The normalization in the use of solar heaters; La normalizacion en el uso de calentadores solares

Energy Technology Data Exchange (ETDEWEB)

Pilatowsky F, I.; Terrones B, A.; Garcia H, C.R. [Departamento de Sistemas Energeticos, Centro de Investigacion en Energia, UNAM, Mexico, D. F. (Mexico)

1997-12-31

This paper presents the different criteria in the establishment of the standard for the converter devices and solar systems for water heating for domestic, commercial and services use, as well as the criteria needed for the standard required for the installation of the equipment and systems. Together with the former, it discusses the establishment of the criteria for the creation of: training programs, of a regulatory commission for the implementation, follow up and penalties derived of the application of the norm, a legal frame, to regulate the legal relationship among the manufacturers and service providers with the consumers, as well as a permanent program for the diffusion of the characteristics, energy saving and the environmental impact derived of the utilization of solar energy. Additionally, a description is made of the first experimental results obtained in a test bench, where the norm ASHRAE 93-77 was applied. [Espanol] En el presente articulo se presentan los diferentes criterios tanto para el establecimiento de la normatividad de los dispositivos conversores y sistemas solares para el calentamiento de agua para uso domestico, comercial y de servicios, asi como los necesarios para la normatividad requerida en la instalacion de los equipos y sistemas. Aunado a lo anterior se analiza el establecimiento de criterios para la creacion de: programas de capacitacion de una comision reguladora de la implantacion, seguimiento y sanciones derivadas de la aplicacion de la norma, un marco legal, regulador de la relacion juridica entre los fabricantes y prestadores de servicios y los consumidores, asi como un programa permanente de difusion sobre las caracteristicas, ahorro de energia e impacto ambiental derivado del uso de la energia solar. Adicionalmente se describen los primeros resultados experimentales obtenidos en un banco de pruebas, en donde se aplico la normas ASHRAE 93-77.

The normalization in the use of solar heaters; La normalizacion en el uso de calentadores solares

Energy Technology Data Exchange (ETDEWEB)

Pilatowsky F, I; Terrones B, A; Garcia H, C R [Departamento de Sistemas Energeticos, Centro de Investigacion en Energia, UNAM, Mexico, D. F. (Mexico)

1998-12-31

This paper presents the different criteria in the establishment of the standard for the converter devices and solar systems for water heating for domestic, commercial and services use, as well as the criteria needed for the standard required for the installation of the equipment and systems. Together with the former, it discusses the establishment of the criteria for the creation of: training programs, of a regulatory commission for the implementation, follow up and penalties derived of the application of the norm, a legal frame, to regulate the legal relationship among the manufacturers and service providers with the consumers, as well as a permanent program for the diffusion of the characteristics, energy saving and the environmental impact derived of the utilization of solar energy. Additionally, a description is made of the first experimental results obtained in a test bench, where the norm ASHRAE 93-77 was applied. [Espanol] En el presente articulo se presentan los diferentes criterios tanto para el establecimiento de la normatividad de los dispositivos conversores y sistemas solares para el calentamiento de agua para uso domestico, comercial y de servicios, asi como los necesarios para la normatividad requerida en la instalacion de los equipos y sistemas. Aunado a lo anterior se analiza el establecimiento de criterios para la creacion de: programas de capacitacion de una comision reguladora de la implantacion, seguimiento y sanciones derivadas de la aplicacion de la norma, un marco legal, regulador de la relacion juridica entre los fabricantes y prestadores de servicios y los consumidores, asi como un programa permanente de difusion sobre las caracteristicas, ahorro de energia e impacto ambiental derivado del uso de la energia solar. Adicionalmente se describen los primeros resultados experimentales obtenidos en un banco de pruebas, en donde se aplico la normas ASHRAE 93-77.

Are Women Empowered to Save?

Directory of Open Access Journals (Sweden)

Frances Woolley

2013-12-01

Full Text Available Female economic empowerment – rising earnings, increased opportunities, greater labour force participation – has given many women the means to save. The shifting of responsibility for retirement security from employers and governments onto individuals has given women a reason to save. But are women actually saving? In this paper, we explore the relationship between the gender dynamics within a family and the accumulation of wealth. We find that little evidence in support of the conventional wisdom that families with a female financial manager save more and repay their debts more often. We find some evidence that male financial management leads to greater savings, and other evidence suggesting that savings patterns have a complex relationship with intra-family gender dynamics. El empoderamiento económico de la mujer – el aumento de los ingresos, mayores oportunidades, mayor participación laboral – ha dado a muchas mujeres los medios para ahorrar. Al pasar la responsabilidad de los ingresos de la jubilación de los empleadores y el gobierno a los individuos ha dado a las mujeres un motivo para ahorrar. ¿Pero realmente ahorran las mujeres? En este artículo se analizan las relaciones entre las dinámicas de género en una familia, y la acumulación de riqueza. Se ha llegado a la conclusión de que hay poca evidencia que apoye la creencia convencional de que las familias en las que una mujer gestiona las financias ahorran más y devuelven sus créditos más frecuentemente. Se ha encontrado alguna evidencia de que la gestión financiera por varones acarrea mayores ahorros, y otras evidencias que sugieren que los patrones de ahorro tienen una relación compleja con las dinámicas de género dentro de la familia.

Sabedoria e ética para "salvar a própria pele" Wisdom and ethics to "save our own skin"

Directory of Open Access Journals (Sweden)

Maria da Conceição Silva Soares

2010-03-01

Full Text Available O texto busca argumentar que as pesquisas no/do/com o cotidiano escolar implicam decisões epistemológicas e políticas, constituem um movimento antidisplinador dos saberesfazeres e caracterizam uma atitude em favor do pensamento alargado e da vida ativa. A partir de uma provocação de Ferry (2007, "filosofamos para salvar a nossa pele", o texto defende a existência de um enredamento entre produção de conhecimentos, negociação de posturas éticas e atribuição de sentidos para a existência humana. Situa a produção científica entre as práticas sociais e propõe que as maneiras de fazer ciência se inscrevem em territórios movediços, nos quais solidariedades e lutas organizam os espaçostempos que constituem os lugares de saber/poder. Aponta para as narrativas do cotidiano como possibilidades para a criação de um tipo de sabedoria que nos leve a assumir que só o que é tecido junto pode salvar nossa pele.This paper argues that research in/on/with school daily life implicates epistemological and political decisions, constitutes a movement against the discipline of know-how and characterizes an attitude favoring enlarged thought and active live. Based on a provocation by Ferry (2007, "we philosophize to save our own skin", it advocates that knowledge production, ethic posture negotiation and the attribution of meanings to human existence are intertwined. It locates scientific production among social practices and proposes that the ways of doing science fit into unsteady territories in which solidarity and struggles organize the spacetimes that constitute knowledge/power places. The text thus points out daily life narratives as possibilities to create a kind of knowledge that leads us to assume that only what is weaved together can save our skin.

Mexican official Norms in constructions; Normas oficiales mexicanas en edificaciones

Energy Technology Data Exchange (ETDEWEB)

Morales Martinez, Norma Eneida [Comision Nacional para el Ahorro de Energia (CONAE) (Mexico)

2005-07-01

The Federal Law on Metrology and Normalization operative since July 16 1992, establishes that it corresponds to the dependencies of Federal Public Administration (APF), in its scope of competence, to constitute the National Consultative Committee of Normalization (CCNN) to issue the Mexican official norms (NOM) on products, systems, processes, methods, facilities, services or activities, as well as to certify, to verify and inspect its fulfillment. The NOMs are of obligatory application since their purpose is the establishment of the characteristics and/or specifications, criteria and procedures that allow to protect and to promote the improvement of the environment and ecosystems, as well as the preservation of the natural resources. The normalization for the power efficiency in the constructions represents an effort directed to the improvement of the thermal design of buildings and to the obtaining of its inhabitants' comfort with a smaller energy consumption. The heat gain by solar radiation is the source most important to control, a control obtained with a suitable design of the building covering. [Spanish] La Ley Federal sobre Metrologia y Normalizacion en vigor desde el 16 de julio de 1992, establece que corresponde a las dependencias de la Administracion Publica Federal (APF), en su ambito de competencia, constituir los Comite consultivo Nacional de Normalizacion (CCNN) para expedir las normas oficiales mexicanas (NOM) sobre productos, sistemas, procesos, metodos, instalaciones, servicios o actividades, asi como certificar, verificar e inspeccionar su cumplimiento. Las NOM son de aplicacion obligatoria porque tienen como finalidad establecer las caracteristicas y/o especificaciones, criterios y procedimientos que permitan proteger y promover el mejoramiento del ambiente y los ecosistemas, asi como la preservacion de los recursos naturales. La normalizacion para la eficiencia energetica en las edificaciones representa un esfuerzo encaminado a mejorar el

Introduction criteria and concepts on energy saving in the technical standards for electric installations; Introduccion de criterios y conceptos de ahorro de energia en las normas tecnicas para instalaciones electricas

Energy Technology Data Exchange (ETDEWEB)

Rincon Nader, Jorge A [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1993-12-31

The project Introduction Criteria and Concepts on Energy Saving in the Technical Standards for electric installations, is described, whose immediate objective is to recommend and in some cases regulate the use of energy saving equipment and devices and the adoption of attitudes and procedures that convey into saving, and the rational and efficient use of the electric energy. [Espanol] Se describe el proyecto Introduccion de Criterios y Conceptos de Ahorro de Energia en las Normas Tecnicas para instalaciones electricas, que tiene como objetivo inmediato recomendar, y en algunos casos reglamentar el uso de equipos y dispositivos ahorradores y la adopcion de actitudes y procedimientos que conduzcan a un ahorro y uso racional y eficiente de la energia electrica.

Introduction criteria and concepts on energy saving in the technical standards for electric installations; Introduccion de criterios y conceptos de ahorro de energia en las normas tecnicas para instalaciones electricas

Energy Technology Data Exchange (ETDEWEB)

Rincon Nader, Jorge A. [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1992-12-31

The project Introduction Criteria and Concepts on Energy Saving in the Technical Standards for electric installations, is described, whose immediate objective is to recommend and in some cases regulate the use of energy saving equipment and devices and the adoption of attitudes and procedures that convey into saving, and the rational and efficient use of the electric energy. [Espanol] Se describe el proyecto Introduccion de Criterios y Conceptos de Ahorro de Energia en las Normas Tecnicas para instalaciones electricas, que tiene como objetivo inmediato recomendar, y en algunos casos reglamentar el uso de equipos y dispositivos ahorradores y la adopcion de actitudes y procedimientos que conduzcan a un ahorro y uso racional y eficiente de la energia electrica.

Risk control in energy saving projects; Control de riesgo en los proyectos de ahorro de energia

Energy Technology Data Exchange (ETDEWEB)

Mills, Evan [Lawrence Berkeley National Laboratory, CA (United States)

2005-10-15

Since one of the restrictive problems when investing in energy saving is the uncertainty of obtaining the planed savings, a technique in the risk handling for energy efficiency projects, called Insurance for the Energy Saving (IES) is presented. IES economically stimulates those who implement projects for energy saving so they go beyond the normal measures and really obtain significant saving levels, thus contributing to the fulfillment of national objectives in energy saving. In order to reduce the risk of low performance in energy caused by saving projects there exist the international performance measurement and the protocol of investment (IMPVP) as well as diagnoses and starting processes, whereas in order to transfer the financial risk that a saving project represents, mechanisms such as FDIC insurance, conversion of the debt in values, Saving's Guarantees, Performance Bonuses or Guarantee Bonuses and Insurances for Energy Saving can be of great help. This article deals on the IES insurance policies, their loss control management, successful cases, benefits, particular advantages, place in the market and refers argued insurance exceptions and perception surveys. [Spanish] Dado que uno de los problemas restrictivos a la hora de invertir en el ahorro de energia es la incertidumbre de obtener los ahorros proyectados, se presenta una tecnica en el manejo del riesgo para proyectos de eficiencia energetica llamada Seguro para el Ahorro de Energia (SAE). SAE estimula financieramente a quienes implementan proyectos para el ahorro de energia con el fin de que vayan mas alla de las medidas normales y consigan niveles significativos de ahorro, contribuyendo asi al cumplimiento de objetivos nacionales de ahorro energetico. Para reducir el riesgo de bajo desempeno de energia provocados por proyectos de ahorro existe la medicion del desempeno internacional y el protocolo de inversion (IMPVP) asi como diagnosticos y procesos de arranque, mientras que para transferir el

Daylight-saving time: Consumption and demand saving and pollutants emission reduction; El cambio de horario de verano: Ahorros en consumo y demanda, y reduccion de contaminantes

Energy Technology Data Exchange (ETDEWEB)

Ramos, Gaudencio; Diaz, Rodrigo; Fiscal, Raul; Alquicira, Claudia; Martinez, Serafin; Maqueda, Martin [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1997-12-31

This paper presents some of the saving obtained in demand and in fuels with the daylight-saving time, as well as the main aspects considered to make an evaluation of it. [Espanol] Se presentan los ahorros obtenidos en consumo, demanda y combustibles con el cambio de horario de verano, asi como los principales aspectos considerados para efectuar la evaluacion de los mismos.

Daylight-saving time: Consumption and demand saving and pollutants emission reduction; El cambio de horario de verano: Ahorros en consumo y demanda, y reduccion de contaminantes

Energy Technology Data Exchange (ETDEWEB)

Ramos, Gaudencio; Diaz, Rodrigo; Fiscal, Raul; Alquicira, Claudia; Martinez, Serafin; Maqueda, Martin [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1998-12-31

This paper presents some of the saving obtained in demand and in fuels with the daylight-saving time, as well as the main aspects considered to make an evaluation of it. [Espanol] Se presentan los ahorros obtenidos en consumo, demanda y combustibles con el cambio de horario de verano, asi como los principales aspectos considerados para efectuar la evaluacion de los mismos.

Potential of bioclimatic architecture for energy saving in buildings; Potencial de la arquitectura bioclimatica para ahorro de energia en edificios

Energy Technology Data Exchange (ETDEWEB)

Garcia Chavez, Jose Roberto [Universidad Autonoma Metropolitana-Azcapotzalco, Mexico, D. F. (Mexico)

1994-12-31

The design and construction of current buildings has been characterized, most of all, in the last 30 years, for the lack of consideration in the design process of aspects that nowadays represent a fundamental importance. These aspects are related to energy conservation and environmental protection, with man as the main center of attention for the optimum satisfaction of its physiological as well as psychological needs. In this paper are presented the causes for the lack of consideration of the mentioned aspects and guidelines to follow are set forth for their integration in the design process. Also the architecture potential with a bioclimatic approach is analyzed, for energy saving in buildings. [Espanol] El diseno y construccion de edificios contemporaneos se ha caracterizado, sobre todo en los ultimos treinta anos, por la falta de consideracion en el proceso de diseno, de aspectos que hoy en dia revisten una importancia primordial. Estos aspectos se relacionan con la preservacion de la energia y del medio ambiente, teniendo al hombre como principal centro de atencion, para la satisfaccion optima de sus necesidades, tanto fisiologicas como psicologicas. En este trabajo, se presentan las causas de la falta de consideracion de los aspectos antes citados y se plantean las pautas a seguir para su integracion en el proceso de diseno. Asi mismo, se analiza el potencial de la arquitectura con un enfoque bioclimatico, para ahorro de energia en los edificios.

The daylight saving time in Mexico; El cambio de horario durante la epoca del verano en Mexico

Energy Technology Data Exchange (ETDEWEB)

Covarrubias Ramos, Rogelio [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1996-12-31

The daylight saving time in Mexico for energy saving is analyzed; such a change is made forwarding the clocks one hour in all Mexico the first Sunday of April and backing them an hour the last Sunday of October. Mention is made the reasons why Mexico adopted this measure, the social-economic impact that brings along and the benefits of this daylight saving time. The case of countries that also apply this measure is analyzed. It is expected that this measure attains benefits for the society either collectively or individually through the ecology and the economy. [Espanol] Se analiza el cambio de horario en la epoca de verano en Mexico para ahorrar energia; dicho cambio se realiza al adelantar una hora al reloj en todo el territorio de Mexico el primer domingo de abril y retrazarlo una hora el ultimo domingo de octubre. Se mencionan las razones por las cuales Mexico adopto esta medida, el impacto socio-economico que traera consigo y los beneficios del cambio de horario. Se aborda la situacion de los paises que tambien aplican esta medida. Se espera que esta medida logre beneficios para la sociedad, ya sea en modo colectivo o individual, para la ecologia y para la economia.

The daylight saving time in Mexico; El cambio de horario durante la epoca del verano en Mexico

Energy Technology Data Exchange (ETDEWEB)

Covarrubias Ramos, Rogelio [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1997-12-31

The daylight saving time in Mexico for energy saving is analyzed; such a change is made forwarding the clocks one hour in all Mexico the first Sunday of April and backing them an hour the last Sunday of October. Mention is made the reasons why Mexico adopted this measure, the social-economic impact that brings along and the benefits of this daylight saving time. The case of countries that also apply this measure is analyzed. It is expected that this measure attains benefits for the society either collectively or individually through the ecology and the economy. [Espanol] Se analiza el cambio de horario en la epoca de verano en Mexico para ahorrar energia; dicho cambio se realiza al adelantar una hora al reloj en todo el territorio de Mexico el primer domingo de abril y retrazarlo una hora el ultimo domingo de octubre. Se mencionan las razones por las cuales Mexico adopto esta medida, el impacto socio-economico que traera consigo y los beneficios del cambio de horario. Se aborda la situacion de los paises que tambien aplican esta medida. Se espera que esta medida logre beneficios para la sociedad, ya sea en modo colectivo o individual, para la ecologia y para la economia.

Household Savings

DEFF Research Database (Denmark)

Browning, Martin; Lusardi, Annamaria

suggested in the informal saving literature can be captured in the standard optimizing model. Particular attention is given to recent work on the precautionary motive and its implications for saving and consumption behavior. We also discuss the "behavioral" or "psychological" approach that eschews the use......In this survey, we review the recent theoretical and empirical literature on household saving and consumption. The discussion is structured around a list of motives for saving and how well the standard theory captures these motives. We show that almost all of the motives for saving that have been...

Energy saving plan: use of solar energy in the university of Valencia (Spain); Uso de la energia solar en la universidad de Valencia (Espana) para ahorrar energia electrica

Energy Technology Data Exchange (ETDEWEB)

Gomez Gomez Amo, J.L.; Tena, F.; Martinez Lozano, J.A.; Utrillas, M.P. [Grupo de Radiacion Solar, Universidad de Valencia (Spain)

2005-07-15

The University of Valencia financed a pilot project that would study the installation's feasibility of a generating station with photovoltaic energy, solar type, in order to replace or complement conventional sources of energy. This paper presents some of the preliminary results of the study's application in an University building, along with the analysis of the initial situation and the proposals for the handling of reactive energy and the outer and inner lighting as solutions for energy saving. This experimental project entitled Study of the Energy Saving Strategies and the Viability of Installing Solar Energy equipment in the Buildings of the University of Valencia throws preliminary data specifying the amount of investment necessary to obtain real annual benefits, as well as the recovery time of the investment and the beneficial ecological impact in quantitative terms of a measurable CO{sub 2} reduction. [Spanish] La Universidad de Valencia financio un proyecto piloto que estudiaria la factibilidad de instalacion de una estacion generadora de energia fotovoltaica de tipo solar para sustituir o complementar fuentes convencionales de energia. Este trabajo presenta algunos de los resultados preliminares de la aplicacion del estudio en un edificio de la Universidad junto con el analisis de la situacion inicial y las propuestas del manejo de energia reactiva, de iluminacion exterior e interior como soluciones para el ahorro de energia. Este proyecto experimental titulado Estudio de las estrategias del ahorro de la energia y de la viabilidad de instalar energia solar en los edificios de la Universidad de Valencia arroja datos preliminares que especifican el monto de la inversion necesaria para obtener beneficios anuales reales, asi como el tiempo de recuperacion de la inversion y el impacto ecologico benefico en terminos cuantitativos de una reduccion cuantificable de CO{sub 2}.

Saving in cycles: how to get people to save more money.

Science.gov (United States)

Tam, Leona; Dholakia, Utpal

2014-02-01

Low personal savings rates are an important social issue in the United States. We propose and test one particular method to get people to save more money that is based on the cyclical time orientation. In contrast to conventional, popular methods that encourage individuals to ignore past mistakes, focus on the future, and set goals to save money, our proposed method frames the savings task in cyclical terms, emphasizing the present. Across the studies, individuals who used our proposed cyclical savings method, compared with individuals who used a linear savings method, provided an average of 74% higher savings estimates and saved an average of 78% more money. We also found that the cyclical savings method was more efficacious because it increased implementation planning and lowered future optimism regarding saving money.

Private Sector Savings

Directory of Open Access Journals (Sweden)

Pitonáková Renáta

2018-03-01

Full Text Available The majority of household savings are in the form of bank deposits. It is therefore of interest for credit institutions to tailor their deposit policy for getting finances from non-banking entities and to provide the private sector with the loans that are necessary for investment activities and consumption. This paper deals with the determinants of the saving rate of the private sector of Slovakia. Economic, financial and demographic variables influence savings. Growth of income per capita, private disposable income, elderly dependency ratio, real interest rate and inflation have a positive impact on savings, while increases in public savings indicate a crowding out effect. The inflation rate implies precautionary savings, and dependency ratio savings for bequest. There are also implications for governing institutions deciding on the implementation of appropriate fiscal and monetary operations.

Does Daylight Saving Save Energy? A Meta-Analysis

OpenAIRE

Havránek, Tomáš; Herman, Dominik; Irsova, Zuzana

2016-01-01

The original rationale for adopting daylight saving time (DST) was energy savings. Modern research studies, however, question the magnitude and even direction of the effect of DST on energy consumption. Representing the first meta-analysis in this literature, we collect 162 estimates from 44 studies and find that the mean reported estimate indicates modest energy savings: 0.34% during the days when DST applies. The literature is not affected by publication bias, but the results vary systemati...

Guerras, normalizaciones, crisis del Estado-nación en África subsahariana

Directory of Open Access Journals (Sweden)

Traducción Pilar Lozano Ortiz de Zárate

2003-10-01

Full Text Available Los conflictos armados de ciertos países africanos en la última década son analizados como el signo de una dificultad de sus regímenes para construir la nación que dicen defender. Esta tesis se apoya sobre la crisis del Estado- Nación y la difícil gestión de la diversidad. Dos paradigmas que resultan reveladores de un divorcio entre la aspiración a la democracia y la nación. La conflictividad en estos países modifica las relaciones y creencias de los actores en la capacidad del Estado para detentar el monopolio de la violencia legítima a la vez que invierte los parámetros de una economía de paz.

Saving can save from death anxiety: mortality salience and financial decision-making.

Science.gov (United States)

Zaleskiewicz, Tomasz; Gasiorowska, Agata; Kesebir, Pelin

2013-01-01

Four studies tested the idea that saving money can buffer death anxiety and constitute a more effective buffer than spending money. Saving can relieve future-related anxiety and provide people with a sense of control over their fate, thereby rendering death thoughts less threatening. Study 1 found that participants primed with both saving and spending reported lower death fear than controls. Saving primes, however, were associated with significantly lower death fear than spending primes. Study 2 demonstrated that mortality primes increase the attractiveness of more frugal behaviors in save-or-spend dilemmas. Studies 3 and 4 found, in two different cultures (Polish and American), that the activation of death thoughts prompts people to allocate money to saving as opposed to spending. Overall, these studies provided evidence that saving protects from existential anxiety, and probably more so than spending.

Saving can save from death anxiety: mortality salience and financial decision-making.

Directory of Open Access Journals (Sweden)

Tomasz Zaleskiewicz

Full Text Available Four studies tested the idea that saving money can buffer death anxiety and constitute a more effective buffer than spending money. Saving can relieve future-related anxiety and provide people with a sense of control over their fate, thereby rendering death thoughts less threatening. Study 1 found that participants primed with both saving and spending reported lower death fear than controls. Saving primes, however, were associated with significantly lower death fear than spending primes. Study 2 demonstrated that mortality primes increase the attractiveness of more frugal behaviors in save-or-spend dilemmas. Studies 3 and 4 found, in two different cultures (Polish and American, that the activation of death thoughts prompts people to allocate money to saving as opposed to spending. Overall, these studies provided evidence that saving protects from existential anxiety, and probably more so than spending.

Energy Savings Lifetimes and Persistence

Energy Technology Data Exchange (ETDEWEB)

Hoffman, Ian M. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Schiller, Steven R. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Todd, Annika [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Billingsley, Megan A. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Goldman, Charles A. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Schwartz, Lisa C. [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States)

2016-02-01

This technical brief explains the concepts of energy savings lifetimes and savings persistence and discusses how program administrators use these factors to calculate savings for efficiency measures, programs and portfolios. Savings lifetime is the length of time that one or more energy efficiency measures or activities save energy, and savings persistence is the change in savings throughout the functional life of a given efficiency measure or activity. Savings lifetimes are essential for assessing the lifecycle benefits and cost effectiveness of efficiency activities and for forecasting loads in resource planning. The brief also provides estimates of savings lifetimes derived from a national collection of costs and savings for electric efficiency programs and portfolios.

Spending to save

DEFF Research Database (Denmark)

Larsen, Anders

2013-01-01

the energy distribution companies meet their overall saving obligation, the net savings impact are about a third of the savings reported by the obligated parties. Further it was found that while energy savings in the public and business sector have a high net impact, some subsidies given under the EEO...... perspective. The evaluation has resulted in noticeable adjustments of the design of the Danish EEO, e.g. introduction of a 1 year payback-time limit for projects receiving subsidies, a minimum baseline for insulation products, and specification of documentation requirements....

Exploring the time-saving bias: How drivers misestimate time saved when increasing speed

Directory of Open Access Journals (Sweden)

Eyal Peer

2010-12-01

Full Text Available According to the time-saving bias, drivers underestimate the time saved when increasing from a low speed and overestimate the time saved when increasing from a relatively high speed. Previous research used a specific type of task --- drivers were asked to estimate time saved when increasing speed and to give a numeric response --- to show this. The present research conducted two studies with multiple questions to show that the time-saving bias occurs in other tasks. Study 1 found that drivers committed the time-saving bias when asked to estimate (a the time saved when increasing speed or (b the distance that can be completed at a given time when increasing speed or (c the speed required to complete a given distance in decreasing times. Study 2 showed no major differences in estimations of time saved compared to estimations of the remaining journey time and also between responses given on a numeric scale versus a visual analog scale. Study 3 tested two possible explanations for the time-saving bias: a Proportion heuristic and a Differences heuristic. Some evidence was found for use of the latter.

Energy saving certificates

International Nuclear Information System (INIS)

2005-11-01

The French ministry of economy, finances and industry and the French agency of environment and energy mastery (Ademe) have organized on November 8, 2005, a colloquium for the presentation of the energy saving certificates, a new tool to oblige the energy suppliers to encourage their clients to make energy savings. This document gathers the transparencies presented at this colloquium about the following topics: state-of-the-art and presentation of the energy saving certificates system: presentation of the EEC system, presentation of the EEC standard operations; the energy saving certificates in Europe today: energy efficiency commitment in UK, Italian white certificate scheme, perspectives of the different European systems. (J.S.)

REMINDER Saved Leave Scheme (SLS) : Transfer of leave to saved leave accounts

CERN Multimedia

HR Division

2002-01-01

Under the provisions of the voluntary saved leave scheme (SLS), a maximum total of 10 days'*) annual and compensatory leave (excluding saved leave accumulated in accordance with the provisions of Administrative Circular No. 22B) can be transferred to the saved leave account at the end of the leave year (30 September). We remind you that, since last year, unused leave of all those taking part in the saved leave scheme at the closure of the leave-year accounts is transferred automatically to the saved leave account on that date. Therefore, staff members have no administrative steps to take. In addition, the transfer, which eliminates the risk of omitting to request leave transfers and rules out calculation errors in transfer requests, will be clearly shown in the list of leave transactions that can be consulted in EDH from October 2002 onwards. Furthermore, this automatic leave transfer optimizes staff members' chances of benefiting from a saved leave bonus provided that they are still participants in the schem...

Critical analysis of the daylight saving time; Analisis critico al horario del verano

Energy Technology Data Exchange (ETDEWEB)

Romero Paredes Rubio, Hernando [Universidad Autonoma Metropolitana Ciudad-Ixtapalapa, Mexico, D.F., (Mexico)

2001-07-01

The critical analysis is presented as a synthesis of the problem untied since the implementation of the daylight saving time. The often related history is retaken to introduce the reader into the context of the causes of a such program. The geometric aspect of the solar trajectories is discussed and the length of the day as a function of the latitude and the time of the year to have technical elements for the time displacement in a certain region. The technical implementation of the daylight saving time based on three elements is justified: time of dawn and the decline (length of the day), national economic motivation and tourism industry. Stands out that although the daylight saving time schedule has a set of social and economic benefits it is not centered in the individual but in the society as a whole. The errors in handling the information and the misinformation are pointed out as the main causes of the controversy, the discord and the political manipulation of competing groups. [Spanish] El analisis critico se presenta como una sintesis del problema desatado desde la implementacion del horario de verano. La historia muchas veces contada se retoma para introducir al lector en el contexto de las causas de un tal programa. Se discute el aspecto geometrico de las trayectorias solares y la longitud del dia como una funcion de la latitud y de la epoca del ano para tener elementos tecnicos para el desplazamiento horario en una region determinada. Se justifica la implementacion tecnica del horario de verano en funcion de tres elementos: hora de alba y del ocaso (longitud del dia), motivacion economica nacional e industria turistica. Se destaca que si bien el horario de verano tiene un conjunto de beneficios sociales y economicos no se centra en el individuo sino en la sociedad en su conjunto. Se senalan los errores de manejo de la informacion y la desinformacion como los principales causantes de la polemica, el desacuerdo y la manipulacion politica de grupos

Measuring industrial energy savings

International Nuclear Information System (INIS)

Kelly Kissock, J.; Eger, Carl

2008-01-01

Accurate measurement of energy savings from industrial energy efficiency projects can reduce uncertainty about the efficacy of the projects, guide the selection of future projects, improve future estimates of expected savings, promote financing of energy efficiency projects through shared-savings agreements, and improve utilization of capital resources. Many efforts to measure industrial energy savings, or simply track progress toward efficiency goals, have had difficulty incorporating changing weather and production, which are frequently major drivers of plant energy use. This paper presents a general method for measuring plant-wide industrial energy savings that takes into account changing weather and production between the pre and post-retrofit periods. In addition, the method can disaggregate savings into components, which provides additional resolution for understanding the effectiveness of individual projects when several projects are implemented together. The method uses multivariable piece-wise regression models to characterize baseline energy use, and disaggregates savings by taking the total derivative of the energy use equation. Although the method incorporates search techniques, multi-variable least-squares regression and calculus, it is easily implemented using data analysis software, and can use readily available temperature, production and utility billing data. This is important, since more complicated methods may be too complex for widespread use. The method is demonstrated using case studies of actual energy assessments. The case studies demonstrate the importance of adjusting for weather and production between the pre- and post-retrofit periods, how plant-wide savings can be disaggregated to evaluate the effectiveness of individual retrofits, how the method can identify the time-dependence of savings, and limitations of engineering models when used to estimate future savings

76 FR 16477 - General Reporting and Recordkeeping by Savings Associations and Savings and Loan Holding Companies

Science.gov (United States)

2011-03-23

... Savings Associations and Savings and Loan Holding Companies AGENCY: Office of Thrift Supervision (OTS...), 12 CFR 562.4 (audit of savings association, savings and loan holding company, or affiliate), 12 CFR... the savings association), 12 CFR 584.1(f) (books and records of each savings and loan holding company...

Methodology for the energy analysis of compressed air systems; Metodologia para analisis energetico de sistemas de aire comprimido

Energy Technology Data Exchange (ETDEWEB)

Ramirez, T; Ambriz, J J; Romero, H [Universidad Autonoma Metropolitana-Iztapalapa, Mexico, D. F. (Mexico)

1993-12-31

In this paper a methodology for the diagnosis of compressed air systems, for the identification of the potential energy saving is presented. The methodology consists in detecting the largest number of possible ways of energy saving. For this purpose it is divided into three parts: 1. Compressed air generation. 2. Compressed air distribution. 3. Compressed air users. For each one of the parts, the type of information required to perform the diagnosis study, as well as the necessary measuring equipment needed, is indicated. Afterwards, the possible saving ways that can be found and the ones that can be feasible, are analyzed. [Espanol] En este trabajo se presenta una metodologia para diagnosticar sistemas de aire comprimido, para identificar los potenciales de ahorro de energia. La metodologia consiste en detectar el mayor numero de posibles medidas de ahorro, para lo cual se divide en tres partes: 1. Generacion de aire comprimido. 2. Distribucion del aire comprimido. 3 Usuarios de aire comprimido. Para cada una de las partes se indica el tipo de informacion requerida para realizar el estudio de diagnostico, asi como el uso de equipo necesario de medicion. Despues se analizan las posibles medidas de ahorro que se pueden encontrar y las que pueden ser viables.

Methodology for the energy analysis of compressed air systems; Metodologia para analisis energetico de sistemas de aire comprimido

Energy Technology Data Exchange (ETDEWEB)

Ramirez, T.; Ambriz, J. J.; Romero, H. [Universidad Autonoma Metropolitana-Iztapalapa, Mexico, D. F. (Mexico)

1992-12-31

In this paper a methodology for the diagnosis of compressed air systems, for the identification of the potential energy saving is presented. The methodology consists in detecting the largest number of possible ways of energy saving. For this purpose it is divided into three parts: 1. Compressed air generation. 2. Compressed air distribution. 3. Compressed air users. For each one of the parts, the type of information required to perform the diagnosis study, as well as the necessary measuring equipment needed, is indicated. Afterwards, the possible saving ways that can be found and the ones that can be feasible, are analyzed. [Espanol] En este trabajo se presenta una metodologia para diagnosticar sistemas de aire comprimido, para identificar los potenciales de ahorro de energia. La metodologia consiste en detectar el mayor numero de posibles medidas de ahorro, para lo cual se divide en tres partes: 1. Generacion de aire comprimido. 2. Distribucion del aire comprimido. 3 Usuarios de aire comprimido. Para cada una de las partes se indica el tipo de informacion requerida para realizar el estudio de diagnostico, asi como el uso de equipo necesario de medicion. Despues se analizan las posibles medidas de ahorro que se pueden encontrar y las que pueden ser viables.

Advertising energy saving programs: The potential environmental cost of emphasizing monetary savings.

Science.gov (United States)

Schwartz, Daniel; Bruine de Bruin, Wändi; Fischhoff, Baruch; Lave, Lester

2015-06-01

Many consumers have monetary or environmental motivations for saving energy. Indeed, saving energy produces both monetary benefits, by reducing energy bills, and environmental benefits, by reducing carbon footprints. We examined how consumers' willingness and reasons to enroll in energy-savings programs are affected by whether advertisements emphasize monetary benefits, environmental benefits, or both. From a normative perspective, having 2 noteworthy kinds of benefit should not decrease a program's attractiveness. In contrast, psychological research suggests that adding external incentives to an intrinsically motivating task may backfire. To date, however, it remains unclear whether this is the case when both extrinsic and intrinsic motivations are inherent to the task, as with energy savings, and whether removing explicit mention of extrinsic motivation will reduce its importance. We found that emphasizing a program's monetary benefits reduced participants' willingness to enroll. In addition, participants' explanations about enrollment revealed less attention to environmental concerns when programs emphasized monetary savings, even when environmental savings were also emphasized. We found equal attention to monetary motivations in all conditions, revealing an asymmetric attention to monetary and environmental motives. These results also provide practical guidance regarding the positioning of energy-saving programs: emphasize intrinsic benefits; the extrinsic ones may speak for themselves. (c) 2015 APA, all rights reserved).

Puente metálico sobre el río Save

Directory of Open Access Journals (Sweden)

Schafer, G.

1963-03-01

Full Text Available The original «Kinfi Alexander» suspension bridge over the Save river, Yugoslavia, which was destroyed during the last world war has been reconstructed, after organising an international prize award for its design. 32 projects from various countries were submitted. The chosen design is a metal structure, of 261 ms span. The arch of the main span has a hollow box section. The deck consists of an orthotropic slab, which has been subjected to a number of tests. The bridge has three spans (two approach and one central span, and was built without scaffolding, i. e., by cantilevering it from the springers. The roadway is 12 ms wide and there are two 3 ms wide footways. The box section arch girders are 9.60 ms deep over the piles, and 4.50 ms at the crown. The slopes on either side of the crown are 0.7 and 0.25%, respectively. The deck is very rigid, and is well capable of supporting the design loads and windage.El primitivo puente colgante Rey Alejandro, sobre el río Save, Yugoslavia, destruido durante la última guerra mundial, ha sido reconstruido por la vía de concurso internacional, al cual se presentaron 32 proposiciones de diferentes países. La solución aceptada fue una estructura metálica de 261 m de luz. El arco de este tramo tiene una sección hueca en forma de cajón. El tablero se compone de una placa ortotrópica, de la que, previamente, se han realizado varios ensayos. La obra, de tres tramos —dos para los accesos y uno central—, se construyó por procedimientos sin andamiaje, es decir, en voladizo. La anchura de la calzada es de 12 m, y dos andenes, de 3 m cada uno, para peatones. Los arcos de las vigas cajón tienen 9,60 m de canto sobre las pilas y 4,50 m en la clave. Las pendientes hacia uno y otro lado de la clave son del 0,7 y 0,25%, respectivamente. La rigidez del tablero es perfecta y suficiente para- soportar las cargas previstas y para transmitir los efectos del viento a las pilas.

76 FR 31680 - General Reporting and Recordkeeping by Savings Associations and Savings and Loan Holding Companies

Science.gov (United States)

2011-06-01

... Savings Associations and Savings and Loan Holding Companies AGENCY: Office of Thrift Supervision (OTS... Savings and Loan Holding Companies. OMB Number: 1550-0011. Form Number: N/A. Description: This information...), 12 CFR 562.4 (audit of savings association, savings and loan holding company, or affiliate), 12 CFR...

Energy saving in the management of the BIMBO group distribution fleet; Ahorro de energia en la operacion de la flotilla de distribucion del grupo BIMBO

Energy Technology Data Exchange (ETDEWEB)

Mexico, BIMBO

2005-07-01

In this work BIMBO demonstrates that in order to save energy it is necessary to invest in equipment, parts, research and people. This is why they got involved in the task of developing the projects of fuel cells participating with universities, associations, Secretaria de Energia, Comision Nacional de Ahorro de Energia (National Commission for Energy Saving) (CONAE) and the National Council for Science and Tecnologia (CONACYT), through financial supports with projects of mechanisms of clean development (Kyoto Protocol). For doing it they had to prove different types of fuels: biodiesel, hydrogen, alcohol and hybrids; for them to determine the most profitable and practical thus reducing the energy consumption. With the saving of fuels and lubricants in our vehicles, a greater yield in the company is obtained. [Spanish] En este trabajo BIMBO demuestra que para ahorrar energia hay que invertir en equipo, partes, investigacion y gente. Es por eso que se dieron a la tarea de desarrollar los proyectos de celdas de combustible, participando con universidades, asociaciones, la Secretaria de Energia, la Comision Nacional para el Ahorro de Energia (CONAE) y el Consejo Nacional para la Ciencia y Tecnologia (CONACYT), a traves de apoyos financieros con proyectos de mecanismos de desarrollo limpio (protocolo de Kyoto). Para ello tuvieron que probar diferentes tipos de combustibles: biodiesel, hidrogeno, alcohol e hibridos, para determinar los mas rentables y practicos y asi reducir el consumo de energia; con el ahorro de combustibles y lubricantes en nuestros vehiculos, logrando una mayor rentabilidad en la empresa.

12 CFR 583.21 - Savings association.

Science.gov (United States)

2010-01-01

... AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.21 Savings association. The term savings association means a Federal savings and loan association or a Federal savings bank chartered under section 5 of the Home Owners' Loan Act, a building and loan, savings and loan or homestead association or a cooperative...

Energy savings in heating systems for nursery pigs; Uso racional de energia eletrica em sistema de aquecimento para creches de leitoes

Energy Technology Data Exchange (ETDEWEB)

Sarubbi, Juliana; Rossi, Luiz Antonio; Moura, Daniella Jorge de; Oliveira, Rafael Augustus de; David, Eduardo [Universidade Estadual de Campinas (FEAGRI/UNICAMP), SP (Brazil). Fac. de de Engenharia Agricola], Emails: rossi@feagri.unicamp.br, daniella.moura@feagri.unicamp.br, augustus@feagri.unicamp.br

2009-07-01

Energy saving procedures in pig industry are important to bring sustainability to this economic activity. Energy savings can contribute to the economic and environmental feasibility of the livestock and improve animal welfare conditions. This research work aimed to perform a comparison among three heating technologies for nursery pigs related to the energy saving aspects. Three heating systems were studied: TR - suspended electrical resistors, TP - heated floor and TA - convection heating. The heated floor system was considered better than other under the aspect of electrical energy use. (author)

Geology of Woman Saving Concept

Directory of Open Access Journals (Sweden)

Shayesteh Madani

2014-09-01

Full Text Available Money is lubricant and an instrument for economic transaction. Money social dimension has increased over time, transforming it from a sole economic instrument to a device for various transactions. Money economic value in society is indicated through different forms, one of which is saving, in the sense of money accumulation and its use under specific future circumstances. Women, who form half of the society, take specific approaches to money and savings. The current research aims to investigate the perspectives and changing attitude strategy to money and saving among married women. The participants of this study include 20 to 70 year-old employed household married women who were observed phenomenologically and interviewed qualitatively on saving through.   The findings of this study demonstrated women perspectives on various types of saving, ways of saving, transfer methods, saving consumption forms and their mechanism. It also revealed that while money is an economic instrument and possess the economic material; attitudes and acts related to money are influenced by social conditions that has consequently turned saving into a social phenomenon.

Save Energy: Save Money!

Science.gov (United States)

Eccli, Eugene; And Others

This publication is a collection of inexpensive energy saving tips and home improvements for home owners, particularly in low-income areas or in older homes. Section titles are: (1) Keeping Warm; (2) Getting Heat Where You Need It; (3) Using the Sun; (4) Furnaces, Stoves, and Fireplaces; (5) Insulation and Other Energy Needs; (6) Do-It-Yourself…

Contract saving schemes

NARCIS (Netherlands)

Ronald, R.; Smith, S.J.; Elsinga, M.; Eng, O.S.; Fox O'Mahony, L.; Wachter, S.

2012-01-01

Contractual saving schemes for housing are institutionalised savings programmes normally linked to rights to loans for home purchase. They are diverse types as they have been developed differently in each national context, but normally fall into categories of open, closed, compulsory, and ‘free

REMINDER: Saved Leave Scheme (SLS)

CERN Multimedia

2003-01-01

Transfer of leave to saved leave accounts Under the provisions of the voluntary saved leave scheme (SLS), a maximum total of 10 days'* annual and compensatory leave (excluding saved leave accumulated in accordance with the provisions of Administrative Circular No 22B) can be transferred to the saved leave account at the end of the leave year (30 September). We remind you that unused leave of all those taking part in the saved leave scheme at the closure of the leave year accounts is transferred automatically to the saved leave account on that date. Therefore, staff members have no administrative steps to take. In addition, the transfer, which eliminates the risk of omitting to request leave transfers and rules out calculation errors in transfer requests, will be clearly shown in the list of leave transactions that can be consulted in EDH from October 2003 onwards. Furthermore, this automatic leave transfer optimizes staff members' chances of benefiting from a saved leave bonus provided that they ar...

Energy saving in agricultural pumping equipment; Ahorro de energia en equipos de bombeo agricola

Energy Technology Data Exchange (ETDEWEB)

Acosta Torres, R Aracely [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1994-12-31

This paper analyses the current state of the pumping equipment for agricultural irrigation in Mexico. Because of being of the vertical centrifugal turbine type pumps, the most commonly utilized for this service, the study has been focussed into this equipment, obtaining efficiency and consumption scenarios, as well as the potential energy saving existing in this sector. [Espanol] En el presente articulo se analiza el estado actual de los equipos de bombeo para riego agricola en Mexico, al ser las bombas centrifugas verticales tipo turbina, las mas comunmente utilizadas para este servicio, el estudio ha sido enfocado a estos equipos, obteniendose los escenarios de eficiencias y consumos, asi como, el potencial de ahorro energetico existente en este sector.

Energy saving in agricultural pumping equipment; Ahorro de energia en equipos de bombeo agricola

Energy Technology Data Exchange (ETDEWEB)

Acosta Torres, R. Aracely [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1993-12-31

This paper analyses the current state of the pumping equipment for agricultural irrigation in Mexico. Because of being of the vertical centrifugal turbine type pumps, the most commonly utilized for this service, the study has been focussed into this equipment, obtaining efficiency and consumption scenarios, as well as the potential energy saving existing in this sector. [Espanol] En el presente articulo se analiza el estado actual de los equipos de bombeo para riego agricola en Mexico, al ser las bombas centrifugas verticales tipo turbina, las mas comunmente utilizadas para este servicio, el estudio ha sido enfocado a estos equipos, obteniendose los escenarios de eficiencias y consumos, asi como, el potencial de ahorro energetico existente en este sector.

31 CFR 351.47 - May I purchase definitive Series EE savings bonds through a payroll savings plan?

Science.gov (United States)

2010-07-01

... savings bonds through a payroll savings plan? 351.47 Section 351.47 Money and Finance: Treasury....47 May I purchase definitive Series EE savings bonds through a payroll savings plan? You may purchase... maintains a payroll savings plan. An authorized issuing agent must issue the bonds. ...

12 CFR 561.43 - Savings association.

Science.gov (United States)

2010-01-01

..., chartered under section 5 of the Act, or a building and loan, savings and loan, or homestead association, or... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Savings association. 561.43 Section 561.43... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.43 Savings association. The term savings association means a...

Savings Behavior and Satisfaction with Savings: A Comparison of Low- and High-Income Groups.

Science.gov (United States)

Davis, Elizabeth P.; Schumm, Walter R.

1987-01-01

Data on 1,739 married couples from 13 states were analyzed. Associations between satisfaction with savings and level of savings with measures of motivation to save, motivations to spend, and family resources were found to differ substantially between low- and high-income couples. (Author/CH)

31 CFR 359.35 - May I purchase definitive Series I savings bonds through a payroll savings plan?

Science.gov (United States)

2010-07-01

... savings bonds through a payroll savings plan? 359.35 Section 359.35 Money and Finance: Treasury... May I purchase definitive Series I savings bonds through a payroll savings plan? You may purchase definitive bonds through deductions from your pay if your employer maintains a payroll savings plan. An...

Risk transfer via energy-savings insurance

International Nuclear Information System (INIS)

Mills, Evan

2003-01-01

Among the key barriers to investment in energy efficiency are uncertainties about attaining projected energy savings and potential disputes over stipulated savings. The fields of energy management and risk management are thus intertwined. While many technical methods have emerged to manage performance risks (e.g. building diagnostics and commissioning), financial methods are less developed in the energy management arena than in other segments of the economy. Energy-savings insurance (ESI) - formal insurance of predicted energy savings - transfers and spreads both types of risk over a larger pool of energy efficiency projects and reduces barriers to market entry of smaller energy service firms who lack sufficiently strong balance sheets to self-insure the savings. ESI encourages those implementing energy-saving projects to go beyond standard measures and thereby achieve more significant levels of energy savings. Insurance providers are proponents of improved savings measurement and verification techniques, as well as maintenance, thereby contributing to national energy-saving objectives. If properly applied, ESI can potentially reduce the net cost of energy-saving projects by reducing the interest rates charged by lenders, and by increasing the level of savings through quality control. Governmental agencies have been pioneers in the use of ESI and could continue to play a role

12 CFR 575.10 - Acquisition and disposition of savings associations, savings and loan holding companies, and...

Science.gov (United States)

2010-01-01

... associations, savings and loan holding companies, and other corporations by mutual holding companies. 575.10... COMPANIES § 575.10 Acquisition and disposition of savings associations, savings and loan holding companies... savings and loan holding company in the stock form that is not a subsidiary holding company, provided the...

Entrepreneurial Saving Practices and Reinvestment

NARCIS (Netherlands)

Beck, Thorsten; Pamuk, Haki; Uras, Burak R.

2017-01-01

We use a novel enterprise survey to gauge the relationship between saving instruments and entrepreneurial reinvestment. We show that while most informal saving practices are not associated with a lower likelihood of reinvestment when compared with formal saving practices, there is a significantly

Risk transfer via energy savings insurance

Energy Technology Data Exchange (ETDEWEB)

Mills, Evan

2001-10-01

Among the key barriers to investment in energy efficiency improvements are uncertainties about attaining projected energy savings and apprehension about potential disputes over these savings. The fields of energy management and risk management are thus intertwined. While many technical methods have emerged to manage performance risks (e.g. building commissioning), financial risk transfer techniques are less developed in the energy management arena than in other more mature segments of the economy. Energy Savings Insurance (ESI) - formal insurance of predicted energy savings - is one method of transferring financial risks away from the facility owner or energy services contractor. ESI offers a number of significant advantages over other forms of financial risk transfer, e.g. savings guarantees or performance bonds. ESI providers manage risk via pre-construction design review as well as post-construction commissioning and measurement and verification of savings. We found that the two mos t common criticisms of ESI - excessive pricing and onerous exclusions - are not born out in practice. In fact, if properly applied, ESI can potentially reduce the net cost of energy savings projects by reducing the interest rates charged by lenders, and by increasing the level of savings through quality control. Debt service can also be ensured by matching loan payments to projected energy savings while designing the insurance mechanism so that payments are made by the insurer in the event of a savings shortfall. We estimate the U.S. ESI market potential of $875 million/year in premium income. From an energy-policy perspective, ESI offers a number of potential benefits: ESI transfers performance risk from the balance sheet of the entity implementing the energy savings project, thereby freeing up capital otherwise needed to ''self-insure'' the savings. ESI reduces barriers to market entry of smaller energy services firms who do not have sufficiently strong balance

The influence of multiple goals on driving behavior: the case of safety, time saving, and fuel saving.

Science.gov (United States)

Dogan, Ebru; Steg, Linda; Delhomme, Patricia

2011-09-01

Due to the innate complexity of the task drivers have to manage multiple goals while driving and the importance of certain goals may vary over time leading to priority being given to different goals depending on the circumstances. This study aimed to investigate drivers' behavioral regulation while managing multiple goals during driving. To do so participants drove on urban and rural roads in a driving simulator while trying to manage fuel saving and time saving goals, besides the safety goals that are always present during driving. A between-subjects design was used with one group of drivers managing two goals (safety and fuel saving) and another group managing three goals (safety, fuel saving, and time saving) while driving. Participants were provided continuous feedback on the fuel saving goal via a meter on the dashboard. The results indicate that even when a fuel saving or time saving goal is salient, safety goals are still given highest priority when interactions with other road users take place and when interacting with a traffic light. Additionally, performance on the fuel saving goal diminished for the group that had to manage fuel saving and time saving together. The theoretical implications for a goal hierarchy in driving tasks and practical implications for eco-driving are discussed. Copyright © 2011 Elsevier Ltd. All rights reserved.

Saving-enhanced memory: the benefits of saving on the learning and remembering of new information.

Science.gov (United States)

Storm, Benjamin C; Stone, Sean M

2015-02-01

With the continued integration of technology into people's lives, saving digital information has become an everyday facet of human behavior. In the present research, we examined the consequences of saving certain information on the ability to learn and remember other information. Results from three experiments showed that saving one file before studying a new file significantly improved memory for the contents of the new file. Notably, this effect was not observed when the saving process was deemed unreliable or when the contents of the to-be-saved file were not substantial enough to interfere with memory for the new file. These results suggest that saving provides a means to strategically off-load memory onto the environment in order to reduce the extent to which currently unneeded to-be-remembered information interferes with the learning and remembering of other information. © The Author(s) 2014.

Social Capital and Savings Behavior

DEFF Research Database (Denmark)

Newman, Carol; Tarp, Finn; Khai, Luu Duc

In this paper, we analyze household savings in rural Vietnam paying particular attention to the factors that determine the proportion of savings held as formal deposits. Our aim is to explore the extent to which social capital can play a role in promoting formal savings behavior. Social capital...

Saving water through global trade

NARCIS (Netherlands)

Chapagain, Ashok; Hoekstra, Arjen Ysbert; Savenije, H.H.G.

2005-01-01

Many nations save domestic water resources by importing water-intensive products and exporting commodities that are less water intensive. National water saving through the import of a product can imply saving water at a global level if the flow is from sites with high to sites with low water

Energy savings in CSFR - building sector

International Nuclear Information System (INIS)

Jacobsen, F.R.

1993-01-01

The Czechoslovak/Danish project on energy savings in buildings proves that it is possible to save up to 30% of the energy in buildings. 10% can be saved at an investment of 27 bill KCS. The total investment that is needed to save 30% is 140 bill KCS. Further energy savings can be obtained through more energy efficient supply systems. Information dissemination is important for the energy saving programme as are economic incentives. Investments in energy savings should be profitable for the investor, but this is not the case in the Czech and Slovak republics today. Changes are needed. Energy prices are still to low, compared to investment costs. Financial possibilities are not satisfactory for private investors. Price systems are not favourable to investment in energy savings. Training is needed for boiler men and energy consultants. Legislation is essential for the support of the full range of activities in the energy sector. Research and Development activities must back up the development of the sector. Pilot projects can illuminate the savings potential. The production of technical equipment for control and metering and production of insulation materials must be promoted. (AB)

Energy Savings Measure Packages. Existing Homes

Energy Technology Data Exchange (ETDEWEB)

Casey, Sean [National Renewable Energy Lab. (NREL), Golden, CO (United States); Booten, Chuck [National Renewable Energy Lab. (NREL), Golden, CO (United States)

2011-11-01

This document presents the most cost effective Energy Savings Measure Packages (ESMP) for existing mixed-fuel and all electric homes to achieve 15% and 30% savings for each BetterBuildings grantee location across the United States. These packages are optimized for minimum cost to homeowners for source energy savings given the local climate and prevalent building characteristics (i.e. foundation types). Maximum cost savings are typically found between 30% and 50% energy savings over the reference home; this typically amounts to $300 - $700/year.

SAVING BEHAVIOUR AND DETERMINANTS OF SAVING MOBILIZATION BY RURAL FINANCIAL CO-OPERATORS IN TIGRAI REGION, ETHIOPIA

Directory of Open Access Journals (Sweden)

Sebhatu Kifle Tesfamariam

2012-01-01

Full Text Available This paper identified and examined saving behaviour and determinants of saving mobiliza-tion by the rural co-operators in Southern Tigrai Ethiopia. The input for the study was ob-tained from randomly selected 120 rural household savers from six purposively selected ru-ral savings and credit cooperatives. The result of the study using least squares method showed that savings mobilized is determined by household annual income, amount of loan borrowed and year of member stay in the cooperative. These factors therefore have to be considered in designing strategies aimed at improving the saving mobilization of coopera-tive members in the study area. Besides, economically feasible cooperative societies in the region should be encouraged among the rural households by supporting them with revolv-ing funds as they are more effective and efficient in mobilizing rural savings and provide collateral plus guarantor-based loans with low default rate. This will enable them to boost up their production output and increase their savings thereby stimulating the rural economy.

Connecting possibilistic prudence and optimal saving

Directory of Open Access Journals (Sweden)

Ana María Lucia Casademunt

2013-12-01

Full Text Available In this paper we study the optimal saving problem in the framework of possibility theory. The notion of possibilistic precautionary saving is introduced as a measure of the way the presence of possibilistic risk (represented by a fuzzy number influences a consumer in establishing the level of optimal saving. The notion of prudence of an agent in the face of possibilistic risk is defined and the equivalence between the prudence condition and a positive possibilistic precautionary saving is proved. Some relations between possibilistic risk aversion, prudence and possibilistic precautionary saving were established.

Moonlight project promotes energy-saving technology

Science.gov (United States)

Ishihara, A.

1986-01-01

In promoting energy saving, development of energy conservation technologies aimed at raising energy efficiency in the fields of energy conversion, its transportation, its storage, and its consumption is considered, along with enactment of legal actions urging rational use of energies and implementation of an enlightenment campaign for energy conservation to play a crucial role. Under the Moonlight Project, technical development is at present being centered around the following six pillars: (1) large scale energy saving technology; (2) pioneering and fundamental energy saving technology; (3) international cooperative research project; (4) research and survey of energy saving technology; (5) energy saving technology development by private industry; and (6) promotion of energy saving through standardization. Heat pumps, magnetohydrodynamic generators and fuel cells are discussed.

Saved Leave Scheme (SLS) : Simplified procedure for the transfer of leave to saved leave accounts

CERN Multimedia

HR Division

2001-01-01

As part of the process of streamlining procedures, the HR and AS Divisions have jointly developed a system whereby annual and compensatory leave will henceforth be automatically transferred1) to saved leave accounts. Under the provisions of the voluntary saved leave scheme (SLS), a maximum total of 10 days'2) annual and compensatory leave (excluding saved leave accumulated in accordance with the provisions of Administrative Circular No. 22 B) can be transferred to the saved leave account at the end of the leave year (30 September). Previously, every person taking part in the scheme has been individually issued with a form for the purposes of requesting the transfer of leave to the leave account and the transfer has then had to be done manually by HR Division. To streamline the procedure, unused leave of all those taking part in the saved leave scheme at the closure of of the leave-year accounts will henceforth be transferred automatically to the saved leave account on that date. This simplification is in the ...

Reinforcement Learning and Savings Behavior.

Science.gov (United States)

Choi, James J; Laibson, David; Madrian, Brigitte C; Metrick, Andrew

2009-12-01

We show that individual investors over-extrapolate from their personal experience when making savings decisions. Investors who experience particularly rewarding outcomes from saving in their 401(k)-a high average and/or low variance return-increase their 401(k) savings rate more than investors who have less rewarding experiences with saving. This finding is not driven by aggregate time-series shocks, income effects, rational learning about investing skill, investor fixed effects, or time-varying investor-level heterogeneity that is correlated with portfolio allocations to stock, bond, and cash asset classes. We discuss implications for the equity premium puzzle and interventions aimed at improving household financial outcomes.

Reinforcement Learning and Savings Behavior*

Science.gov (United States)

Choi, James J.; Laibson, David; Madrian, Brigitte C.; Metrick, Andrew

2009-01-01

We show that individual investors over-extrapolate from their personal experience when making savings decisions. Investors who experience particularly rewarding outcomes from saving in their 401(k)—a high average and/or low variance return—increase their 401(k) savings rate more than investors who have less rewarding experiences with saving. This finding is not driven by aggregate time-series shocks, income effects, rational learning about investing skill, investor fixed effects, or time-varying investor-level heterogeneity that is correlated with portfolio allocations to stock, bond, and cash asset classes. We discuss implications for the equity premium puzzle and interventions aimed at improving household financial outcomes. PMID:20352013

Electric energy savings from new technologies

Energy Technology Data Exchange (ETDEWEB)

Moe, R.J.; Harrer, B.J.; Kellogg, M.A.; Lyke, A.J.; Imhoff, K.L.; Fisher, Z.J.

1986-01-01

Purpose of the report is to provide information about the electricity-saving potential of new technologies to OCEP that it can use in developing alternative long-term projections of US electricity consumption. Low-, base-, and high-case scenarios of the electricity savings for ten technologies were prepared. The total projected annual savings for the year 2000 for all ten technologies were 137 billion kilowatt hours (BkWh), 279 BkWh, and 470 BkWh, respectively, for the three cases. The magnitude of these savings projections can be gauged by comparing them to the Department's reference case projection for the 1985 National Energy Policy Plan. In the Department's reference case, total consumption in 2000 is projected to be 3319 BkWh. Thus, the savings projected here represent between 4% and 14% of total consumption projected for 2000. Because approximately 75% of the base-case estimate of savings are already incorporated into the reference forecast, reducing projected electricity consumption from what it otherwise would have been, the savings estimated here should not be directly subtracted from the reference forecast.

Saving for Success: Financial Education and Savings Goal Achievement in Individual Development Accounts

Science.gov (United States)

Grinstead, Mary L.; Mauldin, Teresa; Sabia, Joseph J.; Koonce, Joan; Palmer, Lance

2011-01-01

Using microdata from the American Dream Demonstration, the current study examines factors associated with savings and savings goal achievement (indicated by a matched withdrawal) among participants of individual development account (IDA) programs. Multinomial logit results show that hours of participation in financial education programs, higher…

Short-Term Saved Leave Scheme

CERN Multimedia

2007-01-01

As announced at the meeting of the Standing Concertation Committee (SCC) on 26 June 2007 and in http://Bulletin No. 28/2007, the existing Saved Leave Scheme will be discontinued as of 31 December 2007. Staff participating in the Scheme will shortly receive a contract amendment stipulating the end of financial contributions compensated by save leave. Leave already accumulated on saved leave accounts can continue to be taken in accordance with the rules applicable to the current scheme. A new system of saved leave will enter into force on 1 January 2008 and will be the subject of a new implementation procedure entitled "Short-term saved leave scheme" dated 1 January 2008. At its meeting on 4 December 2007, the SCC agreed to recommend the Director-General to approve this procedure, which can be consulted on the HR Department’s website at the following address: https://cern.ch/hr-services/services-Ben/sls_shortterm.asp All staff wishing to participate in the new scheme a...

Short-Term Saved Leave Scheme

CERN Multimedia

HR Department

2007-01-01

As announced at the meeting of the Standing Concertation Committee (SCC) on 26 June 2007 and in http://Bulletin No. 28/2007, the existing Saved Leave Scheme will be discontinued as of 31 December 2007. Staff participating in the Scheme will shortly receive a contract amendment stipulating the end of financial contributions compensated by save leave. Leave already accumulated on saved leave accounts can continue to be taken in accordance with the rules applicable to the current scheme. A new system of saved leave will enter into force on 1 January 2008 and will be the subject of a new im-plementation procedure entitled "Short-term saved leave scheme" dated 1 January 2008. At its meeting on 4 December 2007, the SCC agreed to recommend the Director-General to approve this procedure, which can be consulted on the HR Department’s website at the following address: https://cern.ch/hr-services/services-Ben/sls_shortterm.asp All staff wishing to participate in the new scheme ...

Risk transfer via energy savings insurance; TOPICAL

International Nuclear Information System (INIS)

Mills, Evan

2001-01-01

Among the key barriers to investment in energy efficiency improvements are uncertainties about attaining projected energy savings and apprehension about potential disputes over these savings. The fields of energy management and risk management are thus intertwined. While many technical methods have emerged to manage performance risks (e.g. building commissioning), financial risk transfer techniques are less developed in the energy management arena than in other more mature segments of the economy. Energy Savings Insurance (ESI) - formal insurance of predicted energy savings - is one method of transferring financial risks away from the facility owner or energy services contractor. ESI offers a number of significant advantages over other forms of financial risk transfer, e.g. savings guarantees or performance bonds. ESI providers manage risk via pre-construction design review as well as post-construction commissioning and measurement and verification of savings. We found that the two mos t common criticisms of ESI - excessive pricing and onerous exclusions - are not born out in practice. In fact, if properly applied, ESI can potentially reduce the net cost of energy savings projects by reducing the interest rates charged by lenders, and by increasing the level of savings through quality control. Debt service can also be ensured by matching loan payments to projected energy savings while designing the insurance mechanism so that payments are made by the insurer in the event of a savings shortfall. We estimate the U.S. ESI market potential of$875 million/year in premium income. From an energy-policy perspective, ESI offers a number of potential benefits: ESI transfers performance risk from the balance sheet of the entity implementing the energy savings project, thereby freeing up capital otherwise needed to ''self-insure'' the savings. ESI reduces barriers to market entry of smaller energy services firms who do not have sufficiently strong balance sheets to self

Energy savings: persuasion and persistence

Energy Technology Data Exchange (ETDEWEB)

Eijadi, David; McDougall, Tom; Leaf, Kris; Douglas, Jim; Steinbock, Jason; Reimer, Paul [The Weidt Group, Minnetonka, MN (United States); Gauthier, Julia [Xcel Energy, Minneapolis, MN (United States); Wild, Doug; Richards McDaniel, Stephanie [BWBR Architects, Inc., Saint Paul, MN (United States)

2005-07-01

In this study, the architects, sponsoring utility and energy simulation specialist joined together to investigate the persistence of energy savings in three completed projects: a college library; a municipal transportation facility; and a hospital. The primary question being 'How well did the design decisions made with the help of simulation analysis translate into building operations over several years?' Design simulation and metered performance data are compared for specific energy-saving strategies. The paper provides a brief overview of the basis of selection of the three projects, the energy design assistance methods employed and the decisions made, along with their savings expectations. For each case, design characteristics, modelling assumptions, selected strategies and actual metered performance are outlined. We find evidence of appropriate levels of energy conservation, but they are not the absolute values predicted. In each case, the discrepancies between modelling assumptions and final construction or operating procedures are identified, examined and rectified. The paper illustrates that while owners are saving energy, they are not always getting the full savings potential for what they install. The paper concludes with a re-examination of the overall process. It evaluates the potential for additional savings of individual technologies and related larger utility incentives to design teams and building owners.

Saving-Based Asset Pricing

DEFF Research Database (Denmark)

Dreyer, Johannes Kabderian; Schneider, Johannes; T. Smith, William

2013-01-01

This paper explores the implications of a novel class of preferences for the behavior of asset prices. Following a suggestion by Marshall (1920), we entertain the possibility that people derive utility not only from consumption, but also from the very act of saving. These ‘‘saving-based’’ prefere...

Freshwater savings from marine protein consumption

International Nuclear Information System (INIS)

Gephart, Jessica A; Pace, Michael L; D’Odorico, Paolo

2014-01-01

Marine fisheries provide an essential source of protein for many people around the world. Unlike alternative terrestrial sources of protein, marine fish production requires little to no freshwater inputs. Consuming marine fish protein instead of terrestrial protein therefore represents freshwater savings (equivalent to an avoided water cost) and contributes to a low water footprint diet. These water savings are realized by the producers of alternative protein sources, rather than the consumers of marine protein. This study quantifies freshwater savings from marine fish consumption around the world by estimating the water footprint of replacing marine fish with terrestrial protein based on current consumption patterns. An estimated 7 600 km 3  yr −1 of water is used for human food production. Replacing marine protein with terrestrial protein would require an additional 350 km 3  yr −1 of water, meaning that marine protein provides current water savings of 4.6%. The importance of these freshwater savings is highly uneven around the globe, with savings ranging from as little as 0 to as much as 50%. The largest savings as a per cent of current water footprints occur in Asia, Oceania, and several coastal African nations. The greatest national water savings from marine fish protein occur in Southeast Asia and the United States. As the human population increases, future water savings from marine fish consumption will be increasingly important to food and water security and depend on sustainable harvest of capture fisheries and low water footprint growth of marine aquaculture. (paper)

Energy Savings in a Market Economy

DEFF Research Database (Denmark)

Nørgaard, Jørgen

1998-01-01

The paper outlines the concept of energy savings as opposed to energy efficency. Afterwards are described briefly the up and down role of energy savings in recent Danish energy policy. It discusses the failure of leaving electricity savings and Integrated Resource Planning to the electricity...

Improved methods to evaluate realised energy savings

NARCIS (Netherlands)

Boonekamp, P.G.M.

2005-01-01

This thesis regards the calculation of realised energy savings at national and sectoral level, and the policy contribution to total savings. It is observed that the results of monitoring and evaluation studies on realised energy savings are hardly applied in energy saving policy. Causes are the lack

49 CFR 173.219 - Life-saving appliances.

Science.gov (United States)

2010-10-01

... 49 Transportation 2 2010-10-01 2010-10-01 false Life-saving appliances. 173.219 Section 173.219... Life-saving appliances. (a) A life-saving appliance, self-inflating or non-self-inflating, containing small quantities of hazardous materials that are required as part of the life-saving appliance must...

Saving in Sub-Saharan Africa

OpenAIRE

Ernest Aryeetey; Christopher Udry

2000-01-01

Gross domestic savings in Africa averaged only 8 percent of GDP in the 1980s, compared to 23 percent for Southeast Asia and 35 percent in the Newly Industrialized Economies. Aside from being generally low, saving rates in most of Africa have shown consistent decline over the last thirty years. These savings figures must be considered tentative, because they are derived as a residual in the national accounts from expenditure and production data that are themselves quite unreliable. Notwithstan...

Energy saving synergies in national energy systems

DEFF Research Database (Denmark)

Thellufsen, Jakob Zinck; Lund, Henrik

2015-01-01

In the transition towards a 100% renewable energy system, energy savings are essential. The possibility of energy savings through conservation or efficiency increases can be identified in, for instance, the heating and electricity sectors, in industry, and in transport. Several studies point...... to various optimal levels of savings in the different sectors of the energy system. However, these studies do not investigate the idea of energy savings being system dependent. This paper argues that such system dependency is critical to understand, as it does not make sense to analyse an energy saving...... without taking into account the actual benefit of the saving in relation to the energy system. The study therefore identifies a need to understand how saving methods may interact with each other and the system in which they are conducted. By using energy system analysis to do hourly simulation...

24 CFR 221.1 - Savings clause.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Savings clause. 221.1 Section 221.1... MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Eligibility Requirements-Low Cost Homes-Savings Clause § 221.1...

Energy saving and cost saving cooling; Energie und Kosten sparende Kuehlung

Energy Technology Data Exchange (ETDEWEB)

Koenig, Klaus W. [Architektur- und Fachpressebuero Klaus W. Koenig, Ueberlingen (Germany)

2012-07-01

In the case of cost reduction, energy conservation and resource savings, rain water is an ideal medium offering more advantages in comparison to the cooling with drinking water. There are no fees for the drinking water and drainage of rain water. It is not necessary to soften rain water so that further operational costs for the treatment and drainage of waste water can be saved. The avoidance of the related material flows and necessary energy is a practiced environmental protection and climate protection.

'Nurture the sprouting bud; do not uproot it'. Using saving groups to save for maternal and newborn health: lessons from rural Eastern Uganda.

Science.gov (United States)

Ekirapa-Kiracho, Elizabeth; Paina, Ligia; Muhumuza Kananura, Rornald; Mutebi, Aloysius; Jane, Pacuto; Tumuhairwe, Juliet; Tetui, Moses; Kiwanuka, Suzanne N

2017-08-01

Saving groups are increasingly being used to save in many developing countries. However, there is limited literature about how they can be exploited to improve maternal and newborn health. This paper describes saving practices, factors that encourage and constrain saving with saving groups, and lessons learnt while supporting communities to save through saving groups. This qualitative study was done in three districts in Eastern Uganda. Saving groups were identified and provided with support to enhance members' access to maternal and newborn health. Fifteen focus group discussions (FGDs) and 18 key informant interviews (KIIs) were conducted to elicit members' views about saving practices. Document review was undertaken to identify key lessons for supporting saving groups. Qualitative data are presented thematically. Awareness of the importance of saving, safe custody of money saved, flexible saving arrangements and easy access to loans for personal needs including transport during obstetric emergencies increased willingness to save with saving groups. Saving groups therefore provided a safety net for the poor during emergencies. Poor management of saving groups and detrimental economic practices like gambling constrained saving. Efficient running of saving groups requires that they have a clear management structure, which is legally registered with relevant authorities and that it is governed by a constitution. Saving groups were considered a useful form of saving that enabled easy acess to cash for birth preparedness and transportation during emergencies. They are like 'a sprouting bud that needs to be nurtured rather than uprooted', as they appear to have the potential to act as a safety net for poor communities that have no health insurance. Local governments should therefore strengthen the management capacity of saving groups so as to ensure their efficient running through partnerships with non-governmental organizations that can provide support to such groups.

Federal Aviation Administration retained savings program proposal

International Nuclear Information System (INIS)

Hostick, D.J.; Larson, L.L.; Hostick, C.J.

1998-03-01

Federal legislation allows federal agencies to retain up to 50% of the savings associated with implementing energy efficiency and water conservation measures and practices. Given budget pressures to reduce expenditures, the use of retained savings to fund additional projects represents a source of funds outside of the traditional budget cycle. The Southwest Region Federal Aviation Administration (FAA) has tasked Pacific Northwest National Laboratory (PNNL) to develop a model retained savings program for Southwest Region FAA use and as a prototype for consideration by the FAA. PNNL recommends the following steps be taken in developing a Southwest Region FAA retained savings program: Establish a retained savings mechanism. Determine the level at which the retained savings should be consolidated into a fund. The preliminary recommendation is to establish a revolving efficiency loan fund at the regional level. Such a mechanism allows some consolidation of savings to fund larger projects, while maintaining a sense of facility ownership in that the funds will remain within the region

Values and Technologies in Energy Savings

DEFF Research Database (Denmark)

Nørgård, Jørgen Stig

2000-01-01

of this saving can cause what is called the rebound effect, which reduces the savings obtained from the technology. Ways to avoid this effect are suggested, and they require value changes, primarly around frugality, consumption, and hard-working. There are indications that some of the necessary changes are well......The chapter is based on the assumption, that technology improvement is not sufficient to achieve a sustainable world community. Changes in people´s values are necessary. A simple model suggest how values, together with basic needs and with the environmental and societal frames, determine people......´s behavioural pattern and lifestyles. Deliberate changes in social values are illustrated by a historical example. From the side of technology the basic principles in the economy of energy savings are briefly described. The marginally profitable energy savings provides an economic saving. The application...

Heat pumping using the thermal earth gradient to produce air conditioned and hot water with savings of up to 70%; Bombeo de calor utilizando el gradiente termico de la tierra para producir aire acondicionado y agua caliente con ahorros de hasta un 70%

Energy Technology Data Exchange (ETDEWEB)

Alvarez Ramirez, Alejandro [Novaenergia de Mexico S.A. de C.V. (Mexico)

2003-07-01

The pumping of heat using the Earth heat as partial energy source bases its principle on which the energy of the ground is constant and the energy efficiency to produce air conditioning and hot water simultaneously is important, obtaining savings up to 70%, comparing itself with the traditional equipment and what these operate of separated way to produce each one of them the cold air and the hot water. The use of this technology presents an opportunity to reduce the energy costs of and the demand of the company. [Spanish] El bombeo de calor utilizando el calor de la tierra como fuente parcial de energia basa su principio en que la energia del suelo es constante y el rendimiento energetico para producir simultaneamente aire acondicionado y agua caliente es importante, obteniendose ahorros hasta de un 70%, comparandose con los equipos tradicionales y que estos operan de manera separada para producir cada uno de ellos el aire frio y el agua caliente. El uso de esta tecnologia presenta una oportunidad para reducir los costos de energia y demanda de la empresa.

Year-round daylight saving time will save more energy in India than corresponding DST or time zones

International Nuclear Information System (INIS)

Ahuja, Dilip R.; SenGupta, D.P.

2012-01-01

Many countries have experimented with daylight saving time (DST) to save energy and to align human activities more closely to the daily cycle of light and darkness. Using a novel methodology, we estimate the year-round energy savings to be obtained from advancing Indian Standard Time (IST), from the introduction of DST, and from dividing the country into two time zones. We find that the option of advancing IST consistently saves more energy than the corresponding DST option, which in turn saves more energy than the corresponding time zones option. This is because the energy benefits of advancing IST accrue for the entire year throughout the country, whereas the benefits of DST are confined to summer months and the benefits of two time zones are largely in the lower energy consuming eastern region. We recommend advancing IST by half-hour to being six hours ahead of UTC. This confers the advantages of DST and time zones without their disadvantages and is forecast to save more than 2 billion kWh of electricity every year during evening peaks that are difficult to supply. While these results are India-specific, similar exercises would be useful to many other countries. - Highlights: ► Advancing IST (YRDST) consistently saves more energy than the corresponding DST. ► DST consistently saves more energy than dividing India into two time zones. ► There are also many non-energy benefits of advancing IST. ► Results are for India; countries with DST may find it useful to consider YRDST.

Implementation of energy-saving policies in China: How local governments assisted industrial enterprises in achieving energy-saving targets

International Nuclear Information System (INIS)

Zhao, Xiaofan; Li, Huimin; Wu, Liang; Qi, Ye

2014-01-01

Local governments have replaced the national ministries that are in charge of various industries to become the primary implementer of energy-saving policies in China since 2000. This paper employs a case study-based approach to demonstrate the significance of local governments’ policy measures in assisting industrial enterprises with energy-saving activities in China. Based on the longitudinal case of the Jasmine Thermal Electric Power Company, this paper hypothesizes that sub-national governments have played a major role in implementing energy-saving policies in China since the 11th Five-year-plan period. A wide range of provincial and municipal agencies collaborated in implementing five types of policy measures – informational policy, skill building, improved enforcement of central directives, price adjustment, and funding – that reduced barriers to energy saving and motivated active pursuit of energy-saving activities at industrial enterprises. The case study demonstrates how an enterprise and local governments work together to achieve the enterprise's energy-saving target. The authors will investigate the hypothesis of this paper in the context of multiple case studies that they plan to undertake in the future. - Highlights: • We employ a case study-based approach to study policy implementation in China. • Local governments have played a major role in implementing energy-saving policies. • Local public agencies collaborated in implementing five types of policy measures. • Local policy measures reduced barriers to energy saving at industrial enterprises. • Enterprises and local governments work together to achieve energy-saving targets

Energy savings in Danish residential building stock

DEFF Research Database (Denmark)

Tommerup, Henrik M.; Svendsen, Svend

2006-01-01

a short account of the technical energy-saving possibilities that are present in existing dwellings and presents a financial methodology used for assessing energy-saving measures. In order to estimate the total savings potential detailed calculations have been performed in a case with two typical...... buildings representing the residential building stock and based on these calculations an assessment of the energy-saving potential is performed. A profitable savings potential of energy used for space heating of about 80% is identified over 45 years (until 2050) within the residential building stock......A large potential for energy savings exists in the Danish residential building stock due to the fact that 75% of the buildings were constructed before 1979 when the first important demands for energy performance of building were introduced. It is also a fact that many buildings in Denmark face...

Consumer behaviours: Teaching children to save energy

Science.gov (United States)

Grønhøj, Alice

2016-08-01

Energy-saving programmes are increasingly targeted at children to encourage household energy conservation. A study involving the assignment of energy-saving interventions to Girl Scouts shows that a child-focused intervention can improve energy-saving behaviours among children and their parents.

ONU Power Saving Scheme for EPON System

Science.gov (United States)

Mukai, Hiroaki; Tano, Fumihiko; Tanaka, Masaki; Kozaki, Seiji; Yamanaka, Hideaki

PON (Passive Optical Network) achieves FTTH (Fiber To The Home) economically, by sharing an optical fiber among plural subscribers. Recently, global climate change has been recognized as a serious near term problem. Power saving techniques for electronic devices are important. In PON system, the ONU (Optical Network Unit) power saving scheme has been studied and defined in XG-PON. In this paper, we propose an ONU power saving scheme for EPON. Then, we present an analysis of the power reduction effect and the data transmission delay caused by the ONU power saving scheme. According to the analysis, we propose an efficient provisioning method for the ONU power saving scheme which is applicable to both of XG-PON and EPON.

12 CFR 541.18 - Interim Federal savings association.

Science.gov (United States)

2010-01-01

... an existing savings and loan holding company or to facilitate any other transaction the Office may... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Interim Federal savings association. 541.18... REGULATIONS AFFECTING FEDERAL SAVINGS ASSOCIATIONS § 541.18 Interim Federal savings association. The term...

Prescription Program Provides Significant Savings

Science.gov (United States)

Rowan, James M.

2010-01-01

Most school districts today are looking for ways to save money without decreasing services to its staff. Retired pharmacist Tim Sylvester, a lifelong resident of Alpena Public Schools in Alpena, Michigan, presented the district with a pharmaceuticals plan that would save the district money without raising employee co-pays for prescriptions. The…

12 CFR 583.20 - Savings and loan holding company.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Savings and loan holding company. 583.20... REGULATIONS AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.20 Savings and loan holding company. The term savings and loan holding company means any company that directly or indirectly controls a savings...

Macroeconomic determinants of savings in Egypt "Statistical Model"

Directory of Open Access Journals (Sweden)

Hanaa Abdelaty Hasan Esmail

2014-07-01

Full Text Available Like lot of countries, aggregate consumption constitutes a major portion of Gross Domestic Product (GDP in Egypt. Consumption decisions determine savings decisions. In long term growth literature, differences in long term growth had been explained to a large extent by differences in the rates of savings which also determine a country’s investment in productive capacity, human capital and socio-economic infrastructure. In this study, we analyse macroeconomic determinants of savings in Egypt using Ordinary multiple regression. Our results indicate that national savings rate is positively related with real GDP growth rate. This suggests that saving is a positive function of income. The evidence suggests that national savings rate is negatively related with federal debt growth and inflation. This hints towards crowding out of private sector investment through decline in savings rate as a result of government’s indebtedness. Finally, negative association between savings rate and inflation implies that the consumer is rational and makes decisions based on his perceptions when it comes to allocating the lifetime resources over the period of his life. Increase in inflation dampens the incentive to save and people respond rationally which is made evident by the negative sign on inflation coefficient in our model.

Cogeneration an opportunity for industrial energy saving

International Nuclear Information System (INIS)

Pasha, R.A.; Butt, Z.S.

2011-01-01

This paper is about the cogeneration from industrial energy savings opportunities perspective. The energy crisis in these days forces industry to find ways to cope with critical situation. There are several energy savings options which if properly planned and implemented would be beneficial both for industry and community. One way of energy saving is Cogeneration i.e. Combined Heat and Power. The paper will review the basic methods, types and then discuss the suitability of these options for specific industry. It has been identified that generally process industry can get benefits of energy savings. (author)

Energy conservation. Federal shared energy savings contracting

International Nuclear Information System (INIS)

Fultz, Keith O.; Milans, Flora H.; Kirk, Roy J.; Welker, Robert A.; Sparling, William J.; Butler, Sharon E.; Irwin, Susan W.

1989-04-01

A number of impediments have discouraged federal agencies from using shared energy savings contracts. As of November 30, 1988, only two federal agencies - the U.S. Postal Service (USPS) and the Department of the Army -had awarded such contracts even though they can yield significant energy and cost savings. The three major impediments we identified were uncertainty about the applicability of a particular procurement policy and practice, lack of management incentives, and difficulty in measuring energy and cost savings. To address the first impediment, the Department of Energy (DOE) developed a manual on shared energy savings contracting. The second impediment was addressed when the 100th Congress authorized incentives for federal agencies to enter into shared savings contracts. DOE addressed the third impediment by developing a methodology for calculating energy consumption and cost savings. However, because of differing methodological preferences, this issue will need to be addressed on a contract-by-contract basis. Some state governments and private sector firms are using performance contracts to reduce energy costs in their buildings and facilities. We were able to identify six states that were using performance contracts. Five have established programs, and all six states have projects under contract. The seven energy service companies we contacted indicated interest in federal shared energy savings contracting

Household water saving: Evidence from Spain

Science.gov (United States)

Aisa, Rosa; Larramona, Gemma

2012-12-01

This article focuses on household water use in Spain by analyzing the influence of a detailed set of factors. We find that, although the presence of both water-saving equipment and water-conservation habits leads to water savings, the factors that influence each are not the same. In particular, our results show that those individuals most committed to the adoption of water-saving equipment and, at the same time, less committed to water-conservation habits tend to have higher incomes.

Feeding your piggy bank with intentions : A study on saving behaviour, saving strategies, and happiness

NARCIS (Netherlands)

De Francisco Vela, S.; Desmet, P.M.A.; Casais, M.

2014-01-01

The act of saving money can connect one’s present state to a meaningful future state, especially if we consider money not as a direct source of happiness, but as a resource for engaging in meaningful activities. To explore how design can contribute to making the act of saving more meaningful, we

Saving electricity in a hurry - update 2011

Energy Technology Data Exchange (ETDEWEB)

Pasquier, Sara Bryan

2011-06-15

As demonstrated by the March 2011 earthquake and tsunami-triggered blackouts in Japan, electricity shortfalls can happen anytime and anywhere. Countries can minimise the negative economic, social and environmental impacts of such electricity shortfalls by developing emergency energy-saving strategies before a crisis occurs. This new IEA report highlights preliminary findings and conclusions from electricity shortfalls in Japan, the United States, New Zealand, South Africa and Chile. It draws on recent analysis to: reinforce well-established guidelines on diagnosing electricity shortfalls, identifying energy-saving opportunities and selecting a package of energy-saving measures; and highlight proven practice for implementing emergency energy-saving programmes. This paper will be valuable to government, academic, private-sector and civil-society stakeholders who inform, develop and implement electricity policy in general, and emergency energy-saving programmes in particular.

Electric power saving potential due to domestic refrigerators replacement; Potencial de ahorro de energia electrica por el reemplazo de refrigeradores domesticos

Energy Technology Data Exchange (ETDEWEB)

Peralta Solorio, Jose Luis [Fideicomiso para el Ahorro de Energia Electrica (Mexico)]. E-mail: jose.peralta@cfe.gob.mx

2006-04-15

In Mexico the second most used electrical appliance is: refrigerator. Owing to its use, it would be a promising option for electric power saving. In Guadalajara, Reynosa and Tampico it was performed a study with the aim of launching a project to replace the old refrigerators with new ones which are more effective and less expensive. Since the refrigerators cost and the electrical invoicing saving, the electric appliance change is profitable. To expect with this replacement more than eight million of refrigerators manufactured before 1997 will be changed. [Spanish] El refrigerador es el segundo electrodomestico mas utilizado a nivel nacional, esto permite que debido a su uso sea una opcion prometedora para el ahorro de energia electrica. Se hizo un estudio en Guadalajara, Reynosa y Tampico con el fin de lanzar un proyecto para sustituir los refrigeradores viejos por unos nuevos que sean mas eficaces y menos costosos. Por el costo de los refrigeradores y el ahorro en la facturacion electrica, el cambio de electrodomestico es rentable, de esta manera se espera que los mas de ocho millones de refrigeradores fabricados antes de 1997 que existen en el pais sean cambiados.

RECRUITMENT FINANCED BY SAVED LEAVE (RSL PROGRAMME)

CERN Multimedia

Division du Personnel; Tel. 73903

1999-01-01

Transfer to the saved leave account and saved leave bonusStaff members participating in the RSL programme may opt to transfer up to 10 days of unused annual leave or unused compensatory leave into their saved leave account, at the end of the leave year, i.e. 30 September (as set out in the implementation procedure dated 27 August 1997).A leave transfer request form, which you should complete, sign and return, if you wish to use this possibility, has been addressed you. To allow the necessary time for the processing of your request, you should return it without delay.As foreseen in the implementation procedure, an additional day of saved leave will be granted for each full period of 20 days remaining in the saved leave account on 31 December 1999, for any staff member participating in the RSL programme until that date.For part-time staff members participating in the RSL programme, the above-mentioned days of leave (annual, compensatory and saved) are adjusted proportionally to their contractual working week as...

Chinese hotel general managers' perspectives on energy-saving practices

Science.gov (United States)

Zhu, Yidan

As hotels' concern about sustainability and budget-control is growing steadily, energy-saving issues have become one of the important management concerns hospitality industry face. By executing proper energy-saving practices, previous scholars believed that hotel operation costs can decrease dramatically. Moreover, they believed that conducting energy-saving practices may eventually help the hotel to gain other benefits such as an improved reputation and stronger competitive advantage. The energy-saving issue also has become a critical management problem for the hotel industry in China. Previous research has not investigated energy-saving in China's hotel segment. To achieve a better understanding of the importance of energy-saving, this document attempts to present some insights into China's energy-saving practices in the tourist accommodations sector. Results of the study show the Chinese general managers' attitudes toward energy-saving issues and the differences among the diverse hotel managers who responded to the study. Study results indicate that in China, most of the hotels' energy bills decrease due to the implementation of energy-saving equipments. General managers of hotels in operation for a shorter period of time are typically responsible for making decisions about energy-saving issues; older hotels are used to choosing corporate level concerning to this issue. Larger Chinese hotels generally have official energy-saving usage training sessions for employees, but smaller Chinese hotels sometimes overlook the importance of employee training. The study also found that for the Chinese hospitality industry, energy-saving practices related to electricity are the most efficient and common way to save energy, but older hotels also should pay attention to other ways of saving energy such as water conservation or heating/cooling system.

Los procesos de normalizacion, armonizacion y compatibilizacion en el Mercosur: impactos en el sector informacion

Directory of Open Access Journals (Sweden)

Marlo Barité

2000-07-01

Full Text Available Caracteriza e resenha a existência do Mercosul até o presente e, em particular, discute a idéia de um «Mercosul da Informação» que compreenda aspectos de políticas de transferência, intercâmbio e acesso à informação. Determina o conceito de «normalização» no marco do projeto de integração econômica, política, social e cultural implícito na criação e desenvolvimento do Mercosul, e o analisa com as noções de «harmonização», compatibilização», «correspondência» e «equivalência». Discorre sobre a produção de bens e serviços de informação e sobre as modalidades possíveis de integração de políticas, sistemas e redes de informação. Destaca o aporte da terminologia como instrumento de primeira ordem para interagir nas questões de comércio, indústria, ciência e cultura envolvidas no desenvolvimento regional. Por último, propõe recomendações que contribuam para o desenvolvimento de políticas regionais de informação.

Strategies for energy saving in warm climate dwellings; Estrategias de ahorro de energia para viviendas en clima calido

Energy Technology Data Exchange (ETDEWEB)

Pilatowsky, I [Centro de Investigacion en Energia, Universidad Nacional Autonoma de Mexico (Mexico); Ramos Niembro, Gaudencio [Comision Nacional para el Ahorro de Energia -CONAE (Mexico); Morillon, David [Instituto de Ingenieria, Universidad Nacional Autonoma de Mexico (Mexico); Oskam, A. [Centro de Fisica Aplicada y Tecnologia Avanzada, Universidad Nacional Autonoma de Mexico (Mexico)

2008-04-15

The domestic sector consumes almost one quarter of the national electrical energy. In order to reduce in an important manner the power consumption in dwellings there is an integral alternative based on three elements: the bio-climatic design, the saving and efficient use of the energy in equipment and apparatuses, and the use of centralized air conditioning systems. Besides saving the electrical and thermal power consumption, with this scheme, comfort conditions are pretended to be reached in dwellings and, contributing at the same time, to the diminution of polluting emissions. [Spanish] El sector domestico consume casi una cuarta parte de la energia electrica nacional. Con objeto de reducir de manera importante el consumo de energia en las viviendas, se presenta una alternativa integral, basada en tres elementos: el diseno bioclimatico, el ahorro y uso eficiente de la energia en equipos y aparatos, y la utilizacion de sistemas de climatizacion centralizados. Ademas del ahorro en el consumo de energia electrica y termica, con este esquema se pretende alcanzar condiciones de confort en las viviendas y, al mismo tiempo, contribuir a la disminucion de emisiones contaminantes.

El nuevo periodo de la Normalizacion Internacional Contable y sus implicaciones en Colombia

Directory of Open Access Journals (Sweden)

Ernesto Sierra González

2002-06-01

Full Text Available La preponderancia de la vertiente financiera del capital en la actual dinámica de la globalización se viene caracterizando por una profunda desregulación de los mercados de capitales con el objeto de garantizar su libre movilidad. Para conseguir que los recursos financieros circulen se requiere de información transparente y homogénea. En tal sentido, la actual discusión internacional sobre las Normas Internacionales de Contabilidad y la tendencia mundial de su incorporación, son necesarias en el contexto colombiano, a fin de discernir la conveniencia -o no- de dicha decisión, y el marco de cosas en el que, eventualmente, debería acogerse tal normativa; tales opciones son abordadas en el presente artículo.

Poor Families Striving to Save in Matched Children's Savings Accounts: Findings from a Randomized Experimental Design in Uganda.

Science.gov (United States)

Karimli, Leyla; Ssewamala, Fred M; Neilands, Torsten B

2014-12-01

This study examines participants' savings in children's savings accounts (CSAs) set up for AIDS-orphaned children ages 10-15 in Uganda. Using a cluster randomized experimental design, we examine the extent to which families participating in a CSA program report more savings than their counterparts not participating in the program, explore the extent to which families who participate in the CSA program report using formal financial institutions compared with families who do not have a CSA, and consider whether families participating in the CSA program bring new money into the CSA or whether they reshuffle existing household assets. We find that participating in a CSA increased families' likelihood to report having saved money. However, our results show no intervention effect either on the amount of self-reported savings or on the likelihood of using formal financial institutions. Further research is needed to understand whether use of a CSA helps families generate new wealth.

Does extending daylight saving time save energy? Evidence from an Australian experiment

Energy Technology Data Exchange (ETDEWEB)

Kellogg, R. [California Univ., Berkeley, CA (United States). Dept. of Agricultural and Resource Economics; Wolff, H. [California Univ., Berkeley, CA (United States). Dept. of Agricultural and Resource Economics]|[Forschungsinstitut zur Zukunft der Arbeit (IZA), Bonn (Germany)

2007-03-15

Several countries are considering extending Daylight Saving Time (DST) in order to conserve energy, and the U.S. will extend DST by one month beginning in 2007. However, projections that these extensions will reduce electricity consumption rely on extrapolations and simulations rather than empirical evidence. This paper, in contrast, examines a quasiexperiment in which parts of Australia extended DST in 2000 to facilitate the Sydney Olympics. Using detailed panel data and a triple differences specification, we show that the extension did not conserve electricity, and that a prominent simulation model overstates electricity savings when it is applied to Australia. (orig.)

Chapter 21: Estimating Net Savings - Common Practices. The Uniform Methods Project: Methods for Determining Energy Efficiency Savings for Specific Measures

Energy Technology Data Exchange (ETDEWEB)

Kurnik, Charles W [National Renewable Energy Laboratory (NREL), Golden, CO (United States); Violette, Daniel M. [Navigant, Boulder, CO (United States); Rathbun, Pamela [Tetra Tech, Madison, WI (United States)

2017-11-02

This chapter focuses on the methods used to estimate net energy savings in evaluation, measurement, and verification (EM and V) studies for energy efficiency (EE) programs. The chapter provides a definition of net savings, which remains an unsettled topic both within the EE evaluation community and across the broader public policy evaluation community, particularly in the context of attribution of savings to a program. The chapter differs from the measure-specific Uniform Methods Project (UMP) chapters in both its approach and work product. Unlike other UMP resources that provide recommended protocols for determining gross energy savings, this chapter describes and compares the current industry practices for determining net energy savings but does not prescribe methods.

[Saving motives in young, middle-aged, and older adults. Preliminary results of a new inventory for exploring lifespan saving motives].

Science.gov (United States)

Rager, B; Lang, F R; Wagner, G G

2012-12-01

There is some research on personal reasons for saving money in the economic sciences. However, not much is known about the age differences of saving motives. In this vein, the future time perspective (FTP) is known to play a critical role for motivation across the life span. In this study, we introduce a new Saving Motive Inventory (SMI), which also covers saving goals after retirement. Furthermore, it is argued that additional saving motives that are not based on economic models of life-cycle saving also exist. In accordance with the socio-emotional selectivity theory, we explored age differences in an online survey with 496 participants from young (19-44 years), middle-aged (45-64 years), and older (65-86 years) adulthood, who completed a questionnaire on saving motives, personality, and future-related thinking (e.g., Future Time Perspective Scale, Life Orientation Test). Results of the explorative Factor Analysis (EFA) are consistent with the theoretical expectations. The factors are generativity, educational investment, consumption, indifference, and provision for death and dying. Together these five factors account for 67% of the variance. In general, the inventory is reliable and valid with respect to the expected internal and external criteria. It contributes to better understanding of saving motives over the lifespan, especially with respect to effects of the future time perspective.

Control Evaluation Information System Savings

Directory of Open Access Journals (Sweden)

Eddy Sutedjo

2011-05-01

Full Text Available The purpose of this research is to evaluate the control of information system savings in the banking and to identify the weaknesses and problem happened in those saving systems. Research method used are book studies by collecting data and information needed and field studies by interview, observation, questioner, and checklist using COBIT method as a standard to assess the information system control of the company. The expected result about the evaluation result that show in the problem happened and recommendation given as the evaluation report and to give a view about the control done by the company. Conclusion took from this research that this banking company has met standards although some weaknesses still exists in the system.Index Terms - Control Information System, Savings

Housing-related lifestyle and energy saving

DEFF Research Database (Denmark)

Thøgersen, John

2017-01-01

of relevant background characteristics. A multivariate GLM analysis reveals that when differences in housing-related lifestyles are controlled, neither country of residence nor the interaction between lifestyle and country of residence influence energy saving innovativeness or everyday energy-saving efforts...

Entrepreneurial Saving Practices and Reinvestment : Theory and Evidence

NARCIS (Netherlands)

Beck, T.H.L.; Pamuk, H.; Uras, R.B.

2014-01-01

We use a novel enterprise survey from Tanzania to gauge the relationship between saving instruments and entrepreneurial reinvestment. While most informal savings practices do not imply a lower likelihood of entrepreneurial reinvestment when compared with formal savings practices, we find a

Entrepreneurial saving practices and reinvestment : Theory and evidence

NARCIS (Netherlands)

Beck, T.H.L.; Pamuk, Haki; Uras, Burak

2017-01-01

We use a novel enterprise survey to gauge the relationship between saving instruments and entrepreneurial reinvestment. We show that while most informal saving practices are not associated with a lower likelihood of reinvestment when compared with formal saving practices, there is a significantly

Overview of contractual savings institutions

OpenAIRE

Vittas, Dimitri; Skully, Michael

1991-01-01

Contractual savings institutions include national provident funds, life insurance companies, private pension funds, and funded social pension insurance systems. They have long-term liabilities and stable cash flows and are therefore ideal providers of term finance, not only to government and industry, but also to municipal authorities and the housing sector. Except for Singapore, Malaysia, and a few other countries, most developing countries have small and insignificant contractual savings in...

China energy-water nexus: Assessing the water-saving synergy effects of energy-saving policies during the eleventh Five-year Plan

International Nuclear Information System (INIS)

Gu, Alun; Teng, Fei; Wang, Yu

2014-01-01

Highlights: • Energy and water limit China’s sustainable development. • Current energy policies fail to address water saving issues. • The energy-water coefficient is estimated for both direct use and indirect use. • Water saving effects associated with energy-saving policies is calculated. • Water-energy nexus should be enhanced in key industrial sectors. - Abstract: Energy and water have become major factors limiting sustainable development in China. Energy efficiency and optimization of water management are critical for the healthy growth of the Chinese economy. Current national energy policies fail to adequately address water use issues. Similarly, current water policies do not consider the impact of energy consumption and greenhouse gas emissions. Consequently, few studies have investigated the relationship between energy consumption and water use. The present study analyzes the energy-water nexus in Chinese industries using input–output tables. Coefficients that characterize the relationship between energy consumption and water are used to describe the supply-consumption relationship between the water supply and primary energy sectors. Next, we calculate the water-saving effects associated with the enforcement of energy-saving policies in selected industrial sectors during the eleventh Five-year Plan, from 2005 to 2010. These calculations address the ferrous metals, non-ferrous metals, petrochemical engineering, building materials, and electricity industries as well as key light industries. Our findings indicate that energy-saving efforts in these industries will result in savings in water consumption. This study suggests that a cooperative relationship between water and energy conservation efforts should be an important factor in creating policies that encourage simultaneous savings of both resources. Additionally, the study indicates that government should promote water- and energy-saving techniques in key industrial sectors to encourage

37 CFR 11.61 - Savings clause.

Science.gov (United States)

2010-07-01

... 37 Patents, Trademarks, and Copyrights 1 2010-07-01 2010-07-01 false Savings clause. 11.61 Section... Disciplinary Proceedings; Jurisdiction, Sanctions, Investigations, and Proceedings § 11.61 Savings clause. (a... subsequent to such effective date, if such conduct would continue to justify suspension or exclusion under...

Refrigeration: Introducing energy saving opportunities for business

Energy Technology Data Exchange (ETDEWEB)

NONE

2006-04-15

In some industries, most notably food and drink and chemicals, refrigeration accounts for a significant proportion of overall site energy costs. For instance, in the industrial handling of meat, poultry and fish, it often accounts for 50% of total energy costs. In ice-cream production the proportion is 70%. In a number of commercial sectors, refrigeration also represents a significant proportion of overall energy costs. For example: Cold storage 90%; Food supermarkets 50%; Small shops with refrigerated cabinets 70% or over; Pubs and clubs 30%. Against these high costs, even a small reduction in refrigeration energy use can offer significant cost savings, resulting in increased profits. Energy saving need not be expensive. Energy savings of up to 20% can be realised in many refrigeration plant through actions that require little or no investment. In addition, improving the efficiency and reducing the load on a refrigeration plant can improve reliability and reduce the likelihood of a breakdown. Most organisations can save energy and money on refrigeration by: More efficient equipment; Good maintenance; Housekeeping and control. This publication provides an understanding of the operation of refrigeration systems, identifies where savings can be realised and will enable readers to present an informed case on energy savings to key decision makers within their organisation. (GB)

REMINDER Saved Leave Scheme (SLS) : Simplified procedure for the transfer of leave to saved leave accounts

CERN Multimedia

HR Division

2001-01-01

As part of the process of streamlining procedures, the HR and AS Divisions have jointly developed a system whereby annual and compensatory leave will henceforth be automatically transferred1) to saved leave accounts. Under the provisions of the voluntary saved leave scheme (SLS), a maximum total of 10 days'2)Previously, every person taking part in the scheme has been individually issued with a form for the purposes of requesting the transfer of leave to the leave account and the transfer has then had to be done manually by HR Division. To streamline the procedure, unused leave of all those taking part in the saved leave scheme at the closure of the leave-year accounts will henceforth be transferred automatically to the saved leave account on that date. This simplification is in the interest of all parties concerned. This automatic transfer procedure has a number of advantages for participants in the SLS scheme. First, staff members will no longer have to take any administrative steps. Secondly, the new proced...

48 CFR 48.104-3 - Sharing collateral savings.

Science.gov (United States)

2010-10-01

... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Sharing collateral savings... CONTRACT MANAGEMENT VALUE ENGINEERING Policies and Procedures 48.104-3 Sharing collateral savings. (a) The Government shares collateral savings with the contractor, unless the head of the contracting activity has...

48 CFR 2448.104-3 - Sharing collateral savings.

Science.gov (United States)

2010-10-01

... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Sharing collateral savings... DEVELOPMENT CONTRACT MANAGEMENT VALUE ENGINEERING 2448.104-3 Sharing collateral savings. (a) The authority of the HCA to determine that the cost of calculating and tracking collateral savings will exceed the...

Poor Families Striving to Save in Matched Children’s Savings Accounts: Findings from a Randomized Experimental Design in Uganda

Science.gov (United States)

Karimli, Leyla; Ssewamala, Fred M.; Neilands, Torsten B.

2014-01-01

This study examines participants’ savings in children’s savings accounts (CSAs) set up for AIDS-orphaned children ages 10–15 in Uganda. Using a cluster randomized experimental design, we examine the extent to which families participating in a CSA program report more savings than their counterparts not participating in the program, explore the extent to which families who participate in the CSA program report using formal financial institutions compared with families who do not have a CSA, and consider whether families participating in the CSA program bring new money into the CSA or whether they reshuffle existing household assets. We find that participating in a CSA increased families’ likelihood to report having saved money. However, our results show no intervention effect either on the amount of self-reported savings or on the likelihood of using formal financial institutions. Further research is needed to understand whether use of a CSA helps families generate new wealth. PMID:25525282

Electric energy savings from new technologies. Revision 1

Energy Technology Data Exchange (ETDEWEB)

Harrer, B.J.; Kellogg, M.A.; Lyke, A.J.; Imhoff, K.L.; Fisher, Z.J.

1986-09-01

Purpose of the report is to provide information about the electricity-saving potential of new technologies to OCEP that it can use in developing alternative long-term projections of US electricity consumption. Low-, base-, and high-case scenarios of the electricity savings for 10 technologies were prepared. The total projected annual savings for the year 2000 for all 10 technologies were 137 billion kilowatt hours (BkWh), 279 BkWh, and 470 BkWh, respectively, for the three cases. The magnitude of these savings projections can be gauged by comparing them to the Department's reference case projection for the 1985 National Energy Policy Plan. In the Department's reference case, total consumption in 2000 is projected to be 3319 BkWh. Because approximately 75% of the base-case estimate of savings are already incorporated into the reference projection, only 25% of the savings estimated here should be subtracted from the reference projection for analysis purposes.

Energy saving analysis and management modeling based on index decomposition analysis integrated energy saving potential method: Application to complex chemical processes

International Nuclear Information System (INIS)

Geng, Zhiqiang; Gao, Huachao; Wang, Yanqing; Han, Yongming; Zhu, Qunxiong

2017-01-01

Highlights: • The integrated framework that combines IDA with energy-saving potential method is proposed. • Energy saving analysis and management framework of complex chemical processes is obtained. • This proposed method is efficient in energy optimization and carbon emissions of complex chemical processes. - Abstract: Energy saving and management of complex chemical processes play a crucial role in the sustainable development procedure. In order to analyze the effect of the technology, management level, and production structure having on energy efficiency and energy saving potential, this paper proposed a novel integrated framework that combines index decomposition analysis (IDA) with energy saving potential method. The IDA method can obtain the level of energy activity, energy hierarchy and energy intensity effectively based on data-drive to reflect the impact of energy usage. The energy saving potential method can verify the correctness of the improvement direction proposed by the IDA method. Meanwhile, energy efficiency improvement, energy consumption reduction and energy savings can be visually discovered by the proposed framework. The demonstration analysis of ethylene production has verified the practicality of the proposed method. Moreover, we can obtain the corresponding improvement for the ethylene production based on the demonstration analysis. The energy efficiency index and the energy saving potential of these worst months can be increased by 6.7% and 7.4%, respectively. And the carbon emissions can be reduced by 7.4–8.2%.

12 CFR 583.12 - Multiple savings and loan holding company.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Multiple savings and loan holding company. 583... DEFINITIONS FOR REGULATIONS AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.12 Multiple savings and loan holding company. The term multiple savings and loan holding company means any savings and loan holding...

12 CFR 583.11 - Diversified savings and loan holding company.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Diversified savings and loan holding company... DEFINITIONS FOR REGULATIONS AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.11 Diversified savings and loan holding company. The term diversified savings and loan holding company means any savings and loan holding...

Revolving fund for energy saving

International Nuclear Information System (INIS)

Prebensen, K.

1993-01-01

A key issue in Eastern Europe is the adjustment of prices from the former COMECON level to a level conforming with free market conditions. In the case of household heating, this issue involves the removal of government subsidies leading to sharply increasing prices, metering of individual consumption, improving the efficiency of energy production, distribution and use - where savings of 30-50% in each link are technically feasible - thereby providing a potential for a adapting consumption patterns to higher energy prices, provided that funds are available. Currently, investment in commercial heat production and distribution systems have received substantial international support - whereas investment in reduction of demand has been little exploited. The Revolving Fund for Energy Savings in Polish Households is a concept for efficient financing of small-scale projects. It aims at financing, on the level of housing cooperatives, on the basis of a simplified lending and project evaluation procedure, well suited to current Polish conditions or an organizationally and financially weak banking system and little developed technical knowledge in the field of energy saving. A general introduction to the issue is given and technical problems are elaborated. The implementation of Energy Savings in Housing seen from the banking point of view, and a current pilot scheme for financing, are described. (AB)

Advances in Biological Water-saving Research: Challenge and Perspectives

Institute of Scientific and Technical Information of China (English)

Lun Shan; Xiping Deng; Suiqi Zhang

2006-01-01

Increasing the efficiency of water use by crops continues to escalate as a topic of concern because drought is a restrictive environmental factor for crop productivity worldwide. Greater yield per unit rainfall is one of the most important challenges in water-saving agriculture. Besides water-saving by irrigation engineering and conservation tillage, a good understanding of factors limiting and/or regulating yield now provides us with an opportunity to identify and then precisely select for physiological and breeding traits that increase the efficiency of water use and drought tolerance under water-limited conditions, biological water-saving is one means of achieving this goat. A definition of biological water-saving measures is proposed which embraces improvements in water-use efficiency (WUE) and drought tolerance, by genetic improvement and physiological regulation. The preponderance of biological water-saving measures is discussed and strategies identified for working within natural resource constraints. The technology and future perspectives of biological water saving could provide not only new water-saving techniques but also a scientific base for application of water-saving irrigation and conservation tillage.

Concepts. Environmental care through energy saving

Energy Technology Data Exchange (ETDEWEB)

Wagner, G.

1987-04-01

Energy saving is an important ingredient of a preventive energy policy. It helps to reduce pollutants which are one essential source of damage done to air, water and soil. But even the environmentally damaging side effects of energy production, storage and distribution can be cut down through energy saving.

Mozambican Aggregate Consumption and Domestic Saving ...

African Journals Online (AJOL)

It was an unprecedented decade for its break with the previous trend; but so far, the new trend does not correspond to a substantial change in growth strategy to ensure that foreign savings become complementary rather than a substitute for domestic savings. Keywords: consumption, economic growth strategy, domestic ...

Casual relationship between gross domestic saving and economic ...

African Journals Online (AJOL)

The empirical study confirmed that a significant relationship between domestic savings and ... and, which ultimately increases the country domestic saving level. ... which increase saving and investment into the country due to its dual effect. ... South Africa (96); South Sudan (1); Sudan (3); Swaziland (3); Tanzania (19); Togo ...

Building Savings and Investments Culture among Nigerians | Imegi ...

African Journals Online (AJOL)

It is therefore necessary to build among Nigerians savings and investments culture. A review of extant literature revealed that people save and invest for several reasons among which are to enhance the standard of living, take advantage of rare business opportunities, and meet unforeseen circumstances. Savings can be ...

Water saving through international trade of agricultural products

NARCIS (Netherlands)

Chapagain, Ashok; Hoekstra, Arjen Ysbert; Savenije, H.H.G.

2006-01-01

Many nations save domestic water resources by importing water-intensive products and exporting commodities that are less water intensive. National water saving through the import of a product can imply saving water at a global level if the flow is from sites with high to sites with low water

Technical energy savings versus changes in human behaviour

DEFF Research Database (Denmark)

Nørgaard, Jørgen

1996-01-01

Energy savings seems to be the most environmentally benign element in an energy policy. The paper is a reflection on the work on saving energy both by improving technology and by adapting human daily behaviour. A simple model is suggested for the energy chain which converts the primary energy all...... the way into human satisfaction via energy services. Results of various analyses and field experiments show saving potentials for electricity of 50 - 80 per cents. Barriers for implementing these technical saving options are discussed. Also the necessity and potentials for changing behavioural or life...

A multifunctional energy-saving magnetic field generator

Science.gov (United States)

Xiong, Hui; Sun, Wanpeng; Liu, Jinzhen; Shi, Jinhua

2018-03-01

To improve the energy utilization of magnetic field generators for biological applications, a multifunctional energy-saving magnetic field generator (ESMFG) is presented. It is capable of producing both an alternating magnetic field (AMF) and a bipolar pulse magnetic field (BPMF) with high energy-saving and energy-reuse rates. Based on a theoretical analysis of an RLC second-order circuit, the energy-saving and energy-reuse rates of both types of magnetic fields can be calculated and are found to have acceptable values. The results of an experimental study using the proposed generator show that for the BPMF, the peak current reaches 130 A and the intensity reaches 70.3 mT. For the AMF, the intensity is 11.0 mT and the RMS current is 20 A. The energy-saving and energy-reuse rates for the AMF generator are 61.3% and 63.5%, respectively, while for the BPMF generator, the energy-saving rate is 33.6%. Thus, the proposed ESMFG has excellent potential for use in biomedical applications.

Causal Links among Saving, Investment and Growth and ...

African Journals Online (AJOL)

The relationship between saving, investment and GDP still remains an empirical issue. In their aspiration to catch up the rest of the world, developing countries provides a special place on this matter. This paper tried to investigate the main determinants of saving and the connection among saving, investment and GDP in the ...

Canada Education Savings Program: Annual Statistical Review--2009

Science.gov (United States)

Human Resources and Skills Development Canada, 2009

2009-01-01

The Canada Education Savings Program is an initiative of the Government of Canada. As part of the Department of Human Resources and Skills Development, the program administers the Canada Education Savings Grant and the Canada Learning Bond. These two initiatives help Canadian families save for a child's post-secondary education in Registered…

10 CFR 436.20 - Net savings.

Science.gov (United States)

2010-01-01

... ENERGY ENERGY CONSERVATION FEDERAL ENERGY MANAGEMENT AND PLANNING PROGRAMS Methodology and Procedures for Life Cycle Cost Analyses § 436.20 Net savings. For a retrofit project, net savings may be found by subtracting life cycle costs based on the proposed project from life cycle costs based on not having it. For a...

Creation of Carbon Credits by Water Saving

Directory of Open Access Journals (Sweden)

Yasutoshi Shimizu

2012-07-01

Full Text Available Until now, as a way of reducing greenhouse gas emissions from Japanese homes, the emphasis has been on reduction of energy consumption for air-conditioning and lighting. In recent years, there has been progress in CO₂ emission reduction through research into the water-saving performance of bathroom fixtures such as toilets and showers. Simulations have shown that CO₂ emissions associated with water consumption in Japanese homes can be reduced by 25% (1% of Japan’s total CO₂ emissions by 2020 through the adoption of the use of water-saving fixtures. In response to this finding, a program to promote the replacement of current fixtures with water-saving toilet bowls and thermally insulated bathtubs has been added to the Government of Japan’s energy-saving policy. Furthermore, CO₂ emission reduction through widespread use of water-saving fixtures has been adopted by the domestic credit system promoted by the Government of Japan as a way of achieving CO₂ emission-reduction targets; application of this credit system has also begun. As part of a bilateral offset credit mechanism promoted by the Government of Japan, research to evaluate the CO₂ reduction potential of the adoption of water-saving fixtures has been done in the city of Dalian, in China.

Save Energy Now Assessments Results 2008 Detailed Report

Energy Technology Data Exchange (ETDEWEB)

Wright, Anthony L [ORNL; Martin, Michaela A [ORNL; Nimbalkar, Sachin U [ORNL; Quinn, James [U.S. Department of Energy; Glatt, Ms. Sandy [DOE Industrial Technologies Program; Orthwein, Mr. Bill [U.S. Department of Energy

2010-09-01

In October 2005, U.S. Department of Energy Secretary Bodman launched his Easy Ways to Save Energy campaign with a promise to provide energy assessments to 200 of the largest U.S. manufacturing plants. DOE's Industrial Technologies Program (ITP) responded to the Secretary's campaign with its Save Energy Now initiative, featuring a new and highly cost-effective form of energy savings assessment. The approach for these assessments drew heavily on the existing resources of ITP's technology delivery component. Over the years, ITP Technology Delivery has worked with industry partners to assemble a suite of respected software tools, proven assessment protocols, training curricula, certified energy experts, and strong partnerships for deployment. The Save Energy Now assessments conducted in calendar year 2006 focused on natural gas savings and targeted many of the nation's largest manufacturing plants - those that consume at least 1 TBtu of energy annually. The 2006 Save Energy Now assessments focused primarily on assessments of steam and process heating systems, which account for an estimated 74% of all natural gas use by U.S. manufacturing plants. Because of the success of the Save Energy Now assessments conducted in 2006 and 2007, the program was expanded and enhanced in two major ways in 2008: (1) a new goal was set to perform at least 260 assessments; and (2) the assessment focus was expanded to include pumping, compressed air, and fan systems in addition to steam and process heating. DOE ITP also has developed software tools to assess energy efficiency improvement opportunities in pumping, compressed air, and fan systems. The Save Energy Now assessments integrate a strong training component designed to teach industrial plant personnel how to use DOE's opportunity assessment software tools. This approach has the advantages of promoting strong buy-in of plant personnel for the assessment and its outcomes and preparing them better to

Cost-saving production technologies and partial ownership

OpenAIRE

Juan Carlos Barcena-Ruiz; Norma Olaizola

2007-01-01

This work analyzes the incentives to acquire cost-saving production technologies when cross-participation exists at ownership level. We show that cross-participation reduces the incentives to adopt the cost-saving production technology.

Canada Education Savings Program: Annual Statistical Review 2011

Science.gov (United States)

Human Resources and Skills Development Canada, 2011

2011-01-01

The Canada Education Savings Program has been an initiative of the Government of Canada since 1998. As part of the Department of Human Resources and Skills Development, the program administers the Canada Education Savings Grant and the Canada Learning Bond. These two initiatives help Canadian families save for a child's post-secondary education in…

Canada Education Savings Program: Annual Statistical Review 2012

Science.gov (United States)

Human Resources and Skills Development Canada, 2012

2012-01-01

The Canada Education Savings Program (CESP) has been an initiative of the Government of Canada since 1998. As part of the Department of Human Resources and Skills Development Canada, the program administers the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB). These two initiatives help Canadian families save for a child's…

Caustic saving potentile in textile processing mills

International Nuclear Information System (INIS)

Latif, M.; Rehman, A.; Ghafar, A.; Hafeez, N.M.

2010-01-01

The textile processing industry of pakistan has great potential of improvement in resource consumption in various production processes. One major concern is the heavy usage of caustic soda (sodium hydroxide) especially during the mercerization process which incurs a significant cost to a textile processing mill. To reduce the unit fabric production cost and stay competitive, the industry need to minimize the caustic wastage and explore the caustic saving potential. This paper describe the detailed caustic consumption practices and saving potentials in woven textile sector based on the data base of 100 industries. Region wise caustic saving potential is also investigated . Three caustic conservation option including process improvement, reuse and recycling, and caustic recovery plants are discussed. Detailed technical and and financial requirements. saving potentials and paybacks of these options are provided. (author)

Energy saving baking methods. Energibesparende bagemetoder

Energy Technology Data Exchange (ETDEWEB)

Gry, P.

1988-01-01

The project ''Energy Saving Baking Methods'', run as part of the Energy Research Project-1984, and has as its aim to investigate potentials for energy saving by employing microwaves in the baking process. The project is a follow-up of the Nordic Industry Fund project which was completed in 1983. Smaller test ovens with IR long waves, warm air convection and microwaves of 2,47 GHz were used. Measurements of heat distribution from all three energy sources have been made. Extensive experiments have been carried out in order to develope baking methods for white loaves which are energy saving, but where the quality of the bread does not undergo any form of deterioration. Tests were made using microwaves alone, and in combination with hot air and IR. A resulting saving 35% baking time was achieved, and a further reduction of baking time can be reached where a greater improvement of energy distribution can take place, especially in the case of microwaves and IR. (AB).

Student saving, does it exist? : A study of students' saving behavior, attitude towards saving and motivation to save.

OpenAIRE

Tuvesson, Joakim; Yu, Shiyu

2011-01-01

Swedish households are getting deeper in debt and house prices keeps on rising. This is what happened in USA and it was one of the major causes of the recent financial crisis. To avoid a similar crisis in Sweden we think one part of the solution is to make sure that those who are students today and soon will get jobs, buy houses, take loans etcetera have necessary knowledge to do so. Students’ saving is an area that almost completely lacked researchers’ attention, and one goal with this thesi...

What actions in the domain of energy saving?

International Nuclear Information System (INIS)

Gourlia, J.P.; Richard, P.

2007-01-01

The energy saving potentialities are very often put forward to justify actions of mastery of energy demand. What are the possible substitutes and their result in terms of energy saving? What are the tools implemented and the services proposed by energy suppliers to end-users? What is the optimum mix between the regulatory measures and the market instruments to perform energy saving? What are the costs generated by such measures with respect to the expected results? How to sensibilize citizens to energy saving actions? These questions were debated during a round table which gathered 4 participants and two chairmen. (J.S.)

Principles of valuing business travel time savings

OpenAIRE

Fowkes, A.S.

2001-01-01

OVERVIEW\\ud \\ud There are two approaches to valuing travel time savings to business people. The first is that which has formed the basis of UK policy for about 30 years, and which is set out in Section 2. This takes the value of travel time savings on employer’s business as equal to the gross wage rate plus an allowance for other costs that the employer saves. These might include such things as desk space, computer, tools, uniform, protective clothing, travel expenses. These were investigated...

Financial development and domestic savings in emerging Asian countries

OpenAIRE

Yılmaz BAYAR

2014-01-01

Saving is one of the important determinants of economic growth. Therefore determinants of saving are indirectly important for a sustainable economic growth. Financial sector has come into prominence as a possible determinant of saving in the globalized financial markets. This study examines the relationship between gross domestic savings and financial development in the emerging Asian countries during the period 1992-2011 by using panel regression. We found that financial de...

Electricity saving in households-A social cognitive approach

International Nuclear Information System (INIS)

Thogersen, John; Gronhoj, Alice

2010-01-01

We propose a conceptual framework for understanding the (lack of) energy saving efforts of private households based on Bandura's (1986) social cognitive theory. Results from applying this framework on a sample of Danish private electricity consumers are presented and it is concluded (a) that households' electricity consumption depends on both structural and motivational factors, (b) that their electricity saving effort depends on the strength of their internalized norms or self-expectations and on self-efficacy related factors, and (c) that there are predictable patterns of interaction among household members that influence their electricity consumption. The results suggest two approaches to promote electricity saving in households: (1) to change the socio-structural environment to be more facilitating for energy saving and empower householders to be more effective in their striving towards this goal through improved feedback about their household's electricity consumption and (2) social norms marketing, communicating social expectations and others' successful electricity saving achievements. - Research highlights: →A combination of survey and meter reading data is used to analyze energy saving in households. →Up to two adults from each household answered the questionnaire. →Dyadic data analysis is used to investigate interactions between household members. →Both structural and motivational factors account for households' electricity consumption. →Electricity saving efforts depends on internalized norms, self-efficacy and social interaction.

Electricity saving in households-A social cognitive approach

Energy Technology Data Exchange (ETDEWEB)

Thogersen, John, E-mail: jbt@asb.d [Aarhus University, School of Business and Social Sciences, Department of Marketing, Haslegaardsvej 10, DK-8210 Aarhus (Denmark); Gronhoj, Alice, E-mail: alg@asb.d [Aarhus University, School of Business and Social Sciences, Department of Marketing, Haslegaardsvej 10, DK-8210 Aarhus (Denmark)

2010-12-15

We propose a conceptual framework for understanding the (lack of) energy saving efforts of private households based on Bandura's (1986) social cognitive theory. Results from applying this framework on a sample of Danish private electricity consumers are presented and it is concluded (a) that households' electricity consumption depends on both structural and motivational factors, (b) that their electricity saving effort depends on the strength of their internalized norms or self-expectations and on self-efficacy related factors, and (c) that there are predictable patterns of interaction among household members that influence their electricity consumption. The results suggest two approaches to promote electricity saving in households: (1) to change the socio-structural environment to be more facilitating for energy saving and empower householders to be more effective in their striving towards this goal through improved feedback about their household's electricity consumption and (2) social norms marketing, communicating social expectations and others' successful electricity saving achievements. - Research highlights: {yields}A combination of survey and meter reading data is used to analyze energy saving in households. {yields}Up to two adults from each household answered the questionnaire. {yields}Dyadic data analysis is used to investigate interactions between household members. {yields}Both structural and motivational factors account for households' electricity consumption. {yields}Electricity saving efforts depends on internalized norms, self-efficacy and social interaction.

The rise of corporate savings

OpenAIRE

Roc Armenter

2012-01-01

Over the past few decades, several developed economies have experienced large changes in how much households and firms save. In fact, a sharp increase in firms’ savings behavior has changed the net position of the (nonfinancial) corporate sector vis-à-vis the rest of the economy. ; Why have firms in the business of producing goods or services become lenders? This is quite at odds with traditional models of corporate finance, which suggest that firms issue debt and equity to fund their operati...

Energy Savings from Industrial Water Reductions

Energy Technology Data Exchange (ETDEWEB)

Rao, Prakash; McKane, Aimee; de Fontaine, Andre

2015-08-03

Although it is widely recognized that reducing freshwater consumption is of critical importance, generating interest in industrial water reduction programs can be hindered for a variety of reasons. These include the low cost of water, greater focus on water use in other sectors such as the agriculture and residential sectors, high levels of unbilled and/or unregulated self-supplied water use in industry, and lack of water metering and tracking capabilities at industrial facilities. However, there are many additional components to the resource savings associated with reducing site water use beyond the water savings alone, such as reductions in energy consumption, greenhouse gas emissions, treatment chemicals, and impact on the local watershed. Understanding and quantifying these additional resource savings can expand the community of businesses, NGOs, government agencies, and researchers with a vested interest in water reduction. This paper will develop a methodology for evaluating the embedded energy consumption associated with water use at an industrial facility. The methodology developed will use available data and references to evaluate the energy consumption associated with water supply and wastewater treatment outside of a facility’s fence line for various water sources. It will also include a framework for evaluating the energy consumption associated with water use within a facility’s fence line. The methodology will develop a more complete picture of the total resource savings associated with water reduction efforts and allow industrial water reduction programs to assess the energy and CO2 savings associated with their efforts.

User behaviour impact on energy savings potential

DEFF Research Database (Denmark)

Rose, Jørgen

2014-01-01

and the residents' behaviour and if these defaults do not reflect actual circumstances, it can result in non-realisation of expected energy savings. Furthermore, a risk also exists that residents' behaviour change after the energy upgrading, e.g. to obtain improved comfort than what was possible before......, 3) Domestic hot water consumption and 4) Air change rate. Based on the analysis, a methodology is established that can be used to make more realistic and accurate predictions of expected energy savings associated with energy upgrading taking into account user behaviour....... the upgrading and this could lead to further discrepancies between the calculated and the actual energy savings. This paper presents an analysis on how residents’ behaviour and the use of standard assumptions may influence expected energy savings. The analysis is performed on two typical single-family houses...

Energy saving and consumption reducing evaluation of thermal power plant

Science.gov (United States)

Tan, Xiu; Han, Miaomiao

2018-03-01

At present, energy saving and consumption reduction require energy saving and consumption reduction measures for thermal power plant, establishing an evaluation system for energy conservation and consumption reduction is instructive for the whole energy saving work of thermal power plant. By analysing the existing evaluation system of energy conservation and consumption reduction, this paper points out that in addition to the technical indicators of power plant, market activities should also be introduced in the evaluation of energy saving and consumption reduction in power plant. Ttherefore, a new evaluation index of energy saving and consumption reduction is set up and the example power plant is calculated in this paper. Rresults show that after introducing the new evaluation index of energy saving and consumption reduction, the energy saving effect of the power plant can be judged more comprehensively, so as to better guide the work of energy saving and consumption reduction in power plant.

The modern water-saving agricultural technology: Progress and focus

African Journals Online (AJOL)

GREGORY

2010-09-13

Sep 13, 2010 ... DEVELOPING TENDENCY OF MODERN WATER-. SAVING AGRICULTURAL TECHNOLOGY. Excavation of the own water-saving potential using biotechnology. The biological water-saving technology that uses crop physiology control and modern breeding techniques to increase production and water ...

Measured energy savings from using night temperature setback

International Nuclear Information System (INIS)

Szydlowski, R.F.; Wrench, L.E.; O'Neill, P.J.

1993-01-01

The measured energy savings resulting from using night temperature setback in typical light-construction wooden office buildings was determined. Researchers installed monitoring equipment in a six-building sample of two-story wooden buildings at Fort Devens, Massachusetts. Data obtained during both single-setting and night-setback operating modes were used to develop models of each building's heat consumption as a function of the difference between inside and outside temperature. These models were used to estimate seasonal savings that could be obtained from the use of night-setback thermostat control. The measured savings in heating energy from using night temperature setback for the six Fort Devens buildings ranged from 14% to 25%; the mean savings was 19.2%. Based on an energy cost of $0.65/therm of natural gas, the estimated average cost savings of using automatic setback thermostats in these buildings is $780 per year per building

Diamond-set drill bits: savings achieved at Cominak

International Nuclear Information System (INIS)

Artru, P.; Bibert, F.X.; Croisat, G.

1988-01-01

Rotary instead of percussion adoption of drilling in the underground Akouta mine (Niger) has been the cause of important savings in blasting and bolting operations. Other savings affect capital expenditures and indirect savings are coming from better working conditions. For blast holes drilling and bolting, spare parts expenditures are 2.4 times lower with rotary drilling. Drilling rods are cheaper and last longer with rotary drilling. A rotary equipped Jumbos fleet is cheaper to maintain and is 18% more available, due to less mechanical and other breakdowns. Total savings for the mine owner and operator Cominak reach more than a billion of CFA francs [fr

Potential for the Use of Energy Savings Performance Contracts to Reduce Energy Consumption and Provide Energy and Cost Savings in Non-Building Applications

Energy Technology Data Exchange (ETDEWEB)

Williams, Charles; Green, Andrew S.; Dahle, Douglas; Barnett, John; Butler, Pat; Kerner, David

2013-08-01

The findings of this study indicate that potential exists in non-building applications to save energy and costs. This potential could save billions of federal dollars, reduce reliance on fossil fuels, increase energy independence and security, and reduce greenhouse gas emissions. The Federal Government has nearly twenty years of experience with achieving similar energy cost reductions, and letting the energy costs savings pay for themselves, by applying energy savings performance contracts (ESPC) inits buildings. Currently, the application of ESPCs is limited by statute to federal buildings. This study indicates that ESPCs can be a compatible and effective contracting tool for achieving savings in non-building applications.

Savings: alternative for the purchase of manumission in Brazil (2nd half of the 19th century

Directory of Open Access Journals (Sweden)

Grinberg, Keila

2011-04-01

Full Text Available The objective of this article is to discuss the relationship between slaves and their descendants and the monetary economy of Brazil in the second half of the 19th century. Focusing on the Caixa Econômica savings accounts of slaves, we argue that saving money was one of the strategies used to purchase manumission for themselves and their family, mainly after the Law of the Free Womb was enacted in 1871.Este artículo tiene por objeto discutir la relación entre los esclavos y sus descendientes y la economía monetaria en el Brasil en la segunda mitad del siglo XIX. Abordando principalmente las cartillas de ahorro de cautivos de la Caixa Econômica, se pretende argumentar que el ahorro fue una de las estrategias de compra de la manumisión para sí y sus familiares, principalmente a partir de la promulgación de la Ley del Vientre Libre en 1871. [pt] Este artigo tem por objetivo discutir a relação entre os escravos e seus descendentes e a economia monetária no Brasil na segunda metade do século XIX. Abordando principalmente as cadernetas de poupança de cativos da Caixa Econômica, pretende-se argumentar que a poupança foi uma das estratégias de compra de alforria para si próprios e seus familiares, principalmente a partir da promulgação da Lei do Ventre Livre em 1871.

Implementation of the Save and Restoration application for KOMAC operation

Energy Technology Data Exchange (ETDEWEB)

Kim, Jae-Ha; Song, Young-Gi; Kwon, Hyeok-Jung; Cho, Yong-Sub [Korea Atomic Energy Research Institute, Gyeongju (Korea, Republic of)

2016-10-15

KOMAC has been operating a 100 MeV proton linear Accelerator. There are about 10,000 PVs for operating the 100 MeV proton linac. It is important to archive the operating parameters for operating beam lines and machine study. The parameters are reported manually and with screenshot. There not fixed reporting type so it is difficult to compare archived data. To improve and compensate the reporting system, a Save and Restoration application, which is based on JAVA has been implemented and connected with KOMAC Control system based on EPICS with JCA library. The operating data are saved in Save and Restoration Server in file type, and are restored to the required values using the saved files. This paper presents Implementation of the Save and Restoration application and its function. The group list is shown in restore page using reload button. The saved value of the PVs in group is shown as selecting a group which clients require and current values are appeared beside the restore value table to compare with saved data. The set restore button input the values in restore value table to each PV. The Save and Restore application save and restore the value of the PVs that clients require. The application is installed in client PC but data are archived in save and restore server in file format.

Acquiring energy savings in manufactured housing

International Nuclear Information System (INIS)

Davey, D.

1993-01-01

In 1991, the Northwest utilities faced a complex situation. They needed new sources of electrical power to avoid future deficits. A significant block of energy savings was available in the manufactured housing sector in the form of energy savings from increased insulation to new manufactured homes. The manufacturers were interested in saving the electricity in the homes, but would only deal with the utility sector as a whole. Half of the homes targeted were sited in investor-owned utility (IOU) service territories, and half in the public sector made up of utilities that purchased some or all of their electricity from the Bonneville Power Administration. Utilities agreed to acquire energy from manufacturers In the form of thermal efficiency measures specified by the Bonneville Power Administration. The program that resulted from over one year of negotiations was called the Manufactured Housing Acquisition Program, or MAP. Manufacturers, the utilities, State Energy Offices, the Northwest Power Planning Council and Bonneville all worked closely and with tenacity to build the program that went into effect on April 1, 1992, and should save the region between 7 and 9 megawatts, enough energy to supply 11,000 homes in the Northwest

76 FR 20459 - Savings and Loan Holding Company Application

Science.gov (United States)

2011-04-12

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Savings and Loan Holding Company... concerning the following information collection. Title of Proposal: Savings and Loan Holding Company... officer of a savings and loan holding company, or any individual who owns, controls, or holds with power...

75 FR 27863 - Savings Bank of Maine, MHC and Savings Bank of Maine, Gardiner, Maine; Approval of Conversion...

Science.gov (United States)

2010-05-18

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision [AC-38: OTS Nos. 06947 and H 4709] Savings Bank of Maine, MHC and Savings Bank of Maine, Gardiner, Maine; Approval of Conversion Application Notice is hereby given that on May 7, 2010, the Office of Thrift Supervision approved the application of...

Electricity saving in households. A social cognitive approach

Energy Technology Data Exchange (ETDEWEB)

Thoegersen, John; Groenhoej, Alice [Aarhus University, School of Business and Social Sciences, Department of Marketing, Haslegaardsvej 10, DK-8210 Aarhus (Denmark)

2010-12-15

We propose a conceptual framework for understanding the (lack of) energy saving efforts of private households based on Bandura's (1986) social cognitive theory. Results from applying this framework on a sample of Danish private electricity consumers are presented and it is concluded (a) that households' electricity consumption depends on both structural and motivational factors, (b) that their electricity saving effort depends on the strength of their internalized norms or self-expectations and on self-efficacy related factors, and (c) that there are predictable patterns of interaction among household members that influence their electricity consumption. The results suggest two approaches to promote electricity saving in households: (1) to change the socio-structural environment to be more facilitating for energy saving and empower householders to be more effective in their striving towards this goal through improved feedback about their household's electricity consumption and (2) social norms marketing, communicating social expectations and others' successful electricity saving achievements. (author)

Potential energy savings and thermal comfort

DEFF Research Database (Denmark)

Jensen, Karsten Ingerslev; Rudbeck, Claus Christian; Schultz, Jørgen Munthe

1996-01-01

The simulation results on the energy saving potential and influence on indoor thermal comfort by replacement of common windows with aerogel windows as well as commercial low-energy windows are described and analysed.......The simulation results on the energy saving potential and influence on indoor thermal comfort by replacement of common windows with aerogel windows as well as commercial low-energy windows are described and analysed....

76 FR 35085 - Savings and Loan Holding Company Application

Science.gov (United States)

2011-06-15

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Savings and Loan Holding Company... Proposal: Savings Loan Holding Company Application. OMB Number: 1550-0015. Form Numbers: H-(e). Description... that no company, or any director or officer of a savings and loan holding company, or any individual...

The EU must triple its energy saving policy effect

NARCIS (Netherlands)

Wesselink, B.; Eichhammer, W.; Harmsen, R.

2010-01-01

The impact of EU energy savings policy must triple to achieve the bloc’s 2020 energy savings goal. But such efforts could get a much better foundation if European leaders set a binding energy consumption target, rather than the current indicative savings target. The evidence for such

Invisible costs, visible savings.

Science.gov (United States)

Lefever, G

1999-08-01

By identifying hidden inventory costs, nurse managers can save money for the organization. Some measures include tracking and standardizing supplies, accurately evaluating patients' needs, and making informed purchasing decisions.

The High Cost of Saving Energy Dollars.

Science.gov (United States)

Rose, Patricia

1985-01-01

In alternative financing a private company provides the capital and expertise for improving school energy efficiency. Savings are split between the school system and the company. Options for municipal leasing, cost sharing, and shared savings are explained along with financial, procedural, and legal considerations. (MLF)

HOUSEHOLD SAVINGS AS A SOURCE OF INVESTMENT RESOURCES IN UKRAINE

Directory of Open Access Journals (Sweden)

E. Nosova

2015-03-01

Full Text Available The approaches of scientists in definition of the household savings, the motives of their creation and the role they perform are identified; the role of household savings in the economy is described; the importance of household saving transformation from unorganized to organized forms is analyzed; the size of saving in financial and nonfinancial forms, its dynamics and structure are characterized; comparison between household savings and main macroeconomic indicators is conducted; ways of investment of households savings are discussed; the dynamics of deposits in banks and credit unions, the participation of households in collective investment schemes (private and corporate investment funds is characterized; the dynamics of household deposits in national and foreign currencies is shown; the dynamics of nominal value of investment fund’s securities, that have been placed among resident individuals are characterized; the dynamics of deposit accounts and the number of credit unions members are described; the comparative characteristics of different ways to invest money is given; the reasons of unorganized savings existence are marked; barriers to convert savings into investments and the ways of overcoming them are identified.

Who's in the business of saving lives?

Science.gov (United States)

Lee Chang, Pepe

2006-10-01

There are individuals, including children, dying needlessly in poverty-stricken third world countries. Many of these deaths could be prevented if pharmaceutical companies provided the drugs needed to save their lives. Some believe that because pharmaceutical companies have the power to save lives, and because they can do so with little effort, they have a special obligation. I argue that there is no distinction, with respect to obligations and responsibilities, between pharmaceutical companies and other types of companies. As a result, to hold pharmaceutical companies especially responsible for saving lives in third world countries is unjustified.

Must losing taxes on saving be harmful?

DEFF Research Database (Denmark)

Huizinga, Harry; Nielsen, Søren Bo

2004-01-01

on account of international tax evasion mayprevent the overall saving-investment tax wedge from becoming too high, and hencemay be beneficial for moderate preferences for public goods. A world with 'high-spending' governments, in contrast, is made worse off by the loss of saving taxes,and hence stands...... are financed by taxes on savingand investment. There is international cross-ownership of firms, and countries areassumed to be unable to tax away pure profits. Countries then face an incentiveto impose a rather high investment tax also borne by foreigners. In this setting,the loss of the saving tax instrument...

Public-opinion poll on energy saving

International Nuclear Information System (INIS)

1982-01-01

A public-opinion poll was carried out on energy saving from November 26 to December 2, 1981, across the country. The number of persons participated in the survey was 5,000, whose age was 20 and above. The recovery ratio was 4,007 persons (80.1 %). The results of the survey and also the question-answer form are given with respective percentages. The questions were in the following three categories: (1) cognizance of energy saving - space-heating temperature, energy saving conscience use of private cars, purchase of highenergy consumption appliances; (2) energy for future - energy consumption, energy consumption trend, new types of energy, main sources of power generation, nuclear power in the overall electric power, apprehension toward nuclear power plants, safety measures in nuclear power plants; (3) governmental energy policy measures. (J.P.N.)

A CLS-based survivable and energy-saving WDM-PON architecture

Science.gov (United States)

Zhu, Min; Zhong, Wen-De; Zhang, Zhenrong; Luan, Feng

2013-11-01

We propose and demonstrate an improved survivable and energy-saving WDM-PON with colorless ONUs. It incorporates both energy-saving and self-healing operations. A simple effective energy-saving scheme is proposed by including an energy-saving control unit in the OLT and a control unit at each ONU. The energy-saving scheme realizes both dozing and sleep (offline) modes, which greatly improves the energy-saving efficiency for WDM-PONs. An intelligent protection switching scheme is designed in the OLT, which can distinguish if an ONU is in dozing/sleep (offline) state or a fiber is faulty. Moreover, by monitoring the optical power of each channel on both working and protection paths, the OLT can know the connection status of every fiber path, thus facilitating an effective protection switching and a faster failure recovery. The improved WDM-PON architecture not only significantly reduces energy consumption, but also performs self-healing operation in practical operation scenarios. The scheme feasibility is experimentally verified with 10 Gbit/s downstream and 1.25 Gbit/s upstream transmissions. We also examine the energy-saving efficiency of our proposed energy-saving scheme by simulation, which reveals that energy saving mainly arises from the dozing mode, not from the sleep mode when the ONU is in the online state.

Valuation of Travel Time Savings in Viewpoint of WTA

Science.gov (United States)

Shao, Chang-qiao; Liu, Yang; Liu, Xiao-ming

2014-01-01

In order to investigate the issues in measurement of value of travel time savings (VTTS), the willingness-to-accept (WTA) for the private car owner is studied by using surveyed data. It is convincing that trip purpose, trip length, time savings, cost savings, income, and allowance from employee have effects on the WTA. Moreover, influences of these variables are not the same for different trip purposes. For commuting trips, effects of income and allowance from employee are significant while time savings and cost savings are dominated for leisure and shopping trips. It is also found that WTA is much higher than expected which implies that there are a group of drivers who are not prone to switching to other trip modes other than passenger car. PMID:25530751

Valuation of travel time savings in viewpoint of WTA.

Science.gov (United States)

Shao, Chang-Qiao; Liu, Yang; Liu, Xiao-Ming

2014-01-01

In order to investigate the issues in measurement of value of travel time savings (VTTS), the willingness-to-accept (WTA) for the private car owner is studied by using surveyed data. It is convincing that trip purpose, trip length, time savings, cost savings, income, and allowance from employee have effects on the WTA. Moreover, influences of these variables are not the same for different trip purposes. For commuting trips, effects of income and allowance from employee are significant while time savings and cost savings are dominated for leisure and shopping trips. It is also found that WTA is much higher than expected which implies that there are a group of drivers who are not prone to switching to other trip modes other than passenger car.

Recording and Audit of Resource Saving Innovations at Modern Industrial Companies

Directory of Open Access Journals (Sweden)

I. M.

2017-05-01

Full Text Available Resource saving and energy saving are essential components of “energy security” problem in all the countries, which raises the importance of analysis and revision of approaches to organization of recording and audit of resource saving innovations at industrial companies. The article’s objective is to study organization of recording and audit of resource saving technologies at industrial companies. A review of resource saving purposes and methods is given. For accounting purposes, innovations in resource saving are recorded now as intangible assets. Recording of resource saving innovations and technologies at industrial companies is confined to recording of transactions on creation or acquisition of patent rights objects and intellectual property objects. The author’s approach to organization of audit by the conformity of resource saving innovations with M. Porter’s test is proposed. Data showing success story of a Ukrainian company manufacturing polyurethane foam sealant PENADO in the aerosol dispenser is used to confirm that Ukraine does have potentials to introduce and utilize resource saving technologies, including energy saving ones. The proposed model for recording and audit of resource saving innovations should be used in strategic planning of resource saving innovations at the companies incorporated in industrial groups or holdings. Using this model, a company can reveal and assess the mismatch between amounts of resources that can be allocated in innovation and real capacities for introducing innovative resource saving technologies, and factors having the strongest impact on recourse saving innovations at companies incorporated in one financial and industrial group or holding. The proposed model accounts for the specific operative conditions in holdings and tough conditions for business operation of industrial companies in Ukraine.

Cross-Country Private Saving Heterogeneity and Culture

NARCIS (Netherlands)

de Castro Campos, M.; Kool, C.J.M.; Muysken, J.

2013-01-01

Motivated by the dominant role of cross-country heterogeneity in private saving in the creation of Eurozone imbalances over the past decade, we empirically investigate the determinants of private saving for a sample of 30 OECD countries over the period 1990-2010. In addition to standard

Rules of Thumb in Life-Cycle Saving Decisions

OpenAIRE

Winter, Joachim; Schlafmann, Kathrin; Rodepeter, Ralf

2011-01-01

We analyse life-cycle saving decisions when households use simple heuristics, or rules of thumb, rather than solve the underlying intertemporal optimization problem. We simulate life-cycle saving decisions using three simple rules and compute utility losses relative to the solution of the optimization problem. Our simulations suggest that utility losses induced by following simple decision rules are relatively low. Moreover, the two main saving motives re ected by the canonical life-cyc...

Liquidity in Retirement Savings Systems: An International Comparison

OpenAIRE

Beshears, John Leonard; Choi, James J.; Hurwitz, Joshua Bayard; Laibson, David I.; Madrian, Brigitte

2015-01-01

What is the socially optimal level of liquidity in a retirement savings system? Liquid retirement savings are desirable because liquidity enables agents to flexibly respond to pre-retirement events that raise the marginal utility of consumption. On the other hand, pre-retirement liquidity is undesirable when it leads to under-saving arising from, for example, planning mistakes or self-control problems. This paper compares the liquidity that six developed economies have built into their employ...

Estimates of Savings Achievable from Irrigation Controller

Energy Technology Data Exchange (ETDEWEB)

Williams, Alison; Fuchs, Heidi; Whitehead, Camilla Dunham

2014-03-28

This paper performs a literature review and meta-analysis of water savings from several types of advanced irrigation controllers: rain sensors (RS), weather-based irrigation controllers (WBIC), and soil moisture sensors (SMS).The purpose of this work is to derive average water savings per controller type, based to the extent possible on all available data. After a preliminary data scrubbing, we utilized a series of analytical filters to develop our best estimate of average savings. We applied filters to remove data that might bias the sample such as data self-reported by manufacturers, data resulting from studies focusing on high-water users, or data presented in a non-comparable format such as based on total household water use instead of outdoor water use. Because the resulting number of studies was too small to be statistically significant when broken down by controller type, this paper represents a survey and synthesis of available data rather than a definitive statement regarding whether the estimated water savings are representative.

Long-run savings and investment strategy optimization.

Science.gov (United States)

Gerrard, Russell; Guillén, Montserrat; Nielsen, Jens Perch; Pérez-Marín, Ana M

2014-01-01

We focus on automatic strategies to optimize life cycle savings and investment. Classical optimal savings theory establishes that, given the level of risk aversion, a saver would keep the same relative amount invested in risky assets at any given time. We show that, when optimizing lifecycle investment, performance and risk assessment have to take into account the investor's risk aversion and the maximum amount the investor could lose, simultaneously. When risk aversion and maximum possible loss are considered jointly, an optimal savings strategy is obtained, which follows from constant rather than relative absolute risk aversion. This result is fundamental to prove that if risk aversion and the maximum possible loss are both high, then holding a constant amount invested in the risky asset is optimal for a standard lifetime saving/pension process and outperforms some other simple strategies. Performance comparisons are based on downside risk-adjusted equivalence that is used in our illustration.

Long-Run Savings and Investment Strategy Optimization

Directory of Open Access Journals (Sweden)

Russell Gerrard

2014-01-01

Full Text Available We focus on automatic strategies to optimize life cycle savings and investment. Classical optimal savings theory establishes that, given the level of risk aversion, a saver would keep the same relative amount invested in risky assets at any given time. We show that, when optimizing lifecycle investment, performance and risk assessment have to take into account the investor’s risk aversion and the maximum amount the investor could lose, simultaneously. When risk aversion and maximum possible loss are considered jointly, an optimal savings strategy is obtained, which follows from constant rather than relative absolute risk aversion. This result is fundamental to prove that if risk aversion and the maximum possible loss are both high, then holding a constant amount invested in the risky asset is optimal for a standard lifetime saving/pension process and outperforms some other simple strategies. Performance comparisons are based on downside risk-adjusted equivalence that is used in our illustration.

Reported Energy and Cost Savings from the DOE ESPC Program: FY 2014

Energy Technology Data Exchange (ETDEWEB)

Slattery, Bob S. [Oak Ridge National Lab. (ORNL), Oak Ridge, TN (United States)

2015-03-01

The objective of this work was to determine the realization rate of energy and cost savings from the Department of Energy’s Energy Savings Performance Contract (ESPC) program based on information reported by the energy services companies (ESCOs) that are carrying out ESPC projects at federal sites. Information was extracted from 156 Measurement and Verification (M&V) reports to determine reported, estimated, and guaranteed cost savings and reported and estimated energy savings for the previous contract year. Because the quality of the reports varied, it was not possible to determine all of these parameters for each project. For all 156 projects, there was sufficient information to compare estimated, reported, and guaranteed cost savings. For this group, the total estimated cost savings for the reporting periods addressed were $210.6 million, total reported cost savings were $215.1 million, and total guaranteed cost savings were $204.5 million. This means that on average: ESPC contractors guaranteed 97% of the estimated cost savings; projects reported achieving 102% of the estimated cost savings; and projects reported achieving 105% of the guaranteed cost savings. For 155 of the projects examined, there was sufficient information to compare estimated and reported energy savings. On the basis of site energy, estimated savings for those projects for the previous year totaled 11.938 million MMBtu, and reported savings were 12.138 million MMBtu, 101.7% of the estimated energy savings. On the basis of source energy, total estimated energy savings for the 155 projects were 19.052 million MMBtu, and reported saving were 19.516 million MMBtu, 102.4% of the estimated energy savings.

Social and psychological barriers to private retirement savings in Hong Kong.

Science.gov (United States)

Chou, Kee-Lee; Yu, Kar-Ming; Chan, Wai-Sum; Chan, Alfred C M; Lum, Terry Y S; Zhu, Alex Y F

2014-01-01

Using a phone survey conducted among Hong Kong workers, we examined the association of institutional, social, and psychological factors with engagement in both private retirement savings and the total amount of savings. Alarmingly, this study demonstrates that approximately 42% of Hong Kong workers do not save privately for their retirement. We found that age, education, number of children, support from spouse and friends, social regulation, perceived financial knowledge, and financial management capacity are associated with engagement in private retirement savings. Among those who saved, age, education, perceived financial knowledge, and financial management capacity are related to the amount of savings. Measures that could increase the social support for retirement savings as well as enhance their financial knowledge and management ability should be developed and implemented so that more workers engage in private retirement savings. A promising policy option for the Hong Kong government is to offer a tax incentive to promote additional savings for old-age income protection.

Analysis of the potencial of natural illumination for the savings and efficient use of the energy in buildings located in hot climates; Analisis del potencial de la iluminacion natural para ahorro y uso eficiente de la energia en las edificaciones en climas calidos

Energy Technology Data Exchange (ETDEWEB)

Garcia Chavez, J. R. [Universidad Autonoma Metropolitana-Azcapotzalco, Division de Ciencias y Artes para el Diseno, Departamento de Medio Ambiente, (Mexico)

1997-12-31

Daylight is an essential factor in lightening buildings. Its use is not only oriented to supply illumination to the spaces to provide adequate lightening levels for the optimum execution of their occupants` tasks, but also to supply the appropriate illumination level required in each case for specific functions, as well as to contribute to the psychophysiological health of its users and provide a favorable ambient and the germicide action in the ultraviolet component of the sunlight and besides a portion of vitamin {sup D,} that is needed for people`s health. On the other hand, the rational and efficient use of daylight can contribute to the diminish the consumption of electric power, that is used for the artificial lightning of buildings. This situation is particularly important in hot climates, where the consumption of electricity for lightening interior spaces is huge, mainly in non-dwelling buildings. In this paper the possibilities of the utilization of daylight are explored and analyzed for the purpose of achieving energy savings and the visual thermal and lightning comfort in buildings. [Espanol] La luz natural diurna es un factor indispensable en los edificios. Su uso no solamente esta orientado a proveer de iluminacion a los espacios para proporcionar niveles de iluminancia adecuados para la optima realizacion de las tareas visuales de los ocupantes, sino tambien para proporcionar la calidad luminica que se requiere para cada caso y funcion especificas, asi como contribuir a la salud psicofisiologica de los usuarios al brindarles un ambiente favorable y la accion germicida en la componente ultravioleta luminica y ademas, un contenido de vitamina {sup D,} necesario para la salud de las personas. Por otra parte, el uso sensato y eficiente de la luz natural diurna puede contribuir a reducir el consumo de energia electrica que se utiliza para el alumbrado artificial de los edificios. Esta situacion es de particular importancia en climas calidos, donde los

Analysis of the potencial of natural illumination for the savings and efficient use of the energy in buildings located in hot climates; Analisis del potencial de la iluminacion natural para ahorro y uso eficiente de la energia en las edificaciones en climas calidos

Energy Technology Data Exchange (ETDEWEB)

Garcia Chavez, J R [Universidad Autonoma Metropolitana-Azcapotzalco, Division de Ciencias y Artes para el Diseno, Departamento de Medio Ambiente, (Mexico)

1998-12-31

Daylight is an essential factor in lightening buildings. Its use is not only oriented to supply illumination to the spaces to provide adequate lightening levels for the optimum execution of their occupants` tasks, but also to supply the appropriate illumination level required in each case for specific functions, as well as to contribute to the psychophysiological health of its users and provide a favorable ambient and the germicide action in the ultraviolet component of the sunlight and besides a portion of vitamin {sup D,} that is needed for people`s health. On the other hand, the rational and efficient use of daylight can contribute to the diminish the consumption of electric power, that is used for the artificial lightning of buildings. This situation is particularly important in hot climates, where the consumption of electricity for lightening interior spaces is huge, mainly in non-dwelling buildings. In this paper the possibilities of the utilization of daylight are explored and analyzed for the purpose of achieving energy savings and the visual thermal and lightning comfort in buildings. [Espanol] La luz natural diurna es un factor indispensable en los edificios. Su uso no solamente esta orientado a proveer de iluminacion a los espacios para proporcionar niveles de iluminancia adecuados para la optima realizacion de las tareas visuales de los ocupantes, sino tambien para proporcionar la calidad luminica que se requiere para cada caso y funcion especificas, asi como contribuir a la salud psicofisiologica de los usuarios al brindarles un ambiente favorable y la accion germicida en la componente ultravioleta luminica y ademas, un contenido de vitamina {sup D,} necesario para la salud de las personas. Por otra parte, el uso sensato y eficiente de la luz natural diurna puede contribuir a reducir el consumo de energia electrica que se utiliza para el alumbrado artificial de los edificios. Esta situacion es de particular importancia en climas calidos, donde los

Saving in Childhood and Adolescence: Insights from Developmental Psychology

Science.gov (United States)

Otto, Annette

2013-01-01

This paper addresses variables related to child and adolescent saving and explains the development of skills and behaviors that facilitate saving from an economic socialization perspective. References are made to the differences between the economic world of children, adolescents, and adults as well as to existing theories of saving. Children's…

Saving and Habit Formation : Evidence from Dutch Panel Data

NARCIS (Netherlands)

Alessie, R.J.M.; Teppa, F.

2002-01-01

This paper focuses on the role of habit formation in individual preferences over consumption and saving.We closely relate to Alessie and Lusardi's (1997) model as we estimate a model which is based on their closed-form solution, where saving is expressed as a function of lagged saving and other

Risk transfer via energy savings insurance

OpenAIRE

Mills, Evan

2001-01-01

Among the key barriers to investment in energy efficiency improvements are uncertainties about attaining projected energy savings and apprehension about potential disputes over these savings. The fields of energy management and risk management are thus intertwined. While many technical methods have emerged to manage performance risks (e.g. building commissioning), financial risk transfer techniques are less developed in the energy management arena than in other more mature segments of t...

Analysis of passive systems as a tool for energy saving in buildings: solar control; Analisis de sistemas pasivos como herramienta para el ahorro de energia en edificaciones: Control solar

Energy Technology Data Exchange (ETDEWEB)

Saravia, Maricela; Morillon Galvez, David [Instituto de Ingenieria, UNAM, Mexico, D. F. (Mexico)

1999-07-01

A bioclimatic study of El Salvador is presented, with the purpose of using window eaves as elements of passive solar control and to determine the optimal angles of orientation, in order to diminish the thermal gains by direct solar radiation and to manage to get close to the comfort conditions. The former with the intention of integrating measures that help to obtain energy efficiency and comfortable buildings, for the conditions of warm humid climate, characteristic of a Central American country like El Salvador. Besides offering a document of consultation among the professionals dedicated to the design and as base of bioclimatic considerations that must have the construction regulations. As a conclusion the optimal angles of eaves for each orientation are presented and a quantitative estimation of the savings that would imply not to consume electrical energy in cooling systems using these elements as a protection to the direct solar radiation. [Spanish] Se presenta un estudio del bioclima de El Salvador, con el fin de utilizar aleros de ventana como elementos de control solar pasivo y determinar los angulos optimos por orientacion, para disminuir las ganancias termicas por radiacion solar directa y lograr acercar a las condiciones de confort. Lo anterior con el objeto de integrar medidas que coadyuven a lograr edificios energeticamente eficientes y confortables, para las condiciones de clima calido humedo, caracteristico de un pais centroamericano como El Salvador. Ademas de brindar un documento de consulta entre los profesionales dedicados al dise y como base de consideraciones bioclimaticas que debe tener el reglamento de construcciones. Como conclusion se presentan los angulos optimos de alero por cada orientacion y una estimacion cuantitativa del ahorro que implicaria el no consumir energia electrica en sistemas de enfriamiento utilizando estos elementos como una proteccion a la radiacion solar directa.

Saving doses by outage planning strategy and architectural arrangements

International Nuclear Information System (INIS)

Wahlstroem, B.

1993-01-01

All radiation doses come out as a result of dose rate and exposure time, and the main part of the occupational exposure is caused during outages. While every reasonable attempt should be made to lower the dose rates, the other factor, the exposure time, may not be forgotten. The paper presents possible ways of saving man-hours in the controlled zone by outage planning strategy. And every saved man-hour means a saved radiation dose. At Loviisa NPS also some special architectural arrangements contribute to shortening the outage time, thus saving doses

Saving Energy. Managing School Facilities, Guide 3.

Science.gov (United States)

Department for Education and Employment, London (England). Architects and Building Branch.

This guide offers information on how schools can implement an energy saving action plan to reduce their energy costs. Various low-cost energy-saving measures are recommended covering heating levels and heating systems, electricity demand reduction and lighting, ventilation, hot water usage, and swimming pool energy management. Additional…

Estimating the energy saving potential of telecom operators in China

International Nuclear Information System (INIS)

Yang, Tian-Jian; Zhang, Yue-Jun; Huang, Jin; Peng, Ruo-Hong

2013-01-01

A set of models are employed to estimate the potential of total energy saved of productions and segmented energy saving for telecom operators in China. During the estimation, the total energy saving is divided into that by technology and management, which are derived from technical reform and progress, and management control measures and even marketing respectively, and the estimating methodologies for energy saving potential of each segment are elaborated. Empirical results from China Mobile indicate that, first, the technical advance in communications technology accounts for the largest proportion (70%–80%) of the total energy saved of productions in telecom sector of China. Second, technical reform brings about 20%–30% of the total energy saving. Third, the proportions of energy saving brought by marketing and control measures appear relatively smaller, just less than 3%. Therefore, China's telecom operators should seize the opportunity of the revolution of communications network techniques in recent years to create an advanced network with lower energy consumption

21 Cost-Saving Measures For The Judiciary

Directory of Open Access Journals (Sweden)

Jessica Vapnek

2013-02-01

Full Text Available Courts around the world are increasingly facing budget cuts and funding shortfalls. Budget problems are particularly acute in developing countries, where courts need to increase efficiency and access to justice while also managing resource limitations. International development agencies and donors expect measurable progress to justify continued funding of judicial reform projects. Yet, as rule of law efforts in developing countries improve public perception of courts and streamline court administration, more cases may be filed. Greater use of the courts puts greater strain on court resources, triggering the need to implement cost-saving measures while maintaining effective court administration.This paper outlines 21 measures that courts can implement to reduce costs. Specific examples from developing countries are presented wherever possible, with additional examples drawn from the United States and Europe. Although this paper is intended mainly for audiences in developing countries, the issues facing those courts are similar to issues addressed through court reforms in the United States over the past 50 years. For this reason, examples of cost-saving measures from developed countries such as the United States may be directly applicable or could be used as starting points to spur further cost savings innovation in the developing world.Section I of this paper explains the context for the implementation of judicial cost-saving measures, and raises some issues for reflection. Section II sets out specific judicial cost-saving measures, dividing them into three categories: measures that address court operations; measures directed at staffing and salaries; and measures that relate to court and case management. Section III discusses ways that countries and judiciaries can generate ideas for new and innovative cost-saving mechanisms.

Modelling the impact of social network on energy savings

International Nuclear Information System (INIS)

Du, Feng; Zhang, Jiangfeng; Li, Hailong; Yan, Jinyue; Galloway, Stuart; Lo, Kwok L.

2016-01-01

Highlights: • Energy saving propagation along a social network is modelled. • This model consists of a time evolving weighted directed network. • Network weights and information decay are applied in savings calculation. - Abstract: It is noted that human behaviour changes can have a significant impact on energy consumption, however, qualitative study on such an impact is still very limited, and it is necessary to develop the corresponding mathematical models to describe how much energy savings can be achieved through human engagement. In this paper a mathematical model of human behavioural dynamic interactions on a social network is derived to calculate energy savings. This model consists of a weighted directed network with time evolving information on each node. Energy savings from the whole network is expressed as mathematical expectation from probability theory. This expected energy savings model includes both direct and indirect energy savings of individuals in the network. The savings model is obtained by network weights and modified by the decay of information. Expected energy savings are calculated for cases where individuals in the social network are treated as a single information source or multiple sources. This model is tested on a social network consisting of 40 people. The results show that the strength of relations between individuals is more important to information diffusion than the number of connections individuals have. The expected energy savings of optimally chosen node can be 25.32% more than randomly chosen nodes at the end of the second month for the case of single information source in the network, and 16.96% more than random nodes for the case of multiple information sources. This illustrates that the model presented in this paper can be used to determine which individuals will have the most influence on the social network, which in turn provides a useful guide to identify targeted customers in energy efficiency technology rollout

Actions in the electrical sector to propitiate the environmental protection; Acciones en el sector electrico para propiciar la proteccion ambiental

Energy Technology Data Exchange (ETDEWEB)

Trevino Gaspari, Mateo [Fideicomiso de Ahorro de Energia (FIDE) (Mexico)

1997-07-01

The saving of electrical energy is one of the most efficient means to propitiate the environmental protection in the surroundings of the facilities used in the production of electrical energy. The emission of polluting agents associated with the electric power generation is analyzed, among them, CO{sub 2}, SO{sub 2} and NO{sub 2}, along with the particulate emission of ash or soot. In addition, an analysis is made of the contribution of the electrical energy saving to the environmental protection and the actions that the Comision Federal de Electricidad of Mexico will undertake on the electric energy saving for the 1995 to the 2000 period. [Spanish] El ahorro de energia electrica es uno de los medios mas eficientes para propiciar la proteccion ambiental en el entorno de las instalaciones usadas en la produccion de energia electrica. Se analiza la emision de contaminantes asociados con la generacion electrica, entre ellos, el CO{sub 2}, el SO{sub 2} y NO{sub 2}, junto con la emision de particulas de ceniza o de hollin. Ademas se analiza la contribucion del ahorro de energia electrica a la proteccion ambiental y las acciones que emprendera la Comision Federal de Electricidad de Mexico sobre ahorro de energia electrica para el periodo 1995 al 2000.

Social Capital, Network Effects and Savings in Rural Vietnam

DEFF Research Database (Denmark)

Newman, Carol; Tarp, Finn; Van Den Broeck, Katleen

social networks in rural Vietnam can play a role in increasing formal savings where knowledge gaps exist. Networks are defined as active membership of women’s unions and the quality of networks is measured by the level of formal savings observed among group members. We find that membership of high...... quality networks leads to higher levels of saving in formal financial institutions and to higher levels of saving for productive investments as compared with other precautionary or lifecycle motives. Our results suggest that transmitting financial information through formal networks could be effective...... in increasing formal savings at grassroots level. We also conclude that ensuring information disseminated by networks is both accurate and desirable as well as important given that behavioural effects are also found in low-quality networks....

Valuation of Travel Time Savings in Viewpoint of WTA

Directory of Open Access Journals (Sweden)

Chang-qiao Shao

2014-01-01

Full Text Available In order to investigate the issues in measurement of value of travel time savings (VTTS, the willingness-to-accept (WTA for the private car owner is studied by using surveyed data. It is convincing that trip purpose, trip length, time savings, cost savings, income, and allowance from employee have effects on the WTA. Moreover, influences of these variables are not the same for different trip purposes. For commuting trips, effects of income and allowance from employee are significant while time savings and cost savings are dominated for leisure and shopping trips. It is also found that WTA is much higher than expected which implies that there are a group of drivers who are not prone to switching to other trip modes other than passenger car.

Saving and credit cooperatives in Mexico

Directory of Open Access Journals (Sweden)

Martha E. Izquierdo Muciño

2015-11-01

Full Text Available The Saving service and Credit Popular (Cajas de Ahorro y Credito Popular first appeared in Mexico in 1951 at the initiative of the priest Pedro Velazquez, similar to the popular savings banks that existed in Canada, which had been founded by Alphonse Desjardins in the early XX century.These savings service (Cajas de Ahorro were developing successfully in almost all Mexican communities, most of them remained faithful to the principles and ordinances of the church that gave rise to them, without the government participate in this activity and without policies encouraging or regulatory actions. It was not until 1991 when the General Law of Organizations and Auxiliary Credit Activities (Ley General de Organizaciones y Actividades was enacted. However in 2000 they began to emerge problems arising from fraudulent activities by some people taking advantage of loopholes established irregular saving services. Consequently and in order to solve these problems was changing the law. The last of the fraud occurred with the popular financial called FICREA (2015, to which was amended regulatory law again and while thus sought to avoid another fraud, who really was affected is a large amount very poor indigenous and peasants.Received: 03.06.2015Accepted: 17.07.2015

The creation of the SAVE consortium – Saving Asia's Vultures from ...

African Journals Online (AJOL)

This article describes the background to this problem, caused mainly by the veterinary drug diclofenac, and the establishment and structure of the SAVE consortium created to help coordinate the necessary conservation response. The lessons learnt in Asia and the working model of such a consortium are presented, which ...

Energy saving, social and government communication; Ahorrro de energia, sociedad y comunicacion gubernamental

Energy Technology Data Exchange (ETDEWEB)

Morales Camarena, Francisco [Comision Nacional para el Ahorro de Energia, Mexico, D.F. (Mexico)

2001-07-01

The actions for the energy efficiency and the utilization of renewable energies are multiple and dispersed, in each one of the energy consumption points of the country. For this reason, two important factors to foment these actions are to promote the social participation and the effective government communication towards the society: energy saving and social participation. One of the main faculties of the National Commission of Energy Saving (CONAE) is to foment the efficiency in the energy use, through actions coordinated with the different agencies and organizations of the Federal Public Administration, with the governments of the federal entities and the municipalities and, through coordinated operations, with the private and social sectors. The CONAE has established mechanisms of coordination and cooperation with the private and social sectors, having fomented programs, projects and actions whose purpose is the energy efficiency, outstanding: 1) Committees and work groups; 2) Cooperation Agreements; 3) the Advisory Council for the Foment of Renewable Energy. [Spanish] Las acciones para la eficiencia energetica y el aprovechamiento de las energias renovables son multiples y dispersas, en cada uno de los puntos de consumo de energia del pais. Por ello, dos factores importantes para fomentar estas acciones son promover la participacion social y la comunicacion gubernamental eficaz hacia la sociedad: Ahorro de energia y participacion social. Una de las principales facultades de la Comision Nacional de Ahorro de Energia es fomentar la eficiencia en el uso de energia, a traves de acciones coordinadas con las diversas dependencias y entidades de la Administracion Publica Federal, con los gobiernos de las entidades federativas y de los municipios y, a traves de acciones concertadas, con los sectores social y privado. La CONAE ha establecido mecanismos de coordinacion y de cooperacion con los sectores privado y social, fomentando programas, proyectos y acciones cuyo

Insurance choice and tax-preferred health savings accounts.

Science.gov (United States)

Cardon, James H; Showalter, Mark H

2007-03-01

We develop an infinite horizon utility maximization model of the interaction between insurance choice and tax-preferred health savings accounts. The model can be used to examine a wide range of policy options, including flexible spending accounts, health savings accounts, and health reimbursement accounts. We also develop a 2-period model to simulate various implications of the model. Key results from the simulation analysis include the following: (1) with no adverse selection, use of unrestricted health savings accounts leads to modest welfare gains, after accounting for the tax revenue loss; (2) with adverse selection and an initial pooling equilibrium comprised of "sick" and "healthy" consumers, introducing HSAs can, but does not necessarily, lead to a new pooling equilibrium. The new equilibrium results in a higher coinsurance rate, an increase in expected utility for healthy consumers, and a decrease in expected utility for sick consumers; (3) with adverse selection and a separating equilibrium, both sick and healthy consumers are better off with a health savings account; (4) efficiency gains are possible when insurance contracts are explicitly linked to tax-preferred health savings accounts.

Option pricing: a flexible tool to disseminate shared savings contracts.

Science.gov (United States)

Friedberg, Mark W; Buendia, Anthony M; Lauderdale, Katherine E; Hussey, Peter S

2013-08-01

Due to volatility in healthcare costs, shared savings contracts can create systematic financial losses for payers, especially when contracting with smaller providers. To improve the business case for shared savings, we calculated the prices of financial options that payers can "sell" to providers to offset these losses. Using 2009 to 2010 member-level total cost of care data from a large commercial health plan, we calculated option prices by applying a bootstrap simulation procedure. We repeated these simulations for providers of sizes ranging from 500 to 60,000 patients and for shared savings contracts with and without key design features (minimum savings thresholds,bonus caps, cost outlier truncation, and downside risk) and under assumptions of zero, 1%, and 2% real cost reductions due to the shared savings contracts. Assuming no real cost reduction and a 50% shared savings rate, per patient option prices ranged from $225 (3.1% of overall costs) for 500-patient providers to $23 (0.3%) for 60,000-patient providers. Introducing minimum savings thresholds, bonus caps, cost outlier truncation, and downside risk reduced these option prices. Option prices were highly sensitive to the magnitude of real cost reductions. If shared savings contracts cause 2% reductions in total costs, option prices fall to zero for all but the smallest providers. Calculating the prices of financial options that protect payers and providers from downside risk can inject flexibility into shared savings contracts, extend such contracts to smaller providers, and clarify the tradeoffs between different contract designs, potentially speeding the dissemination of shared savings.

Taxation and the household saving rate: evidence from OECD countries

Directory of Open Access Journals (Sweden)

Vito Tanzi

2000-03-01

Full Text Available This paper analyzes anew the relationship between taxation and the household saving rate. On the basis of standard savings and tax revenue data from a sample of OECD countries, it provides compelling empirical evidence of a powerful impact of taxes on household savings. In particular, income taxes are shown to affect negatively the household saving rate much more than consumption taxes.

Saving Face and Group Identity

DEFF Research Database (Denmark)

Eriksson, Tor; Mao, Lei; Villeval, Marie-Claire

2015-01-01

their self- but also other group members' image. This behavior is frequent even in the absence of group identity. When group identity is more salient, individuals help regardless of whether the least performer is an in-group or an out-group. This suggests that saving others' face is a strong social norm.......Are people willing to sacrifice resources to save one's and others' face? In a laboratory experiment, we study whether individuals forego resources to avoid the public exposure of the least performer in their group. We show that a majority of individuals are willing to pay to preserve not only...

Private savings and financial modernization in Mexico, 1988-95

Directory of Open Access Journals (Sweden)

Julio Lopez G.

2000-09-01

Full Text Available The evolution of private savings has attracted a lot of attention in the controversy about the origins of Mexico's 1995 crisis. In this paper the authors analyze the evolution of private savings in Mexico using the theory of effective demand as a framework and making use of econometric estimates. In this context, they analyze the impact of the financial reforms, and in particular the effect of liberalization and deregulation of the financial system on private savings in Mexico from 1980 to 1995. The authors formulate an explanation of the determinants of private savingsand the impact of the strategy of "financial modernization" on private savings, by specifying a model that allows to identify the influence of monetary and credit policies on savings. Then they carry out econometric estimates that lend empirical support to the main conclusions of the theoretical analysis. Their econometric work confirm notably that private savings has been low due to a series of changes in monetary policy that favored the contraction of private demand and led to greater foreign indebtedness.

Saving water to save the environment: Contrasting the effectiveness of environmental and monetary appeals in a residential water saving intervention

NARCIS (Netherlands)

Tijs, M.S.; Karremans, J.C.T.M.; Veling, H.P.; Lange, M.A. de; Meegeren, P. van; Lion, R.

2017-01-01

To convince people to reduce their energy consumption, two types of persuasive appeals often are used by environmental organizations: Monetary appeals (i.e., 'conserving energy will save you money') and environmental appeals (i.e., 'conserving energy will protect the environment'). In this field

INFORMATION TECHNOLOGIES IN MANAGEMENT OF ENERGY SAVING PROJECTS

Directory of Open Access Journals (Sweden)

Дмитро Валерійович МАРГАСОВ

2015-06-01

Full Text Available The information technology structure is considered of energy saving projects. The project management diagram of energy saving projects is developed, using GIS, ICS, BIM and other control and visual systems.

Realized Cost Savings 2016

Data.gov (United States)

Department of Veterans Affairs — This dataset is provided as a requirement of OMB’s Integrated Data Collection (IDC) and links to VA’s Realized Cost Savings and Avoidances data in JSON format. Cost...

Mission aware energy saving strategies for Army ground vehicles

Science.gov (United States)

Dattathreya, Macam S.

Fuel energy is a basic necessity for this planet and the modern technology to perform many activities on earth. On the other hand, quadrupled automotive vehicle usage by the commercial industry and military has increased fuel consumption. Military readiness of Army ground vehicles is very important for a country to protect its people and resources. Fuel energy is a major requirement for Army ground vehicles. According to a report, a department of defense has spent nearly $13.6 billion on fuel and electricity to conduct ground missions. On the contrary, energy availability on this plant is slowly decreasing. Therefore, saving energy in Army ground vehicles is very important. Army ground vehicles are embedded with numerous electronic systems to conduct missions such as silent and normal stationary surveillance missions. Increasing electrical energy consumption of these systems is influencing higher fuel consumption of the vehicle. To save energy, the vehicles can use any of the existing techniques, but they require complex, expensive, and time consuming implementations. Therefore, cheaper and simpler approaches are required. In addition, the solutions have to save energy according to mission needs and also overcome size and weight constraints of the vehicle. Existing research in the current literature do not have any mission aware approaches to save energy. This dissertation research proposes mission aware online energy saving strategies for stationary Army ground vehicles to save energy as well as to meet the electrical needs of the vehicle during surveillance missions. The research also proposes theoretical models of surveillance missions, fuzzy logic models of engine and alternator efficiency data, and fuzzy logic algorithms. Based on these models, two energy saving strategies are proposed for silent and normal surveillance type of missions. During silent mission, the engine is on and batteries power the systems. During normal surveillance mission, the engine is

Crushing leads to waste disposal savings for FUSRAP

Energy Technology Data Exchange (ETDEWEB)

Darby, J. [Department of Energy, Oak Ridge, TN (United States)

1997-02-01

In this article the author discusses the application of a rock crusher as a means of implementing cost savings in the remediation of FUSRAP sites. Transportation and offsite disposal costs are at present the biggest cost items in the remediation of FUSRAP sites. If these debris disposal problems can be handled in different manners, then remediation savings are available. Crushing can result in the ability to handle some wastes as soil disposal problems, which have different disposal regulations, thereby permitting cost savings.

Public administration electricity savings. Offentlige energibesparelser; Nyere danske erfaringer

Energy Technology Data Exchange (ETDEWEB)

Gjelstrup, G

1991-01-01

Analysis on how different types of public authorities experienced carrying out electricity savings showed that the individual public authority's internal political-administrative organizational form is of major importance for the possibilities of realizing potential electricity savings. In addition, it can be concluded that only certain public authorities have utilized external assistance in connection with effecting electricity savings. In these cases there has been some accordance between the particular authority's internal, political-administrative, organization and the organizational form presupposed in the external assistance offered. In spite of this, the public authorities in question have, in general, not progressed very far with electricity savings. Part of the reason for this lies namely in the fact that the special importance the mode of organization has for electricity savings, has been overlooked in this type of assistance. (CLS) 43 refs.

Public administration electricity savings. Offentlige energibesparelser; Nyere danske erfaringer

Energy Technology Data Exchange (ETDEWEB)

Gjelstrup, G.

1991-01-01

Analysis on how different types of public authorities experienced carrying out electricity savings showed that the individual public authority's internal political-administrative organizational form is of major importance for the possibilities of realizing potential electricity savings. In addition, it can be concluded that only certain public authorities have utilized external assistance in connection with effecting electricity savings. In these cases there has been some accordance between the particular authority's internal, political-administrative, organization and the organizational form presupposed in the external assistance offered. In spite of this, the public authorities in question have, in general, not progressed very far with electricity savings. Part of the reason for this lies namely in the fact that the special importance the mode of organization has for electricity savings, has been overlooked in this type of assistance. (CLS) 43 refs.

Consumption, Saving, Investment, and Unemployment. SVAR Tests of the Effects of Changes in the Consumption-Saving Pattern

OpenAIRE

Roberto Bande Ramudo; Manuel Fernández Grela; Mª Dolores Riveiro García

2011-01-01

In this paper we aim to provide information about the transmission mechanism at work between investment and unemployment by looking at the consumption-saving pattern as a determinant of investment behaviour. Our starting hypothesis is that permanent shifts in the consumption-saving pattern will have permanent effects on investment, with subsequent consequences for the unemployment rate. To test this hypothesis we build an SVAR model for the Spanish economy seeking information about the respon...

More than 30 per cent energy savings possible with LEDs in gerbera : substantial energy savings and little loss in production

NARCIS (Netherlands)

Helm, van der F.P.M.

2015-01-01

By installing LED-lighting and limiting it to 80 instead of 100 μmol gerbera growers can save 30 per cent on energy without any great loss in production, according to research. Light integration and interlighting don’t yet deliver any savings.

Recording and Audit of Resource Saving Innovations at Modern Industrial Companies

OpenAIRE

I. M.

2017-01-01

Resource saving and energy saving are essential components of “energy security” problem in all the countries, which raises the importance of analysis and revision of approaches to organization of recording and audit of resource saving innovations at industrial companies. The article’s objective is to study organization of recording and audit of resource saving technologies at industrial companies. A review of resource saving purposes and methods is given. For accounting purposes, innovati...

The HIV Anticaptory Saving Motive : An Empirical Analysis in South Africa

NARCIS (Netherlands)

Lammers, J.; van de Kuilen, G.

2007-01-01

This paper studies the effect of the HIV/AIDS epidemic on saving behaviour. Two important characteristics of HIV result in opposing forces on savings: mortality increases, which reduces savings, and long-term illness risk increases, which enhances savings. We use a two period life-cycle model with

Non-declarative sequence learning does not show savings in relearning.

Science.gov (United States)

Keisler, Aysha; Willingham, Daniel T

2007-04-01

Researchers have utilized the savings in relearning paradigm in a variety of settings since Ebbinghaus developed the tool over a century ago. In spite of its widespread use, we do not yet understand what type(s) of memory are measurable by savings. Specifically, can savings measure both declarative and non-declarative memories? The lack of conscious recollection of the encoded material in some studies indicates that non-declarative memories may show savings effects, but as all studies to date have used declarative tasks, we cannot be certain. Here, we administer a non-declarative task and then measure savings in relearning the material declaratively. Our results show that while material outside of awareness may show savings effects, non-declarative sequence memory does not. These data highlight the important distinction between memory without awareness and non-declarative memory.

Estimated potential of energy saving and reduction of the demand commercial buildings illumination; Potencial estimado de ahorro de energia y reduccion de la demanda en iluminacion de edificios comerciales

Energy Technology Data Exchange (ETDEWEB)

Hernandez Gomez, Victor Hugo; Morillon Galvez, David [Posgrado en Energetica de la DEPFI-UNAM, Mexico, D. F. (Mexico)

1999-07-01

In this paper the estimated energy saving potential in illumination, the energy end use and the technology used in commercial buildings of different use is analyzed. Estimation that departs from information of the Fideicomiso para el Ahorro de Energia (FIDE) demonstrative cases, presents the energy saving and the demand reduction in a sample of 29 buildings, among which are shopping malls, hospitals, schools, hotels, restaurants and public buildings in which energy saving programs have been carried out, with measures such as the cleaning of the luminaries and its replacement for more efficient ones. The average saving obtained is of 21.81%, in the following areas: illumination, air conditioning and others. In addition, in a sample of 4 buildings, it was observed that before applying the energy saving programs, two of them did not fulfill with the norm NOM-007-1995 (electric power density in interior lighting systems W/m{sup 2}) and later did fulfill the values and criteria of the norm. [Spanish] En el presente trabajo se analiza el potencial estimado de ahorro de energia en iluminacion, el uso final de la energia y la tecnologia empleada en edificios comerciales de uso distinto. Estimacion que parte de la informacion de los casos demostrativos del Fideicomiso para el Ahorro de Energia (FIDE), se presenta el ahorro y reduccion de la demanda en una muestra de 29 edificios, entre los que se tienen centros comerciales, hospitales, escuelas, hoteles, restaurantes y edificios publicos en los cuales se ha llevado a cabo programas de ahorro de energia, con medidas como la limpieza de las luminarias y su remplazo por otros mas eficientes. El ahorro promedio obtenido es de 21.81%, en las siguientes areas: iluminacion, aire acondicionado y otros. Ademas, en una muestra de 4 edificios, se observo que antes de aplicar los programas de ahorro de energia, dos no cumplian con la norma NOM-007-ENER-1995 (densidad de potencia electrica en alumbrado interior W/m{sup 2}) y

The effect of net foreign assets on saving rate

Directory of Open Access Journals (Sweden)

Ben David Nissim

2014-01-01

Full Text Available Observing empirical data we find that many countries try to delay the decision of increasing saving rate in order to avoid a decrease of the living standards. However the delay leads a deterioration of countries financial stability. We present a simple theoretical model that connects between countries' saving rate and their net foreign assets. Using cross section data set of 135 countries in 2010 we estimated the econometric relation between saving rate in 2010 as dependent variable and two explanatory variables: the current account in 2010 and the aggregated current account during 1980-2010. Our findings show that industrial countries in a bad financial state tend to decrease their saving rate as external debt is larger causing to deterioration in external debt while countries with good financial state tend to increase their saving rate and the tendency increase as financial state becomes better. Only in countries with a very large external debt saving rate tends to grow. The results point that gross foreign debt will keep increasing and will worsen world financial state causing increased risk of getting into a world crisis.

THE PUZZLE OF SIMULTANEOUS SAVINGS AND DEBTS

Directory of Open Access Journals (Sweden)

RODICA IANOLE

2012-05-01

Full Text Available „Neither a borrower nor a lender be” recommends Shakespeare in Hamlet. The advice seems particularly interesting in nowadays society where a person can be easily found in both approximate situations, in the same time. It goes without saying that saving and borrowing do not describe mutually exclusive strategies of financial management and thus many people retain savings or carry on saving at the same time as having debts. We add to this fact a more pragmatically wisdom, the one of the economist Robert Solow -“We (economists think of wealth as fungible; we think a dollar is a dollar. Why don't they (the others do so?” (Solow, 1987 – and we naturally ask ourselves if the mechanism of having simultaneous savings and debts is a rational one, according to traditional economics.Making appeal to the emerging body of behavioral economics literature we reach to the mental accounting theory to see if it can explain savings inclination versus debt inclination. The main research question we want to explore is the following: if mental accounting prevents people from spending money from one „mental account” on goods belonging to another one, will people – after using all their money from a given account – be willing to go into debt to buy goods belonging to this account in a situation when they still have money in other accounts?

Non-Declarative Sequence Learning does not Show Savings in Relearning

OpenAIRE

Keisler, Aysha; Willingham, Daniel T.

2007-01-01

Researchers have utilized the savings in relearning paradigm in a variety of settings since Ebbinghaus developed the tool over a century ago. In spite of its widespread use, we do not yet understand what type(s) of memory are measurable by savings. Specifically, can savings measure both declarative and non-declarative memories? The lack of conscious recollection of the encoded material in some studies indicates that non-declarative memories may show savings effects, but as all studies to date...

Potential energy savings from cool roofs in Spain and Andalusia

International Nuclear Information System (INIS)

Boixo, Sergio; Diaz-Vicente, Marian; Colmenar, Antonio; Castro, Manuel Alonso

2012-01-01

Cool roofs are an inexpensive method to save energy and to improve the comfort level in buildings in mild and hot climates. A high scale implementation of cool roofs in Andalusia, in the south of Spain, could potentially save 295,000 kWh per year, considering only residential buildings with flat roofs using electrical heating. At the current energy prices, consumers can save 59 million euros annually in electricity costs and the emission of 136,000 metric tons of CO 2 can be directly avoided every year from the production of that electricity. If radiative forcings are considered, Andalucía can potentially offset between 9.44 and 12 Mt of CO 2 . All the provinces in the rest of Spain are also studied in this paper. The biggest savings are achieved in Gran Canaria (48%), Tenerife (48%), Cádiz (36%), Murcia (33%), Huelva (30%), Málaga (29%), Almería (29%) and Sevilla (28%), where savings are greater than 2 euros per square meter of flat roof for old buildings with dark roofs. For the biggest cities the range of savings obtained are: between 7.4% and 11% in Madrid, between 12% and 18% in Barcelona and between 14% and 20% in Valencia. -- Highlights: ► We estimate potential savings in energy, CO 2 , and money for cool roofs in Spain (residential sector with flat roofs). ► Average savings are of around one euro per square meter in the biggest cities. ► Potential savings are of more than 2 €/m 2 in the hottest cities. ► In Andalusia the potential savings are 300 MWh, 60 millions euro and 136,000 tons of CO 2 per year. ► With forcings, the CO 2 equivalence of cool roofs in Andalusia is between 9 and 12 Mt.

Individual savings accounts for social insurance

DEFF Research Database (Denmark)

Bovenberg, Lans; Hansen, Martin Ino; Sørensen, Peter Birch

2008-01-01

Using Danish data, we find that about three-fourths of the taxes levied to finance public transfers actually finance benefits that redistribute income over the life cycle of individual taxpayers rather than redistribute resources across people. This finding and similar results for other countries...... provide a rationale for financing part of social insurance via mandatory individual savings accounts. We discuss the advantages and disadvantages of mandatory individual savings accounts for social insurance and survey some recent alternative proposals for such accounts...

Factors influencing energy-saving behavior of urban households in Jiangsu Province

International Nuclear Information System (INIS)

Yue, Ting; Long, Ruyin; Chen, Hong

2013-01-01

In this research, the willingness of households to adopt different energy-saving behavior has been analyzed, and factors influencing energy-saving behavior in Jiangsu Province, China, have been examined. The study builds on a broad and practical conceptual framework that embraces three types of energy-saving behavior and four dimensions of influencing factors, including socio-demographics, energy-saving awareness, behavioral ability, and situational factors. The empirical results are based on an Internet survey that was sent out to 638 households. The results indicate that socio-demographic characteristics, including age, gender, income level, household structure, and educational background, are all important factors influencing energy-saving behavior. At present, respondents adopt the usage-reduction type of behavior more often than the other two types, which require a greater capacity to pay for energy-efficient products and a higher level of energy-saving awareness. Situational factors have significant positive moderating effects when the variables of behavioral ability and energy-saving awareness act on energy-saving behavior. In addition, the results also show that spatial differences exist among the three regions of Jiangsu Province. Finally, some implications of these results for the design of future incentive policies and measures to encourage energy-saving behavior are presented. -- Highlights: •A broad and practical conceptual framework of energy-saving behaviors is built. •Socio-demographic characteristics are determinants of energy-saving behavior. •Respondents adopt the usage-reduction type more often than the other two types. •Situational factors have positive moderating effects on the other two variables. •Spatial differences exist among the three regions of Jiangsu Province

Experiences of energy saving and co-generation projects; Experiencias de proyectos de ahorro de energia y cogeneracion

Energy Technology Data Exchange (ETDEWEB)

Alvarez Barajas, Alberto [Heat and Power Systems, S.A. de C.V., Mexico D.F. (Mexico)

2005-07-01

In this document are presented the successful projects of energy saving and co-generation that Heat and Power Systems, S.A. de C.V. has made in diverse industries. The investment recovery periods have been smaller to 18 months. The projects have been made for different companies within Mexican Republic. [Spanish] Se presentan los casos exitosos de proyectos de ahorro de energia y cogeneracion que Heat and Power Systems, S.A. de C.V. ha realizado en diversas industrias cuyo periodo de recuperacion de la inversion han sido menores a 18 meses. Los proyectos han sido realizados para distintas empresas dentro de la Republica Mexicana.

Motores sincrónicos de reluctancia controlados con variadores de frecuencia: una aplicación para ahorrar energía ;Synchronous reluctance motors controlled by variable frequency converters: an application to save energy

Directory of Open Access Journals (Sweden)

Percy Rafael Viego Felipe

2015-04-01

Full Text Available Se presenta un estudio sobre aplicaciones de los motores sincrónicos de reluctancia (MSR controlados por accionamientos de frecuencia variable (AFV, que posibilitan el ahorro de energía. Se realizó una comparación entre las características constructivas de los MSR y los motores asincrónicos de jaula (MA, evaluando las ventajas y limitaciones que aquellos presentan. Una ventaja notable del MSR es que las pérdidas en el rotor se eliminan prácticamente. Una comparación experimental evidenció que para igual momento, el MSR presenta una mayor eficiencia; y que para igual incremento de temperatura, con las mismas dimensiones IEC, se logra más potencia. Por comparaciones entre datos de un fabricante, se demostró las ventajas de utilizar, con el mismo AFV y para cargas centrífugas, un MSR de mayor clase de eficiencia que la de un MA. Un análisis económico con técnicas de descuento, evidenció una atractiva recuperación de la inversión cuando se opera todo el año. A study on applications of synchronous reluctance motor (SynRM controlled by variable frequency drives (VFD for energy saving is presented. A comparison between the basic construction elements of the SynRM and the squirrel cage induction motor (IM is carried out, evaluating advantages and disadvantages. A nearly complete elimination of rotor losses is a significant asset of the SynRM. An experimental comparison showed that at the same torque, the SynRM presents a higher efficiency than the IM; and that at the same temperature rise, more power is obtained with the same IEC frame for both motor types. Comparing data from a manufacturer, the advantages of using, with the same VFD and for centrifugal loads, a higher efficiency class SynRM than that of a lower efficiency IM was demonstrated. An economical study using discount techniques, made evident an attractive pay back when operating all year around.

Dedicated orthogeriatric service saves the HSE a million euro

LENUS (Irish Health Repository)

Shanahan, E

2016-03-01

Hip fracture is common in older adults and is associated with high morbidity, mortality and significant health care costs. A pilot orthogeriatrics service was established in an acute hospital. We aimed to establish the cost effectiveness of this service. Length of hospital stay, discharge destination and rehabilitation requirements were analysed for a one year period and compared to patients who received usual care prior to the service. We calculated the costs incurred and savings produced by the orthogeriatric service. Median length of stay was reduced by 3 days (p=<0.001) saving €266,976. There was a 19% reduction in rehabilitation requirements saving €192,600. Median rehabilitation length of stay was reduced by 6.5 days saving €171,093. Reductions in long term care requirements led to savings of €10,934 per week. Costs to establish such a service amount to €171,564. The introduction of this service led to improved patient outcomes in a cost effective manner.

The influence of Multiple Goals on Driving Behavior: the case of Safety, Time Saving, and Fuel Saving

OpenAIRE

DOGAN, Ebru; STEG, Linda; DELHOMME, Patricia

2011-01-01

Due to the innate complexity of the task drivers have to manage multiple goals while driving and the importance of certain goals may vary over time leading to priority being given to different goals depending on the circumstances. This study aimed to investigate drivers' behavioral regulation while managing multiple goals during driving. To do so participants drove on urban and rural roads in a driving simulator while trying to manage fuel saving and time saving goals, besides the safety goal...

The Rhode Island Life Saving Score (RILSS)--a proposed life-saving definition for EMS and emergency medicine.

Science.gov (United States)

Williams, Kenneth A; Sullivan, Francis M

2013-12-03

Emergency Medical Services (EMS) and Emergency Medicine staff are often described as life-saving providers, but there is no generally accepted objective definition of a life saved by these providers. Therefore, a proposed definition is described. Development of this definition began with conceptual rules, followed by a survey of physician EMS medical directors, and then by the development of a tool to implement the definition, and measure its validity and reliability through a review of 100 critical care transport EMS patient charts.

Do Tax Incentives for Saving in Pension Accounts Cause Debt Accumulation?

DEFF Research Database (Denmark)

Yde Andersen, Henrik

2018-01-01

This paper applies a quasi-experimental research design on a Danish 2010 policy that reduced tax incentives for saving in annuity pension schemes to show significant substitution of savings from retirement accounts to gross debt repayments. We find that for every 1 Danish currency unit reduction...... in retirement savings 31 cents goes to debt repayments. Taking into account all types of savings, we find full crowding-out. Consistent with previous findings, we document that the effect is driven by a minority, about 23 percent, who actively rebalance their savings....

Exploring Demand Charge Savings from Commercial Solar

Energy Technology Data Exchange (ETDEWEB)

Darghouth, Naim [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Barbose, Galen [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Mills, Andrew [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Wiser, Ryan [Lawrence Berkeley National Lab. (LBNL), Berkeley, CA (United States); Gagnon, Pieter [National Renewable Energy Lab. (NREL), Golden, CO (United States); Bird, Lori [National Renewable Energy Lab. (NREL), Golden, CO (United States)

2017-07-31

Commercial retail electricity rates commonly include a demand charge component, based on some measure of the customer’s peak demand. Customer-sited solar PV can potentially reduce demand charges, but the magnitude of these savings can be difficult to predict, given variations in demand charge designs, customer loads, and PV generation profiles. Moreover, depending on the circumstances, demand charges from solar may or may not align well with associated utility cost savings. Lawrence Berkeley National Laboratory (Berkeley Lab) and the National Renewable Energy Laboratory (NREL) are collaborating in a series of studies to understand how solar PV can reduce demand charge levels for a variety of customer types and demand charges designs. Previous work focused on residential customs with solar. This study, instead, focuses on commercial customers and seeks to understand the extent and conditions under which rooftop can solar reduce commercial demand charges. To answer these questions, we simulate demand charge savings for a broad range of commercial customer types, demand charge designs, locations, and PV system characteristics. This particular analysis does not include storage, but a subsequent analysis in this series will evaluate demand charge savings for commercial customers with solar and storage.

Housing-related lifestyle and energy saving: A multi-level approach

International Nuclear Information System (INIS)

Thøgersen, John

2017-01-01

A new instrument for measuring housing-related lifestyle (HRL) is introduced and employed for identifying national and cross-national HRL segments in 10 European countries (N=3190). The identified HRL segments are profiled and the practical importance of HRL for everyday energy-saving efforts in the home and for the energy-consumer's openness to new energy saving opportunities (i.e., energy saving innovativeness) is investigated. The HRL instrument's 71 items load on 16 dimensions within five lifestyle elements. Multi-group confirmatory factor analysis reveals that the instrument possesses metric but not scalar (measurement) invariance across the 10 countries. Multilevel latent class analysis is used to classify participants to HRL segments and the 10 countries into regions with similar segment structure. The optimal solution has seven HRL segments and three country classes, which are profiled in terms of relevant background characteristics. A multivariate GLM analysis reveals that when differences in housing-related lifestyles are controlled, neither country of residence nor the interaction between lifestyle and country of residence influence energy saving innovativeness or everyday energy-saving efforts. However, these two behavioural tendencies vary significantly and substantially between lifestyle segments. The study shows that HRL segmentation is a useful tool for creating more targeted and effective energy-saving campaigns. - Highlights: • 7 housing-related lifestyle segments identified in 10 European countries. • The 10 countries cluster in 3 regions with similar housing-related lifestyle pattern. • Lifestyle segments differ significantly with regard to energy saving efforts. • Lifestyle segments also differ with regard to energy saving innovativeness. • Housing-related lifestyle mediate all effects of country on energy saving.

Streamlined energy-savings calculations for heat-island reduction strategies

Energy Technology Data Exchange (ETDEWEB)

Akbari, Hashem; Konopacki, Steven J.

2003-03-15

We have developed summary tables (sorted by heating- and cooling-degree-days) to estimate the potential of Heat-Island Reduction (HIR) strategies (i.e., solar-reflective roofs, shade trees, reflective pavements, and urban vegetation) to reduce cooling-energy use in buildings. The tables provide estimates of savings for both direct effect (reducing heat gain through the building shell) and indirect effect (reducing the ambient air temperature). In this analysis, we considered three building types that offer the most savings potential : residences, offices, and retail stores. Each building type was characterized in detail by Pre-1980 (old) or 1980+ (new) construction vintage and with natural gas or electricity as heating fuel. We defined prototypical-building characteristics for each building type and simulated the effects of HIR strategies on building cooling and heating energy use and peak power demand using the DOE-2.1E model and weather data for about 240 locations in the U.S. A statistical analysis of previously completed simulations for five cities was used to estimate the indirect savings. Our simulations included the effect of (1) solar-reflective roofing material on building [direct effect], (2) placement of deciduous shade trees near south and west walls of building [direct effect], and (3) ambient cooling achieved by urban reforestation and reflective building surfaces and pavements [indirect effect]. Upon completion of estimating the direct and indirect energy savings for all the selected locations, we integrated the results in tables arranged by heating- and cooling-degree-days. We considered 15 bins for heating-degree-days, and 11 bins for cooling-degree-days. Energy use and savings are presented per 1000 ft2 of roof area. In residences heated with gas and in climates with greater than 1000 cooling-degree-days, the annual electricity savings in Pre-1980 stock ranged from 650 to 1300 kWh/1000ft2; for 1980+ stock savings ranged 300 to 600 kWh/1000 ft2

Barriers to investments in energy saving technologies. Case study for the industry

NARCIS (Netherlands)

Masselink, Dirk Jan

2007-01-01

To realise future energy saving targets, the government needs to increase energy reduction rates. One option to increase energy savings is found in removing barriers to investments in cost-effective energy saving technologies. Many technologies save energ

Net-Zero Building Technologies Create Substantial Energy Savings -

Science.gov (United States)

only an estimated 1% of commercial buildings are built to net-zero energy criteria. One reason for this Continuum Magazine | NREL Net-Zero Building Technologies Create Substantial Energy Savings Net -Zero Building Technologies Create Substantial Energy Savings Researchers work to package and share step

Energy-saving measures in multi-storage housing construction

Directory of Open Access Journals (Sweden)

Мария Дмитриевна Коровина

2017-05-01

Full Text Available In this article the main directions of energy saving in multi-storey housing construction and methods for increasing energy efficiency are considered. The main problems of implementing energy-saving measures were touched; the need for their analysis during the development of each construction project with a view to choosing the most effective complex from the energy, economic, ecological and social points of view was justified. It is noted that such an approach can become an important factor of saving energy in the sphere of housing construction and reducing the energy intensity of the entire Russian economy.

Large Hospital 50% Energy Savings: Technical Support Document

Energy Technology Data Exchange (ETDEWEB)

Bonnema, E.; Studer, D.; Parker, A.; Pless, S.; Torcellini, P.

2010-09-01

This Technical Support Document documents the technical analysis and design guidance for large hospitals to achieve whole-building energy savings of at least 50% over ANSI/ASHRAE/IESNA Standard 90.1-2004 and represents a step toward determining how to provide design guidance for aggressive energy savings targets. This report documents the modeling methods used to demonstrate that the design recommendations meet or exceed the 50% goal. EnergyPlus was used to model the predicted energy performance of the baseline and low-energy buildings to verify that 50% energy savings are achievable. Percent energy savings are based on a nominal minimally code-compliant building and whole-building, net site energy use intensity. The report defines architectural-program characteristics for typical large hospitals, thereby defining a prototype model; creates baseline energy models for each climate zone that are elaborations of the prototype models and are minimally compliant with Standard 90.1-2004; creates a list of energy design measures that can be applied to the prototype model to create low-energy models; uses industry feedback to strengthen inputs for baseline energy models and energy design measures; and simulates low-energy models for each climate zone to show that when the energy design measures are applied to the prototype model, 50% energy savings (or more) are achieved.

Sign Up for Savings.

Science.gov (United States)

Kennedy, Mike

2002-01-01

Discusses performance service contracts between educational facilities and energy services companies, in which the company provides the money for energy-efficiency improvements and the school pays the company an annual fee. The company guarantees the savings will meet or exceed the fee. (EV)

FY 1997 cost savings report

International Nuclear Information System (INIS)

Sellards, J.B.

1998-01-01

With the end of the cold war, funding for the Environmental Management program increased rapidly as nuclear weapons production facilities were shut down, cleanup responsibilities increased, and facilities were transferred to the cleanup program. As funding for the Environmental Management (EM) program began to level off in response to Administration and Congressional efforts to balance the Federal budget, the program redoubled its efforts to increase efficiency and get more productivity out of every dollar. Cost savings and enhanced performance are an integral pair of Hanford Site operations. FY1997 was the third year of a cost savings program that was initially defined in FY 1995. The definitions and process remained virtually the same as those used in FY 1996

VA Telemedicine: An Analysis of Cost and Time Savings.

Science.gov (United States)

Russo, Jack E; McCool, Ryan R; Davies, Louise

2016-03-01

The Veterans Affairs (VA) healthcare system provides beneficiary travel reimbursement ("travel pay") to qualifying patients for traveling to appointments. Travel pay is a large expense for the VA and hence the U.S. Government, projected to cost nearly $1 billion in 2015. Telemedicine in the VA system has the potential to save money by reducing patient travel and thus the amount of travel pay disbursed. In this study, we quantify this savings and also report trends in VA telemedicine volumes over time. All telemedicine visits based at the VA Hospital in White River Junction, VT between 2005 and 2013 were reviewed (5,695 visits). Travel distance and time saved as a result of telemedicine were calculated. Clinical volume in the mental health department, which has had the longest participation in telemedicine, was analyzed. Telemedicine resulted in an average travel savings of 145 miles and 142 min per visit. This led to an average travel payment savings of $18,555 per year. Telemedicine volume grew significantly over the study period such that by the final year the travel pay savings had increased to $63,804, or about 3.5% of the total travel pay disbursement for that year. The number of mental health telemedicine visits rose over the study period but remained small relative to the number of face-to-face visits. A higher proportion of telemedicine visits involved new patients. Telemedicine at the VA saves travel distance and time, although the reduction in travel payments remains modest at current telemedicine volumes.

Study on measuring analysis for estimating effect of energy saving policy

Energy Technology Data Exchange (ETDEWEB)

Kim, Joong Ku; Park, Jeong Soon [Korea Energy Economics Institute, Euiwang (Korea)

1999-12-01

Since the study on measuring analysis for estimating effect of energy saving policy is too broad to implement all industries, so it limited its study only on manufacturing industry. This study is concentrated on its effort to measure energy saving using energy saving model by putting energy saving policy as an input and regarding its result as energy saving. It used B/C theory for positive analysis methodology and the result of analysis is investment effect on manufacturing industry. The total cost invested on manufacturing sector from 1982 to 1996 was 5,871 billion won based on constant cost in 1990, and the energy saving cost directly acquired from it reached 1,534.5 billion won based on constant cost in 1990, so B/C rate reached 2.56. Particularly, if you separated the amount supported by the government policy, energy saving support cost reached 3,904.2 billion won (based on constant cost in 1990) and the total benefit was 10,146.4 billion won (based on constant cost in 1990) by adding saving cost 9,997.9 billion won and environmental improvement effect 223.2 billion won. (author). 51 refs., 17 figs., 35 tabs.

76 FR 71437 - Mutual Savings Association Advisory Committee

Science.gov (United States)

2011-11-17

... (MSAAC or Committee) formerly administered by the Office of Thrift Supervision, as it is necessary and in...: Timothy T. Ward, Deputy Comptroller for Thrift Supervision, 250 E Street SW., Washington, DC 20219. FOR... as federal savings associations (including federal savings banks); and (2) issue charters therefore...

casual relationship between gross domestic saving and economic

African Journals Online (AJOL)

TOSHIBA

private saving has both direct and indirect effects on economic growth. ... sector have a bigger impact on GDP than gross domestic savings. ... Development economists have been concerned for decades about the crucial role of ..... higher investment and higher economic growth is not supported by East African countries.

12 CFR 591.3 - Loans originated by Federal savings associations.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Loans originated by Federal savings... PREEMPTION OF STATE DUE-ON-SALE LAWS § 591.3 Loans originated by Federal savings associations. (a) With regard to any real property loan originated or to be originated by a Federal savings association, as a...

Advanced Energy Saving and its Applications in Industry

CERN Document Server

Matsuda, Kazuo; Fushimi, Chihiro; Tsutsumi, Atsushi; Kishimoto, Akira

2013-01-01

The conventional approach for energy saving in a process system is to maximize heat recovery without changing any process conditions by using pinch technology. “Self-heat recuperation technology” was developed to achieve further energy saving in the process system by eliminating the necessity for any external heat input, such as firing or imported steam. Advanced Energy Saving and its Applications in Industry introduces the concept of self-heat recuperation and the application of such technology to a wide range of processes from heavy chemical complexes to other processes such as drying and gas separation processes, which require heating and cooling during operation.   Conventional energy saving items in a utility system are applied and implemented based on a single site approach, however, when looking at heavy chemical complexes, it was apparent that the low-grade heat discharged as waste from a refinery could also be used in an adjacent petrochemical plant. There could therefore be a large energy savin...

Nuclear recycling: costs, savings, and safeguards

International Nuclear Information System (INIS)

Spinrad, B.I.

1985-01-01

This chapter discusses the economics, physical and chemical processes, and safety of nuclear fuel recycling. The spent fuel must be chemically reprocessed in order to recover uranium and plutonium. Topics considered include indifference costs, recycling in light water reactors (LWRs), plutonium in fast reactors, the choice between recycling and storage, safeguards, and weapons proliferation. It is shown that the economics of recycling nuclear fuel involves the actual costs and savings of the recycling operation in terms of money spent, made, and saved, and the impact of the recycling on the future cost of uranium

Electricity-cost savings obtained by means of nuclear plant life extension

International Nuclear Information System (INIS)

Forest, L.; Fletcher, T.; DuCharme, A.; Harrison, D.L.

1987-01-01

This study examines savings caused by nuclear-plant life extension (NUPLEX) and describes the effects of changes in assumptions on costs and technology using an approach simpler than the large economic-model simulations used in other reports. Under the simplified approach, we estimate savings at the broad national level by comparing projected costs/kWh for the typical NUPLEX plant with those for new coal-fired plants, which seem the most likely alternative in most regions. While ignoring some complications handled by the large, regionally disaggregated econometric models, the approach used in this study has advantages in sensitivity analyses. It reveals relationships between savings and basic assumptions on costs and technology in a more transparent way than in large-model simulations. We find that, absent major technological breakthroughs for present generating options, NUPLEX saves consumers money on their electric bills under most plausible economic scenarios. Using mid-range assumptions, we find that NUPLEX saves consumers a total of about dollar 180 billion spread over the period 2010-50. Under optimistic assumptions, the savings swell to over dollar 900 billion. Under extremely pessimistic assumptions, the savings actually turn negative. This wide range of estimates largely reflects the uncertainty in cost projections. Within plausible limits, higher- or lower-than-expected load growth does not affect the savings estimates. The NUPLEX construction costs stand out as the most critical unknown. If they turn out to be 50% (dollar 500 billion) above the baseline estimate savings would fall by almost 60% (dollar 105 billion). A 50% rise in nuclear fuel costs would drop baseline savings by almost 22%. A 50% increase in nuclear-plant operations-and-maintenance costs, would cut baseline savings by about 36%. These sensitivities highlight the need for continued monitoring of economic developments

The modern water-saving agricultural technology: Progress and focus

African Journals Online (AJOL)

GREGORY

2010-09-13

Sep 13, 2010 ... saving agricultural technology, which include modern biological water-saving technology, unconventional ... and innovation, water, nutrient migration theory, regula- .... urban sewage of more than 50%; Mexico City, 90% of.

Evaluation of methods used to determine realized energy savings

International Nuclear Information System (INIS)

Boonekamp, Piet G.M.

2006-01-01

Most methods to determine realized total energy savings at national or sectoral level make choices, or neglect problems, which hamper the calculation of sound and useful energy-saving figures. Issues are the choice of the right aggregation level, the appropriate variables to construct a reference energy consumption trend, the energy quantities to be applied and interaction between various effects. Uncertainty margins for results lack in most presentations as well. This paper presents six methods, illustrates the adverse effects of certain choices and problems, and investigates how these methods deal with them. The methods are scored with respect to the issues mentioned above. Finally, a number of improvements are suggested, among which the use of final energy demand expressed in primary energy units, and bottom-up analyses at the level of real saving options. The last option is the more important, as it could provide top-down evaluation results (total savings from decomposition) as well as bottom-up policy monitoring results, both being crucial to new European energy-saving policy

Energy Savings From System Efficiency Improvements in Iowa's HVAC SAVE Program

Energy Technology Data Exchange (ETDEWEB)

Yee, S. [Partnership for Advanced Residential Retrofit, Chicago, IL (United States); Baker, J. [Partnership for Advanced Residential Retrofit, Chicago, IL (United States); Brand, L. [Partnership for Advanced Residential Retrofit, Chicago, IL (United States); Wells, J. [Partnership for Advanced Residential Retrofit, Chicago, IL (United States)

2013-08-01

The objective of this project is to explore the energy savings potential of maximizing furnace and distribution system performance by adjusting operating, installation, and distribution conditions. The goal of the Iowa HVAC System Adjusted and Verified Efficiency (SAVE) program is to train contractors to measure installed system efficiency as a diagnostic tool to ensure that the homeowner achieves the energy reduction target for the home rather than simply performing a tune-up on the furnace or having a replacement furnace added to a leaky system. The PARR research team first examined baseline energy usage from a sample of 48 existing homes, before any repairs or adjustments were made, to calculate an average energy savings potential and to determine which system deficiencies were prevalent. The results of the baseline study of these homes found that, on average, about 10% of the space heating energy available from the furnace was not reaching the conditioned space. In the second part of the project, the team examined a sample of 10 homes that had completed the initial evaluation for more in-depth study. For these homes, the diagnostic data shows that it is possible to deliver up to 23% more energy from the furnace to the conditioned space by doing system tune ups with or without upgrading the furnace. Replacing the furnace provides additional energy reduction. The results support the author's belief that residential heating and cooling equipment should be tested and improved as a system rather than a collection of individual components.

Saving, efficiency and management of electric sector demand

International Nuclear Information System (INIS)

Sanchez de Tembleque, L. J.

2007-01-01

Spanish economic model of development is based on energy consumption, and its main source is imported fossil fuels, which have some environmental and scarcity consequences in the mid term, among others. These problems could be reduced in two ways: economic activity reduction or energy efficiency improvement. In the presence of these possibilities, It may be desirable to bet for saving and energy efficiency, to maintain the economic development. This assignment analyzes the main available regulatory and social mechanisms to promote saving and energy efficiency in the power sector, like systems to internalize social costs in the electricity price, efficiency standards, and encourage the new saving culture. (Author) 15 refs

Energy Savings Potential and Research & Development Opportunities for Commercial Refrigeration

Energy Technology Data Exchange (ETDEWEB)

none,

2009-09-01

This study documents the energy consumption of commercial refrigeration equipment (CRE) in the U.S. and evaluated the energy savings potential of various technologies and energy efficiency measures that could be applied to such equipment. The study provided an overview of CRE applications, assessed the energy-savings potential of CRE in the U.S., outline key barriers to adoption of energy-savings technologies, and recommended opportunities for advanced energy saving technology research. The study was modeled after an earlier 1996 report by Arthur D. Little, Inc., and updated key information, examined more equipment types, and outlined long-term research and development opportunities.

Saving Malta's music memory

OpenAIRE

Sant, Toni

2013-01-01

Maltese music is being lost. Along with it Malta loses its culture, way of life, and memories. Dr Toni Sant is trying to change this trend through the Malta Music Memory Project (M3P) http://www.um.edu.mt/think/saving-maltas-music-memory-2/

Savings impact of a corporate energy manager

International Nuclear Information System (INIS)

Sikorski, B.D.; O'Donnell, B.A.

1999-01-01

This paper discusses the cost savings impact of employing an energy manager with a 16,000-employee corporation. The corporation, Canada's second largest airline, is currently operating nearly 3,000,000 ft 2 of mixed-use facilities spread across the country, with an annual energy budget for ground facilities of over Cdn $4,000,000. This paper outlines the methodology used by the energy manager to deploy an energy management program over a two-year period between April 1995 and May 1997. The paper examines the successes and the lessons learned during the period and summarizes the costs and benefits of the program. The energy manager position was responsible for developing an energy history database with more than 100 active accounts and for monitoring and verifying energy savings. The energy manager implemented many relatively low-cost energy conservation measures, as well as some capital projects, during the first two years of the program. In total, these measures provided energy cost savings of $210,000 per year, or 5% of the total budget. In each case, technologies installed as part of the energy retrofit projects provided not only cost savings but also better control, reduced maintenance, and improved working conditions for employees

Determinants of Household Savings in Turkey Except for Income

Directory of Open Access Journals (Sweden)

Mehmet ŞENGÜR

2016-01-01

Full Text Available Household has an extremely important place in the division of income for the economies. It plays a decisive role in personal consumption, investment, and savings. This study aims to identify the determinants of household savings except for income. In this study, "Household Budget Survey" conducted by Turkish Statistical Institute for the years 2002-2013 is used. Survey data has been analyzed by logistic regression models. The results of the study show that house ownership, having an extra house, having annual disposable income of over 10.000 ₺, education level also have a positive effect on household savings. On the other hand, the number of family members, car ownership, temporary or seasonal employment, and living in rural areas affect household savings in a negative way.

Money in the bank : Feeling powerful increases saving

NARCIS (Netherlands)

Garbinsky, E.; Klesse, A.K.; Aaker, J.

2014-01-01

Across five studies, this research reveals that feeling powerful increases saving. This effect is driven by the desire to maintain one’s current state. When the purpose of saving is no longer to accumulate money but to spend it on a status-related product, the basic effect is reversed, and those who

Planning a Sabbatical? These Tips Can Save Taxes.

Science.gov (United States)

Matoney, Joseph P., Jr.; Weston, Marilyn

1985-01-01

Information on potential tax-saving opportunities when planning a sabbatical is provided for college personnel. Advice is offered about tax savings for: rental of the academician's personal residences while away from home, the home office deduction, use of an auto, and foreign income tax exclusion. The answer to what expenses are deductible…

Quantification of energy savings from Ireland's Home Energy Saving scheme. An ex post billing analysis

Energy Technology Data Exchange (ETDEWEB)

Scheer, J.; Clancy, M.; Ni Hogain, S. [Sustainable Energy Authority of Ireland, Wilton Park House, Wilton Terrace, Dublin 2 (Ireland)

2013-02-15

This paper quantifies the energy savings realised by a sample of participants in the Sustainable Energy Authority of Ireland's Home Energy Saving (HES) residential retrofit scheme (currently branded as the Better Energy Homes scheme), through an ex post billing analysis. The billing data are used to evaluate: (1) the reduction in gas consumption of the sample between pre- (2008) and post- (2010) scheme participation when compared to the gas consumption of a control group, (2) an estimate of the shortfall when this result is compared to engineering-type ex ante savings estimates and (3) the degree to which these results may apply to the wider population. All dwellings in the study underwent energy efficiency improvements, including insulation upgrades (wall and/or roof), installation of high-efficiency boilers and/or improved heating controls, as part of the HES scheme. Metered gas use data for the 210 households were obtained from meter operators for a number of years preceding dwelling upgrades and for a post-intervention period of 1 year. Dwelling characteristics and some household behavioural data were obtained through a survey of the sample. The gas network operator provided anonymised data on gas usage for 640,000 customers collected over the same period as the HES sample. Dwelling type data provided with the population dataset enabled matching with the HES sample to increase the internal validity of the comparison between the control (matched population data) and the treatment (HES sample). Using a difference-in-difference methodology, the change in demand of the sample was compared with that of the matched population subset of gas-using customers in Ireland over the same time period. The mean reduction in gas demand as a result of energy efficiency upgrades for the HES sample is estimated as 21 % or 3,664{+-}603 kWh between 2008 and 2010. An ex ante estimate of average energy savings, based on engineering calculations (u value reductions and improved boiler

Effects of heat and electricity saving measures in district-heated multistory residential buildings

International Nuclear Information System (INIS)

Truong, Nguyen Le; Dodoo, Ambrose; Gustavsson, Leif

2014-01-01

Highlights: • We analyzed the potential for energy savings in district heated buildings. • Measures that reduce more peak load production give higher primary energy savings. • Efficient appliances increase heat demand but give net primary energy savings. • Efficient appliances give the largest net primary energy savings. - Abstract: The effects of heat and electricity saving measures in district-heated buildings can be complex because these depend not only on how energy is used on the demand side but also on how energy is provided from the supply side. In this study, we analyze the effects of heat and electricity saving measures in multistory concrete-framed and wood-framed versions of an existing district-heated building and examine the impacts of the reduced energy demand on different district heat (DH) production configurations. The energy saving measures considered are for domestic hot water reduction, building thermal envelope improvement, ventilation heat recovery (VHR), and household electricity savings. Our analysis is based on a measured heat load profile of an existing DH production system in Växjö, Sweden. Based on the measured heat load profile, we model three minimum-cost DH production system using plausible environmental and socio-political scenarios. Then, we investigate the primary energy implications of the energy saving measures applied to the two versions of the existing building, taking into account the changed DH demand, changed cogenerated electricity, and changed electricity use due to heat and electricity saving measures. Our results show that the difference between the final and primary energy savings of the concrete-framed and wood-framed versions of the case-study building is minor. The primary energy efficiency of the energy saving measures depends on the type of measure and on the composition of the DH production system. Of the various energy saving measures explored, electricity savings give the highest primary energy savings

Energy savings for solar heating systems; Solvarmeanlaegs energibesparelser

Energy Technology Data Exchange (ETDEWEB)

Furbo, S.; Fan, J.

2011-01-15

Energy savings for a number of new solar heating systems in one family houses have been determined by means of information on the energy consumption of the houses before and after installation of the solar heating systems. The investigated solar heating systems are marketed by Velux Danmark A/S, Sonnnenkraft Scandinavia A/S and Batec Solvarme A/S. Solar domestic hot water systems as well as solar combi systems are included in the investigations The houses have different auxiliary energy supply systems: Natural gas boilers, oil fired burners, electrical heating and district heating. Some of the houses have a second auxiliary energy supply system. The collector areas vary from 1.83 m{sup 2} to 9.28 m{sup 2}. Some of the solar heating systems are based on energy units with a new integrated natural gas boiler and a heat storage for the solar heating system. The existing energy systems in the houses are for most of the houses used as the auxiliary energy systems for the solar heating systems. The yearly energy savings for the houses where the only change is the installation of the solar heating system vary from 300 kWh per m{sup 2} solar collector to 1300 kWh per m{sup 2} solar collector. The average yearly energy savings is about 670 kWh per m{sup 2} solar collector for these solar heating systems. The energy savings per m{sup 2} solar collector are not influenced by the solar heating system type, the company marketing the system, the auxiliary energy supply system, the collector area, the collector tilt, the collector azimuth, the energy consumption of the house or the location of the house. The yearly energy savings for the houses with solar heating systems based on energy units including a new natural gas boiler vary from 790 kWh per m{sup 2} solar collector to 2090 kWh per m{sup 2} solar collector. The average yearly energy savings is about 1520 kWh per m{sup 2} solar collector for these solar heating systems. The energy savings per m{sup 2} solar collector for

12 CFR 584.4 - Certain acquisitions by savings and loan holding companies.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Certain acquisitions by savings and loan... TREASURY SAVINGS AND LOAN HOLDING COMPANIES § 584.4 Certain acquisitions by savings and loan holding companies. (a) Acquisitions by a savings and loan holding company of more than five percent of a non...

Dynamic analysis of savings and economic growth in Nigeria ...

African Journals Online (AJOL)

Dynamic analysis of savings and economic growth in Nigeria. ... a trivariate dynamic Granger causality model with savings, economic growth and foreign ... It is recommended that in the short run, policies in Nigeria should be geared towards ...

Daylight Saving Time Transitions and Road Traffic Accidents

Directory of Open Access Journals (Sweden)

Tuuli Lahti

2010-01-01

Full Text Available Circadian rhythm disruptions may have harmful impacts on health. Circadian rhythm disruptions caused by jet lag compromise the quality and amount of sleep and may lead to a variety of symptoms such as fatigue, headache, and loss of attention and alertness. Even a minor change in time schedule may cause considerable stress for the body. Transitions into and out of daylight saving time alter the social and environmental timing twice a year. According to earlier studies, this change in time-schedule leads to sleep disruption and fragmentation of the circadian rhythm. Since sleep deprivation decreases motivation, attention, and alertness, transitions into and out of daylight saving time may increase the amount of accidents during the following days after the transition. We studied the amount of road traffic accidents one week before and one week after transitions into and out of daylight saving time during years from 1981 to 2006. Our results demonstrated that transitions into and out of daylight saving time did not increase the number of traffic road accidents.

FINANCIAL SITUATION AND ATTITUDES TOWARDS SAVING IN POLISH SOCIETY:EVIDENCE FROM MICRO DATA

Directory of Open Access Journals (Sweden)

ANETA MARIA KŁOPOCKA

2014-05-01

Full Text Available Savings of the household sector are undoubtedly very important both in terms of micro- (for the optimum personal finance management and macroeconomics (from the perspective of the economic growth. Furthermore, the major transformation has occurred in the household saving behavior in Poland in recent years. This is due to sharp changes in the functioning of the households in the period of economic transformation and is the result of the global financial and economic crisis. This paper provides empirical evidence of the complex interrelations of income, level of optimism/pessimism, attitudes towards saving and households' consumption–savings decisions. There is a strong income and savings relationship due to the positive income effect on the household saving propensity (through the increased motivation and the long run planning acceptance and the saving ability due to ample satisfaction of household consumption needs. Higher income leads to the self-restraint rejection. The level of household optimism/pessimism exerts a substantial effect on the saving motives and attitudes towards saving. The decreasing expectations leads to the slope of the overall saving motivation. Moreover pessimists seem to reveal the lowest inclination to deliberate saving. Simultaneously, they seem to be most suspicious about the bank loan incurring. The level of optimism is positively associated with both the share of savers and the level of accumulated savings.

Do Medicaid home and community based service waivers save money?

Science.gov (United States)

Harrington, Charlene; Ng, Terence; Kitchener, Martin

2011-10-01

This article estimates the potential savings to the Medicaid program of using 1915c Home and Community Based Services (HCBS) waivers rather than institutional care. For Medicaid HCBS waiver expenditures of $25 billion in 2006, we estimate the national savings to be over $57 billion, or $57,338 per waiver participant in 2006 compared with the cost of Medicaid institutional care (for which all waiver participants are eligible). When taking into account a potential 50% "woodwork effect" (for people who might have refused institutional services), the saving would be $21 billion. This analysis demonstrates that HCBS waiver programs present significant direct financial savings to Medicaid long-term care (LTC) programs.

Winglets Save Billions of Dollars in Fuel Costs

Science.gov (United States)

2010-01-01

The upturned ends now featured on many airplane wings are saving airlines billions of dollars in fuel costs. Called winglets, the drag-reducing technology was advanced through the research of Langley Research Center engineer Richard Whitcomb and through flight tests conducted at Dryden Flight Research Center. Seattle-based Aviation Partners Boeing -- a partnership between Aviation Partners Inc., of Seattle, and The Boeing Company, of Chicago -- manufactures Blended Winglets, a unique design featured on Boeing aircraft around the world. These winglets have saved more than 2 billion gallons of jet fuel to date, representing a cost savings of more than $4 billion and a reduction of almost 21.5 million tons in carbon dioxide emissions.

76 FR 2029 - Small Business Investment Companies-Energy Saving Qualified Investments

Science.gov (United States)

2011-01-12

... 3245-AF86 Small Business Investment Companies--Energy Saving Qualified Investments AGENCY: U.S. Small... Administration (SBA) is setting forth the new defined terms, ``Energy Saving Qualified Investment'' and ``Energy Saving Activities'', for the Small Business Investment Company (SBIC) Program. The new definitions are...

10 CFR 436.21 - Savings-to-investment ratio.

Science.gov (United States)

2010-01-01

... is the ratio of the present value savings to the present value costs of an energy or water conservation measure. The numerator of the ratio is the present value of net savings in energy or water and non... conservation measure. The denominator of the ratio is the present value of the net increase in investment and...

Restoring Hope: You Can Help Save A Life

Science.gov (United States)

Department of Defense Submit Search Restoring Hope Sep. 1, 2010 You Can Help Save A Life More Focus Needed to of Staff Videos Pentagon Channel Restoring Hope: 90 min. Special - Part 1 | Part 2 More Pentagon Prevention Month: Marine Corps Team Helps Save Lives. I Will Never Quit on Life Sept.8, 2010 - Mrs. Mullen on

Analysis of interactions among the barriers to energy saving in China

International Nuclear Information System (INIS)

Wang Guohong; Wang Yunxia; Zhao Tao

2008-01-01

Since China became the second largest energy consumer and carbon dioxide emitter, the problem of energy consumption and environmental pollution has drawn the world's attention. Meanwhile, Chinese government has put high emphasis on the problem. One project of energy saving initiated by Chinese government has been put into practice. However, many difficulties need to be dealt with to meet the expected aim of social development. The objective of this article is to investigate the interactions among the major barriers which prevent the practice of energy saving in China. Obviously, a clear definition of relationships among the barriers to energy saving helps top leaders make relevant decisions to solve the problem of economic sustainability, energy security and environment pollution in the future. To date, studies specifying energy-saving barriers have often focused on analyzing these barriers separately. As a result, a holistic view in understanding the barriers to energy-saving project is lacking. Interpretive structural modeling (ISM) is utilized to summarize the critical barriers hindering the project of energy saving in China and to explain the interrelationships among them. Suggestions for energy-saving practice and future research are provided

An energy saving system for hospital laundries

Energy Technology Data Exchange (ETDEWEB)

Katsanis, J.S.; Tsarabaris, P.T.; Polykrati, A.D.; Proios, A.N. [National Technical Univ. of Athens, Athens (Greece). School of Electrical and Computer Engineering; Koufakis, E.I. [Public Power Corp. S.A., Crete (Greece)

2009-07-01

Hospital laundries are one of the largest consumers of water and electrical and thermal energy. This paper examined the energy savings achieved by a system using the hot wastewater from the washing process. Hospital laundries consume thermal energy using steam, which is produced in boilers by burning diesel oil or natural gas. Electrical energy for the mechanical drives, ventilation and also the lighting required in the laundry area are big consumers of energy. The paper presented the proposed system and discussed the parameters of the system and system dimensioning. The paper also provided and discussed an interpretation of steam and energy savings. The proposed system was considered to be economically viable, simple in its construction, installation and operation. From the application of the suggested system, the cost savings resulted in a satisfactory payback period for the capital invested of approximately three to five years. 14 refs., 4 tabs., 2 figs.

Gait and electromyographic analysis of patients recovering after limb-saving surgery

NARCIS (Netherlands)

De Visser, E; Mulder, T; Schreuder, HWB; Veth, RPH; Duysens, J

2000-01-01

Objective. Control of gait after limb-saving surgery. Design. Case series study. Background. At the moment little is known about adaptations in patients' gait after limb-saving surgery. Methods. Nineteen patients who underwent limb-saving surgery at least 1 yr earlier and 10 normal subjects were

75 FR 22681 - Prohibited Service at Savings and Loan Holding Companies

Science.gov (United States)

2010-04-29

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Prohibited Service at Savings and Loan... concerning the following information collection: Title of Proposal: Prohibited Service at Savings and Loan... with a savings and loan holding company (SLHC), the SLHC or the individual will need to apply to the...

48 CFR 809.270 - Qualified products for convenience/labor-saving foods.

Science.gov (United States)

2010-10-01

... convenience/labor-saving foods. 809.270 Section 809.270 Federal Acquisition Regulations System DEPARTMENT OF... 809.270 Qualified products for convenience/labor-saving foods. (a) Each VISN Nutrition and Food Service representative is authorized to establish a common VISN QPL for convenience and labor-saving foods...

Energy saving using solar filters with iron base in windows; Ahorro de energia usando filtros solares con base en hierro en ventanas

Energy Technology Data Exchange (ETDEWEB)

Chavez Galan, Jesus

2003-07-01

software Energy 10, of the energy behavior of a home when using windows with single (one sheet) lime-soda type glasses, as well as when this same building uses the windows with solar filters developed with FeO base. Both cases are compared obtaining in this way the possible energy savings for the using of solar filters in the windows. The simulations were carried out for different localities in the country resulting that the solar filters developed in FeO allow energy savings mainly for the concept of air conditioning (heating and cooling). The simulations performed for the extreme warm climates (Mexicali and Chihuahua) and warm-humid (Merida and Veracruz) present the greatest percentages of energy savings of up to 16.4%; while the lowest numbers are for temperate climates (Mexico City) where savings of 9.1% are observed. The case was also simulated in which Reflectasol AP Tintex of Vitro glasses are used for the Mexicali city, resulting in a better performance of the solar filters with FeO base developed. When strategies are considered, such as the use of eaves and lighting control, together with solar filters with FeO base, the energy savings are incremented, as it was demonstrated for the Mexicali case. [Spanish] Para las temporadas calurosas, la radiacion emitida por el Sol que se introduce a traves de las ventanas, provoca una ganancia termica grande en las edificaciones, por lo que el interior de ellas experimenta un calentamiento excesivo. Para los periodos de frio, el exterior se encuentra a una temperatura baja y la ventana es el principal elemento a traves del cual la edificacion pierde el calor generado en el interior. Lo anterior resulta en un elevado consumo de energia (electricidad principalmente) para conseguir las condiciones de confort termico humano, y que aunado a la creciente demanda energetica que experimenta el sector residencial, comercial y publico en Mexico, constituye un serio problema. Como una propuesta de solucion al problema de disconfort

Energy savings in Polish buildings

Energy Technology Data Exchange (ETDEWEB)

Markel, L.C.; Gula, A.; Reeves, G.

1995-12-31

A demonstration of low-cost insulation and weatherization techniques was a part of phase 1 of the Krakow Clean Fossil Fuels and Energy Efficient Project. The objectives were to identify a cost-effective set of measures to reduce energy used for space heating, determine how much energy could be saved, and foster widespread implementation of those measures. The demonstration project focused on 4 11-story buildings in a Krakow housing cooperative. Energy savings of over 20% were obtained. Most important, the procedures and materials implemented in the demonstration project have been adapted to Polish conditions and applied to other housing cooperatives, schools, and hospitals. Additional projects are being planned, in Krakow and other cities, under the direction of FEWE-Krakow, the Polish Energie Cities Network, and Biuro Rozwoju Krakowa.

Gun control saves lives

African Journals Online (AJOL)

gun control legislation. One study estimated that more than 4 500 lives were saved across five SA cities from 2001 to 2005.[5] Pro-gun interest groups seeking to promote gun ownership and diffusion have attacked these findings, suggesting that stricter gun control was only enacted in 2004 following the publication of ...

Contributions of Qualitative Research to Understanding Savings for Children and Youth

Science.gov (United States)

Sherraden, Margaret; Peters, Clark; Wagner, Kristen; Guo, Baorong; Clancy, Margaret

2013-01-01

This paper explores contributions of qualitative research to saving theory for children, youth, and parents in children's development account (CDAs) programs. It brings together findings from three studies: (1) elementary school age children saving for college, (2) youth transitioning from foster care saving for education and other purposes, and…

Active vs. Passive Decisions and Crowdout in Retirement Savings Accounts: Evidence from Denmark

DEFF Research Database (Denmark)

Nielsen, Torben Heien; Leth-Petersen, Søren; Chetty, Raj

2012-01-01

Do retirement savings policies – such as tax subsidies or employer-provided pension plans – increase total saving for retirement or simply induce shifting across accounts? We revisit this classic question using 45 million observations on savings for the population of Denmark. We find that a policy......'s impact on total savings depends critically on whether it changes savings rates by active or passive choice. Tax subsidies, which rely upon individuals to take an action to raise savings, have small impacts on total wealth. We estimate that each $1 of tax expenditure on subsidies increases total saving...... by 1 cent. In contrast, policies that raise savings automatically even if individuals take no action – such as employer-provided pensions or automatic contributions to retirement accounts – increase wealth accumulation substantially. Price subsidies only affect the behavior of active savers who respond...

Methodology for bioclimatic design; Metodologia para el diseno bioclimatico

Energy Technology Data Exchange (ETDEWEB)

Morillon Galvez, David [Instituto de Ingenieria de la UNAM, Mexico, D.F. (Mexico)

2000-07-01

A methodology for natural air conditioning of buildings is presented; bioclimatic architecture, in order to contribute to the suitable use of components of the building (walls, ceilings, floors, orientations, etc.) that when interacting with the environment takes advantage of it, without deterioration of the same, obtaining energy efficient designs. As well as an analysis of the elements and factors that the architecture must have to be sustainable; an adequate design to the environment, saving and efficient use of energy, the use of alternating energies by means of ecotechnologies and the self-sufficiency. [Spanish] Se presenta una metodologia para la climatizacion natural de edificios; arquitectura bioclimatica, con el objetivo de aportar al uso adecuado de componentes del edificio (muros, techos, pisos, orientaciones, etc.) que al interactuar con el ambiente tome ventaja de el, sin deterioro del mismo, logrando disenos energeticamente eficientes. Asi como un analisis de los elementos y factores que debe tener la arquitectura para ser sustentable; un diseno adecuado al ambiente, ahorro y uso eficiente de la energia, el uso de energias alternas mediante ecotecnologias y la autosuficiencia.

Estimated Incident Cost Savings in Shipping Due to Inspections

NARCIS (Netherlands)

S. Knapp (Sabine); G.E. Bijwaard (Govert); C. Heij (Christiaan)

2010-01-01

textabstractThe effectiveness of safety inspections has been analysed from various angles, but until now, relatively little attention has been given to translate risk reduction into incident cost savings. This paper quantifies estimated cost savings based on port state control inspections and

The value of business travel time savings

OpenAIRE

Fowkes, A.S.; Marks, P.; Nash, C.A.

1986-01-01

The value of time savings for business travellers forms a sizeable part of the benefits from trunk road, rail and air transport improvement schemes. It is therefore important to possess appropiate values to place on business travel time savings for evaluation purposes. The normal approach in practice is to adopt the wage rate of the workers in question plus an increment for overheads and non-wage payments. \\ud \\ud In this paper criticisms of this approach are discssed and the implications of ...

Evaluation of saving measurements and energetic efficiency in air-conditioning systems; Evaluacion de medidas de ahorro y eficiencia energetica en sistemas de climatizacion

Energy Technology Data Exchange (ETDEWEB)

Perez Lombard, L [Asociacion de Investigacion y Cooperacion de Andalucia (Spain); Ortiz, J [Building Research Establishment (United Kingdom); Riviere, P [Armines-ecole des mines de Paris (France)

2006-04-15

Buildings require an adequate air conditioning to offer workers a labor environment where there is thermal comfort. A study was performed in three different European places which count on several climates. The conclusion was the following: in order to analyze the energy efficiency in edifications it is fundamental the simulation tools use with the purpose of calculating the consumption and evaluating the saving measurements. [Spanish] Los edificios requieren de una climatizacion adecuada para que los que ahi operan puedan hacerlo dentro de un ambiente laboral donde exista el confort termico. Se llevo a cabo un estudio en tres lugares de Europa poseedores de diferentes climas y se concluyo que para poder analizar la eficiencia energetica de climatizacion en las edificaciones es imprescindible el uso de herramientas de simulacion con el proposito de calcular el consumo y evaluar las medidas de ahorro.

The impact on energy consumption of daylight saving clock changes

Energy Technology Data Exchange (ETDEWEB)

Hill, S.I.; Desobry, F. [Department of Engineering, University of Cambridge (United Kingdom); Garnsey, E.W. [Institute for Manufacturing, University of Cambridge (United Kingdom); Chong, Y.-F. [IPA Energy and Water Consulting (United Kingdom)

2010-09-15

The focus of this work is an investigation of the effect of prevailing time regime on energy consumption. In particular we perform analysis demonstrating potential energy savings which could be obtained were Great Britain to maintain daylight savings time (DST) over winter, instead of reverting to Greenwich mean time (GMT). We review the literature on the effect of DST on energy consumption and show that this indicates a justification for considering the issue. Our headline result is in agreement with many related studies in that advancing the clock by an hour in winter would lead to energy savings of at least 0.3% of daily demand in Great Britain. In deriving this result we have adopted methodologies currently used in load prediction, in particular Support Vector Regression, to estimate energy demand on a half-hourly basis. Corresponding cost savings are found to be higher (due to the nonlinear increase of costs) and we find them to be on the order of 0.6% over the months considered. In terms of environmental impact we find the saving to be approximately equivalent to 450,000 ton of CO{sub 2}. In deriving these results we adopt a conservative approach such that we consider them lower bounds on any true savings. (author)

The impact on energy consumption of daylight saving clock changes

International Nuclear Information System (INIS)

Hill, S.I.; Desobry, F.; Garnsey, E.W.; Chong, Y.-F.

2010-01-01

The focus of this work is an investigation of the effect of prevailing time regime on energy consumption. In particular we perform analysis demonstrating potential energy savings which could be obtained were Great Britain to maintain daylight savings time (DST) over winter, instead of reverting to Greenwich mean time (GMT). We review the literature on the effect of DST on energy consumption and show that this indicates a justification for considering the issue. Our headline result is in agreement with many related studies in that advancing the clock by an hour in winter would lead to energy savings of at least 0.3% of daily demand in Great Britain. In deriving this result we have adopted methodologies currently used in load prediction, in particular Support Vector Regression, to estimate energy demand on a half-hourly basis. Corresponding cost savings are found to be higher (due to the nonlinear increase of costs) and we find them to be on the order of 0.6% over the months considered. In terms of environmental impact we find the saving to be approximately equivalent to 450,000 ton of CO 2 . In deriving these results we adopt a conservative approach such that we consider them lower bounds on any true savings.

Enersave API: Android-based power-saving framework for mobile devices

Directory of Open Access Journals (Sweden)

A.M. Muharum

2017-06-01

Full Text Available Power consumption is a major factor to be taken into consideration when using mobile devices in the IoT field. Good Power management requires proper understanding of the way in which it is being consumed by the end-devices. This paper is a continuation of the work in Ref. [1] and proposes an energy saving API for the Android Operating System in order to help developers turn their applications into energy-aware ones. The main features heavily used for building smart applications, greatly impact battery life of Android devices and which have been taken into consideration are: Screen brightness, Colour scheme, CPU frequency, 2G/3G network, Maps, Low power localisation, Bluetooth and Wi-Fi. The assessment of the power-saving API has been performed on real Android devices and also compared to the most powerful power-saving applications – DU Battery Saver and Battery Saver 2016 – currently available on the Android market. Comparisons demonstrate that the Enersave API has a significant impact on power saving when incorporated in android applications. While DU Battery Saver and Battery Saver 2016 help saving 22.2% and 40.5% of the battery power respectively, the incorporation of the Enersave API in android applications can help save 84.6% of battery power.

Measured energy savings and cost-effectiveness of conservation retrofits in commercial buildings

International Nuclear Information System (INIS)

Greely, K.M.; Harris, J.P.; Hatcher, A.M.

1990-01-01

In this study, the authors examine the measured savings and cost-effectiveness of 447 commercial retrofit projects in the US, Canada, and Europe, representing over 1,700 buildings. For these projects, they examine savings and cost-effectiveness by building type and retrofit strategy, savings from individual measures, peak electric demand savings, comparisons of measured vs. predicted savings, and the persistence of savings in the years following a retrofit. Median annual site energy savings amounted to 20 kBtu/ft 2 , or 18% of whole-building usage; median retrofit cost was $0.56/ft 2 (1988 $), the median payback time was 3.1 years, and the median cost of conserved energy was $3.10/site MBtu. When examined by retrofit strategy, they found that projects with only HVAC and/or lighting retrofits had median payback times of one to three years, while those affecting the building shell, either alone or in combination with other types of measures, had payback times of five or more years. Projects in which only maintenance practices were changed typically saved 12% of their pre-retrofit consumption, often using in-house labor. Their research suggests that, despite significant savings and short payback times for the majority of projects, optimum savings are often not being achieved, due to limited owner willingness to invest in all cost-effective measures, as well as to improper retrofit installation and/or maintenance. A comprehensive understanding of energy management as a process is needed, including both inspection and commissioning of installed retrofits and ongoing tracking of energy consumption as an indicator of operating problems

Do Tax Incentives for Saving in Pension Accounts Cause Debt Accumulation?

DEFF Research Database (Denmark)

Yde Andersen, Henrik

Measuring the effect of an unanticipated reduction in tax credits on pension savings, this paper shows that individuals tend to make extraordinary repayments on their debt when saving in retirement accounts becomes less attractive. We conclude that tax-favoured retirement accounts could affect...... gross debt accumulation. In line with recent studies, we show that tax subsidies for saving in pension accounts only affect total individual savings to a limited extent, but unlike prior research this paper distinguishes between the effects on financial assets and liabilities. As a particular feature...

Energy Saving Scheme Based On Traffic Forwarding For Optical Fiber Access Networks

DEFF Research Database (Denmark)

Lopez, G. Arturo Rodes; Estaran Tolosa, Jose Manuel; Vegas Olmos, Juan José

2013-01-01

We report on an energy saving block that regroups and powers off OLTs during low traffic periods, resulting in energy savings up to 87,5% in the central office of optical access networks.......We report on an energy saving block that regroups and powers off OLTs during low traffic periods, resulting in energy savings up to 87,5% in the central office of optical access networks....

Energy-saving methodology for material handling applications

Energy Technology Data Exchange (ETDEWEB)

Makris, P.A.; Makri, A.P.; Provatidis, C.G. [National Technical University of Athens, School of Mechanical Engineering, Mechanical Design and Control Systems Division, 9 Iroon Polytechniou Street, Zografou Campus, GR-15773 Athens (Greece)

2006-10-15

This paper presents an energy saving approach to the problem of order picking in warehousing environment, which is directly related to the well-known Traveling Salesman Problem (TSP). While the available heuristic algorithms for the order-picking problem search for the route that minimizes the travel time, here the problem is addressed from the energy saving point of view. In a few words, the least energy-consuming route is identified in order to quantify the trade off in time and energy between the fastest route and the most energy economic one. Keeping in mind that often energy is as important as time, especially during a low-demand period, the current paper sheds some light into a two dimensional way of addressing the warehouse material handling problem, which saves time as well as energy. A very interesting finding is that a relatively small loss of service time in many cases may lead to a significant decrease of consumed energy without any additional cost. (author)

Income inequality, status seeking, and savings rates in Canada

Directory of Open Access Journals (Sweden)

Alexander Bilson Darku

2014-12-01

Full Text Available This paper uses Canadian provincial-level data and a variant of James uesenberry’s relative income hypothesis proposed by Frank et al. (2010 to examine the relationship between income inequality and savings rates. The theory predicts that increased expenditure of top income earners leads those just below them in the income scale to spend more as well, then the next group also spends more, and so on. This phenomenon is due to people’s status seeking behaviour. Hence, increased income inequality will trigger increases in consumption by individuals in all income groups, which in turn leads to declining personal savings rates. The empirical analysis based on this theory led to some interesting findings. First, at the national level, increased income inequality has a significant negative effect on personal savings rates. At the provincial level, the relationship also emerges in eight of ten provinces. Second, both the national and provincial results imply that growth in per capita income that worsens income inequality impacts negatively on personal savings rates. I interpret the results as evidence that social factors such as status-seeking generate consumption interdependence and are significant determinants of consumption and savings decisions of Canadians.

Energy saving behaviours: Development of a practice-based model

International Nuclear Information System (INIS)

Sweeney, Jillian C.; Kresling, Johannes; Webb, Dave; Soutar, Geoffrey N.; Mazzarol, Tim

2013-01-01

Financial pressure and concern for the environment has meant many consumers are aware of the need to reduce their consumption of many resources, including energy, which is the focus of the present study. While potential energy use deterrents in the form of access constraints and price increases are forms of extrinsic control, it is not clear how effective these are at reducing consumption and, indeed, it is not clear if such measures are consistent with people's underlying energy saving motivations. Beyond behavioural motivations, people's desires to reduce energy can be thwarted (barriers) and/or supported by a variety of factors, some within their control, while others are perhaps less so. Using a practice-based framework and a qualitative focus group approach, this study presents an exploratory study of these issues. Policy suggestions for overcoming barriers, as well suggestions as to how energy saving behaviours can be supported are offered. - Highlights: • We obtained consumers views about energy saving motivations, barriers and support. • Attitudes towards energy saving are not sufficient to change behaviours. • A practice-based approach to understanding energy saving behaviours is applied. • A practice-based energy-cultures framework (PBECF) is developed. • Barriers and support factors are identified that can be conceptualised within a PBECF

Saving Grace - A Climate Change Documentary Education Program

Science.gov (United States)

Byrne, J. M.; McDaniel, S.; Graham, J.; Little, L.; Hoggan, J. C.

2012-12-01

Saving Grace conveys climate change knowledge from the best international scientists and social scientists using a series of new media formats. An Education and Communication Plan (ECP) has been developed to disseminate climate change knowledge on impacts, mitigation and adaptation for individuals, and for all sectors of society. The research team is seeking contacts with science and social science colleagues around the world to provide the knowledge base for the ECP. Poverty enslaves…and climate change has, and will, spread and deepen poverty to hundreds of millions of people, primarily in the developing world. And make no mistake; we are enslaving hundreds of millions of people in a depressing and debilitating poverty that in numbers will far surpass the horrors of the slave trade of past centuries. Saving Grace is the story of that poverty - and minimizing that poverty. Saving Grace stars the best of the world's climate researchers. Saving Grace presents the science; who, where and why of greenhouse gases that drive climate change; current and projected impacts of a changing climate around the world; and most important, solutions to the climate change challenges we face.

Determinants and policy implications for household electricity-saving behaviour: Evidence from Beijing, China

International Nuclear Information System (INIS)

Wang Zhaohua; Zhang Bin; Yin Jianhua; Zhang Yixiang

2011-01-01

This research sets out to explore the possibilities for further saving in household electricity consumption through a study of the residents' willingness and behavioural characteristics in electricity saving, as applied within a Chinese context. Based on an extensive literature review, the authors argue that economic benefits, policy and social norms, and past experience may have a positive correlation with household electricity-saving behaviour, while the discomfort caused by electricity-saving activities, may exert a negative effect on it. Through a sample of 816 randomly selected residents in Beijing, the propositions are examined using logit regression analysis. The conclusions support the ideas, concerning both the positive influence of economic benefits, policy and social norms, and past experience as they affect broader electricity-saving behaviour, and the negative influence of the discomfort caused by electricity-saving activities. Finally, some inferences are drawn, and suggestions are offered for policy makers and further studies. - Highlights: → We develop a logistic regression to investigate household electricity saving behaviour. → Determinants for household electricity saving are verified with a questionnaire survey. → Environmental awareness does not impact on household electricity saving directly. → It is prerequisite to focus on both financial subsidy and technology improvement. → Tiered price reform is considered an effective policy for electricity saving.

A Note on Causal Relationship between FDI and Savings in Bangladesh

Directory of Open Access Journals (Sweden)

Mohammad SALAHUDDIN

2010-11-01

Full Text Available This paper aims to investigate the causal relationship between foreign direct investment and gross domestic savings in Bangladesh over a period of 1985-2007. In doing so, Johansen cointegration technique and error correction methods are employed to examine the long run and short run relationship between foreign direct investment and gross domestic savings. To determine the direction of causality, we used innovation accounting approach. Results suggest that there exist bi-directional causal relationship between foreign direct investment and gross domestic savings but the movement is stronger from domestic savings to foreign direct investment. The result also implies complimentary relationship between them and as such, policy makers in Bangladesh need to focus on the determinants of both FDI and domestic savings in order to accelerate its growth.

District energy-saving visions for Town of Towa; Towa machi chiiki sho energy vision

Energy Technology Data Exchange (ETDEWEB)

NONE

2001-02-01

The energy-saving visions are drawn for Town of Towa, Iwate Pref., to promote energy saving and abatement of gas emissions which cause global warming. The priority projects in the energy-saving visions include introduction of energy-saving type vehicles, houses/buildings, illuminators; introduction of solar energy utilization systems and alternative energy (e.g., wood, wastes from domestic animals and microhydroelectric power generation); and monitoring/observation of energy consumption situations and energy-saving education. The energy-saving target is set at 3,120kL as crude oil. The energy-saving activities studied for the administrative and public sectors include introduction of energy-saving type vehicles and buildings; introduction of solar energy utilization systems (for roads and public facilities when they are replaced) and microhydroelectric power generation; and monitoring/observation of energy consumption situations and energy-saving education. The energy-saving target is set at 80kL as crude oil. (NEDO)

Water Saving Strategies & Ecological Modernisation

DEFF Research Database (Denmark)

Hoffmann, Birgitte; Jensen, Jesper Ole; Elle, Morten

2005-01-01

Drawing on case studies of water saving campaigns and new collaborations, the pa-per will serve, on the one hand, as an interpretation of the water saving strategy in Co-penhagen in the light of Ecological Modernisation, and on the other hand, as a critical discussion of Ecological Modernisation...... as a frame for understanding resource manage-ment. The water management in Copenhagen has in recent years undergone a rather radi-cal transition. Along with strong drivers for resource management in the region the mu-nicipal water supplier has tested and implemented a number of initiatives to promote sus...... to 125 l/capita/day in 2002. A series of different strategies, targets and tools have been implemented: Emphasizing demand side instead of supply side, using and communicating indicators, formulating goals for reducing water consumption and developing learning processes in water management. A main...

77 FR 213 - United States Savings Bonds, Series EE and I

Science.gov (United States)

2012-01-04

... savings bonds and $10,000 for Series I savings bonds. (b) Bonds purchased or transferred as gifts will be... are delivered to the recipient. (c) Bonds purchased as gifts or in a fiduciary capacity are not... Series I savings bonds a person may acquire each year. Prior to this change, an investor could purchase...

An analysis of the inter-relationship between savings product usage ...

African Journals Online (AJOL)

products such as savings accounts, money market investments and fixed deposits ... financial services, satisfaction, SERVQUAL, marginal utility, savings ... they were being exploited by their financial advisors, who were receiving commission.

Savings in its sights for Somerset Trust.

Science.gov (United States)

Russell, Colin

2011-10-01

Colin Russell, healthcare specialist at Schneider Electric (pictured), explains how the company has recently worked with Taunton and Somerset NHS Foundation Trust to implement a major energy-saving project at the Trust's Musgrove Park Hospital in Taunton. He argues that, at a time when all areas of the service are being asked to reduce costs, such partnerships can potentially save the institution millions of pounds and significantly reduce carbon emissions, while "revitalising" parts of the NHS estate, and ensuring continuity of vital hospital services for facilities managers.

Finally clarity when energy saving; Endlich Klarheit beim Energiesparen

Energy Technology Data Exchange (ETDEWEB)

Anon.

2012-07-01

How much money do users in mechanical engineering and plant construction save in the implementation of energy efficiency measures? What actions bring which savings? Festo AG and Co. KG (Esslingen, Federal Republic of Germany) provides answers to these questions in terms of the pneumatic control system.

Estimated incident cost savings in shipping due to inspections

NARCIS (Netherlands)

Knapp, S.; Bijwaard, G.E.; Heij, C.

2011-01-01

The effectiveness of safety inspections of ships has been analysed from various angles, but until now, relatively little attention has been given to translate risk reduction into incident cost savings. This paper provides a monetary quantification of the cost savings that can be attributed to port

Action Program for Implementing Heat Savings in Greater Copenhagen

DEFF Research Database (Denmark)

Nørgaard, Jørgen; Karlsson, Kenneth; Engell, Thomas

1998-01-01

This main report summarized the content of the three sub-report of the project, including the background for the project, the potentails for saving heat and the barriers for implementing these savings. Afterwards the report define the geographical area considered, as well as the present situation...

The modern water-saving agricultural technology: Progress and focus

African Journals Online (AJOL)

Based on the analysis of water-saving agricultural technology development status and trends in China, and in combination with the development and the needs of modern water-saving agricultural technology, we have put forward a future research emphasis and developing direction of modern watersaving agricultural ...

Save Our Water Resources.

Science.gov (United States)

Bromley, Albert W.

The purpose of this booklet, developed as part of Project SOAR (Save Our American Resources), is to give Scout leaders some facts about the world's resources, the sources of water pollution, and how people can help in obtaining solutions. Among the topics discussed are the world's water resources, the water cycle, water quality, sources of water…

Cost-Benefit of the energy saving in the bioclimatic designs; Costo-Beneficio del ahorro de energia en los disenos bioclimaticos

Energy Technology Data Exchange (ETDEWEB)

Lopez P, J. Manuel A. [Doble Dos Soluciones de Negocios, S.A. de C.V., Mexico, D.F. (Mexico); Morillon G, David; Rodriguez V, Luis [Instituto de Ingenieria de la UNAM, Mexico, D.F. (Mexico)

1999-07-01

Tools and criteria for the Cost-Benefit analysis from the energy saving in bioclimatic designs (BD) are presented, for which, a reference project is established and the costs and benefits of energy saving in BD with base in that project are evaluated. A case study is presented taking as reference the traditional design of the air conditioning of a building and with this base the estimation of cost-benefit of the same building is made, but with passive systems. The tools used are those that allow to consider related resources such as time and money; in that sense, are used criteria such as: Present value (PV), Equivalent Annual Cost (EAC) and the Cost of the Conserved Energy (CCE). The costs related to the construction, maintenance and operation of the design are taken into account. The differences between the reference design and the BD, established from the application of these criteria, allow to evaluate the economic margin of the BD as far as operation and maintenance is concerned. Finally the CCE of the bioclimatic measures is evaluated as an initiative of energy saving and the present value is calculated of the energy saving in the entire useful life of a bioclimatic design. [Spanish] Se presentan herramientas y criterios para el analisis Costo-Beneficio del ahorro de energia en disenos bioclimaticos (DB), para lo cual, se establece un proyecto de referencia y se evaluan los costos y beneficios del ahorro de energia en DB con base en ese proyecto. Se presenta el estudio de un caso tomando como referencia el dise tradicional de la climatizacion de un edificio y con base en este, se realiza la estimacion de costos y beneficios del mismo edificio, pero con sistemas pasivos. Las herramientas usadas, son aquellas que permiten considerar recursos relacionados como son tiempo y dinero; en ese sentido, se usan criterios como: Valor Presente (VP), Costo Anual Equivalente (CAE) y el Costo de la Energia Conservada (CEC). Se toman en consideracion los costos relacionados

An energy saving mechanism of EPON networks for real time video transmission

Science.gov (United States)

Liu, Chien-Ping; Wu, Ho-Ting; Chiang, Yun-Ting; Chien, Shieh-Chieh; Ke, Kai-Wei

2015-07-01

Modern access networks are constructed widely by passive optical networks (PONs) to meet the growing bandwidth demand. However, higher bandwidth means more energy consumption. To save energy, a few research works propose the dual-mode energy saving mechanism that allows the ONU to operate between active and sleep modes periodically. However, such dual-mode energy saving design may induce unnecessary power consumption or packet delay increase in the case where only downstream data exist for most of the time. In this paper, we propose a new tri-mode energy saving scheme for Ethernet PON (EPON). The new tri-mode energy saving design, combining the dual-mode saving mechanism with the doze mode, allows the ONU to switch among these three modes alternatively. In the doze mode, the ONU may receive downstream data while keeping its transmitter close. Such scenario is often observed for real time video downstream transmission. Furthermore, the low packet delay of high priority upstream data can be attained through the use of early wake-up mechanism employed in both energy saving modes. The energy saving and system efficiency can thus be achieved jointly while maintaining the differentiated QoS for data with various priorities. Performance results via simulation have demonstrated the effectiveness of such mechanism.

Heat Saving Strategies in Sustainable Smart Energy Systems

DEFF Research Database (Denmark)

Lund, Henrik; Thellufsen, Jakob Zinck; Aggerholm, Søren

that a least‐cost strategy will be to provide approximately 2/3 of the heat demand from district heating and the rest from individual heat pumps. Keywords: Energy Efficiency, Renewable energy, Heating strategy, Heat savings, District heating, Smart energy......One of the important issues related to the implementation of future sustainable smart energy systems based on renewable energy sources is the heating of buildings. Especially, when it comes to long‐term investment in savings and heating infrastructures it is essential to identify long‐term least......‐cost strategies. With Denmark as a case, this paper investigates to which extent heat should be saved rather than produced and to which extent district heating infrastructures, rather than individual heating solutions, should be used. Based on a concrete proposal to implement the Danish governmental long...

Energy savings potential from energy-conserving irrigation systems

Energy Technology Data Exchange (ETDEWEB)

Wilfert, G.L.; Patton, W.P.; Harrer, B.J.; Clark, M.A.

1982-11-01

This report systematically compares, within a consistent framework, the technical and economic characteristics of energy-conserving irrigation systems with those of conventional irrigation systems and to determine total energy savings. Levelized annual costs of owning and operating both energy-conserving and conventional irrigation systems have been developed and compared for all 17 states to account for the differences in energy costs and irrigation conditions in each state. Market penetration of energy-conserving systems is assessed for those systems having lower levelized annual costs than conventional systems performing the same function. Annual energy savings were computed by matching the energy savings per system with an assumed maximum market penetration of 100 percent in those markets where the levelized annual costs of energy-conserving systems are lower than the levelized annual costs of conventional systems.

Boiler house modernization through shared savings program

Energy Technology Data Exchange (ETDEWEB)

Breault, R.W. [Tecogen, Waltham, MA (United States)

1995-12-31

Throughout Poland as well as the rest of Eastern Europe, communities and industries rely on small heat only boilers to provide district and process heat. Together these two sectors produce about 85,000 MW from boilers in the 2 to 35 MW size range. The bulk of these units were installed prior to 1992 and must be completely overhauled to meet the emission regulations which will be coming into effect on January 1, 1998. Since the only practical fuel is coal in most cases, these boilers must be either retrofit with emission control technology or be replaced entirely. The question that arises is how to accomplish this given the current tight control of capital in Poland and other East European countries. A solution that we have for this problem is shared savings. These boilers are typically operating with a quiet low efficiency as compared to western standards and with excessive manual labor. Installing modernization equipment to improve the efficiency and to automate the process provides savings. ECOGY provides the funds for the modernization to improve the efficiency, add automation and install emission control equipment. The savings that are generated during the operation of the modernized boiler system are split between the client company and ECOGY for a number of years and then the system is turned over in entirety to the client. Depending on the operating capacity, the shared savings agreement will usually span 6 to 10 years.

If you want to save, focus on the forest rather than on trees. The effects of shifts in levels of construal on saving decisions.

Directory of Open Access Journals (Sweden)

Joanna Rudzinska-Wojciechowska

Full Text Available Although financial decisions are expected to be rational, there is a growing body of experimental research indicating that small psychological changes in one's mind-set in the actual decision-making moment might affect saving ratios. In this article, another type of change in one's mind-set, which can influence saving decisions, is explored, namely the level of construal. Construal level is a key descriptor of people's cognitive representations of targets, and is a way of characterising the mental mind-sets people use. Building on recent advances in the link between construal levels and intertemporal choices, the present research evaluates the effect of shifts in levels of construal in the very moment of decision making on people's propensity to save money. It is suggested that triggering a high-level construal mind-set would influence individuals' financial decisions and result in greater willingness to save than triggering a low-level construal mind-set. This assumption is supported by the findings: across three experiments, those with an abstract mind-set showed an increased willingness to save when compared to those with a concrete mind-set. The first experiment demonstrated that people in an abstract mind-set are more willing to delay financial gratification than those in a concrete mind-set. In the second and third experiments, those with an abstract mind-set showed an increased willingness to save when compared to those with a concrete mind-set. The research provides further evidence that mental states, which can be evoked by previous, unrelated tasks, such as level of cognitive abstraction, can influence everyday financial decisions. It, thus, highlights the role of situational factors that consumers may be not aware of, which still affect their savings decisions.

If you want to save, focus on the forest rather than on trees. The effects of shifts in levels of construal on saving decisions.

Science.gov (United States)

Rudzinska-Wojciechowska, Joanna

2017-01-01

Although financial decisions are expected to be rational, there is a growing body of experimental research indicating that small psychological changes in one's mind-set in the actual decision-making moment might affect saving ratios. In this article, another type of change in one's mind-set, which can influence saving decisions, is explored, namely the level of construal. Construal level is a key descriptor of people's cognitive representations of targets, and is a way of characterising the mental mind-sets people use. Building on recent advances in the link between construal levels and intertemporal choices, the present research evaluates the effect of shifts in levels of construal in the very moment of decision making on people's propensity to save money. It is suggested that triggering a high-level construal mind-set would influence individuals' financial decisions and result in greater willingness to save than triggering a low-level construal mind-set. This assumption is supported by the findings: across three experiments, those with an abstract mind-set showed an increased willingness to save when compared to those with a concrete mind-set. The first experiment demonstrated that people in an abstract mind-set are more willing to delay financial gratification than those in a concrete mind-set. In the second and third experiments, those with an abstract mind-set showed an increased willingness to save when compared to those with a concrete mind-set. The research provides further evidence that mental states, which can be evoked by previous, unrelated tasks, such as level of cognitive abstraction, can influence everyday financial decisions. It, thus, highlights the role of situational factors that consumers may be not aware of, which still affect their savings decisions.

Age differences in IDA savings outcomes: findings from the American Dream Demonstration.

Science.gov (United States)

Putnam, Michelle; Sherraden, Michael; Zhang, Lin; Morrow-Howell, Nancy

2008-01-01

This study aims to develop a greater understanding of age differences in savings outcomes within Individual Development Accounts (IDAs). Participant data from the American Dream Demonstration (ADD) are examined for age differences in accumulated net deposits, average monthly net deposits, and deposit frequency. ADDprogram data are examined for savings match rates, monthly savings targets, direct deposit, and hours of financial education offered. Results indicate that, on average, older IDA participants have better savings outcomes than younger participants. Findings from this study suggest that impoverished middleaged and older adults can save if provided an opportunity and incentives. However, success will depend on the characteristics of the programs.

12 CFR 584.2a - Exempt savings and loan holding companies and grandfathered activities.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Exempt savings and loan holding companies and... THE TREASURY SAVINGS AND LOAN HOLDING COMPANIES § 584.2a Exempt savings and loan holding companies and grandfathered activities. (a) Exempt savings and loan holding companies. (1) The following savings and loan...

Impact of Extended Daylight Saving Time on National Energy Consumption Report to Congress

Energy Technology Data Exchange (ETDEWEB)

Belzer, D. B.; Hadley, S. W.; Chin, S-M.

2008-10-01

The Energy Policy Act of 2005 (Pub. L. No. 109-58; EPAct 2005) amended the Uniform Time Act of 1966 (Pub. L. No. 89-387) to increase the portion of the year that is subject to Daylight Saving Time. (15 U.S.C. 260a note) EPAct 2005 extended the duration of Daylight Saving Time in the spring by changing its start date from the first Sunday in April to the second Sunday in March, and in the fall by changing its end date from the last Sunday in October to the first Sunday in November. (15 U.S.C. 260a note) EPAct 2005 also called for the Department of Energy to evaluate the impact of Extended Daylight Saving Time on energy consumption in the United States and to submit a report to Congress. (15 U.S.C. 260a note) This report presents the results of impacts of Extended Daylight Saving Time on the national energy consumption in the United States. The key findings are: (1) The total electricity savings of Extended Daylight Saving Time were about 1.3 Tera Watt-hour (TWh). This corresponds to 0.5 percent per each day of Extended Daylight Saving Time, or 0.03 percent of electricity consumption over the year. In reference, the total 2007 electricity consumption in the United States was 3,900 TWh. (2) In terms of national primary energy consumption, the electricity savings translate to a reduction of 17 Trillion Btu (TBtu) over the spring and fall Extended Daylight Saving Time periods, or roughly 0.02 percent of total U.S. energy consumption during 2007 of 101,000 TBtu. (3) During Extended Daylight Saving Time, electricity savings generally occurred over a three- to five-hour period in the evening with small increases in usage during the early-morning hours. On a daily percentage basis, electricity savings were slightly greater during the March (spring) extension of Extended Daylight Saving Time than the November (fall) extension. On a regional basis, some southern portions of the United States exhibited slightly smaller impacts of Extended Daylight Saving Time on energy savings

Water Saving for Development

Science.gov (United States)

Zacharias, Ierotheos

2013-04-01

The project "Water Saving for Development (WaS4D)" is financed by European Territorial Cooperational Programme, Greece-Italy 2007-2013, and aims at developing issues on water saving related to improvement of individual behaviors and implementing innovative actions and facilities in order to harmonize policies and start concrete actions for a sustainable water management, making also people and stakeholders awake to water as a vital resource, strategic for quality of life and territory competitiveness. Drinkable water saving culture & behavior, limited water resources, water supply optimization, water resources and demand management, water e-service & educational e-tools are the key words of WaS4D. In this frame the project objectives are: • Definition of water need for domestic and other than domestic purposes: regional and territorial hydro-balance; • promotion of locally available resources not currently being used - water recycling or reuse and rainwater harvesting; • scientific data implementation into Informative Territorial System and publication of geo-referred maps into the institutional web sites, to share information for water protection; • participated review of the regulatory framework for the promotion of water-efficient devices and practices by means of the definition of Action Plans, with defined targets up to brief (2015) and medium (2020) term; • building up water e-services, front-office for all the water issues in building agricultural, industrial and touristic sectors, to share information, procedures and instruments for the water management; • creation and publication of a user friendly software, a game, to promote sustainability for houses also addressed to young people; • creation of water info point into physical spaces called "Water House" to promote education, training, events and new advisory services to assist professionals involved in water uses and consumers; • implementation of participatory approach & networking for a

Technical Support Document: 50% Energy Savings for Small Office Buildings

Energy Technology Data Exchange (ETDEWEB)

Thornton, Brian A.; Wang, Weimin; Huang, Yunzhi; Lane, Michael D.; Liu, Bing

2010-04-30

The Technical Support Document (TSD) for 50% energy savings in small office buildings documents the analysis and results for a recommended package of energy efficiency measures (EEMs) referred to as the advanced EEMs. These are changes to a building design that will reduce energy usage. The package of advanced EEMs achieves a minimum of 50% energy savings and a construction area weighted average energy savings of 56.6% over the ANSI/ASHRAE/IESNA Standard 90.1-2004 for 16 cities which represent the full range of climate zones in the United States. The 50% goal is for site energy usage reduction. The weighted average is based on data on the building area of construction in the various climate locations. Cost-effectiveness of the EEMs is determined showing an average simple payback of 6.7 years for all 16 climate locations. An alternative set of results is provided which includes a variable air volume HVAC system that achieves at least 50% energy savings in 7 of the 16 climate zones with a construction area weighted average savings of 48.5%. Other packages of EEMs may also achieve 50% energy savings; this report does not consider all alternatives but rather presents at least one way to reach the goal. Design teams using this TSD should follow an integrated design approach and utilize additional analysis to evaluate the specific conditions of a project.

Prospects for future uranium savings through LWRs with high performance cores

International Nuclear Information System (INIS)

Mochida, T.; Yamamoto, T.; Sasaki, M.; Matsuura, H.; Ueji, M.; Murata, T.; Kanda, K.; Oka, Y.; Kondo, S.

1995-01-01

Since 1986, Nuclear Power Engineering Cooperation (NUPEC) has been studying four types of LWR high performance core concepts (i.e., the uranium saving core I (USC-I), the uranium saving core II (USC-II), the high moderation core (HMC) and the low moderation core (LMC)), which aim at improvement of uranium and plutonium utilization. After the evaluation of fundamental core performance and uranium and plutonium material balance for each reactor, potential uranium savings with different reactor strategies are evaluated for the Japanese scenario with assumption of the growth of future nuclear power plant generation, annual reprocessing capacity and schedules for the introduction of high performance core. At 2030, about 3-6% savings in uranium demand are expected by USC-I or USC-II strategy, while about 14% savings by HMC strategy and about 8% by LMC strategy. (author)

Raising household saving: does financial education work?

Science.gov (United States)

Gale, William G; Harris, Benjamin H; Levine, Ruth

2012-01-01

This article highlights the prevalence and economic outcomes of financial illiteracy among American households, and reviews previous research that examines how improving financial literacy affects household saving. Analysis of the research literature suggests that previous financial literacy efforts have yielded mixed results. Evidence suggests that interventions provided for employees in the workplace have helped increase household saving, but estimates of the magnitude of the impact vary widely. For financial education initiatives targeted to other groups, the evidence is much more ambiguous, suggesting a need for more econometrically rigorous evaluations.

How to estimate realistic energy savings in Energy Performance Certificates

DEFF Research Database (Denmark)

Wittchen, Kim Bjarne; Altmann, Nagmeh; Berecová, Monika

Given the fact that most MS use fixed or other kinds of default values as boundary condition input for energy performance calculations, it is not surprising that the calculated energy performance differs from the measured energy consumption. As a consequence, the calculated energy savings due...... stationary calculation tools using monthly average values. The optimum solution for energy performance certificates and calculating realistic energy savings is to have two calculations. One calculation, using default values to calculate the label itself, and one with actual input parameters for calculating...... energy performance before and after implementing energy saving measures. Actual values though, may be difficult to identify, so there is a need to make adaptations to reality easy. Even if actual values are available, there are still issues that cause calculated energy savings to differ from the obtained...

12 CFR 557.14 - What interest rate may I pay on savings accounts?

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false What interest rate may I pay on savings... DEPOSITS Deposit Activities of Federal Savings Associations § 557.14 What interest rate may I pay on savings accounts? (a) You may pay interest at any rate or anticipated rate of return on savings accounts...

Short-term indicators. Intensities as a proxy for savings

Energy Technology Data Exchange (ETDEWEB)

Boonekamp, P.G.M.; Gerdes, J. [ECN Policy Studies, Petten (Netherlands); Faberi, S. [Institute of Studies for the Integration of Systems ISIS, Rome (Italy)

2013-12-15

The ODYSSEE database on energy efficiency indicators (www.odyssee-indicators.org) has been set up to enable the monitoring and evaluation of realised energy efficiency improvements and related energy savings. The database covers the 27 EU countries as well as Norway and Croatia and data are available from 1990 on. This work contributes to the growing need for quantitative monitoring and evaluation of the impacts of energy policies and measures, both at the EU and national level, e.g. due to the Energy Services Directive and the proposed Energy Efficiency Directive. Because the underlying data become available only after some time, the savings figures are not always timely available. This is especially true for the ODEX efficiency indices per sector that rely on a number of indicators. Therefore, there is a need for so-called short-term indicators that become available shortly after the year has passed for which data are needed. The short term indicators do not replace the savings indicators but function as a proxy for the savings in the most recent year. This proxy value is faster available, but will be less accurate than the saving indicators themselves. The short term indicators have to be checked regularly with the ODEX indicators in order to see whether they can function still as a proxy.

On the methodological approaches to the study of saving behavior of the population

Directory of Open Access Journals (Sweden)

Galina Vadimovna Belekhova

2015-03-01

Full Text Available The task to ensure effective functioning of all systems in the society and sustainable economic growth requires significant amounts of investment resources, which include savings of the population. This involves identification of the amount of funds accumulated by the population and studies of the characteristics of its saving behavior. The article reveals advantages and disadvantages of the main methodological approaches to the research in saving behavior and gives a comparative analysis of methods on the basis of official statistical information. As for Russia income is a key factor in saving behavior, the article also addresses the problem of assessing the degree of income differentiation of saving behavior. For this purpose we have used a method of household budgets sample surveys on the basis of which we have calculated and analyzed key performance indicators of savings behavior of households, including in the context of groups with different income levels. Unlike previous works on the topic, our study uses available resources (not money income as a basis for the calculation of saving behavior indicators, as they more fully characterize funds of low-income households, which are mostly represented in the budget surveys sample. The performed analysis has helped identify that the degree of the population’s savings differentiation does not yield to the incomes differentiation, and the highest levels of savings and used financial assets belong to the well-to-do group. What is more, the growth in per capita income has not encouraged the poor to save. Thus, in contrast to the well-to-do, increasing the volume of savings in the cost structure, poorer groups direct the major part of funds for consumer needs and different payments. Thus, the share of savings in the overall structure of their income remains practically unchanged. The conclusion emphasizes that sociological methods can be used to study qualitative changes in saving behavior and

Chapter 10: Peak Demand and Time-Differentiated Energy Savings Cross-Cutting Protocol. The Uniform Methods Project: Methods for Determining Energy Efficiency Savings for Specific Measures

Energy Technology Data Exchange (ETDEWEB)

Kurnik, Charles W [National Renewable Energy Laboratory (NREL), Golden, CO (United States); Stern, Frank [Navigant, Boulder, CO (United States); Spencer, Justin [Navigant, Boulder, CO (United States)

2017-10-03

Savings from electric energy efficiency measures and programs are often expressed in terms of annual energy and presented as kilowatt-hours per year (kWh/year). However, for a full assessment of the value of these savings, it is usually necessary to consider the measure or program's impact on peak demand as well as time-differentiated energy savings. This cross-cutting protocol describes methods for estimating the peak demand and time-differentiated energy impacts of measures implemented through energy efficiency programs.

Empleo del penetrómetro para madera para el diagnóstico de la madera en servicio en edificios antiguos

Directory of Open Access Journals (Sweden)

Palaia, L.

2014-03-01

Full Text Available Instrumental technique applied in situ allows researchers to save time on diagnosis and minimize damage to the sound timber. Pilodyn testing may be a useful method of diagnosis of these structures. The case study is about an urban 19th century building in an historic area of Valencia, located very close to the original city foundation area. The building has brick bearing load walls, timber floors and a roof structure. A simplified diagnosis method of timber structures was performed: visual inspection carried out by qualified site surveyors using SDT, in this case the wood probing (Pilodyn. This method proved to be adequate to determine parameters and to obtain conclusions of the mechanical characteristics of the structural elements. A standardization proposal to use this instrumental may be developed in the future.Las técnicas instrumentales para ensayos in situ permiten a los expertos ahorrar tiempo en el diagnóstico y minimizar el daño que se produce en algunos casos a la madera sana, empleando técnicas tradicionales de diagnóstico. El empleo del Pilodyn para ensayos de penetración puede constituir un «método rápido» de diagnóstico de estas estructuras. Se presenta un caso de estudio de un edificio del siglo XIX construido en el centro histórico de Valencia. Los muros son de ladrillo y la estructura horizontal así como de la cubierta son de madera. Se ha realizado un método de diagnosis simplificado: inspección visual de la estructura y ensayos con Pilodyn. Este método resultó adecuado para determinar parámetros acerca de sus cualidades resistentes, abriendo una vía hacia una posible propuesta de normalización para el empleo de este instrumento.

Mass savings domain of plasma propulsion for LEO to GEO transfer

International Nuclear Information System (INIS)

Choueiri, E.Y.; Kelly, A.J.; Jahn, R.G.

1993-01-01

A parametric model is used to study the mass savings of plasma propulsion over advanced chemical propulsion for lower earth orbit (LEO) to geosynchronous orbit (GEO) transfer. Such savings are characterized by stringent requirements of massive payloads (O(10) metric tons) and high power levels (O(100) kW). Mass savings on the order of the payload mass are possible but at the expense of longer transfer times (8--20 months). Typical of the savings domain is the case of a self-field magnetoplasmadynamic (MPD) thruster running quasi-steadily, at an I s of 2000 s, with 600 kW of input power, raising a 50 metric ton satellite in 270 days. The initial mass at LEO will be 65 tons less than a 155 ton LO 2 /LH 2 advanced chemical high thrust spacecraft. An optimum I s can only be found if the cost savings associated with mass savings are counterbalanced by the cost losses incurred by longer transfer times. A simplistic cost model that illustrates the overall trends in the optimization yielded an optimum I s of about 2200 s for a cost effective baseline MPD system

Effects of daylight savings time changes on stock market volatility.

Science.gov (United States)

Berument, M Hakan; Dogan, Nukhet; Onar, Bahar

2010-04-01

The presence of daylight savings time effects on stock returns and on stock volatility was investigated using an EGARCH specification to model the conditional variance. The evidence gathered from the major United States stock markets for the period between 1967 and 2007 did not support the existence of the daylight savings time effect on stock returns or on volatility. Returns on the first business day following daylight savings time changes were not lower nor was the volatility higher, as would be expected if there were an effect.

Energy saving certificates; Les certificats d'economies d'energie

Energy Technology Data Exchange (ETDEWEB)

NONE

2005-11-15

The French ministry of economy, finances and industry and the French agency of environment and energy mastery (Ademe) have organized on November 8, 2005, a colloquium for the presentation of the energy saving certificates, a new tool to oblige the energy suppliers to encourage their clients to make energy savings. This document gathers the transparencies presented at this colloquium about the following topics: state-of-the-art and presentation of the energy saving certificates system: presentation of the EEC system, presentation of the EEC standard operations; the energy saving certificates in Europe today: energy efficiency commitment in UK, Italian white certificate scheme, perspectives of the different European systems. (J.S.)

An empirical study of the substitution of foreign for domestic savings in Brazil

Directory of Open Access Journals (Sweden)

Luiz Carlos Bresser-Pereira

2014-01-01

Full Text Available This study aims to investigate the relations between the level of the real exchange rate, foreign savings and domestic savings in Brazil. The appreciation of the domestic currency caused by financing the current account deficit reduces the expected profit rate in the tradable goods industry, leading to a drop in domestic savings and the substitution of foreign for domestic savings. An econometric analysis of the Brazilian economy indicates a stable long-term relation between the exchange rate and domestic savings, and that relative devaluations of the real exchange rate positively and significantly affect domestic savings in 1994–2013. The estimations’ results persist even after the period is divided into two samples, after tests showing the presence of a structural break in the model in 2002. In addition, the results of the estimations performed on the two samples confirm the presence of substitution of foreign for domestic savings.

Alberta Heritage Savings Trust Fund : 1998 annual report

International Nuclear Information System (INIS)

1999-01-01

A review of the Alberta Heritage Savings Trust Fund as it operated under the new investment framework established in 1997 was presented. The new statutory mission of the Fund is to provide stewardship of the savings from Alberta's non-renewable resources by providing the greatest financial returns on those savings for current and future generations of Albertans. In 1998, the Fund earned $947 million in income with nearly $25 million of income being retained to ensure that the value of the Fund grows to off-set the effects of inflation. Net assets of the Fund on March 31, 1998 was $ 12.3 billion. Operation of the Fund, the accounting method used, and details about the Transition Portfolio and the Endowment Portfolio are provided. An assessment of Alberta's economic climate accompanies the auditor's report and the detailed financial statements of the Fund. tabs

Defining The Energy Saving Potential of Architectural Design

DEFF Research Database (Denmark)

Naboni, Emanuele; Malcangi, Antonio; Zhang, Yi

2015-01-01

Designers, in response to codes or voluntary " green building " programs, are increasingly concerned with building energy demand reduction, but they are not fully aware of the energy saving potential of architectural design. According to literature, building form, construction and material choices...... on sustainable design: " Design With Climate " by Olgyay (1963), which discussed strategies for climate-adapted architecture, and Lechner´s " Heating, Cooling and Lighting " (1991), on how to reduce building energy needs by as much as 60 – 80 percent with proper architectural design decisions. Both books used...... behaviour. The research shows the best solution for each of the climates and compares them with Olgyay´s findings. Finally, for each climate the energy saving potential is defined and then compared to Lechner's conclusions. Defining The Energy Saving Potential of Architectural Design (PDF Download Available...

Heat Saving Strategies in Sustainable Smart Energy Systems

DEFF Research Database (Denmark)

Lund, Henrik; Thellufsen, Jakob Zinck; Aggerholm, Søren

2014-01-01

This paper investigates to which extent heat should be saved rather than produced and to which extent district heating infrastructures, rather than individual heating solutions, should be used in future sustainable smart energy systems. Based on a concrete proposal to implement the Danish...... governmental 2050 fossil-free vision, this paper identifies marginal heat production costs and compares these to marginal heat savings costs for two different levels of district heating. A suitable least-cost heating strategy seems to be to invest in an approximately 50% decrease in net heat demands in new...... buildings and buildings that are being renovated anyway, while the implementation of heat savings in buildings that are not being renovated hardly pays. Moreover, the analysis points in the direction that a least-cost strategy will be to provide approximately 2/3 of the heat demand from district heating...

Daylight savings time transitions and the incidence rate of unipolar depressive episodes

DEFF Research Database (Denmark)

Hansen, Bertel T; Sønderskov, Kim M; Hageman, Ida

2017-01-01

Background: Daylight savings time transitions affect approximately 1.6 billion people worldwide. Prior studies have documented associations between daylight savings time transitions and adverse health outcomes, but it remains unknown whether they also cause an increase in the incidence rate...... of depressive episodes. This seems likely because daylight savings time transitions affect circadian rhythms, which are implicated in the etiology of depressive disorder. Therefore, we investigated the effects of daylight savings time transitions on the incidence rate of unipolar depressive episodes. Methods...

Energy Saver: Tips on Saving Energy and Money in Your Home

Energy Technology Data Exchange (ETDEWEB)

Casey, Allison L [National Renewable Energy Laboratory (NREL), Golden, CO (United States)

2017-10-04

This guide shows you how easy it is to reduce your energy use at home and on the road. You'll find quick tips you can use to start saving today, as well as information on larger projects that will help save you money over the long term. Find even more information about saving money and energy at home by visiting our website, EnergySaver.gov.

Social Capital and Savings Behaviour

DEFF Research Database (Denmark)

Newman, Carol; Tarp, Finn; Van Den Broeck, Katleen

We explore the extent to which social capital can play a role in imparting information about the returns to saving where potential knowledge gaps and mistrust exists. Using data from Vietnam we find strong evidence to support the hypothesis that information transmitted via reputable social...

A review of the importance of savings in rural financial markets of ...

African Journals Online (AJOL)

Savings accumulated by the poor are useful for self-financing of investments, emergencies and consumption-smoothing, while savings mobilized by financial institutions are the main source of growth of funds and bring independence from external subsidies and interference. This paper focuses on the importance of savings ...

Energy savings from temperature setpoints and deadband: Quantifying the influence of building and system properties on savings

International Nuclear Information System (INIS)

Ghahramani, Ali; Zhang, Kenan; Dutta, Kanu; Yang, Zheng; Becerik-Gerber, Burcin

2016-01-01

Highlights: • We provide a systematic approach to quantify the impact of factors on energy usage. • We study setpoints, deadbands, building size, construction, occupancy, and climate. • We derive the HVAC optimal control parameters with respect to dynamic factors. • We present quantification of optimal setpoints and deadbands energy usages. • Daily optimal setpoints based on outside temperature improves energy efficiency. - Abstract: This paper provides a systematic approach for quantifying the influence of building size, construction category, climate, occupancy schedule, setpoint, and deadband on HVAC energy consumption in office buildings. Simulating the DOE reference office buildings of three sizes and three construction categories in all United States climate zones, using the EnergyPlus, we conducted several N-way ANOVA analyses to study the interrelationships between setpoints, deadbands and several building related and environment related factors. In summary, daily optimal deadband selection of 0, 1, 2, 4, 5, and 6 K would result in an average energy savings of −70.0%, −34.9%, −13.7%, 9.6%, 16.4%, and 21.2%, respectively, compared to baseline deadline of 3 K. Selecting the daily optimal setpoint in the range of 22.5 ± 1 °C, 22.5 ± 2 °C, and 22.5 ± 3 °C would result in an average savings of 7.5%, 12.7%, and 16.4%, respectively, compared to the baseline setpoint of 22.5 °C. Additionally, we found that when the outdoor temperature is within −20 to 30 °C, the optimal setpoint depends on the building size. We also observed a range of outdoor temperatures (e.g., 9–14 °C for small buildings and 8–11 °C for medium buildings) where the setpoint selection would only slightly influence the energy consumption. However, the choice of setpoints becomes very influential (up to 30% of energy savings) where the outdoor temperatures are slightly outside the mentioned ranges on either direction. The potential savings from selecting daily optimal

Telephone-based disease management: why it does not save money.

Science.gov (United States)

Motheral, Brenda R

2011-01-01

To understand why the current telephone-based model of disease management (DM) does not provide cost savings and how DM can be retooled based on the best available evidence to deliver better value. Literature review. The published peer-reviewed evaluations of DM and transitional care models from 1990 to 2010 were reviewed. Also examined was the cost-effectiveness literature on the treatment of chronic conditions that are commonly included in DM programs, including heart failure, diabetes mellitus, coronary artery disease, and asthma. First, transitional care models, which have historically been confused with commercial DM programs, can provide credible savings over a short period, rendering them low-hanging fruit for plan sponsors who desire real savings. Second, cost-effectiveness research has shown that the individual activities that constitute contemporary DM programs are not cost saving except for heart failure. Targeting of specific patients and activity combinations based on risk, actionability, treatment and program effectiveness, and costs will be necessary to deliver a cost-saving DM program, combined with an outreach model that brings vendors closer to the patient and physician. Barriers to this evidence-driven approach include resources required, marketability, and business model disruption. After a decade of market experimentation with limited success, new thinking is called for in the design of DM programs. A program design that is based on a cost-effectiveness approach, combined with greater program efficacy, will allow for the development of DM programs that are cost saving.

Estimated time of arrival and debiasing the time saving bias.

Science.gov (United States)

Eriksson, Gabriella; Patten, Christopher J D; Svenson, Ola; Eriksson, Lars

2015-01-01

The time saving bias predicts that the time saved when increasing speed from a high speed is overestimated, and underestimated when increasing speed from a slow speed. In a questionnaire, time saving judgements were investigated when information of estimated time to arrival was provided. In an active driving task, an alternative meter indicating the inverted speed was used to debias judgements. The simulated task was to first drive a distance at a given speed, and then drive the same distance again at the speed the driver judged was required to gain exactly 3 min in travel time compared with the first drive. A control group performed the same task with a speedometer and saved less than the targeted 3 min when increasing speed from a high speed, and more than 3 min when increasing from a low speed. Participants in the alternative meter condition were closer to the target. The two studies corroborate a time saving bias and show that biased intuitive judgements can be debiased by displaying the inverted speed. Practitioner Summary: Previous studies have shown a cognitive bias in judgements of the time saved by increasing speed. This simulator study aims to improve driver judgements by introducing a speedometer indicating the inverted speed in active driving. The results show that the bias can be reduced by presenting the inverted speed and this finding can be used when designing in-car information systems.

Intervention strategy to stimulate energy-saving behavior of local residents

International Nuclear Information System (INIS)

Han, Q.; Nieuwenhijsen, I.; Vries, B. de; Blokhuis, E.; Schaefer, W.

2013-01-01

This study investigates intervention strategy in stimulating energy-saving behavior to achieve energy neutral urban development. A tree structure overview of potential interventions classified into three categories is revealed. An integrated behaviour model is developed reflecting the relations between behaviour and influence factors. A latent class model is used to identify segments of local residents who differ regarding their preferences for interventions. Data are collected from a sample of residents in the Eindhoven region of the Netherlands in 2010. The results indicate that social-demographic characteristics, knowledge, motivation and context factors play important roles in energy-saving behaviour. Specifically, four segments of residents in the study area were identified that clearly differed in their preferences of interventions: cost driven residents, conscious residents, ease driven residents and environment minded residents. These findings emphasize that the intervention strategy should be focused on specific target groups to have the right mixture of interventions to achieve effective results on stimulating them to save energy. - Highlights: ► A latent class model to identify segments with preferred energy-saving interventions. ► An integrated energy-saving behavior model of casual relations. ► A tree structure overview of potential interventions

Fossil energy savings potential of sugar cane bio-energy systems

Energy Technology Data Exchange (ETDEWEB)

Nguyen, Thu Lan T. [Department of Agroecology, Aarhus University, Tjele (Denmark); The Joint Graduate School of Energy and Environment, King Mongkut' s University of Technology Thonburi, Bangkok (Thailand); Hermansen, John E. [Department of Agroecology, Aarhus University, Tjele (Denmark); Sagisaka, Masayuki [Institute of Science for Safety and Sustainability, National Institute of Advanced Industrial Science and Technology, Tsukuba (Japan)

2009-11-15

One important rationale for bio-energy systems is their potential to save fossil energy. Converting a conventional sugar mill into a bio-energy process plant would contribute to fossil energy savings via the extraction of renewable electricity and ethanol substituting for fossil electricity and gasoline, respectively. This paper takes a closer look at the Thai sugar industry and examines two practical approaches that will enhance fossil energy savings. The first one addresses an efficient extraction of energy in the form of electricity from the excess bagasse and cane trash. The second while proposing to convert molasses or sugar cane to ethanol stresses the use of bagasse as well as distillery spent wash to replace coal in meeting ethanol plants' energy needs. The savings potential achieved with extracting ethanol from surplus sugar versus current practice in sugar industry in Thailand amounts to 15 million barrels of oil a year. Whether the saving benefits could be fully realized, however, depends on how well the potential land use change resulting from an expansion of ethanol production is managed. The results presented serve as a useful guidance to formulate strategies that enable optimum utilization of biomass as an energy source. (author)

Where to place the saving obligation: Energy end-users or suppliers?

International Nuclear Information System (INIS)

Bertoldi, Paolo; Labanca, Nicola; Rezessy, Silvia; Steuwer, Sibyl; Oikonomou, Vlasis

2013-01-01

Obligations to save energy differentiate, among other features, by obliged parties. These are obligations on energy suppliers and energy end-users. Supplier obligations have been introduced in North America, Europe and Australia. Under supplier obligations energy suppliers have to comply with mandatory energy saving targets and thus they implement (directly or via third parties) energy efficiency projects on their clients’ premises, or they decide to trade certified project savings if this option is envisaged by their obligation scheme. In several emerging schemes such as the UK Carbon Reduction Commitment (CRC) Energy Efficiency Scheme, the Tokyo Emission Trading Scheme or the Perform Achieve and Trade (PAT) Scheme in India, the obligation to reduce energy consumption is placed on large end-users directly and end-users are allowed to trade emissions allowances or energy saving certificates. The paper starts with presenting these two conceptually different ways for introducing energy saving obligations. Then it analyses advantages and disadvantages of end-users obligations compared to suppliers obligations. The preliminary conclusion of the paper is that supplier obligations seem to be well-suited for the residential sector, but end-user saving obligations may offer advantages when it comes to the industrial and commercial sectors. - Highlights: • We present different ways for introducing energy saving obligations. • We analyse energy end-users obligations vs. supplier obligations. • Supplier obligations seem to be well-suited for the residential sector. • End-user obligations offer advantages in the industrial and commercial sectors

Learning to save lives!

CERN Document Server

2003-01-01

They're all around you and watch over you, but you won't be aware of them unless you look closely at their office doors. There are 308 of them and they have all been given 12 hours of training with the CERN Fire Brigade. Who are they? Quite simply, those who could one day save your life at work, the CERN first-aiders. First-aiders are recruited on a volunteer basis. "Training is in groups of 10 to 12 people and a lot of emphasis is placed on the practical to ensure that they remember the life-saving techniques we show them", explains Patrick Berlinghi, a CERN first-aid instructor from TIS Division. He is looking forward to the arrival of four new instructors, which will bring the total number to twelve (eleven firemen and one member of the Medical Service). "The new instructors were trained at CERN from 16 to 24 May by Marie-Christine Boucher Da Ros (a member of the Commission Pédagogie de l'Observatoire National Français du Secourisme, the education commission of France's national first-aid body). This in...

Real-time pricing when some consumers resist in saving electricity

International Nuclear Information System (INIS)

Salies, Evens

2013-01-01

Successful real-time electricity pricing depends firstly upon consumers' willingness to subscribe to such terms and, secondly, on their ability to curb consumption levels. The present paper addresses both issues by considering consumers differentiated by their electricity saving costs, half of whom resist saving electricity. We demonstrate that when consumers are free to adopt real-time prices, producers prefer charging inefficient prices and, in so doing, discriminate against that portion of the consumer population which faces no saving costs. We also find that efficient marginal cost pricing is feasible, but is incompatible with mass adoption of real-time prices. - Highlights: • We model consumers switching from uniform to real-time electricity pricing (RTP). • Half the consumer population is pro-RTP and half resists saving electricity. • Efficient RTP is feasible but is incompatible with mass adoption

Fossil energy savings potential of sugar cane bio-energy systems

DEFF Research Database (Denmark)

Nguyen, Thu Lan T; Hermansen, John Erik; Sagisaka, Masayuki

2009-01-01

One important rationale for bio-energy systems is their potential to save fossil energy. Converting a conventional sugar mill into a bio-energy process plant would contribute to fossil energy savings via the extraction of renewable electricity and ethanol substituting for fossil electricity...... and gasoline, respectively. This paper takes a closer look at the Thai sugar industry and examines two practical approaches that will enhance fossil energy savings. The first one addresses an efficient extraction of energy in the form of electricity from the excess bagasse and cane trash. The second while...... proposing to convert molasses or sugar cane to ethanol stresses the use of bagasse as well as distillery spent wash to replace coal in meeting ethanol plants' energy needs. The savings potential achieved with extracting ethanol from surplus sugar versus current practice in sugar industry in Thailand amounts...

REVIEW OF ENERGY-SAVING TECHNOLOGIES IN MODERN HYDRAULIC DRIVES

Directory of Open Access Journals (Sweden)

Mykola Karpenko

2017-12-01

Full Text Available This paper focuses on review of modern energy­saving technologies in hydraulic drives. Described main areas of energy conservation in hydraulic drive (which in turn are divided into many under the directions and was established the popularity of them. Reviewed the comparative analysis of efficiency application of various strategies for energy saving in a hydraulic drive. Based on the review for further research a combined method of real­time control systems with energy­saving algorithms and regeneration unit – selected for maxing efficiency in hydraulic drive. Scientific papers (40 papers, what introduced in review, is not older than 15 years in the databases “Sciencedirect” and “Scopus”.

Capital Mobility: An application of Saving-Investment Link for Tunisia

Directory of Open Access Journals (Sweden)

Jauhari Dahalan

2012-01-01

Full Text Available The paper examines the degree of capital mobility in Tunisia for 1970 to 2009 period, using Feldstein and Horioka (1980 method of savings and investment comovement. We apply ARDL bound test to assess comovement between savings and investment; and to compute the savings retention ratio with FMOLS and DOLS as complements. The results reveal low capital mobility, in contrary to Maminingi (1997 who note perfect capital immobility in Tunisia. Hence, efforts should be made by authorities in Tunisia to evolve policies that will mobilize international capital into Tunisia

About instrumental innovation. Energy saving certificates

International Nuclear Information System (INIS)

Baiz, Adam; Monnoyer-Smith, Laurence

2016-09-01

Energy saving certificates (in French CEE for certificats d'economie d'energie) have been implemented in 2006, and have proven to be a rather efficient tool of public policy, with a low cost, and a good social acceptability, notably due to its hybrid nature (incentive and coercive) in function of the targeted actors. Thus, this document addresses and discusses the interest of such instruments for the public environmental policy. It outlines that instruments tend to be always less coercive, and then comments the example of these energy saving certificates: brief presentation, discussion and explanation of their efficiency, multi-dimensional nature of this instrument, benefits of more or less coercive instruments depending on the actors (State, households, energy providers)

Stakeholders’ influence on the adoption of energy-saving technologies in Italian homes

International Nuclear Information System (INIS)

Berardi, Umberto

2013-01-01

The instability and fragmentation of the temporary aggregations of many stakeholders in construction processes are barriers to adopting new technologies. This paper investigates the influence of different stakeholders on the adoption of mature energy-saving technologies in new residential buildings. Recent literature about the influence of different stakeholders on construction processes is reviewed focusing in their interest for energy saving technologies. To gain an insight into the specific roles played by stakeholders (general contractors, construction firms, architects, users and public governments) in different projects, a case study methodology was used. The influence on the adoption of energy-saving technologies of stakeholders was assessed through semi-structured interviews. These interviews focused on the interest and power for the adoption of several energy-saving technologies. Having recognized that the interest in adoption is often expressed late in the construction processes, the time of introduction of this interest was assessed. This paper provides an empirical insight into significant barriers for the adoption of energy saving technologies which are the low influence of highly motivated stakeholders on the decision of adoption, and the delay at which the interest in energy-saving technologies emerges. Finally, policies to overcome these barriers are suggested. - Highlights: • Why energy saving technologies are rarely adopted in buildings? • Diffusion is slowed by the late participation of stakeholders with great interest for energy technologies. • The influence of construction stakeholders for the adoption of energy saving technologies is measured in Italian case studies. • More integrated relationships among stakeholders are required to help the adoption of energy saving technologies. • Process re-organizations and policies which increase final users’ power are needed

Mobile financial services and financial inclusion: Is it a boon for savings mobilization?

Directory of Open Access Journals (Sweden)

Shem Alfred Ouma

2017-06-01

Full Text Available The adoption of mobile telephony to provide financial services in Africa has become instrumental in integrating the hitherto unbanked segments of the population to the mainstream financial systems. This study sought to establish this linkage by examining whether the pervasive use of mobile telephony to provide financial services is a boon for savings mobilization in selected countries in sub Saharan Africa. The findings show that availability and usage of mobile phones to provide financial services promotes the likelihood of saving at the household level. Not only does access to mobile financial services boost the likelihood to save, but also has a significant impact on the amounts saved, perhaps due to the frequency and convenience with which such transactions can be undertaken using a mobile phone. Both forms of savings, that is, basic mobile phone savings stored in the phone and bank integrated mobile savings are likely to be promoted by use of mobile phones. Thus, growing and deepening the scope for mobile phone financial services is an avenue for promoting savings mobilization, especially among the poor and low income groups with constrained access to formal financial services.

Economic Energy Savings Potential in Federal Buildings

Energy Technology Data Exchange (ETDEWEB)

Brown, Daryl R.; Dirks, James A.; Hunt, Diane M.

2000-09-04

The primary objective of this study was to estimate the current life-cycle cost-effective (i.e., economic) energy savings potential in Federal buildings and the corresponding capital investment required to achieve these savings, with Federal financing. Estimates were developed for major categories of energy efficiency measures such as building envelope, heating system, cooling system, and lighting. The analysis was based on conditions (building stock and characteristics, retrofit technologies, interest rates, energy prices, etc.) existing in the late 1990s. The potential impact of changes to any of these factors in the future was not considered.

Financing aspects of electricity saving's in Brazil

International Nuclear Information System (INIS)

Pacca, S.A.; Sauer, I.L.

1996-01-01

Programs regarding to energy saving in Brasil arised by the early 80's from the concern with oil products consumption. The situation has changed and electricity is growing in importance when energy conservation is discussed. Thus, the government, following examples from abroad, has been trying to overcome the barriers that obstruct a massive process evolution towards energy saving, since the potential is spread out in many society segments. One important issue is related to financing energy conservation. This paper attempts to analyze the utilities efforts allied to public and private banks investments towards energy conservation financing. (author)

Strategic design of cost savings guarantee in energy performance contracting under uncertainty

International Nuclear Information System (INIS)

Deng, Qianli; Jiang, Xianglin; Cui, Qingbin; Zhang, Limao

2015-01-01

Highlights: • A methodology is proposed to assist Energy Service Companies to maintain competitiveness in winning bids. • Uncertainties within the energy cost savings are modeled stochastically using the Monte-Carlo simulation. • A strategic energy savings guarantee design curve is derived, where all points return as appropriate guarantees. • A campus case is presented to demonstrate the applicability for finding appropriate guaranteed savings value. - Abstract: Among the key barriers to profit in Energy Performance Contracting (EPC) are uncertainties about attaining the realized energy cost savings and potential disputes over the guaranteed cost savings. In this paper, a methodology has been proposed to assist the Energy Service Company (ESCO): (1) to evaluate the risk threshold if the guarantee has already been made, and (2) to determine the guarantee design, if the guarantee has not been made yet, that not only promises the ESCO’s profitability from EPC but also maintains its competitiveness to win the bid. Uncertainties within the energy cost savings are modeled stochastically using Monte-Carlo simulation, taking both the energy price fluctuation and the facility performance variability into account. Based on that, a strategic energy savings guarantee design curve is derived, that all the points on it would return as appropriate guarantees. Finally, a campus case is presented to demonstrate the applicability for finding the appropriate guaranteed savings value. This method is also worth popularizing in similar performance-based projects

Para-Hermitian and para-quaternionic manifolds

International Nuclear Information System (INIS)

Ivanov, S.; Zamkovoy, S.

2003-10-01

A set of canonical para-Hermitian connections on an almost para-Hermitian manifold is defined. A Para-hermitian version of the Apostolov-Gauduchon generalization of the Goldberg-Sachs theorem in General Relativity is given. It is proved that the Nijenhuis tensor of a Nearly para-Kaehler manifolds is parallel with respect to the canonical connection. Salamon's twistor construction on quaternionic manifold is adapted to the para-quaternionic case. A locally conformally hyper-para-Kaehler (hypersymplectic) flat structure with parallel Lee form on the Kodaira-Thurston complex surfaces modeled on S 1 x SL (2, R)-tilde is constructed. Anti-self-dual locally conformally hyper-para-Kaehler (hypersymplectic) neutral metrics with non vanishing Weyl tensor are obtained on the Inoe surfaces. An example of anti-self-dual neutral metric which is not locally conformally hyper-para-Kaehler (hypersymplectic) is constructed. (author)

Para-Hermitian and para-quaternionic manifolds

Energy Technology Data Exchange (ETDEWEB)

Ivanov, S [University of Sofia ' St. Kl. Ohridski' , Faculty of Mathematics and Informatics, Sofia (Bulgaria) and Abdus Salam International Centre for Theoretical Physics, Trieste (Italy); Zamkovoy, S [University of Sofia ' St. Kl. Ohridski' , Faculty of Mathematics and Informatics, Sofia (Bulgaria)

2003-10-01

A set of canonical para-Hermitian connections on an almost para-Hermitian manifold is defined. A Para-hermitian version of the Apostolov-Gauduchon generalization of the Goldberg-Sachs theorem in General Relativity is given. It is proved that the Nijenhuis tensor of a Nearly para-Kaehler manifolds is parallel with respect to the canonical connection. Salamon's twistor construction on quaternionic manifold is adapted to the para-quaternionic case. A locally conformally hyper-para-Kaehler (hypersymplectic) flat structure with parallel Lee form on the Kodaira-Thurston complex surfaces modeled on S{sup 1} x SL (2, R)-tilde is constructed. Anti-self-dual locally conformally hyper-para-Kaehler (hypersymplectic) neutral metrics with non vanishing Weyl tensor are obtained on the Inoe surfaces. An example of anti-self-dual neutral metric which is not locally conformally hyper-para-Kaehler (hypersymplectic) is constructed. (author)

Energy savings assessment for digital-to-analog converter boxes

International Nuclear Information System (INIS)

Cheung, Hoi Ying; Meier, Alan; Brown, Richard

2011-01-01

The Digital Television (DTV) Converter Box Coupon Program was administered by the U.S. government to subsidize purchases of digital-to-analog converter boxes, with up to two $40 coupons for each eligible household. In order to qualify as Coupon Eligible Converter Boxes (CECBs), these devices had to meet a number of minimum performance specifications, including energy efficiency standards. The Energy Star Program also established voluntary energy efficiency specifications that are more stringent than the CECB requirements. In this study, we measured the power and energy consumptions for a sample of 12 CECBs (including 6 Energy Star labeled models) in-use in homes and estimated aggregate energy savings produced by the energy efficiency policies. Based on the 35 million coupons redeemed through the end of the program, our analysis indicates that between 2500 and 3700 GWh per year are saved as a result of the energy efficiency policies implemented on digital-to-analog converter boxes. The energy savings generated are equivalent to the annual electricity use of 280,000 average US homes. - Research highlights: → We examined energy efficiency policies on digital-to-analog converter boxes in US. → The government assistance program resulted in high participation. → 35 million coupons were redeemed for the purchases of energy efficient DTAs. → Between 2500 and 3700 GWh per year are saved as a result of the policies. → Savings are equivalent to the annual electricity use of 280,000 average US homes.

Incorporating Non-energy Benefits into Energy Savings Performance Contracts

Energy Technology Data Exchange (ETDEWEB)

Larsen, Peter; Goldman, Charles; Gilligan, Donald; Singer, Terry

2012-06-01

This paper evaluates the issue of non-energy benefits within the context of the U.S. energy services company (ESCO) industry?a growing industry comprised of companies that provide energy savings and other benefits to customers through the use of performance-based contracting. Recent analysis has found that ESCO projects in the public/institutional sector, especially at K-12 schools, are using performance-based contracting, at the behest of the customers, to partially -- but not fully -- offset substantial accumulated deferred maintenance needs (e.g., asbestos removal, wiring) and measures that have very long paybacks (roof replacement). This trend is affecting the traditional economic measures policymakers use to evaluate success on a benefit to cost basis. Moreover, the value of non-energy benefits which can offset some or all of the cost of the non-energy measures -- including operations and maintenance (O&M) savings, avoided capital costs, and tradable pollution emissions allowances-- are not always incorporated into a formal cost-effectiveness analysis of ESCO projects. Nonenergy benefits are clearly important to customers, but state and federal laws that govern the acceptance of these types of benefits for ESCO projects vary widely (i.e., 0-100percent of allowable savings can come from one or more non-energy categories). Clear and consistent guidance on what types of savings are recognized in Energy Savings agreements under performance contracts is necessary, particularly where customers are searching for deep energy efficiency gains in the building sector.

Rules of thumb in life-cycle savings models

OpenAIRE

Rodepeter, Ralf; Winter, Joachim

1999-01-01

We analyze life-cycle savings decisions when households use simple heuristics, or rules of thumb, rather than solve the underlying intertemporal optimization problem. The decision rules we explore are a simple Keynesian rule where consumption follows income; a simple consumption rule where only a fraction of positive income shocks is saved; a rule that corresponds to the permanent income hypothesis; and two rules that have been found in experimental studies. Using these rules, we simulate lif...

Heat Saving Strategies in Sustainable Smart Energy Systems

Directory of Open Access Journals (Sweden)

Henrik Lund

2014-06-01

Full Text Available This paper investigates to which extent heat should be saved rather than produced and to which extent district heating infrastructures, rather than individual heating solutions, should be used in future sustainable smart energy systems. Based on a concrete proposal to implement the Danish governmental 2050 fossil-free vision, this paper identifies marginal heat production costs and compares these to marginal heat savings costs for two different levels of district heating. A suitable least-cost heating strategy seems to be to invest in an approximately 50% decrease in net heat demands in new buildings and buildings that are being renovated anyway, while the implementation of heat savings in buildings that are not being renovated hardly pays. Moreover, the analysis points in the direction that a least-cost strategy will be to provide approximately 2/3 of the heat demand from district heating and the rest from individual heat pumps.

An analysis of the inter-relationship between savings product usage ...

African Journals Online (AJOL)

The article maintains that improved participation in the financial services industries seems to be dependent on satisfaction levels regarding financial services product usage. Empirical evidence shows that higher usage and higher satisfaction regarding basic savings products such as savings accounts, money market ...

Energy saving estimation on radiation process

International Nuclear Information System (INIS)

Kaneko, Hideaki; Maekawa, H.; Ito, Y.; Nishikawa, I.; Fujii, H.; Murata, K.

1982-01-01

When the quantity of paint used for industrial coating is assumed to be 420,000 tons, it is estimated that the area being coated is 2.8 billion m 2 , the petroleum required for pretreatment steam, drying and baking is 1.68 million tons, and the required amount of energy saving is 120,000 tons per year in terms of petroleum. The authors examined how the adoption of electron beam curing for surface coating contributes to the energy saving. So far, it has been said that electron beam curing is more efficient than thermal or light curing in energy consumption, but the premise condition was not clear. The theoretical energy requirement for thermal curing, light curing and electron beam curing was calculated and compared. The comparison of the measured values was also performed. The amount of energy required for thermal curing, UV light curing and electron beam curing was roughly 100:10:1, and the cost of energy for them was 50:5:1. In spite of the large merit of electron beam curing, it has not spread as expected, because of the repayment cost of the facility and the cost of inert gas required for the process. Energy saving is brought about by electron beam curing, but the overall cost must be examined case by case. (Kako, I.)

Glaucoma: Screening Can Save Your Sight!

Science.gov (United States)

... of this page please turn Javascript on. Feature: Glaucoma Glaucoma: Screening Can Save Your Sight! Past Issues / Fall 2009 Table of Contents People with glaucoma see the world through a tunnel. Glaucoma is ...

The daylight alternative for energy conservation saving in lighting systems; La luz natural alternativa para el ahorro de energia en sistemas de iluminacion

Energy Technology Data Exchange (ETDEWEB)

Escutia Perez, A.; Cruz Mendez, E. P. [Universidad Autonoma Metropolitana, Unidad Azcapotzalco, Mexico D. F. (Mexico); Buitron Sanchez, H. [Programa de Ahorro de Energia del Sector Electrico, Mexico D. F. (Mexico)

1995-12-31

The technological advances generate far reaching changes in all types of installation. The new spaces and the existing ones justify the introduction of new technologies taking into account important economic considerations, mostly when the advantage of daylight is taken into consideration in industrial and commercial lighting. In the daylight design it is necessary to know the solar transit, the atmospheric conditions, the architectural design of the building, the materials and the control elements, etc. to apply with precision the calculation method. The fundamental lighting technic have varied little. In the greatest part of commerces and industries the general lighting is used, that produces an illumination more or less uniform on the working areas, which guarantees a total freedom for the placement of machinery, working benches, racks, exhibitors, clothes racks, etc.. This type of lighting is obtained by means of the use of a more or less regular series of skylights. The adequate localized lighting is used in those zones where because of the presence of obstructions or unfavorable slant of the working plan are not sufficiently well lighted by the general lighting system. The daylight use in accordance with the every moment availability will permit in many working centers a sensible diminution of the artificial lighting time, provided that the characteristics of the control operation of the installation permit it, along with modern controlling devices and the great variety of efficient saving lamps. [Espanol] Los avances tecnologicos generan cambios trascendentes en todo tipo de instalacion. Los nuevos espacios y los ya existentes justifican la introduccion de nuevas tecnologias teniendo consideraciones economicas importantes, sobre todo cuando se aprovecha la luz natural en sistemas de alumbrado industrial y comercial. En el diseno de iluminacion natural, es necesario tener el conocimiento del transito solar, las condiciones atmosfericas, el diseno

The daylight alternative for energy conservation saving in lighting systems; La luz natural alternativa para el ahorro de energia en sistemas de iluminacion

Energy Technology Data Exchange (ETDEWEB)

Escutia Perez, A; Cruz Mendez, E P [Universidad Autonoma Metropolitana, Unidad Azcapotzalco, Mexico D. F. (Mexico); Buitron Sanchez, H [Programa de Ahorro de Energia del Sector Electrico, Mexico D. F. (Mexico)

1996-12-31

The technological advances generate far reaching changes in all types of installation. The new spaces and the existing ones justify the introduction of new technologies taking into account important economic considerations, mostly when the advantage of daylight is taken into consideration in industrial and commercial lighting. In the daylight design it is necessary to know the solar transit, the atmospheric conditions, the architectural design of the building, the materials and the control elements, etc. to apply with precision the calculation method. The fundamental lighting technic have varied little. In the greatest part of commerces and industries the general lighting is used, that produces an illumination more or less uniform on the working areas, which guarantees a total freedom for the placement of machinery, working benches, racks, exhibitors, clothes racks, etc.. This type of lighting is obtained by means of the use of a more or less regular series of skylights. The adequate localized lighting is used in those zones where because of the presence of obstructions or unfavorable slant of the working plan are not sufficiently well lighted by the general lighting system. The daylight use in accordance with the every moment availability will permit in many working centers a sensible diminution of the artificial lighting time, provided that the characteristics of the control operation of the installation permit it, along with modern controlling devices and the great variety of efficient saving lamps. [Espanol] Los avances tecnologicos generan cambios trascendentes en todo tipo de instalacion. Los nuevos espacios y los ya existentes justifican la introduccion de nuevas tecnologias teniendo consideraciones economicas importantes, sobre todo cuando se aprovecha la luz natural en sistemas de alumbrado industrial y comercial. En el diseno de iluminacion natural, es necesario tener el conocimiento del transito solar, las condiciones atmosfericas, el diseno

Saving more to consume more. EDF's communication ambiguities during the energy saving era

International Nuclear Information System (INIS)

Bouvier, Yves

2012-01-01

Since 1974, EDF is placed between a communication scheme imposed for energy savings and an industrial strategy of massive investment in nuclear power. In ten years, the company managed to increase households electricity consumption without advertising, due in particular to electric heating. But strong tensions were generated by this situation and led the company to develop an institutional communication to the employees and to the general public

To Save or to Consume: Linking Growth Theory with the Keynesian Model

Science.gov (United States)

Kwok, Yun-kwong

2007-01-01

In the neoclassical growth theory, higher saving rate gives rise to higher output per capita. However, in the Keynesian model, higher saving rate causes lower consumption, which may lead to a recession. Students may ask, "Should we save or should we consume?" In most of the macroeconomics textbooks, economic growth and Keynesian economics are in…

Value drivers: an approach for estimating health and disease management program savings.

Science.gov (United States)

Phillips, V L; Becker, Edmund R; Howard, David H

2013-12-01

Health and disease management (HDM) programs have faced challenges in documenting savings related to their implementation. The objective of this eliminate study was to describe OptumHealth's (Optum) methods for estimating anticipated savings from HDM programs using Value Drivers. Optum's general methodology was reviewed, along with details of 5 high-use Value Drivers. The results showed that the Value Driver approach offers an innovative method for estimating savings associated with HDM programs. The authors demonstrated how real-time savings can be estimated for 5 Value Drivers commonly used in HDM programs: (1) use of beta-blockers in treatment of heart disease, (2) discharge planning for high-risk patients, (3) decision support related to chronic low back pain, (4) obesity management, and (5) securing transportation for primary care. The validity of savings estimates is dependent on the type of evidence used to gauge the intervention effect, generating changes in utilization and, ultimately, costs. The savings estimates derived from the Value Driver method are generally reasonable to conservative and provide a valuable framework for estimating financial impacts from evidence-based interventions.

Investigating the distribution of the value of travel time savings

DEFF Research Database (Denmark)

Fosgerau, Mogens

2006-01-01

The distribution of the value of travel time savings (VTTS) is investigated employing various nonparametric techniques to a large dataset originating from a stated choice experiment. The data contain choices between a fast and more expensive alternative and a slow and less expensive alternative....... Increasing the implicit price of time leads to an increased share of respondents who decline to pay to save time. But a significant proportion of respondents, 13%, remain willing to pay to save time at the highest price of time in the design. This means that the right tail of the VTTS distribution...

Energy saving in the house of social interest by means of the application of the power efficiency standard:NOM-020; Ahorro de energia en la vivienda de interes social mediante la aplicacion de la norma de eficiencia energetica: NOM-020

Energy Technology Data Exchange (ETDEWEB)

Diaz Jimenez, Rodolfo; Morillon Galvez, David [Universidad Nacional Autonoma de Mexico, Mexico, D.F. (Mexico)

2001-07-01

In face of the urgent necessity of saving and of using in an efficient way the energy, the Secretariat of Energy (Sener) through the Comision Nacional para el Ahorro de Energia, (CONAE) (National Commission for Energy Saving) has promoted the design and application of different measures and programs of energy efficiency. The elaboration of standards of energy efficiency has been a subject of great importance to foment the adequate use of the energy resources. For the residential sector the standard first draft exists: NOM-020-ENER-1998 energy efficiency in constructions: Standard for the covering of buildings for housing up to three floors. In this study the thermal analysis of the cover of one of the house models more used in the construction of houses of social interest in Mexico. By applying the methodology proposed by the first draft of the Standard the thermal gains by conduction in roof and walls, and by radiation in windows were determined. The analysis was performed for several cities of the country with different climates, the results were compared with the values proposed in the Standard, the viability of application of this Standard in the sector of the house of social interest was analyzed and finally the energy saving in ceasing using air conditioning systems for interiors. [Spanish] Ante la imperiosa necesidad de ahorrar y usar de forma eficiente la energia, la Secretaria de Energia (Sener) a traves de la Comision Nacional para el Ahorro de Energia, (CONAE) ha promovido el diseno y aplicacion de diferentes medidas y programas de eficiencia energetica. La elaboracion de normas de eficiencia energetica ha sido un rubro de gran importancia para fomentar el uso adecuado de los recursos energeticos. Para el sector residencial existe el anteproyecto de norma: NOM-020-ENER-1998 ficiencia energetica en edificaciones: Norma para la envolvente de los edificios para uso habitacional hasta de tres pisos. En este estudio se presenta el analisis termico de la

Theory and Practice of the Public Sector Savings: The Case of Czech Regions

Directory of Open Access Journals (Sweden)

Milan PŮČEK

2014-06-01

Full Text Available In recent years, the necessity to allocate resources in economically rational ways has been amplified in the context of budget austerity measures and the overall tendency for balanced public budgets. Under these long-term circumstances, political leaders and public sector managers will be motivated to allocate available resources in economic, effective and purposeful ways, thus reducing waste of resources and seeking rational savings. The study shows some ways of achieving that goals by finding rational savings in the performance of delegated central government administration. The study analyzes expenditures and revenues for those tasks of central government administration that are delegated to regions in the Czech Republic. Based on the proposed theoretical concept of public sector savings and on the analysis of secondary and primary data, it assesses possibilities for achieving regional savings in delegated central government administration. Calculations based on empirical data demonstrate that regional governments have space for internal savings; benchmarking comparison and simulations confirm the possibilities for reducing waste of resources and achieving rational savings. Total calculated savings for all regions (for the year 2009 range between EUR 16 million and 29 million according to simulations, and the highest savings would be achieved by Central Bohemia.

Energy saving potential in existing industrial compressors

International Nuclear Information System (INIS)

Vittorini, Diego; Cipollone, Roberto

2016-01-01

The Compressed Air Sector accounts for a mean 10% worldwide electricity consumption, which ensures about its importance, when energy saving and CO_2 emissions reduction are in question. Since the compressors alone account for 15% overall industry electricity consumption, it appears vital to pay attention to machine performances. The paper presents an overview of present compressor technology and focuses on saving directions for screw and sliding vanes machines, according to data provided by the Compressed Air and Gas Institute and PNEUROP. Data were processed to obtain consistency with fixed reference pressures and organized as a function of main operating parameters. Each sub-term, contributing to the overall efficiency (adiabatic, volumetric, mechanical, electric, organic), was considered separately: the analysis showed that the thermodynamic improvement during compression achievable by splitting the compression in two stages, with a lower compression ratio, opens the way to significantly reduce the energy specific consumption. - Highlights: • Compressors technology overview in industrial compressed air systems. • Market compressors efficiency baseline definition. • Energy breakdown and evaluation of main efficiency terms. • Assessment of air cooling-related energy saving potential. • Energy specific consumption reduction through dual stage compression.

The socioeconomic impact of energy saving renovation measures in urban buildings

OpenAIRE

Mikulić, Davor; Rašić Bakarić, Ivana; Slijepčević, Sunčana

2016-01-01

The purpose of the paper is to investigate the role of measures oriented to energy savings in residential buildings in the economic development at the regional level. The aim of the paper is to estimate overall socio-economic impact of energy saving renovation measures in the Croatian urban areas. Impact assessment is based on input–output methodology which is able to quantify direct and indirect effects of investment in the energy saving projects on the economic activity and employment...

Radioisotope savings in industry and agriculture

Energy Technology Data Exchange (ETDEWEB)

NONE

1964-01-15

Benefits and savings achieved in industry and agriculture were described by leading experts from six different countries at a public discussion organized by the Agency on 24 September 1963, during the last IAEA General Conference.

Energy saving work of frequency controlled induction cage machine

Energy Technology Data Exchange (ETDEWEB)

Gnacinski, P. [Gdynia Maritime University, Department of Ship Electrical Power Engineering, Morska Str. 8, 81-225 Gdynia (Poland)]. E-mail: piotrg@am.gdynia.pl

2007-03-15

Energy saving work, understood as lowering the supply voltage when load torque is much less than rated, is one way of reducing power losses in an induction cage machine working with a variable load. Reduction in power losses also affects the thermal properties of an induction machine because the energy saving work allows the temperature rise of the windings to decrease. Thanks to a lower temperature of the windings, the same load torque can be carried by a machine of less rated power. The ability of energy saving work to reduce the temperature of windings depends on the thermal properties of an induction machine, which are different in the case of a machine with foreign ventilation and its own ventilation. This paper deals with the thermal effect of energy saving work on a frequency controlled induction cage machine. A comparison of the properties of a machine with its own and outside ventilation is presented. The results of the investigations are shown for a 3 kW induction cage machine with the two previously mentioned ways of ventilation: one provided with a fan placed on a shaft and the other provided with a fan driven by an auxiliary motor.

Energy saving work of frequency controlled induction cage machine

International Nuclear Information System (INIS)

Gnacinski, P.

2007-01-01

Energy saving work, understood as lowering the supply voltage when load torque is much less than rated, is one way of reducing power losses in an induction cage machine working with a variable load. Reduction in power losses also affects the thermal properties of an induction machine because the energy saving work allows the temperature rise of the windings to decrease. Thanks to a lower temperature of the windings, the same load torque can be carried by a machine of less rated power. The ability of energy saving work to reduce the temperature of windings depends on the thermal properties of an induction machine, which are different in the case of a machine with foreign ventilation and its own ventilation. This paper deals with the thermal effect of energy saving work on a frequency controlled induction cage machine. A comparison of the properties of a machine with its own and outside ventilation is presented. The results of the investigations are shown for a 3 kW induction cage machine with the two previously mentioned ways of ventilation: one provided with a fan placed on a shaft and the other provided with a fan driven by an auxiliary motor

Reported Energy and Cost Savings from the DOE ESPC Program: FY 2015

Energy Technology Data Exchange (ETDEWEB)

Slattery, Bob S. [Oak Ridge National Lab. (ORNL), Oak Ridge, TN (United States)

2017-01-01

The objective of this work was to determine the realization rate of energy and cost savings from the Department of Energy’s Energy Savings Performance Contract (ESPC) program based on information reported by the energy services companies (ESCOs) that are carrying out ESPC projects at federal sites. Information was extracted from 151 Measurement and Verification (M&V) reports to determine reported, estimated, and guaranteed cost savings and reported and estimated energy savings for the previous contract year. Because the quality of the reports varied, it was not possible to determine all of these parameters for each project.

Fuel Savings and Aerodynamic Drag Reduction from Rail Car Covers

Science.gov (United States)

Storms, Bruce; Salari, Kambiz; Babb, Alex

2008-01-01

The potential for energy savings by reducing the aerodynamic drag of rail cars is significant. A previous study of aerodynamic drag of coal cars suggests that a 25% reduction in drag of empty cars would correspond to a 5% fuel savings for a round trip [1]. Rail statistics for the United States [2] report that approximately 5.7 billion liters of diesel fuel were consumed for coal transportation in 2002, so a 5% fuel savings would total 284 million liters. This corresponds to 2% of Class I railroad fuel consumption nationwide. As part of a DOE-sponsored study, the aerodynamic drag of scale rail cars was measured in a wind tunnel. The goal of the study was to measure the drag reduction of various rail-car cover designs. The cover designs tested yielded an average drag reduction of 43% relative to empty cars corresponding to an estimated round-trip fuel savings of 9%.

Potencial da economia de água potável pelo uso de água pluvial: análise de 40 cidades da Amazônia Potential for potable water savings by using rainwater: an analysis over 40 cities in Amazon

Directory of Open Access Journals (Sweden)

Jeferson Alberto de Lima

2011-09-01

Full Text Available A escassez de água é um problema cada vez mais severo em todo o mundo devido a fatores como o consumo excessivo de água bruta, as mudanas climáticas, a poluição da água e o consumo insustentável dos recursos hídricos. Sob essas condições, formas tradicionais ou alternativas de recursos hídricos, tais como a água pluvial, estão sendo consideradas como opções atrativas para reduzir o consumo de água potável. Neste contexto, este artigo descreve o cenário de disponibilidade de água na região Amazõnica, Noroeste do Brasil, e avalia o potencial da economia de água potável para o setor residencial em 40 cidades da região. Os resultados indicam que o potencial da economia de água potável varia entre 21 e 100%, dependendo da demanda de água potável verificada nas 40 cidades, com potencial médio de 76%. A prisncipal conclusão desta pesquisa é que, se houvesse um programa do governo para promover a economia de água potável por meio da utilização da água pluvial, haveria significativa economia de água potável e, consequentemente, a preservação dos recursos hídricos na Amazõnia.Water scarcity is an increasingly severe problem worldwide due to some factors, such as the excessive consumption of raw water, climate changes, water pollution, and unsustainable water resource consumption. Under these conditions, traditional or alternative forms of water resource, such as rainwater, are being considered as attractive options to reduce potable water consumption. In this context, this paper describes the water availability scenario in the Amazon region, Brazilian Northeast, and it evaluates the potential for potable water savings estimated for the residential sector of 40 cities in the region. Results indicate that the potential for potable water savings range from 21 to 100% depending on the potable water demand verified in the 40 cities, with an average potential for potable water savings of 76%. The main conclusion is

Saving for delivery through technology: an inquiry into an electronic commitment savings product for maternal healthcare in Kenya.

Science.gov (United States)

van Bastelaer, Thierry; Woodman, Benjamin; Chatterji, Minki; Long, David

2016-10-01

Many women in low-income countries cannot afford maternal healthcare services. Changamka, a Kenyan company, developed an electronic, stored-value card to help pregnant women save for maternal healthcare at a Nairobi hospital. This paper reports results from a mixed-methods process evaluation of the card's implementation. The study found high levels of uptake and identified several benefits of the program, such as facilitating payment for services. The evaluation also identified several challenges. Most users completed only one transaction before discontinuing card use; only 6% of women who acquired the card used it to pay for delivery, and slightly less than 1% used it as it was originally intended-to pay for several antenatal care visits and for delivery. According to respondents, the main reason for this discontinuation was a lack of understanding about how to use the card. Users were, on average, of a higher socioeconomic and educational status than non-card users. Most users obtained the card in their third trimester, and among those who used the card to save for delivery, most started to do so too late in pregnancy to accumulate sufficient savings to pay for that service. Copyright © 2015 John Wiley & Sons, Ltd. Copyright © 2015 John Wiley & Sons, Ltd.

A review of different strategies for HVAC energy saving

International Nuclear Information System (INIS)

Vakiloroaya, Vahid; Samali, Bijan; Fakhar, Ahmad; Pishghadam, Kambiz

2014-01-01

Highlights: • Various strategies for HVAC energy saving are described and reviewed. • The influence of each strategy on the HVAC energy saving is investigated. • Combination of existing air conditioning technologies appears to be effective for the energy conservation and comfort. • A comparison study between these approaches is carried out. • Changing the HVAC configuration has the potential to increase or reduce energy savings, depending on several factors. - Abstract: Decreasing the energy consumption of heating, ventilation and air conditioning (HVAC) systems is becoming increasingly important due to rising cost of fossil fuels and environmental concerns. Therefore, finding novel ways to reduce energy consumption in buildings without compromising comfort and indoor air quality is an ongoing research challenge. One proven way of achieving energy efficiency in HVAC systems is to design systems that use novel configurations of existing system components. Each HVAC discipline has specific design requirements and each presents opportunities for energy savings. Energy efficient HVAC systems can be created by re-configuring traditional systems to make more strategic use of existing system parts. Recent research has demonstrated that a combination of existing air conditioning technologies can offer effective solutions for energy conservation and thermal comfort. This paper investigates and reviews the different technologies and approaches, and demonstrates their ability to improve the performance of HVAC systems in order to reduce energy consumption. For each strategy, a brief description is first presented and then by reviewing the previous studies, the influence of that method on the HVAC energy saving is investigated. Finally, a comparison study between these approaches is carried out

Directions of organisational and low-cost energy saving of engineering enterprises

Directory of Open Access Journals (Sweden)

Dzhedzhula Viacheslav V.

2014-01-01

Full Text Available The article analyses directions of energy saving of industrial enterprises. Taking into account the tendency to continuous growth of cost of energy resources, introduction of measures that would allow reduction of energy consumption of enterprises is an urgent task. One of the most important obstacles in the process of introduction of energy efficient solutions are fund limits and low awareness of owners and managers of industrial enterprises. The article offers a new classification of energy saving measures: apart from traditional expense and organisation measures it introduces the low-cost measures notion. It offers to consider low-cost those measures that are realised by the enterprise by means of own funds, moreover, their repayment term is not more than one year. It offers analytical expression for identification of annual funds saving from introduction of low-cost measures. It considers the process of identification of saving of funds from introduction of some of the main low-cost measures in detail: replacement of lighting units, balancing of ventilation networks and elimination of water leakages from pipelines and water supply equipment. Based on the analysis of bibliography information the article provides a list of main measures on energy saving, which could be referred to the low-cost ones. The proposed approaches would allow paying more attention to practical aspects of realisation of the concept of energy saving in the industry.

Energy saving in Swedish households. The (relative) importance of environmental attitudes

International Nuclear Information System (INIS)

Martinsson, Johan; Lundqvist, Lennart J.; Sundstroem, Aksel

2011-01-01

The objectives for energy saving in the housing sector set by recent Swedish energy and climate policies are quite demanding. This article uses nation-wide Swedish survey data from 2004 to 2007 to explore the potential for achieving those targets. Earlier findings that socio-economic characteristics such as age, housing type and income are strongly linked to higher propensities to save on heating and hot water usage are confirmed by ordered logistic regression models. However, general environmental attitudes are also found to play a crucial role. When assessing the relative importance of socio-economic factors and environmental attitudes, the effect on energy saving is generally greater for the former than the latter. In addition, important interaction effects are identified. In relative terms, the effect of environmental attitudes is clearly stronger among households in apartment blocks than among those in detached housing, and stronger among households with higher income than among those with lower income. We end by discussing the implications for the selection and targeting of policy measures to tap the energy savings potential in the population. - Highlights: → We use Swedish survey data to analyse the determinants of household energy saving. → Housing type plays a crucial role for individuals' propensity to save energy. → Environmental attitudes are clearly more important in high-income households. → Environmental attitudes are clearly more important for people in apartment blocks.

Antecedents of employee electricity saving behavior in organizations: An empirical study based on norm activation model

International Nuclear Information System (INIS)

Zhang, Yixiang; Wang, Zhaohua; Zhou, Guanghui

2013-01-01

China is one of the major energy-consuming countries, and is under great pressure to promote energy saving and reduce domestic energy consumption. Employees constitute an important target group for energy saving. However, only a few research efforts have been paid to study what drives employee energy saving behavior in organizations. To fill this gap, drawing on norm activation model (NAM), we built a research model to study antecedents of employee electricity saving behavior in organizations. The model was empirically tested using survey data collected from office workers in Beijing, China. Results show that personal norm positively influences employee electricity saving behavior. Organizational electricity saving climate negatively moderates the effect of personal norm on electricity saving behavior. Awareness of consequences, ascription of responsibility, and organizational electricity saving climate positively influence personal norm. Furthermore, awareness of consequences positively influences ascription of responsibility. This paper contributes to the energy saving behavior literature by building a theoretical model of employee electricity saving behavior which is understudied in the current literature. Based on the empirical results, implications on how to promote employee electricity saving are discussed. - Highlights: • We studied employee electricity saving behavior based on norm activation model. • The model was tested using survey data collected from office workers in China. • Personal norm positively influences employee′s electricity saving behavior. • Electricity saving climate negatively moderates personal norm′s effect. • This research enhances our understanding of employee electricity saving behavior

Should the decline in the personal saving rate be a cause for concern?

OpenAIRE

C. Alan Garner

2006-01-01

The personal saving rate has received particular attention recently because saving was negative in 2005 for the first time since the Great Depression. Although saving declined in other developed countries during this period, the U.S. decline was more pronounced than in most of these countries. ; A major concern is whether U.S. households are providing adequately for long-term needs, such as future retirement and medical expenses. In addition, low personal saving has created short-run concerns...

12 CFR 563e.26 - Small savings association performance standards.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Small savings association performance standards. 563e.26 Section 563e.26 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY COMMUNITY REINVESTMENT Standards for Assessing Performance § 563e.26 Small savings association performance...

The risk of divorce and household saving behavior

OpenAIRE

Libertad González; Berkay Özcan

2008-01-01

We analyze the impact of an increase in the risk of divorce on the saving behaviour of married couples. From a theoretical perspective, the expected sign of the effect is ambiguous. We take advantage of the legalization of divorce in Ireland in 1996 as an exogenous increase in the likelihood of marital dissolution. We analyze the saving behaviour over time of couples who were married before the law was passed. We propose a difference-in-differences approach where we use as comparison groups e...

Development of Android based Smart Power Saving System

Science.gov (United States)

Gupta, Ashutosh; Kumar, Pradeep; Ghosh, Tathagata; Bhawna, Shruthi. S.

2017-08-01

An android based smart power saving system has been presented in this paper. For this purpose, an application is developed for controlling the intensity of an AC supply using a dimmer circuit in android platform and to monitor the current flow on different intensity level a current sensor is used in the circuit. Dimmer circuit provides a 16-different intensity level to control the flow of current and help in power saving. The system is very simple and robust as it is based on android platform.

Estimation on oil demand and oil saving potential of China's road transport sector

International Nuclear Information System (INIS)

Lin, Boqiang; Xie, Chunping

2013-01-01

China is currently in the stage of industrialization and urbanization, which is characterized by rigid energy demand and rapid growth of energy consumption. Therefore, energy conservation will become a major strategy for China in a transition to low-carbon economy. China's transport industry is of high energy consumption. In 2010, oil consumption in transport industry takes up 38.2% of the country's total oil demand, of which 23.6% is taken up by road transport sector. As a result, oil saving in China's road transport sector is vital to the whole nation. The co-integration method is developed to find a long-run relationship between oil consumption and affecting factors such as GDP, road condition, labor productivity and oil price, to estimate oil demand and to predict future oil saving potential in China's transport sector under different oil-saving scenarios. Monte Carlo simulation is further used for risk analysis. Results show that under BAU condition, oil demand of China's road transport sector will reach 278.5 million ton of oil equivalents (MTOE) in 2020. Oil saving potential will be 86 MTOE and 131 MTOE under moderate oil-saving scenario and advanced oil-saving scenario, respectively. This paper provides a reference to establishing oil saving policy for China's road transport sector. - Highlights: • We adopt the co-integration model to estimate oil demand and oil saving potential of China's road transport sector. • Monte Carlo simulation is further used for risk analysis. • GDP, ratio of classified highway, labor productivity and oil price are main factors affecting oil consumption. • Scenario analysis approach is applied to calculate oil saving potential under different energy saving scenarios. • Future policy for oil conservation in China's road transport sector is suggested

Saving energy in 1-D : tailoring energy-saving advice using a Rasch-based energy recommender system

NARCIS (Netherlands)

Starke, Alain; Willemsen, Martijn; Snijders, Chris; Ge, Mouhzi; Ricci, Francesco

2015-01-01

Although there are numerous possibilities to save energy, conservation initiatives often do not tailor their content to the consumer. By considering energy conservation as a one-dimensional construct, where different behaviors have different execution difficulties, we have set out a Rasch-based

Savings and extinction of conditioned eyeblink responses in fragile X syndrome

DEFF Research Database (Denmark)

Smit, A E; van der Geest, J N; Vellema, M

2008-01-01

with FRAXA. In the present behavioral study, long-term effects of deficiency of FMRP were investigated by examining the acquisition, savings and extinction of delay eyeblink conditioning in male individuals with FRAXA. In the acquisition experiment, subjects with FRAXA displayed a significantly poor...... of the FMRP affects cerebellar motor learning. The normal performance in the savings experiment and aberrant performance in the acquisition and extinction experiments of individuals with FRAXA suggest that different mechanisms underlie acquisition, savings and extinction of cerebellar motor learning....

Measuring scarce water saving from interregional virtual water flows in China

Science.gov (United States)

Zhao, X.; Li, Y. P.; Yang, H.; Liu, W. F.; Tillotson, M. R.; Guan, D.; Yi, Y.; Wang, H.

2018-05-01

Trade of commodities can lead to virtual water flows between trading partners. When commodities flow from regions of high water productivity to regions of low water productivity, the trade has the potential to generate water saving. However, this accounting of water saving does not account for the water scarcity status in different regions. It could be that the water saving generated from this trade occurs at the expense of the intensified water scarcity in the exporting region, and exerts limited effect on water stress alleviation in importing regions. In this paper, we propose an approach to measure the scarce water saving associated with virtual water trade (measuring in water withdrawal/use). The scarce water is quantified by multiplying the water use in production with the water stress index (WSI). We assessed the scarce water saving/loss through interprovincial trade within China using a multi-region input-output table from 2010. The results show that interprovincial trade resulted in 14.2 km3 of water loss without considering water stress, but only 0.4 km3 scarce water loss using the scarce water concept. Among the 435 total connections of virtual water flows, 254 connections contributed to 20.2 km3 of scarce water saving. Most of these connections are virtual water flows from provinces with lower WSI to that with higher WSI. Conversely, 175 connections contributed to 20.6 km3 of scarce water loss. The virtual water flow connections between Xinjiang and other provinces stood out as the biggest contributors, accounting for 66% of total scarce water loss. The results show the importance of assessing water savings generated from trade with consideration of both water scarcity status and water productivity across regions. Identifying key connections of scarce water saving is useful in guiding interregional economic restructuring towards water stress alleviation, a major goal of China’s sustainable development strategy.

The role of CSR in promoting companies’ energy-saving actions in two Asian cities

International Nuclear Information System (INIS)

Hori, Shiro; Shinozaki, Mami; Nogata, Daisuke; Fujita, Toshiyuki

2014-01-01

In Asian developing countries, energy saving has become a crucial issue in sustainable development. However, in countries that possess weak government regulations and market mechanisms, industries are expected to save energy voluntarily. Therefore, corporate social responsibility (CSR) can serve as an important incentive to encourage companies to take voluntary actions. In this paper, we analyze CSR recognition and energy-saving actions taken by companies located in two Asian cities. The results of a questionnaire survey revealed that a positive relation exists between CSR recognition and energy saving. In developing countries, CSR develops based on concerns expressed by local cultures and communities. This indicates that the positive relationships that exist between CSR and energy-saving actions reflect the social norms of these communities. The results suggest that policies that encourage companies to enhance their CSR activities in society can serve as effective incentives to encourage energy-saving actions. - Highlights: • In Asian cities, energy saving has become a crucial issue in sustainable development. • CSR can serve as an important incentive to take voluntary energy saving actions. • The survey revealed a positive relation between CSR and energy saving. • The policies enhancing their CSR activities in society can serve as effective incentives

Does energy labelling on residential housing cause energy savings?

Energy Technology Data Exchange (ETDEWEB)

Kjaerbye, V.H.

2009-07-01

Danish households use more than 30% of the total amount of energy being used in Denmark. More than 80% of this energy is dedicated to space heating. The same relation is seen in many OECD countries. The corresponding energy savings potential was recently estimated at 30% of the energy used in buildings. Energy labelling is seen as an important instrument to target these potential energy savings. This paper evaluates the effects of the Danish Energy Labelling Scheme on energy consumption in existing single-family houses with propensity score matching using real metered natural gas consumption and a very wide range of register data describing the houses and households. The study did not find significant energy savings due to the Danish Energy Labelling Scheme, but more research would be needed to complement this conclusion

Energy savings in the Danish building stock until 2050

DEFF Research Database (Denmark)

Wittchen, Kim Bjarne; Kragh, Jesper

2014-01-01

are energy upgraded according to the requirements stipulated in the Danish Building Regulations 2010. Furthermore, scenario analyses was made for the potential impact on the energy consumption of introducing different levels of tightening of the energy requirements for existing buildings in the Danish...... Building Regulations. Compliance with the requirements in the Danish Building Regulations will potentially result in energy savings for space heating and domestic hot water around 30 % until 2050. Further tightening of the component insulation level requirements will only result in marginally higher......A study has been conducted analysing the energy savings for space heating and domestic hot water in the Danish building stock due to renovation of building components at the end of their service life. The purpose of the study was to estimate the energy savings until 2050 as building components...

Traffic-aware Elastic Optical Networks to leverage Energy Savings

DEFF Research Database (Denmark)

Turus, Ioan; Fagertun, Anna Manolova; Dittmann, Lars

2014-01-01

Because of the static nature of the deployed optical networks, large energy wastage is experienced today in production networks such as Telecom networks . With power-adaptive optical interfaces and suitable grooming procedures, we propose the design of more energy efficient transport networks....... Optical network reconfigurations are performed by GMPLS node controllers according to monitored traffic information. The investigated energy reduction strategies are simulated on two large scale transport networks (DT17 and COST37). The results show that the energy savings obtained by these strategies......-Europea n COST37 network, for both symbol-rate and modulation format adaptations significant savings are obtained . Mixed adaptation (jointly performing symbol-rate and modulation format adaptations) used together with optical grooming allows up to 4 4 % and 4 7 % power savings in DT17 and COST37 networks...

SAVINGS BEHAVIOUR IN HOUSEHOLDS OF FARMERS AS COMPARED TO OTHER SOCIO-ECONOMIC GROUPS IN POLAND

Directory of Open Access Journals (Sweden)

Agnieszka Kozera

2016-12-01

Full Text Available Savings generated by the sector of households constitute an important growth factor in every economy. They are the basic source of capital accumulation, determining investment opportunities of the economy. Financial behaviour of households in terms of the accumulation of savings is infl uenced  by numerous factors, both internal, i.e. connected directly with a given household, and external, independent of it. The aim of this paper was to analyse savings behaviour of households of farmers as compared to the other socio-economicgroups in Poland in the years 2003 and 2013. Analyses were conducted on saving propensity, savings rates, and objectives and forms of savings accumulation by households of various socio-economic groups. Analyses showed that in 2013, saving propensity and savings rates in households of farmers were relatively low in comparison to other household groups. In households of farmers the objective of savings was, more frequently than in the other socio-economic groups of households, to ensure provisions for running consumption expenditure, purchase durable goods and expand their economic activity. In contrast, in comparison to the other households, farmers less frequently saved money for recreation and physical therapy.

Program-oriented approach to resource saving issues in construction materials industry

Directory of Open Access Journals (Sweden)

Novikova Galina

2017-01-01

Full Text Available The construction as a sector of the economy is one of the largest consumers of energy resources, and the building materials industry is today one of the most energy-intensive construction industry. At the enterprises of the building materials industry the different approaches and methods are used to solve resource and energy problems. Energy saving is considered not as an complex approach in the enterprise activity, but as activity for the implementation of specific energy-saving projects, which have limitations in time and in resources. The authors suggest to use a softwareoriented approach to solving the problems of resource and energy saving. For practical application of program-oriented approach we offer to use a structuring method of the decision-making, not previously used to solve problems of resource and energy saving.

Understanding the spectrum of residential energy-saving behaviours: French evidence using disaggregated data

International Nuclear Information System (INIS)

Belaïd, Fateh; Garcia, Thomas

2016-01-01

Analysing household energy-saving behaviours is crucial to improve energy consumption predictions and energy policy making. How should we quantitatively measure them? What are their determinants? This study explores the main factors influencing residential energy-saving behaviours based on a bottom-up multivariate statistical approach using data from the recent French PHEBUS survey. Firstly, we assess energy-saving behaviours on a one-dimension scale using IRT. Secondly, we use linear regression with an innovative variable selection method via adaptive lasso to tease out the effects of both macro and micro factors on the behavioural score. The results highlight the impact of five main attributes incentivizing energy-saving behaviours based on cross-variable analyses: energy price, household income, education level, age of head of household and dwelling energy performance. In addition, our results suggest that the analysis of the inverted U-shape impact of age enables the expansion of the energy consumption life cycle theory to energy-saving behaviours. - Highlights: • We examine the main factors influencing residential energy-saving behaviours. • We use data from the recent French PHEBUS survey. • We use IRT to assess energy-saving behaviours on a one-dimension scale. • We use linear regression with an innovative variable selection method via adaptive lasso. • We highlight the impact of five main attributes incentivizing energy-saving behaviours.

Textiles industry: Potential saving of 30%, from improving operation management

Energy Technology Data Exchange (ETDEWEB)

Lee, Y.S. [Korea Energy Management Corporation, Songnam (Korea, Republic of)

1998-04-01

In order to pass over the age of IMF wisely, we should remove all swollen bubbles of the past boldly, design life that is within one`s means, and realize saving and austerity in daily life. As a part of these countermeasures, several plans are needed for energy saving, and Korea Energy Management Corp. has been continuously carrying out energy management diagnosis targeting enterprises that consume energy. This study tries to provide a little help to the business by introducing attentive matters needed in advising energy technology as well as the diagnosis case of energy and analyzing the current condition of advising energy saving technology.

Dynamic stochastic accumulation model with application to pension savings management

Directory of Open Access Journals (Sweden)

Melicherčik Igor

2010-01-01

Full Text Available We propose a dynamic stochastic accumulation model for determining optimal decision between stock and bond investments during accumulation of pension savings. Stock prices are assumed to be driven by the geometric Brownian motion. Interest rates are modeled by means of the Cox-Ingersoll-Ross model. The optimal decision as a solution to the corresponding dynamic stochastic program is a function of the duration of saving, the level of savings and the short rate. Qualitative and quantitative properties of the optimal solution are analyzed. The model is tested on the funded pillar of the Slovak pension system. The results are calculated for various risk preferences of a saver.

Esboço para a História da Esquerda no Brasil

Directory of Open Access Journals (Sweden)

Antonio Ozaí da Silva

2009-12-01

Full Text Available O que é esquerda? É a partir dessa questão que analisamos, de maneira sintética, a trajetória da esquerda brasileira, das origens à formação do Partido dos Trabalhadores. A “era petista” inaugura uma nova fase para a militância dos movimentos sociais e da esquerda brasileira. Assim, na parte final, enfatizamos, sem a preocupação de concluir ou dar a palavra final, os dilemas e desafios do tempo presente. O objetivo é contribuir para o estudo e a reflexão sobre a história da esquerda brasileira e sua práxis na contemporaneidade. Nesta perspectiva, nos concentramos sobre a esquerda que se reivindica marxista e vinculada a esta tradição política e ideológica.

Cost-savings of community water fluoridation program; Kerman, Iran, 2016

Directory of Open Access Journals (Sweden)

Ali Eskandarizadeh

2017-04-01

CONCLUSION: This study indicates significant annual savings from CWFP; additional savings could be achieved if this program is implemented in other regions. We could also receive even more if this program is integrated with other public oral health programs such as screening school children, community dentistry and oral health education.

Sphincter Saving Surgery in Low Rectal Carcinoma in a Resource ...

African Journals Online (AJOL)

Background: Surgery is the principal modality of treatment of rectal carcinoma in order to achieve cure. Sphincter saving surgery improves the quality of life of patients with low rectal carcinoma. Aim: To report a case of sphincter saving low anterior resection for low rectal cancer with hand sown colorectal anastomosis

How to save money on medicines

Science.gov (United States)

U.S. Food and Drug Administration (FDA) website. Saving money on prescription drugs. www.fda.gov/Drugs/EmergencyPreparedness/BioterrorismandDrugPreparedness/ucm134215.htm . Updated May 4, 2016. Accessed October 14, 2016. U.S. Food and Drug ...

Save the Boulders Beach Penguins

Science.gov (United States)

Sheerer, Katherine; Schnittka, Christine

2012-01-01

Maybe it's the peculiar way they walk or their cute little suits, but students of all ages are drawn to penguins. To meet younger students' curiosity, the authors adapted a middle-school level, penguin-themed curriculum unit called Save the Penguins (Schnittka, Bell, and Richards 2010) for third-grade students. The students loved learning about…

Energy savings potential from improved building controls for the US commercial building sector

Energy Technology Data Exchange (ETDEWEB)

Fernandez, Nick; Katipamula, Srinivas; Wang, Weimin; Xie, Yulong; Zhao, Mingjie

2017-09-27

The U.S. Department of Energy’s (DOE’s) Building Technologies Office (BTO) sponsored a study to determine the potential national savings achievable in the commercial building sector through widespread deployment of best practice controls, elimination of system and component faults, and use of better sensing. Detailed characterization of potential savings was one source of input to set research, development, and deployment (RD&D) goals in the field of building sensors and controls. DOE’s building energy simulation software, EnergyPlus, was employed to estimate the potential savings from 34 measures in 9 building types and across 16 climates representing almost 57% of commercial building sector energy consumption. In addition to estimating savings from individual measures, three packages of measures were created to estimate savings from the packages. These packages represented an 1) efficient building, 2) typical building, and 3) inefficient building. To scale the results from individual measures or a package to the national scale, building weights by building type and climate locations from the Energy Information Administration’s 2012 Commercial Building Energy Consumption Survey (CBECS) were used. The results showed significant potential for energy savings across all building types and climates. The total site potential savings from individual measures by building type and climate location ranged between 0% and 25%. The total site potential savings by building type aggregated across all climates (using the CBECS building weights) for each measure varied between 0% and 16%. The total site potential savings aggregated across all building types and climates for each measure varied between 0% and 11%. Some individual measures had negative savings because correcting underlying operational problems (e.g., inadequate ventilation) resulted in increased energy consumption. When combined into packages, the overall national savings potential is estimated to be 29

Energy saving certificates: an improved instrument

International Nuclear Information System (INIS)

2016-02-01

This report first presents Energy Saving Certificates as one of among other instruments aimed at reducing energy consumption, and indicates how the French consumer is concerned. The benefits of this instrument are outlined: low cost, autonomy, awareness-raising, quantitative assessment of achieved energy savings. Its objectives and results since its creation in 2006 are commented, and the report outlines that this type of instrument is spreading over Europe. The authors show that its efficiency has been improved along the years due to a periodic review of standardised operation sheets, a simplification of the declaration, and an optimization of related programmes. Besides, targets have been better identified. The report outlines that assessment and controls must however be strengthened in order to reduce financial risks and potential drifts. Answers to this report by the concerned minister and ADEME are provided

Consumption and Savings of First Time House Owners

DEFF Research Database (Denmark)

Ejarque, João; Leth-Petersen, Søren

We characterize savings behavior around the point of the first house purchase. Using a panel data set with income and wealth information on Danish first-time house owners we document that households save for the down payment, mortgage to the limit, run down liquid assets at purchase, and adjust...... to adverse income shocks occurring just after the purchase by reducing consumption. We build a model that replicates these observations, show that the preference parameters are identified from the data, and estimate them. Based on the estimated model house buying significantly reduces the ability to smooth...

The M77 Highway: saving lives and money.

Science.gov (United States)

Crane, Evan O T; Augustine, Angelica; Tait, Gavin R

2008-09-01

Upgrading of a stretch of the A77, a major road in South West Scotland to Highway status has resulted in a significant reduction in the incidence of serious and fatal road traffic accidents on a major international route. Notwithstanding the pain and suffering prevented, the annual economic savings amount to over pound 6.1 Million ($12.14 M/euro 7.96 M) The Highway, with an effective central reservation barrier, will pay for itself in 17 years and will continue to prevent serious injury and save lives.

CROSS LAYER COORDINATED ENERGY SAVING STRATEGY IN MANET

Institute of Scientific and Technical Information of China (English)

Xu Li; Zheng Baoyu

2003-01-01

Mobile Ad hoc NETwork (MANET) consists of a set of mobile hosts which can operate independently without infrastructure base stations. Energy saving is a critical issue for MANET since most mobile hosts will operate on battery powers. A cross layer coordinated framework for energy saving is proposed in this letter. On-demand power management, physical layer and medium access control layer dialogue based multi-packet reception, mobile agent based topology discovery and topology control based transmit power-aware and battery power-aware dynamic source routing are some of new ideas in this framework.

75 FR 181 - Application for Conversion From: (a) OTS-Regulated, State-Chartered Savings Association to...

Science.gov (United States)

2010-01-04

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Application for Conversion From: (a) OTS-Regulated, State- Chartered Savings Association to Federal Savings Association; (b) National Bank, Commercial Bank, State Savings Bank, or Credit Union to Federal Savings Association; (c) State Mutual Holding...

75 FR 10560 - Application for Conversion From: (a) OTS-Regulated, State-Chartered Savings Association to...

Science.gov (United States)

2010-03-08

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Application for Conversion From: (a) OTS-Regulated, State- Chartered Savings Association to Federal Savings Association; (b) National Bank, Commercial Bank, State Savings Bank, or Credit Union to Federal Savings Association; (c) State Mutual Holding...

Energy conservation, energy efficiency and energy savings regulatory hypotheses - taxation, subsidies and underlying economics

Energy Technology Data Exchange (ETDEWEB)

Trumpy, T. [International Legal Counsel, Brussels (Belgium)

1995-12-01

More efficient use of energy resources can be promoted by various regulatory means, i.e., taxation, subsidies, and pricing. Various incentives can be provided by income and revenue tax breaks-deductible energy audit fees, energy saving investment credits, breaks for energy saving entrepreneurs, and energy savings accounts run through utility accounts. Value added and excise taxes can also be adjusted to reward energy saving investments and energy saving entrepreneurial activity. Incentives can be provided in the form of cash refunds, including trade-in-and-scrap programs and reimbursements or subsidies on audit costs and liability insurance. Pricing incentives include lower rates for less energy use, prepayment of deposit related to peak load use, electronically dispatched multiple tariffs, savings credits based on prior peak use, and subsidized {open_quotes}leasing{close_quotes} of more efficient appliances and lights. Credits, with an emphasis on pooling small loans, and 5-year energy savings contracts are also discussed.

Effects of external debt on national savings in Botswana | Oageng ...

African Journals Online (AJOL)

The main objective of the study was to investigate the effects of external debt on national savings in Botswana using time series economic tools for the period 1980-2014. Annual data for Savings as percentage of GDP, GDP per capita, Exports as percentage of GDP, Exchange rates, Gross Fixed Capital Formation as ...

The satisfaction of developing a project of electrical energy saving; La satisfaccion de desarrollar un proyecto de ahorro de energia electrica

Energy Technology Data Exchange (ETDEWEB)

Arreola Suarez, Alejandro [Hotel Club Marival, Nuevo Vallarta, Nayarit (Mexico)

2002-09-01

The projects for the energy saving in hotels represent a great opportunity to reduce the operation costs in the demand and consumption of electrical energy, since the existing facilities can take advantage of new technologies in illumination, air conditioning, refrigeration and heating. By their constitution, the hotels work the year around uninterruptedly and must provide all type of services to the guests and working personnel, which originates that they consume great amounts of energy in air conditioning, lightning, laundry, etc., since the prestige of the installation depends on it. [Spanish] Los proyectos para el ahorro de energia en hoteles representan una gran oportunidad para reducir costos de operacion en la demanda y consumo de energia electrica, ya que las instalaciones existentes pueden aprovechar nuevas tecnologias en iluminacion, aire acondicionado, refrigeracion y calefaccion. Por su constitucion, los hoteles trabajan ininterrumpidamente todo el ano y deben proporcionar toda clase de servicios a los huespedes y personal que labora, lo cual origina que consuman grandes cantidades de energia en aire acondicionado, iluminacion, lavanderia, etc., pues de ello depende el prestigio de la instalacion.

Promoting cooperative federalism through state shared savings.

Science.gov (United States)

Weil, Alan

2013-08-01

The Affordable Care Act is transforming American federalism and creating strain between the states and the federal government. By expanding the scale of intergovernmental health programs, creating new state requirements, and setting the stage for increased federal fiscal oversight, the act has disturbed an uneasy truce in American federalism. This article outlines a policy proposal designed to harness cooperative federalism, based on the shared state and federal desire to control health care cost growth. The proposal, which borrows features of the Medicare Shared Savings Program, would provide states with an incentive in the form of an increased share of the savings they generate in programs that have federal financial participation, as long as they meet defined performance standards.

Energy Saving Potential of PCMs in Buildings under Future Climate Conditions

Directory of Open Access Journals (Sweden)

Abdo Abdullah Ahmed Gassar

2017-11-01

Full Text Available Energy consumption reduction under changing climate conditions is a major challenge in buildings design, where excessive energy consumption creates an economic and environmental burden. Improving thermal performance of the buildings through support applying phase change material (PCM is a promising strategy for reducing building energy consumption under future climate change. Therefore, this study aims to investigate the energy saving potentials in buildings under future climate conditions in the humid and snowy regions in the hot continental and humid subtropical climates of the east Asia (Seoul, Tokyo and Hong Kong when various PCMs with different phase change temperatures are applied to a lightweight building envelope. Methodology in this work is implemented in two phases: firstly, investigation of energy saving potentials in buildings through inclusion of three types of PCMs with different phase temperatures into the building envelop separately and use weather file in the present (2017; and, secondly, evaluation of the effect of future climate change on the performance of PCMs by analyzing energy saving potentials of PCMs with 2020, 2050 and 2080 weather data. The results show that the inclusion of PCM into the building envelope is a promising strategy to increase the energy performance in buildings during both heating and cooling seasons in Seoul, Tokyo and Hong Kong under future climate conditions. The energy savings achieved by using PCMs in those regions are electricity savings of 4.48–8.21%, 3.81–9.69%, and 1.94–5.15%, and gas savings of 1.65–16.59%, 7.60–61.76%, and 62.07–93.33% in Seoul, Tokyo and Hong Kong, respectively, for the years 2017, 2020, 2050 and 2080. In addition, BioPCM and RUBITHERMPCM are the most efficient for improving thermal performance and saving energy in buildings in the tested regions and years.

209 Effect of Cooperatives on the Savings Behaviour of Members in ...

African Journals Online (AJOL)

First Lady

2013-01-28

Jan 28, 2013 ... impacted positively on the savings behavior of members. .... On a second side, savings can be actively planned in binding agreements, like .... theory based on the permanent income over the life-cycle of a household, and.

Carbon savings resulting from the cooling effect of green areas: A case study in Beijing

International Nuclear Information System (INIS)

Lin Wenqi; Wu Tinghai; Zhang Chengguo; Yu Ting

2011-01-01

Green areas cool the climate of a city, reduce the energy consumption caused by the urban heat island (UHI) effect, and bring along carbon savings. However, the calculation of carbon savings due to the cooling effect of green areas is still not well understood. We have used a Landsat Enhanced Thematic Mapper Plus (ETM+) image of Beijing, to identify the cooled areas, compute the possible energy used to maintain the temperature differences between cooled areas and their surrounding heated areas, and calculate the carbon savings owing to the avoidance of energy use. Results show that a total amount of 14315.37 tons carbon savings was achieved in the study area and the amount was related to the biomass, the size and the shape of green areas. These results demonstrate the importance of carbon savings resulting from green areas' cooling effect. - Highlights: → We provide an integral equation for the calculation of energy conservation and carbon savings. → We show that carbon savings is partly influenced by green areas' features. → A strong correlation between biomass, size and shape of green areas and carbon savings. - An integral equation for the calculation of energy conservation and carbon savings; Showing that carbon savings is partly influenced by green areas' features.

Estimated incident cost savings in shipping due to inspections.

Science.gov (United States)

Knapp, Sabine; Bijwaard, Govert; Heij, Christiaan

2011-07-01

The effectiveness of safety inspections of ships has been analysed from various angles, but until now, relatively little attention has been given to translate risk reduction into incident cost savings. This paper provides a monetary quantification of the cost savings that can be attributed to port state control inspections and industry vetting inspections. The dataset consists of more than half a million ship arrivals between 2002 and 2007 and contains inspections of port state authorities in the USA and Australia and of three industry vetting regimes. The effect of inspections in reducing the risk of total loss accidents is estimated by means of duration models, in terms of the gained probability of survival. The monetary benefit of port state control inspections is estimated to range, on average, from about 70 to 190 thousand dollars, with median values ranging from about 20 to 45 thousand dollars. Industry inspections have even higher benefits, especially for tankers. The savings are in general higher for older and larger vessels, and also for vessels with undefined flag and unknown classification society. As inspection costs are relatively low in comparison to potential cost savings, the results underline the importance of determining ships with relatively high risk of total loss. Copyright © 2011 Elsevier Ltd. All rights reserved.

Water Savings of Crop Redistribution in the United States

Directory of Open Access Journals (Sweden)

Kyle Frankel Davis

2017-01-01

Full Text Available Demographic growth, changes in diet, and reliance on first-generation biofuels are increasing the human demand for agricultural products, thereby enhancing the human pressure on global freshwater resources. Recent research on the food-water nexus has highlighted how some major agricultural regions of the world lack the water resources required to sustain current growth trends in crop production. To meet the increasing need for agricultural commodities with limited water resources, the water use efficiency of the agricultural sector must be improved. In this regard, recent work indicates that the often overlooked strategy of changing the crop distribution within presently cultivated areas offers promise. Here we investigate the extent to which water in the United States could be saved while improving yields simply by replacing the existing crops with more suitable ones. We propose crop replacement criteria that achieve this goal while preserving crop diversity, economic value, nitrogen fixation, and food protein production. We find that in the United States, these criteria would greatly improve calorie (+46% and protein (+34% production and economic value (+208%, with 5% water savings with respect to the present crop distribution. Interestingly, greater water savings could be achieved in water-stressed agricultural regions of the US such as California (56% water savings, and other western states.

Analyzing Vehicle Fuel Saving Opportunities through Intelligent Driver Feedback

Energy Technology Data Exchange (ETDEWEB)

Gonder, J.; Earleywine, M.; Sparks, W.

2012-06-01

Driving style changes, e.g., improving driver efficiency and motivating driver behavior changes, could deliver significant petroleum savings. This project examines eliminating stop-and-go driving and unnecessary idling, and also adjusting acceleration rates and cruising speeds to ideal levels to quantify fuel savings. Such extreme adjustments can result in dramatic fuel savings of over 30%, but would in reality only be achievable through automated control of vehicles and traffic flow. In real-world driving, efficient driving behaviors could reduce fuel use by 20% on aggressively driven cycles and by 5-10% on more moderately driven trips. A literature survey was conducted of driver behavior influences, and pertinent factors from on-road experiments with different driving styles were observed. This effort highlighted important driver influences such as surrounding vehicle behavior, anxiety over trying to get somewhere quickly, and the power/torque available from the vehicle. Existing feedback approaches often deliver efficiency information and instruction. Three recommendations for maximizing fuel savings from potential drive cycle improvement are: (1) leveraging applications with enhanced incentives, (2) using an approach that is easy and widely deployable to motivate drivers, and (3) utilizing connected vehicle and automation technologies to achieve large and widespread efficiency improvements.

Internal Control of Derivatives Usage by Spanish Savings Banks: An Empirical Survey

Directory of Open Access Journals (Sweden)

Ana Fernández-Laviada

2007-12-01

Full Text Available Global derivatives activity continues to expand although they have provided some of the most devastating financial disasters. The debate on their regulation has always been present and is still unresolved. However, without undervaluing the importance of regulation and the usefulness of an adequate external control, a sound internal control system is essential to prevent new financial scandals. First of all, this paper, through the review of existing recommendations, rules, regulation and academic literature, studies and analyses the need and importance of internal control in derivative usage for risk management. And secondly, through a questionnaire about established policies, procedures and internal controls, it provides evidence related to its usage and control by Spanish savings banks.El uso de los derivados sigue en expansión a pesar de haber ocasionado alguno de los mayoresescándalos financieros.El debate sobre su regulación, todavía sin resolver, ha estado siempre presente. No obstante,y sin menospreciar la importancia de la regulación y la utilidad de un adecuado controlexterno, un buen sistema de control interno es esencial para prevenir nuevos desastres.Este trabajo, en primer lugar, a través de la revisión de las recomendaciones, normas,regulación y literatura académica existente, estudia y analiza la necesidad e importancia delcontrol interno en el uso de los derivados para la gestión del riesgo. Y en segundo lugar, através de un cuestionario sobre las políticas, procedimientos y controles internos establecidos,aporta evidencia sobre el uso y control de los mismos por las cajas de ahorros españolas.

Domestic saving mobilisation and small business creation: The case of Cameroon

Directory of Open Access Journals (Sweden)

LC Forje

2014-07-01

Full Text Available Promoting savings and providing a basis for lending to the poor is a growing concern in many developing countries. Cameroon has a culture of savings mobilisation known as njangi/tontine. The njangi is contributions given to members in a rotating form at the end of every sitting, and tontine is voluntary savings held by the group. This study reveals that njangi/tontine groups only lend money to group members and suggests that a micro village bank known as MC2 could be used as guarantor to ensure that group monies lent to non-group members are repaid. Encouragement and improvement in the function of such voluntary savings could promote the creation of small businesses in the country.  The Cameroonian government needs to improve fighting corruption and a functional justice system to ensure security.

Goal clarity and financial planning activities as determinants of retirement savings contributions.

Science.gov (United States)

Stawski, Robert S; Hershey, Douglas A; Jacobs-Lawson, Joy M

2007-01-01

Retirement counselors, financial service professionals, and retirement intervention specialists routinely emphasize the importance of developing clear goals for the future; however, few empirical studies have focused on the benefits of retirement goal setting. In the present study, the extent to which goal clarity and financial planning activities predict retirement savings practices was examined among 100 working adults. Path analysis techniques were used to test two competing models, both of which were designed to predict savings contributions. Findings provide support for the model in which retirement goal clarity is a significant predictor of planning practices, and planning, in turn, predicts savings tendencies. Two demographic variables-income and age-were also revealed to be important elements of the model, with income accounting for roughly half of the explained variance in savings contributions. The results of this study have implications for the development of age-based models of planning, as well as implications for retirement counselors and financial planners who advise workers on long-term saving strategies.

Making the results of bottom-up energy savings comparable

Directory of Open Access Journals (Sweden)

Moser Simon

2012-01-01

Full Text Available The Energy Service Directive (ESD has pushed forward the issue of energy savings calculations without clarifying the methodological basis. Savings achieved in the Member States are calculated with rather non-transparent and hardly comparable Bottom-up (BU methods. This paper develops the idea of parallel evaluation tracks separating the Member States’ issue of ESD verification and comparable savings calculations. Comparability is ensured by developing a standardised BU calculation kernel for different energy efficiency improvement (EEI actions which simultaneously depicts the different calculation options in a structured way (e.g. baseline definition, system boundaries, double counting. Due to the heterogeneity of BU calculations the approach requires a central database where Member States feed in input data on BU actions according to a predefined structure. The paper demonstrates the proposed approach including a concrete example of application.

State Regulation of the Savings Market Within the Context of “New Economy” Imperatives

Directory of Open Access Journals (Sweden)

Valeriya Viktorovna Litvin

2015-12-01

Full Text Available In the conditions of “new economy” which today is being shaped due to unprecedented progress of science and technology, and information revolution, we observe significant intensification of insecurity and instability risks as well as scaling-up and devastating impact of the downturn. Financial security of many countries and stable functioning of the national savings schemes are under threat which makes impossible expanded reproduction and further social welfare growth. In addition, over the last decades the financial component of crises has gained its role, new financial technologies and assets have become the key reason for the downturn. In this regard, the study of new potential threats of savings market volatility as a savings system core acquires special relevance. Based on the analysis of the main imperfections of savings market under the conditions of new economy, this article defines and analyzes priority directions of the state activity targeted at ensuring sustainability of the national savings system. The author outlines the scope of legal regulation for the savings market, reveals the peculiarities of its monopolization in the conditions of globalization taking into account specifics of this process on the post-industrial stage of civilization development. Manifestations of external effects in savings market have been investigated as well as mechanisms of neutralizing the negative externalities and encouraging positive ones. Both implications of information incomplete character and internalities referring to it have been examined. The methods to increase market savings saturation with information have been considered. The role of state guarantees to ensure sustainability and stability of the national savings systems development has been shown. Performance criteria for institutions in charge to guarantee savings return have been defined. Directions of improving the state system of safeguards have been offered. Mechanism of

Comparison of Software Models for Energy Savings from Cool Roofs

Energy Technology Data Exchange (ETDEWEB)

New, Joshua Ryan [ORNL; Miller, William A [ORNL; Huang, Yu (Joe) [White Box Technologies; Levinson, Ronnen [Lawrence Berkeley National Laboratory (LBNL)

2014-01-01

A web-based Roof Savings Calculator (RSC) has been deployed for the United States Department of Energy as an industry-consensus tool to help building owners, manufacturers, distributors, contractors and researchers easily run complex roof and attic simulations. This tool employs modern web technologies, usability design, and national average defaults as an interface to annual simulations of hour-by-hour, whole-building performance using the world-class simulation tools DOE-2.1E and AtticSim in order to provide estimated annual energy and cost savings. In addition to cool reflective roofs, RSC simulates multiple roof and attic configurations including different roof slopes, above sheathing ventilation, radiant barriers, low-emittance roof surfaces, duct location, duct leakage rates, multiple substrate types, and insulation levels. A base case and energy-efficient alternative can be compared side-by-side to estimate monthly energy. RSC was benchmarked against field data from demonstration homes in Ft. Irwin, California; while cooling savings were similar, heating penalty varied significantly across different simulation engines. RSC results reduce cool roofing cost-effectiveness thus mitigating expected economic incentives for this countermeasure to the urban heat island effect. This paper consolidates comparison of RSC s projected energy savings to other simulation engines including DOE-2.1E, AtticSim, Micropas, and EnergyPlus, and presents preliminary analyses. RSC s algorithms for capturing radiant heat transfer and duct interaction in the attic assembly are considered major contributing factors to increased cooling savings and heating penalties. Comparison to previous simulation-based studies, analysis on the force multiplier of RSC cooling savings and heating penalties, the role of radiative heat exchange in an attic assembly, and changes made for increased accuracy of the duct model are included.

ICU early physical rehabilitation programs: financial modeling of cost savings.

Science.gov (United States)

Lord, Robert K; Mayhew, Christopher R; Korupolu, Radha; Mantheiy, Earl C; Friedman, Michael A; Palmer, Jeffrey B; Needham, Dale M

2013-03-01

To evaluate the potential annual net cost savings of implementing an ICU early rehabilitation program. Using data from existing publications and actual experience with an early rehabilitation program in the Johns Hopkins Hospital Medical ICU, we developed a model of net financial savings/costs and presented results for ICUs with 200, 600, 900, and 2,000 annual admissions, accounting for both conservative- and best-case scenarios. Our example scenario provided a projected financial analysis of the Johns Hopkins Medical ICU early rehabilitation program, with 900 admissions per year, using actual reductions in length of stay achieved by this program. U.S.-based adult ICUs. Financial modeling of the introduction of an ICU early rehabilitation program. Net cost savings generated in our example scenario, with 900 annual admissions and actual length of stay reductions of 22% and 19% for the ICU and floor, respectively, were $817,836. Sensitivity analyses, which used conservative- and best-case scenarios for length of stay reductions and varied the per-day ICU and floor costs, across ICUs with 200-2,000 annual admissions, yielded financial projections ranging from -$87,611 (net cost) to $3,763,149 (net savings). Of the 24 scenarios included in these sensitivity analyses, 20 (83%) demonstrated net savings, with a relatively small net cost occurring in the remaining four scenarios, mostly when simultaneously combining the most conservative assumptions. A financial model, based on actual experience and published data, projects that investment in an ICU early rehabilitation program can generate net financial savings for U.S. hospitals. Even under the most conservative assumptions, the projected net cost of implementing such a program is modest relative to the substantial improvements in patient outcomes demonstrated by ICU early rehabilitation programs.

Evaluation of energy saving in large scale projects in domestic lighting; Evaluacion del ahorro de energia en proyectos de gran escala en alumbrado domestico

Energy Technology Data Exchange (ETDEWEB)

Valera Negrete, Adrian [Comision Federal de Electricidad, Mexico, D.F. (Mexico)

2001-07-01

The present work shows the methodology and the necessary parameters are indicated to evaluate the energy saving and the reduction of power demand obtained, by the large scale projects of substitution of incandescent lamps by compact, circular fluorescent and globe type lamps in the domestic sector. [Spanish] El presente trabajo muestra la metodologia y se indican los parametros necesarios para evaluar el ahorro de energia y reduccion de la demanda de potencia obtenidos, por los proyectos de gran escala de sustitucion de focos incandescentes por lamparas fluorescentes compactas, circulares y tipo globo en el sector domestico.

Energy Saving and Efficient Energy Use By Power Electronic Systems

DEFF Research Database (Denmark)

Blaabjerg, Frede; Wang, Huai; Davari, Pooya

2017-01-01

In the development of the modern society, one of the key factors is to save energy in order to become more independent of other energy resources. Two important approaches can be taken—one is to change behavior and thereby save energy—the second one is to develop new technology which is able to sa...

The link between individual expectations and savings: Do nursing home expectations matter?

DEFF Research Database (Denmark)

Kleinjans, Kristin J.; Lee, Jinkook

these expectations and savings behavior, using data from the Health and Retirement Study. We find a clear relation between subjective expectations and probability of future nursing home entry, and a positive effect of these expectations on savings behavior. Surprisingly, we find no difference of this effect...... by wealth group, so it seems that Medicaid eligibility in the context of nursing home entry plays no factor in the decision to save....

Design of energy saving monitoring system on isothermal oilless lubricated air compressor

Science.gov (United States)

Ma, S. N.; Liu, Q.; Xu, B. L.; Liu, Y.; Hu, F.

2017-10-01

This design introduces a kind of STM32F051C8T6 circuit monitoring system which is based on the ARM core. According to the operating principle of air compressor, the reduction of temperature and current is converted to save electricity and directly displayed, save electricity information stored at the same time, to achieve real-time monitoring air compressor energy saving effect in the process of operation.

Targeting utility customers to improve energy savings from conservation and efficiency programs

International Nuclear Information System (INIS)

Taylor, Nicholas W.; Jones, Pierce H.; Kipp, M. Jennison

2014-01-01

Highlights: • Improving DSM program impacts by targeting high energy users. • DSM energy savings potential hinges on pre-participation performance. • Targeting can benefit different utilities and energy efficiency programs. • Overall performance can be improved by up to 250% via targeting strategies. - Abstract: Electric utilities, government agencies, and private interests in the US have committed and continue to invest substantial resources – including billions of dollars of financial capital – in the pursuit of energy efficiency and conservation through demand-side management (DSM) programs. While most of these programs are deemed to be cost effective, and therefore in the public interest, opportunities exist to improve cost effectiveness by targeting programs to those customers with the greatest potential for energy savings. This article details an analysis of three DSM programs offered by three Florida municipal electric utilities to explore such opportunities. First, we estimate programs’ energy savings impacts; second, we measure and compare energy savings across subgroups of program participants as determined by their pre-intervention energy performance, and third, we explore potential changes in program impacts that might be realized by targeting specific customers for participation in the DSM programs. All three programs resulted in statistically significant average (per-participant) energy savings, yet average savings varied widely, with the customers who performed best (i.e., most efficient) before the intervention saving the least energy and those who performed worst (i.e., least efficient) before the intervention saving the most. Assessment of alternative program participation scenarios with varying levels of customer targeting suggests that program impacts could be increased by as much as 80% for a professional energy audit program, just over 100% for a high-efficiency heat pump upgrade program, and nearly 250% for an attic insulation

78 FR 36189 - Formations of, Acquisitions by, and Mergers of Savings and Loan Holding Companies

Science.gov (United States)

2013-06-17

... FEDERAL RESERVE SYSTEM Formations of, Acquisitions by, and Mergers of Savings and Loan Holding... CFR part 239), and all other applicable statutes and regulations to become a savings and loan holding... savings association and nonbanking companies owned by the savings and loan holding company, including the...

Methodology for carrying out energy diagnosis in auxiliaries systems in thermal electrical central stations; Metodologia para realizar un diagnostico energetico en sistemas auxiliares de centrales termoelectricas

Energy Technology Data Exchange (ETDEWEB)

Nebradt Garcia, Jesus [Comision Federal de Electricidad (CFE), Mexico, D. F. (Mexico); Rojas Hidalgo, Ismael; Huante Perez, Liborio [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1998-12-31

One of the potential areas for energy saving in Central Electric Power Plants are the auxiliaries system, so as to based in a preliminary energy diagnosis and considering that energy saving measures would be taken, going from the instrumentation, operational changes in equipment, as well as in using velocity variators in motors, it turns out to be that the energy consumption of auxiliaries at 75% load in a 150 MW thermal power plant varies from 3% to 4% and for the case of a 350 MW power plant the energy consumption of the auxiliaries represents 2 to 3.5%. Nowadays this consumption are above 6%. Considering that the country has 40 units with capacities varying from 150 to 350 MW, the economical and the fuel saving would be substantial. This paper will present a summary of the methodology to be used to carry out this type of projects. [Espanol] Una de las areas potenciales de ahorro de energia en centrales termoelectricas son los sistemas auxiliares, de tal manera que basados en un diagnostico energetico preliminar y considerando que se aplicarian las medidas de ahorro de energia que van desde la instrumentacion, cambios operativos en equipos, asi como el uso de variadores de velocidad en motores, se tienen que los consumos de auxiliares para un 75% de carga en una central termoelectrica de 150 MW varian desde un 3% hasta un 4% y para el caso de una central termoelectrica de 350 MW, el consumo de auxiliares representa del 2 al 3.5%. Hoy en dia dichos consumos estan por encima del 6%. Si consideramos que el pais cuenta con 40 unidades que varian desde 150 MW hasta 350 MW, entonces los ahorros economicos y de combustible serian impactantes. La presente ponencia mostrara un resumen de la metodologia a emplear para la realizacion de este tipo de proyectos.

Methodology for carrying out energy diagnosis in auxiliaries systems in thermal electrical central stations; Metodologia para realizar un diagnostico energetico en sistemas auxiliares de centrales termoelectricas

Energy Technology Data Exchange (ETDEWEB)

Nebradt Garcia, Jesus [Comision Federal de Electricidad (CFE), Mexico, D. F. (Mexico); Rojas Hidalgo, Ismael; Huante Perez, Liborio [Instituto de Investigaciones Electricas, Cuernavaca (Mexico)

1999-12-31

One of the potential areas for energy saving in Central Electric Power Plants are the auxiliaries system, so as to based in a preliminary energy diagnosis and considering that energy saving measures would be taken, going from the instrumentation, operational changes in equipment, as well as in using velocity variators in motors, it turns out to be that the energy consumption of auxiliaries at 75% load in a 150 MW thermal power plant varies from 3% to 4% and for the case of a 350 MW power plant the energy consumption of the auxiliaries represents 2 to 3.5%. Nowadays this consumption are above 6%. Considering that the country has 40 units with capacities varying from 150 to 350 MW, the economical and the fuel saving would be substantial. This paper will present a summary of the methodology to be used to carry out this type of projects. [Espanol] Una de las areas potenciales de ahorro de energia en centrales termoelectricas son los sistemas auxiliares, de tal manera que basados en un diagnostico energetico preliminar y considerando que se aplicarian las medidas de ahorro de energia que van desde la instrumentacion, cambios operativos en equipos, asi como el uso de variadores de velocidad en motores, se tienen que los consumos de auxiliares para un 75% de carga en una central termoelectrica de 150 MW varian desde un 3% hasta un 4% y para el caso de una central termoelectrica de 350 MW, el consumo de auxiliares representa del 2 al 3.5%. Hoy en dia dichos consumos estan por encima del 6%. Si consideramos que el pais cuenta con 40 unidades que varian desde 150 MW hasta 350 MW, entonces los ahorros economicos y de combustible serian impactantes. La presente ponencia mostrara un resumen de la metodologia a emplear para la realizacion de este tipo de proyectos.

Save energy - for industry

International Nuclear Information System (INIS)

Anon.

1983-01-01

The article is an interview with Glenn Bjorklund, Vice President of SCalEd (Southern California Edison). The variations in Californian power demand and public electricity consumption habits are explained, together with types of power source used in electricity production. Questions are posed concerning SCalEd's energy saving strategy. The political implications of electricity charge changes are discussed. The planned energy resources for 1982-1992 are given with nuclear power being the largest contributor. (H.J.P./G.T.H.)

Evaluation of realised energy savings with simulation models. A new policy tool for the Netherlands

Energy Technology Data Exchange (ETDEWEB)

Boonekamp, P.G.M. [ECN Policy Studies, Petten (Netherlands)

2013-01-15

This report describes a new analysis tool for the evaluation of realised energy savings, and effects of savings policy, in the Netherlands. It aims to meet the information needs of policymakers, both at national and EU level, using the monitoring results of the NL Agency. The system builds on the Protocol Monitoring Energy Savings to calculate realised savings. The innovation consists of the option to adjust energy models per sector, as already used for scenario analysis, to simulate past developments. The simulations can estimate total savings and assess the contribution of policy measures. The detailed simulation approach also enables the decomposition of energy trends into volume-effects due to growth, structural effects such as fuel substitution and import/exports, and various saving effects. As the modeling system is already used for the analysis of future trends, it enables a good comparison between ex-ante (expected) savings and ex-post (realised) savings. Finally, the system enables a faster delivery of calculation results than presently is the case.

Retirement savings and decision errors: lessons from behavioral economics

OpenAIRE

Philip Armour; Mary C. Daly

2008-01-01

Long gone are the days when most American workers could rely on their employers to manage their retirement savings. Today, most people handle their retirement portfolios themselves, gaining the right and responsibility to determine their own best strategies. Research on retirement planning suggests, however, that many fall short of consensus targets for optimal savings and investment. While part of the shortfall is explained by information gaps and income constraints, research in behavioral e...

Maintaining a Viable Energy Savings Performance Contract

National Research Council Canada - National Science Library

Weber, Katherine L; Huckeby, Michael A

2005-01-01

Substantial amounts of information are available on Energy Savings Performance Contract award requirements, measurement, and verification, but we have found very little information on the day-to-day...

Communication Can Save Lives PSA (:60)

Centers for Disease Control (CDC) Podcasts

This 60 second public service announcement (PSA) is based on the August 2015 CDC Vital Signs report. Antibiotic-resistant germs cause at least 23,000 deaths each year. Learn how public health authorities and health care facilities can work together to save lives.

The thermal insulating materials and its coatings for underground piping; Los aislamientos termicos y sus recubrimientos para tuberias subterraneos

Energy Technology Data Exchange (ETDEWEB)

Salcido Lopez, Salvador [Aislantes Minerales, S. A. de C. V. Mexico, D. F. (Mexico)

1994-12-31

Energy Saving through the adequate selection and application of the thermal insulating materials, as well as its coatings for underground piping conducting fluids, both at high and at low temperature. The benefits are outlined at economical level for the investor as well as at ecological level (of vital importance today) and are observed as practical examples in industrial and commercial processes. [Espanol] Ahorro de energeticos mediante la adecuada seleccion y aplicacion de los aislamientos termicos, asi como de sus recubrimientos para tuberias subterraneas que conducen fluidos tanto en alta como en baja temperatura. Los beneficios son destacados tanto a nivel economico para el inversionista, como a nivel ecologico (de vital importancia en la actualidad), y son observados con ejemplos practicos en procesos industriales y comerciales.

Replacement or additional purchase: The impact of energy-efficient appliances on household electricity saving under public pressures

International Nuclear Information System (INIS)

Mizobuchi, Kenichi; Takeuchi, Kenji

2016-01-01

This study examined the influence of additional and replacement purchases of energy-efficient air-conditioners on power savings. We used a questionnaire survey and measured electricity use data from 339 Japanese households, collected from two city areas with different level of government-requested electricity-saving rates, namely, Osaka (10%) and Matsuyama (5%). The main findings of our study are as follows: (1) Households that purchased energy-efficient air-conditioners saved more electricity than those that did not. (2) “Additional-purchase households” showed significant energy savings, whereas “replacement households” did not. The rebound effect may negate the energy-saving effects of a new air-conditioner. (3) Altruistic attitude is associated with more active participation in power saving. (4) Households in Osaka saved more electricity than those in Matsuyama, probably because the government call to save electricity was more forceful. - Highlights: •Energy efficient air conditioner purchases affect household power savings. •Additional air conditioner purchase led to significant energy savings. •Replacement units did not produce more savings than non-purchase. • “Electricity conservation directives” amount had a significant power-saving effect. •Altruistic households were more likely to cooperate with power-saving requests.

Estimating customer electricity savings from projects installed by the U.S. ESCO industry

Energy Technology Data Exchange (ETDEWEB)

Carvallo, Juan Pablo [Lawrence Berkeley National Laboratory (LBNL), Berkeley, CA (United States); Larsen, Peter H. [Lawrence Berkeley National Laboratory (LBNL), Berkeley, CA (United States); Goldman, Charles A. [Lawrence Berkeley National Laboratory (LBNL), Berkeley, CA (United States)

2014-11-25

The U.S. energy service company (ESCO) industry has a well-established track record of delivering substantial energy and dollar savings in the public and institutional facilities sector, typically through the use of energy savings performance contracts (ESPC) (Larsen et al. 2012; Goldman et al. 2005; Hopper et al. 2005, Stuart et al. 2013). This ~$6.4 billion industry, which is expected to grow significantly over the next five years, may play an important role in achieving demand-side energy efficiency under local/state/federal environmental policy goals. To date, there has been little or no research in the public domain to estimate electricity savings for the entire U.S. ESCO industry. Estimating these savings levels is a foundational step in order to determine total avoided greenhouse gas (GHG) emissions from demand-side energy efficiency measures installed by U.S. ESCOs. We introduce a method to estimate the total amount of electricity saved by projects implemented by the U.S. ESCO industry using the Lawrence Berkeley National Laboratory (LBNL) /National Association of Energy Service Companies (NAESCO) database of projects and LBNL’s biennial industry survey. We report two metrics: incremental electricity savings and savings from ESCO projects that are active in a given year (e.g., 2012). Overall, we estimate that in 2012 active U.S. ESCO industry projects generated about 34 TWh of electricity savings—15 TWh of these electricity savings were for MUSH market customers who did not rely on utility customer-funded energy efficiency programs (see Figure 1). This analysis shows that almost two-thirds of 2012 electricity savings in municipal, local and state government facilities, universities/colleges, K-12 schools, and healthcare facilities (i.e., the so-called “MUSH” market) were not supported by a utility customer-funded energy efficiency program.

Savings potential of ENERGY STAR (registered trademark) voluntary labeling programs

International Nuclear Information System (INIS)

Webber, Carrie A.; Brown, Richard E.

1998-01-01

In 1993 the U.S. Environmental Protection Agency (EPA) introduced ENERGY STAR (registered trademark), a voluntary labeling program designed to identify and promote energy-efficient products. Since then EPA, now in partnership with the U.S. Department of Energy (DOE), has introduced programs for more than twenty products, spanning office equipment, residential heating and cooling equipment, new homes, commercial and residential lighting, home electronics, and major appliances. We present potential energy, dollar and carbon savings forecasts for these programs for the period 1998 to 2010. Our target market penetration case represents our best estimate of future ENERGY STAR savings. It is based on realistic market penetration goals for each of the products. We also provide results under the assumption of 100% market penetration; that is, we assume that all purchasers buy ENERGY STAR-compliant products instead of standard efficiency products throughout the analysis period. Finally, we assess the sensitivity of our target penetration case forecasts to greater or lesser marketing success by EPA and DOE, lower-than-expected future energy prices, and higher or lower rates of carbon emission by electricity generators. The potential savings of ENERGY STAR are substantial. If all purchasers chose Energy Star-compliant products instead of standard efficiency products over the next 15 years, they would save more than$100 billion on their energy bills during those 15 years. (Bill savings are in 1995 dollars, discounted at a 4% real discount rate.)

Theoretical, Methodological, and Empirical Approaches to Cost Savings: A Compendium

Energy Technology Data Exchange (ETDEWEB)

M Weimar

1998-12-10

This publication summarizes and contains the original documentation for understanding why the U.S. Department of Energy's (DOE's) privatization approach provides cost savings and the different approaches that could be used in calculating cost savings for the Tank Waste Remediation System (TWRS) Phase I contract. The initial section summarizes the approaches in the different papers. The appendices are the individual source papers which have been reviewed by individuals outside of the Pacific Northwest National Laboratory and the TWRS Program. Appendix A provides a theoretical basis for and estimate of the level of savings that can be" obtained from a fixed-priced contract with performance risk maintained by the contractor. Appendix B provides the methodology for determining cost savings when comparing a fixed-priced contractor with a Management and Operations (M&O) contractor (cost-plus contractor). Appendix C summarizes the economic model used to calculate cost savings and provides hypothetical output from preliminary calculations. Appendix D provides the summary of the approach for the DOE-Richland Operations Office (RL) estimate of the M&O contractor to perform the same work as BNFL Inc. Appendix E contains information on cost growth and per metric ton of glass costs for high-level waste at two other DOE sites, West Valley and Savannah River. Appendix F addresses a risk allocation analysis of the BNFL proposal that indicates,that the current approach is still better than the alternative.

TRENDS IN RETIREMENT SAVING: EVIDENCE FROM AN ONLINE SURVEY OF ROMANIAN HOUSEHOLDS

Directory of Open Access Journals (Sweden)

GURAN (TEODORESCU ILEANA

2015-04-01

Full Text Available In the context of the population aging and the demographic crisis throughout Europe and the developed world, the public pension systems will become increasingly strained as the proportion of pensioners to the working population will continue to increase. Empirical evidence shows that individuals fail to save enough for retirement to compensate for the less than optimal level of public pensions, and thus are facing the risk of a decrease in the standard of living in their post-retirement years. This larger context makes the study of retirement saving behavior an important matter. The objective of this paper is to document current trends in retirement saving behavior from the data collected through an online survey of Romanian households. The survey was distributed as an online questionnaire that collected 1285 of responses. The survey’s objective was to document households’ financial situation, as well as other psychological and social factors that might explain saving behavior. The analysis of the survey results indicates that there is a gap between intentions and actions when it comes to retirement saving. This gap and the resulting suboptimal retirement saving rates are explained in behavioral economics literature by anomalies in the inter-temporal choices of individuals, subject to self-control issues. We will see to what extent this gap is due to self-control issues and to what extent it is explained by the current financial situation of individuals. We will also conclude about possible retirement saving behavior influencing factors and motives.

Segmentation analysis of financial savings markets through the lens of psycho-demographics

Directory of Open Access Journals (Sweden)

Tendy Matenge

2016-08-01

Full Text Available Purpose: This study seeks to contribute to the discourse of financial savings market segmentation. The study explores different segments of savers on the basis of demographic and psychographic characteristics that are unique to each segment relying on the perspectives of a sample of consumers of financial saving programmes. Design/methodology/approach: Principles of perceptual mapping were used to analyse 33 semi-structured interviews that gathered data on the participants’ psychographic make-up such as personal values, motives for saving, attitudes towards savings and perceived conditions of savings. Findings: Eight distinct segments emerged on each psychographic characteristic based on the participants’ demographics of income, gender and age. However, only five were sizeable enough to be interpreted, being three segments from the males’ category and two from the females’ category. The three segments that emerged within the male category are young low-income earners (YoLI, young high-income earners (YoHI and old high-income earners (OHI while the two female segments include YoLI and OHI. The most sizeable segment of savers in both gender-based categories is one of old adults who have a high income. These segments vary in terms of values, motives and perceptions. Originality/value: The study suggests that a multi-dimensional approach of segmenting financial savings markets is more effective, as neither the demographic nor the psychographic segmentation can fully describe the saving behaviour of consumers. Research implications: The findings of the present study provide strategic communication implications for financial institutions for the respective segments.

About "Save the Children Committee (India)".

Science.gov (United States)

1996-01-01

This article describes the activity among charitable committees to provide education and shelter to orphans and homeless children in India. "Save The Children Committee" of the All India Women's Conference began operations during the Bengal famine of 1943 by providing shelter to children who were homeless or did not know where their parents were. The Bengal Relief Committee also provided shelters, which later became Children's Homes, which were operated by the Save The Children Committee. Funding support for the homes came from individual donors and organizations. The Bengal government provided Rs.25/month/child for 450 children. Children's homes were set up in Phola, Mymensingh, and Brahmanberia, in the present day Bangladesh, and in Bankura. The Committee took over homes in Mahishadal, Khagda, and Belbeni. After 1948, the Children's Homes in East Pakistan were transferred to India. In 1952, several Children's Committees merged. Funds were supplied by international organizations. Government support levels varied over time. Schools for orphans changed from an emphasis on self-reliance and work to ordinary schooling. Brief descriptions are provided for homes at Pifa, Mangalgunge in Bongaon Subdivision, Thakurpukur in 24-Parganas, and Khagda in Midnapore district. For example, the home at Khagda was begun by the Bengal Relief Committee at the time of the famine of 1944. Save The Children Committee took over its operations in 1946. It is now a home for 21 boys. The boys have access to a good high school, have achieved academically, and received respect from the community.

Automated procedures for sizing aerospace vehicle structures /SAVES/

Science.gov (United States)

Giles, G. L.; Blackburn, C. L.; Dixon, S. C.

1972-01-01

Results from a continuing effort to develop automated methods for structural design are described. A system of computer programs presently under development called SAVES is intended to automate the preliminary structural design of a complete aerospace vehicle. Each step in the automated design process of the SAVES system of programs is discussed, with emphasis placed on use of automated routines for generation of finite-element models. The versatility of these routines is demonstrated by structural models generated for a space shuttle orbiter, an advanced technology transport,n hydrogen fueled Mach 3 transport. Illustrative numerical results are presented for the Mach 3 transport wing.

Energy-saving operation of a converter-fed synchronous machine

Energy Technology Data Exchange (ETDEWEB)

Schmidt, I.; Veszpremi, K. [Technical University of Budapest, Department of Electrical Machines and Drives, Budapest (Hungary)

1997-12-31

In the Converter-Fed Synchronous Machine (CFSM) there is no need for forced commutation the CL and CF converters operate with line commutation, the CM is commutated by the machine voltages. This drive is applied mainly for large power and high speed controlled drives. Considering the large power, the investigation of energy-saving operation is important. As in the DC and the induction motor drives the energy-saving operation is implemented by flux control. (orig.) 6 refs.

Uranium savings on a once through PWR fuel cycle

International Nuclear Information System (INIS)

Cupo, J.V.

1980-01-01

A number of alternatives which have the greatest potential for near term savings with minimum plant and fuel modifications have been examined at Westinghouse as part of continued internal assessment and part of NASAP study conducted for DOE pertaining to uranium utilization in a once through PWR fuel cycle. The alternatives which could be retrofitted to existing reactors were examined in more detail in the evaluation since they would have the greater near term impact on U savings

You Owe It to Yourself: Boosting Retirement Saving with a Responsibility-Based Appeal

Science.gov (United States)

Bryan, Christopher J.; Hershfield, Hal E.

2012-01-01

Americans are not saving enough for retirement. Previous research suggests that this is due, in part, to people's tendency to think of the future self as more like another person than like the present self, making saving feel like giving money away rather than like investing in oneself. Using objective employer saving data, a field experiment…

Savings for the Poor

OpenAIRE

Ignacio Mas

2010-01-01

This paper reviews the relevance of formal financial services – in particular, savings – to poor people, the economic factors that have hindered the mass-scale delivery of such services in developing countries, and the technology-based opportunities that exist today to make massive gains in financial inclusion. It also highlights the benefits to government from universal financial access, as well as the key policy enablers that would need to be put in place to allow the necessary innovati...

7 CFR 272.11 - Systematic Alien Verification for Entitlements (SAVE) Program.

Science.gov (United States)

2010-01-01

... 7 Agriculture 4 2010-01-01 2010-01-01 false Systematic Alien Verification for Entitlements (SAVE... FOR PARTICIPATING STATE AGENCIES § 272.11 Systematic Alien Verification for Entitlements (SAVE... and Naturalization Service (INS), in order to verify the validity of documents provided by aliens...

Mending Hearts and Building Bridges: The Save a Child's Heart Foundation

NARCIS (Netherlands)

Sasson, L.; Tamir, A.; Houri, S.; Betawe, A.; Darwazah, A.K.; Kapusta, L.; Pivnick, L.E.; Goldman, B.G.

2016-01-01

CONTEXT: Save a Child's Heart addresses the challenges of heart care for children in underdeveloped countries. OBJECTIVE: Save a Child's Heart has created a center of excellence for pediatric cardiac care at the Wolfson Medical Center in Israel, helped develop partner sites for evaluation and

Using dew points to estimate savings during a planned cooling shutdown

Science.gov (United States)

Friedlein, Matthew T.; Changnon, David; Musselman, Eric; Zielinski, Jeff

2005-12-01

In an effort to save money during the summer of 2003, Northern Illinois University (NIU) administrators instituted a four-day working week and stopped air conditioning buildings for the three-day weekends (Friday through Sunday). Shutting down the air conditioning systems caused a noticeable drop in electricity usage for that part of the campus that features in our study, with estimated total electricity savings of 1,268,492 kilowatt-hours or 17% of the average usage during that eight-week period. NIU's air conditioning systems, which relied on evaporative cooling to function, were sensitive to dew point levels. Greatest savings during the shutdown period occurred on days with higher dew points. An examination of the regional dew point climatology (1959 2003) indicated that the average summer daily dew point for 2003 was 14.9°C (58.8°F), which fell in the lowest 20% of the distribution. Based on the relationship between daily average dew points and electrical usage, a predictive model that could estimate electrical daily savings was created. This model suggests that electrical savings related to any future three-day shutdowns over summer could be much greater in more humid summers. Studies like this demonstrate the potential value of applying climatological information and of integrating this information into practical decision-making.

Enthalpy estimation for thermal comfort and energy saving in air conditioning system

International Nuclear Information System (INIS)