WorldWideScience

Sample records for sustainable microfinance organizations

  1. Agent-based mapping of credit risk for sustainable microfinance.

    Directory of Open Access Journals (Sweden)

    Joung-Hun Lee

    Full Text Available By drawing analogies with independent research areas, we propose an unorthodox framework for mapping microfinance credit risk--a major obstacle to the sustainability of lenders outreaching to the poor. Specifically, using the elements of network theory, we constructed an agent-based model that obeys the stylized rules of microfinance industry. We found that in a deteriorating economic environment confounded with adverse selection, a form of latent moral hazard may cause a regime shift from a high to a low loan payment probability. An after-the-fact recovery, when possible, required the economic environment to improve beyond that which led to the shift in the first place. These findings suggest a small set of measurable quantities for mapping microfinance credit risk and, consequently, for balancing the requirements to reasonably price loans and to operate on a fully self-financed basis. We illustrate how the proposed mapping works using a 10-year monthly data set from one of the best-known microfinance representatives, Grameen Bank in Bangladesh. Finally, we discuss an entirely new perspective for managing microfinance credit risk based on enticing spontaneous cooperation by building social capital.

  2. Agent-based mapping of credit risk for sustainable microfinance.

    Science.gov (United States)

    Lee, Joung-Hun; Jusup, Marko; Podobnik, Boris; Iwasa, Yoh

    2015-01-01

    By drawing analogies with independent research areas, we propose an unorthodox framework for mapping microfinance credit risk--a major obstacle to the sustainability of lenders outreaching to the poor. Specifically, using the elements of network theory, we constructed an agent-based model that obeys the stylized rules of microfinance industry. We found that in a deteriorating economic environment confounded with adverse selection, a form of latent moral hazard may cause a regime shift from a high to a low loan payment probability. An after-the-fact recovery, when possible, required the economic environment to improve beyond that which led to the shift in the first place. These findings suggest a small set of measurable quantities for mapping microfinance credit risk and, consequently, for balancing the requirements to reasonably price loans and to operate on a fully self-financed basis. We illustrate how the proposed mapping works using a 10-year monthly data set from one of the best-known microfinance representatives, Grameen Bank in Bangladesh. Finally, we discuss an entirely new perspective for managing microfinance credit risk based on enticing spontaneous cooperation by building social capital.

  3. human resource management for sustainable microfinance

    African Journals Online (AJOL)

    Ada

    history, the sector has not witnessed the existence of sustainable institutions. This prompted ... KEY WORDS: stakeholders, skills development, business entrepreneurship ability, employee development ... 1.1 Introduction: .... based collateral as security for credit advancement .... technology and the opportunity to be heard.

  4. Human resource management for sustainable microfinance ...

    African Journals Online (AJOL)

    Microfinancing in Nigeria has developed from the traditional informal groups through direct government intervention to domination by private sector owned and managed institutions. Despite its long history, the sector has not witnessed the existence of sustainable institutions. This prompted the Obasanjo regime to adopt a ...

  5. Efficiency in Microfinance Cooperatives

    Directory of Open Access Journals (Sweden)

    HARTARSKA, Valentina

    2012-12-01

    Full Text Available In recognition of cooperatives’ contribution to the socio-economic well-being of their participants, the United Nations has declared 2012 as the International Year of Cooperatives. Microfinance cooperatives make a large part of the microfinance industry. We study efficiency of microfinance cooperatives and provide estimates of the optimal size of such organizations. We employ the classical efficiency analysis consisting of estimating a system of equations and identify the optimal size of microfinance cooperatives in terms of their number of clients (outreach efficiency, as well as dollar value of lending and deposits (sustainability. We find that microfinance cooperatives have increasing returns to scale which means that the vast majority can lower cost if they become larger. We calculate that the optimal size is around $100 million in lending and half of that in deposits. We find less robust estimates in terms of reaching many clients with a range from 40,000 to 180,000 borrowers.

  6. Sustainable Learning Organizations

    Science.gov (United States)

    Velazquez, Luis E.; Esquer, Javier; Munguia, Nora E.; Moure-Eraso, Rafael

    2011-01-01

    Purpose: The purpose of this paper is to debate how companies may better become a sustainable learning organization by offering the most used and insightful concepts of sustainability. Design/methodology/approach: Through literature review, learning organization and sustainability perspectives are explored and compared. Findings: Learning…

  7. La microfinanza in Europa (Microfinance in Europe

    Directory of Open Access Journals (Sweden)

    Fabrizio Botti

    2017-07-01

    Full Text Available So far, the lack of consistent and reliable data on microfinance in Europe prevented the conduct a comprehensive analysis of the performance of Microfinance institutions (MFIs, especially their capacity to meet policy expectation in terms of social objectives and financial sustainability in the long term. We constructed an original longitudinal dataset of 357 European MFIs observed between 2006 and 2015, based on raw data from the European Microfinance Network (EMN overview survey. We use this data to carry out the first in-depth analysis of trends in European microfinance and the interaction between social and financial performance during the period 2006-2013. It emerges that microfinance in Europe is a highly segmented and heterogeneous industry, both in terms of providers’ institutional characteristics and regional business models.JEL codes: G21; A13

  8. International diversification and Microfinance

    NARCIS (Netherlands)

    Galema, R.; Lensink, B.W.; Spierdijk, L.

    2011-01-01

    International commercial banks, institutional investors, and private investors have become increasingly interested in financing microfinance institutions (MFIs). This paper investigates whether adding microfinance funds to a portfolio of risky international assets yields diversification gains. By

  9. International diversification and Microfinance

    NARCIS (Netherlands)

    Galema, Rients; Lensink, Robert; Spierdijk, Laura

    International commercial banks, institutional investors, and private investors have become increasingly interested in financing microfinance institutions (MFIs). This paper investigates whether adding microfinance funds to a portfolio of risky international assets yields diversification gains. By

  10. Analysis Of Critical Factors Of Microfinance Institutions Of Pakistan

    Directory of Open Access Journals (Sweden)

    Ather Azim Khan

    2010-12-01

    Full Text Available This article is about the performance of Microfinance Institutions MFIs of Pakistan. In this article the types of MFIs operating is Pakistan is discussed with their details i.e. Microfinance Banks, Rural Support Programs and NGOs. Some other organizations are also involved in micro financing but their percentage is very low. It is found that Rural Support Programs RSPs are not totally involved in microfinance but have a large chunk of funds for microfinance. Micro loans are given for various purposes including starting a new business. The real theme of microcredit is to give money to a poor person to start a small or micro business and increase his family income but micro loans are often used for many other purposes such as paying another expensive loan, paying for medical expenses of bread earner of the family, marriages, construction etc. In this research work the researcher has tried to analyze the performance of MFIs of Pakistan and to find out those factors which contribute in their effectiveness. Two approaches of microfinance i.e. Institutionists Approach and Welfarists Approach are discussed. To analyze the performance of MFIs both approaches are considered i.e. Institutionists and Welfarists. Seventeen parameters are selected, many of these are financial ratios and these are divided into four groups i.e. sustainability, transparency, outreach and efficiency. Some ratios/figures of each area of these MFIs are taken in the data and analysis is performed to find out that which ones are contributing more or less. This research can be helpful for the MFIs which want to improve their performance and check their areas of significance for further improvement and development considering their approach of alleviating poverty from the society.

  11. Banking is for Others: Contradictions of Microfinance in the Ghanaian Market

    Directory of Open Access Journals (Sweden)

    Irene Pang

    2016-08-01

    Full Text Available Recent literature on microfinance has observed that commercial microfinance programs that achieve financial sustainability largely fail to reach the poor (Hulme 2000; Mayoux 2000; Cull, Demirgüç-Kunt, and Morduch 2007. Most studies rely on institutional explanations for this failure (Battilana and Dorado 2010; Pache and Santos 2010; Canales 2011. Using a Braudelian conceptualization of a fragmented, three-tiered capitalist world-economy, this study examines how Ghanaian market women finance their businesses within the bottom layer of the capitalist world-economy, and why, despite the availability of commercial microfinance, they continue to rely on informal finance. I argue that commercial microfinance is structurally constrained by contradictions between the profit-driven logic of the upper layers of the capitalist world-economy and the socially-embedded and subsistence-driven logic that organizes the market in which market women operate. I also show that, to the extent that commercial microfinance partially penetrates the market, it disrupts the circulation of financial resources and weakens existing social and economic networks within the community.

  12. Factors influencing Sudanese microfinance intention to adopt mobile banking

    Directory of Open Access Journals (Sweden)

    Anwar Ammar

    2016-12-01

    Full Text Available Access to financial service has become a key phenomenon for economic development and poverty alleviation .Microfinance is one way of fighting poverty in Sudan, where most citizens are in need of it. However, despite the initial results showing a positive impact of microfinance on the livelihood of low-income people in Sudan, around 8 million of the Sudanese poor people are excluded from microfinance services. One potential remedy for the limited outreach of microfinance in Sudan may lie within enhancing the capacity of microfinance services providers (MFPs in the utilization of modern technology. Recent innovation in providing financial services in a convenient and efficient way is the use of mobile banking (m-banking technology in microfinance. M-banking promises to increase the efficiency and outreach of microfinance services in developing countries. This paper tries to examine the factors that influence the adoption of m-banking by microfinance sector in Sudan. In this respect, hypotheses were developed guided by Unified Theory of Acceptance and Use of Technology (UTAUT and Technology-organization-Environment (TOE models. Primary data were collected from MFPs and microfinance customers in Sudan using questionnaires and interviews. The study contributes to knowledge in terms of methods used by extending aforementioned theories through adding new variables to both models by putting both models in one study to fill the gaps in past studies; via examination of the demand (customers and supply (institutions through modifying them to include new variables related to m-banking in microfinance.

  13. Managing growth of microfinance institutions (MFIs): Balancing ...

    African Journals Online (AJOL)

    The overriding objective of MFIs in Ethiopia is to provide a broad range of microfinance services to large numbers of poor households. This is realized by developing capable and sustainable MFIs. A large number of MFIs have achieved significant progress in terms of both outreach and sustainability. As of June 2005, the ...

  14. Sustainability & Organization Design

    DEFF Research Database (Denmark)

    Rasmussen, Morten Bygvraa; Obel, Børge; Kallehave, Pernille

    The global financial crisis has forced a profound rethink of the optimal form of capitalism and the relationship between business, environment and government. The current crisis has exposed systemic failures of corporate governance in administering the purpose of the firm. It has shown the failure...... of global governance to match the new dynamics and consequences of globalization. Governments are re-examining corporate accountability to society and how companies earn their license to operate. Furthermore companies are re-examining their code of conduct and leadership values. Thus, sustainability...... organization. Here we follow the Global Compact criteria. The consequences for processes, structure, and human skills and values are analyzed. In particular the analysis will investigate exploration and exploitation from a holistic perspective using the principles of requisite variety and information...

  15. Islamic vs Conventional Microfinance Institutions: Performance analysis in MENA countries

    Directory of Open Access Journals (Sweden)

    Ines Ben Abdelkader

    2013-07-01

    Full Text Available Microfinance has been identified as an important policy instrument that allows greater financial and social independence for women and poor by facilitating access to financial services for the poorest and destitute. Microfinance institutions (MFIs have mostly a high concentration of women beneficiaries and aim at alleviation of poverty in all its forms. Accordingly, the principal purpose of microfinance institutions is to be social performing by reducing poverty. However, they have to reconcile this objective with financial performance by trying to be profitable and sustainable. On other side, Islamic Microfinance has progressively growing in the world, particularly in poor countries, as credible alternative which allows poor populations to have access to basic financial services at low cost. The integration of Islamic finance concepts to microfinance was one of the valuable reasons in attracting poor to get advantage of these services. Whereas the complexity of these methods in microfinance and lack of transparency in profit distribution, there are some challenges about their efficiency. It is therefore of utmost interest to consider if the financial performance of Islamic microfinance institutions will be negatively correlated with the depth of outreach. The aim of this paper is to examine the performance of Islamic microfinance institutions in comparison with conventional institutions. This study focuses analysis on the MENA region, where a large proportion of the poor are practicing Muslims and are thus unable to take advantage of traditional microfinance contracts which are incompatible with Sharia’. Using a non parametric data envelopment analysis (DEA to estimate the efficiency of the microfinance institutions, our study provides the empirical evidence from Islamic and conventional microfinance institutions in MENA region.

  16. Practice What You Preach: Microfinance Business Models and Operational Efficiency

    NARCIS (Netherlands)

    Bos, J.W.B.; Millone, M.M.

    The microfinance sector has room for pure for-profit microfinance institutions (MFIs), non-profit organizations, and “social” for-profit firms that aim to pursue a double bottom line. Depending on their business model, these institutions target different types of borrowers, change the size of their

  17. Practice what you preach: Microfinance business models and operational efficiency

    NARCIS (Netherlands)

    Bos, J.W.B.; Millone, M.M.

    2013-01-01

    The microfinance sector is an example of a sector in which firms with different business models coexist. Next to pure for-profit microfinance institutions (MFIs), the sector has room for non-profit organizations, and includes 'social' for-profit firms that aim to maximize a double bot- tom line and

  18. Impact of Debt Capital on Outreach and Efficiency Of Microfinance ...

    African Journals Online (AJOL)

    Impact of Debt Capital on Outreach and Efficiency Of Microfinance ... donation or government grants should be sustained in a long term to enable MFIs reach the poor who cannot afford high interest rates charged by debt financed MFIs.

  19. Essays on microfinance in Latin America

    NARCIS (Netherlands)

    Servin Juarez, R.

    2012-01-01

    In the early 1970s, microfinance came to public attention as a promising tool to reduce poverty. However, some people began to claim that microcredit is unsuitable for sustainable development. Nevertheless, the lack of scientific support for both viewpoints has created a need for

  20. Design and Baseline Findings of a Multi-site Non-randomized Evaluation of the Effect of a Health Programme on Microfinance Clients in India

    OpenAIRE

    Saha, Somen

    2013-01-01

    Microfinance is the provision of financial services for the poor. Health program through microfinance has the potential to address several access barriers to health. We report the design and baseline findings of a multi-site non-randomized evaluation of the effect of a health program on the members of two microfinance organizations from Karnataka and Gujarat states of India. Villages identified for roll-out of health services with microfinance were pair-matched with microfinance only villages...

  1. Performance Analysis of Microfinance Institutions of India

    Directory of Open Access Journals (Sweden)

    Muhammad Azhar Ikram Ahmad

    2014-12-01

    Full Text Available This is a study of Microfinance Institutions-MFIs of India. It includes analysis of MFIs of India. This study includes analysis of performance of microfinance institutions with reference to both financial and non-financial ways. Performance of microfinance institutions is measured using four parameters, which are sustainability/profitability, outreach, operational and financial efficiency. Data is taken of 99 Microfinance Institutions of India from the Microfinance Information Exchange for a period of 11 years. Variables of this study are both in absolute and relative terms. The endogenous variables are Return on Assets and Return on Equity for sustainability, Number of Borrowers per Staff Member for operational efficiency, Cost per Borrower for financial efficiency, and Number of Active Borrowers for outreach. Panel data analysis is done after checking the assumptions of the model. Hausman Test is applied to find out the suitability of Fixed or Random Effect Model. Both random and fixed effect were found suitable for application. In addition to this descriptive analysis of the variables is also done. The results show that most of the variables used in the study are significant in outreach model; other than rank, financial revenue to assets ratio, portfolio at risk, deposits, and capital to assets ratio all other variables are significant in case of sustainability using ROA model and same variables are found insignificant in ROE model except financial expense to assets ratio; in financial efficiency model both significant and insignificant variables are found; and in case of operational efficiency all variables are found significant.

  2. Islamic Microfinance: an Interest free Microfinance Model for Poverty Alleviation

    Directory of Open Access Journals (Sweden)

    Amit Kumar Chakrabarty

    2015-01-01

    Full Text Available This theoretical paper deals with Islamic microfinance and its rationality in Indian context as a panacea of Muslim poverty. Conventional microfinance system is very effective to alleviate poverty of developing countries. But it could not touch all community of people because of ‘interest’ component in debt and high degree of interest. Muslims dislike that microfinance which is based on ‘interest’ as it is strictly prohibited in Islam. Therefore the motto of financial inclusion is out of reach through conventional microfinance. An alternative interest free microfinance model has been developed in some part of world to include all Muslim poor people within the banking system. India is yet to adopt Islamic microfinance though 20% of total population is Muslim. The author strongly opines that India should adopt Islamic microfinance as a tool for poverty alleviation of Muslims as well as other communities.

  3. Towards Sustainable Health Care Organizations

    Directory of Open Access Journals (Sweden)

    Mauro ROMANELLI

    2017-09-01

    Full Text Available Health care organizations have to develop a sustainable path for creating public value by seeking legitimacy for building and maintaining public trust with patients as social and economic institutions creating value and sustaining both health and wealth for people and communities within society. Health care organizations having at disposal decreasing resources and meeting increasing demands of citizens are following an unsustainable path. Designing sustainable health care systems and organizations is emerging as a strategic goal for developing the wealth of people and communities over time. Building sustainable organizations relies on valuing human resources, designing efficient and effective processes, using technology for better managing the relationships within and outside organizations. Sustainable health care organizations tend to rediscover the importance of human resource management and policies for effectively improving communication with patients and building trust-based relationships. While processes of accreditation contribute to legitimizing effectiveness and quality of health care services and efficient processes, introducing and using new information and communication technologies (ICTs and informatics helps communication leading to restore trust-based relationships between health care institutions and patients for value creation within society.

  4. What makes microfinance happen?

    Directory of Open Access Journals (Sweden)

    Manuel Antonio Jiménez Castillo

    2015-12-01

    Full Text Available In this paper we have attempted to shed light on what makes development happen from those determinants that enable microfinance work as an effective tool to eradicate poverty. The effectiveness of such instrument in the generation of wealth to the poorest class demand overcoming the minimalist approach that condemns its practices to a mere provision of microfinancial services. This hypothesis will be analytically and empirically proven assuming human development as a cause and not only as an outcome of the microfinance success. To such end, two regression lines were designed where variables such as education, health and food security proved to be explanatory determinant to explain income behaviour for those beneficiaries of the microfinance programs.

  5. Game Theoretical Approach to Supply Chain Microfinance

    OpenAIRE

    Sim , Jaehun; Prabhu , Vittaldas ,

    2013-01-01

    Part 1: Sustainable Production; International audience; This paper considers a supply chain microfinance model in which a manufacturer acts as a lender and a raw material supplier as a borrower. Using a game theoretical analysis, the study investigates how investment levels, raw material prices, and profit margins are influenced by loan interest rates under two types of decentralized channel policies: manufacturer Stackelberg and vertical Nash game. In addition, the study shows how the profit...

  6. Aid and microfinance

    NARCIS (Netherlands)

    Hermes, Niels; Lensink, Robert

    2015-01-01

    Microfinance institutions (MFIs) focus on providing financial services to poor households who are excluded from the formal financial system. Having access to finance is crucial for the poor as this helps them to smooth their consumption, generate business opportunities, and improve their inclusion

  7. Towards the establishment of cash waqf microfinance fund for refugees

    Directory of Open Access Journals (Sweden)

    Omar Ahmad Kachkar

    2017-07-01

    Full Text Available Purpose - This paper aims to propose cash waqf (endowment to develop a conceptual model that can be utilised to extend microfinance for refugees. Design/methodology/approach - Qualitative method is used in this research. An extensive review of the literature has been conducted. Latest literature on refugees, microfinance has been critically examined beside the current cash waqf models. Findings - Empirical studies have shown that many refugees are equipped with marketable skills and talents that can be utilised to improve their socio-economic situations. The proposed model – cash waqf refugee microfinance fund (CWRMF – is structured to extend microfinance to potential refugee micro entrepreneurs. To address the lack of collateral, which is a requirement to gain any microfinance, CWRMF has been incorporated with a takaful unit (cooperation by which refugees may guarantee each other. Additionally, the model has also been structured to address the challenge of sustainability of the institution that would provide microfinance. Hence, a reserve fund has also been integrated into the model. Practical implications - CWRMF represents a potential model to be implemented by humanitarian non-governmental organisations (NGOs and aid agencies to support livelihood of refugees in particular for Muslim refugees. Positive outcome is expected from the implementation of this model. This is because of the various advantages of microfinance programs not only on refugees but also on concerned NGOs, host populations and donor parties. Additionally, this paper is a set of primarily thoughts aims to open the door wider for more researchers to explore the potential of cash waqf as one of the instruments to finance refugee microenterprises and business activities. Originality/value - Recently cash waqf has been into several models for socio-economic development and poverty alleviation. This paper is proposing cash waqf as a source for a microfinance fund that can

  8. Human Resource Management Practices and Employee Satisfaction in Microfinance Banks in Nigeria

    Directory of Open Access Journals (Sweden)

    Chijioke Esogwa Nwachukwu

    2017-06-01

    Full Text Available Purpose of the article: The role of microfinance banks (MFBs in the growth and development of businesses in an emerging market such as Nigeria cannot be overemphasised. Implementing sound human resource practices can enable MFBs satisfy their employees and sustain competitive advantage. Methodology/methods: A purposive sample of 60 senior employees of 10 microfinance banks in Nigeria was used for this study. All the 60 questionnaires were returned but 59 were found usable for the analysis, accounting for 98.3% response rate. In analyzing our data, Pearson correlation, ANOVA, and multiple regression techniques were used. Scientific aim: The goal of this study is to investigate HRM practices and employee satisfaction in microfinance banks in Nigeria. Findings: The result shows that a significant positive association exists between human resource planning, training and development, employee compensation and employee satisfaction. However, an insignificant positive relationship exists between work environment and employee satisfaction. Only three out of the four hypotheses are supported. Conclusions: HRM practices are tools used by organisations to get the best out of their workers, thus, achieve superior business performance. The authors, therefore, recommend that organizations that want to remain competitive must ensure that various stakeholders are satisfied (including employees by implementing a robust HRM practices.

  9. MICROFINANCE AND POOREST COUNTRIES

    OpenAIRE

    阿部, 清司

    2004-01-01

    The world is divided into developing and developed countries. There are two kinds of banks: conventional ones and unconventional. Commercial banks are usually based on mutual distrust, while new unconventional banks, microfinances, are based on mutual trust. The origin of micro finance is deeply rooted in Asia. In 1976, Grameen Bank in Bangladesh was founded by Dr. Muhammad Yunus. It reverses conventional banking practice by removing the need for collateral. It creates a banking system based ...

  10. Does Microfinance Reduce Income Inequality?

    NARCIS (Netherlands)

    Hermes, Niels

    2014-01-01

    This study addresses the question whether participation of the poor in microfinance contributes to reducing a country’s level of income inequality. Using data from 70 developing countries, we show that higher levels of microfinance participation are indeed associated with a reduction of the income

  11. THE ROLE OF MICROFINANCE IN RIGHT-BASED APPROACH TO FOOD IN AFRICA

    Directory of Open Access Journals (Sweden)

    Mago Stephen

    2014-05-01

    Full Text Available The purpose of this paper is to explore the role of microfinance to food security using the lens of the Right-Based Approach to food. The paper adopts a qualitative research methodology, following an exploratory research design. The research findings show that microfinance has a positive contribution towards rights to food and food security. However, in other African contexts, microfinance worsening the status of the poor. It was thus established that proper management of microfinance programs is likely to bring more benefits than problems. Making the ‘right to food’ and the ‘right to credit’ aspects of human rights will strengthen the productive systems of food to ensure sustainable supplies for effective food security mechanisms. The paper recommends that the linkage between microfinance and food rights be escalated to policy level discussions. Policies that promote a combination of the two rights need to be developed.

  12. Réglementation et supervision des institutions de microfinance en ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    2016-07-30

    Jul 30, 2016 ... Book cover: Réglementation et supervision des institutions de microfinance en ... the sustainability of MFIs, the book should serve as a reference on the ... Georges Kobou is a Professor of Economics and Honorary Dean of the ...

  13. Implementing Islamic microfinance in Nigeria: a matter of equity and ...

    African Journals Online (AJOL)

    Journal of Sustainable Development Law and Policy (The) ... In the country, funding for small-scale businesses is available from both the government and the private sector. ... Keywords: Islamic microfinance; social development, distributive justice; indirect discrimination; constitutional law/human right, capability approach ...

  14. Risk management in microfinance institutions

    OpenAIRE

    Batin, Artyom

    2014-01-01

    In the following paper I have tried to find the correlation between type of ownership and effective risk management in the operations of microfinance institutions in India. The results found are consistent with the current findings of how the type of ownership does not impact both the financial or social performance of MFIs. Dataset of 72 MFIs was acquired from the Microfinance Information Exchange on MFIs and evaluated using an OLS regression. The results show that the type of ownership insi...

  15. Evaluation of microfinance projects.

    Science.gov (United States)

    Johnson, S

    1999-08-01

    This paper criticizes the quick system proposed by Henk Moll for evaluating microfinance projects in the article ¿How to Pre-Evaluate Credit Projects in Ten Minutes¿. The author contended that there is a need to emphasize the objectives of the project. The procedure used by Moll, he contended, is applicable only to projects that have only two key objectives, such as credit operations, and the provision of services. Arguments are presented on the three specific questions proposed by Moll, ranging from the availability of externally audited financial reports, the performance of interest rate on loans vis-a-vis the inflation rate, and the provision of loans according to the individual requirements of the borrowers. Lastly, the author emphasizes that the overall approach is not useful and suggests that careful considerations should be observed in the use or abuse of a simple scoring system or checklist such as the one proposed by Moll.

  16. Adopting Sustainability in the Organization

    DEFF Research Database (Denmark)

    Frandsen, Sanne; Morsing, Mette; Vallentin, Steen

    2013-01-01

    Purpose – The purpose of this paper is to explore the relationship between sustainability adoption and internal legitimacy construction. Design/methodology/approach – The paper is designed as a critical inquiry into existing research and practice on sustainability adoption, illustrated by two...... corporate vignettes. Findings – Prior studies tend to assume that awareness raising is a sufficient means to create employee commitment and support for corporate sustainability programs, while empirical observations indicate that managerial disregard of conflicting interpretations of sustainability may...... result in the illegitimacy of such programs. Originality/value – The authors suggest that a loosely coupled approach to sustainability adoption is a productive way to understand internal legitimacy construction, as it appreciates complexity and polyphony....

  17. International For-Profit Investments in Microfinance Institutions Equity

    Directory of Open Access Journals (Sweden)

    Carlos Rodriguez Monroy

    2013-07-01

    . Therefore the published literature on the characteristics and performance of the listed equity of the Microfinance Institutions is extremely reduced. But microfinance assets are rapidly growing and MFIs will need to list their equity in stock exchanges to sustain this expansion.

  18. Islamic Microfinance Branchless Banking Model in Indonesia

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    Bedjo Santoso

    2017-01-01

    Full Text Available ICT has been recently developed into a digital sustainable collaborative networking (DCN platform, and it is expected to be capable of demonstrating the building of social and economic welfare, particularly in crafting innovations to facilitate marginal society.This research attempts to develop an innovative platform of an empirical ICT application a branchless banking form based on ICT Model. The application of Branchless banking model is expected to address the poverty problem which is significantly high in Indonesia. Indonesia is known for it’s heterogeneous values in terms of its areas, ethics, traditions, customs, communities, and local wisdom. The newly introduced application of a mobile payment system is parallel to the vision, and mission upheld by the government. Currently, most literature and practices are just partial. The community model based on Islamic microfinance and Cooperatives is neglected. Therefore, this research aims to design branchless banking in terms of financial inclusion involving Islamic microfinance and Cooperatives. Furthermore, this paper also attempts to test to what extent the proposed model is viable in the current system. This study employs a qualitative approach by conducting an interview with the stakeholders and a deductive method is used to explore and design the proposed model. The finding exhibit that branchless banking based on an Islamic microfinance and a Cooperative model is more flexible and easily acceptable while crafting a deal with Indonesian. In addition, the proposed model is viable in the current system. By implementing this model, the economy can be strengthened toward national unity and a welfare state.

  19. A Three-Dimensional Model of Women's Empowerment : Implications in the Field of Microfinance and Future Directions

    NARCIS (Netherlands)

    Huis, Marloes A.; Hansen, Nina; Otten, Sabine; Lensink, Robert

    2017-01-01

    Women's empowerment is an important goal in achieving sustainable development worldwide. Offering access to microfinance services to women is one way to increase women's empowerment. However, empirical evidence provides mixed results with respect to its effectiveness. We reviewed previous research

  20. Organizing Open Innovation for Sustainability

    NARCIS (Netherlands)

    Ingenbleek, P.T.M.; Backus, G.B.C.

    2015-01-01

    Literature on open innovation has thus far predominantly focused on high technology contexts. Once an industry reaches the limits of a closed innovation model, open innovation may, however, also promise opportunities for sustainable development in a low-tech environment. Because in low-tech

  1. Dynamic Incentives in Microfinance Group Lending

    Directory of Open Access Journals (Sweden)

    Naveen Kumar K

    2012-04-01

    Full Text Available One of the most essential tools of poverty reduction would be the viable expansion of institutional credit facilities to large sections of the people who neither have adequate collateral nor credit history to secure a loan. In this backdrop, social collateral is popularized through the group lending programs to address the credit market problems. Microfinance through group lending is acting as a screening device; the joint liability mechanism creates incentives for internal monitoring. Hence, it has received a lot of attention from policy makers as well as academicians. It is playing an important role in delivering financial services to the “socially and economically excluded” poor, in general, and women, in particular. The group lending works with various dynamic incentives. One such kind is principle of progressive lending and it plays a vital role in sustaining the groups for the persistent delivery of microfinance services to its members. In progressive lending, a typical borrower receives very small amounts at first, which increases with good repayment conduct or it links new, larger loans to past repayment. This article explores possible theoretical and empirical relationship between progressive lending and its determinants in group lending approach. The primary survey was conducted in 10 villages covering 106 self-help groups and 318 members in Karnataka, India. The empirical results show the progressive lending amount rising up to 698% of the initial loan of the self-help groups.

  2. The diffusion of microfinance.

    Science.gov (United States)

    Banerjee, Abhijit; Chandrasekhar, Arun G; Duflo, Esther; Jackson, Matthew O

    2013-07-26

    To study the impact of the choice of injection points in the diffusion of a new product in a society, we developed a model of word-of-mouth diffusion and then applied it to data on social networks and participation in a newly available microfinance loan program in 43 Indian villages. Our model allows us to distinguish information passing among neighbors from direct influence of neighbors' participation decisions, as well as information passing by participants versus nonparticipants. The model estimates suggest that participants are seven times as likely to pass information compared to informed nonparticipants, but information passed by nonparticipants still accounts for roughly one-third of eventual participation. An informed household is not more likely to participate if its informed friends participate. We then propose two new measures of how effective a given household would be as an injection point. We show that the centrality of the injection points according to these measures constitutes a strong and significant predictor of eventual village-level participation.

  3. Discourse, complexity and sustainability ambiental in organizations

    Directory of Open Access Journals (Sweden)

    Clóvis Ricardo Montenegro de Lima

    2015-08-01

    Full Text Available In this article we seek to conduct an investigation into the dynamics of internalization of environmental sustainability in a productive organization of the sugarcane industry. The theoretical discussion is developed from the criticism of Jurgen Habermas to systemic functionalism of Niklas Luhmann. Also, we discuss the theme environmental public sphere and administration of environmental sustainability as a way of adapting organizations to new quality standards required and demanded by the State, Market and Society. The methodological procedures used were: interviews, document analysis and closed questionnaire application. The questionnaire used with 12 representatives of the plant has thirty (30 assertive, accompanied each of two extreme scenarios. The results show that the organization started to internalize environmental sustainability in their organizational system from a Conduct Adjustment Term, prepared by the Public Ministry State. As well as to internalize sustainable practices were adapted in different areas such as: organizational management, procurement, production management, people management and marketing management.

  4. Women's empowerment and micro-finance programmes: strategies for increasing impact.

    Science.gov (United States)

    Mayoux, L

    1998-05-01

    This study summarizes findings from a pilot project that distributed information and ran workshops in Ethiopia, Ghana, and India, on women's empowerment and microfinance. The project was funded by the British Small Enterprise Development Fund of the Department of International Development. Links between microfinance and women's empowerment are viewed as optimistic, limited by design, cost effective in eliminating poverty, and a misplaced diversion of resources. Microfinance programs range from small scale self-help groups to large poverty-targeted banks. One model may vary in delivery, group functions and structures, and complementary services. This project identified 3 contrasting approaches to microfinance and women's empowerment: the financial sustainability approach, the integrated community development approach, and the feminist empowerment approach. However, program evaluations revealed the need to question the assumptions underlying all 3 approaches. In most programs, women benefited to a limited degree. Many women did not control the loan use. Most women were engaged in low paid, traditionally female activities, and increases in income were small. Resources and time invested in economic activity were limited by responsibility for household consumption and unpaid domestic work. Microfinance programs sometimes created domestic tension between spouses and loss of spousal income and support. Group repayment pressures sometimes created pressures between women. Many women focused on personal rather than social objectives. The author proposes a gender strategy for microfinance and sets priorities for further research.

  5. Modalities of Microfinance Delivery in Asia and Latin America: Lessons for China

    Institute of Scientific and Technical Information of China (English)

    Heather Montgomery; John Weiss

    2006-01-01

    Microfinance, the provision of small size loans and other financial services to low income households, is often seen as the key innovation of the last 25 years in terms of means of reaching out to the poor and vulnerable. There is extensive experience in microfinance provision in both Asia and Latin America, but as yet relatively little use of the approach in China. This paper assesses different approaches to rnicrofinance delivery using a threefold distinction, the credit union approach, the non-government organization approach and the banking approach, to generalize across recent Asian and Latin American experience and discuss the role of microfinance in poverty reduction in a theoretical framework. Considering the current state of microfinance in China and international experience, we suggest the banking approach as the way to best increase outreach of micro-financial services in China.

  6. Microfinance & Strategy of Financial Inclusion in India

    OpenAIRE

    Gupta, Avnesh Kumar

    2012-01-01

    Abstract The main aim of this paper is to evaluate the role of microfinance in empowering the people and realization of government’s policy of financial inclusion in India. However, there are certain concerns about the efficiency of Microfinance Institutions in handling public money, their targeted growth, achievement of policy goals and demand and supply management of funds. Today, the Microfinance Institutions demand the government to empower them for mobilizing public savings. With incr...

  7. The role of a microfinance program on HIV risk behavior among Haitian women.

    Science.gov (United States)

    Rosenberg, Molly S; Seavey, Brian K; Jules, Reginal; Kershaw, Trace S

    2011-07-01

    Microfinance loans targeted at vulnerable female populations have the potential to foster female economic independence, possibly leading to the negotiation of safer sexual practices and reduced HIV risk. This study assessed the relationship between experience with microfinance loans and HIV risk behavior among 192 female clients of the Haitian microfinance organization Fonkoze. Clients with longer microfinance experience were generally found to have lower indicators of HIV risk behavior and higher indicators of relationship power compared to those with shorter experience. In particular, those with longer memberships were 72% less likely to report partner infidelity, were 3.95 times more likely to use condoms with an unfaithful partner, and had higher average general power index scores compared to those with shorter experience. This study provides evidence that long-term exposure to microfinance is associated with reduced HIV risk behavior in Haitian women and that this reduction may be partly regulated by influencing relationship power. These results suggest the need to further explore the use of microfinance as a tool to prevent the spread of HIV.

  8. Socially sustainable work organizations and systems thinking

    NARCIS (Netherlands)

    Kira, M.; Eijnatten, van F.M.

    2010-01-01

    This Research Note seeks to add to the body of knowledge concerning social sustainability in work organizations, especially within the context of new challenges and threats in contemporary, post-industrial working life. Moreover, the intention is to explore the added value of the complexity lens in

  9. Improving maternal healthcare utilisation in sub-Saharan Africa through micro-finance.

    Science.gov (United States)

    Abekah-Nkrumah, Gordon; Abor, Patience Aseweh; Abor, Joshua; Adjasi, Charles K D

    2011-01-01

    This paper aims to examine links between women's access to micro-finance and how they use maternal healthcare services in sub-Saharan Africa (SSA). The authors use theoretical and empirical literature to propose a framework to sustain and improve women's access to maternal healthcare services through micro-financing. It is found that improved access to micro-finance by women, combined with education may enhance maternal health service uptake. The paper does not consider empirical data in the analysis. The authors advocate empirically testing the framework proposed in other SSA countries. It is important to empower women by facilitating their access to education and micro-finance. This has implications for improving maternal healthcare utilization in SSA. The paper moves beyond poor access to maternal health services in SSA and proposes a framework for providing sustainable solutions.

  10. EMPIRICAL ASSESSMENT OF MICROFINANCE BANKS IN NIGERIA USING EFQM EXCELLENCE MODEL

    Directory of Open Access Journals (Sweden)

    Chijioke Nwachukwu

    2017-06-01

    Full Text Available Measuring the performance of microfinance banks ensure that the banks create value for their various stakeholders. Achieving and sustaining superior business performance is important for organisations. The goal of this study is to assess microfinance banks in Nigeria using EFQM Excellence Model. The study adapts the EFQM self- assessment questionnaire for collecting data from 53 senior staff of selected Microfinance banks in Nigeria. In analyzing our data, Pearson correlation, ANOVA, and multiple regression techniques were used. The result shows that a significant positive association exists between the enablers (leadership, strategy, people, partnerships and resources, processes, products, and services and results (customer, people, society, and business criterion. More important, all the 4 hypotheses are supported. The authors suggest that a robust performance management system that integrates leadership, strategy, people, resources, processes, products, and services are important to achieve and sustain excellent results for various stakeholders.

  11. Sustainable Materials for Sustainable Energy Storage: Organic Na Electrodes

    Science.gov (United States)

    Oltean, Viorica-Alina; Renault, Stéven; Valvo, Mario; Brandell, Daniel

    2016-01-01

    In this review, we summarize research efforts to realize Na-based organic materials for novel battery chemistries. Na is a more abundant element than Li, thereby contributing to less costly materials with limited to no geopolitical constraints while organic electrode materials harvested from biomass resources provide the possibility of achieving renewable battery components with low environmental impact during processing and recycling. Together, this can form the basis for truly sustainable electrochemical energy storage. We explore the efforts made on electrode materials of organic salts, primarily carbonyl compounds but also Schiff bases, unsaturated compounds, nitroxides and polymers. Moreover, sodiated carbonaceous materials derived from biomasses and waste products are surveyed. As a conclusion to the review, some shortcomings of the currently investigated materials are highlighted together with the major limitations for future development in this field. Finally, routes to move forward in this direction are suggested. PMID:28773272

  12. Microfinance als Geflecht von Anreizproblemen

    OpenAIRE

    Schmidt, Reinhard H.; Tschach, Ingo E.

    2001-01-01

    Während sich die Entwicklungsfinanzierung in Theorie und Praxis generell mit dem Finanzwesen in Entwicklungs- und Transformationsländern befasst, steht im Teilgebiet der Microfinance die Frage im Vordergrund, wie in diesen Ländern der Zugang ärmerer Bevölkerungsgruppen und speziell von Klein- und Kleinstunternehmer(innen), Kleinbauern und sonstigen wirtschaftlich Selbständigen aus eher niedrigen sozialen Schichten zu Kredit und anderen Finanzdiensleistungen verbessert werden kann. Obwohl es e...

  13. Introducing Micro-finance in Sweden

    DEFF Research Database (Denmark)

    Barinaga, Ester

    2013-01-01

    The case describes the first year of efforts to introduce microfinance as a tool to work with vulnerable groups in Sweden, more particularly ex-convicts, former drug-addicts and longterm unemployed women of immigrant background. The teaching objective is to discuss whether micro-finance can be seen...

  14. Microfinance and Information and Communication Technologies ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    Microfinance and Information and Communication Technologies : HIVOS STAR Program (Eastern and Southern Africa) ... Studies. Management information systems for microfinance background to the workshop ... In this ROSSA bulletin: Meet Kathryn Toure, the new regional director of IDRC's sub-Saharan Africa office.

  15. Impact of Microfinance: A Critical Survey

    NARCIS (Netherlands)

    Lensink, B.W.; Hermes, N.

    2007-01-01

    It is unclear whether microfinance contributes to a reduction in poverty or is the most efficient method to reduce poverty without additional measures in areas such as education, health and infrastructure. The entry of commercial banks into microfinance may increase the competition for traditional

  16. Social performance of microfinance institutions : theory and empirical evidence

    OpenAIRE

    Milan, Florence Marie

    2011-01-01

    Inspired by the innovative efforts of pioneers in non-governmental organizations, notably the Grameen Bank, financial services delivery to the poor has grown since the 1980?s and has been advocated as an important component of development interventions. These financial services, also known as microfinance, are believed to have positive outcomes on production, income, and consumption at household and macro-economic levels. The provocative idea that alleviating poverty can be profitable to micr...

  17. Boiling and condensation in microfin tubes

    Science.gov (United States)

    Schlager, Lynn M.

    A general overview of microfin tubes and their applications is presented. Manufacturing processes, commercial availability, experimental heat transfer, and pressure drop data for various refrigerants (including alternative refrigerants and refrigerant-oil mixtures), physical mechanisms of enhancement, and the incorporation of microfin tubes in common heat exchanger configurations are discussed. Microfin tubes, also known by various trade names, are characterized by numerous small fins which typically spiral down the inside wall of tubes at angles ranging from 10 to 30 degrees. The number of fins ranges from 48 to 70 with typical fin heights of 0.12 to 0.30 mm (fin height generally less than 3 percent of the inside diameter of the tube). Fin shapes may vary and the inside surface area of microfin tubes is 10 to 70 percent greater than the area of equivalent smooth tubes. Heat transfer can be enhanced by up to a factor of three with microfin tubes.

  18. Global Financial Partnerships in Microfinance: India, Peru and Tanzania

    Directory of Open Access Journals (Sweden)

    TUBARO, Paola

    2012-06-01

    Full Text Available The paper studies the ‘wholesale’ market through which microfinance institutions operating in three contexts (Peru, Tanzania and the state of Tamil Nadu in India obtain loans from a variety of domestic and international funding bodies. The nature and characteristics of the relationships between them are captured through network analysis and visualization tools, with a dataset comprising inter-organisational lending relationships and organisations’ attributes over the years 2006-8. Focus is on the extent to which patterns in wholesale lending relationships relate to the legal status and characteristics of microfinance institutions; to the regulatory, business and social environment in which they operate; and to shifts in the balance between social and commercial interests of diverse types of lenders.The analysis brings to light considerable cross-country variation in the structure and features of wholesale lending relationships, and relates it primarily to differences in governance and regulation. On this basis, it makes the case that building a more enabling regulatory environment for funding partnerships may improve the capacity of microfinance to achieve its dual goals of poverty alleviation and financial sustainability.

  19. Sustainable competitive advantage for accountable care organizations.

    Science.gov (United States)

    Macfarlane, Michael Alex

    2014-01-01

    In the current period of health industry reform, accountable care organizations (ACOs) have emerged as a new model for the delivery of high-quality and cost-effective healthcare. However, few ACOs operate in direct competition with one another, and the accountable care business model has yet to present a means of continually developing new marginal value for patients and network partners. With value-based purchasing and patient consumerism strengthening as market forces, ACOs must build organizational sustainability and competitive advantage to meet the value demands set by customers and competitors. This essay proposes a strategy, adapted from the disciplines of agile software development and Lean product development, through which ACOs can engage internal and external customers in the development of new products that will provide sustainability and competitive advantage to the organization by decreasing waste in development, promoting specialized knowledge, and closely targeting customer value.

  20. Sustainability of organic, integrated and conventional farming systems in Tuscany

    NARCIS (Netherlands)

    Pacini, C.; Giesen, G.W.J.; Vazzana, C.; Wossink, G.A.A.

    2002-01-01

    Agricultural researchers widely recognise the importance of sustainable agricultural production systems and the need to develop appropriate methods to measure sustainability. The principal purpose of this paper is to evaluate the financial and environmental aspects of sustainability of Organic,

  1. Fundamentals for Organization of Sustainable Forest Use

    Directory of Open Access Journals (Sweden)

    V. A. Sokolov

    2014-02-01

    Full Text Available In order to organize sustainable forest use in Russia, suggestions and recommendations have been developed on the basis of the up-to-day paradigm of nature management and stability of progress. It is proposed to revise the method of calculating annual allowable cuts by introduction of «economical allowable cut» concept. The methods of ecological and economical accessibility of forest resources have been devised. The certain paths of reconstructing and developing forest inventory as well as direction for future research have been proposed.

  2. Microfinance and female empowerment : Do institutions matter?

    NARCIS (Netherlands)

    Haile, Hirut Bekele; Bock, Bettina; Folmer, Henk

    2012-01-01

    Microfinance programmes increasingly target poor women in developing countries with the expectation that, besides poverty reduction, having access to microcredit advances their empowerment. However, research provides conflicting evidence and shows that empowerment may not, or may only be partially

  3. Microfinance and female empowerment: Do institutions matter?

    NARCIS (Netherlands)

    Haile Hirut, Bekele; Folmer, H.; Bock, B.B.

    2012-01-01

    Microfinance programmes increasingly target poor women in developing countries with the expectation that, besides poverty reduction, having access to microcredit advances their empowerment. However, research provides conflicting evidence and shows that empowerment may not, or may only be partially

  4. Microfinance in a Developed Welfare State

    DEFF Research Database (Denmark)

    Barinaga, Ester

    2014-01-01

    in Sweden. Savings banks and nonprofit organisations collaborated in the introduction of microfinance as microcredit for micro-enterprise. The paper argues that the rationalities behind actors' participation in microfinance differed, with banks adopting a market rationality and nonprofits mainly...... a rationality of community empowerment. In line with a governmentality approach, the paper argues that the neoliberal market rationality dominating microcredit for micro-enterprise colonises the space of the communitarian aspect by turning the social into the personal. The paper's qualitative approach...

  5. Has Microfinance Lost its Moral Compass?

    OpenAIRE

    David Hulme; Mathilde Maitrot

    2014-01-01

    Abstract This paper argues that microfinance in South Asia, like mainstream finance in North America and Europe, "has lost its moral compass". Our particular concern is with microloans to vulnerable clients. Microfinance institutions (MFIs) have increasingly focussed on financial performance and have neglected their declared social mission of poverty reduction and empowerment. Loans officers in the field are under enormous pressure to achieve individual financial targets and now routinely mis...

  6. Trichloroethylene (TCE) adsorption using sustainable organic mulch

    Energy Technology Data Exchange (ETDEWEB)

    Wei Zongsu [Department of Civil Engineering, University of Toledo, Mail Stop 307, 3031 Nitschke Hall, 2801 W. Bancroft St., Toledo, OH, 43606-3390 (United States); Seo, Youngwoo, E-mail: youngwoo.seo@utoledo.edu [Department of Civil Engineering, University of Toledo, Mail Stop 307, 3031 Nitschke Hall, 2801 W. Bancroft St., Toledo, OH, 43606-3390 (United States)

    2010-09-15

    Soluble substrates (electron donors) have been commonly injected into chlorinated solvent contaminated plume to stimulate reductive dechlorination. Recently, different types of organic mulches with economic advantages and sustainable benefits have received much attention as new supporting materials that can provide long term sources of electron donors for chlorinated solvent bioremediation in engineered biowall systems. However, sorption capacities of organic mulches for chlorinated solvents have not been studied yet. In this study, the physiochemical properties of organic mulches (pine, hardwood and cypress mulches) were measured and their adsorption capacity as a potential media was elucidated. Single, binary and quaternary isotherm tests were conducted with trichloroethylene (TCE), tetrachloroethylene (PCE), trans-dichloroethylene (trans-DCE) and cis-dichloroethylene (cis-DCE). Among the three tested mulches, pine mulch showed the highest sorption capacity for the majority of the tested chemicals in single isotherm test. In binary or quaternary isotherm tests, competition among chemicals appears to diminish the differences in Q{sub e} for tested mulches. However, pine mulch also showed higher adsorption capacity for most chemicals when compared to hardwood and cypress mulches in the two isotherm tests. Based upon physicochemical properties of the three mulches, higher sorption capacity of pine mulch over hardwood and cypress mulches appears to be attributed to a higher organic carbon content and the lower polarity.

  7. 139 THE IMPACT OF MICROFINANCE BANK CREDIT ON ...

    African Journals Online (AJOL)

    Key words: Microfinance bank, Economic development, Deposit mobilisation, ... a means of reaching those that were not served by the conventional big banks to ..... J (2000) Microfinance Handbook: An Institutional and Financial Perspective.

  8. Human resource management for sustainable microfinance ...

    African Journals Online (AJOL)

    Global Journal of Social Sciences. Journal Home · ABOUT THIS JOURNAL · Advanced Search · Current Issue · Archives · Journal Home > Vol 8, No 1 (2009) >. Log in or Register to get access to full text downloads.

  9. Sustainable Rural Development in Nigeria through Microfinance ...

    African Journals Online (AJOL)

    FIRST LADY

    Nigeria like many nations in the developing world, extreme poverty remains widespread. ..... change to many of the current relationships of gender and class. ... operations and safety of deposits. Thirdly, funding of real sector activities, especially agricultural and manufacturing production, need to be promoted by MFIs as ...

  10. human resource management for sustainable microfinance ...

    African Journals Online (AJOL)

    Ada

    KEY WORDS: stakeholders, skills development, business entrepreneurship ability, employee development, employee welfare, and commitment. ..... developing the skills and abilities of the personnel, motivating them to high levels of ..... coordination in the fight against poverty and improvement of the productive capacity of ...

  11. Microfinance around the world – regional SWOT analysis

    OpenAIRE

    Harmincova, Zuzana; Janda, Karel

    2014-01-01

    The paper focuses on comparison of the functioning of microfinance in various developing regions of the world, as well as on the analysis of the overall functioning, effectiveness, strengths and weaknesses, potential threats and opportunities in the microfinance markets. The conclusion offers several possibilities and insights on how microfinance could be more efficient in financial terms. The paper also presents a brief evaluation of the benefits of microfinance and based on its findings pro...

  12. TAX FRAMEWORK AND SUSTAINABILITY OF NONPROFIT ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Heloisa Candia Hollnagel

    2014-06-01

    Full Text Available The Third Sector entities are relevant to attend to social issues, but the advance on the application of information technology in the public sector and the convergence of databases have brought new requirements for accounting professionals. Particularly, the fiscal framework of the National Classification of Economic Activities (NACE or CNAE in Portuguese is a matter with insufficient academic approach or professional regulation. This article analyzes the impact of incorrect framework for the sustainability of social assistance entities, due to changes introduced by Law No. 12.101/2009. This exploratory study is based on literature, field research (questionnaires with 102 entities in São Paulo, analysis of the codes of NCEA National Register of Legal Entities (CNPJ and their registration in the municipal councils. Initial results indicate that most organizations have not yet found the need to registering themselves, which can make it difficult for obtaining resources and enrollment in public agencies, including negative financial impact. The theme is noteworthy to avoid risk penalty for incorrect tax reporting, therefore it is relevant for accountancy professionals of that type of organization.

  13. Akhuwat Microfinance: Participation, Impact and Gender-Based Heterogeneity in Business Returns

    NARCIS (Netherlands)

    Maazullah

    2016-01-01

    markdownabstractWe conducted this research in collaboration with Akhuwat – a microfinance organization in Pakistan which provides interest free loans to the poor. The research findings are reported in three core essays. __The first essay__ explores reasons of non-participation in Akhuwat

  14. Using microfinance to facilitate household investment in sanitation in rural Cambodia.

    Science.gov (United States)

    Geissler, Kimberley H; Goldberg, Jeffrey; Leatherman, Sheila

    2016-11-01

    Improved sanitation access is extremely low in rural Cambodia. Non-governmental organizations have helped build local supply side latrine markets to promote household latrine purchase and use, but households cite inability to pay as a key barrier to purchase. To examine the extent to which microfinance can be used to facilitate household investment in sanitation, we applied a two-pronged assessment: (1) to address the gap between interest in and use of microfinance, we conducted a pilot study to assess microfinance demand and feasibility of integration with a sanitation marketing program and (2) using a household survey (n = 935) at latrine sales events in two rural provinces, we assessed attitudes about microfinance and financing for sanitation. We found substantial stated intent to use a microfinance institution (MFI) loan to purchase a latrine (27%). Five percent of current owners used an MFI loan for latrine purchase. Credit officers attended 159 events, with 4761 individuals attending. Actual loan applications were low, with 4% of sales events attendees applying for a loan immediately following the event (mean = 1.7 loans per event). Ongoing coordination was challenging, requiring management commitment from the sanitation marketing program and commitment to social responsibility from the MFI. Given the importance of improving sanitation coverage and concomitant health impacts, linking functional sanitation markets to already operational finance markets has the potential to give individuals and households more financial flexibility. Further product research and better integration of private vendors and financing modalities are necessary to create a scalable microfinance option for sanitation markets. © The Author 2016. Published by Oxford University Press in association with The London School of Hygiene and Tropical Medicine. All rights reserved. For permissions, please e-mail: journals.permissions@oup.com.

  15. The Psychology of Sustainability and Sustainable Development for Well-Being in Organizations.

    Science.gov (United States)

    Di Fabio, Annamaria

    2017-01-01

    This article discusses the contribution of the psychology of sustainability and sustainable development to well-being in organizations from a primary prevention perspective. It deals with sustainability not only in terms of the ecological, economic, and social environment but also in terms of improving the quality of life of every human being. The psychology of sustainability and sustainable development is seen as a primary prevention perspective that can foster well-being in organizations at all the different levels going from the worker, to the group, to the organization, and also to inter-organizational processes. The possibilities for further research and interventions are also discussed.

  16. Sustainable Enterprise Excellence and the Continuously Relevant and Responsible Organization

    DEFF Research Database (Denmark)

    Edgeman, Rick; Bøllingtoft, Anne; Eskildsen, Jacob Kjær

    2013-01-01

    Innovation and sustainability are critical to the design, activities, results, and financial viability of organizations. These support one another, with “sustainable innovation” addressing economic sustainability, and “innovating for sustainability” addressing societal and environmental...... sustainability. Both sustainable innovation and innovation for sustainability have gained traction as partial means of confronting economic, environmental and societal challenges. Although garnering footholds is promising, the growth rate of these challenges has thus far exceeded trajectory, scale, and velocity...... issues surrounding enterprise innovation and sustainability efforts and capabilities. Innovation and sustainability of the necessary trajectory, scale, and velocity are strategically integrated to deliver what we refer to as innovating sustainability. This provides an accelerated means path toward...

  17. RECOMMENDATIONS REGARDING THE INSTITUTIONALIZATION OF MARKETING RESEARCH ACTIVITY IN ROMANIAN MICROCREDIT ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Savescu Roxana Florenta

    2012-12-01

    Full Text Available As they mature, microcredit organizations in Romania are becoming aware of the importance of marketing in their current activities. Although marketing interventions should be considered important on all types of markets, the reality is that micro-credit companies in Romania have a limited institutional capacity to develop and implement marketing programs. This implies that marketing efforts should be focused and marketing needs should be prioritized, according to the appropriate level of market development (developing markets, growth markets and mature markets. The paper presents the results of an exploratory marketing research study regarding the marketing activity performed by microfinance institutions in Romania. The purpose of the research was to identify courses of action to institutionalize marketing research in the current activity of the subjects analyzed. It has been our intention to give a very practical dimension to the recommendations regarding the marketing information useful for microcredit organizations and categories of marketing research needing to be conducted regularly, making them applicable within the specific Romanian environment. Given the fact that on a national level scientific concerns about microfinance in Romania, in general or about marketing in the field of microfinance in particular are almost nonexistent, this thesis can be regarded as an innovation. This conclusion comes both from the investigation of existing literature and from the author's interviews with managers of microfinance institutions who have argued that this was the first time when Romanian academic institutions got interested in this sector. Potential beneficiaries of the results of this study are: managers of microcredit organizations interested in the development and sustainability of the institutions they manage; various national and international organizations interested in designing technical assistance programs in the areas identified as being

  18. Social network analysis of sustainable transportation organizations.

    Science.gov (United States)

    2012-07-15

    Studying how organizations communicate with each other can provide important insights into the influence, and policy success of different types of organizations. This study examines the communication networks of 121 organizations promoting sustainabl...

  19. Book Review Microfinance: Perils and Prospects

    African Journals Online (AJOL)

    African Review of Economics and Finance, Vol 4, No. 2, June ... This book explores the perils and prospects of microfinance by looking at the issue ... qualitative data, and a list of references that could be useful to readers who want to learn ...

  20. Housing policies in developing countries: Microfinance

    NARCIS (Netherlands)

    Smets, P.G.S.M.; Smith, S.J.; Elsinga, M.; O’Mahony, L.H.; Ong, S.E.; Wachter, S.; Wood, G.

    2012-01-01

    Shelter is a basic human need for which financial means are required. Poorer sections of society face difficulties in accessing and coping with conventional mortgage finance and are better assisted with housing microfinance. This enables the poor, especially in 'developing' countries to build their

  1. Outreach and Efficiency of Microfinance Institutions

    NARCIS (Netherlands)

    Hermes, N.; Lensink, B.W.; Meesters, A.

    2011-01-01

    This paper uses stochastic frontier analysis to examine whether there is a trade-off between outreach to the poor and efficiency of microfinance institutions (MFIs). We find convincing evidence that outreach is negatively related to efficiency of MFIs. More specifically, we find that MFIs that have

  2. Development of a culture of sustainability in health care organizations.

    Science.gov (United States)

    Ramirez, Bernardo; West, Daniel J; Costell, Michael M

    2013-01-01

    This paper aims to examine the concept of sustainability in health care organizations and the key managerial competencies and change management strategies needed to implant a culture of sustainability. Competencies and management development strategies needed to engrain this corporate culture of sustainability are analyzed in this document. This paper draws on the experience of the authors as health care executives and educators developing managerial competencies with interdisciplinary and international groups of executives in the last 25 years, using direct observation, interviews, discussions and bibliographic evidence. With a holistic framework for sustainability, health care managers can implement strategies for multidisciplinary teams to respond to the constant change, fine-tune operations and successfully manage quality of care. Managers can mentor students and provide in-service learning experiences that integrate knowledge, skills, and abilities. Further empirical research needs to be conducted on these interrelated innovative topics. Health care organizations around the world are under stakeholders' pressure to provide high quality, cost-effective, accessible and sustainable services. Professional organizations and health care providers can collaborate with university graduate health management education programs to prepare competent managers in all the dimensions of sustainability. The newly designated accountable care organizations represent an opportunity for managers to address the need for sustainability. Sustainability of health care organizations with the holistic approach discussed in this paper is an innovative and practical approach to quality improvement that merits further development.

  3. Managing Knowledge And Information In The Sustainable Organization

    Science.gov (United States)

    Grecu, Valentin

    2015-09-01

    Knowledge and information management are essential for the success of organizations and bring significant competitive advantages. There has been significant investments in setting up technological platforms that support business processes and increase the efficiency of operational structure in many organizations through an efficient management of knowledge and information. This research highlights the importance of using knowledge and information management in order to increase the competitiveness of organizations and to foster the transition towards the sustainable organization, as nowadays an organization that wants to be competitive needs to be sustainable.

  4. Flexible Products in Microfinance: Overcoming the Demand-Supply Mismatch

    OpenAIRE

    Labie, Marc; Laureti, Carolina; Szafarz, Ariane

    2013-01-01

    The success of microfinance rests upon product simplicity, standardization, and the capacity to stimulate client discipline. However, poor people desperately need flexible financial products to improve their day-to-day money management and cope with shocks. This paper discusses how microfinance institutions could design flexible products efficiently. First, we clarify the concept of financial flexibility. Second, based on literature in microfinance, banking, and behavioral economics, we summa...

  5. Ecological Citizenship and Sustainable Consumption: Examining Local Organic Food Networks

    Science.gov (United States)

    Seyfang, Gill

    2006-01-01

    Sustainable consumption is gaining in currency as a new environmental policy objective. This paper presents new research findings from a mixed-method empirical study of a local organic food network to interrogate the theories of both sustainable consumption and ecological citizenship. It describes a mainstream policy model of sustainable…

  6. Aesthetic mediation of creativity, sustainability and the organization

    NARCIS (Netherlands)

    Poldner, Kim; Dentoni, Domenico; Ivanova, Olga

    2017-01-01

    The literature on sustainability often focuses on its technical side, such as in studies of life cycle assessment, supply chain management and cleaner production systems. It traditionally assumes that creativity and sustainability are two separate entities in organizations. Contrasting with this

  7. Greener and Sustainable Trends in Synthesis of Organics and Nanomaterials

    Science.gov (United States)

    Trends in greener and sustainable process development during the past 25 years are abridged involving the use of alternate energy inputs (mechanochemistry, ultrasound- or microwave irradiation), photochemistry, and greener reaction media as applied to synthesis of organics and na...

  8. Community Empowerment through Islamic Microfinances: Perceptions in Comparison

    Directory of Open Access Journals (Sweden)

    Lathif Hanafir Rifqi

    2017-04-01

    Full Text Available BMT (Islamic saving and loan cooperative has continuosly been one of the Islamic microfinance institutions playing a significant role in empowering economic society. There has been a number of research discussing on the effort, however none of them discussed on the perception between the empowers and the empowered group. Comparing these perceptions is a salient effort to find similarities or differencess of perceptions. This research seeks to compare empowerment perception between two organizations. One hand hand, the first party taking BMT BIF Ledok Timoho as the empowering organization and on the other hand focusing on a group of women's empowerment Ledok Timoho. Gathering data through doing observation and in-depth interview had been employed with selecting the purposive informants that contains a BMT BIF and four empowerment group representatives. To conclude, this research found that are similarities of perceptions on empowerment goals, process, outcomes and constraints.

  9. SUSTAINABLE PACKAGING SOLUTIONS FOR ORGANIC FRESH BERRIES

    Directory of Open Access Journals (Sweden)

    Elisabeta Elena TĂNASE

    2017-12-01

    Full Text Available Climate changes and particularly global warming are topics carefully treated by specialists already since decades. The most pregnant factor that influences climate change is pollution, namely the high level carbon dioxide emissions. Besides other substances used by the most of the industries (oil, charcoal, fertilizers, etc., plastics are not to be ignored when talking about pollution. Plastic waste affects animals and humans, as well as their habitat. In this respect, food industry engages in preserving the good functioning of the environment by developing and using biodegradable and bio-based resources for food packaging. The aim of this literature review was to identify the optimal sustainable packaging solution used for berries. The results of the study pointed out that the most used environmentally friendly packaging technique is the one that involves modified atmosphere. In terms of packaging materials, the literature is limited when it comes to biodegradable/bio-based solutions. However, active packaging gains popularity among researchers, considering the endless possibilities to include sustainable compounds in a biopolymer based matrix, in order to prolong the shelf-life of berries or fruits in general.

  10. Organic versus Conventional Cropping Sustainability: A Comparative System Analysis

    Directory of Open Access Journals (Sweden)

    Tiffany L. Fess

    2018-01-01

    Full Text Available We are at a pivotal time in human history, as the agricultural sector undergoes consolidation coupled with increasing energy costs in the context of declining resource availability. Although organic systems are often thought of as more sustainable than conventional operations, the lack of concise and widely accepted means to measure sustainability makes coming to an agreement on this issue quite challenging. However, an accurate assessment of sustainability can be reached by dissecting the scientific underpinnings of opposing production practices and crop output between cropping systems. The purpose of this review is to provide an in-depth and comprehensive evaluation of modern global production practices and economics of organic cropping systems, as well as assess the sustainability of organic production practices through the clarification of information and analysis of recent research. Additionally, this review addresses areas where improvements can be made to help meet the needs of future organic producers, including organic-focused breeding programs and necessity of coming to a unified global stance on plant breeding technologies. By identifying management strategies that utilize practices with long-term environmental and resource efficiencies, a concerted global effort could guide the adoption of organic agriculture as a sustainable food production system.

  11. The impact of microfinance institution in economic growth of a ...

    African Journals Online (AJOL)

    The findings of the study show that microfinance loans have a significant positive impact on the short run economic performance in Nigeria. Microfinance loans enhanced consumption per capita in short run with an impressive coefficient, although these banks' loans do not have a significant impact on economic growth in ...

  12. Microfinance and rural development: a long-term perspective

    NARCIS (Netherlands)

    Moll, H.A.J.

    2006-01-01

    The long-term perspective on microfinance starts with a discussion of three central issues: first, views and policies, with two opposing views: "credit for target group" and "pushing the financial frontier"; second, the performance of microfinance institutions measured via two objectives: outreach

  13. Do microfinance institutions benefit from integrating financial and nonfinancial services?

    NARCIS (Netherlands)

    Lensink, Robert; Mersland, Roy; Vu, Nhung Thi Hong; Zamore, Stephen

    2018-01-01

    This article examines the impact of microfinance ‘plus’ (i.e. coordinated combination of financial and nonfinancial services) on the performance of microfinance institutions (MFIs). Using a global data set of MFIs in 77 countries, we find that the provision of nonfinancial services does not harm nor

  14. SUSTAINABLE PRODUCTION PACKAGES FOR ORGANIC TURMERIC

    OpenAIRE

    Somasundaram, Eagan; Shanthi, G.

    2014-01-01

    Turmeric (Curcuma longa L.), a perennial rhizomatous herb has been regarded as an important spice in Asian cuisine. India is called as the “Spice bowl of the world” as it produces variety of spices with quality. Though India leads in production of turmeric, but average productivity is very low due to imbalanced and suboptimal dose of chemical fertilizers, organic manure, bio – fertilizers and micronutrients (Kandiannan and Chandragiri, 2008). Since, turmeric is a nutrient responsive crop and ...

  15. Learning for Sustainability Among Faith-Based Organizations in Kenya

    Science.gov (United States)

    Moyer, Joanne M.; Sinclair, A. John; Diduck, Alan P.

    2014-08-01

    The complex and unpredictable contexts in which environmental and development work take place require an adaptable, learning approach. Faith-based organizations (FBOs) play a significant role in sustainability work around the world, and provide a unique setting in which to study learning. This paper explores individual learning for sustainability within two FBOs engaged in sustainability work in Kenya. Learning outcomes covered a broad range of areas, including the sustainability framework, environment/conservation, skills, community work, interpersonal engagement, and personal and faith development. These outcomes were acquired through embodied experience and activity, facilitation by the workplace, interpersonal interaction, personal reflection, and Bible study and worship. Grounded categories were compared to learning domains and processes described by Mezirow's transformative learning theory. The findings indicate that for learning in the sustainability field, instrumental learning and embodied learning processes are particularly important, and consequently they require greater attention in the theory when applied in this field.

  16. Consumer perception of sustainability attributes in organic and local food.

    Science.gov (United States)

    Annunziata, Azzurra; Angela, Mariani

    2017-12-14

    Although sustainable food consumption is gaining growing importance on the international agenda, research on this subject is still quite fragmented and most studies analyse single aspects of sustainable food consumption with particular reference to environmental sustainability. In addition, the literature highlights the need to take account of the strong heterogeneity of consumers in studying sustainable behaviour. Identifying consumer segments with common profiles, needs and values is essential for developing effective communication strategies to promote sustainability in food consumption. Consumer segmentation based on the perception of the sustainability attributes of organic and local products was realized using descriptive data collected through a consumer online survey in southern Italy (Campania). K-means cluster analysis was performed to identify different consumer segments based on consumer perception of sustainable attributes in organic and local food. Results confirm the support of consumers for organic and local food as sustainable alternative in food choices even if occasional buying behaviour of these products still predominates. In addition, our results show that an egoistic approach prevails among consumers, who seem to attach more value to attributes related to quality and health than to environmental, social and economic sustainability. Segmentation proves the existence of three consumer segments that differ significantly in terms of perception of sustainability attributes: a large segment of individuals who seem more egocentric oriented, an environmental sustainability oriented segment and a small segment that includes sustainability oriented consumers. The existence of different levels of sensitivity to sustainability attributes in organic and local food among the identified segments could be duly considered by policy makers and other institutions in promoting sustainable consumption patterns. Consumers in the first cluster could be educated

  17. Can Microfinance Reach the Poorest: Evidence from a Community-Managed Microfinance Intervention

    DEFF Research Database (Denmark)

    Lonborg, J. H.; Rasmussen, O. D.

    2014-01-01

    Reaching the poorest is an important objective in many development interventions, and microfinance is no exception. We review performance indicators for effectiveness of targeting described in the literature and suggest a new metric in order to account for extent and severity of poverty as well...

  18. Sustainability and Competitiveness of Romanian Farms through Organic Agriculture

    Directory of Open Access Journals (Sweden)

    Mirela Ionela Aceleanu

    2016-03-01

    Full Text Available Currently, the development of any sector involves respecting the principles of sustainability, which means economic, social and environmental development. Moreover, organic farming is a very important field for ensuring sustainable development. Romania has great potential for the development of organic agriculture, especially due to the large number of available farmland and reduced use of fertilizers and other chemicals. However, the development of organic farming in Romania is in an early stage, due to the numerous problems that Romanian agriculture is still facing. Concern for the environment should be reflected at the level of production processes and consumption. As market demand influences and stimulates production, we can ask the question to what extent stimulating the consumption of organic products through green marketing can boost organic agriculture development and competitiveness of Romanian farms. Using several methods of research, such as analysis, synthesis, comparison, statistical methods and by calling on studies, reports and data series on organic farming in the EU and Romania, this paper highlights Romania's position in terms of the level of development of organic agriculture and recommends several ways to improve the outcomes obtained by Romania in the field. Moreover, based on regression equations, the trend of convergence of Romanian organic agriculture development in relation to the EU countries is analysed. The paper demonstrates that one of the measures that can be taken by Romanian farms is green marketing strategy development that can stimulate both consumption and production of organic products. Therefore, with increasing interest in the development of organic agriculture in Romania, green marketing can play an increasingly important role in promoting the benefits of consuming organic products, thus contributing to business development of organic products as well as to the development of Romanian agriculture

  19. Sustainability of organic food production: challenges and innovations.

    Science.gov (United States)

    Niggli, Urs

    2015-02-01

    The greatest challenge for agriculture is to reduce the trade-offs between productivity and long-term sustainability. Therefore, it is interesting to analyse organic agriculture which is a given set of farm practices that emphasise ecological sustainability. Organic agriculture can be characterised as being less driven by off-farm inputs and being better embedded in ecosystem functions. The literature on public goods and non-commodity outputs of organic farms is overwhelming. Most publications address the positive effects of organic farming on soil fertility, biodiversity maintenance and protection of the natural resources of soil, water and air. As a consequence of focusing on public goods, organic agriculture is less productive. Meta-analyses show that organic agriculture yields range between 0·75 and 0·8 of conventional agriculture. Best practice examples from disadvantaged sites and climate conditions show equal or, in the case of subsistence farming in Sub-Saharan Africa, higher productivity of organic agriculture. Hence, organic agriculture is likely to be a good model for productive and sustainable food production. Underfunding in R&D addressing specific bottlenecks of organic agriculture are the main cause for both crop and livestock yield gaps. Therefore, the potential for improving the performance of organic agriculture through agricultural research is huge. Although organic farming is a niche in most countries, it is at the verge of becoming mainstream in leading European countries. Consumer demand has grown over the past two decades and does not seem to be a limiting factor for the future development of organic agriculture.

  20. Organization-level predictors of sustained social movement participation.

    Science.gov (United States)

    Tesdahl, Eric A; Speer, Paul W

    2015-03-01

    Long-term sustained participation represents one of the most important resources available to community organizations and social movement organizations (SMOs). The participatory literature on community and SMOs has identified a host of individual-level factors that influence participation beyond initial engagement, and has more recently identified contextual factors that influence participation. This study builds upon current understandings of participation in SMOs by examining how sustained participation in movement activities is affected by two qualities of SMO settings: repertoire of organizational activity, and equality of staff contact with organization members to cultivate and facilitate individual participation. To this end, we employ multi-level regression techniques to examine longitudinal data on participation within 50 local chapters of a national congregation-based community organizing federation. We find that the conduct of organizational activities previously shown to increase levels of participation among individual persons does not necessarily lead to increases in aggregate or organization-level participation. Further, we find that conditions of unequal staff contact among organization members represent a notable drag on organization-level participation over time. Our findings suggest that organizers and organizational leaders may well see greater levels of participation in their organizations by simply re-distributing resources and opportunities more equitably within their organizations.

  1. Consumers’ Motivations Driving Organic Demand: Between Selfinterest and Sustainability

    OpenAIRE

    Monier-Dilhan, Sylvette; Berges, Fabian

    2016-01-01

    We study consumers’ motivations for buying organic food by analyzing their shopping baskets. Buying organic can be motivated by concern about sustainable development and/or self-interest (considerations related to health or product quality). Pro-social motivation is inferred from the presence of fair trade products in the consumer's basket; consumer self-interest is deduced from the presence of healthy and higher-quality products bearing special quality labels or certifications. Our results i...

  2. Factors Influencing Poverty Alleviation amongst Microfinance Adopting Households in Zambia

    Directory of Open Access Journals (Sweden)

    Mavhungu Abel Mafukata

    2016-01-01

    Full Text Available The main objective of this paper is to investigate the factors having the most influence on the alleviation of poverty amongst the households adopting microfinance in Zambia. Ninety nine (n=99 respondents were randomly and purposively selected from amongst 340 microfinance adopters of the so-called Micro Bankers Trust programme operating a microfinance business in the Makululu Compound of Kabwe, Zambia. Socio-demographic primary data were collected through face-to-face interviews based on a semi-structured questionnaire instrument. The data were entered into an excel spreadsheet for analysis. The descriptive data were thereafter exported and fitted to an empirical model. The descriptive results revealed that the majority of the respondents were married, unemployed, fairly educated younger women from larger-sized poor households who drew their household income mainly from microfinance activities. The majority of the respondents thought microfinance had improved their well-being in some crucial areas. The results of the empirical model found that some respondents were indeed alleviated from poverty through microfinance. Conclusion drawn in this paper is that microfinance does alleviate poverty of the poor.

  3. Sustainability management for operating organizations of research reactors

    Energy Technology Data Exchange (ETDEWEB)

    Kibrit, Eduardo; Aquino, Afonso Rodrigues de, E-mail: ekibrit@ipen.br, E-mail: araquino@ipen.br [Instituto de Pesquisas Energeticas e Nucleares (IPEN/CNE-SP), Sao Paulo, SP (Brazil)

    2017-07-01

    Sustainable development is development that meets the needs of the present without compromising the ability of future generations to meet their own needs. In a country like Brazil, where nuclear activity is geared towards peaceful purposes, any operating organization of research reactor should emphasize its commitment to social, environmental, economic and institutional aspects. Social aspects include research and development, production and supply of radiopharmaceuticals, radiation safety and special training for the nuclear sector. Environmental aspects include control of the surroundings and knowledge directed towards environment preservation. Economic aspects include import substitution and diversification of production. Institutional aspects include technology, innovation and knowledge. These aspects, if considered in the management system of an operating organization of research reactor, will help with its long-term maintenance and success in an increasingly competitive market scenario. About this, we propose a sustainability management system approach for operating organizations of research reactors. A bibliographical review on the theme is made. A methodology for identifying indicators for measuring sustainability in nuclear research reactors processes is also described. Finally, we propose a methodology for sustainability perception assessment to be applied at operating organizations of research reactors. (author)

  4. Sustainability management for operating organizations of research reactors

    International Nuclear Information System (INIS)

    Kibrit, Eduardo; Aquino, Afonso Rodrigues de

    2017-01-01

    Sustainable development is development that meets the needs of the present without compromising the ability of future generations to meet their own needs. In a country like Brazil, where nuclear activity is geared towards peaceful purposes, any operating organization of research reactor should emphasize its commitment to social, environmental, economic and institutional aspects. Social aspects include research and development, production and supply of radiopharmaceuticals, radiation safety and special training for the nuclear sector. Environmental aspects include control of the surroundings and knowledge directed towards environment preservation. Economic aspects include import substitution and diversification of production. Institutional aspects include technology, innovation and knowledge. These aspects, if considered in the management system of an operating organization of research reactor, will help with its long-term maintenance and success in an increasingly competitive market scenario. About this, we propose a sustainability management system approach for operating organizations of research reactors. A bibliographical review on the theme is made. A methodology for identifying indicators for measuring sustainability in nuclear research reactors processes is also described. Finally, we propose a methodology for sustainability perception assessment to be applied at operating organizations of research reactors. (author)

  5. Biobased Organic Chemistry Laboratories as Sustainable Experiment Alternatives

    Science.gov (United States)

    Silverman, Julian R.

    2016-01-01

    As nonrenewable resources deplete and educators seek relevant interdisciplinary content for organic chemistry instruction, biobased laboratory experiments present themselves as potential alternatives to petroleum-based transformations, which offer themselves as sustainable variations on important themes. Following the principles of green chemistry…

  6. The Global Sustainability Index: An Instrument For Assessing The Progress Towards The Sustainable Organization

    Science.gov (United States)

    Grecu, Valentin

    2015-09-01

    There is rarely an optimal solution in sustainable development but most frequently a need to build compromises between conflicting aspects such as economic, social and environmental ones and different expectations of stakeholders. Moreover, information is rarely available and precise. This paper will focus on how to use indicators to monitor sustainable development, integrating the information provided by many of them into a complex general sustainability index. Having this general indicator is essential for decision makers as it is very complicated to evaluate the performance of the organization based on multiple indicators. The objective of this paper is to find mathematical algorithms for simplifying the decision-making process by offering an instrument for the evaluation of the sustainability progress.

  7. Analysis of Third Party Loan Guarantee and Performance of Non-Prime Household Loans in Microfinance Banks in Kenya

    Directory of Open Access Journals (Sweden)

    Bernard Ndirangu Wachira

    2017-08-01

    Full Text Available Household loans remain the engine to productivity and economic growth globally. Non-prime household loan is essential, because it enables the borrowers with no collateral to access credit from Microfinance Banks. The survival and sustainability of non-prime household loans globally is therefore significant. Credit risk however remains the main deterrent of the soundness of Microfinance Banks. This leads to the poor performance of microfinance institutions in many economies in the world. Several countries globally are making inroad in reducing the credit risks, which lead to the poor performance of Microfinance Banks. It is still unknown why the credit risk affects the performance of non-prime household loans in the Microfinance Banks domiciled in Kenya. The reason for conducting this study is to determine the level at which the third party loan guarantee and the performance of non-prime household loans relate to the Microfinance Banks in Kenya. Particularly, this study is to determine how the amount secured by guarantee, recoveries from guarantors, percentage of loan secured, and percentage recoveries from guarantors relate to the performance of nonprime household loans in the Microfinance Banks in Kenya. The population was 516 senior management employees of the banks. The researcher conducted a multiple regression analysis for determining the relationship between the amount secured by guarantee—recoveries from guarantors, percentage granted, and percentage recoveries—and the performance of non-prime household loans. The R and R2 were used for determining the strength of the relationship and the coefficient of determination at 0.05 level of significance of variables. The result of this study reveals that there exists a strong relationship between the dependent and independent variables, thereby contradicting the null hypothesis, which states that the relationship does not exist. The percentage of the recoveries from the guarantors over the

  8. Sustaining without Changing: The Metabolic Rift of Certified Organic Farming

    Directory of Open Access Journals (Sweden)

    Julius Alexander McGee

    2016-01-01

    Full Text Available Many proponents of organic farming claim that it is a sustainable alternative to conventional agriculture due to its reliance on natural agro-inputs, such as manure based fertilizers and organic pesticides. However, in this analysis we argue that although particular organic farming practices clearly benefit ecosystems and human consumers, the social context in which some organic farms develop, limit the potential environmental benefits of organic agriculture. Specifically, we argue that certified organic farming’s increased reliance on agro-inputs, such as organic fertilizers and pesticides, reduces its ability to decrease global water pollution. We review recent research that demonstrates the environmental consequences of specific organic practices, as well as literature showing that global organic farming is increasing its reliance on agro-inputs, and contend that organic farming has its own metabolic rift with natural water systems similar to conventional agriculture. We use a fixed-effects panel regression model to explore how recent rises in certified organic farmland correlate to water pollution (measured as biochemical oxygen demand. Our findings indicate that increases in the proportion of organic farmland over time increases water pollution. We conclude that this may be a result of organic farms increasing their reliance on non-farm agro-inputs, such as fertilizers.

  9. The exposure of microfinance institutions to financial risk

    Directory of Open Access Journals (Sweden)

    Thomas Gietzen

    2017-12-01

    Full Text Available This study examines the exposure of microfinance institutions to liquidity-, interest rate and foreign exchange (FX risk. Using manually collected data from microfinance institutions’ financial reporting, I find that the microfinance sector faces minimal liquidity risk, high interest rate risk and a lower than commonly assumed exposure to FX risk. Linking risk exposure to institutional characteristics, the data shows that legal status and regional affiliation are correlated with risk exposure while regulatory quality is not. Results suggest that the development community may not expect large benefits from expanding the plethora of current measures taken to mitigate liquidity or FX risk.

  10. Sustainability Strategies for Regional Health Information Organization Startups

    DEFF Research Database (Denmark)

    Winkler, Till J.; Ozturk, Pinar; Brown, Carol V.

    2016-01-01

    the population health of an underserved urban population, and an HIE capability to enable the transition to a healthcare landscape that rewards care coordination across suburban hospitals and physician practices. Conclusions: We propose two models of technology and sustainability strategies for developing bottom...... initiatives by states and regional health information organizations (HIOs). Given the high failure rates of regional U.S. HIOs in the past, our primary objective is to identify the key characteristics of HIO startups that became operational and demonstrated sustainability with non-renewable SHIECAP funding...

  11. Assessment of Environmental Sustainability in Health Care Organizations

    Directory of Open Access Journals (Sweden)

    María Carmen Carnero

    2015-06-01

    Full Text Available Healthcare organizations should set a standard in corporate social responsibility and encourage environmental sustainability, since protection of the environment implies the development of preventive measures in healthcare. Environmental concern has traditionally focused on manufacturing plants. However, a Health Care Organization (HCO is the only type of company which generates all existing classes of waste, and 20% is dangerous, being infectious, toxic or radioactive in nature. Despite the extensive literature analysing environmental matters, there is no objective model for assessing the environmental sustainability of HCOs in such a way that the results may be compared over time for an organization, and between different organizations, to give a comparison or benchmarking tool for HCOs. This paper presents a Multi-Criteria Decision Analysis model integrating a Fuzzy Analytic Hierarchy Process and utility theory, to evaluate environmental sustainability in HCOs. The model uses criteria assessed as a function of the number of annual treatments undertaken. The model has been tested in two HCOs of very different sizes.

  12. SUSTAINABILITY OF TURKISH GREY CATTLE IN ORGANIC SYSTEM

    Directory of Open Access Journals (Sweden)

    Hülya HANOĞLU

    2015-08-01

    Full Text Available Beef consumption has significantly increased in the last fifty years as a response to the increase in population size, whereas the sustainability of production systems has begun to be questioned. Because the residues left in the animal feed additives used in conventional food production constitute major health problems in consumers. Therefore, an interest in organic farming methods based on natural grazing and feed production without the use of chemicals is increasing. One of the most important examples of organic beef production in Turkey is the project carried out in the villages of Ayvacık district in Çanakkale. This region has an ecological structure which does not allow an extensive production of culture cattle. The most important advantages of the Turkish grey cattle living in the pastures in the region covered with bushes are that they have less needs of shelter, they do not need supplementary feeding throughout the year and labor costs for their production for beef are low. Breeders in this region maintained a market price for their products by shifting to organic system and thus allowed the sustainable production of the Turkish grey cattle. In this study, Ayvacık Organic Beef Production Project which sets an example for the sustainability of Turkish grey cattle production by featuring its surplus values was evaluated.

  13. A Case Study in Organizing for Livable and Sustainable Communities

    Directory of Open Access Journals (Sweden)

    Jerry Marx

    2015-12-01

    Full Text Available Citizens in the U.S. are making organized efforts to demand a new approach to planning urban communities, one that results in more sustainable and livable communities. The profession of social work in the U.S. once had a primary role in organizing urban residents to advocate for healthier environments in their neighborhoods. Yet, recent research documents the diminishing emphasis on community organization as an intervention method in social work. This paper offers a descriptive case study of a successful community organizing effort to promote a more livable city in Portland, Maine (USA. Data was collected by the authors using in-depth personal interviews; archival records (census data, architect models; documents (e-mails, newspaper clippings as well as direct observation of the impacted community and development site. Implications for social work practitioners and educators involved in community organization promoting healthy communities are presented.

  14. Sustainable Organic Farming For Environmental Health A Social Development Model

    Directory of Open Access Journals (Sweden)

    Ijun Rijwan Susanto

    2015-05-01

    Full Text Available ABSTRACT In this study the researcher attempted 1 to understand the basic features of organic farming in The Paguyuban Pasundans Cianjur 2 to describe and understand how the stakeholders were are able to internalize the challenges of organic farming on their lived experiences in the community 3 to describe and understand how the stakeholders were are able to internalize and applied the values of benefits of organic farming in support of environmental health on their lived experiences in the community 4 The purpose was to describe and understand how the stakeholders who are able to articulate their ideas regarding the model of sustainable organic farming 5 The Policy Recommendation for Organic Farming. The researcher employed triangulation thorough finding that provides breadth and depth to an investigation offering researchers a more accurate picture of the phenomenon. In the implementation of triangulation researchers conducted several interviews to get saturation. After completion of the interview results are written compiled and shown to the participants to check every statement by every participant. In addition researchers also checked the relevant documents and direct observation in the field The participants of this study were the stakeholders namely 1 The leader of Paguyuban Pasundans Organic Farmer Cianjur PPOFC 2 Members of Paguyuban Pasundans Organic FarmersCianjur 3 Leader of NGO 4 Government officials of agriculture 5 Business of organic food 6 and Consumer of organic food. Generally the findings of the study revealed the following 1 PPOFC began to see the reality as the impact of modern agriculture showed in fertility problems due to contaminated soil by residues of agricultural chemicals such as chemical fertilizers and chemical pesticides. So he wants to restore the soil fertility through environmentally friendly of farming practices 2 the challenges of organic farming on their lived experiences in the community farmers did not

  15. Efficiency of Microfinance Institutions in Sub – Saharan Africa: A ...

    African Journals Online (AJOL)

    2016-10-02

    Oct 2, 2016 ... major constraint on the development of the microfinance industry (Helms, 2006). The efficient ..... It also enables statistical tests of hypothesis to be performed. Hence, the ...... Cost efficiency in Australian Local Government: A.

  16. Business Management Models of Microfinance Institutions (MFIs) in Africa:

    NARCIS (Netherlands)

    Pashkova, Nadya; Trujillo-Barrera, Andres; Apostolakis, George; Dijk, Van Gert; Drakos, Periklis D.; Baourakis, George

    2016-01-01

    In this study, the authors analyse the socioeconomic, political and geographic conditions that are conducive of cooperative microfinance initiatives in comparison with other organizational forms in Africa. They distinguish three types of institutions (MFIs) and business models: cooperatives/credit

  17. The Impact of Microfinance on Household Welfare in Botswana ...

    African Journals Online (AJOL)

    of poverty in Botswana include lack of opportunities for self-employment to generate income and constrained ... et al, 2013). Other scholars observed that microfinance has no significant impact on household ... including political leadership) ...

  18. Do leadership styles matter in microfinance performance? Empirical ...

    African Journals Online (AJOL)

    ... been concerned with building vibrant institutions within the financial sector. In this direction, managers of these institutions need to bring their leadership styles to ... style should be encouraged for the management of microfinance institutions.

  19. Sustainability of Rural Nonprofit Organizations: Czech Republic and Beyond

    Directory of Open Access Journals (Sweden)

    Vladislav Valentinov

    2015-07-01

    Full Text Available Sustainability of nonprofit organizations is a key concern for today’s nonprofit scholars and practitioners. Building upon the nonprofit economics literature, the present paper introduces the distinction between the demand-side and supply-side determinants of nonprofit sustainability and makes the case for the discrepancy between them. This discrepancy presents not only a generic conceptual explanation of the nonprofit sustainability problems but is also applicable to the context of the European rural nonprofit sector. Three arguments are advanced. First, the notorious implementation problems of LEADER partnerships can be explained as a manifestation of the above discrepancy. Second, and related, the rural context implies the tendency of the supply-side determinants of nonprofit sustainability to undermine the demand-side ones. Third, recent empirical findings from the Czech Republic show that this tendency does not necessarily imply the possibility of a clear classification of the demand-side and supply-side sustainability determinants. Rather, those features of rural areas and communities that significantly affect the size of the local nonprofit sector exhibit a controversial entanglement of demand-side and supply-side identities.

  20. Factors Influencing Poverty Alleviation amongst Microfinance Adopting Households in Zambia

    Directory of Open Access Journals (Sweden)

    Mavhungu Abel Mafukata

    2014-04-01

    Full Text Available The main objective of this paper is to explore the factors having the most significance on the probability of the adopters of microfinance moving out of poverty in Zambia. Ninety nine (n=99 respondents were randomly and purposively selected from amongst 340 microfinance adopters of the so-called Micro Bankers Trust programme operating a microfinance business in the Makululu Compound of Kabwe, Zambia. Primary data were collected through face-to-face interviews based on a semi-structured questionnaire. The data were entered into an excel spreadsheet for analysis. The descriptive data were thereafter exported and fitted to an empirical model. The descriptive results revealed that the majority of the respondents were married, unemployed, fairly educated younger women from larger-sized poor households who drew their household income mainly from microfinance activities. The majority of the respondents thought microfinance had improved their well-being in some crucial areas. The results of the empirical model found that some respondents indeed had improved their probabilities to move out of poverty. Conclusion drawn in this paper is that microfinance does alleviate poverty of the poor. 

  1. Sustaining Participatory Design in the organization - Infrastructuring with Participatory Design

    DEFF Research Database (Denmark)

    Bolmsten, Johan

    Modern organizations need to be able to change to seize opportunities and meet challenges, which are ever more rapidly presenting themselves. In doing so, they need to make use of the creativity and innovations of their employees. At the same time Information Technology applications today...... are likely to take the form of complex, integrated infrastructures, supporting collaboration within and across organizations. This places requirements on the development of IT infrastructures. As the work practices within an organization change, the supporting infrastructure also needs to evolve. This Ph......D thesis is about sustaining Participatory Design in the organization to enable users to influence the development of the IT infrastructure that supports their work practices. The empirical research is based on a long-term action research study, where this researcher works as an embedded researcher...

  2. Transnational organizing: Issue professionals in environmental sustainability networks.

    Science.gov (United States)

    Henriksen, Lasse Folke; Seabrooke, Leonard

    2016-09-01

    An ongoing question for institutional theory is how organizing occurs transnationally, where institution building occurs in a highly ambiguous environment. This article suggests that at the core of transnational organizing is competition and coordination within professional and organizational networks over who controls issues. Transnational issues are commonly organized through professional battles over how issues are treated and what tasks are involved. These professional struggles are often more important than what organization has a formal mandate over an issue. We highlight how 'issue professionals' operate in two-level professional and organizational networks to control issues. This two-level network provides the context for action in which professionals do their institutional work. The two-level network carries information about professional incentives and also norms about how issues should be treated and governed by organizations. Using network and career sequences methods, we provide a case of transnational organizing through professionals who attempt issue control and network management on transnational environmental sustainability certification. The article questions how transnational organizing happens, and how we can best identify attempts at issue control.

  3. Gamification - Environmental and Sustainable Development Organizations Could Do More

    Science.gov (United States)

    Ziegler, C. R.; Miller, C. A.; Kilaru, V.; French, R. A.; Costanza, R.; Brookes, A.

    2013-12-01

    The use of digital games to foster sustainable development and environmental goals has grown over the last 10 years. Innovative thinking and the origins of 'serious games,' 'games for change' and 'gamification' are partly rooted in movies and science fiction. Existing games illustrate a spectrum of approaches: for example, World Food Programme's FoodForce and University of Washington's Foldit. Environmental organizations globally (e.g. US EPA) have dabbled with game development and gamification, but have only touched the tip of the iceberg, particularly when compared to the success of the commercial gaming industry. We explore: 1) the intersection of environmental organization mission statements in the context of gamification efforts , 2) some examples of existing games, from simple to complex, 3) business model approaches (e.g. game development partnerships with academia, private industry, NGOs, etc.), 4) barriers, and 5) benefits of a more concerted and technologically-advanced approach to gamification for environmental organizations.

  4. Transportation of Organs by Air: Safety, Quality, and Sustainability Criteria.

    Science.gov (United States)

    Mantecchini, L; Paganelli, F; Morabito, V; Ricci, A; Peritore, D; Trapani, S; Montemurro, A; Rizzo, A; Del Sordo, E; Gaeta, A; Rizzato, L; Nanni Costa, A

    2016-03-01

    The outcomes of organ transplantation activities are greatly affected by the ability to haul organs and medical teams quickly and safely. Organ allocation and usage criteria have greatly improved over time, whereas the same result has not been achieved so far from the transport point of view. Safety and the highest level of service and efficiency must be reached to grant transplant recipients the healthiest outcome. The Italian National Transplant Centre (CNT), in partnership with the regions and the University of Bologna, has promoted a thorough analysis of all stages of organ transportation logistics chains to produce homogeneous and shared guidelines throughout the national territory, capable of ensuring safety, reliability, and sustainability at the highest levels. The mapping of all 44 transplant centers and the pertaining airport network has been implemented. An analysis of technical requirements among organ shipping agents at both national and international level has been promoted. A national campaign of real-time monitoring of organ transport activities at all stages of the supply chain has been implemented. Parameters investigated have been hospital and region of both origin and destination, number and type of organs involved, transport type (with or without medical team), stations of arrival and departure, and shipping agents, as well as actual times of activities involved. National guidelines have been issued to select organ storage units and shipping agents on the basis of evaluation of efficiency, reliability, and equipment with reference to organ type and ischemia time. Guidelines provide EU-level standards on technical equipment of aircrafts, professional requirements of shipping agencies and cabin crew, and requirements on service provision, including pricing criteria. The introduction in the Italian legislation of guidelines issuing minimum requirements on topics such as the medical team, packaging, labeling, safety and integrity, identification

  5. Scalability of Sustainable Business Models in Hybrid Organizations

    Directory of Open Access Journals (Sweden)

    Adam Jabłoński

    2016-02-01

    Full Text Available The dynamics of change in modern business create new mechanisms for company management to determine their pursuit and the achievement of their high performance. This performance maintained over a long period of time becomes a source of ensuring business continuity by companies. An ontological being enabling the adoption of such assumptions is such a business model that has the ability to generate results in every possible market situation and, moreover, it has the features of permanent adaptability. A feature that describes the adaptability of the business model is its scalability. Being a factor ensuring more work and more efficient work with an increasing number of components, scalability can be applied to the concept of business models as the company’s ability to maintain similar or higher performance through it. Ensuring the company’s performance in the long term helps to build the so-called sustainable business model that often balances the objectives of stakeholders and shareholders, and that is created by the implemented principles of value-based management and corporate social responsibility. This perception of business paves the way for building hybrid organizations that integrate business activities with pro-social ones. The combination of an approach typical of hybrid organizations in designing and implementing sustainable business models pursuant to the scalability criterion seems interesting from the cognitive point of view. Today, hybrid organizations are great spaces for building effective and efficient mechanisms for dialogue between business and society. This requires the appropriate business model. The purpose of the paper is to present the conceptualization and operationalization of scalability of sustainable business models that determine the performance of a hybrid organization in the network environment. The paper presents the original concept of applying scalability in sustainable business models with detailed

  6. Measuring business performance using indicators of ecologically sustainable organizations

    Science.gov (United States)

    Snow, Charles G., Jr.; Snow, Charles C.

    2001-02-01

    The purpose of this paper is to explore the use of ecology-based performance measures as a way of augmenting the Balanced Scorecard approach to organizational performance measurement. The Balanced Scorecard, as proposed by Kaplan and Norton, focuses on four primary dimensions; financial, internal-business-process, customer, and learning and growth perspectives. Recently, many 'green' organizational theorists have developed the concept of "Ecologically Sustainable Organizations" or ESOs, a concept rooted in open systems theory. The ESO is called upon to consider resource use and conservation as a strategy for long-term viability. This paper asserts that in order to achieve ESO status, an organization must not only measure but also reward resource conservation measures. Only by adding a fifth perspective for ecological dimensions will the entity be truly motivated toward ESO status.

  7. Effects of fin shape on condensation in herringbone microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Miyara, Akio [Saga University (Japan). Dept. of Mechanical Engineering; Otsubo, Yusuke; Ohtsuka, Satoshi; Mizuta, Yoshihiko [Saga University (Japan). Graduate School of Science and Engineering

    2003-06-01

    Effects of fin height and helix angle on condensation inside a herringbone microfin tube have been experimentally investigated with five types of herringbone microfin tubes. Heat transfer coefficients are about 2-4 times higher than that of the helical microfin tube under high mass velocity conditions. In the low mass velocity, they are equal to that of the helical microfin tube. The heat transfer enhancement increases with fin height up to 0.18 mm; higher fin heights show enhancement values similar to the 0.18 mm results. Pressure drop increases with the fin height. Larger helix angle yields higher heat transfer and higher pressure drop. For the lowest fin and/or smallest helix angle, the pressure drop is comparable with that of the helical microfin tube, while the heat transfer enhancement is higher. The enhancement mechanism is discussed from flow pattern observations. Effect of mass transfer resistance for R410A is estimated and negligible effects have been proved. (author)

  8. Stabilization of Black Cotton Soil Using Micro-fine Slag

    Science.gov (United States)

    Shukla, Rajesh Prasad; Parihar, Niraj Singh

    2016-09-01

    This work presents the results of laboratory tests conducted on black cotton soil mixed with micro-fine slag. Different proportions of micro-fine slag, i.e., 3, 6, 9, 12 and 15 % were mixed with the black cotton soil to improve soil characteristics. The improvement in the characteristics of stabilized soil was assessed by evaluating the changes in the physical and strength parameters of the soil, namely, the Atterberg limits, free swell, the California Bearing Ratio (CBR), compaction parameters and Unconfined Compressive Strength (UCS). The mixing of micro-fine slag decreases the liquid limit, plasticity index and Optimum Moisture Contents (OMC) of the soil. Micro-fine slag significantly increases the plastic limit, UCS and CBR of the soil up to 6-7 % mixing, but mixing of more slag led to decrease in the UCS and CBR of the soil. The unsoaked CBR increased by a substantial amount unlike soaked CBR value. The swell potential of the soil is reduced from medium to very low. The optimum amount of micro-fine slag is found to be approximately 6-7 % by the weight of the soil.

  9. Greener and Sustainable Trends in Synthesis of Organics and ...

    Science.gov (United States)

    Trends in greener and sustainable process development during the past 25 years are abridged involving the use of alternate energy inputs (mechanochemistry, ultrasound- or microwave irradiation), photochemistry, and greener reaction media as applied to synthesis of organics and nanomaterials. In the organic synthesis arena, examples comprise assembly of heterocyclic compounds, coupling and a variety of other name reactions catalyzed by basic water or recyclable magnetic nanocatalysts. Generation of nanoparticles benefits from the biomimetic approaches where vitamins, sugars, and plant polyphenols, including agricultural waste residues, can serve as reducing and capping agents. Metal nanocatalysts (Pd, Au, Ag, Ni, Ru, Ce, Cu, etc.) immobilized on biodegradable supports such as cellulose and chitosan, or on recyclable magnetic ferrites via ligands, namely dopamine or glutathione, are receiving special attention. These strategic approaches attempt to address most of the Green Chemistry Principles while producing functional chemicals with utmost level of waste minimization. Feature article for celebration of 25 years of Green Chemistry on invitation from American Chemical Society (ACS) journal, ACS Sustainable Chemistry & Engineering.

  10. Positive Healthy Organizations: Promoting Well-Being, Meaningfulness, and Sustainability in Organizations.

    Science.gov (United States)

    Di Fabio, Annamaria

    2017-01-01

    This contribution deals with the concept of healthy organizations and starts with a definition of healthy organizations and healthy business. In healthy organizations, culture, climate, and practices create an environment conducive to employee health and safety as well as organizational effectiveness (Lowe, 2010). A healthy organization thus leads to a healthy and successful business (De Smet et al., 2007; Grawitch and Ballard, 2016), underlining the strong link between organizational profitability and workers' well-being. Starting from a positive perspective focused on success and excellence, the contribution describes how positive organizational health psychology evolved from occupational health psychology to positive occupational health psychology stressing the importance of a primary preventive approach. The focus is not on deficiency and failure but on a positive organizational attitude that proposes interventions at different levels: individual, group, organization, and inter-organization. Healthy organizations need to find the right balance between their particular situation, sector, and culture, highlighting the importance of well-being and sustainability. This contribution discusses also the sustainability of work-life projects and the meaning of work in healthy organizations, stressing the importance of recognizing, respecting, and using the meaning of work as a key for growth and success. Finally, the contribution discusses new research and intervention opportunities for healthy organizations.

  11. PRODUCTION AND MARKETABILITY OF CONVENTIONAL, SUSTAINABLE AND ORGANIC PRODUCED TOMATOES

    Directory of Open Access Journals (Sweden)

    Dean BAN

    2007-07-01

    Full Text Available Conventional agricultural production is denoted by high levels of chemisation, strait specialised production, high yields and low costs per production unit, however this production causes risky interventions, which could affect negatively on environment and human health Research results indicate possibilities for growing vegetables in alternative systems, less risky for environment with satisfying economic success. The aim of this research was to determine economic success of organic, sustainable and conventional production of tomato in the Mediterranean area of Republic Croatia. Bianual research was conducted during 2002/2003. During vegetation we examined parameters of growth, marketable yields and costs for materials, work and machinery which are used in economic analysis. Economical analysis of tomatoes production indicate worst results in organic production system. Loses in tomatoes organic production were consequences of two main factors: lower marketed yield and equal product price for all three production types. Lower yields in organic production were expected, therefore bad financial results were caused by mainly low market prices, which do not validate quality and food safety. Therefore financial success is preconditioned by higher market validation, which can be obtained through market analysis and product development. Consumer awareness about organic agriculture is still very weak and this point requires further attention. The link between organic agriculture and the environment/nature protection is missing too. The purchase of organic food is influenced by the level of information and knowledge of consumers with reference to these products. Doubts about the truthfulness and significance of some data were raised by main places where organic food is purchased, since an excessive greatest limitations are high prices and a low level of information to consumers. Current standard of life of most Croatian consumers does not permit them to

  12. Sustainable Transformation & Effective Competency Management Practices in Nuclear Organizations

    International Nuclear Information System (INIS)

    Gardelliano, S.

    2016-01-01

    Full text: Managing essential knowledge as a strategic organizational asset is a factor of upmost relevance in today’s nuclear organizations. The author considers evident that competencies are critical carriers of knowledge. As such the use of an appropriate competency model could be the most effective way to capture the present reservoir of explicit and tacit Knowledge of specific functions or organizational areas. Besides, we could use them for new or other redesigned functions or determine the needs of specific competencies for future positions. Therefore, appropriate competency models or systems have to be developed or updated in each nuclear organization since these are fundamental for managing more effectively and efficiently the present nuclear human capital and to forecast the evolving competence required in management, technical, scientific and safety areas to continuously ensure a highly competent nuclear workforce. On the other hand, competency based management models or systems would not achieve the expected results if they are not fully designed and integrated within the strategic organizational infrastructure of the related nuclear organization. This paper is expected to provide a wider view and practical reflections on organizational transformation issues and the benefits of using an integrative competency model in the nuclear industry. Particularly, the paper give an insight of an empiric model for strategic organizational transformation processes and integrative management practices, and on how to realign strategic issues with top management processes and build organizational capacity through effective competency based management for the sustainable transformation of nuclear organizations. (author

  13. Organic fields sustain weed metacommunity dynamics in farmland landscapes.

    Science.gov (United States)

    Henckel, Laura; Börger, Luca; Meiss, Helmut; Gaba, Sabrina; Bretagnolle, Vincent

    2015-06-07

    Agro-ecosystems constitute essential habitat for many organisms. Agricultural intensification, however, has caused a strong decline of farmland biodiversity. Organic farming (OF) is often presented as a more biodiversity-friendly practice, but the generality of the beneficial effects of OF is debated as the effects appear often species- and context-dependent, and current research has highlighted the need to quantify the relative effects of local- and landscape-scale management on farmland biodiversity. Yet very few studies have investigated the landscape-level effects of OF; that is to say, how the biodiversity of a field is affected by the presence or density of organically farmed fields in the surrounding landscape. We addressed this issue using the metacommunity framework, with weed species richness in winter wheat within an intensively farmed landscape in France as model system. Controlling for the effects of local and landscape structure, we showed that OF leads to higher local weed diversity and that the presence of OF in the landscape is associated with higher local weed biodiversity also for conventionally farmed fields, and may reach a similar biodiversity level to organic fields in field margins. Based on these results, we derive indications for improving the sustainable management of farming systems. © 2015 The Author(s) Published by the Royal Society. All rights reserved.

  14. Heat transfer with geometric shape of micro-fin tubes (I) - Condensing heat transfer

    Energy Technology Data Exchange (ETDEWEB)

    Kwak, K M; Chang, J S; Bai, C H; Chung, M [Yeungnam University, Kyungsan (Korea)

    1999-11-01

    To examine the enhancement mechanism of condensing heat transfer through microfin tube, the condensation experiments with refrigerant HCFC 22 are performed using 4 and 6 kinds of microfin tubes with outer diameter of 9.52 mm and 7.0 mm, respectively. Used microfin tubes have different shape and number of fins with each other. The main heat transfer enhancement mechanism is known to be the enlargement of heat transfer area and turbulence promotion. Together with these main factors, we can find other enhancement factors by the experimental data, which are the overflow of the refrigerant over the microfin and microfin arrangement. The overflow of the refrigerant over the microfin can be analyzed by the geometric shape of the microfin. microfin tubes having a shape which can give much overflow over the microfin show large condensing heat transfer coefficients. The effect of microfin arrangement is related to the heat transfer resistance of liquid film of refrigerant. The condensing heat transfer coefficients are high for the microfin tube with even distribution of liquid film. 17 refs., 14 figs., 3 tabs.

  15. Heat transfer correlations for evaporation of refrigerant mixtures flowing inside horizontal microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Zhang, Xiaoyan [School of Energy Engineering, Xi' an University of Science and Technology, 58 Yanta Street, Xi' an, Shaanxi 710054 (China); School of Energy and Power Engineering, Xi' an Jiaotong University, 28 Xianning Road, Xi' an, Shaanxi 710049 (China); Yuan, Xiuling [School of Energy and Power Engineering, Xi' an Jiaotong University, 28 Xianning Road, Xi' an, Shaanxi 710049 (China)

    2008-11-15

    Based on the experimental results of R417A flowing inside horizontal microfin tubes, the present work deals with the development of prediction methods for evaporation heat transfer of refrigerant mixtures in microfin tube. The microfin model by Thome et al. is modified by adjusting the convective heat transfer term, and the other microfin model is developed by introducing the enhancement factor into the modified-Kattan model. The comparison of the calculations by several microfin models and the experimental results reveals that the new microfin models developed at the present study are in much better agreement with the experimental results with the reducing average deviation by 30-50% than the models by Thome et al. and Cavallini et al., and are recommended for the prediction of evaporation heat transfer coefficients for non-azeotropic refrigerant mixtures inside microfin tubes. (author)

  16. Heat transfer correlations for evaporation of refrigerant mixtures flowing inside horizontal microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Xiaoyan, Zhang [School of Energy Engineering, Xi' an University of Science and Technology, 58 Yanta Street, Xi' an, Shaanxi 710054 (China); School of Energy and Power Engineering, Xi' an Jiaotong University, 28 Xianning Road, Xi' an, Shaanxi 710049 (China)], E-mail: gqzxy@sohu.com; Xiuling, Yuan [School of Energy and Power Engineering, Xi' an Jiaotong University, 28 Xianning Road, Xi' an, Shaanxi 710049 (China)

    2008-11-15

    Based on the experimental results of R417A flowing inside horizontal microfin tubes, the present work deals with the development of prediction methods for evaporation heat transfer of refrigerant mixtures in microfin tube. The microfin model by Thome et al. is modified by adjusting the convective heat transfer term, and the other microfin model is developed by introducing the enhancement factor into the modified-Kattan model. The comparison of the calculations by several microfin models and the experimental results reveals that the new microfin models developed at the present study are in much better agreement with the experimental results with the reducing average deviation by 30-50% than the models by Thome et al. and Cavallini et al., and are recommended for the prediction of evaporation heat transfer coefficients for non-azeotropic refrigerant mixtures inside microfin tubes.

  17. Heat transfer correlations for evaporation of refrigerant mixtures flowing inside horizontal microfin tubes

    International Nuclear Information System (INIS)

    Zhang Xiaoyan; Yuan Xiuling

    2008-01-01

    Based on the experimental results of R417A flowing inside horizontal microfin tubes, the present work deals with the development of prediction methods for evaporation heat transfer of refrigerant mixtures in microfin tube. The microfin model by Thome et al. is modified by adjusting the convective heat transfer term, and the other microfin model is developed by introducing the enhancement factor into the modified-Kattan model. The comparison of the calculations by several microfin models and the experimental results reveals that the new microfin models developed at the present study are in much better agreement with the experimental results with the reducing average deviation by 30-50% than the models by Thome et al. and Cavallini et al., and are recommended for the prediction of evaporation heat transfer coefficients for non-azeotropic refrigerant mixtures inside microfin tubes

  18. SOCIAL ENTERPRISES AND MICROFINANCE AS TOOLS FOR POVERTY ALLEVIATION IN ROMANIA

    Directory of Open Access Journals (Sweden)

    OANA-MIRELA COJOCARU (DIACONESCU

    2016-12-01

    Full Text Available Poverty is a dangerous indicator that situates Romania in top positions in many EU statistics: 40% of the population is at risk of poverty or social exclusion and 29% have severe material deprivation. Even though it has been stated on several occasions that funds for the eradication of poverty in Romania do exist, the lack of interest and focus on solving this problem have led to the mismanagement of these funds. In contrast with the previous EU financing programme, a new perspective on the policy creation regarding poverty alleviation has been recently developed and is presented as an integrated package. This wishes to bring together disparate programmes/projects and different stakeholders. This proposal is a very different approach from institutional/methodological point of view, and it has been said to mark “the start of an effective capacity building effort”. The purpose of this literature exploration is focused on the potential Romanian social enterprises and microfinance have in poverty alleviation, taking into consideration that these tools have been created especially for poverty eradication. Our conclusion has been that policy makers have to sustain the development of social enterprises through microfinance, which most of the times can be the single financial instrument available to them.

  19. Education and microfinance: an alternative approach to the empowerment of the poor people in Indonesia.

    Science.gov (United States)

    Hadi, Rizali; Wahyudin, Uyu; Ardiwinata, Jajat S; Abdu, Wamaungo Juma

    2015-01-01

    There is good reason to combine education with microcredit for poverty alleviation in the poor communities of the developing world, including in Indonesia. Poverty is dangerous, it deprives people of their right to education, their right to good health, their right to freedom of speech, their right to democracy, their right to financial services and of course their right to knowledge enhancement, which are all crucial to living a better life. We must therefore, provide services beyond, credits for the poor. In this case, education should be included to each and every development agenda for the poor since it is key to any positive change and sustainable development of people. If well planned and well integrated within the microcredit services, education can serve a good purpose in poverty alleviation. This paper describes how education and microfinance have been used in combination to alleviate poverty in Indonesia, especially in the areas studied. The study uses a multi-cases approach to examine the purposively selected baitul maal tamwil (BMTs) organisations, which are sharia based semiformal microfinance institutions regarded to be among those few integrating education with their financial services.

  20. Microfinance and Violence Against Women in Rural Guatemala.

    Science.gov (United States)

    Cepeda, Isabel; Lacalle-Calderon, Maricruz; Torralba, Miguel

    2017-11-01

    Violence against Women (VaW) has come to be recognized as a serious human rights abuse with important consequences not only for women but for whole societies. Since VaW has several manifestations, it is possible to differentiate among different types of violence. In this article, a broad theoretical framework with different dimensions of gender violence was adapted to a Latin American social and cultural context to measure three out of the five main types of violence: economic violence, emotional psychological violence, and coercive control. The goal of this article is to provide empirical evidence to determine whether access to microfinance services plays a role in reducing VaW. To this end, we designed and performed a cross-sectional study with a treatment and a control group in rural Guatemala. A sample of 883 rural women in the "Altiplano" area of Guatemala (448 women with microfinance services and 435 without) was surveyed from May to November 2012. The results of the bivariate logistic regression showed evidence of association between access to microfinance services and reduction of VaW. After adjusting for covariates, global, economic, and emotional psychological violence maintained a negative and statistically significant association with microfinance, while only coercive control showed no statistical association with microfinance services. Access to microcredits showed a very clear relationship to reducing economic and emotional violence but not coercive control, a factor that may be determined by social and cultural norms. In contrast to Status Inconsistency Theory, which has been tested primarily in Asia, our study of Guatemala showed that increased status and economic independence of women due to their participation in microfinance services reduced VaW.

  1. Sustainability of Open-Source Software Organizations as Underpinning for Sustainable Interoperability on Large Scales

    Science.gov (United States)

    Fulker, D. W.; Gallagher, J. H. R.

    2015-12-01

    OPeNDAP's Hyrax data server is an open-source framework fostering interoperability via easily-deployed Web services. Compatible with solutions listed in the (PA001) session description—federation, rigid standards and brokering/mediation—the framework can support tight or loose coupling, even with dependence on community-contributed software. Hyrax is a Web-services framework with a middleware-like design and a handler-style architecture that together reduce the interoperability challenge (for N datatypes and M user contexts) to an O(N+M) problem, similar to brokering. Combined with an open-source ethos, this reduction makes Hyrax a community tool for gaining interoperability. E.g., in its response to the Big Earth Data Initiative (BEDI), NASA references OPeNDAP-based interoperability. Assuming its suitability, the question becomes: how sustainable is OPeNDAP, a small not-for-profit that produces open-source software, i.e., has no software-sales? In other words, if geoscience interoperability depends on OPeNDAP and similar organizations, are those entities in turn sustainable? Jim Collins (in Good to Great) highlights three questions that successful companies can answer (paraphrased here): What is your passion? Where is your world-class excellence? What drives your economic engine? We attempt to shed light on OPeNDAP sustainability by examining these. Passion: OPeNDAP has a focused passion for improving the effectiveness of scientific data sharing and use, as deeply-cooperative community endeavors. Excellence: OPeNDAP has few peers in remote, scientific data access. Skills include computer science with experience in data science, (operational, secure) Web services, and software design (for servers and clients, where the latter vary from Web pages to standalone apps and end-user programs). Economic Engine: OPeNDAP is an engineering services organization more than a product company, despite software being key to OPeNDAP's reputation. In essence, provision of

  2. Are Organic Standards Sufficient to Ensure Sustainable Agriculture? Lessons From New Zealand’s ARGOS and Sustainability Dashboard Projects

    OpenAIRE

    Merfield, Charles; Moller, Henrik; Manhire, Jon; Rosin, Chris; Norton, Solis; Carey, Peter; Hunt, Lesley; Reid, John; Fairweather, John; Benge, Jayson; Le Quellec, Isabelle; Campbell, Hugh; Lucock, David; Saunders, Caroline; MacLeod, Catriona

    2015-01-01

    Our review concludes that organic standards need to account for a broader set of criteria in order to retain claims to ‘sustainability’. Measurements of the ecological, economic and social outcomes from over 96 kiwifruit, sheep/beef and dairy farms in New Zealand between 2004 and 2012 by The Agricultural Research Group on Sustainability (ARGOS) project showed some enhanced ecosystem services from organic agriculture that will assist a “land-sharing” approach for sustainable land management. H...

  3. GM Crops, Organic Agriculture and Breeding for Sustainability

    Directory of Open Access Journals (Sweden)

    Salvatore Ceccarelli

    2014-07-01

    Full Text Available The ongoing debate about the use of genetically-modified (GM crops in agriculture has largely focused on food safety and genetic contamination issues. Given that the majority of GM crops have been produced to respond to the problem of crop yield reductions caused by diseases, insects and weeds, the paper argues that in those cases, the currently used GM crops are an unstable solution to the problem, because they represent such a strong selection pressure, that pests rapidly evolve resistance. Organic agriculture practices provide a more sustainable way of producing healthy food; however, the lower yields often associated with those practices, making the resultant healthy food more expensive, open the criticism that such practices will not be able to feed human populations. Evolutionary plant breeding offers the possibility of using the evolutionary potential of crops to our advantage by producing a continuous flow of varieties better adapted to organic systems, to climate change and to the ever changing spectrum of pests, without depending on chemical control.

  4. Attitudes of green organizations' personnel toward genuine sustainable development

    NARCIS (Netherlands)

    Allevato, Camillo

    2017-01-01

    Layman's summary: This thesis dissertation concerns the identification of the main factors that influence attitudes towards genuine sustainable development, in order to identify strategies that will be more effective in education for quality sustainable development. In the pursuit of genuine

  5. Vaporization inside a mini microfin tube: experimental results and modeling

    Science.gov (United States)

    Diani, A.; Rossetto, L.

    2015-11-01

    This paper proposes a comparison among the common R134a and the extremely low GWP refrigerant R1234yf during vaporization inside a mini microfin tube. This microfin tube has an internal diameter of 2.4 mm, it has 40 fins, with a fin height of 0.12 mm. Due to the high heat transfer coefficients shown by this tube, this technology can lead to a refrigerant charge reduction. Tests were run in the Heat Transfer in Micro Geometries Lab of the Dipartimento di Ingegneria Industriale of the Università di Padova. Mass velocities range between 375 and 940 kg m-2 s-1, heat fluxes from 10 to 50 kW m-2, vapour qualities from 0.10 to 0.99, at a saturation temperature of 30°C. The comparison among the two fluids is proposed at the same operating conditions, in order to highlight the heat transfer and pressure drop differences among the two refrigerants. In addition, two correlations are proposed to estimate the heat transfer coefficient and frictional pressure drop during refrigerant flow boiling inside mini microfin tubes. These correlations well predict the experimental values, and thus they can be used as a useful tool to design evaporators based on these mini microfin tubes.

  6. Economic analysis of the role of microfinance banks in funding ...

    African Journals Online (AJOL)

    The quest to meet the credit need of the Nigerian farmers necessitated the focus of this study. Specifically, the study examined the contribution of microfinance banks (MFBs) towards agricultural development, analyzed and compared the loans given out by these banks to agricultural sector with those given to other ...

  7. The Empirics of Microfinance: What do we Know?

    NARCIS (Netherlands)

    Lensink, B.W.; Hermes, N.

    2007-01-01

    Microfinance has received a lot of attention recently, both from policy makers as well as in academic circles. Two of the main topics that have been hotly debated are explaining joint liability group lending and its implications for reducing information asymmetries, and the trade-off between the

  8. Efficiency of Micro-fine Cement Grouting in Liquefiable Sand

    International Nuclear Information System (INIS)

    Mirjalili, Mojtaba; Mirdamadi, Alireza; Ahmadi, Alireza

    2008-01-01

    In the presence of strong ground motion, liquefaction hazards are likely to occur in saturated cohesion-less soils. The risk of liquefaction and subsequent deformation can be reduced by various ground improvement methods including the cement grouting technique. The grouting method was proposed for non-disruptive mitigation of liquefaction risk at developed sites susceptible to liquefaction. In this research, a large-scale experiment was developed for assessment of micro-fine cement grouting effect on strength behavior and liquefaction potential of loose sand. Loose sand samples treated with micro-fine grout in multidirectional experimental model, were tested under cyclic and monotonic triaxial loading to investigate the influence of micro-fine grout on the deformation properties and pore pressure response. The behavior of pure sand was compared with the behavior of sand grouted with a micro-fine cement grout. The test results were shown that cement grouting with low concentrations significantly decreased the liquefaction potential of loose sand and related ground deformation

  9. Microfinance Programs in Uganda: An Analysis of Household ...

    African Journals Online (AJOL)

    This paper identifies a model of low-income household participation in microfinance credit programs and the effects on investment behavior from repeated access to these institutions using evidence from household survey data. The primary focus is on changes in household investment behavior, not the assessment of ...

  10. The impact of microfinance bank credit on economic development of ...

    African Journals Online (AJOL)

    This paper x-rays the contribution of microfinance bank to the economic development of Nigeria for fifteen years by using secondary data collected from the Central Bank of Nigeria records, annual reports and statistical bulletin. The ordinary least square estimation technique was adopted using linear regression model.

  11. Social and Financial Exlusion: The Role of Microfinance

    NARCIS (Netherlands)

    Becchitti, L.; Boot, A.; Lensink, B.W.; Zazzaro, A.

    2013-01-01

    Traditional banks have proved to have severe limits in mitigating financial exclusion. The microfinance revolution is intended to address this problem by devising new approaches which ease credit access for poor and uncollateralized borrowers. In this introductory essay we present a special issue of

  12. Impact of Informal Microfinance on Rural Enterprises | Oluyombo ...

    African Journals Online (AJOL)

    The paper set out to examine if rural enterprises that participate and patronise informal microfinance providers are also finding it difficult to grow their business activities. ... The findings show that members who had access to loan improved their businesses significantly through expansion of business facilities, addition of new ...

  13. The importance of geographic access for the impact of microfinance

    Czech Academy of Sciences Publication Activity Database

    Alimukhamedova, N.; Filer, R. K.; Hanousek, Jan

    2017-01-01

    Roč. 35, September (2017), s. 645-657 ISSN 0950-6764 R&D Projects: GA ČR(CZ) GA14-31783S Institutional support: RVO:67985998 Keywords : geographic access * microcredit * microfinance institutions Subject RIV: AH - Economics OBOR OECD: Finance Impact factor: 0.700, year: 2016

  14. The importance of geographic access for the impact of microfinance

    Czech Academy of Sciences Publication Activity Database

    Alimukhamedova, Nargiza; Filer, Randall K.; Hanousek, Jan

    2017-01-01

    Roč. 35, September (2017), s. 645-657 ISSN 0950-6764 Grant - others:UK(CZ) GAUK 586912 Institutional support: Progres-Q24 Keywords : geographic access * microcredit * microfinance institutions Subject RIV: AH - Economics OBOR OECD: Finance Impact factor: 0.700, year: 2016

  15. Application of MOOCs for borrowers’ financial education in microfinance

    Directory of Open Access Journals (Sweden)

    Md. Abul Kalam Siddike

    2017-06-01

    Full Text Available The main objective of this research was to explore current borrowers’ financial education in microfinance and determine the possibilities of adopting massive open online courses (MOOCs for such individuals. We adopted a semi-structured interview research strategy. A total of 25 employees and borrowers in BRAC’s (Bangladesh Rehabilitation Assistance Committee and then Bangladesh Rural Advancement Committee, currently, BRAC does not represent an acronym microfinance program were interviewed and the data were analyzed qualitatively. The results show that BRAC’s microfinance program provides borrowers’ financial education in terms of a pre-disbursement orientation and four-day training through the creation of a new role of customer service assistant. The results also reveal that edu-entertainment, easy understanding, and more borrower participation are the main possible opportunities for adopting MOOCs for borrowers’ financial education. We identified infrastructure, Internet connection, and funding as possible hindrances to adopting MOOCs for financial education. Finally, we propose a framework for adopting MOOCs for borrowers’ financial education in microfinance.

  16. Sustainability.

    Science.gov (United States)

    Chang, Chein-Chi; DiGiovanni, Kimberly; Mei, Ying; Wei, Li

    2016-10-01

    This review on Sustainability covers selected 2015 publications on the focus of Sustainability. It is divided into the following sections : • Sustainable water and wastewater utilities • Sustainable water resources management • Stormwater and green infrastructure • Sustainability in wastewater treatment • Life cycle assessment (LCA) applications • Sustainability and energy in wastewater industry, • Sustainability and asset management.

  17. Effect of doctoring on the performance of direct gravure printing for conductive microfine lines

    Science.gov (United States)

    Phuong Hoang, Huu; Lim Ko, Sung

    2015-11-01

    Printed electronics on flexible thin film has challenged and inspired the motivation of scientists in many fields. Among traditional printing methods such as stamping, flexography, offset, screen-printing, and inkjet, the gravure method is expected to reduce costs and increase productivity for printed electronics applications. In this research, conductive microfine line patterns, which print out the layer as microelectrodes for organic thin film transistor (OTFT) or microcircuit lines, have been designed with different size widths and lengths according to the printing direction, MD (machine direction), and CMD (cross machine direction, or transverse direction, TD, which is popularly used in industry). These patterns were printed with nano-particle silver ink on PI thin film, but had some serious problems with discontinuity and less filling after doctoring and printing. To solve these problems, the doctoring effect is investigated and analyzed before ink transferring, mainly in the printing machine direction and CMD. The uniformity and accuracy of the microfine lines are controlled and improved in order to achieve the stability of the printed pattern lines. In this work, considering the effect of the deflection of the doctor blade in the CMD (transverse direction), a doctoring model in the CMD is proposed and compared with the experimental result. Experimentally, proper doctoring conditions like blade stiffness and doctoring pressure are sought.

  18. Effect of doctoring on the performance of direct gravure printing for conductive microfine lines

    International Nuclear Information System (INIS)

    Hoang, Huu Phuong; Ko, Sung Lim

    2015-01-01

    Printed electronics on flexible thin film has challenged and inspired the motivation of scientists in many fields. Among traditional printing methods such as stamping, flexography, offset, screen-printing, and inkjet, the gravure method is expected to reduce costs and increase productivity for printed electronics applications. In this research, conductive microfine line patterns, which print out the layer as microelectrodes for organic thin film transistor (OTFT) or microcircuit lines, have been designed with different size widths and lengths according to the printing direction, MD (machine direction), and CMD (cross machine direction, or transverse direction, TD, which is popularly used in industry). These patterns were printed with nano-particle silver ink on PI thin film, but had some serious problems with discontinuity and less filling after doctoring and printing. To solve these problems, the doctoring effect is investigated and analyzed before ink transferring, mainly in the printing machine direction and CMD. The uniformity and accuracy of the microfine lines are controlled and improved in order to achieve the stability of the printed pattern lines. In this work, considering the effect of the deflection of the doctor blade in the CMD (transverse direction), a doctoring model in the CMD is proposed and compared with the experimental result. Experimentally, proper doctoring conditions like blade stiffness and doctoring pressure are sought. (paper)

  19. A Microfinance Program Targeting People Living with HIV in Uganda: Client Characteristics and Program Impact.

    Science.gov (United States)

    Linnemayr, Sebastian; Buzaalirwa, Lydia; Balya, James; Wagner, Glenn

    HIV has disproportionately affected economically vulnerable populations. HIV medical care, including antiretroviral therapy, successfully restores physical health but can be insufficient to achieve social and economic health. It may therefore be necessary to offer innovative economic support programs such as providing business training and microcredit tailored to people living with HIV/AIDS. However, microfinance institutions have shown reluctance to reach out to HIV-infected individuals, resulting in nongovernment and HIV care organizations providing these services. The authors investigate the baseline characteristics of a sample of medically stable clients in HIV care who are eligible for microcredit loans and evaluate their business and financial needs; the authors also analyze their repayment pattern and how their socioeconomic status changes after receipt of the program. The authors find that there is a significant unmet need for business capital for the sample under investigation, pointing toward the potentially beneficial role of providing microfinance and business training for clients in HIV care. HIV clients participating in the loans show high rates of repayment, and significant increases in (disposable) income, as well as profits and savings. The authors therefore encourage other HIV care providers to consider providing their clients with such loans.

  20. DOES MICROFINANCE MODEL DETERMINE THE EFFECTIVENESS OF MICROFINANCE INTERVENTION IN ENHANCING MICROENTERPRISE PERFORMANCE? EVIDENCE FROM BANK RAKYAT INDONESIA

    Directory of Open Access Journals (Sweden)

    Weni Hawariyuni

    2016-06-01

    Full Text Available This study aims to investigate the effectiveness of different microfinance model in enhancing the performance of microenterprises in terms of income, fixed assets, and household expenditures. By focusing on the case of Bank Rakyat Indonesia, one of the most successful commercial microfinance providers in the world, two types of microfinance products, namely KUPEDES and KUR are being compared. The KUPEDES is original product of BRI Unit, while the KUR is a micro-product subsidized by the Indonesian government. Based on the experience of BRI Unit in Medan city, Indonesia, we assess the impact of microfinance intervention on 400 clients. The findings demonstrated that KUPEDES as original microproduct is more successful compared to KUR product in enhancing the performance of microenterprise through income, fixed assets, and household expenditures as successful indicators. =========================================== Kajian ini bertujuan untuk menginvestigasi keefektifan beragam model pendanaan mikro dalam meningkatkan performa usaha kecil dari segi pemasukan, aset tetap, dan belanja rumah tangga. Dengan fokus pada kasus Bank Rakyat Indonesia, salah satu pemberi dana mikro paling berhasil di dunia, kajian ini membandingkan dua macam produk pendanaan mikro, yaitu KUPEDES dan KUR. KUPEDES adalah produk original BRI sementara KUR adalah sebuah produk mikro yang disubsisdi oleh pemerintah Indonesia. Berdasarkan pengalaman BRI cabang Medan, Indonesia, penulis menilai dampak campur tangan pendanaan mikro terhadap 400 orang klien. Hasil penelitian menunjukkan bahwa KUPEDES sebagai produk mikro original dinilai lebih berhasil dibandingkan dengan KUR dalam meningkatkan performa usaha kecil dengan indikator kesuksesan: pemasukan, asset tetap, dan belanja rumah tangga.

  1. Experimental observation of two phase flow of R123 inside a herringbone microfin tube

    Science.gov (United States)

    Miyara, Akio; Islam, Mohammad Ariful; Mizuta, Yoshihiko; Kibe, Atsushi

    2003-08-01

    Vapor-liquid two phase flow behavior of R123 inside herringbone microfin tubes has been studied. Herringbone microfin tube is a kind of internally finned tube in which microfins are installed inside the tube where the microfins form multi-V-shape in flow direction. For the present experiment three different types of herringbone microfin tubes with helix angle β=8°, 14° and 28° are used. Experimental observations showed how flow diverges and converges inside herringbone microfin tube due to fin arrangement. The effect is more remarkable for larger helix angle. From the measurements of the cross-sectional liquid flow rate distribution, the liquid removal and collection and the entrained droplet are discussed. Quantity of liquid droplets is increased with increase of helix angle. The tube with helix angle β=28° shows higher quantity of liquid droplets than others.

  2. How the Organic Food System Supports Sustainable Diets and Translates These into Practice.

    Science.gov (United States)

    Strassner, Carola; Cavoski, Ivana; Di Cagno, Raffaella; Kahl, Johannes; Kesse-Guyot, Emmanuelle; Lairon, Denis; Lampkin, Nicolas; Løes, Anne-Kristin; Matt, Darja; Niggli, Urs; Paoletti, Flavio; Pehme, Sirli; Rembiałkowska, Ewa; Schader, Christian; Stolze, Matthias

    2015-01-01

    Organic production and consumption provide a delineated food system that can be explored for its potential contribution to sustainable diets. While organic agriculture improves the sustainability performance on the production side, critical reflections are made on how organic consumption patterns, understood as the practice of people consuming significant amounts of organic produce, may also be taken as an example for sustainable food consumption. The consumption patterns of regular organic consumers seem to be close to the sustainable diet concept of FAO. Certain organic-related measures might therefore be useful in the sustainability assessment of diets, e.g., organic production and organic consumption. Since diets play a central role in shaping food systems and food systems shape diets, the role of organic consumption emerges as an essential topic to be addressed. This role may be based on four important organic achievements: organic agriculture and food production has a definition, well-established principles, public standards, and useful metrics. By 2015, data for organic production and consumption are recorded annually from more than 160 countries, and regulations are in force in more than 80 countries or regions. The organic food system puts the land (agri-cultura) back into the diet; it is the land from which the diet in toto is shaped. Therefore, the organic food system provides essential components of a sustainable diet.

  3. How the Organic Food System Supports Sustainable Diets and Translates These into Practice

    Science.gov (United States)

    Strassner, Carola; Cavoski, Ivana; Di Cagno, Raffaella; Kahl, Johannes; Kesse-Guyot, Emmanuelle; Lairon, Denis; Lampkin, Nicolas; Løes, Anne-Kristin; Matt, Darja; Niggli, Urs; Paoletti, Flavio; Pehme, Sirli; Rembiałkowska, Ewa; Schader, Christian; Stolze, Matthias

    2015-01-01

    Organic production and consumption provide a delineated food system that can be explored for its potential contribution to sustainable diets. While organic agriculture improves the sustainability performance on the production side, critical reflections are made on how organic consumption patterns, understood as the practice of people consuming significant amounts of organic produce, may also be taken as an example for sustainable food consumption. The consumption patterns of regular organic consumers seem to be close to the sustainable diet concept of FAO. Certain organic-related measures might therefore be useful in the sustainability assessment of diets, e.g., organic production and organic consumption. Since diets play a central role in shaping food systems and food systems shape diets, the role of organic consumption emerges as an essential topic to be addressed. This role may be based on four important organic achievements: organic agriculture and food production has a definition, well-established principles, public standards, and useful metrics. By 2015, data for organic production and consumption are recorded annually from more than 160 countries, and regulations are in force in more than 80 countries or regions. The organic food system puts the land (agri-cultura) back into the diet; it is the land from which the diet in toto is shaped. Therefore, the organic food system provides essential components of a sustainable diet. PMID:26176912

  4. Adopting Zero Interest Financing Model (ZIFM in Islamic Microfinance Institutions: The Case of Shariah People Credit Bank (BPRS, Indonesia

    Directory of Open Access Journals (Sweden)

    Mohd Thas Thaker Mohamed Asmy Bin

    2016-01-01

    Full Text Available Microfinance has emerged as an important instrument to alleviate poverty in many countries including in developing countries. Despite being able to demonstrate successes in the activity, conventional microfinance is not without controversy. The findings from the existing studies revealed that conventional microfinance is less effective, fail to reach the poorest people and generally have a limited effect on income. In addition, conventional microfinance also has highly criticized for charging excessive interest rates and fees to the poor entrepreneur. In some Muslim countries, conventional microfinance has always been rejected, due to its non-compliance with the Islamic principles, particularly on the issue related to interest or riba. Islamic microfinance evolved and reckoned as an alternative to its counterpart. However, the outreach of Islamic microfinance is very limited where only there is very few Islamic microfinance institutions and Islamic banks involved in microfinance activity. Also, Islamic microfinance is having an issue of convergence of activity with the conventional practices. Thus, this paper aims to propose to adopt Zero Interest Financing Model (ZIFM for Islamic microfinance institutions. This study focuses on the case of Indonesian Islamic microfinance institution namely Shariah People Credit Bank (BPRS by observing their experience and some emerging issues. The proposed model is expected to address an emerging issue in Islamic microfinance institutions.

  5. CONSEQUENCES OF ORGANIC FARMING ON THE SUSTAINABLE SOCIETY - ROMANIA AND EU

    Directory of Open Access Journals (Sweden)

    BURJA CAMELIA

    2017-02-01

    Full Text Available A major trend adopted by the European Union member countries that are making efforts for sustainable development is the development of organic farming. The article studies the influences generated by the organic farming development in the EU countries, in the period 2006-2014, in terms of sustainable society. The statistical analysis is based on the use of certain variables that have a significant influence on the components of sustainable society. The identification of estimators for panelling data showed the favourable consequences of increasing the organic area for many indicators underpinning the economic, environmental and human wellbeing. The results confirm that the organic farming is a viable alternative to the conventional agriculture for raising the quality of life. The paper essentially quantifies the multiple effects of the organic farming for sustainable development and demonstrates that one of the directions to accelerate the development of the European economy on a sustainable basis is to stimulate the organic farming.

  6. Characteristics of a micro-fin evaporator: Theoretical analysis and experimental verification

    OpenAIRE

    Zheng Hui-Fan; Fan Xiao-Wei; Wang Fang; Liang Yao-Hua

    2013-01-01

    A theoretical analysis and experimental verification on the characteristics of a micro-fin evaporator using R290 and R717 as refrigerants were carried out. The heat capacity and heat transfer coefficient of the micro-fin evaporator were investigated under different water mass flow rate, different refrigerant mass flow rate, and different inner tube diameter of micro-fin evaporator. The simulation results of the heat transfer coefficient are fairly in good a...

  7. THE IMPACT OF MICROFINANCE BANKS IN RURAL AREAS OF SUB-SAHARAN AFRICA

    OpenAIRE

    Isabelle Musanganya; Chantal Nyinawumuntu; Pauline Nyirahagenimana

    2017-01-01

    Many researchers consider microfinance as a tool for poverty reduction. Even more, especially in post-conflict African countries, micro-financial institutions are seen as an opportunity of reconciliation. Lending from microfinance institutions to that from traditional banks and examine their respective effects upon economic growth has been practiced in some sub-Saharan countries. Considerable progress in research has been found that microfinance loans raise growth comparatively to that of tra...

  8. The Role of Islamic Microfinance in Socio-Economic Development in Bosnia and Herzegovina

    OpenAIRE

    Efendic, Velid; Karamustafic, Eldina

    2018-01-01

    This paper aims to explore the role of Islamic microfinance in the socio-economic development of Bosnia and Herzegovina (B&H). Due to the significant growth of the microfinance sector in the last 20 years and its impact on the country’s postwar reconstruction and development, B&H serves as a good case for this present research. The study relies on primary data collected from clients of Islamic and conventional microfinance institutions (MFI). Accordingly, the comparison betwee...

  9. Financial Performance And Corporate Governance In Microfinance: Who Drives Who? An Evidence From Asia.

    OpenAIRE

    Nawaz, Ahmad; Iqbal, Sana

    2015-01-01

    This paper models the two-way relationship between corporate governance and financial performance of microfinance institutions of Asia. Unlike previous studies, the phenomena of better corporate governance mechanisms present in more financially oriented microfinance institutions is worth investigating. Using a panel of 173 microfinance institutions in 18 Asian countries between 2007 and 2011, a comprehensive corporate governance index (CGI) based on seven corporate governance variables is bei...

  10. Microfinance and Gender: Is There a Glass Ceiling in Loan Size?

    OpenAIRE

    Agier, Isabelle; Szafarz, Ariane

    2010-01-01

    Microfinance institutions serve a majority of female borrowers. But do men and women benefit from same credit conditions? This paper investigates this issue by presenting an original model and testing its predictions on an exceptional database including 34,000 loan applications from a Brazilian microfinance institution over an eleven-year period. The model considers a lender that offers standardized loan contracts with a fixed interest rate, which is common practice in microfinance. It demons...

  11. STRATEGIES FOR ORGANIZING JOBS IN TERMS OF SUSTAINABLE DEVELOPMENT OF ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    OPREA MIHAELA CIOPI

    2014-05-01

    Full Text Available In the production process, the objectives of sustainable development are: the protecting human health and the environment, the technological restructuring and maintaining the risks under control, waste management, reducing losses. On this line, an important role have the strategies of management that aimed at better organizing of jobs, for assuring labor safety and ergonomics conditions, indicating priorities, understanding the performance indicators, better visibility of workflow and support, using the standards and increasing the visual control, providing feedback. To achieve these objectives can be successfully implemented a number of strategies such as: Kaizen, 5S and Maintenance autonomous, which will be developed in this paper

  12. Indonesian Private University Lecturer Performance Improvement Model to Improve a Sustainable Organization Performance

    Science.gov (United States)

    Suryaman

    2018-01-01

    Lecturer performance will affect the quality and carrying capacity of the sustainability of an organization, in this case the university. There are many models developed to measure the performance of teachers, but not much to discuss the influence of faculty performance itself towards sustainability of an organization. This study was conducted in…

  13. GM organisms threaten organic systems: towards sustainability, coexistence and organic seed

    OpenAIRE

    Boelt, B.; Deleuran, L.C.; Phelps, B.

    2005-01-01

    Until now commercial genetically modified (GM) crops – soy, corn, canola and cotton - and their products have not been successfully segregated from organic or conventional non-GM production systems. Where GM crops are grown, GM contamination may be inevitable. However, physical and legal control measures imposed before the introduction of GM crops may help protect organic standards, supply chain integrity, certification and client confidence, but this is not yet fully tested. IFOAM’s approach...

  14. How the organic food system supports sustainable diets and translates these into practice

    Directory of Open Access Journals (Sweden)

    Carola eStrassner

    2015-06-01

    Full Text Available Organic production and consumption provide a delineated food system that can be explored for its potential contribution to sustainable diets. While organic agriculture improves the sustainability performance on the production side, critical reflections are made on how organic consumption patterns, understood as the practice of people consuming significant amounts of organic produce, may also be taken as an example for sustainable food consumption. The consumption patterns of regular organic consumers seem to be close to the sustainable diet concept of FAO. Certain organic-related measures might therefore be useful in the sustainability assessment of diets, e.g. organic production and organic consumption. Since diets play a central role in shaping food systems and food systems shape diets, the role of organic consumption emerges as an essential topic to be addressed. This role may be based on four important organic achievements: organic agriculture and food production has a definition, well-established principles, public standards and useful metrics. By 2015 data for organic production and consumption is recorded annually from more than 160 countries, and regulations are in force in more than 80 countries or regions. The organic fo

  15. Evaluation of sustainability of organic, integrated and conventional farming systems: a farm and field-scale analysis

    NARCIS (Netherlands)

    Pacini, G.C.; Wossink, G.A.A.; Vazzana, C.; Huirne, R.B.M.

    2003-01-01

    Agricultural researchers widely recognise the importance of sustainable agricultural production systems and the need to develop appropriate methods to measure sustainability. The principal purpose of this paper is to evaluate the financial and environmental aspects of sustainability of organic,

  16. A Production Approach to Performance of Banks with Microfinance Operations

    OpenAIRE

    Emilyn Cabanda; Eleanor C. Domingo

    2014-01-01

    Banking institutions, nowadays, serve as intermediaries of funds to a variety of clients, including the micro enterprisers. This study analyzes and measures the performance of rural and thrift banks with microfinance operations in the Philippines, using combined measures of data envelopment analysis and traditional financial performance indicators. Data envelopment analysis (DEA) method is employed to measure the productive efficiency of these banks under the production approach. The variable...

  17. Evidence of Product Differentiation in the Microfinance Industry

    Science.gov (United States)

    2011-05-09

    terms of social yardsticks.6 To date, empirical studies such as Navajas et al. (2003) delve into the effects of microcredit financing in specific...2011, Jan 19). Post Carbon Institute. Retrieved March 20, 2011, from Energy Bulletin: http://www.energybulletin.net/stories/2011-01-20/ microcredit ...34Remarks by Muhammed Yunus, Managing Director, Grameen Bank.". Microcredit Summit E-News, 5(1). Mutalima, I. K. (2007). Microfinance and gener

  18. Macroeconomics of microfinance: how do the channels work?

    Czech Academy of Sciences Publication Activity Database

    Maksudova, Nargiza

    -, č. 423 (2010), s. 1-27 ISSN 1211-3298 R&D Projects: GA MŠk LC542 Grant - others:GA UK(CZ) 52010; MŠk(CZ) SVV-2010-261801 Institutional research plan: CEZ:MSM0021620846 Keywords : microfinance * economic growth * financial intermediation * dynamic panel Subject RIV: AH - Economics http://www.cerge-ei.cz/pdf/wp/Wp423.pdf

  19. Earthquake parametrics based protection for microfinance disaster management in Indonesia

    Science.gov (United States)

    Sedayo, M. H.; Damanik, R.

    2017-07-01

    Financial institutions included microfinance institutions those lend money to people also face the risk when catastrophe event hit their operation area. Liquidity risk when withdrawal amount and Non Performance Loan (NPL) hiking fast in the same time could hit their cash flow. There are products in market that provide backup fund for this kind of situation. Microfinance institution needs a guideline too make contingency plan in their disaster management program. We develop a probabilistic seismic hazard, index and zonation map as a tool to help in making financial disaster impact reduction program for microfinance in Indonesia. GMPE was used to estimate PGA for each Kabupaten points. PGA to MMI conversion was done by applied empirical relationship. We used loan distribution data from Financial Service Authority and Bank Indonesia as exposure in indexing. Index level from this study could be use as rank of urgency. Probabilistic hazard map was used to pricing two backup scenarios and to make a zonation. We proposed three zones with annual average cost 0.0684‰, 0.4236‰ and 1.4064 for first scenario and 0.3588‰, 2.6112‰, and 6.0816‰ for second scenario.

  20. Targeting married women in microfinance programmes: transforming or reinforcing gender inequalities? : evidence from Ethiopia

    NARCIS (Netherlands)

    Bekele, H.

    2010-01-01

    With the expansion of microfinance programmes in the low-income countries, millions of
    poor women in these countries have been able to access microfinancial services,
    particularly microcredit and savings. The provision of microfinance services to women has
    been largely premised on

  1. Entrepreneurial and business skills and loan repayment rates of microfinance clients in Ghana

    NARCIS (Netherlands)

    Agbeko, Daniel; Block, Vincent; Omta, Onno; Velde, van der G.

    2016-01-01

    Entrepreneurial and business skills are generally considered key to microbusiness success, hence to Microfinance Institution (MFI) clients’ loan repayment as well. However, empirical evidence is largely lacking, and where present, it is inconclusive on the importance of these skills for microfinance

  2. Language and market inclusivity for women entrepreneurship: the case of microfinance

    NARCIS (Netherlands)

    Drori, Israel; Manos, Ronny; Santacreu-Vasut, Estefania; Shenkar, Oded; Shoham, Amir

    2018-01-01

    Inclusive markets are key to fostering female entrepreneurship, and the microfinance sector has recognized and acted on this. Existing research has studied how institutions and organizational factors facilitate the process by which microfinance and other financial intermediaries tackle gender-based

  3. The Effect of Credit Lines and Risks on Operations of Microfinance ...

    African Journals Online (AJOL)

    ... and make sure that loans are used for the purpose for which they were given as this will reduce the number of non performing loans. Keywords: Microfinance, Microfinance banks, Credit lines, Credit risks, Banks' depositors. International Journal of Development and Management Review (INJODEMAR) Vol. 7 June, 2012 ...

  4. The Impact of Civil Society Organizations on Sustainable ...

    African Journals Online (AJOL)

    Toshiba

    society organizations appear to play important role in social, political and economic ... depend on the effectiveness and efficiency of its civil societies. This ..... media provided a strong leadership and organized protests against unpopular ...

  5. Community Gardening Project: Meredith College Students Explore Sustainability, Organics

    Science.gov (United States)

    Roubanis, Jody L.; Landis, William

    2007-01-01

    Consuming locally grown foods promotes sustainable development and individual wellness (Waters, 2006). In the United States, the average food product travels 2,000 miles before reaching the consumer (Schlosser, 2001). This distance between producer and consumer is one reason that today's youth lack an understanding of the origin of the food they…

  6. Characteristics and formation mechanism for stainless steel fiber with periodic micro-fins

    Science.gov (United States)

    Tang, Tao; Wan, Zhenping; Lu, Longsheng; Tang, Yong

    2016-05-01

    Metal fibers have been widely used in many industrial applications due to their unique advantages. In certain applications, such as catalyst supports or orthopedic implants, a rough surface or tiny outshoots on the surface of metal fibers to increase surface area are needed. However, it has not been concerned about the surface morphologies of metal fiber in the current research of metal fiber manufacturing. In this paper, a special multi-tooth tool composed of a row of triangular tiny teeth is designed. The entire cutting layer of multi-tooth tool bifurcates into several thin cutting layers due to tiny teeth involved in cutting. As a result, several stainless steel fibers with periodic micro-fins are produced simultaneously. Morphology of periodic micro-fins is found to be diverse and can be classified into three categories: unilateral plane, unilateral tapering and bilateral. There are two forming mechanisms for the micro-fins. One is that periodic burrs remained on the free side of cutting layer of a tiny tooth create micro-fins of stainless steel fiber produced by the next neighboring tiny tooth; the other is that the connections between two fibers stuck together come to be micro-fins if the two fibers are finally detached. Influence of cutting conditions on formation of micro-fins is investigated. Experimental results show that cutting depth has no significant effect on micro-fin formation, high cutting speed is conducive to micro-fin formation, and feed should be between 0.12 mm/r and 0.2 mm/r to reliably obtain stainless steel fiber with micro-fins. This research presents a new pattern of stainless steel fiber characterized by periodic micro-fins formed on the edge of fiber and its manufacturing method.

  7. The Malaysian microfinance system and a comparison with the Grameen Bank (Bangladesh and Bank Perkreditan Rakyat (BPR-Indonesia

    Directory of Open Access Journals (Sweden)

    Suraya Hanim Mokhtar

    2013-06-01

    Full Text Available Microfinance programme in Malaysia has been implemented since 1987 as one of the poverty eradication strategies in the country. There are three large microfinance institutions in Malaysia namely AIM, YUM and TEKUN that targeted to different groups of people. Each of the microfinance institution has its own lending systems and has been subsidised by the government since their existence. This paper compares the Malaysian subsidised microfinance institutions’ lending systems with the unsubsidised microfinance institutions such as the Grameen Bank in Bangladesh and People’s Bank (Bank Perkreditan Rakyat/BPR in Indonesia. This study found the Grameen Bank and BPR have more variety of microfinance services and flexible lending systems compared with Malaysian microfinance institutions.

  8. Sustainability in the supply chain of organic cotton

    OpenAIRE

    Retamiro, Wiliam; Silva, José Luis Gomes da; Vieira, Edson Trajano

    2013-01-01

    This article aims to diagnose the application of sustainability concepts in the economic, spatial,ecological, social, cultural and politics in the productive chain of cotton. Explains about the cotton industry is free from all pesticides and their use in the textile production chain, increasing the value of the input, as well as products derived from this. Analyzed by the method of case studywith a qualitative approach in a bibliographic and documentary through to the collection of data,their...

  9. Organic and Low-Input Dairy Farming: Avenues to Enhance Sustainability and Competitiveness in the EU

    OpenAIRE

    Scollan, Nigel; Padel, Susanne; Halberg, Niels; Hermansen, J.E.; Nicholas, Pip; Rinne, Marketta; Zanoli, Raffaele; Zollitsch, Werner; Lauwers, Ludwig

    2017-01-01

    Whether farming strategies built on continuing input intensification or relying on integrated natural resource management are more sustainable and competitive is at the core of the agricultural development debate. The five-year (2011–16) Sustainable Organic and Low Input Dairying (SOLID) project, funded by the European Commission, involved 25 partners across 10 European countries and was designed to support innovation in European organic and low-input dairy farming. Results show that such sys...

  10. Sustaining Latina Student Organizations: An Exploratory Instrumental Case Study

    Science.gov (United States)

    Castellanos, Michelle

    2016-01-01

    Utilizing the exploratory case study methodology, the author examines the conditions that support and limit a Latina-based student organization at a predominately White institution of higher education. Seven organizational structures were found to influence the organization's ability to advance its aims, from interviews, documents, observations,…

  11. Consumer perceptions on sustainable practices implemented in foodservice organizations in Korea.

    Science.gov (United States)

    Ju, Seyoung; Chang, Hyeja

    2016-02-01

    Sustainable practices in foodservice organizations including commercial and noncommercial ones are critical to ensure the protection of the environment for the future. With the rapid growth of the foodservice industry, wiser usage of input sources such as food, utilities, and single use packaging should be reconsidered for future generations. Therefore, this study aims to investigate the customer's perceptions on sustainable practices and to identify the relationship among sustainable practices, social contribution and purchase intention. The study was conducted using content analyses by reviewing articles on sustainable food service practices published domestically and abroad. Thereafter, data were collected with a face-to-face survey using a questionnaire and analyzed with factor analyses and multiple regressions. Sustainable practices classified with factor analysis consisted of 6 dimensions of green food material procurement, sustainable food preparation, green packaging, preservation of energy, waste management, and public relations on green activity, with a total of 25 green activities in foodservice operations. Consumers were not very familiar with the green activities implemented in the foodservice unit, with the lowest awareness of "green food material procurement (2.46 out of 5 points)", and the highest awareness of "green packaging (3.74)" and "waste management (3.28). The factors influencing the perception of social contribution by foodservice organizations among 6 sustainable practice dimensions were found to be public relations on green activity (β = 0.154), waste management (β = 0.204) and sustainable food preparation (β = 0.183). Green packaging (β = 0.107) and the social contribution of the foodservice organization (β = 0.761) had strong relationships with the image of the organization. The purchase intentions of customers was affected only by the foodservice image (β = 0.775). The results of this study suggest that sustainable practices by

  12. A sustainable business model for public service organizations?

    OpenAIRE

    S.P. Osborne; Z. Radnor; I. Vidal; T. Kinder

    2014-01-01

    The current global economic recession presents significant challenges to public service organizations (PSOs) that deliver public services to local communities – irrespective of whether these organizations are situated in the public, private, or third sectors. Governments around the world have responded to this recession by a range of strategies intended to reduce public spending and generate growth. This is not the place to debate such strategies – this task has been undertaken...

  13. Characteristics of a micro-fin evaporator: Theoretical analysis and experimental verification

    Directory of Open Access Journals (Sweden)

    Zheng Hui-Fan

    2013-01-01

    Full Text Available A theoretical analysis and experimental verification on the characteristics of a micro-fin evaporator using R290 and R717 as refrigerants were carried out. The heat capacity and heat transfer coefficient of the micro-fin evaporator were investigated under different water mass flow rate, different refrigerant mass flow rate, and different inner tube diameter of micro-fin evaporator. The simulation results of the heat transfer coefficient are fairly in good agreement with the experimental data. The results show that heat capacity and the heat transfer coefficient of the micro-fin evaporator increase with increasing logarithmic mean temperature difference, the water mass flow rate and the refrigerant mass flow rate. Heat capacity of the micro-fin evaporator for diameter 9.52 mm is higher than that of diameter 7.00 mm with using R290 as refrigerant. Heat capacity of the micro-fin evaporator with using R717 as refrigerant is higher than that of R290 as refrigerant. The results of this study can provide useful guidelines for optimal design and operation of micro-fin evaporator in its present or future applications.

  14. Réglementation et supervision des institutions de microfinance en ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    30 juil. 2016 ... Les institutions de microfinance (IMF) interviennent auprès d'une clientèle qui est dans la majorité exclue du système bancaire formel. Étant donné qu'elles opèrent dans la collecte de l'épargne des pauvres en milieu rural, il est important de développer des cadres réglementaires qui protègent les clients ...

  15. Human Aspect as a Critical Factor for Organization Sustainability in the Tourism Industry

    Directory of Open Access Journals (Sweden)

    Mehmet Ulus

    2016-03-01

    Full Text Available Organizations adopt diverse strategies to govern the technical and managerial aspects of sustainability implementation processes. The need for better leading and managing people-related issues emerges as companies aim for more effective change towards sustainability. The human aspect of the sustainability implementation process is mostly not paid enough attention, but it can significantly affect the success of a change management program by creating hurdles or easing the process. This study considers three human-related factors: resistance to change, internal communication, and employee engagement in sustainability activities of organizations. The aim of the study is to explore how these human factors are managed by tourism companies for organizational sustainability. For this purpose four companies from different sectors of tourism are chosen as case studies and the results are examined using qualitative data analysis techniques. The results indicate that the companies which are in a more advanced stage of sustainability implementation manage human factors using a greater number of channels and employ varied strategies. The results can provide insights into how organizations tackle the challenges of managing human aspect and display the practices that contribute to successful change management programs for achieving organizational sustainability through people.

  16. The Bi-Modal Organization: Balancing Autopoiesis and Fluid Social Networks for Sustainability

    Science.gov (United States)

    Smith, Peter A. C.; Sharicz, Carol Ann

    2013-01-01

    Purpose: The purpose of this paper is to assist an organization to restructure as a bi-modal organization in order to achieve sustainability in today's highly complex business world. Design/methodology/approach: The paper is conceptual and is based on relevant literature and the authors' research and practice. Findings: Although fluid…

  17. Sustainability evaluation of automatic and conventional milking systems on organic dairy farms in Denmark

    NARCIS (Netherlands)

    Oudshoorn, F.W.; Kristensen, T.; Zijpp, van der A.J.; Boer, de I.J.M.

    2012-01-01

    Organic dairy farmers in Denmark currently are implementing automatic milking systems (AMS) to save labour costs. As organic agriculture aims at sustainable production, the introduction of a new technology such as AMS should be evaluated regarding its economic viability, environmental impact, and

  18. The Impact of Civil Society Organizations on Sustainable ...

    African Journals Online (AJOL)

    Civil society groups are agents of development in any nation. Civil society organizations appear to play important role in social, political and economic development activities. The transformation of any society or system, particularly the developing societies like Nigeria depend on the effectiveness and efficiency of its civil ...

  19. Towards sustainable management of rodents in organic animal husbandry

    NARCIS (Netherlands)

    Meerburg, B.G.; Bonde, M.; Brom, F.W.A.; Endepols, S.; Jensen, A.N.; Leirs, H.; Lodal, J.; Singleton, G.R.; Pelz, H.J.; Rodenburg, T.B.; Kijlstra, A.

    2004-01-01

    From 26 to 28 May 2004 an international seminar was held in Wageningen, the Netherlands, about current knowledge and advice on rodent management on organic pig and poultry farms in Western Europe. This paper summarizes the discussions. Rodent management is necessary to protect the food production

  20. Trends in Organic Farming Development in Bulgaria: Applying Circular Economy Principles to Sustainable Rural Development

    Directory of Open Access Journals (Sweden)

    Dimitrov Dimitar K.

    2017-05-01

    Full Text Available The paper examines the development of organic farming in Bulgaria through the viewpoint of its links to circular economy concept and its potential to contribute to sustainable rural development. The significant increase in the number of organic operators and areas is analyzed in the context of stable growth in the European sector and worldwide and the increase in consumer demand. Main indicators reported by the Ministry of Agriculture and Food of the Republic of Bulgaria and the support provided by the National Rural Development Program are used to present the characteristics of organic production and agricultural holdings. The advantages of Bulgaria are underlined as a country offering the necessary conditions, along with the main problems in production and marketing. Recommendations are provided for organic sector encouragement as a sustainable business model and an entrepreneurial initiative for sustainable rural development putting a special accent on networking and capacity building activities in connection to potential solutions and policy development.

  1. Human Capital Accountability and Construct: Evidence from Islamic Microfinance Institutions in Malaysia

    Directory of Open Access Journals (Sweden)

    Amrizah Kamaluddin

    2018-03-01

    Full Text Available To identify the human capital construct that significantly relates to the performance of Islamic organizations, this study obtained data from Islamic microfinance organizations in Malaysia using the survey questionnaire method. In addition, we interviewed renowned scholars in the fields of Islamic accounting and Shariah law. Consequently, this study proposes an extended model of human capital that is applicable to Islamic organizations. Apart from knowledge and competency, this study includes spiritual value as another construct of human capital in Islamic organizations. Knowledge includes ideas that are relevant to the accounting and auditing spectra, as well as Shariah principles and jurisprudence. By contrast, competency refers to the ability to innovate unique Shariah-compliant products that are rare and difficult to imitate. Meanwhile, spiritual values embrace the elements of “Siddiq,” “Amanah,” “Fathonah,” and “Tabligh.” This study affirms that knowledge, competency, and satisfaction are the most significant constructs of human capital that explain performance. Factor analysis indicates that spiritual value is embedded in and forms part of the human capital construct. Hence, spiritual value is a key element in company culture and contributes significantly to organizational success. This model can be a platform for human capital reporting in the relevant Islamic and conventional organizations.

  2. IMPLEMENTING ISLAMIC MICROFINANCE IN NIGERIA: A MATTER ...

    African Journals Online (AJOL)

    RAYAN_

    The importance of financial inclusion to socio-economic development has gained substantial .... breach of fundamental rights, and (indirect) discrimination through ...... large-scale farmers, corporate organizations, NGOs, government, and.

  3. Team Organization Method Using Salary Auction Game for Sustainable Motivation

    Directory of Open Access Journals (Sweden)

    Sangkyun Kim

    2015-10-01

    Full Text Available In performing team-based projects in engineering class, students usually face many problems, such as free-riding, lack of responsibility, boredom, and insufficient initiative. This papers proposes a new method for performing team-based projects in engineering class—specifically, a gamified method for team organization using a salary auction game. On the description of the design and use of a salary auction game in engineering class, a case study conducted using a survey method is reported to validate the practical value of the proposed auction game. The salary auction game proposed in this paper demonstrates that a gamified team organization method in engineering class could be used as an effective tool to enhance motivation and to improve learning outcomes of engineering students.

  4. Institutionalising Human Governance Determinant: Steering Organizations towards Sustainability

    Science.gov (United States)

    Muhamad Hanapiyah, Zulkefli; Daud, Salina; Abdullah, Wan Mohammad Taufik Wan

    2016-03-01

    This paper discusses past researches on human governance elements. Eight elements of human governance are proposed in this paper: leadership, integrity, religiosity, spirituality, culture, recruitment, training and internal control policy. Empirical study shall be conducted in the future study to confirm the eight elements of human governance proposed in this paper. It is expected that these elements may enhance the human governance practice in the organizations.

  5. Sustainable development, social organization and environment in the Amazonian Area

    International Nuclear Information System (INIS)

    Vieco, Juan Jose

    2001-01-01

    The effects of the development on the environment and the culture in regions like the Amazonian are one of the most dramatic examples that can be in what refers to the physical disappearance of numerous cultures, as well as of their integration to the national society and their rising loss of cultural identity and the devastating consequences that have had the development politicians on the different Amazon ecosystems. The construction of a sustainable development for the region has to evaluate the different societies that have existed and they exist as for the use, handling and exploitation of the natural resources. This paper will be approached this problem in three Amazon societies: the cacique territory, the tribal societies and the societies in formation in the colonization regions. It will be done an analysis and a critic of the development concept and of the consequences that it has had their application so much in the indigenous towns as in the Amazon ecosystems, as well as their relationship with the current characterization of the Amazonian area

  6. Shaded Coffee: A way to Increase Sustainability in Brazilian Organic Coffee plantations

    OpenAIRE

    Moreira, Cassio Franco; De Nadai Fernandes, Elisabete A.; Tagliaferro, Fábio Sileno

    2008-01-01

    Consumption of specialty coffee, mainly organic coffee, increases worldwide following the tendency of consuming social and ecological sustainable products. Brazil is the world largest coffee producer, with an average of 2,300,000 tons of green coffee in the last 5 years. Cultivation of organic coffee and shaded coffee are common in Central America, while in Brazil both conventional and organic coffee are cultivated in the full sun system. The full sun system is criticized due to the lack of b...

  7. Transition towards sustainable consumption and production? The case of organic food in Denmark

    DEFF Research Database (Denmark)

    Jørgensen, Michael Søgaard

    2010-01-01

    The chapter discusses the mechanisms in the shaping of organic food as strategy in the Danish food sector since the 1980’ies as a contribution to the discussion of strategies for the development of a more sustainable production and consumption of food. The background of the chapter is the major...... achievements in Denmark within organic food since the 1980’ies, but also the recent years’ reduction in organic agricultural area....

  8. Consumer perceptions on sustainable practices implemented in foodservice organizations in Korea

    OpenAIRE

    Ju, Seyoung; Chang, Hyeja

    2015-01-01

    BACKGROUND/OBJECTIVES Sustainable practices in foodservice organizations including commercial and noncommercial ones are critical to ensure the protection of the environment for the future. With the rapid growth of the foodservice industry, wiser usage of input sources such as food, utilities, and single use packaging should be reconsidered for future generations. Therefore, this study aims to investigate the customer's perceptions on sustainable practices and to identify the relationship amo...

  9. Organic waste as a sustainable feedstock for platform chemicals.

    Science.gov (United States)

    Coma, M; Martinez-Hernandez, E; Abeln, F; Raikova, S; Donnelly, J; Arnot, T C; Allen, M J; Hong, D D; Chuck, C J

    2017-09-21

    Biorefineries have been established since the 1980s for biofuel production, and there has been a switch lately from first to second generation feedstocks in order to avoid the food versus fuel dilemma. To a lesser extent, many opportunities have been investigated for producing chemicals from biomass using by-products of the present biorefineries, simple waste streams. Current facilities apply intensive pre-treatments to deal with single substrate types such as carbohydrates. However, most organic streams such as municipal solid waste or algal blooms present a high complexity and variable mixture of molecules, which makes specific compound production and separation difficult. Here we focus on flexible anaerobic fermentation and hydrothermal processes that can treat complex biomass as a whole to obtain a range of products within an integrated biorefinery concept.

  10. Sustained activity in hierarchical modular neural networks: self-organized criticality and oscillations

    Directory of Open Access Journals (Sweden)

    Sheng-Jun Wang

    2011-06-01

    Full Text Available Cerebral cortical brain networks possess a number of conspicuous features of structure and dynamics. First, these networks have an intricate, non-random organization. They are structured in a hierarchical modular fashion, from large-scale regions of the whole brain, via cortical areas and area subcompartments organized as structural and functional maps to cortical columns, and finally circuits made up of individual neurons. Second, the networks display self-organized sustained activity, which is persistent in the absence of external stimuli. At the systems level, such activity is characterized by complex rhythmical oscillations over a broadband background, while at the cellular level, neuronal discharges have been observed to display avalanches, indicating that cortical networks are at the state of self-organized criticality. We explored the relationship between hierarchical neural network organization and sustained dynamics using large-scale network modeling. It was shown that sparse random networks with balanced excitation and inhibition can sustain neural activity without external stimulation. We find that a hierarchical modular architecture can generate sustained activity better than random networks. Moreover, the system can simultaneously support rhythmical oscillations and self-organized criticality, which are not present in the respective random networks. The underlying mechanism is that each dense module cannot sustain activity on its own, but displays self-organized criticality in the presence of weak perturbations. The hierarchical modular networks provide the coupling among subsystems with self-organized criticality. These results imply that the hierarchical modular architecture of cortical networks plays an important role in shaping the ongoing spontaneous activity of the brain, potentially allowing the system to take advantage of both the sensitivityof critical state and predictability and timing of oscillations for efficient

  11. The Impact of Micro-Finance on the Performance of Small-Scale ...

    African Journals Online (AJOL)

    The Impact of Micro-Finance on the Performance of Small-Scale Enterprises: A Comparison of ... PROMOTING ACCESS TO AFRICAN RESEARCH ... the impact that the study-MFIs are making on their SMEs-client in the Wa Municipality.

  12. PROPOSAL FOR STRATEGIES TO BUILD MISSING FOUNDATIONS OF THE CURRENT MICROFINANCE INDUSTRY

    Directory of Open Access Journals (Sweden)

    MARTINA DRAŠAROVÁ

    2011-01-01

    Full Text Available As microfinance approaches the status of mainstream asset class, it inevitably starts to entice Socially Responsible Investment. However, precoscious capital inflow can be detrimental to all players involved. The industry is unprepared for global SRI arena. The gap between different microfinance concepts is widening, while identic terms are being used to describe different contents. The term „microfinance“ continues losing its informative value as divergent development foments nomenclative disorder. Microfinance is becoming too varied to be presented under a single term. MIVs, States and multilateral institutions must therefore in a concerted action impose basis of unified definitions, methodologies and coordinates, otherwise different concepts might mislead international public. The lack of standartized set of definitions, social impact reporting, bankruptcy procedures and evaluation infrastructure, while overstating development benefits can discredit microfinance, once SRI systems open their gates.

  13. The impact of training and monitoring on loan repayment of microfinance debtors in Ghana

    NARCIS (Netherlands)

    Agbeko, Daniel; Blok, Vincent; Omta, S.W.F.; Velde, van der G.

    2017-01-01

    Microbusiness entrepreneurs training and monitoring programmes are widely recognized as key to loan repayment performance of microfinance institution (MFI) loan clients in developing countries. Empirical evidence is, however, largely lacking and where present, not consistent. The present paper

  14. Rural Finance and Microfinance Development in Transition Countries in Southeast and East Asia

    OpenAIRE

    Llanto, Gilberto M.; Fukui, Ryu

    2006-01-01

    Microfinance is an emerging important financial subsector in Asian transition countries. Its role is to improve financial access of the poor and small economic players and thus help them to build assets, thereby contribute to poverty alleviation. This paper provides an overview of rural finance and microfinance development in transition countries in Southeast and East Asia—Cambodia, Lao PDR, Myanmar, Vietnam, and Mongolia—focusing on the institutional evolution and the inter-relation between ...

  15. Targeting married women in microfinance programmes: transforming or reinforcing gender inequalities? : evidence from Ethiopia

    OpenAIRE

    Bekele, H.

    2010-01-01

    With the expansion of microfinance programmes in the low-income countries, millions of poor women in these countries have been able to access microfinancial services, particularly microcredit and savings. The provision of microfinance services to women has been largely premised on the assumption that credit facilitates or expands women’s selfemployment opportunities, and consequently leads to their empowerment. In recent years, however, this proposition is under scrutiny and debate, as t...

  16. Microfinance institutions' failure to address poverty: A narrative critical literature review

    OpenAIRE

    Guðjónsson, Sigurður

    2017-01-01

    This critical literature review begins by giving a short introduction to the microfinance industry. Microfinance institutions (MFIs) are explained and an account is given of their dual performance goals of financial performance (‘financial sustainability’) and social performance (‘outreach’). While MFIs’ social performance is directly aimed at poverty reduction, it is noteworthy that often they fail to address poverty (i.e., they fail to deliver outreach). The aim of the paper is to answer th...

  17. An adult learning perspective on disability and microfinance: The case of Katureebe.

    Science.gov (United States)

    Nuwagaba, Ephraim L; Rule, Peter N

    2016-01-01

    Despite Uganda's progress in promoting affirmative action for persons with disabilities and its strategy of using microfinance to fight poverty, access to microfinance services by persons with disabilities is still problematic due to barriers, characterised by discrepancies between policies and practices. Regarding education, the affirmative action in favour of learners with disabilities has not translated into actual learning opportunities due to personal and environmental barriers. The study on which this article is based investigated the non-formal and informal adult learning practices regarding microfinance that persons with disabilities engaged in. This article seeks to illuminate the barriers that a person with a visual impairment encountered while learning about and engaging with microfinance and the strategies that he developed to overcome them. This was a case study, framed within the social model of disability and critical research paradigm. Data were collected through in-depth interviews of a person with visual impairment and observations of the environment in which adult learning and engagement with Savings and Credit Cooperative Organisations (SACCOs) occurred. Findings indicate that the person with a visual disability faced barriers to learning about microfinance services. He experienced barriers in an integrated manner and developed strategies to overcome these barriers. The barriers and strategies are theorised using the social model of disability. The case of a person with visual impairment suggests that persons with disabilities face multiple barriers regarding microfinance, including social, psychological and educational. However, his own agency and attitudes were also of importance as they influenced his learning. Viewing these barriers as blockades can lead to non-participation in learning and engagement with microfinance whereas viewing them as surmountable hurdles can potentially motivate participants to succeed in learning about and engaging

  18. Evaluating the effect of integrated microfinance and health interventions: an updated review of the evidence.

    Science.gov (United States)

    Lorenzetti, Lara M J; Leatherman, Sheila; Flax, Valerie L

    2017-06-01

    Solutions delivered within firm sectoral boundaries are inadequate in achieving income security and better health for poor populations. Integrated microfinance and health interventions leverage networks of women to promote financial inclusion, build livelihoods, and safeguard against high cost illnesses. Our understanding of the effect of integrated interventions has been limited by variability in intervention, outcome, design, and methodological rigour. This systematic review synthesises the literature through 2015 to understand the effect of integrated microfinance and health programs. We searched PubMed, Scopus, Embase, EconLit, and Global Health databases and sourced bibliographies, identifying 964 articles exclusive of duplicates. Title, abstract, and full text review yielded 35 articles. Articles evaluated the effect of intentionally integrated microfinance and health programs on client outcomes. We rated the quality of evidence for each article. Most interventions combined microfinance with health education, which demonstrated positive effects on health knowledge and behaviours, though not health status. Among programs that integrated microfinance with other health components ( i.e. health micro-insurance, linkages to health providers, and access to health products), results were generally positive but mixed due to the smaller number and quality of studies. Interventions combining multiple health components in a given study demonstrated positive effects, though it was unclear which component was driving the effect. Most articles (57%) were moderate in quality. Integrated microfinance and health education programs were effective, though longer intervention periods are necessary to measure more complex pathways to health status. The effect of microfinance combined with other health components was less clear. Stronger randomized research designs with multiple study arms are required to improve evidence and disentangle the effects of multiple component

  19. Enhancement of heat transfer. The performance of micro-fin tubes

    International Nuclear Information System (INIS)

    Muzzio, A.

    2001-01-01

    Micro-fin tubes are characterised by numerous, very small integral fins that spiral down the inner surface. A very interesting feature of their performance in flow boiling and condensation is a large heat transfer enhancement accompanied by a low pressure drop penalty. This paper presents a general overview of micro-fin tubes and of their performance in evaporation, condensation and single-phase flow [it

  20. Moving up the sanitation ladder with the help of microfinance in urban Malawi

    OpenAIRE

    Chunga, R; Jenkins, MW; Ensink, J; Brown, J

    2017-01-01

    We carried out a stated preference survey in Malawi to examine whether access to microfinance for sanitation would significantly increase the proportion of households upgrading to improved pit latrines or alternative improved sanitation technologies (urine diverting dry toilet, fossa alterna, pour flush). We presented a range of sanitation options at local market prices, initially without and then with a real microfinance option, to 1,300 households sampled across 27 low-income urban settleme...

  1. Sustainable development induction in organizations: a convergence analysis of ISO standards management tools' parameters.

    Science.gov (United States)

    Merlin, Fabrício Kurman; Pereira, Vera Lúciaduarte do Valle; Pacheco, Waldemar

    2012-01-01

    Organizations are part of an environment in which they are pressured to meet society's demands and acting in a sustainable way. In an attempt to meet such demands, organizations make use of various management tools, among which, ISO standards are used. Although there are evidences of contributions provided by these standards, it is questionable whether its parameters converge for a possible induction for sustainable development in organizations. This work presents a theoretical study, designed on structuralism world view, descriptive and deductive method, which aims to analyze the convergence of management tools' parameters in ISO standards. In order to support the analysis, a generic framework for possible convergence was developed, based on systems approach, linking five ISO standards (ISO 9001, ISO 14001, OHSAS 18001, ISO 31000 and ISO 26000) with sustainable development and positioning them according to organization levels (strategic, tactical and operational). The structure was designed based on Brundtland report concept. The analysis was performed exploring the generic framework for possible convergence based on Nadler and Tushman model. The results found the standards can contribute to a possible sustainable development induction in organizations, as long as they meet certain minimum conditions related to its strategic alignment.

  2. Swedish Consumers’ Perception of Food Quality and Sustainability in Relation to Organic Food Production

    Directory of Open Access Journals (Sweden)

    Techane Bosona

    2018-04-01

    Full Text Available Consumers’ demand for locally produced and organic foods has increased in Sweden. This paper presents the results obtained from the analysis of data acquired from 100 consumers in Sweden who participated in an online survey during March to June 2016. The objective was to identify consumers’ demand in relation to organic food and sustainable food production, and to understand how the consumers evaluate food quality and make buying decisions. Qualitative descriptions, descriptive statistics and Pearson’s Chi-square test (with alpha value of p < 0.05 as level of significance, and Pearson’s correlation coefficient were used for analysis. About 72% of participants have the perception that organic food production method is more sustainable than conventional methods. Female consumers have more positive attitudes than men towards organic food. However, age difference, household size and income level do not significantly influence the consumers’ perception of sustainable food production concepts. Regionality, sustainable methods of production and organic production are the most important parameters to characterize the food as high quality and make buying decisions. On the other hand, product uniformity, appearance, and price were found to be relatively less important parameters. Food buying decisions and food quality were found to be highly related with Pearson’s correlation coefficient of r = 0.99.

  3. Sustained Activity in Hierarchical Modular Neural Networks: Self-Organized Criticality and Oscillations

    Science.gov (United States)

    Wang, Sheng-Jun; Hilgetag, Claus C.; Zhou, Changsong

    2010-01-01

    Cerebral cortical brain networks possess a number of conspicuous features of structure and dynamics. First, these networks have an intricate, non-random organization. In particular, they are structured in a hierarchical modular fashion, from large-scale regions of the whole brain, via cortical areas and area subcompartments organized as structural and functional maps to cortical columns, and finally circuits made up of individual neurons. Second, the networks display self-organized sustained activity, which is persistent in the absence of external stimuli. At the systems level, such activity is characterized by complex rhythmical oscillations over a broadband background, while at the cellular level, neuronal discharges have been observed to display avalanches, indicating that cortical networks are at the state of self-organized criticality (SOC). We explored the relationship between hierarchical neural network organization and sustained dynamics using large-scale network modeling. Previously, it was shown that sparse random networks with balanced excitation and inhibition can sustain neural activity without external stimulation. We found that a hierarchical modular architecture can generate sustained activity better than random networks. Moreover, the system can simultaneously support rhythmical oscillations and SOC, which are not present in the respective random networks. The mechanism underlying the sustained activity is that each dense module cannot sustain activity on its own, but displays SOC in the presence of weak perturbations. Therefore, the hierarchical modular networks provide the coupling among subsystems with SOC. These results imply that the hierarchical modular architecture of cortical networks plays an important role in shaping the ongoing spontaneous activity of the brain, potentially allowing the system to take advantage of both the sensitivity of critical states and the predictability and timing of oscillations for efficient information

  4. Energy-microfinance intervention for below poverty line households in India

    International Nuclear Information System (INIS)

    Rao, P. Sharath Chandra; Miller, Jeffrey B.; Wang, Young Doo; Byrne, John B.

    2009-01-01

    More than 72% of India's population resides in rural India and it also has a high concentration of people living under abject poverty. Of the total rural population 27.1-28.3% lives below the poverty line (BPL). A lack of energy-finance options is hampering the 'quality of life' of the BPL community. The members of this disadvantaged household which forms 27.1% and 23.6% of the India's rural and urban population has no ready access to mainstream finance or know-how of sustainable energy products nor do they have access to energy service providing agency. This lack of energy-finance options has provided the marginalized population little means to break the conventional energy paradigm and the corresponding poverty cycle. Considering the afore-mentioned problem we propose an energy-microfinance intervention or a model that encompasses two independent entities. One has an energy expertise and the other possesses finance management skills. Alternately, we also propose a special purpose entity that comprises of these two entities. This entity fosters different institutional, technical and financial engineering approaches to the provision of energy, finance and infrastructure services necessary for poverty alleviation.

  5. Microfinance As A Tool For Poverty Reduction: A Study Of Jordan

    Directory of Open Access Journals (Sweden)

    Žiaková M.

    2015-12-01

    Full Text Available The aim of this study is to evaluate the impact of microfinance on the poor, particularly in the specific areas of economic and social development of people and their employment. The research was carried out in Jordan, a country with a well-developed microfinance sector. The results have shown that microfinance has led to an improvement in the financial and social situation of the poor, especially for female clients of microfinance institutions. Interestingly, the higher income of clients has not caused higher expenditure on their basic needs, but rather people have generated saving for their future and used the additional money for education. According to the results of the microfinance impact assessment, it can be assumed that people, particularly females, prefer to improve the social situation for future generations. Based on this finding, we consider microfinance an effective tool for breaking the vicious circles of poverty, especially in Jordan. Furthermore, microcredits have facilitated in increasing employment for the poor, mainly through self-employment. It is believed that there exists a direct connection to the future expansion of microcredits that will lead to the development of small businesses with a promising impact on employability throughout the population structure.

  6. A systematic review of microfinance and women's health literature: Directions for future research.

    Science.gov (United States)

    O'Malley, T L; Burke, J G

    2017-11-01

    While growing evidence suggests that microfinance is an effective approach for improved women's health, a significant gap remains in our understanding. The objective of this review is to synthesise the findings from published literature focused on microfinance and health issues particularly affecting women, including HIV/AIDS, reproductive health, mental health, and violence. Forty-one articles that examine the impact of microfinance participation on women's health were identified through a systematic search of electronic databases, coded using a structured abstraction form, and synthesised. Review results indicate that the impact of microfinance on women's health is an area in great need of research and publication attention. Varied quality and reporting in the identified articles restricted the ability to draw concrete conclusions regarding the relationship between microfinance participation and women's health, but led to the identification of current gaps in existing published research. Future research should work to address the recommendations provided in order to offer additional evidence to better understand the use of microfinance programming as a structural intervention to improve women's health.

  7. Microfinance Participation and Domestic Violence in Bangladesh: Results From a Nationally Representative Survey.

    Science.gov (United States)

    Murshid, Nadine Shaanta; Akincigil, Ayse; Zippay, Allison

    2016-05-01

    This article examines domestic violence among women who participate in microfinance in Bangladesh. Secondary analysis of survey data from nationally representative Bangladesh Demographic and Health Survey was used to investigate the association between microfinance participation and domestic violence of 4,163 ever-married women between the ages of 18 and 49 years. Outcome measure is experience of domestic violence as measured by a modified Conflict Tactics Scale (CTS) and predictor variables include microfinance, binary indicator of relatively better economic status, autonomy, decision-making power, and demographic variables. The likelihood of experiencing domestic violence was not found to vary with microfinance participation. However, the interaction effect of microfinance and better economic status was found to be significantly associated with domestic violence (9% increased probability). Experience of domestic violence was negatively associated with older age, higher education of the husband, and autonomy. In Bangladesh, microfinance participation may be associated with a higher probability of experiencing domestic violence for women with relatively better economic status, but not for the poorest of the poor. © The Author(s) 2015.

  8. Eco-organic tourism as an element of the sustainable development of territories

    Science.gov (United States)

    Ivanov, D. V.; Ziganshin, I. I.

    2018-01-01

    Organic agricultural production is an ecologically oriented alternative to traditional agriculture and is aimed at ensuring food and environmental safety of the population and territories. The development of ecological tourism on the basis of organic production farms is considered as a promising direction in the development of regional programs for the sustainable development of territories. Studies have shown that, farms engaged in the production of organic products in the Republic of Tatarstan have a significant potential for the development of eco-organic tourism using elements of the nature protection structure.

  9. Swedish Consumers’ Perception of Food Quality and Sustainability in Relation to Organic Food Production

    OpenAIRE

    Techane Bosona; Girma Gebresenbet

    2018-01-01

    Consumers’ demand for locally produced and organic foods has increased in Sweden. This paper presents the results obtained from the analysis of data acquired from 100 consumers in Sweden who participated in an online survey during March to June 2016. The objective was to identify consumers’ demand in relation to organic food and sustainable food production, and to understand how the consumers evaluate food quality and make buying decisions. Qualitative descriptions, descriptive statistics and...

  10. Commercial plant-probiotic microorganisms for sustainable organic tomato production systems

    OpenAIRE

    Bosco, Marco; Giovannetti, Giusto; Picard, Christine; Baruffa, Elisa; Brondolo, Anna; Sabbioni, Fabio

    2007-01-01

    Selected plant-probiotic microorganisms, produced by the company CCS Aosta at a commercial scale, are being tested in the Italian Padana plain in open field conditions for their ability to provide adequate crop nutrition and to ensure durable soil fertility for organic tomato production. In this three-years-long project the QLIF-WP333 research team will investigate the potential of soil probiotics management as a tool to improve the quality of tomato fruits and the sustainability of organic t...

  11. On the Applicability of the Green Chemistry Principles to Sustainability of Organic Matter on Asteroids

    OpenAIRE

    Vera M. Kolb

    2010-01-01

    The connection between astrobiology and green chemistry represents a new approach to sustainability of organic matter on asteroids or similar bodies. Green chemistry is chemistry which is environmentally friendly. One obvious way for chemistry to be green is to use water as a solvent, instead of more toxic organic solvents. Many astrobiological reactions occur in the aqueous medium, for example in the prebiotic soup or during the aqueous alteration period on asteroids. Thus any advances in th...

  12. Sustainable valorisation of organic urban wastes : insights from African case studies

    NARCIS (Netherlands)

    Scheinberg, A.; Agathos, N.; Gachugi, J.W.; Kirai, P.; Alumasa, V.; Shah, B.; Woods, M.; Waarts, Y.R.

    2011-01-01

    Understanding the problems and potentials of the organic waste stream is perhaps the single most important step that city authorities in Africa could take in moving towards sustainable, affordable, effective and efficient waste management. This publication presents four examples of recent attempts

  13. Creating sustainability : the social construction of the market for organic products

    NARCIS (Netherlands)

    Miele, M.

    2001-01-01

    Creating Sustainability: The Social Construction of the Market for Organic Products

    Chapter N. 1: Reflections on globalisation

    This chapter starts with some reflection on the concept of globalisation and reviews the literature

  14. Sustainability of Our Planet and All Species as the Organizing Principle for SLCE

    Science.gov (United States)

    Kecskes, Kevin; Joyalle, Jennifer; Elliott, Erin; Sherman, Jacob D. B.

    2017-01-01

    We may define and prioritize them differently, but few would deny that our human community is facing intractable problems at local, national, and global scales. The authors call on higher education institutions (HEIs) around the world to work collectively and with strategic intent and action to use sustainability as an organizing principle to…

  15. Reinventing Strategic Philanthropy: the sustainable organization of voluntary action for impact

    NARCIS (Netherlands)

    L.C.P.M. Meijs (Lucas)

    2010-01-01

    textabstractPhilanthropic organizations have recently started to focus on how to invest their resources in a way that will really make a difference to society. Strategic philanthropy is the new concept for voluntary action for the public good to create a valuable sustainable impact! This inaugural

  16. Swedish Consumers’ Perception of Food Quality and Sustainability in Relation to Organic Food Production

    Science.gov (United States)

    Gebresenbet, Girma

    2018-01-01

    Consumers’ demand for locally produced and organic foods has increased in Sweden. This paper presents the results obtained from the analysis of data acquired from 100 consumers in Sweden who participated in an online survey during March to June 2016. The objective was to identify consumers’ demand in relation to organic food and sustainable food production, and to understand how the consumers evaluate food quality and make buying decisions. Qualitative descriptions, descriptive statistics and Pearson’s Chi-square test (with alpha value of p production method is more sustainable than conventional methods. Female consumers have more positive attitudes than men towards organic food. However, age difference, household size and income level do not significantly influence the consumers’ perception of sustainable food production concepts. Regionality, sustainable methods of production and organic production are the most important parameters to characterize the food as high quality and make buying decisions. On the other hand, product uniformity, appearance, and price were found to be relatively less important parameters. Food buying decisions and food quality were found to be highly related with Pearson’s correlation coefficient of r = 0.99. PMID:29614785

  17. ISLAMIC MICROFINANCE AND POVERTY ALLEVIATION PROGRAM: PRELIMINARY RESEARCH FINDINGS FROM INDONESIA

    Directory of Open Access Journals (Sweden)

    Yasushi Suzuki

    2016-06-01

    Full Text Available Poverty should be defined, measured, and scrutinized its root causes from a multi-dimension perspectives. Therefore, in designing and implementation of poverty alleviation program, it should consider economic factors, social and political contexts surrounding the poor. Sen (1982; 1999 views poverty as a multifaceted world and ethical dimension essentially should be placed underpinning it as a vital economic problem. The paper takes the stance that the poor themselves have potential capacity to alleviate their condition in resolving poverty trap. Community development program is one of the strategies to deal with the poverty problem. Islamic microfinance can play an important role in combating poverty dilemma especially in Muslim majority population communities. Through the approach proposed by Bigg and Satterthwaite (2005 with strengthening local organizations and community development programs, Islamic microfinance should engage a strategic partnership with the Masjid and Islamic charity institutions (zakat and waqf organization. This strategic alliance will result more integrated programs and also capacity building of the institutions involved. This paper aims to contribute a grass root model in the purpose of combating poverty in the framework of Islamic economic system. =========================================== Kemiskinan harus didefinisikan, diukur, dan diteliti akar penyebabnya dari berbagai perspektif. Oleh karena itu, dalam merancang dan mengimplementasikan program pengentasan kemiskinan, faktor-faktor ekonomi, konteks sosial dan politik yang mengelilingi kemiskinan juga harus dipertimbangkan. Sen (1982; 1999 memandang kemiskinan sebagai sebuah dunia yang kompleks, dan dimensi dasar etika harus ditempatkan sebagai sebuah masalah ekonomi yang vital. Peneliti sendiri dalam hal ini berpandangan bahwa orang-orang miskin pada dasarnya punya kapasitas yang memadai untuk keluar dari garis kemiskinan. Salah satunya adalah dengan program

  18. Implementation of Financial Sustainability in Organizations through Valuation of Financial Leverage Effect in Russian Practice of Financial Management

    Science.gov (United States)

    Ashmarina, Svetlana I.; Zotova, Anna S.; Smolina, Ekaterina S.

    2016-01-01

    The article considers the need of ensuring the sustainable development of organizations in the unstable external environment; financial sustainability which is understood as the optimal structure of funding sources of a business entity is proved to be the most significant factor of sustainable development. The article proves that the index of…

  19. Government-sponsored microfinance program: Joint liability vs. individual liability

    Directory of Open Access Journals (Sweden)

    Arghya Kusum Mukherjee

    2014-12-01

    Full Text Available Swarnajayanti Gram Swarozgar Yojana (SGSY is a government-sponsored microfinance program. The scheme is based on four features: group lending with joint liability, progressive lending, back-ended subsidy, and social capital. We propose a new model of SGSY having these features: group lending with individual liability, progressive lending, back-ended subsidy, and social capital. “Joint liability” clause of the existing model is replaced with individual liability in the new model. The paper shows that problem of adverse selection is removed in both models, i.e. in “SGSY with group lending and joint liability” and “SGSY with group lending and individual liability.” The problem of “moral hazard” is more severe in the existing model of SGSY compared with the proposed model of SGSY. Borrowers are also benefitted from participation in the proposed scheme of SGSY than that in the existing model of SGSY.

  20. Global recession and microfinance risk governance in developing countries

    Directory of Open Access Journals (Sweden)

    Roberto Moro Visconti

    2011-09-01

    Full Text Available Global recession, started in 2008, is still proving an unresolved perfect storm and the financial crisis has affected also the real economy, creating widespread social unrest. Microfinance institutions (MFIs in developing countries seem however less affected by the worldwide turmoil, due to their segmentation and resilience to external shocks. Recession has a big impact on governance mechanisms, altering the equilibriums among different stakeholders and increasing the risk of investment returns; any governance improvement is highly welcome and recommended. No governance, no money for growth or bare survival. In the confused phase we are living in, at the moment there are not evident winners, but the underbanked poorest, unless properly supported, once again risk being the ultimate losers.

  1. Positive Healthy Organizations: Promoting Well-Being, Meaningfulness, and Sustainability in Organizations

    OpenAIRE

    Annamaria Di Fabio

    2017-01-01

    This contribution deals with the concept of healthy organizations and starts with a definition of healthy organizations and healthy business. In healthy organizations, culture, climate, and practices create an environment conducive to employee health and safety as well as organizational effectiveness (Lowe, 2010). A healthy organization thus leads to a healthy and successful business (De Smet et al., 2007; Grawitch and Ballard, 2016), underlining the strong link between organizational profita...

  2. Comparing conventional and organic agriculture in Karnataka, India: Where and when can organic farming be sustainable?

    NARCIS (Netherlands)

    Patil, S.; Reidsma, P.; Shah, P.; Purushothaman, S.; Wolf, J.

    2014-01-01

    Karnataka is one of the south-western Indian states where agrarian distress as a major problem. Crop yields have been stagnant in the last decade, and coupled with increased input costs, this has led to reduced incomes and debts. There is an urgent need to study options to improve the sustainability

  3. Exploring Reasons for the Resistance to Sustainable Management within Non-Profit Organizations

    Directory of Open Access Journals (Sweden)

    Claus-Heinrich Daub

    2014-05-01

    Full Text Available The numerous empirical and conceptual studies that have been conducted over recent years concerning the social responsibility of enterprises and their contributions towards sustainable development have given very little consideration to non-profit organizations (NPOs. This is surprising, because NPOs are confronted with very similar challenges to profit-orientated enterprises regarding their evolution into sustainable organizations. This paper is a preliminary conceptual study and explores the question of why the corporate social responsibility, or corporate sustainability, of NPOs has to date been both neglected by research establishments and also extensively ignored by the NPOs during their day-to-day practical management. The example of church and pastoral institutions in Germany is used to demonstrate the extent to which they take account of ecological and social aspects in their management systems and processes and, thus, implement sustainable management within their day-to-day practice. The paper concludes with some proposals for further empirical and conceptual research projects, which are designed to analyze developments within NPOs with relation to the integration of sustainability into their management systems and processes.

  4. Towards a Sustainable Spatial Organization of the Energy System: Backcasting Experiences from Austria

    Directory of Open Access Journals (Sweden)

    Markus Knoflacher

    2012-02-01

    Full Text Available The transition to a sustainable energy system faces more challenges than a simple replacement of fossil energy sources by renewable ones. Since current structures do not favor sustainable energy generation and use, it is indispensable to change the existing infrastructure. A fundamental change of the energy system also requires re-organizing spatial structures and their respective institutions and governance structures. Especially in Austria, urban sprawl and unsustainable settlement structures are regarded as one of the main developments leading to increased energy demand. One of the aims within the project E-Trans 2050 was to identify socio-economic constellations that are central to the further transformation of the energy system and to focus on actors and their socio-technical framework conditions. Based on a sustainable future vision for the year 2050 a backcasting workshop was conducted to identify necessary steps for the envisaged transition to a more sustainable energy system. The results shed light on the necessary changes for a transformation towards sustainability in the specific Austrian situation. Critical issues are region-specific production of energy and its use, settlement and regional structures and values and role models, which all have a determining influence on energy demand. Combining the knowledge of extensive energy use with available energy resources in spatial planning decisions is a main challenge towards a long term sustainable energy system.

  5. Productivity, quality and sustainability of winter wheat underlong-term conventional and organic management in Switzerland

    DEFF Research Database (Denmark)

    Mayer, Jochen; Gunst, Lucie; Mäder, Paul

    2015-01-01

    Long-term sustainability and high resource use efficiency are major goals for high quality baking wheatproduction throughout the world. Present strategies are low input systems such as organic agriculture orimproved conventional systems (integrated). The fertilisation level and strategy, crop...... was fertilised exclusively minerally at level 2 (CONMIN)and a control remained unfertilised (NOFERT). We compared crop yields, baking quality parameters, thenitrogen use efficiency and the effect of maize and potatoes as preceding crops obtained between 2003and 2010 along with long-term soil sustainability......-bers of ears per m2and the thousand kernel weight. The apparent nitrogen use efficiency decreased withincreasing N fertilisation. Doubling the organic fertilisation in the organic systems only slightly improvedwheat grain yields but was not able to improve grain baking quality, due to low mineral N additions...

  6. Community Strategic Relationship and Marketing to Foster the Development of communities and the sustainability of organizations

    Directory of Open Access Journals (Sweden)

    Fernando Juárez

    2016-01-01

    Full Text Available The purpose of this study was to define community strategic relationship and marketing (CSRM as a relevant tool to foster the development of communities and the sustainability of organizations. The method was rationalist, theoretical, and conceptual; it comprised the analysis of a propositional structure. Articulated propositions provided a framework for analysis, discussion, and conclusions. After giving a definition of CSRM, several analyses were conducted that determined the uniqueness and usefulness of this approach. These analyses were: 1 the usefulness of the community concepts and strategies in CSRM, 2 the existence of a community approach to different strategic areas or marketing, and 3 the relevance of the use of community concepts and strategies to foster the development of communities and the sustainability of organizations. The conclusion was that CSRM and the use of these concepts and strategies have the potential to be a fruitful research and strategic approach in marketing and in all of organization activities

  7. Funding for self-employment of people with disabilities. Grants, loans, revolving funds or linkage with microfinance programmes.

    Science.gov (United States)

    de Klerk, Ton

    2008-03-01

    In 2005, Handicap International commissioned a study on the practices of funding for self-employment activities of people with disabilities (PWD), with a special focus on access to microfinance. The overall goal of the study was to produce a framework document highlighting good practices, strategies, tools and operational methods that guarantee the efficiency and sustainability of self-employment projects for PWDs. The first phase of the study consisted of a literature review and a worldwide survey. Through this first phase the research team identified the most innovative programmes for further analysis through field visits. In the second phase field visits were conducted in Afghanistan, Bangladesh, Ethiopia, India, Kenya, Nicaragua and Uganda, while regional workshops were organised in Dhaka and Nairobi. Phase three involved consolidation and analysis of the information and finally drafting of the framework document. This paper summarises the findings and good practices as presented in the framework document, based on the results of the literature review, the survey and the field research. It is not a scientific paper, i.e. it doesn't contain a discussion of the literature reviewed or systematic reference to sources, the same as the document on which it is based, as it is primarily meant for 'practitioners'. A main finding of the study was that there is no single 'best solution' to funding of self employment activities. While inclusion of PWDs in existing microfinance institutions (MFIs) is the preferred strategy, guaranteeing efficiency, sustainability and future access to funding for the target group, it was found that in reality many PWDs do not have access to microfinance programmes. This can be explained by stigmatisation of PWDs by staff of MFIs, who do not believe in their income earning and repayment capacity, and self-exclusion by PWDs. To fight against it projects have been set-up linking MFIs with programmes for PWDs, focusing on better information

  8. Multi-criteria approach to support strategically sustainable decisions in organizations

    Directory of Open Access Journals (Sweden)

    Victor Diogho Heuer de Carvalho

    2015-09-01

    Full Text Available Keeping the social and environmental conditions in a favorable conservation status for allowing the society to develop itself without restrictions is the central idea which underpins the sustainability concept. Different spheres such as media, academia and business organizations started to give more importance to the study of sustainability, once it directly affects aspects that influence the economy in the world. Organizationally, the use of sustainable strategies can bring returns in favor of a healthy development and a conscious culture about the waste as well as reflecting how organizations connect with society and the environment. The objective of this work is to propose a model for prioritizing strategies to support the creation of an environment and a culture based on sustainability in organizations. This model has four steps, beginning with the problem structuring, including the definition of criteria and alternatives, the application of a multi-criteria method for prioritization, and finally, the implementation of the alternatives according to the decision maker opinion as well as on prioritization results.

  9. Feasibility and pilot study of the effects of microfinance on mortality and nutrition in children under five amongst the very poor in India: study protocol for a cluster randomized controlled trial.

    Science.gov (United States)

    Ojha, Shalini; Szatkowski, Lisa; Sinha, Ranjeet; Yaron, Gil; Fogarty, Andrew; Allen, Stephen; Choudhary, Sunil; Smyth, Alan R

    2014-07-23

    The United Nations Millennium Development Goals include targets for the health of children under five years old. Poor health is linked to poverty and microfinance initiatives are economic interventions that may improve health by breaking the cycle of poverty. However, there is a lack of reliable evidence to support this. In addition, microfinance schemes may have adverse effects on health, for example due to increased indebtedness. Rojiroti UK and the Centre for Promoting Sustainable Livelihood run an innovative microfinance scheme that provides microcredit via women's self-help groups (SHGs). This pilot study, conducted in rural Bihar (India), will establish whether it is feasible to collect anthropometric and mortality data on children under five years old and to conduct a limited cluster randomized trial of the Rojiroti intervention. We have designed a cluster randomized trial in which participating tolas (small communities within villages) will be randomized to either receive early (SHGs and microfinance at baseline) or late intervention (SHGs and microfinance after 18 months). Using predesigned questionnaires, demographic, and mortality data for the last year and information about participating mothers and their children will be collected and the weight, height, and mid upper arm circumference (MUAC) of children will be measured at baseline and at 18 months. The late intervention group will establish SHGs and microfinance support at this point and data collection will be repeated at 36 months.The primary outcome measure will be the mean weight for height z-score of children under five years old in the early and late intervention tolas at 18 months. Secondary outcome measures will be the mortality rate, mean weight for age, height for age, prevalence of underweight, stunting, and wasting among children under five years of age. Despite economic progress, marked inequalities in child health persist in India and Bihar is one of the worst affected states. There

  10. Animal Board Invited Review: Comparing conventional and organic livestock production systems on different aspects of sustainability.

    Science.gov (United States)

    van Wagenberg, C P A; de Haas, Y; Hogeveen, H; van Krimpen, M M; Meuwissen, M P M; van Middelaar, C E; Rodenburg, T B

    2017-10-01

    To sustainably contribute to food security of a growing and richer world population, livestock production systems are challenged to increase production levels while reducing environmental impact, being economically viable, and socially responsible. Knowledge about the sustainability performance of current livestock production systems may help to formulate strategies for future systems. Our study provides a systematic overview of differences between conventional and organic livestock production systems on a broad range of sustainability aspects and animal species available in peer-reviewed literature. Systems were compared on economy, productivity, environmental impact, animal welfare and public health. The review was limited to dairy cattle, beef cattle, pigs, broilers and laying hens, and to Europe, North America and New Zealand. Results per indicators are presented as in the articles without performing additional calculations. Out of 4171 initial search hits, 179 articles were analysed. Studies varied widely in indicators, research design, sample size and location and context. Quite some studies used small samples. No study analysed all aspects of sustainability simultaneously. Conventional systems had lower labour requirements per unit product, lower income risk per animal, higher production per animal per time unit, higher reproduction numbers, lower feed conversion ratio, lower land use, generally lower acidification and eutrophication potential per unit product, equal or better udder health for cows and equal or lower microbiological contamination. Organic systems had higher income per animal or full time employee, lower impact on biodiversity, lower eutrophication and acidification potential per unit land, equal or lower likelihood of antibiotic resistance in bacteria and higher beneficial fatty acid levels in cow milk. For most sustainability aspects, sometimes conventional and sometimes organic systems performed better, except for productivity, which was

  11. Liquid Organic Fertilizers for Sustainable Agriculture: Nutrient Uptake of Organic versus Mineral Fertilizers in Citrus Trees.

    Science.gov (United States)

    Martínez-Alcántara, Belén; Martínez-Cuenca, Mary-Rus; Bermejo, Almudena; Legaz, Francisco; Quiñones, Ana

    2016-01-01

    The main objective of this study was to compare the performance of two liquid organic fertilizers, an animal and a plant-based fertilizer, with mineral fertilization on citrus trees. The source of the fertilizer (mineral or organic) had significant effect in the nutritional status of the organic and conventionally managed mandarins. Nutrient uptake, vegetative growth, carbohydrate synthesis and soil characteristics were analyzed. Results showed that plants fertilized with animal based liquid fertilizers exhibited higher total biomass with a more profuse development of new developing organs (leaves and fibrous roots). Liquid organic fertilization resulted in an increased uptake of macro and micronutrients compared to mineral fertilized trees. Moreover, organic fertilization positively affected the carbohydrate content (fructose, glucose and sucrose) mainly in summer flush leaves. Liquid organic fertilization also resulted in an increase of soil organic matter content. Animal-based fertilizer, due to intrinsic composition, increased total tree biomass and carbohydrate leaves content, and led to lower soil nitrate concentration and higher P and Mg exchangeable in soil extract compared to vegetal-based fertilizer. Therefore, liquid organic fertilizers could be used as an alternative to traditional mineral fertilization in drip irrigated citrus trees.

  12. Organic or Conventional Palm Oil. Mainstream sustainability standards vs. organic standards

    OpenAIRE

    Angulo, Jessenia

    2014-01-01

    Consumers are requesting more information about the nutritious characteristics, social and, environmental responsibility around the products they are purchasing; but instead of facing an organic mainstream movement, new conventional standards are in the market. This document presents the main differences in the field implementation between the RSPO and the organic certification.

  13. Gendered Poverty and Education: Moving beyond Access to Expanding Freedoms through Microfinance Policy in India and Australia

    Science.gov (United States)

    Voola, Archana

    2016-01-01

    Microfinance has been recognized globally as a poverty alleviating strategy and particularly as a gender equality enhancing approach. There have been immense, intense and nuanced debates in the field of international development, feminist studies and comparative social policy regarding the role of microfinance in addressing gendered poverty. This…

  14. The Impact of Information and Communication Technology on Intermediation, Outreach, and Decision Rights in the Microfinance Industry

    Science.gov (United States)

    Weber, David Michael

    2012-01-01

    The microfinance industry provides financial services to the world's poor in hopes of moving individuals and families out of poverty. This dissertation document suggests that information and communication technologies (ICTs) are changing the microfinance industry, especially given recent advancements in mobile banking, Internet usage and…

  15. CSR and Sustainability Report for Nonprofit Organizations. An Italian Best Practice

    Directory of Open Access Journals (Sweden)

    Patrizia GAZZOLA

    2017-09-01

    Full Text Available The purpose of this paper is to analyze the sustainability report for the communication of Corporate Social Responsibility (CSR in a nonprofit organization. To this aim, an Italian case study is analyzed: the Fondazione Renato Piatti Onlus, a nonprofit organization of Social Utility. In the first part, we analyze the CSR for nonprofit organizations and the sustainability report (also called ‘social balance’. In the second part, we present evidence from the case study. The research is exploratory in nature when considering the connection of corporate social responsibility efforts to the nonprofit sector, a qualitative methodology was chosen over quantitative methods. Specifically, the case study was used to show what strategy a nonprofit organization can develop. Nowadays CSR strategies received a growing attention from both businesses and nonprofit organizations but also from the EU which forced large public-interest entities to present a social balance. For nonprofit organizations, applying social responsibility is not a voluntary issue. Nonprofit organizations have an ethical obligation to their stakeholder and to the public to conduct their activities with accountability and transparency. Scholars have increasingly been studying the impact of corporate social responsibility as a business strategy in for-profit companies. However, there is still lack of researches on how nonprofit organizations implement CSR into the strategy. As a consequence of the above remarks, a large part of nonprofit organizations fails to correctly implement a successful long term CSR strategy. The Fondazione Renato Piatti Onlus belongs to that group that has been able to incorporate social responsibility within the organization, then expanding its content into a social report drawn up in accordance with the guidelines of the Italian Agency for the Third Sector.

  16. Improving the Sustainability of Office Partition Manufacturing: Balancing Options for Reducing Emissions of Volatile Organic Compounds

    Directory of Open Access Journals (Sweden)

    Marc A. Rosen

    2009-06-01

    Full Text Available Options are examined to improve the sustainability of office partition manufacturing by reducing volatile organic compounds (VOC emissions. Base VOC emissions for a typical plant are estimated using a mass balance approach. Pollution prevention and sustainability measures are assessed using realistic criteria and weightings. Sustainability has been considered from an industry perspective, considering factors like economics, environmental impact, quality, health and safety. Through a case study, it is demonstrated that several advantageous options are available for reducing VOC emissions in manufacturing office furniture partitions, and thereby enhancing the sustainability of that industrial operation. The measures deemed most viable include implementing several best management practices, not painting of non-visible parts, switching gluing processes, recycling solvent and modifying attachments. The results are intended to be balanced so as to improve their acceptability and adoptability by industry. It appears that it would be advantageous for manufacturers of office panels to evaluate the feasibility of these measures and to implement the most appropriate. The results are likely extendable to other operations in the wood furniture industry, and would improve their sustainability.

  17. Learning from the organic food system as a model for sustainable food systems - the Organic Food System Program

    DEFF Research Database (Denmark)

    Kahl, Johannes; Strassner, Carola; Hertwig, Jostein

    2016-01-01

    habits, cultural, social, ethical, economic and political criteria play an increasingly important role as values. An organic values-based supply chain links food production to values such as partnership, cooperation and trust. Within a values-based supply chain, all actors should be connected through......Today’s understanding of food systems includes product-specific values (e.g. palatability, taste, nutritional and safety values, health promotion) and process-oriented values (e.g. environmental impact, animal welfare and social fairness). These values are currently challenged and changing. Food...... a shared vision. Visions, indicators and parameters have been developed for the organic food system (OFS). In order to identify and leverage values within the OFS, it has to be critically analysed and documented. This makes the OFS a “living laboratory” for sustainable food systems, linking organic...

  18. A Correlation for Forced Convective Boiling Heat Transfer of Refrigerants in a Microfin Tube

    Science.gov (United States)

    Momoki, Satoru; Yu, Jian; Koyama, Shigeru; Fujii, Tetsu; Honda, Hiroshi

    The experimental study is reported on the forced convective boiling of pure refrigerants HCFC22, HFC134a and HCFC123 flowing in a horizontal microfin tube. The local heat transfer coefficient defined based on the actual inside surface area is measured in the ranges of mass velocity of 200 to 400 kg/m2s, heat flux of 5 to 64 kW/m2 and reduced pressure of 0.07 to 0.24. Using the Chen-type model, a new correlation for microfin tubes is proposed considering the enhancement effect of microfins on both the convective heat transfer and the nucleate boiling components. In the convective heat transfer component, the correlation to predict the heat transfer coefficient of liquid-only flow is determined from preliminary experiments on single-phase flow in microfin tubes, and the two-phase flow enhancement factor is determined from the present experimental data. For the nucleate boiling component, the correlation of Takamatsu et al. for smooth tube is modified. The prediction of the present correlation agrees well with present experimental data, and is available for several microfin tubes which were tested by other researchers.

  19. Evaporation of R134a in a horizontal herringbone microfin tube: heat transfer and pressure drop

    Energy Technology Data Exchange (ETDEWEB)

    Wellsandt, S; Vamling, L [Chalmers University of Technology, Gothenburg (Sweden). Department of Chemical Engineering and Environmental Science, Heat and Power Technology

    2005-09-01

    An experimental investigation of in-tube evaporation of R134a has been carried out for a 4 m long herringbone microfin tube with an outer diameter of 9.53 mm. Measured local heat transfer coefficients and pressure losses are reported for evaporation temperatures between -0.7 and 10.1 {sup o}C and mass flow rates between 162 and 366 kg m{sup -2} s{sup -1}. Results from this work are compared to experimental results from literature as well as predicted values from some available helical microfin correlations. Differences in heat transfer mechanisms between helical and herringbone microfin tubes are discussed, as heat transfer coefficients in the investigated herringbone tube tend to peak at lower vapour qualities compared to helical microfins. Correlations developed for helical microfin tubes generally predict experimental values within {+-}30% for vapour qualities below 50%. However, at higher qualities none of the correlations are able to reflect the early peak of heat transfer coefficients. Predicted pressure gradients reproduce measured values in general within {+-}20%. (author)

  20. Microfinance participation and contraceptive decision-making: results from a national sample of women in Bangladesh.

    Science.gov (United States)

    Murshid, N S; Ely, G E

    2016-10-01

    Our objective was to assess whether microfinance participation affords greater contraceptive decision-making power to women. Population based secondary data analysis. In this cross-sectional study using nationally representative data from the Bangladesh Demographic and Health Survey 2011 we conducted multinomial logistic regression to estimate the odds of contraceptive decision-making by respondents and their husbands based on microfinance participation. Microfinance participation was measured as a dichotomous variable and contraceptive decision-making was conceptualized based on who made decisions about contraceptive use: respondents only; their partners or husbands only; or both. The odds of decision-making by the respondent, with the reference case being joint decision-making, were higher for microfinance participants, but they were not significant. The odds of decision-making by the husband, with the reference case again being joint decision-making, were significantly lower among men who were partnered with women who participated in microfinance (RRR = 0.70, P participation by women allowed men to share decision-making power with their wives that resulted in higher odds of joint decision-making. Copyright © 2016 The Royal Society for Public Health. Published by Elsevier Ltd. All rights reserved.

  1. Capacity, Debility and Differential Inclusion: The Politics of Microfinance in South India

    Directory of Open Access Journals (Sweden)

    Vandana Chaudhry

    2018-02-01

    Full Text Available This article uses a critical disability lens to map how differential inclusion shatters the promise of democratizing capital in microfinance. Based on an ethnographic study of disability microfinance projects of the World Bank in India, it traces the dynamics of inclusion through the exclusion of debilitated bodies that cannot be capacitated within the neoliberal logic of entrepreneurship. A disability perspective brings into relief the pernicious ways that microfinance operates through webs of ableism, capitalism, and other axes of power and domination. It builds upon and contributes to the ongoing debates on microfinance as a form of neoliberal populism by showing what disability has to say about political futures amidst globalizing desires for inclusion, social mobility, and democratizing access to capital. Examining disability as a culturally-specific configuration of precarity and marginalization that is deepened by microfinance programs allows us to challenge the inclusionist claims of finance capital, and re-envision ethically and socially responsible frameworks. Generating culturally grounded knowledge on disability in the global south, this article also makes an important contribution to the field of disability studies, which scholars have argued remains implicated within the hegemony of 'scholarly colonialism' (Meekosha, 2011.

  2. Sustainability evaluation of automatic and conventional milking systems on organic dairy farms in Denmark

    DEFF Research Database (Denmark)

    Oudshoorn, Frank W; Kristensen, Troels; van der Zijpp, A J

    2012-01-01

    Organic dairy farmers in Denmark currently are implementing automatic milking systems (AMS) to save labour costs. As organic agriculture aims at sustainable production, the introduction of a new technology such as AMS should be evaluated regarding its economic viability, environmental impact...... conventional milking systems (CMS). Sustainability indicators were quantified for economic performance of the farm, on-farm eutrophication, on-farm biodiversity, animal welfare (including health), grazing time, milk composition and labour time. Milk yield per cow per year was higher for AMS farms (9021 kg...... was not due to the use of AMS but was caused by a higher export of manure by the CMS farms. The number of veterinary treatments per cow per year was unaffected by AMS use, but culling rate was higher for the AMS farms (38%) than for the CMS farms (32%). There was no difference between the AMS and CMS farms...

  3. Financial resources of the microfinance sector: Securitisation deals – Issues and challenges Interview with the MFIs Grameen Koota and Equitas

    Directory of Open Access Journals (Sweden)

    M. Jayadev

    2012-03-01

    Full Text Available Securitisation has emerged as an innovative and structured product that meets the funding requirements of microfinance institutions (MFIs. This paper provides a contextual note on the microfinance sector and the financial sources of MFIs. The note is followed by interviews with senior executives of two microfinance institutions on the securitisation deals of microfinance institutions. We argue in our note that the microfinance sector needs to be revived to meet the broader goal of financial inclusion. Banks and MFIs have to collaborate with each other to meet this objective. Banks have to encourage MFIs to shift over to low cost finance either by giving direct loans or through innovative deals like securitisation. Commercial banks have to leverage MFIs for their origination and recovery capabilities in small loans.

  4. CORPORATE VOLUNTEERING AS AN ELEMENT OF SUSTAINABLE DEVELOPMENT OF THE ORGANIZATION

    Directory of Open Access Journals (Sweden)

    Natalia Ivanovna Gorlova

    2018-01-01

    Full Text Available Purpose. The article is devoted to the topic of development of corporate volunteering, which is topical for Russian society. The subject of the analysis is corporate volunteering in Russia and its impact on the sustainable development of the organization. Corporate volunteering is seen at the intersection of the interests of the company, employees and the local community. The aim of the research is a theoretical analysis of modern practices of corporate volunteer activity as a factor of sustainable development of the organization. Methodology. Within the framework of the article, using the method of comparison and grouping, we analyzed and studied the materials of the latest international and Russian studies based on expert opinions from business, government, civil society on this phenomenon. Results. The results of the work consist in the fact that the authors grouped and summarized the motivational attitudes of participants in the corporate volunteer movement, presented practical recommendations on the formation of a system for supporting corporate volunteering, and showed the relationship between the organization’s sustainable development and corporate volunteering. Practical implications. The practical significance of the study is that its conclusions and recommendations can be used in the organization of corporate volunteering in Russian companies.

  5. The Analysis on the Sources of Micro-finance Institutions Funding and Financing Level rate%小额信贷机构资金来源及融资杠杆率探析

    Institute of Scientific and Technical Information of China (English)

    高晨红

    2013-01-01

    小额信贷机构在促进经济增长、增加就业、推动科技创新等方面具有不可替代的作用。但较之于国外发展较为成熟的经济体,我国的小额信贷机构尚处于探索阶段,信贷资金来源受限难以满足现金需求,融资杠杆率低制约着其资本收益率,这些都限制着我国小额信贷机构的可持续发展。对比国外成功经验,我国应给予小额信贷机构更多政策扶持,提高其融资杠杆率,拓宽其资金来源。%Micro-finance institutions have an irreplaceable role in promoting economic growth, increasing employment, promoting innovation of science and technology etc.. The petty loan companies in recent years the rapid development of our country. But economies compared with foreign mature, micro-finance institutions of China is still in the exploratory stage, the credit limited sources of funding to meet the demands for cash, leverage ratio is low restricted small loan company capital profit rate, these are restricting the sustainable development of China's micro-finance institutions. Micro-finance institutions compared to the foreign successful funding and financing leverage, China should give more policy support, improve the financing lever small loan rate, broaden the sources of funding of small loan companies.

  6. Are Physicians Obliged to Lead Environmental Sustainability Efforts in Health Care Organizations?

    Science.gov (United States)

    Macpherson, Cheryl C; Hill, Jonathan

    2017-12-01

    Climate change threatens health, health care, and the industries and resources upon which these depend. The growing prevalence and severity of its health consequences and economic costs are alarming health professionals and organizations as their professional obligations, grounded in the core value of health, include protecting against these harms. One means of fulfilling these obligations is to lead or support sustainability initiatives that are built upon current, reliable, accurate, and unbiased evidence and collaboratively tailored to meet specific needs and respond to specific contexts. We consider why and how health professionals and organizations should lead or support such initiatives. © 2017 American Medical Association. All Rights Reserved.

  7. A Review of Organic Farming for Sustainable Agriculture in Northern India

    Directory of Open Access Journals (Sweden)

    S. K. Yadav

    2013-01-01

    Full Text Available In the post independence period, the most important challenge in India has been to produce enough food for the growing population. Hence, high-yielding varieties are being used with infusion of irrigation water, fertilizers, or pesticides. This combination of high-yielding production technology has helped the country develop a food surplus as well as contributing to concerns of soil health, environmental pollution, pesticide toxicity, and sustainability of agricultural production. Scientists and policy planners are, therefore, reassessing agricultural practices which relied more on biological inputs rather than heavy usage of chemical fertilizers and pesticides. Organic farming can provide quality food without adversely affecting the soil’s health and the environment; however, a concern is whether large-scale organic farming will produce enough food for India’s large population. Certified organic products including all varieties of food products including basmati rice, pulses, honey, tea, spices, coffee, oilseeds, fruits, cereals, herbal medicines, and their value-added products are produced in India. Non edible organic products include cotton, garments, cosmetics, functional food products, body care products, and similar products. The production of these organic crops and products is reviewed with regard to sustainable agriculture in northern India.

  8. Energy-microfinance intervention for low income households in India

    Science.gov (United States)

    Rao, P. Sharath Chandra

    In India, limited energy access and energy inequity hamper the lives of low income households. Traditional fuels such as firewood and dung cake account for 84 percent and 32 percent of the rural and urban household cooking energy (NSSO, 2007). With 412 million people without access to electricity in 2005, India hosts the world's largest such population (IEA, 2007). But, low income households still spend 9 - 11.7 percent1 of their incomes on inefficient forms of energy while wealthy households spend less than 5 percent on better energy products (Saghir, 2005). Renewable energy technologies coupled with innovative financial products can address the energy access problem facing the low income households in India (MacLean & Siegel, 2007; REEEP, 2009). Nevertheless, the low income households continue to face low access to mainstream finance for purchasing renewable energy technology at terms that meet their monthly energy related expenditure (ESMAP, 2004a; SEEP, 2008a) and low or no access to energy services (Ailawadi & Bhattacharyya, 2006; Modi et. al., 2006). The lack of energy-finance options has left the marginalized population with little means to break the dependence on traditional fuels. This dissertation proposes an energy microfinance intervention to address the present situation. It designed a loan product dedicated to the purchase of renewable energy technologies while taking into account the low and irregular cash flows of the low income households. The arguments presented in this dissertation are based on a six-month pilot project using this product designed and developed by the author in conjunction with a microfinance institution and its low income clients and Energy Service Companies in the state of Karnataka. Finding the right stakeholders and establishing a joint agreement, obtaining grant money for conducting the technology dissemination workshops and forming a clear procedure for commissioning the project, are the key lessons learnt from this study

  9. Condensation of pure and near-azeotropic refrigerants in microfin tubes: A new computational procedure

    Energy Technology Data Exchange (ETDEWEB)

    Cavallini, A; Del Col, D; Mancin, S; Rossetto, L [Dipartimento di Fisica Tecnica, University of Padova, Via Venezia 1, Padova 35131 (Italy)

    2009-01-15

    Microfin tubes are widely used in air cooled and water cooled heat exchangers for heat pump and refrigeration applications during condensation or evaporation of refrigerants. In order to design heat exchangers and to optimize heat transfer surfaces, accurate procedures for computing pressure drops and heat transfer coefficients are necessary. This paper presents a new simple model for the prediction of the heat transfer coefficient to be applied to condensation in horizontal microfin tubes of halogenated and natural refrigerants, pure fluids or nearly azeotropic mixtures. The updated model accounts for refrigerant physical properties, two-phase flow patterns in microfin tubes and geometrical characteristics of the tubes. It is validated against a data bank of 3115 experimental heat transfer coefficients measured in different independent laboratories all over the world including diverse inside tube geometries and different condensing refrigerants among which R22, R134a, R123, R410A and CO{sub 2}. (author)

  10. Experimental Study on Flow Boiling of Carbon Dioxide in a Horizontal Microfin Tube

    Science.gov (United States)

    Kuwahara, Ken; Ikeda, Soshi; Koyama, Shigeru

    This paper deals with the experimental study on flow boiling heat transfer of carbon dioxide in a micro-fin tube. The geometrical parameters of micro-fin tube used in this study are 6.07 mm in outer diameter, 5.24 mm in average inner diameter, 0.256 mm in fin height, 20.4 in helix angle, 52 in number of grooves and 2.35 in area expansion ratio. Flow patterns and heat transfer coefficients were measured at 3-5 MPa in pressure, 300-540 kg/(m2s) in mass velocity and -5 to 15 °C in CO2 temperature. Flow patterns of wavy flow, slug flow and annular flow were observed. The measured heat transfer coefficients of micro-fin tube were 10-40 kW/(m2K). Heat transfer coefficients were strongly influenced by pressure.

  11. An empirical approach to the credit risk assessment of a microfinance institution in Peru

    Directory of Open Access Journals (Sweden)

    Juan Lara Rubio

    2011-06-01

    Full Text Available The growth of micro-credit along with the excellent conditions to carry out microfinance activity in the economy and financial system of the Republic of Peru are pushing for Microfinance Institutions (IMF increased competition with banks in this segment business. Like in commercial banks, in microfinance questions such as: is this customer profitable?, What is the credit limit that I must accept to his/her application?, What interest rate should I charge to him/ her?, How I can reduce the risk default?, etc., are matters to be assessed properly. We propose a method that could facilitate improvement in customer qualification between failed and not failed. To this end, we propose a methodology that analyzes credit risk in the provision of microcredit through the design of a credit scoring model that we apply to a Development Agency for Small and Micro Enterprise (EDPYME, which is an IMF under the supervision by the Banking and Insurance Superintendency (SBS.

  12. Experimental research on single phase convection heat transfer in micro-fin tube

    International Nuclear Information System (INIS)

    Fan Guangming; Sun Zhongning; Zhu Sheng

    2011-01-01

    An experimental investigation of heat transfer and flow resistance characteristics of single phase water in three micro-fin tubes with different fin height was conducted. At the same time, the efficiency of micro-fin tubes within the experimental scope was evaluated and the optimal working region was determined. Based on the experimental data in the optimal working region, correlations for predicting the heat transfer and flow resistance were also given by multiple regression method. The result indicates that the micro-fin tubes can greatly enhance the single-phase heat transfer in turbulent flow, and the increase of heat transfer coefficient is higher than the increase of flow resistance. The accuracy of the correlation is very high, of which the deviation from the experimental value is very small. (authors)

  13. Determinants of microfinance outreach in Sub-Saharan Africa: A panel approach

    Directory of Open Access Journals (Sweden)

    Abdulai Adams

    2017-01-01

    Full Text Available Orientation: The study focused on analysing the outreach performance of microfinance institutions (MFIs in providing critical services for the poor using innovative lending techniques within constrained environments. Research purpose: The study examined the trade-off relations between the depth and the breadth of outreach and identified institutional level factors that influence MFIs outreach in sub-Saharan Africa (SSA. Motivation for the study: MFIs continue to play critical roles in extending financial services to the poor and yet previous studies have not analysed comprehensively the dimensions of outreach necessary for financial inclusion. Research design, approach and methods: The study employed correlation analysis and random effects methodology to panel data regression analysis (619 observations, 71 MFIs across 10 countries to establish the trade-off relations and the determinants of outreach in SSA. Main findings: It was established that a trade-off exists between the depth of outreach (access to credit disbursement by poor clients and breadth of outreach (number of clients served. The results further revealed that gross loan portfolio, portfolio at risk, borrower per staff member, interest rate, and operating expenses to assets ratio are the main institutional determinants of MFIs outreach in SSA. Practical/managerial implications: The policy implication is that MFIs that concentrate efforts in reaching the relatively poor do so at the expense of reaching a large number of poor clients. We suggest that effective monitoring of depth and breadth and the adoption and implementation of cost-saving outreach technologies by MFIs could enable them to operate sustainably and efficiently. Contribution/value added: A major contribution of the study is the trade-off relations revealed between the depth of outreach and the breadth of outreach of MFIs which advances the outreach literature.

  14. Sustainability in Organizations: The Application of the Gaia Method for Managing Environmental Impact on a Company

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    Celso Giancarlo Duarte de Mazo

    2015-12-01

    Full Text Available This article demonstrates a method of managing environmental impacts, thus assessing the degree of sustainability of an organization.As an object of study, the GAIA (Gerenciamento de Aspectos e Impactos Ambientais = Management of Environmental Aspects and Impacts method for management of environmental aspects and impacts was used, based on the development of three fundamental stages: awareness, knowledge and training, having been applied to a small company in the baking business. A bibliographical research on business sustainability was carried out so theoretical basis could support field research. By way of a questionnaire and interviews, it was identified that the company has sustainability indicators at a good level, as the GAIA method states. The research presented data that confirm the efficiency of the GAIA method, with the identification of data that make it possible to determine strategies to develop actions that improve the company’s social and environmental sustainability. For future studies, we suggest that the focus of this method be expanded, thus deepening the issue of socioeconomic indicators.

  15. Sustainable Logistics: A Literature Review and Exploratory Study of Irish Based Manufacturing Organizations

    Directory of Open Access Journals (Sweden)

    P.J. Byrne

    2013-07-01

    Full Text Available There is growing evidence that the influence of environmental performance as a decision criteria in the consumption of products/ services for consumers is growing. It’s in the logistic operations where most organizations can implement green supply chain strategies. This paper presents a comprehensive literature review charting the evolution of logistics operations as it increasingly includes modern environmental concerns. Building on this the paper also presents the results of an exploratory face to face survey that was conducted to analyse attitudes to, knowledge of and preparedness among sellers but more extensively buyers of logistics services to implement sustainable logistics in Ireland. The paper shows that there is a varying degree of willingness among logistic buying organizations to implement practices to address the environmental impact of their activities. The results show that although the majority of these organizations are willing to some extent, this is not universal, with a significant proportion of organizations believing that there are hidden costs and risks associated with the implementation of sustainable logistics.

  16. The Role of Marketing Audit in Evaluation Sustainable Marketing Performance in Romanian Organizations

    Directory of Open Access Journals (Sweden)

    Daniel Serbănică

    2015-08-01

    Full Text Available In today`s society, marked by profound changes in consumer attitudes towards the environment and social issues, organizations are forced to behave responsibly, to be oriented towards a sustainable marketing. However the efforts of the organization should be evaluated periodically to see the extent to which objectives are achieved and the extent to which resource consumption leads to results. From the marketing perspective, this can be achieved through marketing audit, which is a tool for evaluating and controlling a marketing organization’s performance. This paper aims, through a documentary study in the first part and an exploratory quantitative research, in the second, to highlight the role and place of the audit of marketing in companies in Romania, to assess the effectiveness of marketing activity undertaken the principles of sustainability. The last part of the paper includes research findings and a series of theoretical and managerial recommendations on the use of marketing audit as a tool for assessing the sustainability of marketing companies in the target group, with the possibility of generalizing to all companies operating on the market in Romania.

  17. Experimental Study of Flow Boiling Heat Transfer in a Horizontal Microfin Tube

    OpenAIRE

    Yu, Jian; Koyama, Shigeru; Momoki, Satoru

    1995-01-01

    An experimental study on flow boiling heat transfer in a horizontal microfin tube is conducted with pure refrigerants HFC134a, HCFC123 and HCFC22 using a water-heated double-tube type test section. The test microfin tube is a copper tube having the following dimensions: 8.37mm mean inside diameter, 0.168mm fin height, 60fin number and 18 degree of helix angle. The local heat transfer coefficients for both counter and parallel flows are measured in a range of heat flux of 1 to 93W/m^2, mass ve...

  18. Experimental study on void fraction of two-phase flow inside a micro-fin tube

    OpenAIRE

    Koyama, Shigeru; Chen, Yongchang; Kitano, Ryuji; Kuwahara, Ken

    2001-01-01

    In this paper the void fraction and flow pattern of the two-phase flow in a micro-fin tube were investigated experimentally for a pure refrigerant HFC134a. The experiment was carried out at a pressure range of 0.6 and 1.2MPa with mass velocities of 90 and 180kg/m^2 s, in which the vapor quality varied from 0 to 1. The void fraction was measured by means of simultaneously closing valves of both sides of the test tube at adiabatic condition. Experimental results for the micro-fin tube were comp...

  19. Application and Prospect of Superconducting High Gradient Magnetic Separation in Disposal of Micro-fine Tailings

    Science.gov (United States)

    Yang, Changqiao; Li, Suqin; Guo, Zijie; Kong, Jiawei

    2017-12-01

    Magnetic separation technology is playing an increasingly important role in the field of environmental protection such as waste gas, waste water and solid waste treatment. As a new type of solid waste treatment technology, superconducting high gradient magnetic separation (HGMS) is mainly applied in the separation of micro-fine weakly magnetic particles because of the advantages of high separation efficiency, energy saving, simple equipment and easy automation. In this paper, the basic principle of superconducting HGMS was firstly introduced, then the research status of scholars at home and aboard on the disposal of micro-fine tailings were summarized. Finally, the direction of development for HGMS was put forward.

  20. I Have a Dream: Organic Movements Include Gene Manipulation to Improve Sustainable Farming

    Directory of Open Access Journals (Sweden)

    Gerhart U. Ryffel

    2017-03-01

    Full Text Available Several papers in a Special Issue of Sustainability have recently discussed various aspects to evaluate whether organic farming and gene manipulation are compatible. A special emphasis was given to new plant breeding techniques (NPBTs. These new approaches allow the most predictable genetic alterations of crop plants in ways that the genetically modified plant is identical to a plant generated by conventional breeding. The articles of the Special Issue present the arguments pro and contra the inclusion of the plants generated by NPBTs in organic farming. Organic movements have not yet made a final decision whether some of these techniques should be accepted or banned. In my view these novel genetically manipulated (GM crops could be used in such a way as to respect the requirements for genetically manipulated organisms (GMOs formulated by the International Federation of Organic Movements (IFOAM. Reviewing the potential benefits of disease-resistant potatoes and bananas, it seems possible that these crops support organic farming. To this end, I propose specific requirements that the organic movements should proactively formulate as their standards to accept specific GM crops.

  1. Sustainability of US Organic Beef and Dairy Production Systems: Soil, Plant and Cattle Interactions

    Directory of Open Access Journals (Sweden)

    Kathy J. Soder

    2013-07-01

    Full Text Available In 2010, the National Organic Program implemented a rule for the US stating that pasture must be a significant source of feed in organic ruminant systems. This article will focus on how the pasture rule has impacted the management, economics and nutritional value of products derived from organic ruminant systems and the interactions of grazing cattle with pasture forages and soils. The use of synthetic fertilizers is prohibited in organic systems; therefore, producers must rely on animal manures, compost and cover crops to increase and maintain soil nitrogen content. Rotational and strip grazing are two of the most common grazing management practices utilized in grazing ruminant production systems; however, these practices are not exclusive to organic livestock producers. For dairy cattle, grazing reduces foot and leg problems common in confinement systems, but lowers milk production and exposes cows to parasites that can be difficult to treat without pharmaceuticals. Organic beef cattle may still be finished in feedlots for no more than 120 days in the US, but without growth hormones and antibiotics, gains may be reduced and illnesses increased. Grazing reduces the use of environmentally and economically costly concentrate feeds and recycles nutrients back to the soil efficiently, but lowers the rate of beef liveweight gain. Increased use of pasture can be economically, environmentally and socially sustainable if forage use efficiency is high and US consumers continue to pay a premium for organic beef and dairy products.

  2. Sustainability, natural and organic cosmetics: consumer, products, efficacy, toxicological and regulatory considerations

    Directory of Open Access Journals (Sweden)

    Bruno Fonseca-Santos

    2015-03-01

    Full Text Available The interest in sustainable products has increased along the years, since the choice of products, packaging and production processes have a great impact on the environment. These products are classified by regulatory agencies in different categories, aggregating advantages to the product and increasing the demand by consumers. However, there is no harmonization in guidelines of these certifying agencies and each cosmetic industry formulates their product and packaging in a more rational way, which causes less damage to the environment. Many cosmetic products have in their formulation natural products that perform a specific biological function, but these products should be evaluated on efficacy and toxicological aspects. The aim of this article is to approach sustainability, natural and organic cosmetics, considering the consumer and the efficacy, toxicological and regulatory aspects.

  3. An Integrated Diagnostic Framework to Manage Organization Sustainable Growth: An Empirical Case

    Directory of Open Access Journals (Sweden)

    Jingxiao Zhang

    2016-03-01

    Full Text Available This research aims to develop a quantitative diagnostic framework by combining the Weisbord six-box model with the growth management model to focus on an organization’s internally driven sustainable management system. The research adopted an instrument developed by Preziosi and an extended Weisbord six-box model. The research employed a survey to collect 180 samples in a Chinese petrol company and applied the comparative method: (a the average score method; and (b the entropy method to confirm the growth level of the company. The survey also attempted to identify corresponding top growth influence factors using the obstacle degree formula. The results showed that the integrated diagnostic framework worked well to diagnose a regional but large Chinese petroleum company. In other words, the research successfully quantified the growth position and top influence factors and helped put forward specific suggestions to drive the organization of sustainable development. The method confirmed this organization during the fourth phase of five phases. In addition, top influence factors hindering the internal growth were (a the lack of task engagement with energy and time; (b the lack of personal work units; and (c a poor division of labor for reaching sustainable growth rates. The research provides a generic theoretical framework support to incorporate growth management models into an organizational diagnosis to obtain sustainable growth. It further highlights and practices guidelines in examining actual growth management levels in companies and discusses top influence factors to design efficient management systems to pursue organizational growth in a multitude of industrial contexts.

  4. Microfinance Participation, Control Over Resources, and Justification of IPV: Results From a Nationally Representative Sample of Women.

    Science.gov (United States)

    Murshid, Nadine Shaanta

    2016-04-13

    A high percentage of men and women are purported to justify intimate partner violence (IPV) in countries that are steeped in patriarchy even in the presence of programs such as microfinance that aim to address gender equity. This article examines two assertions that emerge from the literature on microfinance and its potential for positive outcomes for women who participate in it: (a) Microfinance participation is associated with reduced justification of IPV, and (b) microfinance participants with control over their own resources are less likely to justify IPV when compared with microfinance participants who do not have control over their resources. Couples data from a nationally representative survey, the Bangladesh Demographic and Health Survey, were used in the present study. Propensity score matching and logistic regression analyses were conducted to reveal that (a) microfinance participation was not associated with justification of IPV and that (b) women who participated in microfinance were less likely to justify IPV when they had no control over their resources. Implications for practitioners and policymakers are discussed. © The Author(s) 2016.

  5. Men's response to their wives' participation in microfinance: perpetration and justification of intimate partner violence in Bangladesh.

    Science.gov (United States)

    Murshid, N S

    2016-12-01

    The present study adds to extant literature on the association between microfinance participation and intimate partner violence (IPV) by assessing a national sample of men married to microfinance participants. The key objective was to assess whether there was a positive association between wives' microfinance participation and men's perpetration and justification of IPV in urban areas of Bangladesh. This study is based on a population-based secondary data analysis. In this cross-sectional study, data from a national sample of men from the 2007 Bangladesh Demographic and Health Survey were analysed using logistic regression analyses. IPV perpetration was measured using a modified Conflict Tactics Scale and justification of IPV was measured based on 'justification of wife beating' statements with which men agreed or disagreed. Men married to microfinance participants were not significantly different from men married to non-participants of microfinance in terms of IPV perpetration in both urban and rural areas. However, the interaction effect of wives' microfinance participation and urban living on men's justification of IPV revealed a significant and positive beta coefficient. Specifically, wives' participation in microfinance was positively associated with men's justification of IPV in urban areas (β = 0.51, P men and women. Copyright © 2016 The Royal Society for Public Health. Published by Elsevier Ltd. All rights reserved.

  6. Organic vs. organic - soil arthropods as bioindicators of ecological sustainability in greenhouse system experiment under Mediterranean conditions.

    Science.gov (United States)

    Madzaric, Suzana; Ceglie, F G; Depalo, L; Al Bitar, L; Mimiola, G; Tittarelli, F; Burgio, G

    2017-11-23

    Organic greenhouse (OGH) production is characterized by different systems and agricultural practices with diverse environmental impact. Soil arthropods are widely used as bioindicators of ecological sustainability in open field studies, while there is a lack of research on organic production for protected systems. This study assessed the soil arthropod abundance and diversity over a 2-year crop rotation in three systems of OGH production in the Mediterranean. The systems under assessment differed in soil fertility management: SUBST - a simplified system of organic production, based on an input substitution approach (use of guano and organic liquid fertilizers), AGROCOM - soil fertility mainly based on compost application and agroecological services crops (ASC) cultivation (tailored use of cover crops) as part of crop rotation, and AGROMAN - animal manure and ASC cultivation as part of crop rotation. Monitoring of soil fauna was performed by using pitfall traps and seven taxa were considered: Carabidae, Staphylinidae, Araneae, Opiliones, Isopoda, Myriapoda, and Collembola. Results demonstrated high potential of ASC cultivation as a technique for beneficial soil arthropod conservation in OGH conditions. SUBST system was dominated by Collembola in all crops, while AGROMAN and AGROCOM had more balanced relative abundance of Isopoda, Staphylinidae, and Aranea. Opiliones and Myriapoda were more affected by season, while Carabidae were poorly represented in the whole monitoring period. Despite the fact that all three production systems are in accordance with the European Union regulation on organic farming, findings of this study displayed significant differences among them and confirmed the suitability of soil arthropods as bioindicators in protected systems of organic farming.

  7. Theoretical analysis of film condensation in horizontal microfin tubes; Microfin tsuki suihei kannai gyoshuku no riron kaiseki

    Energy Technology Data Exchange (ETDEWEB)

    Honda, H; Wang, H [Kyushu University, Fukuoka (Japan). Institute of Advanced Material Study; Nozu, S [Okamaya Prefectural University, Okayama (Japan). Faculty of Computer Science and System Engineering

    2000-10-25

    A theoretical study has been made of film condensation in helically-grooved, horizontal microfin tubes. The annular flow regime and the stratified flow regime were considered. For the annular flow regime, a previously developed theoretical model was applied. For the stratified flow regime, the height of stratified condensate was estimated by a modified Taitel and Dukler model. For the upper part of the tube exposed to the vapor flow, numerical calculation of Laminar film condensation considering the combined effects of gravity and surface tension forces was conducted. The heat transfer coefficient at the lower part of the tube was estimated by an empirical equation for the internally finned tubes developed by Carnavos. The theoretical predictions of the circumferential average heat transfer coefficient by the two theoretical models were compared with available experimental data for four refrigerants and four tubes. Generally, the annular flow model gave a higher heat transfer coefficient than the stratified flow model in the high quality region, whereas the stratified flow model gave a higher heat transfer coefficient in the low quality region. For tubes with fin heights of 0.16 {approx} 0.24 mm, most of the experimental data agreed within {+-} 20% with the higher of the two theoretical predictions. (author)

  8. THE DISCLOSURE OF INFORMATION ON SUSTAINABLE DEVELOPMENT ON THE CORPORATE WEBSITE OF THE CERTIFIED PORTUGUESE ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Filipe Carvalho

    2018-03-01

    Full Text Available The Internet is a privileged means of communication towards Sustainable Development (SD, where information disclosed knows no borders. The aim of the study is to determine the nature of the content that is disclosed on the corporate website and the profile of the certified Portuguese organizations which disclose information on SD, that is, about Integrated Management Systems (IMS, Corporate Sustainability (CS and Corporate Social Responsibility (CSR. This research consists of an exploratory analysis of the institutional website of 422 organizations with certified management systems in quality (ISO 9001, environment (ISO 14001 and occupational health and safety (BS OHSAS 18001. The research was based on the content analysis method, which allowed quantifying the contents of the information disclosed on the website by category and subcategories of analysis. The content available on the website was quantified using the Information Disclosure Index (IDI. The certified Portuguese organizations with greater business volume (turnover and the public limited companies (PLC disclose more information on SD on their website than the others.

  9. Volunteer Tourism as a Sustainable Form of Tourism—The Case of Organized Events

    Directory of Open Access Journals (Sweden)

    Kristína Pompurová

    2018-05-01

    Full Text Available This paper focuses on volunteer tourism as a sustainable form of tourism relating to the volunteer service at a tourism destination and specific tourism activities. The aim of the paper is to explore volunteer tourism in Slovakia with examples of organized events, especially to search exactly how event’s organizers support the development of domestic and inbound volunteer tourism in Slovakia. This paper is based on a sociological survey. We addressed 653 heterogeneous event’s organizers in Slovakia. 18% of them participated in the questionnaire survey. The collected data were processed by selected mathematical and statistical methods in SPSS statistics program. As such, we found most events organizers team up with volunteers. Only half of the organizers cooperate with local volunteers, while the second half also support the development of volunteer tourism engaging in voluntourism. In the case of attractive events, the engagement of voluntourists could be more effective. The current situation has resulted from missing information about the management of volunteers but it could be improved through an e-manual for event organizers providing an outline guide for volunteer management.

  10. Model of sustainable utilization of organic solids waste in Cundinamarca, Colombia

    Directory of Open Access Journals (Sweden)

    Solanyi Castañeda Torres

    2017-05-01

    Full Text Available Introduction: This article considers a proposal of a model of use of organic solids waste for the department of Cundinamarca, which responds to the need for a tool to support decision-making for the planning and management of organic solids waste. Objective: To perform an approximation of a conceptual technical and mathematician optimization model to support decision-making in order to minimize environmental impacts. Materials and methods: A descriptive study was applied due to the fact that some fundamental characteristics of the studied homogeneous phenomenon are presented and it is also considered to be quasi experimental. The calculation of the model for plants of the department is based on three axes (environmental, economic and social, that are present in the general equation of optimization. Results: A model of harnessing organic solids waste in the techniques of biological treatment of composting aerobic and worm cultivation is obtained, optimizing the system with the emissions savings of greenhouse gases spread into the atmosphere, and in the reduction of the overall cost of final disposal of organic solids waste in sanitary landfill. Based on the economic principle of utility that determines the environmental feasibility and sustainability in the plants of harnessing organic solids waste to the department, organic fertilizers such as compost and humus capture carbon and nitrogen that reduce the tons of CO2.

  11. Perception, understanding and initiatives with regard to sustainable development: A profile of Québec tourism organizations

    OpenAIRE

    Auger, Denis; Bélanger, Vincent

    2011-01-01

    The concept of sustainable development is not new. However, its application in the field of tourism in Québec needs to be clarified. This way, this study is aimed at drawing the profile of Québec tourist organizations, at comparing the initiatives developed according to various perspectives (environmental, social and economic) and finally, to verify the coherence between the level of importance these organizations give to the concepts of sustainable development and the application of these wi...

  12. Transitions towards sustainable agriculture: the organic apiculture niche in an Argentinean cooperative

    Directory of Open Access Journals (Sweden)

    Maximiliano Vila Seoane

    2017-05-01

    Full Text Available This article argues that it is possible to transform innovation pathways in natural-resource-based industries towards more sustainable ones. In particular, it employs the socio-technical transitions framework to understand the structural barriers that the industrial agricultural system puts to COOPSOL, an Argentinean cooperative project of organic apiculture. The article is based on qualitative data that systematize, on the one hand, the pressures for continuity and change in the agricultural system. On the other hand, the data reveal the main perceptions of COOPSOL´s actors about the existing structural limits.

  13. Sustainable Utility of Magnetically Recyclable Nano-Catalysts in Water: Applications in Organic Synthesis

    Directory of Open Access Journals (Sweden)

    Manoj B. Gawande

    2013-10-01

    Full Text Available Magnetically recyclable nano-catalysts and their use in aqueous media is a perfect combination for the development of greener sustainable methodologies in organic synthesis. It is well established that magnetically separable nano-catalysts avoid waste of catalysts or reagents and it is possible to recover >95% of catalysts, which is again recyclable for subsequent use. Water is the ideal medium to perform the chemical reactions with magnetically recyclable nano-catalysts, as this combination adds tremendous value to the overall benign reaction process development. In this review, we highlight recent developments inthe use of water and magnetically recyclable nano-catalysts (W-MRNs for a variety of organic reactions namely hydrogenation, condensation, oxidation, and Suzuki–Miyaura cross-coupling reactions, among others.

  14. Swedish Consumers' Perception of Food Quality and Sustainability in Relation to Organic Food Production.

    Science.gov (United States)

    Bosona, Techane; Gebresenbet, Girma

    2018-04-01

    Consumers' demand for locally produced and organic foods has increased in Sweden. This paper presents the results obtained from the analysis of data acquired from 100 consumers in Sweden who participated in an online survey during March to June 2016. The objective was to identify consumers' demand in relation to organic food and sustainable food production, and to understand how the consumers evaluate food quality and make buying decisions. Qualitative descriptions, descriptive statistics and Pearson's Chi-square test (with alpha value of p price were found to be relatively less important parameters. Food buying decisions and food quality were found to be highly related with Pearson's correlation coefficient of r = 0.99.

  15. Sustainable use of pig slurry, with and without treatment, as an amendment organic in almond crop

    International Nuclear Information System (INIS)

    Dominguez Oliver, S. G.; Faz Cano, A.

    2009-01-01

    This study consists in the use of different forms of slurry, as an organic fertilizer, on almond trees located in La Aljorra (Cartegena, Murcia). The slurry used comes from a farm near the area of study, which has a treatment system composed by tree parts: a phase separator, a bioreactor and 5 constructed wetlands of vertical flow. Different phases of slurry are obtained from each part of the system. The results show the reduction of most of the parameters lime salinity, BOD 5 QOD, nitrate, etc. The use of these effluents as an organic amend in different doses, supposes a sustainable way of management of these residues; at the same time it improves the soil properties and the agronomic quality of the almond tree crop. (Author) 4 refs.

  16. Microfinance Institutions' Successful Delivery Of Micronutrient Powders: A Randomized Trial In Rural Haiti.

    Science.gov (United States)

    Baum, Aaron; Elize, Wesly; Jean-Louis, Florence

    2017-11-01

    Globally, two-thirds of child deaths could be prevented by increased provision of health interventions such as vaccines, micronutrient supplements, and water purification tablets. We report the results from a randomized controlled trial in Haiti during 2012 that tested whether microfinance institutions-which reach 200 million households worldwide-can effectively deliver health products. These institutions provide loans to underserved entrepreneurs, primarily poor women in rural areas. In the intervention group, micronutrient powders to improve the nutrition of young children were distributed at regularly occurring microfinance meetings by a trained borrower. In both the control and the intervention groups, nurses led seminars on nutrition and extended breastfeeding during microfinance meetings. At three-month follow-up, the mean difference in hemoglobin concentration between children in the intervention group and those in the control group was 0.28 grams per deciliter (g/dL)-with a subsample of younger children (under two years of age) showing greater relative improvement (0.46 g/dL)-and the odds ratio for children in the intervention group meeting the diagnostic criteria for anemia was 0.64. The results are similar to those of previous studies that evaluated micronutrient powder distribution through dedicated health institutions. Our findings suggest that microfinance institutions are a promising platform for the large-scale delivery of health products in low-income countries.

  17. Econometric analyses of microfinance credit group formation, contractual risks and welfare impacts in Northern Ethiopia

    NARCIS (Netherlands)

    Berhane Tesfay, G.

    2009-01-01

    Key words
    Microfinance, joint liability, contractual risk, group formation, risk-matching, impact evaluation, Panel data econometrics, dynamic panel probit, trend models, fixed-effects, composite counterfactuals, propensity score matching, farm households, Ethiopia.

    Lack of

  18. Microfinance et les TIC : soutien au programme STAR de Hivos en ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    Open source framework : opportunities for microfinance ... Le Conseil des gouverneurs félicite Jean Lebel pour son nouveau mandat au ... CDRI est heureux d'annoncer que le premier appel à candidatures pour les bourses de début de.

  19. The impact of gender and business training for female microfinance clients in Vietnam

    NARCIS (Netherlands)

    Vu, Nhung; van Velzen, Rosine; Lensink, Robert; Bulte, Erwin H.

    2015-01-01

    This study documents the impact of offering a gender and business training to female microfinance clients in Vietnam on business outcomes and women empowerment using a randomised controlled trial. Many researchers argue that management and business skills are crucial to increase productivity and

  20. La microfinance et les TIC : systèmes d'information de gestion en ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    Extrants. Études. MIFOS presentation. 46627. Études. Research results : analyzing the impact of introducing an automated management information system within microfinance institutions. 46626. Études. ICT considerations for MFIs. 46625. Études. Open MIS and micro-banking for everyone! 46624 ...

  1. How microfinance empowers women in Côte d'Ivoire

    NARCIS (Netherlands)

    Fofana, B.; Antonides, G.; Niehof, A.; Ophem, van J.A.C.

    2015-01-01

    This study deals with the effect of microcredit on women’s livelihood and empowerment in rural areas of Côte d’Ivoire. A cross-section survey was conducted among 185 borrowers from two microfinance institutions and 209 non-borrowers in rural areas of Côte d’Ivoire. In addition, a focus group

  2. Impact assessment of microfinance institutions in Nigeria: gaps, inefficiencies and emerging solutions

    Directory of Open Access Journals (Sweden)

    Okunnu,Mustapha Abiodun

    2010-12-01

    Full Text Available Microfinance has received a lot of attention recently, both from policy makers as well as in academic circles. Microfinance interventions have contributed significantly to small business development. The success story of microfinance schemes notwithstanding, they have the problem of excluding the poorest of the poor and at times do not have the characteristics that encourage entrepreneurial development. This paper reviews the achievements of the ‘microfinance revolution’, through reference to the now extensive literature. It finds that there are many opportunities to improve and innovate. The interpretation reveals that as more the number of years of formal education of respondents, the more the level of enlightenment which will determine the level of annual savings. It is also confirmed that there is negative relationship between the nature of business enterprises and social cultural expenses. This negative relationship could be explained as the more the expenditure on social and cultural issues the less the annual savings. To illustrate this finding, the paper concentrates on examining what we need to know to design and deliver better financial products to the poor, especially the poorest. It argues that financial services for the poor are essentially a matter of helping the poor turn their savings into sums large enough to satisfy a wide range of business, consumption, personal, social and asset-building needs.

  3. Experimental Study on Cooling Heat Transfer of Supercritical Carbon Dioxide Inside Horizontal Micro-Fin Tubes

    Science.gov (United States)

    Kuwahara, Ken; Higashiiu, Shinya; Ito, Daisuke; Koyama, Shigeru

    This paper deals with the experimental study on cooling heat transfer of supercritical carbon dioxide inside micro-fin tubes. The geometrical parameters in micro-fin tubes used in the present study are 6.02 mm in outer diameter, 4.76 mm to 5.11 mm in average inner diameter, 0.15 mm to 0.24 mm in fin height, 5 to 25 in helix angle, 46 to 52 in number of fins and 1.4 to 2.3 in area expansion ratio. Heat transfer coefficients were measured at 8-10 MPa in pressure, 360-690 kg/(m2•s) in mass velocity and 20-75 °C in CO2 temperature. The measured heat transfer coefficients of micro-fin tubes were 1.4 to 2 times higher than those of the smooth tube having 4.42 in inner diameter. The predicted heat transfer coefficients using the correlation equation, which was developed for single-phase turbulent fluid flow inside micro-fin-tubes, showed large deviations to the measured values. The new correlation to predict cooling heat transfer coefficient of supercritical carbon dioxide inside micro-fin tubes was developed taking into account the shape of fins based on experimental data empirically. This correlation equation agreed within ±20% of almost all of the experimental data.

  4. La microfinance et les TIC : systèmes d'information de gestion en ...

    International Development Research Centre (IDRC) Digital Library (Canada)

    Hivos procède actuellement à l'exécution d'un programme (STAR) visant à mettre les technologies de l'information et de la communication (TIC) au service des ONG qui oeuvrent dans les ... Research results : analyzing the impact of introducing an automated management information system within microfinance institutions.

  5. Developing Sustainable Organizations for New Nuclear Power Countries through Knowledge Management

    International Nuclear Information System (INIS)

    Cain, R.; Kovacic, D.; Einwechter, M.; Reed, J.; Therios, I.

    2016-01-01

    Full text: Countries with emerging nuclear power programmes face unique challenges with respect to building competent and sustainable organizations. By nature, such organizations are dynamic and evolving, energetic, and feel a sense of mission. They are also typically preoccupied with near and mid-term objectives, may be resource–constrained, can incur high staff turnover rate, and encounter difficulties in obtaining experienced, qualified personnel. Such conditions can make it difficult to think about, much less implement, a knowledge management (KM)-based culture. The result can be missed opportunities if a KM system is not in place to collect institutional knowledge leveraged to advance the organization’s mission. Nevertheless, knowledge is perishable, and the best time to capture it is as it is being created, not at the end of a career. This paper explores some of the resource–efficient methods for knowledge capture applicable to programs/organizations early in their formation and which might be constrained in some way from instituting larger KM initiatives. The emphasis is on tools, techniques, and methods that integrate well with the day-to-day processes of the organization, reduce single points of failure, and transfer/preserve knowledge early in the lifecycle. (author

  6. On the Applicability of the Green Chemistry Principles to Sustainability of Organic Matter on Asteroids

    Directory of Open Access Journals (Sweden)

    Vera M. Kolb

    2010-06-01

    Full Text Available The connection between astrobiology and green chemistry represents a new approach to sustainability of organic matter on asteroids or similar bodies. Green chemistry is chemistry which is environmentally friendly. One obvious way for chemistry to be green is to use water as a solvent, instead of more toxic organic solvents. Many astrobiological reactions occur in the aqueous medium, for example in the prebiotic soup or during the aqueous alteration period on asteroids. Thus any advances in the green organic reactions in water are directly applicable to astrobiology. Another green chemistry approach is to abolish use of toxic solvents. This can be accomplished by carrying out the reactions without a solvent in the solventless or solid-state reactions. The advances in these green reactions are directly applicable to the chemistry on asteroids during the periods when water was not available. Many reactions on asteroids may have been done in the solid mixtures. These reactions may be responsible for a myriad of organic compounds that have been isolated from the meteorites.

  7. Backyard Living – Integrative Policies Towards Migrant Workers: Housing Microfinance in Greater Ho Chi Minh City, Vietnam

    Directory of Open Access Journals (Sweden)

    Martin Noltze

    2008-01-01

    Full Text Available The urban agglomeration of the Vietnamese southeast industrial driving force Ho Chi Minh City (HCMC has become the most outstanding benefi ciary of the remarkable economic growth and foreign investments in the Vietnamese economy since the start of a comprehensive economic reform process in the mid 1980s. The notable development towards the foremost economic centre led to a high influx of migrant workers. In the course of an ongoing expansion process towards a megacity of tomorrow, the defi cient provision of adequate housing remains one of the most challenging problems of rural migrants in Greater HCMC. However, a future-oriented sustainable megacity concept is strongly dependent on the successful integration of migrants into the urban society. Within this context, the housing market is considered to be a key aspect of comprehensive urban planning. Hereby, housing microfinance (HMF will be presented as an alternative housing finance scheme meeting the demand of a noteworthy number of poor and low-income people. Thereby HMF can do both: focus on specifi c needs of migrants with respect to their current life situation and enhance its outreach to a potential target group.

  8. Economic Sustainability of Organic Aloe Vera Farming in Greece under Risk and Uncertainty

    Directory of Open Access Journals (Sweden)

    Angelos Liontakis

    2016-04-01

    Full Text Available During the last decade, an encouraging environment for the restructuring and modernization of the agricultural sector has formed in Greece. The diversification into higher-value crops can be a promising option for small and average-sized farms, particularly during the current economic crisis. One of the most promising alternative crops that have been recently established in Greece is the organic Aloe vera crop. The main advantage of this crop is that it can utilize poor farmlands and, therefore, can facilitate rural development in marginal areas. This study explores the economic sustainability of the Aloe vera crop, considering the embedded risk and uncertainty. The results indicate that organic aloe farming is a promising alternative to “traditional” crops in Greece, particularly for family farms in rural areas. In contrast, this activity is not advisable to the most entrepreneurial type of farmers, unless their crop size allows economies of scales. Finally, the Stochastic Efficiency with Respect to a Function (SERF analysis associates farmers’ risk attitude with their willingness to be involved in organic Aloe vera farming. SERF analysis highlights the crucial role of farmers’ risk aversion and concludes that, above a certain level of risk aversion, farmers have no incentive to adopt this economic activity.

  9. Crowdsourced Microfinance for Energy Efficiency in Underserved Communities

    Energy Technology Data Exchange (ETDEWEB)

    Baird, Donnel [BlocPower LLC, New York, NY (United States); Cox, Morris [BlocPower LLC, New York, NY (United States); Harmarneh, Sarey [BlocPower LLC, New York, NY (United States); Zheng, Chen [BlocPower LLC, New York, NY (United States)

    2017-06-21

    BlocPower’s mission is to provide access to energy efficiency financing for underserved communities across the United States. This project, “Crowdsourced Microfinance for Energy Efficiency in Underserved Communities,” is an extension of that goal and is grounded in the principles of providing engineering and financing services to those in need. The project is based on the creation of a BlocPower Marketplace as a central hub for connecting shovel-ready green buildings to institutional investors. This ‘connection’ entails using online crowdfunding to aggregate debt and equity capital from institutional investors to connect to customers (building owners) across various financial portfolios. BlocPower Marketplace is intended to bring social, environmental, and financial returns to investors while also decreasing investor risk by loaning out funds for energy installations in individual buildings. In detail, the intended benefits of crowdsourcing are two-sided. Firstly, for building owners, clean energy retrofit installations improve building operations, reduce utility costs, and reduce harmful impacts to their surrounding environment. Secondly, for institutional investors, they gain access to a new market of energy efficiency and are able to provide debt or equity capital with high financial returns. This gives investors the opportunity to create social and environmental impact in communities around the country as well. With this in mind, BlocPower designed the marketplace to specifically answer exploratory research questions with respect to the pricing of energy financing. Institutional investors typically charge high rates on project financing solutions in the energy space, particularly in low and middle-income communities, because of fears that required debt service will not be made. This makes access to energy capital exorbitantly difficult for those that need it the most. Through this project, BlocPower tested investor appetite to determine if

  10. National and International Standardization (International Organization for Standardization and European Committee for Standardization Relevant for Sustainability in Construction

    Directory of Open Access Journals (Sweden)

    Renata Morbiducci

    2010-12-01

    Full Text Available Sustainability in construction has a short history in terms of principles, standardizations and applications. From the Brundtland Report “Our Common Future”, a new vision of the resource deficits, climate impacts and the social responsibility gave growth to the idea of sustainability also in design and construction. Consequently, in around 2000, the international and national organizations for standardization started to develop standards for the application of sustainable principles. This paper gives an overview of existing and planned standards, and examples on how to use them as a framework for the development of methods and tools for assessment.

  11. Environmental Impacts of Plant-Based Diets: How Does Organic Food Consumption Contribute to Environmental Sustainability?

    Science.gov (United States)

    Lacour, Camille; Seconda, Louise; Allès, Benjamin; Hercberg, Serge; Langevin, Brigitte; Pointereau, Philippe; Lairon, Denis; Baudry, Julia; Kesse-Guyot, Emmanuelle

    2018-01-01

    Studies investigating diet-related environmental impacts have rarely considered the production method of the foods consumed. The objective of the present study, based on the NutriNet-Santé cohort, was to investigate the relationship between a provegetarian score and diet-related environmental impacts. We also evaluated potential effect modifications on the association between a provegetarian score and the environmental impacts of organic food consumption. Food intake and organic food consumption ratios were obtained from 34,442 French adults using a food frequency questionnaire, which included information on organic food consumption for each group. To characterize the overall structure of the diets, a provegetarian score was used to identify preferences for plant-based products as opposed to animal-based products. Moreover, three environmental indicators were used to assess diet-related environmental impacts: greenhouse gas (GHG) emissions, cumulative energy demand (CED), and land occupation. Environmental impacts were assessed using production life cycle assessment (LCA) at the farm level. Associations between provegetarian score quintiles, the level of organic food consumption, and environmental indicators were analyzed using ANCOVAs adjusted for energy, sex, and age. Participants with diets rich in plant-based foods (fifth quintile) were more likely to be older urban dwellers, to hold a higher degree in education, and to be characterized by an overall healthier lifestyle and diet. A higher provegetarian score was associated with lower environmental impacts (GHG emissions Q5vsQ1  = 838/1,664 kg CO 2eq /year, -49.6%, P  impacts but only among participants with diets rich in plant-based products. Future field studies should endeavor to integrate all the components of a sustainable diet, i.e., both diet composition and production methods.

  12. THE ROLE OF CHAMBER ORGANIZATIONS IN THE HUMAN CAPITAL DEVELOPMENT – FUNDAMENTAL CONDITION OF THE SUSTAINABLE DEVELOPMENT

    OpenAIRE

    Natalia GALANTON

    2012-01-01

    The concept of “sustainable development” is still a matter of discussion and is read in different ways by the specialists in the field, but all of them agree on the determinant role of the human, personal factor in sustainable development. In this work a special emphasis is made on the role of chamber organizations at different stages and in different forms of the formation and development of the human capital. Organization of the process of its formation concerns all the participants of econ...

  13. Polycarbonyl(quinonyl) organic compounds as cathode materials for sustainable lithium ion batteries

    International Nuclear Information System (INIS)

    Zeng, Ronghua; Xing, Lidan; Qiu, Yongcai; Wang, Yating; Huang, Wenna; Li, Weishan; Yang, Shihe

    2014-01-01

    Highlights: • Quinonyl compounds containing –OH groups are reported as cathode of sustainable Li-ion battery. • Lithiation potential of these compounds is positively correlated to -OH group number on them. • These compounds exhibit a discharge plateau of 3 V and deliver a capacity of over 180 mAh g -1 at 20 mA g -1 . - Abstract: Suitably designed organic compounds are promising renewable electrode materials for lithium ion batteries (LIBs) with minimal environmental impacts and no CO 2 release. Herein we report a series of polycarbonyl organic compounds with different number of hydroxyl groups, which can be obtained from renewable plants, as cathode materials for LIBs. Density functional theory (DFT) calculations based on the natural bond orbital (NBO) reveal a positive correlation between the reduction potentials and the number of hydroxyl groups, which is borne out experimentally. Anthraquinone (AQ) with three or four -OH groups has the structural advantages for improving the discharge plateaus. Mechanistic studies show that AQ containing neighbouring carbonyl groups and hydroxyl groups facilitates the formation of six or five-membered rings with lithium ion. Charge/discharge tests show that AQ, 1,5-DHAQ, 1,2,7-THAQ, and 1,2,5,8-THAQ can achieve initial discharge capacities of 215, 190, 186 and 180 mAh g -1 at a current density of 20 mA g -1 , corresponding to 84%, 85%, 89% and 91% of their theoretical capacities, respectively

  14. Animal Board Invited Review: Comparing conventional and organic livestock production systems on different aspects of sustainability

    NARCIS (Netherlands)

    Wagenberg, van C.P.A.; Haas, de Y.; Hogeveen, H.; Krimpen, van M.M.; Meuwissen, M.P.M.; Middelaar, van C.E.; Rodenburg, T.B.

    2017-01-01

    To sustainably contribute to food security of a growing and richer world population, livestock production systems are challenged to increase production levels while reducing environmental impact, being economically viable, and socially responsible. Knowledge about the sustainability performance

  15. Theoretical study of evaporation heat transfer in horizontal microfin tubes: stratified flow model

    Energy Technology Data Exchange (ETDEWEB)

    Honda, H; Wang, Y S [Kyushu Univ., Inst. for Materials Chemistry and Engineering, Kasuga, Fukuoka (Japan)

    2004-08-01

    The stratified flow model of evaporation heat transfer in helically grooved, horizontal microfin tubes has been developed. The profile of stratified liquid was determined by a theoretical model previously developed for condensation in horizontal microfin tubes. For the region above the stratified liquid, the meniscus profile in the groove between adjacent fins was determined by a force balance between the gravity and surface tension forces. The thin film evaporation model was applied to predict heat transfer in the thin film region of the meniscus. Heat transfer through the stratified liquid was estimated by using an empirical correlation proposed by Mori et al. The theoretical predictions of the circumferential average heat transfer coefficient were compared with available experimental data for four tubes and three refrigerants. A good agreement was obtained for the region of Fr{sub 0}<2.5 as long as partial dry out of tube surface did not occur. (Author)

  16. Experimental study on condensation heat transfer enhancement and pressure drop penalty factors in four microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Han, D [Korea University, Seoul (Korea). Institute of Advanced Machinery Design; Lee, Kyu-Jung [Korea University, Seoul (Korea). Dept. of Mechanical Engineering

    2005-08-01

    Heat transfer and pressure drop characteristics of four microfin tubes were experimentally investigated for condensation of refrigerants R134a, R22, and R410A in four different test sections. The microfin tubes examined during this study consisted of 8.92, 6.46, 5.1, and 4 mm maximum inside diameter. The effect of mass flux, vapor quality, and refrigerants on condensation was investigated in terms of the heat transfer enhancement factor and the pressure drop penalty factor. The pressure drop penalty factor and the heat transfer enhancement factor showed a similar tendency for each tube at given vapor quality and mass flux. Based on the experimental data and the heat-momentum analogy, correlations for the condensation heat transfer coefficients in an annular flow regime and the frictional pressure drops are proposed. (author)

  17. Environmental Impacts of Plant-Based Diets: How Does Organic Food Consumption Contribute to Environmental Sustainability?

    Directory of Open Access Journals (Sweden)

    Camille Lacour

    2018-02-01

    Full Text Available BackgroundStudies investigating diet-related environmental impacts have rarely considered the production method of the foods consumed. The objective of the present study, based on the NutriNet-Santé cohort, was to investigate the relationship between a provegetarian score and diet-related environmental impacts. We also evaluated potential effect modifications on the association between a provegetarian score and the environmental impacts of organic food consumption.MethodsFood intake and organic food consumption ratios were obtained from 34,442 French adults using a food frequency questionnaire, which included information on organic food consumption for each group. To characterize the overall structure of the diets, a provegetarian score was used to identify preferences for plant-based products as opposed to animal-based products. Moreover, three environmental indicators were used to assess diet-related environmental impacts: greenhouse gas (GHG emissions, cumulative energy demand (CED, and land occupation. Environmental impacts were assessed using production life cycle assessment (LCA at the farm level. Associations between provegetarian score quintiles, the level of organic food consumption, and environmental indicators were analyzed using ANCOVAs adjusted for energy, sex, and age.ResultsParticipants with diets rich in plant-based foods (fifth quintile were more likely to be older urban dwellers, to hold a higher degree in education, and to be characterized by an overall healthier lifestyle and diet. A higher provegetarian score was associated with lower environmental impacts (GHG emissionsQ5vsQ1 = 838/1,664 kg CO2eq/year, −49.6%, P < 0.0001; CEDQ5vsQ1 = 4,853/6,775 MJ/year, −26.9%, P < 0.0001; land occupationQ5vsQ1 = 2,420/4,138 m2/year, −41.5%, P < 0.0001. Organic food consumption was also an important modulator of the relationship between provegetarian dietary patterns and environmental impacts but only

  18. Microfinance Non-Financial Services: A Key for Poverty Alleviation? Lessons from Mexico\\ud

    OpenAIRE

    Biosca, Olga; Lenton, Pamela; Mosley, Paul

    2011-01-01

    Microfinance non-financial services have been recently reformulated as high quality demand-led programs. In the Mexican context, these are now voluntary, can have a cost for the borrower and are frequently supplied in partnership with specialized public or private agencies. Using primary data from a survey of clients of two credit-plus programs in Chiapas, this paper examines and compares the participation determinants and added impact of the training sessions on monetary poverty outcomes of ...

  19. Microfinance Non-Financial Services: A Key for Poverty Alleviation? Lessons from Mexico

    OpenAIRE

    Olga Biosca; Pamela Lenton; Paul Mosley

    2011-01-01

    Microfinance non-financial services have been recently reformulated as high quality demand-led programs. In the Mexican context, these are now voluntary, can have a cost for the borrower and are frequently supplied in partnership with specialized public or private agencies. Using primary data from a survey of clients of two credit-plus programs in Chiapas, this paper examines and compares the participation determinants and added impact of the training sessions on monetary poverty outcomes of ...

  20. Commercial banks moving into microfinance: which market entry model works best?

    OpenAIRE

    Kielb, Rachel

    2008-01-01

    This study examines the performance of business models used by commercial banks to enter the microfinance industry. The purpose of the study was to provide a high level indication of whether there is a model or models that yield better success than others. To conduct the research, four commer cial market entry models were chosen, and analysis of secondary data from the MixMaket dataset was completed compare model performance. Results indicated based on the methodology that the “service compan...

  1. Discipline and Flexibility: A Behavioral Perspective on Product Design in Microfinance

    OpenAIRE

    Labie, Marc; Laureti, Carolina; Szafarz, Ariane

    2016-01-01

    The success of both microcredit and micro-savings products rests upon simplicity and standardization in order to stimulate client discipline. Meanwhile, these products lack flexibility. This paper attempts to make sense of behavioral product design in microfinance. We focus on the potential trade-offs between discipline and flexibility. While discipline devices encourage clients make payments duly on time, flexibility improves clients’ day-to-day money management and helps them cope with shoc...

  2. Types of financial institution and their supply of financial services: the case of microfinance in Europe

    OpenAIRE

    Sergio Lagoa; Abdul Suleman

    2014-01-01

    The profit-oriented financial sector has grown in importance and influence, leading some authors to talk about a financialised economy. The question we raise in this paper is what is the role of non-profit oriented financial institutions and public programmes in the microfinance segment. We conclude that in this market there is a large diversity of institutions and non-for profit organisations have a significant role. Our analysis also shows that the diversity of institutional forms is import...

  3. La microfinance en Afrique centrale: Le défi des exclus

    International Development Research Centre (IDRC) Digital Library (Canada)

    GOUVERNANCE ET PERFORMANCES DES INSTITUTIONS DE ... la Faculté des Sciences Économiques et de Gestion, Université de Yaoundé II – Soa, Cameroun. ..... De fait, dans la mesure où la microfinance favorise un lissage des revenus, ...... 10 n'avaient pas le contrôle de leur crédit et le remettaient soit à leur mari, ...

  4. Integrating microfinance and health strategies: examining the evidence to inform policy and practice.

    Science.gov (United States)

    Leatherman, Sheila; Metcalfe, Marcia; Geissler, Kimberley; Dunford, Christopher

    2012-03-01

    Single solutions continue to be inadequate in confronting the prevalent problems of poverty, ill health and insufficient health system capacity worldwide. The poor need access to an integrated set of financial and health services to have income security and better health. Over 3500 microfinance institutions (MFIs) provide microcredit and financial services to more than 155 million households worldwide. Conservative estimates indicate that at least 34 million of these households are very poor by the definition in the Millennium Development Goals, representing around 170 million people, many in remote areas beyond the reach of health agencies, both private and governmental. A small but increasing number of MFIs offer health-related services, such as education, clinical care, community health workers, health-financing and linkages to public and private health providers. Multiple studies indicate the effectiveness of microfinance and its impact on poverty. A small but growing number of studies also attempt to show that MFIs are capable of contributing to health improvement by increasing knowledge that leads to behavioural changes, and by enhancing access to health services through addressing financial, geographic and other barriers. While these studies are of uneven quality, they indicate positive health benefits in diverse areas such as maternal and child health, malaria and other infectious disease, and domestic violence. While more rigorous research is needed to inform policy and guide programme implementation to integrate microfinance and health interventions that can reliably enhance the well-being of the poor, there is useful evidence to support the design and delivery of integrated programmes now. Worldwide, current public health programmes and health systems are proving to be inadequate to meet population needs. The microfinance sector offers an underutilized opportunity for delivery of health-related services to many hard-to-reach populations.

  5. Flow boiling heat transfer of carbon dioxide inside a small-sized microfin tube

    Energy Technology Data Exchange (ETDEWEB)

    Dang, Chaobin; Haraguchi, Nobori; Hihara, Eiji [Department of Human and Engineered Environmental Studies, Graduate School of Frontier Sciences, The University of Tokyo, Kashiwanoha, Kashiwa-shi, Chiba 277-8563 (Japan)

    2010-06-15

    This study investigated the flow boiling heat transfer of carbon dioxide inside a small-sized microfin tube (mean inner diameter: 2.0 mm; helix angle: 6.3 ) at a saturation temperature of 15 C, and heat and mass flux ranges of 4.5-18 kW m{sup -2} and 360-720 kg m{sup -2} s{sup -1}, respectively. Although, experimental results indicated that heat flux has a significant effect on the heat transfer coefficient, the coefficient does not always increase with mass flux, as in the case of conventional refrigerants such as HFCs or HCFCs. Under certain conditions, the heat transfer coefficient at a high mass flux was lower than that at a lower mass flux, indicating that convective heat transfer had a suppression effect on nucleate boiling. The heat transfer coefficients in the microfin tubes were 1.9{proportional_to}2.3 times the values in smooth tubes of the same diameter under the same experimental conditions, and the dryout quality was much higher, ranging from 0.9 to 0.95. The experimental results indicated that using microfin tubes may considerably increase the overall heat transfer performance. (author)

  6. Experimental analysis of refrigerants flow boiling inside small sized microfin tubes

    Science.gov (United States)

    Diani, Andrea; Rossetto, Luisa

    2017-07-01

    The refrigerant charge reduction is one of the most challenging issues that the scientific community has to cope to reduce the anthropic global warming. Recently, mini microfin tubes have been matter of research, since they can reach better thermal performance in small domains, leading to a further refrigerant charge reduction. This paper presents experimental results about R134a flow boiling inside a microfin tube having an internal diameter at the fin tip of 2.4 mm. The mass flux was varied between 375 and 940 kg m-2 s-1, heat flux from 10 to 50 kW m-2, vapor quality from 0.10 to 0.99. The saturation temperature at the inlet of the test section was kept constant and equal to 30 °C. R134a thermal and fluid dynamic performances are presented and compared against those obtained with R1234ze(E) and R1234yf and against values obtained during R134a flow boiling inside a 3.4 mm ID microfin tube.

  7. Convective boiling performance of refrigerant R-134a in herringbone and microfin copper tubes

    Energy Technology Data Exchange (ETDEWEB)

    Bandarra Filho, Enio P [Faculdade de Engenharia Mecanica, Universidade Federal de Uberlandia, Av. Joao Naves de Avila, 2160 Bloco 1M, Santa Monica, Uberlandia, MG (Brazil); Saiz Jabardo, Jose M [Escuela Politecnica Superior, Universidad de la Coruna, Calle Mendizabal s/n, 15403 Ferrol, Espana (Spain)

    2006-01-01

    This paper reports an experimental investigation of convective boiling heat transfer and pressure drop of refrigerant R-134a in smooth, standard microfin and herringbone copper tubes of 9.52mm external diameter. Tests have been conducted under the following conditions: inlet saturation temperature of 5{sup o}C, qualities from 5 to 90%, mass velocity from 100 to 500kgs{sup -1}m{sup -2}, and a heat flux of 5kWm{sup -2}. Experimental results indicate that the herringbone tube has a distinct heat transfer performance over the mass velocity range considered in the present study. Thermal performance of the herringbone tube has been found better than that of the standard microfin in the high range of mass velocities, and worst for the smallest mass velocity (G=100kgs{sup -1}m{sup -2}) at qualities higher than 50%. The herringbone tube pressure drop is higher than that of the standard microfin tube over the whole range of mass velocities and qualities. The enhancement parameter is higher than one for both tubes for mass velocities lower than 200kgs{sup -1}m{sup -2}. Values lower than one have been obtained for both tubes in the mass velocity upper range as a result of a significant pressure drop increment not followed by a correspondent increment in the heat transfer coefficient. (author)

  8. Prediction method for flow boiling heat transfer in a herringbone microfin tube

    Energy Technology Data Exchange (ETDEWEB)

    Wellsandt, S; Vamling, L [Chalmers University of Technology, Gothenburg (Sweden). Department of Chemical Engineering and Environmental Science, Heat and Power Technology

    2005-09-01

    Based on experimental data for R134a, the present work deals with the development of a prediction method for heat transfer in herringbone microfin tubes. As is shown in earlier works, heat transfer coefficients for the investigated herringbone microfin tube tend to peak at lower vapour qualities than in helical microfin tubes. Correlations developed for other tube types fail to describe this behaviour. A hypothesis that the position of the peak is related to the point where the average film thickness becomes smaller than the fin height is tested and found to be consistent with observed behaviour. The proposed method accounts for this hypothesis and incorporates the well-known Steiner and Taborek correlation for the calculation of flow boiling heat transfer coefficients. The correlation is modified by introducing a surface enhancement factor and adjusting the two-phase multiplier. Experimental data for R134a are predicted with an average residual of 1.5% and a standard deviation of 21%. Tested against experimental data for mixtures R410A and R407C, the proposed method overpredicts experimental data by around 60%. An alternative adjustment of the two-phase multiplier, in order to better predict mixture data, is discussed. (author)

  9. Microfinance and the Decision to Invest in Children’s Education

    Directory of Open Access Journals (Sweden)

    PV Viswanath

    2018-02-01

    Full Text Available Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of credit for income-generating purposes, evidence of its impact on poverty has been mixed. Even if there is no direct impact of microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to invest in their children’s education. In this paper, I describe a study undertaken to gauge the impact of microcredit availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some determinants of the demand for education and then go on to consider what we know about how microcredit affects this demand. I find that microcredit has an impact on the demand for education as mediated by wealth effects and status effects, i.e., microloans increase spending on education the greater the wealth and the greater the social status of the family. Focus group interviews suggest that the impact of microcredit on the demand for education comes mainly from the greater access to financial resources and, to a lesser degree, from an accompanying appreciation of the value of education.

  10. Microfinance Institutions’ Social Intermediation and Micro and Small Enterprises Survival in Thika Town, Kenya

    Directory of Open Access Journals (Sweden)

    ZabronChege Wairimu

    2017-05-01

    Full Text Available The continuous rapid growth of microfinance institutions in Kenya seems not to offer enough solution to the micro and small enterprises survival challenges with more than a one-third of MSEs start-ups collapsing within the first three years. It is the high rate of collapse and low rate of survival of MSEs that motivated this research to fill the existing gap on the missing linkage between MFIs and MSEs survival. This study looked at the role of the social intermediation services offered by MFIs on survival of MSEs in Thika Town which is both an industrial town and a business hub. A descriptive study design was adopted. Stratified and purposive sampling methods were used to select a sample 272 MSEs. Findings indicated that; regular microfinance participation help reduce loan application and payment bureaucracy while keeping entrepreneur updated on available opportunities. Training equips MSEs owners with necessary managerial skills on financial management, book keeping, and business operations. Group liability eliminates the need for collateral security when accessing loan while it increases the amount of loan accessed. Networking increases business link widening goods and services markets and allows for formation of business clubs. Finally, it was found that training was the most sought service followed by group liability, microfinance participation, and networking. From the study findings, the researcher recommends that MSEs continue seeking for social intermediation services and especially networking to improve their competitiveness and create a competitive advantage over their competitors boosting their survival.

  11. Efficient nitrogen recycling through sustainable use of organic wastes in agriculture - an Australian case study

    Science.gov (United States)

    Rigby, Hannah; Landman, Michael; Collins, David; Walton, Katrina; Penney, Nancy; Pritchard, Deborah

    2014-05-01

    The effective recycling of nutrients in treated sewage sludge (biosolids) domestic (e.g. source separated food waste), agricultural, and commercial and industrial (C&I) biowastes (e.g. food industry wastes, papermill sludge) for use on land, generally following treatment (e.g. composting, anaerobic digestion or thermal conversion technologies) as alternatives to conventional mineral fertilisers in Australia can have economic benefits, ensure food security, and close the nutrient loop. In excess of 75% of Australian agricultural soils have less than 1% organic matter (OM), and, with 40 million tonnes of solid waste per year potentially available as a source of OM, biowastes also build soil carbon (C) stocks that improve soil structure, fertility and productivity, and enhance soil ecosystem services. In recent years, the increasing cost of conventional mineral fertilisers, combined with changing weather patterns have placed additional pressure on regional and rural communities. Nitrogen (N) is generally the most limiting nutrient to crop production, and the high-energy required and GHGs associated with its manufacture mean that, additionally, it is critical to use N efficiently and recycle N resources where possible. Biosolids and biowastes have highly variable organic matter (OM) and nutrient contents, with N often present in a variety of forms only some of which are plant-available. The N value is further influenced by treatment process, storage and fundamental soil processes. The correct management of N in biowastes is essential to reduce environmental losses through leaching or runoff and negative impacts on drinking water sources and aquatic ecosystems. Gaseous N emissions also impact upon atmospheric quality and climate change. Despite the body of work to investigate N supply from biosolids, recent findings indicate that historic and current management of agricultural applications of N from biosolids and biowastes in Australia may still be inefficient leading

  12. Portrayal of sustainability principles in the mission statements and on home pages of the world's largest organizations.

    Science.gov (United States)

    Garnett, Stephen T; Lawes, Michael J; James, Robyn; Bigland, Kristen; Zander, Kerstin K

    2016-04-01

    Conservation can be achieved only if sustainability is embraced as core to organizational cultures. To test the extent to which the related concepts of sustainability, conservation, response to climate change, poverty alleviation, and gender equity have been incorporated into organizational culture, we compared mission statements published from 1990 to 2000 with those published in 2014 for 150 organizations, including conservation nongovernmental organizations (NGOs), aid NGOs, government development agencies, resource extraction companies, and retailers (30 in each category). We also analyzed the 2014 home web pages of each organization. Relative to the earlier period, the frequency with which mission statements mentioned poverty alleviation, biodiversity conservation, and a range of sustainable practices increased only slightly by 2014, particularly among resource extractors and retail companies. Few organizations in any sector had embedded either climate change or gender equity into their mission statements. In addition, the proportional intensity with which any of the aspirations were expressed did not change between periods. For current home pages, conservation NGOs, resource extractors, and government agencies were significantly more likely to acknowledge the importance of matters that were not part of their core business, but few aid agencies or retail companies promoted goals beyond alleviation of crises and profit maximization, respectively. Overall, there has been some progress in recognizing poverty alleviation, biodiversity conservation, and sustainable practices, but gender equity and a determination to reduce impacts on climate change are still rarely promoted as central institutional concerns. Sustainability in general, and biodiversity conservation in particular, will not be achieved unless their importance is more widely apparent in core communication products of organizations. © 2015 Society for Conservation Biology.

  13. Condensation heat transfer and pressure drop of R-410A in a 7.0 mm O.D. microfin tube at low mass fluxes

    Science.gov (United States)

    Kim, Nae-Hyun

    2016-12-01

    R-410A condensation heat transfer and pressure drop data are provided for a 7.0 mm O.D. microfin tube at low mass fluxes (50-250 kg/m2 s). The heat transfer coefficient of the microfin tube shows a minimum behavior with the mass flux. At a low mass flux, where flow pattern is stratified, condensation induced by surface tension by microfins overwhelms condensation induced by shear, and the heat transfer coefficient decreases as mass flux increases. At a high mass flux, where flow pattern is annular, condensation induced by shear governs the heat transfer, and the heat transfer coefficient increases as mass flux increases. The pressure drop of the microfin tube is larger than that of the smooth tube at the annular flow regime. On the contrary, the pressure drop of the smooth tube is larger than that of the microfin tube at the stratified flow regime.

  14. Unravelling the Fuzzy Effect of Economic, Social and Environmental Sustainability on the Corporate Reputation of Public-Sector Organizations: A Case Study of Pakistan

    Directory of Open Access Journals (Sweden)

    Muhammad Irfan

    2018-03-01

    Full Text Available The purpose of this study is to present and to validate a research model that includes economic sustainability, social sustainability, environmental sustainability and corporate reputation in the context of public-sector organizations in Pakistan. The methodological approach is survey-based, using partial least squares structural equation modelling (PLS-SEM to assess the research model. The proposed hypotheses were tested based on a sample of 425 respondents from public-sector organizations in Pakistan. The findings of the study indicate that there is a positive relationship between economic sustainability, social sustainability, environmental sustainability and corporate reputation. Therefore, it is inferred from the results that different aspects of sustainability can create and enhance the reputation of public-sector organizations.

  15. Creating a Culture of Sustainability using Mission Statements of Cooperative Organizations

    OpenAIRE

    Nooraslinda Abdul Aris; Rohana Othman; Wan Mohd Yusof Wan Chik; Safawi Abdul Rahman

    2016-01-01

    Mission statements are recognized as effective strategic management tools that influence firms’ performance. The evolution of a culture of sustainability begins with a mission statement that strikes a balance between financial performance and social commitments. The clear articulation of sustainability as part of the firm’s mission, values, goals, and strategy are key factors in fostering sustainability focused culture. This study illustrates the fundamental tenets of the culture of organizat...

  16. Sustainability Perceptions in Romanian Non-Profit Organizations: An Exploratory Study Using Success Factor Analysis

    Directory of Open Access Journals (Sweden)

    Sebastian Ion Ceptureanu

    2018-01-01

    Full Text Available This paper analyses sustainability perceptions in Romanian non-profits by investigating 81 non-profits managers and board members. Using a multidimensional sustainability measurement framework, Success Factor Analysis, as a conceptual model, we measured perceptions on 5 critical sustainability factors: People, Business Model, Operations, Strategy and Culture and concluded that there are significant differences in the perceptions of sustainability depending on respondents’ previous failure experiences. While those which previously experienced failure adopt a long-term approach based on marketization, clear accountability standards and rely on strategy, while the others prefer a short-term approach, focused more on non-profits operations and focus on human resources.

  17. Examining Structural Relationships between Work Engagement, Organizational Procedural Justice, Knowledge Sharing, and Innovative Work Behavior for Sustainable Organizations

    Directory of Open Access Journals (Sweden)

    Woocheol Kim

    2017-02-01

    Full Text Available Despite the importance of the human/social dimension of organizational sustainability, this area of scholastic endeavor has received relatively little attention when compared to the economic and environmental dimensions of sustainability. On the basis of social exchange theory, this study posited the important role that employee work engagement is a key component for improving human performance for organizational sustainability. In order to do so, it suggests the important role that employee work engagement has on the relationships among various factors in the organization, including organizational procedural justice, knowledge sharing, and innovative work behaviors. A total of 400 complete responses from full-time employees in Korean organizations were used for the purpose of data analysis with structural equation modeling (SEM. The results demonstrated that organizational procedural justice is positively related with employee work engagement, knowledge sharing, and innovative work behavior. In addition, work engagement enhances employee knowledge sharing and innovative work behavior, and knowledge sharing enhances innovative work behavior. With regard to the mechanisms of these relationships, work engagement and knowledge sharing acted as significant mediators. Based on the findings, we suggested relevant research implications and recommendations for future research on sustainable organizations.

  18. Condensation of refrigerant CFC 11 in horizontal microfin tubes. Proposal of a correlation equation for frictional pressure gradient; Reibai CFC11 no microfin tsuki suihei kannai gyoshuku. Atsuryoku koka no jikkenshiki no teian

    Energy Technology Data Exchange (ETDEWEB)

    Nozu, S [Univ. of Okayama Prefecture, Okayama (Japan); Katayama, H [Mitsubishi Chemical Co., Inc., Tokyo (Japan); Nakata, H [Daikin Industries, Ltd., Osaka (Japan); Honda, H [Kyushu University, Fukuoka (Japan). Institute of Advanced Material Study

    1996-09-25

    Local heat transfer and pressure drop measurements were made during condensation of CFC 11 in microfin tubes. A smooth tube and two microfin tubes with different fin dimensions were used. Flow observation study with use of an industrial bore-scope revealed that the condensate swirled along the grooves, and a thick condensate film covered fins in the lower part of the tube in the low quality region. Static pressure gradients in the microfin tubes were up to 70 percent larger than that in a smooth tube. A correlation equation for the local frictional pressure gradient was derived, in which the effect of refrigerant mass velocity was introduced on the basis of the flow regime consideration. The measured frictional pressure gradient data were found by the present method to have a mean absolute deviation of 8.3 percent. 24 refs., 11 figs., 3 tabs.

  19. Interactions between microfinance programmes and non-economic empowerment of women associated with intimate partner violence in Bangladesh: a cross-sectional study

    Science.gov (United States)

    Dalal, Koustuv; Dahlström, Örjan; Timpka, Toomas

    2013-01-01

    Objective This study aims to examine the associations between microfinance programme membership and intimate partner violence (IPV) in different socioeconomic strata of a nationally representative sample of women in Bangladesh. Methods The cross-sectional study was based on a nationally representative interview survey of 11 178 ever-married women of reproductive age (15–49 years). A total of 4465 women who answered the IPV-related questions were analysed separately using χ2 tests and Cramer's V as a measure of effect size to identify the differences in proportions of exposure to IPV with regard to microfinance programme membership, and demographic variables and interactions between microfinance programme membership and factors related to non-economic empowerment were considered. Results Only 39% of women were members of microfinance programmes. The prevalence of a history of IPV was 48% for moderate physical violence, 16% for severe physical violence and 16% for sexual violence. For women with secondary or higher education, and women at the two wealthiest levels of the wealth index, microfinance programme membership increased the exposure to IPV two and three times, respectively. The least educated and poorest groups showed no change in exposure to IPV associated with microfinance programmes. The educated women who were more equal with their spouses in their family relationships by participating in decision-making increased their exposure to IPV by membership in microfinance programmes. Conclusions Microfinance plans are associated with an increased exposure to IPV among educated and empowered women in Bangladesh. Microfinance firms should consider providing information about the associations between microfinance and IPV to the women belonging to the risk groups. PMID:24319278

  20. A modular approach for stimulating knowledge use in organizations to attain real sustainable innovations

    NARCIS (Netherlands)

    Ad Breukel; Dr. ir. Jan Venselaar

    2010-01-01

    The Fociss (Focussing Innovation for a Sustainable Strategy) approach is a structured method to define core business related issues within sustainable development that require main attention in a specific company. In theory, Fociss has the ability for all kinds of innovations, but the implementation

  1. Tackling the Sustainability Dilemma: A Holistic Approach to Preparing Students for the Professional Organization

    Science.gov (United States)

    Mabry, Sibylle

    2011-01-01

    Increased knowledge of business sustainability as the basis of a holistic approach to value creation has inspired many managers to integrate ecological and social stewardship into their strategic business innovation plans. However, the coverage of sustainability issues in business courses remains small at many universities. This article…

  2. Understanding wicked problems and organized irresponsibility: challenges for governing the sustainable intensification of chicken meat production

    NARCIS (Netherlands)

    Bueren, E.M.; Lammerts Van Bueren, E.; Zijpp, van der A.J.

    2014-01-01

    Framing sustainable intensification as a wicked problem reveals how inherent trade-offs and resulting uncertainty and ambiguity block integrated problem solving as promoted by sustainable chain management approaches to production and consumption. The fragmented institutional set-up of the chains

  3. Board structure and performance in Ethiopian microfinance institutions

    Directory of Open Access Journals (Sweden)

    Letenah Ejigu Wale

    2015-04-01

    Full Text Available This research investigated the effect of one governance dimension, board structure on the sustainability and outreach performance of Ethiopian MFIs. A panel data of 13 MFIs for 6 years (2003-2008 is used for the study. No study of such type is conducted in the past for the Ethiopian environment. The results indicate an experienced manager, a larger board size and educated board members all help to increase sustainability with board education having the largest effect. Manager experience and board size also have a negative effect on depth of outreach (i.e. less lending to women. Board independence has no visible effect on either sustainability or outreach. Surprisingly, no governance variable explains breath of outreach

  4. A Scoring Tool for Websites – A Case of Sustainable Organizations

    Directory of Open Access Journals (Sweden)

    Ahmed GOMAA

    2014-06-01

    Full Text Available This paper introduces a scoring tool to analyse company sustainability marketing efforts. We identify the expected scores for the companies selected on Corporate Responsibility Magazine’s list of 100 Best Corporate Citizens of the year. The scoring tool is based on the aspects of sustainability and website quality and is divided into three categories: a user friendly, b transparency, and c content. The automation of the scoring tool benefits from a sustainability taxonomy to extract and evaluate the sustainability concepts and efforts mentioned by the companies. The tool scores the selected companies websites to determine the extent and quality of a company’s marketing of sustainability efforts. The result of applying the scoring tool shows that all companies in the list scored 8 to 14 in the user friendly section. In the transparency section, they scored 5 to 7, and in the content section they scored 6 to 10.

  5. Managing Operational Risk Related to Microfinance Lending Process using Fuzzy Inference System based on the FMEA Method: Moroccan Case Study

    Directory of Open Access Journals (Sweden)

    Alaoui Youssef Lamrani

    2017-12-01

    Full Text Available Managing operational risk efficiently is a critical factor of microfinance institutions (MFIs to get a financial and social return. The purpose of this paper is to identify, assess and prioritize the root causes of failure within the microfinance lending process (MLP especially in Moroccan microfinance institutions. Considering the limitation of traditional failure mode and effect analysis (FMEA method in assessing and classifying risks, the methodology adopted in this study focuses on developing a fuzzy logic inference system (FLIS based on (FMEA. This approach can take into account the subjectivity of risk indicators and the insufficiency of statistical data. The results show that the Moroccan MFIs need to focus more on customer relationship management and give more importance to their staff training, to clients screening as well as to their business analysis.

  6. Microfinance Self-Sustainability and Outreach in Uganda: A Case of ...

    African Journals Online (AJOL)

    MFIs have developed ways of reducing these transaction costs and risks through group lending and solidarity guarantee, among others. Those that will become licensed by the central bank will take deposits and on-lend if need be under the MDI ACT 2003. This is an important step towards financial savings mobilization that ...

  7. Self-Organization and the Bypass: Re-Imagining Institutions for More Sustainable Development in Agriculture and Food

    Directory of Open Access Journals (Sweden)

    Stephen Sherwood

    2016-12-01

    Full Text Available In exploring the social dynamics of agrofood movements in Ecuador as examples of self-organization (i.e., locally distributed and resolved development, this article departs from a preoccupation with innovation by means of design and the use of scaling as a metaphor for describing research contributions in agriculture and food. The case material highlights that much development is contingent, unpredictable, and unmanageable as well as unbound to fixed spaces or places. In their study of people’s daily practice, the authors do not find clear boundaries between dichotomies of internal–external, lay–expert, traditional–modern, or local–global organization, but heterogeneous blends of each. For the purposes of sustainable development, this highlights the need for attention to be paid to relationships (social, material, and biological, adaptation (the capacity to innovate, and responsibility (adherence to norms of sustainability. Far from romanticizing self-organization, the authors acknowledge that people and their institutions share varying degrees of complicity for the goods as well as the bads of their economic activity, such as mass soil degradation, agrobiodiversity loss, and poisoning by pesticides. Nevertheless, even under highly difficult conditions, certain actors effectively bypass the limitations of formal institutions in forging a socio-technical course of action (i.e., policy for relatively healthy living and being. As such, the authors have come to appreciate self-organization as a neglected, if paradoxical, resource for policy transition towards more sustainable agriculture and food.

  8. Creating a Culture of Sustainability using Mission Statements of Cooperative Organizations

    Directory of Open Access Journals (Sweden)

    Nooraslinda Abdul Aris

    2016-01-01

    Full Text Available Mission statements are recognized as effective strategic management tools that influence firms’ performance. The evolution of a culture of sustainability begins with a mission statement that strikes a balance between financial performance and social commitments. The clear articulation of sustainability as part of the firm’s mission, values, goals, and strategy are key factors in fostering sustainability focused culture. This study illustrates the fundamental tenets of the culture of organizational sustainability model proposed by Galpin, Whitttington, and Bell (2015 using selected cooperatives in Malaysia. The contents of the mission statements were then analyze using the nine elements model by Pearce and David (1987 in findings its relations to and the existence of sustainability culture within the cooperatives. Findings from the study confirm building an organizational infrastructure that fosters a culture of sustainability results in positive employee and organizational-level sustainability performance. A reference was made to Bank Rakyat, one of the leading cooperative-based banking in the country for its outstanding performance.

  9. From corporate social responsibility (CSR to sustainability – Trend of social reporting in banking organization

    Directory of Open Access Journals (Sweden)

    Shirley Mo-Ching Yeung

    2014-11-01

    Full Text Available Riding on the key findings of Yeung (2011 for the four main factors for a framework of CSR for banks: (1 internal management –implementing meaningful strategy, (2 external management – accountability for creditability, (3 internal management - process and people management; and (4 external management – consideration of stakeholders, this paper has reviewed the sustainability-related activities of a major bank in Hong Kong for the past eight years to build a framework for sustainability via qualitative and quantitative analysis of N’ vivo in this research. Five main dimensions are identified for fulfilling the principles of sustainability and the seven dimensions of CSR: 1 community – caring and disclosure, 2 consumers – products and services, 3 environmental issues – certification and schemes, 4 staff issues – talent development and 5 supply chain – performance. There is a growing emphasis on community issues of caring which embed talent development of staff issues (e.g. impacts on skill strengthening and supply chain issues of performance which embed the environmental concerns and services issues (e.g. impacts on safety and risk-reducing policy. By understanding the reporting elements of sustainability-related reports, it is expected that transparency of community, staff and supply chain issues is needed to gain trust from the public for sustainability. This research is managerially and strategically relevant and topical. However, more sustainability-related reports from banks of other countries are required to generate a holistic picture for managing and reporting sustainability and CSR related activities.

  10. Heat transfer performance during in-tube condensation in horizontal smooth, micro-fin and herringbone tubes

    OpenAIRE

    2008-01-01

    M.Ing. An experimental investigation was conducted into the heat transfer characteristics of horizontal smooth, micro-fin and herringbone tubes during in-tube condensation. The study focused on the heat transfer coefficients of refrigerants R-22, R-134a and R-407C inside the three tubes. The herringbone tube results were compared to the smooth and micro-fin tube results. The average increase in the heat transfer coefficient when compared to the smooth tube was found to be as high as 322% w...

  11. Organic Coffee for a Sustainable Development in Peru : A qualitative study on how Peruvian coffee farmers’ development is affected by choosing organic cultivation and certification

    OpenAIRE

    Brink, Klas Marcus

    2013-01-01

    Abstract Title: Organic Coffee for a sustainable development in Peru -­‐ A qualitative study on how Peruvian coffee farmers’ development is affected by choosing organic cultivation and certification Seminar date: 2013-­‐05-­‐31 University: Mälardalen University Västerås Institution: School of Business, Society and Engineering Level: Bachelor Thesis in Business Administration Course name: Bachelor Thesis in Business Administration, FÖA 300, 15 ECTS Author: Marcus Brink 1987-­‐05-­‐10 Tutor...

  12. Greener Pathways to Organics and Nanomaterials: Sustainable Applications of Nano-Catalysts(South Korea)

    Science.gov (United States)

    Sustainable chemical synthetic activity involving alternate energy input, and greener reaction medium in aqueous or solvent-free conditions will be summarized for heterocyclic compounds, coupling reactions, and a variety of name reactions; these reactions are catalyzed by basic w...

  13. Greener routes to organics and nanomaterials: Sustainable applications of nano-catalysts (JA)

    Science.gov (United States)

    Sustainable synthetic activity involving alternate energy input and greener reaction medium in aqueous or under solvent-free conditions is summarized. This includes the synthesis of heterocyclic compounds, coupling reactions, and a variety of reactions catalyzed by basic water o...

  14. THE ROLE OF THE INTERNATIONAL ECONOMIC ORGANIZATIONS AND THE PUBLIC SECTOR IN CREATING AND SUSTAINING INTERNATIONAL COMPETITIVENESS

    OpenAIRE

    Irina-Elena Gentimir

    2013-01-01

    By analyzing the global economy, one can easily notice that states that record economic growth are competitive, and that the competitive ones collect revenues of billions of dollars from trade, outsourcing and meeting the needs of their citizens. The role of private sector in creating and sustaining competitiveness it is well known. But what actions are undertaken by the international organizations and the public sector in this direction? The scope of this article is to offer a brief descript...

  15. Assessment of the Sustainability of the Mediterranean Diet Combined with Organic Food Consumption: An Individual Behaviour Approach.

    Science.gov (United States)

    Seconda, Louise; Baudry, Julia; Allès, Benjamin; Hamza, Oualid; Boizot-Szantai, Christine; Soler, Louis-Georges; Galan, Pilar; Hercberg, Serge; Lairon, Denis; Kesse-Guyot, Emmanuelle

    2017-01-12

    Mediterranean diets are promising sustainable food models and the organic food system may provide health and environmental benefits. Combining the two models could therefore be a favourable approach for food sustainability. The aim of this study was to draw up a comparative description of four diets differing in the level of organic foods consumption and the adherence to the Mediterranean diet, using multidisciplinary indicators to assess the sustainability of these diets. Four groups of participants were defined and compared, combining the proportion of organic food in their diet (Org versus Conv) and the adherence to the Mediterranean diet (Med versus NoMed). Conv-NoMed: Conventional consumers and non-Mediterranean diet followers; Conv-Med: Conventional consumers and Mediterranean diet followers; Org-NoMed: Organic consumers and non-Mediterranean diet followers; Org-Med: Organic consumers and Mediterranean diet followers. The adherence to nutritional recommendations was higher among the Org-Med and Conv-Med groups compared to the Conv-NoMed group (using the mPNNS-GS (modified-Programme National nutrition santé guidelines score/13.5 points): 9.29 (95% confidence intervals (CI) = 9.23-9.36) and 9.30 (95% CI = 9.24-9.35) versus 8.19 (95% CI = 8.17-8.22)) respectively. The mean plant/animal protein intake ratio was 1.38 (95% CI = 1.01-1.74) for the Org-Med group versus 0.44 (95% CI = 0.28-0.60) for the Conv-NoMed group. The average cost of the diet of Org-Med participants was the highest: 11.43 €/day (95% CI = 11.34-11.52). This study highlighted the importance of promoting the Mediterranean diet combined with organic food consumption for individual health and environmental aspects but challenges with regard to the cost remain.

  16. Long-Cycling Aqueous Organic Redox Flow Battery (AORFB) toward Sustainable and Safe Energy Storage.

    Science.gov (United States)

    Hu, Bo; DeBruler, Camden; Rhodes, Zayn; Liu, T Leo

    2017-01-25

    Redox flow batteries (RFBs) are a viable technology to store renewable energy in the form of electricity that can be supplied to electricity grids. However, widespread implementation of traditional RFBs, such as vanadium and Zn-Br 2 RFBs, is limited due to a number of challenges related to materials, including low abundance and high costs of redox-active metals, expensive separators, active material crossover, and corrosive and hazardous electrolytes. To address these challenges, we demonstrate a neutral aqueous organic redox flow battery (AORFB) technology utilizing a newly designed cathode electrolyte containing a highly water-soluble ferrocene molecule. Specifically, water-soluble (ferrocenylmethyl)trimethylammonium chloride (FcNCl, 4.0 M in H 2 O, 107.2 Ah/L, and 3.0 M in 2.0 NaCl, 80.4 Ah/L) and N 1 -ferrocenylmethyl-N 1 ,N 1 ,N 2 ,N 2 ,N 2 -pentamethylpropane-1,2-diaminium dibromide, (FcN 2 Br 2 , 3.1 M in H 2 O, 83.1 Ah/L, and 2.0 M in 2.0 M NaCl, 53.5 Ah/L) were synthesized through structural decoration of hydrophobic ferrocene with synergetic hydrophilic functionalities including an ammonium cation group and a halide anion. When paired with methyl viologen (MV) as an anolyte, resulting FcNCl/MV and FcN 2 Br 2 /MV AORFBs were operated in noncorrosive neutral NaCl supporting electrolytes using a low-cost anion-exchange membrane. These ferrocene/MV AORFBs are characterized as having high theoretical energy density (45.5 Wh/L) and excellent cycling performance from 40 to 100 mA/cm 2 . Notably, the FcNCl/MV AORFBs (demonstrated at 7.0 and 9.9 Wh/L) exhibited unprecedented long cycling performance, 700 cycles at 60 mA/cm 2 with 99.99% capacity retention per cycle, and delivered power density up to 125 mW/cm 2 . These AORFBs are built from earth-abundant elements and are environmentally benign, thus representing a promising choice for sustainable and safe energy storage.

  17. Organic food in Denmark – from grass root initiative to market niche: potentials and barriers for further sustainable transition

    DEFF Research Database (Denmark)

    Jørgensen, Michael Søgaard

    2007-01-01

    The mechanisms in the shaping of organic food in Denmark since the 1970’ies are analysed as a contribution to the discussion of strategies for a more sustainable production and consumption of food. The background is the major achievements in Denmark within organic food since the 1970’ies, but also...... the recent years’ reduction in the land converted to organic farming. The analyses are based on experiences from projects, analyses and literature and draw on innovation theory and theory about social construction of technology. The analyses show an ongoing interaction between production, consumption....../use, knowledge and governmental regulation, where these systems constantly are co-shaping each other. The role of the initial conditions in the shaping of the area is shown. The big Danish pork export and the specialised farms have implied a limited focus on organic pig production and more focus on the milk...

  18. Biogas production on organic farms: Sustainable energy and better nutrient cycling

    OpenAIRE

    Grieb, Beatrice; Zerger, Uli

    2014-01-01

    Biogas production in organic farming is an approach to combine renewable energy and organic farming with numerous positive impacts on the farming system. In Germany biogas on organic farms has a long tradition, now the EU Project “SUSTAINGAS” aims at promotion of this issue on an EU-level. In this context a description of organic biogas was established.

  19. Producing a local, organic diet gives a healthy, sustainable and more climate-friendly diet

    DEFF Research Database (Denmark)

    Mogensen, Lisbeth; Kristensen, Troels; Hermansen, John Erik

    2011-01-01

    In: Organic is life – Knowledge for tomorrow (Neuhoff, D., Halberg, N., Rasmussen. I., Hermansen, J., Ssekyewa, C., Sohn, S.M. eds.). Proceedings of the Third Scientific Conference of the International Society of Organic Agriculture Research (ISOFAR), held at the 17th IFOAM Organic World Congress...... – in Cooperation with the International Federation of Organic Agriculture Movements (IFOAM) and the Korean Organizing Committee (KOC). Namyangju, Korea, 28. Sep – 1. Oct. 2011. Volume 2, 68-71 (paper, oral)...

  20. Project-organized learning and the development of competences in Engineering Education for Sustainable Development

    DEFF Research Database (Denmark)

    Guerra, Aida; Holgaard, Jette Egelund; Kolmos, Anette

    2013-01-01

    by the complex and economically driven society and develop innovative technologies to solve and prevent sustainable problems. In this perspective, ESD experts have stressed sustainability aspects as well as cross-disciplinary competences, such as inter-disciplinarity, adaptability, problem solving, critical...... thinking, systems thinking, etc. It is argued that Problem-Based Learning (PBL) provides a suitable framework for developing the competences mentioned, but there is a lack of studies that investigate the room which PBL practice leaves for ESD. In this study, we aim to investigate the staff’s perception......The integration of Education for Sustainable Development (ESD) principles has been claimed for all levels and areas of formal education. The integration of new kinds of competences, skills and knowledge into the engineering curricula aims to prepare future engineers to face the challenges posed...

  1. Standards of socially responsible management – Impact on sustainable development of the organization, the social and natural environment

    Directory of Open Access Journals (Sweden)

    Anton Peršič

    2016-01-01

    Full Text Available The purpose of this paper is to outline the results of a study on the importance of the introduction/implementation of standards of socially responsible management and their impact on the business performance of organizations as well as to confirm the correlations with the sustainable development of the broader social and natural environment. The research included a population of medium-sized and large organizations (over 50 employees in the fields of marketing services in the Republic of Slovenia. Research results confirmed a direct link of understanding the management standards in organizations with a larger number of employees and the achieved higher income from operations. Research participants are familiar with the requirements of the Quality Management System Standard ISO 9001 and the Environmental Management System Standard ISO 14001, which is particularly significant for older business executives with many years of work experience in the company they run. The hypothesis that the implementation of the principles of social responsibility has a positive impact on sustainable development and the financial indicators of the organization – higher profits, business growth, productivity and cost-effectiveness in operations – has been confirmed.

  2. From Credit to Collective Action: The Role of Microfinance in Promoting Women's Social Capital and Normative Influence

    Science.gov (United States)

    Sanyal, Paromita

    2009-01-01

    Can economic ties positively influence social relations and actions? If so, how does this influence operate? Microfinance programs, which provide credit through a group-based lending strategy, provide the ideal setting for exploring these questions. This article examines whether structuring socially isolated women into peer-groups for an…

  3. The Development of Psychological Capacity for Action : The Empowering Effect of a Microfinance Programme on Women in Sri Lanka

    NARCIS (Netherlands)

    Hansen, Nina

    This work examines the effect of a microfinance intervention on psychological empowerment among women in the North of Sri Lanka. Psychological empowerment is defined as personal (personal control beliefs) and social (social networks) capacity for action. The intervention included relevant skills

  4. The Poor Don’t Need Another Prophet: A People-Centered Approach to Microfinance and Education in Bolivia

    NARCIS (Netherlands)

    P.A. Arora (Payal)

    2006-01-01

    textabstractIntroduction: As international aid agencies increasingly embrace microfinance, the darling of international development, questions are beginning to surface. Who benefits from this savings and lending system that claims to target the poor? Does an increase in social capital of the poor

  5. Development Innovations through Entrepreneurial Microfinance and the Attempt to Achieve the United Nations Millennium Development Goals in Bangladesh

    Directory of Open Access Journals (Sweden)

    Saleh Ahmed

    2012-08-01

    Full Text Available As one of the countries in the Global South, Bangladesh has experienced numerous development challenges since its liberation in 1971. Bangladesh has showcased how to fight against poverty and to initiate meaningful change and development in human lives. Nobel Prize (2006 winner Grameen Bank is one of the popular development innovations in the country. Since the beginning of this Bank in the early 1970s, microfinance and entrepreneurship development with small amounts of money have proliferated to nearly every corner of the globe with the paramount goal of alleviating global poverty and ensuring human development. Like all other new social science techniques, the societal revolution brought about by microfinance expansion has left substantial room for refinement and further support by empirical evidence. This article critically evaluates a non-governmental initiative to empower extremely poor women through entrepreneurial microfinance, and examines the socioeconomic impacts in achieving the United Nations Millennium Development Goals (UNMDGs. This article covers both primary and secondary information. The aim is to demonstrate how countries of the Global South can use carefully designed microfinance projects to address major development challenges and meaningfully contribute to creating a more equal, humane society.

  6. Social Capital, Organic Agriculture, and Sustainable Livelihood Security: Rethinking Agrarian Change in Mexico

    Science.gov (United States)

    Getz, Christy

    2008-01-01

    This paper explores the relevance of extra local market linkages and local-level social capital to sustainable livelihood outcomes in two agrarian communities on Mexico's Baja Peninsula. Contextualized by the specificity of Mexico's transition from state-directed rural development to neoliberally-guided rural development in the 1990s, findings…

  7. The role of social identity and attitudes toward sustainability brands in buying behavior for organic products

    NARCIS (Netherlands)

    Bartels, J.; Hoogendam, K.

    2011-01-01

    Green consumerism and the role of eco-marketing have become increasingly important for increasing the market share of sustainable (non-) food products. The current study examines the effect of social identification with certain green consumer groups on brand knowledge, brand attitude and buying

  8. Sustainable organic plant breeding. Final report: a vision, choices, consequences and steps

    NARCIS (Netherlands)

    Lammerts van Bueren, E.T.; Hulscher, M.; Haring, M.; Jongerden, J.; Mansvelt, van J.D.; Nijs, den A.P.M.; Ruivenkamp, G.T.P.

    1999-01-01

    In general, the characteristics of organic varieties - and by extension of organic plant breeding - differ from that of conventional breeding systems and conventional varieties. Realising an organic plant breeding system and subsequently steering it to meet changing demands is no less than a mammoth

  9. Mapping of Norwegian civil society organizations working on energy and sustainable development

    Energy Technology Data Exchange (ETDEWEB)

    NONE

    2011-07-01

    This study provides a mapping of Norwegian CSOs working on energy and development issues in developing countries and an overview assessment of how the CSOs fit with the priorities of the Norwegian Governments Clean Energy for Development Initiative. The study has been commissioned by Norad, the Norwegian agency for development aid. The study surveys 10 Norwegian CSOs, five of which are primarily environmentally oriented (Bellona, FIVAS, Naturvernforbundet, WWF-Norway and Zero, with green backgrounds in the tables) and five of which are primarily socially oriented (ARC-Aid, Kirkens Noedhjelp, Misjonsalliansen, Norges Vel and Utviklingsfondet, with reddish background in the tables). The study is based on a desk-top review of available material from the CSOs as well as semi-structured interviews. The goal of the Clean Energy for Development Initiative is to increase access to clean energy at an affordable price based on the long-term management of natural resources and efficient energy use. Activities shall also contribute to sustainable economic and social development in selected partner countries and to international efforts to reduce greenhouse gas emissions.The study shows that many Norwegian CSOs have potential to contribute further to effective implementation of Clean Energy for Development Initiative strategies and realization of goals: At least five Cos are already carrying out relevant work in the Initiatives core countries (ref. table A below). In addition, most of the Cos surveyed have a long track-record of relevant activities in non-core countries (ref. table A), something which provides substantial potential for transfer of relevant experience and concepts from non-core countries to work in core countries. Most of the Cos have a relevant and professional competence base, capacity and plans for scaling-up Clean Energy for Development Initiative related work.The CSOs engaged in clean energy for development activities are mainly engaged in developing clean

  10. R245fa Flow Boiling inside a 4.2 mm ID Microfin Tube

    Science.gov (United States)

    Longo, G. A.; Mancin, S.; Righetti, G.; Zilio, C.

    2017-11-01

    This paper presents the R245fa flow boiling heat transfer and pressure drop measurements inside a mini microfin tube with internal diameter at the fin tip of 4.2 mm, having 40 fins, 0.15 mm high with a helix angle of 18°. The tube was brazed inside a copper plate and electrically heated from the bottom. Sixteen T-type thermocouples are located in the copper plate to monitor the wall temperature. The experimental measurements were carried out at constant mean saturation temperature of 30 °C, by varying the refrigerant mass velocity between 100 kg m-2 s-1 and 300 kg m-2 s-1, the vapour quality from 0.15 to 0.95, at two different heat fluxes: 30 and 60 kW m-2. The experimental results are presented in terms of two-phase heat transfer coefficient, onset dryout vapour quality, and frictional pressure drop. Moreover, the experimental measurements are compared against the most updated models for boiling heat transfer coefficient and frictional pressure drop estimations available in the open literature for microfin tubes.

  11. Condensation heat transfer of R22 and R410A in horizontal smooth and microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Kim, Man-Hoe; Shin, Joeng-Seob [Korea Advanced Institute of Science and Technology, Daejeon (Korea). Department of Mechanical Engineering

    2005-09-01

    An experimental investigation of condensation heat transfer in 9.52 mm O.D. horizontal copper tubes was conducted using R22 and R410A. The test rig had a straight, horizontal test section with an active length of 0.92 m and was cooled by the heat transfer fluid (cold water) circulated in a surrounding annulus. Constant heat flux of 11.0 kW/m{sup 2} was maintained throughout the experiment and refrigerant quality varied from 0.9 to 0.1. The condensation test results at 45 {sup o}C were reported for 40-80 kg/h mass flow rate. The local and average condensation coefficients for seven microfin tubes were presented compared to those for a smooth tube. The average condensation coefficients of R22 and R410A for the microfin tubes were 1.7-3.19 and 1.7-2.94 times larger than those in smooth tube, respectively. (author)

  12. Evaporating heat transfer of R22 and R410A in horizontal smooth and microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Kim, Man-Hoe; Shin, Joeng-Seob [Korea Advanced Institute of Science and Technology, Daejeon (Korea). Department of Mechanical Engineering

    2005-09-01

    An experimental investigation of evaporating heat transfer in 9.52 mm O.D. horizontal copper tubes was conducted. The refrigerants tested were R22 and the near-azeotropic mixture, R410A. The test rig had a straight, horizontal test section with an active length of 0.92 m and was heated by the heat transfer fluid (hot water) circulated in a surrounding annulus. Constant heat flux of 11.0 kW/m{sup 2} was maintained and refrigerant quality varied from 0.2 to 0.8.. The results were reported for evaporation at 15 {sup o}C in a 0.92 m long test section for 30-60 kg/h mass flow rate. The local and average heat transfer coefficients for seven microfin tubes were presented compared to those for a smooth tube. The average evaporation heat transfer coefficients of R22 and R410A for the microfin tubes were 1.86-3.27 and 1.64-2.99 times higher than those for the smooth tube, respectively. When compared to R22 at the same test conditions, the evaporating heat transfer coefficients for R410A were 97-129% of R22. (author)

  13. Condensation of refrigerants in horizontal microfin tubes: comparison of prediction methods for heat transfer

    Energy Technology Data Exchange (ETDEWEB)

    Wang, H S; Honda, H [Kyushu University, Fukuoka (Japan). Institute of Advanced Material Study

    2003-06-01

    A comparison was made between the predictions of previously proposed empirical correlations and theoretical model and available experimental data for the heat transfer coefficient during condensation of refrigerants in horizontal microfin tubes. The refrigerants tested were R11, R123, R134a, R22 and R410A. Experimental data for six tubes with the tube inside diameter at fin root of 6.49-8.8 8 mm, the fin height of 0.16-0.24 mm, fin pitch of 0.34-0.53 mm and helix angle of groove of 12-20{sup o} were adopted. The r.m.s. error of the predictions for all tubes and all refrigerants decreased in the order of the correlations proposed by Luu and Bergies [ASHRAE Trans. 86 (1980) 293], Cavallini et al. Condensation of new refrigerants inside smooth and enhanced tubes. In: Proc. 19th Int. Cong. Refrigeration, vol. IV, Hague, The Netherlands, 1995. p. 105-114, Shikazono et al. [Trans. Jap. Sco. Mech. Engrs. 64 (1995) 196], Kedzierski and Goncalves [J. Enhanced Heat Transfer 6 (1999) 16], Yu and Koyama [Yu J, Koyama S. Condensation heat transfer of pure refrigerants in microfin tubes. In: Proc. Int. Refrigeration Conference at Purdue Univ., West Lafayette, USA, 1998. p. 325-330], and the theoretical model proposed by Wang et al. [Int. J. Heat Mass Transfer 45 (2002) 1513]. (author)

  14. Experiments on condensation heat transfer characteristics inside a microfin tube with R410A

    Energy Technology Data Exchange (ETDEWEB)

    Han, D H; Cho, Y J [Korea University Graduate School, Seoul (Korea); Lee, K J; Park, S S [Korea University, Seoul (Korea)

    2000-11-01

    Due to the ozone depletion and global warming potentials, some refrigerants (CFCs and HCFCs) have been rapidly substituted. R410A is considered as the alternative refrigerant of R22 for the air-conditioners used at home and in industry. Experiments on the condensation heat transfer characteristics inside a smooth or a micro-fin tube with R410A are performed in this study. The test tubes 7/9.52 mm in outer diameters and 3 m in length are used. Varying the mass flux of the refrigerant and the condensation temperatures, the average heat transfer coefficients and pressure drop are investigated. It is shown that the heat transfer is enhanced and the amount of pressure drops are larger in the microfin tube than the smooth tube. From the heat transfer enhancement coefficient and the pressure penalty factor, it is found that the high heat transfer enhancement coefficients are obtained in the range of small mass flux while the penalty factors are almost equal. (author). 13 refs., 12 figs., 1 tab.

  15. Research on optimizing components of microfine high-performance composite cementitious materials

    International Nuclear Information System (INIS)

    Hu Shuguang; Guan Xuemao; Ding Qingjun

    2002-01-01

    The relationship between material components and mechanical properties was studied in terms of composite material principles and orthogonal experimental design. Moreover, the microstructure of microfine high-performance composite cementitious material (MHPCC) paste was investigated by means of scanning electron microscopy (SEM) methods. The results showed that the composite material consisting of blast furnace slag (BFS), gypsum (G 2 ) and expansive agent (EA) could obviously improve the strength of the cementitious material containing 40% fly ash (FA). Although microfine cement (MC) was merely 45% percent of the MHPCC, the compressive strength of MHPCC paste was higher than that of neat MC paste. BFS played an important role in MHPCC. The optimum-added quantity of BFS was 15%. The needle-shaped ettringite obtained from the EA reacting with Ca(OH) 2 forms a three-dimensional network structure, which not only improved the early strength of MHPCC paste but also increased its late strength. The reason was that the network structure, which was similar to a fiber-reinforced composite, was formed in the late period of hydration with the progress of hydration and the deposition of hydration products into the network structure

  16. Microfinance: Diagnosis of the micro-business, medium-sized business and its financial technology

    Directory of Open Access Journals (Sweden)

    Emerson Toledo Concha

    2009-12-01

    Full Text Available This research work shows how the financing for micro and small businesses in Peru has increased and has greatlyexpanded in the last few years, not only in institutions specialized in this field, focused their efforts in giving financialservices to businesspeople of micro and medium-sized business, but most of the so-called traditional banks havefocused their attention to this emerging sector using the know-how of microfinance lending technology, banking seekto work with people of low income sectors, that were not subject for credit opportunities to develop their business andas a consequence not able to improve their quality of life .Throughout this investigation, we make a diagnosis of macro and micro environment of the microfinance field, itsdevelopment and expectations for a strong presence in the Peruvian financial market. We consider the development oflending technology, where the analysis of the ability and willingness to pay are the fundamental basis for the evaluationof credits in specialized companies in this sector.

  17. Synthesis of nanoparticle emulsion collector HNP and its application in microfine chalcopyrite flotation

    Science.gov (United States)

    He, G. C.; Ding, J.; Huang, C. H.; Kang, Q.

    2018-01-01

    Hydrophobic polystyrene nanoparticles bearing thiazole groups named HNP were used as collectors to improve recovery of microfine chalcopyrite in flotation. HNP adsorbs onto microfine particles selectively, which were modified hydrophobically to induce flotation effectively. Particle size and scanning electron microscope analysis for HNP show that HNP is a spherical nano particles with small size, uniform distribution and good dispersion. Infrared spectrum analysis for HNP proved that functional monomer 2-mercapto styrene acrylic thiazole was bonded chemically onto styrene. Flotation test results indicate that HNP is the right collector of chalcopyrite. Especially, the recovery of chalcopyrite is higher than 95% in neutral and acid media. FTIR results reveal that the flotation selectivity of collector HNP is due to strong chemical absorption onto chalcopyrite surface. Zeta potential analysis shows that the zeta potential of chalcopyrite decreased more quickly after interaction with HNP with the increase of pulp pH value, confirming that collector HNP is an anionic collector. Scanning electron microscope conform that HNP has good selective adsorption on chalcopyrite.

  18. Sustainability labelling as a challenge to legitimacy: spillover effects of organic Fairtrade coffee on consumer perceptions of mainstream products and retailers

    NARCIS (Netherlands)

    Anagnostou, A.; Ingenbleek, P.T.M.; Trijp, van J.C.M.

    2015-01-01

    Purpose – This study aims to better understand the impact of norm-challenging products on consumers’ perceptions of mainstream products and retailers. By showing that sustainable market offerings are feasible, products with sustainability labels, such as Fairtrade and organic products, implicitly

  19. Analysis of Post Loan Disbursement Allocation and Performance of Non-Prime Household Loan in Microfinance Banks in Kenya

    Directory of Open Access Journals (Sweden)

    Bernard Ndirangu Wachira

    2017-08-01

    Full Text Available The part played by non-prime household loans in improving the lives of many people who cannot afford collateral globally cannot be ignored. Many Microfinance Banks in many economies worldwide have tried to maintain the Grameen Bank Model of granting microloans, mainly non-prime household loans. However, the credit risks associated with this initiative hamper the pace at which the granting of this credit facility is expected to grow. This study intends to explore the relationship between the post loan disbursement allocation and the performance of non-prime household loans in the Microfinance Banks in Kenya. The theory associated to this study is the Credit Risk Theory. This theory, which is regarded as credit structural theory, was developed by Merton in 1972. The descriptive survey research design method was applied, and the sample size was 150 respondents. The data-collection tool used was a questionnaire. A logistic regression analysis was conducted for the purpose of predicting non-prime household performance in the Microfinance Banks using training budget, recoveries budget, percentage of training budget, and percentage of recoveries budget as predictors. The Wald test shows that training budget, recoveries budget, and percentage of training budget were good predictors, making a significant contribution to prediction. The percentage of budget on recoveries was not a significant predictor. The Microfinance Banks should enhance the performance of non-prime household loans through capacity building to the borrowers and educate the borrowers on dangers of enforced loan recoveries. The government, through the Central Bank of Kenya, should have a training policy for the Microfinance Banks so that they can enlighten the borrowers on proper financial management to avoid conflicts with borrowers during loan recoveries.

  20. Lean Transformation Guidance: Why Organizations Fail To Achieve and Sustain Excellence Through Lean Improvement

    Directory of Open Access Journals (Sweden)

    Mohammed Hamed Ahmed

    2013-06-01

    Full Text Available Many companies are complaining that lean didn’t achieve their long-term goals, and the improvement impact was very short-lived. 7 out of each 10 lean projects fail as companies try to use lean like a toolkit, copying and pasting the techniques without trying to adapt the employee’s culture, manage the improvement process, sustain the results, and develop their leaders. When the Toyota production system was created, the main goal was to remove wastes from the shop floor using some lean techniques and tools. What was not clear is that this required from Toyota a long process of leadership development, and a high commitment to training and coaching their employee. A Failure to achieve and sustain the improvement is a problem of both management and leadership as well as the improper understanding of the human behavior, and the required culture to success.

  1. Research, values, and ethics in organic agriculture - examples from sustainability, precaution, nature quality, and animal welfare

    OpenAIRE

    Alrøe, Hugo Fjelsted; Kristensen, Erik Steen

    2000-01-01

    Agricultural systems are characterised by involving both natural and social systems. Organic farming, in particular, has developed as part of a wider organic movement incorporating producers, manufacturers and consumers. The organic movement is based on explicit rules as well as broader formulated principles and goals for farming and manufacturing, which are connected to underlying values and perceptions of the relationship between human and nature. This paper is concerned with the challenges...

  2. THE ROLE OF THE INTERNATIONAL ECONOMIC ORGANIZATIONS AND THE PUBLIC SECTOR IN CREATING AND SUSTAINING INTERNATIONAL COMPETITIVENESS

    Directory of Open Access Journals (Sweden)

    Irina-Elena Gentimir

    2013-09-01

    Full Text Available By analyzing the global economy, one can easily notice that states that record economic growth are competitive, and that the competitive ones collect revenues of billions of dollars from trade, outsourcing and meeting the needs of their citizens. The role of private sector in creating and sustaining competitiveness it is well known. But what actions are undertaken by the international organizations and the public sector in this direction? The scope of this article is to offer a brief description of the role played by these actors taking into account that they must create the fundamental condition for competitiveness: macroeconomic stability.

  3. USE OF ORGANIC RESIDUES FOR THE RECOVERY OF SOIL AND ENVIRONMENTAL SUSTAINABILITY

    Directory of Open Access Journals (Sweden)

    Antonia Galvez

    2011-12-01

    Full Text Available The aim of this work was to investigate the effects of different organic residues on soil fertility and climate change, through the evaluation of soil organic matter mineralisation, greenhouse gas emission, nutrient availability and soil microbial biomass content and activity. A degraded agricultural soil was amended with three different organic residues (pig slurry digestate, rapeseed meal, and compost at three different doses (0.1, 0.25 and 0.5% w/w and incubated for 30 days at 20 ºC. During incubation, soil CO2 and N2O emissions, K2SO4 extractable organic C, N, NH4+, NO3- and P, soil microbial biomass and some enzymatic activities were determined. Results obtained showed that rapeseed meal and pig slurry are best suited to improve soil chemical and biological fertility, while compost is more appropriate for the enhancement of soil organic matter content and to promote soil C sequestration.

  4. Hydrogenation of organic matter as a terminal electron sink sustains high CO 2 :CH 4 production ratios during anaerobic decomposition

    Energy Technology Data Exchange (ETDEWEB)

    Wilson, Rachel M.; Tfaily, Malak M.; Rich, Virginia I.; Keller, Jason K.; Bridgham, Scott D.; Zalman, Cassandra Medvedeff; Meredith, Laura; Hanson, Paul J.; Hines, Mark; Pfeifer-Meister, Laurel; Saleska, Scott R.; Crill, Patrick; Cooper, William T.; Chanton, Jeff P.; Kostka, Joel E.

    2017-10-01

    Once inorganic electron acceptors are depleted, organic matter in anoxic environments decomposes by hydrolysis, fermentation, and methanogenesis, requiring syntrophic interactions between microorganisms to achieve energetic favorability. In this classic anaerobic food chain, methanogenesis represents the terminal electron accepting (TEA) process, ultimately producing equimolar CO2 and CH4 for each molecule of organic matter degraded. However, CO2:CH4 production in Sphagnum-derived, mineral-poor, cellulosic peat often substantially exceeds this 1:1 ratio, even in the absence of measureable inorganic TEAs. Since the oxidation state of C in both cellulose-derived organic matter and acetate is 0, and CO2 has an oxidation state of +4, if CH4 (oxidation state -4) is not produced in equal ratio, then some other compound(s) must balance CO2 production by receiving 4 electrons. Here we present evidence for ubiquitous hydrogenation of diverse unsaturated compounds that appear to serve as organic TEAs in peat, thereby providing the necessary electron balance to sustain CO2:CH4 >1. While organic electron acceptors have previously been proposed to drive microbial respiration of organic matter through the reversible reduction of quinone moieties, the hydrogenation mechanism that we propose, by contrast, reduces C-C double bonds in organic matter thereby serving as 1) a terminal electron sink, 2) a mechanism for degrading complex unsaturated organic molecules, 3) a potential mechanism to regenerate electron-accepting quinones, and, in some cases, 4) a means to alleviate the toxicity of unsaturated aromatic acids. This mechanism for CO2 generation without concomitant CH4 production has the potential to regulate the global warming potential of peatlands by elevating CO2:CH4 production ratios.

  5. Comparison of four microfinance markets from the point of view of the effectuation theory, complemented by proposed musketeer principle illustrating forces within village banks

    Directory of Open Access Journals (Sweden)

    Hes Tomáš

    2017-03-01

    Full Text Available Microfinance services are essential tools of formalization of shadow economics, leveraging immature entrepreneurship with external capital. Given the importance of shadow economics for the social balance of developing countries, the importance of an answer to a question of how microfinance entities come into existence, is rather essential. While decision-taking process leading to entrepreneurship were explained by the effectuation theory developed in the 90’, these explanations were not concerned with the logics of creation of microenterprises in neither developing countries nor microfinance village banks. While the abovementioned theories explain the nascence of companies in environment of developed markets, importance of a focus on emerging markets related to large share of human society of microfinance clientele is obvious. The study provides a development streak to the effectuation Theory, adding the musketeer principle to the five effectuation principles proposed by Sarasvathy. Furthermore, the hitherto not considered relationship between social capital and effectuation related concepts is another proposal of the paper focusing on description of the nature of microfinance clientele from the point of view of effectuation theory and social capital drawing a comparison of microfinance markets in four countries, Turkey, Sierra Leone, Indonesia and Afghanistan.

  6. Law proposition aiming to organize the sustainable management of radioactive wastes

    International Nuclear Information System (INIS)

    Bataille, Ch.; Ayrault, J.M.; Hollande, F.; Dose, F.; Dumont, J.L.; Brottes, F.; Le Deaut, J.Y.

    2006-02-01

    In 1991 the France decided to intensify its researches in the high activity radioactive wastes management domain. The law of the 30 December 1991 relative to the radioactive wastes management, decided that a period of 15 years would be devoted to the research of very long dated solutions. This law proposition takes into account these researches results and aims to define a policy of radioactive wastes management in the framework of a sustainable development. The authors present and discuss the different articles of the law proposition. (A.L.B.)

  7. Lean Transformation Guidance: Why Organizations Fail To Achieve and Sustain Excellence Through Lean Improvement

    OpenAIRE

    Mohammed Hamed Ahmed

    2013-01-01

    Many companies are complaining that lean didn’t achieve their long-term goals, and the improvement impact was very short-lived. 7 out of each 10 lean projects fail as companies try to use lean like a toolkit, copying and pasting the techniques without trying to adapt the employee’s culture, manage the improvement process, sustain the results, and develop their leaders. When the Toyota production system was created, the main goal was to remove wastes from the shop floor us...

  8. In situ olive mill residual co-composting for soil organic fertility restoration and by-product sustainable reuse

    Directory of Open Access Journals (Sweden)

    Teresa Casacchia

    2012-06-01

    Full Text Available The addition of organic matter in the form of compost improves overall physical, chemical and biological properties of soils but, to be really sustainable, the composting process should be carried out using the by-products available in situ. Two different soils of a Mediterranean olive orchard, one managed traditionally (NAS and the other amended with compost (AS, were investigated in a two-year experiment. Increases in total organic matter, total nitrogen and pH, were detected in AS if compared to NAS. Significant increases in total and specific microbial counts were observed in AS, with a clear amelioration of microbiological soil quality. The results demonstrated that soil amendment using compost deriving from olive mill by-products can be an important agricultural practice for supporting and stimulating soil microorganisms and, at the same time, for re-using these byproducts, so avoiding their negative environmental impact.

  9. Microfinance Impact on Socio-Economic Empowerment: A special Reference to Andhra Pradesh

    Directory of Open Access Journals (Sweden)

    V Vachya L

    2015-03-01

    Full Text Available The present study seeks to examine the role of microfinance and its impact on economic and social empowerment of women. There are great debates going on whether forming groups, membership for women, providing credit and imparting some business skills would change the social equations in the society or whether provision of credit may lead to pervasively entrenched political and economic relations among the genders. The proponents argue that providing credit, targeting women can prove to be a suitable mechanism in ameliorating poor women’s socio-economic conditions and thereby can alter the relations between gender and class. Undoubtedly, there have been significant advances in women empowerment in recent years and the concept and practice of SHG-based microfinance has now developed deep roots in many parts of the country. Impact assessment being rather limited so far, it is hard to measure and quantify the effect the Indian microfinance experience so far had on the poverty situation in rural India. The present study seeks to examine the process of women empowerment and changes in the economic status of SHG members in particular and rural women in general. For this study, multi-stage stratified proportionate random sampling technique was adopted for selecting the representative districts, mandals/talukas, villages and households. The primary data was collected from six villages in the three regions (Coastal Andhra, Rayalaseema and Telangana of Andhra Pradesh. Tabular and statistical analyses were applied for examining the data. Empirically acclaimed logistic regression model has been employed for analyzing significant impact of plausible socio-economic factors on women empowerment. The study found that the socio-economic indicators have changed. It also emerged that there has been an increase in women participation in the household decision making process. The study has suggested that the government should prepare suitable plans and programmes

  10. Towards sustainable co-management organization: a case study of the Baikka Beel, Moulvibazar, Bangladesh

    Directory of Open Access Journals (Sweden)

    Shahidul Islam Bhuiya

    2014-08-01

    Full Text Available The present study was conducted in Baikka Beel, Moulvibazar, Bangladesh from July, 2012 to October, 2012. This paper examined the role and performance of the CMOs in the Beel management and the challenges faced by the CMO members. Primary information were collected through focus group discussions using conceptual framework. Organizational development, leadership development, capital formation, women and gender development and conflict resolution were used to examine the performance of the CMOs. The result revealed that the RMO and FRUG were in satisfactory level in sustainability except RMO network. However CMOs were facing some challenges. These included policy level (amendment of Fish Act 1950 regarding permanent sanctuary, lease period extension complexity, no national and social recognition of CMO members, less awareness program to the non-CMO respondents, few scope of media highlight and no fund especially in RMO network operation and operational level (no vehicle to rush to protect the poaching, no provision of honorary for RMO members, less training in capacity building and regional and statewide interactions. At last some recommendations were made for both policy and operational level. Finally new project could be implemented through the implementation of the research findings towards sustainable CMOs.

  11. A Review of 'Organic Struggle: The Movement for Sustainable Agriculture in the United States'

    Directory of Open Access Journals (Sweden)

    Charles Francis

    2016-04-01

    Full Text Available Organic Struggle chronicles the challenges encountered by innovators in a growing segment of the U.S. food pro- duction and marketing system. Practiced for millenia by farmers before the introduction of chemical fertilizers and pesticides, and first developed more formally in Europe, organic farming practices began to gain prominence in the U.S. only in the 1950s. Far more than a system for pro- ducing food, this strategy has become a focus for those supporting healthy and pesticide-free products, for some who embrace the organic system as a food movement, and by many who disagree with the current domination of the country’s food industry by large farms and a small num- ber of multinational corporations. Within the organic sector there is debate between those who favor a system primar- ily run by local farmers who sell through small markets and CSAs, and others who insist that the ‘Big-Organic’ seg- ment that now sells more than half of all organic food is doing more to help the environment in the large picture. Author Brian Obach describes this ongoing struggle.

  12. New Correlation Methods of Evaporation Heat Transfer in Horizontal Microfine Tubes

    Science.gov (United States)

    Makishi, Osamu; Honda, Hiroshi

    A stratified flow model and an annular flow model of evaporation heat transfer in horizontal microfin tubes have been proposed. In the stratified flow model, the contributions of thin film evaporation and nucleate boiling in the groove above a stratified liquid were predicted by a previously reported numerical analysis and a newly developed correlation, respectively. The contributions of nucleate boiling and forced convection in the stratified liquid region were predicted by the new correlation and the Carnavos equation, respectively. In the annular flow model, the contributions of nucleate boiling and forced convection were predicted by the new correlation and the Carnavos equation in which the equivalent Reynolds number was introduced, respectively. A flow pattern transition criterion proposed by Kattan et al. was incorporated to predict the circumferential average heat transfer coefficient in the intermediate region by use of the two models. The predictions of the heat transfer coefficient compared well with available experimental data for ten tubes and four refrigerants.

  13. Condensation heat transfer for refrigerant-oil mixtures in microfin tube condenser

    Energy Technology Data Exchange (ETDEWEB)

    Cho, K N [Sungkyunkwan University, Seoul (Korea); Tae, S J [Sungkyunkwan University Graduate School, Seoul (Korea)

    2000-04-01

    Condensation heat transfer experiments for R-22 and R-407 C refrigerants mixed with mineral oil and POE oil respectively were performed in straight and U-bend sections of a microfin tube. Experimental parameters were an oil concentration from 0 to 5 %, a mass flux from 100 to 400 kg/m{sup 2}s and an inlet quality from 0.5 to 0.9. The enhancement factors for R-22 and R-407 C refrigerants at the first straight section decreased continuously as the oil concentration increased. They decreased rapidly as the mass maximum at the 90 deg. position. The heat transfer coefficients at the second straight section within the dimensionless length of 48 were larger by a maximum of 33 % than the average heat transfer coefficients at the first straight section. (author). 10 refs., 6 figs., 1 tab.

  14. Relationship Between Employee Job Satisfaction and Turnover Intention in Microfinance Banks in Pakistan

    Directory of Open Access Journals (Sweden)

    Saghir Ahmed

    2015-12-01

    Full Text Available This study is conducted to analyse the factors, which significantly affect employee job satisfaction in Microfinance Banks of Pakistan. Furthermore, the impact of employee job satisfaction is evaluated on employee turnover intentions. Reward system and training opportunities are taken as independent variables. Primary data is used for this research, which was collected through questionnaire and the reliability of instrument is checked using Cronbach’s alpha. Statistical Package for Social Sciences (SPSS is used to process the collected data. Descriptive statistics are determined and correlation among variables is also calculated. OLS method is applied to find out the impact of independent variables and the results show that there is a significant positive correlation among training, reward system and employee job satisfaction, while a negative relationship is found between employee job satisfaction and employee turnover intention.

  15. CONTRIBUTIONS OF MICROFINANCE INSTITUTIONS TO ECONOMIC EFFICIENCY OF CASSAVA FARMERS IN ABIA STATE, NIGERIA

    Directory of Open Access Journals (Sweden)

    Kingsley Chukwuemeka OBIKE

    2014-10-01

    Full Text Available The study examined contributions of microfinance institutions to economic efficiency of cassava farmers in Abia state, Nigeria. A multistage random sampling technique was adopted in collecting cross sectional data on a sample size of 240 respondents (120 MFI beneficiaries and 120 non beneficiaries. Primary Data was collected by administering questionnaire on cassava farmers. The result showed that economic efficiency of MFI beneficiaries was influenced by wage rate, price of fertilizer and adjusted Y (output, while wage rate, price of fertilizer and price of cassava cutting s are variables that influenced economic efficiency of non beneficiaries. The t – test analysis confirmed that MFI beneficiaries had higher economic efficiency advantage compared with non beneficiaries. It is recommended that government agricultural policy should take positive steps to reduce interest rate to encourage MFI efforts in providing the necessary platform to encourage higher efficiency in cassava production in Abia state, Nigeria.

  16. Vijana Vijiweni II: a cluster-randomized trial to evaluate the efficacy of a microfinance and peer health leadership intervention for HIV and intimate partner violence prevention among social networks of young men in Dar es Salaam.

    Science.gov (United States)

    Kajula, Lusajo; Balvanz, Peter; Kilonzo, Mrema Noel; Mwikoko, Gema; Yamanis, Thespina; Mulawa, Marta; Kajuna, Deus; Hill, Lauren; Conserve, Donaldson; Reyes, Heathe Luz McNaughton; Leatherman, Sheila; Singh, Basant; Maman, Suzanne

    2016-02-03

    Intimate partner violence (IPV) and sexually transmitted infections (STIs), including HIV, remain important public health problems with devastating health effects for men and women in sub-Saharan Africa. There have been calls to engage men in prevention efforts, however, we lack effective approaches to reach and engage them. Social network approaches have demonstrated effective and sustained outcomes on changing risk behaviors in the U.S. Our team has identified and engaged naturally occurring social networks comprised mostly of young men in Dar es Salaam in an intervention designed to jointly reduce STI incidence and the perpetration of IPV. These stable networks are locally referred to as "camps." In a pilot study we demonstrated the feasibility and acceptability of a combined microfinance and peer health leadership intervention within these camp-based peer networks. We are implementing a cluster-randomized trial to evaluate the efficacy of an intervention combining microfinance with health leadership training in 60 camps in Dar es Salaam, Tanzania. Half of the camps have been randomized to the intervention arm, and half to a control arm. The camps in the intervention arm will receive a combined microfinance and health leadership intervention for a period of two years. The camps in the control arm will receive a delayed intervention. We have enrolled 1,258 men across the 60 study camps. Behavioral surveys will be conducted at baseline, 12-months post intervention launch and 30-month post intervention launch and biological samples will be drawn to test for Neisseria gonorrhea (NG), Chlamydia trachomatis (CT), and Trichomonas vaginalis (TV) at baseline and 30-months. The primary endpoints for assessing intervention impact are IPV perpetration and STI incidence. This is the first cluster-randomized trial targeting social networks of men in sub-Saharan Africa that jointly addresses HIV and IPV perpetration and has both biological and behavioral endpoints. Effective

  17. A combined microfinance and training intervention can reduce HIV risk behaviour in young female participants.

    Science.gov (United States)

    Pronyk, Paul M; Kim, Julia C; Abramsky, Tanya; Phetla, Godfrey; Hargreaves, James R; Morison, Linda A; Watts, Charlotte; Busza, Joanna; Porter, John Dh

    2008-08-20

    To assess effects of a combined microfinance and training intervention on HIV risk behavior among young female participants in rural South Africa. : Secondary analysis of quantitative and qualitative data from a cluster randomized trial, the Intervention with Microfinance for AIDS and Gender Equity study. Eight villages were pair-matched and randomly allocated to receive the intervention. At baseline and after 2 years, HIV risk behavior was assessed among female participants aged 14-35 years. Their responses were compared with women of the same age and poverty group from control villages. Intervention effects were calculated using adjusted risk ratios employing village level summaries. Qualitative data collected during the study explored participants' responses to the intervention including HIV risk behavior. After 2 years of follow-up, when compared with controls, young participants had higher levels of HIV-related communication (adjusted risk ratio 1.46, 95% confidence interval 1.01-2.12), were more likely to have accessed voluntary counseling and testing (adjusted risk ratio 1.64, 95% confidence interval 1.06-2.56), and less likely to have had unprotected sex at last intercourse with a nonspousal partner (adjusted risk ratio 0.76, 95% confidence interval 0.60-0.96). Qualitative data suggest a greater acceptance of intrahousehold communication about HIV and sexuality. Although women noted challenges associated with acceptance of condoms by men, increased confidence and skills associated with participation in the intervention supported their introduction in sexual relationships. In addition to impacts on economic well being, women's empowerment and intimate partner violence, interventions addressing the economic and social vulnerability of women may contribute to reductions in HIV risk behavior.

  18. Is This Work Sustainable? Teacher Turnover and Perceptions of Workload in Charter Management Organizations

    Science.gov (United States)

    Torres, A. Chris

    2016-01-01

    An unsustainable workload is considered the primary cause of teacher turnover at Charter Management Organizations (CMOs), yet most reports provide anecdotal evidence to support this claim. This study uses 2010-2011 survey data from one large CMO and finds that teachers' perceptions of workload are significantly associated with decisions to leave…

  19. A Model of Sustainability for Professional Organizations: Using a Learning Management System to Offer Continuing Education

    Science.gov (United States)

    Sparrow, Gregory S.

    2017-01-01

    Professional membership organizations have long maintained their exposure and revenue stream through a variety of traditional avenues, most notably memberships, sponsored conferences, and professional journals. The synergy of this three-tiered model has depended on a certain enhanced status derived from membership benefits and proprietary…

  20. Between activism and science: Grassroots concepts for sustainability coined by Environmental Justice Organizations

    NARCIS (Netherlands)

    Martínez-Alier, J.; Anguelovski, I.; Bond, P.; DelBene, D.; F. Demaria (Federico); J. Gerber (Julien-François); Greyl, L.; Hass, W.; Healy, H.; Marín-Burgos, V.; Ojo, G.U.; Porto, M.; Rijnhout, L.; Rodríguez-Labajos, B.; Spangenberg, J.; Temper, L.; Warlenius, R.; I. Yánez (Ivonne)

    2014-01-01

    textabstractAbstract In their own battles and strategy meetings since the early 1980s, EJOs (environmental justice organizations) and their networks have introduced several concepts to political ecology that have also been taken up by academics and policy makers. In this paper, we explain the

  1. Oceans and Human Health: Linking Ocean, Organism, and Human Health for Sustainable Management of Coastal Ecosystems

    Science.gov (United States)

    Sandifer, P. A.; Trtanj, J.; Collier, T. K.

    2012-12-01

    Scientists and policy-makers are increasingly recognizing that sustainable coastal communities depend on healthy and resilient economies, ecosystems, and people, and that the condition or "health" of the coastal ocean and humans are intimately and inextricably connected. A wealth of ecosystem services provided by ocean and coastal environments are crucial for human survival and well being. Nonetheless, the health of coastal communities, their economies, connected ecosystems and ecosystem services, and people are under increasing threats from health risks associated with environmental degradation, climate change, and unwise land use practices, all of which contribute to growing burdens of naturally-occurring and introduced pathogens, noxious algae, and chemical contaminants. The occurrence, frequency, intensity, geographic range, and number and kinds of ocean health threats are increasing, with concomitant health and economic effects and eroding public confidence in the safety and wholesomeness of coastal environments and resources. Concerns in the research and public health communities, many summarized in the seminal 1999 NRC Report, From Monsoons to Microbes and the 2004 final report of the US Commission on Ocean Policy, resulted in establishment of a new "meta-discipline" known as Oceans and Human Health (OHH). OHH brings together practitioners in oceanography, marine biology, ecology, biomedical science, medicine, economics and other social sciences, epidemiology, environmental management, and public health to focus on water- and food-borne causes of human and animal illnesses associated with ocean and coastal systems and on health benefits of seafood and other marine products. It integrates information across multiple disciplines to increase knowledge of ocean health risks and benefits and communicate such information to enhance public safety. Recognizing the need for a comprehensive approach to ocean health threats and benefits, Congress passed the Oceans and

  2. MARKETING ACTIVITY IN ROMANIAN MICROCREDIT ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Savescu Roxana Florenta

    2012-12-01

    Full Text Available Microfinance is the solution that ensures the provision of loans and other basic financial services to those entrepreneurs who have limited access to the banking sector. These financial services provided by microfinance institutions allow small business owners to take advantage of their entrepreneurship skills by developing small businesses capable of generating additional income. As they mature, Romanian microcredit organizations become gradually aware of the importance of marketing in their current activities. The paper presents the results of a qualitative research on the experience and marketing practices in major microfinance institutions in Romania, highlighting at the same time the factors influencing decisions to invest resources in this area. The conclusions of the research reveal that microcredit organizations have a limited institutional capacity to develop complex marketing programs that drive marketing activities and resources to achieve the objectives of the organization. The approach here is one of a reactive management, the situations that pushes microcredit organizations into engaging in some marketing activities and using various instruments being determined by changes in the structure and level of market development and competition or by the availability of funds for current activity. Although marketing interventions should be considered important on all markets, the truth is that different types of markets (emerging, developing, mature markets require certain marketing activities. The proposed marketing mix contains 8 elements ("8 P" that ought to be optimally combined within the marketing strategy, in order to get the expected response from the target group: product, price, placement, promotion, processes, procedures, personnel, partnership. The topic chosen for this paper answers a need for know-how in the Romanian microcredit organizations, in terms of their marketing activity. From a scientific point of view, the paper

  3. Bioelectrochemical systems (BES) for sustainable energy production and product recovery from organic wastes and industrial wastewaters

    DEFF Research Database (Denmark)

    Pant, Deepak; Singh, Anoop; Van Bogaert, Gilbert

    2012-01-01

    Bioelectrochemical systems (BESs) are unique systems capable of converting the chemical energy of organic waste including low-strength wastewaters and lignocellulosic biomass into electricity or hydrogen/chemical products in microbial fuel cells (MFCs) or microbial electrolysis cells (MECs......) respectively, or other products formed at the cathode by an electrochemical reduction process. As compared to conventional fuel cells, BESs operate under relatively mild conditions, use a wide variety of organic substrates and mostly do not use expensive precious metals as catalysts. The recently discovered...... use of BES for product synthesis via microbial electrosynthesis have greatly expanded the horizon for these systems. Newer concepts in application as well as development of alternative materials for electrodes, separators, and catalysts, along with innovative designs have made BESs very promising...

  4. Flow condensation pressure drop characteristics of R410A-oil mixture inside small diameter horizontal microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Huang, Xiangchao; Ding, Guoliang; Hu, Haitao; Zhu, Yu [Institute of Refrigeration and Cryogenics, Shanghai Jiaotong University, Shanghai 200240 (China); Gao, Yifeng [International Copper Association Shanghai Office, Shanghai 200020 (China); Deng, Bin [Institute of Heat Transfer Technology, Golden Dragon Precise Copper Tube Group Inc., Shanghai 200135 (China)

    2010-11-15

    Flow condensation pressure drop characteristics of R410A-oil mixture inside small diameter (5.0 mm and 4.0 mm O.D.) horizontal microfin tubes were investigated experimentally covering nominal oil concentrations from 0% to 5%. The research results indicate that, comparing with the frictional pressure drop of pure R410A, the frictional pressure drop of R410A-oil mixture may decrease by maximum of 18% when the vapor quality is lower than 0.6, and increase by maximum of 13% when the vapor quality is higher than 0.6. A new frictional pressure drop correlation for R410A-oil mixture flow condensation inside microfin tubes is developed based on the refrigerant-oil mixture properties, and can agree with 94% of the experimental data within a deviation of -30% to +30%. (author)

  5. Condensation of refrigerants in horizontal, spirally grooved microfin tubes: Numerical analysis of heat transfer in the annular flow regime

    Energy Technology Data Exchange (ETDEWEB)

    Nozu, S; Honda, H

    2000-02-01

    A method is presented for estimating the condensation heat transfer coefficient in a horizontal, spirally grooved microfin tube. Based on the flow observation study performed by the authors, a laminar film condensation model in the annular flow regime is proposed. The model assumes that all the condensate flow occurs through the grooves. The condensate film is segmented into thin and thick film regions. In the thin film region formed on the fin surface, the condensate is assumed to be drained by the combined surface tension and vapor shear forces. In the thick film region formed in the groove, on the other hand, the condensate is assumed to be driven by the vapor shear force. The present and previous local heat transfer data including four fluids (CFC11, HCFC22, HCFC123, and HFCl34a) and three microfin tubes are found to agree with the present predictions to a mean absolute deviation of 15.1%.

  6. Application of PistachioWaste as Organic Manure in Sustainable Agriculture

    Directory of Open Access Journals (Sweden)

    Mohammad Shahin Daneshmandi

    2017-05-01

    Full Text Available Plant residuals and waste products of agricultural crops form organic fertilizer sources that are traditionally used as organic manure. From 230000 t of dry pistachios produced in 2014, more than 766000 t waste was generated and a large part was to pistachio orchards in fertile regions to be used as organic manure. This study investigated the positive and negative effects of the used of pistachio waste as organic fertilizer over two consecutive years in the form of statistical designs for compound decomposition (overtime. The results indicate that if pistachio waste accumulates without being disinfected, it is a suitable environment for the growth and activity of Aspergillus and Penicillium fungi. The presence of aflatoxin G2 was confirmed in the pistachio waste (0.028 μg, but this contamination did not exist in the soil of the orchard to which the pistachio waste was added. The addition of waste to soil significantly reduced the EC and pH and increased the levels of Zn, P, and K by 270%, 195%, and 89.5%, respectively, in comparison with the control. The level of B did not differ significantly at between treatments. The results suggest that adding pistachio waste to soil enriches it with elements that are directly absorbable by pistachio trees, but it is necessary for the waste to be disinfected with proper fungicides to prevent development of toxin contamination. Furthermore, to recover the decomposability of soil, application of waste to orchards with intervals of twice or three times a year is recommended.

  7. The fusion of humanistic management and organizational learning vreate sustainable and high quality organizations une

    Directory of Open Access Journals (Sweden)

    Carlos Largacha Martínez

    2015-07-01

    Full Text Available Rev.esc.adm.neg Looking for the best results that support company sustainability, diverse methodologies focusing on productivity and efficiency have been developed. Under this perspective, the trends of Human Talent Management look for high productive workers and to have low rates of personnel rotation (Bruce, 2006; Wu y Lee, 2001; Fisher, 2000; Lyons, 2006. However, most of these trends do not surpass the reductionist version of the market which only consider a company as a producer of goods or services (Schumacher, 1975, or the managerial paradigms that create structures opposing human resource management (Maslow, 1968; Berger y Luckmann, 1967; Senge et.al., 1994. The Humanistic Management is an exception as it offers another managerial option based on the existing people in the company, not seen as resources but what they really are: human beings. Its principles focus on alteration, non- ideologies and organizational social obligations (Largacha-Martínez, 2010b. In this paper, the outcomes of a qualitative study in seven companies coordinated by the Humanistic Management Network are presented (Von Kimakowitz, et. al, 2011, analyzing them from the perspective of excellence and organizational learning

  8. Innovator Organizations in New Drug Development: Assessing the Sustainability of the Biopharmaceutical Industry.

    Science.gov (United States)

    Kinch, Michael S; Moore, Ryan

    2016-06-23

    The way new medicines are discovered and brought to market has fundamentally changed over the last 30 years. Our previous analysis showed that biotechnology companies had contributed significantly to the US Food and Drug Administration approval of new molecular entities up to the mid-1980s, when the trends started to decline. Although intriguing, the focus on biotechnology necessarily precluded the wider question of how the biopharmaceutical industry has been delivering on its goals to develop new drugs. Here, we present a comprehensive analysis of all biopharmaceutical innovators and uncover unexpected findings. The present biopharmaceutical industry grew steadily from 1800 to 1950 and then stagnated for two decades, before a burst of growth attributable to the biotechnology revolution took place; but consolidation has reduced the number of active and independent innovators to a level not experienced since 1945. The trajectories and trends we observe raise fundamental questions about biopharmaceutical innovators and the sustainability of the drug-development enterprise. Copyright © 2016 Elsevier Ltd. All rights reserved.

  9. Sustainable Disruptions

    DEFF Research Database (Denmark)

    Friis, Silje Alberthe Kamille; Kjær, Lykke Bloch

    2016-01-01

    Since 2012 the Sustainable Disruptions (SD) project at the Laboratory for Sustainability at Design School Kolding (DK) has developed and tested a set of design thinking tools, specifically targeting the barriers to economically, socially, and environmentally sustainable business development....... The tools have been applied in practice in collaboration with 11 small and medium sized companies (SMEs). The study investigates these approaches to further understand how design thinking can contribute to sustainable transition in a business context. The study and the findings are relevant to organizations...... invested in the issue of sustainable business development, in particular the leaders and employees of SMEs, but also to design education seeking new ways to consciously handle and teach the complexity inherent in sustainable transformation. Findings indicate that the SD design thinking approach contributes...

  10. Sustainable organic loading rate and energy recovery potential of mesophilic anaerobic membrane bioreactor for municipal wastewater treatment

    KAUST Repository

    Wei, Chunhai

    2014-08-01

    The overall performance of a mesophilic anaerobic membrane bioreactor (AnMBR) for synthetic municipal wastewater treatment was investigated under a range of organic loading rate (OLR). A very steady and high chemical oxygen demand (COD) removal (around 98%) was achieved over a broad range of volumetric OLR of 0.8-10gCOD/L/d. The sustainable volumetric and sludge OLR satisfying a permeate COD below 50mg/L for general reuse was 6gCOD/L/d and 0.63gCOD/gMLVSS (mixed liquor volatile suspended solids)/d, respectively. At a high sludge OLR of over 0.6gCOD/gMLVSS/d, the AnMBR achieved high methane production of over 300ml/gCOD (even approaching the theoretical value of 382ml/gCOD). A low biomass production of 0.015-0.026gMLVSS/gCOD and a sustainable flux of 6L/m2/h were observed. The integration of a heat pump and forward osmosis into the mesophilic AnMBR process would be a promising way for net energy recovery from typical municipal wastewater in a temperate area. © 2014 Elsevier Ltd.

  11. Porous Iron-Carboxylate Metal-Organic Framework: A Novel Bioplatform with Sustained Antibacterial Efficacy and Nontoxicity.

    Science.gov (United States)

    Lin, Sha; Liu, Xiangmei; Tan, Lei; Cui, Zhenduo; Yang, Xianjin; Yeung, Kelvin W K; Pan, Haobo; Wu, Shuilin

    2017-06-07

    Sustained drug release plays a critical role in targeting the therapy of local diseases such as bacterial infections. In the present work, porous iron-carboxylate metal-organic framework [MOF-53(Fe)] nanoparticles (NPs) were designed to entrap the vancomycin (Van) drugs. This system exhibited excellent chemical stability under acidic conditions (pH 7.4, 6.5, and 5.5) and much higher drug-loading capability because of the high porosity and large surface area of MOF NPs. The results showed that the drug-loading ratio of Van could reach 20 wt % and that the antibacterial ratio of the MOF-53(Fe)/Van system against Staphylococcus aureus could reach up to 90%. In addition, this MOF-53(Fe)/Van system exhibited excellent biocompatibility because of its chemical stability and sustained release of iron ions. Hence, these porous MOF NPs are a promising bioplatform not only for local therapy of bacterial infections but also for other biomedical therapies for tissue regeneration.

  12. Sustainable organic loading rate and energy recovery potential of mesophilic anaerobic membrane bioreactor for municipal wastewater treatment

    KAUST Repository

    Wei, Chunhai; Harb, Moustapha; Amy, Gary L.; Hong, Pei-Ying; Leiknes, TorOve

    2014-01-01

    The overall performance of a mesophilic anaerobic membrane bioreactor (AnMBR) for synthetic municipal wastewater treatment was investigated under a range of organic loading rate (OLR). A very steady and high chemical oxygen demand (COD) removal (around 98%) was achieved over a broad range of volumetric OLR of 0.8-10gCOD/L/d. The sustainable volumetric and sludge OLR satisfying a permeate COD below 50mg/L for general reuse was 6gCOD/L/d and 0.63gCOD/gMLVSS (mixed liquor volatile suspended solids)/d, respectively. At a high sludge OLR of over 0.6gCOD/gMLVSS/d, the AnMBR achieved high methane production of over 300ml/gCOD (even approaching the theoretical value of 382ml/gCOD). A low biomass production of 0.015-0.026gMLVSS/gCOD and a sustainable flux of 6L/m2/h were observed. The integration of a heat pump and forward osmosis into the mesophilic AnMBR process would be a promising way for net energy recovery from typical municipal wastewater in a temperate area. © 2014 Elsevier Ltd.

  13. Acceptability of a microfinance-based empowerment intervention for transgender and cisgender women sex workers in Greater Kuala Lumpur, Malaysia

    Science.gov (United States)

    Lall, Priya; Shaw, Stacey A.; Saifi, Rumana; Sherman, Susan G.; Azmi, Nuruljannah Nor; Pillai, Veena; El-Bassel, Nabila; Kamarulzaman, Adeeba; Wickersham, Jeffrey A.

    2017-01-01

    Abstract Introduction: Cisgender and transgender woman sex workers (CWSWs and TWSWs, respectively) are key populations in Malaysia with higher HIV-prevalence than that of the general population. Given the impact economic instability can have on HIV transmission in these populations, novel HIV prevention interventions that reduce poverty may reduce HIV incidence and improve linkage and retention to care for those already living with HIV. We examine the feasibility of a microfinance-based HIV prevention intervention among CWSW and TWSWs in Greater Kuala Lumpur, Malaysia. Methods: We conducted 35 in-depth interviews to examine the acceptability of a microfinance-based HIV prevention intervention, focusing on: (1) participants’ readiness to engage in other occupations and the types of jobs in which they were interested in; (2) their level of interest in the components of the potential intervention, including training on financial literacy and vocational education; and (3) possible barriers and facilitators to the successful completion of the intervention. Using grounded theory as a framework of analysis, transcripts were analysed through Nvivo 11. Results: Participants were on average 41 years old, slightly less than half (48%) were married, and more than half (52%) identified as Muslim. Participants express high motivation to seek employment in other professions as they perceived sex work as not a “proper job” with opportunities for career growth but rather as a short-term option offering an unstable form of income. Participants wanted to develop their own small enterprise. Most participants expressed a high level of interest in microfinance intervention and training to enable them to enter a new profession. Possible barriers to intervention participation included time, stigma, and a lack of resources. Conclusion: Findings indicate that a microfinance intervention is acceptable and desirable for CWSWs and TWSWs in urban Malaysian contexts as participants

  14. Acceptability of a microfinance-based empowerment intervention for transgender and cisgender women sex workers in Greater Kuala Lumpur, Malaysia.

    Science.gov (United States)

    Lall, Priya; Shaw, Stacey A; Saifi, Rumana; Sherman, Susan; Azmi, Nuruljannah Nor; Pillai, Veena; El-Bassel, Nabila; Kamarulzaman, Adeeba; Wickersham, Jeffrey A

    2017-08-02

    Cisgender and transgender woman sex workers (CWSWs and TWSWs, respectively) are key populations in Malaysia with higher HIV-prevalence than that of the general population. Given the impact economic instability can have on HIV transmission in these populations, novel HIV prevention interventions that reduce poverty may reduce HIV incidence and improve linkage and retention to care for those already living with HIV. We examine the feasibility of a microfinance-based HIV prevention intervention among CWSW and TWSWs in Greater Kuala Lumpur, Malaysia. We conducted 35 in-depth interviews to examine the acceptability of a microfinance-based HIV prevention intervention, focusing on: (1) participants' readiness to engage in other occupations and the types of jobs in which they were interested in; (2) their level of interest in the components of the potential intervention, including training on financial literacy and vocational education; and (3) possible barriers and facilitators to the successful completion of the intervention. Using grounded theory as a framework of analysis, transcripts were analysed through Nvivo 11. Participants were on average 41 years old, slightly less than half (48%) were married, and more than half (52%) identified as Muslim. Participants express high motivation to seek employment in other professions as they perceived sex work as not a "proper job" with opportunities for career growth but rather as a short-term option offering an unstable form of income. Participants wanted to develop their own small enterprise. Most participants expressed a high level of interest in microfinance intervention and training to enable them to enter a new profession. Possible barriers to intervention participation included time, stigma, and a lack of resources. Findings indicate that a microfinance intervention is acceptable and desirable for CWSWs and TWSWs in urban Malaysian contexts as participants reported that they were ready to engage in alternative forms of

  15. Evaporation heat transfer characteristics inside the U-bend of the smooth and the microfin tube using alternative refrigerant

    Energy Technology Data Exchange (ETDEWEB)

    Cho, K N [Sung Kyun Kwan University, Seoul (Korea, Republic of); Kim, B G [Sung Kyun Kwan University Graduate School, Seoul (Korea, Republic of)

    1997-09-01

    The present work experimentally investigated the effects of mass flux, heat flux, inlet quality on the heat transfer performance inside the U-bend of smooth and microfin tube using R-22 and R-407C refrigerants. The parameters were 200 and 400 kg/m{sup 2} s for mass flux, 6 and 12 kw/m{sup 2} for heat flux, 0.1 and 0.2 for inlet quality under the pressure of 0.65 MPa. The apparatus consisted of the test section of four straight sections and three U-bends, preheater, condenser, refrigerant pump, mass flow meter etc. The average heat transfer coefficient at the downstream straight section after U-bend was affected by U-bend due to the centrifugal force and mixing of two-phase flow in the U-bend. The average heat transfer coefficient at the U-bend was 4{approx}33 % higher than that at the straight section. The average heat transfer coefficients were affected in the order of mass flux, heat flux and inlet quality. The average heat transfer coefficients in the microfin tube were lager by 19{approx}49 % and 33{approx}69 % than that in the smooth tube at the straight section and at the U-bend separately. The average heat transfer coefficients for R-407C were larger by 33{approx}41 % and 17{approx}29% than that for R-22 in the smooth tube and the microfin tube separately. (author). 24 refs., 9 figs.

  16. In-tube flow boiling of R-407C and R-407C/oil mixtures. Part 1: Microfin tube

    Energy Technology Data Exchange (ETDEWEB)

    Zuercher, O; Thome, J R; Favrat, D

    1999-07-01

    In-tube evaporation tests for R-407C and R-407C/oil are reported for a microfin tube. The tests were run at a nominal inlet pressure of 645 kPa (93.5 psia) at mass velocities of 100, 200 and 300 kg/(m{sup 2}{center{underscore}dot}s) (20.5, 41, and 61 lb/s{center{underscore}dot}ft{sup 2}) over nearly the entire vapor quality range. At similar operating conditions, pure R-407C performed similarly to previous pure R-134a tests at the highest mass velocity, but lower than R-134a for the other mass velocities. Any amount of oil tended to decrease local R-407C microfin heat transfer coefficients, especially at high vapor qualities were degradations of as much as 50% or more occurred. Two-phase pressure drops were increased by the presence of oil, especially at high vapor qualities. Buildup of the local oil mass fraction in the microfin test sections was observed at high vapor qualities, together with the formation of slowly flowing viscous liquid films, a phenomenon that became more acute at lower mass velocities.

  17. Evaporation of R407C and R410A in a horizontal herringbone microfin tube: heat transfer and pressure drop

    Energy Technology Data Exchange (ETDEWEB)

    Wellsandt, S; Vamling, L [Chalmers University of Technology, Gothenburg (Sweden). Department of Chemical Engineering and Environmental Science, Heat and Power Technology

    2005-09-01

    An experimental investigation of in-tube evaporation of R410A and R407C has been carried out for a 4 m long herringbone microfin tube with an outer diameter of 9.53 mm. Measured local heat transfer coefficients and pressure losses are reported for evaporation temperatures for R410A and R407C between -2.2 and 9.5 {sup o}C and between -5.5 and 13.8 {sup o}C, respectively. Mass flow rates between 162 and 366 kg m{sup -2} s{sup -1} have been investigated. Results from this work are compared to R134a data from an earlier work by the present authors, and also to predicted values from some available helical microfin correlations. Compared to R134a data, heat transfer coefficients for the investigated mixtures are generally lower, especially at low mass flow rates. No major effect of heat flux on heat transfer coefficients was found, with the exception of the high quality region. Predicted heat transfer coefficients from helical microfin correlations strongly overpredict the present data. Global pressure losses are predicted well, even though local deviations are found. (author)

  18. R404A condensing under forced flow conditions inside smooth, microfin and cross-hatched horizontal tubes

    Energy Technology Data Exchange (ETDEWEB)

    Infante Ferreira, C A; Nan, X [Delft University of Technology (Netherlands). Laboratory for Refrigeration and Indoor Climate Control; Newell, T A; Chato, J C [University of Illinois, Urbana, IL (United States). Dept. of Mechanical and Industrial Engineering

    2003-06-01

    Two-phase heat transfer coefficient characteristics of R404A condensing under forced flow conditions inside smooth, microfin and cross-hatched horizontal tubes are experimentally investigated. Experimental parameters include a lubricating polyol ester oil concentration varied from 0 to 4%. The test runs were done at average inlet saturated condensing temperatures of 40{sup o}C. The inlet vapor was kept at saturation (quality = 1.0). The mass fluxes were between 200 and 600 kg/m{sup 2}s, and the heat fluxes were selected to obtain a quality of 0.0 at the outlet of the test section, varying from 5 to 45 kW/m{sup 2}. The heat transfer enhancement factor varied between 1.8 and 2.4 for both microfin and cross-hatched tubes. The larger values applied for larger mass fluxes for the cross-hatched tube and smaller mass fluxes for the microfin tube. Enhancement factors increased as oil concentration increased up to oil concentrations of 2%. For higher oil concentrations the enhancement decreased especially at high mass fluxes, the cross-hatched tube being less sensitive to oil contamination. Pressure drop in the test section increased by approximately 25% as the oil concentration increased from 0 to 4%. The results from the experiments are compared with those calculated from correlations reported in the literature. Moreover, modified correlations for the condensation heat transfer coefficient are proposed for practical applications. (author)

  19. Experiment of flow regime map and local condensing heat transfer coefficients inside three dimensional inner microfin tubes

    Science.gov (United States)

    Du, Yang; Xin, Ming Dao

    1999-03-01

    This paper developed a new type of three dimensional inner microfin tube. The experimental results of the flow patterns for the horizontal condensation inside these tubes are reported in the paper. The flow patterns for the horizontal condensation inside the new made tubes are divided into annular flow, stratified flow and intermittent flow within the test conditions. The experiments of the local heat transfer coefficients for the different flow patterns have been systematically carried out. The experiments of the local heat transfer coefficients changing with the vapor dryness fraction have also been carried out. As compared with the heat transfer coefficients of the two dimensional inner microfin tubes, those of the three dimensional inner microfin tubes increase 47-127% for the annular flow region, 38-183% for the stratified flow and 15-75% for the intermittent flow, respectively. The enhancement factor of the local heat transfer coefficients is from 1.8-6.9 for the vapor dryness fraction from 0.05 to 1.

  20. Sustainability of existing areas of historic cemeteries in the city organism: A Czech case study

    Science.gov (United States)

    Folíková Palánová, K.; Juračka, O.

    2018-04-01

    Old public cemeteries are integrated in urbanism as its obvious part what is given by its social function. The witness of these spaces express the relationship and respect to values created by generations ahead of us. There were a lot of forms of graves and cemeteries in a history. A big part of cemeteries preserved until today that we still have in our cities, were founded in 18th and 19th Century. Those burial sites that could be expanded fulfill its function till today. But some of them were closed in an urban organism and remained without use. The others were lost with an aggressive construction and were replaced by the settlements, factories or new parks in some cases, without etic rules. The story of many cemeteries is forgotten. There is a question: What is the fate of old cemeteries, which stopped fulfill their original function? What the investors, the monument care, the heads of cities would to do with it? The aim of the article is to compare the mutual influence of the urban structure of chosen cemeteries in Czech Republic and abroad. The results are obtained by analyzing and comparing the findings of the individual revitalized cemeteries that are still part of urban organism. It is necessary to specify the appropriate transformation of nonfunctional necropolis to become a full part of the city with respect to the dead, to the traditions, to the sacred space.

  1. Delocalized organic pollutant destruction through a self-sustaining supercritical water oxidation process

    International Nuclear Information System (INIS)

    Lavric, E.D.; Weyten, H.; Ruyck, J. de; Plesu, V.; Lavric, V.

    2005-01-01

    Supercritical water oxidation (SCWO) is a recent development aiming at the destruction of organic pollutants present with low concentrations in waste waters. The present paper focuses on the process simulation of SCWO with emphasis on the proper modelling of supercritical thermodynamic conditions and on the possibility to make the SCWO process self-sufficient from the energetic viewpoint. Self-sufficiency may be of interest to encourage more delocalization of waste water treatment. The process of SCWO for dilute waste water (no more than 5 wt.%) is modelled through the ASPEN Plus copyright process simulator. Studies were made to search for energetic self-sufficiency conditions using various technologies for power production from the heat of reaction, like supercritical water expansion in a turbine, use of a closed Brayton cycle (CBC) and use of an organic Rankine cycle (ORC). The results obtained showed that the process is energetically self-sufficient using either a small supercritical turbine, or an ORC. In less restrictive conditions regarding the component efficiencies, the CBC, in theory, also leads to self-sufficiency, but from the analysis, it appears that this solution is less realistic

  2. Assessment of Total Risk on Non-Target Organisms in Fungicide Application for Agricultural Sustainability

    Directory of Open Access Journals (Sweden)

    Ali Musa Bozdogan

    2014-02-01

    Full Text Available In Turkey, in 2010, the amount of pesticide (active ingredient; a.i. used in agriculture was about 23,000 metric tons, of which approximately 32% was fungicides. In 2012, 14 a.i. were used for fungus control in wheat cultivation areas in Adana province, Turkey. These a.i. were: azoxystrobin, carbendazim, difenoconazole, epoxiconazole, fluquinconazole, prochloraz, propiconazole, prothioconazole, pyraclostrobin, spiroxamine, tebuconazole, thiophanate-methyl, triadimenol, and trifloxystrobin. In this study, the potential risk of a.i. on non-target organisms in fungicide application of wheat cultivation was assessed by The Pesticide Occupational and Environmental Risk (POCER indicators. In this study, the highest human health risk was for fluquinconazole (Exceedence Factor (EF 1.798 for human health, whereas the fungicide with the highest environmental risk was propiconazole (EF 2.000 for the environment. For non-target organisms, the highest potential risk was determined for propiconazole when applied at 0.1250 kg a.i. ha-1 (EF 2.897. The lowest total risk was for azoxystrobin when applied at  0.0650 kg a.i. ha-1 (EF 0.625.

  3. Increasing sustainability through the use of organic matters/manures in banana production. cv. harichal

    International Nuclear Information System (INIS)

    Miano, T.F.; Baloch, M.A.; Baloch, A.F.; Miano, T.F.

    2005-01-01

    A banana experiment was carried out with cv. Harichal under the ecological conditions of Tando Jam to study the effect of organic manures/matter on the growth and bunch weight (yield) of banana. The treatments applied were ; FYM, Dry leaves, Stalk of the banana bunch and control with constant doses of NPK (136g + 57g + 148g per plant). Minimum days (490.33) from planting to harvest were observed under the treatment of FYM followed by stalk of the bunch and dried leaves. The highest single fruit weight (107 g), fruit length( 18.30 cm) bunch weight (25.46 kg) and calculated yield per hectare (33.80 tons) were observed under FYM with NPK fertilizer followed by stalk of the bunch and dried leaves. (author)

  4. Organic food for sustainable and healthy diets - lessons from the nordic diet?

    DEFF Research Database (Denmark)

    Bugel, Susanne; Damsgaard, C. T.; Larsen, T. M.

    2015-01-01

    foods from the wild countryside and 3) more foods from sea and lakes. In many ways, the New NND is very similar to a Mediterranean diet but relies on rapeseed (canola) oil instead of olive oil and ramson instead of garlic. The diets differ in their types of produce due to regional differences in climate......://foodoflife.ku.dk/opus/english/nyheder/publikationer/) in which the NND was compared to the Average Danish Diet (ADD). The use of mostly local products and reduction of the meat intake were of both socioeconomic and environmental advantage. Including organic produce increased environmental impact of the NND.Conclusion: In line with the Mediterranean diet......Introduction: The New Nordic Diet (NND) was developed in 2004 by chefs and food professionals from the five Nordic countries. The goal for the NND was that it should be based on traditional regional food products but healthier than the traditional eating habits. The NND builds on four key...

  5. Organic Microporous Nanofillers with Unique Alcohol Affinity for Superior Ethanol Recovery toward Sustainable Biofuels.

    Science.gov (United States)

    Cheng, Xi Quan; Konstas, Kristina; Doherty, Cara M; Wood, Colin D; Mulet, Xavier; Xie, Zongli; Ng, Derrick; Hill, Matthew R; Lau, Cher Hon; Shao, Lu

    2017-05-09

    To minimize energy consumption and carbon footprints, pervaporation membranes are fast becoming the preferred technology for alcohol recovery. However, this approach is confined to small-scale operations, as the flux of standard rubbery polymer membranes remain insufficient to process large solvent volumes, whereas membrane separations that use glassy polymer membranes are prone to physical aging. This study concerns how the alcohol affinity and intrinsic porosity of networked, organic, microporous polymers can simultaneously reduce physical aging and drastically enhance both flux and selectivity of a super glassy polymer, poly-[1-(trimethylsilyl)propyne] (PTMSP). Slight loss in alcohol transportation channels in PTMSP is compensated by the alcohol affinity of the microporous polymers. Even after continuous exposure to aqueous solutions of alcohols, PTMSP pervaporation membranes loaded with the microporous polymers outperform the state-of-the-art and commercial pervaporation membranes. © 2017 Wiley-VCH Verlag GmbH & Co. KGaA, Weinheim.

  6. Sustainable carbon sources for microbial organic acid production with filamentous fungi.

    Science.gov (United States)

    Dörsam, Stefan; Fesseler, Jana; Gorte, Olga; Hahn, Thomas; Zibek, Susanne; Syldatk, Christoph; Ochsenreither, Katrin

    2017-01-01

    The organic acid producer Aspergillus oryzae and Rhizopus delemar are able to convert several alternative carbon sources to malic and fumaric acid. Thus, carbohydrate hydrolysates from lignocellulose separation are likely suitable as substrate for organic acid production with these fungi. Before lignocellulose hydrolysate fractions were tested as substrates, experiments with several mono- and disaccharides, possibly present in pretreated biomass, were conducted for their suitability for malic acid production with A. oryzae. This includes levoglucosan, glucose, galactose, mannose, arabinose, xylose, ribose, and cellobiose as well as cheap and easy available sugars, e.g., fructose and maltose. A. oryzae is able to convert every sugar investigated to malate, albeit with different yields. Based on the promising results from the pure sugar conversion experiments, fractions of the organosolv process from beechwood ( Fagus sylvatica ) and Miscanthus giganteus were further analyzed as carbon source for cultivation and fermentation with A. oryzae for malic acid and R. delemar for fumaric acid production. The highest malic acid concentration of 37.9 ± 2.6 g/L could be reached using beechwood cellulose fraction as carbon source in bioreactor fermentation with A. oryzae and 16.2 ± 0.2 g/L fumaric acid with R. delemar . We showed in this study that the range of convertible sugars for A. oryzae is even higher than known before. We approved the suitability of fiber/cellulose hydrolysate obtained from the organosolv process as carbon source for A. oryzae in shake flasks as well as in a small-scale bioreactor. The more challenging hemicellulose fraction of F. sylvatica was also positively evaluated for malic acid production with A. oryzae .

  7. Sustainable reuse of rice residues as feedstocks in vermicomposting for organic fertilizer production.

    Science.gov (United States)

    Shak, Katrina Pui Yee; Wu, Ta Yeong; Lim, Su Lin; Lee, Chieh Ai

    2014-01-01

    Over the past decade, rice (Oryza sativa or Oryza glaberrima) cultivation has increased in many rice-growing countries due to the increasing export demand and population growth and led to a copious amount of rice residues, consisting mainly of rice straw (RS) and rice husk (RH), being generated during and after harvesting. In this study, Eudrilus eugeniae was used to decompose rice residues alone and rice residues amended with cow dung (CD) for bio-transformation of wastes into organic fertilizer. Generally, the final vermicomposts showed increases in macronutrients, namely, calcium (11.4-34.2%), magnesium (1.3-40.8%), phosphorus (1.2-57.3%), and potassium (1.1-345.6%) and a decrease in C/N ratio (26.8-80.0%) as well as increases in heavy metal content for iron (17-108%), copper (14-120%), and manganese (6-60%) after 60 days of vermicomposting. RS as a feedstock was observed to support healthier growth and reproduction of earthworms as compared to RH, with maximum adult worm biomass of 0.66 g/worm (RS) at 60 days, 31 cocoons (1RS:2CD), and 23 hatchlings (1RS:1CD). Vermicomposting of RS yielded better results than RH among all of the treatments investigated. RS that was mixed with two parts of CD (1RS:2CD) showed the best combination of nutrient results as well as the growth of E. eugeniae. In conclusion, vermicomposting could be used as a green technology to bio-convert rice residues into nutrient-rich organic fertilizers if the residues are mixed with CD in the appropriate ratio.

  8. Building a Sustainable Global Surgery Nonprofit Organization at an Academic Institution.

    Science.gov (United States)

    Frisella, Margaret M

    Surgical Outreach for the Americas is a 501(c)3 nonprofit organization providing surgical care to those in need in developing countries of the Western Hemisphere. Every year since its inception in 2008, teams of surgeons, nurses, and allied health professionals have traveled to areas of need and performed primarily hernia repair surgeries for those without access to affordable health care. Surgical Outreach for the Americas (SOfA) began as a general concept based on World Health Organization statistics claiming that 11% of the global burden of disease can be resolved via surgery. Armed with this information, a group of compassionate and selfless health care professionals planned the first trip, to the Dominican Republic, in January 2009. Building on what was first just an ambition to help others, we now also train surgeons, surgery residents, and nurses in the countries we serve. To date, SOfA has successfully treated 734 patients, with 899 total surgical procedures performed (693 of these under general anesthesia). These procedures include inguinal hernia, umbilical hernia, testicular masses, orchiectomies, and various general surgical procedures. Through the efforts of a great many talented individuals and robust fundraising efforts, the SOfA message continues to gain momentum. SOfA not only considers the health and well-being of the disadvantaged through capacity-building efforts but strives to educate and improve the skills of health care professionals in the countries we visit. Our goal is to increase the number of missions each year and begin a 2-fold educational program that (a) provides surgical resident education through participation in mission work and (b) provides local surgeon education in the areas served. Copyright © 2016. Published by Elsevier Inc.

  9. Sustainable processing

    DEFF Research Database (Denmark)

    Kristensen, Niels Heine

    2004-01-01

    Kristensen_NH and_Beck A: Sustainable processing. In Otto Schmid, Alexander Beck and Ursula Kretzschmar (Editors) (2004): Underlying Principles in Organic and "Low-Input Food" Processing - Literature Survey. Research Institute of Organic Agriculture FiBL, CH-5070 Frick, Switzerland. ISBN 3-906081-58-3...

  10. Franchising Microfinance

    OpenAIRE

    Amit Bubna; Bhagwan Chowdhry

    2010-01-01

    Financial intermediaries worldwide are seeking mechanisms for participating in micro lending. Using informed "local capitalists" as bank's on-lenders fails due to borrowers' incentive to default with multiple credit sources. A coalition of local capitalists may not resolve the problem in the presence of a monopoly moneylender with superior skills in lending and enforcement. A credible competitive threat to the moneylender can only arise if the local capitalist coalition also provides informat...

  11. Sustained multiple organ ischaemia after transarterial chemoembolization with drug-eluting beads for hepatocellular carcinoma.

    Science.gov (United States)

    Kim, Young Woon; Kwon, Jung Hyun; Nam, Soon Woo; Jang, Jeong Won; Jung, Hyun Suk; Shin, Yu Ri; Park, Eun Su; Shim, Dong Jae

    2018-02-01

    Transarterial chemoembolization (TACE) with drug-eluting beads (DC beads) may enhance drug delivery to tumours and reduce systemic toxicity. TACE with DC beads leads to significantly fewer serious side-effects compared with conventional TACE. A 66-year-old man with hepatocellular carcinoma (HCC) complained of continuous abdominal pain 1 month after TACE with DC beads. At the time of TACE, angiography revealed severe stenosis of both hepatic arteries. The diagnostic work up on admission suggested severe bile duct injury with regional bile duct dilatation, segmental liver and spleen infarction, necrotizing pancreatitis, as well as gastric and duodenal ulcers. The pathology specimens of the duodenum contained DC beads that had passed through small vessels in the connective tissue. The patient's condition appeared to improve after 2 weeks of antibiotic treatment and supportive care, but new multifocal liver and spleen infarction subsequently developed. After 2 months, he was well enough to be discharged. His HCC partially responded to the TACE with DC beads but eventually progressed and he died after 11 months. The present case report highlights unexpected ongoing multiple organ ischaemia in a 66-year-old man treated for HCC using TACE with DC beads. The use of TACE with DC beads should be carefully considered in patients with vascular strictures or aberrant blood supply.

  12. Sustainable development as an organizing principle for US foreign policy: Opportunities and enduring constraints

    Energy Technology Data Exchange (ETDEWEB)

    Munro, J.F.

    1995-07-01

    The disintegration of the Soviet Union has dramatically changed the international topography. Bipolar international relations have given way to a multipolar world wherein the United States is the only true superpower as gauged by both economic and military might. The decline of the Soviet Union has removed an important stabilizing force in international politics and a critical organizing principle for American Foreign Policy -- namely, the containment of international communism. The Soviet Union`s dismantlement has created opportunities for both cooperation and conflict. It means that increasingly cooperative relations between Russia and the United States have reduced the threat of nuclear war while intensifying regional political instability among present and former allies and former client states. Without the Soviet threat more resources are available to restore the nation`s transportation, communications, and industrial infrastructure, clean up the environment, and to develop technologies that promise to increase US economic competitiveness while minimizing environmental impacts. Internationally, there should be additional resources to promote international economic growth, to preserve natural environments, and to build democratic institutions in developing nations.

  13. Sustainability Organic Agriculture and Livestock Production with Respect to European Union in Eastern Anatolia and East Black Sea Regions

    Directory of Open Access Journals (Sweden)

    Vecihi Aksakal

    2016-11-01

    Full Text Available The majority of farm households in Turkey and especially the Eastern Anatolia are still based on low-input semi subsistence agriculture and livestock production. Despite a slow decline in recent years, agriculture and livestock production remains a major employer in Turkey and it is a significant contributor to the country’s gross domestic product, GDP. Whist Turkey is one of the EU candidate countries, is self sufficient in food production and Turkish agriculture is poorly structured inefficient, with farming in the Eastern Anatolia being mainly subsistence farming. Yet, these traditional rural structures combined with poor access to low level of education and low level of off-farm unemployment problem makes the situation more complicated and unsustainable. The best way to promote sustainability, better and higher production of Eastern Anatolian and rural Turkey is to invest in the local people, villages through improved, continuing and effective agricultural and livestock programs in particular. Investment in human capital especially in the rural areas leads to more employment opportunities through entrepreneurship and innovation in organic agriculture and livestock production. A holistic approach to developing and improving supply chains could unlock the potential for sophisticated, state-of-the-art organic agriculture and livestock producers and businesses in the region to become EU and global players. Eastern Anatolian livestock producers and the farmers have the ambitions to take part in future progress because the region is naturally organic not by design but default. It is for sure that present potential of the region has not been fully determined and utilized. EU has greatly benefited from previous enlargements economically, politically and socially. When European Union (EU and Turkish Government relations considered and accession of Turkey to EU would be the logical consequence of the previous accessions. The screening on chapter 11

  14. A systematic review of income generation interventions, including microfinance and vocational skills training, for HIV prevention.

    Science.gov (United States)

    Kennedy, Caitlin E; Fonner, Virginia A; O'Reilly, Kevin R; Sweat, Michael D

    2014-01-01

    Income generation interventions, such as microfinance or vocational skills training, address structural factors associated with HIV risk. However, the effectiveness of these interventions on HIV-related outcomes in low- and middle-income countries has not been synthesized. The authors conducted a systematic review by searching electronic databases from 1990 to 2012, examining secondary references, and hand-searching key journals. Peer-reviewed studies were included in the analysis if they evaluated income generation interventions in low- or middle-income countries and provided pre-post or multi-arm measures on behavioral, psychological, social, care, or biological outcomes related to HIV prevention. Standardized forms were used to abstract study data in duplicate and study rigor was assessed. Of the 5218 unique citations identified, 12 studies met criteria for inclusion. Studies were geographically diverse, with six conducted in sub-Saharan Africa, three in South or Southeast Asia, and three in Latin America and the Caribbean. Target populations included adult women (N = 6), female sex workers/bar workers (N = 3), and youth/orphans (N = 3). All studies targeted females except two among youth/orphans. Study rigor was moderate, with two group-randomized trials and two individual-randomized trials. All interventions except three included some form of microfinance. Only a minority of studies found significant intervention effects on condom use, number of sexual partners, or other HIV-related behavioral outcomes; most studies showed no significant change, although some may have had inadequate statistical power. One trial showed a 55% reduction in intimate partner violence (adjusted risk ratio 0.45, 95% confidence interval 0.23-0.91). No studies measured incidence/prevalence of HIV or sexually transmitted infections among intervention recipients. The evidence that income generation interventions influence HIV-related behaviors and outcomes is inconclusive. However, these

  15. A systematic review of income generation interventions, including microfinance and vocational skills training, for HIV prevention

    Science.gov (United States)

    Kennedy, Caitlin E.; Fonner, Virginia A.; O'Reilly, Kevin R.; Sweat, Michael D.

    2013-01-01

    Income generation interventions, such as microfinance or vocational skills training, address structural factors associated with HIV risk. However, the effectiveness of these interventions on HIV-related outcomes in low- and middle-income countries has not been synthesized. We conducted a systematic review by searching electronic databases from 1990-2012, examining secondary references, and hand searching key journals. Peer-reviewed studies were included in the analysis if they evaluated income generation interventions in low- or middle-income countries and provided pre-post or multi-arm measures on behavioral, psychological, social, care or biological outcomes related to HIV prevention. Standardized forms were used to abstract study data in duplicate and study rigor was assessed. Of 5,218 unique citations identified, 12 studies met criteria for inclusion. Studies were geographically diverse, with 6 conducted in sub-Saharan Africa, 3 in South or Southeast Asia, and 3 in Latin America and the Caribbean. Target populations included adult women (N=6), female sex workers/bar workers (N=3), and youth/orphans (N=3). All studies targeted females except 2 among youth/orphans. Study rigor was moderate, with 2 group-randomized trials and 2 individual-randomized trials. All interventions except 3 included some form of microfinance. Only a minority of studies found significant intervention effects on condom use, number of sexual partners or other HIV-related behavioral outcomes; most studies showed no significant change, although some may have had inadequate statistical power. One trial showed a 55% reduction in intimate partner violence (adjusted risk ratio 0.45, 95% confidence interval 0.23-0.91). No studies measured incidence/prevalence of HIV or sexually transmitted infections among intervention recipients. The evidence that income generation interventions influence HIV-related behaviors and outcomes is inconclusive. However, these interventions may have important effects

  16. AESIS: a support tool for the evaluation of sustainability of agroecosystems. Example of applications to organic and integrated farming systems in Tuscany, Italy

    Directory of Open Access Journals (Sweden)

    Gaio Cesare Pacini

    2011-02-01

    Full Text Available Agricultural researchers widely recognise the importance of sustainable agricultural production systems and the need to develop appropriate methods to measure sustainability on the farm level. Policy makers need accounting and evaluation tools to be able to assess the potential of sustainable production practices and to provide appropriate agro-environmental policy measures. Farmers are in search of sustainable management tools to cope with regulations and enhance efficiency. This paper presents the outcomes of applications to organic and integrated farming of an indicator-based framework to evaluate sustainability of farming systems (Agro-Environmental Sustainability Information System, AESIS. The AESIS was described together with a review of applications dating from 1991 in a previous paper. The objective of the present paper is to present the AESIS application to organic and integrated farming systems in Val d’Elsa (Tuscany and discuss how it is adapted for application to ordinary farms. The AESIS is organised into a number of environmental and production systems. For each system, environmental critical points are identified with corresponding agro-environmental indicators and processing methods. Possible solutions to sustainability issues, and critical points of relevance to the agricultural sector of the local economic and agro-ecological zone, are formulated by including an experimental layout, identifying indicator thresholds and by defining management systems with corresponding policy measures. Alternative solutions are evaluated by calculating and measuring the relevant indicators. The outcomes of the AESIS applications are discussed with specific relevance to the operational adoptability of AESIS to ordinary, agri-touristic farms managed with the organic and the integrated production method, respectively. The AESIS framework proved to be sufficiently flexible to meet the requirements for ordinary farm applications while keeping a

  17. FA1105 BioGreenhouse (2012-04-19 – 2016-04-18) Towards a sustainable and productive EU organic greenhouse horticulture

    NARCIS (Netherlands)

    Meijer, R.J.M.

    2015-01-01

    Organic greenhouse horticulture (OGH)(i.e the production in greenhouses or polytunnels)in the EU should
    improve its sustainability, production and productivity. Emissions of nutrients and its footprint should be
    reduced. Production and productivity are too low to meet the demand of the

  18. FA1105 BioGreenhouse (2012-04-19 – 2016-04-18) Towards a sustainable and productive EU organic greenhouse horticulture

    NARCIS (Netherlands)

    Meijer, R.J.M.

    2015-01-01

    Organic greenhouse horticulture (OGH)(i.e the production in greenhouses or polytunnels)in the EU should improve its sustainability, production and productivity. Emissions of nutrients and its footprint should be reduced. Production and productivity are too low to meet the demand of the society. The

  19. The Revitalization of Women’s Entrepreneurship Spirit In Micro Enterprises With Islamic Microfinance Institution (IMI (Study on The Contribution of BMTs Agam Madani in Agam sub-province, West Sumatra

    Directory of Open Access Journals (Sweden)

    Hesi Eka Puteri

    2014-03-01

    Full Text Available Objective - The objective of this paper is to give an overview of the contribution of Islamic Microfinance Institutions (IMI in the process of empowerment of women microenterprises, and recommended a related policy.Method – This study is a field research in 2012, which focused in BMTs Agam Madani at Agam district. The data is sourced from the observation, documentation and questionnaires from 60 women micro-entrepreneurs samples who receive working capital financing. This paper uses simple regression model in order to observe relationship between working capital and the increasing of revenue. This model is to measure the amount of the multiplier effect in working capital-to increasing of revenue.Result – This paper found that IMI is a good model to develop society more prosperous by developing BMTs in each district. These BMT has thousands of micro enterprises member and could revitalized the spirit of entrepreneurship of minangkabau’s women. A research to 60 women’s micro entrepreneur samples showed the positive significant influence between lending to revenue. A multiplier effect equal to 0.068.The small number of multiplier effect implied that many factors determining their revenue, not lending only.Conclusion – This finding could explain that IMI could empower micro entrepreneur woman. This finding also recommend few strategies: 1 Revitalization of BMTs as micro catalyst by revitalization of structure of organization, products variation, human resource compentence, sharia monitoring, public cooperation and implementating local cultural value 2 Revitalization of government role as fasilitator, coordinator, initiator and mediator in developing micro sector. Keywords : Women’s Entrepreneurship, Micro Enterprises, Islamic Microfinance Institution, BMTs Agam Madani 

  20. A Self-Sustained Wireless Multi-Sensor Platform Integrated with Printable Organic Sensors for Indoor Environmental Monitoring

    Directory of Open Access Journals (Sweden)

    Chun-Chang Wu

    2017-03-01

    Full Text Available A self-sustained multi-sensor platform for indoor environmental monitoring is proposed in this paper. To reduce the cost and power consumption of the sensing platform, in the developed platform, organic materials of PEDOT:PSS and PEDOT:PSS/EB-PANI are used as the sensing films for humidity and CO2 detection, respectively. Different from traditional gas sensors, these organic sensing films can operate at room temperature without heating processes or infrared transceivers so that the power consumption of the developed humidity and the CO2 sensors can be as low as 10 μW and 5 μW, respectively. To cooperate with these low-power sensors, a Complementary Metal-Oxide-Semiconductor (CMOS system-on-chip (SoC is designed to amplify and to read out multiple sensor signals with low power consumption. The developed SoC includes an analog-front-end interface circuit (AFE, an analog-to-digital convertor (ADC, a digital controller and a power management unit (PMU. Scheduled by the digital controller, the sensing circuits are power gated with a small duty-cycle to reduce the average power consumption to 3.2 μW. The designed PMU converts the power scavenged from a dye sensitized solar cell (DSSC module into required supply voltages for SoC circuits operation under typical indoor illuminance conditions. To our knowledge, this is the first multiple environmental parameters (Temperature/CO2/Humidity sensing platform that demonstrates a true self-powering functionality for long-term operations.

  1. A Self-Sustained Wireless Multi-Sensor Platform Integrated with Printable Organic Sensors for Indoor Environmental Monitoring.

    Science.gov (United States)

    Wu, Chun-Chang; Chuang, Wen-Yu; Wu, Ching-Da; Su, Yu-Cheng; Huang, Yung-Yang; Huang, Yang-Jing; Peng, Sheng-Yu; Yu, Shih-An; Lin, Chih-Ting; Lu, Shey-Shi

    2017-03-29

    A self-sustained multi-sensor platform for indoor environmental monitoring is proposed in this paper. To reduce the cost and power consumption of the sensing platform, in the developed platform, organic materials of PEDOT:PSS and PEDOT:PSS/EB-PANI are used as the sensing films for humidity and CO₂ detection, respectively. Different from traditional gas sensors, these organic sensing films can operate at room temperature without heating processes or infrared transceivers so that the power consumption of the developed humidity and the CO₂ sensors can be as low as 10 μW and 5 μW, respectively. To cooperate with these low-power sensors, a Complementary Metal-Oxide-Semiconductor (CMOS) system-on-chip (SoC) is designed to amplify and to read out multiple sensor signals with low power consumption. The developed SoC includes an analog-front-end interface circuit (AFE), an analog-to-digital convertor (ADC), a digital controller and a power management unit (PMU). Scheduled by the digital controller, the sensing circuits are power gated with a small duty-cycle to reduce the average power consumption to 3.2 μW. The designed PMU converts the power scavenged from a dye sensitized solar cell (DSSC) module into required supply voltages for SoC circuits operation under typical indoor illuminance conditions. To our knowledge, this is the first multiple environmental parameters (Temperature/CO₂/Humidity) sensing platform that demonstrates a true self-powering functionality for long-term operations.

  2. Boundary Organizations: Creating a Unique Model for Sustained Dialog Among Scientists and Decison Makers About Long-term Change

    Science.gov (United States)

    Duncan, B.; Carter, H.; Knight, E.; Meyer, R.

    2015-12-01

    California Ocean Science Trust is a boundary organization formed by the state of California. We work across traditional boundaries between government, science, and communities to build trust and understanding in ocean and coastal science. We work closely with decision makers to understand their priority needs and identify opportunities for science to have a meaningful impact, and we engage scientists and other experts to compile and translate information into innovative products that help to meet those needs. This often sparks new collaborations that live well beyond the products themselves. Through this unique model, we are deepening relationships and facilitating an ongoing dialogue between scientists, decision-makers, and communities. The West Coast of the United States is already experiencing climate-driven changes in marine conditions at both large and small spatial scales. Decision makers are increasingly concerned with the potential threats that these changes pose to coastal communities, industries, ecosystems, and species. Detecting and understanding these multi-stressor changes requires consideration across scientific disciplines and management jurisdictions. Research and monitoring programs must reflect this new reality: they should be designed to connect with the decision makers who may use their results. In this presentation, I will share how we are drawing from the West Coast Ocean Acidification and Hypoxia Science Panel - an interdisciplinary team of scientists convened by Ocean Science Trust from California, Oregon, Washington, and British Columbia - to develop actionable guidance for long-term monitoring for long-term change. Building on our experiences working with the Panel, I will discuss the unique model that boundary organizations provide for sustained dialog across traditionally siloed disciplines and management regimes, and share best practices and lessons learned in working across those boundaries.

  3. USING INTEGRATED MARKETING COMMUNICATION TO CREATE LONGTERM VALUE FOR A SUSTAINABLE ORGANIZATION. CASE STUDY: THE BAKERY INDUSTRY IN ROMANIA

    Directory of Open Access Journals (Sweden)

    OANCEA OLIMPIA ELENA MIHAELA

    2015-07-01

    Full Text Available Integrated marketing communication is considered to be a major development domain during the last decennium of the 20th century. Today, consumers use as many information sources as possible, and the value of integrated marketing communication has grown considerably. Very well targeted, integrated marketing communication campaigns rely on the strengths of the existing communicational tools, to favorably influence the behavior of the target public. The concept of integrated marketing communication was viewed for a long time as being an important management aspect, since by the efficacy of the integrated marketing communication tools, such as advertising, public relations, direct marketing, sales promotion, sales personnel, one can optimize the impact of communication on the target public. Integrated marketing communication has the role of building and consolidating profitable relations with the actual and potential clients and of generating synergy through the coordination of all the communicational mix tools into a coherent programme that can have a maximum effect. Integrated marketing communication can offer a real sustainable competitive advantage to any organization that profitably uses the potential of this communication. For this reason, the aim of the present paper consisted, on the one hand, in the evaluation of the extent to which the baking industry producers in Romania use integrated marketing communication tools, and, on the other hand, in the identification of the ways of measuring the efficacy of each communicational tool used by them.

  4. Fast and Sustained Degradation of Chemical Warfare Agent Simulants Using Flexible Self-Supported Metal-Organic Framework Filters.

    Science.gov (United States)

    Liang, Huixin; Yao, Aonan; Jiao, Xiuling; Li, Cheng; Chen, Dairong

    2018-06-20

    Self-detoxification filters against lethal chemical warfare agents (CWAs) are highly desirable for the protection of human beings and the environment. In this report, flexible self-supported filters of a series of Zr(IV)-based metal-organic frameworks (MOFs) including UiO-66, UiO-67, and UiO-66-NH 2 were successfully prepared and exhibited fast and sustained degradation of CWA simulants. A half-life as short as 2.4 min was obtained for the catalytic hydrolysis of dimethyl 4-nitrophenyl phosphate, and the percent conversion remained above 90% over a long-term exposure of 120 min, well exceeding those of the previously reported composite MOF filters and the corresponding MOF powders. The outstanding detoxification performance of the self-supported fibrous filter comes from the exceptionally high surface area, excellent pore accessibility, and hierarchical structure from the nano- to macroscale. This work demonstrates, for the first time, MOF-only filters as efficient self-detoxification media, which will offer new opportunities for the design and fabrication of functional materials for toxic chemical protection.

  5. Prediction of effective friction factors for single-phase flow in horizontal microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Wang, H S; Rose, J W [University of London (United Kingdom). Queen Mary, Department of Engineering

    2004-12-01

    An experimental database, covering a wide range of tube and fin geometric dimensions, Reynolds number and including data for water, R11, and ethylene glycol has been compiled for friction factor for single-phase flow in spirally grooved, horizontal microfin tubes. The tubes (21 in all) had inside diameter at the fin root between 6.46 and 24.13 mm, fin height between 0.13 and 0.47 mm, fin pitch between 0.32 and 1.15 mm, and helix angle between 17 and 45 degrees. The Reynolds number ranged from 2.0x10{sup 3} to 1.63x10{sup 5}. Six earlier friction factor correlations, each based on restricted data sets, have been compared with the database as a whole. None was found to be in good agreement with all of the data. The Jensen and Vlakancic correlation was found to be the best and represents the database within {+-}21%. (author)

  6. The Effect of Social Capital on Customer’s Repayment Rate at Islamic Microfinance Institution

    Directory of Open Access Journals (Sweden)

    Jaenal Effendi

    2016-07-01

    Full Text Available The potency of Micro and Small Enterprises (MSEs in Indonesia which is great, is not directly proportional to the ease of getting capital from formal financial institutions such as banks because it is not bankable. Meanwhile, microfinance institutions (MFIs that provide financing to the MSEs are currently thriving. This condition exposes the existence of factors that cause the MFIs continuesly providing financing to MSEs which are not bankable. This research aims to analyze the effect of social capital toward the repayment rate of Islamic MFIs’ customers. The methods used in this research was the logistic regression. The results showed variable relationship with BMT employees, relations with other customers, and Islamic recitation had positive and significant effect toward the repayment rate of the customer. While recommendations, membership status, and travel time from home to the BMT had negative and significant effect.  Variable outside the social capital indicator which is income rate had no significant effect.DOI: 10.15408/aiq.v8i2.2631

  7. Do African microfinance institutions need efficiency for financial stability and social outreach?

    Directory of Open Access Journals (Sweden)

    Md A.K. Azad

    2016-09-01

    Full Text Available Microfinance institutions (MFIs have the dual objective of providing social welfare and financial stability. We evaluated the financial efficiency of MFIs in sub-Saharan African countries by comparing their regional performances during the period 2004-2013. We addressed prevailing MFI heterogeneity by using the concept of "metafrontier". The results showed that on an average, more than half the MFIs showed a drop in productivity. The measure of how much one country gets closer to or further away from world frontier technology is commonly known as the TGC score. In world frontier technology, East and South Asian countries have taken the lead (TGC score 1.0048 while sub-Saharan African countries lag behind (TGC score 1.0020. Most East and South Asian countries have a TGC score of 1, and most sub-Saharan African countries have a TGC score less than 1. This signifies that Asian countries lead world frontier technology and most African countries do not. The decomposition of efficiency scores showed that with regard to technical changes, African nations had progressed on average only 0.01%, and efficiency change scores had regressed by 0.59% annually.

  8. Green microfinance: the case of the Cresol System in Southern Brazil

    Directory of Open Access Journals (Sweden)

    Lauro Gonzalez

    2015-08-01

    Full Text Available Climate change which until recently seemed a luxury for the microfinance sector, now appears to be crucial for the future of the sector. Due to their low adaptive capacity, the millions of MF clients worldwide happen to be the most vulnerable to a changing climate. Adapting previous analysis conducted in Nepal and Bangladesh by Agrawala and Maëlis (2010 to the Brazilian context, in this inductive qualitative study we aim to assess potential synergies between MF and CC actions and what strategies can be harnessed to better respond to CC vulnerabilities at client/MF level. To do so, we investigated the case of the second largest rural microcredit programme in Brazil, Sistema Cresol de Cooperativas de Crédito Rural com Interação Solidária. Albeit important overlaps between Cresol's product envelope and CC strategies exist, there is still room to realise synergies to both mitigate a new potential source of risk to Cresol's portfolio and to increase clients' adaptive capacity.

  9. Effect of sustainable land management practices on soil aggregation and stabilization of organic carbon in semiarid mediterranean ecosystems

    Science.gov (United States)

    Garcia-Franco, Noelia; Albaladejo, Juan; Almagro, María; Wiesmeier, Martin; Martínez-Mena, María

    2016-04-01

    Arid and semiarid regions represent about 47% of the total land area of the world (UNEP, 1992). At present, there is a priority interest for carbon (C) sequestration in drylands. These areas are considered as very fragile ecosystems with low organic carbon (OC) saturation, and potentially, high capacity for soil OC sequestration. In addition, the restoration of these areas is one of the major challenges for scientists, who will be able to identify and recommended the best land uses and sustainable land management (SLM) practices for soil conservation and mitigation of climate change in these environments. In this regard, in semiarid Mediterranean ecosystems there is an urgent need for the implementation of SLM practices regardless of land-use type (forest, agricultural and shrubland) to maintain acceptable levels of soil organic matter (SOM) and the physico-chemical protection of the OC. Long- and short-term effects of SLM practices on soil aggregation and SOC stabilization were studied in two land uses. The long-term experiment was conducted in a reforestation area with Pinus halepensis Mill., where two afforestation techniques were implemented 20 years ago: a) mechanical terracing with a single application of organic waste of urban soil refuse, and b) mechanical terracing without organic amendment. An adjacent shrubland was considered as the reference plot. The short-term experiment was conducted in a rain-fed almond (Prunus dulcis Mill., var. Ferragnes) orchard where two SLM practices were introduced 4 years ago: a) reduced tillage plus green manure, and b) no tillage. Reduced tillage was considered as the reference plot given that it is the habitual management practice. Four aggregate size classes were differentiated by sieving (large and small macroaggregates, microaggregates, and the silt plus clay fraction), and the microaggregates occluded within small macroaggregates (SMm) were isolated. In addition, different organic C fractions corresponding with active

  10. Where do the poorest go to seek outpatient care in Bangladesh: hospitals run by government or microfinance institutions?

    Science.gov (United States)

    Tseng, Yu-hwei; Khan, Mujibul Alam

    2015-01-01

    Health programs implemented by microfinance institutions (MFIs) aim to benefit the poor, but whether these services reach the poorest remains uncertain. This study intended to investigate the socioeconomic distribution of patients in hospitals operated by microfinance institutions (i.e. MFI hospitals) in Bangladesh and compare the differences with public hospitals to determine if the programs were consistent with their pro-poor mandate. In this cross-sectional study, we used the convenience sampling method to conduct an interviewer-assisted questionnaire survey among 347 female outpatients, with 170 in public hospitals and 177 in MFI hospitals. Independent variables were patient characteristics categorized into predisposing factors (age, education, marital status, family size), enabling factors (microcredit membership, household income) and need factors (self-rated health, perceived needs for care). We employed Generalized Estimating Equations (GEE) to evaluate how these factors contributed to MFI hospital use. Use of MFI hospitals was associated with microcredit membership over 5 years (OR=2.9, pmicrocredit members had a higher tendency towards utilization but membership effect pertained to the non- and moderately-poor. Compared with the group who were non-members and the poorest, microcredit members who were non-poor had the highest likelihood (OR=7.46, p<.001) to visit MFI hospitals, followed by members with moderate income (OR=6.91, p<.001) and then non-members in non-poor households (OR=4.48, p<.01). Those who were members but the poorest had a negative association (OR=0.42), though not significant. Despite a higher utilization of preventive services in MFI hospitals, expenditure there was significantly higher. Inequity was more pronounced in MFI hospitals than public ones. MFI hospitals appeared to miss their target population. We suggest that MFIs reorganize health programs toward primary health care to make care equitable and universally accessible. This

  11. Investigation on the heat transfer characteristics during flow boiling of liquefied natural gas in a vertical micro-fin tube

    Science.gov (United States)

    Xu, Bin; Shi, Yumei; Chen, Dongsheng

    2014-03-01

    This paper presents an experimental investigation on the heat transfer characteristics of liquefied natural gas flow boiling in a vertical micro-fin tube. The effect of heat flux, mass flux and inlet pressure on the flow boiling heat transfer coefficients was analyzed. The Kim, Koyama, and two kinds of Wellsandt correlations with different Ftp coefficients were used to predict the flow boiling heat transfer coefficients. The predicted results showed that the Koyama correlation was the most accurate over the range of experimental conditions.

  12. Towards an ecologically sustainable energy production based on forest biomass - Forest fertilisation with nutrient rich organic waste matter

    Energy Technology Data Exchange (ETDEWEB)

    Roegaard, Pia-Maria; Aakerback, Nina; Sahlen, Kenneth; Sundell, Markus [Swedish Polytechnic, Vasa (Finland)

    2006-07-15

    The project is a collaboration between Swedish Univ. of Agricultural Sciences, Faculty of Forest Sciences in Umeaa, Swedish Polytechnic, Finland in Vaasa and the Finnish Forest Research Institute in Kannus. Today there are pronounced goals within the EU that lead towards an ecologically sustainable community and there is also a global goal to decrease net carbon dioxide emissions. These goals involve among other things efforts to increase the use of renewable biofuel as energy source. This will result in an enlarged demand for biomass for energy production. Therefore, the forest resources in the Nordic countries will be required for energy production to a far greater extent in the future. One way to meet this increased tree biomass demand is to increase forest tree growth through supply of nutrients, of which nitrogen is the most important. Organic nutrient rich waste matter from the society, such as sewage sludge and mink and fox manure compost from fur farms might be used as forest fertilizer. This would result in increased supply of renewable tree biomass, decreased net carbon dioxide emissions, increased forest ecosystem carbon sequestration, decreased methane emissions from sewage sludge landfill and decreased society costs for sludge landfill or incineration. Therefore, the purpose of this project is to develop methods for forest fertilisation with nutrient rich organic waste matter from municipal wastewater, sludge and manure from mink and fox farms. The project may be divided into three main parts. The first part is the chemical composition of the fertiliser with the objective to increase the nitrogen content in sludge-based fertilisers and in compost of mink and fox manure. The second part involves the technique and logistics for forest fertilisation i.e., to develop application equipment that may be integrated in existing forest technical systems. The third part consists of field fertilisation investigations and an environmental impact assessment

  13. Effect of refrigeration lubricants on the heat transfer performance in the microfin tube evaporator

    Energy Technology Data Exchange (ETDEWEB)

    Cho, K N; Tae, S J [Sung Kyun Kwan University, Seoul (Korea)

    1999-01-01

    The present study experimentally investigated the defect of refrigeration lubricant on the heat transfer performance in the straight sections and U-bend of a microfin tube evaporator by using R-22/mineral oil and R-407C/POE oil. The apparatus consisted of test section with U-bend, preheater, condenser, oil injection and sampling devices, magnetic pump, mass flow meter etc. The experimental parameters were oil concentration of 0 to 5 wt%, inlet quality of 0.1 to 0.5, mass flux of 219 and 400 kg/m{sup 2}s and heat flux of 10 and 20 kw/m{sup 2}. The effects of parameters on the heat transfer coefficients were large in the order of inlet quality, mass flux and heat flux as oil concentration got increased. As oil concentration was increased, heat transfer coefficients were continuously decreased for R-22 and increased by 3% up to the concentration of 1% and then decreased for R-407C under the condition of large inlet quality, and small mass flux and heat flux. But, the heat transfer coefficients were increased up to the opposite conditions. The variation of enhancement factors for R-407C refrigerants under the opposite conditions. The variation of enhancement factors for R-407C was under 50% of that for R-22 and the variation with respect to the positions in the test section was small. The pressure drops were increased for both R-22 and R-407C refrigerants as oil concentration was increased. The pressure drops for R-407C were smaller by the maximum of 18% than those for R-22. 12 refs., 1 tab., 14 figs.

  14. Assessment of the Conditions for Linking Microfinance to Household Biodigester Construction in Cambodia

    Energy Technology Data Exchange (ETDEWEB)

    Chandararot, K.; Dannet, L.

    2006-10-15

    This report presents a comprehensive assessment of the conditions for helping households finance the construction of a biodigester. A micro-credit programme for biodigester users was jointly designed by the National Biodigester Programme (NBP), Netherlands Development Finance Company (FMO) and Microfinance Institutions (MFIs). By using in-depth interviews, a household survey and a desk study, it was determined that the demand for biodigester market was significant, with 96.5% of the studied households possessing the capacity to operate a biodigester. The research for demand for micro-credit showed that households were indeed in need of a financial aid (84%) but the majority was unwilling to borrow credit due to fear of inability to repay it. The ones willing to borrow demanded a credit size of 400,000-1,200,000 riels. The MFIs contacted (ACLEDA, Amret, CEB, Prasac, HURREDO) were interested in lending a micro-credit to biodigester users but were also concerned for the credit as it was for consumption and not production. It appeared that credit conditions desired by potential biodigester users were overall in line with MFIs offered conditions, but an interest rate gap was also in place. Some of the extensive suggestions on how to alleviate the problem offered in the report place FMO in the centre of operations as a possible guarantor of default loans, among other duties. The challenges likely to arise because of a roll-out strategy (linking potential biodigester users with micro-credit), as well plausible solutions are presented as well.

  15. Heat transfer during condensation of HFC-134a and R-404A inside of a horizontal smooth and micro-fin tube

    Energy Technology Data Exchange (ETDEWEB)

    Sapali, S N [Govt. College of Engineering, Department of Mechanical Engineering, Shivaji Nagar, Pune, Maharashtra 411 005 (India); Patil, Pradeep A [AISSMS College of Engineering, Pune University, Mechanical Engineering Department, Kennedy Road, Near R.T.O., Pune, Maharashtra 411 001 (India)

    2010-11-15

    In recent small and medium capacity refrigeration systems, the condenser tubes are provided with micro-fins from inside. The vapour refrigerant at the compressor outlet and the condenser inlet is in superheat state. As it advances in the condenser it is in two phases and at the outlet it is in sub cooled liquid. The heat transfer coefficient (HTC) during condensation of HFC-134a and R-404A in a smooth (8.56 mm ID) and micro-fin tubes (8.96 mm ID) are experimentally investigated. Different from previous studies, the present experiments are performed for various condensing temperatures, with superheating and sub cooling and using hermetically sealed compressor. The test runs are done at average saturated condensing temperatures ranging from 35 C to 60 C. The mass fluxes are between 90 and 800 kg m{sup -2} s{sup -1}. The experimental results indicate that the average HTC increases with mass flux but decreases with increasing condensing temperature for both smooth and micro-fin tubes. The average condensation HTCs of HFC-134a and R-404A for the micro-fin tubes were 1.5-2.5 and 1.3-2 times larger than that in smooth tube respectively. The HTCs for R-404A are less than that of HFC-134a. New correlations based on the data gathered during the experimentation for predicting condensation HTCs are proposed for wide range of operating conditions. (author)

  16. Evaporation heat transfer and pressure drop of R-410A in three 7.0 mm O.D. microfin tubes having different inside geometries

    International Nuclear Information System (INIS)

    Kim, Nae Hyun

    2015-01-01

    R-410A evaporation heat transfer and pressure drop data are provided for three 7.0 mm O.D. microfin tubes. The microfin tubes had different helix angle, fin height and fin apex angle. Tests were conducted for a range of quality (0.2 ∼ 0.8), mass flux (216 ∼ 390 kg/m 2 s), heat flux (9 ∼ 17 kW/m 2 ) and saturation temperature (8 ∼ 12 .deg. C). It was found that three microfin tubes yielded approximately the same heat transfer coefficients. Microfin tube with larger inter-fin spacing or smaller helix angle yielded lager pressure drop. Both heat transfer coefficient and pressure drop increased as mass flux or quality increased. However, they decreased as saturation temperature increased. The range of heat transfer enhancement factor (1.37 ∼ 1.97) was comparable with that of pressure drop penalty factor (1.22 ∼ 1.77). Data are compared with available heat transfer and pressure drop correlations

  17. Evaporation heat transfer and pressure drop of R-410A in a 7.0 mm O.D. microfin tube at low flow rates

    International Nuclear Information System (INIS)

    Kim, Hae Hyun

    2015-01-01

    Microfin tubes having an outside diameter (O.D.) of 7.0 mm are widely used in residential air conditioning systems and heat pumps. It is known that the mass fluxes for air conditioners and heat pumps under partial load conditions are several tens of kg/m 2 s. However, literature surveys reveal that previous investigations were limited to mass flux over 100 kg/m 2 s. In this study, we conduct R-410A evaporation heat-transfer tests at low mass fluxes (50-250 kg/m 2 s) using a 7.0 mm O.D. microfin tube. During the test, the saturation temperature was maintained at 8 degrees celsius, and the heat flux was maintained at 4.kW/m"2. For comparison purposes, we also test a smooth tube with a 7.0 mm O.D. The results showed that the heat-transfer enhancement factor of the microfin tube increased as the mass flux decreased up to 150 kg/m 2 s, which decreased as the mass flux further decreased. The reason for this was attributed to the change of the flow pattern from an annular flow to a stratified flow. Within the test range, the frictional pressure drops of the microfin tube were approximately the same as those of the smooth tube. We then compare experimental data obtained with the predictions obtained for the existing correlations

  18. Evaporation heat transfer and pressure drop of R-410A in a 7.0 mm O.D. microfin tube at low flow rates

    Energy Technology Data Exchange (ETDEWEB)

    Kim, Hae Hyun [Div. of Mechanical System Engineering, Incheon National University, Incheon (Korea, Republic of)

    2015-09-15

    Microfin tubes having an outside diameter (O.D.) of 7.0 mm are widely used in residential air conditioning systems and heat pumps. It is known that the mass fluxes for air conditioners and heat pumps under partial load conditions are several tens of kg/m{sup 2}s. However, literature surveys reveal that previous investigations were limited to mass flux over 100 kg/m{sup 2}s. In this study, we conduct R-410A evaporation heat-transfer tests at low mass fluxes (50-250 kg/m{sup 2}s) using a 7.0 mm O.D. microfin tube. During the test, the saturation temperature was maintained at 8 degrees celsius, and the heat flux was maintained at 4.kW/m{sup 2}. For comparison purposes, we also test a smooth tube with a 7.0 mm O.D. The results showed that the heat-transfer enhancement factor of the microfin tube increased as the mass flux decreased up to 150 kg/m{sup 2}s, which decreased as the mass flux further decreased. The reason for this was attributed to the change of the flow pattern from an annular flow to a stratified flow. Within the test range, the frictional pressure drops of the microfin tube were approximately the same as those of the smooth tube. We then compare experimental data obtained with the predictions obtained for the existing correlations.

  19. Empowerment as a multifaceted concept: : The impact of offering goal setting training to couples in the context of a microfinance intervention for women.

    NARCIS (Netherlands)

    Huis, Marloes; Hansen, Nina; Otten, Sabine; Lensink, Bernardus

    2016-01-01

    Previous research on the impact of offering access to microfinance (micro loan and training) to women provided mixed results with respect to female empowerment. We propose that empowerment is a three-level concept and should be investigated at the personal, relational, and societal level. In the

  20. Understanding female empowerment : The impact of offering goal setting training to couples in the context of a microfinance intervention for women

    NARCIS (Netherlands)

    Huis, Marloes; Hansen, Nina; Otten, Sabine; Lensink, Bernardus

    2016-01-01

    Previous research on the impact of offering access to microfinance (micro loan and training) to women provided mixed results with respect to female empowerment. We propose that empowerment is a three-level concept and should be investigated at the personal, relational, and societal level. In the

  1. Why Organization May Be the Primary Limitation to Implementing Sustainability at the Local Level: Examples from Swedish Case Studies

    Directory of Open Access Journals (Sweden)

    E. Carina H. Keskitalo

    2017-03-01

    Full Text Available Much of the effort to address environmental issues at the local level has focused on defining principles and aims rather than addressing the operational difficulties of implementation. Drawing upon insights from sustainability scholarship, this study reviews two cases: the development of a Swedish standard for implementing sustainable development at municipality, county council, and regional levels, and attempts by a small rural municipality to establish a process towards implementing the Aalborg Commitments. The research illustrates the specific organizational and managerial complexity of these case study experiences. It concludes that an organizational focus on integration and mainstreaming deserves particular attention to achieve broader sustainability, or related environmental or adaptation goals. The results, in particular, highlight the role that integrated management systems can play for sustainability work at the local level.

  2. R1234yf vs. R134a Flow Boiling Heat Transfer Inside a 3.4 mm ID Microfin Tube

    Science.gov (United States)

    Diani, A.; Mancin, S.; Rossetto, L.

    2014-11-01

    The refrigerant charge minimization as well as the use of eco-friendly fluids can be considered two of the most important targets for these applications to cope with the new environmental challenges. This paper compares the R1234yf and R134a flow boiling heat transfer and pressure drop measurements inside a small microfin tube with internal diameter at the fin tip of 3.4 mm. This study is carried out in an experimental facility built at the Dipartimento di Ingegneria Industriale of the University of Padova especially designed to study both single and two phase heat transfer processes. The microfin tube is brazed inside a copper plate and electrically heated from the bottom. Several T -type thermocouples are inserted in the wall to measure the temperature distribution during the phase change process. In particular, the experimental measurements were carried out at constant saturation temperature of 30 °C, by varying the refrigerant mass velocity between 190 kg m-2 s-1 and 940 kg m-2 s-1, the vapour quality from 0.2 to 0.99, at different imposed heat fluxes. The two refrigerants are compared considering the values of the two-phase heat transfer coefficient and pressure drop.

  3. R1234yf vs. R134a Flow Boiling Heat Transfer Inside a 3.4 mm ID Microfin Tube

    International Nuclear Information System (INIS)

    Diani, A; Mancin, S; Rossetto, L

    2014-01-01

    The refrigerant charge minimization as well as the use of eco-friendly fluids can be considered two of the most important targets for these applications to cope with the new environmental challenges. This paper compares the R1234yf and R134a flow boiling heat transfer and pressure drop measurements inside a small microfin tube with internal diameter at the fin tip of 3.4 mm. This study is carried out in an experimental facility built at the Dipartimento di Ingegneria Industriale of the University of Padova especially designed to study both single and two phase heat transfer processes. The microfin tube is brazed inside a copper plate and electrically heated from the bottom. Several T -type thermocouples are inserted in the wall to measure the temperature distribution during the phase change process. In particular, the experimental measurements were carried out at constant saturation temperature of 30 °C, by varying the refrigerant mass velocity between 190 kg m −2 s −1 and 940 kg m −2 s −1 , the vapour quality from 0.2 to 0.99, at different imposed heat fluxes. The two refrigerants are compared considering the values of the two-phase heat transfer coefficient and pressure drop

  4. R1234yf vs. R134a Flow Boiling Heat Transfer Inside a 3.4 mm ID Microfin Tube

    Energy Technology Data Exchange (ETDEWEB)

    Diani, A; Mancin, S; Rossetto, L [Università di Padova, Dipartimento di Ingegneria Industriale, Via Venezia 1, 35131 – Padova (Italy)

    2014-11-19

    The refrigerant charge minimization as well as the use of eco-friendly fluids can be considered two of the most important targets for these applications to cope with the new environmental challenges. This paper compares the R1234yf and R134a flow boiling heat transfer and pressure drop measurements inside a small microfin tube with internal diameter at the fin tip of 3.4 mm. This study is carried out in an experimental facility built at the Dipartimento di Ingegneria Industriale of the University of Padova especially designed to study both single and two phase heat transfer processes. The microfin tube is brazed inside a copper plate and electrically heated from the bottom. Several T -type thermocouples are inserted in the wall to measure the temperature distribution during the phase change process. In particular, the experimental measurements were carried out at constant saturation temperature of 30 °C, by varying the refrigerant mass velocity between 190 kg m{sup −2} s{sup −1} and 940 kg m{sup −2} s{sup −1}, the vapour quality from 0.2 to 0.99, at different imposed heat fluxes. The two refrigerants are compared considering the values of the two-phase heat transfer coefficient and pressure drop.

  5. Through Islamic Banks’ Zakat House (IBZH: Investment of Zakah Funds in Microfinance to Remove Poverty in Bangladesh: A New Model

    Directory of Open Access Journals (Sweden)

    Ahm Ershad UDDIN

    2016-04-01

    Full Text Available AbstractOne of Zakat’s main objectives is to help eliminate poverty and famine. And in Shari’ah, the obligation of zakat payment is elaborated which if not maintained holds severe consequences. Zakat has its unique features of supporting the poor in providing a collateral free financial stability. The main socioeconomic factors in all the developing Muslim countries are poverty, unemployment and economic inequality which results in not meeting the basic needs of the poor. In a country like Bangladesh consisting of Muslim Majority, although governmental and non-governmental institutions collect and distribute zakat yet the ultimate goal of zakat is not attained completely. At present, modern Islamic jurists reinforce the notion of microfinance investment through the collection and usage of zakat money. This paper consists of a static ground for the poverty removal creating a financial institution which is equally responsible as those present in Bangladesh but with a different route in eliminating poverty where schemes can be initiated along with opening opportunities of employment. Finally, it also surfaces the model in investment of zakat fund through IBZH with opinions of Islamic jurists. This Islamic Banks Zakah House (IBZH is an amalgamated forum of the present eight established private Islamic banks of Bangladesh  Keywords: Islamic Banks’ Zakat House (IBZH, Microfinance, Bangladesh.

  6. Exergy sustainability.

    Energy Technology Data Exchange (ETDEWEB)

    Robinett, Rush D. III (.; ); Wilson, David Gerald; Reed, Alfred W.

    2006-05-01

    Exergy is the elixir of life. Exergy is that portion of energy available to do work. Elixir is defined as a substance held capable of prolonging life indefinitely, which implies sustainability of life. In terms of mathematics and engineering, exergy sustainability is defined as the continuous compensation of irreversible entropy production in an open system with an impedance and capacity-matched persistent exergy source. Irreversible and nonequilibrium thermodynamic concepts are combined with self-organizing systems theories as well as nonlinear control and stability analyses to explain this definition. In particular, this paper provides a missing link in the analysis of self-organizing systems: a tie between irreversible thermodynamics and Hamiltonian systems. As a result of this work, the concept of ''on the edge of chaos'' is formulated as a set of necessary and sufficient conditions for stability and performance of sustainable systems. This interplay between exergy rate and irreversible entropy production rate can be described as Yin and Yang control: the dialectic synthesis of opposing power flows. In addition, exergy is shown to be a fundamental driver and necessary input for sustainable systems, since exergy input in the form of power is a single point of failure for self-organizing, adaptable systems.

  7. Sustainable Management of Food

    Science.gov (United States)

    To provide information to organizations to help them implement sustainable food management, including joining the Food Recovery Challenge. To provide education and information to communities and concerned citizens.

  8. Organizing and Managing Transition to Sustainable Urban Districts and Housing Structures. A Comparative Study of Swedish and Danish Cases of Current Urban Planning Practices

    DEFF Research Database (Denmark)

    Larsen, Jacob Norvig

    through analysis of documents, field observation, interviews and focus group seminars. Results showed that despite many similarities between the Swedish and Danish welfare state models, the organization of the social housing sector differs significantly between the two countries. This brings about very......In Scandinavia baby boomers coming of age in 1960s, in combination with a massive migration from rural to urban areas, caused a massive demand for new housing. Public authority responded by soliciting to social housing associations to construct a huge number of dwellings within a short time span...... different conditions for finance and consequently for organization of sustainable regeneration of 1960-70s’ suburban housing estates. On the Swedish side housing estates are either privately owned or organized as part of a municipal organization, whereas on the Danish side social housing estates are owned...

  9. The sustainable development

    International Nuclear Information System (INIS)

    2004-01-01

    In the framework of the sustainable development week (june 2003), Actu Environnement published a complete document on the sustainable development to inform the public, recall the main steps of this notion (Rio conference and the following conferences) and the possible employments. It presents also the main organizations acting in the sustainable development domain. (A.L.B.)

  10. Heat and mass transfer prediction of binary refrigerant mixtures condensing in a horizontal microfin tube

    Energy Technology Data Exchange (ETDEWEB)

    Koyama, Shigeru; Yu, Jian; Ishibashi, Akira

    1999-07-01

    In the face of the phase-out of HCFC22 for its effect on globe environment, the alternative refrigerant has been paid attention in the refrigeration and heat pump industry. In the present stage, it is found that any pure refrigerant is not a good substitute of HCFC22 for the system in use. The authors have to use binary or ternary refrigerant mixtures as the substitute to meet industrial requirement. But until now, although the heat transfer characteristics of the refrigerant mixtures can be measured in experiments and predicted in some degree, the mass transfer characteristics in condensation process, which is a main part in most systems, can not be clarified by both experimental and theoretical methods. In the present study a non-equilibrium model for condensation of binary refrigerant mixtures inside a horizontal microfin tube is proposed. In this model it is assumed that the phase equilibrium is only established at the vapor-liquid interface, while the bulk vapor and the bulk liquid are in non-equilibrium in the same cross section. The mass transfer characteristic in vapor core is obtained from the analogy between mass and momentum transfer. In the liquid layer, the mass fraction distribution is neglected, but the mass transfer coefficient is treated as infinite that can keep a finite value for the mass transfer rate in liquid phase. From the calculation results compared with the experimental ones for the condensation of HFC134a/HCFC123 and HCFC22/CFC114 mixtures, it is found that the calculated heat flux distribution along the tube axis is in good agreement with that of experiment, and the calculated values of condensing length agree well with the experimental ones. Using the present model, the local mass faction distribution, the diffusion mass transfer rate and the mass transfer characteristics in both vapor and liquid phase are demonstrated. From these results, the effect of mass transfer resistance on condensation heat transfer characteristics for binary

  11. The national sports policies and the sustainable development issue in a globalized world: 2007 – 2013, the experience of an Intergovernmental Organization (IGO-WSA

    Directory of Open Access Journals (Sweden)

    Gilles Klein

    2014-03-01

    Full Text Available In 2007, the Intergovernmental Organization, the World Sports Alliance (IGO-WSA, was founded with the support of international civil society (AICESIS, UN-NGO-IRENE and the United Nations. It is entrusted with the mission of educating youth and training the executives of the national sports system to deal with human development issues (education, equity, health, gender, environment while also contributing to the economic development of its Member States (partnerships, poverty reduction.A number of lessons can be drawn from this experience about support to national sports policies in a globalized world, more generally about the contribution to national development by and through sport.  We identify seven engines of an integrated approach to a sustainable development of sport in the developing countries.For the foreseeable future, the WSA-IGO faces six challenges, as tools for a renewed program: sustainability, infrastructures, education, equity, employment and training.Key words:

  12. Condensation of refrigerants in horizontal microfin tubes. Numerical analysis of heat transfer for annular flow regime; Reibai no microfin tsuki suihei kannai gyoshuku. Kanjoryu ryoiki ni okeru netsudentatsu no suchi kaiseki

    Energy Technology Data Exchange (ETDEWEB)

    Nozu, S [Okayama Prefectural University, Okayama (Japan); Honda, H [Kyushu University, Fukuoka (Japan). Institute of Advanced Material Study

    1998-07-25

    A method for predicting the local heat transfer coefficient is presented for film condensation of vapor in a spirally grooved horizontal microfin-tube. Based on the flow observation study performed by the present authors, film flow model between fins in the annular flow regime is proposed. For the fin surface, laminar condensate film controlled by the combined effects of vapor shear and surface tension forces is analyzed. While, in the groove, thick condensate film driven by the vapor shear force is taken into consideration. A parameter which accounts for the transition from annular- to stratified flow regimes is also derived. The present and previous local heat transfer data for fluorocarbon refrigerants in the annular flow regime are found by the present numerical analysis to have a mean absolute deviation of 15.1 percent. 12 refs., 10 figs., 2 tabs.

  13. sustainability and outreach performance of Ethiopian

    African Journals Online (AJOL)

    Eyerusalem

    Third, the poor lack skills to use borrowed money productively. MFIs have ... The findings of this paper are important to MFIs management and regulatory bodies .... Firstly, women invest the loans in productive activities or in ..... Microfinance a comprehensive review of existing ... Microfinance Risk Management, St. Louis.

  14. Angiotensin II type 1a receptors in subfornical organ contribute towards chronic intermittent hypoxia-associated sustained increase in mean arterial pressure.

    Science.gov (United States)

    Saxena, Ashwini; Little, Joel T; Nedungadi, T Prashant; Cunningham, J Thomas

    2015-03-01

    Sleep apnea is associated with hypertension. The mechanisms contributing to a sustained increase in mean arterial pressure (MAP) even during normoxic awake-state remain unknown. Rats exposed to chronic intermittent hypoxia for 7 days, a model of the hypoxemia associated with sleep apnea, exhibit sustained increases in MAP even during the normoxic dark phase. Activation of the renin-angiotensin system (RAS) has been implicated in chronic intermittent hypoxia (CIH) hypertension. Since the subfornical organ (SFO) serves as a primary target for the central actions of circulating ANG II, we tested the effects of ANG II type 1a receptor (AT1aR) knockdown in the SFO on the sustained increase in MAP in this CIH model. Adeno-associated virus carrying green fluorescent protein (GFP) and small-hairpin RNA against either AT1aR or a scrambled control sequence (SCM) was stereotaxically injected in the SFO of rats. After recovery, MAP, heart rate, respiratory rate, and activity were continuously recorded using radiotelemetry. In the normoxic groups, the recorded variables did not deviate from the baseline values. Both CIH groups exhibited significant increases in MAP during CIH exposures (P < 0.05). During the normoxic dark phase in the CIH groups, only the SCM-injected group exhibited a sustained increase in MAP (P < 0.05). The AT1aR-CIH group showed significant decreases in FosB/ΔFosB staining in the median preoptic nucleus and the paraventricular nuclei of the hypothalamus compared with the SCM-CIH group. Our data indicate that AT1aRs in the SFO are critical for the sustained elevation in MAP and increased FosB/ΔFosB expression in forebrain autonomic nuclei associated with CIH. Copyright © 2015 the American Physiological Society.

  15. The Prospect of Horticultural Organic Farming as Sustainable Agricultural Practice for Reducing Poverty: The Case in Bengkulu City, Indonesia

    OpenAIRE

    Teguh Adiprasetyo; Sukisno Sukisno; Nanik Setyowati; Sempurna Ginting; Merakati Handajaningsih

    2015-01-01

    Poverty is still an insistent problem which when confronted by humanity requires a systemic, comprehensive and synchronized approach to alleviate it.  The concentration of urban and rural poverty in developing countries underpins the importance of agriculture as a poverty reduction strategy since most of the poor people depend on agriculture.  Thus, improving agricultural productivity, competitiveness and sustainability may reduce poverty.   This study was intended to (1) find out if sustaina...

  16. Prediction of friction factor of pure water flowing inside vertical smooth and microfin tubes by using artificial neural networks

    Science.gov (United States)

    Çebi, A.; Akdoğan, E.; Celen, A.; Dalkilic, A. S.

    2017-02-01

    An artificial neural network (ANN) model of friction factor in smooth and microfin tubes under heating, cooling and isothermal conditions was developed in this study. Data used in ANN was taken from a vertically positioned heat exchanger experimental setup. Multi-layered feed-forward neural network with backpropagation algorithm, radial basis function networks and hybrid PSO-neural network algorithm were applied to the database. Inputs were the ratio of cross sectional flow area to hydraulic diameter, experimental condition number depending on isothermal, heating, or cooling conditions and mass flow rate while the friction factor was the output of the constructed system. It was observed that such neural network based system could effectively predict the friction factor values of the flows regardless of their tube types. A dependency analysis to determine the strongest parameter that affected the network and database was also performed and tube geometry was found to be the strongest parameter of all as a result of analysis.

  17. Leveraging microfinance to impact HIV and financial behaviors among adolescents and their mothers in West Bengal: a cluster randomized trial.

    Science.gov (United States)

    Spielberg, Freya; Crookston, Benjamin T; Chanani, Sheila; Kim, Jaewhan; Kline, Sean; Gray, Bobbi L

    2013-01-01

    Microfinance can be used to reach women and adolescent girls with HIV prevention education. We report findings from a cluster-randomized control trial among 55 villages in West Bengal to determine the impact of non-formal education on knowledge, attitudes and behaviors for HIV prevention and savings. Multilevel regression models were used to evaluate differences between groups for key outcomes while adjusting for cluster correlation and differences in baseline characteristics. Women and girls who received HIV education showed significant gains in HIV knowledge, awareness that condoms can prevent HIV, self-efficacy for HIV prevention, and confirmed use of clean needles, as compared to the control group. Condom use was rare and did not improve for women. While HIV testing was uncommon, knowledge of HIV-testing resources significantly increased among girls, and trended in the positive direction among women in intervention groups. Conversely, the savings education showed no impact on financial knowledge or behavior change.

  18. Sustainable Table | Welcome to Sustainable Table

    Science.gov (United States)

    Sustainable Seafood Industrial Agriculture Industrial Livestock Production Antibiotics Hormones rBGH Animal , safeguarding animal welfare and supporting local communities. Questions to Ask Asking questions is the best way Livestock Husbandry Sustainable Crop Production Innovative Agriculture New Farmers Organic Agriculture Local

  19. Targeted management of organic resources for sustainably increasing soil organic carbon: Observations and perspectives for resource use and climate adaptations in northern Ghana

    DEFF Research Database (Denmark)

    Heve, William K; Olesen, Jørgen Eivind; Chirinda, Ngonidzashe

    2016-01-01

    Since soil organic matter (SOM) buffers against impacts of climatic variability, the objective of this study was to assess on-farm distribution of SOM and propose realistic options for increasing SOM and thus the adaptation of smallholder farmers to climate change and variability in the interior...... northern savannah of Ghana. Data and information on spatial distribution of soil organic carbon (SOC), current practices that could enhance climate adaptation including management of organic resources were collected through biophysical assessments and snap community surveys. Even though homestead fields...... and residues, traditions for bush-burning and competing use of organic resources for fuels. Our findings suggest a need for effective management practices, training and awareness aimed at improving management of organic resources and, consequently, increasing SOC and resilience to climate-change-induced risks....

  20. Heat transfer, pressure drop and flow patterns during flow boiling of R407C in a horizontal microfin tube

    Science.gov (United States)

    Rollmann, P.; Spindler, K.; Müller-Steinhagen, H.

    2011-08-01

    The heat transfer, pressure drop and flow patterns during flow boiling of R407C in a horizontal microfin tube have been investigated. The microfin tube is made of copper with a total fin number of 55 and a helix angle of 15°. The fin height is 0.24 mm and the inner tube diameter at fin root is 8.95 mm. The test tube is 1 m long. It is heated electrically. The experiments have been performed at saturation temperatures between -30°C and +10°C. The mass flux was varied between 25 and 300 kg/m2/s, the heat flux from 20,000 W/m2 down to 1,000 W/m2. The vapour quality was kept constant at 0.1, 0.3, 0.5, 0.7 at the inlet and 0.8, 1.0 at the outlet, respectively. The measured heat transfer coefficient is compared with the correlations of Cavallini et al., Shah as well as Zhang et al. Cavallini's correlation contains seven experimental constants. After fitting these constants to our measured values, the correlation achieves good agreement. The measured pressure drop is compared to the correlations of Pierre, Kuo and Wang as well as Müller-Steinhagen and Heck. The best agreement is achieved with the correlation of Kuo and Wang. Almost all values are calculated within an accuracy of ±30%. The flow regimes were observed. It is shown, that changes in the flow regime affect the heat transfer coefficient significantly.

  1. Heat transfer and flow pattern during two-phase flow boiling of R-134a in horizontal smooth and microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Yu, Minghuei; Lin, Tsunkuo; Tseng, Chyuanchyi [National Sun Yat Sen Univ., Taiwan (China). Dept. of Mechanical Engineering

    2002-09-01

    Flow pattern and heat transfer during evaporation in a 10.7 mm diameter smooth tube and a micro-fin tube are presented. The tubes were tested in the ranges of mass flux between 163 and 408 kg m{sup -2}s{sup -1} and heat flux between 2200 and 56 000 W m{sup -2}. The evaporation temperature was 6{sup o}C. Flow maps for both the tubes are plotted in the coordinates of mass flux and vapor quality. The relations of flow pattern and local heat transfer coefficient are discussed. The heat transfer coefficients for intermittent and annular flows in both the smooth tube and the micro-fin tube are shown to agree well with Gungor and Winterton's correlation with modified constants. (author)

  2. Evaluating the Sustainability of a Small-Scale Low-Input Organic Vegetable Supply System in the United Kingdom

    DEFF Research Database (Denmark)

    Markussen, Mads Ville; Kulak, Michal; Smith, Laurence G.

    2014-01-01

    Resource use and environmental impacts of a small-scale low-input organic vegetable supply system in the United Kingdom were assessed by emergy accounting and Life Cycle Assessment (LCA). The system consisted of a farm with high crop diversity and a related box-scheme distribution system. We...... compared empirical data from this case system with two modeled organic food supply systems representing high-and low-yielding practices for organic vegetable production. Further, these systems were embedded in a supermarket distribution system and they provided the same amount of comparable vegetables...

  3. Theory and Practice of Sustainable Development: Path to Managing Rural Grass-roots Party Organization from the Perspective of Impetus

    Science.gov (United States)

    Zhong, Xianzhe

    2018-02-01

    Impetus is the most fundamental guarantee for the survival and progress of organization. The rural grass-roots party organization should serve as a battle fortress of party helping realize the purpose of party in the village. Therefore, to strengthen the management of rural party branches, it is imperative to optimize their impetus, stepping on the basic paths: developing and utilizing material force, and digging and stimulating spiritual force for rural grass-roots party organization construction; adhering to the dialectical view on impetus to highlight both material and spiritual motivations.

  4. Chemistry of sustainability-Part I: Carbon dioxide as an organic synthon and Part II: Study of thermodynamics of cation exchange reactions in semiconductor nanocrystals

    Science.gov (United States)

    Sathe, Ajay A.

    Sustainability is an important part of the design and development of new chemical and energy conversion processes. Simply put sustainability is the ability to meet our needs without sacrificing the ability of the next generations to meet theirs. This thesis describes our efforts in developing two orthogonal strategies for the fixation of CO2 by utilizing high energy intermediates which are generated via oxidative or reductive processes on common organic substrates and of thermochemical measurements of cation exchange reactions which will aid the development of new materials relevant for energy conversion and storage. The first chapter lays a background for the challenges and opportunities for the use of CO2 in organic synthesis. The rapidly growing field of continuous flow processing in organic synthesis is introduced, and its importance in the development of sustainable chemical conversions is highlighted. The second chapter describes the development of a novel route to alpha-amino acids via reductive carboxylation of imines. A mechanistic proposal is presented and the reaction is shown to proceed through the intermediacy of alpha-amino alkyl metal species. Possible strategies for designing catalytic and enantioselective variants of the reaction are presented. The third chapter describes the development of a catalytic oxidative carboxylation of olefins to yield cyclic carbonates. The importance of flow chemistry and membrane separation is demonstrated by allowing the combination of mutually incompatible reagents in a single reaction sequence. While the use of carbon dioxide for synthesis of organic fine chemicals is not expected to help reduce the atmospheric carbon dioxide levels, or tackle climate change, it certainly has the potential to reduce our dependence on non-sustainable carbon feedstocks, and help achieve a carbon neutral chemical life cycle. Having described the use of carbon dioxide and flow chemistry for sustainable chemical conversion, the fourth

  5. A mechanism for the formation and sustainment of the self-organized global profile and E   ×   B staircase in tokamak plasmas

    Science.gov (United States)

    Wang, W.; Kishimoto, Y.; Imadera, K.; Li, J. Q.; Wang, Z. X.

    2018-05-01

    The mechanism for the formation and sustainment of a self-organized global profile and the ‘ E   ×   B staircase’ are investigated through simulations of a flux-driven ion temperature gradient (ITG) turbulence based on GKNET, a 5D global gyrokinetic code. The staircase is found to be initiated from the radially extended ITG mode structures with nearly up-down symmetry during the saturation phase, and is established as it evolves into a quasi-steady turbulence, leading to a self-organized global temperature profile and to meso-scale isomorphic profiles of the radial electric field and the temperature gradient. It is found that the quasi-regular E   ×   B shear flow pattern is primarily originated from an even-symmetrical zonal flow produced by the extended ITG mode, which flow pattern exhibits an in-phase relation with the mean flow variation induced by the temperature relaxation. Consequently, the staircase is initiated through the profiles of total electric field and temperature gradient with a self-organized manner. Since the sign of E   ×   B shear flow at the central part are opposite to that at both edges, it disintegrates the ITG mode into smaller scale eddies. Meanwhile, smaller scale eddies tend to be aligned radially by spontaneous phase matching, which can provide the growth of mode amplitude and the formation of radially extended mode structures, leading to the bursty heat transport. This process is repeated quasi-periodically, sustaining self-organized structures and the E   ×   B staircase. Moreover, the equilibrium mean field is found to be of specific importance in causing the structures and dynamics from meso- to macro scales in toroidal plasmas.

  6. Organic Nano vesicular Cargoes for Sustained Drug Delivery: Synthesis, Vesicle Formation, Controlling “Pearling” States, and Terfenadine Loading/Release Studies

    International Nuclear Information System (INIS)

    Botcha, A.K.; Chandrasekar, R.; Dulla, B.; Reddy, E.R.; Rajadurai, M.S.; Chennubhotla, K.S.; Kulkarni, P.; Kulkarni, P.

    2014-01-01

    Sustained drug delivery systems” which are designed to accomplish long-lasting therapeutic effect are one of the challenging topics in the area of nano medicine. We developed an innovative strategy to prepare nontoxic and polymer stabilized organic nano vesicles (diameter: 200 nm) from a novel bolaamphiphile, where two hydrogen bonding acetyl cytosine molecules connected to 4,4′′-positions of the 2,6-bispyrazolylpyridine through two flexible octyne chains. The nano vesicles behave like biological membrane by spontaneously self-assembling into “pearl-like” chains and subsequently forming long nano tubes (diameter: 150 nm), which further develop into various types of network-junctions through self-organization. For drug loading and delivery applications, the nano vesicles were externally protected with biocompatible poly(ethyleneglycol)-2000 to prevent them from fusion and ensuing tube formation. Nontoxic nature of the nano vesicles was demonstrated by zebra fish teratogenicity assay. Biocompatible nano vesicles were loaded with “terfenadine” drug and successfully utilized to transport and release drug in sustained manner (up to 72 h) in zebra fish larvae, which is recognized as an emerging in vivo model system Synthetic nano

  7. Experimental study of the condensation heat transfer characteristics of CO2 in a horizontal microfin tube with a diameter of 4.95 mm

    Science.gov (United States)

    Son, Chang-Hyo; Oh, Hoo-Kyu

    2012-11-01

    The condensation heat transfer characteristics for CO2 flowing in a horizontal microfin tube were investigated by experiment with respect to condensation temperature and mass flux. The test section consists of a 2,400 mm long horizontal copper tube of 4.6 mm inner diameter. The experiments were conducted at refrigerant mass flux of 400-800 kg/m2s, and saturation temperature of 20-30 °C. The main experimental results showed that annular flow was highly dominated the majority of condensation flow in the horizontal microfin tube. The condensation heat transfer coefficient increases with decreasing saturation temperature and increasing mass flux. The experimental data were compared against previous heat transfer correlations. Most correlations failed to predict the experimental data. However, the correlation by Cavallini et al. showed relatively good agreement with experimental data in the microfin tube. Therefore, a new condensation heat transfer correlation is proposed with mean and average deviations of 3.14 and -7.6 %, respectively.

  8. Flow condensation heat transfer coefficients of R22, R134a, R407C, and R410A inside plain and microfin tubes

    Energy Technology Data Exchange (ETDEWEB)

    Jung, Dongsoo; Cho, Youngmok; Park, Kiho [Inha Univ., Incheon (Korea). Dept. of Mechanical Engineering

    2004-01-01

    Flow condensation heat transfer coefficients (HTCs) of R22, R134a, R407C, and R410A inside horizontal plain and microfin tubes of 9.52 mm outside diameter and 1 m length were measured at the condensation temperature of 40{sup o}C with mass fluxes of 100, 200, and 300 kg m{sup -2} s{sup -1} and a heat flux of 7.7-7.9 kW m{sup -2}. For a plain tube, HTCs of R134a and R410A were similar to those of R22 while HTCs of R407C are 11-15% lower than those of R22. For a microfin tube, HTCs of R134a were similar to those of R22 while HTCs of R407C and R410A were 23-53% and 10-21% lower than those of R22. For a plain tube, our correlation agreed well with the present data for all refrigerants exhibiting a mean deviation of 11.6%. Finally, HTCs of a microfin tube were 2-3 times higher than those of a plain tube and the heat transfer enhancement factor decreased as the mass flux increased for all refrigerants tested. (Author)

  9. Leveraging strong social ties among young men in Dar es Salaam: A pilot intervention of microfinance and peer leadership for HIV and gender-based violence prevention.

    Science.gov (United States)

    Maman, Suzanne; Kajula, Lusajo; Balvanz, Peter; Kilonzo, Mrema; Mulawa, Marta; Yamanis, Thespina

    2016-12-01

    Gender inequality is at the core of the HIV patterns that are evident in sub-Saharan Africa. Gender-based violence (GBV) and lack of economic opportunity are important structural determinants of HIV risk. We piloted a microfinance and health promotion intervention among social networks of primarily young men in Dar es Salaam. Twenty-two individuals participated in the microfinance component and 30 peer leaders were recruited and trained in the peer health leadership component. We collected and analysed observational data from trainings, monitoring data on loan repayment, and reports of peer conversations to assess the feasibility and acceptability of the intervention. Eighteen of the loan recipients (82%) paid back their loans, and of these 15 (83%) received a second, larger loan. Among the loan defaulters, one died, one had chronic health problems, and two disappeared, one of whom was imprisoned for theft. The majority of conversations reported by peer health leaders focused on condoms, sexual partner selection, and HIV testing. Few peer leaders reported conversations about GBV. We demonstrated the feasibility and acceptability of this innovative HIV and GBV prevention intervention. The lessons learned from this pilot have informed the implementation of a cluster-randomised trial of the microfinance and peer health leadership intervention.

  10. Is product diversification the Ultimate Quid Pro Quo for Gender sensitive Poverty Alleviation? Adverse Social Externalities from Combined Microfinance in Latin America and the Caribbean

    Directory of Open Access Journals (Sweden)

    ROSSEL-CAMBIER, Koen

    2013-11-01

    Full Text Available Documented deficiencies in traditional social transfer mechanisms have led to the emergence of alternative methods for reducing poverty. In many countries, microfinance institutions (MFIs have become popular instruments for redistributive propoor policies. However, they are also criticised for not being inclusive enough. This paper explores if product diversification has an effect on poverty outreach, in particular when combining micro- credit with savings and insurance. It applies cross-sectional analysis of 250 microfinance schemes in Latin America and the Caribbean. By focusing on elements of the depth of poverty outreach, the research highlights a number of possible effects of combined microfinance (CMF. Product diversification can significantly contribute to increased social outreach («breadth» of poverty outreach. However, the findings suggest that, in the case of combining credit with savings, this is leading to a relatively lower participation of poor and female clients («depth» of poverty outreach. Exclusionary and discriminatory vulnerabilities and dynamics, linked to specific financial products, may apply double or even reinforce each other. Cumulative financial, cultural, geographical or communication barriers can make participation in multiple financial products more challenging. These findings have not been adequately tackled by academic literature, but are most relevant for MFI stakeholders and policy makers. If gender-sensitive or pro-poor income generation is at the heart of the mission of MFIs, corrective measures to these forms of adverse externalities should be considered.

  11. Piloting a Savings-Led Microfinance Intervention with Women Engaging in Sex Work in Mongolia: Further Innovation for HIV Risk Reduction.

    Science.gov (United States)

    Tsai, Laura Cordisco; Witte, Susan S; Aira, Toivgoo; Altantsetseg, Batsukh; Riedel, Marion

    2011-12-30

    This paper describes a pilot study testing the feasibility of an innovative savings-led microfinance intervention in increasing the economic empowerment and reducing the sexual risk behavior of women engaging in sex work in Mongolia. Women's economic vulnerability may increase their risk for HIV by compromising their ability to negotiate safer sex with partners and heightening the likelihood they will exchange sex for survival. Microfinance has been considered a potentially powerful structural HIV prevention strategy with women conducting sex work, as diversification of income sources may increase women's capacity to negotiate safer transactional sex. With 50% of all reported female HIV cases in Mongolia detected among women engaging in sex work, direct prevention intervention with women conducting sex work represents an opportunity to prevent a potentially rapid increase in HIV infection in urban Mongolia. The piloted intervention consisted of a matched savings program in which matched savings could be used for business development or vocational education, combined with financial literacy and business development training for women engaging in sex work. Results of the pilot demonstrate participants' increased confidence in their ability to manage finances, greater hope for pursuing vocational goals, moderate knowledge gains regarding financial literacy, and an initial transition from sex work to alternative income generation for five out of nine participants. The pilot findings highlight the potential for such an intervention and the need for a clinical trial testing the efficacy of savings-led microfinance programs in reducing HIV risk for women engaging in sex work in Mongolia.

  12. Sustainable nitrogen fertilisation in sweet pepper: assessing growth and fruit quality and the potential nitrate pollution from different organic manures.

    Science.gov (United States)

    Gómez-López, María D; del Amor, Francisco M

    2013-03-30

    The use of organic cultivation with manures does not avoid the risk of high nitrate concentrations if nutrient management is inefficient. So we studied the influence of three organic manures combined or not with additional chemical fertilisers on growth and yield of sweet pepper (Capsicum annuum L.), and on the soil and plant N concentrations. After 3 years of organic cultivation, poultry manure caused the highest soil pollution. The evolution of nitrate and organic matter in soil showed a pattern close to that of plant growth. The addition of mineral fertiliser increased vegetative growth and yield, and a cumulative season effect was observed. In treatments with no additional mineral fertiliser N translocation from leaves to fruits happened. A cumulative effect of seasons on fruit quality and a reduction near to 30% was observed in the first fruit quality category after 3 years. The fruit vitamin C content was reduced by increasing N fertilisation. The effects of organic fertiliser on soil and plant growth and yield depended on the type of manure used, its rate, and consecutive crop seasons. Horse manure gave the best combination of agricultural and environmental characteristics and could be used without additional fertigation. © 2012 Society of Chemical Industry.

  13. Assessing sustainable remediation frameworks using sustainability principles.

    Science.gov (United States)

    Ridsdale, D Reanne; Noble, Bram F

    2016-12-15

    The remediation industry has grown exponentially in recent decades. International organizations of practitioners and remediation experts have developed several frameworks for integrating sustainability into remediation projects; however, there has been limited attention to how sustainability is approached and operationalized in sustainable remediation frameworks and practices - or whether sustainability plays any meaningful role at all in sustainable remediation. This paper examines how sustainability is represented in remediation frameworks and the guidance provided for practical application. Seven broad sustainability principles and review criteria are proposed and applied to a sample of six international remediation frameworks. Not all review criteria were equally satisfied and none of the frameworks fully met all criteria; however, the best performing frameworks were those identified as sustainability remediation frameworks. Intra-generational equity was addressed by all frameworks. Integrating social, economic and biophysical components beyond triple-bottom-line indicators was explicitly addressed only by the sustainable remediation frameworks. No frameworks provided principle- or rule-based guidance for dealing with trade-offs in sustainability decisions. Copyright © 2016 Elsevier Ltd. All rights reserved.

  14. Can organic farming feed the world? : a contribution to the debate on the ability of organic farming systems to provide sustainable supplies of food

    NARCIS (Netherlands)

    Goulding, K.W.T.; Trewavas, A.J.; Giller, K.E.

    2009-01-01

    A recent paper Badgley et al. (2007) claimed that organic farming, if used worldwide, would provide sufficient food for a growing world population. The paper stimulated much critical response. Our paper makes a critical assessment of this claim for wheat, a major cereal crop and source of food

  15. Methodical approaches to providing sustainable development of the transport industry management system based on self-organization

    Science.gov (United States)

    Belyantseva, Oksana; Panenkov, Andrey; Safonova, Nataliya

    2017-10-01

    Current conditions of the cognitive economy formation demand to take into account the leading role of information, knowledge and human capital in the development of the transport industry management system. The article substantiates the conceptual approach to the self-organization of a management system on the basis of innovative changes. Human capital is the key aspect of self-organization, so the directions of improving the workforce quality are justified. Basing on the information-innovative genesis of the process of self-organization, the authors justified the necessity of preventing asymmetric information. For this pupose the actions against the resistance to innovations were proposed. The implementation of certain measures contributes to the effective development of the transport management system.

  16. Linking Governance to Sustainable Management Outcomes: Applying Dynamic Indicator Profiles to River Basin Organization Case Studies around the World.

    Science.gov (United States)

    Wei, Y.; Bouckaert, F. W.

    2017-12-01

    Institutional best practice for integrated river basin management advocates the river basin organisation (RBO) model as pivotal to achieve sustainable management outcomes and stakeholder engagement. The model has been widely practiced in transboundary settings and is increasingly adopted at national scales, though its effectiveness remains poorly studied. A meta-analysis of four river basins has been conducted to assess governance models and linking it to evaluation of biophysical management outcomes. The analysis is based on a Theory of Change framework, and includes functional dynamic governance indicator profiles, coupled to sustainable ecosystem management outcome profiles. The governance and outcome profiles, informed by context specific indicators, demand that targets for setting objectives are required in multiple dimensions, and trajectory outlines are a useful tool to track progress along the journey mapped out by the Theory of Change framework. Priorities, trade-offs and objectives vary in each basin, but the diagnostics tool allows comparison between basins in their capacity to reach targets through successive evaluations. The distance between capacity and target scores determines how program planning should be prioritized and resources allocated for implementation; this is a dynamic process requiring regular evaluations and adaptive management. The findings of this study provide a conceptual framework for combining dimensions of integrated water management principles that bridge tensions between (i) stakeholder engagement and participatory management (bottom-up approach) using localized knowledge and (ii) decision-making, control-and-command, system-scale, accountable and equitable management (top-down approach).The notion of adaptive management is broadened to include whole-of-program learnings, rather than single hypothesis based learning adjustments. This triple loop learning combines exploitative methods refinement with explorative evaluation of

  17. Promoting Sustainability through EMS Application: A Survey Examining the Critical Factors about EMAS Registration in Italian Organizations

    Directory of Open Access Journals (Sweden)

    Roberto Merli

    2016-02-01

    Full Text Available One of the tools set by the European Community (EC to reduce the environmental impact of firms is EMAS Regulation (Regulation (EC No 1221/2009, setting up an Environmental Management System (EMS, which aims for a continuous improvement of environmental performances. Italy has the highest number of certified organization among all European Member States, accounting for over one thousand registrations. The paper presents the result of a survey conducted through a questionnaire about EMAS implementation and targeted to all Italian registered organizations. Of nearly 1000 organizations, over 500 answers were collected. The main goal is to understand how organizations experience the scheme, focusing on main drivers for its adoption, main difficulties encountered, and perceived benefits. In particular, survey results contribute to define a reflection on the difficulties regarding EMAS diffusion among European companies. Aspects identified as critical can lead to a contraction of registration requests, especially those formulated by SMEs, which constitute the majority of Italian companies. Moreover, perceived difficulties might affect the firms’ willingness to renew EMAS registration. Data provided by the Italian Institute for Environmental Protection and Research (ISPRA recently highlighted the increasing rate of firms who decide to withdraw from registration. This study offers interesting inputs related to main critical issues in EMAS implementation, which can be the baseline for future research on companies that abandon the certification scheme, in order to provide suggestions for the improvement of its effectiveness both for national and communitarian institutions.

  18. Delivery Strategies to Enhance the Sustainability of Training: Lessons from the Food and Agriculture Organization of the United Nations

    Science.gov (United States)

    de Rosa, Cecilia; Nadeau, Andrew; Hernandez, Emilio; Kafeero, Fred; Zahiga, Jacques

    2016-01-01

    The Food and Agriculture Organization of the United Nations (FAO) utilizes training as a major component of the support it provides to its member countries in Africa. In the past, stand-alone training events targeting individual actors were the norm. However, an external evaluation indicated that this type of training scores low in terms of…

  19. New views for sustainable production in family agriculture: Assessment of American lettuce cultivated with different types of organic fertilizers

    Directory of Open Access Journals (Sweden)

    Renan Borro Celestrino

    2017-07-01

    Full Text Available The general objective of this work was to evaluate the response of the American Lettuce to its development, using different types of organic fertilizers. Specifically, the objective was to outline the potential market for this type of food with agroecological production, with emphasis on small producers of family agriculture and to seek alternatives for legal marketing of organic products through family farming, based on Law 10.831/2003. Data collection on lettuce response to fertilization was completely randomized, with five treatments and four repetitions. It is a descriptive, exploratory research. Through a bibliographical survey, it was concluded that the insertion in the system of agroecological-organic production is opportune to establish competitiveness in family farming, in the primary productive sector of the production chain of olericulture, where the American Lettuce is among the main cultivated varieties. It was observed that the fertilization with manure of hardened chicken showed a higher development of lettuce in relation to other treatments. The consumer market confirms a demand for healthy food with the focus on vegetables. For legal marketing, organic food needs to get a special seal. Brazilian legislation establishes three guarantee instruments: third-party certification, participatory guarantee systems and social control for direct sale without certification. This last recommended for family farmers.

  20. Self-Organization and the Bypass: Re-Imagining Institutions for More Sustainable Development in Agriculture and Food

    NARCIS (Netherlands)

    Sherwood, Stephen; Bommel, Van Severine; Paredes, Myriam

    2016-01-01

    In exploring the social dynamics of agrofood movements in Ecuador as examples of self-organization (i.e., locally distributed and resolved development), this article departs from a preoccupation with innovation by means of design and the use of scaling as a metaphor for describing research