WorldWideScience

Sample records for bank atoll netherlands

  1. Biodiversity assessment of the fishes of Saba Bank atoll, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Jeffrey T Williams

    Full Text Available Biodiversity surveys were conducted on Saba Bank, Netherlands Antilles, to assess ichthyofaunal richness and to compare with published surveys of other Caribbean localities. The primary objective was to estimate the total species richness of the Saba Bank ichthyofauna. A variety of sampling techniques was utilized to survey the fish species of both the visually accessible megafauna and the camouflaged and small-sized species comprising the cryptic ichthyofauna.Based on results presented herein, the number of species known on Saba Bank is increased from 42 previously known species to 270 species. Expected species-accumulation curves demonstrate that the current estimate of species richness of fishes for Saba Bank under represents the actual richness, and our knowledge of the ichthyofauna has not plateaued. The total expected fish-species richness may be somewhere between 320 and 411 species.The Saba Bank ichthyofaunal assemblage is compared to fish assemblages found elsewhere in the Caribbean. Despite the absence of shallow or emergent shore habitats like mangroves, Saba Bank ranks as having the eighth highest ichthyofaunal richness of surveyed localities in the Greater Caribbean. Some degree of habitat heterogeneity was evident. Fore-reef, patch-reef, and lagoonal habitats were sampled. Fish assemblages were significantly different between habitats. Species richness was highest on the fore reef, but 11 species were found only at lagoonal sites.A comprehensive, annotated list of the fishes currently known to occur on Saba Bank, Netherland Antilles, is provided and color photographs of freshly collected specimens are presented for 165 of the listed species of Saba Bank fishes to facilitate identification and taxonomic comparison with similar taxa at other localities. Coloration of some species is shown for the first time. Preliminary analysis indicates that at least six undescribed new species were collected during the survey and these are

  2. Preliminary Assessment of Sponge Biodiversity on Saba Bank, Netherlands Antilles

    NARCIS (Netherlands)

    Thacker, R.W.; Díaz, M.C.; de Voogd, N.J.; van Soest, R.W.M.; Freeman, C.J.; Mobley, A.S.; LaPietra, J.; Cope, K.; McKenna, S.

    2010-01-01

    Background Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled

  3. Preliminary assessment of sponge biodiversity on Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Robert W Thacker

    Full Text Available BACKGROUND: Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled fishes, mollusks, crustaceans, macroalgae, and sponges. METHODOLOGY/PRINCIPAL FINDINGS: A single member of the dive team conducted surveys of sponge biodiversity during eight dives at six locations, at depths ranging from 15 to 30 m. This preliminary assessment documented the presence of 45 species pooled across multiple locations. Rarefaction analysis estimated that only 48 to 84% of species diversity was sampled by this limited effort, clearly indicating a need for additional surveys. An analysis of historical collections from Saba and Saba Bank revealed an additional 36 species, yielding a total of 81 sponge species recorded from this area. CONCLUSIONS/SIGNIFICANCE: This observed species composition is similar to that found on widespread Caribbean reefs, indicating that the sponge fauna of Saba Bank is broadly representative of the Caribbean as a whole. A robust population of the giant barrel sponge, Xestospongia muta, appeared healthy with none of the signs of disease or bleaching reported from other Caribbean reefs; however, more recent reports of anchor chain damage to these sponges suggests that human activities can have dramatic impacts on these communities. Opportunities to protect this extremely large habitat should be pursued, as Saba Bank may serve as a significant reservoir of sponge species diversity.

  4. Preliminary assessment of sponge biodiversity on Saba Bank, Netherlands Antilles.

    Science.gov (United States)

    Thacker, Robert W; Díaz, M Cristina; de Voogd, Nicole J; van Soest, Rob W M; Freeman, Christopher J; Mobley, Andrew S; LaPietra, Jessica; Cope, Kevin; McKenna, Sheila

    2010-05-21

    Saba Bank Atoll, Netherlands Antilles, is one of the three largest atolls on Earth and provides habitat for an extensive coral reef community. To improve our knowledge of this vast marine resource, a survey of biodiversity at Saba Bank included a multi-disciplinary team that sampled fishes, mollusks, crustaceans, macroalgae, and sponges. A single member of the dive team conducted surveys of sponge biodiversity during eight dives at six locations, at depths ranging from 15 to 30 m. This preliminary assessment documented the presence of 45 species pooled across multiple locations. Rarefaction analysis estimated that only 48 to 84% of species diversity was sampled by this limited effort, clearly indicating a need for additional surveys. An analysis of historical collections from Saba and Saba Bank revealed an additional 36 species, yielding a total of 81 sponge species recorded from this area. This observed species composition is similar to that found on widespread Caribbean reefs, indicating that the sponge fauna of Saba Bank is broadly representative of the Caribbean as a whole. A robust population of the giant barrel sponge, Xestospongia muta, appeared healthy with none of the signs of disease or bleaching reported from other Caribbean reefs; however, more recent reports of anchor chain damage to these sponges suggests that human activities can have dramatic impacts on these communities. Opportunities to protect this extremely large habitat should be pursued, as Saba Bank may serve as a significant reservoir of sponge species diversity.

  5. The Netherlands Brain Bank for Psychiatry.

    Science.gov (United States)

    Rademaker, Marleen C; de Lange, Geertje M; Palmen, Saskia J M C

    2018-01-01

    The Netherlands Brain Bank (NBB) performs rapid autopsies of donors who gave written informed consent during life for the use of their brain tissue and medical files for research. The NBB initiated the Netherlands Brain Bank for Psychiatry (NBB-Psy), a prospective donor program for psychiatric diseases. NBB-Psy wants to expand the tissue collections in order to provide a strong incentive to increase research in psychiatry. The ultimate goal of NBB-Psy is to reduce the burden of psychiatric disorders for patients, their families, and for society as a whole. NBB-Psy consists of an antemortem and postmortem donor program. This chapter focuses on the design of NBB-Psy and the antemortem donor program, where patients and relatives are actively informed on the possibility to become a brain donor. Since the initiation of NBB-Psy, the number of registered donors with a psychiatric diagnosis has increased from 149 in 2010 to 1018 in May 2016. Copyright © 2018 Elsevier B.V. All rights reserved.

  6. [Wide support for oocyte donation and banking in the Netherlands].

    Science.gov (United States)

    Bos, Annelies M E; Klapwijk, Petra; Fauser, Bart C J M

    2012-01-01

    To assess the general consensus on the cryopreservation of oocytes and the introduction of oocyte banking facilities in the Netherlands. Poll investigation A poll with the use of an online questionnaire was conducted among nearly 19,000 participants of the Dutch EenVandaag opinion panel in May 2011. The poll results were adjusted to the Dutch population based on data from the Dutch Central Office for Statistics for age, gender, education, marital status, geographical area and political preference (measured according to the lower house elections of 2010). The primary endpoints were the percentages of supporters of oocyte freezing for own future use and of the concept of introducing oocyte banking facilities in The Netherlands. The secondary endpoints were the demographic differences between supporters and opponents. Approximately half of 18.911 participants supported oocyte freezing (47%). Fifty-percent of all participants supported oocyte banking in the Netherlands. Supporters of oocyte freezing were mainly women ≤ 45 years of age, who are highly educated and have no children. Four percent of the participating women aged ≤ 45 years would seriously consider obtaining donor oocytes from an available oocyte banking facility. Twelve percent of the participating women ≤ 45 years of age said they would definitely donate their oocytes or would seriously consider donating. Thirty-seven percent of all participants were against the introduction of oocyte banking facilities. The most important arguments against oocyte freezing were that women should reproduce during normal reproductive years and that it was not medically necessary. Poll results showed much support for oocyte freezing and for the introduction of oocyte banking facilities in the Netherlands. In addition, the poll shows that oocyte banking facilities would fulfil a need in the population.

  7. The "dark side" of food banks? Exploring emotional responses of food bank receivers in the Netherlands

    NARCIS (Netherlands)

    Horst, van der H.M.; Pascucci, S.; Bol, W.

    2014-01-01

    Purpose – The purpose of this paper is to address how food, social status as well as the interactions at the food bank induce emotions in receivers, such as shame, gratitude and anger. Since early 2000s a steadily growing number of low-income and/or over-indebted households in the Netherlands

  8. Marine macroalgal diversity assessment of Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Mark M Littler

    Full Text Available BACKGROUND: Located in the Dutch Windward Islands, Saba Bank is a flat-topped seamount (20-45 m deep in the shallower regions. The primary goals of the survey were to improve knowledge of biodiversity for one of the world's most significant, but little-known, seamounts and to increase basic data and analyses to promote the development of an improved management plan. METHODOLOGY/PRINCIPAL FINDINGS: Our team of three divers used scuba to collect algal samples to depths of 50 m at 17 dive sites. Over 360 macrophyte specimens (12 putative new species were collected, more than 1,000 photographs were taken in truly exceptional habitats, and three astonishing new seaweed community types were discovered. These included: (1 "Field of Greens" (N 17 degrees 30.620', W 63 degrees 27.707' dominated by green seaweeds as well as some filamentous reds, (2 "Brown Town" (N 17 degrees 28.027', W 63 degrees 14.944' dominated by large brown algae, and (3 "Seaweed City" (N 17 degrees 26.485', W 63 degrees 16.850' with a diversity of spectacular fleshy red algae. CONCLUSIONS/SIGNIFICANCE: Dives to 30 m in the more two-dimensional interior habitats revealed particularly robust specimens of algae typical of shallower seagrass beds, but here in the total absence of any seagrasses (seagrasses generally do not grow below 20 m. Our preliminary estimate of the number of total seaweed species on Saba Bank ranges from a minimum of 150 to 200. Few filamentous and thin sheet forms indicative of stressed or physically disturbed environments were observed. A more precise number still awaits further microscopic and molecular examinations in the laboratory. The expedition, while intensive, has only scratched the surface of this unique submerged seamount/atoll.

  9. Reef fishes of Saba Bank, Netherlands Antilles: assemblage structure across a gradient of habitat types

    NARCIS (Netherlands)

    Toller, W.; Debrot, A.O.; Vermeij, M.J.A.; Hoetjes, P.C.

    2010-01-01

    Saba Bank is a 2,200 km2 submerged carbonate platform in the northeastern Caribbean Sea off Saba Island, Netherlands Antilles. The presence of reef-like geomorphic features and significant shelf edge coral development on Saba Bank have led to the conclusion that it is an actively growing, though

  10. Reef fishes of Saba Bank, Netherlands Antilles : Assemblage structure across a gradient of habitat types

    NARCIS (Netherlands)

    Toller, W.; Debrot, A.O.; Vermeij, M.; Hoetjes, P.C.

    2010-01-01

    Saba Bank is a 2,200 km2 submerged carbonate platform in the northeastern Caribbean Sea off Saba Island, Netherlands Antilles. The presence of reef-like geomorphic features and significant shelf edge coral development on Saba Bank have led to the conclusion that it is an actively growing, though

  11. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta

    NARCIS (Netherlands)

    de Bakker, D.M.; Meesters, E.H.W.G.; van Bleijswijk, J.D.L.; Luttikhuizen, P.C.; Breeuwer, H.J.A.J.; Becking, L.E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we

  12. Population Genetic Structure, Abundance, and Health Status of Two Dominant BenthicSpecies in the Saba Bank National Park, Caribbean Netherlands:

    NARCIS (Netherlands)

    de Bakker, D.M.; Meesters, E.H.W.G.; van Bleijswijk, J.D.L.; Luttikhuizen, P.C.; Breeuwer, H.J.A.J.; Becking, L.E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attainedinternational conservation status due to the rich diversity of species that reside on the bank.In order to assess the role of Saba Bank as a potential reservoir of diversity for the surroundingreefs, we examined

  13. Population genetic structure, abundance and health status of two dominant benthic species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta

    NARCIS (Netherlands)

    Bakker, de D.M.; Meesters, H.W.G.; Bleijswijk, van J.D.L.; Luttikhuizen, P.; Breeuwer, J.A.J.; Becking, L.E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we

  14. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta

    OpenAIRE

    de Bakker, Didier M.; Meesters, Erik H. W. G.; van Bleijswijk, Judith D. L.; Luttikhuizen, Pieternella C.; Breeuwer, Hans J. A. J.; Becking, Leontine E.

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected fr...

  15. Rapid assessment of octocoral diversity and habitat on Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Peter J Etnoyer

    Full Text Available Saba Bank is a large submerged platform (approximately 2200 km(2, average depth 30 m, located 4 km southwest of Saba Island in Netherlands Antilles, Caribbean Sea. Ships traveling to and from oil terminals on nearby St. Eustatius routinely anchor on the Bank, damaging benthic megafauna. Gorgonian octocorals are vulnerable to anchor damage, and they are common and conspicuous in shallow water (15-50 m around the banks. This prompted a rapid assessment of octocoral habitat and diversity. The primary objectives were to estimate total species richness and to characterize habitats vis a vis gorgonians. Landsat imagery and multibeam bathymetry were employed to identify random sites for quantitative transects. A Seabotix LBV200L remotely operated vehicle (ROV and SCUBA were used to collect and survey to 130 m. A total of 14 scuba dives and 3 ROV dives were completed in 10 days. During that time, 48 octocoral species were collected, including two likely undescribed species in the genera Pterogorgia and Lytreia. Gorgonian richness was exceptional, but not all species were collected, because the species accumulation curve remained steeply inclined after all surveys. Two shallow-water gorgonian habitat types were identified using multidimensional scaling and hierarchical cluster analyses: 1 a high diversity, high density fore-reef environment characterized by Eunicea spp., Gorgonia spp., and Pseudopterogorgia spp. and 2 a low diversity, low density plateau environment characterized by Pseudopterogorgia acerosa, Pterogorgia guadalupensis, and Gorgonia mariae. The analyses support hypotheses of broad (approximately 15 km habitat homogeneity (ANOSIM, P>0.05, but a significant difference between fore-reef and plateau environments (ANOSIM, P<0.05. However, there was some indication of habitat heterogeneity along the 15 km study section of the 50 km platform edge along the southeast rim. Our results highlight the complexity and biodiversity of the Saba Bank, and

  16. The Impact of New Technologies on Occupational Profiles in the Banking Sector. Case Studies in Luxembourg, the Netherlands, the United Kingdom and France. CEDEFOP Panorama.

    Science.gov (United States)

    Vitali, Laurence; Freiche, Jeanine; Matthews, Alison; Warmerdam, John

    The impact of new technologies on occupational profiles in the banking sector was examined through case studies in four European countries: Luxembourg, the Netherlands, the United Kingdom, and France. In each country, three types of banking institutions were studied: merchant (Eurobank); "counter" (universal) bank; and telebank (bank…

  17. Some evidence on the relevance of bank behaviour for the lending channel in the Netherlands

    NARCIS (Netherlands)

    van Ees, H.; Sterken, E.; Garretsen, Harry

    This paper studies the behaviour of Dutch banks. We test the adjustment of banks' balance sheets in times of monetary policy changes during the period 1957-1991. As a reaction to a policy change, banks basically have two alternatives to adjust their net money creation: (1) sell securities in public

  18. Rapid assessment of stony coral richness and condition on Saba Bank, Netherlands Antilles.

    Directory of Open Access Journals (Sweden)

    Sheila A McKenna

    Full Text Available The benthic habitats of Saba Bank (17 degrees 25'N, 63 degrees 30'W are at risk from maritime traffic, especially oil tankers (e.g., anchoring. To mitigate this risk, information is needed on the biodiversity and location of habitats to develop a zone use plan. A rapid survey to document the biodiversity of macro-algae, sponges, corals and fishes was conducted. Here we report on the richness and condition of stony coral species at 18 select sites, and we test for the effects of bottom type, depth, and distance from platform edge. Species richness was visually assessed by roving scuba diver with voucher specimens of each species collected. Coral tissue was examined for bleaching and diseases. Thirty-three coral species were documented. There were no significant differences in coral composition among bottom types or depth classes (ANOSIM, P>0.05. There was a significant difference between sites (ANOSIM, P<0.05 near and far from the platform edge. The number of coral species observed ranged from zero and one in algal dominated habitats to 23 at a reef habitat on the southern edge of the Bank. Five reef sites had stands of Acropora cervicornis, a critically endangered species on the IUCN redlist. Bleaching was evident at 82% of the sites assessed with 43 colonies bleached. Only three coral colonies were observed to have disease. Combining our findings with that of other studies, a total of 43 species have been documented from Saba Bank. The coral assemblage on the bank is representative and typical of those found elsewhere in the Caribbean. Although our findings will help develop effective protection, more information is needed on Saba Bank to create a comprehensive zone use plan. Nevertheless, immediate action is warranted to protect the diverse coral reef habitats documented here, especially those containing A. cervicornis.

  19. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta.

    Directory of Open Access Journals (Sweden)

    Didier M de Bakker

    Full Text Available Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected from 34 colonies of M. cavernosa (nDNA ITS1-5.8S-ITS2; 892 bp and 68 X. muta sponges (mtDNA I3-M11 partition of COI; 544 bp on Saba Bank and around Saba Island, and compared with published data across the wider Caribbean. Our data indicate that there is genetic connectivity between populations on Saba Bank and the nearby Saba Island as well as multiple locations in the wider Caribbean, ranging in distance from 100s-1000s km. The genetic diversity of Saba Bank populations of M. cavernosa (π = 0.055 and X. muta (π = 0.0010 was comparable to those in other regions in the western Atlantic. Densities and health status were determined along 11 transects of 50 m2 along the south-eastern rim of Saba Bank. The densities of M. cavernosa (0.27 ind. m-2, 95% CI: 0.12-0.52 were average, while the densities of X. muta (0.09 ind. m-2, 95% CI: 0.02-0.32 were generally higher with respect to other Caribbean locations. No disease or bleaching was present in any of the specimens of the coral M. cavernosa, however, we did observe partial tissue loss (77.9% of samples as well as overgrowth (48.1%, predominantly by cyanobacteria. In contrast, the majority of observed X. muta (83.5% showed signs of presumed bleaching. The combined results of apparent gene flow among populations on Saba Bank and surrounding reefs, the high abundance and unique genetic diversity, indicate that Saba Bank could function as an important buffer for the region. Either as a natural source of larvae to

  20. Population Genetic Structure, Abundance, and Health Status of Two Dominant Benthic Species in the Saba Bank National Park, Caribbean Netherlands: Montastraea cavernosa and Xestospongia muta.

    Science.gov (United States)

    de Bakker, Didier M; Meesters, Erik H W G; van Bleijswijk, Judith D L; Luttikhuizen, Pieternella C; Breeuwer, Hans J A J; Becking, Leontine E

    2016-01-01

    Saba Bank, a submerged atoll in the Caribbean Sea with an area of 2,200 km2, has attained international conservation status due to the rich diversity of species that reside on the bank. In order to assess the role of Saba Bank as a potential reservoir of diversity for the surrounding reefs, we examined the population genetic structure, abundance and health status of two prominent benthic species, the coral Montastraea cavernosa and the sponge Xestospongia muta. Sequence data were collected from 34 colonies of M. cavernosa (nDNA ITS1-5.8S-ITS2; 892 bp) and 68 X. muta sponges (mtDNA I3-M11 partition of COI; 544 bp) on Saba Bank and around Saba Island, and compared with published data across the wider Caribbean. Our data indicate that there is genetic connectivity between populations on Saba Bank and the nearby Saba Island as well as multiple locations in the wider Caribbean, ranging in distance from 100s-1000s km. The genetic diversity of Saba Bank populations of M. cavernosa (π = 0.055) and X. muta (π = 0.0010) was comparable to those in other regions in the western Atlantic. Densities and health status were determined along 11 transects of 50 m2 along the south-eastern rim of Saba Bank. The densities of M. cavernosa (0.27 ind. m-2, 95% CI: 0.12-0.52) were average, while the densities of X. muta (0.09 ind. m-2, 95% CI: 0.02-0.32) were generally higher with respect to other Caribbean locations. No disease or bleaching was present in any of the specimens of the coral M. cavernosa, however, we did observe partial tissue loss (77.9% of samples) as well as overgrowth (48.1%), predominantly by cyanobacteria. In contrast, the majority of observed X. muta (83.5%) showed signs of presumed bleaching. The combined results of apparent gene flow among populations on Saba Bank and surrounding reefs, the high abundance and unique genetic diversity, indicate that Saba Bank could function as an important buffer for the region. Either as a natural source of larvae to replenish

  1. banks

    Directory of Open Access Journals (Sweden)

    Elena Grigoryeva

    2017-01-01

    The thaw period was a kind of bank from which our country set sail towards unexplored horizons. The series on the Moscow Palace of Young Pioneers is continued by the article by Felix Novikov (144-151, who writes about the history of the design of this wonderful building, today’s monument of architecture of Soviet modernism.

  2. Dose assessment at Bikini Atoll

    International Nuclear Information System (INIS)

    Robison, W.L.; Phillips, W.A.; Colsher, C.S.

    1977-01-01

    Bikini Atoll is one of two sites in the northern Marshall Islands that was used by the United States as testing grounds for the nuclear weapons program from 1946 to 1958. In 1969 a general cleanup began at Bikini Atoll. Subsistence crops, coconut and Pandanus fruit, were planted on Bikini and Eneu Islands, and housing was constructed on Bikini Island. A second phase of housing was planned for the interior of Bikini Island. Preliminary data indicated that external gamma doses in the interior of the island might be higher than in other parts of the island. Therefore, to select a second site for housing on the island with minimum external exposure, a survey of Bikini Atoll was conducted in June 1975. External gamma measurements were made on Bikini and Eneu Islands, and soil and vegetations samples collected to evaluate the potential doses via terrestrial food chains and inhalation. Estimates of potential dose via the marine food chain were based upon data collected on previous trips to the atoll. The terrestrial pathway contributes the greater percentage, external gamma exposure contributes the next highest, and inhalation and marine pathways contribute minor fractions of the total whole body and bone marrow doses. The radionuclides contributing the major fraction of the dose are 90 Sr and 137 Cs. All living patterns involving Bikini Island exceed federal guidelines for 30-yr population doses. The Eneu Island living pattern leads to doses that are slightly less than federal guidelines. All patterns evaluated for Bikini Atoll lead to higher doses than those on the southern islands at Enewetak Atoll

  3. Biosecurity Plan for Palmyra Atoll

    Science.gov (United States)

    Hathaway, Stacie A.; Fisher, Robert N.

    2010-01-01

    This Biosecurity Plan for Palmyra Atoll was developed for The Nature Conservancy (TNC) Palmyra Program to refine and expand goals and objectives developed through the Conservation Action Plan process. The Biosecurity Plan is one in a series of adaptive management plans designed to achieve TNC's mission toward the protection and enhancement of native wildlife and habitat. The Biosecurity Plan focuses on ecosystem security, and specifically identifies and addresses issues related to non-native and potentially invasive species. The Plan attempts to identify pathways of invasion and strategies for preventing or reducing new introductions. Overall, the Biosecurity Plan provides a framework to implement and track the progress of conservation and restoration goals related to non-native species on Palmyra Atoll. Palmyra Atoll is one of the Northern Line Islands in the Pacific Ocean southwest of the Hawai`ian Islands. It consists of many heavily vegetated islets arranged in a horseshoe pattern around four lagoons and surrounded by a coral reef. At present, Palmyra Atoll harbors various non-native or invasive species in the terrestrial and marine ecosystems. The most notable examples of terrestrial invasive species include coconut trees (Cocos nucifera) and black rats (Rattus rattus). Although it is unclear whether they are non-native, coconut trees are currently the most dominant plant across Palmyra Atoll. They compete with native plant species for space and resources, and are potentially detrimental to seabirds dependent on native vegetation. Black rats are known to predate ground-nesting seabirds and are likely responsible for the lack of burrowing seabird reproduction on Palmyra Atoll. The most notable example of a marine invasive species is the corallimorph (Rhodactis howsei). Although Rhodactis howsei is a native species, it can take advantage of human-altered habitat and significantly change the natural habitat by aggressively outcompeting native corals. Although the

  4. CRED REA Algal Assessments, Palmyra Atoll 2006

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 13 sites at Palmyra Atoll in the...

  5. CRED REA Algal Assessments, Johnston Atoll 2006

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 17 sites at Johnston Atoll in...

  6. Resuspension studies at Bikini Atoll

    International Nuclear Information System (INIS)

    Shinn, J.H.; Homan, D.N.; Robison, W.L.

    1980-02-01

    The following experiments were conducted on Bikini Atoll to provide key parameters for an assessment of inhalation exposure from plutonium-contaminated dust aerosols: (1) a characterization of background (plutonium activity, dust, plutonium, sea spray, and organic aerosol concentrations); (2) a study of plutonium resuspension from a bare field; (3) a study of plutonium resuspension by traffic; and (4) a study of personal inhalation exposure. Dust concentrations of 21 μg m -3 and sea spray of 34 μg m -3 were the background throughout the Bikini Island except within 50 m of the windward beach. Background concentrations of 239+240 Pu were 60 aCi m -3 in the coconut grove and 264 aCi m -3 over rain-stabilized bare soil. The ratio of plutonium activity in aerosols relative to the activity in underlying soil, defined as the enhancement factor, EF, was typically less than one. Enhancement factors increased about 3.8 as a result of tilling. Plutonium resuspension flux was estimated at 0.49 pCi m -2 year -1 over most of Bikini Island. Aerosol size distributions associated with mass and with plutonium activity were typically log-normal with median aerodynamic diameter 2.44 μm, which decreased to 2.0 μm above freshly tilled soil. The Pu concentration in aerosols collected over disturbed soil increased by a factor of 19.1. Vehicular traffic produced dust pulses typically of 10 s duration, 28 μg m -3 average concentration, and plutonium enhancement factor 2.5. Personal dosimetry showed that enhancement of dust by a worker was a factor of 2.64 for heavy work outdoors and 1.86 for light work in and around houses. Pulmonary deposition of plutonium was calculated for various exposure conditions. The pulmonary deposition ranged from 1476 aCi h -1 to 12 aCi h -1

  7. Terrestrial forest management plan for Palmyra Atoll

    Science.gov (United States)

    Hathaway, Stacie A.; McEachern, Kathryn; Fisher, Robert N.

    2011-01-01

    This 'Terrestrial Forest Management Plan for Palmyra Atoll' was developed by the U.S. Geological Survey (USGS) for The Nature Conservancy (TNC) Palmyra Program to refine and expand goals and objectives developed through the Conservation Action Plan process. It is one in a series of adaptive management plans designed to achieve TNC's mission toward the protection and enhancement of native wildlife and habitat. The 'Terrestrial Forest Management Plan for Palmyra Atoll' focuses on ecosystem integrity and specifically identifies and addresses issues related to assessing the status and distribution of resources, as well as the pressures acting upon them, most specifically nonnative and potentially invasive species. The plan, which presents strategies for increasing ecosystem integrity, provides a framework to implement and track the progress of conservation and restoration goals related to terrestrial resources on Palmyra Atoll. The report in its present form is intended to be an overview of what is known about historical and current forest resources; it is not an exhaustive review of all available literature relevant to forest management but an attempt to assemble as much information specific to Palmyra Atoll as possible. Palmyra Atoll is one of the Northern Line Islands in the Pacific Ocean southwest of the Hawai`ian Islands. It consists of many heavily vegetated islets arranged in a horseshoe pattern around four lagoons and surrounded by a coral reef. The terrestrial ecosystem consists of three primary native vegetation types: Pisonia grandis forest, coastal strand forest, and grassland. Among these vegetation types, the health and extent of Pisonia grandis forest is of particular concern. Overall, the three vegetation types support 25 native plant species (two of which may be extirpated), 14 species of sea birds, six shore birds, at least one native reptile, at least seven native insects, and six native land crabs. Green and hawksbill turtles forage at Palmyra Atoll

  8. Ascidians from Rocas Atoll, northeast Brazil

    Directory of Open Access Journals (Sweden)

    Sandra Vieira Paiva

    2015-06-01

    Full Text Available Rocas Atoll is the only one of its kind in the South Atlantic—and the first Brazilian marine biological reserve. This is the first report about the ascidians from Rocas. A total of 12 species were found, 5 of them not hitherto described: Ascidia viridina sp. nov., Didemnum rochai sp. nov., Leptoclinides crocotulus sp. nov., Polysyncraton maurizeliae sp. nov., and Trididemnum rocasensis sp. nov.. One Caribbean species, Didemnum halimedae, was also discovered in the region for the first time. Further, this is the first record of Didemnum digestum in the Atlantic. The results indicate a high degree of endemism in the ascidian fauna from Rocas Atoll, where didemnids are presently the most important members.

  9. Biology of the rodents of Enewetak Atoll

    International Nuclear Information System (INIS)

    Jackson, W.B.; Vessey, S.H.; Bastian, R.K.

    1987-01-01

    Roof rats and Polynesian rats, introduced to the atoll by 20th Century commerce and the Micronesians, respectively, were present allopatrically on the larger islets. Of necessity, they were largely vegetarians. Reproductive cycles were keyed to rainfall patterns. High density populations had high stress indices, including high parasite loads. The rats, at the top of the terrestrial food pyramid, constituted a bioenvironmental monitor that was rarely utilized during the several test programs. Bioconcentration of radioisotopes, especially 137 Cs and 60 Co, occurred; rats implanted with dosimeters were determined to function as environmental radiation monitors. They hypothesized that roof rats on Enjebi survived the nearby nuclear detonation. Analysis of plasma transferrins indicated greater heterozygosity in the northern atoll rat populations. The incidence of oral palatal ridge deformations also was positively correlated with environmental radiation levels, but other gross indications of radiation effect were not found

  10. An Ecological Assessment of Johnston Atoll

    Science.gov (United States)

    2012-01-01

    Steadman, 1995, 1997). Johnston Atoll has served as a highly productive , safe nesting area over the years because the military presence has kept...up near the surface where they are in the photic zone (receiving good sunlight). High productivity in this zone attracts feeding fish and squid – the...anomalous conditions of ocean temperature, were monitored. Coral “bleaching,” or the loss of zooxanthellae (i.e. symbiotic microalgae ) and their

  11. Evaluation of plutonium at Enewetak Atoll

    International Nuclear Information System (INIS)

    Wilson, D.W.; Ng, Y.C.; Robison, W.L.

    1975-01-01

    An extensive survey was carried out in 1972 to 1973 to assess the current radiological status of Enewetok Atoll. The radionuclides detected in the Atoll environment were studied for their potential contributions to the dose commitment of the returning population according to several pathways of exposure. Plutonium was detected in air and in the terrestrial and aquatic environment at concentrations that varied from background levels due to world-wide fallout to levels several orders-of-magnitude above. The dose commitments from plutonium via the terrestrial food chain and inhalation vary according to the postulated living pattern. The dosages via marine foods can be expected to be insensitive to living pattern and to exceed those via terrestrial foods. Plutonium would contribute nearly all of the dosage via inhalation, but this pathway ranks low in overall importance compared with the food-chain and external-dose pathways. Although the potential dose from plutonium via all pathways is low relative to that from 60 Co, 90 Sr and 137 Cs, plutonium will still remain in the Atoll environment after the other makor isotopes have decayed away. (author)

  12. Multidecadal shoreline changes of atoll islands in the Marshall Islands

    Science.gov (United States)

    Ford, M.

    2012-12-01

    Atoll islands are considered highly vulnerable to the impacts of continued sea level rise. One of the most commonly predicted outcomes of continued sea level rise is widespread and chronic shoreline erosion. Despite the widespread implications of predicted erosion, the decadal scale changes of atoll island shorelines are poorly resolved. The Marshall Islands is one of only four countries where the majority of inhabited land is comprised of reef and atoll islands. Consisting of 29 atolls and 5 mid-ocean reef islands, the Marshall Islands are considered highly vulnerable to the impacts of sea level rise. A detailed analysis of shoreline change on over 300 islands on 10 atolls was undertaken using historic aerial photos (1945-1978) and modern high resolution satellite imagery (2004-2012). Results highlight the complex and dynamic nature of atoll islands, with significant shifts in shoreline position observed over the period of analysis. Results suggest shoreline accretion is the dominant mode of change on the islands studied, often associated with a net increase in vegetated island area. However, considerable inter- and intra-atoll variability exists with regards to shoreline stability. Findings are discussed with respect to island morphodynamics and potential hazard mitigation and planning responses within atoll settings.

  13. Cenozoic sea level and the rise of modern rimmed atolls

    Science.gov (United States)

    Toomey, Michael; Ashton, Andrew; Raymo, Maureen E.; Perron, J. Taylor

    2016-01-01

    Sea-level records from atolls, potentially spanning the Cenozoic, have been largely overlooked, in part because the processes that control atoll form (reef accretion, carbonate dissolution, sediment transport, vertical motion) are complex and, for many islands, unconstrained on million-year timescales. Here we combine existing observations of atoll morphology and corelog stratigraphy from Enewetak Atoll with a numerical model to (1) constrain the relative rates of subsidence, dissolution and sedimentation that have shaped modern Pacific atolls and (2) construct a record of sea level over the past 8.5 million years. Both the stratigraphy from Enewetak Atoll (constrained by a subsidence rate of ~ 20 m/Myr) and our numerical modeling results suggest that low sea levels (50–125 m below present), and presumably bi-polar glaciations, occurred throughout much of the late Miocene, preceding the warmer climate of the Pliocene, when sea level was higher than present. Carbonate dissolution through the subsequent sea-level fall that accompanied the onset of large glacial cycles in the late Pliocene, along with rapid highstand constructional reef growth, likely drove development of the rimmed atoll morphology we see today.

  14. Atoll-scale patterns in coral reef community structure: Human signatures on Ulithi Atoll, Micronesia.

    Directory of Open Access Journals (Sweden)

    Nicole L Crane

    Full Text Available The dynamic relationship between reefs and the people who utilize them at a subsistence level is poorly understood. This paper characterizes atoll-scale patterns in shallow coral reef habitat and fish community structure, and correlates these with environmental characteristics and anthropogenic factors, critical to conservation efforts for the reefs and the people who depend on them. Hierarchical clustering analyses by site for benthic composition and fish community resulted in the same 3 major clusters: cluster 1-oceanic (close proximity to deep water and uninhabited (low human impact; cluster 2-oceanic and inhabited (high human impact; and cluster 3-lagoonal (facing the inside of the lagoon and inhabited (highest human impact. Distance from village, reef exposure to deep water and human population size had the greatest effect in predicting the fish and benthic community structure. Our study demonstrates a strong association between benthic and fish community structure and human use across the Ulithi Atoll (Yap State, Federated States of Micronesia and confirms a pattern observed by local people that an 'opportunistic' scleractinian coral (Montipora sp. is associated with more highly impacted reefs. Our findings suggest that small human populations (subsistence fishing can nevertheless have considerable ecological impacts on reefs due, in part, to changes in fishing practices rather than overfishing per se, as well as larger global trends. Findings from this work can assist in building local capacity to manage reef resources across an atoll-wide scale, and illustrates the importance of anthropogenic impact even in small communities.

  15. Palmyra Atoll Quickbird II Terrestrial Mosaic (1.8m)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Benthic habitat maps of the nearshore marine environment of Pamyra Atoll were created by visual interpretation of remotely sensed imagery. The objective of this...

  16. Palmyra Atoll Quickbird II Seafloor Mosaic (1.8m)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Benthic habitat maps of the nearshore marine environment of Pamyra Atoll were created by visual interpretation of remotely sensed imagery. The objective of this...

  17. Nitrogen uptake by phytoplankton and zooxanthellae in a coral atoll

    Digital Repository Service at National Institute of Oceanography (India)

    Wafar, M.V.M.; Devassy, V.P.; Slawyk, G.; Goes, J.I.; Jayakumar, D.A.; Rajendran, A.

    of the Lakshadweep Archipelago (Indian Ocean). This paper also presents the ambient concentrations of these nitrogenous nutrients in the lagoon and surrounding waters. In addition, the excretion of these nitrogen compounds by major coral species of the atoll was also...

  18. Assembling the Tree of Life in Europe (AToLE)

    OpenAIRE

    Olaf R. P. Bininda-Emonds; Wieslaw Bogdanowicz; Thomas Borsch; Frederic Delsuc; Alexandre Hassanin; Ulf Jondelius; Gitte Petersen; Susanne S. Renner; Vincent Savolainen; Ole Seberg; Erik Smets; Alfried Vogler

    2009-01-01

    A network of scientists under the umbrella of 'Assembling the Tree of Life in Europe (AToLE)' seeks funding under the FP7-Theme: Cooperation - Environment (including Climate Change and Biodiversity Conservation) programme of the European Commission.

  19. Spatial and temporal controls of atoll island inundation: implications for urbanized atolls in the Marshall Islands.

    Science.gov (United States)

    Ford, M.; Becker, J. M.; Merrifield, M. A.

    2012-12-01

    Atoll islands are highly vulnerable to a range of inundation hazards. The impacts of such hazards are expected to be magnified as a result of continued sea-level rise. Both recent and historic inundation events provide unique insights into the requisite conditions necessary to initiate island inundation. A number of recent and historic inundation events are presented in order to examine the oceanographic and meteorological conditions driving inundation of a densely populated, urbanized atoll in the central Pacific. Analysis of inundation events suggests that a number of key drivers contribute to the spatial and temporal extent of island inundation, with unique degrees of predictability and resultant impact signatures apparent on island geomorphology and local anthropogenic activities. Results indicate three distinct drivers of inundation hazards exist. Firstly, tropical storms and typhoons elevate sea level through inverse barometric setup, wind setup and a range of wave driven processes and have caused considerable impact on atolls within the Marshall Islands. Secondly, super-elevated sea level conditions resulting from the combination of seasonal high tides and quasi-cyclical La Nina conditions drive inundation of low-lying lagoon facing coastal areas. Thirdly, long period swell conditions, typically generated by distant storms, can elevate reef-flat water levels through wave setup and infragravity wave oscillations. Such wave conditions can over wash the ocean-facing island ridge, often inundating large sections of the island. Reef-flat wave conditions are tidally modulated, with inundation events typically occurring around high tide. However, the two most recent destructive swell-driven inundation events have occurred while tide levels were significantly lower than spring tide levels, suggesting high water levels are not a necessary prerequisite for wave-driven inundation. The different modes of inundation are discussed and grounded within recent and historic

  20. Numerical modeling of atoll island hydrogeology.

    Science.gov (United States)

    Bailey, R T; Jenson, J W; Olsen, A E

    2009-01-01

    We implemented Ayers and Vachers' (1986) inclusive conceptual model for atoll island aquifers in a comprehensive numerical modeling study to evaluate the response of the fresh water lens to selected controlling climatic and geologic variables. Climatic factors include both constant and time-varying recharge rates, with particular attention paid to the effects of El Niño and the associated drought it brings to the western Pacific. Geologic factors include island width; hydraulic conductivity of the uppermost Holocene-age aquifer, which contains the fresh water lens; the depth to the contact with the underlying, and much more conductive, Pleistocene karst aquifer, which transmits tidal signals to the base of the lens; and the presence or absence of a semiconfining reef flat plate on the ocean side. Sensitivity analyses of steady-steady simulations show that lens thickness is most strongly sensitive to the depth to the Holocene-Pleistocene contact and to the hydraulic conductivity of the Holocene aquifer, respectively. Comparisons between modeling results and published observations of atoll island lens thicknesses suggest a hydraulic conductivity of approximately 50 m/d for leeward islands and approximately 400 m/d for windward islands. Results of transient simulations show that lens thickness fluctuations during average seasonal conditions and El Niño events are quite sensitive to island width, recharge rate, and hydraulic conductivity of the Holocene aquifer. In general, the depletion of the lens during drought conditions is most drastic for small, windward islands. Simulation results suggest that recovery from a 6-month drought requires about 1.5 years.

  1. Investment in sustainable electricity production by Dutch banks. A case study for the Fair Bank Guide

    International Nuclear Information System (INIS)

    Van Gelder, J.W.; Kouwenhoven, D.

    2010-05-01

    This report contains the results of the second case study commissioned by the Fair Bank Guide on the financing practices of twelve investigated banks in the Netherlands. It has been examined which part of the investments in electricity generation by Dutch banks involves electricity generation from sustainable sources (sustainable electricity generation) [nl

  2. The Netherlands

    NARCIS (Netherlands)

    Schelhaas, M.; Clerkx, A.P.P.M.

    2017-01-01

    Forest coverage in the Netherlands has expanded from 2% at the beginning of the nineteenth century to 11% nowadays (370,000 ha). Wood production is only one function among many others including recreation and nature protection. Consequently, the harvest level is low relative to the increment (~55%),

  3. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  4. Individual Radiation Protection Monitoring in the Marshall Islands. Utrok Atoll (2010-2012)

    Energy Technology Data Exchange (ETDEWEB)

    Hamilton, T. F. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Kehl, S. R. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Martinelli, R. E. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Hickman, R. E. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Hickman, D. P. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Tumey, S. J. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Brown, T. A. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Langston, R. G. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Tamblin, M. W. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States); Tibon, S. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands); Chee, L. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands); Aisek, Jr., A. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands); DeDrum, Z. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands); Mettao, M. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands); Henson, J. [Utrok Whole Body Counting Facility, Majuro Atoll (Republic of the Marshall Islands)

    2014-12-15

    As a hard copy supplement to the Marshall Islands Program website (https://marshallislands.llnl.gov), this document provides an overview of the individual radiological surveillance monitoring program established in support of residents of Utrōk Atoll and nonresident citizens of the Utrōk Atoll population group, along with full disclosure of verified measurement data (2010-2012). The Utrōk Atoll Whole Body Counting Facility has been temporarily stationed on Majuro Atoll and, in cooperation with the Utrōk Atoll Local Government, serves as a national radiological facility open to the general public.

  5. An Environmental Survey of Canton Atoll Lagoon, 1973

    Science.gov (United States)

    1976-06-01

    Authorized by S. Yamamoto, Head B. A. Powell, Head Chemistry and ’nvironmental Undersea Sciences Department Sciences Group CONTENTS ( jnltm Atoll Ladg4(Hii...Upwind side of the reet’evenI thou1gh thle top ol’tne reel’ was %tibilerg’ed by several d’- cineters , Apparently thle tidal currents actually break thle...single, weli-det’inud axis the general trends observed in t he atoll-wide suirvey Datd oin Coral coveragle, suibstratuni type. and wuter chemistry ave

  6. Saba Bank research expedition 2013 - Progress Report

    NARCIS (Netherlands)

    Beek, van I.J.M.; Meesters, H.W.G.

    2014-01-01

    The Saba Bank is the largest submerged carbonate platform of 2,200 km2 in the Caribbean Sea, which lies partially within the Exclusive Economic Zone of the Netherlands and partially within the territorial waters of Saba and St. Eustatius. The Saba Bank houses an expansive coral reef ecosystem with a

  7. Report on a few Octocorals from Eniwetok Atoll, Marshall Islands

    NARCIS (Netherlands)

    Verseveldt, J.

    1972-01-01

    In 1969 Dr. Arthur G. Humes, Boston University, Massachusetts, U.S.A., collected a number of octocorals at Eniwetok Atoll, Marshall Islands. He found that most of these corals were the hosts of copepods, just like the corals collected by him in the waters north-west of Madagascar (vide Verseveldt,

  8. Neogene biostratigraphy and paleoenvironments of Enewetak Atoll, equatorial Pacific Ocean

    Science.gov (United States)

    Cronin, T. M.; Bybell, L.M.; Brouwers, E.M.; Gibson, T.G.; Margerum, R.; Poore, R.Z.

    1991-01-01

    Micropaleontologic analyses of Neogene sediments from Enewetak Atoll, Marshall Islands, provide data on the age of lagoonal deposits, stratigraphic disconformities and the paleoenvironmental and subsidence history of the atoll. Benthic foraminifers, planktic foraminifers, calcareous nannofossils and ostracodes were studied from six boreholes, the deepest penetrating 1605 feet below the lagoon floor into upper Oligocene strata. The Oligocene-Miocene boundary occurs at about 1200 ft below the lagoon floor. The early and middle Miocene is characterized by brief periods of deposition and numerous hiatuses. Ostracodes and benthic foraminifers indicate a shallow-marine reefal environment with occasional brackish water conditions. Upper Miocene and lower Pliocene deposits placed in calcareous nannofossil Zones NN9-15 and in planktic foraminifer Zones N16-19 contain species-rich benthic microfaunas which indicate alternating reefal and brackish water mangrove environments. The upper Pliocene contains at least two major depositional hiatuses that coincide with a major faunal turnover in benthic foraminiferal and ostracode assemblages. The Quaternary is characterized by benthic microfaunas similar to those of modern atoll lagoons and is punctuated by at least 11 disconformities which signify periods of low sea level. Atoll subsidence rates during the last 10 Ma averaged 30 to 40 m/m.y. ?? 1991 Elsevier Science Publishers B.V. All rights reserved.

  9. Commercial Appropriation of a Person's Image: Wells V Atoll Media ...

    African Journals Online (AJOL)

    These were some of the questions which the court had to answer in Wells v Atoll Media (Pty). The judgment in Wells has redefined the right to identity and provided some clarity on what the infringement of that right would amount to. When the attributes of a person are used without consent, the right to identity can be violated ...

  10. Islamic banking

    OpenAIRE

    Pak, Viktoriya

    2010-01-01

    The thesis is focused on introduction of Islamic banking system. Morover part of the work is devoted to a detailed description of the history of Islamic banking, on explanation of the principles on which the banking system is based. Also are analyzed in detail the basic Islamic banking products. And at the end are presented the advantages and disadvantages of the Islamic banking system.

  11. Spinoza and the Netherlands

    NARCIS (Netherlands)

    L. van Bunge (Wiep)

    2012-01-01

    textabstractMoving to my topic of Spinoza and the Netherlands, two separate questions present themselves: what did the Netherlands mean to Spinoza, and reversely, what did Spinoza mean to the Netherlands?

  12. Banking contracts

    OpenAIRE

    Sochorová, Silvie

    2012-01-01

    Resumé - Bank Contracts Bank Contracts are an integral part of our everyday lives. Citizen and bussines entities used bank contracts very often. Despite this fact we can't find legal definition in the Czech law. Banking contracts understand contracts that are signed by banks in their business activities and obligations under these contracts arise. While the banking contracts have been widely used, in Czech law there is not too much literature and judgements abou this issue. Lack of legislatio...

  13. Causes of mortality of albatross chicks at Midway Atoll

    Science.gov (United States)

    Sileo, L.; Sievert, P.R.; Samuel, M.D.

    1990-01-01

    As part of an investigation of the effect of plastic ingestion on seabirds in Hawaii, we necropsied the carcasses of 137 Laysan albatross (Diomedea immutabilis) chicks from Midway Atoll in the Pacific Ocean during the summer of 1987. Selected tissues were collected for microbiological, parasitological, toxicological or histopathological examinations. Dehydration was the most common cause of death. Lead poisoning, trauma, emaciation (starvation) and trombidiosis were other causes of death; nonfatal nocardiosis and avian pox also were present. There was no evidence that ingested plastic caused mechanical lesions or mortality in 1987, but most of the chicks had considerably less plastic in them than chicks from earlier years. Human activity (lead poisoning and vehicular trauma) caused mortality at Midway Atoll and represented additive mortality for pre-fledgling albatrosses.

  14. 33 CFR 334.1440 - Pacific Ocean at Kwajalein Atoll, Marshall Islands; missile testing area.

    Science.gov (United States)

    2010-07-01

    ... 33 Navigation and Navigable Waters 3 2010-07-01 2010-07-01 false Pacific Ocean at Kwajalein Atoll, Marshall Islands; missile testing area. 334.1440 Section 334.1440 Navigation and Navigable Waters CORPS OF....1440 Pacific Ocean at Kwajalein Atoll, Marshall Islands; missile testing area. (a) The warning area...

  15. 75 FR 2158 - Palmyra Atoll National Wildlife Refuge, U.S. Pacific Island Territory

    Science.gov (United States)

    2010-01-14

    ... migratory birds, coral reefs, and threatened and endangered species in their natural setting. Palmyra Atoll... configuration of the atoll was significantly modified by the U.S. Navy during World War II. A network of... endangered or threatened with becoming endangered. Provide for conservation of migratory bird resources at...

  16. Evaluation of atrazine plus isoxaflutole (Atoll®) mixture for weed ...

    African Journals Online (AJOL)

    Field experiments were set up in three ecological zones of southwestern Nigeria to evaluate the effectiveness of Atoll® (atrazine + isoxaflutole), a new herbicide mixture, for weed control in maize. Crop i njury rating indicated pronounced phytotoxic effect on crops from 1.34 to 1.61 kg a.i. ha-1 Atoll in all locations. Acceptable ...

  17. 2006 Reson 8101ER Multibeam Sonar Data from Cruise AHI-06-09 - Kure Atoll, Pearl and Hermes Atoll and Kauai Island

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Reson 8101ER multibeam Data were collected from 23 June to 19 July 2006 aboard NOAA Survey Launch Acoustic Habitat Investigator (AHI) at Kure Atoll, Pearl and Hermes...

  18. Liquidity, Banking, and Bank Failures.

    OpenAIRE

    Williamson, Stephen D

    1988-01-01

    A multiperiod model with risk-neutral agents is constructed in which a liquidity problem arises in an equilibrium with decentralized tradin g in capital, which banking institutions are able to alleviate. Depos it contracts provide for early withdrawal, banks hold debt, and agent s who borrow from banks hold compensating balances. Institutional col lapse, or a state of the world when bank failures are experienced, is associated with a high demand for liquidity, low output, and a lower than ave...

  19. Bank regulation and banking stability

    NARCIS (Netherlands)

    Boot, A.; Thakor, A.V.

    2014-01-01

    This note discusses some issues in bank closure policy from a financial stability standpoint and how these issues have evolved since we first raised the question of how a reputation-driven divergence of interests between bank regulators and taxpayers may distort bank closure policy in our 1993 paper

  20. Is shadow banking really banking?

    OpenAIRE

    Bryan J. Noeth; Rajdeep Sengupta

    2011-01-01

    To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector—showing that they are similar in many ways.

  1. Population pressure on coral atolls: trends and approaching limits.

    Science.gov (United States)

    Rapaport, M

    1990-09-01

    Trends and approaching limits of population pressure on coral atolls is discussed by examining the atoll environment in terms of the physical geography, the production systems, and resource distribution. Atoll populations are grouped as dependent and independent, and demographic trends in population growth, migraiton, urbanization, and political dependency are reviewed. Examination of the carrying capacity includes a dynamic model, the influences of the West, and philopsophical considerations. The carrying capacity is the "maximal population supportable in a given area". Traditional models are criticized because of a lack in accounting for external linkages. The proposed model is dynamic and considers perceived needs and overseas linkages. It also explains regional disparities in population distribution, and provides a continuing model for population movement from outer islands to district centers and mainland areas. Because of increased expectations and perceived needs, there is a lower carrying capacity for outlying areas, and expanded capacity in district centers. This leads to urbanization, emigration, and carrying capacity overshot in regional and mainland areas. Policy intervention is necessary at the regional and island community level. Atolls, which are islands surrounding deep lagoons, exist in archipelagoes across the oceans, and are rich in aquatic life. The balance in this small land area with a vulnerable ecosystem may be easily disturbed by scarce water supplies, barren soils, rising sea levels in the future, hurricanes, and tsunamis. Traditionally, fisheries and horticulture (pit-taro, coconuts, and breadfruit) have sustained populations, but modern influences such as blasting, reef mining, new industrial technologies, population pressure, and urbanization threaten the balance. Population pressure, which has lead to pollution, epidemics, malnutrition, crime, social disintegration, and foreign dependence, is evidenced in the areas of Tuvalu, Kiribati

  2. Hydrogeology and management of freshwater lenses on atoll islands: Review of current knowledge and research needs

    Science.gov (United States)

    Werner, Adrian D.; Sharp, Hannah K.; Galvis, Sandra C.; Post, Vincent E. A.; Sinclair, Peter

    2017-08-01

    On atoll islands, fresh groundwater occurs as a buoyant lens-shaped body surrounded by saltwater derived from the sea, forming the main freshwater source for many island communities. A review of the state of knowledge of atoll island groundwater is overdue given their susceptibility to adverse impacts, and the task to address water access and sanitation issues within the United Nations' Sustainable Development Goals framework before the year 2030. In this article, we review available literature to summarise the key processes, investigation techniques and management approaches of atoll island groundwater systems. Over fifty years of investigation has led to important advancements in the understanding of atoll hydrogeology, but a paucity of hydrogeological data persists on all but a small number of atoll islands. We find that the combined effects of buoyancy forces, complex geology, tides, episodic ocean events, strong climatic variability and human impacts create highly dynamic fresh groundwater lenses. Methods used to quantify freshwater availability range from simple empirical relationships to three-dimensional density-dependent models. Generic atoll island numerical models have proven popular in trying to unravel the individual factors controlling fresh groundwater lens behaviour. Major challenges face the inhabitants and custodians of atoll island aquifers, with rising anthropogenic stresses compounded by the threats of climate variability and change, sea-level rise, and some atolls already extracting freshwater at or above sustainability limits. We find that the study of atoll groundwater systems remains a critical area for further research effort to address persistent knowledge gaps, which lead to high uncertainties in water security issues for both island residents and surrounding environs.

  3. Baseline for beached marine debris on Sand Island, Midway Atoll

    Science.gov (United States)

    Ribic, Christine; Seba B. Sheavly,; John Klavitter,

    2012-01-01

    Baseline measurements were made of the amount and weight of beached marine debris on Sand Island, Midway Atoll, June 2008–July 2010. On 23 surveys, 32,696 total debris objects (identifiable items and pieces) were collected; total weight was 740.4 kg. Seventy-two percent of the total was pieces; 91% of the pieces were made of plastic materials. Pieces were composed primarily of polyethylene and polypropylene. Identifiable items were 28% of the total; 88% of the identifiable items were in the fishing/aquaculture/shipping-related and beverage/household products-related categories. Identifiable items were lowest during April–August, while pieces were at their lowest during June–August. Sites facing the North Pacific Gyre received the most debris and proportionately more pieces. More debris tended to be found on Sand Island when the Subtropical Convergence Zone was closer to the Atoll. This information can be used for potential mitigation and to understand the impacts of large-scale events such as the 2011 Japanese tsunami.

  4. Electromagnetic methods for mapping freshwater lenses on Micronesian atoll islands

    Science.gov (United States)

    Anthony, S.S.

    1992-01-01

    The overall shape of freshwater lenses can be determined by applying electromagnetic methods and inverse layered-earth modeling to the mapping of atoll island freshwater lenses. Conductivity profiles were run across the width of the inhabited islands at Mwoakilloa, Pingelap, and Sapwuahfik atolls of the Pohnpei State, Federated States of Micronesia using a dual-loop, frequency-domain, electromagnetic profiling system. Six values of apparent conductivity were recorded at each sounding station and were used to interpret layer conductivities and/or thicknesses. A three-layer model that includes the unsaturated, freshwater, and saltwater zones was used to simulate apparent-conductivity data measured in the field. Interpreted results were compared with chloride-concentration data from monitoring wells and indicate that the interface between freshwater and saltwater layers, defined from electromagnetic data, is located in the upper part of the transition zone, where the chloride-concentration profile shows a rapid increase with depth. The electromagnetic method can be used to interpret the thickness of the freshwater between monitoring wells, but can not be used to interpret the thickness of freshwater from monitoring wells to the margin of an island. ?? 1992.

  5. Plutonium and americium behavior in coral atoll environments

    International Nuclear Information System (INIS)

    Noshkin, V.E.; Wong, K.M.; Jokela, T.A.; Brunk, J.L.; Eagle, R.J.

    1984-01-01

    Inventories of 239+240 Pu and 241 Am greatly in excess of global fallout levels persist in the benthic environments of Bikini and Enewetak Atolls. Quantities of 239+240 Pu and lesser amounts of 241 Am are continuously mobilizing from these sedimentary reservoirs. The amount of 239+240 Pu mobilized to solution at any time represents 0.08 to 0.09% of the sediment inventories to a depth of 16 cm. The mobilized 239+240 Pu has solute-like characteristics and different valence states coexist in solution - the largest fraction of the soluble plutonium is in an oxidized form (+V,VI). The adsorption of plutonium to sediments is not completely reversible because of changes that occur in the relative amounts of the mixed oxidation states in solution with time. Further, any characteristics of 239+240 Pu described at one location may not necessarily be relevant in describing its behavior elsewhere following mobilization and migration. The relative amounts of 241 Am to 239+240 Pu in the sedimentary deposits at Enewetak and Bikini may be altered in future years because of mobilization and radiological decay. Mobilization of 239+240 Pu is not a process unique to these atolls, and quantities in solution derived from sedimentary deposits can be found at other global sites. These studies in the equatorial Pacific have significance in assessing the long-term behavior of the transuranics in any marine environment. 22 references, 1 figure, 13 tables

  6. Plutonium radionuclides in the ground waters at Enewetak Atoll

    International Nuclear Information System (INIS)

    Noshkin, V.E.; Wong, K.M.; Marsh, K.; Eagle, R.; Holladay, G.; Buddemeier, R.W.

    1975-01-01

    In 1974 a groundwater program was initiated at Eniwetok Atoll to study systematically the hydrology and the ground water geochemistry on selected islands of the Atoll. The program provides chemical and radiochemical data for assessment of water quality on those islands designated for rehabilitation. These and other data are used to interpret the mechanisms by which radionuclides are cycled in the soil-groundwater system. Because of the international concern over the long-term buildup, availability, and transport of plutonium in the environment, this program emphasizes analysis of the element. The results of the study show that on all islands sampled, small quantities of plutonium radionuclides have migrated through the soil columns and are redistributed throughout the groundwater reservoirs. The observed maximum surface concentrations are less than 0.02 percent of the maximal recommended concentration for drinking water. Concentrations of 137 Cs are found to correlate with water freshness, but those of 239 , 240 Pu show no such relationship. The mechanisms moving 239 , 240 Pu through the ground water reservoirs are independent of the processes controlling the cycling of 137 Cs and fresh water. A reasonable linear correlation is found between mean surface-water concentrations and soil burdens. This indicates that the quantities of 239 , 240 Pu migrating to the groundwater surface layers are, to a first approximation, independent of the physical, chemical or biological characteristics of the islands. (auth)

  7. Peregrine falcon predation of endangered Laysan teal and Laysan Finches on remote Hawaiian atolls

    Science.gov (United States)

    Reynolds, Michelle H.; Nash, Sarah A.B.; Courtot, Karen

    2015-01-01

    We report the first records of Peregrine falcon (Falco peregrinus) predation on endangered Laysan teal (or duck; Anas laysanensis) and predation on endangered Laysan finches (Telespiza cantans). At Midway Atoll, vagrant Peregrine falcons killed ≥4% of a newly translocated Laysan teal population in 2006 and ≥2% in 2008. On Laysan Island during 2008–2009, remains of >76 Laysan finches (increases at small atolls, this could pose a mortality risk to consider, especially during proposed translocations of endangered species. Vegetation restoration of abandoned runways near wetlands at Midway Atoll would provide cover and may help reduce mortality of endangered species due to vagrant raptors.

  8. Drivers of abundance and spatial distribution of reef-associated sharks in an isolated atoll reef system.

    Directory of Open Access Journals (Sweden)

    David M Tickler

    Full Text Available We investigated drivers of reef shark demography across a large and isolated marine protected area, the British Indian Ocean Territory Marine Reserve, using stereo baited remote underwater video systems. We modelled shark abundance against biotic and abiotic variables at 35 sites across the reserve and found that the biomass of low trophic order fish (specifically planktivores had the greatest effect on shark abundance, although models also included habitat variables (depth, coral cover and site type. There was significant variation in the composition of the shark assemblage at different atolls within the reserve. In particular, the deepest habitat sampled (a seamount at 70-80m visited for the first time in this study recorded large numbers of scalloped hammerhead sharks (Sphyrna lewini not observed elsewhere. Size structure of the most abundant and common species, grey reef sharks (Carcharhinus amblyrhynchos, varied with location. Individuals at an isolated bank were 30% smaller than those at the main atolls, with size structure significantly biased towards the size range for young of year (YOY. The 18 individuals judged to be YOY represented the offspring of between four and six females, so, whilst inconclusive, these data suggest the possible use of a common pupping site by grey reef sharks. The importance of low trophic order fish biomass (i.e. potential prey in predicting spatial variation in shark abundance is consistent with other studies both in marine and terrestrial systems which suggest that prey availability may be a more important predictor of predator distribution than habitat suitability. This result supports the need for ecosystem level rather than species-specific conservation measures to support shark recovery. The observed spatial partitioning amongst sites for species and life-stages also implies the need to include a diversity of habitats and reef types within a protected area for adequate protection of reef-associated shark

  9. ONLINE BANKING IN THE ROMANIAN BANKING SYSTEM

    OpenAIRE

    IMOLA DRIGĂ

    2014-01-01

    In the world of banking, the development of IT has a huge effect on development of more flexible payments methods and more user-friendly banking services. Recently, modern electronic banking services, internet and mobile banking, have rejuvenated banking transactions. Electronic banking over the Internet is one of the newest e-banking services with several benefits both for banks and for customers. The paper aims to provide an overview of online banking services highlighting various aspect...

  10. Saba Bank research expedition 2013 - Progress Report

    OpenAIRE

    van Beek, I.J.M.; Meesters, E.H.W.G.

    2014-01-01

    The Saba Bank is the largest submerged carbonate platform of 2,200 km2 in the Caribbean Sea, which lies partially within the Exclusive Economic Zone of the Netherlands and partially within the territorial waters of Saba and St. Eustatius. The Saba Bank houses an expansive coral reef ecosystem with a rich diversity of species and as such is also an important source of commercial fish for the nearby islands. The Saba Bank research program aims to obtain information on the biodiversity, ecologic...

  11. Marine Species Survey of Johnston Atoll, Central Pacific Ocean, June 2000 (NODC Accession 0000670)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — The marine biota of Johnston atoll was surveyed for non-indigenous species in June, 2000 with observations and collections made by investigators using Scuba. Eleven...

  12. 2007 Reson 8101ER Multibeam Sonar Data from Cruise AHI0701 - Wake Atoll

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Reson 8101ER multibeam Data were collected between 19 April - 9 May 2007 aboard NOAA Survey Launch Acoustic Habitat Investigator (AHI) at Wake Atoll, Western Pacific...

  13. Marine species survey of Johnson Atoll, Central Pacific Ocean June 2000 (NODC Accession 0000697)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — The marine biota of Johnston atoll was surveyed for nonindigenous species in June, 2000 with observations and collections made by investigators using Scuba. Eleven...

  14. CRED REA Coral Population Parameters at Johnston Atoll, Pacific Remote Island Areas (PRIAs), 2006

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 18 sites at Johnston Atoll in the...

  15. Benthic Habitat Maps for Rose Atoll Marine National Monument in American Samoa from 2004 to 2010

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Benthic habitat maps for Rose Atoll, American Samoa were derived from high resolution, multispectral satellite imagery for 2004, 2006, and 2010. The benthic habitat...

  16. CRED REA Algal Assessments at Kure Atoll, NW Hawaiian Islands in 2006

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines, as part of Rapid Ecological Assessments, conducted at 9 sites at Kure Atoll in the NW...

  17. CRED REA Algal Assessments, Pearl and Hermes Atoll, Northwestern Hawaiian Islands, 2002 (NODC Accession 0010352)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 14 sites at Pearl and Hermes Atoll...

  18. Marine macrophytes of Minicoy (Lakshadweep) coral atoll of the Arabian Sea

    Digital Repository Service at National Institute of Oceanography (India)

    Untawale, A.G.; Jagtap, T.G.

    Thirty-seven species of marine algae, belonging to 31 genera 5 seagrass species and one mangrove species, were recorded from Minicoy Atoll. The predominant seaweeds observed were Enteromorpha clathrata, Caulerpa species, Ulva lactuca, Halimeda...

  19. CRED REA Algal Assessments at Johnston Atoll, Pacific Remote Island Areas in 2008

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines, as part of Rapid Ecological Assessments, conducted at 6 sites at Johnston Atoll in the...

  20. CRED REA Algal Assessments, Midway Atoll, Northwestern Hawaiian Islands 2003 (NODC Accession 0010352)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in the...

  1. CRED REA Algal Assessments, Pearl and Hermes Atoll, Northwestern Hawaiian Islands 2003 (NODC Accession 0010352)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 15 sites at Pearl and Hermes Atoll...

  2. CRED REA Algal Assessments, Midway Atoll, Northwestern Hawaiian Islands 2002 (NODC Accession 0010352)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in the...

  3. CRED REA Coral Population Parameters at Kure Atoll, Northwestern Hawaiiian Islands, 2002

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Kure Atoll in the...

  4. CRED REA Coral Population Parameters at Palmyra Atoll, Line Islands, 2004

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Palmyra Atoll in the...

  5. CRED REA Coral Population Paramaters at Rose Atoll, American Samoa, 2006

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 1 or 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 11 sites at Rose Atoll in...

  6. CRED REA Coral Population Parameters at Rose Atoll, American Samoa, 2004

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 12 sites at Rose Atoll in American...

  7. CRED REA Coral Population Parameters at Kure Atoll, Northwestern Hawaiiian Islands, 2003

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Kure Atoll in the...

  8. CRED REA Algal Assessment at Rose Atoll, American Samoa, 2004 (NODC Accession 0010352)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Twelve quadrats were sampled along 2 consecutively-placed, 25m transect lines as part of Rapid Ecological Assessments conducted at 12 sites at Rose Atoll in American...

  9. CRED REA Fish Team Stationary Point Count Surveys at Rose Atoll, 2004

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Stationary Point Counts at 4 stations at each survey site were surveyed as part of Rapid Ecological Assessments conducted at 12 sites at Rose Atoll in American Samoa...

  10. CRED REA Coral Population Parameters at Midway Atoll, Northwestern Hawaiiian Islands, 2002

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in the...

  11. CRED REA Coral Population Parameters at Johnston Atoll, Pacific Remote Island Areas (PRIAs) in 2008

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 4 sites at Johnston Atoll in the...

  12. CRED REA Fish Team Belt Transect Surveys at Midway Atoll, 2004

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 3 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in October...

  13. On the occurrence of Bullia tranquebarica (Roding) Nassaridae (Gastropoda) in Kavaratti atoll (Lakshadweep)

    Digital Repository Service at National Institute of Oceanography (India)

    Namboodiri, P.N.; Sivadas, P.

    A live buccinid gastropod Bullia tranquebarica belonging to family Nassaridae was collected from Kavaratti atoll in Lakshadweep island of Indian Ocean. Interesting pattern of its distribution is described. This is the second record of occurrence...

  14. CRED REA Fish Team Stationary Point Count Surveys at Midway Atoll, 2003

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Stationary Point Counts at 4 stations at each survey site were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in July and...

  15. CRED REA Coral Population Parameters at Midway Atoll, Northwestern Hawaiian Islands, 2003

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Belt transects along 2 consecutively-placed, 25m transect lines were surveyed as part of Rapid Ecological Assessments conducted at 9 sites at Midway Atoll in the...

  16. ONLINE BANKING IN THE ROMANIAN BANKING SYSTEM

    Directory of Open Access Journals (Sweden)

    IMOLA DRIGĂ

    2014-12-01

    Full Text Available In the world of banking, the development of IT has a huge effect on development of more flexible payments methods and more user-friendly banking services. Recently, modern electronic banking services, internet and mobile banking, have rejuvenated banking transactions. Electronic banking over the Internet is one of the newest e-banking services with several benefits both for banks and for customers. The paper aims to provide an overview of online banking services highlighting various aspects globally as well as in the Romanian banking system. Even if there already are several studies on web banking, this topic still remains a resourceful area for academic research in the next decade.

  17. Molluscicidal metabolites from an assemblage of Palmyra Atoll cyanobacteria.

    Science.gov (United States)

    Pereira, Alban R; Etzbach, Lena; Engene, Niclas; Müller, Rolf; Gerwick, William H

    2011-05-27

    Molluscicides can play an important role in the control of schistosomiasis because snails of the genus Biomphalaria act as intermediate hosts for the parasite. Schistosomiasis is one of 13 neglected tropical diseases with high morbidity and mortality that collectively affect one billion of the world's poorest population, mainly in developing countries. Thiopalmyrone (1) and palmyrrolinone (2), metabolites isolated from extracts of a Palmyra Atoll environmental assemblage of two cyanobacteria, cf. Oscillatoria and Hormoscilla spp., represent new and potent molluscicidal chemotypes against Biomphalaria glabrata (LC50=8.3 and 6.0 μM, respectively). A slight enhancement in molluscicidal effect (LC50=5.0 μM) was observed when these two natural products were utilized as an equimolar binary mixture.

  18. Asymmetric radiation of seismic waves from an atoll: nuclear tests in French Polynesia

    Science.gov (United States)

    Weber, Michael; Wicks, Charles W.; Krüger, Frank; Jahnke, Gunnar; Schlittenhardt, Jörg

    1998-01-01

    Seismic records of nuclear tests detonated in the Mururoa Atoll in French Polynesia show large unpredicted arrivals 2.2 and 4.5 seconds (X1 and X2) after the P-wave at the Australian Warramunga Array. These arrivals are not observed at the Canadian Yellowknife Array. X1 and X2 are also absent on Warramunga Array recordings of tests carried out at the Fangataufa Atoll situated 40 km SSE of Mururoa. Array analysis shows that X1 and X2 are produced within the source area. The layered crustal structure of the atoll, significant local inhomogeneities, and focusing effects due to the elongated shape and the steep flanks of the Mururoa Atoll are most likely responsible for X1 and X2. The form of Mururoa (28 × 10 km) and its East-West orientation is due to its location on the Austral Fracture Zone (AFZ). The Fangataufa Atoll on the other hand is almost circular (10 km diameter) and is unaffected by the dynamics along the AFZ. Our observations demonstrate that complicated structures in the source area can significantly alter the wave field at teleseismic distances and produce a large magnitude (mb) bias. A better understanding of the exact cause of these unusual seismic observations will only become possible, if the coordinates of the tests and information on the detailed 3-D structure of the atolls are released.

  19. Future Reef Growth Can Mitigate Physical Impacts of Sea-Level Rise on Atoll Islands

    Science.gov (United States)

    Beetham, Edward; Kench, Paul S.; Popinet, Stéphane

    2017-10-01

    We present new detail on how future sea-level rise (SLR) will modify nonlinear wave transformation processes, shoreline wave energy, and wave driven flooding on atoll islands. Frequent and destructive wave inundation is a primary climate-change hazard that may render atoll islands uninhabitable in the near future. However, limited research has examined the physical vulnerability of atoll islands to future SLR and sparse information are available to implement process-based coastal management on coral reef environments. We utilize a field-verified numerical model capable of resolving all nonlinear wave transformation processes to simulate how future SLR will modify wave dissipation and overtopping on Funafuti Atoll, Tuvalu, accounting for static and accretionary reef adjustment morphologies. Results show that future SLR coupled with a static reef morphology will not only increase shoreline wave energy and overtopping but will fundamentally alter the spectral composition of shoreline energy by decreasing the contemporary influence of low-frequency infragravity waves. "Business-as-usual" emissions (RCP 8.5) will result in annual wave overtopping on Funafuti Atoll by 2030, with overtopping at high tide under mean wave conditions occurring from 2090. Comparatively, vertical reef accretion in response to SLR will prevent any significant increase in shoreline wave energy and mitigate wave driven flooding volume by 72%. Our results provide the first quantitative assessment of how effective future reef accretion can be at mitigating SLR-associated flooding on atoll islands and endorse active reef conservation and restoration for future coastal protection.

  20. BANK GUARANTEES

    OpenAIRE

    Vasile NEME

    2012-01-01

    The present study propose the analyse of the irrevocable commitment of a bank entity towards a determined person, through which guarantees a certain legal conduct of its client, and, in case of breach, assumes the payment obligation of a determined amount of money. This kind of legal technique it is called bank guarantee and in the usual business language it is called “Letter of Bank Guarantee”. The determined reason to choose this scientific initiative it is the frequency of this kind of fin...

  1. Baseline Marine Biological Survey ROI-NAMUR Outfall United States Army Kwajalein Atoll, Republic of the Marshall Islands, 1997(NODC Accession 0000630)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Roi-Namur is located at the northernmost tip of Kwajalein Atoll, approximately 64 kilometers north of the U.S. Army Kwajalein Atoll(USAKA) central command post on...

  2. Baseline marine biological survey at Roi-Namur sewage outfall, United States Army Kwajalein Atoll, Republic of the Marshall Islands, 1997 (NODC Accession 0000630)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Roi-Namur is located at the northernmost tip of Kwajalein Atoll, approximately 64 kilometers north of the U.S. Army Kwajalein Atoll (USAKA) central command post on...

  3. Marine biological survey of ROI-NAMUR outfall at the United States Army Kwajalein Atoll, Republic of the Marshall Islands, May 2000 (NODC Accession 0000653)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Roi-Namur is located at the northernmost tip of Kwajalein Atoll, approximately 64 kilometers north of the U.S. Army Kwajalein Atoll (USAKA) central command post on...

  4. Microbial ecology of four coral atolls in the Northern Line Islands.

    Directory of Open Access Journals (Sweden)

    Elizabeth A Dinsdale

    Full Text Available Microbes are key players in both healthy and degraded coral reefs. A combination of metagenomics, microscopy, culturing, and water chemistry were used to characterize microbial communities on four coral atolls in the Northern Line Islands, central Pacific. Kingman, a small uninhabited atoll which lies most northerly in the chain, had microbial and water chemistry characteristic of an open ocean ecosystem. On this atoll the microbial community was equally divided between autotrophs (mostly Prochlorococcus spp. and heterotrophs. In contrast, Kiritimati, a large and populated ( approximately 5500 people atoll, which is most southerly in the chain, had microbial and water chemistry characteristic of a near-shore environment. On Kiritimati, there were 10 times more microbial cells and virus-like particles in the water column and these microbes were dominated by heterotrophs, including a large percentage of potential pathogens. Culturable Vibrios were common only on Kiritimati. The benthic community on Kiritimati had the highest prevalence of coral disease and lowest coral cover. The middle atolls, Palmyra and Tabuaeran, had intermediate densities of microbes and viruses and higher percentages of autotrophic microbes than either Kingman or Kiritimati. The differences in microbial communities across atolls could reflect variation in 1 oceaonographic and/or hydrographic conditions or 2 human impacts associated with land-use and fishing. The fact that historically Kingman and Kiritimati did not differ strongly in their fish or benthic communities (both had large numbers of sharks and high coral cover suggest an anthropogenic component in the differences in the microbial communities. Kingman is one of the world's most pristine coral reefs, and this dataset should serve as a baseline for future studies of coral reef microbes. Obtaining the microbial data set, from atolls is particularly important given the association of microbes in the ongoing degradation

  5. Formation of atoll garnets in the UHP eclogites of the Tso Morari Complex, Ladakh, Himalaya

    Science.gov (United States)

    Jonnalagadda, Mallika K.; Karmalkar, Nitin R.; Duraiswami, Raymond A.; Harshe, Shivani; Gain, Sarah; Griffin, William L.

    2017-12-01

    The eclogites of the Tso Morari Complex, Ladakh, NW Himalayas preserve both garnets with spectacular atoll textures, as well as whole porphyroblastic garnets. Whole garnets are euhedral, idiomorphic and enclose inclusions of amphibole, phengite and zoisite within the cores, and omphacite and quartz/coesite towards the rims. Detailed electron microprobe analyses and back-scattered electron images show well-preserved prograde zoning in the whole garnets with an increase in Mg and decrease in Ca and Mn contents from the core to the rim. The atoll garnets commonly consist of euhedral ring over island/peninsular core containing inclusions of phengite, omphacite and rarely amphibole between the core and ring. Compositional profiles across the studied atoll grains show elemental variations with higher concentrations of Ca and Mn with low Mg at the peninsula/island cores; contrary to this low Ca, Mn and high Mg is observed at the outer rings. Temperature estimates yield higher values at the Mg-rich atoll garnet outer rings compared to the atoll cores. Atoll garnet formation was favoured by infiltration of fluid formed due to breakdown of hydrous phases, and/or the release of structurally bounded OH from nominally anhydrous minerals at the onset of exhumation. Infiltration of fluids along pre-existing fracture pathways and along mineral inclusion boundaries triggered breakdown of the original garnet cores and released elements which were subsequently incorporated into the newly-grown garnet rings. This breakdown of garnet cores and inward re-growth at the outer ring produced the atoll structure. Calibrated geo-thermobarometers and mineral equilibria reflect that the Tso Morari eclogites attain peak pressures prior to peak temperatures representing a clockwise path of evolution.

  6. Electronic Banking And Bank Performance In Nigeria

    African Journals Online (AJOL)

    2013-03-01

    Mar 1, 2013 ... The findings of this study have motivated new recommendations for bank customers, bank management and shareholders with regard to electronic banking adoption for banking operations. Keywords: Electronic banking, returns on assets (ROA), returns on Equity (ROE), difference between means and ...

  7. 12 CFR 619.9140 - Farm Credit bank(s).

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit Banks...

  8. Coastal groundwater exchange on a small Pacific atoll island: Roi Namur, Republic of the Marshall Islands

    Science.gov (United States)

    Oberle, Ferdinand K. J.; Swarzenski, Peter W.; Storlazzi, Curt

    2017-04-01

    Atoll islands, most of which only average 1-2 meters above today's sea level, provide a tremendous natural laboratory in which to study and better understand the intensifying impacts of high rates of sea-level rise on tropical reef-lined islands globally due to their unique geologic structure and limited water supply. Groundwater resources of atolls are typically minimal due to the low elevation and small surface area of the islands and are also subject to recurring droughts, and more frequent, storm-driven seawater overwash events. Although groundwater is the principal means of freshwater storage on atoll islands and is a major factor in determining the overall sustainability of island communities, hydrological data on how an aquifer will response to changes in sea-level rise or storm-driven overwash remain limited. We here present high-resolution time series hydrogeological and geochemical data to determine the role of the atoll's carbonate geology, land use, and atmospheric and oceanographic forcing in driving coastal groundwater exchange on the island of Roi Namur on Kwajalein Atoll in the Republic of the Marshall Islands. This information can provide new estimates on the recovery and resilience of coastal groundwater resources on such islands to expected climate change-driven perturbations.

  9. Shoreline changes in reef islands of the Central Pacific: Takapoto Atoll, Northern Tuamotu, French Polynesia

    Science.gov (United States)

    Duvat, Virginie K. E.; Pillet, Valentin

    2017-04-01

    Atoll reef islands are considered highly vulnerable to the impacts of climate change. While accelerated sea-level rise is expected to destabilize reef islands, ocean warming and acidification are considered as major threats to coral reef growth, which is of primary importance for the persistence of islands and of food supply to islanders. Using multi-date aerial imagery, shoreline and island changes between 1969 and 2013 were assessed on Takapoto Atoll, Northern Tuamotu region, in French Polynesia. Results show that over the 44-year study period, 41% of islands were stable in area while 33% expanded and 26% contracted. Island expansion was the dominant mode of change on the leeward side of the atoll. Tropical Cyclone Orama (category 3, 1983) contributed to shoreline and island change on the windward side of the atoll through the reworking of previous storm deposits and the injection of fresh sediments in the island system (with up to 62% of an island's land area being covered with fresh sediments). Human activities contributed significantly to shoreline and island change throughout the atoll through infrastructure construction, the removal of the indigenous vegetation from a number of islets and sediment mining.

  10. Schoolsystem in the Netherlands

    NARCIS (Netherlands)

    ing., M.Sc F.C. Holtkamp

    2004-01-01

    This paper explains the history of the graduate course in prosthetics and orthotics in the Netherlands. It also explains the schoolstystem in relationship towards vocational education and postgraduate education.

  11. Country Chapter The Netherlands

    NARCIS (Netherlands)

    Burgers, Irene

    2015-01-01

    Thorough analysis of the taxation of permanent establishments situated in the Netherlands and rules preventing double taxation of income derived by permanent establishments of Dutch resident enterprises in other countries

  12. Mapping nuclear craters on Enewetak Atoll, Marshall Islands

    Science.gov (United States)

    Hampson, John C., Jr.

    1986-01-01

    In 1984, the U.S. Geological Survey conducted a detailed geologic analysis of two nuclear test craters at Enewetak Atoll, Marshall Islands, on behalf of the Defense Nuclear Agency. A multidisciplinary task force mapped the morphology, surface character, and subsurface structure of two craters, OAK and KOA. The field mapping techniques include echo sounding, sidescan sonar imaging, single-channel and multichannel seismic reflection profiling, a seismic refraction survey, and scuba and submersible operations. All operations had to be navigated precisely and correlatable with subsequent drilling and sampling operations. Mapping with a high degree of precision at scales as large as 1:1500 required corrections that often are not considered in marine mapping. Corrections were applied to the bathymetric data for location of the echo- sounding transducer relative to the navigation transponder on the ship and for transducer depth, speed of sound, and tidal variations. Sidescan sonar, single-channel seismic reflection, and scuba and submersible data were correlated in depth and map position with the bathymetric data to provide a precise, internally consistent data set. The multichannel and refraction surveys were conducted independently but compared well with bathymetry. Examples drawn from processing the bathymetric, sidescan sonar, and single- channel reflection data help illustrate problems and procedures in precision mapping.

  13. Challenges and Opportunities for Sustainable Tourism Development in Ulithi Atoll

    Directory of Open Access Journals (Sweden)

    Anna Ongaro

    2016-07-01

    Full Text Available This article aims to analyze the tourism potential of Ulithi Atoll, in the Federated States of Micronesia. It identifies possibilities for sustainable tourism development, while taking into account the major issues that threaten the environment, the cultural integrity and the future of the local community. Through a review of existing research and an assessment of the web presence, the study develops a diagnosis of the current situation of the tourism sector in the destination. The tourism potential of Ulithi mainly relies on its beautiful physical environment and authentic cultural heritage, but it is still largely untapped due to limited development. Tourism represents a strategic tool for the economic growth and empowerment of Ulithi community. Presently, however, the atoll’s biggest problem is the recovery from the recent disastrous Typhoon Maysak. Other pressing challenges are climate change and the erosion of traditional knowledge. The study identifies ecotourism and voluntourism as key niche market opportunities for the destination. Encouraging greater participation among the stakeholders and a concrete commitment to sustainability within the strategic plans are some of the recommendations that aim to build the tourism industry in a way that supports the local culture, the natural resources and the way of life.

  14. Mapping elemental contamination on Palmyra Atoll National Wildlife Refuge

    Science.gov (United States)

    Struckhoff, Matthew A.; Orazio, Carl E.; Tillitt, Donald E.; Shaver, David K.; Papoulias, Diana M.

    2018-01-01

    Palmyra Atoll, once a WWII U.S. Navy air station, is now a U.S. National Wildlife Refuge with nearly 50 km2 of coral reef and 275 ha of emergent lands with forests of Pisonia grandistrees and colonies of several bird species. Due to the known elemental and organic contamination from chemicals associated with aviation, power generation and transmission, waste management, and other air station activities, a screening survey to map elemental concentrations was conducted. A map of 1944 Navy facilities was georeferenced and identifiable features were digitized. These data informed a targeted survey of 25 elements in soils and sediment at locations known or suspected to be contaminated, using a hand-held X-ray fluorescence spectrometer. At dozens of locations, concentrations of elements exceeded established soil and marine sediment thresholds for adverse ecological effects. Results were compiled into a publically available geospatial dataset to inform potential remediation and habitat restoration activities.

  15. Some statistical aspects of the cleanup of Enewetak Atoll

    International Nuclear Information System (INIS)

    Barnes, M.G.; Giacomini, J.J.; Friesen, H.N.

    1979-01-01

    Cleaning up the radionuclide contamination at Enewetak Atoll has involved a number of statistical design problems. Theoretical considerations led to choosing a grid sampling pattern; practical problems sometimes lead to resampling on a finer grid. Other problems associated with using grids have been both physical and statistical. The standard sampling system is an in situ intrinsic gamma detector which measures americium concentration. The cleanup guidelines include plutonium concentration, so additional sampling of soil is required to establish Pu/Am ratios. The soil sampling design included both guidelines for location of the samples and also a special pattern of subsamples making up composite samples. The large variance of the soil, sample results makes comparison between the two types difficult anyway, but this is compounded by vegetation attenuation of the in situ readings, soil disturbance influences, and differences in devegetation methods. The constraints inherent in doing what amounts to a research and development project, on a limited budget of time and money, in a field engineering environment are also considered

  16. Bank development; bank development efficiency; bank management; bank.

    OpenAIRE

    Самородов, Б. В.

    2014-01-01

    In the paper the theoretical research of determination of the essence of “management of bank financial development” is realized. The analysis is performed on the basis of substantial considering and comparing the philosophy and economical definitions of the components of its definition.

  17. Astronomy in the Netherlands

    Science.gov (United States)

    Boland, Wilfried; Habing, Harm

    2013-01-01

    We describe the state of astronomical research in the Netherlands per early 2012. We add some notes on its history of this research and on the strategic choices for the future. Compared to the size of the country (16 million people) the Netherlands is maintaining a high profile in astronomical research over a period of more than one century. The professional research community consists of about 650 people. This includes research staff, postdocs, PhD students, technical staff working on instrumentation projects and people involved in the operations of ground-based telescopes and astronomical space missions. We do not take into account staff working for international organizations based in the Netherlands. Astronomical research in the Netherlands is carried out at four university institutes and two national research institutes that fall under the umbrella of the national funding agency NWO. The Netherlands is the host of two international organizations: ESTEC, the technology division of the European Space Agency (ESA), and the Joint Institute for VLBI in Europe (JIVE). The Netherlands are one of the founding members of the European Southern Observatory (ESO) and of ESA. This paper will address a number of significant multilateral collaborations.

  18. Environmental assessment for the resettlement of Eneu Island on Bikini Atoll, Republic of the Marshall Islands

    International Nuclear Information System (INIS)

    Maragos, J.E.; Agegian, Catherine

    1986-01-01

    This environmental assessment evaluates various alternatives to return the Bikini people to their homeland on Bikini Atoll. Eneu Island was spared the heavy nuclear contamination that rendered Bikini Island, the largest and main inhabitable island on the atoll, presently unsuitable for resettlement. The economic, social, technical and environmental consequences of all alternatives were compared, and alternative sites, purposes and scales for resettlement were included in the analysis. This environmental assessment explores these alternatives in detail and concludes that the resettlement of Eneu Island by some of the Bikini people at this time will not result in significant adverse effects to the environment nor will it foreclose any other full scale resettlement option involving the cleanup of Bikini Atoll. In addition, it concludes that the resettlement of Eneu can be accomplished independently from the planned cleanup and resettlement of Bikini Island. Plans and combination of plans involving the early resettlement of Eneu are fully feasible and implementable at this time. (author)

  19. Phenomenon of Swiss banking

    Directory of Open Access Journals (Sweden)

    Milenković Ivan

    2015-01-01

    Full Text Available Swiss banking is a 'generic name' for a system based on private banking and banking secrecy. In the introductory chapter we highlight the difference between Swiss banking and banking in the Switzerland's system. In the second chapter we present a more detailed description of the institution of banking secrecy, while in the third chapter we present the exceptions to it. The fourth chapter elaborates on the present and the future of Swiss banking. It is argued whether in the present circumstances banking secrecy has become disruptive to the further development of both Swiss banking and banking in Switzerland and whether Swiss banking will come to an end in the future.

  20. Environmental sampling plan for Kwajalein Atoll Lagoon: 2017 Kwajalein sampling event

    Energy Technology Data Exchange (ETDEWEB)

    Hamilton, T. F. [Lawrence Livermore National Lab. (LLNL), Livermore, CA (United States)

    2017-07-01

    Since the early 1980s, the U.S DOE Marshall Islands Program at LLNL has provided radiological monitoring of the marine and terrestrial environment at nuclear affected atolls in the northern Marshall Islands. The fundamental aim of these studies was to identify the level and distribution of key residual fallout radionuclide in the environment, improve understanding of prevalent radiation exposure pathways, and develop predictive dose assessments for resettled and resettling atoll population groups. These data and information were essential in terms of guiding the development of effective and environmentally protective remedial measures, and promoting potential actions to improve on food safety and security.

  1. Radionuclide concentrations in fish and invertebrates from Bikini Atoll

    International Nuclear Information System (INIS)

    Noshkin, V.E.; Wong, K.M.; Eagle, R.J.; Jokela, T.A.; Brunk, J.A.

    1988-01-01

    As in other global studies, 137 Cs was found in the highest concentrations in edible flesh of all species of fish and in the lowest concentrations in the bone or liver. The mean concentration of 137 Cs in muscle of reef fish from the southern part of the atoll is comparable to the global-fallout concentration measured in market samples of fish collected from Chicago, IL, USA, in 1982. Strontium-90 is associated generally with non-edible parts of fish, such as bone or viscera. Twenty-five to fifty percent of the total body burden of 60 Co is accumulated in the muscle tissue; the remainder is distributed among the liver, skin, and viscera. The mean concentration of 60 Co in fish has been decreasing at a rate faster than radiological decay alone. Most striking is the range of 207 Bi concentrations among different species of fish collected at the same time and place. Highest concentrations of 207 Bi were consistently detected in the muscle and other tissues of goatfish and some of the pelagic lagoon fish. In other reef fish, such as mullet, surgeonfish, and parrotfish, 207 Bi was usually below detection limits by gamma spectrometry. Over 70% of the whole-body activity of 207 Bi in goatfish is associated with the muscle tissue, whereas less than 5% is found in the muscle of mullet and surgeonfish. Neither 239+240 Pu nor 241 Am is accumulated significantly in the muscle tissue of any species of fish. Apparently, 238 Pu is in a more readily available form for accumulation by fishes than 239+240 Pu. Based on a daily ingestion rate of 200 g of fish flesh, dose rates to individuals through the fish-food ingestion pathway are well below current Federal guidelines. 24 refs., 1 fig., 27 tabs

  2. Simulating Retail Banking for Banking Students

    Science.gov (United States)

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  3. Psychotraumatology in the Netherlands

    Directory of Open Access Journals (Sweden)

    Miranda Olff

    2013-05-01

    Full Text Available The contribution to psychotrauma literature from Dutch authors has a long tradition. The relatively high lifetime prevalence of trauma and posttraumatic stress disorder (PTSD is not unique for the Netherlands and does not fully explain the interest in trauma and its consequences. In this overview of psychotraumatology in the Netherlands, we will discuss some of the key events and processes that contribute to the current interest. We outlined the historical basis and development of the field in the Netherlands, including the impact of World War II, the effects of major man-made or natural disasters, engagement in military conflicts, as well as smaller scale traumatic events like sexual abuse and traffic accidents. The liberal and open culture may have reduced stigma to trauma, while other sociocultural aspects may have contributed to increased prevalence. Finally, we describe Dutch psychotraumatology today and how history and culture have shaped the current scientific basis.

  4. Population dynamics of Siderastrea stellata Verrill, 1868 from Rocas Atoll, RN: implications for predicted climate change impacts at the only South Atlantic atoll

    Directory of Open Access Journals (Sweden)

    BARBARA R. PINHEIRO

    Full Text Available ABSTRACT Coral reefs are one of the most vulnerable ecosystems to ocean warming and acidification, and it is important to determine the role of reef building species in this environment in order to obtain insight into their susceptibility to expected impacts of global changes. Aspects of the life history of a coral population, such as reproduction, growth and size-frequency can contribute to the production of models that are used to estimate impacts and potential recovery of the population, acting as a powerful tool for the conservation and management of those ecosystems. Here, we present the first evidence of Siderastrea stellata planulation, its early growth, population size-frequency distribution and growth rate of adult colonies in Rocas Atoll. Our results, together with the environmental protection policies and the absence of anthropogenic pressures, suggest that S. stellata population may have a good potential in the maintenance and recovery in the atoll. However, our results also indicate an impact on corals' recruitment, probably as a consequence of the positive temperature anomaly that occurred in 2010. Thus, despite the pristine status of Rocas Atoll, the preservation of its coral community seems to be threatened by current global changes, such as more frequent thermal stress events.

  5. Phenomenon of Swiss banking

    OpenAIRE

    Milenković Ivan; Milenković Dragana

    2015-01-01

    Swiss banking is a 'generic name' for a system based on private banking and banking secrecy. In the introductory chapter we highlight the difference between Swiss banking and banking in the Switzerland's system. In the second chapter we present a more detailed description of the institution of banking secrecy, while in the third chapter we present the exceptions to it. The fourth chapter elaborates on the present and the future of Swiss banking. It is argued whether in the present circumstanc...

  6. Culture, hydrology, and other situational controls on atoll freshwater availability (Majuro, Republic of the Marshall Islands)

    Science.gov (United States)

    Shuster, W.

    2016-12-01

    The comparatively uncertain rainfall catch and rising seas in isolated North Pacific atoll communities has presented serious challenges to maintain human communities with freshwater volume. Moreover, the feudal hierarchy, which structures social and economic relationships among local governance and citizens contributes equally to problems and potential solutions. These relationships modulate the availability of critical ecosystem services generated by freshwater, with additional constraints contributed by climate change, rainfall variability (e.g., current El Niño climate pattern), and continuous threat of drought. The major freshwater resources for an atoll are the groundwater freshwater lens, residential and commercial rainwater harvesting, large-scale rainfall catchments (e.g., an airport runway), imported-virtual water, or desalinization subsidies. The significance of each of these resources scale across different atolls according to size, topography, soils, population, infrastructure, and land ownership. The potential integration and coordination of these water resources is largely unrealized due to land ownership, the lack of a contiguous catchment area, uneven and fractured governance. The situational aspects are further characterized by feuding among families and communities (some resource rich, some resource poor), and conflicting land use priorities where agriculture placement and practice can compromise the quality of already limited freshwater resources. This presentation uses the example of Majuro atoll (Republic of the Marshall Islands), field data and other observations, to illustrate sociohydrologic-drivers of freshwater availability, and suggests approaches that may improve on current and ongoing threats to public health and well-being.

  7. Collection and processing of plant, animal and soil samples from Bikini, Enewetak and Rongelap Atolls

    International Nuclear Information System (INIS)

    Stuart, M.L.

    1995-09-01

    The United States used the Marshall Islands for its nuclear weapons program testing site from 1946 to 1958. The BRAVO test was detonated at Bikini Atoll on March 1, 1954. Due to shifting wind conditions at the time of the nuclear detonation, many of the surrounding Atolls became contaminated with fallout (radionuclides carried by the wind currents). Lawrence Livermore National Laboratory's (LLNL) Marshall Islands Project has been responsible for the collecting, processing, and analyzing of food crops, vegetation, soil, water, animals, and marine species to characterize the radionuclides in the environment, and to estimate dose at atolls that may have been contaminated. Tropical agriculture experiments reducing the uptake of 137 Cs have been conducted on Bikini Atoll. The Marshall Islands field team and laboratory processing team play an important role in the overall scheme of the Marshall Islands Dose Assessment and Radioecology Project. This report gives a general description of the Marshall Islands field sampling and laboratory processing procedures currently used by our staff

  8. 77 FR 61426 - Rose Atoll National Wildlife Refuge, American Samoa; Draft Comprehensive Conservation Plan and...

    Science.gov (United States)

    2012-10-09

    ... Fish and Wildlife Service Rose Atoll National Wildlife Refuge, American Samoa; Draft Comprehensive Conservation Plan and Environmental Assessment AGENCY: Fish and Wildlife Service, Interior. ACTION: Notice of..., consistent with sound principles of fish and wildlife management, conservation, legal mandates, and our...

  9. Collection and processing of plant, animal and soil samples from Bikini, Enewetak and Rongelap Atolls

    Energy Technology Data Exchange (ETDEWEB)

    Stuart, M.L.

    1995-09-01

    The United States used the Marshall Islands for its nuclear weapons program testing site from 1946 to 1958. The BRAVO test was detonated at Bikini Atoll on March 1, 1954. Due to shifting wind conditions at the time of the nuclear detonation, many of the surrounding Atolls became contaminated with fallout (radionuclides carried by the wind currents). Lawrence Livermore National Laboratory`s (LLNL) Marshall Islands Project has been responsible for the collecting, processing, and analyzing of food crops, vegetation, soil, water, animals, and marine species to characterize the radionuclides in the environment, and to estimate dose at atolls that may have been contaminated. Tropical agriculture experiments reducing the uptake of {sup 137}Cs have been conducted on Bikini Atoll. The Marshall Islands field team and laboratory processing team play an important role in the overall scheme of the Marshall Islands Dose Assessment and Radioecology Project. This report gives a general description of the Marshall Islands field sampling and laboratory processing procedures currently used by our staff.

  10. Monogenea of fishes from the lagoon flats of Palmyra Atoll in the Central Pacific

    Directory of Open Access Journals (Sweden)

    Victor Manuel Vidal-Martinez

    2017-11-01

    Full Text Available A survey of the monogeneans of fishes from the lagoon flats of Palmyra Atoll detected 16 species already reported from the Indo-West Pacific faunal region. A total of 653 individual fish from 44 species were collected from the sand flats bordering the lagoon of the atoll. Eighteen species of fish were infected with monogeneans. The monogenean species recovered were: Benedenia hawaiiensis on Acanthurus xanthopterus, Chaetodon auriga, Chaetodon lunula, Mulloidichthys flavolineatus, Pseudobalistes flavimarginatus and Rhinecanthus aculeatus; Ancyrocephalus ornatus on Arothron hispidus; Euryhaliotrema annulocirrus on Chaetodon auriga and Chaetodon lunula; Euryhaliotrema chrysotaeniae on Lutjanus fulvus; Euryhaliotrema grandis on Chaetodon auriga and Chaetodon lunula; Haliotrema acanthuri on Acanthurus triostegus; Haliotrema aurigae on Chaetodon auriga and Chaetodon lunula; Haliotrema dempsteri on Acanthurus xanthopterus; Haliotrema minutospirale on Mulloidichthys flavolineatus; Haliotrematoides patellacirrus on Lutjanus monostigma; Neohaliotrema bombini on Abudefduf septemfasciatus and Abudefduf sordidus; Acleotrema girellae and Acleotrema parastromatei on Kyphosus cinerascens; Cemocotylella elongata on Caranx ignobilis, Caranx melampygus and Caranx papuensis; Metamicrocotyla macracantha on Crenimugil crenilabris; and Pseudopterinotrema albulae on Albula glossodonta. All these monogenean–host combinations represent new geographical records. The monogenean species composition of the Palmyra Atoll is similar to that of the Hawaiian Islands. However, the number of species recovered was lower compared with other localities within the Indo-West Pacific, perhaps due to the geographical isolation of Palmyra Atoll.

  11. CRED Gridded Bathymetry near Midway Atoll (100-102), Northwestern Hawaiian Islands

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — File 100-102b is a 60-m ASCII grid of depth data collected near Midway Atoll in the Northwestern Hawaiian Islands as of May 2003. This grid has been produced as part...

  12. Formation of atoll garnets in the UHP eclogites of the Tso Morari ...

    Indian Academy of Sciences (India)

    Mallika K Jonnalagadda

    2017-11-22

    10.1007/s12040-017-0887-y. Formation of atoll garnets in the UHP eclogites of the Tso Morari Complex, ... ARC Centre of Excellence for Core to Crust Fluid Systems and GEMOC, Department of Earth and Planetary. Sciences ...

  13. Formation of atoll garnets in the UHP eclogites of the Tso Morari ...

    Indian Academy of Sciences (India)

    Formation of atoll garnets in the UHP eclogites of the Tso Morari Complex, Ladakh, Himalaya. Mallika K Jonnalagadda Nitin R ... Pune 411 007, India. ARC Centre of Excellence for Core to Crust Fluid Systems and GEMOC, Department of Earth and Planetary Sciences, Macquarie University, Sydney, NSW 2109, Australia.

  14. Transuranics in bone of deceased former residents of Rongelap Atoll, Marshall Islands

    International Nuclear Information System (INIS)

    Franke, B.; Schupfner, R.; Schuettelkopf, H.; Spennemann, D.H.R.

    1995-01-01

    Rongelap Atoll received intensive fallout from the 1 March 1954 Bravo thermonuclear test 105 miles upwind at Bikini. Fearful of their continued exposure to radiation, the residences of Rongelap Atoll went into voluntary exile in 1985. Transuranic soil concentrations on Rongelap Island are about 2-3 orders of magnitude greater than the average for the Northern hemisphere; the three dominating transuranic are 239,240 Pu and 241 Am. Only conflicting information has been available about the extent of transuranic uptake by the Rongelap community. As part of the Rongelap Resettlement Project, the community endorsed the exhumation of bones of deceased former atoll residents to provide an independent estimate of plutonium intake. This approach has the advantage of reducing the uncertainties associated with pathway modeling and the interpretation of urine data. Six graves (4 adults, 2 children) were selected for exhumation. Femora and tibiae were selected as well as humeri from the children's graves. The rest of the remains were left undisturbed. The results of the analysis of 239,240 Pu and 241 Am are presented. Assuming that the data can be considered as representative for the Rongelap population as a whole, the contamination with transuranics on Rongelap Atoll appears to result in radiation exposures in the order of 1% of the compliance limit of 100 mrem (1 mSv) effective dose equivalent per year. (author)

  15. Relationships between benthic cover, current strength, herbivory, and a fisheries closure in Glovers Reef Atoll, Belize

    Science.gov (United States)

    McClanahan, T.; Karnauskas, M.

    2011-03-01

    Benthic cover, current strengths, and fish abundance and diversity were examined on 150 lagoonal patch reefs and mapped to determine their distribution, inter-relationships, and relationship to the fisheries closure in Glovers Reef Atoll. Current strength was highest at both the northern and southern ends of the atoll and largely controlled by local wind and weakly by tidal forcing. Benthic functional group distributions varied throughout the atoll and had distinct areas of dominance. In contrast, dominance of coral species was weaker, reflecting the lost cover and zonation of Acropora, Porites, and Montastraea that were reported in the 1970s. Hard and soft corals dominated the windward rim, while the central and leeward lagoon had lower current strengths and sea grass and fleshy green algae were relatively more abundant. Brown erect algae were relatively more common in the north and calcifying green and red algae the southern ends of the atoll. Only Montastraea- Agaricia agaricites distributions were similar to reports from the 1970s with high relative dominance in the southern and northeast atoll. The central-northern zone, which was described as an Acropora zone in the 1970s, was not recognizable, and Porites porites, P. astreoides, Millepora alcicornis, and Favia fragum were the most abundant species during this survey . Hard and soft coral cover abundance declined away from the reef rim and tidal channels and was associated with fast seawater turnover and high surgeonfish abundance. Consequently, the windward rim area has retained the most original and persistent hard-soft coral and surgeonfish community and is considered a priority for future management, if the goal is to protect coral from fishing impacts.

  16. Dongsha Atoll: A potential thermal refuge for reef-building corals in the South China Sea.

    Science.gov (United States)

    Tkachenko, Konstantin S; Soong, Keryea

    2017-06-01

    Dongsha Atoll (also known as the Pratas Islands), the northernmost atoll in the South China Sea, experiences two contrasting physical phenomena: repetitive anomalies of the sea surface temperature exceeding the coral bleaching threshold and regular effects of the world's strongest internal waves resulting in the rhythmic upwelling of cold deep waters at the outer reef slopes of the atoll. This unique combination may result in significant differences in coral species composition and structure between the lagoon and forereef. Surveys conducted in August-September 2016 at 12 study sites in the 2-15 m depth range at Dongsha Atoll revealed a clear spatial separation between 'thermally-susceptible' stony coral genera, including Acropora, Pocillopora and Montipora, which mainly inhabited the forereef, and 'thermally-resistant' genera, including massive Porites, foliaceous Echinopora, Pavona and Turbinaria, which mainly resided in the lagoon. The mean coral cover and species richness on the forereef were respectively 1.8 and 1.4 times higher than those in the lagoon (61.3% and 98 species on the forereef vs. 34.2% and 69 species in the lagoon). Coral mortality rates, expressed as the ratio of dead to live stony corals, showed the same pattern (0.4 in the lagoon vs. 0.009 on the forereef). Furthermore, in a laboratory experiment, 'thermally-susceptible' taxa from the lagoon, (e.g. Pocillopora verrucosa and P. damicornis), exhibited higher resistance to bleaching than did their counterparts from the forereef. The present findings indicate that Dongsha Atoll is a potential thermal refuge for reef-building corals in the northern South China Sea and reveal the development of resilience and resistance to bleaching in coral communities of the lagoon. Copyright © 2017 Elsevier Ltd. All rights reserved.

  17. Banking system trust, bank trust, and bank loyalty

    NARCIS (Netherlands)

    van Esterik-Plasmeijer, P.; van Raaij, W.F.

    2017-01-01

    Purpose The purpose of this paper is to test a model of banking system trust as an antecedent of bank trust and bank loyalty. Six determinants of trust and loyalty are included: competence, stability, integrity, customer orientation, transparency, and value congruence. The study provides insights

  18. Country report: The Netherlands

    NARCIS (Netherlands)

    Keune, M.; Tros, F.

    2014-01-01

    Young workers have a relatively weak labour market position in the Netherlands, both in terms of high youth unemployment and low quality of employment. For this reason, they could potentially benefit from union representation to improve their wages and working conditions. For the trade unions, young

  19. Country Report - The Netherlands

    NARCIS (Netherlands)

    Schermers, G.; Wegman, F.; Vliet, P. van; Horst, A.R.A. van der; Boender, J.

    2010-01-01

    This paper provides an overview of the most significant developments in the area of road (geometric) design practices and standards and related research in the Netherlands in recent years. The paper describes the importance of the Sustainable Road Safety policy in this context. Furthermore, it

  20. Sport in the Netherlands

    NARCIS (Netherlands)

    Annet Tiessen-Raaphorst; Koen Breedveld

    2007-01-01

    Sport is a popular pastime in the Netherlands; 10 million people take part in at least one sport. To do this, they can choose from more than 27,000 non-profit sports clubs, or more than 5,000 commercial providers such as fitness centres or riding stables. These clubs and commercial providers

  1. Deinstitutionalisation in the Netherlands

    NARCIS (Netherlands)

    Pijl, YJ; Kluiter, H; Wiersma, D

    In the Netherlands mental hospitals and psychiatric departments in general hospitals kept the initiative in implementing community-based replacements for inpatient care. The goal of this study is to determine to what extent day treatment, sheltered residences and assertive home treatment were

  2. Mousepox in The Netherlands.

    NARCIS (Netherlands)

    A.D.M.E. Osterhaus (Albert); J.S. Teppema; R.M.S. Wirahadiredja; G. van Steenis (Bert)

    1981-01-01

    textabstractTwo independent outbreaks of ectromelia in mice occurred in The Netherlands. In both cases, the causative virus was isolated and identified as ectromelia virus on the basis of serology, demonstration of antigen by indirect immunofluorescence, negative contrast electron microscopy,

  3. Palynology and The Netherlands

    NARCIS (Netherlands)

    Jonker, F.P.

    A description is given of the history of the development of palynology in The Netherlands. This development is traced from the appearance in 1977–1979 of the book Katechismus der Natuur by J. F. Martinet, through the increased interest, begun in the 1920's with the appearance of a thesis by Miss B.

  4. Mechatronics in the Netherlands

    NARCIS (Netherlands)

    van Amerongen, J.; Jongkind, Wim

    1996-01-01

    This article assesses the present situation of mechatronics in the Netherlands. After a short historical survey, it describes the postgraduate ¿mechatronic designer course¿, introduced in 1991. It deals with the principles of this course and how these principles have been implemented. Also, the

  5. Worker participation - the Netherlands

    NARCIS (Netherlands)

    Kwantes, J.H.

    2014-01-01

    Worker participation relates to the involvement of workers in the management decision-making processes. In this article attention is focused on worker participation related to occupational safety and health in the Netherlands. Worker participation can refer either to direct or indirect participation

  6. Psychotraumatology in the Netherlands

    NARCIS (Netherlands)

    Vermetten, Eric; Olff, Miranda

    2013-01-01

    The contribution to psychotrauma literature from Dutch authors has a long tradition. The relatively high lifetime prevalence of trauma and posttraumatic stress disorder (PTSD) is not unique for the Netherlands and does not fully explain the interest in trauma and its consequences. In this overview

  7. Morocco and the Netherlands

    NARCIS (Netherlands)

    Fritschy, W.; Bos, P. (eds.)

    2006-01-01

    This book on aspects of society, economy and culture in Morocco and the Netherlands contains contributions of 28 Moroccan and Dutch authors on religion, family and marriage law, local government and PJD, Abdelkrim, Morocco and the EU, drug trafficking, migration, youth, Dutch-Moroccan writers, and

  8. CRED 5 m Gridded bathymetry of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific (Arc ASCII Format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded (5 m cell size) bathymetry of the lagoon, shelf and slope environments of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific. Almost complete bottom...

  9. CRED 5 m Gridded bathymetry of Johnston Atoll, Pacific Remote Island Areas, Central Pacific (Arc ASCII Format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded bathymetry (5 m cell size) of the shelf and slope environments of Johnston Atoll, Pacific Remote Island Areas, Central Pacific. Almost complete bottom...

  10. CRED 5 m Gridded bathymetry of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific (NetCDF Format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded (5 m cell size) bathymetry of the lagoon, shelf and slope environments of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific. Almost complete bottom...

  11. CRED 20m Gridded bathymetry and IKONOS estimated depths of Pearl and Hermes Atoll, Hawaii, USA (Arc ASCII format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded bathymetry and IKONOS estimated depths of the shelf and slope environments of Pearl and Hermes Atoll, Hawaii, USA. Bottom coverage was achieved in depths...

  12. CRED 20m Gridded bathymetry and IKONOS estimated depths of Kure Atoll, Hawaii, USA (NetCDF Format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded bathymetry and IKONOS estimated depths of the shelf and slope environments of Kure Atoll, Hawaii, USA. Bottom coverage was achieved in depths between 0 and...

  13. CRED 20m Gridded bathymetry and IKONOS estimated depths of Kure Atoll, Hawaii, USA (Arc ASCII format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded bathymetry and IKONOS estimated depths of the shelf and slope environments of Kure Atoll, Hawaii, USA. Bottom coverage was achieved in depths between 0 and...

  14. CRED Gridded 20m bathymetry and IKONOS estimated depths of Midway Atoll, Hawaii, USA (NetCDF Format)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Gridded bathymetry and IKONOS estimated depths of the shelf and slope environments of Midway Atoll, Hawaii, USA. Bottom coverage was achieved in depths between 0 and...

  15. Palmyra Atoll, 2006 Sea Surface Temperature and Meteorological Enhanced Mooring - CRED CREWS Near Real Time and Historical Data

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Site Palmyra Atoll, (5.88467, -162.10281 ) ARGOS ID 307-001. Time series data from this mooring provide high resolution sea surface temperature and conductivity, and...

  16. Kure Atoll, NWHI, 2004 Sea Surface Temperature and Meterological Standard Mooring - CRED CREWS Near Real Time and Historical Data

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Site - Kure Atoll, NW Hawaiian Islands (28.41858, -178.34333 ) ARGOS ID 21392 Time series data from this mooring provide high resolution sea surface temperature,...

  17. Clipperton Atoll Core 3C Stable Isotope (delta 13C, delta 18O) Data for 1893 to 1994

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — 101 year stable isotope record from P. lobata, core 4B, Clipperton Atoll, eastern Pacific. Sampling at annual and 12/year resolution, files clipperton.4B.iso.txt and...

  18. Clipperton Atoll Core 2B Stable Isotope (delta 13C, delta 18O) Data for 1893 to 1994

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — 101 year stable isotope record from P. lobata, core 4B, Clipperton Atoll, eastern Pacific. Sampling at annual and 12/year resolution, files clipperton.4B.iso.txt and...

  19. Clipperton Atoll Core 4B Stable Isotope (delta 13C, delta 18O) Data for 1893 to 1994

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — 101 year stable isotope record from P. lobata, core 4B, Clipperton Atoll, eastern Pacific. Sampling at annual and 12/year resolution, files clipperton.4B.iso.txt and...

  20. Green banking

    Directory of Open Access Journals (Sweden)

    Maja Drobnjaković

    2013-06-01

    Full Text Available There is an urgent need to march towards “low - carbon economy”. Global challenges of diminishing fossil fuel reserves, climate change, environmental management and finite natural resources serving an expanding world population - these reasons mean that urgent action is required to transition to solutions which minimize environmental impact and are sustainable. We are at the start of the low - carbon revolution and those that have started on their low - carbon journey already are seeing benefits such as new markets and customers, improved economic, social and environmental performance, and reduced bills and risks. Green investment banks offer alternative financial services: green car loans, energy efficiency mortgages, alternative energy venture capital, eco - savings deposits and green credit cards. These items represent innovative financial products.

  1. Banking governance: New Approaches

    Directory of Open Access Journals (Sweden)

    Victor Mihăiţă Duţă

    2016-11-01

    Full Text Available Banks are companies like any other. However, banks are distinguished by certain intrinsic characteristics of companies that have a different impact on the motivation of stakeholders. Among these features, we mention:partnership and shareholders governance agreements; banks are heavily regulated companies; banking assets is the main source of haze banking and information asymmetry; between the bank and depositors there is a problem of moral hazard.

  2. ROMANIAN BANKS LIQUIDITY MANAGEMENT

    Directory of Open Access Journals (Sweden)

    BATRANCEA MARIA

    2013-07-01

    Full Text Available Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank concerned, but especially for NBR uses that bank risk management tool. That is why the authors took into consideration a sample of banks in Romania to show to what extent the banking crisis has influenced the development banks.

  3. Internet Banking integration within the banking system

    Directory of Open Access Journals (Sweden)

    Constantin Marian MATEI

    2008-01-01

    Full Text Available Internet Banking developed due to increasing demand of online banking transactions. The biggest advantages of Internet Banking consist of complex banking solutions, 24 hours availability, quick and secure access to the back-end application through Internet. These advantages are due to the use of SOA (service-oriented architecture. SOA appeared as a necessity of companies to integrate big and independent portions of applications, in order to obtain an homogeneous functionality of the system. For the Internet Banking applications, SOA proved to be the optimal architectural solution, for a smoth integration between banking services from the front-end to the back-end.This paper intend to offer an insite analyse of the Internet Banking applications architecture integrated with other banking systems. A SOA oriented analyse will establish the scope of the integration architecture.

  4. Tsunami hazard potential for the equatorial southwestern Pacific atolls of Tokelau from scenario-based simulations

    Science.gov (United States)

    Orpin, Alan R.; Rickard, Graham J.; Gerring, Peter K.; Lamarche, Geoffroy

    2016-05-01

    Devastating tsunami over the last decade have significantly heightened awareness of the potential consequences and vulnerability of low-lying Pacific islands and coastal regions. Our appraisal of the potential tsunami hazard for the atolls of the Tokelau Islands is based on a tsunami source-propagation-inundation model using Gerris Flow Solver, adapted from the companion study by Lamarche et al. (2015) for the islands of Wallis and Futuna. We assess whether there is potential for tsunami flooding on any of the village islets from a selection of 14 earthquake-source experiments. These earthquake sources are primarily based on the largest Pacific earthquakes of Mw ≥ 8.1 since 1950 and other large credible sources of tsunami that may impact Tokelau. Earthquake-source location and moment magnitude are related to tsunami-wave amplitudes and tsunami flood depths simulated for each of the three atolls of Tokelau. This approach yields instructive results for a community advisory but is not intended to be fully deterministic. Rather, the underlying aim is to identify credible sources that present the greatest potential to trigger an emergency response. Results from our modelling show that wave fields are channelled by the bathymetry of the Pacific basin in such a way that the swathes of the highest waves sweep immediately northeast of the Tokelau Islands. Our limited simulations suggest that trans-Pacific tsunami from distant earthquake sources to the north of Tokelau pose the most significant inundation threat. In particular, our assumed worst-case scenario for the Kuril Trench generated maximum modelled-wave amplitudes in excess of 1 m, which may last a few hours and include several wave trains. Other sources can impact specific sectors of the atolls, particularly distant earthquakes from Chile and Peru, and regional earthquake sources to the south. Flooding is dependent on the wave orientation and direct alignment to the incoming tsunami. Our "worst-case" tsunami

  5. Evaluating hydrologic response to land cover and climate change: An example from the Palmyra Atoll National Wildlife Refuge

    Science.gov (United States)

    Lane, J. W.; Briggs, M.; Kulongoski, J. T.; Pollock, A. L.

    2013-12-01

    The Palmyra Atoll National Wildlife Refuge is located in the central Pacific Ocean, about 1,000 miles south of the island of Oahu. Impacts on the atoll's hydrologic and ecologic systems are anticipated from two key anthropogenic drivers of change: (1) eradication of invasive coconut palms and replanting of native Pisonia grandis trees, and (2) global climate change. In the near-term, the palm eradication program is expected to modify the distribution and quality of groundwater proximal to the reforested areas. Longer term, sea level rise, changes in precipitation, and changes in storm frequency and intensity are expected to have a broader impact on the freshwater resources of the atoll. We have initiated a project to characterize current climatic and hydrologic conditions on Palmyra, and monitor changes in order to model baseline conditions and future changes in groundwater distribution. Because rain water harvest satisfies human need on Palmyra, the atoll enables study of groundwater resource change uncomplicated by groundwater pumping stress. Field trips conducted in 2008 and 2013 have included geophysical surveys, weather station upgrades, installation of monitoring wells, and geochemical sampling. Nine wells have been installed on Cooper Island (the largest island of the atoll), each instrumented with a combination of temperature, conductivity, and pressure sensors. Repeated frequency-domain electromagnetic conductivity surveys indicate a reduction in the thickness of the freshwater lens on the southern side of the Cooper Island since 2008, possibly linked to recent modification to the atoll's runway and drainage system. These results indicate that we can successfully capture future transformations induced by land cover and climate changes. The Palmyra Atoll project provides open-source information and insight about human-driven change to the vulnerable freshwater resources of low-lying islands; we hope others will take interest in, and make use of the

  6. Radiological survey of plants, animals, and soil at five atolls in the Marshall Islands; September--October 1976

    International Nuclear Information System (INIS)

    Nelson, V.A.

    1979-01-01

    The Division of Operational Safety's portion of the Pacific Radioecology Program began in 1974 and it is a continuing program to determine the kinds and amounts of radionuclides distributed in the foods, plants, animals, and soils of the Central Pacific, especially the Marshall Islands. As part of this program, Wotje, Ailuk, Utirik, Rongelap, and Bikini tolls were visited in 1976 and samples collected. Results of the radiometric analyses of the samples are presented. Results of these analyses indicate that 90 Sr and 137 Cs are predominant in the terrestrial environment and, in addition, 241 Am and 239 240 Pu are also important in the soil from Rongelap and Bikini Atols. Naturally occurring 40 K is the predominant radionuclide in marine organisms, while 60 Co is significant in the tridacnid clams. Amounts of radioactivity vary with distance from the Bikini test site and in relation to the fallout pattern from the March 1954 Bravo test. Thus, samples from Bikini Atol had the greatest amounts of radioactivity while the northern islands of Rongelap had slightly lower amounts. The southern islands of Rongelap Atoll and Utirik Atoll had intermediate amounts of radioactivity while Ailuk and Wotje atolls had the least radioactivity of the atolls visited

  7. E-BANKING- MODERN BANKING SERVICES

    Directory of Open Access Journals (Sweden)

    MIRANDA PETRONELLA VLAD

    2009-05-01

    Full Text Available E-banking is the first of those banking services that really economize time, because it allows to the user to accomplish from behind the computer many operations in the bank account, represents the computational solution that allows to the holder to have

  8. Electronic Banking And Bank Performance In Nigeria

    African Journals Online (AJOL)

    2013-03-01

    Mar 1, 2013 ... powerful vehicle for research. Banks can provide information and services online which customers can pay for and receive. Banking processes are made more efficient and cost effective by integrating other aspects of banking operations such as management and financial control. Ovia. [6] posits that on-line ...

  9. Mechatronics in the Netherlands

    OpenAIRE

    van Amerongen, J.; Jongkind, Wim

    1996-01-01

    This article assesses the present situation of mechatronics in the Netherlands. After a short historical survey, it describes the postgraduate ¿mechatronic designer course¿, introduced in 1991. It deals with the principles of this course and how these principles have been implemented. Also, the activities of the Dutch government in cooperation with the industrial mechatronics community to enhance the awareness of mechatronics, especially directed toward small and medium-sized enterprises (SME...

  10. The atolls of Mururoa and Fangataufa (French Polynesia). The nuclear testings. Radiological aspects; Les atolls de Mururoa et de Fangataufa (Polynesie Francaise). Les experimentations nucleaires. Aspects radiologiques

    Energy Technology Data Exchange (ETDEWEB)

    Martin, G

    2007-07-01

    This report provides a review of the radiological measures implemented during the thirty year period of French nuclear tests in Polynesian atolls of Mururoa and Fangataufa. It presents full details of the practices deployed throughout these tests, including, in particular, aspects concerning radiological protection for the population and the environment. It contains all the scientific results and measurements of radioactivity performed during this period, providing concrete facts that can be used to assess the consequences these tests have had on the personnel involved, the population and the environment. (author)

  11. BANKING BUSINESS MODELS IN UKRAINIAN BANKING SYSTEM

    Directory of Open Access Journals (Sweden)

    Yuliya Onyshchenko

    2015-11-01

    Full Text Available The purpose of the paper is to work out and characterize bank business models that are formed in Ukraine. Methodology. Our research we will spend among banks that are functioning on the Ukrainian financial market and are not on the stage of liquidation, so the sample under study in our work is comprised of 131 banks which are different in their ownership structure and size. The core of the methodology is a statistical clustering algorithm that allows identifying the groups of banks (clusters with similar business models as banks with similar business model strategies have made similar choices regarding the composition of their assets and liabilities. The cluster analyses were taken on the base of seven chosen indicators: bank loans, bank liabilities, enterprise loans, enterprise liabilities, household loans, household liabilities and trading assets. Results. The traditional business model of bank is worked out. The bank business models that are functioning in Ukraine are identified on the base of cluster analyses using balance sheet characteristics of 131 Ukrainian banks. We find that in Ukraine were formed three types of bank business models: “Focused retail”, “Diversified retail” and “Corporative retail”. The description of each model is given. Practical implications. More detailed research of distinguished models allows not only to find out the main advantages and disadvantages of each bank model, but also the main problems that follow the development of Ukrainian banking sector. Identifying of bank models and their studying simplifies searching and elaboration of regulatory instruments as there is a two-way causation between regulation and bank business models. This implies a symbiotic relationship between regulation and bank business models: business models respond to regulation which in turn responds to the evolution of new business models. Value/originality. Such survey is conducted at the first time among Ukrainian banks. The

  12. Biotic control of an abiotic resource: Palmyra Atoll, a case study

    Science.gov (United States)

    Engels, M.; Heinse, R.

    2013-12-01

    The availability of abiotic resources as a control on the spatial distribution of plants in an ecosystem is well studied. Less well known is the impact of plants on the availability of abiotic resources and how this biotic control of the environment influences vegetative distribution over time. In order to investigate this question, we examined the influence of vegetation on the water balance of a tropical atoll. Palmyra is a small (2.5 km2) wet atoll in the northern Line Islands that hosts five species of native and introduced trees/shrubs, Cocos nucifera, Pisonia grandis, Tournefortia argentia, Terminalia catappa, and Scaevola sericea, accounting for ~85% percent of the vegetative coverage on the island. Using historical aerial photographs, climate data, published estimates of vegetative cover, and published estimates of transpiration rates we present estimates of the range of vegetative water demand and the change in water demand as influenced by changes in vegetation distribution through time.

  13. Reassessment of the potential radiological doses for residents resettling Enewetak Atoll

    International Nuclear Information System (INIS)

    Robison, W.L.; Phillips, W.A.; Mount, M.E.; Clegg, B.R.; Conrado, C.L.

    1980-01-01

    The purpose of this report is to refine the dose predictions, subsequent to the cleanup effort, for alternate living patterns proposed for resettlement of Enewetak Atoll. The most recent data developed from projects at Enewetak and Bikini Atolls for concentration and uptake of Cs, Sr, Pu, and Am were used in conjunction with recent dietary information and current dose models to predict annual dose rates and 30- and 50-y integral doses (dose commitments). The terrestrial food chain in the most significant exposure pathway - it contributes more than 50% of the total dose - and external gamma exposure is the second most significant pathway. Other pathways evaluated are the marine food chain, drinking water, and inhalation

  14. Radiological-dose assessments of atolls in the northern Marshall Islands

    International Nuclear Information System (INIS)

    Robison, W.L.

    1983-04-01

    The Marshall Islands in the Equatorial Pacific, specifically Enewetak and Bikini Atolls, were the site of US nuclear testing from 1946 through 1958. In 1978, the Northern Marshall Islands Radiological Survey was conducted to evaluate the radiological conditions of two islands and ten atolls downwind of the proving grounds. The survey included aerial external gamma measurements and collection of soil, terrestrial, and marine samples for radionuclide analysis to determine the radiological dose from all exposure pathways. The methods and models used to estimate doses to a population in an environment where natural processes have acted on the source-term radionuclides for nearly 30 y, data bases developed for the models, and results of the radiological dose analyses are described

  15. Rickettsial pathogens and arthropod vectors of medical and veterinary significance on Kwajalein Atoll and Wake Island

    Directory of Open Access Journals (Sweden)

    Durden, L.

    2012-05-01

    Full Text Available Modern surveys of ectoparasites and potential vector-borne pathogens in the Republic of the Marshall Islands and Wake Island are poorly documented. We report on field surveys of ectoparasites from 2010 with collections from dogs, cats, and rats. Five ectoparasites were identified: the cat flea Ctenocephalides felis, a sucking louse Hoplopleura pacifica, the mites Laelaps nuttalli and Radfordia ensifera, and the brown dog tickRhipicephalus sanguineus. Ectoparasites were screened for rickettsial pathogens. DNA from Anaplasma platys, a Coxiella symbiont of Rhipicephalus sanguineus, anda Rickettsia sp. were identified by PCR and DNA sequencing from ticks and fleas on Kwajalein Atoll. An unidentified spotted fever group Rickettsia was detected in a pool of Laelaps nuttalli and Hoplopleura pacifica from Wake Island. The records of Hoplopleura pacifica, Laelaps nuttalli, and Radfordia ensifera and the pathogens are new for Kwajalein Atoll and Wake Island.

  16. Small finance banks: Challenges

    Directory of Open Access Journals (Sweden)

    Jayadev M

    2017-12-01

    Full Text Available A recent innovation in the Indian banking structure has been the formation of a new banking institution—small finance banks (SFBs. These banks are expected to penetrate into financial inclusion by providing basic banking and credit services with a differentiated banking model to the larger population. In this context the new SFBs have multiple challenges in coming out with a new, differentiated business model. The challenges include building low cost liability portfolio, technology management, and balancing the regulatory compliances. This paper also presents the top of mind views of three senior executives of new small finance banks.

  17. Origin and migration of trace elements in the surface sediments of Majuro Atoll, Marshall Islands.

    Science.gov (United States)

    Ito, Lisa; Omori, Takayuki; Yoneda, Minoru; Yamaguchi, Toru; Kobayashi, Ryuta; Takahashi, Yoshio

    2018-03-13

    The sediments of Majuro Atoll, Marshall Islands, consist of bioclastic materials, including foraminifera and coral debris. The sedimentary depth profiles of elements showed that various elements including zinc (Zn) and copper (Cu) were enriched in the upper layers of the islands of Majuro Atoll. Carbon-14 dating revealed that the sedimentation of the upper layer was completed before 1670 and 542 cal BP in Laura and Calalen, respectively. The enriched elements could be categorized by their origins: (a) terrestrial elements transported as dust (aluminum (Al) and rare earth elements (REEs)); (b) anthropogenic elements (Zn and Cu); and (c) elements supplied by seabirds (phosphorus (P)). From the results of the total amount of Al supplied to sediments for ca. 2000 years, Al in Majuro Atoll was suggested to be airborne origin. The enrichment factors of the elements normalized to Al concentration of continental crust showed that REEs were also transported as dust, while Zn and Cu were mainly of anthropogenic origin. The speciation analysis by X-ray absorption near-edge structure (XANES) showed the presence of Zn-Cu alloys originated from industrial products. It was also revealed that Zn was enriched in the surface due to anthropogenic emission after urbanization on Majuro Atoll and fixed by carbonate and phosphate at the upper layer, which inhibits migration of Zn into the deeper layer and its release to the groundwater and costal water. Hence, the fixation of heavy metals at the surface prevents their exposure to aquatic organisms and residents via fresh groundwater in the island. Copyright © 2018 Elsevier Ltd. All rights reserved.

  18. Marshall Islands Fringing Reef and Atoll Lagoon Observations of the Tohoku Tsunami

    Science.gov (United States)

    Ford, Murray; Becker, Janet M.; Merrifield, Mark A.; Song, Y. Tony

    2014-12-01

    The magnitude 9.0 Tohoku earthquake on 11 March 2011 generated a tsunami which caused significant impacts throughout the Pacific Ocean. A description of the tsunami within the lagoons and on the surrounding fringing reefs of two mid-ocean atoll islands is presented using bottom pressure observations from the Majuro and Kwajalein atolls in the Marshall Islands, supplemented by tide gauge data in the lagoons and by numerical model simulations in the deep ocean. Although the initial wave arrival was not captured by the pressure sensors, subsequent oscillations on the reef face resemble the deep ocean tsunami signal simulated by two numerical models, suggesting that the tsunami amplitudes over the atoll outer reefs are similar to that in deep water. In contrast, tsunami oscillations in the lagoon are more energetic and long lasting than observed on the reefs or modelled in the deep ocean. The tsunami energy in the Majuro lagoon exhibits persistent peaks in the 30 and 60 min period bands that suggest the excitation of closed and open basin normal modes, while energy in the Kwajalein lagoon spans a broader range of frequencies with weaker, multiple peaks than observed at Majuro, which may be associated with the tsunami behavior within the more irregular geometry of the Kwajalein lagoon. The propagation of the tsunami across the reef flats is shown to be tidally dependent, with amplitudes increasing/decreasing shoreward at high/low tide. The impact of the tsunami on the Marshall Islands was reduced due to the coincidence of peak wave amplitudes with low tide; however, the observed wave amplitudes, particularly in the atoll lagoon, would have led to inundation at different tidal phases.

  19. Phytoplankton biomass dynamics and environmental variables around the Rocas Atoll Biological Reserve, South Atlantic

    Directory of Open Access Journals (Sweden)

    Marina Cavalcanti Jales

    2015-12-01

    Full Text Available Abstract The Rocas Atoll Biological Reserve is located in the Atlantic Ocean, at 3º 51' S and 33º 49' W. It lies 143 nautical miles from the City of Natal, Rio Grande do Norte (Brazil. The purpose of this study was to analyze the hydrology, water masses, currents and chlorophyll a content to determine the dynamics of phytoplankton biomass around the Rocas Atoll. Samples were collected in July 2010 in the area around the Atoll, using the Research Vessel Cruzeiro do Sul of the Brazilian Navy. Two transects were established according to the surface currents, one of which at the southeast of the Atoll (SE and the other at norwest (NW. Three collection points were determined on each of these transects. Samples were collected at different depths (surface and DCM - Deep Chlorophyll Maximum and different times (day and night. According to PCA (Principal Component Analysis, the nutrients analyzed, DIN (dissolved inorganic nitrogen, DIP (dissolved inorganic phosphorus and silicate, were inversely correlated with temperature and dissolved oxygen. Most environmental variables showed a significant increase due to the turbulence on the Northwest transect. There was an increase in the concentration of chlorophyll a and nutrients when the temperature and oxygen in the mixed layer was reduced due to the influence of the SACW (South Atlantic Central Water. Despite the increase observed in some variables such as nutrient salts and chlorophyll a, the temperature in the mixed layer attained a mean value of 23.23 ºC due to the predominance of Tropical Water. The increase of the phytoplankton biomass on the NW transect was, therefore, caused by the "island effect" and not by upwelling.

  20. Long-distance dispersal of the coconut palm by migration within the coral atoll ecosystem

    Science.gov (United States)

    Harries, Hugh C.; Clement, Charles R.

    2014-01-01

    Background The location of the original home of the coconut palm, Cocos nucifera, and the extent of its natural dispersal are not known. Proponents of a South American origin must explain why it is not indigenous there and why it shows greatest diversity in southern Asia. Conversely, proponents of an Asian origin must explain why there are no Asian Cocoseae and why the closest botanical relative to Cocos is in South America. Both hypotheses share the common problems of how, when, where and in what directions long-distance dispersal occurred. Hypothesis These difficulties are resolved by accepting that C. nucifera originated and dispersed by populating emerging islands of the coral atoll ecosystem, where establishment conditions impose high selection pressures for survival. When lifted by wave action onto virtually sterile, soilless coralline rocks just above sea level and exposed to the full impact of the sun, seednuts must germinate, root and establish vigorous populations. The cavity within the nut augments the buoyancy provided by the thick husk, which in turn protects the embryo and, by delaying germination, simultaneously extends viability while floating and provides a moisture-retentive rooting medium for the young seedling. These adaptations allow coconuts to disperse widely through the coral atoll ecosystem. Conclusions The monthly production of fruit and the long floating duration ensure that viable seednuts are always available in the lagoon to replace those destroyed by hurricanes and tsunamis, or to populate newly emerged coral atolls elsewhere. Long-distance dispersal is secondary, because it was the spontaneous, independent migration of coral polyps on a prolonged geological time scale that generated new coral atolls in new areas where the coconuts would be amongst the earliest inhabitants. The coconut palm became an intermittent, itinerant, pioneer endemic there, and also on suitable beaches on volcanic or large islands and continental coastlines

  1. Rickettsial Pathogens and Arthropod Vectors of Medical and Veterinary Significance on Kwajalein Atoll and Wake Island

    Science.gov (United States)

    2012-01-01

    ectoparasites. Both C. felis and R sanguineus are vectors of rickettsial and parasitic agents to humans and domestic animals . Ctenocephalides felis...M. Helmy, J. R. Moriarity, & G. A. Dasch. 2006a. Rickettsial agents in Egyptian ticks collected from domestic animals . Experimental and Applied...Rickettsial pathogens and arthropod vectors of medical and veterinary significance on Kwajalein Atoll and Wake Island Will K. Reeves USAF School of

  2. Long-distance dispersal of the coconut palm by migration within the coral atoll ecosystem.

    Science.gov (United States)

    Harries, Hugh C; Clement, Charles R

    2014-03-01

    The location of the original home of the coconut palm, Cocos nucifera, and the extent of its natural dispersal are not known. Proponents of a South American origin must explain why it is not indigenous there and why it shows greatest diversity in southern Asia. Conversely, proponents of an Asian origin must explain why there are no Asian Cocoseae and why the closest botanical relative to Cocos is in South America. Both hypotheses share the common problems of how, when, where and in what directions long-distance dispersal occurred. These difficulties are resolved by accepting that C. nucifera originated and dispersed by populating emerging islands of the coral atoll ecosystem, where establishment conditions impose high selection pressures for survival. When lifted by wave action onto virtually sterile, soilless coralline rocks just above sea level and exposed to the full impact of the sun, seednuts must germinate, root and establish vigorous populations. The cavity within the nut augments the buoyancy provided by the thick husk, which in turn protects the embryo and, by delaying germination, simultaneously extends viability while floating and provides a moisture-retentive rooting medium for the young seedling. These adaptations allow coconuts to disperse widely through the coral atoll ecosystem. The monthly production of fruit and the long floating duration ensure that viable seednuts are always available in the lagoon to replace those destroyed by hurricanes and tsunamis, or to populate newly emerged coral atolls elsewhere. Long-distance dispersal is secondary, because it was the spontaneous, independent migration of coral polyps on a prolonged geological time scale that generated new coral atolls in new areas where the coconuts would be amongst the earliest inhabitants. The coconut palm became an intermittent, itinerant, pioneer endemic there, and also on suitable beaches on volcanic or large islands and continental coastlines.

  3. Balancing work and family obligations in Pakistan and the Netherlands : A comparative study

    NARCIS (Netherlands)

    Syed, S.; Arain, G.A.; Schalk, Rene; Freese, C.

    2015-01-01

    A study of 486 banking employees in Pakistan and the Netherlands investigated the effect of work-family conflict on psychological contract breach of work-family balance obligations. The results showed that 127 Dutch respondents were more likely to experience work interference with family than

  4. Reef fishes have higher parasite richness at unfished Palmyra Atoll compared to fished Kiritimati Island

    Science.gov (United States)

    Lafferty, Kevin D.; Shaw, Jenny C.; Kuris, Armand M.

    2008-01-01

    We compared parasite communities at two coral atolls in the Line Islands chain of the central Pacific (Kiritimati Island and Palmyra Atoll). Palmyra Atoll is relatively pristine while Kiritimati Island is heavily fished. At each island, we sampled five fish species for helminth and arthropod endoparasites: Chromis margaritifer, Plectroglyphidodon dickii,Paracirrhites arcatus, Acanthurus nigricans, and Lutjanus bohar. The surveys found monogeneans, digeneans, cestodes, nematodes, acanthocephalans, and copepods. Parasite richness was higher at Palmyra compared to Kiritimati for all five fish species. Fishes from Palmyra also tended to have more parasites species per host, higher parasite prevalence, and higher parasite abundance than did fishes from Kiritimati. The lower parasitism at Kiritimati may result from a simplified food web due to over fishing. Low biodiversity could impair parasite transmission by reducing the availability of hosts required by parasites with complex life cycles. Most notably, the lower abundances of larval shark tapeworms at Kiritimati presumably reflect the fact that fishing has greatly depleted sharks there in comparison to Palmyra.

  5. Managing an invasive corallimorph at Palmyra Atoll National Wildlife Refuge, Line Islands, Central Pacific

    Science.gov (United States)

    Work, Thierry M.; Aeby, Greta S.; Neal, Benjamin P.; Price, Nichole N.; Conklin, Eric; Pollock, Amanda

    2018-01-01

    In 2007, a phase shift from corals to corallimorpharians (CM) centered around a shipwreck was documented at Palmyra Atoll, Line Islands. Subsequent surveys revealed CM to be overgrowing the reef benthos, including corals and coralline algae, potentially placing coral ecosystems in the atoll at risk. This prompted the U.S. Fish and Wildlife Service, the lead management agency of the atoll, to remove the shipwreck. Subsequent surveys showed reductions in CM around the ship impact site. We explain patterns of spread of the CM in terms of both life history and local currents and show with a pilot study that pulverized bleach may be an effective tool to eradicate CM on a local scale. If applied strategically, particularly in heavily infested (> 66% cover) areas, active intervention such as this could be an effective management tool to reduce CM impact on localized areas and decrease colonization rate of remaining reefs. This is the first documentation of the response of an invasive cnidarian to shipwreck removal. While this was a singular event in Palmyra, the spatial and temporal patterns of this invasion and the eradications lessons described herein, are useful for anticipating and controlling similar situations elsewhere.

  6. Coral reef fish assemblages at Clipperton Atoll (Eastern Tropical Pacific and their relationship with coral cover

    Directory of Open Access Journals (Sweden)

    Aurora M. Ricart

    2016-11-01

    Full Text Available Clipperton Atoll, one of the most isolated coral reefs worldwide, is of great scientific interest due to its geomorphology and high levels of endemism. This study explored the reef fish assemblage structure of Clipperton Atoll and its relationship with live coral cover. Nine stations were sampled at three sites and three depths (6, 12 and 20 m around the reef, measuring fish species richness and biomass and hermatypic coral cover (at genus level. We evaluated variation in species richness, biomass and diversity of fish assemblages among sites and depths, as well as the relationship between the entire fish assemblage composition and live coral cover. The results showed that species richness and biomass were similar among sites, but differed across depths, increasing with depth. In contrast, diversity differed among sites but not among depths. Multivariate analyses indicated that fish assemblage composition differed among sites and depths in relation to changes in cover of coral of the genera Pocillopora, Porites, Pavona and Leptoseris, which dominate at different depths. The results showed that fish species richness and diversity were low at Clipperton Atoll and that, in isolated coral reefs with a low habitat heterogeneity and low human disturbance, live coral cover has a significant influence on the spatial variation of the reef fish assemblages. This study highlights the importance of coral habitat structure in shaping coral reef fish assemblages.

  7. The radiological situation at the atolls of Mururoa and Fangataufa. Proceedings of a conference

    International Nuclear Information System (INIS)

    1998-08-01

    In January 1996, France's programme of experiences nucleaires (nuclear experiments) at the atolls of Mururoa and Fangataufa ceased, and soon after that the French Government requested the International Atomic Energy Agency (IAEA) to carry out a study of the radiological situation at the two atolls. The study of the Radiological Situation at the Atolls of Mururoa and Fangataufa lasted almost two years, giving rise to a number of reports which are being issued by the IAEA. From 30 June to 3 July 1998, the IAEA hosted, in Vienna, an International Conference on the Study, the main purpose being to facilitate discussion of the results of the study by the scientific community and other interested parties. The Conference was presided over by Eduardo Bobadilla Lopez of Chile. These proceedings contain the opening addresses of the Conference, a presentation made by a senior representative of France's Commissariat a l'energie atomique and closing remarks by the President of the Conference, by E. Gail de Planque, Chairman of the International Advisory Committee and by Mohamed ElBaradei, Director General of the IAEA. the also contain edited texts reflecting the discussions which took place during the Conference, mainly after the technical presentations covering the various aspects of the Study. These presentations generally paralleled the Main Report on the Study, to which reference is made in the edited texts

  8. GenBank

    OpenAIRE

    Benson, Dennis A.; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Rapp, Barbara A.; Wheeler, David L.

    2002-01-01

    The GenBank sequence database incorporates publicly available DNA sequences of more than 105 000 different organisms, primarily through direct submission of sequence data from individual laboratories and large-scale sequencing projects. Most submissions are made using the BankIt (web) or Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Data exchange with the EMBL Data Library and the DNA Data Bank of Japan helps ensure comprehensive worldwide coverage. GenBank...

  9. 12 CFR 583.3 - Bank.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Bank. 583.3 Section 583.3 Banks and Banking... AND LOAN HOLDING COMPANIES § 583.3 Bank. The term bank means any national bank, state bank, state-chartered savings bank, cooperative bank, or industrial bank, the deposits of which are insured by the...

  10. The radiological situation at the atolls of Mururoa and Fangataufa. Technical report. V. 6. Doses due to radioactive materials present in the environment or released from the atolls

    International Nuclear Information System (INIS)

    1998-08-01

    In the previous volumes of this Report the concentrations of residual radioactivity in the environment of Mururoa and Fangataufa atolls have been described, and assessment made of the releases to the environment in the future. The further step in radiological assessment is the derivation of radiation doses that arise to actually or potentially exposed populations, from these concentrations and releases. These doses are estimated in this report. The existence of a hypothetical population resident on Mururoa is postulated as the group which would be most exposed. Doses to this group are estimated together with doses to maximally exposed residents on nearby South Pacific islands, and further afield. An assessment of the potential environmental impact of the residual contaminant radionuclides from the nuclear weapons testing at Mururoa and Fangataufa requires estimates of the incremental dose rates to a variety of marine organisms inhabiting a number of different ecological niches. These estimated dose rates provide the only secure basis for an assessment of the potential radiation effects in the organisms. The approach adopted for this assessment is that employed in a number of recent studies and adapts the dosimetry models for the particular organisms of interest in the atoll environment

  11. HABOG, ATC Netherlands

    International Nuclear Information System (INIS)

    Vico, E.

    2010-01-01

    The Netherlands has opted for a centralized temporary storage strategy (ATC) for managing all radioactive waste produced in the country, prior to final disposal in deep geological formations. the agency. COVRA national agency with functions similar to those of ENRESA, operates a complex in the industrial area of Vlissingen-Oost, southwest of the country, near the Borssele nuclear power, within which is the centralized temporary storage facility HABOG , Acronym for building for the processing and storage of high level waste in operation since 2003. (Author)

  12. Netherlands Interuniversity Reactor Institut

    International Nuclear Information System (INIS)

    1978-01-01

    This is the annual report of the Interuniversity Reactor Institute in the Netherlands for the Academic Year 1977-78. Activities of the general committee, the daily committee and the scientific advice board are presented. Detailed reports of the scientific studies performed are given under five subjects - radiation physics, reactor physics, radiation chemistry, radiochemistry and radiation hygiene and dosimetry. Summarised reports of the various industrial groups are also presented. Training and education, publications and reports, courses, visits and cooperation with other institutes in the area of scientific research are mentioned. (C.F.)

  13. Perceived discrimination in the Netherlands

    NARCIS (Netherlands)

    Iris Andriessen; Henk Fernee; Karin Wittebrood

    2014-01-01

    Only available in electronic version There is no systematic structure in the Netherlands for mapping out the discrimination experiences of different groups in different areas of society. As in many other countries, discrimination studies in the Netherlands mostly focus on the experiences

  14. QANU - Quality Assurance Netherlands Universities

    DEFF Research Database (Denmark)

    Jensen, Henrik Toft; Maria E., Weber; Vyt, André

    The Quality Assurance Netherlands Universities (QANU) underwent an ENQA-coordinated external review in 2016. The review was chaired by Henrik Toft Jensen, Research fellow at Roskilde University (RUC), Denmark.......The Quality Assurance Netherlands Universities (QANU) underwent an ENQA-coordinated external review in 2016. The review was chaired by Henrik Toft Jensen, Research fellow at Roskilde University (RUC), Denmark....

  15. Muslims in the Netherlands 2012

    NARCIS (Netherlands)

    Mieke Maliepaard; Merove Gijsberts

    2012-01-01

    Original title: Moslim in Nederland 2012. This report looks at the way in which Muslim groups in the Netherlands experience and practise their religion. An important characteristic of Muslims in the Netherlands is that, almost without exception, they have a migration ground. What does becoming

  16. Biomass gasification in the Netherlands

    Energy Technology Data Exchange (ETDEWEB)

    Van der Drift, A. [ECN Biomass and Energy Efficiency, Petten (Netherlands)

    2013-07-15

    This reports summarizes the activities, industries, and plants on biomass gasification in the Netherlands. Most of the initiatives somehow relate to waste streams, rather than clean biomass, which may seem logic for a densely populated country as the Netherlands. Furthermore, there is an increasing interest for the production of SNG (Substitute Natural Gas) from biomass, both from governments and industry.

  17. Marriage migration in the Netherlands

    NARCIS (Netherlands)

    Leen Sterckx; Jaco Dagevos; Willem Huijnk; Jantine van Lisdonk

    2014-01-01

    Original title: Huwelijksmigratie in Nederland When a man or woman living in the Netherlands embarks on a relationship with a partner from another country and the couple decide to build a married life together in the Netherlands, we call this marriage migration. The foreign partner who moves to

  18. Bank, Banking System, Macroprudential Supervision, Stability of Banking System

    Directory of Open Access Journals (Sweden)

    Tetiana Vasilyeva

    2016-10-01

    Full Text Available Intensification of financial development during last decade causes transformation of banking sector functioning. In particular, among the most significant changes over this period should be noted the next ones: convergence of financial market segments and appearance of cross-sector financial products, an increase of prevailing of financial sector in comparison with real economy and level of their interdependent, an intensification of crisis processes in financial and especially banking sector and a significant increase of the scale of the crisis consequences etc. thus, in such vulnerable conditions it is become very urgent to identify the relevant factors that can influence on the stability of banking sector, because its maintenance seems to be one of the most important preconditions of the stability of the national economy as a whole. Purpose of the article is to analyze key performance indicators of the Ukrainian banking system, clarify its main problems, identify relevant factors of the stability of the Ukrainian banking system and the character of their influence on the dependent variable. Realization of the mentioned above tasks was ensured by regression analysis (OLS regression. Analysis of key indicators that characterize current situation in the Ukrainian banking system found out the existence of numerous endogenous and exogenous problems, which, in turn, cause worsening most of analyzed indicators during 2013-2015. Unfavorable situation in Ukrainian banking system determined the necessity of identification of relevant factors of banking system stability to avoid transmission of financial shocks. According to the results of regression analysis on the stability of banking sector positively influence such factors as increase of interest margin to gross income ratio, reserves to assets ratio, number of branches, ratio of non-performing loans to total loans. Meanwhile, negative impact on stability of banking system has an increase of liquid

  19. Bank Syariah Sebagai Alternatif

    Directory of Open Access Journals (Sweden)

    Adang Sudjana

    2003-03-01

    Full Text Available The principle of not allowing interest practices (riba has saved the Syariah Bank and their customers from the effects of monetary crisis. In view of Islamic Principles, interest is forbidden. Therefore, all transactions of syariah banking are based on sale-purchase pattern. Besides, all good banking aspects as applied in conventional banking such as, 5 Cs (capital, collateral, capacity, character, and condition are also applied properly in the line of ukhrawi aspects in managing fund of syariah banking.  The practice of “mark-up” in project funded by syariah bank seems to be very difficult.

  20. The radiological situation at the atolls of Mururoa and Fangataufa. Technical report. V. 4. Releases to the biosphere of radionuclides from underground nuclear weapon tests at the atolls

    International Nuclear Information System (INIS)

    1998-08-01

    This report is Volume 4 in the series of 6 volumes of the Technical Report on the radiological situation at the atolls of Mururoa and the Fangataufa. It is the second of the three volumes dealing with the evaluation of the long term radiological situation as a consequence of radionuclide migration from underground sources, which is the responsibility of Task Group B. This volume is based on the activities of Working Group 4 and uses, as its primary input on radionuclide inventories the report of Working Group 3, which is Vol. 3 in this series of Technical Report. Nuclear testing in the atmosphere, outer space and under open ocean was prohibited by the Limited Test Ban Treaty of 5 August 1963 and signed by UK, USA and USSR. France ceased atmospheric testing in September 1974. Isolation from the biosphere in geological formations, or containment in geological formations, became the preferred alternative. The explosion of 137 underground nuclear devices in Mururoa and Fangataufa over the testing period 1975-1996, together with 10 safety trials and the burial of radioactively contaminated material gathered from the atoll surfaces, has resulted in a substantial accumulation of radionuclides in the rock beneath the two atolls. Assessment of the rate at which these radionuclides move from the cavities to the environment accessible to humans, or biosphere and the total radionuclide release to the biosphere over time is the central effort of this Study. The rock mass within which the radionuclides are initially deposited, and which serves to contain or delay release of the radionuclides, will be referred to as the geosphere to distinguish it from the biosphere, where the radionuclides would be accessible either directly or through the food chain to the living environment. This assessment of geosphere transport has been divided into the following four interrelated tasks: (a) Geological Pathways; (b) Hydrological Modelling; (c) Solution Source Term; and (d) Geosphere

  1. Regional Banks in the Russian Banking System

    Directory of Open Access Journals (Sweden)

    Mikhail Vitalyevich Leonov

    2015-06-01

    Full Text Available Despite the lack of a uniform definition of «a regional bank», problems of their activities are widely discussed in the context of increasing regulation of the banking sector and creation of conditions for accelerated development of certain regions. The author analyses the Russian-language scientific literature in order to define «a regional bank» and systematize its key differences from other commercial banks. The researcher shows that the allocation of regional banks in a separate group should be related to specific features of the environment and not by endogenous factors associated with the selection of activities and balance sheet structure. The low level of financial market development and concentration of specific undiversified risks are the principal qualifiers differentiating between regional banks and other credit institutions in Russia. As classification criteria the author uses following: spatial representation (the bank does not have structural subdivisions in Moscow and the ownership structure (among the bank’s owners there are no national and international financial groups that have a direct impact on the operations of the bank

  2. netherland hydrological modeling instrument

    Science.gov (United States)

    Hoogewoud, J. C.; de Lange, W. J.; Veldhuizen, A.; Prinsen, G.

    2012-04-01

    Netherlands Hydrological Modeling Instrument A decision support system for water basin management. J.C. Hoogewoud , W.J. de Lange ,A. Veldhuizen , G. Prinsen , The Netherlands Hydrological modeling Instrument (NHI) is the center point of a framework of models, to coherently model the hydrological system and the multitude of functions it supports. Dutch hydrological institutes Deltares, Alterra, Netherlands Environmental Assessment Agency, RWS Waterdienst, STOWA and Vewin are cooperating in enhancing the NHI for adequate decision support. The instrument is used by three different ministries involved in national water policy matters, for instance the WFD, drought management, manure policy and climate change issues. The basis of the modeling instrument is a state-of-the-art on-line coupling of the groundwater system (MODFLOW), the unsaturated zone (metaSWAP) and the surface water system (MOZART-DM). It brings together hydro(geo)logical processes from the column to the basin scale, ranging from 250x250m plots to the river Rhine and includes salt water flow. The NHI is validated with an eight year run (1998-2006) with dry and wet periods. For this run different parts of the hydrology have been compared with measurements. For instance, water demands in dry periods (e.g. for irrigation), discharges at outlets, groundwater levels and evaporation. A validation alone is not enough to get support from stakeholders. Involvement from stakeholders in the modeling process is needed. There fore to gain sufficient support and trust in the instrument on different (policy) levels a couple of actions have been taken: 1. a transparent evaluation of modeling-results has been set up 2. an extensive program is running to cooperate with regional waterboards and suppliers of drinking water in improving the NHI 3. sharing (hydrological) data via newly setup Modeling Database for local and national models 4. Enhancing the NHI with "local" information. The NHI is and has been used for many

  3. GenBank

    Data.gov (United States)

    U.S. Department of Health & Human Services — GenBank is the NIH genetic sequence database, an annotated collection of all publicly available DNA sequences. GenBank is designed to provide and encourage access...

  4. Green Bank Observatory (GBO)

    Data.gov (United States)

    Federal Laboratory Consortium — The largest fully steerable telescope in the world - the Robert C. Byrd Green Bank Telescope (GBT), began observations in Green Bank, West Virginia in 2000and is a...

  5. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... nationalism does not trump economic rationality. An orthodox CB renders the central banking function redundant in terms of interest rate and exchange rate determination. FDI in banking could perform the same role for the supervisory function of central banks. We use the case of Estonia to illustrate...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  6. Halogenated organic pollutants in marine biota from the Xuande Atoll, South China Sea: Levels, biomagnification and dietary exposure.

    Science.gov (United States)

    Sun, Yu-Xin; Hu, Yong-Xia; Zhang, Zai-Wang; Xu, Xiang-Rong; Li, Heng-Xiang; Zuo, Lin-Zi; Zhong, Yi; Sun, Hong; Mai, Bi-Xian

    2017-05-15

    Six marine biota species were collected from the Xuande Atoll, South China Sea to investigate the bioaccumulation of dichlorodiphenyltrichloroethane (DDT), polychlorinated biphenyls (PCBs), polybrominated diphenyl ethers (PBDEs), decabromodiphenyl ethane (DBDPE) and dechlorane plus (DP). Pike conger (Muraenesox talabonoides) had the highest concentrations of halogenated organic pollutants (HOPs) among the six marine biota species. DDTs were the predominant HOPs, followed by PCBs and PBDEs, with minor contributions of DBDPE and DP. Twenty-one percent of samples had ratios of (DDE+DDD)/ΣDDTs lower than 0.5, implying the presence of fresh DDT inputs in the environment of the Xuande Atoll. The biomagnification factor values for DDTs, PCBs, PBDEs and DP were higher than 1, suggesting biomagnification of these contaminants in the marine food chains. Consumption of seafood from the Xuande Atoll might not subject local residents in the coastal areas of South China to health risks as far as HOPs are concerned. Copyright © 2017 Elsevier Ltd. All rights reserved.

  7. International Islamic Banking

    OpenAIRE

    saleem, shahid

    2007-01-01

    The purpose of this exploratory and to some extent descriptive analysis is to highlight the Islamic banking & finance theory, and to explain the practical disparity all over the Muslim Umma along with commonalities of Islamic banking in them. Islamic banking has been now become a value proposition which transcends cultures and will do speedily in next decades despite of cutting throat competition expected in global banking scenario. The size of Islamic Financial Industry has now reached size ...

  8. GenBank

    OpenAIRE

    Benson, Dennis A.; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Wheeler, David L.

    2006-01-01

    GenBank (R) is a comprehensive database that contains publicly available nucleotide sequences for more than 240 000 named organisms, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the EMBL Data Library in Europe and the DNA Data Bank of Japan...

  9. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  10. Framing a Bank

    DEFF Research Database (Denmark)

    Holmgreen, Lise-Lotte

    2012-01-01

    Danish bank, Danske Bank, during the 2008 financial crisis and hence in shaping its image projected to the public. Through the study of a number of semantic frames adopted by the Danish print press and those adopted by the Bank, this article will argue for the constructions of the press putting...... considerable strain on the Bank and its image, leading it to reconsider its previous strategy of denial of responsibility...

  11. Modern bank's credit risk

    Directory of Open Access Journals (Sweden)

    Šabović Šerif

    2015-01-01

    Full Text Available Credit risk is the most important risk banks have to face with. It occurs due to an obligation created because of debtors' capital and interest rate nonpayment. Debtors obligations non-fulfilment may lead to great losses and insolvency in bank's business. Credit risk is the crucial reason of bank's insolvency. Over 80% of bank's balance sheet is exposed to credit risk.

  12. Atomic energy law Netherlands

    International Nuclear Information System (INIS)

    Bischof, W.

    1976-01-01

    The volume contains the valid national legal regulations of the Kingdom of the Netherlands in the field of the peaceful uses of nuclear energy as per October 1st, 1975. These regulations are arranged according to the following subjects: 1) general atomic energy law and organization; 2) liability; 3) nuclear facilities, reactor ships, fissionable material and ores; 4) radiation protection; 5) carriage; 6) import and export; 7) international agreements. Within these subject groups the regulations are presented chronologically. They have consecutive numbers, printed at the top of the margins for easier location. As a rule, the full text of the laws, royal ordonances and ministerial orders is given. However, in the case of regulations only containing in parts stipulations concerning nuclear law, only the pertinent texts have been considered. (orig./HP) [de

  13. Essays on banking

    NARCIS (Netherlands)

    Mosk, T.C.

    2014-01-01

    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations.

  14. Banking in Africa

    NARCIS (Netherlands)

    Beck, T.H.L.; Cull, R.; Berger, A.; Molyneux, P.; Wilson, J.

    2014-01-01

    This paper takes stock of the current state of banking systems across Sub-Saharan Africa and discusses recent developments including innovations that might help Africa leapfrog more traditional banking models. Using an array of different data, the paper documents that African banking systems are

  15. Bank profitability during recessions

    NARCIS (Netherlands)

    Bolt, Wilko; de Haan, Leo; Hoeberichts, Marco; van Oordt, Maarten R C; Swank, Job

    This paper contributes to the literature on the relation between bank profitability and economic activity. When allowing for stronger co-movement of bank profit with economic activity during deep recessions, we find a much larger impact of output growth on bank profitability than commonly found in

  16. Banking and Trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2016-01-01

    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  17. Radiological and chemical studies of the ground water at Enewetak Atoll. 1. Sampling, field measurements, and analytical methods

    International Nuclear Information System (INIS)

    Marsh, K.V.; Wong, K.M.; Holladay, G.; Noshkin, V.E.; Buddemeier, R.

    1975-01-01

    A research program to study the ground water on several of the islets in the Enewetak Atoll is being conducted jointly by Lawrence Livermore Laboratory and the University of Hawaii under the sponsorship of ERDA Division of Biology and Environmental Research. The purpose is to provide data characterizing the ground water for possible use by returning Marshallese and to investigate the hydrology and recycling of radionuclides in an atoll environment. This first of a series of reports describes the sampling locations, field operations, and methods of analysis

  18. Ground-water resources of the Laura area, Majuro Atoll, Marshall Islands

    Science.gov (United States)

    Hamlin, S.N.; Anthony, S.S.

    1987-01-01

    The water system that supplies the heavily populated Dalap-Uliga-Darrit (DUD) area of Majuro atoll, Marshall Island, relies almost entirely upon airstrip catchment of rain water. Droughts cause severe water supply problems and water rationing is required, even during periods of normal rainfall. The Laura area contains a substantial lens of fresh groundwater that could be developed for export to the DUD area 30 mi to the east. Study of the groundwater resource at Laura involved a survey of existing wells, installation of monitoring wells and test holes, compilation of continuous records of rainfall and water level fluctuations, and collection of water quality data. Test hole data permitted the definition of three geohydrologic units which correlate well with similar units in Bikini and Enewetak atolls. The units consist of two layers of unconsolidated reef and lagoon sediments resting on a dense, highly permeable limestone. The potable water zone, or freshwater nucleus, of the lens is contained mostly within the unconsolidated layers, which are much less permeable than the basal limestone. Recharge to the Laura freshwater lens is estimated to be 1.8 mil gal/day, based on an average annual rainfall of 140 in. Sustainable yield is estimated to be about 400,000 gal/day. Shallow skimming wells or infiltration galleries similar to those used on Kwajalein atoll would be appropriate to develop the freshwater lens. The impact of development on the lens can be determined by monitoring the salinity in developed water and in a network of monitor wells. (Author 's abstract)

  19. The Mururoa study. International study of the radiological situation at the Atolls of Mururoa and Fangataufa

    International Nuclear Information System (INIS)

    Gail de Planque, E.

    1998-01-01

    Results are in from one of the largest international environmental assessments ever done: the Study that the IAEA organized over the past three years to evaluate the radiological conditions at the Atolls of Mururoa and Fangataufa in the South Pacific. The Government of France had conducted nuclear experiments there from 1966-96. Basically the Study concluded the following: There will be no radiation health effects which could be either medically diagnosed in an individual or epidemiologically discerned in a group of people and which would be attributable to the estimated radiation doses which are being received or which would be received in the future by people as a result of the residual radioactive material at Mururoa and Fangataufa. Overall, the expected radiation dose rates and mode of exposure are such that no effects on biota population groups could arise, although occasionally individual members of species might be harmed, but not to the extent of endangering the whole species or creating imbalances between species. Given the measured and predicted radionuclide activity levels, and the low dose levels estimated for the present and for the future, and with account taken of international guidance, no remedial action at Mururoa and Fangataufa Atolls is needed on radiological protection grounds, either now or in the future. Similarly, no further environmental monitoring at Mururoa and Fangataufa Atolls is needed for purposes of radiological protection. Although many assumptions were made in the modelling of systems, the findings are robust: i.e. the expected extent of changes in the conclusions due to uncertainties in the parameters used in the modelling is slight. Furthermore, the predicted doses are so low that large errors (even of an order of magnitude) would not affect the conclusions

  20. Drivers of shoreline change in atoll reef islands of the Tuamotu Archipelago, French Polynesia

    Science.gov (United States)

    Duvat, Virginie K. E.; Salvat, Bernard; Salmon, Camille

    2017-11-01

    This paper increases by around 30% the sample of atoll reef islands studied from a shoreline change perspective, and covers an under-studied geographical area, i.e. the French Tuamotu Archipelago. It brings new irrefutable evidences on the persistence of reef islands over the last decades, as 77% of the 111 study islands exhibited areal stability while 15% and 8% showed expansion and contraction, respectively. This paper also addresses a key research gap by interpreting the major local drivers controlling recent shoreline and island change, i.e. tropical cyclones and seasonal swells, sediment supply by coral reefs and human activities. The 1983 tropical cyclones had contrasting impacts, depending on the shoreline indicator considered. While they generally caused a marked retreat of the stability line, the base of the beach advanced at some locations, as a result of either sediment reworking or fresh sediment inputs. The post-cyclone fair weather period was characterised by reversed trends indicating island morphological readjustment. Cyclonic waves contributed to island upwards growth, which reached up to 1 m in places, through the transfer of sediments up onto the island surface. However, the steep outer slopes of atolls limited sediment transfers to the reef flat and island system. We found that 57% of the study islands are disturbed by human activities, including 'rural' and uninhabited islands. Twenty-six percent of these islands have lost the capacity to respond to ocean-climate related pressures, including the 'capital' islands concentrating atolls' population, infrastructures and economic activities, which is preoccupying under climate change.

  1. The radiological situation at the atolls of Mururoa and Fangataufa. Summary report

    International Nuclear Information System (INIS)

    1998-01-01

    Between 1966 and 1996, France conducted 193 'experiences nucleaires' (nuclear experiments - a term used by the French authorities to include the full testing of nuclear weapons and the conduct of certain safety trails) above and beneath the atolls of Mururoa and Fangataufa in the Tuamotu Archipelago of French Polynesia. All French testing ceased on 27 January 1996. Before the completion of the last series of tests the Government of France requested the International Atomic Energy Agency (IAEA) to conduct a study to assess the radiological impact of the tests. The IAEA agreed to carry out a study - the Study of the Radiological Situation at the Atolls of Mururoa and Fangataufa - for the purpose of ascertaining whether, as a consequence of the tests, radiological hazards exist now or will exist in the future, and making recommendations on the form, scale and duration of any monitoring, remedial action or follow-up action that might be required. An International Advisory Committee (IAC) was concerned by the Director General of the IAEA to provide scientific direction and guidance to the IAEA in the conduct of the Study and to prepare a report on the Study's findings, conclusions and recommendations. The IAC's first formal meeting took place in Vienna on 13-14 April 1996 and its final one, also in Vienna, on 3-5 February 1998. The Summary Report presents a comprehensive summary of the Main Report, including its findings, conclusions and recommendations. The purpose of this Summary Report on the Study of the Radiological Conditions at the Atolls of Mururoa and Fangataufa is to present a summary account of the Study together with its findings, conclusions and recommendation for the benefit of a wider audience. For a comprehensive scientific account, the reader is referred to the Main Report and the detailed Technical Report for the Study

  2. Relationship between elemental distribution in soil and human impact in Majuro Atoll

    Science.gov (United States)

    Ito, L.; Takahashi, Y.; Yoneda, M.; Omori, T.; Yamazaki, K.; Yoshida, H.; Tamenori, Y.; Suga, H.; Yamaguchi, T.

    2015-12-01

    Majuro Atoll is one of islands of the Marshall Islands, located in the central Pacific Ocean. Reef-building corals and biological remains such as foraminifera have formed the islands under the influence of sea-level changes in the Holocene. Since the altitude of the general coral reef island tends to be very low, it is believed that the islands are vulnerable to natural disasters and climate change. However, people have lived in the Majuro Atoll in Marshall Islands for more than 2000 years. Reef islands in the same atoll are often considered to have same tendencies in the developing process; however, (i) there are possibilities that each geography produces different condition in habitat and (ii) human activities have changed the original nature in the island. In this study, we focus on the changes of physico-chemical conditions of soil depending on the depth according to time series variation in three islands in Majuro Atoll. Dating of each depth was conducted by radiocarbon (14C) measurement for foraminifera using accelerator mass spectrometry (AMS) and Bayesian age-depth Models. X-ray fluorescence (XRF) and ICP-MS analyses were employed to measure major and trace elements at different depth, respectively. Among them, phosphorus (P) is considered to play an important role in soil development; therefore X-ray absorption fine structure (XAFS) analysis was also conducted to examine the chemical form of P. Scanning electron microscope (SEM) was used to examine the elemental distribution in the soil particles, while X-ray computed tomography (CT) was used to calculate the rate of porosity of foraminifera at each depth. Concentrations of Fe, Mn, and P decrease with depth and vice versa for Mg. As a result of the μ-XAFS analysis, P in the soil exists as organic phosphorus and apatite. Phosphorous detected from the upper layer was found to distribute heterogeneously in the particles, which was observed as punctate pattern by the SEM observation. The ICP-MS results showed

  3. Uncharted waters: Bivalves of midway atoll and integrating mathematics into biology education

    Science.gov (United States)

    McCully, Kristin M.

    To protect and conserve the Earth's biodiversity and ecosystem services, it is important not only to understand and conserve species and ecosystems, but also to instill an understanding and appreciation for biodiversity and ecosystem services in the next generations of both scientists and citizens. Thus, this dissertation combines research into the ecology and identity of large bivalves at Midway Atoll in the Northwestern Hawaiian Islands (NWHI) with research on pedagogical strategies for integrating mathematics into undergraduate biology education. The NWHI is one of the few remaining large, mainly intact, predator-dominated coral reef ecosystems and one of the world's largest marine protected areas. Previous bivalve studies focused on the black-lipped pearl oyster, Pinctada margaritifera, which was heavily harvested in the late 1920s, has not recovered, and is now a candidate species for restoration. First, I combined remote sensing, geographic information systems, SCUBA, and mathematical modeling to quantify the abundance, spatial distributions, and filtration capacity of large epifaunal bivalves at Midway Atoll. These bivalves are most abundant on the forereef outside the atoll, but densities are much lower than reported on other reefs, and Midway's bivalves are unlikely to affect plankton abundance and productivity inside the lagoon. Second, I used molecular techniques and phylogenetic reconstructions to identify pearl oysters (Pinctada) from Midway Atoll as P. maculata , a species not previously reported in Hawaii. As a small morphologically cryptic species, P. maculata may be a native species that has not been collected previously, a native species that has been identified incorrectly as the morphologically similar P. radiata, or it may be a recent introduction or natural range extension from the western Pacific. Finally, I review science education literature integrating mathematics into undergraduate biology curricula, and then present and evaluate a

  4. The atolls of Mururoa and Fangataufa (French Polynesia). The nuclear testings. Radiological aspects

    International Nuclear Information System (INIS)

    Martin, G.

    2007-01-01

    This report provides a review of the radiological measures implemented during the thirty year period of French nuclear tests in Polynesian atolls of Mururoa and Fangataufa. It presents full details of the practices deployed throughout these tests, including, in particular, aspects concerning radiological protection for the population and the environment. It contains all the scientific results and measurements of radioactivity performed during this period, providing concrete facts that can be used to assess the consequences these tests have had on the personnel involved, the population and the environment. (author)

  5. The radiological situation at the atolls of Mururoa and Fangataufa. Main report

    International Nuclear Information System (INIS)

    1998-01-01

    Between 1966 and 1996, France conducted 193 'experiences nucleaires' (nuclear experiments - a term used by the French authorities to include the full testing of nuclear weapons and the conduct of certain safety trails) above and beneath the atolls of Mururoa and Fangataufa in the Tuamotu Archipelago of French Polynesia. All French testing ceased on 27 January 1996. Before the completion of the last series of tests the Government of France requested the International Atomic Energy Agency (IAEA) to conduct a study to assess the radiological impact of the tests. The IAEA agreed to carry out a study - the Study of the Radiological Situation at the Atolls of Mururoa and Fangataufa - for the purpose of ascertaining whether, as a consequence of the tests, radiological hazards exist now or will exist in the future, and making recommendations on the form, scale and duration of any monitoring, remedial action or follow-up action that might be required. An International Advisory Committee (IAC) was convened by the Director General of the IAEA to provide scientific direction and guidance to the IAEA in the conduct of the Study and to prepare a report on the Study's findings, conclusions and recommendations. The IAC's first formal meeting took place in Vienna on 13-14 April 1996 and its final one, also in Vienna, on 3-5 February 1998. This publication constitutes one of several reports of the IAC to Director General describing the conduct of the Study and its findings, conclusions and recommendations. The French Government provided much of the information used in the Study. This information was independently evaluated by Study participants and, where practicable, validated. In addition to the information provided by the French Government, a small amount of information had been published in the open literature on measured levels of certain radionuclides ( 60 Co, 90 Sr, 137 Cs and 239+240 Pu) in the environment of the atolls, and reports of three scientific missions to the atolls

  6. Renewable energy in the Netherlands

    International Nuclear Information System (INIS)

    De Boer, A.; Van Gerven, B.

    2001-01-01

    In two articles an overview is given of the developments in the Netherlands with respect to renewable energy. The Dutch government aims at wind power and biomass at the expense of solar energy and heat pumps and hydroelectric power [nl

  7. The Netherlands Bid Bood (GBIF)

    NARCIS (Netherlands)

    Los, W.

    2001-01-01

    GBIF=Global Biodiversity Information Facility. The Bid Book was prepared for the Ministry of Education, Culture and Sciences, the Netherlands by a working group, co-ordinated by the University of Amsterdam.

  8. Organic agriculture in the Netherlands

    NARCIS (Netherlands)

    Sukkel, W.; Hommes, M.

    2009-01-01

    Dutch organic agriculture has unique characteristics and peculiarities. It is still a relatively small sector compared to conventional agriculture in the Netherlands. However, its market share is growing and organic agriculture leads the way in terms of sustainability and innovations

  9. The Response of Performance to Merger Strategy in Indonesian Banking Industry: Analyses on Bank Mandiri, Bank Danamon, and Bank Permata

    Directory of Open Access Journals (Sweden)

    Murti Lestari

    2010-05-01

    Full Text Available This study analyzes the responses of performances of BankMandiri, Bank Danamon, and Bank Permata to merger strategy.This paper harnesses the quantitative approach with structuralbreak analysis method and impulse response function. Theplausible findings indicate that the merger of Bank Permataproduces a better performance response in comparison to theconsolidation of Bank Mandiri and the merger of Bank Danamon.The merger of Bank Permata does not result in performanceshocks, and the structural break does not prevail either. On theother hand, the consolidation of Bank Mandiri and the mergerof Bank Danamon result in structural breaks, particularly in thespread performance. In order to return to the stable position, themergers of Bank Mandiri and Bank Danamon require a longertime than does the merger of Bank Permata. This researchindicates that for large banks, the mergers and acquisitions(retaining one existing bank will deliver a better performanceresponse than will the consolidations (no existing bank. Keywords: impulse response function; merger; structural break

  10. BANKING WITHOUT INTEREST

    Directory of Open Access Journals (Sweden)

    Jana Ilieva

    2017-06-01

    Full Text Available In recent years, there has been increased global awareness of Islamic finance. This topic is mainly opened with respect to the great financial crisis that mostly hit the banking system and the financial markets and caused many bank bankruptcies and state interventions. This paper analyzes the basic principles of Islamic banking. The absolute prohibition of receiving and giving interest (Riba and profit-and-loss sharing (PLS paradigms are elaborated in detail; they are primarily based on mudarabah (profit-sharing and musyarakah (joint venture concepts which nowadays are becoming an accepted way of doing business in several Western multinational banks. An overall comparison of the advantages of Islamic vs. conventional banking is also given. Islamic finance technology solutions have matured and they will face various challenges in the following decades, due to conventional banks offering, increasingly, Islamic products. The need for a more comprehensive environment and regulatory framework is emphasized, so that Islamic banking development can be ensured.

  11. BANKING UNION - ROMANIAN PERSPECTIVE

    Directory of Open Access Journals (Sweden)

    Coroiu Sorina Ioana

    2015-07-01

    Full Text Available The financial crisis showed that banks were not able to face the loss, because there is no framework for a resolution, so that it intervened with money from taxpayers. So, it has been highlighted the need to update the regulations applicable to the banking sector. Creating a single supervisory mechanism in the fall of 2014 was a time reference point to achieve a banking union in Europe. Banking Union is one of the four foundations for a genuine Economic and Monetary Union. The paper’s purpose is to analyze the Banking Union structure, based on three pillars: (i The Single Supervisory Mechanism - the transfer of the main responsibility regarding banking supervision from national to European level, (ii The Single Resolution Mechanism - introduction of common provisions to ensure legal support required to manage bank failures problem, (iii The Deposit Guarantee Schemes - harmonization of deposit guarantee rules. These measures were adopted at European Union level to ensure the stability of the European banking system and to prevent future crises. Because countries that are not part of the euro area are not required to join the Banking Union, the dilemma of these countries lies in the decision to join the Banking Union quickly or to wait. It is the case of Romania, also, so, this paper analyze the opportunity of Romania's accession to the Banking Union before adopting the euro. There are analyzed the advantages and disadvantages of Romania's participation in the Banking Union, showing that, in the context of single currency introduction, Romania's participation is required. So far, there are reduced debates regarding the need, advantages and disadvantages of Romania's participation in the European Banking Union, the top representatives of the National Bank of Romania being among the few who expressed their views in public and published papers on the subject.

  12. Radiation doses for Marshall Islands Atolls Affected by U.S. Nuclear Testing:All Exposure Pathways, Remedial Measures, and Environmental Loss of 137Cs

    Energy Technology Data Exchange (ETDEWEB)

    Robison, W L; Hamilton, T F

    2009-04-20

    The United States conducted 24 nuclear tests at Bikini Atoll with a total yield of 76.8 Megatons (MT). The Castle series produced about 60% of this total and included the Bravo test that was the primary source of contamination of Bikini Island and Rongelap and Utrok Atolls. One of three aerial drops missed the atoll and the second test of the Crossroads series, the Baker test, was an underwater detonation. Of the rest, 17 were on barges on water and 3 were on platforms on an island; they produced most of the contamination of islands at the atoll. There were 42 tests conducted at Enewetak Atoll with a total yield of 31.7 MT (Simon and Robison, 1997; UNSCEAR, 2000). Of these tests, 18 were on a barge over wateror reef, 7 were surface shots, 2 aerial drops, 2 under water detonations, and 13 tower shots on either land or reef. All produced some contamination of various atoll islands. Rongelap Atoll received radioactive fallout as a result of the Bravo test on March 1, 1954 that was part of the Castle series of tests. This deposition was the result of the Bravo test producing a yield of 15 MT, about a factor of three to four greater than the predicted yield that resulted in vaporization of more coral reef and island than expected and in the debris-cloud reaching a much higher altitude than anticipated. High-altitude winds were to the east at the time of detonation and carried the debris-cloud toward Rongelap Atoll. Utrok Atoll also received fallout from the Bravo test but at much lower air and ground-level concentrations than at Rongelap atoll. Other atolls received Bravo fallout at levels below that of Utrok [other common spellings of this island and atoll (Simon, et al., 2009)]. To avoid confusion in reading other literature, this atoll and island are spelled in a variety of ways (Utrik, Utirik, Uterik or Utrok). Dose assessments for Bikini Island at Bikini Atoll (Robison et al., 1997), Enjebi Island at Enewetak Atoll (Robison et al., 1987), Rongelap Island at

  13. Deinstitutionalisation in the Netherlands.

    Science.gov (United States)

    Pijl, Y J; Kluiter, H; Wiersma, D

    2001-06-01

    In the Netherlands mental hospitals and psychiatric departments in general hospitals kept the initiative in implementing community-based replacements for inpatient care. The goal of this study is to determine to what extent day treatment, sheltered residences and assertive home treatment were effective alternatives, rather than additions to inpatient care. All adult users and their use of intensive community- and hospital-based services between 1989 and 1997 were retrieved from the Groningen case register. Statistics about changes in the use of mental health care provisions were corrected for changes in the population as to size and age. The number of patients in day treatment, sheltered residences and in particular home treatment grew between 1989 and 1997 to a large degree, as did their average use of these services. In that same period inpatient care lost some, though not many patients, but the average length of their stay in the hospital was reduced by 33%. Analysis of treated incidence and prevalence showed that the implementation of alternatives to hospital-based care did not attract new patients but kept patients longer in mental health care.

  14. Avian botulism: a case study in translocated endangered Laysan ducks (Anas laysanensis) on Midway Atoll

    Science.gov (United States)

    Work, Thierry M.; Klavitter, John L.; Reynolds, Michelle H.; Blehert, David S.

    2010-01-01

    Laysan Ducks are endemic to the Hawaiian archipelago and are one of the world’s most endangered waterfowl. For 150 yr, Laysan Ducks were restricted to an estimated 4 km2 of land on Laysan Island in the northwestern Hawaiian Islands. In 2004 and 2005, 42 Laysan Ducks were translocated to Midway Atoll, and the population increased to approximately 200 by 2007. In August 2008, mortality due to botulism type C was identified, and 181 adult, fledgling, and duckling carcasses were collected from August to October. Diseased birds were found on two islands within Midway Atoll at multiple wetlands; however, one wetland contributed most carcasses. The epidemic was discovered approximately 14–21 days after the mortality started and lasted for 50 additional days. The details of this epidemic highlight the disease risk to birds restricted to small island populations and the challenges associated with managing newly translocated endangered species. Frequent population monitoring for early disease detection and comprehensive wetland monitoring and management will be needed to manage avian botulism in endangered Laysan Ducks. Vaccination may also be beneficial to reduce mortality in this small, geographically closed population.

  15. Environmental determinants of coral reef fish diversity across several French Polynesian atolls.

    Science.gov (United States)

    Planes, Serge; Lecchini, David; Mellin, Camille; Charton, José Garcia; Harmelin-Vivien, Mireille; Kulbicki, Michel; Mou-Tham, Gérard; Galzin, René

    2012-06-01

    The present study aimed at exploring the diversity of coral reef fishes in 10 French Polynesian atolls and sought to determine which environmental variables best explain diversity. A total of 136,614 fish belonging to 302 species were recorded in 1995 and 1996. The stepwise multiple regression analysis showed that the best model of variation in species richness (55% of total variation) incorporated three geomorphologic descriptors (atoll perimeter, submerged rim and abundance of pinnacles) and two habitat descriptors (percentage cover of dead coral and sand). The best model of variation in Shannon-Wiener's species diversity index (43% of total variation) included two geomorphologic descriptors (mean depth and level of water exchange) and three habitat descriptors (percentage cover of mud, dead coral and gravel). Overall, our survey recognises the importance of both geomorphologic and habitat descriptors as leading contenders in explaining biodiversity in relation to energy input and habitat area hypothesis. Copyright © 2012 Académie des sciences. Published by Elsevier SAS. All rights reserved.

  16. Persistent synthetic chlorinated hydrocarbons in albatross tissue samples from Midway Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Jones, P.D.; Hannah, D.J.; Buckland, S.J. [ESR:Environmental, Lower Hutt (New Zealand)] [and others

    1996-10-01

    Anthropogenic organic contaminants have been found in even the most remote locations. To assess the global distribution and possible effects of such contaminants, the authors examined the tissues of two species of albatross collected from Midway Atoll in the central North Pacific Ocean. These birds have an extensive feeding range covering much of the subtropical and northern Pacific Ocean. Anthropogenic contaminants were found at relatively great concentrations in these birds. The sum of 19 polychlorinated biphenyl (PCB) congeners ranged from 177 ng/g wet weight in eggs to 2,750 ng/g wet weight in adult fat. Total toxic equivalents (TEQs) derived from polychlorinated dibenzo-p-dioxins (PCDDs) and dibenzofurans (PCDFs) ranged from 17.2 to 297 pg/g wet weight in the same tissues, while the inclusion of TEQs from PCBs increased these values to 48.4 and 769 pg/g wet weight, respectively. While contaminant concentrations varied between species and tissues, the contaminant profile was relatively uniform. The profile of contaminants detected was unusual in that much of the TEQs was contributed by two pentachlorinated congeners (2,3,4,7,8-pentachlorinated dibenzo-p-dioxin), and the profiles of PCB congeners did not match known sources. When compared to other studies the concentrations detected in the Midway Atoll samples were near or above the thresholds known to cause adverse effects in other fish-eating bird species.

  17. Remediation of transuranic-contaminated coral soil at Johnston Atoll using the segmented gate system

    International Nuclear Information System (INIS)

    Bramlitt, E.; Johnson, N.

    1994-01-01

    Thermo Analytical, Inc. (TMA) has developed a system to remove clean soil from contaminated soil. The system consists of a soil conveyor, an array of radiation detectors toward the conveyor feed end, a gate assembly at the conveyor discharge end, and two additional conveyors which move discharged soil to one or another paths. The gate assembly is as wide as the ''sorter conveyor,'' and it has eight individual gates or segments. The segments automatically open or close depending on the amount of radioactivity present. In one position they pass soil to a clean soil conveyor, and in the other position they let soil fall to a hot soil conveyor. The soil sorting process recovers clean soil for beneficial use and it substantially reduces the quantity of soil which must be decontaminated or prepared for waste disposal. The Segmented Gate System (SGS) was developed for the cleanup of soil contaminated with some transuranium elements at Johnston Atoll. It has proven to be an effective means for recovering clean soil and verifying that soil is clean, minimizing the quantity of truly contaminated soil, and providing measures of contamination for waste transport and disposal. TMA is constructing a small, transportable soil cleanup as it is confident the SGS technology can be adapted to soils and contaminants other than those at Johnston Atoll. It will use this transportable plant to demonstrate the technology and to develop site specific parameters for use in designing plants to meet cleanup needs

  18. Adopting Internet Banking in Ghana

    OpenAIRE

    G.O. Ofori-Dwumfuo; Betty A. Dankwah

    2013-01-01

    This study looks at the benefits, challenges and barriers in adopting Internet banking at a major bank in Ghana. The development of the Internet is changing the way financial services are provided in Ghana. The Internet banking facility has resulted in new ways of delivering banking services. The research is a case study based on the staffs that has worked with the bank for more than three years. In evaluating benefits, challenges and barriers to the bank in adopting Internet banking, intervi...

  19. Hydrogeology and geochemistry of the freshwater lens on Roi Namur atoll, the Republic of the Marshall Islands

    Science.gov (United States)

    Swarzenski, P. W.

    2015-12-01

    More than 90% of the world's ~400 larger atoll islands are located in the Pacific and Indian Oceans and are inhabited by ~ 3/4 million people. As ground elevations of these atolls rarely exceed a few meters above mean sea level, atoll communities must rely precariously on finite resources, including fresh water and land. When demand for water exceeds precipitation rates, fresh groundwater may provide an additional, albeit also limited resource. The shape and size of this freshwater lens is controlled by precipitation, infiltration, discharge, and groundwater pumping, as well as hydrogeologic characteristics of the aquifer, and climate. Small atoll islands like Roi Namur on Kwajalein perhaps best illustrate the strong interdependence of the islet's depositional history and geochemical transformations that occur within the shallow aquifer and its host rock. This study utilized electrical resistivity tomography (ERT) to define the position of the freshwater lens above underlying seawater and to examine scales of freshwater /saltwater mixing. Time series Rn-222 measurements were used to evaluate groundwater discharge rates to the coastal waters, and a suite of groundwater geochemical tracers, including select nutrients, trace elements, and water isotopes, were used to develop a better understanding of how the fresh water lens will likely to respond to external perturbations, such as managed recharge, and the inevitability of future marine over wash events that will be become more frequent and severe under expected sea level rise.

  20. Certified reference materials for radionuclides in Bikini Atoll sediment (IAEA-410) and Pacific Ocean sediment (IAEA-412)

    DEFF Research Database (Denmark)

    Pham, M. K.; van Beek, P.; Carvalho, F. P.

    2016-01-01

    The preparation and characterization of certified reference materials (CRMs) for radionuclide content in sediments collected offshore of Bikini Atoll (IAEA-410) and in the open northwest Pacific Ocean (IAEA-412) are described and the results of the certification process are presented. The certifi...

  1. 3 CFR 8337 - Proclamation 8337 of January 6, 2009. Establishment of the Rose Atoll Marine National Monument

    Science.gov (United States)

    2010-01-01

    ... the seabird and turtle species of the Central Pacific. Threatened Pisonia atoll forest trees are also... the proper care and management of the objects to be protected; WHEREAS it is in the public interest to... for the care and management of the historic and scientific objects therein: NOW, THEREFORE, I, GEORGE...

  2. 76 FR 10621 - Palmyra Atoll National Wildlife Refuge, U.S. Pacific Island Territory; Nonnative Rat Eradication...

    Science.gov (United States)

    2011-02-25

    ... process, because eradicating the rats is feasible and relatively fast. Removing the rats will enhance the... benefits for seabirds, plants, terrestrial invertebrates, and other components of the Atoll's terrestrial... extirpated seabird species the opportunity to recover. The benefit of this conservation action is significant...

  3. Nuclear fuel banks

    International Nuclear Information System (INIS)

    Anon.

    2010-01-01

    In december 2010 IAEA gave its agreement for the creation of a nuclear fuel bank. This bank will allow IAEA to help member countries that renounce to their own uranium enrichment capacities. This bank located on one or several member countries will belong to IAEA and will be managed by IAEA and its reserve of low enriched uranium will be sufficient to fabricate the fuel for the first load of a 1000 MW PWR. Fund raising has been successful and the running of the bank will have no financial impact on the regular budget of the IAEA. Russia has announced the creation of the first nuclear fuel bank. This bank will be located on the Angarsk site (Siberia) and will be managed by IAEA and will own 120 tonnes of low-enriched uranium fuel (between 2 and 4.95%), this kind of fuel is used in most Russian nuclear power plants. (A.C.)

  4. Banks, regions and development

    Directory of Open Access Journals (Sweden)

    Pietro Alessandrini

    2003-03-01

    Full Text Available From the 1980s onwards the banking sectors in all the industrialised countries have been experiencing intense restructuring, aggregation and consolidation, radically changing their ownership structures and geography. Whatever the reasons behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the removal of barriers to the free location of banks and their penetration of peripheral markets pose two main questions. Will integration of the banking systems lead to a narrowing or a widening of the development gap between regions? What relations will there be between financial centres and the periphery, and how will financial labour be divided between national (international banks and local (regional banks? The aim of this paper is to address such questions in the light of recent developments in the theoretical and empirical literature on financial integration.

  5. One-meter topobathymetric digital elevation model for Majuro Atoll, Republic of the Marshall Islands, 1944 to 2016

    Science.gov (United States)

    Palaseanu-Lovejoy, Monica; Poppenga, Sandra K.; Danielson, Jeffrey J.; Tyler, Dean J.; Gesch, Dean B.; Kottermair, Maria; Jalandoni, Andrea; Carlson, Edward; Thatcher, Cindy A.; Barbee, Matthew M.

    2018-03-30

    Atoll and island coastal communities are highly exposed to sea-level rise, tsunamis, storm surges, rogue waves, king tides, and the occasional combination of multiple factors, such as high regional sea levels, extreme high local tides, and unusually strong wave set-up. The elevation of most of these atolls averages just under 3 meters (m), with many areas roughly at sea level. The lack of high-resolution topographic data has been identified as a critical data gap for hazard vulnerability and adaptation efforts and for high-resolution inundation modeling for atoll nations. Modern topographic survey equipment and airborne lidar surveys can be very difficult and costly to deploy. Therefore, unmanned aircraft systems (UAS) were investigated for collecting overlapping imagery to generate topographic digital elevation models (DEMs). Medium- and high-resolution satellite imagery (Landsat 8 and WorldView-3) was investigated to derive nearshore bathymetry.The Republic of the Marshall Islands is associated with the United States through a Compact of Free Association, and Majuro Atoll is home to the capital city of Majuro and the largest population of the Republic of the Marshall Islands. The only elevation datasets currently available for the entire Majuro Atoll are the Shuttle Radar Topography Mission and the Advanced Spaceborne Thermal Emission and Reflection Radiometer Global Digital Elevation Model Version 2 elevation data, which have a 30-m grid-cell spacing and a 8-m vertical root mean square error (RMSE). Both these datasets have inadequate spatial resolution and vertical accuracy for inundation modeling.The final topobathymetric DEM (TBDEM) developed for Majuro Atoll is derived from various data sources including charts, soundings, acoustic sonar, and UAS and satellite imagery spanning over 70 years of data collection (1944 to 2016) on different sections of the atoll. The RMSE of the TBDEM over the land area is 0.197 m using over 70,000 Global Navigation Satellite

  6. [Artificial insemination with donor sperm in the Netherlands: future-proof?].

    Science.gov (United States)

    Kop, P A L Femke; Janssens, Pim M W; Mochtar, Monique H

    2014-01-01

    In recent years much has changed in care for artificial insemination with donor sperm (AID). Since new laws and regulations were implemented, a large number of sperm banks have closed and the total number of sperm donors and their availability have decreased. Long waiting times and the use of sperm donors recruited by foreign commercial sperm banks can indicate a shortage of sperm donors. The fact that the internet offers women the possibility of ordering donor sperm and starting treatment without the intervention of a sperm bank means that future donor-conceived children may be prevented from obtaining the identity of their sperm donor as stipulated in the Dutch law on donor information in the context of artificial insemination. In order to comply with this law, an active recruitment policy is needed for Dutch sperm donors, to prevent waiting lists and treatments outside Dutch sperm banks. Only then can current AID care be guaranteed in the Netherlands in the future.

  7. Danske Bank - Imagekrise

    OpenAIRE

    Agerlin, Anne; Holmqvist, Maja

    2014-01-01

    This report examines and analyses the difference between Danske Bank's perception of themselves and the world's perception of the bank. The difference is illustrated, because tendency shows that boundaries have an effect on Danske Bank's image. We search through collected articles in a social constructivist perspective to handle both Danske Bank’s perception and the world’s perception. The empirical foundation has made it possible to process and interpret the stated problems. The adaptation i...

  8. GenBank

    OpenAIRE

    Benson, Dennis A.; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2008-01-01

    GenBank? is a comprehensive database that contains publicly available nucleotide sequences for more than 300 000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank? staff upon receipt. Daily data exchange with the European Molecular Biology Labo...

  9. GenBank

    OpenAIRE

    Benson, Dennis A.; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2012-01-01

    GenBank? (http://www.ncbi.nlm.nih.gov) is a comprehensive database that contains publicly available nucleotide sequences for almost 260 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assig...

  10. Banking: shop and compare.

    Science.gov (United States)

    O'Brien, Jennifer A; DeJarnette, Sherry

    2014-01-01

    There are many reasons to take a critical look at the practice's banking relationship(s)--technology advancements, security measures, improvements in available services, recent banking enhancements designed specifically for medical practices, the impact of the financial crisis on bank ratings and stability, changing practice needs, opportunities for operational automation at the practice--and it is just simply smart to periodically evaluate and compare the features, pricing, and potential savings offered by vendors.

  11. Shareholder activism in banking

    OpenAIRE

    Roman, Raluca

    2015-01-01

    This paper conducts the first assessment of shareholder activism in banking and its effects on risk and performance. The focus is on the conflicts among bank shareholders, managers, and creditors (e.g., regulators, deposit insurer, taxpayers, depositors). This paper finds activism may generally be a destabilizing force, increasing bank risk-taking, but creating market value for shareholders, and leaving operating returns unchanged, consistent with the empirical dominance of the Shareholder-Cr...

  12. No improvement of plant biodiversity in ditch banks after a decade of agri-environment schemes

    NARCIS (Netherlands)

    Blomqvist, M.M.; Tamis, W.L.M.; Snoo, de G.R.

    2009-01-01

    Restoring plant species richness in intensively farmed areas by means of agri-environment schemes (AES) seems particularly difficult. We studied the effectiveness of a decade of AES in enhancing biodiversity in ditch banks on six modern dairy farms in the Western Peat District in the Netherlands,

  13. It takes two to tango : An empirical tale of distressed firms and assisting banks

    NARCIS (Netherlands)

    Couwenberg, Oscar; de Jong, Abe

    2006-01-01

    We study the restructuring process of small and medium-sized firms in financial distress. We have a unique dataset with firms in the Netherlands that are assisted in their restructuring effort by banks. Part of our dataset consists of firms that successfully restructure their operations and

  14. It Takes Two To Tango: an empirical tale of distressed firms and assisting banks

    NARCIS (Netherlands)

    A. de Jong (Abe)

    2004-01-01

    textabstractWe study the restructuring process of small and medium-sized firms in financial distress. We have a unique dataset with firms in the Netherlands that are guided in their restructuring effort by banks. Part of our dataset consists of firms that successfully restructure their operations

  15. Between-Habitat Variation of Benthic Cover, Reef Fish Assemblage and Feeding Pressure on the Benthos at the Only Atoll in South Atlantic: Rocas Atoll, NE Brazil

    Science.gov (United States)

    Longo, G. O.; Morais, R. A.; Martins, C. D. L.; Mendes, T. C.; Aued, A. W.; Cândido, D. V.; de Oliveira, J. C.; Nunes, L. T.; Fontoura, L.; Sissini, M. N.; Teschima, M. M.; Silva, M. B.; Ramlov, F.; Gouvea, L. P.; Ferreira, C. E. L.; Segal, B.; Horta, P. A.; Floeter, S. R.

    2015-01-01

    The Southwestern Atlantic harbors unique and relatively understudied reef systems, including the only atoll in South Atlantic: Rocas atoll. Located 230 km off the NE Brazilian coast, Rocas is formed by coralline red algae and vermetid mollusks, and is potentially one of the most “pristine” areas in Southwestern Atlantic. We provide the first comprehensive and integrative description of the fish and benthic communities inhabiting different shallow reef habitats of Rocas. We studied two contrasting tide pool habitats: open pools, which communicate with the open ocean even during low tides, thus more exposed to wave action; and closed pools, which remain isolated during low tide and are comparatively less exposed. Reef fish assemblages, benthic cover, algal turfs and fish feeding pressure on the benthos remarkably varied between open and closed pools. The planktivore Thalassoma noronhanum was the most abundant fish species in both habitats. In terms of biomass, the lemon shark Negaprion brevirostris and the omnivore Melichtys niger were dominant in open pools, while herbivorous fishes (mainly Acanthurus spp.) prevailed in closed pools. Overall benthic cover was dominated by algal turfs, composed of articulated calcareous algae in open pools and non-calcified algae in closed pools. Feeding pressure was dominated by acanthurids and was 10-fold lower in open pools than in closed pools. Besides different wave exposure conditions, such pattern could also be related to the presence of sharks in open pools, prompting herbivorous fish to feed more in closed pools. This might indirectly affect the structure of reef fish assemblages and benthic communities. The macroalgae Digenea simplex, which is uncommon in closed pools and abundant in the reef flat, was highly preferred in herbivory assays, indicating that herbivory by fishes might be shaping this distribution pattern. The variations in benthic and reef fish communities, and feeding pressure on the benthos between open

  16. Projected atoll shoreline and run-up changes in response to sea-level rise and varying large wave conditions at Wake and Midway Atolls, Northwestern Hawaiian Islands

    Science.gov (United States)

    Shope, James B.; Storlazzi, Curt; Hoeke, Ron

    2017-01-01

    Atoll islands are dynamic features that respond to seasonal alterations in wave conditions and sea level. It is unclear how shoreline wave run-up and erosion patterns along these low elevation islands will respond to projected sea-level rise (SLR) and changes in wave climate over the next century, hindering communities' preparation for the future. To elucidate how these processes may respond to climate change, extreme boreal winter and summer wave conditions under future sea-level rise (SLR) and wave climate scenarios were simulated at two atolls, Wake and Midway, using a shallow-water hydrodynamic model. Nearshore wave conditions were used to compute the potential longshore sediment flux along island shorelines via the CERC empirical formula and wave-driven erosion was calculated as the divergence of the longshore drift; run-up and the locations where the run-up exceed the berm elevation were also determined. SLR is projected to predominantly drive future island morphological change and flooding. Seaward shorelines (i.e., ocean fronted shorelines directly facing incident wave energy) were projected to experience greater erosion and flooding with SLR and in hypothetical scenarios where changes to deep water wave directions were altered, as informed by previous climate change forced Pacific wave modeling efforts. These changes caused nearshore waves to become more shore-normal, increasing wave attack along previously protected shorelines. With SLR, leeward shorelines (i.e., an ocean facing shoreline but sheltered from incident wave energy) became more accretive on windward islands and marginally more erosive along leeward islands. These shorelines became more accretionary and subject to more flooding with nearshore waves becoming more shore-normal. Lagoon shorelines demonstrated the greatest SLR-driven increase in erosion and run-up. They exhibited the greatest relative change with increasing wave heights where both erosion and run-up magnitudes increased. Wider

  17. Between-Habitat Variation of Benthic Cover, Reef Fish Assemblage and Feeding Pressure on the Benthos at the Only Atoll in South Atlantic: Rocas Atoll, NE Brazil.

    Directory of Open Access Journals (Sweden)

    G O Longo

    Full Text Available The Southwestern Atlantic harbors unique and relatively understudied reef systems, including the only atoll in South Atlantic: Rocas atoll. Located 230 km off the NE Brazilian coast, Rocas is formed by coralline red algae and vermetid mollusks, and is potentially one of the most "pristine" areas in Southwestern Atlantic. We provide the first comprehensive and integrative description of the fish and benthic communities inhabiting different shallow reef habitats of Rocas. We studied two contrasting tide pool habitats: open pools, which communicate with the open ocean even during low tides, thus more exposed to wave action; and closed pools, which remain isolated during low tide and are comparatively less exposed. Reef fish assemblages, benthic cover, algal turfs and fish feeding pressure on the benthos remarkably varied between open and closed pools. The planktivore Thalassoma noronhanum was the most abundant fish species in both habitats. In terms of biomass, the lemon shark Negaprion brevirostris and the omnivore Melichtys niger were dominant in open pools, while herbivorous fishes (mainly Acanthurus spp. prevailed in closed pools. Overall benthic cover was dominated by algal turfs, composed of articulated calcareous algae in open pools and non-calcified algae in closed pools. Feeding pressure was dominated by acanthurids and was 10-fold lower in open pools than in closed pools. Besides different wave exposure conditions, such pattern could also be related to the presence of sharks in open pools, prompting herbivorous fish to feed more in closed pools. This might indirectly affect the structure of reef fish assemblages and benthic communities. The macroalgae Digenea simplex, which is uncommon in closed pools and abundant in the reef flat, was highly preferred in herbivory assays, indicating that herbivory by fishes might be shaping this distribution pattern. The variations in benthic and reef fish communities, and feeding pressure on the benthos

  18. Diabetes MILES--The Netherlands

    DEFF Research Database (Denmark)

    Nefs, Giesje; Bot, Mariska; Browne, Jessica L

    2012-01-01

    BACKGROUND: As the number of people with diabetes is increasing rapidly worldwide, a more thorough understanding of the psychosocial aspects of living with this condition has become an important health care priority. While our knowledge has grown substantially over the past two decades with respect...... to the physical, emotional and social difficulties that people with diabetes may encounter, many important issues remain to be elucidated. Under the umbrella of the Diabetes MILES (Management and Impact for Long-term Empowerment and Success) Study International Collaborative, Diabetes MILES--The Netherlands aims...... to examine how Dutch adults with diabetes manage their condition and how it affects their lives. Topics of special interest in Diabetes MILES--The Netherlands include subtypes of depression, Type D personality, mindfulness, sleep and sexual functioning. METHODS/DESIGN: Diabetes MILES--The Netherlands...

  19. Enchytraeidae of the Netherlands (Annelida; Oligochaeta)

    NARCIS (Netherlands)

    Gunst, de J.H.

    1965-01-01

    This paper presents a preliminary check list of 46 species of Enchytraeidae hitherto found in the Netherlands. With the exception of Enchytraeus albidus and Hemifridericia parva, these species are recorded from the Netherlands for the first time.

  20. The incidence of anorexia nervosa in Netherlands Antilles immigrants in the Netherlands

    NARCIS (Netherlands)

    van Hoeken, Daphne; Veling, Wim; Smink, Frederique R. E.; Hoek, Hans W.

    2010-01-01

    Objective: Previously we found that the incidence of anorexia nervosa (AN) in the general population was much lower in the Netherlands Antilles than in the Netherlands. As a follow-up we compared the incidence of AN in the Netherlands in persons from the Netherlands Antilles to native Dutch. Method:

  1. Report from the NEA Data Bank

    International Nuclear Information System (INIS)

    2005-01-01

    The NEA Data Bank services celebrate its 40 th anniversary in 2004. During all these years, the Data Bank's primary role has been to provide scientists in member countries with reliable nuclear data and computer programs for use in different nuclear applications. The services include also Thermochemical data for radioactive waste management applications. The Data Bank organises seminars and workshops to present information on computer programs or groups of programs that are considered to be of special interest to users. Training courses on widely used computer programs are organised a few times a year to ensure a correct and effective use of these programs. The Data Bank member countries are: Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Italy, Japan, Republic of Korea, Mexico, Netherlands, Norway, Portugal, Slovak Republic, Spain, Sweden, Switzerland, Turkey, and United Kingdom. Users of the Data Bank services include governmental research institutes, industry and universities. By arrangement with IAEA, the Data Bank computer program service covers both Data Bank countries and member states of IAEA, except USA and Canada where a separate agreement covers nuclear data and computer program exchanges. The NEA Data Bank also maintains a close cooperation with the NEA Nuclear Science Section, which provides useful feedback on the performance of computer programs and nuclear data through a number of benchmark studies, especially in the areas of reactor and fuel cycle physics, criticality safety, and radiation shielding. This report describes the Organisation, Nuclear Data Services (EXFOR and CINDA, JANIS-2 and the Joint Evaluated Fission and Fusion (JEFF) Project and JEFF-3.1). The computer program services have during its 40 years of existence distributed in total about 67 000 programs upon request. In 2003, the Data Bank acquired 70 new or revised versions of computer codes. During the same period, the NEA distributed more than

  2. Bank profitability: Insights from the rural banking industry in Ghana

    OpenAIRE

    Adusei, Michael

    2015-01-01

    This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana). The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk,...

  3. Methods of Payment to Banks: e-Banking. Comparative Study on Three Banks

    Directory of Open Access Journals (Sweden)

    Miranda Petronella VLAD

    2012-11-01

    Full Text Available E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accounts at any time; information about foreign exchange rates; view and print account statements; the definition of beneficiaries of direct payments by the client.

  4. 1996 Inventory of Endangered Species and Wildlife Resources on US Army Kwajalein Atoll, Republic of the Marshall Islands (NODC Accession 0000251)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — This report summarizes the results of the first United States Army Kwajalein Atoll (USAKA) Activities in the Republic of the Marshall Islands (UES) inventory of...

  5. Investigation of the marine communities of Midway Harbor and adjacent lagoon, Midway Atoll, Northwest Hawaiian Islands in 1998 (NODC Accession 0001098)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — A survey of the marine communities of Midway Atoll harbor and surrounding lagoon was conducted at 12 sites from September 5 to 9, 1998. The primary focus of these...

  6. Inventory of endangered species and wildlife resources at the US Army Kwajalein Atoll, Republic of the Marshall Islands, 1988 (NODC Accession 0000631)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — An inventory of endangered species and the wildlife resources at the US Army Kwajelein Atoll, Republic of the Marshall Island were conducted from 30 October 1998 to...

  7. CRED Simrad em300 multibeam backscatter data of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific with 5 meter resolution in netCDF format

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Multibeam backscatter imagery extracted from gridded bathymetry of the lagoon, shelf, and slope environments of Palmyra Atoll, Pacific Island Areas, Central Pacific....

  8. CRED Reson 8101 multibeam backscatter data of Palmyra Atoll, Pacific Remote Island Areas, Central Pacific with 1 meter resolution in netCDF format

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — Multibeam backscatter imagery extracted from gridded bathymetry of the lagoon, shelf, and slope environments of Palmyra Atoll, Pacific Island Areas, Central Pacific....

  9. Final Environmental Assessment for the Proposed Refuge Logistics and Operations Support and Public Use Program at Midway Atoll National Wildlife Refuge

    National Research Council Canada - National Science Library

    1996-01-01

    The U S. Fish and Wildlife Service has prepared an environmental assessment to evaluate a proposed logistics and operations support and public-use program at the Midway Atoll National Wildlife Refuge (Refuge...

  10. 1998 Inventory of Endangered Species and Wildlife Resources at the US Army Kwajalein Atoll, Republic of the Marshall Islands (NODC Accession 0000631)

    Data.gov (United States)

    National Oceanic and Atmospheric Administration, Department of Commerce — This report summarizes the results of the second United States Army Kwajalein Atoll (USAKA) Activities in the Republic of the Marshall Islands (UES) inventory of...

  11. Essays on historical banking

    NARCIS (Netherlands)

    Dwarkasing, N.R.D.

    2014-01-01

    This dissertation studies the British banking sector from the end of the 19th century until the beginning of the 20th century. The British banking sector at that time was one of the most developed ones and was characterized by the fact that very little regulation existed concerning, amongst others,

  12. nigeria's banking sector reforms

    African Journals Online (AJOL)

    NESG PUBLICATIONS

    institution in the financial market. This is due to the very nature of banks whose failure is viewed to have greater effect on the economy than the failure of other types of businesses (Ogunleye (2005: 3). Along with the traditional banks, Non-. Financial Institutions (NBFIs) also play intermediation role in the financial system by ...

  13. The macroeconomics of banking

    NARCIS (Netherlands)

    van der Kwaak, C.G.F.

    2017-01-01

    This thesis studies the macroeconomic effectiveness of monetary and fiscal policy in an environment where commercial banks are undercapitalized after a financial crisis and have large holdings of (risky) government bonds on their balance sheets. An undercapitalized banking system cannot perfectly

  14. iBank

    Science.gov (United States)

    Bermundo, Cesar B.; Bermundo, Alex B.; Ballester, Rex C.

    2012-01-01

    iBank is a project that utilizes a software to create an item Bank that store quality questions, generate test and print exam. The items are from analyze teacher-constructed test questions that provides the basis for discussing test results, by determining why a test item is or not discriminating between the better and poorer students, and by…

  15. Competition in EU banking

    NARCIS (Netherlands)

    De Jonghe, Olivier; Diepstraten, Maaike; Schepens, Glenn; Beck, Thorsten; Casu, Barbara

    2017-01-01

    This chapter discusses recent EU-wide movements in bank competition and concentration. We start with a concise overview of the most frequently used competition and concentration measures. Given that different measures may capture different aspects of bank competition, we focus on the differences and

  16. International fuel bank

    International Nuclear Information System (INIS)

    The working group discusses the establishment of an international bank for nuclear fuels. The statements by representatives of seven countries discuss the specific features of a bank of this kind which is set up to facilitate access to nuclear fuels but also to permit a more rigid control in the sense of the non-proliferation philosophy

  17. Destroy The Bank! (case)

    NARCIS (Netherlands)

    G.J. Van der Star; dr. A. Maas

    2016-01-01

    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the

  18. Three essays on banking

    NARCIS (Netherlands)

    Vlahu, R.E.

    2011-01-01

    This dissertation consists of three essays on banking and concentrates on two topics. The first two essays deal with strategic behavior of borrowers. The third essay explores the relation between bank capital and risk-taking. The first essay, Collective Strategic Defaults: Bailouts and Repayment

  19. Organization of eye bank

    International Nuclear Information System (INIS)

    Reddy, S.C.

    1999-01-01

    Comeal transplantation is the only method of combating the blindness due to corneal opacity caused by infections, malnutrition, trauma and hereditary diseases. Comeal blindness is more prevalent in the developing countries. The availability of the donor cornea, trained ophthalmic surgeons and microsurgery facilities are the key factors in restoring vision in-patients with comeal blindness. The eye bank organization is somewhat similar to that of blood bank. The eye bank should be located in a hospital or a medical centre in which a laboratory may be established for the evaluation and storage of donor tissue. The medical director (Ophthalmologist), technician, secretary and public relation officer are the persons who play an important role in the successful organization of eye bank. The function of the eye bank are procurement, assessment, processing, distribution of donor eyes/corneas, training of technicians/doctors, and conducting research related to storage of donor tissue and corneal transplantation. The necessary infrastructure required for the organization of an eye bank include separate accommodation area for the personnel and the laboratory, telephone, computer, refrigerator, laminar air flow hood. Slitlamp, specular microscope, storage media and equipment, instrument for enucleation of donor eyes, and a motor vehicle. The details of responsibilities of the staff of eye bank, source of donor eyes, suitability of donor material, procurement of the donor cornea, tissue assessment, storage and preservation, distribution of donor tissue, and limitation of eye bank will be discussed at the time of presentation

  20. Banking and trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2013-01-01

    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital

  1. Geographic diversification in banking

    NARCIS (Netherlands)

    Fang, Yiwei; van Lelyveld, Iman

    2014-01-01

    In the aftermath of the 2007-2009 crisis, banks claiming positive diversification benefits are being met with skepticism. Nevertheless, diversification might be important and sizable for some large internationally active banking groups. We use a universally applicable correlation matrix approach to

  2. THE BANKING SECTOR - INFLUENCE FACTORS OF BANKING PERFORMANCE

    Directory of Open Access Journals (Sweden)

    Mirela CIOCAN

    2014-06-01

    Full Text Available The paper examines how the banking system is organised in Romania. By comparing the organization of the banking system in Romania with banking systems of certain countries in the European Union, banks typology is highlighted at the international level. The aim of this paper is to highlight the factors influencing the Romanian banking system, the banking system role in the economy as well as the objectives of Romanian banking system. This paper examines indicators as: return on equity, return on assets, leverage effect, profit rate and the rate of assets utilization, in order to identify the methods of quantifying the performance of the Romanian banking system, by reference to two commercial banks, namely Transilvania Bank and Intesa Sanpaolo Bank. After the analysis and calculation of these indicators, we can notice a good situation of the banks concerned. In order to improve Romanian banking system are under consideration: reducing the costs of banking intermediation, raising the coverage levels at European level and reducing the compulsory reserves. After the analysis of organization the banking system in Romania and comparing banking systems at the level of some countries of the European Union we can conclude that national banking system has its own particularities, in terms of banks name, types of activities covered under this name as well as those at European Union level.

  3. Bank profitability: Insights from the rural banking industry in Ghana

    Directory of Open Access Journals (Sweden)

    Michael Adusei

    2015-12-01

    Full Text Available This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana. The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.

  4. GREEN BANKING IN ROMANIA

    Directory of Open Access Journals (Sweden)

    Dumitrascu Mihaela

    2014-07-01

    Full Text Available The paper investigates the green banking in Romania, a new approach of conducting the banking business through considering the corporate social responsibility and environmental aspects. Nowadays, it is difficult to face the globalization and competition in order to asssure the implementation of the green banking practices. The aim of the present study is to identify corporations that have sustainability concerns. To achieve this objective, we set some hypothesis and after this we showed that the corporations are more likely to be included in the list of top banks in the world. Our study is relevant for future research in this area, because of the importance of such aspects in corporations nowadays.The conclusions of our study is that green banking practices in Romania is in an incipient stage

  5. Competition in investment banking

    Directory of Open Access Journals (Sweden)

    Katrina Ellis

    2011-01-01

    Full Text Available We construct a comprehensive measure of overall investment banking competitiveness for follow-on offerings that aggregates the various dimensions of competition such as fees, pricing accuracy, analyst recommendations, distributional abilities, market making prowess, debt offering capabilities, and overall reputation. The measure allows us to incorporate trade-offs that investment banks may use in competing for new or established clients. We find that firms who switch to similar-quality underwriters enjoy more intense competition among investment banks which manifests in lower fees and more optimistic recommendations. Investment banks do compete vigorously for some clients, with the level of competition related to the likelihood of gaining or losing clients. Finally, investment banks not performing up to market norms are more likely to be dropped in the follow-on offering. In contrast, firms who seek a higher reputation underwriter face relatively non-competitive markets.

  6. BANKING SUPERVISION IN EUROPEAN UNION

    OpenAIRE

    Lavinia Mihaela GUȚU; Vasile ILIE

    2013-01-01

    The need for prudential supervision imposed to banks by law arises from the action that banking market’s basic factors have. Therefore, it is about banks’ role in economy. The normal functioning of banks in all their important duties maintains the stability of banking system. Further, the stability of the entire economy depends on the stability of the banking system. Under conditions of imbalance regarding treasury or liquidity, banks are faced with unmanageable crisis and the consequences ca...

  7. Bank and sovereign debt risk

    OpenAIRE

    Darracq Paries, Matthieu; Faia, Ester; Rodriguez-Palenzuela, Diego

    2013-01-01

    Euro area data show a positive connection between sovereign and bank risk, which increases with banks' and sovereign long run fragility. We build a macro model with banks subject to incentive problems and liquidity risk (in the form of liquidity based banks' runs) which provides a link between endogenous bank capital and macro and policy risk. Our banks also invest in risky government bonds used as capital buffer to self-insure against liquidity risk. The model can replicate the positive conn...

  8. Human impacts on large benthic foraminifers near a densely populated area of Majuro Atoll, Marshall Islands.

    Science.gov (United States)

    Osawa, Yoko; Fujita, Kazuhiko; Umezawa, Yu; Kayanne, Hajime; Ide, Yoichi; Nagaoka, Tatsutoshi; Miyajima, Toshihiro; Yamano, Hiroya

    2010-08-01

    Human impacts on sand-producing, large benthic foraminifers were investigated on ocean reef flats at the northeast Majuro Atoll, Marshall Islands, along a human population gradient. The densities of dominant foraminifers Calcarina and Amphistegina declined with distance from densely populated islands. Macrophyte composition on ocean reef flats differed between locations near sparsely or densely populated islands. Nutrient concentrations in reef-flat seawater and groundwater were high near or on densely populated islands. delta(15)N values in macroalgal tissues indicated that macroalgae in nearshore lagoons assimilate wastewater-derived nitrogen, whereas those on nearshore ocean reef flats assimilate nitrogen from other sources. These results suggest that increases in the human population result in high nutrient loading in groundwater and possibly into nearshore waters. High nutrient inputs into ambient seawater may have both direct and indirect negative effects on sand-producing foraminifers through habitat changes and/or the collapse of algal symbiosis. Copyright 2010 Elsevier Ltd. All rights reserved.

  9. In situ determination of 241Am on Enewetak Atoll. Date of survey: July 1977-December 1979

    International Nuclear Information System (INIS)

    Tipton, W.J.; Fritzsche, A.E.; Jaffe, R.J.; Villaire, A.E.

    1981-11-01

    An in situ gamma ray spectrometer system was operated at Enewetak Atoll from July 1977 to December 1979 in support of the Enewetak Cleanup Project. The system employed a high purity germanium planar detector suspended at a height of 7.4 m above ground. Conversion factors were established to relate measured photopeak count rate data to source concentration in the soil. Data obtained for 241 Am, together with plutonium-to-americium ratios obtained from soil sample analyses, were used to establish area-averaged surface (0 to 3 cm) transuranic concentration values. In areas which exceeded cleanup criteria, measurements were made in an iterative fashion to guide soil removal until levels were reduced below the cleanup criteria. Final measurements made after soil removal had been completed were used to document remaining surface transuranic concentration values and to establish external exposure rate levels due to 137 Cs and 60 Co

  10. Paint chip poisoning of Laysan albatross at Midway Atoll (Pacific Ocean)

    Science.gov (United States)

    Sileo, L.; Fefer, S.I.

    1987-01-01

    Epizootic mortality occurred in Laysan albatross (Diomedea immutabilis) fledgings at Midway Atoll in 1983. Heavy metal toxicity from ingestion of weathered paint chips was one of the causes. Sick albatrosses were unable to retract their wings, causing a 'droop-wing' appearance. Five normal and 12 droop-winged fledglings were captured, killed, and examined. Paint chips found in the proventriculus of the affected fledglings contained up to 144,000 ppm lead. Blood, liver, and kidney concentrations of lead in affected birds were higher than in normal fledglings, and acid-fast intranuclear inclusion bodies were present in the kidneys. Degenerative lesions were present in the myelin of some brachial nerves. Weathered paint samples collected from 12 buildings contained up to 247,250 ppm lead and 101 ppm mercury. Lead poisoning was diagnosed in 10 of the droop-winged albatrosses and was one of the causes of morbidity. Mercury toxicosis and plastic impaction were other possible causes.

  11. Physical and chemical characterization of actinides in soil from Johnston Atoll

    International Nuclear Information System (INIS)

    Wolf, S.F.; Bates, J.K.; Buck, E.C.; Dietz, N.L.; Fortner, J.A.; Brown, N.R.

    1997-01-01

    Characterization of the actinide content of a sample of contaminated coral soil from Johnston Atoll, the site of three non-nuclear destructs of nuclear warhead-carrying THOR missiles in 1962, revealed that >99% of the total actinide content is associated with discrete bomb fragments. After removal of these fragments, there was an inverse correlation between actinide content and soil particle size in particles from 43 to 0.4 μm diameter. Detailed analyses of this remaining soil revealed no discrete actinide phase in these soil particles, despite measurable actinide content. Observations indicate that exposure to the environment has caused the conversion of relatively insoluble actinide oxides to the more soluble actinyl oxides and actinyl carbonate coordinated complexes. This process has led to dissolution of actinides from discrete particles and migration to the surrounding soil surfaces, resulting in a dispersion greater than would be expected by physical transport of discrete particles alone. 26 refs., 4 figs., 1 tab

  12. Human impacts on large benthic foraminifers near a densely populated area of Majuro Atoll, Marshall Islands

    International Nuclear Information System (INIS)

    Osawa, Yoko; Fujita, Kazuhiko; Umezawa, Yu; Kayanne, Hajime; Ide, Yoichi; Nagaoka, Tatsutoshi; Miyajima, Toshihiro; Yamano, Hiroya

    2010-01-01

    Human impacts on sand-producing, large benthic foraminifers were investigated on ocean reef flats at the northeast Majuro Atoll, Marshall Islands, along a human population gradient. The densities of dominant foraminifers Calcarina and Amphistegina declined with distance from densely populated islands. Macrophyte composition on ocean reef flats differed between locations near sparsely or densely populated islands. Nutrient concentrations in reef-flat seawater and groundwater were high near or on densely populated islands. δ 15 N values in macroalgal tissues indicated that macroalgae in nearshore lagoons assimilate wastewater-derived nitrogen, whereas those on nearshore ocean reef flats assimilate nitrogen from other sources. These results suggest that increases in the human population result in high nutrient loading in groundwater and possibly into nearshore waters. High nutrient inputs into ambient seawater may have both direct and indirect negative effects on sand-producing foraminifers through habitat changes and/or the collapse of algal symbiosis.

  13. Dialyzability of minerals in corn masa gruel (atole) fortified with different iron compounds: effects of ascorbic acid, disodium EDTA, and phytic acid.

    Science.gov (United States)

    De-Regil, Luz Maria; Casanueva, Esther; Killilea, David W; Viteri, Fernando E

    2007-06-01

    Lime-treated corn gruel (atole) is a common weaning food in iron-deficient populations, especially in Mexico and Central America, and is a potential vehicle for fortification with iron. The objective of this study was to screen promising iron compounds for use in the fortification of atole, using in vitro enzymatic digestion-dialysis techniques, while also considering their response to known iron absorption enhancers and inhibitors. Atole, unaltered or preincubated with phytase, was fortified with iron (10 mg/L) from ferrous sulfate, ferrous bisglycinate, or ferrous fumarate, or with ferric chloride, ferric ammonium citrate, or ferric sodium ethylenediaminetetraacetic acid (NaFeEDTA), and submitted to in vitro digestion. Dialysis of calcium, copper, iron, phosphorus, and zinc (analyzed by inductively coupled plasma atomic emission spectrometry) was measured when atole was fortified with iron compounds alone or together with ascorbic acid or disodium ethylenediaminetetraacetic acid (Na2EDTA). Iron dialyzability was higher with NaFeEDTA (p iron compounds, which did not differ among themselves in iron dialyzability. Addition of ascorbic acid had no significant effect on iron dialysis, whereas Na2EDTA enhanced iron dialyzability by 7 to 10 times in unaltered atole and 15 to 20 times in phytase-preincubated atole (p iron compounds and enhance the dialyzability of intrinsic zinc without any negative effects on calcium, phosphorus, or copper dialysis.

  14. Increasing the competitiveness of banks

    OpenAIRE

    Badaeva V.; Makukhina Y.

    2017-01-01

    The article examines about the essence of competitiveness of banks, the ways of improving it, competitive advantages and factors which influence the effectiveness and competitiveness of banking institutions.

  15. Global Banking: Transformation, Innovation & Competition

    Directory of Open Access Journals (Sweden)

    Korobov Yury

    2017-01-01

    Full Text Available The article discusses the main transformation processes in banking sector: globalization, concentration of capital, formation of a new model of banking and new banking culture. It is shown that the driving forces of these processes are competition and innovation. The interpretation of the bank of the future as a sum of four concepts is offered: “Bank = technology”, “Bank = client”, “Bank = product”, “Bank = life”. It is hypothesized that a person in the digital economy can be described as Homo financial (a person with financial literacy and financial thinking.

  16. Quantifying movement patterns for shark conservation at remote coral atolls in the Indian Ocean

    Science.gov (United States)

    Field, I. C.; Meekan, M. G.; Speed, C. W.; White, W.; Bradshaw, C. J. A.

    2011-03-01

    Grey reef sharks ( Carcharhinus amblyrhynchos) are apex predators found on many Indo-Pacific coral reefs, but little is known about their movement patterns and habitat requirements. We used acoustic telemetry to determine movements and habitat use of these sharks at the isolated Rowley Shoals atolls, 250 km off the coast of north-western Australia. We equipped 12 male and 14 female sharks ranging from 0.79 to 1.69 m in total length with transmitters that were detected by an array of 11 strategically placed receivers on two atoll reefs. Over 26,000 detections were recorded over the 325 days of receiver deployment. No sharks were observed to move between reefs. Receivers on the outer slopes of reefs provided nearly all (99%) of the detections. We found no differences in general attendance parameters due to size, sex or reef, except for maximum period of detection where larger sharks were detected over a longer period than smaller sharks. Male and female sharks were often detected at separate receivers at the outer slope habitat of one reef, suggesting sexual segregation, but this pattern did not occur at the second reef where males and females were detected at similar frequencies. We identified two patterns of daily behaviour: (1) sharks were present at the reef both day and night or (2) sharks spent more time in attendance during day than at night. Fast Fourier transforms identified 24-h cycles of attendance at the reef and a secondary peak of attendance at 12 h for most sharks, although no individuals shared the same attendance patterns. Our study provides baseline data that can be used to optimise the minimum area and habitat requirements for conservation of these apex predators.

  17. An updated dose assessment for a U.S. Nuclear Test Site - Bikini Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Robison, W.L.; Bogen, K.T.; Conrado, C.L.

    1995-10-01

    On March 1, 1954, a nuclear weapon test, code-named BRAVO, conducted at Bikini Atoll in the northern Marshall Islands contaminated the major residence island. There has been a continuing effort since 1977 to refine dose assessments for resettlement options at Bikini Atoll. Here we provide a radiological dose assessment for the main residence island, Bikini, using extensive radionuclide concentration data derived from analysis of food crops, ground water, cistern water, fish and other marine species, animals, air, and soil collected at Bikini Island as part of our continuing research and monitoring program that began in 1975. The unique composition of coral soil greatly alters the relative contribution of cesium-137 ({sup 137}Cs) and strontium-90 ({sup 90}Sr) to the total estimated dose relative to expectations based on North American and European soils. Without counter measures, cesium-137 produces 96% of the estimated dose for returning residents, mostly through uptake from the soil to terrestrial food crops but also from external gamma exposure. The doses are calculated assuming a resettlement date of 1999. The estimated maximum annual effective dose for current island conditions is 4.0 mSv when imported foods, which are now an established part of the diet, are available. The corresponding 30-, 50-, and 70-y integral effective doses are 9.1 cSv, 13 cSv, and 15 cSv, respectively. A corresponding uncertainty analysis showed that after about 5 y of residence, the 95% confidence limits on population-average dose would be {plus_minus}35% of its expected value. We have evaluated various countermeasures to reduce {sup 137}Cs in food crops. Treatment with potassium reduces the uptake of {sup 137}Cs into food crops, and therefore the ingestion dose, to about 5% of pretreatment levels and has essentially no negative environmental consequences.

  18. Concentrations of radionuclides in fish collected from Bikini Atoll between 1977 and 1984

    Energy Technology Data Exchange (ETDEWEB)

    Noshkin, V.E.; Wong, K.M.; Eagle, R.J.; Jokela, T.A.; Brunk, J.A.

    1986-07-01

    This report summarizes all available data on the concentrations of radionuclides in fish from Bikini Atoll between 1977 and 1984. As found in other global studies, /sup 137/Cs is most highly accumulated in edible flesh of all species of fish, the lowest fractions are found in the bone or liver. The mean concentration of /sup 137/Cs in muscle of reef fish from the southern part of the atoll is comparable to the global fallout concentration measured in market samples of fish collected from Chicago, Illinois, in 1982. /sup 90/Sr is generally associated with non-edible parts of fish, such as bone or viscera. Twenty-five to fifty percent of the total body burden of /sup 60/Co is accumulated in the muscle tissue; the remainder is distributed among the liver, skin, and viscera. The mean concentration of /sup 60/Co in fish has been decreasing at a rate faster than radiological decay alone. Most striking is the range of /sup 207/Bi concentrations among different species of fish collected at the same time and place. Highest concentrations of /sup 207/Bi were consistently detected in the muscle (and other tissues) of goatfish and some of the pelagic lagoon fish. In other reef fish, such as mullet, surgeonfish, and parrotfish, /sup 207/Bi was usually below detection limits by gamma spectrometry. Over 70% of the whole-body activity of /sup 207/Bi in goatfish is associated with the muscle tissue, whereas less than 5% is found in the muscle of mullet and surgeonfish. Neither /sup 239 +240/Pu nor /sup 241/Am is significantly accumulated in the muscle tissue of any species of fish. Apparently, /sup 238/Pu is in a more readily available form for accumulation by fishes than /sup 239 +240/Pu. Based on a daily ingestion rate of 200 q of fish flesh, dose rates to individuals through the fish-food ingestion pathway are well below current Federal guidelines.

  19. Concentrations of radionuclides in fish collected from Bikini Atoll between 1977 and 1984

    International Nuclear Information System (INIS)

    Noshkin, V.E.; Wong, K.M.; Eagle, R.J.; Jokela, T.A.; Brunk, J.A.

    1986-07-01

    This report summarizes all available data on the concentrations of radionuclides in fish from Bikini Atoll between 1977 and 1984. As found in other global studies, 137 Cs is most highly accumulated in edible flesh of all species of fish, the lowest fractions are found in the bone or liver. The mean concentration of 137 Cs in muscle of reef fish from the southern part of the atoll is comparable to the global fallout concentration measured in market samples of fish collected from Chicago, Illinois, in 1982. 90 Sr is generally associated with non-edible parts of fish, such as bone or viscera. Twenty-five to fifty percent of the total body burden of 60 Co is accumulated in the muscle tissue; the remainder is distributed among the liver, skin, and viscera. The mean concentration of 60 Co in fish has been decreasing at a rate faster than radiological decay alone. Most striking is the range of 207 Bi concentrations among different species of fish collected at the same time and place. Highest concentrations of 207 Bi were consistently detected in the muscle (and other tissues) of goatfish and some of the pelagic lagoon fish. In other reef fish, such as mullet, surgeonfish, and parrotfish, 207 Bi was usually below detection limits by gamma spectrometry. Over 70% of the whole-body activity of 207 Bi in goatfish is associated with the muscle tissue, whereas less than 5% is found in the muscle of mullet and surgeonfish. Neither 239+240 Pu nor 241 Am is significantly accumulated in the muscle tissue of any species of fish. Apparently, 238 Pu is in a more readily available form for accumulation by fishes than 239+240 Pu. Based on a daily ingestion rate of 200 q of fish flesh, dose rates to individuals through the fish-food ingestion pathway are well below current Federal guidelines

  20. Limited trophic partitioning among sympatric delphinids off a tropical oceanic atoll.

    Directory of Open Access Journals (Sweden)

    Hillary Young

    Full Text Available Understanding trophic relationships among marine predators in remote environments is challenging, but it is critical to understand community structure and dynamics. In this study, we used stable isotope analysis of skin biopsies to compare the isotopic, and thus, trophic niches of three sympatric delphinids in the waters surrounding Palmyra Atoll, in the Central Tropical Pacific: the melon-headed whale (Peponocephala electra, Gray's spinner dolphin (Stenella longirostris longirostris, and the common bottlenose dolphin (Tursiops truncatus. δ15N values suggested that T. truncatus occupied a significantly higher trophic position than the other two species. δ13C values did not significantly differ between the three delphinds, potentially indicating no spatial partitioning in depth or distance from shore in foraging among species. The dietary niche area-determined by isotopic variance among individuals-of T. truncatus was also over 30% smaller than those of the other species taken at the same place, indicating higher population specialization or lower interindividual variation. For P. electra only, there was some support for intraspecific variation in foraging ecology across years, highlighting the need for temporal information in studying dietary niche. Cumulatively, isotopic evidence revealed surprisingly little evidence for trophic niche partitioning in the delphinid community of Palmyra Atoll compared to other studies. However, resource partitioning may happen via other behavioral mechanisms, or prey abundance or availability may be adequate to allow these three species to coexist without any such partitioning. It is also possible that isotopic signatures are inadequate to detect trophic partitioning in this environment, possibly because isotopes of prey are highly variable or insufficiently resolved to allow for differentiation.

  1. Seafloor geomorphology and geology of the Kingman Reef-Palmyra Atoll region, Central Pacific Ocean

    Science.gov (United States)

    Eakins, Barry; Barth, Ginger; Scheirer, Dan; Mosher, Dave; Armstrong, Andy

    2017-04-01

    Kingman Reef and Palmyra Atoll are the exposed summits of two seamounts within the Line Islands Volcanic Chain in the Central Pacific Ocean. Both are U.S. Territories, and the Exclusive Economic Zone around the islands was partially surveyed in 1991 with GLORIA sidescan sonar and seismic reflection profiling. New multibeam swath sonar surveys were conducted in 2010, 2015, and 2016 around the islands, in support of U.S. Extended Continental Shelf investigations. Numerous transits through the region by research vessels have collected additional multibeam swath sonar data. We present new, detailed maps of bathymetry, sidescan sonar imagery, geology, and sediment isopachs of the seafloor surrounding the islands, and how these have informed our understanding of the islands' margins. The islands are the last subaerial remnants of a complex, horse-shoe-shaped volcanic platform spanning roughly 200 km in diameter. The elevated platform from which the seamounts arise comprises at least 10 individual volcanic centers that have heights exceeding 3000m above the nearby abyssal plains. Gravity modeling suggests that the elevated platform is compensated by thickened crust. Strong carbonate caps and voluminous sediment accumulations flanking the platform indicate that the volcanoes were once shallow-water or emergent systems. These systems produced vast quantities of carbonate sediment that were shed to a deep interior basin to the east of Palmyra Atoll, and to nearby abyssal plains. The identification of mass failures, sediment reworking and bedforms, and channel networks provide evidence for extensive sedimentary processes around these volcanic centers. Analysis of the seamounts atop the elevated platform and in the seamount province to the northwest shows that flat-topped seamounts ("guyots") are principally found at depths shallower than 1300 meters, while peaked seamounts are almost exclusively found at greater depths. This constrains the amount of regional subsidence that

  2. Human impact on atolls leads to coral loss and community homogenisation: a modeling study.

    Directory of Open Access Journals (Sweden)

    Bernhard M Riegl

    Full Text Available We explore impacts on pristine atolls subjected to anthropogenic near-field (human habitation and far-field (climate and environmental change pressure. Using literature data of human impacts on reefs, we parameterize forecast models to evaluate trajectories in coral cover under impact scenarios that primarily act via recruitment and increased mortality of larger corals. From surveys across the Chagos, we investigate the regeneration dynamics of coral populations distant from human habitation after natural disturbances. Using a size-based mathematical model based on a time-series of coral community and population data from 1999-2006, we provide hind- and forecast data for coral population dynamics within lagoons and on ocean-facing reefs verified against monitoring from 1979-2009. Environmental data (currents, temperatures were used for calibration. The coral community was simplified into growth typologies: branching and encrusting, arboresent and massive corals. Community patterns observed in the field were influenced by bleaching-related mortality, most notably in 1998. Survival had been highest in deep lagoonal settings, which suggests a refuge. Recruitment levels were higher in lagoons than on ocean-facing reefs. When adding stress by direct human pressure, climate and environmental change as increased disturbance frequency and modified recruitment and mortality levels (due to eutrophication, overfishing, pollution, heat, acidification, etc, models suggest steep declines in coral populations and loss of community diversification among habitats. We found it likely that degradation of lagoonal coral populations would impact regeneration potential of all coral populations, also on ocean-facing reefs, thus decreasing reef resilience on the entire atoll.

  3. Human impact on atolls leads to coral loss and community homogenisation: a modeling study.

    Science.gov (United States)

    Riegl, Bernhard M; Sheppard, Charles R C; Purkis, Sam J

    2012-01-01

    We explore impacts on pristine atolls subjected to anthropogenic near-field (human habitation) and far-field (climate and environmental change) pressure. Using literature data of human impacts on reefs, we parameterize forecast models to evaluate trajectories in coral cover under impact scenarios that primarily act via recruitment and increased mortality of larger corals. From surveys across the Chagos, we investigate the regeneration dynamics of coral populations distant from human habitation after natural disturbances. Using a size-based mathematical model based on a time-series of coral community and population data from 1999-2006, we provide hind- and forecast data for coral population dynamics within lagoons and on ocean-facing reefs verified against monitoring from 1979-2009. Environmental data (currents, temperatures) were used for calibration. The coral community was simplified into growth typologies: branching and encrusting, arboresent and massive corals. Community patterns observed in the field were influenced by bleaching-related mortality, most notably in 1998. Survival had been highest in deep lagoonal settings, which suggests a refuge. Recruitment levels were higher in lagoons than on ocean-facing reefs. When adding stress by direct human pressure, climate and environmental change as increased disturbance frequency and modified recruitment and mortality levels (due to eutrophication, overfishing, pollution, heat, acidification, etc), models suggest steep declines in coral populations and loss of community diversification among habitats. We found it likely that degradation of lagoonal coral populations would impact regeneration potential of all coral populations, also on ocean-facing reefs, thus decreasing reef resilience on the entire atoll.

  4. Proximity to encroaching coconut palm limits native forest water use and persistence on a Pacific atoll

    Science.gov (United States)

    Krauss, Ken W.; Duberstein, Jamie A.; Cormier, Nicole; Young, Hillary S.; Hathaway, Stacie A.

    2015-01-01

    Competition for fresh water between native and introduced plants is one important challenge facing native forests as rainfall variability increases. Competition can be especially acute for vegetation on Pacific atolls, which depend upon consistent rainfall to replenish shallow groundwater stores. Patterns of sap flow, water use, and diameter growth of Pisonia grandis trees were investigated on Sand Islet, Palmyra Atoll, Line Islands, during a period of low rainfall. Sap flow in the outer sapwood was reduced by 53% for P. grandis trees growing within coconut palm (Cocos nucifera) stands (n = 9) versus away from coconut palm (n = 9). This suggested that water uptake was being limited by coconut palm. Radial patterns of sap flow into the sapwood of P. grandis also differed between stands with and without coconut palm, such that individual tree water use for P. grandis ranged from 14 to 67 L day−1, averaging 47·8 L day−1 without coconut palm and 23·6 L day−1 with coconut palm. Diameter growth of P. grandis was measured from nine islets. In contrast to sap flow, competition with coconut palm increased diameter growth by 89%, equating to an individual tree basal area increment of 5·4 versus 10·3 mm2 day−1. Greater diameter growth countered by lower rates of water use by P. grandis trees growing in competition with coconut palm suggests that stem swell may be associated with water storage when positioned in the understory of coconut palm, and may facilitate survival when water becomes limiting until too much shading overwhelms P. grandis. 

  5. The lagoon at Caroline/Millennium atoll, Republic of Kiribati: natural history of a nearly pristine ecosystem.

    Science.gov (United States)

    Barott, Katie L; Caselle, Jennifer E; Dinsdale, Elizabeth A; Friedlander, Alan M; Maragos, James E; Obura, David; Rohwer, Forest L; Sandin, Stuart A; Smith, Jennifer E; Zgliczynski, Brian

    2010-06-03

    A series of surveys were carried out to characterize the physical and biological parameters of the Millennium Atoll lagoon during a research expedition in April of 2009. Millennium is a remote coral atoll in the Central Pacific belonging to the Republic of Kiribati, and a member of the Southern Line Islands chain. The atoll is among the few remaining coral reef ecosystems that are relatively pristine. The lagoon is highly enclosed, and was characterized by reticulate patch and line reefs throughout the center of the lagoon as well as perimeter reefs around the rim of the atoll. The depth reached a maximum of 33.3 m in the central region of the lagoon, and averaged between 8.8 and 13.7 m in most of the pools. The deepest areas were found to harbor large platforms of Favia matthaii, which presumably provided a base upon which the dominant corals (Acropora spp.) grew to form the reticulate reef structure. The benthic algal communities consisted mainly of crustose coralline algae (CCA), microfilamentous turf algae and isolated patches of Halimeda spp. and Caulerpa spp. Fish species richness in the lagoon was half of that observed on the adjacent fore reef. The lagoon is likely an important nursery habitat for a number of important fisheries species including the blacktip reef shark and Napoleon wrasse, which are heavily exploited elsewhere around the world but were common in the lagoon at Millennium. The lagoon also supports an abundance of giant clams (Tridacna maxima). Millennium lagoon provides an excellent reference of a relatively undisturbed coral atoll. As with most coral reefs around the world, the lagoon communities of Millennium may be threatened by climate change and associated warming, acidification and sea level rise, as well as sporadic local resource exploitation which is difficult to monitor and enforce because of the atoll's remote location. While the remote nature of Millennium has allowed it to remain one of the few nearly pristine coral reef

  6. Luminescence dating of Netherland's sediments

    NARCIS (Netherlands)

    Wallinga, J.; Davids, F.; Dijkmans, J.W.A.

    2007-01-01

    Over the last decades luminescence dating techniques have been developed that allow earth scientists to determine the time of deposition of sediments. In this contribution we revity: 1) the development of the methodology, 2) tests of the reliability of luminescence dating on Netherlands' sediments;

  7. Net Neutrality in the Netherlands

    NARCIS (Netherlands)

    van Eijk, N.

    2014-01-01

    The Netherlands is among the first countries that have put specific net neutrality standards in place. The decision to implement specific regulation was influenced by at least three factors. The first was the prevailing social and academic debate, partly due to developments in the United States. The

  8. Country update for the Netherlands

    International Nuclear Information System (INIS)

    Dufour, F.C.

    1990-01-01

    This paper reports on the status of geothermal energy development in the Netherlands. It provides statistical data on the wells drilled for direct heat utilization of geothermal resources from January 1, 1985 to January 1, 1990. The well types drilled are as follows: thermal gradient or other scientific purpose, exploration, production, injection, and combined electrical and direct use

  9. Chinese Companies in the Netherlands

    NARCIS (Netherlands)

    Hong, T.M.; Pieke, F.N.; Stam, T.

    2017-01-01

    The rapid growth of Chinese investment in the Netherlands has been cause for both excitement and anxiety. Many of the companies and other investors are still unknown and the background and objectives of their investment often remain unclear. This research takes a close look at fourteen Chinese

  10. Coeliac disease in The Netherlands.

    NARCIS (Netherlands)

    Schweizer, JJ; Blomberg - van der Flier, von B.M.E.; Mesquita, HB Bueno-de; Mearin, ML

    2004-01-01

    BACKGROUND: The prevalence of adult coeliac disease in The Netherlands was studied in the Dutch Coeliac Disease Society and in blood donors but not in the general population. We therefore studied the prevalence of recognized and unrecognized coeliac disease in a large cohort, representative of the

  11. Intermunicipal Cooperation in the Netherlands

    NARCIS (Netherlands)

    Klok, Pieter-Jan; Boogers, Marcel; Denters, Sebastianus A.H.; Sanders, M.; Teles, Filipe; Swianiewicz, Pawel

    2017-01-01

    In the Netherlands, since the 1950s, successive governments have made attempts at introducing new regional public authorities, which should either replace municipal government or serve as an add-on to the traditional system of local government. The dire fate of these efforts is well documented.

  12. Surgical Training in the Netherlands

    NARCIS (Netherlands)

    Borel Rinkes, I.H.M.; Gouma, D.J.; Hamming, J.F.

    2008-01-01

    Surgical training in the Netherlands has traditionally been characterized by learning on the job under the classic master-trainee doctrine. Over the past decades, it has become regionally organized with intensive structural training courses, and a peer-based quality control system. Recently,

  13. Social innovation in the Netherlands

    NARCIS (Netherlands)

    Oeij, P.R.A.; Dhondt, S.; Ooms, M.

    2018-01-01

    The Netherlands is catching up with social innovation. In the former century combating social problems was a task of public organisations and government, largely carried out top down. Today the responsibility to tackle social issues is partly shifting to public-private partnerships, social

  14. How sustainable is the Netherlands?

    International Nuclear Information System (INIS)

    2010-11-01

    This memo compares the sustainability of the Netherlands to foreign countries. It examines existing studies and benchmarks that tell us about the various components of sustainability. A closer look is taken at environmental aspects, spatial use, CO2 emission, labor participation, life expectancy, welfare and corruption. [nl

  15. Patient education in The Netherlands

    NARCIS (Netherlands)

    Bensing, J.; Visser, Adriaan; Saan, Hans

    2001-01-01

    This article presents the development of patient education (PE) in The Netherlands from a historical perspective. A description is given of the first pioneering years from the 70s till the late 80s, in which early topics like the organization of PE, the orchestration of PE between different

  16. Elder abuse in the Netherlands

    NARCIS (Netherlands)

    Inger Plaisier; Mirjam de Klerk

    2015-01-01

    Original title: Ouderenmishandeling in Nederland It is twenty years since the last study was carried out on the number of older persons in the Netherlands who are deliberate or accidental victims of abuse in the form of verbal, physical or sexual violence, financial abuse and/or neglect by

  17. Adaptation strategies in the Netherlands

    NARCIS (Netherlands)

    Gupta, J.; Klostermann, J.E.M.; Bergsma, E.; Jong, P.; Albrecht, E.; Schmidt, M.; Mißler-Behr, M.; Spyra, S.P.N.

    2014-01-01

    Although climate change has been prominently featured on the global scientific and political agendas since the World Climate Conference in 1979 (WCC 1979), the specific importance of adaptation to climate change has only been underlined about 20 years later. The Netherlands, because it lies largely

  18. Settling in in the Netherlands

    NARCIS (Netherlands)

    Mérove Gijsberts; Marcel Lubbers

    2015-01-01

    Original title: Langer in Nederland What happens to the position of Poles and Bulgarians in the Netherlands in the first years following migration? This publication is based on information from a panel survey which tracks Polish and Bulgarian migrants in the first years after their entry in

  19. Sport in the Netherlands 2009

    NARCIS (Netherlands)

    Annet Tiessen-Raaphorst; Koen Breedveld

    2009-01-01

    Sport is a popular pastime in the Netherlands; More than 10 million people take part in at least one sport. To do this, they can choose from more than 27,000 non-profit sports clubs, or more than 7,200 commercial providers such as fitness centres or riding stables. Among the most popular sports

  20. Sport clubs in the Netherlands

    NARCIS (Netherlands)

    Werff, H. van der; Hoekman, R.H.A.; Kalmthout, J. van; Breuer, C.; Hoekman, R.; Nagel, S.; Werff, H. van der

    2015-01-01

    The Netherlands are a prosperous country. Compared to other countries wage differences and social inequality are low, and the standards for education, health, safety and security are high. Furthermore, with approximately 500 inhabitants per square kilometre it is dense populated. The culture of the

  1. Kjeller's impact in the Netherlands

    International Nuclear Information System (INIS)

    Goedkoop, J.A.

    1992-08-01

    This lecture is an attempt to assess the impact in the Netherlands of the bilateral co-operation with Norway in the field of nuclear energy during the fifties and sixties. The story about the establishment, development and abolishment of the Joint Establishment for Nuclear Energy Research (JENER) at Kjeller Norway is told

  2. At home in the Netherlands

    NARCIS (Netherlands)

    Mérove Gijsberts; Jaco Dagevos

    2010-01-01

    The integration of migrants has been exercising minds in the Netherlands for several decades now. The tone of the debate in both the political and public arena has frequently been sombre, reflecting the widespread feeling that large sections of the migrant population, and especially migrants

  3. HRD Education in the Netherlands

    NARCIS (Netherlands)

    Poell, R.F.

    2015-01-01

    The Problem There is hardly any information in English available on human resource development (HRD) education in the Netherlands, although the practice of HRD in this country is flourishing and HRD education is growing, especially within the private sector. Almost all relevant information is in

  4. Robotics Activities in The Netherlands

    NARCIS (Netherlands)

    Kranenburg- de Lange, D.J.B.A.

    2010-01-01

    Since April 2010, in The Netherlands robotics activities are coordinated by RoboNED. This Dutch Robotics Platform, chaired by Prof. Stefano Stramigioli, aims to stimulate the synergy between the robotics fields and to formulate a focus. The goal of RoboNED is three fold: 1) RoboNED aims to bring the

  5. Patient education in The Netherlands.

    NARCIS (Netherlands)

    Bensing, J.M.; Visser, S.; Saan, H.

    2001-01-01

    This article presents the development of patient education (PE) in The Netherlands from a historical perspective. A description is given of the first pioneering years from the 70s till the late 80s, in which early topics like the organization of PE, the orchestration of PE between different

  6. The Netherlands : A tax haven?

    NARCIS (Netherlands)

    Kemmeren, Eric; Kuijer, Martin; Werner, Wouter

    2017-01-01

    The taxation of multinational enterprises is currently subject to intensive international and national debates. In these debates the Netherlands has sometimes been labelled as a ‘tax haven’. This term has a strong negative connotation. In any case, a country’s reputation is at stake if it is

  7. Work life in the Netherlands

    NARCIS (Netherlands)

    Bossche, S. van den; Dhondt, S.; Genabeek, J. van; Goudswaard, A.; Hooftman, W.; Houtman, I.; Klein Hesselink, J.; Korte, E. de; Kraan, K.; Oeij, P.; Pot, F.; Smulders, P.G.W.; Vaas, F.; Wevers, C.; Willems, D.

    2012-01-01

    The nature of work is changing, not only in the Netherlands but throughout Europe. There is a growing demand for different types of products and services. These demands are influenced by technological developments and innovations, but also by globalization, which indicates the integration of

  8. Electronic Banking And Bank Performance In Nigeria | Abaenewe ...

    African Journals Online (AJOL)

    This study investigated the profitability performance of Nigerian banks following the full adoption of electronic banking system. The study became necessary as a result of increased penetration of electronic banking which has redefined the banking operations in Nigeria and around the world. Judgmental sampling method ...

  9. Stomach nematodes (Mastophorus Muris) in rats (Rattus rattus) are associated with coconut (Cocos nucifera) Habitat at palmyra atoll

    Science.gov (United States)

    Lafferty, K.D.; Hathaway, S.A.; Wegmann, A.S.; Shipley, F.S.; Backlin, A.R.; Helm, J.; Fisher, R.N.

    2010-01-01

    Black rats (Rattus rattus) and their stomach nematodes (Mastophorus muris) were historically introduced to islets at Palmyra Atoll in the central Pacific Line Islands. To investigate patterns of parasitism, we trapped rats and quantified nematodes on 13 islets of various sizes and habitat types. Most rats were parasitized (59) with an average of 12 worms per infected rat. Islet size did not greatly influence parasite population biology. Nematodes also did not appear to affect rat condition (weight to skull length). The only strong and consistent factor associated with the mean abundance of nematodes in rats was habitat (dominant cover and locally dominant plant species). Thus, nematodes were much more abundant in rats from sites dominated by coconut trees (Cocos nucifera). Coconut trees may also be an introduced species at Palmyra Atoll. ?? American Society of Parasitologists 2010.

  10. Stomach nematodes (Mastophorus muris) in rats (Rattus rattus) are associated with coconut (Cocos nucifera) habitat at Palmyra Atoll.

    Science.gov (United States)

    Lafferty, Kevin D; Hathaway, Stacie A; Wegmann, Alex S; Shipley, Frank S; Backlin, Adam R; Helm, Joel; Fisher, Robert N

    2010-02-01

    Black rats ( Rattus rattus ) and their stomach nematodes (Mastophorus muris) were historically introduced to islets at Palmyra Atoll in the central Pacific Line Islands. To investigate patterns of parasitism, we trapped rats and quantified nematodes on 13 islets of various sizes and habitat types. Most rats were parasitized (59%) with an average of 12 worms per infected rat. Islet size did not greatly influence parasite population biology. Nematodes also did not appear to affect rat condition (weight to skull length). The only strong and consistent factor associated with the mean abundance of nematodes in rats was habitat (dominant cover and locally dominant plant species). Thus, nematodes were much more abundant in rats from sites dominated by coconut trees (Cocos nucifera). Coconut trees may also be an introduced species at Palmyra Atoll.

  11. Protein Data Bank (PDB)

    Data.gov (United States)

    U.S. Department of Health & Human Services — The Protein Data Bank (PDB) archive is the single worldwide repository of information about the 3D structures of large biological molecules, including proteins and...

  12. Environmental Data Bank

    Energy Technology Data Exchange (ETDEWEB)

    ,

    1962-06-01

    In an effort to determine the environment to which the equipment designed by Sandia Corporation will be exposed, a "Data Bank" of environmental information was compiled. Measured quantities resulting from actual uses were continually being summarized.

  13. Reliability data banks

    International Nuclear Information System (INIS)

    Cannon, A.G.; Bendell, A.

    1991-01-01

    Following an introductory chapter on Reliability, what is it, why it is needed, how it is achieved and measured, the principles of reliability data bases and analysis methodologies are the subject of the next two chapters. Achievements due to the development of data banks are mentioned for different industries in the next chapter, FACTS, a comprehensive information system for industrial safety and reliability data collection in process plants are covered next. CREDO, the Central Reliability Data Organization is described in the next chapter and is indexed separately, as is the chapter on DANTE, the fabrication reliability Data analysis system. Reliability data banks at Electricite de France and IAEA's experience in compiling a generic component reliability data base are also separately indexed. The European reliability data system, ERDS, and the development of a large data bank come next. The last three chapters look at 'Reliability data banks, - friend foe or a waste of time'? and future developments. (UK)

  14. Banking on technology.

    Science.gov (United States)

    Bolster, Carole J

    2007-04-01

    New technology is being used by banks to help providers improve their revenue cycle through: Digital lockbox service. Remote deposit. Web-based payment. Automated payment processing at the point of service.

  15. Mitigation Banking Factsheet

    Science.gov (United States)

    A mitigation bank is an aquatic resource area that has been restored, established, enhanced, or preserved for the purpose of providing compensation for unavoidable impacts to aquatic resources permitted under Section 404

  16. Banking on the Nation

    DEFF Research Database (Denmark)

    Ravn Sørensen, Anders

    2015-01-01

    In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... the appropriateness and desirability of their decisions and policies. In these debates, interpretations and reproductions of Danish national identity were central to the governors' claims to legitimacy. I argue that past narratives of the Danish central bank and its governors enabled and framed future legitimacy...... claims and that the central bank and its governors gradually became embedded in national identity. Thus, the article highlights the historical development of the co-configuring relationship between Danish national identity and the legitimacy of monetary organization....

  17. 137Cs Inter-Plant Concentration Ratios Provide a Predictive Tool for Coral Atolls with Distinct Benefits Over Transfer Factors

    Energy Technology Data Exchange (ETDEWEB)

    Robison, W L; Hamilton, T F; Bogen, K; Corado, C L; Kehl, S R

    2007-07-17

    Inter-plant concentration ratios (IPCR), [Bq g{sup -1} {sup 137}Cs in coral atoll tree food-crops/Bq g{sup -1} {sup 137}Cs in leaves of native plant species whose roots share a common soil volume], can replace transfer factors (TF) to predict {sup 137}Cs concentration in tree food-crops in a contaminated area with an aged source term. The IPCR strategy has significant benefits relative to TF strategy for such purposes in the atoll ecosystem. IPCR strategy applied to specific assessments takes advantage of the fact tree roots naturally integrate 137Cs over large volumes of soil. Root absorption of {sup 137}Cs replaces large-scale, expensive soil sampling schemes to reduce variability in {sup 137}Cs concentration due to inhomogeneous radionuclide distribution. IPCR [drinking-coconut meat (DCM)/Scaevola (SCA) and Tournefortia (TOU) leaves (native trees growing on all atoll islands)] are log normally distributed (LND) with geometric standard deviation (GSD) = 1.85. TF for DCM from Enewetak, Eneu, Rongelap and Bikini Atolls are LND with GSD's of 3.5, 3.0, 2.7, and 2.1, respectively. TF GSD for Rongelap copra coconut meat is 2.5. IPCR of Pandanus fruit to SCA and TOU leaves are LND with GSD = 1.7 while TF GSD is 2.1. Because IPCR variability is much lower than TF variability, relative sampling error of an IPCR field sample mean is up 6- to 10-fold lower than that of a TF sample mean if sample sizes are small (10 to 20). Other IPCR advantages are that plant leaf samples are collected and processed in far less time with much less effort and cost than soil samples.

  18. Weights, hematology and serum chemistry of free-ranging brown boobies (Sula leucogaster) in Johnston Atoll, Central Pacific

    Science.gov (United States)

    Work, Thierry M.

    1999-01-01

    Hematologic and serum chemistry values are reported for 105 brown boobies (Sula leucogaster) from Johnston Atoll, Central Pacific. Hematocrit, estimated total plasma solids, total and differential white cell counts, serum glucose, calcium, phosphorus, uric acid, total protein, albumin, globulin, aspartate aminotransferase, and creatinine phosphokinase were analyzed. Hematologic and serum chemistry values varied with age and sex. Values were compared with those of red-footed boobies and other tropical and temperate marine pelecaniforms.

  19. Banking in southern Europe

    OpenAIRE

    Lazarević Žarko

    2014-01-01

    The nations discussed here (Italy, Spain, Portugal and Greece) have in common - with the exception of Italy, that is - that they used to be on the margins of European economic and social developments. Only Italy succeeded in industrialising itself already prior to World War I. This fundamental trait also determined the developmental path of modern-era banking. Hereby, two important points in the course of development of banking in the Southern European countries need to be emphasised. To begi...

  20. Role of Foreign Banks in Integration of Banking Industry

    Directory of Open Access Journals (Sweden)

    Roman Šubić

    2009-12-01

    Full Text Available Dynamic development of financial industry in some last ten years that, considering the kind of financial agents, remained bank-oriented represents a suficient reason to investigate the causes that brought to the present structure of banking system. After having presented theoretical bases of the integration forms and banks connection, the paper analyzes the influence of foreign banks on the development of Croatian bank system. Thus, beside the knowledge of quantitative changes in the banking system, the paper researched the motivations of the banks regarding integration that, among other things, brought to creating the effects of scale and scope economies. However, the concentrations among banks can lead to creation of negative externalities that later become potential dangers for the banking. Pre-cognitions on development of banking system are used to create projection of future banking development while the data basis of the countries from the region enabled the comparative analysis of banks integration in these countries. The conclusion is that the foreign banks have been the largest promoters of bank integration in the Republic of Croatia contributing also to qualitative development of banking market and to deepening of financial market spectrum.

  1. Mobile banking: New trend in the contemporary banking sector

    Directory of Open Access Journals (Sweden)

    Sanader Dušica

    2014-01-01

    Full Text Available In the late 1990s and early 2000s, banking has undergone and is still undergoing some considerable changes, adjusting itself to the new circumstances and challenges in its environment. Modern information technologies have granted an opportunity to banks to expand their operations and adjust their offer of products and services, placing them through the new communication channels. The increasing reliance on mobile devices, especially the so-called smart phones, has facilitated the development of a new form of banking, known as mobile banking. Mobile banking is a specific channel of electronic banking, enabling clients to communicate with the bank via mobile devices. The bank's products and services are, thus, available to the clients at any time and at any place, and the banking sector is expected to perfectly understand the needs of today's clients, before implementing mobile banking. The research in this paper focuses on mobile banking, as a segment of electronic banking, which has developed under the influence of modern information technologies. The paper elaborates on the main characteristics of mobile banking, its advantages, but also its drawbacks that the banks and their clients are facing in the process of its utilization (or its implementation in practice. Moreover, the paper presents the trends of using mobile banking in the world and in Serbia, along with the tendencies for developing new services.

  2. Concentrations, source and risk assessment of polycyclic aromatic hydrocarbons in soils from midway atoll, north pacific ocean.

    Directory of Open Access Journals (Sweden)

    Yuyi Yang

    Full Text Available This study was designed to determine concentrations of polycyclic aromatic hydrocarbons (PAHs in soil samples collected from Midway Atoll and evaluate their potential risks to human health. The total concentrations of 16 PAHs ranged from 3.55 to 3200 µg kg(-1 with a mean concentration of 198 µg kg(-1. Higher molecular weight PAHs (4-6 ring PAHs dominated the PAH profiles, accounting for 83.3% of total PAH mass. PAH diagnostic ratio analysis indicated that primary sources of PAHs in Midway Atoll could be combustion. The benzo[a]pyrene equivalent concentration (BaPeq in most of the study area (86.5% was less than 40 µg kg(-1 BaPeq and total incremental lifetime cancer risks of PAHs ranged from 1.00×10(-10 to 9.20×10(-6 with a median value of 1.24×10(-7, indicating a minor carcinogenic risk of PAHs in Midway Atoll.

  3. Trophic interactions between larger crocodylians and giant tortoises on Aldabra Atoll, Western Indian Ocean, during the Late Pleistocene.

    Science.gov (United States)

    Scheyer, Torsten M; Delfino, Massimo; Klein, Nicole; Bunbury, Nancy; Fleischer-Dogley, Frauke; Hansen, Dennis M

    2018-01-01

    Today, the UNESCO World Heritage Site of Aldabra Atoll is home to about 100 000 giant tortoises, Aldabrachelys gigantea , whose fossil record goes back to the Late Pleistocene. New Late Pleistocene fossils (age ca . 90-125 000 years) from the atoll revealed some appendicular bones and numerous shell fragments of giant tortoises and cranial and postcranial elements of crocodylians. Several tortoise bones show circular holes, pits and scratch marks that are interpreted as bite marks of crocodylians. The presence of a Late Pleistocene crocodylian species, Aldabrachampsus dilophus , has been known for some time, but the recently found crocodylian remains presented herein are distinctly larger than those previously described. This indicates the presence of at least some larger crocodylians, either of the same or of a different species, on the atoll. These larger crocodylians, likely the apex predators in the Aldabra ecosystem at the time, were well capable of inflicting damage on even very large giant tortoises. We thus propose an extinct predator-prey interaction between crocodylians and giant tortoises during the Late Pleistocene, when both groups were living sympatrically on Aldabra, and we discuss scenarios for the crocodylians directly attacking the tortoises or scavenging on recently deceased animals.

  4. Arthropods of Rose Atoll with special reference to ants and Pulvinaria Urbicola Scales (Hempitera Coccidae) on Pisonia Grandis trees

    Science.gov (United States)

    Banko, Paul C.; Peck, Robert W.; Pendleton, Frank; Schmaedick, Mark; Ernsberger, Kelsie

    2014-01-01

    Rose Atoll, at the eastern end of the Samoan Archipelago, is a small but important refuge for seabirds, shorebirds, and sea turtles. While the vertebrate community is relatively well-studied, the terrestrial arthropod fauna, and its role in ecosystem function, are poorly known. Arthropods may be influencing the decline of Pisonia grandis, an ecologically important tree that once dominated the 6.6 ha of land on Rose Atoll. Reasons for the decline are not fully understood but a facultative relationship between two invasive arthropods, the soft scale Pulvinaria urbicola and ants, likely has contributed to tree death. The primary objectives of this study were to systematically survey the terrestrial arthropod fauna and identify ant species that tend scales on Pisonia. Using an array of standard arthropod collecting techniques, at least 73 species from 20 orders were identified, including nine ant species. Of the ants collected, only Tetramorium bicarinatum and T. simillimum were observed tending scales on Pisonia. No known natural enemies of Pulvinaria scales were found, suggesting little predation on scale populations. Treatment of Pisonia with the systemic insecticide imidacloprid failed to eliminate Pulvinaria scales, although short-term suppression apparently occurred. The arthropod fauna of Rose Atoll is dominated by exotic species that likely have a significant impact on the structure and function of the island’s ecosystem.

  5. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY BANK ACTIVITIES AND OPERATIONS Bank Powers § 7.1003 Money lent at banking offices or at other than...

  6. Can consumers bank on mergers?

    OpenAIRE

    Kerton, Robert / R

    2003-01-01

    How big do banks need to be to gain all the economies of scale? The largest Canadian banks already achieve scale economies and further increases in size can make them "too big to fail." Available evidence indicates normal monopoly risks will be passed on to Canadian firms and consumers if the largest banks merge. Improved service will make Canada's banks world competitive. Despite the banks' enthusiasm for heft to enter the US market, policy measures exist to prevent mergers that are contr...

  7. BANK RATING. A COMPARATIVE ANALYSIS

    Directory of Open Access Journals (Sweden)

    Batrancea Ioan

    2015-07-01

    Full Text Available Banks in Romania offers its customers a wide range of products but which involves both risk taking. Therefore researchers seek to build rating models to help managers of banks to risk of non-recovery of loans and interest. In the following we highlight rating Raiffeisen Bank, BCR-ERSTE Bank and Transilvania Bank, based on the models CAAMPL and Stickney making a comparative analysis of the two rating models.

  8. The main directions of banking products promotion in the banking marketing system in Russian commercial banks

    Directory of Open Access Journals (Sweden)

    Markova O.M.

    2017-04-01

    Full Text Available the article is devoted to the research of directions of client-oriented approach application during bank products promotion in Russian banks. Attention is paid to the development of electronic banking, social networks through which consumers receive the necessary information about beneficial offers and special conditions for providing banking services.

  9. Bank Diversification Effects on Bank Performance and Risk Profile of Bank in Indonesia

    Directory of Open Access Journals (Sweden)

    Anthony Lukmawijaya

    2015-05-01

    Full Text Available We investigate the relationship of Indonesian bank diversification towards its long term performance and risk profile with Indonesian bank data from 2009 to 2013. Non-interest income to total operating income of the bank measures its bank diversification level. Bank value is measured by the adjusted Tobin's Q and risk profile which is broken down into total risk, idiosyncratic risk, and systematic risk. The result shows that bank non-interest income diversification has a positive influence on its franchise value. There is, however, no strong evidence that diversification can lower a bank's risk profile.

  10. Banking in southern Europe

    Directory of Open Access Journals (Sweden)

    Lazarević Žarko

    2014-01-01

    Full Text Available The nations discussed here (Italy, Spain, Portugal and Greece have in common - with the exception of Italy, that is - that they used to be on the margins of European economic and social developments. Only Italy succeeded in industrialising itself already prior to World War I. This fundamental trait also determined the developmental path of modern-era banking. Hereby, two important points in the course of development of banking in the Southern European countries need to be emphasised. To begin with, if the lands of the North-Western Europe were large capital exporters, then the South European nations were the importers of this capital. The role of foreign capital, i.e., foreign banks, was great and irreplaceable in the development of banking. The second element in common was a large role of state in the economy in general. Under the circumstances of underdeveloped entrepreneurial environment, the state, through its economic activities, would become the driving force of overall economic and social development. This was also or especially the case with banking. Role played by the state only began to diminish towards the end of the 1980s, in the course of the processes of deregulation and liberalisation both at the international level as well as within the then European Economic Community or subsequent European Union. Already during the preparatory processes prior to the admission into the European Economic Community, Spain, Greece and Portugal, and, however, Italy as well, but due to European Directives it had to abide by, began comprehensive processes of restructuring their national banking systems. Since the second half of the 1980s, banking systems were subjected to liberalisation, deregulation and privatisation.

  11. Updated radiological dose assessment of Bikini and Eneu Islands at Bikini Atoll

    International Nuclear Information System (INIS)

    Robison, W.L.; Mount, M.E.; Phillips, W.A.; Stuart, M.L.; Thompson, S.E.; Conrado, C.L.; Stoker, A.C.

    1982-01-01

    This report is part of a continuing effort to refine dose assessments for resettlement options at Bikini Atoll. Radionuclide concentration data developed at Bikini Atoll since 1977 have been used in conjunction with recent dietary information and current dose models to develop the annual dose rate and 30- and 50-y integral doses presented here for Bikini and Eneu Island living patterns. The terrestrial food chain is the most significant exposure pathway--it contributes more than 50% of the total dose--and external gamma exposure is the second most significant pathway. Other pathways evaluated are the marine food chain, drinking water, and inhalation. Cesium-137 produces more than 85% of the predicted dose; 90 Sr is the second most significant radionuclide; 60 Co contributes to the external gamma exposure in varying degrees, but is a small part of the total predicted dose; the transuranic radionuclides contribute a small portion of the total predicted lung and bone doses but do present a long-term source of exposure. Maximum annual dose rates for Bikini Island are about 1 rem/y for the whole body and bone marrow when imported foods are available and about 1.9 rem/y when imports are unavailable. Maximum annual dose rates for Eneu Island when imports are available are 130 mrem/y for the whole body and 136 mrem/y for bone marrow. Similar doses when imported foods are unavailable are 245 and 263 mrem/y, respectively. The 30-y integral doses for Bikini Island are about 23 rem for whole body and bone marrow when imported foods are available and more than 40 rem when imports are unavailable. The Eneu Island 30-y integral doses for whole body and bone marrow are about 3 rem when imports are available and 5.5 and 6.1 rem, respectively, when imports are unavailable. Doses from living patterns involving some combination of Bikini and Eneu Islands fall between the doses listed above for each island separately

  12. Pengaruh Kualitas Layanan Mobile Banking (M-Banking Terhadap Kepuasan Nasabah di Indonesia [Effect of Mobile Banking (M-Banking Service Quality on Customer Satisfaction in Indonesia

    Directory of Open Access Journals (Sweden)

    Aditya Wardhana

    2015-09-01

    Full Text Available The research aim was to assess the influence of the service quality of mobile banking (m-banking against customer satisfaction at the greatest banks in Indonesia. Elements of the quality of mobile banking services (m-banking were speed, security, accuracy, and trust. The population of this study was bank customers from eight of the greatest bank in Indonesia -- Bank Mandiri, Bank BRI, Bank BCA, Bank BNI, Bank CIMB Niaga, Bank Danamon, Bank Permata, and Bank Panin -- who used mobile banking which totaled 19.9 million customers with the size of the sample being 400 respondents. The sampling method used nonprobability sampling by incidental sampling. The results by using a structural equation modeling (SEM found significant influences between service quality of mobile banking (m-banking partially and simultaneously to customer satisfaction.

  13. Plant distribution patterns related to species characteristics and spatial and temporal habitat heterogeneity in a network of ditch banks

    NARCIS (Netherlands)

    Geertsema, W.; Sprangers, J.T.C.M.

    2002-01-01

    In this study we investigated the relationship between the distribution patterns of a number of herbaceous plant species and the isolation and age of habitat patches. The study was conducted for a network of ditch banks in an agricultural landscape in The Netherlands. Thirteen plant species were

  14. Radiation doses for Marshall Islands Atolls affected by U.S. nuclear testing: all exposure pathways, remedial measures, and environmental loss of (137)Cs.

    Science.gov (United States)

    Robison, William L; Hamilton, Terry F

    2010-01-01

    Radiation doses calculated for people resettling Bikini Island at Bikini Atoll, Enjebi Island at Enewetak Atoll, Rongelap Island at Rongelap Atoll, and Utrōk Island at Utrōk Atoll are presented. Residence is assumed to begin in 2010. In previous dose assessments it was shown that (137)Cs accounts for about 98% of the total dose for returning residents. About 85 to 90% (depending on the atoll) is via consumption of locally grown foods containing (137)Cs, and about 10 to 15% is due to external exposure from (137)Cs in the soil. These assessments were made using only the radiological half-life of (137)Cs (30.1 y). We have shown since that there is an environmental loss of (137)Cs from soil to groundwater that results in a more rapid loss of (137)Cs from the atoll ecosystem. The mean effective half-life of (137)Cs at the atolls is 8.5 y. Moreover, treatment of coconut trees with potassium (K) reduces (137)Cs concentration in drinking coconut meat at Bikini Atoll to about 5% of pretreatment concentrations. The magnitude of reduction is dependent on the concentration of (137)Cs in soil, and thereby in food crops, and is less for Enjebi and Rongelap Islands than for Bikini Island. Treatment of food crops and fruit trees with K and removal of the top 15 cm of soil around houses and community buildings prior to construction to reduce external exposure where people spend most of their time has been presented to the communities as a "Combined Option" remediation strategy. Doses presented here are calculated using the Combined Option, effective half-life of (137)Cs at the atolls, and a diet of both imported and local foods. The average natural background dose in the Marshall Islands, plus the anthropogenic nuclear test-related dose at Bikini, Enjebi, and Rongelap Islands, is less for each of the islands than the average background dose in the U.S. and Europe.

  15. Investment in sustainable electricity production by Dutch banks. A case study for the Fair Bank Guide; Investeringen in duurzame elektriciteitsopwekking door Nederlandse banken. Een onderzoeksrapport voor de Eerlijke Bankwijzer

    Energy Technology Data Exchange (ETDEWEB)

    Van Gelder, J.W.; Kouwenhoven, D.

    2010-05-15

    This report contains the results of the second case study commissioned by the Fair Bank Guide on the financing practices of twelve investigated banks in the Netherlands. It has been examined which part of the investments in electricity generation by Dutch banks involves electricity generation from sustainable sources (sustainable electricity generation) [Dutch] Dit rapport bevat de resultaten van het tweede onderzoek in opdracht van de Eerlijke Bankwijzer naar de financieringspraktijk van twaalf onderzochte banken in Nederland. Hiermee is in kaart gebracht welk deel van de investeringen in elektriciteitsopwekking door de Nederlandse banken, betrekking heeft op elektriciteitsopwekking met behulp van duurzame energiebronnen ('duurzame elektriciteitsopwekking')

  16. Groundwater movement on a Low-lying Carbonate Atoll Island and its Response to Climatic and Sea-level Fluctuations: Roi Namur, Republic of the Marshall Islands

    Science.gov (United States)

    Oberle, F. J.; Swarzenski, P. W.; Storlazzi, C. D.

    2017-12-01

    Atoll islands, most of which only average 1-2 meters above today's sea level, provide a tremendous natural laboratory in which to study and better understand the intensifying impacts of high rates of sea-level rise on tropical reef-lined islands. These islands are unique and on the frontline of negative societal impacts due to their geologic structure and limited water supply. Groundwater resources on atolls are typically minimal due to the low elevation and small surface area of the islands and are also subject to recurring droughts, and more frequent, storm-driven seawater overwash events. Although groundwater is the principal means of freshwater storage on atoll islands and is a major factor in determining the overall sustainability of island settlements, hydrological data on how an aquifer will response to changes in sea-level rise or storm-driven overwash remain limited. Here we present high-resolution time series hydrogeological and geochemical data from a 16 month study to determine the role of an atoll's carbonate geology, land use, and atmospheric and oceanographic forcing in driving coastal groundwater exchange including submarine groundwater discharge on the island of Roi-Namur on Kwajalein Atoll in the Republic of the Marshall Islands. This information can provide new estimates on the recovery and resilience of coastal groundwater resources on similar islands that are expected to experience climate change-driven perturbations.

  17. Alternative banking: theory and evidence from Europe

    Directory of Open Access Journals (Sweden)

    Kurt Von Mettenheim

    2012-12-01

    Full Text Available Since financial liberalization in the 1980s, non-profit maximizing, stakeholder-oriented banks have outperformed private banks in Europe. This article draws on empirical research, banking theory and theories of the firm to explain this apparent anomaly for neo-liberal policy and contemporary market-based banking theory. The realization of competitive advantages by alternative banks (savings banks, cooperative banks and development banks has significant implications for conceptions of bank change, regulation and political economy.

  18. HIV Transmission Patterns Among The Netherlands, Suriname, and The Netherlands Antilles: A Molecular Epidemiological Study

    NARCIS (Netherlands)

    Kramer, Merlijn A.; Cornelissen, Marion; Paraskevis, Dimitrios; Prins, Maria; Coutinho, Roel A.; van Sighem, Ard I.; Sabajo, Lesley; Duits, Ashley J.; Winkel, Cai N.; Prins, Jan M.; van der Ende, Marchina E.; Kauffmann, Robert H.; Op de Coul, Eline L.

    2011-01-01

    We aimed to study patterns of HIV transmission among Suriname, The Netherlands Antilles, and The Netherlands. Fragments of env, gag, and pol genes of 55 HIV-infected Surinamese, Antillean, and Dutch heterosexuals living in The Netherlands and 72 HIV-infected heterosexuals living in Suriname and the

  19. Road deaths in the Netherlands. [Previously known as: Road fatalities in The Netherlands.

    NARCIS (Netherlands)

    2011-01-01

    This fact sheet outlines the development of the number of road deaths in the Netherlands since 1950. After a rise in the 1950s and 1960s, the number of road deaths in the Netherlands has shown a gradual decline since 1973. In 2016, there were 629 road deaths in the Netherlands. After the years of

  20. Bank Customers Management System

    Directory of Open Access Journals (Sweden)

    Ebubeogu Amarachukwu Felix

    2015-08-01

    Full Text Available ABSTRACT The purpose of this project is in partial fulfilment of the requirements of Bachelor of Science Hon in Information Technology. The Design and development of this Bank customers Management system provides a more secured approach in managing bank customers information which strengthens the relationships between banks and their customers by providing the right solutions that uses a multi-level security to improve customer satisfaction. The technology used in developing this project is ASP.NET and the programming language used to develop this project is C and the IDE used is Microsoft Visual Studio 2013 professional in designing the front end while the back end uses Microsoft SQL Server 2012.

  1. Customer loyalty in Internet banking

    OpenAIRE

    Eriksson, M.; Schuster, C.

    2008-01-01

    In the recent years the way to do banking has changed. Internet banking has grown and a lot of niche banks working mainly with the Internet as a medium has entered the Swedish bank market. How to keep the customer loyal online in a very competitive environment has become a main question for the banks. The aim of this dissertation is to test what factors impact bank customer loyalty in an online environment. A positivistic research philosophy, a deductive research approach, an explanatory pur...

  2. Database on wind characteristics. Contents of database bank

    DEFF Research Database (Denmark)

    Larsen, Gunner Chr.; Hansen, K.S.

    2001-01-01

    The main objective of IEA R&D Wind Annex XVII - Database on Wind Characteristics - is to provide wind energy planners and designers, as well as the international wind engineering community in general, with easy access to quality controlled measured windfield time series observed in a wide range...... of environments. The project partners are Sweden, Norway, U.S.A., The Netherlands, Japan and Denmark, with Denmark as the Operating Agent. The reporting of IEA R&D Annex XVII falls in three separate parts. Partone deals with the overall structure and philosophy behind the database, part two accounts in details...... for the available data in the established database bank and part three is the Users Manual describing the various ways to access and analyse the data. The present report constitutes the second part of the Annex XVII reporting. Basically, the database bank contains three categories of data, i.e. i) high sampled wind...

  3. Nuclear Plant Data Bank

    International Nuclear Information System (INIS)

    Booker, C.P.; Turner, M.R.; Spore, J.W.

    1986-01-01

    The Nuclear Plant Data Bank (NPDB) is being developed at the Los Alamos National Laboratory to assist analysts in the rapid and accurate creation of input decks for reactor transient analysis. The NPDB will reduce the time and cost of the creation or modification of a typical input deck. This data bank will be an invaluable tool in the timely investigation of recent and ongoing nuclear reactor safety analysis. This paper discusses the status and plans for the NPDB development and describes its anticipated structure and capabilities

  4. Central Bank independence

    Directory of Open Access Journals (Sweden)

    Vasile DEDU

    2012-08-01

    Full Text Available In this paper we present the key aspects regarding central bank’s independence. Most economists consider that the factor which positively influences the efficiency of monetary policy measures is the high independence of the central bank. We determined that the National Bank of Romania (NBR has a high degree of independence. NBR has both goal and instrument independence. We also consider that the hike of NBR’s independence played an important role in the significant disinflation process, as headline inflation dropped inside the targeted band of 3% ± 1 percentage point recently.

  5. Cyber risk in banking

    OpenAIRE

    Linert, Jan

    2015-01-01

    The bachelor thesis deals with the cyber risk in banking industry. Its main goal is to stress the imporatance of cyber risk both verbally and numericaly and review the approach of banks to this risk. The first part of this thesis specifies what cyber risk is and how it fits among other operational risks, presents the common cyber-attacks and archetypes of cyber criminals, later it delves into the cyber risk in Czech Republic and at the end of this part it mentions the legislation that covers ...

  6. Ages of subsurface stratigraphic intervals in the Quaternary of Enewetak Atoll, Marshall Islands

    Science.gov (United States)

    Szabo, B. J.; Tracey, J.I.; Goter, E.R.

    1985-01-01

    Drill cores of Enewetak Atoll, Marshall Islands, reveal six stratigraphic intervals, numbered in downward sequence, which represent vertical coral growth during Quaternary interglaciations. Radiocarbon dates indicate that the Holocene sea transgressed the emergent reef platform by about 8000 yr B.P. The reef grew rapidly upward (about 5 to 10 mm/yr) until about 6500 yr B.P. Afterward vertical growth slowed to about 0.5 mm/yr, then lateral development became dominant during the last several thousand years. The second interval is dated at 131,000 ?? 3000 yr B.P. by uranium series. This unit correlates with oxygen-isotope substage 5e and with terrace VIIa of Huon Peninsula, New Guinea, and of Main Reef-2 terrace at Atauro Island. The third interval is not dated because corals were recrystallized and it is tentatively correlated with either oxygen-isotope stages 7 or 9. The age of the fourth interval is estimated at 454,000 ?? 100,000 yr B.P. from measured 234U 238U activity ratios. This unit is correlated with either oxygen-isotope stage 9, 11, or 13. ?? 1985.

  7. Independent verification of plutonium decontamination on Johnston Atoll (1992--1996)

    Energy Technology Data Exchange (ETDEWEB)

    Wilson-Nichols, M.J.; Wilson, J.E.; McDowell-Boyer, L.M.; Davidson, J.R.; Egidi, P.V.; Coleman, R.L.

    1998-05-01

    The Field Command, Defense Special Weapons Agency (FCDSWA) (formerly FCDNA) contracted Oak Ridge National Laboratory (ORNL) Environmental Technology Section (ETS) to conduct an independent verification (IV) of the Johnston Atoll (JA) Plutonium Decontamination Project by an interagency agreement with the US Department of Energy in 1992. The main island is contaminated with the transuranic elements plutonium and americium, and soil decontamination activities have been ongoing since 1984. FCDSWA has selected a remedy that employs a system of sorting contaminated particles from the coral/soil matrix, allowing uncontaminated soil to be reused. The objective of IV is to evaluate the effectiveness of remedial action. The IV contractor`s task is to determine whether the remedial action contractor has effectively reduced contamination to levels within established criteria and whether the supporting documentation describing the remedial action is adequate. ORNL conducted four interrelated tasks from 1992 through 1996 to accomplish the IV mission. This document is a compilation and summary of those activities, in addition to a comprehensive review of the history of the project.

  8. Wave characteristics and hydrodynamics at a reef island on Dongsha Atoll in the South China Sea

    Science.gov (United States)

    Su, Shih-Feng; Chiang, Te-Yun; Lin, Yi-Hao; Chen, Jia-Lin

    2017-04-01

    An inhabited coral reef island, located at the Dongsha Atoll in the northern South China Sea, is frequently attacked by typhoon waves. Coastline has suffered severe erosion and coastal inundation during certain typhoon paths. Groins were therefore built surround the island to stabilize the shoreline. However, the engineering structures redistributed the characteristics of hydrodynamics, which resulted in the disappearance of seasonal sediment movements on the reef flat. Additionally, infragravity waves (20-200 sec) on reefs have be found to generate strong resonance during energetic wave events. To understand wave characteristics and nearshore circulations around the reef under typical waves and typhoon waves, a phase-averaged and a phase-resolving wave models validated with previous field experiments are used to simulate significant wave height, wave setup and reef circulations. The phase-resolving model is specially applied to investigate infragravity motions around the island. Model results will illustrate the spatial variations of infragravity-wave field and wave-induced nearshore circulation and can provide information for coastal management and protection.

  9. Independent verification of plutonium decontamination on Johnston Atoll (1992--1996)

    International Nuclear Information System (INIS)

    Wilson-Nichols, M.J.; Wilson, J.E.; McDowell-Boyer, L.M.; Davidson, J.R.; Egidi, P.V.; Coleman, R.L.

    1998-05-01

    The Field Command, Defense Special Weapons Agency (FCDSWA) (formerly FCDNA) contracted Oak Ridge National Laboratory (ORNL) Environmental Technology Section (ETS) to conduct an independent verification (IV) of the Johnston Atoll (JA) Plutonium Decontamination Project by an interagency agreement with the US Department of Energy in 1992. The main island is contaminated with the transuranic elements plutonium and americium, and soil decontamination activities have been ongoing since 1984. FCDSWA has selected a remedy that employs a system of sorting contaminated particles from the coral/soil matrix, allowing uncontaminated soil to be reused. The objective of IV is to evaluate the effectiveness of remedial action. The IV contractor's task is to determine whether the remedial action contractor has effectively reduced contamination to levels within established criteria and whether the supporting documentation describing the remedial action is adequate. ORNL conducted four interrelated tasks from 1992 through 1996 to accomplish the IV mission. This document is a compilation and summary of those activities, in addition to a comprehensive review of the history of the project

  10. Diagenesis of the Silurian oil reservoir rock from the Kudirka Atoll in Lithuania

    Energy Technology Data Exchange (ETDEWEB)

    Stentoft, N.; Lapinskas, P.; Musteikis, P.; Kristensen, L.

    2001-07-01

    The Upper Solurian limestone rocks of the Kudirka Atoll reef-complex show a complex diagnetic history. By thin section petrography on 50 samples from 7 wells the following sequence of diagenetic events (from oldest to youngest) could be established with a rather high degree of certainty: Compaction/dewatering {yields} Early lithification {yields} Insignificant fracturing {yields} ?First generation of leaching {yields} Precipitation of first generation of inter-/intra-granular calcite cement {yields} Precipitation of second generation of inter-/intra-granular calcite cement {yields} Recrystallization of lime mud, sparry calcite cements, and fossils {yields} Chemical compaction with formation of stylolite-associated fractures {yields} Precipitation of dolomite, pyrite and silica crystals {yields} Second generation of leaching with stylolite surfaces acting as conduits for aggressive fluids {yields} Oil emplacement. In all types of reef rock the late diagenetic leaching phase has favourably influenced the present reservoir quality ({kappa} and {phi}). No clear correlation was found between rock texture and reservoir quality. The numerous crinoid fragments in samples of biosparite/biosparrudite and poorly washed biosparite/biosparudite are primarily responsible for that, as the rate of growth of syntaxial rimcement on the single-crystalline echinoderm fragments was far greater than the rate og growth of cement on associated multi-crystalline fossils. However, the calcite-replacing calcitic dolomite-crystals, that are associated with the stylolitic joints, have also inplaces contributed to the lacking correlation (au)

  11. SAR Observation and Numerical Simulation of Internal Solitary Wave Refraction and Reconnection Behind the Dongsha Atoll

    Science.gov (United States)

    Jia, T.; Liang, J. J.; Li, X.-M.; Sha, J.

    2018-01-01

    The refraction and reconnection of internal solitary waves (ISWs) around the Dongsha Atoll (DSA) in the northern South China Sea (SCS) are investigated based on spaceborne synthetic aperture radar (SAR) observations and numerical simulations. In general, a long ISW front propagating from the deep basin of the northern SCS splits into northern and southern branches when it passes the DSA. In this study, the statistics of Envisat Advanced SAR (ASAR) images show that the northern and southern wave branches can reconnect behind the DSA, but the reconnection location varies. A previously developed nonlinear refraction model is set up to simulate the refraction and reconnection of the ISWs behind the DSA, and the model is used to evaluate the effects of ocean stratification, background currents, and incoming ISW characteristics at the DSA on the variation in reconnection locations. The results of the first realistic simulation agree with consecutive TerraSAR-X (TSX) images captured within 12 h of each other. Further sensitivity simulations show that ocean stratification, background currents, and initial wave amplitudes all affect the phase speeds of wave branches and therefore shift their reconnection locations while shapes and locations of incoming wave branches upstream of the DSA profoundly influence the subsequent propagation paths. This study clarifies the variation in reconnection locations of ISWs downstream of the DSA and reveals the important mechanisms governing the reconnection process, which can improve our understanding of the propagation of ISWs near the DSA.

  12. Dynamics of radionuclide exchange in the calcareous algae Halimeda at Enewetak Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Spies, R.B.; Marsh, K.V.; Kercher, J.R.

    1981-01-01

    Measurements of /sup 239+240/Pu in the detrital inclusions and in acid-soluble and acid-insoluble fractions of Halimeda macrophysa showed a 10-fold higher concentration in the acid-insoluble coenocytic filaments than in the acid-soluble fraction. In a depuration experiment with Halimeda incrassata at Enewetak Atoll the loss rate of six radionuclides was measured. Data for /sup 60/Co, /sup 137/Cs, and /sup 102m/Rh were fit to loss curves by using one term for exponential loss; data for /sup 155/Eu, /sup 239+240/Pu, and /sup 241/Am required two terms. For each radionuclide, compartment size and transfer functions were determined for the appropriate one- and two-compartment models. Of 26 possible two-compartment models, only seven gave solutions with our data. Nearly identical loss rates were obtained for /sup 155/Eu, /sup 239+240/Pu, and /sup 241/Am in the fast-exchanging compartments for all seven models. The uptake rates for these nuclides were also similar when uptake rates were normalized to local sediment concentrations. The fast-exchanging compartment probably corresponds to the mucilage surface layer of the coenocytic filaments. The identity of the slow-exchanging compartment is less certain but it may correspond to the skeletal surface.

  13. Dynamics of radionuclide exchange in the calcareous algae Halimeda at Enewetak Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Spies, R.B. (Lawrence Livermore Lab., CA); Marsh, K.V.; Kercher, J.R.

    1981-01-01

    Measurements of /sup 239 +240/Pu in the detrital inclusions and in acid-soluble and acid-insoluble fractions of Halimeda macrophysa showed a 10-fold higher concentration in the acid-insoluble coenocytic filaments than in the acid-soluble fraction. In a depuration experiment with Halimeda incrassata at Enewetak Atoll the loss rate of six radionuclides was measured. Data for /sup 60/Co, /sup 137/Cs, and /sup 102//sup m/Rh were fit to loss curves by using one term for exponential loss; data for /sup 155/Eu, /sup 239 +240/Pu, and /sup 241/Am required two terms. For each radionuclide, compartment size and transfer functions were determined for the apropriate one- and two-compartment models. Of 26 possible two-compartment models, only seven gave solutions with our data. Nearly identical loss rates were obtained for /sup 155/Eu, /sup 239 +240/Pu, and /sup 241/Am in the fast-exchanging compartments for all seven models. The uptake rates for these nuclides were also similar when uptake rates were normalized to local sediment concentrations. The fast-exchanging compartment probably corresponds to the mucilage surface layer of the coenocytic filaments. The identity of the slow-exchanging compartment is less certain but it may correspond to the skeletal surface.

  14. Local extinction of the Asian tiger mosquito (Aedes albopictus) following rat eradication on Palmyra Atol

    Science.gov (United States)

    Lafferty, Kevin D.; McLaughlin, John P.; Gruner, Daniel S.; Bogar, Taylor A.; Bui, An; Childress, Jasmine N.; Espinoza, Magaly; Forbes, Elizabeth S.; Johnston, Cora A.; Klope, Maggie; Kuile, Ana Miller-ter; Lee, Michelle; Plummer, Katherine A.; Weber, David A.; Young, Ronald T.; Young, Hillary S.

    2018-01-01

    The Asian tiger mosquito, Aedes albopictus, appears to have been extirpated from Palmyra Atoll following rat eradication. Anecdotal biting reports, collection records, and regular captures in black-light traps showed the species was present before rat eradication. Since then, there have been no biting reports and no captures over 2 years of extensive trapping (black-light and scent traps). By contrast, the southern house mosquito, Culex quinquefasciatus, was abundant before and after rat eradication. We hypothesize that mammals were a substantial and preferred blood meal for Aedes, whereas Culex feeds mostly on seabirds. Therefore, after rat eradication, humans and seabirds alone could not support positive population growth or maintenance of Aedes. This seems to be the first documented accidental secondary extinction of a mosquito. Furthermore, it suggests that preferred host abundance can limit mosquito populations, opening new directions for controlling important disease vectors that depend on introduced species like rats.

  15. Report on the intercomparison run: radionuclides in seawater and plankton collected outside Mururoa Atoll

    International Nuclear Information System (INIS)

    Ballestra, S.; Noshkin, V.

    1991-07-01

    This report contains a brief outline of the sampling program and a summary of all available radiological data provided by the three participants. The Direction des Centres d'Experimentations Nucleaires Laboratory (DIRCEN-CEA), Montlhery, France; The Lawrence Livermore National Laboratory (LLNL), Livermore, CA, USA; and the IAEA International Laboratory of Marine Radioactivity, (IAEA-ILMR), Principality of Monaco. The IAEA-ILMR results are complied in a separate report by Ballestra et al. (1991) that has details of the program and copies of the protocol and the ''Proces-verbal de constat'' produced by the legal representative at the end of the sampling program. A sampling program was designed to collect 3 large volume seawater and 2 plankton samples from locations near the territorial limit outside Mururoa Atoll. The different samples were to be used for a radiological intercomparison exercise. A legal representative from Papeete, Tahiti (French Polynesia) was given the task to verify the authenticity of the samples and to ensure that the protocol was followed by the participants. 4 refs, 1 fig., 3 tabs

  16. Metals in albatross feathers from Midway Atoll: Influence of species, age, and nest location

    Energy Technology Data Exchange (ETDEWEB)

    Burger, J.; Gochfeld, M.

    2000-03-01

    In this paper the authors examine the concentrations of metals (heavy metals, mercury, lead, cadmium, chromium, manganese, tin; and metalloids, arsenic and selenium), in the down and contour (body) feathers of half-grown young albatrosses, and contour feathers of one of their parents. They collected feathers from Laysan Diomedea immutabilis and black-footed Diomedea nigripes albatrosses from Midway Atoll in the central Pacific Ocean. The authors test the null hypotheses that there is no difference in metal levels as a function of species, age, feather type, and location on the island. Using linear regression they found significant models accounting for the variation in the concentrations of mercury, lead, cadmium, selenium, chromium, and manganese (but not arsenic or tin) as a function of feather type (all metals), collection location (all metals but lead), species (selenium only), and interactions between these factors. Most metals (except mercury, arsenic, and tin) were significantly higher in down than in the contour feathers of either chicks or adults. Comparing the two species, black-footed albatross chicks had higher levels of most elements (except arsenic) in their feathers and/or down. Black-footed adults had significantly higher levels of mercury and selenium. They also collected down and feathers from Laysan albatross chicks whose nests were close to buildings, including buildings with flaking lead paint and those that had been lead-abated.

  17. Lipid composition of water and surface sediments in Takapoto atoll lagoon (French Polynesia)

    Science.gov (United States)

    Saliot, A.; Bouloubassi, I.; Lorre-Boireau, A.; Trichet, J.; Poupet, P.; Charpy, L.

    1994-11-01

    Dissolved, particulate and sedimentary lipid compounds were analyzed in samples collected in May 1988 at three sites in the lagoon of the closed atoll of Takapoto (Tuamotu archipelago, French Polynesia). The study provides background information dealing with water quality and the nature and concentration of lipids. Non-aromatic hydrocarbons and fatty acids were isolated from lipids and analyzed by gas chromatography/mass spectrometry. Non-aromatic hydrocarbon concentrations did not exceed 1000 ng l-1 in water, and 2300 ng g-1 in surface sediments and are among the lowest encountered in pristine marine environments. No noticeable petroleum pollution was evidenced in the lagoon. Nevertheless, traces of petroleum-derived compounds were detected at the central site for both surface and deep water. Total fatty acid concentrations varied in the range 6.3 14.4 μg l-1 for the particulate phase and in the range 0.5 3.2 μg l-1 for the dissolved phase. The molecular fingerprints of fatty acids and hydrocarbons evidenced a predominant algal, and to a lesser extent microbial, origin of the organic matter present in water and sediments. Mono- and polyunsaturated fatty acids, which are essential components for animal metabolism, were identified in noticeable amounts in suspended matter (1.8 4.6 μg l-1), and at highly variable levels in the dissolved phase (0.08 1.21 μg l-1).

  18. Whale shark economics: a valuation of wildlife tourism in South Ari Atoll, Maldives

    KAUST Repository

    Cagua, Edgar F.

    2014-08-12

    Whale sharks attract large numbers of tourists, divers and snorkelers each year to South Ari Atoll in the Republic of Maldives. Yet without information regarding the use and economic extent of the attraction, it is difficult to prioritize conservation or implement effective management plans. We used empirical recreational data and generalized mixed statistical models to conduct the first economic valuation (with direct spend as the primary proxy) of whale shark tourism in Maldives. We estimated that direct expenditures for whale shark focused tourism in the South Ari Marine Protected Area for 2012 and 2013 accounted for US$7.6 and $9.4 million respectively. These expenditures are based on an estimate of 72,000-78,000 tourists who are involved in whale shark excursions annually. That substantial amount of income to resort owners and operators, and tourism businesses in a relatively small area highlights the need to implement regulations and management that safeguard the sustainability of the industry through ensuring guest satisfaction and whale shark conservation. © 2014 Cagua et al.

  19. Radiation-induced risk of resettling Bikini atoll. Final report, November 7, 1981-May 28, 1982

    International Nuclear Information System (INIS)

    Kohn, H.I.; Dreyer, N.A.

    1982-01-01

    The Department of Energy (DOE) has concluded that the Bikini atoll is unsafe for resettlement. In response to the Bikinians' request for an independent review, we have examined the following DOE findings: (a) radionuclide contamination of Eneu and Bikini Islands, (b) radiation dosage to those who might resettle the islands, and (c) risks to the health of such settlers. We are in practical agreement with the DOE estimates. Resettlement of either island in 1983 would lead to a range of annual or 30-year cumulative doses that exceed the Federal Radiation Council (FRC) guides for the general population, but not those for occupation exposure. By 2013 resettlement of Eneu probably would be permissible. The principal source of radiation dose is local food, especially coconut, owing to contamination of the soil by cesium-137. A precise estimate of dose is impossible. The availability of imported foods would lessen local food consumption, but not sufficiently to meet the FRC guides for the general population. The 30-year cumulative index dose is 61 (25-122) rem for Bikini, and about 8 (3-16) rem for Eneu

  20. Gross and microscopic morphology of lesions in Cnidaria from Palmyra Atoll, Central Pacific

    Science.gov (United States)

    Williams, Gareth J.; Work, Thierry M.; Aeby, Greta S.; Knapp, Ingrid S.; Davy, Simon K.

    2011-01-01

    We conducted gross and microscopic characterizations of lesions in Cnidaria from Palmyra Atoll, Central Pacific. We found growth anomalies (GA) to be the most commonly encountered lesion. Cases of discoloration and tissue loss were rare. GAs had a focal or multi-focal distribution and were predominantly nodular, exophytic, and umbonate. In scleractinians, the majority of GAs manifested as hyperplasia of the basal body wall (52% of cases), with an associated absence or reduction of polyp structure (mesenteries and filaments, actinopharynx and tentacles), and depletion of zooxanthellae in the gastrodermis of the upper body wall. In the soft corals Sinularia sp. and Lobophytum sp., GAs exclusively manifested as prominent hyperplasia of the coenenchyme with an increased density of solenia. In contrast to scleractinians, soft coral GAs displayed an inflammatory and necrotizing component with marked edema of the mesoglea, accompanied by infiltrates of variably-sized granular amoebocytes. Fungi, algae, sponges, and Crustacea were present in some scleractinian GAs, but absent in soft coral GAs. Fragmentation of tissues was a common finding in Acropora acuminata and Montipora cf. dilatata colonies with tissue loss, although no obvious causative agents were seen. Discoloration in the zoanthid, Palythoa tuberculosa, was found to be the result of necrosis, while in Lobophytum sp. discoloration was the result of zooxanthellar depletion (bleaching). Soft corals with discoloration or tissue loss showed a marked inflammatory response, however no obvious causative organisms were seen. Lesions that appeared similar at the gross level were revealed to be distinct by microscopy, emphasizing the importance of histopathology.

  1. Whale shark economics: a valuation of wildlife tourism in South Ari Atoll, Maldives.

    Science.gov (United States)

    Cagua, Edgar Fernando; Collins, Neal; Hancock, James; Rees, Richard

    2014-01-01

    Whale sharks attract large numbers of tourists, divers and snorkelers each year to South Ari Atoll in the Republic of Maldives. Yet without information regarding the use and economic extent of the attraction, it is difficult to prioritize conservation or implement effective management plans. We used empirical recreational data and generalized mixed statistical models to conduct the first economic valuation (with direct spend as the primary proxy) of whale shark tourism in Maldives. We estimated that direct expenditures for whale shark focused tourism in the South Ari Marine Protected Area for 2012 and 2013 accounted for US$7.6 and $9.4 million respectively. These expenditures are based on an estimate of 72,000-78,000 tourists who are involved in whale shark excursions annually. That substantial amount of income to resort owners and operators, and tourism businesses in a relatively small area highlights the need to implement regulations and management that safeguard the sustainability of the industry through ensuring guest satisfaction and whale shark conservation.

  2. Whale shark economics: a valuation of wildlife tourism in South Ari Atoll, Maldives

    Directory of Open Access Journals (Sweden)

    Edgar Fernando Cagua

    2014-08-01

    Full Text Available Whale sharks attract large numbers of tourists, divers and snorkelers each year to South Ari Atoll in the Republic of Maldives. Yet without information regarding the use and economic extent of the attraction, it is difficult to prioritize conservation or implement effective management plans. We used empirical recreational data and generalized mixed statistical models to conduct the first economic valuation (with direct spend as the primary proxy of whale shark tourism in Maldives. We estimated that direct expenditures for whale shark focused tourism in the South Ari Marine Protected Area for 2012 and 2013 accounted for US$7.6 and $9.4 million respectively. These expenditures are based on an estimate of 72,000–78,000 tourists who are involved in whale shark excursions annually. That substantial amount of income to resort owners and operators, and tourism businesses in a relatively small area highlights the need to implement regulations and management that safeguard the sustainability of the industry through ensuring guest satisfaction and whale shark conservation.

  3. ''Numerical simulation of passive tracer dispersion in the pacific ocean from Mururoa atoll (French Polynesia)''

    International Nuclear Information System (INIS)

    Rancher, J.; Lazar, A.; Maes, Ch.

    1996-12-01

    In order to evaluate, on a Tropical South Pacific scale over 10 years, the consequences of an hypothetic radionuclide releases to the ocean from French Nuclear test sites, a series of numerical simulations was carried out. Tracer advection and diffusion terms were computed by a dispersion model without taking into account radioactive decay and biological interactions. Ocean dynamics and turbulent mixing coefficients were derived from a Ocean General circulation Model using annual average climatological fields. A punctual release with unit activity concentration throughout the depth showed the existence of two major directions of propagation from Mururoa atoll: one toward the Eastern Pacific when releases originated from 100-150 meters or less, and the other Westward if release depth is greater. The maximum concentrations which may possibly reach the continental South Pacific coastline originated from released points located in the 350 meters depth zone. Another experiment showed that an punctual release yields higher concentrations than the continuous release of an equivalent quantity over 10 years; two punctual releases were carried out at the characteristic depth of 5 m and 364 m: maximum concentrations decrease by factors of 10 000 and 1000 over ten years. A comparison is made with the surface release study of Ribbe and Tomczak (1990), despite a significant discrepancy in propagation direction, the order of magnitude for concentrations is comparable. (author)

  4. ASM-Triggered Too Observations of Kilohertz Oscillations in Three Atoll Sources

    Science.gov (United States)

    Kaaret, P.; Swank, Jean (Technical Monitor)

    2000-01-01

    Three Rossi Timing Explorer (RXTE) observations were carried out for this proposal based on target of opportunity triggers derived from the All-Sky Monitor (ASM) on RXTE. We obtained short observations of 4U1636-536 (15ks) and 4U1735-44 (23ks) and a longer observation of 4U0614+091 (117ks). Our analysis of our observations of the atoll neutron star x-ray binary 4U1735-44 lead to the discovery of a second high frequency quasiperiodic oscillation (QPO) in this source. These results were published in the Astrophysical Journal Letters. The data obtained on the source 4U0614+091 were used in a comprehensive study of this source, which will be published in the Astrophysical Journal. The data from this proposal were particularly critical for that study as they lead to the detection of the highest QPO frequency every found in the x-ray emission from an x-ray binary which will be important in placing limits on the equation of state of nuclear matter.

  5. Determinants of bank profitability: Evidence from the Greek banking sector

    OpenAIRE

    Alexiou Constantinos; Sofoklis Voyazas

    2009-01-01

    This paper investigates the effects of bank-specific and macroeconomic determinants of bank profitability, using an empirical framework that incorporates the traditional Structure-Conduct- Performance (SCP) hypothesis. A panel data approach has been adopted and effectively applied to six Greek banks. The evidence generated suggests that for any consistent or systematic size the profitability relationship is relatively weak. Most of the bank-specific determinants were found to significantly af...

  6. The influence of bank employees on bank customer relationship management

    Directory of Open Access Journals (Sweden)

    C. Rootman

    2007-12-01

    Full Text Available Purpose: Despite extensive research in services marketing, much is still unknown to specific service providers on the influence of their employees on their services. This paper attempts to address this limitation and investigates the influence of employees on the customer relationship management (CRM of banks. The primary objective of this paper is to investigate the influence of selected independent variables, namely attitude and knowledgeability, on the CRM of banks. Design/Methodology/Approach: An empirical investigation was conducted with a structured questionnaire with items that related to banks' CRM in terms of attitude and knowledgeability. The sample consisted of 290 banking clients in the Nelson Mandela Metropolitan area and the response rate was 91.03%. Findings: Significant positive relationships exist between both the knowledgeability, and attitude of bank employees and a bank's CRM. These relationships imply that more extensive knowledgeability and more positive attitudes of bank employees lead to improved, maintained relationships between a bank and its clients. Employees play an important role in banks’ client relationships. Implications: Banks should focus on increasing their employees' knowledgeability and improving their attitude to ensure higher levels of CRM. This paper provides strategies for banks and could create greater awareness among South African banks of the advantages of CRM, how their employees influence their CRM, and ways to adapt to these influences. Originality/Value: No study has focused exclusively on CRM within banks in South Africa. Prior research focused on customer service and service quality; both possible results of superior CRM. However, this research differs, as it identifies the variables influencing CRM in banks in South Africa. It is proposed that this paper will be beneficial for South African banks, as the recommendations may be used to ensure higher levels of CRM in banks.

  7. PATHWAYS TO SUSTAINABLE BANKING MANAGEMENT

    Directory of Open Access Journals (Sweden)

    Dragan (Santamarian Oana Raluca

    2012-12-01

    Full Text Available This paper describes one of the major challenges of the future: the sustainable development of the society. Sustainability is now increasingly recognized as central to the growth of emerging market economies. For the banking sector, this represents both a demand for greater social and environmental responsibility as well as a new landscape of business opportunity. Several years ago, the main part of the banks did not consider the social and environmental problems relevant for their operations. Recently, the banks began to realize the major impact of the sustainable development over the way of ulterior development of the society and, implicitly over the way of creating of the banking value in the future. In this context, the development of a banking management system, based on sustainable principles represents one of the provocations of these days.Starting from literature in the sustainable banking management field in this paper are presented several relevant issues related to risk management in the context of sustainable banking financing: the need to implement the sustainable management principles in financial and banking industry; the role of banks in sustainable development of society; social and environmental risk management policies, events that have shaped the role of the banking sector in sustainable development; international standards regarding sustainable banking management such us: Equator Principles for sustainable investment projects’ financing or GRI principles for sustainable reporting. Furthermore, we developed a practical case study related to the implementation of sustainable banking management at Bank of America.

  8. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM INTERNATIONAL BANKING OPERATIONS (REGULATION K) Foreign Banking...

  9. Capital Adequacy in Banks: Reflections on Selected Banks in ...

    African Journals Online (AJOL)

    In principle, bank capital serves two functions. First, it represents the value of shareholder's equity, and secondly, it is the value of the buffer stock available to absorb unexpected losses. Because of this second function, it is argued that a bank's capital must be adequate. Adequate capital is the foundation of any banking ...

  10. An Evaluation of Banks' Liability in Robbery Incidents at Banks ...

    African Journals Online (AJOL)

    However, the issue of armed robbery attack at the bank premises brings to the fore two issues which are of paramount interest to the banker, customer and the general public. The issues are: (a) is the family of a bank customer killed by armed robbers in the banking hall during a transaction entitled to compensation? (b) Is a ...

  11. National Wetland Mitigation Banking Study Wetland Migitation Banking.

    Science.gov (United States)

    1994-02-01

    require advance mitigation. The Acequia Mitigation Bank in Idaho, for example, requires that mitigation must be complete and successful before...20. Georgia - Georgia Department of Transportation (single client DOT bank) 21. Idaho - Acequia (single client DOT bank) 22. Idaho - Mud Lake...21. Acequia Cassia County, ID ID Transportation Dept. (ITD) ITD ITD currently public - ITD 22. Mud Lake Wildlife Management Area

  12. Evolution of central banking? De Nederlandsche Bank 1814-1852

    NARCIS (Netherlands)

    Uittenbogaard, R.A.

    2014-01-01

    Nowadays the role of central bank is unquestioned and nearly ubiquitous. But was this always the case? This thesis analyses how De Nederlandsche Bank (DNB) developed into a central bank during the first four decades of its existence. Its establishment in 1814 was the result of a combination of both

  13. Bank service management in Ghana

    DEFF Research Database (Denmark)

    Kuada, John; Narteh, Bedman

    2011-01-01

    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  14. BANKING SUPERVISION IN EUROPEAN UNION

    Directory of Open Access Journals (Sweden)

    Lavinia Mihaela GUȚU

    2013-10-01

    Full Text Available The need for prudential supervision imposed to banks by law arises from the action that banking market’s basic factors have. Therefore, it is about banks’ role in economy. The normal functioning of banks in all their important duties maintains the stability of banking system. Further, the stability of the entire economy depends on the stability of the banking system. Under conditions of imbalance regarding treasury or liquidity, banks are faced with unmanageable crisis and the consequences can be fatal. To ensure long-term stability of the banking system, supervisory regulations were constituted in order to prevent banks focusing on achieving rapidly high profits and protect the interests of depositors. Starting from this point, this paper will carry out a study on existing models of supervision in the European Union’s Member States. A comparison between them will support identifying the advantages and disadvantages of each of them.

  15. Electronic Load Bank

    Science.gov (United States)

    Huston, Steven W.

    1992-01-01

    Electronic load-bank circuit provides pulsed or continuous low-resistance load to imitate effect of short circuit on Ni/H2 or other electrochemical power cells. Includes safety/warning feature and taps for measurement of cell-output voltage and current.

  16. Banking on Diversity

    Science.gov (United States)

    Roach, Ronald

    2010-01-01

    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  17. UBS BANK INFORMATION

    CERN Multimedia

    UBS, CERN branch

    2002-01-01

    UBS SA, formerly Société de Banque Suisse (Swiss Bank Corporation), which has been providing banking services on the CERN site since 1954, is delighted to continue its financial partnership with the CERN personnel. Recent trends in payment methods - a decline in the use of cash combined with an increase in the use of 'virtual money', credit or payment cards and e-banking - have led UBS SA to place greater emphasis on customer services compared with conventional, over-the-counter transactions. Since our customers' banking habits have also changed, we will be implementing the following changes at our CERN offices: Building 500: conversion work will shortly be commencing to provide a comfortable and well-appointed customer services area offering, in particular, greater privacy, as well as two counters. Throughout the work, every measure will be taken to minimise inconvenience to our customers. Building 504: owing to the improvements to be made to our Building 500 premises, we will hencef...

  18. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...

  19. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...

  20. The Poor Side of the Netherlands

    NARCIS (Netherlands)

    Cok Vrooman; Stella Hoff

    2004-01-01

    Poverty is a theme that has attracted a great deal of attention in the Netherlands over the last decade, both in government policy and in academic research and statistics. Since 1997 the Social and Cultural Planning Office (SCP) and Statistics Netherlands (CBS) have published a regular Poverty

  1. The Upper Permian in the Netherlands

    NARCIS (Netherlands)

    Visser, W.A.

    1955-01-01

    The Upper Permian in the Netherlands, as known from borehole data, is deposited in a mainly evaporitic facies north of the Brabant and Rhenish Massifs. In the extreme south (Belgian Campine, de Peel) a near-shore facies of reef dolomites and elastics occurs. In the western and central Netherlands

  2. Agricultural marketing in Belgium and The Netherlands

    NARCIS (Netherlands)

    Meulenberg, M.T.G.; Viaene, J.

    1993-01-01

    Agriculture in Belgium and the Netherlands has a strong export tradition and has been market oriented for a long time. In this article agricultural markeling in Belgium and the Netherlands is analyzed on the basis of the concepts structure, conduct and performance. In our review of market structure

  3. The Social State of the Netherlands

    NARCIS (Netherlands)

    Theo Roes

    2004-01-01

    This publication contains an abridged version of The Social State of the Netherlands 2003 (De Sociale Staat van Nederland 2003), published by the Social and Cultural Planning Office of the Netherlands (SCP). It presents a description and analysis in broad outline of the life situation of the

  4. Use of Rhenish tuff in the Netherlands

    NARCIS (Netherlands)

    Nijland, T.G.; Hees, R.P.J. van

    2006-01-01

    Rhenish tuffs (Rmer, Weiberner / Hohenleie, Et-tringer / Hasenstoppler) from the volcanic Eifel re-gion, Germany, have widely been used as building stone in the Netherlands. In the present paper, an overview is given of their historic use in the Nether-lands, the experience with weathering, the

  5. De-globalising bank regulation

    OpenAIRE

    Mario Tonveronachi

    2013-01-01

    The recent crisis has promoted a rethinking of financial globalisation, a revision that has also partially interested some official circles. National supervisors have often reacted to the crises of cross-border banks by ring fencing local interests. Some proposals (e.g. the Vickers Report and the Fed’s subsidiarisation of US establishments of foreign banks) de facto imply a partial de-globalisation of both banks and their supervision. Orthodox regulators and large banks point, on the contrary...

  6. Central Banking after the Crisis

    OpenAIRE

    Frederick S. Mishkin

    2013-01-01

    This paper explores where central banking is heading after the recent financial crisis. First it discusses the central bank consensus before the crisis and then outlines the key facts learned from the crisis that require changes in the way central banks conduct their business. Finally, it discusses four main areas in which central banks are altering their policy frameworks: 1) the interaction between monetary and financial stability policies, 2) nonconventional monetary policy, 3) risk manage...

  7. Auditing and bank capital regulation

    OpenAIRE

    Edward Simpson Prescott

    2004-01-01

    Auditing is introduced into a model of bank capital regulation. Deterministic and stochastic auditing strategies are studied. Contrary to intuition, auditing of bank risk should be focused on the safest banks because they hold the least amount of capital. Risky banks, which hold more capital, need to be audited less. The importance of auditing by regulators and penalties for non-compliance are discussed in light of the Basel II capital regulation proposals. Emphasis is placed on the importanc...

  8. Water quality and treatment of river bank filtrate

    Directory of Open Access Journals (Sweden)

    W. W. J. M. de Vet

    2010-06-01

    Full Text Available In drinking water production, river bank filtration has the advantages of dampening peak concentrations of many dissolved components, substantially removing many micropollutants and removing, virtually completely, the pathogens and suspended solids. The production aquifer is not only fed by the river bank infiltrate but also by water percolating through covering layers. In the polder areas, these top layers consist of peat and deposits from river sediments and sea intrusions.

    This paper discusses the origin and fate of macro components in river bank filtrate, based on extensive full-scale measurements in well fields and treatment systems of the Drinking Water Company Oasen in the Netherlands. First, it clarifies and illustrates redox reactions and the mixing of river bank filtrate and PW as the dominant processes determining the raw water quality for drinking water production. Next, full-scale results are elaborated on to evaluate trickling filtration as an efficient and proven one-step process to remove methane, iron, ammonium and manganese. The interaction of methane and manganese removal with nitrification in these systems is further analyzed. Methane is mostly stripped during trickling filtration and its removal hardly interferes with nitrification. Under specific conditions, microbial manganese removal may play a dominant role.

  9. 78 FR 38978 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-28

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  10. 75 FR 67969 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-11-04

    ... Doc No: 2010-27868] FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control... of a bank or bank holding company. The factors that are considered in acting on the notices are set...

  11. 77 FR 58141 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-09-19

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  12. 76 FR 75548 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-12-02

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  13. 76 FR 75882 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-12-05

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  14. 78 FR 300 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-03

    ...: 2012-31575] FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12... bank or bank holding company. The factors that are considered in acting on the notices are set forth in...

  15. 77 FR 37406 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-06-21

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  16. 77 FR 27458 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-10

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank ] or bank holding company. The factors...

  17. 77 FR 19665 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-04-02

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  18. 77 FR 58379 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-09-20

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  19. 75 FR 71130 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-11-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  20. 76 FR 32361 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-06-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  1. 77 FR 73031 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-12-07

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  2. 77 FR 3475 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-01-24

    ... No: 2012-1314] FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control... bank or bank holding company. The factors that are considered in acting on the notices are set forth in...

  3. 78 FR 35271 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-12

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  4. 77 FR 60118 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-10-02

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  5. 78 FR 45535 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  6. 77 FR 16839 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-03-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  7. 77 FR 9250 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-02-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  8. 78 FR 76305 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-12-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  9. 78 FR 41929 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-12

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  10. 75 FR 51814 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-08-23

    ... No: 2010-20809] FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control... a bank or bank holding company. The factors that are considered in acting on the notices are set...

  11. 78 FR 3897 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  12. 75 FR 53968 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-09-02

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  13. 76 FR 19099 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-04-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  14. 77 FR 4323 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-01-27

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  15. 75 FR 39016 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-07-07

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  16. 76 FR 72205 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-11-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  17. 78 FR 49268 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-13

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  18. 76 FR 40730 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-07-11

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  19. 75 FR 9414 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-03-02

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  20. 78 FR 13877 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-03-01

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  1. 77 FR 68121 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-11-15

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  2. 77 FR 54917 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-09-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  3. 75 FR 70262 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-11-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  4. 78 FR 27389 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-05-10

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  5. 78 FR 43883 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  6. 77 FR 66463 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-11-05

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  7. 78 FR 62301 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-10-15

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  8. 77 FR 50689 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-08-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  9. 77 FR 33459 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-06-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  10. 78 FR 39729 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-02

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  11. 76 FR 23599 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-04-27

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  12. 75 FR 5322 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-02-02

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  13. 78 FR 3425 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-01-16

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  14. 75 FR 33810 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-06-15

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  15. 75 FR 3904 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-01-25

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are...

  16. 78 FR 51726 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-21

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  17. 77 FR 31612 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-05-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  18. 78 FR 53457 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-08-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  19. 77 FR 43824 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-07-26

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  20. 77 FR 72864 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-12-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  1. 76 FR 10595 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-02-25

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  2. 76 FR 10899 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-02-28

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  3. 75 FR 71440 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-11-23

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  4. 77 FR 34385 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-06-11

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  5. 76 FR 81939 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-12-29

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  6. 75 FR 77876 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2010-12-14

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  7. 78 FR 76834 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-12-19

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  8. 77 FR 16223 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-03-20

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  9. 76 FR 70722 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-11-15

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  10. 77 FR 60702 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-10-04

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  11. 77 FR 64801 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-10-23

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  12. 77 FR 284 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-01-04

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  13. 78 FR 24747 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-26

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...

  14. 75 FR 54148 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-09-03

    ... Doc No: 2010-22050] FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank... acquire a bank or bank holding company. The factors that are considered in acting on the notices are set...

  15. Teaching Bank Runs through Films

    Science.gov (United States)

    Flynn, David T.

    2009-01-01

    The author advocates the use of films to supplement textbook treatments of bank runs and panics in money and banking or general banking classes. Modern students, particularly those in developed countries, tend to be unfamiliar with potential fragilities of financial systems such as a lack of deposit insurance or other safety net mechanisms. Films…

  16. Bank Relationship and Firm Profitability

    NARCIS (Netherlands)

    Degryse, H.A.; Ongena, S.

    2000-01-01

    This paper examines how bank relationships affect firm performance. An empirical implication of recent theoretical models is that firms maintaining multiple bank relationships are less profitable than their single-bank peers. We investigate this empirical implication using a data set containing

  17. Islamic economics, banking and finance.

    OpenAIRE

    Dastgir, Shabbir

    2015-01-01

    The normal operations of commercial banks in Western economies do not conform to the religious requirements of the Islamic faith. In this article, Shabbir Dastgir explores the differences and outlines how the worldwide industry in Islamic\\ud banking has developed new banking practices.

  18. Determinants of bank profitability: Evidence from the Greek banking sector

    Directory of Open Access Journals (Sweden)

    Alexiou Constantinos

    2009-01-01

    Full Text Available This paper investigates the effects of bank-specific and macroeconomic determinants of bank profitability, using an empirical framework that incorporates the traditional Structure-Conduct- Performance (SCP hypothesis. A panel data approach has been adopted and effectively applied to six Greek banks. The evidence generated suggests that for any consistent or systematic size the profitability relationship is relatively weak. Most of the bank-specific determinants were found to significantly affect bank profitability. A more ambiguous picture emerged when the macroeconomic factors were considered.

  19. Fission-track study of the uranium bio-geochemistry in carbonates of Bikini and Enewetak Atolls. Progress report, July 1, 1974--December 31, 1975

    International Nuclear Information System (INIS)

    Levy, Y.; Miller, D.S.; Friedman, G.M.; Goter, E.R.

    1975-09-01

    Major contributions during this contract period have been in developing an analytical procedure for Pu measurement, and in applying the developed procedures to determining the plutonium concentration and distribution in coral from the Bikini Atoll. In conjunction with these contributions, measurements using the fission-track method have been made of the uranium distribution and concentrations in several carbonate samples from drill cores obtained from the Runit Island Enewetak Atoll. Petrographic studies on these drill core samples have been made to correlate the uranium data with the mineralogical data

  20. Larval dispersal modeling of pearl oyster Pinctada margaritifera following realistic environmental and biological forcing in Ahe atoll lagoon.

    Directory of Open Access Journals (Sweden)

    Yoann Thomas

    Full Text Available Studying the larval dispersal of bottom-dwelling species is necessary to understand their population dynamics and optimize their management. The black-lip pearl oyster (Pinctada margaritifera is cultured extensively to produce black pearls, especially in French Polynesia's atoll lagoons. This aquaculture relies on spat collection, a process that can be optimized by understanding which factors influence larval dispersal. Here, we investigate the sensitivity of P. margaritifera larval dispersal kernel to both physical and biological factors in the lagoon of Ahe atoll. Specifically, using a validated 3D larval dispersal model, the variability of lagoon-scale connectivity is investigated against wind forcing, depth and location of larval release, destination location, vertical swimming behavior and pelagic larval duration (PLD factors. The potential connectivity was spatially weighted according to both the natural and cultivated broodstock densities to provide a realistic view of connectivity. We found that the mean pattern of potential connectivity was driven by the southwest and northeast main barotropic circulation structures, with high retention levels in both. Destination locations, spawning sites and PLD were the main drivers of potential connectivity, explaining respectively 26%, 59% and 5% of the variance. Differences between potential and realistic connectivity showed the significant contribution of the pearl oyster broodstock location to its own dynamics. Realistic connectivity showed larger larval supply in the western destination locations, which are preferentially used by farmers for spat collection. In addition, larval supply in the same sectors was enhanced during summer wind conditions. These results provide new cues to understanding the dynamics of bottom-dwelling populations in atoll lagoons, and show how to take advantage of numerical models for pearl oyster management.

  1. A Fresh Look at the Geologic Evolution of Kingman Reef and Palmyra Atoll, U.S. Line Islands

    Science.gov (United States)

    Barth, G. A.; Eakins, B.; Scheirer, D. S.; Wong, F. L.; Jones, M. R.

    2013-12-01

    Extended continental shelf (ECS) interest has provided a vehicle for renewed scientific study of the geologic framework of the U.S. Line Islands. In support of ECS studies, GLORIA sidescan sonar imagery has been refreshed and re-released. New multibeam bathymetry and backscatter data and a compilation of bathymetric tracks of opportunity enhance the credibility of new backscatter interpretations. Two-channel seismic reflection data collected during the GLORIA program in 1991 have been reprocessed and compiled into a digital database and have yielded a new understanding of sediment distribution and basement morphology within the 200 nautical mile exclusive economic zone (EEZ) surrounding Kingman Reef and Palmyra Atoll. Kingman Reef and Palmyra Atoll are small islands today. We infer that they are the last subaerial remnants of what was once a complex volcanic island, made up of no fewer than 8 different volcanic centers and spanning roughly 200 km in total diameter. Edifice heights above the immediately surrounding volcanic basement exceed 3000 m, and in several cases exceed 4000 m. Voluminous sediment accumulations flanking these now-submerged and significantly buried edifices point to their past existence as shallow-water or emergent volcanic systems capable of producing large quantities of volcaniclastic as well as carbonate sediment quite different from the thinner layer of pelagic sediment blanketing the adjacent central Pacific deep sea floor. The sediment pond east of Palmyra Atoll, in a perched basin near the center of this ancient complex, exceeds 1200 m in thickness. The Kingman-Palmyra region today is a showcase of mass transport features, with rugged erosional topography on steep volcanic flanks, a collapsed or eroding carbonate platform covering part of the central complex, and wide, sinuous leveed channels sweeping predominantly toward the north, carrying sediment away from the remnant high and out onto the deep sea floor to the east of the Line

  2. Phase shift from a coral to a corallimorph-dominated reef associated with a shipwreck on Palmyra atoll.

    Directory of Open Access Journals (Sweden)

    Thierry M Work

    Full Text Available Coral reefs can undergo relatively rapid changes in the dominant biota, a phenomenon referred to as phase shift. Various reasons have been proposed to explain this phenomenon including increased human disturbance, pollution, or changes in coral reef biota that serve a major ecological function such as depletion of grazers. However, pinpointing the actual factors potentially responsible can be problematic. Here we show a phase shift from coral to the corallimorpharian Rhodactis howesii associated with a long line vessel that wrecked in 1991 on an isolated atoll (Palmyra in the central Pacific Ocean. We documented high densities of R. howesii near the ship that progressively decreased with distance from the ship whereas R. howesii were rare to absent in other parts of the atoll. We also confirmed high densities of R. howesii around several buoys recently installed on the atoll in 2001. This is the first time that a phase shift on a coral reef has been unambiguously associated with man-made structures. This association was made, in part, because of the remoteness of Palmyra and its recent history of minimal human habitation or impact. Phase shifts can have long-term negative ramification for coral reefs, and eradication of organisms responsible for phase shifts in marine ecosystems can be difficult, particularly if such organisms cover a large area. The extensive R. howesii invasion and subsequent loss of coral reef habitat at Palmyra also highlights the importance of rapid removal of shipwrecks on corals reefs to mitigate the potential of reef overgrowth by invasives.

  3. Netherlands.

    OpenAIRE

    Wesemann, P.

    2002-01-01

    A great deal of effort is still needed to improve road safety in Europe. Criteria were formulated which can be used to determine whether there is sufficient need for government intervention in traffic and road safety. Evaluation tools were developed to determine the optimum size of the total government budget for road safety policy and to find out how a given budget can be optimally employed in drawing up a package of measures. To apply a social cost-benefit analysis, information is needed to...

  4. Contribution of Internet Banking toward Profitability of Banking in India

    Directory of Open Access Journals (Sweden)

    Majid Karimzadeh

    2015-12-01

    Full Text Available The adoption of the Internet in the banking industry on the one hand is closely related to a change in the structure of the organization and nature of operations in banking industry itself, and on the other hand, to the emergence of computer as a significant organizational tool. Banks have always been starving to introduce new technologies to reduce operational costs and expand their businesses. This study is an attempt to investigate the contribution of Internet banking on the performance of the banking system in India. Return on Assets (ROA and Return on Equity (ROE ratios are used to test this effect. The regression analysis showed that there is a significant effect of Internet banking services on the profitability of banks in terms of ROA and ROE in India.

  5. Bank Insolvency Procedures and Market Discipline in European Banking

    DEFF Research Database (Denmark)

    Angkinand, Apanard; Wihlborg, Clas

    2005-01-01

    Predetermined, operational procedures for dealing with banks in distress are conspicuously absent across the world with very few exceptions. Instead governments and regulatory authorities intervene when banks approach failure. Bail-outs of important creditors, sometimes including shareholders......, and blanket guarantees for creditors become the norm. We argue that efficient incentives of banks' creditors, as well as of shareholders and managers, require predetermined rules for dealing with banks in distress, and a group of creditors that are credibly non-insured. Cross-border banking increases the need...... for pre-determined bank insolvency procedures that could enable banks to expand cross-border in branches. In the empirical part we show that credibility of non-insurance is maximized with a partial deposit insurance scheme, and that the coverage can be decreased if effective rule-based distress resolution...

  6. How to: Establish and run a stool bank.

    Science.gov (United States)

    Terveer, E M; van Beurden, Y H; Goorhuis, A; Seegers, J F M L; Bauer, M P; van Nood, E; Dijkgraaf, M G W; Mulder, C J J; Vandenbroucke-Grauls, C M J E; Verspaget, H W; Keller, J J; Kuijper, E J

    2017-12-01

    Since 2013, several stool banks have been developed following publications reporting on clinical success of 'faecal microbiota transplantation' (FMT) for recurrent Clostridium difficile infections (CDI). However, protocols for donor screening, faecal suspension preparation, and transfer of the faecal suspension differ between countries and institutions. Moreover, no European consensus exists regarding the legislative aspects of the faecal suspension product. Internationally standardized recommendations about the above mentioned aspects have not yet been established. In 2015, the Netherlands Donor Feces Bank (NDFB) was founded with the primary aim of providing a standardized product for the treatment of patients with recurrent CDI in the Netherlands. Standard operation procedures for donor recruitment, donor selection, donor screening, and production, storage, and distribution of frozen faecal suspensions for FMT were formulated. Our experience summarized in this review addresses current donor recruitment and screening, preparation of the faecal suspension, transfer of the faecal microbiota suspension, and the experiences and follow-up of the patients treated with donor faeces from the NDFB. Copyright © 2017 European Society of Clinical Microbiology and Infectious Diseases. Published by Elsevier Ltd. All rights reserved.

  7. 12 CFR 204.121 - Bankers' banks.

    Science.gov (United States)

    2010-01-01

    ... Federal Home Loan Bank, or in the National Credit Union Administration Central Liquidity Facility if the... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Bankers' banks. 204.121 Section 204.121 Banks... REQUIREMENTS OF DEPOSITORY INSTITUTIONS (REGULATION D) Interpretations § 204.121 Bankers' banks. (a)(1) The...

  8. Colonization and growth of crustose coralline algae (Corallinales, Rhodophyta on the Rocas Atoll

    Directory of Open Access Journals (Sweden)

    Alexandre Bigio Villas Bôas

    2005-12-01

    Full Text Available Crustose coralline algae play a fundamental role in reef construction all over the world. The aims fo this study were to identify and estimate the abundance of the dominant crustose coralline algae in shallow reef habitats, measuring their colonization, growth rates and productivity. Crusts sampled from different habitats were collected on leeward and windward reefs. Discs made of epoxy putty were fixed on the reef surface to follow coralline colonization and discs containing the dominant coralline algae were fixed on different habitats to measure the crusts' marginal growth. The primary production experiments followed the clear and dark bottle method for dissolved oxygen reading. Porolithon pachydermum was confirmed as the dominant crustose coralline alga on the Rocas Atoll. The non-cryptic flat form of P. pachydermum showed a faster growth rate on the leeward than on the windward reef. This form also had a faster growth rate on the reef crest (0.05 mm.day-1 than on the reef flat (0.01 mm.day-1. The cryptic protuberant form showed a trend, though not significant, towards a faster growth rate on the reef crest and in tidal pools than on the reef flat. Colonization was, in general, very slow as compared to that presented by other reef studies. P. pachydermum was a productive crust both in non-cryptic and cryptic habitats.As algas calcárias incrustantes exercem um papel fundamental na construção de recifes ao redor do mundo. Neste trabalho os objetivos foram: identificar e estimar a abundância da alga calcária incrustante dominante nas partes rasas do recife, verificando suas taxas de colonização, crescimento e produtividade. Crostas de diferentes habitats foram estudadas em locais a barlavento e sotavento. Discos feitos com massa epóxi foram fixados na superfície do recife para acompanhar a colonização das algas calcárias e discos contendo a alga calcária dominante foram fixados em diferentes habitats para medir o crescimento de suas

  9. Atoll Groundwater Movement and Its Response to Climatic and Sea-Level Fluctuations

    Directory of Open Access Journals (Sweden)

    Ferdinand K. J. Oberle

    2017-08-01

    Full Text Available Groundwater resources of low-lying atoll islands are threatened due to short-term and long-term changes in rainfall, wave climate, and sea level. A better understanding of how these forcings affect the limited groundwater resources was explored on Roi-Namur in the Republic of the Marshall Islands. As part of a 16-month study, a rarely recorded island-overwash event occurred and the island’s aquifer’s response was measured. The findings suggest that small-scale overwash events cause an increase in salinity of the freshwater lens that returns to pre-overwash conditions within one month. The overwash event is addressed in the context of climate-related local sea-level change, which suggests that overwash events and associated degradations in freshwater resources are likely to increase in severity in the future due to projected rises in sea level. Other forcings, such as severe rainfall events, were shown to have caused a sudden freshening of the aquifer, with salinity levels retuning to pre-rainfall levels within three months. Tidal forcing of the freshwater lens was observed in electrical resistivity profiles, high-resolution conductivity, groundwater-level well measurements and through submarine groundwater discharge calculations. Depth-specific geochemical pore water measurements further assessed and confirmed the distinct boundaries between fresh and saline water masses in the aquifer. The identification of the freshwater lens’ saline boundaries is essential for a quantitative evaluation of the aquifers freshwater resources and help understand how these resources may be impacted by climate change and anthropogenic activities.

  10. Uncertainty analysis for an updated dose assessment for a US nuclear test site: Bikini Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Bogen, K.T.; Conrado, C.L.; Robison, W.L.

    1995-11-01

    A detailed analysis of uncertainty and interindividual variability in estimated doses was conducted for a rehabilitation scenario for Bikini Island at Bikini Atoll, in which the top 40 cm of soil would be removed in the housing and village area, and the rest of the island is treated with potassium fertilizer, prior to an assumed resettlement date of 1999. Predicted doses were considered for the following fallout-related exposure pathways: ingested Cesium-137 and Strontium-90, external gamma exposure, and inhalation and ingestion of Americium-241 + Plutonium-239+240. Two dietary scenarios were considered: (1) imported foods are available (IA), and (2) imported foods are unavailable (only local foods are consumed) (IUA). Corresponding calculations of uncertainty in estimated population-average dose showed that after {approximately}5 y of residence on Bikini, the upper and lower 95% confidence limits with respect to uncertainty in this dose are estimated to be approximately 2-fold higher and lower than its population-average value, respectively (under both IA and IUA assumptions). Corresponding calculations of interindividual variability in the expected value of dose with respect to uncertainty showed that after {approximately}5 y of residence on Bikini, the upper and lower 95% confidence limits with respect to interindividual variability in this dose are estimated to be approximately 2-fold higher and lower than its expected value, respectively (under both IA and IUA assumptions). For reference, the expected values of population-average dose at age 70 were estimated to be 1.6 and 5.2 cSv under the IA and IUA dietary assumptions, respectively. Assuming that 200 Bikini resettlers would be exposed to local foods (under both IA and IUA assumptions), the maximum 1-y dose received by any Bikini resident is most likely to be approximately 2 and 8 mSv under the IA and IUA assumptions, respectively.

  11. A dose assessment for a U.S. nuclear test site -- Bikini Atoll

    Energy Technology Data Exchange (ETDEWEB)

    Robison, W.L.; Bogen, K.T.; Conrado, C.L.

    1993-07-01

    On March 1, 1954, a nuclear weapon test, code-named BRAVO, conducted at Bikini Atoll in the northern Marshall Islands contaminated the major residence island. Here the authors provide a radiological dose assessment for the main residence island, Bikini, using extensive radionuclide concentration data derived from analysis of food crops, ground water, cistern water, fish and other marine species, animals, air, and soil collected at Bikini Island. The unique composition of coral soil greatly alters the relative contribution of cesium-137 and strontium-90 to the total estimated dose relative to expectations based on North American and European soils. Cesium-137 produces 96% of the estimated dose for returning residents, mostly through uptake from the soil to terrestrial food crops but also from external gamma exposure. The estimated maximum annual effective dose is 4.4 mSv y{sup {minus}1} when imported foods, which are now an established part of the diet, are available. The 30-, 50-, and 70-y integral effective doses are 10 cSv, 14 cSv, and 16 cSv, respectively. An analysis of interindividual variability in 0- to 30-y expected integral dose indicates that 95% of Bikini residents would have expected doses within a factor of 3.4 above and 4.8 below the population-average value. A corresponding uncertainty analysis showed that after about 5 y of residence, the 95% confidence limits on population-average dose would be {+-}35% of its expected value. The authors have evaluated various countermeasures to reduce {sup 137}Cs in food crops. Treatment with potassium reduces the uptake of {sup 137}Cs into food crops, and therefore the ingestion dose, to less than 10% of pretreatment levels and has essentially no negative environmental consequences.

  12. Gross and microscopic morphology of lesions in Cnidaria from Palmyra Atoll, Central Pacific.

    Science.gov (United States)

    Williams, Gareth J; Work, Thierry M; Aeby, Greta S; Knapp, Ingrid S; Davy, Simon K

    2011-02-01

    We conducted gross and microscopic characterizations of lesions in Cnidaria from Palmyra Atoll, Central Pacific. We found growth anomalies (GA) to be the most commonly encountered lesion. Cases of discoloration and tissue loss were rare. GAs had a focal or multi-focal distribution and were predominantly nodular, exophytic, and umbonate. In scleractinians, the majority of GAs manifested as hyperplasia of the basal body wall (52% of cases), with an associated absence or reduction of polyp structure (mesenteries and filaments, actinopharynx and tentacles), and depletion of zooxanthellae in the gastrodermis of the upper body wall. In the soft corals Sinularia sp. and Lobophytum sp., GAs exclusively manifested as prominent hyperplasia of the coenenchyme with an increased density of solenia. In contrast to scleractinians, soft coral GAs displayed an inflammatory and necrotizing component with marked edema of the mesoglea, accompanied by infiltrates of variably-sized granular amoebocytes. Fungi, algae, sponges, and Crustacea were present in some scleractinian GAs, but absent in soft coral GAs. Fragmentation of tissues was a common finding in Acropora acuminata and Montipora cf. dilatata colonies with tissue loss, although no obvious causative agents were seen. Discoloration in the zoanthid, Palythoa tuberculosa, was found to be the result of necrosis, while in Lobophytum sp. discoloration was the result of zooxanthellar depletion (bleaching). Soft corals with discoloration or tissue loss showed a marked inflammatory response, however no obvious causative organisms were seen. Lesions that appeared similar at the gross level were revealed to be distinct by microscopy, emphasizing the importance of histopathology. Copyright © 2010 Elsevier Inc. All rights reserved.

  13. More coral, more fish? Contrasting snapshots from a remote Pacific atoll

    Directory of Open Access Journals (Sweden)

    Ricardo Beldade

    2015-01-01

    Full Text Available Coral reefs are in decline across the globe as a result of overexploitation, pollution, disease and, more recently, climate change. The impacts of changes in coral cover on associated fish communities can be difficult to predict because of the uneven dependence of reef fish species on corals for food, shelter or the three-dimensional structure they provide. We compared live coral cover, reef fish community metrics, and their associations in two surveys of the lagoon of the remote atoll of Mataiva (French Polynesia carried out 31 years apart. In contrast to the general pattern of decreasing coral cover reported for many parts of the Indo-Pacific region, live coral cover increased 6–7 fold at Mataiva between 1981 and 2012, and fish density nearly doubled. The stable overall reef fish species richness belied a significant shift in community structure. There was little overlap in community composition across years, and fish assemblages in 2012 were more homogeneous in composition than they were in 1981. Changes in species abundance were not clearly related to species-specific reliance on corals. The strong positive relationships between live coral cover and fish diversity and abundance noted in 1981, when coral cover rarely exceeded 10%, were no longer present in 2012, when coral cover rarely fell below this value. The most parsimonious explanation for these contrasting relationships is that, over the combined range of coral cover observed in the 1981 and 2012 snapshots, there is a rapidly asymptotic relationship between coral and fish. Our results, and other data from the south and west Pacific, suggest that fish diversity and abundance might accumulate rapidly up to a threshold of approximately 10% live coral cover. Such a relationship would have implications for our expectations of resistance and recovery of reef fish communities facing an increasingly severe regime of coral reef disturbances.

  14. More coral, more fish? Contrasting snapshots from a remote Pacific atoll.

    Science.gov (United States)

    Beldade, Ricardo; Mills, Suzanne C; Claudet, Joachim; Côté, Isabelle M

    2015-01-01

    Coral reefs are in decline across the globe as a result of overexploitation, pollution, disease and, more recently, climate change. The impacts of changes in coral cover on associated fish communities can be difficult to predict because of the uneven dependence of reef fish species on corals for food, shelter or the three-dimensional structure they provide. We compared live coral cover, reef fish community metrics, and their associations in two surveys of the lagoon of the remote atoll of Mataiva (French Polynesia) carried out 31 years apart. In contrast to the general pattern of decreasing coral cover reported for many parts of the Indo-Pacific region, live coral cover increased 6-7 fold at Mataiva between 1981 and 2012, and fish density nearly doubled. The stable overall reef fish species richness belied a significant shift in community structure. There was little overlap in community composition across years, and fish assemblages in 2012 were more homogeneous in composition than they were in 1981. Changes in species abundance were not clearly related to species-specific reliance on corals. The strong positive relationships between live coral cover and fish diversity and abundance noted in 1981, when coral cover rarely exceeded 10%, were no longer present in 2012, when coral cover rarely fell below this value. The most parsimonious explanation for these contrasting relationships is that, over the combined range of coral cover observed in the 1981 and 2012 snapshots, there is a rapidly asymptotic relationship between coral and fish. Our results, and other data from the south and west Pacific, suggest that fish diversity and abundance might accumulate rapidly up to a threshold of approximately 10% live coral cover. Such a relationship would have implications for our expectations of resistance and recovery of reef fish communities facing an increasingly severe regime of coral reef disturbances.

  15. Quaranfil, Johnston Atoll, and Lake Chad Viruses Are Novel Members of the Family Orthomyxoviridae▿

    Science.gov (United States)

    Presti, Rachel M.; Zhao, Guoyan; Beatty, Wandy L.; Mihindukulasuriya, Kathie A.; Travassos da Rosa, Amelia P. A.; Popov, Vsevolod L.; Tesh, Robert B.; Virgin, Herbert W.; Wang, David

    2009-01-01

    Arboviral infections are an important cause of emerging infections due to the movements of humans, animals, and hematophagous arthropods. Quaranfil virus (QRFV) is an unclassified arbovirus originally isolated from children with mild febrile illness in Quaranfil, Egypt, in 1953. It has subsequently been isolated in multiple geographic areas from ticks and birds. We used high-throughput sequencing to classify QRFV as a novel orthomyxovirus. The genome of this virus is comprised of multiple RNA segments; five were completely sequenced. Proteins with limited amino acid similarity to conserved domains in polymerase (PA, PB1, and PB2) and hemagglutinin (HA) genes from known orthomyxoviruses were predicted to be present in four of the segments. The fifth sequenced segment shared no detectable similarity to any protein and is of uncertain function. The end-terminal sequences of QRFV are conserved between segments and are different from those of the known orthomyxovirus genera. QRFV is known to cross-react serologically with two other unclassified viruses, Johnston Atoll virus (JAV) and Lake Chad virus (LKCV). The complete open reading frames of PB1 and HA were sequenced for JAV, while a fragment of PB1 of LKCV was identified by mass sequencing. QRFV and JAV PB1 and HA shared 80% and 70% amino acid identity to each other, respectively; the LKCV PB1 fragment shared 83% amino acid identity with the corresponding region of QRFV PB1. Based on phylogenetic analyses, virion ultrastructural features, and the unique end-terminal sequences identified, we propose that QRFV, JAV, and LKCV comprise a novel genus of the family Orthomyxoviridae. PMID:19726499

  16. Quaranfil, Johnston Atoll, and Lake Chad viruses are novel members of the family Orthomyxoviridae.

    Science.gov (United States)

    Presti, Rachel M; Zhao, Guoyan; Beatty, Wandy L; Mihindukulasuriya, Kathie A; da Rosa, Amelia P A Travassos; Popov, Vsevolod L; Tesh, Robert B; Virgin, Herbert W; Wang, David

    2009-11-01

    Arboviral infections are an important cause of emerging infections due to the movements of humans, animals, and hematophagous arthropods. Quaranfil virus (QRFV) is an unclassified arbovirus originally isolated from children with mild febrile illness in Quaranfil, Egypt, in 1953. It has subsequently been isolated in multiple geographic areas from ticks and birds. We used high-throughput sequencing to classify QRFV as a novel orthomyxovirus. The genome of this virus is comprised of multiple RNA segments; five were completely sequenced. Proteins with limited amino acid similarity to conserved domains in polymerase (PA, PB1, and PB2) and hemagglutinin (HA) genes from known orthomyxoviruses were predicted to be present in four of the segments. The fifth sequenced segment shared no detectable similarity to any protein and is of uncertain function. The end-terminal sequences of QRFV are conserved between segments and are different from those of the known orthomyxovirus genera. QRFV is known to cross-react serologically with two other unclassified viruses, Johnston Atoll virus (JAV) and Lake Chad virus (LKCV). The complete open reading frames of PB1 and HA were sequenced for JAV, while a fragment of PB1 of LKCV was identified by mass sequencing. QRFV and JAV PB1 and HA shared 80% and 70% amino acid identity to each other, respectively; the LKCV PB1 fragment shared 83% amino acid identity with the corresponding region of QRFV PB1. Based on phylogenetic analyses, virion ultrastructural features, and the unique end-terminal sequences identified, we propose that QRFV, JAV, and LKCV comprise a novel genus of the family Orthomyxoviridae.

  17. Genetic diversity of Wolbachia endosymbionts in Culex quinquefasciatus from Hawai`i, Midway Atoll, and Samoa

    Science.gov (United States)

    Atkinson, Carter T.; Watcher-Weatherwax, William; Lapointe, Dennis

    2016-01-01

    Incompatible insect techniques are potential methods for controlling Culex quinquefasciatus and avian disease transmission in Hawai‘i without the use of pesticides or genetically modified organisms. The approach is based on naturally occurring sperm-egg incompatibilities within the Culex pipiens complex that are controlled by different strains of the bacterial endosymbiont Wolbachia pipientis (wPip). Incompatibilities can be unidirectional (crosses between males infected with strain A and females infected with strain B are fertile, while reciprocal crosses are not) or bidirectional (reciprocal crosses between sexes with different wPip strains are infertile). The technique depends on release of sufficient numbers of male mosquitoes infected with an incompatible wPip strain to suppress mosquito populations and reduce transmission of introduced avian malaria (Plasmodium relictum) and Avipoxvirus in native forest bird habitats. Both diseases are difficult to manage using more traditional methods based on removal and treatment of larval habitats and coordination of multiple approaches may be needed to control this vector. We characterized the diversity of Wolbachia strains in C. quinquefasciatus from Hawai‘i, Kaua‘i, Midway Atoll, and American Samoa with a variety of genetic markers to identify compatibility groups and their distribution within and between islands. We confirmed the presence of wPip with multilocus sequence typing, tested for local genetic variability using 16 WO prophage genes, and identified similarities to strains from other parts of the world with a transposable element (tr1). We also tested for genetic differences in ankyrin motifs (ank2 and pk1) which have been used to classify wPip strains into five worldwide groups (wPip1–wPip5) that vary in compatibility with each other based on experimental crosses. We found a mixture of both widely distributed and site specific genotypes based on presence or absence of WO prophage and transposable

  18. Ownership concentration and bank profitability

    Directory of Open Access Journals (Sweden)

    Peterson Kitakogelu Ozili

    2017-12-01

    Full Text Available We investigate whether ownership concentration influences bank profitability in a developing country context. We focus on bank ownership concentration measured as the amount of direct equity held by a majority shareholder categorised into: high ownership concentration, moderate ownership concentration and disperse ownership. We find that banks with high ownership concentration have higher return on assets, higher net interest margin and higher recurring earning power while banks with dispersed ownership have lower return on assets but have higher return on equity. Also, higher cost efficiency improves the return on assets of widely-held banks and the return on equity of banks with moderate ownership. The findings have implications. JEL: Code: G3, G34, G31, Keywords: Corporate governance, Ownership structure, Agency theory, Profitability, Firm performance, Banks, Return on asset, Return on equity

  19. Can taxes tame the banks?

    DEFF Research Database (Denmark)

    Devereux, Michael P.; Johannesen, Niels; Vella, John

    In the wake of the financial crisis, a number of countries have introduced levies on bank borrowing with the aim of reducing risk in the financial sector. This paper studies the behavioral responses to the bank levies and evaluates the policy. We find that the levies induced banks to borrow less...... but also to hold more risky assets. The reduction in funding risk clearly dominates for banks with high capital ratios but is exactly offset by the increase in portfolio risk for banks with low capital ratios. This suggests that while the levies have reduced the total risk of relatively safe banks......, they have done nothing to curb the risk of relatively risky banks, which presumably pose the greatest threat to financial stability...

  20. INFORMATION FROM THE BANK

    CERN Multimedia

    1999-01-01

    The UBS will be integrating its two computer platforms during the weekend of 24 April.This operation involves changing your account card and Eurocheque card, which will be sent to you by post.Those who receive their bank correspondence at CERN may obtain their codes from the branch there.The security and rapidity of this procedure will be helped by the presentation of an identity document.Despite the precautions taken, problems may be experienced with the operation of the cash-points during that weekend.The bank's staff would like to offer apologies in advance for any difficulties and are at your disposal for any information you may need.UBS