WorldWideScience

Sample records for urban development mortgage

  1. Terminated Multifamily Mortgages Database

    Data.gov (United States)

    Department of Housing and Urban Development — This dataset includes all terminated HUD Multifamily mortgages except those from the Hospital Mortgage Insurance Program. It includes the Holder and Servicer at the...

  2. Residential Mortgage Market in Economic and Social Development of Ukraine

    Directory of Open Access Journals (Sweden)

    Onysko Stefaniia M.

    2014-02-01

    Full Text Available The article studies tendencies of development of the residential mortgage market in Ukraine in the post-crisis period 2009 – 2012, identifies main tendencies of development of the Ukrainian mortgage market and conducts analysis of the level of mortgage interest rates. The article analyses the modern state of the mortgage market of Ukraine, dynamics of volumes of mortgage loans, their cost, structure of banks as mortgage creditors and cost of housing in Ukraine in the studied period. The article makes a number of offers on efficiency of mortgage, offers directions of financial support of rehabilitation of the market for solving housing problems of the population and identifies importance of state support of mortgage development.

  3. 24 CFR 4001.203 - Calculation of upfront and annual mortgage insurance premiums for Program mortgages.

    Science.gov (United States)

    2010-04-01

    ... mortgage insurance premiums for Program mortgages. 4001.203 Section 4001.203 Housing and Urban Development... HOMEOWNERS PROGRAM HOPE FOR HOMEOWNERS PROGRAM Rights and Obligations Under the Contract of Insurance § 4001.203 Calculation of upfront and annual mortgage insurance premiums for Program mortgages. (a...

  4. 24 CFR 266.415 - Mortgage lien and other obligations.

    Science.gov (United States)

    2010-04-01

    ... determine, that all contractual obligations in connection with the mortgage transaction, including the... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage lien and other obligations... Mortgage and Closing Requirements; HUD Endorsement § 266.415 Mortgage lien and other obligations. (a) Liens...

  5. 24 CFR 266.604 - Mortgage insurance premium: Other requirements.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Other... Contract Rights and Obligations Mortgage Insurance Premiums § 266.604 Mortgage insurance premium: Other..., based upon the respective share of risk, that is to be used in calculating mortgage insurance premiums...

  6. 24 CFR 266.602 - Mortgage insurance premium: Insured advances.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Insured... Contract Rights and Obligations Mortgage Insurance Premiums § 266.602 Mortgage insurance premium: Insured.... On each anniversary of the initial closing, the HFA shall pay an interim mortgage insurance premium...

  7. 24 CFR 221.254 - Mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 221... Cost Homes § 221.254 Mortgage insurance premiums. (a) All of the provisions of §§ 203.260 through 203.295 of this chapter relating to mortgage insurance premiums shall apply to mortgages insured under...

  8. 24 CFR 203.420 - Nature of Mutual Mortgage Insurance Fund.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Nature of Mutual Mortgage Insurance Fund. 203.420 Section 203.420 Housing and Urban Development Regulations Relating to Housing and Urban... and Distributive Shares § 203.420 Nature of Mutual Mortgage Insurance Fund. The Mutual Mortgage...

  9. 24 CFR 266.606 - Mortgage insurance premium: Duration and method of paying.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium... AFFORDABLE MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.606 Mortgage insurance premium: Duration and method of paying. (a) Duration of payments. Mortgage insurance...

  10. 24 CFR 241.1030 - Mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 241... Loans-Eligibility Requirements § 241.1030 Mortgage insurance premiums. The lender, upon endorsement of the note, shall pay the Commissioner a first mortgage insurance premium equal to 0.5 percent of the...

  11. Danish Mortgage Finance, Property Rights Protection and Economic Development

    DEFF Research Database (Denmark)

    Haldrup, Karin

    of screening methods for assessing the readiness for such transplantation depends on a deeper understanding of three large domains: A) Mortgage Finance, B) Cadastre and Land Registration; and C) Economic Development; and the interrelations between these three areas. In particular the thesis has focused...... formal property rights regimes and real credit with implications for development strategies. The PhD was co-sponsored by VP Securities A/S, www.vp.dk...

  12. 24 CFR 203.260 - Amount of mortgage insurance premium (periodic MIP).

    Science.gov (United States)

    2010-04-01

    ... Mortgage Insurance Premiums-Periodic Payment § 203.260 Amount of mortgage insurance premium (periodic MIP... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Amount of mortgage insurance premium (periodic MIP). 203.260 Section 203.260 Housing and Urban Development Regulations Relating to...

  13. 24 CFR 213.259a - Premiums-mortgages insured pursuant to section 238(c) of the Act.

    Science.gov (United States)

    2010-04-01

    .... All of the provisions of §§ 213.253 through 213.259 governing mortgage insurance premiums shall apply... mortgage insurance premiums due on such mortgages in accordance with §§ 213.253 through 213.259 shall be... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Premiums-mortgages insured pursuant...

  14. Common Problems of Mortgage Banking Development in Poland

    Directory of Open Access Journals (Sweden)

    Anna Szelągowska

    2007-03-01

    Full Text Available In many countries the mortgage banking plays a basic role in the housing funding. The Polish model of the housing funding in large measure grounded on banking loans. However, more than 95% of mortgage loans come from universal banks. Mortgage banks, which have existed in the Polish economy for 10 years still play a small role in housing funding.

  15. 24 CFR 221.256 - Interest rate increase and payment of mortgage insurance premiums on mortgages under § 221.60 and...

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Interest rate increase and payment... Interest rate increase and payment of mortgage insurance premiums on mortgages under § 221.60 and § 221.65... continuation of a below market interest rate, interest on such mortgage shall be computed by the mortgagee at...

  16. 24 CFR 266.600 - Mortgage insurance premium: Insurance upon completion.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium... MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.600 Mortgage insurance premium: Insurance upon completion. (a) Initial premium. For projects insured upon completion, on...

  17. 24 CFR 266.608 - Mortgage insurance premium: Pro rata refund.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Pro... PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.608 Mortgage insurance premium: Pro rata refund. If the Contract of Insurance is terminated by payment in full or is terminated...

  18. 24 CFR 255.6 - Method of payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 255.6 Section 255.6 Housing and Urban Development Regulations Relating to Housing and... PROJECTS § 255.6 Method of payment of mortgage insurance premiums. The provisions of 24 CFR 251.6 shall..., DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT...

  19. 24 CFR 252.6 - Method of payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 252.6 Section 252.6 Housing and Urban Development Regulations Relating to Housing and..., AND BOARD AND CARE HOMES § 252.6 Method of payment of mortgage insurance premiums. The provisions of..., DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT...

  20. Mortgage Default Risk

    DEFF Research Database (Denmark)

    Chauvet, Marcelle; Gabriel, Stuart; Lutz, Chandler

    2016-01-01

    We use Google search query data to develop a broad-based and real-time index of mortgage default risk. Unlike established indicators, our Mortgage Default Risk Index (MDRI) directly reflects households’concerns regarding their risk of mortgage default. The MDRI predicts housing returns, mortgage ...... delinquency indicators, and subprime credit default swaps. These results persist both in- and out-of-sample and at multiple data frequencies. Together, research findings suggest internet search queries yield valuable new insights into household mortgage default risk....

  1. Location mortgage in accounting objects

    Directory of Open Access Journals (Sweden)

    I.M. Vygiska

    2015-12-01

    Full Text Available The article analyzes the mechanism of the implementation of all kinds of mortgage (mortgage, pledge, mortgage of securities, security of property rights, the mortgage of goods in circulation or processing, tax lien defined the specificity of receipt/return of the mortgage, particularly payments between mortgagor and the mortgagee. Determine the subject property entities that can act as mortgage; identified by their place in the system of objects of accounting mortgagor and the mortgagee. The peculiarities of the balance sheet and off-balance sheet assets as a reflection of your collateral. Identified two groups of mortgage transactions: transactions with mortgage for its receipt and transmission; business transactions related to the conditions of loan agreements (loan and mortgage. The results are shown in the research paper proposals allow for further research to develop mortgage organizational and methodological support the operations accounting for the effective management of financial resources and obligations, collateralised.

  2. 78 FR 64143 - 30-Day Notice of Proposed Information Collection: Contractor's Requisition-Project Mortgages

    Science.gov (United States)

    2013-10-25

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5683-N-88] 30-Day Notice of Proposed Information Collection: Contractor's Requisition--Project Mortgages AGENCY: Office of the Chief Information... Title of Information Collection: Contractor's Requisition--Project Mortgages. OMB Approval Number: 2502...

  3. 24 CFR 206.51 - Eligibility of mortgages involving a dwelling unit in a condominium.

    Science.gov (United States)

    2010-04-01

    ... a dwelling unit in a condominium. 206.51 Section 206.51 Housing and Urban Development Regulations...; Endorsement Eligible Properties § 206.51 Eligibility of mortgages involving a dwelling unit in a condominium. If the mortgage involves a dwelling unit in a condominium, the project in which the unit is located...

  4. 24 CFR 251.6 - Method of payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 251.6 Section 251.6 Housing and Urban Development Regulations Relating to Housing and... HOUSING PROJECTS § 251.6 Method of payment of mortgage insurance premiums. In the cases that the... affected lenders, that mortgage insurance premiums be remitted electronically. [63 FR 1303, Jan. 8, 1998] ...

  5. 24 CFR 207.252e - Method of payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 207.252e Section 207.252e Housing and Urban Development Regulations Relating to Housing... Premiums § 207.252e Method of payment of mortgage insurance premiums. In the cases that the Commissioner... mortgagees, that mortgage insurance premiums be remitted electronically. [63 FR 1303, Jan. 8, 1998] ...

  6. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 236.252 Section 236.252 Housing and Urban Development Regulations Relating to Housing... insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second, and third mortgage insurance premiums shall apply to mortgages insured under this subpart, except: (a) Where...

  7. 24 CFR 266.610 - Method of payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-04-01

    ... insurance premiums. 266.610 Section 266.610 Housing and Urban Development Regulations Relating to Housing... MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.610 Method of payment of mortgage insurance premiums. In the cases that the Commissioner deems appropriate, the...

  8. Mortgage Finance and Security of Collateral

    DEFF Research Database (Denmark)

    Haldrup, Karin

    2011-01-01

    Developing economies face a gigantic lack of financing for urbanization due to the absence of formal and transparent property markets. The paper discuss the interference between mortgage finance and collateral security by using the Danish mortgage financing model as an example, because of its 200...... years long history, and because the system is recommended as an option in emerging markets and as a possible model for remedying failures in mature housing finance markets. It is suggested that development policies in land administration need to be revised in order to support a widening of credit...

  9. ENFORCEMENT OF MORTGAGE CONTRACT

    Directory of Open Access Journals (Sweden)

    Alisa A. BELU

    2016-07-01

    Full Text Available A chattel mortgage contract is the expression of a real guarantee that gives the creditor precedence over other creditors, in addition to the general pledge upon the belongings of the debtor. It refers to the sale of mortgaged movable assets, exclusively or prioritized in favor of the mortgaging creditor, in case the debtor does not comply with his / her commitments, under the signed mortgage contract. Beginning from this purpose, shared by both sides (as the chattel mortgage contract is synallagmatic, in case the debtor is unable to fulfill his / her commitments, the sides reach a situation of enforcement of the signed chattel mortgage contract. Given the legal status of the chattel mortgage contract [Art. 2387-2477 Noul Cod Civil , Universul Juridic, Bucureşti, 2016, ISBN 978-606-673-792-0], the principle of binding force of the contract and the principle according to which signed legal conventions will entail legal effects, the Romanian law maker developed the proper legal framework for the enforcement of the chattel mortgage contract. [art. 622 si urm. Noul Cod de Procedură Civilă, ed. Hamangiu, Bucureşti, 2016, ISBN 978-606-27-0459-9].

  10. 24 CFR 207.252c - Premiums-mortgages insured pursuant to section 238(c) of the Act.

    Science.gov (United States)

    2010-04-01

    .... All of the provisions of §§ 207.252 and 207.252a governing mortgage insurance premiums shall apply to... insurance premiums due on such mortgages in accordance with §§ 207.252 and 207.252a shall be calculated on... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Premiums-mortgages insured pursuant...

  11. 24 CFR 257.203 - Calculation of up-front and annual mortgage insurance premiums for H4H program mortgages.

    Science.gov (United States)

    2010-04-01

    ... mortgage insurance premiums for H4H program mortgages. 257.203 Section 257.203 Housing and Urban... mortgage insurance premiums for H4H program mortgages. (a) Applicable premiums. Any mortgage presented for... LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES HOPE FOR HOMEOWNERS PROGRAM...

  12. Institutional racism and pregnancy health: using Home Mortgage Disclosure act data to develop an index for Mortgage discrimination at the community level.

    Science.gov (United States)

    Mendez, Dara D; Hogan, Vijaya K; Culhane, Jennifer

    2011-01-01

    We used Home Mortgage Disclosure Act (HMDA) data to demonstrate a method for constructing a residential redlining index to measure institutional racism at the community level. We examined the application of the index to understand the social context of health inequities by applying the residential redlining index among a cohort of pregnant women in Philadelphia. We used HMDA data from 1999-2004 to create residential redlining indices for each census tract in Philadelphia County, Pennsylvania. We linked the redlining indices to data from a pregnancy cohort study and the 2000 Census. We spatially mapped the levels of redlining for each census tract for this pregnancy cohort and tested the association between residential redlining and other community-level measures of segregation and individual health. From 1999-2004, loan applicants in Philadelphia County, Pennsylvania, of black race/ethnicity were almost two times as likely to be denied a mortgage loan compared with applicants who were white (e.g., 1999 odds ratio [OR] = 2.00, 95% confidence interval [CI] 1.63, 2.28; and 2004 OR=2.26, 95% CI 1.98, 2.58). The majority (77.5%) of the pregnancy cohort resided in redlined neighborhoods, and there were significant differences in residence in redlined areas by race/ethnicity (pracism may contribute to our understanding of health disparities. Residential redlining and mortgage discrimination against communities may be a major factor influencing neighborhood structure, composition, development, and wealth attainment. This residential redlining index as a measure for institutional racism can be applied in health research to understand the unique social and neighborhood contexts that contribute to health inequities.

  13. Pricing Shared Appreciation Mortgages

    OpenAIRE

    Zhong, Yina

    2006-01-01

    This paper develops a model for the valuation of shared appreciation mortgage (SAM) and examines the effect of reduction in interest rate on the mortgage duration and share of property appreciation lender charges. The recent rise in SAM availability, as a result of some secondary market financial support and prerequisite standardization, motivates a more careful consideration of the underlying SAM value. The primary difference between the SAM model and the model for general traditional mor...

  14. 24 CFR 206.131 - Contract rights and obligations for mortgages on individual dwelling units in a condominium.

    Science.gov (United States)

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Contract rights and obligations for... MORTGAGE INSURANCE Contract Rights and Obligations Condominiums § 206.131 Contract rights and obligations...] Termination of Insurance Contract ...

  15. Mortgage development in Serbia, specialty in Serbian Civil Code from 1844. year

    Directory of Open Access Journals (Sweden)

    Popov Danica

    2012-01-01

    Full Text Available The history of Serbian mortgage law is not too long. The mortgage law began in first half of XIX century. The first Act about mortgage was The Intabulation Law from 1839. year. Mortgage is a right of lien on an immovable which authorizes the creditor to seek satisfaction of his claim for the value of such immovable before of other creditors that do not have mortgage on it, as well as before creditors who have acquired mortgage on such immovable subsequent on him, irrespective of a contingent change of owner of the encumbered immovable. The mortgage was based on some rules. The mortgage is accessory rights. One of the basic features of a security right is its dependence on the claim. The mortgage creditor is entitled to request satisfaction of the claim from the value of immovable encumbered by mortgage, regardless of whether it is still in possession of the mortgage debitor or it has been convened into ownership of a third party. This The Intabulation Law is changed twice. For the first time in 1842 year, and second time in 1853. year. The lack of both changes was missing the principle of speciality. Principle of speciality marks the fact that a guarantee (security, may secure only a definite claim of one creditor and that the guarantee may exist only on a definite set of objects (assets. On one hand speciality of real security interest forbids securing an indefinite number of claims or an indefinite amount of claim, and, on the other, forbids the prospect of indefinite assets, or all assets of the debitor be subject of to such a security interest. This lack are eliminate in the new Intabulation Law from 1854. year, which was incorporated into Serbian Civil Code from 1844. year. The subject of this article is The Intabulation Law from 1854. year.

  16. Urban development in China

    NARCIS (Netherlands)

    Brakman, Steven; Garretsen, J.H.; van Marrewijk, J.G.M.

    2016-01-01

    Urbanization is important for economic development. As the largest country in the world in terms of population, China has experienced a remarkable history of urbanization; one 1000 years ago it housed the largest cities in world, it went through a counter-urbanization revolution during the Mao

  17. 75 FR 9247 - Single Family Mortgage Insurance Premium, Single Family

    Science.gov (United States)

    2010-03-01

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5376-N-13] Single Family Mortgage Insurance Premium, Single Family AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notice... is soliciting public comments on the subject proposal. Lenders use the Single Family Premium...

  18. Accounting mortgage transactions: directions of improvement

    Directory of Open Access Journals (Sweden)

    I.M. Vygivska

    2016-12-01

    Full Text Available Fragmentation methods of accounting of contractual obligations secured by mortgage, discussion questions evaluating the object of mortgage at the stage of conclusion of loan agreements (credit and the probability of default and foreclosure with the mortgagor necessitated a comprehensive research and development of methodical maintenance of accounting mortgage transactions in subjects of its implementation (the mortgagor and mortgagee, including the improvement of the order of accounting reflection operations with a mortgage of property rights, hypothec, «solid mortgage», mortgage securities, the mortgage of goods in circulation or processing. The article also provides the procedure of evaluating the object of mortgage at default of the mortgagor conditions of the contract taking into account its depreciation (physical and moral deterioration during the loan repayment period; the author specifies the procedure for recording of transactions related to the sale of such objects as the basis for providing contractual management process obligations of the debtor with relevant information.

  19. 24 CFR 203.437 - Mortgages involving a dwelling unit in a cooperative housing development.

    Science.gov (United States)

    2010-04-01

    ... Corporate Certificate Transfer Book that such book currently shows that the Secretary is the owner of the... mortgage has announced an intention to foreclose. [42 FR 40432, Aug. 10, 1977; 42 FR 57435, Nov. 2, 1977...

  20. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Science.gov (United States)

    2010-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to Housing...

  1. Path innovation of rural property mortgage financing in China

    Directory of Open Access Journals (Sweden)

    Wu Yongchao

    2016-01-01

    Full Text Available Rural property mortgage financing, as an important breakthrough to deepen the reform of rural property right system and financial system, is an important approach to increase the farmers’ property income. Besides, rural property mortgage financing is of great significance in implementing the rural land usufructuary right and meeting the demand of medium-and-long-term and large-scale operation of the funds used in agricultural production. Under the existing institutional arrangement, the property mortgage financing in the rural areas of our country still is faced with many obstacles, and it is still at the stage of low level development. In this paper, closely based on the acceptability and the difficulty in the mortgaged property involving in legal disposal, the author puts forward important methods: clearly define the ownership, unify the urban and rural markets, increase the participation enthusiasm of financing bodies, and improve the supporting policies to promote property mortgage financing in rural area. Finally, the government should give farmers more property rights and revitalize the usufructuary right of agricultural land and its derivative right.

  2. Urban forests for sustainable urban development

    Science.gov (United States)

    Sundara, Denny M.; Hartono, Djoko M.; Suganda, Emirhadi; Haeruman, S. Herman J.

    2017-11-01

    This paper explores the development of the urban forest in East Jakarta. By 2030 Jakarta area has a target of 30% green area covering 19,845 hectares, including urban forest covering an area of 4,631 hectares. In 2015, the city forest is only 646 hectares, while the city requires 3,985 hectares of new land Urban forest growth from year to year showed a marked decrease with increasing land area awoke to commercial functions, environmental conditions encourage the development of the city to become unsustainable. This research aims to support sustainable urban development and ecological balance through the revitalization of green areas and urban development. Analytical methods for urban forest area is calculated based on the amount of CO2 that comes from people, vehicles, and industrial. Urban spatial analysis based on satellite image data, using a GIS program is an analysis tool to determine the distribution and growth patterns of green areas. This paper uses a dynamic system model to simulate the conditions of the region against intervention to be performed on potential areas for development of urban forests. The result is a model urban forest area is integrated with a social and economic function to encourage the development of sustainable cities.

  3. Second Mortgages

    DEFF Research Database (Denmark)

    Miltersen, Kristian R.; Torous, Walter N.

    correlates homeowners' default decisions so that a large drop in house prices can result in almost all of these homeowners defaulting together. In this case, even the most senior tranches of structured financial products collateralized by first-lien mortgages may no longer be protected from default losses...... after the bursting of the U.S. housing bubble. By contrast, our results are not consistent with the argument that the observed downgrades occurred because the severity of the U.S. housing market downturn was underestimated by credit rating agencies....

  4. Urban Quality Development & Management

    DEFF Research Database (Denmark)

    Lehmann, Martin; Fryd, Ole

    2008-01-01

    Purpose: The purpose of this article is to describe and discuss the development and the structure of a new international master on the subject of Urban Quality Development & Management, and explore the potential of the process and the outcome in serving as models adoptable by faculty at other......: Urban quality development and management is dependent on human resource development, institutionalised networks and confident exchange of knowledge, and must identify and incorporate multiple environmental, social, economic and cultural aspects. The authors find that at the core of innovative societies......, an interlinkage exists between practice (business, civil society, governance) and theory (research, education). The case illustrates how a new curriculum takes time to develop and implement and how it relies on confidence and trust between partners, in this case cities and universities, before being able to plant...

  5. Mortgage Debt and Wages

    DEFF Research Database (Denmark)

    Wood, James

    2017-01-01

    Different approaches to mortgage debt may impact wages, how homeowners engage with employers and welfare services, and economic growth.......Different approaches to mortgage debt may impact wages, how homeowners engage with employers and welfare services, and economic growth....

  6. Mortgage Finance in Denmark

    DEFF Research Database (Denmark)

    2011-01-01

    A brief introduction to the Danish mortgage system and some of the challenges and possibilities within this framework.......A brief introduction to the Danish mortgage system and some of the challenges and possibilities within this framework....

  7. 78 FR 45945 - 60-Day Notice of Proposed Information Collection: Contractor's Requisition-Project Mortgages

    Science.gov (United States)

    2013-07-30

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5687-N-34] 60-Day Notice of Proposed Information Collection: Contractor's Requisition--Project Mortgages AGENCY: Office of the Assistant Secretary... Section A. A. Overview of Information Collection Title of Information Collection: Contractor's Requisition...

  8. 24 CFR 242.23 - Maximum mortgage amounts and cash equity requirements.

    Science.gov (United States)

    2010-04-01

    ... addition to the value of plant, property, and equipment and other values recognized as loan security in the commitment process. Exercise of this discretion shall never cause a loan to exceed 90 percent of estimated... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL...

  9. Mortgage risks, debt literacy and financial advice

    NARCIS (Netherlands)

    van Ooijen, Raun; van Rooij, Maarten C.J.

    2016-01-01

    A limited understanding of mortgage contracts and the risks involved may have contributed to the outbreak of the 2007–2008 financial crisis. We developed a special questionnaire relating mortgage loan decisions to financial knowledge and financial advice. Our results demonstrate that homeowners

  10. Informal Urban Development in Cairo

    DEFF Research Database (Denmark)

    Steinø, Nicolai; Petersen, Mads Dines

    2017-01-01

    The city of Cairo, Egypt, currently experiences rapid urban growth. Large parts of the city expand without formal urban planning. This results in large-scale informal and unplanned development. In addition, the resulting urban fabric and individual buildings feature severe deficiencies when...... it comes to the basic quality of urban space, ventilation and daylight. While retrofitting already built-up areas would be a huge challenge, some minor improvements might be possible in future development even within the current mode of production of these spaces. In recent years, parametric design tools...... have opened up new possibilities for modelling in urban design. By way of a parametric design approach, different urban design parameters can be modified and new urban space scenarios can be rendered three dimensionally in almost real time. In short, this is parametric urban design. It opens up...

  11. Valuation of Urban Commercial Properties in Nigeria for Secured Lending: Issues and Developments

    Directory of Open Access Journals (Sweden)

    Namnso Bassey Udoekanem

    2018-01-01

    Full Text Available Valuation for secured lending is required when an interest in real property is used as security for a loan. The outcome of such valuation will help the lending institution to achieve commercial prudence in lending as well as avoid taking undue risk. This paper examines the issues and developments in the valuation of urban commercial properties in Nigeria for secured lending purposes. It argues that due to the volatile nature of the Nigerian economy, coupled with the linkage between the economy and commercial property markets, the maximum amount of loan to be granted by lenders in the country using interest in commercial property as collateral should be based on the Mortgage Lending Value (MLV and not the Market Value (MV of the property, although the market value should also be reported in the valuation. A case study is used to demonstrate the valuation. It further contends that since the inputs for determining the MLV of a commercial property must be derived from long-term trends in the property and financial markets, it is more stable than MV when used to determine the maximum amount of mortgage loan to be granted by a lender. It concludes that the stability of the MLV makes it more reliable than the MV in achieving commercial prudence in mortgage lending as it fits into the long-term nature of mortgage loan repayment.

  12. Preventing Informal Urban Development

    DEFF Research Database (Denmark)

    Enemark, Stig; McLaren, Robin

    2008-01-01

    . This is directly linked to citizen participation in the process of land use control. Decentralisation should aim to combine responsibility for decision making with accountability for financial, social, and environmental consequences. Decentralisation requires access to appropriate quality of land information......, addresses the main issue of how to prevent informal urban development, especially through the use of adequate and sustainable means of land use control and good governance. Three key means are addressed: Decentralisation: There is a need to separate central policy/regulation making and local decision making...... in the decision making process? Legislation in itself is not enough. A cultural change within society may need to be encouraged. Again, access to participation requires access to land information. Comprehensive planning at local level supported by citizen participation should also enable establishment proper...

  13. Corporation-led urban development

    NARCIS (Netherlands)

    Potters, B.; Heurkens, E.W.T.M.

    2015-01-01

    Since a couple of years a remarkable phenomenon is witnessed in the field of urban development which entails that large multinationals corporations, such as IKEA and Siemens, start to engage in urban development projects. As their motivation to do so is unclear, it is difficult to estimate whether

  14. Mortgage market regulation: Europe

    NARCIS (Netherlands)

    Aalbers, M.B.; Smith, S.J.

    2012-01-01

    Despite several European Union (EU) initiatives, there is only limited pan-European mortgage market regulation. The EU strategy can be characterised as one of parallel liberalisation and consolidation. This article highlights the key differences in regulation among European mortgage markets.

  15. Sustainable urban development

    DEFF Research Database (Denmark)

    Jensen, Jesper Ole; Christensen, Toke Haunstrup; Gram-Hanssen, Kirsten

    Sustainability in urban planning has a long history and it has been a widespread solution to build high and compact in order to minimise the need for transportation, land use and heating. Recent research, however, points towards the need for a supplementary approach which includes the consumer...... behaviour of the household. This approach necessarily has to work from below and include the citizens, as it is their daily practices that have to be challenged. This article reviews the literature of to what extent compact cities are the most sustainable and it use lifestyle interpretations of urbane forms...... to challenge the compact cities approach. As an alternative or supplementary approach the article introduce practice theory as a way to understand consumption and it gives examples on how this approach can be used to inspire local authorities to alternative and supplementary strategies of achieving sustainable...

  16. A primer on the mortgage market and mortgage finance

    OpenAIRE

    Daniel J. McDonald; Daniel L. Thornton

    2008-01-01

    This article is a primer on mortgage finance. It discusses the basics of the mortgage market and mortgage finance. In so doing, it provides useful information that can aid individuals in making better mortgage finance decisions. The discussion and the tools are presented within the context of mortgage finance; however, these same principles and tools can be applied to a wide range of financial decisions.

  17. Urban bioclimatology in developing countries.

    Science.gov (United States)

    Jauregui, E

    1993-11-15

    A brief review of the literature on urban human bioclimatology in the tropics is undertaken. Attempts to chart human bioclimatic conditions on the regional/local scale have been made in several developing countries. The effective temperature scheme (with all its limitations) is the one that has been most frequently applied. The possibilities of application of bioclimatic models based on human heat balance for the tropical urban environment are discussed.

  18. How to Manage the Mortgage Credit Risk in Turkey? Can Dual-indexed Mortgages be a Remedy?

    OpenAIRE

    Ali Alp; M. Mete Doganay

    2009-01-01

    A market-oriented housing finance system has been under discussion in Turkey recently. In this article we analyze different types of mortgages that have been used in developed and developing countries to select the one that is most appropriate for Turkey-one which minimizes risks for both lenders and borrowers. Each type of mortgage presents different risks to borrowers and lenders. After taking into consideration the economic history of Turkey, we conclude that the most appropriate mortgage ...

  19. Sustainable urban development and geophysics

    Science.gov (United States)

    Liu, Lanbo; Chan, L. S.

    2007-09-01

    The new millennium has seen a fresh wave of world economic development especially in the Asian-Pacific region. This has contributed to further rapid urban expansion, creating shortages of energy and resources, degradation of the environment, and changes to climatic patterns. Large-scale, new urbanization is mostly seen in developing countries but urban sprawl is also a major social problem for developed nations. Urbanization has been accelerating at a tremendous rate. According to data collected by the United Nations [1], 50 years ago less than 30% of the world population lived in cities. Now, more than 50% are living in urban settings which occupy only about 1% of the Earth's surface. During the period from 1950 to 1995, the number of cities with a population higher than one million increased from 83 to 325. By 2025 it is estimated that more than 60% of 8.3 billion people (the projected world population [1]) will be city dwellers. Urbanization and urban sprawl can affect our living quality both positively and negatively. In recent years geophysics has found significant and new applications in highly urbanized settings. Such applications are conducive to the understanding of the changes and impacts on the physical environment and play a role in developing sustainable urban infrastructure systems. We would like to refer to this field of study as 'urban geophysics'. Urban geophysics is not simply the application of geophysical exploration in the cities. Urbanization has brought about major changes to the geophysical fields of cities, including those associated with electricity, magnetism, electromagnetism and heat. An example is the increased use of electromagnetic waves in wireless communication, transportation, office automation, and computer equipment. How such an increased intensity of electromagnetic radiation affects the behaviour of charged particles in the atmosphere, the equilibrium of ecological systems, or human health, are new research frontiers to be

  20. Fracking and mortgage default

    OpenAIRE

    Cunningham, Christopher R.; Gerardi, Kristopher; Shen, Yannan

    2017-01-01

    This paper finds that increased hydraulic fracturing, or "fracking", along the Marcellus Formation in Pennsylvania had a significant, negative effect on mortgage credit risk. Controlling for potential endogeneity bias by utilizing the underlying geologic properties of the land as instrumental variables for fracking activity, we find that mortgages originated before the 2007 boom in shale gas, were, post-boom, significantly less likely to default in areas with greater drilling activity. The we...

  1. RESIDENTIAL MORTGAGE IN MODERN RUSSIA

    Directory of Open Access Journals (Sweden)

    Dementiev N. P.

    2015-03-01

    Full Text Available The article presents a comparative analysis of residential mortgages in Russia and the United States. The primary ways of mortgage refinancing are outlined. Predominance of the elements of two-level refinancing system of residential mortgage in Russia and the United States is shown. The activity of the Agency for Housing Mortgage Lending (AHML, the basic tool of the Russian government’s mortgage policy, is described in detail. In its objectives and functions the AHML is similar to the American mortgage agencies Ginnie Mae, Fannie Mae and Freddie Mac. Similarities were identified in the Russian and US residential mortgages in the pre-crisis period (high rates of mortgage growth, favourable economic conjuncture, low interest rates, large increase in house prices, speculative housing demand. During the mortgage crisis, the policies of the Russian and US governments and monetary authorities had also much in common (monetary policy easing, cheap central banks loans, extended facilities of mortgage refinancing on the part of state agencies, mortgage rescue scheme, social mortgage programs. But the scope of mortgage in Russia is enormously narrow as compared to the US mortgage. The most important reason for that - low incomes of the Russian population.

  2. CONTEMPORARY URBAN DEVELOPMENT IN CALABAR ...

    African Journals Online (AJOL)

    The result showed that the existing urban development spread could be reduced by more than 150% if the current trend of ... density at the core, people tend to seek for building lands at the .... of Wuhan, China, Yun (2011), showed that the.

  3. Transforming the Mortgage System and Challenging the Zombie Economy

    DEFF Research Database (Denmark)

    Wood, James

    2017-01-01

    By developing stable mortgage finance institutions that do not require government bailouts we can break the “doom loop” between the financial sector and the British state.......By developing stable mortgage finance institutions that do not require government bailouts we can break the “doom loop” between the financial sector and the British state....

  4. Urban sustainable development from public participation in urban management

    OpenAIRE

    L. Karimifard

    2016-01-01

    Urban management in any context has a different economic, social and political structure, which is in harmony with the existing models of organization. In spite of these differences, in order to reach a sustainable urban development, several different conferences should be referred to. In the “Brundtland Commission 1987” about urban sustainable development these definitions have been given: “preservation and promotion of the quality level of city life. This consists of ecology, culture, polit...

  5. Securitization, loan modification and the supply of subprime mortgage credit in the US

    Directory of Open Access Journals (Sweden)

    Anton Theunissen

    2013-10-01

    Full Text Available This paper develops a continuous time, contingent claims model of mortgage valuation with strategic behavior to show that mortgages that are securitized are characterized by significantly higher loan to value ratios than mortgages held on the balance sheet of the originator, if securitized mortgages cannot be renegotiated. Insofar as securitization inhibits loan modification, it serves as a credible threat to the borrower that default will provoke foreclosure. This enhances the value of the lender’s claim on the loan collateral, the home, and she is willing to lend more per dollar of collateral value. An important implication of the analysis is that the higher loan to value ratio for the securitized mortgage does not imply that the securitized mortgage is characterized by looser underwriting standards than the mortgage held on balance sheet. Higher loan to value ratios for securitized mortgages do not necessarily constitute evidence that securitization encourages risky lending.

  6. ANALYSIS OF MORTGAGE LENDING IN BANKS IN UKRAINE

    Directory of Open Access Journals (Sweden)

    Violetta Kharabara

    2017-11-01

    Full Text Available The purpose is a mortgage market that occupies one of the major places among the financial mechanisms of economic stimulation and stable development of the economy. The mortgage market occupies one of the main places of financial mechanisms and economic incentives for the sustainable economic development. Mortgage lending covers the provision of long-term bank loans for the purchase, construction of residential real estate, as well as for repairs or to develop their own small businesses, where the collateral for such loans is real estate. Distinctive features of mortgages include: mortgages, like any collateral, in fact, is a way to ensure proper implementation of the other (main liabilities – loan or credit agreement, lease, contract, compensation, etc.; the subject of a mortgage is always real estate. Real estate includes land plots and everything that is firmly associated with them: buildings, perennial plants, etc.; mortgaged property remains in the possession of the debtor; the agreement between the creditor and the debtor on the establishment of a mortgage is formalized by a special document – the mortgage, which is also subject to state registration. The mortgage crediting is the method of accumulation of financial resources, effective instrument of bank activity, and an important factor in economic development of the country on the whole. Research results are market of the real estate and financial services development, to the revival of fund market, here the mortgage crediting is capable not only of activating reforms in industries of the economy but also gradually providing the decision of housing problems of the population. Practical consequences consist in the solution of problems that are related to the market for mortgage services of Ukraine’s development from 2006 to 2016. Value/originality. Analysis of the mortgage market in Ukraine shows that in recent years, its scope, dynamics, and trends do not meet the needs of either

  7. Sprawl and sustainable urban development in Europe

    Directory of Open Access Journals (Sweden)

    Maksin-Mićić Marija

    2008-01-01

    Full Text Available Over 50 years urban development in Europe has been affected by extensive urban sprawl. Environmental, economic and social impacts of long lasting sprawl are threatening urban identity, urban culture and cultural identity of European territory. Last two decades the main concept in European planning and governance system has been the sustainable development, namely sustainable urban development and its implementation. We ought to be realistic about the possibilities to counter sprawl. Realistic seams to steer sprawling tendencies in more suitable and sustainable manner, so called smart urban sprawl. This paper analyses the planning concepts and gives the brief review of current policies for steering the urban sprawl in EU, which are considered to be of importance in achieving more sustainable urban development and efficient urban management in Serbia.

  8. On Security of Collateral in Danish Mortgage Finance

    DEFF Research Database (Denmark)

    Haldrup, Karin

    2017-01-01

    on the balance principle that assigns risks and responsibility to market players in a self-disciplinary manner and protected the mortgage banks against cash flow mismatches even during deep crisis, as history attests. It is shown how property registers and effective enforcement have created transparent property......Specialized mortgage intermediaries in Denmark have for over two hundred years provided owners and buyers of real property wide access to credit. The present paper sets out to explore the safeguards that nurtured development of a robust, market based financing system and a deep mortgage market....... Observations are made on the nature of collateral performance in respect to property rights, mortgage law and market development in search of general features of required institutional arrangements. The robustness of the Danish mortgage finance system is largely accredited to the securitization model based...

  9. Mortgage lenders and loans

    NARCIS (Netherlands)

    Aalbers, M.B.; Smith, S.J.

    2012-01-01

    This article presents a short historical overview of the different types of lenders that are active in the origination of residential mortgage loans. First, a distinction is made between depository and nondepository lenders. Second, there are two major types of depository lenders: commercial banks,

  10. Numerical ability predicts mortgage default.

    Science.gov (United States)

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-07-09

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one's mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage.

  11. Numerical ability predicts mortgage default

    Science.gov (United States)

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-01-01

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one’s mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage. PMID:23798401

  12. Urban branding as an effective sustainability tool in urban development

    Directory of Open Access Journals (Sweden)

    Reeman Mohammed Rehan

    2014-08-01

    Urban branding is a new approach toward urban development of sustainable cities. City branding, a novel aspect of urban communication, improves marketing of the city image in various ways by converting the visual image of the city into a brand image. Unique characteristics of the city are featured and a sustainable urban image is created. This paper will focus on city branding as a powerful image-building strategy. In this realm, the branding of Stuttgart, Germany, serves as a successful model of a branding strategy. Next, branding of the city of Port Said, Egypt, will be explored. The principal aim of this paper is to describe how cities become branded; how branding succeeds; and how a viable city image is created. This paper reviews the methods used to brand cities, and concludes by emphasizing the importance of urban branding in terms of sustainability.

  13. Urban sustainable development from public participation in urban management

    Directory of Open Access Journals (Sweden)

    L. Karimifard

    2016-04-01

    Full Text Available Urban management in any context has a different economic, social and political structure, which is in harmony with the existing models of organization. In spite of these differences, in order to reach a sustainable urban development, several different conferences should be referred to. In the “Brundtland Commission 1987” about urban sustainable development these definitions have been given: “preservation and promotion of the quality level of city life. This consists of ecology, culture, politics, economies, and social participation. However, this development should in no case weigh on and create any problems for the future generations”. In all the definitions of urban management and urban sustainable development and in any political context citizens’ participation in decision making and insistence on social justice are mentioned. The aim of this article is a descriptive, analytic, and comparative study of different models of popular participation in different developed countries. Each of these countries has different social and political structure. However they all have the same aim which is the citizens’ empowerment. To reach the ideal urban management model it is necessary to have a clear image of the place and participation of citizens in order to create a socially, economically and politically sustainable developed society.

  14. Safe and Liquid Mortgage Bonds

    DEFF Research Database (Denmark)

    Dick-Nielsen, Jens; Gyntelberg, Jacob; Lund, Jesper

    This paper shows that strict match pass-through funding of covered bonds provides safe and liquid mortgage bonds. Despite a 30% drop in house prices during the 2008 global crisis Danish mortgage bonds remained as liquid as most European government bonds. The Danish pass-through system effectively...... eliminates credit risk from the investor's perspective. Similar to other safe bonds, funding liquidity becomes the main driver of mortgage bond liquidity and this creates commonality in liquidity across markets and countries. These findings have implications for how to design a robust mortgage bond system...

  15. Strategies for Sustainable Urban Development and Urban-Rural Linkages

    DEFF Research Database (Denmark)

    Nilsson, Kjell; Nielsen, Thomas Alexander Sick; Aalbers, Carmen

    2014-01-01

    , identified how land use conflicts and the pressure towards peri- urban areas can be strategically managed in different development and regulatory contexts. To summarise, the following strategies were identified as important steps towards more sustainable urban-rural futures: (i) better coordination...... of transport, land use and open space planning; (ii) urban containment and densification – development a green compact city; (iii) preservation of blue and green infrastructure; and (iv) preservation of agricultural land and the promotion of local production. The need also remains to strengthen governance...... at the regional level while at the pan-European level there is clearly a need for more policy attention to be given to urban-rural linkages....

  16. Strategies for Sustainable Urban Development and Urban-Rural Linkages

    DEFF Research Database (Denmark)

    Nilsson, Kjell; Nielsen, Thomas Alexander Sick; Aalbers, Carmen

    2014-01-01

    of transport, land use and open space planning; (ii) urban containment and densification – development a green compact city; (iii) preservation of blue and green infrastructure; and (iv) preservation of agricultural land and the promotion of local production. The need also remains to strengthen governance......An important driving force behind urban expansion is the growth of the urban population. But for Europe, this is not a sufficient explanation. The major trend is that European cities have become much less compact. Since the mid-1950s European cities have expanded on average by 78%, whereas...... the population has grown by only 33%. In the PLUREL project - an integrated project within the EU’s 6th Research Framework Programme - more than 100 researchers from 15 countries analysed the impacts of urban land consumption at a pan-European level and, through six European and one Chinese case studies...

  17. Green mortgages in the Netherlands

    International Nuclear Information System (INIS)

    Bosch, N.

    1997-01-01

    Since November 1996 sustainable building of houses is also part of the fiscal Regulation for Green Projects (i.e. the stimulation of environment-friendly investments). The extension of that financial regulation resulted in a new product: Green Mortgages. The conditions that have to be met to be qualified for a Green Mortgage are briefly outlined

  18. Portfolio Optimization and Mortgage Choice

    Directory of Open Access Journals (Sweden)

    Maj-Britt Nordfang

    2017-01-01

    Full Text Available This paper studies the optimal mortgage choice of an investor in a simple bond market with a stochastic interest rate and access to term life insurance. The study is based on advances in stochastic control theory, which provides analytical solutions to portfolio problems with a stochastic interest rate. We derive the optimal portfolio of a mortgagor in a simple framework and formulate stylized versions of mortgage products offered in the market today. This allows us to analyze the optimal investment strategy in terms of optimal mortgage choice. We conclude that certain extreme investors optimally choose either a traditional fixed rate mortgage or an adjustable rate mortgage, while investors with moderate risk aversion and income prefer a mix of the two. By matching specific investor characteristics to existing mortgage products, our study provides a better understanding of the complex and yet restricted mortgage choice faced by many household investors. In addition, the simple analytical framework enables a detailed analysis of how changes to market, income and preference parameters affect the optimal mortgage choice.

  19. PSA Duration: Conquering the Prepayment Risk of Mortgage Portfolios

    OpenAIRE

    Boleslav Gulko

    1996-01-01

    Money managers have little control over the values of their individual holdings, but they have considerable control over the risk exposure of their portfolios. This article introduces new tools for the risk management of mortgage portfolios. We extend the traditional duration analysis to two dimensions, interest rates and mortgage prepayments, and develop independent hedging rules for the interest rate risk and the prepayment risk. In particular, we define the PSA duration as a formal measure...

  20. Urban base flow with low impact development

    Science.gov (United States)

    Bhaskar, Aditi; Hogan, Dianna M.; Archfield, Stacey A.

    2016-01-01

    A novel form of urbanization, low impact development (LID), aims to engineer systems that replicate natural hydrologic functioning, in part by infiltrating stormwater close to the impervious surfaces that generate it. We sought to statistically evaluate changes in a base flow regime because of urbanization with LID, specifically changes in base flow magnitude, seasonality, and rate of change. We used a case study watershed in Clarksburg, Maryland, in which streamflow was monitored during whole-watershed urbanization from forest and agricultural to suburban residential development using LID. The 1.11-km2 watershed contains 73 infiltration-focused stormwater facilities, including bioretention facilities, dry wells, and dry swales. We examined annual and monthly flow during and after urbanization (2004–2014) and compared alterations to nearby forested and urban control watersheds. We show that total streamflow and base flow increased in the LID watershed during urbanization as compared with control watersheds. The LID watershed had more gradual storm recessions after urbanization and attenuated seasonality in base flow. These flow regime changes may be because of a reduction in evapotranspiration because of the overall decrease in vegetative cover with urbanization and the increase in point sources of recharge. Precipitation that may once have infiltrated soil, been stored in soil moisture to be eventually transpired in a forested landscape, may now be recharged and become base flow. The transfer of evapotranspiration to base flow is an unintended consequence to the water balance of LID.

  1. Developing a Parametric Urban Design Tool

    DEFF Research Database (Denmark)

    Steinø, Nicolai; Obeling, Esben

    2014-01-01

    Parametric urban design is a potentially powerful tool for collaborative urban design processes. Rather than making one- off designs which need to be redesigned from the ground up in case of changes, parametric design tools make it possible keep the design open while at the same time allowing...... for a level of detailing which is high enough to facilitate an understan- ding of the generic qualities of proposed designs. Starting from a brief overview of parametric design, this paper presents initial findings from the development of a parametric urban design tool with regard to developing a structural...... logic which is flexible and expandable. It then moves on to outline and discuss further development work. Finally, it offers a brief reflection on the potentials and shortcomings of the software – CityEngine – which is used for developing the parametric urban design tool....

  2. Allegheny County Mortgage Foreclosure Records

    Data.gov (United States)

    Allegheny County / City of Pittsburgh / Western PA Regional Data Center — This data includes filings related to mortgage foreclosure in Allegheny County. The foreclosure process enables a lender to take possession of a property due to an...

  3. Ten myths about subprime mortgages

    OpenAIRE

    Yuliya Demyanyk

    2009-01-01

    On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets, declining underwriting standards, or declining home values. Nor were its causes unlike other crises of the past. The subprime crisis was building for years before showing any signs and was fed by lending, securitization, leveraging, and housing...

  4. Urban development and global sustainability

    Directory of Open Access Journals (Sweden)

    Ferlaino Fiorenzo

    2014-03-01

    Full Text Available In the 1950s, the economist Simon Kuznets theorized the existence of a bell-shaped curve describing the correlation between the level of GDP per capita and income inequality. This generated another hypothesis concerning the existence of an inverted-U relationship between income per capita (GDP and environmental impact. By means of a cross-country analysis, the article shows that, at least at the global scale, an Environmental Kuznets Curve (EKC does not exist, but rather an Environmental Urban Curve (EUC. The city exhibits an complex socioeconomic metabolism that we can define in terms of dissipative and resilience territorial structures.

  5. Maximizing Home Equity or Preventing Home Loss: Reverse Mortgage Decision Making and Racial Inequality.

    Science.gov (United States)

    Keene, Danya E; Sarnak, Ann; Coyle, Caitlin

    2018-03-07

    Reverse mortgages are loans that allow older homeowners to borrow from their home equity with no repayment due until the borrower dies or moves out of the home. We currently know very little about how homeowners evaluate and experience reverse mortgages as solutions to their financial and housing needs in later life. Furthermore, despite an increasingly diverse population of reverse mortgage borrowers, we know little about how social inequalities may contribute to reverse mortgage decisions and their outcomes. In this paper, we examine reverse mortgage decision-making and experiences in a racially and economically diverse sample of older US homeowners. We conducted 44 in-depth interviews with older homeowners who were considering or who had obtained a reverse mortgage loan. We inductively and iteratively developed a thematic coding scheme that was applied to all interview transcripts. Our analysis produced a dichotomous schema of reverse mortgage decision making that was shaped by social and economic opportunities and constraints. For some participants, reverse mortgages represented strategic tools used to maximize home equity and its benefits. For others, it was an option of last resort to which participants turned when faced with the imminent loss of their home. Focusing on reverse mortgages, our analysis suggests way that social inequalities may be reproduced through financial decisions and the unequal landscapes of opportunity in which they are made.

  6. Urbanization and the Geography of Development

    OpenAIRE

    Henderson, J. Vernon

    2013-01-01

    This paper focuses on several interrelated key questions on the geography of development. Although we herald cities with their industrial bases as 'engines of growth,' does industrialization in fact drive urbanization?1 What economic activities do cities of different sizes undertake? Does this change as countries develop? If so, what are the policy implications? Do development policies hav...

  7. Urban development and employment in Abidjan.

    Science.gov (United States)

    Joshi, H; Lubell, H; Mouly, J

    1975-04-01

    The city of Abidjan in the Ivory Coast has grown physically, economically, and demographically at rates exceeding all reasonable expectation. Yet, as in many other development nations, the employment generated by Abidjan's rapid economic expansion has failed to keep pace with the increase in working population it has attracted. Consequently, economic success has been accompanied by a variety of social strains. Some of these have been discussed in earlier issues of the "International Labour Review" by Louis Roussel. This discussion expands on Roussel's earlier treatment by focusing more specifically on several facets of the urban employment problem created by the rapid growth of Abidjan. Attention is directed to labor supply and employment, factors affecting migration, foreign Africans in the Ivory Coast labor force; the urban informal sector; urban infrastructure and development; social problems of population pressure; employment policy options (current government policies and other policy options); and general issues and policy alternatives (motivations for rural urban migration, smaller urban centers as alternative growth poles, and distributing the gains from development). Several essential features of the employment problem stem from the rural urban distribution of the workforce. The rural labor force, including temporary seasonal workers from the savannah countries to the north, remains more or less in balance with increasing rural employment opportunities, since the migration of Ivory Coast nationals to the cities is balanced by the inflow of foreign workers. In contrast, the influx of migrants into urban areas has led to a more rapid increase in the urban labor force than in urban employment, with a consequent rise in unemployment. In 1970 the Abidjan rate of open unemployment was probably around 20%. At this time, most people's idea of a desirable job is one in the formal sector of the urban economy. If there is to be any hope of an eventual balance between

  8. Regulations in establishing and developing urban entities

    Directory of Open Access Journals (Sweden)

    Ljubić Slavoljub C.

    2009-01-01

    Full Text Available The main topic of this work is to represent relatively new method of analyzing, planning and developing various projects in different architectural fields. The concept 'pattern' symbolizes a new view on objects and items that are already exist around us or those that will be created in the future. By explaining this concept, this work focus on describing 'pattern' as a new system or 'pattern language' that identifies foundation and development of unplanned cities. Every town or urban entity symbolizes 'pattern', but it is made from various 'patterns' as well. There are certain rules i.e. patterns that particular urban entities follow in order to establish themselves and 'pattern language' has been developed on that basis. The main purpose of this work is to emphasize this phenomenon and reveal the significance that 'patterns' have in urbanism development. Their understanding is of great importance so they can be implemented not only in theoretical but also in practical examination and analysis.

  9. 24 CFR 203.32 - Mortgage lien.

    Science.gov (United States)

    2010-04-01

    ... obligations contracted in connection with the mortgage transaction or the purchase of the mortgaged property, except obligations that are secured by property or collateral owned by the mortgagor independently of the...

  10. 24 CFR 235.1214 - Mortgage lien.

    Science.gov (United States)

    2010-04-01

    ...: Contract Rights and Obligations; Assistance Payments Contracts; Servicing Responsibilities-Refinancing... unpaid obligations contracted in connection with the mortgage transaction or the purchase of the mortgaged property, except obligations that are secured by property or collateral owned by the mortgagor...

  11. Implementing ITI for urban development locally

    Directory of Open Access Journals (Sweden)

    Garyfallia Katsavounidou

    2017-12-01

    Full Text Available In the current Programming Period (2014-2020 the European Commission has introduced a new strategic instrument, the Integrated Territorial Investment (ITI, which shifts the decisions on allocation of funds to the local level and, most importantly, enables drawing of funds from several priority axes and from several European Structural and Investment Funds. Greece is one of EU member countries that has committed on using ITIs as a tool for urban development. In August 2016, in the Region of Central Macedonia, urban authorities with a population of over 10.000 inhabitants were invited by the Managing Authority of the Regional Operational Programme to submit a Strategy for Sustainable Urban Development (SUD, through the mandatory implementation of the ITI tool. The paper focuses on one of these municipalities, the city of Veria, where the ITI approach has been implemented for the design of an ITI of urban scale (ITI-SUD. The integrated approach prescribed by regional authorities forced Municipalities to adopt government approaches uncommon until now: to involve multiple stakeholders in the entire process, from strategy development to project selection and implementation. The paper describes the benefits and challenges of the new approach as applied in the local context, showing the vertical and horizontal connections of urban development strategies. Most importantly, in the context of ‘procedural learning’ happening in Europe in the field of territorial cohesion, it offers an insight on how European cohesion policy strategies and tools are tested at the local level.

  12. The globalization and Europeanization of mortgage markets

    NARCIS (Netherlands)

    Aalbers, M.B.

    2009-01-01

    Do globalization and Europeanization lead to the deterritorialization of European mortgage markets? Neither economic globalization nor EU policies have resulted in one European mortgage market. The various European mortgage markets are still quite different from one another in many respects. In most

  13. Pubertal development timing in urban Chinese boys.

    Science.gov (United States)

    Ma, H-M; Chen, S-K; Chen, R-M; Zhu, C; Xiong, F; Li, T; Wang, W; Liu, G-L; Luo, X-P; Liu, L; Du, M-L

    2011-10-01

    We describe current pubertal development in healthy urban Chinese boys. A cross-sectional study of the pubertal development of 18,807 urban Chinese boys aged from 3.50 to 18.49years was conducted between 2003 and 2005. Testicular volume was evaluated with a Prader orchidometer. Pubic hair development was assessed according to the Tanner method. Data on spermarche were collected using the status quo method. Probit analysis was used to calculate the median age and 95% CI at different stages of testicular development, pubic hair development and spermarche. By age 9, 12.99% of the boys had a testicular volume of 4mL or greater. The median age of onset of puberty defined as the age at attainment of testicular volume of 4mL or greater was 10.55 (95% CI 10.27-10.79) years. The median age for onset of pubic hair development (PH(2) ) and spermarche was 12.78 (95%CI 12.67-12.89) years and 14.05 (95%CI 13.80-14.32) years, respectively. Pubertal onset in urban Chinese boys is earlier than currently used clinical norms but their pubic hair development occurs relatively late in comparison with the reported data from numerous other countries. There is also evidence of a secular trend towards an earlier age of spermarche since 1979 in Chinese urban boys. © 2011 The Authors. International Journal of Andrology © 2011 European Academy of Andrology.

  14. Obstacles to the Mortgage Financing of Forest Rights and its Countermeasures

    Institute of Scientific and Technical Information of China (English)

    2011-01-01

    Current status of the mortgage financing of forest rights is introduced.Significance of the development of mortgage financing of rural forest rights is analyzed,indicating that the mortgage financing of rural forest rights is an inevitable trend of rural reform development,Mortgage financing of forest rights in rural China is an effective vector for the farmers’ income increase project with financial support,explores the great potential of forest resources,promotes the coordinated development of forestry and financial services.Major obstacles for the mortgage financing of forest rights at present is pointed out,which are the high assessment fees,the complex mortgage valuation,the unsound element market of forestry,and the lack of risk protection mechanism.Countermeasures for the development of mortgage financing of forest rights is out forward.For instance,both government and Forestry Bureau should strengthen the circulation services,establish smooth evaluation mechanism,establish companies for rural assets platform,increase the interest subsidies for forest right mortgage and the risk compensation,strengthen the team construction and improve the service system.

  15. Extra-Margins in ACM's Adjusted NMa ‘Mortgage-Rate-Calculation Method

    NARCIS (Netherlands)

    Dijkstra, M.; Schinkel, M.P.

    2013-01-01

    We analyse the development since 2004 of our concept of extra-margins on Dutch mortgages (Dijkstra & Schinkel, 2012), based on funding cost estimations in ACM (2013), which are an update of those in NMa (2011). Neither costs related to increased mortgage-specific risks, nor the inclusion of Basel

  16. Capacity Development for Sustainable Urban Transportation in Developing Countries

    OpenAIRE

    Senbil, Metin; Fujiwara, Akimasa; Zhang, Junyi

    2008-01-01

    To make urban transport sustainable, effective and efficient, first and foremost, there is a need for capacity development-capacity is defined as the ability to deal with problems in efficient and effective ways-in developing countries. Apart from many important capacity related problems such as lack of adequate infrastructure, older vehicle population, etc., policy makers in developing countries have to consider changing individual behavior to realize sustainable urban transportation policie...

  17. Development of European urban tourist systems

    Directory of Open Access Journals (Sweden)

    Jerković Senta

    2009-01-01

    Full Text Available Relationship between urban development and tourism is a significant process in Europe today. Development of tourism has caused many organizational changes in urban environment. In the middle of the 20th century cultural and historical heritage in the cities was impetus of development of tourism in European cities. Nowadays, in many European cities tourism is recognized as a mean of further economic development. Strategy of polycentricity, outlined in European spatial development perspective is supporting that process, too. Many tourist centres and metropolitan tourist areas have been developed. In the period from 1996. to 2007. number of visitors in European cultural capitals was growing continuously by rate of 25,6%. In the same period, the number of international tourist arrivals increased by rate of only 7%.

  18. Urbanism and energy in developing regions

    Energy Technology Data Exchange (ETDEWEB)

    Meier, R.L.; Berman, S.; Dowell, D.

    1978-03-01

    The pace of urbanization must continue, because in most parts of the world the surplus population in the countryside has nowhere else to go. The world is about 40% urban now and apparently headed for the 80 to 90% share of the total population presently exhibited by the developed countries. Thus, the 1.6 billion urban dwellers in 1978 would become about 3 billion in 1995--if major catastrophes can be avoided. Feasibility assessments for Sao Paulo-Rio de Janeiro, Calcutta, Cairo-Alexandria, Mexico City, and Seoul are presented in the appendices. This analysis-from-a-distance is insufficient to judge how much extra installed electrical generating capacity is required before 1995, the added refining capability for liquid fuels, or the uses for new LNG and coal imports due to be arranged. It is evident that energy (and perhaps also water in most regions) planning is the major determinant of the manner in which these urban areas will adapt to the extraordinary pressures for new settlement. The current round of planning in such metropolitan areas has been addressed to solving traffic-congestion problems, and reorganizing land use in central districts, as the most-pressing issues. Since energy sources and distribution systems now affect the largest and most crucial investments in urban growth it is to be expected that future metropolitan planning may concentrate upon energy efficiency. Energy supplies must be planned to meet requirements set by locally dominant values regarding human services and the environment.

  19. Climate resilient urban development : why responsible land governance is important

    NARCIS (Netherlands)

    Mitchell, D.; Enemark, S.; van der Molen, P.

    2015-01-01

    In less-developed countries, the major global pressures of rapid urbanization and climate change are resulting in increased vulnerability for urban dwellers. Much of the climate impact is concentrated in urban and coastal areas, as urban development spreads into areas that are hazard-prone. Often

  20. Tour guides developing urban ecotourism destinations

    DEFF Research Database (Denmark)

    Meged, Jane Widtfeldt; Lasa-Gonzalez, Anne Cecilie

    is “controlled by other stakeholder and largely beyond the influence of tour guides” (ibid). In fact Weiler and Black (2015) argue that pathways and extend have never been investigated on how interpretative guiding improves the economic viability and competitiveness of business, and social and cultural benefits...... to local communities and destinations. In this paper, we want to propose a research agenda where guides have a central role in cooperation with public and private key stakeholder in development of a scalable participatory model for sustainable urban ecotourism. Wang & Wang (2013) define urban ecotourism...... as an “activity system to satisfy needs of the locals and visitors for using local natural scenery, culture and folk customs, and also to maintain ecological balance of urban environment and establish environment-friendly concepts” (2013:1). Drawing on Iterative Participatory Design, where “the concept is defined...

  1. Agriculture, development, and urban bias

    NARCIS (Netherlands)

    Bezemer, Dirk; Headey, Derek

    Throughout history, agriculture-led development strategies with state support programs have been essential to achieving rapid economy-wide growth, poverty reduction, and structural transformation. Yet over the last three decades, the domestic and international policy environments have continued to

  2. Liquidity Constraints and the Centralized Home Mortgage Policy in China

    DEFF Research Database (Denmark)

    Gao, Cixiu

    2017-01-01

    This paper investigates China's centralized mortgage policy in general, and evaluates the policy change in 2011: the minimum down payment was dramatically raised to 60% of the home price. Using our previously developed structural model, we recover the unobserved liquidity wealth levels of individ......This paper investigates China's centralized mortgage policy in general, and evaluates the policy change in 2011: the minimum down payment was dramatically raised to 60% of the home price. Using our previously developed structural model, we recover the unobserved liquidity wealth levels...

  3. Urbanization, Economic Development and Environmental Change

    Directory of Open Access Journals (Sweden)

    Shushu Li

    2014-08-01

    Full Text Available This paper applies the pressure-state-response (PSR model to establish environmental quality indices for 30 administrative regions in China from 2003 to 2011 and employs panel data analysis to study the relationships among the urbanization rate, economic development and environmental change. The results reveal a remarkable inverted-U-shaped relationship between the urbanization rate and changes in regional environmental quality; the “turning point” generally appears near an urbanization rate of 60%. In addition, the degree and mode of economic development have significant, but anisotropic effects on the regional environment. Generally, at a higher degree of economic development, the environment will tend to improve, but an extensive economic growth program that simply aims to increase GDP has a clear negative impact on the environment. Overall, the results of this paper not only further confirm the “environmental Kuznets curve hypothesis”, but also expand it in a manner. The analysis in this paper implies that the inverted-U-shaped evolving relationship between environmental quality and economic growth (urbanization is universally applicable.

  4. Curitiba: Towards sustainable urban development

    Energy Technology Data Exchange (ETDEWEB)

    Rabinovitch, J.

    1995-12-31

    Curitiba is best known for its innovative public transport system based on buses but this is only one among many initiatives which have improved the environment and quality of life in the city, limited pollution and waste and reduced resource use. The public transport system has also been complemented by comprehensive initiatives in planning and land use management. This paper describes not only the development of the public transport system but also the planning and administrative framework that was needed to make it, and other initiatives taken in Curitiba, effective.

  5. Challenges of urbanization and peri-urban development in Europe

    DEFF Research Database (Denmark)

    Nielsen, Thomas Alexander Sick; Nilsson, Kjell Svenne Bernhard

    2010-01-01

    Urbanisation has arguably been the most significant process of land use change in Europe since Second World War. Over 70% of Europe's population now lives in urban areas, which in turn, have grown in area by almost 80% over the last fifty years (EEA 2006). Urban areas cover approximately five...... percent of the territory of the European Union (EU25), and are growing more than twice as fast as the European population. A general consequence of the urbanisation trend and increasing wealth and mobility is urban sprawl, as well as the emergence of peri-urban areas....

  6. The realities of Lagos urban development vision on livelihoods of the urban poor

    Directory of Open Access Journals (Sweden)

    Oluwafemi Ayodeji Olajide

    2018-04-01

    Full Text Available Similar to many other cities in sub-Saharan African countries, the struggle between urban development policies and the livelihoods of the urban poor is one of the urban development challenges facing Lagos. This paper examines the realities of the Lagos urban development policies and intiatives on the livelihoods of the urban poor. The state government embarked on series of what it calls sustainable urban transformation policies towards making Lagos ‘an African model megacity’ and a global economic and financial hub that is safe, secure, functional and productive, with a view to achieving poverty alleviation and sustainable development. This paper, through the lens of theoretical and analytical underpinnings of Sustainable Livelihoods Framework, however, argues that the actions of the state government contradict the whole essence of sustainable urban development and poverty alleviation, but reflect an agenda deliberately targeted to further impoverish the poor. While the Sustainable Livelihood was used as the theoretical and analytical framework, this paper essentially focuses on the Policies, Institutions and Processes component of the framework. This provides a unique entry point for understanding the implications of the Lagos urban development aspirations on the livelihoods of the urban poor. The research uses mixed methods research design with a broad range of data-collection methods, including household surveys, interviews, direct observation and photography, documentary review and policy document analysis. The study reveals that there is a disconnection between urban development policies and realities of the poor. The implementation of urban development projects and policies works against the urban poor and resulted in more hardship, through reduction in livelihood opportunities or complete loss of livelihoods. This study, therefore, suggests that one important element in reducing poverty in Lagos’ informal settlements is a policy

  7. Strategies for sustainable urban development and urban-rural linkages

    NARCIS (Netherlands)

    Nilsson, K.; Sick Nielsen, T.; Aalbers, C.B.E.M.; Bell, S.; Boitier, B.; Chery, J.P.; Fertner, C.; Groschowski, M.; Haase, D.; Loibl, W.; Pauleit, S.; Pintar, M.; Piorr, A.; Ravetz, J.; Ristimäki, M.; Rounsevell, M.; Tosics, I.; Westerink, J.; Zasada, I.

    2014-01-01

    An important driving force behind urban expansion is the growth of the urban population. But for Europe, this is not a sufficient explanation. The major trend is that European cities have become much less compact. Since the mid-1950s European cities have expanded on average by 78%, whereas the

  8. IMPROVING THE SYSTEM OF MORTGAGE CREDITING OF RESIDENTIAL REAL ESTATE IN UKRAINE

    Directory of Open Access Journals (Sweden)

    Alexander Goloven

    2015-11-01

    Full Text Available The purpose of the article is to improve the system of mortgage crediting of residential real estate in Ukraine. Mortgage lending appeared in Ukraine in the early XVII century, today the actual problem is a small percentage of the banking book long-term mortgage loans, because banks, on the one hand, tend to rotate without the risk of short-term funds, another potential borrower of these loans, unfortunately, is not creditworthy. However, despite the risks, this banking product is a significant factor in the redistribution and accumulation of funds, the transformation of private savings into investment resources, the problem of housing, but also contributes to the stabilization of the economy in the country as a whole. Functioning and the distribution of mortgage capital, the possible financial risks, the interaction of the mortgage market by the financial, investment and monetary Affairs, leads to a certain complexity of the mechanism of functioning of the mortgage market of Ukraine in general. The relevance of this topic not only in the development of the housing market, but also the feasibility studies for the development of this issue. We present an analysis of the institutional environment of mortgage lending residential real estate, which gave an opportunity to identify and define the environment of modern residential real estate market, its relationship with other markets. Methodology. The survey is based on institutional structure of the mortgage market that has evolved independently of other structures, independently within country under the influence of specific socio-economic environment and economic policy. Results of the survey showed that mortgage lending can be providing the borrower with some free services, such as: long-term deposit on favorable terms, notary services, insurance, discounts on bank services, providing services to the bank and the developer, given appropriate training of the borrower and so forth. Practical

  9. Self-organized criticality and urban development

    Directory of Open Access Journals (Sweden)

    Michael Batty

    1999-01-01

    Full Text Available Urban society is undergoing as profound a spatial transformation as that associated with the emergence of the industrial city two centuries ago. To describe and measure this transition, we introduce a new theory based on the concept that large-scale, complex systems composed of many interacting elements, show a surprising degree of resilience to change, holding themselves at critical levels for long periods until conditions emerge which move the system, often abruptly, to a new threshold. This theory is called ‘self-organized criticality’; it is consistent with systems in which global patterns emerge from local action which is the hallmark of self-organization, and it is consistent with developments in system dynamics and their morphology which find expression in fractal geometry and weak chaos theory. We illustrate the theory using a unique space–time series of urban development for Buffalo, Western New York, which contains the locations of over one quarter of a million sites coded by their year of construction and dating back to 1773, some 60 years before the city began to develop. We measure the emergence and growth of the city using urban density functions from which measures of fractal dimension are used to construct growth paths of the way the city has grown to fill its region. These phase portraits suggest the existence of transitions between the frontier, the settled agricultural region, the centralized industrial city and the decentralized postindustrial city, and our analysis reveals that Buffalo has maintained itself at a critical threshold since the emergence of the automobile city some 70 years ago. Our implied speculation is: how long will this kind of urban form be maintained in the face of seemingly unstoppable technological change?

  10. Playing by the rules? Analysing incremental urban developments

    NARCIS (Netherlands)

    Karnenbeek, van Lilian; Janssen-Jansen, Leonie

    2018-01-01

    Current urban developments are often considered outdated and static, and the argument follows that they should become more adaptive. In this paper, we argue that existing urban development are already adaptive and incremental. Given this flexibility in urban development, understanding changes in the

  11. Linking mortgage finance incentives to a voluntary home energy rating system: Insight into consensus building

    International Nuclear Information System (INIS)

    Jenior, M.-M.

    1994-01-01

    A collaborative consensus process was created to implement a program linking voluntary home energy rating systems (HERS) to mortgage incentives. The participants involved many of the stakeholders or interest groups who have a role in implementing and who will be affected by energy efficiency mortgate incentive programs linked to HERS. The participants included representatives from the primary and secondary mortgage market; real estate, home building, and remodeling industries; utilities; state, local, consumer, and environmental organizations; and home energy rating providers. The participants defined the actions required to implement as well as the technical requirements of a program linking home energy ratings and mortgage finance. Building on the recommendations of the collaborative process, members of the collaborative continue to take initiatives to put a Home Energy Rating Systems Council into place, in planning pilot programs for developing and testing ways to link HERS and mortgage programs, and in making home buyers and owners aware of existing mortgage incentives. At the same time, mortgage providers are working to develop uniformity among mortgage incentive programs and with the US Department of Energy to develop procedures to verify the relative accuracy of HERS calculation tools and their application, and with the emerging HERS Council to develop the guidelines for voluntary HERS required under the Energy Policy Act of 1992

  12. URBAN TOURISM BETWEEN CONTENT AND ASPIRATION FOR URBAN DEVELOPMENT

    Directory of Open Access Journals (Sweden)

    Roxana Valentina GÂRBEA

    2013-06-01

    Full Text Available With excessive urbanization that the society knows today, the city became the place of origin and at the same time a destination for an increasingly number of tourists. Cities have a higher fitting territory, diversity and quality of tourism products coming to fill a reach touristic ground, especially anthropogenic. Urban tourism has seen a significant, but uneven increase, whit the big European cities detaching themselves through cultural richness and tourist valorization of urban space and may be role models for other cities. The article proposes the approach on the concept of urban tourism and how this form of tourism is in full process of affirmation, given that, in recent years many cities search to find a new identity for themselves, to gain international recognition through tourism.

  13. Housing Finance in Ghana: Can Community Mortgage Cooperatives ...

    African Journals Online (AJOL)

    There is insufficient housing in Ghana. Available houses are mostly poorly developed and lack the basic amenities required to make them habitable. The growth of households is in excess of housing growth resulting in housing deficit in the country. The formal finance institutions have supplied very little mortgages to ...

  14. Evaluation of urban sprawl and urban landscape pattern in a rapidly developing region.

    Science.gov (United States)

    Lv, Zhi-Qiang; Dai, Fu-Qiang; Sun, Cheng

    2012-10-01

    Urban sprawl is a worldwide phenomenon happening particularly in rapidly developing regions. A study on the spatiotemporal characteristics of urban sprawl and urban pattern is useful for the sustainable management of land management and urban land planning. The present research explores the spatiotemporal dynamics of urban sprawl in the context of a rapid urbanization process in a booming economic region of southern China from 1979 to 2005. Three urban sprawl types are distinguished by analyzing overlaid urban area maps of two adjacent study years which originated from the interpretation of remote sensed images and vector land use maps. Landscape metrics are used to analyze the spatiotemporal pattern of urban sprawl for each study period. Study results show that urban areas have expanded dramatically, and the spatiotemporal landscape pattern configured by the three sprawl types changed obviously. The different sprawl type patterns in five study periods have transformed significantly, with their proportions altered both in terms of quantity and of location. The present research proves that urban sprawl quantification and pattern analysis can provide a clear perspective of the urbanization process during a long time period. Particularly, the present study on urban sprawl and sprawl patterns can be used by land use and urban planners.

  15. Ljubljana – phases of urban development

    Directory of Open Access Journals (Sweden)

    Aleksander Jakoš

    2006-01-01

    Full Text Available At the end of the Second World War there were approximately 100.000 people living in the compact part of Ljubljana. A period of rapid population development ensued (urbanisation because of immigration from other parts of Slovenia and later from various regions of the former Yugoslav Republics. This period is marked by numerous new housing estates and early stagnation of the old city core. A period ob sub-urbanisation followed and city expansion along the main roads, interspersed with poor quality building and illegal development. Costly renewal of old buildings, diminished construction of housing estates and high prices of building land triggered the flight of city dwellers (de-urbanisation and caused non-urban development in neighbouring municipalities (secondary urbanisation. By rehabilitation of the old city centre and attempts at revitalisation Ljubljana is trying re-urbanise itself. The flight of the younger population, caused by limited offer of housing, still remains the main problem that furthermore causes increased volumes of daily commuting and congestion in the city centre caused by parked vehicles. The tally of increased population during the last decade to small neighbouring municipalities, caused by flight from Ljubljana, is 20.000, while the population of Ljubljana is decreasing. With its quarter of a million inhabitants, Ljubljana is the third smallest capital city of Europe (without the “pocket” states. The main issue in the neighbouring municipalities is expressively non-urban development, meaning that too much land is used and the utilities infrastructure threshold is not met. The present division of the Ljubljana metropolitan region truly calls for a Strategy of spatial development, at least on the level of the Ljubljana urban region.

  16. CURRENT TRENDS IN DEVELOPING URBAN TOURISM

    Directory of Open Access Journals (Sweden)

    Selin Yıldız

    2013-07-01

    Full Text Available The synergy of architecture and other disciplines in studies of developing tourism is  significant in terms of continuity of past and future. Now architects and urban designers are working in collaboration with social sciences disciplines in the field of urban tourism. Some examples of cultural, artistic and social activities can be listed as: re-transformation of port districts, opening of new museums, new additions to the fabric of the historic city, theme parks, coastal regulations, re-use of historic structures, innovative approaches to accommodation services, production of the metropolitan centers, architectural competitions organized by central and local governments, prestige landscapes, innovative, technological and ecological approaches in architecture, festivals, design and fashion weeks, guided tours, city walks, local meetings, lectures, courses in art education, concerts, sport events, fairs , the cultural capitals. The paper analyses these works companion to tourism in detail and in a holistic sese, questions these studies in urban,  economic, cultural and social movement axes. This inquiry aims to discuss current  projects being carried out in Istanbul which is an important city in the world, also to offer a wide range of tips for conducting a collaborative, multi-dimensional perspective studies carried out in the field of tourism.

  17. Park system concept for environmental sustainabilityin urban spatial development

    Science.gov (United States)

    Uniaty, Q.

    2018-01-01

    Urban Park System is an integrated concept between nature system and urban life. The problems caused by urban population activity resulted in the need to increase the balance between two systems. Establishment of urban park system is a response to the need for resilience of urban space structures. As an ideal requirement it needs to be built integration between the ecological, social, economic, aesthetic aspects of urban landscape architecture. The methodology was developed based on an approach to issues affecting the conditions due to urban issues and its relation to the development efforts of urban park system; Observation of Jakarta problem was obtained based on published studies and data, literature, characteristic and potential analyzes, local physical, from limited field observations. Both are simple methods aimed to describe the nature of a condition as well as form characteristics of problems in controlling the development of region, to examine the causes and symptoms. This method try to assess an object study compared between the conditions before and after. The benefits of urban park system development will not only improve the urban environment, but the value of urban pride, identity and control urban growth in line with efforts to improve the balance between conservation and development. Integrated urban park system will enhance the multifunctional role, connectivity, habitability, durability, identity and investment.

  18. Permafrost and urban Development in Norilsk Russia.

    Science.gov (United States)

    Shiklomanov, N. I.; Streletskiy, D. A.; Grebenets, V. I.

    2017-12-01

    The city of Norilsk was established in 1935 as a GULAG mining and metallurgy work camp to explore the rich deposits of non-ferrous metals. By the 1989, the population of Norilsk reached 179,757 people. Two additional cities were developed in proximity to Norilsk in the 1960s-1980s: Talnakh (1989 population 65,710); and Kaerkan (1989 population 29,824) making the Norilsk region a major Arctic metropolis. While such rapid growth is not unusual for developing industrial cities, the geographic location makes Norilsk rather unique among world urban centers. It was built in Central Siberia at 69°51' N latitude (above the Arctic Circle), in region characterized by harsh subarctic climate (mean annual temperature around -10 oC), over forest tundra/tundra transitional landscapes underlined by perennially frozen ground (permafrost). Throughout its existence, the Norilsk region was highly isolated: it is not connected to Russian road and railroad systems. The harsh environmental conditions provided significant and rather unique challenges to Norilsk development. Specifically, the presence of ice-rich permafrost imposed restrictions on application of standard urban planning and engineering practices. This presentation analyzes the history of permafrost construction in Norilsk. It shows how though initial trial and errors, a set of guiding principles and engineering methods of construction on permafrost were developed allowing a rapid urbanization of the area during the 1960-1980s. However, despite significant advances in permafrost engineering, the pronounced permafrost degradation has become evident in Norilsk by the mid 1980s and has accelerated rapidly since the mid 1990s resulting in widespread deformation of buildings. Climatic changes are frequently identified as a major cause of accelerated deterioration of infrastructure build on permafrost. However, we argue that other factors, including the complexity of interactions between deferent components of urban

  19. Population development in Ljubljana urban region

    Directory of Open Access Journals (Sweden)

    Dejan Rebernik

    2004-12-01

    Full Text Available The paper presents the main characteristic of population development and urbanisation processes in Ljubljana and Ljubljana urban region. Up to the end of the seventies fast population growth was a consequence of strong immigration from rural parts of Slovenia and the rest of Yugoslavia. In the eighties and nineties deconcentration of population within the region with intense suburbanisation and depopulation of inner city and older residential neighbourhoods were the main urbanisation processes. In the second half of the nineties the highest population growth was recorded in dispersed rural settlements in the periphery of the region. In some parts of the inner city reurbanisation and gentrification occurred.

  20. Characteristics of peri-urbanization of a secondary city: a challenge in recent urban development

    Science.gov (United States)

    Rahayu, P.; Mardiansjah, F. H.

    2018-03-01

    Urbanization process creates a tremendous spatial phenomenon since the last century. Especially for the country of the South, the phenomenon is still relevant to the situation today and the processes will still going until the foreseeable future. The metropolitan-based of urbanization process involves the development of peri-urban areas, which could be defined as transitional zones between city and rural areas characterized by integrated mixed-structures of agricultural and non-agricultural activities. This article reveals the characteristics of periurbanization process of an emerging secondary city in Java, which uses Surakarta, the second largest city in Central Java Province based on the population size, as the case. During the last ten years, there have been significant changes in peri-urban areas regarding urban population, land use, and urban activities that strengthening the contribution of the urban component into peri-urban system.

  1. THE ROLE OF MORTGAGE CREDIT IN ENSURING ECONOMIC GROWTH

    Directory of Open Access Journals (Sweden)

    Z. L. Garipova

    2014-04-01

    Full Text Available The decision of the important social task - ensuring the availability of housing for the mass of the population of the country, on the one hand, allowed to launch investment, savings, financial and credit mechanisms for ensuring economic growth of the Russian economy on the other. Despite the high degree of sophistication in the scientific literature of the organization of mortgage lending system, a study of its impact on economic growth factors in the scientific literature clearly insufficient. The original article was the theory of economic growth, which allowed on the basis of research of interaction of demand for residential property, it deals with the housing mortgage credit to justify a conclusion about its importance not only for solution of social tasks, availability of housing, but also a significant impact on the demand and supply on the residential property market. Based on the analysis of statistical data for the period from 2006 to 2012, and their correlation analysis carried out research of factors of development of housing markets and mortgage lending, namely incomes, housing prices, interest rates on loans, «channel lending conditions, the terms of banking mortgage.Purchase on Elibrary.ru > Buy now

  2. Sustainable Land Development In An Urban Context

    Directory of Open Access Journals (Sweden)

    Kauko Tom

    2015-09-01

    Full Text Available It can be argued that sustainable urban land development depends on the long-term viability and management success of local economic development. It can be further argued that here, economic sustainability is the key. This would furthermore signify a paradigm change to long-term administrative behavior (via an institutional approach, long-term market behavior (heterodox economics approach, and human behavior in actors’ consumption and location choices (behavioral approach. This article examines two criteria within this discourse: innovativeness and social cohesion. In doing so, it proposes a framework for empirical analysis where it is suggested that western, post-socialist and low developed cases choose different strategies due to their different starting points.

  3. Networks as Tools for Sustainable Urban Development

    DEFF Research Database (Denmark)

    Jensen, Jesper Ole; Tollin, Nicola

    will be discussed through a case study of a Danish municipal network on Sustainable Development, Dogme 20001. This network has become quite successful in terms of learning and innovation, committing actors, and influencing local policies, to a larger extent than other SUD-networks the municipalities are involved in....... By applying the GREMI2-theories of “innovative milieux” (Aydalot, 1986; Camagni, 1991) to the case study, we will suggest some reasons for the benefits achieved by the Dogme-network, compared to other networks. This analysis will point to the existence of an “innovative milieu” on sustainability within......Due to the increasing number of networks related to sustainable development (SUD) the paper focuses on understanding in which way networks can be considered useful tools for sustainable urban development, taking particularly into consideration the networks potential of spreading innovative policies...

  4. Introduction: population migration and urbanization in developing countries.

    Science.gov (United States)

    Kojima, R

    1996-12-01

    This introductory article discusses the correlation between migration and rapid urbanization and growth in the largest cities of the developing world. The topics include the characteristics of urbanization, government policies toward population migration, the change in absolute size of the rural population, and the problems of maintaining megacities. Other articles in this special issue are devoted to urbanization patterns in China, South Africa, Iran, Korea and Taiwan as newly industrialized economies (NIEs), informal sectors in the Philippines and Thailand, and low-income settlements in Bogota, Colombia, and India. It is argued that increased urbanization is produced by natural population growth, the expansion of the urban administrative area, and the in-migration from rural areas. A comparison of urbanization rates of countries by per capita gross national product (GNP) reveals that countries with per capita GNP of under US$2000 have urbanization rates of 10-60%. Rates are under 30% in Africa, the Middle East, South Asia, China, and Indonesia. Rapid urbanization appears to follow the economic growth curve. The rate of urbanization in Latin America is high enough to be comparable to urbanization in Europe and the US. Taiwan and Korea have high rates of urbanization that surpass the rate of industrialization. Thailand and Malaysia have low rates of urbanization compared to the size of their per capita GNP. Urbanization rates under 20% occur in countries without economic development. Rates between 20% and 50% occur in countries with or without industrialization. East Asian urbanization is progressing along with industrialization. Africa and the Middle East have urbanization without industrialization. In 1990 there were 20 developing countries and 5 developed countries with populations over 5 million. In 10 of 87 developing countries rural population declined in absolute size. The author identifies and discusses four patterns of urban growth.

  5. Sustainable urban development and industrial pollution

    Directory of Open Access Journals (Sweden)

    Petrović Julka

    2016-01-01

    Full Text Available Sustainable development of cities is highly connected with the pollution generated from industrial facilities and power plants. Both affect quality of air, weather, health and quality of life. The main goal of this paper is to determine the impact of selected weather parameters on the pollution from mentioned plants. From the research results, it can be concluded that sustainable urban development and welfare of citizens are dependent on causal relationship between pollution and weather. The greatest level of impact was recorded for nitric dioxide. In the case of carbon monoxide, the level of impact is the middle. The lowest level was recorded for particulate matter. The biggest impact on the carbon monoxide emission and particulate matter is that of air pressure, whereas temperature has the biggest impact on nitrogen dioxide emission. The research shows that air humidity and wind speed do not have a significant impact on the emission of pollutants from the plants. Research shows need for further studies in the field of impact of pollution from industry on urban weather and human health.

  6. 24 CFR 266.410 - Mortgage provisions.

    Science.gov (United States)

    2010-04-01

    ... HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Mortgage and... than the purpose intended on the day the mortgage was executed. The conversion of a project from rental... requirements apply as long as the HFA retains an interest in the project and final claim settlement has not...

  7. Losses on Dutch residential mortgage insurances

    NARCIS (Netherlands)

    Francke, M.K.; Schilder, F.P.W.

    2014-01-01

    Purpose - This paper aims to study the data on losses on mortgage insurance in the Dutch housing market to find the key drivers of the probability of loss. In 2013, 25 per cent of all Dutch homeowners were "under water": selling the property will not cover the outstanding mortgage debt. The

  8. A New Paradigm in Mortgage Loan Advice

    DEFF Research Database (Denmark)

    Otterstedt, Margrét Sesselja; Rasmussen, Kourosh Marjani; Kulahci, Murat

    2013-01-01

    The Danish mortgage market has undergone considerable changes during the last 15 years. New and more complex variations of loan products have been introduced. Nevertheless, mortgage loan advice has remained, by large, unchanged. This paper addresses a study where a number of new refinancing rules...

  9. 7 CFR 1718.52 - Existing mortgages.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Existing mortgages. 1718.52 Section 1718.52 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Mortgage for Distribution Borrowers § 1718.52...

  10. MBS Ratings and the Mortgage Credit Boom

    NARCIS (Netherlands)

    Ashcraft, A.; Goldsmith-Pinkham, P.; Vickery, J.

    2010-01-01

    We study credit ratings on subprime and Alt-A mortgage-backed securities (MBS) deals issued between 2001 and 2007, the period leading up to the subprime crisis. The fraction of highly-rated securities in each deal is decreasing in mortgage credit risk (measured either ex-ante or ex-post), suggesting

  11. Experienced discrimination in home mortgage lending

    DEFF Research Database (Denmark)

    Secchi, Davide; Seri, Raffaello

    2017-01-01

    This article proposes a framework for the analysis of experienced discrimination in home mortgages. It addresses the problem of home mortgage lending discrimination in one of the richest areas of northern Italy. Employees of a local hospital were interviewed to study their perception (or experien...

  12. Leading for Urban School Reform and Community Development

    Science.gov (United States)

    Green, Terrance L.

    2015-01-01

    Purpose: Improving urban schools of color and the communities where they are located requires leadership that spans school and community boundaries. The purpose of this study is to understand how principal and community leader actions support urban school reform along with community development at two community schools in the urban Midwest and…

  13. Measuring the Development Patterns of Urban Villages in Shenzhen

    NARCIS (Netherlands)

    Hao, P.; Geertman, S.C.M.; Hooimeijer, P.; Sliuzas, R.

    2011-01-01

    Urban villages are widespread in many Chinese cities, providing affordable and accessible housing for rural migrants. These urban villages are developed by the indigenous village population base on a self-help approach and in an unauthorized style. Consequently, urban villages are characterized by

  14. Spatial diversity of urban village development in Shenzhen

    NARCIS (Netherlands)

    Hao, P.|info:eu-repo/dai/nl/341235814; Geertman, S.C.M.|info:eu-repo/dai/nl/072392924; Hooimeijer, P.|info:eu-repo/dai/nl/073398578; Sliuzas, R.

    2011-01-01

    Dynamic urbanization in China during the reform period has led to the emergence and proliferation of so-called urban villages in many cities. The development of urban villages, based on a self-help approach of indigenous villagers, has been satisfying great demand for migrant housing and space for

  15. Developing Resilient Urban Waterfronts : Integrating Adaptation into Urban Development and Management

    NARCIS (Netherlands)

    van Veelen, P.C.; Deppisch, Sonja

    2017-01-01

    There is a growing attention for integrating climate change adaptation into policies, strategies and decision-making processes (e.g. mainstreaming). This paper explores to what extent climate adaptation can be integrated into processes of urban development and change, based on case study research in

  16. The European Dimension of the Global Urban Development Program

    Directory of Open Access Journals (Sweden)

    Bubenko Pavlo T.

    2017-11-01

    Full Text Available The article is aimed at studying the process of evolutionary formation of the EU Cities Development Program and analyzing the strategic instrumentarium for the urban development within the currently established EU urban policy at the present stage. The key features of the process of formation of the EU urban policy have been analyzed, the main stages of evolutionary formation of the integrated EU Cities Development Program have been defined and described. In the context of ensuring an integrated approach to the sustainable urban development and complementary positioning of urban development in the EU’s territorial development and cohesion strategies, the European Union’s normative and legal framework on urban development was researched. As a result of the conducted research, the strategic instrumentarium of implementation of the EU Cities Development Program has been systematized.

  17. The quest for synergy when developing the urban fringe

    DEFF Research Database (Denmark)

    Hansen, Jesper Rohr; Engberg, Lars A.

    How can planning policies related to urban fringe development and disadvantaged neighbourhoods create synergy? This question is approached and answered by various research fields and explored on various urban-planning levels, displaying case-studies related to urban regeneration, post......-industrial and suburban development and urban fringe literature. The present paper adds to these discussions by analysing two case-studies in Denmark in which local government pursue traditional urban-growth strategies in urban-fringe development - a post-industrial harbour and a large suburb, located just outside...... analyses this synergy by first describing the legislative, interventionist and financial context for urban-growth strategies deployed in the cases. On this background, the paper explores synergy potential related to policy as well as private-sector actors (local businesses, social housing organizations...

  18. Blue-Green Solutions in Urban Development

    Science.gov (United States)

    Karlsson, Caroline; Kalantari, Zahra

    2017-04-01

    With the ongoing urbanisation and increasing pressure for new housing and infrastructure, the nexus of developing compact, energy-efficient and yet liveable and sustainable cities is urgent to address. In this context, blue-green spaces and related ecosystem services (ES) are critical resources that need to be integrated in policy and planning of urban. Among the ES provided by blue-green spaces, regulating ES such as water retention and purification are particularly important in urban areas, affecting water supply and quality, related cultural ES and biodiversity, as well as cities potential to adapt to climate change. Blue-green infrastructure management is considered a sustainable way to reducing negative effects of urbanisation, such as decreasing flood risks, as well as adapting to climate change for example by controlling increasing flood and drought risks. Blue-green infrastructure management can for example create multifunctional surfaces with valuable environmental and social functions and generally handle greenways and ecological networks as important ecosystem service components, for example for stormwater regulation in a sustainable urban drainage system. The Norrström drainage basin (22,000 km2) is a large demonstrator for Blue-green infrastructure management. Both urbanisation and agriculture are extensive within this basin, which includes the Swedish capital Stockholm and is part of the fertile Swedish belt. Together, the relatively high population density combined with agricultural and industrial activities in this region imply large eutrophication and pollution pressures, not least transferred through storm runoff to both inland surface waters and the coastal waters of the Baltic Sea. The ecosystems of this basin provide highly valued but also threatened services. For example, Lake Mälaren is the single main freshwater supply for the Swedish capital Stockholm, as well as a key nutrient retention system that strongly mitigates waterborne nutrient

  19. Urban Land Allocation Model of Territorial Expansion by Urban Planners and Housing Developers

    Directory of Open Access Journals (Sweden)

    Carolina Cantergiani

    2017-12-01

    Full Text Available Agent-based models have recently been proposed as potential tools to support urban planning due to their capacity to simulate complex behaviors. The complexity of the urban development process arises from strong interactions between various components driven by different agents. AMEBA (agent-based model for the evolution of urban areas is a prototype of an exploratory, spatial, agent-based model that considers the main agents involved in the urban development process (urban planners, developers, and the population. The prototype consists of three submodels (one for each agent that have been developed independently and present the same structure. However, the first two are based on a land use allocation technique, and the last one, as well as their integration, on an agent-based model approach. This paper describes the conceptualization and performance of the submodels that represent urban planners and developers, who are the agents responsible for officially launching expansion and defining the spatial allocation of urban land. The prototype was tested in the Corredor del Henares (an urban–industrial area in the Region of Madrid, Spain, but is sufficiently flexible to be adapted to other study areas and generate different future urban growth contexts. The results demonstrate that this combination of agents can be used to explore various policy-relevant research questions, including urban system interactions in adverse political and socioeconomic scenarios.

  20. Third-world development: urbanizing for the future.

    Science.gov (United States)

    Mcilwaine, C

    1997-01-01

    This article reviews some issues reflected in the 1996 UN Habitat II agenda and recent research on urbanization. The themes of the 1996 Habitat conference were urban development, urban poverty, and governance, civil society, and social capital. It is expected that over 50% of total world population will live in cities in the year 2000. Cities are viewed both as engines of economic growth and centers of severe economic, environmental, and social problems. There is some disagreement about whether cities are rational economic structures or what the World Bank's urban agenda is and its relationship with macroeconomic policy. Discussions of global urban issues are criticized for their neglect of issues of equity and poverty, cultural diversity, and identity and representation. Habitat II also stressed urban sustainability. There is growing recognition that urban management involves more than the "Brown Agenda" of environmental and physical aspects of urban growth. Recent studies identify how politics and power affect people's access to basic urban services. Urban economic activity can also contribute to environmental problems. Urban growth affects the provision of health services. Although there is not a consensus on the role of cities in expanding economic and social development and the best management practices, there is sufficient evidence to indicate that urban processes are varied throughout the developing world. The links between urban and rural areas differentiate cities and expose the need to understand the role of intermediate urban areas surrounding and between larger cities. Poverty has become increasingly urbanized, but the extent of poverty is unknown. Habitat II was an unprecedented effort to engage nongovernment groups, local government staff, trade unions, and the private sector and to emphasize community participation. Networks of trust and reciprocity are key to solving poverty, inequality, and disempowerment problems.

  1. Urban development in Freiburg, Germany – sustainable and neoliberal?

    Directory of Open Access Journals (Sweden)

    Mössner, Samuel

    2015-09-01

    Full Text Available In recent years, sustainable urban development has emerged as a relevant but contested field in urban studies. A broad and diverse literature has discussed sustainable development from various perspectives. Some authors have researched urban sustainability from a technocratic perspective, looking for technical and managerial solutions. Others have shed light on the political dimension of urban sustainable development in our times of urban neoliberalization. This branch of literature focuses on the problematic relationship between market-oriented growth on the one hand and aspects of equality and justice on the other hand, which come along with the idea of sustainability. This article argues that the professionalization and new forms of urban management, as well as a shift towards urban governance and citizens’ participation have intensified consensual practices of urban regulation. Sustainable politics that have occurred in many cities around the world place emphasis on justice, tolerance and participation as the principal drivers for urban development. Empirical evidence shows, however, that these goals are subjugated to economic growth. Drawing on empirical work carried out in Freiburg, Germany – a city long hailed as a forerunner of urban sustainable development – this article promotes the opinion that the idea of ‘sustainable development’ in its current form is nothing more than an oxymoron, aimed and invented as a fuzzy concept in order to disguise the fundamentalist believe in growth that lies beyond such development.

  2. SUSTAINABLE URBAN COMMUNITY DEVELOPMENT THROUGH AGENDA 21

    Directory of Open Access Journals (Sweden)

    Zainal Md Zan

    2015-08-01

    Full Text Available The much-talked about issues such as the rising of heavy crime cases, problems in solid waste management, air and water pollution as well as traffic congestion detering the quality of life among urban community members. Urgent and proactive measure is highly desireable in order to preserve and maintain the integral parts of urban’s higher quality of life. All parties should take part in ongoing efforts to achieve sustainable development through various means. Local Agenda 21 (LA21 serves as one of the efforts in achieveing the ultimate goal of sustainable development through better collaboration and cooperation among stakeholders including local government, non-governmental organisations and the community at large. The core principle of the LA21 program lies in the spirit of cooperation among community members, local authorities and the private sectors. This could be achieved through various activities including from the beginning such as through a comprehensive planning for the local area to achieve the sustainable development. Community members should be involved in brainstorming of the ideas and expressing their views so that authorities would be able to identify the real and arising issues in the community. Through this way a sustainable town and municipal planning could be developed and initiated. This paper discusses the importance of urbancommunity participation in achieving sustainable development as practicedthrough LA21 in Seberang Perai Municipal Council, Penang.

  3. City Planning Evolution - Urban Development Directions in the Transition Period

    Directory of Open Access Journals (Sweden)

    Mircea Grigorovschi

    2010-03-01

    Full Text Available Urban evolution post 1989 has a series of specific characteristics mainly on a spatial-territorial plane. Determination of the main developing factors and urban evolution directions (dimensions, rhythm, expansion level, centrifugal and axial character, concentric, centripetal, functional evolution, tendencies and social implications, etc. represents a necessity and obligation for action from professionals in urban and landscaping fields. This necessity even arises from the perspective of the need for realizing strategies, planning, documentation and urban studies, which must intervene correctively in the evolution of areas with structural problems and to guide urban evolution towards the main goal namely the growth in residential quality of life in human settlements.

  4. Urbanization and economic development: a bias toward large cities?

    Science.gov (United States)

    Moomaw, R L; Shatter, A M

    1996-01-01

    "We find that a nation's urban population percentage increases with GDP per capita; industrialization; export orientation; and possibly, foreign assistance. It decreases with the importance of agriculture. Industrialization and agricultural importance have the same implications for the concentration of urban population in cities with 100,000+ population as for the urban percentage. Greater export orientation reduces such concentration. Finally, GDP per capita, population, and export orientation reduce primacy. Political factors, such as whether a country's largest city is also its capital, affect primacy. Our results do not seem to imply that developing-country urbanization today differs fundamentally from urbanization in the past." excerpt

  5. 17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

    Science.gov (United States)

    2010-04-01

    ... each of the above classes of mortgage loans the average gross rate of interest on mortgage loans held... mortgages sold Amortization of premium Other (describe) Balance at close of period $ If additions represent... item of mortgage loans on real estate investments has been written down or reserved against pursuant to...

  6. COORDINATES OF THE DEVELOPMENT OF TOURISM IN URBAN AREA

    Directory of Open Access Journals (Sweden)

    Carmen-Maria IORDACHE

    2012-01-01

    Full Text Available Internationally, urban tourism began to develop gradually from the '80s, nowadays being a distinct form of tourism whose importance is increasing. Thus, there were concerns about specific facilities for different categories of visitors and their harmonization with the demands of caring for the smooth functioning of urban settlements. By adding tourism to the local economy inventory activities of an urban area, it can be considered a catalyst and a reviving factor for strengthening urban cities especially because it represents an important source of income and it is responsible for creating thousands of jobs. Given the need to adapt to the demands of tourists, this paper attempts to clarify some issues related to content, characteristics and influencing factors of urban tourism, but also the adoption of policies for exploitation through tourism of the specific elements of urban space and urban tourism prospects.

  7. Using GIS for Developing Sustainable Urban Growth Case Kyrenia Region

    Science.gov (United States)

    Kara, C.; Akçit, N.

    2018-03-01

    It is critical to develop urban layers for analysis sustainable urban development possibilities within planning process. Kyrenia Region has many physical, environmental or economic issues that may danger the growth possibilities in sustainable manner. From this point, this study uses different spatial layers such as slope, distance to roads, distance to central zone, vegetation, soil productivity, environmental protection zones, distance to open/green space, distance to education for supporting sustainable urban growth policies and define suitable areas for urban development within this perspective. The study tries to convert sustainable urban growth policies such as; compact growth, environmental protection, equal accessibility to basic services; into spatial layers and establish proper framework for multi criteria evaluation in Kyrenia Region within using geographical information systems. It shows suitability values for Kyrenia region and constraints zones at final section. It clearly presents the suitable areas for the sustainable urbanization and also unsuitable or risky areas for reducing the possible disasters and may happen in the future.

  8. Population in urban development and the practical problems of urban planning policy in Africa

    Directory of Open Access Journals (Sweden)

    Joseph Uyanga

    2013-07-01

    Full Text Available The paper analyses the pattern of recent growth in African towns, examines the population component in this growth process and discusses the attendant urban planning problems. The contention in the study is that there are problems of definition. policy enunciation, and organisational co-ordination in the conceptualization. planning. orchestration and implementation of urban development and service systems. The magnitude of African urban developmental problems, and its multi-faceted nature demands that the latest in scientific knowledge and technological innovations should be integrated and incorporated into the urban planning and implementation processes.

  9. Urban Environment Development based on Universal Design Principles

    Science.gov (United States)

    Harsritanto, Bangun Ir

    2018-02-01

    Universal Design is a design which facilitated full range of human diversity. By applying Universal design principles, urban environment can be more functional and more user-friendly for everyone. This study examined five urban streets of South Korea as a country experienced on developing various urban street designs based on universal design. This study aimed to examine and compare the South Korea cases using seven principles of universal design. The research methods of this study are literature study, case study, and site observation. The results of this study are: South Korea cases are good practices, urgency of implementing the direction into local regulations; and change of urban development paradigm.

  10. Pupil initiatives in urban nature trail development: PMB MOSS and ...

    African Journals Online (AJOL)

    A brief background to Greenbelt and urban nature trail development in Pietermaritzburg is provided. Negotiations and procedures initiated by standard 9 pupils in stimulating authorities and the public to recognise the need for urban trail development and metropolitan open space (MOSS) are outlined. long-term ...

  11. Rural And Urban Youth Participation In Community Development In ...

    African Journals Online (AJOL)

    The focused on participation in community development activities, constraints to and benefits derived from participation. It compared rural and urban youth participation in community development activities in Ido local government area of Oyo State. Proportionate random sampling was used to select 2 rural, 1 urban ...

  12. Urban agriculture and poverty alleviation in developing countries ...

    African Journals Online (AJOL)

    Urban agriculture has served for a long time as a vital asset in the livelihood strategies of urban households in developing countries. It has been considered since then as a relevant input in responding to the embryonic economic situation of developing countries resulting to the structural adjustment programs and increasing ...

  13. Optimal Mortgage Refinancing: A Closed Form Solution.

    Science.gov (United States)

    Agarwal, Sumit; Driscoll, John C; Laibson, David I

    2013-06-01

    We derive the first closed-form optimal refinancing rule: Refinance when the current mortgage interest rate falls below the original rate by at least [Formula: see text] In this formula W (.) is the Lambert W -function, [Formula: see text] ρ is the real discount rate, λ is the expected real rate of exogenous mortgage repayment, σ is the standard deviation of the mortgage rate, κ/M is the ratio of the tax-adjusted refinancing cost and the remaining mortgage value, and τ is the marginal tax rate. This expression is derived by solving a tractable class of refinancing problems. Our quantitative results closely match those reported by researchers using numerical methods.

  14. Optimal Mortgage Refinancing: A Closed Form Solution

    Science.gov (United States)

    Agarwal, Sumit; Driscoll, John C.; Laibson, David I.

    2013-01-01

    We derive the first closed-form optimal refinancing rule: Refinance when the current mortgage interest rate falls below the original rate by at least 1ψ[ϕ+W(−exp(−ϕ))]. In this formula W(.) is the Lambert W-function, ψ=2(ρ+λ)σ,ϕ=1+ψ(ρ+λ)κ∕M(1−τ), ρ is the real discount rate, λ is the expected real rate of exogenous mortgage repayment, σ is the standard deviation of the mortgage rate, κ/M is the ratio of the tax-adjusted refinancing cost and the remaining mortgage value, and τ is the marginal tax rate. This expression is derived by solving a tractable class of refinancing problems. Our quantitative results closely match those reported by researchers using numerical methods. PMID:25843977

  15. The Challenge of Urban and Regional Development in the Future

    Directory of Open Access Journals (Sweden)

    Tedjo Suminto

    2004-01-01

    Full Text Available The task of development is part of the overall national task carried out along governance. This task has been entrusted to the government as a gradual long-term task, planning, and sustainable. Implied in it, the intention to achieve a better state. Contained within the dimension of time setting goals, achieving goals, and overall utilization of benefits for citizens throughout the country. Enshrined also be aware that there will be found a variety of difficulties, limitations, and problems that must be solved. The problems of urban development in Indonesia can be viewed from two approaches, namely macro and micro approaches. A macro approach urban problems are reviewed in the context of the region (national scale. While the approach is seen as a micro city neighborhoods. This problem is closely related to the natural growth of the city population and population migration. Based on research on urban and regional development, it can be concluded: 1 the problem of urbanization of rural and small towns to large cities should be addressed; 2 urban spatial arrangements should be improved to do with increasingly limited land for development and urban development; 3 the provision of facilities and infrastructure of the city, city management, and financing of urban development, integration between government, society, and the private sector should be increased; 4 study of urban models that can accommodate all the problems of the city should be developed continuously.

  16. Development of an Urban Multilayer Radiation Scheme and Its Application to the Urban Surface Warming Potential

    Science.gov (United States)

    Aoyagi, Toshinori; Takahashi, Shunji

    2012-02-01

    To investigate how a three-dimensional structure such as an urban canyon can affect urban surface warming, we developed an urban multilayer radiation scheme. The complete consideration of multiple scattering of shortwave and longwave radiation using the radiosity method is an important feature of the present scheme. A brief description of this scheme is presented, followed by evaluations that compare its results with observations of the effective albedo and radiative temperature for urban blocks. Next, we calculate the urban surface warming potential (USWP), defined as the difference between the daily mean radiative temperature of urban surfaces (which are assumed to be black bodies), including their canyon effects and the daily mean temperature of a flat surface with the same material properties, under a radiative equilibrium state. Assuming standard material properties (albedo and emissivity of 0.4 and 0.9, respectively), we studied the sensitivity of the USWP to various aspect ratios of building heights to road widths. The results show that the temporally-averaged surface temperature of an urban area can be higher than that of a flat surface. In addition, we determined the overestimation of the effective temperature of urban surfaces induced by the overestimation of the radiation distribution to the walls when one uses a single-layer scheme for urban block arrays that have a low sky-view factor less than around 0.5.

  17. Workshop Report On Sustainable Urban Development

    Science.gov (United States)

    Langhoff, Stephanie; Martin, Gary; Barone, Larry; Wagener, Wolfgang

    2010-01-01

    The key workshop goal was to explore and document how NASA technologies, such as remote sensing, climate modeling, and high-end computing and visualization along with NASA assets such as Earth Observing Satellites (EOS) and Unmanned Aerial Vehicles (UAVs) can contribute to creating and managing a sustainable urban environment. The focus was on the greater Bay Area, but many aspects of the workshop were applicable to urban management at the local, regional and global scales. A secondary goal was to help NASA better understand the problems facing urban managers and to make city leaders in the Bay Area more aware of NASA's capabilities. By bringing members of these two groups together we hope to see the beginnings of new collaborations between NASA and those faced with instituting sustainable urban management in Bay Area cities.

  18. Urban agriculture in the developing world: a review

    OpenAIRE

    Orsini , Francesco; Kahane , Remi; Nono-Womdim , Remi; Gianquinto , Giorgio

    2013-01-01

    International audience; The year 2007 marked a critical event in the world history. For the first time, more than half of the world population now lives in cities. In many developing countries, the urbanization process goes along with increasing urban poverty and polluted environment, growing food insecurity and malnutrition, especially for children, pregnant and lactating women; and increasing unemployment. Urban agriculture represents an opportunity for improving food supply, health conditi...

  19. NETWORKING - THE URBAN AND REGIONAL DEVELOPMENT STRATEGY?

    Directory of Open Access Journals (Sweden)

    MARIA NOWICKA-SKOWRON

    2011-01-01

    Full Text Available The concept of innovations embraces everything that is connected with creation and application of new knowledge in order to win competitive advantage. A traditional approach applied by organizational and management sciences are not enough to explain and manage the development of enterprises as well as that of cities, regions and countries. According to a new approach to innovativeness, creation of innovations depends on a complex/system approach. A phenomenon of particular importance is the approach to network pro-innovation structures from the urban and regional point of view. What makes a network work is a mutual relation between actors who have same rights to access and participate in the network. The whole system must be perceived by every actor. Simultaneously, every actor is partially responsible for the whole. The nature of networking can be understood as a differentiated system of relations (particularly personal ones inside the network. Tolerance and trust are other foundations of information flow and information return.

  20. SHORT-TERM FORECASTING OF MORTGAGE LENDING

    Directory of Open Access Journals (Sweden)

    Irina V. Orlova

    2013-01-01

    Full Text Available The article considers the methodological and algorithmic problems arising in modeling and forecasting of time series of mortgage loans. Focuses on the processes of formation of the levels of time series of mortgage loans and the problem of choice and identification of models in the conditions of small samples. For forecasting options are selected and implemented a model of autoregressive and moving average, which allowed to obtain reliable forecasts.

  1. Multiple Layers of Credit and Mortgage Crises

    OpenAIRE

    Paula Hernandez-Verme

    2011-01-01

    I examine a production economy with a financial sector that contains multiple layers of credit. Such layers are designed to constitute credit chains which are inclusive of a simple mortgage market. The focus is on the nature and contagion properties of credit chains in an economy where the financial sector plays a real allocative role and agents have a nontrivial choice of whether to default on mortgages or not. Multiple equilibria with different rates of default are observed, due to the pres...

  2. Urban Big Data and the Development of City Intelligence

    Directory of Open Access Journals (Sweden)

    Yunhe Pan

    2016-06-01

    Full Text Available This study provides a definition for urban big data while exploring its features and applications of China's city intelligence. The differences between city intelligence in China and the “smart city” concept in other countries are compared to highlight and contrast the unique definition and model for China's city intelligence in this paper. Furthermore, this paper examines the role of urban big data in city intelligence by showing that it not only serves as the cornerstone of this trend as it also plays a core role in the diffusion of city intelligence technology and serves as an inexhaustible resource for the sustained development of city intelligence. This study also points out the challenges of shaping and developing of China's urban big data. Considering the supporting and core role that urban big data plays in city intelligence, the study then expounds on the key points of urban big data, including infrastructure support, urban governance, public services, and economic and industrial development. Finally, this study points out that the utility of city intelligence as an ideal policy tool for advancing the goals of China's urban development. In conclusion, it is imperative that China make full use of its unique advantages—including using the nation's current state of development and resources, geographical advantages, and good human relations—in subjective and objective conditions to promote the development of city intelligence through the proper application of urban big data.

  3. Regional planning and urban infrastructure development in the ...

    African Journals Online (AJOL)

    Regional planning and urban infrastructure development in the Gongola region, ... PROMOTING ACCESS TO AFRICAN RESEARCH ... In North-eastern Nigeria, the Gongola region has been one of the least developed since independence.

  4. Land quality, urban development and urban agriculture within the ...

    African Journals Online (AJOL)

    The research indicates that low-density residential development is still the major consumer ..... planning theory as a separate rural feature. ... a strong motivation against the practice. (Lewcock ... can contribute to the local economy and whether ...

  5. Space Applications in Support of Future Urban Development in Armenia

    Science.gov (United States)

    Alhaddad, Bahaaeddin; Reppucci, Antonio; Moreno, Laura

    2016-08-01

    The fast growing of some cities has produced important changes in the urban sectors not always following sustainability criteria. As results, most urban growth falls outside formal planning controls and many cities suffer poor urban services management, traffic, and congestion, loss of green areas, poor air quality, and noise. The main advantages of satellite-based EO products are to support the decision-making process, and the development and operation of smart services. Satellite-based urban morphology analysis can help to identify the transformation of the urban development and evolution. The pilot presented here is a demonstration in the framework of the collaboration between ESA and ADB, called EOTAP "Earth Observation for a Transforming Asia Pacific". Aim of the pilot is to exploit satellite Earth observation data for sustainable growth and help preparing a series of city development and investment plans.

  6. The challenge of sustainable mobility in urban planning and development

    DEFF Research Database (Denmark)

    Xue, Jin; Næss, Petter; Yao, Yinmei

    2011-01-01

    The theme of this article is how the challenge of sustainable mobility has been dealt with in urban planning and urban development in the metropolitan areas of Copenhagen (Denmark) and Hangzhou (China). The two metropolises have followed different trajectories in their land use and transport...

  7. Implications of Urban Development-Induced Resettlement on Poor ...

    African Journals Online (AJOL)

    They are moved away from their areas of work, their social networks .... for Urban Development and Urban Good Governance (FDRE 2007) discusses the three pillars ... about their experiences of past practices of resettlement. ..... women and single-headed families, empowering such families to enable them to engage in ...

  8. Urban forest biomass estimates: is it important to use allometric relationships developed specifically for urban trees? 

    Science.gov (United States)

    M.R. McHale; I.C. Burke; M.A. Lefsky; P.J. Peper; E.G. McPherson

    2009-01-01

    Many studies have analyzed the benefits, costs, and carbon storage capacity associated with urban trees. These studies have been limited by a lack of research on urban tree biomass, such that estimates of carbon storage in urban systems have relied upon allometric relationships developed in traditional forests. As urbanization increases globally, it is becoming...

  9. Capitalism and Culture in Ibadan Urban Development.

    Science.gov (United States)

    Aronson, Dan R.

    1978-01-01

    An extended case analysis of a 1973 single land sale in the Yoruba city of Ibadan illustrates the role of Yoruba cultural patterns in Nigerian capitalist growth. This analysis also provides insight into the nature of the social relationships being established in the urbanization of Ibadan. (EB)

  10. cloudland, stronzoland, brisbane: urban development and ethnic ...

    African Journals Online (AJOL)

    User

    'overgrown country town', is less publicised and less romanticised and thus less familiar to the ..... society) but he cannot prevent its slow disintegration through class mobility and ... fast-paced world of sleeping during the day and partying through the night, of an urban .... Nedlands: The University of Western. Australia: 71-84.

  11. Urbanization and its Political Challenges in Developing Countries

    Directory of Open Access Journals (Sweden)

    Kemal ÖZDEN

    2012-11-01

    Full Text Available Developing countries in the twenty-first century is experiencing rapid urbanization with a high concentration of people in the urban areas while the population of people in the rural areas is decreasing due to the rise in rural-urban push which has adverse consequences on the economic and political development of developing countries, in particular African cities. Therefore, this study seeks to analyze the trends and nature of urbanization in Africa from the pre-colonial era to the contemporary period of globalization in order to ascertain the implications of rapid urbanization on the processes of democratic transitions, on the vagaries of food sufficiency and crisis as well as its multiplier effects on the escalating rate of poverty and insurgency in the cities. These problems stem from the lack of good governance, high rate of corruption and the misappropriation of state resources through diverse economic liberalizing reforms and development strategies. Thus, this study affirms that urbanization is a process that requires objective management and institutional role differentiations and performance to create the organizational synergy, moderation and frugality necessary for the equitable distribution of the common wealth for the greatest good of all peoples not only in the urban areas but also in the rural areas which invariably will bring about political and economic development in African cities, and reduce the high incidences of poverty, insurgency and food crisis.

  12. Development of a strategy for decontamination of an urban area

    International Nuclear Information System (INIS)

    Roed, J.; Andersson, K.G.

    2000-01-01

    The Chernobyl accident in 1986 lead to high level contamination in urban areas in different parts of Europe and showed the importance of preparedness in the optimisation of any mitigatory interference. To meet this demand, a method for development of a decontamination strategy for urban areas has been developed based on measurements of radionuclide distribution in the urban environment after the Chernobyl accident, calculations of dose and experimentally obtained data on effectiveness and cost of practicable clean-up procedures. The approach highlights where decontamination would be of greatest benefit in terms of dose reduction and cost. (author)

  13. The challenges of rapid urbanization on sustainable development of ...

    African Journals Online (AJOL)

    The challenges of rapid urbanization on sustainable development of Nyanya, Federal Capital ... PROMOTING ACCESS TO AFRICAN RESEARCH ... unaffordable health care facilities, poor environmental health and traffic congestion on the ...

  14. Integrated policy analysis of sustainable urban and transportation development

    NARCIS (Netherlands)

    Zhang, J.; Feng, T.; Fujiwara, A.; Fujiwara, A.; Zhang, Junyi

    2013-01-01

    Sustainable urban and transportation development needs to balance economic sustainability, environmental sustainability, and social equity. This study conducts integrated policy analyses by explicitly incorporating these sustainability goals and optimizing the performance of transportation networks.

  15. pupil initiatives in urban nature trail development: pmb moss

    African Journals Online (AJOL)

    .ritzburg is provided. Negotiations and procedures initiated by standard 9 pupils in stimulating authorities and the public to recog~ nise the need for urban trail development and metropolitan open space. (MOSS) are outlined. long-tenn ...

  16. The General Atomics low speed urban Maglev technology development program

    Science.gov (United States)

    2003-01-01

    The overall objective of this program is to develop magnetic levitation technology that is a cost effective, reliable, : and environmentally friendly option for urban mass transportation in the United States. Maglev is a revolutionary : approach in w...

  17. Design as a way to develop a relevant urban environment ...

    African Journals Online (AJOL)

    Design as a way to develop a relevant urban environment. ... Futuristic ideas of young designers can become the first stage in solving these challenging tasks. ... the problems of a modern city: from space organization to leisure organization.

  18. Developing knowledge cities : Aligning urban, corporate and university strategies

    NARCIS (Netherlands)

    Den Heijer, A.C.; De Vries, J.C.; De Jonge, H.

    2011-01-01

    The successful development of knowledge cities increasingly depends on collaboration between urban and regional authorities, knowledge institutions and businesses. Policy makers and business strategists do acknowledge the interrelated objectives of these actors in the knowledge economy and their

  19. A theoretical framework on CSR and urban development

    OpenAIRE

    Tsavdaridou, Maria; Metaxas, Theodore

    2015-01-01

    The role of enterprises in society is without doubt controversial nowadays due to the economic crisis. Although enterprises offer infrastructures, jobs, innovative solutions to local communities their primary goal is profit in order to be competitive and sustainable. This article examines the implementation of urban development projects under the CSR strategy and provides case studies of European enterprises that offered successful urban development projects in their local communities. There...

  20. The interaction between land subsidence and urban development in China

    Directory of Open Access Journals (Sweden)

    Y. Yang

    2015-11-01

    Full Text Available The Yangtze River Delta and North China Plain are experiencing serious land subsidence development and are also the areas that have undergone the fastest urbanization. Rapid urban development inevitably requires more water resources. However, China is a country with small per capita water resources, nonuniform distribution of water resources, and over-exploitation of groundwater – all of which are critical factors contributing to the potential for a land subsidence disaster. In addition, land subsidence has brought about elevation loss, damaged buildings, decreased safety of rail transit projects, lowered land value, and other huge economic losses and potential safety hazards in China. In this paper, Beijing, a typical northern Chinese city deficient in water, is taken as an example to explore (a the problems of urban development, utilization of water resources, and land subsidence development; (b the harm and influence of land subsidence hazards on urban construction; and (c the relationship between urban development and land subsidence. Based on the results, the author has predicted the trend of urban development and land subsidence in Beijing and puts forward her viewpoints and suggestions.

  1. Home-mortgage lending trends in New England in 2010

    OpenAIRE

    Ana Patricia Muñoz

    2012-01-01

    This brief analysis of home-mortgage lending trends in New England is based on data collected under the Home Mortgage Disclosure Act (HMDA). HMDA provides information on mortgage lending trends and includes data by loan purpose, type of loan, income, and the race and ethnicity of borrowers. In this report we focus on home-purchase and refinance loans in New England.

  2. Financial Literacy and the Use of Interest-Only Mortgages

    Science.gov (United States)

    Seay, Martin C.; Preece, Gloria L.; Le, Vincent C.

    2017-01-01

    This study explored the relationship between financial literacy and the use of interest-only mortgages using data from the 2009 National Financial Capability Study (NFCS). A series of analyses were conducted to investigate characteristics associated with the use of an interest-only mortgage as a primary mortgage, as compared to fixed-rate mortgage…

  3. 76 FR 6185 - Registration of Mortgage Loan Originators

    Science.gov (United States)

    2011-02-03

    ... UNION ADMINISTRATION Registration of Mortgage Loan Originators AGENCY: Office of the Comptroller of the..., Agency-regulated institutions) who act as a residential mortgage loan originator to register with the... registration system for mortgage loan originators. Specifically, the Act requires: (1) All States to provide...

  4. 24 CFR 203.255 - Insurance of mortgage.

    Science.gov (United States)

    2010-04-01

    ... Mortgage Scorecard is used by the mortgagee, and the TOTAL Mortgage Scorecard has determined that the application represents an acceptable risk under terms and conditions agreed to by the FHA, a Direct... also applicable to the use of the TOTAL Mortgage Scorecard: (i) Mortgagees and vendors must certify to...

  5. 78 FR 10367 - Appraisals for Higher-Priced Mortgage Loans

    Science.gov (United States)

    2013-02-13

    ... the current sale. A creditor of a ``higher-risk mortgage'' must also: Provide the applicant, at the... addition, the final rule implements the Act's requirement that the creditor of a ``higher-risk mortgage... provision requiring appraisals for ``higher-risk mortgages'' that was added to TILA by the Dodd-Frank Wall...

  6. 77 FR 26698 - Allocation of Mortgage Insurance Premiums

    Science.gov (United States)

    2012-05-07

    ... Allocation of Mortgage Insurance Premiums AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final... explain how to allocate prepaid qualified mortgage insurance premiums to determine the amount of the... Act of 2010. The regulations affect taxpayers who pay prepaid qualified mortgage insurance premiums...

  7. 31 CFR 337.13 - Payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-07-01

    ... insurance premiums. When book-entry debentures are being purchased prior to maturity to pay for mortgage insurance premiums, the difference between the amount of the debentures purchased and the mortgage insurance... 31 Money and Finance: Treasury 2 2010-07-01 2010-07-01 false Payment of mortgage insurance...

  8. 78 FR 70856 - Information Reporting of Mortgage Insurance Premiums

    Science.gov (United States)

    2013-11-27

    ... Information Reporting of Mortgage Insurance Premiums AGENCY: Internal Revenue Service (IRS), Treasury. ACTION... regulations that require information reporting by persons who receive mortgage insurance premiums, including... reporting requirements that result from the extension of the treatment of mortgage insurance premiums made...

  9. Sustainable urban development and the multi-level transition perspective

    DEFF Research Database (Denmark)

    Næss, Petter; Vogel, Nina

    2012-01-01

    This article discusses some challenges and possible adaptations of transition theory as a framework for analyzing the prospects for environmentally more sustainable development of urban land use and transport infrastructure. Rather than depending first and foremost on niche innovations......, a transition toward sustainable urban development is a matter of changing the composition of existing multisegmented land use and transportation regimes. Those well-experienced forms of built environment and transport infrastructure that are in line with sustainability objectives should be strengthened while...... those that are not should be actively constrained and reduced. Urban development in a Danish provincial city is used as a case to illustrate some of the points made in the theoretical part of the article. Due to the wide gap between present conditions and those required to realize a sustainable urban...

  10. Strategies for managing the effects of urban development on streams

    Science.gov (United States)

    Cappiella, Karen; Stack, William P.; Fraley-McNeal, Lisa; Lane, Cecilia; McMahon, Gerard

    2012-01-01

    Urban development remains an important agent of environmental change in the United States. The U.S. population grew by 17 percent from 1982 to 1997, while urbanized land area grew by 47 percent, suggesting that urban land consumption far outpaced population growth (Fulton and others, 2001; Sierra Club, 2003; American Farmland Trust, 2009). Eighty percent of Americans now live in metropolitan areas. Each American effectively occupies about 20 percent more developed land (for housing, schools, shopping, roads, and other related services) than 20 years ago (Markham and Steinzor, 2006). Passel and Cohn (2008) predict a dramatic 48 percent increase in the population of the United States from 2005 to 2050. The advantages and challenges of living in these developed areas—convenience, congestion, employment, pollution—are part of the day-to-day realities of most Americans. Nowhere are the environmental changes associated with urban development more evident than in urban streams. The U.S. Geological Survey's National Water-Quality Assessment (NAWQA) Program investigation of the effects of urban development on stream ecosystems (EUSE) during 1999–2004 provides the most spatially comprehensive analysis of stream impacts of urban development that has been completed in the United States. A nationally consistent study design was used in nine metropolitan areas of the United States—Portland, Oregon; Salt Lake City, Utah; Birmingham, Alabama; Atlanta, Georgia; Raleigh, North Carolina; Boston, Massachusetts; Denver, Colorado; Dallas, Texas; and Milwaukee, Wisconsin. A summary report published as part of the EUSE study describes several of these impacts on urban streams (Coles and others, 2012).

  11. A method to study the management of urban development projects

    NARCIS (Netherlands)

    Heurkens, E.

    2011-01-01

    The management of urban development projects in the Netherlands has changed significantly in recent years. These projects have become mainly ‘led’ by developers as they manage the entire life cycle of development projects, while public actors mainly facilitate development projects. This changes the

  12. Governance in urban development crisis situations

    Directory of Open Access Journals (Sweden)

    Jörg Rober

    2008-01-01

    Full Text Available Urban shrinking processes are increasingly recognized as a phenomenon for research in urban politics, encompassing entire cities or parts of it as well as metropolitan areas that are experiencing a fundamental decline in both their economic and social bases.Cities are facing complex social problems like aging processes within the resident population and simultaneously running shrinking processes. Observable side effects of these transformation processes are higher vacancy rates and under-utilization of infrastructure facilities. Therefore cities are no longer able to cope alone with this growing complexity, hence a demand for cooperation evolves. The ongoing reforms of internal structure of local government connected with the devolution of resources and competences, as well as the changing external relationships between the business community, local public bodies, individual bureaucrats and local politicians, increase institutional fragmentation. Thus internal and external reform processes generate an extended network of policy actors involved in local decision making. Schools of thought in urban politics accentuate the changing role of local governments in decision making processes. Regime theory, corporatism, regulation theory or civic governance concepts differ in their emphasis on the importance of specific actors participating in local decision making. The paper reviews the competing theoretical assumptions for the importance of specific actors in local decision making. This addresses the question to what extent specific governance modes adopted in reaction to shrinking processes are an expression of a changing relationship between local governments and civil society or business actors in an international comparative context. Is there a trend to more convergence with respect to the adopted governance modes?

  13. Developing Efficient Urban Electrical Systems Using Microgrids

    Energy Technology Data Exchange (ETDEWEB)

    Gahagan, Michael

    2010-09-15

    Electric vehicles and battery storage will complicate utility operations and strain existing networks. One possible solution is the implementation of 'microgrids' autonomous electricity environments that operate within a larger electric utility grid and their 'controllers' Microgrids direct locally generated power to local demand, coordinate with centralized utility networks to meet additional demand, and pass excess supply to neighboring microgrids. This paper explains the evolution of microgrids. It details their design and operation. It also reviews their many benefits within urban settings, including minimizing customer costs while maximizing use of local generation from clean, renewable resources.

  14. Modeling a Distribution of Mortgage Credit Losses

    Czech Academy of Sciences Publication Activity Database

    Gapko, Petr; Šmíd, Martin

    2012-01-01

    Roč. 60, č. 10 (2012), s. 1005-1023 ISSN 0013-3035 R&D Projects: GA ČR GD402/09/H045; GA ČR(CZ) GBP402/12/G097 Grant - others:Univerzita Karlova(CZ) 46108 Institutional research plan: CEZ:AV0Z10750506 Institutional support: RVO:67985556 Keywords : credit risk * mortgage * delinquency rate * generalized hyperbolic distribution * normal distribution Subject RIV: AH - Economics Impact factor: 0.194, year: 2012 http://library.utia.cas.cz/separaty/2013/E/smid-modeling a distribution of mortgage credit losses.pdf

  15. Modeling a Distribution of Mortgage Credit Losses

    Czech Academy of Sciences Publication Activity Database

    Gapko, Petr; Šmíd, Martin

    2010-01-01

    Roč. 23, č. 23 (2010), s. 1-23 R&D Projects: GA ČR GA402/09/0965; GA ČR GD402/09/H045 Grant - others:Univerzita Karlova - GAUK(CZ) 46108 Institutional research plan: CEZ:AV0Z10750506 Keywords : Credit Risk * Mortgage * Delinquency Rate * Generalized Hyperbolic Distribution * Normal Distribution Subject RIV: AH - Economics http://library.utia.cas.cz/separaty/2010/E/gapko-modeling a distribution of mortgage credit losses-ies wp.pdf

  16. Ensuring Sustainable Development through Urban Planning in Pakistan

    Directory of Open Access Journals (Sweden)

    Mohammad Qasim

    2013-04-01

    Full Text Available Urban planning includes land use management and environmental change. It makes arrangement for community facilities and services. Since, sustainable development has been included as a vital end product of all planning goals it also provides for balanced use of land, housing and transportation and better quality of life. Present urban planning in Pakistan is not ensuring sustainable development in Pakistan. This is tested through the case study of master planning in Rawalpindi and its implementation through housing schemes in Rawalpindi, Pakistan. Large portions of provisions of master plans are not implemented. This paper explains how the urban planning will be made enabled to ensure sustainable development in Pakistan. Six numbers of housing schemes and two squatter settlements have been surveyed through questionnaires, secondary data, the opinions of the experts from related fields and site observations. Amenities and social services at far distance, very less green area, Less quantity and bad quality of water, absence of comprehensive solid waste management and sewage disposal system and nontreatment of solid waste, effluent and sewage, prevalent unhygienic conditions and air and water pollution are the existing factors effecting the sustainability. There is a need to revisit the urban planning and a comprehensive Urban and Environment Planning Law at national level and at provincial level is recommended to enable the urban planning to ensure the sustainable development in Pakistan

  17. Ensuring sustainable development through urban planing in pakistan

    International Nuclear Information System (INIS)

    Qasim, M.; Zaidi, S.S.U.

    2013-01-01

    Urban planning includes land use management and environmental change. It makes arrangement for community facilities and services. Since, sustainable development has been included as a vital end product of all planning goals it also provides for balanced use of land, housing and transportation and better quality of life. Present urban planning in Pakistan is not ensuring sustainable development in Pakistan. This is tested through the case study of master planning in Rawalpindi and its implementation through housing schemes in Rawalpindi, Pakistan. Large portions of provisions of master plans are not implemented. This paper explains how the urban planning will be made enabled to ensure sustainable development in Pakistan. Six numbers of housing schemes and two squatter settlements have been surveyed through questionnaires, secondary data, the opinions of the experts from related fields and site observations. Amenities and social services at far distance, very less green area, Less quantity and bad quality of water, absence of comprehensive solid waste management and sewage disposal system and non- treatment of solid waste, effluent and sewage, prevalent unhygienic conditions and air and water pollution are the existing factors effecting the sustainability. There is a need to revisit the urban planning and a comprehensive Urban and Environment Planning Law at national level and at provincial level is recommended to enable the urban planning to ensure the sustainable development in Pakistan. (author)

  18. Urban development results in stressors that degrade stream ecosystems

    Science.gov (United States)

    Bell, Amanda H.; Coles, James F.; McMahon, Gerard; Woodside, Michael D.

    2012-01-01

    In 2003, eighty-three percent of Americans lived in metropolitan areas, and considerable population increases are predicted within the next 50 years. Nowhere are the environmental changes associated with urban development more evident than in urban streams. Contaminants, habitat destruction, and increasing streamflow flashiness resulting from urban development have been associated with the disruption of biological communities, particularly the loss of sensitive aquatic biota. Every stream is connected downstream to other water bodies, and inputs of contaminants and (or) sediments to streams can cause degradation downstream with adverse effects on biological communities and on economically valuable resources, such as fisheries and tourism. Understanding how algal, invertebrate, and fish communities respond to physical and chemical stressors associated with urban development can provide important clues on how multiple stressors may be managed to protect stream health as a watershed becomes increasingly urbanized. This fact sheet highlights selected findings of a comprehensive assessment by the National Water-Quality Assessment Program of the U.S. Geological Survey (USGS) of the effects of urban development on stream ecosystems in nine metropolitan study areas.

  19. The Making of Sustainable Urban Development: A Synthesis Framework

    Directory of Open Access Journals (Sweden)

    Hui-Ting Tang

    2016-05-01

    Full Text Available In a time of rapid climate change and environmental degradation, planning and building an ecologically sustainable environment have become imperative. In particular, urban settlements, as a densely populated built environment, are the center of attention. This study aims to build a clear and concise synthesis of sustainable urban development not only to serve as an essential reference for decision and policy makers, but also encourage more strategically organized sustainability efforts. The extensive similarities between environmental planning and a policy-making/decision-making/problem-solving process will be carefully examined to confirm the fundamental need to build a synthesis. Major global urban sustainability rankings/standards will be presented, discussed, and integrated to produce a holistic synthesis with ten themes and three dimensions. The study will assemble disparate information across time, space, and disciplines to guide and to facilitate sustainable urban development in which both environmental concerns and human wellbeing are addressed.

  20. Abu Dhabi’s New Urban Islands and Shorefront Development

    Directory of Open Access Journals (Sweden)

    El Amrousi Mohamed

    2017-01-01

    Full Text Available Abu Dhabi is in the process of urbanizing a group of Islands that surround its northern and eastern coastlines. Al-Lulu, Al-Saadiyat, Al- Maryah, Al-Reem and Yas Islands are all new urban enclaves that were desert islands and marshlands yet, have been developed over the past decade to urban islands that include epic and entertainment centres such as the Abu Dhabi Louvre, Guggenheim Museum, Ferrari World, NYU Abu Dhabi, the Paris Sorbonne Abu Dhabi in addition to iconic and exclusive waterfront residential units. These new islands re-brand the image of the main archipelago of Abu Dhabi that for decades retained a grid street pattern and pragmatic concrete blocks created in the late 1970s. The new urban islands transform Abu Dhabi’s image into a multinational modern Arab city seeking to become part of the global city network. Abu Dhabi’s new urban islands also act as breakwaters that protect the main archipelago’s coastline from erosion resulting from tidal change, because they are designed to include concrete and stone breakwater barriers. This paper represents a cross-disciplinary research between Civil Engineering and Architecture Departments in an attempt to explore the emerging infrastructure and urban expansion of Abu Dhabi from a multi-disciplinary perspective. We also highlight through simulating the effect of breakwaters on wave heights two scenarios for Al-Lulu Island the importance of these new barrier Islands on the urban expansion of Abu Dhabi.

  1. A New Paradigm in Islamic Housing: Non-Bank Islamic Mortgage

    Directory of Open Access Journals (Sweden)

    Egi Arvian Firmansyah

    2018-05-01

    Full Text Available An increasing demand for a sharia-compliant housing has resulted in a new initiative where the mortgage can presently be directly handled by the developer without involving the bank. This is called non-bank Islamic mortgage. This paper is aimed at portraying the consumer’s profile of non-bank Islamic mortgage and the issues of this practice. We disseminated questionnaires to the respondents in several cities in West Java who bought the house-using non-bank Islamic mortgage scheme. Subsequently, we synthesized the answers regarding their profiles and issues of the scheme for the betterment in the future. One of the issues of this scheme is the higher fraud because there is no rigorous credit scoring as conducted by the bank. The research of non-bank Islamic mortgage is still scant so this paper is expected to shed the light by contributing to the literature of Islamic home financing.DOI: 10.15408/aiq.v10i2.7274

  2. Mortgage loans: an analysis of the portfolios of the largest banks in Brazil

    Directory of Open Access Journals (Sweden)

    Bruno Vinícius Ramos Fernandes

    2013-05-01

    Full Text Available Given the current macroeconomic environment experienced in Brazil, where inflation has stabilized and the basic interest rate of the economy is in one of their historical lows, demand for mortgages is increasing. In this context, the mortgage is presented with great emphasis to meet the demand for purchasing housing in addition to being a catalyst for the reduction of the high housing deficit. From a descriptive and empirical-analytic was analyzed the mortgage loan portfolio of the largest banks of the country between the years 2001 and 2010 through Quarterly Financial Information (IFT available on the Central Bank website. It was settled a comparative relationship between the data in order to check the development of mortgage portfolios over the years and the factors that influenced this evolution, and evaluate the timeliness and quality of those loans. For the evolution of the portfolio there was an economic context in which Brazil was included in the period, and observed that for most of these operations are long term the banks are more exposed to market risk. With regard to credit risk parse that, over the years, Brazilian banks are presenting a mortgage loan portfolio with lower risk, and it is found that institutions with real estate credits with higher levels of portfolio risk are subject to have higher losses on such operations in the possibility of default.

  3. Sustainable Urban Transport in the Developing World: Beyond Megacities

    Directory of Open Access Journals (Sweden)

    Dorina Pojani

    2015-06-01

    Full Text Available Megacities have frequently received a disproportionate amount of attention over other sizes of cities in recent discourse on urban sustainability. In this article, the authors argue that a focus on smaller and medium-sized cities is crucial to achieving substantial progress towards more sustainable urban development, not only because they are home to at least a quarter of the world’s population but because they also offer great potential for sustainable transformations. In principle, their size allows for flexibility in terms of urban expansion, adoption of “green” travel modes, and environmental protection. At the same time, smaller and medium-sized cities often have fewer resources to implement new transport measures and can be more vulnerable to fluctuations in the world economy. This article critically reviews the potential role and impact of nine commonly considered options for sustainable urban transport in cities in developing countries: (1 road infrastructure; (2 rail-based public transport; (3 road-based public transport; (4 support for non-motorized travel modes; (5 technological solutions; (6 awareness-raising campaigns; (7 pricing mechanisms; (8 vehicle access restrictions; and (9 control of land-uses. Drawing on international research and examples of policies to reduce the environmental impacts of transport in urban areas, this article identifies some key lessons for sustainable urban transport in smaller and medium-sized cities in developing countries. These lessons are certainly not always identical to those for megacities in the global south.

  4. 24 CFR 203.265 - Mortgagee's late charge and interest.

    Science.gov (United States)

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  5. 24 CFR 203.261 - Calculation of periodic MIP.

    Science.gov (United States)

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  6. 24 CFR 203.262 - Due date of periodic MIP.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums-Periodic...

  7. 24 CFR 203.259 - Method of payment of MIP.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums-in General...

  8. 24 CFR 206.113 - Late charge and interest.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES HOME EQUITY CONVERSION MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  9. A successful local economic development-urban renewal initiative ...

    African Journals Online (AJOL)

    Despite the urgent need for local economic development in South Africa, Local Economic Development (LED) as area of professional endeavour/activity has largely failed to live up to this need. In this article, an alternative approach to local economic development, which involved a 'bottom-up' approach to urban renewal is ...

  10. Urban Big Data and Sustainable Development Goals: Challenges and Opportunities

    Directory of Open Access Journals (Sweden)

    Ali Kharrazi

    2016-12-01

    Full Text Available Cities are perhaps one of the most challenging and yet enabling arenas for sustainable development goals. The Sustainable Development Goals (SDGs emphasize the need to monitor each goal through objective targets and indicators based on common denominators in the ability of countries to collect and maintain relevant standardized data. While this approach is aimed at harmonizing the SDGs at the national level, it presents unique challenges and opportunities for the development of innovative urban-level metrics through big data innovations. In this article, we make the case for advancing more innovative targets and indicators relevant to the SDGs through the emergence of urban big data. We believe that urban policy-makers are faced with unique opportunities to develop, experiment, and advance big data practices relevant to sustainable development. This can be achieved by situating the application of big data innovations through developing mayoral institutions for the governance of urban big data, advancing the culture and common skill sets for applying urban big data, and investing in specialized research and education programs.

  11. Commercial mortgages: An underutilized channel for scaling energy efficiency investments?

    Energy Technology Data Exchange (ETDEWEB)

    Mathew, Paul; Wallace, Nancy; Alschuler, Elena; Kolstad, Leonard

    2016-02-01

    Commercial mortgages currently do not fully account for energy factors in underwriting and valuation, particularly as it relates to the impact of energy costs and volatility on an owner’s net operating income. As a consequence, energy efficiency is not properly valued and energy risks are not properly assessed and mitigated. Commercial mortgages are a large lever and could be a significant channel for scaling energy efficiency investments. A pilot analysis of loans with different mortgage contract structures and locations showed that when energy cost volatility was included in mortgage valuation, a 20% reduction in energy use resulted in a 1.3% average increase in mortgage value. This suggests that the explicit inclusion of energy use and volatility in mortgage valuation can send a strong price signal that financially rewards and values energy efficiency in commercial properties. This paper presents findings from a scoping study addressing energy factors in commercial mortgages. First, we present a review of current practices as it relates to incorporating energy factors into commercial mortgage underwriting and valuation. Next, we detail the impacts of energy factors on property values, net operating income and mortgage valuation. Building operational practices alone can result in energy use variations from -17% to 87%. Finally, we present a set of proposed interventions to properly address energy factors in commercial mortgages, based on extensive discussions with stakeholders including mortgage originators, underwriters, building owners and regulators.

  12. Spatiotemporal Patterns of Urbanization in a Developed Region of Eastern Coastal China

    Directory of Open Access Journals (Sweden)

    Jiadan Li

    2014-06-01

    Full Text Available This study presents a practical methodology to monitor the spatiotemporal characteristics of urban expansion in response to rapid urbanization at the provincial scale by integrating remote sensing, urban built-up area boundaries, spatial metrics and spatial regression. Sixty-seven cities were investigated to examine the differences of urbanization intensity, urbanization patterns and urban land use efficiency in conjunction with the identification of socio-economic indicators and planning strategies. Planning proposals to allocate the urbanization intensity among different-sized cities by considering sustainable urban development were also explored. The results showed that the urban area of Zhejiang Province expanded from 31,380 ha in 1980 to 415,184 ha in 2010, indicating that the area of the urban region expanded to more than 13-times the initial urban area. The urban built-up area boundaries became more complex and irregular in shape as the urban area expanded throughout the entire study period. Rapid urban population growth and economic development were identified as significant in stimulating the urban expansion process. However, different-sized cities exhibited marked differences in urban development. Small cities experienced the rapidest urbanization before 2000. Large cities, which are estimated to have the highest urban land use efficiency, had the most dramatic sprawl in urban area at the beginning of the 21st century. Promoting the development of large cities to mega-cities is recommended in Zhejiang Province to ensure sustainable urban development with consideration of land resource preservation.

  13. URBAN SPRAWL AND SUSTAINABLE CITY DEVELOPMENT IN NIGERIA

    Directory of Open Access Journals (Sweden)

    Rosemary Nnaemeka-Okeke

    2016-04-01

    Full Text Available Urban environmental problems are of different dimensions and are mostly due to geologic, climatic and cultural factors. However, the cultural factors seems to be more pronounced in the Nigerian context because most of the identified urban environmental issues are so much associated with the way of life of the people, either as reactions to urbanization or their spatial heritage. Their effects are far reaching on efforts to attain sustainable development in the country. Since no section of the country’s urban environment is immune to environmental effects, there is urgent need to seek workable solutions by the application of planning, economic, legal, institutional and educational tools as have been suggested here.

  14. Quantitative assessment of urban transport development – a spatial approach

    Directory of Open Access Journals (Sweden)

    Czech Artur

    2018-03-01

    Full Text Available Urban transport is considered the basis of properly functioning cities and their development. The main aim of the paper is to attempt the assessment of urban transport development in selected voivodeships (provinces as a crucial factor of macro logistics. The research also aimed to identify the underdeveloped areas of urban transport in Poland as the basis for the implementation of support policy. The source of information in the investigation process was data drawn from the Central Statistical Office in Poland for 2013–2016. In the scope of dealing with the research problem, chosen classical and order multivariate statistical measures were implemented into the research process. Next, the taxonomic measures for the years of interest served as the basis for the construction of the total (general synthetic measure applicable to the entire period. The main results and findings of the research indicate that the level of urban transport development is correlated with the whole transportation system which affects the socio-economic development of some regions of Poland. The research can lead to a better understanding of Polish urban transportation development in selected regions. Hence, the results can be helpful in the investment process and for shaping the right transportation policy to improve the use of financial resources.

  15. Developing micro-level urban ecosystem indicators for sustainability assessment

    Energy Technology Data Exchange (ETDEWEB)

    Dizdaroglu, Didem, E-mail: dizdaroglu@bilkent.edu.tr

    2015-09-15

    Sustainability assessment is increasingly being viewed as an important tool to aid in the shift towards sustainable urban ecosystems. An urban ecosystem is a dynamic system and requires regular monitoring and assessment through a set of relevant indicators. An indicator is a parameter which provides information about the state of the environment by producing a quantitative value. Indicator-based sustainability assessment needs to be considered on all spatial scales to provide efficient information of urban ecosystem sustainability. The detailed data is necessary to assess environmental change in urban ecosystems at local scale and easily transfer this information to the national and global scales. This paper proposes a set of key micro-level urban ecosystem indicators for monitoring the sustainability of residential developments. The proposed indicator framework measures the sustainability performance of urban ecosystem in 3 main categories including: natural environment, built environment, and socio-economic environment which are made up of 9 sub-categories, consisting of 23 indicators. This paper also describes theoretical foundations for the selection of each indicator with reference to the literature [Turkish] Highlights: • As the impacts of environmental problems have multi-scale characteristics, sustainability assessment needs to be considered on all scales. • The detailed data is necessary to assess local environmental change in urban ecosystems to provide insights into the national and global scales. • This paper proposes a set of key micro-level urban ecosystem indicators for monitoring the sustainability of residential developments. • This paper also describes theoretical foundations for the selection of each indicator with reference to the literature.

  16. Productive Urban Landscape In Developing Home Garden In Yogyakarta City

    Science.gov (United States)

    Irwan, S. N. R.; Sarwadi, A.

    2017-10-01

    Home garden is one type of agroecosystem that supports ecosystem services even in the urban settlement. The studies involved literature references and field survey along with a framework of the productive urban landscape that support ecosystem services in home garden. Productive urban landscape provided environmentally, socially and economically benefits that contained in ecosystem services. Problems on limited space in the urban settlement have to be managed by modified home garden system in order to work for ecosystem service in developing productive landscape. This study aimed to assess home garden (Pekarangan) system in a cluster of high density settlement in Yogyakarta City. Structured interview and vegetation identification of home garden have been conducted on 80 samples in Rejowinangun Kotagede District, Yogyakarta City. People showed enthusiasm in ecosystem services provided by home garden “Pekarangan Produktif” through developing productive urban landscape. Some benefits on ecosystem services of home garden were revealed on this study consisted of food production for sale (4.7%), home industry (7.69%), aesthetics (22.65%), food (14.10%), biodiversity (10.68%), ecosystem (12.82%), education (2.56), social interaction (11.54%), recreation (4.70%), and others (8.55%). Nevertheless, vegetation and other elements of home gardens have been managed irregularly and in particularly, the planned home gardens were only 17.07%. Actually, home gardens provided a large set of ecosystem services including being cultural services those are the category most valued. The urban people almost hided the understanding of the cultural benefit of ecosystem services of home garden, even though Yogyakarta has known the cultural city. Thus, urban home garden, as way as “Pekarangan Produktif” in the limited space that managed and planned sustainably, provide many benefits of ecosystem services in a productive urban landscape.

  17. Mortgage Risk and the Yield Curve

    DEFF Research Database (Denmark)

    Malkhozov, Aytek; Mueller, Philippe; Vedolin, Andrea

    2016-01-01

    We study feedback from the risk of outstanding mortgage-backed securities (MBS) on the level and volatility of interest rates. We incorporate supply shocks resulting from changes in MBS duration into a parsimonious equilibrium dynamic term structure model and derive three predictions...

  18. 75 FR 75091 - Mortgage Assistance Relief Services

    Science.gov (United States)

    2010-12-01

    ... happening for a number of reasons. First, MARS have been advertised and marketed widely in mass media and... ; Stephanie Armour, Home Foreclosure Rates Posts First Annual Decline in Five Years, USA Today (May 13, 2010... demand to work for loan modification companies. One MARS advertised for consultants with mortgage and...

  19. 75 FR 10707 - MORTGAGE ASSISTANCE RELIEF SERVICES

    Science.gov (United States)

    2010-03-09

    ... offer ``forensic audits,'' purported reviews of mortgage loans to determine lender and servicer.... filed Apr. 3, 2009); California Dep't of Real Estate, Consumer Alert 6 (warning consumers of ``forensic... defendants falsely claim to have attorneys or forensic accountants on staff); FTC v. Loan Modification Shop...

  20. Spatial and functional changes in recent urban development of Zagreb

    Directory of Open Access Journals (Sweden)

    Miroslav Sić

    2007-12-01

    Full Text Available This article discusses the urban development of Zagreb in the transition period. It analyses four processes which have caused spatial and functional changes in the cityćs development within its administrative limits. These are: the process of a new CBD establishment, expansion of hypermarkets and commercial centres, housing construction under new conditions and transportation problems and solutions. Under the influence of these processes the spatiofunctional structure of the city becomes more and more complex. In this connection the city has started to have more influence on the urban regions development.

  1. Research on the Development and Enlightenment of Urban Environmental Engineering

    Science.gov (United States)

    Tian, Mingjing; Li, Guanglou; Zhang, Lu; Shou, Youping; Li, Yajuan; Ye, Wei; Xu, Jing

    2018-04-01

    In recent years, under the promotion of reform and opening up, China's economic development has greatly accelerated, urbanization is also gradually accelerated. In the process of urbanization, there are many problems. The development of environmental engineering is one of the most important points. While building our living environment; we should also pay attention to the implementation of sustainable development strategies. First of all, This paper describes basic situation of environmental engineering, and finally provided some measures to promote the strengthening of China's environmental engineering

  2. Decades of urban growth and development on the Asian megadeltas

    Science.gov (United States)

    Small, Christopher; Sousa, Daniel; Yetman, Gregory; Elvidge, Christopher; MacManus, Kytt

    2018-06-01

    The current and ongoing expansion of urban areas worldwide represents the largest mass migration in human history. It is well known that the world's coastal zones are associated with large and growing concentrations of population, urban development and economic activity. Among coastal environments, deltas have long been recognized for both benefits and hazards. This is particularly true on the Asian megadeltas, where the majority of the world's deltaic populations reside. Current trends in urban migration, combined with demographic momentum suggest that the already large populations on the Asian megadeltas will continue to grow. In this study, we combine recently released gridded population density (circa 2010) with a newly developed night light change product (1992 to 2012) and a digital elevation model to quantify the spatial distribution of population and development on the nine Asian megadeltas. Bivariate distributions of population as functions of elevation and coastal proximity quantify potential exposure of deltaic populations to flood and coastal hazards. Comparison of these distributions for the Asian megadeltas show very different patterns of habitation with peak population elevations ranging from 2 to 11 m above sea level over a wide range of coastal proximities. Over all nine megadeltas, over 174 million people reside below a peak population elevation of 7 m. Changes in the spatial extent of anthropogenic night light from 1992 to 2012 show widely varying extents and changes of lighted urban development. All of the deltas except the Indus show the greatest increases in night light brightness occurring at elevations <10 m. At global and continental scales, growth of settlements of all sizes takes the form of evolving spatial networks of development. Spatial networks of lighted urban development in Asia show power law scaling properties consistent with other continents, but much higher rates of growth. The three largest networks of development in China all

  3. Mass balance-based regression modeling of PAHs accumulation in urban soils, role of urban development

    International Nuclear Information System (INIS)

    Peng, Chi; Wang, Meie; Chen, Weiping; Chang, Andrew C.

    2015-01-01

    We investigated the polycyclic aromatic hydrocarbons (PAHs) contents in 68 soils samples collected at housing developments that represent different length of development periods across Beijing. Based on the data, we derived a mass balanced mathematical model to simulate the dynamics of PAH accumulations in urban soils as affected by the urban developments. The key parameters were estimated by fitting the modified mass balance model to the data of PAH concentrations vs. building age of the sampling green area. The total PAH concentrations would increase from the baseline of 267 ng g −1 to 3631 ng g −1 during the period of 1978–2048. It showed that the dynamic changes in the rates of accumulations of light and heavy PAH species were related to the shifting of sources of fuels, combustion efficiencies, and amounts of energy consumed during the course of development. - Highlights: • Introduced a mass balance model for soil PAHs accumulation with urbanization. • Reconstructed the historical data of PAH accumulation in soil of Beijing, China. • The soil PAH concentrations would be doubled in the following 40 years. • The composition of PAH emissions were shifting to light PAH species. - Introduced a regression modeling approach to predict the changes of PAH concentrations in urban soil

  4. Urban landscape architecture design under the view of sustainable development

    Science.gov (United States)

    Chen, WeiLin

    2017-08-01

    The concept of sustainable development in modern city landscape design advocates landscape architecture, which is the main development direction in the field of landscape design. They are also effective measures to promote the sustainable development of city garden. Based on this, combined with the connotation of sustainable development and sustainable design, this paper analyzes and discusses the design of urban landscape under the concept of sustainable development.

  5. Developing micro-level urban ecosystem indicators for sustainability assessment

    International Nuclear Information System (INIS)

    Dizdaroglu, Didem

    2015-01-01

    Sustainability assessment is increasingly being viewed as an important tool to aid in the shift towards sustainable urban ecosystems. An urban ecosystem is a dynamic system and requires regular monitoring and assessment through a set of relevant indicators. An indicator is a parameter which provides information about the state of the environment by producing a quantitative value. Indicator-based sustainability assessment needs to be considered on all spatial scales to provide efficient information of urban ecosystem sustainability. The detailed data is necessary to assess environmental change in urban ecosystems at local scale and easily transfer this information to the national and global scales. This paper proposes a set of key micro-level urban ecosystem indicators for monitoring the sustainability of residential developments. The proposed indicator framework measures the sustainability performance of urban ecosystem in 3 main categories including: natural environment, built environment, and socio-economic environment which are made up of 9 sub-categories, consisting of 23 indicators. This paper also describes theoretical foundations for the selection of each indicator with reference to the literature [tr

  6. The integrated indicator of sustainable urban development based on standardization

    Directory of Open Access Journals (Sweden)

    Leonova Tatiana

    2018-01-01

    Full Text Available The paper justifies the necessity for the system of planned indicators for sustainable urban development design in accordance with the requirements of international standards and the Russian standard GOST R ISO 37120-2015, and the estimation of their actual achievement based on complex qualimetric models. An analysis of opinions on this issue and an overview of Russian normative documents for assessing the effectiveness of the municipalities, including urban development are presented. General methodological principles and sequence for the construction of qualimetric models, as well as formulas for the calculation of complex indicators, taking into account the specific weights obtained on the basis of expert assessment, are presented, the need for careful selection of experts and determination of the consistency of expert opinions is indicated. The advantages and disadvantages of this approach are shown. Conclusions are drawn on the use of qualimetric models for sustainable urban development.

  7. A vision on methodology for integrated sustainable urban development: bequest

    NARCIS (Netherlands)

    Bentivegna, V.; Curwell, S.; Deakin, M.; Lombardi, P.; Mitchell, G.; Nijkamp, P.

    2002-01-01

    The concepts and visions of sustainable development that have emerged in the post-Brundtland era are explored in terms laying the foundations for a common vision of sustainable urban development (SUD). The described vision and methodology for SUD resulted from the activities of an international

  8. Driving factors of urban land growth in Guangzhou and its implications for sustainable development

    Science.gov (United States)

    Cui, Xuezhu; Li, Shaoying; Wang, Xuetong; Xue, Xiaolong

    2018-04-01

    Since 2000, China's urban land has expanded at a dramatic speed because of the country's rapid urbanization. The country has been experiencing unbalanced development between rural and urban areas, causing serious challenges such as agricultural security and land resources waste. Effectively evaluating the driving factors of urban land growth is essential for improving efficient land use management and sustainable urban development. This study established a principal component regression model based on eight indicators to identify their influences on urban land growth in Guangzhou. The results provided a grouping analysis of the driving factors, and found that economic growth, urban population, and transportation development are the driving forces of urban land growth of Guangzhou, while the tertiary industry has an opposite effect. The findings led to further suggestions and recommendations for urban sustainable development. Hence, local governments should design relevant policies for achieving the rational development of urban land use and strategic planning on urban sustainable development.

  9. FEATURES OF PRICING OF THE MORTGAGE MARKET IN THE RUSSIAN FEDERATION AND THE REPUBLIC OF MOLDOVA (Part 1

    Directory of Open Access Journals (Sweden)

    Tatiana KASYANENKO

    2016-07-01

    Full Text Available The relevance of the study is determined by the importance of the market of mortgage loans as the main instrument of social policy. The aim of the article is to identify the relationship between the volume of mortgage loans and the value of residential real estate on both the primary and secondary markets. The article consists of two parts. The main objective of the first part of this article is to clarify the concepts and features of mortgage loans, and identification of peculiarities of mortgage loans in the Russian Federation and the Republic of Moldova. The methodological basis of the work is made up of methods of analysis and synthesis, the combination of logical and historical approaches, methods of economic comparison and statistical analysis. The result of the study of the first part of the article is to identify the stages of development of mortgage loans in the Russian Federation, an analysis of prices in the primary and secondary markets of residential property on the basis of aggregate statistical indicators that reflect the status and characteristics of the housing market. The Russian experience is correlated with the peculiarities of the development of the mortgage market in the Republic of Moldova.

  10. National status report: Home energy rating systems and energy-efficient mortgages

    Energy Technology Data Exchange (ETDEWEB)

    Plympton, P.

    2000-04-27

    The Energy Policy Act of 1992 included several provisions promoting the use of HERS and EEMs, which strengthened efforts to develop a national infrastructure for HERS and to promote the use of EEMs. This report documents HERS and EEMs activities since 1992 by the U.S. Department of Energy, the U.S. Environmental Protection Agency, the U.S. Department of Housing and Urban Development, mortgage lenders, and other organizations. Though the process of establishing HERS has faced some barriers, this report shows that, as of November 1999, home energy ratings were available in 47 states and the District of Columbia, which represents a significant increase from 1993 when home energy ratings were available in 17 states. Both national and state organizations have developed HERS and related residential energy-efficiency programs. The availability and use of EEMs has also increased significantly. The number of EEMs supported by the Federal Housing Administration has increased more than eight times in the last three years. More than $2.5 billion in federally supported EEMs have been issued to date. Several national lenders offer EEMs, and six states have state-specific EEM or loan programs. EEMs have been used to finance energy-efficient homes in every state.

  11. 75 FR 41875 - Technical Processing Requirements for Multifamily Project Mortgage Insurance

    Science.gov (United States)

    2010-07-19

    ... is used to determine if key principals are acceptable and have the ability to manage the development... principals are acceptable and have the ability to manage the development, construction, completion, and... Requirements for Multifamily Project Mortgage Insurance AGENCY: Office of the Chief Information Officer, HUD...

  12. Urban development control based on transportation carrying capacity

    Science.gov (United States)

    Miharja, M.; Sjafruddin, A. H.

    2017-06-01

    Severe transportation problems in Indonesian urban areas are stimulated by one fundamental factor, namely lack of awareness on transportation carrying capacity in these areas development control. Urban land use development towards more physical coverage is typically not related with the capability of transportation system to accommodate additional trips volume. Lack of clear connection between development permit with its implication on the transportation side has led to a phenomenon of exceeding transport demand over supply capacity. This paper discusses the concept of urban land use development control which will be related with transport carrying capacity. The discussion would cover both supply and demand sides of transportation. From supply side, the analysis regarding the capacity of transport system would take both existing as well as potential road network capacity could be developed. From demand side, the analysis would be through the control of a maximum floor area and public transport provision. Allowed maximum floor area for development would be at the level of generating traffic at reasonable volume. Ultimately, the objective of this paper is to introduce model to incorporate transport carrying capacity in Indonesian urban land use development control.

  13. 26 CFR 1.6050H-3T - Information reporting of mortgage insurance premiums (temporary).

    Science.gov (United States)

    2010-04-01

    ... Information reporting of mortgage insurance premiums (temporary). (a) Information reporting requirements. Any... section applies to the receipt of all payments of mortgage insurance premiums, by cash or financing... premiums is determined on a mortgage-by-mortgage basis. A recipient need not aggregate mortgage insurance...

  14. Spatial and functional changes in recent urban development of Zagreb

    Directory of Open Access Journals (Sweden)

    Miroslav Sić

    2007-01-01

    Full Text Available This article discusses the urban development of Zagreb in the transition period. It analysesfour processes which have caused spatial and functional changes in the city’s developmentwithin its administrative limits. These are: the process of a new CBD establishment, expansionof hypermarkets and commercial centres, housing construction under new conditions andtransportation problems and solutions. Under the influence of these processes the spatiofunctionalstructure of the city becomes more and more complex. In this connection the cityhas started to have more influence on the urban region’s development.

  15. Dilemmas of energy efficient urban development in three Nordic cities

    DEFF Research Database (Denmark)

    Große, Juliane; Fertner, Christian; Groth, Niels Boje

    Energy is high on the agenda of the European Union and in current urban development. In this study we focus on the role of urban planning in energy efficiency in 3 Northern European cities - Turku (FI), Eskilstuna (SE) and Tartu (EE). The case studies were developed in close collaboration between...... the authors and representatives of the cities. The research was carried out by field trips, interviews and analysis of local reports and planning documents. This work was done in the framework of the EU-FP7 project PLEEC (Planning for energy efficient cities), GA no. 314704, www.pleecproject.eu...

  16. Urban Slums and Children's Health in Less-Developed Countries

    Directory of Open Access Journals (Sweden)

    Andrew K. Jorgenson

    2015-08-01

    Full Text Available We utilize first-difference panel regression analysis to assess the direct effect of urban slumprevalence on national level measures of under-5 mortality rates over the period 1990 to 2005.Utilizing data on 80 less developed countries, the results illustrate increasing urban slumprevalence over the period is a robust predictor of increasing child mortality rates. This effectobtains net the statistically significant influence of gross domestic product per capita, fertilityrate, and educational enrollment. Cross-sectional analyses for 2005 that include additionalcontrols provide further evidence of the mortality / urban slum relationship. The results confirmurban slum prevalence growth is an important contextual dynamic whereby the socialproduction of child mortality is enacted in the less developed countries.

  17. A boundary PDE feedback control approach for the stabilization of mortgage price dynamics

    Science.gov (United States)

    Rigatos, G.; Siano, P.; Sarno, D.

    2017-11-01

    Several transactions taking place in financial markets are dependent on the pricing of mortgages (loans for the purchase of residences, land or farms). In this article, a method for stabilization of mortgage price dynamics is developed. It is considered that mortgage prices follow a PDE model which is equivalent to a multi-asset Black-Scholes PDE. Actually it is a diffusion process evolving in a 2D assets space, where the first asset is the house price and the second asset is the interest rate. By applying semi-discretization and a finite differences scheme this multi-asset PDE is transformed into a state-space model consisting of ordinary nonlinear differential equations. For the local subsystems, into which the mortgage PDE is decomposed, it becomes possible to apply boundary-based feedback control. The controller design proceeds by showing that the state-space model of the mortgage price PDE stands for a differentially flat system. Next, for each subsystem which is related to a nonlinear ODE, a virtual control input is computed, that can invert the subsystem's dynamics and can eliminate the subsystem's tracking error. From the last row of the state-space description, the control input (boundary condition) that is actually applied to the multi-factor mortgage price PDE system is found. This control input contains recursively all virtual control inputs which were computed for the individual ODE subsystems associated with the previous rows of the state-space equation. Thus, by tracing the rows of the state-space model backwards, at each iteration of the control algorithm, one can finally obtain the control input that should be applied to the mortgage price PDE system so as to assure that all its state variables will converge to the desirable setpoints. By showing the feasibility of such a control method it is also proven that through selected modification of the PDE boundary conditions the price of the mortgage can be made to converge and stabilize at specific

  18. Sustainable Urban Development – Compact Cities or Consumer Practices?

    DEFF Research Database (Denmark)

    Jensen, Jesper Ole; Christensen, Toke Haunstrup; Gram-Hanssen, Kirsten

    2011-01-01

    Sustainability in urban planning has a long history and it has been a widespread solution to build high and compact in order to minimise the need for transportation, land use and heating. Recent research, however, points towards the need for a supplementary approach, which includes the consumer...... behaviour of the household. This approach necessarily has to work from below and include the citizens, as it is their daily practices that have to be challenged. This article reviews selected literature and studies on whether compact cities leads to more sustainable cities, and it use lifestyle...... strategies of achieving sustainable urban development....

  19. The development and redevelopment of the urban villages in Shenzen.

    NARCIS (Netherlands)

    Hao, P.; Sliuzas, R.; Geertman, S.C.M.

    2011-01-01

    China, like many other developing countries, has seen a huge influx of population into its cities coupled with urban expansion. The presence of massive numbers of rural migrants in cities does not result in slums or squatters due to institutional constraints. In the absence of government help,

  20. Do urbanization and industrialization affect energy intensity in developing countries?

    International Nuclear Information System (INIS)

    Sadorsky, Perry

    2013-01-01

    Against a backdrop of concerns about climate change, peak oil, and energy security issues, reducing energy intensity is often advocated as a way to at least partially mitigate these impacts. This study uses recently developed heterogeneous panel regression techniques like mean group estimators and common correlated effects estimators to model the impact that income, urbanization and industrialization has on energy intensity for a panel of 76 developing countries. In the long-run, a 1% increase in income reduces energy intensity by − 0.45% to − 0.35%. Long-run industrialization elasticities are in the range 0.07 to 0.12. The impact of urbanization on energy intensity is mixed. In specifications where the estimated coefficient on urbanization is statistically significant, it is slightly larger than unity. The implications of these results for energy policy are discussed. - Highlights: ► The impact of urbanization and industrialization on energy intensity is modeled. ► Use recently developed heterogeneous panel regression techniques ► The model is tested on a panel of developing countries. ► Income has a negative impact on energy intensity. ► Industrialization has a positive impact on energy intensity

  1. Beyond Draining the Swamp: Urban Development and Counterterrorism in Morocco

    Science.gov (United States)

    2006-10-01

    specialist Mohammed Haddy. “When a breadwinner is sick, leaders come to the family with a doctor, take care of the family, and provide all that they need...Socioeconomic Development: Not Just Demolition but Rebuilding Community While this analysis looks at Morocco’s urban policies in light of today’s

  2. Impact of development and urbanization on variation of water quality ...

    African Journals Online (AJOL)

    The spatial and temporal variations of the physico-chemical water quality parameters, microfauna and micro-flora composition of the Nima Creek in Accra vividly illustrate the environmental problems associated with water bodies in a community where development and urbanization are in progress. Monthly water and ...

  3. The Role of Leadership in Urban Development: Reflections from ...

    African Journals Online (AJOL)

    The central argument of this paper is that cities and towns in Tanzania are facing leadership challenge which has a crippling effect to sustainable growth of urban centers. The objective of this paper was to map out how different understanding of leadership has affected the trajectory of development of cities in Tanzania.

  4. A Scanning scheimpflug lidar system developed for urban pollution monitoring

    Science.gov (United States)

    Yang, Yang; Guan, Peng; Mei, Liang

    2018-04-01

    A scanning Scheimpflug lidar system based on the Scheimpflug principle has been developed by employing a high power multimode 808 nm laser diode and a highly integrated CMOS sensor in Dalian University of Technology, Dalian, Northern China. Atmospheric scanning measurements in urban area were performed for the studies of particle emission sources.

  5. Professional Development Urban Schools: What Do Teachers Say?

    Science.gov (United States)

    Green, Tanya R.; Allen, Mishaleen

    2015-01-01

    This quantitative causal-comparative study compared perceptions of professional development opportunities between high-achieving and low-achieving elementary-middle school teachers in an urban school district using the Standards Assessment Inventory (SAI). A total of 271 teachers participated including 134 (n = 134) teachers from high-achieving…

  6. [Migration, urbanization, and development policy in Senegal].

    Science.gov (United States)

    Dione, D

    1992-01-01

    "The various studies focussing on human settlements in Senegal show that the share of population living in cities is ever increasing because of the massive and continuous flow from rural areas. The persistance of such migration trends from the country to cities deepens regional disparities, compounds the difficulties and cost of city management and development, specially in the case of Dakar, and runs counter to the goals of social and economic development plans.... The growing importance of such phenomena calls for the designing of corrective measures in favour of rural areas and small towns in order to settle rural populations and halt the inordinate and chaotic geographical growth of large cities. Failing this, development efforts may well be compromised." (SUMMARY IN ENG) excerpt

  7. Integrated management of water resources in urban water system: Water Sensitive Urban Development as a strategic approach

    Directory of Open Access Journals (Sweden)

    Juan Joaquín Suárez López

    2014-08-01

    Full Text Available The urban environment has to be concerned with the integrated water resources management, which necessarily includes the concept of basin unity and governance.  The traditional urban water cycle framework, which includes water supply, sewerage and wastewater treatment services, is being replaced by a holistic and systemic concept, where water is associated with urbanism and sustainability policies. This global point of view cannot be ignored as new regulations demand systemic and environmental approaches to the administrations, for instance, in the management of urban drainage and sewerage systems. The practical expression of this whole cluster interactions is beginning to take shape in several countries, with the definition of Low Impact Development and Water Sensitivity Urban Design concepts. Intends to integrate this new strategic approach under the name: “Water Sensitive Urban Development” (WSUD. With WSUD approach, the current urban water systems (originally conceived under the traditional concept of urban water cycle can be transformed, conceptual and physically, for an integrated management of the urban water system in new models of sustainable urban development. A WSUD implementing new approach to the management of pollution associated with stormwater in the urban water system is also presented, including advances in environmental regulations and incorporation of several techniques in Spain.

  8. Public health implications of urban air pollution in developing countries

    Energy Technology Data Exchange (ETDEWEB)

    Schwela, D H [World Health Organisation, Geneva (Switzerland)

    1996-12-31

    Exposure to air pollution is an almost inescapable part of urban life throughout the world. Ambient air pollutant levels in urban areas are generally a reflection of emissions. For sulphur dioxide, total suspended particulate matter and lead, ambient concentrations are declining in the industrialized western countries. For nitrogen dioxide, ambient levels in cities are generally constant, or slightly increasing. For carbon dioxide, they are variable, declining where controls are being applied. In a substantial number of cities, particularly in developing countries, WHO guidelines are being often exceeded for the compounds mentioned. Given the rate at which these cities are growing, the air pollution situation will probably worsen if environmental control measures are not implemented. As a consequence, the health and well-being of urban residents will further deteriorate with high ambient air pollutant concentrations causing increased mortality, morbidity, deficits on pulmonary functions and cardiovascular and neurobehavioural effects. (author)

  9. Public health implications of urban air pollution in developing countries

    Energy Technology Data Exchange (ETDEWEB)

    Schwela, D.H. [World Health Organisation, Geneva (Switzerland)

    1995-12-31

    Exposure to air pollution is an almost inescapable part of urban life throughout the world. Ambient air pollutant levels in urban areas are generally a reflection of emissions. For sulphur dioxide, total suspended particulate matter and lead, ambient concentrations are declining in the industrialized western countries. For nitrogen dioxide, ambient levels in cities are generally constant, or slightly increasing. For carbon dioxide, they are variable, declining where controls are being applied. In a substantial number of cities, particularly in developing countries, WHO guidelines are being often exceeded for the compounds mentioned. Given the rate at which these cities are growing, the air pollution situation will probably worsen if environmental control measures are not implemented. As a consequence, the health and well-being of urban residents will further deteriorate with high ambient air pollutant concentrations causing increased mortality, morbidity, deficits on pulmonary functions and cardiovascular and neurobehavioural effects. (author)

  10. Secondary Market Products in the Mortgage System and Global Practices

    Directory of Open Access Journals (Sweden)

    Erhan Eroğlu

    2010-12-01

    Full Text Available In general terms, the mortgage market has two faces, the primary and the secondary markets. The primary market covers housing mortgage loans. On the other side of the mechanism, these loans are securitized and issued in financial markets with different form of securities in secondary markets. The common name of these instruments is “mortgage backed securities - MBS”. A mortgage backed security is a financial instrument issued in capital markets for investors, derived from either backed by the cash flow of the housing loan repayments (which is called pay-through or backed by directly selling the mortgage pools to the MBS issuers (which is called passthrough. The most trading secondary mortgage market instruments and world practices are explained in this article.

  11. Developing an urban forest carbon market

    Science.gov (United States)

    M. Armstrong; J. Siry; Michael Bowker

    2009-01-01

    Countries, states, localities, businesses, and individuals are taking action to mitigate greenhouse gas levels and production as a response to concerns over climate change. Europe currently has mandatory greenhouse gas emission legislation and a large developed emission trading market, as opposed to the U.S. where voluntary markets to reduce green house gas emissions...

  12. Cloudland, stronzoland, brisbane: Urban development and ethnic ...

    African Journals Online (AJOL)

    Brisbane's recovery from its somewhat shady past involving corrupt government and law enforcement echoes the journey upon which Armanno's protagonists ... Brisbane and using critical definitions of Bildung and the notion of ethnic Bildungsromane, this paper aims to examine the parallel development of the Italian ...

  13. Assessment of sustainable urban transport development based on entropy and unascertained measure.

    Science.gov (United States)

    Li, Yancang; Yang, Jing; Shi, Huawang; Li, Yijie

    2017-01-01

    To find a more effective method for the assessment of sustainable urban transport development, the comprehensive assessment model of sustainable urban transport development was established based on the unascertained measure. On the basis of considering the factors influencing urban transport development, the comprehensive assessment indexes were selected, including urban economical development, transport demand, environment quality and energy consumption, and the assessment system of sustainable urban transport development was proposed. In view of different influencing factors of urban transport development, the index weight was calculated through the entropy weight coefficient method. Qualitative and quantitative analyses were conducted according to the actual condition. Then, the grade was obtained by using the credible degree recognition criterion from which the urban transport development level can be determined. Finally, a comprehensive assessment method for urban transport development was introduced. The application practice showed that the method can be used reasonably and effectively for the comprehensive assessment of urban transport development.

  14. Dissaving of the Past via Reverse Mortgages

    Directory of Open Access Journals (Sweden)

    Ana Luiza Champloni

    Full Text Available We build a simple two-period general equilibrium model with incomplete markets which incorporates reverse market mortgages without appealing to the complicated framework required by the infinite horizon models. Two types of agents are considered: elderly agents and investors. The former are owners of physical assets (for instance housing who will want to sell them to investors. For that end the elderly agents, who are assumed to not have any bequest motive, issue claims against physical assets they own. One of the claims issued will be interpreted as reverse mortgage (loan for seniors and the other one as a call option written on the value of housing equity. By assuming that both the elderly agents and the investors are price takers, and by applying the generalized game approach, we show that the equilibrium in this economy always exists, providing the usual conditions on utilities and initial endowments are satisfied. We end with a remark on efficiency of the quilibrium.

  15. Actors and processes behind urban fringe development: Mechanism to guide urban land management. Study on Dhaka, Bangladesh

    OpenAIRE

    Masum, Fahria

    2009-01-01

    This thesis has attempted to analyze and resolve urban fringe problems in Dhaka by incorporating different roles and interests of actors in land development processes. The research has revealed that these different actors have different interests, norms and ideologies which are playing an active role in guiding or regulating urban land development process. This situation is deploying existing rules and regulations in form of politics and affecting urban fringe management negatively. The resea...

  16. Networking - The Urban and Regional Development Strategy?

    OpenAIRE

    Maria Nowicka-Skowron; Piotr Pachura

    2008-01-01

    It has become more and more common to claim that the concept of innovations embraces everything that is connected with creation and application of new knowledge in order to win competitive advantage. In this respect innovations concern as well, apart from technology, economy, society and culture. A traditional approach applied by organizational and management sciences is not enough to explain and manage the development of enterprises as well as that of cities, regions and countries. Simultane...

  17. NETWORKING - THE URBAN AND REGIONAL DEVELOPMENT STRATEGY?

    OpenAIRE

    MARIA NOWICKA-SKOWRON; DEJAN ERIĆ; IVONNE GRABARA; IOAN COSMESCU

    2011-01-01

    The concept of innovations embraces everything that is connected with creation and application of new knowledge in order to win competitive advantage. A traditional approach applied by organizational and management sciences are not enough to explain and manage the development of enterprises as well as that of cities, regions and countries. According to a new approach to innovativeness, creation of innovations depends on a complex/system approach. A phenomenon of particular importance is the a...

  18. Overcoming the Crises: Integration and Urban Development

    DEFF Research Database (Denmark)

    Skak, Morten; Bloze, Gintautas

    This paper explores the effect of housing costs on residential mobility. Decisions to move depend not only on job or family related reasons but also on the relative costs of housing. There are several channels through which developments in housing market can affect household mobility. During...... on mobility we use Danish register-based micro data. It allows us to control for a variety of socio-demographic characteristics of households, as well as characteristics of housing....

  19. Urban Development from the Perspective of Geodivesity in South Korea

    Science.gov (United States)

    Mo, Y.; Lee, D. K.; Han Kyul, H.

    2015-12-01

    In regard to ensuring a sustainable Earth, geodiversity (which is the variety of non-living nature) has been recognized as being equivalent to biodiversity in terms of importance. Geodiversity, as a platform, provides diverse habitats; however when a city is developed, threatened and vulnerable species are seen as important components of conservation but geodiversity is not. This study analyzes the components of geodiversity in cities that developed rapidly, and identifies which characteristics of geodiversity were related to this development. We estimated the components of geodiversity through the use of land cover maps and digital elevation maps (DEMs) in South Korean cities that developed rapidly between the 1980s and early-2010s, such as Yong-in and Namyangju. The relationships between land use changes and geodiversity components were analyzed and a factor analysis for land use changes was conducted using geodiversity components. Results show that even though adjacent rivers and streams, low elevation, and flat surfaces have high geodiversity, these areas were mainly converted into built-up areas and agricultural areas. As such, it can be stated that urban development in these cities has lowered geodiversity. Other geodiversity components related to urban development, such as slope, upslope contributing areas, streams, and lithology, were also identified. To conclude, this study showed how geodiversity components related to urban development has been affected by this growth and how they are intimately connected to each other. Identifying geodiversity in future development sites could help to estimate the most sensitive areas regarding the planned development; therefore, we need to view urban development from a geodiversity perspective.

  20. 24 CFR 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage...

    Science.gov (United States)

    2010-04-01

    ... insurance premium excluded from limitations on maximum mortgage amounts. 203.18c Section 203.18c Housing and...-front mortgage insurance premium excluded from limitations on maximum mortgage amounts. After... LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE...

  1. MORTGAGE FINANCING. Actuarial Soundness of the Federal Housing Administration's Mutual Mortgage Insurance Fund

    National Research Council Canada - National Science Library

    2002-01-01

    ...) of the Department of Housing and Urban Development's (HUD) Federal Housing Administration (FHA). Through the Fund, FHA operates a single-family insurance program that helps millions of Americans buy homes...

  2. Recent urban policy and development in China: a reversal of "anti-urbanism".

    Science.gov (United States)

    Kwok, R Y

    1987-10-01

    The nature of and reasons for China's urban distribution policy adopted in 1982 are examined. The influence of socialist planning ideology on urban policy is noted. Contradictions between economic reform and urban policies are identified.

  3. Multi-Temporal Multi-Sensor Analysis of Urbanization and Environmental/Climate Impact in China for Sustainable Urban Development

    Science.gov (United States)

    Ban, Yifang; Gong, Peng; Gamba, Paolo; Taubenbock, Hannes; Du, Peijun

    2016-08-01

    The overall objective of this research is to investigate multi-temporal, multi-scale, multi-sensor satellite data for analysis of urbanization and environmental/climate impact in China to support sustainable planning. Multi- temporal multi-scale SAR and optical data have been evaluated for urban information extraction using innovative methods and algorithms, including KTH- Pavia Urban Extractor, Pavia UEXT, and an "exclusion- inclusion" framework for urban extent extraction, and KTH-SEG, a novel object-based classification method for detailed urban land cover mapping. Various pixel- based and object-based change detection algorithms were also developed to extract urban changes. Several Chinese cities including Beijing, Shanghai and Guangzhou are selected as study areas. Spatio-temporal urbanization patterns and environmental impact at regional, metropolitan and city core were evaluated through ecosystem service, landscape metrics, spatial indices, and/or their combinations. The relationship between land surface temperature and land-cover classes was also analyzed.The urban extraction results showed that urban areas and small towns could be well extracted using multitemporal SAR data with the KTH-Pavia Urban Extractor and UEXT. The fusion of SAR data at multiple scales from multiple sensors was proven to improve urban extraction. For urban land cover mapping, the results show that the fusion of multitemporal SAR and optical data could produce detailed land cover maps with improved accuracy than that of SAR or optical data alone. Pixel-based and object-based change detection algorithms developed with the project were effective to extract urban changes. Comparing the urban land cover results from mulitemporal multisensor data, the environmental impact analysis indicates major losses for food supply, noise reduction, runoff mitigation, waste treatment and global climate regulation services through landscape structural changes in terms of decreases in service area, edge

  4. Finances and governance of urban local bodies: an approach of urban development perspective from a developing country (India

    Directory of Open Access Journals (Sweden)

    Suman PAUL

    2014-12-01

    Full Text Available With rapid urbanisation and the pressure on urban areas for service delivery, the role of urban local governments is undoubtedly becoming important and, here, their financial capacity can hold the key. At the same time, there are several issues in urban governance that need to be addressed yet. Delegation of decision making powers to urban local bodies (ULBs, which are traditionally considered as a part of the system of State government and acting on behalf of it, is one of them. The constitutional mechanisms like inter-governmental fiscal transfers were an attempt to reduce the gap of ULBs, but they were not effective in implementation at ground. It has become imperative now to understand the financial position of ULBs in order to move forward with the new means of fund flow. This paper presents a cross sectional analysis of the finance of 27 ULBs in North 24 Parganas District of West Bengal, India in terms of their financial base and its adequacy vis-à-vis norms, and their revenue and expenditure performance. Using certain ratios, the relative performance of municipalities on dependency measures was also assessed. The implications of finances of ULBs, in terms of raising resources, improving inter-governmental transfers and charting new mechanisms are also discussed. Lastly, an approach has been made to develop an index, i.e. Urban Governance Index (UGI to a better understanding of the per-capita expenditure scenario of ULBs.

  5. NETWORKING - THE URBAN AND REGIONAL DEVELOPMENT STRATEGY?

    Directory of Open Access Journals (Sweden)

    PIOTR PACHURA

    2008-01-01

    Full Text Available It has become more and more common to claim that the concept of innovations embraces everything that is connected with creation and application of new knowledge in order to win competitive advantage. In this respect innovations concern as well, apart from technology, economy, society and culture. A traditional approach applied by organizational and management sciences is not enough to explain and manage the development of enterprises as well as that of cities, regions and countries. Simultaneously, according to a new approach to innovativeness, creation of innovations depends on a complex/system approach. The word complex is vital since this approach should embrace the complexity of innovative networks as well as complexity of relations of cooperation and the whole network environment together with social context.

  6. Innovative economic structures – support for development of urban systems

    Directory of Open Access Journals (Sweden)

    Florin Marian Buhociu

    2013-12-01

    Full Text Available Training and development of urban systems (US is a main direction of territorial and regional development which requires multiple studies, including those of economic background. They should aim to highlight, on the one hand, the economic potential of geographical areas making up the urban system and secondly to assess development trends you need to focus their own resources and those that are to be attracted to getting a economic trend upward in that area. It is therefore very important a zonal configuration of the urban system by following the joint capitalization of existing human and material resources, including by building synergy effect to be achieved following the joint evolution of settlements in the US. Along with the development of US is required, from the economical point of view, to implement new forms of economic structures to directly potentate the development of the area through constant cooperation, innovation and transfer of know-how. Romania currently has seven major urban centers that were selected and were assigned the role of growth poles. There were also 13 designated urban growth poles, including Galati and Braila. Urban agglomeration formed by the two municipalities, located at a distance from each other of about 25 km, is the second largest in the country after Bucharest. There is currently underway specialized documentation to achieve an optimal configuration for US Galati-Braila. From the economic point of view in the respective area can be implemented new development structures of cluster (Porter, M.E.,2000 type aimed at achieving the competitiveness poles and which will constitute the true engine of economic development. These two new structures of economic development are characterized by the fact that they allow and provide the necessary conditions to attract the systems and modern technologies to build local innovation systems that can be integrated into similar systems at regional and even national level. It is

  7. Opportunities and challenges within urban health and sustainable development

    DEFF Research Database (Denmark)

    Fisher, Jack E.; Andersen, Zorana J.; Loft, Steffen

    2017-01-01

    The United Nations’ Sustainable Development Goals mark aunique window of opportunity for both human and planetaryhealth. With rising life expectancy and rapidly expanding urbanpopulations exposed to pollution and sedentary lifestyles, thereis a greater focus on reducing the gap between life...... expectancyand number of healthy years lived, whilst limiting anthropogenicactivities contributing to pollution and climate change. Thus,urban development and policies, which can create win–winsituations for our planet and human health, falls into the realmand expertise of public health. However, some...

  8. Achiving sustainability in urban transport in developing and transition countries

    Energy Technology Data Exchange (ETDEWEB)

    Braeuninger, Michael; Schulze, Sven; Leschus, Leon [Hamburg Institute of International Economics (HWWI), Hamburg (Germany); Perschon, Juergen; Hertel, Christof; Field, Simon; Foletta, Nicole [European Institute for Sustainable Transport (EURIST), Hamburg (Germany)

    2012-01-15

    Sustainable transport is an urging issue on a few accounts: The transport sector was responsible for 23% global CO{sub 2} emission in 2007. It also has a number of other effects like air and noise pollution, land use etc. These effects are especially relevant in cities, where already half of the world's population is living today. With a growing world population and ongoing urbanisation the number and share of city dwellers will rise considerably in the next decades. Thus, sustainability in urban transport becomes increasingly important. This report first provides a short overview of the most important data behind the sustainability problems in urban transport. Then the question is addressed, what sustainable mobility is and where the main obstacles are on the path to more sustainability. The central part of the study deals with the most important policies and instruments enhancing sustainable (urban) mobility. The main feature of each section within that part of the study is the combination of theoretical background information and arguments with case studies from developing and transition countries. Accordingly, the reader gets an idea of the vast range of available instruments in order to promote sustainable mobility. But it is also shown that it is not only necessary but also possible to introduce or enhance sustainable urban transport regardless of the income position of the specific region, country or city. Besides, success factors for different instruments are identified, thereby deriving promising routes for countries or a group of countries according to their state of economic development. (orig.)

  9. Risks of Mortgage Loans in the Czech Republic

    Directory of Open Access Journals (Sweden)

    Jaroslav Tichý

    2015-10-01

    Full Text Available Indebtedness through mortgage loans is dominant of household debt in the Czech Republic. The gradual increase in the household debt level may also entail increasing credit risk assumed by banks in connection with their credit exposure to this sector. The objective of the paper is to verify the risk and identify factors that affect the credit risk development in the Czech Republic. We look for correlation between the risk development and the interest rate development. Furthermore, we verify links between the risk and the development of real estate collateral value. The paper does confirm that there are real risks associated with the potential increase in interest rates. No significant risks have been confirmed with regard to the current development of the residential property value. The paper also strives to provide an identification and verification of risks stemming from individual banks’ internal processes. It features a detailed analysis of the internal factors (aspects comprising revenue, competition, as well as distribution.

  10. MODEL PEMBAYARAN GRADUATED PAYMENT MORTGAGE (GPM SEBAGAI SALAH SATU ALTERNATIF PEMBAYARAN KREDIT RUMAH

    Directory of Open Access Journals (Sweden)

    Njo Anastasia

    2003-01-01

    Full Text Available The Graduated Payment Mortgage (GPM has a unique stair-step payment schedule that often enhances borrower qualification for young, first-time home buyers who are anticipated to have increasing incomes. The determination of the initial payment on a GPM mortgage is often regarded as complex; therefore, textbook authors especially financial real estate normally disregard its theoretical development and substitute instead GPM interest factor tables. This study develops a general equation for finding the initial payment on a GPM and programmable computer spreadsheets (Microsoft Excel routines for implementing the general equation. This approach enhances the technical understanding of the GPM, and its offer more flexible. Abstract in Bahasa Indonesia : Model Graduated Payment Mortgage (GPM memiliki keunikan dalam pembayaran pinjaman yang dapat membantu peminjam usia muda, pembeli rumah pertama yang dapat diantisipasi pertambahan pendapatannya. Pembayaran cicilan pertama GPM sangat kompleks, sehingga pada umumnya buku-buku tentang keuangan real estat menetapkan pola pembayaran GPM menggunakan tabel suku bunga. Penelitian ini mengembangkan pola pembayaran cicilan pertama GPM menggunakan program komputer (Microsoft Excel untuk lebih fleksibel dalam penerapannya. Kata kunci: graduated payment mortgage, cicilan pertama, tabel suku bunga, komputer.

  11. Development of Urban Driving Cycle with GPS Data Post Processing

    Directory of Open Access Journals (Sweden)

    Peter Lipar

    2016-08-01

    Full Text Available This paper presents GIS-based methodology for urban area driving cycle construction. The approach reaches beyond the frames of usual driving cycle development methods and takes into account another perspective of data collection. Rather than planning data collection, the approach is based on available in-vehicle measurement data post processing using Geographic Information Systems to manipulate the excessive database and extract only the representative and geographically limited individual trip data. With such data post processing the data was carefully adjusted to include only the data that describe representative driving in Ljubljana urban area. The selected method for the driving cycle development is based on searching for the best microtrips combination while minimizing the difference between two vectors; one based on generated cycle and the other on the database. Accounting for a large random sample of actual trip data, our approach enables more representative area-specific driving cycle development than the previously used techniques.

  12. Water and Urban Development. Zapopan Jal. MÉXICO

    Science.gov (United States)

    Flores, R. M., Sr.; Rosas-Elguera, J.; Pena, L. E.; Lucia, G. I.

    2016-12-01

    Recently there is a need to make a land management project for the metropolitan area of Guadalajara (GDL), the objective is the momentum of an "orderly growth" however there are a number of problems associated with urban growth, one of which is the provision of Water. There is not an adequate exploration of our resources, nor an adequate record of the minimum parameters that can be measured in the case of groundwater, such as the level of infiltration and extraction volume. The extraction is carried out in the northwest of the GDL (currently the area is more urban development), is approximately greater than 658 l / s (SIAPA 2016), beyond the capacity of natural recharge since precipitation of an average of 850 mm. Besides which currently anthropically waterproof. There is a record of more than 40 existing in this sector of the GDL wells, wells and springs are not accounted for, the production areas varies from 14.45 to 180.55 m depth In the study area (approximately 80km2), there are urban uses, industries, airports, agricultural areas in transition to residential areas and a protected natural area. cracks have already appeared in different years and places, some authors propose that are associated with geological structures and others say it is by massive extraction of water. Mitigation measures or water injection wells to recharge aquifers is poor, not considered as a priority for the territorial urban planning element. Which leads to a significant lowering of the aquifers that is up to 67.2 m in a span of two years in some cases. Some urban developments with golf course, contribute significantly to the purification of waste water and recharge of aquifers for irrigation they do, what should force by the state or municipality to issue a series of fiscal stimulus.

  13. Developing green infrastructure design guidelines for urban climate adaptation

    NARCIS (Netherlands)

    Klemm, Wiebke; Lenzholzer, Sanda; Brink, van den Adri

    2017-01-01

    In the context of global warming and increasing urban climate problems, urban green spaces and elements have been recognized as a strategy for urban climate adaptation. Yet, despite increasing scientific evidence of the positive impacts that urban green infrastructure (UGI) is having on the urban

  14. The Rapid Urban Growth Triad: A New Conceptual Framework for Examining the Urban Transition in Developing Countries

    Directory of Open Access Journals (Sweden)

    Kyle Farrell

    2017-08-01

    Full Text Available Although the urban transition is a universal event that unfolds in all countries, the determinants, patterns, and outcomes do not necessarily follow a uniform process. With the urban transition being basically completed in developed countries around the turn of the 21st century, the growth of cities today is almost entirely confined to developing countries. Still, much of our conceptual understanding of this process is derived from earlier accounts, with definitions rooted in a historical context. This has resulted in common misconceptions such as a tendency to view the growth of cities primarily as an outcome of rural to urban migration, neglecting the growing contributions of urban natural population increase and reclassification of rural areas. A tendency to treat the components of urban growth in isolation has created a rift within the urban studies discourse, preventing any real theorization of their combined impacts and the interplay among them. Applying a systems thinking approach, this paper introduces a multidisciplinary framework for conceptualizing rapid urban growth in developing countries. The framework offers explanatory power to previously neglected components of urban growth and serves as a diagnostic for examining the urban transition—ultimately revealing new policy levers for managing it in a sustainable way.

  15. Raising Awareness of Urban Environment Development in Primary Schools

    Directory of Open Access Journals (Sweden)

    Rosi Maja

    2016-12-01

    Full Text Available In the past few years, excessive efforts have been made to increase the city’s attractiveness and its international positioning. Also studies on the so-called city destination branding are on the rise. Theorists, as Ramirez (2001, Marzano and Scott (2009, among many others, are discussing different aspects of this complex process. Many approaches and strategies are dealing with the positioning of urban environments and city destinations, trying to provide at least some partial answers about achieving this objective. With proper marketing and branding, cities can do a lot to attract tourists and visitors. For successful city marketing and branding and for the successful long-term positioning of the destination in general, it is necessary to involve the key stakeholders and collaborate with as many as possible despite the fact that the branding of a city destination (or any destination for that matter is a complex process. It is significant that all the stakeholders, who are always carriers of different interests, are invited to collaborate in the planning of the tourism development and tourism development strategies, from the government, the private sector, schools etc. It is also important to involve the citizens, who can provide a valuable opinion about the environment they live in – what they like about their environment, what suggestion would they give to tourists about gastronomy, attractions, shops, events, etc. It is significant that citizens are proud of their urban environment, that they know their own environment, and that they have the motivation for the involvement in the process of improvement of their home environment (through projects, discussions, etc.. It is impossible to create attractive urban environments or cities if residents do not have a positive opinion about the place they live in. That is why it is essential for the education institutions at all levels, but especially for the institutions at the primary levels to

  16. The influence of urban development and social mobility on socioeconomic level: The application of GIS on urban ecosystems

    Science.gov (United States)

    Suhaili Mansor, Nur; Zulhaidi Mohd Shafri, Helmi; Mansor, Shattri; Paradhan, Biswajeet

    2014-06-01

    Specifically, the integration between social sciences and natural science are fundamental in our understanding of the economic, social and technological transformations that have drastically changed the society. This study will be based on the municipality of Sungai Petani, Kedah as it has been most influenced by urbanization and urban development. Urban development in Sungai Petani is closely associated with a tremendous increase in demand for land, which is highly related to population growth, human movement and their social mobility. The qualitative case study taken will rely on the visual interpretation technique that would allow the researcher to develop a map of urban changes detection. The potential application of GIS information to estimate socioeconomic indicators and the modelling of socio-economic activities that are explored in this study is hoped to increase further our understanding of the impacts of development and urbanization on social life.

  17. The influence of urban development and social mobility on socioeconomic level: The application of GIS on urban ecosystems

    International Nuclear Information System (INIS)

    Mansor, Nur Suhaili; Shafri, Helmi Zulhaidi Mohd; Mansor, Shattri; Paradhan, Biswajeet

    2014-01-01

    Specifically, the integration between social sciences and natural science are fundamental in our understanding of the economic, social and technological transformations that have drastically changed the society. This study will be based on the municipality of Sungai Petani, Kedah as it has been most influenced by urbanization and urban development. Urban development in Sungai Petani is closely associated with a tremendous increase in demand for land, which is highly related to population growth, human movement and their social mobility. The qualitative case study taken will rely on the visual interpretation technique that would allow the researcher to develop a map of urban changes detection. The potential application of GIS information to estimate socioeconomic indicators and the modelling of socio-economic activities that are explored in this study is hoped to increase further our understanding of the impacts of development and urbanization on social life

  18. Urban Maglev Technology Development Program : Colorado Maglev Project : part 1 : executive summary of final report

    Science.gov (United States)

    2004-06-01

    The overall objective of the urban maglev transit technology development program is to develop magnetic levitation technology that is a cost effective, reliable, and environmentally sound transit option for urban mass transportation in the United Sta...

  19. Urban Maglev Technology Development Program : Colorado Maglev Project : part 2 final report

    Science.gov (United States)

    2004-06-01

    The overall objective of the urban maglev transit technology development program is to develop magnetic levitation technology that is a cost effective, reliable, and environmentally sound transit option for urban mass transportation in the United Sta...

  20. [Changes in urban development: is the globalization era one of urban deconcentration?].

    Science.gov (United States)

    Rivera, S

    1997-01-01

    Urbanization patterns in Mexico during the past five decades clearly reflect trends in the country's capitalist development. Accelerated industrialization with protectionism; redistributive policies with unlimited expansion of public expenditures; industrial conversion attended by economic crisis and structural adjustment during the "lost decade" of the 1980s; and indiscriminate opening, currency instability, and anti-inflation measures in the stage of globalization represent four successive phases. This work argues that the commercial opening and application of a neoliberal model are likely to renew tendencies toward concentration of population and economic activity in a few metropolitan areas. There are indications that manufacturing is again tending to concentrate in the older industrial cities, especially Mexico City. The 1995 census suggests that, beginning in 1988, the metropolitan areas again began to attract population growth, after a cycle of outflow from the center city to the metropolitan periphery in the 1970s and 1980s. The trend toward deconcentration, thus, may not represent a linear and long-term tendency. Instead, fluctuations over time are intimately related to macroeconomic forces and regulatory mechanisms that influence the urban system. No consensus has been reached concerning the theoretical explanations of effects on regional or urban systems when international restrictions on commerce are eliminated. The neoclassical perspective predicts a homogenizing effect, assuming that key conditions are met, while a competing theory predicts that increasing competition will inevitably be met by increases in the scale of production. Incentives to focus production in a small number of places would lead to economic and demographic concentration in the urban centers or regions enjoying better infrastructure, more qualified labor forces, and more extensive markets for labor and consumption. A renewed cycle of locus in Mexico's largest metropolitan zones may

  1. Analysis of increasing trend of mortgage volume in the Czech Republic

    Directory of Open Access Journals (Sweden)

    Petra Střelcová

    2009-01-01

    Full Text Available The aim of this paper is an empirical analysis of mortgage volume in the Czech Republic and factors identification of the increasing trend of the mortgage volume in the period from 2001 to 2007. Firstly, analysis of quarterly time series of mortgage volume and average mortgage rate are performed. Consequently, causality between mortgage volume and average mortgage rate is analysed. The morgage rate is the most important factor for economic subjects decision of residential investment. Afterwards, it is analysed causality between mortgage volume and selected factors via multiple regression analysis. Based on this analysis, influencing factors for multiple regression analysis describing mortgage volume are selected. Our empirical analysis validate the causality between mortgage volume and mortgage rate, unemployment rate and price level of real estates. Part of this paper is also economic eduction of causality and estimation of expect progress of mortgage volume especially in connection with present economic and business recession.

  2. Sustainable urban development in Brisbane City--the Holy Grail?

    Science.gov (United States)

    Rahman, K; Weber, T

    2003-01-01

    Impacts from urban stormwater runoff on receiving environments have been well documented, particularly through specific regional scientific studies. Using various local government planning and management elements, urban developments in Brisbane City are now able to address stormwater management in an increasingly holistic context. One key initiative includes facilitating Water Sensitive Urban Design (WSUD) components within an Integrated Water Management Strategy that looks at policy formation, planning strategies, design option, community marketing and acceptance, maintenance programs and finally evaluation of various WSUD approaches. These can include the use of Natural Channel Designs, grassed swales, bio-filtration systems, porous pavements and roofwater tanks in several economic combinations. By linking with the Cooperative Research Centre for Catchment Hydrology, Brisbane City Council has influenced the design of WSUD planning tools and benefited the city with academic inputs into extensive evaluation programs. As well, it has also contributed to the Cooperative Research Centre's research outcomes. These evaluation programs are increasingly providing better understanding of various stormwater quality best management practices throughout Australia. As part of the overall implementation process, active involvement by a range of stakeholders has been crucial. These stakeholders have included internal planning, development assessment and design staff, external consultants, developers, and other local and state government agencies. The latter two groups are assisting in the important task of "regionalisation" of Brisbane City Council's policies and guidelines. Implementation of WSUD initiatives and stormwater re-use strategies under Council's new "Integrated Water Management" agenda are showing some excellent results, suggesting that sustainable urban development is no longer like the search for the Holy Grail.

  3. The Greenness of Cities: Carbon Dioxide Emissions and Urban Development

    OpenAIRE

    Glaeser, Edward L.; Kahn, Matthew E.

    2008-01-01

    Carbon dioxide emissions may create significant social harm because of global warming, yet American urban development tends to be in low density areas with very hot summers. In this paper, we attempt to quantify the carbon dioxide emissions associated with new construction in different locations across the country. We look at emissions from driving, public transit, home heating, and household electricity usage. We find that the lowest emissions areas are generally in California and that the h...

  4. 78 FR 59890 - Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

    Science.gov (United States)

    2013-09-30

    ... construction and policy implications demonstrates that there are sound reasons for adopting either... borrower except for minor adjustments.\\16\\ \\16\\ Handbook 4155.1, Ch. 6, Sec. C (Mortgage Credit Analysis....gov/hudportal/HUD?src=/program_offices/administration/hudclips/handbooks/hsgh/4155.1 . Requiring...

  5. Towards socially and economically sustainable urban developments : impacts of toll pricing on residential developments.

    Science.gov (United States)

    2013-12-01

    The goal of this research is to investigate the effects of road pricing on residential land use choices and to : help select pricing policies that foster socially and economically sustainable residential development in : urbanized residential areas. ...

  6. 9 CFR 55.6 - Mortgage against animals.

    Science.gov (United States)

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids have...

  7. 9 CFR 53.9 - Mortgage against animals or materials.

    Science.gov (United States)

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant to...

  8. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Science.gov (United States)

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been destroyed...

  9. 76 FR 43826 - Mortgage Acts and Practices-Advertising

    Science.gov (United States)

    2011-07-22

    ... commercial communication regarding any term of any mortgage credit product; and imposes certain recordkeeping... misrepresentation in any commercial communication regarding any term of any mortgage credit product, and it imposed... ``making any material misrepresentation * * * in any commercial communication, regarding any term of any...

  10. Secondary mortgage market (SMM): Is it right for financing housing ...

    African Journals Online (AJOL)

    It notes that the scale of mortgage origination in the primary market is limited; the adjudication process is slow; collateralization is inadequate; and the land title regime is poor. It suggests that it is appropriate for Ghana to concentrate on solving these basic problems before any attempt at implementing a secondary mortgage ...

  11. 24 CFR 3500.21 - Mortgage servicing transfers.

    Science.gov (United States)

    2010-04-01

    ... servicer means a servicer, including a table funding mortgage broker or dealer on a first lien dealer loan..., mortgage broker who anticipates using table funding, or dealer who anticipates a first lien dealer loan... applicants, and material in square brackets is optional or alternative language. The model format may be...

  12. 78 FR 51046 - Registration of Mortgage Loan Originators

    Science.gov (United States)

    2013-08-20

    ... FARM CREDIT ADMINISTRATION 12 CFR Part 610 RIN 3052-AC78 Registration of Mortgage Loan Originators... residential mortgage loan originators employed by Farm Credit System (FCS or System) institutions. We are... loan originators at banks, savings associations, credit unions, FCS institutions, and their...

  13. 7 CFR 1718.54 - Availability of model mortgage.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Mortgage for Distribution Borrowers...

  14. Prepayment and the Valuation of Danish Mortgage-Backed Bonds

    DEFF Research Database (Denmark)

    Jakobsen, Svend

    Ph.D. thesis on prepayment modelling and valuation of Danish mortgage backed bonds. The thesis discusses several aspects of mortgage backed bonds including after-tax valuation, the special Danish delivery option, rational prepayment behavior, transaction costs and heterogenous borrowers. The thes...... concludes with an empirical analysis of pricing and holding period returns...

  15. Subprime cities: the political economy of mortgage markets

    NARCIS (Netherlands)

    Aalbers, M.B.

    2012-01-01

    The study of mortgage markets has traditionally been the domain of economists. During historic times of turmoil and change, however, social scientists of various stripes are often called upon to shape our understanding of ways mortgage markets function. We are presently experiencing an episode of

  16. 77 FR 39222 - Consumer Use of Reverse Mortgages

    Science.gov (United States)

    2012-07-02

    ... influence reverse mortgage consumers' decision-making, consumers' use of reverse mortgage loan proceeds.... Sensitive personal information such as account numbers or Social Security numbers should not be included... personal information that could be used to identify an individual consumer or account, nor should they...

  17. 31 CFR 337.8 - Payment of mortgage insurance premiums.

    Science.gov (United States)

    2010-07-01

    ... insurance premiums. When certificated debentures are tendered for purchase prior to maturity in order that the proceeds thereof be applied to pay for mortgage insurance premiums, any difference between the amount of the debentures purchased and the amount of the mortgage insurance premium will generally be...

  18. The Relationship of Financial Development, Urbanization and Urban-Rural Income Gap: An Empirical Research Based on Provincial Panel Data in China

    Directory of Open Access Journals (Sweden)

    Shaowei Chen

    2014-04-01

    Full Text Available Financial development and the urbanization are important influence factors of the urban-rural income gap, and financial development can be measured by three main indexes which are financial scale, financial activities and financial efficiency. The financial development scale of China has obviously widened the urban-rural income gap. But rural financial activities have obvious effect on increasing farmers’ income, and the improvement of financial efficiency is helpful for narrowing the urban-rural income gap. The Kuznets effect between economic development and the urban-rural income gap has regional diversity. Besides that, the improvement of urbanization is also helpful for shorting the urban-rural income gap.

  19. Multi-scaling allometric analysis for urban and regional development

    Science.gov (United States)

    Chen, Yanguang

    2017-01-01

    The concept of allometric growth is based on scaling relations, and it has been applied to urban and regional analysis for a long time. However, most allometric analyses were devoted to the single proportional relation between two elements of a geographical system. Few researches focus on the allometric scaling of multielements. In this paper, a process of multiscaling allometric analysis is developed for the studies on spatio-temporal evolution of complex systems. By means of linear algebra, general system theory, and by analogy with the analytical hierarchy process, the concepts of allometric growth can be integrated with the ideas from fractal dimension. Thus a new methodology of geo-spatial analysis and the related theoretical models emerge. Based on the least squares regression and matrix operations, a simple algorithm is proposed to solve the multiscaling allometric equation. Applying the analytical method of multielement allometry to Chinese cities and regions yields satisfying results. A conclusion is reached that the multiscaling allometric analysis can be employed to make a comprehensive evaluation for the relative levels of urban and regional development, and explain spatial heterogeneity. The notion of multiscaling allometry may enrich the current theory and methodology of spatial analyses of urban and regional evolution.

  20. Developing Policy for Urban Autonomous Vehicles: Impact on Congestion

    Directory of Open Access Journals (Sweden)

    David Metz

    2018-04-01

    Full Text Available An important problem for surface transport is road traffic congestion, which is ubiquitous and difficult to mitigate. Accordingly, a question for policymakers is the possible impact on congestion of autonomous vehicles. It seems likely that the main impact of vehicle automation will not be seen until driverless vehicles are sufficiently safe for use amid general traffic on urban streets. Shared use driverless vehicles could reduce the cost of taxis and a wider range of public transport vehicles could be economic. Individually owned autonomous vehicles would have the ability to travel unoccupied and may need to be regulated where this might add to congestion. It is possible that autonomous vehicles could provide mobility services at lower cost and wider scope, such that private car use in urban areas could decline and congestion reduce. City authorities should be alert to these possibilities in developing transport policy.

  1. Electricity (in)accessibility to the urban poor in developing countries

    DEFF Research Database (Denmark)

    Singh, Rozita; Wang, Xiao; Mendoza, Juan Carlos

    2015-01-01

    More than half of the world’s population now lives in urban areas. The difficulties involved in providing new urban residents with a wide variety of services reveals a new face of poverty, one in which urban communities cannot access or afford basic modern energy services for their development...... and empowerment. As an enabler of development processes, access to electricity in urban and peri-urban contexts plays a key role in providing possibilities and solutions to the urban poor. Energy poverty is no longer a rural-only phenomenon, and a concerted effort is needed to find solutions. Taking...... this into account, the Global Network on Energy for Sustainable Development (GNESD) initiated the Urban Peri-Urban Energy Access (UPEA) project in 2006. The objective was to understand the barriers to energy access in the context of the urban poor in seven countries. Barriers from both the supply and demand sides...

  2. Achiving sustainability in urban transport in developing and transition countries

    Energy Technology Data Exchange (ETDEWEB)

    Braeuninger, Michael; Schulze, Sven; Leschus, Leon [Hamburg Institute of International Economics (HWWI), Hamburg (Germany); Perschon, Juergen; Hertel, Christof; Field, Simon; Foletta, Nicole [European Institute for Sustainable Transport (EURIST), Hamburg (Germany)

    2012-01-15

    Sustainable transport is an urging issue on a few accounts: The transport sector was responsible for 23% global CO{sub 2} emission in 2007. It also has a number of other effects like air and noise pollution, land use etc. These effects are especially relevant in cities, where already half of the world's population is living today. With a growing world population and ongoing urbanisation the number and share of city dwellers will rise considerably in the next decades. Thus, sustainability in urban transport becomes increasingly important. This report first provides a short overview of the most important data behind the sustainability problems in urban transport. Then the question is addressed, what sustainable mobility is and where the main obstacles are on the path to more sustainability. The central part of the study deals with the most important policies and instruments enhancing sustainable (urban) mobility. The main feature of each section within that part of the study is the combination of theoretical background information and arguments with case studies from developing and transition countries. Accordingly, the reader gets an idea of the vast range of available instruments in order to promote sustainable mobility. But it is also shown that it is not only necessary but also possible to introduce or enhance sustainable urban transport regardless of the income position of the specific region, country or city. Besides, success factors for different instruments are identified, thereby deriving promising routes for countries or a group of countries according to their state of economic development. (orig.)

  3. The urban development in Dubai : A descriptive analysis

    OpenAIRE

    Fazal, Fatema

    2008-01-01

      The aim of this paper is to analyse the urban development in Dubai by means of the fourquadrant model, presented by DiPasquale and Wheaton, which represents the market for real estate use and assets. The focus is on factors such as economic growth, access to oil, population growth and the incentive of the government to promote developments in Dubai, to study how they affect the real estate market. It is observed how all these factors contribute to the expansion of the construction sector an...

  4. Using Urban-Carrying Capacity as a Benchmark for Sustainable Urban Development: An Empirical Study of Beijing

    Directory of Open Access Journals (Sweden)

    Yigang Wei

    2015-03-01

    Full Text Available Sustainable urban development has been receiving growing concerns from both city managers and urban residents across the world. As a yardstick of sustainability, urban carrying capacity (UCC is an important conceptual underpinning that guides local governments in promoting sustainable urban development. However, existing studies still lack consensus not only on the theoretical aspects, but also on the methodological issues for UCC monitoring and evaluation. A knowledge gap exists, which this paper fills. This study aims to develop a practical UCC assessment framework to guide urban development towards achieving sustainability. The quantitative-based assessment framework provides a set of measurable indicators and benchmarks for city managers to conduct routine monitoring on progress toward urban sustainability, and helps identify deficient areas, which urgently need resource allocation to improve UCC. Focusing on a case study of Beijing, this study demonstrates that the framework is useful in promoting urban sustainability. This framework provides rich implications for other city prototypes in China as the nation marches into the next phase of development.

  5. Urban Agglomerations in Regional Development: Theoretical, Methodological and Applied Aspects

    Directory of Open Access Journals (Sweden)

    Andrey Vladimirovich Shmidt

    2016-09-01

    Full Text Available The article focuses on the analysis of the major process of modern socio-economic development, such as the functioning of urban agglomerations. A short background of the economic literature on this phenomenon is given. There are the traditional (the concentration of urban types of activities, the grouping of urban settlements by the intensive production and labour communications and modern (cluster theories, theories of network society conceptions. Two methodological principles of studying the agglomeration are emphasized: the principle of the unity of the spatial concentration of economic activity and the principle of compact living of the population. The positive and negative effects of agglomeration in the economic and social spheres are studied. Therefore, it is concluded that the agglomeration is helpful in the case when it brings the agglomerative economy (the positive benefits from it exceed the additional costs. A methodology for examination the urban agglomeration and its role in the regional development is offered. The approbation of this methodology on the example of Chelyabinsk and Chelyabinsk region has allowed to carry out the comparative analysis of the regional centre and the whole region by the main socio-economic indexes under static and dynamic conditions, to draw the conclusions on a position of the city and the region based on such socio-economic indexes as an average monthly nominal accrued wage, the cost of fixed assets, the investments into fixed capital, new housing supply, a retail turnover, the volume of self-produced shipped goods, the works and services performed in the region. In the study, the analysis of a launching site of the Chelyabinsk agglomeration is carried out. It has revealed the following main characteristics of the core of the agglomeration in Chelyabinsk (structure feature, population, level of centralization of the core as well as the Chelyabinsk agglomeration in general (coefficient of agglomeration

  6. Detecting Development Pattern of Urban Business Facilities Using Reviews Data

    Directory of Open Access Journals (Sweden)

    JIANG Botao

    2015-09-01

    Full Text Available This paper reveals and utilizes the growing power of online customer reviews in the space and time context. The location of commercial facilities and online customer reviews offered by Dianping.com provide an important data source for the study of spatial and temporal dynamics of urban commercial facilities. The constraints of road network are taken into account towards computing the density of urban commercial facilities and associated online customer reviews, as well as their spatial distribution, temporal trend, and the coupling relationship between facility number and stratification level. This paper maps the spatial distribution of commercial facilities onto the nearby road network, reflecting the influences of the locations, number and satisfaction levels of other commercial facilities across various street types. Because more and more customers tend to make a final shopping decision by sorting through search results by ratings and feedback, the research conducted in this paper can provide the proof for quantitative evaluation of urban planning on commercial facility development.

  7. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Science.gov (United States)

    2010-04-01

    ... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Mortgage loans on real estate... § 210.12-29 Mortgage loans on real estate. 1 [For Certain Real Estate Companies] Column A—Description 2... amount of the extended mortgages, explain. 7 If any item of mortgage loans on real estate investments has...

  8. 77 FR 21580 - Changes in Certain Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for...

    Science.gov (United States)

    2012-04-10

    ... Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for Fiscal Year (FY) 2013 AGENCY...: In accordance with HUD regulations, this notice announces changes of the mortgage insurance premiums... mortgage. The mortgage insurance premiums to be in effect for FHA firm commitments issued or reissued in FY...

  9. Whose urban development? Changing credibilities, forms and functions of urbanization in Chengdu, China

    DEFF Research Database (Denmark)

    Zeuthen, Jesper Willaing

    2017-01-01

    In Chengdu, as in most other Chinese mega-cities, urbanization has been very rapid over the last three decades. In the current phase of urbanization, approximately 900,000 villagers in Chengdu alone have been resettled to urban-style settlements in order to release space for new arable land and t...

  10. Planning Urban Development from an Outsider’s Perspective: Siem Reap, the Backdrop of Changing Urban Representations

    Directory of Open Access Journals (Sweden)

    Adele Esposito

    2014-11-01

    Full Text Available This article explores the internationalization of urban planning in Siem Reap, the town situated as the gateway to the Archaeological Park of Angkor. After Angkor was listed as a World Heritage Site in 1992, international donors and consultants have been involved in the management of Siem Reap Province, where the archaeological park is located. Not only have they been engaged in the conservation and the enhancement of the  archaeological heritage, but they have also planned the future development of nearby Siem Reap. Foreign consultants, coming from Europe and East Asia, have tried to determine what the best suitable models and tools for the urban development of Siem Reap should be, while tourism development and foreign investments were constantly growing. No planning proposal implemented has been completely successful but, several teams of international consultants have carried out new plans that acknowledged the evolution of the urban context. In this article, I question the representation of urban space formulated by these plans and the way they were constructed by consultants coming from different cultural backgrounds and having specific objectives. The article describes how Siem Reap’s built heritage and recent urban phenomena are perceived and analyzes how internationally shared notions and principles (e.g., the discourse of “sustainable development” influence the imagination of future urban development. Faced with the failure of this series of plans, Siem Reap appears to be the backdrop to where evolving urban imagination takes place.

  11. 2010 World Expo and Urban Life Quality in Shanghai in Terms of Sustainable Development

    Institute of Scientific and Technical Information of China (English)

    Zhu Dajian; Peter P.Rogers

    2006-01-01

    Based on sustainable development theory and the UN's Human Development Index, this thesis puts forward what the quality of urban life implies,makes a study of the world Expo's potential influences on the urban life of Shanghai and advances the strategy and measures to strengthen the life-quality-facing urban management

  12. Contemplating ‘Quality Street’ : integration of environmental quality in planning sustainable urban development

    NARCIS (Netherlands)

    van Stigt, M.

    2016-01-01

    The challenge of sustainable urban development entails integration of environmental interests in decision-making about urban plans. In practice, this is not always successful. This dissertation offers explanations and suggests some strategies for further improvement. Three different perspectives are

  13. analysis of urban poverty and its implications on development in uyo

    African Journals Online (AJOL)

    DJFLEX

    The study revealed significant relationship between factors of urban poverty and development in Uyo urban area. The study recommended the .... processes of change including economic, demographic, political, cultural, technological and ...

  14. URBAN TRANSPORT AND LOCAL GOVERNANCE IN ASIAN DEVELOPING COUNTRIES

    Directory of Open Access Journals (Sweden)

    Akira MORITA

    2004-01-01

    This paper comprises a GIS-based land use analysis on the relationship between urbanization and transport infrastructure development, b GPS-based travel behavior survey, and c interview survey on residents' satisfaction with transport infrastructures and services. It was shown that the current land use patterns largely differ depending on the existence of agricultural infrastructure development in the pre-urbanized stage. It was also confirmed by a GPS-based travel survey that travel behavior patterns in scattered development areas are significantly different from those in orderly development areas. The former areas lack not only road space but also a structured hierarchy of networks, resulting in inefficient travel behaviors with low speed and detours. The GPS survey gave clearer pictures to grasp the relationship between travel patterns of residents and their demand for the improvement of local transport services. It was indicated that local governments who are responsible for these demands often fail to meet them due to financial and institutional limitations of the current system.

  15. MANAGING PHYSICAL DEVELOPMENT IN PERI-URBAN AREAS OF KUMASI, GHANA: A CASE OF ABUAKWA

    Directory of Open Access Journals (Sweden)

    Paul Amoateng

    2013-01-01

    Full Text Available A remarkable trait of the 21 st century has been the high rate of urbanization which has characterized the growth and development of cities especially in developing countries. This situation has fuelled rapid physical development and expansion of peri-urban areas as urban dwellers relocate to cities’ peripheries. Focusing on Abuakwa a peri-urban area in Kumasi, the second largest city in Ghana, this paper assesses the nature and extent of physical development in peri-urban areas, and identifies the factors contributing to the rapid development of peri-urban areas. The paper further examines the effects of the increasing physical growth on the development of peri-urban Abuakwa. Using a case study approach, both primary and secondary sources of data were collected from decentralized government institutions of Kumasi Metropolitan Assembly (KMA and Atwima Nwabiagya District Assembly (ANDA, as well as indigenes and relocated urban dwellers in Abuakwa. The paper reveals that the outward drift has manifested itself in an increased scramble for land for residential and commercial purposes in the peri-urban area. The resultant effect has been the fast and spontaneous physical development in the urban periphery which has significantly altered the peri-urban morphology. The paper recommends the establishment of Customary Land Secretariat (CLS to co-ordinate allocation of land, and the application of settlement growth management approaches to ensure the creation of a functional city and liveable peri-urban areas.

  16. Housing and Urban Development trends in Czech Republic

    Directory of Open Access Journals (Sweden)

    Karel Schmeidler

    2008-01-01

    Full Text Available This article describes housing trends in Czech Republic, which are determined by social, economic, technical and cultural changes of last two decades In Central Europe. Those trends have positive and also negative sides: positive can be seen the quantitative and qualitative growth of housing space, variety of architectural solutions for individualised customer. Negative aspect is urban sprawl, which together with individual automobile occupancy destroys nature, space and land values. Future development is inevitable, proper design of housing needs sensitive multidisciplinal attitude and understanding of the needs of man and nature.

  17. Cultural Development Strategies and Urban Gay Tourism Revitalization

    Directory of Open Access Journals (Sweden)

    Jose M Prat Forga

    2015-12-01

    Full Text Available Municipal governments increasingly turn to cultural and leisure activities to promote and revitalize their cities. This study analysed the development of gay tourism in Barcelona (Spain by means of music festivals. While a significant body of literature has examined revitalization strategies that focus primarily around entertainment and commerce, this paper focuses on strategies in the development of cultural and leisure activities around this specific tourism population. It presents findings from a local survey distributed to key stakeholders in the promotion and development of this tourism (local agents and gay tourists. The survey data indicate that although most agents are guided by a varied set of goals, marketing objectives (“image city” and “brand city” guide the development and support of urban gay tourism in Barcelona.

  18. Distribution of Costs and Profits in Urban Development

    DEFF Research Database (Denmark)

    Christensen, Finn Kjær; Sørensen, Michael Tophøj

    2009-01-01

    Most countries have a system - procedures and tools - for foreseeable, clear and fair distribution of costs and profits in urban development. However, the distribution of profits and costs between the municipality and the developers /landowners is in Denmark rather fragmented and not very...... transparent as the distribution is regulated throughout the whole planning and environmental regulation system. Furthermore, development agreements – an “old” tool in many countries and an efficient tool to distribute profits and costs between the public and private sector – have only recently become possible...... in Denmark, and only under some special circumstances. This paper aims to clarify how costs and profits are distributed between the municipality and the developers /landowners in Denmark. The paper analyses how the Danish planning and environmental regulation system handles this issue. Based on the analysis...

  19. Higher Bank Capital Requirements and Mortgage Pricing: Evidence from the Countercyclical Capital Buffer (CCB)

    OpenAIRE

    Basten, Christhoph; Koch, Cathérine

    2015-01-01

    How has the CCB affected mortgage pricing after Switzerland became the first country to activate this Basel III macroprudential tool? By analyzing a database with several offers per mortgage request, we construct a picture of mortgage supply and demand. We find, first, that the CCB changes the composition of mortgage supply, as relatively capital-constrained and mortgage-specialized banks raise prices more than their competitors do. Second, risk-weighting schemes linked to borrower risk do no...

  20. Montepulciano 3D virtual models for urban planning and development of the urban environment

    Directory of Open Access Journals (Sweden)

    Stefano Bertocci

    2014-05-01

    Full Text Available The research work carried out by the Department of Architecture of Florence and the Department of Civil Engineering and Architecture of Pavia for the administration of Montepulciano (SI was aimed to study new methods of analysis and promotion of the city. The representation of the street fronts of the historic center, realized in a decade of analysis in which it is carried out the study for the planning, has formed a corpus of documents useful for the realization of a three-dimensional model of the city itself. The model, which allows a dynamic interaction with the urban structure, has been designed to develop tools for valuation of the activities and the historical and cultural heritage. It is possible through the determination of a structure of a visual interface and interactive multimedia which would transform the model in a real emotional space.

  1. Influences of Different Land Use Spatial Control Schemes on Farmland Conversion and Urban Development

    Science.gov (United States)

    Zhou, Min; Tan, Shukui; Zhang, Lu

    2015-01-01

    Land use planning is always officially implemented as an effective tool to control urban development and protect farmland. However, its impact on land use change remains untested in China. Using a case study of Hang-Jia-Hu region, the main objective of this paper was to investigate the influence of different land use spatial control schemes on farmland conversion and urban development. Comparisons of farmland conversion and urban development patterns between the urban planning area and the non-urban planning area were characterized by using remote sensing, geographical information systems, and landscape metrics. Results indicated that farmland conversion in the non-urban planning area was more intensive than that in the urban planning area, and that farmland patterns was more fragmented in the non-urban planning area. Built-up land patterns in the non-urban planning area showed a trend of aggregation, while those in the urban planning area had a dual trend of fragmentation and aggregation. Existing built-up areas had less influence on built-up land sprawl in the non-urban planning area than that in the urban planning area. Built-up land sprawl in the form of continuous development in the urban planning area led to farmland conversion; and in the non-urban planning area, built-up land sprawl in the form of leapfrogging development resulted in farmland areal declines and fragmentation. We argued that it is a basic requirement to integrate land use plans in urban and non-urban planning areas for land use planning and management. PMID:25915897

  2. Influences of different land use spatial control schemes on farmland conversion and urban development.

    Science.gov (United States)

    Zhou, Min; Tan, Shukui; Zhang, Lu

    2015-01-01

    Land use planning is always officially implemented as an effective tool to control urban development and protect farmland. However, its impact on land use change remains untested in China. Using a case study of Hang-Jia-Hu region, the main objective of this paper was to investigate the influence of different land use spatial control schemes on farmland conversion and urban development. Comparisons of farmland conversion and urban development patterns between the urban planning area and the non-urban planning area were characterized by using remote sensing, geographical information systems, and landscape metrics. Results indicated that farmland conversion in the non-urban planning area was more intensive than that in the urban planning area, and that farmland patterns was more fragmented in the non-urban planning area. Built-up land patterns in the non-urban planning area showed a trend of aggregation, while those in the urban planning area had a dual trend of fragmentation and aggregation. Existing built-up areas had less influence on built-up land sprawl in the non-urban planning area than that in the urban planning area. Built-up land sprawl in the form of continuous development in the urban planning area led to farmland conversion; and in the non-urban planning area, built-up land sprawl in the form of leapfrogging development resulted in farmland areal declines and fragmentation. We argued that it is a basic requirement to integrate land use plans in urban and non-urban planning areas for land use planning and management.

  3. Developing Research Base Learning in Urban Sociology Class

    Directory of Open Access Journals (Sweden)

    Lumban Arofah

    2015-03-01

    Full Text Available This article aims to describe an introduction research base learning in the urban sociology class. The idea came after evaluating answer sheet from previous year students. Although the student had an ability to demonstrate their understanding on the subject, but they could not be able to relate and describe the subject into the local urban case. The lecture developed the lesson plan that enable student to do a small research and will be presented in the class. The research report and participation of presentation will be counted in for final score. The project divided into 5 steps; preparation - research – presentation – discussion – summarizing. Reflecting the lesson process, there are several important points as a lesson learned; student have an ability to reflect the theories and perspective in urban sociology, understand the differences of formal migrant and informal migrant, describe the behavior of inhabitant in public sphere, analyzing survival mechanism of informal trader, and understand how urban sub culture maintain their culture and develop their group as a place of fellowships for other sub culture members.Tulisan ini bertujuan untuk menjelaskan digunakannya metode pembelajaran berbasis riset pada mata kuliah Sosiologi Perkotaan. Hal tersebut merupakan hasil dari evaluasi lembar jawaban Mahasiswa pada tes final semester pada tahun sebelumnya. Hasil tes final menunjukkan bahwa Mahasiswa mampu menjelaskan materi yang diajarkan dalam pembelajaran namun kesulitan ketika harus mengkaitkannya terhadap permasalahan lokal perkotaan. Pengajar kemudian membuat rencana pembelajaran yang memungkinkan siswa melakukan penelitian sederhana yang nantinya dipresentasikan di depan kelas. Laporan penelitian dan partisipasi dalam pembelajaran diperhitungkan sebagai komponen penilaian dalam skor akhir. Proyek tersebut dibagi kedalam lima tahapan; persiapan – penelitian lapangan – presentasi – diskusi – simpulan.  Berpijak dari pembelajaran

  4. A novel method for feasibility testing urban sustainable development policies

    Directory of Open Access Journals (Sweden)

    O’Doherty Travis

    2013-01-01

    Full Text Available Policy making to promote more sustainable development is a complex task due in part to the large number of both stakeholders and potential policies. Policy feasibility testing provides a guide to the viability and practicality of policy implementation and forms an important part of an evidence based policy making process. An extensive literature review has identified no standardized approach to feasibility testing. This paper addresses this knowledge gap by describing a novel method using Multi-Criteria Decision Analysis (MCDA for feasibility testing of policies aimed at increasing the sustainability of towns and villages in Ireland. Feasibility results are provided for 40 frequently cited policy interventions tested for 18 settlements in Ireland. Policies were selected in the arenas of transport, food, housing and urban form, energy, waste and water. Policies are feasibility tested through analysis of operational evidence from both quantitative and qualitative data sources. Following testing, policies are ranked in terms of feasibility. This research examines the effectiveness of local and national level policies and the importance of both local community involvement and central government regulation in policy success. The inter-settlement variation in feasibility testing scores prioritises policy selection and aims to reduce cherry-picking of policies to support the viewpoints of the decision maker. Although developed for an Irish urban context the methods described here may have applicability elsewhere.

  5. Urban wastewater development in Central and Eastern Europe.

    Science.gov (United States)

    Somlyódy, László; Patziger, Miklós

    2012-01-01

    In the early nineties the region of Central and Eastern Europe (CEE, more than 1 million km² and 100 million inhabitants) went through fundamental political, economic and social changes which eventually led to the European integration process. This positively influenced urban water and wastewater management , which had an unbalanced structure and rather low level of development. The paper outlines first the 1990 situation (water supply, sewerage and wastewater treatment (WWT)) and the infrastructure development of the last two decades, on the basis of a comprehensive data collection for six countries (Bulgaria, the Czech Republic, Hungary, Poland, Romania and Slovakia). Austria serves as a reference basis. Alterations of some of the drivers such as GDP (Gross Domestic Product), water tariff, investment funding and legislation are studied in detail. Then, the paper focuses on WWT by analyzing data of 20 large plants. Influent and effluent quality is evaluated. Technology indicators are estimated and assessed. They include plant removal rates and violation ratios assuming the application of the Urban Wastewater Directive, primary clarifier removal rates, actual anoxic volume and sludge age in comparison with the recommendations of the ATV guideline, criteria of secondary settling tanks and energy consumption. Finally, nutrient removal rates and upgrading options are outlined.

  6. Self-organization in interface dynamics and urban development

    OpenAIRE

    Meron, Ehud

    1999-01-01

    The view of the urban environment as an extended nonlinear system introduces new concepts, motivates new questions, and suggests new methodologies in the study of urban dynamics. A review of recent results on interface dynamics in nonequilibrium physical systems is presented, and possible implications on the urban environment are discussed. It is suggested that the growth modes of specific urban zones (e.g. residential, commercial, or industrial) and the factors affecting them can be studied ...

  7. School as Community, Community as School: Examining Principal Leadership for Urban School Reform and Community Development

    Science.gov (United States)

    Green, Terrance L.

    2018-01-01

    For decades, reform has been a persistent issue in urban schools. Research suggests that urban school reforms that are connected to equitable community development efforts are more sustainable, and that principals play a pivot role in leading such efforts. Yet, limited research has explored how urban school principals connect school reform with…

  8. What policies should be there for employment in urban areas of developing countries?

    OpenAIRE

    Gugushvili, Alexi

    2006-01-01

    This paper examines employment policies in urban areas of developing world. We follow traditional economic analysis and present the urban unemployment problem as an inequality of labour supply and demand on labour markets. The effects of demand-side and supply-side policies on informal urban employment are investigated through econometrical models. One or several variables are employed as crude proxies for every policy option. The dependent variable is informal urban employment as a per cent ...

  9. Urbanization in Kenya: Urbanization Trends and Prospects; Rural Development and Urban Growth. An International Urbanization Survey Report to the Ford Foundation.

    Science.gov (United States)

    Laurenti, Luigi; Gerhart, John

    Two articles on the urbanization of Kenya are presented in this survey. The first one, "Urbanization Trends and Prospects," by Luigi Laurenti, states that urbanization has only recently been recognized as a problem of some importance in Kenya, and this recognition is far from comprehensive. Consequently, public policy--and especially…

  10. Study on the Delimitation of the Urban Development Boundary in a Special Economic Zone: A Case Study of the Central Urban Area of Doumen in Zhuhai, China

    Directory of Open Access Journals (Sweden)

    Biao Zheng

    2018-03-01

    Full Text Available Since it implemented open-door policies, China has become the fastest growing economy in the world, and its urbanization level has steadily improved. Taking a special economic zone as the object of study, this paper delineates the urban development boundary of the Central Urban Area of Doumen. Using multiple models and methods, the urban development rigid and elastic boundaries are delineated separately, with the rigid boundary serving as the premise and foundation for delineating the elastic boundary. The results are as follows. First, the scale of the urban development rigid boundary is 79.60 km². Moreover, the scales of the urban development elastic boundaries in 2020 and 2026 are 24.51 km² and 28.53 km², respectively. Second, by delimiting the urban development elastic boundary, the compactness of urban land will be improved. Third, the urban development boundary of this paper is reasonable in theory. This paper suggests that the urban development boundary can curb urban sprawl and guide rational urban development, which is conducive to optimizing an urban spatial layout.

  11. Developments for medium-capacity urban public transport

    Energy Technology Data Exchange (ETDEWEB)

    Calverley, H B

    1979-11-01

    Light guideway transit (LGT), that is, automatically operated urban electric vehicles carrying 12 to 70 passengers via elevated guideways or underground tunnels, with stations 250 to 800 meters apart, and self-contained during off hours as regards propulsion and control, could help relieve future energy demands. Over 30 LGT systems are currently under development, and their various mechanical, electrical, and power-source (three-phase distribution, thyristor phase-angle control and dc rotating motors) aspects are presented. Developments in present-day trolleys, battery buses (lead-acid, alkaline), combustion-engined buses, and hybrid vehicles are reviewed, with particular emphasis on energy, such as its mechanical storage by flywheels during regenerative braking. Specific requirements of future LGT systems, including vehicle support systems (by magnetic levitation using dc magnets, air support by either cushion or suction, pneumatic tires, steel wheels, or above-ground suspension), headway and line capacity, junction switching, and automatic vehicle control are discussed.

  12. Early Vocabulary Development in Rural and Urban Mozambique

    Directory of Open Access Journals (Sweden)

    Paul Vogt

    2015-01-01

    Full Text Available This paper presents an adaptation of the MacArthur-Bates Communicative Development Inventories (short version into three languages spoken in Southern Mozambique. The tool was adapted to study vocabulary development among children of 12 to 25 months of age in two communities: a rural, monolingual Changana speaking community and an urban bilingual Ronga and Portuguese speaking community. We present a norming study carried out with the adaptation, as well as a validation study. The norming study revealed various predictors for reported expressive and receptive vocabulary size. These predictors include age, socioeconomic status, reported health problems, caregiving practices, and location. The validation of the CDI among a small sample in both communities shows positive correlations between the reported expressive vocabulary scores and children’s recorded word production. We conclude that the adapted CDI is useful for research purposes and could be used as a template for adaptations into other languages from similar cultures.

  13. A lead isotope perspective on urban development in ancient Naples.

    Science.gov (United States)

    Delile, Hugo; Keenan-Jones, Duncan; Blichert-Toft, Janne; Goiran, Jean-Philippe; Arnaud-Godet, Florent; Romano, Paola; Albarède, Francis

    2016-05-31

    The influence of a sophisticated water distribution system on urban development in Roman times is tested against the impact of Vesuvius volcanic activity, in particular the great eruption of AD 79, on all of the ancient cities of the Bay of Naples (Neapolis). Written accounts on urbanization outside of Rome are scarce and the archaeological record sketchy, especially during the tumultuous fifth and sixth centuries AD when Neapolis became the dominant city in the region. Here we show that isotopic ratios of lead measured on a well-dated sedimentary sequence from Neapolis' harbor covering the first six centuries CE have recorded how the AD 79 eruption was followed by a complete overhaul of Neapolis' water supply network. The Pb isotopic signatures of the sediments further reveal that the previously steady growth of Neapolis' water distribution system ceased during the collapse of the fifth century AD, although vital repairs to this critical infrastructure were still carried out in the aftermath of invasions and volcanic eruptions.

  14. Trends in the Development of Mortgage Lending in Ukraine Тенденци�� развития ипотечного кредитования в Украине

    Directory of Open Access Journals (Sweden)

    Vanin Anton О.

    2012-05-01

    Full Text Available The article deals with the formation and the current state of mortgage lending in Ukraine, prospects of development of housing mortgages, especially mortgage lending around the world. The critical factors which are integral factors in determining the risks of insolvency of the borrower.В статье раскрывается формирование и нынешнее состояние ипотечного кредитования в Украине, перспективы развития ипотеки жилья, особенности ипотечного кредитования в разных странах мира. Исследованы критические факторы, которые являются неотъемлемыми факторами при определении рисков, связанных с неплатежеспособностью заемщика.

  15. Improving Land Administration and Management for Sustainable Urban Development : Philippines Urbanization Review Policy Notes

    OpenAIRE

    World Bank

    2017-01-01

    This policy note assesses the performance of existing land administration and management (LAM) system in the Philippines in creating an environment for competitive cities. It looks at the influence of LAM (including property rights) in the proper functioning of land markets in urban areas; the effectiveness of land use planning and regulations in shaping urban growth, reducing informality,...

  16. Can additional urban development have major impacts on streamflow of a peri-urban catchment? A case study from Portugal

    Science.gov (United States)

    Ferreira, Carla; Walsh, Rory; Nunes, João; Steenhuis, Tammo; de Lima, João; Coelho, Celeste; Ferreira, António

    2016-04-01

    It is well known that urban development brings about changes in hydrological response. Relatively little, however, is known about impacts on streamflow during urban development in the Mediterranean climate. This paper examines changes in streamflow resulting from the construction of an enterprise park, a major road and apartment blocks in a small partially urbanized peri-urban catchment (6.2 km2) in central Portugal. These developments led to an increase in urban area from 32% to 40% over a five-year period (hydrological years 2008/09-2012/13). In the initial two-year period minor land-use changes increased impervious surfaces from 12.8% to 13.2%. The subsequent three-year period led to a further 17.2% increase in impervious area. Streamflow was recorded by a V-notch weir at the catchment outlet. Rainfall was recorded at a weather station 0.5km north of the catchment, and by five tipping-bucket raingauges installed in January 2011 within the study catchment. Annual runoff and storm runoff coefficients ranged from 14% to 21% and 9% to 14%, respectively, recorded in 2011/12 and 2012/13. Although these differences in runoff were caused in part by variation in rainfall, the comparison between 2009/10 (pre-) and 2012/13 (post-additional urban development), with broadly similar rainfall (887mm vs 947mm, respectively) and evapotranspiration (740mm vs 746mm), showed a 43% increase in storm runoff (from 90mm to 129mm), resulting from additional overland flow generated largely by the 4.4% increase in impervious surfaces. The additional urban development also led to changes in hydrograph parameters. The increase in storm runoff was not progressive over the study period, but regression lines of storm runoff against rainstorm parameters exhibited higher vertical positions in 2012/13 than 2008/09. Increasing peak flows, however, were more progressive over the study period, with annual regression lines displaying higher vertical positions, but with a clear distance between pre

  17. Path innovation of rural property mortgage financing in China

    OpenAIRE

    Wu Yongchao

    2016-01-01

    Rural property mortgage financing, as an important breakthrough to deepen the reform of rural property right system and financial system, is an important approach to increase the farmers’ property income. Besides, rural property mortgage financing is of great significance in implementing the rural land usufructuary right and meeting the demand of medium-and-long-term and large-scale operation of the funds used in agricultural production. Under the existing institutional arrangement, the prope...

  18. Financial and estimating indicators for assessment of mortgage lending value

    Directory of Open Access Journals (Sweden)

    Antonio Benvenuti

    2013-08-01

    Full Text Available The article proposes a calculation criteria for the determination of the mortgage lending value which originates from the application of the financial method (direct capitalisation, by adopting a capitalisation rate calculated by means of the Debt Coverage Ratio (DCR, taking into consideration the criteria set out by the mortgage lending value, that is (i prudent appreciation of the future marketability, (ii normal and local market conditions, (iii current use and (iv long-term sustainability of the property.

  19. Coupling Modelling of Urban Development and Flood Risk – An Attempt for a Combined Software Framework

    DEFF Research Database (Denmark)

    Löwe, Roland; Sto Domingo, Nina; Urich, Christian

    2015-01-01

    to use the results of the hydraulic simulation to condition DANCE4WATER and to account for flood risk in the simulated urban development. In an Australian case study, we demonstrate that future flood risk can be significantly reduced while maintaining the overall speed of urban development.......We have developed a setup that couples the urban development model DANCE4WATER with the 1D-2D hydraulic model MIKE FLOOD. The setup makes it possible to assess the impact of urban development and infrastructural change scenarios on flood risk in an automated manner. In addition, it permits us...

  20. Legal considerations for urban underground space development in Malaysia

    Directory of Open Access Journals (Sweden)

    F. Zaini

    2017-12-01

    Full Text Available In 2008, the Malaysia land code, named the National Land Code 1965 (NLC 1965, was amended to add Part Five (A to deal with the disposal of underground space. In addition, the Circular of the Director General of Lands and Mines No. 1/2008 was issued to assist the application of Part Five (A of the NLC 1965. However, the legislation is still questionable and has instigated many arguments among numerous actors. Therefore, this research was undertaken to examine legal considerations for the development of underground space. The focus is on four legal considerations, namely underground space ownership, the bundle of rights, depth, and underground space utilization. Rooted in qualitative methods, interviews were conducted with respondents involved in the development of underground space in Malaysia. The obtained data were then analyzed descriptively. The findings differentiated the rights of landowners for surface land and underground space, and their liability for damages and the depth. It was indicated that the current legislation in Malaysia, namely Part Five (A of the NLC 1965 and the Circular of the Director General of Lands and Mines No. 1/2008, is adequate to facilitate the development of underground space in terms of legal considerations. However, to further facilitate the development of underground land in the future, based on the research, four enhancements are recommended for legal considerations pertaining to the development of underground space in Malaysia. Keywords: Underground space, Legal consideration, Land right, Urban development

  1. Retrofitting the Low Impact Development Practices into Developed Urban areas Including Barriers and Potential Solution

    Science.gov (United States)

    Shafique, Muhammad; Kim, Reeho

    2017-06-01

    Low impact development (LID)/green infrastructure (GI) practices have been identified as the sustainable practices of managing the stormwater in urban areas. Due to the increasing population, most of the cities are more developing which results in the change of natural area into impervious areas (roads, buildings etc.). Moreover, urbanization and climate change are causing many water-related problems and making over cities unsafe and insecure. Under these circumstances, there is a need to introduce new stormwater management practices into developed cities to reduce the adverse impacts of urbanization. For this purpose, retrofitting low impact development practices demands more attention to reduce these water-related problems and trying to make our cities sustainable. In developed areas, there is a little space is available for the retrofitting of LID practices for the stormwater management. Therefore, the selection of an appropriate place to retrofitting LID practices needs more concern. This paper describes the successfully applied retrofitting LID practices around the globe. It also includes the process of applying retrofitting LID practices at the suitable place with the suitable combination. Optimal places for the retrofitting of different LID practices are also mentioned. This paper also highlights the barriers and potential solutions of retrofitting LID practices in urban areas.

  2. Retrofitting the Low Impact Development Practices into Developed Urban areas Including Barriers and Potential Solution

    Directory of Open Access Journals (Sweden)

    Shafique Muhammad

    2017-06-01

    Full Text Available Low impact development (LID/green infrastructure (GI practices have been identified as the sustainable practices of managing the stormwater in urban areas. Due to the increasing population, most of the cities are more developing which results in the change of natural area into impervious areas (roads, buildings etc.. Moreover, urbanization and climate change are causing many water-related problems and making over cities unsafe and insecure. Under these circumstances, there is a need to introduce new stormwater management practices into developed cities to reduce the adverse impacts of urbanization. For this purpose, retrofitting low impact development practices demands more attention to reduce these water-related problems and trying to make our cities sustainable. In developed areas, there is a little space is available for the retrofitting of LID practices for the stormwater management. Therefore, the selection of an appropriate place to retrofitting LID practices needs more concern. This paper describes the successfully applied retrofitting LID practices around the globe. It also includes the process of applying retrofitting LID practices at the suitable place with the suitable combination. Optimal places for the retrofitting of different LID practices are also mentioned. This paper also highlights the barriers and potential solutions of retrofitting LID practices in urban areas.

  3. Infrastructure development, income inequality, and urban sustainability in the People's Republic of China

    OpenAIRE

    Mendoza, Octasiano M. Valerio

    2017-01-01

    This paper examines the relationship between infrastructure development and income inequality in urban People's Republic of China. Recent policies target reductions in income inequality while increasing sustainable urban development. Infrastructure investment plays a key role in achieving both goals, yet the effects of different infrastructures on income disparities at the city level remain undetermined. Using 10 city-level infrastructure indicators relating to sustainable urban development a...

  4. Development of a simplified urban water balance model (WABILA).

    Science.gov (United States)

    Henrichs, M; Langner, J; Uhl, M

    2016-01-01

    During the last decade, water sensitive urban design (WSUD) has become more and more accepted. However, there is not any simple tool or option available to evaluate the influence of these measures on the local water balance. To counteract the impact of new settlements, planners focus on mitigating increases in runoff through installation of infiltration systems. This leads to an increasing non-natural groundwater recharge and decreased evapotranspiration. Simple software tools which evaluate or simulate the effect of WSUD on the local water balance are still needed. The authors developed a tool named WABILA (Wasserbilanz) that could support planners for optimal WSUD. WABILA is an easy-to-use planning tool that is based on simplified regression functions for established measures and land covers. Results show that WSUD has to be site-specific, based on climate conditions and the natural water balance.

  5. [Advances in low impact development technology for urban stormwater management].

    Science.gov (United States)

    Liu, Wen; Chen, Wei-ping; Peng, Chi

    2015-06-01

    Low impact development ( LID), as an innovative technology for stormwater management, is effective to mitigate urban flooding and to detain pollutants. This paper systemically introduced the LID technology system, and summarized the reduction effects of three typical LID facilities (i.e. , bio-retention, green roof and permeable pavement) on stormwater runoff and main pollutants in recent literature, as well as research outcomes and experiences of LID technology on model simulation, cost-benefit analysis and management system. On this basis, we analyzed the problems and limitations of current LID technology studies. Finally, some suggestions about future research directions, appropriate design and scientific management were put forth. This work intended to provide scientific basis and suggestions for widespread use and standard setting of LID technology in China by referencing overseas studies.

  6. Identifying urban infrastructure multi-hazard risk in developing country contexts

    Science.gov (United States)

    Taylor, Faith; Malamud, Bruce; Millington, James

    2017-04-01

    This work presents a method to coarsely zone urban areas into different infrastructure typologies, from which physical vulnerability to a range of natural hazards and multi-hazard interactions can be estimated, particularly for developing country contexts where access to data can be a challenge. This work builds upon techniques developed for urban micrometeorology for classifying 12 urban typologies (Stewart and Oke, 2011) using Landsat 8 30 m × 30 m remote sensing imagery (Betchel et al., 2015). For each of these 12 urban typologies, we develop general rules about the presence, type and level of service of 10 broad categories of infrastructure (including buildings, roads, electricity and water), which we refer to as 'urban textures'. We have developed and applied this technique to five urban areas varying in size and structure across Africa: Nairobi (Kenya); Karonga (Malawi); Mzuzu (Malawi); Ibadan (Nigeria) and Cape Town (South Africa). For each urban area, a training dataset of 10 samples of each of the 12 urban texture classes is digitised using Google Earth imagery. A random forest classification is performed using SAGA GIS, resulting in a map of different urban typologies for each city. Based on >1200 georeferenced field photographs and expert interviews for Karonga (Malawi) and Nairobi (Kenya), generally applicable rules about the presence, type and level of service of 12 infrastructure types (the 'urban texture') are developed for each urban typology. For each urban texture, we are broadly reviewing how each infrastructure might be physically impacted by 21 different natural hazards and hazard interactions. This can aid local stakeholders such as emergency responders and urban planners to systematically identify how the infrastructure in different parts of an urban area might be affected differently during a natural disaster event.

  7. Geospatial Based Information System Development in Public Administration for Sustainable Development and Planning in Urban Environment

    Science.gov (United States)

    Kouziokas, Georgios N.

    2016-09-01

    It is generally agreed that the governmental authorities should actively encourage the development of an efficient framework of information and communication technology initiatives so as to advance and promote sustainable development and planning strategies. This paper presents a prototype Information System for public administration which was designed to facilitate public management and decision making for sustainable development and planning. The system was developed by using several programming languages and programming tools and also a Database Management System (DBMS) for storing and managing urban data of many kinds. Furthermore, geographic information systems were incorporated into the system in order to make possible to the authorities to deal with issues of spatial nature such as spatial planning. The developed system provides a technology based management of geospatial information, environmental and crime data of urban environment aiming at improving public decision making and also at contributing to a more efficient sustainable development and planning.

  8. Urban Development for Whom? Changing Forms of Urbanization in Chengdu, China

    DEFF Research Database (Denmark)

    Zeuthen, Jesper Willaing

    is on the institutions regulating changed use of land when communities shift from rural to urban. In the current phase of urbanization far from the city centre, politically decided plans bargained far from rural communities play a much larger role than they did in earlier phases of urbanization closer to the city. China...... process means more formal regulations than in the past, it also means less credible institutions, because regulations may change almost over night as a result of political decisions on which local communities have no influence. In the current situation, the paper argues, the high degree of state control...

  9. Oversizing of the subprime mortgage market as the main cause of its fall

    Directory of Open Access Journals (Sweden)

    Živkov Dejan

    2012-01-01

    Full Text Available The U.S. subprime mortgage crisis was one of the first indicators of the great financial crisis that escalated in late 2008. The law deregulation and human greed are considered to be the main causes of the crisis. However, some recent analyses have shown one more cause of the mortgage crisis, that seems to be crucial - oversizing of the subprime mortgage market. Due to the fact that the subprime mortgage market depends on the prime mortgage market, in an attempt to provide its stability and sustainable growth, some kind of the ratio between the number of subprime and the prime mortgages must have been taken into the consideration.

  10. Self-organization in interface dynamics and urban development

    Directory of Open Access Journals (Sweden)

    Ehud Meron

    1999-01-01

    Full Text Available The view of the urban environment as an extended nonlinear system introduces new concepts, motivates new questions, and suggests new methodologies in the study of urban dynamics. A review of recent results on interface dynamics in nonequilibrium physical systems is presented, and possible implications on the urban environment are discussed. It is suggested that the growth modes of specific urban zones (e.g. residential, commercial, or industrial and the factors affecting them can be studied using mathematical models that capture two generic interface instabilities.

  11. A Study on Planning Strategies for Urban Housing Block Development

    Institute of Scientific and Technical Information of China (English)

    Zeng Wei; Wang Hua; You Juanjuan; Wang Linlin; Li Caige

    2016-01-01

    As a city is the carrier of human society and housing is an important part of a citizen's life and survival,the citizens' choice of their housing mode will influence the material and spiritual life of the individuals,families,and society.In view of the diversification of values and investments,people are eager for a harmonious relationship between the community and the city.As a kind of compact and efficient housing mode,the housing block highlights the organic link of the community within the city in an open and shared living environment.This paper reviews the development of housing blocks in various countries and summarizes the characteristics of housing blocks through a comparison with traditional gated residential quarters and urban blocks.It then analyzes the current difficulties of housing block development in China from aspects such as the planning concept,planning system,management mode,and development mode and accordingly proposes planning principles and strategies in hope of providing theoretical supports for the development and construction of housing blocks in China.

  12. Private Sector-led Urban Development Projects : Management, Partnerships & Effects in the Netherlands and the UK

    NARCIS (Netherlands)

    Heurkens, E.W.T.M.

    2012-01-01

    Subject of study is Private Sector-led Urban Development Projects. Such projects involve property developers taking a leading role and local authorities adopting a facilitating role in the management of the development of an urban area, based on a framework of public requirements and a formal

  13. Institutional conditions for sustainable private sector-led urban development projects : A conceptual model

    NARCIS (Netherlands)

    Heurkens, E.W.T.M.

    2016-01-01

    Across the globe sustainable private sector-led urban development projects (SPUDPs) in the built environment rarely commence as real estate developers face several institutional barriers which limit their capacity to develop economic-viable, social-responsible, environmental-friendly urban places.

  14. [Research progress and development trend of quantitative assessment techniques for urban thermal environment.

    Science.gov (United States)

    Sun, Tie Gang; Xiao, Rong Bo; Cai, Yun Nan; Wang, Yao Wu; Wu, Chang Guang

    2016-08-01

    Quantitative assessment of urban thermal environment has become a focus for urban climate and environmental science since the concept of urban heat island has been proposed. With the continual development of space information and computer simulation technology, substantial progresses have been made on quantitative assessment techniques and methods of urban thermal environment. The quantitative assessment techniques have been developed to dynamics simulation and forecast of thermal environment at various scales based on statistical analysis of thermal environment on urban-scale using the historical data of weather stations. This study reviewed the development progress of ground meteorological observation, thermal infrared remote sensing and numerical simulation. Moreover, the potential advantages and disadvantages, applicability and the development trends of these techniques were also summarized, aiming to add fundamental knowledge of understanding the urban thermal environment assessment and optimization.

  15. An Integrated Modelling Framework to Assess Flood Risk under Urban Development and Changing Climate

    DEFF Research Database (Denmark)

    that combines a model for the socio-economic development of cities (DANCE4WATER) with an urban flood model. The urban flood model is a 1D-2D spatially distributed hydrologic and hydraulic model that, for a given urban layout, simulates flow in the sewer system and the surface flow in the catchment (MIKE FLOOD......). The socio-economic model computes urban layouts that are transferred to the hydraulic model in the form of changes of impervious area and potential flow paths on the surface. Estimates of flood prone areas, as well as the expected annual damage due to flooding, are returned to the socio-economic model...... as an input for further refinement of the scenarios for the urban development. Our results in an Australian case study suggest that urban development is a major driver for flood risk and vice versa that flood risk can be significantly reduced if it is accounted for in the development of the cities...

  16. Application of Environmental Change Efficiency to the Sustainability of Urban Development at the Neighborhood Level

    Directory of Open Access Journals (Sweden)

    Hsing-Fu Kuo

    2015-08-01

    Full Text Available This study describes a new assessment model framework, termed the driving forces-pressure-state-impact-policy and pattern (DPSIP model, for environmental change efficiency in urban land development, based on urban sustainable development and the theory of economic efficiency evaluation. A spatial and measurable efficiency value is defined for environmental changes in urban land development, which provides a comprehensive evaluation index for the efficiency of urban development and its environmental impact. This type of urban interior sustainability is considered new within the context of global environmental changes. We identify nine important indicators to evaluate the relative efficiency of 233 neighborhoods in Tainan, Taiwan. The results indicate that the average environmental change efficiency is 89.44%, which shows clear spatial differentiation. The key indicators affecting the efficiency score are area, population density, location, mixed land uses, the floor area ratio, and the impervious ratio. In the future, urban design can reduce environmental impacts and enhance efficiency values.

  17. International and Russian practice of banking risk-management. Mortgage risks

    Directory of Open Access Journals (Sweden)

    A. V. Nikolaeva

    2016-01-01

    -management. The article considers the statistics of the mortgage market of recent years and analyzes the new requirements to the banks, involved in mortgage landing. The work offers some new advanced approaches for risk management of mortgage lending in the Russian banking sector, that improve the reliability of banking operations and increase trust between contractors.Conclusion: In 2016 the Basel Committee concluded that risk management in Russia meets international standards, and some standards imposed in our country are even stricter than required in the last international agreement.  However, the accelerated implementation of the new standard in Russia is rather risky. By implementing "Basel 3" in the context of high capital requirements, the Central Bank believes that standards will be acceptable only to the large banks, and for others these requirements will lead to losses. This advanced approaches to risk management also require more careful monitoring. So on the one hand, these banks will be better protected from stock market risks and it will lead to formation of highreliable banking system. But the question is: how this system will develop in the conditions of lack of competition?

  18. Fiscally Unsustainable Social Welfare, Untenable Housing Solutions and the Mortgage Default Ratio in South Africa

    Directory of Open Access Journals (Sweden)

    Vuyisani Vuyisani Moss

    2013-10-01

    Full Text Available This article reflects on social welfare system and governance of housingmarkets from an end-user perspective. The article critically analyses the wayin which social welfare has correlated to unsustainable development and createdself entitlement behaviours and attitudes in the South African low incomehousing market.  The phenomenon wasdemonstrable by empirical research whose findings confirmed an existence of anassociation between a fully subsidized social housing model (as underpinned bySouth Africa’s social welfare and propensity to default on mortgages.  The study found that the risk of default byhomeowners in the low income housing market in South Africa is influenced bygovernment’s housing grant model. In other words, the research established thatthe principle of servicing a mortgaged starter property (that is almost similarto a government free house by both structure and design is not universallyaccepted by homeowners of these mortgaged houses.  The unintended consequences are that thesystem has created indefinite expectations that potentially could; (i erodethe country’s balance sheet; (ii add to non-payment behaviour; (iii pressurizethe economic and credit systems; (iv propagate entitlement attitudes andmindsets; (v create social instability and (v widened the country’s balanceof payment deficits.

  19. Synergetic Development Assessment of Urban River System Landscapes

    Directory of Open Access Journals (Sweden)

    Jingya Qiao

    2017-11-01

    Full Text Available This paper presents Synergetic Development Assessment (SDA as a methodology to evaluate the environmental, economic, and social performance of an urban river system landscape from the perspective of sustainability. SDA is based on synergetics and its “order parameters” theory, proposed as a science to study the self-organization of complex systems. A case study of river system landscapes in China was carried out by, first, simplifying the composite system into three subsystems: environmental, economic, and social; then, going on to construct a hierarchical structure to explore the order parameters as the evaluation index. The Analytic Hierarchy Process was used to get the weight of the evaluation index to complete the assessment index system. At the same time, a Sequential Synergy Degree Model was built to accomplish the SDA. We find that from 2005 to 2015, the order degree of the environmental subsystem developed slowly, with fluctuations, and that river pattern is the key factor. Meanwhile, the order degree of the economic subsystem fluctuated widely, which significantly depended on the changing value of water resources, and the order degree of social subsystem improved continuously, with social culture lagging far behind. As a whole, the synergy degree of the composite system developed orderly at a corresponding low level, which was in low synergy from 2005 to 2009 and then in general synergy up to 2015.

  20. An inclusive development perspective on the geographies of urban governance

    NARCIS (Netherlands)

    Gupta, J.; Pfeffer, K.; Ros-Tonen, M.; Verrest, H.; Gupta, J.; Pfeffer, K.; Verrest, H.; Ros-Tonen, M.

    2015-01-01

    Urban governance in cities is shaped by, and shapes, global discourses. These discourses shape the discussion of how governance should be organized, what forms it takes, what kinds of governance instruments, methods and data are used and what urban governance practices may look like. Much of this is

  1. Growing better Cities: Urban Agriculture for Sustainable Development

    International Development Research Centre (IDRC) Digital Library (Canada)

    It reflects on IDRC's 20-year experience in a wide variety of urban settings in the ..... For the urban poor in particular, the availability of fresh vegetables and other ...... improvising many different kinds of containers, including old kitchen pots, ...

  2. An Initial Formulation. Research, Diagnosis and Development in Urban Education.

    Science.gov (United States)

    Gappert, Gary

    Described in this report are factors which affect and/or limit urban educational research and dimensions of cities which should be considered in making social and organizational research in urban education more relevant. Some of these considerations are learning, institutional and management deficits, the lack of a total systems perspective on the…

  3. Integrating mobility and urban development agendas: a manifesto

    NARCIS (Netherlands)

    Bertolini, L.

    2012-01-01

    Contemporary urban lifestyles and business practices are increasingly dependent on mobility. At the same time, the negative impacts of mobility on natural and social environments are growing dramatically, as is the public outcry for their reversal. Urban planners are faced with a difficult dilemma:

  4. Land use planning for sustainable development of peri-urban zones

    Directory of Open Access Journals (Sweden)

    Živanović-Miljković Jelena

    2012-01-01

    Full Text Available Taking into consideration that growth of urban population has impacts on land use and that managing urban population change is one of the most important contemporary challenges, this paper deals with the sustainable development of peri-urban zones which represent important an environment where employment opportunities are developed and resources exploited (particularly agricultural resources and environment where important recreational and leisure activities could be pursued. Within the review of current concepts and planning practices, the concepts of multifunctional agriculture and multifunctional landscapes in peri-urban zones are pointed out, as well as EU Developing Periurban Projects. The paper particularly focuses on the current situation in Serbia, where there is no specific legal basis for the planning of peri-urban areas, although there are positive examples of strategies, regulations and planning documents which treat agriculture and greenery in peri-urban zones in a sustainable manner.

  5. Developing a district energy system in a competitive urban market

    Energy Technology Data Exchange (ETDEWEB)

    Mitola, J.P. [Unicom Thermal Technologies, Chicago, IL (United States)

    1995-09-01

    In two year`s time, Unicorn Thermal Technologies has grown into one of the largest district cooling systems of 25,000 tons with a 1996 plan to grow to 40,000 tons. This growth is attributed to the development and implementation of a marketing and sales plan based on thorough market research and innovative marketing and sales strategies, and the consistent implementation of those strategies. The beginning of the sales effort was focused around the company`s first district cooling facility, However, it quickly grew into a much broader vision as market acceptance increased. Although the district energy industry has often based its message on being a low cost energy provider, market research and early sales experience indicated that customers choose district cooling as a value added service. As customers began to reserve capacity in the first plant, the idea that district cooling is a value added service and not a commodity energy product was continually reinforced through marketing communications. Although this analysis is a review of developing a district energy system in a competitive urban market, it purposely avoids a long winded discussion of head to head competition.

  6. 12 CFR 201.109 - Eligibility for discount of mortgage company notes.

    Science.gov (United States)

    2010-01-01

    ... directly affect the production or distribution of goods and services. Mortgage banking, on the other hand... inventory of mortgage loans pending their “packaging” for sale to permanent investors that are usually...

  7. Adaptive urban development : a symbiosis between cities on land and water in the 21st century

    NARCIS (Netherlands)

    Dr. ing. Rutger de Graaf

    2012-01-01

    Adaptive urban development is the design, construction and continuing evolution of urban areas to anticipate and react to changes in the environment and society. These changes include both processes within the city itself and external developments. It is expected that until 2100 a total of 5 billion

  8. Civic initiatives in urban development : self-governance versus self-organisation in planning practice

    NARCIS (Netherlands)

    Rauws, Ward

    2016-01-01

    This paper discusses two distinct interpretations of self-organisation with regard to civic initiatives in urban development. One concerns urban developments in which citizens deliberately organise themselves in order to realise a collective ambition. This interpretation of self-organisation

  9. Dynamic plan modelling and visualization : converting an urban development plan into a transition scenario

    NARCIS (Netherlands)

    Vries, de B.; Jessurun, A.J.; Sadowski - Rasters, G.; Tidafy, T; Dorta, T

    2009-01-01

    Application of 3D models in urban planning practice is still limited to visualization of existing or newly designed situations. Municipalities are looking for possibilities to communicate the transition process of the urban development area with the citizens. A prototype system was developed to

  10. Institutional entrepreneurship in sustainable urban development: Dutch successes as inspiration for transformation

    NARCIS (Netherlands)

    Woolthuis, R.K.; Hooimeijer, F.; Bossink, B.; Mulder, G.; Brouwer, J.

    2013-01-01

    Sustainable urban development is a wicked problem. On the basis of three case studies, we conclude that institutional entrepreneurs play an important role in sustainable urban development. The question we address is how institutional entrepreneurs do this. We theorize and find six tactics that

  11. Institutional entrepreneurship in sustainable urban development Dutch successes as inspiration for transformation

    NARCIS (Netherlands)

    Klein Woolthuis, R.J.A.; Hooimeijer, F.; Bossink, B.A.G.; Mulder, G.; Brouwer, J.

    2013-01-01

    Sustainable urban development is a wicked problem. On the basis of three case studies, we conclude that institutional entrepreneurs play an important role in sustainable urban development. The question we address is how institutional entrepreneurs do this. We theorize and find six tactics that

  12. Reframing the role of knowledge parks and science cities in knowledge-based urban development

    NARCIS (Netherlands)

    Benneworth, Paul Stephen; Ratinho, Tiago

    2014-01-01

    Knowledge-based urban developments (KBUDs) are an increasingly common element of urban planning and strategy making: policy makers and developers set out to stimulate economic prosperity by promoting the integration and concentration of research, technology, and human capital. But KBUD is, by its

  13. Rural-urban migration in a developing country: Botswana, Africa.

    Science.gov (United States)

    Tarver, J D; Miller, H M

    1987-01-01

    Trends in internal migration in Botswana are analyzed, with a focus on rural-urban migration. Data are from the 1981 census and from a survey carried out in 1979. The authors note that even though the predominance of subsistence agriculture acts as a deterrent to rural-urban migration, it is probable that the total and percentage of people living in urban areas will increase. However, the magnitude and pattern of future migration will fluctuate over time as social and economic conditions change.

  14. Setup for Scenario-free Modelling of Urban Flood Risk in Non-stationary Climate and Urban Development Conditions

    DEFF Research Database (Denmark)

    Löwe, Roland; Urich, Christian; Kulahci, Murat

    An early flood warning system has been developed for urban catchments and is currently running in online operation in Copenhagen. The system is highly dependent on the quality of rainfall forecast inputs. An investigation of precipitation inputs from Radar Nowcast (RN), Numerical Weather Predicti...

  15. Developing a Framework for Qualitative Evaluation of Urban Interventions in Iranian Historical Cores

    Directory of Open Access Journals (Sweden)

    Azadeh Arjomand Kermani

    2017-11-01

    Full Text Available Iranian historic city cores are important parts of modern cities because of their valuable monuments and morphology but are also significant because of their population density, location and the major governmental functions they house. Since 1920, modernisation policies and urban development trends in Iran have justified spatial transformation and redevelopment and the demolition and destruction of traditional urban fabrics as a way to provide contemporary requirements and hygiene improvements for the residents. As the UNESCO recommendation on the Historic Urban Landscape argues, historic urban cores can only sustain their role in the daily life of the city by getting prepared for and participating in this transformation process. Disagreement over the value of historic urban cores on the one hand and inevitable modification of urban areas in a developing country like Iran on the other, creates a problematic condition for the preservation of the historic environment. The Valletta Principles for the Safeguarding and Management of Historic Cities, Towns and Urban Areas states that historic towns and urban areas require an integrated approach including their “protection, conservation, enhancement and management as well as their coherent development and their harmonious adaptation to contemporary life”. In order to support the process of reaching a balance between these spatial targets in Iran, this research discusses the relation between urban transformation projects and their heritage context. In doing so it connects international literature on urban quality and traditional Iranian urban forms to contemporary Iranian urban design practice. To achieve this integration between urban heritage and spatial development, a framework of quality attributes has been developed to evaluate urban interventions in a heritage context. The three main pillars of this framework have been extracted from and inspired by international literature and guidelines

  16. Effects of urban development on stream ecosystems in nine metropolitan study areas across the United States

    Science.gov (United States)

    Coles, James F.; McMahon, Gerard; Bell, Amanda H.; Brown, Larry R.; Fitzpatrick, Faith A.; Scudder Eikenberry, Barbara C.; Woodside, Michael D.; Cuffney, Thomas F.; Bryant, Wade L.; Cappiella, Karen; Fraley-McNeal, Lisa; Stack, William P.

    2012-01-01

    Urban development is an important agent of environmental change in the United States. The urban footprint on the American landscape has expanded during a century and a half of almost continuous development. Eighty percent of Americans now live in metropolitan areas, and the advantages and challenges of living in these developed areas—convenience, congestion, employment, pollution—are part of the day-to-day realities of most Americans. Nowhere are the environmental changes associated with urban development more evident than in urban streams. Contaminants, habitat destruction, and increasing streamflow flashiness resulting from urban development have been associated with the disruption of biological communities, particularly the loss of sensitive aquatic species. Every stream is connected downstream to larger water bodies, including rivers, reservoirs, and ultimately coastal waters. Inputs of chemical contaminants or sediments at any point along the stream can cause degradation downstream with adverse effects on biological communities and on economically valuable resources, such as fisheries and tourism.

  17. AN EVALUATION TO IDENTIFY THE BARRIERS TO THE FEASIBILITY OF URBAN DEVELOPMENT PLANS: FIVE DECADES OF EXPERIENCE IN URBAN PLANNING IN IRAN

    Directory of Open Access Journals (Sweden)

    Mohammad Javad Maghsoodi Tilaki

    2014-01-01

    Full Text Available The rapid urbanization in many developing countries has indicat ed several challenges in different aspects. This is due t o inefficient urban planning ap proaches towards managing the development process. Similar to many other developing count ries, Iran has experienced rapid urbanization in recent decades. Although over the last few decades, urban planning processes have been applied to develop Iranian c ities, urban planning has failed to tackle the challenges facing the cities. This paper s eeks to identify the barriers that have prevented Iranian c ities from achieving the goals of urban planning. The purpose of this paper is to provide a comprehensive review of the curre nt literature on the concept of urban planning and to assess the urban development plan proc ess in Iranian cities. The required data were collected through a review of international theoretical studies, Iranian experimental research and governmental reports. The findings of this study reveal five major barriers to the feasibility of the urban planning process , including the urban plans context, structure of urban pla nning, related law and regulatio ns, public participation, and financial resources.

  18. Denmark; Systemic Issues in Mortgage Loans and Covered Bond Finance: Technical Note

    OpenAIRE

    International Monetary Fund

    2014-01-01

    This technical note analyzes systemic issues in mortgage loans and covered bond finance in Denmark. Mortgage lending has seen significant product innovation in recent years. Loans with adjustable interest rates and/or interest-only periods, which have been introduced since the late 1990s, had grown to 75 percent and 53 percent, respectively, of total outstanding mortgage loans at the end of 2013. The major changes in the characteristics of the underlying mortgage loans have naturally been ref...

  19. Design challenges facing urban development in Dar es Salaam City ...

    African Journals Online (AJOL)

    The paper shows that in order for the resources to be deployed sustainable ... of environmentally friendly building materials, designs must take into account local ... housing construction in low-income informal settlements which in most urban ...

  20. Developing Scientific Index System of Urban Master Planning

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    <正>Master plan is the fundamental basis for urban construction and administration, an important public policy of the govern-ments, as well as an overall, comprehen-sive, and strategic task related to politics, economy,

  1. Developing the desert:the pace and process of urban growth in Dubai

    OpenAIRE

    Nassar, Ahmed K.; Blackburn, George Alan; Whyatt, Duncan

    2014-01-01

    It is generally acknowledged that Dubai is a rapidly developing urban area which has grown to support a large human population within a hyperarid environment. However, no publicly accessible information exists concerning the rate or form of the urbanization process in Dubai. Therefore, this investigation used a time series of remotely sensed data to quantify land cover change in Dubai emirate between 1972 and 2011. A hybrid classification method accurately discriminated urban and other land c...

  2. Development of a lightweight electric urban delivery truck

    Energy Technology Data Exchange (ETDEWEB)

    Gillespie, G.; Martin, R.; Vader, S. [Unicell Ltd., Toronto, ON (Canada)

    2007-07-15

    A study was conducted to develop a lightweight urban parcel delivery vehicle that features a composite material, monocoque low-floor body and a zero-emission electric drive system. The long-term goal of project was to produce a vehicle with an energy efficiency that was nearly 90 per cent better than a conventional delivery vehicle. The objectives of the development phase were to complete the structural design of the composite, monocoque low-floor body. Electric drive options were explored to confirm the feasibility in terms of vehicle range, zero emissions and energy efficiency. This involved characterization of the vehicle duty cycle, development of a computer model of the electric powertrain, and simulations to confirm the vehicle's power and energy requirements. The design of the prototype was validated through testing in accordance with recognized vehicle performance tests and an in-service trial by Purolator Courier Ltd., a major Canadian courier service. Testing of the QuickSider delivery truck included vehicle dynamics, energy consumption, safety compliance, and in-service evaluation. No unacceptable stresses, deflections or resonances were identified in the structure. The vehicle's performance was found to be consistent with design expectations. Dynamometer tests have indicated that the ZEV range of the prototype is greater than the targeted 120 km. The overall energy efficiency of the vehicle was 50 per cent, as compared 11 per cent for a conventional diesel delivery truck. It was concluded that an overall energy efficiency of 75 per cent is achievable in production vehicles if improvements are made to the battery system, drive train, regenerative braking and auxiliary systems. 29 figs., 2 appendices.

  3. Urban Big Data and the Development of City Intelligence

    OpenAIRE

    Pan, Yunhe; Tian, Yun; Liu, Xiaolong; Gu, Dedao; Hua, Gang

    2016-01-01

    This study provides a definition for urban big data while exploring its features and applications of China's city intelligence. The differences between city intelligence in China and the “smart city” concept in other countries are compared to highlight and contrast the unique definition and model for China's city intelligence in this paper. Furthermore, this paper examines the role of urban big data in city intelligence by showing that it not only serves as the cornerstone of this trend as it...

  4. 77 FR 23273 - Proposed Information Collection; Comment Request: Home Equity Conversion Mortgage Counseling...

    Science.gov (United States)

    2012-04-18

    ... Collection; Comment Request: Home Equity Conversion Mortgage Counseling Client Survey AGENCY: Office of the... information: Title of Proposal: Home Equity Conversion Mortgage Counseling Client Survey. OMB Control Number... reverse mortgage counseling. As part of HUD's evaluation of its HECM counseling program, performance...

  5. Competition in the Dutch mortgage market: notes on concentration, entry, funding, and margins

    NARCIS (Netherlands)

    Treur, L.; Boonstra, W.W.

    2014-01-01

    This article describes the institutions that shape the Dutch mortgage market, as well as how they affect mortgage funding, and, ultimately, mortgage interest rates. The Dutch housing market is characterized by a very large social housing sector, as well as a relatively large share of owner-occupied

  6. 76 FR 40741 - Federal Housing Administration (FHA) Mortgage Insurance Premiums for Multifamily Housing Programs...

    Science.gov (United States)

    2011-07-11

    ... Administration (FHA) Mortgage Insurance Premiums for Multifamily Housing Programs, Health Care Facilities and... mortgage insurance premiums (MIPs) for FHA Multifamily Housing, Health Care Facilities, and Hospital... mortgage insurance regulation at 24 CFR 207.254 provides as follows: Notice of future premium changes will...

  7. 78 FR 59366 - Multifamily, Healthcare Facilities, and Hospital Mortgage Insurance Premiums for Fiscal Year (FY...

    Science.gov (United States)

    2013-09-26

    ... Facilities, and Hospital Mortgage Insurance Premiums for Fiscal Year (FY) 2014 AGENCY: Office of the... with HUD regulations, this Notice announces the mortgage insurance premiums (MIPs) for Federal Housing Administration (FHA) Multifamily, Healthcare Facilities, and Hospital mortgage insurance programs that have...

  8. Energy and sustainable urban transport development in China: Challenges and solutions

    International Nuclear Information System (INIS)

    Zhang, Xilang; Hu, Xiaojun

    2002-01-01

    This paper presents an overview of urban road transport development and challenges in energy consumption in China. It relates sustainable urban road transport development with energy consumption and environmental management. It analyzes the main challenges related to urban road transport development: energy security, low efficiency in energy utilization, and unsustainable environmental management. It also discusses necessary technological and policy initiatives to deal with these challenges: e.g., promoting the development and dissemination of cleaner vehicle technologies, substitution of LPG, CNG, LNG and bio fuels for gasoline and diesel, strengthening regulations on vehicle emissions, expediting public transport development, and the effective management of the soaring private cars. (author)

  9. Energy and sustainable urban transport development in China: Challenges and solutions

    Energy Technology Data Exchange (ETDEWEB)

    Zhang, Xilang; Hu, Xiaojun

    2002-07-01

    This paper presents an overview of urban road transport development and challenges in energy consumption in China. It relates sustainable urban road transport development with energy consumption and environmental management. It analyzes the main challenges related to urban road transport development: energy security, low efficiency in energy utilization, and unsustainable environmental management. It also discusses necessary technological and policy initiatives to deal with these challenges: e.g., promoting the development and dissemination of cleaner vehicle technologies, substitution of LPG, CNG, LNG and bio fuels for gasoline and diesel, strengthening regulations on vehicle emissions, expediting public transport development, and the effective management of the soaring private cars. (author)

  10. Energy Factors in Commercial Mortgages: Gaps and Opportunities

    Energy Technology Data Exchange (ETDEWEB)

    Mathew, Paul [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Coleman, Philip [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Wallace, Nancy [Univ. of California, Berkeley, CA (United States); Issler, Paulo [Univ. of California, Berkeley, CA (United States); Kolstad, Lenny [Inst. for Market Transformation, Washington, DC (United States); Sahadi, Robert [Inst. for Market Transformation, Washington, DC (United States)

    2016-09-01

    The commercial real estate mortgage market is enormous, with almost half a trillion dollars in deals originated in 2015. Relative to other energy efficiency financing mechanisms, very little attention has been paid to the potential of commercial mortgages as a channel for promoting energy efficiency investments. The valuation and underwriting elements of the business are largely driven by the “net operating income” (NOI) metric – essentially, rents minus expenses. While NOI ostensibly includes all expenses, energy factors are in several ways given short shrift in the underwriting process. This is particularly interesting when juxtaposed upon a not insignificant body of research revealing that there are in fact tangible benefits (such as higher valuations and lower vacancy and default rates) for energy-efficient and “green” commercial buildings. This scoping report characterizes the current status and potential interventions to promote greater inclusion of energy factors in the commercial mortgage process.

  11. Urbanization, economic development and health: evidence from China's labor-force dynamic survey.

    Science.gov (United States)

    Chen, Hongsheng; Liu, Ye; Li, Zhigang; Xue, Desheng

    2017-11-29

    The frequent outbreak of environmental threats in China has resulted in increased criticism regarding the health effects of China's urbanization. Urbanization is a double-edged sword with regard to health in China. Although great efforts have been made to investigate the mechanisms through which urbanization influences health, the effect of both economic development and urbanization on health in China is still unclear, and how urbanization-health (or development-health) relationships vary among different income groups remain poorly understood. To bridge these gaps, the present study investigates the impact of both urbanization and economic development on individuals' self-rated health and its underlying mechanisms in China. We use data from the national scale of the 2014 China Labor-force Dynamics Survey to analyze the impact of China's urbanization and economic development on health. A total of 14,791 individuals were sampled from 401 neighborhoods within 124 prefecture-level cities. Multilevel ordered logistic models were applied. Model results showed an inverted U-shaped relationship between individuals' self-rated health and urbanization rates (with a turning point of urbanization rate at 42.0%) and a positive linear relationship between their self-rated health and economic development. Model results also suggested that the urbanization-health relationship was inverted U-shaped for high- and middle-income people (with a turning point of urbanization rate at 0.0% and 49.2%, respectively), and the development-health relationship was inverted U-shaped for high- and low-income people (with turning points of GDP per capita at 93,462 yuan and 71,333 yuan, respectively) and linear for middle-income people. The impact of urbanization and economic development on health in China is complicated. Careful assessments are needed to understand the health impact of China's rapid urbanization. Social and environmental problems arising from rapid urbanization and economic growth

  12. Development of Dimensionless Index Assessing Low Impact Development in Urban Areas

    Science.gov (United States)

    Jun, S. H.; Lee, E. H.; Kim, J. H.

    2017-12-01

    Because the rapid urbanization and industrialization have increased the impervious area of watersheds, inundation in urban area and water pollution of river by non-point pollutants have caused serious problems for a long time. Low Impact Development (LID) techniques have been implemented for the solution of these problems due to its cost effectiveness for mitigating the water quality and quantity impact on urban areas. There have been many studies about the effectiveness of LID, but there is a lack of research on developing an index for the assessment of LID performance. In this study, the dimensionless reliability index of LID is proposed. The index is developed using Distance Measure Method (DMM). DMM is used to consider the parameters that have different units. The parameters for reliability of LID are the amount of pollutant at the outfall and the flooding volume. Both parameters become dimensionless index by DMM. Weighted factors in dimensionless index are considered to realize the behavior of reliability for the variation of importance to the parameters. LID is applied to an actual area called Gasan city in Seoul, South Korea where inundation is frequently occurred. The reliability is estimated for 16 different rainfall events. For each rainfall event, the parameters with LID installation are compared with those of no LID installation. Depending on which parameter is considered more important, the results showed difference. In conclusion, the optimal locations of LID are suggested as the weighted factors change.

  13. The Great Mortgaging: Housing Finance, Crises, and Business Cycles

    OpenAIRE

    Oscar Jorda; Moritz Schularick; Alan M. Taylor

    2014-01-01

    This paper unveils a new resource for macroeconomic research: a long-run dataset covering disaggregated bank credit for 17 advanced economies since 1870. The new data show that the share of mortgages on banks’ balance sheets doubled in the course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have risen substantially in many countries. Financial stability risks have been increasingly linked to real estate lending booms which are...

  14. Optimizing Urban Material Flows and Waste Streams in Urban Development through Principles of Zero Waste and Sustainable Consumption

    Directory of Open Access Journals (Sweden)

    Steffen Lehmann

    2011-01-01

    designers, industrial designers, and so on. How must urban development and construction change and evolve to automatically embed sustainability in the way we design, build, operate, maintain and renew/recycle cities? One of the findings of this paper is that embedding zero-waste requires strong industry leadership, new policies and effective education curricula, as well as raising awareness (through research and education and refocusing research agendas to bring about attitudinal change and the reduction of wasteful consumption.

  15. Low-cost housing developments in South Africa miss the opportunities for household level urban greening

    NARCIS (Netherlands)

    Chackleton, C.; Hebinck, P.G.M.; Kaoma, M.; Chishaleshale, M.; Shackleton, S.; Gambiza, J.; Gumbo, D.

    2014-01-01

    Most developing countries of the world are experiencing large-scale migration from rural to urban areas. Many new migrants end up in low-cost or informal areas and slums with attendant environmental concerns. One dimension of improved urban sustainability is the provision of green spaces and trees.

  16. Development of an Interdisciplinary Workshop in Urban Transportation. Final Substantive Report.

    Science.gov (United States)

    Foa, Joseph V.

    This project has developed an interdisciplinary graduate workshop in transportation engineering to acquaint students with problems of urban transportation and the role of various disciplines in dealing with these problems. It provides an opportunity for students from the fields of engineering, urban and regional planning, and economics to interact…

  17. Controlling Urban Sprawl with Integrated Approach of Space-Transport Development Strategies

    NARCIS (Netherlands)

    Ambarwati, L.; Verhaeghe, R.; Pel, A.J.; Van Arem, B.

    2014-01-01

    Urban sprawl phenomenon has been a huge issue since 20th century characterized by a rapid and unbalanced settlement development with transportation network particularly in a suburban area. The improvement of public transport system is a major requirement to minimize urban sprawl. Academic

  18. Management of urban development : Example of the transformation of two Dutch former port areas

    NARCIS (Netherlands)

    Van Hoek, M.; Wigmans, G.

    2011-01-01

    The more traditional approach of developing cities through government lead town planning has been gradually shifting to a more entrepreneurial approach of strategic management of both public and private initiatives in the urban environment. This approach combines aspects of governance, urban

  19. Urbanism, Ecology and Sustainable development: The social production of the spaces

    International Nuclear Information System (INIS)

    Nogueira D, O.A.

    1998-01-01

    A review over social concepts as urbanism, ecology and production and their interrelationship are exposed. The importance over theoretical themes as sustainable development, and politics and spaces also are presented. Different problems that involve the urbanism as extension, services to provide, social fragmentation, planning, infrastructures, administration, rest areas, violence, commercial areas, neighborhood, architecture and impacts of immigrants are described

  20. Om SIDAs rapport: "Towards an urban world - urbanization and development assistance"

    DEFF Research Database (Denmark)

    Eskemose Andersen, Jørgen

    1996-01-01

    Byerne i ulandene har et dårligt ry. De er centre for prostitution, kriminalitet og arbejdsløshed. Befolkningerne lever i armod i elendige endeløse slumområder uden udsigt til forbedrede levevilkår. Byernes infrastruktur er mangelfuld, nedslidt og fungere stort set kun i de nedarvede koloniale de...... udkommet rapport: Towards an Urban World af den svenske bistandsorganisation Sida.   Udgivelsesdato: 1996...

  1. Conservation planning under uncertainty in urban development and vegetation dynamics

    Science.gov (United States)

    Carmel, Yohay

    2018-01-01

    Systematic conservation planning is a framework for optimally locating and prioritizing areas for conservation. An often-noted shortcoming of most conservation planning studies is that they do not address future uncertainty. The selection of protected areas that are intended to ensure the long-term persistence of biodiversity is often based on a snapshot of the current situation, ignoring processes such as climate change. Scenarios, in the sense of being accounts of plausible futures, can be utilized to identify conservation area portfolios that are robust to future uncertainty. We compared three approaches for utilizing scenarios in conservation area selection: considering a full set of scenarios (all-scenarios portfolio), assuming the realization of specific scenarios, and a reference strategy based on the current situation (current distributions portfolio). Our objective was to compare the robustness of these approaches in terms of their relative performance across future scenarios. We focused on breeding bird species in Israel’s Mediterranean region. We simulated urban development and vegetation dynamics scenarios 60 years into the future using DINAMICA-EGO, a cellular-automata simulation model. For each scenario, we mapped the target species’ available habitat distribution, identified conservation priority areas using the site-selection software MARXAN, and constructed conservation area portfolios using the three aforementioned strategies. We then assessed portfolio performance based on the number of species for which representation targets were met in each scenario. The all-scenarios portfolio consistently outperformed the other portfolios, and was more robust to ‘errors’ (e.g., when an assumed specific scenario did not occur). On average, the all-scenarios portfolio achieved representation targets for five additional species compared with the current distributions portfolio (approximately 33 versus 28 species). Our findings highlight the importance

  2. Impact of urbanization and industrial development on holiday effect

    Science.gov (United States)

    Tan, P.-H.; Chen, P.-Y.

    2012-04-01

    Our study is to examine the "holiday effect", defined as the difference in air pollutant concentrations between holiday and non-holiday periods, and associated factors controlling the strength of holiday effect in Taiwan. This holiday effect can be applied to other countries with similar national or cultural holidays. Daily surface measurements of six major air pollutants from fifty-four air quality monitoring stations of the Taiwan Environmental Protection Administration (TEPA) during the Chinese New Year (CNY) and non-Chinese New Year (NCNY) periods of 1994-2008 are used. The air pollutant concentrations are significantly different between the CNY and NCNY periods, in almost all the Taiwan area, except CO in the eastern part which is a relatively less-developed area. The strengths of holiday effects of NOx, CO, NMHC and O3 are larger in the north than in the south, and those of SO2 and PM10 are larger in the south than in the north. Factors controlling the strength of holiday effect such as the degree of urbanization and anthropogenic sources are examined. The population number and motor vehicle number rather than the population number density and motor vehicle number density have a significantly positive relationship with the strengths of holiday effects of NOx, CO and NMHC. The strengths of holiday effects of NOx and CO are mainly contributed from mobile sources and those of SO2 and PM10 are from stationary sources and that of NMHC is from both mobile and stationary sources. As the dominant anthropogenic sources in the air quality division have larger emissions, holiday effect strengths of associated air pollutants are found to be stronger.

  3. Creativity and Culture as Elements of Urban Development

    Directory of Open Access Journals (Sweden)

    Fabiane Frois B Weiler

    2018-02-01

    Full Text Available Abstract: cities are the picture of the outbreak of expressions of the processes of accumulation, consumption, circulation and production of goods plus the interaction of individuals, socially represented in classes. In general, from the adjectives and their derivations a city is constructed that articulates through its actors in constructing itself locally viable. From this perspective, this essay aims to analyze, briefly, the relations between urban development and creative economy. For this, methodologically, it is worth of a bibliographical revision about the fundamental concepts of the urban development and creative economy and repercussions of this relation. In this line, it is thought that the city when it uses creativity as an adjective must be conceived in a logic of space built to meet the particularities of the territory. And, not for the logic of competition and standardization of territory designed for global competition. The purpose of culture and creativity must break with dependence in the context of development, especially as regards the way and process as the city and its urbanization are constituted and consolidated. A Criatividade e a Cultura como Elementos do Desenvolvimento Urbano Resumo: as cidades são o retrato da eclosão das expressões dos processos de acumulação, consumo, circulação e produção de bens somados a interação de indivíduos, socialmente representados em classes. Em geral, a partir dos adjetivos e suas derivações se constrói uma cidade que se articula por meio de seus atores em construir-se viável localmente. Nessa perspectiva, este ensaio visa analisar, sucintamente, as relações entre desenvolvimento urbano e economia criativa. Para tal, metodologicamente, vale-se de uma revisão bibliográfica acerca dos conceitos fundamentais do desenvolvimento urbano e economia criativa e repercussões dessa relação. Nessa linha, pensa-se que a cidade quando emprega a criatividade como adjetivo deve ser

  4. Research on assessment methods for urban public transport development in China.

    Science.gov (United States)

    Zou, Linghong; Dai, Hongna; Yao, Enjian; Jiang, Tian; Guo, Hongwei

    2014-01-01

    In recent years, with the rapid increase in urban population, the urban travel demands in Chinese cities have been increasing dramatically. As a result, developing comprehensive urban transport systems becomes an inevitable choice to meet the growing urban travel demands. In urban transport systems, public transport plays the leading role to promote sustainable urban development. This paper aims to establish an assessment index system for the development level of urban public transport consisting of a target layer, a criterion layer, and an index layer. Review on existing literature shows that methods used in evaluating urban public transport structure are dominantly qualitative. To overcome this shortcoming, fuzzy mathematics method is used for describing qualitative issues quantitatively, and AHP (analytic hierarchy process) is used to quantify expert's subjective judgment. The assessment model is established based on the fuzzy AHP. The weight of each index is determined through the AHP and the degree of membership of each index through the fuzzy assessment method to obtain the fuzzy synthetic assessment matrix. Finally, a case study is conducted to verify the rationality and practicability of the assessment system and the proposed assessment method.

  5. The Effects of Domestic Energy Consumption on Urban Development Using System Dynamics

    Science.gov (United States)

    Saryazdi, M. D.; Homaei, N.; Arjmand, A.

    2018-05-01

    In developed countries, people have learned to follow efficient consumption patterns, while in developing countries, such as Iran, these patterns are not well executed. A large amount of energy is almost consumed in buildings and houses and though the consumption patterns varies in different societies, various energy policies are required to meet the consumption challenges. So far, several papers and more than ten case studies have worked on the relationship between domestic energy consumption and urban development, however these researches did not analyzed the impact of energy consumption on urban development. Therefore, this paper attempts to examine the interactions between the energy consumption and urban development by using system dynamics as the most widely used methods for complex problems. The proposed approach demonstrates the interactions using causal loop and flow diagrams and finally, suitable strategies will be proposed for urban development through simulations of different scenarios.

  6. Investment Constraints in Urban Regeneration: Property Developers and Local Authorities Perspective

    Directory of Open Access Journals (Sweden)

    Mohamed Nurulanis Ahmad

    2016-01-01

    Full Text Available Urban decay is a phenomenon created due to the expansion of urban population, the restructuring of industrial, social composition as well as the deterioration of urban areas. Consequently this will increase issues of crime, mass unemployment, low quality in urban services, social problems etc. Thus urban regeneration is a tool used to overcome all these issues in order to create quality of urban living, diversify and vibrant cities. However, the involvement of investment in urban regeneration is still infancy in Malaysia as compared to other countries such as Australia, UK, Hong Kong, and etc. This is due to the perception of investors towards the profit generation and the risk involve. The objective of this paper is to determine the constraints involved in urban regeneration investment from the perspectives of the property developer companies and the local authorities. The method used is an exploratory with primary data collection through a questionnaire survey. The findings revealed that the main constraints is in regards of the land issues as well as high cost of investment, however, the benefits gain should also be considered as this create a livable urban living.

  7. Model of urban poverty alleviation through the development of entrepreneurial spirit and business competence

    Science.gov (United States)

    Aryaningsih, NN; Irianto, Kt; Marsa Arsana, Md; Juli Suarbawa, Kt

    2018-01-01

    The rapid increased of urban population can not be controlled by the city government. This will have an impact on the emergence of new poverty in urban areas, due to inadequate of the job opportunities and skills. Government programs for poverty alleviation can reduce some rural poverty, but have not been able to overcome poverty in urban areas. The diversity of urban issues and needs is greater than in rural areas. Therefore, it is necessary to conduct the research with the aim to build urban poverty reduction model through the development of entrepreneurship spirit and business competence. This research was conducted by investigation method, and questionnaire. Questionnaires are arranged with rating scale measurements. The validity and reliability of the questionnaire were tested by factor analysis. Model construction is constructed from various informant analyzes and descriptive statistical analysis. The results show that poverty alleviation model is very effective done by developing spirit of entrepreneurship and business competence.

  8. The Power of Micro Urban Structures, Theory of EEPGC - the Micro Urban Energy Distribution Model as a Planning Tool for Sustainable City Development

    Directory of Open Access Journals (Sweden)

    Tkáč Štefan

    2015-11-01

    Full Text Available To achieve the smart growth and equitable development in the region, urban planners should consider also lateral energies represented by the energy urban models like further proposed EEPGC focused on energy distribution via connections among micro-urban structures, their onsite renewable resources and the perception of micro-urban structures as decentralized energy carriers based on pre industrialized era. These structures are still variously bound when part of greater patterns. After the industrial revolution the main traded goods became energy in its various forms. The EEPGC is focused on sustainable energy transportation distances between the villages and the city, described by the virtual “energy circles”. This more human scale urbanization, boost the economy in micro-urban areas, rising along with clean energy available in situ that surely gives a different perspective to human quality of life in contrast to overcrowded multicultural mega-urban structures facing generations of problems and struggling to survive as a whole.

  9. The Power of Micro Urban Structures, Theory of EEPGC - the Micro Urban Energy Distribution Model as a Planning Tool for Sustainable City Development

    Science.gov (United States)

    Tkáč, Štefan

    2015-11-01

    To achieve the smart growth and equitable development in the region, urban planners should consider also lateral energies represented by the energy urban models like further proposed EEPGC focused on energy distribution via connections among micro-urban structures, their onsite renewable resources and the perception of micro-urban structures as decentralized energy carriers based on pre industrialized era. These structures are still variously bound when part of greater patterns. After the industrial revolution the main traded goods became energy in its various forms. The EEPGC is focused on sustainable energy transportation distances between the villages and the city, described by the virtual "energy circles". This more human scale urbanization, boost the economy in micro-urban areas, rising along with clean energy available in situ that surely gives a different perspective to human quality of life in contrast to overcrowded multicultural mega-urban structures facing generations of problems and struggling to survive as a whole.

  10. Children Researching Their Urban Environment: Developing a Methodology

    Science.gov (United States)

    Hacking, Elisabeth Barratt; Barratt, Robert

    2009-01-01

    "Listening to children: environmental perspectives and the school curriculum" (L2C) was a UK research council project based in schools in a socially and economically deprived urban area in England. It focused on 10/12 year old children's experience of their local community and environment, and how they made sense of this in relation both…

  11. Translating measures of sustainable development to urban districts of Copenhagen

    DEFF Research Database (Denmark)

    Nielsen, Susanne Balslev; Jensen, Jesper Ole

    2010-01-01

    overviews on the current baselines as well as stages in a transition process. The Dutch tool DPL (Dutch acronym for Duurzaamheid Prestatie voor een Locatie, ‘Sustainability-Profile for locations’) is a tool for mapping sustainability profiles of urban districts through a set of environmental, social...

  12. Growing Better Cities: Urban Agriculture for Sustainable Development

    International Development Research Centre (IDRC) Digital Library (Canada)

    As the cities grow, so does the number of urban poor. ... Case studies: ... It describes the growth of city networks in Africa and Latin America that focus on ... partners will showcase critical work on adaptation and resilience in hot spot regions.

  13. Sustainable Urban Transport in the Developing World : Beyond Megacities

    NARCIS (Netherlands)

    Pojani, D.; Stead, D.

    2015-01-01

    Megacities have frequently received a disproportionate amount of attention over other sizes of cities in recent discourse on urban sustainability. In this article, the authors argue that a focus on smaller and medium-sized cities is crucial to achieving substantial progress towards more sustainable

  14. The impact of urbanization and agricultural development on vultures ...

    African Journals Online (AJOL)

    The methodology uses point count surveys of vulture species density along an urban to forest gradient (dense downtown areas, suburbs, rural villages and farms, mixed uninhabited savanna, open and closed forests). The very common Black Vulture and the slightly less common Turkey Vulture were most often recorded in ...

  15. CONTEMPORARY FORMAT OF TARGET-ORIENTED URBAN DEVELOPMENT PROGRAMS

    Directory of Open Access Journals (Sweden)

    Yaskova Natalya Yurevna

    2012-10-01

    In the context accepted by the authors, attainment of the above objective will involve fulfillment of each of the aforementioned requirements. They are to assure the concentration of resources and comprehensive satisfaction of the needs of the urban population in terms of the most popular items of real estate within a particular time span.

  16. The impact of urbanization and agricultural development on vultures ...

    African Journals Online (AJOL)

    Campbell Murn

    along an urban to forest gradient (dense downtown areas, suburbs, rural villages and farms ... negatively on many species, including .... landuse, this having more animals ..... behavior of black and turkey vultures: implications for reducing bird– .... Brazil: species richness and abundance and the influence of the survey.

  17. Urban ecology in a developing world: why advanced socioecological theory needs Africa

    OpenAIRE

    McHale, Melissa R; Bunn, David N; Pickett, Steward TA; Twine, Wayne

    2013-01-01

    Socioecological theory, developed through the study of urban environments, has recently led to a proliferation of research focusing on comparative analyses of cities. This research emphasis has been concentrated in the more developed countries of the Northern Hemisphere (often referred to as the “Global North”), yet urbanization is now occurring mostly in the developing world, with the fastest rates of growth in sub-Saharan Africa. Countries like South Africa are experiencing a variety of lan...

  18. Language development in rural and urban Russian-speaking children with and without developmental language disorder.

    Science.gov (United States)

    Kornilov, Sergey A; Lebedeva, Tatiana V; Zhukova, Marina A; Prikhoda, Natalia A; Korotaeva, Irina V; Koposov, Roman A; Hart, Lesley; Reich, Jodi; Grigorenko, Elena L

    2016-02-01

    Using a newly developed Assessment of the Development of Russian Language (ORRIA), we investigated differences in language development between rural vs. urban Russian-speaking children (n = 100 with a mean age of 6.75) subdivided into groups with and without developmental language disorders. Using classical test theory and item response theory approaches, we found that while ORRIA displayed overall satisfactory psychometric properties, several of its items showed differential item functioning favoring rural children, and several others favoring urban children. After the removal of these items, rural children significantly underperformed on ORRIA compared to urban children. The urbanization factor did not significantly interact with language group. We discuss the latter finding in the context of the multiple additive risk factors for language development and emphasize the need for future studies of the mechanisms that underlie these influences and the implications of these findings for our understanding of the etiological architecture of children's language development.

  19. Language development in rural and urban Russian-speaking children with and without developmental language disorder

    Science.gov (United States)

    Kornilov, Sergey A.; Lebedeva, Tatiana V.; Zhukova, Marina A.; Prikhoda, Natalia A.; Korotaeva, Irina V.; Koposov, Roman A.; Hart, Lesley; Reich, Jodi; Grigorenko, Elena L.

    2015-01-01

    Using a newly developed Assessment of the Development of Russian Language (ORRIA), we investigated differences in language development between rural vs. urban Russian-speaking children (n = 100 with a mean age of 6.75) subdivided into groups with and without developmental language disorders. Using classical test theory and item response theory approaches, we found that while ORRIA displayed overall satisfactory psychometric properties, several of its items showed differential item functioning favoring rural children, and several others favoring urban children. After the removal of these items, rural children significantly underperformed on ORRIA compared to urban children. The urbanization factor did not significantly interact with language group. We discuss the latter finding in the context of the multiple additive risk factors for language development and emphasize the need for future studies of the mechanisms that underlie these influences and the implications of these findings for our understanding of the etiological architecture of children's language development. PMID:27346924

  20. The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

    Science.gov (United States)

    Smith, Hyrum; Finke, Michael S.; Huston, Sandra J.

    2011-01-01

    The influence of a financial sophistication scale on adjustable-rate mortgage (ARM) borrowing is explored. Descriptive statistics and regression analysis using recent data from the Survey of Consumer Finances reveal that ARM borrowing is driven by both the least and most financially sophisticated households but for different reasons. Less…

  1. Mortgage Loan Portfolio Optimization Using Multi-Stage Stochastic Programming

    DEFF Research Database (Denmark)

    Rasmussen, Kourosh Marjani; Clausen, Jens

    2007-01-01

    We consider the dynamics of the Danish mortgage loan system and propose several models to reflect the choices of a mortgagor as well as his attitude towards risk. The models are formulated as multi stage stochastic integer programs, which are difficult to solve for more than 10 stages. Scenario...

  2. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Science.gov (United States)

    2010-04-01

    ... valuation method under section 2032 is selected. In any case where real property situated outside the United... amount of a mortgage upon, or of any other indebtedness in respect of, any property of the gross estate, including interest which had accrued thereon to the date of death, provided the value of the property...

  3. 12 CFR 226.33 - Requirements for reverse mortgages.

    Science.gov (United States)

    2010-01-01

    ... dwelling; and (2) Any principal, interest, or shared appreciation or equity is due and payable (other than... terms, charges, the age of the youngest borrower and the appraised property value. (4) Explanation of... part of the reverse mortgage transaction. (3) Additional creditor compensation. Any shared appreciation...

  4. 78 FR 78519 - Appraisals for Higher-Priced Mortgage Loans

    Science.gov (United States)

    2013-12-26

    ... where the holder of the credit risk of the existing obligation remains the same on the refinancing. The....'' Specifically, new TILA section 129H prohibits a creditor from extending credit in the form of a ``higher-risk... rule.\\8\\ The term ``higher-risk mortgage'' generally encompasses a closed-end consumer credit...

  5. Mortgage finance in Central and Eastern Europe : Opportunity or burden?

    NARCIS (Netherlands)

    Beck, T.H.L.; Kibuuja, K.; Tiongson, E.; Cull, R.; Demirguc-Kunt, A.; Murdoch, J.

    2012-01-01

    Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries, raising concerns about the economic and social consequences of household indebtedness in the event of a macroeconomic crisis. Using household survey data for 2005, 2006, and 2007

  6. The financialization of home and the mortgage market crisis

    NARCIS (Netherlands)

    Aalbers, M.B.

    2008-01-01

    Financialization can be characterized as capital switching from the primary, secondary or tertiary circuit to the quaternary circuit of capital. Housing is a central aspect of financialization. The financialization of mortgage markets demands that not just homes but also homeowners become viewed as

  7. 75 FR 35030 - Home Mortgage Disclosure Act; Notice of Hearings

    Science.gov (United States)

    2010-06-21

    ..., ethnicity, sex, and annual income of the loan applicant; action taken on the loan application (approved... Required lenders to ask applicants their ethnicity, race, and sex in applications taken by telephone. In... requirements to the definition of ``higher-priced mortgage loan'' adopted by the Board under Regulation Z...

  8. 75 FR 51623 - Registration of Mortgage Loan Originators

    Science.gov (United States)

    2010-08-23

    ... online registration system, the Nationwide Mortgage Licensing System and Registry (Registry). \\1\\ The S.A... benefit only small institutions. \\24\\ 12 U.S.C. 2801 et seq. \\25\\ See 12 CFR 203.2 (Regulation C). Other... limit--rendering gaming opportunities essentially unrealistic. Many commenters noted the complexity of...

  9. The Informal Sector and Mortgage Financing in Ghana

    African Journals Online (AJOL)

    with some increment prior to first payment completion and flexible collateral ... it presupposes that any policy intervention may be a failure once the informal ... While inflation had remained slightly stable keeping interest rates also slightly firm, the ..... discussed earlier, the mortgage system as pertains in Ghana is very formal ...

  10. 12 CFR 226.39 - Mortgage transfer disclosures.

    Science.gov (United States)

    2010-01-01

    ... to the loan or it is assigned to the servicer solely for the administrative convenience of the servicer in servicing the obligation. (2) A “mortgage loan” means any consumer credit transaction that is secured by the principal dwelling of a consumer. (b) Disclosure required. Except as provided in paragraph...

  11. Accelerated Urban Expansion in Lhasa City and the Implications for Sustainable Development in a Plateau City

    Directory of Open Access Journals (Sweden)

    Wei Tang

    2017-08-01

    Full Text Available Urbanization challenges regional sustainable development, but a slight expansion mechanism was revealed in a plateau city. We have integrated the urban expansion process and analyzed its determinants in Lhasa (Tibet, and we provide insightful suggestions for urban management and planning for Lhasa. The full continuum of the urban expansion process has been captured using time-series of high-resolution remote sensing data (1990–2015. Four categories of potential determinants involved in economic, demographic, social, and government policy factors were selected, and redundancy analysis was employed to define the contribution rates of these determinants. The results illustrate that considerable urban expansion occurred from 1990 to 2015 in Lhasa, with the area of construction land and transportation land increasing at rates of 117.2% and 564.7%, respectively. The urban expansion in the center of Lhasa can be characterized as temperate sprawl from 1990 through 2008, primarily explained by governmental policies and investment, economic development, tourist growth, and increased governmental investment resulting in faster urban expansion from 2008 to 2015, mainly occurring in the east, south, and west of Lhasa. In contrast with other cities of China, central government investment and “pairing-up support” projects have played an important role in infrastructure construction in Lhasa. The miraculous development of the tourism industry had prominent effects on this economic development and urbanization after 2006, due to the running of the Tibetan Railway. An integrative and proactive policy framework, the “Lhasa development model”, having important theoretical, methodological, and management implications for urban planning and development, has been proposed.

  12. Professional development strategies for teaching urban biology teachers to use concept maps effectively

    Science.gov (United States)

    McGregor Petgrave, Dahlia M.

    Many teachers are not adequately prepared to help urban students who have trouble understanding conceptual ideas in biology because these students have little connection to the natural world. This study explored potential professional development strategies to help urban biology teachers use concept maps effectively with various topics in the biology curriculum. A grounded theory approach was used to develop a substantive professional development model for urban biology teachers. Qualitative data were collected through 16 semi-structured interviews of professional developers experienced in working with concept maps in the urban context. An anonymous online survey was used to collect quantitative data from 56 professional developers and teachers to support the qualitative data. The participants were from New York City, recruited through the NY Biology-Chemistry Professional Development Mentor Network and the NY Biology Teachers' Association. According to the participants, map construction, classroom applications, lesson planning, action research, follow-up workshops, and the creation of learning communities are the most effective professional development strategies. The interviewees also proposed English language learning strategies such as picture maps, native word maps, and content reading materials with underlined words. This study contributes to social change by providing a professional development model to use in planning workshops for urban teachers. Urban teachers improve their own conceptual understanding of biology while learning how to implement concept mapping strategies in the classroom. Students whose teachers are better prepared to teach biology in a conceptual manner have the potential of growing into more scientifically literate citizens.

  13. Rural-urban migration and socioeconomic development in Ghana: some discussions.

    Science.gov (United States)

    Twumasi-ankrah, K

    1995-01-01

    This article presents a discussion of rural-urban migration as a source of social and behavioral change in Ghana. It explores the extent to which the urban social environment in Ghana generates conflicts for migrants with a different value orientation and the degree of influence of the urban social environment on migrants' behavior. The first part of the discussion focuses on the nature of Ghana's urbanization process, the motivation and characteristics of rural-urban migrants, and the nature of the social interaction between migrants and the social urban environment. Migrants contribute directly and indirectly to rural development in many ways. Some urban migrants achieve economic and material wealth and, through their attachment to voluntary tribal associations, assist local community development. Government can augment this process of migrant investment in rural life by identifying these actions as patriotic efforts and awarding citizenship medals or challenge grants. Governments need to review their citizenship laws carefully in light of the "brain drain" issues in the new world order and maximize the flow of resources, technical skills, and ideas from international migrants. A high-quality rural labor force can be enticed to live in rural areas by offering higher salaries and benefits, low income tax rates, better housing, and rural electrification and sanitation. Private firms should be offered incentives to locate in rural areas and increase employment opportunities for rural labor. Career advancement of development planners should be tied to program success or some form of public accountability for careful allocation of resources in rural areas. Fertility policies should be sensitive to urban subgroups. Urban and rural social differences are minor and do not impede urban assimilation, but unemployment and underemployment are problems for many.

  14. Urban transformation for the development and enhancement of the consolidated city

    Directory of Open Access Journals (Sweden)

    Alessandro Claudi de Saint Mihiel

    2016-11-01

    Full Text Available The demand to adapt the urban amenities to increasingly complex settlement needs, articulated and oriented to the energy efficiency of buildings, led to the need to undertake operational strategies to meet the existing challenges, developing projects for the transformation of the urban, historical or marginal environment. Some recent experiences of urban regeneration, increasingly declined towards an idea of compact and dense city, are meeting new energy settings, mobility, social inclusion, sustainable development. The role of technology choices appears crucial to the quality of interventions in areas of compromised material and immaterial integrity, that can become a research object for new eco-oriented design approaches.

  15. Preliminary investigation for the development of surrogate debris from nuclear detonations in marine-urban environments

    International Nuclear Information System (INIS)

    Seybert, A.G.; Auxier II, J.D.; University of Tennessee, Knoxville, TN; Hall, H.L.; University of Tennessee, Knoxville, TN; University of Tennessee, Knoxville, TN

    2017-01-01

    Since no nuclear weapon surface detonations have occurred in urban harbor environments, the nuclear forensic community has no actual debris from which to develop and validate analytical methods for radiochemistry analysis, making the development of surrogate debris representative of this a marine-urban detonation a vital undertaking. This work seeks to build a robust model that accounts for natural and manmade environmental variations in harbor environments and vessel compositions to statistically define the elemental composition of vaporized debris from a marine-urban nuclear detonation. This initial work is necessary for follow-on neutron-activation and debris formation analysis. (author)

  16. Contracting communities: Conceptualizing Community Benefits Agreements to improve citizen involvement in urban development projects

    NARCIS (Netherlands)

    Janssen-Jansen, Leonie; Veen, van der Menno

    2017-01-01

    Contractual agreements are becoming increasingly important for city governments seeking to manage urban development. Contractual governance involves direct relations between the local state and different public and private actors and citizens. Although abundant literature exists on public–private

  17. Developing and applying mobility performance measures for freight transportation in urban areas.

    Science.gov (United States)

    2010-12-01

    This report summarizes the activities performed in a one-year study with the objective to develop an : understanding of the interrelationships of urban goods movement and congestion and identify performance : measures that will help evaluate the impa...

  18. Evolving partnerships in the collection of urban solid waste in the developing world

    NARCIS (Netherlands)

    Post, J.; Baud, I.S.A.; Furedy, C.; Post, J.

    2004-01-01

    -Post, Johan. (2004) Evolving Partnerships in the Collection of Urban Solid Waste in the Developing World, in: Baud, Isa., Johan. Post and Christine Furedy (2004) Solid Waste Management and Recycling; Actors, Partnerships and Policies in Hyderabad, India

  19. The development and validation of an urbanicity scale in a multi-country study.

    Science.gov (United States)

    Novak, Nicole L; Allender, Steven; Scarborough, Peter; West, Douglas

    2012-07-20

    Although urban residence is consistently identified as one of the primary correlates of non-communicable disease in low- and middle-income countries, it is not clear why or how urban settings predispose individuals and populations to non-communicable disease (NCD), or how this relationship could be modified to slow the spread of NCD. The urban-rural dichotomy used in most population health research lacks the nuance and specificity necessary to understand the complex relationship between urbanicity and NCD risk. Previous studies have developed and validated quantitative tools to measure urbanicity continuously along several dimensions but all have been isolated to a single country. The purposes of this study were 1) To assess the feasibility and validity of a multi-country urbanicity scale; 2) To report some of the considerations that arise in applying such a scale in different countries; and, 3) To assess how this scale compares with previously validated scales of urbanicity. Household and community-level data from the Young Lives longitudinal study of childhood poverty in 59 communities in Ethiopia, India and Peru collected in 2006/2007 were used. Household-level data include parents' occupations and education level, household possessions and access to resources. Community-level data include population size, availability of health facilities and types of roads. Variables were selected for inclusion in the urbanicity scale based on inspection of the data and a review of literature on urbanicity and health. Seven domains were constructed within the scale: Population Size, Economic Activity, Built Environment, Communication, Education, Diversity and Health Services. The scale ranged from 11 to 61 (mean 35) with significant between country differences in mean urbanicity; Ethiopia (30.7), India (33.2), Peru (39.4). Construct validity was supported by factor analysis and high corrected item-scale correlations suggest good internal consistency. High agreement was

  20. An Economic Approach to Transportation and Urban Development in Metro Manila

    OpenAIRE

    Roth, Lars Christian

    2001-01-01

    High population growth rate in Metro Manila has a direct effect on the intensity of urbanisation and development in the region and population is expected to reach 13 million by the year 2015. Urban congestion is one of the region's most pressing problems as air pollution has a major impact on public health and particularly affects children and the elderly. This study will give a broad description of transportation and urban development in Metro manila and thus contribute to improve the unders...

  1. Approaching integrated urban-rural development in China: The changing institutional roles

    OpenAIRE

    Li, Yuheng; Hu, Zhichao; Liu, Yansui

    2014-01-01

    Ever since the twenty-first century, the Chinese government has been undertaking a series of rural-favored policies and measures to promote comprehensive development in rural China. The fundamental purpose is to accomplish integrated urban-rural development (IURD) given the ever enlarging urban-rural inequalities during the post-reform era. Considering the long time biased policies against the countryside, the paper aims to examine the institutional roles in approaching the IURD. IURD at prov...

  2. Characterization of Urban Heat and Exacerbation: Development of a Heat Island Index for California

    Directory of Open Access Journals (Sweden)

    Haider Taha

    2017-08-01

    Full Text Available To further evaluate the factors influencing public heat and air-quality health, a characterization of how urban areas affect the thermal environment, particularly in terms of the air temperature, is necessary. To assist public health agencies in ranking urban areas in terms of heat stress and developing mitigation plans or allocating various resources, this study characterized urban heat in California and quantified an urban heat island index (UHII at the census-tract level (~1 km2. Multi-scale atmospheric modeling was carried out and a practical UHII definition was developed. The UHII was diagnosed with different metrics and its spatial patterns were characterized for small, large, urban-climate archipelago, inland, and coastal areas. It was found that within each region, wide ranges of urban heat and UHII exist. At the lower end of the scale (in smaller urban areas, the UHII reaches up to 20 degree-hours per day (DH/day; °C.hr/day, whereas at the higher end (in larger areas, it reaches up to 125 DH/day or greater. The average largest temperature difference (urban heat island within each region ranges from 0.5–1.0 °C in smaller areas to up to 5 °C or more at the higher end, such as in urban-climate archipelagos. Furthermore, urban heat is exacerbated during warmer weather and that, in turn, can worsen the health impacts of heat events presently and in the future, for which it is expected that both the frequency and duration of heat waves will increase.

  3. 2008 Emlak Krizinin İller Bazında Etkileri(The Effects of 2008 Subprime Mortgage Crisis On The Cities

    Directory of Open Access Journals (Sweden)

    Burhan KABADAYI

    2013-12-01

    Full Text Available The aim of the study is to examine the effects of 2008 Mortgage Crisis started at USA on the cities of Turkey. The effects of the crisis were analyzed by current bank credit per capita and external trade structure. As a consequence, relatively less developed cities were affected by crisis less than developed cities of Turkey.

  4. 24 CFR 220.814 - Election of action.

    Science.gov (United States)

    2010-04-01

    ... INSURANCE AND INSURED IMPROVEMENT LOANS FOR URBAN RENEWAL AND CONCENTRATED DEVELOPMENT AREAS Contract Rights... estate mortgage, deed of trust, conditional sales contract, chattel mortgage, lien, judgment, or any...

  5. 24 CFR 242.65 - Distribution of assets.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Regulatory Agreement, Accounting and Reporting, and Financial Requirements...

  6. 24 CFR 242.59 - Inspection of facilities by Commissioner.

    Science.gov (United States)

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Regulatory Agreement, Accounting and Reporting, and Financial...

  7. 24 CFR 242.64 - Current and future property.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Regulatory Agreement, Accounting and Reporting, and Financial Requirements...

  8. 24 CFR 242.57 - Maintenance of hospital facility.

    Science.gov (United States)

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Regulatory Agreement, Accounting and Reporting, and Financial...

  9. 24 CFR 242.66 - Affiliate transactions.

    Science.gov (United States)

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Regulatory Agreement, Accounting and Reporting, and Financial Requirements...

  10. Implications of rainfall for agricultural and urban development of Eldoret, Kenya

    Directory of Open Access Journals (Sweden)

    E. Ofori- Sarpong

    2013-07-01

    Full Text Available This paper examines the role of rainfall in the urban development of Kenya. The rainfall characteristics have been analysed and their influence on agricultural and urban development assessed. It is noted that since Eldoret is one of the rapidly expanding towns in Kenya located in highly potential agricultural region, variability of rainfall and drought can seriously affect urban development as farmers in the hinterland will abandon their farms and migrate to the town thus creating food shortage. Secondly, in times of drought, the water supply problems in the town will be exacerbated as it depends on surface water source. The tempo of rural-urban migration will be speeded up and this will create more socio-economic problems.

  11. How does imperviousness develop and affect runoff generation in an urbanizing watershed?

    Directory of Open Access Journals (Sweden)

    Gerald Krebs

    2013-08-01

    Full Text Available Imperviousness associated with urbanization remains one of the biggest challenges in sustainable urban design. The replacement of forests, marshlands, buffers, and wetlands with impervious surfaces, strongly influences hydrological processes in urbanizing areas. This study analyzed the contribution of four constructed surfaces types – roofs, yards, roads, and an international airport – to surface runoff within a 21 km2 watershed, and presents the development over five decades (1977−2030. The land-cover model, used to assess watershed imperviousness in 2030, utilized coefficients between impervious areas generating surface runoff and the floor area, developed during the study. The conducted imperviousness analysis allowed the evaluation of land-use development impacts on the stream network, and the identification of hydrologically active areas for urban planning and stormwater management. Research revealed the importance of yard imperviousness related to suburban residential housing for stormwater runoff generation, and the impacts of transport-related imperviousness on stormwater runoff.

  12. Trans-European transport networks influence on the regional development and urban systems: Serbian experience

    Directory of Open Access Journals (Sweden)

    Maksin-Mićić Marija

    2004-01-01

    Full Text Available The trans-European transport network has different effects at macro-regional, mezzo-regional and micro-regional level, and on urban systems development, and its effectiveness rises at the lower regional levels. Possible approaches to the trans-European transport network impact and effect survey and policy options have been pointed out. The importance of increased accessibility and mobility for regional expansion and for more balanced and polycentric system of city networks has been underlined. The question is how the new major transport infrastructure affects the development of functional complementarity between cities and regions. Changes of the spatial organization, utilization and structure of cities, as well as of social benefits and losses subsequent to impacts of trans-European transport corridor "X" on urban system Ćuprija-Jagodina-Paraćin at section Belgrade-Nis have been analysed. The new trans-European or major transport infrastructure does not per se create regional and urban system network development, although it can affect the conditions for the processes that create growth and development. The effects can be increased by co-ordination of measures of regional and urban policy, land use, transport and other policies. The guidances and options of urban systems and urban centres development policies in trans-European transport corridor, as well as possibilities to improve our planning system have been given. The necessary measure is the introduction of spatial impact assessment as sectorial policy instrument for the large transport infrastructure projects.

  13. Driving Force Filtering and Driving Mechanism Analysis of Urban Agricultural Development in Weifang County, China

    Directory of Open Access Journals (Sweden)

    SUI Fei-fei

    2016-03-01

    Full Text Available As an agricultural nation, the agricultural landscape is the basic appearance and existence in China, but the common existence often be neglected and contempted. As a new type of design and ideology, the development of urban agricultural landscape will greatly affect the texture and structure of the urban space. According to the urban agricultural production data and the socio-economic data of Weifang County, a set of evaluation index system that could analyze quantitatively the driving force of urban agricultural production changes and the internal drive mechanism was built. The original driving force indicators of economy, society, resources and environment from the time-series were chosen, and then 15 driving forces from the original driving forces by correlation analysis and principal component analysis were selected. The degree of influence was analyzed and the driving forces model by means of partial least squares(PLS was built. The results demonstrated that the factors greatly influenced the increase of urban agricultural output value in Weifang County were per capita net income of rural residents, agricultural machinery total power, effective irrigation area, centralized treatment rate of urban sewage, with the driving exponents 0.2509, 0.1019, 0.1655, 0.1332, respectively. The negative influence factor was the use amount of agricultural plastic film and the driving exponent was-0.2146. The research provides a reference for the development of urban agriculture, as well as a reference for the related study.

  14. Urban waterfront rehabilitation: can it contribute to environmental improvements in the developing world?

    International Nuclear Information System (INIS)

    Vollmer, Derek

    2009-01-01

    This paper examines urban waterfront rehabilitation as a sustainable development strategy in Chinese cities. Though waterfront rehabilitation is increasingly being employed in developed world cities, the environmental benefits are not always clear. Nonetheless, China, like other developing countries, has shown interest in this strategy, for improving its local water quality, upgrading environmental management, and improving quality of life for urban residents. As developing world cities struggle to break from the traditional model of 'pollute first, clean up later', it is critical that they employ strategies which minimize or remediate environmental impacts while still promoting economic development. This paper analyzes three such projects: the Qinhuai River Environmental Improvement Project in Nanjing, the Suzhou Creek Rehabilitation in Shanghai, and the Wuli Lake Rehabilitation in Wuxi. A critical analysis indicates that these projects have served numerous purposes which contribute to the cities' sustainable development. Though waterways may not be restored to pristine conditions, the incremental improvements appear to be a necessary catalyst for sustainable urban development.

  15. Urban development, and emerging relations of informal property and land based authority in Accra

    DEFF Research Database (Denmark)

    Stacey, Paul Austin

    2018-01-01

    Rural–urban migration leads to ever increasing numbers of Africans living in informal settlements. In Accra's largest informal settlement, Old Fadama, residents by definition have no statutory rights to the land and their building activities undermine formal state law and state-recognized customary......, building and development in the settlement that involve a variety of local, national and global actors. Their actions show the contemporaneous making and unmaking of different relations of property and land-based control and authority in the densely populated urban site. Important features of urban...

  16. Developing an Agent-Based Model to Simulate Urban Land-Use Expansion (Case Study: Qazvin)

    OpenAIRE

    F. Nourian; A. A. Alesheikh; F. Hosseinali

    2012-01-01

    Extended abstract1-IntroductionUrban land-use expansion is a challenging issue in developing countries. Increases in population as well as the immigration from the villages to the cities are the two major factors for that phenomenon. Those factors have reduced the influence of efforts that try to limit the cities’ boundaries. Thus, spatial planners always look for the models that simulate the expansion of urban land-uses and enable them to prevent unbalanced expansions of cities and guide the...

  17. Development and validation of a physics-based urban fire spread model

    OpenAIRE

    HIMOTO, Keisuke; TANAKA, Takeyoshi

    2008-01-01

    A computational model for fire spread in a densely built urban area is developed. The model is distinct from existing models in that it explicitly describes fire spread phenomena with physics-based knowledge achieved in the field of fire safety engineering. In the model, urban fire is interpreted as an ensemble of multiple building fires; that is, the fire spread is simulated by predicting behaviors of individual building fires under the thermal influence of neighboring building fires. Adopte...

  18. Investigating the role of urban development in the conventional environmental Kuznets curve: evidence from the globe.

    Science.gov (United States)

    Katircioglu, Setareh; Katircioglu, Salih; Kilinc, Ceyhun C

    2018-03-19

    We investigated the role of urbanization in the conventional environmental Kuznets curve (EKC) of the globe. The overall population and rural population were also considered for control purposes. Based on our findings, we suggest that the conventional EKC of the globe is not an inverted U-shape but becomes downward sloping when urban development is added and inverted U-shapes when the overall population and rural population volumes are added.

  19. Modeling and assessment of hydrological changes in a developing urban catchment

    OpenAIRE

    Guan, M; Sillanpää, N; Koivusalo, H

    2015-01-01

    Urbanization strongly changes natural catchment by increasing impervious coverage and by creating a need for efficient drainage systems. Such land cover changes lead to more rapid hydrological response to storms and change distribution of peak and low flows. This study aims to explore and assess how gradual hydrological changes occur during urban development from rural area to a medium-density residential catchment. The Stormwater Management Model (SWMM) is utilized to simulate a series of sc...

  20. The development and validation of an urbanicity scale in a multi-country study

    Directory of Open Access Journals (Sweden)

    Novak Nicole L

    2012-07-01

    Full Text Available Abstract Background Although urban residence is consistently identified as one of the primary correlates of non-communicable disease in low- and middle-income countries, it is not clear why or how urban settings predispose individuals and populations to non-communicable disease (NCD, or how this relationship could be modified to slow the spread of NCD. The urban–rural dichotomy used in most population health research lacks the nuance and specificity necessary to understand the complex relationship between urbanicity and NCD risk. Previous studies have developed and validated quantitative tools to measure urbanicity continuously along several dimensions but all have been isolated to a single country. The purposes of this study were 1 To assess the feasibility and validity of a multi-country urbanicity scale; 2 To report some of the considerations that arise in applying such a scale in different countries; and, 3 To assess how this scale compares with previously validated scales of urbanicity. Methods Household and community-level data from the Young Lives longitudinal study of childhood poverty in 59 communities in Ethiopia, India and Peru collected in 2006/2007 were used. Household-level data include parents’ occupations and education level, household possessions and access to resources. Community-level data include population size, availability of health facilities and types of roads. Variables were selected for inclusion in the urbanicity scale based on inspection of the data and a review of literature on urbanicity and health. Seven domains were constructed within the scale: Population Size, Economic Activity, Built Environment, Communication, Education, Diversity and Health Services. Results The scale ranged from 11 to 61 (mean 35 with significant between country differences in mean urbanicity; Ethiopia (30.7, India (33.2, Peru (39.4. Construct validity was supported by factor analysis and high corrected item-scale correlations suggest

  1. Private Sector-led Urban Development Projects. Management, Partnerships and Effects in the Netherlands and the UK

    OpenAIRE

    Erwin Heurkens

    2012-01-01

    Central to this research lays the concept of private sector-led urban development projects (Heurkens, 2010). Such projects involve project developers taking a leading role and local authorities adopting a facilitating role, in managing the development of an urban area, based on a clear public-private role division. Such a development strategy is quite common in Anglo-Saxon urban development practices, but is less known in Continental European practices. Nonetheless, since the beginning of the...

  2. Urban metabolism: Measuring the city's contribution to sustainable development

    International Nuclear Information System (INIS)

    Conke, Leonardo S.; Ferreira, Tainá L.

    2015-01-01

    Urban metabolism refers to the assessment of the amount of resources produced and consumed by urban ecosystems. It has become an important tool to understand how the development of one city causes impacts to the local and regional environment and to support a more sustainable urban design and planning. Therefore, the purpose of this paper was to measure the changes in material and energy use occurred in the city of Curitiba (Brazil) between the years of 2000 and 2010. Results reveal better living conditions and socioeconomic improvements derived from higher resource throughput but without complete disregard to environmental issues. Food intake, water consumption and air emissions remained at similar levels; energy use, construction materials and recycled waste were increased. The paper helps illustrate why it seems more adequate to assess the contribution a city makes to sustainable development than to evaluate if one single city is sustainable or not. - Highlights: • We assessed the urban metabolism of Curitiba (Brazil) in 2000 and 2010. • Living conditions improved due to higher material and energy use. • Socioeconomic expansion demands special attention to environmental changes. • One city cannot be sustainable by itself, as it depends on external resources. • Urban metabolism helps measuring a city's contribution to sustainable development. - The urban metabolism of Curitiba (Brazil) reveals improvement in living conditions due to increased material and energy use, but without disregard to the environment

  3. Understanding and Managing Staff Development in an Urban School System. Final Report.

    Science.gov (United States)

    Schlechty, Phillip; And Others

    A study is reported that examined the way staff development functions in schools, the effects of staff development, and the interaction between staff development and other activities and conditions in school systems. The study took place in a large urban school district (in the Southeast) that is heavily committed to and involved in staff…

  4. Air Quality and Air Pollution Management in Urban Areas in Less Developed Countries

    DEFF Research Database (Denmark)

    Madsen, P. V.

    2007-01-01

    The working group will address the complexity of air pollution management in the growing urban sphere in the less developed countries, and will discus and evaluate how Danish and Scandinavian research institutions, universities and private companies can initiate a more progressive role...... in development aid and capacity development in relation to air pollution. For further information on the actions objective, activities and dissemination plan...

  5. Reverse Mortgage Participation in the United States: Evidence from a National Study

    Directory of Open Access Journals (Sweden)

    Swarn Chatterjee

    2016-03-01

    Full Text Available This paper uses the most recent wave of a nationally representative dataset to examine the factors associated with elderly homeowners’ decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans. However, homeowners who were risk averse, and homeowners in the two highest quartiles of net worth were more likely to have reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care insurance coverage were less likely to have reverse mortgage loans. Implications for financial economists, financial planners, policy-makers, and scholars of retirement economics are included.

  6. Development of river flood model in lower reach of urbanized river basin

    Science.gov (United States)

    Yoshimura, Kouhei; Tajima, Yoshimitsu; Sanuki, Hiroshi; Shibuo, Yoshihiro; Sato, Shinji; Lee, SungAe; Furumai, Hiroaki; Koike, Toshio

    2014-05-01

    Japan, with its natural mountainous landscape, has demographic feature that population is concentrated in lower reach of elevation close to the coast, and therefore flood damage with large socio-economic value tends to occur in low-lying region. Modeling of river flood in such low-lying urbanized river basin is complex due to the following reasons. In upstream it has been experienced urbanization, which changed land covers from natural forest or agricultural fields to residential or industrial area. Hence rate of infiltration and runoff are quite different from natural hydrological settings. In downstream, paved covers and construct of sewerage system in urbanized areas affect direct discharges and it enhances higher and faster flood peak arrival. Also tidal effect from river mouth strongly affects water levels in rivers, which must be taken into account. We develop an integrated river flood model in lower reach of urbanized areas to be able to address above described complex feature, by integrating model components: LSM coupled distributed hydrological model that models anthropogenic influence on river discharges to downstream; urban hydrological model that simulates run off response in urbanized areas; Saint Venant's equation approximated river model that integrates upstream and urban hydrological models with considering tidal effect from downstream. These features are integrated in a common modeling framework so that model interaction can be directly performed. The model is applied to the Tsurumi river basin, urbanized low-lying river basin in Yokohama and model results show that it can simulate water levels in rivers with acceptable model errors. Furthermore the model is able to install miscellaneous water planning constructs, such as runoff reduction pond in urbanized area, flood control field along the river channel, levee, etc. This can be a useful tool to investigate cost performance of hypothetical water management plan against impact of climate change in

  7. Development of urban runoff model FFC-QUAL for first-flush water-quality analysis in urban drainage basins.

    Science.gov (United States)

    Hur, Sungchul; Nam, Kisung; Kim, Jungsoo; Kwak, Changjae

    2018-01-01

    An urban runoff model that is able to compute the runoff, the pollutant loadings, and the concentrations of water-quality constituents in urban drainages during the first flush was developed. This model, which is referred to as FFC-QUAL, was modified from the existing ILLUDAS model and added for use during the water-quality analysis process for dry and rainy periods. For the dry period, the specifications of the coefficients for the discharge and water quality were used. During rainfall, we used the Clark and time-area methods for the runoff analyses of pervious and impervious areas to consider the effects of the subbasin shape; moreover, four pollutant accumulation methods and the washoff equation for computing the water quality each time were used. According to the verification results, FFC-QUAL provides generally similar output as the measured data for the peak flow, total runoff volume, total loadings, peak concentration, and time of peak concentration for three rainfall events in the Gunja subbasin. In comparison with the ILLUDAS, SWMM, and MOUSE models, there is little difference between these models and the model developed in this study. The proposed model should be useful in urban watersheds because of its simplicity and its capacity to model common pollutants (e.g., biological oxygen demand, chemical oxygen demand, Escherichia coli, suspended solids, and total nitrogen and phosphorous) in runoff. The proposed model can also be used in design studies to determine how changes in infrastructure will affect the runoff and pollution loads. Copyright © 2017 The Authors. Published by Elsevier Ltd.. All rights reserved.

  8. Does financial development increase energy consumption? The role of industrialization and urbanization in Tunisia

    International Nuclear Information System (INIS)

    Shahbaz, Muhammad; Lean, Hooi Hooi

    2012-01-01

    This paper assesses the relationship among energy consumption, financial development, economic growth, industrialization and urbanization in Tunisia from 1971 to 2008. The autoregressive distributed lag bounds testing approach to cointegration and Granger causality tests is employed for the analysis. The result confirms the existence of long-run relationship among energy consumption, economic growth, financial development, industrialization and urbanization in Tunisia. Long-run bidirectional causalities are found between financial development and energy consumption, financial development and industrialization, and industrialization and energy consumption. Hence, sound and developed financial system that can attract investors, boost the stock market and improve the efficiency of economic activities should be encouraged in the country. Nevertheless, promoting industrialization and urbanization can never be left out from the process of development. We add light to policy makers with the role of financial development, industrialization and urbanization in the process of economic development. - Highlights: ► We find the existence of long-run relationship among variables. ► Financial development is positively related to energy consumption. ► Bidirectional causal relationship between financial development and energy consumption. ► Sound and developed financial system should be encouraged.

  9. Urban gray vs. urban green vs. soil protection — Development of a systemic solution to soil sealing management on the example of Germany

    Energy Technology Data Exchange (ETDEWEB)

    Artmann, Martina, E-mail: m.artmann@ioer.de

    2016-07-15

    Managing urban soil sealing is a difficult venture due to its spatial heterogeneity and embedding in a socio-ecological system. A systemic solution is needed to tackle its spatial, ecological and social sub-systems. This study develops a guideline for urban actors to find a systemic solution to soil sealing management based on two case studies in Germany: Munich and Leipzig. Legal-planning, informal-planning, economic-fiscal, co-operative and informational responses were evaluated by indicators to proof which strategy considers the spatial complexity of urban soil sealing (systemic spatial efficiency) and, while considering spatial complexity, to assess what the key management areas for action are to reduce the ecological impacts by urban soil sealing (ecological impact efficiency) and to support an efficient implementation by urban actors (social implementation efficiency). Results suggest framing the systemic solution to soil sealing management through a cross-scale, legal-planning development strategy embedded in higher European policies. Within the socio-ecological system, the key management area for action should focus on the protection of green infrastructure being of high value for actors from the European to local scales. Further efforts are necessary to establish a systemic monitoring concept to optimize socio-ecological benefits and avoid trade-offs such as between urban infill development and urban green protection. This place-based study can be regarded as a stepping stone on how to develop systemic strategies by considering different spatial sub-targets and socio-ecological systems. - Highlights: • Urban soil sealing management is spatially complex. • The legal-planning strategy supports a systemic sealing management. • Urban green infrastructure protection should be in the management focus. • Soil protection requires policies from higher levels of government. • A systemic urban soil sealing monitoring concept is needed.

  10. Urban gray vs. urban green vs. soil protection — Development of a systemic solution to soil sealing management on the example of Germany

    International Nuclear Information System (INIS)

    Artmann, Martina

    2016-01-01

    Managing urban soil sealing is a difficult venture due to its spatial heterogeneity and embedding in a socio-ecological system. A systemic solution is needed to tackle its spatial, ecological and social sub-systems. This study develops a guideline for urban actors to find a systemic solution to soil sealing management based on two case studies in Germany: Munich and Leipzig. Legal-planning, informal-planning, economic-fiscal, co-operative and informational responses were evaluated by indicators to proof which strategy considers the spatial complexity of urban soil sealing (systemic spatial efficiency) and, while considering spatial complexity, to assess what the key management areas for action are to reduce the ecological impacts by urban soil sealing (ecological impact efficiency) and to support an efficient implementation by urban actors (social implementation efficiency). Results suggest framing the systemic solution to soil sealing management through a cross-scale, legal-planning development strategy embedded in higher European policies. Within the socio-ecological system, the key management area for action should focus on the protection of green infrastructure being of high value for actors from the European to local scales. Further efforts are necessary to establish a systemic monitoring concept to optimize socio-ecological benefits and avoid trade-offs such as between urban infill development and urban green protection. This place-based study can be regarded as a stepping stone on how to develop systemic strategies by considering different spatial sub-targets and socio-ecological systems. - Highlights: • Urban soil sealing management is spatially complex. • The legal-planning strategy supports a systemic sealing management. • Urban green infrastructure protection should be in the management focus. • Soil protection requires policies from higher levels of government. • A systemic urban soil sealing monitoring concept is needed.

  11. Dåser uden pant: Cans without a mortgage

    OpenAIRE

    Rostrup, Emil; Mouritzen, Jeppe; Wagner, Sara; Skovlund, Kristian; Rein, Jakob; Engholm, Simon

    2013-01-01

    This research aims to investigate the possibility of changing people’s recycle behaviour, with a focus on cans without a mortgage, through a design. In order to investigate this possibility, a needs assessment was carried out, where the specific demands of waste plants, consumers, retail trade and environment were taken into consideration. The demands of the waste plants as well as the demand of the retail trade were found by collecting empiricism from various websites. The needs of the consu...

  12. Development of geoinformation zoning model of urban territories for use in urban cadaster systems

    Directory of Open Access Journals (Sweden)

    Денис Вікторович Горковчук

    2016-12-01

    Full Text Available The structure and composition of zoning spatial resources is explored. Geoinformation mode of geospatial zoning data on the basis of object-relational database management system is developed. Developed zoning model is tested in the environment of open-source database management system PostgreSQL. Applied SQL-function for automatic creation of build conditions and restrictions of land development is implemented

  13. Mortgaged lives’: the biopolitics of debt and housing financialisation

    OpenAIRE

    Garcia Lamarca, Melissa; Kaika, Maria

    2016-01-01

    The paper expands the conceptual framework within which we examine mortgage debt by reconceptualising mortgages as a biotechnology: a technology of power over life that forges an intimate relationship between global financial markets, everyday life and human labour. Taking seriously the materiality of mortgage contracts as a means of forging new embodied practices of financialisation, we urge for the need to move beyond a policy? and macroeconomics?based analysis of housing financialisation. ...

  14. Higher bank capital requirements and mortgage pricing: evidence from the Counter-Cyclical Capital Buffer

    OpenAIRE

    Basten, Christoph; Koch, Cathérine

    2014-01-01

    We examine mortgage pricing before and after Switzerland was the first country to activate the Counter-Cyclical Capital Buffer of Basel III. Observing multiple mortgage offers per request, we obtain three core findings. First, capitalconstrained and mortgage-specialized banks raise their rates relatively more. Second, risk-weighting schemes supposed to discriminate against more risky borrowers do not amplify the effect of higher capital requirements. Third, CCB-subjected banks and CCB-exempt ...

  15. Effect of loan value and collateral on value of mortgage default

    OpenAIRE

    Itoo, R. A.; Selvarasu, A.; Filipe, J.

    2013-01-01

    This study explore the factors influencing mortgage loan default by using the data of mortgage default case from Jammu and Kashmir Bank. To achieve the study objectives sixteen variables are taken. The variables are categorized into three dimensions as borrower’s profile, loan value contents and collateral security. The tools used for analysis of data describing mortgage loan defaulter’s are chi-square, regression, ANOVA, and logistic regression through SPSS 18.0. The results indicate that th...

  16. Criteria for evaluation and guidelines for land use planning in terms of sustainable urban development

    Directory of Open Access Journals (Sweden)

    Irena Ostojić

    2014-10-01

    Full Text Available Sustainable spatial development is a generally accepted objective and principle in spatial planning. It is implemented mainly by regulations in the sectors for management of natural resources, but not comprehensively in implementing regulations for urban space management. One of the most important instruments of spatial planning at local level is land use, for which there is no comprehensive framework of implementing measures for achieving sustainable spatial objectives in urban areas. In accordance with the review and critical analysis of literature, there are four measures presented in the paper: protection of natural resources and reduction of environmental-climate risks, compact urban structure, mixed-use and accessibility of urban functions. The review and analysis have shown that the listed measures enable sustainable development of urban areas, but only if they are planned and implemented in accordance with supporting physical, social and economic elements of urban space. In the conclusion, indicators which can assess the level of sustainability in land use design are presented and guidelines for restructuring land use in existing settlement areas are described.

  17. Assessment tools for urban catchments: developing biological indicators based on benthic macroinvertebrates

    Science.gov (United States)

    Purcell, A.H.; Bressler, D.W.; Paul, M.J.; Barbour, M.T.; Rankin, E.T.; Carter, J.L.; Resh, V.H.

    2009-01-01

    Biological indicators, particularly benthic macroinvertebrates, are widely used and effective measures of the impact of urbanization on stream ecosystems. A multimetric biological index of urbanization was developed using a large benthic macroinvertebrate dataset (n = 1,835) from the Baltimore, Maryland, metropolitan area and then validated with datasets from Cleveland, Ohio (n = 79); San Jose, California (n = 85); and a different subset of the Baltimore data (n = 85). The biological metrics used to develop the multimetric index were selected using several criteria and were required to represent ecological attributes of macroinvertebrate assemblages including taxonomic composition and richness (number of taxa in the insect orders of Ephemeroptera, Plecoptera, and Trichoptera), functional feeding group (number of taxa designated as filterers), and habit (percent of individuals which cling to the substrate). Quantile regression was used to select metrics and characterize the relationship between the final biological index and an urban gradient (composed of population density, road density, and urban land use). Although more complex biological indices exist, this simplified multimetric index showed a consistent relationship between biological indicators and urban conditions (as measured by quantile regression) in three climatic regions of the United States and can serve as an assessment tool for environmental managers to prioritize urban stream sites for restoration and protection.

  18. Perspective on an urban transportation strategy with BRT for developing cities

    Directory of Open Access Journals (Sweden)

    Fumihiko Nakamura

    2017-09-01

    Full Text Available A Bus Rapid Transit (BRT system is one of the best strategies for urban transportation, especially in developing cities, mainly because of its cost-efficiency. Starting from Curitiba, Brazil in 1974, including Bogota, Colombia in 1999, many cities in Latin American Countries have implemented a BRT system. In almost all cases, BRT systems are working as a reliable high capacity service. In some cases, BRT systems are well coordinated with an urban transportation strategy framework and/or an urban planning strategy framework, integrating other transportation modes and land uses. Alternatively, there have been very few cases of BRT systems in Southeast Asian countries. Many cities considering implementation of BRT systems do not consider other urban transportation strategies such as Transit Oriented Development (TOD. The objective of the paper is to discuss the perspective of a BRT for developing cities. First, the paper reviews the history of BRT systems followed by a field survey of the results in Curitiba, mainly from an urban transportation and planning strategy point of view. Second, multimodal and inter-modal aspects are discussed, where the relationship with city buses, a balance between private car use and parking policies are emphasized. Third a framework of urban bus planning, management and operation is discussed considering the roles of public and private sectors based on the experiences of several developed cities. Finally, in terms of an urban planning strategy, reviewing the original and applied concepts of TOD, the authors discuss how a TOD strategy could work with BRT systems. The authors address the possibilities and limitations of BRT systems, especially in developing cities. More specific implications are presented in the case of medium sized cities of Southeast Asian countries.

  19. The Role and Importance of Local Economic Development in Urban Development: A Case of Harare

    Directory of Open Access Journals (Sweden)

    Gladys Mandisvika

    2015-12-01

    Full Text Available The study assessed the role and importance of Local Economic Development as a means of enhancing urban development paying particular attention to the regulators of Local Economic Development in Harare. Local Economic Development is a process which encourages partners from the community, public sector, private sector and non-governmental sectors to work collectively to create better conditions for economic growth and employment generation with the aim of improving the locality economic future and the quality of life for all citizens. The study was premised on the theory of competitive advantage which puts up that prosperity and wealth creation is determined by microeconomic factors and that prosperity means increasing the standards of living for the local people and ultimately their quality of life. Primary data for the research was gathered through observation and key informant interviews. Data on key stakeholders understanding on the concept of Local Economic Development, how it is being practised and how the current regulatory framework enhance or impinge on local people’s participation in Local Economic Development was collected. Secondary data was also collected from Harare’s 2014 budget, census and existing forward plans. The study revealed that the practice of Local Economic Development in Harare is biased towards the setting aside of land zoned for industrial and commercial uses and implementation of development control parameters. Small to Medium Enterprises and the informal sector have also been identified as the major forms of Local Economic Development that citizens are involved in. However, the study revealed that proper policy frameworks which guide practice of Local Economic Development initiatives were missing

  20. Urban ecology in a developing world: why advanced socioecological theory needs Africa.

    Science.gov (United States)

    McHale, Melissa R; Bunn, David N; Pickett, Steward Ta; Twine, Wayne

    2013-12-01

    Socioecological theory, developed through the study of urban environments, has recently led to a proliferation of research focusing on comparative analyses of cities. This research emphasis has been concentrated in the more developed countries of the Northern Hemisphere (often referred to as the "Global North"), yet urbanization is now occurring mostly in the developing world, with the fastest rates of growth in sub-Saharan Africa. Countries like South Africa are experiencing a variety of land-cover changes that may challenge current assumptions about the differences between urban and rural environments and about the connectivity of these dynamic socioecological systems. Furthermore, questions concerning ecosystem services, landscape preferences, and conservation - when analyzed through rural livelihood frameworks - may provide insights into the social and ecological resilience of human settlements. Increasing research on urban development processes occurring in Africa, and on patterns of kinship and migration in the less developed countries of the "Global South", will advance a more comprehensive worldview of how future urbanization will influence the progress of sustainable societies.

  1. Evaluation of Plan Implementation: Peri-urban Development and the Shanghai Master Plan 1999-2020

    Directory of Open Access Journals (Sweden)

    Jinghuan He

    2015-01-01

    Full Text Available Since the 1980s China has experienced unprecedented urbanisation as a result of a series of reforms promoting rapid economic development. Shanghai, like the other big cities along China’s coastline, has witnessed extraordinary growth in its economy and population with industrial development and rural-to-urban migration generating extensive urban expansion. Shanghai’s GDP growth rate has been over 10 per cent for more than 15 years. Its population in 2013 was estimated at 23.47 million, which is double its size in 1979. The urban area enlarged by four times from 644 to 2,860 km2 between 1977 and 2010. Such demanding growth and dramatic changes present big challenges for urban planning practice in Shanghai. Plans have not kept up with development and the mismatch between the proposals in plans and the actual spatial development has gradually increased, reaching a critical level since 2000. The mismatch in the periurban areas is more notable than that in the existing urban area, but there has not been a systematic review of the relationship between plan and implementation. Indeed, there are few studies on the evaluation of plan implementation in China generally. Although many plans at numerous spatial levels are successively prepared and revised, only few of them have been evaluated in terms of their effectiveness and implementation.  This particularly demanding context for planning where spatial development becomes increasingly unpredictable and more difficult to influence presents an opportunity to investigate the role of plans under conditions of rapid urbanisation. The research project asks to what extent have spatial plans influenced the actual spatial development in the peri-urban areas of Shanghai? The research pays particular attention to the role of the Shanghai Master Plan 1999-2020 (Plan 1999. By answering the main research question this study seeks to contribute to a better understanding of present planning practice in Shanghai

  2. Sustainable Urban (re-Development with Building Integrated Energy, Water and Waste Systems

    Directory of Open Access Journals (Sweden)

    Tae-Goo Lee

    2013-03-01

    Full Text Available The construction and service of urban infrastructure systems and buildings involves immense resource consumption. Cities are responsible for the largest component of global energy, water, and food consumption as well as related sewage and organic waste production. Due to ongoing global urbanization, in which the largest sector of the global population lives in cities which are already built, global level strategies need to be developed that facilitate both the sustainable construction of new cities and the re-development of existing urban environments. A very promising approach in this regard is the decentralization and building integration of environmentally sound infrastructure systems for integrated resource management. This paper discusses such new and innovative building services engineering systems, which could contribute to increased energy efficiency, resource productivity, and urban resilience. Applied research and development projects in Germany, which are based on integrated system approaches for the integrated and environmentally sound management of energy, water and organic waste, are used as examples. The findings are especially promising and can be used to stimulate further research and development, including economical aspects which are crucial for sustainable urban (re-development.

  3. Functional Zoning and Urban Development Tendencies of Bucharest City/Romania

    Science.gov (United States)

    Armas, Iuliana; Dumitrascu, Silvia

    2010-05-01

    Any form of urban development policy for environmental management should be based on the differentiation of the structure of a territory that can be found in the shape of functional zoning. Identifying the patterns of morphological structure of the urban space can provide essential clues concerning the proper measures to take into consideration during the activity of urban planning. In this sense, the Bucharest municipality study case provides the example of a dynamic urban space with a complex and distinctive evolutionary structure. The aim of the study is to set out the main events that shaped the Bucharest city space and the patterns resulted from their impact at the functional level of the Romanian capital. In order to identify the development tendencies of the Bucharest municipality, a series of aspects concerning urban morphology should be highlighted that reveal the impact of the socio-economical policies at the structural level of the territory. In this sense, three images of the urban space stand out, representative for the period when they materialized: the Post-Byzantine (XV-XVIII), the Fanariot (XVIII) and the Modern periods (XIX-XX). The corresponding cartographic documents analyzed are: the Franz Purcel Plan (dated 1789), the Romanian Guide Print Plan and, respectively, the AGC Busman Print Plan. The analysis reveals three distinctive morphological types: radial-concentric in the 17th century, polynuclear in the 18th century, leading to the mixed character in the Modern period. The latest trait of the urban territory is based on the concentric character of the street network (three circles were identified at the level of the capital city that point out the evolution of the urban space: Dacia bv-Mircea Vulcanescu, Stefan cel Mare bv-Iancu de Hunedoara and the last circle outlined by the ring road) and the presence of multiple nuclei that accumulate the commercial, administrative and business functions of the city.

  4. Varieties of indebtedness: Financialization and mortgage market institutions in Europe.

    Science.gov (United States)

    Van Gunten, Tod; Navot, Edo

    2018-02-01

    During the global housing boom that preceded the 2007-9 financial crisis, household debt increased substantially in many European countries, posing a challenge for literature on financialization and the institutional heterogeneity of mortgage markets. This paper examines recent institutional shifts in European mortgage markets and specifies three analytically distinct models of debt accumulation: inclusion, extension and intensity. While existing research has emphasized inclusion (access to homeownership), we show that financial intensification is an important determinant of cross-national variation in debt. We assess the variation in financial intensity in six European countries (France, Germany, Italy, the Netherlands, Portugal and Spain) using household-level survey data. Our results show that inclusion and expansion explain only part of the cross-national variation in mortgage debt to income ratios. Furthermore, household financial behavior is consistent with the financial intensity model, and variation in the degree of financial intensification explains a substantial portion of the cross-national difference in debt levels. Copyright © 2017 Elsevier Inc. All rights reserved.

  5. Policy directions in urban health in developing countries--the slum improvement approach.

    Science.gov (United States)

    Harpham, T; Stephens, C

    1992-07-01

    The urban development, or housing, sector has a longer experience of addressing the problems of the urban poor in developing countries than the health sector. In recent years the policy of 'slum improvement', which involves both sectors, has attracted the support of international donors. This article documents the development of the slum improvement approach and addresses key issues of the approach which have implications for health planning: covering the poorest dwellers; relocation; land tenure; gentrification; debt burdens and the impact on women. Questions about the approach which still need answering are defined and a summary of the constraints in slum improvement and potential solutions is presented.

  6. 24 CFR 203.282 - Mortgagee's late charge and interest.

    Science.gov (United States)

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums-One...

  7. All-Inclusiveness versus Exclusion: Urban Project Development in Latin America and Africa

    Directory of Open Access Journals (Sweden)

    Christien Klaufus

    2017-11-01

    Full Text Available This paper scrutinizes current processes of urban fragmentation, segregation, and exclusion that result from the increasing flows of capital in gated communities, walled-off condominiums, and similar exclusivist investment hubs in Latin America and sub-Saharan Africa. Gated community-like developments are growing and spreading into new areas. Although not all of the walled projects offer all-inclusiveness, they are unanimously based on the pre-selection of specific categories of residents. Moreover, all-inclusive urban developments are taking on new and more encompassing forms, such as ‘gated cities’. Hence, socio-spatial inclusion and exclusion in the urban built environment are continuously transforming under the influence of investment capital (i.e., new urban investment flows and speculation, urbanistic concepts (e.g., different interpretations of safety and crime, and human mobilities. This paper builds on a comparison of empirical cases from Latin America and Africa to develop a qualitative framework of segregation indicators. In Latin America, gated communities have a long history, but exclusionary developments are changing in form, as well as in implications. In Africa, research on gated communities has particularly focused on South Africa (where they have a longer history, but exclusionary developments are spreading rapidly across the continent, and will influence future real estate development and land markets. Based on such complementary experiences, this paper grapples with the question of how these new all-inclusive developments influence the possibilities of achieving inclusive and sustainable urban transitions, as advocated in Sustainable Development Goal 11 (SDG11 and the New Urban Agenda.

  8. Encountering Urbanization on Jersey: Development, Sustainability, and Spatiality in a Small Island Setting

    Directory of Open Access Journals (Sweden)

    Henry

    2016-12-01

    Full Text Available On the island of Jersey, the success of local industries including agriculture, tourism, and financial services has helped grow the population of permanent residents, contract workers, seasonal workers, and short-term tourists. As a result, between 1950 and 2015 the island’s population nearly doubled from about 55,000 to 100,000, and, consequently, the landscape has undergone much urban development, not only in and around the parish capital of St Helier, but also in varying degrees in each of the island’s other parishes. During this period of population growth, the island’s urbanization has been framed within a context of developing the island’s industries on the one hand, yet sustaining the island’s unique environment on the other. After all, one of the main qualities of Jersey that has helped its tourism industry has been its ability to maintain characteristics of the island in a context of population growth and increased resource restraints. Using a method of critical inquiry of primary and secondary sources, this article foregrounds how the geographically small island of Jersey has encountered urbanization, particularly in the decades following the Second World War. The discussion illustrates some of the consequences for islanders and how development and sustainability as an assemblage of interconnected practices and perceptions have helped craft a distinct environment for the island that contributes to its local character. The article shows that inward migration flows have led to a locally-defined urbanization, which has resulted in a continually growing population and a type of urban island lure. For the field of Island Studies, a study of Jersey’s locally-defined urbanization sheds light on how urban development and sustainability consciousness is characterized and practised on this particular small island in an era that sees it especially dependent on the finance and tourism industries.

  9. Urban Planning and Sustainable Development in The 21st Century, Conceptual and Management Issues

    Science.gov (United States)

    Azpeitia Santander, Arturo; Azkarate Garai-Olaun, Agustín

    2016-10-01

    Urban areas in historic cities resemble a living organism that evolves in parallel to social transformation processes, shaping the material substrate that expresses identity and collective memory. In the twenty-first century, exponential population growth, globalization and the information society have resulted in many of these socio-economic processes accelerating, with consequences that we are not yet able to discern in their entirety. In this context, cities need to adapt to the general dynamics of urban development by incorporating the environmental, economic and social aspects of the "sustainability paradigm". With good planning, urban heritage is a key sustainable resource that needs promoting as part of the existing territorial competitiveness in a scenario marked by an increase in rivalry between cities. This requires the development of a conceptual framework that, based on a global, holistic and integrative approach, covers equity and social justice, respect for human rights, the gender perspective, public health and environmental quality, among other aspects. In this sense, the purpose of this paper is to study the concept of landscape applied to urban planning in greater depth, paying special attention to the analysis of the notion of Historic Urban Landscapes from a critical point of view, since the economic pressures arising from the reality of today's globalized world pose a serious threat that hinders their custody and protection, complicating this new comprehensive approach: how to bring this new systemic and transversal concept to the current regulatory framework in order to achieve real legal protection and effective governance models in urban areas? What should be the acceptable limits to ensure that "managing this change" does not result in public spaces being at the service of the interests of financial capitalism? These, along with many other questions, make the work of the professionals in charge of urban conservation more challenging in

  10. Urban Land Use Planning Trend and Sustainable Challenges in Socio-Economic Development

    Directory of Open Access Journals (Sweden)

    Muhammad Yousif Mangi

    2018-04-01

    Full Text Available Land use planning is a technical approach for developing and managing the land into various public interests to endorse sustainable socio-economic development. This paper focuses on socio-economic problems by improper allocations of urban land uses particularly in vertical development (High rise buildings. Taluka Qasimabad Town was selected as a case study to observe the existing urban land use trends. Spatial and Quantitative data were collected through detailed land use survey and formal interviews. The ArcGIS and SPSS (Statistical Package for Social Science online software were used to analyze spatial and quantitative data. LRM (Linear Regression Model was used for predicting urban land use change particularly in vertical development by the year 2050. In this context, yearly code and land use change variables were applied in LRM to predict land use change since 2007. The results were found that rapid change in land uses occurred in the study area, by which inhabitants are facing problems like privacy, insecurity, property devaluation, and orientation nearby their accommodations. This research can lead to suggest several ways to improve and enhance urban land use planning approaches for betterment of urban communities.

  11. Participatory measurements of sustainable urban development and quality of life in post-socialist Zadar, Croatia

    Directory of Open Access Journals (Sweden)

    Cavrić Branko

    2008-01-01

    Full Text Available Over the last two decades, there has been an intensive discourse and research about measuring sustainable urban development. Many cities, regions and countries have decided to introduce indicators for monitoring and measuring the progress towards sustainability. Today there is a wide spread perception that information on the environment in general, and urban environment in particular, is the determinant of effective rational decisions and allocation of resources. Such information would enable planners and decision makers to formulate redistributive policies and programmes to address some of the disparities that exist in a post-socialist city. Cities of the post-socialist world characterized by sharp disparities, socio-economic contrasts and environmental degradation provide an excellent laboratory for tracing information on the quality of urban life. The current situation in the emerging Croatian coastal city of Zadar reflects the diversity of the post-socialist urban change in a very fragile Mediterranean landscape. This paper takes a critical look at sustainable development and its measurements. It describes the participatory approach through which different local communities in Zadar were evaluating quality of life based on basic pillars of sustainable development. The identification and collection of their opinions provide valuable data base and community input into urban governance and development planning decision making.

  12. URBAN GREEN AREAS – ISSUES AND ANSWERS FOR SUISTAINABLE DEVELOPMENT (CASE STUDY IN ROMANIA

    Directory of Open Access Journals (Sweden)

    LIVIU NEAMŢU

    2016-06-01

    Full Text Available The current situation of urban areas from Romania shows a natural environment with increased risk for health of residents due to the low level of green growth resulted from lack of integrated management of green spaces in relation to the other components of sustainable development. Urban evolution in the last 40 years has been characterized by an extensive industrial development and intensive residential development paving the way for an unstructured extension and poor urban landscaping. On this poorly planned urban development was felt a progressive green space crisis and landscaped recreational areas. Regarding the management of the green areas in this general context, the urban areas will have to suggest for the future a series of ample projects in order to increase the surfaces, but also the quality of the green spaces, having an effect on the environmental quality but also projects of accomplishing certain areas of pleasure and leisure in frame of certain efficient environment strategies, all of these having a positive role on the health status of the population.

  13. A tool for urban soundscape evaluation applying Support Vector Machines for developing a soundscape classification model.

    Science.gov (United States)

    Torija, Antonio J; Ruiz, Diego P; Ramos-Ridao, Angel F

    2014-06-01

    To ensure appropriate soundscape management in urban environments, the urban-planning authorities need a range of tools that enable such a task to be performed. An essential step during the management of urban areas from a sound standpoint should be the evaluation of the soundscape in such an area. In this sense, it has been widely acknowledged that a subjective and acoustical categorization of a soundscape is the first step to evaluate it, providing a basis for designing or adapting it to match people's expectations as well. In this sense, this work proposes a model for automatic classification of urban soundscapes. This model is intended for the automatic classification of urban soundscapes based on underlying acoustical and perceptual criteria. Thus, this classification model is proposed to be used as a tool for a comprehensive urban soundscape evaluation. Because of the great complexity associated with the problem, two machine learning techniques, Support Vector Machines (SVM) and Support Vector Machines trained with Sequential Minimal Optimization (SMO), are implemented in developing model classification. The results indicate that the SMO model outperforms the SVM model in the specific task of soundscape classification. With the implementation of the SMO algorithm, the classification model achieves an outstanding performance (91.3% of instances correctly classified). © 2013 Elsevier B.V. All rights reserved.

  14. System for Conservation of Specially Protected Natural Areas as Sustainable Urban Development Element

    Science.gov (United States)

    Kryakhtunov, A.; Pelymskaya, O.; Chernykh, E.

    2017-11-01

    The article is devoted to the problem of the conservation of specially protected natural territories. The research topic is especially interesting for urban areas that provide sustainable urban development. The authors consider the main aspects of the sustainable settlement development and substantiate the direct dependence of the evolution of territories in the implementation of urban development activities with the ecological framework of a city. The object of the study is a specially protected natural area located in Western Siberia in the city of Tyumen, the Tyumen region. As a result of the analysis, the main problems of preservation of the nature monument of regional importance were revealed as well as a set of measures and management decisions regarding the conservation of the forest park.

  15. Decision-making on olympic urban development - multi-actor decision support tool

    NARCIS (Netherlands)

    Heurkens, E.W.T.M.

    Subject of study is the possible organisation of the Olympic Games of 2028 in the Netherlands, as seen from an urban development viewpoint. The project focuses on the decision-making process in the initiative phase. Aim of the project is the development of a decision support tool for the complex,

  16. Method for predicting future developments of traffic noise in urban areas in Europe

    NARCIS (Netherlands)

    Salomons, E.; Hout, D. van den; Janssen, S.; Kugler, U.; MacA, V.

    2010-01-01

    Traffic noise in urban areas in Europe is a major environmental stressor. In this study we present a method for predicting how environmental noise can be expected to develop in the future. In the project HEIMTSA scenarios were developed for all relevant environmental stressors to health, for all

  17. Team Sports Achievement and Self-Esteem Development among Urban Adolescent Girls

    Science.gov (United States)

    Pedersen, Sara; Seidman, Edward

    2004-01-01

    In this study we investigate the contribution of achievement in team sports to adolescent girls' self-esteem development. Adolescent girls (N = 247) from racially and ethnically diverse backgrounds were surveyed as part of a larger study investigating the development of poor urban youth. Participants responded to items tapping global self-esteem,…

  18. Management of Urban Development Processes in the Netherlands : Governance, Design, Feasibility

    NARCIS (Netherlands)

    Franzen, A.J.; Hobma, Hobma; de Jonge, H.; Wigmans, G.

    2011-01-01

    Urban interventions are vital to the city. These may involve renewal of inner city areas, transformation of port and industrial areas, industrial renewal, development of new residential areas, the rehabilitation of the historic centre of a town or the development of leisure areas in a city, just to

  19. Integrated GIS-Based Site Selection of Hillside Development for Future Growth of Urban Areas

    Directory of Open Access Journals (Sweden)

    Imtiaz Ahmed Chandio

    2016-04-01

    Full Text Available Urbanization is a challenging issue for developing countries, like Malaysia. Penang Island is one of the states of Malaysia selected as a study area where limited flat land exists. As a result, this would create urban environmental problems, such as unstable slopes and landslides due to uneven topography. The purpose of this study was to develop land suitability model for hillside development. Hence, this research aims land suitability analysis modelling for hillside development by using integrated GIS (Geographic Information System based MCDM (Multi-Criteria Decision Making approach. The hill land portion of Penang Island was selected for hillside site development using GIS and AHP (Analytic Hierarchy Process as a MCDM method for sustainable hillside development. This study found that 15% of land was highly suitable, 27% moderately suitable, 41% less suitable, and 17% not suitable. Therefore, this research can be consistently used by the concerned authorities for sustainable hillside urban planning and development. This approach can be used as a policy tool in decision making of urban planning and development.

  20. Urban Socio-economic Development and Intra-city travel in Ogun ...

    African Journals Online (AJOL)

    This study is on influence of socio-economic development of urban centers on intra-city trip generation in Ogun state, Nigeria. The proportion of the aggregate socio-economic variables in each city was used to rank the cities in hierarchical order of development while the average household trip per week was used to rank ...