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  1. Preliminary Assessment of Sponge Biodiversity on Saba Bank, Netherlands Antilles

    NARCIS (Netherlands)

    R.W. Thacker; M.C. Díaz; N.J. de Voogd; R.W.M. van Soest; C.J. Freeman; A.S. Mobley; J. LaPietra; K. Cope; S. McKenna

    2010-01-01

    Background Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled fishe

  2. Preliminary Assessment of Sponge Biodiversity on Saba Bank, Netherlands Antilles

    Science.gov (United States)

    Thacker, Robert W.; Díaz, M. Cristina; de Voogd, Nicole J.; van Soest, Rob W. M.; Freeman, Christopher J.; Mobley, Andrew S.; LaPietra, Jessica; Cope, Kevin; McKenna, Sheila

    2010-01-01

    Background Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled fishes, mollusks, crustaceans, macroalgae, and sponges. Methodology/Principal Findings A single member of the dive team conducted surveys of sponge biodiversity during eight dives at six locations, at depths ranging from 15 to 30 m. This preliminary assessment documented the presence of 45 species pooled across multiple locations. Rarefaction analysis estimated that only 48 to 84% of species diversity was sampled by this limited effort, clearly indicating a need for additional surveys. An analysis of historical collections from Saba and Saba Bank revealed an additional 36 species, yielding a total of 81 sponge species recorded from this area. Conclusions/Significance This observed species composition is similar to that found on widespread Caribbean reefs, indicating that the sponge fauna of Saba Bank is broadly representative of the Caribbean as a whole. A robust population of the giant barrel sponge, Xestospongia muta, appeared healthy with none of the signs of disease or bleaching reported from other Caribbean reefs; however, more recent reports of anchor chain damage to these sponges suggests that human activities can have dramatic impacts on these communities. Opportunities to protect this extremely large habitat should be pursued, as Saba Bank may serve as a significant reservoir of sponge species diversity. PMID:20502643

  3. Preliminary assessment of sponge biodiversity on Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Robert W Thacker

    Full Text Available BACKGROUND: Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled fishes, mollusks, crustaceans, macroalgae, and sponges. METHODOLOGY/PRINCIPAL FINDINGS: A single member of the dive team conducted surveys of sponge biodiversity during eight dives at six locations, at depths ranging from 15 to 30 m. This preliminary assessment documented the presence of 45 species pooled across multiple locations. Rarefaction analysis estimated that only 48 to 84% of species diversity was sampled by this limited effort, clearly indicating a need for additional surveys. An analysis of historical collections from Saba and Saba Bank revealed an additional 36 species, yielding a total of 81 sponge species recorded from this area. CONCLUSIONS/SIGNIFICANCE: This observed species composition is similar to that found on widespread Caribbean reefs, indicating that the sponge fauna of Saba Bank is broadly representative of the Caribbean as a whole. A robust population of the giant barrel sponge, Xestospongia muta, appeared healthy with none of the signs of disease or bleaching reported from other Caribbean reefs; however, more recent reports of anchor chain damage to these sponges suggests that human activities can have dramatic impacts on these communities. Opportunities to protect this extremely large habitat should be pursued, as Saba Bank may serve as a significant reservoir of sponge species diversity.

  4. Reef fishes of Saba Bank, Netherlands Antilles: assemblage structure across a gradient of habitat types

    OpenAIRE

    Toller, W; Debrot, A.O.; Vermeij, M.J.A.; Hoetjes, P.C.

    2010-01-01

    Saba Bank is a 2,200 km2 submerged carbonate platform in the northeastern Caribbean Sea off Saba Island, Netherlands Antilles. The presence of reef-like geomorphic features and significant shelf edge coral development on Saba Bank have led to the conclusion that it is an actively growing, though wholly submerged, coral reef atoll. However, little information exists on the composition of benthic communities or associated reef fish assemblages of Saba Bank. We selected a 40 km2 area of the bank...

  5. Biodiversity assessment of the fishes of Saba Bank atoll, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Jeffrey T Williams

    Full Text Available Biodiversity surveys were conducted on Saba Bank, Netherlands Antilles, to assess ichthyofaunal richness and to compare with published surveys of other Caribbean localities. The primary objective was to estimate the total species richness of the Saba Bank ichthyofauna. A variety of sampling techniques was utilized to survey the fish species of both the visually accessible megafauna and the camouflaged and small-sized species comprising the cryptic ichthyofauna.Based on results presented herein, the number of species known on Saba Bank is increased from 42 previously known species to 270 species. Expected species-accumulation curves demonstrate that the current estimate of species richness of fishes for Saba Bank under represents the actual richness, and our knowledge of the ichthyofauna has not plateaued. The total expected fish-species richness may be somewhere between 320 and 411 species.The Saba Bank ichthyofaunal assemblage is compared to fish assemblages found elsewhere in the Caribbean. Despite the absence of shallow or emergent shore habitats like mangroves, Saba Bank ranks as having the eighth highest ichthyofaunal richness of surveyed localities in the Greater Caribbean. Some degree of habitat heterogeneity was evident. Fore-reef, patch-reef, and lagoonal habitats were sampled. Fish assemblages were significantly different between habitats. Species richness was highest on the fore reef, but 11 species were found only at lagoonal sites.A comprehensive, annotated list of the fishes currently known to occur on Saba Bank, Netherland Antilles, is provided and color photographs of freshly collected specimens are presented for 165 of the listed species of Saba Bank fishes to facilitate identification and taxonomic comparison with similar taxa at other localities. Coloration of some species is shown for the first time. Preliminary analysis indicates that at least six undescribed new species were collected during the survey and these are

  6. Marine macroalgal diversity assessment of Saba Bank, Netherlands Antilles.

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    Mark M Littler

    Full Text Available BACKGROUND: Located in the Dutch Windward Islands, Saba Bank is a flat-topped seamount (20-45 m deep in the shallower regions. The primary goals of the survey were to improve knowledge of biodiversity for one of the world's most significant, but little-known, seamounts and to increase basic data and analyses to promote the development of an improved management plan. METHODOLOGY/PRINCIPAL FINDINGS: Our team of three divers used scuba to collect algal samples to depths of 50 m at 17 dive sites. Over 360 macrophyte specimens (12 putative new species were collected, more than 1,000 photographs were taken in truly exceptional habitats, and three astonishing new seaweed community types were discovered. These included: (1 "Field of Greens" (N 17 degrees 30.620', W 63 degrees 27.707' dominated by green seaweeds as well as some filamentous reds, (2 "Brown Town" (N 17 degrees 28.027', W 63 degrees 14.944' dominated by large brown algae, and (3 "Seaweed City" (N 17 degrees 26.485', W 63 degrees 16.850' with a diversity of spectacular fleshy red algae. CONCLUSIONS/SIGNIFICANCE: Dives to 30 m in the more two-dimensional interior habitats revealed particularly robust specimens of algae typical of shallower seagrass beds, but here in the total absence of any seagrasses (seagrasses generally do not grow below 20 m. Our preliminary estimate of the number of total seaweed species on Saba Bank ranges from a minimum of 150 to 200. Few filamentous and thin sheet forms indicative of stressed or physically disturbed environments were observed. A more precise number still awaits further microscopic and molecular examinations in the laboratory. The expedition, while intensive, has only scratched the surface of this unique submerged seamount/atoll.

  7. Rapid assessment of stony coral richness and condition on Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Sheila A McKenna

    Full Text Available The benthic habitats of Saba Bank (17 degrees 25'N, 63 degrees 30'W are at risk from maritime traffic, especially oil tankers (e.g., anchoring. To mitigate this risk, information is needed on the biodiversity and location of habitats to develop a zone use plan. A rapid survey to document the biodiversity of macro-algae, sponges, corals and fishes was conducted. Here we report on the richness and condition of stony coral species at 18 select sites, and we test for the effects of bottom type, depth, and distance from platform edge. Species richness was visually assessed by roving scuba diver with voucher specimens of each species collected. Coral tissue was examined for bleaching and diseases. Thirty-three coral species were documented. There were no significant differences in coral composition among bottom types or depth classes (ANOSIM, P>0.05. There was a significant difference between sites (ANOSIM, P<0.05 near and far from the platform edge. The number of coral species observed ranged from zero and one in algal dominated habitats to 23 at a reef habitat on the southern edge of the Bank. Five reef sites had stands of Acropora cervicornis, a critically endangered species on the IUCN redlist. Bleaching was evident at 82% of the sites assessed with 43 colonies bleached. Only three coral colonies were observed to have disease. Combining our findings with that of other studies, a total of 43 species have been documented from Saba Bank. The coral assemblage on the bank is representative and typical of those found elsewhere in the Caribbean. Although our findings will help develop effective protection, more information is needed on Saba Bank to create a comprehensive zone use plan. Nevertheless, immediate action is warranted to protect the diverse coral reef habitats documented here, especially those containing A. cervicornis.

  8. Mosquitoes of the Netherlands Antilles and their hygienic importance

    NARCIS (Netherlands)

    Kuyp, van der Edwin

    1954-01-01

    The Netherlands Antilles may be divided into: (1) The Curaçao Group (or Netherlands Leeward Islands): Curaçao, Aruba and Bonaire. (2) The St. Martin Group (or Netherlands Windward Islands): (Netherlands) St. Maarten, Saba and St. Eustatius. The latter islands are very small, forming together only 8.

  9. 76 FR 68039 - Federal Acquisition Regulation; Successor Entities to the Netherlands Antilles

    Science.gov (United States)

    2011-11-02

    ... Regulation; Successor Entities to the Netherlands Antilles AGENCIES: Department of Defense (DoD), General... status of the islands that comprised the Netherlands Antilles. DATES: Effective Date: November 2, 2011.... Background The Netherlands Antilles was designated as a beneficiary country under the Caribbean...

  10. Situation Reports--Bahamas, Brasil, Guatemala, Netherlands Antilles (Curacao), Uruguay.

    Science.gov (United States)

    International Planned Parenthood Federation, London (England).

    Data relating to population and family planning in four foreign countries are presented in these situation reports. Countries included are Bahamas, Guatemala, Netherlands Antilles (Curacao), and Uruguay. Information is provided under two topics, general background and family planning situation, where appropriate and if it is available. General…

  11. Scale insects from the Netherlands Antilles

    NARCIS (Netherlands)

    Reyne, A.

    1964-01-01

    The following species have been reported from the Netherlands’ Antilles: Margarodes formicarum Guilding, collected in 1884 or 1885 by Prof. W. F. R. Suringar in Curaçao; specimens in the State Museum of Natural History at Leiden. Protortonia cacti (Linn.), collected in 1756 by Daniel Rolander in St.

  12. 76 FR 38053 - Defense Federal Acquisition Regulation Supplement; Successor Entities to the Netherlands Antilles...

    Science.gov (United States)

    2011-06-29

    ... Regulation Supplement; Successor Entities to the Netherlands Antilles (DFARS Case 2011-D029) AGENCY: Defense... the change in the political status of the islands that comprised the Netherlands Antilles. DATES... became autonomous territories of the Kingdom of the Netherlands. Bonaire, Saba, and Sint Eustatius...

  13. Description of extreme-wave deposits on the northern coast of Bonaire, Netherlands Antilles

    Science.gov (United States)

    Watt, Steven G.; Jaffe, Bruce E.; Morton, Robert A.; Richmond, Bruce M.; Gelfencaum, Guy

    2010-01-01

    To develop a better understanding of the origins of extreme-wave deposits and to help assess the potential risk of future overwash events, a field mapping survey was conducted in November 2006 on the northern coast of Bonaire, Netherlands Antilles. Deposits were mapped and analyzed to help develop a systematic sedimentological approach to distinguish the type of extreme-wave event (tsunamis or storms) or combination of events that formed and modified the deposits over time. Extreme-wave deposits on the northern coast of Bonaire between Boka Onima and Boka Olivia have formed sand sheets, poly-modal ridge complexes, and boulder fields on a Pleistocene limestone platform 3?8 meters above sea level. The deposits exhibit characteristics that are consistent with both large storm and tsunami processes that often overlap one another. Sand sheets occur as low-relief features underlying and incorporated with boulder field deposits. The seaward edge of ridge complexes are deposited up to 70 m from the shoreline and can extend over 200 m inland. Over 600 clasts were measured in fields and range in size from coarse gravel to fine block, weigh up to 165 metric tons, and are placed over 280 m from the shoreline. Our analyses indicate that the deposits may have been produced by a combination of hurricane and tsunami events spanning 10s to 1000s of years. Comparing the different deposit morphologies between study sites highlights the importance of shoreline orientation to the distribution of extreme-wave deposits onshore. However, further investigation is required to fully understand the processes that have produced and modified these deposits over time.

  14. Amsterdam Expeditions to the West Indian Islands, Report 21. A sipunculan, reported to be “interstitial” from the Netherlands Antilles

    NARCIS (Netherlands)

    Edmonds, S.J.

    1982-01-01

    The sipunculan Aspidosiphon exiguus Edmonds, 1974, is recorded from Bonaire and Curaçao (Netherlands Antilles). It was first described from three localities in Cuba. Unlike most aspidosiphonids, the species seems to belong to the interstitial fauna of marine beaches and appears to be tolerant of con

  15. Oceanographic data collected during the Bonaire 2008: Exploring Coral Reef Sustainability with New Technologies (bonaire2008) on Fetch1 AUV and Gavia AUV's in Netherlands, Antilles from January 6, 2008 - January 29, 2008 (NODC Accession 0072312)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Bonaire, Netherlands Antilles, is arguably the most pristine coral reef environment in the Caribbean. The percent coral cover is the highest and percent algal cover...

  16. Coastal stratigraphies of eastern Bonaire (Netherlands Antilles): New insights into the palaeo-tsunami history of the southern Caribbean

    Science.gov (United States)

    Engel, Max; Brückner, Helmut; Wennrich, Volker; Scheffers, Anja; Kelletat, Dieter; Vött, Andreas; Schäbitz, Frank; Daut, Gerhard; Willershäuser, Timo; May, Simon Matthias

    2010-11-01

    A sediment record of three alluvial sites along the east- and northeast-oriented shore of Bonaire (Netherlands Antilles) provides evidence for the recurrence of several extraordinary wave impacts during the Holocene. The interpretation of onshore high-energy wave deposits is controversially discussed in recent sedimentary research. However, it represents a powerful tool to evaluate the hazard of tsunami and severe storms where historical documentation is short and/or fragmentary. A facies model was established based on sedimentary and geochemical characteristics as well as the assemblage and state of preservation of shells and shell fragments. Radiocarbon data and the comparison of the facies model with both recent local hurricane deposits and global "tsunami signature types" point to the occurrence of three major wave events around 3300, 2000-1700 and shortly before 500 BP. Since (i) the stratigraphically correlated sand layers fulfill several sedimentary characteristics commonly associated with tsunamis and (ii) modern strong hurricanes left only little or even no sediment in the study areas, they were interpreted as tsunamigenic. However, surges largely exceeding the energy of those accompanying modern hurricanes in the southern Caribbean cannot entirely be ruled out. The results are partially consistent with existing chronologies for Holocene extreme wave events deduced from supralittoral coarse-clast deposits on Aruba, Bonaire and Curaçao as well as overwash sediments from Cayo Sal, Venezuela.

  17. Monetary transmission and bank lending in the Netherlands

    NARCIS (Netherlands)

    Kakes, Jan

    1998-01-01

    This paper investigates the role of bank lending in the monetary transmission process in the Netherlands. We observe significant differences between the responses of corporate and household lending following a monetary shock. We also find that banks hold a buffer stock of securities which they use t

  18. Monetary transmission and bank lending in the Netherlands

    OpenAIRE

    Kakes, Jan

    1998-01-01

    This paper investigates the role of bank lending in the monetary transmission process in the Netherlands. We observe significant differences between the responses of corporate and household lending following a monetary shock. We also find that banks hold a buffer stock of securities which they use to offset monetary shocks. The main implication of our study is that a bank lending channel is not likely to be an important transmission mechanism of monetary policy.

  19. Oblique collision and accretion of the Netherlands Leeward Antilles island arc: A structural analysis of the Caribbean-South American plate boundary zone

    Science.gov (United States)

    Beardsley, Amanda Gail

    2007-12-01

    The Netherlands Leeward Antilles volcanic island arc is an ideal natural laboratory to study the evolution of the Caribbean-South American plate boundary. The Leeward Antilles islands (Aruba, Curacao, and Bonaire) are located offshore western Venezuela, within the obliquely convergent diffuse plate boundary zone. Outcrop analysis, microthermometry, and 2D marine seismic reflection data provide evidence of three generations of regional deformation since the Late Cretaceous. Outcrop analysis of structural features, including faults, joints, and veins, characterizes the kinematic history of the islands. Fluid inclusion analysis of quartz and calcite veins coupled with apatite fission-track dating provides the island exhumation history. Finally, marine reflection seismic data processing and interpretation of newly acquired data elucidates offshore structures to integrate with our onshore results. The oldest regional deformation, resulting in both ductile (D1) and brittle (F 1) structures, is attributed to displacement partitioning along the arcuate Caribbean plate boundary. Associated crustal thinning initiated island exhumation, at a rate of 0.18 km/my, from a maximum burial depth of 6 km in the Late Cretaceous (˜89 Ma). Coeval with D1/F1 deformation and exhumation, stretching of the island arc resulted in extensive basin rifting that separated the island blocks. At ˜55 Ma, a change in the relative motion of the Caribbean plate altered plate boundary dynamics. Displacement along the right-lateral Caribbean transform fault and Oca - San Sebastian - El Pilar strike-slip fault system created a wrench tectonic regime within the diffuse plate boundary zone. A second generation of brittle structures (F2) developed while the islands were at a maximum burial depth of 2 km during the Paleocene/Eocene. Since ˜45 Ma, continued motion along the strike-slip fault systems and oblique plate convergence resulted in the youngest generation of structural features (F3). Regional

  20. The "dark side" of food banks? Exploring emotional responses of food bank receivers in the Netherlands

    NARCIS (Netherlands)

    Horst, van der H.M.; Pascucci, S.; Bol, W.

    2014-01-01

    Purpose – The purpose of this paper is to address how food, social status as well as the interactions at the food bank induce emotions in receivers, such as shame, gratitude and anger. Since early 2000s a steadily growing number of low-income and/or over-indebted households in the Netherlands allevi

  1. The relevance of cultural factors in predicting condom-use intentions among immigrants from the Netherlands Antilles

    NARCIS (Netherlands)

    Kocken, P.L.; Dorst, A.G. van; Schaalma, H.

    2006-01-01

    A study into the relevance of cultural factors in predicting condom-use intentions among Antillean migrants in the Netherlands is described in this article. The association between the intention to use condoms with a new sexual partner and a perceived taboo on discussing sex, beliefs about sex educa

  2. The Text of the Agreement of 5 April 1973 between The Netherlands and the Agency for the Application of Safeguards with Respect to The Netherlands Antilles in Connection with the Treaty on the Non-Proliferation of Nuclear Weapons and Additional Protocol 1 to the Treaty for the Prohibition of Nuclear Weapons in Latin America

    International Nuclear Information System (INIS)

    The text of the Agreement of 5 April 1973, and of the two Protocols thereto, between The Netherlands and the Agency for the application of safeguards with respect to The Netherlands Antilles in connection with the Treaty on the Non-Proliferation of Nuclear Weapons and with Additional Protocol I to the Treaty for the Prohibition of Nuclear Weapons in Latin America is reproduced in this document for the information of all Members. The Agreement and the two Protocols thereto entered into force on 5 June 1975, pursuant to Article 24 of the Agreement and to Article II of each of the Protocols.

  3. Identifying the mechanism : is there a bank lending channel of monetary transmission in the Netherlands?

    NARCIS (Netherlands)

    Kakes, J

    2000-01-01

    The paper investigates the role of bank lending in the monetary transmission process in the Netherlands. The Johansen approach is used to identify supply and demand relationships in the credit market, and it is concluded from the short-run dynamics that this market is demand-determined. In this way,

  4. The Impact of New Technologies on Occupational Profiles in the Banking Sector. Case Studies in Luxembourg, the Netherlands, the United Kingdom and France. CEDEFOP Panorama.

    Science.gov (United States)

    Vitali, Laurence; Freiche, Jeanine; Matthews, Alison; Warmerdam, John

    The impact of new technologies on occupational profiles in the banking sector was examined through case studies in four European countries: Luxembourg, the Netherlands, the United Kingdom, and France. In each country, three types of banking institutions were studied: merchant (Eurobank); "counter" (universal) bank; and telebank (bank operating…

  5. Netherlands

    International Nuclear Information System (INIS)

    This document provides information on the status of institutional and financial arrangements in the Netherlands for the long term management of HLW and SNF, It includes the following elements: A consistent set of requirements for the technical and legal infrastructure including: funding, liability, institutional control, records management, and research activities; An organizational structure with clearly defined responsibilities; and Provisions for participation by interested parties in decisions and outcomes

  6. Some evidence on the relevance of bank behaviour for the lending channel in the Netherlands

    NARCIS (Netherlands)

    van Ees, H.; Sterken, E.; Garretsen, Harry

    1999-01-01

    This paper studies the behaviour of Dutch banks. We test the adjustment of banks' balance sheets in times of monetary policy changes during the period 1957-1991. As a reaction to a policy change, banks basically have two alternatives to adjust their net money creation: (1) sell securities in public

  7. Ophiuroidea of the Lesser Antilles

    NARCIS (Netherlands)

    Parslow, Rosemary E.; Clark, Ailsa M.

    1963-01-01

    This paper deals mainly with a collection of ophiuroids from the Lesser Antilles sent to the British Museum (Natural History) by Dr. P. WAGENAAR HUMMELINCK in 1959. The identifications were made by ROSEMARY PARSLOW, but the discussion and figures of Amphiodia and Ophiocomella are by AILSA CLARK. The

  8. Seismological Insights into the Structure of the Lesser Antilles

    Science.gov (United States)

    Schlaphorst, D.; Kendall, J.; Bastow, I. D.; Baptie, B.

    2012-12-01

    Due to an overall eastwards drift of the Caribbean plate of around 2cm/year relative to the Atlantic plate, the type of the subduction along the eastern part of the Caribbean changes. Compared to the simple subduction of the Atlantic plate in the east, the northern plate boundary zone is far more complex, predominantly characterised by a left-lateral east-west strike-slip motion that includes an oblique convergence of the Bahamas carbonate banks and a pull apart basin in the Mona Passage, the sea gate between Hispaniola and Puerto Rico. The island of Hispaniola is decoupled from the Caribbean plate, which leads to a second subduction zone south of Hispaniola where the Caribbean plate subducts beneath the Hispaniola micro plate. Strictly speaking, the arc only extends to the east of the island of Puerto Rico but since most of the northern Caribbean plate boundary zone is directly linked to it the results become more directly comparable. Fed by the Orinoco River the southern part of the Lesser Antilles is a sediment-rich subduction zone, which becomes sediment-poor towards the north as the sediments get blocked by several banks, including the accretionary prism containing the island of Barbados. Here we investigate the crustal and mantle structure variation along the Antilles Arc using measurements of seismic anisotropy and receiver functions. We use data from three component broadband stations that are located from the southern end of the arc to Hispaniola in the north. Seismic anisotropy refers to directional variations in wave speeds and their polarisations. The observation of two independently propagating shear waves (splitting) is the least ambiguous indication of anisotropy. Such observations can be used to constrain mantle flow beneath subduction regions, offering insights into slab dynamics. We generally observed trench parallel orientations around the plate boundary. However, we see significant local deviations in the inferred flow pattern, for example, in

  9. Population Genetic Structure, Abundance, and Health Status of Two Dominant BenthicSpecies in the Saba Bank National Park, Caribbean Netherlands:

    NARCIS (Netherlands)

    de Bakker, D.M.; Meesters, E.H.W.G.; van Bleijswijk, Judith D. L.; Luttikhuizen, P.C.; Breeuwer, H.J.A.J.; Becking, L.E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attainedinternational conservation status due to the rich diversity of species that reside on the bank.In order to assess the role of Saba Bank as a potential reservoir of diversity for the surroundingreefs, we examined

  10. Population genetic structure, abundance and health status of two dominant benthic species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta

    NARCIS (Netherlands)

    Bakker, de D.M.; Meesters, H.W.G.; Bleijswijk, van J.D.L.; Luttikhuizen, P.; Breeuwer, J.A.J.; Becking, L.E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we exami

  11. The Netherlands

    Science.gov (United States)

    De Vries, Anthon K.

    1975-01-01

    Examines early childhood education in the Netherlands: its history, general conceptions of child upbringing and developmental psychology, organizational patterns, main research projects, and goals. (JH)

  12. Frogs of the genus Eleutherodactylus in the Lesser Antilles

    NARCIS (Netherlands)

    Schwartz, Albert

    1967-01-01

    The Lesser Antilles consist of those West Indian islands which extend from the Anegada Passage in the north to Grenada in the south.¹) These islands are nomenclatorially divided into two major groups: 1) The Leeward Islands, including Sombrero, Anguilla, St. Martin, St.-Barthélemy [= St. Barts], Sab

  13. Records of Syrphidae (Diptera) from the Lesser Antilles

    NARCIS (Netherlands)

    Doesburg, van P.H.

    1970-01-01

    Having terminated his term of office as a Director of the Suriname Museum at Paramaribo, Dr. D. C. GEIJSKES returned to Holland. Accompanied by Mrs. GEIJSKES he availed himself of the opportunity to make a collecting-trip to several islands of the Windward Group of the Lesser Antilles, situated in a

  14. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta

    Science.gov (United States)

    de Bakker, Didier M.; Meesters, Erik H. W. G.; van Bleijswijk, Judith D. L.; Luttikhuizen, Pieternella C.; Breeuwer, Hans J. A. J.; Becking, Leontine E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected from 34 colonies of M. cavernosa (nDNA ITS1-5.8S-ITS2; 892 bp) and 68 X. muta sponges (mtDNA I3-M11 partition of COI; 544 bp) on Saba Bank and around Saba Island, and compared with published data across the wider Caribbean. Our data indicate that there is genetic connectivity between populations on Saba Bank and the nearby Saba Island as well as multiple locations in the wider Caribbean, ranging in distance from 100s–1000s km. The genetic diversity of Saba Bank populations of M. cavernosa (π = 0.055) and X. muta (π = 0.0010) was comparable to those in other regions in the western Atlantic. Densities and health status were determined along 11 transects of 50 m2 along the south-eastern rim of Saba Bank. The densities of M. cavernosa (0.27 ind. m-2, 95% CI: 0.12–0.52) were average, while the densities of X. muta (0.09 ind. m-2, 95% CI: 0.02–0.32) were generally higher with respect to other Caribbean locations. No disease or bleaching was present in any of the specimens of the coral M. cavernosa, however, we did observe partial tissue loss (77.9% of samples) as well as overgrowth (48.1%), predominantly by cyanobacteria. In contrast, the majority of observed X. muta (83.5%) showed signs of presumed bleaching. The combined results of apparent gene flow among populations on Saba Bank and surrounding reefs, the high abundance and unique genetic diversity, indicate that Saba Bank could function as an important buffer for the region. Either as a natural source of larvae to

  15. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta.

    Directory of Open Access Journals (Sweden)

    Didier M de Bakker

    Full Text Available Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected from 34 colonies of M. cavernosa (nDNA ITS1-5.8S-ITS2; 892 bp and 68 X. muta sponges (mtDNA I3-M11 partition of COI; 544 bp on Saba Bank and around Saba Island, and compared with published data across the wider Caribbean. Our data indicate that there is genetic connectivity between populations on Saba Bank and the nearby Saba Island as well as multiple locations in the wider Caribbean, ranging in distance from 100s-1000s km. The genetic diversity of Saba Bank populations of M. cavernosa (π = 0.055 and X. muta (π = 0.0010 was comparable to those in other regions in the western Atlantic. Densities and health status were determined along 11 transects of 50 m2 along the south-eastern rim of Saba Bank. The densities of M. cavernosa (0.27 ind. m-2, 95% CI: 0.12-0.52 were average, while the densities of X. muta (0.09 ind. m-2, 95% CI: 0.02-0.32 were generally higher with respect to other Caribbean locations. No disease or bleaching was present in any of the specimens of the coral M. cavernosa, however, we did observe partial tissue loss (77.9% of samples as well as overgrowth (48.1%, predominantly by cyanobacteria. In contrast, the majority of observed X. muta (83.5% showed signs of presumed bleaching. The combined results of apparent gene flow among populations on Saba Bank and surrounding reefs, the high abundance and unique genetic diversity, indicate that Saba Bank could function as an important buffer for the region. Either as a natural source of larvae to

  16. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta.

    Science.gov (United States)

    de Bakker, Didier M; Meesters, Erik H W G; van Bleijswijk, Judith D L; Luttikhuizen, Pieternella C; Breeuwer, Hans J A J; Becking, Leontine E

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected from 34 colonies of M. cavernosa (nDNA ITS1-5.8S-ITS2; 892 bp) and 68 X. muta sponges (mtDNA I3-M11 partition of COI; 544 bp) on Saba Bank and around Saba Island, and compared with published data across the wider Caribbean. Our data indicate that there is genetic connectivity between populations on Saba Bank and the nearby Saba Island as well as multiple locations in the wider Caribbean, ranging in distance from 100s-1000s km. The genetic diversity of Saba Bank populations of M. cavernosa (π = 0.055) and X. muta (π = 0.0010) was comparable to those in other regions in the western Atlantic. Densities and health status were determined along 11 transects of 50 m2 along the south-eastern rim of Saba Bank. The densities of M. cavernosa (0.27 ind. m-2, 95% CI: 0.12-0.52) were average, while the densities of X. muta (0.09 ind. m-2, 95% CI: 0.02-0.32) were generally higher with respect to other Caribbean locations. No disease or bleaching was present in any of the specimens of the coral M. cavernosa, however, we did observe partial tissue loss (77.9% of samples) as well as overgrowth (48.1%), predominantly by cyanobacteria. In contrast, the majority of observed X. muta (83.5%) showed signs of presumed bleaching. The combined results of apparent gene flow among populations on Saba Bank and surrounding reefs, the high abundance and unique genetic diversity, indicate that Saba Bank could function as an important buffer for the region. Either as a natural source of larvae to replenish

  17. Land Change in the Greater Antilles between 2001 and 2010

    OpenAIRE

    Álvarez-Berríos, Nora L.; Daniel J. Redo; T. Mitchell Aide; Matthew L. Clark; Ricardo Grau

    2013-01-01

    Land change in the Greater Antilles differs markedly among countries because of varying socioeconomic histories and global influences. We assessed land change between 2001 and 2010 in municipalities (second administrative units) of Cuba, Dominican Republic, Haiti, Jamaica, and Puerto Rico. Our analysis used annual land-use/land-cover maps derived from MODIS satellite imagery to model linear change in woody vegetation, mixed-woody/plantations and agriculture/herbaceous vegetation. Using this a...

  18. Comments on systematics and zoogeography of bats in the Lesser Antilles

    NARCIS (Netherlands)

    Jones, J. Knox; Phillips, Carleton J.

    1970-01-01

    The Lesser Antilles, extending some 500 miles from Anguilla on the north to Grenada on the south, form an archipelago connecting the Greater Antilles with Trinidad and the South American mainland.¹) Bats comprise the major segment of the extant mammalian fauna of the Lesser Antillean islands and the

  19. The marine Algal Vegetation of St. Martin, St. Eustatius and Saba (Netherlands Antilles)

    NARCIS (Netherlands)

    Vroman, M.

    1968-01-01

    Along the coast of St. Martin, St. Eustatius and Saba the rocks above sea-level often show a number of differently coloured zones. This is clearly visible when the coast over a larger distance is formed by one type of rock, as for instance on Saba. In many places a light-coloured belt is seen above

  20. Genetic variation within Symbiodinium clade B from the coral genus Madracis in the Caribbean (Netherlands Antilles)

    NARCIS (Netherlands)

    Diekmann, O.E.; Olsen, J.L.; Stam, W.T.; Bak, R.P M

    2003-01-01

    The internal transcribed spacer (ITS) region was sequenced in symbiotic dinoflagellates (zooxanthellae) from five morphospecies in the genus Madracis. The phylogeny of the symbionts is congruent with a companion phylogeny of the coral host. Comparison with known clade B symbiont ITS types reveals th

  1. Subsea (0-40 m) terraces and benches, windward off Curaçao, Netherlands Antilles

    NARCIS (Netherlands)

    Focke, J.W.

    1978-01-01

    At the windward (NE) side of Curaçao at least two well-developed submarine terraces occur. A first, rocky, terrace, 100 to 150 m wide at depths of 5 m inshore to 12-15 m at the drop off, is densely covered with Sargassum. A second, sandy, terrace, approximately 50 to 100 m wide at depths of 32 to 40

  2. Ecology and ethology of Chromis cyanea (Poey), Pomacentridae, on the reefs of Curacao, Netherlands Antilles

    OpenAIRE

    de Boer, Barteld Alje

    1981-01-01

    Het is echter belangrijk om de habitat-preferentie van aparte soorten te kennen teneinde de opbouw van zo'n gemeenschap te kunnen begrijpen. Hiertoe werd een onderzoek gedaan naar de habitat-eisen van Chromis cyanea op de Curaqaose riffen. C. cyanea, behorend tot de Pomacentridaeis, een van de meest algemene vissen op deze riffen. ... Zie: Samenvatting

  3. Land Change in the Greater Antilles between 2001 and 2010

    Directory of Open Access Journals (Sweden)

    Nora L. Álvarez-Berríos

    2013-03-01

    Full Text Available Land change in the Greater Antilles differs markedly among countries because of varying socioeconomic histories and global influences. We assessed land change between 2001 and 2010 in municipalities (second administrative units of Cuba, Dominican Republic, Haiti, Jamaica, and Puerto Rico. Our analysis used annual land-use/land-cover maps derived from MODIS satellite imagery to model linear change in woody vegetation, mixed-woody/plantations and agriculture/herbaceous vegetation. Using this approach, we focused on municipalities with significant change (p ≤ 0.05. Between 2001 and 2010, the Greater Antilles gained 801 km2 of woody vegetation. This increase was mainly due to the return of woody vegetation in Cuba, and smaller increases in Puerto Rico and the Dominican Republic. Despite relatively similar environments, the factors associated with these changes varied greatly between countries. In Puerto Rico, Dominican Republic, and Jamaica, agriculture declined while mixed-woody vegetation increased, mostly in montane regions. In contrast, Cuba experienced an extensive decline in sugarcane plantations, which resulted in the spread of an invasive woody shrub species and the increase in woody vegetation in areas of high agricultural value. In Haiti, the growing population, fuelwood consumption, and increase in agriculture contributed to woody vegetation loss; however, woody vegetation loss was accompanied with a significant increase in the mixed woody and plantations class. Most regional analyses often treated the Greater Antilles as a homogeneous unit; our results suggest that historical and socio-economic differences among countries are crucial for understanding the variation in present day land change dynamics.

  4. Investment in sustainable electricity production by Dutch banks. A case study for the Fair Bank Guide

    International Nuclear Information System (INIS)

    This report contains the results of the second case study commissioned by the Fair Bank Guide on the financing practices of twelve investigated banks in the Netherlands. It has been examined which part of the investments in electricity generation by Dutch banks involves electricity generation from sustainable sources (sustainable electricity generation)

  5. Business use of Internet in the Netherlands

    OpenAIRE

    Vinig, Tsvi; Mevissen, Hein

    1997-01-01

    In this article we present results of a research we have done on the business use of Internet in The Netherlands during the period of January-October 1996. We have studied three industries: Banks & insurance, Tourism and Consultancy organizations. We have looked at the following three aspects: Internet presence, business use of Internet, and the process of setting up Internet activity. The Results of our research suggest that much of the Internet activity of companies setting up a Web site in...

  6. La crise sociale aux Antilles françaises

    Directory of Open Access Journals (Sweden)

    Justin Daniel

    2009-03-01

    Full Text Available La crise sociale qui a récemment secoué les Antilles françaises consacre le retour de la « question sociale » sur les scènes politiques insulaires. Elle s’est également traduite par un dessaisissement du personnel politique dont la parole est devenue inaudible, et une montée en puissance de la société civile. Loin d’avoir réglé les problèmes structurels, elle témoigne cependant d’une évolution significative des rapports entre l’outre-mer et l’Hexagone.The social crisis which recently shook the French West Indies legitimises the return of the “social question” on the insular political scenes. It also resulted in a withdrawal of the political personnel whose discourse became inaudible and in the emergence of civil society. Far from having resolved the structural problems, it reveals a significant change of the relationship between the overseas territories  and the Hexagon.

  7. Boron isotope ratios of surface waters in Guadeloupe, Lesser Antilles

    Energy Technology Data Exchange (ETDEWEB)

    Louvat, Pascale, E-mail: louvat@ipgp.fr [Geochimie et Cosmochimie, IPGP, Universite Paris Diderot, Sorbonne Paris Cite, UMR 7154 CNRS, 75005 Paris (France); Gaillardet, Jerome; Paris, Guillaume; Dessert, Celine [Geochimie et Cosmochimie, IPGP, Universite Paris Diderot, Sorbonne Paris Cite, UMR 7154 CNRS, 75005 Paris (France)

    2011-06-15

    Highlights: > Rivers outer of hydrothermal areas have d11B around 40 per mille and [B] of 10-31 {mu}g/L. > Thermal springs have d11B of 8-15 per mille and [B] between 250 and 1000 {mu}g/L. > With Na, SO{sub 4} and Cl, boron shows mixing of rain, low and high-T weathering inputs. > Guadeloupe rivers and thermal springs have d11B 20-40 per mille higher than the local rocks. > Solid-solution fractionation during weathering pathways may explain this gap of d11B. - Abstract: Large variations are reported in the B concentrations and isotopic ratios of river and thermal spring waters in Guadeloupe, Lesser Antilles. Rivers have {delta}{sup 11}B values around 40 per mille and B concentrations lower than 30 {mu}g/L, while thermal springs have {delta}{sup 11}B of 8-15 per mille and B concentrations of 250-1000 {mu}g/L. River samples strongly impacted by hydrothermal inputs have intermediate {delta}{sup 11}B and B contents. None of these surface water samples have {delta}{sup 11}B comparable to the local unweathered volcanic rocks (around 0 per mille), implying that a huge isotopic fractionation of 40 per mille takes place during rock weathering, which could be explained by preferential incorporation of {sup 10}B during secondary mineral formation and adsorption on clays, during rock weathering or in the soils. The soil-vegetation B cycle could also be a cause for such a fractionation. Atmospheric B with {delta}{sup 11}B of 45 per mille represents 25-95% of the river B content. The variety of the thermal spring chemical composition renders the understanding of B behavior in Guadeloupe hydrothermal system quite difficult. Complementary geochemical tracers would be helpful.

  8. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  9. Islamic Banking

    OpenAIRE

    BLÁHA, Jakub

    2014-01-01

    The aim of this bachelor thesis is to introduce the Islamic banking. Describing historical and religious background of Islam, the Islamic banking and Shari'ah law. Then presenting financing techniques used in the Islamic banking. Eventually describing and analysing the Islamic banking in Malaysia. Comparison between the Islamic banking and the conventional banking is given throughout the bachelor thesis.

  10. Euthanasia in The Netherlands.

    OpenAIRE

    Wal, G. van der; Dillmann, R. J.

    1994-01-01

    The practice of euthanasia in the Netherlands is often used as an argument in debates outside the Netherlands--hence a clear description of the Dutch situation is important. This article summarises recent data and discusses conceptual issues and relevant characteristics of the system of health care. Special emphasis is put on regulation, including relevant data on notification and prosecution. Besides the practice of euthanasia the Dutch are confronted with the gaps in reporting of cases to t...

  11. Astronomy in the Netherlands

    Science.gov (United States)

    Boland, Wilfried; Habing, Harm

    2013-01-01

    We describe the state of astronomical research in the Netherlands per early 2012. We add some notes on its history of this research and on the strategic choices for the future. Compared to the size of the country (16 million people) the Netherlands is maintaining a high profile in astronomical research over a period of more than one century. The professional research community consists of about 650 people. This includes research staff, postdocs, PhD students, technical staff working on instrumentation projects and people involved in the operations of ground-based telescopes and astronomical space missions. We do not take into account staff working for international organizations based in the Netherlands. Astronomical research in the Netherlands is carried out at four university institutes and two national research institutes that fall under the umbrella of the national funding agency NWO. The Netherlands is the host of two international organizations: ESTEC, the technology division of the European Space Agency (ESA), and the Joint Institute for VLBI in Europe (JIVE). The Netherlands are one of the founding members of the European Southern Observatory (ESO) and of ESA. This paper will address a number of significant multilateral collaborations.

  12. Retail Banking

    OpenAIRE

    Adam Szafarczyk

    2008-01-01

    The retail banking plays more and more important role in polish banking sector. There are several targets of this article. First of all is retail banking identification, both in Euroland and Poland. The next one – trends, especially household deposits and credits and last – retail banking in particular banks.

  13. The archaeology of New World slave societies: A comparative analysis with particular reference to St. Eustatius, Netherlands Antilles.

    OpenAIRE

    Gilmore, R. G.

    2005-01-01

    In this thesis, a synthetic analysis of historical and archaeological material from slave sites across the Americas is used to identify the cultural role of the slave holder in transforming African-American societies. Using a comparative approach, I have reviewed patterns associated with each European colonial power. It is generally believed that environmental conditions determined much in the way of slave architecture and foodways. However, I will show that ther are specific patterns in slav...

  14. 76 FR 54928 - Export Administration Regulations: Netherlands Antilles, Curaçao, Sint Maarten and Timor-Leste

    Science.gov (United States)

    2011-09-06

    ... Notices, the most recent being that of August 12, 2010, 75 FR 50681 (August 16, 2010) has continued the....S.C. app. 5; 22 U.S.C. 7201 et seq.; 22 U.S.C. 7210; E.O. 13026, 61 FR 58767, 3 CFR, 1996 Comp., p. 228; E.O. 13222, 66 FR 44025, 3 CFR, 2001 Comp., p. 783; Notice of August 12, 2011, 76 FR...

  15. Relationship between anthropogenic impacts and bleaching-associated tissue mortality of corals in Curaçao (Netherlands Antilles)

    NARCIS (Netherlands)

    Nagelkerken, I.

    2007-01-01

    Chronic anthropogenic impacts can have a negative effect on coral health and on coral energy budgets needed for regeneration of lesions. I therefore hypothesise that during massive bleaching events, the degree of corals showing bleaching-related tissue mortality is higher in areas subject to chronic

  16. Relationship between anthropogenic impacts and bleaching-associated tissue mortality of corals in Curaçao (Netherlands Antilles)

    OpenAIRE

    Nagelkerken, I.

    2007-01-01

    Chronic anthropogenic impacts can have a negative effect on coral health and on coral energy budgets needed for regeneration of lesions. I therefore hypothesise that during massive bleaching events, the degree of corals showing bleaching-related tissue mortality is higher in areas subject to chronic anthropogenic impacts than in relatively pristine areas. In the present study, the degree of bleaching and bleaching-related tissue mortality was estimated for eight abundant coral species in Cura...

  17. Internet Banking

    Directory of Open Access Journals (Sweden)

    Felician ALECU

    2006-01-01

    Full Text Available Internet Banking (known also as online banking allows performing transactions and payments over the internet through a bank's secure website. This can be very useful, especially for banking outside bank hours (which tend to be very short and banking from anywhere where internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal internet connection is suitable. No special software or hardware is usually needed.

  18. Kingdom of the Netherlands-Netherlands; Publication of Financial Sector Assessment Program Documentation: Detailed Assessment of Observance on IOSCO Principles and Objectives of Securities Regulation

    OpenAIRE

    International Monetary Fund

    2011-01-01

    The Netherlands Authority for Financial Markets (AFM) has developed a robust supervisory framework, which exhibits high levels of implementation of the International Organization of Securities Commissions Principles. The AFM’s efforts are complemented by The NetherlandsCentral bank's (DNB) program of prudential supervision, which is reasonable and credible. Gaps in the legal framework for issuers, and on management of collective investment schemes, in the case of the DNB, have imposed limit...

  19. The wind energy in Netherlands

    International Nuclear Information System (INIS)

    This study take stock on the wind energy situation in Netherlands in terms of installed capacity, in comparison with other developed countries. The study presents also this energy source costs in Netherlands and the financial incentives policy implemented by the Netherlands organizations. The research programs and the enterprises of the sector are then presented. (A.L.B.)

  20. Genetic Diversity in the Lesser Antilles and Its Implications for the Settlement of the Caribbean Basin

    OpenAIRE

    Benn Torres, Jada; Vilar, Miguel G.; Torres, Gabriel A.; Gaieski, Jill B.; Bharath Hernandez, Ricardo; Browne, Zoila E.; Stevenson, Marlon; Walters, Wendell; Schurr, Theodore G.; ,

    2015-01-01

    Historical discourses about the Caribbean often chronicle West African and European influence to the general neglect of indigenous people’s contributions to the contemporary region. Consequently, demographic histories of Caribbean people prior to and after European contact are not well understood. Although archeological evidence suggests that the Lesser Antilles were populated in a series of northward and eastern migratory waves, many questions remain regarding the relationship of the Caribbe...

  1. Netherlands status report

    International Nuclear Information System (INIS)

    Currently one nuclear power plant is in operation in the Netherlands (Borssele PWR 480 MW). It is owned by EPZ Joint Venture (2001), 50% shares owned by an electricity distributors and 50% owned by an electricity producer and located in the south- west part of the Netherlands. One nuclear power station (Dodewaard BWR) is in decommissioning phase. Existing training facilities are: ECN (Energie Centrum Nederland) Initial reactor physics; Borssele training centrum (initial employee training, rehearsal training for all employees); GFS/KSG Germany Simulator training. The regulation of the nuclear industry in the Netherlands is the responsibility of the Kernfische dienst (KFD part of the environment and health department of the government). The mandate of the KFD is to regulate the use of nuclear energy in the Netherlands in a manner that prevents unreasonable risk to health, safety, security and environment. Developments in the training area are found in the following areas; Simulator training; Implementation of competencies due to the new organization; Enhanced training on reducing human factors

  2. Out in the Netherlands

    NARCIS (Netherlands)

    Saskia Keuzenkamp; David Bos

    2007-01-01

    The Netherlands is generally regarded as a gay-friendly country. It was the first country in the world where partners of the same sex were allowed to marry. Any number of famous Dutch figures openly profess their homosexuality, including one of the ministers in the present  Dutch cabinet. And a

  3. The Netherlands: [national report

    NARCIS (Netherlands)

    W. Rodenhuis

    2009-01-01

    The article offers updates related to the activities of the Association of Music Libraries, Archives and Documentation (IAML) in 2009 the Netherlands. It notes that the Muziekcentrum Nederland (MCN) for professional music life was opened. It states that Dutch IAML's board has organized a marketing a

  4. Morocco and the Netherlands

    NARCIS (Netherlands)

    Fritschy, W.; Bos, P. (eds.)

    2006-01-01

    This book on aspects of society, economy and culture in Morocco and the Netherlands contains contributions of 28 Moroccan and Dutch authors on religion, family and marriage law, local government and PJD, Abdelkrim, Morocco and the EU, drug trafficking, migration, youth, Dutch-Moroccan writers, and a

  5. Media in the Netherlands.

    Science.gov (United States)

    Klaver, Franca

    This 2-part report summarizes Dutch policy on mass media and reviews the status of cable television in the Netherlands. The first part defines the underlying principles of a national policy on mass media in relation to the press, commercial and educational television broadcasting, radio, cable television, and media research. Parliamentary debate…

  6. About Banking.

    Science.gov (United States)

    Pieslak, Raymond F.

    The student manual for high school level special needs students was prepared to provide deaf students with the basic fundamentals of banking. Five units are presented covering the topics of banks and banking services, checking accounts, other services of banks, savings accounts, and other investments. Each lesson was carefully written for easy…

  7. Mousepox in The Netherlands.

    OpenAIRE

    Osterhaus, Ab; Teppema, J.S.; Wirahadiredja, R.M.S.; Steenis, Bert

    1981-01-01

    textabstractTwo independent outbreaks of ectromelia in mice occurred in The Netherlands. In both cases, the causative virus was isolated and identified as ectromelia virus on the basis of serology, demonstration of antigen by indirect immunofluorescence, negative contrast electron microscopy, morphology of lesions on chorioallantoic membranes of embryonated chicken eggs, and cytopathogenicity for mouse cells. Inoculation of the virus into the dermis of rabbits demonstrated a low virulence for...

  8. Monitor Sustainable Netherlands 2009

    International Nuclear Information System (INIS)

    The Monitor provides an image of the sustainability of the Dutch society. It shows which areas are successful and what the 'concerns for tomorrow' are from the point of view of sustainability. An analysis is conducted of how the Netherlands are doing in the fields of climate change, biodiversity, health, knowledge, graying and social cohesion. These and many other topics are discussed in this monitor by means of a number of sustainability indicators and detail analyses [mk

  9. Monitor Sustainable Netherlands 2011

    International Nuclear Information System (INIS)

    The Monitor provides an image of the sustainability of the Dutch society. It shows which areas are successful and what the 'concerns for tomorrow' are from the point of view of sustainability. An analysis is conducted of how the Netherlands are doing in the fields of climate change, biodiversity, health, knowledge, graying and social cohesion. These and many other topics are discussed in this monitor by means of a number of sustainability indicators and detail analyses [mk].

  10. Netherlands; Selected Issues

    OpenAIRE

    International Monetary Fund

    1997-01-01

    This Selected Issues paper examines Netherlands’ experience with macroeconomic and structural reforms. The reforms, which were introduced gradually and in a consultative manner, were comprehensive in their coverage. They included a credible monetary policy, based on a tight link to the deutsche mark; expenditure-based fiscal consolidation, which allowed reduction of the tax burden as well as the fiscal deficit; and measures to stimulate both the supply and the demand side of the labor marke...

  11. Mechatronics in the Netherlands

    OpenAIRE

    Amerongen, van, W.E.; Jongkind, Wim

    1996-01-01

    This article assesses the present situation of mechatronics in the Netherlands. After a short historical survey, it describes the postgraduate ¿mechatronic designer course¿, introduced in 1991. It deals with the principles of this course and how these principles have been implemented. Also, the activities of the Dutch government in cooperation with the industrial mechatronics community to enhance the awareness of mechatronics, especially directed toward small and medium-sized enterprises (SME...

  12. Shareholders’ Voting at General Meetings: Evidence from the Netherlands

    OpenAIRE

    de Jong, Abe; Mertens, Gerard; Roosenboom, Peter

    2004-01-01

    textabstractWe study annual general meetings of shareholders in the Netherlands. The Dutch corporate governance system is characterized by relatively concentrated shareholdings and large stakes owned by pension funds, banks and insurance companies. The legal protection of shareholders is poor due to takeover defenses, such as certificates, which deprive shareholders from their voting rights. An analysis of the minutes of 245 general meetings in the period 1998-2002 reveals that about 30% of t...

  13. The Netherlands: country profile.

    Science.gov (United States)

    1985-12-01

    This discussion of the Netherlands covers the country's cities and regions, population growth, households and families, housing, contruction, and spatial planning; ethnicity and religion; education; labor force and income; consumption; and transport and communications. As a small and mineral poor nation with a seafaring tradition, the Netherlands survives on foreign trade. In 1983, total export earnings amounted to nearly 62% of the entire national income. Over 72% of Dutch exports go to other member countries of the European Economic Community (EEC), but imports are more diversified, with 47% originating outside the EEC. Since 1848, the Netherlands has been a constitutional monarchy with a parliamentary form of government. As such, it is one of the most stable democracies in the world. The main administrative units are the 11 provinces, of which Noord-Holland and Zuid-Holland are the most populous and economically most important. Amsterdam remains the commercial center of the country, but its role as the principal port city has been taken over by Rotterdam. No community has more than 700,000 inhabitants, but the country as a whole is highly urbanized because of the large numbers of medium-sized cities. In 1983 the population of the Netherlands totaled 14.34 million, compared to 5.10 million at the turn of the century. In 1965, the total fertility rate was 3.0. The death rate has virtually stabilized at 8/1000. The Dutch life expectancy stands at 72.7 years for men and 79.4 for women (1983). Natural increase has already dropped to 0.4% a year. Apart from the slight impact of net immigration, the positive growth rate reflects the large proportion (53%) of the population in its reproductive years. Mean household sizes in the 11 provinces vary from 2.5 in Noord-Holland (in 1981) to nearly 3 in Overijssel and Noord-Brabant, whereas the proportion of 1 person households ranges from 16% in Drenthe and 17% in the somewhat traditionalist southern provinces of Limburg and

  14. Shadow banking

    OpenAIRE

    Pozsar, Zoltan; Adrian,Tobias; Ashcraft, Adam; Boesky, Hayley

    2010-01-01

    The rapid growth of the market-based financial system since the mid-1980s changed the nature of financial intermediation in the United States profoundly. Within the market-based financial system, "shadow banks" are particularly important institutions. Shadow banks are financial intermediaries that conduct maturity, credit, and liquidity transformation without access to central bank liquidity or public sector credit guarantees. Examples of shadow banks include finance companies, asset-backed c...

  15. Investment banks

    OpenAIRE

    Lejot, P

    2013-01-01

    Investment banking is a generic term for transactional activities involving financial intermediation conducted through open markets. It was long associated with a legal demarcation in the US and Japan that separated banks that made loans and took deposits from those that traded in securities, but now denotes risk-based activities in banks of any kind. This paper explains investment banking practices in terms of reputational capital, and contrasts the transactional skills and innovation found ...

  16. Heat flow in the Lesser Antilles island arc and adjacent back arc Grenada basin

    OpenAIRE

    Manga, Michael; Hornbach, Matthew J.; Friant, Anne Le; Ishizuka, Osamu; Stroncik, Nicole; Adachi, Tatsuya; Aljahdali, Mohammed; Boudon, Georges; Breitkreuz, Christoph; Fraass, Andrew; Fujinawa, Akihiko; Hatfield, Robert; Jutzeler, Martin; Kataoka, Kyoko; Lafuerza, Sara

    2012-01-01

    Using temperature gradients measured in 10 holes at 6 sites, we generate the first high fidelity heat flow measurements from Integrated Ocean Drilling Program drill holes across the northern and central Lesser Antilles arc and back arc Grenada basin. The implied heat flow, after correcting for bathymetry and sedimentation effects, ranges from about 0.1 W/m2 on the crest of the arc, midway between the volcanic islands of Montserrat and Guadeloupe, to 15 km from the crest in the back arc direct...

  17. Beetle species diversity in the Lesser Antilles islands: How many species are really there?

    OpenAIRE

    Peck, Stewart B.

    2009-01-01

    Recent extensive and intensive field work by the team of M. A. Ivie on the Lesser Antillean island of Montserrat suggests that a mean of 827 beetle species may be expected on that island. This datum makes possible the generation of hypotheses of the probable beetle species diversity on other islands of the Lesser Antilles as a function of the areas of the islands. Figures are given for the presently known, estimated total, and estimated number of unknown species for each principal island. Thi...

  18. Hygrophoraceae (Agaricales) of the Greater Antilles: Hygrocybe subgenus Pseudohygrocybe sections Coccineae and Neohygrocybe.

    Science.gov (United States)

    Cantrell, Sharon A; Lodge, D Jean

    2004-11-01

    A key to 17 species in the genus Hygrocybe, subgenus Pseudohygrocybe, sections Coccineae and Neohygrocybe sensu Boertmann is provided for the Greater Antilles. Five new species and five taxa that are new reports for the region are described. The new species in section Coccineae are H. pseudoadonis, H. viridiphylla, and H. zonata. The new species in section Neohygrocybe are H. albomarginata and H. ovinoides. The new reports are H. caespitosa, H. coccinea, H. cf. miniata, H. papillata, and H. subovina. Three new combinations are proposed: Hygrocybe mycenoides, H. papillata and H. subovina. PMID:15587063

  19. Banking Bank Charge Debates Continue

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ The saying, "There's no such thing as a free lunch" is one that can be applied to the charges increasingly being imposed on savers by Chinese banks.Ranging from managementfees for small deposit accounts to charges for withdrawals of large amounts of cash, from ATM cross-bank withdrawal charges to annual fees for bank payment cards, charges by banks are becoming a unstoppable trend. But it is not a trend the general public is so keen to accept.

  20. Netherlands Interuniversity Reactor Institut

    International Nuclear Information System (INIS)

    This is the annual report of the Interuniversity Reactor Institute in the Netherlands for the Academic Year 1977-78. Activities of the general committee, the daily committee and the scientific advice board are presented. Detailed reports of the scientific studies performed are given under five subjects - radiation physics, reactor physics, radiation chemistry, radiochemistry and radiation hygiene and dosimetry. Summarised reports of the various industrial groups are also presented. Training and education, publications and reports, courses, visits and cooperation with other institutes in the area of scientific research are mentioned. (C.F.)

  1. Is shadow banking really banking?

    OpenAIRE

    Bryan J. Noeth; Rajdeep Sengupta

    2011-01-01

    To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector—showing that they are similar in many ways.

  2. Biomass gasification in the Netherlands

    Energy Technology Data Exchange (ETDEWEB)

    Van der Drift, A. [ECN Biomass and Energy Efficiency, Petten (Netherlands)

    2013-07-15

    This reports summarizes the activities, industries, and plants on biomass gasification in the Netherlands. Most of the initiatives somehow relate to waste streams, rather than clean biomass, which may seem logic for a densely populated country as the Netherlands. Furthermore, there is an increasing interest for the production of SNG (Substitute Natural Gas) from biomass, both from governments and industry.

  3. Sero-epidemiological survey on bovine tick-borne diseases in the Lesser Antilles

    International Nuclear Information System (INIS)

    As part of a tick-borne disease control programme in the Lesser Antilles, studies were undertaken to determine the prevalence of cowdriosis, babesiosis and anaplasmosis in an effort to determine what the impact of tick eradication would be. The epidemiological situation for bovine babesiosis and anaplasmosis is unstable in all the islands of the Lesser Antilles, but the clinical cases are only recorded in imported breeds, which represent less than 5% of the cattle population. The native cattle population react as if naturally resistant. When the A. variegatum tick eradication campaign begins, it will be necessary, by the end of the acaricide treatment regime, to immunize all the imported cattle born during that period, and possibly all of the seronegative imported cattle already on the islands. Both Antigua and Guadeloupe have a long history of infestation with the tick and both have experienced clinical cases of cowdriosis. On the other islands, less than 6% of the sera were positive and this correlates well also with an apparent absence of clinical cases of cowdriosis. (author)

  4. Significant technical advances in broadband seismic stations in the Lesser Antilles

    Science.gov (United States)

    Anglade, A.; Lemarchand, A.; Saurel, J.-M.; Clouard, V.; Bouin, M.-P.; De Chabalier, J.-B.; Tait, S.; Brunet, C.; Nercessian, A.; Beauducel, F.; Robertson, R.; Lynch, L.; Higgins, M.; Latchman, J.

    2015-04-01

    In the last few years, French West Indies observatories from the Institut de Physique du Globe de Paris (IPGP), in collaboration with The UWI Seismic Research Centre (SRC, University of West Indies), have modernized the Lesser Antilles Arc seismic and deformation monitoring network. 15 new, permanent stations have been installed that strengthen and expand its detection capabilities. The global network of the IPGP-SRC consortium is now composed of 20 modernized stations, all equipped with broadband seismometers, strong motion sensors, Global Positioning System (GPS) sensors and satellite communication for real-time data transfer. To enhance the sensitivity and reduce ambient noise, special efforts were made to improve the design of the seismic vault and the original Stuttgart shielding of the broadband seismometers (240 and 120s corner period). Tests were conducted for several months, involving different types of countermeasures, to achieve the highest performance level of the seismometers. GPS data, realtime and validated seismic data (only broadband) are now available from the IPGP data centre (http://centrededonnees.ipgp.fr/index.php?&lang=EN). This upgraded network feeds the Caribbean Tsunami Warning System supported by UNESCO and establishes a monitoring tool that produces high quality data for studying subduction and volcanic processes in the Lesser Antilles arc.

  5. Banks Sparkle

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    There is no doubt that China’s banking system is a calm port in the global financial storm. Moreover, a great regulatory firewall and an easing monetary environment have enabled Chinese banks to increase lending and help shrug off the economic downturn. Yi Xianrong, a researcher at the Institute of Finance and Banking under the Chinese Academy of Social Sciences, discussed this topic in a recent article in the Shanghai Securities Journal. Edited excerpts follow:

  6. Shadow banking

    OpenAIRE

    Rahm, Jiří

    2013-01-01

    In my bachelor paper I focus on the issue of shadow banking. The paper is theoretically oriented. Its main goal is to provide overview on the shadow banking system. The text is divided into four parts. The first part includes the definition of shadow banking and the description of its characteristics. The credit intermediation in shadow banking and the process of securitization is explained in the second part. The third part is aimed at mapping of situation in the area of implementation of re...

  7. ONLINE BANKING IN THE ROMANIAN BANKING SYSTEM

    OpenAIRE

    IMOLA DRIGĂ

    2014-01-01

    In the world of banking, the development of IT has a huge effect on development of more flexible payments methods and more user-friendly banking services. Recently, modern electronic banking services, internet and mobile banking, have rejuvenated banking transactions. Electronic banking over the Internet is one of the newest e-banking services with several benefits both for banks and for customers. The paper aims to provide an overview of online banking services highlighting various aspect...

  8. Road fatalities in The Netherlands.

    OpenAIRE

    2011-01-01

    This fact sheet outlines the development of the number of road fatalities in the Netherlands since 1950. After a rise in the 1950s and 1960s, the number of road deaths in the Netherlands has shown a gradual decline since 1973. As was the case in 2013, the Netherlands counted 570 road fatalities in 2014. Nearly a third of the fatalities are car occupants (187), another near third are cyclists (185). Measured by the population size, relatively many fatalities occur among young people and young ...

  9. Downstream changes of meandering styles in the lower reaches of the River Vecht, the Netherlands

    NARCIS (Netherlands)

    Wolfert, H.P.; Maas, G.J.

    2007-01-01

    The morphodynamics of the lower River Vecht, the Netherlands, and the influence of geomorphological setting and bank composition on meandermigration were studied by means of reconstructing the pre-channelization landform configuration on a scale of 1 : 25,000, using historical mapsfrom 1720, 1850 an

  10. A Proposed Community Network For Monitoring Volcanic Emissions In Saint Lucia, Lesser Antilles

    Science.gov (United States)

    Joseph, E. P.; Beckles, D. M.; Robertson, R. E.; Latchman, J. L.; Edwards, S.

    2013-12-01

    Systematic geochemical monitoring of volcanic systems in the English-speaking islands of the Lesser Antilles was initiated by the UWI Seismic Research Centre (SRC) in 2000, as part of its volcanic surveillance programme for the English-speaking islands of the Lesser Antilles. This programme provided the first time-series observations used for the purpose of volcano monitoring in Dominica and Saint Lucia, permitted the characterization of the geothermal fluids associated with them, and established baseline studies for understanding of the hydrothermal systems during periods of quiescence (Joseph et al., 2011; Joseph et al., 2013). As part of efforts to improve and expand the capacity of SRC to provide volcanic surveillance through its geothermal monitoring programme, it is necessary to develop economically sustainable options for the monitoring of volcanic emissions/pollutants. Towards this effort we intend to work in collaboration with local authorities in Saint Lucia, to develop a monitoring network for quantifying the background exposure levels of ambient concentrations of volcanic pollutants, SO2 in air and As in waters (as health significant marker elements in the geothermal emissions) that would serve as a model for the emissions monitoring network for other volcanic islands. This programme would facilitate the building of local capacity and training to monitor the hazardous exposure, through the application and transfer of a regionally available low-cost and low-technology SO2 measurement/detection system in Saint Lucia. Existing monitoring technologies to inform evidence based health practices are too costly for small island Caribbean states, and no government policies or health services measures currently exist to address/mitigate these influences. Gases, aerosols and toxic elements from eruptive and non-eruptive volcanic activity are known to adversely affect human health and the environment (Baxter, 2000; Zhang et al., 2008). Investigations into the

  11. BANK GUARANTEES

    Directory of Open Access Journals (Sweden)

    VASILE NEMES

    2012-05-01

    Full Text Available The present study propose the analyse of the irrevocable commitment of a bank entity towards a determined person, through which guarantees a certain legal conduct of its client, and, in case of breach, assumes the payment obligation of a determined amount of money. This kind of legal technique it is called bank guarantee and in the usual business language it is called “Letter of Bank Guarantee”. The determined reason to choose this scientific initiative it is the frequency of this kind of financial - banking commitments with various practical issues which are occurred by the use of those. From the legal point of view, the bank guarantees are not under an own legal regulation and are based on the common law, used in the guarantees domain. Through the new aspects of the actual Civil Code it are the legal regulation of the letter of bank guarantee and of the comfort letter, which shall constitute the main regulation in the negotiation and conclusion of a letter of bank guarantee or a bank comfort letter. For the legal reports with foreign elements, the parties can also use the Uniform Rules regarding the Guarantees at Request (URGR Publish no.758/2010.

  12. Imaging the structure of the Northern Lesser Antilles (Guadeloupe - Virgin Island) to assess the tectonic and thermo-mechanical behavior of an arcuate subduction zone that undergoes increasing convergence obliquity

    Science.gov (United States)

    Laurencin, M.; Marcaillou, B.; Klingelhoefer, F.; Jean-Frederic, L.; Graindorge, D.; Bouquerel, H.; Conin, M.; Crozon, J.; De Min, L.; De Voogd, B.; Evain, M.; Heuret, A.; Laigle, M.; Lallemand, S.; Lucazeau, F.; Pichot, T.; Prunier, C.; Rolandone, F.; Rousset, D.; Vitard, C.

    2015-12-01

    Paradoxically, the Northern Lesser Antilles is the less-investigated and the most tectonically and seismically complex segment of the Lesser Antilles subduction zone: - The convergence obliquity between the North American and Caribbean plates increases northward from Guadeloupe to Virgin Islands raising questions about the fore-arc tectonic partitioning. - The margin has undergone the subduction of the rough sediment-starved Atlantic Ocean floor spiked with ridges as well as banks docking, but the resulting tectonic deformation remains hypothetical in the absence of a complete bathymetry and of any seismic line. - Recent geodetic data and low historical seismic activity suggest a low interplate coupling between Saint-Martin and Anegada, but the sparse onshore seismometers located far from source zone cast doubt on this seismic gap. To shed new light on these questions, the ANTITHESIS project, 5 Marine Geophysical legs totaling 72 days, aims at recording a complete bathymetric map, deep and shallow seismic reflexion lines, wide-angle seismic data, heat-flow measurements and the seismic activity with a web of sea-bottom seismometers. Our preliminary results suggest that: - A frontal sliver of accretionary prism is stretched and expulsed northward by 50km along the left-lateral Bunce fault that limits the prism from the margin basement as far southward as 18.5°N. So far, this structure is the only interpreted sign of tectonic partitioning in the fore-arc. - The Anegada Passage extends eastward to the accretionary prism through strike-slip faults and pull-apart basins that possibly form a lef-lateral poorly-active system inherited from a past tectonic phase, consistently with geodetic and seismologic data. - The anomalously cold interplate contact, consistent with a low interseismic coupling, is possibly due to fluid circulation within the shallow crustal aquifer or a depressed thermal structure of the oceanic crust related to the slow-spreading at the medio

  13. ONLINE BANKING IN THE ROMANIAN BANKING SYSTEM

    Directory of Open Access Journals (Sweden)

    IMOLA DRIGĂ

    2014-12-01

    Full Text Available In the world of banking, the development of IT has a huge effect on development of more flexible payments methods and more user-friendly banking services. Recently, modern electronic banking services, internet and mobile banking, have rejuvenated banking transactions. Electronic banking over the Internet is one of the newest e-banking services with several benefits both for banks and for customers. The paper aims to provide an overview of online banking services highlighting various aspects globally as well as in the Romanian banking system. Even if there already are several studies on web banking, this topic still remains a resourceful area for academic research in the next decade.

  14. The historic reality of the cyclonic variability in French Antilles, 1635–2007

    Directory of Open Access Journals (Sweden)

    E. Garnier

    2015-04-01

    Full Text Available Facing climate change and increasing costs of natural disasters, the exposure evolution analysis requires having a long-term knowledge of the impacts of extreme events. By associating historical and modeling approaches, we aim to build a long term chronology of natural disaster severity and damages. To highlight this new methodology, the overseas departments of French Antilles have been chosen. These territories are strongly exposed to natural disasters, particularly hurricanes. The search with historical archives made it possible to reconstruct, for the first time, the chronology and severity of hurricanes since the 17th century. During the 20th century, a significative increase in the number of cyclones has occurred after the 1950s. The analysis of a longer historical period (since the 1630s allows us to temperate this idea by showing intensive cyclonic period in the past centuries.

  15. Status and conservation of parrots and parakeets in the Greater Antilles, Bahama Islands, and Cayman Islands

    Science.gov (United States)

    Wiley, J.W.

    1991-01-01

    In the 1490s a minimum of 28 species of psittacines occurred in the West Indies. Today, only 43% (12) of the species survive. All macaws and most parakeet species have been lost. Although the surviving parrot fauna of the Greater Antilles, Cayman Islands, and Bahama Islands has fared somewhat better than that of the Lesser Antilles, every species has undergone extensive reductions of populations and all but two have undergone extensive reductions in range, mostly as a result of habitat loss, but also from persecution as agricultural pests, conflicts with exotic species, harvesting for pets, and natural disasters. The Cayman Brac Parrot Amazona leucocephala hesterna with its tiny population (less than 150 individuals in the wild) and range, and the Puerto Rican Parrot A. vittata, with about 22-23 birds in the wild and 56 individuals in captivity, must be considered on the verge of extinction and in need of (in the latter's case, continuing) aggressive programmes of research and management. Other populations declining in numbers and range include the Yellow-billed Amazona collaria, and Black-billed A. agilis Parrots of Jamaica, Hispaniolan Parakeet Aratinga chloroptera, Hispaniolan Parrot Amazona ventralis, Cuban Parrot A. leucocephala leucocephala and, most seriously, Cuban Parakeet Aratinga euops. The population of the Grand Cayman Parrot (Amazona leucocephala caymanensis), although numbering only about 1,000 birds, appears stable and the current conservation programme gives hope for the survival of the race. An active conservation and public education programme has begun for the Bahama Parrot A. l. bahamensis, which still occurs in good numbers on Great Inagua Island, but is threatened on Abaco Island. Recommendations for conservation of parrots and parakeets in the region include (1) instituting long-term programmes of research to determine distribution, status, and ecology of each species; (2) developing conservation programmes through education and management

  16. A Practical Toolkit for Banks. Towards an Effective Climate Policy

    International Nuclear Information System (INIS)

    Climate change affects us all. Citizens, companies, governments and other organisations must all work to find solutions for this problem. Banks and financial institutions share this responsibility, as their loans and investments can have a strong influence on the development of polluting and clean industries, on climate friendly products and on other possibilities to reduce climate change. The good news is that more and more banks are acknowledging their responsibility. Several banks in the Netherlands and elsewhere have been trying to reduce their contribution to climate change in the past few years. Milieudefensie (Friends of the Earth Netherlands) urges Dutch banks to learn from these experiences and to take rapid and profound action in all the fields described in this climate policy toolkit. It is possible to sufficiently slow down climate change, but only if all concerned parties act fast

  17. Gender differences in health and health care utilisation in various ethnic groups in the Netherlands: a cross-sectional study

    Directory of Open Access Journals (Sweden)

    Devillé Walter L

    2009-04-01

    Full Text Available Abstract Background To determine gender differences in health and health care utilisation within and between various ethnic groups in the Netherlands. Methods Data from the second Dutch National Survey of General Practice (2000–2002 were used. A total of 7,789 persons from the indigenous population and 1,512 persons from the four largest migrant groups in the Netherlands – Morocco, Netherlands Antilles, Turkey and Surinam – aged 18 years and older were interviewed. Self-reported health outcomes studied were general health status and the presence of acute (past 14 days and chronic conditions (past 12 months. And self-reported utilisation of the following health care services was analysed: having contacted a general practitioner (past 2 months, a medical specialist, physiotherapist or ambulatory mental health service (past 12 months, hospitalisation (past 12 months and use of medication (past 14 days. Gender differences in these outcomes were examined within and between the ethnic groups, using logistic regression analyses. Results In general, women showed poorer health than men; the largest differences were found for the Turkish respondents, followed by Moroccans, and Surinamese. Furthermore, women from Morocco and the Netherlands Antilles more often contacted a general practitioner than men from these countries. Women from Turkey were more hospitalised than Turkish men. Women from Morocco more often contacted ambulatory mental health care than men from this country, and women with an indigenous background more often used over the counter medication than men with an indigenous background. Conclusion In general the self-reported health of women is worse compared to that of men, although the size of the gender differences may vary according to the particular health outcome and among the ethnic groups. This information might be helpful to develop policy to improve the health status of specific groups according to gender and ethnicity. In

  18. BANK GUARANTEES

    OpenAIRE

    VASILE NEMES

    2012-01-01

    The present study propose the analyse of the irrevocable commitment of a bank entity towards a determined person, through which guarantees a certain legal conduct of its client, and, in case of breach, assumes the payment obligation of a determined amount of money. This kind of legal technique it is called bank guarantee and in the usual business language it is called “Letter of Bank Guarantee”. The determined reason to choose this scientific initiative it is the frequency of this kind of fin...

  19. ADS National Programmes: Netherlands

    International Nuclear Information System (INIS)

    The ADS related activities within the Netherlands are concentrated at NRG. From 2000 to 2006, NRG supported SCK•CEN in their development of MYRRHA. The support was mainly devoted to Computational Fluid Dynamics (CFD) simulations for the windowless target option. This collaboration was prolonged within the framework of the EU FP6 EUROTRANS project. Eventually this lead to a solution strategy for the hydraulic (without heat transfer) evaluation of a windowless target with one free surface using an Eulerian-Eulerian modeling approach. As a second free surface was added to the target design later, this approach would need to be revisited. The developed approach was applied to an assess the feasibility of a three feeder windowless target design. This preliminary assessment confirmed that there were no serious show stoppers for a three feeder design. Another study undertaken using related to the windowless target was a preliminary assessment of the risk of lead-bismuth splashing in case of a sudden heat deposition by the beam, e.g. at beam startup or beam interuptions. Within the framework of the EU FP7 CDT project, a window target is currently being assessed thermalhydraulicly in collaboration with SCK•CEN. Within the EU FP5 ASCHLIM project, the state of the art with regard to turbulence modelling for CFD approaches was determined. It was concluded that accurate simulation of heat transport in HLM was not feasible, especially in natural or mixed convection regimes. Within the EU FP7 THINS project this issue is currently being treated. NRG assists the commercial CFD code vendor CD adapco in implementing and testing a promising, academically tested, algebraic heat flux model

  20. Crustal structure of Guadeloupe Islands and the Lesser Antilles Arc from a new gravity and magnetic synthesis

    OpenAIRE

    Gailler, Lydie; Bouchot, Vincent; Martelet, Guillaume; Thinon, Isabelle; Lebrun, Jean-Frédéric; Münch, Philippe

    2012-01-01

    Guadeloupe Island (West French Indies) is one of the twenty islands that compose the Lesser Antilles Arc, which results from the subduction of the Atlantic Ocean plate beneath the Caribbean one. The island lies in a complex volcano-tectonic system and the need to understand its geological context has led to numerous on- and offshore geophysical investigations. This work presents the compilation and processing of available, on-land, airborne and marine, gravity and magnetic data acquired durin...

  1. Gall's visit to The Netherlands.

    Science.gov (United States)

    Eling, Paul; Draaisma, Douwe; Conradi, Matthijs

    2011-04-01

    In March 1805, Franz Joseph Gall left Vienna to start what has become known as his cranioscopic tour. He traveled through Germany, Denmark, and The Netherlands. In this article, we will describe his visit to The Netherlands in greater detail, as it has not yet received due attention. Gall was eager to go to Amsterdam because he was interested in the large collection of skulls of Petrus Camper. Gall presented a series of lectures, reports of which can be found in a local newspaper and in a few books, published at that time. We will summarize this material. We will first outline developments in the area of physiognomy, in particular in The Netherlands, and what the Dutch knew about Gall's doctrine prior to his arrival. We will then present a reconstruction of the contents of the lectures. Finally, we will discuss the reception of his ideas in the scientific community. PMID:21480037

  2. Netherlands looses leading role for solar electricity

    International Nuclear Information System (INIS)

    An overview is given of the market for solar energy in the Netherlands. Budgets for research and development and marketing of solar energy in the Netherlands are declining, while budgets in other countries increase

  3. Wind energy in the Netherlands

    International Nuclear Information System (INIS)

    Wind energy is a 'winning reality' in the Netherlands. This is apparent from the results by researchers, industry and the market. During recent years the market has acquired confidence in wind energy. At the start of 1987 there was about 15 MW of installed wind power in the Netherlands. Halfway through 1990 this has almost quadrupled, with 45 MW in operation and 35 MW under construction. The power companies have specific capital expenditure plans for further growth to approximately 400 MW by 1995. This investment scheme will consist of existing turbines (< 600 kW). (Author)

  4. ADS activities in the Netherlands

    International Nuclear Information System (INIS)

    The problem of long-lived nuclear waste was under consideration in the Netherlands during a number of years. Within this framework different reactor concepts have been considered. One of the most promising concepts appears to be the Accelerator Driven System (ADS) or Fast Energy Amplifier (FEA), as it has been proposed by C. Rubbia of CERN. To unite the effort on accelerator driven reactor concepts in the Netherlands, KEMA, NIKHEF, ECN, KVI, and IRI have joined their forces in a co-operative program since 1996. Cupertino covers the technical fields of nuclear data, reactor physics, and innovative fuels. (author)

  5. Halogen content in Lesser Antilles arc volcanic rocks : exploring subduction recycling

    Science.gov (United States)

    Thierry, Pauline; Villemant, Benoit; Caron, Benoit

    2016-04-01

    Halogens (F, Cl, Br and I) are strongly reactive volatile elements which can be used as tracers of igneous processes, through mantle melting, magma differentiation and degassing or crustal material recycling into mantle at subduction zones. Cl, Br and I are higly incompatible during partial melting or fractional cristallization and strongly depleted in melts by H2O degassing, which means that no Cl-Br-I fractionation is expected through magmatic differenciation [current thesis]. Thus, Cl/Br/I ratios in lavas reflect the halogen content of their mantle sources. Whereas these ratios seemed quite constant (e.g. Cl/Br =300 as seawater), recent works suggest significant variations in arc volcanism [1,2]. In this work we provide high-precision halogen measurements in volcanic rocks from the recent activity of the Lesser Antilles arc (Montserrat, Martinique, Guadeloupe, Dominique). Halogen contents of powdered samples were determined through extraction in solution by pyrohydrolysis and analysed by Ion Chromatography for F and Cl and high performance ICP-MS (Agilent 8800 Tripe Quad) for Cl, Br and I [3,4]. We show that lavas - and mantle sources - display significant vraiations in Cl/Br/I ratios along the Lesser Antilles arc. These variations are compared with Pb, Nd and Sr isotopes and fluid-mobile elements (Ba, U, Sr, Pb etc.) compositions which vary along the arc from a nothern ordinary arc compositions to a southern 'crustal-like' composition [5,6]. These characteristics are attributed to subducted sediments recycling into the mantle wedge, whose contribution vary along the arc from north to south [7,8]. The proportion of added sediments is also related to the distance to the trench as sediment melting and slab dehydration may occur depending on the slab depth [9]. Further Cl-Br-I in situ measurements by LA-ICP-MS in Lesser Antilles arc lavas melt inclusions will be performed, in order to provide better constraints on the deep halogen recycling cycle from crust to

  6. Active faulting induced by the slip partitioning in the Lesser Antilles arc

    Science.gov (United States)

    Leclerc, Frédérique; Feuillet, Nathalie

    2010-05-01

    AGUADOMAR marine cruise data acquired 11 years ago allowed us to identified and map two main sets of active faults within the Lesser Antilles arc (Feuillet et al., 2002; 2004). The faults belonging to the first set, such as Morne-Piton in Guadeloupe, bound up to 100km-long and 50km-wide arc-perpendicular graben or half graben that disrupt the fore-arc reef platforms. The faults of the second set form right-stepping en echelon arrays, accommodating left-lateral slip along the inner, volcanic islands. The two fault systems form a sinistral horsetail east of the tip of the left-lateral Puerto Rico fault zone that takes up the trench-parallel component of convergence between the North-American and Caribbean plates west of the Anegada passage. In other words, they together accommodate large-scale slip partitioning along the northeastern arc, consistent with recent GPS measurements (Lopez et al., 2006). These intraplate faults are responsible for a part of the shallow seismicity in the arc and have produce damaging historical earthquakes. Two magnitude 6.3 events occurred in the last 25 years along the inner en echelon faults, the last one on November 21 2004 in Les Saintes in the Guadeloupe archipelago. To better constrain the seismic hazard related to the inner arc faults and image the ruptures and effects on the seafloor of Les Saintes 2004 earthquake, we acquired new marine data between 23 February and 25 March 2009 aboard the French R/V le Suroît during the GWADASEIS cruise. We present here the data (high-resolution 72 channel and very high-resolution chirp 3.5 khz seismic reflection profiles, EM300 multibeam bathymetry, Küllenberg coring and SAR imagery) and the first results. We identified, mapped and characterized in detail several normal to oblique fault systems between Martinique and Saba. They offset the seafloor by several hundred meters and crosscut all active volcanoes, among them Nevis Peak, Soufriere Hills, Soufriere de Guadeloupe and Montagne Pel

  7. Long-distance multistep sediment transfer at convergent plate margins (Barbados, Lesser Antilles)

    Science.gov (United States)

    Limonta, Mara; Garzanti, Eduardo; Resentini, Alberto; Andò, Sergio; Boni, Maria; Bechstädt, Thilo

    2015-04-01

    We present a regional provenance study of the compositional variability and long distance multicyclic transport of terrigenous sediments along the convergent and transform plate boundaries of Central America, from the northern termination of the Andes to the Lesser Antilles arc-trench system. We focus on high-resolution bulk-petrography and heavy-mineral analyses of modern beach and fluvial sediments and Cenozoic sandstones of Barbados island, one of the places in the world where an active accretionary prism is subaerially exposed (Speed et al., 2012). The main source of siliciclastic sediment in the Barbados accretionary prism is off-scraped quartzose to feldspatho-litho-quartzose metasedimentaclastic turbidites, ultimately supplied from South America chiefly via the Orinoco fluvio-deltaic system. Modern sand on Barbados island is either quartzose with depleted heavy-mineral suites recycled from Cenozoic turbidites and including epidote, zircon, tourmaline, andalusite, garnet, staurolite and chloritoid, or calcareous and derived from Pleistocene coral reefs. The ubiquitous occurrence of clinopyroxene and hypersthene, associated with green-brown kaersutitic hornblende in the north or olivine in the south, points to reworking of ash-fall tephra erupted from andesitic (St. Lucia) and basaltic (St. Vincent) volcanic centers in the Lesser Antilles arc transported by the prevailing anti-trade winds in the upper troposphere. Modern sediments on Barbados island and those shed by other accretionary prisms such as the Indo- Burman Ranges and Andaman-Nicobar Ridge (Garzanti et al., 2013) define the distinctive mineralogical signature of Subduction Complex Provenance, which is invariably composite. Detritus recycled dominantly from accreted turbidites and oceanic mudrocks is mixed in various proportions with detritus from the adjacent volcanic arc or carbonate reefs widely developed at tropical latitudes. Ophiolitic detritus may be locally prominent. Quantitative provenance

  8. How wide is the seismogenic zone of the Lesser Antilles forearc?

    Science.gov (United States)

    Gutscher, M.; Westbrook, G. K.; Marcaillou, B.; Graindorge, D.; Gailler, A.; Pichot, T.; Maury, R.

    2009-12-01

    The Lesser Antilles subduction zone has produced no recent strong thrust earthquakes, making it difficult to quantify the seismic hazard from such events. Numerical models of forearc thermal structure were constructed along six transects perpendicular to the arc in order to determine the thermally predicted width of the seismogenic zone. The geometry of each section is constrained by published seismic profiles and by earthquake hypocenters at depth. The dip of the deep slab ranges from 53° in the north to 45° in the south. The age of the subducting oceanic lithosphere is 80 Ma and the subduction velocity 2 cm/yr. The temperature beneath the volcanic arc (1100-1200°C) as well as observed surface heat flow provide some constraints on the modeled thermal structure. Modeling results indicate a systematic southward increase in the width of the seismogenic zone, more than doubling in width from north to south and corresponding to a dramatic southward increase in forearc width (trench - arc distance). The minimum width (as defined by the 150°C and 350°C isotherms) increases from about 80 km north of 16°N to 230 km at 13°N, respectively. The maximum width (as defined by the 100°C and 450°C isotherms) ranges from 150-160 km in the north to up to 320 km in the south. There is good agreement between the thermally predicted seismogenic limits and the sparse distribution of recorded thrust earthquakes, which are observed only in the northern portion of the arc. Possible scenarios for mega-thrust earthquakes are discussed. Depending on the segment length (along-strike) of the rupture plane, an event of magnitude 8-9 cannot be excluded. (left) seismicity map of the Lesser Antilles with focal mechanisms of shallow dipping thrust type earthquakes shown and the possible rupture zones of the 1839 and 1844 earthquakes (intensities X) the position of the cross section at right is indicated; (right) modeled thermal structure for a transect through Guadeloupe, with earthquake

  9. New Perspective of Tsunami Deposit Investigations: Insight from the 1755 Lisbon Tsunami in Martinique, Lesser Antilles.

    Science.gov (United States)

    Roger, J.; Clouard, V.; Moizan, E.

    2014-12-01

    The recent devastating tsunamis having occurred during the last decades have highlighted the essential necessity to deploy operationnal warning systems and educate coastal populations. This could not be prepared correctly without a minimum knowledge about the tsunami history. That is the case of the Lesser Antilles islands, where a few handfuls of tsunamis have been reported over the past 5 centuries, some of them leading to notable destructions and inundations. But the lack of accurate details for most of the historical tsunamis and the limited period during which we could find written information represents an important problem for tsunami hazard assessment in this region. Thus, it is of major necessity to try to find other evidences of past tsunamis by looking for sedimentary deposits. Unfortunately, island tropical environments do not seem to be the best places to keep such deposits burried. In fact, heavy rainfalls, storms, and all other phenomena leading to coastal erosion, and associated to human activities such as intensive sugarcane cultivation in coastal flat lands, could caused the loss of potential tsunami deposits. Lots of places have been accurately investigated within the Lesser Antilles (from Sainte-Lucia to the British Virgin Islands) the last 3 years and nothing convincing has been found. That is when archeaological investigations excavated a 8-cm thick sandy and shelly layer in downtown Fort-de-France (Martinique), wedged between two well-identified layers of human origin (Fig. 1), that we found new hope: this sandy layer has been quickly attributed without any doubt to the 1755 tsunami, using on one hand the information provided by historical reports of the construction sites, and on the other hand by numerical modeling of the tsunami (wave heights, velocity fields, etc.) showing the ability of this transoceanic tsunami to wrap around the island after ~7 hours of propagation, enter Fort-de-France's Bay with enough energy to carry sediments, and

  10. Slip partitioning in the Lesser Antilles arc: implications for seismic and volcanic hazards

    Science.gov (United States)

    Feuillet, N.; Leclerc, F.; Deplus, C.; Tapponnier, P.; Beauducel, F.; Jacques, E.; Beck, C.; Le Friant, A.; Boudon, G.; LeBrun, J.; Bazin, S.

    2012-12-01

    The Lesser Antilles arc is a region of high seismic and volcanic hazards exposed to large megathrust earthquakes along the subduction zone, to more local events within the arc and to destructive eruptions as in 1902 at Mount Pelee or in 1995 at Soufriere Hills of Montserrat. On November 21, 2004, the Guadeloupe archipelago was struck by a magnitude 6.3 superficial and very damaging earthquake. To better constrain the mechanisms of the recent deformation within the arc and its link with volcanic activity, several marine cruises were conducted since 1998 (AGUADOMAR, GWADASEIS and BATHYSAINTES). A lot of high-resolution data were acquired: Bathymetry, back-scatter images, Küllenberg cores, seismic reflection and chirp profiles. By combining them with onshore data, observations and measurements in the field, we have documented at several scales the active faulting between St Lucia and Saba, the northernmost emerged volcano of the arc. We have shown that the Lesser Antilles arc is crosscut by two main fault sets: arc perpendicular graben in the outer arc and a large en echelon system along the inner active arc. Volcanic complexes are crosscut by or emplaced within fault systems implying that faulting controls the emission of volcanic products. The Nevis volcano is growing on the hanging-wall of a large NE-dipping offshore normal fault probably responsible for the M6+ 1961 earthquake. Montserrat volcanic domes are aligned along a fissure set, parallel to large normal faults and Soufriere of Guadeloupe lies at the western tip of the Marie-Galante graben. At plate scale, the arc perpendicular fore arc graben and inner arc en echelon system are connected, forming a sinistral horsetail, east of the tip of the left lateral Puerto Rico fault zone that takes up the trench parallel component of convergence between the North American and Caribbean plates, west of the Anegada passage. Considering the newly published Caribbean North American Euler vector, the trench parallel

  11. Late Quaternary changes in bat palaeobiodiversity and palaeobiogeography under climatic and anthropogenic pressure: new insights from Marie-Galante, Lesser Antilles

    Science.gov (United States)

    Stoetzel, Emmanuelle; Royer, Aurélien; Cochard, David; Lenoble, Arnaud

    2016-07-01

    Data on Lesser Antillean Late Quaternary fossil bat assemblages remains limited, leading to their general exclusion from studies focusing on Caribbean bat palaeobiodiversity and palaeobiogeography. Additionally, the role of climatic versus human pressure driving changes in faunal communities remains poorly understood. Here we describe a fossil bat assemblage from Blanchard Cave on Marie-Galante in the Lesser Antilles, which produced numerous bat remains from a well-dated, stratified context. Our study reveals the occurrence of at least 12 bat species during the Late Pleistocene and Early Holocene on Marie-Galante, whereas only eight species are currently known on the island. Among these 12 species, six are extirpated and one is extinct. Faunal changes within the Blanchard sequence indicate variations in Pleistocene bat species representation in the Lesser Antilles to have been influenced by climatic conditions, with "northern species" (Greater Antilles) favored during glacial conditions and "southern species" (southern Lesser Antilles) during interglacial events. However, few species disappeared at the end of the Late Pleistocene, with most of the extinction/extirpation events occurring during the Holocene. This pattern suggests human activities in the Lesser Antilles to have played a major role in bat turnover during the late Holocene.

  12. Organisational innovations in the Netherlands

    NARCIS (Netherlands)

    Hartog, F. den; Verbruggen, V.

    2000-01-01

    The Netherlands have shown some major technological and economical changes in the field of new production forms and organisation and labour-related innovations. As in other European countries, some autonomous developments like economic developments partly determine the work organisation and the type

  13. Net Neutrality in the Netherlands

    NARCIS (Netherlands)

    N. van Eijk

    2014-01-01

    The Netherlands is among the first countries that have put specific net neutrality standards in place. The decision to implement specific regulation was influenced by at least three factors. The first was the prevailing social and academic debate, partly due to developments in the United States. The

  14. Work life in the Netherlands

    NARCIS (Netherlands)

    Bossche, S. van den; Dhondt, S.; Genabeek, J. van; Goudswaard, A.; Hooftman, W.; Houtman, I.; Klein Hesselink, J.; Korte, E. de; Kraan, K.; Oeij, P.; Pot, F.; Smulders, P.G.W.; Vaas, F.; Wevers, C.; Willems, D.

    2012-01-01

    The nature of work is changing, not only in the Netherlands but throughout Europe. There is a growing demand for different types of products and services. These demands are influenced by technological developments and innovations, but also by globalization, which indicates the integration of nationa

  15. Informal learning in the Netherlands

    NARCIS (Netherlands)

    Caniëls, Marjolein; Kirschner, Paul A.

    2011-01-01

    Caniëls, M. C., & Kirschner, P. A. (2010). Informal learning in the Netherlands. In S. Halley, C. Birch, D. Tempelaar, M. McCuddy, N. Hérnandez Nanclares, S. Reeb Grube, W. Gijselaers, B. Rienties, & N. Nelissen (Eds), Proceedings of the 17th EDINEB Conference: Crossing Borders in Education and Work

  16. Kjeller's impact in the Netherlands

    International Nuclear Information System (INIS)

    This lecture is an attempt to assess the impact in the Netherlands of the bilateral co-operation with Norway in the field of nuclear energy during the fifties and sixties. The story about the establishment, development and abolishment of the Joint Establishment for Nuclear Energy Research (JENER) at Kjeller Norway is told

  17. Coastal maintenance in the Netherlands

    NARCIS (Netherlands)

    Verhagen, H.J.

    1991-01-01

    The government of The Netherlands has decided in the summer of 1990 to maintai.n the coastline at the position of 1990. This will be done mainly by artificial beach nourishment. The costs will be paid by the national government. The purpose of this coastal maintenance is to maintain a sufficient lev

  18. Performance Budgeting in the Netherlands

    OpenAIRE

    Raphael Debets

    2007-01-01

    This article discusses the reforms introduced in the Netherlands since the 1980s to improve the transparency and efficiency of government programmes: programme budgeting, policy orientation, and interdepartmental policy reviews. The impact on the budget structure and process is described. An annex explains some typical characteristics of the Dutch budgetary process.

  19. Sustainable safety in The Netherlands.

    NARCIS (Netherlands)

    Wegman, F.C.M.

    1996-01-01

    The recent stagnation in further reduction of road accidents, insufficient results of existing policies to improve road safety and its rather curative nature of these policies induced the wish to renew and to improve road safety policy in the Netherlands. This new approach is called : a sustainable

  20. European Bat Lyssaviruses, the Netherlands

    NARCIS (Netherlands)

    Poel, van der W.H.M.; Heide, van der R.; Verstraten, E.R.A.M.; Kramps, J.A.

    2005-01-01

    To study European bat lyssavirus (EBLV) in bat reservoirs in the Netherlands, native bats have been tested for rabies since 1984. For all collected bats, data including species, age, sex, and date and location found were recorded. A total of 1,219 serotine bats, Eptesicus serotinus, were tested, and

  1. The Bank of England Bank Liabilities Survey

    OpenAIRE

    Bell, Venetia; Butt, Nick; Talbot, James

    2013-01-01

    In order to improve understanding of the role of bank liabilities in driving credit and monetary conditions, the Bank of England began conducting a formal Bank Liabilities Survey last year. This survey is intended to supplement the data collected on the asset side of bank balance sheets by the Bank of England’s quarterly survey of credit conditions, which was introduced in 2007. The first results of the Bank Liabilities Survey will be published on 26 March. This article introduces the survey.

  2. Landslide occurrence above the city of Philipsburg, Sint Maarten, Lesser Antilles

    Science.gov (United States)

    Mazabraud, Y.

    2015-12-01

    In the northern part of the Lesser Antilles volcanic arc, the island of Saint Martin/Sint Maartin is a remnant of the Eo-Oligocene "ancient arc". It is constituted of Oligocene granodiorites intruding Eocene tuff deposits and andesitic lava flows. The eastern and western parts of the island are covered with Miocene limestone (Terre-Basses and Tintamarre islet). The igneous rocks outcrop in the central part of the island. As a response to tropical weathering, the coarse grain granodiorites are deeply eroded and form depressions. The very fine-grained tuffs are on the contrary forming crests and hilltops. At Fort Hill, immediately west of Philipsburg city, the metamorphised tuffs are extending North-South, following the direction of the contact with the granodiorite that form the base of the hill. The granodiorite is quartz bearing and its magmatic prismation is well developed. It shows fractures in both directions, parallel and perpendicular to the contact (i.e. north-south and east-west). Being in the hill-slope orientation, the contact parallel fractures are re-activated into normal faults. Several blocks are individualized, sliding downhill towards the first houses. In this work, we present a geological sketch of the Fort Hill landslide and its applications with regard to disaster mitigation. We also present ongoing satellite survey of deformation through time. The aim being to decipher in the signal the average quantity of sliding from the transient, hurricane related part.

  3. Probabilistic hurricane-induced storm surge hazard assessment in Guadeloupe, Lesser Antilles

    Science.gov (United States)

    Krien, Y.; Dudon, B.; Roger, J.; Zahibo, N.

    2015-01-01

    Current storm surge hazard maps in the French West Indies are essentially based on simple statistical methods using limited historical data and early low-resolution models which do not take the effect of waves into account. In this paper, we infer new 100 and 1000 year surge levels in Guadeloupe from the numerical modelling of storm surges induced by a large set of synthetic events that are in statistical agreement with features of historical hurricanes in the North Atlantic Basin between 1980 and 2011. Computations are performed using the wave-current coupled model ADCIRC-SWAN with high grid resolutions (up to 40-60 m) in the coastal and wave dissipation areas. This model is validated against observations during past events such as hurricane HUGO (1989). Results are generally found to be in reasonable agreement with past studies in areas where surge is essentially wind-driven, but to differ significantly in coastal regions where the transfer of momentum from waves to the water column constitutes a non-negligible part of the total surge. The methodology, which can be applied to other islands in the Lesser Antilles, allows to obtain storm surge level maps that can be of major interest for coastal planners and decision makers in terms of risk management.

  4. Genetic Diversity in the Lesser Antilles and Its Implications for the Settlement of the Caribbean Basin.

    Directory of Open Access Journals (Sweden)

    Jada Benn Torres

    Full Text Available Historical discourses about the Caribbean often chronicle West African and European influence to the general neglect of indigenous people's contributions to the contemporary region. Consequently, demographic histories of Caribbean people prior to and after European contact are not well understood. Although archeological evidence suggests that the Lesser Antilles were populated in a series of northward and eastern migratory waves, many questions remain regarding the relationship of the Caribbean migrants to other indigenous people of South and Central America and changes to the demography of indigenous communities post-European contact. To explore these issues, we analyzed mitochondrial DNA and Y-chromosome diversity in 12 unrelated individuals from the First Peoples Community in Arima, Trinidad, and 43 unrelated Garifuna individuals residing in St. Vincent. In this community-sanctioned research, we detected maternal indigenous ancestry in 42% of the participants, with the remainder having haplotypes indicative of African and South Asian maternal ancestry. Analysis of Y-chromosome variation revealed paternal indigenous American ancestry indicated by the presence of haplogroup Q-M3 in 28% of the male participants from both communities, with the remainder possessing either African or European haplogroups. This finding is the first report of indigenous American paternal ancestry among indigenous populations in this region of the Caribbean. Overall, this study illustrates the role of the region's first peoples in shaping the genetic diversity seen in contemporary Caribbean populations.

  5. Lithuania : Banking System Assessment

    OpenAIRE

    World Bank

    2009-01-01

    The Bank of Lithuania (BoL), the Central Bank, was established in 1990. BoL has the exclusive right to grant and revoke licenses to local and foreign banks and to supervise their activities. Private commercial banking boomed from 1991 to 1994 while bank regulation was lax. In late 1995, a bank crisis caused failures of most of the Lithuanian banks, and the remaining banks resulted in better ...

  6. 12 CFR 619.9140 - Farm Credit bank(s).

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  7. Ethnic background and differences in health care use: a national cross-sectional study of native Dutch and immigrant elderly in the Netherlands

    Directory of Open Access Journals (Sweden)

    Foets Marleen

    2009-10-01

    Full Text Available Abstract Background Immigrant elderly are a rapidly growing group in Dutch society; little is known about their health care use. This study assesses whether ethnic disparities in health care use exist and how they can be explained. Applying an established health care access model as explanatory factors, we tested health and socio-economic status, and in view of our research population we added an acculturation variable, elaborated into several sub-domains. Methods Cross-sectional study using data from the "Social Position, Health and Well-being of Elderly Immigrants" survey, conducted in 2003 in the Netherlands. The study population consisted of first generation immigrants aged 55 years and older from the four major immigrant populations in the Netherlands and a native Dutch reference group. The average response rate to the survey was 46% (1503/3284; country of origin: Turkey n = 307, Morocco n = 284, Surinam n = 308, the Netherlands Antilles n = 300, the Netherlands n = 304. Results High ethnic disparities exist in health and health care utilisation. Immigrant elderly show a higher use of GP services and lower use of physical therapy and home care. Both self-reported health status (need factor and language competence (part of acculturation have high explanatory power for all types of health services utilisation; the additional impact of socio-economic status and education is low. Conclusion For all health services, health disparities among all four major immigrant groups in the Netherlands translate into utilisation disparities, aggravated by lack of language competence. The resulting pattern of systematic lower health services utilisation of elderly immigrants is a challenge for health care providers and policy makers.

  8. Simulating Retail Banking for Banking Students

    Science.gov (United States)

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  9. Merger and Acquisition Activity as Driver of Spatial Clustering : The Spatial Evolution of the Dutch Banking Industry, 1850-1993

    NARCIS (Netherlands)

    Boschma, Ron; Hartog, Matté

    2014-01-01

    This article investigates the extent to which merger and acquisition (M&A) activity contributed to the spatial clustering of the Dutch banking industry in Amsterdam. This analysis is based on a unique database of all banks in the Netherlands that existed in the period 1850-1993. We found that spatia

  10. Informal learning in the Netherlands

    OpenAIRE

    Caniëls, Marjolein; Kirschner, Paul A.

    2011-01-01

    Caniëls, M. C., & Kirschner, P. A. (2010). Informal learning in the Netherlands. In S. Halley, C. Birch, D. Tempelaar, M. McCuddy, N. Hérnandez Nanclares, S. Reeb Grube, W. Gijselaers, B. Rienties, & N. Nelissen (Eds), Proceedings of the 17th EDINEB Conference: Crossing Borders in Education and Work-Based Learning (pp. 339-348). Maastricht: FEBA ERD Press.

  11. Housing commissioning in the Netherlands

    OpenAIRE

    S. Maussen; Smits, M.

    2011-01-01

    Property developers in the Netherlands are responsible for 83% of de housing production in the profit and non-profit sector. At this moment the housing shortage is neutralized but there is still a quality mismatch between demand and supply on the Dutch housing market. In recent years, a new organizer of housing projects is becoming more popular within the development sector, the end users of the houses themselves. The Dutch government has taken initiative to expand housing production commissi...

  12. Restructuring in SMEs: The Netherlands

    OpenAIRE

    Winnubst, Michel

    2013-01-01

    Based on information derived from 85 case studies across all EU Member States and other sources, the project outlines the features peculiar to SMEs in their anticipation and management of restructuring, explores the main drivers of change and analyses the factors influencing successful restructuring. It offers some insight into how restructuring impacts on workers and the company itself and sets out several policy pointers for future action. This is the country report for the Netherlands.

  13. The Netherlands' School Building Prize

    OpenAIRE

    OECD

    1999-01-01

    The School Building Prize has been awarded every two years since 1992 to Dutch school boards that have proved able to embrace new directions in school building design while keeping within their available budget. The Prize, which has drawn acclaim for the development of high quality educational architecture in the Netherlands, provides publicity for successful projects so that other schools can benefit from the designs and information. The 1998 School Building Prize was awarded to the British ...

  14. Patient education in The Netherlands

    OpenAIRE

    Bensing, J.M.; Visser, S.; Saan, H.

    2001-01-01

    This article presents the development of patient education (PE) in The Netherlands from a historical perspective. A description is given of the first pioneering years from the 70s till the late 80s, in which early topics like the organization of PE, the orchestration of PE between different disciplines, the role of the social environment, the provision of PE in difficult patient groups and -most of all- the technical development of educational materials took the time and attention of the grow...

  15. Ist die Bank der Zukunft eine Bank?

    OpenAIRE

    Spremann, Klaus

    1997-01-01

    Ist die Bank der Zukunft noch eine Bank? Ist sie noch eine Bank mit Menschen, oder wird die virtuelle Bank das Modell der Zukunft sein? Haben die Filialen noch eine Chance, oder werden künftig alle Bankgeschäfte über Computer abgewickelt? Umfragen unter Kreditinstituten bestätigen, dass die gegenwärtig drängendste Frage ist, auf welchem Weg die Bank und der Mensch zusammenkommen.

  16. A unique opportunity to reconstruct the volcanic history of the island of Nevis, Lesser Antilles

    Science.gov (United States)

    Saginor, I.; Gazel, E.

    2012-12-01

    We report twelve new ICP-MS analyses and two 40Ar/39Ar ages for the Caribbean island of Nevis, located in the Lesser Antilles. These data show a very strong fractionation trend, suggesting that along strike variations may be primarily controlled by the interaction of rising magma with the upper plate. If this fractionation trend is shown to correlate with age, it may suggest that underplating of the crust is responsible for variations in the makeup of erupted lava over time, particularly with respect to silica content. We have recently been given permission to sample a series of cores being drilled by a geothermal company with the goal of reconstructing the volcanic history of the island. Drilling is often cost-prohibitive, making this a truly unique opportunity. Nevis has received little recent attention from researchers due to the fact that it has not been active for at least 100,000 years and also because of its proximity to the highly active Montserrat, which boasts its very own volcano observatory. However, there are a number of good reasons that make this region and Nevis in particular an ideal location for further analysis. First, and most importantly, is the access to thousands of meters of drill cores that is being provided by a local geothermal company. Second, a robust earthquake catalog exists (Bengoubou-Valerius et al., 2008), so the dip and depth to the subducting slab is well known. These are fundamental parameters that influence the mechanics of a subduction zone, therefore it would be difficult to proceed if they were poorly constrained. Third, prior sampling of Nevis has been limited since Hutton and Nockolds (1978) published the only extensive petrologic study ever performed on the island. This paper contained only 43 geochemical analyses and 6 K-Ar ages, which are less reliable than more modern Ar-Ar ages. Subsequent studies tended to focus on water geochemistry (GeothermEx, 2005), geothermal potential (Geotermica Italiana, 1992; Huttrer, 1998

  17. Banking Efficiency in European Banking

    OpenAIRE

    Michaelidou, Vasiliki

    2012-01-01

    This research aims to unveil whether the tremendous banking sector reforms within the dynamic nature of the EU economic environment have achieved one of the catalyst EU goals, increase financial institutions’ cost efficiency. Using a single stage stochastic frontier approach, cost efficiency of the enlarged EU is estimated and evaluated for the period 2005-2011. The results suggest that EU pursuits have been successful but that stronger controls are needed.

  18. Thermochronology and tectonics of the Leeward Antilles: Evolution of the southern Caribbean Plate boundary zone

    Science.gov (United States)

    van der Lelij, Roelant; Spikings, Richard A.; Kerr, Andrew C.; Kounov, Alexandre; Cosca, Michael; Chew, David; Villagomez, Diego

    2010-01-01

    Tectonic reconstructions of the Caribbean Plate are severely hampered by a paucity of geochronologic and exhumation constraints from anastomosed basement blocks along its southern margin. New U/Pb, 40Ar/39Ar, apatite fission track, and apatite (U-Th)/He data constrain quantitative thermal and exhumation histories, which have been used to propose a model for the tectonic evolution of the emergent parts of the Bonaire Block and the southern Caribbean Plate boundary zone. An east facing arc system intruded through an oceanic plateau during ~90 to ~87 Ma and crops out on Aruba. Subsequent structural displacements resulted in >80°C of cooling on Aruba during 70–60 Ma. In contrast, exhumation of the island arc sequence exposed on Bonaire occurred at 85–80 Ma and 55–45 Ma. Santonian exhumation on Bonaire occurred immediately subsequent to burial metamorphism and may have been driven by the collision of a west facing island arc with the Caribbean Plate. Island arc rocks intruded oceanic plateau rocks on Gran Roque at ~65 Ma and exhumed rapidly at 55–45 Ma. We attribute Maastrichtian-Danian exhumation on Aruba and early Eocene exhumation on Bonaire and Gran Roque to sequential diachronous accretion of their basement units to the South American Plate. Widespread unconformities indicate late Eocene subaerial exposure. Late Oligocene–early Miocene dextral transtension within the Bonaire Block drove subsidence and burial of crystalline basement rocks of the Leeward Antilles to ≤1 km. Late Miocene–recent transpression caused inversion and ≤1 km of exhumation, possibly as a result of the northward escape of the Maracaibo Block.

  19. Contrasting sedimentary processes along a convergent margin: the Lesser Antilles arc system

    Science.gov (United States)

    Picard, Michel; Schneider, Jean-Luc; Boudon, Georges

    2006-12-01

    Sedimentation processes occurring in an active convergent setting are well illustrated in the Lesser Antilles island arc. The margin is related to westward subduction of the North and/or the South America plates beneath the Caribbean plate. From east to west, the arc can be subdivided into several tectono-sedimentary depositional domains: the accretionary prism, the fore-arc basin, the arc platform and inter-arc basin, and the Grenada back-arc basin. The Grenada back-arc basin, the fore-arc basin (Tobago Trough) and the accretionary prism on the east side of the volcanic arc constitute traps for particles derived from the arc platform and the South American continent. The arc is volcanically active, and provides large volumes of volcaniclastic sediments which accumulate mainly in the Grenada basin by volcaniclastic gravity flows (volcanic debris avalanches, debris flows, turbiditic flows) and minor amounts by fallout. By contrast, the eastern side of the margin is fed by ash fallout and minor volcaniclastic turbidites. In this area, the dominant component of the sediments is pelagic in origin, or derived from South America (siliciclastic turbidites). Insular shelves are the locations of carbonate sedimentation, such as large platforms which develop in the Limestone Caribbees in the northern part of the margin. Reworking of carbonate material by turbidity currents also delivers lesser amounts to eastern basins of the margin. This contrasting sedimentation on both sides of the arc platform along the margin is controlled by several interacting factors including basin morphology, volcanic productivity, wind and deep-sea current patterns, and sea-level changes. Basin morphology appears to be the most dominant factor. The western slopes of the arc platform are steeper than the eastern ones, thus favouring gravity flow processes.

  20. Relocalizing a historical earthquake using recent methods: The 10 November 1935 Earthquake near Montserrat, Lesser Antilles

    Science.gov (United States)

    Niemz, P.; Amorèse, D.

    2016-03-01

    This study investigates the hypothesis of Feuillet et al. (2011) that the hypocenter of the seismic event on November 10, 1935 near Montserrat, Lesser Antilles (MS 6 1/4) (Gutenberg and Richter, 1954) was mislocated by other authors and is actually located in the Montserrat-Havers fault zone. While this proposal was based both on a Ground Motion Prediction Equation and on the assumption that earthquakes in this region are bound to prominent fault systems, our study relies on earthquake localization methods using arrival times of the International Seismological Summary (ISS). Results of our methodology suggest that the hypocenter was really located at 16.90° N, 62.53° W. This solution is about 25 km north-west of the location proposed by Feuillet et al. (2011) within the Redonda fault system, northward of the Montserrat-Havers fault zone. As depth phases that contribute valuable insights to the focal depth are not included in the ISS data set and the reassociation of these phases is difficult, the error in depth is high. Taking into account tectonic constraints and the vertical extend of NonLinLoc's uncertainty area of the preferred solution we assume that the focus is most probably in the lower crust between 20 km and the Moho. Our approach shows that the information of the ISS can lead to a reliable solution even without an exhaustive search for seismograms and station bulletins. This is encouraging for a better assessment of seismic and tsunami hazard in the Caribbean, Mexico, South and Central America, where many moderate to large earthquakes occurred in the first half of the 20th century. The limitations during this early phase of seismology which complicate such relocations are described in detail in this study.

  1. Brief Report: Normal Intestinal Permeability at Elevated Platelet Serotonin Levels in a Subgroup of Children with Pervasive Developmental Disorders in Curacao (The Netherlands Antilles)

    Science.gov (United States)

    Kemperman, Ramses F. J.; Muskiet, Fred D.; Boutier, A. Inge; Kema, Ido P.; Muskiet, Frits A. J.

    2008-01-01

    This study investigated the relationship between platelet (PLT) serotonin (5-HT) and intestinal permeability in children with pervasive developmental disorders (PDD). Differential sugar absorption and PLT 5-HT were determined in 23 children with PDD. PLT 5-HT (2.0-7.1 nmol/10[to the ninth power] PLT) was elevated in 4/23 patients. None exhibited…

  2. Bonaire 2008: Exploring Coral Reef Sustainability with New Technologies on Fetch1 AUV and Gavia AUV's in Netherlands, Antilles between 20080107 and 20080130

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — The goal of the Bonaire 2008 expedition is to survey this unique environment over a greater depth range than can be reached with compressed air scuba, using three...

  3. Recovery of the long-spined sea urchin Diadema Antillarum in Curacao (Netherlands Antilles) linked to lagoonal and wave sheltered shallow rocky habitats

    NARCIS (Netherlands)

    Debrot, A.O.; Nagelkerken, I.

    2006-01-01

    Mangroves are an important fish habitat, but little is known of their nursery function and connectivity to other habitats such as coral reefs. Here, the present status of knowledge on connectivity between non-estuarine mangroves and coral reefs by post-larval coral reef fishes is reviewed. Only sinc

  4. Taxation of income in the Netherlands

    OpenAIRE

    Fidler, Josef

    2010-01-01

    The purpose of this work is to describe the current state of tax system in the Netherlands. This system is interesting because it combines elements of high progressive taxation of income of individuals with large tax savings for a holding company based in the Netherlands. The paper describes the design of income tax of individuals and legal persons in the Netherlands and compares them with the Czech legislation. Description of these two taxes is held according to design of tax in this order: ...

  5. Disability in the Netherlands: another dutch disease?

    OpenAIRE

    Muysken, J.; Rutten, T.

    2002-01-01

    The Netherlands is well known for its high employment growth and corresponding low unemployment rate. At various occasions the so-called Dutch miracle has been applauded, together with the underlying ‘Polder model’. A feature that initially was less recognised in the international debate, but has been a long-debated topic in the Netherlands, is the vast amount of persons in disability schemes. From the outset of the introduction of the first scheme (WAO) in 1969, disability in the Netherlands...

  6. Seismic tomography of Basse-Terre volcanic island, Guadeloupe, Lesser Antilles, using earthquake travel times and noise correlations

    Science.gov (United States)

    Barnoud, Anne; Coutant, Olivier; Bouligand, Claire; Massin, Frédérick; Stehly, Laurent

    2015-04-01

    We image the volcanic island of Basse-Terre, Guadeloupe, Lesser Antilles, using both earthquake travel times and noise correlations. (1) A new earthquake catalog was recently compiled for the Lesser Antilles by the CDSA/OVSG/IPGP (Massin et al., EGU General Assembly 2014) and allows us to perform classical travel time tomography to obtain smooth 3D body wave velocity models. The geometrical configuration of the volcanic arc controls the resolution of the model in our zone of interest. (2) Surface wave tomography using noise correlations was successfully applied to volcanoes (Brenguier et al., Geophys. Res. Lett. 2007). We use seismic noise recorded at 16 broad-band stations and 9 short-period stations from Basse-Terre over a period of six years (2007-2012). For each station pair, we extract a dispersion curve from the noise correlation to get surface wave velocity models. The inversion of the dispersion curves produces a 3D S-wave velocity model of the island. The spatial distribution of seismic stations accross the island is highly heterogeneous, leading to higher resolution near the dome of the Soufrière of Guadeloupe volcano. Resulting velocity models are compared with densities obtained by 3D inversion of gravimetric data (Barnoud et al., AGU Fall Meeting 2013). Further work should include simultaneous inversion of seismic and gravimetric datasets to overcome resolution limitations.

  7. Inter-annual rainfall variability in the eastern Antilles and coupling with the regional and intra-seasonal circulation

    Science.gov (United States)

    Jury, Mark R.

    2015-08-01

    Climate variability in the eastern Antilles island chain is analyzed via principal component analysis of high-resolution monthly rainfall in the period 1981-2013. The second mode reflecting higher rainfall in July-October season between Martinique and Grenada is the focus of this study. Higher rainfall corresponds with a weakened trade wind and boundary current along the southern edge of the Caribbean. This quells the coastal upwelling off Venezuela and builds the freshwater plume east of Trinidad. There is corresponding upper easterly wind flow that intensifies passing tropical waves. During a storm event over the Antilles on 4-5 October 2010, there was inflow from east of Guyana where low salinity and high sea temperatures enable surplus latent heat fluxes. A N-S convective rain band forms ˜500 km east of the cyclonic vortex. Many features at the weather timescale reflect the seasonal correlation and composite difference maps and El Nino Southern Oscillation (ENSO) modulation of oceanic inter-basin transfers.

  8. Coastal maintenance in the Netherlands

    OpenAIRE

    Verhagen, H.J.

    1991-01-01

    The government of The Netherlands has decided in the summer of 1990 to maintai.n the coastline at the position of 1990. This will be done mainly by artificial beach nourishment. The costs will be paid by the national government. The purpose of this coastal maintenance is to maintain a sufficient level of safety and to maintain the various functions of beach and dune areas. As a criterion for coastal erosion the movement of the "coastline" is used. In this paper the definition of coastline is ...

  9. Banking reform in Georgia

    OpenAIRE

    Mercan, Metin

    2006-01-01

    Georgia's banking system restructure began in 1991 when Soviet Union collopsed.This paper tries to compare and constract the performance of banks and banking system between 1999 and 2004 with banks in other transition countries. Although Georgia banking system showed a long processing in banking sector, it is still lags behind other transition countries Central and Eastern Europe. Neverthless.An efficient financial institution and performance will not come without further economic development...

  10. ROMANIAN BANKS LIQUIDITY MANAGEMENT

    Directory of Open Access Journals (Sweden)

    BATRANCEA MARIA

    2013-07-01

    Full Text Available Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank concerned, but especially for NBR uses that bank risk management tool. That is why the authors took into consideration a sample of banks in Romania to show to what extent the banking crisis has influenced the development banks.

  11. Green banking

    Directory of Open Access Journals (Sweden)

    Maja Drobnjaković

    2013-06-01

    Full Text Available There is an urgent need to march towards “low - carbon economy”. Global challenges of diminishing fossil fuel reserves, climate change, environmental management and finite natural resources serving an expanding world population - these reasons mean that urgent action is required to transition to solutions which minimize environmental impact and are sustainable. We are at the start of the low - carbon revolution and those that have started on their low - carbon journey already are seeing benefits such as new markets and customers, improved economic, social and environmental performance, and reduced bills and risks. Green investment banks offer alternative financial services: green car loans, energy efficiency mortgages, alternative energy venture capital, eco - savings deposits and green credit cards. These items represent innovative financial products.

  12. Internet Banking System Prototype

    CERN Document Server

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  13. Hydrothermal mineralization at Kick'em Jenny submarine volcano in the Lesser Antilles island arc

    Science.gov (United States)

    Olsen, R.; Carey, S.; Sigurdsson, H.; Cornell, W. C.

    2011-12-01

    Kick 'em Jenny (KeJ) is an active submarine volcano located in the Lesser Antilles island arc, ~7.5 km northwest of Grenada. Of the twelve eruptions detected since 1939, most have been explosive as evidenced by eyewitness accounts in 1939, 1974, and 1988 and the dominance of explosive eruption products recovered by dredging. In 2003, vigorous hydrothermal activity was observed in the crater of KeJ. Video footage taken by a remotely operated vehicle (ROV) during the cruise RB-03-03 of the R/V Ronald Brown documented the venting of a vapor phase in the form of bubbles that ascended through the water column and a clear fluid phase in the form of shimmering water. The shimmering water generally ascended through the water column but can also been seen flowing down gradient from a fissure at the top of a fine-grained sediment mound. These fine-grained sediment mounds are the only structure associated with hydrothermal venting; spire or chimney structures were not observed. Hydrothermal venting was also observed coming from patches of coarse-grained volcaniclastic sediment on the crater floor and from talus slopes around the perimeter of the crater. Samples were collected from these areas and from areas void of hydrothermal activity. XRD and ICPMS analyses of bulk sediment were carried out to investigate the geochemical relationships between sediment types. Sediment samples from the hydrothermal mound structures are comprised of the same components (plagioclase, amphibole, pyroxene, and scoria) as sediment samples from areas void of hydrothermal activity (primary volcaniclastic sediment) in the 500-63 μm size range. High resolution grain size analyses show that >78% of sediment in the hydrothermal mound samples are between 63-2 μm with 6-20% clay sized (talc, and I/S mixed layer) in the hydrothermal mound samples was confirmed x-ray diffraction analysis. Differences in major oxide composition of the two sediment types (depletion in Al2O3 but enrichments in MgO and Fe2O3

  14. Mercury concentration, speciation and budget in volcanic aquifers: Italy and Guadeloupe (Lesser Antilles)

    Science.gov (United States)

    Bagnato, E.; Aiuppa, A.; Parello, F.; D'Alessandro, W.; Allard, P.; Calabrese, S.

    2009-01-01

    Quantifying the contribution of volcanism to global mercury (Hg) emissions is important to understand the pathways and the mechanisms of Hg cycling through the Earth's geochemical reservoirs and to assess its environmental impacts. While previous studies have suggested that degassing volcanoes might contribute importantly to the atmospheric budget of mercury, little is known about the amount and behaviour of Hg in volcanic aquifers. Here we report on detailed investigations of both the content and the speciation of mercury in aquifers of active volcanoes in Italy and Guadeloupe Island (Lesser Antilles). In the studied groundwaters, total Hg (THg) concentrations range from 10 to 500 ng/l and are lower than the 1000 ng/l threshold value for human health protection fixed by the World Health Organization [WHO (1993): WHO Guidelines for Drinking Water Quality- http://www.who.int/water_sanitation_health/GDWQ/index.htlm]. Positive co-variations of (THg) with sulphate indicate that Hg-SO 4-rich acid groundwaters receive a direct input of magmatic/hydrothermal gases carrying mercury as Hg 0(gas). Increasing THg in a volcanic aquifer could thus be a sensitive tracer of magmatic gas input prior to an eruption. Since the complex behaviour and toxicity of mercury in waters depend on its chemical speciation, we carefully determined the different aqueous forms of this element in our samples. We find that dissolved elemental Hg 0(aq) and particulate-bound Hg (Hg P) widely prevail in volcanic aquifers, in proportions that highlight the efficiency of Hg adsorption onto colloidal particles. Moreover, we observe that dissolved Hg 0aq and Hg(II) forms coexist in comparable amount in most of the waters, in stark contrast to the results of thermodynamic equilibrium modelling. Therefore, chemical equilibrium between dissolved mercury species in volcanic waters is either prevented by natural kinetic effects or not preserved in collected waters due to sampling/storage artefacts. Finally, we

  15. Fractures, Faults, and Hydrothermal Systems of Puna, Hawaii, and Montserrat, Lesser Antilles

    Science.gov (United States)

    Kenedi, Catherine Lewis

    The focus of this work is to use geologic and geophysical methods to better understand the faults and fracture systems at Puna, in southeastern Hawaii, and southern Montserrat, in the Lesser Antilles. The particular interest is understanding and locating the deep fracture networks that are necessary for fluid circulation in hydrothermal systems. The dissertation first presents a study in which identification of large scale faulting places Montserrat into a tectonic context. Then follow studies of Puna and Montserrat that focus on faults and fractures of the deep hydrothermal systems. The first chapter consists of the results of the SEA-CALIPSO experiment seismic reflection data, recorded on a 48 channel streamer with the active source as a 2600 in3 airgun. This chapter discusses volcaniclastic debris fans off the east coast of Montserrat and faults off the west coast. The work places Montserrat in a transtensional environment (influenced by oblique subduction) as well as in a complex local stress regime. One conclusion is that the stress regime is inconsistent with the larger arc due to the influence of local magmatism and stress. The second chapter is a seismic study of the Puna hydrothermal system (PHS) along the Kilauea Lower East Rift Zone. The PHS occurs at a left step in the rift, where a fracture network has been formed between fault segments. It is a productive geothermal field, extracting steam and reinjecting cooled, condensed fluids. A network of eight borehole seismometers recorded >6000 earthquakes. Most of the earthquakes are very small (Puna the transfer zone is a relay ramp. The results from the PHS are used as an example to examine the proposed hydrothermal system at St. George's Hill, Montserrat. In southern Montserrat, hot springs and fumaroles suggest a deep hydrothermal system heated by local magmatism. A magnetotelluric study obtained resistivity data that suggest focused alteration under southeastern Montserrat that is likely to be along

  16. Oblique Collision of the Leeward Antilles, Offshore Venezuela: Linking Onshore and Offshore Data from BOLIVAR

    Science.gov (United States)

    Beardsley, A. G.; Avé Lallemant, H. G.; Levander, A.; Clark, S. A.

    2006-12-01

    The kinematic history of the Leeward Antilles (offshore Venezuela) can be characterized with the integration of onshore outcrop data and offshore seismic reflection data. Deformation structures and seismic interpretation show that oblique convergence and wrench tectonics have controlled the diachronous deformation identified along the Caribbean - South America plate boundary. Field studies of structural features in outcrop indicate one generation of ductile deformation (D1) structures and three generations of brittle deformation (F1 - F3) structures. The earliest deformation (D1/F1) began ~ 110 Ma with oblique convergence between the Caribbean plate and South American plate. The second generation of deformation (F2) structures initiated in the Eocene with the extensive development of strike-slip fault systems along the diffuse plate boundary and the onset of wrench tectonics within a large-scale releasing bend. The most recent deformation (F3) has been observed in the west since the Miocene where continued dextral strike-slip motion has led to the development of a major restraining bend between the Caribbean plate transform fault and the Oca - San Sebastian - El Pilar fault system. Deformation since the late Cretaceous has been accompanied by a total of 135° clockwise rotation. Interpretation of 2D marine reflection data indicates similar onshore and offshore deformation trends. Seismic lines that approximately parallel the coastline (NW-SE striking) show syndepositional normal faulting during F1/F2 and thrust faulting associated with F3. On seismic lines striking NNE-SSW, we interpret inversion of F2 normal faults with recent F3 deformation. We also observe both normal and thrust faults related to F3. The thick sequence of recent basin sedimentation (Miocene - Recent), interpreted from the seismic data, supports the ongoing uplift and erosion of the islands; as suggested by fluid inclusion analysis. Overall, there appears to be a strong correlation between

  17. Internet Banking integration within the banking system

    OpenAIRE

    Constantin Marian MATEI; Catalin Ionut SILVESTRU; Dragos Stefan SILVESTRU

    2008-01-01

    Internet Banking developed due to increasing demand of online banking transactions. The biggest advantages of Internet Banking consist of complex banking solutions, 24 hours availability, quick and secure access to the back-end application through Internet. These advantages are due to the use of SOA (service-oriented architecture). SOA appeared as a necessity of companies to integrate big and independent portions of applications, in order to obtain an homogeneous functionality of the system....

  18. The Opilionida (Arachnida) of the Netherlands

    NARCIS (Netherlands)

    Spoek, G.L.

    1963-01-01

    INTRODUCTION Until now very little has been published on the harvestmen of The Netherlands. The earliest paper known to me is by Goedaert (1669), who mentions Phalangium opilio from The Netherlands and gives the following "biological" information: "The animals originate from mush-rooms; they eat sal

  19. The Social State of the Netherlands

    NARCIS (Netherlands)

    Rob Bijl; Jeroen Boelhouwer; Evert Pommer

    2007-01-01

    Original title: De sociale staat van Nederland 2007. How is the Dutch population faring? That is the central question addressed in The Social State of the Netherlands 2007. To answer this question, the report describes the position of the Netherlands and the Dutch in a number of key areas of life t

  20. Human Hantavirus Infections in the Netherlands

    OpenAIRE

    Sane, Jussi; Reimerink, Johan; Harms, Margriet; Bakker, Jacinta; Mughini-Gras, Lapo; Schimmer, Barbara; van Pelt, Wilfrid

    2014-01-01

    We report the recent epidemiology and estimated seroprevalence of human hantavirus infections in the Netherlands. Sixty-two cases were reported during December 2008–December 2013. The estimated seroprevalence in the screened municipalities in 2006–2007 was 1.7% (95% CI 1.3%–2.3%). Findings suggest that hantavirus infections are underdiagnosed in the Netherlands.

  1. Agricultural marketing in Belgium and The Netherlands

    NARCIS (Netherlands)

    Meulenberg, M.T.G.; Viaene, J.

    1993-01-01

    Agriculture in Belgium and the Netherlands has a strong export tradition and has been market oriented for a long time. In this article agricultural markeling in Belgium and the Netherlands is analyzed on the basis of the concepts structure, conduct and performance. In our review of market structure

  2. Morphological Assessment of Reconstructed Lowland Streams in the Netherlands

    Science.gov (United States)

    Hoitink, T.; Eekhout, J.; de Brouwer, J.; Verdonschot, P.

    2014-12-01

    Channelisation measures taken halfway the 20th century have had destructive consequences for the diversity of the ecology in the majority of the lowland streams in countries such as the Netherlands. Re-meandering is the common practice in restoring these lowland streams. Three lowland streams were monitored during the initial two years after construction of a new channel. The monitoring program included morphological surveys, sediment sampling, habitat pattern surveys, and discharge and water level measurements. Adjustments of the longitudinal bed profile formed the main morphological response. These adjustments were most likely caused by a lack of longitudinal connectivity of the streams as a whole, interrupting transport of sediment at locations of weirs and culverts. Bank erosion was observed only in a limited number of channel bends, and was often related to floodplain heterogeneity. Longitudinal channel bed adjustments and bank erosion were mainly caused by exogenous influences. In channel bends, the cross-sectional shape transformed from trapezoidal to the typical asymmetrical shape as found in meandering rivers. This behaviour can be attributed to an autogenous response to the prevailing flow conditions. Due to the prevailing fine sediment characteristics, bed material is readily set in motion and is being transported during the entire year. The existing design principles fail to address the initial morphological development after reconstruction. An evaluation of pre-set targets to realize water depth and flow velocity ranges shows the current procedures to be deficient. Based on this unfavourable evaluation, and the two-dimensional nature of habitat patterns needed to improve the conditions for stream organisms, we recommend to predict morphological developments as part of the design procedures for lowland stream restoration in the Netherlands.

  3. Netherlands

    NARCIS (Netherlands)

    L. Guibault; K. van 't Klooster

    2012-01-01

    Generally speaking, Dutch copyright law does not differentiate in terms of the effects of copyright law according to various work categories. The Dutch Copyright Act protects "works of literature, science or art", as exemplified in the non-exhaustive list of work categories of Article 10(1) which is

  4. Denying Foreign Bank Entry: Implications For Bank Interest Margins

    OpenAIRE

    Ross Levine

    2003-01-01

    This paper examines the impact of restricting foreign bank entry on bank net interest margins while controlling for (a) impediments to domestic bank entry, (b) the degree of foreign bank ownership of the domestic banking industry, (c) an array of bank-specific characteristics, (c) banking sectorconcentration, and (d) various country traits. Using data on almost 1200 banks across 47 countries, the results suggest that restricting foreign bank entry boosts bank net interest margins. Also, restr...

  5. Essays on Financing and Performance: The role of firms, banks and boards

    OpenAIRE

    Fliers, Philip

    2016-01-01

    markdownabstractThe way firms and their boards interact with their shareholders or financiers is a difficult balancing act. How firms, banks and board fulfil their role has a significant impact on corporate financing decisions and performance. In three studies, this dissertation combines studies in economic history with contemporary research in corporate finance. The first study investigate the determinants of this bank distress in the Netherlands during the 1920s. During this period the Dutc...

  6. Pengaruh Kualitas Layanan Mobile Banking (M-Banking) Terhadap Kepuasan Nasabah di Indonesia [Effect of Mobile Banking (M-Banking) Service Quality on Customer Satisfaction in Indonesia

    OpenAIRE

    Aditya Wardhana

    2015-01-01

    The research aim was to assess the influence of the service quality of mobile banking (m-banking) against customer satisfaction at the greatest banks in Indonesia. Elements of the quality of mobile banking services (m-banking) were speed, security, accuracy, and trust. The population of this study was bank customers from eight of the greatest bank in Indonesia -- Bank Mandiri, Bank BRI, Bank BCA, Bank BNI, Bank CIMB Niaga, Bank Danamon, Bank Permata, and Bank Panin -- who used mobile banking ...

  7. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    Bank resolution is a key pillar of the European Banking Union. This column argues that the current structure of large EU banks is not conducive to an effective and unbiased resolution procedure. The authors would require systemically important banks to reorganise into a ‘holding company’ structure...

  8. What is Shadow Banking?

    OpenAIRE

    Stijn Claessens; Lev Ratnovski

    2014-01-01

    There is much confusion about what shadow banking is. Some equate it with securitization, others with non-traditional bank activities, and yet others with non-bank lending. Regardless, most think of shadow banking as activities that can create systemic risk. This paper proposes to describe shadow banking as “all financial activities, except traditional banking, which require a private or public backstop to operateâ€. Backstops can come in the form of franchise value of a bank or insurance c...

  9. Nucnet experience in the Netherlands

    International Nuclear Information System (INIS)

    Nuclear Energy is a highly debated issue in the Netherlands. Public opposition has caused many delays in political decision making in relation with the expansion of new power plants. Recently the need for new reactor designs like the inherently safe reactors has become stronger. This is important for the communicators working in the nuclear field. Therefore it is needed to have a communication policy in which the main goal is building community relations focusing to public concerns and needs to gain acceptance. The public needs to be informed on options and benefits. Positive messages can influence attention and understanding, for example newspaper articles and television programs. Nucnet is an important instrument in building these relations

  10. 12 CFR 583.3 - Bank.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Bank. 583.3 Section 583.3 Banks and Banking... AND LOAN HOLDING COMPANIES § 583.3 Bank. The term bank means any national bank, state bank, state-chartered savings bank, cooperative bank, or industrial bank, the deposits of which are insured by...

  11. Oman; Banking Sector Resilience

    OpenAIRE

    Ananthakrishnan Prasad; Pierluigi Bologna

    2010-01-01

    This note assesses the impact of the global financial risks on Oman's banking system and highlights the remaining risks. It concludes that the liquidity and prudential measures introduced by the authorities mitigated the adverse effects of the crisis on the banking system. Banks continue to make profits despite higher provisioning. Stress tests confirm the resilience of the banking system to credit and market risks. Banks have limited exposure to derivatives and the majority of the off-balanc...

  12. The Chinese Banking System

    OpenAIRE

    Grant Turner; Nicholas Tan; Dena Sadeghian

    2012-01-01

    The Chinese banking system is critical to the functioning of the Chinese economy, being the main conduit through which savings are allocated to investment opportunities. Banking activity in China has grown rapidly over the past decade in association with the expansion of the Chinese economy, and the Chinese banking system now includes some of the world’s largest banks. Chinese banks have become more commercially orientated over this period, although the Chinese Government retains considerable...

  13. Essays on banking

    OpenAIRE

    Tumer-Alkan, G.

    2008-01-01

    The banking literature documents various roles for banks in financial systems. Banks are both ‘liquidity providers’ and ‘information producers’. Banks are especially important for small and medium-size enterprises and represent these firms' principal source of external finance. Hence, the banks’ role is relevant for the smooth functioning and growth of an economy as well. Moreover, when banks and firms enter into a relationship, they are able to overcome problems of asymmetric information and...

  14. Shadow bank monitoring

    OpenAIRE

    Adrian,Tobias; Adam B. Ashcraft; Cetorelli, Nicola

    2013-01-01

    We provide a framework for monitoring the shadow banking system. The shadow banking system consists of a web of specialized financial institutions that conduct credit, maturity, and liquidity transformation without direct, explicit access to public backstops. The lack of such access to sources of government liquidity and credit backstops makes shadow banks inherently fragile. Shadow banking activities are often intertwined with core regulated institutions such as bank holding companies, secur...

  15. Banking Around the World

    Institute of Scientific and Technical Information of China (English)

    2011-01-01

    Chinese banks expands its "going out" strategy but faces challenges in establishing a presence in foreign markets The world’s biggest lender by market value, the Industrial and Commercial Bank of China (ICBC), and the Hong Kong-based Bank of East Asia signed an agreement in which ICBC would pay $140.23 million to buy an 80-percent inter- est in Bank of East Asia USA, the Hong Kong bank said on January 23.

  16. Banking service in Germany

    Institute of Scientific and Technical Information of China (English)

    余璐

    2014-01-01

    <正>Germany is the prototypical economy country.Banks in Germany’s economic life plays a very important role.Germany has a large number of Banks and very dense network of bank branches.Deutsche Bank is by far the biggest German bank and Commerzbank is the second biggest.But with all the economic turmoil in the world these days,such rankings can change within

  17. Bank branches in supermarkets

    OpenAIRE

    Lawrence J. Radecki; John Wenninger; Daniel Orlow

    1996-01-01

    The largest U.S. commercial banks are restructuring their retail operations to reduce the cost disadvantage resulting from a stagnant deposit base and stiffer competition. As part of this effort, some banks are opening "supermarket," or "in-store," branches: a new type of banking office within a large retail outlet. An alternative to the traditional bank office, the supermarket branch enables banks to improve the efficiency of the branch network and offer greater convenience to customers.

  18. Bank Profitability during Recessions

    OpenAIRE

    Wilko Bolt; Leo de Haan; Marco Hoeberichts; Maarten van Oordt; Job Swank

    2010-01-01

    This paper estimates the relation between bank profitability and economic downturns using a theoretical model that takes into account the bank's lending history as well as amortization and losses on outstanding loans. We focus on total bank profits and its components: net interest income, other income, and net provisioning plus other costs. Using both aggregate and individual bank panel datasets, our results confirm that pro-cyclicality of bank profits is stronger for deep recessions than dur...

  19. Norges Bank Watch 2008

    OpenAIRE

    Juel, Steinar; Molnar, Krisztina Molnar; Røed, Knut

    2008-01-01

    Norges Bank has gone a long way in being open about its decisions and it is one of the most transparent central banks; this report makes a few recommendations about further improving the bank in this respect. Since Norges Bank already has a history of many years of transparency about its decisions and the principles used to make these decisions, it is possible to make a retrospective analysis and evaluate the bank. We think that evaluating and discussing the monetary policy of ...

  20. Selling Failed Banks

    OpenAIRE

    Joao Granja; Gregor Matvos; Amit Seru

    2014-01-01

    We study the recent episode of bank failures and provide simple facts to better understand who acquires failed banks and which forces drive the losses that the FDIC realizes from these sales. We document three distinct forces related to the allocation of failed banks to potential acquirers. First, a geographically proximate bank is significantly more likely to acquire a failed bank: only 15% of acquirers do not have branches within the state. Sales are more local in regions with more soft inf...

  1. Outsourcing central banking

    OpenAIRE

    Khoury, Sarkis Joseph; Wihlborg , Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervision can be "outsourced" in an open economy with substantial foreign direct investment (FDI) in the banking sector if political nationalism does not trump economic rationality. An orthodox CB renders the central banking function redundant in terms of interest rate and exchange rate determination. FDI in banking could...

  2. Understanding Banking Sector Globalization

    OpenAIRE

    Linda S. Goldberg

    2009-01-01

    This article profiles the recent evolution and consequences of banking sector globalization. After presenting trends in international banking, the article overviews macroeconomic consequences of banking sector globalization, including the role of banks in the international transmission of shocks, comovements of business cycles, financial crises, and economic growth. Other consequences of banking globalization have parallels with the effects of real-side foreign direct investment, including te...

  3. Netherlands' national communication on climate change policies

    International Nuclear Information System (INIS)

    National Communication was produced to fulfil the Netherlands' commitments to the Framework Convention on Climate Change which was ratified by the Netherlands' Government on 21 December 1993. It gives a broad overview of the country's climate change policies and a summary of the inventory of greenhouse gas emissions. It discusses projection of emissions to 2000 and effect of measures on emissions. The vulnerability of the Netherlands to sea level rise is discussed and adaptations outlined. Initiatives on joint implementation are summarised. Finance of mitigation/adaptation, international cooperation, research programs and education and training programs on climate change and its mitigation are briefly discussed. 63 refs., 40 figs., 36 tabs

  4. Impacts of climate change in the Netherlands

    International Nuclear Information System (INIS)

    The main conclusion of the study on the title subject is that the impacts of climatic change in the Netherlands are still limited. However, the impacts will be stronger in the next decades and will be even problematic at the end of this century. In this book an overview is given of probable changes in the climate for the Netherlands, danger for flooding in specific areas of the Netherlands, changes of the nature, impacts for agriculture, tourism and recreation, and industry and businesses, and risks for public health

  5. Mobile banking: near future of banking

    OpenAIRE

    Gentiana Gjino; Orkida Ilollari (Findiku)

    2014-01-01

    Banks are now being prepared to take advantage of another profit opportunity which is another product usable by all of us, the 'Mobile phone'. The interest over 'Mobile Banking' product is becoming increasingly intense. Applications and new technologies are spreading through European banks mobilized to embrace this profitable product. It is common knowledge that many users of mobile telephony are actively shifted from PC to mobile devices. It still remains to understand: to what extent this n...

  6. Ethnicity, schooling, and merit in the Netherlands

    OpenAIRE

    Werfhorst, Herman G. van de; Van Tubergen, Frank

    2007-01-01

    We examine to what extent ethnicity affects academic ability measured in the first year of secondary school and secondary school type in the Netherlands. We focus on second-generation immigrants. The empirical results indicate that academic ability (both in mathematics and language) is not affected by ethnicity, independent of parents’ occupation, education, and resources. On a bivariate level, children of Turkish and Moroccan immigrants in the Netherlands are found relatively often in lower ...

  7. Early yaws, imported in The Netherlands.

    OpenAIRE

    Engelkens, H J; Oranje, A P; Stolz, E

    1989-01-01

    Early yaws in a 9 year old girl from Ghana, diagnosed as imported disease in The Netherlands is reported. She had lived in The Netherlands for six months. Tropical non-venereal treponematoses are rarely seen in Europe, and only a few case reports have been published. Migration and travelling may confront the medical profession with cases of tropical diseases such as yaws. Positive serological reactions in non-venereal tropical or venereal treponematoses cannot be distinguished at present.

  8. INLAND DUNE VEGETATION OF THE NETHERLANDS

    Directory of Open Access Journals (Sweden)

    R. HAVEMAN

    2003-01-01

    Full Text Available Drifting sands in the Netherlands are the result of human over-exploitation (sod-cutting, over-grazing of woodlands and heathlands. The most important association of inland sand dune areas is the Spergulo-Corynephoretum (Corynephorion canescentis, which is poor in vascular plants, but in it older stager rich in mosses and especially lichens. In the Netherlands, the area of drifting sand is reduced dramatically in the last 70 years. mainly by afforestation and spontaneous succession.

  9. Acceptance of homosexuality in the Netherlands 2011

    OpenAIRE

    Saskia Keuzenkamp

    2011-01-01

    The Dutch government wishes to promote the social acceptance of homosexuality. To gain an impression of the current status and the progress in achieving this objective, the government asked the Netherlands Institute for Social Research/SCP to carry out a study of the current statistics and trends in this regard. This report shows that the Netherlands is still the most gay-tolerant country in Europe. Nonetheless, there are limits to that tolerance and there are some groups in Dutch society whi...

  10. Acceptance of homosexuality in the Netherlands

    OpenAIRE

    Lisette Kuyper; Floor Bakker

    2006-01-01

    Original title: De houding ten opzichte van homoseksualiteit. To date, relatively little systematic research has been carried out on public attitudes to homosexual men and women in the Netherlands - far less than in the United States, for example. SCP has recently carried out a large-scale survey of the attitudes of the Dutch public to homosexuality; this was published earlier this year under the title Just doing what comes naturally. Acceptance of homosexuality in the Netherlands (Gewoon doe...

  11. Agricultural marketing in Belgium and The Netherlands

    OpenAIRE

    M.T.G. Meulenberg; Viaene, J.

    1993-01-01

    Agriculture in Belgium and the Netherlands has a strong export tradition and has been market oriented for a long time. In this article agricultural markeling in Belgium and the Netherlands is analyzed on the basis of the concepts structure, conduct and performance. In our review of market structure attention is paid to the structure of agriculture, the food consumer, food retailing, government policies, competition and marketing channels. Afterwards market conduct with respect to product, pri...

  12. Were Universal Banks More Vulnerable to Banking Failures? Evidence From the 1931 German Banking Crisis

    OpenAIRE

    Adalet, Müge

    2009-01-01

    This paper examines the 1931 German banking crisis using a bank-level data set. It specifically focuses on the link between banking structure and financial stability. The universality of banks, a key characteristic of the German banking system, is shown to increase the probability of bank failure after controlling for other bank-level characteristics and macroeconomic variables.

  13. Methods of Payment to Banks:e- Banking. Comparative Study on Three Banks

    OpenAIRE

    Miranda Petronella VLAD; Mariana Rodica TIRLEA

    2012-01-01

    E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accoun...

  14. Ectomycorrhizal fungal communities of Coccoloba uvifera (L.) L. mature trees and seedlings in the neotropical coastal forests of Guadeloupe (Lesser Antilles)

    OpenAIRE

    Séne, S.; Avril, R.; Chaintreuil, Clémence; Geoffroy, A; Ndiaye, C; Diedhiou, A. G.; Sadio, O.; Courtecuisse, R.; Sylla, S.; Selosse, M.A.; Bâ, Amadou

    2015-01-01

    We studied belowground and aboveground diversity and distribution of ectomycorrhizal (EM) fungal species colonizing Coccoloba uvifera (L.) L. (seagrape) mature trees and seedlings naturally regenerating in four littoral forests of the Guadeloupe island (Lesser Antilles). We collected 546 sporocarps, 49 sclerotia, and morphotyped 26,722 root tips from mature trees and seedlings. Seven EM fungal species only were recovered among sporocarps (Cantharellus cinnabarinus, Amanita arenicola, Russula ...

  15. Genetic evidence of hybridization between the endangered native species Iguana delicatissima and the invasive Iguana iguana (Reptilia, Iguanidae) in the Lesser Antilles: management Implications

    OpenAIRE

    Vuillaume, Barbara; Valette, Victorien; Lepais, Olivier; Grandjean, Frederic; Breuil, Michel

    2015-01-01

    The worldwide increase of hybridization in different groups is thought to have become more important with the loss of isolating barriers and the introduction of invasive species. This phenomenon could result in the extinction of endemic species. This study aims at investigating the hybridization dynamics between the endemic and threatened Lesser Antillean iguana (Iguana delicatissima) and the invasive common green iguana (Iguana iguana) in the Lesser Antilles, as well as assessing the impact ...

  16. 3-D magnetotelluric inversion with coast effect modeling to assess the geothermal potential of Anses d'Arlet (Martinique, Lesser Antilles)

    OpenAIRE

    Coppo, Nicolas; Hautot, Sophie; Wawrzyniak, Pierre; Baltassat, Jean-Michel; Girard, Jean-François; Tarits, Pascal; Martelet, Guillaume

    2014-01-01

    Within the framework of a global French program towards development of renewable energies, Martinique Island (Lesser Antilles, France) has been extensively investigated (from 2012 to 2013) through an integrated multi-disciplinary approach, with the aim to identify precisely the potential geothermal resources previously highlighted (Gadalia et al., 2014). Among the investigation methods deployed (geological, geochemical and hydrogeological), we carried out three magnetotelluric (MT) surve ys a...

  17. Ecoturisme, conservació de la natura i desenvolupament local: el cas de Mèxic, Amèrica Central i les Grans Antilles.

    OpenAIRE

    Nel·lo Andreu, Marta Gemma

    2003-01-01

    Ecotourism, preservation of nature and local development: the case of Mexico, Central America and the Great AntillesAREA OF STUDY AND METHODOLOGYThe present thesis is a continuity of the dissertation, in which the area of study at the time was limited to Costa Rica, a country that was starting to stand out in 1994 as regards ecotourism. However, in this doctoral thesis the territorial area of analysis has been considered appropriate for extension. The reasons why are exposed below.Throughout ...

  18. Internet Banking

    OpenAIRE

    Felician ALECU

    2009-01-01

    Σκοπός της εργασίας είναι η μελέτη της Τραπεζικής του Διαδικτύου. Ειδικότερα η διερεύνηση των μελλοντικών εξελίξεων του Internet Banking αλλά και των επιπτώσεων που αναμένεται να επιφέρει η περαιτέρω ανάπτυξή του στην παραδοσιακή Τραπεζική και τον ευρύτερο Τραπεζικό και χρηματοοικονομικό τομέα. Η εργασία είναι οργανωμένη σε τρεις θεματικές ενότητες-κεφάλαια. Στο πρώτο κεφάλαιο γίνεται αναφορά σε θεμελιώδη θέματα που αφορούν την Τραπεζική του Διαδικτύου. Πέρα από τους ορισμούς των Τραπεζικ...

  19. Methane emissions in the Netherlands

    International Nuclear Information System (INIS)

    Methane is the most important greenhouse gas after carbon dioxide. Detailed national emission estimates are needed to narrow the gap between world emission estimates and budget results from atmospheric chemistry. These estimates have to be based on sound emission factors and better extrapolation of methane measurement results. The article identifies the most important sources of methane in the Netherlands as landfills, ruminants, manure and the production, distribution and combustion of gas. It explains that emissions from landfills will decrease as a result of policies to reduce landfilling. The encouragement of increased internal use of otherwise vented gas on oil and gas production platforms and the planned extra maintenance of destribution networks should further decrease emissions. Policies to reduce milk and beef surplus and the introduction of new types of stabling and manure handling systems will reduce emissions in the agriculture sector. These measures should produce a total reduction of methane of 20% in 2000 with respect to 1990 levels. 5 refs., 3 figs., 2 tabs

  20. Impact of Electronic Banking Innovations on Bank Deposit Market Share

    OpenAIRE

    Kashmari A; Nejad AHG; Nayebyazdi A

    2016-01-01

    Development and diversity of electronic banking services is one of the aspects of financial innovation of banks. In Iran’s banking system, the development of multiple channels representing electronic banking services such as SWIFT system, ATM, POS, PIN pads, internet banking, mobile banking and telephone banking are made for more facility in paying money, so today, the development of this channels is one of the most competitive areas between banks for attracting resources. The main purpose of...

  1. Banking Postal Savings Bank in Sight

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ Nine years of controversy regarding a national postal savings bank is expected to finally conclude this year. In April, the China Banking Regulatory Commission (CBRC)announced the establishment of a new department, one of the main functions of which will be to supervise postal savings.

  2. Kewenangan Bank Indonesia Dalam Likuiditas Bank Umum

    OpenAIRE

    Silvana R

    2008-01-01

    Perbankan merupakan pokok dari sistem keuangan setiap negara, karena perbankan merupakan salah satu motor penggerak pembangunan seluruh bangsa. Krisis perbankan berdampak pada turunnya kepercayaan masyarakat terhadap industri perbankan. Berbagai masalah di sektor perbankan yang tidak terdeteksi secara dini akan mengakibatkan runtuhnya kepercayaan masyarakat terhadap industri perbankan, Skripsi mi mengemukakan bagaimana penilaian kesehatan bank umum yang dilakukan oleh Bank Indonesia, bagai...

  3. FOREIGN BANKS WELCOMED

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    Honoring its WTO commitments, China has begun to allow local incorporation by foreign banks, endowing them with the same status as their Chinese counterparts in an attempt to encourage diversified development in the Chinese banking sector On March 18, Wi

  4. GenBank

    Data.gov (United States)

    U.S. Department of Health & Human Services — GenBank is the NIH genetic sequence database, an annotated collection of all publicly available DNA sequences. GenBank is designed to provide and encourage access...

  5. Bank Funding Modes

    OpenAIRE

    Stuart I. Greenbaum; Anjan V. Thakor

    2004-01-01

    We examine a bank's choice of whether to fund the loans it originates by emitting deposits or to sell the loans to investors. With common knowledge of loan quality and laissez faire banking, we find that the choice is irrelevant. With asymmetric information but without government intervention, we find that better quality assets will be sold (securitized) and poorer quality assets will be funded with deposits. Public regulation can influence the bank's choice; subsidies can cause a bank to fav...

  6. Framing a Bank

    DEFF Research Database (Denmark)

    Holmgreen, Lise-Lotte

    2012-01-01

    Danish bank, Danske Bank, during the 2008 financial crisis and hence in shaping its image projected to the public. Through the study of a number of semantic frames adopted by the Danish print press and those adopted by the Bank, this article will argue for the constructions of the press putting...... considerable strain on the Bank and its image, leading it to reconsider its previous strategy of denial of responsibility...

  7. Securitization and Bank Performance

    OpenAIRE

    Casu, B; Clare, A; Sarkisyan, A.; Thomas, S.

    2013-01-01

    Using predominantly precrisis U.S. commercial bank data, this paper employs a propensity score matching approach to analyze whether individual banks did improve their performance through securitization. On average, our results show that securitizing banks tend to be more profitable institutions, with higher credit risk exposure. Despite a more diversified funding structure, they face higher funding costs. We also find that securitizing banks tend to hold larger and less diversified loan portf...

  8. The Shanxi Banks

    OpenAIRE

    Randall Morck; Fan Yang

    2010-01-01

    The remote inland province of Shanxi was late Qing dynasty China's paramount banking center. Its remoteness and China's almost complete isolation from foreign influence at the time lead historians to posit a Chinese invention of modern banking. However, Shanxi merchants ran a tea trade north into Siberia, travelled to Moscow and St. Petersburg, and may well have observed Western banking there. Nonetheless, the Shanxi banks were unique. Their dual class shares let owners vote only on insiders'...

  9. Early public banks

    OpenAIRE

    Roberds, William; Velde, François R.

    2014-01-01

    Publicly owned or commissioned banks were common in Europe from the fifteenth century. This survey argues that while the early public banks were characterized by great experimentation in their design, a common goal was to create a liquid and reliable monetary asset in environments where such assets were rare or unavailable. The success of these banks was however never guaranteed, and even well-run banks could become unstable over time as their success made them susceptible to fiscal exploitat...

  10. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  11. Boards of Banks

    OpenAIRE

    Daniel Ferreira; Tom Kirchmaier; Daniel Metzger

    2011-01-01

    We show that country characteristics explain most of the cross-sectional variation in bank board independence. In contrast, country characteristics have little explanatory power for the fraction of outside bank directors with experience in the banking industry. Exploiting the time-series dimension of the sample, we show that changes in bank characteristics are not robustly associated with changes in board independence, while changes in board experience are positively related to changes in ban...

  12. Mobile banking in Asia

    OpenAIRE

    Anne Ho

    2010-01-01

    Technology has transformed the banking industry with the introduction of mobile banking services that offer unprecedented convenience and accessibility to customers. This Asia Focus report describes the various approaches to mobile banking in Asia, and examines how particular countries have addressed regulatory issues.

  13. Commercial Banking Industry Survey.

    Science.gov (United States)

    Bright Horizons Children's Centers, Cambridge, MA.

    Work and family programs are becoming increasingly important in the commercial banking industry. The objective of this survey was to collect information and prepare a commercial banking industry profile on work and family programs. Fifty-nine top American commercial banks from the Fortune 500 list were invited to participate. Twenty-two…

  14. Banks on Notice

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    Regulators issue policies to guide China’s banks as massive loans compromise the banking sector’s ability to contain future risks R egulatory departments are strengthening their supervision over financial institutions to prevent an incomprehensible financial scenario from unfolding: the failure of the Chinese banking

  15. A BANK MANAGER SPEAKS

    Institute of Scientific and Technical Information of China (English)

    2004-01-01

    My name is Jane Carson and I'm the manager of savings bank in Portland,Oregon,My bank is open every day from8:30 in the moming until 4:00 in the aftermoon.On Fridays the bank remains oper until 6:30 in the evening.

  16. Banking on Change

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    The opening up of China’s banking sector took another giant step forward on March 20 when the first four foreign banks gained approval to incorporate locally. After going through commercial registration formalities, the banks will be able to con- duc

  17. Polymer bank notes

    OpenAIRE

    Brian Lang; John Barry

    1999-01-01

    On 3 May 1999 the Bank issued a new $20 bank note into circulation that had been printed on a polymer substrate. This article traces the history of polymer, briefly describes the process of production, and highlights the benefits of the substrate and the implications for the future of bank note handling within the country.

  18. Banking on the Internet.

    Science.gov (United States)

    Internet Research, 1996

    1996-01-01

    Electronic ground was broken in 1995 with the development of the completely Internet-based bank Security First Network Bank. This article discusses the need for developing online services, outlines the reasons for the formation of an Internet-based bank and argues that to remain competitive financial services providers must provide easier customer…

  19. More Localized Foreign Banks

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    The country's banking watchdog says that to engage in the retail renminbi business, foreign banks must become Chinese legal entities According to China's commitment at its accession to the WTO, as of December 11 this year, it will fully open renminbi business to foreign-funded banks. However, this does not mean that the 103 China branches of foreign

  20. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if politica...

  1. Euthanasia in Belgium, the Netherlands and Luxembourg.

    Science.gov (United States)

    2013-11-01

    Each of the Benelux countries (Belgium, Luxembourg, Netherlands) has enacted legislation that partially decriminalises euthanasia, defined as an act that intentionally terminates someone's life at their request. In the Netherlands and Luxembourg, but not in Belgium, the legislation partially decriminalised assisted suicide at the same time. In all three countries, euthanasia can only be performed by a doctor, in response to the patient's voluntary and well-considered request, and for patients who have an incurable disease that causes unbearable suffering, without any prospect of relief. In the Netherlands, minors can request euthanasia as of the age of 12 years. In 2011, reported euthanasia accounted for about 1% of deaths in Belgium and 3% in the Netherlands. In 75% of cases, cancer was the disease leading to a request for euthanasia. In the Netherlands, the number of cases of euthanasia reported by doctors in surveys matches the number that is officially declared. In Belgium, it is thought that there are as many unreported as reported cases of euthanasia. Since the enactment of euthanasia legislation, fewer deaths involve the intentional administration of lethal drugs without an explicit request from the patient. PMID:24427846

  2. Better borrowers, fewer banks?

    OpenAIRE

    Christophe J. Godlewski; Frédéric Lobez; Jean-Christophe Statnik

    2010-01-01

    We investigate the relationship between borrower quality and the structure of the pool of banks. First, we develop a theoretical model where the size of the banking pool is a credible signal of firm quality. We argue that better borrowers seek to disclose their quality in a credible way through the structure of the banking pool involving fewer banks. Second, we test our prediction using a sample of more than 3,000 loans from 19 European countries. We perform regressions of the number of bank ...

  3. Extreme Spillover Between Shadow Banking and Regular Banking

    OpenAIRE

    Paraschiv, Florentina; Qin, Minzi

    2013-01-01

    The current financial crisis brought light to a large banking sector that existed for decades within the "darkness" of the financial system - the shadow banking sector. Shadow bank assets are widely traded in the financial markets and shadow banking activities are intertwined with the daily business of regular banks. This unregulated banking sector has become systematically important. Its failure affected the entire banking system. We present a model based on multivariate extreme value theory...

  4. THE BANKING SECTOR - INFLUENCE FACTORS OF BANKING PERFORMANCE

    OpenAIRE

    Mirela CIOCAN

    2014-01-01

    The paper examines how the banking system is organised in Romania. By comparing the organization of the banking system in Romania with banking systems of certain countries in the European Union, banks typology is highlighted at the international level. The aim of this paper is to highlight the factors influencing the Romanian banking system, the banking system role in the economy as well as the objectives of Romanian banking system. This paper examines indicators as: return on equity, return ...

  5. Central bank capital, financial strength, and the Bank of Japan

    OpenAIRE

    Cargill, Thomas F.

    2006-01-01

    This Economic Letter addresses central bank capital and financial strength in the context of Bank of Japan policy (Cargill 2005). Specifically, it reviews general considerations about central bank capital and financial strength, discusses recent Bank of Japan policy in the context of capital structure, evaluates the Bank of Japan's concern in the context of the broader issue of central bank independence, and draws some lessons from recent Bank of Japan policy.

  6. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    2015-01-01

    The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure....... The FDIC's experience teaches us three important lessons: First, systemically important financial institutions need to have in their liability structure sufficient unsecured (or otherwise subordinated) term debt so that in the event of bank failure, the conversion of debt into equity will be...

  7. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Wolf-Georg

    The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States’ disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure....... The FDIC’s experience teaches us three important lessons: first, systemically important institutions need to have in their liability structure sufficient unsecured (or otherwise subordinated) term debt so that in the event of bank failure, the conversion of debt into equity will be sufficient to...

  8. Green growth in the Netherlands

    International Nuclear Information System (INIS)

    In 2009 the Ministerial Council Meeting of the Organisation for Economic Co-operation and Development (OECD) committed itself to a green growth strategy. Such a strategy fosters economic growth and development while ensuring that natural resources can continue to provide the ecosystem services on which our well-being relies. It also endorses investment, competition and innovation which will underpin sustained growth and give rise to new economic opportunities. Green growth provides both a policy strategy for implementing this economic transformation and a monitoring framework with a proposed set of indicators. This report presents an overview of the state of green growth in the Netherlands. It should be regarded as a benchmark for a more thorough and comprehensive assessment of green growth in the future. It is based on the set of indicators proposed by the OECD in their intermediate report of February 2011. Data relevant to the Dutch situation are presented for twenty of these indicators, illustrating the observed trends. The indicators are grouped in four themes. For the first theme, environmental efficiency of production, on the whole the indicators show increased efficiency. However, indicators such as greenhouse gas intensity, energy efficiency and material intensity show only relative decoupling, which on its own is not enough to ensure green growth. In addition, the increase in environmental efficiency is partly explained by substitution of imports for domestic production, which is not conducive to green growth on a global scale: the efficiency gains in domestic production, for example, are offset by increases in foreign greenhouse gas emissions. Water use and agricultural nutrient surpluses are the only indicators where absolute decoupling has occurred. The second theme contains indicators regarding the natural assets base. This group of indicators provides a mixed picture. Natural gas reserves are decreasing and the overall level of threat to animal

  9. Invertebrate distribution patterns and river typology for the implementation of the water framework directive in Martinique, French Lesser Antilles

    Directory of Open Access Journals (Sweden)

    Bernadet C.

    2013-03-01

    Full Text Available Over the past decade, Europe’s Water Framework Directive provided compelling reasons for developing tools for the biological assessment of freshwater ecosystem health in member States. Yet, the lack of published study for Europe’s overseas regions reflects minimal knowledge of the distribution patterns of aquatic species in Community’s outermost areas. Benthic invertebrates (84 taxa and land-cover, physical habitat and water chemistry descriptors (26 variables were recorded at fifty-one stations in Martinique, French Lesser Antilles. Canonical Correspondence Analysis and Ward’s algorithm were used to bring out patterns in community structure in relation to environmental conditions, and variation partitioning was used to specify the influence of geomorphology and anthropogenic disturbance on invertebrate communities. Species richness decreased from headwater to lowland streams, and species composition changed from northern to southern areas. The proportion of variation explained by geomorphological variables was globally higher than that explained by anthropogenic variables. Geomorphology and land cover played key roles in delineating ecological sub-regions for the freshwater biota. Despite this and the small surface area of Martinique (1080 km2, invertebrate communities showed a clear spatial turnover in composition and biological traits (e.g., insects, crustaceans and molluscs in relation to natural conditions.

  10. Remote sensing observations of the coherent and non-coherent ring structures in the vicinity of Lesser Antilles

    Directory of Open Access Journals (Sweden)

    R. C. Cruz Gómez

    2007-03-01

    Full Text Available The North Brazil Current Rings (NBCR penetration into the Caribbean Sea is being investigated by employing a merged altimeter-derived sea height anomaly (TOPEX/Poseidon, Jason-1 and ERS-1, 2, the ocean surface color data (SeaWiFS and Global Drifter Program information. Four strategies are being applied to process the data: (1 calculations of the Okubo-Weiss parameter for NBCR identification, (2 longitude-time plots (also known as Hovmöller diagrams, (3 two-dimensional Radon transforms and (4 two-dimensional Fourier transforms.

    A twofold NBCR structure has been detected in the region under investigation. The results have shown that NBC rings mainly propagate into the Caribbean Sea along two principal pathways (near 12° N and 17° N in the ring translation corridor. Thus, rings following the southern pathway in the fall-winter period can enter through very shallow southern straits as non-coherent structures. A different behavior is observed near the northern pathway (~17° N, where NBC rings are thought to have a coherent structure during their squeezing into the eastern Caribbean, i.e. conserving the principal characteristics of the incident rings. We attribute this difference in the rings' behavior to the vertical scales of the rings and to the bottom topography features in the vicinity of the Lesser Antilles.

  11. The Social State of the Netherlands

    OpenAIRE

    Rob Bijl; Jeroen Boelhouwer; Evert Pommer

    2007-01-01

    Original title: De sociale staat van Nederland 2007. How is the Dutch population faring? That is the central question addressed in The Social State of the Netherlands 2007. To answer this question, the report describes the position of the Netherlands and the Dutch in a number of key areas of life today and explores whether any changes have taken place in that situation over the last ten years. Have people's incomes improved? Are there more people in work? Are people less troubled by crime? Ha...

  12. Ageing aircraft research in the Netherlands

    Science.gov (United States)

    Dejonge, J. B.; Bartelds, G.

    1992-01-01

    The problems of aging aircraft are worldwide. Hence, international cooperative actions to overcome or prevent problems should be taken. The Federal Aviation Administration (FAA) and the Netherlands Civil Aviation Department (RLD) signed a Memorandum of Cooperation in the area of structural integrity, with specific reference to research on problems in the area of aging aircraft. Here, an overview is given of aging research that is going on in the Netherlands. The work described is done largely at the National Aerospace Laboratory; much of the research is part of the forementioned cooperative agreement.

  13. Strategic Plan for Astronomy in the Netherlands 2011-2020

    OpenAIRE

    Groot, P.J.; Kuijken, K.; Stark, R.

    2012-01-01

    Strategic Plan for Astronomy in the Netherlands 2011 - 2020, written by the Netherlands Committee for Astronomy (NCA), on behalf of the excellence research school in astronomy NOVA, (combining the university astronomy institutes of the universities of Amsterdam, Groningen, Leiden and Nijmegen), the NWO division of Physical Sciences, the Netherlands Institute for Radio Astronomy ASTRON and the Netherlands Institute for Space Research SRON. The Strategic plan outlines the scientific priorities ...

  14. Report from the NEA Data Bank

    International Nuclear Information System (INIS)

    The NEA Data Bank services celebrate its 40th anniversary in 2004. During all these years, the Data Bank's primary role has been to provide scientists in member countries with reliable nuclear data and computer programs for use in different nuclear applications. The services include also Thermochemical data for radioactive waste management applications. The Data Bank organises seminars and workshops to present information on computer programs or groups of programs that are considered to be of special interest to users. Training courses on widely used computer programs are organised a few times a year to ensure a correct and effective use of these programs. The Data Bank member countries are: Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Italy, Japan, Republic of Korea, Mexico, Netherlands, Norway, Portugal, Slovak Republic, Spain, Sweden, Switzerland, Turkey, and United Kingdom. Users of the Data Bank services include governmental research institutes, industry and universities. By arrangement with IAEA, the Data Bank computer program service covers both Data Bank countries and member states of IAEA, except USA and Canada where a separate agreement covers nuclear data and computer program exchanges. The NEA Data Bank also maintains a close cooperation with the NEA Nuclear Science Section, which provides useful feedback on the performance of computer programs and nuclear data through a number of benchmark studies, especially in the areas of reactor and fuel cycle physics, criticality safety, and radiation shielding. This report describes the Organisation, Nuclear Data Services (EXFOR and CINDA, JANIS-2 and the Joint Evaluated Fission and Fusion (JEFF) Project and JEFF-3.1). The computer program services have during its 40 years of existence distributed in total about 67 000 programs upon request. In 2003, the Data Bank acquired 70 new or revised versions of computer codes. During the same period, the NEA distributed more than 1

  15. Banking system in Kyrgyz Republic

    OpenAIRE

    Sagbansu, Lutfu

    2006-01-01

    This paper examines the overall banking system and the basic banking system development factors such as internet banking and deposit insurance in the world and particularly in Kyrgyzstan. The analyses show that progress in banking reform, introduction of deposit insurance and internet banking concepts are essential for avoiding harmful problems, development stable and solvent banking system. These developments include the more effective regulation of the entry and exit of banks, removal of ob...

  16. Adopting Internet Banking in Ghana

    OpenAIRE

    G.O. Ofori-Dwumfuo; Betty A. Dankwah

    2013-01-01

    This study looks at the benefits, challenges and barriers in adopting Internet banking at a major bank in Ghana. The development of the Internet is changing the way financial services are provided in Ghana. The Internet banking facility has resulted in new ways of delivering banking services. The research is a case study based on the staffs that has worked with the bank for more than three years. In evaluating benefits, challenges and barriers to the bank in adopting Internet banking, intervi...

  17. Customer Experience in Banking Industry

    OpenAIRE

    Michálková, Anna

    2015-01-01

    This thesis analyzes the field of Customer Experience. The goal is to apply these issues to the banking market and understand what role has the relationship between the bank and the customer due to the prosperity of the bank. The paper describes the current Czech banking market, its trends in recent years and segmentation of bank clients. One of the major changes on the Czech banking market concerns ever increasing competition between banks and increase competition for consumers. Customer Exp...

  18. Do Foreign Banks Lead in Internet Banking Services?

    Directory of Open Access Journals (Sweden)

    Kooi Guan CHEAH

    2005-01-01

    Full Text Available Internet banking has been increasingly used as a delivery channel in retail consumer banking. As far as the provision of internet banking services in developing countries is concerned, foreign banks definitely enjoy distinct advantages over domestic banks due to their experiences in other, more advanced financial markets. This paper reports a study that examined the levels of retail internet banking services provided by foreign and domestic commercial banks in Malaysia over a period of two years. The study found that while foreign banks are marginally more sophisticated at information provision level, domestic banks offer a significantly higher level of transactional facilities in both years.

  19. Missing in action: inclusion and exclusion in the first days of AIDS in The Netherlands.

    Science.gov (United States)

    Dijstelbloem, Huub

    2014-11-01

    Approaches combining social and political theory with ontology have rarely been utilised in the evaluation of decision-making processes. Drawing on such an approach clarifies the questions that still need to be asked about the policy response to HIV/AIDS in The Netherlands in the early 1980s. The initial response in The Netherlands is internationally regarded as an example of successful cooperation between public authorities, health organisations, blood banks and the gay movement. In comparison with other countries, deeply dividing social conflicts as well as dramatic medical disasters were avoided. This image, however, is misleading. Although it was on a smaller scale than the disasters with contaminated blood products in other countries, The Netherlands had their blood scandal too. A reconstruction of this episode offers the opportunity to evaluate the role objects are granted in theories of institutionalisation and to critically examine the procedural notion of politics in actor network theory. The aim of the article is to show that analyses of decision-making processes under conditions of uncertainty ought to engage more carefully with processes of exclusion and the transformative role of objects. PMID:25040626

  20. Banks, regions and development

    Directory of Open Access Journals (Sweden)

    Pietro Alessandrini

    2003-03-01

    Full Text Available From the 1980s onwards the banking sectors in all the industrialised countries have been experiencing intense restructuring, aggregation and consolidation, radically changing their ownership structures and geography. Whatever the reasons behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the removal of barriers to the free location of banks and their penetration of peripheral markets pose two main questions. Will integration of the banking systems lead to a narrowing or a widening of the development gap between regions? What relations will there be between financial centres and the periphery, and how will financial labour be divided between national (international banks and local (regional banks? The aim of this paper is to address such questions in the light of recent developments in the theoretical and empirical literature on financial integration.

  1. Islamic Banking and Finance

    OpenAIRE

    AlFarra, Diaa M. S.

    2015-01-01

    Islamic Banking and Finance has been growing rapidly during the last decades. Descriptive analysis has been used in order to introduce the Islamic banking and finance and how it works. On other hand, clarify the Islamic Banking and Finance Systems and show how it works in part of liability and also profit and loss sharing basis. In addition to that, the main similarities and differences were properly identified, introduced and discussed in the paper. It is obvious that there are many similari...

  2. Essays on Bank Risk

    OpenAIRE

    Cabiles, Neil Adrian

    2012-01-01

    This PhD Thesis is composed of three chapters, each discussing a specific type of risk that banks face. The first chapter talks about Systemic Risk and how banks get exposed to it through the Interbank Funding Market. Exposures in the said market have Systemic Risk implications because the market creates linkages, where the failure of one party can affect the others in the market. By showing that CDS Spreads, as bank risk indicators, are positively related to their Net Interbank Funding ...

  3. Method of Banks Valuation

    OpenAIRE

    Eva Horvátová

    2010-01-01

    Since there is not a special common framework for valuation banks and it gives possibilities to create establishment, improvement and adaptation of various approaches to measuring the value of banks and financial institutions. Most approaches banks valuation note the strong dependence of financial institutions value from market interest rates (Mishkin, F., Miller, WD, Copeland, T., Koller, T., Damodaran, A., and others). Each approache reflects greater or lesser degree of accuracy depending o...

  4. Bank Customers Management System

    OpenAIRE

    Ebubeogu Amarachukwu Felix

    2015-01-01

    ABSTRACT The purpose of this project is in partial fulfilment of the requirements of Bachelor of Science Hon in Information Technology. The Design and development of this Bank customers Management system provides a more secured approach in managing bank customers information which strengthens the relationships between banks and their customers by providing the right solutions that uses a multi-level security to improve customer satisfaction. The technology used in developing this project is A...

  5. Banks on Board

    OpenAIRE

    Jeffrey Fear; Christopher Kobrak

    2007-01-01

    As part of a series of related papers, the authors examine the conceptual foundations of German and American corporate governance, specifically highlighting the role of banks' relationships to corporations and the stock market. This paper focuses on how the regulatory and macroeconomic environments of the two countries helped shape how banks, especially money-centred bankers, actually interacted with their clients. Prior to 1914, despite many regulatory obstacles, American banks wielded more ...

  6. Agricultural Development Bank Reform

    OpenAIRE

    Seibel, Hans Dieter

    2001-01-01

    Agricultural development banks (AgDBs), which are not viable, should either be closed, or transformed into self-reliant, sustainable financial intermediaries. Experience shows that reform is possible. Among the prominent cases are Bank Rakyat Indonesia (BRI) and Bank for Agriculture and Agricultural Cooperatives (BAAC, Thailand) as well as ADB/Nepal, which has been transforming its small farmer credit program into financially self-reliant local financial intermediaries owned and managed by th...

  7. BANKING PRIVATIZATION IN TURKEY

    OpenAIRE

    Ersoy, İmre

    2015-01-01

    It seems impossible to drive a general rule concerning the outcomes of privatization that would be applicable to each country or sector. Privatization may lead to better use of resources but also to extraction of profit overseas and growing industrial concentration. Privatization of banking is more delicate an issue because of the potential to undermine confidence in the system. Moreover, there is the problem of obtaining data on bank privatization as public banks have always been an importan...

  8. Space research in the Netherlands 1977

    International Nuclear Information System (INIS)

    The 1977 reports of the four working groups of the Netherlands Committee for Geophysics and Space Research are presented. The research described includes the electromagnetic and particle radiation of the sun and stars, cosmic rays and non-solar X- and gamma-radiation, photometric observations in the far infrared and ultraviolet spectral regions and observational, theoretical and applied satellite geodesy. (Auth.)

  9. Space research in the Netherlands 1976

    International Nuclear Information System (INIS)

    The reports of the four working groups of the Netherlands Committee for Geophysics and Space Research are given for 1976. The research desribed includes the electromagnetic and particle radiation of the sun and stars, cosmic rays and non-solar X-and gamma-radiation, photometric observations in the far infrared and ultraviolet spectral regions and observational and geometric satellite geodesy. (Auth.)

  10. The Umbelliferae of the Netherlands Indies

    NARCIS (Netherlands)

    Buwalda, P.

    1936-01-01

    Besides the Umbelliferae of the Netherlands Indies proper, also those of the Malay Peninsula and the non-Dutch parts of Borneo and New Guinea have been taken up in this revision. The materials examined belong to the following Herbaria: (B) = the Herbarium of the Botanic Garden, Buitenzorg. (BD) = th

  11. The genus Alangium in the Netherlands Indies

    NARCIS (Netherlands)

    Bloembergen, S.

    1935-01-01

    The present revision comprises, besides the Alangia of the Netherlands Indies proper, also those of the Malay Peninsula, North Borneo, and Eastern New Guinea. The materials examined were kindly put at the author’s disposal by the Directions of the following herbaria: B = the Herbarium of the Botanic

  12. Defragmentation in the Netherlands: a success story?

    NARCIS (Netherlands)

    Grift, van der E.A.

    2005-01-01

    In the Netherlands the problem of habitat fragmentation due to transport corridors is being addressed by a Long-Term Defragmentation Programme. Priority spots for defragmentation measures (i.e., locations where wildlife passages are most urgently required) were assessed by combining population viabi

  13. Moral Panic in the Netherlands? A Commentary.

    Science.gov (United States)

    Lamers-Winkelman, Francien

    1994-01-01

    A Dutch physiotherapist expounds upon the conditions and culture surrounding the Bolderkar case. Despite being an extremely open society, the Netherlands has a strong Calvinistic tradition of noninterference in family matters. This was the primary reason for the public reaction about the case, and because of the denial of public officials of the…

  14. Communication on climate change in the Netherlands

    NARCIS (Netherlands)

    Klostermann, J.E.M.

    2006-01-01

    In the Netherlands, the research Programme ‘Climate Changes Spatial Planning’ started in 2004 with 40 million Euros to spend. Why does the programme intend to communicate on this issue? Which stakeholders are already intensely involved in the debate and why?

  15. Netherlands Energy Research Foundation Annual Report 1987

    International Nuclear Information System (INIS)

    This Annual Report includes a brief survey of the nuclear research activities of the Netherlands Energy Research Center (ECN) in Petten during 1987. They cover the following subjects: reactor safety, processing, storage and disposal of radioactive waste, advanced nuclear reactors, radiation protection, nuclear analysis, and contributions to the European thermonuclear-fusion research. (H.W.). 20 figs.; 18 fotos; 1 tab

  16. Energy sector in the Netherlands adapts slowly

    International Nuclear Information System (INIS)

    One conclusion of reports of consultants Ernst and Young (report 'Trends in Energy 1999') and Andersen consulting (report 'The Energy Sector Unchained') is that energy companies in the Netherlands are not decisive enough to deal successfully with the changes in the liberalized energy market. Quick adaptation in several areas is required to survive in the coming competitive period

  17. NVG training developments in The Netherlands

    NARCIS (Netherlands)

    Kooi, F.L.; Meeuwsen, T.; Graaff, M. de

    2007-01-01

    Night Vision Goggle (NVG) imagery differs from the naked-eye view which makes it difficult to interpret. For time critical tasks – like flying an airplane – training is an essential element to ensure safe operation. The Netherlands has been devoting effort to further enhance and streamline the NVG t

  18. Corporate-governmental networks in the Netherlands

    NARCIS (Netherlands)

    R.J. Mokken; F.N. Stokman

    1979-01-01

    Corporate networks studies have been restricted mainly to the private or business sectors. Network analyses involving both corporations and state or government agencies have been extremely rare. In this paper, the intercorporate network of interlocking directorates in the Netherlands, based on 86 la

  19. Occupational blood exposure accidents in the Netherlands.

    NARCIS (Netherlands)

    Wijk, P.T.L. van; Schneeberger, P.M.; Heimeriks, K.; Boland, G.J.; Karagiannis, I.; Geraedts, J.; Ruijs, W.L.M.

    2010-01-01

    BACKGROUND: To make proper evaluation of prevention policies possible, data on the incidence and associated medical costs of occupational blood exposure accidents in the Netherlands are needed. METHODS: Descriptive analysis of blood exposure accidents and risk estimates for occupational groups. Cost

  20. Modelling Forest Water Consumption in The Netherlands

    NARCIS (Netherlands)

    Dolman, A.J.; Nonhebel, S.

    1988-01-01

    The water consumption of oak, beech, spruce and pine forest is predicted from routinely measured meteorological data for five locations in the Netherlands. Differences in water consumption are found to be primarily a result of differences in interception loss. Predicted interception loss was found t

  1. Prioritizing emerging zoonoses in The Netherlands.

    NARCIS (Netherlands)

    Havelaar, A.H.; van Rosse, F.; Bucura, C.; Toetenel, M.A.; Haagsma, J.A.; Kurowicka, D.; Heesterbeek, J.A.P.; Speybroeck, N.; Langelaar, M.F.M.; van der Giessen, J.W.; Cooke, R.M.; Braks, M.A.H.

    2010-01-01

    To support the development of early warning and surveillance systems of emerging zoonoses, we present a general method to prioritize pathogens using a quantitative, stochastic multi-criteria model, parameterized for the Netherlands. A risk score was based on seven criteria, reflecting assessments of

  2. Prioritizing Emerging Zoonoses in The Netherlands

    NARCIS (Netherlands)

    Havelaar, A.H.; Van Rosse, F.; Bucura, C.; Toetenel, M.A.; Haagsma, J.A.; Kurowicka, D.; Heesterbeek, J.A.P.; Speybroeck, N.; Langelaar, M.F.M.; Cooke, R.M.; et al.

    2010-01-01

    Background: To support the development of early warning and surveillance systems of emerging zoonoses, we present a general method to prioritize pathogens using a quantitative, stochastic multi-criteria model, parameterized for the Netherlands. Methodology/Principal Findings: A risk score was based

  3. Prioritizing Emerging Zoonoses in The Netherlands

    NARCIS (Netherlands)

    Havelaar, A.H.; Rosse, F.; Bubura, C.; Toetenel, M.A.; Haagsma, J.A.; Kurowicka, D.; Heesterbeek, J.A.P.; Giessen, van der J.W.B.

    2010-01-01

    Background To support the development of early warning and surveillance systems of emerging zoonoses, we present a general method to prioritize pathogens using a quantitative, stochastic multi-criteria model, parameterized for the Netherlands. Methodology/Principal Findings A risk score was based on

  4. Prioritizing emerging zoonoses in the Netherlands

    NARCIS (Netherlands)

    A.H. Havelaar (Arie); F. van Rosse (Floor); C. Bucura (Catalin); M.A. Toetenel (Milou); J.A. Haagsma (Juanita); D. Kurowicka (Dorota); A.J.P. Heesterbeek (Hans); N. Speybroeck (Niko); M.F.M. Langelaar (Merel); J.W.B. van der Giessen (Joke); R.M. Cooke (Roger); M.A.H. Braks (Marieta)

    2010-01-01

    textabstractBackground: To support the development of early warning and surveillance systems of emerging zoonoses, we present a general method to prioritize pathogens using a quantitative, stochastic multi-criteria model, parameterized for the Netherlands. Methodology/Principal Findings: A risk scor

  5. The distribution of bats in The Netherlands

    NARCIS (Netherlands)

    Braaksma, S.

    1970-01-01

    The Research Institute for Nature Management (R.I.N.) has compiled all available information on the distribution of bats in the Netherlands up till 1968. The data were derived from literature and museum specimens, as well as from numerous unpublished observations. Around 1960 much was known already

  6. Gastroenteritis in sentinel general practices, the Netherlands.

    NARCIS (Netherlands)

    Wit, M.A.S. de; Koopmans, M.P.G.; Kortbeek, L.M.; Leeuwen, N.J. van; Bartelds, A.I.M.; Duynhoven, Y.T.H.P. van

    2001-01-01

    From 1996 to 1999, the incidence of gastroenteritis in general practices and the role of a broad range of pathogens in the Netherlands were studied. All patients with gastroenteritis who had visited a general practitioner were reported. All patients who had visited a general practitioner for gastroe

  7. Acceptance of homosexuality in the Netherlands 2011

    NARCIS (Netherlands)

    Saskia Keuzenkamp

    2011-01-01

    The Dutch government wishes to promote the social acceptance of homosexuality. To gain an impression of the current status and the progress in achieving this objective, the government asked the Netherlands Institute for Social Research/SCP to carry out a study of the current statistics and trends in

  8. Monitoring Acceptance of homosexuality in the Netherlands

    NARCIS (Netherlands)

    Saskia Keuzenkamp

    2010-01-01

    Promoting acceptance of homosexuality is the main objective of current Dutch policy on the emancipation of gays and lesbians. At the request of Ronald Plasterk, the former Dutch government minister with responsibility for this policy, the Netherlands Institute for Social Research/SCP is monitoring d

  9. Air quality and industry [in the Netherlands

    International Nuclear Information System (INIS)

    It sometimes happens that environmental permits for industry or businesses are reversed because assessment and motivation of the decision has been inaccurate. Therefore, the Interregional Consultation (IPO in Dutch) drafted an air quality examination as a tool to test the air quality aspect in licensing procedures of the Environmental Protection Law in the Netherlands

  10. The reception of relativity in the Netherlands

    NARCIS (Netherlands)

    van Besouw, J.; van Dongen, J.A.E.F.

    2013-01-01

    This article reviews the early academic and public reception of Albert Einstein's theory of relativity in the Netherlands, particularly after Arthur Eddington's eclipse experiments of 1919. Initially, not much attention was given to relativity, as it did not seem an improvement over Hendrik A. Loren

  11. Acceptance of homosexuality in the Netherlands

    NARCIS (Netherlands)

    Lisette Kuyper; Floor Bakker

    2006-01-01

    Original title: De houding ten opzichte van homoseksualiteit. To date, relatively little systematic research has been carried out on public attitudes to homosexual men and women in the Netherlands - far less than in the United States, for example. SCP has recently carried out a large-scale survey o

  12. Chronic Q fever in The Netherlands

    NARCIS (Netherlands)

    Kampschreur, L.M.

    2013-01-01

    From 2007-2010, during the recent Q fever epidemic in the Netherlands, over 4000 cases of acute Q fever were registered, which is an underestimation of the total amount of Coxiella burnetii infections due to a high amount of asymptomatic primary infections. In the literature it is stated that 1-5% o

  13. Norms of filial obligation in the Netherlands

    NARCIS (Netherlands)

    P.A. Dykstra (Pearl); T. Fokkema (Tineke)

    2012-01-01

    textabstractIn this article we examine to what extent norms of filial obligation in the Netherlands are shaped by group value patterns, family constellation, possibilities for helping others, and actual experiences of support exchange. The data are drawn from the first wave of the combined main and

  14. Going Dutch: Higher Education in the Netherlands

    Science.gov (United States)

    Law, David

    2016-01-01

    This article outlines some of the policy issues currently faced by research-based universities in the Netherlands. The focus is on four leading universities (University of Amsterdam: UvA; Free University of Amsterdam: VU; Leiden University; and Delft University of Technology: TUD). The author visited these institutions as part of a Study Tour…

  15. Childcare in the Netherlands: Lessons in Privatisation

    Science.gov (United States)

    Akgunduz, Yusuf Emre; Plantenga, Janneke

    2014-01-01

    In 2005 the Child Care Act was introduced in the Netherlands. The explicit objective of the childcare reform has been to stimulate the operation of market forces so that childcare services are provided in an efficient way. The change towards a demand-driven financing system implies that there is no longer public provision of childcare services in…

  16. Critical (information) Infrastructure Protection in The Netherlands

    NARCIS (Netherlands)

    Luiijf, H.A.M.; Burger, H.H.; Klaver, M.H.A.

    2003-01-01

    Some sectors and parts of the Dutch national infrastructure are that essential to the Netherlands that serious disruption or even loss of service could lead to a severe impact to the Dutch society, government and industry as well as to those of neighbouring countries. Early 2002, the Dutch governmen

  17. Start-up incentives the Netherlands

    NARCIS (Netherlands)

    Bekker, S.; van den Eijnden, J.

    2014-01-01

    Generally, there are three different types of start-up incentive for unemployed and inactive people in the Netherlands. The first is a set of incentives for potential entrepreneurs receiving Unemployment Benefits (UB) (Werloosheidwet - WW). Such incentives have existed since 2006 and were adjusted i

  18. Landmine detection technology research in the Netherlands

    NARCIS (Netherlands)

    Schleijpen, H.M.A.

    2003-01-01

    This paper gives an overview of the activities on research and development in the technology area for landmine detection in the Netherlands. The main players, their projects and the long term and short term project goals are presented. The projects cover the range from military applications to human

  19. 12 CFR 917.10 - Bank bylaws.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Bank bylaws. 917.10 Section 917.10 Banks and Banking FEDERAL HOUSING FINANCE BOARD GOVERNANCE AND MANAGEMENT OF THE FEDERAL HOME LOAN BANKS POWERS AND RESPONSIBILITIES OF BANK BOARDS OF DIRECTORS AND SENIOR MANAGEMENT § 917.10 Bank bylaws. A Bank's board...

  20. Bank Capital Management

    OpenAIRE

    Jokipii, T.K.

    2009-01-01

    The work undertaken in this study empirically explores the determinants of regulatory bank capital bu®ers, and how they in°uence bank decisions. Focusing on bank capital management under the Basel I framework, this thesis serves to address some of the con- cerns that have been voiced regarding the implementation of the new regulation (Basel II) and the broader economic e®ects that could result. In particular, the research chapters of this thesis examine the cyclical behavior of European bank ...

  1. PENGELOLAAN LIKUIDITAS BANK SYARIAH

    Directory of Open Access Journals (Sweden)

    Nurul Ichsan

    2014-01-01

    Full Text Available Islamic Banking Liquidity Management.  this  article  is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need, for Islamic banking in Indonesia has been availabled some instruments such as (IMA certificate of Mudhorobah Investment between bank, (PUAS market banking regulations between syariat bank, (SWBI Bank of Indonesia Wadiah certificate, (FPJPS provision about short term cost facility for Islamic banks.DOI:10.15408/ijies.v6i1.1371

  2. Banking union and a single bank supervisory mechanism

    OpenAIRE

    Sibert, Anne

    2012-01-01

    This note considers why a banking union is an essential component of a well-functioning monetary union. I describe some the consequences of banking union for the euro area. I describe how the European banking union should be designed.

  3. Private Banking and Wealth Management Services Offered by Banks

    OpenAIRE

    IMOLA DRIGĂ; DORINA NIŢĂ; IOAN CUCU

    2009-01-01

    The paper examines the features of private banking business focusing on the substantial growth in private banking over the last decade as commercial banks have targeted upmarket high net worth individuals. The accumulation of wealth has prompted the development of private banking services for high net worth individuals, offering special relationships and investment services. Private banking is about much more than traditional banking services of deposits and loans. It's about providing a one-...

  4. World Bank Group/World Bank Corporate Scorecards, April 2016

    OpenAIRE

    World Bank Group

    2016-01-01

    This pamphlet presents the World Bank Group and World Bank Corporate Scorecards updated with latest data available for Tier 3 (Performance Tier) as of December 31, 2015. Tiers 1 and 2 present data from end of fiscal year 2015. The World Bank Group Corporate Scorecard monitors the implementation of the World Bank Group Strategy. The Scorecard provides an apex view of the results and performance indicators of the three World Bank Group institutions—the World Bank (WB), ...

  5. Methods of Payment to Banks: e-Banking. Comparative Study on Three Banks

    Directory of Open Access Journals (Sweden)

    Miranda Petronella VLAD

    2012-11-01

    Full Text Available E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accounts at any time; information about foreign exchange rates; view and print account statements; the definition of beneficiaries of direct payments by the client.

  6. Observed and estimated economic losses in Guadeloupe (French Antilles) after Les Saintes Earthquake (2004). Application to risk comparison

    Science.gov (United States)

    Monfort, Daniel; Reveillère, Arnaud; Lecacheux, Sophie; Muller, Héloise; Grisanti, Ludovic; Baills, Audrey; Bertil, Didier; Sedan, Olivier; Tinard, Pierre

    2013-04-01

    The main objective of this work is to compare the potential direct economic losses between two different hazards in Guadeloupe (French Antilles), earthquakes and storm surges, for different return periods. In order to validate some hypotheses which are done concerning building typologies and their insured values a comparison between real economic loss data and estimated ones is done using a real event. In 2004 there was an earthquake in Guadeloupe, Mw 6.3, in a little archipelago in the south of Guadeloupe called Les Saintes. The heaviest intensities were VIII in the municipalities of Les Saintes and decreases from VII to IV in the other municipalities of Guadeloupe. The CCR, French Reinsurance Organism, has provided data about the total insured economic losses estimated per municipality (in a situation in 2011) and the insurance penetration ratio, it means, the ratio of insured exposed elements per municipality. Some other information about observed damaged structures is quite irregular all over the archipelago, being the only reliable one the observed macroseismic intensity per municipality (field survey done by BCSF). These data at Guadeloupe's scale has been compared with results coming from a retro damage scenario for this earthquake done with the vulnerability data from current buildings and their mean economic value of each building type and taking into account the local amplification effects on the earthquake propagation. In general the results are quite similar but with some significant differences. The results coming from scenario are quite correlated with the spatial attenuation from the earthquake intensity; the heaviest economic losses are concentrated within the municipalities exposed to a considerable and damageable intensity (VII to VIII). On the other side, CCR data show that heavy economic damages are not only located in the most impacted cities but also in the most important municipalities of the archipelago in terms of economic activity

  7. Bank profitability: Insights from the rural banking industry in Ghana

    Directory of Open Access Journals (Sweden)

    Michael Adusei

    2015-12-01

    Full Text Available This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana. The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.

  8. Morphostructure at the junction between the Beata ridge and the Greater Antilles island arc (offshore Hispaniola southern slope)

    Science.gov (United States)

    Granja Bruña, J. L.; Carbó-Gorosabel, A.; Llanes Estrada, P.; Muñoz-Martín, A.; ten Brink, U. S.; Gómez Ballesteros, M.; Druet, M.; Pazos, A.

    2014-03-01

    Oblique convergence between the Caribbean plate's interior and the inactive Greater Antilles island arc has resulted in the collision and impingement of the thickened crust of the Beata ridge into southern Hispaniola Island. Deformation resulting from this convergence changes from a low-angle southward-verging thrust south of eastern Hispaniola, to collision and uplift in south-central Hispaniola, and to left-lateral transpression along the Southern peninsula of Haiti in western Hispaniola. Using new swath bathymetry and a dense seismic reflection grid, we mapped the morphological, structural and sedimentological elements of offshore southern Hispaniola. We have identified four morphotectonic provinces: the Dominican sub-basin, the Muertos margin, the Beata ridge and the Haiti sub-basin. The lower slope of the Muertos margin is occupied by the active Muertos thrust belt, which includes several active out-of-sequence thrust faults that, were they to rupture along their entire length, could generate large-magnitude earthquakes. The interaction of the thrust belt with the Beata ridge yields a huge recess and the imbricate system disappears. The upper slope of the Muertos margin shows thick slope deposits where the extensional tectonics and slumping processes predominate. The northern Beata ridge consists of an asymmetrically uplifted and faulted block of oceanic crust. Our results suggest that the shallower structure and morphology of the northern Beata ridge can be mainly explained by a mechanism of extensional unloading from the Upper Cretaceous onward that is still active residually along the summit of the ridge. The tectonic models for the northern Beata ridge involving active reverse strike-slip faults and transpression caused by the oblique convergence between the Beata ridge and the island arc are not supported by the structural interpretation. The eastern Bahoruco slope an old normal fault that acts as a passive tear fault accommodating the sharp along

  9. 3-D linear inversion of gravity data: method and application to Basse-Terre volcanic island, Guadeloupe, Lesser Antilles

    Science.gov (United States)

    Barnoud, Anne; Coutant, Olivier; Bouligand, Claire; Gunawan, Hendra; Deroussi, Sébastien

    2016-04-01

    We use a Bayesian formalism combined with a grid node discretization for the linear inversion of gravimetric data in terms of 3-D density distribution. The forward modelling and the inversion method are derived from seismological inversion techniques in order to facilitate joint inversion or interpretation of density and seismic velocity models. The Bayesian formulation introduces covariance matrices on model parameters to regularize the ill-posed problem and reduce the non-uniqueness of the solution. This formalism favours smooth solutions and allows us to specify a spatial correlation length and to perform inversions at multiple scales. We also extract resolution parameters from the resolution matrix to discuss how well our density models are resolved. This method is applied to the inversion of data from the volcanic island of Basse-Terre in Guadeloupe, Lesser Antilles. A series of synthetic tests are performed to investigate advantages and limitations of the methodology in this context. This study results in the first 3-D density models of the island of Basse-Terre for which we identify: (i) a southward decrease of densities parallel to the migration of volcanic activity within the island, (ii) three dense anomalies beneath Petite Plaine Valley, Beaugendre Valley and the Grande-Découverte-Carmichaël-Soufrière Complex that may reflect the trace of former major volcanic feeding systems, (iii) shallow low-density anomalies in the southern part of Basse-Terre, especially around La Soufrière active volcano, Piton de Bouillante edifice and along the western coast, reflecting the presence of hydrothermal systems and fractured and altered rocks.

  10. Searching for unconventional seismic signals on a subduction zone with a submerged forearc: OBS offshore the Lesser Antilles

    Science.gov (United States)

    Bécel, Anne; Diaz, Jordi; Laigle, Mireille; Hirn, Alfred

    2013-09-01

    Detecting unconventional seismic signals related to subduction zone processes at depth in continuous ocean bottom seismometer (OBS) records requires the analysis and identification of noise due to instrumental problems, deployment sites or sea state conditions. The temporary OBS deployment at the Lesser Antilles subduction zone provides new insights into the feasibility of detecting unconventional signals such as non volcanic tremor (NVT), long-period (LP) or ultra-long period (ULP) events. Analysis of noise at an array comprising several sites and types of instruments and comparison with recordings on land shows transients in the noise. Episodes can be identified considering the diversity of sites and instrument types and comparing the seismic signals with meteorological and oceanographic data. In order to reliably detect NVT (1-10 Hz) originating from inside the solid Earth, one must first characterize noise induced by the activity of the atmosphere and hydrosphere at the sea-bottom as well as on land. The semidiurnal modulation of noise amplitude can be shown here not to be due to that of the NVT from a seismic source at depth which is related to the subduction interplate and whose activity is modulated by the tidal stresses as inferred for other megathrusts on emerged forearcs. Here, the semidiurnal modulation is rather due to the effect of the tides themselves, such as tidal currents, since they do not affect all types and all components of the unique multi-station array of OBS that could be deployed on this submerged forearc. The short period cut-off of the strong noise due to ocean surface infragravity waves increases to longer periods with OBS depth, thereby increasing the observational window with low noise to lower frequencies, and deep OBS sites may be advantageous for detecting LP events.

  11. Foreign Funds for City Banks

    Institute of Scientific and Technical Information of China (English)

    WANGPEI

    2005-01-01

    The rather straightforward restructuring of the Bank of Beijing became more arresting in January after Deutsche Bank was reported to be competing with its Dutch rival ING to purchase a stake in the local city commercial bank.

  12. International fuel bank

    International Nuclear Information System (INIS)

    The working group discusses the establishment of an international bank for nuclear fuels. The statements by representatives of seven countries discuss the specific features of a bank of this kind which is set up to facilitate access to nuclear fuels but also to permit a more rigid control in the sense of the non-proliferation philosophy

  13. Innovative strategies of bank

    Directory of Open Access Journals (Sweden)

    G.A Peresadko

    2012-03-01

    Full Text Available The article deals with the specifics of banking innovations, the global trends of innovative strategies in the banking sector was described, analyzed the necessary methodology for their implementation, proposed plan of innovative activities and its possible application in Ukraine.

  14. Polymer bank notes

    OpenAIRE

    Brian Lang

    2002-01-01

    In May 1999 the Reserve Bank issued its first polymer bank notes into circulation. By March 2000 all denominations had been converted from paper to polymer. By the end of 2001 approximately 110 million polymer notes had been issued into circulation. This article assesses the performance of polymer notes compared with our expectations at the time they were introduced.

  15. Organization of eye bank

    International Nuclear Information System (INIS)

    Comeal transplantation is the only method of combating the blindness due to corneal opacity caused by infections, malnutrition, trauma and hereditary diseases. Comeal blindness is more prevalent in the developing countries. The availability of the donor cornea, trained ophthalmic surgeons and microsurgery facilities are the key factors in restoring vision in-patients with comeal blindness. The eye bank organization is somewhat similar to that of blood bank. The eye bank should be located in a hospital or a medical centre in which a laboratory may be established for the evaluation and storage of donor tissue. The medical director (Ophthalmologist), technician, secretary and public relation officer are the persons who play an important role in the successful organization of eye bank. The function of the eye bank are procurement, assessment, processing, distribution of donor eyes/corneas, training of technicians/doctors, and conducting research related to storage of donor tissue and corneal transplantation. The necessary infrastructure required for the organization of an eye bank include separate accommodation area for the personnel and the laboratory, telephone, computer, refrigerator, laminar air flow hood. Slitlamp, specular microscope, storage media and equipment, instrument for enucleation of donor eyes, and a motor vehicle. The details of responsibilities of the staff of eye bank, source of donor eyes, suitability of donor material, procurement of the donor cornea, tissue assessment, storage and preservation, distribution of donor tissue, and limitation of eye bank will be discussed at the time of presentation

  16. Marketing of bank innovations

    Directory of Open Access Journals (Sweden)

    T.A. Vasileva

    2011-01-01

    Full Text Available In the article it is determined the specificity of bank innovations. Level of their introduction in Ukraine is analyse. General tendencies in development of marketing of bank innovations are proved and the scientifically-methodical approach to an estimation of its efficiency is offered.

  17. GREEN BANKING IN INDIA

    Directory of Open Access Journals (Sweden)

    S.G. KHAWASPATIL

    2013-01-01

    Full Text Available Sustainable enlargement can best be achieved by permitting markets to work within an appropriate framework of cost efficient regulations and economic instruments. One of the major economic agents influencing overall industrial activity and economic growth is the financial institutions such as banking sector. In a globalised economy, the industries and firms are vulnerable to stringent environmental policies, severe law suits or consumer boycotts. Since banking sector is one of the major stake holders in the Industrial sector, it can find itself faced with credit risk and liability risks. Further, environmental impact might affect the quality of assets and also rate of return of banks in the long-run. Thus the banks should go green and play a pro-active role to take environmental and ecological aspects as part of their lending principle, which would force industries to go for mandated investment for environmental management, use of appropriate technologies and management systems. This paper explores the importance of Green Banking, sites international experiences and highlights important lessons for sustainable banking and development in India. However, we find that there has not been much initiative in this regard by the banks and other financial institutions in India though they play an active role in India's emerging economy. Therefore, we suggest possible policy measures and initiative to promote green banking in India.

  18. iBank

    Science.gov (United States)

    Bermundo, Cesar B.; Bermundo, Alex B.; Ballester, Rex C.

    2012-01-01

    iBank is a project that utilizes a software to create an item Bank that store quality questions, generate test and print exam. The items are from analyze teacher-constructed test questions that provides the basis for discussing test results, by determining why a test item is or not discriminating between the better and poorer students, and by…

  19. The Solar Bank concept

    International Nuclear Information System (INIS)

    The Solar Bank is proposed to be established as a multinational wholesale lending institution supporting the adoption of solar photovoltaic (PV) systems by as much as 40% of the world's population. It would supply capital resources to local lending institutions such as banks, credit unions, cooperatives, and rural lending organizations in the developing countries, and to financial institutions in the developed countries. The Solar Bank is intended to be global in scope, with operations in the major countries. The Solar Bank will bring a degree of standardization to the process of making small loans to many people for the purchase of PV systems, and it will provide technical support and training to its participating financial institutions. 'Solar Bank International' is likely to be headquartered in Europe. (orig.)

  20. Bank Value and Financial Fragility

    OpenAIRE

    Gobert, Karine; González, Patrick; Poitevin, Michel

    2002-01-01

    We propose a valuation model for a bank which faces a bankruptcy risk. Banks are identified with a possibly infinite random sequence of net benefits. A bank is solvent as long as its benefits remain non-negative. To preserve distressed banks from destruction, banks will be pooled within a financial coalition. When possible, those with current positive balance sheet will refinance those in need of liquidity. Banks are refinanced to the extent that their current needs for liquidity do not excee...

  1. Banking on Corporate Social Responsibility

    OpenAIRE

    Timothy Rice; Cyril Peter

    2015-01-01

    This exploratory study set out to understand the true value of Corporate Social Responsibility (CSR) in the banking sector. Businesses, including banks, actively participate in CSR but the question of value still persists. What does the bank receive in return for participating in CSR? Do banks get more customers as a result of their CSR programmes? Do banks have a better customer retention rate because of their CSR programme? Will customers change banks purely because they disagree with their...

  2. Derivatives Activity at Troubled Banks

    OpenAIRE

    Joe Peek; Rosengren, Eric S.

    1996-01-01

    Derivatives have become an essential instrument for hedging risks, yet moral hazard can lead to their misuse by problem banks. Given that the absence of comprehensive data on bank derivatives activities prevents an accurate assessment of bank risk-taking, banks have an opportunity to take unmonitored second bets. Thus , troubled banks have the motive to increase risk, and derivatives provide the means to do so. The role of bank supervisors should be to limit the opportunity through more compr...

  3. Banking union and bank regulation: Banking sector stability in Europe

    OpenAIRE

    Bremus, Franziska M.; Lambert, Claudia

    2014-01-01

    Despite the most recent period of calm on the financial markets, the long-term resilience of the European financial system is not yet assured, even several years after the financial crisis began. However, the stability of the financial system playsa crucial role for real economic development and consequently for growth and prosperity. The financial crisis has shown that stricter regulation is required to improve the stability and resilience of the banking system. Further, it has become eviden...

  4. Radiation dosimetry activities in the Netherlands

    International Nuclear Information System (INIS)

    The Netherlands Commission for Radiation Dosimetry (NCS) was officially established on 3 September 1982 with the aim of promoting the appropriate use of dosimetry of ionizing radiation both for scientific research and practical applications. The present report provides a compilation of the dosimetry acitivities and expertise available in the Netherlands, based on the replies to a questionnaire mailed under the auspices of the NCS and might suffer from some incompleteness in specific details. The addresses of the Dutch groups with the names of the scientists are given. Individual scientists, not connected with a scientific group, hospital or organization have not been included in this list. Also the names of commercial firms producing dosimetric systems have been omitted. (Auth.)

  5. Environmental Accounts of the Netherlands 2009

    International Nuclear Information System (INIS)

    Economic developments have an impact on the environment. Environmental accounts describe the relationship between the economy and the environment. Because the environmental accounts are integrated with concepts from the national accounts, developments in the field of the environment and macro-economic developments in the Netherlands can be compared directly (see Statline for some key indicators). Key indicators can be derived from the environmental accounts that provide insight into sustainability with respect to the development of the environment and the economy. The integrated system makes it possible to quantify and analyse the underlying causes of changes in environmental indicators. The effects of changes in - among other things - economic growth, environmental efficiency and international trade can therefore be expressed in figures. This publication presents the results of the environmental accounts developed by Statistics Netherlands.

  6. Urban Scaling of Cities in the Netherlands

    CERN Document Server

    van Raan, Anthony F J; Goedhart, Willem

    2015-01-01

    We investigated the socioeconomic scaling behavior of cities in the Netherlands and found significant nonlinear correlations between gross urban product as well as number of jobs with population size. This nonlinearity manifested by a super-linear power law scaling is found for both the cities defined as municipalities and for the agglomerations of major cities. We used two types of agglomerations as defined by the Netherlands Central Bureau of Statistics: the direct agglomeration, i.e. the central city (municipality) with the adjacent suburbs (which are separate municipalities); and the larger urban area of the same major cities. The exponents are all similar, with values around 1.20. Remarkably, the agglomerations of cities underperform as compared to a city which is one municipality with the same population as the agglomeration. This effect is larger for the second type of agglomerations, the urban areas. We think this finding has important implications for the current Dutch urban policy. A residual analys...

  7. Database on wind characteristics. Contents of database bank

    DEFF Research Database (Denmark)

    Larsen, Gunner Chr.; Hansen, K.S.

    2001-01-01

    The main objective of IEA R&D Wind Annex XVII - Database on Wind Characteristics - is to provide wind energy planners and designers, as well as the international wind engineering community in general, with easy access to quality controlled measured windfield time series observed in a wide range of...... environments. The project partners are Sweden, Norway, U.S.A., The Netherlands, Japan and Denmark, with Denmark as the Operating Agent. The reporting of IEA R&D Annex XVII falls in three separate parts. Partone deals with the overall structure and philosophy behind the database, part two accounts in details...... for the available data in the established database bank and part three is the Users Manual describing the various ways to access and analyse the data. The present report constitutes the second part of the Annex XVII reporting. Basically, the database bank contains three categories of data, i.e. i...

  8. Euthanasia and law in the Netherlands

    OpenAIRE

    Griffiths, John; Bood, Alex; Weyers, Heleen

    1998-01-01

    The Netherlands is the only country in the world in which euthanasia, under narrow-defined circumstances, is legally permissible. Considerable attention has been paid over a number of years to the problem of regulating it and information has been systematically collected concerning actual practice. Therefore the Dutch experience is of interest not only to the Dutch, but to anyone who is considering wether or not to make euthanasia a legal practice. This book is written for a reader without sp...

  9. Performance Budgeting in the Netherlands: Beyond Arithmetic

    OpenAIRE

    Nispen tot Pannerden, Frans; Posseth, Johan

    2006-01-01

    textabstractPerformance-based budgeting seems to be a promising tool for improving the management and accountability of public finances. However, its application causes many difficulties. This article briefly reviews international experience with performance-based budgeting and explores its application in the Netherlands since the late 1990s, including a case study of the Safety Programme. The focus is on transparency and the quality of the performance information. Compared to the former inpu...

  10. Ethnocentrism in the Netherlands: A typological analysis

    OpenAIRE

    Scheepers, P.L.H.; Felling, A.; Peters, J.

    1989-01-01

    In research on unfavourable attitudes towards outgroups, the related favourable attitude towards the ingroup is generally ignored. Sumner (1906) called the presence of both related attitudes ethnocentrism. Since then only a small amount of empirical research has been dedicated to this theme. Based oh survey-data from a representative sample of Dutch citizens (N= 1,799) taken in 1985, this article concludes that ethnocentrism exists in The Netherlands. This contains unfavourable stereotypes ab...

  11. Performance Budgeting in the Netherlands: Beyond Arithmetic

    OpenAIRE

    2006-01-01

    Performance-based budgeting seems to be a promising tool for improving the management and accountability of public finances. However, its application causes many difficulties. This article briefly reviews international experience with performance-based budgeting and explores its application in the Netherlands since the late 1990s, including a case study of the Safety Programme. The focus is on transparency and the quality of the performance information. Compared to the former input budget, pe...

  12. Organic open field cultivation in the Netherlands

    OpenAIRE

    Sukkel, Wijnand

    2011-01-01

    The arable farming and field vegetable cultivation sector is a significant part of the organic agricultural sector in the Netherlands. The sector produces not only vegetables for human consumption, but also organic animal feed such as maize an cereals. To facilitate organic farmers, Wageningen UR and Louis Bolk Institute carry out a variety or research aimed specifically at organic arable farming and field vegetable production. The report contains sector facts, sector aspirations, current...

  13. Drugs and drug policy in the Netherlands

    OpenAIRE

    Leuw, Ed.

    1991-01-01

    The Dutch parliament enacted the revised Opium Act in 1976. This penal law is part of the Dutch drug policy framework that includes tolerance for nonconforming lifestyles, risk reduction in regard to the harmful health and social consequences of drug taking, and penal measures directed against illegal trafficking in hard drugs. This multifaceted approach established the basic principles and operating practices of contemporary social and criminal drug policy in the Netherlands.

  14. Determinants of hospital utilization in the Netherlands.

    Science.gov (United States)

    van der Gaag, J; Rutten, F F; van Praag, B M

    1975-01-01

    Hospital use in the Netherlands is examined in a cross-section analysis of 1969 and 1971 data for 120 service regions. Elasticities of admissions with respect to bed supply and supply of general practitioners are calculated, and the substitutability of first level care (by general practitioners) for hospital care is considered. Substitution effects found indicate that the Dutch government's plan to reduce the ratio of hospital beds to population is feasible. PMID:1225868

  15. The real estate industry in the Netherlands

    OpenAIRE

    Engelberts, Reinout; Suarez, Jose L.

    2004-01-01

    The real estate industry in the Netherlands is one of the most sophisticated in Europe. In fact, some Dutch real estate companies are among the most active in the international arena, and are major players in the ongoing integration in European markets. The paper describes the sectors of the real estate industry, i.e. residential and commercial (offices, retail and industrial), social housing policies, and the characteristics of the major companies. Individualized descriptions of listed real ...

  16. Organic fruit production in the Netherlands

    OpenAIRE

    Maas, van, S.

    2011-01-01

    Apples and pears are the most important organic fruit crops in the Netherlands. Smaller crops, such as berries and grapes for wine production are up and coming. Around 50% of the total Dutch organic fruit production is exported. To be able to facilitate organic fruit growers, Wageningen UR and the Louis Bolk Institute carry out a variety of research aimed specifically at organic fruit production. Hot topics are the prevention and control of scab and black rot and the development of new variet...

  17. Monitoring Acceptance of homosexuality in the Netherlands

    OpenAIRE

    Saskia Keuzenkamp

    2010-01-01

    Promoting acceptance of homosexuality is the main objective of current Dutch policy on the emancipation of gays and lesbians. At the request of Ronald Plasterk, the former Dutch government minister with responsibility for this policy, the Netherlands Institute for Social Research/SCP is monitoring developments in society in this regard. This preliminary publication, which precedes a report to be published in June 2010, contains data from population surveys. What are the attitudes of the Dutch...

  18. The Netherlands : Old Emigrants - Young Immigrant Country

    OpenAIRE

    van Ours, J.C.; Veenman, J.M.C.

    1999-01-01

    Since the mid 1960s the Netherlands has an immigration surplus, mainly because of manpower recruitment from Turkey and Morocco and because of immigration from the former Dutch colony of Surinam. Immigrant workers have a weak labour market position, which is mainly related to their educational level and language skills. Children and grandchildren of immigrants are expected to have better chances to integrate into Dutch society. Nevertheless, specific policy measures are needed to avoid social ...

  19. Trends in government communication in The Netherlands

    OpenAIRE

    Vos, Marita; Westerhoudt, Evelyn

    2008-01-01

    Purpose - To provide a current state of the art of government communication in The Netherlands which can help to promote a dialogue about how communication quality in this field can be improved further. Design/methodology - In 2006 a survey was conducted for the second time to trace the communication trends in ministries, provinces, municipalities and water boards. The survey was set up in association with sector representatives and it is implemented every two years. The respondents were...

  20. NVG training developments in The Netherlands

    OpenAIRE

    Kooi, F.L.; Meeuwsen, T.; van der Graaff, M

    2007-01-01

    Night Vision Goggle (NVG) imagery differs from the naked-eye view which makes it difficult to interpret. For time critical tasks – like flying an airplane – training is an essential element to ensure safe operation. The Netherlands has been devoting effort to further enhance and streamline the NVG training. The primary effect of the impoverished nature of NVG imagery is to reduce visual performance. The secondary effect is to cause visual illusions: the viewer misinterprets the scene without ...

  1. Organic greenhouse horticulture in the Netherlands

    OpenAIRE

    Meijer, R.J.M.

    2010-01-01

    The total area occupied in the Netherlands by organic horticulture under glass is growing steadily. Several growers convert to this form of horticulture every year and some existing organic growers are expanding their businesses. However, increasing imports from Spain and other south European countries, together with rising costs, means less room for economic development within this sector. The report contains sector information, sector aspirations and current research projects.

  2. Epidemiology of Cerebral Palsy in the Netherlands

    OpenAIRE

    Wichers, Marc Jan

    2011-01-01

    textabstractChildren with cerebral palsy (CP) and their families often make strong demands on diagnostic, therapeutic, technical and social facilities. Prevalence estimates are needed to improve treatment and services. As recent Dutch data are not available, the present study aimed to assess the population prevalence of CP in the Netherlands. A representative Dutch area with 1.2 million inhabitants of which 172,000 were born between 1977 and 1988 was studied. To ascertain the children with CP...

  3. Drought Forecasting System of the Netherlands

    Science.gov (United States)

    Weerts, A. H.; Berendrecht, W. L.; Veldhuizen, A.; Goorden, N.; Vernimmen, R.; Lourens, A.; Prinsen, G.; Mulder, M.; Kroon, T.; Stam, J.

    2009-04-01

    During periods of droughts the National Coordinating Committee for Water Distribution of the Netherlands has to decide how the available surface water is used and allocated between different users (agriculture, navigation, industry etc). To support this decision making, real-time information is needed about the availability of surface water, groundwater levels, saturation of the root zone, etc. This real-time information must give insight into the current state of the system as well as into its state in the near future (i.e. 10 days ahead). For this purpose, the National Hydrological Instrument (NHI), running on a daily time step and consisting of a nationwide distribution model and surface water model coupled with a MODFLOW-METASWAP model of the saturated-unsaturated zone of the whole of the Netherlands, driven by measured and forecasted precipitation and evaporation (ECMWF-DET and -EPS), is used to obtain insight into the actual and forecasted states of the surface, ground and soil water in the Netherlands. The tool also gives insight in the actual and forecasted water demands by the different actors. The whole system is operationalised within Delft-FEWS, an operational forecasting system to manage data and models in a real time environment. The surface water and groundwater models can be compared with surface water measurements (discharges and water levels) and groundwater level measurements in real-time. ECMWF reforecasts will be used to gain insight in the performance of the drought forecasting system.

  4. Emissions of Greenhouse gases in the Netherlands

    Energy Technology Data Exchange (ETDEWEB)

    Evers, C.W.A. [Ministry of Housing, The Hague (Netherlands). Inspectorate for Environmental Protection; Berdowski, J.J.M.; Pulles, T.P.J. [TNO Inst. for Environmental Sciences, Delft (Netherlands)

    1995-12-31

    The Dutch emission inventory system enables the registration, analysis and localization of emission data of both industrial and non-industrial sources in the Netherlands. The results can be used to test the effectiveness of governmental environmental policy. These activities are part of the policy evaluation tasks of the Inspectorate General for Environmental Protection (IGEP) and of the Ministry of Transport, Public Works and Water Management. The emission inventory takes place in cycles of one year. Recently, the most relevant results of the Dutch emission inventory for 1992 have been published. In that cycle the emissions in 1992 to air and water from about 800 major companies have been registered. These 800 companies are the most important contributors to the total industrial emissions in the Netherlands. The emissions of these companies are registered within the individual inventory system. The emissions from the smaller enterprises and from diffuse non-industrial sources are stored in the collective emission inventory system. The data collected in the 1992 inventory have been established for the first time in close cooperation between the IGEP, TNO, the Central Bureau of Statistics and the National Institute of Public Health and Environmental Protection. This implies that the data presented here have to be considered as the official data for the emissions in the Netherlands for the year 1992. (author)

  5. PV experience curves for the Netherlands

    International Nuclear Information System (INIS)

    Experience curves are one of several tools used by policy makers to take a look at market development. Numerous curves have been constructed for PV but none specific to the Netherlands. The objective of this report is to take a look at the price development of grid-connected PV systems in the Netherlands using the experience curve theory. After a literature and internet search and attempts to acquire information from PV companies information on 51% of the totally installed capacity was found. Curves for the period 1991-2001 were constructed based on system price, BOS (balance-of-system) price and inverter price. The progress ratio of the locally learning BOS was similar to the globally learning module market. This indicates that the pace of development of the Dutch PV market is similar to the globally followed pace. Improvement of the detail of the data might help to get a better idea of which BOS components have declined most. The similar progress ratio also shows the importance of investing both in module and system research as is the case in the Netherlands

  6. [Euthanasia and palliative care in the Netherlands].

    Science.gov (United States)

    Boisseau, Nicolas

    2004-03-27

    THE BIRTH OF THE DUTCH LAW: Euthanasia has been recently legalized in the Netherlands (since April 1, 2002). In this Article, we present the various cultural and historical factors that contributed to the law, the guidelines for the procedure and the resulting controversy. THE INTERVENING FACTORS: Internationally, the attitude concerning end of life care are heterogenic and also directly depend on religious and cultural factors. In the Netherlands, the health system promotes the maintenance at home of the terminally ill. However, the financial aspects (private health insurance) interact with the management of these patients. The rules for euthanasia are very strict and a declaration must be registered. Dedicated commissions are organised to control that the rules are applied. The current debate concerns the pertinence of the regulations, the attitude towards handicapped people and children, and the need to develop palliative care. The latter have only recently been developed in the country. The priority is focusing on old peoples' homes. The Netherlands is slow in this regard, but a new draft law is soon to be presented to the Authorities, and will most probably enable the gaps to be bridged. PMID:15105777

  7. Bank selection and customers’ perception of banks in Malaysia

    OpenAIRE

    Norhazlin Ismail; Zarehan Selamat; Ong Hway Boon

    2004-01-01

    The process customers go through in choosing a bank has been studied for several decades using different approaches. Understanding the needs and analyzing how the customers select their banks are crucial steps towards the improvement of customer satisfaction. In this study, an attempt is made to identify the determinants of bank selection and customers’ perception of banks in Malaysia.

  8. Swiss Bank Accounts

    OpenAIRE

    Brown, Martin; Döbeli, Barbara; Sauré, Philip

    2011-01-01

    We examine the origin of deposits with Swiss banks on a country-by-country basis for the period 1987-2007. We relate the volume of Swiss bank deposits for 99 countries to the taxation of personal income as well as to political governance in these countries. Our results suggest that higher taxation in origin countries is not associated with a larger volume of deposits with Swiss banks. Our results do show however that countries with weak political governance, e.g. corruption, internal conflict...

  9. PENGELOLAAN LIKUIDITAS BANK SYARIAH

    OpenAIRE

    Nurul Ichsan

    2014-01-01

    Islamic Banking Liquidity Management.  this  article  is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt) on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Thr...

  10. Transformation of organic micropollutants during river bank filtration: Laboratory versus field data

    OpenAIRE

    Bertelkamp, C.; Reungoat, J.; Botton, S.; Cornelissen, E; Ghadiri, E.; de Jonge, M; Singhal, N.; Hoek, J. P.; A. R. D. Verliefde

    2012-01-01

    This paper investigates the degradation behavior of 14 organic micropoliutants (OMPs), selected for their different physico-chemical properties (e.g., molecular weight, hydrophobicity and charge). In soil columns simulating the conditions prevailing in the first meter of river bank filtration (RBF) media. The results from the column system are compared to RBF field data obtained from the Vitens drinking water company in The Netherlands. The study explores the role of sorption media (sand fill...

  11. PERCEIVED BARRIERS OF INNOVATIVE BANKING AMONG MALAYSIAN RETAIL BANKING CUSTOMERS

    Directory of Open Access Journals (Sweden)

    Jayaraman Munusamy

    2012-04-01

    Full Text Available This study aims to identify perceptual barriers of Internet banking adoption among Malaysian retail banking customers. The per ceptual barrier factors that analyzed were difficulty to operate, hassle to use, unreliable, perceived risk and high connection fees. This study employs a quantitative approach using questionnaire survey at selected banks in Malaysia. The results indicate that there are significant barriers exist in the perception of Internet banking adoption among Malaysian retail banking customers. The results indicate several implications for bank managers to change the perceptions of retail internet banking customers.

  12. Varying Impacts of Electronic Banking on the Banking Industry

    Directory of Open Access Journals (Sweden)

    Sali Bakare

    2015-08-01

    Full Text Available The banking industry has undergone tremendous changes with the introduction of information technology (IT. Electronic banking (EB is a new paradigm in banks’ product and service delivery. Electronic banking products and services have become increasingly popular in the past three decades as the banking industry operating in a complex and competitive environment has experienced the awareness to serve its customers electronically. Online banking has become the preferred way for many Americans to conduct financial activities. This paper explores a few published articles that reported on the impacts of electronic banking on the banking industry. The articles vary in their findings. Impacts on the banking industry from the points of view of consumers and bank employees were reported. This paper examines the study of few other articles to propose that more research be conducted utilizing a different research methodology such as qualitative method to fully understand how EB impacts the banking industry and address cyber crime threats.

  13. Metamorphosis of Banking Products - A Perception of Bank Employees

    Directory of Open Access Journals (Sweden)

    Harshita B

    2015-08-01

    Full Text Available Banking products are undergoing major changes due to extensive use of it and changing demands of the customers in current scenario. This study basically focuses on the changes came into banking industry and its impact on customers base and bank profits. Data is collected from 50 employees of both private and public sector banks with the help of questionnaire. Hence we can conclude that all banks are providing almost similar products and services to satisfy their customers fully. The continous metamorphsis of banking products not only results in improvement of customer base but also has positive impact on the profits of the bank. Private sector banks are earning more profits as a result of metamorphosis of traditional banking products in comparison to public sector bank.

  14. Efficiency of Commercial Banks in Malaysia

    OpenAIRE

    Mohd. Azmi Omar; Abdul Rahim Abdul Rahman; Rosylin Mohd. Yusof; M. Shabri Abd. Majid; Mohd. Eskandar Shah Mohd. Rasid

    2006-01-01

    This study investigates the change in the productivity of banking industry during the period of 2000 to 2004. The data consists of a panel of 11 commercial banks in Malaysia namely Malayan Banking, Bumiputra-Commerce, Public Bank, RHB Bank, Hong Leong Berhad, EON Bank, Affin Bank, Southern Bank Berhad, Bank Islam Malaysia Berhad (BIMB), Ambank and Bank Muamalat. Productivity is measured by the Malmquist index, using a Data Envelopment Analysis (DEA) technique. The Malmquist productivity measu...

  15. The Bulgarian Banks' competitiveness: the case of Remote banking

    OpenAIRE

    Bojidar Bojinov

    2003-01-01

    The new information technologies adoption and e-commerce emergence change the role of financial intermediaries in new E-conomy. During the last years, the banks have started an expansion to the web – they offer broad range of traditional bank products and services via Internet. The remote banking becomes one of the main channels for bank services distribution. This paper presents results from a research, which aims to describe actual picture of remote banking products and services offered by ...

  16. Statistical comparison of comparable banking products in selected banks

    OpenAIRE

    Elstnerová, Lucie

    2011-01-01

    The diploma thesis describes the current situation in the market of commercial banks in the Czech Republic, analyzes products offer in selected banks depending on the client preferences of individual commercial banks, and evaluates the influences and circumstances that determine the behavior of clients in relation to banks and financial products. Furthermore, it assesses the impact of demographic, social and economic factors on the usage of offered banking products. The thesis also includes a...

  17. The Corporate Governance of Banks

    OpenAIRE

    Hummel, Detlev

    2013-01-01

    1. Introduction 2. The role of banks and what is different in banks? 3. Corporate Governance and risk management 4. Risk taking and executive board composition 5. Compensation structures – how to improve models for banks? 6. Banking supervision and regulation 7. Reform of European institutions for financial stability

  18. Filter Bank Fusion Frames

    CERN Document Server

    Chebira, Amina; Mixon, Dustin G

    2010-01-01

    In this paper we characterize and construct novel oversampled filter banks implementing fusion frames. A fusion frame is a sequence of orthogonal projection operators whose sum can be inverted in a numerically stable way. When properly designed, fusion frames can provide redundant encodings of signals which are optimally robust against certain types of noise and erasures. However, up to this point, few implementable constructions of such frames were known; we show how to construct them using oversampled filter banks. In this work, we first provide polyphase domain characterizations of filter bank fusion frames. We then use these characterizations to construct filter bank fusion frame versions of discrete wavelet and Gabor transforms, emphasizing those specific finite impulse response filters whose frequency responses are well-behaved.

  19. Protein Data Bank (PDB)

    Data.gov (United States)

    U.S. Department of Health & Human Services — The Protein Data Bank (PDB) archive is the single worldwide repository of information about the 3D structures of large biological molecules, including proteins and...

  20. Banking on the Nation

    DEFF Research Database (Denmark)

    Ravn Sørensen, Anders

    2015-01-01

    In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... the appropriateness and desirability of their decisions and policies. In these debates, interpretations and reproductions of Danish national identity were central to the governors' claims to legitimacy. I argue that past narratives of the Danish central bank and its governors enabled and framed future...... legitimacy claims and that the central bank and its governors gradually became embedded in national identity. Thus, the article highlights the historical development of the co-configuring relationship between Danish national identity and the legitimacy of monetary organization....

  1. Banking on technology.

    Science.gov (United States)

    Bolster, Carole J

    2007-04-01

    New technology is being used by banks to help providers improve their revenue cycle through: Digital lockbox service. Remote deposit. Web-based payment. Automated payment processing at the point of service. PMID:17427461

  2. General practitioner reported incidence of Lyme carditis in the Netherlands

    OpenAIRE

    Hofhuis, A.; Arend, S.M.; Davids, C.J.; Tukkie, R.; van Pelt, W.

    2015-01-01

    Background Between 1994 and 2009, incidence rates of general practitioner (GP) consultations for tick bites and erythema migrans, the most common early manifestation of Lyme borreliosis, have increased substantially in the Netherlands. The current article aims to estimate and validate the incidence of GP-reported Lyme carditis in the Netherlands. Methods We sent a questionnaire to all GPs in the Netherlands on clinical diagnoses of Lyme borreliosis in 2009 and 2010. To validate and adjust the...

  3. Consumer protection in banking

    OpenAIRE

    Pohanková, Martina

    2013-01-01

    In real world, a market functioning is not perfect. Usually, there is one party in a contract that has weaker position than the other one. In a consumer contract it is a consumer who does not have sufficient information and knowledge. In developed countries, a consumer protection is therefore a part of law regulation. The thesis deals with the consumer protection in banking. It focuses on general topics as well as specific topics, such as banking accounts, electronic fund transfers and consum...

  4. Debt, Taxes, and Banks

    OpenAIRE

    Michael Keen; Ruud A. de Mooij

    2012-01-01

    Understanding the impact of the asymmetric tax treatment of debt and equity on the capital structures of financial institutions is critical to shaping and assessing responses to the problem of excessive leverage that underlay the 2009 financial crisis - but there is no empirical evidence to draw on. Guided by a simple model of banks? financing decisions in the presence of both regulatory constraints and tax asymmetries, this paper explores the impact of corporate tax bias on bank leverage, th...

  5. Central Bank independence

    OpenAIRE

    Vasile DEDU; Tiberiu STOICA

    2012-01-01

    In this paper we present the key aspects regarding central bank’s independence. Most economists consider that the factor which positively influences the efficiency of monetary policy measures is the high independence of the central bank. We determined that the National Bank of Romania (NBR) has a high degree of independence. NBR has both goal and instrument independence. We also consider that the hike of NBR’s independence played an important role in the significant disin...

  6. International Banking in Cyprus

    OpenAIRE

    Yiallouros, Kristie

    2009-01-01

    The purpose of this dissertation is to analyze the sector of the Cyprus economy that deals with the International Banking or Offshore Banking as otherwise is being called in Cyprus. During the last two decades the island of Cyprus has managed to establish itself as a reputable international financial centre. Therefore the literature review of this paper examines the research theme from two different aspects. First it examines the financial system of Cyprus as related to international ban...

  7. Securitization and Bank Stability

    OpenAIRE

    Di Cesare, Antonio

    2009-01-01

    This paper analyzes the effects of CDO issuance on the risk of default of banks. Previous literature showed that the overall riskiness of a bank can increase when it sells part of the loans in its portfolio by issuing a CDO of which it retains the equity tranche. Using Monte Carlo simulations, this paper confirms previous results but also highlights that they can change substantially if one modifies the hypothesis regarding how the proceeds of securitizations are reinvested. The assessment of...

  8. Norges Bank Watch 2003

    OpenAIRE

    Ekeli, Thomas; Haug, Anne Kari; Houg, Kjetil; Steigum, Erling, Jr

    2003-01-01

    The Centre for Monetary Economics (CME) at the BI Norwegian School of Management has for the fourth time invited a committee of economists to participate on Norges Bank Watch, with the objective of evaluating the monetary policy regime in Norway and Norges Bank’s conduct of monetary policy. This time the committee has focused on the conduct of policy rather than addressing institutional issues. The committee refers to Norges Bank Watch 2002 for a detailed assessment of the mone...

  9. Norges Bank Watch 2002

    OpenAIRE

    Svensson, Lars E.O.; Houg, Kjetil; Solheim, Haakon O. Aa.; Steigum, Erling, Jr

    2002-01-01

    The Centre for Monetary Economics (CME) at the Norwegian School of Management BI has for the third time invited a committee of economists for Norges Bank Watch, with the objective to evaluate the monetary-policy regime in Norway and Norges Bank’s conduct of monetary policy. The committee for Norges Bank Watch 2002 consists of Professor Lars E.O. Svensson (chair), Princeton University, Chief Economist Kjetil Houg, Alfred Berg, Doctorate Student Haakon O.Aa. Solheim, Norwegian ...

  10. Banking structure redesigned

    OpenAIRE

    VARMA, VIJAYA KRUSHNA

    2009-01-01

    Banking structure is redesigned to make India a fully digital nation and to usher in 100% E-governance. Multi dimensional and multipurpose savings account - It is the main keel of this restructured banking. Purpose of this multi dimensional account 1. This savings account can be used for receiving, storing and spending of money. 2. It can be used for buying, selling and holding property rights of immovable properties like lands, plots, flats and commercial establishments. 3...

  11. Bank collapse and depression

    OpenAIRE

    Bryant, John

    1980-01-01

    The recurrent banking panics of the 19th century and the Great Depression of the 1930s are widely viewed as failures of our economic system. A simple version of Samuelson’s overlapping generations model is used to generate such failures of Walrasian equilibrium. The spontaneous “panics” generated involve a collapse of bank credit, causing in turn a drop in investment demand. The model suggests that both the recent technological advances in the intermediation industry and the current move towa...

  12. Growth and equity effects of changing demographic structures in the Netherlands: simulations within a social accounting matrix.

    Science.gov (United States)

    Cohen, S I; Tuyl, J M

    1991-01-01

    "This paper deals with the economic consequences of a changing demography in an industrialized country, namely the Netherlands. The analytical framework chosen is that of general equilibrium as statistically given by the social accounting matrix (SAM) in which we introduce households by size for the present economic demographic situation (1981) and for a future simulated situation (2010) featuring in particular a relative increase in one-person households (individualization). The income (output) multipliers of both SAMs show a positive growth bias towards three and more person households and towards mining, public utilities, trade and banking." PMID:12284397

  13. The Empirics of Banking Regulation

    OpenAIRE

    Tchana Tchana, Fulbert

    2008-01-01

    This paper empirically assesses whether banking regulation is effective at preventing banking crises. We use a monthly index of banking system fragility, which captures almost every source of risk in the banking system, to estimate the effect of regulatory measures (entry restriction, reserve requirement, deposit insurance, and capital adequacy requirement) on banking stability in the context of a Markov-switching model. Our methodology is less prone to selection and simultaneity bias which a...

  14. New Issues in Bank Regulation

    OpenAIRE

    Mohsin S. Khan

    2002-01-01

    Deregulation, technology, and financial innovation are transforming banking. Indeed, banking is no longer the business it was even a few decades ago. The way banking services are provided has changed dramatically, and in many countries they are even offered by institutions that are quite different from traditional banks. As the old institutional demarcations become increasingly irrelevant, increased competition from other intermediaries has led to a decline in traditional banking in which ban...

  15. Risk Assessment for Banking Systems

    OpenAIRE

    Helmut Elsinger; Alfred Lehar; Martin Summer

    2002-01-01

    In this paper we suggest a new approach to risk assessment for banks. Rather than looking at them individually we try to undertake an analysis at the level of the banking system. Such a perspective is necessary because the complicated network of mutual credit obligations can make the actual risk exposure of banks invisible at the level of individual institutions. We apply our framework to a cross section of individual bank data as they are usually collected at the central bank. Using standard...

  16. Public Disclosure and Bank Failures

    OpenAIRE

    Eduardo Levy Yeyati; Tito Cordella

    1998-01-01

    This paper analyses the impact of public disclosure of banks’ risk exposure on banks’ risk taking incentives and its implications in terms of soundness of the banking system. We find that, when banks have a complete control over the volatility of their loan portfolio, public disclosure reduces the probability of banking crises. When asset risk is driven largely by exogenous factors beyond the control of bank managers, however, information disclosure may increase banking sector fragility, as t...

  17. Corporate governance and banking regulation

    OpenAIRE

    Alexander, Kern

    2004-01-01

    The globalisation of banking markets has raised important issues regarding corporate governance regulation for banking institutions. This research paper addresses some of the major issues of corporate governance as it relates to banking regulation. The traditional principal-agent framework will be used to analyse some of the major issues involving corporate governance and banking institutions. It begins by analysing the emerging international regime of bank corporate governance. This has been...

  18. INTERNAL AUDIT APPROACH IN BANKS

    OpenAIRE

    Victoria STANCIU

    2008-01-01

    Romanian banking system has known in the last years significant changes determined by the implementation of Basel II requirements and governance principles on one hand and assimilation of the EU Directives for the banking sector on the other hand. The function of internal audit is new in the Romanian banks, being implemented as a result of the new regulation established by the Romanian National Bank in the effort to aligne the Romanian banking legislation to the international regulations and ...

  19. Cost leadership and bank internationalization

    OpenAIRE

    Galema, Rients; Koetter, Michael; Liesegang, Caroline

    2013-01-01

    We adapt a theoretical model from the goods trade literature to test whether banks with a comparative cost advantage are more likely to enter foreign markets by means of foreign direct investment. We combine detailed proprietary bank-level data on the international activities of all German banks with publicly available bank micro data from possible destination markets to show that the decision to go abroad is driven by relative cost differences. Banks enter markets where they are cost leaders...

  20. The Banks and Sustainable Development

    OpenAIRE

    Madzova, Violeta

    2012-01-01

    This paper focuses on the role of the banks in supporting sustainable development. Its objective is to examine recent trends in banking and sustainable development, as well as to assess the implementation and application of the sustainable development policies adopted by the banks in the banking sector in Republic of Macedonia. For that purpose it is made a comprehensive analysis on the trends of “sustainable finance”, as well as research on the practices in the Macedonian banking sector in s...

  1. BANK RATING. A COMPARATIVE ANALYSIS

    Directory of Open Access Journals (Sweden)

    Batrancea Ioan

    2015-07-01

    Full Text Available Banks in Romania offers its customers a wide range of products but which involves both risk taking. Therefore researchers seek to build rating models to help managers of banks to risk of non-recovery of loans and interest. In the following we highlight rating Raiffeisen Bank, BCR-ERSTE Bank and Transilvania Bank, based on the models CAAMPL and Stickney making a comparative analysis of the two rating models.

  2. The Ethical Stance in Banking

    OpenAIRE

    Villa, Jesus Simeon Villa

    2010-01-01

    Abstract Banks have a central role and importance in all commerce and hence in all societies. This thesis investigates the ethical basis of banking practice with the aim of developing an account of the virtues appropriate to bankers and banking. One central issue concerns a conflict between the interests of banks and their customers, and how this conflict plays out in relation to the lending policies and fee structure of banks. Such lending policies can have a significant effect on ban...

  3. Three myths about central banks

    OpenAIRE

    Geoffrey P. Miller

    2002-01-01

    Do central banks control the business cycle? Should price stability be their only monetary policy goal? Do politicians give up a degree of power and gain nothing personally when they grant central banks independence? This Commentary argues that none of these widely held notions is true. The Commentary is based on a speech presented to participants at the conference on the Origins and Evolution of Central Banking, sponsored by the Central Bank Institute of the Federal Reserve Bank of Cleveland...

  4. Water quality and treatment of river bank filtrate

    Directory of Open Access Journals (Sweden)

    W. W. J. M. de Vet

    2010-06-01

    Full Text Available In drinking water production, river bank filtration has the advantages of dampening peak concentrations of many dissolved components, substantially removing many micropollutants and removing, virtually completely, the pathogens and suspended solids. The production aquifer is not only fed by the river bank infiltrate but also by water percolating through covering layers. In the polder areas, these top layers consist of peat and deposits from river sediments and sea intrusions.

    This paper discusses the origin and fate of macro components in river bank filtrate, based on extensive full-scale measurements in well fields and treatment systems of the Drinking Water Company Oasen in the Netherlands. First, it clarifies and illustrates redox reactions and the mixing of river bank filtrate and PW as the dominant processes determining the raw water quality for drinking water production. Next, full-scale results are elaborated on to evaluate trickling filtration as an efficient and proven one-step process to remove methane, iron, ammonium and manganese. The interaction of methane and manganese removal with nitrification in these systems is further analyzed. Methane is mostly stripped during trickling filtration and its removal hardly interferes with nitrification. Under specific conditions, microbial manganese removal may play a dominant role.

  5. Water quality and treatment of river bank filtrate

    Directory of Open Access Journals (Sweden)

    W. W. J. M. de Vet

    2009-10-01

    Full Text Available In drinking water production, river bank filtration has the advantages of dampening peak concentrations of many dissolved components, substantially removing many micropollutants and removing, virtually completely, the pathogens and suspended solids. The production aquifer is not only fed by the river bank infiltrate but also by water percolating through covering layers. In the polder areas, these top layers consist of peat and deposits from river sediments and sea intrusions.

    This paper discusses the origin and fate of macro pollutants in river bank filtrate, based on extensive full-scale measurements in well fields and treatment systems of the Drinking Water Company Oasen in the Netherlands. First, it clarifies and illustrates redox reactions and the mixing of river bank filtrate and polder water as the dominant processes determining the raw water quality for drinking water production. Next, full-scale results are elaborated on to evaluate trickling filtration as an efficient and proven one-step process to remove methane, iron, ammonium and manganese. The interaction of methane and manganese removal with nitrification in these systems is further analyzed. Methane is mostly stripped during trickling filtration and its removal hardly interferes with nitrification. Under specific conditions, microbial manganese removal may play a dominant role.

  6. Physical activity and risk of ovarian cancer: Results from the Netherlands Cohort Study (The Netherlands)

    NARCIS (Netherlands)

    Biesma, R.G.; Schouten, L.J.; Dirx, M.J.M.; Goldbohm, R.A.; Brandt, P.A. van den

    2006-01-01

    Objective: To investigate the association between nonoccupational physical activity and the risk of ovarian cancer among post-menopausal women. Methods: The Netherlands Cohort Study on Diet and Cancer consists of 62,573 women aged 55-69 years at baseline. Information regarding baseline nonoccupation

  7. Environmental Accounts of the Netherlands 2010

    International Nuclear Information System (INIS)

    The Environmental Accounts of the Netherlands by Statistics Netherlands (CBS) present a broad quantitative overview of important economic-environmental developments. The environmental accounts provide a systematic description of the relationship between the environment and the economy and can be used for in depth analyses of various types. Key indicators that can be derived from the environmental accounts provide an insight into the interrelation between the environment and the economy, and into the issues of sustainability and green growth. The international interest in environmental accounting has been growing in recent years. In 2012 this will culminate in the adaptation of the System of integrated Environmental and Economic Accounting (SEEA) as an international statistical standard. The first part of the Environmental accounts of the Netherlands 2010 provides an overview of the most recent developments in the relationship between the environment and the economy. Part two presents three articles that provide more in-depth analyses of specific topics. In the first article the direct and indirect economic impact of activities related to the North Sea are quantified in terms of employment, production and value added. One of the important outcomes of this study was that almost 250 thousand Dutch employees are dependent on the North Sea economy. The information from this study will be used in the evaluation of the European Union's Marine Strategy Framework Directive. The second article examines the methodology to validate renewable energy resources and provides a comprehensive overview into the economy behind wind energy production. It shows that wind energy production is not yet profitable without government support schemes. The third article presents the first results of a study on environmental subsidies. The results indicate that environmentally motivated subsidies are used extensively by only few industries, such as agriculture, electricity companies, and the

  8. Country nuclear fuel cycle profile: Netherlands

    International Nuclear Information System (INIS)

    In 2002, the Netherlands' only reactor, the 449 MW(e) PWR at Borssele, provided 3.6 TW·h of electricity, equivalent to 4% of domestic electricity output. Two successive governments ordered the Borssele nuclear power plant to shut down by December 2003, earlier than had originally been foreseen. However, the Government that came into office at the beginning of August 2002 has agreed to postpone closure of this plant, as it said 'taking into account the Kyoto obligations, it would not be sensible to close Borssele prematurely'. The new Cabinet will consult with the owner of the plant to seek an agreement on continuing its operation, taking into account its economic and technical lifetime. Uranium enrichment is carried out by Urenco Nederland B.V., which is located in Almelo. Urenco Nederland is owned by the multinational company Urenco Ltd, which is located in Marlow (UK) and which has three shareholders holding equal shares: Ultra Centrifuge Nederland (UCN) in the Netherlands, Uranit (Germany) and BNFL. The Government of the Netherlands owns 99% of the shares in UCN. The current capacity of Urenco Nederland is 1850 t SWU/a. However, in 1999 the company obtained a licence to expand its capacity to 2500 t SWU/a, for which a fifth enrichment plant has been built at the Almelo site. In early 2003 a new nuclear licence was issued to increase capacity to 2800 t SWU/a. Urenco uses advanced gas ultracentrifuge technology for the enrichment of uranium. Spent fuel is being reprocessed at the BNFL reprocessing facility in the UK and at the Cogema reprocessing facility in France

  9. The Netherlands Experience with IPPAS Missions

    International Nuclear Information System (INIS)

    In May 2005 the Greenpeace organization carried out a protest demonstration on the site of the nuclear power plant Borssele in the southern part of the Netherlands. The action was well planned and was executed with military precision. The Dutch Government responded to the growing anxiety among politicians and the public by requesting the IAEA to do a security review in Borssele and also to look into the Governmental legislative and regulatory framework. These peer reviews under IAEA coordination are commonly known as missions of the International Physical Protection Advisory Service (IPPAS). From 2005 onwards all nuclear facilities had IPPAS missions and the Netherlands was the first country to conclude this endeavor by inviting a follow-up mission in early 2012. The Fukushima accident has shown that in order for the nuclear option to survive, the global nuclear security system has to be strengthened and become more transparent. The safety related accidents are considered to be a good lesson for nuclear security. The initiating events of a nuclear catastrophe could also be a malicious act that nobody foresaw. The Dutch Government felt that only by implementing the IAEA recommendations for Nuclear Security and having periodic independent peer reviews, international confidence could be created and public confidence could be restored. This was a also a conclusion of last year’s ad-hoc working group of European countries in Brussels, a conclusion that was endorsed by the European Council. The credo of the IAEA that IPPAS missions should be ‘de facto’ the norm, is supported by the Netherlands. (author)

  10. Pengaruh Kualitas Layanan Mobile Banking (M-Banking Terhadap Kepuasan Nasabah di Indonesia [Effect of Mobile Banking (M-Banking Service Quality on Customer Satisfaction in Indonesia

    Directory of Open Access Journals (Sweden)

    Aditya Wardhana

    2015-09-01

    Full Text Available The research aim was to assess the influence of the service quality of mobile banking (m-banking against customer satisfaction at the greatest banks in Indonesia. Elements of the quality of mobile banking services (m-banking were speed, security, accuracy, and trust. The population of this study was bank customers from eight of the greatest bank in Indonesia -- Bank Mandiri, Bank BRI, Bank BCA, Bank BNI, Bank CIMB Niaga, Bank Danamon, Bank Permata, and Bank Panin -- who used mobile banking which totaled 19.9 million customers with the size of the sample being 400 respondents. The sampling method used nonprobability sampling by incidental sampling. The results by using a structural equation modeling (SEM found significant influences between service quality of mobile banking (m-banking partially and simultaneously to customer satisfaction.

  11. The professionalisation of the Netherlands armed force

    OpenAIRE

    Van Veldhuizen-Rothenbuecher, Ida

    2001-01-01

    The fall of the Berlin Wall and the end of the Cold War led in 1991 to the decision to gradually reduce and restructure the Netherlands armed forces. It was process consisting of dozens of reorganisations. The idea was that the reorganisation and reduction would go hand in hand, not only operationally but also financially. Firstly, only one in three men were actually still called up in order to fulfil conscription duties lasting more or less a year. There was one more condition for the transf...

  12. Local Agenda 21 in Apeldoorn, Netherlands. Appendices

    International Nuclear Information System (INIS)

    The (im)possibilities of concrete projects to start Local Agenda 21 activities in Apeldoorn, Netherlands, are discussed. Attention is paid to options with respect to transportation, energy conservation, water use, soil pollution, waste management, and nature. Local Agenda 21 is a program by means of which local governments can contribute to sustainable targets as formulated during the 1992 conference Agenda 21 of the United Nations (UN). The appendices contain background information (reports of meetings, elaboration of ecological subjects in relation with socio-economic subjects, and a table with all the recommendations) and are published in this report. The main report is a separate publication

  13. Energy R and D in the Netherlands

    Energy Technology Data Exchange (ETDEWEB)

    EEM Luiten; JJ Dooley; K Blok

    1999-09-07

    This report documents trends in R and D and in particular (public) energy R and D in the Netherlands. Besides quantitative information on R and D and energy R and D, the report gives an impression of changes in science and technology policy, energy policy and changes in energy research priorities (both organizational and financial). In the Netherlands, 2.09% of GDP (or $6.7 billion) was invested in R and D activities in 1995. The private sector financed 46% of all R and D in that year. A small but significant fraction (9.3%) of the research performed in the Netherlands is financed by foreign public and private sector entities. Energy R and D has been identified by the national Strategic Foresight Activity as an important area of R and D for government support in the future. This is due in part to the overall decline in public support for energy R and D that occurred from 1985 to 1995. However, recent concern over climate change and energy policy has resulted in increased budgets for energy R and D. Recent policy documents (e.g., the Memorandum on Energy R and D in April 1998) and initiatives (e.g., a recent university energy R and D program; intensification of climate policy, partly in R and D) indicate the growing interest in addressing the issue of climate change partly through energy R and D. The Dutch government believes that the liberalization of the energy market in the Netherlands justifies an active role for the government to guarantee the longer-term transformation to a sustainable energy system. In terms of climate policy, the expanded and more efficient use of natural gas is seen as a suitable transition option towards a sustainable energy system. However, energy efficiency (and in particular energy efficiency in the industrial sector) and the introduction of renewable technologies (solar energy, wind energy and biomass) are generally favored for the long term. Recently, additional funding was allocated for research on industrial &apos

  14. Alternative banking: theory and evidence from Europe

    Directory of Open Access Journals (Sweden)

    Kurt Von Mettenheim

    2012-12-01

    Full Text Available Since financial liberalization in the 1980s, non-profit maximizing, stakeholder-oriented banks have outperformed private banks in Europe. This article draws on empirical research, banking theory and theories of the firm to explain this apparent anomaly for neo-liberal policy and contemporary market-based banking theory. The realization of competitive advantages by alternative banks (savings banks, cooperative banks and development banks has significant implications for conceptions of bank change, regulation and political economy.

  15. INTERNAL AUDIT APPROACH IN BANKS

    Directory of Open Access Journals (Sweden)

    Victoria STANCIU

    2008-01-01

    Full Text Available Romanian banking system has known in the last years significant changes determined by the implementation of Basel II requirements and governance principles on one hand and assimilation of the EU Directives for the banking sector on the other hand. The function of internal audit is new in the Romanian banks, being implemented as a result of the new regulation established by the Romanian National Bank in the effort to aligne the Romanian banking legislation to the international regulations and practice in the field. In the dynamic banking environment the internal audit has to define and strengthen its statute and role. We can say that in the new context – regulatory environment for banking system and professional requirements – internal audit become one of the most influential and value added function in the bank. The present paper presents the role of internal audit in the Romanian banks and its major areas of interest.

  16. Development of tissue bank.

    Science.gov (United States)

    Narayan, R P

    2012-05-01

    The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole. PMID:23162240

  17. Materials information data bank

    International Nuclear Information System (INIS)

    A major concern in the design of weapons systems is compatibility of materials with each other and with the enclosed environment. Usually these systems require long-term storage and must have high reliability at the end of this storage period. Materials selection is thus based on past experience and on laboratory-accelerated testing to assure this long-term reliability. To assist in materials selection, a computerized materials data bank has been established. In addition to references on personnel and documents, this data bank provides annotated information on materials so that the designer and materials engineer can draw on it for guidance in selecting materials. The primary purpose of the data bank is to provide materials compatibility data. However, the structure of the system permits the data bank to be used for storage and retrieval of general materials information. The data bank storage and information retrieval philosophy is discussed and procedures for information gathering are outlined. Examples of data entries and a list of search routines are presented to demonstrate the usefulness and versatility of the system

  18. Development of tissue bank

    Directory of Open Access Journals (Sweden)

    R P Narayan

    2012-01-01

    Full Text Available The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole.

  19. MANAGING BANK SERVICES QUALITY

    Directory of Open Access Journals (Sweden)

    Marijana Mandić

    2011-01-01

    Full Text Available Quality has become the basicfactor of economic efficiency and the basicprinciple of business activities of successfulorganizations. Its consequence is revolution in thearea of quality that has comprised all kinds ofproducts and services including the bank servicesas well. To understand the present and future needsof clients and to know how to fulfill and try toexceed their expectations is the task of everyefficient economy. Therefore, the banks in thedeveloped economies try to re-orientateorganizationally, technologically andinformatically their business activities placing theclient in the core of this business activity.Significant indicators of quality services that banksoffer are measured by the time clients wait for theprovision of the desired service and the number ofclients who give up to enter the bank due to thelong waiting for provision of the desired serviceand the number of clients who give up to enter thebank due to the long waiting queues. Dissatisfiedclient is the worst result of the bank's work andactivity. The great effort is made to improve thequality of services, which means professionalismand communication of personnel with whom theclients come in contact, giving punctual and clearinformation and short waiting period of standing inthe queues. The aim of this paper is to present anddescribe the functioning of the bank system underthe conditions of establishing quality in provision ofservices to clients and to recognize basic guidelinesfor improvement of quality in the work of thebanking sector.

  20. Materials information data bank

    Energy Technology Data Exchange (ETDEWEB)

    Mead, K.E.

    1978-03-01

    A major concern in the design of weapons systems is compatibility of materials with each other and with the enclosed environment. Usually these systems require long-term storage and must have high reliability at the end of this storage period. Materials selection is thus based on past experience and on laboratory-accelerated testing to assure this long-term reliability. To assist in materials selection, a computerized materials data bank has been established. In addition to references on personnel and documents, this data bank provides annotated information on materials so that the designer and materials engineer can draw on it for guidance in selecting materials. The primary purpose of the data bank is to provide materials compatibility data. However, the structure of the system permits the data bank to be used for storage and retrieval of general materials information. The data bank storage and information retrieval philosophy is discussed and procedures for information gathering are outlined. Examples of data entries and a list of search routines are presented to demonstrate the usefulness and versatility of the system.

  1. Impact of Electronic Banking Innovations on Bank Deposit Market Share

    Directory of Open Access Journals (Sweden)

    Kashmari A

    2016-04-01

    Full Text Available Development and diversity of electronic banking services is one of the aspects of financial innovation of banks. In Iran’s banking system, the development of multiple channels representing electronic banking services such as SWIFT system, ATM, POS, PIN pads, internet banking, mobile banking and telephone banking are made for more facility in paying money, so today, the development of this channels is one of the most competitive areas between banks for attracting resources. The main purpose of this study is to evaluate this innovation, which needs a heavy cost in terms of money and time, on the share of each bank in attracting deposit as one of the most important goals and competitive tools of a bank. By using Panel Data Vector Autoregressive methods (Panel-VAR and Granger causality test, data of 23 Iranian banks in the 7 years (2007-2013 has been studied. The results show that based on the Granger Causality Test, the number of ATM machines, POS, PIN pad, SWIFT system and amount of banking facilities provided by each bank, has causal relation in explaining the increase of the bank’s share in attracting deposits; but the Market Share was recognized as the cause of the innovation. Also, the causality direction of deposits’ share and the amount of facilities were noticed to be bilateral.

  2. Is the gender wage gap declining in the Netherlands?

    NARCIS (Netherlands)

    van der Meer, P.H.

    2008-01-01

    In this paper I try to answer the question whether the gender wage gap in the Netherlands is declining. I posed this question because on several other indicators labour market differences between men and women in the Netherlands declined or disappeared altogether. First of all the labour market part

  3. Inverse carbon dioxide flux estimates for the Netherlands

    NARCIS (Netherlands)

    Meesters, A. G. C. A.; Tolk, L. F.; Peters, W.; Hutjes, R. W. A.; Vellinga, O. S.; Elbers, J. A.; Vermeulen, A. T.; van der Laan, S.; Neubert, R. E. M.; Meijer, H. A. J.; Dolman, A. J.

    2012-01-01

    CO2 fluxes for the Netherlands and surroundings are estimated for the year 2008, from concentration measurements at four towers, using an inverse model. The results are compared to direct CO2flux measurements by aircraft, for 6 flight tracks over the Netherlands, flown multiple times in each season.

  4. Inverse carbon dioxide flux estimates for the Netherlands

    NARCIS (Netherlands)

    Meesters, A.G.C.A.; Tolk, L.F.; Peters, W.; Hutjes, R.W.A.; Vellinga, O.S.; Elbers, J.A.; Vermeulen, A.T.; Laan, van der S.; Neubert, R.; Meijer, H.A.J.; Dolman, A.J.

    2012-01-01

    CO2 fluxes for the Netherlands and surroundings are estimated for the year 2008, from concentration measurements at four towers, using an inverse model. The results are compared to direct CO2 flux measurements by aircraft, for 6 flight tracks over the Netherlands, flown multiple times in each season

  5. The safety of cyclists in The Netherlands : present and future.

    OpenAIRE

    Schoon, C.C.

    2000-01-01

    In this paper, the author compares cycle use in the Netherlands with Denmark, Germany, Ireland, UK and Spain. The level of risk is related to distance travelled. In the Netherlands, the bicycle is the second safest personal mode of transport after the car. The moped is the most dangerous.

  6. New aphid (Aphidoidea) records for the Netherlands (1984-2005)

    NARCIS (Netherlands)

    Piron, P.G.M.

    2009-01-01

    Presented are 18 species.of aphids in combination with their food-plants found in The Netherlands from 1984 to 2005 not earlier described here. Among these are well-known species that are caught with the high suction trap andlor MOERICKE yellow water traps and aphids new for The Netherlands. The tax

  7. A new scope for the Netherlands Journal of Agricultural Science

    OpenAIRE

    Jongen, W.M.F.; Struik, P. C.; Wienk, J.F.

    2002-01-01

    This paper first looks at the changes in agricultural research structures, research questions and research culture in the Netherlands. In the context of these changes, the future scope, readership and editorial policy of the Netherlands Journal of Agricultural Science are discussed.

  8. Perception of biodiversity in arable production systems in the Netherlands

    NARCIS (Netherlands)

    Stilma, E.S.C.; Smit, A.B.; Geerling-Eiff, F.A.; Struik, P.C.; Vosman, B.J.; Korevaar, H.

    2009-01-01

    Until recently, arable production systems in the Netherlands were solely based on their production function, while ecological and societal functions were not or hardly taken into account. However, the Netherlands is a small and densely populated country that requires a well-planned management of the

  9. A generic approach for 3D SDI in The Netherlands

    NARCIS (Netherlands)

    Stoter, J.; Brink, L. van den; Vosselman, G.; Goos, J.; Zlatanova, S.; Verbree, E.; Klooster, R.; Berlo, L. van; Vestjens, G.; Reuvers, M.; Thorn, S.

    2011-01-01

    This paper presents a research project in The Netherlands in which a large number of stakeholders are collaborating on a 3D test bed, selected use cases and a test area to push 3D applications in the Netherlands. The project studies and realizes a proof of oncept for a 3D Spatial Data Infrastructure

  10. Occupational lung cancer risk among men in the Netherlands

    NARCIS (Netherlands)

    Preller, L.; Balder, H.F.; Tielemans, E.; Brandt, P.A. van den; Goldbohm, R.A.

    2008-01-01

    Objectives: To assess male lung cancer risks for industrial sectors in the Netherlands and to estimate the proportion of lung cancer attributed to working in specific industrial sectors. Methods: Associations were studied among men aged 55-69 years (n = 58 279) from the prospective Netherlands Cohor

  11. Netherlands Twin Register : a focus on longitudinal research

    NARCIS (Netherlands)

    Boomsma, DI; Vink, JM; van Beijsterveldt, TCEM; de Geus, EJC; Beem, AL; Mulder, EJCM; Derks, EM; Riese, H; Willemsen, GAHM; Bartels, M; van den Berg, M; Kupper, NHM; Polderman, TJC; Posthuma, D; Rietveld, MJH; Stubbe, JH; Knol, LI; Stroet, T; van Baal, GCM

    2002-01-01

    In 1986 we began The Netherlands Twin Register (NTR) by recruiting young twins and multiples a few weeks or months after birth. Currently we register around 50% of all newborn multiples in The Netherlands. Their parents receive a questionnaire at registration and afterwards when the children are 2,

  12. A Comparative Analysis of Educational Donors in the Netherlands

    Science.gov (United States)

    James, Russell N., III; Wiepking, Pamala

    2008-01-01

    Using data from 1,373 households participating in the 2005 Giving in the Netherlands Panel Survey, this paper examines the characteristics of educational donors in comparison with other types of charitable donors and with nondonors. Charitable giving is quite common in the Netherlands, but there is no established higher education advancement…

  13. Young Migrants and Discourses on Young Migrants in the Netherlands

    Science.gov (United States)

    Gerritsen, Debby; Maier, Robert

    2012-01-01

    This article compares the perspectives of young migrants in the Netherlands with the dominant discourse on "migrants" at present. The integration of young "migrants" have been studied in the European research projects TRESEGY and PROFACITY with the help of a number of ethnographic studies and a questionnaire in the Netherlands. At present, the…

  14. The Salient History of Dalton Education in the Netherlands

    Science.gov (United States)

    van der Ploeg, Piet

    2014-01-01

    In the Netherlands there are 400 Dalton schools, while Dalton education has all but disappeared elsewhere, including in its country of origin: the USA. Following a brief period in the 1920s in which it enjoyed strong international interest, it disappeared from the scene. How can it be that the Dalton Plan still exists only in the Netherlands? This…

  15. Mental health in immigrant children in the Netherlands

    NARCIS (Netherlands)

    Vollebergh, WAM; ten Have, M; Dekovic, M; Oosterwegel, A; Pels, T; Veenstra, R; de Winter, A; Ormel, H; Verhulst, F

    2005-01-01

    Background In the past decades, the ethnic diversity of the population in the Netherlands has rapidly grown. At present, approximately 10% of all people in the Netherlands belong to immigrant families that originate from a very large variety of non-Western nations. Although it is often assumed that

  16. Using helium and carbon(CO2)isotopes to distinguish between source and crustal contribution in arc magmas. A case study from the Lesser Antilles island arc

    International Nuclear Information System (INIS)

    A quantitative assessment of the fate of sediments at subduction zones is a vital component in understanding then cycling history between the mantle and the exosphere. Coupling helium isotope (3He/4He) investigations with a tracer of sediment type - such as carbon isotopes (13C)- offers the additional possibility of identifying the nature of the subducted sedimentary component (marine versus terrigenous sediments for example). A regional survey of the helium and carbon isotope geochemistry of the Lesser Antilles volcanic arc was undertaken. Both geothermal fluids (fumaroles and hot springs) and young phenocryst-bearing lavas were analysed to establish helium and carbon relations along the arc. The northern group of islands appears to be characterised by a mixture of MORB with subducted slab component while the southern group has a clear signature of crustal contamination: however in this case the CO2/3He ratios indicate a possible third component

  17. Philippe Chanson, La blessure du nom. Une anthropologie d’une séquelle de l’esclavage aux Antilles-Guyane

    OpenAIRE

    Coulmont, Baptiste

    2009-01-01

    Peu après l’abolition de l’esclavage français, en 1848, les affranchis des Antilles ont dû acquérir un état civil : ils n’avaient, auparavant, aucune identité fixe du point de vue de l’État. Une partie des patronymes reçus sont jugés, alors et aujourd’hui, ridicules ou blessants : Satan, Négrobar, Dément ou Comestible... Ce qui devait signifier l’entrée dans la citoyenneté devient signe héréditaire d’une origine servile. C’est cette « blessure » que l’anthropologue et théologien Philippe Chan...

  18. Pollution persistante des sols aux Antilles par des insecticides organochlorés : HCH et chlordécone encore pour des siècles ?

    OpenAIRE

    Cabidoche, Yves-Marie; Cattan, Philippe; Clermont-Dauphin, Claridge; Gaspard, Sarra; Lesueur-Jannoyer, Magalie; Loranger-Merciris, Gladys

    2009-01-01

    La lutte contre le charançon du bananier, Cosmopolites sordidus, s’est longuement appuyée sur des insecticides organochlorés aux Antilles françaises à la fin du siècle dernier : - l’hexachlorocyclohexane (HCH), dont seul l’isomère γ est insecticide, a été appliqué à des doses massives, jusqu’à plus de 300 kg/ha/an d’HCH « technique » (mélange de 5 isomères dont 20% de γ), dans les années 60 à 70 ; - la chlordécone (CLD), appliquée à 3 kg de matière active (MA)/ha/an, par les insecticides US «...

  19. 3-D Magnetotelluric Investigations for geothermal exploration in Martinique (Lesser Antilles). Characteristic Deep Resistivity Structures, and Shallow Resistivity Distribution Matching Heliborne TEM Results

    CERN Document Server

    Coppo, Nicolas; Girard, Jean-François; Wawrzyniak, Pierre; Hautot, Sophie; Tarits, Pascal; Jacob, Thomas; Martelet, Guillaume; Mathieu, Francis; Gadalia, Alain; Bouchot, Vincent; Traineau, Hervé

    2015-01-01

    Within the framework of a global French program oriented towards the development of renewable energies, Martinique Island (Lesser Antilles, France) has been extensively investigated (from 2012 to 2013) through an integrated multi-methods approach, with the aim to define precisely the potential geothermal ressources, previously highlighted (Sanjuan et al., 2003). Amongst the common investigation methods deployed, we carried out three magnetotelluric (MT) surveys located above three of the most promising geothermal fields of Martinique, namely the Anses d'Arlet, the Montagne Pel{\\'e}e and the Pitons du Carbet prospects. A total of about 100 MT stations were acquired showing single or multi-dimensional behaviors and static shift effects. After processing data with remote reference, 3-D MT inversions of the four complex elements of MT impedance tensor without pre-static-shift correction, have been performed for each sector, providing three 3-D resistivity models down to about 12 to 30 km depth. The sea coast effe...

  20. Prioritizing emerging zoonoses in the Netherlands.

    Directory of Open Access Journals (Sweden)

    Arie H Havelaar

    Full Text Available BACKGROUND: To support the development of early warning and surveillance systems of emerging zoonoses, we present a general method to prioritize pathogens using a quantitative, stochastic multi-criteria model, parameterized for the Netherlands. METHODOLOGY/PRINCIPAL FINDINGS: A risk score was based on seven criteria, reflecting assessments of the epidemiology and impact of these pathogens on society. Criteria were weighed, based on the preferences of a panel of judges with a background in infectious disease control. CONCLUSIONS/SIGNIFICANCE: Pathogens with the highest risk for the Netherlands included pathogens in the livestock reservoir with a high actual human disease burden (e.g. Campylobacter spp., Toxoplasma gondii, Coxiella burnetii or a low current but higher historic burden (e.g. Mycobacterium bovis, rare zoonotic pathogens in domestic animals with severe disease manifestations in humans (e.g. BSE prion, Capnocytophaga canimorsus as well as arthropod-borne and wildlife associated pathogens which may pose a severe risk in future (e.g. Japanese encephalitis virus and West-Nile virus. These agents are key targets for development of early warning and surveillance.

  1. Cervical Ripening in The Netherlands: A Survey

    Directory of Open Access Journals (Sweden)

    Claartje M. A. Huisman

    2013-01-01

    Full Text Available Objective. We aim to investigate methods and use of cervical ripening in women without and with a prior cesarean delivery in The Netherlands. Methods. In 2010, we conducted a postal survey in all Dutch hospitals with a labor ward. One gynecologist per hospital was addressed and was asked to respond on behalf of the staff. The questionnaire contained 31 questions concerning cervical ripening and induction of labor. We compared this survey to a similar Dutch survey conducted in 2006. Results. Response rate was 78% (70/92 hospitals. In women without a prior cesarean and in need of cervical ripening, all hospitals (100% applied prostaglandins (either E1 or E2. In women with a prior cesarean, 21.4% of the hospitals performed an elective cesarean section if delivery was indicated (26.0% in 2006. In case of cervical ripening, 72.7% used mechanical methods (49.1% in 2006, 20.0% used prostaglandins (40.4% in 2006, 3.6% used a combination of prostaglandins and mechanical methods, and 3.6% used membrane-sweeping or oxytocin. Conclusions. In 2010, in The Netherlands, prostaglandins and Foley catheters were the preferred methods for cervical ripening in women without and with a prior cesarean, respectively. Use of mechanical methods in women with a prior cesarean has increased rapidly between 2006 and 2010, corresponding with decreasing use of prostaglandins and elective repeat cesarean sections.

  2. NEA Data Bank

    International Nuclear Information System (INIS)

    The coordination of nuclear data compilation within the OECD countries was initiated in 1964, with the creation of the Neutron Data Compilation Centre (CCDN) at Saclay close to Paris, France. This centre participated from the start in the 4-centre network. The NEA Data Bank was established at Saclay in 1978, by merging the CCDN and the Computer Program Library (CPL), Ispra, Italy. NEA Data Bank activities have evolved beyond nuclear data and computer programs, and now also include projects such as the coordination of the Joint Evaluated Fission and Fusion (JEFF) library of nuclear data, the compilation and critical review of chemical thermodynamic data for waste management applications, and the compilation of information relevant to computer code validation in the areas of: integral experiments, shielding, criticality safety, fuel behaviour, reactor physics and reactor safety. The Executive Group of the NEA Nuclear Science Committee manages the work programme of the NEA Data Bank.

  3. On Internet Banking

    Directory of Open Access Journals (Sweden)

    Jeffrey E Jarrett

    2015-08-01

    Full Text Available The purpose is to note the likelihood of continued growth of internet banking and commerce as individual consumers purchase more and more products to access the internet and complete both financial and consumer transactions. The growth is commercial and banking services on-line will grow as long as the hardware producers innovate with new faster and easy to use products. The pitfalls include attacks by savage interventionists who attempt to steal information and prevent end-users from employing the internet for purposes with good intentions. A challenge is made to software and hardware producers to use modern methods and techniques to predict where problems exist in internet banking and commerce. Serious solutions are necessary.

  4. Bank Customers Management System

    Directory of Open Access Journals (Sweden)

    Ebubeogu Amarachukwu Felix

    2015-08-01

    Full Text Available ABSTRACT The purpose of this project is in partial fulfilment of the requirements of Bachelor of Science Hon in Information Technology. The Design and development of this Bank customers Management system provides a more secured approach in managing bank customers information which strengthens the relationships between banks and their customers by providing the right solutions that uses a multi-level security to improve customer satisfaction. The technology used in developing this project is ASP.NET and the programming language used to develop this project is C and the IDE used is Microsoft Visual Studio 2013 professional in designing the front end while the back end uses Microsoft SQL Server 2012.

  5. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE... National banking association or State bank. A Federal stock association may convert to a National...

  6. Nuclear Plant Data Bank

    International Nuclear Information System (INIS)

    The Nuclear Plant Data Bank (NPDB) is being developed at the Los Alamos National Laboratory to assist analysts in the rapid and accurate creation of input decks for reactor transient analysis. The NPDB will reduce the time and cost of the creation or modification of a typical input deck. This data bank will be an invaluable tool in the timely investigation of recent and ongoing nuclear reactor safety analysis. This paper discusses the status and plans for the NPDB development and describes its anticipated structure and capabilities

  7. Boards of Banks

    OpenAIRE

    Ferreira, Daniel

    2010-01-01

    An earlier version of this paper won the Best Paper Award of the Corporate Governance SIG at EURAM. Abstract We construct a comprehensive data set with detailed biographic data on 12,010 board directors working for 740 large banks from 41 countries over the period 2000-2008. The data allow us to create a novel and reliable measure of director independence. We report many new findings. Bank board independence increases rapidly and substantially in the pre-crisis period, peaking at abou...

  8. Crash Testing German Banks

    OpenAIRE

    Klaus Duellmann; Martin Erdelmeier

    2009-01-01

    In this paper we stress-test credit portfolios of twenty-eight German banks based on a Merton-type multifactor credit-risk model. The stress scenario is an economic downturn in the automobile sector. Although the percentage of loans in the automobile sector is relatively low for all banks in the sample, the expected loss conditional on the stress event increases substantially by 70–80 percent for the total portfolio. This result confirms the need to account for hidden sectoral concentration r...

  9. Some banking activities of the Islami Bank Bangladesh Ltd.

    Directory of Open Access Journals (Sweden)

    Dr. Abu Zafar Mahmudul Haq

    2013-02-01

    Full Text Available Banking sectors of Bangladesh are not going well in terms of investment. Among different banks in Bangladesh, Islami Bank Bangladesh Limited (IBBL is running good for the modes of investment. So this study is conducted of the investment modes of this bank. Study is based on secondary information of the IBBL and opinion survey among twenty clients which has been done through convenient sampling on a purposively selected branch. It concludes that trend of investment of the IBBL runs well.

  10. The Effect of Banks Merger on Electronic Banking Services Competency

    OpenAIRE

    Ahmad Z. Siam

    2009-01-01

    Problem statement: This study is conducted to present benefits and consequences of latest technology used in banking industries. In addition, it has focused on the dynamics of banking sector, electronic banking services and new courses especially with mergers that constitute most of these mechanisms. Approach: The study discussed this new activity and the extent of response level of services while the need, wants and demands of customers are met. Furthermore, how banks deal with such services...

  11. CONSUMER SWITCHING BEHAVIOR FROM ONLINE BANKING TO MOBILE BANKING

    OpenAIRE

    Chian-Son Yu

    2014-01-01

    Through investigating factors that influence consumers to make a transition from online to mobile banking, this empirical study shows that relative attitude and relative subjective norm positively motivated respondents to switch from Internet to mobile banking while relative perceived behavior control deterred respondents from transitioning. Empirical results also demonstrated that Internet banking is superior to mobile banking in terms of consumer relative compatibility, self-efficacy, resou...

  12. Bank Risk Measurement: A Critical Evaluation at a European Bank

    OpenAIRE

    Gunnar Wahlström

    2013-01-01

    This article assesses bank management’s perspective on the use and effectiveness of the risk measurement system under Basel II that setcapital requirements for banks. These requirements encouraged the use of risk measurement. Semi-structured interviews with various bank managers at Viking Bank (a fictitious name) provide the empirical data for this research. These interviews were conducted after the global financial crisis that led, among other events, to the bankruptcy of Lehman Brothers. Vi...

  13. Some banking activities of the Islami Bank Bangladesh Ltd.

    OpenAIRE

    Dr. Abu Zafar Mahmudul Haq

    2013-01-01

    Banking sectors of Bangladesh are not going well in terms of investment. Among different banks in Bangladesh, Islami Bank Bangladesh Limited (IBBL) is running good for the modes of investment. So this study is conducted of the investment modes of this bank. Study is based on secondary information of the IBBL and opinion survey among twenty clients which has been done through convenient sampling on a purposively selected branch. It concludes that trend of investment of the IBBL runs well.

  14. PATHWAYS TO SUSTAINABLE BANKING MANAGEMENT

    Directory of Open Access Journals (Sweden)

    Dragan (Santamarian Oana Raluca

    2012-12-01

    Full Text Available This paper describes one of the major challenges of the future: the sustainable development of the society. Sustainability is now increasingly recognized as central to the growth of emerging market economies. For the banking sector, this represents both a demand for greater social and environmental responsibility as well as a new landscape of business opportunity. Several years ago, the main part of the banks did not consider the social and environmental problems relevant for their operations. Recently, the banks began to realize the major impact of the sustainable development over the way of ulterior development of the society and, implicitly over the way of creating of the banking value in the future. In this context, the development of a banking management system, based on sustainable principles represents one of the provocations of these days.Starting from literature in the sustainable banking management field in this paper are presented several relevant issues related to risk management in the context of sustainable banking financing: the need to implement the sustainable management principles in financial and banking industry; the role of banks in sustainable development of society; social and environmental risk management policies, events that have shaped the role of the banking sector in sustainable development; international standards regarding sustainable banking management such us: Equator Principles for sustainable investment projects’ financing or GRI principles for sustainable reporting. Furthermore, we developed a practical case study related to the implementation of sustainable banking management at Bank of America.

  15. Evolution of central banking? De Nederlandsche Bank 1814-1852

    NARCIS (Netherlands)

    Uittenbogaard, R.A.

    2014-01-01

    Nowadays the role of central bank is unquestioned and nearly ubiquitous. But was this always the case? This thesis analyses how De Nederlandsche Bank (DNB) developed into a central bank during the first four decades of its existence. Its establishment in 1814 was the result of a combination of both

  16. Keeping Banking Competitive: Evaluating Proposed Bank Mergers and Acquisitions

    OpenAIRE

    Darwish, Nisreen

    2014-01-01

    All bank mergers and acquisitions (M&A) require the approval of regulators. This article describes the methods used by the Federal Reserve to evaluate whether a bank merger or acquisition is acceptable under federal antitrust laws and its Board of Governors’ bank competition policy.

  17. 19 CFR 4.93 - Coastwise transportation by certain vessels of empty vans, tanks, and barges, equipment for use...

    Science.gov (United States)

    2010-04-01

    ... this paragraph. Editorial Note: For Federal Register citations affecting § 4.93, see the List of CFR... of the Mexico Netherlands Netherlands Antilles Norway Pakistan Philippines Polish People's Republic... Kuwait Liberia Luxembourg Malta Mexico Netherlands Netherlands Antilles Norway Polish People's...

  18. NRAO Green Bank Telescope (GBT)

    Data.gov (United States)

    Federal Laboratory Consortium — The largest fully steerable telescope in the world - the Robert C. Byrd Green Bank Telescope, began observations in Green Bank, West Virginia in 2000and is a wonder...

  19. MODELS OF BANKING RISKS MANAGEMENT

    OpenAIRE

    Bente Corneliu Cristian

    2009-01-01

    Banking risks management as a fundamental element of banking management aims at diminishing as much as possible the negative impact of risk factors, at minimizing losses by expenditures cut-off and maximizing direct and transferred influxes, changing the

  20. Banking Scandals Force Governance Issue

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    @@ The spate of recent scandals in the banking sector again raises the question of whether corporate governance in banks has been improved to a degree whereby ESOP is a correct and timely consideration.

  1. A Banking System in Transition

    Institute of Scientific and Technical Information of China (English)

    WANG; ZHIPENG

    2002-01-01

    THE four large state-owned commercial banks - the Industrial and Commercial Bank of China, the Bank of China, the Construction Bank of China, and the Agricultural Bank of China, constitute the backbone of the Chinese banking system. Owing to low efficiency, lack of capital, and a high rate of bad debts over time, however, the system was weak and ineffective. In order to redress the situation, late last century the Chinese government launched reforms to streamline these four commercial banks and their operations. The banks subsequently set up asset management companies to buy back and resolve non-performing assets. Their operational structure was also upgraded and optimized so as to improve management efficiency and economic performance.

  2. Bank service management in Ghana

    DEFF Research Database (Denmark)

    Kuada, John; Narteh, Bedman

    2011-01-01

    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  3. Chinese Commercial Banks Risk Management Practices: A Research in China Banking Risk Management

    OpenAIRE

    Wang, Xiaoling

    2006-01-01

    This dissertation uses a qualitative research approach, and examines the importance and its current situation of banks risk management in China banking. The commercial banking analysis covers China state-own commercial banks and joint-stock commercial banks as well as local city commercial banks, but mainly analysis stems from state-owned and joint-stock commercial banks, excluding foreign banks in China. In addition, this dissertation reveals that China Center Bank and China Bank Regulatory ...

  4. Inconsistent Regulators: Evidence From Banking

    OpenAIRE

    Sumit Agarwal; David Lucca; Amit Seru; Francesco Trebbi

    2012-01-01

    US state chartered commercial banks are supervised alternately by state and federal regulators. Each regulator supervises a given bank for a fixed time period according to a predetermined rotation schedule. We use unique data to examine differences between federal and state regulators for these banks. Federal regulators are significantly less lenient, downgrading supervisory ratings about twice as frequently as state supervisors. Under federal regulators, banks report higher nonperforming loa...

  5. Auditing and bank capital regulation

    OpenAIRE

    Edward Simpson Prescott

    2004-01-01

    Auditing is introduced into a model of bank capital regulation. Deterministic and stochastic auditing strategies are studied. Contrary to intuition, auditing of bank risk should be focused on the safest banks because they hold the least amount of capital. Risky banks, which hold more capital, need to be audited less. The importance of auditing by regulators and penalties for non-compliance are discussed in light of the Basel II capital regulation proposals. Emphasis is placed on the importanc...

  6. Scrum methodology in banking environment

    OpenAIRE

    Strihová, Barbora

    2015-01-01

    Bachelor thesis "Scrum methodology in banking environment" is focused on one of agile methodologies called Scrum and description of the methodology used in banking environment. Its main goal is to introduce the Scrum methodology and outline a real project placed in a bank focused on software development through a case study, address problems of the project, propose solutions of the addressed problems and identify anomalies of Scrum in software development constrained by the banking environmen...

  7. Banking Crises and Financial Integration

    OpenAIRE

    Caballero, Julian

    2012-01-01

    This paper explores whether the level of financial integration of banks in a country increases the incidence of systemic banking crises. The paper uses a de facto proxy for financial integration based on network statistics of banks participating in the global market of interbank syndicated loans. Specifically, the network statistics degree and betweenness are used to proxy for the de facto integration of the average bank in a country. The paper fits a count data model in the cross-section for...

  8. One Bank,Two Markets

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    The Agricultural Bank of China (ABC),the only non-listed bank among China’s"big four"state-owned commercial banks,is currently un- der the glare of the reform spotlight.This follows on the heals of Premier Wen Jiabao’s announcement during his government work report in March, that a shareholding system will be introduced in the bank and its role in serving agriculture,farmers and rural areas will remain unchanged.

  9. Bank panics in transition economies

    OpenAIRE

    Niinimäki, Juha-Pekka

    2002-01-01

    This paper discusses recent bank runs in seven transition economies (Russia, Bulgaria, Estonia, Hungary, Latvia, Lithuania and Romania), comparing them against the older US experience and theoretical research. Bank runs seem to usually be information based. For example, improvements in bank transparency such as new accounting rules can reveal a bank’s insolvency and trigger a run. However, bank runs, as seen a few years ago in East Asia, Bulgaria and Russia, may also be accompanied by runs on...

  10. Innovative Secure Mobile Banking Services

    OpenAIRE

    Mousa T AL-Akhras; Rizik Al-Sayyed; Marwah Alian; Doaa Qwasmi

    2011-01-01

    Due to the widespread use of computer technologies in almost all aspects of life, organisations that are connected to the Internet started extending their services to their customers to include new applications and services that satisfy their customers’ desires to make better businesses. One of these emerging applications is mobile banking. The term mobile banking (or m-banking) describes the banking services that the user can perform via a mobile device ubiquitously at anytime and from anywh...

  11. Central Banking after the Crisis

    OpenAIRE

    Frederick S. Mishkin

    2013-01-01

    This paper explores where central banking is heading after the recent financial crisis. First it discusses the central bank consensus before the crisis and then outlines the key facts learned from the crisis that require changes in the way central banks conduct their business. Finally, it discusses four main areas in which central banks are altering their policy frameworks: 1) the interaction between monetary and financial stability policies, 2) nonconventional monetary policy, 3) risk manage...

  12. Aggregate Uncertainty, Money and Banking

    OpenAIRE

    Hongfei Sun

    2006-01-01

    This paper studies the problem of monitoring the monitor in a model of money and banking with aggregate uncertainty. It shows that when inside money is required as a means of bank loan repayment, a market of inside money is entailed at the repayment stage and generates information-revealing prices that perfectly discipline the bank. The incentive problem of a bank is costlessly overcome simply by involving inside money in repayment. Inside money distinguishes itself from outside money by its ...

  13. Career Concerns of Banking Analysts

    OpenAIRE

    Horton, Joanne; Serafeim, Georgios; Wu, Shan

    2015-01-01

    We study how career concerns influence banking analysts’ forecasts and how their forecasting behavior benefits both them and bank managers. We show that banking analysts issue early in the year relatively more optimistic and later in the year more pessimistic forecasts for banks that could be their future employers. This pattern is not observed when the same analysts forecast earnings of companies that are not likely to be their future employers. Moreover, we use the Global Settlement as an e...

  14. Internet Banking: Boon or Bane ?

    OpenAIRE

    Bala Shanmugam

    2004-01-01

    There is little doubt that the Internet has revolutionized the entire communication system. As much as banking involves communication in one way or the other, banks have joined the communication bandwagon. Having observed the astronomical growth rate and acknowledging the potential banks adapting and often adapting the Internet to suit their functions and roles. As in any new venture there are setbacks in terms of issue of security and associated costs. As a consequence banks are working towa...

  15. Credit risk in Egyptian banks

    OpenAIRE

    Abdou, Hussein

    2006-01-01

    This research aims to identify the currently used techniques in evaluating credit risk in Egypt’s banking sector, then to evaluate these techniques and to develop model(s) to evaluate credit risk in Egyptian banks. In a pilot study, the researcher conducted informal interviews with key personnel in three of the Egyptian banks, in order to evaluate credit risk policies. The pilot study showed that these banks do not use any of the statistical techniques in the evaluation pr...

  16. Response exercise 2005 in the Netherlands

    International Nuclear Information System (INIS)

    Full text of publication follows: On May, 25 a large scale nuclear exercise was held in The Netherlands. In total 1100 participants from 60 organizations ranging from the local fire department, located near the Borssele Nuclear Power Plant (NPP), up to the Ministerial level, organized in an Inter-departmental Policy Team focused on several aspects of the nuclear off-site emergency management. The scenario was considered challenging by an international observer from the IAEA. In the early morning the exercise started with a simulated small emission of the NPP. Conditions deteriorated and from around 12:00 hours a large emission threatened the southwest of the Netherlands, Belgium and France. Information was exchanged with Belgium, E.U.R.D.E.P. and the IAEA. At 17:00 hours there was simulated a significant release and at 20:00 the exercise ended. In the Netherlands national off-site emergency management is organized in the Unit Planning and Advice (in Dutch: Epan). The National Institute for Public Health and the Environment (R.I.V.M.) plays a comprehensive role in the information structure of Epan. R.I.V.M. runs the Back Office for Radiological Information (B.O.R.I.), one of three back-offices of Epan. B.O.R.I gathers and analyses radiological information and processes it into a situation report containing diagnostic and prognosticated situation overviews. B.O.R.I. combines several knowledge institutes into one organization: the National Weather Service, the Institute of Food Safety, the Food and Consumer Product Safety Authority, the Institute for Inland Water Management and Wastewater Treatment, the National Institute for Coastal and Marine Management, the Nuclear Safety Authority, a Defence Department and R.I.V.M.. The B.O.R.I. activities also include an extensive environmental radiological monitoring program in several matrices. For all these organizations and measurement networks realistic technical data was generated. This added considerably to the realism of

  17. Traditional versus shadow banking

    OpenAIRE

    Bryan J. Noeth; Wolla, Scott A.

    2012-01-01

    Modern economies rely heavily on financial intermediaries to channel funds between borrowers and lenders. In the first edition of the Page One Economics Newsletter, the role of traditional banking is outlined and a parallel system—shadow banking—is explored.

  18. How Banks Create Money.

    Science.gov (United States)

    Beale, Lyndi

    This teaching module explains how the U.S. banking system uses excess reserves to create money in the form of new deposits for borrowers. The module is part of a computer-animated series of four-to-five-minute modules illustrating standard concepts in high school economics. Although the module is designed to accompany the video program, it may be…

  19. Shadow banking in China

    OpenAIRE

    Li, Jianjun; Hsu, Sara

    2012-01-01

    This is an English summary of a 300-page report produced by Jianjun Li, Sara Hsu and Guangning Tian, “The Annual Report of China Shadow Banking System,” Project Sponsored by the National Natural Science Foundation of China, Project Number 71173246,

  20. Banking on Diversity

    Science.gov (United States)

    Roach, Ronald

    2010-01-01

    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  1. The Green Bank Telescope

    Science.gov (United States)

    Prestage, R. M.; Constantikes, K. T.; Hunter, T. R.; King, L. J.; Lacasse, R. J.; Lockman, F. J.; Norrod, R. D.

    2009-08-01

    The Robert C. Byrd Green Bank Telescope of the National Radio Astronomy Observatory is the world's premiere single-dish radio telescope operating at centimeter to long millimeter wavelengths. This paper describes the history, construction, and main technical features of the telescope.

  2. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...

  3. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...

  4. Norges Bank Watch 2009

    OpenAIRE

    BERGMAN, MICHAEL; Juel, Steinar; Steigum, Erling, Jr

    2009-01-01

    This report evaluates the conduct of monetary policy in Norway in 2008. We will not discuss the institutional framework for monetary policy. The report offers, however, an evaluation of the new price index, CPIXE, which Norges Bank adopted in 2008 for measuring underlying inflation.

  5. UBS BANK INFORMATION

    CERN Multimedia

    UBS, CERN branch

    2002-01-01

    UBS SA, formerly Société de Banque Suisse (Swiss Bank Corporation), which has been providing banking services on the CERN site since 1954, is delighted to continue its financial partnership with the CERN personnel. Recent trends in payment methods - a decline in the use of cash combined with an increase in the use of 'virtual money', credit or payment cards and e-banking - have led UBS SA to place greater emphasis on customer services compared with conventional, over-the-counter transactions. Since our customers' banking habits have also changed, we will be implementing the following changes at our CERN offices: Building 500: conversion work will shortly be commencing to provide a comfortable and well-appointed customer services area offering, in particular, greater privacy, as well as two counters. Throughout the work, every measure will be taken to minimise inconvenience to our customers. Building 504: owing to the improvements to be made to our Building 500 premises, we will hencef...

  6. 77 FR 12584 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-03-01

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  7. 77 FR 56209 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-09-12

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  8. 78 FR 75349 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-12-11

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  9. 78 FR 42522 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  10. 76 FR 21367 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-04-15

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  11. 78 FR 50056 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  12. 77 FR 4560 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-01-30

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  13. 78 FR 24747 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-26

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  14. 78 FR 41063 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-09

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  15. 78 FR 3897 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  16. 78 FR 300 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  17. 77 FR 14368 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-03-09

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  18. 77 FR 69454 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-11-19

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  19. 75 FR 66762 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-10-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 ] CFR 225.41) to acquire shares of a bank or bank holding company. The...

  20. 77 FR 40058 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-07-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank ] Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company....

  1. 75 FR 1621 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-01-12

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that...

  2. 75 FR 63183 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-10-14

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  3. 78 FR 65311 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-10-31

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  4. 78 FR 70300 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-11-25

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  5. 78 FR 49268 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-13

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  6. 78 FR 37222 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-20

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  7. 77 FR 42312 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-07-18

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  8. 78 FR 22879 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  9. 75 FR 70004 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-11-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  10. 78 FR 59689 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-09-27

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  11. 78 FR 53457 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  12. 78 FR 2273 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-10

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  13. 76 FR 28435 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-05-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  14. 77 FR 29643 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-18

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  15. 78 FR 97 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-02

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  16. 78 FR 23565 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-19

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank ] or bank holding company. The...

  17. 78 FR 41929 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-12

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  18. 77 FR 26280 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  19. 75 FR 65484 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-10-25

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  20. 78 FR 51726 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-21

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  1. 77 FR 67365 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-11-09

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  2. 76 FR 40365 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-07-08

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  3. 78 FR 78357 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-12-26

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  4. 78 FR 38978 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-28

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  5. 78 FR 33093 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  6. 78 FR 7430 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-02-01

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  7. 78 FR 68073 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-11-13

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  8. 75 FR 65631 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-10-26

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  9. 78 FR 62301 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-10-15

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  10. 78 FR 3425 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  11. 77 FR 29347 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  12. 75 FR 78705 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-12-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  13. 76 FR 38178 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-06-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  14. 76 FR 11781 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-03-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank ] Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company....

  15. 76 FR 41259 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-07-13

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  16. 78 FR 33092 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  17. 78 FR 25273 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-30

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  18. 77 FR 26759 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-07

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  19. 78 FR 31549 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-05-24

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...

  20. 77 FR 32637 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-06-01

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The...