Sample records for stream bank erosion

  1. Magnitude and processes of bank erosion at a small stream in Denmark

    Veihe, Anita; Jensen, Niels H.; Schiøtz, Iris Gunia


    (17Ð6–30Ð1 mm year-1) and total P content on the banks were relatively high, which makes the bank an important source of sediment and phosphorus to the stream, and it was estimated that 0Ð27 kg Ptot year-1 ha-1 may potentially be supplied to the stream from the banks. Yearly pin erosion rates...

  2. Hydromorphological and biological factors influencing sediment and phosphorus loss via bank erosion in small lowland rural streams in Denmark

    Laubel, A.; Kronvang, B.; Hald, A. B.; Jensen, C.


    Bank erosion was measured at 91 stream banks located in 15 Danish rural 1st and 2nd order streams over a 2-year period. Our aims were firstly to examine factors controlling spatial variation in bank erosion, secondly to estimate sediment and phosphorus (P) loss via bank erosion. The overall mean bank erosion rate was 11 mm year-1. Bank erosion rate over the 2-year period was significantly related to a number of site-specific characteristics, including bank angle, bank vegetation cover, overhanging bank and estimated stream power. An empirical model for bank erosion based on these descriptive variables yielded a 55% explanation of the observed spatial variation in bank erosion rate. Bank erosion was higher at the lower 50-cm bank section (20 mm year-1) than at the upper bank (6 mm year-1). Cattle fencing in grazed areas and buffer zones with riparian woodland lowered bank erosion rates. We found that total P content of bank material was high (0·64 g P kg-1) and at the same level as found in agricultural topsoil along the streams. The overall annual catchment loss of bank-derived clay-silt sediment and total P to streams amounted to 58-72 kg sediment ha-1 and 0·23-0·28 kg P ha-1, respectively. In comparison, the mean annual suspended sediment (SS) and total P losses from 14 similar sized Danish agricultural catchments were 122 kg SS ha-1 and 0·58 kg P ha-1 over the 2-year study period. Thus, bank erosion seems to be a major contributor of suspended sediment and P in this type of small channelized lowland stream. Copyright

  3. Bank Erosion Modulated by Exposed Roots from Riparian Vegetation in Small Gravel-Bed Streams

    Mendoza, A.; Frias, C. E.; Langendoen, E. J.; Abad, J. D.


    Bank erosion is a process present in rivers of all the scales and is a key aspect in the evolution of meandering streams. Its magnitude is significantly controlled by the resistance-to-erosion properties of the floodplain materials, which themselves are modified by the varying presence of riparian vegetation. Earlier studies have stated that the physical science of fluvial geomorphology was flawed because of omitting such processes, because they are difficult to describe physically or statistically. For example, the role of vegetation dynamics in modulating river migration, especially for small rivers where the effect of vegetation on channel morphology may be a more important component when compared to larger river systems such as the Amazon or Mississippi Rivers, is largely unknown. Though earlier studies have researched various aspects concerning the effects of riparian vegetation on bank erosion mechanics, a comprehensive framework that integrates and quantifies fluvial erosion and bank failure processes, near-bank hydrodynamics, soil properties and riparian vegetation characteristics is lacking. The effects of exposed roots and rootwads on the near-bank hydrodynamics and sediment transport processes are still not well understood. Laboratory studies have examined in detail the impact of vegetation located only on the bank toe or stream bed. Moreover, there exist no data that explicitly relates the characteristics of riparian vegetation on the bank top to changes in near-bank hydrodynamics and bank erosion mechanics. Further, there is a need to better understand the processes and their interactions occurring at the different spatial scales: single large root, rootwad, and reach. During 2011, 2012 a field campaign was carried out to study the effects of exposed root systems on flow in Fonner Run and Bates Fork, two tributaries of Tenmile Creek (Green and Washington Counties, Pennsylvania). Data collected consist of annual bathymetry, field velocity profiles

  4. Terrestrial Laser Scanning for Measuring Stream Bank Erosion within Legacy Sediments: Data Processing and Analysis Methods

    Starek, M. J.; Mitasova, H.; Wegmann, K. W.


    Land clearing for agricultural purposes following European settlement of America resulted in upland erosion rates 50-400 times above long-term geologic rates in much of the North Carolina Piedmont region. A considerable amount of the eroded sediment was subsequently aggraded on floodplains and impounded in the slackwater ponds behind milldams. This trapped "legacy" sediment is commonly mistaken for natural floodplain deposition and has remained largely unrecognized as a potential source of accelerated sediment erosion contributing to modern water quality impairment. In this study, terrestrial laser scanning (TLS) is utilized to monitor stream bank evolution along a reach that has breached a former millpond. Due to the unique surface geometry and orientation of the stream bank, vegetation occlusion, and true 3D structure of the point cloud, a systematic data processing approach is implemented to compute the change in sediment volume between repeat TLS surveys. The processing approach consists of the following four steps: 1) segmentation of the stream bank point cloud; 2) transformation of the point cloud such that the xy plane is parallel to the trend of the bank; 3) filter vegetation by selecting local lowest point within a grid cell; 4) smooth high frequency noise 5) generate bare earth digital elevation model (DEM). From the DEMs, change in volume was quantified for a 13 m x 3.5 m section of the stream bank providing an estimate on erosion rates and slumping between surveys. The major mechanisms for the observed changes are freeze-thaw events and fluvial entrainment. To evaluate the surface evolution between the distinct sedimentary layers (legacy vs non-legacy) that comprise the stream bank, elevation change is modeled as a continuous trivariate function z = f(x,y,t) where x,y is horizontal location, t is time, and z is a first-surface referenced elevation. Hence, z=0 for all x,y at t=0, time of first survey. The filtered, transformed, and first

  5. Seepage weathering impacts on erosivity of arid stream banks: A new conceptual model

    Nachshon, Uri


    Field observations have indicated the formation of horizontal, pipe shape cavities, along gully and dry stream channel banks in the semi-arid region of the northern Negev Desert, Israel. Piping is a well-known phenomenon in humid regions due to subsurface water flow and seepage weathering. However, in dry environments where rain events are scarce and subsurface water flow is rare, it is proposed here that capillary flow of saline water in the vadose zone leads to similar processes. It is suggested that where saline and shallow ground water persists, capillary flow may result in salt accumulation and precipitation at the top of the capillary fringe, consequently rendering this zone to be more susceptible to erosion. A conceptual model is presented and field observations, laboratory experiments, and a physically-based model are used to prove the feasibility of the proposed conceptual model and to explain why salts accumulate at the top of the capillary fringe, even though evaporation acts all along the vertical stream channel or gully banks. It is suggested that the low evaporative flux, in comparison to the liquid water flux, disables salt accumulation along the profile to the top of the capillary fringe where the liquid water flux is minimal. The presented findings strengthen the conceptual model, but thorough field studies are needed to estimate the impact of the proposed mechanism on erosion processes on a field scale.

  6. Bank erosion history of a mountain stream determined by means of anatomical changes in exposed tree roots over the last 100 years (Bílá Opava River — Czech Republic)

    Malik, Ireneusz; Matyja, Marcin


    The date of exposure of spruce roots as a result of bank erosion was investigated on the Bílá Opava River in the northeastern Czech Republic. Following the exposure of roots, wood cells in the tree rings divide into early wood and late wood. Root cells within the tree rings also become smaller and more numerous. These processes permit dating of the erosion episodes in which roots were exposed. Sixty root samples were taken from seven sampling sites selected on two riverbed reaches. The results of root exposure dating were compared to historical data on hydrological flooding. Using the root exposure dating method, several erosion episodes were recorded for the last 100 years. The greatest bank erosion was recorded as consequence of an extraordinary flood in July 1997. In the upper, rocky part of the valley studied, bank erosion often took place during large floods that occurred in the early 20th century. In the lower, alluvial part of the valley, erosion in the exposed roots was recorded only in 1973 and has been intensive ever since. It is suggested that banks in the lower part are more frequently undercut, which leads to the falling of trees within whose roots older erosion episodes were recorded. Locally, bank erosion is often intensified by the position of 1- to 2-m boulders in the riverbed, which direct water into the parts of the banks where erosion occurs. Selective bank erosion could be intensified by debris dams and hillslope material supply to the riverbed.

  7. Bank Erosion in a Peatland Forest Ditch

    Stenberg, Leena; Finér, Leena; Nieminen, Mika; Sarkkola, Sakari; Koivusalo, Harri


    Peatlands have been drained for forestry extensively in Finland since 1950's, but nowadays the drainage is shifted from the initial ditching to the ditch network maintenance, which refers to the cleaning of existing ditches and to the digging of complementary ditches in the drained areas. Ditch maintenance operations lead to sediment load that is considered to be among the most harmful environmental effects of forestry. Excess sediment loads cause adverse effects to the receiving waters and their ecosystems in terms of increased turbidity, which reduces primary production, and siltation, which ruins the spawning grounds of fish. To understand the underlying mechanisms behind the sediment load at the source areas, a field experiment was conducted for studying the bank erosion of a newly cleaned ditch. That was done on a shallow peated area with fine textured mineral subsoil (sandy loam) since such areas are assessed to have the greatest risk for sediment load generation. Bank erosion was quantified by using a pin meter, and its suitability for detecting microtopographic changes of ditch side wall in drained peatland conditions was evaluated. Artificial irrigation was applied in the vicinity of a ditch to generate a seepage face that speeds up the erosion process. The ditch bank microtopography was measured five times for a four meter long section of the ditch by using a large set of pin meter measurements. The measurements from the different times were spatially interpolated over 2 x 2 cm grid using ordinary kriging and erosion and deposition were estimated as the difference in the grid surface between the measurement times. The results revealed that bank erosion occurred soon after the ditch was cleaned, but the eroded material was deposited on the lower bank areas and at the bottom of the ditch where it is potentially transported further during peak discharge events. Pin meter proved to be suitable for measuring bank erosion of peatland forest ditch, although the

  8. Field Assessment Techniques for Bank Erosion Modeling


    Field Assessment Techniques for Bank Erosion Modeling First Interim Report Prepared for US Army European Research Office US AR DS G-. EDISON HOUSE...SEDIMENTATION ANALYSIS SHEETS and GUIDELINES FOR THE USE OF SEDIMENTATION ANALYSIS SHEETS IN THE FIELD Prepared for US Army Engineer Waterways Experiment...Material Type 3 Material Type 4 Cobbles Toe[’ Toe Toefl Toefl Protection Status Cobbles/boulders Mid-Bnak .. Mid-na.k Mid-Bnask[ Mid-Boak

  9. Evaluating a process-based model for use in streambank stabilization and stream restoration: insights on the bank stability and toe erosion model (BSTEM)

    Streambank retreat is a complex cyclical process involving subaerial processes, fluvial erosion, seepage erosion, and geotechnical failures and is driven by several soil properties that themselves are temporally and spatially variable. Therefore, it can be extremely challenging to predict and model ...

  10. Bank erosion events and processes in the Upper Severn basin

    D. M. Lawler


    Full Text Available This paper examines river bank retreat rates, individual erosion events, and the processes that drive them in the Upper Severn basin, mid-Wales, UK. Traditional erosion pin networks were used to deliver information on patterns of downstream change in erosion rates. In addition, the novel automatic Photo-Electronic Erosion Pin (PEEP monitoring system was deployed to generate near-continuous data on the temporal distribution of bank erosion and accretion: this allowed focus on the magnitude and timing of individual erosional and depositional events in relation to specific flow episodes. Erosion dynamics data from throughout the Upper Severn basin are combined with detailed information on bank material properties and spatial change in channel hydraulics derived from direct field survey, to assess the relationships between flow properties and bank erosion rates. Results show that bank erosion rates generally increase downstream, but relate more strongly to discharge than to reach-mean shear stress, which peaks near the basin head. Downstream changes in erosion mechanisms and boundary materials, across the upland/lowland transition (especially the degree of development of composite bank material profiles, are especially significant. Examples of sequences of bank erosion events show how the PEEP system can (a quantify the impact of individual, rather than aggregated, forcing events, (b reveal the full complexity of bank response to given driving agents, including delayed erosion events, and (c establish hypotheses of process-control in bank erosion systems. These findings have important implications for the way in which bank erosion problems are researched and managed. The complex responses demonstrated have special significance for the way in which bank processes and channel-margin sediment injections should be handled in river dynamics models.

  11. Biogeochemical and suspended sediment responses to permafrost degradation in stream banks in Taylor Valley, Antarctica

    M. N. Gooseff


    Full Text Available Stream channels in the McMurdo Dry Valleys are typically wide, incised, and stable. At typical flows, streams occupy a fraction of the oversized channels, providing habitat for algal mats. In January 2012, we discovered substantial channel erosion and subsurface thermomechanical erosion undercutting banks of Crescent Stream. We sampled stream water along the impacted reach and compared concentrations of solutes to the long-term data from this stream (~20 years of monitoring. Thermokarst-impacted stream water demonstrated higher electrical conductivity, and concentrations of chloride, sulfate, sodium, suspended sediments, and nitrate than the long-term medians. These results suggest that this mode of lateral permafrost degradation may substantially impact stream solute loads and potentially fertilize stream and lake ecosystems. The potential for sediment to scour or bury stream algal mats is yet to be determined, though it may offset impacts of associated increased nutrient loads to streams.

  12. Critical caving erosion width for cantilever failures of river bank

    Yangui Wang; Shangfu Kuang; Jialin Su


    The cantilever failure is one of the typical bank failures, in which the lateral caving erosion at the bottom of the bank plays an important role. When the caving erosion width is larger than a certain value, the cantilever failures such as shear, toppling and stress failures may occur. In order to understand the condition of the cantilever failure, the collapse mechanisms of the cantilever failures are studied based on the bank stability theory and flume experiment. According to the bank stability equation with the lateral erosion, the critical caving erosion width (CCEW) formulas for the shear and toppling failures of simple slope bank were derived in this paper. The formulas show that the CCEW increases as the overhanging soil thickness and soil cohesion increase, and decreases as the crack depth on the bank surface and the slope angle of the bank increase. And these formulas were tested with experimental data, which shows the predicted values are good agreement with experimental data. The paper reveals a quantitative expression on the process of the river cantilever failure.

  13. Simulating river meandering processes using stochastic bank erosion coefficient

    Posner, Ari J.; Duan, Jennifer G.


    This study first compares the first order analytical solutions for flow field by Ikeda et. al. (1981) and Johanesson and Parker (1989b). Ikeda et. al.'s (1981) linear model of bank erosion was implemented to predict the rate of bank erosion in which the bank erosion coefficient is treated as a stochastic variable that varies with physical properties of the bank (e.g. cohesiveness, stratigraphy, vegetation density). The developed model was used to predict the evolution of meandering planforms. Then, the modeling results were analyzed and compared to the observed data. Because the migration of meandering channels consists of downstream translation, lateral expansion, and downstream or upstream rotations, several measures are formulated to determine which of the resulting planform is closest to the experimental measured one. Results from the deterministic model highly depend on the calibrated erosion coefficient. Because field measurements are always limited, the stochastic model yielded more realistic predictions of meandering planform evolutions. Because the coefficient of bank erosion is a random variable, the meandering planform evolution is a stochastic process that can only be accurately predicted by a stochastic model.

  14. Simulating the Fluvial Erosion of Fine-Grained River Banks

    Darby, S. E.; Sarkkula, J.; Koponen, J.; Kummu, M.


    River bank erosion is the product of a suite of specific processes that together contribute significantly to the sediment yielded from river catchments. Many studies have emphasised that hydraulic erosion of bank-toe materials may exert a dominant influence on the long term rate of river bank retreat. Fluvial bank erosion rates are normally quantified using an excess shear stress model of the form E = k(τb-τc)a, where E is the erosion rate per unit time and unit bank area, τb is the boundary shear stress applied by the flow, k and τc are erodibility parameters (erodibility coefficient, k, and critical shear stress, τc), and a is an empirically derived exponent (equated to unity in bank erosion studies). This model has the advantage of simplicity, but in practice difficulties in estimating the values of the erodibility and shear stress parameters seriously inhibit its accuracy. We are seeking to improve the parameterization of the excess shear stress model through the use of field measurements and analytical modelling, at field sites on the Mekong River in Laos. Specifically, τb is estimated using a new model [Kean and Smith, 2006, J. Geophys. Res., 111(4), F04009, doi:10.1029/2006JF000467] of flow over irregular bank topography. Data from our study sites indicate that the form roughness induced by natural topographic bank features (slumps, embayments, etc) is a major component of the spatially-averaged total shear stress, with the skin friction component (i.e, τb) typically an order of magnitude less than the total stress. This indicates that previous bank erosion investigations, that employ estimates of the total shear stress, may grossly misparameterize the true value of τb. To estimate τc, we have employed a Cohesive Strength Meter [CSM, Tolhurst et al., 1999, Estuarine, Coastal & Shelf Sci., 49, 281-294], a jet-testing device that is normally used in studies of the stability of cohesive sediments on inter-tidal flats, but which has not previously been

  15. Bank stability analysis for fluvial erosion and mass failure

    The central objective of this study was to highlight the differences in magnitude between mechanical and fluvial streambank erosional strength with the purpose of developing a more comprehensive bank stability analysis. Mechanical erosion and ultimately failure signifies the general movement or coll...

  16. River Bank Erosion at the Intra-Event Timescale: Implications for Bank Sediment Delivery

    Darby, S. E.; Rinaldi, M.


    Bank erosion is often a significant contributor to catchment sediment yield. However, it has proved difficult to gain insight into the relationship between erosion events that supply bank material to river systems, and associated variations in fluvial sediment flux. One of the difficulties has been that there is a mismatch in our capability to quantify processes at relevant timescales. Thus, while fluvial flux can readily be monitored quasi-continuously during competent flow events, studies of bank erosion processes have largely been focused at the event timescale. A lack of sub-event scale data is understandable given the difficulties involved in accessing river banks during competent flows. Nevertheless, bank sediment delivery processes involve a combination of (quasi-continuous) fluvial erosion and (quasi-discrete) mass-wasting processes. Moreover, relatively little research has been focused on the dynamic interactions between these two groups of processes, especially in terms of quantifying the extent to which different bank erosion processes might dominate in different environments. To address these issues, we have been investigating bank sediment delivery processes at two study sites. The Fiume Cecina (central Italy) is an actively migrating (c. 10 m/yr) gravel-bed river, which constrasts with the River Asker (southern UK), a gravel-bed river with relatively slow (c. 0.1 m/yr) retreat rates. At each site we have developed simulation models to predict modes of bank sediment delivery during observed flow events. Our approach follows previous investigations in that event hydrographs are initially discretised into a series of time steps. Finite-element seepage analysis and slope-stability modelling software packages are then used to simulate bank pore water pressure and mass-failure conditions at each time step, to quantify their evolution throughout the flow event. Where our approach differs from previous studies is that we have used Computational Fluid Dynamics

  17. Estimating overland flow erosion capacity using unit stream power

    Hui-Ming SHIH; Chih Ted YANG


    Soil erosion caused by water flow is a complex problem.Both empirical and physically based approaches were used for the estimation of surface erosion rates.Their applications are mainly limited to experimental areas or laboratory studies.The maximum sediment concentration overland flow can carry is not considered in most of the existing surface erosion models.The lack of erosion capacity limitation may cause over estimations of sediment concentration.A correlation analysis is used in this study to determine significant factors that impact surface erosion capacity.The result shows that the unit stream power is the most dominant factor for overland flow erosion which is consistent with experimental data.A bounded regression formula is used to reflect the limits that sediment concentration cannot be less than zero nor greater than a maximum value.The coefficients used in the model are calibrated using published laboratory data.The computed results agree with laboratory data very well.A one dimensional overland flow diffusive wave model is used in conjunction with the developed soil erosion equation to simulate field experimental results.This study concludes that the non-linear regression method using unit stream power as the dominant factor performs well for estimating overland flow erosion capacity.

  18. Numerical simulation of hydrodynamics and bank erosion in a river bend

    Rinaldi, M; Mengoni, B.; Luppi, L.; Darby, S.E.; Mosselman, E.


    We present an integrated analysis of bank erosion in a high-curvature bend of the gravel bed Cecina River (central Italy). Our analysis combines a model of fluvial bank erosion with groundwater flow and bank stability analyses to account for the influence of hydraulic erosion on mass failure process

  19. Bank erosion along the dam-regulated lower Roanoke River, North Carolina

    Hupp, C.R.; Schenk, E.R.; Richter, J.M.; Peet, Robert K.; Townsend, Phil A.


    Dam construction and its impact on downstream fluvial processes may substantially alter ambient bank stability and erosion. Three high dams (completed between 1953 and 1963) were built along the Piedmont portion of the Roanoke River, North Carolina; just downstream the lower part of the river flows across largely unconsolidated Coastal Plain deposits. To document bank erosion rates along the lower Roanoke River, >700 bank-erosion pins were installed along 66 bank transects. Additionally, discrete measurements of channel bathymetry, turbidity, and presence or absence of mass wasting were documented along the entire study reach (153 km). A bank-erosion- floodplain-deposition sediment budget was estimated for the lower river. Bank toe erosion related to consistently high low-flow stages may play a large role in increased mid- and upper-bank erosion. Present bank-erosion rates are relatively high and are greatest along the middle reaches (mean 63 mm/yr) and on lower parts of the bank on all reaches. Erosion rates were likely higher along upstream reaches than present erosion rates, such that erosion-rate maxima have since migrated downstream. Mass wasting and turbidity also peak along the middle reaches; floodplain sedimentation systematically increases downstream in the study reach. The lower Roanoke River isnet depositional (on floodplain) with a surplus of ??2,800,000 m3yr. Results suggest that unmeasured erosion, particularly mass wasting, may partly explain this surplus and should be part of sediment budgets downstream of dams. ?? 2009 The Geological Society of America.

  20. Experimental study on the bank erosion and interaction with near-bank bed evolution due to fluvial hydraulic force

    Ming-hui YU; Hong-yan WEI; Song-bai WU


    Bank erosion is a typical process of lateral channel migration, which is accompanied by vertical bed evolution. As a main sediment source, the failed bank soil may directly cause the increase of sediment concentration and considerable channel evolution in a short time. The paper presents an experimental study on non-cohesive and cohesive homogenous bank failure processes, influence of the failed bank soil on bank re-collapse, as well as the interaction between bank failure and near-bank bed evolution due to fluvial hydraulic force. A series of experiments were carried out in a 180° bend rectangular flume. The results reveal the iteration cycle between bank erosion and bed deformation: undercutting of the riverbank, slip failure of the submerged zone of the bank, as well as cantilever failure of the overhang, failed bank soil staying at bank toe temporarily or hydraulic transportation, exchange between the failed bank soil and bed material, bed material load being re-transported either as bed load or as suspended load, and bed deformation. Same as bank failure, the mixing of failed bank soil and bed material is more severe near the curved flow apex. Moreover, non-cohesive bank failure tends to occur near the water surface while cohesive bank failure near the bank toe. For non-cohesive dense (sandy) soil, the bank erosion amount and residual amount of failed bank soil on the bed increase with the near-bank velocity or bed erodibility. But for cohesive soil, only bank erosion amount follows the above rule. The results are expected to provide theoretical basis for river management and flood prevention.

  1. Bioengineering case studies sustainable stream bank and slope stabilization

    Goldsmith, Wendi; McCullah, John


    This unique volume describes and evaluates 30 projects from across the United States where bio-stabilization was employed to address a detrimental naturally occurring process or byproduct of the built environment. Bio-stabilization (or soil bioengineering) refers to the use of plant materials, primarily live cuttings, arranged in the ground in different arrays to reinforce soils and protect upland slopes and/or stream banks against surficial erosion and shallow slope failures. Examples included in the collection represent different regions of the country and their specific conditions and challenges. Each project is illustrated with a number of distinctive photographs to support the reader's understanding and showcase the wide scope of projects and techniques presented. This book also: ·         Presents a range of well-documented case studies on key techniques and best practices for bio-stabilization projects ·         Emphasizes evaluation and comparison of different techniques and challeng...

  2. Stream Bank Stability in Eastern Nebraska

    Soenksen, Phillip J.; Turner, Mary J.; Dietsch, Benjamin J.; Simon, Andrew


    Dredged and straightened channels in eastern Nebraska have experienced degradation leading to channel widening by bank failure. Degradation has progressed headward and affected the drainage systems upstream from the modified reaches. This report describes a study that was undertaken to analyze bank stability at selected sites in eastern Nebraska and develop a simplified method for estimating the stability of banks at future study sites. Bank cross sections along straight reaches of channel and geotechnical data were collected at approximately 150 sites in 26 counties of eastern Nebraska. The sites were categorized into three groups based on mapped soil permeability. With increasing permeability of the soil groups, the median cohesion values decreased and the median friction angles increased. Three analytical methods were used to determine if banks were stable (should not fail even when saturated), at risk (should not fail unless saturated), or unstable (should have already failed). The Culmann and Agricultural Research Service methods were based on the Coulomb equation and planar failure; an indirect method was developed that was based on Bishop's simplified method of slices and rotational failure. The maximum angle from horizontal at which the bank would be stable for the given soil and bank height conditions also was computed with the indirect method. Because of few soil shear-strength data, all analyses were based on the assumption of homogeneous banks, which was later shown to be atypical, at least for some banks. Using the Culmann method and assuming no soil tension cracks, 67 percent of all 908 bank sections were identified as stable, 32 percent were at risk, and 1 percent were unstable; when tension cracks were assumed, the results changed to 58 percent stable, 40 percent at risk, and 1 percent unstable. Using the Agricultural Research Service method, 67 percent of all bank sections were identified as stable and 33 percent were at risk. Using the indirect

  3. Legacy effects of colonial millponds on floodplain sedimentation, bank erosion, and channel morphology, MID-Atlantic, USA

    Schenk, E.R.; Hupp, C.R.


    Many rivers and streams of the Mid-Atlantic Region, United States (U.S.) have been altered by postcolonial floodplain sedimentation (legacy sediment) associated with numerous milldams. Little Conestoga Creek, Pennsylvania, a tributary to the Susquehanna River and the Chesapeake Bay, is one of these streams. Floodplain sedimentation rates, bank erosion rates, and channel morphology were measured annually during 2004-2007 at five sites along a 28-km length of Little Conestoga Creek with nine colonial era milldams (one dam was still in place in 2007). This study was part of a larger cooperative effort to quantify floodplain sedimentation, bank erosion, and channel morphology in a high sediment yielding region of the Chesapeake Bay watershed. Data from the five sites were used to estimate the annual volume and mass of sediment stored on the floodplain and eroded from the banks for 14 segments along the 28-km length of creek. A bank and floodplain reach based sediment budget (sediment budget) was constructed for the 28 km by summing the net volume of sediment deposited and eroded from each segment. Mean floodplain sedimentation rates for Little Conestoga Creek were variable, with erosion at one upstream site (-5 mm/year) to deposition at the other four sites (highest = 11 mm/year) despite over a meter of floodplain aggradation from postcolonial sedimentation. Mean bank erosion rates range between 29 and 163 mm/year among the five sites. Bank height increased 1 m for every 10.6 m of channel width, from upstream to downstream (R2 = 0.79, p < 0.0001) resulting in progressively lowered hydraulic connectivity between the channel and the floodplain. Floodplain sedimentation and bank erosion rates also appear to be affected by the proximity of the segments to one existing milldam, which promotes deposition upstream and scouring downstream. The floodplain and bank along the 28-km reach produced a net mean sediment loss of 5,634 Mg/year for 2004-2007, indicating that bank

  4. Numerical simulation of hydrodynamics and bank erosion in a river bend

    Rinaldi, Massimo; Mengoni, Beatrice; Luppi, Laura; Darby, Stephen E.; Mosselman, Erik


    We present an integrated analysis of bank erosion in a high-curvature bend of the gravel bed Cecina River (central Italy). Our analysis combines a model of fluvial bank erosion with groundwater flow and bank stability analyses to account for the influence of hydraulic erosion on mass failure processes, the key novel aspect being that the fluvial erosion model is parameterized using outputs from detailed hydrodynamic simulations. The results identify two mechanisms that explain how most bank retreat usually occurs after, rather than during, flood peaks. First, in the high curvature bend investigated here the maximum flow velocity core migrates away from the outer bank as flow discharge increases, reducing sidewall boundary shear stress and fluvial erosion at peak flow stages. Second, bank failure episodes are triggered by combinations of pore water and hydrostatic confining pressures induced in the period between the drawdown and rising phases of multipeaked flow events.

  5. Spatial variability in bank resistance to erosion on a large meandering, mixed bedrock-alluvial river

    Konsoer, Kory M.; Rhoads, Bruce L.; Langendoen, Eddy J.; Best, James L.; Ursic, Mick E.; Abad, Jorge D.; Garcia, Marcelo H.


    Spatial heterogeneity in the erosion-resistance properties of the channel banks and floodplains associated with sediment characteristics, vegetation, or bedrock can have a substantial influence on the morphodynamics of meandering rivers, resulting in highly variable rates of bank erosion and complex patterns of planform evolution. Although past studies have examined the spatial variability in bank erodibility within small rivers, this aspect of the erosion-resistance properties for large rivers remains poorly understood. Furthermore, with the exception of recent numerical modeling that incorporates stochastic variability of floodplain erosional resistance, most models of meandering river dynamics have assumed uniform erodibility of the bank and floodplain materials. The present paper investigates the lateral and vertical heterogeneity in bank material properties and riparian vegetation within two elongate meander loops on a large mixed bedrock-alluvial river using several geotechnical field and laboratory methods. Additionally, the bank stability and toe-erosion numerical model (BSTEM) and repeat terrestrial LiDAR surveys are used to evaluate the capacity of the bank material properties to modify the rates and mechanisms of bank retreat. Results show that the textural properties of the bank materials, soil cohesion, and critical shear stress necessary for sediment entrainment differ substantially between the two bends and are also highly variable within each bend - laterally and vertically. Trees growing along the banks increase the resistance to erosion by contributing to the shear strength of the bank materials and are capable of increasing bank stability along a large river. Locally outcropping bedrock also influences bank erodibility in both bends. The results of this study demonstrate that spatial variability in the erosion-resistance properties of the channel banks is an important factor contributing to spatial variability in the rates and mechanisms of bank

  6. Spatial and Temporal Changes in Bank Retreat Rates in a Small Headwater Stream

    Utley, B. C.; Wynn, T. M.


    Streambank retreat varies both spatially and temporally within any given system due to natural variability in both soil characteristics and hydraulic flow patterns. This study analyzes one year of monthly erosion pin data for Stroubles Creek, a small, urban, headwater stream in southwestern Virginia near the town of Blacksburg. The 400-m long study reach has 250 erosion pins installed on actively eroding streambanks. The pins are spaced every 10 m along the stream length, with 2-m spacing on more active section. Vertical pin spacing is 30 cm, starting at the bank toe. Streambank retreat rates were measured monthly from August 2005 to May 2007. The retreat data were evaluated for significant spatial patterns and correlation to climatic factors using Shapiro-Wilk test for normality and Kruskal-Wallis test for difference between groups. While spatial differences in retreat rates were not statistically significant, temporal variation was (p=0.0007): the highest erosion occurred during winter months of 2006 and 2007. The only exception to this trend occurred in July 2006, when a large, out-of-bank storm event occurred. Monthly erosion rates were calculated by two methods. The volume of bank eroded is often calculated from erosion pin data by averaging the measurements from several pins over a bank area then multiplying the average by the rough area of that bank. This study compared the results of the averaging method to a spatial interpolation and integration method computed with the computer program SURFER. The surfer analysis compared two surfaces, a surface of change to a plane with a value of zero. Theoretically, the spatial interpolation/integration technique allows more of the natural variability of system to be recognized and included in the calculations. The significant difference between volume calculation techniques is interesting, for 12 of 15 bank areas the averaging method estimated more erosion during the study period than the interpolation technique

  7. Reduction of livelihood risk for river bank erosion affected villagers

    Majumder, S. Sen; Fox, D. M.; Chakrabari, S.; Bhandari, G.


    Bank erosion process of the Ganga River created a serious livelihood risk for the villagers situated on left bank of the river in Malda district of the State of West Bengal, India since last four decades. Due to the erosion of agriculture land by the river, most of the villagers having agriculture as their only means of livelihood became jobless suddenly. Presently they are living in a miserable condition. One of the main objectives of this paper is to find out an alternative means of livelihood for the victims to improve their miserable socio-economic condition. It has been found from field survey that some erosion affected villagers have started to live and practice agriculture temporarily on the riverine islands (large and stable since thirteen years) as these islands have very fertile soil. If the re-emerged land plots can again be demarcated on the newly formed islands and distributed among the landless people to practice agriculture over there, then it will be a useful alternative livelihood strategy for the victims. The demarcation of re-emerged plots can be achieved by georeferencing the cadastral maps and then overlaying the plots on the present river course. In the present study area geo-referencing process of the cadastral maps became a serious issue as the study area has been very dynamic in terms of land cover and land use. Most of the villages were lost into the river course. Thus the common permanent features, required for geo-referencing, shown in the cadastral maps (surveyed during 1954-1962) were not found in the present satellite images. The second important objective of the present study is to develop a proper methodology for geo-referencing the cadastral maps of this area. The Spatial Adjustment Transformation and Automatic Digitization tools of Arc GIS were used to prepare geo-referenced plot maps. In Projective Transformation method the geometrically corrected block maps having village boundaries were used as source file. Then the

  8. Developing a new stream metric for comparing stream function using a bank-floodplain sediment budget: a case study of three Piedmont streams

    Schenk, Edward R.; Hupp, Cliff R.; Gellis, Allen; Noe, Greg


    A bank and floodplain sediment budget was created for three Piedmont streams tributary to the Chesapeake Bay. The watersheds of each stream varied in land use from urban (Difficult Run) to urbanizing (Little Conestoga Creek) to agricultural (Linganore Creek). The purpose of the study was to determine the relation between geomorphic parameters and sediment dynamics and to develop a floodplain trapping metric for comparing streams with variable characteristics. Net site sediment budgets were best explained by gradient at Difficult Run, floodplain width at Little Conestoga Creek, and the relation of channel cross-sectional area to floodplain width at Linganore Creek. A correlation for all streams indicated that net site sediment budget was best explained by relative floodplain width (ratio of channel width to floodplain width). A new geomorphic metric, the floodplain trapping factor, was used to compare sediment budgets between streams with differing suspended sediment yields. Site sediment budgets were normalized by floodplain area and divided by the stream's sediment yield to provide a unitless measure of floodplain sediment trapping. A floodplain trapping factor represents the amount of upland sediment that a particular floodplain site can trap (e.g. a factor of 5 would indicate that a particular floodplain site traps the equivalent of 5 times that area in upland erosional source area). Using this factor we determined that Linganore Creek had the highest gross and net (floodplain deposition minus bank erosion) floodplain trapping factor (107 and 46, respectively) that Difficult Run the lowest gross floodplain trapping factor (29) and Little Conestoga Creek had the lowest net floodplain trapping factor (–14, indicating that study sites were net contributors to the suspended sediment load). The trapping factor is a robust metric for comparing three streams of varied watershed and geomorphic character, it promises to be a useful tool for future stream assessments.

  9. Monitoring stream bluff erosion using repeat terrestrial laser scanning

    Neitzel, G.; Gran, K. B.


    Terrestrial laser scanning (TLS) technology provides high-resolution topographic data that can be used to detect geomorphic change in fluvial environments. In this study, we utilize successive terrestrial laser scans to investigate the relationship between peak flow rates and stream bluff erosion in the Amity Creek watershed in Duluth, Minnesota. We also combine TLS scan results with bluff inventories from airborne lidar to estimate the volume of sediment erosion from bluffs in the watershed, which is an important source of fine sediment contributing to the creek's turbidity impairment. We selected nine study bluffs to conduct terrestrial laser scans on after all significant flood events over a two-year time period. The study employs a Faro Focus 3D phase-shift laser to collect data. Post-processing of the TLS-point cloud data sets involves: (1) removal of vegetation and objects other than the erosional surface of interest; (2) decimation of the point cloud in PC Tools and extraction of zmin values to produce a data set manageable in GIS; (3) creation of a bare earth digital elevation model (DEM) for each set of scans using ArcMap; and (4) utilization of Geomorphic Change Detection (GCD) software to generate DEMs of Difference (DODs) from subsequent terrestrial laser scans. Preliminary results from three flooding events indicate significant erosional activity at all field sites. Slumps were observed at two bluffs following spring melt and freeze/thaw cycling. Two major precipitation events in late spring and early summer provided a unique opportunity to observe the impact of extreme high flow events on bluff erosion throughout the watershed using TLS technology. 4.75 inches of intermittent rain over a six-day period in late May 2012 (May 23-28) resulted in slumping at many bluffs and one major failure. The ≥100-year flood that occurred on June 19-20 (7.25 inches), 2012 was powerful enough to induce considerable channel change. Slumps occurred at six study sites

  10. Sediment yield from gullies, riparian mass wasting and bank erosion in the Upper Konto catchment, East Java, Indonesia

    Rijsdijk, Anton; Bruijnzeel, L. A. (Sampurno); Prins, Th. M.


    Upland watershed rehabilitation programmes in Indonesia have faced increased scrutiny for not delivering the desired reductions in downstream sedimentation rates. Partly this reflects the fact that conservation measures have not been widely adopted or maintained by upland farmers, mainly for socio-economic reasons. Another potential explanation is that sediment contributions by gullying, (riparian) mass wasting and bank erosion have been seriously underestimated or even ignored. This paper presents estimates of sediment contributions by gullies, riparian mass wasting and bank erosion in the upland volcanic Konto catchment, East Java. Runoff and sediment yield from gullies were studied in two areas with contrasting soils and land use. Gullies in the Maron area (few gullies, Andic Cambisols, maize and rice cultivation on stable broad-based terraces) were related to improper drainage of trails, roads and yards. In the Binangsri area (more widespread gullying, Eutric Cambisols, onion cultivation on forward-sloping terraces), gullying was further enhanced by the practice of downslope furrowing to promote field drainage. Estimated annual sediment yields from the two areas were strikingly different at 22-26 and 50-87 Mg ha - 1 , respectively. Riparian mass wasting was estimated to contribute ca. 4% of total sediment yield at Maron and 8-19% in the main gully system at Binangsri, with the higher value in the latter case representing the effect of extreme rainfall in the latter half of the rainy season. Short-term wet season rates of gully wall retreat at Binangsri suggested a contribution by bank erosion of ca. 3% (8% including extreme events). As such, 11-27% of the annual sediment yield at Binangsri was estimated to have come from sources other than surface erosion. Substantial volumes of sediment (29-107 Mg km - 1 of river length) were also added to streams bordered by irrigated rice fields ( sawah) in non-gullied areas, mainly through the collapse of the lowermost

  11. Erosion at decommissioned road-stream crossings: case studies from three northern California watersheds

    Sam A. Flanagan; David Fuller; Leonard Job; Sam Morrison


    Post-treatment erosion was observed for 41 decommissioned road stream crossings in three northern California watersheds. Sites were purposefully selected in order to characterize the nature and range of post-treatment erosional responses. Sites with the highest visible erosion were selected in order to better understand the dominant process and incorporate any...

  12. Erosion of river banks along the Paraná de las Palmas River, Argentina

    Den Bieman, J.; Van den Koppel, M.; Van Velzen, G.; Verbruggen, W.


    One of the branches of the Paraná delta is the Paraná de las Palmas River. This branch doesn’t have the biggest discharge but has the most navigation. The situation in the Paraná de las Palmas isn’t without problems though; the river banks show erosion over the whole length of the branch. This erosi

  13. Seepage erosion mechanisms of bank collapse: three-dimensional seepage particle mobilization and undercutting

    Seepage flow initiates undercutting, similar to development and headward migration of internal gullies, by liquefaction of soil particles, followed by mass wasting of the bank. Although seepage erosion has three-dimensional characteristics, two-dimensional lysimeters have been used in previous resea...

  14. Bank erosion of navigation canals in the western and central Gulf of Mexico

    Thatcher, Cindy A.; Hartley, Stephen B.; Wilson, Scott A.


    Erosion of navigation canal banks is a direct cause of land loss, but there has been little quantitative analysis to determine why certain major canals exhibit faster widening rates (indicative of erosion) than others in the coastal zones of Texas, Louisiana, Mississippi, and Alabama. We hypothesize that navigation canals exhibit varying rates of erosion based on soil properties of the embankment substrate, vegetation type, geologic region (derived from digital versions of state geologic maps), and the presence or absence of canal bank armaments (that is, rock rip-rap, concrete bulkheads, or other shoreline protection structures). The first objective of this project was to map the shoreline position and substrate along both banks of the navigation canals, which were digitized from 3 different time periods of aerial photography spanning the years of 1978/79 to 2005/06. The second objective was to quantify the erosion rates of the navigation canals in the study area and to determine whether differences in erosion rates are related to embankment substrate, vegetation type, geologic region, or soil type. To measure changes in shoreline position over time, transects spaced at 50-m (164-ft) intervals were intersected with shorelines from all three time periods, and an annual rate of change was calculated for each transect. Mean annual rates of shoreline change ranged from 1.75 m/year (5.74 ft/year) on the west side of the Atchafalaya River, La., where there was shoreline advancement or canal narrowing, to -3.29 m/year (-10.79 ft/year) on the south side of the Theodore Ship Channel, Ala., where there was shoreline retreat or erosion. Statistical analysis indicated that there were significant differences in shoreline retreat rates according to geologic region and marsh vegetation type, and a weak relationship with soil organic content. This information can be used to better estimate future land loss rates associated with navigation canals and to prioritize the location of

  15. Dynamic Feedbacks Between Flow, Erosion and Evolving River Bank Roughness Revealed Through Repeat High-Resolution Topographic Surveys

    Leyland, J.; Darby, S. E.; Rinaldi, M.; Teruggi, L. B.; Ostuni, D.


    Bank erosion is a key process in fluvial dynamics, with significant fractions of the total sediment load being sourced from river banks. Studies have shown that hydraulic erosion of the bank toe is a driving factor of long term rates of bank retreat. Fluvial bank erosion rates are often quantified using an excess shear stress model where the erosion rate is a function of the boundary shear stress applied by the flow above a critical threshold. Research has shown that the form roughness induced by natural topographic bank features such as slumps, spurs and embayments, is a major component of the spatially-averaged total shear stress. The skin friction component of this shear stress is typically an order of magnitude less than the total, meaning that the form roughness provides an important control on bank erosion rates. However, measuring the relative components of the total shear stress for a natural system is not straightforward. In this research we apply the method of Kean and Smith [2006, J. Geophys. Res., 111(4), F04009, doi:10.1029/2006JF000467] to partition the form and skin drag components of river bank roughness for an eroding bank of the Cecina River in central Italy. This method approximates the form drag component of the roughness along a longitudinal bank profile as a series of user defined Gaussian curves, with the skin friction component estimated through analysis of the deviations of the data from the fitted curves. For our site, a temporal sequence (2003 - 2011) of high-resolution topographic surveys has been collected through a combination of photogrammetry and Terrestrial Laser Scanning. For each survey five vertically equidistant profiles are extracted and analysed alongside DEMs of difference and associated flow data modelled using the distributed hydrological model MOBIDIC. The data are used to explore the dynamic feedbacks that exist between river discharge, bank erosion processes and bank form roughness, revealing insights into the self

  16. Decoding the drivers of bank erosion on the Mekong river: The roles of the Asian monsoon, tropical storms, and snowmelt

    Darby, Stephen E; Leyland, Julian; Kummu, Matti; Räsänen, Timo A; Lauri, Hannu


    We evaluate links between climate and simulated river bank erosion for one of the world's largest rivers, the Mekong. We employ a process-based model to reconstruct multidecadal time series of bank erosion at study sites within the Mekong's two main hydrological response zones, defining a new parameter, accumulated excess runoff (AER), pertinent to bank erosion. We employ a hydrological model to isolate how snowmelt, tropical storms and monsoon precipitation each contribute to AER and thus modeled bank erosion. Our results show that melt (23.9% at the upstream study site, declining to 11.1% downstream) and tropical cyclones (17.5% and 26.4% at the upstream and downstream sites, respectively) both force significant fractions of bank erosion on the Mekong. We also show (i) small, but significant, declines in AER and hence assumed bank erosion during the 20th century, and; (ii) that significant correlations exist between AER and the Indian Ocean Dipole (IOD) and El Niño Southern Oscillation (ENSO). Of these modes of climate variability, we find that IOD events exert a greater control on simulated bank erosion than ENSO events; but the influences of both ENSO and IOD when averaged over several decades are found to be relatively weak. However, importantly, relationships between ENSO, IOD, and AER and hence inferred river bank erosion are not time invariant. Specifically, we show that there is an intense and prolonged epoch of strong coherence between ENSO and AER from the early 1980s to present, such that in recent decades derived Mekong River bank erosion has been more strongly affected by ENSO. PMID:23926362

  17. Predicting the Rate of River Bank Erosion Caused by Large Wood Log

    Zhang, N.; Rutherfurd, I.; Ghisalberti, M.


    When a single tree falls into a river channel, flow is deflected and accelerated between the tree roots and the bank face, increasing shear stress and scouring the bank. The scallop shaped erosion increases the diversity of the channel morphology, but also causes concern for adjacent landholders. Concern about increased bank erosion is one of the main reasons for large wood to still be removed from channels in SE Australia. Further, the hydraulic effect of many logs in the channel can reduce overall bank erosion rates. Although both phenomena have been described before, this research develops a hydraulic model that estimates their magnitude, and tests and calibrates this model with flume and field measurements, with logs with various configurations and sizes. Specifically, the model estimates the change in excess shear stress on the bank associated . The model addresses the effect of the log angle, distance from bank, and log size and flow condition by solving the mass continuity and energy conservation between the cross section at the approaching flow and contracted flow. Then, we evaluate our model against flume experiment preformed with semi-realistic log models to represent logs in different sizes and decay stages by comparing the measured and simulated velocity increase in the gap between the log and the bank. The log angle, distance from bank, and flow condition are systemically varied for each log model during the experiment. Final, the calibrated model is compared with the field data collected in anabranching channels of Murray River in SE Australia where there are abundant instream logs and regulated and consistent high flow for irrigation. Preliminary results suggest that a log can significantly increase the shear stress on the bank, especially when it positions perpendicular to the flow. The shear stress increases with the log angle in a rising curve (The log angle is the angle between log trunk and flow direction. 0o means log is parallel to flow with

  18. Observation and Research on Gravitational Erosion Process of Bank Slopes in Headstream Area of Jiangjia Ravine, Yunnan, China

    FENG Zi-li; CUI Peng; CHEN Xiao-qin; CHEN Jie; ZHU Yin-yan


    To reveal the gravitational erosion process in the headstream area of Jiangjia Ravine, continuous observation was conducted duing the rainy season. The observation and research show that the change of water content of the bank slope lags the precipitation process, the infiltration water concentrates mainly in the shallow layer of the bank slope, also the bank slope was unsaturated, the floods and debris flows in the gully down cut the gully bed, and scour the foot of the bank slope. These results in many collapses, which is the main type of gravitational erosion process, and it provides large amounts of loose solid materials for the eruption of debris flows.

  19. Bottomland Hardwood Forest Influence on Floodplain Hydrology and Stream Bank Stability in an Urbanizing Watershed of the Central U.S

    Hubbart, J. A.; Zell, C.; Huang, D.


    Conversion of bottomland hardwood forest (BHF) to agricultural and urban land uses in the 19th and 20th centuries altered the hydrology of streams, floodplains, and remnant BHF. Broadened and steepened stream channels lead to increased channel instability, accelerated erosion, and reduced floodplain hydrologic connectivity. A case study was implemented to investigate floodplain and stream hydrogeomorphological processes comparing a remnant BHF and Ag site (sites = 0.90 km apart). 120 m2 grids were established to estimate canopy cover (LAI = 3.1), soil characteristics by the soil core method at depths of 0, 15, 30, 50, 75 and 100 cm (n = 302), and surface soil infiltration capacity (n = 42). 80 m2 grids (each site) were implemented with nine equally spaced piezometers to estimate shallow groundwater depth and flow. Stream bank erosion study sites were located adjacent to BHF and agricultural floodplain study sites using the erosion pin method (10 pin plots, n = 342 pins). Results indicate average porosity (n = 150) of 0.56 (SD = 0.04) and 0.59 (SD = 0.04) in agricultural and BHF sites, respectively. Average infiltration capacity was 44 cm/hr (SD = 38 cm/hr) and 59 cm/hr (SD = 54 cm/hr) in agricultural and BHF sites, respectively. Depth integrated calculations of equivalent depth of soil water (EDSW) were significantly different (CI = 99%) 33.3 cm/m (SD = 2.24 cm/m) and 36.9 cm/m (SD = 2.68 cm/m) between Ag and BHF sites, respectively. Shallow groundwater analyses (Water Year 2011) indicated that average head at the BHF and Ag sites increased by approximately 0.25 m, and 0.50 m, respectively 90 m inland from the streambank. Stream bank erosion results showed that during a drier (762 mm) than average (10yr avg = 1077 mm) rainfall year (Water Year 2011), 15.7 and 177.8 tonnes of soil erosion occurred on the right side (facing downstream) stream banks of the BHF and Ag sites, respectively. Average bank erosion depth measured at the BHF and Ag sites was 18 and 112 mm

  20. Long-term monitoring of stream bank stability under different vegetation cover

    Krzeminska, Dominika; Skaalsveen, Kamilla; Kerkhof, Tjibbe


    Vegetated buffer zones are common environmental measures in many countries, including Norway. The presence of riparian vegetation on stream banks not only provides ecological benefits but also influence bank slope stability, through several complex interactions between riparian vegetation and hydro - mechanical processes. The hydrological processes associated with slope stability are complex and yet difficult to quantify, especially because their transient effects (e.g. changes throughout the vegetation life cycle). Additionally, there is very limited amount of field scale research focusing on investigation of coupled hydrological and mechanical influence of vegetation on stream bank behavior, accounting for both seasonal time scale and different vegetation type, and none dedicated to marine clay soils (typically soil for Norway). In order to fill this gap we established continues, long term hydrogeological monitoring o selected cross - section within stream bank, covered with different types of vegetation, typical for Norwegian agriculture areas (grass, shrubs, and trees). The monitoring involves methods such as spatial and temporal monitoring of soil moisture conditions, ground water level and fluctuation of water level in the stream. Herein we will present first 10 months of monitoring data: observed hydrological trends and differences between three cross - sections. Moreover, we will present first modelling exercises that aims to estimate stream banks stability with accounting on presence of different vegetation types using BSTEM and HYDRUS models. With this presentation, we would like to stimulate the discussion and get feedback that could help us to improve both, our experimental set up and analysis approach.

  1. River Channel Change Simulation of Khoshke Rud Farsan River and Bank Erosion Process Using a Numerical Depth Averaged Model, CCHE2D

    Mohammad Fathi


    Full Text Available Bank erosion in populated areas could cause fatalities and property damage if banks collapse abruptly, compromising the integrity of residential buildings and civil facilities. Bank erosion study is in general a very complex problem because of it involves multi-processes such as bank surface erosion, bank toe erosion and bank material mechanic failure, etc. Each of these processes is related to several parameters: sediment size distribution, bank material cohesion, slope, homogeneity, consolidation, soil moisture and ground water level, as well as bank height. The bank erosion rate is also related to the strength of the flow in the river indicated by the flow shear stress, water depth, and channel curvature, etc. In this study, the numerical model CCHE2D has been applied to study real-world bank erosion cases in a mountain river, Khoske Rud Farsan River, Iran, which is a braided river with high sediment loads and channel mobility; the bank erosion of this river is dominated by floods during rainy seasons.

  2. Soil Erosion from Agriculture and Mining: A Threat to Tropical Stream Ecosystems

    Jan H. Mol


    Full Text Available In tropical countries soil erosion is often increased due to high erodibility of geologically old and weathered soils; intensive rainfall; inappropriate soil management; removal of forest vegetation cover; and mining activities. Stream ecosystems draining agricultural or mining areas are often severely impacted by the high loads of eroded material entering the stream channel; increasing turbidity; covering instream habitat and affecting the riparian zone; and thereby modifying habitat and food web structures. The biodiversity is severely threatened by these negative effects as the aquatic and riparian fauna and flora are not adapted to cope with excessive rates of erosion and sedimentation. Eroded material may also be polluted by pesticides or heavy metals that have an aggravating effect on functions and ecosystem services. Loss of superficial material and deepening of erosion gullies impoverish the nutrient and carbon contents of the soils; and lower the water tables; causing a “lose-lose” situation for agricultural productivity and environmental integrity. Several examples show how to interrupt this vicious cycle by integrated catchment management and by combining “green” and “hard” engineering for habitat restoration. In this review; we summarize current findings on this issue from tropical countries with a focus on case studies from Suriname and Brazil.

  3. Spatial patterns of (137)Cs inventories and soil erosion from earth-banked terraces in the Yimeng Mountains, China.

    Zhang, Yunqi; Long, Yi; An, Juan; Yu, Xingxiu; Wang, Xiaoli


    The Yimeng Mountains is one of China's most susceptible regions to soil erosion. In this region, slopes are composed of granite- or gneiss-derived soils that are commonly cultivated using earth-banked terraces. Based on the (137)Cs measurement for nine reference cores, the present study analysed the spatial patterns of (137)Cs inventory and soil erosion using 105 sampling points in a seven-level earth-banked terrace system. The mean (137)Cs inventory, standard deviation, coefficient of variation, and allowable error for the nine reference cores were 987 Bq m(-2), 71 Bq m(-2), 7%, and 6%, respectively, values that may reflect the heterogeneity of the initial (137)Cs fallout deposit. Within each terrace, the (137)Cs inventory generally increases from the rear edge to the front edge, accompanied by a decrease in the erosion rate. This results from planation by tillage and rainfall runoff during the development of the earth-banked terraces. Across the entire seven-level terrace system, (137)Cs inventories decrease from the highest terrace downwards, but increase in the lower terraces, whereas erosion rate displays the opposite trend. These trends are the result of the combined effects of the earth-bank segmented hillslope, the limited protection of the earth banks, and rainfall runoff in combination with tillage. The high coefficients of variation of (137)Cs inventories for the 21 sampling rows, with a mean value of 44%, demonstrate the combined effects of variations in original microtopography, anthropogenic disturbance, the incohesive soils weathered from underlying granite, and the warm climate. Although earth-banked terraces can reduce soil erosion to some extent, the estimated erosion rates for the study area are still very high.

  4. Landscape characteristics of a stream and wetland mitigation banking program.

    BenDor, Todd; Sholtes, Joel; Doyle, Martin W


    In the United States, stream restoration is an increasing part of environmental and land management programs, particularly under the auspices of compensatory mitigation regulations. Markets and regulations surrounding stream mitigation are beginning to mirror those of the well-established wetland mitigation industry. Recent studies have shown that wetland mitigation programs commonly shift wetlands across space from urban to rural areas, thereby changing the functional characteristics and benefits of wetlands in the landscape. However, it is not yet known if stream mitigation mirrors this behavior, and if so, what effects this may have on landscape-scale ecological and hydrological processes. This project addresses three primary research questions. (1) What are the spatial relationships between stream and wetland impact and compensation sites as a result of regulations requiring stream and wetland mitigation in the State of North Carolina? (2) How do stream impacts come about due to the actions of different types of developers, and how do the characteristics of impacts sites compare with compensation sites? (3) To what extent does stream compensation relocate high-quality streams within the river network, and how does this affect localized (intrawatershed) loss or gain of aquatic resources? Using geospatial data collected from the North Carolina Division of Water Quality and the Army Corps of Engineers' Wilmington District, we analyzed the behavior of the North Carolina Ecosystem Enhancement Program in providing stream and wetland mitigation for the State of North Carolina. Our results suggest that this program provides mitigation (1) in different ways for different types of permittees; (2) at great distances (both Euclidean and within the stream network) from original impacts; (3) in significantly different places than impacts within watersheds; and (4) in many cases, in different watersheds from original impacts. Our analysis also reveals problems with regulator

  5. Bank Erosion, Mass Wasting, Water Clarity, Bathymetry and a Sediment Budget Along the Dam-Regulated Lower Roanoke River, North Carolina

    Schenk, Edward R.; Hupp, Cliff R.; Richter, Jean M.; Kroes, Daniel E.


    Dam construction and its impact on downstream fluvial processes may substantially alter ambient bank stability, floodplain inundation patterns, and channel morphology. Most of the world's largest rivers have been dammed, which has prompted management efforts to mitigate dam effects. Three high dams (completed between 1953 and 1963) occur along the Piedmont portion of the Roanoke River, North Carolina; just downstream, the lower part of the river flows across largely unconsolidated Coastal Plain deposits. To document bank erosion rates along the lower Roanoke River, more than 700 bank erosion pins were installed along 124 bank transects. Additionally, discrete measurements of channel bathymetry, water clarity, and presence or absence of mass wasting were documented along the entire 153-kilometer-long study reach. Amounts of bank erosion in combination with prior estimates of floodplain deposition were used to develop a bank erosion and floodplain deposition sediment budget for the lower river. Present bank erosion rates are relatively high [mean 42 milimeters per year (mm/yr)] and are greatest along the middle reaches (mean 60 mm/yr) and on lower parts of the bank on all reaches. Erosion rates were likely higher along upstream reaches than present erosion rates such that erosion rate maxima have migrated downstream. Mass wasting and water clarity also peak along the middle reaches.

  6. A proposed method of bank erosion vulnerability zonation and its application on the River Haora, Tripura, India

    Bandyopadhyay, Shreya; Ghosh, Kapil; De, Sunil Kumar


    In this paper a new RS-GIS based simple method has been proposed for estimating bank erosion. This method does not need intense field investigation and can provide erosion vulnerability zonation for the entire river. The method uses eight parameters, i.e., rainfall erosivity, lithological factor, bank slope, meander index, river gradient, soil erosivity, vegetation cover, and anthropogenic impact. Meteorological data, GSI maps, SRTM DEM (30-m horizontal resolution), LISS III (23.5-m resolution), and Google Images have been used to determine rain erosivity, lithological impact, bank slope, meander index, river gradient, vegetation cover, and anthropogenic activities. Soil map of the NBSSLP (National Bureau of Soil Survey and Land-use Planning, India) has been used for assessing soil erosivity index. By integrating the individual values of those six parameters out of those eight parameters (the first two parameters remained constant for the particular study area), a bank erosion vulnerability zonation map of the River Haora, Tripura, India (23°37‧-23°53‧ N. and 91°15‧-91°37‧ E.) has been prepared. The values have been compared with the existing BEHI-NBS method of 60 spots and also with field data of 30 cross sections (covering the 60 spots) taken along a 51-km stretch of the river within Indian Territory, and we found that the estimated values are matching with the existing method as well as with field data. The whole stretch has been divided into five hazard zones, i.e. very high, high, moderate, low and very low hazard zones; and they are cover 5.66, 16.81, 40.82, 29.67, and 9.04 km, respectively.

  7. Modeling the Erosion Process in Beaded Streams in a Semi-arid Bajada, Southern New Mexico

    Gao, P.


    A channel network in Southern New Mexico falls in one of the three categories: splay, bead, and braid. A splay simply refers to diverging channels. A bead refers to channel reaches in which flow first diverges to form an area of multiple flow paths and then converges to form a single channel. A braid is intermediate between a splay and a bead. Recent studies have demonstrated that beads, which widely exist in the semi-arid environment of Southern New Mexico, serve as sinks to attract more water, nutrients, and sediment than other areas. Thus beads provide a physical base for ecological remediation means to reverse the desertification process. However, the mechanisms for the formation of a bead and geomorphologic factors controlling the properties of a bead are still poorly understood. Given the difficulties of physically tracking and quantitatively estimating the development of a bead in the field, a computer simulation is adopted to model the erosion process that leads to the beaded streams. The modeling is based on a FORTRAN algorithm in which the bajada surface is represented by a matrix of square cells. On each cell, both sediment transport and continuity equations, which are sufficient to describe the erosion process, are applied to determine whether the cell is degraded (erosion), aggraded (deposition), or graded (equilibrium). With a rule of determining the distribution of flow rate from a cell to its downstream neighbors, channels are automatically formed by the erosion processes. The simulation indicates (1) that a bead is formed with the combination of three factors: uneven distribution of flow rate, infiltration, and the degree of distribution, (2) that a bead, once formed, is stable, (3) that the size and shape of a bead are controlled by the discharge-infiltration ratio.

  8. Estimation of Bank Erosion Due To Reservoir Operation in Cascade (Case Study: Citarum Cascade Reservoir

    Sri Legowo


    Full Text Available Sedimentation is such a crucial issue to be noted once the accumulated sediment begins to fill the reservoir dead storage, this will then influence the long-term reservoir operation. The sediment accumulated requires a serious attention for it may influence the storage capacity and other reservoir management of activities. The continuous inflow of sediment to the reservoir will decrease the capacity of reservoir storage, the reservoir value in use, and the useful age of reservoir. Because of that, the rate of the sediment needs to be delayed as possible. In this research, the delay of the sediment rate is considered based on the rate of flow of landslide of the reservoir slope. The rate of flow of the sliding slope can be minimized by way of each reservoir autonomous efforts. This effort can be performed through; the regulation of fluctuating rate of reservoir surface current that does not cause suddenly drawdown and upraising as well. The research model is compiled using the searching technique of Non Linear Programming (NLP.The rate of bank erosion for the reservoir variates from 0.0009 to 0.0048 MCM/year, which is no sigrificant value to threaten the life time of reservoir.Mean while the rate of watershed sediment has a significant value, i.e: 3,02 MCM/year for Saguling that causes to fullfill the storage capacity in 40 next years (from years 2008.

  9. Linking the field to the stream: soil erosion and sediment yield in a rural catchment, NW Spain

    Rodriguez-Blanco, M. L.; Taboada-Castro, M. M.; Palleiro-Suarez, L.; Taboada-Castro, M. T.


    Quantifying the linkages between field erosion, fluvial response and catchment sediment yield remains problematic, among other reasons, because of the re-deposition of eroded sediment within the catchment, which is controlled by the spatial organization of the land use and the connectivity between sediment sources and the stream network. This paper presents the results of an integrated study that considered the relationship between erosion and stream sediment yield in an agroforestry catchment (16 km2) in NW Spain. The geology consists of basic metamorphic schist. The relieve of the area is steeper, the mean slope is approximately 19%. Main soil types are classified as Umbrisol and Cambisol. Soils are acidic and rich in organic matter. The soil texture is silt and silt-loam. Land cover consists of a mixture of forest (65%) and agricultural fields (mainly grassland, pasture and maize). The study combined measurements of soil erosion by concentrate flow and sediment deposition at field scale with sediment yield measured at the catchment outlet. The hydrological data and water samples were obtained at the catchment outlet. Stream water level was monitored continuously and converted to discharge using a rating curve. The sampling for suspended sediments was supplemented by an automatic sampler. Suspended sediment load was calculated from the suspended sediment concentrations and discharge data. Eroded volume was calculated from cross-sections (measured at specific points, where the section changed abruptly) and length of the channel segments. The total sediment delivered to stream was determined as the difference between all erosion features (rills and gullies) and the sediment volumes that were deposited on the fields. The results showed that in the catchment during the period winter 2007/08 soil erosion by concentrate flow, i.e. rills and ephemeral gullies, occurred on unprotected crop field. Erosion by concentrate flow was highly discontinuous within the catchment

  10. A West Virginia case study: does erosion differ between streambanks clustered by the bank assessment of nonpoint source consequences of sediment (BANCS) model parameters?

    Abby L. McQueen; Nicolas P. Zegre; Danny L. Welsch


    The integration of factors and processes responsible for streambank erosion is complex. To explore the influence of physical variables on streambank erosion, parameters for the bank assessment of nonpoint source consequences of sediment (BANCS) model were collected on a 1-km reach of Horseshoe Run in Tucker County, West Virginia. Cluster analysis was used to establish...

  11. Influence of riparian vegetation on near-bank flow structure and erosion rates on a large meandering river

    Konsoer, K. M.; Rhoads, B. L.; Langendoen, E. J.; Johnson, K.; Ursic, M.


    Rates of meander migration are dependent upon dynamic interactions between planform geometry, three-dimensional flow structure, sediment transport, and the erodibility and geotechnical properties of the channel banks and floodplains. Riparian vegetation can greatly reduce the rate of migration through root-reinforcement and increased flow resistance near the bank. In particular, forested riverbanks can also provide large woody debris (LWD) to the channel, and if located near the outer bank, can act to amour the bank by disrupting three-dimensional flow patterns and redirecting flow away from the bank-toe, the locus of erosion in meandering rivers. In this paper, three-dimensional flow patterns and migration rates are compared for two meander bends, one forested and one non-forested, on the Wabash River, near Grayville, Illinois. Flow data were obtained using acoustic Doppler current profilers (ADCP) for two large flow events in May and June 2011. LWD was mapped using a terrestrial LiDAR survey, and residence times for the LWD were estimated by comparing the survey data to time-series aerial photography. Rates of migration and planform evolution were determined through time-series analysis of aerial photography from 1938-2011. Results from this study show that near-bank LWD can have a significant influence on flow patterns through a meander bend and can disrupt helical flow near the outer bank, thereby reducing the effect of the high velocity core on the toe of the bank. Additionally, these effects influence migration rates and the planform evolution of meandering rivers.

  12. Monitoring bank erosion at the Locke Island Archaeological National Register District: Summary of 1996/1997 field activities

    Nickens, P.R. [ed.; Bjornstad, B.N.; Nickens, P.R.; Cadoret, N.A.; Wright, M.K.


    Locke Island is located in the Columbia River in south-central Washington. The US Department of Energy (DOE) owns Locke Island as part of its Hanford Site. In the 1960s and 1970s, as a result of intensive irrigation developments on the inland shoreline to the east of the island, the White Bluffs, which form the eastern boundary of the Columbia River channel in this area, began to show geological failures as excess irrigation water seeped out along the bluffs. One of the largest such failures, known as the Locke Island Landslide, is located just east of Locke Island. By the early 1980s, this landslide mass had moved westward into the river channel toward the island and was diverting the current at the island`s eastern perimeter. Erosion of the bank in the center of the island accelerated, threatening the cultural resources. By the early 1990s, the erosion had exposed cultural features and artifacts along the bank, leading to the beginning of intermittent monitoring of the cutbank. In 1994, DOE initiated more scheduled, systematic monitoring of island erosion to better understand the physical processes involved as well as mitigate ongoing loss of the archaeological record.

  13. Land use changes caused by bank erosion along the lower part of the Bosna river from 2001 to 2013

    Tošić Radislav


    Full Text Available The river channel dynamics are result of the complex interaction between natural and human impact. In the presented study, we assessed spatial and temporal dynamics of Bosna river channel migration during 2001-2013 period using orthophoto images and GIS. We have identified that the total area of bank erosion during given period equaled 2.8695 km2, of which 1.2178 km2 were on the left bank and 1.6516 km2 on the right bank. The total area of bank accretion from 2001 to 2013 equaled 2.6841 km2, of which 1.2864 km2 was on the left bank and 1.3977 km2 on the right bank. The Bosna riverbed average movement in the period 2001-2013 was established in the amount of 60.7 m. During this period, the average lateral channel migration was 5.05 m per year. Lateral migration of the Bosna River has caused serious problems: disappearance of arable land, forests, pastures and meadows, economic loss due to the reduction of agricultural. Using statistical analysis of a land use structure changes along the lower part of Bosna River, we obtained the results which show significant lost in arable land. According to results, 42.3 ha of arable land, 171.9 ha forests and 31.8 ha pastures and meadows were lost during 2001-2013 period. The data presented here are significant for practical issues such as predicting channel migration rates for engineering and planning purposes, soil and water management. [Projekat Ministarstva nauke Republike Srbije, br. 43007: The Research on Climate Change Influences on Environment: Influence Monitoring, Adaptation and Mitigation, subproject No. 9: Torrential Floods Frequency, Soil and Water Degradation as the Consequence of Global Changes

  14. Analysis of VIA and EbA in a River Bank Erosion Prone Area of Bangladesh Applying DPSIR Framework

    Syed Hafizur Rahman


    Full Text Available This study aims to set up a comprehensive approach to the Vulnerability and Impact Assessment (VIA of river erosion and to suggest Ecosystem-based Adaptation (EbA practices. Based on the analysis of vulnerability using the Driver-Pressure-State-Impact-Response (DPSIR framework, this paper discusses some of the significant climatic (rainfall pattern, temperature, seasonal drift, cold wave and heat wave and non-climatic (river erosion, repetitive death of field crops and agrochemicals forces in the Kazipur Upazila (Sirajganj District—a river erosion-prone area of Bangladesh. Both primary (Key Informants Interview, Household Survey, and Focus Group Discussion and secondary (climatic, literature review data have been used in revealing the scenario of climatic stress. The analysis revealed a slightly increasing trend of mean annual temperature, and a decreasing trend of total annual rainfall from 1981 to 2015, which have been supported by people’s perception. This study found that river erosion, the increase of temperature and the late arrival of monsoon rain, excessive monsoon rainfall, high use of agrochemicals, and flow alterations are major drivers in the riverine ecosystem. These drivers are creating pressures on agricultural land, soil fertility, water availability and livelihood patterns of affected communities. Hence, floating bed cultivation, integrated pest management, use of cover crops, reforestation, the introduction of an agro-weather forecasting system, and a new variety of flood tolerant species have been suggested as potential EbA to cope with river bank erosion and to increase the capacity of the affected ecosystem.

  15. The branching of the Gulf Stream southeast of the Grand Banks

    Krauss, W.; KäSe, R. H.; Hinrichsen, H.-H.


    During March-April 1987, 101 hydrographic stations were occupied on three sections spanning a triangle between the Azores (Faial), the southern tip of the Grand Banks of Newfoundland, and Bermuda. Information on the near-surface processes in the interior of the triangle were obtained from 32 satellite-tracked buoys deployed during the cruise and a composite infrared image based on cloud-free NOAA 9 data during April 1987. The data were combined to analyze the eddy field and the branching of the Gulf Stream into the North Atlantic Current and the Azores Current. Calculations of mass transports through the legs of the triangle gave a total of 46 Sv supplied by the Gulf Stream, 31 Sv of which left the area as the North Atlantic Current and westwind drift north of the Azores. The remaining 14 Sv continued towards east-southeast as the Azores Current and southern recirculation. Additional conductivity-temperature-depth stations from a cruise in April 1986 into the same area allowed also study of the large-scale circulation within that triangle in deeper layers. The Azores Current appears as a baroclinic stream which reaches down to approximately 1000 m. Intensive mixing was observed at the continental slope of Newfoundland between water of the Labrador Current and the Gulf Stream (mixed water). Owing to cabbeling and consecutive convective mixing, this water penetrates down to 2000 m depth and creates horizontal density gradients to the surrounding Gulf Stream water, which intensifies the North Atlantic Current. This process is considered to be an important energy source for this current.

  16. Modeling sediment mobilization using a distributed hydrological model coupled with a bank stability model

    Stryker, J.; Wemple, B.; Bomblies, A.


    In addition to surface erosion, stream bank erosion and failure contributes significant sediment and sediment-bound nutrients to receiving waters during high flow events. However, distributed and mechanistic simulation of stream bank sediment contribution to sediment loads in a watershed has not been achieved. Here we present a full coupling of existing distributed watershed and bank stability models and apply the resulting model to the Mad River in central Vermont. We fully coupled the Bank Stability and Toe Erosion Model (BSTEM) with the Distributed Hydrology Soil Vegetation Model (DHSVM) to allow the simulation of stream bank erosion and potential failure in a spatially explicit environment. We demonstrate the model's ability to simulate the impacts of unstable streams on sediment mobilization and transport within a watershed and discuss the model's capability to simulate watershed sediment loading under climate change. The calibrated model simulates total suspended sediment loads and reproduces variability in suspended sediment concentrations at watershed and subbasin outlets. In addition, characteristics such as land use and road-to-stream ratio of subbasins are shown to impact the relative proportions of sediment mobilized by overland erosion, erosion of roads, and stream bank erosion and failure in the subbasins and watershed. This coupled model will advance mechanistic simulation of suspended sediment mobilization and transport from watersheds, which will be particularly valuable for investigating the potential impacts of climate and land use changes, as well as extreme events.

  17. Boat-Wave-Induced Bank Erosion on the Kenai River, Alaska


    72 Table 14. Erosion rates as determined by Scott (1982).......................................................................83...Anchorage – Orson Smith (PhD engineer); Alaska Department of Environmental Conservation – Jim Rypkema (water quality), Kent Patrick-Riley (water quality...interspersed with coarse strata from fluvial outwash. Both the bed material and the channel pattern reflect previous glacial discharges ( Scott 1982) and

  18. Rio Grande Lidar Bank Erosion Monitoring: Preliminary 2007-2008 Results and Survey Design Considerations


    point clouds were loaded into IMInspect for further processing and analysis. Planes were fitted to manually selected points along the waterline in...described by Wawrzyniec et al. (2007b) ERDC/CHL CR-10-3 16 to directly measure the differences between point clouds . This would eliminate the...same as in Figure 5 and vectors show measured erosion at select points. To estimate the volume of sediment lost downstream of the dam, the TLS point




    Full Text Available The landform, as a whole, is the basic component of the environment and evolves as an open system controlled by two categories of components, in a close relationship of dynamic interconditioning. The endodynamic components are stable and they define the relief physiognomy: hypsometry, the gradient and length of the slope, lithologic conditions and the drainage density. The exodynamic components, with high spatial and temporal mobility, control the flow of matter and energy within the hydrographic basin, the solar energy, the rainfalls, the temperature, the plant cover, and the anthropic activity. The volume of eroded material of a hydrographic basin will set the relationship between the present physiognomy of the landform and the flow of materials carried and discharged. The quantitative evaluation of the erosion in a hydrographic basin, specific to a certain region, will deal with the parameters reflecting the intensity of the morphogenetic processes over a specified period of time. The Reghiu Stream, a left-side tributary of the River Milcov, drains varied landforms, developed on geological formations with different physical properties; moreover, it manifests a regressive erosion, weaker than the Zabala River (they used to have a common evolution during the geological past, and the interfluve is very narrow – there are few facts which lead to the conclusion that the erosion is differential, depending on the local conditions of shaping.


    Martin W. DOYLE; Emily H. STANLEY; Andy R. SELLE; John M. STOFLETH; Jon M. HARBOR


    Dam removal has emerged in the U.S. as a critical concern for river management. Of particular interest is predicting the quantity of sediment that will be eroded from a reservoir following dam removal, which necessitates predicting the geometry a channel will approach as it forms in the reservoir. The geometry and sediment characteristics of the Koshkonong River were measured as it adjusted to the removal of the Rockdale Dam. Bank stability modeling was used as a tool for predicting the maximum depth of the evolving channel and general agreement was found between depths predicted with the model and those observed up to one year following dam removal. Model sensitivity analysis showed strong control of bank heights by groundwater levels in the reservoir sediment, as well as some control by vegetation established on the sediment surface. Long-term monitoring is needed to assess the accuracy of the model, but preliminary agreement is encouraging for applying this model and similar models to future dam removals.

  1. Effects of rapid urbanization on streamflow, erosion, and sedimentation in a desert stream in the American Southwest

    Whitney, John W.; Glancy, Patrick A.; Buckingham , Susan E.; Ehrenberg, Arthur C.


    Rapid urbanization has resulted in a series of sequential effects on a desert stream in the American Southwest. Lower Las Vegas Wash was a dry wash characterized by infrequent flood deposition when Las Vegas, Nevada was established in 1905. Wastewater effluent was discharged into the wash in low volumes for over 3 decades. Wastewater volumes increased commensurably with accelerated population growth during the late 20th century and created a sequence of feedback effects on the floodplain. Initially slow saturation of the valley fill created a desert oasis of dense floodplain vegetation and wetlands. Annual streamflow began in 1958 and erosion began a decade later with shallow incision in discontinuous channel segments. Increasing baseflow gradually enlarged channels; headcutting was active during the 1970s to 1984. The incised channels concentrated storm runoff, which accelerated local channel erosion, and in 1984 the headcuts were integrated during a series of monsoon floods. Wetlands were drained and most floodplain vegetation destroyed. Channel erosion continued unabated until engineering interventions began in the 21st century. No natural channel recovery occurred after initial urbanization effects because streamflow never stabilized in the late 20th century. A 6.6 M m3 sediment slug, eroded from the wash in ∼25 years, was deposited in Las Vegas Bay in Lake Mead. Falling reservoir levels during the 21st century are responsible for sediment redistribution and infilling of the bay. Close monitoring of impacts is recommended when urban wastewater and storm runoff are discharged on a desert wash. Channel interventions, when necessary, are advised in order to prevent costly engineering schemes of channel stabilization, flood control, and floodplain restoration.

  2. Bank erosion and large wood recruitment along a gravel bed river

    Lorenzo Picco


    Full Text Available Riverine environments can be very dynamic and complex systems, particularly because of the interaction between active channel and riparian land during flood events of different magnitude. In recent years increasing attention has been paid to large wood (LW, focusing on its role and impact along riverine systems and fluvial landscapes. This research aims to analyze the characteristics of LW recruitment as a consequence of a flood event along a reach of a gravel-bed river. The study was conducted on a 3 km-long reach located in the middle course of the Piave River (north-eastern Italian Alps. A 20 m-wide buffer zone was considered along the floodplains and islands. Every standing tree in this buffer with diameter ≥0.10 m was measured manually (diameter breast height; height, whereas shrubs were not considered. The most common species in the study area are: Populus sp., Salix sp., Alnus sp., Carpinus sp., Fraxinus sp., Pinus sylvestris and Robinia pseudoacacia. An over bankfull flood (Q=1329 m3s–1; recurrence interval=6 years in November 2014 caused erosions along the floodplain (15,565.5 m2, pioneer islands (25.2 m2 and building islands (2085.6 m2, recruiting 690 trees. Four of these trees were recruited from the pioneer islands (0.16 tree m–2, 79 from building islands (0.04 tree m–2 and 607 from floodplains (0.04 tree m–2. Accurate dendrometric measurements were used to define the input volume of LW from the floodplains (86.25 m3, pioneer islands (0.14 m3 and building islands (6.62 m3. The maximum distance traveled by LW recruited from the floodplain, pioneer and building islands was 8927, 1021 and 3727 m, respectively. Statistical analysis showed no significant relationship between the displacement and LW characteristics considered (diameter, length, volume, density. These results demonstrate that the recruitment and subsequent transport of LW is a complex mechanism that requires further study. To better characterize these mechanisms

  3. Modelling river bank erosion using a 2D depth-averaged numerical model of flow and non-cohesive, non-uniform sediment transport

    El Kadi Abderrezzak, Kamal; Die Moran, Andrés; Tassi, Pablo; Ata, Riadh; Hervouet, Jean-Michel


    Bank erosion can be an important form of morphological adjustment in rivers. With the advances made in computational techniques, two-dimensional (2D) depth-averaged numerical models have become valuable tools for resolving many engineering problems dealing with sediment transport. The objective of this research work is to present a simple, new, bank-erosion operator that is integrated into a 2D Saint-Venant-Exner morphodynamic model. The numerical code is based on an unstructured grid of triangular elements and finite-element algorithms. The slope of each element in the grid is compared to the angle of repose of the bank material. Elements for which the slope is too steep are tilted to bring them to the angle of repose along a horizontal axis defined such that the volume loss above the axis is equal to the volume gain below, thus ensuring mass balance. The model performance is assessed using data from laboratory flume experiments and a scale model of the Old Rhine. For the flume experiment case with uniform bank material, relevant results are obtained for bank geometry changes. For the more challenging case (i.e. scale model of the Old Rhine with non-uniform bank material), the numerical model is capable of reproducing the main features of the bank failure, induced by the newly designed groynes, as well as the transport of the mobilized sediment material downstream. Some deviations between the computed results and measured data are, however, observed. They are ascribed to the effects of three-dimensional (3D) flow structures, pore pressure and cohesion, which are not considered in the present 2D model.

  4. A physically-based channel-modeling framework integrating HEC-RAS sediment transport capabilities and the USDA-ARS bank-stability and toe-erosion model (BSTEM)

    Classical, one-dimensional, mobile bed, sediment-transport models simulate vertical channel adjustment, raising or lowering cross-section node elevations to simulate erosion or deposition. This approach does not account for bank erosion processes including toe scour and mass failure. In many systems...

  5. banks

    Elena Grigoryeva


    The thaw period was a kind of bank from which our country set sail towards unexplored horizons. The series on the Moscow Palace of Young Pioneers is continued by the article by Felix Novikov (144-151, who writes about the history of the design of this wonderful building, today’s monument of architecture of Soviet modernism.

  6. Experimental study on bank erosion and protection using submerged vane placed at an optimum angle in a 180° laboratory channel bend

    Dey, Litan; Barbhuiya, Abdul Karim; Biswas, Piya


    Unsteadiness of the vertical velocity profile and secondary flow in open channel bends poses serious problems in hydraulic engineering design. Insertion of vertical submerged vanes in the channel bend at an optimum angle with the tangential component of flow can minimize the unsteadiness and generation of secondary flow resulting in the reduction of scour depth at the outer bank. A series of experiments were conducted in a 180° bend laboratory channel to study flow erosion and effective ness of the submerged vane in reducing scour depth. The average approach to flow velocity at 0.20 m flow depth above the lowest initial bed level was 25 cm/s. An Acoustic Doppler Velocimeter (ADV) was used to measure the three-dimensional time-averaged velocity components at different azimuthal sections on stabilized nonscoured beds without vane. Scour bed profile without vanes shows that bank erosion in a 180° parabolic-shaped bed channel occurs mostly at the zone from bend angles 120° to 140°. Vanes were installed at angles of 10°, 15°, 20°, 30°, and 40° to the tangential flow component maintaining a spacingof 75 cm distance from one vane to another. Experimental results show that a 15° vane angle produces best result in reducing outer bank scour in a parabolic-shaped channel. The data presented in this paper can also be used for validating three-dimensional turbulence models for simulating flows in a curved channel.

  7. Integration of fluvial erosion factors for predicting landslides along meandering rivers

    Chen, Yi-chin; Chang, Kang-tsung; Ho, Jui-yi


    River incision and lateral erosion are important geomorphologic processes in mountainous areas of Taiwan. During a typhoon or storm event, the increase of water discharge, flow velocity, and sediment discharge enhances the power of river erosion on channel bank. After the materials on toe of hillslope were removed by river erosion, landslides were triggered at outer meander bends. Although it has been long expected that river erosion can trigger landslide, studies quantifying the effects of river erosion on landslide and the application of river erosion index in landslide prediction are still overlooked. In this study, we investigated the effect of river erosion on landslide in a particular meanders landscape of the Jhoukou River, southern Taiwan. We developed a semi-automatic model to separate meandering lines into several reach segments based on the inflection points and to calculate river erosion indexes, e.g. sinuosity of meander, stream power, and stream order, for each reach segment. This model, then, built the spatial relationship between the reaches and its corresponding hillslopes, of which the toe was eroded by the reach. Based on the spatial relationship, we quantified the correlations between these indexes and landslides triggered by Typhoon Morakot in 2009 to examine the effects of river erosion on landslide. The correlated indexes were then used as landslide predictors in logistic regression model. Results of the study showed that there is no significant correlation between landslide density and meander sinuosity. This may be a result of wider channel dispersing the erosion at a meandering reach. On the other hand, landslide density at concave bank is significantly higher than that at convex bank in the downstream (stream order > 3), but that is almost the same in the upstream (stream order < 3). This may imply that river sediment play different roles between down- and upstream segments. River sediment in the upstream is an erosion agent vertically

  8. Soil erosion and sediment yield and their relationships with vegetation cover in upper stream of the Yellow River

    Ouyang, W.; Hao, F.; Skidmore, A.K.; Toxopeus, A.G.


    Soil erosion is a significant concern when considering regional environmental protection, especially in the Yellow River Basin in China. This study evaluated the temporal-spatial interaction of land cover status with soil erosion characteristics in the Longliu Catchment of China, using the Soil and

  9. Soil erosion and sediment yield and their relationships with vegetation cover in upper stream of the Yellow River.

    Ouyang, Wei; Hao, Fanghua; Skidmore, Andrew K; Toxopeus, A G


    Soil erosion is a significant concern when considering regional environmental protection, especially in the Yellow River Basin in China. This study evaluated the temporal-spatial interaction of land cover status with soil erosion characteristics in the Longliu Catchment of China, using the Soil and Water Assessment Tool (SWAT) model. SWAT is a physical hydrological model which uses the RUSLE equation as a sediment algorithm. Considering the spatial and temporal scale of the relationship between soil erosion and sediment yield, simulations were undertaken at monthly and annual temporal scales and basin and sub-basin spatial scales. The corresponding temporal and spatial Normalized Difference Vegetation Index (NDVI) information was summarized from MODIS data, which can integrate regional land cover and climatic features. The SWAT simulation revealed that the annual soil erosion and sediment yield showed similar spatial distribution patterns, but the monthly variation fluctuated significantly. The monthly basin soil erosion varied from almost no erosion load to 3.92 t/ha and the maximum monthly sediment yield was 47,540 tones. The inter-annual simulation focused on the spatial difference and relationship with the corresponding vegetation NDVI value for every sub-basin. It is concluded that, for this continental monsoon climate basin, the higher NDVI vegetation zones prevented sediment transport, but at the same time they also contributed considerable soil erosion. The monthly basin soil erosion and sediment yield both correlated with NDVI, and the determination coefficients of their exponential correlation model were 0.446 and 0.426, respectively. The relationships between soil erosion and sediment yield with vegetation NDVI indicated that the vegetation status has a significant impact on sediment formation and transport. The findings can be used to develop soil erosion conservation programs for the study area.

  10. Is the BEHI Index (Part of the BANCS Model Good for Prediction of Streambank Erosion?

    Zuzana Allmanová


    Full Text Available Sedimentation of waterways and reservoirs, decreasing quality of drinking water and costs necessary for maintenance of these objects directly related to streambank erosion. This study provides a tool for water management that can help with estimation parts of a streambank which are prone to erosion. The Bank erosion hazard index (BEHI part of the BANCS (Bank Assessment for Non‑point source Consequences of Sediment model is one of the several procedures for assessing streambank erosion condition and potential (Rosgen, 2001. On May 15th 2014 a high precipitation occurred in the watershed of Sestrč torrent, in the eastern part of Chočské vrchy (Sp = 27.64 km2. It reached 102.7 mm per 24 hours. The rainfall resulted in extreme streambank erosion. We started the research of annual stream bank erosion on Sestrč in the beginning of May 2014 and we established 19 experimental sections on the stream. Occurrence of heavy rainfall allowed us to erosion rates after flash flood. The aim of this paper was to verify, if BEHI index can really determine the most vulnerable parts of a banks to erosion. We measured erosion rates Eb (m3/m using a bank pins and toe pin (Sass, 2011 on each experimental section and evaluated each section by BEHI index (Rosgen, 2001, 2008. The results were statistically verified and confirmed a strong relationship between BEHI and real damage of banks Eb (m3/m (R: 0.88, R2: 0.78.

  11. Oblique aggradation: a novel explanation for sinuosity of low-energy streams in peat-filled valley systems.

    Candel, J.H.J.; Makaske, A.; Storms, J.E.A.; Wallinga, J.


    Low-energy streams in peatlands often have a high sinuosity. However, it is unknown how this sinuous planform formed, since lateral migration of the channel is hindered by relatively erosion-resistant banks. We present a conceptual model of Holocene morphodynamic evolution of a stream in a peat-fill

  12. The effects of variability in bank material properties on riverbank stability: Goodwin Creek, Mississippi

    Parker, Chris; Simon, Andrew; Thorne, Colin R.


    Bank retreat is an important area of research within fluvial geomorphology and is a land management problem of global significance. The Yazoo River Basin in Mississippi is one example of a system which is experiencing excessive erosion and bank instability. The properties of bank materials are important in controlling the stability of stream banks and past studies have found that these properties are often variable spatially. Through an investigation of bank material properties on a stretch of Goodwin Creek in the Yazoo Basin, Mississippi, this study focuses on: i) how and why effective bank material properties vary through different scales; ii) how this variation impacts on the outputs from a bank stability model; and iii) how best to appropriately represent this variability within a bank stability model. The study demonstrates the importance that the variability of effective bank material properties has on bank stability: at both the micro-scale within a site, and at the meso-scale between sites in a reach. This variability was shown to have important implications for the usage of the Bank Stability and Toe Erosion Model (BSTEM), a deterministic bank stability model that currently uses a single value to describe each bank material property. As a result, a probabilistic representation of effective bank material strength parameters is recommended as a potential solution for any bank stability model that wishes to account for the important influence of the inherent variability of soil properties.

  13. STREAM

    Godsk, Mikkel

    This paper presents a flexible model, ‘STREAM’, for transforming higher science education into blended and online learning. The model is inspired by ideas of active and collaborative learning and builds on feedback strategies well-known from Just-in-Time Teaching, Flipped Classroom, and Peer...... Instruction. The aim of the model is to provide both a concrete and comprehensible design toolkit for adopting and implementing educational technologies in higher science teaching practice and at the same time comply with diverse ambitions. As opposed to the above-mentioned feedback strategies, the STREAM...


    Aguinaldo Silva; Célia Alves de Souza; Hiran Zani; Davi Rezende de Freitas


    Full Text Available The basin of the Paraguay River comes in recent years being of intense occupation and its canal hassuffered modifications in its dynamics. The objective of the study was to verify the dynamics of the bank,through the measurements of the erosion of the right bank of the Paraguay River, downstream the Julião’sbeach, next to highway BR 174. The studied area was in Cáceres city, in Mato Grosso State, located inthe coordinates: 16°04’2.10" – 16°04’10" S and 57°42’24" and 57°42’18" W. It was adopted the followingmethodological procedures: space analysis of the morphologic aspect of the bank, measurements throughprops of the lateral erosion and quantification of the erosion. In the results, the water dynamics (outflowand oscillation in the water level, the characteristics and the evolution of the bank erosion was discussed.

  15. Study on collapse mechanism and critical caving erosion width of falling failures in typical structure bank%冲积河流典型结构岸滩落崩临界淘刷宽度的研究

    王延贵; 匡尚富


    Falling failure is one of the typical bank failures. In order to understand the collapse process and condition of the falling failures, through analyzing collapse characteristics of the falling failure for the three kinds of banks with the homogeneity,the dualistic structure and the sandy layer,the collapse mecha-nism and process of the falling failures are studied based on water and sediment movement principle,stabil-ity theory of bank and caving erosion experiment with flume. The critical caving erosion width (CCEW) for-mulas for the shear and toppling failures of simple slope bank were derived in this paper, which was test-ed using experimental data collected in laboratory with a great agreement. The caving erosion at the bottom of the bank will result in the upper part in the suspended state,and when the caving erosion width is larg-er than a certain value, the falling failures will occur. The CCEW is depended on soil property of bank, caving erosion position, slope bank form and the crack depth, and increases as the bank height and soil cohesion increase, and decreases as the crack depth on the bank surface and the slope angle of the bank increase.%提岸滩落崩是最重要的崩塌形式之一,为了探讨落崩发生的过程和临界条件,通过分析单一、二元、沙质壤土夹层三种典型结构岸滩发生落崩的本质,利用水沙运动理论、岸滩稳定理论和水槽淘刷试验,深入研究了落崩发生机理与崩塌过程,建立了简单岸坡剪切崩塌和旋转崩塌临界淘刷宽度公式,并为水槽模型沙岸滩淘刷试验资料所验证。岸脚淘刷致使岸滩上部块体处于临空状态,当淘刷宽度大于临界淘刷宽度后,落崩将会发生;落崩临界淘刷宽度主要取决于岸滩土壤特性、淘刷位置、边坡形态及河岸裂隙深度等,与河岸高度和强度系数成正比,与岸坡裂隙深度和岸坡坡度成反比。

  16. Runoff erosion

    Evelpidou, Niki; Cordier, Stephane; Merino, Agustin (Ed.); Figueiredo, Tomás; Centeri, Csaba



  17. Endocrine disrupting compounds in streams in Israel and the Palestinian West Bank: Implications for transboundary basin management.

    Dotan, Pniela; Yeshayahu, Maayan; Odeh, Wa'd; Gordon-Kirsch, Nina; Groisman, Ludmila; Al-Khateeb, Nader; Abed Rabbo, Alfred; Tal, Alon; Arnon, Shai


    Endocrine disrupting compounds (EDCs) frequently enter surface waters via discharges from wastewater treatment plants (WWTPs), as well as from industrial and agricultural activities, creating environmental and health concerns. In this study, selected EDCs were measured in water and sediments along two transboundary streams flowing from the Palestinian Authority (PA) into Israel (the Zomar-Alexander and Hebron-Beer Sheva Streams). We assessed how the complicated conflict situation between Israel and the PA and the absence of a coordinated strategy and joint stream management commission influence effective EDC control. Both streams receive raw Palestinian wastewater in their headwaters, which flows through rural areas and is treated via sediment settling facilities after crossing the 1949 Armistice Agreement Line. Four sampling campaigns were conducted over two years, with concentrations of selected EDCs measured in both the water and the sediments. Results show asymmetrical pollution profiles due to socio-economic differences and contrasting treatment capacities. No in-stream attenuation was observed along the stream and in the sediments within the Palestinian region. After sediment settling in treatment facilities at the Israeli border, however, significant reductions in the EDC concentrations were measured both in the sediments and in the water. Differences in sedimentation technologies had a substantial effect on EDC removal at the treatment location, positively affecting the streams' ability to further remove EDCs downstream. The prevailing approach to addressing the Israeli-Palestinian transboundary wastewater contamination reveals a narrow perspective among water managers who on occasion only take local interests into consideration, with interventions focused solely on improving stream water quality in isolated segments. Application of the "proximity principle" through the establishment of WWTPs at contamination sources constitutes a preferable strategy for

  18. Modeling the effects of LID practices on streams health at watershed scale

    Shannak, S.; Jaber, F. H.


    Increasing impervious covers due to urbanization will lead to an increase in runoff volumes, and eventually increase flooding. Stream channels adjust by widening and eroding stream bank which would impact downstream property negatively (Chin and Gregory, 2001). Also, urban runoff drains in sediment bank areas in what's known as riparian zones and constricts stream channels (Walsh, 2009). Both physical and chemical factors associated with urbanization such as high peak flows and low water quality further stress aquatic life and contribute to overall biological condition of urban streams (Maxted et al., 1995). While LID practices have been mentioned and studied in literature for stormwater management, they have not been studied in respect to reducing potential impact on stream health. To evaluate the performance and the effectiveness of LID practices at a watershed scale, sustainable detention pond, bioretention, and permeable pavement will be modeled at watershed scale. These measures affect the storm peak flows and base flow patterns over long periods, and there is a need to characterize their effect on stream bank and bed erosion, and aquatic life. These measures will create a linkage between urban watershed development and stream conditions specifically biological health. The first phase of this study is to design and construct LID practices at the Texas A&M AgriLife Research and Extension Center-Dallas, TX to collect field data about the performance of these practices on a smaller scale. The second phase consists of simulating the performance of LID practices on a watershed scale. This simulation presents a long term model (23 years) using SWAT to evaluate the potential impacts of these practices on; potential stream bank and bed erosion, and potential impact on aquatic life in the Blunn Watershed located in Austin, TX. Sub-daily time step model simulations will be developed to simulate the effectiveness of the three LID practices with respect to reducing

  19. Critical erosion profiles in macro-tidal estuary sediments: Implications for the stability of intertidal mud and the slope of mud banks

    Bale, A. J.; Stephens, J. A.; Harris, C. B.


    Vertical profiles of the critical erosion threshold ( τcrit) in sediment have been measured at 11 stations along the axis of the Tamar Estuary and at a single station in a tributary of the Tamar at St. John's Ford. The τcrit of surface sediment increased from 0.04 Pa in the upper, brackish estuary to 0.09 Pa in the lower estuary. In the upper estuary τcrit only increased slightly with depth whereas in the marine estuary τcrit increased rapidly from 0.09 Pa at the surface to 0.25 Pa at 15 cm below the sediment surface. The results showed that the relationship between τcrit and bulk density ( ρb) obtained previously for surface sediment was also applicable to sediments from depths of 10-15 cm and probably deeper. Profiles of ρb were measured to depths of 70 cm using a corer. In the lower (marine) estuary ρb increased with depth in the sediment from 1580 kg m -3 at the surface to 1720 kg m -3 at 70 cm. In the upper estuary ρb values were lower at 1170-1200 kg m -3 and profiles were almost homogeneous indicating that consolidation was not occurring. The mid-estuary was transitional between these two situations. These results are consistent with the seasonal accumulation and loss of 'mobile' sediment observed previously in the upper estuary with changes in river flow, and with the apparent stability of intertidal mud in the lower marine estuary deduced from historical bathymetric survey records. The slopes of the intertidal mud banks ranged from 1-2% in the lower estuary to 20-25% in mid-estuary but, instead of continuing to increase in steepness towards the head as the estuary became narrower, the measured slopes actually decreased. It is speculated that the lack of consolidation through continual mobilisation and settlement cycles combined with an increase in silt content in the upper estuary resulted in sediment that lacked the mechanical strength to maintain steep slopes.

  20. A watershed scale spatially-distributed model for streambank erosion rate driven by channel curvature

    McMillan, Mitchell; Hu, Zhiyong


    Streambank erosion is a major source of fluvial sediment, but few large-scale, spatially distributed models exist to quantify streambank erosion rates. We introduce a spatially distributed model for streambank erosion applicable to sinuous, single-thread channels. We argue that such a model can adequately characterize streambank erosion rates, measured at the outsides of bends over a 2-year time period, throughout a large region. The model is based on the widely-used excess-velocity equation and comprised three components: a physics-based hydrodynamic model, a large-scale 1-dimensional model of average monthly discharge, and an empirical bank erodibility parameterization. The hydrodynamic submodel requires inputs of channel centerline, slope, width, depth, friction factor, and a scour factor A; the large-scale watershed submodel utilizes watershed-averaged monthly outputs of the Noah-2.8 land surface model; bank erodibility is based on tree cover and bank height as proxies for root density. The model was calibrated with erosion rates measured in sand-bed streams throughout the northern Gulf of Mexico coastal plain. The calibrated model outperforms a purely empirical model, as well as a model based only on excess velocity, illustrating the utility of combining a physics-based hydrodynamic model with an empirical bank erodibility relationship. The model could be improved by incorporating spatial variability in channel roughness and the hydrodynamic scour factor, which are here assumed constant. A reach-scale application of the model is illustrated on ∼1 km of a medium-sized, mixed forest-pasture stream, where the model identifies streambank erosion hotspots on forested and non-forested bends.

  1. Modelling streambank erosion potential using maximum entropy in a central Appalachian watershed

    Pitchford, J.; Strager, M.; Riley, A.; Lin, L.; Anderson, J.


    We used maximum entropy to model streambank erosion potential (SEP) in a central Appalachian watershed to help prioritize sites for management. Model development included measuring erosion rates, application of a quantitative approach to locate Target Eroding Areas (TEAs), and creation of maps of boundary conditions. We successfully constructed a probability distribution of TEAs using the program Maxent. All model evaluation procedures indicated that the model was an excellent predictor, and that the major environmental variables controlling these processes were streambank slope, soil characteristics, bank position, and underlying geology. A classification scheme with low, moderate, and high levels of SEP derived from logistic model output was able to differentiate sites with low erosion potential from sites with moderate and high erosion potential. A major application of this type of modelling framework is to address uncertainty in stream restoration planning, ultimately helping to bridge the gap between restoration science and practice.

  2. Implementing contour bank farming practices into the J2000 model to improve hydrological and erosion modelling in semi-arid Western Cape Province of South Africa

    Steudel, T


    Full Text Available research efforts, the quantitative and qualitative impacts of contours on runoff generation and associated erosion dynamics or salinisation are rarely considered in process-based hydrological modelling approaches. In this study an approach was developed...

  3. 考虑河岸植被影响及变形的河流形态数值模拟研究%2D mathematical modeling of fluvial processes considering influences of vegetation and bank erosion

    肖毅; 邵学军; 周刚; 周建银


    This paper presents a 2D mathematical model for fluvial process that is influenced by vegetation and non-cohesive bank erosion.The present work is an improvement over the previously developed model with a body-fitted coordinate system,and this new model adds a momentum source term to account for the impact of vegetation.A simple simulation method was adopted for bank erosion,and simulations were made for a conceptual alluvial channel.The calculated evolution of channel meandering shapes and bed profiles is consistent with the classic theories of channel pattern formation influenced by vegetation.%本文基于已有正交贴体坐标系下的二维水沙模型,考虑河岸植被影响因素,引入植被压力源项,修正水流动量守恒方程;并结合实际提出简单易行的非黏性土崩岸技术,提高计算效率。利用改进模型模拟概化河流演变过程,结果表明改进后模型能较好模拟边岸植被影响下河流演变过程,从而为进一步研究河型转化过程及其控制因素变化规律提供数值模拟手段。

  4. Upper limits of flash flood stream power in Europe

    Marchi, Lorenzo; Cavalli, Marco; Amponsah, William; Borga, Marco; Crema, Stefano


    Flash floods are characterized by strong spatial gradients of rainfall inputs that hit different parts of a river basin with different intensity. Stream power values associated with flash floods therefore show spatial variations that depend on geological controls on channel geometry and sediment characteristics, as well as on the variations of flood intensity: this stresses the need for a field approach that takes into account the variability of the controlling factors. Post-flood assessment of peak discharge after major floods makes it possible to analyse stream power in fluvial systems affected by flash floods. This study analyses the stream power of seven intense (return period of rainfall > 100 years at least in some sectors of the river basin) flash floods that occurred in mountainous basins of central and southern Europe from 2007 to 2014. In most of the analysed cross sections, high values of unit stream power were observed; this is consistent with the high severity of the studied floods. The highest values of cross-sectional stream power and unit stream power usually occur in Mediterranean regions. This is mainly ascribed to the larger peak discharges that characterize flash floods in these regions. The variability of unit stream power with catchment area is clearly nonlinear and has been represented by log-quadratic relations. The values of catchment area at which maximum values of unit stream power occur show relevant differences among the studied floods and are linked to the spatial scale of the events. Values of stream power are generally consistent with observed geomorphic changes in the studied cross sections: bedrock channels show the highest values of unit stream power but no visible erosion, whereas major erosion has been observed in alluvial channels. Exceptions to this general pattern, which mostly occur in semi-alluvial cross sections, urge the recognition of local or event-specific conditions that increase the resistance of channel bed and

  5. Assessing soil quality indicator under different land use and soil erosion using multivariate statistical techniques.

    Nosrati, Kazem


    Soil degradation associated with soil erosion and land use is a critical problem in Iran and there is little or insufficient scientific information in assessing soil quality indicator. In this study, factor analysis (FA) and discriminant analysis (DA) were used to identify the most sensitive indicators of soil quality for evaluating land use and soil erosion within the Hiv catchment in Iran and subsequently compare soil quality assessment using expert opinion based on soil surface factors (SSF) form of Bureau of Land Management (BLM) method. Therefore, 19 soil physical, chemical, and biochemical properties were measured from 56 different sampling sites covering three land use/soil erosion categories (rangeland/surface erosion, orchard/surface erosion, and rangeland/stream bank erosion). FA identified four factors that explained for 82 % of the variation in soil properties. Three factors showed significant differences among the three land use/soil erosion categories. The results indicated that based upon backward-mode DA, dehydrogenase, silt, and manganese allowed more than 80 % of the samples to be correctly assigned to their land use and erosional status. Canonical scores of discriminant functions were significantly correlated to the six soil surface indices derived of BLM method. Stepwise linear regression revealed that soil surface indices: soil movement, surface litter, pedestalling, and sum of SSF were also positively related to the dehydrogenase and silt. This suggests that dehydrogenase and silt are most sensitive to land use and soil erosion.

  6. The impact of the streamflow hydrograph on sediment supply from terrace erosion

    Higson, John Lee; Singer, Michael Bliss


    Sediment supply from banks and terraces has important implications for grain-size distributions in alluvial rivers (and by extension for aquatic habitat), as well as for the delivery of floodplain-stored nutrients and contaminants to the aquatic environment. The interactions between streamflow hydrographs and lateral channel boundary failure control the sediment supply from banks and terraces. However, the relationships between variable flow and discrete sediment supply from catastrophic erosion of lateral boundaries and subsequent mass sediment flux in rivers are not well characterised by existing methods and models that focus only on one of several relevant interrelated processes. In order to improve predictive capability of catastrophic sediment supply from lateral boundaries, we adopt a new approach to modelling the process interactions between stream hydrology, erosion of banks/terraces, and the corresponding discrete supply of sediment to channels. We develop a modelling framework for terrace - channel coupling that combines existing theories of flow through porous media, bank stability, and fractional sediment flux. We demonstrate the utility of this modelling approach by assessing hydrologically driven erosion, evolution of grain size in the channel, and fine sediment flux from a study site along the Yuba River in California over individual flood hydrographs and over decadal historical flow series. We quantify the supply of sediment eroded from a contaminated nineteenth century fan terrace of hydraulic gold mining tailings intersecting the Yuba, and find that a threshold for erosion exists at a stage in the channel in excess of 8 m producing episodic sediment concentrations in excess of 300 mg L-1. The modelling produced erosion and fine sediment pulses from each of three major floods in the past several decades until the flow drops below 500 m3 s-1 and a bed armor layer forms, while no sediment was generated from the terrace during smaller floods. We

  7. An interpretation of future research trends into vegetation and erosion interactions

    Osterkamp, W. R.; Hupp, C. R.


    The nature of future research relating erosion processes and vegetation cannot be confidently predicted but can be anticipated. Recognizing that erosion is not easily separated from processes of soil genesis, soil loss, and sediment movement and deposition, topics that may receive near-term attention are the interactive effects that vegetation and soil genesis exert on each other, the influence of water and sediment on bottomland vegetation, and the effects of possible climate change. These and other potential research topics and others are considered in terms of (1) vegetation as a control of erosion, (2) erosion as a control of vegetation, (3) vegetation as an agent of erosion, (4) vegetation as an agent of soil stability, and (5) combinations of the first four. Vegetation as a regulator of soil loss is likely to be emphasized in erosion-prediction modeling given the economic importance of minimizing erosion in agricultural areas. Present models include erosion control by plants of rainsplash impact, by vegetation roughness, and by root-soil cohesion dynamics. Currently model development is incorporating numerous vegetation data bases for croplands to relate soil loss and plant cover. Recent advances in model construction incorporate senescence dates for perennial plants, canopy height in forests, filter strips of native riparian trees to augment erosion-control methods, and algorithms to estimate root biomass. Other research topics may include the slowing of erosive floods by deeply rooted phreatophytes, reduction of erosion and channel migration by buried debris dams, the resistance to erosion by stems and root crowns of trees, and the effects on vegetation, thus erosion processes, by regional to global climate change. Studies of gravitational processes, such as soil creep and channel-bank retreat through mass wasting, that deliver much sediment to stream channels, may permit the abatement of riverine erosion. Erosion and sediment are also interactive controls

  8. The contribution of bank and surface sediments to fluvial sediment ...

    The contribution of bank and surface sediments to fluvial sediment transport of the Pra River. ... Sediment source studies involving a simple mixing model was undertaken in the ... For bank erosion, river channel bank materials were sampled.

  9. Riverbank erosion induced by gravel bar accretion

    Klösch, Mario; Habersack, Helmut


    Riverbank erosion is known to be strongly fluvially controlled and determination of shear stresses at the bank surface and at the bank toe is a crucial point in bank erosion modeling. In many modeling attempts hydraulics are simulated separately in a hydrodynamic-numerical model and the simulated shear stresses are further applied onto the bank surface in a bank erosion model. Hydrodynamics are usually simulated at a constant geometry. However, in some cases bed geometry may vary strongly during the event, changing the conditions for hydrodynamics along the bank. This research seeks to investigate the effect of gravel bar accretion during high discharges on final bank retreat. At a restored section of the Drava River bed widenings have been implemented to counter bed degradation. There, in an initiated side-arm, self-dynamic widening strongly affects bed development and long-term connectivity to the main channel. Understanding the riverbank erosion processes there would help to improve planning of future restoration measures. At one riverbank section in the side-arm large bank retreat was measured repeatedly after several flow events. This section is situated between two groins with a distance of 60 m, which act as lateral boundaries to the self-widening channel. In front of this bank section a gravel bar developed. During low flow condition most discharge of the side-arm flows beside the gravel bar along the bank, but shear stresses are too low for triggering bank erosion. For higher discharges results from a two-dimensional hydrodynamic-numerical model suggested shear stresses there to be generally low during the entire events. At some discharges the modeled flow velocities even showed to be recirculating along the bank. These results didn't explain the observed bank retreat. Based on the modeled shear stresses, bank erosion models would have greatly underestimated the bank retreat induced by the investigated events. Repeated surveys after events applying

  10. Sediment contributions from floodplains and legacy sediments to Piedmont streams of Baltimore County, Maryland

    Donovan, Mitchell; Miller, Andrew; Baker, Matthew; Gellis, Allen


    Disparity between watershed erosion rates and downstream sediment delivery has remained an important theme in geomorphology for many decades, with the role of floodplains in sediment storage as a common focus. In the Piedmont Province of the eastern USA, upland deforestation and agricultural land use following European settlement led to accumulation of thick packages of overbank sediment in valley bottoms, commonly referred to as legacy deposits. Previous authors have argued that legacy deposits represent a potentially important source of modern sediment loads following remobilization by lateral migration and progressive channel widening. This paper seeks to quantify (1) rates of sediment remobilization from Baltimore County floodplains by channel migration and bank erosion, (2) proportions of streambank sediment derived from legacy deposits, and (3) potential contribution of net streambank erosion and legacy sediments to downstream sediment yield within the Mid-Atlantic Piedmont. We calculated measurable gross erosion and deposition rates within the fluvial corridor along 40 valley segments from 18 watersheds with drainage areas between 0.18 and 155 km2 in Baltimore County, Maryland. We compared stream channel and floodplain morphology from lidar-based digital elevation data collected in 2005 with channel positions recorded on 1:2400 scale topographic maps from 1959-1961 in order to quantify 44-46 years of channel change. Sediment bulk density and particle size distributions were characterized from streambank and channel deposit samples and used for volume to mass conversions and for comparison with other sediment sources. Average annual lateral migration rates ranged from 0.04 to 0.19 m/y, which represented an annual migration of 2.5% (0.9-4.4%) channel width across all study segments, suggesting that channel dimensions may be used as reasonable predictors of bank erosion rates. Gross bank erosion rates varied from 43 to 310 Mg/km/y (median = 114) and were

  11. Simulating bank erosion over an extended natural sinuous river reach using a universal slope stability algorithm coupled with a morphodynamic model

    Rousseau, Yannick Y.; Van de Wiel, Marco J.; Biron, Pascale M.


    Meandering river channels are often associated with cohesive banks. Yet only a few river modelling packages include geotechnical and plant effects. Existing packages are solely compatible with single-threaded channels, require a specific mesh structure, derive lateral migration rates from hydraulic properties, determine stability based on friction angle, rely on nonphysical assumptions to describe cutoffs, or exclude floodplain processes and vegetation. In this paper, we evaluate the accuracy of a new geotechnical module that was developed and coupled with Telemac-Mascaret to address these limitations. Innovatively, the newly developed module relies on a fully configurable, universal genetic algorithm with tournament selection that permits it (1) to assess geotechnical stability along potentially unstable slope profiles intersecting liquid-solid boundaries, and (2) to predict the shape and extent of slump blocks while considering mechanical plant effects, bank hydrology, and the hydrostatic pressure caused by flow. The profiles of unstable banks are altered while ensuring mass conservation. Importantly, the new stability module is independent of mesh structure and can operate efficiently along multithreaded channels, cutoffs, and islands. Data collected along a 1.5-km-long reach of the semialluvial Medway Creek, Canada, over a period of 3.5 years are used to evaluate the capacity of the coupled model to accurately predict bank retreat in meandering river channels and to evaluate the extent to which the new model can be applied to a natural river reach located in a complex environment. Our results indicate that key geotechnical parameters can indeed be adjusted to fit observations, even with a minimal calibration effort, and that the model correctly identifies the location of the most severely eroded bank regions. The combined use of genetic and spatial analysis algorithms, in particular for the evaluation of geotechnical stability independently of the hydrodynamic

  12. Hydrologic processes related to streambank erosion in three Minnesota agricultural watersheds

    Nieber, J. L.; Lenhart, C. F.; Holmberg, K.; Ulrich, J.; Peterson, H. M.


    Increased streamflow in many southern and west-central Minnesota rivers in recent decades has contributed to higher rates of streambank erosion. Some rivers in the region have experienced a doubling of mean annual flow in the past 30 years, yet the relative importance of changes in climate and land-use, and increases in sub-surface drainage to these flow increases is undetermined. We used oxygen and hydrogen isotopes, specific conductivity, nutrient ratios from riparian zone wells, stream erosion measurements and groundwater seepage surveys to assess the sources of water contributing to streamflow, the mechanisms of streambank collapse and the spatial distribution of streambank collapse in the main channels of three rural Minnesota watersheds. By volume most of the water in these streams is sourced from sub-surface drainage. Surface runoff events are rare and concentrated in the spring and fall. Fluvial erosion undercuts the toe of banks during high flow, thus decreasing bank stability, which then leads to a mass collapse after the hydrograph recedes. While most erosion occurs at high flow events, subsurface drainage may add to the peak of high streamflow events by increasing the initial stage of the hydrograph, particularly in the spring months of April-June. Monitoring wells within the riparian zone of two streams in west-central Minnesota showed that reaches of the streams may be gaining or losing depending on season and water stage. Loss of water to streambank storage may be substantial in regions with intermittent flow and permeable streambanks in late summer to fall. Groundwater seepage was very sporadic longitudinally and laterally along the study rivers yet is important for aquatic life health. Seepage occurred primarily low in the soil profile and was not a major contributor to mass wasting of banks, though it is thought to be a bigger factor in ravine and bluff erosion where different strata are exposed. The study points to the dynamic nature of riparian

  13. Identifying Erosional Hotspots in Streams Along the North Shore of Lake Superior, Minnesota using High-Resolution Elevation and Soils Data

    Wick, Molly J.

    Many streams on the North Shore of Lake Superior, Minnesota, USA, are impaired for turbidity driven by excess fine sediment loading. The goal of this project was to develop a GIS-based model using new, openly-available, high-resolution remote datasets to predict erosional hotspots at a reach scale, based on three study watersheds: Amity Creek, the Talmadge River, and the French River. The ability to identify erosional hotspots, or locations that are highly susceptible to erosion, using remote data would be helpful for watershed managers in implementing practices to reduce turbidity in these streams. Erosion in streams is a balance between driving forces, largely controlled by topography; and resisting forces, controlled by the materials that make up a channel's bed and banks. New high-resolution topography and soils datasets for the North Shore provide the opportunity to extract these driving and resisting forces from remote datasets and possibly predict erosion potential and identify erosional hotspots. We used 3-meter LiDAR-derived DEMs to calculate a stream power-based erosion index, to identify stream reaches with high radius of curvature, and to identify stream reaches proximal to high bluffs. We used the Soil Survey Geographic (SSURGO) Database to investigate changes in erodibility along the channel. Because bedrock exposure significantly limits erodibility, we investigated bedrock exposure using bedrock outcrop maps made available by the Minnesota Geological Survey (MGS, Hobbs, 2002; Hobbs, 2009), and by using a feature extraction tool to remotely map bedrock exposure using high-resolution air photos and LiDAR data. Predictions based on remote data were compared with two datasets. Bank Erosion Hazard Index surveys, which are surveys designed to evaluate erosion susceptibility of banks, were collected along the three streams. In addition, a 500-year flood event during our field season gave us the opportunity to collect erosion data after a major event and

  14. Soil erosion and sediment fluxes analysis: a watershed study of the Ni Reservoir, Spotsylvania County, VA, USA.

    Pope, Ian C; Odhiambo, Ben K


    Anthropogenic forces that alter the physical landscape are known to cause significant soil erosion, which has negative impact on surface water bodies, such as rivers, lakes/reservoirs, and coastal zones, and thus sediment control has become one of the central aspects of catchment management planning. The revised universal soil loss equation empirical model, erosion pins, and isotopic sediment core analyses were used to evaluate watershed erosion, stream bank erosion, and reservoir sediment accumulation rates for Ni Reservoir, in central Virginia. Land-use and land cover seems to be dominant control in watershed soil erosion, with barren land and human-disturbed areas contributing the most sediment, and forest and herbaceous areas contributing the least. Results show a 7 % increase in human development from 2001 (14 %) to 2009 (21.6 %), corresponding to an increase in soil loss of 0.82 Mg ha(-1) year(-1) in the same time period. (210)Pb-based sediment accumulation rates at three locations in Ni Reservoir were 1.020, 0.364, and 0.543 g cm(-2) year(-1) respectively, indicating that sediment accumulation and distribution in the reservoir is influenced by reservoir configuration and significant contributions from bedload. All three locations indicate an increase in modern sediment accumulation rates. Erosion pin results show variability in stream bank erosion with values ranging from 4.7 to 11.3 cm year(-1). These results indicate that urban growth and the decline in vegetative cover has increased sediment fluxes from the watershed and poses a significant threat to the long-term sustainability of the Ni Reservoir as urbanization continues to increase.

  15. Graffiti for science - erosion painting reveals spatially variable erosivity of sediment-laden flows

    Beer, Alexander R.; Kirchner, James W.; Turowski, Jens M.


    Spatially distributed detection of bedrock erosion is a long-standing challenge. Here we show how the spatial distribution of surface erosion can be visualized and analysed by observing the erosion of paint from natural bedrock surfaces. If the paint is evenly applied, it creates a surface with relatively uniform erodibility, such that spatial variability in the erosion of the paint reflects variations in the erosivity of the flow and its entrained sediment. In a proof-of-concept study, this approach provided direct visual verification that sediment impacts were focused on upstream-facing surfaces in a natural bedrock gorge. Further, erosion painting demonstrated strong cross-stream variations in bedrock erosion, even in the relatively narrow (5 m wide) gorge that we studied. The left side of the gorge experienced high sediment throughput with abundant lateral erosion on the painted wall up to 80 cm above the bed, but the right side of the gorge only showed a narrow erosion band 15-40 cm above the bed, likely due to deposited sediment shielding the lower part of the wall. This erosion pattern therefore reveals spatial stream bed aggradation that occurs during flood events in this channel. The erosion painting method provides a simple technique for mapping sediment impact intensities and qualitatively observing spatially distributed erosion in bedrock stream reaches. It can potentially find wide application in both laboratory and field studies.

  16. Adoption of stream fencing among dairy farmers in four New Zealand catchments.

    Bewsell, Denise; Monaghan, Ross M; Kaine, Geoff


    The effect of dairy farming on water quality in New Zealand streams has been identified as an important environmental issue. Stream fencing, to keep cattle out of streams, is seen as a way to improve water quality. Fencing ensures that cattle cannot defecate in the stream, prevents bank erosion, and protects the aquatic habitat. Stream fencing targets have been set by the dairy industry. In this paper the results of a study to identify the factors influencing dairy farmers' decisions to adopt stream fencing are outlined. Qualitative methods were used to gather data from 30 dairy farmers in four New Zealand catchments. Results suggest that farm contextual factors influenced farmers' decision making when considering stream fencing. Farmers were classified into four segments based on their reasons for investing in stream fencing. These reasons were fencing boundaries, fencing for stock control, fencing to protect animal health, and fencing because of pressure to conform to local government guidelines or industry codes of practice. This suggests that adoption may be slow in the absence of on-farm benefits, that promotion of stream fencing needs to be strongly linked to on-farm benefits, and that regulation could play a role in ensuring greater adoption of stream fencing.

  17. Adoption of Stream Fencing Among Dairy Farmers in Four New Zealand Catchments

    Bewsell, Denise; Monaghan, Ross M.; Kaine, Geoff


    The effect of dairy farming on water quality in New Zealand streams has been identified as an important environmental issue. Stream fencing, to keep cattle out of streams, is seen as a way to improve water quality. Fencing ensures that cattle cannot defecate in the stream, prevents bank erosion, and protects the aquatic habitat. Stream fencing targets have been set by the dairy industry. In this paper the results of a study to identify the factors influencing dairy farmers’ decisions to adopt stream fencing are outlined. Qualitative methods were used to gather data from 30 dairy farmers in four New Zealand catchments. Results suggest that farm contextual factors influenced farmers’ decision making when considering stream fencing. Farmers were classified into four segments based on their reasons for investing in stream fencing. These reasons were fencing boundaries, fencing for stock control, fencing to protect animal health, and fencing because of pressure to conform to local government guidelines or industry codes of practice. This suggests that adoption may be slow in the absence of on-farm benefits, that promotion of stream fencing needs to be strongly linked to on-farm benefits, and that regulation could play a role in ensuring greater adoption of stream fencing.

  18. Rehabilitation of an Incised Stream Using Plant Materials: the Dominance of Geomorphic Processes

    F. Douglas. Shields, Jr.


    Full Text Available The restoration of potentially species-rich stream ecosystems in physically unstable environments is challenging, and few attempts have been evaluated scientifically. Restoration approaches that involve living and dead native vegetation are attractive economically and from an ecological standpoint. A 2-km reach of an incised, sand-bed stream in northern Mississippi was treated with large wood structures and willow plantings to trigger responses that would result in increasing similarity with a lightly degraded reference stream. Experimental approaches for stream bank and gully stabilization were also examined. Although the project was initially successful in producing improved aquatic habitat, after 4 yr it had failed to effectively address issues related to flashy watershed hydrology and physical instability manifest by erosion and sedimentation. The success of ecosystem rehabilitation was thus governed by landscape-scale hydrological and geomorphological processes.

  19. Long-term erosion rates of Panamanian drainage basins determined using in situ 10Be

    Gonzalez, Veronica Sosa; Bierman, Paul R.; Nichols, Kyle K.; Rood, Dylan H.


    from Panama; finer grain sizes from landslide material have lower 10Be concentration than fine-grained fluvial sediment. Large grains from both landslide and stream sediments have similarly low 10Be concentrations. These data suggest that fluvial gravel is delivered to the channel by landslides whereas sand is preferentially delivered by soil creep and bank collapse. Furthermore, the difference in 10Be concentration in sand-sized material delivered by soil creep and that delivered by landsliding suggests that the frequency and intensity of landslides influence basin scale erosion rates.

  20. Guidelines for Surveying Bankfull Channel Geometry and Developing Regional Hydraulic-Geometry Relations for Streams of New York State

    Powell, Rocky O.; Miller, Sarah J.; Westergard, Britt E.; Mulvihill, Christiane I.; Baldigo, Barry P.; Gallagher, Anne S.; Starr, Richard R.


    Many disturbed streams within New York State are being restored in an effort to provide bank and bed stability and thereby decrease sedimentation and erosion. Efforts to identify and provide accurate indicators for stable-channel characteristics for ungaged streams have been hampered by the lack of regional equations or relations that relate drainage area to bankfull discharge and to channel depth, width, and cross-sectional area (bankfull hydraulic-geometry relations). Regional equations are needed to confirm bankfull hydraulic-geometry, assess stream stability, evaluate restoration needs, and verify restoration design for ungaged streams that lack stage-to-discharge ratings or historic peak-flow records. This report presents guidelines for surveying bankfull channel geometry at USGS stream gages and developing regional hydraulic-geometry relations (equations) for wadeable streams in New York. It summarizes methods to (1) compile and assess existing hydrologic, geometric, photographic, and topographic data, (2) conduct stream-reconnaissance inspections, (3) identify channel-bankfull characteristics, (4) conduct longitudinal and cross-section surveys, (5) measure stream discharge, (6) develop and refine bankfull hydraulic-geometry equations, and (7) analyze and assure data completeness and quality. The techniques primarily address wadeable streams with either active or discontinued surface-water and crest-stage gages. The relations can be applied to ungaged or actively gaged streams that are wadeable, and may be extended to non-wadeable streams (with some limitations) if they have drainage areas comparable to those used to develop the relations.

  1. Recent findings related to measuring and modeling forest road erosion

    W. J. Elliot; R. B. Foltz; P. R. Robichaud


    Sediment is the greatest pollutant of forest streams. In the absence of wildfire, forest road networks are usually the main source of sediment in forest watersheds. An understanding of forest road erosion processes is important to aid in predicting sediment delivery from roads to streams. The flowpath followed by runoff is the key to understanding road erosion...

  2. 基于河道平面变形数值模拟的等效造槽流量计算方法%Equivalent dominant discharge based on numerical simulation of planform changes in alluvial rivers with bank erosion

    假冬冬; 邵学军; 肖毅; 周刚


    A calculation method of equivalent dominant discharge (EDD) was proposed for alluvial rivers subject to significant planform changes due to bank erosion. A 3-D mathematical model was adopted to simulate the planform changes in the Shishou reach of Yangtze River under different inlet conditions of flow and sediment load in the period of 1996-1998. Results show a good agreement between the planform changes simulated by specifying the natural flow and sediment conditions at the inlet and by specifying EDD that greatly reduces the computational cost. This implies that the EDD method may be used in three-dimensional modeling of long-term fluvial processes in the case of limited computer resources.%针对河岸崩塌剧烈、河道平面变形特征显著的冲积河流,从河岸变形角度提出等效造槽流量(造床流量)的计算方法.以等效造槽流量作为计算条件,成功应用于下荆江石首河段平面变形的三维水沙数值模拟中,结果表明:采用等效造槽流量近似天然水沙过程,能较好地模拟出时段内河道的显著平面变形特征,与天然来水来沙过程模拟结果较接近;采用等效造槽流量作为计算条件时,其最大优势在于节省计算用时,提高计算效率,为长河段、长历时的河势模拟研究提供了一有效途径.


    Maria Klimikova


    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.


    Maria Klimikova


    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  5. Recent and historic sediment dynamics along Difficult Run, a suburban Virginia Piedmont stream

    Hupp, Cliff R.; Noe, Gregory B.; Schenk, Edward R.; Bentham, Adam J.


    Suspended sediment is one of the major concerns regarding the quality of water entering the Chesapeake Bay. Some of the highest suspended-sediment concentrations occur on Piedmont streams, including Difficult Run, a tributary of the Potomac River draining urban and suburban parts of northern Virginia. Accurate information on catchment level sediment budgets is rare and difficult to determine. Further, the sediment trapping portion of sediment budget represents an important ecosystem service that profoundly affects downstream water quality. Our objectives, with special reference to human alterations to the landscape, include the documentation and estimation of floodplain sediment trapping (present and historic) and bank erosion along an urbanized Piedmont stream, the construction of a preliminary sediment balance, and the estimation of legacy sediment and recent development impacts. We used white feldspar markers to measure floodplain sedimentation rates and steel pins to measure erosion rates on floodplains and banks, respectively. Additional data were collected for/from legacy sediment thickness and characteristics, mill pond impacts, stream gaging station records, topographic surveying, and sediment density, texture, and organic content. Data were analyzed using GIS and various statistical programs. Results are interpreted relative to stream equilibrium affected by both post-colonial bottomland sedimentation (legacy) and modern watershed hardening associated with urbanization. Six floodplain/channel sites, from high to low in the watershed, were selected for intensive study. Bank erosion ranges from 0 to 470 kg/m/y and floodplain sedimentation ranges from 18 to 1369 kg/m/y (m refers to meters of stream reach). Upstream reaches are net erosional, while downstream reaches have a distinctly net depositional flux providing a watershed sediment balance of 2184 kg/m/y trapped within the system. The amounts of both deposition and erosion are large and suggest

  6. Contrasting landscape influences on sediment supply and stream restoration priorities in northern Fennoscandia (Sweden and Finland) and coastal British Columbia.

    Rosenfeld, Jordan; Hogan, Daniel; Palm, Daniel; Lundquist, Hans; Nilsson, Christer; Beechie, Timothy J


    Sediment size and supply exert a dominant control on channel structure. We review the role of sediment supply in channel structure, and how regional differences in sediment supply and land use affect stream restoration priorities. We show how stream restoration goals are best understood within a common fluvial geomorphology framework defined by sediment supply, storage, and transport. Land-use impacts in geologically young landscapes with high sediment yields (e.g., coastal British Columbia) typically result in loss of in-stream wood and accelerated sediment inputs from bank erosion, logging roads, hillslopes and gullies. In contrast, northern Sweden and Finland are landscapes with naturally low sediment yields caused by low relief, resistant bedrock, and abundant mainstem lakes that act as sediment traps. Land-use impacts involved extensive channel narrowing, removal of obstructions, and bank armouring with boulders to facilitate timber floating, thereby reducing sediment supply from bank erosion while increasing export through higher channel velocities. These contrasting land-use impacts have pushed stream channels in opposite directions (aggradation versus degradation) within a phase-space defined by sediment transport and supply. Restoration in coastal British Columbia has focused on reducing sediment supply (through bank and hillslope stabilization) and restoring wood inputs. In contrast, restoration in northern Fennoscandia (Sweden and Finland) has focused on channel widening and removal of bank-armouring boulders to increase sediment supply and retention. These contrasting restoration priorities illustrate the consequences of divergent regional land-use impacts on sediment supply, and the utility of planning restoration activities within a mechanistic sediment supply-transport framework.

  7. Retail Banking

    Adam Szafarczyk


    Full Text Available The retail banking plays more and more important role in polish banking sector. There are several targets of this article. First of all is retail banking identification, both in Euroland and Poland. The next one trends, especially household deposits and credits and last retail banking in particular banks.

  8. Erosion sculptures

    Ristroph, Leif; Moore, M. N. J.; Childress, Stephen; Shelley, Michael; Zhang, Jun


    Erosion by flowing fluids carves the striking landscapes imprinted on the Earth and on the surfaces of our neighboring worlds. In these processes, solid boundaries both influence and are shaped by the surrounding fluid, but the emergence of morphology as a result of this interaction is not well understood. We study the coevolution of shape and flow in the context of clay bodies immersed in fast flowing water. Although commonly viewed as a smoothing process, we discover that erosion sculpts surprisingly sharp points and corners that persist as the body shrinks. These features result from a natural tendency to form surfaces that erode uniformly, and we argue that this principle may also apply to the more complex scenarios that occur in nature.

  9. Monitoring Riverbank Erosion in Mountain Catchments Using Terrestrial Laser Scanning

    Laura Longoni


    Full Text Available Sediment yield is a key factor in river basins management due to the various and adverse consequences that erosion and sediment transport in rivers may have on the environment. Although various contributions can be found in the literature about sediment yield modeling and bank erosion monitoring, the link between weather conditions, river flow rate and bank erosion remains scarcely known. Thus, a basin scale assessment of sediment yield due to riverbank erosion is an objective hard to be reached. In order to enhance the current knowledge in this field, a monitoring method based on high resolution 3D model reconstruction of riverbanks, surveyed by multi-temporal terrestrial laser scanning, was applied to four banks in Val Tartano, Northern Italy. Six data acquisitions over one year were taken, with the aim to better understand the erosion processes and their triggering factors by means of more frequent observations compared to usual annual campaigns. The objective of the research is to address three key questions concerning bank erosion: “how” erosion happens, “when” during the year and “how much” sediment is eroded. The method proved to be effective and able to measure both eroded and deposited volume in the surveyed area. Finally an attempt to extrapolate basin scale volume for bank erosion is presented.

  10. Internet Banking

    Felician ALECU


    Full Text Available Internet Banking (known also as online banking allows performing transactions and payments over the internet through a bank's secure website. This can be very useful, especially for banking outside bank hours (which tend to be very short and banking from anywhere where internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal internet connection is suitable. No special software or hardware is usually needed.

  11. Development of a statistical model for the determination of the probability of riverbank erosion in a Meditteranean river basin

    Varouchakis, Emmanouil; Kourgialas, Nektarios; Karatzas, George; Giannakis, Georgios; Lilli, Maria; Nikolaidis, Nikolaos


    Riverbank erosion affects the river morphology and the local habitat and results in riparian land loss, damage to property and infrastructures, ultimately weakening flood defences. An important issue concerning riverbank erosion is the identification of the areas vulnerable to erosion, as it allows for predicting changes and assists with stream management and restoration. One way to predict the vulnerable to erosion areas is to determine the erosion probability by identifying the underlying relations between riverbank erosion and the geomorphological and/or hydrological variables that prevent or stimulate erosion. A statistical model for evaluating the probability of erosion based on a series of independent local variables and by using logistic regression is developed in this work. The main variables affecting erosion are vegetation index (stability), the presence or absence of meanders, bank material (classification), stream power, bank height, river bank slope, riverbed slope, cross section width and water velocities (Luppi et al. 2009). In statistics, logistic regression is a type of regression analysis used for predicting the outcome of a categorical dependent variable, e.g. binary response, based on one or more predictor variables (continuous or categorical). The probabilities of the possible outcomes are modelled as a function of independent variables using a logistic function. Logistic regression measures the relationship between a categorical dependent variable and, usually, one or several continuous independent variables by converting the dependent variable to probability scores. Then, a logistic regression is formed, which predicts success or failure of a given binary variable (e.g. 1 = "presence of erosion" and 0 = "no erosion") for any value of the independent variables. The regression coefficients are estimated by using maximum likelihood estimation. The erosion occurrence probability can be calculated in conjunction with the model deviance regarding

  12. Multitemporal Monitoring of the Morphodynamics of a Mid-Mountain Stream Using UAS Photogrammetry

    Jakub Miřijovský


    Full Text Available This paper explores the potential of Unmanned Aerial Systems (UASs for the analysis of variations in the fluvial dynamics of a mid-mountain stream. The UAS photogrammetry was employed to acquire a multitemporal set of high-precision digital terrain models (DTMs and orthoimages, thereby enabling the reconstruction of variations in riverbed and quantitative analysis of volumetric changes. A hexacopter UAS platform was used for the repeated acquisition of data for the photogrammetric analysis of a stretch of mid-mountain streams with elevated fluvial dynamics. Photogrammetric reconstruction enabled the development of accurate DTMs and orthoimages with spatial resolutions of 2 cm per pixel. These were identified and used to quantitatively assess the segments of channels with active lateral erosion. The UAS-derived data facilitated an analysis of the shifts of stream banks and the calculation of the areal extent of changes and volumetric extent of bank erosion. Comparison of UAS-derived point clouds with aerial LiDAR scanning data demonstrated the high spatial accuracy and precision of the UAS data. The accuracy and high operability of the imaging provide spatial data of a new qualitative level and the potential for the detailed analysis of experimental areas where spatial information is of limited availability.

  13. (210)Pb as a tracer of soil erosion, sediment source area identification and particle transport in the terrestrial environment.

    Matisoff, Gerald


    Although (137)Cs has been used extensively to study soil erosion and particle transport in the terrestrial environment, there has been much less work using excess or unsupported (210)Pb ((210)Pbxs) to study the same processes. Furthermore, since (137)Cs activities in soils are decreasing because of radioactive decay, some locations have an added complication due to the addition of Chernobyl-derived (137)Cs, and the activities of (137)Cs in the southern hemisphere are low, there is a need to develop techniques that use (210)Pbxs to provide estimates of rates of soil erosion and particle transport. This paper reviews the current status of (210)Pbxs methods to quantify soil erosion rates, to identify and partition suspended sediment source areas, and to determine the transport rates of particles in the terrestrial landscape. Soil erosion rates determined using (210)Pbxs are based on the unsupported (210)Pb ((210)Pbxs) inventory in the soil, the depth distribution of (210)Pbxs, and a mass balance calibration ('conversion model') that relates the soil inventory to the erosion rate using a 'reference site' at which neither soil erosion nor soil deposition has occurred. In this paper several different models are presented to illustrate the effects of different model assumptions such as the timing, depth and rates of the surface soil mixing on the calculated erosion rates. The suitability of model assumptions, including estimates of the depositional flux of (210)Pbxs to the soil surface and the post-depositional mobility of (210)Pb are also discussed. (210)Pb can be used as one tracer to permit sediment source area identification. This sediment 'fingerprinting' has been extended far beyond using (210)Pb as a single radioisotope to include numerous radioactive and stable tracers and has been applied to identifying the source areas of suspended sediment based on underlying rock type, land use (roads, stream banks, channel beds, cultivated or uncultivated lands, pasture lands

  14. Application of the Lean Office philosophy and mapping of the value stream in the process of designing the banking units of a financial company

    Nelson Antônio Calsavara


    Full Text Available The purpose of this study is to conduct a critical analysis of the effects of Lean Office on the design process of the banking units of a financial company and how the implementation of this philosophy may contribute to productivity, thus reducing implementation time. A literature review of the Toyota Production System was conducted, as well as studies on its methods, with advancement to lean thinking and consistent application of Lean philosophies in services and Office. A bibliographic and documentary survey of the Lean processes and procedures for opening bank branches was taken. A Current State Map was developed, modeling the current operating procedures. Soon after the identification and analysis of waste, proposals were presented for reducing deadlines and eliminating and grouping stages, with consequent development of the Future State Map, implementation and monitoring of stages, and the measurement of estimated time gains in operation, demonstrating an estimated 45% reduction, in days, from start to end of the process, concluding that the implementation of the Lean Office philosophy contributed to the process.

  15. Patterns and contributions of floodplain and legacy sediments remobilized from Piedmont streams of the mid-Atlantic U.S.

    Donovan, Mitchell; Miller, Andrew; Baker, Matthew; Gellis, Allen


    The perceived role of streambank erosion as a contributor to watershed sediment yield is an important driver of policy decisions for managing downstream impacts in the United States. In the Piedmont physiographic province of the eastern U.S. and in other regions of the south and midwest, the issue of 'legacy' sediment stored in stream valleys has long been recognized as a consequence of rapid deforestation and erosive agricultural practices following European settlement. Remobilization of stored floodplain sediment by bank erosion is frequently cited as a dominant component of watershed sediment budgets, with legacy sediment comprising the largest portion of this source. However there are few published studies documenting spatially extensive measurements of channel change throughout the drainage network on time scales of more than a few years. In this study we document 1) rates of sediment remobilization from Baltimore County floodplains by channel migration and bank erosion, 2) proportions of streambank sediment derived from legacy deposits, and 3) potential contribution of net streambank erosion and legacy sediments to downstream sediment yield within the Mid-Atlantic Piedmont. We measured gross erosion and channel deposition rates over 45 years within the fluvial corridor along 40 valley segments from 18 watersheds with drainage areas between 0.18 and 155 km2 by comparing stream channel and floodplain morphology from LiDAR-based digital elevation data collected in 2005 with channel positions recorded on 1:2400-scale topographic maps from 1959-1961. Results were extrapolated to estimate contributions to watershed sediment yield from 1005 km2 of northern Baltimore County. Results indicate that legacy sediment is a dominant component (62%) of the sediment derived from bank erosion and that its relative importance is greater in larger valleys with broader valley floors and lower gradients. Although mass of sediment remobilized per unit channel length is greater in


    HUAI Wen-xin; LI Cheng-guang; ZENG Yu-hong; QIAN Zhong-dong; YANG Zhong-hua


    A RNG k-ε numerical model together with a laboratory measurement with Micro ADV are adopted to investigate the flow through a 180° curved open channel (a 4 m straight inflow section,a 180° curved section,and a 4m straight outflow section)partially covered with rigid vegetations on its inner bank.Under the combined action of the vegetation and the bend flow,the flow structure is complex.The stream-wise velocities in the vegetation region are much smaller than those in the non-vegetation region due to the retardation caused by the vegetation.For the same reason,no clear circulation is found in the vegetated region,while in the non-vegetation region,a slight counter-rotating circulation is found near the outer bank at both 90° and downstream curved cross-sections.A comparison between the numerical prediction and the laboratory measurement shows that the RNG k- model can well predict the flow structure of the bend flow with vegetation.Furthermore,the shear stress is analyzed based on the numerical prediction.The much smaller value in the inner vegetated region indicates that the vegetation can effectively protect the fiver bank from scouting and erosion,in other words,the sediment is more likely to be deposited in the vegetation region.

  17. Three Years Measuring Sediment Erosion and Deposition from the Largest Dam Removal Ever at Weekly-­to-­Monthly Scales Using SfM: Elwha River, Washington, USA.

    Ritchie, A.; Randle, T. J.; Bountry, J.; Warrick, J. A.


    The stepwise removal of two dams on the Elwha River beginning in September 2011 exposed ~21 million cubic meters of sediment to fluvial erosion and created an unprecedented opportunity to monitor reservoir sediment erosion and river evolution during base level adjustment and a pulsed sediment release. We have conducted more than 60 aerial surveys with a Cessna 172 using a simple custom wing-mount for consumer grade cameras and SfM photogrammetry to produce orthoimagery and digital elevation models in near-real-time at weekly to monthly time intervals. Multiple lidar flights and ground survey campaigns have provided estimates of both systematic and random error for this uniquely dense dataset. Co-registration of multiple surveys during processing reduces systematic error and allows boot-strapping of subsequently established ground control to earlier flights. Measurements chronicle the erosion of 12 million cubic meters of reservoir sediment and record corresponding changes in channel braiding, wood loading and bank erosion. These data capture reservoir and river channel responses to dam removal at resolutions comparable to hydrologic forcing events, allowing us to quantify reservoir sediment budgets on a per-storm basis. This allows for the analysis of sediment transported relative to rates of reservoir drawdown and river stream power for dozens of intervals of time. Temporal decoupling of peak sediment flux and bank erosion rates is noted from these analyses. This dataset illustrates some of the challenges and opportunities emerging with the advent of big data in remote sensing of earth surface processes.

  18. Stream power framework for predicting geomorphic change: The 2013 Colorado Front Range flood

    Yochum, Steven E.; Sholtes, Joel S.; Scott, Julian A.; Bledsoe, Brian P.


    The Colorado Front Range flood of September 2013 induced a diverse range of geomorphic changes along numerous stream corridors, providing an opportunity to assess responses to a large flood in a semiarid landscape. We defined six classes of geomorphic change related to peak unit stream power and valley confinement for 531 stream reaches over 226 km, spanning a gradient of channel scales and slope. Geomorphic change was generally driven by erosion of channel margins in confined reaches and by a combination of deposition and erosion in unconfined reaches. The magnitude of geomorphic change typically increased with unit stream power (ω), with greater responses observed in unconfined channels. Cumulative logit modeling indicated that total stream power or unit stream power, unit stream power gradient, and valley confinement are significant predictors of geomorphic response for this flood event. Based on this dataset, thresholds for geomorphic adjustment were defined. For channel slopes 230 W/m2 (16 lb/ft-s; at least 10% of the investigated sites experienced substantial channel widening) and a credible potential for avulsions, braiding, and loss of adjacent road embankments associated with ω > 480 W/m2 (33 lb/ft-s; at least 10% of the investigated sites experienced such geomorphic change). Infrequent to numerous eroded banks were very likely with ω > 700 W/m2 (48 lb/ft-s), with substantial channel widening or major geomorphic change shifting from credible to likely. Importantly, in reaches where there were large reductions in ω as the valley form shifted from confined to relatively unconfined, large amounts of deposition-induced, reach-scale geomorphic change occurred in some locations at relatively low ω. Additionally, alluvial channels with slopes > 3% had greater resistance to geomorphic change, likely caused by armoring by larger bed material and increased flow resistance from enhanced bedforms. Finally, we describe how these results can potentially be used by

  19. Modeling soil erosion and transport on forest landscape

    Ge Sun; Steven G McNulty


    Century-long studies on the impacts of forest management in North America suggest sediment can cause major reduction on stream water quality. Soil erosion patterns in forest watersheds are patchy and heterogeneous. Therefore, patterns of soil erosion are difficult to model and predict. The objective of this study is to develop a user friendly management tool for land...

  20. Erosion processes and prediction in NW U.S. forests

    W. J. Elliot; P. R. Robichaud; R. B. Foltz


    The greatest amounts of forest erosion usually follow infrequent wildfires. Sediment from these fires is gradually routed through the stream system. The forest road network is usually the second greatest source of sediment, generating sediment annually. Erosion rates associated with timber harvest, biomass removal, and prescribed fire are generally minimal with current...

  1. Banking Bank Charge Debates Continue



    @@ The saying, "There's no such thing as a free lunch" is one that can be applied to the charges increasingly being imposed on savers by Chinese banks.Ranging from managementfees for small deposit accounts to charges for withdrawals of large amounts of cash, from ATM cross-bank withdrawal charges to annual fees for bank payment cards, charges by banks are becoming a unstoppable trend. But it is not a trend the general public is so keen to accept.

  2. Managing the Arroyo Seco for Flood Prevention, Erosion Control, Waterway and Habitat Restoration

    Sanchez, L; Wang, C; Laurant, J


    One of the most important tasks for a site facility manager is to ensure that appropriate channel erosion controls are applied to on-site drainage channels. These erosion controls must minimize risks to the public and structures. Water and sediment loads commonly originate from off-site sources and many of the traditional reactionary measures (installing rip-rap or some other form of bed or bank armor) simply transfer or delay the problem. State and federal agency requirements further complicate the management solution. One case in point is the Arroyo Seco, an intermittent stream that runs along the southwest corner of the Lawrence Livermore National Laboratory (LLNL) in Livermore, California. In 2001, LLNL contracted Questa Engineering Corporation to conduct hydraulic, geomorphic, and biological investigations and to prepare an alternatives and constraints analysis. From these investigations, LLNL has selected a water management plan that encompasses overall flood prevention, erosion control, and waterway and habitat restoration and enhancement elements. The most unique aspect of the Arroyo Seco management plan is its use of non-traditional and biotechnical techniques.

  3. Is shadow banking really banking?

    Bryan J. Noeth; Rajdeep Sengupta


    To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector—showing that they are similar in many ways.

  4. Bank regulation and banking stability

    Boot, A.; Thakor, A.V.


    This note discusses some issues in bank closure policy from a financial stability standpoint and how these issues have evolved since we first raised the question of how a reputation-driven divergence of interests between bank regulators and taxpayers may distort bank closure policy in our 1993 paper

  5. The nature of riverbank erosion along the South River, Virginia revealed through terrestrial laser-scanner surveys

    O'Neal, M. A.; Pizzuto, J. E.


    We surveyed 23 eroding banks along the South River, Virginia between 2006 and 2008 CE using a terrestrial laser scanner. At 6 sites with varying bank vegetation, soil type, and geomorphic settings, a total of 11 repeat surveys were completed to document rates and spatial patterns of contemporary bank erosion. Time intervals between surveys ranged from 89 days to 421 days. Our survey data, averaging 15,000 points per square meter, were manually and mathematically filtered to remove non-bank elements and converted into 0.05 m x 0.05 m gridded models. Comparison of our data-dense, mathematically filtered models indicates that the streamwise spatial extent of significant erosion varied from 0% to about 80% of the surveyed bank area. Annualized maximum rates of localized bank erosion varied from 0 to about 2.4 m/yr, the latter of which greatly exceeds estimated rates from historical aerial photographs. Comparison of our LIDAR-derived erosion rates, with those from field observations, identified the geologic setting (i.e. bank material type) as the most important control on the extent of bank erosion and suggests that large trees can reduce erosion rates. Model comparisons indicate that maximum erosion along the forested banks focused around leaning trees, while elsewhere the extent of bank retreat was negligible. On grassy banks, retreat was controlled by the creation of small overhanging clumps of turf at the top of the bank, their occasional failure, and the ultimate removal of failed debris from the bank toe. Partial autocorrelation analysis of vertically integrated bank retreat at two eroding banks demonstrates that bank profile erosion is virtually uncorrelated at horizontal distances greater than about 1 m, a length scale of approximately half the bank height. This extensive streamwise variability suggests that widely spaced profile data cannot adequately represent bank erosion at these sites. Additional analysis of our comprehensive spatial data also indicates

  6. An examination of the use of "Vetiver grass" to prevent erosion in Yusufeli region (Coruh Watershed area-Turkey): a case study.

    Demirel, Oner; Demirel, Kürşad


    The goal of this study is to explore opportunities for plantation at Coruh Watershed area, where severe erosion has been observed, using "Vetiver grass" which has proven successful in preventing erosion in South America and in other countries. A site on the banks of the Cakaloğlu stream located in the borders Yusufeli settlement is chosen as a study area and four experimental sites were been determined considering altitude (700-750 m., 750-800 m.), direction faced by the sites; facing South and facing North-East and slope (%53, %60). At these experimental sites, eight parcels have been formed, one being control and the rest being experimental. Soil patterns taken from two different depth levels; 0-30 cm. and 30-60 cm. and Vetiver grass being tested at these parcels have been used as material. The lengths of stem and root and vegetation coverage of the plants at the sample parcels have been measured and the shoot numbers have been counted. Analysis for soil patterns, soil texture, pH, dispersion ratio and erosion have been done on specimens of soil taken from the sample sites. Using the obtained data, observations and the results of tha analysis of variance (ANOVA), it has been concluded that "Vetiver grass" can be used at the steep slopes of arid regions where erosion is severe to prevent erosion due to the fact that it has proven successful in holding the soil.

  7. Geomorphic responses of Duluth-area streams to the June 2012 flood, Minnesota

    Fitzpatrick, Faith A.; Ellison, Christopher A.; Czuba, Christiana R.; Young, Benjamin M.; McCool, Molly M.; Groten, Joel T.


    In 2013, the U.S. Geological Survey, in cooperation with the Minnesota Pollution Control Agency, completed a geomorphic assessment of 51 Duluth-area stream sites in 20 basins to describe and document the stream geomorphic changes associated with the June 2012 flood. Heavy rainfall caused flood peaks with annual exceedance probabilities of less than 0.002 (flood recurrence interval of greater than 500 years) on large and small streams in and surrounding the Duluth area. A geomorphic segment-scale classification previously developed in 2003–4 by the U.S. Geological Survey for Duluth-area streams was used as a framework to characterize the observed flood-related responses along a longitudinal continuum from headwaters to rivermouths at Lake Superior related to drainage network position, slope, geologic setting, and valley type. Field assessments in 2013 followed and expanded on techniques used in 2003–4 at intensive and rapid sites. A third level of assessment was added in 2013 to increase the amount of quantitative data at a subset of 2003–4 rapid sites. Characteristics of channel morphology, channel bed substrate, exposed bars and soft sediment deposition, large wood, pools, and bank erosion were measured; and repeat photographs were taken. Additional measurements in 2013 included identification of Rosgen Level II stream types. The comparative analyses of field data collected in 2003–4 and again in 2013 indicated notable geomorphic changes, some of them expected and others not. As expected, in headwaters with gently sloping wetland segments, geomorphic changes were negligible (little measured or observed change). Downstream, middle main stems generally had bank and bluff erosion and bar formation as expected. Steep bedrock sites along middle and lower main stems had localized bank and bluff erosion in short sections with intermittent bedrock. Lower main stem and alluvial sites had bank erosion, widening, gravel bar deposition, and aggradation. Bar formation



    This paper discusses the overland flow and concentrated flow systems that occur in most farm fields. Concentrated flow areas, which are distinct from overland flow areas, can be a major sediment source and are the main conduits that convey runoff and sediment from most farm fields. Ephemeral gully erosion, which occurs in concentrated flow areas, is similar to but differs from both rill and classical gully erosion. Concentrated flow areas occupy much of the flow path between the end of overland flow areas and defined stream channels. This paper describes the erosion and deposition processes that occur in concentrated flow areas and the effect of soil and cover management on these processes. Ephemeral gully erosion is not estimated with rill-interrill erosion prediction methods, which can result in major errors in estimates of sediment yield leaving farm fields. Much deposition can occur in concentrated flow areas resulting in sediment load leaving a farm field being much less than the sediment produced by rill-interrill and ephemeral gully erosion within the field. This paper describes model structure, topographic representation, and features of ephemeral gully erosion control practices needed in mathematical models used in conservation planning for farm fields.

  9. Streams with Strahler Stream Order

    Minnesota Department of Natural Resources — Stream segments with Strahler stream order values assigned. As of 01/08/08 the linework is from the DNR24K stream coverages and will not match the updated...

  10. Banks Sparkle


    There is no doubt that China’s banking system is a calm port in the global financial storm. Moreover, a great regulatory firewall and an easing monetary environment have enabled Chinese banks to increase lending and help shrug off the economic downturn. Yi Xianrong, a researcher at the Institute of Finance and Banking under the Chinese Academy of Social Sciences, discussed this topic in a recent article in the Shanghai Securities Journal. Edited excerpts follow:

  11. Impact of Climate Change on Riverbank Erosion

    Most. Nazneen Aktar


    Full Text Available Bangladesh is one of the most climate vulnerable countries in the world. This country is highly vulnerable to climate change because of a number of hydro-geological and socio-economic factors such as geographical location, topography, extreme climate variability, high population density, poverty incidence and dependency of agriculture on climate. Presently this country has been experiencing different hydro-meteorological disastrous events that have never been experienced before. Along with other natural disasters, floods are expected to be impacted by climate change in the future. Since floods are always associated with riverbank erosion, it is essential to assess the impact of climate change on bank erosion. Riverbank erosion is also a serious hazard that directly or indirectly causes the suffering of millions of people. Beyond that, most of the old cities and important infrastructures in this country are situated on riverbanks since once upon a time waterway transportation was the main mode of travel. Moreover, people like to reside near rivers because of their dependency on river water for irrigation purposes. So a major part of the total population of this country lives near riverbanks, which frequently makes them victims of riverbank erosion. The major rivers, the Jamuna, the Ganges and the Padma, annually erode thousand hectares of floodplain land and damage or destroy infrastructures. Consequently, this natural disaster has become a major social hazard. This study aims to find out the relationship between floods and bank erosion; and hence the impact of climate changes on riverbank erosion. Since there is no record on riverbank erosion, this study attempts to measure it with the help of satellite images. It has been found in this study that climate change will play a significant role in riverbank erosion. On an average, the riverbank erosion along the major three rivers will be increased by 13% by 2050 and it will be increased by 18% by


    Vladimir Souza


    Full Text Available Este trabalho tem como objetivo determinar o potencial natural à erosão (PNE na bacia do rio Jacaré Guaçú (SP com base nos fatores físicos da Equação Universal de Perdas de Solos (EUPS. Dados pedológicos, de precipitação pluviométrica e de Sensoriamento Remoto foram usados para determinar as variáveis naturais do referido modelo, ou seja, erosividade das chuvas (fator R, erodibilidade dos solos (fator K, comprimento de rampa (fator L e declividade do terreno (fator S. Técnicas de Geoprocessamento desenvolvidas em Sistema de Informação Geográfica (SIG foram utilizadas para a estruturação e execução do modelo ambiental. Os resultados demonstram que o fator R da área de estudo varia entre 6392 e 8015, o fator K está compreendido entre 0,0097 e 0,610 e o fator topográfico (LS predominante é menor que 4. Em relação ao PNE, dentre as classes definidas, destacam-se os locais classificados com alto, muito baixo, extremamente alto e muito alto potencial, com representatividade em mais de 90% da área de estudo. Os locais com PNE médio e baixo ocupam menos de 10% da bacia hidrográfica. Os resultados obtidos podem auxiliar no ordenamento territorial da área de estudo, sobretudo no que diz respeito ao gerenciamento e expansão das atividades agropecuárias. ABSTRACT This paper aims to determine the natural erosion potential in Jacaré Guaçú stream basin (São Paulo State - Brazil based in the physical factors of Universal Loss Soil Equation (ULSE. Pedological, rainfall and Remote Sensing data were used to define the natural variables of model, that is, rainfall erosivity (R factor, soil erodibility (K factor and topography (LS factor. Geoprocessing techniques developed in Geographic Information System (GIS were used to structure and execute the environmental model allowing determining areas with higher erosion risk. The results show that the areas classified as high, very low, extremely

  13. Erosion of Earthen Levees by Wave Action

    Ozeren, Y.; Wren, D. G.; Reba, M. L.


    Earthen levees of aquaculture and irrigation reservoirs in the United States often experience significant erosion due to wind-generated waves. Typically constructed using local soils, unprotected levees are subjected to rapid erosion and retreat due to wind generated waves and surface runoff. Only a limited amount of published work addresses the erosion rates for unprotected levees, and producers who rely on irrigation reservoirs need an economic basis for selecting a protection method for vulnerable levees. This, in turn, means that a relationship between wave energy and erosion of cohesive soils is needed. In this study, laboratory experiments were carried out in order to quantify wave induced levee erosion and retreat. A model erodible bank was packed using a soil consisting of approximately 14% sand, 73% silt, and 13% clay in a 20.6 m long 0.7 m wide and 1.2 m deep wave tank at the USDA-ARS, National Sedimentation Laboratory in Oxford MS. The geometry of the levee face was monitored by digital camera and the waves were measured by means of 6 capacitance wave staffs. Relationships were established between levee erosion, edge and retreat rates, and incident wave energy.

  14. The Rates and Spatial Patterns of Annual Riverbank Erosion Revealed Through Terrestrial Laser Scanner Surveys of the South River, Virginia

    O'Neal, M. A.; Pizzuto, J. E.


    Between 2006 and 2008 A.D., we completed annual surveys of two mercury-contaminated eroding banks, one forested and the other grass covered, along the gravel-bed, bedrock South River in Virginia. Gridded digital terrain models with a resolution of 0.05 m were created from bank topography data collected using a terrestrial laser scanner. The forested bank retreated nearly 1 m around two leaning trees, while elsewhere the extent of bank retreat was negligible. On the grassy bank, retreat was controlled by the creation of small overhanging clumps of turf at the top of the bank, their occasional failure, and the ultimate removal of failed debris from the bank toe. Partial autocorrelation analysis of vertically integrated bank retreat demonstrates that bank profile erosion is virtually uncorrelated at horizontal distances greater than about 1 m on both banks, a length scale of approximately 1/2 the bank height. This extensive streamwise variability suggests that widely spaced profile data cannot adequately represent bank erosion at these sites. Additional analysis of our comprehensive spatial data also indicates that traditional bank profile surveys with any spacing greater than 1 m would result in measurement errors exceeding 10%, an important conclusion for assessing annual rates of mercury loading into the South River from bank erosion. Our results suggest that 3-dimensional gridded bare-earth models of bank topography may be required to accurately measure annual bank retreat in similar river systems.

  15. Emergency wind erosion control

    February through May is the critical time for wind erosion in Kansas, but wind erosion can happen any time when high winds occur on smooth, wide fields with low vegetation and poor soil structure. The most effective wind erosion control is to ensure a protective cover of residue or growing crop thro...

  16. Erosion and Errors

    Huisman, H.; Heeres, Glenn; Os, van Bertil; Derickx, Willem; Schoorl, J.M.


    Slope soil erosion is one of the main threats to archaeological sites. Several methods were applied to establish the erosion rates at archaeological sites. Digital elevation models (DEMs) from three different dates were used. We compared the elevations from these three models to estimate erosion. We

  17. Anthropocene streams and base-level controls from historic dams in the unglaciated mid-Atlantic region, USA

    Merritts, Dorothy; Walter, Robert; Rahnis, Michael; Hartranft, Jeff; Cox, Scott; Gellis, Allen; Potter, Noel; Hilgartner, William; Langland, Michael; Manion, Lauren; Lippincott, Caitlin; Siddiqui, Sauleh; Rehman, Zain; Scheid, Chris; Kratz, Laura; Shilling, Andrea; Jenschke, Matthew; Datin, Katherine; Cranmer, Elizabeth; Reed, Austin; Matuszewski, Derek; Voli, Mark; Ohlson, Erik; Neugebauer, Ali; Ahamed, Aakash; Neal, Conor; Winter, Allison; Becker, Steven


    Recently, widespread valley-bottom damming for water power was identified as a primary control on valley sedimentation in the mid-Atlantic US during the late seventeenth to early twentieth century. The timing of damming coincided with that of accelerated upland erosion during post-European settlement land-use change. In this paper, we examine the impact of local drops in base level on incision into historic reservoir sediment as thousands of ageing dams breach. Analysis of lidar and field data indicates that historic milldam building led to local base-level rises of 2-5 m (typical milldam height) and reduced valley slopes by half. Subsequent base-level fall with dam breaching led to an approximate doubling in slope, a significant base-level forcing. Case studies in forested, rural as well as agricultural and urban areas demonstrate that a breached dam can lead to stream incision, bank erosion and increased loads of suspended sediment, even with no change in land use. After dam breaching, key predictors of stream bank erosion include number of years since dam breach, proximity to a dam and dam height. One implication of this work is that conceptual models linking channel condition and sediment yield exclusively with modern upland land use are incomplete for valleys impacted by milldams. With no equivalent in the Holocene or late Pleistocene sedimentary record, modern incised stream-channel forms in the mid-Atlantic region represent a transient response to both base-level forcing and major changes in land use beginning centuries ago. Similar channel forms might also exist in other locales where historic milling was prevalent.

  18. GenBank

    Burks, Christian; Cassidy, Maxxwell; Cinkosky, Michael J.; Cumella, Karen E.; Gilna, Paul; Hayden, Jamie E.-D.; Keen, Gifford M.; Kelley, Tom A.; Kelly, Michael; Kristofferson, David; Ryals, Julie


    The GenBank nucleotide sequence database now contains sequence data and associated annotation corresponding to 56,000,000 nucleotides in 45,000 entries. The input stream of data coming into the database has largely been shifted to direct submissions from the scientific community on electronic media. The data have been installed in a relational database management system and are made available in this form through on-line access, and through various network and off-line computer-readable media...

  19. Dental erosion, summary.

    ten Cate, J M; Imfeld, T


    Although reports on dental erosion have always appeared in the dental literature, there is currently a growing interest among researchers and clinicians. Potential risk factors for dental erosion are changed lifestyle and eating patterns, with increased consumption of acidic foods and beverages. Various gastrointestinal and eating disorders expose the dentition to frequent contacts with very acidic gastric content, which may lead to erosion. Whether these factors indeed lead, on a population scale, to a higher prevalence and incidence of erosion is yet to be established. This article summarizes the different aspects of the prevalence, pathology, etiology, assessment, prevention and treatment of dental erosion, and concludes with recommendations for future research.

  20. Quantifying geomorphic change at ephemeral stream restoration sites using a coupled-model approach

    Norman, Laura M.; Sankey, Joel B.; Dean, David; Caster, Joshua J.; DeLong, Stephen B.; Henderson-DeLong, Whitney; Pelletier, Jon D.


    Rock-detention structures are used as restoration treatments to engineer ephemeral stream channels of southeast Arizona, USA, to reduce streamflow velocity, limit erosion, retain sediment, and promote surface-water infiltration. Structures are intended to aggrade incised stream channels, yet little quantified evidence of efficacy is available. The goal of this 3-year study was to characterize the geomorphic impacts of rock-detention structures used as a restoration strategy and develop a methodology to predict the associated changes. We studied reaches of two ephemeral streams with different watershed management histories: one where thousands of loose-rock check dams were installed 30 years prior to our study, and one with structures constructed at the beginning of our study. The methods used included runoff, sediment transport, and geomorphic modelling and repeat terrestrial laser scanner (TLS) surveys to map landscape change. Where discharge data were not available, event-based runoff was estimated using KINEROS2, a one-dimensional kinematic-wave runoff and erosion model. Discharge measurements and estimates were used as input to a two-dimensional unsteady flow-and-sedimentation model (Nays2DH) that combined a gridded flow, transport, and bed and bank simulation with geomorphic change. Through comparison of consecutive DEMs, the potential to substitute uncalibrated models to analyze stream restoration is introduced. We demonstrate a new approach to assess hydraulics and associated patterns of aggradation and degradation resulting from the construction of check-dams and other transverse structures. Notably, we find that stream restoration using rock-detention structures is effective across vastly different timescales.

  1. Quantifying geomorphic change at ephemeral stream restoration sites using a coupled-model approach

    Norman, Laura M.; Sankey, Joel B.; Dean, David; Caster, Joshua; DeLong, Stephen; DeLong, Whitney; Pelletier, Jon D.


    Rock-detention structures are used as restoration treatments to engineer ephemeral stream channels of southeast Arizona, USA, to reduce streamflow velocity, limit erosion, retain sediment, and promote surface-water infiltration. Structures are intended to aggrade incised stream channels, yet little quantified evidence of efficacy is available. The goal of this 3-year study was to characterize the geomorphic impacts of rock-detention structures used as a restoration strategy and develop a methodology to predict the associated changes. We studied reaches of two ephemeral streams with different watershed management histories: one where thousands of loose-rock check dams were installed 30 years prior to our study, and one with structures constructed at the beginning of our study. The methods used included runoff, sediment transport, and geomorphic modelling and repeat terrestrial laser scanner (TLS) surveys to map landscape change. Where discharge data were not available, event-based runoff was estimated using KINEROS2, a one-dimensional kinematic-wave runoff and erosion model. Discharge measurements and estimates were used as input to a two-dimensional unsteady flow-and-sedimentation model (Nays2DH) that combined a gridded flow, transport, and bed and bank simulation with geomorphic change. Through comparison of consecutive DEMs, the potential to substitute uncalibrated models to analyze stream restoration is introduced. We demonstrate a new approach to assess hydraulics and associated patterns of aggradation and degradation resulting from the construction of check-dams and other transverse structures. Notably, we find that stream restoration using rock-detention structures is effective across vastly different timescales.

  2. Concentrated flow erosion processes under planned fire

    Langhans, Christoph; Noske, Phil; Van Der Sant, Rene; Lane, Patrick; Sheridan, Gary


    The role of wildfire in accelerating erosion rates for a certain period after fire has been well documented. Much less information is available on the erosion rates and processes after planned fires that typically burn at much lower intensity. Observational evidence, and some studies in southern and southeastern Australia suggest that erosion after planned fire can be significant if rainfall intensities exceed critical intensities and durations. Understanding erosion processes and rates under these event conditions is of critical importance for planning of burn locations away from critical human assets such as water supplies and infrastructure. We conducted concentrated flow experiments with the purpose to understand what critical conditions are required for significant erosion to occur on planned burn hillslopes. Concentrated flow runon was applied on pre-wetted, unbounded plots of 10 m at rates of 0.5, 1, 1.5 and 2 L/s, with three replicates for each rates applied at 1m distance of each other. The experiments were carried out at three sites within one burn perimeter with different burn severities ranging from low to high, with two replicates at each site. Runon was applied until an apparent steady state in runoff was reached at the lower plot boundary, which was typically between 0.7 and 2.5 minutes. The experiments were filmed and erosion depth was measured by survey methods at 1m intervals. Soil surface properties, including potential sediment trapping objects were measured and surveyed near the plots. We found that fire severity increased plot scale average erosion depth significantly even as experiments were typically much shorter on the high severity plots. Unit stream power was a good predictor for average erosion depth. Uncontrolled for variations in soil surface properties explained process behaviour: finer, ash rich surface material was much less likely to be trapped by fallen, charred branches and litter than coarser, ash-depleted material. Furthermore

  3. Erosion-corrosion; Erosionkorrosion

    Aghili, B


    A literature study on erosion-corrosion of pipings in the nuclear industry was performed. Occurred incidents are reviewed, and the mechanism driving the erosion-corrosion is described. Factors that influence the effect in negative or positive direction are treated, as well as programs for control and inspection. Finally, examples of failures from databases on erosion-corrosion are given in an attachment 32 refs, 16 figs, tabs

  4. Chute cutoff as a morphological response to stream reconstruction

    Eekhout, J.P.C.; Hoitink, A.J.F.


    Stream restoration efforts often aim at creating new unconstrained meandering channels without weirs and bank revetments. In reconstructed streams, the initial morphological response of the new streams is often rapid, until a dynamic equilibrium is reached. Here we report on a chute cutoff that o

  5. Sources of suspended-sediment flux in streams of the chesapeake bay watershed: A regional application of the sparrow model

    Brakebill, J.W.; Ator, S.W.; Schwarz, G.E.


    We describe the sources and transport of fluvial suspended sediment in nontidal streams of the Chesapeake Bay watershed and vicinity. We applied SPAtially Referenced Regressions on Watershed attributes, which spatially correlates estimated mean annual flux of suspended sediment in nontidal streams with sources of suspended sediment and transport factors. According to our model, urban development generates on average the greatest amount of suspended sediment per unit area (3,928 Mg/km2/year), although agriculture is much more widespread and is the greatest overall source of suspended sediment (57 Mg/km2/year). Factors affecting sediment transport from uplands to streams include mean basin slope, reservoirs, physiography, and soil permeability. On average, 59% of upland suspended sediment generated is temporarily stored along large rivers draining the Coastal Plain or in reservoirs throughout the watershed. Applying erosion and sediment controls from agriculture and urban development in areas of the northern Piedmont close to the upper Bay, where the combined effects of watershed characteristics on sediment transport have the greatest influence may be most helpful in mitigating sedimentation in the bay and its tributaries. Stream restoration efforts addressing floodplain and bank stabilization and incision may be more effective in smaller, headwater streams outside of the Coastal Plain. ?? 2010 American Water Resources Association. No claim to original U.S. government works.

  6. Influence of Large Woody Debris on Three-dimensional Flow Structure Through Meander Bends in a Low-energy Stream

    Newell, M. D.; Rhoads, B. L.


    Most theoretical research on the dynamics of meandering streams has emphasized the importance of internal mechanisms. Although there is an abundance of empirical work on external factors, theoretical development in this area has been limited, especially for biotic factors, such as LWD, which geomorphologists have long recognized constitute important external mechanisms in fluvial systems. In particular, little is known about the role of LWD in low-energy, human-modified streams. One important potential morphological influence of LWD that has not been investigated is the potential for LWD to alter flow structures through meander bends, a critical element of current meander evolution theories since three dimensional characteristics of flow through meander bends have been shown to have a significant impact on the processes of sediment transport and bank erosion, and consequently meander development. The overall goal of this project is to advance the understanding of the interactions between large woody debris and the geomorphic structure and function of low-gradient meandering streams. This improved understanding will provide a more reliable framework of knowledge on which to base stream naturalization (i.e. the return to pre-disturbance conditions) and management plans for low-energy meandering streams with abundant LWD.

  7. Lateral erosion in an experimental bedrock channel: The influence of bed roughness on erosion by bed load impacts

    Fuller, Theodore K.; Gran, Karen B.; Sklar, Leonard S.; Paola, Chris


    Physical experiments were conducted to evaluate the efficacy of bed load particle impacts as a mechanism of lateral bedrock erosion. In addition, we explored how changes in channel bed roughness, as would occur during development of an alluvial cover, influence rates of lateral erosion. Experimental channels were constructed to have erodible walls and a nonerodible bed using different mixtures of sand and cement. Bed roughness was varied along the length of the channel by embedding sediment particles of different size in the channel bed mixture. Lateral wall erosion from clear-water flow was negligible. Lateral erosion during periods in which bed load was supplied to the channel removed as much as 3% of the initial wetted cross-sectional area. The vertical distribution of erosion was limited to the base of the channel wall, producing channels with undercut banks. The addition of roughness elements to an otherwise smooth bed caused rates of lateral erosion to increase by as much as a factor of 7 during periods of bed load supply. However, a minimum roughness element diameter of approximately half the median bed load particle diameter was required before a substantial increase in erosion was observed. Beyond this minimum threshold size, further increases in the relative size of roughness elements did not substantially change the rate of wall erosion despite changes in total boundary shear stress. The deflection of saltating bed load particles into the channel wall by fixed roughness elements is hypothesized to be the driver of the observed increase in lateral erosion rates.

  8. Soil carbon and nitrogen erosion in forested catchments: implications for erosion-induced terrestrial carbon sequestration

    Stacy, E. M.; Hart, S. C.; Hunsaker, C. T.; Johnson, D. W.; Berhe, A. A.


    Lateral movement of organic matter (OM) due to erosion is now considered an important flux term in terrestrial carbon (C) and nitrogen (N) budgets, yet most published studies on the role of erosion focus on agricultural or grassland ecosystems. To date, little information is available on the rate and nature of OM eroded from forest ecosystems. We present annual sediment composition and yield, for water years 2005-2011, from eight catchments in the southern part of the Sierra Nevada, California. Sediment was compared to soil at three different landform positions from the source slopes to determine if there is selective transport of organic matter or different mineral particle size classes. Sediment export varied from 0.4 to 177 kg ha-1, while export of C in sediment was between 0.025 and 4.2 kg C ha-1 and export of N in sediment was between 0.001 and 0.04 kg N ha-1. Sediment yield and composition showed high interannual variation. In our study catchments, erosion laterally mobilized OM-rich litter material and topsoil, some of which enters streams owing to the catchment topography where steep slopes border stream channels. Annual lateral sediment export was positively and strongly correlated with stream discharge, while C and N concentrations were both negatively correlated with stream discharge; hence, C : N ratios were not strongly correlated to sediment yield. Our results suggest that stream discharge, more than sediment source, is a primary factor controlling the magnitude of C and N export from upland forest catchments. The OM-rich nature of eroded sediment raises important questions about the fate of the eroded OM. If a large fraction of the soil organic matter (SOM) eroded from forest ecosystems is lost during transport or after deposition, the contribution of forest ecosystems to the erosion-induced C sink is likely to be small (compared to croplands and grasslands).

  9. Earnings and bank profitability in Nigeria

    John N. N. Ugoani


    Full Text Available Bank earnings in form of retained profit help in the capital formation of banks. This is critical because capital inadequacy is often a cause of bank failures. During the banking crisis in Nigeria the gross earnings of many banks diminished considerably due to frauds and bad management. For example, in 2009 the Central Bank of Nigeria revoked the operating licences of fourteen banks which had huge nonperforming loans and were making losses. The fragility in the Nigerian banking system in the 1990s and beyond was compounded due to wide spread poor corporate governance practices and imprudent lending that led to the erosion of gross earnings and profitability. The study employed the exploratory research design. Data analyses were done through description statistics and the regression technique using the statistical package for the social sciences. The regression result was Y = 4.926 + 1.877x meaning that with an increase of 1 percent in gross earnings bank profitability increases by 1.88 percent. This is the crux of the study.

  10. Influences of high-flow events on a stream channel altered by construction of a highway bridge: A case study

    Hedrick, Lara B.; Welsh, Stuart A.; Anderson, James T.


    Impacts of highway construction on streams in the central Appalachians are a growing concern as new roads are created to promote tourism and economic development in the area. Alterations to the streambed of a first-order stream, Sauerkraut Run, Hardy County, WV, during construction of a highway overpass included placement and removal of a temporary culvert, straightening and regrading of a section of stream channel, and armourment of a bank with a reinforced gravel berm. We surveyed longitudinal profiles and cross sections in a reference reach and the altered reach of Sauerkraut Run from 2003 through 2007 to measure physical changes in the streambed. During the four-year period, three high-flow events changed the streambed downstream of construction including channel widening and aggradation and then degradation of the streambed. Upstream of construction, at a reinforced gravel berm, bank erosion was documented. The reference section remained relatively unchanged. Knowledge gained by documenting channel changes in response to natural and anthropogenic variables can be useful for managers and engineers involved in highway construction projects.

  11. Erosion Negril Beach

    Ten Ham, D.; Henrotte, J.; Kraaijeveld, R.; Milosevic, M.; Smit, P.


    The ongoing erosion of the Negril Beach has become worse the past decade. In most places along the coast line, the beach will be gone in approximately 10 years. This will result in a major decrease of incomes that are made by the local tourist sector. To prevent the erosion this study has been perfo

  12. Saliva and dental erosion

    BUZALAF, Marília Afonso Rabelo; HANNAS, Angélicas Reis; KATO, Melissa Thiemi


    Dental erosion is a multifactorial condition. The consideration of chemical, biological and behavioral factors is fundamental for its prevention and therapy. Among the biological factors, saliva is one of the most important parameters in the protection against erosive wear. Objective This review discusses the role of salivary factors on the development of dental erosion. Material and Methods A search was undertaken on MEDLINE website for papers from 1969 to 2010. The keywords used in the research were "saliva", "acquired pellicle", "salivary flow", "salivary buffering capacity" and "dental erosion". Inclusion of studies, data extraction and quality assessment were undertaken independently and in duplicate by two members of the review team. Disagreements were solved by discussion and consensus or by a third party. Results Several characteristics and properties of saliva play an important role in dental erosion. Salivary clearance gradually eliminates the acids through swallowing and saliva presents buffering capacity causing neutralization and buffering of dietary acids. Salivary flow allows dilution of the acids. In addition, saliva is supersaturated with respect to tooth mineral, providing calcium, phosphate and fluoride necessary for remineralization after an erosive challenge. Furthermore, many proteins present in saliva and acquired pellicle play an important role in dental erosion. Conclusions Saliva is the most important biological factor affecting the progression of dental erosion. Knowledge of its components and properties involved in this protective role can drive the development of preventive measures targeting to enhance its known beneficial effects. PMID:23138733

  13. Saliva and dental erosion

    Marília Afonso Rabelo Buzalaf


    Full Text Available Dental erosion is a multifactorial condition. The consideration of chemical, biological and behavioral factors is fundamental for its prevention and therapy. Among the biological factors, saliva is one of the most important parameters in the protection against erosive wear. Objective: This review discusses the role of salivary factors on the development of dental erosion. Material and Methods: A search was undertaken on MeDLINe website for papers from 1969 to 2010. The keywords used in the research were "saliva", "acquired pellicle", "salivary flow", "salivary buffering capacity" and "dental erosion". Inclusion of studies, data extraction and quality assessment were undertaken independently and in duplicate by two members of the review team. Disagreements were solved by discussion and consensus or by a third party. Results: Several characteristics and properties of saliva play an important role in dental erosion. Salivary clearance gradually eliminates the acids through swallowing and saliva presents buffering capacity causing neutralization and buffering of dietary acids. Salivary flow allows dilution of the acids. In addition, saliva is supersaturated with respect to tooth mineral, providing calcium, phosphate and fluoride necessary for remineralization after an erosive challenge. Furthermore, many proteins present in saliva and acquired pellicle play an important role in dental erosion. Conclusions: Saliva is the most important biological factor affecting the progression of dental erosion. Knowledge of its components and properties involved in this protective role can drive the development of preventive measures targeting to enhance its known beneficial effects.

  14. Bedload transport controls bedrock erosion under sediment-starved conditions

    Beer, A. R.; Turowski, J. M.


    Fluvial bedrock incision constrains the pace of mountainous landscape evolution. Bedrock erosion processes have been described with incision models that are widely applied in river-reach and catchment-scale studies. However, so far no linked field data set at the process scale had been published that permits the assessment of model plausibility and accuracy. Here, we evaluate the predictive power of various incision models using independent data on hydraulics, bedload transport and erosion recorded on an artificial bedrock slab installed in a steep bedrock stream section for a single bedload transport event. The influence of transported bedload on the erosion rate (the "tools effect") is shown to be dominant, while other sediment effects are of minor importance. Hence, a simple temporally distributed incision model, in which erosion rate is proportional to bedload transport rate, is proposed for transient local studies under detachment-limited conditions. This model can be site-calibrated with temporally lumped bedload and erosion data and its applicability can be assessed by visual inspection of the study site. For the event at hand, basic discharge-based models, such as derivatives of the stream power model family, are adequate to reproduce the overall trend of the observed erosion rate. This may be relevant for long-term studies of landscape evolution without specific interest in transient local behavior. However, it remains to be seen whether the same model calibration can reliably predict erosion in future events.

  15. Bank development; bank development efficiency; bank management; bank.

    Самородов, Б. В.


    In the paper the theoretical research of determination of the essence of “management of bank financial development” is realized. The analysis is performed on the basis of substantial considering and comparing the philosophy and economical definitions of the components of its definition.

  16. Cord-Blood Banking

    ... to Be Smart About Social Media Cord-Blood Banking KidsHealth > For Parents > Cord-Blood Banking Print A ... for you and your family. About Cord-Blood Banking Cord-blood banking basically means collecting and storing ...

  17. Riparian vegetation affected by bank erosion in the Lower São Francisco River, Northeastern Brazil Vegetação ciliar afetada pela erosão na margem do baixo São Francisco, Nordeste do Brasil

    Francisco Sandro Rodrigues Holanda


    Full Text Available Changes in the hydrological regime of the Lower São Francisco River, located in Northeastern Brazil have brought negative environmental impacts, jeopardizing the flora and fauna of a global biodiversity hotspot, due to implementation of hydroelectric power dams and surface water withdrawal for irrigation in public and private perimeters. Remnants of the riparian stratum associated to the riverbank destabilization in six fragments were studied by surveying trees, shrubs, herbs, and aquatic species. The calculation of the Factor of Safety (FS was performed in order to understand the riverbank's stability related to soil texture and vegetation cover. An overall number of 51 botanic families distributed in 71 genera and 79 species were recorded, predominantly from the families Mimosaceae, Myrtaceae, and Fabaceae. The fragmented riparian vegetation is mostly covered by secondary species under a strong anthropogenic impact such as deforestation, mining and irrigation, with an advanced erosion process in the river margins. Strong species that withstand the waves present in the river flow are needed to reduce the constant landslides that are mainly responsible for the river sedimentation and loss of productive lands. A lack of preservation attitude among the local landholders was identified, and constitutes a continuing threat to the riparian ecosystem biodiversity.Mudanças no regime hidrológico no baixo curso do rio São Francisco, localizado na Região Nordeste do Brasil, trouxeram impactos negativos, como a ameaça à fauna e à flora em um dos 25 "hotspots" do mundo para a conservação da biodiversidade, em razão da construção de usinas hidroelétricas e retiradas de água para irrigação em perímetros de irrigação públicos e privados. Foram estudados remanescentes da vegetação ciliar associados com a desestabilização dos barrancos do rio, em seis fragmentos de mata, por meio de levantamento florístico e histórico de degrada

  18. An integrated assessment of soil erosion dynamics with special emphasis on gully erosion: Case studies from South Africa and Iran

    Maerker, Michael; Sommer, Christian; Zakerinejad, Reza; Cama, Elena


    Soil erosion by water is a significant problem in arid and semi arid areas of large parts of Iran. Water erosion is one of the most effective phenomena that leads to decreasing soil productivity and pollution of water resources. Especially in semiarid areas like in the Mazayjan watershed in the Southwestern Fars province as well as in the Mkomazi catchment in Kwa Zulu Natal, South Africa, gully erosion contributes to the sediment dynamics in a significant way. Consequently, the intention of this research is to identify the different types of soil erosion processes acting in the area with a stochastic approach and to assess the process dynamics in an integrative way. Therefore, we applied GIS, and satellite image analysis techniques to derive input information for the numeric models. For sheet and rill erosion the Unit Stream Power-based Erosion Deposition Model (USPED) was utilized. The spatial distribution of gully erosion was assessed using a statistical approach which used three variables (stream power index, slope, and flow accumulation) to predict the spatial distribution of gullies in the study area. The eroded gully volumes were estimated for a multiple years period by fieldwork and Google Earth high resolution images as well as with structure for motion algorithm. Finally, the gully retreat rates were integrated into the USPED model. The results show that the integration of the SPI approach to quantify gully erosion with the USPED model is a suitable method to qualitatively and quantitatively assess water erosion processes in data scarce areas. The application of GIS and stochastic model approaches to spatialize the USPED model input yield valuable results for the prediction of soil erosion in the test areas. The results of this research help to develop an appropriate management of soil and water resources in the study areas.

  19. 12 CFR 619.9140 - Farm Credit bank(s).


    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  20. Polyanhydride degradation and erosion.

    Göpferich, A; Tessmar, J


    It was the intention of this paper to give a survey on the degradation and erosion of polyanhydrides. Due to the multitude of polymers that have been synthesized in this class of material in recent years, it was not possible to discuss all polyanhydrides that have gained in significance based on their application. It was rather the intention to provide a broad picture on polyanhydride degradation and erosion based on the knowledge that we have from those polymers that have been intensively investigated. To reach this goal this review contains several sections. First, the foundation for an understanding of the nomenclature are laid by defining degradation and erosion which was deemed necessary because many different definitions exist in the current literature. Next, the properties of major classes of anhydrides are reviewed and the impact of geometry on degradation and erosion is discussed. A complicated issue is the control of drug release from degradable polymers. Therefore, the aspect of erosion-controlled release and drug stability inside polyanhydrides are discussed. Towards the end of the paper models are briefly reviewed that describe the erosion of polyanhydrides. Empirical models as well as Monte-Carlo-based approaches are described. Finally it is outlined how theoretical models can help to answer the question why polyanhydrides are surface eroding. A look at the microstructure and the results from these models lead to the conclusion that polyanhydrides are surface eroding due to their fast degradation. However they switch to bulk erosion once the device dimensions drop below a critical limit.

  1. Sets resilient to erosion

    Pegden, Wesley


    The erosion of a set in Euclidean space by a radius r>0 is the subset of X consisting of points at distance >/-r from the complement of X. A set is resilient to erosion if it is similar to its erosion by some positive radius. We give a somewhat surprising characterization of resilient sets, consisting in one part of simple geometric constraints on convex resilient sets, and, in another, a correspondence between nonconvex resilient sets and scale-invariant (e.g., 'exact fractal') sets.

  2. The role of multigelation in the development of river banks



    Full Text Available The development of river banks is conditioned by a few factors: fluvial erosion, mass movements and subaerial processes. Many researchers believe that the subaerial phenomena are more preparatory processes to actual erosion than the erosion itself. Among the subaerial phenomena, freezing and thawing play a key role. Multigelation affects the stability and sustainability of river banks, not only in the northern reaches of Eurasia andNorth Americabut also in temperate latitudes. Susceptibility to change in bank morphology, however, is extremely selective. Within the same layer, at a distance of 1 metre the intensity of frost erosion can be very different. This is the result of many factors determining the rate of bank retreat. These include: the height of the bank, its structure and texture, physical and chemical properties of the material from which it is built, environmental conditions, soil moisture, water pressure in the pore spaces, porosity and density of the soil, organic matter content in the soil, temperature, vegetation, as well as thickness and duriation of snow cover. An important objective is therefore to show the differences in the rate of retreat of the river banks, and above all characterized by varying degrees of density and grain size of the material it is build of. 

  3. Investment Banking

    Oana Mihaela Vãsioiu


    The economic, financial and monetary changes had serious consequences not only on the level of providing the finance necessary for the development process but also on the level of providing the finance required for importing the basic food needs and rendering necessary production inputs. All these problems show the importance of “Banks” generally and “Investment Banks” particularly in the emerging and underdeveloped countries. Banks as financial institution or intermediary mobilize either nat...

  4. Erosion Rates Over 40-Year and 5,000-Year Timescales at Caspar Creek, Northern California

    Ferrier, K. L.; Kirchner, J. W.; Finkel, R. C.


    Erosion rate measurements are essential for modeling landscape evolution and for discerning how sediment loading affects stream ecosystems. Cosmogenic nuclides such as 10Be in stream sediments can be used to measure whole-catchment erosion rates averaged over thousands of years, a timescale that is unobservable by other methods. Comparing long-term erosion rates from cosmogenic nuclides with short-term sediment yields can shed light on erosional processes and on the effects of land use on sediment delivery to streams. Using cosmogenic 10Be, we measured erosion rates averaged over the past 5,000 years at Caspar Creek, a small (9 km2) watershed in Mendocino County, California. Sediment yields have also been measured at Caspar Creek since 1963 using sediment trapping and gauging methods. The cosmogenic 10Be signature of Caspar Creek sediments yields an average long-term erosion rate of 0.2 mm/yr. This is 2-3 times faster than erosion rates calculated from traditional stream sediment fluxes averaged over the past 40 years. The long-term rates are comparable to the uplift rate of 0.3 mm/yr inferred from marine terrace ages (Merritts and Bull 1989). These results imply that sediment delivery to streams is episodic, and that conventional sediment yields may underestimate long-term average erosion rates.

  5. Erosion processes and prediction with WEPP technology in forests in the Northwestern U.S.

    W. J. Elliot


    In the northwestern U.S., the greatest amounts of forest erosion usually follow infrequent wildfires. Sediment from these fires is gradually routed through the stream system. The forest road network is usually the second greatest source of sediment, generating sediment annually. Erosion rates associated with timber harvest, biomass removal, and prescribed fire are...

  6. Buffered banks in multiprocessor systems

    Robbins, K.A.; Robbins, S. [Univ. of Texas, San Antonio, TX (United States)


    A memory design based on logical banks is analyzed for shared memory multiprocessor systems. In this design, each physical bank is replaced by a logical bank consisting of a fast register and subbanks of slower memory. The subbanks are buffered by input and output queues which substantially reduce the effective cycle time when the reference rate is below saturation. The principal contribution of this work is the development of a simple analytical model which leads to scaling relationships among the efficiency, the bank cycle time, the number of processors, the size of the buffers, and the granularity of the banks. These scaling relationships imply that if the interconnection network has sufficient bandwidth to support efficient access using high-speed memory, then lower-speed memory can be substituted with little additional interconnection cost. The scaling relationships are shown to hold for a full datapath vector simulation based on the Cray Y-MP architecture. The model is used to develop design criteria for a system which supports 192 independent reference streams, and the performance of this system is evaluated by simulation over a range of loading conditions. 22 refs.

  7. Simulating Retail Banking for Banking Students

    Supramaniam, Mahadevan; Shanmugam, Bala


    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  8. Actinides, accelerators and erosion

    Fifield L. K.; Tims S.G.


    Fallout isotopes can be used as artificial tracers of soil erosion and sediment accumulation. The most commonly used isotope to date has been 137Cs. Concentrations of 137Cs are, however, significantly lower in the Southern Hemisphere, and furthermore have now declined to 35% of original values due to radioactive decay. As a consequence the future utility of 137Cs is limited in Australia, with many erosion applications becoming untenable within the next 20 years, and there is a need to replace...

  9. Pressure and velocity dependence of flow-type cavitation erosion

    Auret, JG


    Full Text Available of underpressure expands for the higher velocity vOz. Thus cavitation bubbles leave this region farther downstream and the erosion zone shifts down- stream. At the same time, cavitation damage will in- crease because of the larger...

  10. Measurement of erosion: Is it possible?

    Stroosnijder, L.


    Reasons for erosion measurements are: (1) to determine the environmental impact of erosion and conservation practices, (2) scientific erosion research; (3) development and evaluation of erosion control technology; (4) development of erosion prediction technology and (5) allocation of conservation

  11. Measurement of erosion: Is it possible?

    Stroosnijder, L.


    Reasons for erosion measurements are: (1) to determine the environmental impact of erosion and conservation practices, (2) scientific erosion research; (3) development and evaluation of erosion control technology; (4) development of erosion prediction technology and (5) allocation of conservation re

  12. Stream Evaluation

    Kansas Data Access and Support Center — Digital representation of the map accompanying the "Kansas stream and river fishery resource evaluation" (R.E. Moss and K. Brunson, 1981.U.S. Fish and Wildlife...

  13. Stream Lab

    Kummel, Miro; Bruder, Andrea; Powell, Jim; Kohler, Brynja; Lewis, Matt


    Dead leaves, ping-pong balls or plastic golf balls are floated down a small stream. The number of leaves/balls passing recording stations along the stream are tallied. Students are then challenged to develop a transport model for the resulting data. From this exercise students gain greater understanding of PDE modeling, conservation laws, parameter estimation as well as mass and momentum transport processes.

  14. Exit Creek Bank Height Survey, June 2013

    U.S. Geological Survey, Department of the Interior — This dataset consists of survey data from bank profiles surveyed June 12 and June 24-26, 2013 at the edge of the active braid plain of Exit Creek, a stream draining...

  15. Riparian erosion vulnerability model based on environmental features.

    Botero-Acosta, Alejandra; Chu, Maria L; Guzman, Jorge A; Starks, Patrick J; Moriasi, Daniel N


    Riparian erosion is one of the major causes of sediment and contaminant load to streams, degradation of riparian wildlife habitats, and land loss hazards. Land and soil management practices are implemented as conservation and restoration measures to mitigate the environmental problems brought about by riparian erosion. This, however, requires the identification of vulnerable areas to soil erosion. Because of the complex interactions between the different mechanisms that govern soil erosion and the inherent uncertainties involved in quantifying these processes, assessing erosion vulnerability at the watershed scale is challenging. The main objective of this study was to develop a methodology to identify areas along the riparian zone that are susceptible to erosion. The methodology was developed by integrating the physically-based watershed model MIKE-SHE, to simulate water movement, and a habitat suitability model, MaxEnt, to quantify the probability of presences of elevation changes (i.e., erosion) across the watershed. The presences of elevation changes were estimated based on two LiDAR-based elevation datasets taken in 2009 and 2012. The changes in elevation were grouped into four categories: low (0.5 - 0.7 m), medium (0.7 - 1.0 m), high (1.0 - 1.7 m) and very high (1.7 - 5.9 m), considering each category as a studied "species". The categories' locations were then used as "species location" map in MaxEnt. The environmental features used as constraints to the presence of erosion were land cover, soil, stream power index, overland flow, lateral inflow, and discharge. The modeling framework was evaluated in the Fort Cobb Reservoir Experimental watershed in southcentral Oklahoma. Results showed that the most vulnerable areas for erosion were located at the upper riparian zones of the Cobb and Lake sub-watersheds. The main waterways of these sub-watersheds were also found to be prone to streambank erosion. Approximatively 80% of the riparian zone (streambank

  16. Relation of urbanization to stream habitat and geomorphic characteristics in nine metropolitan areas of the United States

    Fitzpatrick, Faith A.; Peppler, Marie C.


    environmental settings. The relations between watershed-scale indicators of urbanization and stream habitat depended on physiography and climate, hydrology, pre-urban channel alterations, reach-scale slope and presence of bedrock, and amount of bank stabilization and grade control. Channels increased in size with increasing percentages of impervious surfaces in southeastern and midwestern metropolitan areas regardless of whether the pre-existing land use was forest or agriculture. The amount of enlargement depended on annual precipitation and frequency of high-flow events. The lack of a relation between channel enlargement and increasing impervious surfaces in other metropolitan areas was thought to be confounded by pre-urbanization hydrologic and channel alterations. Direct relations of channel shape and streambed substrate to urbanization were variable or lacking, probably because the type, amount, and source of sediment are dependent on the phase of urbanization. Reach-scale slope also was important for determining variations in streambed substrate and habitat complexity (percentage of riffles and runs). Urbanization-associated changes in reach-scale riparian vegetation varied geographically, partially depending on pre-existing riparian vegetation characteristics. Bank erosion increased in Milwaukee?Green Bay and Boston urban streams, and bank erosion also increased with an increase in a streamflow flashiness index. However, potential relations likely were confounded by the frequent use of channel stabilization and bank protection in urban settings. Low-flow reach volume did not decrease with increasing urbanization, but instead was related to natural landscape characteristics and possibly other unmeasured factors. The presence of intermittent bedrock in some sampled reaches likely limited some geomorphic responses to urbanization, such as channel bed erosion. Results from this study emphasize the importance of including a wide range of landscape variables at m

  17. Banking system trust, bank trust, and bank loyalty

    van Esterik-Plasmeijer, P.; van Raaij, W.F.


    Purpose The purpose of this paper is to test a model of banking system trust as an antecedent of bank trust and bank loyalty. Six determinants of trust and loyalty are included: competence, stability, integrity, customer orientation, transparency, and value congruence. The study provides insights

  18. Coastal Erosion Control Methods

    Greene, V.


    Coastal erosion is bad because the ecosystem there will be washed away and the animals could drown or be displaced and have to adapt to a new ecosystem that they are not prepared for. I'm interested in this problem because if there aren't beaches when I grow up I won't be able to do the things I would really like to do. I would like to be a marine biologist. Secondly, I don't want to see beach houses washed away. I would like to see people live in harmony with their environment. So, to study ways in which to preserve beaches I will make and use models that test different erosion controls. Two different ideas for erosion control I tested are using seaweed or a rock berm. I think the rock berm will work better than the model of seaweed because the seaweed is under water and the waves can carry the sand over the seaweed, and the rock berm will work better because the rocks will help break the waves up before they reach the shore and the waves can not carry the sand over the rocks that are above the water. To investigate this I got a container to use to model the Gulf of Mexico coastline. I performed several test runs using sand and water in the container to mimic the beach and waves from the Gulf of Mexico hitting the shoreline. I did three trials for the control (no erosion control), seaweed and a rock berm. Rock berms are a border of a raised area of rock. The model for seaweed that I used was plastic shopping bags cut into strips and glued to the bottom of my container to mimic seaweed. My results were that the control had the most erosion which ranged from 2.75 - 3 inches over 3 trials. The seaweed was a little better than the control but was very variable and ranged from 1.5 - 3 inches over 3 trials. The rock berm worked the best out of all at controlling erosion with erosion ranging from 1.5 - 2 inches. My hypothesis was correct because the rock berm did best to control erosion compared to the control which had no erosion control and the model with seaweed.

  19. Designing stream restoration structures using 3D hydro-morphodynamic numerical modeling

    Khosronejad, A.; Kozarek, J. L.; Hill, C.; Kang, S.; Plott, R.; Diplas, P.; Sotiropoulos, F.


    Efforts to stabilize and restore streams and rivers across the nation have grown dramatically in the last fifteen years, with over $1 billion spent every year since 1990. The development of effective and long-lasting strategies, however, is far from trivial and despite large investments it is estimated that at least 50% of stream restoration projects fail. This is because stream restoration is today more of an art than a science. The lack of physics-based engineering standards for stream restoration techniques is best underscored in the design and installation of shallow, in-stream, low-flow structures, which direct flow away from the banks, protect stream banks from erosion and scour, and increase habitat diversity. Present-day design guidelines for such in-stream structures are typically vague and rely heavily on empirical knowledge and intuition rather than physical understanding of the interactions of the structures the flow and sediment transport processes in the waterway. We have developed a novel computer-simulation based paradigm for designing in stream structures that is based on state-of-the-art 3D hydro-morphodynamic modeling validated with laboratory and field-scale experiments. The numerical model is based on the Curvilinear Immersed Boundary (CURVIB) approach of Kang et al. and Khosronejad et al. (Adv. in Water Res. 2010, 2011), which can simulate flow and sediment transport processes in arbitrarily complex waterways with embedded rock structures. URANS or large-eddy simulation (LES) models are used to simulate turbulence. Transport of bed materials is simulated using the non-equilibrium Exner equation for the bed surface elevation coupled with a transport equation for suspended load. Extensive laboratory and field-scale experiments have been carried out and employed to validate extensively the computational model. The numerical model is used to develop a virtual testing environment within which one or multiple in-stream structures can be embedded in

  20. High temperature erosion testing in a gasifier environment

    Tylczak, Joseph H.; Rawers, James C.; Adler, Thomas A.


    The development of materials with the ability to operate in adverse conditions while resisting the effects of erosion and corrosion is essential to the future success of high efficiency power plants. Many next generation coal power plants are envisioned as combined cycle, with gasifiers used to produce both steam and syngas. The gasifier sections of these plants require materials of construction that are resistant to the effects of erosion from silica found in the gas streams and corrosion caused by a reducing atmosphere that may contain sulfur and chloride compounds. The Albany Research Center has developed a test apparatus designed to test the erosion-resistance of candidate materials under a range of environmental conditions, including those found in gasifiers. This Hostile Atmosphere Erosion Wear test apparatus (HAET) has been used to evaluate a group of high alloy candidate materials such as iron aluminide and Haynes HR 160, and compare them to a conventional 310 stainless steel. Erosion tests were conducted using 270μm silica abrasive, a typical impact velocities of 20 m/sec at temperatures up to 700°C in an atmosphere simulating gasifier conditions. The effects of erosion under these conditions on the surface scales that form are described. The total loss rate, loss rates due to erosion and corrosion for the test materials are compared.

  1. Forestry best management practices and sediment control at skidder stream crossings

    Laura R. Wear; W. Michael Aust; M. Chad Bolding; Brian D. Strahm; Andrew C. Dolloff


    Stream crossings for skid trails have high sediment delivery ratios. Forestry Best Management Practices (BMPs) have proven to be effective for erosion control, but few studies have quantified the impact of various levels of BMPs on sedimentation. In this study, three skid-trail stream-crossing BMP treatments were installed on nine operational stream crossings (three...

  2. Green banking

    Maja Drobnjaković


    Full Text Available There is an urgent need to march towards “low - carbon economy”. Global challenges of diminishing fossil fuel reserves, climate change, environmental management and finite natural resources serving an expanding world population - these reasons mean that urgent action is required to transition to solutions which minimize environmental impact and are sustainable. We are at the start of the low - carbon revolution and those that have started on their low - carbon journey already are seeing benefits such as new markets and customers, improved economic, social and environmental performance, and reduced bills and risks. Green investment banks offer alternative financial services: green car loans, energy efficiency mortgages, alternative energy venture capital, eco - savings deposits and green credit cards. These items represent innovative financial products.

  3. stream-stream: Stellar and dark-matter streams interactions

    Bovy, Jo


    Stream-stream analyzes the interaction between a stellar stream and a disrupting dark-matter halo. It requires galpy (ascl:1411.008), NEMO (ascl:1010.051), and the usual common scientific Python packages.

  4. Banking Reform in Georgia

    Mercan, Metin


    Georgia's banking system restructure began in 1991 when Soviet Union collopsed.This paper tries to compare and constract the performance of banks and banking system between 1999 and 2004 with banks in other transition countries. Although Georgia banking system showed a long processing in banking sector, it is still lags behind other transition countries Central and Eastern Europe. Neverthless.An efficient financial institution and performance will not come without further economic development...

  5. Banking governance: New Approaches

    Victor Mihăiţă Duţă


    Full Text Available Banks are companies like any other. However, banks are distinguished by certain intrinsic characteristics of companies that have a different impact on the motivation of stakeholders. Among these features, we mention:partnership and shareholders governance agreements; banks are heavily regulated companies; banking assets is the main source of haze banking and information asymmetry; between the bank and depositors there is a problem of moral hazard.




    Full Text Available Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank concerned, but especially for NBR uses that bank risk management tool. That is why the authors took into consideration a sample of banks in Romania to show to what extent the banking crisis has influenced the development banks.

  7. What determines return risks for bank equities in Turkey?

    Emre Ozsoz


    Full Text Available By using data from thirteen publicly traded commercial and deposit banks this paper estimates the determinants of market risk for banks' equities in the case of an emerging market economy, Turkey. The analysis reveals that maturity composition of banks' loans, share of trading income in banks' overall revenue stream and its foreign-ownership structure are important indicators of the volatility of its equity returns. Banks with shorter loan maturity positions are regarded by investors as safer companies to invest in while increases in trading income as a source of banks' overall revenue increases the volatility of its equity returns. Foreign ownership of a bank also lowers its equity return risk.

  8. Electronic Banking And Bank Performance In Nigeria


    Mar 1, 2013 ... However, the revolution in the banking industry in Nigeria started .... with the banks overall strategic and business plans, and adequate expertise should be employed to operate and ..... 2010 from http://www.bis./pub/bcbs/pdf.

  9. Internet Banking System Prototype

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K


    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  10. Clinical studies of dental erosion and erosive wear

    Huysmans, M.C.D.N.J.M; Chew, H.P; Ellwood, R.P


    We define erosion as a partial demineralisation of enamel or dentine by intrinsic or extrinsic acids and erosive tooth wear as the accelerated loss of dental hard tissue through the combined effect...

  11. An Empirical Investigation of the Level of User's Acceptance of E-Banking among Some Customers of Banks in Iran

    Hossein Rezaei Dolat Abadi


    Full Text Available With the high speed of advances in different aspects of technology, the use of electronic banking as a creative solution for various daily banking affairs has been disseminated around the world, simultaneously. Iran has not been the exception of this stream and the number of e-banking contracts seems to get increased in recent years. The purpose of this paper is to investigate the level of user's acceptance of electronic banking among some customers of banks in Iran. Extended TAM model was conducted as a conceptual framework in this paper. The survey instrument was employed to collect data. 188 questionnaires were analyzed based on correlation and regression analyses and independent sample t-test using the statistical package for social sciences (SPSS. Result has showed that customers have found e-banking system enjoyable, convenient, and easy to use; however, there is low level of reliability in the security measure of e-banking technology.




    Full Text Available E-banking is the first of those banking services that really economize time, because it allows to the user to accomplish from behind the computer many operations in the bank account, represents the computational solution that allows to the holder to have

  13. Partial Burn Laws in Propellant Erosive Burning

    S.V. Finjakov


    Full Text Available Experimental and computer methods were developed for investigating the combustion phenomena in the propellants which burn in streams of hot gas flowing along the burn surfaces of the propellants. The experimental investigations allowed establishment of different dependencies for erosive burning. Computer solutions of the problem for double-base (DB propellants showed a good agreement with the experimental results. The suggested variant of modified theory considers the change of heat release in solids, the real burn surface roughness, the nonisothermality of boundary layer and the effect of gas mass blow from the propellant burn surface into the gas stream. This modified theory was used for studying burn laws at 30-1000 atm and up to gas stream sound velocities for different DB propellants. It was found that gas stream leads to splitting of the propellant burn laws, m = bp/sup v/. Pressure power (v, in this case depends on gas stream velocity (W, diameter of the propellant tube canal (d and gas stream temperature (T/sub w/. It is because of this that these burn laws were named partial burn laws. They have the form (m = bp/sup w(omega/ w,d,T/sub w/ -const. The dependencies w(omega = f(w,d,T/sub w/ were obtained by the modified theory. It was found that omega values mainly decrease when pressure increases beginning from ~200 to 400 atm and they can decrease up to w(omega = 0,1- 0,3. Similar results can be obtained for composite propellants.

  14. Ash particle erosion on steam boiler convective section

    Meuronen, V.


    In this study, equations for the calculation of erosion wear caused by ash particles on convective heat exchanger tubes of steam boilers are presented. A new, three-dimensional test arrangement was used in the testing of the erosion wear of convective heat exchanger tubes of steam boilers. When using the sleeve-method, three different tube materials and three tube constructions could be tested. New results were obtained from the analyses. The main mechanisms of erosion wear phenomena and erosion wear as a function of collision conditions and material properties have been studied. Properties of fossil fuels have also been presented. When burning solid fuels, such as pulverized coal and peat in steam boilers, most of the ash is entrained by the flue gas in the furnace. In bubbling and circulating fluidized bed boilers, particle concentration in the flue gas is high because of bed material entrained in the flue gas. Hard particles, such as sharp edged quartz crystals, cause erosion wear when colliding on convective heat exchanger tubes and on the rear wall of the steam boiler. The most important ways to reduce erosion wear in steam boilers is to keep the velocity of the flue gas moderate and prevent channelling of the ash flow in a certain part of the cross section of the flue gas channel, especially near the back wall. One can do this by constructing the boiler with the following components. Screen plates can be used to make the velocity and ash flow distributions more even at the cross-section of the channel. Shield plates and plate type constructions in superheaters can also be used. Erosion testing was conducted with three types of tube constructions: a one tube row, an in- line tube bank with six tube rows, and a staggered tube bark with six tube rows. Three flow velocities and two particle concentrations were used in the tests, which were carried out at room temperature. Three particle materials were used: quartz, coal ash and peat ash particles. Mass loss

  15. Bentonite erosion. Final report

    Birgersson, Martin; Boergesson, Lennart; Hedstroem, Magnus; Karnland, Ola; Nilsson, Ulf (Clay Technology AB, Lund (Sweden))


    Low saline water may reach KBS-3 repository depth, e.g. during periods of glaciation. Under such aqueous conditions, the montmorillonite part of the bentonite buffer might transform into a sol and thereby be transported away with flowing water in fractures. The primary aim with this report is to improve the understanding of the basic principles for this possible montmorillonite particle release. The report includes experimental and theoretical work performed at Clay Technology. Natural bentonite and ion-exchanged purified montmorillonite from three different geographical origins, Wyoming (U.S.), Milos (Greece) and Kutch (India) have been studied. Experimental and/or theoretical investigations have been performed with respect to: - Free swelling ability; - Rheological properties; - Rate of bentonite loss into fractures; - Filtering; - Ion exchange; - Sol formation ability; - Ion diffusion; - Mass loss due to erosion. The performed erosion experiments show that erosion does not occur in a mixed calcium/sodium montmorillonite with at least 20% calcium in exchange positions, when the external solution contains above 4 mM charge equivalents. This result is in agreement with the presented conceptual view of sol formation and measured equilibrium properties in mixed calcium/sodium montmorillonite. The findings imply that the buffer will be stable for non-glacial conditions. However, erosion due to sol formation cannot be ruled out for glacial conditions.


    Chih Ted YANG


    @@ The river systems observed today is the cumulative result of surface, rill, and gully erosion, and sediment transport, scour, and deposition. The divisions of approach between these two related areas are man-made, and are not based on sound science. Most of the erosion studies are done by geologists and agricultural engineers who are concerned of the surface, rill, and gully erosion and the loss of agricultural land productivity. Hydraulic engineers are more interested in the study of sediment transport, scour, and deposition, and their impacts on river engineering and hydraulic structures in rivers and reservoirs. Erosion studies are often based on empirical relationships or field data to determinate the annual sediment yield from a watershed. On the other hand, hydraulic engineers focus their attention on solving equations based on assumed initial and boundary conditions with a time scale of days, hours, or seconds. Both approaches have their complementary strengths and weaknesses. It is important to provide a forum for specialists in both areas to communicate, exchange ideas, and learn from each other.

  17. Erosion of dust aggregates

    Seizinger, Alexander; Kley, Wilhelm


    Aims: The aim of this work is to gain a deeper insight into how much different aggregate types are affected by erosion. Especially, it is important to study the influence of the velocity of the impacting projectiles. We also want to provide models for dust growth in protoplanetary disks with simple recipes to account for erosion effects. Methods: To study the erosion of dust aggregates we employed a molecular dynamics approach that features a detailed micro-physical model of the interaction of spherical grains. For the first time, the model has been extended by introducing a new visco-elastic damping force which requires a proper calibration. Afterwards, different sample generation methods were used to cover a wide range of aggregate types. Results: The visco-elastic damping force introduced in this work turns out to be crucial to reproduce results obtained from laboratory experiments. After proper calibration, we find that erosion occurs for impact velocities of 5 m/s and above. Though fractal aggregates as ...

  18. Dune erosion above revetments

    Van Thiel de Vries, J.S.M.


    In a situation with a narrow dune, the dune base can be protected with a revetment to reduce dune erosion during extreme events. To quantify the effects of a revetment on storm impact, the functionality of the numerical storm impact model XBeach (Roelvink et al., 2009) is extended to account for the

  19. Erosion by an Alpine glacier.

    Herman, Frédéric; Beyssac, Olivier; Brughelli, Mattia; Lane, Stuart N; Leprince, Sébastien; Adatte, Thierry; Lin, Jiao Y Y; Avouac, Jean-Philippe; Cox, Simon C


    Assessing the impact of glaciation on Earth's surface requires understanding glacial erosion processes. Developing erosion theories is challenging because of the complex nature of the erosion processes and the difficulty of examining the ice/bedrock interface of contemporary glaciers. We demonstrate that the glacial erosion rate is proportional to the ice-sliding velocity squared, by quantifying spatial variations in ice-sliding velocity and the erosion rate of a fast-flowing Alpine glacier. The nonlinear behavior implies a high erosion sensitivity to small variations in topographic slope and precipitation. A nonlinear rate law suggests that abrasion may dominate over other erosion processes in fast-flowing glaciers. It may also explain the wide range of observed glacial erosion rates and, in part, the impact of glaciation on mountainous landscapes during the past few million years. Copyright © 2015, American Association for the Advancement of Science.

  20. Severe Environmental Corrosion Erosion Facility

    Federal Laboratory Consortium — NETL’s Severe Environment Corrosion Erosion Facility in Albany, OR, allows researchers to safely examine the performance of materials in highly corrosive or erosive...

  1. Quantifying bank retreat rates with exposed tree roots

    Stotts, S. N.; O'Neal, M. A.; Pizzuto, J. E.


    In this study we use a biometric approach based on anatomical changes in the wood of exposed tree roots to quantify riverbank erosion along South River, Va, a site where commonly applied techniques for determining bank erosion rates are either not appropriate due to the required spatial scale of analysis (i.e., erosion pins, traditional surveys, LiDAR analysis) or have failed to detect obvious erosion (i.e. photogrammetric techniques). We sampled 78 exposed roots from 24 study reaches and processed them both macroscopically (2 to 20 times magnification) and microscopically (20 to 100 times magnification), comparing the estimated erosion rates between levels of magnification and to those obtained with photogrammetric techniques. We found no statistical differences between the output of macroscopic and microscopic analyses (t-test, alpha =0.01) but encountered difficulty in identifying the year of root exhumation in some samples. Therefore, we suggest analyzing roots at both levels of magnification to increase confidence and obtain erosion rate estimates from every sample. When comparing exposed root analysis to photogrammetric techniques, the results indicate that the exposed root approach is a feasible and effective method for estimating decadal to centennial scale bank erosion. In addition to producing erosion rates statistically indistinguishable from photogrammetric techniques (t-test, alpha = 0.01), exposed root analysis demonstrated more consistent detection of erosion. The results of this study indicate that exposed tree root analysis is a robust tool that provides insights into decadal scale erosion where other commonly applied techniques may not be appropriate or easily applied.

  2. ITER Materials R & D Data Bank

    Tanaka, Shigeru; Matera, R.; Kalinin, G.; Barabash, V.; Mohri, K.

    To keep traceability of many valuable raw data that were experimentally obtained in the ITER Technology R&D Tasks related to materials for In-Vessel Components, and to easily make the best use of these data in design activities, the `ITER Materials R&D Data Bank' has been built up, with the use of Excel TM spread sheets. Compared with existing material data banks, this data bank is unique in the following respects: (1) In addition to thermo-mechanical properties of single materials (beryllium, tungsten, carbon-based materials, copper alloys and stainless steels), thermo-mechanical properties (including neutron irradiation effects) for various kinds of joints between these materials, and the results of thermal fatigue tests of mock-ups are collected. (2) As for plasma facing materials (beryllium, tungsten and carbon), experimental data on plasma-material interactions such as sputtering, disruption erosion, and hydrogen-isotope trapping and release are collected.

  3. Estuarine stream piracy: Calvert County US Atlantic coastal plain

    Vogt, P.R. (Naval Research Lab., Washington, DC (United States))


    The topography of Maryland's western shore of the Chesapeake Bay shows that five steams now flowing eastward into the bay comprise the pirated (and inverted) headwaters of streams previously flowing westward from a varnished Pliocene upland now occupied by the central Chesapeake. Estuarine shoreline erosion during Pleistocene interglaciations removed the upland, exposing the upper reaches of west-flowing stream valleys. Headward (westward) erosion by east-flowing streams then occurred along existing valleys, facilitated by steep eastward gradients and easily eroded valley-floor sediments. Stream inversion may be more common than previously recognized, since any eroding shoreline causes consumption of seaward-draining watershed and steepening of gradients, thus setting the stage for eventual stream inversion.

  4. On the dynamics of stream piracy

    Goren, L.; Willett, S. D.


    Drainage network reorganization by stream piracy is invoked repeatedly to explain the morphology of unique drainage patterns and as a possible mechanism inducing abrupt variations of sediment accumulation rates. However, direct evidence of stream piracy is usually rare, and is highly interpretation dependent. As a first step in assessing how probable capture events are and establishing the conditions that favor stream piracy versus the those that favor stable landscapes, we formulate analytically the physics of divide migration and capture events and study this formulation from a dynamical system point of view. The formulation is based on a one-dimensional topographic cross section between two channels that share a water divide. Two hillslope profiles diverge from the divide and drain into two fluvial bedrock tributaries, whose erosion rate is controlled by a stream power law. The rate of erosion at the bounding channels is thus a function of the upstream drainage area and local slope. A tectonically induced downward perturbation of the elevation of one of the bounding channels lowers the channel slope but at the same time increases the drainage area due to outward migration of the water divide. The changes in slope and area have opposing effect on the erosion rate at the bounding channels, so that the perturbation may either grow or be damped. We define the geomorphic and tectonic parameters that control the behavior of the system and find the regimes that lead to stable landscapes and to capture events.

  5. Vegetation and erosion: comments on the linking mechanisms from the perspective of the Australian drylands.

    Dunkerley, D.


    of overland flow behaviour. In such analyses, the role of vascular plants has to be seen as one component of the system that also includes organic litter and non-vascular plants. A gap in understanding here relates to splash dislodgement of soil materials. This is known to depend on the depth of water lying above the mineral soil, being reduced for both shallow and deep water layers, and maximised at depths of a few incident drop diameters. Resolving how vegetation modifies surface water depths, and how splash dislodgement responds, across the spectrum of event sizes, remains a significant research challenge. Australian dryland streams exhibit abundant channel-associated vegetation. This exhibits diverse roles, again depending on context. Trees growing in the channel, together with associated barriers formed from floating woody debris, reduce flow speeds. On the other hand, deflector jams can result in locally intensified erosion of the banks. But the mechanisms linking vegetation and erosion are again complex. For instance, by reducing flow speeds and creating backwater effects, debris barriers promote mud deposition over channel margin sediments. This in turn reduces transmission losses, and sustains peak flow and associated sediment transport capacity further downstream than would otherwise be the case. As for hillslope processes, much remains to be learned about how these various processes play out across the spectrum of event magnitudes. Clearly, therefore, in a time of ongoing environmental change, the informed management of the global drylands requires continued research effort of the kind so well championed by John Thornes.

  6. Integrating Terrain and Vegetation Indices for Identifying Potential Soil Erosion Risk Area

    Arabinda Sharma


    The present paper offers an innovative method to monitor the change in soil erosion potential by integrating terrain and vegetation indices derived from remote sensing data. Three terrain indices namely, topographic wetness index (TWI), stream power index (SPI) and slope length factor (LS), were derived from the digital elevation model. Normalized vegetation index (NDVI) was derived for the year 1988 and 2004 using remote sensing images. K-mean clustering was performed on staked indices to categorize the study area into four soil erosion potential classes. The validation of derived erosion potential map using USLE model showed a good agreement. Results indicated that there was a significant change in the erosion potential of the watershed and a gradual shifting of lower erosion potential class to next higher erosion potential class over the study period.

  7. Erosion Rates Over Millennial and Decadal Timescales: Measurements at Caspar Creek and Redwood Creek, Northern California

    Ferrier, K. L.; Kirchner, J. W.; Finkel, R. C.


    Erosion rate measurements are essential for modeling landscape evolution and for discerning how sediment loading affects stream ecosystems. Cosmogenic nuclides such as 10Be in stream sediments can be used to measure whole-catchment erosion rates averaged over thousands of years, a timescale that is unobservable by other methods. Comparing long-term erosion rates from cosmogenic nuclides with short-term sediment yields can shed light on erosional processes and on the effects of land use on sediment delivery to streams. Using cosmogenic 10Be, we measured erosion rates averaged over the past several thousand years at Caspar Creek and Redwood Creek in Northern California. Sediment yields have also been measured at Caspar Creek since 1963 using sediment trapping and gauging methods, and sediment yield data have been collected at Redwood Creek since 1974. The cosmogenic 10Be signature of Caspar Creek sediments indicates an average erosion rate of 0.13 mm/yr, which agrees with the short-term sediment yield data within error. The cosmogenic 10Be signature of Redwood Creek sediments implies an average long-term erosion rate of 0.3 mm/yr, which is in rough agreement with traditional measurements of stream sediment flux. These results imply that the rate of sediment delivery to Caspar Creek and Redwood Creek over the past few decades is broadly consistent with the long-term average rate of sediment production in these watersheds.

  8. The Chinese Banking System


    The Chinese banking system is critical to the functioning of the Chinese economy, being the main conduit through which savings are allocated to investment opportunities. Banking activity in China has grown rapidly over the past decade in association with the expansion of the Chinese economy, and the Chinese banking system now includes some of the world’s largest banks. Chinese banks have become more commercially orientated over this period, although the Chinese Government retains considerable...

  9. Predicting Small Bank Failure

    Heyliger, Wilton E.; Don P. Holdren


    There are many studies of bank performance and bank failure in the literature. Most of these studies used banking ratios as variables in their models without giving consideration to their appropriateness, nor was much consideration given to the stability of those ratios through time and across asset size. Many studies also failed to recognize that bank structure may differ by asset size. This study evaluates a large number of banking variables in order to identify stable ratios. These ratios ...

  10. Banking Around the World


    Chinese banks expands its "going out" strategy but faces challenges in establishing a presence in foreign markets The world’s biggest lender by market value, the Industrial and Commercial Bank of China (ICBC), and the Hong Kong-based Bank of East Asia signed an agreement in which ICBC would pay $140.23 million to buy an 80-percent inter- est in Bank of East Asia USA, the Hong Kong bank said on January 23.

  11. Central bank Financial Independence

    J.Ramon Martinez-Resano


    Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have effects on its income statement. A financially independent central bank exhibits ...

  12. Banking service in Germany



    <正>Germany is the prototypical economy country.Banks in Germany’s economic life plays a very important role.Germany has a large number of Banks and very dense network of bank branches.Deutsche Bank is by far the biggest German bank and Commerzbank is the second biggest.But with all the economic turmoil in the world these days,such rankings can change within

  13. Outsourcing central banking

    Khoury, Sarkis Joseph; Wihlborg, Clas


    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  14. Outsourcing central banking

    Khoury, Sarkis Joseph; Wihlborg, Clas


    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  15. Solid particle erosion of plasma sprayed ceramic coatings

    Branco José Roberto Tavares


    Full Text Available Thermal spraying allows the production of overlay protective coatings of a great variety of materials, almost without limitations as to its components, phases and constituents on a range of substrates. Wear and corrosion resistant coatings account for significant utilization of thermal spray processes. Besides being a means to evaluate the coating tribological performance, erosion testing allows also an assessment of the coating toughness and adhesion. Nevertheless, the relationship between the erosion behavior of thermal sprayed coatings and its microstructural features is not satisfactorily understood yet. This paper examines room temperature solid particle erosion of zirconia and alumina-based ceramic coatings, with different levels of porosity and varying microstrucutre and mechanical properties. The erosion tests were carried out by a stream of alumina particles with an average size of 50 µm at 70 m/s, carried by an air jet with impingement angle 90°. The results indicate that current erosion models based on hardness alone cannot account for experimental results, and, that there is a strong relationship between the erosion rate and the porosity.

  16. Effects of grade control structures on the macroinvertebrate assemblage of an agriculturally impacted stream

    Litvan, M.E.; Stewart, T.W.; Pierce, C.L.; Larson, C.J.


    Nearly 400 rock rip-rap grade control structures (hereafter GCS) were recently placed in streams of western Iowa, USA to reduce streambank erosion and protect bridge infrastructure and farmland. In this region, streams are characterized by channelized reaches, highly incised banks and silt and sand substrates that normally support low macroinvertebrate abundance and diversity. Therefore, GCS composed of rip-rap provide the majority of coarse substrate habitat for benthic macroinvertebrates in these streams. We sampled 20 sites on Walnut Creek, Montgomery County, Iowa to quantify macroinvertebrate assemblage characteristics (1) on GCS rip-rap and at sites located (2) 5-50 m upstream of GCS, (3) 5-50 m downstream of GCS and (4) at least 1 km from any GCS (five sites each). Macroinvertebrate biomass, numerical densities and diversity were greatest at sites with coarse substrates, including GCS sites and one natural riffle site and relatively low at remaining sites with soft substrates. Densities of macroinvertebrates in the orders Ephemeroptera, Trichoptera, Diptera, Coleoptera and Acariformes were abundant on GCS rip-rap. Increases in macroinvertebrate biomass, density and diversity at GCS may improve local efficiency of breakdown of organic matter and nutrient and energy flow, and provide enhanced food resources for aquatic vertebrates. However, lack of positive macroinvertebrate responses immediately upstream and downstream of GCS suggest that positive effects might be restricted to the small areas of streambed covered by GCS. Improved understanding of GCS effects at both local and ecosystem scales is essential for stream management when these structures are present. Copyright ?? 2007 John Wiley & Sons, Ltd.

  17. Natural vs Anthropocene Streams in Europe: History, Ecology and Implications for Sustainable River Restoration

    Brown, T. G.; Lespez, L.; Sear, D. A.; Houben, P.; Klimek, K.


    In Europe as in North America the prevailing model of `natural' lowland streams is incised-meandering channels with silt-clay floodplains, and this model is the template for stream restoration. This papers tests this proposition using geological and historical data from across Europe and examines the implications for carbon sequestration and channel-floodplain restoration. Floodplain chronostratigraphy shows that early Holocene, pre-impact, European streams were predominantly multi-channel (anabranching) systems, and often choked with vegetation. In most cases floodplains were either non-existent or limited to adjacent organic-filled palaeochannels, spring/valley mires, flushes and hydromorphic soils. During the mid-Holocene and particularly 2-4 k BP, overbank silt-clay deposition transformed floodplains covering former wetlands and silting up secondary channels. This was followed by direct intervention in the Medieval period to a mill-based technological system. The final transformation was the `industrialiation of channels' through hard-engineering especially after the great acceleration of the Anthropocene. The primary factor in this sequence was accelerated soil erosion caused by deforestation and arable farming but with sediment delivery reflecting climatic fluctuations. Unlike North America where channel-floodplain transformation was rapid the transformation of European streams occurred over a much longer time-period in three phases; catchment driven sedimentation, Medieval management and finally industrialisation. Due to a combination of catchment controls, ecological change and the cultural value of this legacy it is both impractical, if not impossible, to restore European rivers to their pre-transformation state. However, attempts to restore them to intermediate historical (pre-industrial) states with some areas of anabranching, would have both ecological and carbon offset benefits. Sustainable restoration designed to maximise ecosystem services must be

  18. Above ground plots at the MAFES-Holly Springs Experiment Station for studying impacts of seepage on erosion

    Sediment is the most common contaminant causing impairment of streams in the United States. In many areas, the dominant source of sediment is gully erosion. Consideration for subsurface flow contributions to these erosion processes has largely been neglected in assessments and prediction technologie...

  19. Processes and controls of ditch erosion and suspended sediment transport in drained peatland forests

    Tuukkanen, Tapio; Stenberg, Leena; Marttila, Hannu; Finér, Leena; Piirainen, Sirpa; Koivusalo, Harri; Kløve, Bjørn


    Drainage and periodic ditch cleaning are needed in peatland forests to allow adequate tree growth. The downside is that these practices usually increase erosion and transport of organic and inorganic matter to downstream waterbodies. In this study, our aim was to assess the role of hydrological factors and ditch-level bed and bank erosion processes in controlling suspended sediment (SS) transport in peatland forests after ditch cleaning. To do this, a 113 ha catchment and a nested sub-catchment (5.2 ha) in eastern Finland were instrumented for continuous hydrological and SS concentration (turbidity) measurements and for the detection of ditch bed and bank erosion with erosion pins. The impacts of ditch cleaning on instantaneous unit hydrographs were also assessed against two reference catchments. The results suggested that, in small intensively drained catchments, SS transport is likely to be limited by the availability of easily erodible sediment in the ditch network, and that ditch cleaning operations as well as preparatory bank erosion processes such as peat desiccation and frost action can be important in producing erodible sediment for transport. Detachment of soil particle from ditch banks by raindrop impact can also be an important factor explaining variations in SS concentrations in small catchments. In larger drainage areas, peak runoff characteristics may play a more dominant role in SS transport. The results give new insights into the dynamics of sediment transport in drained peatland catchments, which can be useful, for example, for planning and implementation of water conservation measures.

  20. Particle erosion of infrared materials


    Erosion test of some infrared (IR) optical crystals (Ge,ZnS,MgF2,and quartz) was conducted with a number of different erodents (glass bead,and angular SiC,SiO2,Al2O3 by a homemade gas-blasting erosion tester.The influence of impact angle,impact velocity,erodent,and erosion time on the erosion rate and the effect of erosion on their IR transmittance were studied.The damaged surface morphology was characterized by scanning electron microscopy,and the erosion mechanism was explored.All of the materials show the maximum in wear versus impact angle at 90°,confirming their brittle failure behavior.It is found that the erosion rate is dependent on the erodent velocity by a power law,and it is highly correlated to the hardness of the erodent.The erosion rate-time curves do not show an incubation state,but an accelerated erosion period followed a maximum erosion (steady state).The decrease of IR transmittance is direct proportion to the erosion rate.Although the material loss occurs primarily by brittle process,ductile behavior is clearly an important feature,especially for MgF2 and ZnS.

  1. Actinides, accelerators and erosion

    Tims, S. G.; Fifield, L. K.


    Fallout isotopes can be used as artificial tracers of soil erosion and sediment accumulation. The most commonly used isotope to date has been 137Cs. Concentrations of 137Cs are, however, significantly lower in the Southern Hemisphere, and furthermore have now declined to 35% of original values due to radioactive decay. As a consequence the future utility of 137Cs is limited in Australia, with many erosion applications becoming untenable within the next 20 years, and there is a need to replace it with another tracer. Plutonium could fill this role, and has the advantages that there were six times as many atoms of Pu as of 137Cs in fallout, and any loss to decay has been negligible due to the long half-lives of the plutonium isotopes. Uranium-236 is another long-lived fallout isotope with significant potential for exploitation as a tracer of soil and sediment movement. Uranium is expected to be more mobile in soils than plutonium (or caesium), and hence the 236U/Pu ratio will vary with soil depth, and so could provide an independent measure of the amount of soil loss. In this paper we discuss accelerator based ultra-sensitive measurements of plutonium and 236U isotopes and their advantages over 137Cs as tracers of soil erosion and sediment movement.

  2. Actinides, accelerators and erosion

    Fifield L.K.


    Full Text Available Fallout isotopes can be used as artificial tracers of soil erosion and sediment accumulation. The most commonly used isotope to date has been 137Cs. Concentrations of 137Cs are, however, significantly lower in the Southern Hemisphere, and furthermore have now declined to 35% of original values due to radioactive decay. As a consequence the future utility of 137Cs is limited in Australia, with many erosion applications becoming untenable within the next 20 years, and there is a need to replace it with another tracer. Plutonium could fill this role, and has the advantages that there were six times as many atoms of Pu as of 137Cs in fallout, and any loss to decay has been negligible due to the long half-lives of the plutonium isotopes. Uranium-236 is another long-lived fallout isotope with significant potential for exploitation as a tracer of soil and sediment movement. Uranium is expected to be more mobile in soils than plutonium (or caesium, and hence the 236U/Pu ratio will vary with soil depth, and so could provide an independent measure of the amount of soil loss. In this paper we discuss accelerator based ultra-sensitive measurements of plutonium and 236U isotopes and their advantages over 137Cs as tracers of soil erosion and sediment movement.

  3. Erosion by shallow concentrated flow - experimental model deconstruction

    Seeger, M.; Wirtz, S.; Ali, M.


    The force of the flowing water is considered to be the main determinant factor for soil particle detachment and transport. The flow of water is described with flow velocity and discharge, and is often summarised in different composite parameters such as shear stress, stream power etc. The entrainment and transport of soil particles is then expressed as a threshold problem, where a soil specific critical value of shear stress, stream power etc. has to be trespassed. Thereafter, the increase of erosion is considered to be lineal. Despite considerable efforts, the process based model concepts have not been able to produce more reliable and accurate reproduction and forecast of soil erosion than "simple" empirical models such as the USLE and its derivates. Therefore, there still remain some unanswered fundamental questions about soil erosion modelling: 1. What are the main parameters of soils and flowing water influencing soil erosion? 2. What relationship do these parameters have with the intensity and different types of soil erosion? 3. Are the present concepts suitable to describe and quantify soil erosion accurately? For approaching these questions, laboratory flume and field experiments were set up. The aim of the laboratory experiments was to elucidate the influence of basic parameters as grain size, slope, flow and flow velocity on sediment transport by shallow flowing water. Therefore, variable flow was applied under different slopes on moveable beds of non-coherent sands of different grain sizes. The field experiments were designed to quantify the hydraulic and erosive functionality of small rills in the field. Here, small existing rills were flushed with defined flows, and flow velocity, flow depth, discharge at the end of the rill as well as transported sediments were quantified. The laboratory flume experiments clearly show a strong influence of flow velocity on sediment transport, depending this at the same time on the size of the transported grains, and

  4. Determination of riverbank erosion probability using Locally Weighted Logistic Regression

    Ioannidou, Elena; Flori, Aikaterini; Varouchakis, Emmanouil A.; Giannakis, Georgios; Vozinaki, Anthi Eirini K.; Karatzas, George P.; Nikolaidis, Nikolaos


    erosion occurrence probability can be calculated in conjunction with the model deviance regarding the independent variables tested. The most straightforward measure for goodness of fit is the G statistic. It is a simple and effective way to study and evaluate the Logistic Regression model efficiency and the reliability of each independent variable. The developed statistical model is applied to the Koiliaris River Basin on the island of Crete, Greece. Two datasets of river bank slope, river cross-section width and indications of erosion were available for the analysis (12 and 8 locations). Two different types of spatial dependence functions, exponential and tricubic, were examined to determine the local spatial dependence of the independent variables at the measurement locations. The results show a significant improvement when the tricubic function is applied as the erosion probability is accurately predicted at all eight validation locations. Results for the model deviance show that cross-section width is more important than bank slope in the estimation of erosion probability along the Koiliaris riverbanks. The proposed statistical model is a useful tool that quantifies the erosion probability along the riverbanks and can be used to assist managing erosion and flooding events. Acknowledgements This work is part of an on-going THALES project (CYBERSENSORS - High Frequency Monitoring System for Integrated Water Resources Management of Rivers). The project has been co-financed by the European Union (European Social Fund - ESF) and Greek national funds through the Operational Program "Education and Lifelong Learning" of the National Strategic Reference Framework (NSRF) - Research Funding Program: THALES. Investing in knowledge society through the European Social Fund.

  5. Temporal Variations in the Roughness of Eroding River Banks Revealed by High-Resolution Digital Photogrammetry and Terrestrial Laser Scanning

    Darby, S. E.; Leyland, J.; Rinaldi, M.; Teruggi, L.; Ostuni, D.


    River bank erosion is the net product of a suite of specific processes that together may contribute significantly to the sediment yielded from river catchments. Many studies have emphasised that the specific process of hydraulic erosion of bank material, especially at the bank toe, exerts a dominant influence on the long term rate of river bank retreat. Fluvial bank erosion rates are normally quantified using an excess shear stress model of the form E = k(τb-τc)a, where E is the erosion rate per unit time and unit bank area, τb is the boundary shear stress applied by the flow, k and τc are erodibility parameters (erodibility coefficient, k, and critical shear stress, τc), and a is an empirically derived exponent (usually equated to unity in bank erosion studies). Recent progress in modelling rates of hydraulic river bank erosion [Darby et al., 2010, J. Geophys. Res., doi:10.1029/2010JF001708] has indicated that the form roughness induced by natural topographic bank features (slumps, embayments, etc) is a major component of the spatially-averaged total shear stress. The skin friction component (i.e, τb) is found to be typically an order of magnitude less than the total stress, such that the form roughness provides an important control on self-limiting bank erosion rates. However, given that the form roughness is induced by topographic forms that are themselves created by hydraulic bank erosion, it remains unclear whether and how bank roughness co-evolves with the erosion process. In an attempt to address this issue we herein employ the Kean and Smith [2006, J. Geophys. Res., 111(4), F04009, doi:10.1029/2006JF000467] approach of partitioning the form and skin drag components of river bank roughness to evaluate the temporal evolution of bank roughness parameters on an eroding bank of the Cecina River in central Italy. In the Kean and Smith method, the form and skin roughness parameters are determined from longitudinal river bank profiles. The form drag component

  6. "Shadow Banking: Policy Challenges for Central Banks"

    Moe, Thorvald Grung


    Central banks responded with exceptional liquidity support during the financial crisis to prevent a systemic meltdown. They broadened their tool kit and extended liquidity support to nonbanks and key financial markets. Many want central banks to embrace this expanded role as "market maker of last resort" going forward. This would provide a liquidity backstop for systemically important markets and the shadow banking system that is deeply integrated with these markets. But how much liquidity su...

  7. Effect of bank slope on the flow patterns in river intakes

    SEYEDIAN Seyed Morteza; BAJESTAN Mahmood Shafai; FARASATI Masoomeh


    In this work, we studied the dimensions of stream tube in the vertical as well as inclined bank conditions. Data were co-llected from both a physical model and a 3-D numerical model (SSIIM 2). Equations for predicting stream tube dimensions were presented and compared with existing formulae. In comparison with vertical bank, it is found that inclining bank causes the bottom stream tube width to be greater than at the surface. The strength of secondary current formed at the entrance of branch channel is reduced. These changes in flow pattern can reduce the amount of sediment delivery into the intake.

  8. Pengelolaan Likuiditas Bank Syariah

    Nurul Ichsan


    Full Text Available Islamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need, for Islamic banking in Indonesia has been availabled some instruments such as (IMA certificate of Mudhorobah Investment between bank, (PUAS market banking regulations between syariat bank, (SWBI Bank of Indonesia Wadiah certificate, (FPJPS provision about short term cost facility for Islamic banks  DOI:10.15408/aiq.v6i1.1371

  9. Development of a statistical tool for the estimation of riverbank erosion probability

    Varouchakis, Emmanouil


    Riverbank erosion affects river morphology and local habitat, and results in riparian land loss, property and infrastructure damage, and ultimately flood defence weakening. An important issue concerning riverbank erosion is the identification of the vulnerable areas in order to predict river changes and assist stream management/restoration. An approach to predict areas vulnerable to erosion is to quantify the erosion probability by identifying the underlying relations between riverbank erosion and geomorphological or hydrological variables that prevent or stimulate erosion. In the present work, a innovative statistical methodology is proposed to predict the probability of presence or absence of erosion in a river section. A physically based model determines the locations vulnerable to erosion by quantifying the potential eroded area. The derived results are used to determine validation locations for the evaluation of the statistical tool performance. The statistical tool is based on a series of independent local variables and employs the Logistic Regression methodology. It is developed in two forms, Logistic Regression and Locally Weighted Logistic Regression, which both deliver useful and accurate results. The second form though, provides the most accurate results as it validates the presence or absence of erosion at all validation locations. The proposed tool is easy to use, accurate and can be applied to any region and river. Varouchakis, E. A., Giannakis, G. V., Lilli, M. A., Ioannidou, E., Nikolaidis, N. P., and Karatzas, G. P.: Development of a statistical tool for the estimation of riverbank erosion probability, SOIL (EGU), in print, 2016.

  10. Power of Streams and Power of Management: How Community and Fluvial Science Work Together for Massachusetts Rivers

    Hatch, C. E.; Mabee, S. B.; Slovin, N. B.; Vogel, E.; Gartner, J. D.; Gillett, N.; Warner, B. P.


    In the Northeastern U.S., the most costly damages from intense storm events were impacts to road-stream crossings. In steep post-glacial terrain, erosion by floodwater and entrained sediment is the largest destructive force during intense storms, and the most likely driver of major morphological changes to riverbanks and channels. Steam power analysis is a tool that can successfully quantify floodwater energy that caused damage afterward, however, prediction of which reaches or watersheds may experience future impacts remains uncertain. We must better determine how states with thousands of river miles may better prioritize flood mitigation studies, crossing replacements, or other infrastructure upgrades for future flood resilience within resource constraints. This challenged us to develop a statewide-scale scientific method for screening waterways and translating the results into effective policies for river corridor management. Here we present a method based on stream power analysis using widely-available 10-m DEMs and stream flow data to identify locations with extreme high or low stream power values (i.e., >300 W⁄m2 or power are prone to landslides, bank failures, and other pulse sediment inputs in flood events. These are also the focal points of wood input to rivers, which combined with increased sediment load, makes culverts in these reaches especially prone to failure. Integration of this information into state databases allows communities to prioritize and make land-use decisions that are informed by the fluvial geomorphic workings of the larger watershed, but that have powerful local implications. Outreach and educational programs focused on stream power and fluvial systems for river practitioners and politicians at all levels align communities' attitudes about their rivers and result in ecologically sound, more flood resilient policies and practices.

  11. The success of headwater rehabilitation towards gully erosion control

    Frankl, Amaury; Poesen, Jean; Nyssen, Jan


    The ill-management of headwaters has frequently shown to have adverse effects on both humans and the environment. Historical examples often refer to altered hydrological conditions and stream incision resulting from deforestation. Agricultural expansion and intensification - often accompanied with land reforms in the 20th century - also showed to severely impact the fluvial environment, with stream incision and gully erosion hazards increasingly affecting many headwater areas around the world. To counter this, many regions have adopted improved management schemes aiming at restoring the physical, biological and hydrological integrity of the soil- and landscape. In terms of hydrogeomorpology, the objective was to minimize dynamics to a lower level so that runoff, sediment and pollutant transfers do not cause danger to human life, environmental/natural resources deterioration or economic stress. Therefore, much attention was given to the rehabilitation and re-naturalization of headwater streams and gullies, which are the conduits of these transfers. This is done in both indirect and direct ways, i.e. reducing the delivery of runoff and sediment to the gullies and interventions in the incised channels. Although much has been published on gully erosion development and control, few studies assess the success of gully rehabilitation on the mid- to long term or confront results against the gully life-cycle. The latter refers to the rate law in fluvial geomorphology, whereby gully morphological changes (increases in length, area, volume) are initially rapid, followed by a much slower development towards a new equilibrium state. Here, we present a review of headwater rehabilitation measures and their success towards gully erosion control. By confronting this to the life-cycle of a gully, we also want to shed light on our understanding of when and where gully erosion control needs to be applied; making land management more efficient and effective. Keywords: land

  12. Modeling fluvial erosion on regional to continental scales

    Howard, Alan D.; Dietrich, William E.; Seidl, Michele A.


    The fluvial system is a major concern in modeling landform evolution in response to tectonic deformation. Three stream bed types (bedrock, coarse-bed alluvial, and fine-bed alluvial) differ in factors controlling their occurrence and evolution and in appropriate modeling approaches. Spatial and temporal transitions among bed types occur in response to changes in sediment characteristics and tectonic deformation. Erosion in bedrock channels depends upon the ability to scour or pluck bed material; this detachment capacity is often a power function of drainage area and gradient. Exposure of bedrock in channel beds, due to rapid downcutting or resistant rock, slows the response of headwater catchments to downstream baselevel changes. Sediment routing through alluvial channels must account for supply from slope erosion, transport rates, abrasion, and sorting. In regional landform modeling, implicit rate laws must be developed for sediment production from erosion of sub-grid-scale slopes and small channels.

  13. Watershed Potential to Contribute Phosphorus from Geologic Materials to Receiving Streams, Conterminous United States

    U.S. Geological Survey, Department of the Interior — This spatial data layer is a cell-based Raster model characterizing the contribution of phosphorus (P) to streams from weathering and erosion of surficial geologic...

  14. Bank Syariah Sebagai Alternatif

    Adang Sudjana


    Full Text Available The principle of not allowing interest practices (riba has saved the Syariah Bank and their customers from the effects of monetary crisis. In view of Islamic Principles, interest is forbidden. Therefore, all transactions of syariah banking are based on sale-purchase pattern. Besides, all good banking aspects as applied in conventional banking such as, 5 Cs (capital, collateral, capacity, character, and condition are also applied properly in the line of ukhrawi aspects in managing fund of syariah banking.  The practice of “mark-up” in project funded by syariah bank seems to be very difficult.

  15. Cold-water coral banks and submarine landslides: a review

    de Mol, Ben; Huvenne, Veerle; Canals, Miquel


    This paper aims to review the relation between cold-water coral bank development and submarine landslides. Both are common features on continental margins, but so far it has not been reviewed which effect—if at all—they may have upon each other. Indirect and direct relations between coral banks and landslides are evaluated here, based on four case studies: the Magellan Mound Province in the Porcupine Seabight, where fossil coral banks appear partly on top of a buried slide deposit; the Sula Ridge Reef Complex and the Storegga landslide both off mid-Norway; and the Mauritania coral bank province, associated with the Mauritanian Slide Complex. For each of these locations, positive and negative relationships between both features are discussed, based on available datasets. Locally submarine landslides might directly favour coral bank development by creating substratum where corals can settle on, enhancing turbulence due to abrupt seabed morphological variations and, in some cases, causing fluid seepage. In turn, some of these processes may contribute to increased food availability and lower sedimentation rates. Landslides can also affect coral bank development by direct erosion of the coral banks, and by the instantaneous increase of turbidity, which may smother the corals. On the other hand, coral banks might have a stabilising function and delay or stop the headwall retrogradation of submarine landslides. Although local relationships can be deduced from these case studies, no general and direct relationship exists between submarine landslides and cold-water coral banks.

  16. A terminological matter: paragenesis, antigravitative erosion or antigravitational erosion ?

    Pasini G.


    Full Text Available In the speleological literature three terms are utilized to designate the “ascending erosion”: paragenesis (= paragénésis, coined in1968, antigravitative erosion (= erosione antigravitativa, coined in 1966 and antigravitational erosion (wrong English translation ofthe Italian term erosione antigravitativa, utilized later on. The term paragenesis should be abandoned because of the priority of theterm erosione antigravitativa - on the ground of the “law of priority” – and because of its ambiguous etimology. On the other hand,the term antigravitational erosion should be forsaken in favour of the term antigravitative erosion, given the meaning that the termsgravitation and gravity have in Physics. Therefore, to designate the phenomenon of the “ascending erosion” there would be nothingleft but the term antigravitative erosion.The antigravitative erosion process and its recognizability are illustrated.Examples of caves with evident antigravitative erosion phenomena, developed in different karstifiable rocks and in several partsof the world, are given.It is recalled that the antigravitative erosion is a phenomenon well-known since 1942 and widely proven and supported, and that it isrelatively easy – in many cases - to recognize the antigravitative origin of karstic passages.It is stressed that the antigravitative erosion is an important phenomenon, exclusive of the karstic caves and unique in nature.

  17. Erosion patterns in the Changjiang (Yangtze River) catchment revealed by bulk-sample versus single-mineral provenance budgets

    Vezzoli, Giovanni; Garzanti, Eduardo; Limonta, Mara; Andò, Sergio; Yang, Shouye


    the East China Sea. Contributions from Tibetan headwaters are negligible, as those from right-bank tributaries in the middle-lower part of the basin. Sediment budgets and erosion patterns inferred from our integrated petrographic and heavy-mineral data set contrast with those based on detrital-zircon geochronology but agree with stream-profile analysis, revealing close correspondence with slope steepness, precipitation, stream power, tectonic activity, and frequency of major earthquakes. Sediment budgets based on amphibole groups are poorly constrained. We conclude that provenance budgets based on single-mineral species are typically unrobust, particularly because they suffer from inaccurate estimates of mineral concentration in the end-member sources. Exploring in detail a millesimal part of the sediment (typically 1/5000 in the case of zircon) is a risky strategy that may return a distorted picture of reality.

  18. Banking Postal Savings Bank in Sight



    @@ Nine years of controversy regarding a national postal savings bank is expected to finally conclude this year. In April, the China Banking Regulatory Commission (CBRC)announced the establishment of a new department, one of the main functions of which will be to supervise postal savings.

  19. Kewenangan Bank Indonesia Dalam Likuiditas Bank Umum

    Silvana R


    Perbankan merupakan pokok dari sistem keuangan setiap negara, karena perbankan merupakan salah satu motor penggerak pembangunan seluruh bangsa. Krisis perbankan berdampak pada turunnya kepercayaan masyarakat terhadap industri perbankan. Berbagai masalah di sektor perbankan yang tidak terdeteksi secara dini akan mengakibatkan runtuhnya kepercayaan masyarakat terhadap industri perbankan, Skripsi mi mengemukakan bagaimana penilaian kesehatan bank umum yang dilakukan oleh Bank Indonesia, bagai...

  20. Modelling sheet erosion on steep slopes in the loess region of China

    Wu, Bing; Wang, Zhanli; Zhang, Qingwei; Shen, Nan; Liu, June


    The relationship of sheet erosion rate (SE), slope gradient (S) and rainfall intensity (I), and hydraulic parameters, such as flow velocity (V), shear stress (τ), stream power (Ω) and unit stream power (P), was investigated to derive an accurate experimental model. The experiment was conducted at slopes of 12.23%, 17.63%, 26.8%, 36.4%, 40.4% and 46.63% under I of 48, 60, 90, 120, 138 and 150 mm h-1, respectively, using simulated rainfall. Results showed that sheet erosion rate increased as a power function with rainfall intensity and slope gradient with R2 = 0.95 and Nash-Sutcliffe model efficiency (NSE) = 0.87. Sheet erosion rate was more sensitive to rainfall intensity than to slope gradient. It increased as a power function with flow velocity, which was satisfactory for predicting sheet erosion rate with R2 = 0.95 and NSE = 0.81. Shear stress and stream power could be used to predict sheet erosion rate accurately with a linear function equation. Stream power (R2 = 0.97, NSE = 0.97) was a better predictor of sheet erosion rather than shear stress (R2 = 0.90, NSE = 0.89). However, a prediction based on unit stream power was poor. The new equation (i.e. SE = 7.5 ×1012S1.43I3.04 and SE = 0.06 Ω - 0.0003 and SE = 0.011 τ - 0.01) would improve water erosion estimation on loess hillslopes of China.

  1. Systemic banking crises

    O. Emre Ergungor; James B. Thomson


    Systemic banking crises can have devastating effects on the economies of developing or industrialized countries. This Policy Discussion Paper reviews the factors that weaken banking systems and make them more susceptible to crises.



    Honoring its WTO commitments, China has begun to allow local incorporation by foreign banks, endowing them with the same status as their Chinese counterparts in an attempt to encourage diversified development in the Chinese banking sector On March 18, Wi

  3. GenBank

    U.S. Department of Health & Human Services — GenBank is the NIH genetic sequence database, an annotated collection of all publicly available DNA sequences. GenBank is designed to provide and encourage access...

  4. Bank Resolution in the European Banking Union

    Gordon, Jeffrey N.; Ringe, Georg


    mechanism deployable at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach--and the resolution of global financial institutions would be greatly facilitated, not least......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  5. Bank Resolution in the European Banking Union

    Gordon, Jeffrey N.; Ringe, Wolf-Georg

    at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach — and the resolution of global financial institutions would be greatly facilitated, not least in a transatlantic perspective.......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States’ disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  6. Groundwater response to serial stream stage fluctuations in shallow unconfined alluvial aquifers along a regulated stream (West Virginia, USA)

    Maharjan, Madan; Donovan, Joseph J.


    Groundwater response to stream stage fluctuations was studied in two unconfined alluvial aquifers using a year-long time series of stream stages from two pools along a regulated stream in West Virginia, USA. The purpose was to analyze spatial and temporal variations in groundwater/surface-water interaction and to estimate induced infiltration rate and cumulative bank storage during an annual cycle of stream stage fluctuation. A convolution-integral method was used to simulate aquifer head at different distances from the stream caused by stream stage fluctuations and to estimate fluxes across the stream-aquifer boundary. Aquifer diffusivities were estimated by wiggle-matching time and amplitude of modeled response to multiple observed storm events. The peak lag time between observed stream and aquifer stage peaks ranged between 14 and 95 hour. Transient modeled diffusivity ranged from 1,000 to 7,500 m2/day and deviated from the measured and calculated single-peak stage-ratio diffusivity by 14-82 %. Stream stage fluctuation displayed more primary control over groundwater levels than recharge, especially during high-flow periods. Dam operations locally altered groundwater flow paths and velocity. The aquifer is more prone to surface-water control in the upper reaches of the pools where stream stage fluctuations are more pronounced than in the lower reaches. This method could be a useful tool for quick assessment of induced infiltration rate and bank storage related to contamination investigations or well-field management.

  7. Stream Temperature Estimation From Thermal Infrared Images

    Handcock, R. N.; Kay, J. E.; Gillespie, A.; Naveh, N.; Cherkauer, K. A.; Burges, S. J.; Booth, D. B.


    Stream temperature is an important water quality indicator in the Pacific Northwest where endangered fish populations are sensitive to elevated water temperature. Cold water refugia are essential for the survival of threatened salmon when events such as the removal of riparian vegetation result in elevated stream temperatures. Regional assessment of stream temperatures is limited by sparse sampling of temperatures in both space and time. If critical watersheds are to be properly managed it is necessary to have spatially extensive temperature measurements of known accuracy. Remotely sensed thermal infrared (TIR) imagery can be used to derive spatially distributed estimates of the skin temperature (top 100 nm) of streams. TIR imagery has long been used to estimate skin temperatures of the ocean, where split-window techniques have been used to compensate for atmospheric affects. Streams are a more complex environment because 1) most are unresolved in typical TIR images, and 2) the near-bank environment of stream corridors may consist of tall trees or hot rocks and soils that irradiate the stream surface. As well as compensating for atmospheric effects, key problems to solve in estimating stream temperatures include both subpixel unmixing and multiple scattering. Additionally, fine resolution characteristics of the stream surface such as evaporative cooling due to wind, and water surface roughness, will effect measurements of radiant skin temperatures with TIR devices. We apply these corrections across the Green River and Yakima River watersheds in Washington State to assess the accuracy of remotely sensed stream surface temperature estimates made using fine resolution TIR imagery from a ground-based sensor (FLIR), medium resolution data from the airborne MASTER sensor, and coarse-resolution data from the Terra-ASTER satellite. We use linear spectral mixture analysis to isolate the fraction of land-leaving radiance originating from unresolved streams. To compensate the

  8. Audit of a bank

    Ambros, Lukáš


    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  9. Time banking som ledelsesteknologi

    Steensberg, Maja; Nielsen, Nadia Holm; Thomsen, Søren Tolshave


    This project examines how the English time banks Timber Wharf, Echo and Fair Shares affect their members and local environments. Based on Nikolas Rose’s theory on governmentality it is discussed, whether the time banks, understood as political actors, are challenging or reproducing neo-liberal governance. It is concluded that the way the time banks facilitates the concept of timebanking differs greatly. These different conducts are shaping the way in which the time banks are used by their mem...

  10. Audit of a bank

    Ambros, Lukáš


    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  11. Essays on banking

    Mosk, T.C.


    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations. The last chapter is joint work with Hans Degryse, Jose Liberti and Steven Ongena and studies how banks use ‘soft information’ to monitor small firms. This dissertation uses hand collected internal...

  12. Easier Bank Access

    Wang Jun


    Loosened banking regulations may spur an increase of foreign banks in China Foreign banks will soon have a much easier time setting up outlets in China.According to regulations recently amended by the State Council,as of January 1,foreign



    My name is Jane Carson and I'm the manager of savings bank in Portland,Oregon,My bank is open every day from8:30 in the moming until 4:00 in the aftermoon.On Fridays the bank remains oper until 6:30 in the evening.

  14. Banks on Notice


    Regulators issue policies to guide China’s banks as massive loans compromise the banking sector’s ability to contain future risks R egulatory departments are strengthening their supervision over financial institutions to prevent an incomprehensible financial scenario from unfolding: the failure of the Chinese banking

  15. Banking on Change


    The opening up of China’s banking sector took another giant step forward on March 20 when the first four foreign banks gained approval to incorporate locally. After going through commercial registration formalities, the banks will be able to con- duc

  16. Banking and Trading

    Boot, A.W.A.; Ratnovski, L.


    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  17. Essays on banking

    Mosk, T.C.


    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations.

  18. Banking and Trading

    Boot, A.W.A.; Ratnovski, L.


    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  19. Soil Erosion as a stochastic process

    Casper, Markus C.


    The main tools to provide estimations concerning risk and amount of erosion are different types of soil erosion models: on the one hand, there are empirically based model concepts on the other hand there are more physically based or process based models. However, both types of models have substantial weak points. All empirical model concepts are only capable of providing rough estimates over larger temporal and spatial scales, they do not account for many driving factors that are in the scope of scenario related analysis. In addition, the physically based models contain important empirical parts and hence, the demand for universality and transferability is not given. As a common feature, we find, that all models rely on parameters and input variables, which are to certain, extend spatially and temporally averaged. A central question is whether the apparent heterogeneity of soil properties or the random nature of driving forces needs to be better considered in our modelling concepts. Traditionally, researchers have attempted to remove spatial and temporal variability through homogenization. However, homogenization has been achieved through physical manipulation of the system, or by statistical averaging procedures. The price for obtaining this homogenized (average) model concepts of soils and soil related processes has often been a failure to recognize the profound importance of heterogeneity in many of the properties and processes that we study. Especially soil infiltrability and the resistance (also called "critical shear stress" or "critical stream power") are the most important empirical factors of physically based erosion models. The erosion resistance is theoretically a substrate specific parameter, but in reality, the threshold where soil erosion begins is determined experimentally. The soil infiltrability is often calculated with empirical relationships (e.g. based on grain size distribution). Consequently, to better fit reality, this value needs to be

  20. A Study of Vegetation on Revetments Sacramento River Bank Protection Project. Phase 1. Literature Review and Pilot Study


    clays that were resistant to erosion and locally affected bank erosion patterns. Ancient meander belt deposits such as the Modesto Formation also had a...and Wildlife Service, Portland, OR. Gilbert, G. K. 1917. "Hydraulic Mining Debris in the Sierra Nevada," Geological Survey Professional Paper 105, US

  1. Assessing the efficiency of Mediterranean ditch networks in preventing vineyards soil erosion within landscape

    Levavasseur, Florent; Bailly, Jean-Stéphane; Lagacherie, Philippe


    Water erosion of cultivated soils is a threat to the sustainability of agriculture, especially in Mediterranean areas. For a long time, Mediterranean farmers have thus adopted some soil conservation practices. Actual ditch networks, which are generally associated with terraces, result from historical successive farmer settlements and are one of these soil conservation practices. By intercepting surface run-off, ditches decrease slope length and prevent soil erosion on downstream plots. However, since water erosion hazard and ditch network geometries are highly variable in vineyards landscape and since ditch building and maintaining are costly, the objective of this study was to identify and map the resulting efficiency of ditch networks in preventing soil erosion. For a given area, a ditch network efficiency is defined here as the balance between the network density, i.e. network cumulated length for a given area unit, and the erosion sensitivity over an area which measures the performance of the ditch network in limiting soil erosion. The erosion efficiency of ditch networks was thus identified using both i) computer generated ditch networks with various spatial configurations and ii) the stream power index as an erosion sensitivity indicator, computed from a DTM in which each ditch network was burned. The stream power index of the actual networks were compared with a set of generated networks whose density and topology were selected to maximize the performance in preventing soil erosion thanks to the use of a self-developed optimized stochastic network generator. For four 1 km² hillslopes, we showed that the performances of actual networks to prevent soil erosion was among the best that were obtained by simulated networks with even greater densities. Furthermore, we showed that the stream power index values that accounted for the actual ditch networks to prevent soil erosion hazard was both minimal and weakly variable in the whole study area (30 km²) at

  2. Rill erosion rates in burned forests

    Joseph W. Wagenbrenner; Peter R. Robichaud


    Introduction Wildfires often produce large increases in runoff and erosion rates (e.g., Moody and Martin, 2009), and land managers need to predict the frequency and magnitude of postfire erosion to determine the needs for hazard response and possible erosion mitigation to reduce the impacts of increased erosion on public safety and valued resources. The Water Erosion...

  3. Graffiti for science: Qualitative detection of erosional patterns through bedrock erosion painting

    Beer, Alexander R.; Kirchner, James W.; Turowski, Jens M.


    Bedrock erosion is a crucial constraint on stream channel incision, and hence whole landscape evolution, in steep mountainous terrain and tectonically active regions. Several interacting processes lead to bedrock erosion in stream channels, with hydraulic shear detachment, plucking, and abrasion due to sediment impacts generally being the most efficient. Bedrock topography, together with the sediment tools and cover effects, regulate the rate and spatial pattern of in situ surface change. Measurements of natural bedrock erosion rates are valuable for understanding the underlying process physics, as well as for modelling landscape evolution and designing engineered structures. However, quantifying spatially distributed bedrock erosion rates in natural settings is challenging and few such measurements exist. We studied spatial bedrock erosion in a 30m-long bedrock gorge in the Gornera, a glacial meltwater stream above Zermatt. This stream is flushed episodically with sediment-laden streamflow due to hydropower operations upstream, with negligible discharge in the gorge in between these flushing events. We coated several bedrock surface patches with environmentally safe, and water-insoluble outdoor paint to document the spatial pattern of surface abrasion, or to be more precise, to document its driving forces. During four consecutive years, the change of the painted areas was recorded repeatedly with photographs before the painting was renewed. These photographs visually documented the spatial patterns of vertical erosion (channel incision), of lateral erosion (channel widening) and of downstream-directed erosion (channel clearance). The observed qualitative patterns were verified through comparison to quantitative change detection analyses based on annual high-resolution terrestrial laser scanning surveys of the bedrock surfaces. Comparison of repeated photographs indicated a temporal cover effect and a general height limit of the tools effect above the streambed

  4. Spatial coincidence of rapid inferred erosion with young metamorphic massifs in the Himalayas

    Finlayson, David P.; Montgomery, David R.; Hallet, Bernard


    A spatially distributed rate-of-erosion index (EI) based on models of bedrock river incision documents a strong spatial correspondence between areas of high erosion potential and young metamorphic massifs as well as structural highs throughout the Himalayas. The EI is derived from slopes and drainage areas calculated from a hydrologically corrected digital elevation model (GTOPO30) combined with precipitation data (IIASA) to generate synthetic annual stream discharges. These variables drive three generalized process models to produce EI maps that, while differing in detail, provide an internally consistent, spatially continuous index of large-scale erosion rates. The large spatial variation in potential erosion rates in the Himalayas suggested by the EI patterns contrasts with the uniform convergence of the Indian subcontinent. If these EI gradients persist through time, they support the emerging view of a positive feedback between localized, rapid erosion and upward advection of lower crust.


    Kátia Kellem Rosa


    Full Text Available Glacial sediment yield results from glacial erosion and is influenced by several factors including glacial retreat rate, ice flow velocity and thermal regime. This paper estimates the contemporary subglacial erosion rate and sediment yield of Wanda Glacier (King George Island, South Shetlands. This work also examines basal sediment evacuation mechanisms by runoff and glacial erosion processes during the subglacial transport. This is small temperate glacier that has seen retreating for the last decades. In this work, we examine basal sediment evacuation mechanisms by runoff and analyze glacial erosion processes occurring during subglacial transport. The glacial erosion rate at Wanda Glacier, estimated using a numerical model that consider sediment evacuated to outlet streams, ice flow velocity, ice thickness and glacier area, is 1.1 ton m yr-1.




    Concentrated flow can cause gully formation on sloping lands and in riparian zones. Current practice for riparian gully erosion control involves blocking the gully with a structure comprised of an earthen embankment and a metal or plastic pipe. Measures involving native vegetation would be more attractive for habitat recovery and economic reasons. To test the hypothesis that switchgrass (Panicum virgatum L.) hedges planted at 0.5-m vertical intervals within a gully would control erosion,a series of hedges was established in four concentrated flow channels. Two of the channels were previously eroded trapezoidal channels cut into compacted fill in an outdoor laboratory. The other two channels were natural gullies located at the edge of floodplain fields adjacent to an incised stream.While vegetation was dormant, artificial runoff events were created in the two laboratory gullies and one of the natural gullies using synthetic trapezoidal-shaped hydrographs with peak discharge rates of approximately 0.03, 0.07, and 0.16 m3/s. During these tests flow depth, velocity, turbidity, and soil pore water pressures were monitored. The fourth gully was subjected to a series of natural runoff events over a five-month period with peaks up to 0.09 m3/s. Flow depths in all tests were generally < 0.3 m, and flow velocities varied spatially and exceeded 2.0 m/s at the steepest points of the gullies.Erosion rates were negligible for controlled flow experiments, but natural flows in the fourth gully resulted in 1 m of thalweg degradation, destroying the central portions of the grass hedges, most likely due to the highly erodible nature of the soils at this site. Geotechnical modeling of soil steps reinforced with switchgrass roots showed factors of safety > 1 for step heights < 0.5 m, but instability was indicated for step heights > 1 m, consistent with the experimental observations.

  7. Using computer models to design gully erosion control structures for humid northern Ethiopia

    Classic gully erosion control measures such as check dams have been unsuccessful in halting gully formation and growth in the humid northern Ethiopian highlands. Gullies are typically formed in vertisols and flow often bypasses the check dams as elevated groundwater tables make gully banks unstable....

  8. Erosion--Corrosion

    Vyas, B.


    The deterioration of materials by corrosion or erosion by itself presents a formidable problem and for this reason investigators have studied these two phenomena independently. In fact, there are very few systematic studies on E-C and the majority of references mention it only in passing. In most real systems, however, the two destructive processes take place simultaneously, hence the purpose of this review is to present the various interactions between the chemical and mechanical agents leading to accelerated degradation of the material. The papers cited in the review are those that lead to a better understanding of the process involved in the accelerated rate of material loss under E-C conditions.

  9. Dune erosion under climate change

    de Winter, R.C.|info:eu-repo/dai/nl/341476935


    This PhD-thesis investigated the effect of future climate change on dune erosion in the Netherlands. At present, dune erosion occurs under a combination of large storm surge and high waves, which are both generated by a storm event. Therefore to investigate the affect of future climate change on dun

  10. Nocturnal lagophthalmos and recurrent erosion.

    Sturrock, G. D.


    The symptoms and corneal changes caused by sleeping with one or both eyes open are described in 102 patients. The clinical picture is identical to that of the microform recurrent erosion. The close relationship between the micro- and macro-forms of recurrent corneal erosion suggests that the latter condition is also precipitated by nocturnal lagophthalmos. Images PMID:1268178

  11. Dune erosion under climate change

    de Winter, R.C.


    This PhD-thesis investigated the effect of future climate change on dune erosion in the Netherlands. At present, dune erosion occurs under a combination of large storm surge and high waves, which are both generated by a storm event. Therefore to investigate the affect of future climate change on dun

  12. Dune erosion during storm surges

    Van Thiel de Vries, J.S.M.


    Large parts of The Netherlands are protected from flooding by a narrow strip of sandy beaches and dunes. The aim of this thesis is to extend the existing knowledge of dune erosion during storm surges as it occurs along the Dutch coast. The thesis discusses: • A large scale dune erosion experiment to

  13. The erosive potential of lollipops

    Brand, H.S.; Gambon, D.L.; Paap, A.; Bulthuis, M.S.; Veerman, E.C.I.; Nieuw Amerongen, A.V.


    Aim: To determine the erosive potential of several commercially available lollipops and the protective effect of saliva. Methods: The erosive potential of lollipops was determined in vitro by measuring the pH and neutralisable acidity. Subsequently, 10 healthy volunteers tested different types of lo


    Jana Ilieva


    Full Text Available In recent years, there has been increased global awareness of Islamic finance. This topic is mainly opened with respect to the great financial crisis that mostly hit the banking system and the financial markets and caused many bank bankruptcies and state interventions. This paper analyzes the basic principles of Islamic banking. The absolute prohibition of receiving and giving interest (Riba and profit-and-loss sharing (PLS paradigms are elaborated in detail; they are primarily based on mudarabah (profit-sharing and musyarakah (joint venture concepts which nowadays are becoming an accepted way of doing business in several Western multinational banks. An overall comparison of the advantages of Islamic vs. conventional banking is also given. Islamic finance technology solutions have matured and they will face various challenges in the following decades, due to conventional banks offering, increasingly, Islamic products. The need for a more comprehensive environment and regulatory framework is emphasized, so that Islamic banking development can be ensured.


    L. N. Trofimets


    Full Text Available Study of the relief transformation at arable lands becomes an actual problem due to the intensive use of interfluve sloped surfaces. This research examines the current state and dynamics of erosion network at arable slope in the upper Oka river basin. The riverbeds of modern streams are identified using the phytoindication analysis. The feature was detected out that these streams do not necessarily match with the ancient stream thalwegs. The radiocaesium analysis made it possible to show that soil washout magnitudes are comparable in the thalwegs of current and ancient streams, which are comparable in the length. Geomorphometric methods joined with the geoinformation analysis allow to quantify the role of current erosion network in transformation of the interfluve sloped surfaces relief.

  16. Using connectivity to assess soil erosion in the landscape; applications of a new paradigm in soil erosion modelling

    Borselli, Lorenzo; Vigiak, Olga; Ortiz Rodriguez, Azalea Judith


    Hydrologic and sedimentological connectivity concepts recently appeared as novel paradigms (Bracken and Croke , 2007) and tools to assess soil erosion at various scales. The landscape flow connectivity index IC (Borselli et al. 2007, 2008) is based on the ratio of hydrological distance to streams with the potential upstream runoff occurrence, hence allows mapping surface runoff connectivity and erosion across the landscape. After its first introduction, several studies applied the IC algorithm in very different geographic regions and territorial scale: 150 km2 watershed in Tuscany (Italy; Borselli et al. 2007, 2008); 20 small catchments (5 to 350 ha) in Murcia (Spain; Sougnez et al. 2011); 400 km2 watershed in Basilicata (South Italy; Borselli et al. 2011); 3300 km2 watershed in Victoria (Australia; Vigiak et al. 2012); 6 and 8 km2watersheds in the Italian Alps (Cavalli et al., in press); 74 ha catchment in Spanish Pre-Pyrenees (López-Vicente et al. 2013). Meanwhile, the IC index has been adapted for application to different erosion processes, i.e. hillslope erosion (Vigiak et al. 2012; López-Vicente et al. 2013), sediment remobilization by shallow landslides (Borselli et al. 2011), and debris flow (Cavalli et al. in press). Validation of IC index applications in spatially distributed erosion models has been conducted with field observations at hillslope scale, calibration against sediment yield estimates at several monitoring stations. These scientific results highlight the promising potential application of IC concept for erosion modelling. In this session, the IC model with all its proposed variants will be described. Future work perspectives, including potential developments of IC approach as an alternative method to classical soil erosion modelling, will be discussed. Acknowledgement: This study has been funded by CONACYT (Mexico); Proyecto CB-2012-01/184060

  17. Evolution of Swarna estuary and its impact on braided islands and estuarine banks, Southwest coast of India

    AvinashKumar; Jayappa, K.S.; Vethamony, P.

    /s at the mouth. The Right bank (Rb) of the estuary is subject to net erosion and the Left bank (Lb) is subject to net accretion. On an average, 20–30% of the area of all braided islands would be flooded, if the water level rises by 0.7 to 1.0 m. Islands...

  18. Bank Resolution in the European Banking Union

    Gordon, Jeffrey N.; Ringe, Georg


    The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure....... The FDIC's experience teaches us three important lessons: First, systemically important financial institutions need to have in their liability structure sufficient unsecured (or otherwise subordinated) term debt so that in the event of bank failure, the conversion of debt into equity will be sufficient...

  19. Central bank capital, financial strength, and the Bank of Japan

    Thomas F. Cargill


    This Economic Letter addresses central bank capital and financial strength in the context of Bank of Japan policy (Cargill 2005). Specifically, it reviews general considerations about central bank capital and financial strength, discusses recent Bank of Japan policy in the context of capital structure, evaluates the Bank of Japan's concern in the context of the broader issue of central bank independence, and draws some lessons from recent Bank of Japan policy.

  20. Wave basin model tests of technical-biological bank protection

    Eisenmann, J.


    Sloped embankments of inland waterways are usually protected from erosion and other negative im-pacts of ship-induced hydraulic loads by technical revetments consisting of riprap. Concerning the dimensioning of such bank protection there are several design rules available, e.g. the "Principles for the Design of Bank and Bottom Protection for Inland Waterways" or the Code of Practice "Use of Standard Construction Methods for Bank and Bottom Protection on Waterways" issued by the BAW (Federal Waterways Engineering and Research Institute). Since the European Water Framework Directive has been put into action special emphasis was put on natural banks. Therefore the application of technical-biological bank protection is favoured. Currently design principles for technical-biological bank protection on inland waterways are missing. The existing experiences mainly refer to flowing waters with no or low ship-induced hydraulic loads on the banks. Since 2004 the Federal Waterways Engineering and Research Institute has been tracking the re-search and development project "Alternative Technical-Biological Bank Protection on Inland Water-ways" in company with the Federal Institute of Hydrology. The investigation to date includes the ex-amination of waterway sections where technical- biological bank protection is applied locally. For the development of design rules for technical-biological bank protection investigations shall be carried out in a next step, considering the mechanics and resilience of technical-biological bank protection with special attention to ship-induced hydraulic loads. The presentation gives a short introduction into hydraulic loads at inland waterways and their bank protection. More in detail model tests of a willow brush mattress as a technical-biological bank protec-tion in a wave basin are explained. Within the scope of these tests the brush mattresses were ex-posed to wave impacts to determine their resilience towards hydraulic loads. Since the

  1. Using REE Tracers to Measure Sheet Erosion Changing to Rill Erosion

    宋炜; 刘普灵; 杨明义; 薛亚洲


    Rare earth element(REE) tracer method was used to study sheet erosion changing to rill erosion on slope land. By placing different REE on different soil depth across a slope in an indoor plot, two simulated rainfalls were applied to study the change of erosion type and the rill erosion process. The results indicate that the main erosion type is sheet erosion at the beginning of the rainfalls, and serious erosion happens after rill erosion appears. Accumulated sheet and rill erosion amount increases with the rainfalls time. The percentage of sheet erosion amount decreases and rill erosion percentage increases with time. At the end of the rainfalls, the total rill erosion amounts are 4.3 and 5 times more than sheet erosion. In this paper, a new REE tracer method was used to quantitatively distinguish sheet and rill erosion amount. The new REE tracer method should be useful to future studying of erosion processes on slope lands.

  2. Rapid Hydraulic Assessment for Stream Restoration


    account the hydraulic conditions of the stream being restored. This is true whether the project involves a few feet of bank stabilization or several...coefficient, α, expresses a correction for nonuniformity in the velocity distribution, and in most applications this value is assumed to be 1 or read from...a table (e.g., Chow 1959, p.28). The depth and slope angle terms can be replaced by a vertical expression of the depth, y, because in most rivers

  3. Grazed Riparian Management and Stream Channel Response in Southeastern Minnesota (USA) Streams

    Magner, Joseph A.; Vondracek, Bruce; Brooks, Kenneth N.


    The U.S. Department of Agriculture-Natural Resources Conservation Service has recommended domestic cattle grazing exclusion from riparian corridors for decades. This recommendation was based on a belief that domestic cattle grazing would typically destroy stream bank vegetation and in-channel habitat. Continuous grazing (CG) has caused adverse environmental damage, but along cohesive-sediment stream banks of disturbed catchments in southeastern Minnesota, short-duration grazing (SDG), a rotational grazing system, may offer a better riparian management practice than CG. Over 30 physical and biological metrics were gathered at 26 sites to evaluate differences between SDG, CG, and nongrazed sites (NG). Ordinations produced with nonmetric multidimensional scaling (NMS) indicated a gradient with a benthic macroinvertebrate index of biotic integrity (IBI) and riparian site management; low IBI scores associated with CG sites and higher IBI scores associated with NG sites. Nongrazed sites were associated with reduced soil compaction and higher bank stability, as measured by the Pfankuch stability index; whereas CG sites were associated with increased soil compaction and lower bank stability, SDG sites were intermediate. Bedrock geology influenced NMS results: sites with carbonate derived cobble were associated with more stable channels and higher IBI scores. Though current riparian grazing practices in southeastern Minnesota present pollution problems, short duration grazing could reduce sediment pollution if managed in an environmentally sustainable fashion that considers stream channel response.

  4. Erosion rills offset the efficacy of vegetated buffer strips to mitigate pesticide exposure in surface waters.

    Stehle, Sebastian; Dabrowski, James Michael; Bangert, Uli; Schulz, Ralf


    Regulatory risk assessment considers vegetated buffer strips as effective risk mitigation measures for the reduction of runoff-related pesticide exposure of surface waters. However, apart from buffer strip widths, further characteristics such as vegetation density or the presence of erosion rills are generally neglected in the determination of buffer strip mitigation efficacies. This study conducted a field survey of fruit orchards (average slope 3.1-12.2%) of the Lourens River catchment, South Africa, which specifically focused on the characteristics and attributes of buffer strips separating orchard areas from tributary streams. In addition, in-stream and erosion rill water samples were collected during three runoff events and GIS-based modeling was employed to predict losses of pesticides associated with runoff. The results show that erosion rills are common in buffer strips (on average 13 to 24 m wide) of the tributaries (up to 6.5 erosion rills per km flow length) and that erosion rills represent concentrated entry pathways of pesticide runoff into the tributaries during rainfall events. Exposure modeling shows that measured pesticide surface water concentrations correlated significantly (R(2)=0.626; pmodeling approach in which buffer strip width was set to zero at sites with erosion rills; in contrast, no relationship between predicted runoff losses and in-stream pesticide concentrations were detected in the modeling approach that neglected erosion rills and thus assumed efficient buffer strips. Overall, the results of our study show that erosion rills may substantially reduce buffer strip pesticide retention efficacies during runoff events and suggest that the capability of buffer strips as a risk mitigation tool for runoff is largely overestimated in current regulatory risk assessment procedures conducted for pesticide authorization.

  5. Banking System in Kyrgyz Republic

    Sagbansu, Lutfu


    This paper examines the overall banking system and the basic banking system development factors such as internet banking and deposit insurance in the world and particularly in Kyrgyzstan. The analyses show that progress in banking reform, introduction of deposit insurance and internet banking concepts are essential for avoiding harmful problems, development stable and solvent banking system. These developments include the more effective regulation of the entry and exit of banks, removal of ob...

  6. Modeling the Gulf Stream System: How Far from Reality?

    Choa, Yi; Gangopadhyay, Avijit; Bryan, Frank O.; Holland, William R.


    Analyses of a primitive equation ocean model simulation of the Atlantic Ocean circulation at 1/6 deg horizontal resolution are presented with a focus on the Gulf Stream region. Among many successful features of this simulation, this letter describes the Gulf Stream separation from the coast of North America near Cape Hatteras, meandering of the Gulf Stream between Cape Hatteras and the Grand Banks, and the vertical structure of temperature and velocity associated with the Gulf Stream. These results demonstrate significant improvement in modeling the Gulf Stream system using basin- to global scale ocean general circulation models. Possible reasons responsible for the realistic Gulf Stream simulation are discussed, contrasting the major differences between the present model configuration and those of previous eddy resolving studies.

  7. Banks, regions and development

    Pietro Alessandrini


    Full Text Available From the 1980s onwards the banking sectors in all the industrialised countries have been experiencing intense restructuring, aggregation and consolidation, radically changing their ownership structures and geography. Whatever the reasons behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the removal of barriers to the free location of banks and their penetration of peripheral markets pose two main questions. Will integration of the banking systems lead to a narrowing or a widening of the development gap between regions? What relations will there be between financial centres and the periphery, and how will financial labour be divided between national (international banks and local (regional banks? The aim of this paper is to address such questions in the light of recent developments in the theoretical and empirical literature on financial integration.

  8. Tissue banking in australia.

    Ireland, Lynette; McKelvie, Helen


    The legal structure for the regulation of tissue banking has existed for many years. In Australia, the donation of human tissue is regulated by legislation in each of the eight States and Territories. These substantially uniform Acts were passed in the late 1970's and early 1980's, based on model legislation and underpinned by the concept of consensual giving. However, it was not until the early 1990's that tissue banking came under the notice of regulatory authorities. Since then the Australian Government has moved quickly to oversee the tissue banking sector in Australia. Banked human tissue has been deemed to be a therapeutic good under the Therapeutic Goods Act 1989, and tissue banks are required to be licensed by the Therapeutic Goods Administration and are audited for compliance with the Code of Good Manufacturing Practice- Human Blood and Tissues. In addition, tissue banks must comply with a myriad of other standards, guidelines and recommendations.




    Bank liquidity management and optimal resource allocation of commercial bank Nostro accounts balances receive much less attention from the scientists compared to the questions on capital structure, funding, credit risk analysis and stress testing. Optimal liquidity management is a way to lower bank costs and risks, which are going to increase over time, especially when money markets are dry of free funds. There are two sides of the issue to be analyzed. The optimal resource allocation and cor...

  10. Bank Record Processing


    Barnett Banks of Florida, Inc. operates 150 banking offices in 80 Florida cities. Banking offices have computerized systems for processing deposits or withdrawals in checking/savings accounts, and for handling commercial and installment loan transactions. In developing a network engineering design for the terminals used in record processing, an affiliate, Barnett Computing Company, used COSMIC's STATCOM program. This program provided a reliable network design tool and avoided the cost of developing new software.

  11. Improved numerical modelling of morphodynamics of rivers with steep banks

    The flow and sediment transport processes near steep streambanks, which are commonly found in meandering, braided, and anastomosing stream systems, exhibit complex patterns. The interactions between bed and bank morphologic adjustment, and their governing processes are still not well understood. Inc...

  12. Bank Resolution in Europe

    N. Gordon, Jeffery; Ringe, Georg


    Bank resolution is a key pillar of the European Banking Union. This column argues that the current structure of large EU banks is not conducive to an effective and unbiased resolution procedure. The authors would require systemically important banks to reorganise into a ‘holding company’ structure......, where the parent company holds unsecured term debt sufficient to cover losses at its operating financial subsidiaries. This would facilitate a ‘single point of entry’ resolution procedure, minimising the risk of creditor runs and destructive ring-fencing by national regulators....

  13. USDA-ARS Concentrated Flow Erosion and Assessment Technology Research for Evaluation of Conservation Practices in Watershed Systems

    Bingner, R. L.; Dabney, S. M.; Langendoen, E. J.; Momm, H. G.; Wells, R. R.; Wilson, G. V.


    Concentrated runoff increases erosion and efficiently transfers sediment and associated agrichemicals from upland areas to stream channels. Ephemeral gully erosion on cropland in the U.S. may contribute up to 40% of the sediment delivered to the edge of the field. Typically, conservation practices developed for sheet and rill erosion are also expected to treat ephemeral gully erosion, but technology and tools do not exist to account for the separate benefits and effects of practices on various sediment sources. Practices specifically developed to treat ephemeral gully erosion need further testing, when used in conjunction with sheet and rill erosion control practices. Without improved research studies, subjective observations will continue to be used to satisfy quality criteria in lieu of scientifically defensible, quantitative methods to estimate the impact of gully erosion. Some of the more important limiting components are the identification of and relationships for: (1) ephemeral gully width; (2) soil resistance to gully erosion including a definition for non-erosive layers; (3) the effect of root mass and above ground vegetation on erosion resistance; (4) ephemeral gully networks; and (5) the effect of subsurface flow on ephemeral gullies. Currently, these components are represented through widely divergent to non-existent algorithms. Scientists at the U.S. Department of Agriculture, Agricultural Research Service are currently undertaking extensive research studies to understand the processes associated with concentrated flow erosion in fields and streams of watershed systems. A description of this research and the integration into enhanced technology for concentrated flow assessments critical for developing and testing conservation practices specifically designed for gully and channel erosion control will be provided.

  14. Quantifying streambank erosion: a comparative study using an unmanned aerial system (UAS) and a terrestrial laser scanner

    Rizzo, D.; Hamshaw, S. D.; Dewoolkar, M.; ONeil-Dunne, J.; Frolik, J.; Bryce, T. G.; Waldron, A. Y.


    Streambank erosion is a common non-point source contributing to suspended sediment and nutrient loading of waterways, and recently has been estimated to account for 30-80% of sediment loading into receiving waters. There is interest in developing reliable methods to quantify bank erosion in watersheds, so effective management strategies can be devised. However, current methods can be either cost prohibitive or unreliable. Direct measurement approaches (surveys and erosion pins) are labor intensive and yield site-specific measurements that are limited for extrapolation to larger scales. Similar issues arise with analytical methods such as slope stability analysis, which require material parameters that are resource intensive to determine. Newer approaches such as use of aerial LiDAR data have proved effective for watershed level assessment, but come with long turnaround times and high cost. Terrestrial laser scanning (TLS) is also effective and offers high accuracy, however collection over large areas is impractical and post-processing is labor intensive. New technology in the form of unmanned aerial systems (UAS) has the potential to significantly enhance the ability to monitor channel migration and quantify bank erosion at variable scales. In this study, 20 km of the Mad and Winooski Rivers in Vermont were flown using a senseFly eBee UAS. Flights were made in spring and fall 2015 in leaf-off conditions with selected portions also flown after large storms in the summer. Change in bank profiles between spring and fall flights provide a comprehensive estimate of bank erosion along the study reaches. Six sites with varying bank heights, erosion sensitivity, and vegetation conditions were selected for simultaneous surveying using a TLS. Point cloud data from both the TLS and UAS were compared to assess the accuracy of the UAS for capturing the bank profile. Changes in bank cross-sections and in volumes calculated from 3D digital surface models were used to compare the

  15. Age and weathering rate of sediments in small catchments: the role of hillslope erosion

    Dosseto, A.; Buss, H. L.; Chabaux, F.


    Erosion is intimately linked to chemical weathering, however we lack quantitative constraints on how erosion processes impact mineral weathering rates. Here we use the uranium-series isotope composition of river-borne material in small catchments of Puerto Rico and southeastern Australia to study the effect of contrasting erosion regimes on weathering. The U-series isotope composition of stream sediments was modelled to infer a weathering age, i.e. the average time elapsed since the sediment's minerals have started weathering. In southeastern Australia, the weathering age of stream sediments ranges between 346 ± 12 kyr and 1.78 ± 0.16 Myr, similar to values inferred from weathering profiles in the same catchment. Old weathering ages likely reflect the shallow origin of sediments mobilised via near-surface soil transport, the main mechanism of erosion in this catchment. Contrastingly, in Puerto Rico weathering ages are much younger, ranging from 5.1 ± 0.1 to 19.4 ± 0.4 kyr, reflecting that sediments are derived from less weathered, deeper saprolite, mobilised by landslides. Weathering ages of stream sediments are used to infer catchment-wide, mineral-specific weathering rates that are one to two orders of magnitude faster for Puerto Rico than for southeastern Australia. Thus, the type of erosion (near-surface soil transport vs. landslide) also affects the weathering rate of river sediments, because their weathering ages determine the potential for further weathering during sediment transport and storage in alluvial plains.

  16. Erosion-resistant composite material

    Finch, C.B.; Tennery, V.J.; Curlee, R.M.

    A highly erosion-resistant composite material is formed of chemical vapor-deposited titanium diboride on a sintered titanium diboride-nickel substrate. This material may be suitable for use in cutting tools, coal liquefaction systems, etc.

  17. Essays on banking and regulation

    Todorov, R.I.


    This thesis consists of three chapters that explore issues related to bank capital, multinational bank supervision, and bank lending in a developing country. The first chapter explores the impact of peer banks on bank capital adjustments. The second chapter evaluates the extent to which distortions

  18. Seepage and piping: Solitary and integrated mechanisms of streambank erosion and failure

    Recent work has shown that a majority of the sediment entering streams and rivers now comes from streambanks. We lack the understanding of the processes controlling streambank failure to be able to predict how erosion control methods will work for all conditions. Research underway at Oklahoma State...

  19. Contributions and Concerns of Concentrated Flow Erosion and Assessment Technologies in Watershed Systems

    Bingner, R. L.; Momm, H. G.; Wells, R. R.; Dabney, S. M.


    Concentrated runoff increases erosion and efficiently transfers sediment and associated agrichemicals from upland areas to stream channels. Ephemeral gully erosion on cropland in the U.S. may contribute 40% of the sediment delivered to the edge of the field. Typically, conservation practices developed for sheet and rill erosion are also expected to treat ephemeral gully erosion, but technology and tools do not exist to account for the separate benefits and effects of practices on various sediment sources. Practices specifically developed to treat ephemeral gully erosion need further testing, when used in conjunction with sheet and rill erosion control practices. Without improved research studies, subjective observations will continue to be used to satisfy quality criteria in lieu of scientifically defensible, quantitative methods to estimate the impact of gully erosion. Some of the more important limiting components are the identification of and relationships for: (1) ephemeral gully width; (2) soil resistance to gully erosion including a definition for non-erosive layers; (3) the effect of root mass and above ground vegetation on erosion resistance; (4) ephemeral gully networks; and (5) the effect of subsurface flow on ephemeral gullies. Currently, these components are represented through widely divergent to non-existent algorithms. The U.S. Department of Agriculture's AnnAGNPS pollutant loading model has been developed to determine the effects of conservation management plans and provide sediment tracking from all sources within the watershed, including ephemeral gullies. Enhanced technology is also needed to identify where ephemeral gullies may form in the watershed using remote sensing technology. Developing enhanced technology and research for concentrated flow assessments is critical for developing and testing conservation practices specifically designed for gully erosion control. This study will describe the current state of concentrated flow assessment and

  20. Factors Determining Mergers of Banks in Malaysia's Banking Sector Reform

    Rubi Ahmad; Mohamed Ariff; Michael Skully


    What was termed government-guided merger was a unique banking sector reform implemented in 2002 by the central bank of Malaysia guiding a larger number of depository institutions to form 10 large banks...

  1. Fractal Tectonics and Erosion

    Turcotte, Donald L.

    Tectonic processes build landforms that are subsequently destroyed by erosional processes. Landforms exhibit fractal statistics in a variety of ways; examples include (1) lengths of coast lines; (2) number-size statistics of lakes and islands; (3) spectral behavior of topography and bathymetry both globally and locally; and (4) branching statistics of drainage networks. Erosional processes are dominant in the development of many landforms on this planet, but similar fractal statistics are also applicable to the surface of Venus where minimal erosion has occurred. A number of dynamical systems models for landforms have been proposed, including (1) cellular automata; (2) diffusion limited aggregation; (3) self-avoiding percolation; and (4) advective-diffusion equations. The fractal statistics and validity of these models will be discussed. Earthquakes also exhibit fractal statistics. The frequency-magnitude statistics of earthquakes satisfy the fractal Gutenberg-Richter relation both globally and locally. Earthquakes are believed to be a classic example of self-organized criticality. One model for earthquakes utilizes interacting slider-blocks. These slider block models have been shown to behave chaotically and to exhibit self-organized criticality. The applicability of these models will be discussed and alternative approaches will be presented. Fragmentation has been demonstrated to produce fractal statistics in many cases. Comminution is one model for fragmentation that yields fractal statistics. It has been proposed that comminution is also responsible for much of the deformation in the earth's crust. The brittle disruption of the crust and the resulting earthquakes present an integrated problem with many fractal aspects.

  2. Synoptic sampling and principal components analysis to identify sources of water and metals to an acid mine drainage stream

    Byrne, Patrick; Runkel, Robert L.; Walton-Day, Katie


    Combining the synoptic mass balance approach with principal components analysis (PCA) can be an effective method for discretising the chemistry of inflows and source areas in watersheds where contamination is diffuse in nature and/or complicated by groundwater interactions. This paper presents a field-scale study in which synoptic sampling and PCA are employed in a mineralized watershed (Lion Creek, Colorado, USA) under low flow conditions to (i) quantify the impacts of mining activity on stream water quality; (ii) quantify the spatial pattern of constituent loading; and (iii) identify inflow sources most responsible for observed changes in stream chemistry and constituent loading. Several of the constituents investigated (Al, Cd, Cu, Fe, Mn, Zn) fail to meet chronic aquatic life standards along most of the study reach. The spatial pattern of constituent loading suggests four primary sources of contamination under low flow conditions. Three of these sources are associated with acidic (pH <3.1) seeps that enter along the left bank of Lion Creek. Investigation of inflow water (trace metal and major ion) chemistry using PCA suggests a hydraulic connection between many of the left bank inflows and mine water in the Minnesota Mine shaft located to the north-east of the river channel. In addition, water chemistry data during a rainfall-runoff event suggests the spatial pattern of constituent loading may be modified during rainfall due to dissolution of efflorescent salts or erosion of streamside tailings. These data point to the complexity of contaminant mobilisation processes and constituent loading in mining-affected watersheds but the combined synoptic sampling and PCA approach enables a conceptual model of contaminant dynamics to be developed to inform remediation.

  3. Islamic banks and profitability: an empirical analysis of Indonesian banking

    Jordan, Sarah


    This paper provides an empirical analysis of the factors that determine the profitability of Indonesian banks between the years 2006-2012. In particular, it investigates whether there are any significant differences in terms of profitability between Islamic banks and commercial banks. The results, obtained by applying the system-GMM estimator to the panel of 54 banks, indicate that the high bank profitability during these years were determined mainly by the size of the banks, the market share...

  4. Removing bank subsidies leads inexorably to full reserve banking

    Musgrave, Ralph S.


    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  5. Removing bank subsidies leads inexorably to full reserve banking

    Musgrave, Ralph S.


    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  6. Bank Lending and Relationship Banking: Evidence from Chilean Firms

    Andrea Repetto; Sergio Rodríguez; Rodrigo O. Valdés


    In this paper we empirically study bank-client relationships using a sample of manufacturing Chilean firms. We examine whether concentration and the duration of bank-firm relationships affect the terms of bank financing, evaluating both the volume of bank lending and bank loan costs. Our results indicate that lower concentration, measured by the number of banks a firm borrows from, is associated with lower costs of loans and with a large and positive non-lincar effect on borrowing. The length...

  7. Dual Banking Systems and Interest Rate Risk for Islamic Banks

    Bacha, Obiyathulla I.


    In introducing Islamic banking in Malaysia, the basic strategy was to replicate the products/ services offered by conventional banks. The successful implementation of such a strategy has meant that Malaysia today has a truly dual banking system. Islamic banks in Malaysia not only have product similarity with conventional banks but share the same overall economic environment and a common customer base. The ability of non Muslim customers/depositors to switch between the two banking syste...

  8. Estimating soil erosion changes in the Wenchuan earthquake disaster area using geo-spatial information technology

    Zhang, Bing; Jiao, Quanjun; Wu, Yanhong; Zhang, Wenjuan


    The secondary disasters induced by the Wenchuan earthquake of May 12, 2008, such as landslides, collapsing rocks, debris flows, floods, etc., have changed the local natural landscape tremendously and caused heavy soil erosion in the earthquake-hit areas. Using thematic mapper images taken before the earthquake and airborne images taken after the earthquake, we extracted information about the destroyed landscape by utilizing remote sensing and geographical information system techniques. Then, taking into account multi-year precipitation, vegetation cover, soil type, land use, and elevation data, we evaluated the soil erosion area and intensity using the revised universal soil loss equation. Results indicate that the soil erosion in earthquake-hit areas was exacerbated, with the severe erosion area increasing by 279.2 km2, or 1.9% of the total statistical area. Large amounts of soil and debris blocked streams and formed many barrier lakes over an area of more than 3.9 km2. It was evident from the spatial distribution of soil erosion areas that the intensity of soil erosion accelerated in the stream valley areas, especially in the valleys of the Min River and the Jian River.

  9. A method to assess soil erosion from smallholder farmers' fields: a case study from Malawi.

    Mohamoud, Yusuf M


    Soil erosion by water is a major threat to sustainable food production systems in Africa. This study presents a qualitative soil erosion assessment method that links the number of broken ridges (NBRS) observed on a smallholder farmer's field after a rain event to factors of soil erosion (e.g., rainfall intensity, slope steepness, crop canopy height, and conservation practice) and to soil loss data measured from a runoff plot and receiving small streams. The assessment method consists of a rapid survey of smallholder farmers combined with field monitoring. Results show an indirect relationship between NBRS and factors of soil erosion. Results also show a direct relationship between NBRS and suspended sediment concentrations measured from an experimental runoff plot and receiving streams that drain the sub-watersheds where farmers' fields are located. Given the limited human and financial resources available to soil erosion research in developing countries, monitoring NBRS is a simple, cost-effective, and reliable erosion assessment method for regions where smallholder farmers practice contour ridging.

  10. Methods of Payment to Banks: e-Banking. Comparative Study on Three Banks

    Miranda Petronella VLAD


    Full Text Available E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accounts at any time; information about foreign exchange rates; view and print account statements; the definition of beneficiaries of direct payments by the client.

  11. Wind erosion of soils burned by wildfire

    N. S. Wagenbrenner; M. J. Germino; B. K. Lamb; R. B. Foltz; P. R. Robichaud


    Wind erosion and aeolian transport processes are largely unstudied in the post-wildfire environment, but recent studies have shown that wind erosion can play a major role in burned landscapes. A wind erosion monitoring system was installed immediately following a wildfire in southeastern Idaho, USA to measure wind erosion from the burned area (Figure 1). This paper...

  12. 78 FR 12360 - PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail...


    ... Employment and Training Administration PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail Bank West Chester, IL; Notice of Negative Determination Regarding Application... Assistance (TAA) applicable to workers and former workers of PNC Bank, National Association, Retail...

  13. Bank profitability: Insights from the rural banking industry in Ghana

    Michael Adusei


    Full Text Available This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana. The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.

  14. The macroeconomics of banking

    van der Kwaak, C.G.F.


    This thesis studies the macroeconomic effectiveness of monetary and fiscal policy in an environment where commercial banks are undercapitalized after a financial crisis and have large holdings of (risky) government bonds on their balance sheets. An undercapitalized banking system cannot perfectly el

  15. Destroy The Bank! (case)

    Star, G.J. Van der; Maas, A.


    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the ba

  16. Optimal central bank transparency

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.


    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  17. Optimal central bank transparency

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.H.


    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  18. Innovative strategies of bank

    G.A Peresadko


    Full Text Available The article deals with the specifics of banking innovations, the global trends of innovative strategies in the banking sector was described, analyzed the necessary methodology for their implementation, proposed plan of innovative activities and its possible application in Ukraine.

  19. Banking and trading

    Boot, A.W.A.; Ratnovski, L.


    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital constrain

  20. Banking and trading

    Boot, A.W.A.; Ratnovski, L.


    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital

  1. Essays in empirical banking

    Bai, Y.


    This dissertation consists of three essays on empirical banking. They study how do information and political activeness affect banks’ lending behavior, as well as the effect of lending relationship with banks on firms’ stock performance during interbank liquidity crunch. The first essay looks at a t

  2. Destroy The Bank! (case)

    dr. A. Maas; G.J. Van der Star


    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the


    Pierre JULIEN; Rosalía ROJAS


    Developed at Colorado State University, CASC2D-SED is a physically-based model simulating the hydrologic response of a watershed to a distributed rainfall field. The time-dependent processes include:precipitation, interception, infiltration, surface runoff and channel routing, upland erosion, transport and sedimentation. CASC2D-SED is applied to Goodwin Creek, Mississippi. The watershed covers 21 km2and has been extensively monitored both at the outlet and at several internal locations by the ARS-NSL at Oxford, MS. The model has been calibrated and validated using rainfall data from 16 meteorological stations, 6 stream gauging stations and 6 sediment gauging stations. Sediment erosion/deposition rates by size fraction are predicted both in space and time. Geovisualization, a powerful data exploration technique based on GIS technology, is used to analyze and display the dynamic output time series generated by the CASC2D-SED model.

  4. Foreign Funds for City Banks



    The rather straightforward restructuring of the Bank of Beijing became more arresting in January after Deutsche Bank was reported to be competing with its Dutch rival ING to purchase a stake in the local city commercial bank.

  5. Competition in investment banking

    Katrina Ellis


    Full Text Available We construct a comprehensive measure of overall investment banking competitiveness for follow-on offerings that aggregates the various dimensions of competition such as fees, pricing accuracy, analyst recommendations, distributional abilities, market making prowess, debt offering capabilities, and overall reputation. The measure allows us to incorporate trade-offs that investment banks may use in competing for new or established clients. We find that firms who switch to similar-quality underwriters enjoy more intense competition among investment banks which manifests in lower fees and more optimistic recommendations. Investment banks do compete vigorously for some clients, with the level of competition related to the likelihood of gaining or losing clients. Finally, investment banks not performing up to market norms are more likely to be dropped in the follow-on offering. In contrast, firms who seek a higher reputation underwriter face relatively non-competitive markets.

  6. Historical land-use changes and potential effects on stream disturbance in the Ozark Plateaus, Missouri

    Jacobson, Robert B.; Primm, Alexander T.


    that stream instability began before the peak of upland destabilization from 1920 to 1960.The post-Timber-boom period (1920-60) included the institution of annual burning of uplands and cut-over valley-side slopes, increased grazing on open range, and increased use of marginal land for cultivated crops. Models for landuse controls on annual runoff, storm runoff, and soil erosion indicate that this period should have been the most effective in creating stream disturbance. Written historical sources and oral-historical accounts indicate that erosion was notable mainly on lands in row-crop cultivation. Oral-history respondents consistently recall that smaller streams had more discharge for longer periods from 1920 to 1960 than from 1960 to 1993; many additionally observed that floods are "flashier" under present-day (1993) conditions. Changes in the timing of hydrographs probably relate to changes in upland and riparian zone vegetation that decreased storage and flow resistance. Probably the most destabilizing effect on Ozarks stream channels during this period was caused by livestock on the open range that concentrated in valley bottoms and destroyed riparian vegetation in the channels and on banks. Destruction of riparian vegetation in small valleys may have encouraged headward migration of channels, resulting in extension of the drainage network and accelerated release of gravel from storage in the small valleys. This hypothesis is supported by lack of other sources for the large quantity of gravel in Ozarks streams and oral-historical observations that gravel came out of the runs, rather than from slopes.From 1960 to 1993, cultivated fields and total improved land in farms decreased, but cattle populations continued to increase. This increase in grazing density has the potential to maintain runoff and sediment delivery to streams at rates higher than natural background rates. Whereas some riparian zones have been allowed to grow up into bottom-land forest, this

  7. Tolerable soil erosion in Europe

    Verheijen, Frank; Jones, Bob; Rickson, Jane; Smith, Celina


    Soil loss by erosion has been identified as an important threat to soils in Europe* and is recognised as a contributing process to soil degradation and associated deterioration, or loss, of soil functioning. From a policy perspective, it is imperative to establish well-defined baseline values to evaluate soil erosion monitoring data against. For this purpose, accurate baseline values - i.e. tolerable soil loss - need to be differentiated at appropriate scales for monitoring and, ideally, should take soil functions and even changing environmental conditions into account. The concept of tolerable soil erosion has been interpreted in the scientific literature in two ways: i) maintaining the dynamic equilibrium of soil quantity, and ii) maintaining biomass production, at a location. The first interpretation ignores soil quality by focusing only on soil quantity. The second approach ignores many soil functions by focusing only on the biomass (particularly crop) production function of soil. Considering recognised soil functions, tolerable soil erosion may be defined as 'any mean annual cumulative (all erosion types combined) soil erosion rate at which a deterioration or loss of one or more soil functions does not occur'. Assumptions and problems of this definition will be discussed. Soil functions can generally be judged not to deteriorate as long as soil erosion does not exceed soil formation. At present, this assumption remains largely untested, but applying the precautionary principle appears to be a reasonable starting point. Considering soil formation rates by both weathering and dust deposition, it is estimated that for the majority of soil forming factors in most European situations, soil formation rates probably range from ca. 0.3 - 1.4 t ha-1 yr-1. Although the current agreement on these values seems relatively strong, how the variation within the range is spatially distributed across Europe and how this may be affected by climate, land use and land management

  8. Erosion Resistance Index (ERI) to Assess Surface Stability in Desert Environments

    Hamada, Yuki [Argonne National Lab. (ANL), Argonne, IL (United States); Grippo, Mark A. [Argonne National Lab. (ANL), Argonne, IL (United States)


    A new spectral index—erosion resistance index (ERI)—was developed to assess erosion risks in desert landscapes. The index was developed by applying trigonometry to the combination of the green/red band-ratio and the red/near infrared band-ratio from very high spatial resolution imagery. The resultant ERI maps showed spatially cohesive distributions of high and low index values across the study areas. High index values were observed over areas that were resistant to erosion (such as desert pavement and dense vegetation), while low index values overlapped with areas likely dominated by loose sandy soils, such as stream beds and access roads. Although further investigation is warranted, this new index, ERI, shows promise for the assessment of erosion risks in desert regions.

  9. The impacts of ski slope development on stream channel morphology in the White River National Forest, Colorado, USA

    David, Gabrielle C. L.; Bledsoe, Brian P.; Merritt, David M.; Wohl, Ellen


    The combined influence of tree-clearing, road construction, snowmaking, and machine-grading can cause increased flow and sediment loads along streams in or adjacent to commercial ski resorts. These changes to stream channels can increase bank failures, bed material size, pool scour, and, in extreme cases, channel incision. We used field data from the White River National Forest in Colorado, which includes several major ski resorts, to test the hypothesis that ski slope development causes a significant difference in bank stability, undercut banks, fine sediment, wood load, pool residual depth, and particle size ( D84) between the ski area project streams and reference streams. We further hypothesize that the changes in a stream are mitigated by the density and type of vegetation growing along the banks. A significant difference is defined as a project stream that is outside the range of variability of the reference streams. To test these hypotheses, we surveyed channel conditions, channel dimensions, and vegetation along 47 stream reaches (200-300 m in length). Twenty-four of these streams are within ski areas (project streams), either adjacent to or downstream from ski slopes. Twenty-three reference streams with very little to no development in their basins are used to define reference conditions of bank stability, bank undercutting, bank height, wood load, pool residual depth, sediment size, and vegetation structure. A combination of statistical techniques, including Principal Components Analysis and Classification and Regression Tree Analysis, was used to assess the controls on stream channel morphology and to analyze the differences between project and reference streams. Project streams that are significantly different than reference streams have a combination of a higher percentage of fine sediment, smaller pool residual depth, and higher percentage of unstable banks. The impacted project streams have bed material derived from granitic rocks and a lower density

  10. Sources of fine-grained sediment to streams using fallout radionuclides in the Midwestern United States

    Gellis, A.; Fuller, C. C.; Van Metre, P. C.


    Fluvial sediment is a major factor in aquatic habitat degradation. Understanding the sources of this sediment is a necessary component of management plans and policies aimed at reducing sediment inputs. Because of the time intensive framework of most sediment-source studies, spatial interpretations are often limited to the study watershed. To address sediment sources on a larger scale, the U.S. Geological Survey- National Water Quality Assessment (NAWQA) Program as part of the Midwest Stream Quality Assessment, used fallout radioisotopes (excess lead-210, cesium-137, and beryllium-7) to determine the source ((upland (surface runoff) or channel derived)) of fine-grained (states in the Midwestern United States covering 648,239 km2 of the United States. Sampling occurred in July and August of 2013, in conjunction with water chemistry, aquatic-habitat and ecological community assessments. Ninety-nine watersheds were sampled, the majority of which were predominately agricultural, with contributing areas ranging between 6.7 to 5,893 km2. Using the ratio of beryllium-7 to excess lead-210, the percent of upland to channel-derived sediment was estimated. Results indicate that sediment sources vary among the 99 watersheds. Channel sediment is an important source presumably from bank erosion. Upland sediment was not the dominant source of sediment in many of these agricultural watersheds. Suspended-sediment samples collected over an 8-week period for 3 watersheds also show that the percent of upland versus channel sediment varies spatially and temporally.

  11. Bank Specific and Macroeconomics Dynamic Determinants of Credit Risk in Islamic Banks and Conventional Banks

    Waeibrorheem Waemustafa; Suriani Sukri


    The study analyzes macroeconomic and bank specific determinants of credit risk in Islamic and Conventional Banks. Multivariate Regression analysis is applied on the sample of 15 conventional banks and 13 Islamic Banks in Malaysia over the period between 2000 and 2010. The finding shows that the banks specific determinants of credit risk are uniquely influenced the credit risk formation of Islamic and Conventional banks. The study found that risky sector financing; regulatory capital (REGCAP) ...

  12. GenBank

    Benson, Dennis A.; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.


    GenBank® ( is a comprehensive database that contains publicly available nucleotide sequences for 370 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or the NCBI Submission Portal. GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Nucleotide database, which links to related information such as taxonomy, genomes, protein sequences and structures, and biomedical journal literature in PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. Recent updates include changes to policies regarding sequence identifiers, an improved 16S submission wizard, targeted loci studies, the ability to submit methylation and BioNano mapping files, and a database of anti-microbial resistance genes. PMID:27899564

  13. Soundness of Ethiopian Banks

    Hamdu Kedir Mohammed


    Full Text Available A well-functioning financial institution will sustain a countries economic development and play a great role in reduction of poverty. One of the major participants in the financial institution is the banking industry. However, the mal-functioning of the banking system can be extremely costly to the real economy. As Bank is one of the participants and major key player in the financial institutions, it needs a continuous assessment by its supervisory and management. Mere ratio analyses are commonly used Performance measurement among the banking industry in Ethiopia. Nonetheless, these financial ratios are more of traditional as well as partial measurements. As such this study conducted using CAMEL framework set by bank for international settlement. The study takes secondary data which are gathered from audited annual reports of all banks. The result shows CAMEL framework is the best fit measurement for Ethiopian Banks and it give a comprehensive result which is very helpful for the governor to set a well determined policy and procedure.

  14. Modeling Overland Erosion on Disturbed Rangeland

    Al-Hamdan, O. Z.; Hernandez, M.; Pierson, F. B.; Nearing, M.; Stone, J. J.; Williams, C. J.; Boll, J.; Weltz, M.


    The Rangeland Hydrology and Erosion Model (RHEM) is a new process-based model developed by the USDA-ARS primarily for undisturbed rangeland. Greater sediment detachment rates are usually generated by concentrated flow rather than by sheet flow. Disturbance on rangeland such as fire and tree encroachment can increase overland flow erosion rate by increasing the likelihood of concentrated flow formation on a more erodible surface. In this study, we made advancement to RHEM by developing a new version of the model to predict concentrated flow erosion rate from disturbed rangelands. The model was conceptualized based on observations and results of experimental studies on rangelands disturbed by fire and/or by tree encroachment. A logistic equation was used to partition overland flow into concentrated flow and sheet flow. The equation predicts the probability of overland flow to become concentrated based on slope angle, percentage bare soil, and flow discharge per unit width. Sediment detachment rate from concentrated flow was calculated using soil erodibility of the site and hydraulic parameters of the flow such as flow width and stream power. Soil detachment was assumed to start when concentrated flow starts (i.e. no threshold concept for initiating detachment was used). Width of concentrated flow was determined by flow discharge and slope using an equation which was developed specifically for rangeland. A dynamic erodibility concept was used where concentrated flow erodibility was set to be high at the beginning of the event and then decrease exponentially due to the reduction of availability of disturbance-source-sediment. Initial erodibility was estimated using an empirical parameterization equation as a function of readily available vegetation cover and surface soil texture data. Detachment rate from rain splash and sheet flow was determined by rainfall intensity and sheet flow discharge. A dynamic partial differential sediment continuity equation was used to

  15. Instream wood recruitment, channel complexity, and their relationship to stream ecology in forested headwater streams under alternative stable states

    Livers, B.; Wohl, E.


    Human alteration to forests has had lasting effects on stream channels worldwide. Such land use changes affect how wood enters and is stored in streams as individual pieces and as logjams. Changes in wood recruitment affect the complexity and benefits wood can provide to the stream environment, such as zones of flow separation that store fine sediment and organic matter, increased nutrient processing, and greater habitat potential, which can enhance biota and cascade through stream-riparian ecosystems. Previous research in our study area shows that modern headwater streams flowing through old-growth, unmanaged forests have more wood than streams in young, managed forests, but does not explicitly evaluate how wood affects channel complexity or local ecology. 'Managed' refers to forests previously or currently exposed to human alteration. Alteration has long since ceased in some areas, but reduced wood loads in managed streams persist. Our primary objective was to quantify stream complexity metrics, with instream wood as a mediator, on streams across a gradient of management and disturbance histories in order to examine legacy effects of human alteration to forests. Data collected in the Southern Rocky Mountains include 24 2nd to 3rd order subalpine streams categorized into: old-growth unmanaged; younger, naturally disturbed unmanaged; and younger managed. We assessed instream wood loads and logjams and evaluated how they relate to channel complexity using a number of metrics, such as standard deviation of bed and banks, volume of pools, ratios of stream to valley lengths and stream to valley area, and diversity of substrate, gradient, and morphology. Preliminary results show that channel complexity is directly related to instream wood loads and is greatest in streams in old-growth. Related research in the field area indicates that streams with greater wood loads also have increased nutrient processing and greater abundance and diversity of aquatic insect predators.

  16. Bentonite erosion. Laboratory studies

    Jansson, Mats (Div. of Nuclear Chemistry, Royal Inst. of Technology, Stockholm (Sweden), School of Chemical Science and Engineering)


    This report covers the laboratory studies that have been performed at Nuclear Chemistry, KTH in the project 'Bentonite Erosion'. Many of the experiments in this report were performed to support the work of the modelling group and were often relatively simple. One of the experiment series was performed to see the impact of gravity and concentration of mono- and di-valent cations. A clay suspension was prepared in a test tube. A net was placed in contact with the suspension, the test tube was filled with solutions of different concentrations and the system was left overnight to settle. The tube was then turned upside down and the behaviour was visually observed. Either the clay suspension fell through the net or stayed on top. By using this method surprisingly sharp determinations of the Critical Coagulation (Flocculation) Concentration (CCC/CFC) could be made. The CCC/CFC of Ca2+ was for sodium montmorillonite determined to be between 1 and 2 mM. An artificial fracture was manufactured in order to simulate the real case scenario. The set-up was two Plexiglas slabs separated by 1 mm thick spacers with a bentonite container at one side of the fracture. Water was pumped with a very low flow rate perpendicular to bentonite container and the water exiting the fracture was sampled and analyzed for colloid content. The bentonite used was treated in different ways. In the first experiment a relatively montmorillonite rich clay was used while in the second bentonite where only the readily soluble minerals had been removed was used. Since Plexiglas was used it was possible to visually observe the bentonite dispersing into the fracture. After the compacted bentonite (1,000 kg/m3) had been water saturated the clay had expanded some 12 mm out into the fracture. As the experiment progressed the clay expanded more out into the fracture and seemed to fractionate in two different phases with less material in the outmost phase. A dark rim which was later analyzed to contain

  17. Prioritized Contact Transport Stream

    Hunt, Walter Lee, Jr. (Inventor)


    A detection process, contact recognition process, classification process, and identification process are applied to raw sensor data to produce an identified contact record set containing one or more identified contact records. A prioritization process is applied to the identified contact record set to assign a contact priority to each contact record in the identified contact record set. Data are removed from the contact records in the identified contact record set based on the contact priorities assigned to those contact records. A first contact stream is produced from the resulting contact records. The first contact stream is streamed in a contact transport stream. The contact transport stream may include and stream additional contact streams. The contact transport stream may be varied dynamically over time based on parameters such as available bandwidth, contact priority, presence/absence of contacts, system state, and configuration parameters.

  18. StreamCat

    U.S. Environmental Protection Agency — The StreamCat Dataset provides summaries of natural and anthropogenic landscape features for ~2.65 million streams, and their associated catchments, within the...

  19. High-resolution monitoring of fluvial bedrock erosion in a natural gorge

    Beer, Alexander R.; Turowski, Jens M.


    Morphological evolution of terrestrial and planetary landscapes is of increasing interest in the geosciences. In mountainous regions stream development and stream shape as a consequence of the interaction of uplift and erosion is fundamental for surface formation. Bedrock stream sections are prevalent that are routings for water and sediments. Hence, the correct description of bedrock channel evolution is fundamental for landscape modelling. To analyse how in situ erosion rates depend on factors like discharge, sediment transport and topography, there is a need of highly resolved topographic field data that so far is not available. Here we present preliminary outcomes of a change detection study from the Gorner Gorge above Zermatt, Switzerland. The outflow of the Gorner glacier (the Gornera stream) is captured most of the time by a water intake for hydropower production. However this intake is flushed twice a day in summer to purge settled sediments. Then the Gornera, charged with erosive bedload, runs along its natural stream bed that cuts through a roche moutonnée. This bedrock section (25m long, 5m wide and 8m deep) was surveyed repeatedly twice a year benefiting from nearly dry bed conditions during water capturing. A Leica ScanStation C10 was used for capturing high density point clouds (aspired average point spacing 5mm) of the bedrock surfaces. Referencing each of the various scanning positions was conducted using Leica HDS targets attached to fixed anchor bolts in the bedrock, that were surveyed locally with a total station. Resulting DEMs were used to calculate DEMs of difference (DoDs) for the bedrock walls and a huge boulder residing on the gravel bed. Erosion rates are visualised and discussed in respect of to the local spatial arrangement of the bedrock to the stream flow and water level.

  20. PERBANDINGAN PENGHASILAN TABUNGAN MUDHARABAH NASABAH BANK SYARIAH (Studi Kasus pada Bank Syariah Mandiri, Bank Negara Indonesia Syariah, dan Bank Muamalat Indonesia di Makassar)



    2014 Perbandingan Penghasilan Tabungan Mudharabah Nasabah Bank Syariah (Studi Kasus pada Bank Syariah Mandiri, Bank Negara Indonesia Syariah, dan Bank Muamalat Indonesia di Makassar) Profit Sharing Comparison of Mudharabah Saving of Islamic Banking (A Case Study at Bank Syariah Mandiri, Bank Negara Indonesia Syariah, and Bank Muamalat Indonesia in Makassar) Yuliana Alimula Alimuddin Muhammad Ashari Penelitian ini bertujuan un...

  1. Heat transfer, erosion and acid condensation characteristics for novel H-type finned oval tube

    Wang, Y.; Zhao, X.; Tang, G.


    Low efficiency of heat transfer, acid corrosion and erosion of economizers affect the economy and security in coal-fired power plants significantly. The H-type finned oval tube is proposed to alleviate these problems. Based on the H-type finned oval tube, we investigated three novel types of fins, including bleeding dimples, longitudinal vortex generators (LVGs), and compound dimple-LVG. We considered the three aspects together, and obtained the heat transfer, acid condensation rate and erosion loss. The results show that the tube bank with the new structured fins can improve the performance on the three aspects, and the compound dimple-LVG performs the highest comprehensive effect.

  2. Impact of erosion and transfer processes in Polycyclic Aromatic Hydrocarbon contamination of water bodies in the Seine River basin (France)

    Gateuille, David; Evrard, Olivier; Moreau-Guigon, Elodie; Chevreuil, Marc; Mouchel, Jean-Marie


    Polycyclic Aromatic Hydrocarbons (PAHs) reach problematic concentrations in water and sediment of numerous streams of the world. In the Seine River (France), they prevent to achieve the good chemical status enforced by European law. However, the provenance and the fate of PAHs found in rivers are still poorly understood. Here, we combined chemical and fallout radionuclide measurements conducted on a large number of suspended sediment (SS) (n = 231) and soil (n = 37) samples collected at 62 sites during an entire hydrological year. A model was developed to estimate mean PAH concentration in sediment from the population density in the drainage area and good relationships were found during both low stage and flood periods. Influence of human population also appeared to be stronger during the latter period. However, some discrepancies between measured and modeled PAH concentrations were observed and the role of the origin of SS was investigated. During the low flow period, the observed differences were explained by the provenance of river sediment (agricultural topsoil vs. eroded channel banks). Time-averaged PAH concentrations measured in suspended sediment collected in the catchments where erosion of agricultural topsoil dominated were systematically higher than the predicted values. On the contrary, in the catchments where erosion mainly occurred in deep soil or river embankment, the supply of particles protected from atmospheric fallout contamination led to measure concentrations below the predicted values. As this relationship between population density and SS contamination was no longer valid during the flood period, the role of transfer times was also investigated. The percentages of freshly eroded sediment in samples were determined by comparing the 7Be/210Pb ratio in rainfall and SS. An annual turn-over cycle of sediment was observed but no relationship was found between PAH contamination and residence times of particles within rivers. This result suggested

  3. Exploring the relationship between gully erosion and rainfall erosivity

    Campo, Miguel; Casalí, Javier; Giménez, Rafael


    Rainfall erosivity plays and important role in gully erosion. However, there are few studies that explore this relationship. The main purpose of this work is to analyse the link between observed gully erosion rates and rainfall erosivity. However, in order to get a suitable and comparable set of daily rainfall erosivity data, we firstly evaluate the performance of several daily rainfall erosivity models to estimate the daily accumulated RUSLE EI30 index. One 300 ha watershed (El Cantalar) located in Navarre (Spain) was selected to carry out field studies. A meteorological station located 10 km appart from the experimental site provided daily precipitation records since 1930 to 2009 and also 10min records since 1991 to 2009. In this watershed a total of 35 gully headcuts developed in cohesive soil were monitored. Aerial photographic stereo-pairs covering the study area were used for the survey. These were taken in five different years and at different spatial scales each time: 1956 (1: 34,000), 1967 (1:17,500), 1982 (1:13,500), 2003 (1:20,000) and 2006 (1:2000). Manual restitution of photographs was carried out. 1m resolution DEMs were obtained by triangular interpolation (Triangular Irregular Network) and then used to characterize gully headcuts. Moreover, from the aerial photos and the DEMs, ortho-photographs with a final resolution of 0.40 m were created. The geocoding of the scenes had a Root Mean Square error of less than 0.5 m both in planimetry and altimetry. Furthermore, using the DEMs and the ortho-photographs, volumetric headcut retreat rates for each period were calculated as the product of the lineal retreat and a representative section of the headcut. Daily accumulated RUSLE EI30 index was calculated in a conventional way from records of precipitation every 10 minutes for the period 1991-2009; these results were used as reference data. In addition, for the same period, this index was estimated with daily precipitation records through several models

  4. Dilution and volatilization of groundwater contaminant discharges in streams

    Aisopou, Angeliki; Bjerg, Poul Løgstrup; Sonne, Anne Thobo;


    An analytical solution to describe dilution and volatilization of a continuous groundwater contaminant plume into streams is developed for risk assessment. The location of groundwater plume discharge into the stream (discharge through the side versus bottom of the stream) and different...... distributions of the contaminant plume concentration (Gaussian, homogeneous or heterogeneous distribution) are considered. The model considering the plume discharged through the bank of the river, with a uniform concentration distribution was the most appropriate for risk assessment due to its simplicity...... and limited data requirements. The dilution and volatilization model is able to predict the entire concentration field, and thus the mixing zone, maximum concentration and fully mixed concentration in the stream. It can also be used to identify groundwater discharge zones from in-stream concentration...

  5. Abundance-range size relationships in stream vegetation in Denmark

    Riis, Tenna; Sand-Jensen, Kaj


    such asobligatory submerged or amphibious species. The amphibious species, which caneasily disperse by seeds between stream systems and by vegetative growth frompermanent bank populations to the open streambed, had a significantly strongerabundance-range relationship than obligatory submerged species probably due......Streams experience a constant redistribution of species and in-streamplant stands due to the extensive disturbance caused by flow variation, highcontinuity of habitats and efficient dispersal in the stream network. Theseconditions increase the homogeneity of environmental conditions...... tomore effective dispersal. The importance of metapopulation dynamics was alsosupported by the fact that species in seven of the ten stream systems withmultiple localities showed a stronger positive relationship than the overallrelationship for all streams, while the relationship for distinct...

  6. Channel erosion surveys along the TAPS route, Alaska, 1977

    Loeffler, Robert M.; Childers, Joseph M.


    Channel surveys were made along the trans-Alaska pipeline system (TAPS) route during 1977 at the same 28 sites that were studied in 1976. In addition, a new site at pipeline mile 22 near Deadhorse (alignment No 134) along the Sagavanirktok River was put under surveillance. Except for changes wrought by the completion of construction, most of the sites showed very little change. Significant events include virtual completion of all construction activities along the pipeline, the pipeline startup , and the breakup flood along the Sagavanirktok River which breached many river-training structures. In general, 1977 saw heavy flooding on streams draining the north and south slopes of the Brooks Range and only moderate flooding on streams further south. Aerial photogrammetric surveys were used again in 1977 on the same seven sites as in 1976. Results document the applicability of the method for channel erosion studies. (Woodard-USGS)

  7. Bank selection and customers’ perception of banks in Malaysia

    Norhazlin Ismail; Zarehan Selamat; Ong Hway Boon


    The process customers go through in choosing a bank has been studied for several decades using different approaches. Understanding the needs and analyzing how the customers select their banks are crucial steps towards the improvement of customer satisfaction. In this study, an attempt is made to identify the determinants of bank selection and customers’ perception of banks in Malaysia.

  8. Querying JSON Streams

    Bo, Yang


    A data stream management system (DSMS) is similar to a database management system (DBMS) but can search data directly in on-line streams. Using its mediator-wrapper approach, the extensible database system, Amos II, allows different kinds of distributed data resource to be queried. It has been extended with a stream datatype to query possibly infinite streams, which provides DSMS functionality. Nowadays, more and more web applications start to offer their services in JSON format which is a te...

  9. Smartphone imagery to analyze animal-induced erosion in riverbanks

    Sofia, Giulia; Masin, Roberta; Tarolli, Paolo


    Among the most invasive species, the Coypu (Myocastor coypus) best exemplifies the widespread damage caused by alien species to ecosystems, with effects on crops, riverine systems, and hydraulic structures. The extent of the latter impact is still rarely quantified, despite the increasing economic and social importance. In northern Italy, Coypu damages to the drainage network have multiple aspects. One main issue is related to the weakening of earthen structures: burrows significantly reduce the integrity of the banks, and potentially contribute to the bank failure. A second concern is related to the agricultural activities nearby the channels. When burrows are present, soil may collapse when subjected to the weight of heavy objects on the surface (such as vehicles and farm machinery). A third issue is connected on the impact of burrowing activities on riparian buffer zones. Coypu burrows create specific flowing paths for the water, delivering water and sediment from the fields directly to the drainage system, thus possibly reducing the efficiency of these zones, and improving the risk of surface water contamination. The purpose of this research is to provide a new perspective, from a geoscience point of view, on Coypu damages to riverbanks, showing the effectiveness of a low-cost approach to model surface burrowing damages and to quantify the related erosion. The work is based on the Structure-from-Motion (SfM) photogrammetric method. To quantify the damages, high-resolution 3D models of the riverbanks were reconstructed from imagery acquired with a smartphone (Prosdocimi et al. 2015). From these models, it was possible to determine the volume of the animal-induced erosion. Proven its effectiveness, the proposed method could allow the creation of a database of damages. Researchers could test the flexibility of the approach to determine the distribution of erosion along the whole drainage system as an index of damage region wide, and to determine the severity of

  10. Interfacial Instability during Granular Erosion.

    Lefebvre, Gautier; Merceron, Aymeric; Jop, Pierre


    The complex interplay between the topography and the erosion and deposition phenomena is a key feature to model granular flows such as landslides. Here, we investigated the instability that develops during the erosion of a wet granular pile by a dry dense granular flow. The morphology and the propagation of the generated steps are analyzed in relation to the specific erosion mechanism. The selected flowing angle of the confined flow on a dry heap appears to play an important role both in the final state of the experiment, and for the shape of the structures. We show that the development of the instability is governed by the inertia of the flow through the Froude number. We model this instability and predict growth rates that are in agreement with the experiment results.

  11. Long-term cosmogenic 10Be catchment-wide erosion rates in the Kruger National Park

    Glotzbach, Christoph; Paape, Alexander; Reinwarth, Bastian; Baade, Jussi; Miller, Jordan; Rowntree, Kate


    In this study we estimated long-term catchment-wide erosion rates in the central and southern Kruger National Park with cosmogenic 10Be analyses. Samples were collected in small catchments (2-100 km2) upstream of dams, which were used to determine short-term sediment yield rates. 10Be-derived erosion rates vary from 4-15 mm/kyr. Although there are significant site-specific differences in geomorphic parameters and precipitation we could not identify a single parameter controlling long-term erosion. Geomorphic fieldwork reveals that an unknown fraction of sampled sand-sized channel sediments derived from partly extensive and up to a few-meters deep gully erosion, which may lead to an overestimation of 10Be-derived erosion rates. Cosmogenic nuclide production is rapidly decreasing with depth and consequently the measured 10Be concentration of stream sediments is a mixture of (i) sand with high 10Be concentration from colluvial creep or sheet flow from hillslopes and (ii) sand with low 10Be concentration from gully erosion. To correct erosion rates, we quantify sediments derived from gullies using a combination of mapping gullies using remote sensing data and field work and geochemical characterisation of intact hillslopes and gully side walls.

  12. Plant DNA banks for genetic resources conservation (review

    Н. Е. Волкова


    Full Text Available Purpose. Literature review of DNA banks creation as the current strategy of plant genetic resources conservation. Results. The current state of plant genetic resources conservation was analyzed in the context of the threat of gene­tic erosion. The importance of DNA banks was shown which function is to store DNA samples and associated products and disseminate them for research purposes. The main DNA banks in the world were described, including the Republican DNA Bank of Human, Animals, Plants and Microorganisms at the Institute of Genetics and Cytology of the National Academy of Sciences of Belarus. Stages of DNA banking were considered: tissue sampling (usually from leaves, cell destruction, DNA extraction, DNA storage. Different methods of tissue sampling, extraction and DNA storage were compared. The need for Plant DNA Bank creation in Ukraine was highlighted. Conclusions. DNA collections is an important resource in the global effort to overcome the crisis in biodiversity, for managing world genetic resources and maximi­zing their potential.

  13. Extreme erosion response after wildfire in the Upper Ovens, south-east Australia: Assessment of catchment scale connectivity by an intensive field survey

    Box, Walter; Keestra, Saskia; Nyman, Petter; Langhans, Christoph; Sheridan, Gary


    South-eastern Australia is generally regarded as one of the world's most fire-prone environments because of its high temperatures, low rainfall and flammable native Eucalyptus forests. Modifications to the landscape by fire can lead to significant changes to erosion rates and hydrological processes. Debris flows in particular have been recognised as a process which increases in frequency as a result of fire. This study used a debris flow event in the east Upper Ovens occurred on the 28th of February 2013 as a case study for analysing sediment transport processes and connectivity of sediment sources and sinks. Source areas were identified using a 15 cm resolution areal imagery and a logistic regression model was made based on fire severity, aridity index and slope to predict locations of source areas. Deposits were measured by making cross-sections using a combination of a differential GPS and a total station. In total 77 cross-sections were made in a 14.1 km2 sub-catchment and distributed based on channel gradient and width. A more detailed estimation was obtained by making more cross-sections where the volume per area is higher. Particle size distribution between sources and sink areas were obtained by combination of field assessment, photography imagery analyses and sieve and laser diffraction. Sediment was locally eroded, transported and deposited depending on factors such as longitude gradient, stream power and the composition of bed and bank material. The role of headwaters as sediment sinks changed dramatically as a result of the extreme erosion event in the wildfire affected areas. Disconnected headwaters became connected to low order streams due to debris flow processes in the contributing catchment. However this redistribution of sediment from headwaters to the drainage network was confined to upper reaches of the Ovens. Below this upper part of the catchment the event resulted in redistribution of sediment already existing in the channel through a

  14. Soil erosion in Slovene Istria

    Matjaž Mikoš


    Full Text Available From the end of nineties of the 20th century, intense hydrologic and geomorphologic research is taking place in the Slovene Istria. As a part of this research also studies on soil erosion were undertaken in the period from 2005 to 2008. The field measurements were under taken onclosed 1m2 large erosion plots under three different land uses (on bare soils in an olive grove, on an overgrown meadow, in a forest, placed south of the Marezige village in the Rokava River basin.We show weekly measurements of surface erosion (interrill erosion for the period of 13 months (the end of March 2005 – the end of April 2006, as well as monthly and seasonal averages together with selected linear statistical correlations between soil erosion and weather parameters.From May 2005 to April 2006 the interrill erosion on bare soils in an olive grove with an inclination of 5.5° amounted to 9013 g/m2 (90 t/ha that corresponds to surface lowering rate of 8.5 mm/yr; on an overgrown meadow with an inclination of 9.4° it amounted to 168 g/m2 (1,68 t/ha that corresponds to surface lowering rate of 0.16 mm//yr; and in a forest with an inclination of 7.8° it amounted to 391 g/m2 (3,91 t/ha and in a forest with an inclination of 21.4° it amounted to 415 g/m2 (4,15 t/ha, respectively, that corresponds to surface lowering rate of 0.4 mm/yr.

  15. Productivity of Stream Definitions

    Endrullis, Jörg; Grabmayer, Clemens; Hendriks, Dimitri; Isihara, Ariya; Klop, Jan


    We give an algorithm for deciding productivity of a large and natural class of recursive stream definitions. A stream definition is called ‘productive’ if it can be evaluated continuously in such a way that a uniquely determined stream is obtained as the limit. Whereas productivity is undecidable

  16. Productivity of stream definitions

    Endrullis, J.; Grabmayer, C.A.; Hendriks, D.; Isihara, A.; Klop, J.W.


    We give an algorithm for deciding productivity of a large and natural class of recursive stream definitions. A stream definition is called ‘productive’ if it can be evaluated continually in such a way that a uniquely determined stream in constructor normal form is obtained as the limit. Whereas prod

  17. Metamorphosis of Banking Products - A Perception of Bank Employees

    Harshita B


    Full Text Available Banking products are undergoing major changes due to extensive use of it and changing demands of the customers in current scenario. This study basically focuses on the changes came into banking industry and its impact on customers base and bank profits. Data is collected from 50 employees of both private and public sector banks with the help of questionnaire. Hence we can conclude that all banks are providing almost similar products and services to satisfy their customers fully. The continous metamorphsis of banking products not only results in improvement of customer base but also has positive impact on the profits of the bank. Private sector banks are earning more profits as a result of metamorphosis of traditional banking products in comparison to public sector bank.

  18. Sensitivity of Czech Commercial Banks to a Run on Banks

    Klepková Vodová Pavla


    Full Text Available The aim of this paper is to thoroughly evaluate the sensitivity of Czech commercial banks to a run on banks. Our sample includes a significant part of the Czech banking sector in the period 2006-2013. We use three liquidity ratios that we stress via a stress scenario simulating a run on banks accompanied by a 20% withdrawal rate of deposits.We measure the impact of the scenario by the relative changes of these ratios. The results show that, in spite of a decrease in liquidity, most Czech banks would be able to finance such a scenario. The financial crisis influenced bank sensitivity to a run, but with a significant time lag. The severity of the impact of the bank run increases with the size of the bank; large banks are the most vulnerable. The resilience of banks is also determined by their strategy for liquidity risk management.

  19. Large wood recruitment processes and transported volumes in Swiss mountain streams during the extreme flood of August 2005

    Steeb, Nicolas; Rickenmann, Dieter; Badoux, Alexandre; Rickli, Christian; Waldner, Peter


    The extreme flood event that occurred in August 2005 was the most costly (documented) natural hazard event in the history of Switzerland. The flood was accompanied by the mobilization of > 69,000 m3 of large wood (LW) throughout the affected area. As recognized afterward, wood played an important role in exacerbating the damages, mainly because of log jams at bridges and weirs. The present study aimed at assessing the risk posed by wood in various catchments by investigating the amount and spatial variability of recruited and transported LW. Data regarding LW quantities were obtained by field surveys, remote sensing techniques (LiDAR), and GIS analysis and was subsequently translated into a conceptual model of wood transport mass balance. Detailed wood budgets and transport diagrams were established for four study catchments of Swiss mountain streams, showing the spatial variability of LW recruitment and deposition. Despite some uncertainties with regard to parameter assumptions, the sum of reconstructed wood input and observed deposition volumes agree reasonably well. Mass wasting such as landslides and debris flows were the dominant recruitment processes in headwater streams. In contrast, LW recruitment from lateral bank erosion became significant in the lower part of mountain streams where the catchment reached a size of about 100 km2. According to our analysis, 88% of the reconstructed total wood input was fresh, i.e., coming from living trees that were recruited from adjacent areas during the event. This implies an average deadwood contribution of 12%, most of which was estimated to have been in-channel deadwood entrained during the flood event.

  20. Mitigation Banking Factsheet

    A mitigation bank is an aquatic resource area that has been restored, established, enhanced, or preserved for the purpose of providing compensation for unavoidable impacts to aquatic resources permitted under Section 404

  1. Assessing efficiency in banking

    Knežević Snežana


    Full Text Available The paper is an attempt to assess the productivity and efficiency on the basis of the information found in financial statements and operating evidence, as well as implementation of the DEA method. The definition of both input and output in banking is absolutely clear, however, an adequate analysis of efficiency in banking requires that the right combinations of input and output be selected Every company has its own principles to implement in its operations. One of the most important is surely the efficiency principle. Relevant academic literature offers various combinations of input and output in testing bank efficiency. The developing countries will find it highly important to monitor bank efficiency and compare it to the countries in the region.

  2. Protein Data Bank (PDB)

    U.S. Department of Health & Human Services — The Protein Data Bank (PDB) archive is the single worldwide repository of information about the 3D structures of large biological molecules, including proteins and...

  3. Environmental Data Bank



    In an effort to determine the environment to which the equipment designed by Sandia Corporation will be exposed, a "Data Bank" of environmental information was compiled. Measured quantities resulting from actual uses were continually being summarized.

  4. Cord-Blood Banking

    ... blood banks may capitalize on the fears of vulnerable new parents by providing misleading information about the statistics of stem cell transplants. Parents of children of ethnic or racial minorities, adopted children, or ...

  5. nigeria's banking sector reforms


    sector reforms to enthrone sound financial practices and good corporate governance ... April - June 2009 . 9. NIGERIA'S BANKING SECTOR REFORMS: THE JOURNEY SO FAR ..... implementation of a code of sound corporate governance in ...

  6. Varying Impacts of Electronic Banking on the Banking Industry

    Sali Bakare


    The banking industry has undergone tremendous changes with the introduction of information technology (IT). Electronic banking (EB) is a new paradigm in banks’ product and service delivery. Electronic banking products and services have become increasingly popular in the past three decades as the banking industry operating in a complex and competitive environment has experienced the awareness to serve its customers electronically. Online banking has become the preferred way for many Americans ...

  7. Efficiency of Commercial Banks in Malaysia

    Mohd. Azmi Omar; Abdul Rahim Abdul Rahman; Rosylin Mohd. Yusof; M Shabri Abd Majid; Mohd. Eskandar Shah Mohd. Rasid


    This study investigates the change in the productivity of banking industry during the period of 2000 to 2004. The data consists of a panel of 11 commercial banks in Malaysia namely Malayan Banking, Bumiputra-Commerce, Public Bank, RHB Bank, Hong Leong Berhad, EON Bank, Affin Bank, Southern Bank Berhad, Bank Islam Malaysia Berhad (BIMB), Ambank and Bank Muamalat. Productivity is measured by the Malmquist index, using a Data Envelopment Analysis (DEA) technique. The Malmquist productivity measu...

  8. Influence of topography and human activity on apparent in situ 10Be-derived erosion rates in Yunnan, SW China

    Schmidt, Amanda H.; Neilson, Thomas B.; Bierman, Paul R.; Rood, Dylan H.; Ouimet, William B.; Sosa Gonzalez, Veronica


    In order to understand better if and where erosion rates calculated using in situ 10Be are affected by contemporary changes in land use and attendant deep regolith erosion, we calculated erosion rates using measurements of in situ 10Be in quartz from 52 samples of river sediment collected from three tributaries of the Mekong River (median basin area = 46.5 km2). Erosion rates range from 12 to 209 mm kyr-1 with an area-weighted mean of 117 ± 49 mm kyr-1 (1 standard deviation) and median of 74 mm kyr-1. We observed a decrease in the relative influence of human activity from our steepest and least altered watershed in the north to the most heavily altered landscapes in the south. In the areas of the landscape least disturbed by humans, erosion rates correlate best with measures of topographic steepness. In the most heavily altered landscapes, measures of modern land use correlate with 10Be-estimated erosion rates but topographic steepness parameters cease to correlate with erosion rates. We conclude that, in some small watersheds with high rates and intensity of agricultural land use that we sampled, tillage and resultant erosion has excavated deeply enough into the regolith to deliver subsurface sediment to streams and thus raise apparent in situ 10Be-derived erosion rates by as much as 2.5 times over background rates had the watersheds not been disturbed.

  9. Rainfall erosivity in New Zealand

    Klik, Andreas; Haas, Kathrin; Dvorackova, Anna; Fuller, Ian


    Rainfall and its kinetic energy expressed by the rainfall erosivity is the main driver of soil erosion processes by water. The Rainfall-Runoff Erosivity Factor (R) of the Revised Universal Soil Loss Equation is one oft he most widely used parameters describing rainfall erosivity. This factor includes the cumulative effects of the many moderate-sized storms as well as the effects oft he occasional severe ones: R quantifies the effect of raindrop impact and reflects the amopunt and rate of runoff associated with the rain. New Zealand is geologically young and not comparable with any other country in the world. Inordinately high rainfall and strong prevailing winds are New Zealand's dominant climatic features. Annual rainfall up to 15000 mm, steep slopes, small catchments and earthquakes are the perfect basis for a high rate of natural and accelerated erosion. Due to the multifacted landscape of New Zealand its location as island between the Pacific and the Tasmanian Sea there is a high gradient in precipitation between North and South Island as well as between West and East Coast. The objective of this study was to determine the R-factor for the different climatic regions in New Zealand, in order to create a rainfall erosivity map. We used rainfall data (breakpoint data in 10-min intervals) from 34 gauging stations for the calcuation of the rainfall erosivity. 15 stations were located on the North Island and 19 stations on the South Island. From these stations, a total of 397 station years with 12710 rainstorms were analyzed. The kinetic energy for each rainfall event was calculated based on the equation by Brown and Foster (1987), using the breakpoint precipitation data for each storm. On average, a mean annual precipitation of 1357 mm was obtained from the 15 observed stations on the North Island. Rainfall distribution throughout the year is relatively even with 22-24% of annual rainfall occurring in spring , fall and winter and 31% in summer. On the South Island

  10. Processes of Salt Transport in Disturbed Streams

    Chitrakar, S.; Miller, S. N.; Caffrey, P. A.; Stern, J.


    The extraction of coal bed methane natural gas involves removal of large amount of ground/Coal Bed Methane (CBM) water which is commonly discharged to surface-water drainages or constructed reservoirs. The extraction of large volume of water and its disposal on soil surface not only lowers the water table but also potentially accelerate soil erosions, contaminate surface water resources, and alter the natural flows. Due to the difference in quality and quantity between the surface discharge and disposed CBM water, this management strategy potentially poses threats to quality of surface water and soil. CBM discharge water typically contains high concentrations of sodium and low concentrations of calcium and magnesium, resulting in high sodium adsorption ratio (SAR). Similarly, it also contains high concentration of other ions which could results in increasing salt concentrations. Our study area is in the Atlantic Rim development area of the Muddy Creek, SE of Wyoming, a tributary to Colorado River, where significant development of CBM wells is ongoing. Since Muddy Creek is part of the Upper Colorado River, the greatest concern is its potential to contribute to surface water quality (primarily salinity) impairment downstream. However, very few studies have made efforts to assess the water quality in this particular region. The alteration of stream water quality in this region is still not fully understood if it due to CBM water discharge or via soil/water interactions, erosion, and sediment transport. Efforts are being made to identify crucial water quality parameters such as SAR and EC along with the quantification of solute/salt loadings at both CBM discharge fed streams and natural streams at different seasons to distinguish effect of CBM discharge on water quality. We have been continuously monitoring water quality on monthly basis and discharge measurement on daily basis at sampling sites that are placed to discriminate CBM fed streams and natural streams. The

  11. Banking on the Nation

    Ravn Sørensen, Anders


    In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... claims and that the central bank and its governors gradually became embedded in national identity. Thus, the article highlights the historical development of the co-configuring relationship between Danish national identity and the legitimacy of monetary organization.......In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... the appropriateness and desirability of their decisions and policies. In these debates, interpretations and reproductions of Danish national identity were central to the governors' claims to legitimacy. I argue that past narratives of the Danish central bank and its governors enabled and framed future legitimacy...

  12. Opaqueness and Bank Risk Taking

    Patrick Behr


    Full Text Available This paper investigates the relationship between opaqueness and bank risk taking. Using a sample of 199 banks from 38 countries over the period January 1996 to December 2006, I analyze whether more opaque banks are riskier than less opaque banks. I find suggestive evidence that commonly used proxies for bank opaqueness are significantly related to bank risk taking as measured by the Merton PD and the bank-individual Z-score, even after accounting for potential simultaneity between risk taking and opaqueness. More opaque banks seem to engage more in risk taking than less opaque banks. This result provides support to the common view that bank opaqueness is problematic and that transparency among financial institutions should be increased.

  13. The Magellanic Stream to Halo Interface: Processes that shape our nearest gaseous Halo Stream

    Nigra, Lou; Gallagher, J S; Lockman, Felix J; Nidever, David L; Majewski, Steven R


    Understanding the hydrodynamical processes and conditions at the interface between the Magellanic Stream (MS) and the Galactic halo is critical to understanding the MS and by extension, gaseous tails in other interacting galaxies. These processes operate on relatively small scales and not only help shape this clumpy stream, but also affect the neutral gas dynamics and transfer of mass from the stream to the halo, thus affecting metal enrichment and gas replenishment of the Galaxy. We describe an observational program to place constraints on these processes through high-resolution measurements of HI emission, HI absorption and Halpha emission with unprecedented sensitivity. Methods will include structural analysis, searching for cold gas cores in clumps and analyzing gas kinematics as it transitions to the halo. The latter method includes sophisticated spatial integration techniques to deeply probe the neutral gas, which we apply to a new HI map obtained from the Green Bank Telescope with the highest sensitivi...

  14. Persistent Temporal Streams

    Hilley, David; Ramachandran, Umakishore

    Distributed continuous live stream analysis applications are increasingly common. Video-based surveillance, emergency response, disaster recovery, and critical infrastructure protection are all examples of such applications. They are characterized by a variety of high- and low-bandwidth streams as well as a need for analyzing both live and archived streams. We present a system called Persistent Temporal Streams (PTS) that supports a higher-level, domain-targeted programming abstraction for such applications. PTS provides a simple but expressive stream abstraction encompassing transport, manipulation and storage of streaming data. In this paper, we present a system architecture for implementing PTS. We provide an experimental evaluation which shows the system-level primitives can be implemented in a lightweight and high-performance manner, and an application-based evaluation designed to show that a representative high-bandwidth stream analysis application can be implemented relatively simply and with good performance.

  15. Erosion of beryllium under ITER – Relevant transient plasma loads

    Kupriyanov, I.B., E-mail: [A.A. Bochvar High Technology Research Institute of Inorganic Materials, Rogova St. 5a, 123060 Moscow (Russian Federation); Nikolaev, G.N.; Kurbatova, L.A.; Porezanov, N.P. [A.A. Bochvar High Technology Research Institute of Inorganic Materials, Rogova St. 5a, 123060 Moscow (Russian Federation); Podkovyrov, V.L.; Muzichenko, A.D.; Zhitlukhin, A.M. [TRINITI, Troitsk, Moscow reg. (Russian Federation); Gervash, A.A. [Efremov Research Institute, S-Peterburg (Russian Federation); Safronov, V.M. [Project Center of ITER, Moscow (Russian Federation)


    Highlights: • We study the erosion, mass loss/gain and surface structure evolution of Be/CuCrZr mock-ups, armored with beryllium of TGP-56FW grade after irradiation by deuterium plasma heat load of 0.5 MJ/m{sup 2} at 250 °C and 500 °C. • Beryllium mass loss/erosion under plasma heat load at 250 °C is rather small (no more than 0.2 g/m{sup 2} shot and 0.11 μm/shot, correspondingly, after 40 shots) and tends to decrease with increasing number of shots. • Beryllium mass loss/erosion under plasma heat load at 500 °C is much higher (∼2.3 g/m{sup 2} shot and 1.2 μm/shot, correspondingly, after 10 shot) and tends to decrease with increasing the number of shots (∼0.26 g/m{sup 2} pulse and 0.14 μm/shot, correspondingly, after 100 shot). • Beryllium erosion value derived from the measurements of profile of irradiated surface is much higher than erosion value derived from mass loss data. - Abstract: Beryllium will be used as a armor material for the ITER first wall. It is expected that erosion of beryllium under transient plasma loads such as the edge-localized modes (ELMs) and disruptions will mainly determine a lifetime of the ITER first wall. This paper presents the results of recent experiments with the Russian beryllium of TGP-56FW ITER grade on QSPA-Be plasma gun facility. The Be/CuCrZr mock-ups were exposed to up to 100 shots by deuterium plasma streams (5 cm in diameter) with pulse duration of 0.5 ms and heat loads range of 0.2–0.5 MJ/m{sup 2} at different temperature of beryllium tiles. The temperature of Be tiles has been maintained about 250 and 500 °C during the experiments. After 10, 40 and 100 shots, the beryllium mass loss/gain under erosion process were investigated as well as evolution of surface microstructure and cracks morphology.

  16. Bedrock river erosion measurements and modelling along a river of the Frontal Himalaya

    Lave, Jerome; Dubille, Matthieu


    River incision is a key process in mountains denudation and therefore in landscape evolution models. Despite its importance, most incision models for mountain rivers rely on simplified, or quite empirical relations, and generally only consider annual average values for water discharge and sediment flux. In contrast, very few studies consider mechanistic models at the timescale of a flood, and try to bridge the gap between experimental or theoretical approaches and long term river incision studies. In this contribution, we present observations made during 7 monsoon seasons on fluvial bedrock erosion along the Bakeya river across the Frontal Himalaya in Central Nepal. Along its lower gorge, this river incises alternation of indurated sandstone and less resistant claystone, at Holocene rates larger than 10mm/yr. More importantly, its upper drainage mostly drains through non-cohesive conglomerate which allows, in this specific setting, estimating the bedload characteristics and instantaneous fluxes, i.e. a pre-requisite to test mechanistic models of fluvial erosion. During the study period, we monitored and documented the channel bank erosion in order to understand the amplitude of the erosion processes, their occurrence in relation with hydrology, in order to test time-integrated models of erosion. Besides hydrologic monitoring, erosion measurements were threefold: (1) at the scale of the whole monsoon, plucking and block removal by repeated photo surveys of a 400m long channel reach, (2) detailed microtopographic surveys of channel bedrock elevation along a few sandstone bars to document their abrasion, (3) real time measurement of fluvial bedrock wear to document erosion timing using a new erosion sensor. Results indicate that: 1. Erosion is highly dependent on rock resistance, but on average block detachment and removal is a more efficient process than bedrock attrition, and operates at a rate that permit channel banks downcutting to keep pace with Holocene uplift

  17. The Morphology of Streams Restored for Market and Nonmarket Purposes: Insights From a Mixed Natural-Social Science Approach

    Singh, J.; Doyle, M.; Lave, R.; Robertson, M.


    Stream restoration is increasingly driven by compensatory mitigation; impacts to streams associated with typical land development activities must be offset via restoration of streams elsewhere. This policy creates an environment where restored stream 'credits' are traded under market-like conditions, comparable to wetland mitigation, carbon offsets, or endangered species habitat banking. The effect of mitigation on restoration design and construction is unknown. We use geomorphic surveys to quantify the differences between restored and nonrestored streams, and the difference between streams restored for market purposes (compensatory mitigation) from those restored for nonmarket programs. Physical study sites are located in the state of North Carolina, USA. We also analyze the social and political-economic drivers of the stream restoration and mitigation industry using analysis of policy documents and interviews with key personnel including regulators, mitigation bankers, stream designers, and scientists. Restored streams are typically wider, shallower and geomorphically more homogeneous than nonrestored streams. For example, nonrestored streams are typically characterized by more than an order of magnitude variability in radius of curvature and meander wavelength within a single study reach. By contrast, the radius of curvature in many restored streams does not vary for nearly the entire project reach. Streams restored for the mitigation market are typically headwater streams and part of a large, complex of long restored main channels, and many restored tributaries; streams restored for nonmarket purposes are typically shorter and consist of the main channel only. Interviews reveal that social forces shape the morphology of restored streams. Designers integrate many influences including economic and regulatory constraints, but traditions of practice have a large influence as well. Home to a fairly mature stream mitigation banking market, North Carolina can provide


    Batrancea Ioan


    Full Text Available Banks in Romania offers its customers a wide range of products but which involves both risk taking. Therefore researchers seek to build rating models to help managers of banks to risk of non-recovery of loans and interest. In the following we highlight rating Raiffeisen Bank, BCR-ERSTE Bank and Transilvania Bank, based on the models CAAMPL and Stickney making a comparative analysis of the two rating models.

  19. Cost leadership and bank internationalization

    Galema, Rients; Koetter, Michael; Liesegang, Caroline


    We adapt a theoretical model from the goods trade literature to test whether banks with a comparative cost advantage are more likely to enter foreign markets by means of foreign direct investment. We combine detailed proprietary bank-level data on the international activities of all German banks with publicly available bank micro data from possible destination markets to show that the decision to go abroad is driven by relative cost differences. Banks enter markets where they are cost leaders...

  20. The Ethical Stance in Banking

    Villa, Jesus Simeon Villa


    Abstract Banks have a central role and importance in all commerce and hence in all societies. This thesis investigates the ethical basis of banking practice with the aim of developing an account of the virtues appropriate to bankers and banking. One central issue concerns a conflict between the interests of banks and their customers, and how this conflict plays out in relation to the lending policies and fee structure of banks. Such lending policies can have a significant effect on ban...

  1. Forest harvesting influence on slope erosion in Baikal Basin Mountains

    Onuchin, A. A.; Borisov, A. N.; Burenina, T. A.


    of this model. The model describing soil erosion rates on separate slopes and in elementary catchments is: ln M=-9,3+0,95lnX-0,064NlnL+0,069lnXlnm/lnL+5,03K+1,49lnI+ +0,0162ln((X-W)/In)i-0,00026ln((X-W)/In)i2 R2 =0,86; =1,04; FС=221; where M is sediment load module, t/km2; N is time since the last disturbance (fire or logging), years; X is precipitation amount, mm; I is precipitation rate, mm/min; m is soil mineralization level, %; L is length of slope where surface runoff occurs, m; W is forest floor moisture capacity, mm; In is soil water permeability, mm/min; i is slope, degrees; K is investigation methodology indicator (it is assumed to equal 1 in the case of area sprinkling and 2 in erosion observations on permanent runoff sample sites and in catchments); R² is multiple determination coefficient; is standard deviation, ton per km2; and FС is Fisher criterion. All coefficients are 95% confident. This model shows a monotonous increase in sediment load module with increasing total moisture in an area and soil mineralization on burned or harvested sites. This module decreases with increasing forest floor moisture capacity and soil water permeability. These trends, as well as slope-caused soil erosion changes, were reported by earlier studies. Our experimental data obtained by other methods did not impact the earlier identified relationships. Therefore, estimating slope length precipitation rate influences on sediment load and predicting soil erosion slowdown on disturbed sites present a great interest. Numerical experiments with this model showed the sediment load module to increase with increasing precipitation rate and to decrease with increasing slope length. This decrease might be attributable to soil particle re-deposition in the lower parts of a slope. Re-deposited erosion products do not get into streams and become involved again in soil development.

  2. Bank retreat study of a meandering river reach case study: River Irwell

    Duran, R.; Beevers, L.; Crosato, A.; Wright, N.


    Lack of data is often considered a limitation when undertaking morphological studies. This research deals with morphological studies of small rivers experiencing bank erosion processes when only limited data are available. A reach of the meandering gravel-bed river Irwell (United Kingdom) is taken

  3. Bank retreat study of a meandering river reach case study: River Irwell

    Duran, R.; Beevers, L.; Crosato, A.; Wright, N.


    Lack of data is often considered a limitation when undertaking morphological studies. This research deals with morphological studies of small rivers experiencing bank erosion processes when only limited data are available. A reach of the meandering gravel-bed river Irwell (United Kingdom) is taken

  4. Considerations of Scale and Processes in Stream Restoration and Ecological Response

    Simon, A.; Shields, D.; Kuhnle, R.; Knight, S.


    Stream restoration as a means of controlling accelerated channel erosion and improving biological function in streams has become pervasive in the United States over the past twenty years. A broad range of practices often involving direct modifications to stream channels and adjacent floodplains, including alterations to morphology and pattern have been used for stream restoration. Because alluvial-channel processes and biological functioning operate as linked, open systems, any restoration project must be placed in the context of existing watershed and channel processes with a quantitative understanding of the rates of transfer of flow energy and materials. This is particularly true of reach-scale projects where local stabilization and habitat improvements may be completely overwhelmed by watershed or channel-system scale instabilities. In this regard, it is unlikely that a reach-scale project will be successful in an unstable alluvial system. This is analogous to constructing bank-stabilization measures in an actively incising channel. A conceptual model of channel response and evolution that marks systematic shifts in channel processes over time and space has been linked to fish-community structure in Mississippi streams. This link reflects changing habitat conditions and sediment-transport regimes over the course of fluvial adjustment. Suspended-sediment concentrations that can increase by orders of magnitude for a given discharge during the incision and mass-wasting phases abrade fish gills and reduce the ability of fish to hunt for food due to reduced water clarity. Similarly, durations of high suspended-sediment concentrations are shown to be inversely related to numbers of benthic macro invertebrates. Streambeds experiencing active incision (Stage III) may be too mobile for benthic macro invertebrate communities to thrive. Channels dominated by mass-wasting processes (Stages IV and V) lose riparian vegetative cover and shading which may result in higher

  5. The many streams of the Magellanic Stream

    Stanimirovic, Snezana; Heiles, Carl; Douglas, Kevin A; Putman, Mary; Peek, Joshua E G


    We present results from neutral hydrogen (HI) observations of the tip of the Magellanic Stream (MS), obtained with the Arecibo telescope as a part of the on-going survey by the Consortium for Galactic studies with the Arecibo L-band Feed Array. We find four large-scale, coherent HI streams, extending continously over a length of 20 degrees, each stream possessing different morphology and velocity gradients. The newly discovered streams provide strong support for the tidal model of the MS formation by Connors et al. (2006), which suggested a spatial and kinematic bifurcation of the MS. The observed morphology and kinematics suggest that three of these streams could be interpreted as a 3-way splitting of the main MS filament, while the fourth stream appears much younger and may have originated from the Magellanic Bridge. We find an extensive population of HI clouds at the tip of the MS. Two thirds of clouds have an angular size in the range 3.5'--10'. We interpret this as being due to thermal instability, which...

  6. Biogeochemistry: The soil carbon erosion paradox

    Sanderman, Jonathan; Berhe, Asmeret Asefaw


    Erosion is typically thought to degrade soil resources. However, the redistribution of soil carbon across the landscape, caused by erosion, can actually lead to a substantial sink for atmospheric CO2.

  7. Tube erosion in bubbling fluidized beds

    Levy, E.K. [Lehigh Univ., Bethlehem, PA (United States). Energy Research Center; Stallings, J.W. [Electric Power Research Inst., Palo Alto, CA (United States)


    This paper reports on experimental and theoretical studies that were preformed of the interaction between bubbles and tubes and tube erosion in fluidized beds. The results are applicable to the erosion of horizontal tubes in the bottom row of a tube bundle in a bubbling bed. Cold model experimental data show that erosion is caused by the impact of bubble wakes on the tubes, with the rate of erosion increasing with the velocity of wake impact with the particle size. Wake impacts resulting from the vertical coalescence of pairs of bubbles directly beneath the tube result in particularly high rates of erosion damage. Theoretical results from a computer simulation of bubbling and erosion show very strong effects of the bed geometry and bubbling conditions on computed rates of erosion. These results show, for example, that the rate of erosion can be very sensitive to the vertical location of the bottom row of tubes with respect to the distributor.

  8. Bank Diversification Effects on Bank Performance and Risk Profile of Bank in Indonesia

    Anthony Lukmawijaya


    Full Text Available We investigate the relationship of Indonesian bank diversification towards its long term performance and risk profile with Indonesian bank data from 2009 to 2013. Non-interest income to total operating income of the bank measures its bank diversification level. Bank value is measured by the adjusted Tobin's Q and risk profile which is broken down into total risk, idiosyncratic risk, and systematic risk. The result shows that bank non-interest income diversification has a positive influence on its franchise value. There is, however, no strong evidence that diversification can lower a bank's risk profile.

  9. Banking in southern Europe

    Lazarević Žarko


    Full Text Available The nations discussed here (Italy, Spain, Portugal and Greece have in common - with the exception of Italy, that is - that they used to be on the margins of European economic and social developments. Only Italy succeeded in industrialising itself already prior to World War I. This fundamental trait also determined the developmental path of modern-era banking. Hereby, two important points in the course of development of banking in the Southern European countries need to be emphasised. To begin with, if the lands of the North-Western Europe were large capital exporters, then the South European nations were the importers of this capital. The role of foreign capital, i.e., foreign banks, was great and irreplaceable in the development of banking. The second element in common was a large role of state in the economy in general. Under the circumstances of underdeveloped entrepreneurial environment, the state, through its economic activities, would become the driving force of overall economic and social development. This was also or especially the case with banking. Role played by the state only began to diminish towards the end of the 1980s, in the course of the processes of deregulation and liberalisation both at the international level as well as within the then European Economic Community or subsequent European Union. Already during the preparatory processes prior to the admission into the European Economic Community, Spain, Greece and Portugal, and, however, Italy as well, but due to European Directives it had to abide by, began comprehensive processes of restructuring their national banking systems. Since the second half of the 1980s, banking systems were subjected to liberalisation, deregulation and privatisation.

  10. Cost and profit efficiency of banks in Haiti: do domestic banks perform better than foreign banks?

    Cadet, Raulin Lincifort


    I use the stochastic frontier methodology to estimate a cost and a profit frontier functions. The Fourier-flexible form is used in this paper because of its flexibility. Results show that, although foreign banks are more cost efficient than domestic banks, domestic banks are more profit efficient than foreign banks, in Haiti. The paper reveals also that, although treasury bills constitute an alternative source of profit for banks in Haiti, a growth of interest rate on treasury bills incre...

  11. Soil erosion dynamics response to landscape pattern.

    Ouyang, Wei; Skidmore, Andrew K; Hao, Fanghua; Wang, Tiejun


    Simulating soil erosion variation with a temporal land use database reveals long-term fluctuations in landscape patterns, as well as priority needs for soil erosion conservation. The application of a multi-year land use database in support of a Soil Water Assessment Tool (SWAT) led to an accurate assessment, from 1977 to 2006, of erosion in the upper watershed of the Yellow River. At same time, the impacts of land use and landscape service features on soil erosion load were assessed. A series of supervised land use classifications of Landsat images characterized variations in land use and landscape patterns over three decades. The SWAT database was constructed with soil properties, climate and elevation data. Using water flow and sand density data as parameters, regional soil erosion load was simulated. A numerical statistical model was used to relate soil erosion to land use and landscape. The results indicated that decadal decrease of grassland areas did not pose a significant threat to soil erosion, while the continual increase of bare land, water area and farmland increased soil erosion. Regional landscape variation also had a strong relationship with erosion. Patch level landscape analyses demonstrated that larger water area led to more soil erosion. The patch correlation indicated that contagious grassland patches reduced soil erosion yield. The increased grassland patches led to more patch edges, in turn increasing the sediment transportation from the patch edges. The findings increase understanding of the temporal variation in soil erosion processes, which is the basis for preventing local pollution.

  12. Soil Erosion. LC Science Tracer Bullet.

    Buydos, John F., Comp.

    Soil erosion is the detachment and movement of topsoil or soil material from the upper part of the soil profile. It may occur in the form of rill, gully, sheet, or wind erosion. Agents of erosion may be water, wind, glacial ice, agricultural implements, machinery, and animals. Soil conservation measures require a thorough understanding of the…

  13. Soil Erosion Risk Assessment and Modelling

    Fister, Wolfgang; Kuhn, Nikolaus J.; Heckrath, Goswin


    Soil erosion is a phenomenon with relevance for many research topics in the geosciences. Consequently, PhD students with many different backgrounds are exposed to soil erosion related questions during their research. These students require a compact, but detailed introduction to erosion processes, the risks associated with erosion, but also tools to assess and study erosion related questions ranging from a simple risk assessment to effects of climate change on erosion-related effects on geochemistry on various scales. The PhD course on Soil Erosion Risk Assessment and Modelling offered by the University of Aarhus and conducted jointly with the University of Basel is aimed at graduate students with degrees in the geosciences and a PhD research topic with a link to soil erosion. The course offers a unique introduction to erosion processes, conventional risk assessment and field-truthing of results. This is achieved by combing lectures, mapping, erosion experiments, and GIS-based erosion modelling. A particular mark of the course design is the direct link between the results of each part of the course activities. This ensures the achievement of a holistic understanding of erosion in the environment as a key learning outcome.

  14. Cropping system effects on wind erosion potential

    Wind erosion of soil is a destructive process impacting crop productivity and human health and safety. The mechanics of wind erosion and soil properties that influence erosion are well understood. Less well-studied are the effects that cropping intensity has upon those soil properties. We collected ...

  15. Mapping monthly rainfall erosivity in Europe

    Ballabio, C; Meusburger, K; Klik, A


    Rainfall erosivity as a dynamic factor of soil loss by water erosion is modelled intra-annually for the first time at European scale. The development of Rainfall Erosivity Database at European Scale (REDES) and its 2015 update with the extension to monthly component allowed to develop monthly and...

  16. Inhibition of erosive wear by fluoride varnish

    Vieira, A.; Jager, D. H. J.; Ruben, J. L.; Huysmans, M. C. D. N. J. M.


    It has been suggested that fluoride products with a protective mechanical component are advantageous in the prevention of erosive wear. The aim of this study was to evaluate in situ the effect of fluoride varnish (FV) in the prevention of wear due to erosion and combined erosion and toothbrush abras

  17. Natural and anthropogenic rates of soil erosion

    Regions of land that are brought into crop production from native vegetation typically undergo a period of soil erosion instability, and long term erosion rates are greater than for natural lands as long as the land continues being used for crop production. Average rates of soil erosion under natur...

  18. Soil erosion in humid regions: a review

    Daniel J. Holz; Karl W.J. Williard; Pamela J. Edwards; Jon E. Schoonover


    Soil erosion has significant implications for land productivity and surface water quality, as sediment is the leading water pollutant worldwide. Here, erosion processes are defined. The dominant factors influencing soil erosion in humid areas are reviewed, with an emphasis on the roles of precipitation, soil moisture, soil porosity, slope steepness and length,...

  19. Inhibition of erosive wear by fluoride varnish

    Vieira, A.; Jager, D. H. J.; Ruben, J. L.; Huysmans, M. C. D. N. J. M.


    It has been suggested that fluoride products with a protective mechanical component are advantageous in the prevention of erosive wear. The aim of this study was to evaluate in situ the effect of fluoride varnish (FV) in the prevention of wear due to erosion and combined erosion and toothbrush

  20. Pengaruh Kualitas Layanan Mobile Banking (M-Banking Terhadap Kepuasan Nasabah di Indonesia [Effect of Mobile Banking (M-Banking Service Quality on Customer Satisfaction in Indonesia

    Aditya Wardhana


    Full Text Available The research aim was to assess the influence of the service quality of mobile banking (m-banking against customer satisfaction at the greatest banks in Indonesia. Elements of the quality of mobile banking services (m-banking were speed, security, accuracy, and trust. The population of this study was bank customers from eight of the greatest bank in Indonesia -- Bank Mandiri, Bank BRI, Bank BCA, Bank BNI, Bank CIMB Niaga, Bank Danamon, Bank Permata, and Bank Panin -- who used mobile banking which totaled 19.9 million customers with the size of the sample being 400 respondents. The sampling method used nonprobability sampling by incidental sampling. The results by using a structural equation modeling (SEM found significant influences between service quality of mobile banking (m-banking partially and simultaneously to customer satisfaction.

  1. The Puzzling Ophiuchus Stream

    Kohler, Susanna


    Dwarf galaxies or globular clusters orbiting the Milky Way can be pulled apart by tidal forces, leaving behind a trail of stars known as a stellar stream. One such trail, the Ophiuchus stream, has posed a serious dynamical puzzle since its discovery. But a recent study has identified four stars that might help resolve this streams mystery.Conflicting TimescalesThe stellar stream Ophiuchus was discovered around our galaxy in 2014. Based on its length, which appears to be 1.6 kpc, we can calculate the time that has passed since its progenitor was disrupted and the stream was created: ~250 Myr. But the stars within it are ~12 Gyr old, and the stream orbits the galaxy with a period of ~350 Myr.Given these numbers, we can assume that Ophiuchuss progenitor completed many orbits of the Milky Way in its lifetime. So why would it only have been disrupted 250 million years ago?Fanning StreamLed by Branimir Sesar (Max Planck Institute for Astronomy), a team of scientists has proposed an idea that might help solve this puzzle. If the Ophiuchus stellar stream is on a chaotic orbit common in triaxial potentials, which the Milky Ways may be then the stream ends can fan out, with stars spreading in position and velocity.The fanned part of the stream, however, would be difficult to detect because of its low surface brightness. As a result, the Ophiuchus stellar stream could actually be longer than originally measured, implying that it was disrupted longer ago than was believed.Search for Fan StarsTo test this idea, Sesar and collaborators performed a search around the ends of the stream, looking for stars thatare of the right type to match the stream,are at the predicted distance of the stream,are located near the stream ends, andhave velocities that match the stream and dont match the background halo stars.Histogram of the heliocentric velocities of the 43 target stars. Six stars have velocities matching the stream velocity. Two of these are located in the main stream; the other

  2. A computer model of auditory stream segregation.

    Beauvois, M W; Meddis, R


    A computer model is described which simulates some aspects of auditory stream segregation. The model emphasizes the explanatory power of simple physiological principles operating at a peripheral rather than a central level. The model consists of a multi-channel bandpass-filter bank with a "noisy" output and an attentional mechanism that responds selectively to the channel with the greatest activity. A "leaky integration" principle allows channel excitation to accumulate and dissipate over time. The model produces similar results to two experimental demonstrations of streaming phenomena, which are presented in detail. These results are discussed in terms of the "emergent properties" of a system governed by simple physiological principles. As such the model is contrasted with higher-level Gestalt explanations of the same phenomena while accepting that they may constitute complementary kinds of explanation.

  3. Alternative banking: theory and evidence from Europe

    Kurt Von Mettenheim


    Full Text Available Since financial liberalization in the 1980s, non-profit maximizing, stakeholder-oriented banks have outperformed private banks in Europe. This article draws on empirical research, banking theory and theories of the firm to explain this apparent anomaly for neo-liberal policy and contemporary market-based banking theory. The realization of competitive advantages by alternative banks (savings banks, cooperative banks and development banks has significant implications for conceptions of bank change, regulation and political economy.

  4. Modeling the fluid/soil interface erosion in the Hole Erosion Test

    Kissi B.


    Full Text Available Soil erosion is a complex phenomenon which yields at its final stage to insidious fluid leakages under the hydraulic infrastructures known as piping and which are the main cause of their rupture. The Hole Erosion Test is commonly used to quantify the rate of piping erosion. In this work, The Hole Erosion Test is modelled by using Fluent software package. The aim is to predict the erosion rate of soil during the hole erosion test. The renormalization group theory – based k–ε turbulence model equations are used. This modelling makes it possible describing the effect of the clay concentration in flowing water on erosion. Unlike the usual one dimensional models, the proposed modelling shows that erosion is not uniform erosion along the hole length. In particular, the concentration of clay is found to increase noticeably the erosion rate.

  5. Impact of Electronic Banking Innovations on Bank Deposit Market Share

    Kashmari A


    Full Text Available Development and diversity of electronic banking services is one of the aspects of financial innovation of banks. In Iran’s banking system, the development of multiple channels representing electronic banking services such as SWIFT system, ATM, POS, PIN pads, internet banking, mobile banking and telephone banking are made for more facility in paying money, so today, the development of this channels is one of the most competitive areas between banks for attracting resources. The main purpose of this study is to evaluate this innovation, which needs a heavy cost in terms of money and time, on the share of each bank in attracting deposit as one of the most important goals and competitive tools of a bank. By using Panel Data Vector Autoregressive methods (Panel-VAR and Granger causality test, data of 23 Iranian banks in the 7 years (2007-2013 has been studied. The results show that based on the Granger Causality Test, the number of ATM machines, POS, PIN pad, SWIFT system and amount of banking facilities provided by each bank, has causal relation in explaining the increase of the bank’s share in attracting deposits; but the Market Share was recognized as the cause of the innovation. Also, the causality direction of deposits’ share and the amount of facilities were noticed to be bilateral.

  6. Chronology and dynamics of the Amundsen Gulf Ice Stream in Arctic Canada during the last glacial-interglacial transition

    Lakeman, T. R.; MacLean, B.; Blasco, S.; Bennett, R.; Hughes Clarke, J. E.


    An extensive ice stream of the Laurentide ice sheet occupied Amundsen Gulf during the Last Glacial Maximum. The grounded ice stream extended northwestward to the margin of the inner shelf in the Beaufort Sea and to a depth of 450 metres. This glacier was one of the largest ice streams to emanate into the Arctic Ocean during the last glaciation and, as such, exerted a primary influence on the dynamics of the northwest Laurentide Ice Sheet. Ice stream retreat from its maximum position began prior to 13,000 cal yr BP. The pattern of extensive sole marks or glacial flutings on the seabed and on the adjacent mainland and islands confirms the direction of flow was from southeast to northwest. In the Gulf these features are imprinted primarily on subglacial sediment deposits. The bathymetry of the Gulf and known extent of the ice stream on land indicates the ice was at least 700 m thick. A series of moraines at the mouth of the Gulf mark temporary positions of the retreating ice stream margin. Early stages of ice retreat may have been associated with meltwater discharge under the ice stream as evidenced by current erosion associated with some sole marks or glacial flutings. Melting at the leading edge of the ice stream resulted in calving of icebergs and the generation of keel-scour marks in the seabed. Retreat of the ice stream was relatively rapid as indicated by thin and spatially discontinuous deglacial glaciomarine sediment in the Gulf. Furthermore, an expansive database of deglacial radiocarbon ages from eastern Banks Island, western Victoria Island, and the adjacent Arctic mainland, indicates that the ice stream had retreated fully from the Gulf by 12,500 cal yr BP. The lack of Holocene sediment draping the sole marks or flutings, and outcrops of exposed bedrock and glaciomarine sediment indicate very low sedimentation rates since ice retreat. The thin veneer of recent fine sediment that has been deposited discontinuously on the seabed in the Gulf indicates little

  7. Experimental observations on the retreat of non-cohesive river banks

    Solari, L.; Nardi, L.; Rinaldi, M.


    The topic of bank retreat is of particular relevance in the hydro-morphodynamic models devoted to study the planform evolution of rivers. This notwithstanding, in many models bank retreat is evaluated through over-simplified algorithms based, for instance, on the knowledge of the near bank flow velocity and some erodibility coefficient which does not have an explicit physical meaning. In the literature, the majority of studies on the modelling of bank processes are about cohesive banks composed by fine sediments; the retreat of these type of banks has been related to the stability and mass wasting processes through algorithms originally developed in the geotechnical field. In gravel-bed rivers, banks are often composite with a basal layer of gravel and an upper cohesive layer, or, sometime, completely composed by granular, relatively coarse sediments (gravel and cobbles). The mechanisms of bank retreat in relatively coarse riverbanks (mainly composed by gravel) represent an area that needs further investigation, as numerous physical mechanisms are still not understood. This research aims at gaining a better comprehension of the basic processes occurring in relatively coarse bank sediments; in particular, it focuses on the mass instability mechanisms due to the oscillations of free surface water level. The fluvial erosion of the streambank due to the boundary shear stresses is not taken into account. A physical model of a bank composed by granular relatively coarse sediments has been reproduced in a static tank. The main characteristics of the bank; such as geometry, sediment distribution and degree of packing, were set on the basis of the field observations of the riverbanks in the Cecina River (Tuscany). A first set of experiments simulating the behavior of the bank during a hydrograph has been carried out. Several sensors inserted into the bank allow monitoring the seepage flow and pore water pressures. Preliminary results are here reported, with a discussion of

  8. Bank Customers Management System

    Ebubeogu Amarachukwu Felix


    Full Text Available ABSTRACT The purpose of this project is in partial fulfilment of the requirements of Bachelor of Science Hon in Information Technology. The Design and development of this Bank customers Management system provides a more secured approach in managing bank customers information which strengthens the relationships between banks and their customers by providing the right solutions that uses a multi-level security to improve customer satisfaction. The technology used in developing this project is ASP.NET and the programming language used to develop this project is C and the IDE used is Microsoft Visual Studio 2013 professional in designing the front end while the back end uses Microsoft SQL Server 2012.

  9. Human Milk Banking.

    Haiden, Nadja; Ziegler, Ekhard E


    Human milk banks play an essential role by providing human milk to infants who would otherwise not be able to receive human milk. The largest group of recipients are premature infants who derive very substantial benefits from it. Human milk protects premature infants from necrotizing enterocolitis and from sepsis, two devastating medical conditions. Milk banks collect, screen, store, process, and distribute human milk. Donating women usually nurse their own infants and have a milk supply that exceeds their own infants' needs. Donor women are carefully selected and are screened for HIV-1, HIV-2, human T-cell leukemia virus 1 and 2, hepatitis B, hepatitis C, and syphilis. In the milk bank, handling, storing, processing, pooling, and bacterial screening follow standardized algorithms. Heat treatment of human milk diminishes anti-infective properties, cellular components, growth factors, and nutrients. However, the beneficial effects of donor milk remain significant and donor milk is still highly preferable in comparison to formula.

  10. Erosion of Perennially Frozen Streambanks,


    Miles 1977). Mixtures of fine and coarse material are autumn freezeup (Benedict 1976). varied in their response. Stratified banks or bluffs of Miles...season, and fall freezeup periods. Studies of this type bury 1974, Scott 1978). generally need 3 to 5 years to achieve representative -r. The following

  11. Factors influencing wood mobilization 1 in Minnesota streams

    Merten, Eric; Finlay, Jacques; Johnson, Lucinda; Newman, Raymond; Stefan, Heinz; Vondracek, Bruce C.


    [1] Natural pieces of wood provide a variety of ecosystem functions in streams including habitat, organic matter retention, increased hyporheic exchange and transient storage, and enhanced hydraulic and geomorphic heterogeneity. Wood mobilization is a critical process in determining the residence time of wood. We documented the characteristics and locations of 865 natural wood pieces (>0.05 m in diameter for a portion >1 m in length) in nine streams along the north shore of Lake Superior in Minnesota. We determined the locations of the pieces again after an overbank stormflow event to determine the factors that influenced mobilization of stationary wood pieces in natural streams. Seven of 11 potential predictor variables were identified with multiple logistic regression as significant to mobilization: burial, effective depth, ratio of piece length to effective stream width (length ratio), bracing, rootwad presence, downstream force ratio, and draft ratio. The final model (Pmobilization under natural conditions is a complex function of both mechanical factors (burial, length ratio, bracing, rootwad presence, draft ratio) and hydraulic factors (effective depth, downstream force ratio). If stable pieces are a goal for stream management then features such as partial burial, low effective depth, high length relative to channel width, bracing against other objects (e.g., stream banks, trees, rocks, or larger wood pieces), and rootwads are desirable. Using the model equation from this study, stewards of natural resources can better manage in-stream wood for the benefit of stream ecosystems.

  12. Can taxes tame the banks?

    Devereux, Michael P.; Johannesen, Niels; Vella, John

    In the wake of the financial crisis, a number of countries have introduced levies on bank borrowing with the aim of reducing risk in the financial sector. This paper studies the behavioral responses to the bank levies and evaluates the policy. We find that the levies induced banks to borrow less...... but also to hold more risky assets. The reduction in funding risk clearly dominates for banks with high capital ratios but is exactly offset by the increase in portfolio risk for banks with low capital ratios. This suggests that while the levies have reduced the total risk of relatively safe banks...

  13. The Andromeda Stream

    Lewis, G F; Ferguson, A M N; Ibata, R A; Irwin, M J; McConnachie, A W; Tanvir, N


    The existence of a stream of tidally stripped stars from the Sagittarius Dwarf galaxy demonstrates that the Milky Way is still in the process of accreting mass. More recently, an extensive stream of stars has been uncovered in the halo of the Andromeda galaxy (M31), revealing that it too is cannibalizing a small companion. This paper reports the recent observations of this stream, determining it spatial and kinematic properties, and tracing its three-dimensional structure, as well as describing future observations and what we may learn about the Andromeda galaxy from this giant tidal stream.

  14. Hydrography - Streams and Shorelines

    California Department of Resources — The hydrography layer consists of flowing waters (rivers and streams), standing waters (lakes and ponds), and wetlands -- both natural and manmade. Two separate...

  15. The case against streaming

    Natalia Mironova


    .... Cassidy, the safety coordinator at the Airline Pilots Association, says Levine and others advocating for live data streaming are oversimplifying the issue and overlooking the logistical concerns...

  16. Inventory of miscellaneous streams

    Lueck, K.J.


    On December 23, 1991, the US Department of Energy, Richland Operations Office (RL) and the Washington State Department of Ecology (Ecology) agreed to adhere to the provisions of the Department of Ecology Consent Order. The Consent Order lists the regulatory milestones for liquid effluent streams at the Hanford Site to comply with the permitting requirements of Washington Administrative Code. The RL provided the US Congress a Plan and Schedule to discontinue disposal of contaminated liquid effluent into the soil column on the Hanford Site. The plan and schedule document contained a strategy for the implementation of alternative treatment and disposal systems. This strategy included prioritizing the streams into two phases. The Phase 1 streams were considered to be higher priority than the Phase 2 streams. The actions recommended for the Phase 1 and 2 streams in the two reports were incorporated in the Hanford Federal Facility Agreement and Consent Order. Miscellaneous Streams are those liquid effluents streams identified within the Consent Order that are discharged to the ground but are not categorized as Phase 1 or Phase 2 Streams. This document consists of an inventory of the liquid effluent streams being discharged into the Hanford soil column.

  17. Splash erosion. A bibliometric Review

    Fernández Raga, M. B.


    Ellison (1944) developed the splash board as a system for measuring splash erosion that was both cheap and reliable. Bollinne (1975), Morgan (1978, 1981). Mutchler (1967) described another different type of splash detectors according to whether they were passive or could register data. In the study mentioned above these authors included bottles, funnels, glasses, photography, markers. After that several devices has been made up like the splash sampler (Leguedois et al., 2005), soil tray (Van Dijk et al., 2002), splash funnel (Terry, 1989) and several rain cups (Fernandez-Raga et al., 2010; Molina and Llinares, 1996; Torri et al., 1987). Splash erosion research has materialized in the form of a number of papers published in international journals. The database of bibliographic references employed has been one of the most prestigious ones: theWeb of Science (ISI). The search was carried out on January 27th 2012. Among the 3x10^8 scholarly documents included in the Science Citation Index Expanded (SCI-EXPANDED) 1899 to present , the searching engine located 439 containing the word "splash erosion*", where the asterisk acts as a wildcard for any letter or group of letters. Of these, 383 were classified as articles, 87 as proceeding papers, 5 as editorial material, 2 as notes and 1 as correction. These documents have been published in 163 different journals, although four are particularly recurrent: Earth surface processes and Landforms, Catena, Soil Science Society of America Journal and Hydrological processes, with 41, 35, 35 and 26 published documents respectively. A geographic analysis of these articles has been carried out in an attempt to determine in what parts of the world research projects were making use of splash erosion. The results are that anglo-saxon countries, as USA, England and Australia dominate, particularly USA, with 130 articles. China and Japan are large communities of researches too, and some Central European countries as Belgium, France Germany

  18. Soil Erosion Threatens Food Production

    Michael Burgess


    Full Text Available Since humans worldwide obtain more than 99.7% of their food (calories from the land and less than 0.3% from the oceans and aquatic ecosystems, preserving cropland and maintaining soil fertility should be of the highest importance to human welfare. Soil erosion is one of the most serious threats facing world food production. Each year about 10 million ha of cropland are lost due to soil erosion, thus reducing the cropland available for world food production. The loss of cropland is a serious problem because the World Health Organization and the Food and Agricultural Organization report that two-thirds of the world population is malnourished. Overall, soil is being lost from agricultural areas 10 to 40 times faster than the rate of soil formation imperiling humanity’s food security.

  19. Lifespan of mountain ranges scaled by feedbacks between landsliding and erosion by rivers.

    Egholm, David L; Knudsen, Mads F; Sandiford, Mike


    An important challenge in geomorphology is the reconciliation of the high fluvial incision rates observed in tectonically active mountain ranges with the long-term preservation of significant mountain-range relief in ancient, tectonically inactive orogenic belts. River bedrock erosion and sediment transport are widely recognized to be the principal controls on the lifespan of mountain ranges. But the factors controlling the rate of erosion and the reasons why they seem to vary significantly as a function of tectonic activity remain controversial. Here we use computational simulations to show that the key to understanding variations in the rate of erosion between tectonically active and inactive mountain ranges may relate to a bidirectional coupling between bedrock river incision and landslides. Whereas fluvial incision steepens surrounding hillslopes and increases landslide frequency, landsliding affects fluvial erosion rates in two fundamentally distinct ways. On the one hand, large landslides overwhelm the river transport capacity and cause upstream build up of sediment that protects the river bed from further erosion. On the other hand, in delivering abrasive agents to the streams, landslides help accelerate fluvial erosion. Our models illustrate how this coupling has fundamentally different implications for rates of fluvial incision in active and inactive mountain ranges. The coupling therefore provides a plausible physical explanation for the preservation of significant mountain-range relief in old orogenic belts, up to several hundred million years after tectonic activity has effectively ceased.

  20. Mechanisms of Water Droplets Deposition on Turbine Blade Surfaces and Erosion Wear Effects

    G. Ilieva


    Full Text Available Failure of turbine blades leads to various exploitation problems, efficiency decrease and economical losses, at all. A detailed research on aerodynamic features, in various exploitation conditions and regimes, and on reasons for failures, is a prerequisite to the obviated technical problems and increased reliability of turbine aggregates. Water droplets erosion is known as a very complex and crucial phenomena. It couples the effects of wet steam expansion, together with condensation (evaporation, presence of second phase with the impact of water droplets over blade surfaces, erosion effects and fatigue mechanisms. The present research deals with a logical sequence for numerical simulations and research on erosion mechanisms in a low pressure stage of К-1000-6 /1500 steam turbine, working at a Nuclear Power Plant. Attention is paid to the impact of droplets’ diameter on blade surfaces, their aerodynamic behavior and efficiency of energy conversion through turbine channels. Particular trajectories of water droplets, reasons for occurrence of erosion wear, over certain parts of the streamlined surfaces, are established and discussed. An approach to acquire incidence time to erosion appearance is implemented. Research methodology and obtained results are applicable to determine erosion effects on streamed complex surfaces, to replace expensive measurements campaigns, introduce approaches to decrease wetness in last stages of condensation turbines and prolong the reliability of blades operated in wet steam conditions

  1. Bank Insolvency Procedures and Market Discipline in European Banking

    Angkinand, Apanard; Wihlborg, Clas


    Predetermined, operational procedures for dealing with banks in distress are conspicuously absent across the world with very few exceptions. Instead governments and regulatory authorities intervene when banks approach failure. Bail-outs of important creditors, sometimes including shareholders...

  2. Issues in Transformation from Conventional Banking to Islamic Banking

    Muhammad Usman Arshad; Mohammed Effandi Yusoff; Muhammad Sohail Tahir


    .... Islamic banking is the major constituent of the Islamic finance. In line with these transformations, Islamic banks and financial institutions are facing several problems due to non-existence of comprehensive framework...

  3. Central Bank independence

    Vasile DEDU


    Full Text Available In this paper we present the key aspects regarding central bank’s independence. Most economists consider that the factor which positively influences the efficiency of monetary policy measures is the high independence of the central bank. We determined that the National Bank of Romania (NBR has a high degree of independence. NBR has both goal and instrument independence. We also consider that the hike of NBR’s independence played an important role in the significant disinflation process, as headline inflation dropped inside the targeted band of 3% ± 1 percentage point recently.

  4. The Outer Banks of North Carolina

    Dolan, Robert; Lins, Harry; Smith, Jodi Jones


    , trees, and shrubs.In 1937, Congress authorized the Cape Hatteras National Seashore, which was established in 1953. The national seashore preserved one of the world’s best examples of a barrier island environment, and minimized the effect of erosion that was becoming a serious problem. In 1966, Congress authorized the Cape Lookout National Seashore to ensure that Core and Shackleford Banks would not undergo major development and could be preserved in their natural state.The rate of population growth along the Outer Banks in recent decades has been among the highest in North Carolina. More important, however, has been the growth in vacationers—in 2008, more than a quarter of a million visitors during a typical week. Municipalities now need to provide services to a transient population as much as six times as large as their permanent resident population.Although human activities have dominated the landscape changes observed on the Outer Banks for the past century or two, these changes must be understood in the context of the prevailing atmospheric, oceanic, and geologic processes that have governed the form and function of these islands for thousands of years. It is these natural processes that imbue the Outer Banks with their unique and dichotomous qualities of tranquility and tumult. In the presence of human occupation, it is these same processes that make the islands one of the highest natural-hazard risk zones along the Eastern Seaboard of the United States.

  5. Enhanced Bank-Stability Modeling With Coupled Geotechnical, Hydraulic and Near-Bank Groundwater Sub-Models: Development and Validation

    Thomas, R. E.; Simon, A.; Bankhead, N.


    Physically-based, deterministic bank-stability models have recently been developed to effectively simulate the driving and resisting forces governing streambank erosion. Significant advances have been made in the manner in which groundwater flow through variably saturated porous media, planar and circular geotechnical failures and fluvial sediment transport are simulated. However, to date, coupling these models has required tedious exporting and conversion of geometries and results and manual remeshing. In this presentation, we introduce the first fully integrated suite of models that deterministically simulate the controlling hydrologic, hydraulic and geotechnical processes that govern streambank erosion and channel-width adjustment. The model suite incorporates routines that: 1. Permit the user to enter between 5 and 23 points to describe the bank cross-sectional geometry; 2. Automatically generate a mesh by which to implicitly discretize the 2-D Richards equation utilizing finite volumes. The resulting pentadiagonal matrix is solved iteratively with Stone's Strongly Implicit Procedure (SIP). Timesteps are automatically adjusted to minimize mass balance and truncation errors; 3. Evaluate the force-equilibrium factor of safety (Fs), permitting the simulation of planar and cantilever shear failures with a horizontal slice method and planar shear failures with tension cracks with a rigorous vertical slice method. A random walk approach is adopted to search for the minimum Fs; 4. Estimate the increase in cohesion due to vegetation with a global load-sharing Fibre Bundle Model; and 5. Simulate the erosion of the bank face and bank toe with an excess shear stress approach. Management options to increase slope stability (through the addition of vegetation) and reduce channel- boundary erodibility (through the addition of natural and artificial structures) are also incorporated. We illustrate the efficacy of the modeling approach with a series of case studies in which

  6. Erosive burning of solid propellants

    King, Merrill K.


    Presented here is a review of the experimental and modeling work concerning erosive burning of solid propellants (augmentation of burning rate by flow of product gases across a burning surface). A brief introduction describes the motor design problems caused by this phenomenon, particularly for low port/throat area ratio motors and nozzleless motors. Various experimental techniques for measuring crossflow sensitivity of solid propellant burning rates are described, with the conclusion that accurate simulation of the flow, including upstream flow development, in actual motors is important since the degree of erosive burning depends not only on local mean crossflow velocity and propellant nature, but also upon this upstream development. In the modeling area, a brief review of simplified models and correlating equations is presented, followed by a description of more complex numerical analysis models. Both composite and double-base propellant models are reviewed. A second generation composite model is shown to give good agreement with data obtained in a series of tests in which composite propellant composition and heterogeneity (particle size distribution) were systematically varied. Finally, the use of numerical models for the development of erosive burning correlations is described, and a brief discussion of scaling is presented.

  7. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.


    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM INTERNATIONAL BANKING OPERATIONS (REGULATION K) Foreign Banking...

  8. 12 CFR 209.2 - Banks desiring to become member banks.


    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Banks desiring to become member banks. 209.2 Section 209.2 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM ISSUE AND CANCELLATION OF FEDERAL RESERVE BANK CAPITAL STOCK (REGULATION I) § 209.2 Banks desiring...


    Sri Sumardiningsih; Wawan Sundawan; Lies Endarwati; Arif Wibowo; Yulia Ayriza


    Abstract: Effect of Banking Service Quality (BSQ) Dimensions towards Bank Customer Satisfaction. This study aims to determine the effect of Banking Service Quality (BSQ) to the customer satisfaction of BPD Bank in DIY. This research is a survey research with a sample of 1.536 respondents. The sample was taken by purposive sampling technique. Data collection instrument was questionnaires and analyzed using multiple regression. The results showed that six dimensions of BSQ simultaneously gave p...

  10. The influence of bank employees on bank customer relationship management

    C. Rootman


    Full Text Available Purpose: Despite extensive research in services marketing, much is still unknown to specific service providers on the influence of their employees on their services. This paper attempts to address this limitation and investigates the influence of employees on the customer relationship management (CRM of banks. The primary objective of this paper is to investigate the influence of selected independent variables, namely attitude and knowledgeability, on the CRM of banks.Design/Methodology/Approach: An empirical investigation was conducted with a structured questionnaire with items that related to banks' CRM in terms of attitude and knowledgeability. The sample consisted of 290 banking clients in the Nelson Mandela Metropolitan area and the response rate was 91.03%. Findings: Significant positive relationships exist between both the knowledgeability, and attitude of bank employees and a bank's CRM. These relationships imply that more extensive knowledgeability and more positive attitudes of bank employees lead to improved, maintained relationships between a bank and its clients. Employees play an important role in banks’ client relationships. Implications: Banks should focus on increasing their employees' knowledgeability and improving their attitude to ensure higher levels of CRM. This paper provides strategies for banks and could create greater awareness among South African banks of the advantages of CRM, how their employees influence their CRM, and ways to adapt to these influences. Originality/Value: No study has focused exclusively on CRM within banks in South Africa. Prior research focused on customer service and service quality; both possible results of superior CRM. However, this research differs, as it identifies the variables influencing CRM in banks in South Africa. It is proposed that this paper will be beneficial for South African banks, as the recommendations may be used to ensure higher levels of CRM in banks.


    Dragan (Santamarian Oana Raluca


    Full Text Available This paper describes one of the major challenges of the future: the sustainable development of the society. Sustainability is now increasingly recognized as central to the growth of emerging market economies. For the banking sector, this represents both a demand for greater social and environmental responsibility as well as a new landscape of business opportunity. Several years ago, the main part of the banks did not consider the social and environmental problems relevant for their operations. Recently, the banks began to realize the major impact of the sustainable development over the way of ulterior development of the society and, implicitly over the way of creating of the banking value in the future. In this context, the development of a banking management system, based on sustainable principles represents one of the provocations of these days.Starting from literature in the sustainable banking management field in this paper are presented several relevant issues related to risk management in the context of sustainable banking financing: the need to implement the sustainable management principles in financial and banking industry; the role of banks in sustainable development of society; social and environmental risk management policies, events that have shaped the role of the banking sector in sustainable development; international standards regarding sustainable banking management such us: Equator Principles for sustainable investment projects’ financing or GRI principles for sustainable reporting. Furthermore, we developed a practical case study related to the implementation of sustainable banking management at Bank of America.

  12. 75 FR 20848 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies


    ... voting shares of Bank of Anderson, National Association, Anderson, South Carolina, Seneca National Bank, Seneca, South Carolina, and The Peoples National Bank, Easley, South Carolina. B. Federal Reserve Bank...

  13. MR imaging of erosions in interphalangeal joint osteoarthritis: is all osteoarthritis erosive?

    Grainger, A.J. [Leeds Teaching Hospitals, Department of Radiology, Leeds (United Kingdom); Musculoskeletal Centre, Chapel Allerton Hospital, Department of Radiology, Leeds (United Kingdom); Farrant, J.M.; O' Connor, P.J. [Leeds Teaching Hospitals, Department of Radiology, Leeds (United Kingdom); Tan, A.L.; Emery, P. [Leeds Teaching Hospitals and Leeds University, Department of Rheumatology, Leeds (United Kingdom); Tanner, S. [Leeds University, Department of Medical Physics, Leeds (United Kingdom); McGonagle, D. [Leeds Teaching Hospitals and Leeds University, Department of Rheumatology, Leeds (United Kingdom); Calderdale Royal Hospital, Halifax (United Kingdom)


    Erosive osteoarthritis is usually considered as an inflammatory subset of osteoarthritis (OA). However, an inflammatory component is now recognised in all subsets of OA, so this subgroup of erosive or inflammatory OA is more difficult to conceptualise. The aim of this study was to compare routine CR and MRI to investigate erosion numbers and morphology to determine whether hand OA in general is a more erosive disease than previously recognised. Fifteen patients with clinical (OA) of the small joints of the hand underwent MRI of one of the affected proximal interphalangeal (PIP) or distal interphalangeal (DIP) joints. Conventional radiographs (CR) of the hand were also obtained. The MR images were reviewed by two observers for the presence of central and marginal erosions. The site and morphology of any erosions was recorded. CR images of the same hand joint were scored independently for central and marginal erosions by the same observers. There was 100% agreement between the observers for scoring erosions on CR. Agreement for the MRI scores was also excellent (kappa = 0.84). MRI detected 37 erosions, of which only 9 were seen on CR. The increase in sensitivity using MRI was much greater for marginal erosions (1 detected on CR, 19 on MRI) than for central erosions (8 on CR, 18 on MRI). Using MRI 80% of joints examined showed 1 or more erosions compared with 40% using CR. If only marginal erosions were considered 80% of joints were still considered erosive by MRI criteria, but only 1 showed evidence of erosion on CR. Morphologically central erosions appeared to represent areas of subchondral collapse and pressure atrophy. In contrast, marginal erosions resembled those seen in inflammatory arthritides. Erosions, and particularly marginal erosions typical of those seen in inflammatory arthritis, are a more common feature of small joint OA than conventional radiographs have previously indicated. (orig.)

  14. Evolution of central banking? De Nederlandsche Bank 1814-1852

    Uittenbogaard, R.A.|info:eu-repo/dai/nl/237904470


    Nowadays the role of central bank is unquestioned and nearly ubiquitous. But was this always the case? This thesis analyses how De Nederlandsche Bank (DNB) developed into a central bank during the first four decades of its existence. Its establishment in 1814 was the result of a combination of both

  15. When erosion ruins the chronology

    Wolters, Steffen; Enters, Dirk; Blume, Katharina; Lücke, Andreas


    Human land-use has considerably shaped the landscape of north-western Germany over the past millennia. Deforestation and agriculture created a predominantly open scenery preserved until today with only a few remnants of former landscape elements such as woodlands, peat bogs, heath lands and lakes. Here we present a multi-proxy approach including sedimentological and geochemical parameters (e. g. element concentrations and stable isotopes) as well as biological proxies (pollen, macro fossils and diatoms) combined with an archaeological site analysis to investigate the effects of prehistoric land-use on lake systems and their catchment areas with a special focus on changes of the water quality, e. g. eutrophication and acidification and its natural regeneration during phases of weaker land-use impact. The study reveals a millenia-long history of erosion processes caused by successive selective woodland clearances starting in Neolithic Times. The geochemical evidence of soil erosion is recorded by distinct peaks of the terrigenic elements K and Ti. However, due to (1) the low sensitivy of the XRF scanner for Si and (2) the prevalence of diatom related biogenic silicon XRF-scanning of highly organic lake sediments fails to reflect the actual sand input caused by erosion. Particularly single quartz grains are not detected in the organic sediment matrix. Therefore we make successful use of mineral grain analysis which previously has only been applied to record aeolian input in bogs. K and Ti concentrations are not correlated with the content of mineral grains which suggest two different erosion processes. Our efforts to construct robust age-depth relationships based on AMS 14C-dates of terrestrial plant macrofossils reveal a specific dating issue of northwest German lakes. Especially in younger sediments we observe 14C-dates which are on the one hand too old and on the other hand among themselves roughly contemporaneous. We explain this feature with the extensive bog

  16. Water erosion susceptibility mapping by applying Stochastic Gradient Treeboost to the Imera Meridionale River Basin (Sicily, Italy)

    Angileri, Silvia Eleonora; Conoscenti, Christian; Hochschild, Volker; Märker, Michael; Rotigliano, Edoardo; Agnesi, Valerio


    Soil erosion by water constitutes a serious problem affecting various countries. In the last few years, a number of studies have adopted statistical approaches for erosion susceptibility zonation. In this study, the Stochastic Gradient Treeboost (SGT) was tested as a multivariate statistical tool for exploring, analyzing and predicting the spatial occurrence of rill-interrill erosion and gully erosion. This technique implements the stochastic gradient boosting algorithm with a tree-based method. The study area is a 9.5 km2 river catchment located in central-northern Sicily (Italy), where water erosion processes are prevalent, and affect the agricultural productivity of local communities. In order to model soil erosion by water, the spatial distribution of landforms due to rill-interrill and gully erosion was mapped and 12 environmental variables were selected as predictors. Four calibration and four validation subsets were obtained by randomly extracting sets of negative cases, both for rill-interrill erosion and gully erosion models. The results of validation, based on receiving operating characteristic (ROC) curves, showed excellent to outstanding accuracies of the models, and thus a high prediction skill. Moreover, SGT allowed us to explore the relationships between erosion landforms and predictors. A different suite of predictor variables was found to be important for the two models. Elevation, aspect, landform classification and land-use are the main controlling factors for rill-interrill erosion, whilst the stream power index, plan curvature and the topographic wetness index were the most important independent variables for gullies. Finally, an ROC plot analysis made it possible to define a threshold value to classify cells according to the presence/absence of the two erosion processes. Hence, by heuristically combining the resulting rill-interrill erosion and gully erosion susceptibility maps, an integrated water erosion susceptibility map was created. The



    Quality management banking perspective is extremely interesting, from the point of view of the activities specific, and of the permanent area competition improvement. Banks being aware of the quality problems also lead to the appearance and requirement of

  18. NRAO Green Bank Telescope (GBT)

    Federal Laboratory Consortium — The largest fully steerable telescope in the world - the Robert C. Byrd Green Bank Telescope, began observations in Green Bank, West Virginia in 2000and is a wonder...

  19. Bank service management in Ghana

    Kuada, John; Narteh, Bedman


    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  20. A Banking System in Transition



    THE four large state-owned commercial banks - the Industrial and Commercial Bank of China, the Bank of China, the Construction Bank of China, and the Agricultural Bank of China, constitute the backbone of the Chinese banking system. Owing to low efficiency, lack of capital, and a high rate of bad debts over time, however, the system was weak and ineffective. In order to redress the situation, late last century the Chinese government launched reforms to streamline these four commercial banks and their operations. The banks subsequently set up asset management companies to buy back and resolve non-performing assets. Their operational structure was also upgraded and optimized so as to improve management efficiency and economic performance.

  1. Bank service management in Ghana

    Kuada, John; Narteh, Bedman


    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  2. Banking Scandals Force Governance Issue


    @@ The spate of recent scandals in the banking sector again raises the question of whether corporate governance in banks has been improved to a degree whereby ESOP is a correct and timely consideration.

  3. Hydrological Data Banking for Sustainable Development in Nigeria: An Overview

    Ocheri Maxwell


    Full Text Available This paper examines the importance of hydrological data banking for sustainable development in Nigeria. Water related projects have failed woefully in Nigeria because they are executed without recourse to or lack of relevant hydrological data. Hydrologists primarily are saddled with the responsibilities of data gathering, processing, storage and retrieval on all components of the hydrological cycle such as precipitation, evaporation, runoff, infiltration, stream flow to mention a few. This however can only be done when hydrologists are adequately trained and efficient hydrological gauging stations with up to date equipment are established. The current situation in Nigeria is that hydrological data banking is lacking which is linked with inadequate and inefficient guaging stations and trained manpower. There is the need to make hydrological data collection, processing, storage/retrieval and banking for sustainable development a must in Nigeria. Government and relevant agencies and institutions need to step up action in this wise.

  4. Banking On People

    Manpower, 1970


    In July 1968, the First National City Bank in New York (Citibank) received a government contract to train the disadvantaged by providing orientation, counseling, job related education, supervisor training, child care, transportation, and some medical and dental care. The Job Opportunities in the Business Sector Program (JOBS) stipulated pay of $70…

  5. Trilogy of China's Banking


    @@ Banks of China will face declining profit rate and slightly increasing non-performing loans ratio in a short term during 2009, but government policies will reduce the negative impact of financial crisis, and China's financial environment is still relatively safe in a global comparison.

  6. Banking on Diversity

    Roach, Ronald


    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  7. Replacing America's Job Bank

    Vollman, Jim


    The Job Central National Labor Exchange ( has become the effective replacement for America's Job Bank with state workforce agencies and, increasingly, with community colleges throughout the country. The American Association of Community Colleges (AACC) has formed a partnership with Job Central to promote its use throughout the…

  8. Kosovo Banking Paradox

    Florin Aliu


    Full Text Available Kosovo does not have a bond market, which would enable companies, people and other economic agents to have access to it, that would have been a substitute for the companies to get other sources of funds beside banking sector. The Kosovo economy has only one source of institutional money injected into the economy and that is the banking industry. Bringing back the money of Kosovo Pension and Saving Trust (KPST to Kosovo would have been a huge injection for the economy to raise GDP and lower unemployment. Since the companies in Kosovo contain a lot of asymmetric information within their financial statements, clearing the way for KPST how to allocate their investments in Kosovo would be through alleviating asymmetric information. The paper stands on the general concepts of the asymmetric information and how to alleviate it within the financial market and particularly within the bond market. The other part of the paper concentrates on theoretical framework how to eliminate asymmetricbinformation for the companies who want to get funding from KPST. Therefore, it is necessary to have healthy banks and a better environment to have a sound bond market. On the other hand, the bond market may increase the health of banks by enhancing market competition.

  9. Banking on Diversity

    Roach, Ronald


    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  10. Replacing America's Job Bank

    Vollman, Jim


    The Job Central National Labor Exchange ( has become the effective replacement for America's Job Bank with state workforce agencies and, increasingly, with community colleges throughout the country. The American Association of Community Colleges (AACC) has formed a partnership with Job Central to promote its use throughout the…

  11. Wetlands Mitigation Banking Concepts


    the financial risk associated with are normally established in advance, mitigation permitted activities. banks eliminate the lag time between loss natural state or to an enhanced condition and techniques. None of the traditional wetlands begin to amass bankable credits has also been management

  12. Four Women Bank Directors


    FOUR of the five directors of state banks in Beihai City in Guangxi Zhuang Autonomous Region are women. These women show that women are no longer only able to manage family finance, but they are able to take charge of the important responsibility for state finance. The mayor of Beihai City calls them the city’s outstanding financial affairs managers.


    UBS, CERN branch


    UBS SA, formerly Société de Banque Suisse (Swiss Bank Corporation), which has been providing banking services on the CERN site since 1954, is delighted to continue its financial partnership with the CERN personnel. Recent trends in payment methods - a decline in the use of cash combined with an increase in the use of 'virtual money', credit or payment cards and e-banking - have led UBS SA to place greater emphasis on customer services compared with conventional, over-the-counter transactions. Since our customers' banking habits have also changed, we will be implementing the following changes at our CERN offices: Building 500: conversion work will shortly be commencing to provide a comfortable and well-appointed customer services area offering, in particular, greater privacy, as well as two counters. Throughout the work, every measure will be taken to minimise inconvenience to our customers. Building 504: owing to the improvements to be made to our Building 500 premises, we will hencef...

  14. The Educational Opportunity Bank.

    Jellema, William W.

    The Educational Opportunity Bank (EOB) has received short shrift among educators and many objections have been raised to establishing it. Among these are the workability of the plan, the problem for women borrowers, and the creation of a new force--student financial power - in opposition to the influence of the Federal Government. Though…

  15. Integrative neural networks models for stream assessment in restoration projects

    Gazendam, Ed; Gharabaghi, Bahram; Ackerman, Josef D.; Whiteley, Hugh


    Stream-habitat assessment for evaluation of restoration projects requires the examination of many parameters, both watershed-scale and reach-scale, to incorporate the complex non-linear effects of geomorphic, riparian, watershed and hydrologic factors on aquatic ecosystems. Rapid geomorphic assessment tools used by many jurisdictions to assess natural channel design projects seldom include watershed-level parameters, which have been shown to have a significant effect on benthic habitat in stream systems. In this study, Artificial Neural Network (ANN) models were developed to integrate complex non-linear relationships between the aquatic ecosystem health indices and key watershed-scale and reach-scale parameters. Physical stream parameters, based on QHEI parameters, and watershed characteristics data were collected at 112 sites on 62 stream systems located in Southern Ontario. Benthic data were collected separately and benthic invertebrate summary indices, specifically Hilsenhoff's Biotic Index (HBI) and Richness, were determined. The ANN models were trained on the randomly selected 3/4 of the dataset of 112 streams in Ontario, Canada and validated on the remaining 1/4. The R2 values for the developed ANN model predictions were 0.86 for HBI and 0.92 for Richness. Sensitivity analysis of the trained ANN models revealed that Richness was directly proportional to Erosion and Riparian Width and inversely proportional to Floodplain Quality and Substrate parameters. HBI was directly proportional to Velocity Types and Erosion and inversely proportional to Substrate, % Treed and 1:2 Year Flood Flow parameters. The ANN models can be useful tools for watershed managers in stream assessment and restoration projects by allowing consideration of watershed properties in the stream assessment.

  16. Conventional and anti-erosion fluoride toothpastes: effect on enamel erosion and erosion-abrasion.

    Ganss, C; Lussi, A; Grunau, O; Klimek, J; Schlueter, N


    New toothpastes with anti-erosion claims are marketed, but little is known about their effectiveness. This study investigates these products in comparison with various conventional NaF toothpastes and tin-containing products with respect to their erosion protection/abrasion prevention properties. In experiment 1, samples were demineralised (10 days, 6 × 2 min/day; citric acid, pH 2.4), exposed to toothpaste slurries (2 × 2 min/day) and intermittently stored in a mineral salt solution. In experiment 2, samples were additionally brushed for 15 s during the slurry immersion time. Study products were 8 conventional NaF toothpastes (1,400-1,490 ppm F), 4 formulations with anti-erosion claims (2 F toothpastes: NaF + KNO(3) and NaF + hydroxyapatite; and 2 F-free toothpastes: zinc-carbonate-hydroxyapatite, and chitosan) and 2 Sn-containing products (toothpaste: 3,436 ppm Sn, 1,450 ppm F as SnF(2)/NaF; gel: 970 ppm F, 3,030 ppm Sn as SnF(2)). A mouth rinse (500 ppm F as AmF/NaF, 800 ppm Sn as SnCl(2)) was the positive control. Tissue loss was quantified profilometrically. In experiment 1, most NaF toothpastes and 1 F-free formulation reduced tissue loss significantly (between 19 and 42%); the Sn-containing formulations were the most effective (toothpaste and gel 55 and 78% reduction, respectively). In experiment 2, only 4 NaF toothpastes revealed significant effects compared to the F-free control (reduction between 29 and 37%); the F-free special preparations and the Sn toothpaste had no significant effect. The Sn gel (reduction 75%) revealed the best result. Conventional NaF toothpastes reduced the erosive tissue loss, but had limited efficacy regarding the prevention of brushing abrasion. The special formulations were not superior, or were even less effective.


    Chi-hua HUANG; Fenli ZHENG


    This paper highlights past efforts in developing erosion process concepts that lead to the development of the current process-based erosion prediction model, i.e., WEPP. Recent progress includes the development of a multiple-box system that can simulate hillslope hydrologic conditions. Laboratory procedures enable the quantification of near-surface hydrologic effects, i.e.,artesian seepage vs. drainage, on the soil erosion process and sediment regime, flow hydraulics, and sediment transport and deposition processes. These recent findings improve soil erosion science and provide new erosion control strategies that may have additional environmental benefits relative to the traditional erosion control practices. The paper also discusses the potential impacts of the erosion process on erosion model development and future research directions of soil erosion process research and model development.

  18. Do Central Banks Need Capital?

    Peter Stella


    Central banks may operate perfectly well without capital as conventionally defined. A large negative net worth, however, is likely to compromise central bank independence and interfere with its ability to attain policy objectives. If society values an independent central bank capable of effectively implementing monetary policy, recapitalization may become essential. Proper accounting practice in determining central bank profit or loss and rules governing the transfer of the central bank’s ope...

  19. Innovative Secure Mobile Banking Services

    Mousa T AL-Akhras; Rizik Al-Sayyed; Marwah Alian; Doaa Qwasmi


    Due to the widespread use of computer technologies in almost all aspects of life, organisations that are connected to the Internet started extending their services to their customers to include new applications and services that satisfy their customers’ desires to make better businesses. One of these emerging applications is mobile banking. The term mobile banking (or m-banking) describes the banking services that the user can perform via a mobile device ubiquitously at anytime and from anywh...


    Siswati -


    Penelitian ini bertujuan untuk mendeskripsikan karakteristik Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Sertifikat Wadiah Bank Indonesia (SWBI), dan penyaluran dana Bank Syariah Mega Indonesia. Serta untuk menganalisis pengaruh DPK, NPF, dan bonus SWBI secara simultan maupun parsial terhadap penyaluran dana yang diberikan oleh Bank Syariah Mega Indonesia. Sampel dalam penelitian ini adalah laporan keuangan bulanan Bank Syariah Mega Indonesia tahun 2005-2007. Hasil penelitan ini ...

  1. One Bank,Two Markets


    The Agricultural Bank of China (ABC),the only non-listed bank among China’s"big four"state-owned commercial banks,is currently un- der the glare of the reform spotlight.This follows on the heals of Premier Wen Jiabao’s announcement during his government work report in March, that a shareholding system will be introduced in the bank and its role in serving agriculture,farmers and rural areas will remain unchanged.

  2. Scrum methodology in banking environment

    Strihová, Barbora


    Bachelor thesis "Scrum methodology in banking environment" is focused on one of agile methodologies called Scrum and description of the methodology used in banking environment. Its main goal is to introduce the Scrum methodology and outline a real project placed in a bank focused on software development through a case study, address problems of the project, propose solutions of the addressed problems and identify anomalies of Scrum in software development constrained by the banking environmen...

  3. Chinese Commercial Banks Risk Management Practices: A Research in China Banking Risk Management

    Wang, Xiaoling


    This dissertation uses a qualitative research approach, and examines the importance and its current situation of banks risk management in China banking. The commercial banking analysis covers China state-own commercial banks and joint-stock commercial banks as well as local city commercial banks, but mainly analysis stems from state-owned and joint-stock commercial banks, excluding foreign banks in China. In addition, this dissertation reveals that China Center Bank and China Bank Regulatory ...

  4. A Bayesian Hierarchical Modeling Scheme for Estimating Erosion Rates Under Current Climate Conditions

    Lowman, L.; Barros, A. P.


    Computational modeling of surface erosion processes is inherently difficult because of the four-dimensional nature of the problem and the multiple temporal and spatial scales that govern individual mechanisms. Landscapes are modified via surface and fluvial erosion and exhumation, each of which takes place over a range of time scales. Traditional field measurements of erosion/exhumation rates are scale dependent, often valid for a single point-wise location or averaging over large aerial extents and periods with intense and mild erosion. We present a method of remotely estimating erosion rates using a Bayesian hierarchical model based upon the stream power erosion law (SPEL). A Bayesian approach allows for estimating erosion rates using the deterministic relationship given by the SPEL and data on channel slopes and precipitation at the basin and sub-basin scale. The spatial scale associated with this framework is the elevation class, where each class is characterized by distinct morphologic behavior observed through different modes in the distribution of basin outlet elevations. Interestingly, the distributions of first-order outlets are similar in shape and extent to the distribution of precipitation events (i.e. individual storms) over a 14-year period between 1998-2011. We demonstrate an application of the Bayesian hierarchical modeling framework for five basins and one intermontane basin located in the central Andes between 5S and 20S. Using remotely sensed data of current annual precipitation rates from the Tropical Rainfall Measuring Mission (TRMM) and topography from a high resolution (3 arc-seconds) digital elevation map (DEM), our erosion rate estimates are consistent with decadal-scale estimates based on landslide mapping and sediment flux observations and 1-2 orders of magnitude larger than most millennial and million year timescale estimates from thermochronology and cosmogenic nuclides.

  5. Quantifying and modeling soil erosion and sediment export from construction sites in southern California

    Wernet, A. K.; Beighley, R. E.


    Soil erosion is a power process that continuously alters the Earth's landscape. Human activities, such as construction and agricultural practices, and natural events, such as forest fires and landslides, disturb the landscape and intensify erosion processes leading to sudden increases in runoff sediment concentrations and degraded stream water quality. Understanding soil erosion and sediment transport processes is of great importance to researchers and practicing engineers, who routinely use models to predict soil erosion and sediment movement for varied land use and climate change scenarios. However, existing erosion models are limited in their applicability to constructions sites which have highly variable soil conditions (density, moisture, surface roughness, and best management practices) that change often in both space and time. The goal of this research is to improve the understanding, predictive capabilities and integration of treatment methodologies for controlling soil erosion and sediment export from construction sites. This research combines modeling with field monitoring and laboratory experiments to quantify: (a) spatial and temporal distribution of soil conditions on construction sites, (b) soil erosion due to event rainfall, and (c) potential offsite discharge of sediment with and without treatment practices. Field sites in southern California were selected to monitor the effects of common construction activities (ex., cut/fill, grading, foundations, roads) on soil conditions and sediment discharge. Laboratory experiments were performed in the Soil Erosion Research Laboratory (SERL), part of the Civil and Environmental Engineering department at San Diego State University, to quantify the impact of individual factors leading to sediment export. SERL experiments utilize a 3-m by 10-m tilting soil bed with soil depths up to 1 m, slopes ranging from 0 to 50 percent, and rainfall rates up to 150 mm/hr (6 in/hr). Preliminary modeling, field and laboratory

  6. Banking on women's spirit.

    Yunus, M


    An interview with Professor Mummadad Yunus, Managing Director of the Grameen Bank, revealed that he has provided loans to poor women in Bangladesh since 1976 and that the Grameen Bank has continued his work since 1983. The idea behind the banking system is that poor people without traditionally accepted collateral are good credit risks. In 1993, the Grameen Bank had operations in 33,000 out of a possible 68,000 villages in Bangladesh. The operations include 1030 branches and a staff of 12,000 people. 1.6 million people are recipients of loans, of whom 94% are women. The population served is the poorest and has no experience in income generation. Conclusions drawn from this experience are that women are better managers of resources and are more serious entrepreneurs than men and that the benefits of loan programs for the poor go directly to children and households. Women's self-image suffers from negative social conceptions, and one task is to convince women of their value, skills, and possibility of advancement. The bank philosophy rests with the belief that all human beings are a "treasure of potential possibilities." Women are advised to protect their money and marriage and not to sacrifice one for the other. Husbands initially are against money going to wives, but eventually they understand that the family benefits. Over 200,000 loans have been made for the provision of housing. The loan requirement is that the woman must own the land on which the house is built. Husband's have the opportunity to transfer title of the land to the wife. Ownership of land provides security for the wife.

  7. Readiness for banking technologies in developing countries

    banking, internet banking and automated teller machine (ATM) banking to ... businesses in developing countries are building unique ways to market products ... characteristics such as technology readiness, it is therefore important for banks in.

  8. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...


    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Loans and chartered territory-Farm Credit Banks... ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Chartered Territories § 614.4070 Loans and chartered territory—Farm Credit Banks, agricultural credit banks, Federal land bank associations,...

  9. 78 FR 20643 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company


    ... Central Bank and Trust, Lander, Wyoming; CenBank, Buffalo Lake, Minnesota; and VH Bancorporation, Inc... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the...

  10. The tectonic development and erosion of the Knox Subglacial Sedimentary Basin, East Antarctica

    Maritati, A.; Aitken, A. R. A.; Young, D. A.; Roberts, J. L.; Blankenship, D. D.; Siegert, M. J.


    Sedimentary basins beneath the East Antarctic Ice Sheet (EAIS) have immense potential to inform models of the tectonic evolution of East Antarctica and its ice-sheet. However, even basic characteristics such as thickness and extent are often unknown. Using airborne geophysical data, we resolve the tectonic architecture of the Knox Subglacial Sedimentary Basin in western Wilkes Land. In addition, we apply an erosion restoration model to reconstruct the original basin geometry for which we resolve geometry typical of a transtensional pull-apart basin. The tectonic architecture strongly indicates formation as a consequence of the rifting of India from East Gondwana from ca. 160-130 Ma, and we suggest a spatial link with the western Mentelle Basin offshore Western Australia. The erosion restoration model shows that erosion is confined within the rift margins, suggesting that rift structure has strongly influenced the evolution of the Denman and Scott ice streams.

  11. Bank risk, bailouts and ambiguity

    Nijskens, R.G.M.


    The theoretical analysis in the second part investigates the effect of liquidity assistance and bailouts on bank risk taking and liquidity choice. Furthermore, it explores the possibilities for central banks to create ambiguity about liquidity assistance, thereby influencing bank choices. The result

  12. Foreign Banks: Trends and Impact

    Claessens, S.; van Horen, N.


    Over the past two decades, foreign banks have become much more important in domestic financial intermediation, heightening the need to understand their behavior. We introduce a new, comprehensive database, made publicly available, on bank ownership (including the home country of foreign banks) for 5

  13. Can taxes tame the banks?

    Devereux, Michael P.; Johannesen, Niels; Vella, John

    In the wake of the financial crisis, a number of countries have introduced levies on bank borrowing with the aim of reducing risk in the financial sector. This paper studies the behavioral responses to the bank levies and evaluates the policy. We find that the levies induced banks to borrow less ...

  14. Determinants of bank profitability: Evidence from the Greek banking sector

    Alexiou Constantinos


    Full Text Available This paper investigates the effects of bank-specific and macroeconomic determinants of bank profitability, using an empirical framework that incorporates the traditional Structure-Conduct- Performance (SCP hypothesis. A panel data approach has been adopted and effectively applied to six Greek banks. The evidence generated suggests that for any consistent or systematic size the profitability relationship is relatively weak. Most of the bank-specific determinants were found to significantly affect bank profitability. A more ambiguous picture emerged when the macroeconomic factors were considered.

  15. Geochemical budget of erosion in the Himalayan system

    France-Lanord, C.; Lupker, M.; Lavé, J.


    sequestration is limited, or (3) that we overestimate the Al/Si of the HSC. Hypothesis (1) is ruled out by average Siwalik composition or pebble compositions that are enriched in quartz. For hypothesis (3) there is no direct control on USC composition but the average composition of suspended sediments from Himalayan streams, where sediment sorting is limited by turbulence yields Al/Si ratio similar to that of HSC. Therefore, assuming reasonable values for both HSC and floodplain, we suggest that about 10% of the Himalayan erosion flux is presently sequestered in the floodplain. Chemical erosion is revealed by the evolution of sediment composition from the Himalaya to the delta showing a progressive depletion in mobile elements (Na, K, Ca) consistent with progressive weathering of alkaline silicate and carbonate. Quantifying the chemical erosion however requires a careful analysis of the data set, as source effects interfere with weathering proxies such as K/Si, Na/Si. These effects are related to mixing of Himalayan sediments with sediment from the Siwalik or southern tributaries. Quantification of the weathering requires to evaluate the difference between HSC and river sediment.Using detrital sediments to trace weathering and erosion however holds strong promises as, if well modelled, it will enable the use of widely available sedimentary records to address paleo-erosion and weathering studies.

  16. Responses of chemical erosion rates to transient perturbations in physical erosion rates, and implications for relationships between chemical and physical erosion rates in regolith-mantled hillslopes

    Ferrier, Ken L.; West, Nicole


    Understanding the relationship between chemical erosion rates (W) and physical erosion rates (E) is of wide interest due to their roles in driving landscape evolution, supplying nutrients to soils and streams, and modulating the global carbon cycle. Measured relationships between W and E vary around the globe, with some regions exhibiting positive correlations between W and E, some negative correlations, and others no correlation within uncertainty. Here we use a numerical model for mineral weathering in well-mixed ridgetop regolith to explore how complex W- E relationships can be generated by simple transient perturbations in E. We show that a Gaussian perturbation in E can produce positive or negative responses in W, and can result in a variety of hysteresis loops - clockwise, counterclockwise, or figure-eight - in plots of W against E. The nature of the transient response depends on the shape of the steady-state W- E relationship, which is set by regolith mineralogy, and the ratio of E to the maximum possible regolith production rate. The response time of W is controlled by the response time of soluble mineral concentrations at low E, where soluble mineral concentrations are low, and by the response time of regolith thickness at high E, where regolith thickness is low. These complex W- E relationships arise in the absence of variations in climate and lithology, which suggests that transients may account for some of the observed differences in W- E relationships among field sites, even among sites that share the same climate and lithology.

  17. Erosion

    Slotte, Mikael


    Rosenlunds sandbankar är ett naturskyddsområde mellan Jönköping och Huskvarna som rasar med ungefär 30 cm per år. Platsen tillåts att årligen krympa men inte att användas. Det görs inga större ansatser för att dokumentera den för framtida generationer eller synliggöra den för nu levande generationer. I detta examensarbete undersöks ett naturligt fenomen som kommer att påverka civilisationer i tusentals år. Examensarbetet syftar i första hand till att återintroducera en bortglömd plats och bes...

  18. Validating and Improving Interrill Erosion Equations

    Zhang, Feng-Bao; Wang, Zhan-Li; Yang, Ming-Yi


    Existing interrill erosion equations based on mini-plot experiments have largely ignored the effects of slope length and plot size on interrill erosion rate. This paper describes a series of simulated rainfall experiments which were conducted according to a randomized factorial design for five slope lengths (0.4, 0.8, 1.2, 1.6, and 2 m) at a width of 0.4 m, five slope gradients (17%, 27%, 36%, 47%, and 58%), and five rainfall intensities (48, 62.4, 102, 149, and 170 mm h−1) to perform a systematic validation of existing interrill erosion equations based on mini-plots. The results indicated that the existing interrill erosion equations do not adequately describe the relationships between interrill erosion rate and its influencing factors with increasing slope length and rainfall intensity. Univariate analysis of variance showed that runoff rate, rainfall intensity, slope gradient, and slope length had significant effects on interrill erosion rate and that their interactions were significant at p = 0.01. An improved interrill erosion equation was constructed by analyzing the relationships of sediment concentration with rainfall intensity, slope length, and slope gradient. In the improved interrill erosion equation, the runoff rate and slope factor are the same as in the interrill erosion equation in the Water Erosion Prediction Project (WEPP), with the weight of rainfall intensity adjusted by an exponent of 0.22 and a slope length term added with an exponent of −0.25. Using experimental data from WEPP cropland soil field interrill erodibility experiments, it has been shown that the improved interrill erosion equation describes the relationship between interrill erosion rate and runoff rate, rainfall intensity, slope gradient, and slope length reasonably well and better than existing interrill erosion equations. PMID:24516624

  19. GREAT I (Great River Environmental Action Team) Sediment and Erosion Work Group Appendix. Upper Mississippi River (Head of Navigation to Guttenberg, Iowa).


    alternativo . Jttn-oy MAP. Ell .1- 4. Aquati,- ha1ttt iS iot In1ST C, ’irIlish bas-line data, identify .Cniv.Cr’ so.hepoei’t i..t (A -tt", 1. 2. r~~itfIa’ r.a...Under this program, rock riprap is placed at main channel border areas to prevent bank erosion and secondary movement of dredged material caused...wind, or other erosive agents move soil or rock from slopes that have not been disturbed by man. Geologic erosion created many of our natural


    Yaser Taufik Syamlan


    Objectives – this research is aimed to compare those epistemological bases to the mindset of Islamic Bank and try to drive the philosophy in practical operation whether based on the Fractional Reserve Banking Sytem (RBS) or 100...

  1. Bank Insolvency Procedures and Market Discipline in European Banking

    Angkinand, Apanard; Wihlborg, Clas


    Predetermined, operational procedures for dealing with banks in distress are conspicuously absent across the world with very few exceptions. Instead governments and regulatory authorities intervene when banks approach failure. Bail-outs of important creditors, sometimes including shareholders......, and blanket guarantees for creditors become the norm. We argue that efficient incentives of banks' creditors, as well as of shareholders and managers, require predetermined rules for dealing with banks in distress, and a group of creditors that are credibly non-insured. Cross-border banking increases the need...... for pre-determined bank insolvency procedures that could enable banks to expand cross-border in branches. In the empirical part we show that credibility of non-insurance is maximized with a partial deposit insurance scheme, and that the coverage can be decreased if effective rule-based distress resolution...

  2. Factors Affecting Bank Switching Intentions in E-Banking

    Leyla ÖZER


    Full Text Available The purpose of this research is to identify and examine the factors that contribute to bank switching intentions of e-banking customers and whether these intentions differ according to demographic characteristics (age, gender, education, marital status and income levels of customers. Regression results suggested that customer dissatisfaction, low service quality, high price, unfavorable bank reputation, limited product variety and involuntary switching factors were positively related to customers’ bank switching intentions in e-banking. On the other hand, promotion efforts were negatively related to customers’ switching intentions. In addition to this, bank switching intentions were revealed to be differing according to education levels. Bank switching intentions of well-educated customers were tend to be higher, while age, gender, marital status and income level didn’t make a difference on intentions. Based on the empirical results of current study, we will provide several theoretical and managerial implications in the area of service industry.

  3. Percent Agriculture Adjacent to Streams

    U.S. Environmental Protection Agency — The type of vegetation along a stream influences the water quality in the stream. Intact buffer strips of natural vegetation along streams tend to intercept...

  4. Percent Forest Adjacent to Streams

    U.S. Environmental Protection Agency — The type of vegetation along a stream influences the water quality in the stream. Intact buffer strips of natural vegetation along streams tend to intercept...

  5. Hydraulic characteristics and sediment generation on slope erosion in the Three Gorges Reservoir Area, China

    Qian Feng


    Full Text Available Hydrological processes play important roles in soil erosion processes of the hillslopes. This study was conducted to investigate the hydrological processes and the associated erosional responses on the purple soil slope. Based on a comprehensive survey of the Wangjiaqiao watershed in the Three Gorges Reservoir, four typical slope gradients (5°, 10°, 15°and 20° were applied to five rainfall intensities (0.6, 1.1, 1.61, 2.12 and 2.54 mm·min-1. The results showed that both surface and subsurface runoff varied greatly depending on the rainfall intensity and slope gradient. Surface runoff volume was 48.1 to 280.1 times of that for subsurface runoff. The critical slope gradient was about 10°. The sediment yield rate increased with increases in both rainfall intensity and slope gradient, while the effect of rainfall intensity on the sediment yield rate was greater than slope gradient. There was a good linear relationship between sediment yield rate and Reynolds numbers, flow velocity and stream power, while Froude numbers, Darcy-Weisbach and Manning friction coefficients were not good hydraulic indicators of the sediment yield rate of purple soil erosion. Among the three good indicators (Re, v and w, stream power was the best predictor of sediment yield rate (R2 = 0.884. Finally, based on the power regression relationship between sediment yield rate, runoff rate, slope gradient and rainfall intensity, an erosion model was proposed to predict the purple soil erosion (R2 = 0.897. The results can help us to understand the relationship between flow hydraulics and sediment generation of slope erosion and offer useful data for the building of erosion model in purple soil.

  6. Developing an Erosion Rate Map for Myanmar Using USLE, GIS and Remote Sensing

    Emtehani, Sobhan; Rutten, Martine


    Predicting erosion and estimating sediment loads in rivers are of major tasks in water resources system planning and management. In Myanmar erosion and collapse of river banks is common during the rainy season and riverine communities are frequently forced to relocate as their homes are dangerously close to the disintegrating river banks (Mann 2013). Myanmar is one of climatically most diverse countries located in Southeast Asia, where sheet, rill, and gully erosion affect crop yields as well as livelihood strategies of many people (Htwe, Brinkmann et al. 2015). In Myanmar, soil erosion measurement and monitoring approaches are increasingly important for land management planning to effectively avoid erosion and soil degradation, but such monitoring is limited by the availability of data and budgetary constraints. Therefore, spatial modeling approaches using GIS and remote sensing techniques play an important role for rapid risk assessments (Htwe 2016). In this study ''Model Builder'' tool in ArcGIS was used to create a model which generates an erosion rate map using Universal Soil Loss Equation (USLE). USLE is the product of five factors: rainfall erosivity factor (R), soil erodibility factor (K), slope length and steepness factor (LS), crop management factor (C), and support practice factor (P). Input data files for this model were acquired from online open source databases. Precipitation data was downloaded from Tropical Rainfall Measuring Mission (TRMM) for calculation of R factor. The resolution of TRMM data is very coarse (0.25 degree × 0.25 degree), therefore it was spatially downscaled by developing a relation between TRMM and Normalized Difference Vegetation Index (NDVI) using regression analysis method. Soil maps depicting percentages of sand, clay and silt were obtained from soilgrids website for calculation of K factor. Digital Elevation Model (DEM) with resolution of 90 meters was taken from Shuttle Radar Topography Mission (SRTM) for calculation of LS

  7. 12 CFR 2.5 - Bank compensation.


    ... the bank's loan customers. (b) Income derived from credit life insurance sales to loan customers may... seq., or to a trust for the benefit of all shareholders, provided that the bank receives reasonable... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Bank compensation. 2.5 Section 2.5 Banks...

  8. 12 CFR 204.121 - Bankers' banks.


    ... Federal Home Loan Bank, or in the National Credit Union Administration Central Liquidity Facility if the... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Bankers' banks. 204.121 Section 204.121 Banks... REQUIREMENTS OF DEPOSITORY INSTITUTIONS (REGULATION D) Interpretations § 204.121 Bankers' banks. (a)(1)...

  9. Are Chinese Banks Ready for Foreigners?


    Banking reform is crucial to China, as banks dominate the country's financial system. The banking sector is dominated by four state-owned commercial banks-the ICBC, the CCB, the BOC, and the Agricultural Bank of China (ABC). The listing of the Bank of Communications (BOCOM), China's fifth

  10. Channel erosion in a rapidly urbanizing region of Tijuana, Mexico: Enlargement downstream of channel hardpoints

    Taniguchi, Kristine; Biggs, Trent; Langendoen, Eddy; Castillo, Carlos; Gudiño, Napoleon; Yuan, Yongping; Liden, Douglas


    Urban-induced erosion in Tijuana, Mexico, has led to excessive sediment deposition in the Tijuana Estuary in the United States. Urban areas in developing countries, in contrast to developed countries, are characterized by much lower proportions of vegetation and impervious surfaces due to limited access to urban services such as road paving and landscaping, and larger proportions of exposed soils. In developing countries, traditional watershed scale variables such as impervious surfaces may not be good predictors of channel enlargement. In this research, we surveyed the stream channel network of an erodible tributary of the Tijuana River Watershed, Los Laureles Canyon, at 125 locations, including repeat surveys from 2008. Structure from Motion (SfM) and 3D photo-reconstruction techniques were used to create digital terrain models of stream reaches upstream and downstream of channel hardpoints. Channels are unstable downstream of hardpoints, with incision up to 2 meters and widening up to 12 meters. Coordinated channelization is essential to avoid piece-meal approaches that lead to channel degradation. Watershed impervious area is not a good predictor of channel erosion due to the overriding importance of hardpoints and likely to the high sediment supply from the unpaved roads which prevents channel erosion throughout the stream network.

  11. Simulated wood budgets in two mountain streams

    Hassan, Marwan A.; Bird, Stephen; Reid, David; Hogan, Daniel


    Large wood (LW) recruitment, transport, and storage were evaluated over a century in Gregory and Riley creeks (Haida Gwaii, British Columbia) by modeling a reach-scale LW budget using two frameworks for output: LW loss through decay and downstream transport, and loss through depletion. At reach and at watershed scales, mass movement and bank erosion dominated inputs, and fluvial transport was an important flux term in several reaches. Large wood recruitment by mortality was relatively minor in comparison. Large proportions of the in-channel LW were stored in jams with a mean age of 40-50 years. Overall, both modeling approaches yielded reasonable stored LW predictions in the study creeks, with the omission/inclusion of transport responsible for the largest differences between models. Modeled storage generally was within 30% of that measured in the field, and our results illustrate the large temporal variation in storage resulting from episodic inputs of LW from hillslopes.

  12. Comparative Study on the Banking Performances at BCR ERSTE BANK, BRD – GSG and Raiffeisen Bank

    Claudia MITITELU


    Full Text Available This paper aims to make a comparison between the performances of three banks in the banking system in Romania, considered the most representative but also to achieve their classifications and identify correlations between a number of used indicators and indicators expressing banking performance.

  13. Sharing China's Bank Restructuring Bill

    Guonan Ma


    This paper addresses the questions related to the cost of China's bank restructuring and how it has been financed. We first propose a framework for recognizing losses. Then, we examine the recent major moves by the Chinese Government to repair the country's bank balance sheets. Finally, we explore the implications of the Chinese Government's methods of funding bank restructuring. We find that the Chinese Government has been decisive in confronting the costly task of bank restructuring. So far, Chinese taxpayers have paid most of the bill for bank restructuring.

  14. Groundwater Discharge along a Channelized Coastal Plain Stream

    LaSage, Danita M [Ky Dept for natural resources, Div of Mine Permits; Sexton, Joshua L [JL Sexton and Son; Mukherjee, Abhijit [Univ of Tx, Jackson School of Geosciences, Bur of Econ. Geology; Fryar, Alan E [Univ of KY, Dept of Earth and Geoligical Sciences; Greb, Stephen F [Univ of KY, KY Geological Survey


    In the Coastal Plain of the southeastern USA, streams have commonly been artificially channelized for flood control and agricultural drainage. However, groundwater discharge along such streams has received relatively little attention. Using a combination of stream- and spring-flow measurements, spring temperature measurements, temperature profiling along the stream-bed, and geologic mapping, we delineated zones of diffuse and focused discharge along Little Bayou Creek, a channelized, first-order perennial stream in western Kentucky. Seasonal variability in groundwater discharge mimics hydraulic-head fluctuations in a nearby monitoring well and spring-discharge fluctuations elsewhere in the region, and is likely to reflect seasonal variability in recharge. Diffuse discharge occurs where the stream is incised into the semi-confined regional gravel aquifer, which is comprised of the Mounds Gravel. Focused discharge occurs upstream where the channel appears to have intersected preferential pathways within the confining unit. Seasonal fluctuations in discharge from individual springs are repressed where piping results in bank collapse. Thereby, focused discharge can contribute to the morphological evolution of the stream channel.

  15. Dilution and volatilization of groundwater contaminant discharges in streams

    Aisopou, Angeliki; Bjerg, Poul L.; Sonne, Anne T.; Balbarini, Nicola; Rosenberg, Louise; Binning, Philip J.


    An analytical solution to describe dilution and volatilization of a continuous groundwater contaminant plume into streams is developed for risk assessment. The location of groundwater plume discharge into the stream (discharge through the side versus bottom of the stream) and different distributions of the contaminant plume concentration (Gaussian, homogeneous or heterogeneous distribution) are considered. The model considering the plume discharged through the bank of the river, with a uniform concentration distribution was the most appropriate for risk assessment due to its simplicity and limited data requirements. The dilution and volatilization model is able to predict the entire concentration field, and thus the mixing zone, maximum concentration and fully mixed concentration in the stream. It can also be used to identify groundwater discharge zones from in-stream concentration measurement. The solution was successfully applied to published field data obtained in a large and a small Danish stream and provided valuable information on the risk posed by the groundwater contaminant plumes. The results provided by the dilution and volatilization model are very different to those obtained with existing point source models, with a distributed source leading to a larger mixing length and different concentration field. The dilution model can also provide recommendations for sampling locations and the size of impact zones in streams. This is of interest for regulators, for example when developing guidelines for the implementation of the European Water Framework Directive.

  16. Physics of soil erosion at the microscale

    Philippe, Pierre; Cuéllar, Pablo; Brunier-Coulin, Florian; Luu, Li-Hua; Benahmed, Nadia; Bonelli, Stéphane; Delenne, Jean-Yves


    We focus here on the major and always topical issue of soil erosion by fluid flows, and more specifically on the determination of both a critical threshold for erosion occurrence and a kinetics that specifies the rate of eroded matter entrainment. A synthetic state-of-the-art is first proposed with a critical view on the most commonly used methods and erosion models. It is then discussed an alternative strategy, promoting the use of model materials that allow systematic parametric investigations with the purpose of first identifying more precisely the local mechanisms responsible for soil particle erosion and second ultimately quantifying both critical onsets and kinetics, possibly through existing or novel empirical erosion laws. Finally, we present and discuss several examples following this methodology, implemented either by means of experiments or numerical simulations, and coupling erosion tests in several particular hydrodynamical configurations with wisely selected mechanical tests.


    Rafi Shaik


    Full Text Available BACKGROUND The pattern of oral diseases has been influenced by ever changing human lifestyle. Tooth wear especially dental erosion has drawn increasing attention as risk factor for tooth damage or loss in recent years. It is a common condition in primary dentition compared to permanent dentition due to thinner and less mineralised enamel. However, it is more worrying, when this condition is being found in an alarming proportion among children. The presence of dental erosion in children is likely to be associated with a number of general health and dietary factors, but it is also aggravated by the relatively more rapid progression of erosion in the deciduous teeth. An understanding of the aetiologies and risk factors for erosion is important for early recognition of dental erosion to prevent serious irreversible damage to the dentition. This paper discusses the erosion in children with regard to its epidemiology, prevalence, clinical features, measurement and prevention.

  18. Regulating Internet Banking In Nigeria : Problems and Challenges – Part 1

    Abel Ebeh Ezeoha


    Full Text Available The emerging trend in Internet banking in Nigeria is of global concern. For one thing, the Nigerian economy is a strong force in Africa . The country also has a high reputation for Internet-related frauds in the world, having been regarded as the headquarters of Advance Fee Fraud (419. The code ''419'' is named after Section '419' of the Nigerian Criminal Code that deals with "obtaining property by false pretences; Cheating." On the home front, bank frauds, forgeries, money laundry, insider abuse and erosion of public confidence constitute a set of disturbing issues in the present-day Nigerian banking system. This explains why regulation has become of paramount importance in the entire Internet banking development process. This paper examines the current regulatory efforts of the Central Bank of Nigeria to ensure successful practice of Internet banking in Nigeria . It identified lapses in the existing regulations on Internet banking, and argues that without a comprehensive regulation and improved access to information infrastructure, it might be difficult for meaningful advances to be made in this field of banking.

  19. Exposed tree root analysis as a dendrogeomorphic approach to estimating bank retreat at the South River, Virginia

    Stotts, Stephanie; O'Neal, Michael; Pizzuto, James; Hupp, Cliff


    We use a biometric approach based on anatomical changes in the wood of exposed tree roots to quantify riverbank erosion along South River, Virginia, a site where commonly applied techniques for determining bank erosion rates are either not appropriate because of the required spatial scale of analysis (i.e., erosion pins, traditional surveys, LiDAR analysis) or have failed to detect obvious erosion (i.e., photogrammetric techniques). We sampled 73 exposed roots from 22 study reaches and identified the year of exposure macroscopically (2 to 20 times magnification) and microscopically (20 to 100 times magnification), comparing the estimated erosion rates between levels of magnification and to those obtained with photogrammetric techniques. We found no statistical differences between the results of macroscopic and microscopic analyses (t-test, α = 0.01) but encountered difficulty in identifying the year of root exhumation in some samples. When comparing exposed root analysis to photogrammetric techniques, the results indicate that the exposed root approach is a feasible and effective method for estimating annual- to decadal-scale bank erosion. In addition to producing erosion rates statistically indistinguishable from photogrammetric techniques at sites with erosion rates large enough for detection using historical aerial photographs (regression analysis and t-test, α = 0.01), exposed root analysis was able to estimate erosion rates at sites where photogrammetric techniques failed. We also identify deciduous species well suited for this approach (Fraxinus pennsylvanica) and others that prove more problematic (e.g., Acer negundo, Celtis occidentalis, Acer saccharinum). This study is significant because it describes a robust tool that provides insights into annual- to decadal-scale erosion where other commonly applied techniques may not be appropriate or easily applied.




    Full Text Available This study aims to describe the characteristics of Third Party Funds (TPF, Non-Performing Financing (NPF, Bank Indonesia Certificates Wadiah (SWBI, and funds Islamic Bank Mega Indonesia. Moreover to analyze the influence of DPK, NPF, and the bonus SWBI simultaneously or partially on the distribution of funds provided by the Bank Syariah Mega Indonesia. The sample in this study is the monthly financial report of Bank Syariah Mega Indonesia in 2005-2007. The results of this research showed that DPK, NPF, and Bonus SWBI simultaneous effect on the distribution of funds committed by Bank Syariah Mega Indonesia at 99.2% and the remaining 0.8% influenced by other factors that are not revealed in this study. DPK is partially positive and significant effect on the distribution of funds Bank Syariah Mega Indonesia at 98.65%, while the NPF and Bonus SWBI insignificant effect on the partial distribution of funds committed by Bank Syariah Mega Indonesia.