WorldWideScience

Sample records for tutor test bank

  1. Coaching Tutors: An Instrumental Case Study on Testing an Integrated Framework for Tutoring Sessions

    Science.gov (United States)

    Holland, Alicia L.; Grant, Chris; Donthamsetty, Reshema

    2017-01-01

    The objective for the current qualitative case study was to examine participants' perceptions on the tutor coaching and session review frameworks. The location of the study was at the tutor coaches' place of business. At the beginning of the study, tutor coaches were trained on how to implement the tutoring coaching framework with their tutors,…

  2. Security Testing Handbook for Banking Applications

    CERN Document Server

    Doraiswamy, Arvind; Kapoor, Nilesh

    2009-01-01

    Security Testing Handbook for Banking Applications is a specialised guide to testing a wide range of banking applications. The book is intended as a companion to security professionals, software developers and QA professionals who work with banking applications.

  3. Test bank for college algebra

    CERN Document Server

    Kolman, Bernard; Levitan, Michael L

    1985-01-01

    Test Bank for College Algebra, Second Edition is a supplementary material for the text, College Algebra, Second Edition. The book is intended for use by mathematics teachers.The book contains standard tests for each chapter in the textbook. Each set of test aims to evaluate the level of understanding the student has achieved during the course. The answers for each chapter test and the final exam are found at the end of the book.Mathematics teachers teaching college algebra will find the book very useful.

  4. Increased correlation coefficient between the written test score and tutors' performance test scores after training of tutors for assessment of medical students during problem-based learning course in Malaysia.

    Science.gov (United States)

    Jaiprakash, Heethal; Min, Aung Ko Ko; Ghosh, Sarmishtha

    2016-03-01

    This paper is aimed at finding if there was a change of correlation between the written test score and tutors' performance test scores in the assessment of medical students during a problem-based learning (PBL) course in Malaysia. This is a cross-sectional observational study, conducted among 264 medical students in two groups from November 2010 to November 2012. The first group's tutors did not receive tutor training; while the second group's tutors were trained in the PBL process. Each group was divided into high, middle and low achievers based on their end-of-semester exam scores. PBL scores were taken which included written test scores and tutors' performance test scores. Pearson correlation coefficient was calculated between the two kinds of scores in each group. The correlation coefficient between the written scores and tutors' scores in group 1 was 0.099 (pcorrelation coefficient in the group where tutors received the PBL training reinforces the importance of tutor training before their participation in the PBL course.

  5. Knowledge acquisition and representation for the Systems Test and Operations Language (STOL) Intelligent Tutoring System (ITS)

    Science.gov (United States)

    Seamster, Thomas L.; Eike, David R.; Ames, Troy J.

    1990-01-01

    This presentation concentrates on knowledge acquisition and its application to the development of an expert module and a user interface for an Intelligent Tutoring System (ITS). The Systems Test and Operations Language (STOL) ITS is being developed to assist NASA control center personnel in learning a command and control language as it is used in mission operations rooms. The objective of the tutor is to impart knowledge and skills that will permit the trainee to solve command and control problems in the same way that the STOL expert solves those problems. The STOL ITS will achieve this object by representing the solution space in such a way that the trainee can visualize the intermediate steps, and by having the expert module production rules parallel the STOL expert's knowledge structures.

  6. Test bank for precalculus functions & graphs

    CERN Document Server

    Kolman, Bernard; Levitan, Michael L

    1984-01-01

    Test Bank for Precalculus: Functions & Graphs is a supplementary material for the text, Precalculus: Functions & Graphs. The book is intended for use by mathematics teachers.The book contains standard tests for each chapter in the textbook. Each set of test focuses on gauging the level of knowledge the student has achieved during the course. The answers for each chapter test and the final exam are found at the end of the book.Mathematics teachers teaching calculus will find the book extremely useful.

  7. Test of the Bank Lending Channel: The Case of Poland

    Directory of Open Access Journals (Sweden)

    Yu HSING

    2013-11-01

    Full Text Available This paper tests the bank lending channel for Poland based on a simultaneousequation model consisting of demand for and supply of bank loans. The three-stage least squares method is employed in empirical work. This paper finds support for a bank lending channel for Poland. Expansionary monetary policy through a lower money market rate or open market purchase of government bonds to increase bank reserves/deposits would increase bank loan supply.

  8. Stress Testing of the Montenegrin Banking System with Aggregated and Bank-Specific Data

    Directory of Open Access Journals (Sweden)

    Vuković Sanja

    2014-05-01

    Full Text Available There are many different approaches to the process of stress testing and two of them will be investigated in this paper. The first one is a stress test performed on aggregated data i.e. the banking system as a whole. The variable of interest in both exercises is the Loan Loss Provision ratio (hereinafter: the LLP. The main goal of the thesis is to find an answer to the following question: what are the macroeconomic variables that influence LLP the most and how will LLP, as a variable of interest, behave in a situation when all these variables were to experience negative performance at the same time? The resilience of the banking system to such scenario will be tested through the capital adequacy ratio. In order to find out more about the management practices of banks, microlevel data on banks were also used in the analysis. The focus was to see which of the variables are able to explain the LLP ratio for each bank individually and how is this information helpful for possible improvements in the banking sector. The relations between these variables will be able to explain some of the banks’ losses and some of the banks’ practices regarding credit activities. The analysis there will provide for some recommendations for the banks but also for the Central Bank and its way to influence the practices in the banking sector.

  9. Stress Testing as a Tool of Bank Risk Management

    Directory of Open Access Journals (Sweden)

    Antonyuk Oksana I.

    2013-12-01

    Full Text Available The goal of the article is development of theoretical, methodological and practical recommendations on the use of stress testing by Ukrainian commercial banks. Stress testing is defined as a part of bank risk management on the basis of scientific studies of domestic and foreign scientists. The article marks the essence of the bank stress testing and identifies its role in the structure of banks’ risk management in Ukraine. It considers goals of conducting stress testing in banking institutions. It identifies main aspects and specific features of conducting stress testing of bank risks. It characterises main advantages and shortcomings of use of stress testing in the modern bank risk management. It generalises the world and European approaches to the methods of conducting stress testing in commercial banks in comparison with the Ukrainian methodical recommendations. It shows that results of stress testing have practical value, since they help to preliminary assess influence of potentially negative events upon the state of the loan portfolio of the bank and make relevant managerial decisions.

  10. Wave basin model tests of technical-biological bank protection

    Science.gov (United States)

    Eisenmann, J.

    2012-04-01

    Sloped embankments of inland waterways are usually protected from erosion and other negative im-pacts of ship-induced hydraulic loads by technical revetments consisting of riprap. Concerning the dimensioning of such bank protection there are several design rules available, e.g. the "Principles for the Design of Bank and Bottom Protection for Inland Waterways" or the Code of Practice "Use of Standard Construction Methods for Bank and Bottom Protection on Waterways" issued by the BAW (Federal Waterways Engineering and Research Institute). Since the European Water Framework Directive has been put into action special emphasis was put on natural banks. Therefore the application of technical-biological bank protection is favoured. Currently design principles for technical-biological bank protection on inland waterways are missing. The existing experiences mainly refer to flowing waters with no or low ship-induced hydraulic loads on the banks. Since 2004 the Federal Waterways Engineering and Research Institute has been tracking the re-search and development project "Alternative Technical-Biological Bank Protection on Inland Water-ways" in company with the Federal Institute of Hydrology. The investigation to date includes the ex-amination of waterway sections where technical- biological bank protection is applied locally. For the development of design rules for technical-biological bank protection investigations shall be carried out in a next step, considering the mechanics and resilience of technical-biological bank protection with special attention to ship-induced hydraulic loads. The presentation gives a short introduction into hydraulic loads at inland waterways and their bank protection. More in detail model tests of a willow brush mattress as a technical-biological bank protec-tion in a wave basin are explained. Within the scope of these tests the brush mattresses were ex-posed to wave impacts to determine their resilience towards hydraulic loads. Since the

  11. Success in tutoring electronic troubleshooting

    Science.gov (United States)

    Parker, Ellen M.

    1990-01-01

    Two years ago Dr. Sherrie Gott of the Air Force Human Resources Laboratory described an avionics troubleshooting tutor being developed under the Basic Job Skills Research Program. The tutor, known as Sherlock, is directed at teaching the diagnostic procedures necessary to investigate complex test equipment used to maintain F-15 fighter aircraft. Since Dr. Gott's presentation in 1987, the tutor has undergone field testing at two Air Force F-15 flying wings. The results of the field test showed that after an average of 20 hours on the tutor, the 16 airmen in the experimental group (who average 28 months of experience) showed significant performance gains when compared to a control group (having a mean experience level of 37 months) who continued participating in the existing on-the-job training program. Troubleshooting performance of the tutored group approached the level of proficiency of highly experienced airmen (averaging approximately 114 months of experience), and these performance gains were confirmed in delayed testing six months following the intervention. The tutor is currently undergoing a hardware and software conversion form a Xerox Lisp environment to a PC-based environment using an object-oriented programming language. Summarized here are the results of the successful field test. The focus is on: (1) the instructional features that contributed to Sherlock's success; and (2) the implementation of these features in the PC-based version of the avionics troubleshooting tutor.

  12. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Community development test for wholesale or... REGULATIONS AND STATEMENTS OF GENERAL POLICY COMMUNITY REINVESTMENT Standards for Assessing Performance § 345.25 Community development test for wholesale or limited purpose banks. (a) Scope of test. The...

  13. Test bank to accompany Computers data and processing

    CERN Document Server

    Deitel, Harvey M

    1980-01-01

    Test Bank to Accompany Computers and Data Processing provides a variety of questions from which instructors can easily custom tailor exams appropriate for their particular courses. This book contains over 4000 short-answer questions that span the full range of topics for introductory computing course.This book is organized into five parts encompassing 19 chapters. This text provides a very large number of questions so that instructors can produce different exam testing essentially the same topics in succeeding semesters. Three types of questions are included in this book, including multiple ch

  14. Increased correlation coefficient between the written test score and tutors’ performance test scores after training of tutors for assessment of medical students during problem-based learning course in Malaysia

    Directory of Open Access Journals (Sweden)

    Heethal Jaiprakash

    2016-03-01

    Full Text Available This paper is aimed at finding if there was a change of correlation between the written test score and tutors’ performance test scores in the assessment of medical students during a problem-based learning (PBL course in Malaysia. This is a cross-sectional observational study, conducted among 264 medical students in two groups from November 2010 to November 2012. The first group’s tutors did not receive tutor training; while the second group’s tutors were trained in the PBL process. Each group was divided into high, middle and low achievers based on their end-of-semester exam scores. PBL scores were taken which included written test scores and tutors’ performance test scores. Pearson correlation coefficient was calculated between the two kinds of scores in each group. The correlation coefficient between the written scores and tutors’ scores in group 1 was 0.099 (p<0.001 and for group 2 was 0.305 (p<0.001. The higher correlation coefficient in the group where tutors received the PBL training reinforces the importance of tutor training before their participation in the PBL course.

  15. Stress Testing Liquidity Risk: The Case of the Brazilian Banking System.

    OpenAIRE

    Benjamin M. Tabak; Solange M. Guerra; Rodrigo C. Miranda; Sergio Rubens S. de Souza

    2012-01-01

    This paper discusses the effects of the recent financial crisis on the Brazilian banking system. It discusses how liquidity risks have risen during the crisis and preventive measures that were taken in order to cope with these risks. It presents the liquidity stress testing approach that is under use in the Central Bank of Brazil and results from a survey on liquidity stress testing that has been applied to banks that operate in the Brazilian banking system.

  16. banks

    Directory of Open Access Journals (Sweden)

    Elena Grigoryeva

    2017-01-01

    The thaw period was a kind of bank from which our country set sail towards unexplored horizons. The series on the Moscow Palace of Young Pioneers is continued by the article by Felix Novikov (144-151, who writes about the history of the design of this wonderful building, today’s monument of architecture of Soviet modernism.

  17. Test of the Bank Lending Channel: The Case of Australia

    OpenAIRE

    Yu Hsing

    2013-01-01

    Extending Bernanke and Blinder (1988, 1992), Kashyap and Stein (2000), Peek and Rosengren (2010) and others, this paper incorporates two additonal variables - the world interest rate and the exchange rate - into the bank loan supply function. The results show that the demand for bank loans is negatively affected by the lending rate and positively influenced by the interest rate on bonds and real GDP and that the supply of bank loans is positively associated with the lending rate, bank deposit...

  18. Consumers as tutors – legitimate teachers?

    Directory of Open Access Journals (Sweden)

    Owen Cathy

    2004-09-01

    Full Text Available Abstract Background The aim of this study was to research the feasibility of training mental health consumers as tutors for 4th year medical students in psychiatry. Methods A partnership between a consumer network and an academic unit in Psychological Medicine was formed to jointly develop a training package for consumer tutors and a curriculum in interviewing skills for medical students. Student attitudes to mental health consumers were measured pre and post the program. All tutorial evaluation data was analysed using univariate statistics. Both tutors and students evaluated the teaching program using a 4 point rating scale. The mean scores for teaching and content for both students and tutors were compared using an independent samples t-test. Results Consumer tutors were successfully trained and accredited as tutors and able to sustain delivery of tutorials over a 4 year period. The study found that whilst the medical students started with positive attitudes towards consumers prior to the program, there was a general trend towards improved attitude across all measures. Other outcomes for tutors and students (both positive and negative are described. Conclusions Consumer tutors along with professional tutors have a place in the education of medical students, are an untapped resource and deliver largely positive outcomes for students and themselves. Further possible developments are described.

  19. USING STRESS TESTING METHODOLOGY IN EVALUATING BANKING INSTITUTION’S EXPOSURE TO RISK

    OpenAIRE

    Ioan TRENCA; Simona MUTU; Maria-Miruna POCHEA

    2010-01-01

    In order to correctly estimate the unpredictable effects on their transaction portfolios, the banks developed stress testing methods which turned out to be a very important tool in the bank supervision process. Moreover, the supervision authorities started using stress-testing methods for evaluating systemic risk and for determining the adequacy degree of capital in the banking sector. Taking into account the importance of these simulations, the present paper presents methodologies with which...

  20. Online Self-testing Resources Prepared by Peer Tutors as a Formative Assessment Tool in Pharmacology Courses

    Science.gov (United States)

    Mathews, Jennifer L.

    2016-01-01

    Objective. To assess the effectiveness of optional online quizzes written by peer tutors in a pharmacology course for doctor of pharmacy students. Methods. Online quizzes were written by peer tutors for second-year pharmacy students. Quizzes reflected the material taught during lecture and were in a format similar to that of the examinations. Data related to performance on each quiz and each examination were collected throughout the semester. At the end of the semester, students and peer tutors were surveyed to gather information on the utility and success of the quizzes. Results. Students taking online quizzes performed significantly better on examinations than those who did not take quizzes. In addition, students received higher scores on examinations than when practicing with the quizzes. Surveys suggest that students liked the quizzes and felt they increased their confidence and performance on examinations. Conclusion. The quizzes were beneficial to student performance on examinations as well as student perception of performance and confidence going into the examinations. Quizzes were also beneficial learning experiences for peer tutors. PMID:27756932

  1. Online Self-testing Resources Prepared by Peer Tutors as a Formative Assessment Tool in Pharmacology Courses.

    Science.gov (United States)

    Lull, Melinda E; Mathews, Jennifer L

    2016-09-25

    Objective. To assess the effectiveness of optional online quizzes written by peer tutors in a pharmacology course for doctor of pharmacy students. Methods. Online quizzes were written by peer tutors for second-year pharmacy students. Quizzes reflected the material taught during lecture and were in a format similar to that of the examinations. Data related to performance on each quiz and each examination were collected throughout the semester. At the end of the semester, students and peer tutors were surveyed to gather information on the utility and success of the quizzes. Results. Students taking online quizzes performed significantly better on examinations than those who did not take quizzes. In addition, students received higher scores on examinations than when practicing with the quizzes. Surveys suggest that students liked the quizzes and felt they increased their confidence and performance on examinations. Conclusion. The quizzes were beneficial to student performance on examinations as well as student perception of performance and confidence going into the examinations. Quizzes were also beneficial learning experiences for peer tutors.

  2. Strategic Tutor Monitoring.

    Science.gov (United States)

    Chee-kwong, Kenneth Chao

    1996-01-01

    Discusses effective tutor monitoring strategies based on experiences at the Open Learning Institute of Hong Kong. Highlights include key performance and strategic control points; situational factors, including tutor expectations and relevant culture; Theory X versus Theory Y leadership theories; and monitoring relationships with tutors. (LRW)

  3. Strategic Tutor Monitoring.

    Science.gov (United States)

    Chee-kwong, Kenneth Chao

    1996-01-01

    Discusses effective tutor monitoring strategies based on experiences at the Open Learning Institute of Hong Kong. Highlights include key performance and strategic control points; situational factors, including tutor expectations and relevant culture; Theory X versus Theory Y leadership theories; and monitoring relationships with tutors. (LRW)

  4. Model test study for ice force on the bank-head of the lead-navigating bank

    Institute of Scientific and Technical Information of China (English)

    SONG An; SUN Jinliang; LU Hai; WANG Yi'an

    2007-01-01

    To determine the bank-head's ice force of the lead-navigating bank at key position that faces the ice direct- ly of certain water conservancy, ice model test in reduced scale is designed and carried out based on the local situation on the spot and data observed. Preliminary conclusions are got through the analysis of the experimental data such as effect of the ice velocity on the ice force, ratio of components of forces when ice sheet acting on the vertical bank-head, ice force ratio of vertical to 45° incline as well as ratio of level ice force to the vertical ice force when acting on 45° incline. Finally, suggestions on determination of the ice force using formula are given after comparison between the result calcu- lated by the present formula of ice force and the experimental results.

  5. Sign Language Tutoring Tool

    CERN Document Server

    Aran, Oya; Benoit, Alexandre; Carrillo, Ana Huerta; Fanard, François-Xavier; Campr, Pavel; Akarun, Lale; Caplier, Alice; Rombaut, Michele; Sankur, Bulent

    2008-01-01

    In this project, we have developed a sign language tutor that lets users learn isolated signs by watching recorded videos and by trying the same signs. The system records the user's video and analyses it. If the sign is recognized, both verbal and animated feedback is given to the user. The system is able to recognize complex signs that involve both hand gestures and head movements and expressions. Our performance tests yield a 99% recognition rate on signs involving only manual gestures and 85% recognition rate on signs that involve both manual and non manual components, such as head movement and facial expressions.

  6. Is Trust in Banks in Slovenia Put to the Test?

    Directory of Open Access Journals (Sweden)

    Taškar Beloglavec Sabina

    2015-06-01

    Full Text Available The question of the banking system’s stability in connection to trust since the 2008 crisis has been the subject of many debates seeking to find permanent solutions to banking system problems, as the current situation affects bank customers’ behavior. This article examined trust in banks during the financial crisis and offers, via demographic variables, explanations as tow whether or not customers tend to withdraw their deposits during a crisis. The results contribute to banks’ decision-making regarding deposits management and understanding customers’ behavior, especially during a crisis. The results show a negative relationship between trust and deposit withdrawal intention, where gender and education level play an important role.

  7. [Difference analysis among majors in medical parasitology exam papers by test item bank proposition].

    Science.gov (United States)

    Jia, Lin-Zhi; Ya-Jun, Ma; Cao, Yi; Qian, Fen; Li, Xiang-Yu

    2012-04-30

    The quality index among "Medical Parasitology" exam papers and measured data for students in three majors from the university in 2010 were compared and analyzed. The exam papers were formed from the test item bank. The alpha reliability coefficients of the three exam papers were above 0.70. The knowledge structure and capacity structure of the exam papers were basically balanced. But the alpha reliability coefficients of the second major was the lowest, mainly due to quality of test items in the exam paper and the failure of revising the index of test item bank in time. This observation demonstrated that revising the test items and their index in the item bank according to the measured data can improve the quality of test item bank proposition and reduce the difference among exam papers.

  8. Tutoring Executives Online

    DEFF Research Database (Denmark)

    Bignoux, Stephane; Sund, Kristian J.

    2016-01-01

    Studies of learning and student satisfaction in the context of online university programs have largely neglected programs catering specifically to business executives. Such executives have typically been away from higher education for a number of years, and have collected substantial practical...... that in addition to some of the tutor behaviors already discussed in the literature, executive students look specifically for practical industry knowledge and experience in tutors, when judging how effective a tutor is. This has implications for both the recruitment and training of online executive MBA tutors....

  9. 78 FR 47217 - Proposed Supervisory Guidance on Implementing Dodd-Frank Act Company-Run Stress Tests for Banking...

    Science.gov (United States)

    2013-08-05

    ... Company-Run Stress Tests for Banking Organizations With Total Consolidated Assets of More Than $10 Billion...'') stress tests, applicable to all bank and savings-and-loan holding companies, national banks, state-member... ``$10-50 billion companies''). The guidance discusses supervisory expectations for DFA stress...

  10. Tooth Tutoring: The Findings.

    Science.gov (United States)

    Cone, Richard; And Others

    Findings are reported on a three year cross-age tutoring program in which undergraduate dental hygiene students and college students from other disciplines trained upper elementary students to tutor younger students in the techniques of dental hygiene. Data includes pre-post scores on the Oral Hygiene Index of plaque for both experimental and…

  11. Affect in Tutoring Dialogues

    NARCIS (Netherlands)

    Heylen, Dirk K.J.; Nijholt, Antinus; op den Akker, Hendrikus J.A.

    2005-01-01

    This paper is about INES, an intelligent, multimodal tutoring environment, and how we build a tutor agent in the environment that tries to be sensitive to the mental state of the student that interacts with it. The environment was primarily designed to help students practice nursing tasks. For

  12. Intelligent Tutoring Systems.

    Science.gov (United States)

    Anderson, John R.; And Others

    1985-01-01

    Cognitive psychology, artificial intelligence, and computer technology have advanced so much that it is feasible to build computer systems that are as effective as intelligent human tutors. Computer tutors have been developed for teaching students to do proofs in geometry and to write computer programs in the LISP language. (JN)

  13. Computer Tutors Get Personal

    Science.gov (United States)

    Johnson, David L.

    2005-01-01

    After decades of research in artificial intelligence (AI) and cognitive psychology, a number of companies have emerged that offer intelligent tutor system (ITS) soft ware to schools. These systems try to mimic the help that a human tutor would provide to an individual student, something nearly impossible for teachers to accomplish in the…

  14. Tutoring Executives Online

    DEFF Research Database (Denmark)

    Bignoux, Stephane; Sund, Kristian J.

    2016-01-01

    Studies of learning and student satisfaction in the context of online university programs have largely neglected programs catering specifically to business executives. Such executives have typically been away from higher education for a number of years, and have collected substantial practical...... experience in the subject matters they are taught. Their expectations in terms of both content and delivery may therefore be different from non-executive students. We explore perceptions of the quality of tutoring in the context of an online executive MBA program through participant interviews. We find...... that in addition to some of the tutor behaviors already discussed in the literature, executive students look specifically for practical industry knowledge and experience in tutors, when judging how effective a tutor is. This has implications for both the recruitment and training of online executive MBA tutors....

  15. Testing Servqual Dimensions on the Commercial Bank Sector of Northern Cyprus

    OpenAIRE

    2007-01-01

    Testing Servqual Dimensions on the Commercial Bank Sector of Northern Cyprus Abstract: Although the philosophy of the servqual model developed by Parasuraman, Zeithaml and Berry is universally accepted and applied for measuring service quality in different sectors including banking, the sustainability of Servqual dimensions started to be questioned. Research has shown that cultural differences across countries may have the potential of generating different quality dimensions pertinent to t...

  16. 77 FR 62396 - Annual Company-Run Stress Test Requirements for Banking Organizations With Total Consolidated...

    Science.gov (United States)

    2012-10-12

    .... 1438] RIN 7100-AD-86 Annual Company-Run Stress Test Requirements for Banking Organizations With Total... federal financial regulatory agency to conduct stress tests on an annual basis. The Board is adopting this final rule to implement the company-run stress test requirements in the Dodd-Frank Act regarding...

  17. The construction of parallel tests from IRT-based item banks

    NARCIS (Netherlands)

    Boekkooi-Timminga, Ellen

    1989-01-01

    The construction of parallel tests from item response theory (IRT) based item banks is discussed. Tests are considered parallel whenever their information functions are identical. After the methods for constructing parallel tests are considered, the computational complexity of 0-1 linear programming

  18. Computer assisted tutoring in radiology

    Energy Technology Data Exchange (ETDEWEB)

    Jeffery, N

    1997-02-01

    The computer-based tutoring of visual concepts such as radiological images is a largely unexplored area. A review of the literature highlights limited use of computers as a means of radiological education, with the majority of systems being little more than hypermedia prototypes, on-line teaching files, and passive CD-Roms. Very few of the systems discussed in the research literature draw on the work from cognitive science and educational psychology for tutoring visual concepts. This thesis details and evaluates a method for indexing and retrieving images from large image databases via a cognitively informed graphical representation of visual concepts. This representation is derived using Multiple Correspondence Analysis from a statistical analysis of features present in the images. It is intended that this representation be used to assist in the computer based teaching of any discipline that requires the tutoring of visual concepts. The domain used as a test bed for this research is Magnetic Resonance Imaging in neuroradiology. Tutoring the interpretation of MR scans of the head represents a real practical problem due to the inherent complexity of the brain and variations in tissue contrast within image sequence and disease/pathology. The literature of concept categorisation and representation is critically reviewed to inform the design of a graphical representation of a concept (a pathology in the application domain). A specification for the design of an explicit representation of visual concepts is drawn from this literature review, together with methods of tutoring based around this model. A methodology for producing this representation is described, and implemented in the development of an overview plot for the concept of a disease of the brain, with associated statistical measures derived and operationalised for typicality and similarity of cases within a disease. These measures are precursors to the development of computer based tutoring strategies for image

  19. Sign restriction approach to macro stress-testing of the Croatian banking system

    Directory of Open Access Journals (Sweden)

    Nataša Erjavec

    2012-12-01

    Full Text Available The paper employs Uhlig’s sign restriction approach to stress-testing of the Croatian banking system. The analysis is based on a standard monetary VAR comprising real economic activity, inflation and short-term interest rates augmented by the ratio of non-performing loans or return on average equity, both measures representing the aggregate banking sector. In spite of the selected indicator, the results suggest a strong sensitivity of the Croatian banking sector to macroeconomic shocks. The effects are the strongest for contractionary monetary policy shocks, followed by negative demand shocks while the effects of supply shocks turned out to be statistically insignificant. Since Croatia is a small open economy with banking the dominant financial sector, the results obtained could be interesting for policy makers in Croatia and other transition economies with similar characteristics.

  20. A High Power Test Method for Pattern Magnet Power Supplies with Capacitor Banks

    Science.gov (United States)

    Kurimoto, Yoshinori; Morita, Yuichi; Sagawa, Ryu; Shimogawa, Tetsushi; Miura, Kazuki

    In the J-PARC Main Ring (MR), we plan to increase the beam intensity from 230 to 750 kW. To achieve this, the synchrotron repetition period must be shortened from 2.48 s to approximately 1 s using new power supplies for the main magnets. We are currently researching and developing new power supplies with large capacitor banks. Such banks are needed to reduce the power variation at the main grid in the J-PARC site for future operations with shorter repetition periods. However, it is very difficult to test the new power supplies at their rated power before installation. This is because the power handled by the power supplies used for the J-PARC MR main magnets is too high to be tested in factories or laboratories. To overcome this problem, we suggest a test method involving the use of two capacitor banks. In this method, two power supplies and a small inductive load are connected between two capacitor banks. By controlling the energy flow between the two capacitor banks in this setup, the received power and inductive load can be kept very small. This article describes the details of the control method and the results of the test experiment using a mini-model power supply.

  1. Effectiveness of Intelligent Tutoring Systems: A Meta-Analytic Review

    Science.gov (United States)

    Kulik, James A.; Fletcher, J. D.

    2016-01-01

    This review describes a meta-analysis of findings from 50 controlled evaluations of intelligent computer tutoring systems. The median effect of intelligent tutoring in the 50 evaluations was to raise test scores 0.66 standard deviations over conventional levels, or from the 50th to the 75th percentile. However, the amount of improvement found in…

  2. Public banking of umbilical cord blood or storage in a private bank: testing social and ethical policy in northeastern Italy

    Directory of Open Access Journals (Sweden)

    Parco S

    2013-04-01

    determination method. We found that the chemiluminescence method was more specific (97.0% than the TPHA (83.0% and nontreponemal rapid plasma reagin VDRL (75.0% tests (P < 0.05, χ2 test. The specificity link between the two automatic methods versus microscopes for WBC dosing and NRBC interference was r2 = 0.08 (ADVIA 120 and r2 = 0.94 (XE-2100. The public system does not include human T-cell lymphotropic virus testing; this is reserved for the population from endemic zones. Conclusion: In northeastern Italy current legislation prevents the establishment of private fee-based banks for storage of CB-SC. The cryopreservation, for future autologous personal or family use, is possible only by sending to foreign private banks, with a further fee of €300. These regulations confirm that Italian legislation tries to increase the anonymous allogenic donations and the number of CB-CS bags stored in the free-cost public system, that are available to anyone with therapeutic needs. Private banking is used almost exclusively by the wealthier local population. In the public system, many physicians continue to use older Italian laws regarding syphilis diagnosis, and NRBC interference on WBC count may have an impact on cord blood harvesting. Our findings suggest that in the EU there is no consensus policy on donor management. The value of storage for potential use within the family is useful only with collaboration between the public and the private systems. Keywords: cord blood collection, public system, private system, pregnant women's choice

  3. Intelligent tutoring systems

    Energy Technology Data Exchange (ETDEWEB)

    Anderson, J.R.; Boyle, C.F.; Reiser, B.J.

    1985-04-26

    Cognitive psychology, artificial intelligence, and computer technology have advanced to the point where it is feasible to build computer systems that are as effective as intelligent human tutors. Computer tutors based on a set of pedagogical principles derived from the ACT theory of cognition have been developed for teaching students to do proofs in geometry and to write computer programs in the language LISP. 19 references, 2 figures.

  4. A Test of the Effectiveness of Teaching Money and Banking by Programmed Instruction

    Science.gov (United States)

    Havrilesky, Thomas

    1971-01-01

    Fifteen sophomores, after 10 weeks of conventional instruction in a macroeconomics course were assigned programed instruction on money and banking for one week while the rest of the class (n equals 21) continued with the lectures. Post testing indicated greater gains from programed instruction. (DB)

  5. V-TECS Criterion-Referenced Test Item Bank for Radiologic Technology Occupations.

    Science.gov (United States)

    Reneau, Fred; And Others

    This Vocational-Technical Education Consortium of States (V-TECS) criterion-referenced test item bank provides 696 multiple-choice items and 33 matching items for radiologic technology occupations. These job titles are included: radiologic technologist, chief; radiologic technologist; nuclear medicine technologist; radiation therapy technologist;…

  6. Stress testing German banks in a downturn in the automobile industry

    OpenAIRE

    Düllmann, Klaus; Erdelmeier, Martin

    2009-01-01

    In this paper we stress-test credit portfolios of 28 German banks based on a Mertontype multi-factor credit risk model. The ad-hoc stress scenario is an economic downturn in the automobile industry that constitutes an exceptional but plausible event suggested by historical data. Rather than on a particular stress forecast, the focus of the paper is on the main drivers of the stress impact on banks' credit portfolios. Although the percentage of loans in the automobile sector is relatively low ...

  7. Learning through Tutoring: Low-Achieving Children as Tutors.

    Science.gov (United States)

    Feldman, Robert S.; Allen, Vernon L.

    Recent evidence suggests that the use of children acting as tutors for their peers may prove beneficial to the tutor as well as to the tutee. There is now abundant, unsubstantiated anecdotal evidence, and some controlled experimental work, which suggests that the tutor benefits greatly from his involvement in teaching. The enactment of the role of…

  8. My Science Tutor: A Conversational Multimedia Virtual Tutor

    Science.gov (United States)

    Ward, Wayne; Cole, Ron; Bolaños, Daniel; Buchenroth-Martin, Cindy; Svirsky, Edward; Weston, Tim

    2013-01-01

    My Science Tutor (MyST) is an intelligent tutoring system designed to improve science learning by elementary school students through conversational dialogs with a virtual science tutor in an interactive multimedia environment. Marni, a lifelike 3-D character, engages individual students in spoken dialogs following classroom investigations using…

  9. Stress testing as a tool for simulating the effects of crisis in banks

    Directory of Open Access Journals (Sweden)

    Edward Wiszniowski

    2010-04-01

    Full Text Available Emergence of crisis in financial markets, especially banks, have forced a change in approach to riskmanagement. It has become necessary to develop new or refine existing models of early bankruptcythreat warning, as well as establishing the potential impact of bank failures. One of the tools, indicatingthat resistance to the phenomenon of crisis is “stress testing”. Its aim, at least in the case of banks,is concerned with estimating the level of economic resistance towards the occurring risk. Some ofthese risks are: the non-payment of loans due to deterioration in the economic situation of a country,fluctuations in interest rates, exchange rates and a fall in prices of securities which are traded on stockexchanges. This article discusses the nature of stress testing and shows the current legislation in Polandand presents the results of a stress testing conducted on the largest U.S. banks in May 2009. The rankand results of these studies show the importance of the role of stress testing as a complementary research of a diagnostic and prognostic nature.

  10. Nonverbal Behavior in Tutoring Interactions.

    Science.gov (United States)

    Feldman, Robert S.

    This document reports on a series of studies carried out concerning nonverbal behavior in peer tutoring interactions. The first study examined the encoding (enactment) of nonverbal behavior in a tutoring situation. Results clearly indicated that the tutor's nonverbal behavior was affected by the performance of the tutee. The question of whether or…

  11. THE HOMEWORK HELPER TUTOR MANUAL.

    Science.gov (United States)

    DEERING, ALBERT R.

    THIS MANUAL FOR TUTORS IN THE MOBILIZATION FOR YOUTH-NEW YORK CITY BOARD OF EDUCATION HOMEWORK HELPER PROGRAM IS DESIGNED TO SUPPLEMENT THE TRAINING AND SUPERVISION THAT THE TUTORS RECEIVE FROM THE MASTER TEACHERS. THE PROGRAM EMPLOYS HIGH SCHOOL STUDENTS AS TUTORS FOR OTHER STUDENTS AT ALL GRADE LEVELS--ELEMENTARY, JUNIOR HIGH, AND HIGH SCHOOL.…

  12. Genetic Testing and Tissue Banking for Personalized Oncology: Analytical and Institutional Factors.

    Science.gov (United States)

    Miles, George; Rae, James; Ramalingam, Suresh S; Pfeifer, John

    2015-10-01

    Personalized oncology, or more aptly precision oncogenomics, refers to the identification and implementation of clinically actionable targets tailored to an individual patient's cancer genomic information. Banking of human tissue and other biospecimens establishes a framework to extract and collect the data essential to our understanding of disease pathogenesis and treatment. Cancer cooperative groups in the United States have led the way in establishing robust biospecimen collection mechanisms to facilitate translational research, and combined with technological advances in molecular testing, tissue banking has expanded from its traditional base in academic research and is assuming an increasingly pivotal role in directing the clinical care of cancer patients. Comprehensive screening of tumors by DNA sequencing and the ability to mine and interpret these large data sets from well-organized tissue banks have defined molecular subtypes of cancer. Such stratification by genomic criteria has revolutionized our perspectives on cancer diagnosis and treatment, offering insight into prognosis, progression, and susceptibility or resistance to known therapeutic agents. In turn, this has enabled clinicians to offer treatments tailored to patients that can greatly improve their chances of survival. Unique challenges and opportunities accompany the rapidly evolving interplay between tissue banking and genomic sequencing, and are the driving forces underlying the revolution in precision medicine. Molecular testing and precision medicine clinical trials are now becoming the major thrust behind the cooperative groups' clinical research efforts.

  13. General physicians graduated from a PBL undergraduate medical curriculum: how well do they perform as PBL tutors?

    Science.gov (United States)

    Kim, Kyong-Jee; Lee, Joo Heung; Kee, Changwon

    2009-06-01

    A study was conducted on the effectiveness of general physicians recently graduated from a medical school with Problem-Based Learning (PBL) curriculum as PBL tutors to expand the school's tutor pool. This study aims to investigate these non-staff tutors' effectiveness in terms of student satisfaction and learning outcomes. An experimental study was conducted of 12 PBL groups of second-year medical students (n = 40). Four PBL groups were led by non-staff tutors; the other eight groups were led by staff tutors during the two PBL units. Tutor evaluation and student satisfaction questionnaires were administered and student performance scores were analysed to compare between groups led by staff tutors and non-staff tutors. The students' overall satisfaction with the non-staff tutors on a five-point Likert-scale was high (M = 4.5 +/-.638). Additionally, the student scores on written tests were comparable between groups. Yet, in one unit, the groups led by staff tutors received significantly higher scores on the group evaluation than those led by non-staff tutors. The results of this study show that the non-staff tutors performed as effectively as the staff tutors did with regard to student achievement in written exams. Still, the findings of this study suggest that different tutor backgrounds and experiences might affect student performance beyond the written exam scores.

  14. Good teacher, good tutor

    Directory of Open Access Journals (Sweden)

    Couto LB

    2016-07-01

    Full Text Available Lucélio B Couto, Gustavo S Romão, Reinaldo B Bestetti  Department of Medicine, University of Ribeirão Preto, Ribeirão Preto, Brazil We have read with great interest the paper by Kassab et al, who have essentially shown that good teachers will be good tutors in a problem-based learning (PBL environment. We have been facing great difficulties to select tutors because there has been no tradition in PBL in our region in the preuniversity teaching. Furthermore, the majority of our teachers have been formed in a discipline-based medical curriculum. Therefore, it is reassuring to learn from the work by Kassab et al that subject-matter mastery is the powerful independent predictor of tutoring skills.  View the original paper by Kassab and colleagues.

  15. Development of a lack of appetite item bank for computer-adaptive testing (CAT)

    DEFF Research Database (Denmark)

    Thamsborg, Lise Laurberg Holst; Petersen, Morten Aa; Aaronson, Neil K

    2015-01-01

    measurement precision. The EORTC Quality of Life Group is developing a CAT version of the widely used EORTC QLQ-C30 questionnaire. Here, we report on the development of the lack of appetite CAT. METHODS: The EORTC approach to CAT development comprises four phases: literature search, operationalization, pre......-testing, and field testing. Phases 1-3 are described in this paper. First, a list of items was retrieved from the literature. This was refined, deleting redundant and irrelevant items. Next, new items fitting the "QLQ-C30 item style" were created. These were evaluated by international samples of experts and cancer...... to 12 lack of appetite items. CONCLUSIONS: Phases 1-3 resulted in 12 lack of appetite candidate items. Based on a field testing (phase 4), the psychometric characteristics of the items will be assessed and the final item bank will be generated. This CAT item bank is expected to provide precise...

  16. Validation of the Puumala virus rapid field test for bank voles in Germany.

    Science.gov (United States)

    Reil, D; Imholt, C; Rosenfeld, U M; Drewes, S; Fischer, S; Heuser, E; Petraityte-Burneikiene, R; Ulrich, R G; Jacob, J

    2017-02-01

    Puumala virus (PUUV) causes many human infections in large parts of Europe and can lead to mild to moderate disease. The bank vole (Myodes glareolus) is the only reservoir of PUUV in Central Europe. A commercial PUUV rapid field test for rodents was validated for bank-vole blood samples collected in two PUUV-endemic regions in Germany (North Rhine-Westphalia and Baden-Württemberg). A comparison of the results of the rapid field test and standard ELISAs indicated a test efficacy of 93-95%, largely independent of the origin of the antigens used in the ELISA. In ELISAs, reactivity for the German PUUV strain was higher compared to the Swedish strain but not compared to the Finnish strain, which was used for the rapid field test. In conclusion, the use of the rapid field test can facilitate short-term estimation of PUUV seroprevalence in bank-vole populations in Germany and can aid in assessing human PUUV infection risk.

  17. Tutoring Strategies: A Case Study Comparing Learning Center Tutors and Academic Department Tutors

    Science.gov (United States)

    Bailey, Geoffrey K.

    2010-01-01

    Peer tutoring at the postsecondary level has been studied extensively, particularly over the last twenty years. Peer tutoring programs are common across institutional type and size in the United States (Boylan, Bonham, Bliss, & Saxon, 1995; Maxwell, 2001) given students' preferences for tutors who share age and status similarity (Cohen, 1986;…

  18. Sweden; Financial Sector Assessment Program Update: Technical Note on Contingent Claims Analysis Approach to Measure Risk and Stress Test the Swedish Banking Sector

    OpenAIRE

    International Monetary Fund

    2011-01-01

    This paper describes the application of contingent claims analysis (CCA) and systemic CCA to the top four commercial banks in Sweden. The balance sheet stress tests for four major banks were complemented with tests based on the CCA framework, a risk-adjusted balance sheet relating bank asset values to equity value, default risk, and bank funding costs. Even though the results show that banks are found to be resilient to shocks, more work on systemic risk models could help analyze systemic ris...

  19. Development of an item bank for computerized adaptive test (CAT) measurement of pain

    DEFF Research Database (Denmark)

    Petersen, Morten Aa.; Aaronson, Neil K; Chie, Wei-Chu

    2016-01-01

    PURPOSE: Patient-reported outcomes should ideally be adapted to the individual patient while maintaining comparability of scores across patients. This is achievable using computerized adaptive testing (CAT). The aim here was to develop an item bank for CAT measurement of the pain domain as measured...... by the EORTC QLQ-C30 questionnaire. METHODS: The development process consisted of four steps: (1) literature search, (2) formulation of new items and expert evaluations, (3) pretesting and (4) field-testing and psychometric analyses for the final selection of items. RESULTS: In step 1, we identified 337 pain...... were obtained from 1103 cancer patients from five countries. Psychometric evaluations showed that 16 items could be retained in a unidimensional item bank. Evaluations indicated that use of the CAT measure may reduce sample size requirements with 15-25 % compared to using the QLQ-C30 pain scale...

  20. Operation of a 5-MJ Capacitor Bank for EML Materials Testing

    Science.gov (United States)

    2007-06-01

    electromagnetic railgun for long-range fire support [1]. The deployed system has requirements for sustained rep-rated fire at 6-12 rounds per minute...OPERATION OF A 5-MJ CAPACITOR BANK FOR EML MATERIALS TESTING*∗ Jesse M. Neriξ, Brett M. Human Plasma Physics Division, Naval Research Laboratory...Naval Research ξ email: Jesse.Neri@nrl.navy.mil Abstract The U.S. Navy is considering the development of an electromagnetic launcher (EML) for

  1. Studies in Tutoring.

    Science.gov (United States)

    Cloward, Robert D.

    This is the report of a demonstration tutorial project which was conducted in New York City as part of the Mobilization for Youth program. Eleven tutorial centers were established in neighborhood elementary schools, and 240 students from local academic and vocational high schools were hired to tutor 544 fourth- and fifth-grade pupils. Each center…

  2. The Complete Tutor.

    Science.gov (United States)

    Gardner, Howard

    2000-01-01

    Explains the relationship between computers and multiple intelligences and explores its potential. Topics include behaviorism and cognitivism; constructivism; multiple representations in the human mind, including various forms of intelligence; individual differences; the challenge of altering early representations; and machine versus human tutors.…

  3. The Complete Tutor.

    Science.gov (United States)

    Gardner, Howard

    2000-01-01

    Explains the relationship between computers and multiple intelligences and explores its potential. Topics include behaviorism and cognitivism; constructivism; multiple representations in the human mind, including various forms of intelligence; individual differences; the challenge of altering early representations; and machine versus human tutors.…

  4. A New Paradigm for Intelligent Tutoring Systems: Example-Tracing Tutors

    Science.gov (United States)

    Aleven, Vincent; McLaren, Bruce M.; Sewall, Jonathan; Koedinger, Kenneth R.

    2009-01-01

    The Cognitive Tutor Authoring Tools (CTAT) support creation of a novel type of tutors called example-tracing tutors. Unlike other types of ITSs (e.g., model-tracing tutors, constraint-based tutors), example-tracing tutors evaluate student behavior by flexibly comparing it against generalized examples of problem-solving behavior. Example-tracing…

  5. Effect of peer tutoring and cooperative learning instructional ...

    African Journals Online (AJOL)

    African Journal for the Psychological Study of Social Issues ... sampling with the use of the Pupil Rating Scale, Mathematics Tests (A and B) for ... Keywords: peer tutoring, cooperative learning, learning disabilities, personality types, school ...

  6. To what extent do tutor-related behaviours influence student learning in PBL?

    Science.gov (United States)

    Chng, Esther; Yew, Elaine H J; Schmidt, Henk G

    2015-03-01

    The purpose of this study was to investigate how tutor behaviours influence learning in problem-based learning (PBL). A previous study had indicated a significant influence of the tutor's social congruent behaviour on the PBL process and this study further investigates this finding by examining two groups of tutors displaying differences in social congruence. The participants were 77 students under the tutelage of four tutors and a self-report questionnaire ranked two tutors to be more socially congruent as compared to the other two. Student learning was measured by a concept recall test and the results from the analysis of covariance indicated a significant impact of the tutor's social congruent behaviour on learning after the problem analysis phase but not on the self-directed learning and reporting phases. It was concluded that the academic abilities of students and the small number of tutors involved may have affected the results, which led to the second part of this study. A group of 11 tutors were selected and the impact of their behaviours on student achievement measured by the module grade was examined. Results indicated that the tutor behaviours had a greater influence on average students as compared to the academically stronger and weaker students. This finding suggests that students who are academically stronger are not as reliant on the tutor while average students may depend more on the tutor to guide and motivate them in order to achieve the learning goals.

  7. An emotional functioning item bank of 24 items for computerized adaptive testing (CAT) was established

    DEFF Research Database (Denmark)

    Petersen, Morten Aa.; Gamper, Eva-Maria; Costantini, Anna

    2016-01-01

    OBJECTIVE: To improve measurement precision, the European Organisation for Research and Treatment of Cancer (EORTC) Quality of Life Group is developing an item bank for computerized adaptive testing (CAT) of emotional functioning (EF). The item bank will be within the conceptual framework...... of the widely used EORTC Quality of Life questionnaire (QLQ-C30). STUDY DESIGN AND SETTING: On the basis of literature search and evaluations by international samples of experts and cancer patients, 38 candidate items were developed. The psychometric properties of the items were evaluated in a large...... international sample of cancer patients. This included evaluations of dimensionality, item response theory (IRT) model fit, differential item functioning (DIF), and of measurement precision/statistical power. RESULTS: Responses were obtained from 1,023 cancer patients from four countries. The evaluations showed...

  8. An Intelligent Tutoring System for Conceptual Physics

    Science.gov (United States)

    Franceschetti, Donald R.

    2007-11-01

    AutoTutor is an intelligent tutoring system (ITS) in which students can learn a variety of subjects through conversation in natural language with a software agent. The agent appears as a face on the screen, with a synthesized voice, and responds to typed input from the student. Student understanding is modeled from student responses, which are matched to high quality essay responses and known misconceptions and bad answers using one of several computational linguistic techniques. With ONR and NSF support a version of AutoTutor covering Newtonian dynamics at the level of Hewitt's Conceptual Physics has been developed and extensively tested. As a byproduct of this work, several thousand student responses to a small number of conceptual physics questions have been collated and mined for misconceptions. Recent work has allowed a comparison of latent semantic analysis and inverse word frequency measures of text match with expert answers. Some results from this process will be presented along with a demonstration of AutoTutor-Physics at work.

  9. Forecasting Employees’ Success at Work in Banking: Could Psychological Testing Be Used as the Crystal Ball?

    Directory of Open Access Journals (Sweden)

    Natalija Simic

    2013-09-01

    Full Text Available Human resources have nowadays been recognized as one of the most important key competitive advantages of organizations. Human resources management deals with the recruitment, selection and training of the best candidates for a particular job position. Although training has significant influence on the performance of employees, recruitment and selection still remain the crucial steps. The goal of the paper is to explore if special characteristics of candidates for employment in the banking industry could be used for predicting their future success at work. Real-life data from a Croatian bank’s employee database are used for analysis, with the total sample of 1659 candidates tested for the purpose of employment. Results of the multiple regression analysis indicate that the following characteristics are important at forecasting an employee’s success at work in the banking sector: cognitive ability, reasoning, dominance, social boldness, sensitivity, openness to change, warmth, and emotional stability. Therefore, as the best practice for recruitment, the use of the Profile of a Quality Candidate in Banking is proposed.

  10. Service quality in banking: developing and testing measurement instrument with Latvian sample data

    Directory of Open Access Journals (Sweden)

    Jelena Titko

    2013-01-01

    Full Text Available The paper highlights the importance of managing service quality in banking that can positively affect customer satisfaction. The goal of the given study is to develop an instrument for measuring service quality perceived by Latvian banks’ retail customers and to determine the most important contributors to customer satisfaction. To achieve this purpose, randomly selected customers of Latvian banks were surveyed, using the authors’ developed questionnaire. The proposed instrument was tested for reliability and validity, using techniques of confirmatory factor analysis. Exploratory factor analysis yielded five service quality dimensions (factors that allowed constructing customer satisfaction factor model EPICA: E – expenses, P – product, I – image, C – competence and emotional intellect, A – access. The subsequent correlation analysis revealed that the strongest relationship is between customer satisfaction and C factor. The results of the current research are crucially important for Latvian banks’ executives because the majority of previous studies in the related field offered measurement scales adequate for measuring service quality in other industries. Besides, the proposed questionnaire is exclusively developed for Latvia and considers Latvian banking sector specifics.

  11. The Effects of ExcelTutor Software Desing an Intelligent Tutoring Sysytem on Learning

    Directory of Open Access Journals (Sweden)

    Sinan KAYA

    2007-12-01

    Full Text Available The purpose of this study is to examine the effects of ExcelTUTOR drill software on achievement of students, which was design as computer based intelligent tutoring system, developed by the researcher. In this study, pretest- post test with control group, which is one of the experimental research designs, was used. The experimental and control groups of the study were composed of 20 students for each group, totally 40 students who went to Gazi University, Kırşehir Faculty of Education, Social Sciences Teaching Program in 2004-2005 term and they attended “Using Computer in Social Sciences” selective course. Experimental and control group students were chosen randomly. To collect the data, two tests were developed by the researcher. One of the tests was named pre-test and the other was called as post-test. Both of which included 25 multiple choice questions. While testing the hypotheses, one way variance analysis and covariance were used. The analysis was done at 0.05 significance level. As a result, ExcelTUTOR drill software design as computer based intelligent tutoring system was found contributing to learning.

  12. The Effects of ExcelTutor Software Desing an Intelligent Tutoring Sysytem on Learning

    OpenAIRE

    2007-01-01

    The purpose of this study is to examine the effects of ExcelTUTOR drill software on achievement of students, which was design as computer based intelligent tutoring system, developed by the researcher. In this study, pretest- post test with control group, which is one of the experimental research designs, was used. The experimental and control groups of the study were composed of 20 students for each group, totally 40 students who went to Gazi University, Kırşehir Faculty of Education, Social...

  13. Rail-gap switch modifications and test data for the Atlas capacitor bank

    Energy Technology Data Exchange (ETDEWEB)

    Lopez, E.A.; Bennett, G.A.; Bartsch, R.R. [and others

    1997-09-01

    Atlas is a facility being designed at the Los Alamos National Laboratory (LANL) to perform high energy-density experiments in support of weapons-physics and basic-research programs. The capacitor bank design consists of a 36-MJ array of 240-kV Marx modules. The system is designed to deliver a peak current of 45- to 50-MA with a 4- to 5-us risetime. Evaluation, testing and qualification of key components of the Marx module are being conducted. One key element of the Marx module is the low inductance, high-voltage, high-current, high-coulomb transfer spark-gap switch needed for this application, 304 of which will be used in the Atlas capacitor bank. Because of the Marx module configuration, overall system inductance requirements and the need for a triggered switch, the design team initially selected the Maxwell Technologies railgap switch. The switch has been used in other high-voltage, high-current, high-coulomb transfer applications and would meet the Atlas facility requirements with some modifications. Testing of the Maxwell rail-gap switch under expected Atlas conditions is in progress. For the Atlas application, the rail-gap switch required some mechanical design modifications, which are discussed. Maxwell provided to modified switches for testing and evaluation. Results of this testing, before and after modifications, and inherent maintenance improvements to meet overall system reliability will be discussed.

  14. Tips for Reading Tutors = Consejos para los Tutores en Lectura.

    Science.gov (United States)

    Department of Education, Washington, DC.

    Reading is the basis for learning and school success. While reading is learned primarily in the classroom, many students need extra time and help. Research shows that tutoring is a great way for individuals and groups outside school to support learning, but effective tutoring requires appropriate training and careful planning. This brochure,…

  15. Causal Relationship between Liquidity and Profitability of Nigerian Deposit Money Banks

    OpenAIRE

    Odunayo M. Olarewaju; Oluwafeyisayo K. Adeyemi

    2015-01-01

    The aim of this paper is to examine the existence and direction of causality between liquidity and profitability of deposit money banks in Nigeria. Fifteen quoted banks out of the existing nineteen banks were selected for the study. They are; Guarantee Trust bank, Zenith bank, Skye bank, Wema bank, Sterling bank, First City Monument bank, United Bank for Africa, Eco bank, First bank, Access bank, Diamond bank, Unity bank, Fidelity bank, Union bank and IBTC bank. Pairwise Granga Causality test...

  16. Stupid Tutoring Systems, Intelligent Humans

    Science.gov (United States)

    Baker, Ryan S.

    2016-01-01

    The initial vision for intelligent tutoring systems involved powerful, multi-faceted systems that would leverage rich models of students and pedagogies to create complex learning interactions. But the intelligent tutoring systems used at scale today are much simpler. In this article, I present hypotheses on the factors underlying this development,…

  17. Stress Test Application at the Turkish Banking Sector w ith 2014 Data

    Directory of Open Access Journals (Sweden)

    Fatih Gümüş

    2015-09-01

    Full Text Available In this study, durability of the Banking Sector against the possible risks that it could face during economic crisis has been evaluated. Banking sector has been divided into 4 main branches as Public, Local Private, Foreign and Participation Banking. Fiscal data and ratios of the year 2014 have been made use of. The analys is made up of 3 stages, biddability ratios, liquidity ratios and the changes in the foreign exchange net general position/ regulatory capital ratio, have been analysed.As the basic criteria, the legal boundaries determined by the Banking Regulatory and Superviso have been taken into consideration. In the analysis, Public Banks have become the strongest banking group, while Participation Banks have been the weakest one in under the economic crisis conditions. In terms of liquidity coverage, Foreign Banks have got the best position, while Participation Banks have ranked as the weakest. In terms of Foreign Exchange Net General Position / Regulatory Capital Ratio, Foreign Banks have been the most susceptible bank to problems, while Public Banks have been the strongest banking groups with the strong capital and position.

  18. Peer and Cross-Age Tutoring. ERIC Digest, Number 79.

    Science.gov (United States)

    Gaustad, Joan

    One-to-one tutoring programs, such as peer and cross-age tutoring, can result in emotional and learning benefits for the tutor and the tutee. Peer tutoring involves two students of the same age. In cross-age tutoring, the tutor is older than the tutee. The Willamette High School Peer Tutoring Program in Eugene, Oregon; the Coca-Cola Valued Youth…

  19. Fine-tuning Central Banks Web Communications: Usability Tests & Content Management

    Directory of Open Access Journals (Sweden)

    Christian A. Bolu

    2012-10-01

    Full Text Available Business processes especially in the Central Banks are more fully integrated and streamlined than ever before. Also, realistic system landscapes often consist of many systems. Disconnected silos of unstructured information continue to pile up for each organizational function and different interfaces are often implemented using the technology that is considered to be ideal for the respective interface. There appears to be lack of Enterprise Content Management strategy thus leading to significant business challenges such as untrustworthy business information due to inaccurate, outdated, conflicting information, longer financial cycles and generally inefficient processes, system performance degradations and poor data organization, inconsistent, confusing user interface as well as frequent context switching.There is therefore the need for an effective enterprise content management strategy. Web content management systems are often used for storing, controlling, versioning, and publishing industry-specific documentations. Usability testing of web sites is an essential element of quality assurance and a true test of how people actually use Central Banks’ web site. It is a test of whether outsiders can successfully use the Banks’ Web site. Although formal usability tests are expensive, time-consuming and often prohibitive, periodic user testing is an important element in developing and maintaining a reader-friendly Website. Usability should emphasise clarity of communication, accessibility, consistency, navigation design, maintenance and good visual presentation.A solution to corporate intranet/internet chaos are Enterprise Portals. An enterprise portal is the gateway to the end user. It offers a central point of access to information, applications and services in an enterprise. It is a one-stop shopping for knowledge workers; the portal is both a gateway to and a destination on the enterprise network that provides transparent, tailored access to

  20. 76 FR 35072 - Proposed Guidance on Stress Testing for Banking Organizations With More Than $10 Billion in Total...

    Science.gov (United States)

    2011-06-15

    ... well as on an enterprise-wide basis. Each stress test should be tailored to the relevant level of..., activities, and risks and their combined effects. Scenarios used in a banking organization's stress tests... conceptually sound. Stress tests usually vary in design and complexity, including the number of...

  1. Perceptions of Tutoring Roles and Psychological Distance among Instructors, Tutors and Students at a Korean University

    Science.gov (United States)

    Lee, Hye-Jung; Hong, Youngil; Choi, Hyoseon

    2017-01-01

    This study explores issues related to the tutor's role when initiating tutoring as an institutional strategy at a conventional university. Based on a pilot tutoring program implemented in four college courses, we investigated the perceptions of instructors, tutors and students regarding the role of tutoring and whether it affected the…

  2. Perceptions of Tutoring Roles and Psychological Distance among Instructors, Tutors and Students at a Korean University

    Science.gov (United States)

    Lee, Hye-Jung; Hong, Youngil; Choi, Hyoseon

    2017-01-01

    This study explores issues related to the tutor's role when initiating tutoring as an institutional strategy at a conventional university. Based on a pilot tutoring program implemented in four college courses, we investigated the perceptions of instructors, tutors and students regarding the role of tutoring and whether it affected the…

  3. Risk management and capital adequacy in Turkish participation and conventional banks: A comparative stress testing analysis

    Directory of Open Access Journals (Sweden)

    M. Kabir Hassan

    2016-06-01

    Full Text Available In this study, we investigate changes in banks' capital adequacy ratio (CAR under different stress scenarios and examine the results by comparing conventional banks to participation banks in Turkey. Our results report that the capital adequacy ratio of the banks declines substantially given the stress scenarios. We find that participation banks in Turkey suffer more in declined capital adequacy ratio compared to conventional banks. Our findings reveal that participation banks in Turkey are more sensitive to sudden changes in exchange rates and increased non-performing loans. However, this sensitivity is in regards to capital adequacy, not profit. Overall, our study shows the effect of stress in the banking sector by contributing to the existing literature.

  4. Peer Tutoring: An Economical Instructional Model.

    Science.gov (United States)

    Lundell, Kerth T.; Brown, William E.

    1979-01-01

    A peer tutoring model is described and suggestions for implementing peer tutoring programs are provided. The seven steps in the development of a peer tutoring program are: establishing a need, considering curriculum, assessing, selecting learners, selecting tutors, monitoring, and coordinating. (PHR)

  5. Pedagogical Strategies for Human and Computer Tutoring.

    Science.gov (United States)

    Reiser, Brian J.

    The pedagogical strategies of human tutors in problem solving domains are described and the possibility of incorporating these techniques into computerized tutors is examined. GIL (Graphical Instruction in LISP), an intelligent tutoring system for LISP programming, is compared to human tutors teaching the same material in order to identify how the…

  6. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Science.gov (United States)

    2010-01-01

    ... performance of a wholesale or limited purpose bank pursuant to the following criteria: (1) The number and... development loan data provided by the bank, such as data on loans outstanding, commitments, and letters of... development loans, and community development services that benefit areas within the bank's assessment...

  7. Tutoring Social Sciences learning

    Directory of Open Access Journals (Sweden)

    Sara Prades Plaza

    2016-03-01

    With this experience teaching innovation we have sought to improve our academic methodology, giving a strong weight to the tutoring, both onsite and virtual. We also have tried to encourage teamwork in groups and independent learning. Thanks to these improvements, we have continuously evaluated the students, while students self evaluate their learning process. In summary, the proposal of educational innovation that we have carried out has shown the need to promote a system of mentoring to advise, guide and support students in their learning process.

  8. Experiencing the role of PBL tutor.

    Science.gov (United States)

    Lyberg-Åhlander, Viveka; Lundskog, Margareta; Hansson, Kristina

    2014-01-01

    The tutor is important for student learning in the PBL group. The students expect the tutor to monitor and steer the group process and to support the learning process, helping students to become aware of their own learning. This study aimed at investigating the PBL tutor's role. Five PBL tutors at the Speech/Language Pathology program were interviewed regarding their view of the tutors' role and what support they need. The analysis of the transcribed interviews focused on finding patterns and variation regarding tutor-activity at different stages in the PBL work and in their views of their progress as tutors. The results indicate that being a tutor is a balancing act and that the tutor need continuous support and input from different sources. Tutors should be encouraged to reflect on their own reactions and interventions and to be explicit and confident in their thoughts about PBL.

  9. Bank liquidity-stress testing and Basel III implementation in Indonesia

    Directory of Open Access Journals (Sweden)

    Mohamad Adam

    2016-03-01

    Full Text Available This study analyzes the possibility of the implementation of the Basel III, namely the rules of banking sector. The population analyzed in this study comprises the 120 banks in Indonesia. The result shows that Indonesian banking sector has tremendous value if the Basel III standards is applied in Indonesia. Bank BCA has the lowest values with a score of 8.89 while Bank BRI has the highest value with a score of 9.68. This study concludes that the standard rules of Basel III would be able to be implemented in Indonesia.

  10. Teachers' Use of Test-Item Banks for Student Assessment in North Carolina Secondary Agricultural Education Programs

    Science.gov (United States)

    Marshall, Joy Morgan

    2014-01-01

    Higher expectations are on all parties to ensure students successfully perform on standardized tests. Specifically in North Carolina agriculture classes, students are given a CTE Post Assessment to measure knowledge gained and proficiency. Prior to students taking the CTE Post Assessment, teachers have access to a test item bank system that…

  11. Teachers' Use of Test-Item Banks for Student Assessment in North Carolina Secondary Agricultural Education Programs

    Science.gov (United States)

    Marshall, Joy Morgan

    2014-01-01

    Higher expectations are on all parties to ensure students successfully perform on standardized tests. Specifically in North Carolina agriculture classes, students are given a CTE Post Assessment to measure knowledge gained and proficiency. Prior to students taking the CTE Post Assessment, teachers have access to a test item bank system that…

  12. Training Undergraduate Physics Peer Tutors

    Science.gov (United States)

    Nossal, S. M.; Jacob, A. T.

    2004-05-01

    The University of Wisconsin's Physics Peer Mentor Tutor Program matches upper level undergraduate physics students in small study groups with students studying introductory algebra-based physics. We work with students who are potentially at-risk for having academic trouble with the course. They include students with a low exam score, learning disabilities, no high school physics, weak math backgrounds, and/or on academic probation. We also work with students from groups under represented in the sciences and who may be feeling isolated or marginal on campus such as minority, returning adult, and international students. The tutors provide a supportive learning environment, extra practice problems, and an overview of key concepts. In so doing, they help our students to build confidence and problem solving skills applicable to physics and other areas of their academic careers. The Physics Peer Mentor Tutor Program is modeled after a similar program for chemistry created by the University of Wisconsin's Chemistry Learning Center. Both programs are now run in collaboration. The tutors are chosen for their academic strength and excellent communication skills. Our tutors are majoring in physics, math, and secondary-level science education. The tutors receive ongoing training and supervision throughout the year. They attend weekly discipline-specific meetings to discuss strategies for teaching the content currently being discussed in the physics course. They also participate in a weekly teaching seminar with science tutors from chemistry and biochemistry to discuss teaching methods, mentoring, and general information relating to the students with whom we work. We will describe an overview of the Physics Peer Mentor Tutor Program with a focus on the teacher training program for our undergraduate tutors.

  13. Banking system trust, bank trust, and bank loyalty

    NARCIS (Netherlands)

    van Esterik-Plasmeijer, P.; van Raaij, W.F.

    2017-01-01

    Purpose The purpose of this paper is to test a model of banking system trust as an antecedent of bank trust and bank loyalty. Six determinants of trust and loyalty are included: competence, stability, integrity, customer orientation, transparency, and value congruence. The study provides insights

  14. Automated nucleic acid amplification testing in blood banks: An additional layer of blood safety

    Directory of Open Access Journals (Sweden)

    Pragati Chigurupati

    2015-01-01

    Full Text Available Context: A total of 30 million blood components are transfused each year in India. Blood safety thus becomes a top priority, especially with a population of around 1.23 billion and a high prevalence rate of human immunodeficiency virus (HIV, hepatitis B virus (HBV and hepatitis C virus (HCV in general population. Nucleic acid amplification testing (NAT in blood donor screening has been implemented in many developed countries to reduce the risk of transfusion-transmitted viral infections (TTIs. NAT takes care of the dynamics of window period of viruses and offers the safest blood pack for donation. Aims: The aim of this study is to show the value of NAT in blood screening. Settings and Design: Dhanavantari Blood Bank, Rajahmundry, Andhra Pradesh, India. Subjects and Methods: Over a period of 1 year from January 2012 to December 2012, a total number of 15,000 blood donor samples were subjected to tests for HIV, HBV, and HCV by enzyme-linked immunosorbent assay (ELISA method and 8000 ELISA nonreactive samples were subjected for NAT using multiplex polymerase chain reaction technology. Results: Of the 15,000 donors tested, 525 were seroreactive. In 8000 ELISA negative blood samples subjected to NAT, 4 donor samples were reactive for HBV. The NAT yield was 1 in 2000. Conclusions: NAT could detect HIV, HBV, and HCV cases in blood donor samples those were undetected by serological tests. NAT could interdict 2500 infectious donations among our approximate 5 million annual blood donations.

  15. Stress Test Application at the Turkish Banking Sector w ith 2014 Data

    OpenAIRE

    2015-01-01

    In this study, durability of the Banking Sector against the possible risks that it could face during economic crisis has been evaluated. Banking sector has been divided into 4 main branches as Public, Local Private, Foreign and Participation Banking. Fiscal data and ratios of the year 2014 have been made use of. The analys is made up of 3 stages, biddability ratios, liquidity ratios and the changes in the foreign exchange net general position/ regu...

  16. How to Analyze Interpersonal and Individual Effects in Peer-Tutored Reading Intervention

    Science.gov (United States)

    Müller, Bettina; Richter, Tobias; Križan, Ana; Hecht, Teresa; Ennemoser, Marco

    2016-01-01

    Reading strategy interventions relying upon peer tutoring are a common way to foster poor readers' comprehension skills. Those interventions are based on the assumption that tutees benefit from the (higher) reading skills of their tutors. However, this interpersonal effect has not yet been tested explicitly because the effectiveness of peer…

  17. Effects of participation in a cross year peer tutoring programme in clinical examination skills on volunteer tutors' skills and attitudes towards teachers and teaching

    Directory of Open Access Journals (Sweden)

    Zamora Javier

    2007-06-01

    Full Text Available Abstract Background Development of students' teaching skills is increasingly recognised as an important component of UK undergraduate medical curricula and, in consequence, there is renewed interest in the potential benefits of cross-year peer tutoring. Whilst several studies have described the use of cross-year peer tutoring in undergraduate medical courses, its use in the clinical setting is less well reported, particularly the effects of peer tutoring on volunteer tutors' views of teachers and teaching. This study explored the effects of participation in a cross-year peer tutoring programme in clinical examination skills ('OSCE tutor' on volunteer tutors' own skills and on their attitudes towards teachers and teaching. Methods Volunteer tutors were final year MBChB students who took part in the programme as part of a Student Selected Component (SSC. Tutees were year 3 MBChB students preparing for their end of year 'OSCE' examination. Pre and post participation questionnaires, including both Likert-type and open response questions, were used. Paired data was compared using the Wilcoxon signed-rank test. All tests were two-tailed with 5% significance level. Results Tutors reflected their cohort in terms of gender but were drawn from among the more academically successful final year students. Most had previous teaching experience. They were influenced to participate in 'OSCE tutor' by a desire to improve their own teaching and associated generic skills and by contextual factors relating to the organisation or previous experience of the OSCE tutor programme. Issues relating to longer term career aspirations were less important. After the event, tutors felt that participation had enhanced their skills in various areas, including practical teaching skills, confidence in speaking to groups and communication skills; and that as a result of taking part, they were now more likely to undertake further teacher training and to make teaching a major part

  18. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Science.gov (United States)

    2010-01-01

    ... development loans, and community development services that benefit areas outside the bank's assessment area(s... loans and other community development loan data provided by the bank, such as data on loans outstanding... investments, community development loans, and community development services that benefit areas within...

  19. Data bank on hydrodynamics, thermal tests and tube temperature regimes of PGV-4 and PVG-1000 natural steam generators

    Energy Technology Data Exchange (ETDEWEB)

    Ageev, A.G.; Vasileva, R.V.; Nigmatulin, B.I.; Titov, V.F.; Tarankov, G.N. [EREC Electrogorsk Research and Engineering Centre of Nuclear Plants Safety, Moscow (Russian Federation)

    1995-12-31

    The data bank was prepared by EREC, OKB `Hydropress` using results of static and dynamic tests of PGV-4 and PGV- 1000 natural steam generators cared out at Kolskaya, Novo-Voronezhskaya, Ugno-Ukrainskaya, Balakov-skaya and Hmelnitskaya NPP within period of 1974-1993. It is destined for making calculation codes verification. (authors).

  20. Expertise Amiss: Interactivity Fosters Learning but Expert Tutors Are Less Interactive than Novice Tutors

    Science.gov (United States)

    Herppich, Stephanie; Wittwer, Jörg; Nückles, Matthias; Renkl, Alexander

    2016-01-01

    The extent to which tutors are interactive and engage in dialogue with a student tends to depend on their pedagogical expertise. Normally, tutors with pedagogical expertise are more interactive than tutors without pedagogical expertise. This finding, however, has largely been obtained when examining tutoring in procedural domains such as…

  1. AutoTutor and Family: A Review of 17 Years of Natural Language Tutoring

    Science.gov (United States)

    Nye, Benjamin D.; Graesser, Arthur C.; Hu, Xiangen

    2014-01-01

    AutoTutor is a natural language tutoring system that has produced learning gains across multiple domains (e.g., computer literacy, physics, critical thinking). In this paper, we review the development, key research findings, and systems that have evolved from AutoTutor. First, the rationale for developing AutoTutor is outlined and the advantages…

  2. The Acceptability and Efficacy of an Intelligent Social Tutoring System

    Science.gov (United States)

    Sanchez, Rebecca Polley; Bartel, Chelsea M; Brown, Emily; DeRosier, Melissa

    2014-01-01

    This study tested the acceptability and efficacy of an innovative intelligent tutoring system (ITS), "Adventures Aboard the S.S. GRIN," that translates the evidence-based in-person Social Skills Group Intervention (SSGRIN), into an interactive game-based social tutorial. This randomized controlled pilot trial tested the first half of the…

  3. The Impact of the Basel Accord on Greek Banks: A Stress Test Study

    Directory of Open Access Journals (Sweden)

    John Leventides

    2015-03-01

    Full Text Available In this paper, we study the impact of extreme events on the loan portfolios of the Greek banking system. These portfolios are grouped into three separate groups based on the size of the bank to which they belong, in particular, large, medium, and small size. A series of extreme scenarios was performed and the increase in capital requirements was calculated for each scenario based on the standardized and internal ratings approach of the Basel II accord. The results obtained show an increase of credit risk during the crisis periods, and the differentiation of risk depending on the size of the banking organization as well as the added capital that will be needed in order to hedge that risk. The execution of the scenarios aims at studying the effects which may be brought about on the capital of the three representative banks by the appearance of adverse events.

  4. Development of an item bank and computer adaptive test for role functioning

    DEFF Research Database (Denmark)

    Anatchkova, Milena D; Rose, Matthias; Ware, John E

    2012-01-01

    Role functioning (RF) is a key component of health and well-being and an important outcome in health research. The aim of this study was to develop an item bank to measure impact of health on role functioning.......Role functioning (RF) is a key component of health and well-being and an important outcome in health research. The aim of this study was to develop an item bank to measure impact of health on role functioning....

  5. Joining the Conversation: Scaffolding and Tutoring Mathematics

    Science.gov (United States)

    Valkenburg, Jim

    2010-01-01

    Tutoring is one of those skills which require the ability to communicate an in-depth understanding of the subject. This article is about scaffolding while tutoring, and the tutoring talents described can be applied across the curriculum. Lev Vygotsky's ideas about communication and education play a key role in the development of scaffolding…

  6. Building a Computer Tutor: Design Issues.

    Science.gov (United States)

    Woolf, Beverly; McDonald, David D.

    1985-01-01

    Description of several computerized tutoring systems is organized around types of knowledge any tutor must possess--subject area, student's information, and how to teach and communicate. Data and control structures of Meno-tutor are described to illustrate use of artificial intelligence to model the student, a domain, and teaching strategies. (MBR)

  7. Investigating Language Tutor Social Inclusion Identities

    Science.gov (United States)

    Barkhuizen, Gary

    2017-01-01

    This article explores the identities of tutors working in one-to-one instructional arrangements, which entail a tutor and an adult English learner working together to meet the particular language learning needs and goals of the learner. The tutors in this study are matched with their partners through an organization in New Zealand which aims to…

  8. Multimedia Tutors for Science and Engineering.

    Science.gov (United States)

    Woolf, Beverly Park; Poli, Corrado; Grosse, Ian; Day, Roberta

    We have built several multimedia tutors for science and engineering education. This paper discusses Design for Manufacturing tutors and an electronic homework systems used by over 2000 students daily. The engineering tutors instruct students on efficient procedures for designing parts for manufacture. The goal is to support a deeper understanding…

  9. Investigating Language Tutor Social Inclusion Identities

    Science.gov (United States)

    Barkhuizen, Gary

    2017-01-01

    This article explores the identities of tutors working in one-to-one instructional arrangements, which entail a tutor and an adult English learner working together to meet the particular language learning needs and goals of the learner. The tutors in this study are matched with their partners through an organization in New Zealand which aims to…

  10. Instructional Aspects of Intelligent Tutoring Systems.

    Science.gov (United States)

    Pieters, Jules M., Ed.

    This collection contains three papers addressing the instructional aspects of intelligent tutoring systems (ITS): (1) "Some Experiences with Two Intelligent Tutoring Systems for Teaching Computer Programming: Proust and the LISP-Tutor" (van den Berg, Merrienboer, and Maaswinkel); (2) "Some Issues on the Construction of Cooperative…

  11. Analysing tutor feedback to students: first steps towards constructing an electronic monitoring system

    Directory of Open Access Journals (Sweden)

    Denise Whitelock

    2003-12-01

    Full Text Available Virtual Learning Environments provide the possibility of offering additional support to tutors, monitors and students in writing and grading essays and reports. They enable monitors to focus on the assignments that need most attention. This paper reports the findings from phase one of a feasibility study to assist the monitoring of student essays. It analyses tutor comments from electronically marked assignments and investigates how they match the mark awarded to each essay by the tutor. This involved carrying out a category analysis of the tutors' feedback to the students using Bales's 'interactional categories' as a theoretical basis. The advantage of this category system is that it distinguishes between task-orientated contributions, and the 'socio-emotive' element used by tutors to maintain student motivation. This reveals both how the tutor makes recommendations to improve the assignment content, and how they provide emotional support to students. Bales's analysis was presented to a group of tutors who felt an electronic feedback system based on this model would help them to get the right balance of responses to their students. These findings provide a modest start to designing a model of feedback for tutors of distance education students. Future work will entail refining these categories and testing this model with a larger sample from a different subject domain.

  12. Teaching styles of tutors in a problem-based curriculum: students' and tutors' perception.

    Science.gov (United States)

    Kassab, Salah; Al-Shboul, Qasim; Abu-Hijleh, Marwan; Hamdy, Hossam

    2006-08-01

    This study compared the self-rated with student-rated teaching styles of PBL tutors. We also examined the relationship between teaching styles of tutors' and students' evaluation of tutor effectiveness in tutorials. The study included 48 tutors and 276 medical students. Tutors, and students' were given a teaching style inventory with a 5-point scale consisting of 21 items that comprise four domains of teaching styles (facilitative, collaborative, suggestive and assertive). In addition, quantitative and qualitative evaluations of tutor effectiveness by students were analyzed. Tutors perceived themselves in the facilitative-collaborative end of the spectrum of styles In contrast, students perceived tutors as less 'facilitative-collaborative' and more 'suggestive-assertive' than tutors self-ratings (p teaching styles. However, other tutor attributes such as establishing rapport with students, providing academic help for them and having content expertise were considered important criteria of an effective tutor. We conclude that there is a mismatch between students' and tutors' perceptions about teaching styles of tutor. Tutor attributes other than teaching styles are important determinants of an effective tutor.

  13. HEAPA Filter Bank In-Place Leak Test for ACUs of Advanced Fuel Science Building in 2010

    Energy Technology Data Exchange (ETDEWEB)

    Ji, Chul Goo; Bae, Sang Oh [KAERI, Daejeon (Korea, Republic of)

    2010-12-15

    Air cleaning units installed in the Advanced Fuel Science Building were performed visual inspection, airflow capacity test, and HEAPA filter bank in-place leak test in accordance with ASME N-510-1989. All the above inspections was acceptable. Visual inspection was satisfied to AUC-556 and AUC-557. Airflow capacity was 96%(30,240 m{sup 3}/h) of design airflow capacity(31,500 m{sup 3}/h) for AUC-556 and was 97%(22,800 m{sup 3}/h) of design airflow capacity(22,800 m{sup 3}/h) for AUC-557, and was maintained within {+-}10% of the specified value. Penetration of HEAPA filter bank in-place leak test was 0.009% for AUC-556 and was 0.013% for AUC-557 and these values were maintained less than the acceptance criteria(0.05%)

  14. Evaluation of an Item Bank for a Computerized Adaptive Test of Activity in Children With Cerebral Palsy

    Science.gov (United States)

    Haley, Stephen M.; Fragala-Pinkham, Maria A.; Dumas, Helene M.; Ni, Pengsheng; Gorton, George E.; Watson, Kyle; Montpetit, Kathleen; Bilodeau, Nathalie; Hambleton, Ronald K.; Tucker, Carole A.

    2009-01-01

    Background: Contemporary clinical assessments of activity are needed across the age span for children with cerebral palsy (CP). Computerized adaptive testing (CAT) has the potential to efficiently administer items for children across wide age spans and functional levels. Objective: The objective of this study was to examine the psychometric properties of a new item bank and simulated computerized adaptive test to assess activity level abilities in children with CP. Design: This was a cross-sectional item calibration study. Methods: The convenience sample consisted of 308 children and youth with CP, aged 2 to 20 years (X=10.7, SD=4.0), recruited from 4 pediatric hospitals. We collected parent-report data on an initial set of 45 activity items. Using an Item Response Theory (IRT) approach, we compared estimated scores from the activity item bank with concurrent instruments, examined discriminate validity, and developed computer simulations of a CAT algorithm with multiple stop rules to evaluate scale coverage, score agreement with CAT algorithms, and discriminant and concurrent validity. Results: Confirmatory factor analysis supported scale unidimensionality, local item dependence, and invariance. Scores from the computer simulations of the prototype CATs with varying stop rules were consistent with scores from the full item bank (r=.93–.98). The activity summary scores discriminated across levels of upper-extremity and gross motor severity and were correlated with the Pediatric Outcomes Data Collection Instrument (PODCI) physical function and sports subscale (r=.86), the Functional Independence Measure for Children (Wee-FIM) (r=.79), and the Pediatric Quality of Life Inventory–Cerebral Palsy version (r=.74). Limitations: The sample size was small for such IRT item banks and CAT development studies. Another limitation was oversampling of children with CP at higher functioning levels. Conclusions: The new activity item bank appears to have promise for use in a CAT

  15. The Impact of Banks and Stock Market Development on Economic Growth in South Africa: an ARDL-bounds Testing Approach

    Directory of Open Access Journals (Sweden)

    Sheilla Nyasha

    2015-04-01

    Full Text Available This paper examines the impact of both bank- and market-based financial development on economic growth in South Africa during the period from 1980 to 2012. Unlike some previous studies, the current study employs means-removed average to construct both bank- and market-based financial development indices. The study uses the newly developed autoregressive distributed lag (ARDL bounds testing approach to examine this linkage. The empirical results of this study show that there is a positive relationship between bank-based financial development and economic growth in South Africa. The results, however, fail to find any relationship between market-based financial development and economic growth in South Africa. The results apply irrespective of whether the regression analysis is conducted in the short run or in the long run. These results imply that it is bank-based financial development rather than market-based financial development that plays a pivotal role in propelling South Africa’s real sector.

  16. Learning Through Tutoring: Low-Achieving Childern as Tutors.

    Science.gov (United States)

    Allen, Vernon L.; Feldman, Robert S.

    Low-achieving fifth-grade children either taught a third grader or studied alone for a series of daily sessions. At the end of the two-week period, the low-achievers' performance was significantly better in the tutoring condition than in the studying condition. This showed a reversal in the direction from the initial difference between conditions.…

  17. The Franchising of Private Tutoring: A View from Canada

    Science.gov (United States)

    Davies, Scott; Aurini, Janice

    2006-01-01

    Private tutoring is a growing industry that is being transformed by an evolution from "shadow education" provision into "learning center" franchises. Traditional shadow educators closely follow the school curriculum, offering short-term homework help and test preparation. Learning centers develop their own curricular and…

  18. Computerized adaptive testing: implementation issues

    CERN Document Server

    Antal, Margit; Imre, Attila

    2010-01-01

    One of the fastest evolving field among teaching and learning research is students' performance evaluation. Computer based testing systems are increasingly adopted by universities. However, the implementation and maintenance of such a system and its underlying item bank is a challenge for an inexperienced tutor. Therefore, this paper discusses the advantages and disadvantages of Computer Adaptive Test (CAT) systems compared to Computer Based Test systems. Furthermore, a few item selection strategies are compared in order to overcome the item exposure drawback of such systems. The paper also presents our CAT system along its development steps. Besides, an item difficulty estimation technique is presented based on data taken from our self-assessment system.

  19. Emotion Elicitation in a Socially Intelligent Service: The Typing Tutor

    Directory of Open Access Journals (Sweden)

    Andrej Košir

    2017-03-01

    Full Text Available This paper presents an experimental study on modeling machine emotion elicitation in a socially intelligent service, the typing tutor. The aim of the study is to evaluate the extent to which the machine emotion elicitation can influence the affective state (valence and arousal of the learner during a tutoring session. The tutor provides continuous real-time emotion elicitation via graphically rendered emoticons, as an emotional feedback to learner’s performance. Good performance is rewarded by the positive emoticon, based on the notion of positive reinforcement. Facial emotion recognition software is used to analyze the affective state of the learner for later evaluation. Experimental results show the correlation between the positive emoticon and the learner’s affective state is significant for all 13 (100% test participants on the arousal dimension and for 9 (69% test participants on both affective dimensions. The results also confirm our hypothesis and show that the machine emotion elicitation is significant for 11 (85% of 13 test participants. We conclude that the machine emotion elicitation with simple graphical emoticons has a promising potential for the future development of the tutor.

  20. Intelligent Tutoring Systems as Design.

    Science.gov (United States)

    Wu, Albert K. W.; Lee, M. C.

    1998-01-01

    Proposes the notion of intelligent tutoring systems (ITS) as design in order to engage ITS development with more rigor. Topics include engineering design versus ITS design; systems approach; design as problem solving; a hierarchy of paradigms; the emergence of an agent-theoretic approach; and the need for an ITS design notation. (Author/LRW)

  1. A New Intelligent Tutoring System

    Science.gov (United States)

    Ford, Lindsey

    2008-01-01

    Early in 1984, Logica started an ICAI research contract with MoD (Procurement Executive), which was to be undertaken in collaboration with the technical authority at the Royal Signals and Radar Establishment, Malvern. A prototype system, which has become known as TUTOR, was scheduled for delivery to the client later in 1985. Initially, and for…

  2. A New Intelligent Tutoring System

    Science.gov (United States)

    Ford, Lindsey

    2008-01-01

    Early in 1984, Logica started an ICAI research contract with MoD (Procurement Executive), which was to be undertaken in collaboration with the technical authority at the Royal Signals and Radar Establishment, Malvern. A prototype system, which has become known as TUTOR, was scheduled for delivery to the client later in 1985. Initially, and for…

  3. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  4. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  5. The Effectiveness of Peer Tutoring in Remedying Misconceptions of Operating System Concepts: A Design-Based Approach

    Science.gov (United States)

    Çakiroglu, Ünal; Öngöz, Sakine

    2017-01-01

    This study attempted to examine students' experiences on collaborative work with peer tutoring in projects. The study also focused impact of peer tutoring on remedying misconceptions. The study was conducted in the context of an operating system course in which 30 pre-service ICT teachers are the participants. Data were gathered from pre-tests,…

  6. Two approaches to physics tutoring

    Science.gov (United States)

    Solomaniuck, Tania

    One in two first-year students at science or biomedical faculties fail in basic subjects such as mathematics, chemistry or physics. Course-specific tutoring is one of the available means for improving their performance. In the present research, two tutoring models are developed. Both incorporate independent learning, but from different perspectives and priorities. A pragmatic tutoring approach. The first part of the thesis describes the search process for an optimal course-specific tutoring strategy for a standard first-year physics course in life sciences curricula. After a number of empirical research rounds, a pragmatic compromise emerged as the most suitable form of tutoring. The approach is characterised by: (1) priority to questions from students; (2) a high degree of interactivity with the tutor and among students; (3) due consideration to the number of questions to be dealt with and the depth in which they should be discussed. Most students participating in the tutoring sessions expressed their satisfaction and performed sufficiently well in their exams. However, there was still a problem: the students' insight into the course material was restricted to first-order processing of the syllabus. While this would be satisfactory in non-scientific study programmes, it is deemed insufficient in programmes where deeper insight is required in order that students be able to deal adequately with new conceptual questions or problems. In-depth tutoring. In science programmes, the core objective is for students to acquire in-depth knowledge. Therefore, science educators are designing and studying teaching methods that are geared not only to the acquisition of in-depth knowledge as such, but also to the motivation of students to take a more in-depth approach to learning. Some of the crucial notions in their research are: the extent to which the course content ties in with students' prior knowledge, problem-setting strategies and concept-context linking. 'In

  7. Peer feedback on complex tasks by tutors trained in content knowledge or tutoring skills

    NARCIS (Netherlands)

    Hsiao, Amy; Brouns, Francis; Van Bruggen, Jan; Sloep, Peter

    2013-01-01

    Hsiao, Y. P., Brouns, F., Van Bruggen, J., & Sloep, P. B. (2013, 7 November). Peer feedback on complex tasks by tutors trained in content knowledge or tutoring skills. Presentation at ICO Fall School, The Maastricht University, Maastricht, The Netherlands.

  8. Peer feedback on complex tasks by tutors trained in content knowledge or tutoring skills

    NARCIS (Netherlands)

    Hsiao, Amy; Brouns, Francis; Van Bruggen, Jan; Sloep, Peter

    2013-01-01

    Hsiao, Y. P., Brouns, F., Van Bruggen, J., & Sloep, P. B. (2013, 7 November). Peer feedback on complex tasks by tutors trained in content knowledge or tutoring skills. Presentation at ICO Fall School, The Maastricht University, Maastricht, The Netherlands.

  9. Testing Servqual Dimensions on the Commercial Bank Sector of Northern Cyprus

    Directory of Open Access Journals (Sweden)

    Okan Veli Şafakli

    2007-01-01

    Full Text Available Although the philosophy of the servqual model developed by Parasuraman, Zeithaml and Berry is universally accepted and applied for measuring service quality in different sectors including banking, the sustainability of Servqual dimensions started to be questioned. Research has shown that cultural differences across countries may have the potential of generating different quality dimensions pertinent to the country and culture where the service is offered. In this respect, this study is conducted to examine the sustainability of Servqual dimensions towards the service quality of commercial banks in Northern Cyprus. As expected, factor analysis as the principal method of the research has necessitated the revision of servqual dimensions so as to reflect unique customer preferences in Northern Cyprus

  10. Design of a 500-kJ Capacitor Bank Module for EML Materials Testing

    Science.gov (United States)

    2005-06-01

    of a 200 MJ Pulsed Power System for a Naval Railgun Proof of Concept Facility”, 12th Symposium on Electromagnetic Launch Technology, May 25-28, 2004...DESIGN OF A 500-KJ CAPACITOR BANK MODULE FOR EML MATERIALS TESTING∗ J.M. Neriξ, T. Holt† Plasma Physics Division, Naval Research Laboratory... electromagnetic launcher (EML) for surface-fire support and other missions[1]. The EML system will need to have fire rates of 6-12 rounds per minute and

  11. Design and test of a flat-top magnetic field system driven by capacitor banks

    Science.gov (United States)

    Jiang, Fan; Peng, Tao; Xiao, Houxiu; Zhao, Jianlong; Pan, Yuan; Herlach, Fritz; Li, Liang

    2014-04-01

    An innovative method for generating a flat-top pulsed magnetic field by means of capacitor banks is developed at the Wuhan National High Magnetic Field Center (WHMFC). The system consists of two capacitor banks as they are normally used to generate a pulsed field. The two discharge circuits (the magnet circuit and the auxiliary circuit) are coupled by a pulse transformer such that the electromotive force (EMF) induced via the transformer in the magnet circuit containing the magnet coil is opposed to the EMF of the capacitor bank. At a certain point before the current pulse in the coil reaches its peak, the auxiliary circuit is triggered. With optimized parameters for charging voltage and trigger delay, the current in the magnet circuit can be approximately kept constant to obtain a flat-top. A prototype was developed at the WHMFC; the magnet circuit was energized by seven 1 MJ (3.2 mF/25 kV) capacitor modules and the auxiliary circuit by four 1 MJ modules. Fields up to 41 T with 6 ms flat-top have been obtained with a conventional user magnet used at the WHMFC.

  12. The Face of Private Tutoring in Russia: Evidence from Online Marketing by Private Tutors

    Science.gov (United States)

    Kozar, Olga

    2013-01-01

    Private tutoring is a common and worldwide phenomenon. However, there is a dearth of up-to-date research on private tutoring compared with that on institutional one-to-one teaching, which could be explained by challenges associated with data collection. This article proposes using publicly available online advertisements of private tutors as a…

  13. Retail Banking

    Directory of Open Access Journals (Sweden)

    Adam Szafarczyk

    2008-07-01

    Full Text Available The retail banking plays more and more important role in polish banking sector. There are several targets of this article. First of all is retail banking identification, both in Euroland and Poland. The next one trends, especially household deposits and credits and last retail banking in particular banks.

  14. Electronic Algebra and Calculus Tutor

    Directory of Open Access Journals (Sweden)

    Larissa Fradkin

    2012-06-01

    Full Text Available Modern undergraduates join science and engineering courses with poorer mathematical background than most contemporaries of the current faculty had when they were freshers. The problem is very acute in the United Kingdom but more and more countries adopt less resource intensive models of teaching and the problem spreads. University tutors and lecturers spend more and more time covering the basics. However, most of them still rely on traditional methods of delivery which presuppose that learners have a good memory and considerable time to practice, so that they can memorize disjointed facts and discover for themselves various connections between the underlying concepts. These suppositions are particularly unrealistic when dealing with a large number of undergraduates who are ordinary learners with limited mathematics background. The first author has developed a teaching system that allows such adult learners achieve relatively deep learning of mathematics – and remarkably quickly – through a teacher-guided (often called Socratic dialog, which aims at the frequent reinforcement of basic mathematical abstractions through Eulerian sequencing. These ideas have been applied to create a prototype of a Cognitive Mathematics Tutoring System aimed at teaching basic mathematics to University freshers., an electronic Personal Algebra and Calculus Tutor (e- PACT.

  15. BUSINESS TURKISH TEACHING FOR FOREIGNERS CURRICULUM, COURSE BOOK AND GLOSSARY OF TERMS TESTING: BANKING EXAMPLE

    Directory of Open Access Journals (Sweden)

    Fahri TEMİZYÜREK

    2015-08-01

    Full Text Available Turkish is a language with rapid expansion and influence and it is taught within the country and abroad as a foreign language. Recent years studies on the teaching Turkish as foreign language indicate that requirements of learning “Business” Turkish are in increase. Thus, in the studies on Turkish as foreign language teaching there is necessity for development of special curriculum, preparation of the course books and materials suitable to the curriculum for the creation of the “Business Turkish” field. In the studies for the Business Turkish it is initially important the identification of necessary business branches. There are a lot of Turkish banks providing services abroad. These banks including Turkish citizens, strive to employ Turkish language speakers or require from their current personnel to learn Turkish. Due to the personnel’s limited time for attending the courses and learning Turkish in the level as much as being able to serve the clients, we have focused in “Banking” example. Thus we prepared sample curriculum and glossary, as well as specified the issues to focus on in the course books.

  16. Evaluasi Tutor Online untuk Meningkatkan Kualitas Layanan Tutorial Tatap Muka pada Pendidikan Jarak Jauh

    Directory of Open Access Journals (Sweden)

    Sugiran

    2016-04-01

    Full Text Available Underwriting performance of tutors at the Open University (UT is determined from the evaluation of tutors is done manually by distributing a questionnaire to students. This system is costly, less preferred students, interfere with the activity of the tutorial, the questionnaire processing is still done manually, and the report can not be received on time. The solution needs to be an evaluation system based tutors online to replace the old system. This study aims to generate application-based tutor online evaluation system which can improve the quality of service tutorial face to face at UT. Application design using the System Development Life Cycle (SDLC with several stages. The first is a systems planning (needs analysis, using interview techniques, dokuemntasi and observation. Second, system analysis (system requirements analysis conducted to formulate the solution of existing problems. Third, the system design (system design, which is depicted in diagrammatic form context-level data flow diagram (DFD. Fourth systems implementation (implementation of the system, carried out using pseudocode programming code based on the programming language, and Fifth, system testing, using black box method testing. Results test show that the application is in conformity with the needs of the system, where students can assess the tutor UT simply by accessing the internet. Expected results of this study, evaluation of the application form based online tutors can help UT in terms of improving the quality of face-to-face tutorial services.

  17. Internet Banking

    Directory of Open Access Journals (Sweden)

    Felician ALECU

    2006-01-01

    Full Text Available Internet Banking (known also as online banking allows performing transactions and payments over the internet through a bank's secure website. This can be very useful, especially for banking outside bank hours (which tend to be very short and banking from anywhere where internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal internet connection is suitable. No special software or hardware is usually needed.

  18. Cost leadership and bank internationalization

    OpenAIRE

    Galema, Rients; Koetter, Michael; Liesegang, Caroline

    2013-01-01

    We adapt a theoretical model from the goods trade literature to test whether banks with a comparative cost advantage are more likely to enter foreign markets by means of foreign direct investment. We combine detailed proprietary bank-level data on the international activities of all German banks with publicly available bank micro data from possible destination markets to show that the decision to go abroad is driven by relative cost differences. Banks enter markets where they are cost leaders...

  19. A Comparison of Peer and Tutor Feedback

    Science.gov (United States)

    Hamer, John; Purchase, Helen; Luxton-Reilly, Andrew; Denny, Paul

    2015-01-01

    We report on a study comparing peer feedback with feedback written by tutors on a large, undergraduate software engineering programming class. Feedback generated by peers is generally held to be of lower quality to feedback from experienced tutors, and this study sought to explore the extent and nature of this difference. We looked at how…

  20. Electronic Tutoring: Long Distance and Long Term.

    Science.gov (United States)

    Stephenson, Denise R.; Mayberry, Bob

    Electronic tutoring can be valuable for writers and should be offered in more university settings, not just in computer labs. Among its advantages is the speed with which commentary can be returned by e-mail. Other advantages were evident in a reciprocal tutoring relationship carried on by two academics in different states. They chose not to edit…

  1. Analysis of Cognitive Tutor Geometry Curriculum

    Science.gov (United States)

    Bibi, Tauqir

    2010-01-01

    The Carnegie Learning Cognitive Tutor curricula are based on cognitive models, which include a representation of the learner's thinking, strategies, and misconceptions. The Cognitive Tutor curricula typically speed up learning and yield greater learning as compared to traditional math curricula (Morgan & Ritter, 2002; Sarkis, 2004; Koedinger,…

  2. Summative Evaluation of the SINCGARS Tutor.

    Science.gov (United States)

    Orey, Michael; Zhao, Ruimin; Fan, Huey-Ling; Keenan, Ron

    1998-01-01

    Describes the results of an effectiveness evaluation of an "intelligently coached simulation," the SINCGARS Tutor, that was developed to train military officers how to operate a SINCGARS radio. Posttests showed officers trained on the computerized tutor performed more accurately than a group trained on the actual equipment. (Author/LRW)

  3. Rules of engagement: developing the online tutor

    Directory of Open Access Journals (Sweden)

    Lucy Golden

    2012-08-01

    Full Text Available This paper considers professional development in a context that is familiar and problematic to teaching teams in tertiary education everywhere, that of delivering online programmes with an ever-decreasing complement of staff. The Teaching Qualification Further Education (TQFE teaching team at University of Dundee confronted the reality of reduced staff numbers by centralising tutoring and support for programme participants. The new system involves standardising tutoring as far as possible through generic email, blog and microblog accounts, all badged “TQFE-Tutor” and staffed on a roster basis. Once the new “rules of engagement” via TQFE-Tutor were in place, it became clear that in addition to benefits in terms of student support, there were other unintended positive consequences: opportunities for informal professional development for staff and the promotion of effective team working. The experience of collective tutoring has facilitated collaboration on a range of innovations within online learning. This paper describes the evolution of the TQFE-Tutor innovation and reports upon a small scale study which was carried out to gather the views of the tutor team working with TQFE-Tutor. The authors conclude that the centralisation of communication and tutoring on the TQFE programme has been highly beneficial in terms of professional development for the team.

  4. Bridge: Intelligent Tutoring with Intermediate Representations

    Science.gov (United States)

    1988-05-01

    Research and Development Center and Psychology Department University of Pittsburgh Pittsburgh, PA. 15260 The Artificial Intelligence and Psychology...problem never introduces more than one unfamiliar plan. Inteligent Tutoring With Intermediate Representations - Bonar and Cunniigbam 4 You must have a... Inteligent Tutoring With ntermediate Representations - Bonar and Cunningham 7 The requirements are specified at four differcnt levels, corresponding to

  5. Concentrating on Affective Feedforward in Online Tutoring

    Science.gov (United States)

    Chen, Ya-Ting; Chou, Yung-Hsin; Cowan, John

    2014-01-01

    With considerable input from the student voice, the paper centres on a detailed account of the experiences of Western academic, tutoring Eastern students online to develop their critical thinking skills. From their online experiences together as tutor and students, the writers present a considered case for the main emphasis in facilitative online…

  6. The effects of student support services peer tutoring on learning and study strategies, grades, and retention at a rural community college

    Science.gov (United States)

    Mumford, Thomas J.

    The purpose of this study was to investigate the effects of Student Support Services peer tutoring on rural community college students' success in an Anatomy and Physiology class as measured changes in self-reported learning and study strategies, the final grade in Anatomy and Physiology class, and persistence/retention in the following semesters. A secondary goal was to assess the relative merits of two training methods: standard peer tutoring and standard peer tutoring plus introduction to attribution theory. This Anatomy and Physiology class typically has a failure rate of 50%. The federal government annually funds more than 700 Student Support Services (SSS) grants and 162 Health Career Opportunities Programs (HCOP). Nearly 94% of these SSS programs included a tutoring component, and 84% of these programs use peer tutoring. Peer tutors were randomly assigned to one of the treatment conditions and students were randomly assigned to one of the two treatment conditions. There were 31 students in the attribution condition and 28 students in the standard condition. Students were required to have a minimum of 10 hours of tutoring to be included in the analysis. Each tutored student was yoked to a control student who had not sought peer tutoring assistance. Participants were matched for age, marital status, number of adults in the family, number of children in the family and incoming academic skills (CPT Reading Test Results), financial status, and race. The results support peer tutoring as an effective method of increasing student success. The findings support the use of attribution training for tutors as a theoretical base of intervention. Students tutored by attribution trained tutors scored significantly higher on LASSI, had higher Anatomy and Physiology grades, and returned to college at a higher rate than their yoked controls. Standard trained tutors scored significantly higher on the LASSI Test Taking subscale and returned to college at a higher rate than their

  7. A Conversational Intelligent Tutoring System to Automatically Predict Learning Styles

    Science.gov (United States)

    Latham, Annabel; Crockett, Keeley; McLean, David; Edmonds, Bruce

    2012-01-01

    This paper proposes a generic methodology and architecture for developing a novel conversational intelligent tutoring system (CITS) called Oscar that leads a tutoring conversation and dynamically predicts and adapts to a student's learning style. Oscar aims to mimic a human tutor by implicitly modelling the learning style during tutoring, and…

  8. Learning from a Computer Tutor with Natural Language Capabilities

    Science.gov (United States)

    Michael, Joel; Rovick, Allen; Glass, Michael; Zhou, Yujian; Evens, Martha

    2003-01-01

    CIRCSIM-Tutor is a computer tutor designed to carry out a natural language dialogue with a medical student. Its domain is the baroreceptor reflex, the part of the cardiovascular system that is responsible for maintaining a constant blood pressure. CIRCSIM-Tutor's interaction with students is modeled after the tutoring behavior of two experienced…

  9. Funciones y perfil del tutor

    OpenAIRE

    Baptista, Maria da Nazare Mesquita Martins dos Santos; Universidade Lusofona de Lisboa

    2011-01-01

    Após uma curta introdução relativa ao conceito de educação – formação, são abordadas as características e as funções inerentes à figura do professor tutor. É igualmente salientada a importância que deve ser dada à formação dos professores para que a escola possa fornecer uma resposta eficaz aos desafios constantes impostos pela sociedade. This paper intends to explain...

  10. COMMERCIAL BANK LIQUIDITY MANAGEMENT

    OpenAIRE

    KOREKOV A.V.

    2015-01-01

    Bank liquidity management and optimal resource allocation of commercial bank Nostro accounts balances receive much less attention from the scientists compared to the questions on capital structure, funding, credit risk analysis and stress testing. Optimal liquidity management is a way to lower bank costs and risks, which are going to increase over time, especially when money markets are dry of free funds. There are two sides of the issue to be analyzed. The optimal resource allocation and cor...

  11. Tutoring in problem-based learning medical curricula: the influence of tutor background and style on effectiveness

    Directory of Open Access Journals (Sweden)

    Régo Patricia

    2005-06-01

    Full Text Available Abstract Background Evidence for the superiority of particular characteristics in PBL tutors in medical curricula is generally inconclusive. Most studies have investigated the effectiveness of content experts compared with that of non-experts as measured either by student satisfaction or academic achievement. A few have compared academic staff tutors with student tutors. The purpose of this study was to investigate the relationship between students' perception of overall tutor effectiveness, particular tutor behaviours, clinical qualifications and academic appointment. Method A questionnaire designed to evaluate particular aspects of PBL tutoring technique, related either to subject-matter knowledge or to process-facilitation skill, as well as overall effectiveness, was distributed to students in first year of a PBL medical program at the end of each of three tutor terms. A total of 76 tutor terms were included in the study. Data analysis compared clinical with non-clinical tutors, and staff with non-staff tutors. Results Clinically qualified tutors used their subject-matter knowledge significantly more than non-clinical tutors and were seen as being more empathic with their students. Staff tutors placed more emphasis on assessment than non-staff tutors and were seen as having greater skill in establishing and maintaining an environment of cooperation within their PBL groups than non-staff tutors. Conclusion These results suggest that both subject-matter knowledge and process-facilitation skills are necessary but not individually sufficient characteristics of effective tutors.

  12. Effects of training peer tutors in content knowledge versus tutoring skills on giving feedback to help tutees’ complex tasks

    NARCIS (Netherlands)

    Hsiao, Amy; Brouns, Francis; Van Bruggen, Jan; Sloep, Peter

    2015-01-01

    This study aims to investigate the effectiveness of training tutors in content knowledge of a particular domain versus training them in tutoring skills of pedagogical knowledge when tutoring on a complex tutee task. Forty-seven tutor-tutee pairs of fourth year secondary school students were created

  13. Delta F508 testing of the DNA bank of the Royal Manchester Children's Hospital.

    Science.gov (United States)

    Schwarz, M J; Super, M; Wallis, C; Beighton, P; Newton, C; Heptinstall, L E; Summers, C; Markham, A; Hambleton, G; Webb, K W

    1990-09-01

    Details of haplotype and delta F508 status from various populations represented in the cystic fibrosis (CF) DNA bank of the Royal Manchester Children's Hospital are provided, together with information on the association of genotype and clinical status. Clinical details and DNA analyses from native English in the North-West and South-West of England (Bath), from Lancashire Pakistani families and from Afrikaans Namibian families are compared. A 78.5% incidence of delta F508 has been found in English families. Compound heterozygotes with CF and only one delta F508 gene have an increased likelihood of having milder disease, with less Pseudomonas isolated from sputum and relatively more showing either no regular respiratory pathogens or colonisation with Staphylococcus. There is also a relative increase in meconium ileus in these compound heterozygotes. The diagnosis of CF may be in doubt in some subjects negative for delta F508. Some of the Bath families have unusual haplotypes for an English population and a compound heterozygote delta F508/delta I507 has been found. There is evidence from metD analysis of the founder effect in the Afrikaans Namibian families, who have a high delta F508 incidence.

  14. Smart Agent Based Mobile Tutoring and Querying System

    Directory of Open Access Journals (Sweden)

    Suresh Sankaranarayanan

    2012-08-01

    Full Text Available With our busy schedules today and the rising cost of education there is a need to find a convenient and cost effective means of maximizing our educational/training experiences. New trends in the delivery/access of information are becoming more technology based in all areas of society with education being no exception. The ubiquitous use of mobile devices has led to a boom in m-commerce. Mobile devices provide many services in commercial environments such as mobile banking, mobile purchasing, mobile learning, etc. It is therefore fitting that we seek to use mobile devices as a platform in delivering our convenient and cost effective solution. The proposed agent based Mobile tutoring system seeks to provide a student with a rich learning experience that will provide them with the relevant reading material based on their stage of development which allows them to move at their own pace. The system will allow the user to be able to ask certain questions and get explanations as if they were interacting with a human tutor but with the added benefit of being able to do this anytime in any location via their mobile phone.

  15. Are tutor-students capable of writing good biochemistry exams?

    Directory of Open Access Journals (Sweden)

    Sé Alexandre B.

    2004-05-01

    Full Text Available In a previous article we described the relevance of student seminars for the learning process of appliedbiochemistry for medical and nutrition students (Hermes-Lima et al., Biochem. Mol.Biol.Educ. 30:30-34,2002. First semester students of a basic biochemistry course (BioBio are divided in 10 groupsof 5 members, and each group is assigned to a specic topic (diabetes, cholesterol, etc under thesupervision of a tutor-student. The tutors have already coursed BioBio and are currently undertakingan advanced biochemistry course. In order to evaluate the learning of applied biochemistry for BioBiostudents a true or false exam (TFE is performed. This exam is made of 50 questions (5 on eachtopic elaborated by the tutors under the supervision of the teacher. The TFE corresponds to 10percent of the grade of BioBio and focus on clinical and/or applied biochemistry situations. At theend of the exam, BioBio students were asked to share their opinions about TFEs (n = 401, from2001/1 to 2003/2. When asked to give a 0-to-4 score regarding (a the diculty level of the test,(b the technical quality and (c if the exam makes an appropriate evaluation of applied biochemistryknowledge, the scores were 2.9, 3.4 and 2.9, respectively. BioBio students were also asked if they ndvalid to be evaluated by a tutor-made exam and if they would like to participate in the making ofTFEs; 96 and 58 percent answered yes, respectively.In another survey, we interviewed former BioBio students from the 2nd to the 7th semesters (n=95about TFEs (since 1999-1 regarding technical aspects, which included (1 clarity of questions, (2 levelof diculty, (3 clinical application and (4 thinking (as opposed to memorizing abilities demanded;the 0-to-4 scores were 3.1, 2.9, 2.6, and 2.5, respectively. Other four questions were on the validityof tutors writing TFEs and their capacity to perform such a task; the average score was 3.2. Oursurveys show the students good acceptance of the seminar system

  16. The ToxBank Data Warehouse: Supporting the Replacement of In Vivo Repeated Dose Systemic Toxicity Testing.

    Science.gov (United States)

    Kohonen, Pekka; Benfenati, Emilio; Bower, David; Ceder, Rebecca; Crump, Michael; Cross, Kevin; Grafström, Roland C; Healy, Lyn; Helma, Christoph; Jeliazkova, Nina; Jeliazkov, Vedrin; Maggioni, Silvia; Miller, Scott; Myatt, Glenn; Rautenberg, Michael; Stacey, Glyn; Willighagen, Egon; Wiseman, Jeff; Hardy, Barry

    2013-01-01

    The aim of the SEURAT-1 (Safety Evaluation Ultimately Replacing Animal Testing-1) research cluster, comprised of seven EU FP7 Health projects co-financed by Cosmetics Europe, is to generate a proof-of-concept to show how the latest technologies, systems toxicology and toxicogenomics can be combined to deliver a test replacement for repeated dose systemic toxicity testing on animals. The SEURAT-1 strategy is to adopt a mode-of-action framework to describe repeated dose toxicity, combining in vitro and in silico methods to derive predictions of in vivo toxicity responses. ToxBank is the cross-cluster infrastructure project whose activities include the development of a data warehouse to provide a web-accessible shared repository of research data and protocols, a physical compounds repository, reference or "gold compounds" for use across the cluster (available via wiki.toxbank.net), and a reference resource for biomaterials. Core technologies used in the data warehouse include the ISA-Tab universal data exchange format, REpresentational State Transfer (REST) web services, the W3C Resource Description Framework (RDF) and the OpenTox standards. We describe the design of the data warehouse based on cluster requirements, the implementation based on open standards, and finally the underlying concepts and initial results of a data analysis utilizing public data related to the gold compounds. Copyright © 2013 WILEY-VCH Verlag GmbH & Co. KGaA, Weinheim.

  17. Impact of Electronic Banking Innovations on Bank Deposit Market Share

    Directory of Open Access Journals (Sweden)

    Kashmari A

    2016-04-01

    Full Text Available Development and diversity of electronic banking services is one of the aspects of financial innovation of banks. In Iran’s banking system, the development of multiple channels representing electronic banking services such as SWIFT system, ATM, POS, PIN pads, internet banking, mobile banking and telephone banking are made for more facility in paying money, so today, the development of this channels is one of the most competitive areas between banks for attracting resources. The main purpose of this study is to evaluate this innovation, which needs a heavy cost in terms of money and time, on the share of each bank in attracting deposit as one of the most important goals and competitive tools of a bank. By using Panel Data Vector Autoregressive methods (Panel-VAR and Granger causality test, data of 23 Iranian banks in the 7 years (2007-2013 has been studied. The results show that based on the Granger Causality Test, the number of ATM machines, POS, PIN pad, SWIFT system and amount of banking facilities provided by each bank, has causal relation in explaining the increase of the bank’s share in attracting deposits; but the Market Share was recognized as the cause of the innovation. Also, the causality direction of deposits’ share and the amount of facilities were noticed to be bilateral.

  18. Peer Tutoring with QUICK Method vs. Task Based Method on Reading Comprehension Achievement

    Directory of Open Access Journals (Sweden)

    Sri Indrawati

    2017-07-01

    Full Text Available This study is a quasi-experimental research analyzing the reading comprehension achievement of the eleventh graders of Senior High School in Surabaya. This experimental research is comparing the effects of peer tutoring with QUICK method and task-based method to help the students to increase the students’ reading achievement. Besides for increasing the students’ reading achievement, this study has the main purpose to give a variation in teacher’s teaching reading techniques. This study uses independent samples t-test and paired samples t-test to indicate the students’ significant difference in achieving the reading comprehension in peer tutoring with QUICK method and task based method. Keywords: Peer tutoring with QUICK method, Task-based method, T-test, Reading achievement

  19. Development of a lack of appetite item bank for computer-adaptive testing (CAT)

    NARCIS (Netherlands)

    Thamsborg, L.H.; Petersen, M.A.; Aaronson, N.K.; Chie, W.C.; Costantini, A.; Holzner, B.; Verdonck-de Leeuw, I.M.; Young, T.; Groenvold, M.

    2015-01-01

    Purpose: A significant proportion of oncological patients experiences lack of appetite. Precise measurement is relevant to improve the management of lack of appetite. The so-called computer-adaptive test (CAT) allows for adaptation of the questionnaire to the individual patient, thereby optimizing

  20. Detention Home Teens as Tutors: A Cooperative Cross-Age Tutoring Pilot Project

    Science.gov (United States)

    Lazerson, David B.

    2005-01-01

    Concerned professionals in the juvenile justice field frequently express concern for effective programs that help youth offenders successfully rejoin society. This mixed-method pilot study involved detention home teens functioning as tutors for special education students in a public school. Tutors were selected who, based on previous assessment as…

  1. Cross-Age Peer Tutoring in Physics: Tutors, Tutees, and Achievement in Electricity

    Science.gov (United States)

    Korner, Marianne; Hopf, Martin

    2015-01-01

    International comparisons reveal that lower-secondary-level students in Austria perform below the OECD mean in science. Guided by the search for remedies and improvements in science teaching, this study investigates whether cross-age peer tutoring is an appropriate method for teaching physics. A modern and concise definition of peer tutoring is…

  2. Cross-Age Peer Tutoring in Physics: Tutors, Tutees, and Achievement in Electricity

    Science.gov (United States)

    Korner, Marianne; Hopf, Martin

    2015-01-01

    International comparisons reveal that lower-secondary-level students in Austria perform below the OECD mean in science. Guided by the search for remedies and improvements in science teaching, this study investigates whether cross-age peer tutoring is an appropriate method for teaching physics. A modern and concise definition of peer tutoring is…

  3. Who Am I as a Distance Tutor? An Investigation of Distance Tutors' Professional Identity in China

    Science.gov (United States)

    Xiao, Junhong

    2016-01-01

    Much research has been conducted in the area of teacher professional identity in the past decades. Nonetheless, very little attention has been paid to the professional identity of tutors in distance education. Using interviews, this study set out to investigate distance tutors' claimed and assigned professional identities, their actual, ought and…

  4. Banking Bank Charge Debates Continue

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ The saying, "There's no such thing as a free lunch" is one that can be applied to the charges increasingly being imposed on savers by Chinese banks.Ranging from managementfees for small deposit accounts to charges for withdrawals of large amounts of cash, from ATM cross-bank withdrawal charges to annual fees for bank payment cards, charges by banks are becoming a unstoppable trend. But it is not a trend the general public is so keen to accept.

  5. Is shadow banking really banking?

    OpenAIRE

    Bryan J. Noeth; Rajdeep Sengupta

    2011-01-01

    To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector—showing that they are similar in many ways.

  6. Bank regulation and banking stability

    NARCIS (Netherlands)

    Boot, A.; Thakor, A.V.

    2014-01-01

    This note discusses some issues in bank closure policy from a financial stability standpoint and how these issues have evolved since we first raised the question of how a reputation-driven divergence of interests between bank regulators and taxpayers may distort bank closure policy in our 1993 paper

  7. Intelligent Tutor with Emotion Recognition and Student Emotion Management for Math Performance

    Directory of Open Access Journals (Sweden)

    Mari­a Luci­a Barron Estrada

    2014-10-01

    Full Text Available This research presents the development, implementation, and testing of an Intelligent Tutoring System for math in third grade elementary students, it identifies and manages the emotional state of the student; it produces affective feedback for the student during the course that also it is part of a social network. Emotions are recognized via facial expressions by means of an artificial neural network. The social network and the intelligent tutoring system with affective management have been tested in public and private elementary schools with very satisfying results.

  8. Environmental isotopes to test hypotheses for fluid mud (mud bank) generation mechanisms along the southwest coast of India

    Digital Repository Service at National Institute of Oceanography (India)

    Jacob, N.; Ansari, M.A.; Revichandran, C.

    -seawater interactions off the coast of southern Taiwan: evidence from environmental isotopes. J. Asian Ear. Sci. 41, 250e262. Mallik, T.K., Mukherji, K.K., Ramachandran, K.K., 1988. Sedimentology of the Kerala mud banks (fluid muds). Mar. Geol. 80, 99e118. Manoj Kumar..., K.K., 1989. Geochemical characteristics of mud bank environment e a case study from Quilandy, west coast of India. J. Geol. Soc. Ind. 33, 55e63. Ramachandran, K.K., Mallik, T.K., 1985. Sedimentological aspects of Alleppey mud bank, west coast...

  9. Mathematics Synchronous Peer Tutoring System for Students with Learning Disabilities

    National Research Council Canada - National Science Library

    Mengping Tsuei

    2014-01-01

      The purpose of this study was to develop and explore the impact of a synchronous peer tutoring system, which integrated a structured peer tutoring strategy with technological advances, for students...

  10. The impact of interdependent cross -age peer tutoring on social and mathematics self-concepts

    Directory of Open Access Journals (Sweden)

    Mirjan Zeneli

    2016-05-01

    Full Text Available This paper adds to the limited body of literature and concentrates on investigating the impact of a new peer tutoring framework, ‘Interdependent Cross Age-Peer Tutoring’ (ICAT, on the socio-academic process of learning of self-concepts. ICAT is informed by Social Interdependence Theory, a socio-psychological perspective which aims to make cross-age peer tutoring more cooperative. The intervention took place in 2013 with three schools in England: Two of the schools adopted a pre-post-test quasi experimental design and one school (school C adopted a single group design. In school A Year 8 students tutored Year 6 (n=201, in school B Year 9 students tutored Year 7 (n=115, and in school C Year 10 students tutored Year 8 (n=102. ICAT was applied once a week for a period of 35-40 minutes across six weeks, covering school -planned mathematic topics. For school A, which implemented ICAT according to programme specifications, some positive and significant effect sizes were observed.

  11. Penggunaan Jurnal Belajar dalam Pembelajaran Class Wide Peer Tutoring terhadap Kemampuan Berpikir Kritis Siswa

    Directory of Open Access Journals (Sweden)

    Lailatul Munawaroh

    2015-11-01

    Full Text Available Standar asesmen pembelajaran sains hendaknya ditekankan pada penilaian kemampuan siswa dalam real life situation. Diperlukan adanya sistem penilaian untuk mengatasi masalah tersebut. Penggunaan jurnal belajar sebagai refleksi setelah proses pembelajaran menjadi alternatif untuk melatih cara berpikir siswa yang dipadukan dengan pembelajaran Class Wide Peer Tutoring agar siswa lebih aktif. Tujuan penelitian ini untuk menganalisis pengaruh penggunaan jurnal belajar dalam pembelajaran Class Wide Peer Tutoring untuk meningkatkan kemampuan berpikir kritis siswa, mendeskripsikan penerapan jurnal belajar dalam pembelajaran Class Wide Peer Tutoring mempengaruhi peningkatan kemampuan berpikir kritis, dan mendeskripsikan peningkatan kemampuan berpikir kritis setelah perlakuan penggunaan jurnal belajar dalam pembelajaran Class Wide Peer Tutoring. Penelitian dilaksanakan di SMP Muhammadiyah di Kabupaten Malang kelas VIII. Jenis penelitian ini adalah Quasy Eksperimen dengan teknik pengambilan Cluster Random Sampling. Penelitian dilaksanakan di SMP Muhammadiyah di Kabupaten Malang. Data kemampuan berpikir kritis diperoleh dengan test soal esay. Analisis data yang digunakan yaitu uji Independent t-tes. Hasil penelitian menunjukkan penggunaan jurnal belajar dalam pembelajaran Class Wide Peer Tutoring memiliki pengaruh terhadap kemampuan berpikir kritis materi fotosintesis pada siswa kelas VIII SMP Muhammadiyah di Kabupaten Malang. Penerapan penggunaan jurnal belajar dilakukan setelah proses pembelajaran. Peningkatan kemampuan berpikir kritis lebih efektif terjadi pada kelompok eksperimen daripada kontrol.

  12. Banks Sparkle

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    There is no doubt that China’s banking system is a calm port in the global financial storm. Moreover, a great regulatory firewall and an easing monetary environment have enabled Chinese banks to increase lending and help shrug off the economic downturn. Yi Xianrong, a researcher at the Institute of Finance and Banking under the Chinese Academy of Social Sciences, discussed this topic in a recent article in the Shanghai Securities Journal. Edited excerpts follow:

  13. Instruction, Cognitive Scaffolding, and Motivational Scaffolding in Writing Center Tutoring

    Science.gov (United States)

    Mackiewicz, Jo; Thompson, Isabelle

    2014-01-01

    In this study, we quantitatively analyze the discourse of experienced writing center tutors in 10 highly satisfactory conferences. Specifically, we analyze tutors' instruction, cognitive scaffolding, and motivational scaffolding, all tutoring strategies identified in prior research from other disciplines as educationally effective. We find that…

  14. Developmental Process Model for the Java Intelligent Tutoring System

    Science.gov (United States)

    Sykes, Edward

    2007-01-01

    The Java Intelligent Tutoring System (JITS) was designed and developed to support the growing trend of Java programming around the world. JITS is an advanced web-based personalized tutoring system that is unique in several ways. Most programming Intelligent Tutoring Systems require the teacher to author problems with corresponding solutions. JITS,…

  15. Effectiveness of Intelligent Tutoring Systems: A Meta Analytic Review

    Science.gov (United States)

    2017-02-01

    Michigan J. D. Fletcher Institute for Defense Analyses This review describes a meta- analysis of findings from 50 controlled evaluations of intelligent ...requirements for the meta- analysis : six evaluations with nonconventional control groups and four with flawed implementations of intelligent tutoring...hour of intelligent tutoring; the longest provided intelligent tutoring for three semesters, or 48 weeks. Overall Effects For our primary analysis , we

  16. A Training Model for Peer Tutoring with Mentally Retarded Individuals.

    Science.gov (United States)

    Vacc, Nicholas

    A program in which mentally retarded persons are trained to tutor their peers is described. Considered are selection and training aspects of such a program, and emphasized is the importance of the relationship between tutor and student. Tutors are explained to learn principles of establishing specific plans and keeping basic records. (CL)

  17. International Students as Peer Tutors: Is It Lawful?

    Science.gov (United States)

    Leach-López, Maria A.

    2010-01-01

    Students enrolled in Principles of Accounting courses might require peer tutoring services. Accounting Departments (schools) can assist these students by maintaining a list of students offering tutoring services for a fee. The opportunity to be included in the list of tutors must be offered to all university students, both domestic and foreign.…

  18. Analysis of the Dynamics among Tutors in an After-School Tutoring Program in a Homeless Shelter for Families

    Science.gov (United States)

    MacGillivray, Laurie; Goode, Gretchen S.

    2016-01-01

    Researchers of after-school tutoring primarily focus on educational outcomes with little attention to the social dynamics of such programs. In our qualitative case study, we examined the nature of interactions among tutors in a tutoring program at a homeless shelter for families. Employing Bourdieu's concepts of "social capital" and…

  19. Analysis of the Dynamics among Tutors in an After-School Tutoring Program in a Homeless Shelter for Families

    Science.gov (United States)

    MacGillivray, Laurie; Goode, Gretchen S.

    2016-01-01

    Researchers of after-school tutoring primarily focus on educational outcomes with little attention to the social dynamics of such programs. In our qualitative case study, we examined the nature of interactions among tutors in a tutoring program at a homeless shelter for families. Employing Bourdieu's concepts of "social capital" and…

  20. Some Experiences with Two Intelligent Tutoring Systems for Teaching Computer Programming: PROUST and the LISP-Tutor

    NARCIS (Netherlands)

    van Merrienboer, J.; Maaswinkel, D.; van den Berg, Klaas; Pieters, J.M.

    1989-01-01

    In this article, we report on our experiences with PROUST and the LISP-Tutor, which are intelligent tutoring systems (ITS) for teaching introductory programming in respectively Pascal and LISP. After a brief discussion of the history of intelligent programming tutors, and the presentation of a

  1. A tutoring package to teach pronunciation of Mandarin Chinese characters.

    Science.gov (United States)

    Wu, Hang; Miller, L Keith

    2007-01-01

    We examined the effects of a tutoring package (verbal modeling, prompts, and contingent praise/ Chinese conversations with the tutor) on the performance of a college student's Mandarin Chinese pronunciation. The effects of the tutoring package were analyzed using a multiple baseline design across two sets of 50 Chinese characters. The tutoring package produced improvement in the student's correct pronunciation of Chinese characters from 48% (pretutoring) to 90% (posttutoring). Results suggested that the tutoring package produced mastery pronunciation of targeted Mandarin Chinese vocalizations by a nonnative speaker.

  2. Distance learning for training business game tutors

    Directory of Open Access Journals (Sweden)

    Mariana de Toledo Marinho

    Full Text Available Abstract This work is the result of research that proposes the incorporation of Distance Learning into a Business Game as a strategy to enhance tutor training, considering entrepreneurship difficulties faced by public school teachers. Part of the problem could be attributed to subject type, because, in general, it is not common to find entrepreneurship on school curricula. The Distance Learning (DL activities were developed using the Moodle platform and structured by topic to increase educational flexibility and achieve a better balance between individual reflection and online discussion. It was developed in four steps: course content development; course evaluation by computer technicians; restructuring the course based on course evaluation done by computer technicians and course evaluation by teachers from the public school system. A preliminary test was performed with informatics technicians to technically evaluate the learning environment. Based on this, the course was restructured, applying corrections and adjustments to improve environment usability. After corrections, a final test was conducted with public school system teachers to analyze user perception, which gave a positive result. Virtual learning environment evaluation is complex and multidisciplinary, requiring the technical knowledge of internet programming and a conceptual knowledge of education, especially in the field of learning. When the evaluation done by teachers was examined, it was found that deficiencies pointed out by computer technicians had been resolved, giving a positive rating. This current research concludes that DL can improve the use of games, because it is possible to structure the content related to the learning gaps of specific groups of students. In this respect the use of games results can guide the development of content.

  3. Evaluation of AnimalWatch: An Intelligent Tutoring System for Arithmetic and Fractions

    Science.gov (United States)

    Beal, Carole R.; Arroyo, Ivon M.; Cohen, Paul R.; Woolf, Beverly P.

    2010-01-01

    Three studies were conducted with middle school students to evaluate a web-based intelligent tutoring system (ITS) for arithmetic and fractions. The studies involved pre and post test comparisons, as well as group comparisons to assess the impact of the ITS on students' math problem solving. Results indicated that students improved from pre to…

  4. Research Methods Tutor: evaluation of a dialogue-based tutoring system in the classroom.

    Science.gov (United States)

    Arnott, Elizabeth; Hastings, Peter; Allbritton, David

    2008-08-01

    Research Methods Tutor (RMT) is a dialogue-based intelligent tutoring system for use in conjunction with undergraduate psychology research methods courses. RMT includes five topics that correspond to the curriculum of introductory research methods courses: ethics, variables, reliability, validity, and experimental design. We evaluated the effectiveness of the RMT system in the classroom using a nonequivalent control group design. Students in three classes (n = 83) used RMT, and students in two classes (n = 53) did not use RMT. Results indicated that the use of RMT yieldedstrong learning gains of 0.75 standard deviations above classroom instruction alone. Further, the dialogue-based tutoring condition of the system resulted in higher gains than did the textbook-style condition (CAI version) of the system. Future directions for RMT include the addition of new topics and tutoring elements.

  5. Pygmalion effects among outreach supervisors and tutors: extending sex generalizability.

    Science.gov (United States)

    Natanovich, Gloria; Eden, Dov

    2008-11-01

    Students who supervised other students who tutored grade-school pupils in a university-based outreach program were randomly assigned to Pygmalion and control conditions. Experimental supervisors were told that their tutors were ideally qualified for their tutoring role; control supervisors were told nothing about their tutors' qualifications. A manipulation check revealed that the experimental supervisors expected more of their tutors. Analysis of variance of tutorial success measures confirmed the Pygmalion effect among supervisors of both sexes. No main effect or interaction involving either supervisor sex or tutor sex was significant. As predicted, the experimental supervisors also provided better leadership and the experimental tutors increased their self-efficacy. This was the first demonstration of the Pygmalion effect among women leading men. Pygmalion effects may be produced without regard for sex.

  6. Challenges facing PBL tutors: 12 tips for successful group facilitation.

    Science.gov (United States)

    Azer, Samy A

    2005-12-01

    One of the main tasks of a problem-based learning (PBL) tutor is to facilitate group discussion. Group facilitation is about process rather than content. In this process, a tutor helps the group increase their skills and progress in their discussion. Several studies have highlighted strategies and training used in preparing PBL tutors. However, PBL tutors usually feel that it is not that easy to change their teaching style to the PBL format. They are sometimes unsure about their role or what strategy they might use to facilitate their students' discussion. This article in the '12 Tips' series is a detailed description of, and provides answers to, common challenges faced by PBL tutors. The tips provided in this manuscript should help tutors with practical answers. The article may be useful to PBL tutors, medical and health educators and those responsible for PBL training workshops.

  7. Australian Item Bank Program: Social Science Item Bank.

    Science.gov (United States)

    Australian Council for Educational Research, Hawthorn.

    After vigorous review, editing, and trial testing, this item bank was compiled to help secondary school teachers construct objective tests in the social sciences. Anthropology, economics, ethnic and cultural studies, geography, history, legal studies, politics, and sociology are among the topics represented. The bank consists of multiple choice…

  8. Evaluation of the box and blocks test, stereognosis and item banks of activity and upper extremity function in youths with brachial plexus birth palsy.

    Science.gov (United States)

    Mulcahey, Mary Jane; Kozin, Scott; Merenda, Lisa; Gaughan, John; Tian, Feng; Gogola, Gloria; James, Michelle A; Ni, Pengsheng

    2012-09-01

    One of the greatest limitations to measuring outcomes in pediatric orthopaedics is the lack of effective instruments. Computer adaptive testing, which uses large item banks, select only items that are relevant to a child's function based on a previous response and filters items that are too easy or too hard or simply not relevant to the child. In this way, computer adaptive testing provides for a meaningful, efficient, and precise method to evaluate patient-reported outcomes. Banks of items that assess activity and upper extremity (UE) function have been developed for children with cerebral palsy and have enabled computer adaptive tests that showed strong reliability, strong validity, and broader content range when compared with traditional instruments. Because of the void in instruments for children with brachial plexus birth palsy (BPBP) and the importance of having an UE and activity scale, we were interested in how well these items worked in this population. Cross-sectional, multicenter study involving 200 children with BPBP was conducted. The box and block test (BBT) and Stereognosis tests were administered and patient reports of UE function and activity were obtained with the cerebral palsy item banks. Differential item functioning (DIF) was examined. Predictive ability of the BBT and stereognosis was evaluated with proportional odds logistic regression model. Spearman correlations coefficients (rs) were calculated to examine correlation between stereognosis and the BBT and between individual stereognosis items and the total stereognosis score. Six of the 86 items showed DIF, indicating that the activity and UE item banks may be useful for computer adaptive tests for children with BPBP. The penny and the button were strongest predictors of impairment level (odds ratio=0.34 to 0.40]. There was a good positive relationship between total stereognosis and BBT scores (rs=0.60). The BBT had a good negative (rs=-0.55) and good positive (rs=0.55) relationship with

  9. Assessing efficiency in banking

    Directory of Open Access Journals (Sweden)

    Knežević Snežana

    2012-09-01

    Full Text Available The paper is an attempt to assess the productivity and efficiency on the basis of the information found in financial statements and operating evidence, as well as implementation of the DEA method. The definition of both input and output in banking is absolutely clear, however, an adequate analysis of efficiency in banking requires that the right combinations of input and output be selected Every company has its own principles to implement in its operations. One of the most important is surely the efficiency principle. Relevant academic literature offers various combinations of input and output in testing bank efficiency. The developing countries will find it highly important to monitor bank efficiency and compare it to the countries in the region.

  10. Professionalizing tutors and tutorials in higher education

    Directory of Open Access Journals (Sweden)

    Colunga, Silvia

    2012-01-01

    Full Text Available The paper analyzes the necessity of professionalizing training of university teachers performing tutorial activities in higher education as a response to the demands of pupils following a part-time model. Permanent training of tutor is emphasized as a way to enhance professional and personal accomplishments. This training gives priority to educative orientation and interventional actions.

  11. Intelligent tutoring agent for settlers of Catan

    NARCIS (Netherlands)

    Geuze, Jeroen; Broek, van den Egon L.; Schobbens, P.-Y.; Vanhoof, W.; Schwanen, G.

    2006-01-01

    An Intelligent Tutoring Agent (ITA) for the board game Settlers of Catan (SoC) is introduced. It uses CLIPS knowledge bases, connected by JCLIPS to a JAVA implementation of SoC. It is founded on a new theoretical framework that describes the development of negotiation skills in children. Using this

  12. Evaluation Methods for Intelligent Tutoring Systems Revisited

    Science.gov (United States)

    Greer, Jim; Mark, Mary

    2016-01-01

    The 1993 paper in "IJAIED" on evaluation methods for Intelligent Tutoring Systems (ITS) still holds up well today. Basic evaluation techniques described in that paper remain in use. Approaches such as kappa scores, simulated learners and learning curves are refinements on past evaluation techniques. New approaches have also arisen, in…

  13. Does Artificial Tutoring Foster Inquiry Based Learning?

    Science.gov (United States)

    Schmoelz, Alexander; Swertz, Christian; Forstner, Alexandra; Barberi, Alessandro

    2014-01-01

    This contribution looks at the Intelligent Tutoring Interface for Technology Enhanced Learning, which integrates multistage-learning and inquiry-based learning in an adaptive e-learning system. Based on a common pedagogical ontology, adaptive e-learning systems can be enabled to recommend learning objects and activities, which follow inquiry-based…

  14. Improving the Efficiency of Dialogue in Tutoring

    Science.gov (United States)

    Kopp, Kristopher J.; Britt, M. Anne; Millis, Keith; Graesser, Arthur C.

    2012-01-01

    The current studies investigated the efficient use of dialogue in intelligent tutoring systems that use natural language interaction. Such dialogues can be relatively time-consuming. This work addresses the question of how much dialogue is needed to produce significant learning gains. In Experiment 1, a full dialogue condition and a read-only…

  15. A Review of BioTutor.

    Science.gov (United States)

    Duhrkopf, Richard

    1994-01-01

    A review of BioTutor which is software to accompany the third edition of Neil Campbell's textbook, "Biology," is provided. The review includes a brief description of the software and a discussion of good and bad features of the software. In the closing words, the reviewer expresses a considerable amount of concern regarding the quality of this…

  16. Learning Software Component Model for Online Tutoring

    Directory of Open Access Journals (Sweden)

    K. Duraiswamy

    2012-01-01

    Full Text Available Problem statement: Web services are interface elements which allow applications to render functional services to requesting clients using open standard protocols. A lecture method combines both social association and urban processing as course design and delivery is termed as Interface Learning. Many Interface learning services is presenting through online. To make an online tutoring scheme more effective, the previous study used web services and application programs like instant messaging based on environments in which students reside. But the downside is that it is difficult to maintain the service request queues online. The services and data storage processes are inefficient. Approach: To overcome all the above issues, a Learning Software Component Model (LSCM framework is formed in the present study to build a component model based on communication services available on the network. In addition to this, the proposed software component modeled with Learning Object (LO aspects integrates the related sub hierarchical components with the main component object framework. Based on LSCM, training schedules are identified efficiently. Results: The proposed LSCM framework is experimented to show the performance improvement with the previous online tutoring scheme based on web services in terms of delivery report, maintenance of tutoring sessions and reliability. Conclusion: Compared to an existing online tutoring through web services, the proposed LSCM framework performance is 75% better in providing learning services to the providers.

  17. Cross-Age Peer Tutors in Asynchronous Discussion Groups: Exploring the Impact of Three Types of Tutor Training on Patterns in Tutor Support and on Tutor Characteristics

    Science.gov (United States)

    De Smet, Marijke; Van Keer, Hilde; De Wever, Bram; Valcke, Martin

    2010-01-01

    This study was conducted in an authentic university setting with fourth-year Educational Sciences' students operating as online peer tutors to facilitate freshman tutees' online collaboration and knowledge construction in a blended "Instructional Sciences" course. Taking into account prior research uncovering weaknesses in online peer tutor…

  18. Psychometric evaluation of an item bank for computerized adaptive testing of the EORTC QLQ-C30 cognitive functioning dimension in cancer patients.

    Science.gov (United States)

    Dirven, Linda; Groenvold, Mogens; Taphoorn, Martin J B; Conroy, Thierry; Tomaszewski, Krzysztof A; Young, Teresa; Petersen, Morten Aa

    2017-07-13

    The European Organisation of Research and Treatment of Cancer (EORTC) Quality of Life Group is developing computerized adaptive testing (CAT) versions of all EORTC Quality of Life Questionnaire (QLQ-C30) scales with the aim to enhance measurement precision. Here we present the results on the field-testing and psychometric evaluation of the item bank for cognitive functioning (CF). In previous phases (I-III), 44 candidate items were developed measuring CF in cancer patients. In phase IV, these items were psychometrically evaluated in a large sample of international cancer patients. This evaluation included an assessment of dimensionality, fit to the item response theory (IRT) model, differential item functioning (DIF), and measurement properties. A total of 1030 cancer patients completed the 44 candidate items on CF. Of these, 34 items could be included in a unidimensional IRT model, showing an acceptable fit. Although several items showed DIF, these had a negligible impact on CF estimation. Measurement precision of the item bank was much higher than the two original QLQ-C30 CF items alone, across the whole continuum. Moreover, CAT measurement may on average reduce study sample sizes with about 35-40% compared to the original QLQ-C30 CF scale, without loss of power. A CF item bank for CAT measurement consisting of 34 items was established, applicable to various cancer patients across countries. This CAT measurement system will facilitate precise and efficient assessment of HRQOL of cancer patients, without loss of comparability of results.

  19. MANAGING DISRUPTIVE TECHNOLOGY — INTERNET BANKING VENTURES FOR TRADITIONAL BANKS

    OpenAIRE

    Stephen K. Callaway; Hamilton, Robert D.

    2008-01-01

    This study examines the perception of the nature of technological change for Internet Banking by proposing and testing a model of the strategic management of online banking by traditional banks. Specifically, this empirical study uses a stratified sample of the FDIC database to address how perception of the technology and the environmental context (knowledge of cause-effect relations and crystallized outcome standards) impact internal and external constituency relationships (including social ...

  20. Peer Tutors in the School of Medicine

    Directory of Open Access Journals (Sweden)

    Delgado Vegap

    2006-10-01

    Full Text Available Since 2003 the School of Medicine at theUniversidad del Rosario in Bogotá, Colombia,offers to the students a program named PeerTutors. The program’s objectives are: to generatea social interaction mechanism that favorsknowledge construction side by side withadvanced peers; to promote the development ofRecibido:Aceptado:* M.D., MSc (est.. Profesor Asistente de Cirugía. Coordinadordel Grupo de Investigación en Educación Médica.Universidad del Rosario. anisaza@urosario.edu.co** M.D. Coordinador de Tutores Pares, I semestre de2003. Universidad del Rosario.+ M.D. Coordinadora de Tutores Pares, II semestre de2003. Universidad del Rosario.+ M.D. Coordinadora de Tutores Pares, 2004. Universidaddel Rosario.§ M.D. Coordinadora de Tutores Pares, I semestre de2005. Universidad del RosarioDescargos de responsabilidad: Las ideas expuestasen el presente artículo son responsabilidad exclusivade los autores y no comprometen a ninguna institución.Disclaimer: the ideas expressed in this article areexclusively the author’s responsibility and do notcompromise any institution.Artículo originalethical, moral and coexistence oriented valuesthrough an academic experience, and to generatea space to explore specific academic interests andteacher´s potential. This article presents thetheoretic frame that supports the importance ofsocial interaction in knowledge construction, aswell as some indicators that allow a first appraisalof the program. Several achievements thataccount for the synergic value of an experiencethat not only fulfills the function of initiating aprocess of teaching formation and academicsupport, but that also builds a proactive attitudebefore learning, are highlighted.

  1. Banking on Corporate Social Responsibility

    Directory of Open Access Journals (Sweden)

    Timothy Rice

    2015-10-01

    Full Text Available This exploratory study set out to understand the true value of Corporate Social Responsibility (CSR in the banking sector. Businesses, including banks, actively participate in CSR but the question of value still persists. What does the bank receive in return for participating in CSR? Do banks get more customers as a result of their CSR programmes? Do banks have a better customer retention rate because of their CSR programme? Will customers change banks purely because they disagree with their banks CSR programme? These were some of the issues addressed but due to the small sample size, the findings cannot be generalised. The study did not find any significant, positive nor negative relationship, between CSR and the bank customers; meaning the tests could not provide evidence that for instance CSR programmes should be targeted towards female customers or customers of a certain age or income bracket. More importantly 80% of the respondents did not consider CSR an issue that was important enough to affect their choice of banks. They will not switch banks purely based on a bank’s CSR programme. Understandably they were more interested in bank fees and interest rates. These issues directly affected their reason for choosing a particular bank. So the question of why banks, and presumably other businesses, still participate and spend a lot of money on CSR when their customers do not seem to place much value on it, still persists. The findings suggest that a much larger study on the topic is warranted. It will aid banks and other businesses decide on their role in corporate social responsibility. Whose needs are being satisfied by participating in CSR?

  2. 12 CFR 326.8 - Bank Secrecy Act compliance.

    Science.gov (United States)

    2010-01-01

    ... system of internal controls to assure ongoing compliance; (2) Provide for independent testing for... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Bank Secrecy Act compliance. 326.8 Section 326.8 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF...

  3. PC Tutor. Bericht uber ein PC-gestutzes Tutorensystem = PC Tutor. Report on a Tutoring System with Personal Computer. ZIFF Papiere 75.

    Science.gov (United States)

    Fritsch, Helmut

    A project was conducted to increase as well as to professionalize communication between tutors and learners in a West German university's distance education program by the use of personal computers. Two tutors worked on the systematic development of a PC-based correcting system. The goal, apart from developing general language skills in English,…

  4. Analyzing Design Process and Experiments on the AnITA Generic Tutoring System

    CERN Document Server

    Brust, Matthias R

    2007-01-01

    In the field of tutoring systems, investigations have shown that there are many tutoring systems specific to a specific domain that, because of their static architecture, cannot be adapted to other domains. As consequence, often neither methods nor knowledge can be reused. In addition, the knowledge engineer must have programming skills in order to enhance and evaluate the system. One particular challenge is to tackle these problems with the development of a generic tutoring system. AnITA, as a stand-alone application, has been developed and implemented particularly for this purpose. However, in the testing phase, we discovered that this architecture did not fully match the user's intuitive understanding of the use of a learning tool. Therefore, AnITA has been redesigned to exclusively work as a client/server application and renamed to AnITA2. This paper discusses the evolvements made on the AnITA tutoring system, the goal of which is to use generic principles for system re-use in any domain. Two experiments ...

  5. Peer Tutoring: Developing Writing in College Education

    Directory of Open Access Journals (Sweden)

    LUIS BERNARDO PEÑA-BORRERO

    2010-03-01

    Full Text Available This article presents partial results of a qualitative research on the Project of Inquiry (PRIN that takes place in the Psychology Degree Program at Javeriana University. This project is a formative experience focused on the importance of learning investigative abilities, through academic writing. The research was based on peer-tutoring interactions with 85 ethnographic records, which were subjected to an open and axial codification, in accordance to guidelines developed by Strauss and Corbin. The recordswere organized in emerging categories for their interpretation, in order to establish the potential significance of the pedagogic interaction. The results established the advantages of peer-tutoring in the integral progress of students and specifically the promotion of reading and writing abilities at a College level.

  6. Towards an Intelligent Tutor for Mathematical Proofs

    CERN Document Server

    Autexier, Serge; Schiller, Marvin; 10.4204/EPTCS.79.1

    2012-01-01

    Computer-supported learning is an increasingly important form of study since it allows for independent learning and individualized instruction. In this paper, we discuss a novel approach to developing an intelligent tutoring system for teaching textbook-style mathematical proofs. We characterize the particularities of the domain and discuss common ITS design models. Our approach is motivated by phenomena found in a corpus of tutorial dialogs that were collected in a Wizard-of-Oz experiment. We show how an intelligent tutor for textbook-style mathematical proofs can be built on top of an adapted assertion-level proof assistant by reusing representations and proof search strategies originally developed for automated and interactive theorem proving. The resulting prototype was successfully evaluated on a corpus of tutorial dialogs and yields good results.

  7. Towards an Intelligent Tutor for Mathematical Proofs

    Directory of Open Access Journals (Sweden)

    Serge Autexier

    2012-02-01

    Full Text Available Computer-supported learning is an increasingly important form of study since it allows for independent learning and individualized instruction. In this paper, we discuss a novel approach to developing an intelligent tutoring system for teaching textbook-style mathematical proofs. We characterize the particularities of the domain and discuss common ITS design models. Our approach is motivated by phenomena found in a corpus of tutorial dialogs that were collected in a Wizard-of-Oz experiment. We show how an intelligent tutor for textbook-style mathematical proofs can be built on top of an adapted assertion-level proof assistant by reusing representations and proof search strategies originally developed for automated and interactive theorem proving. The resulting prototype was successfully evaluated on a corpus of tutorial dialogs and yields good results.

  8. Case-Based Tutoring with Concept Maps

    OpenAIRE

    Sørmo, Frode

    2007-01-01

    The goal of this thesis is to investigate methods for computerized tutoring support that is adapted to the individual student. In particular, we are concerned with providing such assistance to students solving exercises in domains where a complete or accurate problem-solving model is infeasible. We propose to do this by using concept maps as a means for students to model their own knowledge. Combined with results from earlier exercises, the concept map can form a student model that can be use...

  9. Intelligent tutoring agent for settlers of Catan

    OpenAIRE

    2006-01-01

    An Intelligent Tutoring Agent (ITA) for the board game Settlers of Catan (SoC) is introduced. It uses CLIPS knowledge bases, connected by JCLIPS to a JAVA implementation of SoC. It is founded on a new theoretical framework that describes the development of negotiation skills in children. Using this framework, the ITA helps children in developing negotiation skills through play, which makes it unique in its kind.

  10. Learning Software Component Model for Online Tutoring

    OpenAIRE

    Duraiswamy, K.; Balakrishnan, M.

    2012-01-01

    Problem statement: Web services are interface elements which allow applications to render functional services to requesting clients using open standard protocols. A lecture method combines both social association and urban processing as course design and delivery is termed as Interface Learning. Many Interface learning services is presenting through online. To make an online tutoring scheme more effective, the previous study used web services and application programs like instant messaging ba...

  11. Novel ALOX12B mutation identified in parents following single nucleotide polymorphism microarray testing of banked DNA from a fatal case of congenital ichthyosis

    Directory of Open Access Journals (Sweden)

    Smrithi Salian

    2016-01-01

    Full Text Available In genetically and phenotypically heterogeneous conditions like ichthyosis, it is clinically not possible to predict mutation in a specific gene. Sequential testing of all the causative genes is time consuming and expensive. In consanguineous families with autosomal recessive genetically heterogeneous disorders, it is possible to narrow down the candidate gene/genes by recognizing the regions of homozygosity by a single nucleotide polymorphism (SNP array. Here, we present a fatal case of autosomal recessive severe congenital ichthyosis born to a consanguineous couple. Two candidate genes were recognized by SNP array on banked DNA of the subject. Sequencing of these candidate genes in parents found them to be carriers of the same variation, a novel heterozygous deletion of single nucleotide in exon 8 (c. 1067delT of ALOX12B gene. The present case illustrates the utility of DNA banking, SNP array and testing of parents to arrive at a definitive molecular diagnosis, essential for genetic counseling, and prenatal testing.

  12. EarthTutor: An Interactive Intelligent Tutoring System for Remote Sensing

    Science.gov (United States)

    Bell, A. M.; Parton, K.; Smith, E.

    2005-12-01

    Earth science classes in colleges and high schools use a variety of satellite image processing software to teach earth science and remote sensing principles. However, current tutorials for image processing software are often paper-based or lecture-based and do not take advantage of the full potential of the computer context to teach, immerse, and stimulate students. We present EarthTutor, an adaptive, interactive Intelligent Tutoring System (ITS) being built for NASA (National Aeronautics and Space Administration) that is integrated directly with an image processing application. The system aims to foster the use of satellite imagery in classrooms and encourage inquiry-based, hands-on earth science scientific study by providing students with an engaging imagery analysis learning environment. EarthTutor's software is available as a plug-in to ImageJ, a free image processing system developed by the NIH (National Institute of Health). Since it is written in Java, it can be run on almost any platform and also as an applet from the Web. Labs developed for EarthTutor combine lesson content (such as HTML web pages) with interactive activities and questions. In each lab the student learns to measure, calibrate, color, slice, plot and otherwise process and analyze earth science imagery. During the activities, EarthTutor monitors students closely as they work, which allows it to provide immediate feedback that is customized to a particular student's needs. As the student moves through the labs, EarthTutor assesses the student, and tailors the presentation of the content to a student's demonstrated skill level. EarthTutor's adaptive approach is based on emerging Artificial Intelligence (AI) research. Bayesian networks are employed to model a student's proficiency with different earth science and image processing concepts. Agent behaviors are used to track the student's progress through activities and provide guidance when a student encounters difficulty. Through individual

  13. The influence of tutor training for peer tutors in the dissection course on the learning behavior of students.

    Science.gov (United States)

    Shiozawa, T; Hirt, B; Lammerding-Koeppel, M

    2016-11-01

    Student tutors in the dissection course are expected to meet high demands in their job, to fulfill these expectations they receive training. Combined tutor training is well accepted by tutors and tutees, however, it is not known how tutor training influences student learning. Deduced from the learning goals of the tutor training, a randomized, controlled, single-blinded study was set up with a quantitative cross-sectional analysis to compare student learning behavior. A total of 197 medical students, coached either by ten trained or ten untrained tutors, were enlisted in the study. To assess the students' learning behavior we employed the LIST questionnaire. A common factor analysis was calculated to extract dimensions. Factor scores of the extracted dimensions were calculated for both groups to estimate differences in learning behavior. Factor analysis of the LIST questionnaire revealed eight factors explaining 47.57% of the overall variance. The eight factors comprise: deep learning, attention, learning organization, cooperative learning, time management, learning effort, superficial learning and learning environment. Comparing the factor scores of the extracted dimensions, students coached by trained tutors learned significantly more with their fellow students (factor score in cooperative learning 0.194 vs. -0.205, ptrained by untrained tutors. Students coached by trained tutors also tend to be better organized in their learning (factor score in learning organization 0.115 vs. -0.122, p=0.16). The learning behavior of students coached by trained tutors differs from the learning behavior of students coached by untrained tutors. Students coached by trained tutors learn significantly more often in teams than their colleagues and are better organized. Copyright © 2016 Elsevier GmbH. All rights reserved.

  14. Exploring the Impact of Student Tutoring on At-Risk Fifth and Sixth Graders' Self-Regulated Learning

    Science.gov (United States)

    Vandevelde, Sabrina; Van Keer, Hilde; De Wever, Bram

    2011-01-01

    This study explores the effects of a student tutoring programme focusing on self-regulated learning. Ninety-three Flemish fifth- and sixth-grade tutees at-risk due to their socio-economic and/or non-native background participated. A pre-post test design was used and the "Learning Motivation Test", "Junior Metacognitive Awareness…

  15. Bank development; bank development efficiency; bank management; bank.

    OpenAIRE

    Самородов, Б. В.

    2014-01-01

    In the paper the theoretical research of determination of the essence of “management of bank financial development” is realized. The analysis is performed on the basis of substantial considering and comparing the philosophy and economical definitions of the components of its definition.

  16. Cord-Blood Banking

    Science.gov (United States)

    ... to Be Smart About Social Media Cord-Blood Banking KidsHealth > For Parents > Cord-Blood Banking Print A ... for you and your family. About Cord-Blood Banking Cord-blood banking basically means collecting and storing ...

  17. A Test of Transactional and Transformational Leadership Behaviour of Salesman on Customer Relationship Marketing Behaviour: A Study of the Indian Banking Sector

    Directory of Open Access Journals (Sweden)

    Sumit Duggal

    2012-01-01

    Full Text Available The present study was aimed to test constituents as well as complete theories of Transactional and Transformational Leadership behaviour of salesman on customer relationship marketing behaviour in Indian Banking scenario. For Transactional Leadership it was hypothesized that contingency reward system and management by exception of salesperson positively affect customer trust, customer commitment and together they contribute to customer relationship behaviour .For transformational Leadership it was hypothesized that idealized influence behaviour, individualized considerate, Intellectual stimulation, Inspirational motivation behaviour of salespersons positively affect customers’ trust, customers’ commitment, customer assumptions and customers optimistic engagement. Non-Probabilistic sampling methods were used. A survey was conducted among 61 sales persons and their customers in the Indian banking sector, and the regression analysis was performed to test hypotheses. Conclusion shows that contingency reward system influence customer relationship up to a certain extent while management by exceptions is not so appropriate for maintaining the relationship with customer though it is showing correlation, while in case of transformational leadership idealized influence behaviour of salespersons positively influences customer trust, individualized consideration of salespersons, in turn influences customer commitment, Intellectual stimulation encourage creativity and changes earlier assumptions of customer and Inspirational Motivation influences optimistic engagement of customers. It was also found that the combined effect of all the constituent of Transformational Leadership theories are positively related with customers’ relationship commitment. Conclusion motivate us to think complementary nature of these theories thus points out how leadership development training can be adapted to improve relationship marketing skills of sales persons.

  18. Coaching tutors to observe and regulate leadership in PBL student teams or you can lead a horse to water but you can’t make it drink…

    Directory of Open Access Journals (Sweden)

    Noreen O'Shea

    2013-08-01

    Full Text Available The purpose of this paper is to investigate how PBL student teams develop specific leadership configurations when implementing interdisciplinary projects and whether or not tutors help in dealing with the group interactions that are subsequently generated. The data set was drawn from 2 cohorts of first-year students engaged in PBL activities in an engineering school in Belgium in 2011 and 2012. Following qualitative content analysis of tutor and student feedback and the use of sociometric testing, findings for 2011 showed that students developed 4 specific leadership configurations, each of them being positively correlated to specific perceived work outcomes. Findings for 2012 were based on using the sociogram as a pedagogical tool to enable tutors to describe and regulate group dynamics. We found that tutors positively perceive their role in facilitating production outcomes but are more uncomfortable when it comes to regulating the interpersonal problems that arise in student self-managed teams.

  19. 12 CFR 619.9140 - Farm Credit bank(s).

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  20. Efficiency and Competition in the Malaysian Banking Market: Foreign versus Domestic Banks

    Directory of Open Access Journals (Sweden)

    Rossazana Ab-Rahim

    2017-08-01

    Full Text Available The aim of this paper is to investigate efficiency performance of Malaysian banking market using data envelopment analysis approach in the context of the increasing presence of foreign banks. Specifically, two measures of efficiency are constructed, cost and profit efficiency by utilizing bank-level data of Malaysian commercial banks, over the period 2003 to 2014. The results obtained show the domestic banks are more efficient than the foreign banks counterparts for both measures of efficiency. Next, the Lerner Index approach is employed to measure competition and finally, Granger causality tests are undertaken to answer the question, does competition foster efficiency? The results of causality tests support a positive effect of competition on cost and profit efficiency of Malaysian banks. With regard to the financial liberalization, the findings imply that higher competitive pressure may be offset the market power of individual banks; however, eventually it will results in efficiency gains of Malaysian banks.

  1. What Do Distance Language Tutors Say about Teacher Motivation?

    Science.gov (United States)

    Xiao, Junhong

    2014-01-01

    Research into motivation in education mainly centres on students' learning motivation. This article reports on an interview study of teacher motivation with the aim of investigating the effects of student-related factors and tutors' personal factors on the motivation of language tutors in the distance learning context. Findings from the study…

  2. Corruption Risks of Private Tutoring: Case of Georgia

    Science.gov (United States)

    Kobakhidze, Magda Nutsa

    2014-01-01

    The paper focuses on teacher-supplied private tutoring in the context of post-Soviet Georgia, and elucidates the ways in which teacher-supplied private tutoring can be related to educational corruption. The paper draws on data from in-depth interviews of 18 school teachers in different parts of Georgia in 2013. The findings of the qualitative…

  3. What Do Distance Language Tutors Say about Teacher Motivation?

    Science.gov (United States)

    Xiao, Junhong

    2014-01-01

    Research into motivation in education mainly centres on students' learning motivation. This article reports on an interview study of teacher motivation with the aim of investigating the effects of student-related factors and tutors' personal factors on the motivation of language tutors in the distance learning context. Findings from the…

  4. Household Expenditures on Private Tutoring: Emerging Evidence from Malaysia

    Science.gov (United States)

    Kenayathulla, Husaina Banu

    2013-01-01

    Private tutoring has been a burgeoning phenomenon in Malaysia for decades. This study examines the determinants of private tutoring expenditures in Malaysia using the 2004/2005 Household Expenditures Survey and applies hurdle regression models to the data. The results indicate that total household expenditures, household head's level of…

  5. Corruption Risks of Private Tutoring: Case of Georgia

    Science.gov (United States)

    Kobakhidze, Magda Nutsa

    2014-01-01

    The paper focuses on teacher-supplied private tutoring in the context of post-Soviet Georgia, and elucidates the ways in which teacher-supplied private tutoring can be related to educational corruption. The paper draws on data from in-depth interviews of 18 school teachers in different parts of Georgia in 2013. The findings of the qualitative…

  6. Stepwise Advice Negotiation in Writing Center Peer Tutoring

    Science.gov (United States)

    Park, Innhwa

    2014-01-01

    While the delivery and reception of advice is a practice integral to a wide range of settings, little attention has been given to the detailed practices of advice resistance and how it leads to advice negotiation. Based on 7 hours of videotaped tutoring interactions among 6 tutors and 11 tutees, this conversation analytic study examines the…

  7. Implementing CBM: SQL-Tutor after Fifteen Years

    Science.gov (United States)

    Mitrovic, Antonija; Ohlsson, Stellan

    2016-01-01

    SQL-Tutor is the first constraint-based tutor. The initial conference papers about the system were published in 1998 (Mitrovic 1998a, 1998b, 1998c), with an "IJAIED" paper published in 1999 (Mitrovic and Ohlsson, "International Journal Artificial Intelligence in Education," 10(3-4), 238-256, 1999). We published another…

  8. Learners' Experiences of Peer Tutoring in the Context of Outdoor ...

    African Journals Online (AJOL)

    Learners' Experiences of Peer Tutoring in the Context of Outdoor Learning: The ... its effectiveness in promoting learning in large class sizes which characterise ... 104 Class 6 learners as tutors, 86 Class 2 learners as tutees, and 8 teachers as ...

  9. Private Tutoring through the Internet: Globalization and "Offshoring"

    Science.gov (United States)

    Ventura, Alexandre; Jang, Sunhwa

    2010-01-01

    The private tutoring industry has come forward as the third great sector of education. The common sense representation about private tutoring is changing. The growing search for supplementary educational support services and the technological innovation have created a new paradigm. This paper focuses on one of the most interesting faces of this…

  10. Household Expenditures on Private Tutoring: Emerging Evidence from Malaysia

    Science.gov (United States)

    Kenayathulla, Husaina Banu

    2013-01-01

    Private tutoring has been a burgeoning phenomenon in Malaysia for decades. This study examines the determinants of private tutoring expenditures in Malaysia using the 2004/2005 Household Expenditures Survey and applies hurdle regression models to the data. The results indicate that total household expenditures, household head's level of education,…

  11. Conceptual Tutoring Software for Promoting Deep Learning: A Case Study

    Science.gov (United States)

    Stott, Angela; Hattingh, Annemarie

    2015-01-01

    The paper presents a case study of the use of conceptual tutoring software to promote deep learning of the scientific concept of density among 50 final year pre-service student teachers in a natural sciences course in a South African university. Individually-paced electronic tutoring is potentially an effective way of meeting the students' varied…

  12. The Effects of Politeness-Related Instruction on Medical Tutoring

    Science.gov (United States)

    Bromme, Rainer; Brummernhenrich, Benjamin; Becker, Bettina-Maria; Jucks, Regina

    2012-01-01

    Tutors often fail to address learners' misconceptions. Although this may indicate a failure to grasp these misconceptions, it may simply be due to a wish to be polite and save the learner's face. In this study we examined whether instructing tutors about the pitfalls of politeness could increase the clarity and precision of their tutorial…

  13. Household Expenditures on Private Tutoring: Emerging Evidence from Malaysia

    Science.gov (United States)

    Kenayathulla, Husaina Banu

    2013-01-01

    Private tutoring has been a burgeoning phenomenon in Malaysia for decades. This study examines the determinants of private tutoring expenditures in Malaysia using the 2004/2005 Household Expenditures Survey and applies hurdle regression models to the data. The results indicate that total household expenditures, household head's level of education,…

  14. A Hypermedia Computer-Aided Parasitology Tutoring System.

    Science.gov (United States)

    Theodoropoulos, Georgios; Loumos, Vassili

    A hypermedia tutoring system for teaching parasitology to college students was developed using an object oriented software development tool, Knowledge Pro. The program was designed to meet four objectives: knowledge incorporation, tutoring, indexing of key words for Boolean search, and random generation of quiz questions with instant scoring. The…

  15. What Are Tutors' Experiences with Online Teaching? A Phenomenographic Study

    Science.gov (United States)

    Walter, Cvetanka

    2016-01-01

    This study seeks an understanding of how tutors perceived the online part of a blended learning course in the context of teaching English as a foreign language at a German university. To gain knowledge about the ways in which the tutors experienced the phenomenon, a phenomenographic methodological framework was employed. Identified were four…

  16. Teaching Database Design with Constraint-Based Tutors

    Science.gov (United States)

    Mitrovic, Antonija; Suraweera, Pramuditha

    2016-01-01

    Design tasks are difficult to teach, due to large, unstructured solution spaces, underspecified problems, non-existent problem solving algorithms and stopping criteria. In this paper, we comment on our approach to develop KERMIT, a constraint-based tutor that taught database design. In later work, we re-implemented KERMIT as EER-Tutor, and…

  17. Going Blended: New Challenges for Second Generation L2 Tutors

    Science.gov (United States)

    Nissen, Elke; Tea, Elena

    2012-01-01

    This study explores how second generation tutors within blended learning courses link the face-to-face and online course modalities--in their representations as well as through their pedagogical activities--and which aspects help them to feel involved in the course. The methodology used is a qualitative analysis of interviews with seven tutors of…

  18. Conceptual Tutoring Software for Promoting Deep Learning: A Case Study

    Science.gov (United States)

    Stott, Angela; Hattingh, Annemarie

    2015-01-01

    The paper presents a case study of the use of conceptual tutoring software to promote deep learning of the scientific concept of density among 50 final year pre-service student teachers in a natural sciences course in a South African university. Individually-paced electronic tutoring is potentially an effective way of meeting the students' varied…

  19. Federal Law Spurs Private Companies to Market Tutoring

    Science.gov (United States)

    Reid, Karla Scoon

    2004-01-01

    For-profit education companies are ramping up their businesses to tap into millions of federal dollars set aside to provide tutoring for students attending struggling schools. Under the federal No Child Left Behind Act, Title I schools that fail to reach state achievement goals three years in a row are required to offer free tutoring to students…

  20. Relationships with undergraduate nursing exchange students--a tutor perspective.

    Science.gov (United States)

    Koskinen, Liisa; Tossavainen, Kerttu

    2003-03-01

    Student exchange has been used increasingly in nursing education throughout Europe as a method of learning intercultural sensitivity. In the host country, each foreign student is assigned a personal tutor to enhance learning. The aim of this study was to describe tutor-student relationships between Finnish nurse teachers and British exchange students from the tutors' perspective. The researcher's close relationship with the study context and participants caused some ethical concerns, which will be discussed. The data consisted of tutorial session observations, research diary notes, group interviews and background questionnaires. They were analysed using Spradley's developmental research sequence method for ethnographic data. The tutoring relationship was pastoral and clinical rather than academic. The pastoral aspect of the relationship was essential in assisting the students to adjust to the stress of studying in a foreign country. On the other hand, tutors were unable to support all the students to overcome their culture shock. Tutors were uncertain about their role and did not integrate Finnish culture or practice into theory, but found their role pleasant. A dialogic tutor-student relationship is important for learning intercultural sensitivity. Tutoring strategies should be developed to assist students' adjustment to the differences in the host culture and to encourage their reflection on personal, experiential and scientific cultural knowledge during their study abroad.

  1. Using Cognitive Tutor Software in Learning Linear Algebra Word Concept

    Science.gov (United States)

    Yang, Kai-Ju

    2015-01-01

    This paper reports on a study of twelve 10th grade students using Cognitive Tutor, a math software program, to learn linear algebra word concept. The study's purpose was to examine whether students' mathematics performance as it is related to using Cognitive Tutor provided evidence to support Koedlinger's (2002) four instructional principles used…

  2. What Do Distance Language Tutors Say about Teacher Motivation?

    Science.gov (United States)

    Xiao, Junhong

    2014-01-01

    Research into motivation in education mainly centres on students' learning motivation. This article reports on an interview study of teacher motivation with the aim of investigating the effects of student-related factors and tutors' personal factors on the motivation of language tutors in the distance learning context. Findings from the study…

  3. Federal Law Spurs Private Companies to Market Tutoring

    Science.gov (United States)

    Reid, Karla Scoon

    2004-01-01

    For-profit education companies are ramping up their businesses to tap into millions of federal dollars set aside to provide tutoring for students attending struggling schools. Under the federal No Child Left Behind Act, Title I schools that fail to reach state achievement goals three years in a row are required to offer free tutoring to students…

  4. Affective feedback in a tutoring system for procedural tasks

    NARCIS (Netherlands)

    Heylen, D.K.J.; Vissers, M.; Akker, op den H.J.A.; Nijholt, A.; André, E.; Dybkjaer, L.; Minker, W.; Heisterkamp, P.

    2004-01-01

    We discuss the affective aspects of tutoring dialogues in an ITS -called INES- that helps students to practice nursing tasks using a haptic device and a virtual environment. Special attention is paid to affective control in the tutoring process by means of selecting the appropriate feedback, taking

  5. 39 Peer tutors as learning and teaching partners: a cumulative ...

    African Journals Online (AJOL)

    Peer tutors in higher education are frequently given vital teaching and ... with knowledge and learning, the role of peer tutors needs to be recognised .... able to break down difficult concepts, unpack and explain dense knowledge clearly, and ..... of the issues you have noticed in students' writing - some of the common ...

  6. Peer Tutoring Effects on Omani Students' English Self-Concept

    Science.gov (United States)

    Alrajhi, Marwa N.; Aldhafri, Said S.

    2015-01-01

    Based on the social cognitive learning theory (1997), peer learning can be viewed as an effective way of enhancing learning. In this study, peer tutoring, a form of peer learning, was examined. The current study investigated the influence of a peer tutoring program implemented at Sultan Qaboos University on students' English self-concept. 125…

  7. Peer Tutoring in the CIS Sandbox: Does It Work?

    Science.gov (United States)

    Frydenberg, Mark

    2013-01-01

    This paper reports on a student-created and facilitated peer-tutoring activity to assist first-year students in preparing for their final exam in an introductory information technology course. Tutors at the CIS Sandbox, a collaborative learning lab at an American university, offered a series of "Crunch Sessions" to their peers. This…

  8. Tutors' Influence on Distance Language Students' Learning Motivation: Voices from Learners and Tutors

    Science.gov (United States)

    Xiao, Junhong

    2012-01-01

    Teachers' influence on students' learning motivation is a well-researched topic. Nevertheless, the majority of such studies are situated in the conventional learning context despite the rapid growth of distance language learning. This study set out to investigate tutors' influence on students' learning motivation in the Chinese distance language…

  9. The INTELLIGENT RuleTutor: A Structured Approach to Intelligent Tutoring. Final Report.

    Science.gov (United States)

    Scandura, Alice B.

    This final report describes a general purpose system for developing intelligent tutors based on the Structural Learning Theory. The report opens with a discussion of the rules and related constructs that underlie cognitive constructs in all structural learning theories. The remainder of the text provides: (1) an introduction to the Structural…

  10. Tutors' Influence on Distance Language Students' Learning Motivation: Voices from Learners and Tutors

    Science.gov (United States)

    Xiao, Junhong

    2012-01-01

    Teachers' influence on students' learning motivation is a well-researched topic. Nevertheless, the majority of such studies are situated in the conventional learning context despite the rapid growth of distance language learning. This study set out to investigate tutors' influence on students' learning motivation in the Chinese distance language…

  11. EFEKTIVITAS PEMBELAJARAN TUTOR SEBAYA DALAM PEMBELAJARAN AKUNTANSI BIAYA I

    Directory of Open Access Journals (Sweden)

    Ahmad Nurkhin

    2016-01-01

    Full Text Available Implementation of bilingual classroom was the manifestation of internationalization vision of the institution (Unnes to response to the progress of International Schools (SBI / RSBI. Cost Accounting I was a subject in bilingual class of FE Unnes in 2010/2011. The objective of the study was to explain the effectiveness of peer tutor learning method in Cost Accounting I in Bilingual Class. It was a class action research done in 2 months with 2 cycles. The type of peer tutor learning was tutor to student. The result of research showed that peer tutor learning method of Cost Accounting I in Bilingual Class of FE Unnes was effective. Students’ achievement increased significantly in the first and second cycle. It passes the effectiveness indicator which stated that at least 75% students could get 71. Thus, it is suggested that other types of peer tutor learning method can be investigated empirically for further researches in different designs.

  12. The role of a PBL tutor: a personal perspective.

    Science.gov (United States)

    Chan, Li Chong

    2008-03-01

    Based on my experience as a PBL tutor in the Faculty of Medicine since 1997, it is clear that the role of a PBL tutor is one of a master of many trades. Whilst the primary role of a PBL tutor is to ensure, as a facilitator and a guide, that students engage in self-directed learning within the tutorial setting, he or she should be able to identify issues within and outside the tutorial setting that impact on learning. A PBL tutor should know the case well before the tutorial starts, establish ground rules and recognize that the quality of learning which takes place prior to and after the tutorial by students affect personal and group dynamics within the tutorial setting. The PBL tutor occupies a central and unique role in influencing students' learning and as a mentor to students' development.

  13. Investment Banking

    OpenAIRE

    Oana Mihaela Vãsioiu

    2008-01-01

    The economic, financial and monetary changes had serious consequences not only on the level of providing the finance necessary for the development process but also on the level of providing the finance required for importing the basic food needs and rendering necessary production inputs. All these problems show the importance of “Banks” generally and “Investment Banks” particularly in the emerging and underdeveloped countries. Banks as financial institution or intermediary mobilize either nat...

  14. Penggunaan Metode Peer Tutoring dengan Kassitu untuk Meningkatkan Motivasi dan Hasil Belajar IPA Fisika

    Directory of Open Access Journals (Sweden)

    Sujatmiani Sujatmiani

    2015-10-01

    Full Text Available Tujuan penelitian ini untuk meningkatkan motivasi dan hasil belajar menggunakan metode peer tutoriing dengan Kassitu. Pengumpulan data kuantitatif dengan soal pretest dan posttest sedangkan data kualitatif didapatkan melalui angket, dan lembar observasi. Data kuantitatif dianalisis dengan analisis deskriptif komparatif dengan melihat perbandingan nilai pre test dan pos test pra siklus, siklus 1 dan siklus 2. Data kualitatif dianalisis menggunakan analisis deskriptif kualitatif dengan mencari point penting dan informasi tambahan dari hasil observasi.Motivasi belajar meningkat sebesar 11,78% sedangkan Hasil belajar meningkat sebesar 17,89%. Motivasi belajar siswa meningkat dilihat dari aktifitas kelompok dalam berdiskusi, mengerjakan soal latihan, tanya jawab bersama tutor, serta turnamen antar kelompok sehingga dapat disimpulkan bahwa metode peer tutoring dengan Kassitu dapat meningkatkan motivasi dan hasil belajar IPA

  15. [The good PBL tutor--to be or not to be: instructional films for tutors].

    Science.gov (United States)

    Skelin, Silvia; Huwendiek, Sören; Nikendei, Christoph; Dieter, Peter; Kirschfink, Michael; Bosse, Hans-Martin

    2008-01-01

    Many faculties worldwide apply the method of problem-based learning (PBL) in their curricula as a form of instruction by which students in small groups develop problem-solving strategies on the basis of a specific case. This approach fosters self-responsible and context-dependent learning, which aims at providing an improved anchoring of knowledge. For this reason, the previous decades have seen a distribution of the method to medical schools across the world. The role of the tutor assumes particular importance since, in contrast to the traditional university system, he or she serves as a facilitator who fosters and structures content-related and group-dynamic learning processes. In some cases, this requires an intervention by the tutor. The major challenge is to intervene at the right time and in an appropriate manner. This paper presents examples of difficult PBL situations using short film sequences to demonstrate and comments on potential approaches of the tutor in attempting to resolve the problem. Standard problem situations within a PBL tutorial were defined and produced in a film. A collection of seven frequent critical PBL situations are presented in short film sequences. Potential instruments of intervention are demonstrated in the videos and discussed. The film sequences may be downloaded in the supplementary of the electronic version of this article (www.sciencedirect.com). Within the framework of a tutor-training programme, the problematic situations and interventions presented in this article will help to sensitise tutors to potentially critical PBL tutorial situations and aid the development of individual resolution approaches.

  16. Designing and Evaluating Tutoring Feedback Strategies for Digital Learning Environments on the Basis of the Interactive Tutoring Feedback Model

    Science.gov (United States)

    Narciss, Susanne

    2013-01-01

    This paper describes the interactive tutoring feedback model (ITF-model; Narciss, 2006; 2008), and how it can be applied to the design and evaluation of feedback strategies for digital learning environments. The ITF-model conceptualizes formative tutoring feedback as a multidimensional instructional activity that aims at contributing to the…

  17. Simulating Retail Banking for Banking Students

    Science.gov (United States)

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  18. Volunteers Tutoring Reading-Disabled Adult Literacy Learners: A Case Study

    Science.gov (United States)

    Sandman-Hurley, Kelli

    2008-01-01

    Library-based adult literacy programs rely on volunteers to provide tutoring services to adult learners. A high percentage of volunteer tutors are matched with a reading-disabled adult literacy learner. Although all tutors are required to complete preservice tutor training, there is a limited amount of research that documents whether they utilize…

  19. The Multiple Demands of a Tutor Coordinator: How To Balance a Very Split-Personality Job.

    Science.gov (United States)

    Thot, Iris Dolores

    The author of this article describes the various aspects of her job as the Modern Language Tutor Coordinator at Santa Monica College. The author writes that, in general, her days consist of wearing a number of different hats each day, including that of budget and payroll administrator, grant writer, tutor screener, tutor trainer, tutor employer,…

  20. Is peer tutoring beneficial in the context of school resuscitation training?

    Science.gov (United States)

    Lester, C; Donnelly, P; Weston, C

    1997-09-01

    First year pupils at a Cardiff comprehensive school were trained in cardiopulmonary resuscitation, 106 by the teacher only and 137 by the teacher assisted by older pupils (peer tutoring). Scores in a multiple choice theory test and in practical skill assessment showed no significant difference between instruction methods, but boys taught by the teacher assisted by older pupils expressed less willingness to resuscitate in an emergency than girls instructed by either method (P novice trainees (P < 0.025).

  1. Modelo de sistemas tutores inteligentes multiagente

    OpenAIRE

    Ferrer, Alejandro; Vallejos, Félix Anibal; Jiménez Rey, Elizabeth Miriam; Grossi, María Delia; Servetto, Arturo Carlos; Perichinsky, Gregorio

    2006-01-01

    Se presenta una línea de investigación del Proyecto de la Facultad de Ingeniería de la Universidad de Buenos Aires I015: Manufactura Integrada por Computadora en Sistemas Complejos para el Desarrollo Social, Industrial y de Tecnología. Se introduce conceptos básicos de los campos en los que incursiona esta línea de investigación: Sistemas Tutores Inteligentes (STI) y Sistemas Multiagentes (SMA). Se describe los aspectos esenciales que se deben considerar en el modelado de un sistema ...

  2. PROLOG BASED AN INTELLIGENT TUTORING SYSTEM (ITS

    Directory of Open Access Journals (Sweden)

    Funda DAĞ

    2004-04-01

    Full Text Available In this study; components of a web-based general purpose Intelligent Tutoring System (ITS has been realized by using Visual Prolog. A framework of the system has been constructed to apply various lesson. An ITS consists of four fundamental models which are domain expert model, user model, instruction model and user interface model. In this study, domain expert model, user model and user interface model have been realized. There are user interfaces for both author and student in the system. We aimed in this study, developing studies on ITS in our country and constructing a framework for an ITS.

  3. FIND Tuberculosis Strain Bank: a Resource for Researchers and Developers Working on Tests To Detect Mycobacterium tuberculosis and Related Drug Resistance.

    Science.gov (United States)

    Tessema, Belay; Nabeta, Pamela; Valli, Eloise; Albertini, Audrey; Collantes, Jimena; Lan, Nguyen Huu; Romancenco, Elena; Tukavdze, Nestani; Denkinger, Claudia M; Dolinger, David L

    2017-04-01

    The spread of multidrug-resistant (MDR) tuberculosis (TB) and extensively drug-resistant (XDR) TB hampers global efforts in the fight against tuberculosis. To enhance the development and evaluation of diagnostic tests quickly and efficiently, well-characterized strains and samples from drug-resistant tuberculosis patients are necessary. In this project, the Foundation for Innovative New Diagnostics (FIND) has focused on the collection, characterization, and storage of such well-characterized reference materials and making them available to researchers and developers. The collection is being conducted at multiple centers in Southeast Asia, South America, Eastern Europe, and soon the sub-Saharan Africa regions. Strains are characterized for their phenotypic resistances and MICs to first-line drugs (FLDs) and second-line drugs (SLDs) using the automated MGIT 960 system following validated procedures and WHO criteria. Analysis of resistance-associated mutations is done by whole-genome sequencing (WGS) using the Illumina NextSeq system. Mycobacterial interspersed repetitive-unit-variable-number tandem-repeat analysis and WGS are used to determine strain lineages. All strains are maintained frozen at -80°C ± 10°C as distinct mother and daughter lots. All strains are extensively quality assured. The data presented here represent an analysis of the initial part of the collection. Currently, the bank contains 118 unique strains with extracted genomic DNA and matched sputum, serum, and plasma samples and will be expanded to a minimum of 1,000 unique strains over the next 3 years. Analysis of the current strains by phenotypic resistance testing shows 102 (86.4%), 10 (8.5%), and 6 (5.1%) MDR, XDR, and mono/poly resistant strains, respectively. Two of the strains are resistant to all 11 drugs that were phenotypically tested. WGS mutation analysis revealed FLD resistance-associated mutations in the rpoB, katG, inhA, embB, embA, and pncA genes; SLD resistance in the gyrA, gyr

  4. DAMPAK ELECTRONIC BANKING TERHADAP KINERJA PERBANKAN INDONESIA

    Directory of Open Access Journals (Sweden)

    Farah Margaretha

    2015-12-01

    Full Text Available The purpose of this research is to determine the effect of banking service to bank profitability.  A dependend variable ratio in this research is internet banking. It  is to test the effect of Return on Asset (ROA, Return on Equity (ROE, Operating Expenses towards Operating Income and Performance. Another ratio, that was used as a variable control, is asset. The method of data analysis is binary logistic regression. The object of the research is 68 banks in Indonesia. Those banks are divided into two groups, bank with and without internet banking. The result of this research shows that there is influence on internet banking service to effeciency profitability and different grouping. Finance Manager and Investor should pay attention the effect of ROA, ROE, BOPO and Asset.

  5. 78 FR 59791 - Annual Company-Run Stress Tests at Banking Organizations With Total Consolidated Assets of More...

    Science.gov (United States)

    2013-09-30

    ... test by the Federal Reserve and the requirements for semi-annual company run stress tests. See 12 CFR....154 Annual stress test. (a) General requirements--(1) Savings and loan holding companies with average... From the Federal Register Online via the Government Publishing Office FEDERAL RESERVE SYSTEM 12...

  6. 77 FR 29458 - Supervisory Guidance on Stress Testing for Banking Organizations With More Than $10 Billion in...

    Science.gov (United States)

    2012-05-17

    ... in total consolidated assets to conduct a stress test at least annually. See generally 12 U.S.C. 5365...) (Board); Annual Stress Test, 77 FR 3408 (Jan. 24, 2012) (OCC); Annual Stress Test, 77 FR 3166 (Jan. 23... conflicts with the requirements imposed with respect to any future statutory or regulatory stress...

  7. THE EFFECT OF IMPLEMENTING CORE BANKING SERVICES ON PROFITABILITY. CASE STUDY: ALL BRANCHES OF A PRIVATE BANK IN MASHHAD

    Directory of Open Access Journals (Sweden)

    Mansour Dehghan

    2015-07-01

    Full Text Available Recently, the growth of information technology and increasing competition among banks has considerably affected attracting customers. Banking industry has made great changes to transform into the core banking. The present study aims to assess the effect of the implementation of core banking services on profitability. These services, as different branches of electronic banking, are consisting of internet banking, mobile banking, telephone banking, point of sale (POS, ATM, and electronic money which are all tested in the current study. In order to test research hypotheses and the existing relationship between variables, needed data has been collected and analyzed through the application of stepwise regression model. The achieved findings indicate a significant relationship between the application of internet banking and ATM and the variable of profitability, while there is no significant relationship between the application of telephone banking, mobile banking, POS, and electronic money and profitability.

  8. 基于VBA的题库查重算法研究%Research of Duplicate Checking Algorithm for the Test Bank System

    Institute of Scientific and Technical Information of China (English)

    韩爱庆; 薛磊; 唐燕; 许伟

    2012-01-01

      在题库建设中,人工进行题目查重耗时,费力且错误率高。分析了题目查重的关键要素并使用Excel中的VBA编程功能和Excel对象模型实现了对题库的自动查重,对查重的关键算法和主要程序作了详细介绍。%  In the process of building test bank, manual duplicate checking is generally time-consuming, laborious and high error rate. This paper analyzes the key factors of duplicate checking and realizes the duplicate checking algorithm based on Excel VBA and Excel Object Model. Main algorithm and program are introduced in the paper.

  9. An investigation on factors influencing electronic banking adoption in private banks versus public banks

    Directory of Open Access Journals (Sweden)

    Ali Alikhani

    2014-01-01

    Full Text Available The movement of industrial societies towards implementation of information technology has begun and it has gained moment since early 90th and presently the speed of this movement is well obvious in less developed countries, including Iran. Internet Banking is one of the most tangible trends in today’s electronic commerce. It has direct relationship with the perception of the service qualities not only because of unique absorption of the internet, but also because of e-commerce, acceptance of internet services of banks by clients and the tendency for using such services. This paper investigates different factors influencing on acceptance of electronic banking in private banks versus public banks in a case study of two Iranian banks namely; Eqtesade Novin and Sepah using Technology Acceptance Model (TAM. Correlation test reveals that there was a positive and significant relationship between clients of private and public bank on five factors associated with TAM. In addition, structural equation method was used for investigation of relationships in offered model. In conclusion, all primary and secondary hypotheses for clients of private and public bank were confirmed.

  10. A Peer Mentor Tutor Program in Physics

    Science.gov (United States)

    Nossal, S. M.; Jacob, A. T.; Buehlman, J. D.; Middlecamp, C. H.

    2001-05-01

    The Peer Mentor Tutor (PMT) program in the University of Wisconsin-Madison's Physics Department matches upper level undergraduate physics majors in small groups with students potentially at-risk for having academic trouble with their gateway introductory non-calculus physics course or for feeling isolated at the University. The program enhances students'learning and confidence by providing an emphasis on problem solving, a supportive environment for asking questions, and opportunities for acquiring missing math skills. The students assisted include, among others, returning adults, students of color,students with English as a second language, and students who have never taken physics in high school. The tutors acquire teaching and leadership experience with ongoing training throughout the year. The Physics PMT program is run in collaboration with a similar program in Chemistry. The peer model is also being applied to other science courses at the University of Wisconsin. We will describe the structure of the Physics PMT program and our current efforts to expand the program into a broader Physics Learning Center that may serve multiple purposes and courses.

  11. Applying and evaluating computer-animated tutors

    Science.gov (United States)

    Massaro, Dominic W.; Bosseler, Alexis; Stone, Patrick S.; Connors, Pamela

    2002-05-01

    We have developed computer-assisted speech and language tutors for deaf, hard of hearing, and autistic children. Our language-training program utilizes our computer-animated talking head, Baldi, as the conversational agent, who guides students through a variety of exercises designed to teach vocabulary and grammer, to improve speech articulation, and to develop linguistic and phonological awareness. Baldi is an accurate three-dimensional animated talking head appropriately aligned with either synthesized or natural speech. Baldi has a tongue and palate, which can be displayed by making his skin transparent. Two specific language-training programs have been evaluated to determine if they improve word learning and speech articulation. The results indicate that the programs are effective in teaching receptive and productive language. Advantages of utilizing a computer-animated agent as a language tutor are the popularity of computers and embodied conversational agents with autistic kids, the perpetual availability of the program, and individualized instruction. Students enjoy working with Baldi because he offers extreme patience, he doesn't become angry, tired, or bored, and he is in effect a perpetual teaching machine. The results indicate that the psychology and technology of Baldi holds great promise in language learning and speech therapy. [Work supported by NSF Grant Nos. CDA-9726363 and BCS-9905176 and Public Health Service Grant No. PHS R01 DC00236.

  12. MENINGKATKAN HASIL BELAJAR BOLA VOLI MINI MELALUI TUTOR SEBAYA SISWA SEKOLAH DASAR

    Directory of Open Access Journals (Sweden)

    Efan Murtiyono

    2015-07-01

    Full Text Available The purpose of the study to determine the learning outcome volleyball mini through peer tutoring approach for fourth grade students Sabarwangi District Subdistrict Kajen Pekalongan.Reseach using action research. The subjects used were fourth grade students of SD Negeri 23 Sabarwangi the number of students consisting of 14 boys and 9 student daughter .Tecnic with observations and data collection dokumentasi.Instrumen used in the data collection was obtained from the test results that show student performance when implementation. Based on the above results, it can be concluded that the application of mini volleyball lessons through peer tutoring approach has a positive effect, which can increase the yield student learning that can facilitate students to understand and perform the movement correctly. Suggestion of this study can be used as an alternative learning materials if there were teachers who experience the same learning problems.

  13. How experienced tutors facilitate tutorial dynamics in PBL groups.

    Science.gov (United States)

    Lee, Gin-Hong; Lin, Chaou-Shune; Lin, Yu-Hua

    2013-01-01

    Problem-based learning (PBL) tutorial are conducted in small groups, and successful learning in such groups requires good group facilitating skills. There is a lack of research on actual skills employed by tutors in facilitating the group dynamics. To explore the process of PBL tutorial small groups, focusing on the tutors' actual behavior in facilitating group dynamics. Eight experienced tutors from various departments in medical colleges participated in this research. Forty tutorial group sessions were videotaped. Among the 636 tutorial intervention episodes, 142 of them were associated with facilitating group dynamics. Tutors interventions as well as their recalls were transcribed verbatim. Qualitative research methods were utilized to analyze the data. There were 10 tutorial group dynamic situations and 48 tutorial skills. Analysis of the tutors' intentions employing these skills in the 10 situations showed that tutors were trying to achieve the following aims: (1) iteration of PBL principles, (2) delegation of responsibility to the students, (3) creation of a good discussion forum, and (4) the generation of a good learning atmosphere. Results from this study provide PBL tutors with a practical frame of reference on group dynamic facilitating skills and stimulate further research on this topic.

  14. 12 CFR 25.26 - Small bank performance standards.

    Science.gov (United States)

    2010-01-01

    ... the criteria set forth in paragraphs (b) and (c) of this section. (b) Lending test. A small bank's lending performance is evaluated pursuant to the following criteria: (1) The bank's loan-to-deposit ratio... § 25.26 Small bank performance standards. (a) Performance criteria—(1) Small banks that are...

  15. HIGHER EDUCATION, ONLINE TUTORING AND THE TEACHING PROFESSION

    Directory of Open Access Journals (Sweden)

    Luis Roberto de Camargo Ribeiro

    2009-12-01

    Full Text Available This article brings the analysis of a study—of a descriptive-analytical nature—about online tutoring, some of its characteristics and peculiarities as compared to face-to-face education. To this end it analyzes the results of an online questionnaire answered by 222 tutors pertaining to programs offered at Universidade Federal de São Carlos (UFSCar in partnership with Universidade Aberta do Brasil (UAB and Brazilian townships. The analysis focused on tutors’ characteristics (e.g., sex, education background and teaching experience, their work organization and activities, the division of labor (between tutors and teachers responsible for subjects, and their perceptions about the nature of tutoring and education at a distance (DE. This study is chiefly based on authors such as Lortie, Tardif, and Shulman—about face-to-face teaching—and Mill, Maggio, and Kenski—on distance education. The results of this study point to the predominance of female tutors, which resembles the makeup of the teaching body in face-to-face education at the lower levels, and indicate the respondents’ high levels of schooling and considerable face-to-face teaching experience. Despite the difficulties encountered by the tutors in this study, mainly due to their lack of experience in DE and varied technical problems, most of the tutors found it easy and pleasurable to work online. The dada also suggest that the tutors enjoyed comparative autonomy as regards actions associated with content transmission as well as actions related to (virtual classroom management. This autonomy may be the basis for the respondents’ perception that the online tutor, in the context under consideration, performs a genuine teaching function.

  16. The effect of near-peer tutoring on medical students' performance in anatomical and physiological sciences.

    Science.gov (United States)

    Morgan, Katrina M; Northey, Emily E; Khalil, Mohammed K

    2017-10-01

    Healthcare professional schools across the world are implementing near-peer tutoring (NPT) programs owing to numerous benefits to both tutors and tutees. This study determined whether higher attendance at NPT sessions led to improvements in course grades for high and low performing students. Fourth-year medical students used the USMLE Step 1 question format to tutor first-year medical students during the second half of the Structure and Function (SF) module, i.e., SF2. Attendance was recorded and students were accordingly divided into three groups: high, moderate, and low-no attendance. Students' performances in SF1 and SF2 were compared using Student's t-test. Differences among the three groups were analyzed using ANOVA and Scheffé post hoc test (PStudents who earned 70-79% (C) in SF1 were further examined on the basis of their attendance rate and performance in SF2. Those who attended three or more sessions completed a survey evaluating the NPT program. Course grades were significantly higher in SF2 than SF1 for all students, regardless of attendance rate. However, students who received a C grade in SF1 and had high or moderate attendance improved significantly in their SF2 course grade. Most students agreed that the NPT program was valuable and they evaluated the tutors highly. They also agreed that NPT prepared them for course exams and Step 1, but did not reduce anxiety and stress about Step 1. The positive effect of the NPT program resulted in its expansion to include all first-year modules. Clin. Anat. 30:922-928, 2017. © 2017 Wiley Periodicals, Inc. © 2017 Wiley Periodicals, Inc.

  17. PENGGUNAAN TUTOR SEBAYA UNTUK PENINGKATAN AKTIVITAS DAN HASIL BELAJAR

    Directory of Open Access Journals (Sweden)

    Rakimahwati -

    2014-06-01

    Abstrak: Penggunaan Tutor Sebaya untuk Peningkatan Aktivitas dan Hasil Belajar. Penelitian ini bertujuan untuk meningkatkan aktivitas dan hasil belajar mahasiswa dengan menerapkan metode tutor sebaya pada perkuliahan Perencanaan Pembelajaran TK. Metode yang digunakan dalam penelitian adalah penelitian tindakan kelas. Pelaksanaan tindakan dilakukan dua siklus terhadap mahasiswa reguler Pendidikan Guru Pendidikan Anak Usia Dini (PG-PAUD Universitas Negeri Padang. Data diperoleh melalui observasi, angket dan penilaian akhir kegiatan. Data kuantitatif dianalisis dengan rerata dan persentase, dan dikom­parasikan dengan data kualitatif. Hasil penelitian menunjukkan bahwa penggunaan metode tutor sebaya dapat meningkatkan aktivitas dan hasil belajar mahasiswa.

  18. Peer tutors as learning and teaching partners: a cumulative approach to building peer tutoring capacity in higher education

    Directory of Open Access Journals (Sweden)

    Sherran Clarence

    2016-06-01

    Full Text Available Peer tutors in higher education are frequently given vital teaching and learning work to do, but the training or professional development and support opportunities they are offered vary, and more often than not peer tutors are under-supported. In order to create and sustain teaching and learning environments that are better able to facilitate students’ engagement with knowledge and learning, the role of peer tutors needs to be recognised differently, as that of learning and teaching partners to both lecturers and students. Tutors then need to be offered opportunities for more in-depth professional academic development in order to fully realise this role. This paper explores a tutor development programme within a South African writing centre that aimed at offering tutors such ongoing and cumulative opportunities for learning and growth using a balanced approach, which included scholarly research and practice-based training. Using narrative data tutors provided in reflective written reports, the paper explores the kinds of development in tutors’ thinking and action that are possible when training and development is theoretically informed, coherent, and oriented towards improving practice. 

  19. Adaptive Tutoring for Self-Regulated Learning: A Tutorial on Tutoring Systems

    Science.gov (United States)

    2014-12-01

    learning (SRL) per the Army Learning Model • ontology • tools • methods • standards • exemplars Adaptive Tutoring Systems • Adaptive • Affordable... Ontology -based Student model in Semantic-oriented Access to the Knowledge in Digital Libraries. In proc. of HUBUSKA Fourth Open Workshop “Semantic Web...support or direct). This team state model is a compound model of the trust states existing between team members. The trust relationships are bi -direction

  20. Un modelo de tutoría universitaria para el aprendizaje de materiales instruccionales Um modelo de tutoría universitaria para o aprendizado de materiais de instrução A College Tutoring Model for Learning through the Use of Instructional Materials

    Directory of Open Access Journals (Sweden)

    Norma Angélica Ortega-Andrade

    2011-04-01

    Full Text Available Se exponen los resultados del estudio de un modelo diseñado para atender los problemas relacionados con la comprensión de la lectura y el aprendizaje de materiales instruccionales en estudiantes universitarios, con el apoyo del tutor. En el estudio participaron 59 tutores y 200 estudiantes de la Universidad Autónoma del Estado de Hidalgo, México. El diseño de la investigación fue cuasiexperimental, con tres grupos independientes de comparación. Se aplicó el Inventario de Estilos de Aprendizaje y Orientación Motivacional (Edaom de Castañeda y Ortega (2004, en un pretest-postest después de la intervención con el modelo durante un semestre. Los resultados indican, de manera moderada, que la intervención del tutor contribuyó a mejorar el desempeño de los estudiantes, en comparación con los otros dos grupos, y también que para el aprendizaje de materiales instruccionales se requiere entrenamiento por parte del tutor.Apresenta os resultados do estudo de um modelo concebido para resolver problemas relacionados com a compreensão de leitura e o aprendizado de materiais de instrução em estudantes universitarios com o apoio de tutores. O estudo envolveu 59 professores e 200 estudantes da Universidad Autónoma do Estado de Hidalgo no México. O desenho da pesquisa foi quase-experimental, com três grupos independentes para comparação. Nós aplicamos o Inventario de Estilos de Aprendizagem e Orientação Motivacional (Edaom de Castañeda e Ortega (2004 em um pré-teste-pós-teste após a intervenção com o modelo por um semestre. Os resultados indicam moderadamente que a intervenção do tutor ajudou para melhorar o desempenho dos alunos em comparação com os outros dois grupos, bem como que a aprendizagem de material didático necessita treinamento pelo tutor.Presents the results of a study on a model designed to address problems related to reading comprehension and learning with instructional materials among college students who

  1. Design and implementation of online examination test bank management system%在线考试题库管理子系统的设计与实现

    Institute of Scientific and Technical Information of China (English)

    吴敏宁

    2013-01-01

    In order to achieve online examination system of edit and generating test paper demand, proposed one reasonable and efficient structure design of test bank management system, and the difficulty is repetition rate problem of knowledge points and question types .This system mainly uses the VB6.0 and SQL Server2000 development programming,can complete online examination system of edit and generating test paper requirements. The practical application shows that the system has simple operation,the database structure operation mode,input and output of Examination questions operation mode can meet online examination requirements, has achieved the design requirements.%为了满足在线考试系统出题组卷需求,提出题库管理子系统合理高效的结构设计,其中难点是知识点和题型重复率问题.该子系统主要采用VB6.0和SQL Server2000进行开发编程,系统能够完成在线考系统出题组卷要求.实际应用表明,该子系统具有界面操作简便、题库结构和入题出题操作方式能满足普通在线考试需求,达到了设计要求.

  2. TUTOR TRAINING KEY ISSUE IN E-LEARNING / FORMACIÓN DE TUTORES. ASPECTO CLAVE EN ENSEÑANZA VIRTUAL

    Directory of Open Access Journals (Sweden)

    Andrea Astudillo

    2013-02-01

    Full Text Available The tutor has special relevance for the success of a virtual learning experience; the skills of a classroom teacher are not enough. Training processes for tutors are required to develop the necessary skills to perform the role that covers technical, pedagogical, social and administrative issues. This article presents an overview of the role of the tutors in virtual learning environments, the need to train these professionals and the experience of a Course on Tutoring, developed for the Center for Training, Experimentation and Educational Research. The Center has trained in a three-year period 1,611 tutors, to work in virtual courses offered to teachers by the Chilean Ministry of Education. The course is described, together with its instructional design, and its main results, like the high degree of retention and value assigned, all of which is understood as the first step in a process that is complemented by experience to become a virtual tutor.RESUMENEn el éxito de una experiencia formativa virtual, la figura del tutor cobra especial relevancia, las competencias de un docente presencial no son suficientes. Se requiere procesos formativos para que los tutores adquieran las competencias necesarias para desempeñar su rol que abarca las áreas técnica, pedagógica, social y administrativa. Este artículo presenta una visión general del rol del tutor en los entornos virtuales de aprendizaje, las necesidades de formar a estos profesionales y la experiencia del curso de tutores desarrollado para el Centro de Perfeccionamiento Experimentaciones e Investigaciones Pedagógicas que ha formado a los largo de tres años a 1.611 tutores, para actuar en los cursos virtuales que el Ministerio de Educación Chileno ofrece a sus docentes, se presenta el curso, su diseño instruccional, los principales resultados, como el alto grado de retención y valoración de esta instancia formativa, la cual se entiende como el primer paso de un proceso que se

  3. Green banking

    Directory of Open Access Journals (Sweden)

    Maja Drobnjaković

    2013-06-01

    Full Text Available There is an urgent need to march towards “low - carbon economy”. Global challenges of diminishing fossil fuel reserves, climate change, environmental management and finite natural resources serving an expanding world population - these reasons mean that urgent action is required to transition to solutions which minimize environmental impact and are sustainable. We are at the start of the low - carbon revolution and those that have started on their low - carbon journey already are seeing benefits such as new markets and customers, improved economic, social and environmental performance, and reduced bills and risks. Green investment banks offer alternative financial services: green car loans, energy efficiency mortgages, alternative energy venture capital, eco - savings deposits and green credit cards. These items represent innovative financial products.

  4. Banking Reform in Georgia

    OpenAIRE

    Mercan, Metin

    2006-01-01

    Georgia's banking system restructure began in 1991 when Soviet Union collopsed.This paper tries to compare and constract the performance of banks and banking system between 1999 and 2004 with banks in other transition countries. Although Georgia banking system showed a long processing in banking sector, it is still lags behind other transition countries Central and Eastern Europe. Neverthless.An efficient financial institution and performance will not come without further economic development...

  5. Banking governance: New Approaches

    Directory of Open Access Journals (Sweden)

    Victor Mihăiţă Duţă

    2016-11-01

    Full Text Available Banks are companies like any other. However, banks are distinguished by certain intrinsic characteristics of companies that have a different impact on the motivation of stakeholders. Among these features, we mention:partnership and shareholders governance agreements; banks are heavily regulated companies; banking assets is the main source of haze banking and information asymmetry; between the bank and depositors there is a problem of moral hazard.

  6. ROMANIAN BANKS LIQUIDITY MANAGEMENT

    Directory of Open Access Journals (Sweden)

    BATRANCEA MARIA

    2013-07-01

    Full Text Available Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank concerned, but especially for NBR uses that bank risk management tool. That is why the authors took into consideration a sample of banks in Romania to show to what extent the banking crisis has influenced the development banks.

  7. Electronic Banking And Bank Performance In Nigeria

    African Journals Online (AJOL)

    2013-03-01

    Mar 1, 2013 ... However, the revolution in the banking industry in Nigeria started .... with the banks overall strategic and business plans, and adequate expertise should be employed to operate and ..... 2010 from http://www.bis./pub/bcbs/pdf.

  8. Impact of Science Tutoring on African Americans' Science Scores on the High School Students' Graduation Examination

    Science.gov (United States)

    Davis, Edward

    This study investigated the relationship between an after-school tutorial program for African American high school students at a Title I school and scores on the science portion of the High School Graduation Examination (HSGE). Passing the examination was required for graduation. The target high school is 99% African American and the passing rate of the target high school was 42%---lower than the state average of 76%. The purpose of the study was to identify (a) the relationship between a science tutorial program and scores on the science portion of the HSGE, (b) the predictors of tutoring need by analyzing the relationship between biology grades and scores on the science portion of the HSGE, and (c) the findings between biology grades and scores on the science portion of the HSGE by analyzing the relationship between tutorial attendance and HSGE scores. The study was based on Piaget's cognitive constructivism, which implied the potential benefits of tutorials on high-stakes testing. This study used a 1-group pretest-posttest, quantitative methodology. Results showed a significant relationship between tutoring and scores on the biology portion of the HSGE. Results found no significant relationship between the tutorial attendance and the scores on the biology portion of the HSGE or between the biology grades and scores on the biology portion of the HSGE before tutoring. It has implications for positive social change by providing educational stakeholders with empirically-based guidance in determining the potential benefit of tutorial intervention strategies on high school graduation examination scores.

  9. IMPACT OF SCHOOL TUTORING IN THE PROJECTION OF HIGH SCHOOL ADULT STUDENTS, SEMIPRESENTIAL MODALITY

    Directory of Open Access Journals (Sweden)

    Héctor José Peinado-Guevara

    2011-01-01

    Full Text Available The semipresential modality at high school level for adults, as the offered in the nightlife high school of the Universidad Autonoma de Sinaloa, that creates high expectations for Sinaloa´s society, to give the student an opportunity to continue its educational development in high school level and, lead him to continue with their vocational training. With this investigation, and given to their conditions, the objective it´s to know the competitive level at the beginning and during the development in the institution, also to identify the influence of the school tutoring in the development of adult students in high school. It was identified the income profile of students to the institution; was necessary to rescue the results of CENEVAL and EDAOM tests, practiced at the entry of students to the institution. Together this tools, was necessary to practice two questionnaires to evaluate the students perception about their teachers; and another one to identify the main problems they faced and the function of their school tutor in the institution. With the data obtained, were identified some deficiencies of semipresential system, especially in educational planning. Even though the students recognizes that the tutoring its fundamental to the incorporation of students to academic activities and that exists a high level of acceptance to the programs set by the institution.

  10. Internet Banking System Prototype

    CERN Document Server

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  11. Assessing the impact of tutors on first- year academic performance ...

    African Journals Online (AJOL)

    language and the language of learning and teaching (LOLT); students lacking the socio- ... In this case, the tutorials and the tutors created a learning environment in which students ...... Communities of practice: Learning, meaning, and identity.

  12. Tutoring Literature Students in Dr. Frankenstein's Writing Laboratory.

    Science.gov (United States)

    McDonald, James C.

    1992-01-01

    Uses Frankenstein's monster as an analogy for understanding the relationship of student, teacher, and literary work in an academic community, and the difficult role of the tutor in helping to make the relationship work. (PRA)

  13. Multimedia in the Writing Center: Visual Rhetoric and Tutor Training

    OpenAIRE

    Conard-Salvo, Tammy

    2006-01-01

    This presentation at the Conference on College Composition and Communication (CCCC) discusses the impact that multimedia projects have on writing centers and offers one model for integrating a visual rhetoric unit in an undergraduate tutor training course.

  14. Tutorías virtuales en tiempo real.

    OpenAIRE

    Vigneron Tenorio, Alberto; Fernández Barcell, Manuel

    2012-01-01

    En la actualidad, gracias a los avances de las herramientas informáticas y la mejora en la velocidad de trasmisión de datos por Internet, podemos realizar parte de nuestras tutorías por Internet. La versión más básica de este tipo de tutorías es la atención mediante el correo electrónico. En esta presentación vamos abordar la realización de tutorías virtuales en tiempo real. Estas tutorías, sin sustituir a las presenciales, son un útil complemento. Además, es un método eficaz para la ...

  15. Tutoring Literature Students in Dr. Frankenstein's Writing Laboratory.

    Science.gov (United States)

    McDonald, James C.

    1992-01-01

    Uses Frankenstein's monster as an analogy for understanding the relationship of student, teacher, and literary work in an academic community, and the difficult role of the tutor in helping to make the relationship work. (PRA)

  16. The school failure as tutor: An exploratory approach.

    Science.gov (United States)

    Pine, F; Olesker, W

    1973-09-01

    This paper describes a pilot program in the use of high school near dropouts as tutors for young children. The work is set in the context of adolescent developmental tasks and draws its rationale from the general human tendency to reach mastery by turning passivity into activity. We ask whether adolescents who have experienced a decade of school failure and misery might use the opportunity for a new form of more active contact with the schools to master old failures. We reasoned that the very area of failure, where these adolescents show apparent uninterest through truancy and minimal work, must be a highly emotionally charged one (albeit negatively) precisely because it is an area of failure. After describing the setting and the rationale, we analyze the experience for several tutors from the point of view of their relationship to (1) the tutees, (2) the tutor-supervisor, (3) the group of adolescent tutors, and (4) the social system of the elementary school.

  17. User documentation for the MSK and OMS intelligent tutoring systems

    Science.gov (United States)

    Fink, Pamela K.; Herren, L. Tandy; Lincoln, David T.

    1991-01-01

    This user's guide describes how to use the Intelligent Tutoring Systems for the Manual Select Keyboard (MSK) and the Orbital Maneuvering System (OMS) and how to use the C code that runs the mockup version of the MSK.

  18. Blended learning positively affects students' satisfaction and the role of the tutor in the problem-based learning process: results of a mixed-method evaluation.

    Science.gov (United States)

    Woltering, Vanessa; Herrler, Andreas; Spitzer, Klaus; Spreckelsen, Cord

    2009-12-01

    Problem-based learning (PBL) is an established didactic approach in medical education worldwide. The impact of PBL depends on the tutors' quality and the students' motivation. To enhance students' motivation and satisfaction and to overcome the problems with the changing quality of tutors, online learning and face-to-face classes were systematically combined resulting in a blended learning scenario (blended problem-based learning--bPBL). The study aims at determining whether bPBL increases the students' motivation and supports the learning process with respect to the students' cooperation, their orientation, and more reliable tutoring. The blended PBL was developed in a cooperation of students and teachers. The well-established Seven Jump-scheme of PBL was carefully complemented by eLearning modules. On the first training day of bPBL the students start to work together with the online program, but without a tutor, on the final training day the tutor participates in the meeting for additional help and feedback. The program was evaluated by a mixed-method study. The traditional PBL course was compared with the blended PBL by means of qualitative and quantitative questionnaires, standardized group interviews, and students' test results. In addition log-files were analyzed. A total of 185 third-year students and 14 tutors took part in the study. Motivation, subjective learning gains and satisfaction achieved significantly higher ratings by the bPBL students compared with the students learning by traditional PBL. The tutors' opinion and the test results showed no differences between the groups. Working with the web-based learning environment was assessed as very good by the students. According to the log-file analysis, the web-based learning module was frequently used and improved the cooperation during the self-directed learning.

  19. Development of an item bank for the EORTC Role Functioning Computer Adaptive Test (EORTC RF-CAT)

    DEFF Research Database (Denmark)

    Gamper, Eva-Maria; Petersen, Morten Aa.; Aaronson, Neil

    2016-01-01

    BACKGROUND: Role functioning (RF) as a core construct of health-related quality of life (HRQOL) comprises aspects of occupational and social roles relevant for patients in all treatment phases as well as for survivors. The objective of the current study was to improve its assessment by developing......, and evaluation of the psychometric performance of the RF-CAT. RESULTS: Phases I-III yielded a list of 12 items eligible for phase IV field-testing. The field-testing sample included 1,023 patients from Austria, Denmark, Italy, and the UK. Psychometric evaluation and item response theory analyses yielded 10 items...

  20. A Program Evaluation of Intersession Tutoring

    Directory of Open Access Journals (Sweden)

    Nandang Kosasih Ananda

    2016-02-01

    Full Text Available This study examined one program which was in place in a multi-track year-round elementary school, a tutoring program delivered during the students' intersession. Through interviews, surveys, and analysis of grades recorded on report cards, the program was evaluated to determine whether goals for the program were met. Survey data revealed that students, parents, and teachers all felt overwhelmingly that the program was effective at meeting stated program goals. Report card data did not show a statistically significant increase in grades after students attended the program, but many intervening variables were not controlled for. Additional convenience factors, such as transportation, cost, and timing contributed to the program benefits

  1. Modelado del estudiante en sistemas tutores inteligentes

    Directory of Open Access Journals (Sweden)

    Cataldi, Zulma

    2010-01-01

    Full Text Available En la producción de los STI convergen las distintas epistemológicas que quedan evidenciadas en la práctica docente. Se busca una nueva opción de diseño de STI que sea más versátil centrada en la forma en que los estudiantes mantienen, organizan y adquieren los nuevos conocimientos. Las diferentes formas de pensar de los estudiantes, constituyen los estilos de aprendizaje, a través de los cuales se puede establecer el modo en que estos conocimientos se almacenan, se relacionan y se utilizan con los adquiridos anteriormente. Es necesario caracterizar a los estudiantes además considerando el tipo de inteligencia preponderante en cada uno, ya que permitirá soluciones más individualizadas. Esto conlleva a rediseñar los componentes de cada módulo del sistema tutor.

  2. Virtual blood bank.

    Science.gov (United States)

    Wong, Kit Fai

    2011-01-24

    Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time.

  3. Virtual blood bank

    Directory of Open Access Journals (Sweden)

    Kit Fai Wong

    2011-01-01

    Full Text Available Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time.

  4. E-BANKING- MODERN BANKING SERVICES

    Directory of Open Access Journals (Sweden)

    MIRANDA PETRONELLA VLAD

    2009-05-01

    Full Text Available E-banking is the first of those banking services that really economize time, because it allows to the user to accomplish from behind the computer many operations in the bank account, represents the computational solution that allows to the holder to have

  5. The EORTC emotional functioning computerized adaptive test: phases I-III of a cross-cultural item bank development

    NARCIS (Netherlands)

    Gamper, E.M.; Groenvold, M.; Petersen, M.; Young, T.; Constantini, A.; Aaronson, N.; Giesinger, J.; Meraner, V.; Kemmler, G.; Holzner, B.

    2014-01-01

    Background: The European Organisation for Research and Treatment of Cancer (EORTC) Quality of Life Group is currently developing computerized adaptive testing measures for the Quality of Life Questionnaire Core-30 (QLQ-C30) scales. The work presented here describes the development of an EORTC item b

  6. The EORTC emotional functioning computerized adaptive test: phases I-III of a cross-cultural item bank development

    NARCIS (Netherlands)

    E.M. Gamper; M. Groenvold; M. Petersen; T. Young; A. Constantini; N. Aaronson; J. Giesinger; V. Meraner; G. Kemmler; B. Holzner

    2013-01-01

    Background: The European Organisation for Research and Treatment of Cancer (EORTC) Quality of Life Group is currently developing computerized adaptive testing measures for the Quality of Life Questionnaire Core-30 (QLQ-C30) scales. The work presented here describes the development of an EORTC item b

  7. PENERAPAN MODEL PEMBELAJARAN TUTOR SEBAYA PADA MATA PELAJARAN SOSIOLOGI

    Directory of Open Access Journals (Sweden)

    Ningrum Pusporini Anggorowati

    2013-04-01

    Full Text Available Tujuan penelitian ini adalah untuk mengetahui pelaksanaannya model pembelajaran tutor sebaya (peer teaching di SMAN I Brebes. Subjek dalam penelitian ini adalah guru sosiologi kelas XI IPS 1 dan siswa kelas XI IPS 1. Hasil penelitian menunjukkan peer teaching memerlukan persiapan yang matang, dan setiap tahap pelaksanaan hendaknya dievaluasi untuk mendapatkan hasil yang baik. Faktor pendukung dalam pelaksanaan model pembelajaran tutor sebaya antara lain yaitu adanya interaksi antara guru dengan siswa, minat belajar siswa cukup tinggi, guru dan siswa lebih akrab dalam kegiatan pembelajaran, keterlibatan tutor sebaya dalam kelompok belajar membuat suasana pembelajaran lebih menarik, sedangkan faktor penghambatnya antara lain yaitu kurangnya persiapan dari para tutor, sarana dan prasarana kurang memadai, kegiatan pembelajaran kurang kondusif, dan sumber belajar kurang memadai. The objective of this study is to examine the implementation of peer tutoring learning model (peer teaching in SMAN I Brebes. Subjects in this study were teachers sociology class XI IPS 1 and class XI IPS 1. Results show that the implementation of peer teaching requires preparation, and each stage of the implementation should be evaluated to obtain good results. Factors supporting the implementation of peer tutoring learning model, among others, the interaction between teachers and students, and also student interest is high; teachers and students are more familiar in learning activities, and peer tutor involvement in the study group to make the learning environment more attractive. The inhibiting factor of peer teaching strategy include among others the lack of preparation of the tutors, inadequate infrastructure, lack of conducive learning activities, and learning resources are inadequate.

  8. Dispersed Equity Holding and Financial Performance of Banks in Nigeria

    OpenAIRE

    Mansur Lubabah Kwambo; Ahmad Bawa Abdul-Qadir

    2013-01-01

    The Nigerian banking system went through another type of reform since the completion of banking consolidation exercise in 2005, this came after a stress test which was done to ascertain the level of compliance with corporate governance code and soundness of banks in the country. Consequently, the sector witnessed another merger and acquisition, nationalization of some banks considered unhealthy and the granting of clean bill to some banks considered healthy. The directives on dispersed equity...

  9. Dispersed Equity Holding and Financial Performance of Banks in Nigeria

    OpenAIRE

    Mansur Lubabah Kwambo; Ahmad Bawa Abdul-Qadir

    2013-01-01

    The Nigerian banking system went through another type of reform since the completion of banking consolidation exercise in 2005, this came after a stress test which was done to ascertain the level of compliance with corporate governance code and soundness of banks in the country. Consequently, the sector witnessed another merger and acquisition, nationalization of some banks considered unhealthy and the granting of clean bill to some banks considered healthy. The directives on dispersed equity...

  10. Rasch analysis of the Pediatric Evaluation of Disability Inventory-computer adaptive test (PEDI-CAT) item bank for children and young adults with spinal muscular atrophy.

    Science.gov (United States)

    Pasternak, Amy; Sideridis, Georgios; Fragala-Pinkham, Maria; Glanzman, Allan M; Montes, Jacqueline; Dunaway, Sally; Salazar, Rachel; Quigley, Janet; Pandya, Shree; O'Riley, Susan; Greenwood, Jonathan; Chiriboga, Claudia; Finkel, Richard; Tennekoon, Gihan; Martens, William B; McDermott, Michael P; Fournier, Heather Szelag; Madabusi, Lavanya; Harrington, Timothy; Cruz, Rosangel E; LaMarca, Nicole M; Videon, Nancy M; Vivo, Darryl C De; Darras, Basil T

    2016-12-01

    In this study we evaluated the suitability of a caregiver-reported functional measure, the Pediatric Evaluation of Disability Inventory-Computer Adaptive Test (PEDI-CAT), for children and young adults with spinal muscular atrophy (SMA). PEDI-CAT Mobility and Daily Activities domain item banks were administered to 58 caregivers of children and young adults with SMA. Rasch analysis was used to evaluate test properties across SMA types. Unidimensional content for each domain was confirmed. The PEDI-CAT was most informative for type III SMA, with ability levels distributed close to 0.0 logits in both domains. It was less informative for types I and II SMA, especially for mobility skills. Item and person abilities were not distributed evenly across all types. The PEDI-CAT may be used to measure functional performance in SMA, but additional items are needed to identify small changes in function and best represent the abilities of all types of SMA. Muscle Nerve 54: 1097-1107, 2016. © 2016 Wiley Periodicals, Inc.

  11. Education Program of peer tutors: tutoring in the process of school inclusion in the Physical Education class

    Directory of Open Access Journals (Sweden)

    Joslei Viana de Souza

    2017-05-01

    Full Text Available This research aimed to analyze the effect of peer tutoring for a student with disability in Physical Education classes. This study was supported by the qualitative methodological approach, characterized as a case study. The research was conducted in a Municipal public school located in the State of Bahia. The participants in this research were: a student with intellectual disability associated with autism spectrum disorder and five peer tutors. For data collection instrument, systematic or structured observation was employed, not participant, in a natural environment. The Physical Education classes were filmed, before and after the training of tutors. The results showed that the intervention of the peer tutors, with teaching strategies, culminated in increasing the participation level of the student with disabilities, contributing to the process of inclusion in Physical Education classes.

  12. The student tutor experience in a problem-based learning course: A case study

    Science.gov (United States)

    Moore, Tricia Susan

    This case study, conducted from an interpretive paradigm, illuminates contextual factors related to the tutor experience when senior undergraduate dental hygiene students served as tutors for beginning undergraduate dental hygiene students, or sophomores, in a 1-semester, 2-hour long problem-based learning (PBL) course in a Baccalaureate Dental Hygiene (BDH) curriculum during the spring semester of 2008. Data were collected using various sources and methods. Six tutors and three administrators were interviewed, tutees completed an anonymous questionnaire, the tutorial process and tutor training sessions were observed, and related documents were examined. Data analysis included open and axial coding, creation of tutor profiles, and identification of patterns. Tutor behaviors varied with respect to the nature of intervention (e.g., telling, asking, clarifying, acknowledging), emphasis (process, content, social), and facilitation style (directive, suggestive, empowering). Patterns in tutor behavior and attitudes emerged related to comfort and growth, persistence and lenience, and compliance, resistance, and innovation. Differences in tutor understanding and perception of their role and the purpose of PBL influenced the role the tutor assumed. Other factors that influenced tutor behavior included tutor intentions, tutor training, and environmental factors such as the nature of problems, allotted time, and tutorial group characteristics. The influence of these factors can be understood by applying Fishbein's integrated model of behavior prediction (Fishbein, 2008). Tutor training included experiencing the PBL student role, attending class, and sharing experiences with other tutors in weekly seminar sessions facilitated by a tutor supervisor. Tutor's gained confidence, knowledge, skills, and friendship. They also had the opportunity to see things from a new perspective, that of a teacher encouraging self-direction rather than a student depending on others for direction

  13. Assessment of performance of professionals in immunohematology proficiency tests of the public blood bank network of the state of Minas Gerais

    Directory of Open Access Journals (Sweden)

    Stela Brener

    2012-01-01

    Full Text Available BACKGROUND: Despite significant advances, the practice of blood transfusion is still a complex process and subject to risks. Factors that influence the safety of blood transfusion include technical skill and knowledge in hemotherapy mainly obtained by the qualification and training of teams. OBJECTIVE: This study aimed to investigate the relationship between professional categories working in transfusion services of the public blood bank network in the State of Minas Gerais and their performance in proficiency tests. METHODS: This was an observational cross-sectional study (2007-2008 performed using a specific instrument, based on evidence and the results of immunohematology proficiency tests as mandated by law. RESULTS: The error rates in ABO and RhD phenotyping, irregular antibody screening and cross-matching were 12.5%, 9.6%, 43.8% and 20.1%, respectively. When considering the number of tests performed, the error rates were 4.6%, 4.2%, 26.7% and 11.0%, respectively. The error rates varied for different professional categories: biochemists, biologists and biomedical scientists (65.0%, clinical pathology technicians (44.1% and laboratory assistants, nursing technicians and assistant nurses (74.6%. A statistically significant difference was observed when the accuracy of clinical pathology technicians was compared with those of other professionals with only high school education (p-value < 0.001. This was not seen for professionals with university degrees (p-value = 0.293. CONCLUSION: These results reinforce the need to invest in training, improvement of educational programs, new teaching methods and tools for periodic evaluations, contributing to increase transfusion safety and improve hemotherapy in Brazil.

  14. The Chinese Banking System

    OpenAIRE

    2012-01-01

    The Chinese banking system is critical to the functioning of the Chinese economy, being the main conduit through which savings are allocated to investment opportunities. Banking activity in China has grown rapidly over the past decade in association with the expansion of the Chinese economy, and the Chinese banking system now includes some of the world’s largest banks. Chinese banks have become more commercially orientated over this period, although the Chinese Government retains considerable...

  15. Predicting Small Bank Failure

    OpenAIRE

    Heyliger, Wilton E.; Don P. Holdren

    1991-01-01

    There are many studies of bank performance and bank failure in the literature. Most of these studies used banking ratios as variables in their models without giving consideration to their appropriateness, nor was much consideration given to the stability of those ratios through time and across asset size. Many studies also failed to recognize that bank structure may differ by asset size. This study evaluates a large number of banking variables in order to identify stable ratios. These ratios ...

  16. Banking Around the World

    Institute of Scientific and Technical Information of China (English)

    2011-01-01

    Chinese banks expands its "going out" strategy but faces challenges in establishing a presence in foreign markets The world’s biggest lender by market value, the Industrial and Commercial Bank of China (ICBC), and the Hong Kong-based Bank of East Asia signed an agreement in which ICBC would pay $140.23 million to buy an 80-percent inter- est in Bank of East Asia USA, the Hong Kong bank said on January 23.

  17. Central bank Financial Independence

    OpenAIRE

    J.Ramon Martinez-Resano

    2004-01-01

    Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have effects on its income statement. A financially independent central bank exhibits ...

  18. Banking service in Germany

    Institute of Scientific and Technical Information of China (English)

    余璐

    2014-01-01

    <正>Germany is the prototypical economy country.Banks in Germany’s economic life plays a very important role.Germany has a large number of Banks and very dense network of bank branches.Deutsche Bank is by far the biggest German bank and Commerzbank is the second biggest.But with all the economic turmoil in the world these days,such rankings can change within

  19. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  20. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  1. THE RELATIONSHIP BETWEEN INSTITUTIONS, BANKING REGULATION AND BANKING DEVELOPMENT IN THE MENA REGION

    Directory of Open Access Journals (Sweden)

    Samouel BEJI

    2009-10-01

    Full Text Available The purpose of the paper is to check, on the one hand, the nature of the relationship existing between institutional development (measured by the corruption level, quality of bureaucracy, rule and law, law enforcement…, banking regulation and banking development. On the other hand, we test the relationship that exists between banking development and economic growth. We used the GMM (General Method of Moments system on dynamic panel data for 19 countries of the MENA region, in the 2 estimations (Algeria, Bahrain, Egypt, Iran, Israel, Jordan, Kuwait, Lebanon, Libya, Morocco, Oman, Qatar, Saudi Arabia, Sudan, Syria, Tunisia, Turkey, United Arab Emirates, Yemen. The main results are: (i the existence of a positive and statistically significant effect of the economic development on the banking development, (ii banking regulation affects positively and in a significant manner, the banking development, (iii the non existence of a significant statistically relationship between institutional quality and banking development, (iv and finally, our findings also suggest that economic growth is enhanced by banking development. The absence of a significant relationship between institutional environment quality and banking development can be explained by the nature of the institutional indicators, which vary very slowly through time. That’s why, may be, banking development level reached by MENA region countries, cannot be explained by institutional development. We have chosen to assimilate the financial development to just banking development, given the relative importance of the banking sector, in comparison to the size and importance of the financial markets in these countries.

  2. Interest rate and commercial banks' lending operations in Nigeria: A ...

    African Journals Online (AJOL)

    Interest rate and commercial banks' lending operations in Nigeria: A structural break analysis using chow test. ... Open Access DOWNLOAD FULL TEXT ... enhance commercial bank operations resulting in a more competitive financial market ...

  3. TURKISH BANKING SECTOR’S PROFITABILITY FACTORS

    Directory of Open Access Journals (Sweden)

    Songül Kakilli ACARAVCI

    2013-01-01

    Full Text Available Profitability of banking sector is the most important instrument of financial system for the future of the economy. The objective of this study is to determine by using Johansen and Juselius cointegration test approach of the bank specific and macroeconomic factors that affect the profitability of commercial banks in Turkish banking sector. In study, the data are collected from the three biggest state-owned, privately-owned and foreign banks. The sample period spans from 1998 to 2011. In the study, return of asset, return of equity and net interest margin were used as proxy for profitability of banks. The bank specific determinants, which were thought to have effects on profitability are total credits/total assets, total deposits/total assets, total liquid assets/total assets, total wage and commission incomes/ total assets, total wage and commission expenses/total assets, the logarithm of total assets and total equity/total assets. The macroeconomic determinants of study are real gross domestic product, inflation rate, real exchange rate and real interest rate. Empirical findings suggest that the bank specific determinants have been more effect than macroeconomic factors on profitability of the banks. The reel gross domestic product and real exchange rate have been effective on the profitability. In addition, the 2001 economic crisis has a negative effect on all Turkish Banking sector.

  4. Selecting Executives of Commercial Banks Based on the In-basket Testing: A Case Study in the Senior Human Resources Manager in Commercial Banks%基于公文筐测验的商业银行高层管理人员选拔研究——以商业银行高级人力资源经理岗位为例

    Institute of Scientific and Technical Information of China (English)

    黄勋敬; 赵曙明

    2011-01-01

    This paper first uses documents, interviews and questionnaires to determine the competency model of bank's senior human resources manager, and then designs and develops the In-basket testing fit for the senior human resources managers in Commercial Banks. The results show that the in-basket testing has very high reliability and validity, which can be used in the selecting of executives in commercial banks. But for the sake of guarantee of the effect of selection, the items of in-basket testing must be designed based on specific jobs.%在采用文献法、访谈法和问卷法确定了银行高级人力资源管理者胜任力模型的基础上,设计和编制了适用于商业银行人力资源经理岗位的公文筐测验.研究结果表明,公文筐测验具有较高的信度和效度,可以在商业银行高层管理人员选拔中使用,但公文筐测验必须根据具体岗位来设计题目才能保证选拔的效果.

  5. "Shadow Banking: Policy Challenges for Central Banks"

    OpenAIRE

    Moe, Thorvald Grung

    2014-01-01

    Central banks responded with exceptional liquidity support during the financial crisis to prevent a systemic meltdown. They broadened their tool kit and extended liquidity support to nonbanks and key financial markets. Many want central banks to embrace this expanded role as "market maker of last resort" going forward. This would provide a liquidity backstop for systemically important markets and the shadow banking system that is deeply integrated with these markets. But how much liquidity su...

  6. Central catheter dressing in a simulator: the effects of tutor's assistance or self-learning tutorial Parche de catéter central en simulador: efecto de la presencia del tutor o del aprendizaje auto-instruccional Curativo de cateter central em simulador: efeito da presença do tutor ou da aprendizagem autoinstrucional

    Directory of Open Access Journals (Sweden)

    Milene Thaís Marmol

    2012-12-01

    Full Text Available AIMS: to compare the performance of undergraduate students concerning semi-implanted central venous catheter dressing in a simulator, with the assistance of a tutor or of a self-learning tutorial. METHOD: Randomized controlled trial. The sample consisted of 35 undergraduate nursing students, who were divided into two groups after attending an open dialogue presentation class and watching a video. One group undertook the procedure practice with a tutor and the other with the assistance of a self-learning tutorial. RESULTS: in relation to cognitive knowledge, the two groups had lower performance in the pre-test than in the post-test. The group that received assistance from a tutor performed better in the practical assessment. CONCLUSION: the simulation undertaken with the assistance of a tutor showed to be the most effective learning strategy when compared to the simulation using a self-learning tutorial. Advances in nursing simulation technology are of upmost importance and the role of the tutor in the learning process should be highlighted, taking into consideration the role this professional plays in knowledge acquisition and in the development of critical-reflexive thoughts and attitudes. (ClinicalTrials.gov Identifier: NCT 01614314.OBJETIVO: comparar el desempeño de graduandos en la realización del parche del catéter venoso central semi-implantado, en simulador, con el auxilio del tutor o de un guía auto-instruccional. MÉTODO: estudio experimental controlado hecho aleatorio. La muestra fue compuesta por 35 alumnos de Graduación en Enfermería que fueron asignados en dos grupos después de asistir a una clase expositiva dialogada y a un vídeo. Un grupo realizó el entrenamiento del procedimiento con el tutor y el otro con el auxilio de un guía auto- instruccional. RESULTADOS: con relación al conocimiento cognoscitivo, los dos grupos presentaron desempeño menor en la pre-prueba comparada al pos-prueba. El grupo con presencia del tutor

  7. Pengelolaan Likuiditas Bank Syariah

    Directory of Open Access Journals (Sweden)

    Nurul Ichsan

    2014-01-01

    Full Text Available Islamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need, for Islamic banking in Indonesia has been availabled some instruments such as (IMA certificate of Mudhorobah Investment between bank, (PUAS market banking regulations between syariat bank, (SWBI Bank of Indonesia Wadiah certificate, (FPJPS provision about short term cost facility for Islamic banks  DOI:10.15408/aiq.v6i1.1371

  8. Reporting the Effects of Interventions to the Tutor with Meta-Indicators

    Science.gov (United States)

    Després, Christophe; Jacoboni, Pierre; Py, Dominique; Lekira, Aina

    2016-01-01

    In this paper, we study how to support a human tutor who regulates learners' activities, in a situation of mediated tutoring. Our goal is to provide the tutor with information about the effect of his/her interventions. To achieve this, we adopt an indicator-based approach and define the notion of meta-indicator. The distinguishing feature of…

  9. A Flowchart-Based Intelligent Tutoring System for Improving Problem-Solving Skills of Novice Programmers

    Science.gov (United States)

    Hooshyar, D.; Ahmad, R. B.; Yousefi, M.; Yusop, F. D.; Horng, S.-J.

    2015-01-01

    Intelligent tutoring and personalization are considered as the two most important factors in the research of learning systems and environments. An effective tool that can be used to improve problem-solving ability is an Intelligent Tutoring System which is capable of mimicking a human tutor's actions in implementing a one-to-one personalized and…

  10. To What Extent Do Tutor-Related Behaviours Influence Student Learning in PBL?

    Science.gov (United States)

    Chng, Esther; Yew, Elaine H. J.; Schmidt, Henk G.

    2015-01-01

    The purpose of this study was to investigate how tutor behaviours influence learning in problem-based learning (PBL). A previous study had indicated a significant influence of the tutor's social congruent behaviour on the PBL process and this study further investigates this finding by examining two groups of tutors displaying differences in…

  11. Facilitating Group Analysis of Two Case Studies Utilising Peer Tutoring: Comparison of Tasks and Outcomes

    Science.gov (United States)

    Fong, Lin Siew

    2016-01-01

    Peer-tutoring sessions of two groups of advanced diploma in financial accounting students with mixed proficiency were analysed thoroughly in this study. Numerous studies in peer tutoring have produced favourable results to both tutors and tutees due to the scaffolding process which promotes effective learning. However, there is a lack of studies…

  12. An Interview Reflection on "Intelligent Tutoring Goes to School in the Big City"

    Science.gov (United States)

    Koedinger, Kenneth R.; Aleven, Vincent

    2016-01-01

    Our 1997 article in "IJAIED" reported on a study that showed that a new algebra curriculum with an embedded intelligent tutoring system (the Algebra Cognitive Tutor) dramatically enhanced high-school students' learning. The main motivation for the study was to demonstrate that intelligent tutors that have cognitive science research…

  13. Measuring the Moral Reasoning Competencies of Service-Learning e-Tutors

    Science.gov (United States)

    Chien, Chih-Feng; Liao, Ching-Jung; Walters, Brent G.; Lee, Ching-Yieh

    2016-01-01

    As education has turned towards technology to provide academic support, the incidence of e-tutoring has grown due to decreasing educational budgets and as a potential remedy for the generational digital divide. However, many service-learning e-tutoring studies have focused on tutees' academic achievement and tutors' cognitive development rather…

  14. Reexamining the Literature: The Impact of Peer Tutoring on Higher Order Learning

    Science.gov (United States)

    Morano, Stephanie; Riccomini, Paul J.

    2017-01-01

    The body of peer-tutoring intervention research targeting higher order learning (HOL) objectives for middle and high school students with disabilities is reviewed. Peer-tutoring outcomes are synthesized and studies are analyzed to examine the influence of tutoring procedures and study design features on intervention efficacy. Findings show that…

  15. A Window into Mathematical Support: How Parents' Perceptions Change Following Observations of Mathematics Tutoring

    Science.gov (United States)

    Westenskow, Arla; Boyer-Thurgood, Jennifer; Moyer-Packenham, Patricia S.

    2015-01-01

    This research study examined the perceptions of 24 parents of rising 5th-grade students with mathematics learning difficulties as part of a 10-week summer mathematics tutoring experience. During the summer tutoring program, parents observed their children participating in mathematics learning experiences during one-to-one tutoring sessions. At the…

  16. The demand for private tutoring in Turkey: unintended consequences of curriculum reform

    NARCIS (Netherlands)

    Altinyelken, H.K.; Bray, M.; Mazawi, A.E.; Sultana, R.G.

    2013-01-01

    This chapter focuses on the private tutoring phenomenon in Turkey. It seeks to analyse the impact of the revision of primary school curriculum on the demand for private tutoring. It also outlines various academic, economic and social implications of private tutoring. Based on interviews with school

  17. Design, Implementation, and Evaluation of a Tutor Training for Problem Based Learning in Undergraduate Psychology Courses

    Science.gov (United States)

    Mühlfelder, Manfred; Konermann, Tobias; Borchard, Linda-Marie

    2015-01-01

    In this paper we describe a "Train the Tutor" programme (TtT) for developing the metacognitive skills, facilitator skills, and tutor skills of students in a problem based learning (PBL) context. The purpose of the programme was to train 2nd and 3rd year undergraduate students in psychology to become effective PBL tutors for…

  18. A Flowchart-Based Intelligent Tutoring System for Improving Problem-Solving Skills of Novice Programmers

    Science.gov (United States)

    Hooshyar, D.; Ahmad, R. B.; Yousefi, M.; Yusop, F. D.; Horng, S.-J.

    2015-01-01

    Intelligent tutoring and personalization are considered as the two most important factors in the research of learning systems and environments. An effective tool that can be used to improve problem-solving ability is an Intelligent Tutoring System which is capable of mimicking a human tutor's actions in implementing a one-to-one personalized and…

  19. Analyzing Log Files to Predict Students' Problem Solving Performance in a Computer-Based Physics Tutor

    Science.gov (United States)

    Lee, Young-Jin

    2015-01-01

    This study investigates whether information saved in the log files of a computer-based tutor can be used to predict the problem solving performance of students. The log files of a computer-based physics tutoring environment called Andes Physics Tutor was analyzed to build a logistic regression model that predicted success and failure of students'…

  20. ASPIRE: An Authoring System and Deployment Environment for Constraint-Based Tutors

    Science.gov (United States)

    Mitrovic, Antonija; Martin, Brent; Suraweera, Pramuditha; Zakharov, Konstantin; Milik, Nancy; Holland, Jay; McGuigan, Nicholas

    2009-01-01

    Over the last decade, the Intelligent Computer Tutoring Group (ICTG) has implemented many successful constraint-based Intelligent Tutoring Systems (ITSs) in a variety of instructional domains. Our tutors have proven their effectiveness not only in controlled lab studies but also in real classrooms, and some of them have been commercialized.…

  1. Modeling and Evaluating Tutors' Function Using Data Mining and Fuzzy Logic Techniques

    Science.gov (United States)

    Bendjebar, Safia; Lafifi, Yacine; Seridi, Hamid

    2016-01-01

    In e-learning systems, the tutors play many roles and carry out several tasks that differ from one system to another. The activity of tutoring is influenced by many factors. One factor among them is the assignment of the appropriate profile to the tutor. For this reason, the authors propose a new approach for modeling and evaluating the function…

  2. Identifying and Describing Tutor Archetypes: The Pragmatist, the Architect, and the Surveyor

    Science.gov (United States)

    Harootunian, Jeff A.; Quinn, Robert J.

    2008-01-01

    In this article, the authors identify and anecdotally describe three tutor archetypes: the pragmatist, the architect, and the surveyor. These descriptions, based on observations of remedial mathematics tutors at a land-grant university, shed light on a variety of philosophical beliefs regarding and pedagogical approaches to tutoring. An analysis…

  3. Modeling and Evaluating Tutors' Function Using Data Mining and Fuzzy Logic Techniques

    Science.gov (United States)

    Bendjebar, Safia; Lafifi, Yacine; Seridi, Hamid

    2016-01-01

    In e-learning systems, the tutors play many roles and carry out several tasks that differ from one system to another. The activity of tutoring is influenced by many factors. One factor among them is the assignment of the appropriate profile to the tutor. For this reason, the authors propose a new approach for modeling and evaluating the function…

  4. An Evaluation of the Generalized Intelligent Framework for Tutoring (GIFT) from an Author’s Perspective

    Science.gov (United States)

    2014-12-01

    SCHOLAR, developed in 1970 in the form of an education tutor ( Carbonell 1970). This was a very basic form of intelligent tutoring; many have been...group instruction as effective as one- to-one tutoring. Educational Researcher. 1984;13(6):4–16. Carbonell . AI in CAI: an artificial intelligence

  5. Managing Time: A Study among Arab Open University Tutors in Kuwait Branch

    Science.gov (United States)

    Sharif, Abdin M.; Ismail, Omer H.

    2010-01-01

    The purpose of this paper was to investigate how tutors at the Arab Open University (AOU) in Kuwait Branch manage their time given workloads they are assigned. Group interviews were conducted with a sample that was selected from AOU tutors in Kuwait branch. The findings showed that tutors do not ask for more time or cut down workloads; instead,…

  6. Dr Math moves to C³TO: Chatter call center/tutoring online

    CSIR Research Space (South Africa)

    Butgereit, L

    2010-01-01

    Full Text Available Dr Math is a mobile tutoring system which has been running in South Africa for three years. It links primary and secondary school pupils to tutors in mathematics. The pupils use the popular Mxit chat client on their cell phones. The tutors use full...

  7. Studying Thought Processes of Online Peer Tutors through Stimulated-Recall Interviews

    Science.gov (United States)

    De Smet, Marijke; Van Keer, Hilde; De Wever, Bram; Valcke, Martin

    2010-01-01

    The present study aims to explore the cognitive processes of older students during their peer tutoring support of freshmen engaged in asynchronous discussion groups. Stimulated-recall was applied to study the underlying motives for specific tutor behavior in the online discussions and to make tutors' concerns explicit. A grounded theory approach…

  8. Investigating the effects of issuance of bank debt guarantee on profitability of banking industry

    Directory of Open Access Journals (Sweden)

    Reza Pirayesh

    2014-02-01

    Full Text Available This paper presents an empirical investigation to study the relationship between bank debt guarantee and profitability, increase in banks resources and customer retention. The proposed study has been implemented in one of Iranian banks located in city of Zanjan, Iran over the period of 10 years. The study has used Pearson correlation test to examine three hypotheses of the survey. The results indicate that there were positive and meaningful relationship between bank debt guarantee and profitability (r = 0.863, P-value = 0.001, a positive relationship between bank debt guarantee and bank resources (r = 0.708 with P-value = 0.015 and there was a positive and meaningful relationship between bank debt guarantee and customer retention (r = 0.252 with P-value = 0.001.

  9. Bank Syariah Sebagai Alternatif

    Directory of Open Access Journals (Sweden)

    Adang Sudjana

    2003-03-01

    Full Text Available The principle of not allowing interest practices (riba has saved the Syariah Bank and their customers from the effects of monetary crisis. In view of Islamic Principles, interest is forbidden. Therefore, all transactions of syariah banking are based on sale-purchase pattern. Besides, all good banking aspects as applied in conventional banking such as, 5 Cs (capital, collateral, capacity, character, and condition are also applied properly in the line of ukhrawi aspects in managing fund of syariah banking.  The practice of “mark-up” in project funded by syariah bank seems to be very difficult.

  10. Credit Ratings and Bank Monitoring Ability

    NARCIS (Netherlands)

    Nakamura, L.I.; Roszbach, K.

    2010-01-01

    In this paper we use credit rating data from two Swedish banks to elicit evidence on these banks’ loan monitoring ability. We do so by comparing the ability of bank ratings to predict loan defaults relative to that of public ratings from the Swedish credit bureau. We test the banks’ abilility to for

  11. Designing and Evaluating Tutoring Feedback Strategies for digital learning environments on the basis of the Interactive Tutoring Feedback Model

    Directory of Open Access Journals (Sweden)

    Susanne Narciss

    2013-06-01

    Full Text Available This paper describes the interactive tutoring feedback model (ITF-model; Narciss, 2006; 2008, and how it can be applied to the design and evaluation of feedback strategies for digital learning environments. The ITF-model conceptualizes formative tutoring feedback as a multidimensional instructional activity that aims at contributing to the regulation of a learning process in order to help learners acquire or improve the competencies needed to master learning tasks. It integrates findings from systems theory with recommendations of prior research on interactive instruction and elaborated feedback, on task analyses, on error analyses, and on tutoring techniques. Based on this multi-dimensional view of formative tutoring feedback methodological implications for designing and investigating multiple effects of feedback under multiple individual and situational conditions are described. Furthermore, the paper outlines how the implications of the ITF-model have been applied in several studies to the design and evaluation of tutoring feedback strategies for digital learning environments (e.g., Narciss, 2004; Narciss & Huth, 2006; Narciss, Schnaubert, Andres, Eichelmann, Goguadze, & Sosnovsky, 2013.

  12. Analysis of a Multi-Well Tracer Test at a Bank Filtration Site in an Arid Environment of El Paso, Texas

    Science.gov (United States)

    Abdel-Fattah, A. N.; Langford, R.; Schulze-Makuch, D.; Sheng, Z.

    2005-12-01

    River bank filtered water is an important component of the drinking water production in many areas of the world. In riverbank filtration, the removal of pathogens is an important task for the production of good quality drinking water. The hydrogeological factors and spatial changes in the water's microbiology during the transport from the river to the aquifer have important implications on the quality of the produced water. The goal of this study was to investigate riverbank infiltration effectiveness in arid environments such as that of El Paso, Texas. The hydrostratigraphic units and hydrogeologic conditions were characterized with lithologic samples obtained from all boreholes collected during the construction of twelve observation wells and one production well in the site, which were constructed near the artificial stream to provide geologic and hydrologic information. The shallow aquifer is composed of three unites: high hydraulic conductivity layers on the top and bottom, and low conductivity layer in the middle. In this study advective transport of microspheres was compared with a conservative tracer such as bromide. Bromide was injected into an observation well at the channel margin. Simultaneously, 1, 6 and 10 micron-diameter fluorescent microspheres equivalent to Giardia, Cryptosporidium, and bacteria sizes were injected into the stream bottom and two observation wells to assess the suitability of microspheres as abiotic analogs in future investigations involving the physical aspects of bacteria and protozoa transport behavior. The 17.8 day-tracer test provided valuable results that are relevant to the transport of pathogens through the subsurface under riverbank filtration conditions. The 1 micron-size microspheres were abundant in the pumping and observation wells and showed multiple peaks similar to the bromide results. Microspheres from the three injection sites had distinctly different transport paths and rates. The 6 and 10 micron-size microspheres

  13. Qualitative Evaluation of the Java Intelligent Tutoring System

    Directory of Open Access Journals (Sweden)

    Edward Sykes

    2005-10-01

    Full Text Available In an effort to support the growing trend of the Java programming language and to promote web-based personalized education, the Java Intelligent Tutoring System (JITS was designed and developed. This tutoring system is unique in a number of ways. Most Intelligent Tutoring Systems require the teacher to author problems with corresponding solutions. JITS, on the other hand, requires the teacher to only supply the problem and problem specification. JITS is designed to "intelligently" examine the student's submitted code and determines appropriate feedback based on a number of factors such as JITS' cognitive model of the student, the student's skill level, and problem details. JITS is intended to be used by beginner programming students in their first year of College or University. This paper discusses the important aspects of the design and development of JITS, the qualitative methods and procedures, and findings. Research was conducted at the Sheridan Institute of Technology and Advanced Learning, Ontario, Canada.

  14. Managerial perceptions of mentor, lecturer practitioner and link tutor roles.

    Science.gov (United States)

    Carnwell, Ros; Baker, Sally-Ann; Bellis, Mike; Murray, Ruth

    2007-11-01

    Educating pre-registration nurses in clinical practice is a global issue. Within different countries problems exist in educating and supervising students in clinical practice and various models of clinical education are employed. In Wales, United Kingdom, this responsibility is divided between mentors, lecturer practitioners and link tutors. This paper reports on the third phase of a three-phase study in Wales to explore differences between mentors, lecturer practitioners and link tutors, and how they work together to assist students to integrate theory and practice. Four focus group interviews of National Health Service managers and Higher Education managers (n=22) were conducted. Qualitative content analysis revealed four themes: role characteristics and competencies, role differences, role conflict, and future options. The findings suggest a theory-practice continuum along which mentors, lecturer practitioners and link tutors occupy different positions. The article explores these different positions and offers suggestions for future role development.

  15. Enhancing Astronomy Education Through Cross-Age Student Tutoring

    Science.gov (United States)

    Grundstrom, Erika; Taylor, R. S.

    2009-01-01

    Vast distances, such as those that pervade astronomy, are difficult concepts to grasp. We are all a part of the Earth-Moon system, however most people do not comprehend the sizes and distances involved. In a pilot study, the authors found that an intervention using both discussion and kinesthetic modeling resulted in students of all ages (children up through adults) acquiring a more accurate mental representation of the Earth-Moon system. We have extended this research and are currently conducting a new study in which undergraduate students serve as "tutors" in a public observatory setting. One of our conjectures is that tutors' mental representations of the Earth-Moon system will be enhanced through their active participation in the cross-age peer tutoring activity. This work is supported in part by grants from the Center for the Integration of Research, Teaching, and Learning (CIRTL), the Vanderbilt University Learning Sciences Institute, and NSF Career grant AST-0349075.

  16. Motivational and metacognitive feedback in SQL-Tutor*

    Science.gov (United States)

    Hull, Alison; du Boulay, Benedict

    2015-04-01

    Motivation and metacognition are strongly intertwined, with learners high in self-efficacy more likely to use a variety of self-regulatory learning strategies, as well as to persist longer on challenging tasks. The aim of the research was to improve the learner's focus on the process and experience of problem-solving while using an Intelligent Tutoring System (ITS) and including motivational and metacognitive feedback based on the learner's past states and experiences. An existing ITS, SQL-Tutor, was used with first-year undergraduates studying a database module. The study used two versions of SQL-Tutor: the Control group used a base version providing domain feedback and the Study group used an extended version that also provided motivational and metacognitive feedback. This paper summarises the pre- and post-process results. Comparisons between groups showed some differing trends both in learning outcomes and behaviour in favour of the Study group.

  17. Expropriation Risk Through Real Earnings Management on Islamic Banking

    Directory of Open Access Journals (Sweden)

    Surifah Surifah

    2015-10-01

    Full Text Available This study develops a model of expropriation through real earnings management (REM in the Indonesian Islamic banking industry. The purpose of this study is to test a new model by examining the relationship between REM, bank ownership types, and performance of Islamic banks in Indonesia in the period of 2006 - 2013. This study finds that there are significant differences in REM and performance scores in banks with different ownership types. The REM and performance scores for family-owned banks and private-owned banks are relatively similar. However, Islamic banks with government as the controlling shareholder have the highest REM scores and the lowest performance scores. In contrast, foreign-owned banks have the lowest REM scores and the highest performance scores. The indications of expropriation can be seen from the magnitude of REM. A high REM can lower profitability and efficiency while increasing the risks faced by Islamic banks in Indonesia.

  18. Pengembangan Instrumen Analisis Kompetensi Tutor Pendidikan Anak Usia Dini (PAUD

    Directory of Open Access Journals (Sweden)

    Agus Tiyono Teguh Maryanto

    2005-12-01

    Full Text Available Penelitian ini bertujuan: (1 mengidentifikasi standar kompetensi dan indikator yang dapat dijadikan tolok ukur untuk menyusun standar kompetensi tutor PAUD, dan (2 mengembangkan instrumen untuk uji kompetensi tutor PAUD yang tepat dan handal berdasarkan indikator kompetensi yang telah tersusun. Penelitian ini merupakan penelitian pengembangan yang terdiri dari dua tahap yaitu tahap, pengembangan standar kompetensi dan pengembangan instrumen uji kompetensi tutor PAUD. Teknik pengumpulan data yang digunakan adalah focus group discussion ( FGD dan teknik Delphi 2 x putaran. Subjek uji coba adalah 110 orang tutor yang mengikuti Pelatihan Tenaga Pendidik PAUD Tingkat Provinsi Jawa Tengah Tahun 2004. Subjek uji coba instrumen pertama sebanyak 20 orang dari Kabupaten Magelang, dan subjek uji coba instrumen kedua sebanyak 32 orang dari Salatiga, Kota Magelang, dan Kabupaten Magelang. Temuan penelitian ada dua. (1 standar kompetensi tutor PAUD terdiri atas 4 dimensi dan 50 indikator, meliputi dimensi personal, dimensi sosial, dimensi profesional, dan dimensi akademik; (2 instrumen untuk menguji kompetensi yang berupa inventori tes dengan indeks validitas berupa angka muatan faktor terendah di atas 0,300 (kriteria yang telah ditetapkan. Koefisien reliabilitas tiap faktor pada uji coba pertama adalah . 0,879 dan tertinggi 0,984, sedangkan koefisien reliabilitas tiap faktor pada uji coba kedua terendah 0,889 dan tertinggi 0,995, telah melebihi syarat minimal untuk pengukuran kelompok yaitu 0,65. Koefisien reliabilitas tes uraian ditentukan dengan reliabilitas antar-rater dengan teknik ANAVA, dan diperoleh koefisien reliabilitas dari 3 orang penilai yaitu 0,957, sedangkan estimasi untuk seorang penilai adalah 0,881. Kata kunci: pengembangan instrumen, anahsis kompetensi, tutor paud

  19. Banking Postal Savings Bank in Sight

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ Nine years of controversy regarding a national postal savings bank is expected to finally conclude this year. In April, the China Banking Regulatory Commission (CBRC)announced the establishment of a new department, one of the main functions of which will be to supervise postal savings.

  20. Kewenangan Bank Indonesia Dalam Likuiditas Bank Umum

    OpenAIRE

    Silvana R

    2008-01-01

    Perbankan merupakan pokok dari sistem keuangan setiap negara, karena perbankan merupakan salah satu motor penggerak pembangunan seluruh bangsa. Krisis perbankan berdampak pada turunnya kepercayaan masyarakat terhadap industri perbankan. Berbagai masalah di sektor perbankan yang tidak terdeteksi secara dini akan mengakibatkan runtuhnya kepercayaan masyarakat terhadap industri perbankan, Skripsi mi mengemukakan bagaimana penilaian kesehatan bank umum yang dilakukan oleh Bank Indonesia, bagai...

  1. Item Banking with Embedded Standards

    Science.gov (United States)

    MacCann, Robert G.; Stanley, Gordon

    2009-01-01

    An item banking method that does not use Item Response Theory (IRT) is described. This method provides a comparable grading system across schools that would be suitable for low-stakes testing. It uses the Angoff standard-setting method to obtain item ratings that are stored with each item. An example of such a grading system is given, showing how…

  2. Item Banking with Embedded Standards

    Science.gov (United States)

    MacCann, Robert G.; Stanley, Gordon

    2009-01-01

    An item banking method that does not use Item Response Theory (IRT) is described. This method provides a comparable grading system across schools that would be suitable for low-stakes testing. It uses the Angoff standard-setting method to obtain item ratings that are stored with each item. An example of such a grading system is given, showing how…

  3. Systemic banking crises

    OpenAIRE

    O. Emre Ergungor; James B. Thomson

    2005-01-01

    Systemic banking crises can have devastating effects on the economies of developing or industrialized countries. This Policy Discussion Paper reviews the factors that weaken banking systems and make them more susceptible to crises.

  4. FOREIGN BANKS WELCOMED

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    Honoring its WTO commitments, China has begun to allow local incorporation by foreign banks, endowing them with the same status as their Chinese counterparts in an attempt to encourage diversified development in the Chinese banking sector On March 18, Wi

  5. GenBank

    Data.gov (United States)

    U.S. Department of Health & Human Services — GenBank is the NIH genetic sequence database, an annotated collection of all publicly available DNA sequences. GenBank is designed to provide and encourage access...

  6. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    2015-01-01

    mechanism deployable at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach--and the resolution of global financial institutions would be greatly facilitated, not least......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  7. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Wolf-Georg

    at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach — and the resolution of global financial institutions would be greatly facilitated, not least in a transatlantic perspective.......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States’ disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  8. Sistema inteligente para evaluación de programas tutores

    Directory of Open Access Journals (Sweden)

    Luz Daicy Alvarado

    2011-02-01

    Full Text Available The evaluating system we show in this paper is part of a project that ties to develop a computer asisted teaching system based on inteligent tutoring. We pretends this mechanism based in automatic learning tools. have the capacity for capturing a image that reflect the subject comprehension degree by the student and identify the aspects where the student have problems. With this information the tutor will be feedbacking so he can to take a decission about the educational strategy to follow.

  9. ANTESEDEN ATTITUDE TOWARDS M-BANKING DAN DAMPAKNYA TERHADAP BEHAVIORAL INTENTION TO ADOPT M-BANKING

    Directory of Open Access Journals (Sweden)

    Titon Adrinanto

    2016-02-01

    Full Text Available The background of this research was m­banking users in Indonesia is still low despite the mobile phone users in developed and developing countries in the world has increased rapidly since 21st century. Some bank companies in Indonesia has been offering m­banking service but the use of m­banking for financial transaction is still low and limited. The objectives of this research was to analyze the antecedents of attitude towards m­banking and its impact on behavioral intention to adopt m­banking. The design of this research applies hypothesis testing. 200 samples selected from prospective user of 3 government bank. The sampling technique was purposive sampling with cross­sectional study. Data analysis used in this research was collected by questionnaire technique with item of statements for each variable. In order to obtain valid and reliable instrument tool, validity and reliability test has been done. The result of this research conclude that there is positive effect perceived usefulness, perceived ease of use, perceived competence, perceived communication, perceived privacy and security, society influence, and facilitating condition on attitude towards m­banking. This study supports that there is positive influence on attitude towards m­banking on behavioral intention to adopt m­banking.

  10. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  11. Time banking som ledelsesteknologi

    OpenAIRE

    Steensberg, Maja; Nielsen, Nadia Holm; Thomsen, Søren Tolshave

    2014-01-01

    This project examines how the English time banks Timber Wharf, Echo and Fair Shares affect their members and local environments. Based on Nikolas Rose’s theory on governmentality it is discussed, whether the time banks, understood as political actors, are challenging or reproducing neo-liberal governance. It is concluded that the way the time banks facilitates the concept of timebanking differs greatly. These different conducts are shaping the way in which the time banks are used by their mem...

  12. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  13. Essays on banking

    OpenAIRE

    Mosk, T.C.

    2014-01-01

    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations. The last chapter is joint work with Hans Degryse, Jose Liberti and Steven Ongena and studies how banks use ‘soft information’ to monitor small firms. This dissertation uses hand collected internal...

  14. Microscale Insight into Microbial Seed Banks

    Science.gov (United States)

    Locey, Kenneth J.; Fisk, Melany C.; Lennon, J. T.

    2017-01-01

    Microbial dormancy leads to the emergence of seed banks in environmental, engineered, and host-associated ecosystems. These seed banks act as reservoirs of diversity that allow microbes to persist under adverse conditions, including extreme limitation of resources. While microbial seed banks may be influenced by macroscale factors, such as the supply of resources, the importance of microscale encounters between organisms and resource particles is often overlooked. We hypothesized that dimensions of spatial, trophic, and resource complexity determine rates of encounter, which in turn, drive the abundance, productivity, and size of seed banks. We tested this using >10,000 stochastic individual based models (IBMs) that simulated energetic, physiological, and ecological processes across combinations of resource, spatial, and trophic complexity. These IBMs allowed realistic dynamics and the emergence of seed banks from ecological selection on random variation in species traits. Macroscale factors like the supply and concentration of resources had little effect on resource encounter rates. In contrast, encounter rates were strongly influenced by interactions between dispersal mode and spatial structure, and also by the recalcitrance of resources. In turn, encounter rates drove abundance, productivity, and seed bank dynamics. Time series revealed that energetically costly traits can lead to large seed banks and that recalcitrant resources can lead to greater stability through the formation of seed banks and the slow consumption of resources. Our findings suggest that microbial seed banks emerge from microscale dimensions of ecological complexity and their influence on resource limitation and energetic costs. PMID:28119666

  15. Dataset of two experiments of the application of gamified peer assessment model into online learning environment MeuTutor

    Directory of Open Access Journals (Sweden)

    Thyago Tenório

    2017-06-01

    Full Text Available In this dataset, we present the collected data of two experiments with the application of the gamified peer assessment model into online learning environment MeuTutor to allow the comparison of the obtained results with others proposed models. MeuTutor is an intelligent tutoring system aims to monitor the learning of the students in a personalized way, ensuring quality education and improving the performance of its members (Tenório et al., 2016 [1]. The first experiment evaluated the effectiveness of the peer assessment model through metrics as final grade (result, time to correct the activities and associated costs. The second experiment evaluated the gamification influence into peer assessment model, analyzing metrics as access number (logins, number of performed activities and number of performed corrections. In this article, we present in table form for each metric: the raw data of each treatment; the summarized data; the application results of the normality test Shapiro–Wilk; the application results of the statistical tests T-Test and/or Wilcoxon. The presented data in this article are related to the article entitled “A gamified peer assessment model for on-line learning environments in a competitive context” (Tenório et al., 2016 [1].

  16. Easier Bank Access

    Institute of Scientific and Technical Information of China (English)

    Wang Jun

    2015-01-01

    Loosened banking regulations may spur an increase of foreign banks in China Foreign banks will soon have a much easier time setting up outlets in China.According to regulations recently amended by the State Council,as of January 1,foreign

  17. A BANK MANAGER SPEAKS

    Institute of Scientific and Technical Information of China (English)

    2004-01-01

    My name is Jane Carson and I'm the manager of savings bank in Portland,Oregon,My bank is open every day from8:30 in the moming until 4:00 in the aftermoon.On Fridays the bank remains oper until 6:30 in the evening.

  18. Banks on Notice

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    Regulators issue policies to guide China’s banks as massive loans compromise the banking sector’s ability to contain future risks R egulatory departments are strengthening their supervision over financial institutions to prevent an incomprehensible financial scenario from unfolding: the failure of the Chinese banking

  19. Banking on Change

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    The opening up of China’s banking sector took another giant step forward on March 20 when the first four foreign banks gained approval to incorporate locally. After going through commercial registration formalities, the banks will be able to con- duc

  20. Banking and Trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2016-01-01

    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  1. Essays on banking

    NARCIS (Netherlands)

    Mosk, T.C.

    2014-01-01

    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations.

  2. Banking and Trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2016-01-01

    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  3. Methodological bias in the seed bank flora holds significant implications for understanding seed bank community functions.

    Science.gov (United States)

    Plue, J; Colas, F; Auffret, A G; Cousins, S A O

    2017-03-01

    Persistent seed banks are a key plant regeneration strategy, buffering environmental variation to allow population and species persistence. Understanding seed bank functioning within herb layer dynamics is therefore important. However, rather than assessing emergence from the seed bank in herb layer gaps, most studies evaluate the seed bank functioning via a greenhouse census. We hypothesise that greenhouse data may not reflect seed bank-driven emergence in disturbance gaps due to methodological differences. Failure in detecting (specialist) species may then introduce methodological bias into the ecological interpretation of seed bank functions using greenhouse data. The persistent seed bank was surveyed in 40 semi-natural grassland plots across a fragmented landscape, quantifying seedling emergence in both the greenhouse and in disturbance gaps. Given the suspected interpretational bias, we tested whether each census uncovers similar seed bank responses to fragmentation. Seed bank characteristics were similar between censuses. Census type affected seed bank composition, with >25% of species retrieved better by either census type, dependent on functional traits including seed longevity, production and size. Habitat specialists emerged more in disturbance gaps than in the greenhouse, while the opposite was true for ruderal species. Both censuses uncovered fragmentation-induced seed bank patterns. Low surface area sampling, larger depth of sampling and germination conditions cause underrepresentation of the habitat-specialised part of the persistent seed bank flora during greenhouse censuses. Methodological bias introduced in the recorded seed bank data may consequently have significant implications for the ecological interpretation of seed bank community functions based on greenhouse data. © 2016 German Botanical Society and The Royal Botanical Society of the Netherlands.

  4. Customer Satisfaction and Loyalty Among Internet Banking Users of Philippine National Bank in Batangas City

    Directory of Open Access Journals (Sweden)

    EDWARD KERVIN B. MOJARES

    2014-04-01

    Full Text Available One of the most vital challenges of the Internet as a service delivery channel is providing and maintaining service quality. This study aimed to describe the profile of the respondents with regards to socio-demographic and bank-related variables; to identify the effects of internet banking among its clients in Batangas City; to determine the level of customer’s satisfaction in terms of speed and accuracy, accessibility and convenience, and security features; to determine the respondents level of loyalty; to test the relationship between effects of internet banking service and customer satisfaction and loyalty variables; and lastly, to propose effective measures on how to enhance the quality of internet banking service offered by PNB in Batangas City. The descriptive-correlation method was utilized in the conduct of the study. The respondents of the study are the top 100 or 30% of the three hundred thirty four active users of internet banking service of Philippine National Bank in Batangas City during the period of October 2012 as generated by the bank’s system. The study revealed that the respondents are generally satisfied with the speed and accuracy, accessibility and convenience, and security features of the internet banking service facility. It was also found out that only speed and accuracy showed significant relationship on the effect of internet banking. Internet banking users are still considering the speed and accuracy of the banks service to make them satisfied despite that internet banking provides lower cost delivery channel, gives customers to almost any type of banking transactions and gives breadth and depth customer service. However, customers’ level of loyalty is not affected by the effects of internet banking services. This proves that as long as the customers are being provided with an excellent service, customer loyalty/retention could still be possibly attained by the bank

  5. IT use, productivity, and market power in banking

    NARCIS (Netherlands)

    Koetter, Michael; Noth, Felix

    2013-01-01

    Information management is a core process in banking that can resolve information a symmetries and thereby help to mitigate competitive pressure. We test if the use of information technology (IT) contributes to bank output, and how IT-augmented bank productivity relates to differences in market power

  6. IT use, productivity, and market power in banking

    NARCIS (Netherlands)

    Koetter, Michael; Noth, Felix

    2013-01-01

    Information management is a core process in banking that can resolve information a symmetries and thereby help to mitigate competitive pressure. We test if the use of information technology (IT) contributes to bank output, and how IT-augmented bank productivity relates to differences in market

  7. Lecturing skills as predictors of tutoring skills in a problem-based medical curriculum

    Directory of Open Access Journals (Sweden)

    Kassab SE

    2016-01-01

    Full Text Available Salah Eldin Kassab,1 Nahla Hassan,1 Marwan F Abu-Hijleh,2 Reginald P Sequeira3 1Department of Medical Education, Faculty of Medicine, Suez Canal University, Ismailia, Egypt; 2College of Medicine, Qatar University, Doha, Qatar; 3College of Medicine and Medical Sciences, Arabian Gulf University, Manama, Kingdom of Bahrain Purpose: Recruitment of tutors to work in problem-based learning (PBL programs is challenging, especially in that most of them are graduated from discipline-based programs. Therefore, this study aims at examining whether lecturing skills of faculty could predict their PBL tutoring skills. Methods: This study included evaluation of faculty (n=69 who participated in both tutoring and lecturing within particular PBL units at the College of Medicine and Medical Sciences (CMMS, Arabian Gulf University, Bahrain. Each faculty was evaluated by medical students (n=45±8 for lecturing and 8±2 for PBL tutoring using structured evaluation forms based on a Likert-type scale (poor to excellent. The prediction of tutoring skills using lecturing skills was statistically analyzed using stepwise linear regression. Results: Among the parameters used to judge lecturing skills, the most important predictor for tutoring skills was subject matter mastery in the lecture by explaining difficult concepts and responding effectively to students' questions. Subject matter mastery in the lecture positively predicted five tutoring skills and accounted for 25% of the variance in overall effectiveness of the PBL tutors (F=22.39, P=0.000. Other important predictors for tutoring skills were providing a relaxed class atmosphere and effective use of audiovisual aids in the lecture. Conclusion: Predicting the tutoring skills based on lecturing skills could have implications for recruiting tutors in PBL medical programs and for tutor training initiatives. Keywords: PBL, tutor, tutoring skills, lecturing skills

  8. BANKING WITHOUT INTEREST

    Directory of Open Access Journals (Sweden)

    Jana Ilieva

    2017-06-01

    Full Text Available In recent years, there has been increased global awareness of Islamic finance. This topic is mainly opened with respect to the great financial crisis that mostly hit the banking system and the financial markets and caused many bank bankruptcies and state interventions. This paper analyzes the basic principles of Islamic banking. The absolute prohibition of receiving and giving interest (Riba and profit-and-loss sharing (PLS paradigms are elaborated in detail; they are primarily based on mudarabah (profit-sharing and musyarakah (joint venture concepts which nowadays are becoming an accepted way of doing business in several Western multinational banks. An overall comparison of the advantages of Islamic vs. conventional banking is also given. Islamic finance technology solutions have matured and they will face various challenges in the following decades, due to conventional banks offering, increasingly, Islamic products. The need for a more comprehensive environment and regulatory framework is emphasized, so that Islamic banking development can be ensured.

  9. From GenBank to GBIF: Phylogeny-Based Predictive Niche Modeling Tests Accuracy of Taxonomic Identifications in Large Occurrence Data Repositories.

    Directory of Open Access Journals (Sweden)

    B Eugene Smith

    Full Text Available Accuracy of taxonomic identifications is crucial to data quality in online repositories of species occurrence data, such as the Global Biodiversity Information Facility (GBIF, which have accumulated several hundred million records over the past 15 years. These data serve as basis for large scale analyses of macroecological and biogeographic patterns and to document environmental changes over time. However, taxonomic identifications are often unreliable, especially for non-vascular plants and fungi including lichens, which may lack critical revisions of voucher specimens. Due to the scale of the problem, restudy of millions of collections is unrealistic and other strategies are needed. Here we propose to use verified, georeferenced occurrence data of a given species to apply predictive niche modeling that can then be used to evaluate unverified occurrences of that species. Selecting the charismatic lichen fungus, Usnea longissima, as a case study, we used georeferenced occurrence records based on sequenced specimens to model its predicted niche. Our results suggest that the target species is largely restricted to a narrow range of boreal and temperate forest in the Northern Hemisphere and that occurrence records in GBIF from tropical regions and the Southern Hemisphere do not represent this taxon, a prediction tested by comparison with taxonomic revisions of Usnea for these regions. As a novel approach, we employed Principal Component Analysis on the environmental grid data used for predictive modeling to visualize potential ecogeographical barriers for the target species; we found that tropical regions conform a strong barrier, explaining why potential niches in the Southern Hemisphere were not colonized by Usnea longissima and instead by morphologically similar species. This approach is an example of how data from two of the most important biodiversity repositories, GenBank and GBIF, can be effectively combined to remotely address the problem

  10. Development of a personal-computer-based intelligent tutoring system

    Science.gov (United States)

    Mueller, Stephen J.

    1988-01-01

    A large number of Intelligent Tutoring Systems (ITSs) have been built since they were first proposed in the early 1970's. Research conducted on the use of the best of these systems has demonstrated their effectiveness in tutoring in selected domains. A prototype ITS for tutoring students in the use of CLIPS language: CLIPSIT (CLIPS Intelligent Tutor) was developed. For an ITS to be widely accepted, not only must it be effective, flexible, and very responsive, it must also be capable of functioning on readily available computers. While most ITSs have been developed on powerful workstations, CLIPSIT is designed for use on the IBM PC/XT/AT personal computer family (and their clones). There are many issues to consider when developing an ITS on a personal computer such as the teaching strategy, user interface, knowledge representation, and program design methodology. Based on experiences in developing CLIPSIT, results on how to address some of these issues are reported and approaches are suggested for maintaining a powerful learning environment while delivering robust performance within the speed and memory constraints of the personal computer.

  11. Towards a Collaborative Intelligent Tutoring System Classification Scheme

    Science.gov (United States)

    Harsley, Rachel

    2014-01-01

    This paper presents a novel classification scheme for Collaborative Intelligent Tutoring Systems (CITS), an emergent research field. The three emergent classifications of CITS are unstructured, semi-structured, and fully structured. While all three types of CITS offer opportunities to improve student learning gains, the full extent to which these…

  12. Crossing Campuses: Level 3 Tutor Visits and Vocational Progression

    Science.gov (United States)

    Thomas, Kate; Waring, Ruth

    2012-01-01

    This article focuses on a Western Vocational Lifelong Learning Network (WVLLN) initiative aimed at supporting Level 3 vocational tutors in further education (FE) who have moved into a teaching career via professional experience rather than through higher education (HE), but who play a significant role in advising young people about progression to…

  13. Effectiveness of Cognitive Tutor Algebra I at Scale

    Science.gov (United States)

    Pane, John F.; Griffin, Beth Ann; McCaffrey, Daniel F.; Karam, Rita

    2014-01-01

    This article examines the effectiveness of a technology-based algebra curriculum in a wide variety of middle schools and high schools in seven states. Participating schools were matched into similar pairs and randomly assigned to either continue with the current algebra curriculum for 2 years or to adopt Cognitive Tutor Algebra I (CTAI), which…

  14. Information Environment of Tutors in Public Secondary Schools in ...

    African Journals Online (AJOL)

    online environment shapes their information seeking behavior and was main avenue through ... The society exists with various classes and groups of individuals such as farmers, tutors, civil ... organization they work for, by the nature of their work or profession, by age sex or other social .... Buying newspapers / magazines.

  15. Examination of Pre-Service Teacher's Training through Tutoring Approach

    Science.gov (United States)

    Wu, Hsiao-ping; Guerra, Myriam Jimena

    2017-01-01

    Pre-service teacher preparation in the United States is becoming progressively more challenging with respect to the demands on teachers. This study examined the impact of tutoring approach on pre-service teachers? skills to work with English language learners through a qualitative research design. Content analysis was used at the thematic level on…

  16. Collaboration and peer tutoring in chemistry laboratory education

    NARCIS (Netherlands)

    Ding, N.; Harskamp, E.G.

    2011-01-01

    The aim of this study is to examine the effectiveness of collaborative learning with hints and peer tutoring with hints, and individual learning with hints in chemistry laboratory education in a secondary school. A total of 96 eleventh graders participated in this study. The study has a randomized p

  17. The Challenges of Becoming Tutors at Electronic Environments

    Directory of Open Access Journals (Sweden)

    María Eugenia López Hurtado

    2014-07-01

    Full Text Available This paper presents a research report of my own experience as a tutor in electronic environments which I have accumulated throughout the guidance for English learners of basic level at a public university. This article looks for illustrating the researcher's own perceptions and challenges as becoming an e-tutor. Therefore, I will introduce an overview of studies and experiences that address this issue in international contexts, and then I will refer to my own experience where I describe the roles that emerged while I was administrating and delivering e- learning pedagogical experiences such as an exploration of some skills and learning activities carried out in an English course; this description embraces three different stages (before, during and after of implementation. Subsequently, some discussion of the results is provided gathered from the research instruments I used. Finally, some conclusions and suggestions are provided in regards to the research question of the study, its outcomes on how tutors' challenges shape tutor's roles in electronic environments.

  18. Tutoring the Elderly on the Use of Recommending Systems

    Science.gov (United States)

    Savvopoulos, Anastasios; Virvou, Maria

    2010-01-01

    Purpose: The elderly are often unfamiliar with computer technology and can encounter great difficulties. Moreover, the terms used in such systems may prove to be a challenge for these users. The aim of this research is to tutor the elderly on using an adaptive e-shop system in order to buy products easily. Design/methodology/approach: In view of…

  19. Tutored Videotape-Instruction in Clinical Decision-Making.

    Science.gov (United States)

    Sox, Harold C.; And Others

    1984-01-01

    A comparison of traditional medical lecturing with a technique using a videotaped lecture that can be interrupted by a tutor for discussion or questions showed similar academic achievement rates but higher student ratings for the videotape method. The technique is recommended for specialized topics or areas in which the supply of expert lecturers…

  20. Tutoring the Elderly on the Use of Recommending Systems

    Science.gov (United States)

    Savvopoulos, Anastasios; Virvou, Maria

    2010-01-01

    Purpose: The elderly are often unfamiliar with computer technology and can encounter great difficulties. Moreover, the terms used in such systems may prove to be a challenge for these users. The aim of this research is to tutor the elderly on using an adaptive e-shop system in order to buy products easily. Design/methodology/approach: In view of…

  1. Exploring the personal tutor-student relationship: an autoethnographic approach.

    Science.gov (United States)

    Gardner, L D; Lane, H

    2010-05-01

    In this paper, my personal student Hannah and I narrate an account of aspects of our tutor/student relationship, features of which we consider to have wider relevance to others who occupy similar roles. The decision that we should write about our experience as personal tutor and student was one that emerged rather than was deliberately taken, and that we should write it as an autoethnography similarly became apparent. We had things to say, and wanted to present them in a style that mirrored the multifaceted relationship that developed, and which we continue to cultivate as evidenced by the writing of this piece. We suggest that the roles and relationships explored here extend beyond tutor and student boundaries, and have relevance to nurse and service-user encounters which we demonstrate through the use of particular frameworks for the analysis of our autoethnographic account. We explore these narratives of our relationship by utilizing concepts such as, 'boundaries', 'learning', 'supervision' and 'therapy'. In doing so, a shape of personal tutoring emerges which in turn may serve as a valuable teaching technique within mental health nurse education.

  2. Analysing Student Programs in the PHP Intelligent Tutoring System

    Science.gov (United States)

    Weragama, Dinesha; Reye, Jim

    2014-01-01

    Programming is a subject that many beginning students find difficult. The PHP Intelligent Tutoring System (PHP ITS) has been designed with the aim of making it easier for novices to learn the PHP language in order to develop dynamic web pages. Programming requires practice. This makes it necessary to include practical exercises in any ITS that…

  3. Tutoring and Multi-Agent Systems: Modeling from Experiences

    Science.gov (United States)

    Bennane, Abdellah

    2010-01-01

    Tutoring systems become complex and are offering varieties of pedagogical software as course modules, exercises, simulators, systems online or offline, for single user or multi-user. This complexity motivates new forms and approaches to the design and the modelling. Studies and research in this field introduce emergent concepts that allow the…

  4. A Micro-Computer Based Tutor for Teaching Arithmetic Skills.

    Science.gov (United States)

    Attisha, M.; Yazdani, M.

    1983-01-01

    Describes a knowledge-based tutoring system which provides pupil interaction with the microcomputer to diagnose pupils' errors in subtraction operations. Current subtraction methods; nature and origin of subtraction errors; and the structure, achievements, and future developments of the computer system are included. Thirteen references and a…

  5. Collaboration and peer tutoring in chemistry laboratory education

    NARCIS (Netherlands)

    Ding, N.; Harskamp, E.G.

    2011-01-01

    The aim of this study is to examine the effectiveness of collaborative learning with hints and peer tutoring with hints, and individual learning with hints in chemistry laboratory education in a secondary school. A total of 96 eleventh graders participated in this study. The study has a randomized

  6. Optimizing Knowledge Sharing in Learning Networks through Peer Tutoring

    NARCIS (Netherlands)

    Hsiao, Amy; Brouns, Francis; Kester, Liesbeth; Sloep, Peter

    2009-01-01

    Hsiao, Y. P., Brouns, F., Kester, L., & Sloep, P. (2009). Optimizing Knowledge Sharing in Learning Networks through Peer Tutoring. Presentation at the IADIS international conference on Cognition and Exploratory in Digital Age (CELDA 2009). November, 20-22, 2009, Rome, Italy.

  7. Optimizing Knowledge Sharing In Learning Networks Through Peer Tutoring

    NARCIS (Netherlands)

    Hsiao, Amy; Brouns, Francis; Kester, Liesbeth; Sloep, Peter

    2009-01-01

    Hsiao, Y. P., Brouns, F., Kester, L., & Sloep, P. B. (2009). Optimizing Knowledge Sharing In Learning Networks Through Peer Tutoring. In D. Kinshuk, J. Sampson, J. Spector, P. Isaías, P. Barbosa & D. Ifenthaler (Eds.). Proceedings of IADIS International Conference Cognition and Exploratory Learning

  8. Language Repair Strategies in Bilingual Tutoring of Mathematics Word Problems

    Science.gov (United States)

    Oliveira, Alandeom W.; Meskill, Carla; Judson, Darlene; Gregory, Karen; Rogers, Patterson; Imperial, Christopher J.; Casler-Failing, Shelli

    2015-01-01

    This study explores the "language repair strategies" (aimed at repairing communication problems) of two bilingual speakers during mathematics word problem tutoring sessions. Bilingual repair was shown to gradually shift from a linguistic to an epistemic focus during problem solving (i.e., communication became more conceptually focused…

  9. Bringing a Lemon to a Lifer: Tutoring in Prison

    Science.gov (United States)

    Page, Mich

    2009-01-01

    This prison-based research is grounded upon "reflection-in-action", intertwining the accounts of a reflective prisoner and a reflective practitioner. Through use of ethnographic methods it seeks to make sense of the contradictions encountered while tutoring prisoners. The research story shows how meaning conflicts have been negotiated,…

  10. The Impact of an Online Tutoring Program on Mathematics Achievement

    Science.gov (United States)

    Clark, Amy K.; Whetstone, Patti

    2014-01-01

    The authors explored the impact of an online tutoring program, Math Whizz (Whizz Education, 2014), on student mathematics achievement at 15 elementary schools. Students participated in the use of the Math Whizz program for the duration of the school year as a supplement to mathematics instruction. The Math Whizz program recorded such information…

  11. Improved Modeling of Intelligent Tutoring Systems Using Ant Colony Optimization

    Science.gov (United States)

    Rastegarmoghadam, Mahin; Ziarati, Koorush

    2017-01-01

    Swarm intelligence approaches, such as ant colony optimization (ACO), are used in adaptive e-learning systems and provide an effective method for finding optimal learning paths based on self-organization. The aim of this paper is to develop an improved modeling of adaptive tutoring systems using ACO. In this model, the learning object is…

  12. Recorded Readings: A Taped Parent-Tutoring Intervention

    Science.gov (United States)

    Kupzyk, Sara; McCurdy, Merilee; Hofstadter, Kristi L.; Berger, Laura

    2011-01-01

    Parent tutoring has been successfully used to increase children's oral reading fluency. However, commonly used procedures pose a challenge for parents who are not proficient in reading or who speak English as a second language. A taped reading program that included listening passage preview, repeated reading, and performance feedback was developed…

  13. Nursing students' perceptions of effective problem-based learning tutors.

    Science.gov (United States)

    Matthew-Maich, Nancy; Martin, Lynn; Hammond, Cynthia; Palma, Amy; Pavkovic, Maria; Sheremet, Darlene; Roche, Carmen

    2016-11-16

    Aim To explore baccalaureate nursing students' perceptions of what makes an effective tutor in problem-based learning courses, and the influence of effective teaching on students' learning and experience. Method Students enrolled in all four years of a baccalaureate nursing programme completed online surveys (n=511) and participated in focus groups (n=19). Data were analysed and combined using content analysis. Findings The data were summarised using five themes, the '5 Ps' of effective teaching in problem-based learning. Nursing students perceived effective problem-based learning tutors to be prepared with knowledge and facilitation skills, person-centred, passionate, professional and able to prepare students for success in the nursing programme. Effective tutors adjusted their approaches to students throughout the four years of the nursing programme. Conclusion Effective teaching in problem-based learning is essential and has significant effects on nursing students' learning, motivation and experience. Important attributes, skills and strategies of effective problem-based learning tutors were identified and may be used to enhance teaching and plan professional development initiatives.

  14. An Intelligent Computer-Based System for Sign Language Tutoring

    Science.gov (United States)

    Ritchings, Tim; Khadragi, Ahmed; Saeb, Magdy

    2012-01-01

    A computer-based system for sign language tutoring has been developed using a low-cost data glove and a software application that processes the movement signals for signs in real-time and uses Pattern Matching techniques to decide if a trainee has closely replicated a teacher's recorded movements. The data glove provides 17 movement signals from…

  15. An agent-based intelligent tutoring system for nurse education

    NARCIS (Netherlands)

    Hospers, M.; Kroezen, E.; Nijholt, A.; Akker, op den R.; Heylen, D.

    2003-01-01

    This report describes the development of a teaching environment that uses agents to support learning. An Intelligent Tutoring System will be described, that guides students during learning. This system is meant for nurse education in the first place, but it is generic in the sense that the core is s

  16. Effectiveness of Cognitive Tutor Algebra I at Scale

    Science.gov (United States)

    Pane, John F.; Griffin, Beth Ann; McCaffrey, Daniel F.; Karam, Rita

    2014-01-01

    This article examines the effectiveness of a technology-based algebra curriculum in a wide variety of middle schools and high schools in seven states. Participating schools were matched into similar pairs and randomly assigned to either continue with the current algebra curriculum for 2 years or to adopt Cognitive Tutor Algebra I (CTAI), which…

  17. Reading Tutor, A Reading Support System for Japanese Language Learners

    Directory of Open Access Journals (Sweden)

    Yoshiko KAWAMURA

    2012-12-01

    Full Text Available The present paper gives an overview of the tools and materials included in the Japanese language reading tutorial system Reading Tutor and the multilingual lexicographical project Reading Tutor Web Dictionary, and discusses their possible uses both for Japanese language instruction and to support autonomous language learning. The paper further presents one particular use of these tools and resources for the development of learning materials for foreign candidates to the Japanese certified care worker national examination, and concludes with suggestions for effective guidance geared at fostering autonomous vocabulary learning.-----Članek predstavlja orodja in gradiva v sistemu za podporo branju v japonščini Reading Tutor in v večjezičnem slovarskem projektu Reading Tutor Web Dictionary ter njihovo možno uporabo tako za poučevanje japonščine kot tudi za podporo samostojnemu jezikovnemu učenju. Nadalje predstavlja konkreten primer uporabe teh orodij in virov za izdelavo učnega gradiva za tuje kandidate, ki se pripravljajo na japonski državni izpit za zdravstvene delavce. V zaključku predlaga nekaj pedagoških pristopov za učinkovito podporo samostojnemu učenju besedišča.

  18. [Report of Resident Tutor (Jamaica) August 1968-1969.

    Science.gov (United States)

    Gordon, Hopeton

    The annual report of the resident tutor (Jamaica) for the University of the West Indies describes and evaluates courses and programs sponsored by the Department of Extra-Mural Studies between August 1968 and July 1969, and makes mention of attendance figures and response. Topics for courses and seminars included training in various job skills,…

  19. Discursive Practices of Private Online Tutoring Websites in Russia

    Science.gov (United States)

    Kozar, Olga

    2015-01-01

    A recent development in English teaching in Russia is the emergence of private online language-tutoring schools, which offer one-on-one lessons by means of audio/videoconferencing. It remains unclear: (1) how these new providers of educational services are presenting themselves to the potential learners; (2) what ideology they tend to drawn on and…

  20. Training ESOL Instructors and Tutors for Online Conferencing

    Science.gov (United States)

    Hewett, Beth L.; Lynn, Robert

    2007-01-01

    Individualized conferencing, a situation where instructors and tutors work individually with students, is one traditional way in which students whose first language is not English (ESOL) can receive help as they learn and practice their English speaking and writing skills. This article is a demonstration of some of the practical strategies common…

  1. An Agent-based Intelligent Tutoring System for Nurse Education

    NARCIS (Netherlands)

    Hospers, M.A.; Kroezen, E.; Nijholt, Antinus; op den Akker, Hendrikus J.A.; Heylen, Dirk K.J.

    This report describes the development of a teaching environment that uses agents to support learning. An Intelligent Tutoring System will be described, that guides students during learning. This system is meant for nurse education in the first place, but it is generic in the sense that the core is

  2. Identifying Training Needs of Novice Online English Language Tutors

    Science.gov (United States)

    Rodriguez Buitrago, Carolina

    2013-01-01

    Online and blended learning are of growing interest in the English language learning community. In Colombia, national initiatives and policies promote online educational programs and online English courses specifically. As a result, new online tutors are constantly needed for new programs and courses offered by institutions as well as by private…

  3. Analysing Student Programs in the PHP Intelligent Tutoring System

    Science.gov (United States)

    Weragama, Dinesha; Reye, Jim

    2014-01-01

    Programming is a subject that many beginning students find difficult. The PHP Intelligent Tutoring System (PHP ITS) has been designed with the aim of making it easier for novices to learn the PHP language in order to develop dynamic web pages. Programming requires practice. This makes it necessary to include practical exercises in any ITS that…

  4. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    2015-01-01

    The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure....... The FDIC's experience teaches us three important lessons: First, systemically important financial institutions need to have in their liability structure sufficient unsecured (or otherwise subordinated) term debt so that in the event of bank failure, the conversion of debt into equity will be sufficient...

  5. Evidence of Sr/Ca and Mg/Ca Temperature Invariance in Live Aragonitic Hoeglundina elegans Tests from the Little Bahama Bank

    Science.gov (United States)

    Blanks, J. K.; Hintz, C. J.; Chandler, G. T.; Shaw, T. J.; McCorkle, D. C.; Bernhard, J. M.

    2007-12-01

    Mg/Ca and Sr/Ca were analyzed from core-top individual Hoeglundina elegans aragonitic tests collected from three continental slope depths within the South Carolina and Little Bahama Bank continental slope environs (220 m to 1084 m). Our study utilized only individuals that labeled with the vital probe CellTracker Green - unlike bulk core-top material often stained with Rose Bengal, which has known inconsistencies in distinguishing live from dead foraminifera. DSr x 10 values were consistently 1.74 $ pm 0.23 across all sampling depths. The analytical error in DSr values (0.7%) determined by ICP-MS between repeated measurements on individual H. elegans tests across all depths was less than analytical error on repeated measurements from standards. Variation in DSr values was not directly explained by a linear temperature relationship (p=0.0003, R2=0.44) over the temperature range of 4.9-11.4°C with a sensitivity of 59.8 μmol/mol/1°C. The standard error by regressing DSr across temperature yields + 3.4°C, which is nearly 3x greater that reported in previous studies. Sr/Ca was more sensitive for calibrating temperature than Mg/Ca in H. elegans. Observed scatter in DSr was too great across individuals of the same size and of different sizes to resolve ontogenetic effects. However, higher DSr values were associated with smaller individuals and warmer/shallower sampling depths. The highest DSr values were observed at the intermediate sampling depth (~600 m). No significant ontogenetic relationship was found across DSr values in different sized individuals due to tighter overall constrained variance; however lower DSr values were observed from several smaller individuals. Several dead tests of H. elegans showed no significant differences in DSr values compared to live specimens cleaned by standard cleaning methods, unlike higher dead than live DMg values observed for the same individuals. There were no significant deviations in DSr across batches cleaned on separate

  6. SISTEMAS TUTORES INTELIGENTES COMO APOYO EN EL PROCESO DE APRENDIZAJE

    Directory of Open Access Journals (Sweden)

    Edwin Eduardo Millan Rojas

    2015-09-01

    Full Text Available El objetivo principal de este artículo es la identificación de las principales características de los tutores inteligentes, su origen y evolución los cuales pueden ofrecer elementos para la formulación de nuevos proyectos de investigación relacionados con la educación y el uso de los tutores. El método utilizado es el descriptivo y sistémico, los cuales permiten recopilar los datos necesarios, la información presentada ha sido adquirida de bases de datos especializadas como IEEE, Redalyc, ACM y Science Direct, además de artículos de revistas de universidades internacionales y de proyectos de investigación descargados de Google Académico. Los Sistemas Tutores Inteligentes surgieron al combinar técnicas de inteligencia artificial (IA con los métodos clásicos de enseñanza. Estos son sistemas de software que generan un ambiente idóneo para la interacción y satisfacción de las necesidades del estudiante, adaptable a los conocimientos previos y a la capacidad de evolución de cada alumno respecto a un área del conocimiento. El funcionamiento de los STI se basa en la relación entre tres principales módulos (tutor, estudiante y dominio, para presentar al usuario la información de manera estructurada. La investigación llevada a cabo permitió reunir los aspectos más relevantes de los Sistemas Tutores Inteligentes (STI y presentarlos como una herramienta óptima para llevar a cabo un proceso de aprendizaje.

  7. Central bank capital, financial strength, and the Bank of Japan

    OpenAIRE

    Thomas F. Cargill

    2006-01-01

    This Economic Letter addresses central bank capital and financial strength in the context of Bank of Japan policy (Cargill 2005). Specifically, it reviews general considerations about central bank capital and financial strength, discusses recent Bank of Japan policy in the context of capital structure, evaluates the Bank of Japan's concern in the context of the broader issue of central bank independence, and draws some lessons from recent Bank of Japan policy.

  8. CUSTOMERS’ PREFERENCE FOR E – BANKING SERVICES: A CASE STUDY OF SELECTED BANKS IN SIERRA LEONE

    Directory of Open Access Journals (Sweden)

    R. A. GBADEYAN

    2011-08-01

    Full Text Available The development and the increasing progress that is being experienced in the Information and Communication Technology have brought about a lot of changes in almost all facets of life. In the Banking Industry, it has been in the form of online banking, which is now replacing the traditional banking practice. Online banking has a lot of benefits which add value to customers’ satisfaction in terms of better quality of service offerings and at the same time enable the banks gain more competitive advantage over other competitors. There are some associated risks identified in the study that seem to hinder the success of e-banking services and thus constitute major concern to both financial institutions and customers. This paper therefore, examines, if customers’ choice of banks is influenced by the quality of e–banking services provided. Stratified sampling was used; while the survey Instrument was a developed Questionnaire comprising open ended and Likert type of questions. The Likert type questions have a 4 point scale (indicating 1 = very comfortable and 4 = uncomfortable divided into two (2 sections: personal details and customers’ e-banking preference in Sierra Leone. The instrument contained 36 items and was administered to about 400 respondents, while 360 completed and returned their Questionnaire. The statistical techniques used for the analysis were the Chi–Square and correlation. The Chi–Square analysis revealed that the quality of e–banking services offered by banks have significant influence on their customers at 95%, 3 degree of freedom. The paper recommends that various measures should be put in place to ensure more security such as installation of encrypted software, verification system of customer’s identification cards, frequent change of password, examining test questions and using mixed password such as the use of alphanumeric amongst others. The paper concludes that e –banking has become important phenomenon in

  9. Evaluating banking efficiency with data envelopment analysis: evidence from Chongqing, P. R. China

    Institute of Scientific and Technical Information of China (English)

    WU Jun; ZHANG Zong-yi; ZOU Rui

    2008-01-01

    Data envelopment analysis was applied to determine relative efficiencies of state-owned and joint-stock banks in Chongqing, P. R. China, during the years 1996 to 2000. We found that state-owned banks have low levels of efficiency when compared with joint-stock banks, but some joint-stock bank branches have low efficiency scores. Efficiency difference testing by using the Mann-Whitney rank order statistic indicates that the efficiency gap between state-owned and joint-stock banks is insignificant, which is characteristic of regional banks. We also presented some factors that may affect bank efficiency, and offer suggestions to improve bank management and efficiency.

  10. The Effect of Reciprocal Peer Tutoring and Non-Reciprocal Peer Tutoring on the Performance of Students in College Physics

    Science.gov (United States)

    Dioso-Henson, Luzale

    2012-01-01

    Formalised peer-to-peer collaboration and the use of web-enhanced materials that are consistent with course objectives, graded assessments and learning outcomes is well known in educational practice. This study compared the academic gains of college students enrolled in Physics using Reciprocal Peer Tutoring (RPT) with others using non-Reciprocal…

  11. Barriers to Adoption of Mobile banking: Evidence from Ghana

    Directory of Open Access Journals (Sweden)

    Faisal Iddris

    2013-07-01

    Full Text Available The purpose of this research is to investigate the perceived barriers to adoption of mobile banking among consumers, and to assess whether the usage of M-Banking is constraint on the basis of different demographic characteristics such as age, income level, mobile phone usage “experience” and marital status. Data were collected using convenient sampling via self-administered questionnaire in a large university in the Ashanti region of Ghana. A total of usable 189 responses were collected from non-users of mobile banking and retained for analysis using SPSS version 16. The main reasons for rejecting M-Banking were explored using simple descriptive analysis, while chi-square tests were used to assess differences between socio-demographic variables and the rejection factors. The result indicates that majority of respondents do not use any kind of mobile banking service. The four main reasons for rejecting M-Banking were: M-banking requires knowledge and learning; M-banking attract additional banking charges; poor telecommunication network; consumer preference for traditional means of banking instead of mobile enabled banking services. The practical implications of this research is the revealing of the main barriers to Mobile banking adoption and suggesting of appropriate marketing strategies to overcome the obstacles to mobile banking adoption.

  12. Study on Current Tests of 145 kV Circuit Breakers for Capacitor Bank Current Switching%145kV断路器开合电容器组电流试验研究

    Institute of Scientific and Technical Information of China (English)

    黄实; 崔博源; 姚斯立; 李志兵; 刘浩军

    2012-01-01

    The standard selection, test method, parameters of test circuit, and test requirement for the current tests of 145 kV circuit breakers for capacitor bank switching are researched, and the test situation is introduced. The performance of 145 kV circuit breakers for capacitor bank switching is examined by using the conclusion of this research to ensure their security and reliability.%笔者研究了145 kV断路器开合电容器组电流试验的标准选用、试验方法、试验回路参数、试验要求等,并介绍了试验情况.研究成果的应用使得145 kV投切电容器组断路器的开合电容器组性能得到了型式试验考核,为工程的安全可靠运行提供了保障.

  13. Active Drivers of Adoption of Internet Banking

    Directory of Open Access Journals (Sweden)

    Pankaj Yadav

    2016-05-01

    Full Text Available Application of internet by banking sector in India has changed the definition of banking completely. The management of different banks has been making concrete efforts to facilitate the acceptance of i-banking by bringing out its benefits to the customers. This paper identifies the active factors that influence customers intention regarding use of internet banking in Himachal Pradesh  Data was collected from a sample of 120 respondents through a well structured questionnaire. The data was collected from Government employees of Shimla district of Himachal Pradesh by asking close ended questions regarding their attitude towards i-banking and their future intention about its use . For analysing and interpreting data in the present study, basic statistical tools, chi-square test (test of independence and logistical regression analysis was used with the help of SPSS 16.0 version. Out of seven factors i.e., perceived risk, perceived usefulness,  perceived quality of service, Perceived cost, Perceived ease of use, trust and awareness, three significant factors i.e., perceived risk, perceived usefulness  and perceived quality of service have been identified that actively influence future adoption intention to adopt internet banking . Further the study exhibited that perceived usefulness and perceived quality of service positively influence the intention to adopt i-banking while perceived risk negatively affect the future adoption intention of i-banking. This  model has the overall predictability of classifying 76.7 % cases correctly and exhibited that 87.2 % customers are classified for adopting i-banking service whereas 57.1 % customers for not having intention to use it in future

  14. Who Is the Preferred Tutor in Clinical Skills Training: Physicians, Nurses, or Peers?

    Science.gov (United States)

    Abay, Ece Şükriye; Turan, Sevgi; Odabaşı, Orhan; Elçin, Melih

    2017-01-01

    Phenomenon: Clinical skills centers allow structured training of undergraduate medical students for the acquisition of clinical skills in a simulated environment. Physician, nurse, or peer tutors are employed for training in those centers. All tutors should have appropriate training about the methodology used in the clinical skills training. Many of the studies revealed the effectiveness of various types of tutors. The aim of our study was to evaluate medical students' satisfaction with clinical skills training, and their opinions about the differences in coaching skills among the physician, nurse, and peer tutors. This study was conducted with third-year students (467 students) in 2013-2014 academic year at Hacettepe University Faculty of Medicine. Participation rate was 85 % (397 students). The students attended the suturing skill training in groups of 40 students. First, a faculty member from the Department of Medical Education delivered a video demonstration and conducted discussion. After the demonstration, the students were divided into groups of 5-6 students. A physician, nurse, or a peer tutor facilitated each group. The students were asked to complete the Coaching Skills Evaluation Form after the practicum session. It contained 13 criteria for assessing the coaching skills. Additionally, the form included a question for rating the student's satisfaction with the tutor. The performance of the tutors at each step was rated on a three-point scale. Kruskal Wallis analysis was used to compare students' scores for their tutors. The students' satisfaction with tutors was high for all of the tutors. However, there was no difference between students' scores in suturing skill, and between physician, nurse, and peer tutors' coaching skills. Insights: In this study, we revealed that physician, nurse, and peer tutors were equally effective on the students' performances. They were also regarded as effective in their teaching role by students. But the most important

  15. Banking System in Kyrgyz Republic

    OpenAIRE

    Sagbansu, Lutfu

    2006-01-01

    This paper examines the overall banking system and the basic banking system development factors such as internet banking and deposit insurance in the world and particularly in Kyrgyzstan. The analyses show that progress in banking reform, introduction of deposit insurance and internet banking concepts are essential for avoiding harmful problems, development stable and solvent banking system. These developments include the more effective regulation of the entry and exit of banks, removal of ob...

  16. 银行职工心理健康查体结果分析与健康管理对策%The psychological test results and health management countermeasures on the bank employee

    Institute of Scientific and Technical Information of China (English)

    吴玲; 毕海玲

    2016-01-01

    目的:通过心理健康查体,了解某银行职工心理健康状况,为心理健康管理提供依据和对策。方法:采用心理CT系统对银行职工心理健康状况进行评估。结果:在测试结果有效的42名职工中,心理状态处于边缘或轻微异常者占28.57%;心理状态中度异常者占4.76%。结论:银行职工的心理健康状况不容乐观,将职工心理健康的管理纳入到日常管理工作中,对有效提升职工社会适应能力和心理健康水平,提高绩效及改善组织气氛具有重要意义。%Objective To know the mental health conditions of bank employee by psychological test, and to provide a basis for mental health management .Method The mental health conditions of bank employee were evaluated by psychological CT. Results Mildly abnormal of Mental health condition occurrence rate of 42 bank employees is 28.57%,4.76%is moderately abnormal. Conclusion The mental health status of the bank staff is not optimistic, To include the mental health management in daily management work is very important for enhance the level of worker social adaptation ability and mental health, and improve performance and the organizational atmosphere.

  17. The Development of Coordination Type Test Bank System and Realization Method%一种协同式题库系统的开发及实现方法

    Institute of Scientific and Technical Information of China (English)

    黄志刚; 刘一兵

    2011-01-01

    The development of a collaborative item bank system and realization methods used in data communications and data processing devices. The test bank system includes: database module, test module, communication module, access module. The system implementation, including: the establishment of test database, paper library, access the table, feature table; periodic testing, and feedback results; online communication to achieve results based on feedback and research discussions on the implementation characteristics of the measured object identification and retrieval; under construction and characteristics of the object Use exam. The bank system and the implementation can be online team-based teaching model to guide the students to learn and formative assessment.%开发一种协同式题库系统及实现方法,应用于数据通信和数据处理装置中。该题库系统包括:数据库模块、测试模块、通信模块、权限模块。该系统实现方法包括:建立试题库、试卷库、权限表、特征表;定期测试,并反馈结果;根据反馈结果在线通信实现教研讨论,对被测对象实施特征标识和检索;根据对象特征建设和使用题库。该题库系统及实现方法。能在线实现基于教学团队对学生进行指导型学习和形成性考核。

  18. Diseño de un Banco del Tiempo Escolar basado en la metodología Peer Tutoring (Tutoría entre iguales)

    OpenAIRE

    Rodríguez Suárez, Vanesa

    2015-01-01

    Reflexión sobre las prácticas, programación didáctica e innovación consistente en el diseño de un banco del tiempo llevado al ámbito escolar y basado en la metodología Peer Tutoring (Tutoría entre iguales).

  19. Rethinking Distance Tutoring in E-Learning Environments: A Study of the Priority of Roles and Competencies of Open University Tutors in China

    Science.gov (United States)

    Li, Shuang; Zhang, Jingjing; Yu, Chen; Chen, Li

    2017-01-01

    This study aims to identify the priority of the roles and competencies of tutors working in the e-learning environments where the tutors are experiencing the changes brought by reforming traditional TV and broadcasting university to open universities. The mixed methods, DACUM, non-participatory observation, and questionnaires were used to identify…

  20. Note-Taking within MetaTutor: Interactions between an Intelligent Tutoring System and Prior Knowledge on Note-Taking and Learning

    Science.gov (United States)

    Trevors, Gregory; Duffy, Melissa; Azevedo, Roger

    2014-01-01

    Hypermedia learning environments (HLE) unevenly present new challenges and opportunities to learning processes and outcomes depending on learner characteristics and instructional supports. In this experimental study, we examined how one such HLE--MetaTutor, an intelligent, multi-agent tutoring system designed to scaffold cognitive and…

  1. Directive versus Facilitative Peer Tutoring? A View on Students' Appraisal, Reported Learning Gains and Experiences within Two Differently-Tutored Learning Environments

    Science.gov (United States)

    Berghmans, Inneke; Michiels, Lotte; Salmon, Sara; Dochy, Filip; Struyven, Katrien

    2014-01-01

    The present study aimed to shed light on students' appraisal and reported learning gains in two differently-tutored learning environments (i.e. directively and facilitatively tutored). In order to investigate this, a quasi-experimental study was set up in the context of a clinical skills learning environment. Not only were participating…

  2. Banks, regions and development

    Directory of Open Access Journals (Sweden)

    Pietro Alessandrini

    2003-03-01

    Full Text Available From the 1980s onwards the banking sectors in all the industrialised countries have been experiencing intense restructuring, aggregation and consolidation, radically changing their ownership structures and geography. Whatever the reasons behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the removal of barriers to the free location of banks and their penetration of peripheral markets pose two main questions. Will integration of the banking systems lead to a narrowing or a widening of the development gap between regions? What relations will there be between financial centres and the periphery, and how will financial labour be divided between national (international banks and local (regional banks? The aim of this paper is to address such questions in the light of recent developments in the theoretical and empirical literature on financial integration.

  3. Tissue banking in australia.

    Science.gov (United States)

    Ireland, Lynette; McKelvie, Helen

    2003-01-01

    The legal structure for the regulation of tissue banking has existed for many years. In Australia, the donation of human tissue is regulated by legislation in each of the eight States and Territories. These substantially uniform Acts were passed in the late 1970's and early 1980's, based on model legislation and underpinned by the concept of consensual giving. However, it was not until the early 1990's that tissue banking came under the notice of regulatory authorities. Since then the Australian Government has moved quickly to oversee the tissue banking sector in Australia. Banked human tissue has been deemed to be a therapeutic good under the Therapeutic Goods Act 1989, and tissue banks are required to be licensed by the Therapeutic Goods Administration and are audited for compliance with the Code of Good Manufacturing Practice- Human Blood and Tissues. In addition, tissue banks must comply with a myriad of other standards, guidelines and recommendations.

  4. Automated analysis of short responses in an interactive synthetic tutoring system for introductory physics

    Science.gov (United States)

    Nakamura, Christopher M.; Murphy, Sytil K.; Christel, Michael G.; Stevens, Scott M.; Zollman, Dean A.

    2016-06-01

    Computer-automated assessment of students' text responses to short-answer questions represents an important enabling technology for online learning environments. We have investigated the use of machine learning to train computer models capable of automatically classifying short-answer responses and assessed the results. Our investigations are part of a project to develop and test an interactive learning environment designed to help students learn introductory physics concepts. The system is designed around an interactive video tutoring interface. We have analyzed 9 with about 150 responses or less. We observe for 4 of the 9 automated assessment with interrater agreement of 70% or better with the human rater. This level of agreement may represent a baseline for practical utility in instruction and indicates that the method warrants further investigation for use in this type of application. Our results also suggest strategies that may be useful for writing activities and questions that are more appropriate for automated assessment. These strategies include building activities that have relatively few conceptually distinct ways of perceiving the physical behavior of relatively few physical objects. Further success in this direction may allow us to promote interactivity and better provide feedback in online learning systems. These capabilities could enable our system to function more like a real tutor.

  5. Bank Record Processing

    Science.gov (United States)

    1982-01-01

    Barnett Banks of Florida, Inc. operates 150 banking offices in 80 Florida cities. Banking offices have computerized systems for processing deposits or withdrawals in checking/savings accounts, and for handling commercial and installment loan transactions. In developing a network engineering design for the terminals used in record processing, an affiliate, Barnett Computing Company, used COSMIC's STATCOM program. This program provided a reliable network design tool and avoided the cost of developing new software.

  6. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    Bank resolution is a key pillar of the European Banking Union. This column argues that the current structure of large EU banks is not conducive to an effective and unbiased resolution procedure. The authors would require systemically important banks to reorganise into a ‘holding company’ structure......, where the parent company holds unsecured term debt sufficient to cover losses at its operating financial subsidiaries. This would facilitate a ‘single point of entry’ resolution procedure, minimising the risk of creditor runs and destructive ring-fencing by national regulators....

  7. LIQUIDITY ANALYSIS OF STATE BANK OF INDIA

    Directory of Open Access Journals (Sweden)

    Kumar Gandhi R

    2011-12-01

    Full Text Available Modern customer has a high demand for quality of service than he/she had before. There is an urgent need for improving the customer service levels currently provided in the banking industry. Banks need to understand, foresee, the needs and expected levels of customer support which the customer expects when he/she steps into the branch and strive to stand up and excel in providing the service and making banking a truly delightful experience. The banker should change his/her agenda from Customer Satisfaction to Customer delight and then march towards Customer Ecstasy. This will be possible by maintaining the financial soundness of the firm. In this connection it has been given importance through this study. Since most of the Banking slightly deviate into the other areas like insurance, financial services and modern banking services such as Advisory services, Agent for receivables, custodian, instant loan provider, Forfeiter services and factoring services. A conscious attempt has been made to analysis the liquidity of state bank of India (SBI. The present study aimed to understand the financial soundness of the bank, the ratio analysis taken as tool. In this research work the secondary data mainly used, it has been collected in the form of the company manuals, Balance sheets and other documents. The data analyzed by some of the statistical tools such as ANOVA test and Multi variate test is used to analyze the interferences about the operating efficiency.

  8. Undergraduate technical skills training guided by student tutors--analysis of tutors' attitudes, tutees' acceptance and learning progress in an innovative teaching model.

    Science.gov (United States)

    Weyrich, Peter; Schrauth, Markus; Kraus, Bernd; Habermehl, Daniel; Netzhammer, Nicolai; Zipfel, Stephan; Jünger, Jana; Riessen, Reimer; Nikendei, Christoph

    2008-04-09

    Skills labs provide a sheltered learning environment. As close supervision and individual feedback were proven to be important in ensuring effective skills training, we implemented a cross-year peer tutor system in our skills lab of internal medicine that allowed intense training sessions with small learning groups (3-4 students) taught by one student tutor. The expectations, experiences and criticisms of peer tutors regarding the tutor system for undergraduate skills lab training were investigated in the context of a focus group. In addition, tutees' acceptance of this learning model and of their student tutors was evaluated by means of a pre/post web-based survey. 14 voluntary senior students were intensely prepared by consultants for their peer tutor activity. 127 students participated in the project, 66.9% of which responded to the web-based survey (23 topics with help of 6-point Likert scale + free comments). Acceptance was very high (5.69 +/- 0.07, mean +/- SEM), and self-confidence ratings increased significantly after the intervention for each of the trained skills (average 1.96 +/- 0.08, all p teaching model to be sufficient, and a mere 1% expressed the wish for skills training to be provided by faculty staff only. Focus group analyses with tutors revealed 18 different topics, including profit in personal knowledge and personal satisfaction through teaching activities. The ratio of 1:4 tutor/tutees was regarded to be very beneficial for effective feedback, and the personalized online evaluation by tutees to be a strong motivator and helpful for further improvements. The tutors ascribed great importance to the continuous availability of a contact doctor in case of uncertainties. This study demonstrates that peer teaching in undergraduate technical clinical skills training is feasible and widely accepted among tutees, provided that the tutors receive sufficient training and supervision.

  9. The Effect of Tutoring With Nonstandard Equations for Students With Mathematics Difficulty.

    Science.gov (United States)

    Powell, Sarah R; Driver, Melissa K; Julian, Tyler E

    2015-01-01

    Students often misinterpret the equal sign (=) as operational instead of relational. Research indicates misinterpretation of the equal sign occurs because students receive relatively little exposure to equations that promote relational understanding of the equal sign. No study, however, has examined effects of nonstandard equations on the equation solving and equal-sign understanding of students with mathematics difficulty (MD). In the present study, second-grade students with MD (n = 51) were randomly assigned to standard equations tutoring, combined tutoring (standard and nonstandard equations), and no-tutoring control. Combined tutoring students demonstrated greater gains on equation-solving assessments and equal-sign tasks compared to the other two conditions. Standard tutoring students demonstrated improved skill on equation solving over control students, but combined tutoring students' performance gains were significantly larger. Results indicate that exposure to and practice with nonstandard equations positively influence student understanding of the equal sign. © Hammill Institute on Disabilities 2013.

  10. Liquidity Risk Sensitivity of Czech Commercial Banks

    Directory of Open Access Journals (Sweden)

    Pavla Vodová

    2014-01-01

    Full Text Available The recent financial crisis has shown that a liquidity risk plays an important role in the current developed financial system. One of the efficient tools of liquidity risk management is stress testing which can show banks their potential vulnerability to liquidity shocks. The aim of this paper is therefore to measure the liquidity risk sensitivity of Czech commercial banks and to find out the most severe scenario and the most vulnerable bank. Our sample included significant part of the Czech banking sector; we used unconsolidated balance sheet data over the period from 2000 to 2011 which were obtained from annual reports of Czech banks. We have evaluated liquidity risk of each bank in the sample via six different liquidity ratios. Then we stressed these baseline values in three stress scenarios: run on a bank (simulated by a 20% withdrawal of deposits, confidence crisis on the interbank market (simulated by a withdrawal of 20% of interbank deposits and use of committed loans by counterparties (simulated by a 5% increase of loans provided to nonbank clients. We measured the impact of all scenarios by relative change of liquidity ratios. The impact of modelled liquidity shocks differs among scenarios. The most serious liquidity problems would be caused by the first scenario – run on a bank. The negative influence of third scenario (use of committed loans is less severe. The confidence crisis on the interbank market would not affect bank liquidity at all. The results also show that the severity of the impact of all scenarios worsens in periods of financial distress. We have also found that large and medium sized banks are most vulnerable to liquidity shocks, mainly to massive deposit withdrawals.

  11. Essays on banking and regulation

    NARCIS (Netherlands)

    Todorov, R.I.

    2013-01-01

    This thesis consists of three chapters that explore issues related to bank capital, multinational bank supervision, and bank lending in a developing country. The first chapter explores the impact of peer banks on bank capital adjustments. The second chapter evaluates the extent to which distortions

  12. Orientador ou tutor é autor? Orientador, tutor o director de tesis, ¿es autor?

    Directory of Open Access Journals (Sweden)

    Maria das Graças Targino

    2010-12-01

    Full Text Available Ao decorrer dos tempos, as profundas mudanças no ensino e na pesquisa advindas do avanço tecnológico e, sobretudo, a valoração crescente do ensino superior e da investigação científica vêm acarretando intensa controvérsia em torno do velho e desgastado slogan publish or perish. Cada vez mais, orientadores ou tutores de teses e trabalhos acadêmicos em geral aparecem como primeiro autor ou co-autor de trabalhos realizados por seus alunos, recorrendo ao argumento de que a autoria, como atividade e processo, sofre intensas mutações sociais, culturais, econômicas e políticas. Este é um tema que suscita debate e conduz a mudanças conceituais que exigem a reconstrução dos fundamentos teóricos que cercam a autoria, mas sem relegar a questão ética de respeito à produção do outro.

  13. Factors Determining Mergers of Banks in Malaysia's Banking Sector Reform

    National Research Council Canada - National Science Library

    Rubi Ahmad; Mohamed Ariff; Michael Skully

    2007-01-01

    What was termed government-guided merger was a unique banking sector reform implemented in 2002 by the central bank of Malaysia guiding a larger number of depository institutions to form 10 large banks...

  14. PEER TUTORING INTERVENTIONS FOR STUDENT WITH AUTISM SPECTRUM DISORDERS: A META – SYNTHESIS

    Directory of Open Access Journals (Sweden)

    Brittany L. HOTT

    2014-03-01

    Full Text Available A limitation in social interaction is a critical defining characteristic of Autism Spectrum Disorders (ASD. Peer tutoring is one of the most widely utilized interventions for improvement of social interaction and academic performance. This synthesis examines the effectiveness of peer tutoring interventions in the United States using percentage of nonoverlapping data (PND. Results suggest that peer tutoring is a viable intervention for supporting social and academic development. Limitations, implycations for practice, and future research directions are reported.

  15. Efeitos de duas modalidades tutoriais para a criança tutora em tarefas espaciais Effects of two tutorial modalities on tutor children in spatial tasks

    Directory of Open Access Journals (Sweden)

    Irene Franciscato

    2006-01-01

    Full Text Available O estudo investiga efeitos da tutoria para o tutor, na aprendizagem de noções espaciais, em duas modalidades: explicação oral e explicação oral com demonstração. Participaram 40 crianças de 8 a 9 anos, em três grupos experimentais e um grupo controle. A pesquisa teve delineamento experimental, com pré-teste e pós-testes. No pré-teste e pós-testes 1 e 2 foram aplicadas duas provas de noções espaciais. A tarefa experimental consistiu na realização do jogo do parking em três condições: crianças sozinhas, crianças em díades na modalidade explicação oral ou na modalidade explicação oral com demonstração. Os resultados mostraram que a tutoria favoreceu a aprendizagem das noções espaciais para a criança tutora, com vantagem para a modalidade explicação oral com demonstração. Foram identificadas variações nos progressos alcançados pelos tutores nas duas modalidades tutoriais. São feitas considerações sobre as vantagens da tutoria no campo educacional.The study concerns the effects of tutoring on tutor children, on the learning of spatial notions, in two tutorship modalities, oral explanation and oral explanation with demonstration. Subjects were 40 children aged 8 to 9 years old, randomly assigned to three experimental groups and a control group. The study design is experimental, with pre-test and post-test. Two spatial tasks were employed as pre-test and post-tests (1 and 2. The experimental task consisted in a parking game carried out under three conditions: children alone, children in pairs for both oral explanation and oral explanation with demonstration. Results showed that tutor's learning on the focused spatial notions was favored by tutorship especially under the oral explanation with demonstration condition. Some variations on the tutor's progress were also identified on both modalities. The results provide some grounds on which tutorship may be debated in the educational field.

  16. Islamic banks and profitability: an empirical analysis of Indonesian banking

    OpenAIRE

    Jordan, Sarah

    2013-01-01

    This paper provides an empirical analysis of the factors that determine the profitability of Indonesian banks between the years 2006-2012. In particular, it investigates whether there are any significant differences in terms of profitability between Islamic banks and commercial banks. The results, obtained by applying the system-GMM estimator to the panel of 54 banks, indicate that the high bank profitability during these years were determined mainly by the size of the banks, the market share...

  17. Removing bank subsidies leads inexorably to full reserve banking

    OpenAIRE

    Musgrave, Ralph S.

    2013-01-01

    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  18. Removing bank subsidies leads inexorably to full reserve banking

    OpenAIRE

    Musgrave, Ralph S.

    2013-01-01

    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  19. Bank Lending and Relationship Banking: Evidence from Chilean Firms

    OpenAIRE

    Andrea Repetto; Sergio Rodríguez; Rodrigo O. Valdés

    2002-01-01

    In this paper we empirically study bank-client relationships using a sample of manufacturing Chilean firms. We examine whether concentration and the duration of bank-firm relationships affect the terms of bank financing, evaluating both the volume of bank lending and bank loan costs. Our results indicate that lower concentration, measured by the number of banks a firm borrows from, is associated with lower costs of loans and with a large and positive non-lincar effect on borrowing. The length...

  20. Dual Banking Systems and Interest Rate Risk for Islamic Banks

    OpenAIRE

    Bacha, Obiyathulla I.

    2004-01-01

    In introducing Islamic banking in Malaysia, the basic strategy was to replicate the products/ services offered by conventional banks. The successful implementation of such a strategy has meant that Malaysia today has a truly dual banking system. Islamic banks in Malaysia not only have product similarity with conventional banks but share the same overall economic environment and a common customer base. The ability of non Muslim customers/depositors to switch between the two banking syste...

  1. Methods of Payment to Banks: e-Banking. Comparative Study on Three Banks

    Directory of Open Access Journals (Sweden)

    Miranda Petronella VLAD

    2012-11-01

    Full Text Available E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accounts at any time; information about foreign exchange rates; view and print account statements; the definition of beneficiaries of direct payments by the client.

  2. E-learning environment as intelligent tutoring system

    Science.gov (United States)

    Nagyová, Ingrid

    2017-07-01

    The development of computers and artificial intelligence theory allow their application in the field of education. Intelligent tutoring systems reflect student learning styles and adapt the curriculum according to their individual needs. The building of intelligent tutoring systems requires not only the creation of suitable software, but especially the search and application of the rules enabling ICT to individually adapt the curriculum. The main idea of this paper is to attempt to specify the rules for dividing the students to systematically working students and more practically or pragmatically inclined students. The paper shows that monitoring the work of students in e-learning environment, analysis of various approaches to educational materials and correspondence assignments show different results for the defined groups of students.

  3. Mining Social and Affective Data for Recommendation of Student Tutors

    Directory of Open Access Journals (Sweden)

    Elisa Boff

    2013-03-01

    Full Text Available This paper presents a learning environment where a mining algorithm is used to learn patterns of interaction with the user and to represent these patterns in a scheme called item descriptors. The learning environment keeps theoretical information about subjects, as well as tools and exercises where the student can put into practice the knowledge gained. One of the main purposes of the project is to stimulate collaborative learning through the interaction of students with different levels of knowledge. The students' actions, as well as their interactions, are monitored by the system and used to find patterns that can guide the search for students that may play the role of a tutor. Such patterns are found with a particular learning algorithm and represented in item descriptors. The paper presents the educational environment, the representation mechanism and learning algorithm used to mine social-affective data in order to create a recommendation model of tutors.

  4. A Visualization-Based Tutoring Tool for Engineering Education

    Science.gov (United States)

    Nguyen, Tang-Hung; Khoo, I.-Hung

    2010-06-01

    In engineering disciplines, students usually have hard time to visualize different aspects of engineering analysis and design, which inherently are too complex or abstract to fully understand without the aid of visual explanations or visualizations. As examples, when learning materials and sequences of construction process, students need to visualize how all components of a constructed facility are assembled? Such visualization can not be achieved in a textbook and a traditional lecturing environment. In this paper, the authors present the development of a computer tutoring software, in which different visualization tools including video clips, 3 dimensional models, drawings, pictures/photos together with complementary texts are used to assist students in deeply understanding and effectively mastering materials. The paper will also discuss the implementation and the effectiveness evaluation of the proposed tutoring software, which was used to teach a construction engineering management course offered at California State University, Long Beach.

  5. A peer mentor tutor program for academic success in nursing.

    Science.gov (United States)

    Robinson, Erin; Niemer, Louise

    2010-01-01

    Due to the difficult and rigorous nature of nursing education, student retention and attrition are major concerns for faculty. This article describes the implementation and outcomes of a peer-based mentor tutor program (PMTP) for at-risk students in a traditional baccalaureate program. Funding was obtained to provide scholarship incentives for student participants and cover costs of training and materials. Criteria were determined for the selection of student mentors-tutors and the identification of at-risk students. Interventions consisted of weekly PMTP sessions offered for the first four semesters of nursing courses. Course grades were used to determine outcome differences between control and intervention groups. Students in the intervention group were found to score significantly higher than the control group on both summative and final grades.

  6. Where do people look when tutoring a robot?

    DEFF Research Database (Denmark)

    Lohan, Katrin Solveig; Fischer, Kerstin; Dondrup, Christian;

    In this paper, we investigate the relationship between tutors' gaze behavior and particular kinds of linguistic behaviors. In particular, we describe how word classes are distributed over different gazing classes. For this, we collected data from human-robot interactions and used a classification...... of our participants' gazing behavior to create subsets of their utterances. The participants' speech was transcribed for 3 sessions (2 min each) of interaction with the robot and classified based on the detected gazing classes (looking at the robot, looking at the object or looking somewhere else......). The analysis shows that there are, for instance, more object related keywords when people are gazing at an object, and more personal pronouns when people are looking at the robot. Understanding the relationship between human tutors' linguistic and gazing behavior can facilitate bootstrapping the one capability...

  7. Children Interactions in Literacy Tutoring Situations:A Study with Urban Marginalized Populations in Argentina

    Directory of Open Access Journals (Sweden)

    Celia Renata Rosemberg

    2014-04-01

    Full Text Available The study analyzed the conversational exchanges through which child tutors mediated literacy abilities and knowledge with young children in the framework of the project “From Child to Child: A Tutor-Child Literacy Program,” that is being conducted in Bueno s Aires, Argentina. The analysis considered the conversational moves deployed by both participants in the dyad, as well as the relationship between the tutor and the tutee. Likewise, it examined longitudinal variations in the interactions registered between the first tutoring sessions and the tutoring sessions that occurred after one year of the program. The tutoring sessions were video-taped and the different conversational moves deployed by the tutor and tutee were analyzed using an especially developed system of categories. Subsequently, the distribution of the categories of the tutee and tutor’s interactional moves in the corpus was analyzed quantitatively.Results showed significant longitudinal differences in the quantity of conversational moves: the tutors and the tutees increased their participation in the performance of the activities. The results demonstrated an increase in all the conversational moves the tutors utilized to promote the learning of the younger child tutee and a decrease in those conversational moves that do not promote learning.

  8. 78 FR 12360 - PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail...

    Science.gov (United States)

    2013-02-22

    ... Employment and Training Administration PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail Bank West Chester, IL; Notice of Negative Determination Regarding Application... Assistance (TAA) applicable to workers and former workers of PNC Bank, National Association, Retail...

  9. Information problems and deposit constraints at banks

    OpenAIRE

    Jith Jayaratne; Donald Morgan

    1997-01-01

    Following the investment-cash flow literature, we test whether bank lending is constrained by the availability of insured deposits--a necessary condition for the existence of bank lending channel of monetary policy. We treat insured deposits as a type of "internal fund," similar to cash flows. We use a simple model to sort out the possible identification issues in interpreting a lending-deposit correlation, including reverse causality and omitted variable bias. To minimize the latter, we spli...

  10. Bank profitability: Insights from the rural banking industry in Ghana

    Directory of Open Access Journals (Sweden)

    Michael Adusei

    2015-12-01

    Full Text Available This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana. The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.

  11. The macroeconomics of banking

    NARCIS (Netherlands)

    van der Kwaak, C.G.F.

    2017-01-01

    This thesis studies the macroeconomic effectiveness of monetary and fiscal policy in an environment where commercial banks are undercapitalized after a financial crisis and have large holdings of (risky) government bonds on their balance sheets. An undercapitalized banking system cannot perfectly el

  12. Destroy The Bank! (case)

    NARCIS (Netherlands)

    Star, G.J. Van der; Maas, A.

    2016-01-01

    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the ba

  13. Optimal central bank transparency

    NARCIS (Netherlands)

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.

    2008-01-01

    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  14. Optimal central bank transparency

    NARCIS (Netherlands)

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.H.

    2010-01-01

    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  15. Innovative strategies of bank

    Directory of Open Access Journals (Sweden)

    G.A Peresadko

    2012-03-01

    Full Text Available The article deals with the specifics of banking innovations, the global trends of innovative strategies in the banking sector was described, analyzed the necessary methodology for their implementation, proposed plan of innovative activities and its possible application in Ukraine.

  16. Banking and trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2013-01-01

    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital constrain

  17. Banking and trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2013-01-01

    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital

  18. Essays in empirical banking

    NARCIS (Netherlands)

    Bai, Y.

    2015-01-01

    This dissertation consists of three essays on empirical banking. They study how do information and political activeness affect banks’ lending behavior, as well as the effect of lending relationship with banks on firms’ stock performance during interbank liquidity crunch. The first essay looks at a t

  19. Destroy The Bank! (case)

    NARCIS (Netherlands)

    dr. A. Maas; G.J. Van der Star

    2016-01-01

    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the

  20. Notes on the Components for Intelligent Tutoring Systems

    Directory of Open Access Journals (Sweden)

    Ladislav Samuelis

    2007-08-01

    Full Text Available The aim of this contribution is to present briefly several views on the componentsfor the intelligent tutoring systems (ITSs and to analyze the concepts behind them. We willbriefly analyze the concepts provided by the classical machine learning (ML approachesand then we discuss the role of the components in distributed environment. Finally wesynthesize the converging trends of the ITSs technologies and try to outline further possibleresearch directions in building ITS from components.

  1. An Intelligent Tutoring System for Learning Java Objects

    OpenAIRE

    S. Abu-Naser1; Ahmed, A; al-Masri, N; Deeb, A; E. Moshtaha; M. AbuLamdy

    2011-01-01

    The paper describes the design of a web based intelligent tutoring system for teaching Java objects to students to overcome the difficulties they face. The basic idea of this system is a systematic introduction into the concept of Java objects. The system presents the topic of Java objects and administers automatically generated problems for the students to solve. The system is dynamically adapted at run time to the student’s individual progress. The system provides explicit suppo...

  2. Foreign Funds for City Banks

    Institute of Scientific and Technical Information of China (English)

    WANGPEI

    2005-01-01

    The rather straightforward restructuring of the Bank of Beijing became more arresting in January after Deutsche Bank was reported to be competing with its Dutch rival ING to purchase a stake in the local city commercial bank.

  3. Competition in investment banking

    Directory of Open Access Journals (Sweden)

    Katrina Ellis

    2011-01-01

    Full Text Available We construct a comprehensive measure of overall investment banking competitiveness for follow-on offerings that aggregates the various dimensions of competition such as fees, pricing accuracy, analyst recommendations, distributional abilities, market making prowess, debt offering capabilities, and overall reputation. The measure allows us to incorporate trade-offs that investment banks may use in competing for new or established clients. We find that firms who switch to similar-quality underwriters enjoy more intense competition among investment banks which manifests in lower fees and more optimistic recommendations. Investment banks do compete vigorously for some clients, with the level of competition related to the likelihood of gaining or losing clients. Finally, investment banks not performing up to market norms are more likely to be dropped in the follow-on offering. In contrast, firms who seek a higher reputation underwriter face relatively non-competitive markets.

  4. PROFESORADO NOVEL Y FEEDBACK DEL TUTOR. UN ESTUDIO DE CASOS

    Directory of Open Access Journals (Sweden)

    Paula Mayoral Serrat

    2015-01-01

    Full Text Available Este artículo analiza la naturaleza del feedbackque los tutores proporcionaron al profesorado novel a lo largo de un programa de acompañamiento y construcción del conocimiento profesional de profesores noveles de Educación Secundaria y Ciclos Formativos. Se analizaron todas las situaciones de feedback de los tutores a los noveles a dos niveles de análisis. Uno de carácter claramente descriptivo (macroanálisis de caracterización del feedback (Van Looy and Vrijsen, 1998. Y otro de carácter más interpretativo (micronivel distinguiendo dos tipos de feedback, uno de cariz y naturaleza más afectiva y otro de cariz y naturaleza más cognitiva (Barrios Espinosa, 2008. Los principales resultados del macroanálisis, muestran cómo las tres temáticas más frecuentes se refieren al tratamiento de los contenidos, la gestión del aula y los espacios y a la interacción con los alumnos; casi más de la mitad de los comentarios son de tipo concreto y que los tutores se decantan claramente por los juicios. Los resultados referentes al microanálisis muestran que el feedback cognitivo es el más utilizado en las tres parejas frente al feedback afectivo relacionado con el apoyo emocional y el fomento de la seguridad y la autoconfianza.

  5. [The tutor-professor, transformer of professional practice].

    Science.gov (United States)

    Bardallo Porras, Lola; March i Vila, Gemma

    2007-01-01

    The emerging conceptualization of the teaching-learning process brings with it a modification in the teaching role of a university professor. To think of the function of a tutor-professor from a complex perspective will help professors to develop underneath this paradigm, facilitating the construction of thinking in integrated networks having different types of knowledge which substitute fragmented and lineal knowledge characteristic to positivist thinking. From a complex paradigm, learning acquires a new sense. The complex viewpoint is rich in matrixes, complacent with diversity capable to integrate difficulties. The final objective of teaching is to accompany a student as he/she discovers and interprets reality. The most important function of a tutor is to permit a student to construct himself/herself by means of reflexive dialogue with the student's own learning experience. The tutor's role should enable a student to make use of his/her own speech, offering secure places where a student can find his/her appropriate spot, and where the pressure of an exam becomes more a stimulus to learn than a difficulty for his/her development.

  6. Tutor Inteligente para Propuestas de Investigación

    Directory of Open Access Journals (Sweden)

    Jesús Miguel García Gorrostieta

    2014-01-01

    Full Text Available Estudiantes de Nivel Licenciatura llevan a cabo proyec tos de final de curso en los cuales se solicita la estructuración de un trabajo de investigación. Con el fin de mejorar la calidad de dicha tarea y guiar en el desarrollo de este tipo de trabajo, se implementó un Sistema Tutor para ayudar a los estudiantes. En este artículo se presenta un Tutor Inteligente basado en la web para proporcionar asesoramiento a los estudiantes en la estructuración de borradores de proyectos de investigación. Proponemos un modelo del estudiante basado en una red para seguir el progreso de cada estudiante en el desarrollo del proyecto, así como una retroalimentación personalizada en cada evaluación. El tutor incluye un módulo para evaluar la riqueza léxica, que se realiza en términos de densidad léxica, diversidad léxica y sofisticación. Se presentan los resultados de un estudio piloto con estudiantes que usaron el sistema, además de un análisis del cuestionario con el cual se realizó la evaluación empírica, en la cual se muestra que los estudiantes encontraban a la herramienta útil para mejorar sus escri tos.

  7. DISCRIMINANT ANALYSIS OF BANK PROFITABILITY LEVELS

    Directory of Open Access Journals (Sweden)

    Ante Rozga

    2013-02-01

    Full Text Available Discriminant analysis has been employed in this paper in order to identify and explain key features of bank profitability levels. Bank profitability is set up in the form of two categorical variables: profit or loss recorded and above or below average return on equity. Predictor variables are selected from various groups of financial indicators usually included in the empirical work on microeconomic determinants of bank profitability. The data from the Croatian banking sector is analyzed using the Enter method. General recommendations for a more profitable business of banking found in the bank management literature and existing empirical framework such as rationalization of overhead costs, asset growth, increase of non-interest income by expanding scale and scope of financial products proved to be important for classification of banks in different profitability levels. A higher market share may bring additional advantages. Classification results, canonical correlation and Wilks’ Lambda test confirm statistical significance of research results. Altogether, discriminant analysis turns out to be a suitable statistical method for solving presented research problem and moving forward from the bankruptcy, credit rating or default issues in finance.

  8. The Impact of Financial Liberalization on Islamic Bank's Efficiency in Indonesia

    Directory of Open Access Journals (Sweden)

    Wiwiek Rabiatul Adawiyah

    2015-10-01

    Full Text Available The aim of this research is analyze the state of efficiency demonstrated by foreign banks, as aggressor, as compared to that of the local banks – government banks and Islamic banks during the period 2009-2012. Data Envelopment Analysis (DEA with intermediation approach is used as the main tool of analysis. Input variable chosen are deposit, asset, and personnel expenses. Meanwhile loan and income are chosen as output variable. To find out the difference of efficiency between foreign banks and islamic banks, this study use parametric different test of Independent Sample T-test. The study indicates that foreign banks are less efficient if compared to the local banks, especially Islamic banks and Sharia Business Units. It is also evidenced that there is no significant difference between the efficiency of foreign and Islamic banks during the period 2009-2012.DOI: 10.15408/aiq.v7i2.1680

  9. Undergraduate technical skills training guided by student tutors – Analysis of tutors' attitudes, tutees' acceptance and learning progress in an innovative teaching model

    Directory of Open Access Journals (Sweden)

    Jünger Jana

    2008-04-01

    Full Text Available Abstract Background Skills labs provide a sheltered learning environment. As close supervision and individual feedback were proven to be important in ensuring effective skills training, we implemented a cross-year peer tutor system in our skills lab of internal medicine that allowed intense training sessions with small learning groups (3–4 students taught by one student tutor. Methods The expectations, experiences and criticisms of peer tutors regarding the tutor system for undergraduate skills lab training were investigated in the context of a focus group. In addition, tutees' acceptance of this learning model and of their student tutors was evaluated by means of a pre/post web-based survey. Results 14 voluntary senior students were intensely prepared by consultants for their peer tutor activity. 127 students participated in the project, 66.9% of which responded to the web-based survey (23 topics with help of 6-point Likert scale + free comments. Acceptance was very high (5.69 ± 0.07, mean ± SEM, and self-confidence ratings increased significantly after the intervention for each of the trained skills (average 1.96 ± 0.08, all p Conclusion This study demonstrates that peer teaching in undergraduate technical clinical skills training is feasible and widely accepted among tutees, provided that the tutors receive sufficient training and supervision.

  10. Strangers and neighbours: cross-border banking in North America

    Directory of Open Access Journals (Sweden)

    J.W. DEAN

    2013-12-01

    Full Text Available The paper is concerned with regulatory and competitive aspects of the mutual penetration by Canadian and U.S. banks of each other’s domestic markets. The authors assess the degree to which economic factors alone are responsible for the difference in growth rates between domestic and foreign banks in North America. They argue that regulation has not affected the growth of foreign banks in North America by addressing the question of reciprocity in banking regulations, before examining foreign banks in the U.S. and the manner in which they have been regulated. U.S. banks operating in Canada are then dealt with. Finally, the results of an empirical test of the proposition that the growth of cross-border banking is attributable to factors other than differential regulation is presented.

  11. The Role of Management in the Banking Sector

    Directory of Open Access Journals (Sweden)

    Gabriela Cornelia Piciu

    2011-05-01

    Full Text Available As well known, in the economic literature the concept of market failure illustrates among other thingsnecessity of a serious regulation framework. In this context, the failure of a bank institution is generally considered tobe of more importance than the failure of other types of business firms because of the interconnectedness betweenbanking institutions and its adjacent spill over of systemic risk in space and time. As a result, banking institutions aretypically subjected to rigorous regulation, and bank failures are one of the major public policy objectives. In thefinancial area it is necessary an international regulation framework of banking convergence to approach the topics riskmanagement in terms of quantitative and qualitative indexes of banking institutions. In this respect , the BASEL IImechanism represents the most referential framework of micro prudential banking supervision oriented mostly torisk management of banking instruments and manager behavior in the context of stress test an specific bankingefficiency.For exemple, the rating system and the early stage.

  12. An empirical study on empowering private bank workers using EFQM

    Directory of Open Access Journals (Sweden)

    Jafar Beikzad

    2012-01-01

    Full Text Available Empowering workers play an essential role on increasing productivity in any organization. The service industries such as insurance companies or banks mostly rely on their own people to retain their customers and incomes. The recent increasing trend on the number of private banks in Iran has increased competition among existing banks. The banking industry strives to empower its employees as much as possible in an attempt to maintain market share by not losing its customers. In this paper, we present an empirical study to detect the most important factors empowering bank employees. The study is implemented for a recently established private bank with 228 people with 32 questions where 15 questions are focused on empowering employees. The results are analyzed using statistical tests and descriptive methods. The results indicate that leadership, academic qualification, appropriate policy and strategy, cooperation and processes play important role on empowering and enabling bank's employee.

  13. Interactive Tutoring in Blended Studies: Hindrances and Solutions

    Directory of Open Access Journals (Sweden)

    Asim Ismail Ilyas (Al-Titinchy

    2016-01-01

    Full Text Available This paper distinguishes between traditional teaching known as lecturing (the teacher centered approach; and tutoring (the contemporary technology-oriented interactive teaching/learning approach. It is based on the implementation of tutoring strategies of ‘blended studies’  at the Arab Open University. It investigates the application of modern interactive teaching/learning strategies, specifying some hindering factors in the AOU-Jordan Branch context. The factors include four variables: tutors, students, course material and assessment. The paper is based on qualitative research in terms of a real teaching/leaning context, using both observation and conversation with learners, besides the use of some quantitative data retrieved from a questionnaire in which learners’ views are sought regarding a number of relevant matters. A number of suggested solutions related to each of the hindering factors are presented, which if applied, may secure shifting the balance of the teaching/learning process to a more interactive technology-based tutoring level, which in turn will enhance learners’ opportunities for the attainment of better academic standards, and secure a higher degree of achievement of the shared educational goals of learners and the educational institution they study in.                                                                                                                                                       Keywords: blended studies, interactional teaching, lecturing, tutoring, course material, English language skills

  14. Evaluation of Social Networks Sites in the Banking Sector: An Analysis of Top 200International Banks

    Directory of Open Access Journals (Sweden)

    FRANCISCO JAVIER MIRANDA

    2013-08-01

    Full Text Available Social networks have become an interesting marketing tool for the banking sector to manage contact and interaction with their actual and potential customers. The purpose of this study was to evaluate the use of Facebook by the top 200 international banks. Our paper proposes a new instrument called Facebook Assessment Index (FAI, which uses three categories to evaluate the essential information on a firm's Facebook page: popularity, interactivity, and content. Only 60% of the banks tested had official Facebook page. The results show large differences between them inthe three dimensions of FAI and a great improvement opportunity in the use of Facebook as a marketing tool in the sector. These results not only serve to create a ranking of banks, but also can be used by bank manager as a benchmarking analysis of best Facebook pages, suggesting improvements to their current Facebook pages

  15. Measuring brand equity in banking industry: A case study of Mellat Bank

    Directory of Open Access Journals (Sweden)

    Maryam Nadernezhad

    2013-08-01

    Full Text Available This study examines the influencing factors on brand equity in banking industry. The proposed study designs a questionnaire consists of 16 questions for measuring brand loyalty, brand awareness, brand compatibility and perceived quality in one of Iranian banks named Mellat Bank. Using a descriptive and non-experimental study, the proposed study gathers data and analyze them using t-student test. The results indicate that three components including brand loyalty, brand awareness and brand equity compatibility on brand equity of Mellat bank branches in Mazandaran province are in desirable level but the effect of perceived quality indicator on brand equity of Mellat Bank is not desirable. The study provides necessary suggestions to improve the quality of services for the proposed case study.

  16. Bank Specific and Macroeconomics Dynamic Determinants of Credit Risk in Islamic Banks and Conventional Banks

    OpenAIRE

    Waeibrorheem Waemustafa; Suriani Sukri

    2015-01-01

    The study analyzes macroeconomic and bank specific determinants of credit risk in Islamic and Conventional Banks. Multivariate Regression analysis is applied on the sample of 15 conventional banks and 13 Islamic Banks in Malaysia over the period between 2000 and 2010. The finding shows that the banks specific determinants of credit risk are uniquely influenced the credit risk formation of Islamic and Conventional banks. The study found that risky sector financing; regulatory capital (REGCAP) ...

  17. 河闸除险加固工程右岸翼墙振冲碎石桩试桩探讨%Discussion on Vibroflotation Stone Column Test Pile of Will Wall on Right Bank of River Sluice Reinforcement Engineering

    Institute of Scientific and Technical Information of China (English)

    董湃

    2015-01-01

    Shuangtaizi river sluice is an important component of the flood control system on Liao River downstream,playing vital roles for the development and construction of Panjin City, and obtaining obvious social and economic benefits.The main construction parts of vibroflotation tone column are the foundation of shallow hole gate chamber,foundation of will walls on left and right banks,foundation of water pumping station and foundation of management and running center.This paper describes the purpose of vibroflotation stone column test pile of the will wall on the right bank of Shuangtaizi river sluice reinforcement engineering,conformation of test pile parameters,test pile scope and quantity of test pile method and test pile construction.%双台子河闸是辽河下游防洪体系的重要组成部分,为盘锦市的开发建设发挥了极其重要的作用,并取得了明显的社会效益和经济效益。振冲碎石桩主要施工部位为浅孔闸闸室基础、左右岸翼墙基础、提水泵站基础及调度管理中心基础。文章对双台子河闸除险加固工程右岸翼墙振冲碎石试桩的目的、试桩的参数确定及试桩的方法中的试桩范围和数量、试桩施工进行了阐述。

  18. 国际银行业及监管当局流动性压力测试情况概述%A Summary of the Liquidity Stress Testing Practices of International Banks and Supervisors

    Institute of Scientific and Technical Information of China (English)

    田娟

    2014-01-01

    流动性压力测试是宏观审慎工具箱的重要内容,由于其能够定量测算未预期的尾部风险而受到越来越多的重视。本文以分析近期国际组织关于各国监管当局和业界开展流动性压力测试情况的调研为基础,提出对我国管理部门和商业银行开展压力测试的建议:增加风险因子范围和冲击幅度;延长压力测试时间窗口;将市场风险、信用风险和流动性风险进行综合考量;进一步研究次轮效应。%Liquidity stress testing is an important part of the macro-prudential toolbox, which gains more and more attention due to its function of describing the unexpected tail risk. Based on the survey on the liquidity stress test-ing practices of regulatory authorities and the banking industry in other countries, this paper puts forward several pro-posals for China’s management department and commercial banks to conduct stress testing, which include enlarging the scope of stress testing, lengthening the time horizon, taking the market risk, credit risk and liquidity risk into comprehensive account and exploring the measurement of second-round effect.

  19. GenBank

    Science.gov (United States)

    Benson, Dennis A.; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2017-01-01

    GenBank® (www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for 370 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or the NCBI Submission Portal. GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Nucleotide database, which links to related information such as taxonomy, genomes, protein sequences and structures, and biomedical journal literature in PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. Recent updates include changes to policies regarding sequence identifiers, an improved 16S submission wizard, targeted loci studies, the ability to submit methylation and BioNano mapping files, and a database of anti-microbial resistance genes. PMID:27899564

  20. Soundness of Ethiopian Banks

    Directory of Open Access Journals (Sweden)

    Hamdu Kedir Mohammed

    2015-06-01

    Full Text Available A well-functioning financial institution will sustain a countries economic development and play a great role in reduction of poverty. One of the major participants in the financial institution is the banking industry. However, the mal-functioning of the banking system can be extremely costly to the real economy. As Bank is one of the participants and major key player in the financial institutions, it needs a continuous assessment by its supervisory and management. Mere ratio analyses are commonly used Performance measurement among the banking industry in Ethiopia. Nonetheless, these financial ratios are more of traditional as well as partial measurements. As such this study conducted using CAMEL framework set by bank for international settlement. The study takes secondary data which are gathered from audited annual reports of all banks. The result shows CAMEL framework is the best fit measurement for Ethiopian Banks and it give a comprehensive result which is very helpful for the governor to set a well determined policy and procedure.