WorldWideScience

Sample records for judge loan program-detail

  1. Judge Financial, Administrative Judge

    OpenAIRE

    Kurek, Aline

    2010-01-01

    As a specialised administrative judge, the financial judge, understood in the sense of the Auditors Court, of the regional Auditors Courts and of the Court of budgetary and financial discipline, has a ratione materiae jurisdiction. It is the judge's duty to ensure compliance with budgetary and national accounting rules. The perspective tending to view the financial judge as a administrative judge, that is to say as an ordinary administrative judge, may consequently give rise to certain object...

  2. Juvenile Judge

    Institute of Scientific and Technical Information of China (English)

    1997-01-01

    SHANG Xiuyun was among the first sitting judges when the juvenile court was set up in Beijing 10 years ago. With enriched experience she has altered the way judges ask questions in court. She began the practice of inviting juvenile offenders, their parents, relatives, friends and teachers to the juvenile court to work hand in hand in dealing with cases: Facing their relatives and friends and hearing their heartfelt words, juvenile offenders would often be touched, thus bringing forth a positive attitude toward life.

  3. JUDGING SELECTION: APPOINTING CANADIAN JUDGES

    OpenAIRE

    Peter McCormick

    2015-01-01

    Since the 1970s, the appointment of trial judges in Canada has generally involved an arms-length committee of professionals, although the structure of these committees and their role in the process has varied from province to province, as well as evolving over time. Yet these “new” structures and “new” processes did not prevent a major judicial appointment scandal in the province of Quebec in 2010, culminating in the formation of the Bastarache Committee to recommend changes. This paper summa...

  4. JUDGING SELECTION: APPOINTING CANADIAN JUDGES

    Directory of Open Access Journals (Sweden)

    Peter McCormick

    2015-05-01

    Full Text Available Since the 1970s, the appointment of trial judges in Canada has generally involved an arms-length committee of professionals, although the structure of these committees and their role in the process has varied from province to province, as well as evolving over time. Yet these “new” structures and “new” processes did not prevent a major judicial appointment scandal in the province of Quebec in 2010, culminating in the formation of the Bastarache Committee to recommend changes. This paper summarizes the forty-year history of Canadian judicial appointment committees, identifies the major challenges that face those committees, and suggests the basic values toward which reforms to the appointment process might be directed. Depuis les années 1970, la nomination des juges de première instance au Canada a généralement mis à contribution un comité de professionnels indépendants, bien que la structure de ce comité et son rôle dans le processus de nomination aient varié d’une province à l’autre et évolué avec le temps. Ces « nouvelles » structures et « nouveaux » processus n’ont certes pas empêché l’éclatement du scandale sur la nomination des juges au Québec en 2010. Ce scandale a donné lieu à la formation de la Commission Bastarache qui avait notamment le mandat de recommander des changements. La présent document résume les quarante ans d’histoire des comités canadiens de nomination des juges, recense les principaux défis que ces comités doivent relever, et propose les valeurs fondamentales qui devraient inspirer les réformes du processus de nomination.

  5. Judging the judges' performance in rhythmic gymnastics.

    Science.gov (United States)

    Flessas, Konstantinos; Mylonas, Dimitris; Panagiotaropoulou, Georgia; Tsopani, Despina; Korda, Alexandrea; Siettos, Constantinos; Di Cagno, Alessandra; Evdokimidis, Ioannis; Smyrnis, Nikolaos

    2015-03-01

    Rhythmic gymnastics (RG) is an aesthetic event balancing between art and sport that also has a performance rating system (Code of Points) given by the International Gymnastics Federation. It is one of the sports in which competition results greatly depend on the judges' evaluation. In the current study, we explored the judges' performance in a five-gymnast ensemble routine. An expert-novice paradigm (10 international-level, 10 national-level, and 10 novice-level judges) was implemented under a fully simulated procedure of judgment in a five-gymnast ensemble routine of RG using two videos of routines performed by the Greek national team of RG. Simultaneous recordings of two-dimensional eye movements were taken during the judgment procedure to assess the percentage of time spent by each judge viewing the videos and fixation performance of each judge when an error in gymnast performance had occurred. All judge level groups had very modest performance of error recognition on gymnasts' routines, and the best international judges reported approximately 40% of true errors. Novice judges spent significantly more time viewing the videos compared with national and international judges and spent significantly more time fixating detected errors than the other two groups. National judges were the only group that made efficient use of fixation to detect errors. The fact that international-level judges outperformed both other groups, while not relying on visual fixation to detect errors, suggests that these experienced judges probably make use of other cognitive strategies, increasing their overall error detection efficiency, which was, however, still far below optimum.

  6. JudgeD: a probabilistic datalog with dependencies

    NARCIS (Netherlands)

    Wanders, Brend; Keulen, van Maurice; Flokstra, Jan

    2016-01-01

    We present JudgeD, a probabilistic datalog. A JudgeD program defines a distribution over a set of traditional datalog programs by attaching logical sentences to clauses to implicitly specify traditional data programs. Through the logical sentences, JudgeD provides a novel method for the expression o

  7. JudgeD: a probabilistic datalog with dependencies

    NARCIS (Netherlands)

    Wanders, B.; van Keulen, Maurice; Flokstra, Jan

    2016-01-01

    We present JudgeD, a probabilistic datalog. A JudgeD program defines a distribution over a set of traditional datalog programs by attaching logical sentences to clauses to implicitly specify traditional data programs. Through the logical sentences, JudgeD provides a novel method for the expression

  8. Creating EU law judges

    DEFF Research Database (Denmark)

    Mayoral Diaz-Asensio, Juan Antonio; Jaremba, Urszula; Nowak, Tobias

    2014-01-01

    The judicial protection system in the European Union (EU) is premised on the fact that national judges are supposed to act as decentralized EU judges. This role is exercised through tools enshrined in, inter alia, primacy, direct and indirect effect of EU law, and the preliminary ruling procedure...

  9. Creating EU law judges

    DEFF Research Database (Denmark)

    Mayoral Diaz-Asensio, Juan Antonio; Jaremba, Urszula; Nowak, Tobias

    2014-01-01

    The judicial protection system in the European Union (EU) is premised on the fact that national judges are supposed to act as decentralized EU judges. This role is exercised through tools enshrined in, inter alia, primacy, direct and indirect effect of EU law, and the preliminary ruling procedure....... However, a number of studies show that national judges experience difficulties in exercising EU competences due to their lack of knowledge in the field of EU law. In this contribution we study the differences in the level of self-evaluation of EU law knowledge among judges, which consequently influence...... the way judges approach EU law. For that purpose we question the relevance of several institutional and socio-legal factors, such as organization of the judiciary, generation, the system of legal education and judicial training and practical experience with EU law. Our analysis is based on data collected...

  10. Administrative Law Judges

    Science.gov (United States)

    The Administrative Law Judges conduct hearings and render decisions in proceedings between the EPA and persons, businesses, government entities, and other organizations which are or are alleged to be regulated under environmental laws.

  11. The Judge on Facebook

    Directory of Open Access Journals (Sweden)

    Paul van den Hoven

    2015-07-01

    Full Text Available In many social realms, social media are employed by institutions to establish direct relations between ‘key agents’ and their clients or customers. In this article I explain why as yet the civil law judge cannot be expected to start using social networking sites to advance the transparency of the judicial decision-making process in a relatively open, form-free interaction with his or her ‘clients’. This explanation is grounded on the hybrid character of social networking sites. On the one hand, these sites are direct, interactive, informal, and personalized media; but on the other, they are public and basically permanent. Their direct, interactive, informal and personalized character is highly compatible with the multimodal, network-embedded, form-free self-representation of the modern judge in the courtroom. However, their public and permanent character manifests in the second performance of a judge, being held publicly and permanently accountable for what is decided. This performance is characterized by a unimodal, ‘punctualized’, formal self-representation. Referring to the work of legal sociologists as well as discourse scholars, it is underlined how much this public judicial self-representation is part of a persistent ritual that renders it incompatible with direct, interactive, informal and personalized communication. The hybrid character of social media does not allow judges to utilize them to act as key-agents: to open up the ‘backstage area’ to reveal the actual dynamics of the decision-making process, and to transparently connect the judicial performance in the courtroom session with the second performance when issuing a decision.

  12. Judging the Judges: finding value in these problematic characters

    Directory of Open Access Journals (Sweden)

    L R Martin

    2008-05-01

    Full Text Available The biblical judges are well known for their less than exemplary behaviour. In the past, these judges have been appreciated largely as examples of how a charismatic leader should not behave. In spite of the judges� questionable morals, the writer of the book of Hebrews commends four of them (Barak, Gideon, Jephthah, and Samson for their faith. This paper evaluates these judges in light of their characterisations in the book of Hebrews and in the book of Judges and suggests that our struggle with the judges parallels the contemporary integrity crisis in Christian leadership.

  13. HUD Administrative Law Judges Decisions

    Data.gov (United States)

    Department of Housing and Urban Development — This site contains substantive and precedential decisions issued by the Office of Administrative Law Judges. The site does not contain subsequent rulings or...

  14. 76 FR 6555 - Loan Guaranty Revised Loan Modification Procedures

    Science.gov (United States)

    2011-02-07

    ... receive any cash back from the modification. (b) If a loan fails to meet one or more of the conditions... AFFAIRS 38 CFR Part 36 RIN 2900-AN78 Loan Guaranty Revised Loan Modification Procedures AGENCY: Department... Veterans Affairs (VA) Loan Guaranty regulation related to modification of guaranteed housing loans...

  15. 12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Residential real estate loans, small business... OF THE TREASURY LENDING LIMITS § 32.7 Residential real estate loans, small business loans, and small farm loans. (a) Residential real estate, small business, and small farm loans. (1) In addition to the...

  16. Direct PLUS Loan Basics: Parent Loans for Students. William D. Ford Federal Direct Loan Program.

    Science.gov (United States)

    Department of Education, Washington, DC.

    The Direct PLUS Loan is one of the low-interest loans provided by the William D. Ford Federal Direct Loan Program. The U.S. Department of Education delivers loan proceeds through the student's school, and parents are responsible for repaying the Department. This booklet answers parents' questions about the loan program, including: (1) Am I…

  17. A toolbox for European judges

    NARCIS (Netherlands)

    Hesselink, M.W.

    2011-01-01

    The forthcoming instrument on European contract law, be it in the shape of an optional code for cross-border contracts or as an official toolbox for the European legislator, is likely to have a spill-over effect on private law adjudication in Europe. Judges will have no great difficulty in finding m

  18. Loans for Learning. Briefing Note

    Science.gov (United States)

    Cedefop - European Centre for the Development of Vocational Training, 2011

    2011-01-01

    A good loan scheme must balance costs with coverage. If loans are too expensive then people will not borrow. Governments are not banks, but they provide or support loans for many things, including education and training. Governments too need to get the balance right. Cedefop surveyed 35 education and training loan schemes in Europe, examining…

  19. In the CJEU Judges Trust

    DEFF Research Database (Denmark)

    Mayoral, Juan A.

    2016-01-01

    This article aims to highlight the relevance of judicial trust in international courts, focusing on national judges' trust in the Court of Justice of the European Union (CJEU). EU scholars have put a great deal of effort into explaining how legal and political factors affect the use of preliminary...... references by national courts. However, there is still a gap in the literature on the development of trust as a functional principle encouraging co-operation between national and international courts. This article explores the nature, causes and potentials of judicial trust for the EU judicial system....... A theory is offered in the article, which links national judges' trust in the CJEU to their corporatist identification and profile, to their attitudes towards the EU, and to their beliefs about the CJEU's ability to provide decisions that: 1) offer a clear guidance on European Union law, and 2...

  20. Chinese Judge At WTO Court

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    China had its first judge appointed to the World Trade Organization (WTO) when the world body recently selected four senior jus- tices to its seven-people Appellate Body—top court.Lawyer Zhang Yuejiao was one of the four appointed on November 27 by the Dispute Settlement Body (DSB) for a four-year term.Her tenure will commence on June 1,2008.

  1. Staff Judge Advocate Deskbook. Revised

    Science.gov (United States)

    1994-01-01

    eight Family Law OThirty-nine Taxation Forty Servicemember Protections Forty-one Consumer Law Forty-two Practice Aids PAWT VII ADMINSTRATIV... Consumer Law Guide; and e. L1al Asistance Officer’s Dekbook and Form Book. D. 11mlized forms 1. Simple forms Wills 2. Form letters a. Form letterto creditor...Assistance Division (Code 36) R. Consumer Law Guide, Pub JA 265, The Judge Advocate General’s School, U.S. Army Naval Justice School SJA Dekbook

  2. Tracking the New Loans

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    In the first half of this year, aggregate new loans had reached a record high of 7.37 trillion yuan ($1.08 trillion). Where has the vast amount of the new loans gone? Has ballooning credit really helped fuel economic growth? Or has it worked to produce capital bubbles? Zuo Xiaolei, chief economist of China Galaxy Securities Co. Ltd. based in Beijing, offered her opinion in the Shanghai Securities News. Edited excerpts follow.

  3. 4 CFR 28.22 - Administrative judges.

    Science.gov (United States)

    2010-01-01

    ... 4 Accounts 1 2010-01-01 2010-01-01 false Administrative judges. 28.22 Section 28.22 Accounts... Procedures Hearing Procedures for Cases Before the Board-General § 28.22 Administrative judges. (a) Exercise of authority. Administrative judges may exercise authority as provided in paragraph (b) of...

  4. 13 CFR 500.204 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan terms. 500.204 Section 500... GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.204 Loan terms. (a) All loans guaranteed under the... United States with remaining periods of maturity comparable to the term of the loan sought to...

  5. Pricing Microfinance Loans and Loan Guarantees using Biased Loan Write-off Data

    OpenAIRE

    Chowdhry, Bhagwan; Cassell, David; Gamett, James B; Milkwick, Gary J; Nielsen, Chad D; Sederstrom, Jon D

    2005-01-01

    We present a simple, easy to implement methodology for pricing microfinance loans and loan guarantees using publicly available data on loan write-offs by Micro Finance Institutions (MFIs). Our methodology takes into account the selection bias inherent in available data in that MFIs that do not report loan write-off data are less likely to be better performers. Our quantitative analysis is consistent with pricing seen in a recent securitization deal. Our analysis suggests how securitization a...

  6. Mortgage lenders and loans

    NARCIS (Netherlands)

    Aalbers, M.B.; Smith, S.J.

    2012-01-01

    This article presents a short historical overview of the different types of lenders that are active in the origination of residential mortgage loans. First, a distinction is made between depository and nondepository lenders. Second, there are two major types of depository lenders: commercial banks,

  7. 5 CFR 2421.9 - Administrative Law Judge.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Administrative Law Judge. 2421.9 Section... Administrative Law Judge. Administrative Law Judge means the Chief Administrative Law Judge or any Administrative Law Judge designated by the Chief Administrative Law Judge to conduct a hearing in cases......

  8. The differential depiction of female athletes in judged and non-judged sport magazines.

    Science.gov (United States)

    Ginsberg, Rebecca L; Gray, James J

    2006-12-01

    Sports magazines portrayal of female athletes over the past ten years, in terms of body size, age, and race was examined. Using the Contour Drawing Rating Scale (CDRS), estimated body size was obtained for cover models on a set of judged and non-judged sport magazines. The frequency with which the full bodies of models were depicted on the covers of these magazines was also investigated. Cover models on judged sport magazines were rated as significantly thinner than cover models on non-judged sport magazines. Judged sport magazines also displayed a higher number of full-body images than non-judged sport magazines. These findings suggest that individuals who read judged sport magazines are more likely to be exposed to thin media images than those reading non-judged sport magazines.

  9. 8 CFR 1003.10 - Immigration judges.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Immigration judges. 1003.10 Section 1003.10 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE GENERAL PROVISIONS EXECUTIVE OFFICE FOR IMMIGRATION REVIEW Office of the Chief Immigration Judge § 1003.10 Immigration...

  10. 8 CFR 1240.1 - Immigration judges.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Immigration judges. 1240.1 Section 1240.1 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION... Immigration judges. (a) Authority. (1) In any removal proceeding pursuant to section 240 of the Act,...

  11. 8 CFR 1240.41 - Immigration judges.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Immigration judges. 1240.41 Section 1240.41 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION..., 1997) § 1240.41 Immigration judges. (a) Authority. In any proceeding conducted under this part...

  12. Interviewing Judges in the Transnational Context

    NARCIS (Netherlands)

    Jaremba, Urszula; Mak, Elaine

    2014-01-01

    This article addresses the problem of qualitative interviewing in the field of legal studies, and more precisely the practice of interviewing judges. In the last five years the authors of this article conducted two different research projects which involved interviewing judges as a research method.

  13. The Value of 4-H Judging Teams--Missouri Dairy Judging Alumni Survey

    Science.gov (United States)

    Deaver, Karla; Probert, Ted

    2016-01-01

    Former Missouri 4-H Dairy Judging Team members responded to a survey about life skills development and the value of the judging team experience. Results of the survey indicate that judging team experience was highly influential in the development of communication, public speaking, and presentation skills. Respondents also indicated that judging…

  14. Limiting Real Estate Loans

    Institute of Scientific and Technical Information of China (English)

    WANG JUN

    2010-01-01

    @@ More than eight months after the Central Government issued an order for central enterprises whose core business was not real estate to withdraw from the property sector, many enterprises in question have been sluggish to adhere to, or have altogether ignored, the government directive. Only 16 central enterprises are authorized to get new property development loans in the future, but 78 additional enterprises have business dealings in the real estate market, according to a recent report in China Securities Journal.

  15. 7 CFR 1610.4 - Loan applications.

    Science.gov (United States)

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL TELEPHONE BANK, DEPARTMENT OF AGRICULTURE LOAN POLICIES § 1610.4 Loan applications. No application for a loan will be considered for approval by the Bank... of the applicant for a Bank loan and the amount thereof. Loan application forms are available...

  16. 34 CFR 685.203 - Loan limits.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Loan limits. 685.203 Section 685.203 Education..., DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.203 Loan limits... Direct Stafford/Ford Loan Program and Federal Stafford Loan Program aggregate limits. The...

  17. 5 CFR 1655.11 - Loan acceptance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Loan acceptance. 1655.11 Section 1655.11 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.11 Loan acceptance. The... pending loan agreement or in-service withdrawal request; (d) The amount of the requested loan is less than...

  18. 7 CFR 2201.19 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan terms. 2201.19 Section 2201.19 Agriculture... TELEVISION LOAN GUARANTEE PROGRAM-PROGRAM REGULATIONS Loan Guarantees § 2201.19 Loan terms. (a) All Loans... comparable maturity. (2) Have terms that, in the judgment of the Board, are consistent in material...

  19. 10 CFR 611.107 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 10 Energy 4 2010-01-01 2010-01-01 false Loan terms. 611.107 Section 611.107 Energy DEPARTMENT OF... Direct Loan Program § 611.107 Loan terms. (a) All loans provided under this part shall be due and payable... priority in, such Security as provided for within the terms and conditions of the Loan Documents....

  20. 13 CFR 400.204 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan terms. 400.204 Section 400... PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be... States with remaining periods of maturity comparable to the term of the loan sought to be guaranteed....

  1. 7 CFR 1781.7 - Loan and advance limitations and obligations incurred before loan closing.

    Science.gov (United States)

    2010-01-01

    ... DEVELOPMENT (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.7 Loan and advance limitations and obligations incurred before loan closing. (a) WS and RCD loan limitations. (1) Loans will not be used for: (i... facilities primarily for the benefit of other than rural areas. (xvii) Any single RCD measure that requires a...

  2. Chinese Loan Words in English

    Institute of Scientific and Technical Information of China (English)

    郜战莹

    2015-01-01

    English language is the most common working language.In the history of its development,English has widened its vocabulary by borrowing.Borrowing plays an important role in the formation of modern English.Chinese loan words are a part in the family of all the loan words.Therefore,the number of loan words which originate from Chinese is not that great,but they hold an important role in contemporary English.

  3. SBA Disaster Loan Data FY2012

    Data.gov (United States)

    Small Business Administration — SBA Disaster Loan Data for FY 2012 provides verified loss and approved loan amount totals for both home and business disaster loans, segmented by city, county, zip...

  4. SBA Disaster Loan Data FY2005

    Data.gov (United States)

    Small Business Administration — SBA Disaster Loan Data for FY 2005 provides verified loss and approved loan amount totals for both home and business disaster loans, segmented by city, county, zip...

  5. SBA Disaster Loan Data FY2004

    Data.gov (United States)

    Small Business Administration — SBA Disaster Loan Data for FY 2004 provides verified loss and approved loan amount totals for both home and business disaster loans, segmented by city, county, zip...

  6. 29 CFR 102.36 - Unavailability of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Unavailability of administrative law judge. 102.36 Section... Hearings § 102.36 Unavailability of administrative law judge. In the event the administrative law judge... chief administrative law judge, in Washington, DC, the associate chief judge, in San...

  7. 22 CFR 1421.8 - Administrative law judge.

    Science.gov (United States)

    2010-04-01

    ... 22 Foreign Relations 2 2010-04-01 2010-04-01 true Administrative law judge. 1421.8 Section 1421.8... TERMS AS USED IN THIS SUBCHAPTER § 1421.8 Administrative law judge. Administrative law judge means the Chief Administrative Law Judge or any administrative law judge designated by the Chief...

  8. 29 CFR 457.17 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Administrative Law Judge. 457.17 Section 457.17 Labor... GENERAL Meaning of Terms as Used in This Chapter § 457.17 Administrative Law Judge. Administrative Law Judge means the Chief Administrative Law Judge or any Administrative Law Judge designated by the...

  9. 29 CFR 458.80 - Unavailability of Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Unavailability of Administrative Law Judges. 458.80 Section... Administrative Law Judges. In the event the Administrative Law Judge designated to conduct the hearing becomes unavailable, the Chief Administrative Law Judge shall designate another Administrative Law Judge for...

  10. 20 CFR 901.43 - Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Administrative Law Judge. 901.43 Section 901... Termination of Enrollment § 901.43 Administrative Law Judge. (a) Appointment. An administrative law judge... Administrative Law Judge. Among other powers, the Administrative Law Judge shall have authority, in...

  11. 22 CFR 128.2 - Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Administrative Law Judge. 128.2 Section 128.2... § 128.2 Administrative Law Judge. The Administrative Law Judge referred to in this part is an Administrative Law Judge appointed by the Department of State. The Administrative Law Judge is authorized...

  12. Does Judge Turnover Affect Judicial Performance?

    DEFF Research Database (Denmark)

    Guerra, Alice; Tagliapietra, Claudio

    2017-01-01

    Italy is among the countries with the highest litigation rate and those with the highest duration of trials. This article shows that judge turnover contributes negatively to delays in Italian courts and outlines possible policies for improvement. In Italy, judges can voluntarily move from one...... office to another after three years of mandate, and the law prescribes their transfer after ten years to guarantee their independence. Flaws in the process managing the backlog of outbound judges and the existence of asynchrony between outbound and inbound transfers produce a chain of delays...... to the disposition of court cases. Using a novel dataset on Court of Appeal Districts in Italy (2008–2012), we provide evidence of a strong negative relation between high turnover rates and judicial performance. We find that marginal increases in judge turnover rates lead to a statistically significant decrease...

  13. 2009 Administrative Law Judge Initial Decisions

    Data.gov (United States)

    Securities and Exchange Commission — The initial decisions issued by administrative law judges in 2009 that contains findings of fact, legal conclusions, and an order that often contains a sanction....

  14. Civil Remedies Division Administrative Law Judge Decisions

    Data.gov (United States)

    U.S. Department of Health & Human Services — Decisions issued by Administrative Law Judges of the Departmental Appeals Board's Civil Remedies Division concerning fraud and abuse determinations by the Office of...

  15. 7 CFR 900.6 - Judges.

    Science.gov (United States)

    2010-01-01

    ... the Department of Agriculture (Continued) AGRICULTURAL MARKETING SERVICE (Marketing Agreements and Orders; Fruits, Vegetables, Nuts), DEPARTMENT OF AGRICULTURE GENERAL REGULATIONS Rules of Practice and Procedure Governing Proceedings To Formulate Marketing Agreements and Marketing Orders § 900.6 Judges....

  16. EPA Administrative Law Judge Legal Documents

    Data.gov (United States)

    U.S. Environmental Protection Agency — This dataset contains Decisions and Orders originating from EPAs Office of Administrative Law Judges (OALJ), which is an independent office in the Office of the...

  17. 2010 Administrative Law Judge Initial Decisions

    Data.gov (United States)

    Securities and Exchange Commission — The initial decisions issued by administrative law judges in 2010 that contains findings of fact, legal conclusions, and an order that often contains a sanction....

  18. Credit Derivatives and Loan Pricing

    NARCIS (Netherlands)

    Norden, L.; Wagner, W.B.

    2007-01-01

    This paper examines the relationship between the new markets for credit default swaps (CDS) and the pricing of syndicated loans to U.S. corporates. We find that changes in CDS spreads have a significantly positive coefficient and explain about 25% of subsequent monthly changes in aggregate loan spre

  19. The Selling of Student Loans

    Science.gov (United States)

    Field, Kelly

    2007-01-01

    Twenty years ago, a U.S. Senate aide walked into a bank in Maine and saw a sign that read "Take out a student loan today, get a toaster." The aide, concerned that students would be tempted to take out loans they did not need, drafted legislation barring lenders from offering "inducements" to borrow. That language was added to the Higher Education…

  20. Training and Recruitment of Judges in Germany

    Directory of Open Access Journals (Sweden)

    Johannes Riedel

    2013-10-01

    Full Text Available Training of German judges is part of general legal education which is the same for all regulated legal professions (judges, prosecutors, practising lawyers, lawyers in administration and private employment. This uniform qualification is acquired by passing two exams administered by the state, i.e. the Länder (not the Federation, the first exam after university studies and the second exam after state-organized practical training. The paper gives an overview of this system of legal education. Germany, as a rule, has career judges. Courts of first and second instance are administered by the Länder, therefore the Länder judicial administrations are also responsible for recruitment of young career judges. General criteria for appointment to any public office are laid down in the German constitution (Grundgesetz. Apart from this, selection proceedings differ in detail, although elaborate lists of criteria (employee profiles, competence profiles are widely used. Professional competence is judged with emphasis on exam results; personal competence and social competence are assessed in interviews with appointment commissions or staff managers of ministries of justice. The paper provides details of these proceedings and also gives the author’s personal experience with recruitment proceedings in the Court of Appeal district of Cologne.

  1. 7 CFR 1735.73 - Loan design.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan design. 1735.73 Section 1735.73 Agriculture... Funds § 1735.73 Loan design. When loan funds are requested for an acquisition, details of the proposed acquisition shall be included in the Loan Design. See 7 CFR part 1737....

  2. 11 CFR 100.142 - Bank loans.

    Science.gov (United States)

    2010-01-01

    ... 11 Federal Elections 1 2010-01-01 2010-01-01 false Bank loans. 100.142 Section 100.142 Federal... Expenditures § 100.142 Bank loans. (a) General provisions. Repayment of a loan of money to a candidate or a... basis that assures repayment. (f) This section shall not apply to loans described in 11 CFR 100.83...

  3. 38 CFR 36.4315 - Loan modifications.

    Science.gov (United States)

    2010-07-01

    ... back from the modification. (j) This section does not create a right of a borrower to have a loan... 38 Pensions, Bonuses, and Veterans' Relief 2 2010-07-01 2010-07-01 false Loan modifications. 36...) LOAN GUARANTY Guaranty or Insurance of Loans to Veterans With Electronic Reporting § 36.4315...

  4. 7 CFR 3560.63 - Loan limits.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan limits. 3560.63 Section 3560.63 Agriculture... DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.63 Loan limits. (a... housing tax credits, limits will be those specified in § 3560.53(l). (2) Developer's fee. While,...

  5. 7 CFR 4274.331 - Loan limits.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan limits. 4274.331 Section 4274.331 Agriculture... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum... be used for loans to ultimate recipients that exceed $150,000. This limit does not apply to...

  6. 7 CFR 1710.112 - Loan feasibility.

    Science.gov (United States)

    2010-01-01

    ... AGRICULTURE GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Loan Purposes... consumers. (4) Risks of possible loss of substantial loads from large consumers or from load concentrations in particular industries will not substantially impair loan feasibility. (5) Risks of loss...

  7. 14 CFR 1300.15 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Loan terms. 1300.15 Section 1300.15....15 Loan terms. (a) A loan guaranteed under the program shall be due and payable in full no later than... collateral, other loan terms, and current average yields on outstanding obligations of the United States...

  8. 7 CFR 3431.15 - Qualifying loans.

    Science.gov (United States)

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.15 Qualifying loans. (a) General. Loan repayments provided...

  9. Geothermal Loan Guaranty Program

    Energy Technology Data Exchange (ETDEWEB)

    None

    1977-11-17

    Presently the US imports a large proportion of its petroleum requirements. This dependence on foreign petroleum has had a major impact on our economy. As a result, the Federal government is sponsoring programs to offset this foreign reliance by conservation of oil and gas, conversion of petroleum using facilities to coal and nuclear energy and the development of alternate sources of energy. One of the most acceptable alternate resources is geothermal. It offers an environmentally sound energy resource, can be developed at reasonable cost in comparison to other forms of energy and has a long term production capacity. On September 3, 1974, the Geothermal Energy Research Development and Demonstration Act was enacted to further the research, development and demonstration of geothermal energy technologies. This Act also established the Geothermal Loan Guaranty Program to assist in the financing of geothermal resource development, both electrical and non-electrical. The highlights of that Guaranty Program are detailed in this report.

  10. Geothermal Loan Guaranty Program

    Energy Technology Data Exchange (ETDEWEB)

    None

    1977-11-17

    Presently the US imports a large proportion of its petroleum requirements. This dependence on foreign petroleum has had a major impact on our economy. As a result, the Federal government is sponsoring programs to offset this foreign reliance by conservation of oil and gas, conversion of petroleum using facilities to coal and nuclear energy and the development of alternate sources of energy. One of the most acceptable alternate resources is geothermal. It offers an environmentally sound energy resource, can be developed at reasonable cost in comparison to other forms of energy and has a long term production capacity. On September 3, 1974, the Geothermal Energy Research Development and Demonstration Act was enacted to further the research, development and demonstration of geothermal energy technologies. This Act also established the Geothermal Loan Guaranty Program to assist in the financing of geothermal resource development, both electrical and non-electrical. The highlights of that Guaranty Program are detailed in this report.

  11. EPA Administrative Law Judge Legal Documents

    Science.gov (United States)

    This dataset contains Decisions and Orders originating from EPAs Office of Administrative Law Judges (OALJ), which is an independent office in the Office of the Administrator of the EPA. The Administrative Law Judges conduct hearings and render decisions in proceedings between the EPA and persons, businesses, government entities, and other organizations which are or are alleged to be regulated under environmental laws. Administrative Law Judges preside in enforcement and permit proceedings in accordance with the Administrative Procedure Act. Most enforcement actions initiated by the EPA are for the assessment of civil penalties. The Decisions and Orders are organized into three categories: (1) alphabetical listing by the respondent involved, (2) reverse chronological listing by date, and (3) Decisions and Orders under FIFRA Section 6. This dataset includes Decisions and Orders dating back to 1989 in the Reverse Chronological list, Decisions and Orders dating back to 1997 in the Alphabetical list, and a few Decisions and Orders dating back to 1974 under FIFRA Section 6.

  12. 75 FR 66699 - Farm Loan Programs Loan Making Activities; Correction

    Science.gov (United States)

    2010-10-29

    ... November 22, 2010. FOR FURTHER INFORMATION CONTACT: Connie Holman, Senior Loan Officer, USDA FSA LMD, STOP...-mail: connie.holman@wdc.usda.gov . Persons with disabilities or who require alternative means...

  13. Gymnastic Judges Benefit from Their Own Motor Experience as Gymnasts

    Science.gov (United States)

    Pizzera, Alexandra

    2012-01-01

    Gymnastic judges have the difficult task of evaluating highly complex skills. My purpose in the current study was to examine evidence that judges use their sensorimotor experiences to enhance their perceptual judgments. In a video test, 58 judges rated 31 gymnasts performing a balance beam skill. I compared decision quality between judges who…

  14. 46 CFR 5.19 - Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 46 Shipping 1 2010-10-01 2010-10-01 false Administrative Law Judge. 5.19 Section 5.19 Shipping... REGULATIONS-PERSONNEL ACTION Definitions § 5.19 Administrative Law Judge. (a) An Administrative Law Judge... has delegated to Administrative Law Judges the authority to admonish, suspend, with or...

  15. 49 CFR 386.54 - Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 49 Transportation 5 2010-10-01 2010-10-01 false Administrative Law Judge. 386.54 Section 386.54... General Rules and Hearings § 386.54 Administrative Law Judge. (a) Powers of an Administrative Law Judge. The Administrative Law Judge may take any action and may prescribe all necessary rules and...

  16. 28 CFR 68.26 - Designation of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 28 Judicial Administration 2 2010-07-01 2010-07-01 false Designation of Administrative Law Judge... PROCEDURE FOR ADMINISTRATIVE HEARINGS BEFORE ADMINISTRATIVE LAW JUDGES IN CASES INVOLVING ALLEGATIONS OF... Designation of Administrative Law Judge. Hearings shall be held before an Administrative Law Judge...

  17. 4 CFR 28.23 - Disqualification of administrative judges.

    Science.gov (United States)

    2010-01-01

    ... 4 Accounts 1 2010-01-01 2010-01-01 false Disqualification of administrative judges. 28.23 Section... of administrative judges. (a) In the event that an administrative judge considers himself or herself... there is a basis for disqualification. (c) The administrative judge shall rule on the withdrawal...

  18. 5 CFR 1201.125 - Administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Administrative law judge. 1201.125... § 1201.125 Administrative law judge. (a) An administrative law judge will hear a disciplinary action... administrative law judge will issue an initial decision on the complaint pursuant to 5 U.S.C. 557. The...

  19. 29 CFR 102.37 - Disqualification of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Disqualification of administrative law judge. 102.37... Hearings § 102.37 Disqualification of administrative law judge. An administrative law judge may withdraw.... If, in the opinion of the administrative law judge, such affidavit is filed with due diligence and...

  20. 29 CFR 101.11 - Administrative law judge's decision.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Administrative law judge's decision. 101.11 Section 101.11... Administrative law judge's decision. (a) At the conclusion of the hearing the administrative law judge prepares a... administrative law judge may recommend dismissal or sustain the complaint, in whole or in part, and...

  1. 47 CFR 0.341 - Authority of administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 47 Telecommunication 1 2010-10-01 2010-10-01 false Authority of administrative law judge. 0.341... Delegations of Authority Administrative Law Judges § 0.341 Authority of administrative law judge. (a) After an administrative law judge has been designated to preside at a hearing and until he has issued an initial...

  2. 29 CFR 18.30 - Unavailability of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Unavailability of administrative law judge. 18.30 Section 18... BEFORE THE OFFICE OF ADMINISTRATIVE LAW JUDGES General § 18.30 Unavailability of administrative law judge. In the event the administrative law judge designated to conduct the hearing becomes unavailable,...

  3. 29 CFR 18.29 - Authority of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Authority of administrative law judge. 18.29 Section 18.29... BEFORE THE OFFICE OF ADMINISTRATIVE LAW JUDGES General § 18.29 Authority of administrative law judge. (a) General powers. In any proceeding under this part, the administrative law judge shall have all...

  4. 43 CFR 4.1308 - Decision by administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Decision by administrative law judge. 4... Decision by administrative law judge. (a) The administrative law judge shall issue a written decision.... (b) If the administrative law judge concludes that the individual is liable for an individual...

  5. 40 CFR 209.18 - Administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 40 Protection of Environment 24 2010-07-01 2010-07-01 false Administrative law judge. 209.18... law judge. (a) General. The administrative law judge shall conduct a fair and impartial hearing in... form whenever in the opinion of the administrative law judge oral testimony is not necessary for...

  6. 43 CFR 4.1157 - Determination by administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Determination by administrative law judge... judge. (a) The administrative law judge shall incorporate in his decision concerning the civil penalty.... (b) If the administrative law judge finds that— (1) A violation occurred or that the fact...

  7. 30 CFR 44.20 - Designation of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 30 Mineral Resources 1 2010-07-01 2010-07-01 false Designation of administrative law judge. 44.20... STANDARDS Hearings § 44.20 Designation of administrative law judge. Within 5 days after receipt of a... Judge shall designate an administrative law judge appointed under section 3105 of Title 5 of the...

  8. 29 CFR 417.6 - Powers of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Powers of Administrative Law Judge. 417.6 Section 417.6... Administrative Law Judge. The designated Administrative Law Judge shall have authority: (a) To give notice... other actions authorized by the regulations in this part. The Administrative Law Judge's authority...

  9. 28 CFR 68.29 - Unavailability of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... AND PROCEDURE FOR ADMINISTRATIVE HEARINGS BEFORE ADMINISTRATIVE LAW JUDGES IN CASES INVOLVING... FRAUD § 68.29 Unavailability of Administrative Law Judge. In the event the Administrative Law Judge... another Administrative Law Judge for the purpose of further hearing or other appropriate action....

  10. 14 CFR 13.205 - Administrative law judges.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 1 2010-01-01 2010-01-01 false Administrative law judges. 13.205 Section... Administrative law judges. (a) Powers of an administrative law judge. In accordance with the rules of this subpart, an administrative law judge may: (1) Give notice of, and hold, prehearing conferences...

  11. 17 CFR 12.305 - Disqualification of Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... Administrative Law Judge. 12.305 Section 12.305 Commodity and Securities Exchanges COMMODITY FUTURES TRADING... Disqualification of Administrative Law Judge. (a) At his own request. An Administrative Law Judge may withdraw from... of a party. Any party may request an Administrative Law Judge to disqualify himself on the grounds...

  12. 29 CFR 18.25 - Designation of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Designation of administrative law judge. 18.25 Section 18.25... BEFORE THE OFFICE OF ADMINISTRATIVE LAW JUDGES General § 18.25 Designation of administrative law judge. Hearings shall be held before an administrative law judge appointed under 5 U.S.C. 3105 and assigned to...

  13. 20 CFR 410.635 - Disqualification of Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Disqualification of Administrative Law Judge... Disqualification of Administrative Law Judge. No Administrative Law Judge shall conduct a hearing in a case in... Administrative Law Judge shall consider such objection and shall, in his discretion, either proceed with...

  14. 29 CFR 457.18 - Chief Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Chief Administrative Law Judge. 457.18 Section 457.18 Labor... GENERAL Meaning of Terms as Used in This Chapter § 457.18 Chief Administrative Law Judge. Chief Administrative Law Judge means the Chief Administrative Law Judge, U.S. Department of Labor, Washington, DC 20210....

  15. 22 CFR 1421.9 - Chief Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... 22 Foreign Relations 2 2010-04-01 2010-04-01 true Chief Administrative Law Judge. 1421.9 Section... OF TERMS AS USED IN THIS SUBCHAPTER § 1421.9 Chief Administrative Law Judge. Chief Administrative Law Judge means the Chief Administrative Law Judge of the Authority....

  16. 27 CFR 71.95 - Responsibilities of administrative law judges.

    Science.gov (United States)

    2010-04-01

    ... administrative law judges. 71.95 Section 71.95 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND... PERMIT PROCEEDINGS Administrative Law Judges § 71.95 Responsibilities of administrative law judges. Administrative law judges shall be under the administrative control of the Administrator. They shall...

  17. 28 CFR 0.117 - Office of Chief Immigration Judge.

    Science.gov (United States)

    2010-07-01

    ... 28 Judicial Administration 1 2010-07-01 2010-07-01 false Office of Chief Immigration Judge. 0.117... Executive Office for Immigration Review § 0.117 Office of Chief Immigration Judge. The Chief Immigration Judge shall provide general supervision to the Immigration Judges in performance of their duties...

  18. Gymnastic Judges Benefit from Their Own Motor Experience as Gymnasts

    Science.gov (United States)

    Pizzera, Alexandra

    2012-01-01

    Gymnastic judges have the difficult task of evaluating highly complex skills. My purpose in the current study was to examine evidence that judges use their sensorimotor experiences to enhance their perceptual judgments. In a video test, 58 judges rated 31 gymnasts performing a balance beam skill. I compared decision quality between judges who…

  19. 32 CFR 776.31 - Former judge or arbitrator.

    Science.gov (United States)

    2010-07-01

    ... 32 National Defense 5 2010-07-01 2010-07-01 false Former judge or arbitrator. 776.31 Section 776... Rules of Professional Conduct § 776.31 Former judge or arbitrator. (a) Former judge or arbitrator: (1... substantially as a judge or other adjudicative officer, arbitrator, or law clerk to such a person, unless...

  20. Federal Judge Orders Showing of Controversial Film.

    Science.gov (United States)

    Flygare, Thomas J.

    1987-01-01

    Reviews a recent court decision in Nebraska regarding the cancellation of a controversial film on the University of Nebraska campus. The film was cancelled after a state senator threatened to close the theater if the movie was shown. The lawsuit alleged the university violated the First Amendment in cancelling the film; the judge ruled for the…

  1. How Do Raters Judge Spoken Vocabulary?

    Science.gov (United States)

    Li, Hui

    2016-01-01

    The aim of the study was to investigate how raters come to their decisions when judging spoken vocabulary. Segmental rating was introduced to quantify raters' decision-making process. It is hoped that this simulated study brings fresh insight to future methodological considerations with spoken data. Twenty trainee raters assessed five Chinese…

  2. Harry Judge and Oxford: College and University

    Science.gov (United States)

    Halsey, A. H.

    2008-01-01

    Has Harry Judge's career reproduced in a lifetime the centuries-old history of Brasenose College and the University of Oxford? His biography and the history of his college in relation to Christian belief and modern university reform are briefly recapitulated. All tell a story of adaptation and modernisation, the man short, the college long, the…

  3. Judging the international transfer of technology

    NARCIS (Netherlands)

    Steenhuis, H.J.; de Bruijn, E.J.

    2000-01-01

    International transfer of technology is a widely discussed area in the scientific literature. Although many different factors are discussed in the literature that affect the transfer of technology, it is not clear how to judge the performance of companies involved in international technology

  4. 7 CFR 900.55 - Judges.

    Science.gov (United States)

    2010-01-01

    ... matter as a part of the record and decision in the proceeding, after making such investigation or holding... of the Department of Agriculture (Continued) AGRICULTURAL MARKETING SERVICE (Marketing Agreements and... Governing Proceedings on Petitions To Modify or To Be Exempted From Marketing Orders § 900.55 Judges....

  5. 7 CFR 1200.7 - Judge.

    Science.gov (United States)

    2010-01-01

    ... matter as a part of the record and decision in the proceeding, after making such investigation or holding... 7 Agriculture 10 2010-01-01 2010-01-01 false Judge. 1200.7 Section 1200.7 Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL MARKETING SERVICE (MARKETING AGREEMENTS...

  6. Judging The International Transfer Of Technology

    NARCIS (Netherlands)

    Steenhuis, Harm-Jan; Bruijn, de Erik J.

    2000-01-01

    International transfer of technology is a widely discussed area in the scientific literature. Although many different factors are discussed in the literature that affect the transfer of technology, it is not clear how to judge the performance of companies involved in international technology transfe

  7. Credit reporting, relationship banking, and loan repayment

    Directory of Open Access Journals (Sweden)

    Tahereh Shirzad Kebria

    2015-06-01

    Full Text Available This paper presents an empirical investigation to determine factors influencing on loan repayment in one of Iranian banks named Sepah Bank over the period 2012-2013. The study selects a sample of 290 bank’s customers who received loans and, using logistic regression technique, tries to find whether or not qualitative as well as quantitative characteristics of loan receivers influence on repayment of loans. The results indicate that history of outstanding debt as well as customers’ past experiences with banks had meaningful relationships with having bad credit and non-payment of loans. In our survey, having a bad credit in the past had positive relationship with non-payment of loans but long-term customers had negative relationship with non-payment of loans. In addition, working capital turnover ratio, cash ratio, total liabilities, current assets and loan value had significant impact on non-repayment of the loan facilities.

  8. Practical Skills of Rhythmic Gymnastics Judges

    Science.gov (United States)

    Fernandez-Villarino, Maria A.; Bobo-Arce, Marta; Sierra-Palmeiro, Elena

    2013-01-01

    The aim of this study was to analyze the practical skills of rhythmic gymnastics judges and to identify how their degree and experience influence the assessment of these skills. Sixty one rhythmic gymnastics judges participated in the study. A questionnaire was used for data collection. This tool was composed of 28 questions and divided into six categories: identification, experience, initial training, continuing education, skills and training needs. The results suggest that the most valued skills are those related to the sport’s technical parameters and the ability to adapt to any level of competition with self-confidence and self-assuredness. Significant differences were found regarding the variables for: the ability to communicate (p = 0.002) and for the ability to observe, identify and register performance (p = 0.005). The results showed that experience was not a decisive factor in assessing skills. This study thus presents evidence that rhythmic gymnastics judges must implement and optimise a set of skills that contribute to the effectiveness of the assessment process. These findings might help in the design of programs and training models that contribute to effective professional development. PMID:24511360

  9. Single Family Loan Sale Initiative - National Offering

    Data.gov (United States)

    Department of Housing and Urban Development — The FHA Office of Housing is conducting a series of mortgage loan sales under the Single Family Loan Sale (SFLS) Initiative. The current sales structure consists of...

  10. 7 CFR 4279.155 - Loan priorities.

    Science.gov (United States)

    2010-01-01

    ... following categories: (i) Lender will price the loan at the Wall Street Journal published Prime Rate plus 1.5 percent or less (5 points). (ii) Lender will price the loan at the Wall Street Journal...

  11. Economic Loan Loss Provision and Expected Loss

    National Research Council Canada - National Science Library

    Hlawatsch, Stefan; Ostrowski, Sebastian

    2010-01-01

    ... adjusted. This however assumes that the loan loss provision and the expected loss are based on a similar economic rationale, which is only valid conditionally in current loan loss provisioning methods according to IFRS...

  12. Bank Systemic Risk-Taking and Loan Pricing : Evidence from Syndicated Loans

    NARCIS (Netherlands)

    Gong, D.

    2014-01-01

    In this paper we document evidence of systemic risk taking from syndicated loan pricing. Using U.S. syndicated loan data, we find that the borrower's idiosyncratic risk is positively priced whereas systematic risk is negatively related to loan spreads, controlling for firm, loan and bank specific va

  13. 13 CFR 302.3 - Project servicing for loans, loan guaranties and Investment Assistance.

    Science.gov (United States)

    2010-01-01

    ... ADMINISTRATION, DEPARTMENT OF COMMERCE GENERAL TERMS AND CONDITIONS FOR INVESTMENT ASSISTANCE § 302.3 Project servicing for loans, loan guaranties and Investment Assistance. EDA will provide Project servicing to... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Project servicing for loans, loan...

  14. 11 CFR 100.82 - Bank loans.

    Science.gov (United States)

    2010-01-01

    ... 11 Federal Elections 1 2010-01-01 2010-01-01 false Bank loans. 100.82 Section 100.82 Federal... Contributions § 100.82 Bank loans. (a) General provisions. A loan of money to a political committee or a... prohibitions of 11 CFR 110.4, 110.20, part 114 and part 115; or (2) The lending institution making the loan...

  15. Virginia Tech Horse Judging Team leaves its mark in Texas

    OpenAIRE

    Greiner, Lori A.

    2010-01-01

    The Virginia Tech Horse Judging Team completed a successful spring competition season with a win at the American Paint Horse Association's Spring Intercollegiate Horse Judging Sweepstakes in Fort Worth, Texas.

  16. "Judges of the Velum" and "Judges of the Hippodrome" in Thessalonike (11th c.

    Directory of Open Access Journals (Sweden)

    Andreas GKOUTZIOUKOSTAS

    2010-09-01

    Full Text Available The present study focuses on judicial officers coming from Constantinople to Thessalonike in the 11th century. The judge of the theme of Thessalonike was in charge of trying cases in the region. From the second fifth of the 11th century, however, his jurisdiction was extended to the greater financial and judicial unit of Boleron, Strymon and Thessalonike as well. Lead seals and documents from the archives of the monasteries of Athos prove that many of the krites of Boleron, Strymon and Thessalonike had been previously krites of the velum and judges of the hippodrome who performed their duties in the capital and belonged to the ranks of the “small judges”. These judicial officers tried cases that were referred to them, while they could also function as assessors of the “great” or superior judges of Constantinople, i.e. the droungarios of the vigla, the dikaiodotes, the protoasecretis, the eparchos of the city, the koiaistor and the epi ton kriseon. The latter could delegate the authority to try cases to the “small” or inferior judges. Consequently, the judges of the velum and the judges of the hippodrome could also be sent from Constantinople to the themes by the emperor or other officials, in order to examine some cases and then return to the capital. This is confirmed by the primary sources, which mention for example the case of judge of the hippodrome Michael Rhodios, who was sent by Alexios I Komnenos in 1084 from Constantinople to the region of Thessalonike, in order to examine a dispute between the Lavra monastery and the brother of the emperor, Adrian. Some years later Michael Rhodios was sent again to try cases in Thessalonike, but this time as krites of Boleron, Strymon and Thessalonike. Consequently, apart from the judge of Boleron, Strymon and Thessalonike, other judges delegated by the emperor or by high officers could also examine cases there, as happened in other themes. From the 14th century on, as Macedonia developed

  17. 76 FR 13769 - Rural Broadband Access Loans and Loan Guarantees

    Science.gov (United States)

    2011-03-14

    ... access too high, or limit potential demand, thus depressing the profitability of providing service... speed. Broadband loan. Build-out. Competitive analysis. Cost share. Customer premise equipment (CPE... in a notice in the Federal Register, that an applicant must deliver to the customer in order for...

  18. 76 FR 75427 - Farm Loan Programs Loan Making Activities

    Science.gov (United States)

    2011-12-02

    ...; (6) Obtain from the buyer a current balance sheet, income statement, cash flow budget, and any... direct and guaranteed loans as required by the Food, Conservation, and Energy Act of 2008 (the 2008 Farm..., buyers with an Agency approved repayment plan under this section will supply the Agency a current...

  19. 31 CFR 25.400 - Loan provisions.

    Science.gov (United States)

    2010-07-01

    ... FEDERAL FINANCING BANK AND GUARANTEED BY THE DEFENSE SECURITY ASSISTANCE AGENCY Form of Private Loan § 25... criteria: (i) The Private Loan shall have one set of semi-annual payment dates; (ii) Interest on and... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Loan provisions. 25.400 Section...

  20. 7 CFR 1435.104 - Loan maintenance.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Loan maintenance. 1435.104 Section 1435.104 Agriculture Regulations of the Department of Agriculture (Continued) COMMODITY CREDIT CORPORATION, DEPARTMENT... Loan maintenance. (a) All processors receiving loans shall: (1) Abide by the terms and conditions...

  1. Loan Officers’ Gender and Microfinance Repayment Rates

    NARCIS (Netherlands)

    Berg, van den Marrit; Lensink, Robert; Servin, Roselia

    2015-01-01

    This study examines the impact of loan officer characteristics on repayment rates of microfinance borrowers in Mexico applying multilevel analyses, with special attention to the impact of the gender of the loan officer on default rates. The results strongly suggest that loan officers play a cruci

  2. Loan Officers’ Gender and Microfinance Repayment Rates

    NARCIS (Netherlands)

    Berg, van den Marrit; Lensink, Robert; Servin, Roselia

    2015-01-01

    This study examines the impact of loan officer characteristics on repayment rates of microfinance borrowers in Mexico applying multilevel analyses, with special attention to the impact of the gender of the loan officer on default rates. The results strongly suggest that loan officers play a

  3. 7 CFR 1434.18 - Loan repayments.

    Science.gov (United States)

    2010-01-01

    ... repayment rate for marketing assistance loans for honey under this part will be in effect on a short-term... loan during the loan period at a rate that is the lesser of: (1) The principal, plus interest; or (2) The alternative repayment rate for honey as determined by the Secretary. (3) In the event of a severe...

  4. 78 FR 26485 - Community Programs Guaranteed Loans

    Science.gov (United States)

    2013-05-07

    ... Part 3575 RIN 0575-AC92 Community Programs Guaranteed Loans AGENCY: Rural Housing Service, USDA. ACTION... Community Facilities Guaranteed Loan Program in two separate sections, in order to clarify the types of projects that are eligible for a Community Facilities Guaranteed Loan. The intended effect of this...

  5. 7 CFR 3560.612 - Loan limits.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan limits. 3560.612 Section 3560.612 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS On-Farm Labor Housing § 3560.612 Loan limits. The...

  6. 7 CFR 764.402 - Loan closing.

    Science.gov (United States)

    2010-01-01

    ... SPECIAL PROGRAMS DIRECT LOAN MAKING Loan Decision and Closing § 764.402 Loan closing. (a) Signature...) Payment of fees. The applicant, or in the case of a real estate purchase, the applicant and seller, must pay all filing, recording, notary, lien search, and any other fees necessary to process and close a...

  7. Covenant Violations and Dynamic Loan Contracting

    DEFF Research Database (Denmark)

    Freudenberg, Felix; Imbierowicz, Björn; Saunders, Anthony

    2017-01-01

    This paper examines the dynamic allocation of control rights in private debt contracts of firms. We show that a covenant violation in the prior loan contract implies a stigma for borrowers which results in stricter loan contract terms in subsequent new loan contracts. Our analyses reject potentia...

  8. Cyclicality in Losses on Bank Loans

    NARCIS (Netherlands)

    B. Keijsers (Bart); B.F. Diris (Bart); H.J.W.G. Kole (Erik)

    2015-01-01

    markdownabstract__Abstract__ Cyclicality in the losses of bank loans is important for bank risk management. Because loans have a different risk profile than bonds, evidence of cyclicality in bond losses need not apply to loans. Based on unique data we show that the default rate and loss given defau

  9. 7 CFR 1980.481 - Insured loans.

    Science.gov (United States)

    2010-01-01

    ... REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.481 Insured loans. Applications... used only to finance: (a) Community facilities as defined in § 1980.402 of this subpart, and (b) Constructing and equipping industrial plants for lease to private businesses (not including loans for operating...

  10. 7 CFR 4279.126 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan terms. 4279.126 Section 4279.126 Agriculture... Loan terms. (a) The maximum repayment for loans on real estate will not exceed 30 years; machinery and... or 15 years, whichever is less; and working capital repayment will not exceed 7 years. The term for...

  11. 7 CFR 4274.320 - Loan terms.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan terms. 4274.320 Section 4274.320 Agriculture... (IRP) § 4274.320 Loan terms. (a) No loan to an intermediary shall be extended for a period exceeding 30... revolving fund will be scheduled for repayment over a term negotiated by the intermediary and...

  12. 49 CFR 260.9 - Loan terms.

    Science.gov (United States)

    2010-10-01

    ... 49 Transportation 4 2010-10-01 2010-10-01 false Loan terms. 260.9 Section 260.9 Transportation... FINANCING PROGRAM Overview § 260.9 Loan terms. The maximum repayment period for direct loans and guaranteed... equal to the rate on Treasury securities of a similar term. In general, the financial...

  13. 44 CFR 206.367 - Loan repayment.

    Science.gov (United States)

    2010-10-01

    ... outstanding cash from the actual date of its disbursement by the Treasury. (2) The interest amount due will be... interest, P=the principal amount disbursed; R=the interest rate of the loan; and, T=the outstanding term in... be added to the unpaid balance of the loan, bear interest at the same rate as the loan, and...

  14. 29 CFR 501.37 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 501.37 Section 501.37... to Administrative Law Judge. (a) Upon receipt of a timely request for a hearing filed pursuant to and... shall be filed of record in the Office of the Chief Administrative Law Judge and shall, respectively,...

  15. 31 CFR 501.740 - Decision of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Decision of Administrative Law Judge... REGULATIONS Trading With the Enemy Act (TWEA) Penalties § 501.740 Decision of Administrative Law Judge. The Administrative Law Judge shall prepare a decision that constitutes his or her final disposition of...

  16. 31 CFR 15.737-19 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Administrative Law Judge. 15.737-19... CONFLICT OF INTEREST Administrative Enforcement Proceedings § 15.737-19 Administrative Law Judge. (a) Appointment. An Administrative Law Judge appointed as provided by 5 U.S.C. 3105 (1966), shall...

  17. 29 CFR 502.37 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 502.37 Section 502.37... § 502.37 Referral to Administrative Law Judge. (a) Upon receipt of a timely request for a hearing filed... Judge, for a determination in an administrative proceeding as provided herein. The notice...

  18. 31 CFR 8.62 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Administrative Law Judge. 8.62... BUREAU OF ALCOHOL, TOBACCO AND FIREARMS Disciplinary Proceedings § 8.62 Administrative Law Judge. (a) Appointment. An Administrative Law Judge, appointed as provided by 5 U.S.C. 3105, shall conduct...

  19. 14 CFR 302.607 - Decision by administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Decision by administrative law judge. 302... Proceedings Concerning Airport Fees § 302.607 Decision by administrative law judge. The administrative law judge shall issue a decision recommending a disposition of a complaint or request for...

  20. 31 CFR 501.736 - Authority of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Authority of Administrative Law Judge... REGULATIONS Trading With the Enemy Act (TWEA) Penalties § 501.736 Authority of Administrative Law Judge. The Administrative Law Judge shall have authority to do all things necessary and appropriate to discharge his or...

  1. 43 CFR 4.439 - Action by administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Action by administrative law judge. 4.439... Involving Questions of Fact § 4.439 Action by administrative law judge. Upon completion of the hearing and the incorporation of the summary or transcript in the record, the administrative law judge will...

  2. 17 CFR 200.14 - Office of Administrative Law Judges.

    Science.gov (United States)

    2010-04-01

    ... Organization § 200.14 Office of Administrative Law Judges. (a) Under the Administrative Procedure Act (5 U.S.C. 551-559) and the federal securities laws, the Office of Administrative Law Judges conducts hearings in proceedings instituted by the Commission. The Administrative Law Judges are responsible for the fair...

  3. 20 CFR 655.1035 - Administrative law judge proceedings.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Administrative law judge proceedings. 655... Attestations Filed by Employers Utilizing F-1 Students in Off-Campus Work § 655.1035 Administrative law judge....1020 of this part, the Chief Administrative Law Judge shall promptly appoint an administrative...

  4. 10 CFR 706.12 - Administrative Law Judges.

    Science.gov (United States)

    2010-01-01

    ... 10 Energy 4 2010-01-01 2010-01-01 false Administrative Law Judges. 706.12 Section 706.12 Energy... and Procedures in National Labor Relations Board Proceedings § 706.12 Administrative Law Judges. By agreement with the National Labor Relations Board, a panel of cleared NLRB administrative law judges...

  5. 29 CFR 500.224 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 500.224 Section 500... Hearing § 500.224 Referral to Administrative Law Judge. (a) Upon receipt of a timely request for a hearing... Administrative Law Judge, for a determination in an administrative proceeding as provided herein. The notice...

  6. 43 CFR 4.1121 - Powers of administrative law judges.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Powers of administrative law judges. 4... Evidentiary Hearings § 4.1121 Powers of administrative law judges. (a) Under the regulations of this part, an administrative law judge may— (1) Administer oaths and affirmations; (2) Issue subpoenas; (3) Issue...

  7. 43 CFR 4.1204 - Determination by administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Determination by administrative law judge... administrative law judge. Upon a finding of a violation of section 703 of the act or 30 CFR 865.11, the administrative law judge shall order the appropriate affirmative relief, including but not limited to— (a)...

  8. 43 CFR 4.1122 - Conduct of administrative law judges.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Conduct of administrative law judges. 4.1122 Section 4.1122 Public Lands: Interior Office of the Secretary of the Interior DEPARTMENT HEARINGS... Evidentiary Hearings § 4.1122 Conduct of administrative law judges. Administrative law judges shall adhere...

  9. 29 CFR 801.63 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 801.63 Section 801.63... § 801.63 Referral to Administrative Law Judge. (a) Upon receipt of a timely request for a hearing filed... Judge, for a determination in an administrative proceeding as provided herein. The notice...

  10. 46 CFR 502.223 - Decisions-Administrative law judges.

    Science.gov (United States)

    2010-10-01

    ... 46 Shipping 9 2010-10-01 2010-10-01 false Decisions-Administrative law judges. 502.223 Section 502... PROCEDURE Briefs; Requests for Findings; Decisions; Exceptions § 502.223 Decisions—Administrative law judges. To the administrative law judges is delegated the authority to make and serve initial or...

  11. 29 CFR 458.70 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Administrative Law Judge. 458.70 Section 458.70 Labor... STANDARDS OF CONDUCT Hearing and Related Matters § 458.70 Administrative Law Judge. Each enforcement proceeding instituted pursuant to this part shall be conducted before an Administrative Law Judge...

  12. 29 CFR 1603.202 - Administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 4 2010-07-01 2010-07-01 false Administrative law judge. 1603.202 Section 1603.202 Labor... THE GOVERNMENT EMPLOYEE RIGHTS ACT OF 1991 Hearings § 1603.202 Administrative law judge. The administrative law judge shall have all the powers necessary to conduct fair, expeditious, and impartial...

  13. 20 CFR 655.645 - Administrative law judge proceedings.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Administrative law judge proceedings. 655.645... Alien Crewmembers for Longshore Activities in U.S. Ports § 655.645 Administrative law judge proceedings... of this part, the Chief Administrative Law Judge shall promptly appoint an administrative law...

  14. 28 CFR 68.28 - Authority of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 28 Judicial Administration 2 2010-07-01 2010-07-01 false Authority of Administrative Law Judge. 68... PROCEDURE FOR ADMINISTRATIVE HEARINGS BEFORE ADMINISTRATIVE LAW JUDGES IN CASES INVOLVING ALLEGATIONS OF... Authority of Administrative Law Judge. (a) General powers. In any proceeding under this part,...

  15. 31 CFR 10.70 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Administrative Law Judge. 10.70... INTERNAL REVENUE SERVICE Rules Applicable to Disciplinary Proceedings § 10.70 Administrative Law Judge. (a..., firm or other entity, or appraiser will be conducted by an Administrative Law Judge appointed...

  16. 78 FR 52389 - Hearing Officer and Administrative Judge

    Science.gov (United States)

    2013-08-23

    ... 1992-AA36 Hearing Officer and Administrative Judge AGENCY: Office of Hearings and Appeals, Department... nuclear material by replacing the term ``Hearing Officer'' with ``Administrative Judge.'' DATES: This rule... clearance and in other areas, are commonly referred to as ``Administrative Judges.'' To accurately...

  17. 14 CFR 302.17 - Administrative law judges.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Administrative law judges. 302.17 Section... Evidentiary Hearing Proceedings § 302.17 Administrative law judges. (a) Powers and delegation of authority. (1) An administrative law judge shall have the following powers, in addition to any others specified...

  18. 43 CFR 4.474 - Authority of administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Authority of administrative law judge. 4... (inside and Outside Grazing Districts) § 4.474 Authority of administrative law judge. (a) The administrative law judge is vested with the duty and general authority to conduct the hearing in an...

  19. 34 CFR 76.901 - Office of Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 1 2010-07-01 2010-07-01 false Office of Administrative Law Judges. 76.901 Section 76... Procedures Does the Secretary Use To Get Compliance? § 76.901 Office of Administrative Law Judges. (a) The Office of Administrative Law Judges, established under Part E of GEPA, has the following functions:...

  20. 22 CFR 1423.20 - Unavailability of Administrative Law Judges.

    Science.gov (United States)

    2010-04-01

    ... 22 Foreign Relations 2 2010-04-01 2010-04-01 true Unavailability of Administrative Law Judges... RELATIONS AUTHORITY UNFAIR LABOR PRACTICE PROCEEDINGS § 1423.20 Unavailability of Administrative Law Judges. In the event the Administrative Law Judge designated to conduct the hearing becomes unavailable,...

  1. 29 CFR 6.6 - Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Administrative Law Judge. 6.6 Section 6.6 Labor Office of... Administrative Law Judge. (a) Equal Access to Justice Act. Proceedings under this part are not subject to the... provisions of this part 6, Administrative Law Judges shall have no power or authority to award attorney...

  2. 29 CFR 530.404 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 530.404 Section 530... Administrative Law Judge. Upon receipt of a timely request for a hearing, the request and a copy of the notice of... Law Judge, for a determination in an administrative proceeding as provided herein. The notice...

  3. 31 CFR 8.68 - Decision of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Decision of Administrative Law Judge... Administrative Law Judge. As soon as practicable after the conclusion of a hearing and the receipt of any proposed findings and conclusions timely submitted by the parties, the Administrative Law Judge shall...

  4. 20 CFR 410.634 - Administrative Law Judge.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Administrative Law Judge. 410.634 Section 410... Review, Finality of Decisions, and Representation of Parties § 410.634 Administrative Law Judge. The... appropriate case, the Deputy Commissioner may designate another Administrative Law Judge or a member...

  5. 20 CFR 655.435 - Administrative law judge proceedings.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Administrative law judge proceedings. 655.435... accordance with § 655.420, the Chief Administrative Law Judge shall appoint an administrative law judge to hear the case. (b) Within 7 days following the assignment of the case, the administrative law...

  6. 24 CFR 17.153 - Determination of the Administrative Judge.

    Science.gov (United States)

    2010-04-01

    ... Determination of the Administrative Judge. (a) Following the hearing or the review of the record, the Administrative Judge shall issue a written decision which includes the supporting rationale for the decision. The decision of the Administrative Judge concerning whether a debt or part of a debt is past-due and...

  7. 24 CFR 1720.145 - Disqualification of administrative law judge.

    Science.gov (United States)

    2010-04-01

    ... administrative law judge. (a) When an administrative law judge feels disqualified from presiding in a particular proceeding, the administrative law judge shall withdraw therefrom by notice on the record and shall notify the Secretary of such withdrawal. (b) Whenever any party believes that the administrative law...

  8. 31 CFR 10.76 - Decision of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Decision of Administrative Law Judge... Administrative Law Judge. (a) In general—(1) Hearings. Within 180 days after the conclusion of a hearing and the... adjudication. In the event that a motion for summary adjudication is filed, the Administrative Law Judge...

  9. 29 CFR 580.10 - Referral to Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Referral to Administrative Law Judge. 580.10 Section 580.10... Referral to Administrative Law Judge. (a) Upon receipt of a timely exception to a determination of... Administrative Law Judge, for a determination in an administrative proceeding as provided herein. A copy of...

  10. 5 CFR 2421.10 - Chief Administrative Law Judge.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Chief Administrative Law Judge. 2421.10 Section 2421.10 Administrative Personnel FEDERAL LABOR RELATIONS AUTHORITY, GENERAL COUNSEL OF THE FEDERAL... § 2421.10 Chief Administrative Law Judge. Chief Administrative Law Judge means the Chief...

  11. Judging Anomalies at the 2010 Olympics in Men's Figure Skating

    Science.gov (United States)

    Looney, Marilyn A.

    2012-01-01

    The purpose of this study was to determine if the 2010 Olympic figure skating judges had trouble scoring Plushenko and the transitions program component, and if the International Skating Union's (ISU) "corridor" method flagged the same judging anomalies as the Rasch analyses. A 3-facet (skater by program component by judge) Rasch rating scale…

  12. 29 CFR 18.605 - Competency of judge as witness.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Competency of judge as witness. 18.605 Section 18.605 Labor Office of the Secretary of Labor RULES OF PRACTICE AND PROCEDURE FOR ADMINISTRATIVE HEARINGS BEFORE THE OFFICE OF ADMINISTRATIVE LAW JUDGES Rules of Evidence Witnesses § 18.605 Competency of judge as...

  13. THE PRE-TRIAL CHAMBER JUDGE

    Directory of Open Access Journals (Sweden)

    Edgar Laurentiu DUMBRAVA

    2014-12-01

    Full Text Available The importance of this work lies in important changes in the new Code of Criminal Procedure, amendments justified by the new realities of a democratic society in which criminal procedural rules must be adapted according to the daily realities in the achievement of justice. The purpose of the paper is given by the need of approaching at a theoretically level the institution of The Pre-Trial Chamber Judge, given that so far there have not been developed any works on the subject. This paper addresses both practitioners and litigants.

  14. THE PRE-TRIAL CHAMBER JUDGE

    Directory of Open Access Journals (Sweden)

    Edgar Laurenţiu DUMBRAVĂ

    2014-05-01

    Full Text Available The importance of this work lies in important changes in the new Code of Criminal Procedure, amendments justified by the new realities of a democratic society in which criminal procedural rules must be adapted according to the daily realities in the achievement of justice. The purpose of the paper is given by the need of approaching at a theoretically level the institution of The Pre-Trial Chamber Judge, given that so far there have not been developed any works on the subject. This paper addresses both practitioners and litigants.

  15. Financial Scandals and Student Loans

    Science.gov (United States)

    Eisenberg, Meyer; Franke, Ann H.

    2007-01-01

    The investigations of student-loan programs around the country echo previous scandals in the financial world involving stock offerings and mutual funds. The relationships between lenders and financial-aid officers seem to raise the same questions about impropriety, conflict of interest, and possible fraud. Indeed, lessons from Wall Street can…

  16. Trouble Ahead for Student Loans?

    Science.gov (United States)

    Ergungor, O. Emre; Hathaway, Ian

    2008-01-01

    The market for student loans may differ in some respects from other financial markets, but private lenders are the primary source of funds. As in other markets, the incentive to lend those funds comes from the ability to make a profit. But recent turmoil in financial markets is affecting all of the factors that contribute to the profitability of…

  17. Judging the Judges: An Analysis of Ballots in Impromptu and Extemporaneous Speaking.

    Science.gov (United States)

    Cronn-Mills, Daniel; Croucher, Stephen M.

    The goal of forensics is to teach students the complexity and impact of communication on the human condition. The ballot is the key to the educational process within the competitive realm of forensics. The judge is both an adjudicator and a teacher within each round, and, therefore, ballots should provide students with comments indicating reasons…

  18. On the complexity of traffic judges' decisions

    Directory of Open Access Journals (Sweden)

    David Leiser

    2008-12-01

    Full Text Available Professional judges in traffic courts sentence many hundreds of offenders per year. Using 639 case files from archives, we compared the Matching Heuristic (MH to compensatory, weighing algorithms (WM. We modeled and cross validated the models on different subsets of the data, and took several other methodological precautions such as allowing each model to select the optimal number of variables and ordering and weighing the variables in accordance to different logics. We did not reproduce the finding by Dhami (2003, who found the MH to be superior to a compensatory algorithm in modeling bail-granting decisions. These simulations brought out the inner logic of the two family of models, showing what combination of parameters works best. It remains remarkable that using only a fraction of the variables and combining them non-compensatorily, MH obtained nearly as good a fit as the weighing method.

  19. English Loan Words in Chinese

    Institute of Scientific and Technical Information of China (English)

    胡悦

    2016-01-01

    During the process of language contact, a lot of language changes may appear, among which lexical borrowing, the ori-gin lexical item from one language being used by another language, is one of the most common phenomena. As a result of glo-balization, the frequent contact with western culture and the English language has brought a huge amount of lexical borrowings to the Chinese language. This paper mainly looks at the language contact of the English loan words in Chinese in the following three methods, namely transliteration, semantic loan and a mixture of the two respectively. The discussion over the examination will contribute to the understanding of English as a lingua franca and its language contact with Chinese.

  20. 75 FR 58285 - Short-Term, Small Amount Loans

    Science.gov (United States)

    2010-09-24

    ... Part 701 RIN 3133-AD71 Short-Term, Small Amount Loans Agency: National Credit Union Administration... unions (FCUs) to offer short-term, small amount loans (STS loans) as a viable alternative to predatory payday loans. The amendment permits FCUs to charge a higher interest rate for an STS loan than is...

  1. 42 CFR 57.309 - Payment of nursing student loans.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Payment of nursing student loans. 57.309 Section 57... CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANS Nursing Student Loans § 57.309 Payment of nursing student loans. (a) Nursing student loans from any fund may be paid...

  2. Determinants of Households’ Overdue Loans in Romania

    Directory of Open Access Journals (Sweden)

    Adrian CODIRLASU

    2011-01-01

    Full Text Available The paper’s target is to identify macroeconomic and financial variables that are relevant for the evolution and forecassting of the household’s overdue loans in Romania. By employing vector autoregression and systems of ecuations using the SUR methodology, the authors are trying to respond to the following questions: (1 Which are the lags and the individual intensities of the macroeconomic relevant indicators when affecting the household overdue loans rate?; (2 What are the characteristics of the loans reimbursement behavior in case of shocks on the labor, monetary, goods and services markets? The empirical analysis is based on monthly data which allows for assessing the quality of household loan repayment, both in terms of number of overdue loans and in terms of overdue loan volumes. The relevant explanatory variables were used in various configurations and lags for constructing several macroeconomic credit risk models.

  3. 7 CFR 1781.8 - Rates and terms-WS loans and WS advances and RCD loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Rates and terms-WS loans and WS advances and RCD... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) RESOURCE CONSERVATION AND DEVELOPMENT (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.8 Rates and terms—WS loans and WS advances and RCD loans...

  4. Individual Evaluation of Judges in Germany

    Directory of Open Access Journals (Sweden)

    Johannes Riedel

    2014-12-01

    Full Text Available In Germany, with the exception of the five federal supreme courts, court organization is a responsibility of the Länder (federal states. In some of the Länder, so-called employee profiles (“Anforderungsprofile“ have been established for judicial office. These lists attempt to describe criteria for certain judicial positions. They are applied in the process of promotion but also serve as an indicator for initial appointment.The European picture with respect to individual evaluation of judges is extremely diverse. In preparation for this paper, the author attempted to ascertain the situation in the Council of Europe member states. The results of this survey (to which 23 members of the CCJE have replied are listed in Appendix I.The general difficulty of professional evaluation of judges lies in the limits that have to be observed for constitutional reasons. In Germany, the overall rule of every evaluation is that there has to be a reliable factual basis. The evaluator is under a duty not to omit relevant aspects, to consider all the facts that make part of the picture, not to select arbitrarily but to try to paint a true and full picture of the person who is being evaluated. In the case of judges, it is unacceptable to comment on the core of judicial decision-making. Evaluations may be challenged in the administrative court on grounds of fact as well as on grounds of law. En Alemania, con la excepción de las cinco cortes supremas federales, la organización judicial es responsabilidad de los Länder (estados federales. En algunos de estos Länder, se han establecido los denominados perfiles de empleados (“Anforderungsprofile” para la oficina judicial. Estas listas pretenden describir los criterios para determinados cargos judiciales. Se aplican en los procesos de promoción, pero también sirven como un indicador para el nombramiento inicial.El panorama europeo respecto a la evaluación individual de los jueces es muy diverso. Preparando

  5. Degree of Competition of Consumer Loan Industry

    OpenAIRE

    Kohei Kubota; Yoshiro Tsutsui

    2008-01-01

    The purpose of this paper is to estimate the degree of competition of consumer loan industry in Japan utilizing responses to a questionnaire survey conducted by Japan Consumer Finance Association. Estimating the cost function, we found that the industry is characterized by large scale economies. Estimation of Lerner index, H-statistics, degree of noncompetition, and degree of collusion reveals that consumer loan market is highly monopolistic. Consumer loan companies answered to a question tha...

  6. Syndicated Loan Signed for CPECC'S KUWAIT Project

    Institute of Scientific and Technical Information of China (English)

    1997-01-01

    @@ China Petroleum Engineering Construction Corp. (CPECC) has got a syndicated loan of 80 million USD from a consortium composed of 15 banks of Japan, Germany, France, Netherlands and Belgium with Sanwa Bank Hongkong Branch as the arrangement bank. The loan will be used for building a multiple well manifold production station (MWMPS) in Kuwait. The signing ceremony for the loan agreement was held in late January 1997.

  7. Strategies for selling smaller pools of loans

    OpenAIRE

    McCarthy, John

    2006-01-01

    Proceedings of the Conference on the Secondary Market for Community Development Loans In September 2006, the Federal Reserve hosted a conference on secondary markets for community development loans. A theme that emerged was that techniques, programs, and structures that work for large loans do not necessarily work for small ones. In this article, I briefly outline why smaller deals can be more difficult to finance, and describe two ways in which the Community Preservation Corporation (CPC) ha...

  8. Income contingent loans in higher education financing

    OpenAIRE

    Chapman, Bruce

    2016-01-01

    Around nine countries currently use a national income contingent loan (ICL) scheme for higher education tuition using the income tax system. Increased international interest in ICL validates an examination of its costs and benefits relative to the traditional financing system, government-guaranteed bank loans (GGBLs). Bank-type loans exhibit poor economic characteristics: namely, repayment hardships for the disadvantaged, and default. This damages credit reputations and can be associated with...

  9. Disability Case Review of Administrative Law Judge Hearing Decisions

    Data.gov (United States)

    Social Security Administration — The Disability Case Review is a post-effectuation quality review of administrative law judge (ALJ) disability hearing decisions. This dataset includes results from...

  10. 75 FR 14331 - Disaster Assistance Loan Program

    Science.gov (United States)

    2010-03-25

    ... of employment (MSE) for Military Reservist Economic Injury Disaster Loan (MREIDL) assistance. SBA may... the applicant's status as a major source of employment for Military Reserve Economic Injury...

  11. 75 FR 53007 - Gulf Opportunity Pilot Loan Program (GO Loan Pilot)

    Science.gov (United States)

    2010-08-30

    ... Agency regulations for the 7(a) Business Loan Program. (70 FR 69645). Because the pilot was designed as a... regulations identified in the Federal Register notice at 70 FR 69645 through September 30, 2011. SBA's waiver... ADMINISTRATION Gulf Opportunity Pilot Loan Program (GO Loan Pilot) AGENCY: U.S. Small Business...

  12. 76 FR 18375 - Small Business Jobs Act: Eligible Loans for 504 Loan Program Debt Refinancing

    Science.gov (United States)

    2011-04-04

    ... ADMINISTRATION 13 CFR Part 120 Small Business Jobs Act: Eligible Loans for 504 Loan Program Debt Refinancing... Small Business Jobs Act. DATES: Effective Date: This document is effective April 4, 2011. FOR FURTHER... the Small Business Jobs Act (Jobs Act), Public Law 111-240, 124 Stat. 2504, only loans that...

  13. 78 FR 64294 - Loan Guaranty: Mandatory Electronic Delivery of Loan Files for Review

    Science.gov (United States)

    2013-10-28

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF VETERANS AFFAIRS Loan Guaranty: Mandatory Electronic Delivery of Loan Files for Review AGENCY: Department of... review. Currently, lenders can submit loan files selected for review by LGY through either electronic...

  14. Do Mortgage Loans Respond Perversly to Monetary Policy?

    National Research Council Canada - National Science Library

    Al i Termos; Mohsen Saad

    2016-01-01

    .... Our major finding is that while commercial and industrial (C&I) loans and consumer loans respond to monetary policy asymmetrically according to theoretical predictions, mortgage loans show a reverse asymmetric response...

  15. Loan sales under asymmetric information

    OpenAIRE

    Vargas Martínez, Mónica

    2010-01-01

    Loans are illiquid assets that can be sold in a secondary market even that buyers have no certainty about their quality. I study a model in which a lender has access to new investment opportunities when all her assets are illiquid. To raise funds, the lender may either borrow using her assets as collateral, or she can sell them in a secondary market. Given asymmetric information about assets quality, the lender cannot recover the total value of her assets. There is then a role for the governm...

  16. 7 CFR 1735.100 - Use of loan funds.

    Science.gov (United States)

    2010-01-01

    ... AGRICULTURE GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Toll Line... depreciation of the facilities, any concurrences with the connecting companies involved, and a...

  17. 36 CFR 1150.53 - Disqualification of judge.

    Science.gov (United States)

    2010-07-01

    ... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false Disqualification of judge. 1150.53 Section 1150.53 Parks, Forests, and Public Property ARCHITECTURAL AND TRANSPORTATION BARRIERS...) If the judge does not disqualify himself/herself, he/she shall so rule upon the record, stating the...

  18. 42 CFR 498.45 - Disqualification of Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 5 2010-10-01 2010-10-01 false Disqualification of Administrative Law Judge. 498.45 Section 498.45 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND... CERTAIN NFs IN THE MEDICAID PROGRAM Hearings § 498.45 Disqualification of Administrative Law Judge. (a)...

  19. 42 CFR 498.74 - Administrative Law Judge's decision.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 5 2010-10-01 2010-10-01 false Administrative Law Judge's decision. 498.74 Section 498.74 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN SERVICES... IN THE MEDICAID PROGRAM Hearings § 498.74 Administrative Law Judge's decision. (a) Timing, basis...

  20. 42 CFR 423.1068 - Administrative Law Judge's decision.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Administrative Law Judge's decision. 423.1068 Section 423.1068 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN... Civil Money Penalties § 423.1068 Administrative Law Judge's decision. (a) Timing, basis and content....

  1. 29 CFR 102.6 - Administrative law judge; hearing officer.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Administrative law judge; hearing officer. 102.6 Section 102.6 Labor Regulations Relating to Labor NATIONAL LABOR RELATIONS BOARD RULES AND REGULATIONS, SERIES 8 Definitions § 102.6 Administrative law judge; hearing officer. The term administrative law...

  2. 42 CFR 423.1026 - Disqualification of Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Disqualification of Administrative Law Judge. 423.1026 Section 423.1026 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND... Procedures for Civil Money Penalties § 423.1026 Disqualification of Administrative Law Judge. (a) An ALJ...

  3. 42 CFR 422.1026 - Disqualification of Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Disqualification of Administrative Law Judge. 422.1026 Section 422.1026 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND... Penalties § 422.1026 Disqualification of Administrative Law Judge. (a) An ALJ may not conduct a hearing in...

  4. 24 CFR 1720.525 - Decision of administrative law judge.

    Science.gov (United States)

    2010-04-01

    ... PRACTICE Adjudicatory Proceedings Hearings § 1720.525 Decision of administrative law judge. (a) The administrative law judge shall make and file a decision within 30 days after the close of the taking of evidence... 24 Housing and Urban Development 5 2010-04-01 2010-04-01 false Decision of administrative...

  5. 42 CFR 422.1068 - Administrative Law Judge's decision.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Administrative Law Judge's decision. 422.1068 Section 422.1068 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN... Penalties § 422.1068 Administrative Law Judge's decision. (a) Timing, basis and content. As soon...

  6. 49 CFR 1503.607 - Administrative law judges.

    Science.gov (United States)

    2010-10-01

    ... 49 Transportation 9 2010-10-01 2010-10-01 false Administrative law judges. 1503.607 Section 1503... ADMINISTRATION, DEPARTMENT OF HOMELAND SECURITY ADMINISTRATIVE AND PROCEDURAL RULES INVESTIGATIVE AND ENFORCEMENT PROCEDURES Rules of Practice in TSA Civil Penalty Actions § 1503.607 Administrative law judges. (a) Powers...

  7. 8 CFR 235.6 - Referral to immigration judge.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Referral to immigration judge. 235.6 Section 235.6 Aliens and Nationality DEPARTMENT OF HOMELAND SECURITY IMMIGRATION REGULATIONS INSPECTION OF PERSONS APPLYING FOR ADMISSION § 235.6 Referral to immigration judge. (a) Notice—(1) Referral by Form...

  8. 13 CFR 134.404 - Decision by Administrative Law Judge.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Decision by Administrative Law Judge. 134.404 Section 134.404 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION RULES OF... 8(a) Program § 134.404 Decision by Administrative Law Judge. Appeal proceedings brought under...

  9. Cultivating the Possible: A Tribute to Harry Judge

    Science.gov (United States)

    Bruner, Jerome

    2008-01-01

    When he arrived in Oxford in the early 1970s, Harry Judge and this author were already good friends. They had spent a lot of time talking about their respective concerns--the author on how "mind" should be conceived, and Judge on how and by whom "mind" should be cultivated in the educational process. The author believed then that schools should…

  10. Judging Criteria for Intercollegiate Limited Preparation Speaking Events.

    Science.gov (United States)

    Preston, C. Thomas, Jr.

    To gain insight into whether debate judges actually do treat impromptu speaking as miniextemporaneous speaking, a study compared the comments judges wrote to extemporaneous speakers with those they wrote to impromptu speakers during the first two rounds of a forensic tournament. Approximately 1,000 comments from 152 ballots (102 impromptu and 50…

  11. Tranching in the Syndicated Loan Market

    NARCIS (Netherlands)

    Cumming, D.; McCahery, J.A.; Schwienbacher, A.

    2011-01-01

    We use data comprising over 100,000 loans from 115 countries during 1995-2009 to examine factors that affect the extent of loan tranching, and the range of tranche spreads. The data show five factors that drive them: asymmetric information, borrower risk, transaction costs, the presence of

  12. 75 FR 54005 - Conservation Loan Program

    Science.gov (United States)

    2010-09-03

    ... reasonable to require a lender to perform as intensive a cash flow analysis as is necessary for applicants... and not being converted to cash to reduce the loan amount. Currently, downpayment loans and youth... practices due to increasing pressure to minimize or eliminate: (1) Surface water quality deterioration from...

  13. 12 CFR 614.4330 - Loan participations.

    Science.gov (United States)

    2010-01-01

    ... borrower distress or default; (4) Provide for sharing of risk; (5) Set forth conditions for the offering and acceptance of the loan participation and termination of the agreement; (6) Provide for sharing of... Purchases and Sales § 614.4330 Loan participations. Agreements to purchase or sell a participation interest...

  14. A New Paradigm in Mortgage Loan Advice

    DEFF Research Database (Denmark)

    Otterstedt, Margrét Sesselja; Rasmussen, Kourosh Marjani; Kulahci, Murat

    2013-01-01

    The Danish mortgage market has undergone considerable changes during the last 15 years. New and more complex variations of loan products have been introduced. Nevertheless, mortgage loan advice has remained, by large, unchanged. This paper addresses a study where a number of new refinancing rules...

  15. Foreign Currency Loans - Demand or Supply Driven?

    NARCIS (Netherlands)

    Brown, M.; Kirschenmann, K.; Ongena, S.

    2009-01-01

    Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by one b

  16. Rising interest rates, bank loans, and deposits

    OpenAIRE

    Hesna Genay; Darrin Halcomb

    2004-01-01

    The authors show how the relationships between interest rate changes, deposit growth rates, and loan growth rates have changed in the last ten years, discuss some possible reasons, and assess the likely impact of rising interest rates on loans and deposits going forward.

  17. 19 CFR 351.505 - Loans.

    Science.gov (United States)

    2010-04-01

    ...: n = the term of the loan; ib = the benchmark interest rate for uncreditworthy companies; if = the long-term interest rate that would be paid by a creditworthy company; pn = the probability of default... commercial loans. (iii) Exception for uncreditworthy companies. If the Secretary finds that a firm...

  18. FEATURES OF LOAN COMMITMENTS IN FINANCIAL OBLIGATIONS

    Directory of Open Access Journals (Sweden)

    Kolomiets E. A.

    2015-01-01

    Full Text Available The article has examined the legal nature of borrowings. The author carries out a comparative legal analysis of debt obligations in comparison with the obligations arising from the contract of bank deposit, bank account agreement, loan agreement, factoring agreement, the insurance contract, the contract of storage. On the basis of a comparative research of the obligations arising from the loan agreement with the other financial liabilities we have determined the state of borrowings in the financial obligations. The author proves the general nature of the obligation of the loan in relation to other financial obligations. A contract of loan for the purpose of its subject and obligations arising from it is much closer to the lease contract and the loan, rather than to the same insurance contract or bank deposit. Borrowings are different from financial obligations only by the fact that its objects are things that contain generic characteristics, interchangeable and not individually defined, as it is in the case of contracts of property employment and loans. An important difference between the loan agreements from other financial instruments is the fact that in the loan agreement the property is transferred to the ownership and not in the possession and use of the borrower

  19. Economic Loan Loss Provision and Expected Loss

    Directory of Open Access Journals (Sweden)

    Stefan Hlawatsch

    2010-10-01

    Full Text Available The intention of a loan loss provision is the anticipation of the loan's expected losses by adjusting the book value of the loan. Furthermore, this loan loss provision has to be compared to the expected loss according to Basel II and, in the case of a difference, liable equity has to be adjusted. This however assumes that the loan loss provision and the expected loss are based on a similar economic rationale, which is only valid conditionally in current loan loss provisioning methods according to IFRS. Therefore, differences between loan loss provisions and expected losses should only result from different approaches regarding the parameter estimation within each model and not due to different assumptions regarding the outcome of the model. The provisioning and accounting model developed in this paper overcomes the before-mentioned shortcomings and is consistent with an economic rationale of expected losses. Additionally, this model is based on a close-to-market valuation of the loan that is in favor of the basic idea of IFRS. Suggestions for changes in current accounting and capital requirement rules are provided.

  20. 7 CFR 1822.274 - Loan closing.

    Science.gov (United States)

    2010-01-01

    ... PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing Site Loan Policies... Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... the OGC determines the Form to be inappropriate, real estate mortgage Form FmHA or its...

  1. 7 CFR 1822.265 - Loan purposes.

    Science.gov (United States)

    2010-01-01

    ... PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing Site Loan Policies... Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE....C. 1480; delegation of authority by the Sec. of Agri., 7 CFR 2.23; delegation of authority by...

  2. 38 CFR 6.13 - Policy loans.

    Science.gov (United States)

    2010-07-01

    ... exceed 94 percent of the cash value, and any indebtedness shall be deducted from the amount advanced on such loan. The loan shall bear interest at a rate not to exceed 5 percent per annum, payable annually... or exceed the cash value thereof. When the amount of the indebtedness equals or exceeds the...

  3. ProofJudge: Automated Proof Judging Tool for Learning Mathematical Logic

    DEFF Research Database (Denmark)

    Villadsen, Jørgen

    2015-01-01

    pen and paper because no adequate tool was available. The learning problem is how to make abstract concepts of logic as concrete as possible. ProofJudge is a computer system and teaching approach for teaching mathematical logic and automated reasoning which augments the e-learning tool NaDeA (Natural......Today we have software in many artefacts, from medical devices to cars and airplanes, and the software must not only be efficient and intelligent but also reliable and secure. Tests can show the presence of bugs but cannot guarantee their absence. A machine-checked proof using mathematical logic...

  4. ProofJudge: Automated Proof Judging Tool for Learning Mathematical Logic

    DEFF Research Database (Denmark)

    Villadsen, Jørgen

    2016-01-01

    using pen and paper because no adequate tool was available. The learning problem is how to make abstract concepts of logic as concrete as possible. ProofJudge is a computer system and teaching approach for teaching mathematical logic and automated reasoning which augments the e-learning tool Na......Today we have software in many artefacts, from medical devices to cars and airplanes, and the software must not only be efficient and intelligent but also reliable and secure. Tests can show the presence of bugs but cannot guarantee their absence. A machine-checked proof using mathematical logic...

  5. Distributed Online Judge System for Interactive Theorem Provers

    Science.gov (United States)

    Mizuno, Takahisa; Nishizaki, Shin-ya

    2014-03-01

    In this paper, we propose a new software design of an online judge system for interactive theorem proving. The distinctive feature of this architecture is that our online judge system is distributed on the network and especially involves volunteer computing. In volunteers' computers, network bots (software robots) are executed and donate computational resources to the central host of the online judge system. Our proposed design improves fault tolerance and security. We gave an implementation to two different styles of interactive theorem prover, Coq and ACL2, and evaluated our proposed architecture. From the experiment on the implementation, we concluded that our architecture is efficient enough to be used practically.

  6. Distributed Online Judge System for Interactive Theorem Provers

    Directory of Open Access Journals (Sweden)

    Mizuno Takahisa

    2014-03-01

    Full Text Available In this paper, we propose a new software design of an online judge system for interactive theorem proving. The distinctive feature of this architecture is that our online judge system is distributed on the network and especially involves volunteer computing. In volunteers’ computers, network bots (software robots are executed and donate computational resources to the central host of the online judge system. Our proposed design improves fault tolerance and security. We gave an implementation to two different styles of interactive theorem prover, Coq and ACL2, and evaluated our proposed architecture. From the experiment on the implementation, we concluded that our architecture is efficient enough to be used practically.

  7. 7 CFR 1735.43 - Payments on loans.

    Science.gov (United States)

    2010-01-01

    ... depreciation rates published by RUS for all borrowers (see 7 CFR 1737.70). Borrowers may request a repayment... AGRICULTURE GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Terms of Loans... economic life shall be based on the depreciation rates for the facilities financed by the loan. In...

  8. 12 CFR 583.20 - Savings and loan holding company.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Savings and loan holding company. 583.20... REGULATIONS AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.20 Savings and loan holding company. The term savings and loan holding company means any company that directly or indirectly controls a...

  9. 7 CFR 1610.5 - Minimum Bank loan.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Minimum Bank loan. 1610.5 Section 1610.5 Agriculture Regulations of the Department of Agriculture (Continued) RURAL TELEPHONE BANK, DEPARTMENT OF AGRICULTURE LOAN POLICIES § 1610.5 Minimum Bank loan. A Bank loan will not be made unless the applicant qualifies for a...

  10. 12 CFR 614.4470 - Loans subject to bank approval.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Loans subject to bank approval. 614.4470 Section 614.4470 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Loan Approval Requirements § 614.4470 Loans subject to bank approval. (a) The following...

  11. DEVELOPMENT OF LOAN MODULE USING BUSINESS RULES ENGINE

    Directory of Open Access Journals (Sweden)

    Sachin Chaware

    2015-10-01

    Full Text Available Banking loan module is a runtime business application. It is the automatic processing of all the loans, due to which the loan form can be filled from anywhere and the bank person approves loan within short span of time. There is very big crowd to fill the loan form manually which is very tiresome job. Also the manual process is very lengthy process which requires 3 days for approval of loan. Our customers will having their loan applications approved within 60 minutes of lodging the application instead of 3 days as per the paper-centric solution we were persisting with. This paper consists of method of development of dynamic loan module system which includes the loan origination process, loan form filling process and loan verification process. The method is developed by using the RETE pattern matching algorithm. Due to which the loan module system becomes very fast and work effective. In addition to this loan module system, we have also developed the CIBIL score generating system for the approved loan applications and determination of rupee dollar rate and calculation of rate of interest of loans. Due to which the manager originates the roi of loans that also helps the manager to stabilize the India’s economy and prevents itself from recession and other economic falls.

  12. 7 CFR 1940.591 - Community Program Guaranteed loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Community Program Guaranteed loans. 1940.591 Section... Loan and Grant Program Funds § 1940.591 Community Program Guaranteed loans. (a) Amount available for... transition formula for Community Program Guaranteed loans is not used. (e) Base allocation. See §...

  13. 5 CFR 1655.6 - Amount of loan.

    Science.gov (United States)

    2010-01-01

    ... Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.6 Amount of loan. (a) Minimum amount. The initial principal amount of any loan may not be less than $1,000. (b) Maximum amount. The principal amount of a new loan must be less than or equal to the smallest of the following: (1...

  14. 42 CFR 57.308 - Nursing student loan promissory note.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Nursing student loan promissory note. 57.308... Nursing Student Loans § 57.308 Nursing student loan promissory note. (a) Promissory note form. Each nursing student loan must be evidenced by a properly executed promissory note in a form approved by...

  15. Como reembolsar sus prestamos para estudiantes (Repaying Your Student Loans).

    Science.gov (United States)

    Office of Federal Student Aid (ED), Washington, DC.

    This guide, written in Spanish, discusses how to repay student loans. Following a general introduction, the guide discusses the grace period before repayment and repayment requirements. Repayment plans are described for Perkins Loans, Direct Loans, and Federal Family Education Loans. Repayment options are discussed, including consolidation,…

  16. 7 CFR 772.14 - Reamortization of AMP loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Reamortization of AMP loans. 772.14 Section 772.14... AGRICULTURE SPECIAL PROGRAMS SERVICING MINOR PROGRAM LOANS § 772.14 Reamortization of AMP loans. The Agency may approve reamortization of AMP loans provided: (a) There is no extension of the final maturity...

  17. 7 CFR 1435.105 - Loan settlement and foreclosure.

    Science.gov (United States)

    2010-01-01

    ... maturity date of the loan. Title, all rights, and interest to such sugar shall immediately vest in CCC. (g) The value of the settlement of loans shall be made by CCC according to the CCC schedule of premiums... processor does not redeem any of the nonrecourse loan collateral, title to the unredeemed nonrecourse loan...

  18. Kosovo farmers demand for agricultural loans

    Directory of Open Access Journals (Sweden)

    Dr.Sc. Jehona Shkodra

    2016-07-01

    Full Text Available Funding is essential issue for the development of a business, but how the funding will be covered is the issue selected by the financial situation of entrepreneurs. One of the forms of financing is also agricultural loan, but, how is the demand of farmers for these loans and what size of farms request more loans are questions which we will explain in this paper realized by interviews of 250 farmers in five regions of Kosovo (Pristina, Gjilani, Mitrovica, Peja and Prizren during period of March - September 2013. Data will be processed in SPSS 16.0 program through the production function Cobb - Douglas, regression method - Ordinary Least Square.

  19. Crop price indemnified loans for farmers

    OpenAIRE

    Karlan, Dean; Kutsoati, Ed; McMillan, Margaret; Udry, Chris

    2010-01-01

    Farmers face a particular set of risks that complicate the decision to borrow. We use a randomized experiment to investigate (1) the role of crop-price risk in reducing demand for credit among famers and (2) how risk mitigation changes farmers’ investment decisions. In rural Ghana, we offer farmers loans with an indemnity component that forgives 50 percent of the loan if crop prices drop below a threshold price. A control group is offered a standard loan product at the same interest rate. We ...

  20. Agriculture loan insurance contract and performance

    OpenAIRE

    Ozaki,Vitor Augusto

    2011-01-01

    Agricultural loan insurance is one of the main risk transfer mechanisms used by the producers in some regions of the country. This insurance guarantees a percentage of the loan budget, thus assuring the payment of the agreed financing. Initially the present article analyzes the State of São Paulo Insurance Company (Companhia de Seguros do Estado de São Paulo - Cosesp) loan insurance origins and evolution, and later on its expansion to other States. Moreover, it details the main features of th...

  1. Judging the morality of utilitarian actions: How poor utilitarian accessibility makes judges irrational.

    Science.gov (United States)

    Kusev, Petko; van Schaik, Paul; Alzahrani, Shrooq; Lonigro, Samantha; Purser, Harry

    2016-12-01

    Is it acceptable and moral to sacrifice a few people's lives to save many others? Research on moral dilemmas in psychology, experimental philosophy, and neuropsychology has shown that respondents judge utilitarian personal moral actions (footbridge dilemma) as less appropriate than equivalent utilitarian impersonal moral actions (trolley dilemma). Accordingly, theorists (e.g., Greene et al., 2001) have argued that judgments of appropriateness in personal moral dilemmas are more emotionally salient and cognitively demanding (taking more time to be rational) than impersonal moral dilemmas. Our novel findings show an effect of psychological accessibility (driven by partial contextual information; Kahneman, 2003) on utilitarian moral behavior and response time for rational choices. Enhanced accessibility of utilitarian outcomes through comprehensive information about moral actions and consequences boosted utility maximization in moral choices, with rational choices taking less time. Moreover, our result suggests that previous results indicating emotional interference, with rational choices taking more time to make, may have been artifacts of presenting partial information.

  2. Human Terrain Teams: An Enabler for Judge Advocates and Paralegals

    National Research Council Canada - National Science Library

    Dan Tanabe

    2010-01-01

      [...] the Future Concepts Directorate (FCD) offers this practice note to identify and describe an additional enabler judge advocates and paralegals can leverage to accomplish their complex missions when deployed...

  3. How to Work with Honest but Curious Judges? (Preliminary Report)

    CERN Document Server

    Pang, Jun; 10.4204/EPTCS.7.3

    2009-01-01

    The three-judges protocol, recently advocated by Mclver and Morgan as an example of stepwise refinement of security protocols, studies how to securely compute the majority function to reach a final verdict without revealing each individual judge's decision. We extend their protocol in two different ways for an arbitrary number of 2n+1 judges. The first generalisation is inherently centralised, in the sense that it requires a judge as a leader who collects information from others, computes the majority function, and announces the final result. A different approach can be obtained by slightly modifying the well-known dining cryptographers protocol, however it reveals the number of votes rather than the final verdict. We define a notion of conditional anonymity in order to analyse these two solutions. Both of them have been checked in the model checker MCMAS.

  4. 29 CFR 2704.307 - Decision of administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... the position of the Secretary was substantially justified; if at issue, the judge shall also make... otherwise acted in bad faith or whether special circumstances make the award unjust. Under either...

  5. Harmless error analysis: How do judges respond to confession errors?

    Science.gov (United States)

    Wallace, D Brian; Kassin, Saul M

    2012-04-01

    In Arizona v. Fulminante (1991), the U.S. Supreme Court opened the door for appellate judges to conduct a harmless error analysis of erroneously admitted, coerced confessions. In this study, 132 judges from three states read a murder case summary, evaluated the defendant's guilt, assessed the voluntariness of his confession, and responded to implicit and explicit measures of harmless error. Results indicated that judges found a high-pressure confession to be coerced and hence improperly admitted into evidence. As in studies with mock jurors, however, the improper confession significantly increased their conviction rate in the absence of other evidence. On the harmless error measures, judges successfully overruled the confession when required to do so, indicating that they are capable of this analysis.

  6. Judging the Capability of Search Engines and Search Terms

    National Research Council Canada - National Science Library

    Anna Kaushik

    2012-01-01

    .... The present study aims to judge the capability of five selected search engines and search terms on the basis of first ten results and to identify most appropriate search term and search engine...

  7. 75 FR 38999 - Federal Perkins Loan Program: Federal Family Education Loan Program and William D. Ford Federal...

    Science.gov (United States)

    2010-07-07

    ... From the Federal Register Online via the Government Publishing Office ] DEPARTMENT OF EDUCATION Federal Perkins Loan Program: Federal Family Education Loan Program and William D. Ford Federal Direct... qualifications may have a portion of their Federal Perkins Loan (Perkins Loan), Federal Family Education...

  8. 12 CFR Appendix L to Part 226 - Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

    Science.gov (United States)

    2010-01-01

    ... Period 1 is a two-year loan period. (2) Loan Period 2 is the life expectancy in years of the youngest... 1979-1981 for females, rounded to the nearest whole year. (3) Loan Period 3 is the life expectancy figure in Loan Period 3, multiplied by 1.4 and rounded to the nearest full year (life expectancy...

  9. New Criteria for Judging Generalized Strictly Diagonally Dominant Matrix

    Institute of Scientific and Technical Information of China (English)

    ZHANG Jin-song

    2015-01-01

    Generalized strictly diagonally dominant matrices play a wide and important role in computational mathematics, mathematical physics, theory of dynamical systems, etc. But it is difficult to judge a matrix is or not generalized strictly diagonally dominant matrix. In this paper, by using the properties of α-chain diagonally dominant matrix, we obtain new criteria for judging generalized strictly diagonally dominant matrix, which enlarge the identification range.

  10. Credit: Educational Loans, Money Management, Credit Cards

    Science.gov (United States)

    Nation's Schools and Colleges, 1974

    1974-01-01

    Brief notes discuss current developments such as a bank loan program for parents with university-age children; a high school student-run credit union; and charging education fees with credit cards. (JF)

  11. Foreign Banks Set Sights on Housing Loans

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    Having cleared all the hurdles to enter the market, locally incorporated foreign banks declare their intentions to dive into the personal housing loan business in China A battle is brewing between domestic and locally incorporated foreign banks over the

  12. 34 CFR 674.39 - Loan rehabilitation.

    Science.gov (United States)

    2010-07-01

    ... crime involving fraud in obtaining title IV, HEA program assistance. The institution's loan... credit history. (c) Collection costs on a rehabilitated loan— (1) If charged to the borrower, may...

  13. ACED Allegheny Home Improvement Loan Program (AHILP)

    Data.gov (United States)

    Allegheny County / City of Pittsburgh / Western PA Regional Data Center — The Allegheny Home Improvement Loan Program (AHILP) is the most affordable way for eligible Allegheny County residents to rehabilitate and improve their homes....

  14. On Chinese Loan Words from English Language

    Science.gov (United States)

    Yan, Yun; Deng, Tianbai

    2009-01-01

    In the recent twenty years, with China's reform and opening policy to the outside world, there is a sharp increase in English loan words in Chinese. On the one hand, it demonstrates that China's soft power has been booming up. But on the other hand, some language pollution in the meanwhile is caused by non-standard use of loan words in Chinese.…

  15. Loans may keep CERN collider on target

    CERN Multimedia

    Abbott, A

    1996-01-01

    The European Laboratory for Particle Physics (CERN) is considering taking out bank loans to fund its Large Hadron Collider project. CERN officials are evaluating this option in view of the German government's decision to substantially reduce its annual contributions to the project. They state that the bank loans may be the only way to complete the project by the year 2005, especially if other contributing nations follow Germany's lead.

  16. IMF Loans to Hungary, 1996–2008

    OpenAIRE

    György Csáki

    2013-01-01

    Hungary has been an IMF member since May 1982 and has since benefited from the IMF’s lending instruments on 11 occasions. The IMF loans supported economic transformation (in the period between 1988 and 1993), facilitated Hungary in overcoming the transformation recession (in 1996) and helped to tackle economic crisis (in 2008). This paper analyses the two latter IMF loans in order to provide background context to Hungary’s IMF negotiations, ongoing since November 2011.Ever since 1982, Hungary...

  17. National Asset Management Agency Management of Loans

    OpenAIRE

    Buckley, John

    2012-01-01

    Report of the Comptroller and Auditor General National Asset Management Agency – Management of Loans I have, in accordance with the provisions of Section 9 of the Comptroller and Auditor General (Amendment) Act, 1993, carried out an examination of the arrangements for the management of loans by the National Asset Management Agency. I hereby submit my report on the above examination for presentation to Dáil Éireann pursuant to Section 11 of the said Act. John Buckley Comptroller...

  18. A new Loan-Stock Financial Instrument

    CERN Document Server

    Morozovsky, A; Kholodenko, Y; Morozovsky, Alexander; Narasimhan, Rajan; Kholodenko, Yuri

    2000-01-01

    A new financial instrument (a new kind of a loan) is introduced. The loan-stock instrument (LSI) combines fixed rate instruments (loans, etc.) with other financial instruments that have higher volatilities and returns (stocks, mutual funds, currencies, derivatives, options, etc.). This new loan depends on the value of underlying security (for example, stock) in such a way that when underlying security increases, the value of loan decreases and backwards. The procedure to create a risk free portfolio and a technique to fairly price the LSI is described. The philosophy behind this procedure is quite similar to the Black-Scholes formalism in option theory. Creation of the risk free portfolio is possible because the change in the underlying security offsets the change in the value of the loan (or the amount that the borrower has to repay). The new financial instrument takes an advantage of the fact that on average the stock market grows in time. It is beneficial for both the borrower and the lender. The LSI is mo...

  19. 76 FR 60960 - Gulf Opportunity Pilot Loan Program (GO Loan Pilot)

    Science.gov (United States)

    2011-09-30

    ... Program. (70 FR 69645). The pilot, including the waiver of regulations, was designed as a temporary... its waiver of the Agency regulations identified in the Federal Register notice at 70 FR 69645 with the... ADMINISTRATION Gulf Opportunity Pilot Loan Program (GO Loan Pilot) AGENCY: U.S. Small Business...

  20. 77 FR 3269 - Loan Repayment Program for Repayment of Health Professions Educational Loans; Announcement Type...

    Science.gov (United States)

    2012-01-23

    .... (i) Dental Hygiene. (j) Dental Assistant: Certified. (k) Pharmacy: B.S., Pharm.D. (l) Optometry: O.D...] Loan Repayment Program for Repayment of Health Professions Educational Loans; Announcement Type... program in a health profession; or (B) Have a degree in a health profession and a license to practice in...

  1. 7 CFR 1436.9 - Loan amount and loan application approvals.

    Science.gov (United States)

    2010-01-01

    ... fees, except for filing fees; environmental and historic review fees including archaeological study... wiring; electrical motors; off-farm paid labor; on-farm site preparation and construction equipment costs... facility loans, the agency approval officials may only approve loans, subject to available funds....

  2. Direct Loans: A Better Way To Borrow. William D. Ford Federal Direct Loan Program.

    Science.gov (United States)

    Department of Education, Washington, DC. Student Financial Assistance.

    The Web site http://www.ed.gov/DirectLoan/ provides information on the William D. Ford Federal Direct Loan Program for both professionals and borrowers. For professionals, it provides information on conferences, promissory notes, regulations, laws, and relevant links, as well as technical assistance, and other publications and guides. For…

  3. 77 FR 51751 - Information Collection Request; Farm Loan Programs, Direct Loan Making

    Science.gov (United States)

    2012-08-27

    ... provide loans to family farmers to buy real estate and equipment, and finance agricultural production... loans. FSA is required to actively supervise its borrowers and provide credit counseling, management advice, and financial guidance. Additionally, FSA must document that credit is not available to...

  4. 76 FR 42470 - Loan Policies and Operations; Loan Purchases From FDIC; Effective Date

    Science.gov (United States)

    2011-07-19

    ... 12 CFR Part 614 RIN 3052-AC62 Loan Policies and Operations; Loan Purchases From FDIC; Effective Date AGENCY: Farm Credit Administration. ACTION: Notice of effective date. SUMMARY: The Farm Credit.... 2252, the effective date of the final rule is 30 days from the date of publication in the...

  5. Towards a More Responsive Judge: Challenges and Opportunities

    Directory of Open Access Journals (Sweden)

    Machteld W. de Hoon

    2014-11-01

    Full Text Available This paper explores the changes that have taken place in the attitude of judges towards their role and tasks as well as actual judicial practices. The result of this exploration is a reflection upon the challenges and opportunities for a new, more responsive judge. The main characteristic of this new judge is that he or she looks beyond the purely legal coordinates of the dispute, in order to discuss which method of dispute resolution (a settlement, a referral to mediation or a court decision is most likely to result in a viable and sustainable solution. These changes in attitude are part of broader developments that have taken place in actual judicial practices. The context in which these changes have occurred helps us to gain a better understanding of the changes, the barriers to change and the opportunities to overcome these challenges. The leading assumption in this research is that during the past ten years there has been an extensive change in the way judges think about their role in dispute resolution and at the same time many judges experience difficulties in applying their new-found understanding to their work in the courts. Our data have been gathered through court observations, interviews and expert meetings. In addition, our analyses are based on relevant literature in the field of judicial dispute resolution (JDR as well as insights from our own previous research projects. We primarily focus on civil and administrative disputes in the Netherlands. Occasionally, we also point to trends and challenges elsewhere.

  6. Judges Awareness, Understanding, and Application of Digital Evidence

    Directory of Open Access Journals (Sweden)

    Gary C Kessler

    2011-03-01

    Full Text Available As digital evidence grows in both volume and importance in criminal and civil courts, judges need to fairly and justly evaluate the merits of the offered evidence. To do so, judges need a general understanding of the underlying technologies and applications from which digital evidence is derived. Due to the relative newness of the computer forensics field, there have been few studies on the use of digital forensic evidence and none about judges’ relationship with digital evidence.This paper describes a recent study, using grounded theory methods, into judges’ awareness, knowledge, and perceptions of digital evidence. This study is the first in the U.S. to examine judges and digital forensics, thus opening up a new avenue of research. It is the second time that grounded theory has been employed in a published digital forensics study, demonstrating the applicability of that methodology to this discipline.

  7. A judging principle of crucial vibrational transmission paths in plates

    Science.gov (United States)

    Wang, Bin; Li, Dong-Xu; Jiang, Jian-Ping; Liao, Yi-Huan

    2016-10-01

    This paper developed a judging principle of crucial vibrational transmission path (VTP) in plates. Novel generalized definitions of VTPs are given referred to the meaning of streamlines. And by comparing governing equations, the similarity between energy flow and fluid motion is firstly found so that an analytic method of VTPs in plates is proposed by analogy with fluid motion. Hereafter, the crucial VTP is defined for energy flows at objective points and relative judging criteria is given. Finally, based on two numerical experiments of passive control, the judging principle is indirectly verified by comparing the reduction effects of energy flows at focused points and relative judgment results of crucial VTPs. This paper is meaningful for analyzing and applying the VTPs in plates to guide the control design in future.

  8. 29 CFR 801.67 - Decision and Order of Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Decision and Order of Administrative Law Judge. 801.67... Procedures Before Administrative Law Judge § 801.67 Decision and Order of Administrative Law Judge. (a) The Administrative Law Judge shall prepare, as promptly as practicable after the expiration of the time set...

  9. Factors Affecting Loan Utilization And Repayment Patterns By Small ...

    African Journals Online (AJOL)

    Factors Affecting Loan Utilization And Repayment Patterns By Small Holder Farmers ... 61.3% of the respondents had a minimum of secondary school education. ... Also, it can be inferred that effective utilization of loan is directly influenced by ...

  10. Single Family Loan Sale Initiative - Neighborhood Stabilization Outcome Pool Offering

    Data.gov (United States)

    Department of Housing and Urban Development — The FHA Office of Housing is conducting a series of mortgage loan sales under the Single Family Loan Sale (SFLS) Initiative. The current sales structure consists of...

  11. 49 CFR 22.57 - Loan reporting requirements.

    Science.gov (United States)

    2010-10-01

    ....dot.gov/financial/docs/Loan_Activation_DOT_F_2303-1.pdf. The Participating Lender must also provide....osdbu.dot.gov/financial/docs/Loan_Close-Out_DOT_F_2304-1.pdf. To fulfill this requirement,...

  12. 76 FR 56091 - Expansion of 911 Access; Telecommunications Loan Program

    Science.gov (United States)

    2011-09-12

    ... Service 7 CFR Part 1735 RIN 0572-AC24 Expansion of 911 Access; Telecommunications Loan Program AGENCY... access and integrated emergency communications systems in rural areas for the Telecommunications Loan... Villano, Assistant Administrator, Telecommunications Program, USDA--Rural Utilities Service,...

  13. Viability of a student loan scheme in the Maldives

    OpenAIRE

    Shakeela, Fathimath

    2010-01-01

    Financing of higher education around the world are undergoing changes. Student financing is also being affected, the grants are being replaced with student loans. This trend can also be seen in the Maldives, where there is a move towards cost sharing in higher education. Many countries have implemented student loan schemes based on economical and social rationales. However, many student loans around the world are implemented with poor planning and for this reason many student loan schemes are...

  14. Judging Amy: Automated legal assessment using OWL 2

    NARCIS (Netherlands)

    van de Ven, S.; Hoekstra, R.; Breuker, J.; Wortel, L.; El-Ali, A.

    2008-01-01

    One of the most salient tasks in law is legal assessment, and concerns the problem of determining whether some case is allowed or disallowed given an appropriate body of legal norms. In this paper we describe a system and Protégé 4 plugin, called OWL Judge, that uses standard OWL 2 DL reasoning for

  15. Bias on the Bench: Sex, Judges, and Mock Trial Simulations

    Science.gov (United States)

    Noblitt, Lynnette S.; Zeigler, Sara L.; Westbrook, Miranda N.

    2011-01-01

    Given substantial evidence of sex discrimination in the legal profession and the role of attorneys and judges in perpetuating gender stereotypes, educators have an obligation to prepare female students for the challenges they will face, educate students of both sexes about the role of bias in litigation, and seek to mitigate the influence of…

  16. The judge on Facebook; neglecting a persistent ritual?

    NARCIS (Netherlands)

    van den Hoven, P.J.

    2015-01-01

    In many social realms, social media are employed by institutions to establish direct relations between their representatives and their clients or customers. In this article I explain why the civil law judge cannot be expected to begin using social networking sites to advance the transparency of the

  17. 8 CFR 1240.50 - Decision of the immigration judge.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Decision of the immigration judge. 1240.50 Section 1240.50 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION REGULATIONS PROCEEDINGS TO DETERMINE REMOVABILITY OF ALIENS IN THE UNITED STATES Proceedings...

  18. 8 CFR 1240.31 - Authority of immigration judges.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Authority of immigration judges. 1240.31 Section 1240.31 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION REGULATIONS PROCEEDINGS TO DETERMINE REMOVABILITY OF ALIENS IN THE UNITED STATES Exclusion...

  19. 8 CFR 1240.12 - Decision of the immigration judge.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Decision of the immigration judge. 1240.12 Section 1240.12 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION REGULATIONS PROCEEDINGS TO DETERMINE REMOVABILITY OF ALIENS IN THE UNITED STATES...

  20. 8 CFR 1235.6 - Referral to immigration judge.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Referral to immigration judge. 1235.6 Section 1235.6 Aliens and Nationality EXECUTIVE OFFICE FOR IMMIGRATION REVIEW, DEPARTMENT OF JUSTICE IMMIGRATION REGULATIONS INSPECTION OF PERSONS APPLYING FOR ADMISSION § 1235.6 Referral to immigration...

  1. The judge on Facebook; neglecting a persistent ritual?

    NARCIS (Netherlands)

    van den Hoven, P.J.

    In many social realms, social media are employed by institutions to establish direct relations between their representatives and their clients or customers. In this article I explain why the civil law judge cannot be expected to begin using social networking sites to advance the transparency of the

  2. Mephisto vor den Richtern – Mephisto before the judges

    Directory of Open Access Journals (Sweden)

    Czarnikow Marie

    2014-08-01

    Full Text Available Mephisto before the judges: The Mephisto trials – how the reader was discovered, and then denied any decision‐making capacity Mephisto vor den Richtern – Von der Entdeckung zur Entmündigung des Lesers in den Mephisto‐Prozessen

  3. Integrating an Automatic Judge into an Open Source LMS

    Science.gov (United States)

    Georgouli, Katerina; Guerreiro, Pedro

    2011-01-01

    This paper presents the successful integration of the evaluation engine of Mooshak into the open source learning management system Claroline. Mooshak is an open source online automatic judge that has been used for international and national programming competitions. although it was originally designed for programming competitions, Mooshak has also…

  4. Conceptions of Creativity and Relations with Judges' Intelligence and Personality

    Science.gov (United States)

    Storme, Martin; Lubart, Todd

    2012-01-01

    The aim of this study is to describe naive conceptions of creativity and offer some explanation for their variability. Two methods are used to analyze conceptions of creativity. The first one consists of analyzing adjectives that are associated by naive judges with the notion of creativity of an advertisement. The second one consists of predicting…

  5. Multicultural conflicts and national judges: A general approach

    NARCIS (Netherlands)

    A.J. Hoekema

    2008-01-01

    This article queries what judges and legal actors in general do as a matter of fact in multicultural conflicts brought before them. When, to what extent and why do they take minority legal sensibilities into account? Portraying the present living together of "communities" with different world views,

  6. OJPOT: Online Judge & Practice Oriented Teaching Idea in Programming Courses

    Science.gov (United States)

    Wang, Gui Ping; Chen, Shu Yu; Yang, Xin; Feng, Rui

    2016-01-01

    Practical abilities are important for students from majors including Computer Science and Engineering, and Electrical Engineering. Along with the popularity of ACM International Collegiate Programming Contest (ACM/ICPC) and other programming contests, online judge (OJ) websites achieve rapid development, thus providing a new kind of programming…

  7. 7 CFR 900.60 - Oral hearings before judge.

    Science.gov (United States)

    2010-01-01

    ... Practice Governing Proceedings on Petitions To Modify or To Be Exempted From Marketing Orders § 900.60 Oral... Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL MARKETING SERVICE (Marketing... proceeding is guilty of unethical or unprofessional conduct, the judge may order that such person be...

  8. Reframing the Student Loan Costing Debate: The Benefits of Competition

    Science.gov (United States)

    Galloway, Fred; Wilson, Hoke

    2005-01-01

    As debate in Washington heats up regarding congressional reauthorization of the Higher Education Act, a central question involves what to do about the continued coexistence of the two student loan programs--the Federal Family Education Loan Program (FFELP) and the Direct Loan Program (DLP). With hundreds of millions of dollars at stake for banks,…

  9. 34 CFR 682.216 - Teacher loan forgiveness program.

    Science.gov (United States)

    2010-07-01

    ... Consolidation Loans or Direct Consolidation Loans. The forgiveness program is only available to a borrower who... receive up to $5,000 of loan forgiveness if the borrower— (A) Demonstrated knowledge and teaching skills... special education training corresponded to the children's disabilities and who has demonstrated knowledge...

  10. 34 CFR 682.508 - Assignment of a loan.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Assignment of a loan. 682.508 Section 682.508 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan...

  11. 42 CFR 505.7 - Terms of the loan.

    Science.gov (United States)

    2010-10-01

    ... promissory note, loan agreement, or a form approved by CMS and accompanied by any other documents CMS may... deferred for 60 months beginning with the day of award notification from CMS. The loan repayment period is 20 years. (c) Bankruptcy protection. In the event a loan recipient files for bankruptcy protection...

  12. Gender and Banking : Are Women Better Loan Officers?

    NARCIS (Netherlands)

    Beck, T.H.L.; Behr, P.; Guttler, A.

    2009-01-01

    We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank in Albania over the period 1996 to 2006, we find that loans screened and monitored by female loan officers show statistically and economically significant lower default rates than lo

  13. 12 CFR 204.132 - Treatment of loan strip participations.

    Science.gov (United States)

    2010-01-01

    ... selling the loan or participation in effect must buy back the loan or participation at the maturity of the... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Treatment of loan strip participations. 204.132... RESERVE REQUIREMENTS OF DEPOSITORY INSTITUTIONS (REGULATION D) Interpretations § 204.132 Treatment of...

  14. Do Lower Lender Subsidies Reduce Guaranteed Student Loan Supply?

    Science.gov (United States)

    Austin, D. Andrew

    2010-01-01

    The article analyzes effects of borrower interest rates and student lender subsidies on federally guaranteed student loan volumes from 1988 to 1994 and from 1996 to 2006. Some have argued that lender subsidy cuts would reduce loan supply or cause lenders to exit the student loan market. If lenders get economic rents due to overly generous…

  15. 50 CFR 12.36 - Donation or loan.

    Science.gov (United States)

    2010-10-01

    ... 50 Wildlife and Fisheries 1 2010-10-01 2010-10-01 false Donation or loan. 12.36 Section 12.36... SEIZURE AND FORFEITURE PROCEDURES Disposal of Forfeited or Abandoned Property § 12.36 Donation or loan. (a... and security for the item. (b) Any donation or loan may be made only after execution of a...

  16. 77 FR 72960 - William D. Ford Federal Direct Loan Program

    Science.gov (United States)

    2012-12-07

    ... From the Federal Register Online via the Government Publishing Office ] DEPARTMENT OF EDUCATION 34 CFR Part 685 RIN 1840-AD05 William D. Ford Federal Direct Loan Program AGENCY: Office of Postsecondary... of William D. Ford Federal Direct Loan (Direct Loan) program regulations that establish a new...

  17. 77 FR 76414 - William D. Ford Federal Direct Loan Program

    Science.gov (United States)

    2012-12-28

    ... ID ED-2008-OPE-0009] William D. Ford Federal Direct Loan Program AGENCY: Department of Education... (FFEL) Program; and the William D. Ford Federal Direct Loan (Direct Loan) Program, including the Public... for Postsecondary Education. Accordingly, 34 CFR part 685 is corrected as follows: PART 685--WILLIAM...

  18. 78 FR 28953 - William D. Ford Federal Direct Loan Program

    Science.gov (United States)

    2013-05-16

    ... May 16, 2013 Part II Department of Education 34 CFR Part 685 William D. Ford Federal Direct Loan... Regulations#0;#0; ] DEPARTMENT OF EDUCATION 34 CFR Part 685 RIN 1840-AD13 William D. Ford Federal Direct Loan...; request for comments. SUMMARY: The Secretary amends the William D. Ford Federal Direct Loan...

  19. 7 CFR 1421.13 - Special loan deficiency payments.

    Science.gov (United States)

    2010-01-01

    ... hay and silage derived from an eligible loan commodity as provided in § 1421.5 are eligible to request unshorn pelt, hay, and silage quantities for a loan deficiency payment under subpart C of this part. (2) Unshorn pelts, hay, and silage derived from an eligible loan commodity are not eligible to be pledged...

  20. 13 CFR 120.546 - Loan asset sales.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan asset sales. 120.546 Section 120.546 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Servicing... a defaulted 504 loan in an asset sale conducted or overseen by SBA. Homestead Protection for Farmers...

  1. 12 CFR 614.4460 - Loan approval responsibility.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Loan approval responsibility. 614.4460 Section 614.4460 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS... approval of such loans by the appropriate bank board, or establishment of a policy under which...

  2. 7 CFR 1900.6 - Chair, Loan Resolution Task Force.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Chair, Loan Resolution Task Force. 1900.6 Section... AGRICULTURE PROGRAM REGULATIONS GENERAL Delegations of Authority § 1900.6 Chair, Loan Resolution Task Force. The Chair, Loan Resolution Task Force is delegated the following authorities, to be exercised...

  3. Loan collaterals and collateral substitutes in rural finance: a review ...

    African Journals Online (AJOL)

    Loan collaterals and collateral substitutes in rural finance: a review. ... Subscription or Fee Access ... Poor farm households and other microentrepreneurs have difficulties in obtaining loans from banks and other financial institutions because ... of non-traditional methods of loan security referred to as collateral substitutes.

  4. A Basic Library for Savings and Loan Associations: A Bibliography.

    Science.gov (United States)

    Westfall, Elizabeth W.; Zimmerman, Anne R.

    Recognizing that current and reliable sources of information are necessary for effective management and decision making, librarians of the Federal Home Loan Bank of San Francisco and the Federal Home Loan Bank in Seattle prepared this booklet listing what they feel are the basic books and periodicals essential to a savings and loan library…

  5. Loan Market Competition and Bank Risk-Taking

    NARCIS (Netherlands)

    Wagner, W.B.

    2007-01-01

    Recent literature (Boyd and De Nicoló, 2005) has argued that competition in the loan market lowers bank risk by reducing the risk-taking incentives of borrowers. We show that the impact of loan market competition on banks is reversed if banks can adjust their loan portfolios. The reason is that when

  6. Bank loan portfolios and the Canadian monetary transmission mechanism

    NARCIS (Netherlands)

    W.J. den Haan; S.W. Sumner; G.M. Yamashiro

    2009-01-01

    Following a monetary tightening, bank loans to consumers decrease. This is true for both mortgage and non-mortgage loans, and it is true for a tightening by the Bank of Canada that is, and is not, a response to a tightening by the Federal Reserve System. In contrast, business loans increase followin

  7. 31 CFR 560.317 - Credits or loans.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Credits or loans. 560.317 Section 560... § 560.317 Credits or loans. The term credits or loans means any transfer or extension of funds or credit... to repay an extension of funds or credit, including but not limited to: overdrafts; currency swaps...

  8. 7 CFR 1822.276 - Subsequent RHS loans.

    Science.gov (United States)

    2010-01-01

    ... GRANTS PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing Site Loan Policies... 7 Agriculture 12 2010-01-01 2010-01-01 false Subsequent RHS loans. 1822.276 Section 1822.276 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL...

  9. 7 CFR 1822.273 - Actions subsequent to loan approval.

    Science.gov (United States)

    2010-01-01

    ... AGRICULTURE LOANS AND GRANTS PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing... 1822.273 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE.... After the loan is approved, actions to be taken will be in accordance with 7 CFR part 3560, subpart B....

  10. 7 CFR 1822.279 - Loan supervision and servicing.

    Science.gov (United States)

    2010-01-01

    ... LOANS AND GRANTS PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing Site....279 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL... supervision and loan servicing will be provided according to 7 CFR part 3560....

  11. 7 CFR 1703.112 - Expedited telecommunications loans

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Expedited telecommunications loans 1703.112 Section... § 1703.112 Expedited telecommunications loans RUS will expedite consideration and determination of an application submitted by an RUS telecommunications borrower for a loan under the Act or an advance of...

  12. 49 CFR 22.63 - Loan close outs.

    Science.gov (United States)

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Loan close outs. 22.63 Section 22.63 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration... Form. The form is available at http://www.osdbu.dot.gov/financial/docs/Loan_Close-Out_DOT_F_2304-1.pdf....

  13. Terms and conditions for Diesel Emissions Reduction Act Smartway financing projects where an eligible nonprofit grantee is implementing a loan program and loan Recipients will use the loan funds for activities that trigger Davis Bacon

    Science.gov (United States)

    Use this T&C for DERA Smartway financing projects where an eligible nonprofit grantee is implementing a loan program and loan Recipients will use the loan funds for activities that trigger Davis Bacon.

  14. 26 CFR 1.592-1 - Repayment of certain loans by mutual savings banks, building and loan associations, and...

    Science.gov (United States)

    2010-04-01

    ... banks, building and loan associations, and cooperative banks. 1.592-1 Section 1.592-1 Internal Revenue... (CONTINUED) Mutual Savings Banks, Etc. § 1.592-1 Repayment of certain loans by mutual savings banks, building and loan associations, and cooperative banks. There is deductible, under section 592, from the...

  15. Civil Justice: Lay Judges in the EU Countries

    Directory of Open Access Journals (Sweden)

    Stefan Machura

    2016-06-01

    Full Text Available Lay judges fulfill important functions for the justice system of a country. In the European Union member states, scholars have analysed the use of lay judges in criminal cases. However, little is known about lay participation in civil justice. The paper introduces commonly cited reasons to have lay judges as well as the principal forms of lay participation and then surveys the EU countries for its implementation in civil cases. Mixed tribunals, involving lay judges under the leadership of a professional judge, are relatively frequent. Several countries have special labour courts or commercial courts with lay members and others have single lay judges, or all-lay judge panels. Roughly a third of the 28 EU member states have no lay participation in civil justice but only three of those have no lay judges in any branch of the courts. Almost all the reasons for including lay decision makers are served somehow by the existing forms, including providing different experiences and perhaps expert knowledge. The article concludes, citing non-EU states and lay participation in criminal and administrative courts as further evidence, that lay judges in one form or another are an element of European legal systems. Los jueces legos cumplen funciones importantes para el sistema de justicia de un país. En los Estados miembro de la Unión Europea, académicos han analizado el uso de jueces legos en casos criminales. Sin embargo, se sabe poco acerca de la participación de los legos en la justicia civil. El artículo presenta las razones que habitualmente se citan para tener jueces legos, así como las formas principales de la participación de legos, para a continuación medir su implementación en casos civiles en los países de la Unión Europea. Son relativamente frecuentes los tribunales mixtos, en los que participan jueces legos, bajo la dirección de un juez profesional. Varios países tienen tribunales laborales especiales o tribunales comerciales con

  16. Farmers and Herders Benefit From Bank Loans

    Institute of Scientific and Technical Information of China (English)

    2005-01-01

    From 2000 to the end of 2004, the Tibet Branch of Agricultural Bank provided farmers and herders with loans that helped raise their average net income from 1,342 Yuan to 1,863 Yuan during the period.The net increase in income totaled nearly 1.1 billion Yuan.

  17. 44 CFR 206.375 - Loan administration.

    Science.gov (United States)

    2010-10-01

    ... justified. The local government shall also provide the latest available data on anticipated and actual tax... management system, to account for loan funds received and disbursed and to provide an audit trail. (2) FEMA... the United States or their duly authorized representatives shall, for the purpose of audits...

  18. Lender Profitability in the Student Loan Program.

    Science.gov (United States)

    Jenkins, Sarah

    This report provides results of a study that measured lender profitability in the Guaranteed Student Loan (GSL) program and compares these results with the profitability of other types of lending. Data analysis reveals credit card lending to be the highest average level of profitability over the 5-year period considered. Other lending types, in…

  19. 7 CFR 764.51 - Loan application.

    Science.gov (United States)

    2010-01-01

    ... entity by each member, or the percentage of interest in the entity held by each member; (ii) A current... entity itself; (iv) A copy of the entity's charter or any entity agreement, any articles of incorporation... reasonable rates and terms, including a loan guaranteed by the Agency; (7) Documentation of compliance with...

  20. Evaluating the Student Loan Fund of Thailand

    Science.gov (United States)

    Tangkitvanich, Somkiat; Manasboonphempool, Areeya

    2010-01-01

    The Thai higher education sector has expanded quickly during the past decade, making a transition from an elitist to a mass institution. A driving force behind the expansion was believed to be the Student Loan Fund (SLF), introduced in 1996. During the first 10 years of its operation, the SLF has lent to more than 2.6 million students, with the…

  1. 78 FR 3828 - Microloan Operating Loans

    Science.gov (United States)

    2013-01-17

    ... loan amounts and operations in the growing segment of family farms engaged in organic farming and... training, or farming experience; have an acceptable credit history; and have adequate collateral for the... market and yield data. Additional guidance on organic and less traditional crops is also being...

  2. 7 CFR 1980.469 - Loan servicing.

    Science.gov (United States)

    2010-01-01

    ... because of a lack of expertise, an inadequate loan agreement, the condition of or lack of control over the... circumstances indicate that criminal violations may have been committed by an applicant, a borrower, or third... Public Law 103-354 office) for criminal investigation. Any questions as to whether a matter should...

  3. The Translation of Loans: Anglicisms in German.

    Science.gov (United States)

    Barbe, Katharina

    1994-01-01

    Discusses the existence of anglicisms in German as a problem for the practice and teaching of translation, in which attention must be paid to the status of loans in the German linguistic and social system. Offers an approach to the translation of transparent anglicisms and proposes a method of translation. (SR)

  4. 7 CFR 1779.69 - Loan servicing.

    Science.gov (United States)

    2010-01-01

    ... financial statements required by the Loan Agreement. The lender must submit the borrower's annual financial... the financial statements and provide the Agency with a written summary of the lender's analysis and...; obtaining and analyzing financial statements; verifying the payment of taxes and insurance premiums;...

  5. 7 CFR 3575.69 - Loan servicing.

    Science.gov (United States)

    2010-01-01

    ... statements required by the Loan Agreement. The lender must submit the borrower's annual financial statements... financial statements and provide the Agency with a written summary of the lender's analysis and conclusions... analyzing financial statements; verifying the payment of taxes and insurance premiums; and maintaining......

  6. 7 CFR 1781.6 - Loan purposes.

    Science.gov (United States)

    2010-01-01

    ... title to lands or perpetual easements, or rights-of-way for sites for works of improvement or project... perpetual and must not include clauses that terminate the easement with the dissolution or abandonment of..., managing, and accounting for activities related to loan processing and closing and development for...

  7. Library Loans to the Schools of Engineering.

    Science.gov (United States)

    Drake, Miriam A.; Kulm, Joan

    To examine library usage by faculty and students in the Schools of Engineering at Purdue University, data was analyzed from a sample of 12,000 loans during a three month period. User level (graduate student, undergraduate, faculty, or staff) and subject of borrowed material as indicated by Dewey Decimal Classification were examined for each major…

  8. 44 CFR 206.377 - Loan repayment.

    Science.gov (United States)

    2010-10-01

    ... Assistant Administrator for the Disaster Assistance Directorate. Interest will accrue on outstanding cash..., where I = the amount of simple interest, P = the principal amount disbursed; R = the interest rate of... rate as the loan, and be immediately due without demand. (6) In the event of default on this note...

  9. 7 CFR 4274.314 - Loan purposes.

    Science.gov (United States)

    2010-01-01

    ... existing businesses, creation of employment opportunities, or saving existing jobs. Such loans may include... from closing, prevent the loss of employment opportunities, or provide expanded job opportunities. (2... intermediary that the project is viable and refinancing is necessary to create new or save existing jobs...

  10. Modelling home equity conversion loans with life insurance models

    Directory of Open Access Journals (Sweden)

    Baškot Bojan

    2013-01-01

    Full Text Available Home equity represents a reserve that can be used for providing additional money for its owners during their retirement. Life insurance models can be successfully applied to model home equity conversion loans. The home equity conversion loan is a financial product that provides a certain flexibility by using home equity as a resource for a quality life during retirement. Home equity conversion loans do not have a predetermined maturity date, as do conventional loans. But, like every loan, it must be repaid. One potential advantage of using a home equity conversion loan during tough financial times instead of some types of need-based assistance is that eligibility is straightforward. Home equity conversion loans can be useful tools in the process of pension system reform.

  11. OJPOT: online judge & practice oriented teaching idea in programming courses

    Science.gov (United States)

    Wang, Gui Ping; Chen, Shu Yu; Yang, Xin; Feng, Rui

    2016-05-01

    Practical abilities are important for students from majors including Computer Science and Engineering, and Electrical Engineering. Along with the popularity of ACM International Collegiate Programming Contest (ACM/ICPC) and other programming contests, online judge (OJ) websites achieve rapid development, thus providing a new kind of programming practice, i.e. online practice. Due to fair and timely feedback results from OJ websites, online practice outperforms traditional programming practice. In order to promote students' practical abilities in programming and algorithm designing, this article presents a novel teaching idea, online judge & practice oriented teaching (OJPOT). OJPOT is applied to Programming Foundation course. OJPOT cultivates students' practical abilities through various kinds of programming practice, such as programming contests, online practice and course project. To verify the effectiveness of this novel teaching idea, this study conducts empirical research. The experimental results show that OJPOT works effectively in enhancing students' practical abilities compared with the traditional teaching idea.

  12. Design and implementation of online automatic judging system

    Science.gov (United States)

    Liang, Haohui; Chen, Chaojie; Zhong, Xiuyu; Chen, Yuefeng

    2017-06-01

    For lower efficiency and poorer reliability in programming training and competition by currently artificial judgment, design an Online Automatic Judging (referred to as OAJ) System. The OAJ system including the sandbox judging side and Web side, realizes functions of automatically compiling and running the tested codes, and generating evaluation scores and corresponding reports. To prevent malicious codes from damaging system, the OAJ system utilizes sandbox, ensuring the safety of the system. The OAJ system uses thread pools to achieve parallel test, and adopt database optimization mechanism, such as horizontal split table, to improve the system performance and resources utilization rate. The test results show that the system has high performance, high reliability, high stability and excellent extensibility.

  13. Judge upholds jury award over employer's HIV disclosure.

    Science.gov (United States)

    1995-06-30

    A Federal judge has refused to overturn or reduce a jury's $125,000 award to a Southeastern Pennsylvania Transportation Authority (SEPTA) employee who said his privacy was invaded when his superiors learned he was taking an AIDS medication. The employee, known as John Doe, charged that Judith Pierce, the chief administrative officer of SEPTA, looked at the records of the agency's prescription drug plan to confirm her suspicions that he had HIV. Pierce, who claimed drug report review was part of her job in controlling costs, contended that she wanted to make sure the plan's new administrator, Rite-Aid Corp., was charging the right prices for prescriptions. The judge agreed with the jury that Pierce went far beyond her role as auditor of the drug plan when she asked Rite-Aid to link individuals' names to specific prescriptions and then informed Doe's supervisor, associate, and another employee about Doe's AIDS medication.

  14. The Moderating Role of Loan Monitoring on the Relationship between Macroeconomic Variables and Non-performing Loans in Association of Southeast Asian Nations Countries

    National Research Council Canada - National Science Library

    Ismail Tijjani Idris; Sabri Nayan

    2016-01-01

    The lending banks’ function of loan monitoring plays an important role in sustaining quality loan portfolios and protects risk assets against deterioration thereby keeping Non-Performing Loans (NPLs...

  15. Layman versus Professional Musician: Who Makes the Better Judge?

    Science.gov (United States)

    Larrouy-Maestri, Pauline; Magis, David; Grabenhorst, Matthias; Morsomme, Dominique

    2015-01-01

    The increasing number of casting shows and talent contests in the media over the past years suggests a public interest in rating the quality of vocal performances. In many of these formats, laymen alongside music experts act as judges. Whereas experts' judgments are considered objective and reliable when it comes to evaluating singing voice, little is known about laymen's ability to evaluate peers. On the one hand, layman listeners-who by definition did not have any formal training or regular musical practice-are known to have internalized the musical rules on which singing accuracy is based. On the other hand, layman listeners' judgment of their own vocal skills is highly inaccurate. Also, when compared with that of music experts, their level of competence in pitch perception has proven limited. The present study investigates laypersons' ability to objectively evaluate melodies performed by untrained singers. For this purpose, laymen listeners were asked to judge sung melodies. The results were compared with those of music experts who had performed the same task in a previous study. Interestingly, the findings show a high objectivity and reliability in layman listeners. Whereas both the laymen's and experts' definition of pitch accuracy overlap, differences regarding the musical criteria employed in the rating task were evident. The findings suggest that the effect of expertise is circumscribed and limited and supports the view that laypersons make trustworthy judges when evaluating the pitch accuracy of untrained singers.

  16. Layman versus Professional Musician: Who Makes the Better Judge?

    Directory of Open Access Journals (Sweden)

    Pauline Larrouy-Maestri

    Full Text Available The increasing number of casting shows and talent contests in the media over the past years suggests a public interest in rating the quality of vocal performances. In many of these formats, laymen alongside music experts act as judges. Whereas experts' judgments are considered objective and reliable when it comes to evaluating singing voice, little is known about laymen's ability to evaluate peers. On the one hand, layman listeners-who by definition did not have any formal training or regular musical practice-are known to have internalized the musical rules on which singing accuracy is based. On the other hand, layman listeners' judgment of their own vocal skills is highly inaccurate. Also, when compared with that of music experts, their level of competence in pitch perception has proven limited. The present study investigates laypersons' ability to objectively evaluate melodies performed by untrained singers. For this purpose, laymen listeners were asked to judge sung melodies. The results were compared with those of music experts who had performed the same task in a previous study. Interestingly, the findings show a high objectivity and reliability in layman listeners. Whereas both the laymen's and experts' definition of pitch accuracy overlap, differences regarding the musical criteria employed in the rating task were evident. The findings suggest that the effect of expertise is circumscribed and limited and supports the view that laypersons make trustworthy judges when evaluating the pitch accuracy of untrained singers.

  17. Grounds for the Specialization of Courts and Judges in Russia

    Directory of Open Access Journals (Sweden)

    Lydia Terekhova

    2014-01-01

    Full Text Available This article touches upon the different ways of specialization of courts and judges that exist under the legislation of the Russian Federation. The lack of a unified and circumspect approach is noted. The formation of specialized courts, according to the national legislation, takes the form of their establishing within the existing subsystems of regular and arbitration courts. As for the specialization of judges, it is more diversified and is presented by either creation of separate types of procedure (special proceedings, proceedings on cases arising from public relations and some other, or by introduction of special rules on jurisdiction that establish competence of specific courts to consider cases of a particular category: on the compensation for the excessive time taken to consider a case, on the adoption of a child by a foreign national and others.An analysis of existing literature on the issue in question shows that Russian scholars support the idea of judges’ specialization. Against specialization of courts the following arguments are brought: significant material costs, not being in accordance with the small number of cases decided by specialized courts; problems with access to justice; and the necessity to give special training to narrowly specialized judges.

  18. Judging strangers’ trustworthiness is associated with theory of mind skills

    Directory of Open Access Journals (Sweden)

    Marie ePrevost

    2015-04-01

    Full Text Available Trusting people requires evaluating them to assess their trustworthiness. Evaluating a stranger’s intentions is likely to be one method of assessing trustworthiness. The present study tested the hypothesis that judgments of trustworthiness are associated with mindreading skills, also called theory of mind (ToM. We tested a group of healthy participants and a group of patients with paranoid schizophrenia. Both groups made theory of mind judgments and judged the trustworthiness of strangers. Participants were also assessed for their disposition to trust as well as levels of paranoid belief. As anticipated, healthy participants had normal ToM scores and patients with paranoid schizophrenia had poor ToM scores. In paranoid patients, better ability to read others' minds tended to be associated with judging others as more trustworthy, while the reverse was found in the healthy participants (better mind reading was associated with judging others as less trustworthy, suggesting a non-linear relationship between trust in others and being able to read their intentions.

  19. Judging Strangers’ Trustworthiness is Associated with Theory of Mind Skills

    Science.gov (United States)

    Prevost, Marie; Brodeur, Mathieu; Onishi, Kristine H.; Lepage, Martin; Gold, Ian

    2015-01-01

    Trusting people requires evaluating them to assess their trustworthiness. Evaluating a stranger’s intentions is likely to be one method of assessing trustworthiness. The present study tested the hypothesis that judgments of trustworthiness are associated with mind reading skills, also called theory of mind (ToM). We tested a group of healthy participants and a group of patients with paranoid schizophrenia. Both groups made ToM judgments and judged the trustworthiness of strangers. Participants were also assessed for their disposition to trust as well as levels of paranoid belief. As anticipated, healthy participants had a normal ToM scores and patients with paranoid schizophrenia had poor ToM scores. In paranoid patients, better ability to read others’ minds was associated with judging others as more trustworthy, while the reverse was found in the healthy participants (better mind reading was associated with judging others as less trustworthy), suggesting a non-linear relationship between trust in others and being able to read their intentions. PMID:25941495

  20. Judging Strangers' Trustworthiness is Associated with Theory of Mind Skills.

    Science.gov (United States)

    Prevost, Marie; Brodeur, Mathieu; Onishi, Kristine H; Lepage, Martin; Gold, Ian

    2015-01-01

    Trusting people requires evaluating them to assess their trustworthiness. Evaluating a stranger's intentions is likely to be one method of assessing trustworthiness. The present study tested the hypothesis that judgments of trustworthiness are associated with mind reading skills, also called theory of mind (ToM). We tested a group of healthy participants and a group of patients with paranoid schizophrenia. Both groups made ToM judgments and judged the trustworthiness of strangers. Participants were also assessed for their disposition to trust as well as levels of paranoid belief. As anticipated, healthy participants had a normal ToM scores and patients with paranoid schizophrenia had poor ToM scores. In paranoid patients, better ability to read others' minds was associated with judging others as more trustworthy, while the reverse was found in the healthy participants (better mind reading was associated with judging others as less trustworthy), suggesting a non-linear relationship between trust in others and being able to read their intentions.

  1. 企业间借款合同的效力分析%Effectiveness Analysis of Inter -enterprise Loan Contract

    Institute of Scientific and Technical Information of China (English)

    刘宇佳

    2015-01-01

    市场经济中,企业间借贷行为十分普遍。他有利于解决中小企业融资困难的问题却在法律效力上一直未得到认可,衍生出的利息问题,资金来源以及变相借款合同的效力也悬而未决。尽管相关判例已经确立企业间借款合同并非当然无效,但有关法律仍没有明确规定其效力状态。只有理清企业间借款合同的效力如何认定,才能有效解决其衍生问题。%In the market economy,loan contract among enterprises is popular,because it is helpful to resolve the problem of fi-nancing difficulties of small companies,which has not been recognized.Although the relevant jurisprudence has confirmed that the effect of inter -enterprise loan contract is not enforceable obviously,the law still does not clearly define the status of its ef-fectiveness.We should find out how to judge the effectiveness of inter -enterprise loan contracts in order to solve the problem of financing difficulties and interest.

  2. 29 CFR 1981.109 - Decision and orders of the administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... person's former position, together with the compensation (including back pay), terms, conditions, and... law judge determines that a complaint was frivolous or was brought in bad faith, the judge may...

  3. 77 FR 45592 - Notice of Submission for OMB Review; Federal Student Aid; Federal Perkins Loan Program Master...

    Science.gov (United States)

    2012-08-01

    ...; Federal Perkins Loan Program Master Promissory Note SUMMARY: The Federal Perkins Loan Master Promissory... records. Title of Collection: Federal Perkins Loan Program Master Promissory Note. OMB Control...

  4. Estimating Loan-to-value Distributions

    DEFF Research Database (Denmark)

    Korteweg, Arthur; Sørensen, Morten

    2016-01-01

    We estimate a model of house prices, combined loan-to-value ratios (CLTVs) and trade and foreclosure behavior. House prices are only observed for traded properties and trades are endogenous, creating sample-selection problems for existing approaches to estimating CLTVs. We use a Bayesian filterin...... by existing approaches. Our results reduce the index revision problem and have applications for pricing mortgage-backed securities....

  5. Deposits, Loans and Banking: Clarifying the Debate

    OpenAIRE

    Bagus, Philipp; Howden, David; Block, Walter

    2013-01-01

    The relationship between banking deposits and loans remains a contentious topic. While the defense of a 100 percent reserve clause to eliminate fractional reserves has commonly been asserted on economic and ethical grounds, new legal arguments found in Jesús Huerta de Soto (2006) remain largely ignored. We address Michael S. Rozeff’s (2010) recent article as a case in point of this ignorance. Contrary to supporters of fractional reserve demand deposits, we show that such a contract – one trea...

  6. 13 CFR 123.100 - Am I eligible to apply for a home disaster loan?

    Science.gov (United States)

    2010-01-01

    ... disaster loan? 123.100 Section 123.100 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.100 Am I eligible to apply for a home disaster loan? (a) You are eligible to apply for a home disaster loan if you: (1) Own and occupy your primary...

  7. 13 CFR 123.303 - How can my business spend my economic injury disaster loan?

    Science.gov (United States)

    2010-01-01

    ... economic injury disaster loan? 123.303 Section 123.303 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Economic Injury Disaster Loans § 123.303 How can my business spend my economic injury disaster loan? (a) You can only use the loan proceeds for working capital necessary...

  8. The effect of organizational hierarchy on loan rates and risk assessments

    NARCIS (Netherlands)

    J. Bouwens; P. Kroos

    2012-01-01

    We examine whether loan decisions are affected by the internal decision structure of the bank. Banks typically grant decision rights on straight-forward loans entirely to individual loan officers. For more risky loans these officers have to seek ratification for their loan proposals at higher hierar

  9. 7 CFR 1610.10 - Determination of interest rate on Bank loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Determination of interest rate on Bank loans. 1610.10..., DEPARTMENT OF AGRICULTURE LOAN POLICIES § 1610.10 Determination of interest rate on Bank loans. (a) All loan fund advances made on or after December 22, 1987 under Bank loans approved on or after October 1,...

  10. 13 CFR 120.1712 - Seller responsibilities with respect to Seller's Pool Loan.

    Science.gov (United States)

    2010-01-01

    ... respect to Seller's Pool Loan. 120.1712 Section 120.1712 Business Credit and Assistance SMALL BUSINESS... Loan Pools § 120.1712 Seller responsibilities with respect to Seller's Pool Loan. Seller shall remain obligated for servicing and liquidating Seller's Pool Loan until the Pool Loan is repaid in full unless...

  11. 7 CFR 1781.20 - Disbursement of WS and RCD loan funds and WS advance funds.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Disbursement of WS and RCD loan funds and WS advance... (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.20 Disbursement of WS and RCD loan funds and WS advance funds. (a) WS and RCD loan funds will be disbursed by the processing office in accordance...

  12. 7 CFR 1610.6 - Concurrent Bank and RUS cost-of-money loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Concurrent Bank and RUS cost-of-money loans. 1610.6..., DEPARTMENT OF AGRICULTURE LOAN POLICIES § 1610.6 Concurrent Bank and RUS cost-of-money loans. (a) The Bank makes loans, under section 408 of the Act, concurrently with RUS cost-of-money loans made under section...

  13. 13 CFR 120.1880 - How will the loan be repaid?

    Science.gov (United States)

    2010-01-01

    ... will reduce the SISMBD Loan balance. (d) If the SISMBD Loan has a balance when a payment is required or... Loan Program) § 120.1880 How will the loan be repaid? (a)The monthly payments of principal and interest... forward such payments to SBA or its loan servicing agent as directed by SBA. The payments will be used to...

  14. 43 CFR 4.433 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Authority of the administrative law judge... Appeals Involving Questions of Fact § 4.433 Authority of the administrative law judge. The administrative law judge is vested with general authority to conduct the hearing in an orderly and judicial...

  15. 12 CFR 509.5 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Authority of the administrative law judge. 509... Authority of the administrative law judge. (a) General rule. All proceedings governed by this part shall be... administrative law judge shall have all powers necessary to conduct a proceeding in a fair and impartial...

  16. 12 CFR 263.5 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Authority of the administrative law judge. 263... Authority of the administrative law judge. (a) General rule. All proceedings governed by this part shall be... administrative law judge shall have all powers necessary to conduct a proceeding in a fair and impartial...

  17. 14 CFR 385.10 - Authority of Chief Administrative Law Judge, Office of Hearings.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Authority of Chief Administrative Law Judge... Assignment of Functions to Staff Members § 385.10 Authority of Chief Administrative Law Judge, Office of Hearings. The Chief Administrative Law Judge has authority to: (a) Consolidate, upon recommendation of...

  18. 14 CFR 385.11 - Authority of the Administrative Law Judges, Office of Hearings.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Authority of the Administrative Law Judges... Assignment of Functions to Staff Members § 385.11 Authority of the Administrative Law Judges, Office of Hearings. The Administrative Law Judges, Office of Hearings, have authority to take the following...

  19. 12 CFR 19.5 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Authority of the administrative law judge. 19.5... AND PROCEDURE Uniform Rules of Practice and Procedure § 19.5 Authority of the administrative law judge... provisions of chapter 5 of title 5 of the United States Code. The administrative law judge shall have...

  20. 43 CFR 4.452-4 - Authority of administrative law judge.

    Science.gov (United States)

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Authority of administrative law judge. 4... Appeals Involving Questions of Fact § 4.452-4 Authority of administrative law judge. The administrative law judge is vested with general authority to conduct the hearing in an orderly and judicial...

  1. 41 CFR 60-30.14 - Designation of Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ... Administrative Law Judges. 60-30.14 Section 60-30.14 Public Contracts and Property Management Other Provisions... EXECUTIVE ORDER 11246 Hearings and Related Matters § 60-30.14 Designation of Administrative Law Judges. Hearings shall be held before an Administrative Law Judge of the Department of Labor who shall...

  2. 29 CFR 801.72 - Responsibility of the Office of Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Responsibility of the Office of Administrative Law Judges... Proceedings Modification Or Vacation of Decision and Order of Administrative Law Judge § 801.72 Responsibility of the Office of Administrative Law Judges. Upon receipt of the Secretary's Notice of Intent...

  3. 29 CFR 500.266 - Responsibility of the Office of Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 3 2010-07-01 2010-07-01 false Responsibility of the Office of Administrative Law Judges... Proceedings Modification Or Vacation of Order of Administrative Law Judge § 500.266 Responsibility of the Office of Administrative Law Judges. Upon receipt of the Secretary's Notice of Intent to Modify or...

  4. 76 FR 50769 - Submission for Review: Application for Senior Administrative Law Judge (OPM Form 1655), and...

    Science.gov (United States)

    2011-08-16

    ... MANAGEMENT Submission for Review: Application for Senior Administrative Law Judge (OPM Form 1655), and Geographic Preference Statement for Senior Administrative Law Judge Applicant (OPM Form 1655-A) AGENCY: U.S..., and OPM 1655-A. These forms are used by retired Administrative Law Judges seeking ] reemployment on...

  5. 8 CFR 246.4 - Immigration judge's authority; withdrawal and substitution.

    Science.gov (United States)

    2010-01-01

    ... 8 Aliens and Nationality 1 2010-01-01 2010-01-01 false Immigration judge's authority; withdrawal... IMMIGRATION REGULATIONS RESCISSION OF ADJUSTMENT OF STATUS § 246.4 Immigration judge's authority; withdrawal and substitution. In any proceeding conducted under this part, the immigration judge shall...

  6. 5 CFR 1201.140 - Judge; requirement for finding of good cause.

    Science.gov (United States)

    2010-01-01

    ... cause. 1201.140 Section 1201.140 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION... Administrative Law Judges § 1201.140 Judge; requirement for finding of good cause. (a) Judge. (1) An... part. (b) Requirement for finding of good cause. A decision on a proposed agency action under...

  7. The impact of judges' perceptions of credibility in fibromyalgia claims.

    Science.gov (United States)

    Le Page, Judy A; Iverson, Grant L; Collins, Peter

    2008-01-01

    Fibromyalgia (FM) is a confusing and controversial diagnosis, characterized by widespread pain and tenderness at specific anatomical sites. The cause of this syndrome is unknown, and the course of the condition is difficult to predict. Without a known cause, predictable course, or effective treatment, it is not surprising that FM is a contentious diagnosis from a medical perspective, as well as a civil litigation and disability insurance industry perspective. The purpose of this study was to investigate judges' perceptions of credibility in litigated cases involving FM claims in the Canadian courts, and the relation between perceived credibility and awards granted. A systematic review was conducted of every trial-by-judge litigated FM claim in Canada (N=194 cases) up to 2003. The cases were examined in relation to credibility factors. The role and responsibility of the plaintiff was central in claims involving issues of misrepresentation, fraud, non-disclosure, failure to mitigate, and contributory negligence. The presence of these issues suggested a possible decrease or loss in the claim as a result of the plaintiff's conduct. In regards to the actions of defendants, the presence of investigative and surveillance information alone did not affect the awards granted. However, the credibility of that information had a large effect on the amount of award granted. Plaintiff credibility played a similar role, indicating that plaintiffs perceived as more credible were typically granted greater awards. An examination of medical expert credibility revealed that judges appear to perceive experts as more credible overall than plaintiffs, regardless of the expert's role in the case.

  8. Managing Bad Loans of Domestic Banks under Modern Economic Conditions

    Directory of Open Access Journals (Sweden)

    Bolhar Tetyana M.

    2014-01-01

    Full Text Available The article considers main methods of management of bad bank loans under modern economic conditions, conducts analysis of internal and external banking methods used by Ukrainian banks, and specifies and identifies their advantages and shortcomings. In the result of the study the article analyses in detail the use of the methods of rehabilitation and liquidation of bad loans. It considers organisation of internal and external banking methods of liquidation of bad loans, considers mechanism of their conduct and identifies advantages and shortcomings of their application both for a bank and a borrower. Prospect of further studies in this direction is improvement of methods of assessment of bad loans, in particular, development of methodological approaches to identification of assessment of profitability of bad loans as an important element of the system of management of bad loans of a bank.

  9. The role of the judge in a democratic society

    Directory of Open Access Journals (Sweden)

    Diego Duquelsky Goméz

    2015-12-01

    Full Text Available The debate on the role of judiciary in a society and the foundations of the democratic legitimacy of its power has recently acquired a singular relevance. This article aims to bring clarity to the discussion, showing how legal theories have followed a pendulum, swinging between those who think the judicial role and hermeneutical task as an intellectual activity -an act of knowledge-and those who see it as a creative activity-an act of will. Reflecting on the role of judges today raises questions about false dichotomies and encourages to collectively build a new legal and political common sense abandoning traditional legal paradigms.

  10. Centralized Debtor Database for Instant Loan Creditors - New Service Concept

    OpenAIRE

    Porko, Pia

    2009-01-01

    This thesis was conducted to evaluate and clarify a service idea regarding a centralized data-base collecting credit information about instant loan applicants to be shared with instant loan creditors as a means to decrease credit losses. The initial idea was formulated by Tentacle Networks Oy and generated into a ready-to-launch service concept along the process of this thesis. The number of instant loans granted yearly has only accelerated since 2005 when the first service provider pene...

  11. Competition or collaboration? The reciprocity effect in loan syndication

    OpenAIRE

    Jian Cai

    2009-01-01

    It is well recognized that loan syndication generates a moral hazard problem by diluting the lead arranger's incentive to monitor the borrower. This paper proposes and tests a novel view that reciprocal arrangements among lead arrangers serve as an effective mechanism to mitigate this agency problem. Lender arrangements in about seven out of ten syndicated loans are reciprocal in the sense that lead arrangers also participate in loans that are led by their participant lenders. I develop a mod...

  12. THE LOAN CONTRACT IN THE NEW CIVIL CODE

    Directory of Open Access Journals (Sweden)

    LIVIA MOCANU

    2012-05-01

    Full Text Available The new Civil Code maintains, mainly, the stipulations of the Civil Code of 1865 regarding loan contracts, in its both forms (the loan for use and the loan for consumption. As a variety of the loan for consumption, a few new specific stipulations were included, regarding the loan with interest.This research is focused on the current regulation of the loan contract, including a series of changes, of which the most important refers to: the loan promise, the risk regarding the asset placed in a bailment, property transfer and the risk in the loan for consumption contract, loan return and the interest regime. Also, what kept my attention is the significant changes brought to the interest regime by the Law for applying the Civil Code, included for now in Chapter I of the O.G. no. 13/2011, regarding the legal compensatory interest and the penalty interest for financial duties, as well as for the regulation of certain financial-fiscal measures in the banking department.

  13. 77 FR 54839 - Energy Efficiency and Conservation Loan Program

    Science.gov (United States)

    2012-09-06

    ... Energy Efficiency and Conservation Loan Program AGENCY: Rural Utilities Service, USDA. ACTION: Notice of... assistance in support of energy efficiency programs (EE Programs) sponsored and implemented by...

  14. Tax-exempt bank loans still an option for providers.

    Science.gov (United States)

    Ostlund, Grant; Cheney, John E

    2011-07-01

    In evaluating the potential for tax-exempt bank financing, healthcare organizations should carefully consider: Pricing. Loan structure. Security requirements (such as financial covenants and default remedies).

  15. Tying loan interest rates to borrowers' CDS spreads

    OpenAIRE

    Ivanov, Ivan T.; Santos, Joao A. C.; Vo, Thu

    2014-01-01

    We investigate how the introduction of market-based pricing, the practice of tying loan interest rates to credit default swaps, has affected borrowing costs. We find that CDS-based loans are associated with lower interest rates, both at origination and during the life of the loan. Our results also indicate that banks simplify the covenant structure of market-based pricing loans, suggesting that the decline in the cost of bank debt is explained, at least in part, by a reduction in monitoring c...

  16. Brazilian abortion law: the opinion of judges and prosecutors.

    Science.gov (United States)

    Duarte, Graciana Alves; Osis, Maria José Duarte; Faúndes, Anibal; Sousa, Maria Helena de

    2010-06-01

    To analyze the opinion of judges and prosecutors concerning Brazilian abortion law and situations in which the abortion should be allowed. A cross-sectional study was performed with 1,493 judges and 2,614 prosecutors in Brazil between 2005 and 2006. Participants completed a structured questionnaire approaching sociodemographic characteristics, opinions about abortion law, and circumstances in which abortion is considered lawful. Bivariate and multivariate analyses of data were carried out through Poisson regression. The majority of participants (78%) found that the circumstances in which abortion is considered lawful should be broadened, or even that abortion should not be criminalized. The highest rates of pro-abortion opinions resulted from: risk to the life of the mother (84%), anencephaly (83%), severe congenital malformation of fetus (82%), and pregnancy resulting from rape (82%). Variables related to religion were strongly associated to the opinion of participants. There is a trend in considering the need of changing the current abortion law, in the sense of widening the circumstances in which abortion is considered lawful, or even toward decriminalizing abortion, regardless of the circumstances in which it takes place.

  17. Judges as Fiscal Activists: Can Constitutional Review Shape Public Finance?

    Directory of Open Access Journals (Sweden)

    Kantorowicz Jarosław

    2014-07-01

    Full Text Available The judicialization of politics, or alternatively, politization of the judiciary has been much discussed over the last twenty years. Despite this, the way judges influence fiscal policy outcomes remains, to a large extent, unexplored. This paper attempts, at least partially, to fill this research gap. A judicial (constitutional review constitutes the central element of the current analysis since it is considered as a key institutional device through which Constitutional (Supreme Courts intervene in politics, including public finance. Specifically, this paper seeks to investigate empirically whether there is any systematic pattern according to which judges executing judicial review shape fiscal outcomes. The conceptual framework is based on the strategic interaction model and the assumption that the Constitutional Courts reflect public opinion (i.e. the Court as a majoritarian institution. Some preliminary results for a panel of 24 EU countries in the period 1995–2005 suggest that a strong judicial review correlates with a smaller size of government, measured as government income to GDP.

  18. 12 CFR Appendix A to Subpart A of... - Federal Home Loan Banks

    Science.gov (United States)

    2010-01-01

    ... Board Pt. 905, Subpt. A, App. A Appendix A to Subpart A of Part 905—Federal Home Loan Banks Federal Home... Federal Home Loan Bank District 9 (Arkansas, Louisiana, Mississippi, New Mexico, Texas) Federal Home Loan...

  19. 78 FR 52169 - Agency Information Collection Activities; Comment Request; William D. Ford Federal Direct Loan...

    Science.gov (United States)

    2013-08-22

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF EDUCATION Agency Information Collection Activities; Comment Request; William D. Ford Federal Direct Loan (Direct... of Collection: William D. Ford Federal Direct Loan (Direct Loan) Program Federal Direct PLUS...

  20. Creating EU law judges: the role of generational differences, legal education and judicial career paths in national judges' assessment regarding EU law knowledge

    NARCIS (Netherlands)

    Jaremba, Urszula; Nowak, Tobias; Mayoral, Juan

    2014-01-01

    The judicial protection system in the European Union (EU) is premised on the fact that national judges are supposed to act as decentralized EU judges. This role is exercised through tools enshrined in, inter alia, primacy, direct and indirect effect of EU law, and the preliminary ruling procedure. H

  1. 38 CFR 11.83 - Additional loans by reason of 50 percent loan value.

    Science.gov (United States)

    2010-07-01

    ... World War Adjusted Compensation Act, as amended, up to the date of the check issued to the bank. If the... the veteran, interest will be payable up to the date the check is issued to the bank, or, if demanded by the bank, up to the maturity date of the loan. (b) If, however, an application for...

  2. 76 FR 8748 - Loan Repayment Program for Repayment of Health Professions Educational Loans

    Science.gov (United States)

    2011-02-15

    ... Masters level. (f) Dentistry: DDS and DMD. (g) Dental Hygiene. (h) Pharmacy: B.S., Pharm.D. (i) Optometry... HUMAN SERVICES Indian Health Service Loan Repayment Program for Repayment of Health Professions... program in a health profession; or (B) Have a degree in a health profession and a license to practice in...

  3. 78 FR 7787 - Loan Repayment Program for Repayment of Health Professions Educational Loans

    Science.gov (United States)

    2013-02-04

    ...: DDS and DMD. (i) Dental Hygiene. (j) Dental Assistant: Certified. (k) Pharmacy: B.S., Pharm.D. (l... HUMAN SERVICES Indian Health Service Loan Repayment Program for Repayment of Health Professions... program in a health profession; or (B) Have a degree in a health profession and a license to practice in...

  4. 34 CFR 685.301 - Origination of a loan by a Direct Loan Program school.

    Science.gov (United States)

    2010-07-01

    ....203; or (ii) Exceeds the student's estimated cost of attendance less— (A) The student's estimated... October 1, 2011, the school in which the student is enrolled has a cohort default rate, calculated under... originating a loan to cover the cost of attendance in a study abroad program and has a cohort default rate...

  5. 77 FR 4927 - Loan Workouts and Nonaccrual Policy, and Regulatory Reporting of Troubled Debt Restructured Loans

    Science.gov (United States)

    2012-02-01

    ... require federally insured credit unions (FICUs) to maintain written policies that address the management... guidance entitled ``Uniform Retail Credit Classification and Account Management Policy.'' 65 FR 36903 (June... compliance. The Board seeks to ensure loan workout management is subject to written credit union policies...

  6. 7 CFR 1738.30 - Rural broadband access loans and loan guarantees.

    Science.gov (United States)

    2010-01-01

    ... population density, calculated as the total number of persons in the service area divided by the square miles of the service area. The maximum population density requirement will be published by RUS in the... be, will neither be paid first nor given any preference or priority over the Guaranteed Loan Amount...

  7. 75 FR 27660 - Loan Policies and Operations; Loan Purchases From FDIC

    Science.gov (United States)

    2010-05-18

    ... entitled to patronage, voting, or other shareholder rights under the FCA regulations or institution bylaws... entitled to certain ``borrower rights.'' \\6\\ Failed bank borrowers with agricultural or cooperative loans... lending authority would be subject to borrower rights and would be restructured or foreclosed,...

  8. Analysis of Factors influence Non Performing Loan (NPL) at Go Public Bank at Indonesia Stock Exchange

    OpenAIRE

    Sitorus, Vera Yohana

    2015-01-01

    This research entitled “Analysis of Factors influence Non Performing Loan (NPL) at Go Public Bank at Indonesia Stock Exchange”. This research aims to respond any questions about factors influence the Non Performing Loan at the go public bank at Indonesia Stock Exchange. The bad loan is always found in banking loan activity. Therefore the bank always minimizes the bad loan to fulfill the requirement of Central Bank as the bank supervisors. The bad loan is total debt loan plus the doubt loan an...

  9. Judging nursing information on the world wide web.

    Science.gov (United States)

    Cader, Raffik

    2013-02-01

    The World Wide Web is increasingly becoming an important source of information for healthcare professionals. However, finding reliable information from unauthoritative Web sites to inform healthcare can pose a challenge to nurses. A study, using grounded theory, was undertaken in two phases to understand how qualified nurses judge the quality of Web nursing information. Data were collected using semistructured interviews and focus groups. An explanatory framework that emerged from the data showed that the judgment process involved the application of forms of knowing and modes of cognition to a range of evaluative tasks and depended on the nurses' critical skills, the time available, and the level of Web information cues. This article mainly focuses on the six evaluative tasks relating to assessing user-friendliness, outlook and authority of Web pages, and relationship to nursing practice; appraising the nature of evidence; and applying cross-checking strategies. The implications of these findings to nurse practitioners and publishers of nursing information are significant.

  10. 34 CFR 685.217 - Teacher loan forgiveness program.

    Science.gov (United States)

    2010-07-01

    ... Consolidation Loans or Direct Consolidation Loans. The forgiveness program is only available to a borrower who... borrower— (A) Demonstrated knowledge and teaching skills in reading, writing, mathematics, and other areas...'s disabilities and who has demonstrated knowledge and teaching skills in the content areas of the...

  11. 34 CFR 682.102 - Obtaining and repaying a loan.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Obtaining and repaying a loan. 682.102 Section 682.102 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope §...

  12. 34 CFR 682.204 - Maximum loan amounts.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Maximum loan amounts. 682.204 Section 682.204 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.204...

  13. Default Rate on Student Loans Falls for 2005 Fiscal Year

    Science.gov (United States)

    Basken, Paul

    2007-01-01

    The rate at which borrowers default on their federally guaranteed student loans has declined to 4.6 percent, in part because of a record number of consolidations, the Education Department announced last week. "Borrowers took advantage of the opportunity to lock in record-low interest rates by consolidating their federal student loans," the…

  14. 7 CFR 1427.19 - Repayment of loans.

    Science.gov (United States)

    2010-01-01

    ... determined by CCC under § 1427.25, in effect on the day the repayment is received by the county office, loan... event that Thursday is a non-workday, such loan repayments will not be accepted beginning at 7 a.m...: (i) The tariff storage rate for the warehouse for the 2005 crop or, for any warehouse not...

  15. Securitization and Lending Standards : Evidence from the Wholesale Loan Market

    NARCIS (Netherlands)

    Kara, A.; Marques-Ibanez, D.; Ongena, S.

    2011-01-01

    We investigate the effect of securitization activity on banks’ lending standards using evidence from pricing behavior on the syndicated loan market. We find that banks more active at originating asset-backed securities are also more aggressive on their loan pricing practices. This suggests that secu

  16. Microcredit Contracts, Risk Diversification and Loan Take-Up

    NARCIS (Netherlands)

    Attanasio, O.; Augsburg, B.; de Haas, Ralph

    2016-01-01

    We study theoretically and empirically the demand for microcredit under different liability arrangements and risk environments. A simple theoretical model shows that the demand for joint-liability loans can exceed that for individual-liability loans when risk-averse borrowers value their long-term

  17. 77 FR 14307 - Water and Waste Disposal Loans and Grants

    Science.gov (United States)

    2012-03-09

    ...; ] DEPARTMENT OF AGRICULTURE Rural Utilities Service 7 CFR 1777 RIN 0572-AC26 Water and Waste Disposal Loans and... (RUS) proposes to amend the regulations pertaining to the Section 306C Water and Waste Disposal (WWD) Loans and Grants program, which provides water and waste disposal facilities and services to...

  18. 77 FR 43149 - Water and Waste Disposal Loans and Grants

    Science.gov (United States)

    2012-07-24

    ... CFR Part 1777 RIN 0572-AC26 Water and Waste Disposal Loans and Grants AGENCY: Rural Utilities Service... related to the Section 306C Water and Waste Disposal (WWD) Loans and Grants Program, which provides water... additional priority points to the colonias that lack access to water or waste disposal systems and...

  19. Feasibility of Analyzing Interlibrary Loan Requests to Determine Instruction Needs

    Science.gov (United States)

    Murphey, Rebecca M.; Greenwood, Judy T.

    2009-01-01

    The Interlibrary Loan department at the University of Mississippi wished to examine interlibrary loan borrowing data dating back to the implementation of the ILLiad system in August 2001 in order to determine why the number of cancellations due to local availability continues to increase. The patron information was extracted in an attempt to…

  20. Which U.S. Households Use Education Loans?

    Science.gov (United States)

    Hsu, Chungwen; Fisher, Patti J.

    2016-01-01

    This empirical study uses the 2013 Survey of Consumer Finances (SCF) to investigate the characteristics of households that hold at least one loan for educational expenses. The benefit of using household-level data is that a single household may have education loans for multiple people in the household, including the household head, spouse/partner,…

  1. 34 CFR 685.303 - Processing loan proceeds.

    Science.gov (United States)

    2010-07-01

    ... establishes rules governing a school's processing of a borrower's Direct Subsidized, Direct Unsubsidized, or Direct PLUS Loan proceeds. The school shall also comply with any rules for processing loan proceeds...-Study Program funds up to $300), the school shall reduce or eliminate the overaward by either— (1)...

  2. Identifying Interbank Loans, Rates, and Claims Networks from Transactional Data

    NARCIS (Netherlands)

    Leon Rincon, C.E.; Cely, Jorge; Cadena, Carlos

    2015-01-01

    We identify interbank (i.e. non-collateralized) loans from the Colombian large-value payment system by implementing Furfine’s method. After identifying interbank loans from transactional data we obtain the interbank rates and claims without relying on financial institutions’ reported data. Contrasti

  3. 12 CFR 226.48 - Limitations on private education loans.

    Science.gov (United States)

    2010-01-01

    ... from the consumer, indicating that the student's cost of attendance has decreased or the consumer's... changes permitted under paragraphs (c)(3) and (c)(4), the rate and terms of the private education loan...) Changing the interest rate based on adjustments to the index used for a loan; (C) Changing the interest...

  4. 13 CFR 307.10 - Pre-loan requirements.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Pre-loan requirements. 307.10 Section 307.10 Business Credit and Assistance ECONOMIC DEVELOPMENT ADMINISTRATION, DEPARTMENT OF COMMERCE... prospective loan proposals on the physical environment. The Plan must provide for compliance with applicable...

  5. 34 CFR 682.209 - Repayment of a loan.

    Science.gov (United States)

    2010-07-01

    .... (3) The lender may not charge an additional insurance premium or Federal default fee on the loan, but... refinancing lender may charge the borrower an insurance premium on a loan made under paragraph (f)(1) of this... certify to the matters described in that paragraph, provide the requesting lender and the guarantor on...

  6. Repayment Book. William D. Ford Federal Direct Loan Program.

    Science.gov (United States)

    Department of Education, Washington, DC.

    This booklet is intended to help individuals who received William D. Ford Federal Direct Loans as students manage the repayment process. Following an introduction, explanations are offered for how the principal balance of the loan is determined and how interest rates are applied. The following sections explain the four different repayment plans,…

  7. 77 FR 22443 - Farm Loan Programs; Clarification and Improvement

    Science.gov (United States)

    2012-04-13

    ... those on real estate appraisals, lease, subordination and disposition of security, and Conservation... give the borrower greater flexibility while protecting the financial interests of the Government. DATES... loans and loan guarantees are a means of providing credit to farmers whose financial risk exceeds...

  8. Public Service Loan Forgiveness. NASFAA Task Force Report

    Science.gov (United States)

    National Association of Student Financial Aid Administrators, 2014

    2014-01-01

    The Public Service Loan Forgiveness (PSLF) program was established in 2007 to encourage student borrowers to work in the public sector. Qualifying borrowers may have their Direct Loans forgiven after 10 years of full-time service in an eligible job. Currently, qualifying employers include federal, state, or local government agencies and tax-exempt…

  9. 13 CFR 120.612 - Loans eligible to back Certificates.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loans eligible to back Certificates. 120.612 Section 120.612 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS... necessary for the successful operation of the Secondary Market program. (b) The loans that back a Pool...

  10. 75 FR 81145 - Members of Federal Home Loan Banks

    Science.gov (United States)

    2010-12-27

    ... savings and loan association (the core business of which is mortgage lending) are apt to be significantly... loans and mortgage related securities may constitute the core business of certain types of eligible... package should be logged at the Guard Desk, First Floor, on business days between 9 a.m. and 5 p.m. FOR...

  11. 7 CFR 1776.17 - Revolving loan fund maintenance.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Revolving loan fund maintenance. 1776.17 Section 1776.17 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... Revolving loan fund maintenance. As long as any part of the HWWS grant remains available for lending,...

  12. 7 CFR 1737.90 - Loan approval requirements.

    Science.gov (United States)

    2010-01-01

    ... AGRICULTURE PRE-LOAN POLICIES AND PROCEDURES COMMON TO INSURED AND GUARANTEED TELECOMMUNICATIONS LOANS Final... Disaster Protection Act of 1973, as amended (the “Flood Insurance Act”), RUS shall not approve financial... which has been identified by the Director of the Federal Emergency Management Agency (the “Director of...

  13. 26 CFR 1.7872-5 - Exempted loans.

    Science.gov (United States)

    2010-04-01

    ... Federal tax liability of the borrower or the lender. (2) No exemption for tax avoidance loans. If a... principal purposes of so structuring the transaction is the avoidance of Federal tax, then the transaction will be recharacterized as a tax avoidance loan as defined in section 7872(c)(1)(D). (b) List of...

  14. 14 CFR 1300.23 - Participation in guaranteed loans.

    Science.gov (United States)

    2010-01-01

    ... companies that do not usually invest in commercial loans; (3) Air Carrier company suppliers or customers... BUDGET AVIATION DISASTER RELIEF-AIR CARRIER GUARANTEE LOAN PROGRAM Minimum Requirements and Application... law is not adversely affected. (b) The following categories of entities may purchase participations in...

  15. 7 CFR 1737.51 - Approval of loan design.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Approval of loan design. 1737.51 Section 1737.51... of Application Procedures § 1737.51 Approval of loan design. RUS shall notify the borrower when the preloan data concerning the system design and costs and subscriber projections have been approved. If...

  16. Scoring bank loans that may go wrong: a case study

    NARCIS (Netherlands)

    J.S. Cramer

    2004-01-01

    A bank employs logistic regression with state-dependent sample selection to identify loans that may go wrong. The data consist of some 20 000 loans for which a number of conventional accounting ratios of the debtor firm are known; after two years just over 600 have gone wrong. Inspection shows that

  17. 24 CFR 1005.105 - What are eligible loans?

    Science.gov (United States)

    2010-04-01

    ... responsibility. (2) Before HUD issues a commitment to guarantee any loan, or before HUD guarantees a loan if there is no commitment, HUD must: (i) Comply with environmental review procedures to the extent... § 203.12(b)(2) of this title for FHA mortgage insurance. (f) Lack of access to private financial...

  18. 34 CFR 668.212 - Loan servicing appeals.

    Science.gov (United States)

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.212 Loan... Program lender or the Direct Loan Servicer, as defined in 34 CFR 685.102, failed to perform one or more of... identifies a sample that is large enough to derive an estimate, acceptable at a 95 percent confidence...

  19. 7 CFR 1940.585 - Community Facility loans.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Community Facility loans. 1940.585 Section 1940.585 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS...) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas for Allocation of Loan and Grant Program...

  20. 49 CFR 260.55 - Lender's loan servicing.

    Science.gov (United States)

    2010-10-01

    ... annual financial statements within 120 days after the end of the Borrower's fiscal year and the due date of other reports as required by the loan documents. The Lender must analyze the financial statements... 49 Transportation 4 2010-10-01 2010-10-01 false Lender's loan servicing. 260.55 Section...

  1. Approximate Maximum Likelihood Commercial Bank Loan Management Model

    Directory of Open Access Journals (Sweden)

    Godwin N.O.   Asemota

    2009-01-01

    Full Text Available Problem statement: Loan management is a very complex and yet, a vitally important aspect of any commercial bank operations. The balance sheet position shows the main sources of funds as deposits and shareholders contributions. Approach: In order to operate profitably, remain solvent and consequently grow, a commercial bank needs to properly manage its excess cash to yield returns in the form of loans. Results: The above are achieved if the bank can honor depositors withdrawals at all times and also grant loans to credible borrowers. This is so because loans are the main portfolios of a commercial bank that yield the highest rate of returns. Commercial banks and the environment in which they operate are dynamic. So, any attempt to model their behavior without including some elements of uncertainty would be less than desirable. The inclusion of uncertainty factor is now possible with the advent of stochastic optimal control theories. Thus, approximate maximum likelihood algorithm with variable forgetting factor was used to model the loan management behavior of a commercial bank in this study. Conclusion: The results showed that uncertainty factor employed in the stochastic modeling, enable us to adaptively control loan demand as well as fluctuating cash balances in the bank. However, this loan model can also visually aid commercial bank managers planning decisions by allowing them to competently determine excess cash and invest this excess cash as loans to earn more assets without jeopardizing public confidence.

  2. 76 FR 37893 - Loans in Areas Having Special Flood Hazards

    Science.gov (United States)

    2011-06-28

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF THE TREASURY Office of Thrift Supervision Loans in Areas Having Special Flood Hazards AGENCY: Office of Thrift... collection. Title of Proposal: Loans in Areas Having Special Flood Hazards. OMB Number: 1550-0088....

  3. Six changes with the new Regulations on Automobile Loans

    Institute of Scientific and Technical Information of China (English)

    2004-01-01

    <正> On Aug 16, 2004, the People’s Bank of China and China Banking Regulatory Commission (CBRC) jointly issued the new version of the Regulations on Automobile Loans. Due to be put into implementation on Oct 1, the new Regulations change radically compared with the previous version in terms of creditors, possible borrowers, rate of down payments, loan periods, etc.

  4. 7 CFR 1737.32 - Loan Design (LD).

    Science.gov (United States)

    2010-01-01

    ... special note shall be submitted. Usually a separate short-term note is prepared for loans to finance... first financed by RUS. The population determination is based on the corporate limits or boundaries of... on RUS Form 495 must be provided. (xi) Future plans. Where the loan application is to finance part of...

  5. 75 FR 20239 - Veterinary Medicine Loan Repayment Program (VMLRP)

    Science.gov (United States)

    2010-04-19

    ... Research, Extension, and Teaching Policy Act of 1997 (NARETPA). This law established a new Veterinary... Food and Agriculture 7 CFR Part 3431 RIN 0524-AA43 Veterinary Medicine Loan Repayment Program (VMLRP... Veterinary Medicine Loan Repayment Program (VMLRP) authorized by the National Veterinary Medical Service Act...

  6. 26 CFR 1.7872-15 - Split-dollar loans.

    Science.gov (United States)

    2010-04-01

    ... general principles of Federal tax law, the taxation of the entire premium payment is governed by § 1.61-22... payment is a loan under general principles of Federal tax law or, if it is not a loan under general principles of Federal tax law (for example, because of the nonrecourse nature of the obligation or otherwise...

  7. 26 CFR 1.141-5 - Private loan financing test.

    Science.gov (United States)

    2010-04-01

    ... account. (b) Measurement of test. In determining whether the private loan financing test is met, the amount actually loaned to a nongovernmental person is not discounted to reflect the present value of the... cost of an improvement). Taxes and assessments do not include fees for services. The tax or...

  8. Securitization and Lending Standards : Evidence from the Wholesale Loan Market

    NARCIS (Netherlands)

    Kara, A.; Marques-Ibanez, D.; Ongena, S.

    2011-01-01

    We investigate the effect of securitization activity on banks’ lending standards using evidence from pricing behavior on the syndicated loan market. We find that banks more active at originating asset-backed securities are also more aggressive on their loan pricing practices. This suggests that

  9. 78 FR 73927 - Single Family Housing Guaranteed Loan Program

    Science.gov (United States)

    2013-12-09

    ... measured in terms of Agency staff time, equipment and associated costs. Workload efficiency is also... and/or personal property associated with the assistance. Rural Development will guarantee loans for.... The term ``FHLB'' was added as the acronym for the Federal Home Loan Bank. The term ``Freddie Mac...

  10. The Hungarian court system with special emphasis on the principle of the independence of judges

    Directory of Open Access Journals (Sweden)

    Heka Laslo L.

    2015-01-01

    Full Text Available The question of ensuring the independence and impartiality of judges is one of the basic principles of justice, and basic principles of state functioning in general. Successful functioning of justice and the realization of this principle is largely linked to the method of selection of judges, which is, nowdays, an important issue in the world's major legal systems. They all aim to find a solution for the selection of judges that could implement reinforcement of the principle of independence of judges and their impartial trial. Regarding this, significant differences are noticeable between countries which apply civil law and ones that judge by the principle of common law, especially bearing in mind that certain political cultures exist in which there are no limits that the court involve even an external factor to the trial verdict. In this thesis we present the Hungarian justice system and methods of selection of the judges, comparing it with the Serbian model, and then presenting solutions in English, American, German and French judiciary, trying to display current prevailing international trends in countries that apply the legal system of Common law, or in those who judge by Civil law. Finally, by the method of comparative analysis, we present our own view on this issue, being aware that the problem of selection of the judges should be cautiously regulated, given the experience of some other countries, which is especially reflected in post-communist countries in which, up to the 1990s, only one-party system existed, characterized by the fact the judges were selected by the communist Party personnel, that in former Yugoslavia used to be called 'socio-politically suitable'. Nowdays in Hungary, Serbia and many other countries, judicial councils represented by judges, prosecutors, lawyers and law professors have a central role in the selection of the judges (in Serbia there are special judge and prosecutor councils. In France, the election of

  11. Neuro-Based Artificial Intelligence Model for Loan Decisions

    Directory of Open Access Journals (Sweden)

    Shorouq F. Eletter

    2010-01-01

    Full Text Available Problem statement: Despite the increase in consumer loans defaults and competition in the banking market, most of the Jordanian commercial banks are reluctant to use artificial intelligence software systems for supporting loan decisions. Approach: This study developed a proposed model that identifies artificial neural network as an enabling tool for evaluating credit applications to support loan decisions in the Jordanian Commercial banks. A multi-layer feed-forward neural network with backpropagation learning algorithm was used to build up the proposed model. Results: Different representative cases of loan applications were considered based on the guidelines of different banks in Jordan, to validate the neural network model. Conclusion: The results indicated that artificial neural networks are a successful technology that can be used in loan application evaluation in the Jordanian commercial banks.

  12. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Science.gov (United States)

    2010-01-01

    ... PRIMARILY FOR REAL ESTATE PURPOSES RURAL HOUSING LOANS AND GRANTS Rural Housing Site Loan Policies... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL...

  13. Effects of setting creative goals of different specificity on judged creativity of the product

    OpenAIRE

    Čorko, Irena; Vranić, Andrea

    2005-01-01

    The study examined the effect of setting creative goals of different specificity on judged creativity of the product. Female psychology students (N=47) were divided in 3 groups. Experimental task was to make a collage. Groups differed in the level of specificity of the given goal. Collages were judged by 11 judges using the consensual assessment technique. Factor analysis of these judgments confirmed 2 orthogonal factors: creativity and technical goodness. Results show that setting a specific...

  14. Applying 4-H Judging Strategies to Board, Dice, and Card Games: Developing Skills in Urban and Suburban Youths

    Science.gov (United States)

    Brandt, Brian; Stowe, James

    2017-01-01

    Most 4-H judging events involve livestock or other traditional 4-H projects. Consequently, many urban and suburban youths miss out on building life skills developed through judging. In a nontraditional approach to 4-H judging, such youths play board, dice, and card games and then judge the games using the practice of giving oral reasons. The…

  15. Gender and Judging in Portugal: Opinions and Perceptions

    Directory of Open Access Journals (Sweden)

    Madalena Duarte

    2016-09-01

    Full Text Available In Portugal, the phenomenon of feminization of the legal professions is quite recent compared to other countries. The increasing predominance of women among magistrates – judges and public prosecutors – since 2006 has been overwhelming though. If, until 1974, the judiciary was forbidden to women, in 2015, from a total of 1990 judges in first instance courts, Appeal Courts and the Judicial Supreme Court and the Administrative Supreme Court, 1175 were women (59%. Within the Public Prosecution, 61% were women. The weight of women in the legal professions is visible, even, at the Centre for Judicial Studies, where 67,5% of the justice auditors, in 2014, were women. In this scenario, the aim of this article is to discuss the representations of the legal professionals, on the repercussions of this change to the judiciary and to the legal culture in Portugal. En Portugal, el fenómeno de la feminización de las profesiones jurídicas es bastante reciente en comparación con otros países. Sin embargo, el creciente predominio de mujeres entre los magistrados -jueces y fiscales- desde el año 2006 ha sido abrumador. Si, hasta 1974, las mujeres tenían prohibido el acceso al poder judicial, en 2015, de un total de 1990 jueces en los tribunales de primera instancia, tribunales de apelación y la Corte Suprema de Justicia y el Tribunal Supremo Administrativo, 1175 eran mujeres (59%. Dentro de la fiscalía, el 61% eran mujeres. El peso de las mujeres en las profesiones jurídicas es visible, incluso, en el Centro de Estudios Judiciales, donde el 67,5% de los auditores de justicia, en 2014, eran mujeres. En este escenario, el objetivo de este artículo es analizar las representaciones de los profesionales del derecho sobre las consecuencias de este cambio en el poder judicial y en la cultura jurídica de Portugal. DOWNLOAD THIS PAPER FROM SSRN: http://ssrn.com/abstract=2831939

  16. Judges in judo conform to the referee because of the reactive feedback system.

    Science.gov (United States)

    Boen, Filip; Ginis, Pieter; Smits, Tim

    2013-01-01

    This experiment tested whether the conformism observed among panels of judges in aesthetic sports also occurs among judges in judo. Similar to aesthetic sports, judo judging relies upon a form of open feedback. However, in judo, this system is reactive (i.e. two judges have to publicly 'correct' the score given by the higher-status referee), whereas it is active in aesthetic sports (i.e. judges with equal status report their score simultaneously and can use the feedback about the scores of their colleagues for evaluating later performances). In order to test whether such reactive open-feedback system leads to conformism among judges in judo, we designed an experiment in which this feedback was manipulated. Participants were 20 certified Flemish judges, who had to score two sets of 11 ambiguous video sequences that are used during formation and training of judo judges: one set with feedback about the referee's score and one set without feedback. The results revealed that when participants knew the referee's score, their scores were significantly more in line with this score than when they did not know this score. More specifically, for both sets of sequences at least 10% less deviations from the referee were observed when participants were given feedback about the score of the referee. These results suggest that preventable conformism can occur in typical judo judging, that is with reactive open feedback.

  17. 13 CFR 123.11 - Does SBA require collateral for any of its disaster loans?

    Science.gov (United States)

    2010-01-01

    ... any of its disaster loans? 123.11 Section 123.11 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.11 Does SBA require collateral for any of its disaster loans? Generally, SBA will not require that you pledge collateral to secure a disaster home loan or a...

  18. 13 CFR 123.8 - Does SBA charge any fees for obtaining a disaster loan?

    Science.gov (United States)

    2010-01-01

    ... obtaining a disaster loan? 123.8 Section 123.8 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.8 Does SBA charge any fees for obtaining a disaster loan? SBA does not charge points, closing, or servicing fees on any disaster loan. You will be responsible for payment...

  19. 78 FR 65767 - Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education...

    Science.gov (United States)

    2013-11-01

    ... November 1, 2013 Part II Department of Education 34 CFR Parts 668, 674, 682, and 685 Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D... Assistance General Provisions, Federal Perkins Loan (Perkins Loan) Program, Federal Family Education...

  20. 12 CFR 221.112 - Loans by bank in capacity as trustee.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Loans by bank in capacity as trustee. 221.112... CARRYING MARGIN STOCK (REGULATION U) Interpretations § 221.112 Loans by bank in capacity as trustee. (a... been pledged as collateral for loans. Loans are not made, under the plan, from bank funds,...

  1. 7 CFR 505.2 - Fees for loans of materials in library collections.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 6 2010-01-01 2010-01-01 false Fees for loans of materials in library collections... RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE NATIONAL AGRICULTURAL LIBRARY FEES FOR LOANS AND COPYING § 505.2 Fees for loans of materials in library collections. (a) NAL will make loans of original...

  2. 7 CFR 1421.106 - Warehouse-stored marketing assistance loan collateral.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Warehouse-stored marketing assistance loan collateral... Marketing Assistance Loans § 1421.106 Warehouse-stored marketing assistance loan collateral. (a) A commodity may be pledged as collateral for a warehouse-stored marketing assistance loan in the...

  3. 42 CFR 57.306 - Eligibility and selection of nursing student loan applicants.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Eligibility and selection of nursing student loan... STUDENT LOANS Nursing Student Loans § 57.306 Eligibility and selection of nursing student loan applicants. (a) Determination of eligibility. (1) Applicants are eligible for consideration for a nursing...

  4. 42 CFR 57.311 - Cancellation of nursing student loans for disability or death.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Cancellation of nursing student loans for disability or death. 57.311 Section 57.311 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND..., SCHOLARSHIPS AND STUDENT LOANS Nursing Student Loans § 57.311 Cancellation of nursing student loans...

  5. 78 FR 8444 - Energy Efficiency and Conservation Loan Program Programmatic Environmental Assessment

    Science.gov (United States)

    2013-02-06

    ... Rural Utilities Service 7 CFR Part 1710 Energy Efficiency and Conservation Loan Program Programmatic... entitled ``Energy Efficiency and Conservation Loan Program,'' which expands upon policies and procedures specific to loans for a new Energy Efficiency and Conservation Loan program. The program would...

  6. Straight Talk on Student Loans. Research & Occasional Paper Series: CSHE.10.04

    Science.gov (United States)

    Shireman, Robert

    2004-01-01

    The federal government provides student loans for college and graduate school in two ways: by guaranteeing bank loans, and by lending directly to students. In the guaranteed loan program, banks lend students money and profit from the interest payments while the government guarantees the loans against default and makes subsidy payments to the…

  7. 42 CFR 57.310 - Repayment and collection of nursing student loans.

    Science.gov (United States)

    2010-10-01

    ... advance the borrower's knowledge of and strengthen his or her skills in the provision of nursing services... 42 Public Health 1 2010-10-01 2010-10-01 false Repayment and collection of nursing student loans... LOANS Nursing Student Loans § 57.310 Repayment and collection of nursing student loans. (a) Each...

  8. 77 FR 55271 - Truth in Lending Act (Regulation Z); Loan Originator Compensation

    Science.gov (United States)

    2012-09-07

    ... other terms of the loan. But costs that are paid to the creditor, broker, or affiliates of either... additional money from additional loans. Thus, although some banks and credit unions hold some loans in... unfairness associated with loan originator compensation practices. Id. at 44565. The Board in 2009 proposed...

  9. Health risks in perspective: Judging health risks of energy technologies

    Energy Technology Data Exchange (ETDEWEB)

    Rowe, M.D.

    1992-09-18

    Almost daily, Americans receive reports from the mass news media about some new and frightening risk to health and welfare. Most such reports emphasize the newsworthiness of the risks -- the possibility of a crisis, disagreements among experts, how things happened, who is responsible for fixing them, how much will it cost, conflict among parties involved, etc. As a rule, the magnitudes of the risks, or the difficulty of estimating those magnitudes, have limited newsworthiness, and so they are not mentioned. Because of this emphasis in the news media, most people outside the risk assessment community must judge the relative significance of the various risks to which we all are exposed with only that information deemed newsworthy by reporters. This information is biased and shows risks in isolation. There is no basis for understanding and comparing the relative importance of risks among themselves, or for comparing one risk, perhaps a new or newly-discovered one, in the field of all risks. The purpose of this report is to provide perspective on the various risks to which we are routinely exposed. It serves as a basis for understanding the meaning of quantitative risk estimates and for comparing new or newly-discovered risks with other, better-understood risks. Specific emphasis is placed on health risks of energy technologies.

  10. The compulsion to confess and the compulsion to judge in the analytic situation.

    Science.gov (United States)

    Fajrajzen, Stefano

    2014-10-01

    In this paper the author shows that human beings have two quasi-instinctual primitive tendencies - namely, the compulsion to confess and the compulsion to judge (to condemn or to absolve). These compulsions are originally unconscious and become conscious during the course of the analytic process. The compulsion to judge is a natural consequence of the compulsion to confess. These two tendencies are intensified by the analytic situation. The patient has a compulsion to confess to the analyst and to himself, and likewise the analyst has a compulsion to confess to himself and to the patient. The patient therefore has a compulsion to judge himself as good or bad and to judge the analyst as good or bad while, on the other hand, the analyst has a compulsion to judge himself as good or bad and to judge the patient as good or bad. The task of analysis is to make both patient and analyst conscious of their compulsions to confess and to judge (to condemn or to absolve). The compulsion to judge in the analyst, particularly if unconscious, may give rise to mistakes in diagnosis, technique, treatment, and the assessment of analysability. The requirement of analytic neutrality in the analyst constantly conflicts with his compulsion to judge. If we are profoundly involved in our patient's dramatic conflict, we are bound to pass a judgement (condemnation or absolution); however, when we judge, we are not neutral and therefore become incapable of intellectual consciousness of the patient's conflict. Conversely, if we do not judge, we are neutral, but are then relatively uninvolved in the patient's conflict and are hence virtually unable to achieve emotional consciousness. The author attempts to show that neutrality cannot and must not be a preconstituted attitude in the analyst, but can and must be a point of arrival following a profound, intensely felt existential experience based on an attitude of non-condemnation and non-absolution.

  11. 7 CFR 1735.31 - RUS cost-of-money and RTB loans.

    Science.gov (United States)

    2010-01-01

    ... loans shall bear interest at a rate (the “Cost of Money Interest Rate”) equal to the current cost of... 7 Agriculture 11 2010-01-01 2010-01-01 false RUS cost-of-money and RTB loans. 1735.31 Section 1735... Types of Loans § 1735.31 RUS cost-of-money and RTB loans. (a) RUS makes cost-of-money loans,...

  12. Analysis of Third Party Loan Guarantee and Performance of Non-Prime Household Loans in Microfinance Banks in Kenya

    Directory of Open Access Journals (Sweden)

    Bernard Ndirangu Wachira

    2017-08-01

    Full Text Available Household loans remain the engine to productivity and economic growth globally. Non-prime household loan is essential, because it enables the borrowers with no collateral to access credit from Microfinance Banks. The survival and sustainability of non-prime household loans globally is therefore significant. Credit risk however remains the main deterrent of the soundness of Microfinance Banks. This leads to the poor performance of microfinance institutions in many economies in the world. Several countries globally are making inroad in reducing the credit risks, which lead to the poor performance of Microfinance Banks. It is still unknown why the credit risk affects the performance of non-prime household loans in the Microfinance Banks domiciled in Kenya. The reason for conducting this study is to determine the level at which the third party loan guarantee and the performance of non-prime household loans relate to the Microfinance Banks in Kenya. Particularly, this study is to determine how the amount secured by guarantee, recoveries from guarantors, percentage of loan secured, and percentage recoveries from guarantors relate to the performance of nonprime household loans in the Microfinance Banks in Kenya. The population was 516 senior management employees of the banks. The researcher conducted a multiple regression analysis for determining the relationship between the amount secured by guarantee—recoveries from guarantors, percentage granted, and percentage recoveries—and the performance of non-prime household loans. The R and R2 were used for determining the strength of the relationship and the coefficient of determination at 0.05 level of significance of variables. The result of this study reveals that there exists a strong relationship between the dependent and independent variables, thereby contradicting the null hypothesis, which states that the relationship does not exist. The percentage of the recoveries from the guarantors over the

  13. 5 CFR 2423.31 - Powers and duties of the Administrative Law Judge at the hearing.

    Science.gov (United States)

    2010-01-01

    ... review will cause undue harm to a party or the public. (2) If the motion is granted, the Judge or... Law Judge at the hearing. 2423.31 Section 2423.31 Administrative Personnel FEDERAL LABOR RELATIONS AUTHORITY, GENERAL COUNSEL OF THE FEDERAL LABOR RELATIONS AUTHORITY AND FEDERAL SERVICE IMPASSES PANEL...

  14. 76 FR 70529 - Designation of Administrative Judges and Delegation of Authority

    Science.gov (United States)

    2011-11-14

    ... Administrative Judges for all matters within the ODRA's jurisdiction and hereby delegate authority to the ODRA... Federal Aviation Administration Designation of Administrative Judges and Delegation of Authority AGENCY... matters within the ODRA's jurisdiction; and delegated authority to the ODRA that supersedes and replaces...

  15. 12 CFR 747.5 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Authority of the administrative law judge. 747... UNIONS ADMINISTRATIVE ACTIONS, ADJUDICATIVE HEARINGS, RULES OF PRACTICE AND PROCEDURE, AND INVESTIGATIONS Uniform Rules of Practice and Procedure § 747.5 Authority of the administrative law judge. (a)...

  16. 20 CFR 498.204 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-04-01

    ... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Authority of the administrative law judge..., ASSESSMENTS AND RECOMMENDED EXCLUSIONS § 498.204 Authority of the administrative law judge. (a) The ALJ will... proceeding is made. (b) The ALJ has the authority to: (1) Set and change the date, time, and place of...

  17. 33 CFR 148.236 - What authority does an Administrative Law Judge (ALJ) have?

    Science.gov (United States)

    2010-07-01

    ... Formal Hearings § 148.236 What authority does an Administrative Law Judge (ALJ) have? When assigned to a... 33 Navigation and Navigable Waters 2 2010-07-01 2010-07-01 false What authority does an Administrative Law Judge (ALJ) have? 148.236 Section 148.236 Navigation and Navigable Waters COAST...

  18. 12 CFR 308.5 - Authority of the administrative law judge.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Authority of the administrative law judge. 308... PRACTICE RULES OF PRACTICE AND PROCEDURE Uniform Rules of Practice and Procedure § 308.5 Authority of the administrative law judge. (a) General rule. All proceedings governed by this part shall be conducted...

  19. 42 CFR 93.506 - Authority of the Administrative Law Judge.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Authority of the Administrative Law Judge. 93.506... Administrative Actions Hearing Process § 93.506 Authority of the Administrative Law Judge. (a) The ALJ assigned... Federal statutes and regulations, Secretarial delegations of authority, and applicable HHS policies...

  20. 5 CFR 2430.13 - Exceptions to Administrative Law Judge's decision; briefs; action of Authority.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Exceptions to Administrative Law Judge's decision; briefs; action of Authority. 2430.13 Section 2430.13 Administrative Personnel FEDERAL LABOR... administrative law judge's decision rendered pursuant to § 2430.12, and action by the Authority, shall be...

  1. 14 CFR 302.208 - Petitions for oral presentation or judge's decision.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Petitions for oral presentation or judge's... TRANSPORTATION (AVIATION PROCEEDINGS) PROCEDURAL REGULATIONS RULES OF PRACTICE IN PROCEEDINGS Rules Applicable to... Applications § 302.208 Petitions for oral presentation or judge's decision. (a) Any person may file a...

  2. Judging Children's Participatory Parity from Social Justice and the Political Ethics of Care Perspectives

    Science.gov (United States)

    Bozalek, Vivienne

    2011-01-01

    This article proposes a model for judging children's participatory parity in different social spaces. The notion of participatory parity originates in Nancy Fraser's normative theory for social justice, where it concerns the participatory status of adults. What, then, constitutes participatory parity for children? How should we judge the extent to…

  3. 29 CFR 2570.68 - Decision of the administrative law judge.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 9 2010-07-01 2010-07-01 false Decision of the administrative law judge. 2570.68 Section 2570.68 Labor Regulations Relating to Labor (Continued) EMPLOYEE BENEFITS SECURITY ADMINISTRATION... Civil Penalties Under ERISA Section 502(c)(2) § 2570.68 Decision of the administrative law judge....

  4. So You're Planning a Science Fair: Comments from a Judge

    Science.gov (United States)

    Riechard, Donald E.

    1976-01-01

    After judging and evaluating four science fairs during a two week period, the author moved to put down some thoughts and suggestions. His comments fell into three major categories: 1) purposes of science fairs, 2) types of science fair projects, and 3) judging the projects. (Author/RK)

  5. Who decides? The decision-making process of juvenile judges concerning minors with mental disorders.

    Science.gov (United States)

    Cappon, Leen

    2016-01-01

    Previous research on juvenile judges' decision-making process has neglected the role of the different actors involved in judicial procedures. The decision can be considered as a result of information exchange between the different actors involved. The process of making a decision is equally important as the decision itself, especially when the decision considers minors with mental disorders. The presence and the type of interaction determine the information available to the juvenile judges to make their final decision. The overall aim of this study is to gain insight into the role of all actors, including the juvenile judge, in the juvenile judge's decision-making process in cases relating to minors with mental disorders. Semi-structured interviews were carried out with professional actors (n=32), minors (n=31) and parents (n=17). The findings indicated that the judge's decision is overall the result of an interaction between the juvenile judge, the social services investigator and the youth psychiatrist. The other professional actors, the minors and the parents had only a limited role in the decision-making process. The research concludes that the judge's decision-making process should be based on dialogue, and requires enhanced collaboration between the juvenile court and youth psychiatrists from mental health services. Future decision-making research should pay more attention to the interactions of the actors that guide a juvenile judge's decision.

  6. Judging Children's Participatory Parity from Social Justice and the Political Ethics of Care Perspectives

    Science.gov (United States)

    Bozalek, Vivienne

    2011-01-01

    This article proposes a model for judging children's participatory parity in different social spaces. The notion of participatory parity originates in Nancy Fraser's normative theory for social justice, where it concerns the participatory status of adults. What, then, constitutes participatory parity for children? How should we judge the extent to…

  7. 31 CFR 501.742 - Secretary's designee's consideration of decisions by Administrative Law Judges.

    Science.gov (United States)

    2010-07-01

    ....742 Secretary's designee's consideration of decisions by Administrative Law Judges. (a) Scope of... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Secretary's designee's consideration of decisions by Administrative Law Judges. 501.742 Section 501.742 Money and Finance:...

  8. A Semi-Parametric Bayesian Mixture Modeling Approach for the Analysis of Judge Mediated Data

    Science.gov (United States)

    Muckle, Timothy Joseph

    2010-01-01

    Existing methods for the analysis of ordinal-level data arising from judge ratings, such as the Multi-Facet Rasch model (MFRM, or the so-called Facets model) have been widely used in assessment in order to render fair examinee ability estimates in situations where the judges vary in their behavior or severity. However, this model makes certain…

  9. An economic approach on countering the misuse of the right to challenge judges : an experiment

    NARCIS (Netherlands)

    Sonnemans, Joep; van Dijk, Frans; Donders, Bart; Bauw, Eddy

    2016-01-01

    Parties can challenge a judge (request a recusal) when they have reasons to believe that a judge is not impartial. In practice this procedure is sometimes abused by lawyers who, for example, want to delay proceedings. Countries have taken different measures to deter the improper use of the procedure

  10. 28 CFR 68.52 - Final order of the Administrative Law Judge.

    Science.gov (United States)

    2010-07-01

    ... Judge's consideration, the filing party shall submit to the Administrative Law Judge a copy of the... occurred on or after March 15, 1999. In determining the amount of the penalty, due consideration shall be... substantially justified or special circumstances make the award unjust. (d) Contents of final order with...

  11. 5 CFR 2423.24 - Powers and duties of the Administrative Law Judge during prehearing proceedings.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Powers and duties of the Administrative Law Judge during prehearing proceedings. 2423.24 Section 2423.24 Administrative Personnel FEDERAL... Administrative Law Judge shall regulate the course and scheduling of prehearing matters, including...

  12. 75 FR 52429 - Guaranteed Single Family Housing Loans

    Science.gov (United States)

    2010-08-26

    ... 24th, 2010. FOR FURTHER INFORMATION CONTACT: Stuart Walden, Senior Loan Specialist, Section 502....walden@wdc.usda.gov . SUPPLEMENTARY INFORMATION: Classification This final rule has been determined to...

  13. 42 CFR 60.33 - Making a HEAL loan.

    Science.gov (United States)

    2010-10-01

    ... make a HEAL loan in an amount that exceeds the permissible annual and aggregate maximums described in... evidenced by a promissory note containing any deviation from the provisions of the form most...

  14. 7 CFR 1710.106 - Uses of loan funds.

    Science.gov (United States)

    2010-01-01

    ... by RUS. (5) Certain costs incurred in demand side management, energy conservation programs and on and... of the consumer, except qualifying items included in a loan for demand side management or...

  15. 7 CFR 1980.490 - Business and industry buydown loans.

    Science.gov (United States)

    2010-01-01

    ... reforestation. (iii) The growing of mushrooms or hydroponics. (4) Recreation and tourism. Loans may be guaranteed for tourist or recreation facilities except for hotels, motels, bed and breakfasts, race...

  16. U.S. Overseas Loans and Grants (Greenbook)

    Data.gov (United States)

    US Agency for International Development — This dataset is used to produce the "U.S. Overseas Loans and Grants" publication, known as the "Greenbook". The annual report to Congress on U.S foreign assistance...

  17. effects of the subsidized students' loan on university enrolment in ...

    African Journals Online (AJOL)

    User

    2School of Economics, Universiti Kebangsaan Malaysia, Malaysia ... for example additional policies aimed at improving the students' loan scheme will have positive impact on both accessibility ... versity graduate was estimated at 2,900 New.

  18. DEVELOPMENT OF THE AGRICULTURAL SECTOR FROM MOLDOVA THROUGH AGRICULTURE LOANS

    Directory of Open Access Journals (Sweden)

    Aliona SARGO

    2013-01-01

    Full Text Available Financial institutions present on the market become more attentive when they have to give loans to the agriculture sector. The lack of necessary guarantees the low profit registered in agricultural district, economy instability and other things had and continue to have a negative impact on the evolution of agricultural sector, this being seen as one with a high level of risk. Commercial banks use less own funds for lending to agriculture and especially when the loans are guaranteed from various funds, programs or foreign donor agencies. Farmers find it difficult to bank loans because of collateral amount required is too high. However, commercial banks in Moldova provide agricultural loans, thus increasing the economic efficiency of agriculture.

  19. 'Language Development' or 'Language Corruption': A Case of Loan ...

    African Journals Online (AJOL)

    Riette Ruthven

    second section analyses the justification by the editors of ISN for lemmatising ..... seem to accept loan-words much more easily than the older generation'. .... One enduring value of such a computer-generated file for lexicography is, theo-.

  20. 7 CFR 1779.25 - Ineligible loan purposes.

    Science.gov (United States)

    2010-01-01

    .... Loan funds may not be used to finance: (a) Facilities which are not modest in size, design, and cost... project costs normally provided by a business or industrial user, such as wastewater pretreatment; (f...

  1. 7 CFR 1718.103 - Loan contract provisions.

    Science.gov (United States)

    2010-01-01

    ... financial statements; notice of defaults; notice of litigation; notice of orders or other directives... concurrently by RUS and another secured lender; (e) The method for making scheduled payments on the loan;...

  2. Determinant of asymmetric risks in Nigerian loan market: any ...

    African Journals Online (AJOL)

    Bank lending in Nigeria was dominated by the presence of asymmetric information, a wedge to financial intermediation. ... probability by borrowers and the extent to which borrowers were fully informed about the cost implications of their loans ...

  3. 26 CFR 1.7872-5T - Exempted loans (temporary).

    Science.gov (United States)

    2010-04-01

    ... conditions and which are consistent with the lender's customary business practice; (2) Accounts or... business, to an insured, under a loan right contained in a life insurance policy and in which the cash...

  4. Effect of User’s Judging Power on the Recommendation Performance

    Directory of Open Access Journals (Sweden)

    Li-Yu Mao

    2013-07-01

    Full Text Available In most B2Cs, such as 5-star Amazon, users’ rating capability is nonhomogeneous, which make it necessary to distinguish different users' profiles. Besides, recommender systems sometimes overlook differences among users’ judging power and simply recommend for the target users based on the preferences of his/her neighbors, leading to unsatisfactory recommendation performances. In this paper, we firstly propose a natural extension of the YZLM algorithm to get users’ judging power. Then we equally divide the users into some groups so that the intra-group users have close judging power. Through experiments on three benchmark datasets, namely MovieLens, Netflix and Amazon, we can find the interesting phenomenon which indicates a positive correlation between groups’ judging power and group’s recommendation performance. By analyzing this phenomenon in detail, we put forward some guidance to improve recommendation algorithm according to different users' judging power.

  5. Setting up Individual Loan Facilities for University Students

    Institute of Scientific and Technical Information of China (English)

    XueYong; ZhaoBaohua; DavidKelly

    2004-01-01

    The Chinese state must slash its direct financial allocations to universities and the latter must perform their operations using the annual revenue of tuition fees collected directly from enrolled students. In the same time, state allocations originally earmarked for the campus might be employed to set up a complete loan system to serve students so that each of all qualified enrollees can enjoy an interest-free loan. Students are to be al-

  6. LOAN TRANSLATION AS MEANS OF EXPRESSING E-COMMERCE TERMINOLOGY

    OpenAIRE

    Mariana Coancă

    2011-01-01

    In this paper we present an analysis of the Romanian e-commerce terminology, taking into consideration that the English language has had a major role in the linguistic globalization of the specialized languages. Therefore, e-commerce does not make an exception because its terminology is used worldwide and, concerning the Romanian e-commerce terms, we distinguished both the use of partial loan translations and full loan translations which make up fixed collocations, as special means of express...

  7. 12 CFR 225.44 - Reporting of stock loans.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Reporting of stock loans. 225.44 Section 225.44... § 225.44 Reporting of stock loans. (a) Requirements. (1) Any foreign bank or affiliate of a foreign bank... involves a person or group of persons that has been the owner or owners of record of the stock for a...

  8. An analysis of loan default determinants: the Spanish case

    OpenAIRE

    Climent Serrano, Salvador; Pavía Miralles, José Manuel

    2014-01-01

    The Spanish financial system is experiencing a very turbulent economic period in which loan defaults has lived an unprecedented increasing period, going from being less than 1% in 2004 to levels of above 13% in 2013. The impact of this, along with other circumstances, has led to the greatest financial restructuring ever made to date in Spain, with important macroeconomic and microeconomic consequences. This paper studies the determinants of delinquency (loan default) in Spanish credit institu...

  9. Is the corporate loan market globally integrated? a pricing puzzle

    OpenAIRE

    Carey, Mark S.; Gregory P. Nini

    2004-01-01

    We offer evidence that interest rate spreads on syndicated loans to corporate borrowers are economically significantly smaller in Europe than in the U.S., other things equal. Differences in borrower, loan and lender characteristics associated with equilibrium mechanisms suggested in the literature do not appear to explain the phenomenon. Borrowers overwhelmingly issue in their natural home market and bank portfolios display significant home "bias." This may explain why pricing discrepancies a...

  10. A Document Imaging Technique for Implementing Electronic Loan Approval Process

    Directory of Open Access Journals (Sweden)

    J. Manikandan

    2015-04-01

    Full Text Available The image processing is one of the leading technologies of computer applications. Image processing is a type of signal processing, the input for image processor is an image or video frame and the output will be an image or subset of image [1]. Computer graphics and computer vision process uses an image processing techniques. Image processing systems are used in various environments like medical fields, computer-aided design (CAD, research fields, crime investigation fields and military fields. In this paper, we proposed a document image processing technique, for establishing electronic loan approval process (E-LAP [2]. Loan approval process has been tedious process, the E-LAP system attempts to reduce the complexity of loan approval process. Customers have to login to fill the loan application form online with all details and submit the form. The loan department then processes the submitted form and then sends an acknowledgement mail via the E-LAP to the requested customer with the details about list of documents required for the loan approval process [3]. The approaching customer can upload the scanned copies of all required documents. All this interaction between customer and bank take place using an E-LAP system.

  11. 25 CFR 103.27 - Can the borrower get help preparing its loan application or putting its loan funds to use?

    Science.gov (United States)

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Can the borrower get help preparing its loan application or putting its loan funds to use? 103.27 Section 103.27 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT... Relating to Borrowers § 103.27 Can the borrower get help preparing its loan application or putting its...

  12. Service-linked scholarships, loans, and loan repayment programs for nurses in the southeast.

    Science.gov (United States)

    Thaker, Samir I; Pathman, Donald E; Mark, Barbara A; Ricketts, Thomas C

    2008-01-01

    A variety of public and private programs provide financial support for the costs of nurses' training in exchange for service commitments to work in rural, underserved, and other needy areas. Little is known about the number, size, and operations of these support-for-service programs for nurses. We identified and in this article describe such programs in eight southeastern states. Eligible programs were those that in 2004 paid for all or a portion of nurses' education costs in exchange for a period of clinical nursing service within one or more of the eight targeted states. Programs obligating nurses to a specific hospital, practice, or community or to teaching roles were excluded. Programs were identified through available compendia, online searches, and telephone contacts with program directors, nursing school administrators, and state officials. Additional data on eligible programs were gathered through telephone interviews and questionnaires mailed to program staff and from publicly available documents. Data were double coded, and qualitative and quantitative analyses were conducted. Twenty-four nursing support-for-service programs met our eligibility criteria in the eight-state region: nine scholarship programs; six loan repayment programs; five service-cancelable loan programs; two loan interest rate reduction programs; and two direct incentive programs. These programs had fiscal year 2004 budgets totaling approximately $28.8-31.8 million; collectively, they received approximately 11,700 applications from nurses, signed approximately 8,300 contracts, and had a combined field strength of approximately 4,900 nurses working to fulfill their program obligations. Individual states offered between zero and five eligible programs each. Support-for-service programs are a substantial component of federal and state nursing workforce distribution efforts in the Southeast. Future research should identify and describe these programs for other regions, measure outcomes, and

  13. 78 FR 53433 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

    Science.gov (United States)

    2013-08-29

    ... Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education Loan... June 30, 2014, for certain loans made under the Federal Family Education Loan (FFEL) ] Program prior to... Family Education Loan (FFEL) Program, including Federal Subsidized and Unsubsidized Stafford...

  14. Student Loan Programs. Senate Hearing Before the Committee on Appropriations. Fiscal Year 1976. 94th Congress, First Session. Special Hearing.

    Science.gov (United States)

    Congress of the U.S., Washington, DC. Senate Committee on Appropriations.

    This 1976 Senate Hearing before the Appropriations Committee is concerned with student loans. Issues discussed are: (1) student loan programs; (2) educational loans to middle-income families; (3) default rate on bank loans; (4) HELP grant loan; (5) views of the Financial Aid Officers Panel; (6) proprietary career schools; (7) consumer protection;…

  15. Performance Analysis of Foreign Loans in Directorate General of Highways Ministry of Public Works

    Directory of Open Access Journals (Sweden)

    Yunik Eva Sarlina

    2016-05-01

    Full Text Available Provision of road infrastructure does, efficiently and effectively, have an effect on economy increase in a region. The limited ability of the government in the provision of funding for the road infrastructure requires the handling on the organizers of the roads, it also needs efforts to look for funding resources outside the APBN as a resource of funds for foreign loans. This study aims to know the process of foreign loans, the characteristics of each foreign loan, and the loan implementation performance in Directorate General of Highways, Ministry of Public Works. The research was using the qualitative descriptive methods focusing on thorough depiction of form, function, and meaning of prohibition; data collection was done by collecting the entire loan process from the preparation phase to the implementation phase through interviewing and documentation literature. The document consists of the loan agreement document, documents monthly reports and annual reports, lender regulations, legal regulations of the Republic of Indonesia, photo documentation and archives. The result showed that the scoring of performance, multilateral loan is better than bilateral loan. This is evidenced by higher score for multilateral loan than bilateral loan. Particularly in terms of regulations, the multilateral loan having score 15, it was because the lender adjusts by existing regulations in Indonesia, while bilateral loan having score 13. Furthermore, from the aspect of financial benefits, bilateral loan have score of 41 and is more advantageous than the multilateral loan which score is 29.

  16. Judges' views of child sexual abuse: evaluating beliefs against research findings in a Finnish sample.

    Science.gov (United States)

    Korkman, Julia; Svanbäck, Jatta; Finnilä, Katarina; Santtila, Pekka

    2014-10-01

    Beliefs impact our decision-making and different professionals have been shown to have beliefs about child sexual abuse (CSA) that do not coincide with scientific findings. In the present study, judges' beliefs regarding CSA were explored. Finnish judges (N = 104) answered a questionnaire about CSA related issues as well as questions regarding their professional experience of CSA cases. The judges held both correct and incorrect beliefs; while their CSA prevalence estimates were rather well in line with research findings, half of the participants estimated that no professionals use suggestive methods when interviewing children and more than 40% thought suggestive methods can be useful when trying to get a child to tell about real events. Judges correctly assumed symptoms cannot be used to assess a CSA case, however, the majority thought play observations were appropriate means for evaluating such suspicions. Experience seemed to lead to more confidence in their own expertise but not in an actual increase in knowledge, namely, judges thought themselves more expert when more experienced although their expertise as measured by the questionnaire did not improve. Overall, the judges had both correct and erroneous beliefs but while experience did not improve the situation, gaining information about CSA did. More research about the beliefs of judges and how such beliefs impact legal decision-making is needed.

  17. Loan and nonloan flows in the Australian interbank network

    Science.gov (United States)

    Sokolov, Andrey; Webster, Rachel; Melatos, Andrew; Kieu, Tien

    2012-05-01

    High-value transactions between banks in Australia are settled in the Reserve Bank Information and Transfer System (RITS) administered by the Reserve Bank of Australia. RITS operates on a real-time gross settlement (RTGS) basis and settles payments and transfers sourced from the SWIFT payment delivery system, the Austraclear securities settlement system, and the interbank transactions entered directly into RITS. In this paper, we analyse a dataset received from the Reserve Bank of Australia that includes all interbank transactions settled in RITS on an RTGS basis during five consecutive weekdays from 19 February 2007 inclusive, a week of relatively quiescent market conditions. The source, destination, and value of each transaction are known, which allows us to separate overnight loans from other transactions (nonloans) and reconstruct monetary flows between banks for every day in our sample. We conduct a novel analysis of the flow stability and examine the connection between loan and nonloan flows. Our aim is to understand the underlying causal mechanism connecting loan and nonloan flows. We find that the imbalances in the banks' exchange settlement funds resulting from the daily flows of nonloan transactions are almost exactly counterbalanced by the flows of overnight loans. The correlation coefficient between loan and nonloan imbalances is about -0.9 on most days. Some flows that persist over two consecutive days can be highly variable, but overall the flows are moderately stable in value. The nonloan network is characterised by a large fraction of persistent flows, whereas only half of the flows persist over any two consecutive days in the loan network. Moreover, we observe an unusual degree of coherence between persistent loan flow values on Tuesday and Wednesday. We probe static topological properties of the Australian interbank network and find them consistent with those observed in other countries.

  18. A Method for Judging Decay or Growth of the Magnetic Field of Pulsar

    Indian Academy of Sciences (India)

    Lin-Sen Li

    2009-09-01

    This paper provides a method for judging growth or decay of the magnetic field of pulsar by using pulse period , or frequency , and its first and second derivatives $\\dot{P}$, $\\ddot{P}$ or $\\dot{v}$, $\\ddot{v}$. The author uses this method to judge the growth or decay of the magnetic field of Crab pulsar. The judged result for Crab pulsar is that the magnetic field of Crab pulsar is growing now, but it is not decaying. The result corresponds with the actual case of Crab pulsar.

  19. "Am I Famous Yet?" Judging Scholarly Merit in Psychological Science: An Introduction.

    Science.gov (United States)

    Sternberg, Robert J

    2016-11-01

    The purpose of this symposium is to consider new ways of judging merit in academia, especially with respect to research in psychological science. First, I discuss the importance of merit-based evaluation and the purpose of this symposium. Next, I review some previous ideas about judging merit-especially creative merit-and I describe some of the main criteria used by institutions today for judging the quality of research in psychological science. Finally, I suggest a new criterion that institutions and individuals might use and draw some conclusions. © The Author(s) 2016.

  20. 13 CFR 123.507 - Under what circumstances will SBA consider waiving the $2 million loan limit?

    Science.gov (United States)

    2010-01-01

    ... BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Military Reservist Economic Injury Disaster Loans § 123.507... military conflict, and a loan in excess of $2 million is necessary to reopen or keep open the...