WorldWideScience

Sample records for eventualmente retirables como

  1. Opportunities for the operation of the Comision Federal de Electricidad`s fossil fuel power plant stations eventually to be retired as cogeneration units; Oportunidades de operar las centrales termoelectricas de la Comision Federal de Electricidad, eventualmente retirables como unidades de cogeneracion

    Energy Technology Data Exchange (ETDEWEB)

    Buendia Dominguez, E. H. [Instituto de Investigaciones Electricas, Cuernavaca (Mexico); Merlos Rueda, R. M. [Programa de Ahorro de Energia para el Sector Electrico, Mexico, D. F. (Mexico)

    1995-12-31

    The Programa de Ahorro de Energia para el Sector Electrico (PAESE) (Program for Energy Conservation for the Electric Sector) in collaboration with the Instituto de Investigaciones Electricas (IIE), decided to evaluate technically and economically the possibilities of operating the Comision Federal de Electricidad`s Thermoelectric Power Stations (TPS), eventually to be retired as cogeneration units in supplying thermal energy to industry. The study was focussed to the Monterrey and San Jeronimo Power Stations, determining in a first stage, the optimum radius for handling and transporting steam and/or hot water and so to define the industries that potentially could obtain heat energy from the TPS, in this stage the thermal needs of the evaluated industries were determined (pressure, temperature and flow). In a second stage, the different arrangements to be made to operate the selected TPS, so as to be in position of satisfying such thermal energy demands were evaluated. This paper presents the results of this study. [Espanol] El Programa de Ahorro de Energia para el Sector Electrico (PAESE), en colaboracion con el Instituto de Investigaciones Electricas, decidieron evaluar tecnica y economicamente las posibilidades de operar las centrales termoelectricas (CT`s) de la Comision Federal de Electricidad, eventualmente retirables, como unidades de cogeneracion al ofrecer calor a la industria. El estudio se enfoco en las centrales de Monterrey y San Jeronimo, determinado en una primera etapa el radio optimo para el manejo y transporte de vapor y/o agua caliente y asi definir a las industrias que potencialmente podrian recibir calor de las CT`s, en esta etapa se determinaron las necesidades termicas de las industrias evaluadas (presion, temperatura y flujo). En una segunda etapa se evaluo los diferentes arreglos para operar las CT`s seleccionadas para que pudieran satisfacer dichas demandas termicas. En este trabajo se presentaron los resultados de dicho estudio.

  2. Will Early Retirement Retire Early?

    Science.gov (United States)

    Walker, James W.

    1976-01-01

    Management should recognize and consider both the advantages of early retirement programs and the countervailing forces of financial conditions, individual attitudes, and age discrimination laws. (Available from American Management Associations, Subscription Services, Box 319, Saranac Lake, NY 12983; $15.00 annually) (Author/MLF)

  3. Integrating Retirement Models

    OpenAIRE

    Gustman, Alan L.; Thomas Steinmeier

    2009-01-01

    This paper advances the specification and estimation of models of retirement and saving in two earner families. The complications introduced by the interaction of retirement decisions by husbands and wives have led researchers to adopt a number of simplifications to increase the feasibility of estimating family retirement models. Our model relaxes these restrictions. It includes the extended choice set created when each spouse makes an independent retirement decision. It also includes the ful...

  4. When Priests Retire.

    Science.gov (United States)

    Kaiser, Marvin A.; And Others

    1982-01-01

    A conceptual framework for analyzing later life adjustment was used to study retired diocesan priests (N=27). Access to and utilization of opportunities for continuing earlier life patterns had significant impact upon the retirement adjustment of priests. The data, collected by means of intensive interviews, resulted in three retirement patterns.…

  5. Educational Mismatch and Retirement

    Science.gov (United States)

    Bender, Keith A.; Heywood, John S.

    2017-01-01

    Using a panel data set of scientists in the US, we examine the hypothesis that workers in jobs poorly matched to their education are more likely to retire. In pooled estimates, we confirm that the mismatched are more likely to retire and that among retirees, the mismatched retire at younger ages. Hazard function estimates also support the…

  6. Married women's retirement behavior.

    Science.gov (United States)

    Pozzebon, S; Mitchell, O S

    1989-01-01

    The Longitudinal Retirement Survey, a panel study conducted by the US Social Security Administration in 1969-79 of married women who were private sector workers in 1969 and had employed husbands, allows for the empirical analysis of the economic and family determinants of women's retirement behavior. This study tested a life cycle model of women's retirement behavior. This study tested a life cycle model of women's retirement decisions. In the sample of 139 women who were followed for 10 years, the average age at retirement was 62 years (compared with 64 years for males). 67% of the respondents retired prior to or at the same time as their husbands. The model incorporated 3 types of explanatory factors: measures of income opportunities, measures of retirement or years away from the labor force, and family responsibility measures. Evidence from the regression model suggests that a working wife's retirement decision is most strongly influenced by the husband's income, his health status, and the difference in age between the spouses. The increase in the wife's discounted income stream if she defers retirement to age 65 years has a stronger substitution than income effect, but the coefficient is not significant. Logit models, which can explicitly incorporate income and leisure information relevant to each retirement date, further confirm the greater impact of family responsibilities that economic opportunities on married women's retirement decisions. Married women seem to value nonwork years highly, especially if their spouse is older than they, but will defer retirement if their husband is in poor health. On the other hand, women's retirement choices are not affected by whether the husband is retired or the presence of dependent children. These findings contrast sharply with research indicating that economic opportunities are the predominant determinants of men's retirement decisions.

  7. 78 FR 33911 - Phased Retirement

    Science.gov (United States)

    2013-06-05

    ... making an election of phased retirement, the procedures for electing phased retirement, the requirements... return to regular employment status, the effective date of the decision to end phased retirement, and... retirement contributions and Social Security old-age benefits, the phased retirement annuity equals (1) the...

  8. Adjustment to Retirement

    NARCIS (Netherlands)

    van Solinge, H.; Krauss Withbourne, S.

    2016-01-01

    Retirement is an important life course event that marks the start of a new life stage in which work is no longer dominant. Thus, employees have to adjust to the significant life changes that accompany the transition and seek to achieve psychological comfort with their retirement life. This entry

  9. [Adjustment to retirement].

    Science.gov (United States)

    Goewie, R

    1979-02-01

    Rather frequently a person's commitment to his work is taken as one of the factors that thwart his adaptation to retirement. However, research has pointed out that people of different socio-economic classes do not in the same degree commit themselves to their work. Moreover a strong commitment to work does not necessarily lead to a negative attitude towards retirement, nor does a loose tie to one's work always lead to a positive attitude towards retirement. Factors that are more important to facilitate adaptation to retirement, are: to have sufficient means of subsistence, satisfying relationships, a good health, and the possibility to lead an active life. These requirements will be more frequently met with people of the higher and middle occupational level than with those of the lower level. Therefore, the former may be expected to show a better adaptation to retirement.

  10. Retirement Applicant Satisfaction Survey Results

    Data.gov (United States)

    Social Security Administration — This dataset contains information about the Retirement Applicant Survey (RAS). The survey measured satisfaction results with the retirement application process. The...

  11. From early retirement to working beyond retirement

    NARCIS (Netherlands)

    Wind, A. de

    2016-01-01

    Many developed countries are confronted with ageing populations, due to the increase in life expectancy and long-term decline in fertility rates. As a consequence, the ratio of the retired elderly to the active working population increases. This puts a pressure on the social security system, and

  12. Retirement routes and economic incentives to retire

    DEFF Research Database (Denmark)

    Rasmussen, Martin

    We estimate the effect of benefit rates on individuals’ retirement behaviour. Compared to most other studies in the field, the characterising feature of this paper is to use a cross-country panel data set of individuals (the European Community Household Panel, ECHP) to estimate economic effects a...

  13. Retirement Information Center Blog

    Data.gov (United States)

    Office of Personnel Management — A place for the U.S. Office of Personnel Management (OPM) to share information about retirement benefits for new, prospective, and current Federal employees, as well...

  14. Employment Trajectories Beyond Retirement.

    Science.gov (United States)

    Burkert, Carola; Hochfellner, Daniela

    2017-01-01

    Within the political and academic debate on working longer, post-retirement employment is discussed as an alternative to maintain older workers in the labor market. Our article enhances this discussion by studying determinants of transitions into post-retirement jobs within differing work environments of birth cohorts 1940-1942. We estimate proportional subhazard models accounting for competing risks using unique German social security data linked to pension accounts. Our findings suggest that individuals' preferences to take up post-retirement jobs are not mutually exclusive. Our study provides evidence that taking up post-retirement jobs is related to seeking financial security, continuity, and work ability, suggesting that public policy has to develop target-oriented support through a public policy mix of different measures aligned to the different peer groups in the labor market.

  15. Progressive Retirement Programme

    CERN Multimedia

    HR Department

    2007-01-01

    Following discussion at the Standing Concertation Committee at its meeting on 30 January 2007, the Director-General has approved the extension of the Progressive Retirement Programme with effect from 1 April 2007 until 31 March 2008. Human Resources Department Tel. 74484/74128

  16. Professor Kalkman retires

    NARCIS (Netherlands)

    Baas, Pieter

    1991-01-01

    On 13 December 1990 Prof. Dr. Cornelis (Kees) Kalkman retired from the positions of Professor of Plant Systematics and Scientific Director of the Rijksherbarium/ Hortus Botanicus by presenting his valedictory lecture to the academic community of Leiden University and the assembled Dutch Botanical

  17. Health Shocks and Retirement:

    DEFF Research Database (Denmark)

    Datta Gupta, Nabanita; Larsen, Mona

    of elderly male workers by 8% in Denmark and that this increase in the baseline retirement probability is not affected by eligibility to early exit programs and persist even after accounting for selection due to take-up of disability pension. Neither is it affected by the relatively long duration of sickness...

  18. Claus Madsen Retires

    Science.gov (United States)

    de Zeeuw, T.; Walsh, J.

    2016-12-01

    Claus Madsen began at ESO as a photographer in 1980 and recently retired as senior advisor on international relations. During his career he authored several books, the most notable being a history of ESO from the late 1980s to the 50th anniversary in 2012. A brief appreciation of his career is presented.

  19. Mental retirement and schooling

    DEFF Research Database (Denmark)

    Bingley, Paul; Martinello, Alessandro

    2013-01-01

    We assess the validity of differences in eligibility ages for early and old age pension benefits as instruments for estimating the effect of retirement on cognitive functioning. Because differences in eligibility ages across country and gender are correlated with differences in years of schooling...... of the “mental retirement” effects which have recently been found...

  20. Survival After Retirement.

    Science.gov (United States)

    Holloway, Clark; Youngblood, Stuart A.

    1986-01-01

    Examined survival rates after retirement in a large corporation. A regression analysis was performed to control for age, sex, job status, and type of work differences that may influence longevity. Short-term suvivors seemed to undergo a different adjustment process than long-term survivors. (Author/ABL)

  1. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2009-01-01

    The Human Resources Department is organizing a preparation for retirement seminar, which will take place on the afternoons of the 11, 13, 25 and 27 November 2009. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned and the limited capacity of the main auditorium, you are requested to register in advance via ...

  2. Preparation for Retirement Seminar

    CERN Document Server

    HR Department

    2009-01-01

    The Human Resources Department is organizing a preparation for retirement seminar, which will take place in the afternoons of 11, 13, 25 and 27 November 2009. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to the availability of places. Registration: In view of the number of people concerned and the limited capacity of the Main Auditorium, you are requested to register in advance via Ind...

  3. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2009-01-01

    The Human Resources Department is organizing a preparation for retirement seminar, which will take place on the afternoons of the 11, 13, 25 and 27 November 2009. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members under the age of 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to the availability of places. Registration: In view of the number of people concerned and the limited capacity of the Main Auditorium, you are requested to register ...

  4. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2009-01-01

    The Human Resources Department is organizing a preparation for retirement seminar, which will take place on the afternoons of the 11, 13, 25 and 27 November 2009. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to the availability of places. Registration: In view of the number of people concerned and the limited capacity of the Main Auditorium, you are requested to register in advance ...

  5. Retirement Choice 2015

    Science.gov (United States)

    2015-11-01

    3 Here, we update that work for those making the retirement choice in 2015. We start by describing the $30,000 bonus as an early , partial cash-out...so we err on the side of caution and use an overall life expectancy of 79 years for military retirees. In a later section, we explore what happens...Ensure that all affected Marines receive appropriate counseling about this choice .  Certify that Marines electing REDUX/bonus are recommended and

  6. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2007-01-01

    The Department of Human Resources is organising a preparation for retirement seminar which will take place on the four successive afternoons of 2 to 5 October 2007. Similar seminars in the past have always proved highly successful. Retirement marks the end of one’s working life and the start of a new period of life. This period of transition and change is experienced differently from one individual to another. In any case, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above as well as those who have retired during the year have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned and the limited capacity of th...

  7. Retirement as Meaningful: Positive Retirement Stereotypes Associated with Longevity

    Science.gov (United States)

    Ng, Reuben; Allore, Heather G.; Monin, Joan K.; Levy, Becca R.

    2016-01-01

    Studies examining the association between retirement and health have produced mixed results. This may be due to previous studies treating retirement as merely a change in job status rather than a transition associated with stereotypes or societal beliefs (e.g., retirement is a time of mental decline or retirement is a time of growth). To examine whether these stereotypes are associated with health, we studied retirement stereotypes and survival over a 23-year period among 1,011 older adults. As predicted by stereotype embodiment theory, it was found that positive stereotypes about physical health during retirement showed a survival advantage of 4.5 years (hazard ratio = 0.88, p = .022) and positive stereotypes about mental health during retirement tended to show a survival advantage of 2.5 years (hazard ratio = 0.87, p = .034). Models adjusted for relevant covariates such as age, gender, race, employment status, functional health, and self-rated health. These results suggest that retirement preparation could benefit from considering retirement stereotypes. PMID:27346893

  8. The XWHO directory retires

    CERN Multimedia

    CERN Bulletin

    2011-01-01

    On 11 May a new web-based phonebook will take over from the 16-year old XWHO directory. It will provide access to basic contact information for people and services at CERN. A user-friendly interface will allow you to look for people and services using criteria such as first or last name, organisational unit and phone number. All requests submitted to the retired XWHO directory will be redirected to the new phonebook.   The new CERN Phonebook's user interface. CERN’s first electronic phonebook was created in 1995. The XWHO directory was first presented in July that year in a CERN Computer Newsletter (CNL) article entitled “Migrating the access to central directory services” by Miguel Marquina and Bernd Pollermann. Since then, it has been used by thousands of people at CERN and around the world looking for contact details of other members of the Organization. The XWHO directory is now retiring and is to be replaced by the new web-based CERN Phonebook. For several month...

  9. PRE-RETIREMENT PROGRAMME

    CERN Multimedia

    2001-01-01

    Special Meeting concerning the TAXATION OF PENSIONS IN FRANCE Following the pre-retirement seminar held at CERN in March 2001, the Human Resources Division and the CERN Pensioners Association (GAC) are organising a special information session on the Taxation of CERN pensions in France The speaker will be S. Agarrat, a barrister specialising in tax law (practising in Lyon) and the meeting will take the form of a general presentation of the subject, followed by a question-and-answer session. This meeting is intended for CERN pensioners residing in France, as well as for staff due to retire from the Organization in 2001/2002. Registration is not necessary. The meeting will take place on Wednesday, 28 November 2001, from 4.30 p.m. to 6.30 p.m., in the Main Auditorium N.B.: Questions concerning the taxation rules applicable to salaries paid by CERN, in particular questions relating to the CRDS tax, will not be dealt with during this meeting.

  10. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2011-01-01

    The Human Resources Department is organizing a Preparation for Retirement Seminar, which will take place on 18 and 21 October 2011 in the afternoon in the Main Auditorium and on 19 October and 15 and 16 November 2011 in the afternoon in the Council Chamber. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members under the age of 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned, you are ...

  11. Preparation for retirement seminar

    CERN Multimedia

    HR Department

      The Human Resources Department is organizing a preparation for retirement seminar, which will take place on the afternoons of the 25 and 27 November 2009. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members under the age of 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to the availability of places. Registration: In view of the number of people concerned and the limited capacity of the Main Auditorium, you are requested to register in advance via Indico. &a...

  12. Preparation for Retirement Seminar

    CERN Multimedia

    HR Department

    2011-01-01

    The Human Resources Department is organizing a Preparation for Retirement Seminar, which will take place on 18 and 21 October 2011 in the afternoon in the Main Auditorium and on 19 October and 15 and 16 November 2011 in the afternoon in the Council Chamber. Similar seminars in the past have always proved highly successful. Retirement marks the end of a person’s working life and the start of a new chapter. This period of transition is experienced differently from one individual to another. In all cases, being well-informed and prepared greatly facilitates the change in lifestyle. We would like to draw your attention to the following information: Staff concerned: All staff members aged 58 and above have been sent a personal invitation to attend. Spouses are welcome. Staff members under the age of 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned, you are r...

  13. Retirement Options to Offer College Faculty.

    Science.gov (United States)

    Felicetti, Daniel A.

    1982-01-01

    Retirement options available to institutions are outlined, including early retirement incentives, phased retirement, facilitating consulting opportunities, travel and outplacement services, maintaining community involvement, annuities, and pensions. Suggestions are made for increasing cost-effectiveness and fitting the options to local…

  14. Retirement Decisions; Incentives and Constraints.

    Science.gov (United States)

    Burkhauser, Richard V.

    Recent studies of retirement have recognized the importance of pension plans and social security on the retirement decisions. A pension system that is neutral with respect to the timing of benefits encourages or discourages the acceptance of these benefits and subsequent job separation at any particular age only to the extent that any asset…

  15. Metaphors for Retirement: Unshackled from Schedules

    Science.gov (United States)

    Sargent, Leisa D.; Bataille, Christine D.; Vough, Heather C.; Lee, Mary Dean

    2011-01-01

    This study uses metaphor analysis to examine the meanings of retirement for a group of 35 retired Canadian executives and managers. Our analysis identified eight metaphors relating to the meanings of retirement. The findings provide us with a range of insights into the experience of retirement, from loss of purpose and identity to liberation from…

  16. Does Stock Market Performance Influence Retirement Intentions?

    Science.gov (United States)

    Goda, Gopi Shah; Shoven, John B.; Slavov, Sita Nataraj

    2012-01-01

    Media reports predicted that the stock market decline in October 2008 would cause changes in retirement intentions, due to declines in retirement assets. We use panel data from the Health and Retirement Study to investigate the relationship between stock market performance and retirement intentions during 1998-2008, a period that includes the…

  17. Preparing for retirement - new seminars

    CERN Multimedia

    Human Resources Department

    2015-01-01

    We would like to take the opportunity to inform you about a new programme related to retirement, organised by the Human Resources Department. Retirement marks the end of a career and the start of a new chapter in life.  In all cases, being well-informed and prepared is necessary to cope successfully with this transition. The programme has been developed for staff members and consists of two seminars: Leaving CERN (half day seminar): short presentations by internal speakers, focusing on what options CERN offers at the end of your career: organised once per year, next session scheduled on 24 November 2015, in the afternoon, enrolment and more information on Indico.   Preparation for retirement (2-day seminar): interactive workshop (in small groups) delivered by external experts, focusing on how to prepare psychologically as well as practically to cope with all the changes retirement brings: organised regularly in 2016, in English or ...

  18. Transitions to Retirement: A Review

    OpenAIRE

    Jeff Borland

    2005-01-01

    This paper presents a conceptual framework for thinking about issues associated with the transition to retirement by older workers, and then reviews available Australian and international empirical evidence and literature on this topic.

  19. Preparing for Time after Retirement.

    Science.gov (United States)

    Fernau, C.

    1983-01-01

    One important area of activities for which retiring workers could be prepared is undoubtedly that which lies in the field of social services in which trade unions everywhere are increasingly engaged. (SSH)

  20. Preparation for retirement seminar

    CERN Multimedia

    HR Department

    2010-01-01

    (Health insurance and wealth and succession planning) During the preparation for retirement seminar in November 2009, the sessions on health insurance in Switzerland and in France unfortunately had to be postponed. Participants in the seminar also expressed interest in an information session on “How to manage your wealth and organize your succession”. The sessions on health insurance will be held on 16 March 2010 and those on managing wealth and succession on 18 March 2010. Programme for Tuesday 16 March 2010 (TH Theory Conference Room, Building 4/3-006): 09:00 Health insurance in Switzerland by Mr. Sandro Breitenstein, Service de l'Assurance Maladie du Canton de Genève 10:00 Coffee break 10:20 Health insurance in France by Mr. Dominique Curtiaud, Caisse Primaire d'Assurance Maladie de l'Ain Programme for Thursday 18 March 2010 (TH Theory Conference Room, Building 4/3-006): 09:00 How to manage your wealth and organize your succession in Switzerland by Mr. Jean-Marc W...

  1. Trusted counsellor retires

    CERN Multimedia

    2006-01-01

    His astute counsel, knowing smile and distinguished eloquence will be missed by many. With a pang of regret, the man himself admits that 'CERN was like a drug for me'. Last week, Jean-Daniel Mandica retired, after 40 years of loyal service. He was the trusted counsellor of every Director of the Administration and Director-General for eighteen years, from 1986 to 2003. Head of the planning unit for the Directorate and the Administration from 1986 to 1996, he was then named Head of the Directorate Services Unit in 1996, a position he held until the end of 2003. Throughout that time, he conducted key tasks for the Organization, such as restructuring the Administration and carrying out audits. His role in the creation of Microcosm and his commitment to CERN's participation in the Universal Exposition at Seville in 1992 contributed in no small part to the spread of the Laboratory's fame. Jean-Daniel Mandica's incomparable knowledge of the Administration, sense of diplomacy and great ability to listen made him a v...

  2. How Do Management Fees Affect Retirement Wealth under Mexico's Personal Retirement Accounts System?

    Science.gov (United States)

    Aguila, Emma; Hurd, Michael D.; Rohwedder, Susann

    2014-01-01

    In 1997, Mexico transformed its pay-as-you-go social security system to a fully funded system with personal retirement accounts, including management fees. This article examines changes in retirement wealth resulting from this new system. It shows that management fees have drained a significant proportion of individuals' retirement wealth and have increased the number of persons claiming a government-subsidized minimum pension, particularly from the time the system was introduced in 1997 until adjustment to management fees in 2008. Since 2008, retirement wealth accumulation has been similar to that of the previous system. En 1997, México transformó su sistema de pensiones basado en cotizaciones individuales a uno de ahorro para el retiro que incluyen cuotas por la administración de las cuentas. El presente estudio examina los cambios en el monto de las pensiones como resultado de la introducción del nuevo sistema. Los resultados muestran que las cuotas de administración han drenado una proporción significativa del ahorro para el retiro de los individuos por lo que ha aumentado el número de personas que solicita la pensión mínima garantizada subsidiada por el gobierno desde que se introdujo el sistema en 1997 hasta que se hicieron ajustes en las cuotas de administración de los fondos de pensiones en 2008. A partir de 2008, la acumulación del ahorro para el retiro ha sido similar que la del sistema anterior. PMID:25601893

  3. How Do Management Fees Affect Retirement Wealth under Mexico's Personal Retirement Accounts System?

    Science.gov (United States)

    Aguila, Emma; Hurd, Michael D; Rohwedder, Susann

    2014-12-01

    In 1997, Mexico transformed its pay-as-you-go social security system to a fully funded system with personal retirement accounts, including management fees. This article examines changes in retirement wealth resulting from this new system. It shows that management fees have drained a significant proportion of individuals' retirement wealth and have increased the number of persons claiming a government-subsidized minimum pension, particularly from the time the system was introduced in 1997 until adjustment to management fees in 2008. Since 2008, retirement wealth accumulation has been similar to that of the previous system. En 1997, México transformó su sistema de pensiones basado en cotizaciones individuales a uno de ahorro para el retiro que incluyen cuotas por la administración de las cuentas. El presente estudio examina los cambios en el monto de las pensiones como resultado de la introducción del nuevo sistema. Los resultados muestran que las cuotas de administración han drenado una proporción significativa del ahorro para el retiro de los individuos por lo que ha aumentado el número de personas que solicita la pensión mínima garantizada subsidiada por el gobierno desde que se introdujo el sistema en 1997 hasta que se hicieron ajustes en las cuotas de administración de los fondos de pensiones en 2008. A partir de 2008, la acumulación del ahorro para el retiro ha sido similar que la del sistema anterior.

  4. Power Plant Retirements: Trends and Possible Drivers

    Energy Technology Data Exchange (ETDEWEB)

    Mills, Andrew D. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Wiser, Ryan H. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Seel, Joachim [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States)

    2017-11-29

    This paper synthesizes available data on historical and planned power plant retirements. Specifically, we present data on historical generation capacity additions and retirements over time, and the types of plants recently retired and planned for retirement. We then present data on the age of plants that have recently retired or that have plans to retire. We also review the characteristics of plants that recently retired or plan to retire vs. those that continue to operate, focusing on plant size, age, heat rate, and SO2 emissions. Finally, we show the level of recent thermal plant retirements on a regional basis and correlate those data with a subset of possible factors that may be contributing to retirement decisions. This basic data synthesis cannot be used to precisely estimate the relative magnitude of retirement drivers. Nor do we explore every possible driver for retirement decisions. Moreover, future retirement decisions may be influenced by different factors than those that have affected past decisions. Nonetheless, it is clear that recently retired plants are relatively old, and that plants with stated planned retirement dates are—on average—no younger. We observe that retired plants are smaller, older, less efficient, and more polluting than operating plants. Based on simple correlation graphics, the strongest predictors of regional retirement differences appear to include SO2 emissions rates (for coal), planning reserve margins (for all thermal units), variations in load growth or contraction (for all thermal units), and the age of older thermal plans (for all thermal units). Additional apparent predictors of regional retirements include the ratio of coal to gas prices and delivered natural gas prices. Other factors appear to have played lesser roles, including the penetration variable renewable energy (VRE), recent non-VRE capacity additions, and whether the region hosts an ISO/RTO.

  5. Frontiers of research on work and retirement.

    Science.gov (United States)

    Ekerdt, David J

    2010-01-01

    The shifting boundary between work and retirement and the always-emergent features of retirement practice create a wide opportunity for scholarship and research. After an overview of the scope of retirement research, this article articulates 4 areas that deserve special attention in the present historical circumstance: studies of the form and timing of retirement exits, the labor market for older workers, the quality of pensions, and the experience of retired life. The field should be wary of prescribing regimes of behavior for late careers and retirement that many people are unsuited to fulfill.

  6. Old European Couples' Retirement Decisions

    DEFF Research Database (Denmark)

    Pozzoli, Dario; Ranzani, Marco

    This study investigates old European couples' retirement choices in order to bridge the gap between the European and the American literature. The typical European family approaching retirement is a dual-earner family: the dataset used in this paper reveals that 78 percent of working males...... correlated with education, age, and health status, together with partner's employment status, partner's education and partner's health status. We also perform a sensitivity analysis in order to check whether the results on the correlation of health status are robust to two alternative measures of health...

  7. Foreign Service Retirement and Disability System

    Data.gov (United States)

    US Agency for International Development — The Foreign Service Retirement and Disability System (FSRDS) is the Foreign Service equivalent to the Civil Service Retirement System (CSRS) as described in 5 U.S.C....

  8. The Meaning of Retirement: Cross-national Patterns and Trends

    OpenAIRE

    Smeeding, Timothy

    1990-01-01

    LIS database is used to demonstrate the complexity of defining 'retirement,' examine the patterns of several definitions of retirement across nations, investigate the impact of retirements on poverty, and look at the variations in retirement across time.

  9. John Knox Village: Community Education and Retired Persons

    Science.gov (United States)

    Sole, Pat; Wilkins, Arthur

    1976-01-01

    Describes a successful cooperative venture between a community college and a retirement complex. Classes are held at the retirement center and teachers are drawn from the retirement complex as well as from the retired community at large. (DC)

  10. Holland's Theory and Retired Teachers.

    Science.gov (United States)

    Wiggins, James D.

    1982-01-01

    Studied retired teachers (N=102) representing five subject areas that were related to the Realistic, Investigative, Artistic, Social, and Conventional Scales of the Vocational Preference Inventory. Results indicated congruence between tested and environmental codes, especially in artistic and conventional areas. (RC)

  11. Lassoing the Determinants of Retirement

    DEFF Research Database (Denmark)

    Kallestrup-Lamb, Malene; Kock, Anders Bredahl; Kristensen, Johannes Tang

    This paper uses Danish register data to explain the retirement decision of workers in 1990 and 1998.Many variables might be conjectured to influence this decision such as demographic, socio-economic, financially and health related variables as well as all the same factors for the spouse in case t...

  12. The employer's perspective on retirement

    NARCIS (Netherlands)

    Henkens, K.; van Dalen, H.P.; Wang, M.

    2013-01-01

    In this chapter we discuss the literature with respect to the role of employers in retirement processes of older workers and provide suggestions for future research. In the first part of this chapter we will review existing theoretical insights regarding the employers’ actions and attitudes toward

  13. A Worry-Free Retirement in Korea: Effectiveness of Retirement Coaching Education

    Science.gov (United States)

    Cho, Hyejin; Suh, Wookyung; Lee, Jiyoung; Jang, Younju; Kim, Minjung

    2016-01-01

    This study investigated a retirement coaching educational program using the mixed method research design. A structured survey was distributed to 48 financial planners who had undergone 50-hour retirement education including retirement coaching. The coaching was conducted in two sessions in 2015. Results revealed that first, the retirement coaching…

  14. Back to School for Retired Baby Boomers

    Science.gov (United States)

    Bumgardner, Stan

    2009-01-01

    Across the nation, schools increasingly are tapping into a vast resource pool--retired educators. The potential effects of the retirement boom--baby boomers reaching retirement age--have been well documented. An April 2009 "New York Times" article estimates that by 2013, more than one-third of the nation's 3.2 million teachers could…

  15. Retirement and Learning: A Longitudinal Qualitative Approach

    Science.gov (United States)

    Tam, Maureen

    2018-01-01

    This paper discusses retirement as a learning process, where learning, be it formal or informal, enables retirees to adjust to the transition from work to retirement. Such discussion is important given the fact that the world population is aging and that more people are retiring in the next few decades. Moreover, people are experiencing an…

  16. The Ever-Changing Meanings of Retirement

    Science.gov (United States)

    McVittie, Chris; Goodall, Karen

    2012-01-01

    Shultz and Wang (April 2011) drew attention to the ways in which understandings of retirement have changed over time, both in terms of the place of retirement in the lives of individuals and in terms of how retirement can no longer usefully be taken to comprise a single defining event. As the authors pointed out, psychological research has…

  17. Intergeneration Transfers and Retiring Farmers

    OpenAIRE

    Caldwell, John; Culver, David

    2007-01-01

    The percentage of farmers who are approaching retirement age is increasing. The census of agriculture shows that in 2001 there were a larger percentage of farmers over 55 years of age than was the case in the previous censuses. The transferring of the assets held by these farmers to the next generation has important policy implications for the structure of Canadian agriculture. It also raises several policy questions for future research. Using data from 2005 Farm Financial Survey this paper e...

  18. Military Retirement: Background and Recent Developments

    Science.gov (United States)

    2016-09-12

    retention. Military retirees, families , and veterans’ service organizations closely monitor potential future changes to the retirement system. When...survivors and the veterans’ service organizations that support them. In addition, there are roughly 6 million to 8 million family members, who...0.3472) produces a monthly retirement annuity of $3,042 per month. Number of Non-Disability Retirees by Retirement System Table 2 reflects retirees by

  19. Retaining nursing faculty beyond retirement age.

    Science.gov (United States)

    Williamson, Marvel L; Cook, Linda; Salmeron, Lois; Burton, Denise

    2010-01-01

    The number of nursing faculty planning to retire by 2020 is alarming. To develop strategies for retaining faculty, researchers asked: What factors influence the decision by nursing faculty to stay in the workforce past retirement age? What barriers could be removed that would encourage faculty to stay longer? Using Giorgi's analysis method, findings from 6 faculty teaching past retirement age revealed key meaning units and grand themes that match Maslow's Hierarchy of Inborn Needs.

  20. Discrimination problems of retirement age employees

    OpenAIRE

    Krinitsyna, Zoya Vasilievna; Mikhailova, T. R.; German, M. V.

    2016-01-01

    It is shown that there is an increasing number of people of retirement age; however, they face great obstacles in the labor market. Different types of age discrimination are named: open and indirect discrimination. The analysis of internal and external factors of integration of retirement age people into the labor market is given. The main causes of discrimination of people of retirement age are shown. The basic problems in the labor market of elderly workers and possible ways of their soluti...

  1. Satisfaction with early retirement: making choices in the auto industry.

    Science.gov (United States)

    Hardy, M A; Quadagno, J

    1995-07-01

    In recent decades, the expanded availability of early retirement incentive plans has allowed an increasing number of workers to retire at an age younger than normally allowed by their pension plans. On the surface, these retirement incentives appear to offer older workers more flexibility in deciding when to retire. However, the offer of early retirement incentives frequently occurs when employers are attempting to reduce employment; therefore, the opportunity for early retirement may be counterbalanced by downsizing goals that place older workers' continued employment in jeopardy. Early retirement incentive programs are thereby characterized by an unusual combination of inducement and coercion. In this study, we examined how the structure of the early retirement program shapes the way older male auto workers evaluate their retirement transitions. We conclude that the structure of the early retirement program, the timing of the retirement decision, and job security are important in framing the retirement transition and in distinguishing levels of satisfaction with the retirement experience.

  2. Retirement Maturity: A Valuable Concept for Preretirement Counselors.

    Science.gov (United States)

    Johnson, Richard P.; Riker, Harold C.

    1981-01-01

    The construct of occupational maturity can be extended to create a concept of readiness to retire--retirement maturity. Two significant factors affecting retirement maturity are retirement work plans and retirement residence plans. The Career Development Inventory, Adult seems to be a valuable tool for preretirement counselors. (Author)

  3. Mental retirement and health selection: Analyses from the U.S. Health and Retirement Study.

    Science.gov (United States)

    Clouston, Sean A P; Denier, Nicole

    2017-04-01

    Research has recently suggested that retirement may decrease cognitive engagement, resulting in cognitive aging. Few studies have systematically documented whether or how selectivity into retirement shapes the relationship between retirement and cognitive aging. We draw on data from the Health and Retirement Study (1998-2012) to examine the relationship between cognition and retirement for 18,575 labor force participants. Longitudinal regression discontinuity modeling was used to examine performance and decline in episodic memory. Models differentiated three forms of selection bias: indirect and direct selection as well as reverse causation. To further interrogate the disuse hypothesis, we adjust for confounding from health and socioeconomic sources. Results revealed that individuals who retired over the course of the panel were substantially different in terms of health, wealth and cognition when compared to those who remained employed. However, accounting for observed selection biases, significant associations were found linking longer retirement with more rapid cognitive decline. This study examined respondents who were in the labor force at baseline and transitioned into retirement. Analyses suggested that those who retired over the course of the panel had worse overall functioning, but also experienced more rapid declines after retirement that increased the rate of aging by two-fold, resulting in yearly losses of 3.7% (95% CI = [3.5, 4.0]) of one standard deviation in functioning attributable to retirement. Results are supportive of the view that retirement is associated with more rapid cognitive aging. Copyright © 2017 Elsevier Ltd. All rights reserved.

  4. Measuring Years of Inactivity, Years in Retirement, Time to Retirement, and Age at Retirement Within the Markov Model

    Science.gov (United States)

    SKOOG, GARY R.; CIECKA, JAMES E.

    2010-01-01

    Retirement-related concepts are treated as random variables within Markov process models that capture multiple labor force entries and exits. The expected number of years spent outside of the labor force, expected years in retirement, and expected age at retirement are computed—all of which are of immense policy interest but have been heretofore reported with less precisely measured proxies. Expected age at retirement varies directly with a person’s age; but even younger people can expect to retire at ages substantially older than those commonly associated with retirement, such as age 60, 62, or 65. Between 1970 and 2003, men allocated most of their increase in life expectancy to increased time in retirement, but women allocated most of their increased life expectancy to labor force activity. Although people can exit and reenter the labor force at older ages, most 65-year-old men who are active in the labor force will not reenter after they eventually exit. At age 65, the probability that those who are inactive will reenter the labor force at some future time is .38 for men and .27 for women. Life expectancy at exact ages is decomposed into the sum of the expected time spent active and inactive in the labor force, and also as the sum of the expected time to labor force separation and time in retirement. PMID:20879680

  5. PREPARATION FOR RETIREMENT - AVS SEMINAR

    CERN Multimedia

    Social Service

    2001-01-01

    The 500 or so participants in the fifth Preparation for Retirement seminar held at the end of March were unfortunately deprived of the planned session on the AVS due to the unavailability of the Director of the Caisse Cantonale Genevoise de Compensation (CCGC). We have since had formal confirmation that because of an extra workload due to important changes in the Swiss tax and social legislation and the implementation this summer of the maternity insurance in Geneva, the CCGC has suspended its participation in preparation for retirement seminars in the international organisations for the time being. Conscious of the necessity of offering a session dedicated to the AVS, it is with pleasure that we can inform you that one of our legal advisers, Mr Lorenz Stampfli, has accepted to lead this session. In order to allow for adequate preparation we have reserved the following date: Wednesday 26 September from 14.00 to 16.00 in the Main Amphitheatre The session will be open to all people already registered and any o...

  6. Perceived Support and the Retirement Expectations of Sexual Minority Adults.

    Science.gov (United States)

    Mock, Steven E; Schryer, Emily

    2017-06-01

    Despite the importance of retirement planning among an aging population, little is known about the retirement planning of sexual minority adults (e.g., gay, lesbian, bisexual) and their potentially unique challenges. We compared retirement planning perceptions of these adults with heterosexual adults and examined the potential role of social support. There were no significant differences between sexual minorities and heterosexual adults regarding their expected retirement age, certainty of retirement age, and anticipated income adequacy in retirement, and higher levels of perceived support were associated with younger anticipated retirement age and greater certainty in retirement planning perceptions. Perceived support also had a stronger association with retirement planning perceptions for sexual minority adults compared to heterosexuals, such that lower perceived support was associated with a later retirement age and less certainty about retirement age, and lower levels of perceived support were linked to diminished anticipated retirement income adequacy for sexual minority adults.

  7. 20 CFR 404.1050 - Retirement payments.

    Science.gov (United States)

    2010-04-01

    ... Retirement payments. Payments made after 1983 to you (including any amount paid by an employer for insurance... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Retirement payments. 404.1050 Section 404.1050 Employees' Benefits SOCIAL SECURITY ADMINISTRATION FEDERAL OLD-AGE, SURVIVORS AND DISABILITY...

  8. 30 CFR 56.19024 - Retirement criteria.

    Science.gov (United States)

    2010-07-01

    ... 30 Mineral Resources 1 2010-07-01 2010-07-01 false Retirement criteria. 56.19024 Section 56.19024 Mineral Resources MINE SAFETY AND HEALTH ADMINISTRATION, DEPARTMENT OF LABOR METAL AND NONMETAL MINE... Ropes § 56.19024 Retirement criteria. Unless damage or deterioration is removed by cutoff, wire ropes...

  9. 30 CFR 57.19024 - Retirement criteria.

    Science.gov (United States)

    2010-07-01

    ... 30 Mineral Resources 1 2010-07-01 2010-07-01 false Retirement criteria. 57.19024 Section 57.19024 Mineral Resources MINE SAFETY AND HEALTH ADMINISTRATION, DEPARTMENT OF LABOR METAL AND NONMETAL MINE... Wire Ropes § 57.19024 Retirement criteria. Unless damage or deterioration is removed by cutoff, wire...

  10. 30 CFR 77.1434 - Retirement criteria.

    Science.gov (United States)

    2010-07-01

    ... 30 Mineral Resources 1 2010-07-01 2010-07-01 false Retirement criteria. 77.1434 Section 77.1434 Mineral Resources MINE SAFETY AND HEALTH ADMINISTRATION, DEPARTMENT OF LABOR COAL MINE SAFETY AND HEALTH... Hoisting Wire Ropes § 77.1434 Retirement criteria. Unless damage or deterioration is removed by cutoff...

  11. Pre-Retirement Peer Counselling Training Manual.

    Science.gov (United States)

    Zinger, David J.

    This manual was developed to facilitate the initial training of a group of pre-retirement peer counselors and to introduce them to the basics of helping for clients facing pre-retirement issues. An introduction explains the use of the manual and urges users to complete suggested exercises when reading the manual. The next section lists learning…

  12. Is retirement bad for your health?

    African Journals Online (AJOL)

    the world's first pension scheme in Germany. Until then, you toiled in the fields until you dropped in front of the plough. When is the best time to retire? There does seem to be a correct time to retire, which politicians, who grip onto power at all costs, seem to ignore. Some doctors close the books while they are clear of eye.

  13. 78 FR 68981 - Electronic Retirement Processing

    Science.gov (United States)

    2013-11-18

    ... Folder (eOPF) means an electronic version of the hardcopy Official Personnel Folder (OPF), providing Web-enabled access for federal employees and HR staff to view eOPF documents. Electronic Retirement Record...OPF) data; and (3) Documents, including hardcopy versions of the Individual Retirement Record (SF 2806...

  14. 5 CFR 842.206 - Involuntary retirement.

    Science.gov (United States)

    2010-01-01

    ... position must be— (i) In the employee's agency, including an agency to which the employee would be... geographic mobility is a condition of the employee's employment; (iii) Of the same tenure and work schedule... (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-BASIC ANNUITY Eligibility § 842.206 Involuntary retirement...

  15. 29 CFR 452.93 - Retired members.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 2 2010-07-01 2010-07-01 false Retired members. 452.93 Section 452.93 Labor Regulations Relating to Labor OFFICE OF LABOR-MANAGEMENT STANDARDS, DEPARTMENT OF LABOR LABOR-MANAGEMENT STANDARDS... OF 1959 Right To Vote § 452.93 Retired members. The right of retirees to vote may be restricted to...

  16. 78 FR 14233 - Electronic Retirement Processing

    Science.gov (United States)

    2013-03-05

    ... OF PERSONNEL MANAGEMENT 5 CFR Part 850 RIN 3206-AM45 Electronic Retirement Processing AGENCY: Office... part so that it better serves OPM's ongoing modernization of the processing of benefits under the Civil... electronic recordkeeping and automated retirement processing improvements being deployed by OPM, agencies...

  17. A systematic review of physician retirement planning.

    Science.gov (United States)

    Silver, Michelle Pannor; Hamilton, Angela D; Biswas, Aviroop; Warrick, Natalie Irene

    2016-11-15

    Physician retirement planning and timing have important implications for patients, hospitals, and healthcare systems. Unplanned early or late physician retirement can have dire consequences in terms of both patient safety and human resource allocations. This systematic review examined existing evidence on the timing and process of retirement of physicians. Four questions were addressed: (1) When do physicians retire? (2) Why do some physicians retire early? (3) Why do some physicians delay their retirement? (4) What strategies facilitate physician retention and/or retirement planning? English-language studies were searched in electronic databases MEDLINE, Web of Science, Scopus, CINAHL, AgeLine, Embase, HealthSTAR, ASSA, and PsycINFO, from inception up to and including March 2016. Included studies were peer-reviewed primary journal articles with quantitative and/or qualitative analyses of physicians' plans for, and opinions about, retirement. Three reviewers independently assessed each study for methodological quality using the Newcastle-Ottawa Scale for quantitative studies and Critical Appraisal Tool for qualitative studies, and a fourth reviewer resolved inconsistencies. In all, 65 studies were included and analyzed, of which the majority were cross-sectional in design. Qualitative studies were found to be methodologically strong, with credible results deemed relevant to practice. The majority of quantitative studies had adequate sample representativeness, had justified and satisfactory sample size, used appropriate statistical tests, and collected primary data by self-reported survey methods. Physicians commonly reported retiring between 60 and 69 years of age. Excessive workload and burnout were frequently cited reasons for early retirement. Ongoing financial obligations delayed retirement, while strategies to mitigate career dissatisfaction, workplace frustration, and workload pressure supported continuing practice. Knowledge of when physicians plan to

  18. Retirees' social identity and satisfaction with retirement.

    Science.gov (United States)

    Michinov, Estelle; Fouquereau, Evelyne; Fernandez, Anne

    2008-01-01

    The purpose of this study was to examine the structure of retirees' social identity and its impact on satisfaction with retirement. From social identity theory formulations, we assumed that (1) retiree-identity was comprised of three distinct components (cognitive, evaluative, and affective), and (2) only the affective component would play a role in satisfaction with retirement. Results of the present study conducted with 154 retired people in France revealed only two components of social identity: a cognitive identity which refers to self-categorization as "retired people", and an affective identity which refers to evaluation of the group and affective involvement. As expected, regression analyses results indicated that only affective identity was a predictor of satisfaction with retirement. These results will be discussed in the framework of social identity theory literature.

  19. Retirement: Institutional Pathways and Individual Trajectories in Britain and Germany

    OpenAIRE

    Anette E. Fasang

    2010-01-01

    Since the 1970s people have retired increasingly early across advanced societies. Parallel to this trend, numerous institutional early retirement pathways evolved, such as bridge unemployment and pre-retirement schemes. This article compares retirement in Britain and Germany to show how individuals progress through these institutional retirement pathways. The analysis uses longitudinal data and recent innovations in sequence analysis to capture the sequential nature of retirement as a series ...

  20. Estudio descriptivo de los operadores logísticos como componentes estratégicos dentro de la cadena de valor del medicamento en bogotá

    OpenAIRE

    Vallejo, Bibiana Margarita; Cortés, Elena; Olaya, Erika

    2012-01-01

    El operador logístico (ol) es una organización del sector industrial que realiza acti- vidades complementarias como distribución, almacenamiento y transporte tanto de materias primas como de producto terminado, y su participación es cada vez más frecuente en el manejo de medicamentos, donde eventualmente pudiera verse afec- tada la calidad del producto. En este estudio se identificaron 75 ol localizados en la ciudad de Bogotá y se caracterizaron de acuerdo con la...

  1. Does retirement reduce the risk of mental disorders?

    DEFF Research Database (Denmark)

    Olesen, Kasper; Rod, Naja Hulvej; Madsen, Ida E.H.

    2015-01-01

    OBJECTIVES: The effect of retirement on mental health is not well understood. We examined the prevalence of hospital treatment for depression and purchase of antidepressant medication before, during and after retirement in a Danish population sample. We hypothesised that retirement was followed...... in the years around retirement, but continued after retirement (retirement +2 years). CONCLUSIONS: Overall, this study did not confirm the hypothesis that retirement is beneficial for mental health measured by hospitalisation with depression and treatment with antidepressants. Although the temporary levelling...... off of the increase in antidepressant treatment around time of retirement might indicate a beneficial effect, this possible effect was only short-term....

  2. RETIREMENT AND QUALITY OF LIFE IN SENIORS

    Directory of Open Access Journals (Sweden)

    Idalia Alpízar Jiménez

    2011-06-01

    Full Text Available Interest in retirement is on the increase, especially given the rapid demographic changes and increasing life expectancy. Retirement is a process that requires a comprehensive approach and gerontological intervention. Since it is associated with old age it often implies a threat, particularly for those who have made work their source of identity. The impact of the transition from an active stage to a less active period may trigger some conditions that may be detrimental to the individual´s physical and emotional health. This happens because retirees have not undergone the appropriate retirement preparation and adaptation processes. Adaptation is therefore essential for retirement to be pleasant and for the retiree to enjoy a higher quality of life. Consequently, it is pertinent that all entities have programs aimed at providing proper orientation for the retirement process. In particular, the National University of Costa Rica has not implemented proper guidelines to address the retirees´ situation. Although actions have been taken on some occasions, they have not been followed up on. Within this context, it makes sense to have a retirement adaptation program designed to include gerontological aspects in the National University retirement process. From a holistic point of view, intervention contributes to a better acceptance of old age and its accompanying transitions, which are characterized by a series of losses, mainly including the loss of the employment role and status.

  3. Discrimination problems of retirement age employees

    Directory of Open Access Journals (Sweden)

    Krinitcyna Z.V.

    2016-01-01

    Full Text Available It is shown that there is an increasing number of people of retirement age; however, they face great obstacles in the labor market. Different types of age discrimination are named: open and indirect discrimination. The analysis of internal and external factors of integration of retirement age people into the labor market is given. The main causes of discrimination of people of retirement age are shown. The basic problems in the labor market of elderly workers and possible ways of their solutions are given.

  4. Impacts of Pre-Retirement Guidance and Family Involvement on Retirement Adjustment of Retirees in Nigeria

    Directory of Open Access Journals (Sweden)

    O.O. Olatomide

    2017-12-01

    Full Text Available The study examined retirement adjustment of teacher-retirees in Osun State, and explored the interaction effects of pre-retirement guidance and family in-volvement on retirement adjustment. Exposit-facto design was used. The population comprised retirees from public, civil and private establishments from which 122 teacher-retirees were selected using a multi-stage sampling technique. An instrument: Family Involvement, Pre-retirement Guidance and Retirement Adjustment Questionnaire was used for data collection. Three research questions and three hypotheses guided the study. Data were analyzed using descriptive and inferential statistics. Results revealed that retirees in Osun State are not optimally adjusted, and positive significant interaction effect was found between family involvement and pre-retirement guidance on retirees adjustment, among others. Appropriate policy implications are outlined.

  5. "Mental retirement?" Trajectories of work engagement preceding retirement among older workers.

    Science.gov (United States)

    de Wind, Astrid; Leijten, Fenna Rm; Hoekstra, Trynke; Geuskens, Goedele A; Burdorf, Alex; van der Beek, Allard J

    2017-01-01

    Objectives Before actual retirement, employees may already distance themselves from work, which could be referred to as "mental retirement". However, trajectories of work motivation, ie, work engagement, have not been studied yet. The present study aimed to (i) identify different trajectories of work engagement among older workers approaching the retirement age, and (ii) examine their associations with actual retirement. Methods In total 3171 employees aged 55-62 years, who participated in the Dutch Study on Transitions in Employment, Ability and Motivation were included in this study. Participants completed questionnaires in 2010, 2011, 2012, and 2013. Latent class growth mixture modeling was performed to identify groups of employees with similar three-year trajectories in work engagement. Logistic regression analyses were performed to study whether trajectory membership was associated with retirement. Results Of the 3171 employees, 16.2% made a transition from work to (early) retirement (N=513). Four trajectories of work engagement were identified: steady high (76.3%), steady low (12.7%), decreasing (6.2%), and increasing (4.8%). A steady low work engagement trajectory was associated with retirement [odds ratio (OR) 1.46], compared to a steady high work engagement trajectory. Although not statistically significant, an increasing work engagement trajectory seemed to be associated with retirement as well (OR 1.60). Conclusions This study did not support the concept of mental retirement before actual retirement, ie, a decrease in work engagement among those facing retirement. However, as one in eight employees did experience steady low work engagement in the years before retirement, interventions promoting work motivation are recommended to support the employability of these employees.

  6. Non-financial determinants of retirement : A Literature Review

    NARCIS (Netherlands)

    van Erp, F.A.M.; Vermeer, Niels; Vuuren, D.

    Retirement is often concentrated at specific ages-in particular the 'normal retirement age' and an 'early retirement age'. Financial incentives cannot fully explain this. Moreover, the participation effect of a higher normal retirement age importantly exceeds the encompassing income effect. Based on

  7. 38 CFR 3.754 - Emergency officers' retirement pay.

    Science.gov (United States)

    2010-07-01

    ...' retirement pay. 3.754 Section 3.754 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS AFFAIRS... officers' retirement pay. A retired emergency officer of World War I has basic eligibility to retirement pay by the Department of Veterans Affairs under Pub. L. 87-875 (sec. 11(b), Pub. L. 85-857) from date...

  8. Attitudes toward Retirement and Preretirement Education among Nigerian Bank Workers

    Science.gov (United States)

    Ogunbameru, Olakunle A.; Bamiwuye, Sina

    2004-01-01

    Retirement is viewed as a passage that can result in psychological, physiological, and economic problems among some retirees. Adequate preparation for retirement through preretirement education, as practiced in the Western-European societies, has been found to ease transition into retirement and adjustment in retirement. Preretirement education is…

  9. Retirement Plan Options Require Board Decisions.

    Science.gov (United States)

    Morrell, Louis R.

    1989-01-01

    With the variety of available investment options and a volatile securities market, it is vital that boards make wise choices about employee retirement programs. Issues to consider when discussing pension-plan changes are presented. (Author/MLW)

  10. Optimizing the aging, retirement, and pensions dilemma

    CERN Document Server

    Bertocchi, Marida; Ziemba, William T.

    2010-01-01

    A straightforward guide focused on life cycle investing-namely aging, retirement, and pensions Life cycle investing and the implications of aging, retirement, and pensions continues to grow in importance. With people living longer, the relative and absolute number of retirees is growing while the number of workers contributing to pension funds is declining. This reliable resource develops a detailed economic analysis-at the micro (individual) and macro (economy wide) levels-which addresses issues regarding the economics of an aging population. Topics touched upon include retirement and the associated health care funding of the aged as well as social security and the asset classes that are considered asset-liability choices over time. The probability of achieving adequate return patterns from various investment strategies and asset classes is reviewed Shares rich insights on the aging, retirement, and pensions dilemma An assessment of the resources the real economy will be able to commit to non-workers is prov...

  11. Extension of the pre-retirement programmes

    CERN Multimedia

    2015-01-01

    Following a recommendation by the Standing Concertation Commitee at its meeting on 9 November 2015 and approval by the Director-General, please note that:   the Progressive Retirement Programme has been extended by one year, from 1 April 2016 until 31 March 2017;   the Scheme of Part-Time Work as a Pre-retirement Measure has also been extended by one year, from 1 January 2016 until 31 December 2016. Further information is available from the following sites: - https://admin-eguide.web.cern.ch/en/procedure/progressive-retirement-programme-prp - https://admin-eguide.web.cern.ch/en/procedure/part-time-work-pre-retirement-measure-ptp Human Resources Department Tel.: 79257 / 73903

  12. Advice from working women with retired partners.

    Science.gov (United States)

    Cooley, Eileen L; Adorno, Gail

    2016-01-01

    in the 21st century, as more women are employed full-time and couples increasingly share egalitarian values, more women continue employment after their partners have voluntarily retired. However, we know very little about the experiences of this growing population of women. We asked working women with retired partners to share their advice for other women who may face this developmental transition. Open-ended responses from 97 women were analyzed to identify pertinent issues and themes. Four primary content areas were identified: time management, division of household labor, financial planning, and communication. Communication between partners was both a topic of concern as well as the solution suggested to resolve conflicts or differences that may arise when women live with a retired partner. It is expected that future changes in the workforce and improvements in the gender balance within relationships will continue to impact experiences for working women with retired partners.

  13. Optimal Time to Enter a Retirement Village

    Directory of Open Access Journals (Sweden)

    Jinhui Zhang

    2017-03-01

    Full Text Available We consider the financial planning problem of a retiree wishing to enter a retirement village at a future uncertain date. The date of entry is determined by the retiree’s utility and bequest maximisation problem within the context of uncertain future health states. In addition, the retiree must choose optimal consumption, investment, bequest and purchase of insurance products prior to their full annuitisation on entry to the retirement village. A hyperbolic absolute risk-aversion (HARA utility function is used to allow necessary consumption for basic living and medical costs. The retirement village will typically require an initial deposit upon entry. This threshold wealth requirement leads to exercising the replication of an American put option at the uncertain stopping time. From our numerical results, active insurance and annuity markets are shown to be a critical aspect in retirement planning.

  14. RETIREMENT PENSIONS IN LITHUANIA: 25 YEARS AND STILL IN TRANSIT?

    Directory of Open Access Journals (Sweden)

    Aldona Skucaite

    2015-09-01

    Full Text Available Adequate social security system is one of key elements of any modern society. Retirement pensions are usually attributed to the area of social security and – as such – pension system has multiple objectives, for example, to smooth income during lifetime of individual, to address poverty issues and similar. Due to ageing population and other circumstances many countries face difficulties when providing retirement pensions solely as part of social security system. Lithuania is not an exception, so – as in many other European countries – pension reform was implemented during the period of 2003 – 2004. Design of retirement pensions before and after reform is presented in this paper. Impact of reform for estimated amount of pensions and public finances as well as main areas of uncertainty are discussed. Un sistema de seguridad social adecuado es uno de los elementos clave en cualquier sociedad moderna. Las pensiones de jubilación se vinculan normalmente a la esfera de la Seguridad Social y, como tal, el sistema de pensiones tiene múltiples objetivos: la distribución de los ingresos durante la vida de los individuos o hacer frente al riesgo de pobreza, entre otros. A raíz del envejecimiento de la población y de otras circunstancias, algunos países presentan dificultades cuando la prestación de las pensiones de jubilación se plantea únicamente como una parte de la Seguridad Social. Lituania no es una excepción y así –como otros países europeos- implantó una reforma de las pensiones durante el período 2003-2004. En este artículo se presenta el diseño de estas pensiones antes y después de la reforma y se discute su impacto en cuanto al importe estimado de pensiones y las finanzas públicas, así como se refieren las principales áreas de incertidumbre.

  15. Australian baby boomers retiring 'early': understanding the benefits of retirement preparation for involuntary and voluntary retirees.

    Science.gov (United States)

    Noone, Jack; O'Loughlin, Kate; Kendig, Hal

    2013-08-01

    The first of the baby boomers have reached retirement age, but some have retired 'early' with varying degrees of personal choice. Preparation for retirement can lead to well-being in later life, but few studies have considered the preparations of involuntary retirees or the pathways that link their preparations with retirement outcomes. This research draws on a sample of 304 retirees from the Ageing Baby Boomers in Australia Study (2009) to examine how preparedness for retirement relates to voluntary and involuntary retirees' life satisfaction and how this relationship is explained by psychological, activity-based, and economic theories. Preparedness predicted life satisfaction for voluntary and involuntary retirees and each of theoretical pathways was supported. Although those retiring involuntarily were less prepared than voluntary retirees, their preparatory behaviours were still associated with life satisfaction. These results suggest that retirement policy and planning initiatives should aim to facilitate a holistic approach to retirement planning for future retirees, particularly those facing an early and unexpected retirement. Copyright © 2013 Elsevier Inc. All rights reserved.

  16. Preparation à la retraite - Preparing for retirement

    CERN Multimedia

    WHO/OMS Geneva

    2009-01-01

    Retirement implies an important change from a working environment to a new lifestyle. Every individual copes with this transition in his own way. In this video, registered already a few years ago, Dr. Sartorius from WHO addresses some of his colleagues close to retirement and explains what situations they can expect to encounter. We make this video available to CERN personnel to stimulate their own thinking on the subject.

  17. Statutory Retirement Age and Lifelong Learning

    OpenAIRE

    2009-01-01

    The employability of an aging population in a world of continuous technical change is top of the political agenda. Due to endogenous human capital depreciation, the effective retirement age is often below statutory retirement age resulting in unemployment among older workers. We analyze this phenomenon in a putty-putty human capital vintage model and focus on education and the speed of human capital depreciation. Introducing a two-stage education system with initial schooling and lifelong lea...

  18. RETIREMENT AND QUALITY OF LIFE IN SENIORS

    OpenAIRE

    Alpízar Jiménez, Idalia

    2011-01-01

    Interest in retirement is on the increase, especially given the rapid demographic changes and increasing life expectancy. Retirement is a process that requires a comprehensive approach and gerontological intervention. Since it is associated with old age it often implies a threat, particularly for those who have made work their source of identity. The impact of the transition from an active stage to a less active period may trigger some conditions that may be detrimental to the individual´s ph...

  19. RETIRED MATCHES AMONG MALE PROFESSIONAL TENNIS PLAYERS

    Directory of Open Access Journals (Sweden)

    Kristijan Breznik

    2012-06-01

    Full Text Available The aim of this study was to explore the effect of characteristics of various games and players on the proportion of retired tennis matches in the Open Era of tennis. The data included over 420,000 matches played among 17,553 tennis players in the period from 1968 to the end of 2010. The influence of the surface type was clearly confirmed, with the proportion of retired matches being higher on hard and clay courts compared to grass and carpet surfaces. Similarly, more retired matches were observed in outdoor venues than in indoor ones. The impact of other variables, tournament types, rounds at which the game was played and both players' ranks, is more ambiguous. Our interpretation of the obtained results is presented in the paper. Network analytic methods were applied to extract players with the most retired matches in their careers. Eventually, we defined a group of top tennis players and gave a more precise insight into retired matches in that group. Correspondence analysis was used to visually display the two-mode network of top players and the proportion of retired matches by surface type

  20. Do single women value early retirement more than single men?

    DEFF Research Database (Denmark)

    Danø, Anne Møller; Ejrnæs, Mette; Husted, Leif

    2005-01-01

    and health are important determinants of the retirement decision. Furthermore, we find substantial gender differences in the retirement pattern. Healthy single women value retirement more than healthy single men and are willing to reduce their disposable income to 74% of their previous income while men...... are willing to reduce the income to 81%. Men's retirement decision is mainly influenced by income and health, whereas women's retirement decision is also affected by education and unemployment experience...

  1. Retirement plans, personal saving, and saving adequacy.

    Science.gov (United States)

    Yakoboski, P

    2000-03-01

    This Issue Brief addresses three questions raised by recent trends in personal saving: How are national savings measured and what is the meaning of the trends in measured personal saving rates, given what is included and what is not included in those measures? What is the effect of retirement saving programs--in particular, 401(k) plans and individual retirement accounts (IRAs)--on personal saving levels? What are the implications of existing saving behavior for the retirement income security of today's workers? The National Income and Product Accounts (NIPA), the most commonly referenced gauge of personal saving, is a widely misunderstood measure. One could argue that a complete measure of saving would include increases in wealth through capital gains, but NIPA does not factor accrued and realized capital gains on stocks and other assets into the saving rate. By one measure, accounting for capital gains results in an aggregate personal saving rate of 33 percent--more than double the rate of four decades ago. A major policy question is the impact of tax-qualified retirement saving plans (i.e., IRAs and 401(k) plans) on personal saving rates. Empirical analysis of this issue is extremely challenging and findings have been contradictory. These programs now represent an enormous store of retirement-earmarked wealth in tax-deferred vehicles: Combined, such tax-deferred retirement accounts currently have assets of about $4 trillion. Ninety percent of IRA contributions are now the result of "rollovers" as employees leave employer plans, like 401(k) plans. While leakage from the system remains a challenge, the majority of the assets in the system can be expected to be available to fund workers' retirements. One could argue that, from a retirement income security perspective, workers in general are better off because IRA and 401(k) programs exist. Surely, many of the dollars in these programs would have been saved even without the programs; but they would not necessarily

  2. Mental retirement? Trajectories of work engagement preceding retirement among older workers

    NARCIS (Netherlands)

    Wind, A. de; Leijten, F.R.M.; Hoekstra, T.; Geuskens, G.A.; Burdorf, L.; Beek, A.J. van der

    2017-01-01

    Objectives Before actual retirement, employees may already distance themselves from work, which could be referred to as "mental retirement". However, trajectories of work motivation, ie, work engagement, have not been studied yet. The present study aimed to (i) identify different trajectories of

  3. Tax reform options: promoting retirement security.

    Science.gov (United States)

    VanDerhei, Jack

    2011-11-01

    TAX PROPOSALS: Currently, the combination of worker and employer contributions in a defined contribution plan is capped by the federal tax code at the lesser of $49,000 per year or 100 percent of a worker's compensation (participants over age 50 can make additional "catch-up" contributions). As part of the effort to lower the federal deficit and reduce federal "tax expenditures," two major reform proposals have surfaced that would change current tax policy toward retirement savings: A plan that would end the existing tax deductions for 401(k) contributions and replace them with a flat-rate refundable credit that serves as a matching contribution into a retirement savings account. The so-called "20/20 cap," included by the National Commission on Fiscal Responsibility and Reform in their December 2010 report, "The Moment of Truth," which would limit the sum of employer and worker annual contributions to the lower of $20,000 or 20 percent of income, the so-called "20/20 cap." IMPACT OF PERMANENTLY MODIFYING THE EXCLUSION OF EMPLOYEE CONTRIBUTIONS FOR RETIREMENT SAVINGS PLANS FROM TAXABLE INCOME: If the current exclusion of worker contributions for retirement savings plans were ended in 2012 and the total match remains constant, the average reductions in 401(k) accounts at Social Security normal retirement age would range from a low of 11.2 percent for workers currently ages 26-35 in the highest-income groups, to a high of 24.2 percent for workers in that age range in the lowest-income group. IMPACT OF "20/20 CAP": Earlier EBRI analysis of enacting the 20/20 cap starting in 2012 showed it would, as expected, most affect those with high income. However, EBRI also found the cap would cause a significant reduction in retirement savings by the lowest-income workers as well, and younger cohorts would experience larger reductions given their increased exposure to the proposal. IMPORTANCE OF EMPLOYER-SPONSORED RETIREMENT PLANS AND AUTO-ENROLLMENT: A key factor in future

  4. [Psychological factors for planning early retirement].

    Science.gov (United States)

    Waszkowska, Małgorzata; Drabek, Marcin

    2010-01-01

    Over the recent years the proportion of retired persons in the over 54 years age group has systematically increased in the European Union (EU). In Poland, work force participation rate for people aged 54-65 years is particularly low compared to other countries. The aim of the presented study was to explore psychological and socio-demographic factors affecting the early retirement decision. The study was performed on 199 manual and skilled workers aged 50-64 years. The data were obtained by means of: Effort-Reward Imbalance questionnaire, Organizational Commitment Scale and adapted items from Work Description Inventory. To explore the risk factors for an early retirement, the logistic regression was used. The following risk factors of an early retirement were identified: low education (primary and vocational Exp(B) = 10.394, p = 0.001; secondary and Bachelor's degree Exp(B) = 3.462, p = 0.001), low health status (Exp(B) = 3.36, p = 0.006, Exp(B) = 7.73, p = 0.002) and lack of reward at work (ERI R) (Exp(B) = 1.09, p = 0.002). The results of the study suggest that psychological variables play a secondary role in the process of making early retirement decision, while they probably exert a stronger effect on the decision to continue occupational activities than to quit them. This problem should be explored more deeply in the future research.

  5. 'All those things together made me retire': qualitative study on early retirement among Dutch employees.

    Science.gov (United States)

    Reeuwijk, Kerstin G; de Wind, Astrid; Westerman, Marjan J; Ybema, Jan Fekke; van der Beek, Allard J; Geuskens, Goedele A

    2013-05-28

    Due to the aging of the population and subsequent higher pressure on public finances, there is a need for employees in many European countries to extend their working lives. One way in which this can be achieved is by employees refraining from retiring early. Factors predicting early retirement have been identified in quantitative research, but little is known on why and how these factors influence early retirement. The present qualitative study investigated which non-health related factors influence early retirement, and why and how these factors influence early retirement. A qualitative study among 30 Dutch employees (60-64 years) who retired early, i.e. before the age of 65, was performed by means of face-to-face interviews. Participants were selected from the cohort Study on Transitions in Employment, Ability and Motivation (STREAM). For most employees, a combination of factors played a role in the transition from work to early retirement, and the specific factors involved differed between individuals. Participants reported various factors that pushed towards early retirement ('push factors'), including organizational changes at work, conflicts at work, high work pressure, high physical job demands, and insufficient use of their skills and knowledge by others in the organization. Employees who reported such push factors towards early retirement often felt unable to find another job. Factors attracting towards early retirement ('pull factors') included the wish to do other things outside of work, enjoy life, have more flexibility, spend more time with a spouse or grandchildren, and care for others. In addition, the financial opportunity to retire early played an important role. Factors influenced early retirement via changes in the motivation, ability and opportunity to continue working or retire early. To support the prolongation of working life, it seems important to improve the fit between the physical and psychosocial job characteristics on the one hand, and

  6. Flexible work schedules, older workers, and retirement.

    Science.gov (United States)

    Siegenthaler, J K; Brenner, A M

    2000-01-01

    Older workers in the United States indicate that they would prefer flexible work arrangements rather than abrupt retirement, yet management has done very little to make this possible. A review of two bodies of literature from the late 1980s is presented: social science writings including sociological, gerontological, and economic literature, and business and management literature. There is a clash between the way jobs are traditionally scheduled and the needs of growing numbers of older workers. Workers continue to be subject to obstacles to phased retirement due to the structuring of health care and pension benefits, downsizing, organizational inflexibility, and "corporate culture." Thus, general views among social scientists regarding the desirability of flexible schedules toward retirement will not produce real changes unless management becomes committed to such changes and they are securely embedded in company policies.

  7. Ageing, government budgets, retirement, and growth

    DEFF Research Database (Denmark)

    Gonzalez Eiras, Martin; Niepelt, Dirk

    2012-01-01

    changes of taxes, government spending components and the retirement age in politico-economic equilibrium. Growth is driven by capital accumulation and productivity increases fueled by public investment. The closed-form solutions of the model predict taxation and the retirement age in OECD economies...... to increase in response to demographic ageing and per-capita growth to accelerate. If the retirement age were held constant, the growth rate in politico-economic equilibrium would essentially remain unchanged, due to a surge of social security transfers and crowding out of public investment.......We analyze the short and long run effects of demographic ageing - increased longevity and reduced fertility - on per-capita growth. The OLG model captures direct effects, working through adjustments in the savings rate, labor supply, and capital deepening, and indirect effects, working through...

  8. Integrative Relationship Between Retirement Syndromes Components With General Health Symptoms Among Retired Adults

    Directory of Open Access Journals (Sweden)

    Mohsen Golparvar

    2011-07-01

    Full Text Available Objectives: This research was administered with the aim of studying the relationship between retirement syndrome components with general health symptoms in retired adults in Esfahan city. Methods & Materials: This research carried out in descriptive and correlational method. Research statistical population was the retired adults in Esfahan city, among them, 461 persons for participating to research were selected using stratified random sampling, and then retirement syndrome questionnaire (helplessness and failure, older and idleness, trying and new direction and conflict and confusion and general health questionnaire (somatization, anxiety and insomnia, social dysfunction, and depression administered to them. Results: 1 Three components have predictive power for prediction of somatization, consisted of: helplessness and failure, older and idleness, trying and new directions, 2 for prediction of anxiety and insomnia, helplessness and failure, trying and new direction, older and idleness have significant predictive power, 3 For prediction of social dysfunction, helplessness and failure, and trying and new directions have significant predictive power, 4 For prediction of depression also, helplessness and failure and trying and new directions have significant predictive power. Conclusion: The finding of this research revealed that, helplessness and failure along with trying and new direction are the two components which must be considered in retired adults. Therefore, it is essential for this two dimensions established counseling centers related to retirement centers for helping retired adults.

  9. Extension of the pre-retirement programmes

    CERN Multimedia

    2014-01-01

    Following a recommendation by the Standing Concertation Commitee at its meeting on 5 December 2013 and approval by the Director-General, please note that:   the Progressive Retirement Programme has been extended by one year, from 1 April 2014 until 31 March 2015; the Scheme of Part-Time Work as a Pre-retirement Measure has also been extended by one year, from 1 January 2014 until 31 December 2014. Further information is available from the following sites: https://cern.ch/admin-eguide/retraite/proc_prp_fr.asp https://cern.ch/admin-eguide/retraite/proc_pTp_fr.asp Human Resources Department Tel. 79257/ 73903

  10. Extension of the pre-retirement programmes

    CERN Multimedia

    2014-01-01

    Following a recommendation by the Standing Concertation Committee at its meeting on 27 November 2014 and approval by the Director-General, please note that: the Progressive Retirement Programme has been extended by one year, from 1 April 2015 until 31 March 2016; the Scheme of Part-Time Work as a Pre-retirement Measure has also been extended by one year, from 1 January 2015 until 31 December 2015. Further information is available at the following sites: https://admin-eguide.web.cern.ch/node/447 https://admin-eguide.web.cern.ch/node/484 Human Resources Department Tel. 79257 / 73903

  11. Extension of the pre-retirement programmes

    CERN Multimedia

    2013-01-01

    Following a recommendation by the Standing Concertation Commitee at its meeting on 4 December 2012 and approval by the Director-General, please note that: the Progressive Retirement Programme has been extended by one year, from 1 April 2013 until 31 March 2014; and the Scheme of Part-Time Work as a Pre-retirement Measure has also been extended by one year, from 1 January 2013 until 31 December 2013.   Further information is available from the following sites: https://cern.ch/admin-eguide/retraite/proc_prp_fr.asp https://cern.ch/admin-eguide/retraite/proc_pTp_fr.asp   Human Resources Department Tel. 73903

  12. The Importance of Resilience for Well-Being in Retirement

    Directory of Open Access Journals (Sweden)

    Cristiane Pimentel Nalin

    2015-08-01

    Full Text Available The increase in the elderly population has prompted research on retirement. This study investigated the importance of resilience, economic satisfaction, the length of retirement, and planning to well-being during retirement of 270 participants. The majority of this sample were men (64%, and the mean age was 65 years (SD = 5.7. The participants were retired members of 10 public and private organizations in Rio de Janeiro. Factor analysis and hierarchical regression were performed. The results showed that determined resilience (mastery, adaptability, confidence and perseverance and socioeconomic satisfaction were the main predictors of well-being in retirement and explained 28% of this model. The findings suggest that well-being in retirement is closely related to socioeconomic satisfaction and determined resilience. Additional research should address the importance of resilience for the well-being of retirees who are or not members of retirement associations. Resilience attitudes should be promoted in Retirement Education Programs.

  13. The impact of behavioural economics and finance on retirement ...

    African Journals Online (AJOL)

    The authors explain this concept in the context of industry stakeholders and the unique South African economic and demographic landscape, focusing on defined contribution retirement funds. ... KEYWORDS Behavioural economics; behavioural finance; heuristics; retirement; annuitisation; choice architecture ...

  14. Family Health Histories and Their Impact on Retirement Confidence.

    Science.gov (United States)

    Zick, Cathleen D; Mayer, Robert N; Smith, Ken R

    2015-08-01

    Retirement confidence is a key social barometer. In this article, we examine how personal and parental health histories relate to working-age adults' feelings of optimism or pessimism about their overall retirement prospects. This study links survey data on retirement planning with information on respondents' own health histories and those of their parents. The multivariate models control for the respondents' socio-demographic and economic characteristics along with past retirement planning activities when estimating the relationships between family health histories and retirement confidence. Retirement confidence is inversely related to parental history of cancer and cardiovascular disease but not to personal health history. In contrast, retirement confidence is positively associated with both parents being deceased. As members of the public become increasingly aware of how genetics and other family factors affect intergenerational transmission of chronic diseases, it is likely that the link between family health histories and retirement confidence will intensify. © The Author(s) 2015.

  15. Physician retirement plans: the impact of organizational structure.

    Science.gov (United States)

    Gerek, William M

    2002-01-01

    A primary concern of many physicians is the accumulation of adequate funds while practicing to maintain their lifestyles after retirement. Take a look at how some business arrangements can affect retirement planning.

  16. ERP lifecycle: When to retire your ERP system?

    OpenAIRE

    Haddara, Moutaz; Elragal, Ahmed

    2011-01-01

    A lot of research has been undertaken focusing on ERP systems lifecycles, but very little paid attention to retirement. ERP retirement means the replacement of an ERP with another. The aim of this research paper is to investigate why and when should organizations retire their ERP systems. A convenience case study of an SME has been selected from Egypt. The case study under investigation has retired their local ERP system and replaced it with SAP ERP. Results of our analysis indicated that rea...

  17. Golden Years or Financial Fears? Decision Making After Retirement Seminars

    OpenAIRE

    Allen, Steven G.; Clark, Robert L.; Jennifer Maki; Melinda Sandler Morrill

    2013-01-01

    Many organizations provide retirement planning seminars to their employees as a benefit to help them make better informed retirement decisions. This study examines the participants in 85 seminars conducted by five companies in 2008 and 2009 to determine how much learning takes place and whether employees adjust retirement plans. Using surveys conducted before and after the seminars, we find that financial literacy and knowledge of retirement program parameters are significantly higher after t...

  18. Activities in Retirement: Individual Experience of Silver Work

    Directory of Open Access Journals (Sweden)

    Leena Maxin

    2011-12-01

    Full Text Available One consequence of demographic change is a longer average remaining lifetime after retirement. Many people, however, remain able and willing to continue work after reaching the statutory retirement age. Given the predicted shortage of skilled workers in the future, post-retirement activities have the potential to contribute to both organisations and society. This article elaborates the prerequisites for productivity in retirement age and the changed nature of retirement at present.It also quantifies the extent to which activities are continued at retirement age. Paid employment still occurs beyond the applicable retirement age, whereby with increasing age, self-employed persons and assistant family members make up the lion’s share of the statistics. An empirical study shows the concrete situation of active retirees and the prerequisites for post-retirement activities. At the explorative level, individual experiences of the transition into retirement, the reasons for and the framework of post-retirement activities, motivational factors in job design, and physical and intellectual demands before and after retirement are characterised. The qualitative data indicate that retirement entails changes towards more flexible structures in everyday life. Decisive reasons for taking up post-retirement activities are the desire to help, pass on knowledge or remain active; personal development and contact with others; and gaining appreciation and recognition. Flexible job design and freedom to make decisions constitute major elements in shaping post-retirement working activities. Offering autonomy, skill variety, and task significance is important for the design of post-retirement activities. The paper closes with identifying relevant research fields and the concrete need to take action at individual,  organisational, and societal levels. All in all, the transition from working life to retirement should be made flexible enough to do greater justice to the

  19. The Importance of Resilience for Well-Being in Retirement

    OpenAIRE

    Nalin,Cristiane Pimentel; França,Lucia Helena de Freitas Pinho

    2015-01-01

    The increase in the elderly population has prompted research on retirement. This study investigated the importance of resilience, economic satisfaction, the length of retirement, and planning to well-being during retirement of 270 participants. The majority of this sample were men (64%), and the mean age was 65 years (SD = 5.7). The participants were retired members of 10 public and private organizations in Rio de Janeiro. Factor analysis and hierarchical regression were performed. The result...

  20. 30 CFR 75.1434 - Retirement criteria.

    Science.gov (United States)

    2010-07-01

    ... 30 Mineral Resources 1 2010-07-01 2010-07-01 false Retirement criteria. 75.1434 Section 75.1434 Mineral Resources MINE SAFETY AND HEALTH ADMINISTRATION, DEPARTMENT OF LABOR COAL MINE SAFETY AND HEALTH... criteria. Unless damage or deterioration is removed by cutoff, wire ropes shall be removed from service...

  1. New Wrinkles on Retirement: Program Notes.

    Science.gov (United States)

    Wray, Robert P.; Thorson, James A.

    The program notes were prepared to accompany the television series "New Wrinkles on Retirement." The eight units in the series are: facing inflation, which covers the decreasing value of the dollar, transportation costs, medical expenses, cutting expenses, family budgeting, investments, and places to live; vigor regained, which covers exercise and…

  2. Homesick vulture moves into retirement village

    African Journals Online (AJOL)

    2007-03-01

    Mar 1, 2007 ... Residents of Pietermaritzburg's. Evergreen Retirement Village had a bit of a turn recently when a rare and homesick vulture took up residence in a pine tree in their garden. Believing it to be a harbinger of bad news, one resident apparently turned to another and said,. “We had better do a head count to see.

  3. Coping with Change: Focus on "Retirement".

    Science.gov (United States)

    Coleman, Allin

    1992-01-01

    Offers a brief overview of preretirement education in the United Kingdom and its meaning in an economy where forced redundancy can bring "retirement" at an early age. Highlights the Coping with Change Model, which focuses on insight into the feelings, issues, choices, and skills relevant to life changes. (DMM)

  4. Financial Planning for Retirement: A Psychosocial Perspective

    Directory of Open Access Journals (Sweden)

    Gabriela Topa

    2018-01-01

    Full Text Available Retirement is a time of life that has grown ever longer in the developed world, and the number of pensioners has increased accordingly, questioning the strength of Social Security systems and the social safety net in general. Financial Planning for Retirement (FRP consists of the series of activities involved in the accumulation of wealth to cover needs in the post-retirement stage of life. The negative short-, mid-, and long-term consequences of inadequate Financial Planning for Retirement do not only affect individuals, but also their extended families, homes, eventually producing an unwanted impact on the entire society. The Capacity-Willingness-Opportunity Model has been proposed to understand FPR, combined with Intentional Change Theory, a framework for understanding the process, antecedents and consequences of FPR. From this perspective, we propose this promising model, but there are a large number of variables that have not been included that offer novel ways to deepen our understanding of FPR. A focus on each dimension of the model, the role of age and psychosocial variables associated with demographic indicators such as gender, health status, and migration, allow us to provide a proposal of scientific advancement of FPR.

  5. Retirees' Social Identity and Satisfaction with Retirement

    Science.gov (United States)

    Michinov, Estelle; Fouquereau, Evelyne; Fernandez, Anne

    2008-01-01

    The purpose of this study was to examine the structure of retirees' social identity and its impact on satisfaction with retirement. From social identity theory formulations, we assumed that (1) retiree-identity was comprised of three distinct components (cognitive, evaluative, and affective), and (2) only the affective component would play a role…

  6. Saving Behavior and Portfolio Choice After Retirement

    NARCIS (Netherlands)

    van Ooijen, Raun; Alessie, Rob; Kalwij, Adriaan

    2015-01-01

    This paper reviews the literature on saving behavior and portfolio choice after retirement and provides a descriptive analysis of this behavior by Dutch elderly households. Studying saving behavior in the Netherlands is informative because of the very different institutional background compared to

  7. 77 FR 66149 - Retirement of FASTforward Technology

    Science.gov (United States)

    2012-11-02

    ... FASTforward Technology AGENCY: Postal Service TM . ACTION: Final rule. SUMMARY: The Postal Service will revise... terminate the use of FASTforward TM technology as a Move Update option for commercial First-Class Mail... proposed rule in the Federal Register (77 FR 53830) to retire FASTforward technology. We received no formal...

  8. Military Retirement: Background and Recent Developments

    Science.gov (United States)

    2017-01-06

    the service until retirement, and on assumptions regarding the overall U.S. economy, including interest rates , inflation rates , and military pay...nonmonetary benefits including exchange and commissary privileges, medical care through TRICARE, and access to Morale, Welfare and Recreation (MWR...include exchange and commissary privileges, medical care through TRICARE, and access to Morale, Welfare and Recreation facilities and programs

  9. Financial Planning for Retirement: A Psychosocial Perspective.

    Science.gov (United States)

    Topa, Gabriela; Lunceford, Gregg; Boyatzis, Richard E

    2017-01-01

    Retirement is a time of life that has grown ever longer in the developed world, and the number of pensioners has increased accordingly, questioning the strength of Social Security systems and the social safety net in general. Financial Planning for Retirement (FRP) consists of the series of activities involved in the accumulation of wealth to cover needs in the post-retirement stage of life. The negative short-, mid-, and long-term consequences of inadequate Financial Planning for Retirement do not only affect individuals, but also their extended families, homes, eventually producing an unwanted impact on the entire society. The Capacity-Willingness-Opportunity Model has been proposed to understand FPR, combined with Intentional Change Theory, a framework for understanding the process, antecedents and consequences of FPR. From this perspective, we propose this promising model, but there are a large number of variables that have not been included that offer novel ways to deepen our understanding of FPR. A focus on each dimension of the model, the role of age and psychosocial variables associated with demographic indicators such as gender, health status, and migration, allow us to provide a proposal of scientific advancement of FPR.

  10. On Expectations, Realizations and Partial Retirement

    NARCIS (Netherlands)

    Mastrogiacomo, Mauro

    2004-01-01

    This study investigates whether many people fear an unexpectedshock in their financial situation around retirement and whether therelated expectations and realizations match each other. We use theDutch Social Economic Panel survey data, where expectations aboutthe next year's financial situation are

  11. Training access, reciprocity, and expected retirement age

    NARCIS (Netherlands)

    Montizaan, R.M.; de Grip, A.; Fouarge, D.

    2015-01-01

    This paper investigates whether employers can induce employees to postpone retirement by offering access to training courses that maintain job proficiency. We use unique, matched employer-employee surveys for the Dutch public sector, which include detailed information on a wide range of HR practices

  12. Basic Features of Effective Retirement Planning. | Akinade ...

    African Journals Online (AJOL)

    It states that as one moves near retirement, one should calculate his or her net worth, invest in human capital, slow down strenuous activities and start a familiar business and learn to manage it. It suggests some sources of money to start some income generating ventures .It encourages employees to plan to build functional ...

  13. The Cornell Staff Retirement Incentive Program

    Science.gov (United States)

    Whelan, Kenneth T.; Ehrenberg, Ronald G.; Hallock, Kevin F.; Seeber, Ronald L.

    2011-01-01

    We evaluate potential determinants of enrollment in an early retirement incentive program for non-tenure-track employees at a large university. Using administrative records on the eligible, population of employees not covered by collective bargaining agreements, historical employee count and layoff data by budget units, and public information on…

  14. Inspection of the Armed Forces Retirement Home

    Science.gov (United States)

    2014-07-23

    medications. Records reviewed included podiatry visits. Coumadin Clinic Armed Forces Retirement Home – Washington, D.C. The anti-coagulation clinic...rehabilitation services, podiatry , clinical pharmacy, and dentistry. Pharmacy services were provided through WRNMMC. The AFRH-W providers had access only...Staff The outpatient services included primary care, optometry, Coumadin clinic, psychology, podiatry , dental care, and rehabilitation services. Many of

  15. Health, Financial Incentives and Retirement in Spain

    NARCIS (Netherlands)

    E. Erdogan-Ciftci (Esen); E.K.A. van Doorslaer (Eddy); A. Lopez-Nicolas (Angel)

    2008-01-01

    textabstractWe estimate the impact of health and financial incentives on the retirement transitions of older workers in Spain. Individual measures of pension wealth, peak and accrual values are constructed using labor market histories and health shocks are derived as changes in a composite health

  16. Reserves and cash flows under stochastic retirement

    DEFF Research Database (Denmark)

    Gad, Kamille Sofie Tågholt; Nielsen, Jeppe Woetmann

    2016-01-01

    and the guarantees provided. Stochastic retirement creates a need to rethink the construction of disability products for high ages and ways to handle this are discussed. We show how to calculate market reserves and how to use modified transition probabilities to calculate expected cash flows without significantly...

  17. The employer’s perspective on retirement

    NARCIS (Netherlands)

    Henkens, C.J.I.M.; van Dalen, H.P.; Wang, M.

    2013-01-01

    In this chapter we discuss the literature with respect to the role of employers in retirement processes of older workers and provide suggestions for future research. In the first part of this chapter we will review existing theoretical insights regarding the employers’ actions and attitudes toward

  18. The effect of retirement on cognitive functioning

    NARCIS (Netherlands)

    Lindeboom, M.; von Gaudecker, H.K.G.; Coe, N.B.; Maurer, J.

    2012-01-01

    Cognitive impairment has emerged as a major driver of disability in old age, with profound effects on individual well-being and decision making at older ages. In the light of policies aimed at postponing retirement ages, an important question is whether continued labour supply helps to maintain high

  19. The meaning of retirement for communally-living retired performing artists.

    Science.gov (United States)

    Davis, D K; Cannava, E

    1995-01-01

    The purpose of this qualitative descriptive transcultural study was to explore the meaning of retirement for those older people who have lived as performing artists and who are presently sharing communal living at the Casa Verdi di Riposo, Milan, Italy. Parse's nursing theory was the conceptual framework utilized to structure objectives and interview questions. Findings showed that the meaning of retirement for these communally-living retired performing artists is the emerging of an unburdening lightness as esthetic interconnections surface the was and will-be in the now moment as the diversity of everydayness enlivens through communion-solitude while anticipating the transposing vistas of the inevitable prompts treasuring the now in confirming a perpetual artistic legacy. Findings were congruent with Parse's three major themes (meaning, rhythmicity, and transcendence) and support Parse's theory of human becoming, as well as expanding the body of nursing knowledge on the phenomenon of retirement.

  20. The Future of Retirement: It's Not What You Think.

    Science.gov (United States)

    Morris, Betsy

    1996-01-01

    Suggests five steps to help plan for retirement: (1) start planning for a retirement home; (2) launch a retirement business now; (3) maximize 401(k) contributions; (4) be informed about 401(k); and (5) create an "event" timeline for college, weddings, and other expensive items. (JOW)

  1. The Taboo of Retirement for Diocesan Catholic Priests.

    Science.gov (United States)

    Kane, Michael N

    2016-06-01

    This paper considers Catholic priests in the USA and their freedom to retire, the constraints that may restrain them from retirement, and the financial and psychological variables that impact them in ministry and in future retirement. Implications for pastoral care and counseling are considered. © The Author(s) 2016.

  2. Retirement planning by Dutch farmers: rationality or randomness?

    NARCIS (Netherlands)

    Asseldonk, van M.A.P.M.; Veen, van der H.B.; Meulen, van der H.A.B.

    2010-01-01

    Purpose

    – In self‐directed retirement plans, farmers are responsible for selecting the types of risky investments toward which the funds in their retirement plan are allocated. Furthermore, farmers do not necessarily purchase sufficient annuities with their savings upon retirement. There is

  3. 22 CFR 19.10-3 - Marriage after retirement.

    Science.gov (United States)

    2010-04-01

    ... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Marriage after retirement. 19.10-3 Section 19... PARTICIPANTS IN THE FOREIGN SERVICE RETIREMENT AND DISABILITY SYSTEM § 19.10-3 Marriage after retirement. If an... marriage irrevocably elect to receive a reduced annuity and to provide, subject to any obligation to...

  4. Retirement Financial Planning and the RN: An Integrative Literature Review.

    Science.gov (United States)

    Keele, Shanna; Alpert, Patricia T

    2015-10-01

    This integrative literature review examined the current research on RN retirement. The review identified 3 critical gaps in knowledge: (a) minimal knowledge regarding the economic impact on RN retirement, (b) incomplete information regarding the demographics of RN retirement, and (c) a scarcity of prospective longitudinal RN workforce studies. Future research must address these gaps to better address RN workforce sustainability.

  5. 40 CFR 72.8 - Retired units exemption.

    Science.gov (United States)

    2010-07-01

    ... 40 Protection of Environment 16 2010-07-01 2010-07-01 false Retired units exemption. 72.8 Section...) PERMITS REGULATION Acid Rain Program General Provisions § 72.8 Retired units exemption. (a) This section applies to any affected unit (except for an opt-in source) that is permanently retired. (b)(1) Any...

  6. Uncovered: Social Security, Retirement Uncertainty, and 1 Million Teachers

    Science.gov (United States)

    Kan, Leslie; Aldeman, Chad

    2014-01-01

    Retirement savings are often described as a three-legged stool: Social Security, employer retirement plans, and personal savings. For many American workers, Social Security is the most consistent portion of the three-legged model, providing a solid plank of retirement savings. But nationwide, more than 1 million teachers--about 40 percent of all…

  7. Exploring the Relationship between Marital Status and Women's Retirement Satisfaction

    Science.gov (United States)

    Price, Christine A.; Joo, Eunjee

    2005-01-01

    Increased divorce rates, declining marriage rates, and a predisposition to widowhood in later life all contribute to the heterogeneous marital histories of women approaching retirement. Existing research on retirement, however, has not considered the diversity in marital status that exists among retired women. The purpose of the present study was…

  8. 5 CFR 890.906 - Retired enrolled individuals coinsurance payments.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Retired enrolled individuals coinsurance... Charges, Physician Charges, and FEHB Benefit Payments § 890.906 Retired enrolled individuals coinsurance payments. (a) A retired enrolled individual's coinsurance responsibility for inpatient hospital services is...

  9. Retirement adequacy goals for South African households | Butler ...

    African Journals Online (AJOL)

    Household wealth–earnings ratio goals were estimated to be between 10,5 and 18,2 times annual salary depending on retirement age, household composition, income, location, age, education, household income distribution, home ownership and salary support. Considering current retirement savings rates, retirement ...

  10. 20 CFR 404.1077 - Individuals under railroad retirement system.

    Science.gov (United States)

    2010-04-01

    ... Self-Employment § 404.1077 Individuals under railroad retirement system. If you are an employee or... business. Your services are covered under the railroad retirement system. Self-Employment Income ... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Individuals under railroad retirement system...

  11. 5 CFR 1653.3 - Processing retirement benefits court orders.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Processing retirement benefits court orders. 1653.3 Section 1653.3 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD COURT ORDERS AND LEGAL PROCESSES AFFECTING THRIFT SAVINGS PLAN ACCOUNTS Retirement Benefits Court Orders § 1653...

  12. 5 CFR 1653.2 - Qualifying retirement benefits court orders.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Qualifying retirement benefits court orders. 1653.2 Section 1653.2 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD COURT ORDERS AND LEGAL PROCESSES AFFECTING THRIFT SAVINGS PLAN ACCOUNTS Retirement Benefits Court Orders § 1653...

  13. Job Satisfaction, Retirement Attitude and Intended Retirement Age: A Conditional Process Analysis across Workers’ Level of Household Income

    NARCIS (Netherlands)

    Davies, E.M.M.; Heijden, B.I.J.M. van der; Flynn, M.

    2017-01-01

    In the contemporary workplace, insight into retirement behaviors is of crucial importance. Previous empirical evidence has found mixed results regarding the relationship between work attitudes, such as job satisfaction, and retirement behaviors, suggesting that further scholarly examination

  14. Progressive Retirement Programme and Part-time work as a pre-retirement measure

    CERN Multimedia

    HR Department

    2006-01-01

    Following discussion at the Standing Concertation Committee at its meeting on 25 January 2006, the Director-General has approved the extension of the Progressive Retirement Programme with effect from 1 April 2006 until 31 March 2007; of the Part-time work scheme as a pre-retirement measure for the year 2006, i.e. until 31 December 2006. Human Resources Department Tel. 72808/74128

  15. Progressive Retirement Programme and Part-time work as a pre-retirement measure

    CERN Multimedia

    Human Resources Department

    2004-01-01

    Following discussion at the Standing Concertation Committee at its meeting on 8 November 2004, the Director-General has approved the extension of the Progressive Retirement Programme with effect from 1 April 2005 until 31 March 2006; of the Part-time work scheme as a pre-retirement measure with effect from 1 January 2005 until 31 December 2005. Human Resources Department Tel. 72808/74128

  16. Work or retirement: Exploration of the experiences of Iranian retired nurses.

    Science.gov (United States)

    Nobahar, Monir; Ahmadi, Fazlollah; Alhani, Fatemah; Khoshknab, Masood Fallahi

    2015-01-01

    According to recent studies, the level of international interest in bridge employment, as return to work after retirement, has been growing. This study aimed to explore the experiences of retired nurses in Iran with regard to making a decision about whether or not to seek bridge employment. A qualitative study using a content analysis approach was conducted in an urban area of Iran. Semi-structured interviews were held with 20 Iranian male and female retired nurses chosen using purposive sampling. During the data analysis, two main themes were identified as the participants' thoughts supporting the decision of seeking bridge employment. The first theme was entitled motivational factors with categories of ``serving the society,'' ``maintaining and promoting health,'' ``tendency toward flexible work,'' and ``maintaining the role and activity.'' The second theme was entitled forcing factors with categories of ``ardent desire to work (pluralistic ignorance)'' and ``financial need.' ' While some Iranian retired nurses were not motivated to seek work for health reasons, most preferred to return to work after retirement. They were motivated to seek bridge employment out of a desire to serve the society, to promote their own physical and mental health, to continue to use their expertise and maintain the worker role, and because of financial needs and perceived societal expectations. Nurses seeking employment later in life tended to look for job flexibility and less stressful work. Therefore, the management of bridge employment by healthcare system authorities can be useful in making use of the invaluable experiences of retired nurses.

  17. Is There Chronic Brain Damage in Retired NFL Players? Neuroradiology, Neuropsychology, and Neurology Examinations of 45 Retired Players

    OpenAIRE

    Casson, Ira R.; Viano, David C.; Haacke, E. Mark; Kou, Zhifeng; LeStrange, Danielle G.

    2014-01-01

    Background: Neuropathology and surveys of retired National Football League (NFL) players suggest that chronic brain damage is a frequent result of a career in football. There is limited information on the neurological statuses of living retired players. This study aimed to fill the gap in knowledge by conducting in-depth neurological examinations of 30- to 60-year-old retired NFL players. Hypothesis: In-depth neurological examinations of 30- to 60-year-old retired players are unlikely to dete...

  18. The Influence of the Early Retirement Process on Satisfaction with Early Retirement and Psychological Well-Being

    Science.gov (United States)

    Potocnik, Kristina; Tordera, Nuria; Peiro, Jose Maria

    2010-01-01

    The present study explores the influence of the early retirement process on adjustment to early retirement, taking into account the roles of individual characteristics and social context in this process. We proposed a systematic model integrating perceived ability to continue working, organizational pressures toward early retirement and group…

  19. Reserve Retirement Equality: Treating Reserves Fairly While Saving Taxpayer Dollars

    Science.gov (United States)

    2010-06-09

    rata .121 For example, a Reserve who performs the equivalent of five years of active duty, will receive one-fourth the retired pay of his active duty...4,225 per month.124 But because reserve-retirement benefits are based on pro rata years of service, this officer’s years of service for retirement...purposes are 3,146 retirement points divided by 360.125 This results in 8.74 years pro rata years of service.126 His retirement benefits thus are

  20. Behavioral and psychological aspects of the retirement decision.

    Science.gov (United States)

    Knoll, Melissa A Z

    2011-01-01

    The majority of research on the retirement decision has focused on the health and wealth aspects of retirement. Such research concludes that people in better health and those enjoying a higher socioeconomic status tend to work longer than their less healthy and less wealthy counterparts. While financial and health concerns are a major part of the retirement decision, there are other issues that may affect the decision to retire that are unrelated to an individual's financial and health status. Judgment and decision-making and behavioral-economics research suggests that there may be a number of behavioral factors influencing the retirement decision. The author reviews and highlights such factors and offers a unique perspective on potential determinants of retirement behavior, including anchoring and framing effects, affective forecasting, hyperbolic discounting, and the planning fallacy. The author then describes findings from previous research and draws novel connections between existing decision-making research and the retirement decision.

  1. Retirement intentions of dentists in New South Wales, Australia

    Directory of Open Access Journals (Sweden)

    Page Sue

    2010-04-01

    Full Text Available Abstract Background The Australian dental workforce is ageing and current shortages have been predicted to worsen with the retirement of the growing contingent of older dentists. However, these predictions have been based on retirement trends of previous generations and little is known about the retirement intentions of today's older dentists. Methods The Dentist Retirement Intentions Survey was mailed to 768 NSW Australian Dental Association members aged over 50 and achieved a response rate of 20%. T-tests, ANOVAs and multivariate regression were used to analyse the data. Results On average, participants intend to retire at the age of 66, although they would prefer to do so earlier (p Conclusions The current generation of older dentists intends to retire later than their predecessors. Most wish to remain involved in dentistry in some capacity following retirement, and may assist in overcoming workforce shortages, either by practising part time or training dental students.

  2. Land Retirement as a Habitat Restoration Tool

    Science.gov (United States)

    Singh, P. N.; Wallender, W. W.

    2007-12-01

    Use of intensive irrigation in arid and semi-arid areas usually leads to gradual salination of the soil leading to crop yield decline. The salination problem is mitigated by applying irrigation in excess of crop requirements, which leaches the excess salt load to the groundwater. Insufficient natural or man made drainage to dispose off this saline recharge to the groundwater leads to a gradual rise in the water table and eventual encroachment upon the root zone. This may ultimately make the land unfit for any economically productive activity. The abandoned land may even lead to desertification with adverse environmental consequences. In drainage basins with no surface outflow (sometimes called closed basins), land retirement has been proposed as a management tool to address this problem. Land retirement essentially entails intentionally discontinuing irrigation of selected farmlands with the expectation that the shallow water table beneath those lands should drop and the root zone salinity level should decrease. In the San Joaquin Valley of California, intensive irrigation in conjunction with a shallow underlying layer of clay, known as the Corcoran clay layer and absence of a drainage system caused the root zone to become highly saline and the shallow water table to rise. Land retirement would remove from production those farmlands contributing the poorest quality subsurface drain water. Based on numerical models results, it was expected that with land retirement of substantial irrigated lands with poor drainage characteristics, beneath which lies shallow groundwater with high salt load, the shallow water table beneath those lands should drop. A part of the retired lands could also be used for wildlife habitat. A potential negative side of the land retirement option that has to be considered is that in certain enabling evapotranspiration, soil and water table conditions, water will be drawn upwards and evaporated, leaving a deposit of salts on the surface and in

  3. Health, Disability Insurance and Retirement in Denmark

    DEFF Research Database (Denmark)

    Bingley, Paul; Datta Gupta, Nabanita; Jørgensen, Michael

    2014-01-01

    There are large differences in labor force participation rates by health status. We examine to what extent these differences are determined by the provisions of Disability Insurance and other pension programs. Using administrative data for Denmark we find that those in worse health and with less...... schooling are more likely to receive DI. The gradient of DI participation across health quintiles is almost twice as steep as for schooling - moving from having no high school diploma to college completion. Using an option value model that accounts for different pathways to retirement, applied to a period...... spanning a major pension reform, we find that pension program incentives in general are important determinants of retirement age. Individuals in poor health and with low schooling are significantly more responsive to economic incentives than those who are in better health and with more schooling. Similar...

  4. Psychosocial work environment and retirement age

    DEFF Research Database (Denmark)

    Thorsen, Sannie Vester; Jensen, Per H.; Bjorner, Jakob Bue

    2016-01-01

    influence in job, low possibilities for development, low role clarity, perceived age discrimination, low recognition from management, low workplace justice, poor trust in management, poor leadership quality, and poor predictability. No significant association with early retirement was found for work pace......, quantitative demands, emotional demands, role conflicts, social community between colleagues, and trust between colleagues. Conclusion Older employees with high job satisfaction, influence, possibilities for development, positive management relations, and jobs with no age discrimination remained longer...

  5. Failure analysis of retired steam generator tubings

    Energy Technology Data Exchange (ETDEWEB)

    Kim, Hong Pyo; Kim, J. S.; Hwang, S. S. and others

    2005-04-15

    Degradation of steam generator leads to forced outage and extension of outage, which causes increase in repair cost, cost of purchasing replacement power and radiation exposure of workers. Steam generator tube rupture incident occurred in Uljin 4 in 2002, which made public sensitive to nuclear power plant. To keep nuclear energy as a main energy source, integrity of steam generator should be demonstrated. Quantitative relationship between ECT(eddy current test) signal and crack size is needed in assesment of integrity of steam generator in pressurized water reactor. However, it is not fully established for application in industry. Retired steam generator of Kori 1 has many kinds of crack such as circumferential and axial primary water stress corrosion crack and outer diameter stress corrosion crack(ODSCC). So, it can be used in qualifying and improving ECT technology and in condition monitoring assesment for crack detected in ISI(in service inspection). In addition, examination of pulled tube of Kori 1 retired steam generator will give information about effectiveness of non welded sleeving technology which was employed to repair defect tubes and remedial action which was applied to mitigate ODSCC. In this project, hardware such as semi hot lab. for pulled tube examination and modification transportation cask for pulled tube and software such as procedure of transportation of radioactive steam generator tube and non-destructive and destructive examination of pulled tube were established. Non-destructive and destructive examination of pulled tubes from Kori 1 retired steam generator were performed in semi hot lab. Remedial actions applied to Kori 1 retired steam generator, PWSCC trend and bulk water chemistry and crevice chemistry in Kori 1 were evaluated. Electrochemical decontamination technology for pulled tube was developed to reduce radiation exposure and enhance effectiveness of pulled tube examination. Multiparameter algorithm developed at ANL, USA was

  6. Starting Retirement on a Sound Footing

    CERN Multimedia

    2001-01-01

    The fifth pre-retirement seminar has been a great success. The various sessions covered questions relating to rules and regulations, as well as financial and health issues, health insurance, residence permits and the psychological aspects of retirement. You will no doubt have noticed that the car parks near the Main Building were particularly full last week. In fact it was almost impossible to find a parking spot. A prestigious speaker? A sensational lecture series? Nothing of the sort. It was all due to the pre-retirement seminar, the fifth of its kind since 1993, which never fails to be a success. 'We sent out a thousand invitations to CERN staff aged 55 and above and received 500 positive replies' says William Blair, who has been organising the seminars for the Human Resources (HR) Division for the last eight years in collaboration with the CERN Pensioners Association and the Staff Association. The Main Auditorium was not big enough to accommodate everyone and the discussions also had to be retransmitted l...

  7. Job Satisfaction, Retirement Attitude and Intended Retirement Age: A Conditional Process Analysis across Workers’ Level of Household Income

    Science.gov (United States)

    Davies, Eleanor M. M.; Van der Heijden, Beatrice I. J. M.; Flynn, Matt

    2017-01-01

    In the contemporary workplace, insight into retirement behaviors is of crucial importance. Previous empirical evidence has found mixed results regarding the relationship between work attitudes, such as job satisfaction, and retirement behaviors, suggesting that further scholarly examination incorporating moderating and mediating variables into retirement models is needed. Drawing on comparative models of attitude to retirement, we hypothesized a direct relationship between job satisfaction and intended retirement age for workers with a high household income and an indirect relationship between job satisfaction and intended retirement age, via retirement attitude, for workers with a low or mean household income. We collected data from a sample of 590 United Kingdom workers aged 50+. Using conditional process analysis, we found that the underlying mechanisms in our research model differ according to socio-economic status. We found no direct effect between job satisfaction and intended retirement age. However, an indirect effect was observed between job satisfaction and intended retirement age, via retirement attitude, for both low- and mean-household income individuals. Specifically, the relationship between job satisfaction and retirement attitude differed according to socio-economic group: for high-household income older workers, there was no relationship between job satisfaction and retirement attitude. However, for low- and mean-household income older workers, we observed a negative relationship between job satisfaction and retirement attitude. Otherwise stated, increases in job satisfaction for mean and low household income workers are likely to make the prospect of retirement less attractive. Therefore, we argue that utmost care must be taken around the conditions under which lower income employees will continue their work when getting older in order to protect their sustainable employability. PMID:28620329

  8. Job Satisfaction, Retirement Attitude and Intended Retirement Age: A Conditional Process Analysis across Workers' Level of Household Income.

    Science.gov (United States)

    Davies, Eleanor M M; Van der Heijden, Beatrice I J M; Flynn, Matt

    2017-01-01

    In the contemporary workplace, insight into retirement behaviors is of crucial importance. Previous empirical evidence has found mixed results regarding the relationship between work attitudes, such as job satisfaction, and retirement behaviors, suggesting that further scholarly examination incorporating moderating and mediating variables into retirement models is needed. Drawing on comparative models of attitude to retirement, we hypothesized a direct relationship between job satisfaction and intended retirement age for workers with a high household income and an indirect relationship between job satisfaction and intended retirement age, via retirement attitude, for workers with a low or mean household income. We collected data from a sample of 590 United Kingdom workers aged 50+. Using conditional process analysis, we found that the underlying mechanisms in our research model differ according to socio-economic status. We found no direct effect between job satisfaction and intended retirement age. However, an indirect effect was observed between job satisfaction and intended retirement age, via retirement attitude, for both low- and mean-household income individuals. Specifically, the relationship between job satisfaction and retirement attitude differed according to socio-economic group: for high-household income older workers, there was no relationship between job satisfaction and retirement attitude. However, for low- and mean-household income older workers, we observed a negative relationship between job satisfaction and retirement attitude. Otherwise stated, increases in job satisfaction for mean and low household income workers are likely to make the prospect of retirement less attractive. Therefore, we argue that utmost care must be taken around the conditions under which lower income employees will continue their work when getting older in order to protect their sustainable employability.

  9. Baby boom generation at the retirement onset

    Directory of Open Access Journals (Sweden)

    Stojilković Jelena

    2010-01-01

    Full Text Available Sudden increase in the number of live births after the Second World War due to an increase in fertility rates has led to the formation of cohorts with specific characteristics or baby boom generation. This generation is unique in the history of the demographic phenomenon that has affected and affects the functioning of many segments of society. The aim of this paper is to assess structure of baby boomers who are few years away from retirement, using demographic data. Impact of baby boomer age structure of current and future retirees is described with a graphical display of current and projected age pyramid of baby boomers. Demographic pattern that women live longer than men is evident in the projected pyramid. In addition, the number of baby boomers will lead to a "younger" old population. The imbalance in the number of men and women pensioners, as well as older cohorts of women and female baby boomers was analyzed. As a result, an increasing trend of women's age pensioners who are members of the baby boom generation was clearly observed, which is opposite to the older cohort of women who often were family pensioners. Different circumstances and conditions in which female boomers lived and worked will form a new "pension model" because they will gain their benefits as well as men, for the first time in significant number, unlike their mothers, which gained the right to retire after they become widows. Number of women age pensioners is getting greater comparing to men, as the result of changes in the economic activities of women in the last half of the 20th century. When baby boomers retire and exit the working population, this will create a vacuum, because the numerically smaller generations will enter working population, while the sudden and very shortly, the number of population older than 60 or 65 will increase, most of them will likely to acquire the right to a pension. It is undeniable that baby boomers had impact on demographic structure

  10. This is not your parents' retirement: comparing retirement income across generations.

    Science.gov (United States)

    Butrica, Barbara A; Smith, Karen E; Iams, Howard M

    2012-01-01

    This article examines how retirement income at age 67 is likely to change for baby boomers and persons born in generation X (GenX) compared with current retirees. We use the Social Security Administration's Modeling Income in the Near Term (MINT) model to project retirement income and assets, poverty rates, and replacement rates for current and future retirees at age 67. We find that, in absolute terms, retirement incomes offuture cohorts will increase over time, and poverty rates will fall. However, projected income gains are larger for higher than for lower socioeconomic groups, leading to increased income inequality among future retirees. Finally, because postretirement incomes are not expected to rise as much as preretirement incomes, baby boomers and GenXers are less likely to have enough postretirement income to maintain their preretirement standard of living compared with current retirees.

  11. Reluctance to Retire: A Qualitative Study on Work Identity, Intergenerational Conflict, and Retirement in Academic Medicine.

    Science.gov (United States)

    Silver, Michelle Pannor; Williams, Sarah A

    2016-09-01

    Some professions foster expectations that individuals cultivate their work identity above all other aspects of life. This can be problematic when individuals are confronted with the expectation that they will readily terminate this identity in later-career stages as institutions seek to cycle in new generations. This study examines the relationship between work identity and retirement by examining multiple generations of academic physicians. This study used a multimethod qualitative design that included document analysis, participant observation, focus groups, and in-depth interviews with academic physicians from one of the oldest departments of medicine in North America. This study illustrates how participants were predisposed and then groomed through institutional efforts to embrace a career trajectory that emphasized work above all else and fostered negative sensibilities about retirement. Participants across multiple generations described a lack of work-life balance and a prioritization of their careers above nonwork commitments. Assertions that less experienced physicians were not as dedicated to medicine and implicit assumptions that later-career physicians should retire emerged as key concerns. Strong work identity and tensions between different generations may confound concerns about retirement in ways that complicate institutional succession planning and that demonstrate how traditional understandings of retirement are out of date. Findings support the need to creatively reconsider the ways we examine relations between work identity, age, and retirement in ways that account for the recent extensions in the working lives of professionals. © The Author 2016. Published by Oxford University Press on behalf of The Gerontological Society of America. All rights reserved. For permissions, please e-mail: journals.permissions@oup.com.

  12. Pathways through which health influences early retirement: a qualitative study.

    Science.gov (United States)

    de Wind, Astrid; Geuskens, Goedele A; Reeuwijk, Kerstin G; Westerman, Marjan J; Ybema, Jan Fekke; Burdorf, Alex; Bongers, Paulien M; van der Beek, Allard J

    2013-04-03

    Due to the aging of the population, there is a societal need for workers to prolong their working lives. In the Netherlands, many employees still leave the workforce before the official retirement age of 65. Previous quantitative research showed that poor self-perceived health is a risk factor of (non-disability) early retirement. However, little is known on how poor health may lead to early retirement, and why poor health leads to early retirement in some employees, but not in others. Therefore, the present qualitative study aims to identify in which ways health influences early retirement. Face-to-face semi-structured interviews were conducted with 30 employees (60-64 years) who retired before the official retirement age of 65. Participants were selected from the Study on Transitions in Employment, Ability and Motivation. The interviews were transcribed verbatim, a summary was made including a timeline, and the interviews were open coded. In 15 of the 30 persons, health played a role in early retirement. Both poor and good health influenced early retirement. For poor health, four pathways were identified. First, employees felt unable to work at all due to health problems. Second, health problems resulted in a self-perceived (future) decline in the ability to work, and employees chose to retire early. Third, employees with health problems were afraid of a further decline in health, and chose to retire early. Fourth, employees with poor health retired early because they felt pushed out by their employer, although they themselves did not experience a reduced work ability. A good health influenced early retirement, since persons wanted to enjoy life while their health still allowed to do so. The financial opportunity to retire sometimes triggered the influence of poor health on early retirement, and often triggered the influence of good health. Employees and employers barely discussed opportunities to prolong working life. Poor and good health influence early

  13. Athletic identity and psychiatric symptoms following retirement from varsity sports.

    Science.gov (United States)

    Giannone, Zarina A; Haney, Colleen J; Kealy, David; Ogrodniczuk, John S

    2017-11-01

    Despite evidence identifying adjustment difficulties among retiring athletes, research investigating factors that contribute to post-retirement complications is limited. Athletic identity may be an important determinant of adverse adaptation to sport retirement. The purpose of this study was to address the influence of athletic identity on post-retirement depression and anxiety symptoms among varsity athletes. An anonymous, online survey regarding athletic identity and psychiatric symptoms was completed by 72 self-identified varsity athletes during their final season of competition and 3 months after retiring from sport. After controlling for the effects of pre-retirement anxiety symptoms, endorsement of an athletic identity significantly predicted anxiety symptoms in the post-retirement period. A similar, but non-significant, pattern was observed for depressive symptoms. The findings of this study suggest that athletes' degree of athletic identity may be a risk factor for the emergence of psychiatric distress in the months following their retirement from sport. Identity-focused screening or intervention during athletes' sport careers could potentially mitigate some of the psychological difficulties associated with sport retirement.

  14. Ready for Retirement: The Gateway Drug Hypothesis.

    Science.gov (United States)

    Kleinig, John

    2015-01-01

    The psycho-social observation that the use of some psychoactive substances ("drugs") is often followed by the use of other and more problematic drugs has given rise to a cluster of so-called "gateway drug hypotheses," and such hypotheses have often played an important role in developing drug use policy. The current essay suggests that drug use policies that have drawn on versions of the hypothesis have involved an unjustified oversimplification of the dynamics of drug use, reflecting the interests of certain stakeholders rather than wise social policy. The hypothesis should be retired.

  15. Does Retirement Offer a "Window of Opportunity" for Lifestyle Change? Views From English Workers on the Cusp of Retirement.

    Science.gov (United States)

    Smeaton, Deborah; Barnes, Helen; Vegeris, Sandra

    2017-02-01

    Improving health behaviors can delay or prevent lifestyle diseases. Previous quantitative studies suggest that interventions at retirement may be particularly effective. This study introduces the voices of older people to explore the potential of retirement as a change point. This qualitative study of current and anticipated health behaviors among 55 people approaching retirement in England reports thematic analysis of semi-structured interviews. Many respondents expected improved health behaviors whether from conscious changes or simply as a beneficial side effect of retiring, while a smaller group felt retirement carried inherent health risks, with a need to guard against these. The retirement transition can potentially establish positive health behaviors, but interventions need careful targeting to maximize their benefit. Further research is required to explore how far intentions translate into practice and the barriers and facilitators to doing so.

  16. All those things together made me retire : Qualitative study on early retirement among Dutch employees

    NARCIS (Netherlands)

    Reeuwijk, K.G.; Wind, A. de; Westerman, M.J.; Ybema, J.F.; Beek, A.J. van der; Geuskens, G.A.

    2013-01-01

    Background: Due to the aging of the population and subsequent higher pressure on public finances, there is a need for employees in many European countries to extend their working lives. One way in which this can be achieved is by employees refraining from retiring early. Factors predicting early

  17. Missing work after retirement: The role of life histories in the retirement adjustment process

    NARCIS (Netherlands)

    Damman, M.; Henkens, K.; Kalmijn, M.

    2015-01-01

    Purpose of the Study: Although the process of adjustment to retirement is often assumed to be related to experiences earlier in life, quantitative empirical insights regarding these relationships are limited. This study aims to improve our understanding of adjustment to the loss of the work role, by

  18. Missing work after retirement: the role of life histories in the retirement adjustment process

    NARCIS (Netherlands)

    Damman, M.; Henkens, K.; Kalmijn, M.

    2015-01-01

    Purpose of the Study: Although the process of adjustment to retirement is often assumed to be related to experiences earlier in life, quantitative empirical insights regarding these relationships are limited. This study aims to improve our understanding of adjustment to the loss of the work role, by

  19. Retirement and cognitive development in the Netherlands : Are the retired really inactive?

    NARCIS (Netherlands)

    de Grip, Andries; Dupuy, Arnaud; Jolles, Jelle; van Boxtel, Martin

    2015-01-01

    This paper uses longitudinal data to analyze the relation between retirement and cognitive development in the Netherlands. Controlling for individual fixed effects and lagged cognition, we find that retirees face lower declines in their cognitive flexibility than those who remain employed, which

  20. Retirement Behaviour of Dutch Elderly Households: Diversity in Retirement Patterns across Different Household Types

    NARCIS (Netherlands)

    Mastrogiacomo, Mauro; Alessie, R.J.M.; Lindeboom, Maarten

    2002-01-01

    This paper aims to assess the relative importance of differences in behaviouralresponses to financial incentives in explaining the observed variation in retirement behaviour across different types of households. We specify and estimate models for singles and married couples and estimate these on

  1. Baby boomers nearing retirement: the healthiest generation?

    Science.gov (United States)

    Rice, Neil E; Lang, Iain A; Henley, William; Melzer, David

    2010-02-01

    The baby-boom generation is entering retirement. Having experienced unprecedented prosperity and improved medical technology, they should be the healthiest generation ever. We compared prevalence of disease and risk factors at ages 50-61 years in baby boomers with the preceding generation and attributed differences to period or cohort effects. Data were from the Health Survey for England (HSE) from 1994 to 2007 (n = 48,563). Logistic regression models compared health status between birth cohorts. Age-period-cohort models identified cohort and period effects separately. Compared to the wartime generation, the baby-boomer group was heavier (3.02 kg; 95% confidence interval [CI], 2.42-3.63; p Baby boomers reported fewer heart attacks (OR = 0.61; CI, 0.47-0.79; p baby boomers are moving toward retirement with improved cardiovascular health. However, the baby-boomer cohort has a higher prevalence of mental illness diagnoses and shows no improvement in self-rated health compared to the wartime birth cohort. There remains substantial scope to reduce health risks and future disability.

  2. The evolution of Japanese employer-sponsored retirement plans.

    Science.gov (United States)

    Rajnes, David

    2007-01-01

    This article examines the development of Japanese voluntary employer-sponsored retirement plans with an emphasis on recent trends. Until 2001, companies in Japan offered retirement benefits as lump-sum severance payments and/or benefits from one of two types of defined benefit (DB) pension plans. One type of DB plan was based on the occupational pension model used in the United States before the adoption of the Employee Retirement Income Security Act of 1974 (ERISA), but lacked the funding, vesting, and other protective features contained in ERISA. The other type of DB plan allowed companies to opt out of the earnings-related portion of social security, commonly referred to as "contracting out." Landmark laws passed in 2001 introduced a new generation of occupational retirement plans to employers and employees. One law increased funding requirements and enhanced employee protections for employer-sponsored DB plans, while a second law introduced defined contribution (DC) plans for several reasons, chiefly to increase retirement savings and help boost Japanese financial markets. These laws complemented earlier changes in the tax code and financial accounting standards already affecting employer-sponsored retirement plans. As a result, new retirement plan designs will replace most prereform era company retirement plans by 2012. In 2001, the experience of 401(k) plans in the United States, where 42 million participants had accumulated more than $1.8 trillion in assets over 20 years, attracted considerable attention among Japanese lawmakers finalizing provisions of the DC pension law. Even with government support and encouragement from the financial services industry, Japanese companies have not adopted these new DC plans in large numbers. As a result, occupational retirement plans in Japan have remained predominantly DB-a surprising development in light of the shift in a number of countries from DB to DC plans observed in recent decades. However, recent proposals to

  3. Comparing Military Retirement to the California Highway Patrol Pension Plan

    Science.gov (United States)

    2014-06-01

    early retirement list were granted their request based upon seniority (USD(P&R), 2011). 2. 1900–1937 Overpopulation of the Navy’s senior officer ranks...retirement authority across all branches of service (USD(P&R), 2011). After World War II, the Navy faced the same overpopulation of the officer ranks

  4. Cardiovascular risk factors among retired attendees visiting primary care clinics.

    Science.gov (United States)

    Al Turki, Yousef Abdullah

    2014-05-01

    The aim of this study was to highlight cardiovascular risk factors among retired attendees attending a primary care clinic, Riyadh, Saudi Arabia. A cross sectional study was conducted from Januaryto February 2013 at Primary Care Clinics of King Khalid University Hospital and College of Medicine, King Saud University, Riyadh, Saudi Arabia. All retired attendees were interviewed by family physician, and their duration of retirement was determined. Their cardiovascular risk factors were confirmed from their medical records. The cardiovascular risk factors included history of diabetes mellitus, hypertension, dyslipidemia, obesity, and smoking. Their weight and height were recorded during the consultation and Body Mass Index was calculated to decide about those classified as obesity ≥ 30 All data were entered and analyzed using statistical package of social science SPSS version 17 software. The present study showed that 19.5% of retired attendees presenting at primary care clinic were early retired before the age of 60 years, while 80.5% were normally retired. The prevalence of cardiovascular risk factors showed: Hypertension among 73% attendees, Diabetes Mellitus in 67%, dyslipidemia in 71%, Obesity 29%, and Smoking 13% of the patients. This study concluded that cardiovascular risk factors among retired attendees of a primary care clinic are common, and need to be taken in to priority consideration while improving the health care of retired people.

  5. Cardiovascular risk factors among retired attendees visiting primary care clinics

    Science.gov (United States)

    Al Turki, Yousef Abdullah

    2014-01-01

    Objective: The aim of this study was to highlight cardiovascular risk factors among retired attendees attending a primary care clinic, Riyadh, Saudi Arabia. Methods:A cross sectional study was conducted from Januaryto February 2013 at Primary Care Clinics of King Khalid University Hospital and College of Medicine, King Saud University, Riyadh, Saudi Arabia. All retired attendees were interviewed by family physician, and their duration of retirement was determined. Their cardiovascular risk factors were confirmed from their medical records. The cardiovascular risk factors included history of diabetes mellitus, hypertension, dyslipidemia, obesity, and smoking. Their weight and height were recorded during the consultation and Body Mass Index was calculated to decide about those classified as obesity ≥ 30 All data were entered and analyzed using statistical package of social science SPSS version 17 software. Results: The present study showed that 19.5% of retired attendees presenting at primary care clinic were early retired before the age of 60 years, while 80.5% were normally retired. The prevalence of cardiovascular risk factors showed: Hypertension among 73% attendees, Diabetes Mellitus in 67%, dyslipidemia in 71%, Obesity 29%, and Smoking 13% of the patients. Conclusion:This study concluded that cardiovascular risk factors among retired attendees of a primary care clinic are common, and need to be taken in to priority consideration while improving the health care of retired people. PMID:24948970

  6. Retirement Flexibility and Portfolio Choice in General Equilibrium

    NARCIS (Netherlands)

    Y. Adema (Yvonne); J. Bonenkamp (Jan); L. Meijdam (Lex)

    2011-01-01

    textabstractThis paper explores the interaction between retirement flexibility and portfolio choice in an overlapping-generations model of a closed economy. Retirement flexibility is often seen as a hedge against capital market risks which justifies more risky asset portfolios. We show, however,

  7. Mitigating the Adjustment and Change Problems of Retiring Workers ...

    African Journals Online (AJOL)

    The event of retirement from public service in Nigeria has carried enormous adjustment and change problems among the retirees. This is because rather than being a natural event, retirement is now a nightmare in Nigeria considering the less than satisfactory situation on the ground. Working on the assumption that retirees ...

  8. The Impact of Health on Individual Retirement Plans

    DEFF Research Database (Denmark)

    Datta Gupta, Nabanita; Larsen, Mona

    2010-01-01

    register data. Estimation of measurement error-reduced and selection-corrected pooled OLS and fixed effects models of retirement show that receiving a medical diagnosis is an important determinant of retirement planning for both men and women, in fact more important than economic factors. The type...

  9. Retirement planning among South African professional soccer players

    African Journals Online (AJOL)

    While retirement traditionally occurs for most non-athletes after a long working career that allows them to plan and anticipate the likely demands and ... It is therefore important for soccer clubs and agents to assist professional soccer players in career counselling to be both mentally and financially prepared for retirement.

  10. Retirement plan technology delivers big benefits to small business.

    Science.gov (United States)

    Clark, R F

    2000-12-01

    Retirement plan technology has made it possible for small businesses to be "competitive" in the benefits they offer employees. Small firms that have upgraded their plans have found they are able to offer programs that are less expensive for them and richer for their employees. Integration and Web-based technology have also facilitated employees' retirement planning.

  11. The Counsellor's Role In Pre-Retirement Education In Nigeria ...

    African Journals Online (AJOL)

    Many Nigerian workers are scared at the mention of the word retirement. This is because of the unpleasant experiences of the past retirees in terms of the delay and difficulties encountered in getting their retirement benefits – gratuity and pension. Unfortunately, some retirees have died out of frustration and in abject poverty ...

  12. Mandatory or Flexible: Whither Retirement Age Policy? | Ibiwoye ...

    African Journals Online (AJOL)

    ... are indeed more disposed to flexible retirement. It also found that flexible policy will have a positive welfare effect as many employees can then take care of their extended span of dependants for a longer period and employee productivity will also be improved. Key words: Retirement, Mandatory, Flexible, Pension Plan, ...

  13. Liability to pay retirement benefits when contributions were not paid ...

    African Journals Online (AJOL)

    This article addresses the conduct of employers who are associated with retirement funds, who have failed to pay their employees' contributions into such retirement funds. In particular, the article responds to the critique levelled at the approach adopted by both our courts and the office of the Pension Funds Adjudicator ...

  14. Age Differences in Demographic Predictors of Retirement Investment Decisions

    Science.gov (United States)

    Davis, Guyla D.; Chen, Yiwei

    2008-01-01

    Increased longevity coupled with inadequate savings makes retirement savings and investment research increasingly important. A policy-capturing method was used to examine the relative importance of 6 demographic predictors on the retirement investment decisions of 64 working adults. All predictors were significant predictors of the investment. In…

  15. Seniority wages and the role of firms in retirement

    NARCIS (Netherlands)

    Frimmel, W.; Horvath, T.; Schnalzenberger, M.; Winter-Ebmer, R.

    2015-01-01

    In general, retirement is seen as a pure labor supply phenomenon, but firms can have strong incentives to send expensive older workers into retirement. Based on the seniority wage model developed by Lazear (1979), we discuss steep seniority wage profiles as incentives for firms to dismiss older

  16. Estimates of Tax-Deferred Retirement Savings Behavior

    OpenAIRE

    Collins, Julie H.; Wyckoff, James H.

    1988-01-01

    Examines the tax-favored retirement savings behavior on non-self-employed households. Estimates that perceptions of the household's marginal tax are of limited importance in the decision to invest in tax-deferred savings instruments. Considers the effects the Tax Reform Act of 1986 has on the purchase of tax-favored retirement savings instruments.

  17. Early retirement and non-employment after breast cancer

    DEFF Research Database (Denmark)

    Lindbohm, M-L; Kuosma, E; Taskila, T

    2014-01-01

    This study examined whether workplace support, sociodemographic factors and co-morbidity are associated with early retirement or non-employment due to other reasons among breast cancer survivors. We also compared quality of life and chronic symptoms (pain, fatigue, anxiety and depression) among...... employed, retired and other non-employed breast cancer survivors....

  18. 40 CFR 75.67 - Retired units petitions.

    Science.gov (United States)

    2010-07-01

    ... 40 Protection of Environment 16 2010-07-01 2010-07-01 false Retired units petitions. 75.67 Section 75.67 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) AIR PROGRAMS (CONTINUED) CONTINUOUS EMISSION MONITORING Reporting Requirements § 75.67 Retired units petitions. (a) (b) For combustion...

  19. Factors that influence retirement | Kerr | Health SA Gesondheid

    African Journals Online (AJOL)

    Adjustment and self-actualisation are enhanced by certain types of behaviour, as well as personal and social resources. Programmes can be designed to support retirees. The programme content should include the retirement phenomenon, key life areas in retirement, personal resources, adjustment-oriented responses to ...

  20. Application of a greedy algorithm to military aircraft fleet retirements

    NARCIS (Netherlands)

    Newcamp, J.M.; Verhagen, W.J.C.; Udluft, H.; Curran, Ricky

    2017-01-01

    This article presents a retirement analysis model for aircraft fleets. By employing a greedy algorithm, the presented solution is capable of identifying individually weak assets in a fleet of aircraft with inhomogeneous historical utilization. The model forecasts future retirement scenarios

  1. Retirement Education and Adulthood | David | Global Journal of ...

    African Journals Online (AJOL)

    The paper investigated the positive impact of retirement education on the future lives of the adult workers who are very close to retirement. Two hundred prospective retirees were drawn from two ministries and three local government areas in Cross River State with the use of purposive sampling technique to select the ...

  2. 26 CFR 1.409-1 - Retirement bonds.

    Science.gov (United States)

    2010-04-01

    ... allowed under section 219 on account of the purchase of such bond. For definition of issue date, see 31... for reissuance in the same or lesser face amount, the difference between current redemption value of... individual retirement account described in section 408(a) or an individual retirement annuity described in...

  3. Marriage and Retirement: Advice to Couples in Popular Literature.

    Science.gov (United States)

    Harbert, Ellen M.; And Others

    Though academic research has shown retirement to be viewed by retirees as a satisfying time in life, popular opinion holds that retirement is a difficult adjustment for a couple. This study was undertaken to find out more about one source of popular opinion, the popular press. All popular books and magazine articles on the topic of marriage and…

  4. So now what? Effects of retirement on civic engagement

    NARCIS (Netherlands)

    van den Bogaard, L.; Henkens, K.; Kalmijn, M.

    2014-01-01

    Retirement is an event that often brings about great changes in a person’s personal and social life. For many people, work is not only a way to fill time and earn money, but also important for their identity and meaning in life. After retirement, these benefits of work are lost, and it is expected

  5. Investigating the Variables Influencing Post-Retirement Satisfaction ...

    African Journals Online (AJOL)

    The major finding from the study showed that retirees in general are quite satisfied with all the indicators of post-retirement satisfaction. However, apart from their accommodation status female teacher retirees and male teacher retirees differ in their satisfaction with all the measures of satisfaction in retirement.

  6. Retirement and Fixed Costs to Work: An Empirical Analysis

    DEFF Research Database (Denmark)

    Kolodziejczyk, Christophe

    In this paper we study consumption around the age of retirement. We consider a model where consumption and leisure are non-separable and retirement is endogenous. We consider the case where non-separabilities come from the existence of fixed costs to work. We show that the existence of unobserved...

  7. Precarious employment, bad jobs, labor unions, and early retirement.

    Science.gov (United States)

    Raymo, James M; Warren, John R; Sweeney, Megan M; Hauser, Robert M; Ho, Jeong-Hwa

    2011-03-01

    We examined the extent to which involuntary job loss, exposure to "bad jobs," and labor union membership across the life course are associated with the risk of early retirement. Using data from the Wisconsin Longitudinal Study, a large (N=8,609) sample of men and women who graduated from high school in 1957, we estimated discrete-time event history models for the transition to first retirement through age 65. We estimated models separately for men and women. We found that experience of involuntary job loss and exposure to bad jobs are associated with a lower risk of retiring before age 65, whereas labor union membership is associated with a higher likelihood of early retirement. These relationships are stronger for men than for women and are mediated to some extent by pre-retirement differences in pension eligibility, wealth, job characteristics, and health. Results provide some support for hypotheses derived from theories of cumulative stratification, suggesting that earlier employment experiences should influence retirement outcomes indirectly through later-life characteristics. However, midlife employment experiences remain associated with earlier retirement, net of more temporally proximate correlates, highlighting the need for further theorization and empirical evaluation of the mechanisms through which increasingly common employment experiences influence the age at which older Americans retire.

  8. 18 CFR 367.59 - Additions and retirements of property.

    Science.gov (United States)

    2010-04-01

    ... 18 Conservation of Power and Water Resources 1 2010-04-01 2010-04-01 false Additions and retirements of property. 367.59 Section 367.59 Conservation of Power and Water Resources FEDERAL ENERGY... accounting for the retirement of amounts included in account 303, Miscellaneous intangible property (§ 367...

  9. A Future-Oriented Retirement Transition Adjustment Framework

    Science.gov (United States)

    Hesketh, Beryl; Griffin, Barbara; Loh, Vanessa

    2011-01-01

    This theoretical paper presents a person-environment fit framework that extends the Minnesota Theory of Work Adjustment to retirement transition and adjustment. The proposed Retirement Transition and Adjustment Framework (RTAF) also accommodates dynamic intra-individual and environment change over time, configural combinations of variables, and an…

  10. RETIREMENT AS AN EFFECT OF EMPLOYER-EMPLOYEE RELATIONS

    Directory of Open Access Journals (Sweden)

    Konrad Turek

    2015-07-01

    Full Text Available Employers are the key actors in defining conditions for retirement, as well as the conditions for retaining employees; their role, however, is still not well recognised and expressed in theoretical frameworks. In order to better understand individual retirement and to design successful ageing policies we should consider the behaviour and attitudes of employers.The article presents the organisational perspective on retirement and contributes to a theoretical consideration of the role of employers and work environments in the retirement process. It discusses the classic economic approaches, including the deferred payment model, and in referring to sociology of economy and management sciences it presents the employer’s perspective in relations with older workers. The main goal of the article is to consider the retirement process as an effect of employer-employee relations.

  11. The conscientious retiree: The relationship between conscientiousness, retirement, and volunteering.

    Science.gov (United States)

    Mike, Anissa; Jackson, Joshua J; Oltmanns, Thomas F

    2014-10-01

    The current study examined the relationship between conscientiousness, work status, and volunteering utilizing two large samples, the St. Louis Personality and Aging Network (SPAN) and the Health and Retirement Study (HRS). It was hypothesized that conscientious adults who were retired would be more likely to volunteer because, after retirement, they gain a substantial amount of free time, while losing an outlet for their industrious and achievement-striving tendencies. Cross-sectional and longitudinal analyses revealed that conscientious, retired individuals were more likely to volunteer than conscientious, working individuals. Further analyses revealed that facets of conscientiousness provide differential information from the general trait. These findings indicate that volunteering during retirement fills an important niche for high-striving, conscientious individuals.

  12. Why do Women in Spain Retire Later than Men? [ENG

    Directory of Open Access Journals (Sweden)

    Jonas Radl

    2013-01-01

    Full Text Available The relationship between gender and retirement in Spain is paradoxical. The female employment rate between the ages of 55 and 64 is slightly more than half that of the male rate, whilst the average retirement age amongst women is much higher. Using event-history analysis techniques, this paper analyses whether this puzzling gender difference is due to compositional or selection effects. Data comes from a special retirement module within the 2006 Spanish Labour Force Survey (Encuesta de Población Activa, EPA.It applies a novel methodological framework, contrasting the results from a naïve survival analysis with those from a duration- selection model. The results suggest that women retire later than men above all because, from a fi nancial point of view, they cannot afford to retire any earlier.

  13. Predicting the retirement intentions and attitudes of professional workers.

    Science.gov (United States)

    Kilty, K M; Behling, J H

    1985-03-01

    The purpose of this study was to examine the intentions about and attitudes toward retirement of professional workers, one of the more neglected groups in the retirement literature. Four types of professionals were represented: attorneys, social workers, high school teachers, and college professors. Intentions were defined in terms of projections regarding when respondents planned to retire, consideration of early retirement, and thinking about life after retirement. Attitudes were measured by using a set of three previously developed attitude scales. Six kinds of independent variables were controlled: (a) certain social factors (gender, age, and profession), (b) alienation from work and everyday life, (c) work history, (d) life-long habits of using free time constructively, (e) extensiveness of financial preparation, and plans for second careers and new involvements were the most consistent predictors of both intentions and attitudes. Alienation and certain types of financial preparation were by far the major variables.

  14. Mental health and retirement savings: Confounding issues with compounding interest.

    Science.gov (United States)

    Bogan, Vicki L; Fertig, Angela R

    2017-08-29

    The questionable ability of the U.S. pension system to provide for the growing elderly population combined with the rising number of people affected by depression and other mental health issues magnifies the need to understand how these household characteristics affect retirement. Mental health problems have a large and significant negative effect on retirement savings. Specifically, psychological distress is associated with decreasing the probability of holding retirement accounts by as much as 24 percentage points and decreasing retirement savings as a share of financial assets by as much as 67 percentage points. The magnitude of these effects underscores the importance of employer management policy and government regulation of these accounts to help ensure households have adequate retirement savings. Copyright © 2017 John Wiley & Sons, Ltd.

  15. Does retirement reduce the risk of myocardial infarction?

    DEFF Research Database (Denmark)

    Olesen, Kasper; Rugulies, Reiner; Rod, Naja Hulvej

    2014-01-01

    BACKGROUND: Recent studies have suggested that retirement may have beneficial effects on health outcomes. In this study we examined whether the risk of myocardial infarction (MI) was reduced following retirement in a Danish population sample. METHODS: Participants were 617 511 Danish workers, born...... adjusting for age, sex, income, occupational position, education, cohabitation and immigrant status. The participants were followed for up to 7 years. RESULTS: Of the study population, 3% were diagnosed with MI during follow-up. Retirement was associated with a modestly higher risk of MI with a hazard ratio...... of 1.11 (95% confidence interval: 1.06, 1.16) when comparing retirees with active workers of the same age. CONCLUSIONS: This study does not support the hypothesis that retirement reduces risk of MI. On the contrary, we find that retirement is associated with a modestly increased risk of MI....

  16. The association of timing of retirement with cognitive performance in old age: the role of leisure activities after retirement.

    Science.gov (United States)

    Ihle, Andreas; Grotz, Catherine; Adam, Stéphane; Oris, Michel; Fagot, Delphine; Gabriel, Rainer; Kliegel, Matthias

    2016-10-01

    The role of timing of retirement on cognitive functioning in old age is inconclusive so far. Therefore, the present study set out to investigate the association of timing of retirement with cognitive performance and its interplay with key correlates of cognitive reserve in a large sample of older adults. Two thousand two hundred and sixty three older adults served as sample for the present study. Different psychometric tests (Trail Making Test part A (TMT A), Trail Making Test part B (TMT B), Mill Hill) were administered. In addition, individuals were interviewed on their retirement, occupation, educational attainment, and regarding 18 leisure activities that have been carried out after retirement. Earlier retirement (compared to retirement at legal age) was significantly associated with better performance in the TMT A, the TMT B, and the Mill Hill vocabulary test. Moderation analyses showed that in individuals with a moderate number of leisure activities in old age, earlier retirement was related to better cognitive performance, but not in those with a relatively large number of leisure activities. Hierarchical regression analyses revealed that entering leisure activities as additional predictor significantly increased explained variance in the cognitive measures over and above all other investigated markers of cognitive reserve (i.e. occupation and education). Present data further corroborate the view that leisure activities even in old age may lead to further enrichment effects and thereby may be related to better cognitive functioning. The role of engaging in activities in the context of major life events such as retirement is discussed.

  17. Removal of Retired Alkali Metal Test Systems

    Energy Technology Data Exchange (ETDEWEB)

    Brehm, W. F.; Church, W. R.; Biglin, J. W.

    2003-02-26

    This paper describes the successful effort to remove alkali metals, alkali metal residues, and piping and structures from retired non-radioactive test systems on the Hanford Site. These test systems were used between 1965 and 1982 to support the Fast Flux Test Facility and the Liquid Metal Fast Breeder Reactor Program. A considerable volume of sodium and sodium-potassium alloy (NaK) was successfully recycled to the commercial sector; structural material and electrical material such as wiring was also recycled. Innovative techniques were used to safely remove NaK and its residues from a test system that could not be gravity-drained. The work was done safely, with no environmental issues or significant schedule delays.

  18. How Sensitive Are Individual Retirement Expectations to Raising the Retirement Age?

    OpenAIRE

    de Grip, A.; Fouarge, D.; Montizaan, R.M.

    2013-01-01

    This paper investigates the causal effects of the announcement of an increase in the statutory pension age on employee retirement expectations. In June 2010, the Dutch government signed a new pension agreement with the employer and employee organizations that entailed an increase in the statutory pension age from 65 currently to 66 in 2020 for all inhabitants born after 1954. Given the expected increase in average life expectancy, it was also decided that in 2025 the pension age would be furt...

  19. The Last Adventure: Retirement Migration, Climate and "Amenities"

    Directory of Open Access Journals (Sweden)

    Saša Božić

    2001-12-01

    Full Text Available The rising number of European retirement migrants on the Mediterranean coasts, especially in the EU countries shows that the practical and scientific relevance of the new forms of migration in Europe is on the rise. "Retirement migration" evolved from a descriptive term to a candidate for a scientific or a research concept, at least if the use of the term IRM (international retirement migration is considered. However, it is necessary to solve several problems before this term can really become a coherent concept, useful for the research and explanation of the "new" migration phenomena. The author claims that the studies usually do not distinguish clearly between the migration of the elderly and retirement migration. The naming of the concept in this case mixes the characteristics of the migrants with the reasons for migration. The author shows that the usually mentioned reasons for retirement migration cannot be clearly formulated as factors which explain retirement migration. Further on, retirement as such is not a pull, push or staying put factor. Migration rates of retired, although rising, are still lower than the migration rates of the working age population and the Mediterranean coasts are also a destination for professionals who have the means to detach the job from the working place. Only a combination of conditions that enable migration and migration decisions, as well as a combination of motives and perceptions of reasons for migration, can partially "explain" retirement migration. One of the problems that has to be solved before retirement migration is affirmed as a concept is the treatment of the temporal and spatial dimension of the mobility of the retirement migrants. The author shows that a clear positioning of retirement migration on the temporal scale of mobility is hardly possible. Retirement migration is too wide and too complex a phenomenon to be easily localised in the temporal continuum. A similar problem emerges when the

  20. When do people want to retire? The preferred retirement age gap between Eastern and Western Europe explained

    Directory of Open Access Journals (Sweden)

    Wouter de Tavernier

    2016-03-01

    Full Text Available Debates surrounding working longer focus mainly on increasing legal and effective retirement ages, leaving the preferred retirement age largely overlooked. There is a large East-West divide in Europe regarding the latter, with individuals in Eastern Europe wanting to retire earlier. We aim to explain this gap in terms of differences in working conditions and state-level legal conditions. Using the 2010 European Social Survey data on employed individuals aged 50-70 in 24 countries enriched with country-level information, we find that part of the explanation is found in the lower levels of job control found in Eastern Europe. Moreover, the results suggest that Karasek’s job demand/control model fits better in Western than Eastern European countries. Another explanation is found at the country level, where the legal retirement age accounts for a major part of the gap in preferred retirement ages between East and West.

  1. Healthier lifestyles after retirement in Europe? Evidence from SHARE.

    Science.gov (United States)

    Celidoni, Martina; Rebba, Vincenzo

    2017-09-01

    This paper investigates changes in health behaviours upon retirement, using data drawn from the Survey of Health Ageing and Retirement in Europe. By exploiting changes in eligibility rules for early and statutory retirement, we identify the causal effect of retiring from work on smoking, alcohol drinking, engagement in physical activity and visits to the general practitioner or specialist. We provide evidence about individual heterogeneous effects related to gender, education, net wealth, early-life conditions and job characteristics. Our main results--obtained using fixed-effect two-stage least squares--show that changes in health behaviours occur upon retirement and may be a key mechanism through which the latter affects health. In particular, the probability of not practicing any physical activity decreases significantly after retirement, and this effect is stronger for individuals with higher education. We also find that different frameworks of European health care systems (i.e. countries with or without a gate-keeping system to regulate the access to specialist services) matter in shaping individuals' health behaviours after retirement. Our findings provide important information for the design of policies aiming to promote healthy lifestyles in later life, by identifying those who are potential target individuals and which factors may affect their behaviour. Our results also suggest the importance of policies promoting healthy lifestyles well before the end of the working life in order to anticipate the benefits deriving from individuals' health investments.

  2. ERP lifecycle: When to retire your ERP system?

    OpenAIRE

    Haddara, Moutaz; Elragal, Ahmed

    2011-01-01

    Published version of a chapter in the book: Enterprise information systems, vol 219, part 3, 168-177. Also available from the publisher at: http://dx.doi.org/10.1007/978-3-642-24358-5_17 A lot of research has been undertaken focusing on ERP systems lifecycles, but very little paid attention to retirement. ERP retirement means the replacement of an ERP with another. The aim of this research paper is to investigate why and when should organizations retire their ERP systems. A convenience cas...

  3. Impact of the severity of trauma on early retirement

    DEFF Research Database (Denmark)

    Kuhlman, Michael Bilde; Lohse, Nicolai; Sørensen, Anne Marie

    2014-01-01

    . SETTING: Level-one urban trauma centre. PARTICIPANTS: Patients aged 18-64 years entering the trauma centre in Copenhagen during 1999-2007 who were alive after three days were followed until early retirement, death or emigration. MAIN OUTCOME MEASURES: Primary outcome was early retirement, defined......OBJECTIVE: To assess the association between Injury Severity Score (ISS) and subsequent risk of early retirement. DESIGN: Observational cohort study with follow-up based on prospectively collected data. Hospital-based data were linked to national register data on pension reception and vital status...

  4. 75 FR 71047 - Federal Benefit Payments Under Certain District of Columbia Retirement Plans

    Science.gov (United States)

    2010-11-22

    ... Retirement'' (STAR), which replaced the District's legacy automated retirement system. While the new system... the replacement system, known as ``System to Administer Retirement'' (STAR). STAR is an automated pension/payroll system which supports the end-to-end business processes for retirement. STAR, which...

  5. What we need to know about retirement : Pressing issues for the coming decade

    NARCIS (Netherlands)

    Henkens, Kene; van Dalen, Harry; Ekerdt, David J.; Hershey, Douglas A.; Hyde, Martin; Radl, Jonas; van Solinge, Hanna; Zacher, Hannes

    2017-01-01

    The current landscape of retirement is changing dramatically as population aging becomes increasingly visible. This review of pressing retirement issues advocates research on (1) changing meanings of retirement; (2) impact of technology; (3) the role of housing in retirement; (4) human resource

  6. Career-Related Variables and Planned Retirement Age: An Extension of Beehr's Model.

    Science.gov (United States)

    Adams, Gary A.

    1999-01-01

    A study of 172 older workers found that career commitment and occupational-goal attainment play a central role in planned retirement age. Age and retirement-income satisfaction had the most significant relationship to planned retirement age. Job satisfaction was not strongly related to retirement intentions. (SK)

  7. Early Retirement in the Day-Care Sector

    DEFF Research Database (Denmark)

    Gørtz, Mette

    2012-01-01

    with a problematic social background. Third, the share of trained teachers is considered an indicator of working conditions. And fourth, the size of the institution is assessed as an indicator of working conditions. Regressions in a duration model framework show that there is no significant relationship between...... the child-to-teacher ratio or the size of the institution and early retirement (ERP). However, working conditions measured by the social background of the children and the share of trained day-care teachers have a significant effect on the probability of early retirement. Finally, a poor health condition......This paper studies the role of working conditions and health for elderly female day-care teachers’ decision to enter early retirement. Entry into retirement is analysed in a duration framework that allows for unobserved heterogeneity in the baseline hazard. Data are from a Danish longitudinal data...

  8. Retirement Transition in Ballet Dancers: "Coping Within and Coping Without"

    National Research Council Canada - National Science Library

    Irina Roncaglia

    2010-01-01

    Retirement transitions in ballet dancers have been under researched. The purpose of this paper is to investigate the experiences of career transition in ballet dancers, from a life course perspective...

  9. Danish Private Sector Wage Policies and Male Retirement Decisions

    DEFF Research Database (Denmark)

    Bingley, Paul; Lanot, Gauthier

    1996-01-01

    Theories of efficient labour contracts highlight the role of the employer in designing tenure-remuneration profiles which can address the problem of asymmetric information regarding worker effort. This is in contrast to most empirical studi es of retirement behaviour which have focussed on indivi......Theories of efficient labour contracts highlight the role of the employer in designing tenure-remuneration profiles which can address the problem of asymmetric information regarding worker effort. This is in contrast to most empirical studi es of retirement behaviour which have focussed...... on individual response to current and future flows of income. The novelty of our approach is to incorporate for the first time in a study of individual retirement choice, the effect of employer pay policy on retirement outcomes. This opportunity is data-driven and exploits a recently made available Danish...

  10. Flexible Retirement and the New Swedish Partial-Pension Scheme

    Science.gov (United States)

    Bratthall, Kenneth

    1976-01-01

    On July 1, 1976 a new National Partial Pension Scheme came into effect in Sweden, which will allow older workers (60-65) to reduce their working hours and draw partial pensions as a preparation for full retirement. (Editor)

  11. What the 2008 stock market crash means for retirement security.

    Science.gov (United States)

    Butrica, Barbara A; Smith, Karen E; Toder, Eric J

    2010-10-01

    The 2008 stock market crash raises concerns about retirement security, especially since the increased prevalence of 401(k) and similar retirement saving plans means that more Americans are now stakeholders in the equity market than in the past. Using a dynamic microsimulation model, this paper explores the ability of alternate future stock market scenarios to restore retirement assets. The authors find that those near retirement could fare the worst because they have no time to recoup their losses. Mid-career workers could fare better because they have more time to rebuild their wealth. They may even gain income if they buy stocks at low prices and get above-average rates of return. High-income groups will be the most affected because they are most likely to have financial assets and to be invested in the stock market.

  12. 76 FR 32243 - Federal Employees' Retirement System; Present Value Factors

    Science.gov (United States)

    2011-06-03

    ... Regulations, prescribes the method for computing the reduction in the beginning rate of annuity payable to a... benefits based on a post- retirement marriage or divorce under 5 U.S.C. 8416(b), 8416(c), or 8417(b). Under...

  13. 75 FR 35096 - Federal Employees' Retirement System; Present Value Factors

    Science.gov (United States)

    2010-06-21

    ..., Code of Federal Regulations, prescribes the method for computing the reduction in the beginning rate of... provide survivor annuity benefits based on a post- retirement marriage or divorce under 5 U.S.C. 8416(b...

  14. The International Market Retirement Funds - Future Trends

    Directory of Open Access Journals (Sweden)

    Tudor Colomeischi

    2013-07-01

    Full Text Available The current state of the global market pension was marked by the fact that pension systems in all countries have been strongly affected by the financial and economic crisis that broke out in the world, especially in 2008-2010. Its effects were felt primarily to pension schemes with definedcontributions (DC, the participants in these plans being increasingly skeptical about the ability to afford decent pensions. Type defined contribution plans requires, on the one hand, periods and higher contribution rates, and on the other investment plans and strategies for managing longevity risk appropriate to the market in which they operate and the characteristics of the participants in this market.Currently in the world there are many types of retirement plans, the most important criteria to classify them are pension plan administrator, the connection with the employer participants, method of calculation of the benefit, the perspective of the pension plan, the way the pension plan isfund or through the multi-pillar approach.Keywords: defined benefit (DB type, defined contribution (DC type, pension system, annuity rate

  15. Social Security, Pensions and Retirement Behavior Within the Family

    OpenAIRE

    Gustman, Alan L.; Steinmeier, Thomas L.

    2002-01-01

    This paper further extends our efforts to understand how household decisionmaking works and the relation of decisions made within the household to incentives from Social Security and pensions. A structural model of family retirement decision making is estimated using U.S. data from the Health and Retirement Study (HRS), which includes comparable labor market histories for husbands and wives. Compared to our earlier results, the coefficient on the age variables are substantially lower when par...

  16. United States Military Retirement Migration: Patterns and Processes.

    Science.gov (United States)

    1984-03-27

    This research addresses these questions and in the pro- cess, specifies some of the components relating to the spa - tial distribution of military...study of retirees found that retirement migration is not linked to the labor market . Those who migrate following retirement do so for a wide variety of...15 to 20 minutes. Consequently, because of the success of the pretest, the revisions to the questionnaire were primarily of a cosmetic nature. A

  17. Depressive symptoms and early retirement intentions among Danish eldercare workers

    DEFF Research Database (Denmark)

    Nexo, Mette Andersen; Borg, Vilhelm; Sejbaek, Camilla Sandal

    2015-01-01

    of the Danish eldercare sector. Depressive symptoms were measured by the Major Depression Inventory and the impact of different levels of depressive symptoms (severe, moderately severe, moderate, mild and none) and changes in depressive symptoms (worsened, improved, unaffected) on early retirement intentions...... were analysed with multinomial logistic regression. RESULTS: In the cross-sectional analysis all levels of depressive symptoms were significantly associated with retirement intentions before the age of 62 years. Similar associations were found prospectively. Depressive symptoms and worsened depressive...

  18. Military Retirement Fund Audited Financial Report. Fiscal Year 2015

    Science.gov (United States)

    2015-11-06

    i Fiscal Year 2015 Military Retirement Fund Audited Financial Report November 6, 2015 i Table of Contents Management’s...benefits. The MRF accumulates funds to finance , on an actuarial basis, the liabilities of DoD under military retirement and survivor benefit programs...Defense Finance and Accounting Service (DFAS), and (3) Office of the Under Secretary of Defense for Personnel and Readiness (OUSD(P&R

  19. Department of Defenses 2015 Retirement Plan Cost Analysis

    Science.gov (United States)

    2016-06-01

    the private sector. If a private company decides to offer a DB annuity to its employees, those employees must be fully vested in the DB plan by...Retirement Income Security Act for all private sector companies , but does not apply to federal/DOD employees. If DOD was to fully vest SMs according to...2013). Valuation of the military retirement system – September 30, 2011. Washington, DC: DOD Office of the Actuary. Retrieved from http

  20. Microanalysis of retirement behavior in the Russian Federation

    OpenAIRE

    Iuliia Sonina

    2012-01-01

    This paper presents the results of econometric analysis of retirement behavior of Russian pensioners. The aim of the investigation is determination of those factors that affect the retirement decision of men and women in Russia. Their understanding can be helpful for pension reform realization. This analysis is performed on the basis of data from the Russian Longitudinal Monitoring Survey. The data are taken from the 15th to 19th waves of survey that correspond to 2005-2010 period of time. Fi...

  1. The Impact of Changing Earnings Volatility on Retirement Wealth

    OpenAIRE

    Austin Nichols; Melissa M. Favreault

    2008-01-01

    Over the last several decades, the volatility of family income has increased markedly, and own earnings volatility has remained relatively flat. Volatility may affect retirement wealth, depending on whether volatility affects accrued pension contributions or withdrawals or earnings credited toward future Social Security benefits. This project assesses the effect of the volatility of individual and family earnings on asset accumulation and projected retirement wealth using survey data matched ...

  2. Use of canistheraphy in the elderly living in retirement home

    OpenAIRE

    Prošková, Martina

    2011-01-01

    3 ABSTRACT The theme of my thesis : Use of canisteraphy in the elderly retirement home. The theme: Theme of my thesis was to studying the effect of canisteraphy and its progress on the quality of live senior sof older people living in geriatric facilities. Qualitative study was focused primarily on ganges in sociability and social skills, cognitive area, especially perception of stimulation, memory training, attention and influence on overall to a new environment in a retirement home. Methods...

  3. Women's receipt of Social Security retirement benefits: expectations compared to elections.

    Science.gov (United States)

    Gillen, Martie; Heath, Claudia J

    2013-01-01

    This research contributes knowledge regarding the options of early, normal, or delayed receipt of Social Security retirement benefits and research-based findings regarding women's expected and actual timing of election of Social Security retirement benefits. First, descriptive analyses of alternative retirement options, based on Social Security retirement benefit rules, are provided. Second, the 2000, 2002, 2004, and 2006 waves of Health and Retirement Study (HRS) data are used to analyze women's anticipated and actual election of Social Security retirement benefits. Third, based on these considerations, recommendations are made regarding Social Security retirement benefit receipt alternatives.

  4. Retirement Abroad as Women’s Aging Strategy

    Directory of Open Access Journals (Sweden)

    Liesl Gambold

    2013-09-01

    Full Text Available Understanding the culture and lifestyle choices of retirees has never been so crucial. The aging baby boom population bubble means that by 2030 eighteen percent of the U.S. will be 65 or over. The lifestyle decisions of these individuals will have far-reaching implications culturally, politically and economically. Since more women are living their post-retirement lives alone and in economically challenging situations, this paper examines the mobility of older women in the form of international retirement migration as a strategy to ameliorate levels of economic and general well-being. Historically people have retired abroad for various reasons, but current practices suggest that retiring permanently in a foreign country has become an increasingly popular aging strategy. Retiring abroad does not come without serious challenges, however, as the strains of navigating the aging process are interwoven with living in a foreign culture. Based on research done in Mexico, and southern France, this paper highlights the efforts put forth by aging women to avoid the well-trodden path of retirement before them and to forge a new path, choose a new homeland, and perhaps, reinvent themselves a bit along the way.

  5. The role of job-related rewards in retirement planning.

    Science.gov (United States)

    Kosloski, K; Ekerdt, D; DeViney, S

    2001-05-01

    The authors used data from the first wave of the Health and Retirement Study ( F. Juster and R. Suzman 1995) to evaluate whether certain job-related gratifications might reduce retirement planning. Three definitions of retirement planning were evaluated and then regressed separately on a set of variables that included 3 types of job-related satisfactions (intrinsic gratification, positive social relations, and ascendance in the workplace) and 7 covariates: education, age, sex, health, marital status, race, and pension eligibility. Findings indicated that jobs high in ascendance were related to an increase in certain types of retirement planning, but jobs high in intrinsic rewards and positive social relations were related to less planning, regardless of how planning was defined. The findings suggest that information about work-related rewards may be useful in targeting individuals who might benefit from retirement planning programs, in developing planning programs to help workers realize more complex retirement plans, and in assisting employers who hope to retain older workers.

  6. The limits of retirement social protection Los límites de la protección social en materia de jubilación

    Directory of Open Access Journals (Sweden)

    Noelia Morales Romo

    2010-09-01

    Full Text Available This article presents an analysis of options and alternatives related to retirement in Spain during a global economic crisis. By dealing with qualitative and quantitative data we formulate answers to prior questions related to retirement social protection. We address four main topics: pension coverage, related mainly to the sum and benefi ciaries; age, by focusing on the moment of retirement; the need for an early retirement or the possibility of postponing the age of compulsory retirement; the fi nancing of the pensions system through public funds or private pension plans, and, fi nally, we raise questions on the future of retirement pensions. Last, we provide some clear conclusions about the questions raised. Keywords: Retirement. Social payments. Social protection. Pensions. Public policies. Welfare state. El texto aborda las percepciones sobre las opciones y alternativas en materia de jubilación en España en un momento de difícil coyuntura económica mundial. A partir de numerosos datos cualitativos y cuantitativos se trata de responder a cuestiones fundamentales en relación a la protección social en materia de jubilación. Los aspectos fundamentales sobre los que versa el artículo son cuatro: la cobertura de las pensiones tratando especialmente la cuantía y los benefi ciarios, la edad, centrándose en cuándo es adecuado jubilarse, la necesidad o conveniencia de las prejubilaciones o la posibilidad de postergar la edad de jubilación obligatoria, la fi nanciación del sistema de pensiones haciendo hincapié tanto en los fondos públicos como en los planes privados de pensiones y por último nos cuestionaremos sobre el futuro de las pensiones. Para fi nalizar realizaremos unas claras conclusiones sobre todas las cuestiones planteadas. Palabras claves: Jubilación. Prestaciones. Protección social. Pensiones. Políticas públicas. Estado de bienestar.

  7. From employee to retiree: Life histories and retirement in the Netherlands

    OpenAIRE

    Damman, M.

    2014-01-01

    This dissertation aims to improve our understanding of work to retirement transitions in the Netherlands, by taking a life course perspective. Specifically it focuses on the associations between educational, work, health, and family experiences earlier in life and retirement-related outcomes. Different aspects of retirement transitions are examined, such as late-career work disengagement, retirement timing, and postretirement adjustment. Analyses based on the NIDI Work and Retirement Panel da...

  8. Retirement Confidence Survey 2000 including results from the RCS Minority Survey and the Small Employer Retirement Survey.

    Science.gov (United States)

    Salisbury, D L; Helman, R; Ostuw, P; Yakoboski, P

    2000-06-01

    The year 2000 represents the 10th anniversary of the Retirement Confidence Survey (RCS), and the third year for the Minority RCS and Small Employer Retirement Survey (SERS). Key RCS findings over the past 10 years include: The fraction of workers saving for retirement has trended upward, and today 80 percent of households report that they have begun to save. The fraction of workers who have attempted to calculate how much they need to save for retirement has risen noticeably over the past several years. Today, 56 percent of households report that they have attempted the calculation. One-half of workers who have attempted such a calculation report that it has changed their behavior, such as saving more and/or changing where they invest their retirement savings. Workers who have done the calculation appear to be in better shape regarding their retirement finances. Worker confidence in the ability of Social Security to maintain benefit levels bottomed out in 1994 and 1995. Workers today are just as confident as they were in 1992, although the majority remain not confident in Social Security. Regarding overall retirement confidence, Hispanic-Americans tend to be the least confident among the surveyed minority groups that they will have enough money to live comfortably throughout their retirement years. Key SERS findings include: While cost and administrative issues do matter to small employers, they are not the primary reasons for low plan sponsorship rates. Employee-related reasons are most often cited as the most important factor for not offering a retirement plan. Business-related reasons, such as profitability, are also a main decision-driver. It is important to note what small employers without plans do not know about plan sponsorship. Small employers that do sponsor a retirement plan report that offering a plan has a positive impact on both their ability to attract and retain quality employees and the attitude and performance of their employees. The survey

  9. Common attributes in retired professional cricketers that may enhance or hinder quality of life after retirement: a qualitative study.

    Science.gov (United States)

    Filbay, Stephanie R; Bishop, Felicity; Peirce, Nicholas; Jones, Mary E; Arden, Nigel K

    2017-07-26

    Retired professional cricketers shared unique experiences and may possess specific psychological attributes with potential to influence quality of life (QOL). Additionally, pain and osteoarthritis can be common in retired athletes which may negatively impact QOL. However, QOL in retired athletes is poorly understood. This study explores the following questions from the personal perspective of retired cricketers: How do retired cricketers perceive and experience musculoskeletal pain and function in daily life? Are there any psychological attributes that might enhance or hinder retired cricketers' QOL? A qualitative study using semistructured interviews, which were subject to inductive, thematic analysis. A data-driven, iterative approach to data coding was employed. All participants had lived and played professional cricket in the UK and were living in the UK or abroad at the time of interview. Eighteen male participants, aged a mean 57±11 (range 34-77) years had played professional cricket for a mean 12±7 seasons and had been retired from professional cricket on average 23±9 years. Fifteen participants reported pain or joint difficulties and all but one was satisfied with their QOL. Most retired cricketers reflected on experiences during their cricket career that may be associated with the psychological attributes that these individuals shared, including resilience and a positive attitude. Additional attributes included a high sense of body awareness, an ability to self-manage pain and adapt lifestyle choices to accommodate physical limitations. Participants felt fortunate and proud to have played professional cricket, which may have further contributed to the high QOL in this group of retired cricketers. Most retired cricketers in this study were living with pain or joint difficulties. Despite this, all but one was satisfied or very satisfied with their QOL. This may be partly explained by the positive psychological attributes that these retired cricketers

  10. The role of ability, motivation, and opportunity to work in the transition from work to early retirement : testing and optimizing the Early Retirement Model

    NARCIS (Netherlands)

    Wind, A. de; Geuskens, G.A.; Ybema, J.F.; Bongers, P.M.; Beek, A.J. van der

    2015-01-01

    Objectives Determinants in the domains health, job characteristics, skills, and social and financial factors may influence early retirement through three central explanatory variables, namely, the ability, motivation, and opportunity to work. Based on the literature, we created the Early Retirement

  11. The role of ability, motivation, and opportunity to work in the transition from work to early retirement - testing and optimizing the Early Retirement Model

    NARCIS (Netherlands)

    de Wind, Astrid; Geuskens, Goedele A; Ybema, Jan Fekke; Bongers, Paulien M; van der Beek, Allard J

    2015-01-01

    OBJECTIVES: Determinants in the domains health, job characteristics, skills, and social and financial factors may influence early retirement through three central explanatory variables, namely, the ability, motivation, and opportunity to work. Based on the literature, we created the Early Retirement

  12. The role of ability, motivation, and opportunity to work in the transition from work to early retirement - testing and optimizing the Early Retirement Model

    NARCIS (Netherlands)

    de Wind, A.; Geuskens, G.A.; Ybema, J.F.; Bongers, P.M.; van der Beek, A.J.

    2015-01-01

    Objectives Determinants in the domains health, job characteristics, skills, and social and financial factors may influence early retirement through three central explanatory variables, namely, the ability, motivation, and opportunity to work. Based on the literature, we created the Early Retirement

  13. Betriebliche Verrentungspraktiken zwischen arbeitsmarkt- und rentenpolitischen Interessen (The retirement practices of firms caught between labour market and retirement policy interests)

    OpenAIRE

    Gatter, Jutta; Hartmann, Brigitte K.

    1995-01-01

    "The particularly large decrease in the labour force participation of older workers since the mid-70s in the Federal Republic of Germany is primarily due to institutional policy factors. To contract the current problems of mass unemployment, legislators demanded policies for reducing the overall economic supply of labour. Regulations for 'externalising', i.e. shedding older workers through laws such as the 'Retirement Pensions for the Unemployed' or the 'Law on Early Retirement played an esse...

  14. Memoirs of an armchair astronaut (retired)

    Science.gov (United States)

    Clarke, Arthur C.

    1993-11-01

    According to my biographer Neil McAleer, who now knows far more about me than I have any wish to, I joined the British Interplanetary Society (BIS) in the summer of 1934, when it was one year old and I was approaching seventeen. Much of the next two years was spent bombarding the Society's patient secretary, Leslie Johnson, with technical queries which he did his best to answer, and which I am sure would make embarrassing reading today. During this period I also made contact with another active BIS member, the science-fiction writer Eric Frank Russell, to whom I owe a great debt of gratitude for early encouragement. I wish I still possessed his amusing and often bawdy letters, written in the most beautiful script I have ever encountered. In 1936, escaping from the uncharted wilds of rural Somerset to the genteel environs of Whitehall (literally - my office was next door to Downing Street) I made contact with the London members of the BIS, as well as the local s.f. fans. There was a 90% overlap between the two groups, and until the outbreak of war rocketry and science fiction dominated my life, with H.M. Civil Service a very poor third. A quarter of a century later, I looked back on those days in an essay which appeared in Holiday Magazine (May, 1963) and which has since been reprinted in Voices from the Sky (1965), Astounding Days (1989) and By Space Possessed (1993). Any attempt to update it would now be both impossible and absurd: it preserves the spirit of the early Space Age like a fly in amber. Here, exactly as originally published, are 'Memoirs of an Armchair Astronaut (Retired)'.

  15. Time to burn (calories)? The impact of retirement on physical activity among mature Americans.

    Science.gov (United States)

    Kämpfen, Fabrice; Maurer, Jürgen

    2016-01-01

    Physical activity is crucial for maintaining and improving health, especially at advanced ages. While retirement increases the amount of time available for physical activity, there is only limited evidence regarding the causal effect of retirement on recommended levels of physical activity. Addressing this gap in the literature, we use data from the U.S. Health and Retirement Study to estimate the causal impact of retirement on meeting the federal government's 2008 Physical Activity Guidelines for Americans. Using official early and normal retirement ages as instruments for retirement, our causal IV analyses suggest significant positive effects of retirement on meeting the Guidelines. These effects are robust with regard to the treatment of unobserved individual-specific heterogeneity, the measurement of guideline compliance, the definition of retirement and respondents' health insurance status. We also show that the effects of retirement on physical activity are larger for persons with higher levels of education and wealth. Copyright © 2015 Elsevier B.V. All rights reserved.

  16. The Role of Financial Education in Retirement Planning

    Directory of Open Access Journals (Sweden)

    Michael Ntalianis

    2011-06-01

    Full Text Available Governments in many countries are facing the challenge of providing sufficient retirement incomes for apopulation that is ageing as a result of lower mortality and fertility rates. An ageing population placesconsiderable financial stress on government budgets as spending on welfare increases, further compoundedby a proportional reduction in working-age taxpayers. Exposure to financial education programs canpositively influence the retirement planning and savings behaviour of individuals. Research indicates thatseminars, written communications and website information are effective methods in communicating financialeducation. In this study an investigation is conducted into the views of retirement fund members regardingelements of financial education resources made available to them through their retirement fund. Four aspectsare investigated, that is, whether there are differences with respect to members’ views between the genders,older and younger members, levels of qualification, and size of superannuation balances. Empirical evidencesuggests that gender and age are important factors with females and younger people less likely to utiliseeducational information and more at risk of not accumulating sufficient funds for retirement.

  17. Early-onset arthritis in retired National Football League players.

    Science.gov (United States)

    Golightly, Yvonne M; Marshall, Stephen W; Callahan, Leigh F; Guskiewicz, Kevin

    2009-09-01

    Injury has been identified as a potential risk factor for osteoarthritis. However, no previous study has addressed playing-career injuries and subsequent osteoarthritis in a large sample of former athletes. The purpose of this study was to describe the prevalence and determinants of arthritis and osteoarthritis in retired professional football players. Self-reported arthritis prevalence and retrospectively-recalled injury history were examined in a cross-sectional survey of 2,538 retired football players. Football players reported a high incidence of injury from their professional playing days (52.8% reported knee injuries, 74.1% reported ligament/tendon injuries, and 14.2% reported anterior cruciate ligament tears). For those under 60 years, 40.6% of retired NFL players reported arthritis, compared with 11.7% of U.S. males (prevalence ratio = 3.5, 95% CI: 3.3 to 3.7). Within the retired NFL player cohort, osteoarthritis was more prevalent in those with a history of knee injury (prevalence ratio = 1.7, 95% CI: 1.5 to 1.9) and ligament/tendon injury (prevalence ratio = 1.6, 95% CI: 1.4 to 1.9). In males under the age of 60, arthritis is over 3 times more prevalent in retired NFL players than in the general U.S. population. This excess of early-onset arthritis may be due to the high incidence of injury in football.

  18. Social connectedness and the transition from work to retirement.

    Science.gov (United States)

    Lancee, Bram; Radl, Jonas

    2012-07-01

    Although there are numerous studies on the role of social connections in early working life, research that examines how social connectedness matters in the later stages of a career is scarce. The present study analyzes to what extent social connectedness affects the timing of the transition from work to retirement. We draw on data from the German Socioeconomic Panel Study (GSOEP) from the years 1985-2009 (N = 10,225), and we apply techniques of event history analysis. Social connectedness includes social gatherings with friends, relatives, and neighbors (informal participation) as well as engagement in voluntary and civic associations and local politics (formal participation). The findings demonstrate that social connectedness matters for the transition from work to retirement, but its impact depends on the type of participation. Whereas informal participation results in earlier retirement, formal participation delays labor force withdrawal. The findings suggest a trade-off between informal participation and work in later life, which leads people with frequent social contacts to opt for early retirement. By contrast, the fact that formal participation is associated with postponed retirement points to employment benefits of volunteering and civic engagement among older workers.

  19. TUBERCULOSIS COMO ENFERMEDAD OCUPACIONAL

    Science.gov (United States)

    Mendoza-Ticona, Alberto

    2014-01-01

    Existe evidencia suficiente para declarar a la tuberculosis como enfermedad ocupacional en diversos profesionales especialmente entre los trabajadores de salud. En el Perú están normados y reglamentados los derechos laborales inherentes a la tuberculosis como enfermedad ocupacional, como la cobertura por discapacidad temporal o permanente. Sin embargo, estos derechos aún no han sido suficientemente socializados. En este trabajo se presenta información sobre el riesgo de adquirir tuberculosis en el lugar de trabajo, se revisan las evidencias para declarar a la tuberculosis como enfermedad ocupacional en trabajadores de salud y se presenta la legislación peruana vigente al respecto. PMID:22858771

  20. To stop or not to stop: an empirical assessment of the determinants of early retirement among active and retired senior teachers.

    Science.gov (United States)

    Van Droogenbroeck, Filip; Spruyt, Bram

    2014-11-01

    While the official retirement age for most Organization for Economic Co-operation and Development (OECD) countries is 65 years, the average employee in the majority of OECD countries retires considerably earlier. With the coming retirement of the baby boom generation, increasing life expectancy, and budget restrictions due to the financial crisis, most countries want to motivate employees to work longer. For these reasons, studying early retirement is highly relevant. In this article, we examine the determinants of early retirement among working and retired senior teachers between 45 and 65 years old in Flanders, Belgium. Although a widespread early exit culture exists among teachers and teacher shortages are expected in several countries, little attention has been given to the specific determinants of early retirement among teachers. Using multivariate linear regression analysis, we study the preferred retirement age of working teachers (n = 1,878) and the actual retirement age of retired teachers (n = 1,246). Financial factors, feelings of emotional exhaustion, and dissatisfaction with nonteaching-related workload (such as meetings and paperwork) have an important influence on the retirement decision. Results show that the majority of teachers make use of early exit schemes. This illustrates the existence of a widespread early exit culture among senior teachers in Flanders. © The Author(s) 2014.

  1. The Effect of Catastrophic Health Expenditure on Work After Retirement.

    Science.gov (United States)

    Homaie Rad, Enayatollah; Rashidian, Arash; Arab, Mohamad; Souri, Ali

    2017-03-01

    Several factors can force retirees to go to paid work. Catastrophic health-care expenditure (CHCE) is one of the driving forces for retirees to go to paid work. This cross-sectional study was based on 6,307 Iran retirees' data. Xu method was used to calculate CHCE, and a logit model was estimated to show the association between CHCE and bridge employment. Other control variables were added to the model. The findings showed that there was positive relationship between CHCE and bridge employment. Retirement pension had negative relationship with work after retirement. Prevalence of work after retirement was higher in people who lived in rural region and increased due to increase in household size. The financial constraint was the main pushing factor for the retiree to go to paid work. Thus, covering retirees with health insurances and identifying and listing diseases that may face the retirees with CHCE are some possible efforts to decrease CHCE.

  2. Life-cycle asset allocation with focus on retirement savings

    DEFF Research Database (Denmark)

    Konicz, Agnieszka Karolina

    for the long period are based on a classical continuous-time optimization based on the closed-form solution obtained by Richard (1975). This model is first simplified by removing the insurance policy, such that the focus is on the pension savings. In particular, fully funded contribution-defined pension......We consider optimal asset allocation of a pension saver with uncertain lifetime. The objective is to maximize the expected utility of the retirement savings. The model accounts for characteristics of a pension saver given by her mortality risk, risk attitude, type of retirement contract, trading...... schemes are considered with different payout possibilities: lump sum payment at retirement and payment in installments. Richard’s model is extended by introducing deferred labor income linear taxation of contributions to the pension savings. The first year decisions account moreover for aspects...

  3. Plan now to make your retirement active, productive.

    Science.gov (United States)

    Schlepp, S

    1989-12-01

    In his book Planning to the Years Ahead, Lester I. Tenney, PhD, professor emeritus at Arizona State University, Tempe, links Abraham Maslow's hierarchy of needs to retirement planning. According to Maslow, economic and security needs can be achieved through a family environment (eg, food clothing, shelter), and social acceptance, self-worth, and self-satisfaction can be achieved from social interaction, work, or leisure activities. After the basic needs of food, clothing, and shelter have been achieved, people are able to move to the next level of achieving safety and security. The level of dependency that people have on satisfying these needs through work will determine how well they are at adapting to retirement. The more people depend on work alone, the harder will be the adjustment; people who are less dependent on work will find retirement easier to accept.

  4. Masculinities, work, and retirement among older men who experience depression.

    Science.gov (United States)

    Oliffe, John L; Rasmussen, Brian; Bottorff, Joan L; Kelly, Mary T; Galdas, Paul M; Phinney, Alison; Ogrodniczuk, John S

    2013-12-01

    The high incidence of depression among older men has been linked to numerous factors. In this qualitative descriptive study of 30 older, Canadian-based men who experienced depression, we explored the connections between participants' depression, masculinities, work, and retirement. Our analyses revealed three thematic findings. The recursive relationship between depression and work was reflected in depression impeding and emerging from paid work, whereby men's careers and work achievements were negatively impacted by depression amid assertions that unfulfilling work could also invoke depression. Lost or unrealized empires highlighted the centrality of wealth accumulation and negative impact of many participants' unfulfilled paid work aspirations. Retirement as loss and the therapeutic value of work reflected how masculine ideals influenced men to continue working to avoid the losses they associated with retirement. The findings confirm the need to support men's work-related transitions by affirming a diversity of masculine identities beyond traditional workman/breadwinner roles.

  5. The neoliberal political economy and erosion of retirement security.

    Science.gov (United States)

    Polivka, Larry; Luo, Baozhen

    2015-04-01

    The origins and trajectory of the crisis in the United States retirement security system have slowly become part of the discussion about the social, political, and economic impacts of population aging. Private sources of retirement security have weakened significantly since 1980 as employers have converted defined benefits precisions to defined contribution plans. The Center for Retirement Research (CRR) now estimates that over half of boomer generation retirees will not receive 70-80% of their wages while working. This erosion of the private retirement security system will likely increase reliance on the public system, mainly Social Security and Medicare. These programs, however, have increasingly become the targets of critics who claim that they are not financially sustainable in their current form and must be significantly modified. This article will focus on an analysis of these trends in the erosion of the United States retirement security system and their connection to changes in the United States political economy as neoliberal, promarket ideology, and policies (low taxes, reduced spending, and deregulation) have become dominant in the private and public sectors. The neoliberal priority on reducing labor costs and achieving maximum shareholder value has created an environment inimical to maintain the traditional system of pension and health care benefits in both the private and public sectors. This article explores the implications of these neoliberal trends in the United States economy for the future of retirement security. © The Author 2015. Published by Oxford University Press on behalf of The Gerontological Society of America. All rights reserved. For permissions, please e-mail: journals.permissions@oup.com.

  6. Occupational class inequalities in disability retirement after hospitalisation.

    Science.gov (United States)

    Pietiläinen, Olli; Laaksonen, Mikko; Lahelma, Eero; Salonsalmi, Aino; Rahkonen, Ossi

    2017-08-01

    This study aimed to investigate whether hospitalisation is associated with increased risk of disability retirement differently across four occupational classes. 170,510 employees of the City of Helsinki, Finland were followed from 1990 to 2013 using national registers for hospitalisations and disability retirement. Increases in the risk of disability retirement after hospitalisation for any cause, cardiovascular diseases, musculoskeletal disorders, mental disorders, malignant neoplasms, respiratory diseases and injuries were assessed across four occupational classes: professional, semi-professional, routine non-manual and manual, using competing risks models. In general, hospitalisation showed a slightly more increased risk of disability retirement in the lower ranking occupational classes. Hospitalisation among women for mental disorders showed a more increased risk in the professional class (hazard ratio 14.73, 95% confidence interval 12.67 to 17.12) compared to the routine manual class (hazard ratio 7.27, 95% confidence interval 6.60 to 8.02). Occupational class differences were similar for men and women. The risk of disability retirement among women increased most in the routine non-manual class after hospitalisation for musculoskeletal disorders and injuries, and most in the professional class after hospitalisation for cardiovascular diseases. The corresponding risks among men increased most in the two lowest ranking classes after hospitalisation for injuries. Ill-health as measured by hospitalisation affected disability retirement in four occupational classes differently, and the effects also varied by the diagnostic group of hospitalisation. Interventions that tackle work disability should consider the impact of ill-health on functioning while taking into account working conditions in each occupational class.

  7. Clock drawing: analysis in a retirement community.

    Science.gov (United States)

    Paganini-Hill, A; Clark, L J; Henderson, V W; Birge, S J

    2001-07-01

    To test the hypothesis that performance on a clock-drawing test in a mailed survey to an older cohort is associated with known and potential risk and protective factors for Alzheimer's disease. The Leisure World Cohort Study is an ongoing study, begun in 1981, of nearly 14,000 older adults. In November 1992, the 8,406 living cohort members were mailed a follow-up questionnaire. Leisure World Laguna Hills, a southern California retirement community. The study population is a predominantly white, well-educated, upper-middle-class community; approximately two-thirds are women. Data from 4,843 cohort members (mean age 80 years; range 52-101) were analyzed. The questionnaire included a clock-drawing task: a predrawn circle 3 1/4 inches (8.3 cm) in diameter was provided with instructions "In the circle below, draw in the numbers as on a clock face. Make no erasures." Clocks were scored on 7 items: all numbers 1-12 present without adding extra or omitting numbers, sequencing of numbers, position of numbers, orientation of numbers to circle, consistent number style (either Arabic or Roman), tilt of numbers, and superfluous marks. A total clock score was calculated by summing the number of correct individual items (0-7). We also classified individuals as cognitively impaired by a previously suggested method: individuals were affected if they did not have three numbers drawn in the upper left quadrant of the clock face. Ninety percent or more of the participants across all ages placed the numbers 1 to 12 on their clocks without omissions or additions; 35% completed the clock drawing without error. The mean total clock scores decreased with each successive 5-year age group in both men and women. Regression analysis indicated a significant effect for age (b = -0.15, P education (b = 0.05, P =.0001), smoking (b = 0.13, P =.03), and female gender (b = -0.05, P =.05) and a marginally significant effect of nonrheumatoid arthritis (b = 0.05, P =.07) on total clock score. No other

  8. The pension incentive to retire: empirical evidence for West Germany.

    Science.gov (United States)

    Siddiqui, S

    1997-01-01

    "In this paper, the impact of the West German pension system on the retirement decisions of elderly citizens is analyzed within the framework of a discrete-time hazard rate model deduced from a micro-economic decision rule. The model is estimated using a panel dataset of elderly West German citizens. In order to improve the precision of the estimates obtained, the data from the sample are combined with aggregate-level information on the labour force participation behaviour of the elderly. Policy simulations based on the estimates reveal that the probability of early retirement can be reduced significantly by appropriate changes in the pension system." excerpt

  9. Australian baby boomers face retirement during the global financial crisis.

    Science.gov (United States)

    Kendig, Hal; Wells, Yvonne; O'Loughlin, Kate; Heese, Karla

    2013-01-01

    This paper examines the impact in Australia of the global financial crisis on the baby boom cohort approaching later life. Data from national focus groups of people aged 50 to 64 years (N = 73), conducted in late 2008, found widespread but variable concern and uncertainty concerning work and retirement plans and experiences. A national survey (N = 1,009) of those aged 50 to 64 years in mid-2009 reported lower levels of financial satisfaction compared with other life domains; many planned to postpone retirement. Findings are interpreted in the context of policies and markets that differed significantly from those in the United States, notwithstanding the global nature of the financial crisis.

  10. A retirement and a reservation: a retrospective autobiography.

    Science.gov (United States)

    Lee, Sok K

    2012-01-01

    A retirement is a rite of passage that requires careful planning, because it forces a retiree to make a shift in the paradigm in life. For 37 years, I was a healing professional, a breadwinner, and a working spouse. I am now a jobless loner, an inactive pensioner, and a homebound spouse. In this retrospective autobiography, I suggest a few points to help my younger colleagues to better their upcoming retirement: professional, financial, social, and familial. To overcome Erikson's identity crisis, I volunteered to be a wounded healer at Warm Springs Indian Reservation. My volunteer medical service at Warm Springs Indian Reservation was a good antidote to creatively overcome my postretirement blues.

  11. Depression and Anxiety in Greek Male Veterans After Retirement.

    Science.gov (United States)

    Kypraiou, Aspa; Sarafis, Pavlos; Tsounis, Andreas; Bitsi, Georgia; Andreanides, Elias; Constantinidis, Theodoros; Kotrotsiou, Evaggelia; Malliarou, Maria

    2017-03-01

    Retirement is a turning point in human life, resulting in changes to physical and mental health status. The aim of this study was to examine the factors that are related with depression and anxiety symptoms in Greek male veterans after retirement. A total of 502 veterans participated in a cross-sectional study. Beck Depression Inventory for depression assessment and Spielberger Trait Anxiety Inventory for anxiety assessment were used. The Ethics Committee of the Technological Educational Institution of Thessaly granted permission for conducting the research, and informed consent was obtained from all the participants. Questionnaires were filled in electronically using a platform that was made for the specific research. Mean values, standard deviations, Student t test, nonparametric cluster analysis of variance, Pearson's and Spearman's coefficients, and linear regression were conducted, using the Statistical Program for Social Services version 19.0. Severe depression was found in 3.8% of veterans with a mean score of 6.78, whereas 23.2% displayed mild-to-moderate symptoms of depression. Mean score of state anxiety was found to be 36.55 and of trait anxiety 33.60. Veterans who were discharged because of stressful working conditions, those who have a high body mass index, consume regularly alcohol, smoke and were not satisfied by changes in their everyday life after retirement had significantly more symptoms of depression and anxiety, although those who retired because of family problems had significantly more symptoms of depression. Multivariate linear regression analyses indicated that dissatisfaction related to lifestyle changes had statistically significant effect on symptoms of depression and anxiety, and stressful working conditions as a leading cause for retirement had statistically significant effect on depression. Finally, according to linear regression analyses results, those who were satisfied with their professional evolution had 1.80 times lower score in

  12. Health experiences of Korean immigrant women in retirement.

    Science.gov (United States)

    Choi, Jaeyoung; Kushner, Kaysi E; Mill, Judy; Lai, Daniel W L

    2014-01-01

    In this focused ethnographic study, we explored the health experiences of 15 Korean immigrant women after retirement in an urban center in Western Canada. Almost all women began their lives in Canada without adequate personal finances, making their employment essential for supporting their families financially. Most women lived with more than two chronic diseases, attributed to long hours and difficult work conditions. They experienced improved psychological health after retiring, irrespective of positive or negative changes in their physical health. Spiritual faith and exercise were important strategies to maintain and enhance their health and to postpone and manage chronic diseases.

  13. Projection of retirement adequacy using wealth-need ratio: A case study in Malaysia

    Science.gov (United States)

    Alaudin, Ros Idayuwati; Ismail, Noriszura; Isa, Zaidi

    2015-02-01

    Adequacy of retirement income is very important to maintain a comfortable living standard during retirement. Under a life cycle model, assets are mainly accumulated during an individual's work life to finance consumption after retirement. A generally accepted goal of retirement planning is to provide enough income during retirement to prevent the level of living from dropping much below the pre-retirement level. Retirement wealth can be defined as adequate if the total retirement income is equal or greater than the desired total retirement consumption (or needs). In this study, retirement adequacy is projected using the Malaysian Household Income Survey (HIS) 2009 data which is based on 5881 sample of households and contains information on income, demographic and socioeconomic status of each household. Besides the projection of retirement adequacy, a regression of the ratio of projected wealth to needs (or wealth-needs ratio) is performed to investigate the demographic and socioeconomic determinants of retirement adequacy in Malaysia. The results show that 69% of households in Malaysia are adequately prepared for retirement.

  14. Retirement and death in office of U.S. Supreme Court justices.

    Science.gov (United States)

    Stolzenberg, Ross M; Lindgren, James

    2010-05-01

    We construct demographic models of retirement and death in office of U.S. Supreme Court justices, a group that has gained demographic notice, evaded demographic analysis, and is said to diverge from expected retirement patterns. Models build on prior multistate labor force status studies, and data permit an unusually clear distinction between voluntary and "induced" retirement. Using data on every justice from 1789 through 2006, with robust, cluster-corrected, discrete-time, censored, event-history methods, we (1) estimate retirement effects of pension eligibility, age, health, and tenure on the timing of justices' retirements and deaths in office, (2) resolve decades of debate over the politicized departure hypothesis that justices tend to alter the timing of their retirements for the political benefit or detriment of the incumbent president, (3) reconsider the nature of rationality in retirement decisions, and (4) consider the relevance of organizational conditions as well as personal circumstances to retirement decisions. Methodological issues are addressed.

  15. 5 CFR 847.205 - Elections of NAFI retirement system coverage.

    Science.gov (United States)

    2010-01-01

    ....202(b), (d), or (f), from an NAFI position to a CSRS- or FERS-covered position may elect to continue coverage under the NAFI retirement system. (b) An employee who elects NAFI retirement system coverage under...

  16. Who opts for self-employment after retirement? A longitudinal study in the Netherlands

    National Research Council Canada - National Science Library

    van Solinge, H

    2014-01-01

    .... By bridging the gap in the literature on work/retirement decision-making and entrepreneurship, the present study examines the factors associated with entry into self-employment post-retirement...

  17. National survey to evaluate musuloskeletal health in retired professional ballet dancers in the United Kingdom

    OpenAIRE

    Smith, Toby; de Medici, Akbar; Oduoza, Uche; Hakim, Allan; Paton, Bruce; Retter, Greg; Haddad, Fares; Macgregor, Alex

    2017-01-01

    Objectives: To explore the musculoskeletal health of retired professional ballet dancers in the United Kingdom (UK). Design: Online national survey Participants: Retired professional ballet dancers living in the UK. Methods: The survey explored: what musculoskeletal injuries or diseases are experienced by retired professional ballet dancers; which anatomical regions were affected by musculoskeletal injuries or diseases in retired professional ballet dancers; whether ballet dancers were forced...

  18. College and University Employee Retirement and Insurance Benefits Cost Survey.

    Science.gov (United States)

    Teachers Insurance and Annuity Association, New York, NY. College Retirement Equities Fund.

    Results of the ninth biennial survey of 585 colleges and universities concerning expenditures for employee retirement and insurance benefits for 1993 are reported. Data are presented primarily in tabular form, with some narrative. A summary of survey highlights is included. Sample findings included: weighted average employer expenditure for…

  19. Pathways through which health influences early retirement: A qualitative study

    NARCIS (Netherlands)

    A. de Wind (Astrid); G.A. Geuskens (Goedele); K.G. Reeuwijk (Kerstin); M.J. Westerman (Marjan); J.F. Ybema (Jan Fekke); A. Burdorf (Alex); P.M. Bongers (Paulien); A.J. van der Beek (Allard)

    2013-01-01

    textabstractBackground: Due to the aeging of the population, there is a societal need for workers to prolong their working lives. In the Netherlands, many employees still leave the workforce before the official retirement age of 65. Previous quantitative research showed that poor self-perceived

  20. The Effect of Pension Wealth on the Age of Retirement.

    Science.gov (United States)

    Kutner, Stephen I.

    This seven-section report examines the pension-related behavior of older public employees, particularly California teachers. Section I introduces the benefit option situation. Section II surveys previous studies focusing on the relationship between Social Security wealth and the probability of retirement. Section III describes the California State…

  1. Teaching Time Value of Money Using an Excel Retirement Model

    Science.gov (United States)

    Arellano, Fernando; Mulig, Liz; Rhame, Susan

    2012-01-01

    The time value of money (TVM) is required knowledge for all business students. It is traditionally taught in finance and accounting classes for use in various applications in the business curriculum. These concepts are also very useful in real life situations such as calculating the amount to save for retirement. This paper details a retirement…

  2. Considering Jumping Ship? A Pirate Looks at Retirement

    Science.gov (United States)

    Kilpatrick, Bob G.

    2011-01-01

    If you're like me, a "senior" faculty member at a public state university facing significant budget cuts, recently you've probably thought about leaving your current position for another faculty position in a different state. A possible reason for considering jumping ship is envisioning a clearer picture of your retirement as it nears on…

  3. Part-time work as a pre-retirement measure

    CERN Multimedia

    HR Department

    2007-01-01

    Following discussion at the Standing Concertation Committee at its meeting on 2 November 2007, the Director-General has approved the extension of the part-time work scheme as a pre-retirement measure for the year 2008, i.e. until 31 December 2008. Human Resources Department Tel. 74484/73903

  4. Part-time work as a pre-retirement measure

    CERN Multimedia

    HR Department

    2006-01-01

    Following discussion at the Standing Concertation Committee at its meeting on 7 December 2006, the Director-General has approved the extension of the Part-time work scheme as a pre-retirement measure for the year 2007, i.e. until 31 December 2007. Human Resources Department Tel. 72808/74128

  5. Will the Retiring Baby Boomers Return to Rural Periphery?

    Science.gov (United States)

    Jauhiainen, Jussi S.

    2009-01-01

    Many belonging to large post-war age cohorts in the western countries moved from rural areas to larger industrializing cities. They retire soon and can consider moving back to the childhood places. This article studies these baby boomers and the issues about their return to peripheral rural areas. The case regards one rural municipality,…

  6. Baby Boomers in an Active Adult Retirement Community: Comity Interrupted

    Science.gov (United States)

    Roth, Erin G.; Keimig, Lynn; Rubinstein, Robert L.; Morgan, Leslie; Eckert, J. Kevin; Goldman, Susan; Peeples, Amanda D.

    2012-01-01

    Purpose of the Study: This article explores a clash between incoming Baby Boomers and older residents in an active adult retirement community (AARC). We examine issues of social identity and attitudes as these groups encounter each other. Design and Methods: Data are drawn from a multiyear ethnographic study of social relations in senior housing.…

  7. Social partners divided over government plan to raise retirement age

    NARCIS (Netherlands)

    Grünell, M.

    2009-01-01

    The social partners have given a divided response to the Dutch cabinet’s plans to raise the retirement age - first to 66 years in 2020 and then to 67 years in 2025. This also applies to the age at which company pension schemes will be paid out. The trade unions argue that poorly paid workers who

  8. Factors Affecting Retirement Attitude among Elementary School Teachers

    Science.gov (United States)

    Hsu, Wan-Chen; Chiang, Chia-Hsun; Chuang, Hsueh-Hua

    2015-01-01

    This study investigated the relationships of teacher efficacy, perceived organizational control, and the teacher-student age gap with teachers' retirement attitudes. Stratified random sampling was adopted to collect survey responses. A total of 498 valid surveys from 33 elementary schools were collected. Correlational analyses revealed significant…

  9. What is an adequate standard of living during retirement?

    NARCIS (Netherlands)

    Binswanger, J.; Schunk, D.

    2012-01-01

    Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design of

  10. What is an Adequate Standard of Living During Retirement?

    NARCIS (Netherlands)

    Binswanger, J.; Schunk, D.

    2008-01-01

    Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question what this standard should be, despite the fact that it is crucial for the design of saving

  11. Older employees’ desired retirement age: a JD-R perspective

    NARCIS (Netherlands)

    Frins, W.; Ruysseveldt, J. van; Dam, K. van; Bossche, S.N.J. van den

    2016-01-01

    Purpose. Using the job demands-resources (JD-R) model as a theoretical framework, the purpose of this paper is to investigate how job demands and job resources affect older employees’ desired retirement age, through an energy-depletion and a motivational process. Furthermore, the importance of gain

  12. The masses of retired A stars with asteroseismology

    DEFF Research Database (Denmark)

    North, Thomas S. H.; Campante, Tiago L.; Miglio, Andrea

    2017-01-01

    We investigate the masses of 'retired A stars' using asteroseismic detections on seven low-luminosity red-giant and sub-giant stars observed by the NASA Kepler and K2 missions. Our aim is to explore whether masses derived from spectroscopy and isochrone fitting may have been systematically...

  13. The Effects of Financial Incentives on Retirement Decisions:

    DEFF Research Database (Denmark)

    Søgaard, Jakob Egholt; Anton Schultz, Esben; Schaarup, Jonas Zielke

    2013-01-01

    We exploit a temporary tax rebate introduced in Denmark in 2008 to estimate the effect of financial incentives on retirement decisions. The scheme offered individuals in a limited number of cohorts a tax rebate of up to 100,000 DKK (approximately $20,000) if they stayed on the labor market until...

  14. Financial literacy and retirement planning in the Netherlands

    NARCIS (Netherlands)

    van Rooij, Maarten C. J.; Lusardi, Annamaria; Alessie, Rob J. M.

    The complexity of financial decisions that households now face has increased to unprecedented levels. At the same time, households seem to lack the financial knowledge to cope with these decisions, including how to save and invest adequately for retirement. In this paper, we examine the relationship

  15. Military Retirement and Wealth Forecasting During DOD Manpower Drawdown

    Science.gov (United States)

    2013-09-01

    and require additional planning and foresight to account for this new risk to its members’ career longevity and livelihood during their retired...concepts of risk, diversification , and 10 inflation. More than 35% of the respondents in the 35 to 50 year-old group indicated that they did not know

  16. Teacher Retirement Ponzi Schemes. Conference Paper 2009-02

    Science.gov (United States)

    Kotlikoff, Laurence J.

    2009-01-01

    This paper is about the funding status of teachers' retirement pension schemes. Its goal is to relate the accounting for the funding of these pension obligations to the endemic, systematic, and fundamentally fraudulent system of accounting our country uses to assess the financial positions of federal, state, and local government as well as many…

  17. The Conversion of Members' Rights in South African Retirement ...

    African Journals Online (AJOL)

    This paper reviews and discusses the history of the conversion of members' rights in South African retirement funds from defined benefits to defined contributions. It explains the development of the law in this regard, including legislation governing the apportionment of surplus on conversion. It draws lessons from the ...

  18. 78 FR 73424 - Retirement of Requirements in Reliability Standards

    Science.gov (United States)

    2013-12-06

    ..., facilitate which has already ongoing been addressed collection of the and is reflected dynamics system in... designed to recognize requirements appropriate for retirement (administrative; data collection/data... Security--Security Management Controls \\18\\ \\18\\ NERC explains that although only eight requirements in the...

  19. Pennies on the Dollar: How Illinois Shortchanges Its Teachers' Retirement

    Science.gov (United States)

    Kan, Leslie; Fuchs, Daniel; Aldeman, Chad

    2016-01-01

    Illinois' pension plans have sent the state on a downward spiral. One out of every four dollars that state taxpayers send to Springfield goes toward pensions, and the vast majority of these contributions go toward paying down large pension debt, not the actual retirement benefits given to state and local workers like teachers. The teacher pension…

  20. Dear author--advice from a retiring editor.

    Science.gov (United States)

    Samet, J M

    1999-09-01

    This commentary, detailing the handling of a manuscript by the editor and guiding authors on preparing manuscripts and responding to reviews, provides parting advice to authors from a retiring editor. A close reading of this commentary will give some insight into the editorial process at the American Journal of Epidemiology through the observations of one of its editors.

  1. Enhancing Precision in the Prediction of Voluntary Turnover and Retirement

    Science.gov (United States)

    Smith, Daryl R.; Holtom, Brooks C.; Mitchell, Terence R.

    2011-01-01

    The present research examines the differential validity of the facets of organizational commitment and job embeddedness to predict who will reenlist or retire from a branch of the armed services. We tested hypotheses with survey data from 1839 enlisted personnel in the U.S. Air Force. For personnel facing the decision to reenlist or separate,…

  2. Probabilistic survey questions and incorrect answers : Retirement income replacement rates

    NARCIS (Netherlands)

    van Santen, P.C.; Alessie, R.J.M.; Kalwij, A.S.

    We study responses to subjective retirement income replacement rate expectations questions in a survey of Dutch employees. One out of three respondents is unable to provide probabilities satisfying the requirements of a cumulative distribution function. We show that using probabilistic survey

  3. 29 CFR 4022.10 - Earliest PBGC Retirement Date.

    Science.gov (United States)

    2010-07-01

    ... and the age at which employees customarily retire in the airline industry) in determining whether to... company or industry, as appropriate), and all other relevant considerations. Neither a plan's reference to... is the date the participant completed 30 years of service. (6) Typical airline pilots' plan. An...

  4. Determinants of Post-Retirement Satisfaction among Ghanaian ...

    African Journals Online (AJOL)

    Multiple regression procedures were used as the major analytical tools. The results of the study indicated that the teachers sought and obtained voluntary retirement as an escape from an impending government policy to withdraw End of Service Benefits for retirees. It was found that majority of the retirees were happy and ...

  5. Changes in Health and Health Behavior Associated With Retirement

    NARCIS (Netherlands)

    Astri Syse; Marijke Veenstra; Trude Furunes; Per Erik Solem; Reidar Mykletun

    2015-01-01

    Objectives: While poor health contributes to early work exits, it is less clear how early work exits affect health. This study therefore examines changes in health associated with retirement. Method: Survey data from gainfully employed individuals aged 57 to 66 in 2002 were used to assess changes in

  6. Factors Influencing Principals' Retirement Decisions: A Southern US Perspective

    Science.gov (United States)

    Reames, Ellen H.; Kochan, Frances K.; Zhu, Linxiang

    2014-01-01

    This study, conducted in one state in the United States, replicated similar research from over a decade ago to compare principal demographics and reasons for remaining or leaving the profession. Demographics have trended with the nation. Principals are older, more diverse and are largely eligible for retirement within the next five years. Similar…

  7. The afterlife for retiring deans and other senior medical administrators.

    Science.gov (United States)

    Tannen, Richard L

    2008-11-01

    Career options for individuals leaving the administrative role as dean of a school of medicine or other senior administrative positions are considered. Options discussed include retirement and a variety of other positions both within schools of medicines and in other venues. Many opportunities exist for a challenging and fulfilling career path after leaving the role as a senior administrator in an academic medical center.

  8. Perceptions of Sport Retirement by Current Student-Athletes

    Science.gov (United States)

    Leffler, Brandy Sue

    2012-01-01

    This study focused on the problem of college student-athletes retiring from their sports unprepared for life outside of sanctioned athletics. The purpose was to identify if a current student-athlete believes he/she is prepared for a career life after competitive college athletics and who the student-athlete feels should provide guidance into the…

  9. 42 CFR 426.420 - Retiring or revising an LCD under review.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Retiring or revising an LCD under review. 426.420... DETERMINATIONS Review of an LCD § 426.420 Retiring or revising an LCD under review. (a) A contractor may retire an LCD or LCD provision under review before the date the ALJ issues a decision regarding that LCD...

  10. Do boards of trustees of South African retirement funds owe fiduciary

    African Journals Online (AJOL)

    University of the Witwatersrand

    Section 7C(2) of the Pensions Fund Act 24 of 1956 (hereinafter referred to as the. 'PFA') outlines the general duties of the boards of retirement funds. Over the years there has been much debate in the retirement fund industry as to to whom the board, as the managing body of the retirement fund, is accountable. 1. However ...

  11. An Introduction to Cost-of-Living Adjustments in Public Retirement Plans: Details Matter

    Science.gov (United States)

    Jennings, Penelope R.; Jennings, William P.; Phillips, G. Michael

    2016-01-01

    While financial planning students are expected to be able to understand client retirement plans, subtle differences in cost-of-living adjustments can have major impact on the success of client retirement plans. This teaching note compares the cost-of-living adjustments in the largest government sponsored retirement systems and a hypothetical…

  12. Effect of Marital Status on Living Arrangements and Housing Preferences of Retired Women Professionals.

    Science.gov (United States)

    Murakami, Elaine; Pynoos, Jon

    The Foundation to Assist California Teachers (FACT) is a non-profit organization which owns and operates retirement housing for teachers. To identify the demand for additional retirement housing facilities and explore "shared housing" alternatives, retired women teachers (N=2,740) in California completed a mail questionnaire which assessed: (1)…

  13. Goal Clarity and Financial Planning Activities as Determinants of Retirement Savings Contributions

    Science.gov (United States)

    Stawski, Robert S.; Hershey, Douglas A.; Jacobs-Lawson, Joy M.

    2007-01-01

    Retirement counselors, financial service professionals, and retirement intervention specialists routinely emphasize the importance of developing clear goals for the future; however, few empirical studies have focused on the benefits of retirement goal setting. In the present study, the extent to which goal clarity and financial planning activities…

  14. 18 CFR 367.4031 - Account 403.1, Depreciation expense for asset retirement costs.

    Science.gov (United States)

    2010-04-01

    ..., Depreciation expense for asset retirement costs. 367.4031 Section 367.4031 Conservation of Power and Water... § 367.4031 Account 403.1, Depreciation expense for asset retirement costs. This account must include the depreciation expense for asset retirement costs included in service company property. ...

  15. The impact of midlife educational, work, health and family experiences on men's early retirement

    NARCIS (Netherlands)

    Damman, M.; Henkens, C.J.I.M.; Kalmijn, M.

    2011-01-01

    Objectives. In empirical studies on predictors of retirement, midlife experiences have often remained implicit or been neglected. This study aims to improve our understanding of retirement by examining the impact of midlife educational, work, health, and family experiences on early retirement

  16. Implications of full and partial retirement for replacement rates in a defined benefit system

    NARCIS (Netherlands)

    Kantarci, T.; Smeets, I.; van Soest, A.H.O.

    2013-01-01

    Flexible retirement arrangements in which workers can retire abruptly or gradually at the age of their choice with higher retirement income as a reward for working more or longer fit well with the changes in life course patterns in the past decades and may help to keep pension systems sustainable in

  17. Effects of retirement voluntariness on changes in smoking, drinking and physical activity among Dutch older workers

    NARCIS (Netherlands)

    Henkens, C.J.I.M.; van Solinge, H.; Gallo, W.

    2008-01-01

    Although several studies have investigated the association of health behaviors with retirement, none has examined this relationship in the context of retirement voluntariness. Methods: Using data from the 2001 and 2007 waves of a panel study of retirement in the Netherlands, we used multinomial

  18. The impact of midlife educational, work, health, and family experiences on men's early retirement.

    Science.gov (United States)

    Damman, Marleen; Henkens, Kène; Kalmijn, Matthijs

    2011-09-01

    In empirical studies on predictors of retirement, midlife experiences have often remained implicit or been neglected. This study aims to improve our understanding of retirement by examining the impact of midlife educational, work, health, and family experiences on early retirement intentions and behavior. We distinguish theoretically and empirically between financial and nonfinancial preretirement factors through which midlife experiences could affect retirement. Using panel data of 1,229 Dutch male older workers, we estimated linear regression models to explain retirement intentions and logistic regression models to explain retirement behavior. Midlife experiences in all studied life spheres are related to retirement intentions. Educational investments, job changes, late transitions into parenthood, and late divorces are associated with weaker intentions to retire early. Midlife health problems are related to stronger early retirement intentions. For midlife work and family experiences, the relationships are (partly) mediated by the preretirement financial opportunity structure. In the educational, work, and health spheres, the preretirement nonfinancial situation has a mediating effect. Only some of the predictors of retirement intentions also predicted retirement behavior. Given the destandardization of life courses, information on distal life experiences might become even more important toward understanding retirement in the future.

  19. The Role of the Spouse in Early Retirement Decisions for Older Workers

    DEFF Research Database (Denmark)

    Kallestrup-Lamb, Malene

    This paper investigates the determinants of older workers’ early retirement behavior in Denmark. Instead of considering dual retirement we recognize the importance of the spouse in the early retirement decision by assessing the effect of a rich number of spousal variables. Given the grouped natur...... gender asymmetries also exist in the effects of spouse’s characteristics....

  20. Healthcare use and voluntary health insurance after retirement in Thailand.

    Science.gov (United States)

    Kananurak, Papar

    2014-06-01

    The dramatic changes occurring in the age structure of the Thai population make providing healthcare services for the elderly a major challenge for decision makers. Because the number of the elderly will be increasing, together with the number of retired workers, under the Social Health Insurance (SHI) scheme, there will be the unmet needs for healthcare use after retirement. The SHI scheme does not cover workers after retirement unless they could use free healthcare for the elderly. In addition, the government budget is tight regarding the support of universal healthcare and long-term care services for all of the elderly. Therefore, the government could support retired workers who have the ability to pay by facilitating voluntary health insurance. The main objectives of the present study are to analyze the characteristics of workers that need health insurance after retirement and to identify the factors explaining healthcare use to offer healthcare services to meet the workers' needs and expectations. Four hundred insured workers under the Social Health Insurance (SHI) Scheme in Thailand were interviewed using a structured questionnaire. The Anderson-Newman model of healthcare use is the conceptual framework used in this study to understand the factors that explain healthcare use patterns of workers. Multiple regressions are employed extensively to evaluate the variables that predict healthcare use. According to the survey, a person that purchases voluntary health insurance is likely to be female, have a higher personal income, and healthy. The characteristics related to healthcare use were poor health status, a high personal income, and peeople afflicted by chronic illness. There is a gap between healthcare service use and the demand for voluntary health insurance. People that have a high income are more likely to purchase voluntary health insurance, while people in worse health and afflicted by chronic illness may have greater difficulty purchasing voluntary

  1. Interventions aiming to reduce early retirement due to rheumatic diseases

    Directory of Open Access Journals (Sweden)

    Pedro Almeida Laires

    2017-07-01

    Full Text Available Introduction: Aging of the population and early retirement translates into productivity losses to society. Persistence of working life is crucial to counteract this sustainability issue faced by western countries. Musculoskeletal and rheumatic diseases (RD may cause work disability and early exit from work, including early retirement. The objective of this article is to review the current knowledge about interventions aiming to reduce early retirement due to RD. Methods: We searched PubMed and The Cochrane Library for studies either in English or Portuguese between January 2000 and June 2016 that evaluated the impact of interventions targeting early retirement in RD patients still at work. We also searched for grey literature from Portuguese institutional repositories. Results: We identified several published studies testing pharmacologic and non-pharmacologic vocational rehabilitation interventions. None was specifically identified for Portugal. The general low quality of the literature and its inconsistency makes it unfeasible to draw definitive conclusions. However, some broad recommendations might be outlined. An effective intervention must: 1 act upon different levels (e.g. RD patient, workplace, involving several stakeholders (e.g. rheumatologists, occupational physicians, employers; 2 prioritize the right patients (e.g. more disabling RD; and 3 consider the patients’ role, for instance by including an element of patient education and support. Despite the lack of good quality evidence on this field, there seems to be a growing interest in the international scientific community with several ongoing studies promoting such interventions. This promising data will be very useful to set up effective policies. Conclusions: This article summarizes the current knowledge about the impact of interventions to avoid or mitigate early retirement in RD patients. It highlights the demand for further research and it also contributes to aware decision

  2. [A preparatory course for retirement by the Israeli Medical Association].

    Science.gov (United States)

    Mashiah, Tonni; Kushnir, Yacov

    2005-01-01

    Retirement can be traumatic, and physicians are not immune. The Israeli Medical Association (IMA) has been conducting a preparatory course for retirement for its members reaching retirement. The objective of the present study was to survey the characteristics of participating physicians, to map their activities following retirement, to gauge their appreciation of the course, and to assess their willingness to continue their association with the IMA. Questionnaires were mailed to 210 attendees of the IMA course in 2000-2002, and responses were tabulated and analyzed. The response rate was 33%--40 male and 30 female physicians, and 75% of them were still working at the time of response. They classified their quality-of-life as appropriate (70%), modest (2%), and unfitting (27%). Continued work was directly related to the preservation of fitting lifestyle (p music, going on trips and cultural events and engaged in sports; the minority spent time learning, busy with hobbies or volunteer work. Approximately half of the respondents attended continuing medical education classes. Much satisfaction was recorded for most activities, but television, friends, volunteer work or continuing education were only partly enjoyable. The IMA preparatory course was satisfactory according to 94% of the respondents, but many requested to broaden its scope. Over 92% wanted to maintain an "open-line" with the IMA, for obtaining information, counseling, and participation in social activities and continuing education. The majority was willing to volunteer in the IMA. No gender bias was found in most of the responses. This preliminary survey of physician retirement in Israel found that once physicians ceased working, many considered their life quality unfitting. The need to remain associated with the IMA is indicative of the large social and emotional importance of this membership.

  3. Dynamic Changes in Determinants of Inequalities in Health in Europe with Focus on Retired – with particular Regard to Retired Danes

    DEFF Research Database (Denmark)

    Christiansen, Terkel; Lauridsen, Jørgen Trankjær

    that health deteriorates with age, in particular for low income groups. Moreover, as income declines after retirement, elderly people tend to rank lower in the relative income ranking. Consequently, retirement status, and in particular early retirement due to health problems, is expected to contribute...... can be explained by income differences as well as health differences, depending on the country considered. Furthermore, it is indicated that the contribution from retirement status falls for certain countries due to improved socioeconomic status as well as improved health of the retired.......Earlier studies of health inequality across European countries have shown intriguing results, in particular with respect to retirement status as one of the determinants of health inequality. A priori, one would expect that inequality in health and income would be associated. Theory suggests...

  4. El derecho como hecho o como norma

    Directory of Open Access Journals (Sweden)

    Roberto José Vernengo

    2015-10-01

    Full Text Available Para el historiador, antiguamente, y para el sociólogo, en nuestros días, el derecho es un fenómeno empírico. El derecho de una sociedad es un dato de su realidad: historiador o sociólogo tienen que buscar el derecho en alguna experiencia empírica accesible. Sin embargo, no es fácil toparse con el derecho de una sociedad, como, por caso, con el derecho argentino actual, pues no sabemos muy bien a qué datos de la realidad apuntar. Aquéllos que discernimos aparecen teñidos por alguna concepción previa que tengamos sobre qué haya de entenderse por derecho. (...

  5. Does retirement reduce the risk of mental disorders? A national registry-linkage study of treatment for mental disorders before and after retirement of 245,082 Danish residents.

    Science.gov (United States)

    Olesen, Kasper; Rod, Naja Hulvej; Madsen, Ida E H; Bonde, Jens Peter; Rugulies, Reiner

    2015-05-01

    The effect of retirement on mental health is not well understood. We examined the prevalence of hospital treatment for depression and purchase of antidepressant medication before, during and after retirement in a Danish population sample. We hypothesised that retirement was followed by reduced prevalence of hospital treatment for depression and antidepressant purchase. Participants were 245,082 Danish workers who retired between 2000 and 2006. Information on retirement, hospital treatment and antidepressant purchases were obtained from Danish national registers. The yearly prevalence of hospital treatment for depression and antidepressant purchases was estimated in relation to the year of retirement from 5 years prior to the retirement year to 5 years after retirement. Using logistic regressions with generalised estimating equations we analysed the trends in prevalence before, during and after the retirement. Two of 1000 participants were hospitalised with depression in the year of their retirement and 63 of 1000 purchased antidepressant medication during the retirement year. The prevalence of hospital treatment for depression increased before and around retirement, followed by a slight decline from 2 years after retirement with the prevalence of hospitalisation dropping from 0.21%(retirement +2 years) to 0.16% (retirement +5 years). For antidepressants, we observed a steady increase in purchases before retirement (retirement -2 years). This increase levelled off in the years around retirement, but continued after retirement (retirement +2 years). Overall, this study did not confirm the hypothesis that retirement is beneficial for mental health measured by hospitalisation with depression and treatment with antidepressants. Although the temporary levelling off of the increase in antidepressant treatment around time of retirement might indicate a beneficial effect, this possible effect was only short-term. Published by the BMJ Publishing Group Limited

  6. The role of ability, motivation, and opportunity to work in the transition from work to early retirement - testing and optimizing the Early Retirement Model

    National Research Council Canada - National Science Library

    de Wind, Astrid; Geuskens, Goedele A; Ybema, Jan Fekke; Bongers, Paulien M; van der Beek, Allard J

    2015-01-01

    OBJECTIVES: Determinants in the domains health, job characteristics, skills, and social and financial factors may influence early retirement through three central explanatory variables, namely, the ability...

  7. Is retirement good for your health? A systematic review of longitudinal studies.

    Science.gov (United States)

    van der Heide, Iris; van Rijn, Rogier M; Robroek, Suzan J W; Burdorf, Alex; Proper, Karin I

    2013-12-13

    Several studies regarding the effect of retirement on physical as well as mental health have been performed, but the results thereof remain inconclusive. The aim of this review is to systematically summarise the literature on the health effects of retirement, describing differences in terms of voluntary, involuntary and regulatory retirement and between blue-collar and white-collar workers. A search for longitudinal studies using keywords that referred to the exposure (retirement), outcome (health-related) and study design (longitudinal) was performed using several electronic databases. Articles were then selected for full text analysis and the reference lists of the selected studies were checked for relevant studies. The quality of the studies was rated based on predefined criteria. Data was analysed qualitatively by using a best evidence synthesis. When possible, pooled mean differences and effect sizes were calculated to estimate the effect of retirement on health. Twenty-two longitudinal studies were included, of which eleven were deemed to be of high quality. Strong evidence was found for retirement having a beneficial effect on mental health, and contradictory evidence was found for retirement having an effect on perceived general health and physical health. Few studies examined the differences between blue- and white-collar workers and between voluntary, involuntary and regulatory retirement with regards to the effect of retirement on health outcomes. More longitudinal research on the health effects of retirement is needed, including research into potentially influencing factors such as work characteristics and the characteristics of retirement.

  8. National survey to evaluate musuloskeletal health in retired professional ballet dancers in the United Kingdom.

    Science.gov (United States)

    Smith, T O; de Medici, A; Oduoza, U; Hakim, A; Paton, B; Retter, G; Haddad, F S; Macgregor, A

    2017-01-01

    To explore the musculoskeletal health of retired professional ballet dancers in the United Kingdom (UK). Online national survey. Retired professional ballet dancers living in the UK. The survey explored: what musculoskeletal injuries or diseases are experienced by retired professional ballet dancers; which anatomical regions were affected by musculoskeletal injuries or diseases in retired professional ballet dancers; whether ballet dancers were forced to retire from professional ballet due to musculoskeletal injuries or disease. Forty-six retired ballet dancers responded. Thirty-six percent (n = 17) of respondents reported retiring from ballet due to musculoskeletal injury. The median age when respondents retired from professional ballet was 29 years. The most common issues that caused people to retire were hip and back pain (25%; n = 9 respectively), followed by hamstring injuries, ankle injuries, cervical spine injuries, and anterior knee pain (13% respectively; n = 5). Ninety-one percent (n = 42) reported experiencing muscle and joint pain post-retirement. Musculoskeletal pain and disease was a problem for respondents in this study. Further investigation is needed to define the problem, so management can be examined. Comparing performance and training regimes to injury rates in professional dancers, and then following these cohorts into retirement, would increase knowledge on this population. Copyright © 2016 Elsevier Ltd. All rights reserved.

  9. A palavra como enigma

    Directory of Open Access Journals (Sweden)

    Yudith Rosenbaum

    2005-06-01

    Full Text Available Este estudo pretende analisar o conto “Famigerado”, de Guimarães Rosa, à luz das Formas Simples, de André Jolles, e da psicanálise. O texto é lido como uma adivinha às avessas, invertendo as posições do inquiridor e do questionado. Tendo como fundo a modernização do sertão nos anos 60, o embate entre o letrado e o jagunço revela tensões e ambigüidades, abordadas pela estilística e pela psicanálise.

  10. A case study of Missouri's deferred retirement incentive for state employees.

    Science.gov (United States)

    Curl, Angela L; Havig, Kirsten

    2014-01-01

    Delayed retirement incentives can promote employee retention. Survey data results (N = 261) were used to explore factors associated with retirement and participation in Missouri's Deferred Retirement Option Provision (BackDROP), using a social stratification framework. Logistic regression analyses found that older age for full-retirement benefit eligibility increased the odds of delayed retirement, as did working more years for the state of Missouri. Longer length of work for Missouri increased the likelihood of being aware of one's eligibility for BackDROP and of taking the BackDROP option, while working for pay in a non-state position decreased the odds of awareness and selection. Those who retired to do other things (rather than for health reasons or disliking the work) were also more likely to be knowledgeable of their BackDROP eligibility status. Race, sex, education, and marital status were not significant predictors. These findings inform design and implementation of delayed retirement policies in other states.

  11. The Evasion of Retirement Insurance Contributions in Croatia

    Directory of Open Access Journals (Sweden)

    Predrag Bejakovic

    2016-07-01

    Full Text Available The aim of this paper is to investigate the evasion of retirement insurance contributions in Croatia. This problem can be connected to the weakness of the administration and the inefficacy of the competent bodies, to high rates of contributions and a general lack of trust in the public pension system based on intergenerational solidarity. One of the most important determinants of evasion is the benefit deriving from the insurance, that is, the relation between the contributions and the pension. Insured persons who have worked their whole lives and have reached old-age pensions have an unfavourable ratio of contributions paid in and amount of pension received, because funds for pensions have been redistributed to several other categories. After a brief explanation of the pension reform, we draw attention to certain legislative inconsistencies connected with retirement insurance. The paper closes with a proposal for possible measures for the improvement of collection.

  12. Hypoconnectivity and Hyperfrontality in Retired American Football Players

    Science.gov (United States)

    Hampshire, Adam; MacDonald, Alex; Owen, Adrian M.

    2013-10-01

    Recent research has raised concerns about the long-term neurological consequences of repetitive concussive and sub-concussive injuries in professional players of American Football. Despite this interest, the neural and psychological status of retired players remains unknown. Here, we evaluated the performances and brain activation patterns of retired National Football League players (NFL alumni) relative to controls using an fMRI-optimised neuropsychological test of executive function. Behaviourally, the NFL alumni showed only modest performance deficits on the executive task. By contrast, they showed pronounced hyperactivation and hypoconnectivity of the dorsolateral frontal and frontopolar cortices. Critically, abnormal frontal-lobe function was correlated with the number of times that NFL alumni reported having been removed from play after head injury and was evident in individual players. These results support the hypothesis that NFL alumni have a heightened probability of developing executive dysfunction and suggest that fMRI provides the most sensitive biomarker of the underlying neural abnormality.

  13. How do baby boomers' mobility patterns change with retirement?

    DEFF Research Database (Denmark)

    Siren, Anu; Haustein, Sonja

    2015-01-01

    working had a high car reliance that did not decline over time. This study suggests that retirement is a transition point associated with decreasing car use. Hence, the ageing of the population is likely to have a decreasing effect on transportation demand. However, informal care-giving, prolonged careers......Baby boomers will comprise a considerable share of tomorrow's older population. Previous research has indicated higher travel activity and car use amongst baby boomers than amongst older cohorts. However, little evidence exists on the effects of boomers' ageing on the transportation system....... To analyse how retirement affects baby boomers' travel and the related future travel demand, we compared three groups, distinguished by employment status as ‘still working’, ‘early retirees’ and ‘recent retirees’, in a longitudinal setting. Data for 864 individuals were collected via standardised telephone...

  14. Los destinatarios como protagonistas

    Directory of Open Access Journals (Sweden)

    Sandra Massoni

    2015-01-01

    Full Text Available Trata sobre la comunicación como herramienta estratégica en el sistema agrícola del ámbito rural. La propuesta consiste en armar la estrategia de comunicación para defender y promover la solución de los problemas partir de cada uno de los sectores.

  15. Los destinatarios como protagonistas

    OpenAIRE

    Sandra Massoni

    2015-01-01

    Trata sobre la comunicación como herramienta estratégica en el sistema agrícola del ámbito rural. La propuesta consiste en armar la estrategia de comunicación para defender y promover la solución de los problemas partir de cada uno de los sectores.

  16. A Framework for Restructuring the Military Retirement System

    Science.gov (United States)

    2013-07-01

    pension, with individ- 27 ual defined contribution retirement accounts managed within the Federal Government’s TSP. Employer contributions to defined ...and, • Other issues of importance to the leadership of the Army. Studies produced by civilian and military analysts concern topics having strategic...research interest include labor economics, peer effects, human capital, and talent management . Lieutenant Colonel Lyle holds a B.S. from West Point and

  17. Six Against the Secretary: The Retired Generals and Donald Rumsfeld

    Science.gov (United States)

    2007-02-23

    1954 which focused on the Truman administration’s actions in the Korean War. The group was known as "the Jenner committee" in recognition of its...chairman, William E. Jenner , Republican of Indiana. 13 The hearings featured five retired three- and four-star officers who served as commanders in...Stratemeyer, USAF, former commander of Far East Air Forces; Lt Gen (ret) James A. Van Fleet, USA, CG of Eighth Army; Lt Gen (ret) Edward M. Almond, USA

  18. Active versus Passive Sample Attrition: The Health and Retirement Study

    OpenAIRE

    Honggao Cao; Daniel H. Hill

    2005-01-01

    This paper investigates sample attrition in the Health and Retirement Study (HRS). We compare attrition behavior in two of the HRS cohorts: original HRS cohort and AHEAD cohort. We distinguish attrition due to death (passive attrition) from attrition due to other causes (active attrition), examining potential effects of different attrition modes on the representativeness of the remaining samples. This distinction is justified based on a specification test on a multinomial logistic regression ...

  19. Susceptibility for Depression in Current and Retired Student Athletes

    OpenAIRE

    Weigand, Sabrina; Cohen, Jared; Merenstein, Daniel

    2013-01-01

    Background: Depression, a disabling mental disorder, adversely affects work, sleeping and eating habits, and family. Research does not exist on depression among athletes who have recently graduated from college and retired from their sport after exhausting their collegiate eligibility. Hypothesis: Changes in lifestyle and loss of personal identity, which follow college athletics, would put former college athletes at an increased risk for depression. Methods: A survey was sent to former (n = 1...

  20. [Demographic trends and the burden of financing retirement].

    Science.gov (United States)

    Chesnais, J

    1984-06-01

    The impact of demographic trends on the problem of financing the system of retirement pensions in France is analyzed. The demographic, economic, and sociopolitical factors affecting the pension system are first described, the influence of these factors during the period 1960-1982 is examined, and future prospects are assessed. Consideration is given both to demographic aging and to changes in the demographic structure of employment.

  1. Military Retirement Fund Audited Financial Report. Fiscal Year 2013

    Science.gov (United States)

    2013-12-09

    SPONSORING/MONITORING AGENCY NAME(S) AND ADDRESS(ES) 10. SPONSOR/MONITOR’S ACRONYM(S) 11. SPONSOR/MONITOR’S REPORT NUMBER(S) 12. DISTRIBUTION /AVAILABILITY...STATEMENT Approved for public release; distribution unlimited 13. SUPPLEMENTARY NOTES 14. ABSTRACT 15. SUBJECT TERMS 16. SECURITY CLASSIFICATION...accumulates funds to finance, on an actuarial basis, the liabilities of DoD under military retirement and survivor benefit programs. Within DoD, the

  2. Preparation for Retirement Seminar – A few places left

    CERN Multimedia

    2007-01-01

    There are a few places left for the preparation for retirement seminar, which will take place on the four successive afternoons of 2 to 5 October 2007. Staff concerned: All staff members aged 58 and above as well as those who have retired during the year have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned and the limited capacity of the main auditorium, you are requested to register in advance via Indico at the following address: http://indico.cern.ch/conferenceDisplay.py?confId=16835 You may register for all the sessions or only for the subjects of interest to you. If you envisage retiring in the coming two or three years, I strongly encourage you to register for this seminar. All related information is available on Indico. Enrico CHIAVERI Head, H...

  3. Preparation for Retirement Seminar – A few places left

    CERN Multimedia

    2007-01-01

    There are a few places left for the preparation for retirement seminar, which will take place on the four successive afternoons of 2 to 5 October 2007. Staff concerned: All staff members aged 58 and above, as well as those who have retired during the year, who have been sent a personal invitation to attend. Spouses are welcome. Staff members below 58 who are interested in attending the seminar may also apply. Their applications will be accepted subject to availability of places. Registration: In view of the number of people concerned and the limited capacity of the Main Auditorium, you are requested to register in advance via Indico at the following address: http://indico.cern.ch/conferenceDisplay.py?confId=16835 You may register for all the sessions or only for the subjects of interest to you. If you envisage retiring in the coming two or three years, I strongly encourage you to register for this seminar. All related information is available on Indico. Enrico CHIAVERI H...

  4. Coping strategies during and after spaceflight: Data from retired cosmonauts

    Science.gov (United States)

    Suedfeld, Peter; Brcic, Jelena; Johnson, Phyllis J.; Gushin, Vadim

    2015-05-01

    Coping is a dynamic physiological and psychological process in response to perceived environmental stress that functions to restore physiological homeostasis and reduce negative affect [1]. Thematic content analysis was employed for references to 13 well-established coping strategies in interviews with 20 retired long-duration male cosmonauts. As in previous research with other space samples [2,3] the retired cosmonauts mentioned Problem-Oriented strategies more frequently than Emotion-Oriented ones. In the present sample, Seeking Social Support, Planful Problem Solving and Endurance/Obedience/Effort were the top three most mentioned coping strategies. Cosmonauts who had spent more than a year in space, compared to those who had spent less than a year, mentioned using Planful Problem Solving more as they recalled their career and retirement. Examining changes over time, spaceflight had a positive effect on Accepting Responsibility. Endurance/Obedience/Effort steadily decreased over time, while we found an inverted-U pattern for Distancing and Self-Control. Additional results in relation to other astronaut samples and the relationship between coping and post-flight growth are discussed.

  5. Retirement as a Relief? The Role of Physical Job Demands and Psychological Job Stress for Effects of Retirement on Self-Rated Health

    NARCIS (Netherlands)

    van den Bogaard, L.; Henkens, K.; Kalmijn, M.

    This study investigates the relationship between retirement and self-rated health, and how this relationship is moderated by experienced pre-retirement physical job demands and psychological job stress. Two waves of Dutch panel data are analysed, collected between 2003 and 2007, which include

  6. Retirement as a Relief? : The Role of Physical Job Demands and Psychological Job Stress for Effects of Retirement on Self-Rated Health

    NARCIS (Netherlands)

    van den Bogaard, L.; Henkens, K.; Kalmijn, M.

    2016-01-01

    This study investigates the relationship between retirement and self-rated health, and how this relationship is moderated by experienced pre-retirement physical job demands and psychological job stress. Two waves of Dutch panel data are analysed, collected between 2003 and 2007, which include

  7. Is There Chronic Brain Damage in Retired NFL Players? Neuroradiology, Neuropsychology, and Neurology Examinations of 45 Retired Players

    Science.gov (United States)

    Casson, Ira R.; Viano, David C.; Haacke, E. Mark; Kou, Zhifeng; LeStrange, Danielle G.

    2014-01-01

    Background: Neuropathology and surveys of retired National Football League (NFL) players suggest that chronic brain damage is a frequent result of a career in football. There is limited information on the neurological statuses of living retired players. This study aimed to fill the gap in knowledge by conducting in-depth neurological examinations of 30- to 60-year-old retired NFL players. Hypothesis: In-depth neurological examinations of 30- to 60-year-old retired players are unlikely to detect objective clinical abnormalities in the majority of subjects. Study Design: A day-long medical examination was conducted on 45 retired NFL players, including state-of-the-art magnetic resonance imaging (MRI; susceptibility weighted imaging [SWI], diffusion tensor imaging [DTI]), comprehensive neuropsychological and neurological examinations, interviews, blood tests, and APOE (apolipoprotein E) genotyping. Level of Evidence: Level 3. Methods: Participants’ histories focused on neurological and depression symptoms, exposure to football, and other factors that could affect brain function. The neurological examination included Mini-Mental State Examination (MMSE) evaluation of cognitive function and a comprehensive search for signs of dysarthria, pyramidal system dysfunction, extrapyramidal system dysfunction, and cerebellar dysfunction. The Beck Depression Inventory (BDI) and Patient Health Questionnaire (PHQ) measured depression. Neuropsychological tests included pen-and-paper and ImPACT evaluation of cognitive function. Anatomical examination SWI and DTI MRI searched for brain injuries. The results were statistically analyzed for associations with markers of exposure to football and related factors, such as body mass index (BMI), ethanol use, and APOE4 status. Results: The retired players’ ages averaged 45.6 ± 8.9 years (range, 30-60 years), and they had 6.8 ± 3.2 years (maximum, 14 years) of NFL play. They reported 6.9 ± 6.2 concussions (maximum, 25) in the NFL. The

  8. Is There Chronic Brain Damage in Retired NFL Players? Neuroradiology, Neuropsychology, and Neurology Examinations of 45 Retired Players.

    Science.gov (United States)

    Casson, Ira R; Viano, David C; Haacke, E Mark; Kou, Zhifeng; LeStrange, Danielle G

    2014-09-01

    Neuropathology and surveys of retired National Football League (NFL) players suggest that chronic brain damage is a frequent result of a career in football. There is limited information on the neurological statuses of living retired players. This study aimed to fill the gap in knowledge by conducting in-depth neurological examinations of 30- to 60-year-old retired NFL players. In-depth neurological examinations of 30- to 60-year-old retired players are unlikely to detect objective clinical abnormalities in the majority of subjects. A day-long medical examination was conducted on 45 retired NFL players, including state-of-the-art magnetic resonance imaging (MRI; susceptibility weighted imaging [SWI], diffusion tensor imaging [DTI]), comprehensive neuropsychological and neurological examinations, interviews, blood tests, and APOE (apolipoprotein E) genotyping. Level 3. Participants' histories focused on neurological and depression symptoms, exposure to football, and other factors that could affect brain function. The neurological examination included Mini-Mental State Examination (MMSE) evaluation of cognitive function and a comprehensive search for signs of dysarthria, pyramidal system dysfunction, extrapyramidal system dysfunction, and cerebellar dysfunction. The Beck Depression Inventory (BDI) and Patient Health Questionnaire (PHQ) measured depression. Neuropsychological tests included pen-and-paper and ImPACT evaluation of cognitive function. Anatomical examination SWI and DTI MRI searched for brain injuries. The results were statistically analyzed for associations with markers of exposure to football and related factors, such as body mass index (BMI), ethanol use, and APOE4 status. The retired players' ages averaged 45.6 ± 8.9 years (range, 30-60 years), and they had 6.8 ± 3.2 years (maximum, 14 years) of NFL play. They reported 6.9 ± 6.2 concussions (maximum, 25) in the NFL. The majority of retired players had normal clinical mental status and central

  9. The Military Compensation and Retirement Modernization Commissions Blended Retirement Plan: A First Look at Marine Corps Implications

    Science.gov (United States)

    2016-03-01

    begins contributing to the pension trust fund until the employee becomes eligible to retire. Because the accumulated funds in a TSP can be withdrawn on...twofold. First, because the funds are potentially available more quickly than a pension , servicemembers do not discount the employer’s contributions...could be a more powerful instrument for incentivizing retention, at least early in a career. Second, because the employer owns the pension funds while

  10. Knowledge of the Military Retirement System Among Naval Postgraduate School Officers and Analysis of Associated Retirement Information Sources

    Science.gov (United States)

    2009-06-01

    Not unlike the line from “ The Rime of the Ancient Mariner ”—“Water, water, everywhere, Nor any drop to drink”—military personnel are adrift in a...Dedicated to the Military (e.g., Army Times, Navy Times, Air Force Times, Marine Corps Times, etc.) ....23 3. Word-of-Mouth Sources...armed forces, including the Army, Navy, Marine Corps, Air Force, and Coast Guard. Most of the retirement provisions also apply to the members of

  11. Forced Retirement from Professional Rugby Union is Associated with Symptoms of Distress.

    Science.gov (United States)

    Brown, James Craig; Kerkhoffs, Gino; Lambert, Mike I; Gouttebarge, Vincent

    2017-07-01

    Rugby has a higher injury burden than other popular sports, such as football. Athletes who are forced to retire as a result of injury are associated with poor mental health. With its high injury burden, professional rugby players might be at risk of mental health conditions associated with injury-related forced retirement. This study aimed to compare mental health between former professional rugby players who were and weren't forced to retire. A questionnaire including the 4DSQ (distress), GHQ-12 (anxiety/depression), PROMIS short-form (sleep disturbance) and AUDIT-C (alcohol misuse) was completed by retired professional players from Ireland, France and South Africa. The questionnaire asked players whether or not they were forced to retire, as well as the reason for retirement. Players forced to retire were more than twice as likely to report symptoms of distress in comparison to those that retired voluntarily (odds ratio: 2.1, 95% confidence interval: 1.2-3.6, prugby players that were forced to retire may require support structures and longitudinal monitoring. Future studies should begin monitoring players during their careers to accurately assess the effect of retirement on mental health. © Georg Thieme Verlag KG Stuttgart · New York.

  12. Can personality predict retirement behaviour? A longitudinal analysis combining survey and register data from Norway.

    Science.gov (United States)

    Blekesaune, Morten; Skirbekk, Vegard

    2012-09-01

    This study investigates how far personality can predict the timing and routes of people's retirement. It uses a large comprehensive Norwegian survey, with larger sample size than earlier related studies, providing estimates of personality based on the five-factor model. The survey data are matched with administrative data, allowing observations of retirement over the 2002-2007 period. The analysis distinguishes between the disability and the non-disability retirements. Retirement is investigated using discrete time, competing risk, logistic regression models amongst individuals aged 50-69. Results indicate that personality predicts disability retirement but not non-disability retirement. Neuroticism increases the risk of disability retirement in women. Agreeableness and extraversion may prevent disability retirement, whereas openness may increase the risk of disability in men. Personality effects are generally consistent across models controlling, or not controlling, for well-known predictors of retirement behaviour including education, income and occupational group. The main exception is that poor health explains the effect of neuroticism on women's disability retirement.

  13. Working conditions as risk factors for disability retirement: a longitudinal register linkage study

    Science.gov (United States)

    2012-01-01

    Background Early retirement due to disability is a public health and work environment problem that shortens working careers. Transition to disability retirement is based on ill-health, but working conditions are also of relevance. We examined the contributions of work arrangements, physical working conditions and psychosocial working conditions to subsequent disability retirement. Methods The data were derived from the Helsinki Health Study cohort on employees of the City of Helsinki, Finland. Information on working conditions was obtained from the baseline surveys conducted in 2000, 2001 and 2002. These data were linked with register data on disability retirement and their main diagnoses obtained from the Finnish Centre for Pensions. Follow up by the end of 2008 yielded 525 disability retirement events. The analysed data included 6525 participants and 525 disability retirement events. Hazard ratios (HR) and 95% confidence intervals (95% CI) were calculated from Cox regression analysis. Results Several working conditions showed own associations with disability retirement before adjustment. After adjustment for all working conditions, the primary risk factors for all-cause disability retirement were physical workload among women (HR 2.02, 95% CI 1.57-2.59) and men (HR 2.00, 95% CI 1.18-3.38), and low job control among women (HR 1.60, 95% CI 1.29-1.99). In addition, for disability retirement due to musculoskeletal causes, the risk factors were physical workload and low job control. For disability retirement due to mental causes the risk factors were computer work and low job control. Furthermore, occupational class was a risk factor for disability retirement due to all causes and musculoskeletal diseases. Conclusions Among various working conditions, those that are physically demanding and those that imply low job control are potential risk factors for disability retirement. Improving the physical working environment and enhancing control over one’s job is likely

  14. Does More Respect from Leaders Postpone the Desire to Retire? Understanding the Mechanisms of Retirement Decision-Making

    Directory of Open Access Journals (Sweden)

    Anne M. Wöhrmann

    2017-08-01

    Full Text Available The demographic trends (i.e., low birth rates and increasing longevity pose challenges with regard to the increase of the average employee age along with a lack of skilled personnel on the labor market. Society, organizations, and individuals are confronted with the question on how to prolong working lives in the future. Based on socioemotional selectivity theory, the purpose of this study was to investigate the relationship between respectful leadership and older workers’ desired retirement age. In particular, we took a closer look at job satisfaction, subjective health, and work-to-private life conflict as underlying mechanisms. Further, we tested for the moderating role of occupational self-efficacy as an auxiliary condition for the assumed relationships of respectful leadership. We tested our hypothesized model using data from 1,130 blue- and white-collar workers aged 45–65 years. The results of structural equation modeling indicated that respectful leadership was positively related to older workers’ desired retirement age and that this relationship was mediated by subjective health and work-to-private life conflict but not by job satisfaction. The findings add to the literature on resources in retirement decision-making; notably, they highlight the importance of leadership behavior for older workers’ motivation and socioemotional needs.

  15. Does retirement mean more physical activity? A longitudinal study

    Directory of Open Access Journals (Sweden)

    Xiaoqi Feng

    2016-07-01

    Full Text Available Abstract Background Evidence on physical activity (PA and transitions out of full-time employment in middle-to-older age is mainly cross-sectional and focused upon retirement. The purpose was to examine trajectories in PA before and after transitions out of full-time employment. Methods Data were obtained for 5,754 people in full-time employment aged 50–75 from the US Health and Retirement Survey. Logistic regression was used to examine trajectories in twice-weekly participation in light, moderate and vigorous PA among those transitioning to part-time work, semi-retirement, full retirement, or economic inactivity due to disability, in comparison to those remaining in full-time employment. Results Twice weekly participation in vigorous and light physical activity changed little for those who remained in full-time employment, while moderate physical activity decreased between baseline and follow-up (OR 0.95, 95 % CI 0.91, 0.99. Differences in physical activity according to transitional categories at follow-up were evident. Baseline differences in physical activity across all intensities were greatest among participants transitioning from full-time to part-time employment compared to those who remained in full-time employment throughout the study period (vigorous OR 1.41 95 % CI 1.23, 1.61; moderate OR 1.28 95 % CI 1.12, 1.46; light OR 1.29 95 % CI 1.12, 1.49. Those transitioning to unemployment were already among the least physically active at baseline, irrespective of intensity (albeit, with 95 % CIs spanning unity. Those transitioning to full-time retirement were also among the least active (e.g. vigorous OR 0.71 95 % CI 0.61, 0.81; moderate OR 0.80 95 % CI 0.71, 0.90. Declines in physical activity were reported for those transitioning to economic inactivity due to a disability (vigorous OR 0.29 95 % CI 0.14, 0.64; moderate OR 0.56 95 % CI 0.33, 0.95; light OR 0.34 95 % CI 0.19, 0.63. Physical activity increased regardless of intensity among

  16. El libro como performance

    OpenAIRE

    Craig Epplin

    2015-01-01

    La comunidad poética Estación Pringles entabla un diálogo intrigante con el formato libro. Por una parte, su acercamiento teatral a la poesía parecería excluir la posibilidad de ver este medio como un modelo para el proyecto. Sin embargo, en su diálogo con la línea poética iniciada por Stéphane Mallarmé, esta iniciativa artística propone un concepto del libro como performance. Esta orientación es evidente, además, en la producción impresa de Estación Pringles. The poetry community Estación...

  17. Conducta social como intercambio

    Directory of Open Access Journals (Sweden)

    GERGE C. HOMANS

    1999-01-01

    Full Text Available En ¿Conducta Social como intercambio? : anotaciones a un texto clásico de un autor poco clásico (¿Social Behavior as Exchange? : Miguel Requena ofrece una introducción al español de la versión de Homans ?Social Behavior as Exchange? originariamente publicado en el American Journal of Sociology (1958, 63, May, 597-606.

  18. Y, croaba como rana

    OpenAIRE

    Diéguez Pinto, Marilyn

    2016-01-01

    Al término de los nueve meses de gestación, un día seis de un año seis, bajo el influjo de la luna llena, vino al mundo aquella criatura de andar endeble, piel rugosa en cuerpo grueso de bracitos cortos, con ojos saltones en cuencas anfibias. Cual fatal profecía, de un oráculo antiguo, el niño, al llorar, croaba como rana.

  19. O corpo como pulso

    Directory of Open Access Journals (Sweden)

    Flavia Liberman

    Full Text Available O corpo é foco de muitos estudos e intervenções. Alguns paradigmas o concebem apenas em seu aspecto sensório-motor, enquanto outros transitam prioritariamente por uma dimensão psicológica. Procurando contribuir para a formulação de outras perspectivas no campo, apresentam-se aspectos da concepção de corpo de Stanley Keleman em ressonância com os estudos de Regina Favre. A partir de cenas clínicas em grupos de seminários, podemos pensar o corpo como pulso, multimídia, multifacetado, que se (des constrói permanentemente nos encontros. Articulando experiências clínicas da autora como terapeuta ocupacional e docente da graduação e em grupos de estudos, essas concepções servem como guia para uma clínica pensada, construída e balizada pelo corpo mediante utilização de abordagens corporais para a promoção de encontros plasmados por afetos e acontecimentos, na tentativa de criar corpos que possam sustentar as intensidades vividas e permitam a observação de si, a aproximação com o outro e a produção de singularidades.

  20. O corpo como pulso

    Directory of Open Access Journals (Sweden)

    Flavia Liberman

    2010-06-01

    Full Text Available O corpo é foco de muitos estudos e intervenções. Alguns paradigmas o concebem apenas em seu aspecto sensório-motor, enquanto outros transitam prioritariamente por uma dimensão psicológica. Procurando contribuir para a formulação de outras perspectivas no campo, apresentam-se aspectos da concepção de corpo de Stanley Keleman em ressonância com os estudos de Regina Favre. A partir de cenas clínicas em grupos de seminários, podemos pensar o corpo como pulso, multimídia, multifacetado, que se (des constrói permanentemente nos encontros. Articulando experiências clínicas da autora como terapeuta ocupacional e docente da graduação e em grupos de estudos, essas concepções servem como guia para uma clínica pensada, construída e balizada pelo corpo mediante utilização de abordagens corporais para a promoção de encontros plasmados por afetos e acontecimentos, na tentativa de criar corpos que possam sustentar as intensidades vividas e permitam a observação de si, a aproximação com o outro e a produção de singularidades.

  1. Pensions at a glance 2011 retirement-income systems in OECD and G20 countries

    CERN Document Server

    Organisation for Economic Cooperation and Development. Paris

    2011-01-01

    The theme of this fourth edition of Pensions at a Glance is pensions, retirement and life expectancy. Many countries have increased pension ages in the face of population ageing and longer lives. Some have introduced an automatic link between pensions and life expectancy. Improvements to the incentives to work rather than retire are also a common part of recent pension-reform packages. However, ensuring that there are enough jobs for older workers remains a challenge. An in-depth look at these important policy issues is provided by five special chapters on: pension ages, retirement behaviour, pension incentives to retire, the demand for older workers and linking pensions to life expectancy. This edition updates information on the key features of pension provision in OECD countries and provides projections of retirement income for today’s workers. It offers an expanded range of 34 indicators, covering the design of national retirement-income provision, pension entitlements, incomes of older people, the fin...

  2. The Moderating Influences of Retirement Transition, Age, and Gender on Daily Stressors and Psychological Distress.

    Science.gov (United States)

    Wong, Jen D; Shobo, Yetty

    2017-06-01

    This study investigated the influences of retirement transition, age, and gender on aspects of daily experiences in adults (aged 50-75 years) who stayed working ( n = 138) and who transitioned into retirement ( n = 72). Data derived from the first and second waves of the Daily Diary Study of the National Survey of Midlife in the United States. Participants completed telephone interviews about their experiences across eight consecutive days. Findings showed a significant interaction effect of retirement transition and age on daily stressors. Gender did not significantly moderate the associations between retirement transition and daily experiences. These findings suggest that retirement transition must be considered in the context of life course influences, especially age, to better determine the quality of daily experiences of midlife and older adults, and these life course influences should be considered in programs and services aimed to help adults navigate the retirement experiences.

  3. Aging Filipino Domestic Workers and the (In)Adequacy of Retirement Provisions in Canada.

    Science.gov (United States)

    Ferrer, Ilyan

    2017-03-01

    Although domestic work scholarship in Canada has focused primarily on the immigration/migration and labour experiences of domestic workers under the Foreign Domestic Movement and the Live-in-Caregiver Program, research is scarce on how these workers retire and consequently age in Canadian society. This article focuses on the aging experiences of retired Filipino domestic workers who, upon entering retirement, find themselves working in the secondary and/or underground economy while providing and receiving care from spouses, grandchildren, and local/transnational family members. Data were drawn from six qualitative, in-depth interviews with older Filipina domestic workers who discussed experiences of immigration, caring labour, retirement, and aging. Findings underscore (1) the poverty that older Filipino domestic workers encounter as they approach their retirement; (2) the necessity but insufficiency of the state's retirement provisions; (3) the need to find work in the unreported labour market; and (4) how caring labour is provided intergenerationally as a survival strategy.

  4. The influence of marital status and spousal employment on retirement behavior in Germany and Spain.

    Science.gov (United States)

    Radl, Jonas; Himmelreicher, Ralf K

    2015-05-01

    This article analyzes the impact of marital status and spousal employment on the timing of retirement in Germany and Spain. Retirement behavior is examined by means of event-history models, with a competing risks framework being used to distinguish between voluntary and involuntary work-exit transitions. To take account of the role of social policies, we adopt a comparative approach. Data are drawn from a 2006 special retirement module implemented analogously in national labor force surveys. The results show that spousal labor market participation plays a large role in work-exit transitions, even when retirement is involuntary. This finding questions the widespread belief that coretirement is exclusively due to preference for joint retirement shared among spouses. Moreover, widows and widowers tend to retire prematurely in Germany, whereas no such effect could be found in Spain. This finding is explained by reference to specific economic incentives arising from national pension legislation. © The Author(s) 2014.

  5. Will Bequests Attenuate The Predicted Meltdown In Stock Prices When Baby Boomers Retire?

    OpenAIRE

    Andrew B. Abel

    2001-01-01

    Jim Poterba finds that consumers do not spend all of their assets during retirement, and he projects that the demand for assets will remain high when the baby boomers retire. Based on his forecast of continued high demand for capital, Poterba rejects the asset market meltdown hypothesis, which predicts a fall in stock prices when the baby boomers retire. ; The author develops a rational expectations general equilibrium model with a bequest motive and an aggregate supply curve for capital. In ...

  6. Retirement and Death in Office of U.S. Supreme Court Justices

    OpenAIRE

    STOLZENBERG, ROSS M.; Lindgren, James

    2010-01-01

    We construct demographic models of retirement and death in office of U.S. Supreme Court justices, a group that has gained demographic notice, evaded demographic analysis, and is said to diverge from expected retirement patterns. Models build on prior multistate labor force status studies, and data permit an unusually clear distinction between voluntary and “induced” retirement. Using data on every justice from 1789 through 2006, with robust, cluster-corrected, discrete-time, censored, event-h...

  7. Retirement migration, the other story: the lived experiences of vulnerable, older British migrants in Spain

    OpenAIRE

    Hall, K

    2011-01-01

    Over the last few decades, Spain has become a popular retirement destination for British nationals. Most retire abroad when they are healthy; however, happy and fulfilling retired lives in Spain can abruptly change when a person's resources (bodily, economic and social) for independent living diminish. Therefore, the onset of old age can bring about severe vulnerability and the need for additional support becomes vital. This study looks at the lived experiences of vulnerable, older members of...

  8. Malaysia's ageing population : Viability of employment trust fund for retirement village

    OpenAIRE

    Lim, Chwee Tin

    2010-01-01

    This study aims to analyse the Feasibility of Retirement Village for Malaysia.s Ageing Population. The analysis process involves assessing the level of awareness and opinion in the respondents of the demand for Retirement Village in Malaysia using survey method. At the macro level perspective, an overview analysis of the social, economic, political and technical knowhow of implementing and operating a Retirement Village has been taken into consideration to verify the advantages and disadvanta...

  9. COMO? PALETAS MEXICANAS BRASILEIRAS?

    Directory of Open Access Journals (Sweden)

    Daniela Maria Alves Chaud

    2016-03-01

    Full Text Available As informações sobre alimentação estão mais acessíveis e democráticas. As tendências alimentares são inspiradas por diversos fatores, mas sempre estão associados à moda, mídia e como forma de conjectura de um estilo de vida. Há pouco tempo, as grandes cidades brasileiras foram invadidas por uma nova mania: as paletas mexicanas, que, na verdade, não são “tão mexicanas”. Esses sorvetes apresentam qualidades organolépticas marcantes, em virtude, entre outros fatores, ao alto teor de açúcar e, em alguns casos, de gorduras. A concepção gourmetizada e natural dessa iguaria, seu custo e as propriedades nutricionais são peculiares e, aparentemente, um modismo. Esse trabalho teve como objetivo conhecer a composição desses produtos, a partir das informações nutricionais contidas nos sites das empresas produtoras, bem como as suas peculiaridades e concepções. Apesar da conotação natural e gastronômica, alto valor calórico, gorduras (especialmente na versão recheada sabor brigadeiro e elevadas quantidades de açúcares, foram encontrados, em média, por unidade: 207,2 Kcal; 38,4g de carboidratos; 3,9g de proteínas e 5,3g de gorduras. Uma rica ênfase na cultura mexicana, religiosidade e identidade visual marcante foram identificadas nos sites dos produtos pesquisados.

  10. COMO ANDAR SEM POESIA?

    Directory of Open Access Journals (Sweden)

    Angela Fronckowiak

    2008-11-01

    Full Text Available O artigo reflete sobre a fruição do gênero poético por crianças ainda não alfabetizadas a partir de momentos compartilhados com elas no cotidiano de escolas de Educação Infantil. Essa vivência, vinculada ao projeto de pesquisa Poesia e infância1, demonstrou a relevância de possibilitar às crianças um contato intenso com a poesia, texto singular que as capacita a expressar, na sua linguagem, o modo como interagem com o outro e com o mundo. Através de encontros semanais com crianças de 4 a 6 anos de duas escolas da região do Vale do Rio Pardo/RS, foi possível perceber uma extrema abertura da infância para os jogos vocabulares e sonoros. Na continuidade da pesquisa, pudemos estudar as características textuais mais valorizados pelas crianças na escuta de textos poéticos. Uma hipótese era a de que a audição regular de poemas potencializava a repercussão e a ressonância, aspectos apontados por Gaston Bachelard como intrínsecos ao devaneio poético, experiência oportunizada pela leitura/audição da poesia e que faculta ao leitor encontrar “um não-eu meu que me permite viver minha confiança de estar no mundo” (BACHELARD, 1988, p. 132. Ancorado nos resultados obtidos, este texto defende a rima e o discurso predominante do poema como fatores essenciais para os pequenos experimentarem a ressonância poética.

  11. Terroristas como actores internacionales

    OpenAIRE

    Caballero López, José Luis

    2016-01-01

    Este trabajo se fundamenta en la investigación sobre el "terrorismo y los terroristas como agentes internacionales" en un contexto amplio aunque principalmente focalizado en la actualidad. Los tiempos en los que nos encontramos hoy en día requieren estudiar con exactitud los rasgos de la política internacional referentes al terror. Destaca sobremanera el concepto "yihadismo" y todo lo que le rodea, pues la dictadura de terror que se vive contemporáneamente en Oriente Próximo se encuentra r...

  12. El mundo como proyecto

    OpenAIRE

    Sbarra, Alberto; Morano, Horacio; Cueto Rúa, Verónica

    2015-01-01

    Un profesor decía a sus alumnos: “…ahora ustedes comenzarán a mirar el mundo con ojos de arquitecto”1, recreando una visión totalizadora e integradora que incluye el pensamiento proyectual. Instalados en un determinado campo disciplinar, se tiene una nueva noción de la realidad, probablemente una nueva manera de mirar el mundo. Imaginar el mundo como proyecto2, lo hemos convertido en un desafío para la asignatura Teoría, en la creencia que el mundo es un proyecto inacabado, en donde la Arq...

  13. La independencia como problema

    OpenAIRE

    Lara Martínez, Rafael

    2009-01-01

    Este artículo examin la producción intelectual de una organización cultural salvadoreña: el Ateneo, instituido en diciembre de 1912. Sin establecer distinciones de género, estudia la manera en que poesía, narrativa y ensayo visualizan la independencia centroamericana y su corolario, la vida republicana durante las primeras décadas independientes. Los miembros fundadores del Ateneo describen la independencia como acontecimiento gratuito, sin voluntad popular ni determinación política seria. An...

  14. El fandango como patente de circulación cultural en México y el Caribe

    Directory of Open Access Journals (Sweden)

    Ricardo Pérez Montfort

    2015-01-01

    características y supuestas especificidades culturales regionales. Muchas veces contrastantes con la realidad y más bien producto de los prejuicios e imaginación de los autores que describen los fandangos, de lo que se trata es de identificar los elementos que componen la fiesta y tal vez comprobar que se trata de una circulación de valores culturales que muestra múltiples vectores. Por otra parte, también se revisan las diversas representaciones iconográficas que acompañan los textos de estos cronistas con el fin de establecer cómo se va generando un deber ser que eventualmente servirá como recurso de tradición e identidad regional. De esta manera la ponencia recorre el paulatino distanciamiento entre la representación, las vivencias concretas y la circulación de elementos centrales impuestos y revitalizados en el territorio y el área estudiadas.

  15. Immunization and Hedging of Post Retirement Income Annuity Products

    Directory of Open Access Journals (Sweden)

    Changyu Liu

    2017-03-01

    Full Text Available Designing post retirement benefits requires access to appropriate investment instruments to manage the interest rate and longevity risks. Post retirement benefits are increasingly taken as a form of income benefit, either as a pension or an annuity. Pension funds and life insurers offer annuities generating long term liabilities linked to longevity. Risk management of life annuity portfolios for interest rate risks is well developed but the incorporation of longevity risk has received limited attention. We develop an immunization approach and a delta-gamma based hedging approach to manage the risks of adverse portfolio surplus using stochastic models for mortality and interest rates. We compare and assess the immunization and hedge effectiveness of fixed-income coupon bonds, annuity bonds, as well as longevity bonds, using simulations of the portfolio surplus for an annuity portfolio and a range of risk measures including value-at-risk. We show how fixed-income annuity bonds can more effectively match cash flows and provide additional hedge effectiveness over coupon bonds. Longevity bonds, including deferred longevity bonds, reduce risk significantly compared to coupon and annuity bonds, reflecting the long duration of the typical life annuity and the exposure to longevity risk. Longevity bonds are shown to be effective in immunizing surplus over short and long horizons. Delta gamma hedging is generally only effective over short horizons. The results of the paper have implications for how providers of post retirement income benefit streams can manage risks in demanding conditions where innovation in investment markets can support new products and increase the product range.

  16. Quarterly Data for Spoken Language Preferences of Social Security Retirement and Survivor Claimants (2016-onwards)

    Data.gov (United States)

    Social Security Administration — This data set provides quarterly volumes for language preferences at the national level of individuals filing claims for Retirement and Survivor benefits from fiscal...

  17. The impact of retirement on the drinking patterns of older adults: a review.

    Science.gov (United States)

    Kuerbis, Alexis; Sacco, Paul

    2012-05-01

    Due to the aging of the population, there is renewed focus on the public health issues of middle-aged and older adults. One area of such focus is unhealthy drinking, and researchers seek to understand the unique developmental risk and protective factors among those entering older adulthood. Retirement has been hypothesized as a contributing factor in the onset and maintenance of unhealthy drinking in late life. This review describes the relevant theories and critically reviews empirical evidence that explores the relationship between alcohol and retirement drawn from both the industrial and organizational psychology and substance misuse literatures. Using four research databases, thirteen studies published in the last 25years that investigated the relationship of retirement and alcohol use and met specific selection criteria were reviewed. The literature suggests that retirement may not have a strong direct impact on drinking behaviors or problems, but attributes of the process (e.g. retirement voluntariness) of transition to retirement and individual attributes, such as having a history of problem drinking, may facilitate or inhibit drinking. Future research should delve into the social context of drinking in retirement with a goal of understanding the aspects and conditions of retirement that increase risk of alcohol problems. Investigation should also examine heterogeneity in retirement drinking patterns with a goal of identifying subpopulations that are at greater risk. Copyright © 2012 Elsevier Ltd. All rights reserved.

  18. Changes in Sleep Duration During Transition to Statutory Retirement: A Longitudinal Cohort Study.

    Science.gov (United States)

    Myllyntausta, Saana; Salo, Paula; Kronholm, Erkki; Aalto, Ville; Kivimäki, Mika; Vahtera, Jussi; Stenholm, Sari

    2017-07-01

    This study examined whether sleep duration changes during the transition from full-time work to statutory retirement and, if this were the case, which preretirement factors, including sociodemographic, work, lifestyle, and health factors, predict these changes. Data from repeated surveys of the Finnish Public Sector study, linked to records of retirement, were used. The study population consisted of 5785 participants who retired on a statutory basis in 2000-2011 and who had responded to surveys on sleep duration at least once immediately before and after their retirement (mean number of repeat study waves 3.6). Linear regression analyses with generalized estimating equations were used to examine changes in sleep duration around retirement. Before retirement there was a slight decrease in sleep duration. During the 4-year retirement transition, sleep duration increased from 7 hours 0 minutes (95% confidence interval [CI] 6 hours 54 minutes to 7 hours 6 minutes) to 7 hours and 22 minutes (95% CI 7 hours 16 minutes to 7 hours 27 minutes); thus, mean increase being 22 minutes. Increase in sleep duration was greatest in those who were short sleepers, heavy drinkers, or had sleep difficulties. After the retirement transition, sleep duration remained at approximately the same level, as no significant changes were observed. This longitudinal study suggests that transition from full-time work to statutory retirement is associated with an increase in sleep duration.

  19. To everything there is a season and a time to every purpose: retirement and the neurosurgeon.

    Science.gov (United States)

    Rovit, Richard L

    2004-06-01

    Neurosurgery has designed a rigid curriculum that must be followed precisely by those who wish to enter the specialty. A similar process at the other end of the practice cycle has never been formalized except for mandatory retirement from certain administrative positions at a particular age. Basic considerations for strategic decision making about voluntary retirement from neurosurgery, especially operative neurosurgery, are investigated. Statistical data from the US Census Bureau and sources in the medical literature were reviewed regarding life expectancy and retirement ages. Age-related differences in verbal and performance intelligence quotients, attention span, verbal memory recall, and visuospatial facility were surveyed. A questionnaire was sent to 29 recently retired academic neurosurgeons about their age and reasons for retirement along with postretirement activities; 22 responses were received. Analysis of the data indicates that surgeons are now retiring at the age of approximately 60 years, whereas life expectancy is approximately 80 years. An individual thus may have 15 to 20 productive years after leaving active neurosurgical practice. Reasons for retirement among the 22 responding neurosurgeons included decreasing personal satisfaction and financial rewards, a desire to pursue other activities, local ground rules mandating age-specific retirement, the general sense that enough is enough, and, overall, a strong desire to stop performing surgery while at the top of one's game. The process of age-related competence assessment of commercial airline pilots is outlined, and a similar process of assessment of practicing surgeons may be warranted, with consideration for mandatory retirement from operative neurosurgery.

  20. Yearly Data for Spoken Language Preferences of Social Security Retirement and Survivor Claimants (2016 Onwards)

    Data.gov (United States)

    Social Security Administration — This data set provides annual volumes for language preferences at the national level of individuals filing claims for Retirement and Survivor benefits from federal...

  1. A theoretical investigation of the development of physical activity habits in retirement.

    Science.gov (United States)

    Beck, Fay; Gillison, Fiona; Standage, Martyn

    2010-09-01

    This study examined the impact of retirement on physical activity (PA) patterns. More specifically, the process of initiating and maintaining behaviour changes in PA were explored using a self-determination theory perspective. Semi-structured interviews were conducted to explore the formation of lifestyle habits post-retirement, and the role of PA within these. Interviews were analysed using thematic analysis and an informal comparison made between physically active and inactive retired adults. A total of 11 participants (7 female, 4 male; 6 physically active, 5 physically inactive) were recruited from churches and a local newspaper advertisement in South West England. On average, participants (M age=62.91 years; SD=2.3) had been retired 2 years and 8 months (SD=20.03). Three main themes emerged from the interviews specific to retired adults; social factors, lifelong tendencies, and sense of purpose. All retired adults searched for purpose in their lives, and for physically active adults having an exercise schedule contributed to this on a daily basis. PA also represented a source of personal challenge, whereas physically inactive retirees sought meaning and challenge from non-exercise domains. All participants were acutely aware of their mortality, but active participants felt that PA would increase their chances of enjoying a healthy retirement, rather than accepting a decline in physical function. The results highlighted how global aspirations for life after retirement can influence one's post-retirement lifestyle. The implications for future research and potential health promotion approaches are discussed.

  2. Health Consciousness, Smog Consciousness and Chinese Elderly Migrant Workers’ Preferred Retirement Place

    Directory of Open Access Journals (Sweden)

    Feng Wang

    2017-11-01

    Full Text Available Although those who migrated fairly early in the Chinese diaspora are reaching retirement age, their choice of retirement location will be affected by significant rural–urban disparities in medical insurance and service, pension, environment management, and public education. The lifestyle and savings for migrant workers over 45 years old are unique; they have received the wages of urban workers but are still tied to agricultural residential identities. A field survey of 173 elderly migrant workers in Xi’an examined the relationship between preferred place of retirement and health, smog, and health environmental consciousness. Among the sample, 70.5% preferred to return home for retirement; 16.8%, to stay away from home; and 12.7% had not yet considered where they would live in retirement. Based on regression results, migrant workers who were more concerned about their personal health, less concerned about the effects of city smog, who had property in rural areas and who were less educated were significantly more likely to say that they would return to rural areas for retirement. It is suggested that the narrowing the gap in retirement service and medical service between rural and urban areas could be an effective way for the government to deal with future retirement issues and provide equalized retirement services for elderly migrant workers.

  3. Social Security Administration Retirement, Survivors, and Disability Insurance (RSDI) Improper Payments

    Data.gov (United States)

    Social Security Administration — This dataset shows improper payment experience for the Social Security Retirement, Survivors, and Disability Insurance program paid to workers, their dependents, and...

  4. Active and retired public employees' health insurance: potential data sources.

    Science.gov (United States)

    Morrill, Melinda Sandler

    2014-12-01

    Employer-provided health insurance for public sector workers is a significant public policy issue. Underfunding and the growing costs of benefits may hinder the fiscal solvency of state and local governments. Findings from the private sector may not be applicable because many public sector workers are covered by union contracts or salary schedules and often benefit modifications require changes in legislation. Research has been limited by the difficulty in obtaining sufficiently large and representative data on public sector employees. This article highlights data sources researchers might utilize to investigate topics concerning health insurance for active and retired public sector employees. Copyright © 2014 Elsevier B.V. All rights reserved.

  5. [Immigrants facing retirement: to stay or to return?].

    Science.gov (United States)

    Bolzman, C; Fibbi, R; Vial, M

    1993-09-01

    "Nowadays 75% of foreigners living in Switzerland have a permanent residence permit. A new phenomenon goes along with this stabilisation: the aging of this resident foreign population, especially Italians and Spaniards who arrived in Switzerland in the fifties and sixties. This trend will have definite consequences on the costs of Swiss social security benefits. Our research project aims at clarifying which factors influence those immigrants who are near retirement to decide whether to stay or go back to their home countries." (SUMMARY IN ENG AND GER) excerpt

  6. A Model of Social Security and Retirement Decisions.

    Science.gov (United States)

    1976-12-01

    Intergenerational tra nsfer aspects of a social security program . As is well known , a program which is based on a ‘pay-as-yo u-go’ prin ciple gene rates...formula to depend upon retirement age. • • • Some of these conclusions have to be modified when a “wealth- effect” via Intergenerational t ransfers is...feature of the poet-war U.S. economy has been the rapid decrease In the labor force particip ation of the elderly . How much of this decrease can be

  7. Retirement of J. Gary Eden as Editor-in-Chief

    Science.gov (United States)

    Jagadish, Chennupati; Jelinkova, Helena; Fainman, Yeshaiahu; Dawson, Martin; Ermers, Ysabel

    2016-01-01

    After nine years of dedicated service as Editor-in-Chief of Progress in Quantum Electronics (PQE), J. Gary Eden has retired at the end of December 2015. During his term as the Editor-in-Chief, PQE has grown significantly in size and quality and he has given generously of his time in advising authors, referees, editors, and the journal staff. Gary is an exceptional scientist and a generous individual who has given so much to the community. He is always very positive in every situation, and has created positive environment and supported people with utmost enthusiasm.

  8. 5 CFR 839.211 - If these rules apply to me because I had a qualifying retirement coverage error, can I choose...

    Science.gov (United States)

    2010-01-01

    ... a qualifying retirement coverage error, can I choose which retirement plan I want to be in? 839.211... had a qualifying retirement coverage error, can I choose which retirement plan I want to be in? The... coverage error, your eligibility to choose your retirement plan may be affected by the situations described...

  9. Aprendizaje como reconfiguracion de agencia

    National Research Council Canada - National Science Library

    Larreamendy Joerns, Jorge

    2011-01-01

    En este articulo se ofrece una perspectiva sobre el aprendizaje como cambio en la identidad, tomando como punto de referencia la teoria de la participacion periferica legitima (PPL) de Lave y Wenger (1991...

  10. Information theory in econophysics: stock market and retirement funds

    Science.gov (United States)

    Vogel, Eugenio; Saravia, G.; Astete, J.; Díaz, J.; Erribarren, R.; Riadi, F.

    2013-03-01

    Information theory can help to recognize magnetic phase transitions, what can be seen as a way to recognize different regimes. This is achieved by means of zippers specifically designed to compact data in a meaningful way at is the case for compressor wlzip. In the present contribution we first apply wlzip to the Chilean stock market interpreting the compression rates for the files storing the minute variation of the IPSA indicator. Agitated days yield poor compression rates while calm days yield high compressibility. We then correlate this behavior to the value of the five retirement funds related to the Chilean economy. It is found that the covariance between the profitability of the retirement funds and the compressibility of the IPSA values of previous day is high for those funds investing in risky stocks. Surprisingly, there seems to be no great difference among the three riskier funds contrary to what could be expected from the limitations on the portfolio composition established by the laws that regulate this market.

  11. Sustainability Literacy of Older People in Retirement Villages

    Directory of Open Access Journals (Sweden)

    Bo Xia

    2014-01-01

    Full Text Available With many developed countries experiencing the aging of the population, older people play a large role in contributing to environmental problems but also to environmental solutions. The purpose of this research is to understand the awareness and behavior of current older people living in retirement villages towards sustainability development. To achieve this, a sustainability literacy survey was conducted with 65 older residents of a private retirement village located 10 Km outside the Brisbane, Australia’s central business district (CBD. Most of residents recognized the importance of environment protection and would like to lead a more environmentally friendly lifestyle. In addition, the majority were willing to pay higher prices for a living environment with sustainable features. The importance of positive social communications was emphasized with most residents having established good relationships with others in the village. The findings provide an important insight into consumer perspectives regarding the sustainable features that should and can be incorporated into the village planning and development.

  12. O ensaio como narrativa

    Directory of Open Access Journals (Sweden)

    Pedro Duarte

    2016-02-01

    Full Text Available O artigo tenta demonstrar que todos os textos, mesmo aqueles cuja natureza é teórica, têm alguma forma de narrativa. Nem sempre são personagens que os ocupam, podem ser ideias, mas mesmo assim há um enredo conceitual que se passa. Modernamente, a forma dessa narrativa foi sobretudo o sistema, com a pretensão totalizadora presente, por exemplo, na filosofia de Hegel. Contemporaneamente, porém, a forma do ensaio – surgida ainda na era moderna – ganha destaque por sua forma descontínua de narrar. O objetivo do artigo é apontar que, se o ensaio é uma forma, como explicitaram Lukács, Benjamin e Adorno, ele é também uma forma de narrar – ainda que de narrar conceitualmente objetos da cultura.

  13. COMO? PALETAS MEXICANAS BRASILEIRAS?

    OpenAIRE

    Daniela Maria Alves Chaud; Edeli Simioni Abreu; Andrea Carvalheiro Guerra Matias; Ana Carolina Oliveira

    2016-01-01

    As informações sobre alimentação estão mais acessíveis e democráticas. As tendências alimentares são inspiradas por diversos fatores, mas sempre estão associados à moda, mídia e como forma de conjectura de um estilo de vida. Há pouco tempo, as grandes cidades brasileiras foram invadidas por uma nova mania: as paletas mexicanas, que, na verdade, não são “tão mexicanas”. Esses sorvetes apresentam qualidades organolépticas marcantes, em virtude, entre outros fatores, ao alto teor de açúcar e, em...

  14. La identidad como performatividad

    Directory of Open Access Journals (Sweden)

    Andrés Felipe Castelar

    2008-12-01

    Full Text Available La presión social por constituir una forma indentitaria que sea acorde con el referente biológico es de origen histórico y se encuentra al servicio de prácticas de control y dominación social. Este artículo presenta una discusión sobre el lugar actual de la idea de identidad, especialmente en el plano de la sexualidad. Para esto recurre a la tesis de la filósofa Judith Butler, quien propone desde una visión deconstructivista y post-estructuralista una nueva definición de idenridad en términos de la iteración performativa. La identiclad es entendida entonces como una exigencia de inteligibiliclacl ante la sociedad, la cual limita las posibiliclades de expresión sexual.

  15. Como comunicar la Alegria

    Directory of Open Access Journals (Sweden)

    Pablo Portales

    2015-01-01

    Full Text Available Se ofrece un amplio análisis sobre la industria electoral, recordando que un candidato a presidente es "un producto para la venta". Se Desmenuzan las estrategias utilizadas en el plebiscito chileno,las elecciones norteamericanas con el NO a BUSH. El Mercadeo Social es una nueva metodología utilizada en proyectos de desarrollo a nivel de campo por ello se hace un esclarecimiento y clarifica el vínculo con la comunicación. Se agrega temas como: Los modelos de recepción de mensajes cuyos marcos conceptuales y metodologías aún no se han adaptado al potencial de esta línea de trabajo.Se analiza la agonía de las radios mineras en Bolivia en la que 42 años de historia y heroísmo se desmoronan.

  16. El inquisidor como profesor

    Directory of Open Access Journals (Sweden)

    Adriano PROSPERI

    2009-12-01

    Full Text Available Giovanni Botero, en una célebre página de su Ragion di stato, se detuvo sobre el tema de la fuerza de la religión en los gobiernos. Esta función de la religión cristiana —para Botero, católica— es garante del orden público y se presenta también como opuesta a la generadora de desorden de Lutero y Calvino, quienes siembran por todo cizañas y revoluciones de estados y ruinas de los reinos. Estamos en los orígenes del esquema historiografía de la periodización de la Edad Moderna que confió precisamente a la Reforma el papel de nodriza de las revoluciones que nacieron en Europa.

  17. La Justicia como virtud

    Directory of Open Access Journals (Sweden)

    Martínez-Sicluna y Sepúlveda, Consuelo

    2003-07-01

    Full Text Available El sentimiento de la justicia representa el hábito de conducta por el que nos vemos obligados, en cualquier relación, a dar a cada uno lo suyo. Ahora bien, esta disposición del espíritu se inscribe en las coordenadas que definen al hombre: verdad, libertad y bien. El hombre como ser racional y por tanto libre: el único ser que se determina a sí mismo y que alcanza en el bien el sentido de su proyección personal, esto es, la perfección. Dar a cada uno lo suyo es dar al sujeto el reconocimiento de este fundamento ontológico.

  18. Retirement and mental health: dose social participation mitigate the association? A fixed-effects longitudinal analysis.

    Science.gov (United States)

    Shiba, Koichiro; Kondo, Naoki; Kondo, Katsunori; Kawachi, Ichiro

    2017-05-30

    Empirical evidence investigating heterogeneous impact of retirement on mental health depending on social backgrounds is lacking, especially among older adults. We examined the impact of changes in working status on changes in mental health using Japanese community-dwelling adults aged ≥65 years participating in the Japan Gerontological Evaluation Study between 2010 and 2013 (N = 62,438). Between-waves changes in working status ("Kept working", "Retired", "Started work", or "Continuously retired") were used to predict changes in depressive symptoms measured by the Geriatric Depression Scale. First-difference regression models were stratified by gender, controlling for changes in time-varying confounding actors including equivalised household income, marital status, instrumental activities of daily living, incidence of serious illnesses and family caregiving. We then examined the interactions between changes in working status and occupational class, changes in marital status, and post-retirement social participation. Participants who transitioned to retirement reported significantly increased depressive symptoms (β = 0.33, 95% CI: 0.21-0.45 for men, and β = 0.29, 95% CI: 0.13-0.45 for women) compared to those who kept working. Men who were continuously retired reported increased depressive symptoms (β = 0.13, 95% CI: 0.05-0.20), whereas males who started work reported decreased depressive symptoms (β = -0.20, 95% CI: -0.38--0.02). Men from lower occupational class (compared to men from higher class) reported more increase in depressive symptoms when continuously retired (β = -0.16, 95% CI: -0.25--0.08). Those reporting recreational social participation after retirement appeared to be less influenced by transition to retirement. Retirement may increase depressive symptoms among Japanese older adults, particularly men from lower occupational class backgrounds. Encouraging recreational social participation may mitigate the adverse effects of

  19. Social engagement across the retirement transition among "young-old" adults in the French GAZEL cohort.

    Science.gov (United States)

    Sabbath, Erika L; Lubben, James; Goldberg, Marcel; Zins, Marie; Berkman, Lisa F

    2015-12-01

    The objective of this study was to test predictors of change in social engagement across the retirement transition in a cohort of 10,692 French utility workers retiring between 1992 and 2004, aged 51-65 in 2004. Three measures of social engagement (organizational activity participation, number of close family members, and number of close friends) were collected in 1991 and 2004; 1991 scores were subtracted from 2004 scores to determine change. We used ordered logistic regression to model predictors of change. Compared with those retiring just before the follow-up measure, those retiring 2-5 years earlier had greater positive change in organizational activity participation (OR 1.22, 95 % CI 1.07, 1.39) and greater positive change in number of close friends (OR 1.19, 95 % CI 1.04, 1.37) after retirement compared with before, but no difference in family contact, and no clear linear trend by retirement timing relative to the follow-up measure. Women were less likely than men to increase organizational activities and contact with close family ties. Poor self-rated health at follow-up consistently predicted decreased engagement. For specific activities, those retired longest had not only the greatest odds of increased political/religious organizational involvement and sports/hobby/leisure involvement but also the greatest odds of decreased volunteering. Those of low midlife socioeconomic status (SES) were more likely to decrease levels of formal engagement from before retirement to after, compared to those of higher SES. Overall, certain changes in social engagement emerged with increasing time in retirement. However, retirement timing was a weaker predictor of change in engagement than factors such as low midlife SES or poor health. Findings suggest that disparities in social engagement may emerge during retirement.

  20. Job loss, retirement and the mental health of older Americans.

    Science.gov (United States)

    Mandal, Bidisha; Roe, Brian

    2008-12-01

    Millions of older individuals cope with physical limitations, cognitive changes, and various losses such as bereavement that are commonly associated with aging. Given increased vulnerability to various health problems during aging, work displacement might exacerbate these due to additional distress and to possible changes in medical coverage. Older Americans are of increasing interest to researchers and policymakers due to the sheer size of the Baby Boom cohort, which is approaching retirement age, and due to the general decline in job security in the U.S. labor market. This research compares and contrasts the effect of involuntary job loss and retirement on the mental health of older Americans. Furthermore, it examines the impact of re-employment on the depressive symptoms. There are two fundamental empirical challenges in isolating the effect of employment status on mental health. The first is to control for unobserved heterogeneity--all latent factors that could impact mental health so as to establish the correct magnitude of the effect of employment status. The second challenge is to verify the direction of causality. First difference models are used to control for latent effects and a two-stage least squares regression is used to account for reverse causality. We find that involuntary job loss worsens mental health, and re-employment recaptures the past mental health status. Retirement is found to improve mental health of older Americans. With the use of longitudinal data from the Health and Retirement Study surveys and the adoption of proper measures to control for the possibility of reverse causality, this study provides strong evidence of elevating depressive symptoms with involuntary job displacement even after controlling for other late-life events. Women suffer from greater distress levels than men after job loss due to business closure or lay-off. However, women also exhibit better psychological well-being than men following retirement. The present

  1. The role of ability, motivation, and opportunity to work in the transition from work to early retirement--testing and optimizing the Early Retirement Model.

    Science.gov (United States)

    de Wind, Astrid; Geuskens, Goedele A; Ybema, Jan Fekke; Bongers, Paulien M; van der Beek, Allard J

    2015-01-01

    Determinants in the domains health, job characteristics, skills, and social and financial factors may influence early retirement through three central explanatory variables, namely, the ability, motivation, and opportunity to work. Based on the literature, we created the Early Retirement Model. This study aims to investigate whether data support the model and how it could be improved. Employees aged 58-62 years (N=1862), who participated in the first three waves of the Dutch Study on Transitions in Employment, Ability and Motivation (STREAM) were included. Determinants were assessed at baseline, central explanatory variables after one year, and early retirement after two years. Structural equation modeling was applied. Testing the Early Retirement Model resulted in a model with good fit. Health, job characteristics, skills, and social and financial factors were related to the ability, motivation and/or opportunity to work (significant β range: 0.05-0.31). Lower work ability (β=-0.13) and less opportunity to work (attitude colleagues and supervisor about working until age 65: β=-0.24) predicted early retirement, whereas the motivation to work (work engagement) did not. The model could be improved by adding direct effects of three determinants on early retirement, ie, support of colleagues and supervisor (β=0.14), positive attitude of the partner with respect to early retirement (β=0.15), and not having a partner (β=-0.13). The Early Retirement Model was largely supported by the data but could be improved. The prolongation of working life might be promoted by work-related interventions focusing on health, work ability, the social work climate, social norms on prolonged careers, and the learning environment.

  2. Risk management study for the retired Hanford Site facilities: Qualitative risk evaluation for the retired Hanford Site facilities. Volume 3

    Energy Technology Data Exchange (ETDEWEB)

    Coles, G.A.; Shultz, M.V.; Taylor, W.E.

    1993-09-01

    This document provides a risk evaluation of the 100 and 200 Area retired, surplus facilities on the Hanford Site. Also included are the related data that were compiled by the risk evaluation team during investigations performed on the facilities. Results are the product of a major effort performed in fiscal year 1993 to produce qualitative information that characterizes certain risks associated with these facilities. The retired facilities investigated for this evaluation are located in the 100 and 200 Areas of the 1,450-km{sup 2} (570-mi{sup 2}) Hanford Site. The Hanford Site is a semiarid tract of land in southeastern Washington State. The nearest population center is Richland, Washington, (population 32,000) 30-km (20 mi) southeast of the 200 Area. During walkdown investigations of these facilities, data on real and potential hazards that threatened human health or safety or created potential environmental release issues were identified by the risk evaluation team. Using these findings, the team categorized the identified hazards by facility and evaluated the risk associated with each hazard. The factors contributing to each risk, and the consequence and likelihood of harm associated with each hazard also are included in this evaluation.

  3. 26 CFR 31.3306(b)(3)-1 - Retirement payments.

    Science.gov (United States)

    2010-04-01

    ... Retirement payments. The term “wages” does not include any payment made by an employer to an employee (including any amount paid by an employer for insurance or annuities, or into a fund, to provide for any such payment) on account of the employee's retirement. Thus payments made to an employee on account of his...

  4. 26 CFR 54.4974-2 - Excise tax on accumulations in qualified retirement plans.

    Science.gov (United States)

    2010-04-01

    ... 26 Internal Revenue 17 2010-04-01 2010-04-01 false Excise tax on accumulations in qualified retirement plans. 54.4974-2 Section 54.4974-2 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) MISCELLANEOUS EXCISE TAXES (CONTINUED) PENSION EXCISE TAXES § 54.4974-2 Excise tax on accumulations in qualified retirement...

  5. Labor Supply and Retirement Policy in an Overlapping Generations Model with Stochastic Fertility

    DEFF Research Database (Denmark)

    Hagen Jørgensen, Ole; Hougaard Jensen, Svend E.

    Using a stochastic general equilibrium model with overlapping generations, this paper studies a policy rule for the retirement age aiming at offsetting the effects on the supply of labor following fertility changes. The authors find that the retirement age should increase more than proportionally...

  6. Promoting Later Planned Retirement : The Differential Impact of Construal Level Interventions for Younger and Older Individuals

    NARCIS (Netherlands)

    R.J.G. van Schie (Ron); B.G.C. Dellaert (Benedict); A.C.D. Donkers (Bas)

    2013-01-01

    textabstractIndividuals’ planned retirement age is affected by a trade-off between financial costs (a feasibility oriented consideration) and the number of years in retirement (a desirability oriented consideration). Previous research shows that construal level interventions (i.e., activating a

  7. Retirement and Death in Office of U.S. Supreme Court Justices

    Science.gov (United States)

    STOLZENBERG, ROSS M.; LINDGREN, JAMES

    2010-01-01

    We construct demographic models of retirement and death in office of U.S. Supreme Court justices, a group that has gained demographic notice, evaded demographic analysis, and is said to diverge from expected retirement patterns. Models build on prior multistate labor force status studies, and data permit an unusually clear distinction between voluntary and “induced” retirement. Using data on every justice from 1789 through 2006, with robust, cluster-corrected, discrete-time, censored, event-history methods, we (1) estimate retirement effects of pension eligibility, age, health, and tenure on the timing of justices’ retirements and deaths in office, (2) resolve decades of debate over the politicized departure hypothesis that justices tend to alter the timing of their retirements for the political benefit or detriment of the incumbent president, (3) reconsider the nature of rationality in retirement decisions, and (4) consider the relevance of organizational conditions as well as personal circumstances to retirement decisions. Methodological issues are addressed. PMID:20608097

  8. Family Expenditures Before and After Retirement: A Research Model for Measuring Priorities.

    Science.gov (United States)

    Hildreth, Gladys J.; Kelley, Eleanor

    1985-01-01

    Surveyed 81 couples to examine how the elderly allocate retirement dollars. Results showed most respondents had changed expenses after retirement. Some expenditures had increased in importance. Only food and transportation were ranked the same as the Bureau of Labor Statistics rankings by at least 30 percent of the couples. (BH)

  9. 38 CFR 8.4 - Deduction of insurance premiums from compensation, retirement pay, or pension.

    Science.gov (United States)

    2010-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Deduction of insurance premiums from compensation, retirement pay, or pension. 8.4 Section 8.4 Pensions, Bonuses, and Veterans... insurance premiums from compensation, retirement pay, or pension. The insured under a National Service life...

  10. 38 CFR 8.5 - Authorization for deduction of premiums from compensation, retirement pay, or pension.

    Science.gov (United States)

    2010-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Authorization for deduction of premiums from compensation, retirement pay, or pension. 8.5 Section 8.5 Pensions, Bonuses, and... Authorization for deduction of premiums from compensation, retirement pay, or pension. Deductions from benefits...

  11. Expectancy Theory Prediction of the Preference to Remain Employed or to Retire

    Science.gov (United States)

    Eran, Mordechai; Jacobson, Dan

    1976-01-01

    Vroom's expectancy theory model to predict older worker's choices between employment or retirement hypothesized that a person's preference would be a function of differences between instrumentality of employment and retirement for attainment of outcomes, multiplied by the valence of each outcome, summed over outcomes. Results supported the…

  12. Mental retirement and its relations with obsolenscence training and job enrichment

    NARCIS (Netherlands)

    Geuskens, G.A.; Sanders, J.M.A.F.; Kraan, K.O.; Liebregts, W.J.

    2013-01-01

    Objectives Mental retirement may occur when workers approach the end of their career and stop investing in new knowledge and social relationships at work. If workers stop investing in new knowledge, their skills may lose economic value and become obsolete. The processes of mental retirement itself

  13. From employee to retiree: Life histories and retirement in the Netherlands

    NARCIS (Netherlands)

    Damman, M.

    2014-01-01

    This dissertation aims to improve our understanding of work to retirement transitions in the Netherlands, by taking a life course perspective. Specifically it focuses on the associations between educational, work, health, and family experiences earlier in life and retirement-related outcomes.

  14. Migration of Retirement-Age Blacks to Nonmetropolitan Areas in the 1990s

    Science.gov (United States)

    Beale, Calvin L.; Fuguitt, Glenn V.

    2011-01-01

    Older blacks migrated to nonmetropolitan (nonmetro) communities in the 1990s to a degree not true of the past. Some of the nonmetro counties that attracted them are well-known retirement areas also favored by other retirees, mostly whites. Two-thirds of black retirement counties, however, are areas in the Old South that are not attracting other…

  15. 77 FR 64223 - Federal Benefit Payments Under Certain District of Columbia Retirement Plans

    Science.gov (United States)

    2012-10-19

    ... Federal Regulations is sold by the Superintendent of Documents. #0;Prices of new books are listed in the..., 1997, and the retirement age, including any applicable age reduction, based on the age at actual retirement; (2) the service that became creditable after June 30, 1997 did not exist; and (3) the average...

  16. Changing tracks : Studies on life after early retirement in the Netherlands

    NARCIS (Netherlands)

    Solinge, H. van

    2006-01-01

    The main objective of this PhD thesis is to gain more insight into the consequences of retirement for older workers and their spouses in the Netherlands. The central question is how employees and their spouses experience retirement in terms of it being a voluntary or involuntary transition, why

  17. Knowing When to Retire: The First Step towards Financial Planning in Malaysia

    Science.gov (United States)

    Kock, Tan Hoe; Yoong, Folk Jee

    2011-01-01

    This article draws upon expected retirement age cohorts as a main determinant to financial planning preparation in Malaysia. The return rate was 55% from 600 questionnaires distributed. Five hypotheses were analyzed using hierarchical and stepwise regression analysis. The results revealed that expected retirement age cohort variables made…

  18. 5 CFR 352.309 - Retirement, health benefits, and group life insurance.

    Science.gov (United States)

    2010-01-01

    ... life insurance. 352.309 Section 352.309 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL... Organizations § 352.309 Retirement, health benefits, and group life insurance. (a) Agency action. An employee... entitled to retain coverage for retirement, health benefits, and group life insurance purposes if he or she...

  19. Pre-Retirement Planning: Expected Implications for Participants in Programs with Varying Ideologies.

    Science.gov (United States)

    Bender, Red

    The last decade has seen an increase in the number of organized pre-retirement planning programs. An exploratory model for examining such programs utilizes Warren's division of the community into five sectors to provide a conceptual community framework by which pre-retirement development can be analyzed. In the first sector,…

  20. Retirement saving with contribution payments and labor income as a benchmark for investments.

    NARCIS (Netherlands)

    A.B. Berkelaar (Arjan); R.R.P. Kouwenberg (Roy)

    2003-01-01

    textabstractIn this paper we study the retirement saving problem from the point of view of a plan sponsor, who makes contribution payments for the future retirement of an employee. The plan sponsor considers the employee's labor income as investment-benchmark in order to ensure the continuation of

  1. Older Workers’ Emotional Reactions to Rising Retirement Age: The Case of the Netherlands

    NARCIS (Netherlands)

    van Solinge, H.; Henkens, K.

    2017-01-01

    All over the world the retirement landscape is changing. Probably one of the bigger and more fundamental changes is the rise in the pension eligibility age. The fact that these reforms came quickly after the closing of early retirement opportunities urged the pre-pension cohorts to adjust their

  2. 75 FR 76940 - User Fees Relating to Enrolled Agents and Enrolled Retirement Plan Agents

    Science.gov (United States)

    2010-12-10

    ... Internal Revenue Service 26 CFR Part 300 RIN 1545-BJ65 User Fees Relating to Enrolled Agents and Enrolled... regulations relating to the imposition of user fees for enrolled agents and enrolled retirement plan agents. The proposed regulations separate the enrolled retirement plan agent user fees from the enrolled agent...

  3. 76 FR 21805 - User Fees Relating to Enrolled Agents and Enrolled Retirement Plan Agents

    Science.gov (United States)

    2011-04-19

    ... Service 26 CFR Part 300 RIN 1545-BJ65 User Fees Relating to Enrolled Agents and Enrolled Retirement Plan... document contains amendments to the regulations relating to the imposition of user fees for enrolled agents and enrolled retirement plan agents. The final regulations lower the initial enrollment and renewal of...

  4. 31 CFR 10.4 - Eligibility for enrollment as enrolled agent or enrolled retirement plan agent.

    Science.gov (United States)

    2010-07-01

    ... enrolled agent or enrolled retirement plan agent. 10.4 Section 10.4 Money and Finance: Treasury Office of... to Practice § 10.4 Eligibility for enrollment as enrolled agent or enrolled retirement plan agent. (a) Enrollment as an enrolled agent upon examination. The Director of the Office of Professional Responsibility...

  5. Bridge employment after early retirement: a bridge to better postretirement well-being of older adults?

    NARCIS (Netherlands)

    Dingemans, E.

    2012-01-01

    Using a retirement arrangement does not necessarily mean that people retire fulltime. The phenomenon of bridge employment, already studied in the US, becomes increasingly popular among older adults in the Netherlands. The question is to what extent bridge employment can be beneficial for well-being

  6. Working after retirement: Determinants and consequences of bridge employment, Doctoral thesis

    NARCIS (Netherlands)

    Dingemans, E.

    2016-01-01

    An increasing number of older adults returns to the labor force after (early) retirement. As compared to other European countries, a relatively high share of the Dutch older population, namely one in four, is working after retirement in so-called bridge jobs. Ellen Dingemans worked on this topic of

  7. The Proces of Retirement: A Review and Recommendations for Future Investigation.

    Science.gov (United States)

    Beehr, Terry A.

    1986-01-01

    Concludes from review of the empirical literature and theories regarding retirement issues that industrial/organizational psychologists have the opportunity to contribute to knowledge about retirement because of their dual interests in both individuals and organizations and because of their tradition of scientific rigor. (Author/BL)

  8. Transition to Retirement: Effect of Participation in Preretirement Education in Nigeria

    Science.gov (United States)

    Ogunbameru, Olakunle A.; Asa, Sola

    2008-01-01

    This study investigated the effect of preretirement education on the retirement transition plans of workers in Nigeria. The sample includes preretirees of Wema Bank PLC and the Nigerian Civil Aviation Authority who participated in preretirement education workshops. The study shows that a majority of workers would prefer to retire at the normal…

  9. Predicting long-term sickness absence and early retirement pension from self-reported work ability

    DEFF Research Database (Denmark)

    Sell, Lea; Bültmann, Ute; Rugulies, Reiner Ernst

    2009-01-01

    The aim of this paper is to examine the relationship between self-reported work ability and long-term term of sickness absence or early retirement from the labour market.......The aim of this paper is to examine the relationship between self-reported work ability and long-term term of sickness absence or early retirement from the labour market....

  10. 77 FR 24233 - Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public...

    Science.gov (United States)

    2012-04-23

    ... From the Federal Register Online via the Government Publishing Office RAILROAD RETIREMENT BOARD Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public Meeting Notice is hereby given in accordance with Public Law 92-463 that the Actuarial Advisory Committee will...

  11. 75 FR 47650 - Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public...

    Science.gov (United States)

    2010-08-06

    ... From the Federal Register Online via the Government Publishing Office RAILROAD RETIREMENT BOARD Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public Meeting Notice is hereby given in accordance with Public Law 92-463 that the Actuarial Advisory Committee will...

  12. 76 FR 67774 - Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public...

    Science.gov (United States)

    2011-11-02

    ... From the Federal Register Online via the Government Publishing Office RAILROAD RETIREMENT BOARD Actuarial Advisory Committee With Respect to the Railroad Retirement Account; Notice of Public Meeting Notice is hereby given in accordance with Public Law 92-463 that the Actuarial Advisory Committee will...

  13. Spreadsheets and Seminars: Business Office Helps Employees Make Retirement Plan Decision.

    Science.gov (United States)

    Wamsley, Patrick

    1991-01-01

    To inform faculty and staff about the new state retirement plan and help them compare its benefits with those of the only existing employer-sponsored retirement plan for educators, a defined-benefit plan, Georgia Institute of Technology used an electronic spreadsheet and a series of seminars for analyzing and illustrating investment options. (MSE)

  14. La persona como creatura

    Directory of Open Access Journals (Sweden)

    Emmanuel Housset

    2010-01-01

    Full Text Available El artículo de Emmanuel Housset implica un esfuerzo de rehabilitación del concepto «persona» para la filosofía contemporánea y la fenomenología. Para ello el autor busca mostrar cómo poco a poco «persona» tomó otra significación que la de «personaje» o sujeto de derecho. Es en autores como san Agustín y santo Tomás de Aquino que se halla un acceso diferente que pone el énfasis más bien en su carácter relacional y responsivo de la persona, antes que en su dimensión autónoma y autotélica. Tal dimensión aparece, según Housset, junto con la idea de persona como creatura y en oposición a la de individuo racional dueño de sí. La dimensión afectiva, la personalidad despertada por las diversas figuras de la alteridad son algunas de las dimensiones de la persona que examina el autor a partir del examen de la carne, las pasiones, la memoria, la historicidad y el amor alteridad.Emmanuel Housset's paper is an effort to revitalize the concept of 'person' for contemporary philosophy and phenomenology To this end the author looks to show how little by little the understanding of 'person' took on a different meaning to that of 'character' or "right bearing individual". It is in authors such as St. Augustine and St. Thomas Aquinas that a different approach is found, one that puts emphasis on the relational and responsive character of a person, rather than on the autonomous and auto telic dimension. According to Housset, such a dimension appears together with the idea of the person as a creation, and in opposition to the idea of the rational individual, that is his own master. The emotional dimension and the personality that is awoken by the many figures of alterity are some of the dimensions of the person that the author analyzes, based on examining the flesh, passions, memory historicity and love.

  15. Teaching retirement financial literacy in an undergraduate gerontology classroom: broadening the concept of the tripod or three-legged stool of retirement income utilizing active learning.

    Science.gov (United States)

    Baker, Hallie E; Brown, Pamela Pitman

    2015-01-01

    The three-legged stool concept is widely used in gerontological and geriatric education as an explanation on how one should fiscally approach his or her retirement. Financial managers, planners, retirees, business owners, even the Social Security Administration uses this metaphor of fiscal soundness in retirement planning. Gerontologists are moving away from the "tripod of retirement income" and "three-legged stool" term, as more often market work is needed for financial security. This activity focuses on the tripod or three-legged stool concepts of retirement planning using active learning, allowing the students to work collaboratively in a group, reflect upon the activity, and most importantly have fun. The game also allows for an expansion of the tripod concepts into the four pillars of economic security, broaching the use of personal assets and the possible need for longer employment. Game scenarios also emphasize macro- and microlevel forces, such as race, gender, health status, education, or marital status, which can influence timing of retirement or the level of retirement income available. The authors include instructions on how to set up the learning experience including worksheets, as well as reflection questions posed throughout the process.

  16. Work-related factors and early retirement intention: a study of the Danish eldercare sector

    DEFF Research Database (Denmark)

    Sejbæk, Camilla Sandal; Nexo, Mette A.; Borg, Vilhelm

    2012-01-01

    explained the increase of early retirement intention: (i) high job demands (four factors) and low resources (four factors); (ii) low job attitude (three factors); and (iii) high physical strain (one factor). METHODS: We included 2444 employees (aged 45-57 years) from two waves (T1 and T2) from a prospective...... at the normal retirement age (65 years or older). High physical strain [hypothesis (iii)] and low and normal affective organizational commitment [hypothesis (ii)] were associated with very early retirement intention. None of the other work-related factors associated with early retirement intention. CONCLUSIONS......: Future interventions should focus on reducing physical strain and increase or maintain affective organizational commitment among employees in the eldercare sector to postpone retirement....

  17. Changes in Physical Activity and Function with Transition to Retirement Living: A Pilot Study.

    Science.gov (United States)

    Regan, Kayla; Intzandt, Brittany; Swatridge, Karli; Myers, Anita; Roy, Eric; Middleton, Laura E

    2016-12-01

    This pilot study examined changes in physical activity and function among older adults moving from community dwellings to retirement living. Twelve community-dwelling older adults, recruited from the wait-lists of two retirement living facilities, were assessed prior to and following the transition to retirement living. Physical activity was assessed using an Actigraph (GT3X+) activity monitor; physical activity by type was reported with the CHAMPS activity questionnaire. Physical function was assessed using the Senior Fitness Test. Objectively monitored total physical activity decreased after the transition to retirement living (p = 0.02). Reports of physical activity by type indicated that only activities of daily living decreased (p < 0.01) although intentional exercise increased (p < 0.03) with the transition. Endurance and strength also improved (p < 0.05 and p < 0.04). Pilot results indicate that possible physical benefits accrue from retirement living, although efforts to reduce sedentary time are needed.

  18. Gender and Relationship Status Interaction and Likelihood of Return to Work Post-Retirement.

    Science.gov (United States)

    Settels, Jason; McMullin, Julie

    2017-09-01

    Population aging is an issue of mounting importance throughout the industrialized world. Concerns over labour force shortages have led to policies that prolong working life. Accordingly, present-day workforce participation patterns of older individuals are extensively varied. This study utilized the 2007 General Social Survey to examine factors associated with post-retirement paid work, focusing on the interaction between gender and relationship status, among Canadians aged 50 to 74 who had retired at least once. We find that although being in a relationship is associated with a higher likelihood of post-retirement work for men, the opposite is true for women. Our findings suggest that the gendered association between relationship status and post-retirement work results partly from the gendered associations between relationship status and one's motivation for learning and community involvement, career orientation, and sense of independence. Gendered meanings of relationship status are thus revealed through analysis of post-retirement work.

  19. El signo como emblema

    Directory of Open Access Journals (Sweden)

    Sáez, Carlos

    2003-06-01

    Full Text Available The aim of this article is to study the signs and symbols that appear in the hispanic medieval documents and manuscripts. These signs and symbols have usually been considered simply as mere elements to validate the charters. However, these alements were useful as a mean of visual communication between the high classes, able to generate charters, and the rest of medieval society—the majority illiterate— who received those charters. Because of their inability of understand an alphabetical code, they needed the graphic help to comprehend the message. Besides this, the article deals with non diplomatic signs and their function.

    Este artículo se centra en los signos o símbolos presentes en los documentos y manuscritos medievales hispanos, que habitualmente han sido tratados como meros elementos de validación de los diplomas. Pero estos elementos servían también de nexos de comunicación visual entre las clases poderosas, capaces de producir escritos, y los demás miembros de la sociedad medieval, receptores y destinatarios de tales escritos, en su mayoría analfabetos. Precisamente por esta razón, su incapacidad de descifrar un código alfabético, necesitan de auxilio gráfico para acercarse a la comprensión del mensaje. Asimismo, tratamos de los signos no diplomáticos y de su función.

  20. El riesgo como oportunidad

    Directory of Open Access Journals (Sweden)

    Daniela Gargantini

    2003-01-01

    Full Text Available Durante los últimos años el crecimiento mundial de catástrofes naturales ha ido en franco aumento. Sin embargo, desde un enfoque sistémico puede verificarse que la gran mayoría de los desastres se origina en los países en desarrollo (entre ellos los latinoamericanos, siendo las pérdidas en ellos significativamente más altas que en los países industrializados. Bajo esta postura los desastres no son sólo naturales sino socio- naturales, enfatizando la estrecha relación de causalidad entre modelos de desarrollo y urbanización y procesos de generación de riesgos, al incrementar la vulnerabilidad de los sectores más desprotegidos. El desastre pone en evidencia así una situación (la pobreza y segregación urbana ya existente, pero no considerada hasta el momento de la catástrofe. Frente a este panorama el desastre aparece como oportunidad que precipita tres catalizadores de políticas habitacionales: tierra, asistencia técnica y financiamiento, incrementando la celeridad y la creatividad de las respuestas. El interrogante que surge es por qué esperar el desastre para ponerlos en marcha, cuando ninguno de ellos es estrictamente dependiente de la situación de riesgo, sino sujeto de luchas de poder.

  1. Arte como espelho

    Directory of Open Access Journals (Sweden)

    Pedro Süssekind

    2016-12-01

    Full Text Available Este artigo tem como ponto de partida o exemplo da relação espelhada entre um livro e uma pintura de mesmo nome: o retrato que Lucian Freud fez do crítico de arte Martin Gayford e o diário que esse crítico escreveu sobre seu retratista, ambas as obras chamadas Homem com cachecol azul. A partir do exemplo, discuto a metáfora do espelho para caracterizar a arte, recorrendo para isso à teoria da representação artísticas elaborada pelo filósofo norte-americano Arthur Danto no artigo “O mundo da arte”, de 1964, e no primeiro capítulo do livro A transfiguração do lugar-comum, de 1981. Recorro, por fim, a dois exemplos artísticos de espelhamento na representação analisados por Danto em O abuso da beleza, de 2003, um quadro holandês do século dezessete e um poema de Rainer Maria Rilke.

  2. O analista como testemunha

    Directory of Open Access Journals (Sweden)

    Jô Gondar

    2016-04-01

    Full Text Available Resumo A proposta deste artigo é pensar o lugar da testemunha como um lugar terceiro que o analista, na clínica do traumático, é capaz de sustentar. Nos sonhos traumáticos, segundo Ferenczi, já existe a convocação de um terceiro. Não se trata da testemunha da esfera do Direito, tampouco do lugar do pai ou da Lei simbólica. Trata-se de um terceiro espaço que pode ser chamado de potencial, espaço intersticial, indeterminado e informe no qual circula - e aos poucos ganha forma -, algo que a princípio seria incomunicável. Esse espaço permite e suporta a literalidade da narrativa testemunhal, seus titubeios, paradoxos e silêncios. Mais do que uma teoria do trauma, a noção de espaço potencial seria a grande contribuição da psicanálise às pesquisas teóricas e clínicas com sobreviventes de campos de extermínio, de situações de tortura e de violência.

  3. Work environment factors, health, lifestyle and marital status as predictors of job change and early retirement in physically heavy occupations

    DEFF Research Database (Denmark)

    Lund, T.M.; Iversen, Lars; Poulsen, Kjeld B.

    2001-01-01

    Occupational health, work environment, retirement, uemployment, disability pension, epidemiology, follow-up, smoking, job mobility......Occupational health, work environment, retirement, uemployment, disability pension, epidemiology, follow-up, smoking, job mobility...

  4. Changes in healthy food habits after transition to old age retirement.

    Science.gov (United States)

    Helldán, Anni; Lallukka, Tea; Rahkonen, Ossi; Lahelma, Eero

    2012-08-01

    Retirement is one of the major transitions in the life course. However, it is poorly understood how health behaviours, such as food habits, might change after retirement. This study aimed to examine whether healthy food habits change after the transition to old age retirement and whether socio-demographic or health-related factors explain the association between retirement, being continuously employed and healthy food habits at follow-up. The data were derived from the Helsinki Health Study cohort on the staff of the City of Helsinki, Finland. The baseline questionnaire survey data were collected in 2000-02 and the follow-up in 2007. We included only participants who were aged 55-60 years at baseline and entered old age retirement during the follow-up (n = 1156, 76% women) or remained continuously employed (n = 1269, 79% women). Food habits from a food frequency questionnaire included eight items formed according to the Finnish and Nordic dietary recommendations. Logistic regression models were fitted to examine the associations between retirement, being continuously employed and healthy food habits at follow-up. Healthy food habits increased more among retired women than those continuously employed (P = 0.03). At follow-up retired women had healthier food habits than continuously employed women after adjusting for baseline food habits [OR = 1.36 (1.12-1.65)]. Among men, healthy food habits were unassociated with retirement. Transition to old age retirement is likely to have beneficial effects on food habits among women. This helps prevent major diseases and supports better public health among ageing people.

  5. Effects of multiple concussions on retired national hockey league players.

    Science.gov (United States)

    Caron, Jeffrey G; Bloom, Gordon A; Johnston, Karen M; Sabiston, Catherine M

    2013-04-01

    The purpose of this study was to understand the meanings and lived experiences of multiple concussions in professional hockey players using hermeneutic, idiographic, and inductive approaches within an interpretative phenomenological analysis. The interviewer was an athlete who had suffered multiple concussions, and the interviewees were five former National Hockey League athletes who had retired due to medically diagnosed concussions suffered during their careers. The men discussed the physical and psychological symptoms they experienced as a result of their concussions and how the symptoms affected their professional careers, personal relationships, and quality of life. The former professional athletes related these symptoms to the turmoil that is ever present in their lives. These findings are of interest to athletes, coaches, sport administrators, family members, sport psychology practitioners, and medical professionals, as they highlight the severity of short- and long-term effects of concussions.

  6. Attitudes towards health-care robots in a retirement village.

    Science.gov (United States)

    Broadbent, Elizabeth; Tamagawa, Rie; Patience, Anna; Knock, Brett; Kerse, Ngaire; Day, Karen; MacDonald, Bruce A

    2012-06-01

    This study investigated the attitudes and preferences of staff, residents and relatives of residents in a retirement village towards a health-care robot. Focus groups were conducted with residents, managers and caregivers, and questionnaires were collected from 32 residents, 30 staff and 27 relatives of residents. The most popular robot tasks were detection of falls and calling for help, lifting, and monitoring location. Robot functionality was more important than appearance. Concerns included the loss of jobs and personal care, while perceived benefits included allowing staff to spend quality time with residents, and helping residents with self-care. Residents showed a more positive attitude towards robots than both staff and relatives. These results provide an initial guide for the tasks and appearance appropriate for a robot to provide assistance in aged care facilities and highlight concerns. © 2011 The Authors. Australasian Journal on Ageing © 2011 ACOTA.

  7. Ouabaina como Hormona

    Directory of Open Access Journals (Sweden)

    J. Hernando Ordoñez

    1996-04-01

    Full Text Available

    Comentario sobre su origen endógeno y sus aplicaciones terapéuticas

    Pocas drogas han sido más estudiadas que el grupo de los digitálicos, estrofantinas y ouabaina, cuyo estudio es objeto del presente trabajo.

    La ouabaina empezó a ser estudiada desde el siglo pasado. La primera referencia conocida corresponde a Pelikan, 1865 (1, como veneno que empleaban para las flechas en Gabón (Africa. (.

    (. Vinieron luego los trabajos de Fraser, 1869, (2, 3, 6, Polaillon, 1871 (4, Amaud, 1888 (5, Vaquez y Lutembacher, 1917 (7, Stoll, 1939 (8, Lapicque, 1929 (9, Wiggers, 1927 (10, Ytantos otros (11, 12, 13. En la obra de Kisch (14 aparecen más de 700 referencias bibliográficas sobre el particular.

    Ouabaina de origen endógeno. Purificación
    Durante muchos años se conoció la ouabaina como de origen vegetal, elaborada por las plantas Strophanthus Glaber(k-estrofantina,AcocantheraOuabaio(Ouabaina yStrophanthus Kombe (k-estrofantina y kestrofantósido. Una propiedad común a todos los digitálicos, estrofantina y ouabaina es que todos son inhibidores de la bomba de Na-K, encargada de regular la salida de Na y la entrada de K celular.

    Estudiando los inhibido res de esta bomba han encontrado en años recientes resultados extraordinarios en relación con el origen endógeno de algunos de estos inhibidores, entre ellos la ouabaina. Por considerarlos de extrema importancia y actualidad científica me permito citar algunos de ellos. Hamlyn y Manunta (15, 16, 17, 18, Y 19 hicieron estudios sobre el particular y lograron identificar en el plasma humano un compuesto igual a la ouabaina. Estos hallazgos fueron confirmados después por otros autores (20, 21, 22, 23 Y24.

    Ham bl yn (19 da varios argumentos que ponen en evidencia que el compuesto químico encontrado es ouabaina pura, y, lo que es más interesante, que tiene un origen endógeno. a Por espectroscopia de alta resoluci

  8. O direito como imperativo

    Directory of Open Access Journals (Sweden)

    Cloter Miglioriani

    1988-08-01

    Full Text Available We have examined one of the facets which Law presents to society, looking at the theme through a brief history of Law, in which Roman Law stands out, up to modem times, comparing current juridical systems such as the Continental System, Common Law, and Soviet Law. We have looked at Law from the viewpoint of society 's need to have basic mies for living together, with the juridical ruZe being one of the most important. We have highlighted the views of Hart and Kelsen on the foundations of the validity of Law. We have also considered the obligatoriness of Law; giving the point of view of tadbruch who, explaining his ''Theory of the Obligatoriness of Law ", concluded that the obligatoriness of Law can only be withdraw when there is a Clash between morals, law, use and social conventions. We have looked at the notion of the imperativeness of Law the central theme of the work -drawing on the views of Miguel Reale, for whom the juridical nonn cannot be reduced to a "command of a volitional nature", but rather the obligatory character of the juridical nonn arises from the pressure of social values. Del Vecchio, who is also quoted, recognized that imperativeness exists in the juridical norm, whether it is preceptive (a positive command or permissive. Also mentioned is the opinion of Tercio Sampaio Ferraz, for whom the juridical norm has imperativeness to the extent that the imposition of behaviour is unconditionally guaranteed. Foi feita a abordagem de uma das facetas com que o Direito se apresenta à sociedade, enfocando o tema a partir de um brevíssimo histórico do Direito, onde revela a fase romana, até os períodos modernos, com comparações dos sistemas jurídicos hodiernos, como o sistema continental, o da Commum Law e o soviético. Foi enfocado o Direito em face da necessidade sociedade em ter básicas de convivência, despontando a regra jurídica como das mais importantes. Foi dado destaque às posições de Hart e Kelsen, sobre os

  9. Lifetime distributional effects of Social Security retirement benefits.

    Science.gov (United States)

    Smith, Karen; Toder, Eric; Iams, Howard

    This article presents three measures of the distribution of actual and projected net benefits (benefits minus payroll taxes) from Social Security's Old-Age and Survivors Insurance (OASI) for people born between 1931 and 1960. The results are based on simulations with the Social Security Administration's Model of Income in the Near Term (MINT), which projects retirement income through 2020. The base sample for MINT is the U.S. Census Bureau's Survey of Income and Program Participation panels for 1990 to 1993, matched with Social Security administrative records. The study population is grouped into 5-year birth cohorts and then ranked by economic status in three ways. First, the population is divided into five groups on the basis of individual lifetime covered earnings, and their lifetime present values of OASI benefits received and payroll taxes paid are calculated. By this measure, OASI provides much higher benefits to the lowest quintile of earners than to other groups, but it becomes less redistributive toward lower earners in more recent birth cohorts. Second, people are ranked by shared lifetime covered earnings, and the values of shared benefits received and payroll taxes paid are computed. Individuals are assumed to split covered earnings, benefits, and payroll taxes with their spouses in the years they are married. By the shared covered earnings measure, OASI is still much more favorable to persons in the lower income quintiles, although to a lesser degree than when people are ranked by individual covered earnings. OASI becomes more progressive among recent cohorts, even as net lifetime benefits decline for the entire population. Finally, individuals are ranked on the basis of their shared permanent income from age 62, when they become eligible for early retirement benefits, until death. Their annual Social Security benefits are compared with the benefits they would have received if they had saved their payroll taxes in individual accounts and used the

  10. 42 CFR 426.478 - Retiring or revising an LCD during the Board's review of an ALJ's decision.

    Science.gov (United States)

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Retiring or revising an LCD during the Board's... DETERMINATIONS AND LOCAL COVERAGE DETERMINATIONS Review of an LCD § 426.478 Retiring or revising an LCD during the Board's review of an ALJ's decision. A contractor may retire or revise an LCD during the Board's...

  11. 31 CFR 10.5 - Application for enrollment as an enrolled agent or enrolled retirement plan agent.

    Science.gov (United States)

    2010-07-01

    ... enrolled agent or enrolled retirement plan agent. 10.5 Section 10.5 Money and Finance: Treasury Office of... to Practice § 10.5 Application for enrollment as an enrolled agent or enrolled retirement plan agent. (a) Form; address. An applicant for enrollment as an enrolled agent or enrolled retirement plan agent...

  12. Acerca del sociologo como escritor

    National Research Council Canada - National Science Library

    Zurita, Carlos Virgilio

    2009-01-01

    ... empiricos y de metaforas verosimiles para ilustrar la vida social. Se mencionan diversos casos de utilizacion de materiales narrativos en el analisis sociologico, tanto tradicional como contemporaneo...

  13. [Early retirement or prolonged working life? Aspirations of unionized professionals aged 50 years and over].

    Science.gov (United States)

    Guerin, G; Wills, T; Saba, T; St-jacques, N

    1995-01-01

    "Two opposing retirement options--early retirement or prolonged working life--are being presented in the burgeoning literature related to the ineluctable ageing of the work force. Both are allegedly proposed for economic reasons and claim to meet the expectations and needs of ageing workers. But what in reality are the retirement goals of older workers and which factors, individual and organizational, affect the decision to retire? In tackling this question, the article draws on a survey conducted among workers from 15 unions, mostly affiliated with the Quebec Council of Managers and Professionals. Based on data from 1,319 respondents, the findings indicate that the majority of professionals would prefer to retire earlier, that 60 is much more considered a normal retirement age than 65, and that only 8% of the respondents wish to continue working after 65--and this mostly out of economic necessity, not choice. The factors that underlie this preference for early retirement are then identified and discussed." (SUMMARY IN ENG AND SPA) excerpt

  14. SPOUSAL INTRUSION AS A PREDICTOR OF WIVES' MARITAL SATISFACTION IN THEIR SPOUSES' RETIREMENT.

    Science.gov (United States)

    Bozoglan, Bahadir

    2015-06-01

    Retirement of men changes their roles and participation and affects their spouses' daily routines, roles, and participation. This study assessed the effects of spousal intrusion on marital satisfaction in retirement. Questionnaires assessing demographics, spousal intrusion, shared couple activities, feelings, and marital satisfaction were administered to a group of 151 volunteer women whose husbands were retired in two cities in Turkey. The women were recruited among those who were willing to share their feelings and thoughts about their husbands' retirement process as a result of one-on-one interviews. Hierarchical regression analysis indicated that the perception of spousal intrusion, education status, frequency of shared activities, and dyadic adjustment predicted women's marital satisfaction in retirement. However, spousal intrusion did not significantly predict women's marital satisfaction when dyadic adjustment was entered in the second model. In the third model, final variables together predicted 19% of women's marital satisfaction in their spouse's retirement. These findings are important as they underline the factors affecting women's marital satisfaction in their spouses' retirement period.

  15. Estimation of retired mobile phones generation in China: A comparative study on methodology.

    Science.gov (United States)

    Li, Bo; Yang, Jianxin; Lu, Bin; Song, Xiaolong

    2015-01-01

    Due to the rapid development of economy and technology, China has the biggest production and possession of mobile phones around the world. In general, mobile phones have relatively short life time because the majority of users replace their mobile phones frequently. Retired mobile phones represent the most valuable electrical and electronic equipment (EEE) in the main waste stream because of such characteristics as large quantity, high reuse/recovery value and fast replacement frequency. Consequently, the huge amount of retired mobile phones in China calls for a sustainable management system. The generation estimation can provide fundamental information to construct the sustainable management system of retired mobile phones and other waste electrical and electronic equipment (WEEE). However, the reliable estimation result is difficult to get and verify. The priority aim of this paper is to provide proper estimation approach for the generation of retired mobile phones in China, by comparing some relevant methods. The results show that the sales&new method is in the highest priority in estimation of the retired mobile phones. The result of sales&new method shows that there are 47.92 million mobile phones retired in 2002, and it reached to 739.98 million in China in 2012. It presents an increasing tendency with some fluctuations clearly. Furthermore, some discussions on methodology, such as the selection of improper approach and error in the input data, are also conducted in order to improve generation estimation of retired mobile phones and other WEEE. Copyright © 2014 Elsevier Ltd. All rights reserved.

  16. Psychosocial work environment and retirement age: a prospective study of 1876 senior employees.

    Science.gov (United States)

    Thorsen, Sannie Vester; Jensen, Per H; Bjørner, Jakob Bue

    2016-08-01

    Retention of senior employees is a challenge for most developed countries. We aimed to identify psychosocial work environment factors of importance for the retention of older employees by evaluating the association between the psychosocial work environment and voluntary early retirement in a longitudinal study. Data about work environment, health, and background factors came from the DANES 2008 questionnaire survey. We followed members of the Danish early retirement scheme for up to 4 years in national registers-focusing on the age range, 60-64 years, where early retirement was possible. We used Cox proportional hazard regression to analyze the rate of early retirement. The study included 16 psychosocial work environment factors. The following 10 psychosocial factors were significant predictors of early retirement in covariate adjusted analyses: Low job satisfaction, low influence in job, low possibilities for development, low role clarity, perceived age discrimination, low recognition from management, low workplace justice, poor trust in management, poor leadership quality, and poor predictability. No significant association with early retirement was found for work pace, quantitative demands, emotional demands, role conflicts, social community between colleagues, and trust between colleagues. Older employees with high job satisfaction, influence, possibilities for development, positive management relations, and jobs with no age discrimination remained longer at the labor market. However, we found no evidence that low demands or good relations between colleagues could influence older employees' decision on early retirement.

  17. Changes in Sleep Duration and Sleep Timing Associated with Retirement Transitions.

    Science.gov (United States)

    Hagen, Erika W; Barnet, Jodi H; Hale, Lauren; Peppard, Paul E

    2016-03-01

    Investigate whether retirement transitions are associated with changes in sleep duration and sleep timing, and whether these associations are modified by age, sex, mental health, or circadian preference. The Retirement and Sleep Trajectories (REST) study is a longitudinal study consisting of four annual mailed surveys that collected information about employment, sleep, and health. Differences in reported sleep duration, bedtime and wake time between successive surveys were calculated to estimate change over 1, 2, and 3 y. Linear regression models were used to estimate changes in these sleep parameters associated with retirement 1, 2, and 3 y posttransition. Retiring from full-time work was associated with bedtimes that were 30, 31, and 36 min later 1, 2, and 3 y postretirement; wake times that were 63, 69, and 78 min later; and sleep durations that were 15, 16, and 22 min longer 1, 2, and 3 y postretirement. These associations did not differ by sex or mental health status. Age and circadian preference modified the associations between retirement and change in sleep parameters; the increase in sleep duration was shorter and the wake time extension was lesser with advancing retirement age; those with evening preference had longer wake time extensions than those with morning preference. Transitioning to retirement is associated with longer sleep duration, later bedtimes, and later wake times. These changes were detectable about 1 y postwork transition and were persistent up to 3 y later. © 2016 Associated Professional Sleep Societies, LLC.

  18. Social Predictors Influencing the Attitudes of Top Executives towards Retirement: a Cross-cultural Study

    Directory of Open Access Journals (Sweden)

    Lucia Helena de Freitas Pinho França

    2009-01-01

    Full Text Available This study examines the influence of social predictors on the attitudes towards retirement in 517 Brazilian and New Zealand top executives. The social predictors were represented by four measures: the job perception scale (JPS, the diversity of time allocation of activities and relationships index (SOD, the influence of family and friends on retirement decision (FFIRD; and the perception of quality of life in the country (PCQL. The influence of these predictors were analysed by multiple regression on other two scales: the executive’s perception of gains in retirement (EPGR and the executive’s perception of losses in retirement (EPLR. The results point out that the importance of gains is increased by the influence of family and friends on retirement decision, for both nationalities. This is also increased by the diversity of time allocation for activities and relationships, but only for Brazilians. Brazilian executives who perceive their jobs positively have more positive attitudes towards relationships, leisure, hobbies and cultural activities in retirement. The perception of the quality of life in the country does not influence retirement attitudes, but represents the main significant difference between Brazilians and New Zealanders.

  19. Vertical and horizontal trust at work as predictors of retirement intentions: the Finnish Public Sector Study.

    Directory of Open Access Journals (Sweden)

    Charlotte Muurinen

    Full Text Available This prospective cohort study aimed to examine the associations of trust towards the supervisor (vertical trust and trust towards co-workers (horizontal trust with retirement intentions. The participants were 14 840 women and men working in the municipal sector in 2000-12 (Finnish Public Sector Study. Trust (vertical trust towards the supervisor and horizontal trust towards co-workers and retirement intentions were assessed in repeated surveys. Multivariable multinomial logistic regression analyses were conducted to assess the association between baseline trust and retirement intentions at 3.7 years of follow-up. Demographic characteristics, health, psychological distress, health risk behaviors, personality factors, and psychosocial factors were included as covariates. Of the participants, 67.0% trusted their supervisor and 54.9% trusted their co-workers. Employees who trusted their supervisor (odds ratio (OR 0.60, 95% confidence interval (CI 0.53-0.67 and employees who trusted their co-workers (odds ratio 0.62, 95% confidence interval 0.55-0.70 at baseline were less likely to have strong retirement intentions at follow-up compared to those who did not trust. These associations largely persisted after adjusting for all covariates and taking into account baseline retirement intentions. In conclusion, trust in the supervisor and co-workers predicted retirement intentions. These observational findings suggest that increasing trust in the workplace may contribute to lengthening working careers and preventing early retirement.

  20. Overweight and obesity in young and middle age and early retirement: the ARIC study.

    Science.gov (United States)

    Houston, Denise K; Cai, Jianwen; Stevens, June

    2009-01-01

    The objective of this study was to examine associations between weight status in young and middle age and early retirement in African-American and white men and women. Data were from the Atherosclerosis Risk in Communities (ARIC) study. Analyses were restricted to participants aged 45-55 years at baseline (n = 6,483). Associations between weight status at age 25 and ages 45-55 and age at early retirement (prior to age 65) over 9 years of follow-up were examined using proportional hazard regression analyses in models stratified by race and gender. Models were adjusted for education, household income, health insurance status, occupation, occupational physical activity, marital status, smoking, and field center. Between 18.7 and 21.6% of African-American and white men and women reported retiring prior to age 65. Although not always statistically significant, overweight and obesity were associated with early retirement in all but white women. Overweight (BMI >or= 25 kg/m(2)) at age 25 was significantly associated with early retirement in African-American women (hazard ratio (95% confidence interval): 1.62 (1.17-2.23)) and white men (1.32 (1.12-1.57)). There was also a trend between overweight at age 25 and early retirement in African-American men (1.43 (0.99-2.07)). Obesity (BMI >or= 30 kg/m(2)) in middle age was significantly associated with early retirement in white men only (1.32 (1.03-1.69)). Furthermore, overweight at age 25 and obesity at ages 45-55 were associated with early retirement for health reasons among African-American and white men and women. In conclusion, analyses of the economic impact of obesity may need to consider its effects on early retirement.

  1. Effects of an Individual Development Account Program on Retirement Saving: Follow-up Evidence From a Randomized Experiment.

    Science.gov (United States)

    Grinstein-Weiss, Michal; Sherraden, Michael; Gale, William G; Rohe, William M; Schreiner, Mark; Key, Clinton; Oliphant, Jane E

    2015-01-01

    We examine the 10-year follow-up effects on retirement saving of an individual development account (IDA) program using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the saving, including contributions to retirement accounts. The results indicate that as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.

  2. Retiree Health Insurance for Public School Employees: Does it Affect Retirement?

    Science.gov (United States)

    Fitzpatrick, Maria D.

    2014-01-01

    Despite the widespread provision of retiree health insurance for public sector workers, little attention has been paid to its effects on employee retirement. This is in contrast to the large literature on health-insurance-induced “job-lock” in the private sector. I use the introduction of retiree health insurance for public school employees in combination with administrative data on their retirement to identify the effects of retiree health insurance. As expected, the availability of retiree health insurance for older workers allows employees to retire earlier. These behavioral changes have budgetary implications, likely making the programs self-financing rather than costly to taxpayers. PMID:25479889

  3. A prospective study found impaired left ventricular function predicted job retirement after acute myocardial infarction

    DEFF Research Database (Denmark)

    Nielsen, Finn E; Sørensen, Henrik T; Skagen, Knud

    2004-01-01

    adjusting for confounding factors, reduced LVEF was an independent predictor of retirement. Based on a stratified analysis, being female (RR=3.90, 95% CI=1.18-12.62) or having heavy physical job demands (RR=3.83, 95% CI=1.02-14.30) had a more pronounced impact on retirement for patients with LVEF 35......%, compared with patients with better left ventricular function. CONCLUSION: We conclude that impaired left ventricular systolic function is a prognostic determinant of retirement from the job market after acute MI....

  4. Expectativas hacia la jubilación del personal de la Universidad de Santiago de Compostela Retirement expectations of the staff of the University of Santiago de Compostela

    Directory of Open Access Journals (Sweden)

    Ana María Cal Crespo

    2006-06-01

    Full Text Available Involucrados en la importancia que el fenómeno jubilación tiene en la actualidad, hemos llevado a cabo un estudio sobre las expectativas hacia la misma de un grupo de trabajadores de la Universidad de Santiago de Compostela (USC, cuestionando parámetros como edad de jubilación, sostenibilidad del Sistema de Pensiones, y motivados especialmente en la repercusión subjetiva sobre los individuos, a través de la administración de un cuestionario que mide actividad, vinculación social, expectativas hacia la jubilación y satisfacción laboral y vital, junto con variables de identificación personal (edad, sexo, estado civil, etc. A través del programa estadístico SPSS realizamos un análisis descriptivo entre las variables de estudio, lo que nos ha llevado a concluir que las actitudes hacia la jubilación son de esperanza e ilusión, con un interés manifiesto por seguir en la vida activa, donde el mayor temor suscitado es ver limitado el poder adquisitivo.Since we are involved in the importance of the retirement nowadays, questioning parameters as age of retirement, sustainability of pension systems, and we pay special attention on the subjective impact on individuals, we have carried out an study about the expectations on retirement, among a group of workers in the University of Santiago de Compostela (USC. In order to do so, we have made a survey, measuring activity, social link, expectations on retirement and labour and vital satisfaction, as well as personal identification variables (age, sex, marital status, etc. By using the SPSS software, we made a descritpive analysis among the variables of study. This lead us to conclude that the attitude about retirement is hope. We also found a stated interest to continue the active life. The biggest fear is to see a restriction of the purchasing power.

  5. 100 years of applied psychology research on individual careers: From career management to retirement.

    Science.gov (United States)

    Wang, Mo; Wanberg, Connie R

    2017-03-01

    This article surveys 100 years of research on career management and retirement, with a primary focus on work published in the Journal of Applied Psychology. Research on career management took off in the 1920s, with most attention devoted to the development and validation of career interest inventories. Over time, research expanded to attend to broader issues such as the predictors and outcomes of career interests and choice; the nature of career success and who achieves it; career transitions and adaptability to change; retirement decision making and adjustment; and bridge employment. In this article, we provide a timeline for the evolution of the career management and retirement literature, review major theoretical perspectives and findings on career management and retirement, and discuss important future research directions. (PsycINFO Database Record (c) 2017 APA, all rights reserved).

  6. The retiring couple – A qualitative study based on grounded theory

    Directory of Open Access Journals (Sweden)

    Sabine Buchebner-Ferstl

    2010-03-01

    Full Text Available A large proportion of retiring people live with their partners. The study The Retiring Couple – a Qualitative Study Based one Grounded Theory deals with the questions of which changes the couples have to face, how they perceive them and which coping strategies they use when they retire. The situations of eight couples and one single person were explored by means of the Grounded Theory by Glaser and Strauss (1967 and the problem-centered interviews (Witzel 1989. The explanatory model deriving from the results relies on a role-based concept. The re-organisation of the role-system (of the individual on the one hand and the couple on the other hand therefore turns out to be the basic strategy to cope with retirement.

  7. 45 CFR 1627.7 - Tax sheltered annuities, retirement accounts and pensions.

    Science.gov (United States)

    2010-10-01

    ..., retirement account, or pension fund. ... pensions. 1627.7 Section 1627.7 Public Welfare Regulations Relating to Public Welfare (Continued) LEGAL... accounts and pensions. No provision contained in this part shall be construed to affect any payment by a...

  8. The impact of retirement on age related cognitive decline - a systematic review

    DEFF Research Database (Denmark)

    Meng, Annette; Nexø, Mette Andersen; Borg, Vilhelm

    2017-01-01

    related cognitive decline. METHOD: We conducted a systematic literature review, following the principles of the PRISMA statement, of longitudinal studies on the association between retirement and cognition. RESULTS: Only seven studies fulfilled the inclusion criteria. We found weak evidence...

  9. Making the End as Good as the Beginning: Financial Planning and Retirement for Women Plastic Surgeons.

    Science.gov (United States)

    Johnson, Debra J; Shenaq, Deana; Thakor, Manisha

    2016-10-01

    Financial planning is critically important to ensure financial security both during a plastic surgical career and in retirement. Unfortunately, plastic surgery training includes very little in the way of financial planning. The information that is available in the literature is mostly geared toward men. Women, with longer lifespans and more family care responsibilities, have unique needs when it comes to financial planning. Adequate attention must also be paid to life after retirement. A plastic surgical career can be all-encompassing, and thus women need to carefully plan volunteer activities, new hobbies, and even a second career to make their retirement years fulfilling and enjoyable. Key points regarding financial planning during the various phases of a woman plastic surgeon's career are discussed. Options for retirement are presented.

  10. Effects of receipt of Social Security retirement benefits on older women's employment.

    Science.gov (United States)

    Gillen, Martie; Heath, Claudia J

    2017-01-01

    Labor force participation of women has declined since 1999; however, labor force participation of women 62+ has increased. The 2000-2006 waves of Health and Retirement Study (HRS) data, the initial years of the continuing upward trajectory, were used to test the effects of receipt of Social Security retirement benefits on older women's employment. The models tested: (a) the effect of receipt of Social Security retirement benefits on whether employed; and (b) for women receiving Social Security retirement benefits, the effect of age elected receipt of benefits on whether employed. Both models included the effects of human capital characteristics and income sources. Receipt of Social Security benefits, pension income, and current age reduced the likelihood of employment; while educational level, good to excellent health, and nonmarried marital status increased the likelihood of employment. The older the woman was when she elected Social Security benefits, the more likely she was to be employed.

  11. 78 FR 70072 - Meeting of the Military Compensation and Retirement Modernization Commission

    Science.gov (United States)

    2013-11-22

    ...The Military Compensation and Retirement Modernization Commission (MCRMC) was established by the National Defense Authorization Act FY 2013. Pursuant to the Act, the Commission is holding public hearings on the mission of the agency.

  12. Helga Schmal retires after 36 years' service at CERN

    CERN Document Server

    2001-01-01

    Helga Schmal retired from CERN on 7 May after completing 36 years of talented service to the Organization. Of German nationality, Helga was born in the Rheinland and came to CERN on 1 April 1965. She has had a remarkable career at CERN. From her beginnings as a secretary in the NPA Division and subsequently in the Department of Theoretical Physics, in 1972 she went on to become assistant to Director-General Willibald Jentschke and in 1976 to Director-General for Research Léon Van Hove. In 1981 Herwig Schopper also requested Helga to become his assistant on his appointment as Director-General. With this breadth of top-level experience behind her, in 1988 Helga took over management of the Council Secretariat, whose task it is to prepare for the Council sessions and meetings of its Committees and, within that framework, to ensure good relations between the Delegates of the Member States and the Organization. During this period she was also secretary to ICFA, a function which she performed with equal s...

  13. Methodology for the analysis and retirement of assets: Power transformers

    Directory of Open Access Journals (Sweden)

    Gustavo Adolfo Gómez-Ramírez

    2015-09-01

    Full Text Available The following article consists of the development of a methodology of the area of the engineering of high voltage for the analysis and retirement of repaired power transformers, based on engineering criteria, in order to establish a correlation between the conditions of the transformer from several points of view: electrical, mechanical, dielectrics and thermal. Realizing an analysis of the condition of the question, there are two situations of great transcendency, first one, the international procedure are a “guide” for the acceptance of new transformers, by what they cannot be applied to the letter for repaired transformers, due to the process itself of degradation that the transformer has suffered with to happen of the years and all the factors that they were carrying to a possible repair. Second one, with base in the most recent technical literature, there have been analyzed articles, which analyze the oil dielectrics and the paper, which correlations are established between the quality of the insulating paper and the furan concentrations in the oils. To finish, great part of the investigation till now realized, it has focused in the analysis of the transformer, from the condition of the dielectric oil, so in most cases, there is not had the possibility of realizing a forensic engineering inside the transformer in operation and of being able this way, of analyzing the components of design who can compromise the integrity and operability of the same one.

  14. Down with retirement: implications of embodied cognition for healthy aging

    Directory of Open Access Journals (Sweden)

    Bernhard Hommel

    2016-08-01

    Full Text Available Cognitive and neurocognitive approaches to human healthy aging attribute age-related decline to the biologically-caused loss of cognitive-control functions. However, an embodied-cognition approach to aging implies a more interactive view according to which cognitive control emerges from, and relies on a person’s active encounters with his or her physical and social environment. We argue that the availability of cognitive-control resources does not only rely on biological processes but also on the degree of active maintenance, that is, on the systematic use of the available control resources. Unfortunately, there is evidence that the degree of actual use might systematically underestimate resource availability, which implies that elderly individuals do not fully exploit their cognitive potential. We discuss evidence for this possibility from three aging-related issues: the reduction of dopaminergic supply, loneliness, and the loss of body strength. All three phenomena point to a downward spiral, in which losses of cognitive-control resources do not only directly impair performance but also more indirectly discourage individuals from making use of them, which in turn suggests underuse and a lack of maintenance—leading to further loss. On the positive side, the possibility of underuse points to not yet fully exploited reservoirs of cognitive control, which calls for more systematic theorizing and experimentation on how cognitive control can be enhanced, as well as for reconsiderations of societal practices that are likely to undermine the active maintenance of control resources—such as retirement laws.

  15. Trajectories of Work Disability and Economic Insecurity Approaching Retirement.

    Science.gov (United States)

    Shuey, Kim M; Willson, Andrea E

    2017-07-08

    In this article, we examine the connection between trajectories of work disability and economic precarity in late midlife. We conceptualize work disability as a possible mechanism linking early and later life economic disadvantage. We model trajectories of work disability characterized by timing and stability for a cohort of Baby Boomers (22-32 in 1981) using 32 years of data from the Panel Study of Income Dynamics and latent class analysis. Measures of childhood disadvantage are included as predictors of work disability trajectories, which are subsequently included in logistic regression models predicting four economic outcomes (poverty, asset poverty, home ownership, and pension ownership) at ages 54-64. Childhood disadvantage selected individuals into five distinct classes of work disability that differed in timing and stability. All of the disability trajectories were associated with an increased risk of economic insecurity in late midlife compared to the never work disabled. This study contributes to the aging literature through its incorporation of the early life origins of pathways of disability and their links to economic outcomes approaching retirement. Findings suggest work disability is anchored in early life disadvantage and is associated with economic insecurity later in life.

  16. Esguince de tobillo de primer grado como causa de paresia del nervio peroneo común. Caso clínico

    Directory of Open Access Journals (Sweden)

    Í. Úbeda-Pérez de Heredia

    2015-06-01

    Full Text Available Los esguinces de tobillo, con mecanismo de inversión, son incidencias comunes en la población y constituyen las lesiones más frecuentes en el deporte. Eventualmente pueden ocasionar una neuropatía del nervio peroneo común, debido a un mecanismo de tracción indirecta, a través del nervio peroneo superficial. Se presenta el caso clínico de un varón de 37 años que, tras sufrir un esguince de tobillo de primer grado durante la práctica deportiva, presentó una paresia intensa del nervio peroneo común que se constató mediante estudio ecográfico y electroneuromiográfico. El cuadro se resolvió con tratamiento conservador y electroestimulación. Pese a su rareza, ha de conocerse la asociación entre el esguince de tobillo y la lesión del nervio peroneo común y debe evaluarse la función de dicho nervio en todos los pacientes con esguince de tobillo en sus diferentes grados, tanto en su exploración inicial como en el seguimiento posterior.

  17. A survey of retirement intentions of Baby Boomers: an overview of health, social and economic determinants.

    Science.gov (United States)

    Taylor, Anne W; Pilkington, Rhiannon; Feist, Helen; Dal Grande, Eleonora; Hugo, Graeme

    2014-04-14

    Governments have been implementing policies aimed at halting the trend towards early retirement for Baby Boomers. Public policies can have a strong effect on when a person retires and this analysis contributes to an improved understanding of retirement aspirations in regards to health, social, workplace and economic determinants. In October 2011 a telephone survey was undertaken with participants aged 50 to 65 years who were in paid employment and who had been in the workforce for the previous three years. Participants were obtained from two identical South Australian cohort studies - the North West Adelaide Health Study and the Florey Adelaide Male Ageing Study. The results of the telephone survey were linked to the original cohort data. Data were weighted by sex, age, postcode and probability of selection in the household. Work related questions included how much they thought about their retirement, current occupation, employment status, type of workplace and hours worked per week. Health related questions included current smoking status, physical activity, body mass index, self-reported health status and overall life satisfaction. Uni-variable and multi-variable analyses were undertaken to compare the different associations between people who were and were not intending to retire. In total, 25.9% (n = 210) of people who were currently in paid employment indicated that they intend to retire completely from the workforce. The remainder indicated that they will continue to work (41.8% retire from full-time work but work part-time, 25.7% continue working part-time but reduce their current hours, and 6.7% never retire). The multi-variable results indicate that those with lower education, having a savings habit, and sales workers more likely to anticipate complete retirement. The self-employed, and those thinking only moderately about retirement, were more likely to extend their working life beyond age 65. An important finding of this study is the large number of

  18. Reversing Early Retirement in GermanyA Longitudinal Analysis of the Effects of Recent Pension Reforms on the Timing of the Transition to Retirement and on Pension Incomes

    Directory of Open Access Journals (Sweden)

    Sandra Buchholz

    2013-12-01

    Full Text Available This article investigates the effects and risks of recent pension reforms in Germany. While German pension policy systematically supported early retirement for many years in order to relieve the regulated labour market in times of economic stagnation, there has been a substantial change of the pension policy paradigm in the more recent past. Latest reforms expect older people to prolong working life. Using data from the German Socio-Economic Panel (GSOEP and applying micro-level longitudinal research methods, this contribution shows that the recent reversal of early retirement in Germany has been at the price of growing social inequalities in old age.

  19. Joint associations of smoking and physical activity with disability retirement: a register-linked cohort study

    Science.gov (United States)

    Lallukka, Tea; Rahkonen, Ossi; Lahelma, Eero; Lahti, Jouni

    2015-01-01

    Objectives We examined the risk of disability retirement by smoking and physical activity, and particularly whether the risk due to smoking is affected by the level of physical activity. Additionally, the contribution of baseline health, sociodemographic and work-related factors to the joint associations of smoking and physical activity with disability retirement was considered. Design Cohort study. Setting Helsinki, Finland. Participants Employees of the City of Helsinki, aged 40–60 years at baseline in 2000–2002, were followed up using complete register data from the Finnish Centre of Pensions until the end of 2010 (n=6390, with a consent to register linkage from 74%). Primary outcome measure All-cause disability retirement (ICD-10). Results Altogether, 608 employees (9.5%) retired due to disability during the follow-up. Cox regression models were fitted to examine the joint associations of smoking and physical activity with subsequent disability retirement. Never-smokers, ex-smokers and moderate smokers who were inactive or moderately active had an increased risk of disability retirement, but if they were vigorously active, they had no excess risk. Instead, all heavy smokers (15 or more cigarettes per day among women, and 20 or more among men), irrespective of physical activity, had an increased risk of disability retirement. The examined associations attenuated but remained for ex-smokers and heavy smokers after adjustments for gender, age, socioeconomic position, mental and physical workload, problem drinking, body mass index and self-rated health. No gender interactions were found. Conclusions Vigorous physical activity might help prevent disability retirement not only among never-smokers, but even among ex-smokers and moderate smokers. However, among heavy smokers, physical activity is not sufficient to eliminate the adverse effects of smoking on health and work ability. PMID:26224014

  20. Cognitive Ability, Expectations, and Beliefs about the Future: Psychological Influences on Retirement Decisions

    OpenAIRE

    Parker, Andrew M.; Carvalho, Leandro S.; Susann Rohwedder

    2013-01-01

    Recent advances in behavioral decision research, behavioral economics, and life-span development psychology provide leverage for expanding our understanding of the decision to retire earlier versus later. This report examines how cognitive abilities, perceptions about the future, and other psychological characteristics affect retirement decisions. We use existing and new data collected through the RAND-USC American Life Panel, including detailed assessments of fluid and crystallized intellige...

  1. Optimal pay-as-you-go social security when retirement is endogenous and labor productivity depreciates

    OpenAIRE

    Miyazaki, Koichi

    2014-01-01

    This paper considers an overlapping-generations model with pay-as-you-go social security and retirement decision making by an old agent. In addition, the paper assumes that labor productivity depreciates. Under this setting, socially optimal allocations are examined. The first-best allocation is an allocation that maximizes welfare when a social planner distributes resources and forces an old agent to work and retire as she wants. The second-best allocation is an allocation that maximizes wel...

  2. Estimation of retired mobile phones generation in China: A comparative study on methodology

    Energy Technology Data Exchange (ETDEWEB)

    Li, Bo [State Key Laboratory of Urban and Regional Ecology, Research Center for Eco-Environmental Sciences, Chinese Academy of Sciences, Shuangqing Road 18, Haidian District, Beijing 100085 (China); Yang, Jianxin, E-mail: yangjx@rcees.ac.cn [State Key Laboratory of Urban and Regional Ecology, Research Center for Eco-Environmental Sciences, Chinese Academy of Sciences, Shuangqing Road 18, Haidian District, Beijing 100085 (China); Lu, Bin [State Key Laboratory of Urban and Regional Ecology, Research Center for Eco-Environmental Sciences, Chinese Academy of Sciences, Shuangqing Road 18, Haidian District, Beijing 100085 (China); Song, Xiaolong [Shanghai Cooperative Centre for WEEE Recycling, Shanghai Second Polytechnic University, Jinhai Road 2360, Pudong District, Shanghai 201209 (China)

    2015-01-15

    Highlights: • The sales data of mobile phones in China was revised by considering the amount of smuggled and counterfeit mobile phones. • The estimation of retired mobile phones in China was made by comparing some relevant methods. • The advanced result of estimation can help improve the policy-making. • The method suggested in this paper can be also used in other countries. • Some discussions on methodology are also conducted in order for the improvement. - Abstract: Due to the rapid development of economy and technology, China has the biggest production and possession of mobile phones around the world. In general, mobile phones have relatively short life time because the majority of users replace their mobile phones frequently. Retired mobile phones represent the most valuable electrical and electronic equipment (EEE) in the main waste stream because of such characteristics as large quantity, high reuse/recovery value and fast replacement frequency. Consequently, the huge amount of retired mobile phones in China calls for a sustainable management system. The generation estimation can provide fundamental information to construct the sustainable management system of retired mobile phones and other waste electrical and electronic equipment (WEEE). However, the reliable estimation result is difficult to get and verify. The priority aim of this paper is to provide proper estimation approach for the generation of retired mobile phones in China, by comparing some relevant methods. The results show that the sales and new method is in the highest priority in estimation of the retired mobile phones. The result of sales and new method shows that there are 47.92 million mobile phones retired in 2002, and it reached to 739.98 million in China in 2012. It presents an increasing tendency with some fluctuations clearly. Furthermore, some discussions on methodology, such as the selection of improper approach and error in the input data, are also conducted in order to

  3. At the end of the match : exploring retirement of Italian football players

    OpenAIRE

    D'Angelo, Chiara

    2017-01-01

    Retirement of Italian football players is unknown, thus, after analysing current literature about leaving from sport and using a Phenomenological-Interpretative approach we develop an explorative study on Italian former football players' experience of withdrawal. We interview 14 former players that competed in the highest level of Italian football Championship, to better understand their lived experience of retirement and compare it with literature. It emerges that the minority of football pl...

  4. Effects of Companies’ Initiatives to Reduce Early Retirement Among Older Workers

    Directory of Open Access Journals (Sweden)

    Tove Midtsundstad

    2012-08-01

    Full Text Available Although active ageing policy and practice vary between countries, we believe that knowledge about the effects of Norwegian companies’ initiatives to delay early retirement is of interest for all countries striving to increase the employment rates of older workers. Since the agreement on a more inclusive working life (IW agreement was signed in 2001, the Norwegian government and social partners have encouraged companies to develop a more senior-friendly policy and implement special measures to retain older workers. In this article, we evaluate the effects of such measures. Our research question is, have preventive measures offered by companies to employees aged 62 years and older contributed to reduced rates of early retirement? We use a ‘difference-in-differences’ approach and examine whether measures at the company level to counteract early retirement actually affect older employees’ retirement decisions, controlling for different individual and enterprise factors. This is done by comparing changes and differences in the individual likelihood of early retirement on the contractual pension (AFP scheme and disability pension in the period 2002–2007 among employees 62 years of age in businesses with and without the corresponding preventive measures/instruments. The analyses show that the likelihood that a 62-year-old worker will retire on the AFP scheme has increased from 2002 to 2007. This applies equally to 62-year-old employees in enterprises that have enacted special measures to retain older workers as well as 62-year-olds in enterprises that have not enacted any such measures. On the other hand, the likelihood that a 62-year-old worker will retire because of disability decreased from 2002 to 2007, among employees in both the intervention enterprises and the control enterprises. However, when controlling for other relevant characteristics of individuals and enterprises, the analysis indicates that the measures as such have had no

  5. Retirement Sequences of Older Americans: Moderately Destandardized and Highly Stratified Across Gender, Class, and Race.

    Science.gov (United States)

    Calvo, Esteban; Madero-Cabib, Ignacio; Staudinger, Ursula M

    2017-06-06

    A destandardization of labor-force patterns revolving around retirement has been observed in recent literature. It is unclear, however, to which degree and of which kind. This study looked at sequences rather than individual statuses or transitions and argued that differentiating older Americans' retirement sequences by type, order, and timing and considering gender, class, and race differences yields a less destandardized picture. Sequence analysis was employed to analyze panel data from the Health and Retirement Study (HRS) for 7,881 individuals observed 6 consecutive times between ages 60-61 and 70-71. As expected, types of retirement sequences were identified that cannot be subsumed under the conventional model of complete retirement from full-time employment around age 65. However, these retirement sequences were not entirely destandardized, as some irreversibility and age-grading persisted. Further, the degree of destandardization varied along gender, class, and race. Unconventional sequences were archetypal for middle-level educated individuals and Blacks. Also, sequences for women and individuals with lower education showed more unemployment and part-time jobs, and less age-grading. A sequence-analytic approach that models group differences uncovers misjudgments about the degree of destandardization of retirement sequences. When a continuous process is represented as individual transitions, the overall pattern of retirement sequences gets lost and appears destandardized. These patterns get further complicated by differences in social structures by gender, class, and race in ways that seem to reproduce advantages that men, more highly educated individuals, and Whites enjoy in numerous areas over the life course.

  6. Job satisfaction mediates the association between perceived leadership styles and early retirement intentions

    OpenAIRE

    Koponen, Sirpa; von Bonsdorff, Monika; Innanen, Hely

    2016-01-01

    The ageing of the population is particularly challenging for the healthcare sector, which is at the same time facing a nursing shortage. Therefore, improving work conditions and well-being at work in order to prolong nurses’ careers and retention in their profession until retirement age has become one of the key issues of healthcare leaders and policymakers. This study tested a structural model linking nurses’ perceived leadership styles and early retirement intentions. We tested the...

  7. Changes in Sports Participation across Transition to Retirement: Modification by Migration Background and Acculturation Status

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    Johanna-Katharina Schönbach

    2017-11-01

    Full Text Available While total physical activity decreases over the life course, sports and leisure-time physical activity (LTPA have shown to increase after transition to retirement. This paper aimed to investigate whether this change in sports participation differs (1 between non-migrant persons (NMP versus persons with a migrant background (PMB, and (2 by acculturation status. Data was drawn from 16 waves of the German Socio-Economic Panel Study (SOEP including 2664 NMP and 569 PMB. PMB were grouped according to acculturation status (integrated, assimilated, marginalised, separated, assessed regarding three dimensions (language, social interaction and identification. We applied multilevel logistic regression models, adjusting for sex, retirement age, socioeconomic status, health status and body mass index. Our results show that (1 transition to retirement led to an increase in the sports participation of NMP during the first 5 years and the subsequent 5 years after retirement. Changes in sports participation were modified by migration status: In PMB sports participation increased to a lesser extent than in NMP. (2 While sports participation of integrated PMB was not significantly different from NMP in the preretirement phase, sports participation among integrated PMB increased less after retirement compared with NMP. Marginalized and assimilated PMB did not show consistent sports participation patterns before retirement, but seemingly increased their sports participation less than NMP over the retirement transition. Separated PMB had particularly low levels of sports participation. Considering that LTPA is a key factor for healthy ageing, the increasing gap in levels of sports participation after transition to retirement indicates the need for interventions targeting physical activity of the older migrant population.

  8. Associations between retirement reasons, chronic pain, athletic identity, and depressive symptoms among former professional footballers.

    Science.gov (United States)

    Sanders, George; Stevinson, Clare

    2017-11-01

    Retirement from professional sport has been recognised as a major psychological stressor, and there is a need to identify factors that increase the risk of mental health problems after career termination. The current study examined associations between career-ending injury, chronic pain, athletic identity, and depressive symptomology in retired professional footballers. A cross-sectional study was performed with 307 retired male footballers who had played within a professional United Kingdom league. Participants completed measures of depressive symptoms (Short Depression-Happiness Scale), chronic pain (Pain Intensity Numerical Rating Scale), and athletic identity (Athletic Identity Measurement Scale), and reported their reasons for retirement. A total of 48 participants (16%) met the cut-off score for possible cases of clinically relevant depression. These participants were more recently retired, and had higher athletic identity than those without depressive symptoms. Former players with depressive symptoms were more likely to cite injury as a retirement reason, and report higher levels of ongoing injury-related pain. Multivariate logistic regression revealed that the presence of depressive symptoms was independently associated with retirement through injury (OR = 3.44; 95% CI = 1.39, 8.51), higher pain levels (OR = 1.38; 95% CI = 1.02, 1.86), and increased athletic identity (OR = 1.28; 95% CI = 1.14, 1.44). Career-ending injury is strongly associated with higher odds of depressive symptomology during retirement, while experiencing chronic pain, and maintaining a high sense of athletic identity, are additional potential contributors.

  9. Actuarial neutrality and financial incentives for early retirement in the Austrian pension system

    OpenAIRE

    Christl, Michael; Kucsera, Dénes

    2016-01-01

    This paper studies actuarial neutrality in the Austrian pension system. It is often argued that actuarial neutrality constitutes an incentive for people to retire. We show that there are almost no financial incentives within the Austrian pension corridor, when we use the traditional definition of actuarial neutrality. Taking taxation into account, our results suggest that financial incentives for early retirement stem mainly from the Austrian tax system and not from the pension system itself.

  10. Changes in Sports Participation across Transition to Retirement: Modification by Migration Background and Acculturation Status.

    Science.gov (United States)

    Schönbach, Johanna-Katharina; Pfinder, Manuela; Börnhorst, Claudia; Zeeb, Hajo; Brand, Tilman

    2017-11-08

    While total physical activity decreases over the life course, sports and leisure-time physical activity (LTPA) have shown to increase after transition to retirement. This paper aimed to investigate whether this change in sports participation differs (1) between non-migrant persons (NMP) versus persons with a migrant background (PMB), and (2) by acculturation status. Data was drawn from 16 waves of the German Socio-Economic Panel Study (SOEP) including 2664 NMP and 569 PMB. PMB were grouped according to acculturation status (integrated, assimilated, marginalised, separated), assessed regarding three dimensions (language, social interaction and identification). We applied multilevel logistic regression models, adjusting for sex, retirement age, socioeconomic status, health status and body mass index. Our results show that (1) transition to retirement led to an increase in the sports participation of NMP during the first 5 years and the subsequent 5 years after retirement. Changes in sports participation were modified by migration status: In PMB sports participation increased to a lesser extent than in NMP. (2) While sports participation of integrated PMB was not significantly different from NMP in the preretirement phase, sports participation among integrated PMB increased less after retirement compared with NMP. Marginalized and assimilated PMB did not show consistent sports participation patterns before retirement, but seemingly increased their sports participation less than NMP over the retirement transition. Separated PMB had particularly low levels of sports participation. Considering that LTPA is a key factor for healthy ageing, the increasing gap in levels of sports participation after transition to retirement indicates the need for interventions targeting physical activity of the older migrant population.

  11. Asset rich cash poor in the economic downturn: the financial challenges facing retired older people

    OpenAIRE

    Hean, Sarah; Worswick, Louise; Fenge, Lee-Ann; Wilkinson, Charlie; Fearnley, Stella; Ersser, Steven J.

    2013-01-01

    Older people are thought to be particularly vulnerable during times of economic downturn. Little is currently understood of the impact of the current economic downturn on the financial circumstances and wellbeing of retired people and the nature of the services and support needed to enable them to cope financially and maintain their wellbeing and quality of life. Retired people are not a homogenous group. Therefore, this study explores the impact of the downturn on a specific group: house own...

  12. The association between psychosocial work environment, attitudes towards older workers (ageism) and planned retirement

    DEFF Research Database (Denmark)

    Thorsen, Sannie; Rugulies, Reiner; Løngaard, Katja

    2012-01-01

    The aim of this study was to examine the association between psychosocial factors (in particular ageism) at the workplace and older workers' retirement plans, while taking health and workability of the employee into account.......The aim of this study was to examine the association between psychosocial factors (in particular ageism) at the workplace and older workers' retirement plans, while taking health and workability of the employee into account....

  13. The work and retirement decisions of older women: a literature review.

    Science.gov (United States)

    Weaver, D A

    1994-01-01

    This article reviews the economic literature on the work and retirement decisions of older women. Economic studies generally find that married women respond to the financial reward for work (for example, wages) in making their work and retirement decisions, but that they do not respond to unearned income and wealth (for example, the value of lifetime Social Security benefits). Unmarried women are found to respond to all types of financial variables. Most economic studies find that the family plays only a limited role in the work and retirement decisions of women. The retirement status of the husband does influence the wife's retirement decision, but the health status of the husband does not. The presence of dependents in the household, regardless of whether they are children or parents, is not found to influence work and retirement among women. The relevance of these results to Social Security policy is discussed. There are a number of reasons to be cautious about the results. The literature to date is small; it is based on data that are deficient in some respects, and it contains studies that have methodological problems. These problems are discussed and prospects for future research are explored.

  14. The association between psychosocial work environment, attitudes towards older workers (ageism) and planned retirement.

    Science.gov (United States)

    Thorsen, Sannie; Rugulies, Reiner; Løngaard, Katja; Borg, Vilhelm; Thielen, Karsten; Bjorner, Jakob Bue

    2012-05-01

    The aim of this study was to examine the association between psychosocial factors (in particular ageism) at the workplace and older workers' retirement plans, while taking health and workability of the employee into account. In the fall and winter of 2008, self-report data on work environment, health, workability and retirement plans were collected in a representative national sample (n = 3,122) of Danish employees 50 years or older. Ordinal logistic regression was used to analyse associations in a cross-sectional design. Predictor variables were standardized. In analyses adjusted for socio-demography, socio-economy, health, workability and work performance, 4 out of 6 examined psychosocial factors (ageism, lack of recognition, lack of development possibilities, lack of predictability) were significantly associated with plans of early retirement (OR: 1.10-1.13). Stratified on gender, three psychosocial factors (ageism, lack of recognition, lack of development possibilities) remained significant for men (OR: 1.15-1.25) and none for women. In particular was the association between retirement plans and ageism highly significant in the male subgroup, but no association was found in the female subgroup. Ageism, lack of recognition and lack of development possibilities are associated with older male workers' retirement plans in our analyses. Workability has the strongest association with retirement plans for both genders.

  15. Job demands and resources and their associations with early retirement intentions through recovery need and work enjoyment

    Directory of Open Access Journals (Sweden)

    Bert Schreurs

    2011-05-01

    Full Text Available Orientation: Job characteristics play a major role in shaping employees’ early retirement decisions.Research purpose: The objective of this study was to examine the mechanisms through which job characteristics associate with early retirement intention, using the Job Demands-Resources (JD-R model as a theoretical framework.Motivation of the study: Early retirement presents a threat to existing health and pension systems, and to organisational functioning. Therefore, it is important to examine how workrelated factors contribute to early retirement decisions.Research design, approach and method: Two parallel processes were theorised to shape early retirement intention: a health impairment process (i.e. job demands → recovery need → early retirement intention and a motivational process (i.e. job resources → work enjoyment → early retirement intention. Survey data were collected from a heterogeneous sample of 1812 older workers (age > 45. Structural equation modeling was used to test the hypotheses.Main findings: Job demands and job resources were both associated with work enjoyment, which was associated with early retirement intention. Recovery need did not add to the prediction of early retirement intention.Practical/managerial implications: To retain older workers, companies should promote work conditions and practices that keep older workers motivated. Good health may be a necessary condition for retaining older workers, but it does not appear to be a sufficient one.Contribution/value-add: The results suggest that – for early retirement intention – the motivational process is more prominent than the health impairment process.

  16. Gender, mental health, physical health and retirement: A prospective study of 21,608 Australians aged 55-69 years.

    Science.gov (United States)

    Byles, Julie E; Vo, Kha; Forder, Peta M; Thomas, Louise; Banks, Emily; Rodgers, Bryan; Bauman, Adrian

    2016-05-01

    We examined retirement transitions by gender, and different associations between retirement, physical function and mental health. Data for 21,608 participants aged 55-69 from the 45 and Up Study were used. Generalised estimating equations were used to investigate longitudinal associations between retirement with psychological distress (Kessler score, K10) and physical dysfunction across two time points, by gender separately. Retirement in men was associated with a 25% relative increase in mean physical dysfunction score (pphysical dysfunction score had a 6% increase in mean K10 score (p=0.005) if retired. For women, retirement was associated with a 17% increase in mean physical dysfunction score (phealth covariates. Retirement is associated with physical dysfunction over time. Retirement is not associated with psychological distress among women, but retirement is associated with psychological distress among men who have a high level of physical dysfunction. The findings point to the importance of attending to the physical and mental health needs, around the retirement period, particularly for men with poor physical health. Copyright © 2016 Elsevier Ireland Ltd. All rights reserved.

  17. RETIRO LABORAL Y AJUSTE A LA JUBILACIÓN DE HOMBRES Y MUJERES EN LA MEDIANA EDAD (WORK RETIREMENT AND ADJUSTMENT TO RETIREMENT OF MEN AND WOMEN IN THE MIDDLE-AGED

    Directory of Open Access Journals (Sweden)

    Cruz Meléndez Roxana

    2011-04-01

    Full Text Available Resumen:En este artículo se presentan los resultados de una investigación aplicada cuyo objeto de estudio fue un grupo de hombres exfuncionarios y mujeres exfuncionarias del área administrativa de la Universidad de Costa Rica (UCR que se encuentran en la etapa de vida denominada “la mediana edad” y que enfrentan el proceso trabajo-retiro laboral. El estudio consistió en identificar los principales factores que inciden en el retiro laboral a una edad más temprana; la viviencia del proceso, el ajuste a la jubilación y sus implicaciones a nivel personal y social. La información recopilada se obtuvo a partir de la técnica “la entrevista fenomenológica” concebida como una exploración profunda que proporciona datos de gran valor conceptual y humana; en ella, tanto la persona que entrevista como la entrevistada mantienen un compromiso para que la búsqueda de la información sea dentro de una relación empática. Partiendo de lo subjetivo por su historia de vida al mandato social por lo roles asignados y asumidos por la población en estudio. Los resultados obtenidos indican que pareciera que la valoración que cada uno de los participantes hace de su rol laboral y el significado del trabajo en sus vidas es determinante en el proceso de retiro laboral y su ajuste al rol de persona jubilada.Abstract: This article presents the results of applied research study that was aimed at a group of men and women, former administrative staff of the University of Costa Rica that are in the stage of life called middle age and facing work-retirement process work. The study consist in identify the main factors affecting the removal from work at a younger age, the experiencing process, adjustment to retirement and its implications for personal and social level. Information collected was obtained from the technique "the phenomenological interview “conceived as a deep exploration that provides valuable data conceptual and human, in her interview both

  18. Antidepressant Use and Cognitive Decline: The Health and Retirement Study.

    Science.gov (United States)

    Saczynski, Jane S; Rosen, Allison B; McCammon, Ryan J; Zivin, Kara; Andrade, Susan E; Langa, Kenneth M; Vijan, Sandeep; Pirraglia, Paul A; Briesacher, Becky A

    2015-07-01

    Depression is associated with cognitive impairment and dementia, but whether treatment for depression with antidepressants reduces the risk for cognitive decline is unclear. We assessed the association between antidepressant use and cognitive decline over 6 years. Participants were 3714 adults aged 50 years or more who were enrolled in the nationally representative Health and Retirement Study and had self-reported antidepressant use. Depressive symptoms were assessed using the 8-item Center for Epidemiologic Studies Depression Scale. Cognitive function was assessed at 4 time points (2004, 2006, 2008, 2010) using a validated 27-point scale. Change in cognitive function over the 6-year follow-up period was examined using linear growth models, adjusted for demographics, depressive symptoms, comorbidities, functional limitations, and antidepressant anticholinergic activity load. At baseline, cognitive function did not differ significantly between the 445 (12.1%) participants taking antidepressants and those not taking antidepressants (mean, 14.9%; 95% confidence interval, 14.3-15.4 vs mean, 15.1%; 95% confidence interval, 14.9-15.3). During the 6-year follow up period, cognition declined in both users and nonusers of antidepressants, ranging from -1.4 change in mean score in those with high depressive symptoms and taking antidepressants to -0.5 change in mean score in those with high depressive symptoms and not taking antidepressants. In adjusted models, cognition declined in people taking antidepressants at the same rate as those not taking antidepressants. Results remained consistent across different levels of baseline cognitive function, age, and duration of antidepressant use (prolonged vs short-term). Antidepressant use did not modify the course of 6-year cognitive change in this nationally representative sample. Copyright © 2015 Elsevier Inc. All rights reserved.

  19. Sense of coherence and intentions to retire early among Finnish women and men

    Directory of Open Access Journals (Sweden)

    Lahelma Eero

    2010-01-01

    Full Text Available Abstract Background Previous studies have shown that age, physical and mental health status and working circumstances, along with different socio-economic and psychosocial factors affect the retirement process. However, the role of psychological resources, such as sense of coherence (SOC, on the retirement process is still poorly understood. This study investigated the associations between SOC and intentions to retire early and whether these associations were explained by socio-economic, psychosocial and work and health related factors. Methods The data were derived from the Finnish Health and Social Support (HeSSup Study. The information was gathered from postal surveys in 1998 (baseline and in 2003 (follow-up. The analyzed data consisted of 7409 women and 4866 men aged 30-54 at baseline. SOC and background factors including childhood circumstances, language, education, working circumstances, social support, health behaviour and somatic and mental health status were assessed at baseline. The intentions to retire early were assessed at follow-up using logistic regression analysis. Results SOC was associated with intentions to retire early among both genders. Socio-economic, psychosocial and work and health behaviour related factors did not influence the association between SOC and intentions to retire early among women and men reporting somatic or mental illness. Further, the association between SOC and intentions to retire early remained among (somatically and mentally healthy men. Among healthy women the association was weaker and statistically non-significant. Among unhealthy women, the odds ratios of SOC was 0.97 (CI 95% 0.96-0.98 and 0.97 among ill men (CI 95% 0.96-0.98, i.e., each additional SOC score reduced the risk of intentions by 3% among both genders. Conclusion Unhealthy employees with low SOC and low education were in the greatest risk to have reported intentions to retire early. SOC had an independent effect on intentions to

  20. Post-retirement intentions of nurses and midwives living and working in the Northern Territory of Australia.

    Science.gov (United States)

    Voit, Katharina; Carson, D B

    2014-01-01

    Previous research undertaken in the Northern Territory of Australia has identified interest among nurses in engaging in the active workforce post-retirement. Relatively little is known about which nurses are interested in such engagement, and the types of work arrangements that might be of interest. This study aims to provide an enhanced understanding of the retirement plans and post-retirement employment intentions of nurses and midwives living and working in the Northern Territory (NT) of Australia. An online survey was developed to examine retirement intentions, and investigate the types and facilitators significant for post-retirement engagement. The results indicated a strong interest among nurses and midwives in engaging in post-retirement work, with 73.2% of respondents (n=207) having considered continuing in the active workforce. The most preferred types of engagement included the gradual reduction of hours in current workplaces, part-year or seasonal employment, short-term placements, job-sharing or job-rotation, mentoring, research and policy development or acting as 'Northern Territory representatives' promoting jobs to prospective nurses and midwives elsewhere in Australia. A range of facilitators for post-retirement engagement was found, including for nurses who had not currently considered such engagement. The data collected from this research also identified barriers to post-retirement employment. The most favoured facilitators were financial incentives (90.0% of respondents identified it as a facilitator for post-retirement engagement), followed by support from line management (82.0%). Regardless of whether they had considered engaging post-retirement, the largest proportion of respondents intended to leave the NT for the time of their retirement (33.7%). The most prominent barrier to post-retirement engagement was that only a smaller proportion intended to retire in the NT (24.1%). Importantly, many nurses who had not currently considered post-retirement