WorldWideScience

Sample records for sun life financial

  1. Life under a black sun

    CERN Document Server

    Opatrný, Tomáš; Bakala, Pavel

    2016-01-01

    Life is dependent on the income of energy with low entropy and the disposal of energy with high entropy. On Earth, the low-entropy energy is provided by solar radiation and the high-entropy energy is disposed as infrared radiation emitted into the cold space. Here we turn the situation around and assume cosmic background radiation as the low-entropy source of energy for a planet orbiting a black hole into which the high-entropy energy is disposed. We estimate the power that can be produced by thermodynamic processes on such a planet, with a particular interest in planets orbiting a fast rotating Kerr black hole as in the science fiction movie {\\em Interstellar}. We also briefly discuss a reverse Dyson sphere absorbing cosmic background radiation from the outside and dumping waste energy to a black hole inside.

  2. Life under a black sun

    Science.gov (United States)

    Opatrný, Tomáš; Richterek, Lukáš; Bakala, Pavel

    2017-01-01

    Life is dependent on the income of energy with low entropy and the disposal of energy with high entropy. On Earth, the low-entropy energy is provided by solar radiation and the high-entropy energy is disposed of as infrared radiation emitted into cold space. Here, we turn the situation around and imagine the cosmic background radiation as the low-entropy source of energy for a planet orbiting a black hole into which the high-entropy energy is expelled. We estimate the power that can be produced by thermodynamic processes on such a planet, with a particular interest in planets orbiting a fast rotating Kerr black hole as in the science fiction movie Interstellar. We also briefly discuss a reverse Dyson sphere absorbing cosmic background radiation from the outside and dumping waste energy to a black hole inside.

  3. The Surprising History of Claims for Life on the Sun

    Science.gov (United States)

    Crowe, Michael J.

    2011-11-01

    Because astronomers are now convinced that it is impossible for life, especially intelligent life, to exist on the Sun and stars, it might be assumed that astronomers have always held this view. This paper shows that throughout most of the history of astronomy, some intellectuals, including a number of well-known astronomers, have advocated the existence of intelligent life on our Sun and thereby on stars. Among the more prominent figures discussed are Nicolas of Cusa, Giordano Bruno, William Whiston, Johann Bode, Roger Boscovich, William Herschel, Auguste Comte, Carl Gauss, Thomas Dick, John Herschel, and François Arago. One point in preparing this paper is to show differences between the astronomy of the past and that of the present.

  4. Chemosynthesis in the deep-sea: life without the sun

    Directory of Open Access Journals (Sweden)

    C. Smith

    2012-12-01

    Full Text Available Chemosynthetic communities in the deep-sea can be found at hydrothermal vents, cold seeps, whale falls and wood falls. While these communities have been suggested to exist in isolation from solar energy, much of the life associated with them relies either directly or indirectly on photosynthesis in the surface waters of the oceans. The sun indirectly provides oxygen, a byproduct of photosynthesis, which aerobic chemosynthetic microorganisms require to synthesize organic carbon from CO2. Planktonic life stages of many vent and cold seep invertebrates also directly feed on photosynthetically produced organic matter as they disperse to new vent and seep systems. While a large portion of the life at deep-sea chemosynthetic habitats can be linked to the sun and so could not survive without it, a small portion of anaerobically chemosynthetic microorganisms can persist in its absence. These small and exotic organisms have developed a way of life in the deep-sea which involves the use of resources originating in their entirety from terrestrial sources.

  5. Sun

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    @@ Sun Microsystems, Inc. is committed to open standards,a standardization system, and sharing within the information tech nology field, focusing not only on technical innovation, but also on new ideas, practices and future development.

  6. Greece Financial Crisis and Quality of Life.

    Science.gov (United States)

    Mechili, Aggelos E; Kalokairinou, Athena; Kaitelidou, Dafni; Diomidous, Marianna

    2015-01-01

    The last six years the global community is facing an economic crisis that first appeared in USA. This crisis has a lot of impacts especially in health sector. Unemployment, job insecurity and the loss of disposable income have a significant impact in health too. The main objective of this research was to investigate the quality of life of the general population in Greece during the financial crisis. To collect the data it has been used the Greek version of Short Form (36) Health Survey (SF-36v2). In general, income, level of education, cohabitation and parenthood had a significant impact in quality of life. As a conclusion, unemployed participants' score was lower in the entire dimensions and in the two summary scales too.

  7. Blinded by the light the secret life of the sun

    CERN Document Server

    Gribbin, John

    1991-01-01

    An investigation into the secrets and the new scientific developments which are changing our perceptions of the sun. The book tackles such questions as: does the sun breathe?; can it make sound?; is its centre ice-cold? The new research in sun science will alter our perception not only of the sun, but of the whole universe and add to the understanding of how the world works. The author has also written "Hothouse Earth" and "The Hole in the Sky".

  8. How did the Sun affect the climate when life evolved on the Earth?

    DEFF Research Database (Denmark)

    Karoff, Christoffer; Svensmark, Henrik

    2010-01-01

    day Sun. The reduction in the galactic cosmic ray influx caused by the young Sun's enhanced shielding capability has been suggested as a solution to what is known as the faint young Sun paradox, i.e. the fact that the luminosity of the young Sun was only around 75% of its present value when life...... started to evolve on our planet around four billion years ago. This suggestion relies on the hypothesis that the changing solar activity results in a changing influx of galactic cosmic rays to the Earth, which results in a changing low-altitude cloud coverage and thus a changing climate. Here we show how...

  9. Teaching "A Raisin in the Sun": Literature and Life.

    Science.gov (United States)

    Lund, Charles

    1989-01-01

    One approach to teaching literature combines a work of drama or fiction with a popular text on human needs and relationships. Virginia Satir's "Peoplemaking," a book on family dynamics, provides a theoretical framework in which to evaluate the decisions of the characters in Lorraine Hansberry's "A Raisin in the Sun." (MSE)

  10. Teaching "A Raisin in the Sun": Literature and Life.

    Science.gov (United States)

    Lund, Charles

    1989-01-01

    One approach to teaching literature combines a work of drama or fiction with a popular text on human needs and relationships. Virginia Satir's "Peoplemaking," a book on family dynamics, provides a theoretical framework in which to evaluate the decisions of the characters in Lorraine Hansberry's "A Raisin in the Sun." (MSE)

  11. Financial Conflicts Facing Late-Life Remarried Alzheimer's Disease Caregivers

    Science.gov (United States)

    Sherman, Carey Wexler; Bauer, Jean W.

    2008-01-01

    This qualitative study explores financial conflicts faced by late-life remarried wives providing care for their husbands with Alzheimer's disease. Interviews with 9 women identified intergenerational secrets and tensions regarding financial and inheritance decisions. Participants' remarried spouse status, underlying family boundary ambiguities,…

  12. How did the Sun affect the climate when life evolved on the Earth?

    CERN Document Server

    Karoff, C

    2010-01-01

    Using kappa Ceti as a proxy for the young Sun we show that not only was the young Sun much more effective in protecting the Earth environment from galactic cosmic rays than the present day Sun; it also had flare and corona mass ejection rates up to three orders of magnitude larger than the present day Sun. The reduction in the galactic cosmic ray influx caused by the young Sun's enhanced shielding capability has been suggested as a solution to what is known as the faint young Sun paradox, i.e. the fact that the luminosity of the young Sun was only around 75% of its present value when life started to evolve on our planet around four billion years ago. This suggestion relies on the hypothesis that the changing solar activity results in a changing influx of galactic cosmic rays to the Earth, which results in a changing low-altitude cloud coverage and thus a changing climate. Here we show how the larger corona mass ejection rates of the young Sun would have had an effect on the climate with a magnitude similar to...

  13. 78 FR 38996 - Proposed Collection; 60-Day Comment Request; Family Life, Activity, Sun, Health, and Eating...

    Science.gov (United States)

    2013-06-28

    ... HUMAN SERVICES National Institutes of Health Proposed Collection; 60-Day Comment Request; Family Life... information technology. To Submit Comments and For Further Information: To obtain a copy of the data... days of the date of this publication. Proposed Collection: Family Life, Activity, Sun, Health,...

  14. Design and realization of the miniature long-life integrative coded sun sensor

    Science.gov (United States)

    Mo, Yanan; Cui, Jian; Zhao, Yuan; Chen, Ran; Liu, Xin

    2013-10-01

    This paper describes the research activity at the Beijing institute of control engineering about the miniature long-life integrative coded sun sensor. The light system of the miniature coded sun sensor is composed with a semi-column silex glass, a cube silex with coded shape on the bottom and an integrative silicon battery with 14 cells. The sun line forms a light spot through the slit on light system on the coded plate. The sensor determines the orientation of sun through the position of light spot. With the limitation of the diameter of sun plate the accuracy of only 0.5° can be realized with 8-bit coarse code in FOV of 124°. To achieve high accuracy of 0.05° the subdivision technique must be adopted. The main scheme of the miniature long-life integrative coded sun sensor is integrating the light system and the signal processing circuits in one mechanical house, using FPGA to calculate the angle, generate the control signal of Multiplexer and AD and realize the function of UART, using flexibility board to connect analog board and digital board, using second power of the satellite, using RS422 interface to communicate with central computer. The performance of the miniature long-life integrative coded sun sensor is listed as below : FOV 124°x124°,accuracy 0.05°(3σ), resolution 14″, power consumption 0.5W,update rate 40Hz,mass 475g, designed life-time 15 years. It has been adopted in the new platform of Remote Sensing Satellite of CAST. The first flight will be at 2015.

  15. The interplay between women's life course work patterns and financial planning for later life.

    Science.gov (United States)

    Berger, Ellie D; Denton, Margaret A

    2004-01-01

    In order to gain a comprehensive understanding of the interplay between women's life course work patterns and their financial planning for later life, we examined data from semi-structured interviews with retired women (n = 28) aged 59 to 92. The majority of women disrupted their careers at some point in time, for an average of 14 years, primarily for child-rearing responsibilities. We found that financial preparedness and income security in later life are structured by women's life course work patterns. However, individuals also have the ability to shape their own lives and many of the women took the initiative to acquire financial knowledge irrespective of their work situation. Financial-planning advice that participants gave to future generations of older women was also explored and centred on the importance of saving, avoiding debt, maintaining financial independence, and planning ahead.

  16. Gain and loss learning differentially contribute to life financial outcomes.

    Directory of Open Access Journals (Sweden)

    Brian Knutson

    Full Text Available Emerging findings imply that distinct neurobehavioral systems process gains and losses. This study investigated whether individual differences in gain learning and loss learning might contribute to different life financial outcomes (i.e., assets versus debt. In a community sample of healthy adults (n = 75, rapid learners had smaller debt-to-asset ratios overall. More specific analyses, however, revealed that those who learned rapidly about gains had more assets, while those who learned rapidly about losses had less debt. These distinct associations remained strong even after controlling for potential cognitive (e.g., intelligence, memory, and risk preferences and socioeconomic (e.g., age, sex, ethnicity, income, education confounds. Self-reported measures of assets and debt were additionally validated with credit report data in a subset of subjects. These findings support the notion that different gain and loss learning systems may exert a cumulative influence on distinct life financial outcomes.

  17. The Interplay between Women's Life Course Work Patterns and Financial Planning for Later Life

    Science.gov (United States)

    Berger, Ellie D.; Denton, Margaret A.

    2004-01-01

    In order to gain a comprehensive understanding of the interplay between women's life course work patterns and their financial planning for later life, we examined data from semi-structured interviews with retired women (n = 28) aged 59 to 92. The majority of women disrupted their careers at some point in time, for an average of 14 years, primarily…

  18. The financial crisis in Europe: Impact on satisfaction with life.

    Science.gov (United States)

    Clench-Aas, Jocelyne; Holte, Arne

    2017-08-01

    The 2008 financial crisis in Europe came abruptly and surprisingly. Many countries also suffered a second recession during the period 2010-2012. We examined the impact of the crisis on life satisfaction (LS) by country and individual socioeconomic level. We used a representative sample from the European Social Survey (2002-2014) with data from 26 countries ( N = 294,407). LS was measured with a single question with 11 response alternatives. Time from start of crisis (either 2008 or 2010-2012) was determined separately for each interview. Data were analyzed by multilevel analysis Results: There was a sharp decrease in LS in the beginning of the crisis in 2008, and another, but not so severe, decline in 2011, each of them of short duration. However, there was also a slight and progressive yearly decrease in LS that continued one to at least 3 years after either financial crisis that was independent of the effect of being unemployed. Associations varied considerably between countries. A negative decline after the financial crisis was especially evident among those in the most educated groups, and in those in the higher occupational levels. The 2008 financial crisis had a double effect on LS: (1) a sharp short-term decrease consistent with the Easterlin paradox; (2) a slighter long-term progressive decrease that was over and above the strong negative relationship with unemployment that lasted several years. The long-term decline in LS after the start of the financial crisis tended to occur especially in the higher socioeconomic groups.

  19. Empirically derived dietary patterns and health-related quality of life in the SUN project.

    Directory of Open Access Journals (Sweden)

    Cristina Ruano

    Full Text Available OBJECTIVE: The analysis of dietary patterns has become a valuable tool to examine diet-disease relationships but little is known about their effects on quality of life. Our aim was to ascertain the association between major dietary patterns and mental and physical quality of life after 4 years of follow-up. MATERIALS AND METHODS: This analysis included 11,128 participants from the "Seguimiento Universidad de Navarra" (SUN cohort. Dietary habits were assessed using a validated food-frequency questionnaire. Factor analysis was used to derive dietary patterns. Quality of life was measured with the validated Spanish version of the SF-36 Health Survey. RESULTS: Two major dietary patterns were identified, the 'Western' dietary pattern (rich in red meats, processed pastries and fast-food and the "Mediterranean" dietary pattern (high in fruits, vegetables and olive oil. After controlling for confounders, the Western dietary pattern was associated with quality of life in all domains. The magnitude of these differences between the subjects in the highest (quintile 5 and the lowest quintile of adherence to the Western pattern ranged from -0.8 (for mental health to -3.5 (for vitality. On the contrary, the Mediterranean dietary pattern was associated with better quality of life domains: differences ranged from +1.3 (for physical functioning to +3.4 (for vitality when comparing extreme quintiles of adherence. Additional sensitivity analyses did not change the reported differences. CONCLUSIONS: Whereas baseline adherence to a Western dietary pattern was inversely associated with self-perceived quality of life after 4 years of follow-up, baseline adherence to a Mediterranean dietary pattern was directly associated with better scores in quality of life four years later in the SUN Project.

  20. Our explosive sun a visual feast of our source of light and life

    CERN Document Server

    Brekke, Pal

    2012-01-01

    The center of our Solar System is a star, one among billions of stars in our own galaxy. This star, which we call the Sun, gives rise to all life on Earth, is the driver of the photosynthesis in plants, and is the source of all food, energy, and fossil fuels on Earth. For us humans, the Sun as seen with the naked eye appears as a static and quiet yellow disk in the sky. However, it is in fact a stormy and variable star and contributes much more than only light and heat. It is the source of the beautiful northern and southern lights and can affect our technology-based society in many ways. The Sun is, like astronomy in general, a good entrance to natural science, since it affects us in so many ways and connects us to many other fields of science, such as physics, chemistry, biology, and meteorology. The book includes additional material on Springer Extras, a large number of animations and video material. A PowerPoint presentation of the book is also included there as a useful resource for teachers.

  1. Under a crimson sun prospects for life in a red dwarf system

    CERN Document Server

    Stevenson, David S

    2013-01-01

    Gliese 581 is a red dwarf star some 20.3 light years from Earth. Red dwarfs are among the most numerous stars in the galaxy, and they sport diverse planetary systems. At magnitude 10, Gliese 581 is visible to amateur observers but does not stand out. So what makes this star so important? It is that professional observers have confirmed that it has at least four planets orbiting it, and in 2009, Planet d was described in the letters of The Astrophysical Journal as “the first confirmed exoplanet that could support Earth-like life.”   Under a Crimson Sun looks at the nature of red dwarf systems such as Gliese as potential homes for life.   Realistically, what are prospects for life on these distant worlds? Could life evolve and survive there? How do these planetary surfaces and geology evolve? How would life on a red dwarf planet differ from life on Earth? And what are the implications for finding further habitable worlds in our galaxy?   Stevenson provides readers with insight into the habitability of pl...

  2. Life on the second sun. [thermophilic life possibility on Jupiter atmosphere

    Science.gov (United States)

    Macelroy, R. D.

    1976-01-01

    The possibility of thermophilic life on Jupiter is considered. A speculative toruslike atmospheric biosphere is described, the environment within this 'biotorus' is discussed, and environmental niches available to thermophilic bacteria are considered. Effects of temperature on such organisms are examined along with the origins and evolutionary antecedents of thermophiles. It is concluded that the probability of life in the atmosphere of Jupiter, Saturn, or Uranus would appear to be low.

  3. From Suns to Life: A Chronological Approach to the History of Life on Earth

    CERN Document Server

    Gargaud, Muriel; López-García, Purificación; Martin, Hervé; Montmerle, Thierry; Pascal, Robert; Reisse, Jacques

    2006-01-01

    This review emerged from several interdisciplinary meetings and schools gathering a group of astronomers, geologists, biologists, and chemists, attempting to share their specialized knowledge around a common question: how did life emerge on Earth? Their ultimate goal was to provide some kind of answer as a prerequisite to an even more demanding question: is life universal? The resulting state-of-the-art articles were written by twenty-five scientists telling a not-so linear story, but on the contrary, highlighting problems, gaps, and controversies. Needless to say, this approach yielded no definitive answers to both questions. However, by adopting a chronological approach to the question of the emergence of life on Earth, the only place where we know for sure that life exists; it was possible to break down this question into several sub-topics that can be addressed by the different disciplines. The main chapters of this review present the formation and evolution of the solar system (3); the building of a habi...

  4. Pension Plan Types and Financial Literacy in Later Life.

    Science.gov (United States)

    Li, Yang; Burr, Jeffrey A; Miller, Edward Alan

    2017-09-09

    The ongoing shift from defined benefit (DB) to defined contribution (DC) pension plans means that middle-aged and older adults are increasingly being called upon to manage their own fiscal security in retirement. Yet, half of older Americans are financially illiterate, lacking the knowledge and skills to manage financial resources. This study investigates whether pension plan types are associated with varying levels of financial literacy among older Americans. Cross-sectional analyses of the 2010 Health and Retirement Study (HRS) (n = 1,281) using logistic and linear regression models were employed to investigate the association between different pension plans and multiple indicators of financial literacy. The potential moderating effect of gender was also examined. Respondents with DC plans, with or without additional DB plans, were more likely to correctly answer various financial literacy questions, in comparison with respondents with DB plans only. Men with both DC and DB plans scored significantly higher on the financial literacy index than women with both types of plans, relative to respondents with DB plans only. Middle-aged and older adults, who are incentivized by participation in DC plans to manage financial resources and decide where to invest pension funds, tend to self-educate to improve financial knowledge and skills, thereby resulting in greater financial literacy. This finding suggests that traditional financial education programs may not be the only means of achieving financial literacy. Further consideration should be given to providing older adults with continued, long-term exposure to financial decision-making opportunities.

  5. Young Sun, Early Earth and the Origins of Life Lessons for Astrobiology

    CERN Document Server

    Gargaud, Muriel; López-García, Purificación; Montmerle, Thierry; Pascal, Robert

    2012-01-01

    - How did the Sun come into existence? - How was the Earth formed? - How long has Earth been the way it is now, with its combination of oceans and continents? - How do you define “life”? - How did the first life forms emerge? - What conditions made it possible for living things to evolve? All these questions are answered in this colourful textbook addressing undergraduate students in "Origins of Life" courses and the scientifically interested public. The authors take the reader on an amazing voyage through time, beginning five thousand million years ago in a cloud of interstellar dust and ending five hundred million years ago, when the living world that we see today was finally formed. A chapter on exoplanets provides an overview of the search for planets outside the solar system, especially for habitable ones. The appendix closes the book with a glossary, a bibliography of further readings and a summary of the Origins of the Earth and life in fourteen boxes.

  6. Subjective financial well-being, income and health inequalities in mid and later life in Britain.

    Science.gov (United States)

    Arber, Sara; Fenn, Kirsty; Meadows, Robert

    2014-01-01

    The relationship between health and income is well established, but the link between subjective financial well-being and self-reported health has been relatively ignored. This study investigates the relationship between income, subjective financial well-being and health in mid-life and later life in Britain. Analysis of the General Household Survey for 2006 examined these relationships at ages 45-64 (n = 4639) and 65 and over (n = 3104). Logistic regression analysis was used to adjust for income and other socio-economic factors associated with self-reported health. Both income and subjective financial well-being are independently associated with health in mid-life; those with lower incomes and greater subjective financial difficulties had higher risk of reporting 'less than good' health. In contrast in later life, subjective financial well-being was associated with health, but the effect of income on health was mediated entirely through subjective financial well-being. The poorer health of the divorced/separated was also entirely mediated by differences in subjective financial well-being. Research on health inequalities should pay greater attention to the link between subjective financial hardship and ill-health, especially during periods of greater economic difficulties and financial austerity.

  7. Life Events and Black-White Differences in Adult Children's Financial Assistance to Mothers.

    Science.gov (United States)

    Park, Sung S

    2017-05-23

    Parents who experience life events with negative economic consequences may rely on adult children for financial assistance. This study provided national estimates of Black and White mothers' financial help from adult children. It also examined whether the Black-White difference in the likelihood of a mother's receipt of financial assistance persisted after accounting for life events reflecting parental need and children's ability to provide help. The Health and Retirement Study was used to examine late middle aged (51-70) Black and White mothers' financial help from adult children. Cross-sectional point estimates of financial help from noncoresident and coresident children were based on pooling these data. Random effects logistic regression at the mother-wave level was used to estimate the likelihood of receipt of financial assistance from noncoresident children. On average, 9% (8%) of Blacks and 3% (4%) of Whites reported help from noncoresident (coresident) children in a given interview wave, but Blacks received lower amounts. Changes signifying greater parental financial need and noncoresident children's greater resources were positively associated with receiving financial help from noncoresident children. After accounting for these factors, race differences remained. Black mothers are more likely to rely on children for financial help than Whites. Since this help hinges on the ability of their children to provide, the strength of Blacks' economic safety net as they age also depends on the socioeconomic well-being of the younger generation.

  8. How did the Sun affect the climate when life evolved on the Earth?

    DEFF Research Database (Denmark)

    Karoff, Christoffer; Svensmark, Henrik

    2010-01-01

    started to evolve on our planet around four billion years ago. This suggestion relies on the hypothesis that the changing solar activity results in a changing influx of galactic cosmic rays to the Earth, which results in a changing low-altitude cloud coverage and thus a changing climate. Here we show how......Using kappa Ceti as a proxy for the young Sun we show that not only was the young Sun much more effective in protecting the Earth environment from galactic cosmic rays than the present day Sun; it also had flare and corona mass ejection rates up to three orders of magnitude larger than the present...

  9. Magnetic field and wind of Kappa Ceti: towards the planetary habitability of the young Sun when life arose on Earth

    CERN Document Server

    Nascimento, J -D do; Folsom, P Petit C; Castro, M; Marsden, S C; Morin, J; de Mello, G F Porto; Meibom, S; Jeffers, S V; Guinan, E; Ribas, I

    2016-01-01

    We report magnetic field measurements for Kappa1~Cet, a proxy of the young Sun when life arose on Earth. We carry out an analysis of the magnetic properties determined from spectropolarimetric observations and reconstruct its large-scale surface magnetic field to derive the magnetic environment, stellar winds and particle flux permeating the interplanetary medium around Kappa1~Cet. Our results show a closer magnetosphere and mass-loss rate of Mdot = 9.7 x 10^{-13} Msol/yr, i.e., a factor 50 times larger than the current solar wind mass-loss rate, resulting in a larger interaction via space weather disturbances between the stellar wind and a hypothetical young-Earth analogue, potentially affecting the planet's habitability. Interaction of the wind from the young Sun with the planetary ancient magnetic field may have affected the young Earth and its life conditions

  10. The Sun

    CERN Document Server

    Golub, Leon

    2017-01-01

    Essential for life on earth and a major influence on our environment, the Sun is also the most fascinating object in the daytime sky. Every day we feel the effect of its coming and going – literally the difference between day and night. But figuring out what the Sun is, what it’s made of, why it glows so brightly, how old it is, how long it will last – all of these take thought and observation. Leon Golub and Jay M. Pasachoff offer an engaging and informative account of what scientists know about the Sun, and the history of these discoveries. Solar astronomers have studied the Sun over the centuries both for its intrinsic interest and in order to use it as a laboratory to reveal the secrets of other stars. The authors discuss the surface of the Sun, including sunspots and their eleven-year cycle, as well as the magnetism that causes them; the Sun’s insides, as studied mainly from seismic waves that astronomers record on its surface; the outer layers of the Sun that we see from Earth only at eclipses ...

  11. Financial Strain is a Significant Correlate of Sleep Continuity Disturbances in Late-Life

    OpenAIRE

    Hall, Martica; Buysse, Daniel J.; Nofzinger, Eric A.; Reynolds, Charles F.; Thompson, Wesley, K.; Mazumdar, Sati; Monk, Timothy H.

    2007-01-01

    Although psychological stress has been associated with disturbed sleep in younger populations, little is known about the stress-sleep relationship in late life. In the present study, we evaluated relationships among a chronic stressor, ongoing financial strain, and sleep in a heterogenous sample (n = 75) of community-dwelling elders (mean age = 74.0 years). Self-report measures included ongoing financial strain, mental health, physical health and subjective sleep quality. Sleep duration, cont...

  12. Applying a Stochastic Financial Planning System to an Individual: Immediate or Deferred Life Annuities?

    DEFF Research Database (Denmark)

    Konicz, Agnieszka Karolina; Mulvey, John M.

    2013-01-01

    Individuals are often faced with financial decisions that have long-term implications for themselves and their families, but they have few sources of unbiased assistance. The authors suggest that a stochastic financial planning system, properly constructed and calibrated, can be applied to a number...... of such financial decisions, especially in the retirement arena. They present as an example the choice to purchase a life annuity for a middle-aged person. Buyers must choose whether to purchase before retirement or at the date of retirement. The article provides some guidelines on whether or not to purchase...

  13. On the Path to SunShot. Utility Regulatory and Business Model Reforms for Addressing the Financial Impacts of Distributed Solar on Utilities

    Energy Technology Data Exchange (ETDEWEB)

    Barbose, Galen [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Miller, John [National Renewable Energy Lab. (NREL), Golden, CO (United States); Sigrin, Ben [National Renewable Energy Lab. (NREL), Golden, CO (United States); Reiter, Emerson [National Renewable Energy Lab. (NREL), Golden, CO (United States); Cory, Karlynn [National Renewable Energy Lab. (NREL), Golden, CO (United States); McLaren, Joyce [National Renewable Energy Lab. (NREL), Golden, CO (United States); Seel, Joachim [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Mills, Andrew [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Darghouth, Naim [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Satchwell, Andrew [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States)

    2016-05-01

    Net-energy metering (NEM) has helped drive the rapid growth of distributed PV (DPV) but has raised concerns about electricity cost shifts, utility financial losses, and inefficient resource allocation. These concerns have motivated real and proposed reforms to utility regulatory and business models. This report explores the challenges and opportunities associated with such reforms in the context of the U.S. Department of Energy's SunShot Initiative. Most of the reforms to date address NEM concerns by reducing the benefits provided to DPV customers and thus constraining DPV deployment. Eliminating NEM nationwide, by compensating exports of PV electricity at wholesale rather than retail rates, could cut cumulative DPV deployment by 20% in 2050 compared with a continuation of current policies. This would slow the PV cost reductions that arise from larger scale and market certainty. It could also thwart achievement of the SunShot deployment goals even if the initiative's cost targets are achieved. This undesirable prospect is stimulating the development of alternative reform strategies that address concerns about distributed PV compensation without inordinately harming PV economics and growth. These alternatives fall into the categories of facilitating higher-value DPV deployment, broadening customer access to solar, and aligning utility profits and earnings with DPV. Specific strategies include utility ownership and financing of DPV, community solar, distribution network operators, services-driven utilities, performance-based incentives, enhanced utility system planning, pricing structures that incentivize high-value DPV configurations, and decoupling and other ratemaking reforms that reduce regulatory lag. These approaches represent near- and long-term solutions for preserving the legacy of the SunShot Initiative.

  14. Financial strain is a significant correlate of sleep continuity disturbances in late-life.

    Science.gov (United States)

    Hall, Martica; Buysse, Daniel J; Nofzinger, Eric A; Reynolds, Charles F; Thompson, Wesley; Mazumdar, Sati; Monk, Timothy H

    2008-02-01

    Although psychological stress has been associated with disturbed sleep in younger populations, little is known about the stress-sleep relationship in late-life. In the present study, we evaluated relationships among a chronic stressor, ongoing financial strain, and sleep in a heterogenous sample (n=75) of community-dwelling elders (mean age=74.0 years). Self-report measures included ongoing financial strain, mental health, physical health and subjective sleep quality. Sleep duration, continuity, and architecture were measured by polysomnography (PSG). Analysis of variance and regression were used to test the hypothesis that ongoing financial strain is a significant correlate of disturbed sleep in the elderly. Covariates included age, sex, mental health and physical health. Analyses revealed that ongoing financial strain is a significant correlate of PSG-assessed sleep latency, wakefulness after sleep onset, and sleep efficiency. After adjusting for the effects of age, sex, mental health, and physical health on sleep, ongoing financial strain was associated with lower sleep efficiency (p<.01). Our results show that chronic stress, as measured by ongoing financial strain, is a significant correlate of sleep disturbances in the elderly, even after adjusting for factors known to impact sleep in late-life.

  15. Utzon and the sun path as an organizing element of life in a house

    OpenAIRE

    2014-01-01

    The present text intends to analyze the hypothesis stating that the path of the sun can be an organizing element for how you live in the houses designed by Jørn Utzon. To do so, I have selected twenty houses and building complexes designed by him between the years 1950-94, in Denmark, Sweden, The United Kingdom and Spain. In these projects I will look for elements which are repeated and their possible meaning. The aim is to reach practical conclusions that could help us decide how to orientat...

  16. Women's financial planning for retirement: the impact of disruptive life events.

    Science.gov (United States)

    Orel, Nancy A; Ford, Ruth A; Brock, Charlene

    2004-01-01

    Providing care for an aged parent has immediate financial, emotional, psychological, and physical consequences for the primary caregiver. This pilot study of 138 middle aged and older females analyzes the long term financial consequences of providing care to aged relatives for female caregivers. The impact of this disruptive life event (e.g., caring for an aged relative) on retirement planning among middle aged and older adult women was analyzed using quantitative data collected from women residing in the Midwest region of the United States.

  17. On the Path to SunShot - Utility Regulatory Business Model Reforms forAddressing the Financial Impacts of Distributed Solar on Utilities

    Energy Technology Data Exchange (ETDEWEB)

    None, None

    2016-05-01

    Net-energy metering (NEM) with volumetric retail electricity pricing has enabled rapid proliferation of distributed photovoltaics (DPV) in the United States. However, this transformation is raising concerns about the potential for higher electricity rates and cost-shifting to non-solar customers, reduced utility shareholder profitability, reduced utility earnings opportunities, and inefficient resource allocation. Although DPV deployment in most utility territories remains too low to produce significant impacts, these concerns have motivated real and proposed reforms to utility regulatory and business models, with profound implications for future DPV deployment. This report explores the challenges and opportunities associated with such reforms in the context of the U.S. Department of Energy’s SunShot Initiative. As such, the report focuses on a subset of a broader range of reforms underway in the electric utility sector. Drawing on original analysis and existing literature, we analyze the significance of DPV’s financial impacts on utilities and non-solar ratepayers under current NEM rules and rate designs, the projected effects of proposed NEM and rate reforms on DPV deployment, and alternative reforms that could address utility and ratepayer concerns while supporting continued DPV growth. We categorize reforms into one or more of four conceptual strategies. Understanding how specific reforms map onto these general strategies can help decision makers identify and prioritize options for addressing specific DPV concerns that balance stakeholder interests.

  18. Until the sun dies. [Book on origin of universe, life and intelligence on earth

    Science.gov (United States)

    Jastrow, R.

    1977-01-01

    This book gives a popular account of the forces that have shaped human beings into their present form and created the power of human intelligence, and considers the prospects for intelligent life on other planets in the solar system and elsewhere in the universe. The chain of events leading from the big bang to the origin of life on earth is reviewed together with the observations that established the expansion of the universe. Philosophical difficulties with the concept of a universe that has both a beginning and an end are pondered, steady-state cosmology is briefly explained, and the discovery of the relict microwave background is discussed. The formation of the solar system is recounted along with the scientific view of the origin of terrestrial life. Attention is given to the origin of cells and the evolution of oxygen-breathing life, multicelled creatures, armored animals, fishes, amphibians, early reptiles, dinosaurs, and mammals. The development of mammalian intelligence is traced from the early tree dwellers through monkeys, apes, ape men, humanoid tool makers, and primitive members of the genus Homo, to Homo sapiens. Possible evidence for the existence of life on Mars is evaluated together with prospects for communication or other contact with extraterrestrial intelligence.

  19. From Suns to Life: A Chronological Approach to the History of Life on Earth 4. Building of a Habitable Planet

    Science.gov (United States)

    Martin, Hervé; Albarède, Francis; Claeys, Philippe; Gargaud, Muriel; Marty, Bernard; Morbidelli, Alessandro; Pinti, Daniele L.

    2006-06-01

    Except the old Jack Hills zircon crystals, it does not exit direct record of the first 500 Ma of the Earth history. Consequently, the succession of events that took place during this period is only indirectly known through geochemistry, comparison with other telluric planets, and numerical modelling. Just after planetary accretion several episodes were necessary in order to make life apparition and development possible and to make the Earth surface habitable. Among these stages are: the core differentiation, the formation of a magma ocean, the apparition of the first atmosphere, oceans and continents as well as the development of magnetic field and of plate tectonics. In the same time, Earth has been subject to extraterrestrial events such as the Late Heavy Bombardment (LHB) between 3.95 and 3.8 Ga. Since 4.4 4.3 Ga, the conditions for pre-biotic chemistry and appearance of life were already met (liquid water, continental crust, no strong meteoritic bombardment, etc...). This does not mean that life existed as early, but this demonstrates that all necessary conditions assumed for life development were already present on Earth.

  20. Sun and Sun Worship in Different Cultures

    Science.gov (United States)

    Farmanyan, S. V.; Mickaelian, A. M.

    2014-10-01

    The Sun symbol is found in many cultures throughout history, it has played an important role in shaping our life on Earth since the dawn of time. Since the beginning of human existence, civilisations have established religious beliefs that involved the Sun's significance to some extent. As new civilisations and religions developed, many spiritual beliefs were based on those from the past so that there has been an evolution of the Sun's significance throughout cultural development. For comparing and finding the origin of the Sun we made a table of 66 languages and compared the roots of the words. For finding out from where these roots came from, we also made a table of 21 Sun Gods and Goddesses and proved the direct crossing of language and mythology.

  1. Spatially-explicit life cycle assessment of sun-to-wheels transportation pathways in the U.S.

    Science.gov (United States)

    Geyer, Roland; Stoms, David; Kallaos, James

    2013-01-15

    Growth in biofuel production, which is meant to reduce greenhouse gas (GHG) emissions and fossil energy demand, is increasingly seen as a threat to food supply and natural habitats. Using photovoltaics (PV) to directly convert solar radiation into electricity for battery electric vehicles (BEVs) is an alternative to photosynthesis, which suffers from a very low energy conversion efficiency. Assessments need to be spatially explicit, since solar insolation and crop yields vary widely between locations. This paper therefore compares direct land use, life cycle GHG emissions and fossil fuel requirements of five different sun-to-wheels conversion pathways for every county in the contiguous U.S.: Ethanol from corn or switchgrass for internal combustion vehicles (ICVs), electricity from corn or switchgrass for BEVs, and PV electricity for BEVs. Even the most land-use efficient biomass-based pathway (i.e., switchgrass bioelectricity in U.S. counties with hypothetical crop yields of over 24 tonnes/ha) requires 29 times more land than the PV-based alternative in the same locations. PV BEV systems also have the lowest life cycle GHG emissions throughout the U.S. and the lowest fossil fuel inputs, except for locations with hypothetical switchgrass yields of 16 or more tonnes/ha. Including indirect land use effects further strengthens the case for PV.

  2. Financial Empowerment and Health Related Quality of Life in Family Scholar House Participants

    Directory of Open Access Journals (Sweden)

    Chelsey Franz

    2016-09-01

    Full Text Available Research demonstrates an association between poverty and health. Populations in poverty suffer from poor mental and physical health, and thus, poor health-related quality of life. Research also indicates people living in the lower socio-economic categories experience higher levels of stress that are associated with these health declines. Family Scholar House, a local community intervention designed to alleviate poverty and improve socio-economic status by providing college education and support to single parents, combats these health outcomes by addressing the five social determinants of health (economic stability, education, social and community context, health care, and neighborhood and built environment. Quantitative analysis indicates an improvement in mental health among Family Scholar House participants: 0-12 month participants reported significantly more mentally unhealthy days than a control group; however, this difference is no longer significant at the end of participant’s time in the program. Qualitative analysis suggests this improvement may be due to stress reduction related to increased economic stability and financial security gained through an intentional implementation of a financial empowerment curriculum within the Family Scholar House program. Implementation of financial empowerment into community programs designed to alleviate poverty may improve mental health and thus health-related quality of life.

  3. Financial Strain, Major Family Life Events, and Parental Academic Involvement During Adolescence.

    Science.gov (United States)

    Camacho-Thompson, Daisy E; Gillen-O'Neel, Cari; Gonzales, Nancy A; Fuligni, Andrew J

    2016-06-01

    Parental academic involvement-whether through school participation and communication, or supervision and assistance at home-often has been cited as a way to enhance academic achievement. Yet, little is known about how the financial and life pressures faced by families can compromise parents' ability to become involved in their adolescents' education. In the current study, these dynamics were examined among Mexican-origin families, who often may face challenging financial and familial circumstances, and whose students may have more difficulty in secondary school. Parents of Mexican-origin ninth and tenth grade students from two high schools in Los Angeles (N = 428; 50 % female) completed quantitative interviews. The results revealed that financial strain predicted less involvement at school, and major family life events predicted less involvement at home, even after controlling for potentially confounding factors. Moreover, both of the associations between parental stress and parental academic involvement were mediated by lower levels of relationship quality between parents and adolescents, but not by conflict within the parent-adolescent dyad or parental depressive and somatic symptoms. The findings suggest that stress may limit parents' ability to become involved their adolescents' education, and highlight the importance of understanding family dynamics when examining parental academic involvement among Mexican-origin families.

  4. Sun Allergy

    Science.gov (United States)

    ... if you have unusual, bothersome skin reactions after exposure to sunlight. For severe or persistent symptoms, you may need ... m. when the sun is brightest. Avoid sudden exposure to lots of sunlight. Many people have sun allergy symptoms when they ...

  5. "It's at a time in your life when you are most vulnerable": a qualitative exploration of the financial impact of a cancer diagnosis and implications for financial protection in health.

    Science.gov (United States)

    Timmons, Aileen; Gooberman-Hill, Rachael; Sharp, Linda

    2013-01-01

    Although cancer patients may incur a wide range of cancer-related out-of-pocket costs and experience reduced income, the consequences of this financial burden are poorly understood. We investigated: financial adjustments needed to cope with the cancer-related financial burden; financial distress (defined as a reaction to the state of personal finances); and factors that increase risk of financial difficulties. Two sets of semi-structured face-to-face interviews were conducted with 20 patients with breast, lung and prostate cancer and 21 hospital-based oncology social workers (OSWs) in Ireland, which has a mixed public-private healthcare system. Participants were asked about: strategies to cope with the cancer-related financial burden; the impact of the financial burden on the family budget, other aspects of daily life, and wellbeing. OSWs were also asked about patient groups they thought were more likely to experience financial difficulties. The two interview sets were analysed separately using a thematic approach. Financial adjustments included: using savings; borrowing money; relying on family and friends for direct and indirect financial help; and cutting back on household spending. Financial distress was common. Financial difficulties were more likely for patients who were older or younger, working at diagnosis, lacked social support, had dependent children, had low income or had few savings. These issues often interacted with one another. As has been seen in predominantly publically and predominantly privately-funded healthcare settings, a complex mixed public-private healthcare system does not always provide adequate financial protection post-cancer. Our findings highlight the need for a broader set of metrics to measure the financial impact of cancer (and to assess financial protection in health more generally); these should include: out-of-pocket direct medical and non-medical costs; changes in income; financial adjustments (including financial coping

  6. "It's at a time in your life when you are most vulnerable": a qualitative exploration of the financial impact of a cancer diagnosis and implications for financial protection in health.

    Directory of Open Access Journals (Sweden)

    Aileen Timmons

    Full Text Available Although cancer patients may incur a wide range of cancer-related out-of-pocket costs and experience reduced income, the consequences of this financial burden are poorly understood. We investigated: financial adjustments needed to cope with the cancer-related financial burden; financial distress (defined as a reaction to the state of personal finances; and factors that increase risk of financial difficulties. Two sets of semi-structured face-to-face interviews were conducted with 20 patients with breast, lung and prostate cancer and 21 hospital-based oncology social workers (OSWs in Ireland, which has a mixed public-private healthcare system. Participants were asked about: strategies to cope with the cancer-related financial burden; the impact of the financial burden on the family budget, other aspects of daily life, and wellbeing. OSWs were also asked about patient groups they thought were more likely to experience financial difficulties. The two interview sets were analysed separately using a thematic approach. Financial adjustments included: using savings; borrowing money; relying on family and friends for direct and indirect financial help; and cutting back on household spending. Financial distress was common. Financial difficulties were more likely for patients who were older or younger, working at diagnosis, lacked social support, had dependent children, had low income or had few savings. These issues often interacted with one another. As has been seen in predominantly publically and predominantly privately-funded healthcare settings, a complex mixed public-private healthcare system does not always provide adequate financial protection post-cancer. Our findings highlight the need for a broader set of metrics to measure the financial impact of cancer (and to assess financial protection in health more generally; these should include: out-of-pocket direct medical and non-medical costs; changes in income; financial adjustments (including

  7. Aztec Suns

    Science.gov (United States)

    Petersen, Hugh

    2010-01-01

    The Aztec Sun Stone is a revered Mexican artifact. It is said to be perhaps the most famous symbol of Mexico, besides its flag. It primarily depicts the four great disasters that led to the migration of the Mexica people to modern-day Mexico City. The Aztec Sun Stone also contains pictographs depicting the way the Mexica measured time, and was…

  8. Aztec Suns

    Science.gov (United States)

    Petersen, Hugh

    2010-01-01

    The Aztec Sun Stone is a revered Mexican artifact. It is said to be perhaps the most famous symbol of Mexico, besides its flag. It primarily depicts the four great disasters that led to the migration of the Mexica people to modern-day Mexico City. The Aztec Sun Stone also contains pictographs depicting the way the Mexica measured time, and was…

  9. The Sun and Earth

    Science.gov (United States)

    Gopalswamy, Natchimuthuk

    2012-01-01

    Thus the Sun forms the basis for life on Earth via the black body radiation it emits. The Sun also emits mass in the form of the solar wind and the coronal mass ejections (CMEs). Mass emission also occurs in the form of solar energetic particles (SEPs), which happens during CMEs and solar flares. Both the mass and electromagnetic energy output of the Sun vary over a wide range of time scales, thus introducing disturbances on the space environment that extends from the Sun through the entire heliosphere including the magnetospheres and ionospheres of planets and moons of the solar system. Although our habitat is located in the neutral atmosphere of Earth, we are intimately connected to the non-neutral space environment starting from the ionosphere to the magnetosphere and to the vast interplanetary space. The variability of the solar mass emissions results in the interaction between the solar wind plasma and the magnetospheric plasma leading to huge disturbances in the geospace. The Sun ionizes our atmosphere and creates the ionosphere. The ionosphere can be severely disturbed by the transient energy input from solar flares and the solar wind during geomagnetic storms. The complex interplay between Earth's magnetic field and the solar magnetic field carried by the solar wind presents varying conditions that are both beneficial and hazardous to life on earth. This seminar presents some of the key aspects of this Sun-Earth connection that we have learned since the birth of space science as a scientific discipline some half a century ago.

  10. Sun meter

    Science.gov (United States)

    Younskevicius, Robert E.

    1978-01-01

    A simple, inexpensive device for measuring the radiation energy of the sun impinging on the device. The measurement of the energy over an extended period of time is accomplished without moving parts or tracking mechanisms.

  11. Midnight sun

    Energy Technology Data Exchange (ETDEWEB)

    Brunger, A.P.; Lambert, S.B.; Gagnon, M.P.

    1990-09-01

    Midnight Sun, the University of Waterloo's solar-electric car, was designed and built by about 30 engineering, kinesiology and physics students for the GM Sunrayce USA held in July 1990. The car measures 2 m by 4.2 m, weighs 224 kg, can collect about 1000 W of solar electricity in full sun, and had a top speed of 79 km/h. The race took 11 days to cover the 1644 miles from the Epcot Center in Lake Buena Vista, Florida to the GM Technical Center in Warren, Michigan. Thirty-two cars, powered only by solar energy, competed in this race. Midnight Sun showed its potential during the race qualifying runs by completing the required qualifying course with the 12th fastest time of 52.83 seconds, and the 6th fastest trap speed of 63 km/h. During the Sunrayce, Midnight Sun came in second on day 1 of the race, tenth on day 6, and eighth on day 7, and was one of only 17 solar cars that were able to make it up the toughest hill in the race on day 8. The most serious problems encountered by the car were a weak rear suspension, power losses, and failure of bypass diodes in the photovoltaic array. Midnight Sun was in 17th place overall at the end of day 9. At about 11:00 am on day 10 in Ohio, the Waterloo car was moving at 60 km/h when it was bumped off the road by an out of control pickup truck. The solar car driver was not hurt. Despite the difficulties, the next day Midnight Sun was repaired and driven across the finish line at the ceremonial finish. After receiving time penalties for not completing the last day and a half of the race, Midnight Sun was awarded 24th place with an official cumulative time of 114 h 37 min 15 s. 4 figs., 4 tabs.

  12. Consumer Financial Protection Bureau

    Science.gov (United States)

    ... more. Find answers to common questions Reach your financial goals For the big financial decisions in your life, we offer free tools ... 2016 Events Field hearing on consumer access to financial records in Salt Lake City, Utah NOV 03, ...

  13. Little Sun

    DEFF Research Database (Denmark)

    Ebbesen, Toke Riis

    2017-01-01

    the ideas of Alfred Gell’s anthropology of art and the indicative framework derived from Argentinian semiotician Juan Pablo Bonta and Jørn Guldberg. The toy-like solar lamp Little Sun by Olafur Eliasson and Frederik Ottesen is used as case that blends the registers of social design and art......, and as an example of how designers attempt to determine meaning potentials through design in a complex interplay of different strategies. In the final analysis, what characterise objects like Little Sun is seldom that they communicate their meanings in themselves, but instead rely on forceful mediations to gain...

  14. Little sun

    DEFF Research Database (Denmark)

    Ebbesen, Toke Riis

    2017-01-01

    the ideas of Alfred Gell’s anthropology of art and the indicative framework derived from Argentinian semiotician Juan Pablo Bonta and Jørn Guldberg. The toy-like solar lamp Little Sun by Olafur Eliasson and Frederik Ottesen is used as case that blends the registers of social design and art......, and as an example of how designers attempt to determine meaning potentials through design in a complex interplay of different strategies. In the final analysis, what characterise objects like Little Sun is seldom that they communicate their meanings in themselves, but instead rely on forceful mediations to gain...

  15. Sun Proof

    Centers for Disease Control (CDC) Podcasts

    2012-10-23

    In this podcast for kids, the Kidtastics talk about the harmful effects of the sun and how to protect yourself from it.  Created: 10/23/2012 by Centers for Disease Control and Prevention (CDC).   Date Released: 10/23/2012.

  16. Book Review of "The Business of Life: An “Inside-Out” Approach to Building a More Successful Financial Planning Practice"

    Directory of Open Access Journals (Sweden)

    Dan Danford

    2011-04-01

    Full Text Available

    Kay, Michael (2011. The Business of Life: An “Inside-Out” Approach to Building a More Successful Financial Planning Practice.  Sunnyvale, CA: AdvisorPress. ISBN: 978-1603530217.

    Although the book is written to ultimately help consumers, financial advisors and therapists can learn how Kay examines values, goals, dreams, and priorities to create an ideal practice.  Kay makes a strong case for the kind of in-depth relationships that combine life and financial planning, something termed Financial Life Planning.  FLP is not a new idea, necessarily, but this book provides a step-by-step practice framework for those interested in adopting it.  The book is a welcome addition to the financial therapist’s planning tools and techniques workbench.

  17. The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation

    OpenAIRE

    Laibson, David I.; Agarwal, Sumit; Driscoll, John C.; Gabaix, Xavier

    2009-01-01

    Many consumers make poor financial choices and older adults are particularly vulnerable to such errors. About half of the population between ages 80 and 89 either has dementia or a medical diagnosis of “cognitive impairment without dementia.†We study lifecycle patterns in financial mistakes using a proprietary database that measures ten different types of credit behavior. Financial mistakes include suboptimal use of credit card balance transfer offers, misestimation of the value of one’...

  18. The financial and quality-of-life cost to patients living with a chronic wound in the community.

    Science.gov (United States)

    Kapp, Suzanne; Santamaria, Nick

    2017-06-20

    Chronic wounds are associated with financial and personal costs. The system level expense associated with chronic wounds has been established, however, the out-of-pocket cost incurred by individuals who self-fund has not been the focus of extensive investigation. Recently, there has been renewed interest in evaluating quality of life, in line with the shift to patient enablement and self-care in chronic disease management. The objectives of this research were to describe the out-of-pocket wound treatment costs and the quality of life of people who have chronic wounds. A questionnaire incorporating the Cardiff Wound Impact Schedule and purpose-designed instruments was completed by a non-probability, convenience sample of 113 people in Australia and Wales. Data was analysed using descriptive statistics. The sample was on average 63·6 years of age and had wounds that were on an average 109 weeks duration. Participants had spent on average AU$2475 on wound dressing products since the wound started, and AU$121·82 in the most recent 28 days which represented 10% of their disposable income. Health-related quality of life was sub-optimal, 6/10 (ave) according to the Cardiff Wound Impact Schedule. Younger participants reported significantly poorer quality of life on all CWIS sub-scales when compared to older participants. This study found that chronic wounds present a significant financial cost to individuals who must self-fund their wound dressings and other wound treatment related expenses. Participants who had access to wound product subsidisation also experienced personal financial costs. People who have chronic wounds experience sub-optimal quality of life therefore this condition is also costly to the individual's well-being. The quality of life of younger people has not received adequate attention and requires further consideration given the many years that younger people may have to live with this debilitating and often recurrent condition. Continued action is

  19. Evolution of the solar activity over time and effects on planetary atmospheres. II. kappa^1 Ceti, an analog of the Sun when life arose on Earth

    CERN Document Server

    Ribas, I; Ferreira, L D; Hebrard, E; Selsis, F; Catalan, S; Garces, A; Nascimento, J D do; de Medeiros, J R

    2010-01-01

    The early evolution of Earth's atmosphere and the origin of life took place at a time when physical conditions at the Earth where radically different from its present state. The radiative input from the Sun was much enhanced in the high-energy spectral domain, and in order to model early planetary atmospheres in detail, a knowledge of the solar radiative input is needed. We present an investigation of the atmospheric parameters, state of evolution and high-energy fluxes of the nearby star kap^1 Cet, previously thought to have properties resembling those of the early Sun. Atmospheric parameters were derived from the excitation/ionization equilibrium of Fe I and Fe II, profile fitting of Halpha and the spectral energy distribution. The UV irradiance was derived from FUSE and HST data, and the absolute chromospheric flux from the Halpha line core. From careful spectral analysis and the comparison of different methods we propose for kap^1 Cet the following atmospheric parameters: Teff = 5665+/-30 K (Halpha profil...

  20. Financial Distress and Its Associations With Physical and Emotional Symptoms and Quality of Life Among Advanced Cancer Patients.

    Science.gov (United States)

    Delgado-Guay, Marvin; Ferrer, Jeanette; Rieber, Alyssa G; Rhondali, Wadih; Tayjasanant, Supakarn; Ochoa, Jewel; Cantu, Hilda; Chisholm, Gary; Williams, Janet; Frisbee-Hume, Susan; Bruera, Eduardo

    2015-09-01

    There are limited data on the effects of financial distress (FD) on overall suffering and quality of life (QOL) of patients with advanced cancer (AdCa). In this cross-sectional study, we examined the frequency of FD and its correlates in AdCa. We interviewed 149 patients, 77 at a comprehensive cancer center (CCC) and 72 at a general public hospital (GPH). AdCa completed a self-rated FD (subjective experience of distress attributed to financial problems) numeric rating scale (0 = best, 10 = worst) and validated questionnaires assessing symptoms (Edmonton Symptom Assessment System [ESAS]), psychosocial distress (Hospital Anxiety and Depression Scale [HADS]), and QOL (Functional Assessment of Cancer Therapy-General [FACT-G]). The patients' median age was 60 years (95% confidence interval [CI]: 58.6-61.5 years); 74 (50%) were female; 48 of 77 at CCC (62%) versus 13 of 72 at GPH (18%) were white; 21 of 77 (27%) versus 32 of 72 (38%) at CCC and GPH, respectively, were black; and 7 of 77 (9%) versus 27 of 72 (38%) at CCC and GPH, respectively, were Hispanic (p functioning, social/family distress, and emotional distress by 45 (30%), 46 (31%), 64 (43%), and 55 (37%) AdCa, respectively (all significantly worse for patients at GPH) (p teams to develop interventions to improve financial distress and its impact on quality of life of advanced cancer patients. ©AlphaMed Press.

  1. State policy decisions in the 1990s with implications for the financial well-being of later-life families.

    Science.gov (United States)

    Hill, Gretchen J

    2006-01-01

    This study explores trends and patterns in states' policy decisions affecting the economic well-being of later-life individuals and families in the United States in recent decades, focusing on the 1990s. Rules were selected from the areas of inheritance, estate taxes, homestead exemptions, Medicaid eligibility, estate recovery, and filial responsibility. Results indicate an increasing use of a broad definition of family, one implying that spouses, the nuclear family, extended kin, step-relations, and sometimes in-laws constitute an ongoing collective whose members share economic resources and risks over their lives and beyond. Despite this global trend, states varied in their rules addressing intrafamilial financial obligations and families' accountability to states. While some seemed interested in facilitating the conservation of familial resources, others seemed willing to minimize public assistance while coercing kin into accepting financial responsibility for one another. Research was suggested to answer questions raised by this study.

  2. 寿险公司的财务风险管理%The Financial Risk Management of Life Insurance Company

    Institute of Scientific and Technical Information of China (English)

    褚小林

    2012-01-01

    在全球经济复苏乏力的背景下,寿险公司面临偿付能力不足、资产负债匹配性差、持续盈利能力不足等一系列财务风险。全面预算作为企业经济活动的一种有效管理工具,与财务风险管理在目标协同、内部管理支持、外部环境融合方面具有紧密的关系。通过建立基于全面预算的财务风险监控指标体系、风险预算分解机制、市场竞争策略、现金流预测手段,防范和化解财务风险,保持寿险公司财务稳定。%In the background of global economic recovery is weak, life insurance companies face a lack of solvency, the matching of assets and liabilities, the lack of sustained profitability and a series of financial risk. The overall budget as effective management tool for enterprise economic activity has a close relationship with financial risk management in target coincidence, internal management support, integration of the external environment. Through the establishment of the monitoring index system based on the comprehensive budget of the financial risk, risk budgeting decomposition mechanism, competition strategy, cash flow forecast means to guard against and defuse financial risk, maintain the financial stability of the insurance companies.

  3. Sun, Earth and Sky

    CERN Document Server

    Lang, Kenneth R

    2006-01-01

    This Second Edition of Sun, Earth and Sky updates the popular text by providing comprehensive accounts of the most recent discoveries made by five modern solar spacecraft during the past decade. Their instruments have used sound waves to peer deep into the Sun’s inner regions and measure the temperature of its central nuclear reactor, and extended our gaze far from the visible Sun to record energetic outbursts that threaten Earth. Breakthrough observations with the underground Sudbury Neutrino Observatory are also included, which explain the new physics of ghostly neutrinos and solve the problematic mismatch between the predicted and observed amounts of solar neutrinos. This new edition of Sun, Earth and Sky also describes our recent understanding of how the Sun’s outer atmosphere is heated to a million degrees, and just where the Sun’s continuous winds come from. As humans we are more intimately linked with our life-sustaining Sun than with any other astronomical object, and the new edition therefore p...

  4. The sun, our star

    Science.gov (United States)

    Noyes, R. W.

    Observational data, analytical models, and instrumentation used to study the sun and its evolution are detailed, and attention is given to techniques for converting solar energy to useful power on earth. The star ignited when the mutual gravitational attractions of dust and vapor in a primordial cloud in the Galaxy caused an in-rush of accelerating particles which eventually became dense enough to ignite. The heat grew until inward rushing matter was balanced by outward moving radiative forces. The planets formed from similar debris, and solar radiation is suggested to have triggered the chemical reactions giving rise to life on earth. Visual, spectroscopic, coronagraphic, and UV observations of the sun from the ground and from spacecraft, particularly Skylab, are described, together with features of the solar surface, magnetic field, sunspots, and coronal loops. Models for the processes that occur in the solar interior are explored, as are the causes of solar flares. Attention is given to solar cells, heliostat arrays, wind turbines, and water turbines as means to convert, either directly or indirectly, the earth-bound solar energy to electrical and thermal power. Finally, the life cycle of the sun, about 9 billion yr in duration, is summarized, noting the current status of midlife.

  5. Life Goals and Well-Being: Does Financial Status Matter? Evidence from a Representative Hungarian Sample

    Science.gov (United States)

    Martos, Tamas; Kopp, Maria S.

    2012-01-01

    Previous research with the Aspiration Index suggests that the importance of intrinsic life goals (e.g. personal growth and relationships) is in positive association with indicators of well-being, whereas an orientation toward extrinsic life goals (e.g. wealth and appearance) is connected with decreased positive functioning. Our study extended the…

  6. Safety Margins for Systematic Biometric and Financial Risk in a Semi-Markov Life Insurance Framework

    Directory of Open Access Journals (Sweden)

    Andreas Niemeyer

    2015-01-01

    Full Text Available Insurance companies use conservative first order valuation bases to calculate insurance premiums and reserves. These valuation bases have a significant impact on the insurer’s solvency and on the premiums of the insurance products. Safety margins for systematic biometric and financial risk are in practice typically chosen as time-constant percentages on top of the best estimate transition intensities. We develop a risk-oriented method for the allocation of a total safety margin to the single safety margins at each point in time and each state. In a case study, we demonstrate the suitability of the proposed method in different frameworks. The results show that the traditional method yields an unwanted variability of the safety level with respect to time, whereas the variability can be significantly reduced by the new method. Furthermore, the case study supports the German 60 percent rule for the technical interest rate.

  7. The life of relationship in globalized financial economic devices: Evidences from the experience of a group-analytic transcultural workshop

    Directory of Open Access Journals (Sweden)

    Valentina Lo Mauro

    2014-09-01

    Full Text Available The present contribution - starting from the experience of the EATGA Workshop 2011 that took place in Palermo and that had as its theme “Intersubjective bonds in the globalized economy” - invites to reflect on the quality of the life of relationship and intersubjective connectedness in social contemporary world. One of the characterizing cultural phenomena influencing contemporary reality is made up by the dominant and pervasive presence of logic and language of financial markets in policies and activities that organize and articulate daily life. Theoretical hypothesis driving our research is that the structures of subjectivity, the meaning and the way of being in a relationship are characteristics (cultural themes that emerge within a defined cultural and historical system. In such a theoretical perspective, cultural themes are incorporated or interiorized by men belonging a shared cultural system and so became elements of the shared subjectivity and of the meanings given to intersubjective exchanges and bonds. From the workshop experience some meanings emerge concerning the role of economical-financial system in promoting codes and symbols that define the shape and the sense of relationship. The cultural codes of the market have gone out from the economic circle in which they were born and they are offered as organizers of affections and relationships. This is an evidence for the critical actual historical moment, in which the values and the cultural codes organized on the trust, on the reciprocity, on the common share and participation seems to be interdicted.Keywords: Transcultural Group-Analysis, Intersubjective Relationship, Cultural Models of the Exchange

  8. The life of relationship in globalized financial economic devices: Evidences from the experience of a group-analytic transcultural workshop

    Directory of Open Access Journals (Sweden)

    Valentina Lo Mauro

    2014-09-01

    Full Text Available The present contribution - starting from the experience of the EATGA Workshop 2011 that took place in Palermo and that had as its theme “Intersubjective bonds in the globalized economy” - invites to reflect on the quality of the life of relationship and intersubjective connectedness in social contemporary world. One of the characterizing cultural phenomena influencing contemporary reality is made up by the dominant and pervasive presence of logic and language of financial markets in policies and activities that organize and articulate daily life. Theoretical hypothesis driving our research is that the structures of subjectivity, the meaning and the way of being in a relationship are characteristics (cultural themes that emerge within a defined cultural and historical system. In such a theoretical perspective, cultural themes are incorporated or interiorized by men belonging a shared cultural system and so became elements of the shared subjectivity and of the meanings given to intersubjective exchanges and bonds. From the workshop experience some meanings emerge concerning the role of economical-financial system in promoting codes and symbols that define the shape and the sense of relationship. The cultural codes of the market have gone out from the economic circle in which they were born and they are offered as organizers of affections and relationships. This is an evidence for the critical actual historical moment, in which the values and the cultural codes organized on the trust, on the reciprocity, on the common share and participation seems to be interdicted.Keywords: Transcultural Group-Analysis, Intersubjective Relationships, Cultural Models of the Exchange

  9. Financial Empowerment and Health Related Quality of Life in Family Scholar House Participants

    OpenAIRE

    Chelsey Franz

    2016-01-01

    Research demonstrates an association between poverty and health. Populations in poverty suffer from poor mental and physical health, and thus, poor health-related quality of life. Research also indicates people living in the lower socio-economic categories experience higher levels of stress that are associated with these health declines. Family Scholar House, a local community intervention designed to alleviate poverty and improve socio-economic status by providing college education and suppo...

  10. A Learning Game for Youth Financial Literacy Education in the Teen Grid of Second Life Three-Dimensional Virtual Environment

    Science.gov (United States)

    Liu, Chang; Franklin, Teresa; Shelor, Roger; Ozercan, Sertac; Reuter, Jarrod; Ye, En; Moriarty, Scott

    2011-01-01

    Game-like three-dimensional (3D) virtual worlds have become popular venues for youth to explore and interact with friends. To bring vital financial literacy education to them in places they frequent, a multi-disciplinary team of computer scientists, educators, and financial experts developed a youth-oriented financial literacy education game in…

  11. Socio-ecological perspective of older age life expectancy: income, gender inequality, and financial crisis in Europe.

    Science.gov (United States)

    Kim, Jong In; Kim, Gukbin

    2017-08-18

    Population is aging rapidly in Europe. Older age life expectancy (OLE) can be influenced by country-level depth of credit information (DCI) as an indicator of financial crisis, gross national income (GNI) per capita, and gender inequality index (GII). These factors are key indicators of socio-ecological inequality. They can be used to develop strategies to reduce country-level health disparity. The objective of this study was to confirm the relationship between socio-ecological factors and OLE in Europe. Data were obtained from World Bank, WHO, and UN database for 34 Europe countries. Associations between socio-ecological factors and OLE were assessed with Pearson correlation coefficients and three regression models. These models assumed that appropriate changes in country-level strategies of healthy aging would produce changes in GNI per capital as personal perspective, GII in social environment perspective, and DCI in public policy perspective to implement socio-ecological changes. Hierarchal linear regression was used for final analysis. Although OLE (women and men) had significant negative correlation with GII (gender inequality index, r = - 0.798, p = 0.001), it had positive correlations with GNI (gross national income per capita, r = 0.834, p = 0.001) and DCI (depth of credit information index, r = 0.704, p = 0.001) levels caused by financial crisis. Higher levels GNI and DCI but lower GII were found to be predictors of OLE (women and men) (R(2) = 0.804, p Europe were identified from socio-ecological perspective. Socio-ecological indicators (GII, GNI, and DCI) in Europe appear to have a latent effect on OLE levels. Thus, country-level strategies of successful aging in Europe should target socio-ecological factors such as GII, GNI, and DCI value.

  12. Financialization and financial profit

    Directory of Open Access Journals (Sweden)

    Arturo Guillén

    2014-09-01

    Full Text Available This article starts from the critical review of the concept of financial capital. I consider it is necessary not to confuse this category with of financialization, which has acquired a certificate of naturalization from the rise of neoliberalism. Although financial monopoly-financial capital is the hegemonic segment of the bourgeoisie in the major capitalist countries, their dominance does not imply, a fortiori, financialization of economic activity, since it depends of the conditions of the process reproduction of capital. The emergence of joint stock companies modified the formation of the average rate of profit. The "promoter profit" becomes one of the main forms of income of monopoly-financial capital. It is postulated that financial profit is a kind of "extraordinary surplus-value" which is appropriated by monopoly-financial capital by means of the monopolistic control it exerts on the issue and circulation of fictitious capital.

  13. Sun's rap song

    Science.gov (United States)

    Hogan, M.; Lee, W.

    1995-07-01

    We present a rap song composed for the Sun, our star. This Sun's Rap Song can be utilized in classroom teaching to spark the students' interest and facilitate the students' learning of the relevant subjects.

  14. MedSun Reports

    Data.gov (United States)

    U.S. Department of Health & Human Services — The Medical Product Safety Network (MedSun) is an adverse event reporting program launched in 2002. The primary goal for MedSun is to work collaboratively with the...

  15. MedSun Reports

    Data.gov (United States)

    U.S. Department of Health & Human Services — The Medical Product Safety Network (MedSun) is an adverse event reporting program launched in 2002. The primary goal for MedSun is to work collaboratively with the...

  16. Life Cycle Assessment of Thermal Treatment Technologies. An environmental and financial systems analysis of gasification, incineration and landfilling of waste

    Energy Technology Data Exchange (ETDEWEB)

    Assefa, Getachew; Eriksson, Ola [Royal Inst. of Tech., Stockholm (Sweden). Industrial Ecology; Jaeraas, Sven; Kusar, Henrik [Royal Inst. of Tech., Stockholm (Sweden). Chemical Technology

    2003-05-01

    A technology which is currently developed by researchers at KTH is catalytic combustion. which is one component of a gasification system. Instead of performing the combustion in the gas turbine by a flame, a catalyst is used. When the development of a new technology (as catalytic combustion) reaches a certain step where it is possible to quantify material-, energy- and capital flows, the prerequisites for performing a systems analysis is at hand. The systems analysis can be used to expand the know-how about the potential advantages of the catalytic combustion technology by highlighting its function as a component of a larger system. In this way it may be possible to point out weak points which have to be investigated more, but also strong points to emphasise the importance of further development. The aim of this project was to assess the energy turnover as well as the potential environmental impacts and economic costs of thermal treatment technologies in general and catalytic combustion in particular. By using a holistic assessment of the advantages and disadvantages of catalytic combustion of waste it was possible to identify the strengths and weaknesses of the technology under different conditions. Following different treatment scenarios have been studied: (1) Gasification with catalytic combustion, (2) Gasification with flame combustion, (3) Incineration with energy recovery and (4) Landfilling with gas collection. In the study compensatory district heating is produced by combustion. of biofuel. The power used for running the processes in the scenarios is supplied by the waste-to-energy technologies themselves while compensatory power is assumed to be produced. from natural gas. The emissions from the system studied were classified and characterised using methodology from Life Cycle Assessment into the following environmental impact categories: Global Warming Potential, Acidification Potential, Eutrophication Potential and finally Formation of Photochemical

  17. A Framework for Statewide Analysis of Site Suitability, Energy Estimation, Life Cycle Costs, Financial Feasibility and Environmental Assessment of Wind Farms: A Case Study of Indiana

    Science.gov (United States)

    Kumar, Indraneel

    In the last decade, Midwestern states including Indiana have experienced an unprecedented growth in utility scale wind energy farms. For example, by end of 2013, Indiana had 1.5 GW of wind turbines installed, which could provide electrical energy for as many as half-a-million homes. However, there is no statewide systematic framework available for the evaluation of wind farm impacts on endangered species, required necessary setbacks and proximity standards to infrastructure, and life cycle costs. This research is guided to fill that gap and it addresses the following questions. How much land is suitable for wind farm siting in Indiana given the constraints of environmental, ecological, cultural, settlement, physical infrastructure and wind resource parameters? How much wind energy can be obtained? What are the life cycle costs and economic and financial feasibility? Is wind energy production and development in a state an emission free undertaking? The framework developed in the study is applied to a case study of Indiana. A fuzzy logic based AHP (Analytic Hierarchy Process) spatial site suitability analysis for wind energy is formulated. The magnitude of wind energy that could be sited and installed comprises input for economic and financial feasibility analysis for 20-25 years life cycle of wind turbines in Indiana. Monte Carlo simulation is used to account for uncertainty and nonlinearity in various costs and price parameters. Impacts of incentives and cost variables such as production tax credits, costs of capital, and economies of scale are assessed. Further, an economic input-output (IO) based environmental assessment model is developed for wind energy, where costs from financial feasibility analysis constitute the final demand vectors. This customized model for Indiana is used to assess emissions for criteria air pollutants, hazardous air pollutants and greenhouse gases (GHG) across life cycle events of wind turbines. The findings of the case study include

  18. Seasons by the Sun

    Science.gov (United States)

    Stark, Meri-Lyn

    2005-01-01

    Understanding the Sun has challenged people since ancient times. Mythology from the Greek, Inuit, and Inca cultures attempted to explain the daily appearance and nightly disappearance of the Sun by relating it to a chariot being chased across the sky. While people no longer believe the Sun is a chariot racing across the sky, teachers are still…

  19. Personal, Seasonal Suns

    Science.gov (United States)

    Sutley, Jane

    2010-01-01

    This article presents an art project designed for upper-elementary students to (1) imagine visual differences in the sun's appearance during the four seasons; (2) develop ideas for visually translating their personal experiences regarding the seasons to their sun drawings; (3) create four distinctive seasonal suns using colors and imagery to…

  20. Students win national financial planning contest

    OpenAIRE

    Sutphin, Michael D.

    2007-01-01

    Three Virginia Tech students studying financial planning have won the 2007 Ameriprise Financial Planning Invitational, bringing home $10,000 in scholarship money to support the financial planning program in the College of Agriculture and Life Sciences.

  1. The Sun and How to Observe It

    CERN Document Server

    Jenkins, Jamey L

    2009-01-01

    Without the Sun, all life on Earth would perish. But what exactly do we know about this star that lights, heats, and powers Earth? Actually, we know quite a lot, thanks mainly to a host of eager solar observers. Looking directly at the Sun is EXTREMELY hazardous. But many astronomers, both professional and amateur, have found ways to view the Sun safely to learn about it. You, too, can view the Sun in all of its glorious detail. Some of the newest, most exciting telescopes on the market are affordable to amateur astronomers or even just curious sky watchers, and with this guide to what the Sun has to offer, including sunspots, prominences, and flares, plus reviews of the latest instruments for seeing and capturing images of the Sun, you can contribute to humankind’s knowledge of this immense ball of glowing gases that gives us all life. For a complete guide to Sun viewing, see also Total Solar Eclipses and How to Observe Them (2007) by Martin Mobberley in this same series.

  2. Sun light European Project

    Science.gov (United States)

    Soubielle, Marie-Laure

    2015-04-01

    2015 has been declared the year of light. Sunlight plays a major role in the world. From the sunbeams that heat our planet and feed our plants to the optical analysis of the sun or the modern use of sun particles in technologies, sunlight is everywhere and it is vital. This project aims to understand better the light of the Sun in a variety of fields. The experiments are carried out by students aged 15 to 20 in order to share their discoveries with Italian students from primary and secondary schools. The experiments will also be presented to a group of Danish students visiting our school in January. All experiments are carried out in English and involve teams of teachers. This project is 3 folds: part 1: Biological project = what are the mechanisms of photosynthesis? part 2: Optical project= what are the components of sunlight and how to use it? part 3: Technical project= how to use the energy of sunlight for modern devices? Photosynthesis project Biology and English Context:Photosynthesis is a process used by plants and other organisms to convert light energy, normally from the Sun, into chemical energy that can later fuel the organisms' activities. This chemical energy is stored in molecules which are synthesized from carbon dioxide and water. In most cases, oxygen is released as a waste product. Most plants perform photosynthesis. Photosynthesis maintains atmospheric oxygen levels and supplies all of the organic compounds and most of the energy necessary for life on Earth. Outcome: Our project consists in understanding the various steps of photosynthesis. Students will shoot a DVD of the experiments presenting the equipments required, the steps of the experiments and the results they have obtained for a better understanding of photosynthesis Digital pen project Electricity, Optics and English Context: Sunlight is a complex source of light based on white light that can be decomposed to explain light radiations or colours. This light is a precious source to create

  3. Financial history and financial economics

    OpenAIRE

    Turner, John D.

    2014-01-01

    This essay looks at the bidirectional relationship between financial history and financial economics. It begins by giving a brief history of financial economics by outlining the main topics of interest to financial economists. It then documents and explains the increasing influence of financial economics upon financial history, and warns of the dangers of applying financial economics unthinkingly to the study of financial history. The essay proceeds to highlight the many insights that financi...

  4. Financial history and financial economics

    OpenAIRE

    Turner, John D.

    2014-01-01

    This essay looks at the bidirectional relationship between financial history and financial economics. It begins by giving a brief history of financial economics by outlining the main topics of interest to financial economists. It then documents and explains the increasing influence of financial economics upon financial history, and warns of the dangers of applying financial economics unthinkingly to the study of financial history. The essay proceeds to highlight the many insights that financi...

  5. Financial Stability and Financial Inclusion

    OpenAIRE

    Morgan, Peter J; Pontines, Victor

    2014-01-01

    Developing economies are seeking to promote financial inclusion, i.e., greater access to financial services for low-income households and firms, as part of their overall strategies for economic and financial development. This raises the question of whether financial stability and financial inclusion are, broadly speaking, substitutes or complements. In other words, does the move toward greater financial inclusion tend to increase or decrease financial stability? A number of studies have sugge...

  6. Workplace Financial Education Facilitates Improvement in Personal Financial Behaviors

    Science.gov (United States)

    Prawitz, Aimee D.; Cohart, Judith

    2014-01-01

    Based on the life-cycle theory of consumption, this quasi-experimental study of 995 employees examined changes in financial behaviors following employee-needs-driven workplace financial education. Repeated-measures ANOVA compared participants and non-participants on perceived financial wellness and savings ratios; main effects indicated that both…

  7. Sun-Earth Days

    Science.gov (United States)

    Thieman, J.; Ng, C.; Lewis, E.; Cline, T.

    2010-08-01

    Sun-Earth Day is a well-coordinated series of programs, resources and events under a unique yearly theme highlighting the fundamentals of heliophysics research and missions. A menu of activities, conducted throughout the year, inspire and educate participants. Sun-Earth Day itself can vary in date, but usually is identified by a celebration on or near the spring equinox. Through the Sun-Earth Day framework we have been able to offer a series of coordinated events that promote and highlight the Sun, its connection to Earth and the other planets. Sun-Earth Day events are hosted by educators, museums, amateur astronomers and scientists and occur at schools, community groups, parks, planetaria and science centers around the globe. Sun-Earth Day raises the awareness and knowledge of formal and informal education audiences concerning space weather and heliophysics. By building on the success of Sun-Earth Day yearly celebrations, we seek to affect people of all backgrounds and ages with the wonders of heliophysics science, discovery, and exploration in ways that are both tangible and meaningful to their lives.

  8. Life satisfaction in 6 European countries: the relationship to health, self-esteem, and social and financial resources among people (Aged 65-89) with reduced functional capacity.

    Science.gov (United States)

    Borg, Christel; Fagerström, Cecilia; Balducci, Cristian; Burholt, Vanessa; Ferring, Dieter; Weber, Germain; Wenger, Clare; Holst, Göran; Hallberg, Ingalill R

    2008-01-01

    The aim of this study was to investigate how overall health, participation in physical activities, self-esteem, and social and financial resources are related to life satisfaction among people aged 65 and older with reduced activities of daily living (ADL) capacity in 6 European countries. A subsample of the European Study of Adults' Well-Being (ESAW), consisting of 2,195 people with reduced ADL capacity from Sweden, the United Kingdom, the Netherlands, Luxembourg, Austria, and Italy, was included. The Older Americans' Resources Schedule (OARS), the Life Satisfaction Index Z, and the Self-Esteem Scale were used. In all national samples, overall health, self-esteem, and feeling worried, rather than ADL capacity, were significantly associated with life satisfaction. The findings indicate the importance of taking not only the reduction in functional capacity into account but also the individual's perception of health and self-esteem when outlining health care and nursing aimed at improving life satisfaction. The study thus suggests that personal rather than environmental factors are important for life satisfaction among people with reduced ADL capacity living in Europe.

  9. The Sun A User's Manual

    CERN Document Server

    Vita-Finzi, Claudio

    2008-01-01

    The Sun is an account of the many ways in which our nearest star affects our planet, how its influence has changed over the last few centuries and millennia, and the extent to which we can predict its future impact. The Sun's rays foster the formation of Vitamin D by our bodies, but it can also promote skin cancer, cataracts, and mutations in our DNA. Besides providing the warmth and light essential to most animal and plant life, solar energy contributes substantially to global warming. Although the charged particles of the solar wind shield us from harmful cosmic rays, solar storms may damage artificial satellites and cripple communication systems and computer networks. The Sun is the ideal renewable energy source, but its exploitation is still bedevilled by the problems of storage and distribution. Our nearest star, in short, is a complex machine which needs to be treated with caution, and this book will equip every reader with the knowledge that is required to understand the benefits and dangers it can bri...

  10. The faint young Sun problem

    CERN Document Server

    Feulner, Georg

    2012-01-01

    For more than four decades, scientists have been trying to find an answer to one of the most fundamental questions in paleoclimatology, the `faint young Sun problem'. For the early Earth, models of stellar evolution predict a solar energy input to the climate system which is about 25% lower than today. This would result in a completely frozen world over the first two billion years in the history of our planet, if all other parameters controlling Earth's climate had been the same. Yet there is ample evidence for the presence of liquid surface water and even life in the Archean (3.8 to 2.5 billion years before present), so some effect (or effects) must have been compensating for the faint young Sun. A wide range of possible solutions have been suggested and explored during the last four decades, with most studies focusing on higher concentrations of atmospheric greenhouse gases like carbon dioxide, methane or ammonia. All of these solutions present considerable difficulties, however, so the faint young Sun prob...

  11. American Chinese's Financial Support tbr Sun Yat-sen's Early Revolutionary Activities: In the Example of the National Museum of China Collections%从馆藏文物看美洲华侨对孙中山早期革命活动的经济支持

    Institute of Scientific and Technical Information of China (English)

    安跃华

    2011-01-01

    When appraising overseas Chinese's role in the revolution, Sun Yat-sen said, "Overseas Chinese have contributed to the revolution" and "Overseas Chinese are the mother of the revolution". In the late 19th century and early 20th century, revolution activities led by Sun Yat-sen were strongly supported by overseas Chinese. America is the main settlement of overseas Chinese, only second to Southeast Asia; under the influence of Sun' s revolutionary ideas, American Chinese enthusiastically participated in the revolution and made a great contribution with financial support. With reference to collections of the National Museum of China, this paper studies the American Chinese's financial support for Sun Yat-sen' s early revolutionary activities in terms of payment of membership dues, donation for soldiers' pay, and bond subscriptions.%孙中山曾经高度评价说“华侨有功革命”、“华侨是革命之母”。19世纪末、20世纪初他所领导的革命运动得到了海外华侨的大力支持与帮助。美洲是当时仅次于东南亚的华侨主要聚居地,当地华侨在孙中山革命思想的宣传和感召丁积极投身革命,特别是在经济上给予孙中山革命活动以有力的支持,做出了巨大贡献。本文结合中国国家博物馆馆藏相关文物,从缴纳会费、义捐助饷、认购债券三个方面,针对美洲华侨对孙中山早期革命活动的经济支持进行分析、研究。

  12. Tomorrow I Could Be in Trouble...but the Sun Will Come out Next Year: The Effect of Temporal Distance on Adolescents' Judgments of Life Satisfaction

    Science.gov (United States)

    Garcia, Danilo; Rosenberg, Patricia; Siddiqui, Anver

    2011-01-01

    In a series of three studies, we examined adolescents' judgments of temporal life satisfaction (LS). We based our predictions in the notion of temporal distance influence in the level of construal of near- and distant-future events. In Study 1 we found that adolescents enhance future and present LS while devaluating past LS. Manipulating temporal…

  13. Sun and Sjogren's Syndrome

    Science.gov (United States)

    Patient Education Sheet The Sun and Sjögren’s Syndrome The SSF thanks Mona Z. Mofid, MD, FAAD, Diplomate, American Board of Dermatology, and Medical Director, American Melanoma Foundation, San Diego, California, ...

  14. Why Study the Sun?

    Indian Academy of Sciences (India)

    Arvind Bhatnagar

    2006-06-01

    In this presentation we briefly describe the Sun through large number of illustrations and pictures of the Sun taken from early times to the present day space missions. The importance of the study of the Sun is emphasized as it is the nearest star which presents unparallelled views of surface details and numerous phenomena. Our Sun offers a unique celestial laboratory where a large variety of phenomena take place, ranging in temporal domain from a few milliseconds to several decades, in spatial domain from a few hundred kilometers to thousands of kilometers, and in the temperature domain from a few thousand degrees to several million degrees. Its mass motion ranges from thousandths to thousands of kilometers per second. Such an object provides us with a unique laboratory to study the state of matter in the Universe. The existing solar ground-based and space missions have already revealed several mysteries of the outer environment of our Sun and much more is going to come in the near future from planned new sophisticated ground-based solar telescopes and Space missions. The new technique of helioseismology has unravelled many secrets of the solar interior and has put the Standard Solar Model (SSM) on firm footing. The long-standing problem of solar neutrinos has been recently sorted out, and even the ‘back side’ view of the Sun can be seen using the technique of holographic helioseismology.

  15. Smoking Status, Changes in Smoking Status and Health-Related Quality of Life: Findings from the SUN (“Seguimiento Universidad de Navarra”) Cohort

    Science.gov (United States)

    Guitérrez-Bedmar, Mario; Seguí-Gómez, María; Gómez-Gracia, Enrique; Bes-Rastrollo, Maira; Martínez-González, Miguel A

    2009-01-01

    We aimed to evaluate the association between smoking, changes in smoking, and quality of life in a cohort of Spanish university graduates. Smoking habits were self-reported at baseline and four years later. Quality of life was assessed using the Short Form-36 (SF-36) at year 4. Statistical differences in SF-36 scores between groups were determined using ANCOVA with age and sex as covariates. Out of 5,234 eligible participants over 2000–2006, there were 2,639 non-smoker participants, 1,419 ex-smokers, and 1,048 smokers. Within the previous four years, 435 participants became recent quitters and 205 starters. Comparing smoking and health status in year 4, non-smokers showed better scores than the other categories of ever smoking in all dimensions except in the vitality scale value, which was similar in non-smokers and in those smoking less than 15 cigarettes/day. Comparing changes in smoking and health in year 4, continuing smokers had statistically significant worse scores than non-smokers in general health, social functioning, role-emotional and mental health, whereas recent quitters showed statistically significant improvements in role-emotional and mental health over those who had continued smoking or those who became smokers. Our findings support a dose-response relationship between cigarette consumption and a worse quality of life in general and mental health in particular. They also support that changes in smoking have an impact on health. PMID:19440285

  16. Smoking status, changes in smoking status and health-related quality of life: findings from the SUN ("Seguimiento Universidad de Navarra") cohort.

    Science.gov (United States)

    Guitérrez-Bedmar, Mario; Seguí-Gómez, María; Gómez-Gracia, Enrique; Bes-Rastrollo, Maira; Martínez-González, Miguel A

    2009-01-01

    We aimed to evaluate the association between smoking, changes in smoking, and quality of life in a cohort of Spanish university graduates. Smoking habits were self-reported at baseline and four years later. Quality of life was assessed using the Short Form-36 (SF-36) at year 4. Statistical differences in SF-36 scores between groups were determined using ANCOVA with age and sex as covariates. Out of 5,234 eligible participants over 2000-2006, there were 2,639 non-smoker participants, 1,419 ex-smokers, and 1,048 smokers. Within the previous four years, 435 participants became recent quitters and 205 starters. Comparing smoking and health status in year 4, non-smokers showed better scores than the other categories of ever smoking in all dimensions except in the vitality scale value, which was similar in non-smokers and in those smoking less than 15 cigarettes/day. Comparing changes in smoking and health in year 4, continuing smokers had statistically significant worse scores than non-smokers in general health, social functioning, role-emotional and mental health, whereas recent quitters showed statistically significant improvements in role-emotional and mental health over those who had continued smoking or those who became smokers. Our findings support a dose-response relationship between cigarette consumption and a worse quality of life in general and mental health in particular. They also support that changes in smoking have an impact on health.

  17. Financial Benchmarking

    OpenAIRE

    2012-01-01

    This bachelor's thesis is focused on financial benchmarking of TULIPA PRAHA s.r.o. The aim of this work is to evaluate financial situation of the company, identify its strengths and weaknesses and to find out how efficient is the performance of this company in comparison with top companies within the same field by using INFA benchmarking diagnostic system of financial indicators. The theoretical part includes the characteristic of financial analysis, which financial benchmarking is based on a...

  18. Lessons from the Sun

    Directory of Open Access Journals (Sweden)

    Robitaille P.-M.

    2011-07-01

    Full Text Available In this brief note, the implications of a condensed Sun will be examined. A celestial body composed of liquid metallic hydrogen brings great promise to astronomy, relative to understanding thermal emission and solar structure. At the same time, as an incom- pressible liquid, a condensed Sun calls into question virtually everything which is cur- rently believed with respect to the evolution and nature of the stars. Should the Sun be condensed, then neutron stars and white dwarfs will fail to reach the enormous densities they are currently believed to possess. Much of cosmology also falls into question, as the incompressibility of matter curtails any thought that a primordial atom once existed. Aging stars can no longer collapse and black holes will know no formative mechanism. A condensed Sun also hints that great strides must still be made in understanding the nature of liquids. The Sun has revealed that liquids possess a much greater potential for lattice order than previously believed. In addition, lessons may be gained with regards to the synthesis of liquid metallic hydrogen and the use of condensed matter as the basis for initiating fusion on Earth.

  19. Life-cycle cost and financial analysis of energy components in mass housing projects – A case project in sub-urban India

    Directory of Open Access Journals (Sweden)

    Shagufta Sajid Mumtaaz Sayed

    2015-12-01

    Full Text Available Environmental concern based designs are becoming essential in urban India. Shift of population from rural to urban cities is leading to the associated burden of mass housing facilities. The paper discusses the economic feasibility of using energy conservation green components by performing their life cycle cost analysis (LCCA in large mass housing projects. A total of six components including solar applications have been evaluated for a case project placed in Mumbai suburban location in India. LCCA is performed from the projections of Wholesale price indices and wholesale market price fluctuations of the commodities. Labour cost projections are performed from minimum wages provided by the ministry. For calculation of savings, exponential increase in electricity tariff is considered. The capital cost of energy components contributes in the range of 5–7% to the conventional built up area cost. LCCA suggests that the significant share of cost is related to maintenance, repair and replacement activities of all components. Financial analysis results suggest that the components provide a payback of 11 years at 8% discounting rate and 7 years at non discounted values. The results of this study are expected to benefit investors in mass housing projects for their financial and budgetary decision making in implementing energy efficient based design.

  20. Impact of the community of life, financial standing and work ability of the inheritor to the construction of the rules of intestate succession

    Directory of Open Access Journals (Sweden)

    Vidić-Trninić Jelena Đ.

    2015-01-01

    Full Text Available This paper analyzes the impact of the fact of community of life, financial standing and work ability of the inheritor to the construction of the rules of intestate succession in the contemporary European legal systems. In a certain number of the European countries, these facts have an independent impact to the establishment of the intestate succession rules, while their legal succession significance becomes important even in the countries where it does not represent an independent basis for the acquisition of the capacity of a legal inheritor. A special focus has been given to consideration of the concrete legal solutions and corresponding legal succession ramifications in every legislation where some of the stated facts or even several of such facts, have a corresponding impact to the intestate succession. Bearing in mind that all of these facts have an impact on the legal succession in domestic legislation as well, author points, among other things, on the advantages of this legislation.

  1. Magnetohydrodynamics of the sun

    CERN Document Server

    Priest, Eric

    2014-01-01

    Magnetohydrodynamics of the Sun is a completely new up-to-date rewrite from scratch of the 1982 book Solar Magnetohydrodynamics, taking account of enormous advances in understanding since that date. It describes the subtle and complex interaction between the Sun's plasma atmosphere and its magnetic field, which is responsible for many fascinating dynamic phenomena. Chapters cover the generation of the Sun's magnetic field by dynamo action, magnetoconvection and the nature of photospheric flux tubes such as sunspots, the heating of the outer atmosphere by waves or reconnection, the structure of prominences, the nature of eruptive instability and magnetic reconnection in solar flares and coronal mass ejections, and the acceleration of the solar wind by reconnection or wave-turbulence. It is essential reading for graduate students and researchers in solar physics and related fields of astronomy, plasma physics and fluid dynamics. Problem sets and other resources are available at www.cambridge.org/9780521854719.

  2. The Sun's Supergranulation

    CERN Document Server

    Rieutord, Michel

    2010-01-01

    The Sun's supergranulation refers to a physical pattern covering the surface of the quiet Sun with a typical horizontal scale of approximately 30000km. Its most noticeable observable signature is as a fluctuating velocity field whose components are mostly horizontal. Supergranulation was discovered more than fifty years ago, however explaining why and how it originates still represents one of the main challenges of modern solar physics. A lot of work has been devoted to the subject over the years, but observational constraints, conceptual difficulties and numerical limitations have all concurred to prevent a detailed understanding of the supergranulation phenomenon so far. With the advent of 21st century supercomputing resources and the availability of unprecedented high-resolution observations of the Sun, the solar community has now reached a stage at which key progress can be made on this question. A unifying strategy between observations and modeling is more than ever required for this to be possible. The ...

  3. Sun, Earth and Sky

    Science.gov (United States)

    Lang, Kenneth R.

    1995-01-01

    The Sun is enveloped by a hot, tenuous million-degree corona that expands to create a continuous solar wind that sweeps past all the planets and fills the heliosphere. The solar wind is modulated by strong gusts that are initiated by powerful explosions on the Sun, including solar flares and coronal mass ejections. This dynamic, invisible outer atmosphere of the Sun is currently under observation with the soft X-ray telescope aboard the Yohkoh spacecraft, whose results are presented. We also show observations from the Ulysses spacecraft that is now passing over the solar pole, sampling the solar wind in this region for the first time. Two other spacecraft, Voyager 1 and 2, have recently detected the outer edge of the invisible heliosphere, roughly halfway to the nearest star. Magnetic solar activity, the total radiative output from the Sun, and the Earth's mean global surface temperature all vary with the 11-year sunspot cycle in which the total number of sunspots varies from a maximum to a minimum and back to a maximum again in about 11 years. The terrestrial magnetic field hollows out a protective magnetic cavity, called the magnetosphere, within the solar wind. This protection is incomplete, however, so the Sun feeds an unseen world of high-speed particles and magnetic fields that encircle the Earth in space. These particles endanger spacecraft and astronauts, and also produce terrestrial aurorae. An international flotilla of spacecraft is now sampling the weak points in this magnetic defense. Similar spacecraft have also discovered a new radiation belt, in addition to the familiar Van Allen belts, except fed by interstellar ions instead of electrons and protons from the Sun.

  4. Piece of the sun

    CERN Document Server

    Wayne, Teddy

    2015-01-01

    Our rapidly industrialising world has an insatiable hunger for energy, and conventional sources are struggling to meet demand. Oil is running out, coal is damaging our climate, many nations are abandoning nuclear, yet solar, wind and water will never be a complete replacement. The solution, says Daniel Clery in this deeply researched and revelatory book, is to be found in the original energy source: the Sun itself. There, at its centre, the fusion of 630 million tonnes of hydrogen every second generates an unfathomable amount of energy. By replicating even a tiny piece of the Sun's power

  5. Near-Sun asteroids

    Science.gov (United States)

    Emel'yanenko, V. V.

    2017-01-01

    As follows from dynamical studies, in the course of evolution, most near-Earth objects reach orbits with small perihelion distances. Changes of the asteroids in the vicinity of the Sun should play a key role in forming the physical properties, size distribution, and dynamical features of the near-Earth objects. Only seven of the discovered asteroids are currently moving along orbits with perihelion distances q orbits farther from the Sun. In this study, we found asteroids that have been recently orbiting with perihelion distances q orbits for hundreds to tens of thousands of years. To carry out astrophysical observations of such objects is a high priority.

  6. The SUN S TRAVELS

    Institute of Scientific and Technical Information of China (English)

    Robert; Louis; Stevenson

    2005-01-01

    The sun is not a-bed, when I At night upon my pillow lie; Stilt round the earth his Way he takes, And morning after morning makes. White here at home, in shining day, We round the sunny garden play, Each tittle Indian sleepy - head Is being kissed and put to bed. And When at eve I rise from tea, Day dawns beyond the Atlantic Sea; And all the children in the West Are getting up and being dressed.The SUN'S TRAVELS@Robert Louis Stevenson

  7. Sun-Earth Day Connects History, Culture and Science

    Science.gov (United States)

    Cline, T.; Thieman, J.

    2003-12-01

    The NASA Sun-Earth Connection Education forum annually promotes and event called Sun-Earth Day: a national celebration of the Sun, the space around the Earth (geospace), and how all of it affects life on our planet. For the past 3 years this event has provided a venue by which classrooms, museums, planetaria, and at NASA centers have had a sensational time sharing stories, images, and activities related to the Sun-Earth connections and the views o fthe Sun from Earth. Each year we select a different theme by which NASA Space Science can be further related to cross-curricular activities. Sun-Earth Day 2002, "Celebrate the Equinox", drew parallels between Native American Cultures and NASA's Sun-Earth Connection research via cultural stories, interviews, web links, activities and Native American participation. Sun-Earth Day 2003, "Live From the Aurora", shared the beauty of the Aurora through a variety of activities and stories related to perspectives of Northern Peoples. Sun-Earth Day 2004 will share the excitement of the transit of Venus through comparisons of Venus with Earth and Mars, calculations of the distances to nearby stars, and the use of transits to identify extra-solar planets. Finally, Sun-Earth Day 2005 will bring several of these themes together by turning our focus to the history and culture surrounding ancient observatories such as Chaco Canyon, Machu Picchu, and Chichen Itza.

  8. Clothing reduces the sun protection factor of sunscreens

    DEFF Research Database (Denmark)

    Beyer, Ditte Maria; Faurschou, Annesofie; Haedersdal, M

    2010-01-01

    Individuals are recommended to wait for 20 min following sunscreen application before dressing. However, this is probably seldom done in daily life, and therefore we investigated how dressing earlier than 20 min after application affected the sun protection factor (SPF)....

  9. Maximising the sun

    CSIR Research Space (South Africa)

    Conradie, Dirk CU

    2010-08-01

    Full Text Available South Africa is blessed with some of the best quality solar radiation in the world. In the light of this many exciting opportunities exist to utilize the sun to its full potential in the design of energy efficient buildings. Passive solar buildings...

  10. Sun Ultra 5

    CERN Multimedia

    1998-01-01

    The Sun Ultra 5 is a 64-bit personal computer based on the UltraSPARC microprocessor line at a low price. The Ultra 5 has been declined in several variants: thus, some models have a processor with less cache memory to further decrease the price of the computer.

  11. The Toboggan Sun

    NARCIS (Netherlands)

    Davidson, WPS; van der Werf, SY

    2005-01-01

    Special variants of the Novaya Zemlya effect may arise from localized temperature inversions that follow the height profile of hills or mountains. Rather than following its natural path, the rising or setting Sun may, under such circumstances, appear to slide along a distant mountain slope. We found

  12. Go Sun Smart

    Science.gov (United States)

    Scott, Michael D.; Buller, David B.; Walkosz, Barbara J.; Andersen, Peter A.; Cutter, Gary R.; Dignan, Mark B.

    2008-01-01

    This is the story of Go Sun Smart, a worksite wellness program endorsed by the North American Ski Area Association and funded by the National Cancer Institute. Between 2000 and 2002 we designed and implemented a large-scale worksite intervention at over 300 ski resorts in North America with the objective of reducing ski area employees and guests…

  13. Our Explosive Sun

    Science.gov (United States)

    Brown, D. S.

    2009-01-01

    The Sun's atmosphere is a highly structured but dynamic place, dominated by the solar magnetic field. Hot charged gas (plasma) is trapped on lines of magnetic force that can snap like an elastic band, propelling giant clouds of material out into space. A range of ground-based and space-based solar telescopes observe these eruptions, particularly…

  14. Clothing reduces the sun protection factor of sunscreens

    DEFF Research Database (Denmark)

    Beyer, Ditte Maria; Faurschou, Annesofie; Haedersdal, M

    2010-01-01

    Individuals are recommended to wait for 20 min following sunscreen application before dressing. However, this is probably seldom done in daily life, and therefore we investigated how dressing earlier than 20 min after application affected the sun protection factor (SPF).......Individuals are recommended to wait for 20 min following sunscreen application before dressing. However, this is probably seldom done in daily life, and therefore we investigated how dressing earlier than 20 min after application affected the sun protection factor (SPF)....

  15. The sun and space weather Second Edition

    CERN Document Server

    Hanslmeier, Arnold

    2007-01-01

    This second edition is a great enhancement of literature which will help the reader get deeper into the specific topics. There are new sections included such as space weather data sources and examples, new satellite missions, and the latest results. At the end a comprehensive index is given which will allow the reader to quickly find his topics of interest. The Sun and Space weather are two rapidly evolving topics. The importance of the Sun for the Earth, life on Earth, climate and weather processes was recognized long ago by the ancients. Now, for the first time there is a continuous surveillance of solar activity at nearly all wavelengths. These data can be used to improve our understanding of the complex Sun-Earth interaction. The first chapters of the book deal with the Sun as a star and its activity phenomena as well as its activity cycle in order to understand the complex physics of the Sun-Earth system. The reader will see that there are many phenomena but still no definite explanations and models exis...

  16. Stars resembling the Sun

    Science.gov (United States)

    Cayrel de Strobel, G.

    This review is primarily directed to the question whether photometric solar analogues remain such when subjected to detailed spectroscopic analyses and interpreted with the help of internal stucture models. In other words, whether the physical parameters: mass, chemical composition, age (determining effective temperature and luminosity), chromospheric activity, equatorial rotation, lithium abundance, velocity fields etc., we derive from the spectral analysis of a photometric solar analogue, are really close to those of the Sun. We start from 109 photometric solar analogues extracted from different authors. The stars selected had to satisfy three conditions: i) their colour index (B-V) must be contained in the interval: Δ (B-V) = 0.59-0.69, ii) they must possess a trigonometric parallax, iii) they must have undergone a high resolution detailed spectroscopic analysis. First, this review presents photometric and spectrophotometric researches on solar analogues and recalls the pionneering work on these stars by the late Johannes Hardorp. After a brief discussion on low and high resolution spectroscopic researches, a comparison is made between effective temperatures as obtained, directly, from detailed spectral analyses and those obtained, indirectly, from different photometric relations. An interesting point in this review is the discussion on the tantalilizing value of the (B-V)solar of the Sun, and the presentation of a new reliable value of this index. A short restatement of the kinematic properties of the sample of solar analogues is also made. And, finally, the observational ( T eff, M bol) diagram, obtained with 99 of the initially presented 109 analogues, is compared to a theoretical ( T eff, M bol) diagram. This latter has been constructed with a grid of internal structure models for which, (very important for this investigation), the Sun was used as gauge. In analysing the position, with respect to the Sun, of each star we hoped to find a certain number of

  17. Financial Education

    OpenAIRE

    Udo Reifner; Anne Schelhowe

    2010-01-01

    New, more or better financial education and financial literacy programmes should lead to improved financial capability, knowledge and outcomes. Yet we do not even know which terminology is most suitable for those projects who all intend to give an answer to a question which is less than clear. What is meant by the term “financial education”? Why did the “demand” for financial education suddenly increase? Have the numerous tasks which consumers in a modern society have to fulfill created this ...

  18. The Sun: A Star at the Center of Our Solar System

    Science.gov (United States)

    Adams, Mitzi L.

    2016-01-01

    There is a star at the center of our solar system! But what is a star? How do stars work? What are the characteristics of our Sun and how are these traits different from other stars? How does the Sun compare to stars such as Betelgeuse and Rigel? "Will the Sun end its life with a bang or a whimper?"

  19. SCIENCE OF SUN PHOTOMETRY

    Directory of Open Access Journals (Sweden)

    Alexandru Dan Toma

    2013-07-01

    Full Text Available Typically, the total amount of gases and particles in a column of atmosphere cannot be determined from measurements just at Earth's surface, by a single measurement essentially at the bottom of the atmosphere column. Balloons, airplanes, and rockets are all used to perform direct measurements in the atmosphere at altitudes up to and beyond the stratosphere. Satellite-based instruments provide global views, but it is difficult to infer surface and column distributions from space-based measurements, so such measurements must still be supplemented by ground-based measurements. Sun photometry is an important way of probing the atmosphere from the ground to measure the effects of the atmosphere on Sun radiation crossing through the atmosphere to Earth's surface. These indirect technique provide information about the entire atmosphere above the observer, not just the atmosphere that can be sampled directly close to Earth's surface.

  20. How hot is the sun

    Institute of Scientific and Technical Information of China (English)

    刘超

    2001-01-01

    Do you know how hot thesun is? There are no solidsor liquids on the sun. Why not? The temperature onoutside the sun is more than 10, 000℃, and that at the centre is about 20, 000, 000℃.The sun is so hot that all thesolids and all the liquids havebeen turned into gases.

  1. The Sun in Time: Activity and Environment

    Directory of Open Access Journals (Sweden)

    Güdel Manuel

    2007-12-01

    Full Text Available The Sun's magnetic activity has steadily declined during its main-sequence life. While the solar photospheric luminosity was about 30% lower 4.6 Gyr ago when the Sun arrived on the main sequence compared to present-day levels, its faster rotation generated enhanced magnetic activity; magnetic heating processes in the chromosphere, the transition region, and the corona induced ultraviolet, extreme-ultraviolet, and X-ray emission about 10, 100, and 1000 times, respectively, the present-day levels, as inferred from young solar-analog stars. Also, the production rate of accelerated, high-energy particles was orders of magnitude higher than in present-day solar flares, and a much stronger wind escaped from the Sun, permeating the entire solar system. The consequences of the enhanced radiation and particle fluxes from the young Sun were potentially severe for the evolution of solar-system planets and moons. Interactions of high-energy radiation and the solar wind with upper planetary atmospheres may have led to the escape of important amounts of atmospheric constituents. The present dry atmosphere of Venus and the thin atmosphere of Mars may be a product of early irradiation and heating by solar high-energy radiation. High levels of magnetic activity are also inferred for the pre-main sequence Sun. At those stages, interactions of high-energy radiation and particles with the circumsolar disk in which planets eventually formed were important. Traces left in meteorites by energetic particles and anomalous isotopic abundance ratios in meteoritic inclusions may provide evidence for a highly active pre-main sequence Sun. The present article reviews these various issues related to the magnetic activity of the young Sun and the consequent interactions with its environment. The emphasis is on the phenomenology related to the production of high-energy photons and particles. Apart from the activity on the young Sun, systematic trends applicable to the entire

  2. Seismology of the Sun : Inference of Thermal, Dynamic and Magnetic Field Structures of the Interior

    CERN Document Server

    Hiremath, K M

    2012-01-01

    Recent overwhelming evidences show that the sun strongly influences the Earth's climate and environment. Moreover existence of life on this Earth mainly depends upon the sun's energy. Hence, understanding of physics of the sun, especially the thermal, dynamic and magnetic field structures of its interior, is very important. Recently, from the ground and space based observations, it is discovered that sun oscillates near 5 min periodicity in millions of modes. This discovery heralded a new era in solar physics and a separate branch called helioseismology or seismology of the sun has started. Before the advent of helioseismology, sun's thermal structure of the interior was understood from the evolutionary solution of stellar structure equations that mimicked the present age, mass and radius of the sun. Whereas solution of MHD equations yielded internal dynamics and magnetic field structure of the sun's interior. In this presentation, I review the thermal, dynamic and magnetic field structures of the sun's inter...

  3. FINANCIAL MECHANISMS OF FINANCIAL CRISES

    Directory of Open Access Journals (Sweden)

    Ivan LUCHIAN

    2016-07-01

    Full Text Available The actuality of this article is determined by the need to demonstrate that financial crisis is not just an issue of economic disaster caused by contagion effect of financial cataclysm, expressed in national currency depreciation, depletion of foreign exchange reserves, mass bankruptcy of financial institutions, non-market entities insolvency and impossibility of sovereign debt servicing, but a special investment opportunity with associated characteristics of profitability. Central aims of article is research of financial crisis essence, investment mechanisms linked to existing fundamental laws of its conduct and determination of investment opportunities manifested in various segments of financial market and related sectors. Main research methods were: systemic analysis, statistical analysis, monographic and logic synthesis, etc. Main scientific results obtained in the article, due to research are to identify, analyze and demonstrate investment opportunities of international financial crisis and financial crises in Moldova.

  4. Financial Stress, Financial Literacy, Counselling and the Risk of Homelessness

    Directory of Open Access Journals (Sweden)

    Adam Steen

    2013-09-01

    Full Text Available Poor financial literacy may lead to poor life choices. These life choices can create or contribute to financial stress with adverse consequences - not the least of which may be homelessness. These issues are relatively well understood, but there is limited research on the link between financial stress, financial literacy and counselling, and homelessness. Specifically, there has been little research on how improved financial literacy and appropriate financial counselling might help to prevent homelessness. This paper synthesises existing literature on this topic and considers these issues using the ABCX family stress model of Hill (1958 using data from an Australian program aimed at alleviating family homelessness, the Home Advice Program. We provide evidence that suggests that case management and support which incorporates financial counselling and financial literacy can assist in moderating the impact of financial stress and help those at risk of homelessness. The findings have implications for public policy in the areas of financial education, consumer finance, and social services provision.

  5. Unpacking the hedonic paradox: a dynamic analysis of the relationships between financial capital, social capital and life satisfaction.

    Science.gov (United States)

    Gleibs, Ilka H; Morton, Thomas A; Rabinovich, Anna; Haslam, S Alexander; Helliwell, John F

    2013-03-01

    Does money buy happiness? Or is happiness derived from looking outwards towards our social networks? Many researchers have answered these questions by exploring whether the best predictor of well-being is either economic or social (or some fixed combination of the two). This paper argues for a dynamic perspective on the capacity for economic and social factors to predict well-being. In two studies, we show that both money (individual income) and community (social capital) can be the basis for individual happiness. However, the relative influence of each factor depends on the context within which happiness is considered, and how this shapes the way people define the self. Study 1 primes either money or community in the laboratory and demonstrates that such priming shifts individual values (so that they are economic vs. communal) and determines the extent to which income is more (vs. less) predictive of life satisfaction than social relations. Study 2 looks at these same priming processes in the external world (with people travelling to vs. from work). Both studies show that while money can become the basis of happiness when the self is defined in economic terms, the role of community relations in predicting happiness is more stable across contexts. © 2011 The British Psychological Society.

  6. Holding Up the Sun of Life

    Institute of Scientific and Technical Information of China (English)

    JENNIFER LIM

    1997-01-01

    LIKE the theme in other films she has directed Huang Shuqin’s, "I Have A Father," is filled with humanitarianism.With a fresh and lively tone, the story reveals the scroll of relationships in a modern Chinese city. The film has been declared excellent by some government departments, indicating it has a positive social effect. "I Have A Father,"is a modem film of comprehension. A tragic story packaged as comedy,it reveals itself on two levels, It is at once a children’s film and a film of ethics. The film tells of an orphan’s

  7. Financial mathematics

    CERN Document Server

    Jothi, A Lenin

    2009-01-01

    Financial services, particularly banking and insurance services is the prominent sector for the development of a nation. After the liberalisation of financial sector in India, the scope of getting career opportunities has been widened. It is heartening to note that various universities in India have introduced professional courses on banking and insurance. A new field of applied mathematics has come into prominence under the name of Financial Mathematics. Financial mathematics has attained much importance in the recent years because of the role played by mathematical concepts in decision - m

  8. Financial Literacy, Financial Education, and Economic Outcomes

    Science.gov (United States)

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

  9. Financial Literacy, Financial Education, and Economic Outcomes

    Science.gov (United States)

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

  10. Precise nuclear physics for the sun

    Energy Technology Data Exchange (ETDEWEB)

    Bemmerer, Daniel

    2012-07-01

    For many centuries, the study of the Sun has been an important testbed for understanding stars that are further away. One of the first astronomical observations Galileo Galilei made in 1612 with the newly invented telescope concerned the sunspots, and in 1814, Joseph von Fraunhofer employed his new spectroscope to discover the absorption lines in the solar spectrum that are now named after him. Even though more refined and new modes of observation are now available than in the days of Galileo and Fraunhofer, the study of the Sun is still high on the agenda of contemporary science, due to three guiding interests. The first is connected to the ages-old human striving to understand the structure of the larger world surrounding us. Modern telescopes, some of them even based outside the Earth's atmosphere in space, have succeeded in observing astronomical objects that are billions of light-years away. However, for practical reasons precision data that are important for understanding stars can still only be gained from the Sun. In a sense, the observations of far-away astronomical objects thus call for a more precise study of the closeby, of the Sun, for their interpretation. The second interest stems from the human desire to understand the essence of the world, in particular the elementary particles of which it consists. Large accelerators have been constructed to produce and collide these particles. However, man-made machines can never be as luminous as the Sun when it comes to producing particles. Solar neutrinos have thus served not only as an astronomical tool to understand the Sun's inner workings, but their behavior on the way from the Sun to the Earth is also being studied with the aim to understand their nature and interactions. The third interest is strictly connected to life on Earth. A multitude of research has shown that even relatively slight changes in the Earth's climate may strongly affect the living conditions in a number of densely

  11. The Sun in Time: Activity and Environment

    CERN Document Server

    Güdel, M

    2007-01-01

    (abridged) The Sun's magnetic activity has steadily declined during its main-sequence life. While the solar photospheric luminosity was about 30% lower 4.6 Gyr ago when the Sun arrived on the main sequence compared to present-day levels, its faster rotation generated enhanced magnetic activity; magnetic heating processes in the chromosphere, the transition region, and the corona induced ultraviolet, extreme-ultraviolet, and X-ray emission about 10, 100, and 1000 times, respectively, the present-day levels, as inferred from young solar-analog stars. Also, the production rate of accelerated, high-energy particles was orders of magnitude higher than in present-day solar flares, and a much stronger wind escaped from the Sun, permeating the entire solar system. The consequences of the enhanced radiation and particle fluxes from the young Sun were potentially severe for the evolution of solar-system planets and moons. Interactions of high-energy radiation and the solar wind with upper planetary atmospheres may have...

  12. Review - The Sun Rises

    Directory of Open Access Journals (Sweden)

    Mark Bender

    2012-12-01

    Full Text Available Review of: Blackburn, Stuart H. 2010. The Sun Rises: A Shaman's Chant, Ritual Exchange and Fertility in the Apatani Valley. Leiden: Brill. xvii+401. Color and black and white photographs, maps. ISBN: 9789-0041-7578-5 (hardcover, 97USD. The Sun Rises is a model study contextualizing an oral narrative tradition in the social and ritual fabric of a remote community in northeast India. In many ways a companion volume to Himalayan Tribal Tales (Blackburn 2008, the text presents the first substantial translation of a key ritual text of the Apantani Valley dwellers in Arunachal Pradesh, located on the contested border between China (Tibet and India. The Apatani speak a Tibeto-Burman language, practice intensive rice agriculture in carefully terraced fields, and number about 35,000. Their clans populate several centuries-old villages. Until recently, they were separated from the lowlands of Assam and surrounded only by peoples practicing various forms of shifting agriculture. The valley dwellers have increasingly encountered modernization over the last few decades, including Indian and global popular culture, and Christianity. The heart of this book is a chant of nineteen segments.

  13. Eruptions from the Sun

    Science.gov (United States)

    Kohler, Susanna

    2015-11-01

    The Sun often exhibits outbursts, launching material from its surface in powerful releases of energy. Recent analysis of such an outburst captured on video by several Sun-monitoring spacecraft may help us understand the mechanisms that launch these eruptions.Many OutburstsSolar jets are elongated, transient structures that are thought to regularly release magnetic energy from the Sun, contributing to coronal heating and solar wind acceleration. Coronal mass ejections (CMEs), on the other hand, are enormous blob-like explosions, violently ejecting energy and mass from the Sun at incredible speeds.But could these two types of events actually be related? According to a team of scientists at the University of Science and Technology of China, they may well be. The team, led by Jiajia Liu, has analyzed observations of a coronal jet that they believe prompted the launch of a powerful CME.Observing an ExplosionGif of a movie of the CME, taken by the Solar Dynamics Observatorys Atmospheric Imaging Assembly at a wavelength of 304. The original movie can be found in the article. [Liu et al.]An army of spacecraft was on hand to witness the event on 15 Jan 2013 including the Solar Dynamics Observatory (SDO), the Solar and Heliospheric Observatory (SOHO), and the Solar Terrestrial Relations Observatory (STEREO). The instruments on board these observatories captured the drama on the northern limb of the Sun as, at 19:32 UT, a coronal jet formed. Just eight minutes later, a powerful CME was released from the same active region.The fact that the jet and CME occurred in the same place at roughly the same time suggests theyre related. But did the initial motions of the CME blob trigger the jet? Or did the jet trigger the CME?Tying It All TogetherIn a recently published study, Liu and collaborators analyzed the multi-wavelength observations of this event to find the heights and positions of the jet and CME. From this analysis, they determined that the coronal jet triggered the release

  14. Nearest star the surprising science of our sun

    CERN Document Server

    Golub, Leon

    2014-01-01

    How did the Sun evolve, and what will it become? What is the origin of its light and heat? How does solar activity affect the atmospheric conditions that make life on Earth possible? These are the questions at the heart of solar physics, and at the core of this book. The Sun is the only star near enough to study in sufficient detail to provide rigorous tests of our theories and help us understand the more distant and exotic objects throughout the cosmos. Having observed the Sun using both ground-based and spaceborne instruments, the authors bring their extensive personal experience to this sto

  15. Australian Infrastructure Financial Management Guidelines

    Directory of Open Access Journals (Sweden)

    Chris Champion

    2009-11-01

    Full Text Available The Institute of Public Works Engineering Australia (IPWEA has recently published the Australian Infrastructure Financial Management Guidelines. The Guidelines provide new assistance to link the technical (engineering and financial aspects of managing infrastructure and services, and to assist infrastructure owners such as local government to develop sustainable long-term asset and financial management plans. Financial management for long-life infrastructure assets (such as roads, water, sewerage, and stormwater networks, and community buildings is about ensuring sustainability in the provision of services required by the community. These new Guidelines offer advice for every organisation and individual with responsibility for the management of infrastructure assets. They assist in defining best practice approaches for: • Accounting for infrastructure • Depreciation, valuation, useful life, fair value • Managing financial sustainability • Integrating asset management planning and long term financial planning • Meeting requirements for financial reporting The project was a joint initiative of IPWEA and the National Local Government Financial Management Forum. A steering committee representing national and state governments, technical and financial professionals, local government associations and auditors oversaw it.

  16. Space Science for Children: All about the Sun [Videotape].

    Science.gov (United States)

    1999

    This 23-minute videotape aims to give children, grades K-4, a broad understanding of the center of our solar system, the sun. It explains how the sun provides us with life-giving light and heat, how it's responsible for our seasons and weather, and why it's the primary source of energy on Earth. A hands-on activity in which children create their…

  17. The validated sun exposure questionnaire

    DEFF Research Database (Denmark)

    Køster, B; Søndergaard, J; Nielsen, J B

    2017-01-01

    Few questionnaires used in monitoring sun-related behavior have been tested for validity. We established criteria validity of a developed questionnaire for monitoring population sun-related behavior. During May-August 2013, 664 Danes wore a personal electronic UV-dosimeter for one week...... that measured the outdoor time and dose of erythemal UVR exposure. In the following week, they answered a questionnaire on their sun-related behavior in the measurement week. Outdoor time measured by dosimetry correlated strongly with both outdoor time and the developed exposure scale measured....... The weekly sunburn fraction correlated strongly with the number of ambient sun hours (r=0.73, p

  18. The Sun, Mercury, and Venus

    CERN Document Server

    Elkins-Tanton, Linda T

    2010-01-01

    The Messenger mission to Mercury opened a new window into the inner solar system. In 2008, this mission began a number of years of flybys, culminating in an orbital insertion around Mercury and producing unparalleled observations about this mysterious innermost planet. Mercury orbits so close to the Sun, from the point of view of Earth, that seeing it from the Earth against the Sun's glare is a great challenge. At the same time, the huge gravitational force of the Sun makes it a challenge to put a mission on Mercury without losing it into the Sun. Now, with heightened understanding of Mercury,

  19. Teaching Financial Literacy with Max and Ruby

    Science.gov (United States)

    Brown, Natalya; Ferguson, Kristen

    2017-01-01

    Teaching financial literacy is important at all stages of life, but is often neglected with elementary students. In this article, the authors describe a strategy for teaching financial literacy using the books about Max and Ruby by Rosemary Wells. These books can help introduce the five key concepts of financial literacy: scarcity, exchange,…

  20. Understanding Personal and Family Financial Planning Education.

    Science.gov (United States)

    American Council of Life Insurance, Washington, DC. Education and Community Services.

    This publication for teachers focuses on one specific content area of consumer education--financial planning. The first major section begins by identifying eight competencies in financial planning education. It describes the financial planning process used to anticipate changes in moving from one stage of life to another, choosing the options, and…

  1. Teaching Financial Literacy with Max and Ruby

    Science.gov (United States)

    Brown, Natalya; Ferguson, Kristen

    2017-01-01

    Teaching financial literacy is important at all stages of life, but is often neglected with elementary students. In this article, the authors describe a strategy for teaching financial literacy using the books about Max and Ruby by Rosemary Wells. These books can help introduce the five key concepts of financial literacy: scarcity, exchange,…

  2. The Rapidly Rotating Sun

    Science.gov (United States)

    Hanasoge, Shravan M.; Duvall, Thomas L., Jr.; Sreenivasan, Katepalli R.

    2012-01-01

    Convection in the solar interior is thought to comprise structures at a continuum of scales, from large to small. This conclusion emerges from phenomenological studies and numerical simulations though neither covers the proper range of dynamical parameters of solar convection. In the present work, imaging techniques of time-distance helioseismology applied to observational data reveal no long-range order in the convective motion. We conservatively bound the associated velocity magnitudes, as a function of depth and the spherical-harmonic degree l to be 20-100 times weaker than prevailing estimates within the wavenumber band l ux of a solar luminosity outwards? The Sun is seemingly a much faster rotator than previously thought, with advection dominated by Coriolis forces at scales l < 60.

  3. Physics of the sun

    CERN Document Server

    Holzer, Thomas; Mihalas, Dimitri; Ulrich, Roger

    1986-01-01

    This volume, together with its two companion volumes, originated in a study commis­ sioned by the United States National Academy of Sciences on behalf of the National Aeronautics and Space Administration. A committee composed of Tom Holzer, Dimitri Mihalas, Roger Ulrich and myself was asked to prepare a comprehensive review of current knowledge concerning the physics of the sun. We were fortunate in being able to persuade many distinguished scientists to gather their forces for the preparation of 21 separate chapters covering not only solar physics but also relevant areas of astrophysics and solar-terrestrial relations. It proved necessary to divide the chapters into three separate volumes that cover three different aspects of solar physics. Volumes 1 and 2 are concerned with 'The Solar Interior' and with 'The Solar Atmosphere'. This volume, devoted to 'Astrophysics and Solar-Terrestrial Relations', focuses on problems of solar physics from these two different but complementary perspectives. The emphasis thr...

  4. Why the sun sucks - Architects versus the sun

    NARCIS (Netherlands)

    De Lange, N.; Niesten, J.; Taminiau, P.

    2014-01-01

    This "designers' manual" is made during the TIDO-course AR0531 Innovation and Sustainability This manual will show how not to design with the Sun. By showing examples how buildings have failed that have not taken the Sun and its effects in consideration, one should get a clearer picture of how you

  5. Why the sun sucks - Architects versus the sun

    NARCIS (Netherlands)

    De Lange, N.; Niesten, J.; Taminiau, P.

    2014-01-01

    This "designers' manual" is made during the TIDO-course AR0531 Innovation and Sustainability This manual will show how not to design with the Sun. By showing examples how buildings have failed that have not taken the Sun and its effects in consideration, one should get a clearer picture of how you

  6. Observing the sun a pocket field guide

    CERN Document Server

    Jenkins, Jamey L

    2013-01-01

    A comprehensive solar observing guide for use at the telescope by amateur astronomers at all three levels: beginning, intermediate, and advanced. Users will find invaluable information for identifying features through photos, charts, diagrams in a logical, orderly fashion and then interpreting the observations. Because the Sun is a dynamic celestial body in constant flux, astronomers rarely know for certain what awaits them at the eyepiece. All features of the Sun are transient and sometimes rather fleeting. Given the number of features and the complex life cycles of some solar features, it can be a challenging hobby, and this guide provides all of the guidance necessary to inform observers about the sights and events unfolding before their eyes on the most active and powerful member of our Solar System.

  7. Financial Crisis

    Institute of Scientific and Technical Information of China (English)

    黄骅

    2012-01-01

      Financial crisis started from America and soon spread all over the world. How did this happen? What government has done to rescue the economy and what should we do to help? Is financial crisis inevitable? These questions have bothered me for a long time. However, if we use a macroeconomist eye to view the world, all the questions seemed clear and crystal.

  8. Smart, passive sun facing surfaces

    Science.gov (United States)

    Hively, Lee M.

    1996-01-01

    An article adapted for selectively utilizing solar radiation comprises an absorptive surface and a reflective surface, the absorptive surface and the reflective surface oriented to absorb solar radiation when the sun is in a relatively low position, and to reflect solar radiation when the sun is in a relatively high position.

  9. Global Seismology of the Sun

    CERN Document Server

    Basu, Sarbani

    2016-01-01

    The seismic study of the Sun and other stars offers a unique window into the interior of these stars. Thanks to helioseismology, we know the structure of the Sun to admirable precision. In fact, our knowledge is good enough to use the Sun as a laboratory. We have also been able to study the dynamics of the Sun in great detail. Helioseismic data also allow us to probe the changes that take place in the Sun as solar activity waxes and wanes. The seismic study of stars other than the Sun is a fairly new endeavour, but we are making great strides in this field. In this review I discuss some of the techniques used in helioseismic analyses and the results obtained using those techniques. In this review I focus on results obtained with global helioseismology, i.e., the study of the Sun using its normal modes of oscillation. I also briefly touch upon asteroseismology, the seismic study of stars other than the Sun, and discuss how seismic data of others stars are interpreted.

  10. Reconnection on the Sun

    Science.gov (United States)

    Kohler, Susanna

    2016-05-01

    Because the Sun is so close, it makes an excellent laboratory to study processes we cant examinein distant stars. One openquestion is that of how solar magnetic fields rearrange themselves, producing the tremendous releases of energy we observe as solar flares and coronal mass ejections (CMEs).What is Magnetic Reconnection?Magnetic reconnection occurs when a magnetic field rearranges itself to move to a lower-energy state. As field lines of opposite polarity reconnect, magnetic energy is suddenly converted into thermal and kinetic energy.This processis believed to be behind the sudden releases of energy from the solar surface in the form of solar flares and CMEs. But there are many different models for how magnetic reconnection could occur in the magnetic field at the Suns surface, and we arent sure which one of these reconnection types is responsible for the events we see.Recently, however, several studies have been published presenting some of the first observational support of specific reconnection models. Taken together, these observations suggest that there are likely several different types of reconnection happening on the solar surface. Heres a closer look at two of these recent publications:A pre-eruption SDO image of a flaring region (b) looks remarkably similar to a 3D cartoon for typical breakout configuration (a). Click for a closer look! [Adapted from Chen et al. 2016]Study 1:Magnetic BreakoutLed by Yao Chen (Shandong University in China), a team of scientists has presented observations made by the Solar Dynamics Observatory (SDO) of a flare and CME event that appears to have been caused by magnetic breakout.In the magnetic breakout model, a series of loops in the Suns lower corona are confined by a surrounding larger loop structure called an arcade higher in the corona. As the lower loops push upward, reconnection occurs in the upper corona, removing the overlying, confining arcade. Without that extra confinement, the lower coronal loops expand upward

  11. Totality eclipses of the Sun

    CERN Document Server

    Littmann, Mark; Willcox, Ken

    2008-01-01

    A total eclipse of the Sun is the most awesome sight in the heavens. Totality: Eclipses of the Sun takes you to eclipses of the past, present, and future, and lets you see - and feel - why people travel to the ends of the Earth to observe them. - ;A total eclipse of the Sun is the most awesome sight in the heavens. Totality: Eclipses of the Sun takes you to eclipses of the past, present, and future, and lets you see - and feel - why people travel to the ends of the Earth to observe them. Totality: Eclipses of the Sun is the best guide and reference book on solar eclipses ever written. It explains: how to observe them; how to photograph and videotape them; why they occur; their history and mythology; and future eclipses - when and where to see them. Totality also tells the remarkable story of how eclipses shocked scientists, revealed the workings of the Sun, and made Einstein famous. And the book shares the experiences and advice of many veteran eclipse observers. Totality: Eclipses of the Sun is profusely ill...

  12. A New Way that Planets can Affect the Sun

    Science.gov (United States)

    Wolff, Charles; Patrone, Paul

    2010-01-01

    As planets orbit the Sun, the Sun also has to move to keep the total momentum of the solar system constant. The Sun's small orbital motion plus its 25 day rotation about its axis combine to invigorate some solar instabilities. Occasional convection cells at the proper phase in their short life can be strengthened by factors of two or more. This local burst of extra kinetic energy eventually reaches the surface where it can increase the intensity of solar activity. It might explain some reports in the last century of how planetary positions correlate with solar activity. This is the first effect of planets that is large enough to cause a significant response on the Sun.

  13. FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES

    OpenAIRE

    Hastings, Justine S.; Brigitte C. Madrian; Skimmyhorn, William L.

    2013-01-01

    In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the extent to which a competitive market provides incentives for firms to educate consumers or offer products that facilitate informed choice. We revie...

  14. Sun, UV Radiation and Your Eyes

    Science.gov (United States)

    ... Patient Stories Español Eye Health / Tips & Prevention Your Eyes and the Sun Sections The Sun, UV Radiation ... Safety Infographic The Sun, UV Radiation and Your Eyes Written by: David Turbert Aug. 28, 2014 Keep ...

  15. Clustering of Sun Exposure Measurements

    DEFF Research Database (Denmark)

    Have, Anna Szynkowiak; Larsen, Jan; Hansen, Lars Kai

    2002-01-01

    In a medically motivated Sun-exposure study, questionnaires concerning Sun-habits were collected from a number of subjects together with UV radiation measurements. This paper focuses on identifying clusters in the heterogeneous set of data for the purpose of understanding possible relations between...... Sun-habits exposure and eventually assessing the risk of skin cancer. A general probabilistic framework originally developed for text and Web mining is demonstrated to be useful for clustering of behavioral data. The framework combines principal component subspace projection with probabilistic...

  16. Traditions of the Sun, One Model for Expanding Audience Access

    Science.gov (United States)

    Hawkins, I.; Paglierani, R.

    2006-12-01

    The Internet is a powerful tool with which to expand audience access, bringing students, teachers and the public to places and resources they might not otherwise visit or make use of. We will present Traditions of the Sun, an experiential Web site that invites exploration of the world's ancient observatories with special emphasis on Chaco Culture National Historic Park in the Four Corners region of the US and several sites in the Yucatan Peninsula in Mexico. Traditions of the Sun includes resources in English and Spanish along with a unique trilingual on-line book, "Traditions of the Sun, A Photographic Journal," containing explanatory text in Yucatec Maya as well. Traditions of the Sun offers rich opportunities for virtual visits to ancient sites used for solar observing while learning about current NASA research on the Sun and indigenous solar practices within a larger historical and cultural context. The site contains hundreds of photographs, historic images and rich multimedia to help tell the story of the Sun-Earth Connection. Visitors to the site can zoom in on the great Mayan cities of Chichen Itza, Uxmal, Dzibilchaltun, and Mayapan to learn about Mayan astronomy, history, culture, and science. They can also visit Chaco Canyon to watch sunrise over Pueblo Bonito on the summer solstice, take a virtual reality tour of the great kiva at Casa Rinconada or see panoramic vistas from Fajada Butte, an area which, for preservation purposes, is restricted to the public. Traditions of the Sun provides one model of how exploration and discovery can come to life for both formal and informal audiences via the Internet. Traditions of the Sun is a collaborative project between NASA's Sun-Earth Connection Education Forum, the National Park Service, Instituto National de Antropologia e Historia, Universidad Nacional Autonoma de Mexico, and Ideum.

  17. Prototype of sun projector device

    Science.gov (United States)

    Ihsan; Dermawan, B.

    2016-11-01

    One way to introduce astronomy to public, including students, can be handled by solar observation. The widely held device for this purpose is coelostat and heliostat. Besides using filter attached to a device such as telescope, it is safest to use indirect way for observing the Sun. The main principle of the indirect way is deflecting the sun light and projecting image of the sun on a screen. We design and build a simple and low-cost astronomical device, serving as a supplement to increase public service, especially for solar observation. Without using any digital and intricate supporting equipment, people can watch and relish image of the Sun in comfortable condition, i.e. in a sheltered or shady place. Here we describe a design and features of our prototype of the device, which still, of course, has some limitations. In the future, this prototype can be improved for more efficient and useful applications.

  18. The impact of the European financial crisis on clinical research within the European union or "when life gives you lemons, make lemonade".

    Science.gov (United States)

    Tsoulfas, G

    2012-01-01

    The European Union (EU) and the world are faced with unprecedented economic challenges, which if allowed to persist could threaten its continued existence in its current form as a union. Furthermore, these same financial challenges can easily translate into societal hardship. The biomedical and pharmaceutical industries of the U.S. and Europe have been in the midst of severe financial constraints over the last few years, which will worsen in the coming years. A critical factor is a financial crisis that appears to be spreading like wildfire through Europe, with 3 of its oldest members (Greece, Ireland, Portugal) already having enlisted the aid of the International Monetary Fund (IMF) to avoid bankruptcy, and with the possibility of others to follow (Italy, Spain). Adding to this the increasing cost of introducing new medications and devices, and conducting clinical research, as well as the tightening regulatory pressures and the drying pharmaceutical pipelines, cost cutting pressures are mounting on pharmaceutical industries and the biomedical sector, whether in academia or in industry. This paper will attempt to highlight some of the problems that clinical research in Europe may be facing, as well as discuss some of the potential solutions. Although this will by no means be an exhaustive analysis, the goal is to show that times of financial hardship, such as the current one, may also provide the impetus for constructive change.

  19. Measuring sun exposure in epidemiological studies: Matching the method to the research question.

    Science.gov (United States)

    King, Laura; Xiang, Fan; Swaminathan, Ashwin; Lucas, Robyn M

    2015-12-01

    Sun exposure has risks and benefits for health. Testing these associations requires tools for measuring sun exposure that are feasible and relevant to the time-course of the health outcome. Recent sun exposure, e.g. the last week, is best captured by dosimeters and sun diaries. These can also be used for medium-term sun exposure e.g. over several weeks, but incur a high participant burden. Self-reported data on "typical time outdoors" for working and non-working days, is less detailed and not influenced by day-to-day variation. Over a longer period, e.g. the lifetime, or for particular life stages, proxies of sun exposure, such as latitude of residence or ambient ultraviolet (UV) radiation levels (from satellites or ground-level monitoring) can be used, with additional detail provided by lifetime sun exposure calendars that include locations of residence, usual time outdoors, and detail of sunburn episodes. Objective measures of lifetime sun exposure include microtopography of sun-exposed skin (e.g. using silicone casts) or conjunctival UV autofluorescence. Potential modifiers of the association between sun exposure and the health outcome, such as clothing coverage and skin colour, may also need to be measured. We provide a systematic approach to selecting sun exposure measures for use in epidemiological health research.

  20. NEW SUNS IN THE COSMOS?

    Energy Technology Data Exchange (ETDEWEB)

    De Freitas, D. B.; Leao, I. C.; Lopes, C. E. Ferreira; Paz-Chinchon, F.; Canto Martins, B. L.; Alves, S.; De Medeiros, J. R. [Departamento de Fisica, Universidade Federal do Rio Grande do Norte, 59072-970 Natal, RN (Brazil); Catelan, M. [Departamento de Astronomia y Astrofisica, Pontificia Universidad Catolica de Chile, Av. Vicuna Mackenna 4860, 782-0436 Macul, Santiago (Chile)

    2013-08-20

    The present work reports on the discovery of three stars that we have identified to be rotating Sun-like stars, based on rotational modulation signatures inferred from light curves from the CoRoT mission's Public Archives. In our analysis, we performed an initial selection based on the rotation period and position in the period-T{sub eff} diagram. This revealed that the stars CoRoT IDs 100746852, 102709980, and 105693572 provide potentially good matches to the Sun with a similar rotation period. To refine our analysis, we applied a novel procedure, taking into account the fluctuations of the features associated with photometric modulation at different time intervals and the fractality traces that are present in the light curves of the Sun and of these ''New Sun'' candidates alike. In this sense, we computed the so-called Hurst exponent for the referred stars, for a sample of 14 CoRoT stars with sub- and super-solar rotational periods, and for the Sun itself in its active and quiet phases. We found that the Hurst exponent can provide a strong discriminant of Sun-like behavior, going beyond what can be achieved with solely the rotation period itself. In particular, we find that CoRoT ID 105693572 is the star that most closely matches the solar rotation properties as far as the latter's imprints on light curve behavior are concerned. The stars CoRoT IDs 100746852 and 102709980 have significant smaller Hurst exponents than the Sun, notwithstanding their similarity in rotation periods.

  1. The New Woman in "The Sun Also Rises"

    Science.gov (United States)

    Yu, Xiaoping

    2010-01-01

    Hemingway is a famous American writer and a spokesman of the Lost Generation. His life attitude of the characters in the novels influenced the whole world. His first masterpiece "The Sun Also Rises" contributes a lot to the rise of feminism and make the world began to be familiar with a term: The New Woman through the portrayal of Brett.…

  2. 《孙子兵法》对高校体育场馆对外营运管理的启示——“孙子的LIFE模型”分析%The Art of War to The College Sports Venues Marketize Management of The Enlightenment——Based on “Sun Tzu's LIFE Model” Analysis

    Institute of Scientific and Technical Information of China (English)

    翟浩林; 高奎亭; 曾灿

    2012-01-01

    在系统剖析《孙子兵法》思想内涵和系统阐述"孙子的LIFE模型"的基础上,结合目前高校体育场馆管理现状,对高校体育场馆对外营运管理如何借鉴与具体应用"孙子的LIFE模型"进行了系统研究。旨在充分发挥新时期高校体育场馆的多重功能,创造更大的社会价值及产生一定的经济效益,同时丰富《孙子兵法》思想的应用领域。%In this paper,based on system analysis,The Art of War on the ideological content and systems,"Sun Tzu's LIFE model",combined with the present situation of college sports venues marketize management,college sports venues marketize management on how to spot from tactical command and specific application of "Sun Tzu's LIFE model" has done a systematic research.Through research,In order to give full play to universities in the new period of the venue,multiple functions,create more social value and economic wealth,and enrich thought of The Art of War application fields at the same time.

  3. Financial Inclusion, Financial Regulation, and Financial Education in Thailand

    OpenAIRE

    Tambunlertchai, Kanittha

    2015-01-01

    This paper addresses the issue of financial inclusion in Thailand through the lens of an institutional analysis, which takes into consideration the desired outcomes, the service providers and enabling agencies, and the regulatory context that shape the existing provision of financial inclusion in Thailand. In discussing the achievement of the desired outcomes in terms of financial inclusion, the issues of financial education and financial regulation, which provide the contexts within which th...

  4. SunShot Initiative Portfolio Book 2014

    Energy Technology Data Exchange (ETDEWEB)

    Solar Energy Technologies Office

    2014-05-01

    The 2014 SunShot Initiative Portfolio Book outlines the progress towards the goals outlined in the SunShot Vision Study. Contents include overviews of each of SunShot’s five subprogram areas, as well as a description of every active project in the SunShot’s project portfolio as of May 2014.

  5. Financial Statements Analysis

    OpenAIRE

    Tănase Alin-Eliodor

    2014-01-01

    This article focuses on analyzing of a consolidated financial statements of a hypothetically SME. The interpretation of the financial position and performances is based on the more than 40 financial key ratios computed by using financial data from consolidated income statement, consolidated financial position and cash flow. However additional data from notes to financial statements are provided.

  6. Financial Statements Analysis

    Directory of Open Access Journals (Sweden)

    Tănase Alin-Eliodor

    2014-10-01

    Full Text Available This article focuses on analyzing of a consolidated financial statements of a hypothetically SME. The interpretation of the financial position and performances is based on the more than 40 financial key ratios computed by using financial data from consolidated income statement, consolidated financial position and cash flow. However additional data from notes to financial statements are provided.

  7. Earth's Heat Source - The Sun

    CERN Document Server

    Manuel, Oliver K

    2009-01-01

    The Sun encompasses planet Earth, supplies the heat that warms it, and even shakes it. The United Nation Intergovernmental Panel on Climate Change (IPCC) assumed that solar influence on our climate is limited to changes in solar irradiance and adopted the consensus opinion of a Hydrogen-filled Sun, the Standard Solar Model (SSM). They did not consider the alternative solar model and instead adopted another consensus opinion: Anthropogenic greenhouse gases play a dominant role in climate change. The SSM fails to explain the solar wind, solar cycles, and the empirical link of solar surface activity with Earth changing climate. The alternative solar model, that was molded from an embarrassingly large number of unexpected observations revealed by space-age measurements since 1959, explains not only these puzzles but also how closely linked interactions between the Sun and its planets and other celestial bodies induce turbulent cycles of secondary solar characteristics that significantly affect Earth climate.

  8. The Sun: Our Nearest Star

    Science.gov (United States)

    Adams, M. L.; Six, N. Frank (Technical Monitor)

    2002-01-01

    We have in our celestial backyard, a prime example of a variable star. The Sun, long thought to be "perfect" and unvarying, began to reveal its cycles in the early 1600s as Galileo Galilei and Christoph Scheiner used a telescope to study sunspots. For the past four hundred years, scientists have accumulated data, showing a magnetic cycle that repeats, on average, every eleven (or twenty-two) years. In addition, modern satellites have shown that the energy output at radio and x-ray wavelengths also varies with this cycle. This talk will showcase the Sun as a star and discuss how solar studies may be used to understand other stars.

  9. Influence of sun exposures during childhood and during adulthood on melanoma risk. EPIMEL and EORTC Melanoma Cooperative Group. European Organisation for Research and Treatment of Cancer.

    Science.gov (United States)

    Autier, P; Doré, J F

    1998-08-12

    Sun exposure in both childhood and adult life represents the main environmental risk determinant for cutaneous melanoma. However, little is known about the joint effects of sun exposure during early and later life on melanoma risk. A case-control study in Belgium, Germany and France conducted in 1991-1992 suggests that the melanoma risks attached to indicators related to sun exposure appear to combine their effects in an additive way. We therefore constructed composite indices of sun exposure during childhood and during adulthood, assuming additive combinations of melanoma risk associated with each indicator of sun exposure. Logistic regression modeling showed that the melanoma risk associated with a given level of sun exposure during adulthood increased with higher sun exposure during childhood, but the increase in risk was higher than the simple addition of melanoma risk associated with sun exposure during childhood or adulthood. In turn, high sun exposure during childhood constituted a significant risk factor for melanoma only if there was substantial sun exposure during adult life. We thus suggest that sun exposure during childhood and during adulthood would be interdependent as far as their impact on melanoma risk is concerned. Our results support the hypothesis by which the important contribution of sun exposure during childhood in melanoma occurrence is not properly assessed by retrospective epidemiologic studies. Sun avoidance during childhood would have a greater impact on melanoma risk than sun avoidance during adulthood.

  10. FINANCIAL LEASING

    OpenAIRE

    2014-01-01

    This essay deals with the several financial resources an enterprise counts on to purchase assets of the kind real state or chattels. A resource that does not risk solvency is the lease, through the retro-leasing variant that allows to obtain working capital by selling one of its fixed assets without giving its use up. El ensayo, trata sobre las fuentes de fondeo que tiene la empresa para adquirir un activo mueble o inmueble son diversas, una de ellas que no compromete la liquidez es el con...

  11. Pigment developed to protect spacecraft/solar cells from Sun's harmful rays.

    Science.gov (United States)

    1995-01-01

    A pigment (phthalocyanine) is studied at the Marshall Materials and Processes Lab. The pigment has the ability to protect spacecraft against the harmful effects of the Sun's ultraviolet rays, and to increase the efficiency and life of solar cells.

  12. Day the sun went out

    CERN Multimedia

    2007-01-01

    "A new british sci-fi movie envisages the death of the sun not in billions of years, but in decades. And, amazingly, the film's scientific adviser says this may not be so far from the truth..." (1/2 page)

  13. Effects of Early Sun Exposure

    Science.gov (United States)

    ... can be harmful. It can lead to:Skin changes. Some skin cells with melanin can form a clump. This creates freckles and moles. Over time, these can develop cancer.Early aging. Time spent in the sun makes your skin age faster than normal. Signs of this are wrinkled, tight, or leathery ...

  14. Tracking Planets around the Sun

    Science.gov (United States)

    Riddle, Bob

    2008-01-01

    In earlier columns, the celestial coordinate system of hour circles of right ascension and degrees of declination was introduced along with the use of an equatorial star chart (see SFA Star Charts in Resources). This system shows the planets' motion relative to the ecliptic, the apparent path the Sun follows during the year. An alternate system,…

  15. How Bright Is the Sun?

    Science.gov (United States)

    Berr, Stephen

    1991-01-01

    Presents a sequence of activities designed to allow eighth grade students to deal with one of the fundamental relationships that govern energy distribution. Activities guide students to measure light bulb brightness, discover the inverse square law, compare light bulb light to candle light, and measure sun brightness. (two references) (MCO)

  16. Tracking Planets around the Sun

    Science.gov (United States)

    Riddle, Bob

    2008-01-01

    In earlier columns, the celestial coordinate system of hour circles of right ascension and degrees of declination was introduced along with the use of an equatorial star chart (see SFA Star Charts in Resources). This system shows the planets' motion relative to the ecliptic, the apparent path the Sun follows during the year. An alternate system,…

  17. Teaching Financial Literacy across the Generations

    Science.gov (United States)

    Jokela, Becky Hagen; Hendrickson, Lori; Haynes, Barbara

    2013-01-01

    This article describes a tool developed by educators of the University of Minnesota Extension and University of Wisconsin Cooperative Extension to assist professionals as they plan financial education for participants. In today's changing economy, financial education is essential throughout one's life cycle. By understanding learner…

  18. What Does Financial Literacy Training Teach Us?

    Science.gov (United States)

    Carlin, Bruce Ian; Robinson, David T.

    2012-01-01

    The authors use data from a finance-related theme park to explore how financial education changes investment, financing, and consumer behavior. Students were assigned fictitious life situations and asked to create household budgets. Some students received a 19-hour financial literacy curriculum before going to the park, and some did not. After…

  19. Modeling Non-Standard Financial Decision Making

    NARCIS (Netherlands)

    R.J.D. Potter van Loon (Rogier)

    2014-01-01

    markdownabstractThere are clear theoretical predictions on how a rational person should make financial decisions. When real-life choices are made, however, people often deviate from what economic theory prescribes. This thesis investigates the modeling of non-standard financial decision making by an

  20. Light Work: Contemporary Artists Consider the Sun

    Science.gov (United States)

    Cummins, Rebecca

    2005-01-01

    Modern day life and timekeepers have profoundly affected the way we conceptualize time and our position in the universe. Over the past year, I have been investigating the apparent movement of the Sun both sculpturally and photographically. In this paper, I discuss my collaborations with Woody Sullivan and highlight several of the sundials, both gigantic and intimate, created by University of Washington students in the class Where is Noon? Regarding Giant Sundials that we co-taught in Spring 2003. I have continued to develop artistic approaches to solar events. Some of these sunworks have not been designed specifically to measure the exact time of day as a classic sundial does, but to stimulate a greater awareness of our subjective and paradoxical relationship to nature and technology. Other, almost domestic, poetic, humorous or intimate ways of interacting with science and technology are being actively explored. I will also provide a background to previous works I have done in relation to the Sun and optics, and briefly mention artists who are using astronomical events as a point of departure.

  1. Sun-Earth Day - Teaching Heliophysics Through Education Technology

    Science.gov (United States)

    Thieman, J.; Cline, T.; Lewis, E.

    2010-01-01

    Sun-Earth Day (SED) is an Education and Outreach program supported by the U.S, National Aeronautics and Space Administration (NASA). The intent of the program is to teach students and the general public about Heliophysics (the science of the study of the Sun, how it varies, and how solar dynamics affect the rest of the solar system, especially the Earth). The program was begun ten years ago. Each year since that time a particular day has been designated as "Sun-Earth Day ,,. Usually the day of the spring equinox (March 20 or 21) is Sun-Earth Day, but other days have been used as well. Each year a theme is chosen relating to Heliophysics and events reflecting that theme are planned not only for Sun-Earth Day, but for the entire year. From the very beginning educational technology was emphasized in the events in order to effectively reach wide audiences with the SED message. The main approach has been to have a "webcast" related to each year's theme, often from a location that supports the theme as well. For example, a webcast took place from the Mayan pyramids at Chichen Itza, Mexico to highlight the theme of "Ancient Observatories, Timeless Knowledge". Webcasts were not the only technology employed, however. Many of the themes centered on the dynamic nature of the Sun and the effects that solar storms can have on interplanetary space and in our day-to-day life on Earth. Activities for tracking when solar storms happen and how they affect the Earth were developed and brought together in an educational package called Space Weather Action Centers. This project is explained in more detail in another presentation in this session being given by Norma Teresinha Oliveira Reis. Recent Sun-Earth Days have utilized "social networking" technologies to reach widespread groups on the internet. Podcasts, Vodcasts, Facebook, Twitter, and Second Life are the types of network technologies being employed now. The NASA Distance learning Network is another method for bringing Sun

  2. Integrating physical and financial approaches to manage environmental financial risk

    Science.gov (United States)

    Characklis, Gregory; Meyer, Eliot; Foster, Benjamin

    2017-04-01

    Physical and/or engineered solutions have long been used to manage risks associated with adverse environmental events. Examples include reservoirs as a tool for mitigating drought-related supply risk, levees for managing flood risk and dredging of inland waterways to ensure navigability during low flow periods. These measures can reduce many types of risk (e.g., loss of life), but are often employed as a means of protecting against financial losses. When the focus is on managing environmental financial risk, physical solutions can be effective, but also costly. In many cases, non-physical tools can provide a less expensive means of managing financial risk, with these often taking the form of financial instruments such as hedging contracts, contingency funds or insurance. Some of these instruments, such as flood insurance, are widely available, but historically many environmental financial risks have been managed primarily (or solely) via physical solutions without much consideration of alternatives, thereby opening opportunities for innovation in developing financial solutions. Recent research has demonstrated that financial instruments can play a significant role in managing drought-related financial risk in sectors as diverse as water utilities, energy generation and inland navigation. Nonetheless, this work has largely considered the use of these instruments within systems in which physical solutions are already in place (but failing to achieve desired performance). The next step in the evolution of managing environmental financial risk involves developing methods for designing risk management strategies that do not assume an established physical system. Here the goal is to identify the relative role that physical solutions and financial instruments should play as they are integrated into a comprehensive risk management strategy. This is not a straightforward challenge as one approach reduces the risk of financial losses and the other redistributes those losses

  3. Financial Well-being in Active Ageing.

    Science.gov (United States)

    Rajola, Federico; Frigerio, Chiara; Parrichi, Monica

    2014-01-01

    In developed countries, economic and financial well-being is playing a crucial positive role in ageing and inclusion processes. Due to the complexity and pervasiveness of financial economy in the real life, more and more social as well as individual well-being are perceived as influenced by financial conditions. On the other hand, the demographic circumstances drive scholars as well as politicians to reflect on ageing dynamics. Bridging the two domains, the following research focuses on the role of the financial well-being as a mediating role of general well-being in elder people. The assumption is that elderly people have specific financial needs that sometimes are not covered by financial providers' offers. The motivation is mainly on the role of information asymmetries between elder consumers and financial institutions. On the dynamics of these asymmetries, the research will specifically investigate the role of financial literacy, as the ability of comprehension of elder people of their needs and of financial information. The applicative implication of this research work consists in finding the determinants of financial well-being for elders and the definition of their specific financial competencies, in order to 1) identify educational and regulatory guidelines for policy makers in charge of creating financial market transparency conditions, and to 2) support design of organizational mechanisms as well as financial product/services for this specific target of client. The following chapter presents preliminary explorative results of a survey delivered on 200 elder individuals (65-80 yrs.) leaving in Milan. Findings show that active elders consider the ability of managing personal wealth as one of the core determinant of well-being, although the economic and financial literacy is limited. Furthermore, the chapter proposes a research agenda for scholars interested in exploring the relationship between financial well-being and ageing.

  4. 78 FR 68103 - Transamerica Life Insurance Company, et al; Notice of Application

    Science.gov (United States)

    2013-11-13

    ... COMMISSION Transamerica Life Insurance Company, et al; Notice of Application November 6, 2013. AGENCY: The.... Applicants: Transamerica Life Insurance Company (``TLIC''), Transamerica Financial Life Insurance Company...: Transamerica Life Insurance Company and Separate Account VA B, Transamerica Financial Life Insurance......

  5. The Sun Radio Imaging Space Experiment (SunRISE) Mission

    Science.gov (United States)

    Lazio, Joseph; Kasper, Justin; Maksimovic, Milan; Alibay, Farah; Amiri, Nikta; Bastian, Tim; Cohen, Christina; Landi, Enrico; Manchester, Ward; Reinard, Alysha; Schwadron, Nathan; Cecconi, Baptiste; Hallinan, Gregg; Hegedus, Alex; Krupar, Vratislav; Zaslavsky, Arnaud

    2017-04-01

    Radio emission from coronal mass ejections (CMEs) is a direct tracer of particle acceleration in the inner heliosphere and potential magnetic connections from the lower solar corona to the larger heliosphere. Energized electrons excite Langmuir waves, which then convert into intense radio emission at the local plasma frequency, with the most intense acceleration thought to occur within 20 RS. The radio emission from CMEs is quite strong such that only a relatively small number of antennas is required to detect and map it, but many aspects of this particle acceleration and transport remain poorly constrained. Ground-based arrays would be quite capable of tracking the radio emission associated with CMEs, but absorption by the Earth's ionosphere limits the frequency coverage of ground-based arrays (ν ≳ 15 MHz), which in turn limits the range of solar distances over which they can track the radio emission (≲ 3RS). The state-of-the-art for tracking such emission from space is defined by single antennas (Wind/WAVES, Stereo/SWAVES), in which the tracking is accomplished by assuming a frequency-to-density mapping; there has been some success in triangulating the emission between the spacecraft, but considerable uncertainties remain. We describe the Sun Radio Imaging Space Experiment (SunRISE) mission concept: A constellation of small spacecraft in a geostationary graveyard orbit designed to localize and track radio emissions in the inner heliosphere. Each spacecraft would carry a receiving system for observations below 25 MHz, and SunRISE would produce the first images of CMEs more than a few solar radii from the Sun. Part of this research was carried out at the Jet Propulsion Laboratory, California Institute of Technology, under a contract with the National Aeronautics and Space Administration.

  6. Tanel Padar & The Sun veab õhukitarri

    Index Scriptorium Estoniae

    2008-01-01

    Õhukitarri Eesti meistrivõistlustest 19. apr. Tallinnas Rock Cafés (võistluste eestvedajaks on ansambel Tanel Padar & The Sun, kes samas esitleb oma esimest ingliskeelset albumit "Here Comes The Sun")

  7. Tanel Padar & The Sun veab õhukitarri

    Index Scriptorium Estoniae

    2008-01-01

    Õhukitarri Eesti meistrivõistlustest 19. apr. Tallinnas Rock Cafés (võistluste eestvedajaks on ansambel Tanel Padar & The Sun, kes samas esitleb oma esimest ingliskeelset albumit "Here Comes The Sun")

  8. Caddo Sun Accounts across Time and Place

    Science.gov (United States)

    Gerona, Carla

    2012-01-01

    Billy Day, a Tunica/Biloxi, recently described the significance of the sun for Caddoan people. Day quoted an "old Caddo relative" of his who said: "I used to go outside and hold my hands up and bless myself with the sun--'a'hat.' Well, I can't do that anymore because they say we are sun worshipers. We didn't worship the sun. We worshiped what was…

  9. Global Warming Blame the Sun

    CERN Document Server

    Calder, N

    1997-01-01

    Concern about climate change reaches a political peak at a UN conference in Kyoto, 1-10 December, but behind the scenes the science is in turmoil. A challenge to the hypothesis that greenhouse gases are responsible for global warming comes from the discovery that cosmic rays from the Galaxy are involved in making clouds (Svensmark and Friis-Christensen, 1997). During the 20th Century the wind from the Sun has grown stronger and the count of cosmic rays has diminished. With fewer clouds, the EarthÕs surface has warmed up. This surprising mechanism explains the link between the Sun and climate change that astronomers and geophysicists have suspected for 200 years.

  10. Financial Assistance Information

    Science.gov (United States)

    ... Other Sites: Genetic and Rare Diseases Information Center Financial Assistance Information The National Institutes of Health (NIH) ... area call 900-638-0742. Top of page Financial Aid for Medical Treatments Information on financial aid ...

  11. Total eclipses of the sun.

    Science.gov (United States)

    Zirker, J B

    1980-12-19

    Total eclipses of the sun offer research opportunities in a variety of sciences. Some of the advances in solar physics resulting from eclipse observations are discussed. Experiments at the total eclipse of 16 February 1980 in India are also described. These included a test of general relativity, studies in coronal physics, investigations of solar prominences, diameter measurements, a search for interplanetary dust, a study of the gravity waves in the earth's atmosphere, and experiments on the biological effects on animals and humans.

  12. Revisiting SU(N) integrals

    CERN Document Server

    Zuber, Jean-Bernard

    2016-01-01

    In this note, I revisit integrals over $\\SU(N)$ of the form $ \\int DU\\, U_{i_1j_1}\\cdots U_{i_pj_p}\\Ud_{k_1l_1}\\cdots \\Ud_{k_nl_n}$. While the case $p=n$ is well known, it seems that explicit expressions for $p=n+N$ had not appeared in the literature. Similarities and differences, in particular in the large $N$ limit, between the two cases are discussed

  13. Coherent States with SU(N) Charges

    CERN Document Server

    Mathur, M; Mathur, Manu; Paul, Samir K.

    2003-01-01

    We define coherent states carrying SU(N) charges by exploiting generalized Schwinger boson representation of SU(N) Lie algebra. These coherent states are defined on $2 (2^{N - 1} - 1)$ complex planes. They satisfy continuity property and provide resolution of identity. We also exploit this technique to construct the corresponding non-linear SU(N) coherent states.

  14. The Sun Rises on the Solar Sector

    OpenAIRE

    Ahmad, Reyaz A.

    2009-01-01

    Energy from the sun is abundant and free. Solar energy is in essence electromagnetic radiation emitted from the sun. Earth's climate, hydrologic systems, and ecosystems all derive from the sun. Other forms of renewable power such as wind, wave, biomass, and hydro are an indirect function of solar radiation.

  15. Serotonergic genotypes, neuroticism, and financial choices.

    Directory of Open Access Journals (Sweden)

    Camelia M Kuhnen

    Full Text Available Life financial outcomes carry a significant heritable component, but the mechanisms by which genes influence financial choices remain unclear. Focusing on a polymorphism in the promoter region of the serotonin transporter gene (5-HTTLPR, we found that individuals possessing the short allele of this gene invested less in equities, were less engaged in actively making investment decisions, and had fewer credit lines. Short allele carriers also showed higher levels of the personality trait neuroticism, despite not differing from others with respect to cognitive skills, education, or wealth. Mediation analysis suggested that the presence of the 5-HTTLPR short allele decreased real life measures of financial risk taking through its influence on neuroticism. These findings show that 5-HTTLPR short allele carriers avoid risky and complex financial choices due to negative emotional reactions, and have implications for understanding and managing individual differences in financial choice.

  16. Financial Literacy and Financial Planning in France.

    OpenAIRE

    Luc Arrondel; Majdi Debbich; Frédérique Savignac

    2013-01-01

    How are people financially literate in France? We address this question using the PATER survey and following the Lusardi and Mitchell (2011c) approach. We find that some subpopulations are less financially literate than others: women, young and old people as well as less-educated people are more likely to face difficulties when dealing with fundamental financial concepts such as risk diversification, inflation and interest compounding. We also find some differences in financial knowledge depe...

  17. Financial Village Standing in Indonesian Financial System

    Directory of Open Access Journals (Sweden)

    Herry Purnomo

    2015-12-01

    Full Text Available Financial resources of the village that are sourced from a country or a Regional Finance Financial based Law Number 6 Year 2014 of The Village is the mandate of the law that must be allocated to the village. The interconnectedness of the financial position of the village in the financial system of the country or Region concerned the Financial administrative and territorial relations, and there is no setting directly regarding the finances of the village as part of the financial system of the country or the financial area. In respect of the elements of the crime of corruption deeds against financial irregularities of the village there are still disagreements on the interpretation of the law in trapping the perpetrators of corruption on the village chief that implies not satisfy the principle of legality and legal certainty in the ruling of the matter of financial irregularities. In fact, many of the village chief or Councilor caught the criminal offence of corruption over the use of financial irregularities. This research analyzes How the financial position of the village in the financial system of the country or region, as well as whether the financial resources of the village is derived from the state budget or region budget managed in village budget belongs to the category of village finances and whether tort against the financial management of the village can be categorized as a criminal act corruption. How To Cite: Purnomo, H. (2015. Financial Village Standing in Indonesian Financial System. Rechtsidee, 2(2, 121-140. doi:http://dx.doi.org/10.21070/jihr.v2i2.81

  18. Financial Stress Indices and Financial Crises

    NARCIS (Netherlands)

    Vermeulen, Robert; Hoeberichts, Marco; Vasicek, Borek; Zigraiova, Diana; Smidkova, Katerina; de Haan, Jakob

    2015-01-01

    This paper develops a Financial Stress Index (FSI) for 28 OECD countries and examines its relationship to crises using a novel database for financial crises. A stress index measures the current state of stress in the financial system and summarizes it in a single statistic. Our results suggest that

  19. Sun Savvy Students: Free Teaching Resources from EPA's SunWise Program

    Science.gov (United States)

    Hall-Jordan, Luke

    2008-01-01

    With summer in full swing and the sun is naturally on our minds, what better time to take advantage of a host of free materials provided by the U.S. Environmental Protection Agency's Sun Wise program. Sun Wise aims to teach students and teachers about the stratospheric ozone layer, ultraviolet (UV) radiation, and how to be safe while in the Sun.…

  20. The Financial Planning and Financial Literacy of ex-Malaysia Indonesian Migrant Workers

    OpenAIRE

    Rayenda Khresna Brahmana; Ritzky Karina Brahmana

    2016-01-01

    Indonesian migrant workers (IMW) face life difficulties after returning back to Indonesia. This is a contrary condition considering their contribution to their home family in Indonesia while working abroad. Literature mentions that their financial planning is the root of the poverty of ex-IMW. Therefore, this research adopts literacy theory to explain this phenomenon. This research conducted a survey among 548 ex-IMW and measures their financial literacy and financial planning. This resear...

  1. Financial Literacy and Financial Planning in France

    Directory of Open Access Journals (Sweden)

    Luc Arrondel

    2013-07-01

    Full Text Available We study financial literacy in France using the PATER survey and following the Lusardi and Mitchell (2011c approach. We find that some subpopulations are less financially literate than others: women, young and old people as well as less-educated people are more likely to face difficulties when dealing with fundamental financial concepts such as risk diversification and inflation and interest compounding. We also find some differences in financial knowledge depending on the political opinion of the respondents. Finally we show that these differences in financial knowledge are correlated with differences in the propensity to plan: people who score higher on the financial literacy questions are more likely to be engaged in the preparation of a clearly defined financial plan.

  2. Micro technology based sun sensor

    DEFF Research Database (Denmark)

    Hales, Jan Harry; Pedersen, Martin; Fléron, René

    2003-01-01

    There is increasing interest among universities in the scientific and educational possibilities of picosatellites base on the CubeSat 5 concept. Due to sever mass and dimension constraints place on this type of satellites, new approaches and ideas regarding different systems arises to accommodate...... DTUsat sun sensors are needed along with a magnetometer to obtain unambiguous attitude determination for the ACDS and the payloads - an electrodynamic tether and a camera. The accuracy needed was not obtainable by employing conventional attitude sensors. Hence a linear slit sensor was designed...

  3. Financial Sector Assessment : Malaysia

    OpenAIRE

    World Bank

    2013-01-01

    Malaysia, as many of its Asian neighbors, experienced significant macro/financial distress in the late 1990s. The transformed and strengthened financial sector has been able to weather the recent global financial crisis well. Financial market intermediaries reliance on cross-border and interbank funding remains limited. Banking institutions are well capitalized and are expected to be able...

  4. Consumer Financial Protection Bureau

    Science.gov (United States)

    ... Money as You Grow Navigating the Military Financial Lifecycle Owning a Home Paying for College Planning for Retirement Browse answers to hundreds of financial questions. Ask CFPB Have an issue with a financial product? Submit a complaint Get your financial well-being ...

  5. Financial Risk Management

    OpenAIRE

    Catalin-Florinel Stanescu; Laurentiu Mircea Simion

    2011-01-01

    Concerns about the financial risk is increasing. In this climate, companies of all types and sizes want a robust framework for financial risk management to meet compliance requirements, contribute to better decision making and increase performance. Financial risk management professionals working with financial institutions and other corporate clients to achieve these objectives.

  6. SOHO reveals violent action on the quiet Sun

    Science.gov (United States)

    1996-05-01

    SOHO's scientists are impressed by the vigorous action that they see going on every day, because the Sun is in the very quietest phase of its eleven-year cycle of activity. To ground-based observatories it appears extremely calm just now. The early indications of SOHO's performance amply justify the creation of a sungazing spacecraft capable of observing ultraviolet emissions that are blotted out by the Earth's atmosphere. Apart from the imager, two ultraviolet spectrometers and an ultraviolet coronagraph (an imager for the outer atmosphere) are busy analysing the violent processes at a wide range of wavelengths. Between them, these instruments should cure long-lasting ignorance concerning the Sun, especially about why the atmosphere is so hot and what drives the solar wind that blows non-stop into the Solar System. Scientists from other experimental teams use SOHO to explore the Sun from its deep interior to the far reaches of the solar wind. They have watched the supposedly quiet Sun belching huge masses of gas into space. They have mapped a hole burnt by the solar wind in a breeze of gas coming from the stars. And they have detected currents of gas flowing just below the visible surface. SOHO is a project of international cooperation between the European Space Agency and NASA. The spacecraft was built in Europe and instrumented by scientists on both sides of the Atlantic. NASA launched SOHO on 2 December 1995, and also provides the ground stations and an operations centre near Washington. The first results are the more remarkable because SOHO arrived at its vantage point 1,500,000 kilometres out in space only in February, and formally completed its commissioning on 16 April. It has a long life ahead of it. All scientific instruments are working well. The luminosity oscillation imager belonging to the VIRGO experiment had trouble with its lens cover. When opened, the cover rebounded on its hinges and closed again. Commands were devised that gave a shorter impulse

  7. On the Physical Constitution of the Sun — Part I

    Directory of Open Access Journals (Sweden)

    Faye H.

    2011-07-01

    Full Text Available Patrice Robitaille (TAV College, Montreal, Canada provides a translation of Herv ́ e August Etienne Albans Faye’s classic report Sur la constitution physique du soleil , as it appeared in February 1865 within Les Mondes ,1865, v.7, 293–306. Herv ́ e Faye (Oc- tober 1, 1814 – July 4, 1902 led a distinguished life, both in science and public ser- vice. He was widely regarded as one of the premier astronomers of his day. He had studied under the great Franc ̧ois Arago. In 1843, he became a Chevalier de la Legion d’Honneur and, in 1877, served as the French Minister of Education (Catholic Ency- clopedia, 1913. Faye’s report On the Physical Constitution of the Sun was a crucial milestone in the history of astronomy. It was through this paper, that the Sun became viewed as devoid of a distinct surface. The work was also interesting as it presented Faye’s early conception of the gaseous Sun. In addition, through its submission, Faye had sought the approbation of Father Secchi relative to claims of simultaneous discov- ery (see P.M.Robitaille. A Thermodynamic History of the Solar Constitution — I: The Journey to a Gaseous Sun. Progr. Phys. , 2011, v.3, 3–25. Faye’s work would continue to impact solar physics until the 1920s.

  8. Essays on financial liberalization

    OpenAIRE

    Bumann, Silke

    2015-01-01

    This thesis investigates the effect of financial liberalization on economic growth, income inequality and financial instability. Chapter 1 describes aim and scope of the thesis. Chapter 2 provides a meta-analysis of the literature on financial liberalization and economic growth. It is found that financial liberalization has a positive, albeit weak effect on growth. Chapter 3 presents a theoretical model to study the relationship between financial liberalization and income inequality. The mode...

  9. Index of Financial Inclusion

    OpenAIRE

    Mandira Sarma

    2008-01-01

    The promotion of an inclusive financial system is considered a policy priority in many countries. While the importance of financial inclusion is widely recognized, the literature lacks a comprehensive measure that can be used to measure the extent of financial inclusion across economies. This paper attempts to fill this gap by proposing an index of financial inclusion (IFI). The IFI is a multi-dimensional index that captures information on various dimensions of financial inclusion in one sing...

  10. Solar flare leaves sun quaking

    Science.gov (United States)

    1998-05-01

    Dr. Alexander G. Kosovichev, a senior research scientist from Stanford University, and Dr. Valentina V. Zharkova from Glasgow (United Kingdom) University found the tell-tale seismic signature in data on the Sun's surface collected by the Michelson Doppler Imager onboard the Solar and Heliospheric Observatory (SOHO) spacecraft immediately following a moderate-sized flare on July 9, 1996. "Although the flare was a moderate one, it still released an immense amount of energy," said Dr. Craig Deforest, a researcher with the SOHO project. "The energy released is equal to completely covering the Earth's continents with a yard of dynamite and detonating it all at once." SOHO is a joint project of the European Space Agency and NASA. The finding is reported in the May 28 issue of the journal Nature, and is the subject of a press conference at the spring meeting of the American Geophysical Union in Boston, Mass., May 27. The solar quake that the science team recorded looks much like ripples spreading from a rock dropped into a pool of water. But over the course of an hour, the solar waves traveled for a distance equal to 10 Earth diameters before fading into the fiery background of the Sun's photosphere. Unlike water ripples that travel outward at a constant velocity, the solar waves accelerated from an initial speed of 22,000 miles per hour to a maximum of 250,000 miles per hour before disappearing. "People have looked for evidence of seismic waves from flares before, but they didn't have a theory so they didn't know where to look," says Kosovichev. Several years ago Kosovichev and Zharkova developed a theory that can explain how a flare, which explodes in space above the Sun's surface, can generate a major seismic wave in the Sun's interior. According to the currently accepted model of solar flares, the primary explosion creates high-energy electrons (electrically charged subatomic particles). These are funneled down into a magnetic flux tube, an invisible tube of magnetic

  11. Seismology of the Wounded Sun

    CERN Document Server

    Cally, Paul S

    2013-01-01

    Active regions are open wounds in the Sun's surface. Seismic oscillations from the interior pass through them into the atmosphere, changing their nature in the process to fast and slow magneto-acoustic waves. The fast waves then partially reflect and partially mode convert to upgoing and downgoing Alfv\\'en waves. The reflected fast and downgoing Alfv\\'en waves then re-enter the interior through the active regions that spawned them, infecting the surface seismology with signatures of the atmosphere. Using numerical simulations of waves in uniform magnetic fields, we calculate the upward acoustic and Alfv\\'enic losses in the atmosphere as functions of field inclination and wave orientation as well as the Time-Distance `travel time' perturbations, and show that they are related. Travel time perturbations relative to quiet Sun can exceed 40 seconds in 1 kG magnetic field. It is concluded that active region seismology is indeed significantly infected by waves leaving and re-entering the interior through magnetic w...

  12. The Sun's New Exotic Neighbour

    Science.gov (United States)

    2006-03-01

    Using ESO's Very Large Telescope in Chile, an international team of researchers [1] discovered a brown dwarf belonging to the 24th closest stellar system to the Sun. Brown dwarfs are intermediate objects that are neither stars nor planets. This object is the third closest brown dwarf to the Earth yet discovered, and one of the coolest, having a temperature of about 750 degrees Celsius. It orbits a very small star at about 4.5 times the mean distance between the Earth and the Sun. Its mass is estimated to be somewhere between 9 and 65 times the mass of Jupiter. At a time when astronomers are peering into the most distant Universe, looking at objects as far as 13 billion light-years away, one may think that our close neighbourhood would be very well known. Not so. Astronomers still find new star-like objects in our immediate vicinity. Using ESO's VLT, they just discovered a brown dwarf companion to the red star SCR 1845-6357, the 36th closest star to the Sun. ESO PR Photo 11/06 ESO PR Photo 11a/06 New Brown Dwarf in the Solar Neighbourhood (Artist's Impression) "This newly found brown dwarf is a valuable object because its distance is well known, allowing us to determine with precision its intrinsic brightness", said team member Markus Kasper (ESO). "Moreover, from its orbital motion, we should be able in a few years to estimate its mass. These properties are vital for understanding the nature of brown dwarfs." To discover this brown dwarf, the team used the high-contrast adaptive optics NACO Simultaneous Differential Imager (SDI [2]) on ESO's Very Large Telescope, an instrument specifically developed to search for extrasolar planets. The SDI camera enhances the ability of the VLT and its adaptive optics system to detect faint companions that would normally be lost in the glare of the primary star. In particular, the SDI camera provides additional, often very useful spectral information which can be used to determine a rough temperature for the object without follow

  13. The actual challenges of financial literacy

    Directory of Open Access Journals (Sweden)

    Mitchell Jan W.

    2016-01-01

    Full Text Available In our always-evolving world, financial literacy and inclusion are crucial in the development of sustainable welfare and a more transparent and fairer society. We cannot forget that the subprime mortgage crisis of 2008 that has continued across the world to this day has financial illiteracy as one of the most aggravating factors. The main challenge for many consumers worldwide is that the requirements of adequate financial literacy skills have been steadily increasing over time. Individuals have to take a wide range of financial decisions and unfortunately, they sometimes overlook or simply do not know the risk attached with the decisions they are making until it is too late. The main challenges for financial literacy at the micro-level, meso-level, and macro-level are over deference to the financial industry, lack of financial knowledge, overconfidence about financial knowledge, lack of government initiatives, frameworks and regulations, lack of life-cycle planning and interesting and fascinating ways to teach financial literacy skills.

  14. Financial planning

    OpenAIRE

    Χατζηγώγου, Αρτεμις Π.

    2003-01-01

    Σκοπός της μελέτης αυτής, είναι η συγκέντρωση όλων των στοιχείων εκείνων που συνθέτουν μια οργανωμένη διαδικασία έρευνας, που είναι γνωστή ως Financial Planning. Θα μπορούσαμε εναλλακτικά να πούμε, ότι βασικά ο χρηματοοικονομικός σχεδιασμός προγραμματίζει, εξευρίσκει και χρησιμοποιεί τα κεφάλαια με τέτοιο τρόπο ώστε η συνεισφορά τους να είναι μεγαλύτερη στην αποτελεσματική λειτουργία της οικονομικής μονάδας. Παρέχει τις γνώσεις των χρηματιστικών αγορών από όπου αντλούνται τα κεφάλαια. Οδηγεί ...

  15. Here comes the sun...; Here comes the sun...

    Energy Technology Data Exchange (ETDEWEB)

    Best, Robert [Centro de Investigacion en Energia (CIE) de la UNAM, Temixco, Morelos (Mexico)

    2010-07-01

    It sounds a bit strange that you can use solar energy to maintain or refrigerate products or spaces below the ambient temperature, because we know that something that makes the sun is heating; but yes indeed, the sun can produce cold, and in addition without polluting, and without consuming conventional energy. In this document are mentioned the various research projects on solar cooling that have been made in the Energy Research Center at the Universidad Nacional Autonoma de Mexico such as the thermo-chemical intermittent refrigerator, the geothermal cooling demonstration system in Mexicali, B.C., the GAX system for air conditioning, the ice producer intermittent solar refrigerator, the continuous solar refrigerator, the refrigeration by ejection-compression. It also mentions the functioning of heat pumps and the process of solar drying applications in agricultural products. [Spanish] Suena un poco extrano que se pueda utilizar la energia solar para mantener o refrigerar productos o espacios por debajo de la temperatura ambiente, ya que sabemos que algo que hace el sol es calentar; pero si, el sol puede producir frio, y ademas sin contaminar y sin consumir energia convencional. En este documento se mencionan las diferentes investigaciones sobre refrigeracion solar que se han realizado en el Centro de Investigacion en Energia de la Universidad Nacional Autonoma de Mexico como el refrigerador termoquimico intermitente, el sistema demostrativo de refrigeracion geotermico en Mexicali, B.C., el sistema GAX para aire acondicionado, el refrigerador solar intermitente productor de hielo, el refrigerador continuo solar, la refrigeracion por eyecto-compresion. Tambien se menciona el funcionamiento de las bombas de calor y el proceso de secado solar de aplicacion en productos agropecuarios.

  16. Assessment of elder mistreatment in two American Indian samples: psychometric characteristics of the HS-EAST and the Native Elder Life-Financial Exploitation and -Neglect measures.

    Science.gov (United States)

    Jervis, Lori L; Fickenscher, Alexandra; Beals, Janette

    2014-04-01

    Although elder mistreatment among ethnic minorities is increasingly gaining attention, our empirical knowledge of this phenomenon among American Indians remains quite limited, especially with respect to measurement. The Shielding American Indian Elders (SAIE) Project used a collaborative approach to explore culturally informed measurement of elder mistreatment in two American Indian elder samples (a Northern Plains reservation and a South Central metropolitan area). The project sought to investigate the performance characteristics of the commonly used Hwalek-Sengstock Elder Abuse Screening Test (HS-EAST), as well as to examine the psychometric properties of a new measure developed to capture culturally salient aspects of mistreatment in American Indian contexts--the Native Elder Life Scale (NELS). Using methods and samples comparable to those in the literature, the HS-EAST performed adequately in these Native samples. The NELS also shows promise for use with this population and assesses different aspects of elder mistreatment than does the HS-EAST.

  17. The Sun as you never saw it before

    Science.gov (United States)

    1997-02-01

    The remarkable images come from SOHO's visible-light coronagraph LASCO. It masks the intense rays from the Sun's surface in order to reveal the much fainter glow of the solar atmosphere, or corona. Operated with its widest field of view, in its C3 instrument, LASCO's unprecedented sensitivity enables it to see the thin ionized gas of the solar wind out to the edges of the picture, 22 million kilometres from the Sun's surface. Many stars are brighter than the gas, and they create the background scene. The results alter human perceptions of the Sun. Nearly 30 years ago, Apollo photographs of the Earth persuaded everyone of what until then they knew only in theory, that we live on a small planet. Similarly the new imagery shows our motion in orbit around the Sun, and depicts it as one star among - yet close enough to fill the sky emanations that engulf us. For many centuries even astrologers knew that the Sun was in Sagittarius in December and drifting towards the next zodiacal constellation, Capricornus. This was a matter of calculation only, because the Sun's own brightness prevented a direct view of the starfield. The SOHO-LASCO movie makes this elementary point of astronomy a matter of direct observation for the first time. The images are achievable only from a vantage point in space, because the blue glow of the Earth's atmosphere hides the stars during the day. A spacial allocation of observing time, and of data tranmission from the SOHO spacecraft, enabled the LASCO team to obtain large numbers of images over the period 22-28 December 1996. Since then, a sustained effort in image processing, frame by frame, has achieved a result of high technical and aesthetic quality. Only now is the leader of the LASCO team, Guenter Brueckner of the US Naval Research Laboratory, satisfied with the product and ready to authorize its release. "I spend my life examining the Sun," Brueckner says, "but this movie is a special thrill. For a moment I forget the years of effort that

  18. Financial analysis as a financial management instrument

    Directory of Open Access Journals (Sweden)

    Stehlíková Beáta

    2001-12-01

    Full Text Available The financial market is one of the elements of the market-oriented economy. The financial analysis is a fundamental element of the financial controlling business. The purpose of this article is to inform briefly about horizontal and vertical financial statements analysis as the source of competitive advantage of the firm. The article is divided into two parts. First describes financial analysis and financial statements generally. Second, it presents a practical contribution of the horizontal and vertical financial statements analysis at the controlled businesses as financial management tools, which identify the financial position, market behaviour, correlations between the net profit and the prohibitively cost and operating profit, the financial activities profit, the income tax etc.Business, which the analysed firm operates in asks a provable claim on the high value of fixed assets. The capital composition of the firm is call to typify for the state-owned enterprise that was transformed to private joint-stock companies. Analysis is specially pleading for the needs considering the price of the borrowed capital in the capital structure rating. Fault factor ø value talks about needs for the cost regulation. Stair-step conception used for counting of the net profit in the accountant period indicates the financial profit, alternatively loss, as the distinguished pre-tax profit element. Picture about firm’s financial results can be completed with the information about the income tax value. Form of financial analyses presented in the article entablature the accents on the necessity to compare several accounting period and on the necessity of complex understanding of statements accounting slide “en bloc”.Financial analyse makes the decision makers possible to screen potential partners before the cooperation starts. On the other side, it makes a possibility to influence the production process, sales and financial management during the accounting

  19. Financial Ratios and Perceived Household Financial Satisfaction

    Directory of Open Access Journals (Sweden)

    Scott Garrett

    2013-08-01

    Full Text Available This paper tests the relative strength of three objective measures of financial health (using the solvency, liquidity, and investment asset ratio in predicting a household’s subjective feeling of current financial satisfaction. Using a sample of 6,923 respondents in the 2008 Health and Retirement Study this paper presents evidence of two main findings: 1 the solvency ratio is most strongly associated with financial satisfaction levels based on a cross-sectional design and 2 changes in the investment asset ratio are most strongly associated with changes in financial satisfaction over time.

  20. Financial Globalization, Financial Crises and Contagion

    OpenAIRE

    Vincenzo Quadrini; Enrique G. Mendoza

    2010-01-01

    Two observations suggest that financial globalization played an important role in the recent financial crisis. First, more than half of the rise in net borrowing of the U.S. nonfinancial sectors since the mid 1980s has been financed by foreign lending. Second, the collapse of the U.S. housing and mortgage-backed-securities markets had worldwide effects on financial institutions and asset markets. Using an open-economy model where financial intermediaries play a central role, we show that fina...

  1. TRIGONOMETRIC SU(N) GAUDIN MODEL

    Institute of Scientific and Technical Information of China (English)

    曹俊鹏; 侯伯宇; 岳瑞宏

    2001-01-01

    In this paper, we obtain the eigenstates and the eigenvalues of the Hamiltonians of the trigonometric SU(N) Gaudin model based on the quasi-classical limit of the trigonometric SU(N) chain with the periodic boundary condition.By using the quantum inverse scattering method, we also obtain the eigenvalues of the generating function of the trigonometric SU(N) Gaudin model.

  2. The summer sun shone round me

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    The summer sun shone round me, The folded valley lay In a stream of sun and odour, That sultry summer day. The tall trees stood in the sunlight As still as still could be, But the deep grass sighed and rustled And bowed and beckoned me. The deep grass moved and whispered And bowed and brushed my face. It whis pered in the sunshine: The winter comes apdce.”The summer sun shone round me

  3. Sun awareness in Maltese secondary school students.

    Science.gov (United States)

    Aquilina, S; Gauci, A Amato; Ellul, M; Scerri, L

    2004-11-01

    Studies indicate that reducing exposure to ultraviolet light during childhood and adolescence decreases the risk of skin cancer. From a young age, children need to be educated about the sun's harmful effects on the skin and how best to protect themselves. To help in the design of school-based interventions to raise sun awareness, a school survey was carried out to identify students' stereotypes and misconceptions. A total of 965 students attending Maltese secondary schools in forms 1, 2 and 3 were surveyed in May 2002, using a structured questionnaire designed to examine students' sun-related attitudes and knowledge. A high level of sun awareness among students was demonstrated, with high scores on knowledge of the effects of the sun on the skin, knowledge of skin cancer and knowledge of sun protection. Girls were clearly more knowledgeable than boys. However, of all the students surveyed, 55% thought that a suntan made them look better and 70% thought that their friends would desire a tan. These views were commoner among the older students. Skin type and hair or eye colour had no bearing on attitudes towards tanning or sun-related knowledge. The commonest misconceptions were that 'the sun is bad for your skin only when you get sunburnt' and that 'you cannot get too much sun on a cloudy day'. Deliberate suntanning was more frequently reported by girls than by boys and by students in the higher forms. Attitude change lags behind knowledge. Future school sun awareness interventions need to take into account gender and age differences in students' attitudes and perspectives. They should aim at motivating attitude change and preventive behaviour through consistent and repeated sun-education messages that are supported by a sun-conscious school environment.

  4. Sun Jingxia Devotes Herself to Nursing Work

    Institute of Scientific and Technical Information of China (English)

    1995-01-01

    "I really didn’t expect that at my advanced age, I would be awarded the highest honor in international nursing circles," said Mme. Sun Jingxia, 81, who had just returned from Beijing where she received the Nightingale Medal. Wearing a light yellow suit, with a collar bordered in red, Sun is inhigh spirits, reminding people of the beauty of the setting sun. It is clear that Sun Jingxia has deep feelings as she looks at the medal which shows a relief of Florence Nightingale’s head. She spoke in her usual soft voice but with some excitement, "President Jiang

  5. Practical C++ financial programming

    CERN Document Server

    Oliveira, Carlos

    2015-01-01

    Practical C++ Financial Programming is a hands-on book for programmers wanting to apply C++ to programming problems in the financial industry. The book explains those aspects of the language that are more frequently used in writing financial software, including the STL, templates, and various numerical libraries. The book also describes many of the important problems in financial engineering that are part of the day-to-day work of financial programmers in large investment banks and hedge funds. The author has extensive experience in the New York City financial industry that is now distilled in

  6. Our Dynamic Sun (Hannes Alfvén Medal Lecture)

    Science.gov (United States)

    Priest, Eric

    2017-04-01

    The Sun, an object of worship for early civilisations, is the main source of light and life on Earth and of our space weather, with many subtle effects on our environment. The lecture will introduce you to the Sun and its dynamic phenomena, and will aim to show how our understanding of many aspects of the Sun has been revolutionized over the past few years by current spacecraft observations and models. Much of the dynamic behaviour is driven by the magnetic field since, in the outer atmosphere (or corona), it represents by far the largest source of energy. The interior of the Sun, revealed by solar seismology, possesses a strong shear layer at the base of the convection zone, where sunspot magnetic fields are generated. But a small-scale dynamo is also operating near the surface of the Sun, generating magnetic fields that thread the lowest layer of the solar atmosphere, the photosphere, in a turbulent convective state. Above the photosphere lies the highly dynamic fine-scale chromosphere and beyond that the rare corona at high temperatures exceeding one million degrees K. Magnetic mechanisms for heating the corona (an intriguing puzzle) will be described. Other puzzles include the structure of giant flux ropes, known as prominences, which have complex fine structure. Occasionally, they erupt and produce huge ejections of mass and magnetic field (coronal mass ejections), which can disrupt the space environment of the Earth. When such eruptions originate in active regions around sunspots, they are also associated with solar flares, where magnetic energy is converted to kinetic, heat and fast particle energy. A new theory will be presented for the origin of the twist that is observed in erupting prominences.

  7. The Financial Planning and Financial Literacy of ex-Malaysia Indonesian Migrant Workers

    Directory of Open Access Journals (Sweden)

    Rayenda Khresna Brahmana

    2016-10-01

    Full Text Available Indonesian migrant workers (IMW face life difficulties after returning back to Indonesia. This is a contrary condition considering their contribution to their home family in Indonesia while working abroad. Literature mentions that their financial planning is the root of the poverty of ex-IMW. Therefore, this research adopts literacy theory to explain this phenomenon. This research conducted a survey among 548 ex-IMW and measures their financial literacy and financial planning. This research also maps their asset ownership to examine the relationship between financial literacy and asset ownership. Overall, this research documents that financial literacy contributes statistically significantly and positively to financial planning. Furthermore, this research shows that asset ownership is closely related to financial literacy. In a nutshell, this research concludes that it is important for migrant workers to have good knowledge of financial issues, because having good financial literacy helps the migrant workers to plan their finance and budget much better, thereby helping them to avoid the poverty trap. Therefore, policymakers such as migrant worker authorities and/or Indonesian embassies abroad have to institute financial education programmes for migrant workers before they return to Indonesia.

  8. Financial Literacy, Confidence and Financial Advice Seeking

    NARCIS (Netherlands)

    Kramer, Marc M.

    2016-01-01

    We find that people with higher confidence in their own financial literacy are less likely to seek financial advice, but no relation between objective measures of literacy and advice seeking. The negative association between confidence and advice seeking is more pronounced among wealthy households.

  9. The Symbolism of the Sun in Ghassan Kanafani's Fiction: A Political Critique

    Directory of Open Access Journals (Sweden)

    Shadi S. Neimneh

    2017-07-01

    Full Text Available This article explores the symbolism of the sun in Ghassan Kanafani's fiction, in particular his novella Men in the Sun (originally written and published in Arabic under the title Rijal fi al-Shams. The article argues that the sun is a naturalistic emblem standing for the harsh realities encountered by Palestinian refugees. Hence, it is employed as a political metaphor representing the "hellish" life of exiled Palestinians. In this light, the metaphorical employment of the motif of the sun serves the protest message of Kanafani's postcolonial literature of resistance. It is part of a larger project of employing gritty, harsh realism to depict a wretched world of agony, loneliness, despair, and helplessness. In Kanafani’s fiction, the sun directly figures pain, alienation and suffering, rather than hope, light, and renewal as commonly viewed in literary and mythical depictions. Instead of embodying light and birth, the sun figures loss and death in Kanafani’s fictional world. Therefore, it gives Kanafani’s fiction a mythical dimension when this fiction is viewed in its entirety. At the individual level of singular pieces, the sun underscores the realistic weight of such pieces, adding to their ideological, political and historical value. In Men in the Sun, the sun as a dominant symbol functions contra abstract metaphorical language by making the brutal realities of exile and suffering more concrete, more immediate, and more perceptible for the reader. Thus, it is a pessimistic symbol for Kanafani used to create realistic portraits of Palestinian life rather than an optimistic one as traditionally viewed.

  10. CMS Financial Reports

    Data.gov (United States)

    U.S. Department of Health & Human Services — This section contains the annual CMS financial statements as required under the Chief Financial Officers (CFO) Act of 1990 (P.L. 101-576). The CFO Act marked a major...

  11. Halter Financial Summit

    Institute of Scientific and Technical Information of China (English)

    2010-01-01

    <正>The prolonged financial crisis brought about profound changes in international political and economic patterns. With a focus on China’s place in the post-crisis world situation, the Halter Financial Summit,

  12. Financial Integrity Benchmarks

    Data.gov (United States)

    City of Jackson, Mississippi — This data compiles standard financial integrity benchmarks that allow the City to measure its financial standing. It measure the City's debt ratio and bond ratings....

  13. Domesticizing Financial Economies

    DEFF Research Database (Denmark)

    Deville, Joe; Lazarus, Jeanne; Luzzi, Mariana

    of research. We use the term “domesticizing financial economies” to collect what we think are four key trajectories. First: “the financialization of the domestic”: certainly debt and finance are more than 5000 years old, but new type of agents and technologies – such as online payday lending, mobile money......, payment cards – characterize the financial ecologies people around the world face. Second; “the domestizisation of finance”: financial technologies do not only financialize the domestic, they are continuously domesticized as many recent studies on ordinary accounting, earmarking, informal circuits of debt...... show. Third, the “domestication of financial economies”: financial literacy programs developed by governmental bodies, international organizations, and banks have become a ubiquitous layer attached to the assemblage of financial economies in many countries. And last but not least, “domesticizing social...

  14. CMS Financial Reports

    Data.gov (United States)

    U.S. Department of Health & Human Services — This section contains the annual CMS financial statements as required under the Chief Financial Officers (CFO) Act of 1990 (P.L. 101-576). The CFO Act marked a major...

  15. Financial Education Program Evaluation

    Directory of Open Access Journals (Sweden)

    Diana Burk

    2014-02-01

    Full Text Available This study illustrates the process of program evaluation using a logic model. Guided by the Transtheoretical Model of Change and a logic model, this study evaluated the effectiveness of a Retirement and Savings Seminar by measuring participant (n = 54 satisfaction, financial knowledge, financial confidence, and financial behavior change compared to a similar group of 134 non-participants. Participants were very satisfied with the seminar. Their financial knowledge and confidence scores significantly increased from pretest to posttest. Financial knowledge and confidence scores improved more than the comparison group while controlling for group differences in age, income, and pretest scores. Two months later, participants were more likely than the comparison group to have adopted positive financial behaviors as measured by the Financial Preparedness for Retirement Scale. Financial educators can use this study as a model for planning, conducting, and evaluating their programs.

  16. Regina vs Hubbs: Determining the Sun's Position

    CERN Document Server

    Samra, Raminder Singh

    2012-01-01

    Here I determined the Sun's position as an expert witness for crown counsel. From my calculations I found the Sun's location in the sky was such that it could not impede the driver's vision, as a result it could not have been the reason for the accused to be involved in a motor vehicle accident.

  17. The Attention to Principles of Mental Life from a Writer--The focus on The Blacksmith and the Carpenter by Sunli%文学家对个体生存心理原则的关注方式与评判--以孙犁《铁木前传》为中心的探讨

    Institute of Scientific and Technical Information of China (English)

    田淑晶

    2014-01-01

    There are two basical principles in mental life according to Sigmund Freud. They are pleasure principle and reality principle , which affect individual subsistence. The Blacksmith and the Carpenter by Sunli shows people’ s different situations because of their choices in the two psychological principles. The narrator in the novel is ambiguous which choice is correct or better through the writings about girls and childhood.%弗洛伊德提出个体心理过程服从两种基本倾向:快乐原则与现实原则。两种原则存在于个体的生存结构中,决定着生命的方向和生存的方式。孙犁的《铁木前传》展示了服从不同心理原则的个体的生存境遇。关于女性和童年的叙述中隐匿着叙述者关于生存原则选择的含混价值观和矛盾的情感态度,而这似乎是人类之于由生存原则选择引发的生存困境的典型立场之一。

  18. Favorable Financial Turf

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    Tianjin's Binhai New Area lures the financial industry with preferential treatment If you were thinking about doing financial business in Shanghai, Hong Kong or Beijing, think again. Early in June this year, the State Council approved the establishment of a financial experimental zone for Tianjin's Binhai New Area, which will get preferential treatment that other cities can hardly expect to attain. While for a time the area's administration had to actively court financial institu-

  19. Risk in financial reporting

    OpenAIRE

    Tsatsaronis, Kostas; Claudio E. V. Borio

    2015-01-01

    Advances in risk measurement technology have reshaped financial markets and the functioning of the financial system. More recently, they have been reshaping the prudential framework. Looking forward, they have the potential to reshape financial reporting too. Recent initiatives to improve financial reporting standards have brought to the fore significant differences in perspective between accounting standard setters and prudential authorities. Building on previous work, we argue that risk mea...

  20. Mitochondrial DNA deletion percentage in sun exposed and non sun exposed skin.

    Science.gov (United States)

    Powers, Julia M; Murphy, Gillian; Ralph, Nikki; O'Gorman, Susan M; Murphy, James E J

    2016-12-01

    The percentages of mitochondrial genomes carrying the mtDNA(3895) and the mtDNA(4977) (common) deletion were quantified in sun exposed and non sun exposed skin biopsies, for five cohorts of patients varying either in sun exposure profile, age or skin cancer status. Non-melanoma skin cancer diagnoses are rising in Ireland and worldwide [12] but most risk prediction is based on subjective visual estimations of sun exposure history. A quantitative objective test for pre-neoplastic markers may result in better adherence to sun protective behaviours. Mitochondrial DNA (mtDNA) is known to be subject to the loss of a significant proportion of specific sections of genetic code due to exposure to ultraviolet light in sunlight. Although one such deletion has been deemed more sensitive, another, called the mtDNA(4977) or common deletion, has proved to be a more useful indicator of possible risk in this study. Quantitative molecular analysis was carried out to determine the percentage of genomes carrying the deletion using non sun exposed and sun exposed skin biopsies in cohorts of patients with high or low sun exposure profiles and two high exposure groups undergoing treatment for NMSC. Results indicate that mtDNA deletions correlate to sun exposure; in groups with high sun exposure habits a significant increase in deletion number in exposed over non sun exposed skin occurred. An increase in deletion percentage was also seen in older cohorts compared to the younger group. The mtDNA(3895) deletion was detected in small amounts in exposed skin of many patients, the mtDNA(4977) common deletion, although present to some extent in non sun exposed skin, is suggested to be the more reliable and easily detected marker. In all cohorts except the younger group with relatively lower sun exposure, the mtDNA(4977) deletion was more frequent in sun exposed skin samples compared to non-sun exposed skin.

  1. Gravitational Lensing Characteristics of the Transparent Sun

    CERN Document Server

    Patla, Bijunath

    2007-01-01

    The transparent Sun is modeled as a spherically symmetric and centrally condensed gravitational lens using recent Standard Solar Model (SSM) data. The Sun's minimum focal length is computed to a refined accuracy of 23.5 +/- 0.1 AU, just beyond the orbit of Uranus. The Sun creates a single image of a distant point source visible to observers inside this minimum focal length and to observers sufficiently removed from the line connecting the source through the Sun's center. Regions of space are mapped where three images of a distant point source are created, along with their associated magnifications. Solar caustics, critical curves, and Einstein rings are computed and discussed. Extremely high gravitational lens magnifications exist for observers situated so that an angularly small, unlensed source appears near a three-image caustic. Types of radiations that might undergo significant solar lens magnifications as they can traverse the core of the Sun, including neutrinos and gravitational radiation, are discusse...

  2. Vibration Based Sun Gear Damage Detection

    Science.gov (United States)

    Hood, Adrian; LaBerge, Kelsen; Lewicki, David; Pines, Darryll

    2013-01-01

    Seeded fault experiments were conducted on the planetary stage of an OH-58C helicopter transmission. Two vibration based methods are discussed that isolate the dynamics of the sun gear from that of the planet gears, bearings, input spiral bevel stage, and other components in and around the gearbox. Three damaged sun gears: two spalled and one cracked, serve as the focus of this current work. A non-sequential vibration separation algorithm was developed and the resulting signals analyzed. The second method uses only the time synchronously averaged data but takes advantage of the signal/source mapping required for vibration separation. Both algorithms were successful in identifying the spall damage. Sun gear damage was confirmed by the presence of sun mesh groups. The sun tooth crack condition was inconclusive.

  3. Sun Safe Mode Controller Design for LADEE

    Science.gov (United States)

    Fusco, Jesse C.; Swei, Sean S. M.; Nakamura, Robert H.

    2015-01-01

    This paper presents the development of sun safe controllers which are designed to keep the spacecraft power positive and thermally balanced in the event an anomaly is detected. Employed by NASA's Lunar Atmosphere and Dust Environment Explorer (LADEE), the controllers utilize the measured sun vector and the spacecraft body rates for feedback control. To improve the accuracy of sun vector estimation, the least square minimization approach is applied to process the sensor data, which is proven to be effective and accurate. To validate the controllers, the LADEE spacecraft model engaging the sun safe mode was first simulated and then compared with the actual LADEE orbital fight data. The results demonstrated the applicability of the proposed sun safe controllers.

  4. Korea : Financial Sector Assessment

    OpenAIRE

    World Bank; International Monetary Fund

    2003-01-01

    Since the financial crisis in 1997-98, Korea has made major progress in financial, and corporate sector reform - the supervisory and regulatory regime for the financial sector has been substantially strengthened, and recent reforms helped achieve a high degree of observance of international standards, and codes. Moreover, significant consolidation in the banking system took place, with ban...

  5. Essays on financial liberalization

    NARCIS (Netherlands)

    Bumann, Silke

    2015-01-01

    This thesis investigates the effect of financial liberalization on economic growth, income inequality and financial instability. Chapter 1 describes aim and scope of the thesis. Chapter 2 provides a meta-analysis of the literature on financial liberalization and economic growth. It is found that fin

  6. Invest in Financial Literacy

    Science.gov (United States)

    Bush, Sarah B.; McGatha, Maggie B.; Bay-Williams, Jennifer M.

    2012-01-01

    The current state of the economy elevates the need to build awareness of financial markets and personal finance among the nation's young people through implementing a financial literacy curriculum in schools. A limited amount of time spent on financial literacy can have a positive effect on students' budgeting skills. This knowledge will only add…

  7. Financial Advice: Who Pays

    Science.gov (United States)

    Finke, Michael S.; Huston, Sandra J.; Winchester, Danielle D.

    2011-01-01

    Using a cost-benefit framework for financial planning services and proprietary data collected in the summer of 2008, the client characteristics that are associated with the likelihood of paying for professional financial advice, as well as the type of financial services purchased, are identified. Results indicate that respondents who pay for…

  8. Essays on financial liberalization

    NARCIS (Netherlands)

    Bumann, Silke

    2015-01-01

    This thesis investigates the effect of financial liberalization on economic growth, income inequality and financial instability. Chapter 1 describes aim and scope of the thesis. Chapter 2 provides a meta-analysis of the literature on financial liberalization and economic growth. It is found that

  9. Translation of a Ski School Sun Safety Program to North American Ski and Snowboard Schools.

    Science.gov (United States)

    Walkosz, Barbara J; Buller, David B; Andersen, Peter A; Scott, M D; Liu, X; Cutter, G R; Dignan, M B

    2015-07-01

    Health promotion programs that develop and implement strategies to promote sun safety practices to children have the potential to reduce skin cancer occurrence later in life. Go Sun Smart (GSS), a sun safety program for employees and guests of ski areas, was distributed to determine if an enhanced dissemination strategy was more effective than a basic dissemination strategy at reaching parents at ski and snowboard schools. On-site observations of GSS use and surveys of 909 parents/caregivers with children enrolled in ski and snowboard schools at 63 ski areas were conducted and analyzed using techniques for clustered designs. No differences were identified by dissemination strategy. Greater implementation of GSS (>5 messages posted) was associated with greater parental recall, 36.6% versus 16.7%, of materials, but not greater sun protection practices. Greater recall of messages, regardless of level of implementation, resulted in greater sun protection practices including applying sunscreen (p Ski areas with more program materials appeared to reach parents with sun safety advice and thus convinced them to take more precautions for their children. Sun safety need not be at odds with children's outdoor recreation activities.

  10. Sources of Financial Sociability

    DEFF Research Database (Denmark)

    Thompson, Grahame

    2011-01-01

    This article investigates the sources of sociability in modern financial systems as a prelude to assessing the prospects for financial regulation. Three sources are identified: sociality dependent upon contract, upon relational interdependency, and upon the operation of will and passion. Each...... of the article which is to explore further the nature of ‘irrationality’ as manifest in financial crises. When the contours of both these aspects of financial calculation have been elaborated, the article moves on to consider how they might shape regulatory responses to the seeming inevitability of financial...

  11. Financial information processing

    Institute of Scientific and Technical Information of China (English)

    Shuo BAI; Shouyang WANG; Lean YU; Aoying ZHOU

    2009-01-01

    @@ The rapid growth in financial data volume has made financial information processing more and more difficult due to the increase in complexity, which has forced businesses and academics alike to turn to sophisticated information processing technologies for better solutions. A typical feature is that high-performance computers and advanced computational techniques play ever-increasingly important roles for business and industries to have competitive advantages. Accordingly, financial information processing has emerged as a new cross-disciplinary field integrating computer science, mathematics, financial economics, intelligent techniques, and computer simulations to make different decisions based on processed financial information.

  12. FINANCIAL INSTABILITY IN ROMANIA

    Directory of Open Access Journals (Sweden)

    Cristian, IONESCU

    2014-11-01

    Full Text Available The aim of this paper is to empirically study the concept of financial stability in Romania, from both a monetary policy perspective and a financial perspective. In this paper, I also compute an aggregate index of financial stability, for the period 2008-2013, explaining the correlations between several extremely important macroeconomic and sectorial variables and financial stability. The article also debates the aspect of policy instruments that aim to promote, highlighting the undertaken measures and also giving some measures recommendations, pointing out the main pillars: crises management; cross-sectoral challenges; banking sector; securities markets and capital markets; insurance sector; pensions sector; access to financial services.

  13. COMPANY ACTIVITY FINANCIAL RISK

    Directory of Open Access Journals (Sweden)

    Caruntu Genu Alexandru

    2012-12-01

    Full Text Available In economic and financial activity, risk is an inherent financial decisions, encountered in daily agenda of managers of companies. Unexpected changes in the price of a product development not only affect the financial results of a company, but can cause even bankruptcy. In fact, the nature of financial decisions involve uncertainty. Financial decisions are made based on cash flows under future contracts, which are par excellence incerte.Activitatea an enterprise that holds any weight in the industry is subject to risks, since it can not predict with certainty different components of its outcome (cost, quantity, price and operating cycle (purchase, processing, sales.

  14. Financial Lessons Learned

    Institute of Scientific and Technical Information of China (English)

    2010-01-01

    @@ As the Wall Street chaos of 2008 swept the globe,China-with little exposure to subprime mortgages-was one of the only calm ports in the growing financial storm.Ifone lesson can be learned from the crisis,it is this: maintain a constant state of financial vigilance against risks even in boom times.China now faces the task of ensuring its financial health as it further opens to the world amid a global financial landscape reshaped by deep recessions.Economists and finance professors discussed these challenges at the Asia-Pacific Economic and Financial Forum recently held in Beijing.Edited excerpts follow:

  15. Financial Lessons Learned

    Institute of Scientific and Technical Information of China (English)

    2010-01-01

    As the Wall Street chaos of 2008 swept the globe,China-with little exposure to subprime mortgages-was one of the only calm ports in the growing financial storm.If one lesson can be learned from the crisis,it is this: maintain a constant state of financial vigilance against risks even in boom times.China now faces the task of ensuring its financial health as it further opens to the world amid a global financial landscape reshaped by deep recessions.Economists and finance professors discussed these challenges at the Asia-Pacific Economic and Financial Forum recently held in Beijing.Edited excerpts follow

  16. Personal Financial Planning: Failure to Plan Properly May Have Dire Consequences.

    Science.gov (United States)

    Rosenbloom, Jerry

    1988-01-01

    Effective personal financial planning results in sound decisions in the areas of insurance, accumulating capital, retirement planning, and tax planning. Appropriate financial planning concerns everyone--regardless of his or her stage in life. (MLW)

  17. Presenting practice financial information.

    Science.gov (United States)

    Webster, Lee Ann H

    2007-01-01

    Medical practice leadership teams, often consisting primarily of physicians with limited financial backgrounds, must make important business decisions and continuously monitor practice operations. In order to competently perform this duty, they need financial reports that are relevant and easy to understand. This article explores financial reporting and decision-making in a physician practice. It discusses reports and tools, such as ratios, graphs, and comparisons, that practices typically include in their reports. Because profitability and cash flow are often the most important financial considerations for physician practices, reports should generally focus on the impact of various activities and potential decisions upon these concerns. This article also provides communication tips for both those presenting practice financial information and those making the decisions. By communicating effectively, these leaders can best use financial information to improve decision-making and maximize financial performance.

  18. Do radioactive half-lives vary with the Earth-to-Sun distance?

    CERN Document Server

    Hardy, J C; Iacob, V E

    2011-01-01

    Recently, Jenkins, Fischbach and collaborators have claimed evidence that radioactive half-lives vary systematically over a +/- 0.1% range as a function of the oscillating distance between the Earth and the Sun, based on multi-year activity measurements. We have avoided the time-dependent instabilities to which such measurements are susceptible by directly measuring the half-life of 198Au (t1/2 = 2.695 d) on seven occasions spread out in time to cover the complete range of Earth-Sun distances. We observe no systematic oscillations in half-life and can set an upper limit on their amplitude of +/- 0.02%.

  19. Sun-synchronous satellite orbit determination

    Science.gov (United States)

    Ma, Der-Ming; Zhai, Shen-You

    2004-02-01

    The linearized dynamic equations used for on-board orbit determination of Sun-synchronous satellite are derived. Sun-synchronous orbits are orbits with the secular rate of the right ascension of the ascending node equal to the right ascension rate of the mean sun. Therefore the orbit is no more a closed circle but a tight helix about the Earth. In the paper, instead of treating the orbit as a closed circle, the actual helix orbit is taken as nominal trajectory. The details of the linearized equations of motion for the satellite in the Sun-synchronous orbit are derived. The linearized equations are obtained by perturbing the Keplerian motion with the J2 correction and the effect of sun's attraction being neglected. Combined with the GPS navigation equations, the Kalman filter formulation is given. The particular application considered is the circular Sun-synchronous orbit with the altitude of 800 km and inclination of 98.6°. The numerical example simulated by MATLAB® shows that only the pseudo-range data used in the algorithm still gives acceptable results. Based on the simulation results, we can use the on-board GPS receivers' signal only as an alternative to determine the orbit of Sun-Synchronous satellite and therefore circumvents the need for extensive ground support.

  20. SunPy—Python for solar physics

    Science.gov (United States)

    SunPy Community; Mumford, Stuart J.; Christe, Steven; Pérez-Suárez, David; Ireland, Jack; Shih, Albert Y.; Inglis, Andrew R.; Liedtke, Simon; Hewett, Russell J.; Mayer, Florian; Hughitt, Keith; Freij, Nabil; Meszaros, Tomas; Bennett, Samuel M.; Malocha, Michael; Evans, John; Agrawal, Ankit; Leonard, Andrew J.; Robitaille, Thomas P.; Mampaey, Benjamin; Campos-Rozo, Jose Iván; Kirk, Michael S.

    2015-01-01

    This paper presents SunPy (version 0.5), a community-developed Python package for solar physics. Python, a free, cross-platform, general-purpose, high-level programming language, has seen widespread adoption among the scientific community, resulting in the availability of a large number of software packages, from numerical computation (NumPy, SciPy) and machine learning (scikit-learn) to visualization and plotting (matplotlib). SunPy is a data-analysis environment specializing in providing the software necessary to analyse solar and heliospheric data in Python. SunPy is open-source software (BSD licence) and has an open and transparent development workflow that anyone can contribute to. SunPy provides access to solar data through integration with the Virtual Solar Observatory (VSO), the Heliophysics Event Knowledgebase (HEK), and the HELiophysics Integrated Observatory (HELIO) webservices. It currently supports image data from major solar missions (e.g., SDO, SOHO, STEREO, and IRIS), time-series data from missions such as GOES, SDO/EVE, and PROBA2/LYRA, and radio spectra from e-Callisto and STEREO/SWAVES. We describe SunPy's functionality, provide examples of solar data analysis in SunPy, and show how Python-based solar data-analysis can leverage the many existing tools already available in Python. We discuss the future goals of the project and encourage interested users to become involved in the planning and development of SunPy.

  1. Interactive Financial Charts- Agency Financial Reports

    Data.gov (United States)

    General Services Administration — For a visual depiction of GSA's Balance Sheet and Statement of Net Cost, please use the interactive charts to view the financial results for fiscal years 2007-2013.

  2. Beijing: Next International Financial Hub?

    Institute of Scientific and Technical Information of China (English)

    Li Zhen

    2008-01-01

    @@ Beijing's new financial dream On May 5,the Beijing Municipal Government released a notice regarding its plans to spur the financial industry,vowing to put forth a strong effort to become the national financial decision-making center,financial management center and financial information and services center,and formally announcing its ambitious aspiration to become a financial hub with international influence.

  3. Anisotropic microstructure near the sun

    Science.gov (United States)

    Coles, W. A.; Grall, R. R.; Spangler, S. R.; Sakurai, T.; Harmon, J. K.

    1996-07-01

    Radio scattering observations provide a means of measuring a two-dimensional projection of the three-dimensional spatial spectrum of electron density, i.e., in the plane perpendicular to the line of sight. Earlier observations have shown that the microstructure at scales of the order of 10 km becomes highly field-aligned inside of 10 Rsolar [Armstrong et al., 1990]. Earlier work has also shown that density fluctuations at scales larger than 1000 km have a Kolmogorov spectrum, whereas the smaller scale structure has a flatter spectrum and is considerably enhanced above the Kolmogorov ``background'' [Coles et al., 1991]. Here we present new observations made during 1990 and 1992. These confirm the earlier work, which was restricted to one source on a few days, but they suggest that the anisotropy changes abruptly near 6 Rsolar which was not clear in the earlier data. The axial ratio measurements are shown on Figure 1 below. The new observations were made with a more uniform sampling of the spatial plane. They show that contours of constant correlation are elliptical. This is apparently inconsistent with the spatial correlation of the ISEE-3 magnetic field which shows a ``Maltese Cross'' shape [Matthaeus et al., 1990]. However this inconsistency may be only apparent: the magnetic field and density correlations need not have the same shape; the scale of the magnetic field correlations is at least 4 orders of magnitude larger; they are much further from the sun; and they are point measurements whereas ours are path-integrated. We also made two simultaneous measurements, at 10 Rsolar, of the anisotropy on scales of 200 to 4000 km. Significant anisotropy was seen on the smaller scales, but the larger scale structure was essentially isotropic. This suggests that the process responsible for the anisotropic microstructure is independent of the larger scale isotropic turbulence. It is then tempting to speculate that the damping of this anisotropic process inside of 6 Rsolar

  4. The Sun's dusty interstellar environment

    Science.gov (United States)

    Sterken, Veerle

    2016-07-01

    The Sun's dusty interstellar environment Interstellar dust from our immediate interstellar neighborhood travels through the solar system at speeds of ca. 26 km/s: the relative speed of the solar system with respect to the local interstellar cloud. On its way, its trajectories are altered by several forces like the solar radiation pressure force and Lorentz force. The latter is due to the charged dust particles that fly through the interplanetary magnetic field. These trajectories differ per particle type and size and lead to varying fluxes and directions of the flow inside of the solar system that depend on location but also on phase in the solar cycle. Hence, these fluxes and directions depend strongly on the configuration of the inner regions and outer regions of the heliosphere. Several missions have measured this dust in the solar system directly. The Ulysses dust detector data encompasses 16 years of intestellar dust fluxes and approximate directions, Stardust captured returned to Earth a few of these particles sucessfully, and finally the Cassini dust detector allowed for compositional information to be obtained from the impacts on the instrument. In this talk, we give an overview of the current status of interstellar dust research through the measurements made inside of the solar system, and we put them in perspective to the knowledge obtained from more classical astronomical means. In special, we focus on the interaction of the dust with the interplanetary magnetic field, and on what we learn about the dust (and the fields) by comparing the available dust data to computer simulations of dust trajectories. Finally, we synthesize the different methods of observation, their results, and give a preview on new research opportunities in the coming year(s).

  5. Perspectives on the Interior of the Sun

    Indian Academy of Sciences (India)

    S. Μ. Chitre

    2000-09-01

    The interior of the Sun is not directly accessible to observations. Nonetheless, it is possible to infer the physical conditions inside the Sun with the help of structure equations governing its equilibrium and with the powerful observational tools provided by the neutrino fluxes and oscillation frequencies. The helioseismic data show that the internal constitution of the Sun can be adequately represented by a standard solar model. It turns out that a cooler solar core is not a viable solution for the measured deficit of neutrino fluxes, and the resolution of the solar neutrino puzzle should be sought in the realm of particle physics.

  6. The Jovian period in the Sun?

    Science.gov (United States)

    Kotov, V. A.

    2015-09-01

    The 41-year measurements of the Doppler effect of the photosphere performed at the Crimean Astrophysical Observatory, discovered two periods of global oscillations of the Sun: 9600.606(12) s and 9597.929(15) s. Their beat period, 398.4(2.9) d, well agrees with a synodic orbital period of Jupiter, PJ = 398.9 d, raising a new problem for solar physics, cosmogony and cosmology. A hypothesis is advanced that the PJ beating of the Sun is induced by gravitation of Jupiter, revolving in a privileged reference system "the Sun - the Earth".

  7. Semiautomatic sun shots with the WIDIF DIflux

    Science.gov (United States)

    Rasson, Jean L.; Hendrickx, Olivier; Marin, Jean-Luc

    2017-07-01

    The determination of magnetic declination angle entails finding two directions: geographic north and magnetic north. This paper deals with the former. The known way to do it by using the sun's calculable orientation in the sky is improved by using a device based on a WIDIF DIflux theodolite and split photocells positioned on its telescope ocular. Given the WIDIF accurate timing and location provided by the onboard GPS receiver, an astronomical computation can be effected to accurately and quickly determine the sun's azimuth and an auxiliary mark's azimuth. The precise sun's crossing of the split photocell, amplified by the telescope's magnification, allows azimuth accuracies of a few seconds of arc.

  8. Solar winds surfs waves in the Sun's atmosphere!

    Science.gov (United States)

    1999-07-01

    The fact that this electrified plasma speeds up to almost 3 million kilometres per hour as it leaves the Sun - twice as fast as originally predicted - has been known for years. The interpretation of how it happens is the real and surprising novelty: "The waves in the Sun's atmosphere are produced by vibrating solar magnetic field lines, which give solar wind particles a push just like an ocean wave gives a surfer a ride" said Dr John Kohl, principal investigator for the Ultraviolet Coronal Spectrometer (UVCS) - the instrument among the 12 aboard SOHO which gathered the data - and for the Spartan 201 mission. The outermost solar atmosphere, or corona, is only seen from Earth during a total eclipse of the Sun, when it appears as a shimmering, white veil surrounding the black lunar disc. The corona is an extremely tenuous, electrically charged gas, known as plasma, that flows throughout the solar system as the solar wind. The waves are formed by rapidly vibrating magnetic fields in the coronal plasma. They are called magneto - hydro - dynamic (MHD) waves and are believed to accelerate the solar wind. The solar wind is made up of electrons and ions, electrically charged atoms that have lost electrons. The electric charge of the solar wind particles forces them to travel along invisible lines of magnetic force in the corona. The particles spiral around the magnetic field lines as they rush into space. "The magnetic field acts like a violin string: when it's touched, it vibrates. When the Sun's magnetic field vibrates with a frequency equal to that of the particle spiraling around the magnetic field, it heats it up, producing a force that accelerates the particle upward and away from the Sun," says Dr. Ester Antonucci, an astronomer at the observatory of Turin, Italy, and co-investigator for SOHO's UVCS an instrument developed with considerable financial support by the Italian Space Agency, ASI. In a way this is similar to what happens if two people hold a string at

  9. Surya Namaskar (Sun Salutation: A Path to Good Health

    Directory of Open Access Journals (Sweden)

    Amit Vaibhav

    2016-07-01

    Full Text Available Surya Namaskar (Sun Salutation is an ancient and sacred yogic technique of India for expressing gratitude to the Sun. Surya Namaskar is a set of 12 Asanas (postures, It is done preferably in the morning while facing the rising sun. There are numerous health benefits of Surya Namaskar for different system of the body specially musculoskeletal, cardiovascular, gastrointestinal, nervous system, respiratory and endocrinal. The heart, liver, intestine, stomach, chest, throat, legs and backbone are main benefited organs. By practicing Surya Namaskar each and every cell of body get revitalize and regenerated, therefore it is highly recommended by all yoga experts for healthy routine life. The regular practice of Surya Namaskar improves blood circulation throughout the body, maintains health and makes the body disease-free. Regular practice of Surya Namaskar gives strength, flexibility and vitality to the body. Sun Salutation asanas help to burn extra body fat on belly, buttocks and back by modulating endocrinal system. It also helps to regulate menstrual cycles among women and also facilitate an easy childbirth. Apart from these benefits of Surya Namaskar also help to keep the mind stress free, calm and illuminated. Thus, a regular practice of Surya Namaskar is highly recommended to keep the body and mind healthy. Though the Surya Namaskar steps are very scientific and practical science ancient time but still it needs advance modern scientific justification to spread it globally, keeping this thing into the mind the present review has been framed to revalidate sacred steps of Surya Namaskar on the basis of available evidence based studies.

  10. A NEW CHALLENGE IN EU: EFFECTIVE FINANCIAL EDUCATION

    OpenAIRE

    Suciu Marta-Christina; Lacatus Maria Liana

    2013-01-01

    Financial literacy is a need for people responsible for their money. The decisions people made in respect with the money have impact on their future. Their responsibility and the risks assumed increase as long as employers and government responsibility and assumed risks in this respect decrease. Financial education is based on principles such as: active long life learning, individuals needs oriented, part of the early education provided by schools, basic concepts on financial issues and risks...

  11. Finding the lost siblings of the Sun

    Science.gov (United States)

    Liu, Cheng; Feltzing, Sofia; Ruchti, Gregory

    2014-01-01

    We have performed a spectral analysis on 18 stars solar sibling candidate. We found that only one one of the candidateshas solar metallicity and at the same time might have an age comparable to that of the Sun.

  12. Sun and Other Types of Radiation

    Science.gov (United States)

    ... What Causes Cancer? Sun and Other Types of Radiation Learn about the different types of radiation and ... other diseases. Learn more here. Other Types of Radiation Exposure Not all types of radiation have been ...

  13. Sun behaviour after cutaneous malignant melanoma

    DEFF Research Database (Denmark)

    Idorn, L W; Datta, P; Heydenreich, J

    2013-01-01

    Background  It has been reported that patients with cutaneous malignant melanoma (CMM) can lower their risk of a second primary melanoma by limiting recreational sun exposure. Previous studies based on questionnaires and objective surrogate measurements indicate that before their diagnosis......, patients with CMM are exposed to higher ultraviolet radiation (UVR) doses than controls, followed by a reduction after diagnosis. Objectives  In a prospective, observational case-control study, we aimed to assess sun exposure after diagnosis of CMM by objective measurements to substantiate advice about sun...... months and 6 years before the start of the study. During a summer season participants filled in sun exposure diaries daily and wore personal electronic UVR dosimeters in a wristwatch that continuously measured time-stamped UVR doses in standard erythema dose. Results  The UVR dose of recently diagnosed...

  14. UV Photography Shows Hidden Sun Damage

    Science.gov (United States)

    ... mcat1=de12", ]; for (var c = 0; c UV photography shows hidden sun damage A UV photograph gives ... developing skin cancer and prematurely aged skin. Normal photography UV photography 18 months of age: This boy's ...

  15. Nilaja Sun's "No Child...": Reflections on Success

    Science.gov (United States)

    Sun, Nilaja; Alexander, Phillip; Huldeen, Branden; Russell, Ron; Friedman, Melissa

    2007-01-01

    This article describes Nilaja Sun's groundbreaking one-woman show about a TA, her students, and her school, and includes interviews with the author/performer, an excerpt of the work, and a discussion of the organization behind it.

  16. The Sun murrab Baltimaadesse ja Soome

    Index Scriptorium Estoniae

    2008-01-01

    Aprillis andis ansambel Tanel Padar & The Sun Soomes, Lätis, Leedus ja Eestis üksteist kontserti. Heliplaadi "Here Gomes The Sun" lugu "Hopelessness You" on Soome raadiote tipp 300s neljakümnendal kohal, lugu "Learn the game" on Leedu FM99 raadios 33 enim mängitava loo seas, laul "One of those days" saavutas Läti raadio SWH rokkmuusika edetabelis teise koha.

  17. Optimal control of sun tracking solar concentrators

    Science.gov (United States)

    Hughes, R. O.

    1979-01-01

    Application of the modern control theory to derive an optimal sun tracking control for a point focusing solar concentrator is presented. A standard tracking problem converted to regulator problem using a sun rate input achieves an almost zero steady state tracking error with the optimal control formulation. However, these control techniques are costly because optimal type algorithms require large computing systems, thus they will be used mainly as comparison standards for other types of control algorithms and help in their development.

  18. The Sun murrab Baltimaadesse ja Soome

    Index Scriptorium Estoniae

    2008-01-01

    Aprillis andis ansambel Tanel Padar & The Sun Soomes, Lätis, Leedus ja Eestis üksteist kontserti. Heliplaadi "Here Gomes The Sun" lugu "Hopelessness You" on Soome raadiote tipp 300s neljakümnendal kohal, lugu "Learn the game" on Leedu FM99 raadios 33 enim mängitava loo seas, laul "One of those days" saavutas Läti raadio SWH rokkmuusika edetabelis teise koha.

  19. ULYSSES comes full circle, before revisiting the Sun's poles

    Science.gov (United States)

    1998-04-01

    From its unique perspective, Ulysses has provided scientists with the very first all-round map of the heliosphere, the huge bubble in space filled by the Sun's wind. The Earth swims deep inside the heliosphere, and gusts and shocks in the solar wind can harm satellites, power supplies and ommunications. They may also affect our planet's weather. A better grasp of the solar weather in the heliosphere is therefore one of the major aims of ESA's science programme. In a project of international cooperation between ESA and NASA, Ulysses was launched towards Jupiter in October 1990 by the US space shuttle Discovery. Arriving in February 1992, Ulysses stole energy from the giant planet in a slingshot manoeuvre and was propelled back towards the Sun in an elongated orbit almost at right angles to the ecliptic plane, where the Earth and other planets circle the Sun. "This month Ulysses returns to the point in space where its out-of-ecliptic journey began, but Jupiter isn't there," explains Richard Marsden, ESA's project scientist for Ulysses. "Following its own inexorable path around the Sun, Jupiter is far away on the opposite side of the Solar System. So Ulysses' course will not be changed a second time. The spacecraft is now in effect a man-made comet, forever bound into a 6-year polar orbit around the Sun." Ulysses now starts its second orbit. It will travel over the poles of the Sun in 2000-2001 just as the count of dark sunspots is expected to reach a maximum. With its operational life extended for the Ulysses Solar Maximum Mission, the spacecraft will find the heliosphere much stormier than during its first orbit. Discoveries so far Like its mythical namesake, Ulysses has already had an eventful voyage of discovery. Its unique trajectory has provided the scientific teams with a new perspective, from far out in space and especially in the previously unknown regions of the heliosphere over the Sun's poles. Passing within 9.8 degrees of the polar axis, the highly

  20. How to Observe the Sun Safely

    CERN Document Server

    Macdonald, Lee

    2012-01-01

    How to Observe the Sun Safely, Second Edition gives all the basic information and advice the amateur astronomer needs to get started in observing our own ever-fascinating star. Unlike many other astronomical objects, you do not need a large telescope or expensive equipment to observe the Sun. And it is possible to take excellent pictures of the Sun with today's low-cost digital cameras! This book surveys what is visible on the Sun and then describes how to record solar features and measure solar activity levels. There is also an account of how to use H-alpha and Calcium-K filters to observe and record prominences and other features of the solar chromosphere, the Sun's inner atmosphere. Because we are just entering a period of high activity on the Sun, following a long, quiet period, this is a great time to get involved with solar observing. Still emphasizing safety first, this Second Edition reflects recent and exciting advances in solar observing equipment. Chapters 6 through 8 have been completely revised ...

  1. Orientation in birds. The sun compass.

    Science.gov (United States)

    Schmidt-Koenig, K; Ganzhorn, J U; Ranvaud, R

    1991-01-01

    The sun compass was discovered by G. Kramer in caged birds showing migratory restlessness. Subsequent experiments with caged birds employing directional training and clock shifts, carried out by Hoffman and Schmidt-Koenig, showed that the sun azimuth is used, and the sun altitude ignored. In the laboratory, McDonald found the accuracy to be +/- 3 degrees(-)+/- 5 degrees. According to Hoffmann and Schmidt-Koenig, caged birds trained at medium northern latitudes were able to allow for the sun's apparent movement north of the arctic circle, but not in equatorial and trans-equatorial latitudes. In homing experiments, and employing clock shifts, Schmidt-Koenig demonstrated that the sun compass is used by homing pigeons during initial orientation. This finding is the principal evidence for the existence of a map-and-compass navigational system. Pigeons living in equatorial latitudes utilize the sun compass even under the extreme solar conditions of equinox, achieving angular resolution of about 3 degrees in homing experiments. According to preliminary analyses, the homing pigeons' ephemerides are retarded by several weeks (Ranvaud, Schmidt-Koenig, Ganzhorn et al.).

  2. SunPy: Solar Physics in Python

    Science.gov (United States)

    Ryan, Daniel; Christe, Steven; Mumford, Stuart; Perez Suarez, David; Ireland, Jack; Shih, Albert Y.; Inglis, Andrew; Liedtke, Simon; Hewett, Russel

    2015-04-01

    SunPy is a community-developed open-source software library for solar physics. It is written in Python, a free, cross-platform, general-purpose, high-level programming language which is being increasingly adopted throughout the scientific community as well as further afield. This has resulted in a wide array of software packages useful for scientific computing, from numerical computation (NumPy, SciPy, etc.), to machine learning (scifitlearn), to visualization and plotting (matplotlib). SunPy aims to provide required specialised software for analysing solar and heliospheric datasets in Python. The current version is 0.5 with 0.6 expected to be released later this year. SunPy provides solar data access through integration with the Virtual Solar Observatory (VSO), the Heliophysics Event Knowledgebase (HEK), and the HELiophysics Integrated Observatory (HELIO) webservices. It supports common data types from major solar missions such as images (SDO/AIA, STEREO, PROBA2/SWAP etc.), time series (GOES/XRS, SDO/EVE, PROBA2/LYRA), and radio spectra (e-Callisto, STEREO/WAVES). SunPy’s code base is publicly available through github.com and can be contributed to by anyone. In this poster we demonstrate SunPy’s functionality and future goals of the project. We also encourage interested users to become involved in further developing SunPy.

  3. INTERCONTINENTAL FINANCIAL STREET BEIJING

    Institute of Scientific and Technical Information of China (English)

    ZHANGCHUNYUE; FENGJIAYUN

    2005-01-01

    InterContinental Financial Street Beijing opened its doors on May 1st, 2005, just days before the world's business leaders flooded into town for the Fortune Global Forum.The first international luxury hotel in the Chinese capital's new and rapidly growing Financial Street business center, the InterContinental Financial Street Beijing is the flagship property of FnterContinental Hotels and Resorts on the Chinese mainland, and as such a pioneer in Beijing's future,

  4. Financial planning. Budgeting.

    Science.gov (United States)

    Warner, S

    1984-01-01

    A short-term financial plan (STFP) is like a road map--you are more likely to reach your destination (financial goals) with one than without. A STFP need not be a drudge; a well-designed plan must be so comprehensive so as to include personal freedom money and even small luxuries. Once started, it actually becomes rewarding and fun to see your financial goals coming to fruition.

  5. Judge Financial, Administrative Judge

    OpenAIRE

    Kurek, Aline

    2010-01-01

    As a specialised administrative judge, the financial judge, understood in the sense of the Auditors Court, of the regional Auditors Courts and of the Court of budgetary and financial discipline, has a ratione materiae jurisdiction. It is the judge's duty to ensure compliance with budgetary and national accounting rules. The perspective tending to view the financial judge as a administrative judge, that is to say as an ordinary administrative judge, may consequently give rise to certain object...

  6. Central bank Financial Independence

    OpenAIRE

    J.Ramon Martinez-Resano

    2004-01-01

    Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have effects on its income statement. A financially independent central bank exhibits ...

  7. Financial Liberalization Or Repression?

    OpenAIRE

    Ang, James

    2009-01-01

    While financial liberalization has always been advocated in developing countries, experiences with it do not always produce desirable outcomes. In order to evaluate the costs and benefits associated with financial liberalization and repression, this study highlights that the overall effectiveness of the reform programs depends on the relative strength of each financial sector policy implemented. Using India as a case study, the results indicate that interest rate controls, statutory liquidity...

  8. Financial Stability In The Eurozone

    Directory of Open Access Journals (Sweden)

    Zielińska Klaudia

    2016-03-01

    Full Text Available Financial stability inside the European Monetary Union (EMU is a trendy topic in most developed countries around the world. From the moment the EMU was brought to life, there was much speculation about its imperfections, inadequate management, and vulnerability. Some of them have turned out to be true, while others have been proved invalid. Nevertheless, the debt crisis has demonstrated inadequacies in the EMU’s structure and proved that a higher degree of integration is necessary in order to guarantee the robustness of the common currency and fully utilize its potential.

  9. Implications of Overseas Farmland Financial Development for Financial Service Innovation in China’s Rural Areas

    Institute of Scientific and Technical Information of China (English)

    Jicheng; SU; Hongjuan; LI

    2015-01-01

    Currently,there are many problems requiring to be solved urgently in the rural economic development in China,including farmers’ difficulties in getting loans,difficulties in agricultural financing of small and medium-sized enterprises,disconnection of funds chain and serious information asymmetry.The roots of these problems are inadequate financial support and single as well as backward service pattern.The development of rural economy and improvement of farmers’ life depend in large measure upon rural financial service system.Rural financial business system in western developed countries mainly consists of policy finance,cooperative finance and commercial finance[1].Development of land finance provides powerful fund circulation for rural finance.Western countries have relatively advanced legal systems and policies for rural financial support with land mortgage and land guarantee as the main methods,which can be used as reference,such as construction of rural financial system,innovation of rural financial service as well as supervision and control of rural financial risks.Through introducing relevant features of foreign farmland finance,this article discusses service innovation in the reform of China’s rural financial system.

  10. Financial modeling: Rx for financial success.

    Science.gov (United States)

    Marino, D

    2001-01-01

    In an era of managed care, cost cutting and finding ways to increase revenue are key goals in the survival of group practices. Many practices find that they have to boost their revenue by a certain amount (for example, 20-30% within the next three years) to maintain viability in the health care marketplace. Understanding how to generate that revenue and influence short-term and long-term financial outcomes is a far trickier process. This article details how practice administrators can influence a practice's bottom line through a three-step process: (1) identify the components of the practice's financial performance and drivers of performance results, (2) diagnose the practice's current financial situation, and (3) pinpoint benchmarks and targets for success.

  11. Decision Background and Financial Institutions: for What Contemporary Theoretical Reorientation?

    Directory of Open Access Journals (Sweden)

    Walter Gerard Amedzro St-Hilaire

    2013-10-01

    Full Text Available How financial institutions do they manage their interface with their decision-making context? What is the performance "social" beyond the simple economic and financial performance? How can we measure this performance "social"? This article focuses on the theoretical corpus contemporary necessary to understand the couple context decision / financial institutions. This is basically to contribute to the establishment of a comprehensive approach which captures applied with consistency, the conceptual opposition series (role and impact of the decision context / financial institutions structures. Gradually, driven by the reality of change, the paper come to a Copernican revolution in the theory of relations between financial institutions and decision context. Standards for new perspectives on the role of the financial institutions, it is not the decision-making environment that revolves around the sun institutions. Note that this reversal was anticipated in 1965 by Emery and Trist in a prophetic article, but it is only recently that we began to theorize in this direction. The article finally understood that economic performance is insufficient to ensure the sustainability of the organisations, at least for him to avoid problems. We understand that in a multiple rationalities world, the issue of "social performance of the financial institutions" is wide open to uncertainty. Everything depends on the status that is given to the organization: simple machine to produce cash register for shareholders, human community service of another larger community?

  12. Financial Wealth Distribution in Revised Financial Accounts

    Directory of Open Access Journals (Sweden)

    Václav Rybáček

    2012-09-01

    Full Text Available Financial statistics undergo dynamic evolution as apparent consequence of their rising importance. Structureof assets, source of fi nancing, price changes or net fi nancial position, all these indicators can detect oncomingfi nancial instability. Financial statistics as a logical extension of the national accounts provide such information.Th e aim of the following text is to present fi nancial statistics, relation between particular accounts, the impact of extraordinary revision carried out in 2011, and also to analyse current wealth distribution as described by fi nancial statistics.

  13. "Am I going to be happy and financially stable?"

    Directory of Open Access Journals (Sweden)

    Talya Miron-Shatz

    2009-02-01

    Full Text Available Before the recent recession evoked general dismay and uncertainty, this study examined the relative contribution of income and the concern over financial security to life satisfaction. The degree to which such concerns permeate people's daily lives could be part of the broader concept of wealth, often measured through income and debt, and could help evaluate fiscal instruments promoting financial security. Study 1 (extit{N} = 267 used econometric methods to demonstrate that the consideration of financial security was as important to participants' life satisfaction as their monetary assets. Further, outlook on financial security adds to the prediction of life satisfaction above the contribution of income. Content analysis revealed that nearly half the participants (extit{N} = 651, Study 2 mentioned financial concerns --- retirement, college tuition, making ends meet, etc. --- when asked to think about ``the future'' in an open-ended manner. These participants reported lower life satisfaction compared with women who did not raise such concerns. The link between concerns over financial security and life satisfaction, which cannot be fully accounted for by income alone, could guide policy decisions on whether to directly allocate resources toward increasing income or to focus on creating a social and financial safety net.

  14. Astrobiologically Interesting Stars within 10 parsecs of the Sun

    CERN Document Server

    De Mello, G F P; Ghezzi, L

    2006-01-01

    The existence of life based on carbon chemistry and water oceans relies upon planetary properties, chiefly climate stability, and stellar properties, such as mass, age, metallicity and Galactic orbits. The latter can be well constrained with present knowledge. We present a detailed, up-to-date compilation of the atmospheric parameters, chemical composition, multiplicity and degree of chromospheric activity for the astrobiologically interesting solar-type stars within 10 parsecs of the Sun. We determine their state of evolution, masses, ages and space velocities, and produce an optimized list of candidates that merit serious scientific consideration by the future space-based interferometry probes aimed at directly detecting Earth-sized extrasolar planets and seeking spectroscopic infrared biomarkers as evidence of photosynthetic life. The initially selected stars number 33 solar-type within the population of 182 stars (excluding late M-dwarfs) closer than 10 pc. A comprehensive and detailed data compilation fo...

  15. Conceptual Models and Guidelines for Clinical Assessment of Financial Capacity.

    Science.gov (United States)

    Marson, Daniel

    2016-09-01

    The ability to manage financial affairs is a life skill of critical importance, and neuropsychologists are increasingly asked to assess financial capacity across a variety of settings. Sound clinical assessment of financial capacity requires knowledge and appreciation of applicable clinical conceptual models and principles. However, the literature has presented relatively little conceptual guidance for clinicians concerning financial capacity and its assessment. This article seeks to address this gap. The article presents six clinical models of financial capacity : (1) the early gerontological IADL model of Lawton, (2) the clinical skills model and (3) related cognitive psychological model developed by Marson and colleagues, (4) a financial decision-making model adapting earlier decisional capacity work of Appelbaum and Grisso, (5) a person-centered model of financial decision-making developed by Lichtenberg and colleagues, and (6) a recent model of financial capacity in the real world developed through the Institute of Medicine. Accompanying presentation of the models is discussion of conceptual and practical perspectives they represent for clinician assessment. Based on the models, the article concludes by presenting a series of conceptually oriented guidelines for clinical assessment of financial capacity. In summary, sound assessment of financial capacity requires knowledge and appreciation of clinical conceptual models and principles. Awareness of such models, principles and guidelines will strengthen and advance clinical assessment of financial capacity.

  16. Late Financial Distress Process Stages and Financial Ratios

    DEFF Research Database (Denmark)

    Sormunen, Nina; Laitinen, Teija

    2012-01-01

    and usefulness of single financial ratios in short-term financial distress prediction when the effect of each different financial distress process stage is considered; (2) the effects of recognition of the financial distress process stage on the financial distress prediction model. The time horizon...... stage affects the classification ability of single financial ratios and financial distress prediction models in short-term financial distress prediction. The study shows that the auditor's GC task could be supported by paying attention to the financial distress process stage. The implications......The present study adds to our understanding and knowledge of financial distress predictions regarding the usefulness of financial ratios in the late stages of the financial distress process. The study contributes to previous research by generating information concerning: (1) the behavior...

  17. Household financial behavior

    NARCIS (Netherlands)

    Brounen, Dirk; Koedijk, Kees; Pownall, Rachel

    2016-01-01

    Greater personal responsibility toward financial decision-making is being advocated on a global basis. Individuals and households are encouraged to take a more active approach to personal finance. In this paper, we examine behavioral factors, which lead households toward savings and financial planni

  18. Financial Key Ratios

    Directory of Open Access Journals (Sweden)

    Tănase Alin-Eliodor

    2014-08-01

    Full Text Available This article focuses on computing techniques starting from trial balance data regarding financial key ratios. There are presented activity, liquidity, solvency and profitability financial key ratios. It is presented a computing methodology in three steps based on a trial balance.

  19. Household financial behavior

    NARCIS (Netherlands)

    Brounen, Dirk; Koedijk, Kees; Pownall, Rachel

    2016-01-01

    Greater personal responsibility toward financial decision-making is being advocated on a global basis. Individuals and households are encouraged to take a more active approach to personal finance. In this paper, we examine behavioral factors, which lead households toward savings and financial

  20. Consolidating Financial Statements.

    Science.gov (United States)

    Wood, Marcia R.

    This publication is designed to be a desktop reference and assist financial officers in both public and independent institutions of higher education in the preparation of consolidated financial statements. Chapter 1 covers generally accepted accounting principles and other accounting literature, and summarizes reporting rules of the Financial…

  1. Financial Crisis Redux?

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    Observers refute the start of a new Asian financial crisis sparked by Viet Nam’s financial and economic troubles It looked like a sudden nightmare when stockholders with hundreds of millions of Vietnamese dong found their pockets half empty overnight. The once prosper- ous bull market in Viet Nam plummeted to

  2. Naduo,the Rising Sun

    Institute of Scientific and Technical Information of China (English)

    1997-01-01

    According to the Lahu epic Mupamipa, Lahu ancestors came out of the gourd.So their life and worship closely relates to the gourd. The Lahu proudly say that the wine stored in the gourd maintains its original flavor; the seeds in the gourd won’t go bad; water in gourd is sweet, cool and healthful. The gourd-pipe wind instrument is among the Lahu’s favorite.The name Lahu originates from their language in which "La" means tiger and "hu" means roast. "Lahu" means roast tiger. In history, the Lahu was known for capturing the tiger, demonstrating their bravery.The Lahu, with a population of 411,476, mostly settles around the Lahu nationality autonomous counties of Lancang, Menglian and Shuangjiang in Yunnan Province. In the past, the Lahu used the Roman alphabet created by Westem missionaries. In 1957, they began to use the Chinese phonetic alphabet.

  3. Interconnectedness of Financial Conglomerates

    Directory of Open Access Journals (Sweden)

    Gaël Hauton

    2015-05-01

    Full Text Available Being active in both the insurance sector and the banking sector, financial conglomerates intrinsically increase the interconnections between the banking sector and the insurance sector. We address two main concerns about financial conglomerates using a unique database on bilateral exposures between 21 French financial institutions. First, we investigate to what extent to which the insurers that are part of financial conglomerates differ from pure insurers. Second, we show that in the presence of sovereign risk, the components of a financial conglomerate are better off than if they were distinct entities. Our empirical findings bring a new perspective to the previous results of the literature based on using different types of data.

  4. Trusts and Financialization

    DEFF Research Database (Denmark)

    Harrington, Brooke

    2016-01-01

    the global spread of financialization: by privileging the rentier–investor within the 15 world economy; by perpetuating a distinctively Anglo-American approach to finance internationally; and by increasing the autonomy of finance vis-a-vis the nation-state. This study shares the primarily descriptive...... and conceptual intent of Krippner’s work on financialization, but extends it in two ways: by comparing trusts to the better- known corporate form of organizing financial activity, and by showing how private 20 capital is implicated in the financialized economy alongside corporate wealth.......This article identifies trusts as a legal structure associated with the global spread of financialization. Although trusts originated in Medieval England, they have acquired a new significance in contemporary finance by virtue of their advantages in terms of 10 profit maximization and capital...

  5. Financial Analysts’ Forecasts

    DEFF Research Database (Denmark)

    Stæhr, Simone

    in the financial forecasts on which they base investment decisions they may end up losing money as a consequence of biased forecasts. Thus, relying primarily on decision theories such as social comparison theory and theories on confirmation bias this thesis investigates how and why pronounced biases in financial......This thesis is broadly concentrated on decision making under uncertainty. It seeks to investigate how agents in financial markets make decisions at the individual level and how these decisions can sometimes be affected by personal traits and cognitive biases rather than being perfectly rational....... The primary focus is on financial analysts in the task of conducting earnings forecasts while a secondary focus is on investors’ abilities to interpret and make use of these forecasts. Simply put, financial analysts can be seen as information intermediators receiving inputs to their analyses from firm...

  6. Financial Openness and Financial Development: An Analysis Using Indices

    OpenAIRE

    Ozkok, Zeynep

    2010-01-01

    This paper examines the link between financial openness and financial development through panel data analysis on advanced and emerging market countries. Using indices, financial openness together with institutional and educational variables explains a large part of the variation in financial development across countries and over time. Our analysis demonstrates that different indexing strategies serve in finding better measures for financial openness and financial development in comparison to ...

  7. The Sun Sense Study: An Intervention to Improve Sun Protection in Children

    Science.gov (United States)

    Glasser, Alice; Shaheen, Magda; Glenn, Beth A.; Bastani, Roshan

    2010-01-01

    Objectives: To assess the effect of a multicomponent intervention on parental knowledge, sun avoidance behaviors, and sun protection practices in children 3-10 years. Methods: A randomized trial at a pediatric clinic recruited 197 caregiver-child pairs (90% parents). Intervention included a brief presentation and brochure for the parent and…

  8. After the Bell: Developing Sun Sense--Learning about Protection from the Sun's Rays

    Science.gov (United States)

    Farenga, Stephen J.; Ness, Daniel

    2008-01-01

    The American Academy of Dermatology (2008) reports that our students will experience 80% of their lifetime exposure to the Sun by the time they are 18. Further, research has demonstrated that continued exposure to the Sun's ultraviolet rays can lead to skin aging, sunburn, immune suppression, ocular melanoma, cataracts, corneal burns, and even…

  9. Financial Declines, Financial Behaviors, and Relationship Satisfaction during the Recession

    Directory of Open Access Journals (Sweden)

    Jeffrey P. Dew

    2013-08-01

    Full Text Available Using nationally-representative data collected during the summer of 2009 (N = 575, this study examines how reports of financial declines are associated with financial behaviors and how financial behaviors are associated with relationship satisfaction among cohabiting and married participants. Findings suggested that financial declines were only negatively associated with sound financial management behavior if participants also experienced feelings of economic pressure. Sound financial management behavior was found to be positively associated with marital satisfaction. Finally, sound financial management behavior also moderated the association between financial declines, economic pressure, and relationship satisfaction.

  10. Programming Useful Life Prediction (PULP) Project

    Data.gov (United States)

    National Aeronautics and Space Administration — Accurately predicting Remaining Useful Life (RUL) provides significant benefits—it increases safety and reduces financial and labor resource requirements....

  11. 77 FR 34122 - Application of Sun Air Express, LLC, d/b/a Sun Air International for Commuter Authority

    Science.gov (United States)

    2012-06-08

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF TRANSPORTATION Office of the Secretary Application of Sun Air Express, LLC, d/b/a Sun Air International for Commuter... to show cause why it should not issue an order finding Sun Air Express, LLC d/b/a Sun...

  12. The instruments of financial planning

    OpenAIRE

    Durnov, V.

    2011-01-01

    The paper analyzes financial planning efficiency for enterprise management improvement. The author describes the system of financial tools and considers in detail financial planning methods, their strengths and weaknesses

  13. A sun holiday is a sunburn holiday

    DEFF Research Database (Denmark)

    Petersen, Bibi; Thieden, Elisabeth; Philipsen, Peter Alshede

    2013-01-01

    Many people take holidays in sunny locations with the express aim of sunbathing. This may result in sunburn, which is a risk factor for skin cancer. We investigated 25 Danish sun seekers during a week's holiday in the Canary Islands. The percentage of body surface area with sunburn was determined......-specific UVR doses after adjustment for sun protection factor. Remarkably, we found that all volunteers sunburned at some point. The risk of sunburn correlated significantly with the adjusted body site-specific UVR dose. Furthermore, there was also a significant relationship between the daily UVR dose...... and percentage of body surface area with sunburn. Our study shows that holiday UVR exposure results in a high risk of sunburn, which potentially increases the risk of skin cancer. Possible protection by melanogenesis is insufficient to protect against sunburn during a 1-week sun holiday. Finally, our data...

  14. Neptune as a Mirror for the Sun

    Science.gov (United States)

    Kohler, Susanna

    2017-01-01

    How would the Kepler mission see a star like the Sun? We now know the answer to this question due to a creative approach: a new study has used the Kepler K2 mission to detect signals from the Sun reflected off of the surface of Neptune.Asteroseismology uses different oscillation modes of a star to probe its internal structure and properties. [Tosaka]Information in OscillationsKeplers most glamorous work is in discovering new planets around other stars. To successfully do this, however, the spacecraft is also quietly doing a lot of very useful work in the background, characterizing the many stars in our vicinity that planets might be found around.One of the ways Kepler gets information about these stars is from oscillations of the stars intensities. In asteroseismology, we look at oscillatory modes that are caused by convection-driven pressure changes on the inside of the star. All stars with near-surface convection oscillate like this including the Sun and by measuring the oscillations in intensity of these stars, we can make inferences about the stars properties.A Planetary MirrorWe do this by first understanding our Suns oscillations especially well (made easier by the fact that its nearby!). Then we use asteroseimic scaling relations determined empirically that relate characteristics like mass and radius of other stars to those of the Sun, based on the relation between the stars oscillation properties to the Suns.The trouble is, those oscillation properties are difficult to measure, and different instruments often measure different values. For this reason, wed like to measure the Suns oscillations with the same instrument we use to measure other stars oscillations: Kepler.Top panel: Kepler K2 49-day light curve of Neptune. Bottom panel: power density spectrum as a function of frequency (grey). Neptunes rotation frequencies and harmonics appear toward the left side (blue); the excess power due to the solar modes is visible toward the bottom right. The green curve

  15. The Spectrum of Darkonium in the Sun

    CERN Document Server

    Kouvaris, Chris; Nielsen, Niklas Grønlund

    2016-01-01

    Dark matter that gets captured in the Sun may form positronium-like bound states if it self-interacts via light dark photons. In this case, dark matter can either annihilate to dark photons or recombine in bound states which subsequently also decay to dark photons. The fraction of the dark photons that leave the Sun without decaying to Standard Model particles have a characteristic energy spectrum which is a mixture of the direct annihilation process, the decays of ortho- and para- bound states and the recombination process. The ultimate decay of these dark photons to positron-electron pairs (via kinetic mixing) outside the Sun creates a distinct signal that can either identify or set strict constraints on dark photon models.

  16. The spectrum of darkonium in the Sun

    Science.gov (United States)

    Kouvaris, Chris; Langæble, Kasper; Grønlund Nielsen, Niklas

    2016-10-01

    Dark matter that gets captured in the Sun may form positronium-like bound states if it self-interacts via light dark photons. In this case, dark matter can either annihilate to dark photons or recombine in bound states which subsequently also decay to dark photons. The fraction of the dark photons that leave the Sun without decaying to Standard Model particles have a characteristic energy spectrum which is a mixture of the direct annihilation process, the decays of ortho- and para- bound states and the recombination process. The ultimate decay of these dark photons to positron-electron pairs (via kinetic mixing) outside the Sun creates a distinct signal that can either identify or set strict constraints on dark photon models.

  17. The sun since the Bronze Age

    Science.gov (United States)

    Eddy, J. A.

    1976-01-01

    An investigation is conducted concerning the behavior of the sun during the last 7000 years. The C-14 content in carbonaceous fossil material can be used as an indicator regarding the level of solar activity at the time when the carbon was assimilated in the process of photosynthesis. Living trees, such as the bristlecone pine, provide a solar activity record to about 3000 B.C. The record can be extended with the aid of well-preserved dead wood to beyond 5000 B.C. The results of an analysis of solar activity levels as a function of time on the basis of C-14 contents are presented in a graph. Attention is given to the Maunder Minimum, a history of the sun in the last 5000 years, an interpretation of the major C-14 excursions, and the sun and climate history.

  18. 'My Sun' and 'Guided by the Moon'

    Directory of Open Access Journals (Sweden)

    Rebecca Baillie

    2013-07-01

    Full Text Available My Sun and Guided by the Moon (2012 show the heavily pregnant artist with her swollen belly covered in gold and silver leaf. The work is suggestive that the connectivity experienced by an expectant mother, extends outwards, even as far as her relationship with the cosmos. The 'sun' portrait was taken on a bright September morning, and its partner image, the following October, on the night of a full moon. Female cycles and the importance of time passing during a pregnancy are referenced. Interestingly, bearing in mind that the artist gave birth to a son in November, creating the 'moon' portrait felt like a familiar, empowering and yet isolated expression of selfhood, whilst the 'sun/son' version exuded the energy of a collaboration, and stimulated feelings of joy, liberation and potentiality. By seeming contradiction, the boy was born on a full moon, exactly a month to the day that Guided by the Moon was taken.

  19. Semiautomatic sun shots with the WIDIF DIflux

    Directory of Open Access Journals (Sweden)

    J. L. Rasson

    2017-07-01

    Full Text Available The determination of magnetic declination angle entails finding two directions: geographic north and magnetic north. This paper deals with the former. The known way to do it by using the sun's calculable orientation in the sky is improved by using a device based on a WIDIF DIflux theodolite and split photocells positioned on its telescope ocular. Given the WIDIF accurate timing and location provided by the onboard GPS receiver, an astronomical computation can be effected to accurately and quickly determine the sun's azimuth and an auxiliary mark's azimuth. The precise sun's crossing of the split photocell, amplified by the telescope's magnification, allows azimuth accuracies of a few seconds of arc.

  20. Australian baby boomers face retirement during the global financial crisis.

    Science.gov (United States)

    Kendig, Hal; Wells, Yvonne; O'Loughlin, Kate; Heese, Karla

    2013-01-01

    This paper examines the impact in Australia of the global financial crisis on the baby boom cohort approaching later life. Data from national focus groups of people aged 50 to 64 years (N = 73), conducted in late 2008, found widespread but variable concern and uncertainty concerning work and retirement plans and experiences. A national survey (N = 1,009) of those aged 50 to 64 years in mid-2009 reported lower levels of financial satisfaction compared with other life domains; many planned to postpone retirement. Findings are interpreted in the context of policies and markets that differed significantly from those in the United States, notwithstanding the global nature of the financial crisis.

  1. Predictability and unpredictability in financial markets

    Science.gov (United States)

    Lipton-Lifschitz, Alexander

    Complicated transactions are a fact of life in today’s financial markets. An adequate description and understanding of these transactions requires a sophisticated mathematical apparatus. Although this apparatus can be borrowed in part from probability theory and the theory of partial differential equations, some of it has to be developed from scratch. In the present paper we discuss several important problems of mathematical finance and demonstrate how they can be treated in the rigorous framework of modern applied mathematics. In particular, we discuss the role of derivatives in solving the financial predictability problem.

  2. On the Money: Math Activities to Build Financial Literacy, Grades 6-8

    Science.gov (United States)

    Bay-Williams, Jennifer M.; Bush, Sarah B.; Peters, Susan A.; McGatha, Maggie B.

    2015-01-01

    To succeed in college, career, and life, students need to become financially literate. But understanding the basics of a long-term investment or a short-term loan is not enough without the math skills to make financially sound choices. In the already full curriculum of middle schools today, how can teachers find room to include financial literacy?…

  3. Financial Reforms and Financial Fragility: A Panel Data Analysis

    Directory of Open Access Journals (Sweden)

    Syed Faizan Iftikhar

    2015-04-01

    Full Text Available This paper explores the relationship between financial reforms, financial liberalization and the quality of banking regulation and supervision for financial fragility by applying a dynamic two-step system generalized method of moments GMM panel estimator technique. The finding of this study is that the financial vulnerability of the banking sector could be affected, not only by bank-specific and macro-specific variables; but also by financial liberalization and banking regulations and supervision policies. The empirical results of this study confirm the evidence that financial reforms and financial liberalization significantly enhance the likelihood of financial fragility while strong banking regulations and supervision have an inverse relationship with financial fragility. The results of this study also explain that the lag value of loan growth and unemployment contribute to enhancing financial fragility while equity to assets ratio, natural log of total assets and share of foreign banks reduce financial vulnerability.

  4. The sun and heliosphere at solar maximum.

    Science.gov (United States)

    Smith, E J; Marsden, R G; Balogh, A; Gloeckler, G; Geiss, J; McComas, D J; McKibben, R B; MacDowall, R J; Lanzerotti, L J; Krupp, N; Krueger, H; Landgraf, M

    2003-11-14

    Recent Ulysses observations from the Sun's equator to the poles reveal fundamental properties of the three-dimensional heliosphere at the maximum in solar activity. The heliospheric magnetic field originates from a magnetic dipole oriented nearly perpendicular to, instead of nearly parallel to, the Sun's rotation axis. Magnetic fields, solar wind, and energetic charged particles from low-latitude sources reach all latitudes, including the polar caps. The very fast high-latitude wind and polar coronal holes disappear and reappear together. Solar wind speed continues to be inversely correlated with coronal temperature. The cosmic ray flux is reduced symmetrically at all latitudes.

  5. Ra: The Sun for Science and Humanity

    Science.gov (United States)

    1996-01-01

    To guide the development of the Ra Strategic Framework, we defined scientific and applications objectives. For our primary areas of scientific interest, we choose the corona, the solar wind, the Sun's effect on the Earth, and solar theory and model development. For secondary areas of scientific interest, we selected sunspots, the solar constant, the Sun's gravitational field, helioseismology and the galactic cosmic rays. We stress the importance of stereoscopic imaging, observations at high spatial, spectral, and temporal resolutions, as well as of long duration measurements. Further exploration of the Sun's polar regions is also important, as shown already by the Ulysses mission. From an applications perspective, we adopted three broad objectives that would derive complementary inputs for the Strategic Framework. These were to identify and investigate: possible application spin-offs from science missions, possible solar-terrestrial missions dedicated to a particular application, and possible future applications that require technology development. The Sun can be viewed as both a source of resources and of threats. Our principal applications focus was that of threat mitigation, by examining ways to improve solar threat monitoring and early warning systems. We compared these objectives to the mission objectives of past, current, and planned international solar missions. Past missions (1962-1980) seem to have been focused on improvement of scientific knowledge, using multiple instrument spacecraft. A ten year gap followed this period, during which the results from previous missions were analyzed and solar study programmes were prepared in international organizations. Current missions (1990-1996) focus on particular topics such as the corona, solar flares, and coronal mass ejections. In planned missions, Sun/Earth interactions and environmental effects of solar activity are becoming more important. The corona is the centre of interest of almost all planned missions

  6. Haloes around the Moon and the Sun

    Science.gov (United States)

    Gaina, Alex; Gaina, Danielle A.

    2008-10-01

    The authors observations of the Haloes around the Moon and the Sun during few last years are reported. A Historical review of the phenomenon is given since the observations by Benvenuto Cellini and Gaston Tissandier is given. A photograph (from eight available) of the Halo around the Sun observed in Chisinau on 21 May 2007 is included. The Halo from 21 May 2007 occured after a very fast increasing of the air temperature during one day by more than 15 Deg. The authors consider, that the phenomenon is due to scattering of light on Cirri clouds(7 km altitude), present on the sky during that day. They formed due to very fast heating.

  7. SunShot Initiative Fact Sheet

    Energy Technology Data Exchange (ETDEWEB)

    DOE Solar Energy Technologies Office

    2015-04-01

    The U.S. Department of Energy (DOE) SunShot Initiative is a collaborative national effort launched in 2011 that aggressively drives innovation to make solar energy fully cost competitive with traditional energy sources before the end of the decade. The SunShot fact sheet outlines goals and successes of the program as it works with private companies, universities, non-profit organizations, state and local governments, and national laboratories to drive down the cost of solar electricity to $0.06 per kilowatt-hour, without incentives, by the year 2020.

  8. Radio emission of the sun and planets

    CERN Document Server

    Zheleznyakov, V V

    1970-01-01

    International Series of Monographs in Natural Philosophy, Volume 25: Radio Emission of the Sun and Planets presents the origin of the radio emission of the planets. This book examines the outstanding triumphs achieved by radio astronomy of the solar system. Comprised of 10 chapters, this volume begins with an overview of the physical conditions in the upper layers of the Sun, the Moon, and the planets. This text then examines the three characteristics of radio emission, namely, the frequency spectrum, the polarization, and the angular spectrum. Other chapters consider the measurements of the i

  9. Financial fraud and health: the case of Spain.

    Science.gov (United States)

    Zunzunegui, Maria Victoria; Belanger, Emmanuelle; Benmarhnia, Tarik; Gobbo, Milena; Otero, Angel; Béland, François; Zunzunegui, Fernando; Ribera-Casado, Jose Manuel

    To examine whether financial fraud is associated with poor health sleeping problems and poor quality of life. Pilot study (n=188) conducted in 2015-2016 in Madrid and León (Spain) by recruiting subjects affected by two types of fraud (preferred shares and foreign currency mortgages) using venue-based sampling. Information on the monetary value of each case of fraud; the dates when subjects became aware of being swindled, lodged legal claim and received financial compensation were collected. Inter-group comparisons of the prevalence of poor physical and mental health, sleep and quality of life were carried according to type of fraud and the 2011-2012 National Health Survey. In this conventional sample, victims of financial fraud had poorer health, more mental health and sleeping problems, and poorer quality of life than comparable populations of a similar age. Those who had received financial compensation for preferred share losses had better health and quality of life than those who had not been compensated and those who had taken out foreign currency mortgages. The results suggest that financial fraud is detrimental to health. Further research should examine the mechanisms through which financial fraud impacts health. If our results are confirmed psychological and medical care should be provided, in addition to financial compensation. Copyright © 2017 SESPAS. Publicado por Elsevier España, S.L.U. All rights reserved.

  10. Preventing Financial Crime

    DEFF Research Database (Denmark)

    Boll, Karen

    This paper investigates the Swedish tax authority’s (Skatteverkets) compliance initiative called Preventing Financial Crime. In Sweden tax evasion related to organised moon-lighting is defined as a major risk to the revenue collection and to the legitimacy of Skatteverket. The traditional approach...... to abating such tax evasion has been reformed and a new mix-method approach adopted. This approach combines a proactive strategy—Preventing Financial Crime—with a reactive inspection strategy. During one a month of intensive fieldwork in Sweden, I studied the daily work in Preventing Financial Crime. Based...

  11. Framing financial culture

    DEFF Research Database (Denmark)

    Just, Sine Nørholm; Mouton, Nicolaas T.O.

    2014-01-01

    between competing frames leads to the conclusion that this political “blame game” is related to struggles over how to define the scandal, how to conceptualize its causes, and policy recommendations. Banks may have lost the battle of “Liborgate,” but the war over the meaning of financial culture is far...... from over. Originality/value – The paper is theoretically and methodologically original in its combination of the theories of framing and stasis, and it provides analytical insights into how sense is made of financial culture in the wake of the financial crisis....

  12. Financial Hub? Be Patient!

    Institute of Scientific and Technical Information of China (English)

    Guo Yan

    2009-01-01

    @@ In 2009,the central government confirmed the strategic significance of Shanghai as an international financial center.Until now.Shanghai's financial cluster has attracted more and more foreign banks to establish roots jn Shanghai,which has contributed to their rapid development in recent years.The announcement undoubtedly made foreign banks confident of great development potential in the future.But what opportunities could they catch?Also,will this weaken the position of Hong Kong as an International financial center?China's Foreign Trade invited Ms.Katherine Tsang,chief executive officer of Standard Chartered China to share with us her point of view.

  13. Financial Markets and Persistence

    CERN Document Server

    Jain, S

    2005-01-01

    Persistence is studied in a financial context by mapping the time evolution of the values of the shares quoted on the London Financial Times Stock Exchange 100 index (FTSE 100) onto Ising spins. By following the time dependence of the spins, we find evidence for power law decay of the proportion of shares that remain either above or below their ` starting\\rq values. As a result, we estimate a persistence exponent for the underlying financial market to be $\\theta_f\\sim 0.5$.

  14. Persistence in financial markets

    Science.gov (United States)

    Jain, S.; Buckley, P.

    2006-03-01

    Persistence is studied in a financial context by mapping the time evolution of the values of the shares quoted on the London Financial Times Stock Exchange 100 index (FTSE 100) onto Ising spins. By following the time dependence of the spins, we find evidence for power law decay of the proportion of shares that remain either above or below their 'starting' values. As a result, we estimate a persistence exponent for the underlying financial market to be θf˜0.5.

  15. Egypt & Financial Crisis

    OpenAIRE

    2011-01-01

    Financial crisis that occurred in August 2008 was unforeseen, sudden, sharp, and had a great impact on the global financial market. Egypt is one of the countries was affected by this financial crisis as a market economy country, and WTO member. in this paper I will try to study the implication of such crisis on the Egyptian economy in the fields of tourism, Suez canal, oil field, and GDP, not only the economy factor were effected, but also the Egyptian market represented in its compon...

  16. Are financial benefits of financial globalization questionable until greater domestic financial development has taken place?

    OpenAIRE

    Simplice A., Asongu

    2012-01-01

    Purpose – The issue of which financial initial conditions are necessary to materialize the benefits of financial globalization remains open to debate in the literature. In this paper, we try to put some empirical structure on the concept of financial threshold conditions in order to give policymakers guidance on the Kose et al.(2011) and Henry(2007) hypothesis. Its object is to assess if financial benefits of financial globalization are questionable until greater domestic financial developme...

  17. BcSUN1, a B. cinerea SUN-Family Protein, Is Involved in Virulence

    Science.gov (United States)

    Pérez-Hernández, Alicia; González, Mario; González, Celedonio; van Kan, Jan A. L.; Brito, Nélida

    2017-01-01

    BcSUN1 is a glycoprotein secreted by Botrytis cinerea, an important plant pathogen that causes severe losses in agriculture worldwide. In this work, the role of BcSUN1 in different aspects of the B. cinerea biology was studied by phenotypic analysis of Bcsun1 knockout strains. We identified BcSUN1 as the only member of the Group-I SUN family of proteins encoded in the B. cinerea genome, which is expressed both in axenic culture and during infection. BcSUN1 is also weakly attached to the cellular surface and is involved in maintaining the structure of the cell wall and/or the extracellular matrix. Disruption of the Bcsun1 gene produces different cell surface alterations affecting the production of reproductive structures and adhesion to plant surface, therefore reducing B. cinerea virulence. BcSUN1 is the first member of the SUN family reported to be involved in the pathogenesis of a filamentous fungus. PMID:28163701

  18. Sun exposure and sun protection practices of children and their parents.

    LENUS (Irish Health Repository)

    Kiely, A D

    2009-05-01

    The primary aims of this study were: to estimate sun exposure in hours of children in Cork during the summer months; to examine sun protection measures used by children and their parents and to explore parental knowledge of sun exposure and protection. A cross-sectional study, using a semi-structured questionnaire, was conducted in June 2006 in primary schools, pre-schools and creches throughout Cork City and County. Parents of 250 children aged less than 12 years were sampled. Mean sun exposure of Cork children was 40.9 hours per week in the summer months, with 77 (46.1%) children developing sunburn. 59.3% of the studied children were of skin type 1 or 2. 95 (57%) children on weekdays and 137 (82%) children at weekends were exposed to the sun between 11 am and 3 pm. Sunscreen and hats\\/caps were the most common protection measures used. A minority used protective clothing, sunglasses or sought shade. Thirty one (30.5%) children had sunscreen reapplied every 2 hours. Knowledge of sun protection was considerable among Irish parents. However the frequency of sunburn among Irish children suggests we are not providing them with adequate sun protection.

  19. Financial Regulatory Reform: Consumer Financial Protection Proposals

    Science.gov (United States)

    2010-05-26

    decisions subject to judicial review.40 Any generally applicable state consumer law would apply to national banks and thrifts unless it discriminates...provided by existing powers that the bill would transfer from another regulator to the CFPA or an enumerated consumer law , such as the Truth in Lending Act...against them (presumably to the benefit of state-chartered financial institutions) or conflicts with the Act.41 Additionally, any state consumer

  20. On the Path to SunShot: Emerging Opportunities and Challenges in Financing Solar

    Energy Technology Data Exchange (ETDEWEB)

    Feldman, David [National Renewable Energy Lab. (NREL), Golden, CO (United States); Bolinger, Mark [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States)

    2016-05-01

    This report analyzes solar financing strategies and their role in achieving the U.S. Department of Energy's SunShot goals. Financing is critical to solar deployment, because the costs of solar technologies are paid up front, while their benefits are realized over decades. Solar financing has been shaped by government solar incentives, particularly federal tax incentives, which have spawned complex tax-equity structures that monetize tax benefits for project sponsors who otherwise could not use them efficiently. Although these structures have helped expand solar deployment, they are relatively costly and inefficient. This has spurred solar stakeholders to develop lower-cost financing solutions such as securitization of solar project portfolios, solar-specific loan products, and methods for incorporating residential solar's value into home values. To move solar further toward an unsubsidized SunShot future, additional financial innovation must occur. Development of a larger, more mature U.S. solar industry will likely increase financial transparency and investor confidence, which in turn will enable simpler, lower-cost financing methods. Utility-scale solar might be financed more like conventional generation assets are today, non-residential solar might be financed more like a new roof, and residential solar might be financed more like an expensive appliance. Assuming a constant, SunShot-level installed photovoltaic (PV) system price, such financing innovations could reduce PV's levelized cost of electricity (LCOE) by an estimated 25%-50% compared with historical financing approaches. These results suggest that financing can adapt to changing conditions and might ease the transition away from a reliance on tax incentives while driving solar's LCOE toward the SunShot goals.

  1. Project financial evaluation

    Energy Technology Data Exchange (ETDEWEB)

    None, None

    2009-01-18

    The project financial section of the Renewable Energy Technology Characterizations describes structures and models to support the technical and economic status of emerging renewable energy options for electricity supply.

  2. Basic Financial Accounting

    DEFF Research Database (Denmark)

    Wiborg, Karsten

    This textbook on Basic Financial Accounting is targeted students in the economics studies at universities and business colleges having an introductory subject in the external dimension of the company's economic reporting, including bookkeeping, etc. The book includes the following subjects...

  3. Basic Financial Accounting

    DEFF Research Database (Denmark)

    Wiborg, Karsten

    This textbook on Basic Financial Accounting is targeted students in the economics studies at universities and business colleges having an introductory subject in the external dimension of the company's economic reporting, including bookkeeping, etc. The book includes the following subjects...

  4. Morocco - Financial Services

    Data.gov (United States)

    Millennium Challenge Corporation — The final evaluation of the Financial Services Project (FSP), undertaken by North South Consultants Exchange (NSCE), was undertaken from 17 April to end of September...

  5. Financial Coaching's Potential for Enhancing Family Financial Security

    Science.gov (United States)

    Collins, J. Michael; Olive, Peggy; O'Rourke, Collin M.

    2013-01-01

    Financial coaching is an emerging complement to financial education and counseling. As defined in this article, financial coaching is a process whereby participants set goals, commit to taking certain actions by specific dates, and are then held accountable by the coach. In this way, financial coaching is designed to help participants bridge the…

  6. Financial Literacy as the Foundation for Individual Financial Behavior

    Science.gov (United States)

    Dwiastanti, Anis

    2015-01-01

    Research that is dealing with financial literacy turns to be such an important thing to be conducted. It is due to the fact that financial literacy level of Indonesian society is still very low. A good financial literacy is necessary for every individual to manage his/her finances to achieve prosperity. To have a good level of financial literacy,…

  7. Financial Coaching's Potential for Enhancing Family Financial Security

    Science.gov (United States)

    Collins, J. Michael; Olive, Peggy; O'Rourke, Collin M.

    2013-01-01

    Financial coaching is an emerging complement to financial education and counseling. As defined in this article, financial coaching is a process whereby participants set goals, commit to taking certain actions by specific dates, and are then held accountable by the coach. In this way, financial coaching is designed to help participants bridge the…

  8. Poets of the Fall on soome rocki kõrgliiga. Tanel Padar & The Sun : 100% rock'n'roll. Paganlik Tharaphita. Shelton Sani müra rokib

    Index Scriptorium Estoniae

    2007-01-01

    Soome rockansamblist Poets of the Fall (www.poetsofthefall.com), albumitest "Signs of Life", "Carnival of Rust". Ansamblitest The Sun (www.thesun.ee), Tharaphita (www.metal.ee/tharaphita) ja Shelton San (www.myscape.com/sheltonsan)

  9. Poets of the Fall on soome rocki kõrgliiga. Tanel Padar & The Sun : 100% rock'n'roll. Paganlik Tharaphita. Shelton Sani müra rokib

    Index Scriptorium Estoniae

    2007-01-01

    Soome rockansamblist Poets of the Fall (www.poetsofthefall.com), albumitest "Signs of Life", "Carnival of Rust". Ansamblitest The Sun (www.thesun.ee), Tharaphita (www.metal.ee/tharaphita) ja Shelton San (www.myscape.com/sheltonsan)

  10. Rational SU(N) Gaudin Model

    Institute of Scientific and Technical Information of China (English)

    曹俊鹏; 侯伯宇; 岳瑞宏

    2001-01-01

    We propose the eigenstates and eigenvalues of Hamiltonians of the rational SU(N) Gaudin model based onthe quasi-classical limit of the SU ( N) chain under the periodic boundary condition. Using the quantum inversescattering method, we also obtain the eigenvalues of the generation function of the rational SU ( N) Gaudin model.

  11. Asymmetric dark matter and the Sun

    DEFF Research Database (Denmark)

    Frandsen, Mads Toudal; Sarkar, Subir

    2010-01-01

    Cold dark matter particles with an intrinsic matter-antimatter asymmetry do not annihilate after gravitational capture by the Sun and can affect its interior structure. The rate of capture is exponentially enhanced when such particles have self-interactions of the right order to explain structure...

  12. SunPy - Python for Solar Physics

    CERN Document Server

    Community, The SunPy; Christe, Steven; Pérez-Suárez, David; Ireland, Jack; Shih, Albert Y; Inglis, Andrew R; Liedtke, Simon; Hewett, Russell J; Mayer, Florian; Hughitt, Keith; Freij, Nabil; Meszaros, Tomas; Bennett, Samuel M; Malocha, Michael; Evans, John; Agrawal, Ankit; Leonard, Andrew J; Robitaille, Thomas P; Mampaey, Benjamin; Campos-Rozo, Jose Iván; Kirk, Michael S

    2015-01-01

    This paper presents SunPy (version 0.5), a community-developed Python package for solar physics. Python, a free, cross-platform, general-purpose, high-level programming language, has seen widespread adoption among the scientific community, resulting in the availability of a large number of software packages, from numerical computation (NumPy, SciPy) and machine learning (scikit-learn) to visualisation and plotting (matplotlib). SunPy is a data-analysis environment specialising in providing the software necessary to analyse solar and heliospheric data in Python. SunPy is open-source software (BSD licence) and has an open and transparent development workflow that anyone can contribute to. SunPy provides access to solar data through integration with the Virtual Solar Observatory (VSO), the Heliophysics Event Knowledgebase (HEK), and the HELiophysics Integrated Observatory (HELIO) webservices. It currently supports image data from major solar missions (e.g., SDO, SOHO, STEREO, and IRIS), time-series data from mis...

  13. Essential Outdoor Sun Safety Tips for Winter

    Science.gov (United States)

    ... ve Got Skin in the Game Anti-Aging Vitamin D Related: What Is Skin Cancer? | True Stories | Ask the Experts Blog Events ... Weekend Warriors expand/collapse Golf: You've Got Skin in the Game expand/collapse Vitamin D Essential Outdoor Sun Safety Tips for Winter ...

  14. Sino-Sun Architects & Engineers

    Institute of Scientific and Technical Information of China (English)

    2005-01-01

    Sino-Sun is an A-Class state architectural design company organized by a group of experts who have returned to China after studying abroad. In the 10 yearssince its establishment, it has grown into an outstanding andwell-known design team, which has influence in the national archi-tectural design field.

  15. Ulysses Passes South Pole of Sun

    Institute of Scientific and Technical Information of China (English)

    程林

    1995-01-01

    On the 14th of September,1994, the fastest scientific instrument in space passed the south pole of the Sun,a place where no human-made object has been before. A spaceprobe called Ulysses made the polar pass at about midday as it continued to collect data on the solar wind,a stream of high-energy sub-atomic

  16. Isotopes Tell Sun's Origin and Operation

    Science.gov (United States)

    Manuel, O.; Kamat, Sumeet A.; Mozina, Michael

    2006-03-01

    Modern versions of Aston's mass spectrometer enable measurements of two quantities - isotope abundances and masses - that tell the Sun's origin and operation. Isotope analyses of meteorites, the Earth, Moon, Mars, Jupiter, the solar wind, and solar flares over the past 45 years indicate that fresh, poorly-mixed, supernova debris formed the solar system. The iron-rich Sun formed on the collapsed supernova core and now itself acts as a magnetic plasma diffuser, as did the precursor star, separating ions by mass. This process covers the solar surface with lightweight elements and with the lighter isotopes of each element. Running difference imaging provides supporting evidence of a rigid, iron-rich structure below the Sun's fluid outer layer of lightweight elements. Mass measurements of all 2,850 known nuclides expose repulsive interactions between neutrons that trigger neutron-emission at the solar core, followed by neutron-decay and a series of reactions that collectively generate solar luminosity, solar neutrinos, the carrier gas for solar mass separation, and an outpouring of solar-wind hydrogen from the solar surface. Neutron-emission and neutron-decay generate ~ 65% of solar luminosity; H-fusion ~ 35%, and ~ 1% of the neutron-decay product survives to depart as solar-wind hydrogen. The energy source for the Sun and other ordinary stars seems to be neutron-emission and neutron-decay, with partial fusion of the decay product, rather than simple fusion of hydrogen into helium or heavier elements.

  17. Sun Baiqiu Fights for the Human Cause

    Institute of Scientific and Technical Information of China (English)

    1994-01-01

    SUN Baiqiu liked to read well known literature from all over the world when she was a little girl. She sympathized with the good-hearted characters and hated the greedy and the evil. She imagined that she would become like a fairy godmother, holding a magic wand and helping the poor but kind people in distress. In 1963 she graduated from Haerbin

  18. Vanishing Financial Contagion?

    OpenAIRE

    Didier, Tatiana; Mauro, Paolo; Schmukler, Sergio L.

    2008-01-01

    While a number of crises in emerging markets generated widespread contagion in financial markets during the 1990s, more recent crises (notably, in Argentina) have been mostly contained within national borders. This has led some observers to wonder whether contagion might have become a feature of the past, with financial markets now better discriminating between emerging countries with good and bad fundamentals. Available data suggest that the main channels that contribute to transmitting fina...

  19. Chaotic Financial Tornadoes

    Science.gov (United States)

    Jakimowicz, Aleksander

    In contemporary economies classic business cycles are increasingly changing their form undergoing a transformation into phenomena that have been nicknamed financial tornados. A generalization of the Lotka-Volterra model can be used to describe these fast-changing processes. Economically speaking, the most useful are such dynamical systems in which wormholes appear. This article features application of a model with one population of prey and two populations of predators in order to explain the global financial crisis and the consequent phenomena.

  20. Steps Toward Financial Viability

    Institute of Scientific and Technical Information of China (English)

    2010-01-01

    @@ If the world learns one lesson from the financial crisis,it should be this: The global economy needs a more disciplined financial system.To accomplish this,more reforms should be carried out.The World Economic and Social Survey 2010,a recent report by the Department of Economic and Social Affairs of the United Nations,outlined this issue.Edited excerpts follow:

  1. THE FINANCIAL SECTOR IN THE FINANCIAL SYSTEM ECONOMY: THEORETICAL ASPECTS

    Directory of Open Access Journals (Sweden)

    Yu. Kovalenko

    2015-06-01

    Full Text Available Broad and narrow approaches of the financial system are obtained. The difference between the financial system and the financial sector (the fi-nancial corporations sector is shown. Organizational and institutional matrix of the financial system of the economy is proposed. Key positions of institutional sectors classification of Ukraine’s economy are analyzed, as well as the System of National Accounts with respect to the financial sec-tor of corporations. The structure of the sector of financial corporations in Ukraine is defined.

  2. East Asian Financial Cycles: Asian vs. Global Financial Crises

    OpenAIRE

    Akira Kohsaka; Jun-ichi Shinkai

    2014-01-01

    We examine the role of financial shocks in business cycles in general and in financial crises in particular in East Asia (Indonesia, Korea, Malaysia and Thailand) since the 1990s. Estimating a Financial Conditions Index, we found that financial shocks explain most of business downturns in all the economies in the Asian Financial Crisis (AFC) in 1997-98, but that the effects of financial shocks are diverse across economies in the Global Financial Crisis (GFC) in 2008-09. In the GFC, the financ...

  3. An evolutionary approach to financial history.

    Science.gov (United States)

    Ferguson, N

    2009-01-01

    Financial history is not conventionally thought of in evolutionary terms, but it should be. Traditional ways of thinking about finance, dating back to Hilferding, emphasize the importance of concentration and economies of scale. But these approaches overlook the rich "biodiversity" that characterizes the financial world. They also overlook the role of natural selection. To be sure, natural selection in the financial world is not exactly analogous to the processes first described by Darwin and elaborated on by modern biologists. There is conscious adaptation as well as random mutation. Moreover, there is something resembling "intelligent design" in finance, whereby regulators and legislators act in a quasidivine capacity, putting dinosaurs on life support. The danger is that such interventions in the natural processes of the market may ultimately distort the evolutionary process, by getting in the way of Schumpeter's "creative destruction."

  4. Financial Performance Analysis Of Financial Service Cooperative

    Directory of Open Access Journals (Sweden)

    Eyo Asro Sasmita

    2015-08-01

    Full Text Available This research is aimed to test and identify empirical evidence regarding the effect of capital structure and loan to financial performance of cooperative where the relationship between loan and financial performance is moderated by non-performing loan. The population of this research is 257 Financial Service Cooperative hereinafter referred to as KJK as the abbreviation for Koperasi Jasa Keuangan of Urban Village Community Economic Empowerment hereinafter referred to as PEMK as the abbreviation for Pemberdayaan Ekonomi Masyarakat Kelurahan in Jakarta 2011 to 2013. Sample is determined by using purposive sampling method. The data is secondary data which is obtained from the Revolving Fund Management Unit hereinafter referred to as UPDB as the abbreviation for Unit Pengelola Dana Bergulir Jakarta. Hypothesis is tested by using multiple linear regression analysis with SPSS 20.00. The number of sample used in this research is 120. Research findings explain that 1 Capital Structure hereinafter referred to as SM as the abbreviation for Struktur Modal has positive and significant impact on financial performance hereinafter referred to as KIN as the abbreviation for Kinerja Keuangan because the probability value of 0000 is smaller than amp945 0.05. Calculation shows that if the capital structure rises 1 assuming that the loan and non-performing loan variables remain the same then the financial performance will increase 0.017. 2 Loans hereinafter referred to as PIN as the abbreviation for Pinjaman given has positive and significant impact on KIN because the probability value of 0001 is smaller than amp945 0.05. If the loan rises 1 assuming that the capital structure and non-performing loan variables remain the same then the KIN will increase 0.013. 3 Non-performing loan has negative and significant effect on KIN because the probability value of 0000 is smaller than amp945 0.05. PBR varible increase 1 assuming that the loan and capital structure variables

  5. High-energy irradiances of Sun-like stars

    Science.gov (United States)

    Sanz-Forcada, Jorge; Ribas, Ignasi

    2015-07-01

    Research on exoplanetary atmospheres has developed an increasing interest. Astrobiology has put its eyes on the effects that stellar irradiance may have on the atmosphere of planets, and on the early development of life. The high energy (XUV and UV) part of the spectrum is of special interest for this purpose. Part of this spectral range, the EUV is of no access to current telescopes, hampering the studies that intend to model planetary atmospheres. A program was developed to to circumvent this problem, and to provide with spectral energy distributions of stars hosting exoplanets (X-exoplanets) in the XUV range. We present here a work in which we develop further this program to create a semiempirical grid of models of emission of Sun-like stars, based on real data and coronal models, covering the XUV and UV ranges. These models will represent a great improvement with respect to currently used models of the solar irradiance at different ages, and intend to be the reference for the years to come. These models will be of special interest to reproduce the conditions of the Earth and solar system planets during different stages of the evolution, and can be safely exported to exoplanets orbiting Sun-like stars.

  6. Revisiting the financial crisis

    Institute of Scientific and Technical Information of China (English)

    黄明

    2009-01-01

    Recently,the media and commentators have saturated us with talk of the subprimeinduced financial debacle. Yet,some basic questions remain unanswered:why did almost all of the"market doorkeepers"fail to function in the crisis? Why did the financial intermediaries,such as investment banks selling complex derivatives,go under? Why did the crisis cause such far-reaching repercussions? What seed did U.S.Treasury Secretary Henry Paulson sow for the fiasco to rage globally? What does the future hold for financial regulation? In the face of the tempestuous"financial tsunami,"what lessons should China learn and how should the country develop a more secure capital market? Unlike other macroeconomists, Dr.Huang Ming proceeds from a micro perspective to sort out the financial mess along the logical chain within the capital market.In this interview,Dr.Huang presents a clear and unsettling look at the breakout,transmission and spreading path of the financial crisis

  7. The Sun as a star: empirical estimates of stellar coronal mass ejection rates and properties

    Science.gov (United States)

    Aarnio, Alicia

    2017-05-01

    Our nearest star provides exquisite, up-close views of the physical processes driving energetic phenomena we observe on stars and cannot yet spatially resolve. Stars provide a statistical ensemble of solar analogs spanning a range of ages representing snapshots along our Sun's full life cycle. In this talk, I will share a project bringing the astronomer's large scale statistical approach to bear on solar data. Combining a decades' worth of solar flare and CME data, we characterize for the first time a relationship between flare and CME properties in order to extend analogy to readily observable stellar flares. We aim to better understand the properties and evolution of magnetic activity on Sun-like stars and exoweather on planets about distant Suns.

  8. Can a variable gravitational constant resolve the Faint Young Sun Paradox ?

    CERN Document Server

    Sahni, Varun

    2014-01-01

    Solar models suggest that four billion years ago the young Sun was about $75\\%$ fainter than it is today, rendering Earth's oceans frozen and lifeless. However, there is ample geophysical evidence that Earth had a liquid ocean teeming with life 4 Gyr ago. Since ${\\cal L_\\odot} \\propto G^7M_\\odot^5$, the Sun's luminosity ${\\cal L_\\odot}$ is exceedingly sensitive to small changes in the gravitational constant $G$. We show that a percent-level increase in $G$ in the past would have prevented Earth's oceans from freezing, resolving the faint young Sun paradox. Such small changes in $G$ are consistent with observational bounds on ${\\Delta G}/G$. Since ${\\cal L}_{\\rm SNIa} \\propto G^{-3/2}$, an increase in $G$ leads to fainter supernovae, creating tension between standard candle and standard ruler probes of dark energy. Precisely such a tension has recently been reported by the Planck team.

  9. Impact of Financial Liberalization on Financial Depth in Iraq

    OpenAIRE

    Ammar Hamad Khalaf

    2011-01-01

    This paper examines the Mackinnon-Show hypothesis i.e. financial liberalization promotes financial depth in case of Iraq. Iraq launched a comprehensive program of economic and financial liberalization since 2003. Thus, this paper aims to answer the key question that “is financial liberalization stimulated the financial depth in Iraq?”. By applying the ARDL Autoregressive Distributed Lag model on quarterly data during the period 2005- 2010, the paper finds that the liberalization of interest r...

  10. Framework for financial ratio analysis of audited federal financial reports

    OpenAIRE

    Brady, Richard T.

    1999-01-01

    Federal agencies have traditionally prepared financial reports to monitor and report the obligation and expenditure of federal funding. With the passage of the Chief Financial Officers Act of 1990, Congress called for the production of financial statements that fully disclose a federal entity's financial position and results of operations. The disclosure of this type of information, it was believed, would enable decision-makers to understand the financial implications of budgetary, policy and...

  11. 75 FR 74146 - Office of Financial Research; Statement on Legal Entity Identification for Financial Contracts

    Science.gov (United States)

    2010-11-30

    ... information regarding this Statement contact the Office of Domestic Finance, Treasury, at (202) 622-1766. All... legal entity is a fundamental ingredient in creating a reference database of financial companies... over the life of an entity regardless of corporate actions or other business or structural changes;...

  12. The existential cost of economic insecurity: Threatened financial security undercuts meaning.

    Science.gov (United States)

    Abeyta, Andrew A; Routledge, Clay; Kersten, Michael; Cox, Cathy R

    2016-12-14

    Financial security (i.e., a person's sense that they can afford the things they need now and in the foreseeable future) contributes to psychological health and well-being. In the present research, we explored the implications of financial security for perceptions of meaning in life. In Study 1, we found that perceptions of financial insecurity predicted perceptions of meaning in life above and beyond income. Further, income only predicted perceptions of meaning to the extent that it was associated with reduced financial insecurity. In Studies 2 and 3, we found that financial security threats undermined perceptions of meaning in life. Taken together, these studies suggest that maintaining financial security is important for a sense of meaning in life.

  13. School Sun-Protection Policies--Does Being SunSmart Make a Difference?

    Science.gov (United States)

    Turner, Denise; Harrison, Simone L.; Buettner, Petra; Nowak, Madeleine

    2014-01-01

    Evaluate the comprehensiveness of primary school sun-protection policies in tropical North Queensland, Australia. Pre-determined criteria were used to assess publicly available sun-protection policies from primary schools in Townsville (latitude 19.3°S; n = 43), Cairns (16.9°S; n = 46) and the Atherton Tablelands (17.3°S; n = 23) during 2009-2012.…

  14. Observing the Sun with NuSTAR

    Science.gov (United States)

    Kohler, Susanna

    2016-07-01

    The Nuclear Spectroscopic Telescope Array (NuSTAR) is a space telescope primarily designed to detect high-energy X-rays from faint, distant astrophysical sources. Recently, however, its occasionally been pointing much closer to home, with the goal of solving a few longstanding mysteries about the Sun.Intensity maps from an observation of a quiet-Sun region near the north solar pole and an active region just below the solar limb. The quiet-Sun data will be searched for small flares that could be heating the solar corona, and the high-altitude emission above the limb may provide clues about particle acceleration. [Adapted from Grefenstette et al. 2016]An Unexpected TargetThough we have a small fleet of space telescopes designed to observe the Sun, theres an important gap: until recently, there was no focusing telescope making solar observations in the hard X-ray band (above ~3 keV). Conveniently, there is a tool capable of doing this: NuSTAR.Though NuSTARs primary mission is to observe faint astrophysical X-ray sources, a team of scientists has recently conducted a series of observations in which NuSTAR was temporarily repurposed and turned to focus on the Sun instead.These observations pose an interesting challenge precisely because of NuSTARs extreme sensitivity: pointing at such a nearby, bright source can quickly swamp the detectors. But though the instrument cant be used to observe the bright flares and outbursts from the Sun, its the perfect tool for examining the parts of the Sun weve been unable to explore in hard X-rays before now such as faint flares, or the quiet, inactive solar surface.In a recently published study led by Brian Grefenstette (California Institute of Technology), the team describes the purpose and initial results of NuSTARs first observations of the Sun.Solar MysteriesWhat is NuSTAR hoping to accomplish with its solar observations? There are two main questions that hard X-ray observations may help to answer.How are particles accelerated in

  15. Solar sketching a comprehensive guide to drawing the sun

    CERN Document Server

    Rix, Erika; Russell, Sally; Handy, Richard

    2015-01-01

    From the authors of Sketching the Moon comes a comprehensive guide filled with richly illustrated, detailed drawing tutorials that cover a variety of solar phenomena. Time-honored, traditional methods and media are described in tandem with innovative techniques developed and shared by contemporary astronomical sketchers. Explanations of what to expect visually from white light, Hydrogen-alpha and Calcium K filters are provided for those new to solar observing, along with essential tips on equipment, observing techniques and the practicalities of drawing at the eyepiece. For the technically minded, detailed descriptions are given on how to use image manipulation software to bring your sketches to life through animation.   The Sun is the most visually dynamic object in our solar system and offers compelling, spectacular views. Knotted magnetic field lines give rise to powerful eruptions and form the intricate sunspots and arching prominences that make our nearest star one of the most exciting, yet challenging,...

  16. Network externalities across financial institutions

    OpenAIRE

    Castro Iragorri, Carlos Alberto; Preciado Pua, Sergio Andrés; Ordóñez Herrera, Juan Sebastián

    2016-01-01

    We propose and estimate a financial distress model that explicitly accounts for the interactions or spill-over effects between financial institutions, through the use of a spatial continuity matrix that is build from financial network data of inter bank transactions. Such setup of the financial distress model allows for the empirical validation of the importance of network externalities in determining financial distress, in addition to institution specific and macroeconomic covariates. The re...

  17. Balancing Responsibilities – Financial Literacy

    OpenAIRE

    Gail Pearson; Philip N Stoop; Michelle Kelly-Louw

    2017-01-01

    In Australia there is an obligation to promote the informed participation of financial consumers while in South Africa there is an obligation to educate consumers. The Australian obligation is concerned with the financial system as a whole while the South African obligation has generally been focused on general financial education as a tool to promote financial inclusion. There is no obligation for consumers to attain a minimum standard of literacy in credit or finance generally. Financial li...

  18. Labour's Record on Financial Regulation

    OpenAIRE

    Daripa, Arup; Kapur, Sandeep; Wright, Stephen

    2013-01-01

    In 1997 the new Labour government launched major initiatives in the area of financial regulation, setting up the Financial Services Authority as a comprehensive regulatory body, supported by the legislative framework of the Financial Services and Markets Act 2000. We evaluate the Labour government’s record on financial regulation in terms of its achievements and failures, especially in dealing with the global financial crisis that started in 2007. While we identify some clear flaws in regulat...

  19. The Structure of Financial Regulation

    OpenAIRE

    Bratu Renate Doina; Petria Nicolae

    2011-01-01

    During the current global financial crisis has called into question the role and objectives of the regulation of financial markets and its scope of action. Liberalization of financial services under the impact of globalization and strong innovative character of the financial system, architecture of regulation has generated a change. In this sense, this paper aims to present and evaluate the structure of financial system regulation in the current international context.

  20. Morocco; Financial System Stability Assessment

    OpenAIRE

    International Monetary Fund

    2003-01-01

    The Financial System Stability Assessment of Morocco reviews the reform program that is aimed at establishing a modern, market-oriented financial system that optimizes the mobilization of savings and the allocation of financial resources. It reviews the modernization of the banking sector and the development of competition within the sector, development of financial markets, and removal of constraints on financial system activity. It also provides reports on the Observance of Standards and Co...

  1. A Tracking Sun Photometer Without Moving Parts

    Science.gov (United States)

    Strawa, Anthony W.

    2012-01-01

    This innovation is small, lightweight, and consumes very little electricity as it measures the solar energy attenuated by gases and aerosol particles in the atmosphere. A Sun photometer is commonly used on the Earth's surface, as well as on aircraft, to determine the solar energy attenuated by aerosol particles in the atmosphere and their distribution of sizes. This information is used to determine the spatial and temporal distribution of gases and aerosols in the atmosphere, as well as their distribution sizes. The design for this Sun photometer uses a combination of unique optics and a charge coupled device (CCD) array to eliminate moving parts and make the instrument more reliable. It could be selfcalibrating throughout the year. Data products would be down-welling flux, the direct-diffuse flux ratio, column abundance of gas phase constituents, aerosol optical depth at multiple-wavelengths, phase functions, cloud statistics, and an estimate of the representative size of atmospheric particles. These measurements can be used to obtain an estimate of aerosol size distribution, refractive index, and particle shape. Incident light is received at a light-reflecting (inner) surface, which is a truncated paraboloid. Light arriving from a hemispheric field of view (solid angle 2 steradians) enters the reflecting optic at an entrance aperture at, or adjacent to, the focus of the paraboloid, and is captured by the optic. Most of this light is reflected from an inner surface. The light proceeds substantially parallel to the paraboloid axis, and is detected by an array detector located near an exit aperture. Each of the entrance and exit apertures is formed by the intersection of the paraboloid with a plane substantially perpendicular to the paraboloid axis. Incident (non-reflected) light from a source of limited extent (the Sun) illuminates a limited area on the detector array. Both direct and diffuse illumination may be reflected, or not reflected, before being received on

  2. Evolution of lithium abundance in the Sun and solar twins

    Science.gov (United States)

    Thévenin, F.; Oreshina, A. V.; Baturin, V. A.; Gorshkov, A. B.; Morel, P.; Provost, J.

    2017-02-01

    Evolution of the 7Li abundance in the convection zone of the Sun during different stages of its life time is considered to explain its low photospheric value in comparison with that of the solar system meteorites. Lithium is intensively and transiently burned in the early stages of evolution (pre-main sequence, pMS) when the radiative core arises, and then the Li abundance only slowly decreases during the main sequence (MS). We study the rates of lithium burning during these two stages. In a model of the Sun, computed ignoring pMS and without extra-convective mixing (overshooting) at the base of the convection zone, the lithium abundance does not decrease significantly during the MS life time of 4.6 Gyr. Analysis of helioseismic inversions together with post-model computations of chemical composition indicates the presence of the overshooting region and restricts its thickness. It is estimated to be approximately half of the local pressure scale height (0.5HP) which corresponds to 3.8% of the solar radius. Introducing this extra region does not noticeably deplete lithium during the MS stage. In contrast, at the pMS stage, an overshooting region with a value of approximately 0.18HP is enough to produce the observed lithium depletion. If we conclude that the dominant lithium burning takes place during the pMS stage, the dispersion of the lithium abundance in solar twins is explained by different physical conditions, primarily during the early stage of evolution before the MS.

  3. Financial information processing and development of emerging financial markets

    Institute of Scientific and Technical Information of China (English)

    Shuo BAI; Shouyang WANG; Lean YU; Aoying ZHOU

    2010-01-01

    @@ With the rapid development and globalization of financial markets (especially emerging financial markets), financial information processing has become a hot research area due to its immense practical applications. Such applications include stock market analysis, foreign exchange rate forecasting, option pricing, bank failure prediction, financial risk management, credit rating and scoring, bank loan management, customer relationship management, and antimoney laundering. Accordingly, there has been an increasing demand in using financial information processing techniques for many core financial tasks. Nevertheless, as a new cross-disciplinary field, the existing financial information processing methods are far from practical for scenarios in the global financial market; it is currently not clear how the information processing techniques, which are rapidly emerging, can be used to improve the quality of financial information processing.

  4. Late Financial Distress Process Stages and Financial Ratios

    DEFF Research Database (Denmark)

    Sormunen, Nina; Laitinen, Teija

    2012-01-01

    The present study adds to our understanding and knowledge of financial distress predictions regarding the usefulness of financial ratios in the late stages of the financial distress process. The study contributes to previous research by generating information concerning: (1) the behavior...... and usefulness of single financial ratios in short-term financial distress prediction when the effect of each different financial distress process stage is considered; (2) the effects of recognition of the financial distress process stage on the financial distress prediction model. The time horizon...... for prediction is less than one year, and the empirical data consist of financial statement information from 106 distressed firms undergoing reorganization and their matched counterparts for 2003-2007. To analyze the effects of the specific distress process stage, the sample has been divided into two groups...

  5. UV photography, masculinity, and college men's sun protection cognitions.

    Science.gov (United States)

    Walsh, Laura A; Stock, Michelle L

    2012-08-01

    This study examined the impact of an ultraviolet (UV) photography intervention and masculinity on college men's sun protection cognitions, including: perceived vulnerability to skin damage, attitudes toward sun protection, willingness to engage in sun protection behaviors, and intentions to receive a skin cancer exam. After completing a baseline survey, participants (N = 152) viewed a black-and-white photo of their face. Half also viewed a photo showing their UV damage. Participants then completed a second survey assessing sun protection cognitions. Regressions revealed that masculinity predicted lower sun protection cognitions, and men in the UV photograph condition reported higher sun protection cognitions. Masculinity by condition interactions showed that the positive effect of UV photography was stronger among masculine men. Negative associations between masculinity and sun protection cognitions were significant only among men who did not receive the intervention. Findings suggest that UV photography is a promising sun protection intervention among masculine men.

  6. Neutrinos from WIMP annihilations in the Sun including neutrino oscillations

    Energy Technology Data Exchange (ETDEWEB)

    Blennow, Mattias, E-mail: emb@kth.se [Department of Theoretical Physics, School of Engineering Sciences, Royal Institute of Technology (KTH) - AlbaNova University Center, SE-106 91 Stockholm (Sweden); Edsjoe, Joakim, E-mail: edsjo@physto.se [Department of Physics, Stockholm University - AlbaNova University Center, SE-106 91 Stockholm (Sweden); Ohlsson, Tommy, E-mail: tommy@theophys.kth.se [Department of Theoretical Physics, School of Engineering Sciences, Royal Institute of Technology (KTH) - AlbaNova University Center, SE-106 91 Stockholm (Sweden)

    2011-12-15

    The prospects to detect neutrinos from the Sun arising from dark matter annihilations in the core of the Sun are reviewed. Emphasis is placed on new work investigating the effects of neutrino oscillations on the expected neutrino fluxes.

  7. How Can I Protect My Children from the Sun?

    Science.gov (United States)

    ... How Can I Protect My Children from the Sun? Language: English Español (Spanish) Recommend on Facebook Tweet ... other options to prevent UV damage. Too Much Sun Hurts Turning pink? Unprotected skin can be damaged ...

  8. Financial Economy and Financial System: Basis of Structural Interconnection

    Directory of Open Access Journals (Sweden)

    Khorosheva Olena I.

    2014-02-01

    Full Text Available The goal of the article lies in identification of grounds of interconnection of the financial economy and financial system. The study was conducted with consideration of main provisions of the theory of finance and concept of financial economy, which is a set of means used in the process of reproduction of finance by their owner for formation and / or maintenance of the own system of values in the viable state. For the first time ever the structure of the financial system is identified as an aggregate of financial economies and financial market. The article justifies a necessity of expansion of boundaries of perception of the state financial economy, which is offered to include public financial economy of the state level and the set of financial economies of the state as a subject of economic activity. Such an approach forms a base for justification of the synthesis of participation of the state in financial relations as the owner and as the basic macro-economic regulator. Prospects of further study in this direction are: development of classification of financial economies; revelation of specific features of impact of shadow finance on development of the national financial economy; and assessment of possibilities of inclusion of structured financial products into the system of values of financial economies in Ukraine.

  9. Superflares on Sun-Like Stars: Bane of Habitability?

    Science.gov (United States)

    Ayres, T.

    2014-04-01

    A key aspect of planetary habitability is the existence of rare, but catastrophic events. One Earthly example is the attribution of several geological mass extinctions to asteroid collisions. Indeed, the Late Heavy Bombardment, during which the 600 Myr old Earth was pummeled persistently by impactors over a period of perhaps a hundred Myr, likely significantly delayed the permanent foothold of life on our planet. Another, less well known, example is the proposed existence of "superflares" on Sun-like stars. Although the quantity of energy in a superflare is negligible compared with the time-integrated X-ray dose from the quiescent multi-MK corona, the quality of the radiation (i.e., composition dominated by gamma rays) released from the transient, but extreme, outburst is what could be of concern to the survival of primitive lifeforms struggling for existence on a semi-habitable world. However, existing reports of superflares mainly involve interpretations of historical materials, such as long-term astronomical plate collections; there are very few concrete examples of such events observed by modern techniques at the most relevant wavelengths, namely ultraviolet or X-rays. The lack of good examples is mostly because these rare events are, well, rare. However, a recent HST Cosmic Origins Spectrograph program to record the ultraviolet spectrum of young (~50 Myr) solar analog EK Draconis, fortuitously captured a giant, hour-long FUV transient, in hot lines like the C IV 155 nm doublet (T~100,000 K), and very toasty Fe XXI 124 nm coronal forbidden line (~10 MK). If translated into the equivalent GOES 0.1-0.8 nm X-ray fluence, the event would correspond to an X25000-class flare (most extreme observed on the Sun might reach as high as a mere X50). The EK Dra giant flare, as viewed with the excellent wavelength resolution, broad coverage, and high sensitivity of COS, provides the opportunity to deduce properties of such events to help inform possible impacts on planetary

  10. On financial innovation

    Directory of Open Access Journals (Sweden)

    G. VACIAGO

    2013-12-01

    Full Text Available In recent years, in all countries - albeit to varying degrees - many changes have taken place in the financial structure which have accompanied the development of new instruments, markets and financial intermediaries. A growing literature describes and analyses these changes, generically grouped together under the label of "financial innovation". In order to clarify the costs and benefits of what is meant by financial innovation, it is necessary to jointly examine both its causes and its effects. To this end, it is first necessary to consider some very general questions that thus far have yet to be answered in any certain or unambiguous way, if they have been considered in the scientific literature at all. The present work examines the current state of the theory of financial innovation, to then illustrate the main features of the innovation process currently taking place. This leads to some considerations on the resulting implications for the modus operandi of monetary policy and, more generally, for the definition of this policy’s transmission mechanisms.

  11. PROFITABILITY AND FINANCIAL STABILITY

    Directory of Open Access Journals (Sweden)

    CĂRUNTU CONSTANTIN

    2011-09-01

    Full Text Available The business activity allows identifying two categories of flows: flows of results and cash flows. Flows affect the income and expenses, participating in training result, the company's profitability. Financial flows involved in their formation both monetary items (which drive the monetary input or output and thus implies a cash flow, and non-cash items (affecting the result, without leading to a cash flow. Are equally identifiable cash flows that do not involve an immediate effect on the outcome or effect on the result equivalent to that spread on the treasury. Financial equilibrium in a general manner evokes the idea of harmony between different elements of a system, which in finance is harmonization of resources with the needs. Financial equilibrium can be defined by the company's ability to secure payment of its proceeds without interruption to current liabilities incurred in implementing its object of activity or tax laws, so it can avoid the risk of bankruptcy. Maintaining financial stability is the essential condition of survival of the enterprise, financial and balanced assessment must take into account the concrete conditions of the occurrence of default.

  12. Extraterrestrial Life: Processes, Implications, and Applications.

    Science.gov (United States)

    Molyson, Joseph T.

    Provided are background materials relating the study of extraterrestrial life to common biological principles. A history of the creation of the sun and earth is included, as well as a summary of one current theory regarding the origin of life on earth. Relationships are identified regarding possible origins of life on other planets. Factors…

  13. Power producing sun shades; Elproducerende solafskaermninger

    Energy Technology Data Exchange (ETDEWEB)

    Johnsen, K.; Soerensen, Henrik; Katic, I.; Schmidt-Petersen, H.; AAroe, D.

    2012-01-15

    Integrating photovoltaics into sun shades takes advantage of the best opportunities to capture and utilize solar energy when the shades are most needed to shield users from solar radiation. The report describes results of a development project for solar shading in the form of broad, horizontal and rotating lamellae with solar cells and an integrated control function that simultaneously is optimized based on energy consumption and thermal and visual indoor climate. The project idea was to meet the needs for effective sun protection in the present office, commercial and public buildings, where glass facades are dominant. The conclusion of the development project is that it rarely would be optimal to integrate solar cells into movable shades. This will normally only be relevant in cases where it is justified by architectural considerations. (LN)

  14. Hierarchical analysis of the quiet Sun magnetism

    CERN Document Server

    Ramos, A Asensio

    2014-01-01

    Standard statistical analysis of the magnetic properties of the quiet Sun rely on simple histograms of quantities inferred from maximum-likelihood estimations. Because of the inherent degeneracies, either intrinsic or induced by the noise, this approach is not optimal and can lead to highly biased results. We carry out a meta-analysis of the magnetism of the quiet Sun from Hinode observations using a hierarchical probabilistic method. This model allows us to infer the statistical properties of the magnetic field vector over the observed field-of-view consistently taking into account the uncertainties in each pixel due to noise and degeneracies. Our results point out that the magnetic fields are very weak, below 275 G with 95% credibility, with a slight preference for horizontal fields, although the distribution is not far from a quasi-isotropic distribution.

  15. A new perspective on quiet Sun magnetism

    Institute of Scientific and Technical Information of China (English)

    LITES; Bruce; William

    2009-01-01

    The Hinode mission has provided us with a new, quantitative view of the magnetism of the quiet Sun. It has revealed that the quiet internetwork areas are blanketed by horizontal fields that appear at first sight to have more flux than the vertical fields resolved on the same 0.3 size scale. These measurements point to the possibility that the horizontal fields might be the primary source of the "hidden turbulent flux" of the quiet Sun anticipated from Hanle effect depolarization. In this paper, evidence is presented suggesting that the "seething" horizontal fields observed by Harvey in 2007 and the horizontal fields revealed by Hinode are the same phenomenon. Because the seething fields appear to be of uniform fluctuation over the whole disk, the phenomenon is most likely not associated with the dynamo source of solar activity. Thus, the small-scale "hidden turbulent flux" lends support to the notion of a local solar dynamo acting on granular sizes and time scales.

  16. Under the Lens: Investigating the Sun's Mysteries

    Science.gov (United States)

    Harwood, William; Klotz, Irene

    2008-11-01

    Sometime around 2012, the waxing 11-year solar cycle once again will reach its peak. Between now and then, magnetically turbulent sunspots, spawned by some still mysterious process, will form near the poles in increasing numbers and migrate toward the Sun's faster-rotating equator in pairs of opposite polarity. Titanic magnetic storms will rage as immense flux tubes rise to the surface in active regions around sunspots and spread out in a boiling sea of electric charge. Magnetic field lines across an enormous range of scales will arc and undulate, rip apart and reconnect, heating the Sun's upper atmosphere and occasionally triggering brilliant flares and multibillion-megaton coronal mass ejections (CMEs) that travel through the solar wind and slam into Earth.

  17. Wreathes of Magnetism in Rapidly Rotating Suns

    CERN Document Server

    Brown, Benjamin P; Brun, Allan Sacha; Toomre, Juri

    2009-01-01

    When our Sun was young it rotated much more rapidly than now. Observations of young, rapidly rotating stars indicate that many possess substantial magnetic activity and strong axisymmetric magnetic fields. We conduct simulations of dynamo action in rapidly rotating suns with the 3-D MHD anelastic spherical harmonic (ASH) code to explore the complex coupling between rotation, convection and magnetism. Here we study dynamo action realized in the bulk of the convection zone for two systems, rotating at three and five times the current solar rate. We find that substantial organized global-scale magnetic fields are achieved by dynamo action in these systems. Striking wreathes of magnetism are built in the midst of the convection zone, coexisting with the turbulent convection. This is a great surprise, for many solar dynamo theories have suggested that a tachocline of penetration and shear at the base of the convection zone is a crucial ingredient for organized dynamo action, whereas these simulations do not includ...

  18. How plants LINC the SUN to KASH.

    Science.gov (United States)

    Zhou, Xiao; Meier, Iris

    2013-01-01

    Linkers of the nucleoskeleton to the cytoskeleton (LINC) complexes formed by SUN and KASH proteins are conserved eukaryotic protein complexes that bridge the nuclear envelope (NE) via protein-protein interactions in the NE lumen. Revealed by opisthokont studies, LINC complexes are key players in multiple cellular processes, such as nuclear and chromosomal positioning and nuclear shape determination, which in turn influence the generation of gametes and several aspects of development. Although comparable processes have long been known in plants, the first plant nuclear envelope bridging complexes were only recently identified. WPP domain-interacting proteins at the outer NE have little homology to known opisthokont KASH proteins, but form complexes with SUN proteins at the inner NE that have plant-specific properties and functions. In this review, we will address the importance of LINC complex-regulated processes, describe the plant NE bridging complexes and compare them to opisthokont LINC complexes.

  19. Knowledge-intensive entrepreneurship and financial capital

    DEFF Research Database (Denmark)

    Bøllingtoft, Anne; Neergaard, Helle; Ulhøi, John Parm

    2001-01-01

    This paper addresses various financial issues of relevance in the context of knowledge-intensive entrepreneurship. The study can be seen as an empirical test of parts of a theoretical framework previously developed which aims at identifying and explaining some of the key factors affecting...... investigated (IT and life sciences). In closing, the paper briefly touches upon implications for policy makers, investors and business managers and for research....

  20. International Sun-Earth Explorer (ISEE)

    Science.gov (United States)

    Murdin, P.

    2000-11-01

    Series of three US satellites designed to study the solar wind and its interaction with the Earth's magnetosphere. ISEE-1 and 2 were placed into highly elliptical Earth orbits. ISEE-3 was placed in a halo orbit at the L1 Lagrangian point between the Sun and Earth. It gave advance warning of solar storms heading towards Earth. (See also INTERNATIONAL COMETARY EXPLORER and EXPLORER.)...

  1. Operational Art and the Rising Sun

    Science.gov (United States)

    1994-05-16

    shall run wild for the first six months or a year, but I have utterly no confidence for the second or third ’Potter, p. 46; Michael Slackman, Target...attack that no american carriers in 26Joseph K. Taussig , "A Tactical View of Pearl Harbor", Paul Stillwell, ed., Air Raid: Pearl Harbor! (Annapolis, MD...Weiner, 1991. Slackman, Michael . Target: Pearl Harbor. Honolulu: University of Hawaii Press, 1990. Stephan, John J. Hawaii Under the Rising Sun

  2. Complete Solution of Sun Tracking for Heliostat

    Institute of Scientific and Technical Information of China (English)

    CHEN Ying-Tian; LIM Boon-Han; LIM Chern-Sing

    2006-01-01

    A general solution of sun tracking for an arbitrarily oriented heliostat towards an arbitrarily located target on the earth is published. With the most general form of solar tracking formulae, it is seen that the used azimuthelevation, spinning-elevation tracking formulae etc. are the special cases of it. The possibilities of utilizing the general solution and its significance in solar energy engineering are discussed.

  3. Complete Solution of Sun Tracking for Heliostat

    Science.gov (United States)

    Chen, Ying-Tian; Lim, Boon-Han; Lim, Chern-Sing

    2006-01-01

    A general solution of sun tracking for an arbitrarily oriented heliostat towards an arbitrarily located target on the earth is published. With the most general form of solar tracking formulae, it is seen that the used azimuth-elevation, spinning-elevation tracking formulae etc. are the special cases of it. The possibilities of utilizing the general solution and its significance in solar energy engineering are discussed.

  4. Persistence and financial markets

    Science.gov (United States)

    Jain, S.

    2007-09-01

    The persistence phenomenon is studied in a financial context by using a novel mapping of the time evolution of the values of shares in a portfolio onto Ising spins. The method is applied to historical data from the London Financial Times Stock Exchange 100 index (FTSE 100) over an arbitrarily chosen period. By following the time dependence of the spins, we find evidence for a power law decay of the proportion of shares that remain either above or below their ‘starting’ values. As a result, we estimate a persistence exponent for the underlying financial market to be ≈0.5. Preliminary results from computer simulations on persistence in the economic dynamics of a toy model appear to reproduce the behaviour observed in real markets.

  5. ISSUERS OF FINANCIAL INSTRUMENTS

    Directory of Open Access Journals (Sweden)

    Cristian GHEORGHE

    2016-05-01

    Full Text Available The rules laid down by Romanian Capital Market Law and the regulations put in force for its implementation apply to issuers of financial instruments admitted to trading on the regulated market established in Romania. But the issuers remain companies incorporated under Company Law of 1990. Such dual regulations need increased attention in order to observe the legal status of the issuers/companies and financial instruments/shares. Romanian legislator has chosen to implement in Capital Market Law special rules regarding the administration of the issuers of financial instruments, not only rules regarding admitting and maintaining to a regulated market. Thus issuers are, in Romanian Law perspective, special company that should comply special rule regarding board of administration and general shareholders meeting.

  6. Outdoor Workers' Use of Sun Protection at Work and Leisure

    Directory of Open Access Journals (Sweden)

    Cheryl E. Peters

    2016-09-01

    Conclusion: This high-participation rate cohort helps characterize sun protection behaviors among outdoor workers. Workers practiced better sun protection at work than on weekends, suggesting that workplace policies supportive of sun protection could be useful for skin cancer prevention in the construction industry.

  7. ON FELICITOUS CHARACTER OF GENERALIZED SUN-GRAPHS

    Institute of Scientific and Technical Information of China (English)

    YANG Si-hua; YAO Bing; YAO Ming

    2015-01-01

    Felicitous character of some generalized sun-graphs is investigated in this note, and furthermore the exact felicitous labellings of two classes of generalized sun-graphs are obtained by analyzing the structures of the generalized sun-graphs. And the constructed graph theory models in coding theory, communication networks, logistics and other aspects have important applications.

  8. Design and Fabrication of an Albedo Insensitive Analog Sun Sensor

    NARCIS (Netherlands)

    Wu, H.; Emadi, A.; De Graaf, G.; Leijtens, J.; Wolffenbuttel, R.F.

    2011-01-01

    A sun sensor is usually included in a satellite for optically measuring the position relative to the sun. The accuracy of a conventional sun sensor is affected by reflected sunlight at the nearby earth atmosphere: the albedo radiation. The part of the spectrum at near IR (1.5 μm) is not included in

  9. Exploring Young People's Beliefs and Images about Sun Safety

    Science.gov (United States)

    White, K. M.; Robinson, N. G.; Young, R. McD.; Anderson, P. J.; Hyde, M. K.; Greenbank, S.; Keane, J.; Rolfe, T.; Vardon, P.; Baskerville, D.

    2008-01-01

    To understand young people's low levels of sun protection behaviour, 145 young people (aged 12 to 20 years) were recruited from Queensland, to participate in a one-hour focus group where they discussed issues related to sun protection and images of tanned and non-tanned people. Responses were content analysed to identify common sun protection…

  10. Climate Information Needs for Financial Decision Making

    Energy Technology Data Exchange (ETDEWEB)

    Higgins, Paul [American Meteorological Society, Washington, DC (United States)

    2013-11-19

    capital assets each year across the public and private sectors (Orszag 2008; United States Census Bureau 2013). Extreme weather events create and exacerbate risks to these financial investments by contributing to: • Direct physical impacts on the investments themselves • Degradation of critical supporting infrastructure • Changes in the availability of key natural resources • Changes to workforce availability or capacity • Changes in the customer base • Supply chain disruptions • Legal liability • Shifts in the regulatory environment • Reductions in credit ratings Even small changes in weather can impact operations in critical economic sectors. As a result, maximizing returns on financial investments depends on accurately understanding and effectively accounting for these risks. Climate variability and change can either exacerbate existing risks or cause new sources of risk to emerge. Managing these risks most effectively will depend on scientific advances and increases in the capacity of financial decision makers to use the scientific knowledge that results. Barriers to using climate information must also be overcome. This study proposes three predefined levels of certainty for communicating about weather and climate risks: 1) possible (i.e., unknown likelihood or less than 50% chance of occurrence), 2) probable (greater than 50% chance of occurrence), and 3) effectively certain (at least 95% chance of occurrence). For example, it is effectively certain that a change in climate will alter weather patterns. It is probable that climate warming will cause increases in the intensity of some extreme events. It is possible that climate change will cause major and widespread disruptions to key planetary life-support services. Key recommendations of this study: 1) Identify climate-related risks and opportunities for financial decision making. 2) Create a framework to translate scientific information in clear and actionable terms for financial decision makers. 3

  11. Turbocharging the Financial Markets

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    Introduction of new financial instruments may not put China’s markets in the fast lane just yet, a market analyst warns China has introduced new sources of leverage into the financial system, which will enable participants to have "new opportunities both to hedge their bets and lever them up using futures, options and margin trading," according to Mark A DeWeaver, a research analyst in Shenzhen who now manages a fund investing in Asian equities called Quantrarian Asia Hedge. He compares these measures to "turbocharging a car," which he says can damage it if the engine’s basic structure cannot handle the pressure. His main ideas follow:

  12. Basic Financial Accounting

    DEFF Research Database (Denmark)

    Wiborg, Karsten

    This textbook on Basic Financial Accounting is targeted students in the economics studies at universities and business colleges having an introductory subject in the external dimension of the company's economic reporting, including bookkeeping, etc. The book includes the following subjects: busin......: business entities, the transformation process, types of businesses, stakeholders, legislation, the annual report, the VAT system, double-entry bookkeeping, inventories, and year-end cast flow analysis.......This textbook on Basic Financial Accounting is targeted students in the economics studies at universities and business colleges having an introductory subject in the external dimension of the company's economic reporting, including bookkeeping, etc. The book includes the following subjects...

  13. Collaborative financial infrastructure protection

    CERN Document Server

    Baldoni, Roberto

    2012-01-01

    The Critical Infrastructure Protection Survey recently released by Symantec found that 53% of interviewed IT security experts from international companies experienced at least ten cyber attacks in the last five years, and financial institutions were often subject to some of the most sophisticated and large-scale cyber attacks and frauds. The book by Baldoni and Chockler analyzes the structure of software infrastructures found in the financial domain, their vulnerabilities to cyber attacks and the existing protection mechanisms. It then shows the advantages of sharing information among financia

  14. Assessing the impacts of lifetime sun exposure on skin damage and skin aging using a non-invasive method.

    Science.gov (United States)

    Kimlin, Michael G; Guo, Yuming

    2012-05-15

    Ultraviolet radiation exposure during an individuals' lifetime is a known risk factor for the development of skin cancer. However, less evidence is available on assessing the relationship between lifetime sun exposure and skin damage and skin aging. This study aims to assess the relationship between lifetime sun exposure and skin damage and skin aging using a non-invasive measure of exposure. We recruited 180 participants (73 males, 107 females) aged 18-83 years. Digital imaging of skin hyperpigmentation (skin damage) and skin wrinkling (skin aging) on the facial region was measured. Lifetime sun exposure (presented as hours) was calculated from the participants' age multiplied by the estimated annual time outdoors for each year of life. We analyzed the effects of lifetime sun exposure on skin damage and skin aging. We adjust for the influence of age, sex, occupation, history of skin cancer, eye color, hair color, and skin color. There were non-linear relationships between lifetime sun exposure and skin damage and skin aging. Younger participant's skin is much more sensitive to sun exposure than those who were over 50 years of age. As such, there were negative interactions between lifetime sun exposure and age. Age had linear effects on skin damage and skin aging. The data presented showed that self reported lifetime sun exposure was positively associated with skin damage and skin aging, in particular, the younger people. Future health promotion for sun exposure needs to pay attention to this group for skin cancer prevention messaging. Copyright © 2012 Elsevier B.V. All rights reserved.

  15. Keeping Cool Close to the Sun

    Energy Technology Data Exchange (ETDEWEB)

    Hazi, A

    2006-01-13

    The germanium detector in the gamma-ray spectrometer (GRS) aboard the MESSENGER spacecraft is only the size and weight of a can of peaches but will play a critical role in investigating Mercury, the planet closest to the Sun. The MESSENGER (MErcury Surface, Space ENvironment, GEochemistry, and Ranging) spacecraft travels at about 38 kilometers per second and is named after the scientific goals of the mission. It is the first spacecraft to visit Mercury since 1975. MESSENGER must take an oblique route to approach Mercury so that it does not fly past the planet and fall directly into the Sun. The spacecraft will travel 7.9 billion kilometers, flying by Earth once, Venus twice, and Mercury three times before settling into orbit around this mysterious planet. Of all the terrestrial planets, which include Venus, Earth, and Mars, Mercury is the smallest and the densest; its days are 176 Earth days long, two complete orbits of the planet around the Sun. Temperatures range from a high of 450 C on the Sun side during its long day to a low of -185 C on its night side. By studying this extreme planet, scientists hope to better understand how Earth formed and evolved. The GRS, one of the seven lightweight scientific instruments on MESSENGER, will be used to help scientists determine the abundance of elements in Mercury's crust, including the materials that might be ice at its poles. Livermore engineer Norman Madden led the West Coast team effort to design and build the GRS in a collaboration led by Johns Hopkins University Applied Physics Laboratory (JHUAPL). The team included Lawrence Berkeley and Lawrence Livermore national laboratories as well as University of California at Berkeley (UCB) Space Sciences Laboratory (SSL). The JHUAPL MESSENGER project is a National Aeronautics and Space Administration (NASA) Discovery Mission. Because the detector needs to operate at very low temperatures and MESSENGER is close to the Sun, the thermal design to protect the detector was

  16. Watching the Sun to Improve Exoplanet Detection

    Science.gov (United States)

    Kohler, Susanna

    2015-12-01

    Looking for stars that wobble is one of the key ways by which we detect exoplanets: the gravitational pull of planets cause tiny variations in stars radial velocities. But our ability to detect Earth twins is currently limited by our ability to distinguish between radial-velocity variations caused by exoplanets, and those caused by noise from the star itself. A team of scientists has recently proposed that the key to solving this problem may be to examine our own star.Precision Amid NoiseThe radial-velocity technique works well for detecting large planets on close orbits, but detecting an Earth twin requires being able to detect star motion on the order of 10 cm/s! This precision is hard to reach, because activity on the stellar surface i.e., sunspots, plages (bright spots), or granulation can also cause variations in the measured radial velocity for the star, obscuring the signature of a planet.Because the stars were examining arent resolved, we cant track the activity on their surfaces so how can we better understand the imprint that stellar activity has on radial-velocity measurements? A team of scientists has come up with a clever approach: examine the Sun as though it were a distant star.Wealth of InformationThe team, led by Xavier Dumusque (Branco-Weiss Fellow at the Harvard-Smithsonian Center for Astrophysics) and David F. Phillips (Harvard-Smithsonian Center for Astrophysics), has begun a project to observe the Sun with a ground-based solar telescope. The telescope observes the full disk of the Sun and feeds the data into the HARPS-N spectrograph in Spain, a spectrograph normally used for radial-velocity measurements of other stars in the hunt for exoplanets.But the team has access to other data about the Sun, too: information from satellites like the Solar Dynamics Observatory and SORCE about the solar activity and total irradiance during the time when the spectra were taken. Dumusque and collaborators have combined all of this information, during a week

  17. The Sun: the Earth light source

    Science.gov (United States)

    Berrilli, Francesco; Giovannelli, Luca; Del Moro, Dario; Piazzesi, Roberto; Catena, Liu` Maria; Amicucci, Giordano; Vittorio, Nicola

    2015-04-01

    We have implemented at Department of Physics of University of Rome Tor Vergata a project called "The Sun: the Earth light source". The project obtained the official endorsement from the IAU Executive Committee Working Group for the International Year of Light. The project, specifically designed for high school students, is focused on the "scientific" study of Sun light by means of a complete acquisition system based on "on the shelf" appropriately CMOS low-cost sensor with free control s/w and self-assembled telescopes. The project (hereafter stage) plan is based on a course of two weeks (60 hours in total). The course contains 20 hours of theoretical lectures, necessary to learn basics about Sun, optics, telescopes and image sensors, and 40 hours of laboratory. During the course, scientists and astronomers share with high schools students, work activities in real research laboratories. High schools teachers are intensely involved in the project. Their role is to share activities with university teachers and realize outreach actions in the home institutions. Simultaneously, they are introduced to innovative teaching methods and the project in this way is regarded as a professional development course. Sun light analysis and Sun-Earth connection through light are the main scientific topics of this project. The laboratory section of the stage is executed in two phases (weeks): First phase aims are the realization of a keplerian telescope and low-cost acquisition system. During this week students are introduced to astronomical techniques used to safety collect and acquire solar light; Second phase aims is the realization of a low-cost instrument to analyse sunlight extracting information about the solar spectrum, solar irradiance and Sun-Earth connection. The proposed stage has been already tested in Italy reached the fifth edition in 2014. Since 2010, the project has been a cornerstone outreach program of the University of Rome Tor Vergata, the Italian Ministry of

  18. Monitoring Holes in the Sun's Corona

    Science.gov (United States)

    Kohler, Susanna

    2016-09-01

    Coronal holes are where the fast solar wind streams out of the Suns atmosphere, sending charged particles on rapid trajectories out into the solar system. A new study examines how the distribution of coronal holes has changed over the last 40 years.Coronal holes form where magnetic field lines open into space (B) instead of looping back to the solar surface (A). [Sebman81]Source of the Fast Solar WindAs a part of the Suns natural activity cycle, extremely low-density regions sometimes form in the solar corona. These coronal holes manifest themselves as dark patches in X-ray and extreme ultraviolet imaging, since the corona is much hotter than the solar surface that peeks through from underneath it.Coronal holes form when magnetic field lines open into space instead of looping back to the solar surface. In these regions, the solar atmosphere escapes via these field lines, rapidly streaming away from the Suns surface in whats known as the fast solar wind.Coronal Holes Over Space and TimeAutomated detection of coronal holes from image-based analysis is notoriously difficult. Recently, a team of scientists led by Kenichi Fujiki (ISEE, Nagoya University, Japan) has developed an automated prediction technique for coronal holes that relies instead on magnetic-field data for the Sun, obtained at the National Solar Observatorys Kitt Peak between 1975 and 2014. The team used these data to produce a database of 3335 coronal hole predictions over nearly 40 years.Latitude distribution of 2870 coronal holes (each marked by an x; color indicates polarity), overlaid on the magnetic butterfly map of the Sun. The low-latitude coronal holes display a similar butterfly pattern, in which they move closer to the equator over the course of the solar cycle. Polar coronal holes are more frequent during solar minima. [Fujiki et al. 2016]Examining trends in the coronal holes distribution in latitude and time, Fujiki and collaborators find a strong correlation between the total area covered

  19. Sun protecting and sun exposing behaviors: testing their relationship simultaneously with indicators of ultraviolet exposure among adolescents.

    Science.gov (United States)

    Williams, Melinda; Caputi, Peter; Jones, Sandra C; Iverson, Don

    2011-01-01

    The aim of this study was to build on existing understanding of adolescent sun-related behavior by combining sun protecting and sun exposing behaviors and testing their relationship simultaneously with indicators of ultraviolet (UV) exposure. Data were collected for 692 adolescents aged between 12 and 18 years. General linear modeling was undertaken to test the relationship of sun-related behaviors with indicators of UV exposure. Overall, the combined sun protection and sun exposing behaviors accounted for 13.8% of the variance in the number of sunburns, 28.1% of the variance in current tan and 57.5% of the variance in desired tan, respectively. Results indicated that having a strong desire for a tan was significantly associated with spending time tanning, delaying the use of sun protection, wearing brief clothing and using no sun protection; whereas the number of sunburns was significantly associated with sunscreen use, avoiding peak hours and delaying sun protection. Current tan was significantly associated with wearing sunglasses, shade use and time spent tanning. In examining sun-related behaviors among adolescents, consideration needs to be given to both sun exposing and sun protecting behaviors. This research has important implications for conceptualizing outcomes in programs designed to reduce UV exposure.

  20. Sun-care product advertising in parenting magazines: what information does it provide about sun protection?

    Science.gov (United States)

    Kang, Hannah; Walsh-Childers, Kim

    2014-01-01

    This study analyzed the content of sun-care product advertisements in five major U.S. parenting magazines with high circulation: Family Circle, Parents, Family Fun, Parenting (Early Years), and Parenting (School Years). The study examined what information sun-care product advertisements tell parents about skin cancer prevention and about sunscreen use for themselves or for their children based on the Health Belief Model concepts of perceived benefits and perceived barriers. Results showed that the most commonly mentioned benefit of the product was that it blocks ultraviolet A (UVA) and ultraviolet B (UVB) rays. One-third of the ads promoted the product's effectiveness in overcoming four of the barriers that prevent people from using sunscreens: eye irritation, skin irritation, an unpleasant smell, and the need to reapply sunscreen too often or after physical activity. However, only a few of the ads provided information about the consequences of unprotected sun exposure or mentioned methods of sun protection or skin cancer prevention other than sunscreen use. We discuss the implications of these messages for parents' ability to understand correctly how to protect their children from damaging sun exposure.

  1. [Research on absolute calibration of sun channel of sun photometer using laser raster scanning method].

    Science.gov (United States)

    Xu, Wen-Bin; Li, Jian-Jun; Zheng, Xiao-Bing

    2013-01-01

    In the present paper, a new calibration method of absolute spectral irradiance responsivity of sun channel of sun photometer was developed. A tunable laser was used as source and a standard tranfer detector, calibrated against cryogenic absolute radiometer, was used to measure laser beam power. By raster scanning of a single collimated laser beam to generate the uniform irradiance field at the plane of effective aperture stop of sun photometer, the absolute irradiance responsivity of center wavelength of the 870 nm unpolarized sun channels of sun photometer was obtained accurately. The relative spectral irradiance responsivity of corresponding channel was obtained by using lamp-monochromator system and then used to acquire the absolute spectral irradiance responsivity in the laboratory. On the basis of the above results, the top-of-the-atmosphere responsive constant V0 was obtained by integration with extraterrestrial solar spectral irradiance data. Comparing the calibration result with that from GSFC, NASA in 2009, the difference is only 3.75%. In the last, the uncertainties of calibration were evaluated and reached to 2.06%. The principle feasibility of the new method was validated.

  2. Financial literacy: an interface between financial information and ...

    African Journals Online (AJOL)

    Southern African Business Review Volume 13 Number 2 2009. Financial ... connection between the financial numbers and the real business world context. ...... 'The knowledge-creating company', Harvard Business Review, November/.

  3. Effects of motives on reactions to safe sun messages.

    Science.gov (United States)

    Aspden, Trefor; Ingledew, David K; Parkinson, John A

    2015-01-01

    We investigated whether appearance motive for sun exposure, which strongly predicts exposure behaviour, would predict reactions to safe sun messages. In a survey with an embedded experiment, 245 individuals completed measures of motives, read a safe sun message framed by incentive (appearance/health), tone (directive/nondirective) and valence (gain/loss), then completed measures of reactions. For participants high in appearance motive, an appearance-nondirective message was most persuasive. Regardless of individual's appearance motive, appearance messages produced lower reactance if phrased using nondirective language. To maximise persuasion and minimise reactance in individuals most motivated to sun expose, safe sun messages should focus on appearance using nondirective language.

  4. The Sun's interior structure and dynamics, and the solar cycle

    CERN Document Server

    Broomhall, A -M; Howe, R; Norton, A A; Thompson, M J

    2014-01-01

    The Sun's internal structure and dynamics can be studied with helioseismology, which uses the Sun's natural acoustic oscillations to build up a profile of the solar interior. We discuss how solar acoustic oscillations are affected by the Sun's magnetic field. Careful observations of these effects can be inverted to determine the variations in the structure and dynamics of the Sun's interior as the solar cycle progresses. Observed variations in the structure and dynamics can then be used to inform models of the solar dynamo, which are crucial to our understanding of how the Sun's magnetic field is generated and maintained.

  5. VALUES OF THE EUROPEAN FINANCIAL SPACE

    Directory of Open Access Journals (Sweden)

    NICU DURET

    2011-04-01

    Full Text Available This paper aims to analyze the perspective of the European financial space which should allow the professional intermediaries – the credit establishments, the insurance companies or investment services, to propose their services to the entire community of customers. Actually, here are considered the traditional banking services, such as those that provide insurance, especially those relating to life insurance.The access to regulated markets, it takes place in the perspective of this financial space, especially after coming into circulation of Euro coin. It should be insight, that the access to these markets, often requires the using of intermediaries. We can not speak about the existence of the financial space, without the freedom of action of these professional intermediaries. Concerning the freedom of these services, we can say that they depend on the movement of capital, and the movement capital is engaged since the directive of May 11, 1966, and subsequently is required after the June 24, 1988 and was confirmed by the Maastricht Treaty. Thus, we can discuss about the liberty of movement of capital, through angle the coordination of national legislation in matters of banks, the insurance and the investment services through a significant number of directives adopted. Nowadays, the European financial space is overtake, the EU borders and the internationalization of operations is require the extensive possible legal framework of application, also all the directives issued in matters of banks and insurance are covered by Annex VIII of the Agreement on the European Financial Space. The agreement also provides the interdictions of restrictions or discrimination concerning the movements of capital. As a consequence, the study is approach both to aspects concerning the European financial space and the interdictictions of restrictions or discrimination concerning the movements of capital.

  6. Financial market contagion

    OpenAIRE

    Kelly, Morgan

    2008-01-01

    The power of the metaphor of contagion—that beliefs, actions, and strategies spread among economic agents like pathogens among biological organisms— causes it to recur in disparate areas of economics. This article focusses on four applications of contagion to economics: social influence or memoryless learning; Bayesian social learning; strategy choice in coordination games; and the spread of crises in international financial markets.

  7. Coping with Financial Distress

    Science.gov (United States)

    Chabotar, Kent John

    2007-01-01

    Colleges and universities, like corporations and other nonprofit organizations, are subject to periodic fluctuations in the economy and public support. Thus, the question is not whether they will confront financial problems but rather when and how. This article describes how institutions and boards can detect budgets in crisis, provides principles…

  8. Offshore Financial Centres

    DEFF Research Database (Denmark)

    Wigan, Duncan

    2014-01-01

    of ‘tax havens’. The chapter argues in consequence that policy success relies on an admixture of unilateral innovation and mutually reinforcing policy instruments. In the context of the global financial crisis and acute concerns regarding fiscal capacity US intervention has had a catalytic effect. EU...... this analysis of creeping policy competence in the EU and an emergent regulatory assemblage....

  9. Financial Disclosure Laws.

    Science.gov (United States)

    Merz, Carol

    1983-01-01

    A study of school board presidents and superintendents in Washington, Missouri, and New Jersey reveals that strict financial disclosure laws tend to reduce the number of professionals on boards; however, board members with professional occupations differ from other board members on a number of measures. (MLF)

  10. New Financial Models.

    Science.gov (United States)

    Taylor, Michael G.

    1991-01-01

    This report synthesizes experiences in a number of countries (United Kingdom, Netherlands, Germany, Australia, Japan) on the market economy in higher education. Considered are market forces, various financial structures (institutional budgets, student funding, research infrastructure, other income, staffing), and implications for the future. (MSE)

  11. L'archipel financier

    Directory of Open Access Journals (Sweden)

    Christian MILELLI

    1987-03-01

    Full Text Available Un nouveau système financier, à la fois concentré et autonome, se met en place. Ses «lieux sacrés» sont cartographiés: «centres universels» majeurs (2 ou 3, centres régionaux, centres «spécialisés» en archipel.

  12. Financial Derivatives in China

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    Francis Repka sees bright prospects for the future development of the financial derivatives market in China. Repka,Vice President of the Asian Bond Finance Department of Societe Generale, says the situation in France just after the birth of derivatives was very similar to the situation in China today.

  13. Tentamentraining financial accounting

    NARCIS (Netherlands)

    Dankers, C.H.A.M.; Langendijk, H.P.A.J.; Epe, P.

    2005-01-01

    NIVRA-Nyenrode verzorgt een opleiding tot registeraccountant. Hiervoor wordt college- en studiemateriaal ontwikkeld. Sedert 1974 stelt een kerngroep/examencommissie opgaven en uitwerkingen samen voor de tentamens van het vak Financial Accounting (voorheen Waarde & Winst c.q. Elementaire kennis Exter

  14. Financial Giffen Goods

    DEFF Research Database (Denmark)

    Poulsen, Rolf; Rasmussen, Kourosh Marjani

    2008-01-01

    In the basic Markowitz and Merton models, a stock’s weight in efficient portfolios goes up if its expected rate of return goes up. Put differently, there are no financial Giffen goods. By an example from mortgage choice we illustrate that for more complicated portfolio problems Giffen effects do...

  15. International Financial Reporting Standards

    DEFF Research Database (Denmark)

    Pontoppidan, Caroline Aggestam

    2011-01-01

    The advance of International Financial Reporting Standards (IFRS) across the globe has accelerated over the last few years. This is placing increasing demands on educators to respond to these changes by an increased focus on IFRS in the curricula of accounting students. This paper reviews a range...... of educational texts covering IFRS within the context of a review of the progress of IFRS themselves....

  16. The case for financialization

    NARCIS (Netherlands)

    Engelen, E.

    2008-01-01

    The tempestuous rise of finance in contemporary capitalism has incited a frantic search for new conceptual tools to make empirical and theoretical sense of it. Financialization and the theoretical connotations it carries, is one such new conceptual tool. Although a growing number of scholars are usi

  17. Consumer financial behavior

    NARCIS (Netherlands)

    van Raaij, W.F.

    2014-01-01

    Consumer financial behavior is a domain between micro-economics, behavioral finance, and marketing. It is based on insights and behavioral theories from cognitive, economic, and social psychology (biases, heuristics, social influences), in the context of and sometimes in conflict with micro-economic

  18. Financial Analysis of HRD.

    Science.gov (United States)

    1995

    These five papers are from a symposium facilitated by Ronald L. Jacobs on financial analysis of human resource development (HRD) at the 1995 Academy of Human Resource Development conference. "Return on Investment--Beyond the Four Levels!" (Jack J. Phillips) offers a modification of the Kirkpatrick model of evaluation for HRD in…

  19. International Financial Reporting Standards

    DEFF Research Database (Denmark)

    Pontoppidan, Caroline Aggestam

    2011-01-01

    The advance of International Financial Reporting Standards (IFRS) across the globe has accelerated over the last few years. This is placing increasing demands on educators to respond to these changes by an increased focus on IFRS in the curricula of accounting students. This paper reviews a range...

  20. A Financial Marriage

    Institute of Scientific and Technical Information of China (English)

    LAN XINZHEN

    2010-01-01

    @@ Love is in the air as financial church bells ring,ushering in a bonding between CITIC Securities Co.Ltd.land Crédit Agricole S.A.(CASA).The Chinese company and the French bank are planning to establish a global investment bank and strategic brokerage alliance,said a memorandum of understanding signed by the two sides on May 3.

  1. The US Financial Crisis

    DEFF Research Database (Denmark)

    Campbell, John L.

    2011-01-01

    for each other's shortcomings rather than reinforce each other's incentives. This paper uses evidence from the US financial crisis of 2008 to adjudicate this debate. It argues that different types of institutional complementarities are necessary in combination to ensure market stability and successful...

  2. FINANCIAL INFORMATION, EFFECTS OF FINANCIAL INFORMATION ON ECONOMIC DECISION

    Directory of Open Access Journals (Sweden)

    TAK ISA

    2010-12-01

    Full Text Available Financial information has, indisputably, an important effect in economics. To form an effective capital market, financial information must be reliable and accurate. Misleading financial information always has a negative impact on economic decision taken by users. It is known that financial information as the cornerstone of financial markets, can improve economic performance in several ways. Nowadays we are facing economic crisis due to irregularities of presentation of financial statements to users. Misunderstandings cause economic recession. Detection of fraudulent financial information, is an important issue facing the auditing profession. Currently, bankruptcy of companies around the world, leaves millions of people without jobs, this is caused by financial information which is manipulated by companies. The purpose of this paper is to analyze the effects of errors and manipulation committed in the financial information sector on the real economy. Also one of the purposes of this paper is to analyze error and fraud in financial statements how it effects the real economy and the reasons for committing fraud in financial statements. Also, several suggestions are included in this study about actions that can be taken to prevent errors and manipulation in financial information.

  3. Inmate Perceptions of Financial Education Needs: Suggestions for Financial Educators

    Science.gov (United States)

    Call, Lindsay Larson; Dyer, W. Justin; Wiley, Angela R.; Day, Randal D.

    2013-01-01

    Recently, national attention has turned to the need for increased financial education, particularly for low-income populations. Incarcerated individuals represent a growing low-income group with unique needs that could likely benefit from financial education. However, few studies have examined the specific financial education needs of inmates,…

  4. Financial Stress and Financial Counseling: Helping College Students

    Science.gov (United States)

    Britt, Sonya L.; Canale, Anthony; Fernatt, Fred; Stutz, Kristen; Tibbetts, Racquel

    2015-01-01

    This study had two distinct purposes. First, to determine the predictors of financial stress among college students who sought free peer-based financial counseling from a large Midwestern university (N = 675). Secondly, to determine the effectiveness of the particular financial counseling center from a subsample of those who sought help (N = 97).…

  5. Financial Planners: Educating Widows in Personal Financial Planning

    Science.gov (United States)

    Korb, Brian R.

    2010-01-01

    Widows constitute a growing segment of the U.S. population; however, very little has been done to educate them on the basics of personal financial planning. The creation and implementation of financial planning education programs for widows can help them become more financially literate and free them from anxiety and fear. Interviews with eight…

  6. Financial Inclusion and Financial Fragility: An Empirical Note

    OpenAIRE

    Ghosh, Saibal

    2008-01-01

    Using data on Indian state-owned banks for 1997-2007, the article tests the relationship between financial inclusion and financial fragility. The findings reveal that these variables are intertwined, with each tending to reinforce the other. More importantly, financial fragility is a non-linear determinant of both availability and use of banking services.

  7. THE SUBALTERN VOICE IN A THOUSAND SPLENDID SUNS A NOVEL OF KHALED KHOSSEINI

    OpenAIRE

    Soraya Soraya

    2015-01-01

    Life in Afghanistan puts female as the second sex and the victims of patriarchy. In the eye of Orientalism, women are the east. Thus, they can be colonized and suppressed (the subaltern). This study was designed to answer the question how was the voice of the subaltern being represented by the characters in the novel A Thousand Splendid Suns by Khaled Khosseini. Library research was applied in this study. Data were  analyzed using postcolonial theory, specifically from Gayatri Spivak. The con...

  8. The Apsidal Precession for Low Earth Sun Synchronized Orbits

    Directory of Open Access Journals (Sweden)

    Shkelzen Cakaj

    2015-09-01

    Full Text Available By nodal regression and apsidal precession, the Earth flattering at satellite low Earth orbits (LEO is manifested. Nodal regression refers to the shift of the orbit’s line of nodes over time as Earth revolves around the Sun. Nodal regression is orbit feature utilized for circular orbits to be Sun synchronized. A sun¬-synchronized orbit lies in a plane that maintains a fixed angle with respect to the Earth-Sun direction. In the low Earth Sun synchronized circular orbits are suited the satellites that accomplish their photo imagery missions. Nodal regression depends on orbital altitude and orbital inclination angle. For the respective orbital altitudes the inclination window for the Sun synchronization to be attained is determined. The apsidal precession represents major axis shift, respectively the argument of perigee deviation. The apsidal precession simulation, for inclination window of sun synchronized orbital altitudes, is provided through this paper.

  9. Sun exposure and protection behavior of Danish farm children

    DEFF Research Database (Denmark)

    Bodekær, Mette; Øager Petersen, Bibi; Philipsen, Peter Alshede

    2014-01-01

    Healthy sun habits acquired in childhood could reduce skin cancer incidence. We examined the sun exposure and protection behavior of an expected high-exposure group of children, and the association to their parents. Open, prospective cohort study. One hundred and thirty nine participants (40...... families) kept daily sun behavior diaries (sun exposure, sunscreen use, sunburns) over a 4-month summer period (15,985 diary days). The Pigment Protection Factor (PPF), an objective measure of sun exposure, was measured at two body sites, before and after summer. All participants presented data from...... the same 115 days. Risk behavior (sun exposure of upper body) took place on 9.5 days (boys) and 15.6 days (girls). Sunburn and sunscreen use were infrequent. Boys' sun exposure resulted in an increased photo protection over the study period of 1.7 SED (upper arm) and 0.8 SED (shoulder) to elicit erythema...

  10. Grand Challenges in the Physics of the Sun and Sun-like Stars

    CERN Document Server

    Thompson, Michael J

    2014-01-01

    The study of stellar structure and evolution is one of the main building blocks of astrophysics, and the Sun has an importance both as the star that is most amenable to detailed study and as the star that has by far the biggest impact on the Earth and near-Earth environment through its radiative and particulate outputs. Over the past decades, studies of stars and of the Sun have become somewhat separate. But in recent years, the rapid advances in asteroseismology, as well as the quest to better understand solar and stellar dynamos, have emphasized once again the synergy between studies of the stars and the Sun. In this article I have selected two "grand challenges" both for their crucial importance and because I thnk that these two problems are tractable to significant progress in the next decade. They are (i) understanding how solar and stellar dynamos generate magnetic field, and (ii) improving the predictability of geo-effective space weather.

  11. Carousel Trackers with 1-Sun or 3-Sun Modules for Commercial Building Rooftops

    Energy Technology Data Exchange (ETDEWEB)

    Gehl, Anthony C [ORNL; Maxey, L Curt [ORNL; Fraas, Dr. Lewis [JX Crystals, Inc.; Avery, James E. [JX Crystals, Inc.; Minkin, Leonid M [ORNL; Huang, H, [JX Crystals, Inc.

    2008-01-01

    The goal is lower cost solar electricity. Herein, two evolutional steps are described toward achieving this goal. The first step is to follow the sun with a solar tracker. Herein, a carousel tracker is described for mounting on commercial building flat rooftops in order to produce more kWh per kW relative to fixed PV modules. The second evolutionary improvement is to produce lower cost 3-sun CPV modules where two thirds of the expensive single crystal silicon material is replaced by less expensive mirror material. This paper describes the performance and durability of two prototype installations demonstrating these evolutionary innovations. In the first case, the installation and operation of 2 carousels equipped with traditional flat plate modules is described. In the second case, the operation of a carousel equipped with new 3-sun CPV modules is described. Both systems have been operating as expected for several months through the winter of 2007.

  12. Performance of 3-Sun Mirror Modules on Sun Tracking Carousels on Flat Roof Buildings

    Energy Technology Data Exchange (ETDEWEB)

    Fraas, Dr. Lewis [JX Crystals, Inc.; Avery, James E. [JX Crystals, Inc.; Minkin, Leonid M [ORNL; Maxey, L Curt [ORNL; Gehl, Anthony C [ORNL; Hurt, Rick A [ORNL; Boehm, Robert F [ORNL

    2008-01-01

    Commercial buildings represent a near term market for cost competitive solar electric power provided installation costs and solar photovoltaic module costs can be reduced. JX Crystals has developed a carousel sun tracker that is prefabricated and can easily be deployed on building flat roof tops without roof penetration. JX Crystals is also developing 3-sun PV mirror modules where less expensive mirrors are substituted for two-thirds of the expensive single crystal silicon solar cell surface area. Carousels each with four 3-sun modules have been set up at two sites, specifically at Oak Ridge National Lab and at the University of Nevada in Las Vegas. The test results for these systems are presented.

  13. Performance of 3-sun mirror modules on sun tracking carousels on flat roof buildings

    Science.gov (United States)

    Fraas, Lewis; Avery, James; Minkin, Leonid; Maxey, Curt; Gehl, Tony; Hurt, Rick; Boehm, Robert

    2008-08-01

    Commercial buildings represent a near term market for cost competitive solar electric power provided installation costs and solar photovoltaic module costs can be reduced. JX Crystals has developed a carousel sun tracker that is prefabricated and can easily be deployed on building flat roof tops without roof penetration. JX Crystals is also developing 3-sun PV mirror modules where less expensive mirrors are substituted for two-thirds of the expensive single crystal silicon solar cell surface area. Carousels each with four 3-sun modules have been set up at two sites, specifically at Oak Ridge National Lab and at the University of Nevada in Las Vegas. The test results for these systems are presented.

  14. 科技型小微企业多维金融支持体系的完善——基于成长生命周期演进的视角%Analysis on the Multidimensional Financial Supports to the SCI-TECH Small & Micro Businesses Based on Life Cycles

    Institute of Scientific and Technical Information of China (English)

    赵玲; 李建林

    2012-01-01

    在后金融危机背景下我国科技型小微企业正经受着非常严峻的考验,解决科技型小微企业融资问题是一个迫在眉睫的课题。针对科技型小微企业在不同生命周期阶段具有不同的融资风险和融资需求的特点,我国实践上已经构建了与科技型小微企业生命周期相一致的金融支持体系,但是该体系仍然存在着商业银行金融服务不足、创业投资机制不健全、证券市场发展滞后等诸多问题。因此必须加强创业投资引导、拓展和创新商业银行金融业务、完善证券市场体系等,构建包括政府、银行、证券市场、民间资本在内的,涵盖科技型小微企业生命周期各阶段的多层次、多阶段的多维科技型小微金融支持模式,以适应科技型小微企业在不同生命周期阶段的融资需求。%On the post-financial-crisis era, Chinese SCI-TECH small and micro businesses are withstanding severe tests. It's a imminent task to resolve their financial problems. We have established financial supporting system consistent with the life cycles of the SCI-TECH small and micro businesses. But there are many problems with the system such as the shortage of commercial banks services, the imperfect of venture capital mechanism and the faultiness of securities market. So,we should take measures such as guiding venture capital, creating financial businesses of commercial banks, perfecting stock market, and so on, to improve the supporting system from many dimensions including government, banks, markets and private capitals, and from many periods covering all the life cycles of the SCI-TECH small and micro businesses.

  15. Growth and Fluctuation of Cross-straits' Financial Cooperation---Evidences from Life Insurance Industry%两岸金融合作的成长与波动--来自寿险市场的证据

    Institute of Scientific and Technical Information of China (English)

    吴祥佑

    2014-01-01

    Based on HP filter, the time series of premium income of the three Taiwan-funded insurers in the mainland can be divided into long-term growth trends and short-term fluctuations. The empirical analysis shows that Shin Kong-hna Life has the strongest growth capacity, King Dragon Life follows it, Cathay Life is the weakest one in the three. It finds that Shin Kong-hna Life and Cathay Life are more like foreign insurers, but King Dragon Life acts alike a mainland-funded insurer. With respect to fluctuation, three insurers are closed correlated with the state of the life insurance marker in the mainland, Cathay Life and King Dragon Life are positively related with the mainland-funded players, but Shin Kong-hna Life is negatively related with the market atmosphere. Cathay Life is more mature than the other two in fluctuation owing to its long-term presence in the mainland. King Dragon Life and Shin Kong-hna Life are highly correlated with and inter-depended on each other in fluctuation.%基于HP滤波分析方法,台资寿险公司保费收入的时间序列可以分解为长期趋势项和短期波动项,便于进行成长与波动分析。三家台资寿险公司的成长性分析表明,新光海航人寿的成长能力最强,君龙人寿次之,国泰人寿最弱;国泰人寿、新光海航人寿与外资公司的整体表现相近,而君龙人寿则与内资公司的整体表现趋同;三家公司保费收入的波动都与大陆寿险市场的整体波动密切相关,但新光海航人寿的波动方向却与整体内资市场相反;君龙人寿和新光海航人寿的波动高度相依,反映了两者的同质性;国泰人寿与内资及外资保费收入的波动同步,反映了其老牌公司的成熟性。

  16. Chemical Impact of Solar Energetic Particle Event From The Young Sun: Implications for the Origin of Prebiotic Chemistry and the Fain Young Sun Paradox

    Science.gov (United States)

    Airapetian, V.; Gronoff, G.; Hébrard, E.; Danchi, W.

    2015-12-01

    Understanding how the simple molecules present on the early Earth and possibly Mars may have set a path for complex biological molecules, the building blocks of life, represents one of greatest unsolved questions. Here we present a new model of the rise of the abiotic nitrogen fixation and associated pre-biotic chemistry in the early Earth and Mars atmosphere mediated by solar eruptive events. Our physical models of interaction of magnetic clouds ejected from the young Sun with magnetospheres of the early Earth show significant perturbations of geomagnetic fields that produce extended polar caps. These polar caps provide pathways for energetic particles associated with magnetic clouds to penetrate into the nitrogen-rich weakly reducing atmosphere and initiate the reactive chemistry by breaking molecular nitrogen, carbon dioxide, methane and producing hydrogen cyanide, the essential compound for life. The model also shows that contrary to the current models of warming of early Earth and Mars, major atmospheric constituents, CO2 and CH4 will be destroyed due to collisional dissociation with energetic particles. Instead, efficient formation of the potent greenhouse gas, nitrous oxide, as a by-product of these processes is expected. This mechanism can consistently explain the Faint Young Sun's paradox for the early atmospheres of Earth and Mars. Our new model provides insight into how life may have initiated on Earth and Mars and how to search for the spectral signatures on planets "pregnant" with the potential for life.

  17. Financial Management: An Organic Approach

    Science.gov (United States)

    Laux, Judy

    2013-01-01

    Although textbooks present corporate finance using a topical approach, good financial management requires an organic approach that integrates the various assignments financial managers confront every day. Breaking the tasks into meaningful subcategories, the current article offers one approach.

  18. For a Better Financial Order

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    Chinese leaders and scholars suggest reforms to strengthen the international financial system As the international financial crisis plunges many countries into economic turmoil, China’s relatively stable economic growth is reassuring to the

  19. Financial Literacy Education for Women

    Science.gov (United States)

    Jarecke, Jodi; Taylor, Edward W.; Hira, Tahira K.

    2014-01-01

    Exploring the pedagogical approaches of four women's financial literacy education programs, this chapter provides an overview of trends and needs in financial education for women and offers pedagogical strategies for teaching women about finance.

  20. Radiology applications of financial accounting.

    Science.gov (United States)

    Leibenhaut, Mark H

    2005-03-01

    A basic knowledge of financial accounting can help radiologists analyze business opportunities and examine the potential impacts of new technology or predict the adverse consequences of new competitors entering their service area. The income statement, balance sheet, and cash flow statement are the three basic financial statements that document the current financial position of the radiology practice and allow managers to monitor the ongoing financial operations of the enterprise. Pro forma, or hypothetical, financial statements can be generated to predict the financial impact of specific business decisions or investments on the profitability of the practice. Sensitivity analysis, or what-if scenarios, can be performed to determine the potential impact of changing key revenue, investment, operating cost or financial assumptions. By viewing radiology as both a profession and a business, radiologists can optimize their use of scarce economic resources and maximize the return on their financial investments.

  1. Financial Literacy Education for Women

    Science.gov (United States)

    Jarecke, Jodi; Taylor, Edward W.; Hira, Tahira K.

    2014-01-01

    Exploring the pedagogical approaches of four women's financial literacy education programs, this chapter provides an overview of trends and needs in financial education for women and offers pedagogical strategies for teaching women about finance.

  2. Financial burden in recipients of allogeneic hematopoietic cell transplantation.

    Science.gov (United States)

    Khera, Nandita; Chang, Yu-hui; Hashmi, Shahrukh; Slack, James; Beebe, Timothy; Roy, Vivek; Noel, Pierre; Fauble, Veena; Sproat, Lisa; Tilburt, Jon; Leis, Jose F; Mikhael, Joseph

    2014-09-01

    Although allogeneic hematopoietic cell transplantation (HCT) is an expensive treatment for hematological disorders, little is known about the financial consequences for the patients who undergo this procedure. We analyzed factors associated with its financial burden and its impact on health behaviors of allogeneic HCT recipients. A questionnaire was retrospectively mailed to 482 patients who underwent allogeneic HCT from January 2006 to June 2012 at the Mayo Clinic, to collect information regarding current financial concerns, household income, employment, insurance, out-of-pocket expenses, and health and functional status. A multivariable logistic regression analysis identified factors associated with financial burden and treatment nonadherence. Of the 268 respondents (56% response rate), 73% reported that their sickness had hurt them financially. All patients for whom the insurance information was available (missing, n = 13) were insured. Forty-seven percent of respondents experienced financial burden, such as household income decreased by >50%, selling/mortgaging home, or withdrawing money from retirement accounts. Three percent declared bankruptcy. Younger age and poor current mental and physical functioning increased the likelihood of financial burden. Thirty-five percent of patients reported deleterious health behaviors because of financial constraints. These patients were likely to be younger, have lower education, and with a longer time since HCT. Being employed decreased the likelihood of experiencing financial burden and treatment nonadherence due to concern about costs. A significant proportion of allogeneic HCT survivors experience financial hardship despite insurance coverage. Future research should investigate potential interventions to help at-risk patients and prevent adverse financial outcomes after this life-saving procedure. Copyright © 2014 American Society for Blood and Marrow Transplantation. Published by Elsevier Inc. All rights reserved.

  3. Assessing the impacts of lifetime sun exposure on skin damage and skin aging using a non-invasive method

    Energy Technology Data Exchange (ETDEWEB)

    Kimlin, Michael G., E-mail: m.kimlin@qut.edu.au; Guo, Yuming, E-mail: guoyuming@yahoo.cn

    2012-05-15

    Background: Ultraviolet radiation exposure during an individuals' lifetime is a known risk factor for the development of skin cancer. However, less evidence is available on assessing the relationship between lifetime sun exposure and skin damage and skin aging. Objectives: This study aims to assess the relationship between lifetime sun exposure and skin damage and skin aging using a non-invasive measure of exposure. Methods: We recruited 180 participants (73 males, 107 females) aged 18-83 years. Digital imaging of skin hyperpigmentation (skin damage) and skin wrinkling (skin aging) on the facial region was measured. Lifetime sun exposure (presented as hours) was calculated from the participants' age multiplied by the estimated annual time outdoors for each year of life. We analyzed the effects of lifetime sun exposure on skin damage and skin aging. We adjust for the influence of age, sex, occupation, history of skin cancer, eye color, hair color, and skin color. Results: There were non-linear relationships between lifetime sun exposure and skin damage and skin aging. Younger participant's skin is much more sensitive to sun exposure than those who were over 50 years of age. As such, there were negative interactions between lifetime sun exposure and age. Age had linear effects on skin damage and skin aging. Conclusion: The data presented showed that self reported lifetime sun exposure was positively associated with skin damage and skin aging, in particular, the younger people. Future health promotion for sun exposure needs to pay attention to this group for skin cancer prevention messaging. - Highlights: Black-Right-Pointing-Pointer This is the first study finding the non-linear relationship between lifetime sun exposure and skin damage and skin aging. Black-Right-Pointing-Pointer This study finds there is negative interaction between lifetime sun exposure and age for skin damage and aging. Black-Right-Pointing-Pointer This study suggests that future

  4. Autonomous Sun-Direction Estimation Using Partially Underdetermined Coarse Sun Sensor Configurations

    Science.gov (United States)

    O'Keefe, Stephen A.

    In recent years there has been a significant increase in interest in smaller satellites as lower cost alternatives to traditional satellites, particularly with the rise in popularity of the CubeSat. Due to stringent mass, size, and often budget constraints, these small satellites rely on making the most of inexpensive hardware components and sensors, such as coarse sun sensors (CSS) and magnetometers. More expensive high-accuracy sun sensors often combine multiple measurements, and use specialized electronics, to deterministically solve for the direction of the Sun. Alternatively, cosine-type CSS output a voltage relative to the input light and are attractive due to their very low cost, simplicity to manufacture, small size, and minimal power consumption. This research investigates using coarse sun sensors for performing robust attitude estimation in order to point a spacecraft at the Sun after deployment from a launch vehicle, or following a system fault. As an alternative to using a large number of sensors, this thesis explores sun-direction estimation techniques with low computational costs that function well with underdetermined sets of CSS. Single-point estimators are coupled with simultaneous nonlinear control to achieve sun-pointing within a small percentage of a single orbit despite the partially underdetermined nature of the sensor suite. Leveraging an extensive analysis of the sensor models involved, sequential filtering techniques are shown to be capable of estimating the sun-direction to within a few degrees, with no a priori attitude information and using only CSS, despite the significant noise and biases present in the system. Detailed numerical simulations are used to compare and contrast the performance of the five different estimation techniques, with and without rate gyro measurements, their sensitivity to rate gyro accuracy, and their computation time. One of the key concerns with reducing the number of CSS is sensor degradation and failure. In

  5. Market liquidity and financial stability.

    OpenAIRE

    CROCKETT, A.

    2008-01-01

    Stability in financial institutions and in financial markets are closely intertwined. Banks and other financial institutions need liquid markets through which to conduct risk management. And markets need the back-up liquidity lines provided by financial institutions. Market liquidity depends not only on objective, exogenous factors, but also on endogenous market dynamics. Central banks responsible for systemic stability need to consider how far their traditional responsibility for the health ...

  6. Gender issues of financial analysts

    OpenAIRE

    Jingwen Ge

    2013-01-01

    Increased attention has been drawn to the gender disparity in workplace. This dissertation is dedicated to provide sight to the gender issues in financial analysts. Profound literature reviews are conducted about gender issues and financial analysts, respectively in order to comprehend the existing gender concerns in the business world, and role and functions of financial analysts. Research proposals are described to answer the following question: whether women financial analysts are more lik...

  7. SIMPLE INNOVATION OF FINANCIAL ASSET

    Institute of Scientific and Technical Information of China (English)

    ZHANG Shunming

    2001-01-01

    This paper presents a simple two-period model of the innovationof financial asset by commission-revenue maximization exchange. The economic agents with meanvariance preferences take transaction costs in the process of trading the financial asset, the buying per-unit commission of the futures contract and the selling per-unit commission of the financial asset. The commission-revenue maximization exchange innovates financial asset.

  8. Social Knowledge for Financial Markets

    OpenAIRE

    Gertraude Mikl-Horke

    2010-01-01

    Financial literacy is an important issue today, but it is directed/limited to improve the practical skills of people taking financial markets and their present working for granted. However, financial markets are social institutions and social processes involving network relations as well as rules and norms. Globalization has resulted in a dominating role of financial markets over the economy with importance for the transformation of capitalistic society. The sociological perspectives on finan...

  9. Financial Market: Sector Strategy (2000)

    OpenAIRE

    2000-01-01

    This Financial Market Development Strategy (GN-1948-3) has been prepared to assist IDB staff in the process of supporting financial market development, as financial markets provide the appropriate environment for capital mobilization to profitable investment opportunities. The IDB must strive for balance with a continued concentration on the establishment of efficient and effective, safe and sound banking systems, while pursuing opportunities to motivate nonbank financial markets, institution...

  10. Evaluating Financial Model Performance: An Empirical Analysis of Some North Sea Investments

    CERN Document Server

    Croll, Grenville J; Lawal, Ola

    2010-01-01

    Fifty North Sea oil & gas investment transactions were analysed using traditional spreadsheet based financial modelling methods. The purpose of the analysis was to determine if there was a statistically significant relationship between the price paid for an oil & gas asset and the actual or expected financial return over the asset's economically useful life. Several interesting and statistically significant relationships were found which reveal useful information about financial modelling performance, the premia paid to acquire North Sea assets, the contribution oil and gas price uncertainty has on estimates of future financial returns and the median financial return of these North Sea Investments.

  11. Magnetic Patches in Internetwork Quiet Sun

    Science.gov (United States)

    De Wijn, Alfred; Lites, B.; Berger, T.; Shine, R.; Title, A.; Katsukawa, Y.; Tsuneta, S.; Suematsu, Y.; Shimizu, T.; Hinode Team

    2007-05-01

    We study strong flux elements in the quiet sun in the context of the nature of quiet-sun magnetism, its coupling to chromospheric, transition-region and coronal fields, and the nature of a local turbulent dynamo. Strong, kilogauss flux elements show up intermittently as small bright points in G-band and Ca II H images. Although bright points have been extensively studied in the magnetic network, internetwork magnetism has only come under scrutiny in recent years. A full spectrum of field strengths seems to be ubiquitously present in the internetwork at small spatial scales, with the stronger elements residing in intergranular lanes. De Wijn et al. (2005) found that bright points in quiet sun internetwork areas appear recurrently with varying intensity and horizontal motion within long-lived patches that outline cell patterns on mesogranular scales. They estimate that the "magnetic patches" have a mean lifetime of nine hours, much longer than granular timescales. We use multi-hour sequences of G-band and Ca II H images as well as magnetograms recorded by the Hinode satellite to follow up on their results. The larger field of view, the longer sequences, the addition of magnetograms, and the absence of atmospheric seeing allows us to better constrain the patch lifetime, to provide much improved statistics on IBP lifetime, to compare IBPs to network bright points, and to study field polarity of IBPs in patches and between nearby patches. Hinode is an international project supported by JAXA, NASA, PPARC and ESA. We are grateful to the Hinode team for all their efforts in the design, build and operation of the mission.

  12. The Colorful Demise of a Sun-like Star

    Science.gov (United States)

    2007-01-01

    This image, taken by NASA's Hubble Space Telescope, shows the colorful 'last hurrah' of a star like our Sun. The star is ending its life by casting off its outer layers of gas, which formed a cocoon around the star's remaining core. Ultraviolet light from the dying star makes the material glow. The burned-out star, called a white dwarf, is the white dot in the center. Our Sun will eventually burn out and shroud itself with stellar debris, but not for another 5 billion years. Our Milky Way Galaxy is littered with these stellar relics, called planetary nebulae. The objects have nothing to do with planets. Eighteenth- and nineteenth-century astronomers named them planetary nebulae because through small telescopes they resembled the disks of the distant planets Uranus and Neptune. The planetary nebula in this image is called NGC 2440. The white dwarf at the center of NGC 2440 is one of the hottest known, with a surface temperature of nearly 400,000 degrees Fahrenheit (200,000 degrees Celsius). The nebula's chaotic structure suggests that the star shed its mass episodically. During each outburst, the star expelled material in a different direction. This can be seen in the two bow tie-shaped lobes. The nebula also is rich in clouds of dust, some of which form long, dark streaks pointing away from the star. NGC 2440 lies about 4,000 light-years from Earth in the direction of the constellation Puppis. The image was taken Feb. 6, 2007 with Hubble's Wide Field Planetary Camera 2. The colors correspond to material expelled by the star. Blue corresponds to helium; blue-green to oxygen; and red to nitrogen and hydrogen.

  13. [Skin, sun exposure and vitamin D: facts and controversies].

    Science.gov (United States)

    Leccia, M-T

    2013-03-01

    Vitamin D plays a clearly defined role in phosphorus, calcium and bone metabolism. In addition to its effects on cellular proliferation and differentiation, and on immunity, it appears to exert other action, poorly understood to date, on human physiology and disease. A number of epidemiological studies have demonstrated a protective role of sun exposure with regard to the incidence of certain immune diseases and cancer, and upon the related mortality rates. Furthermore, over the last 10 years, studies have purported to find levels judged "inadequate" in numerous populations, and, in the absence of any strict scientific arguments, a correlation was established by certain authors between supposedly "inadequate" levels, sun exposure and risk of cancer. However, analysis of the literature shows that there is in fact no precise and consensual definition of normal ranges and that the notion of inadequacy was created artificially using assay techniques lacking in sensitivity and reproducibility. Photosynthesis of vitamin D can in fact be considered perfectly adequate in the majority of populations. However, greater care is needed with elderly subjects and with subjects exposed very little to sunlight. Current studies show that the means of photoprotection used in everyday life do not adversely affect such photosynthesis. In the event of documented vitamin D deficiency, oral supplements should be given, and exposure to natural or artificial UV radiation should not be prescribed. Ultraviolet radiation has been shown to be carcinogenic and responsible for the onset of most skin cancers, and the population must be warned against misleading advertising from the tanning industry. Care should also be taken with regard to the potential harmful effects of inappropriate vitamin D supplementation. Copyright © 2012 Elsevier Masson SAS. All rights reserved.

  14. Recursively arbitrarily vertex-decomposable suns

    Directory of Open Access Journals (Sweden)

    Olivier Baudon

    2011-01-01

    Full Text Available A graph \\(G = (V,E\\ is arbitrarily vertex decomposable if for any sequence \\(\\tau\\ of positive integers adding up to \\(|V|\\, there is a sequence of vertex-disjoint subsets of \\(V\\ whose orders are given by \\(\\tau\\, and which induce connected graphs. The aim of this paper is to study the recursive version of this problem on a special class of graphs called suns. This paper is a complement of [O. Baudon, F. Gilbert, M. Woźniak, Recursively arbitrarily vertex-decomposable graphs, research report, 2010].

  15. The radiation belt of the Sun

    CERN Document Server

    Gruzinov, Andrei

    2013-01-01

    For a given solar magnetic field, the near-Sun (phase-space) density of cosmic ray electrons and positrons of energy above about 10GeV can be calculated from first principles, without any assumptions about the cosmic ray diffusion. This is because the sunlight Compton drag must be more important than diffusion. If the solar magnetic field has an appreciable dipole component, the electron/positron density should have a belt-like dent, perhaps extending to several solar radii. The belt structure appears because the quasi-bound orbits are depopulated by the sunlight Compton drag.

  16. Search for Neutrinos from the Sun

    Science.gov (United States)

    Davis, Raymond Jr.

    1968-09-01

    A solar neutrino detection system has been built to observe the neutrino radiation from the sun. The detector uses 3,900,000 liters of tetrachloroethylene as the neutrino capturing medium. Argon is removed from the liquid by sweeping with helium gas, and counted in a small low level proportional counter. The recovery efficiency of the system was tested with Ar{sup 36} by the isotope dilution method, and also with Ar{sup 37} produced in the liquid by fast neutrons. These tests demonstrate that Ar{sup 37} produced in the liquid by neutrino capture can be removed with a 95 percent efficiency by the procedure used.

  17. Dual Axis Light Sensor for Tracking Sun

    Science.gov (United States)

    Shibata, Miki; Tambo, Toyokazu

    We have developed convenient light sensors to control a platform of solar cell panel. Dual axis light sensor in the present paper has structure of 5 PD (photodiode) light sensor which is composed of 5 photodiodes attached on a frustum of pyramid(1). Light source can be captured in front of the sensor by rotating the X and Y axis as decreasing the output deviation between two pairs of outside photodiodes. We here report the mechanism of sun tacking using the dual axis 5 PD light sensor and the fundamental results performed in the dark room.

  18. Hinode, the Sun, and public outreach

    Science.gov (United States)

    Yaji, K.; Tonooka, H.; Shimojo, M.; Tokimasa, N.; Suzuki, D.; Nakamichi, A.; Shimoikura, I.

    2015-03-01

    Extended Abstract Hinode is a solar observation satellite in Japan and its launch was in September 2006. Its name means ``SUNRISE`` in Japanese. It has three instruments onboard in visible light, X-ray, EUV to solve mystery of coronal heating and origins of magnetic fields. Hinode has been providing us with impressive solar data, which are very important for not only investigating solar phenomena but also giving new knowledge about the sun to the public. In order to efficiently communicate Hinode data to the public, we organized working group for public use of Hinode data. which are composed of both researchers and educators in collaboration. As follow, we introduce our activities in brief. For the public use of Hinode data, at first, we produced two DVDs introducing Hinode observation results. In particular, second DVD contains a movie for kids, which are devloped to picturebook. Now, it is under producing an illustrated book and a planetarium program. It turn out that the DVDs help the public understand the sun from questionnaire surveys. Second, we developed teaching materials from Hinode data and had a science classroom about the sun, solar observations, practice with PC such as imaging software at junior high school. As the results, they had much interests in Hinode data. Third, we have joint observations with high school students and so on in a few years. The students compare their own data with Hinode data and have a presentation at science contests. The joint observations make their motivation higher in their activities. It is important to record and report our activities in some ways. So, we positively publish papers and have presentions in domestic/international meetings. Though we are supported in budget, resources and so on by NAOJ Hinode Team, we apply research funds for promoting our EPO activities and acquire some funds such as NAOJ Joint Research Expenses and Grands-Aid for Scientific Research Funds since the launch. This way, since its launch, we

  19. Selective factors in sun-weather research

    Science.gov (United States)

    Taylor, H. A., Jr.

    1986-01-01

    Research on the correlations between solar wind/IMF disturbances and subsequent winter troposphere vorticity changes (denoted SV) are reviewed to investigate sun-weather relationships. Uncertainties in the research attempting to link short-term solar variations and associated changes in the lower atmosphere are discussed, and it is noted that such analyses have generally not addressed either the choice of parameters or the selective factors involved in the physical relationships existing between parameters. It is suggested that the identification of a viable mechanism scenario would require a detailed multiparameter selective factor analysis, extending to the investigation of the atmospheric data as well as the solar wind/IMF parameters.

  20. Investigation of possible sun-weather relationships

    Energy Technology Data Exchange (ETDEWEB)

    Businger, S

    1978-01-01

    Statistical correlations between anomalous solar activity (as denoted by large solar flares, active plages, and interplanetary magnetic sector boundaries) and the circulation of the troposphere are reviewed. Two indices (measuring atmospheric vorticity and mean zonal geostrophic flow in the northern hemisphere) are analyzed in an effort to reveal possible sun-weather relationships. The result of this analysis provides no additional statistical evidence for a connection between solar activity and the weather. Finally, physical mechanisms that have been suggested to explain the claimed correlations are discussed.

  1. 在心理学的荒芜之处探寻心灵--孙惠芬的《生死十日谈》对乡村个体精神空间的呈现%Exploration of the Soul in the Barren Place from the Perspective of Psychology---The spiritual world of each country dweller presented by Sun hui-fen in “Life and Death Decameron”

    Institute of Scientific and Technical Information of China (English)

    王莉

    2015-01-01

    认为孙惠芬的小说《生死十日谈》的意义是在心理学的荒芜之处探寻心灵,为每个乡村个体生命寻找存在的理由,真诚地呈现了乡村个体的精神空间。作家用独特的视角和温暖的讲述为乡村个体生命代言,为每个自杀的当事人及其亲属写下各自的故事,呈现了乡村人的尊严、活法和信仰。甚至可以说,是孙惠芬的书写让世人知道他们曾经存在过。这是孙惠芬作为一个作家对生命和尊严的贡献。%It is argued that the significance of Sun hui-fen's novel “life and death Decameron”lies in its exploration of the soul in the barren place. It sincerely reveals the spiritual world of each individual in the countryside and searches the reasons for their existence. From a unique angle and with warmth, the writer writes down the stories of each suicide and their relatives, which have demonstrated the dignity, ways of living and beliefs of the people in the countryside. It can be even argued that her writing has acquainted the world with the fact that those people have existed in the world, which is her contribution to the theme of life and dignity as a writer.

  2. Strategic Planning and Financial Management

    Science.gov (United States)

    Conneely, James F.

    2010-01-01

    Strong financial management is a strategy for strategic planning success in student affairs. It is crucial that student affairs professionals understand the necessity of linking their strategic planning with their financial management processes. An effective strategic planner needs strong financial management skills to implement the plan over…

  3. Financial globalization and crises: overview

    NARCIS (Netherlands)

    Beck, T.; Claessens, S.; Schmukler, S.L.; Caprio, G.; Beck, T.; Claessens, S.; Schmukler, S.L.

    2013-01-01

    Financial globalization, the integration of countries with the global financial system, has increased substantially since the 1970s and particularly with more force since the 1990s. Financial globalization has shown to pose both benefits and risks to developed countries and developing countries alik

  4. "Financial Bubbles" and Monetary Policy

    Science.gov (United States)

    Tikhonov, Yuriy A.; Pudovkina, Olga E.; Permjakova, Juliana V.

    2016-01-01

    The relevance of this research is caused by the need of strengthening a role of monetary regulators to prevent financial bubbles in the financial markets. The aim of the article is the analysis of a problem of crisis phenomena in the markets of financial assets owing to an inadequate growth of their cost, owing to subjective reasons. The leading…

  5. Financial integration and liquidity crises

    NARCIS (Netherlands)

    Castiglionesi, Fabio; Feriozzi, F.; Lorenzoni, G.

    2017-01-01

    This paper analyzes the effects of financial integration on the stability of the banking system. Financial integration allows banks in different regions to smooth local liquidity shocks by borrowing and lending on a common interbank market. We show under which conditions financial integration

  6. Senegal : Country Financial Accountability Assessment

    OpenAIRE

    World Bank

    2003-01-01

    This Country Financial Accountability Assessment (CFAA) examines the financial management in both the public and private sectors, aimed as an evaluation, not an audit, and, identifies financial risks within current practices, and procedures in Senegal. It does not however, intend to suggest an accurate, final allocation of public resources, though it facilitates implementation of action pl...

  7. Financial globalization and crises: overview

    NARCIS (Netherlands)

    Beck, T.; Claessens, S.; Schmukler, S.L.; Caprio, G.; Beck, T.; Claessens, S.; Schmukler, S.L.

    2013-01-01

    Financial globalization, the integration of countries with the global financial system, has increased substantially since the 1970s and particularly with more force since the 1990s. Financial globalization has shown to pose both benefits and risks to developed countries and developing countries

  8. Financial crisis and monetary policy

    NARCIS (Netherlands)

    Karatas, B.

    2014-01-01

    Written in the midst of the Global Financial Crisis, the goal of this dissertation is to investigate causes of financial crises in general in order to provide empirical evidence of the driving forces of various crises types. Specifically, this thesis analyses the most common types of financial

  9. Financial crisis and monetary policy

    NARCIS (Netherlands)

    Karatas, B.

    2014-01-01

    Written in the midst of the Global Financial Crisis, the goal of this dissertation is to investigate causes of financial crises in general in order to provide empirical evidence of the driving forces of various crises types. Specifically, this thesis analyses the most common types of financial crise

  10. Erecting a Sturdy Financial Structure.

    Science.gov (United States)

    West, Jeffrey J.

    1998-01-01

    Explanation of the technological setting in which college and university financial systems have developed is provided for financial officers, to aid in devising a plan for the chart of accounts and erecting an efficient, logical, flexible financial structure. Topics include software/hardware advances, understanding the demand for financial…

  11. Farm and Ranch Financial Statements

    OpenAIRE

    Israelsen, Clark; Feuz, Dillon

    2014-01-01

    This fact sheet is a brief overview of the financial statements and budgeting tools that are likely a part of most farm financial record keeping systems. Links are provided for additional detail on any one financial report or topic. A brief description of a Balance Sheet, a Profit Loss Statement or Income Statement, Statement of Cash Flows and Enterprise Analysis is included.

  12. Director of Financial Aid Handbook.

    Science.gov (United States)

    Sorenson, Lynn D.

    Although many independent schools are seeing a diversification in their student bodies, existing structures, such as financial aid awards, have not been modified. In addition, many financial-aid managers in independent schools have 0-5 years of experience in student financial aid. This handbook profiles the overall step-by-step process for…

  13. Strategic Planning and Financial Management

    Science.gov (United States)

    Conneely, James F.

    2010-01-01

    Strong financial management is a strategy for strategic planning success in student affairs. It is crucial that student affairs professionals understand the necessity of linking their strategic planning with their financial management processes. An effective strategic planner needs strong financial management skills to implement the plan over…

  14. Global financial crisis

    Directory of Open Access Journals (Sweden)

    MSc. Jusuf Qarkaxhija

    2011-03-01

    Full Text Available The most recent developments in economy are a clear indicator of many changes, which are a result of this high rate pacing, which also demonstrates as such. Market economy processes occur as a result of intertwining of many potential technological and human factors, thereby creating a system of numerous diver-gences and turbulences. Economics, a social science, is characteri-sed with movements from a system to another system, and is har-monized with elements or components which have impacted the development and application of economic policies as a result. This example can be illustrated with the passing from a commanded system (centralized to a self-governing (decentrali-zed system, while the movement from a system to another is known as transi-tion. Such transition in its own nature bears a number of problems of almost any kind (political, economic, social, etc., and is charac-terised with differences from a country to another. Financial crisis is a phenomenon consisting of a perception of economic policies and creation of an economic and financial stabi-lity in regional and global structures. From this, one may assume that each system has its own changes in its nature, and as a result of these changes, we have the crisis of such a system. Even in the economic field, if we look closely, we have such a problem, where development trends both in human and technological fields have created a large gap between older times and today, thereby crea-ting dynamics with a high intensity of action. If we dwell on the problem, and enter into the financial world, we can see that the so-called industrialized countries have made giant leaps in deve-lopment, while countries in transition have stalled in many fields, as a result of a high rate of corruption and unemployment in these countries, and obviously these indicators are directly connected, thereby stroking the financial system in these countries. Corruption is an element, which directly and indirectly

  15. A financial network perspective of financial institutions' systemic risk contributions

    Science.gov (United States)

    Huang, Wei-Qiang; Zhuang, Xin-Tian; Yao, Shuang; Uryasev, Stan

    2016-08-01

    This study considers the effects of the financial institutions' local topology structure in the financial network on their systemic risk contribution using data from the Chinese stock market. We first measure the systemic risk contribution with the Conditional Value-at-Risk (CoVaR) which is estimated by applying dynamic conditional correlation multivariate GARCH model (DCC-MVGARCH). Financial networks are constructed from dynamic conditional correlations (DCC) with graph filtering method of minimum spanning trees (MSTs). Then we investigate dynamics of systemic risk contributions of financial institution. Also we study dynamics of financial institution's local topology structure in the financial network. Finally, we analyze the quantitative relationships between the local topology structure and systemic risk contribution with panel data regression analysis. We find that financial institutions with greater node strength, larger node betweenness centrality, larger node closeness centrality and larger node clustering coefficient tend to be associated with larger systemic risk contributions.

  16. 76 FR 23859 - Financial Management Service Proposed Collection of Information; Financial Institution Agreement...

    Science.gov (United States)

    2011-04-28

    ... Fiscal Service Financial Management Service Proposed Collection of Information; Financial Institution... the Financial Institution Agreement and Application AGENCY: Financial Management Service, Fiscal Service, Treasury. ACTION: Notice and request for comments. SUMMARY: The Financial Management Service, as...

  17. THE ROLE OF FINANCIAL EDUCATION IN DEVELOPING THE FINANCIAL SERVICES MARKET

    OpenAIRE

    Ivanka Daneva

    2015-01-01

    Considering the current complexity of financial markets and of financial instruments and services, financial education is part of population’s financial literacy and it ranks as paramount factor in the complex for the financial markets development.

  18. THE ROLE OF FINANCIAL EDUCATION IN DEVELOPING THE FINANCIAL SERVICES MARKET

    OpenAIRE

    Ivanka Daneva

    2015-01-01

    Considering the current complexity of financial markets and of financial instruments and services, financial education is part of population’s financial literacy and it ranks as paramount factor in the complex for the financial markets development.

  19. On the Path to SunShot - Emerging Opportunities and Challenges in Financing Solar

    Energy Technology Data Exchange (ETDEWEB)

    Feldham, David [National Renewable Energy Lab. (NREL), Golden, CO (United States); Bolinger, Mark [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States)

    2016-05-01

    Financial innovations—independent of technology-cost improvements—could cut the cost of solar energy to customers and businesses by 30%–60% (see Feldman and Bolinger 2016). Financing is critical to solar deployment, because the costs of solar technologies are paid up front, while their benefits are realized over decades. Solar financing has been shaped by the government incentives designed to accelerate solar deployment. This is particularly true for federal tax incentives, which have spawned complex tax-equity structures that monetize tax benefits for project sponsors who otherwise could not use them efficiently. Although these structures have helped expand solar deployment, they are relatively costly and inefficient. This has spurred solar stakeholders to develop lower-cost financing solutions such as securitization of solar project portfolios, solar-specific loan products, and methods for incorporating residential PV’s value into home values. To move solar further toward an unsubsidized SunShot future, additional financial innovation must occur. Development of a larger, more mature U.S. solar industry will likely increase financial transparency and investor confidence, which in turn will enable simpler, lower-cost financing methods. Utility-scale solar might be financed more like conventional generation assets are today, non-residential solar might be financed more like a new roof, and residential solar might be financed more like an expensive appliance. Assuming a constant, SunShot-level installed PV system price, such financing innovations could reduce PV’s LCOE by an estimated 30%–60% (depending on the sector) compared with historical financing approaches.

  20. The lifecontingencies Package: Performing Financial and Actuarial Mathematics Calculations in R

    OpenAIRE

    Giorgio Alfredo Spedicato

    2013-01-01

    It is possible to model life contingency insurances with the lifecontingencies R package, which is capable of performing financial and actuarial mathematics calculations. Its functions permit one to determine both the expected value and the stochastic distribution of insured benefits. Therefore, life insurance coverage can be priced and portfolios risk-based capital requirements can be assessed. This paper briefly summarizes the theory regarding life contingencies that is based on financial m...