WorldWideScience

Sample records for risk rating agencies

  1. Global financial crisis, banking crisis and first country risk in the viewpoint of domestic risk rating agencies

    Directory of Open Access Journals (Sweden)

    Dr.Sc. Ingrid Shuli

    2012-06-01

    Full Text Available In a period of dire financial crisis, with which all countries seem to cope, it seemed interesting to analyse the assessment of the risk for our country, viewed from the vantage point of our domestic rating agencies, but also compared to assessments made to our country by international rating agencies, such as Moody’s rating agency, Standard & Poor rating agency, Fitch ratings agency etc. The objective of this study is to recognize indicators and factors affecting the risk assessment and rating of a country, and evaluate whether there has been an impact of the financial crisis faced by other countries in the rating given to Albanian by domestic and foreign agencies. We stopped at the history of earlier financial crisis development to understand bewtter what is happening in this financial crisis. We shall develop upon a wide existing literature, and a range of credible resources such as the IMF, the World Bank, the International Institute of Finance, Economic Intelligence Unit, and local official data sources, eg. The Bank of Albania and INSTAT.

  2. 76 FR 16570 - Interest Rate Risk

    Science.gov (United States)

    2011-03-24

    ... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 741 RIN 3133-AD66 Interest Rate Risk AGENCY... regulations to require Federally insured credit unions to have a written policy addressing interest rate risk... Risk Management for Credit Unions with Large Positions in Fixed Rate Mortgages; 06-CU-16 Inter-Agency...

  3. Predicting Agency Rating Migrations with Spread Implied Ratings

    OpenAIRE

    Jianming Kou; Dr Simone Varotto

    2005-01-01

    Investors traditionally rely on credit ratings to price debt instruments. However, rating agencies are known to be prudent in their approach to rating revisions, which results in delayed ratings adjustments to mutating credit conditions. For a large set of eurobonds we derive credit spread implied ratings and compare them with the ratings issued by rating agencies. Our results indicate that spread implied ratings often anticipate future movement of agency ratings and hence could help track cr...

  4. Rating agencies : Role and influence of their sovereign credit risk assessment in the Eurozone

    NARCIS (Netherlands)

    Eijffinger, S.C.W.

    2012-01-01

    In this article, the role of credit rating agencies (CRAs) during the 2010–11 EU sovereign debt crisis is assessed. It is concluded that rating agencies lag behind markets, that their business model is flawed, and that the lack of competition renders the big three CRAs with too strong a market

  5. Credit ratings and CEO risk-taking incentives

    NARCIS (Netherlands)

    Kuang, Y.; Qin, B.

    2013-01-01

    This study examines the sophistication of rating agencies in incorporating managerial risk-taking incentives into their credit risk evaluation. We measure risk-taking incentives using two proxies: the sensitivity of managerial wealth to stock return volatility (vega) and the sensitivity of

  6. Rating agencies: role and influence of their sovereign credit risk assessment in the Euro area

    OpenAIRE

    Sibert, Anne

    2012-01-01

    Credit ratings have a huge impact on the access to and costs of funding, regardless whether the rated entity is a private enterprise or a sovereign borrower. Since the beginning of the financial crisis there has been a vivid and controversial debate about methods, timing and procedures used by these agencies. In this compilation of five notes provided by members of the Monetary Expert Panel the role of the rating agencies and their influence on the euro area is discussed in more detail.

  7. Regulatory agencies and regulatory risk

    OpenAIRE

    Knieps, Günter; Weiß, Hans-Jörg

    2008-01-01

    The aim of this paper is to show that regulatory risk is due to the discretionary behaviour of regulatory agencies, caused by a too extensive regulatory mandate provided by the legislator. The normative point of reference and a behavioural model of regulatory agencies based on the positive theory of regulation are presented. Regulatory risk with regard to the future behaviour of regulatory agencies is modelled as the consequence of the ex ante uncertainty about the relative influence of inter...

  8. 75 FR 13145 - SBA Lender Risk Rating System

    Science.gov (United States)

    2010-03-18

    ... SMALL BUSINESS ADMINISTRATION [Docket No. SBA-2010-0004] SBA Lender Risk Rating System AGENCY: Small Business Administration. ACTION: Notice; extension of comment period and correction. SUMMARY: On... of Credit Risk Management, U.S. Small Business Administration, 409 Third Street, SW., 8th Floor...

  9. The Impact of the Rating Agencies' Through-the-cycle Methodology on Rating Dynamics

    NARCIS (Netherlands)

    Altman, E.I.; Rijken, H.A.

    2005-01-01

    Surveys on the use of agency credit ratings reveal that some investors believe that credit-rating agencies are relatively slow in adjusting their ratings. A well-accepted explanation for this perception on rating timeliness is the through-the-cycle methodology that agencies use. Through-the-cycle

  10. Interconnectivity among Assessments from Rating Agencies: Using Cluster and Correlation Analysis

    OpenAIRE

    Krejčíř, Jaroslav; Doubravsky, Karel; Dostál, Petr

    2014-01-01

    The aim of this paper is to determine whether there is a dependency among leading rating agencies assessments. Rating agencies are important part of global economy. Great attention has been paid to activities of rating agencies since 2007, when there was a financial crisis. One of the main causes of this crisis was identified credit rating agencies. This paper is focused on an existence of mutual interconnectivity among assessments from three leading rating agencies. The method used for this ...

  11. ROLE, INTERESTS AND CRITICS OF CREDIT RATING AGENCIES

    Directory of Open Access Journals (Sweden)

    Suzana Baresa

    2012-06-01

    Full Text Available Key role of credit rating agencies is reducing the asymmetry information about credit quality (of governments, business entities or securities between issuers and investors, and ensuring a common standard of measuring the creditworthiness. Credit rating agencies are engaged in the sale of opinions about creditworthiness in the form of an alphabetical letter or symbol, which represents a unique ranking. Their opinion is not a guarantee, but it largely dictates the costs and the profits in the financial markets. This work shows the influence of credit rating agencies to investors and publishers, and their role as market regulators. Conflict of interest is a fundamental problem, which is caused by their way of doing business, it arises from their two main objectives: profit and market regulation, which will be explored in the work. Looking back in history credit rating agencies often selected goal of making a profit at the cost of market regulation, therefore they have caused the collapse of the market, and founded themselves criticized by the public.

  12. Interconnectivity among Assessments from Rating Agencies: Using Cluster and Correlation Analysis

    Directory of Open Access Journals (Sweden)

    Jaroslav Krejčíř

    2014-09-01

    Full Text Available The aim of this paper is to determine whether there is a dependency among leading rating agencies assessments. Rating agencies are important part of global economy. Great attention has been paid to activities of rating agencies since 2007, when there was a financial crisis. One of the main causes of this crisis was identified credit rating agencies. This paper is focused on an existence of mutual interconnectivity among assessments from three leading rating agencies. The method used for this determines is based on cluster analysis and subsequently correlation analysis and the test of independence. Credit rating assessments of Greece and Spain were chosen to the determination of this mutual interconnectivity due to the fact that these countries are most talked euro­area countries. The significant dependence of the assessment from different rating agencies has been demonstrated.

  13. The development trends of credit rating agencies activity in Russia

    Directory of Open Access Journals (Sweden)

    L. E. Galyaeva

    2016-01-01

    Full Text Available The process and the prospects of development of the rating industry in the country are examined in the article. The author analyzes the influence of sovereign Russian credit rating decrease by the world’s leading rating agencies at the beginning of 2015 on financial sector of the country. Politically motivated international credit rating agencies ratings hinder the development of the Russian financial system. That’s why particular attention is paid to the rejection of dependence on the international credit rating agencies ratings and the appearance of a new strong and powerful national credit agency on the Russian market. The problems concerned with speculative estimates of the Russian investment potential. The author points some possible ways to recover from the crisis by involving inner agencies instead of international ones. Special attention is devoted to the existent legislative modifications. Never the less, speaking about the prospects and the future of the leading agencies, it is significant that their work will be relevant in long term due to the increasing uncertainty of the external environment. Moreover the necessity of investing funds in different objects intensifies which leads to the investors and depositors needs of investing. The presented information may be interesting for further profound exploration of the issues, identify the range of problems to be solved by international ratings of the issuers and their securities. In addition, the information proposed in the article can be also served as a basis for further comparison of the activity of international and national agencies in terms of the services offered.

  14. Herding Behavior and Rating Convergence among Credit Rating Agencies : Evidence from the Subprime Crisis

    NARCIS (Netherlands)

    Lugo, Stefano; Croce, Annalisa; Faff, Robert

    2015-01-01

    This article examines how credit rating agencies (CRAs) react to rating decisions on mortgage-backed securities by rival agencies in the aftermath of the subprime crisis. While Fitch is on average the first mover, Moody’s and S&P perform more timely downgrades given a downgrade or a more severe

  15. 76 FR 79379 - Risk-Based Capital Guidelines: Market Risk; Alternatives to Credit Ratings for Debt and...

    Science.gov (United States)

    2011-12-21

    ..., China, France, Germany, Hong Kong SAR, India, Indonesia, Italy, Japan, Korea, Luxembourg, Mexico, the..., the legislative history of section 939A focuses on the conflicts of interest of credit rating agencies... illustrates how CDS spreads and CRCs could be used together to assign specific risk-weighting factors. In...

  16. Agency costs and income taxation

    Directory of Open Access Journals (Sweden)

    Ulrich Schmidt

    2012-03-01

    Full Text Available This paper analyzes agency costs and the moral hazard problem in the presence of income taxation. As basic framework, income taxes are integrated in the hidden action model of agency theory. In the case of symmetric information no agency costs occur, i.e. optimal risk-sharing can be achieved, if and only if the tax is proportional. It is well-known that asymmetric information causes a welfare loss, termed agency costs, even if no taxes are imposed. Introducing a proportional income tax now increases (decreases these agency costs if the agent exhibits decreasing (increasing absolute risk aversion. Additionally, we show that non-proportional taxes cause higher (lower agency costs than a proportional tax if the agent’s marginal tax rate exceeds (is smaller than the marginal tax rate of the principal.

  17. Social Support and Personal Agency in At-Risk Mothers

    Directory of Open Access Journals (Sweden)

    María José Rodrigo

    2011-04-01

    Full Text Available This study investigated: a mothers´ use and satisfaction with informal and formal supports in at-risk psychosocial contexts, and b the relationships between satisfaction with help and the mothers´ perception of their role (personal agency. Self-report data about the use and satisfaction with sources of help, and levels of internal control, self-efficacy, couple agreement, role difficulty and motivation for change were obtained from 519 mothers referred by Social Services and 519 non-referred mothers. Results indicated that at-risk mothers relied less upon close informal support and more on formal support than non atrisk mothers. They were also more satisfied with the formal sources of support and had lower levels of personal agency. There were beneficial effects of satisfaction with informal help and school support on several aspects of personal agency for both groups. However, satisfaction with school and social services support had a detrimental effect on couple agreement in the at-risk group. Implications of the results for providing social support to at-risk families are discussed.

  18. Corporate interest rate risk management with derivatives in Australia: empirical results

    Directory of Open Access Journals (Sweden)

    Luiz Augusto Ferreira Carneiro

    2008-04-01

    Full Text Available Financial and insurance theories explain that large widely-held corporations manage corporate risks if doing so is costective to reduce frictional costs such as taxes, agency costs and financial distress costs. A large number of previous empirical studies, most in the U.S., have tested the hypotheses underlying corporate risk management with financial derivative instruments. In order to quantify corporate hedge demand, most previous studies have used the ratio of principal notional amount of derivatives to company size, although they recognize that company size is not an appropriate proxy for financial risk. This paper analyzes the interest-rate-risk hedge demand by Australian companies, measured through the ratio of principal notional amount of interest rate derivatives to interest-rate-riskbearing liabilities. Modern panel data methods are used, with two panel data sets from 1998 to 2003 (1102 and 465 observations, respectively. Detailed information about interest-rate-risk exposures was available after manual data collection from financial annual reports, which was only possible due to specific reporting requirements in Australian accounting standards. Regarding the analysis of the extent of hedge, our measurement of interest-rate-risk exposures generates some significant results di erent from those found in previous studies. For example, this study shows that total leverage (total debt ratio is not significantly important to interest-rate-risk hedge demand and that, instead, this demand is related to the specific risk exposure in the interest bearing part of the firms liabilities. This study finds significant relations of interest-rate-risk hedge to company size, floating-interest-rate debt ratio, annual log returns, and company industry type (utilities and non-banking financial institutions.

  19. Balancing risk, interpersonal intimacy and agency: perspectives from marginalised women in Zambia.

    Science.gov (United States)

    Davis, Lwendo Moonzwe; Kostick, Kristin Marie

    2018-05-15

    Women are most exposed to sexual health risks within their marital relationships, primarily due to the sexually risky behaviours of their spouses. Studies show that expanding agency is critical for women to mitigate both physical and sexual health risks and is linked to increased psycho-social well-being and economic independence. Drawing on qualitative and quantitative primary data collected from a peri-urban community in Zambia, this paper explores how women exert agency in a community where few educational and economic opportunities and substantial food insecurity exacerbate women's risk for HIV within their marital relationships. It also examines how expressions of agency within marital unions can reduce HIV risk exposure and lead to socio-economic benefits. However, expressions of agency can also create physical, psycho-social and sexual health risks, particularly when spouses do not support independent decision-making and actions that women consider necessary to support the household and maintain intimacy. Findings highlight the importance of community involvement and addressing harmful socio-cultural norms to foster the realisation of women's agency.

  20. Ratings of Sovereign Risk and the Macroeconomics Fundamentals of the countries: a Study Using Artificial Neural Networks

    Directory of Open Access Journals (Sweden)

    Osvaldo Cândido da Silva Filho

    2009-05-01

    Full Text Available To minimize the consequences of asymmetric information, the sovereign risk ratings are instruments that constitute a key piece in the determination of credit market conditions, essential to the growth of developing countries like Brazil. In the present work we studied based on macroeconomics foundations, a classification to sovereign risk ratings realized by the ratings agencies finding the classification using Artificial Neural Networks. We observed homogeneity degree between the attributions of agencies and macroeconomics foundations in the countries of sample which four of foundations seem to be more directly connected with these attributions. After, in a comparative static exercise, we use the model to make simulations of scenarios of the credit external conditions for the Brazilian economy, changing the macroeconomics foundations which we noted that agencies expected for more per capita income increasing and decrease of public debt. (Full article in Portuguese only

  1. Credit rating agencies: who are they and do we need them? | Naik ...

    African Journals Online (AJOL)

    , hardly anything is known about credit rating agencies. In this matter-of-fact article, the authors lay bare the ABC's of rating agencies, how they operate and what informs the (sometimes death) sentences they pass on countries.

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COLUMBIA COUNTY, WISCONSIN, USA - MIP Columbia Portion Baraboo River Watershed RiskMap DFIRM Update

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk;...

  3. 78 FR 52962 - 60-Day Notice of Proposed Information Collection: Housing Finance Agency Risk-Sharing Program

    Science.gov (United States)

    2013-08-27

    ... Information Collection: Housing Finance Agency Risk-Sharing Program AGENCY: Office of the Assistant Secretary... Finance Agency Risk- Sharing Program. OMB Approval Number: 2502-0500. Type of Request (i.e. new, revision... Secretary to implement risk sharing with State and local housing finance agencies (HFAs). Under this program...

  4. 46 CFR 308.551 - War risk insurance clearing agency agreement for cargo, Form MA-321.

    Science.gov (United States)

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false War risk insurance clearing agency agreement for cargo... EMERGENCY OPERATIONS WAR RISK INSURANCE War Risk Cargo Insurance Iv-General § 308.551 War risk insurance... American War Risk Agency or MARAD. ...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DODGE COUNTY, WISCONSIN, USA - MIP Dodge Portion Upper Rock River Watershed RiskMap DFIRM Update

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk;...

  6. 41 CFR 102-80.50 - Are Federal agencies responsible for identifying/estimating risks and for appropriate risk...

    Science.gov (United States)

    2010-07-01

    ... Environmental Management Risks and Risk Reduction Strategies § 102-80.50 Are Federal agencies responsible for... identify and estimate safety and environmental management risks and appropriate risk reduction strategies... responsible for identifying/estimating risks and for appropriate risk reduction strategies? 102-80.50 Section...

  7. 7 CFR 2.44 - Administrator, Risk Management Agency and Manager, Federal Crop Insurance Corporation.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Administrator, Risk Management Agency and Manager... Secretary for Farm and Foreign Agricultural Services to the Administrator, Risk Management Agency, and... for the transaction of the business of the Federal Crop Insurance Corporation and the Risk Management...

  8. 78 FR 65696 - 30-Day Notice of Proposed Information Collection: Housing Finance Agency Risk-Sharing Program

    Science.gov (United States)

    2013-11-01

    ... Information Collection: Housing Finance Agency Risk-Sharing Program AGENCY: Office of the Chief Information... Information Collection: Housing Finance Agency Risk- Sharing Program. OMB Approval Number: 2502-0500. Type of... housing finance agencies (HFAs). Under this program, HUD provides full mortgage insurance on multifamily...

  9. 78 FR 64145 - 30-Day Notice of Proposed Information Collection: Housing Finance Agency Risk-Sharing Program

    Science.gov (United States)

    2013-10-25

    ... Information Collection: Housing Finance Agency Risk-Sharing Program AGENCY: Office of the Chief Information... Title of Information Collection: Housing Finance Agency Risk- Sharing Program. OMB Approval Number: 2502... sharing with State and local housing finance agencies (HFAs). Under this program, HUD provides full...

  10. Home health agency work environments and hospitalizations.

    Science.gov (United States)

    Jarrín, Olga; Flynn, Linda; Lake, Eileen T; Aiken, Linda H

    2014-10-01

    An important goal of home health care is to assist patients to remain in community living arrangements. Yet home care often fails to prevent hospitalizations and to facilitate discharges to community living, thus putting patients at risk of additional health challenges and increasing care costs. To determine the relationship between home health agency work environments and agency-level rates of acute hospitalization and discharges to community living. Analysis of linked Center for Medicare and Medicaid Services Home Health Compare data and nurse survey data from 118 home health agencies. Robust regression models were used to estimate the effect of work environment ratings on between-agency variation in rates of acute hospitalization and community discharge. Home health agencies with good work environments had lower rates of acute hospitalizations and higher rates of patient discharges to community living arrangements compared with home health agencies with poor work environments. Improved work environments in home health agencies hold promise for optimizing patient outcomes and reducing use of expensive hospital and institutional care.

  11. How information resources are used by state agencies in risk assessment applications - Illinois

    Energy Technology Data Exchange (ETDEWEB)

    Olson, C.S.

    1990-12-31

    The Environmental Protection Agency of the State of Illinois (Illinois EPA) has programs in water, air, and land pollution and water supplies paralleling those of the US Environmental Protection Agency (EPA). The organization is part of a tripartite arrangement in which the Pollution Control Board is the judicial arm, the Department of Energy and Natural Resources is the research arm, and the Illinois EPA is the enforcement arm. Other state agencies are also concerned with various aspects of the environment and may do risk assessments for chemicals. Although there are various risk assessment activities, both formal and informal, in our agency and in others, this paper will discuss only recent initiatives in water quality criteria.

  12. Credit Rating Agencies, Financial Regulations and the Capital Markets

    NARCIS (Netherlands)

    K. Shahzad (Khurram)

    2013-01-01

    textabstractThis thesis studies the role of credit rating agencies (CRAs) in capital markets, and the effects of two important regulatory decisions that are taken to improve the quality of information available to the capital markets. In particular, this thesis examines a) the importance of credit

  13. Federal Workforce: Attrition Rates at Ex-Im Bank and Similar Agencies

    National Research Council Canada - National Science Library

    Hess, James

    1997-01-01

    The Ex-Im Bank's mission is to assist U.S. exporters by offering a wide range of financing at terms competitive with those of other governments' export financing agencies and absorbing risks that the private sector is reluctant to cover...

  14. Credit rating agencies – too big to fail?

    OpenAIRE

    Coors, Corinna

    2012-01-01

    This article examines the reforms introduced in the US and the EU to limit the power of credit rating agencies and address their organisational and structural problems that were exposed by the global financial crisis. It discusses the relevant provisions of the US Dodd-Frank Wall Street Reform and Consumer Protection Act 2010 and notes their current stage of implementation. Summarises the measures introduced by Regulation 513/2011.

  15. 13 CFR 120.1015 - Risk Rating System.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Risk Rating System. 120.1015 Section 120.1015 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Supervision § 120.1015 Risk Rating System. (a) Risk Rating. SBA may assign a Risk Rating...

  16. Agency Theory, Futures Markets and Risk Shifting in Commodity Marketing Channels

    NARCIS (Netherlands)

    Kuwornu, J.K.M.; Kuiper, W.E.; Pennings, J.M.E.; Meulenberg, M.T.G.

    2004-01-01

    This paper applies agency theory to access risk shifting between the principal (marketing firms) and the agent (farmers) in a food marketing channel. It compares the case in which there is a futures market available for the risk-averse agents with the case in which there is no futures trading. The

  17. Do Credit Rating Agencies Add to the Dynamics of Emerging Market Crises?

    NARCIS (Netherlands)

    Kraussl, R.G.W.

    2005-01-01

    This study investigates the role of credit rating agencies in international financial markets. With an index of speculative market pressure it is analyzed whether sovereign ratings changes have an impact on the financial stability in emerging market economies. The event study analysis indicates that

  18. Management of interest rate risk

    Directory of Open Access Journals (Sweden)

    Šabović Šerif

    2014-01-01

    Full Text Available Interest rate risk is one of the biggest and most dangerous risks that a bank is exposed to. When a change of interest rates occurs, the incomes of a bank based on credits and securities endure significant changes. Banks resources also endure some changes. The change of interest rates changes the value of the assets and liabilities of the bank and it's net and investment worth . The change of interest rates also affects bank's balance sheet, income sheet statement and bank's share capital.

  19. 76 FR 33028 - Agency Information Collection (Requirements for Interest Rate Reduction Refinancing Loans...

    Science.gov (United States)

    2011-06-07

    ... (Requirements for Interest Rate Reduction Refinancing Loans) Activity Under OMB Review AGENCY: Veterans Benefits...: Requirements for Interest Rate Reduction Refinancing Loans. OMB Control Number: 2900-0601. Type of Review..., insured, or direct loan with a new loan at a lower interest rate provided that the veteran still owns the...

  20. 41 CFR 102-80.55 - Are Federal agencies responsible for managing the execution of risk reduction projects?

    Science.gov (United States)

    2010-07-01

    ... Management Risks and Risk Reduction Strategies § 102-80.55 Are Federal agencies responsible for managing the... 41 Public Contracts and Property Management 3 2010-07-01 2010-07-01 false Are Federal agencies responsible for managing the execution of risk reduction projects? 102-80.55 Section 102-80.55 Public...

  1. Let the IRIS Bloom:Regrowing the integrated risk information system (IRIS) of the U.S. Environmental Protection Agency.

    Science.gov (United States)

    Dourson, Michael L

    2018-05-03

    The Integrated Risk Information System (IRIS) of the U.S. Environmental Protection Agency (EPA) has an important role in protecting public health. Originally it provided a single database listing official risk values equally valid for all Agency offices, and was an important tool for risk assessment communication across EPA. Started in 1986, IRIS achieved full standing in 1990 when it listed 500 risk values, the effort of two senior EPA groups over 5 years of monthly face-to-face meetings, to assess combined risk data from multiple Agency offices. Those groups were disbanded in 1995, and the lack of continuing face-to-face meetings meant that IRIS became no longer EPA's comprehensive database of risk values or their latest evaluations. As a remedy, a work group of the Agency's senior scientists should be re-established to evaluate new risks and to update older ones. Risk values to be reviewed would come from the same EPA offices now developing such information on their own. Still, this senior group would have the final authority on posting a risk value in IRIS, independently of individual EPA offices. This approach could also lay the groundwork for an all-government IRIS database, especially needed as more government Agencies, industries and non-governmental organizations are addressing evolving risk characterizations. Copyright © 2018. Published by Elsevier Inc.

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  3. Strategy for communicating benefit-risk decisions: a comparison of regulatory agencies' publicly available documents.

    Science.gov (United States)

    Leong Wai Yeen, James; Salek, Sam; Walker, Stuart

    2014-01-01

    The assessment report formats of four major regulatory reference agencies, US Food and Drug Administration, European Medicines Agency, Health Canada, and Australia's Therapeutic Goods Administration were compared to a benefit-risk (BR) documentation template developed by the Centre for Innovation in Regulatory Science and a four-member Consortium on Benefit-Risk Assessment. A case study was also conducted using a US FDA Medical Review, the European Public Assessment Report and Australia's Public Assessment Report for the same product. Compared with the BR Template, existing regulatory report formats are inadequate regarding the listing of benefits and risks, the assigning of relative importance and values, visualization and the utilization of a detailed, systematic, standardized structure. The BR Template is based on the principles of BR assessment common to major regulatory agencies. Given that there are minimal differences among the existing regulatory report formats, it is timely to consider the feasibility of a universal template.

  4. Interest Rate Risk Management using Duration Gap Methodology

    Directory of Open Access Journals (Sweden)

    Dan Armeanu

    2008-01-01

    Full Text Available The world for financial institutions has changed during the last 20 years, and become riskier and more competitive-driven. After the deregulation of the financial market, banks had to take on extensive risk in order to earn sufficient returns. Interest rate volatility has increased dramatically over the past twenty-five years and for that an efficient management of this interest rate risk is strong required. In the last years banks developed a variety of methods for measuring and managing interest rate risk. From these the most frequently used in real banking life and recommended by Basel Committee are based on: Reprising Model or Funding Gap Model, Maturity Gap Model, Duration Gap Model, Static and Dynamic Simulation. The purpose of this article is to give a good understanding of duration gap model used for managing interest rate risk. The article starts with a overview of interest rate risk and explain how this type of risk should be measured and managed within an asset-liability management. Then the articles takes a short look at methods for measuring interest rate risk and after that explains and demonstrates how can be used Duration Gap Model for managing interest rate risk in banks.The world for financial institutions has changed during the last 20 years, and become riskier and more competitive-driven. After the deregulation of the financial market, banks had to take on extensive risk in order to earn sufficient returns. Interest rate volatility has increased dramatically over the past twenty-five years and for that an efficient management of this interest rate risk is strong required. In the last years banks developed a variety of methods for measuring and managing interest rate risk. From these the most frequently used in real banking life and recommended by Basel Committee are based on: Reprising Model or Funding Gap Model, Maturity Gap Model, Duration Gap Model, Static and Dynamic Simulation. The purpose of this article is to give a

  5. Insurer Provide Rating Software and Competitive Advantage: An Evaluation Based on BOP Insurance Applications at Wisconsin Agencies

    OpenAIRE

    Thomas A. Aiuppa; William E. Wehrs

    1993-01-01

    This research examines whether a competitive advantage exists for insurers which provide independent agencies with rating software to generate price quotes. Data relative to the Business Owners line of insurance were collected from several Wisconsin agencies which represent several BOP insurers, some of which provide software for rating BOP applications. The results indicate that providing rating software did not increase insurers’ business volumes, but may decrease their underwriting costs. ...

  6. Flood Insurance Rate Map, Scott County, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, , USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  8. Comparing variation in hospital rates of cesarean delivery among low-risk women using 3 different measures.

    Science.gov (United States)

    Armstrong, Joanne C; Kozhimannil, Katy B; McDermott, Patricia; Saade, George R; Srinivas, Sindhu K

    2016-02-01

    This report describes the development of a measure of low-risk cesarean delivery by the Society for Maternal-Fetal Medicine (SMFM). Safely lowering the cesarean delivery rate is a priority for maternity care clinicians and health care delivery systems. Therefore, hospital quality assurance programs are increasingly tracking cesarean delivery rates among low-risk pregnancies. Two commonly used definitions of "low risk" are available, the Joint Commission (JC) and the Agency for Healthcare Research and Quality (AHRQ) measures, but these measures are not clinically comprehensive. We sought to refine the definition of the low-risk cesarean delivery rate to enhance the validity of the metric for quality measurement. We created this refined definition-called the SMFM definition-and compared it to the JC and AHRQ measures using claims-based data from the 2011 Nationwide Inpatient Sample of >863,000 births in 612 hospitals. Using these definitions, we calculated means and interquartile ranges (25th-75th percentile range) for hospital low-risk cesarean delivery rates, stratified by hospital size, teaching status, urban/rural location, and payer mix. Across all hospitals, the mean low-risk cesarean delivery rate was lowest for the SMFM definition (12.65%), but not substantially different from the JC and AHRQ measures (13.12% and 13.29%, respectively). We empirically examined the SMFM definition to ensure its validity and utility. This refined definition performs similarly to existing measures and has the added advantage of clinical perspective, enhanced face validity, and ease of use. Copyright © 2016 Elsevier Inc. All rights reserved.

  9. 75 FR 16821 - Housing Finance Agency Risk-Sharing Program

    Science.gov (United States)

    2010-04-02

    ...The proposed information collection requirement described below has been submitted to the Office of Management and Budget (OMB) for review, as required by the Paperwork Reduction Act. The Department is soliciting public comments on the subject proposal. Section 542(c) of the Risk Sharing Program authorizes qualified Housing Finance Agencies (HFAs) to underwrite and process loans. HUD provides full mortgage insurance on affordable multifamily housing project processed by HFAs under this program. Qualified HFAs are vested with the maximum amount of processing responsibilities. By entering into Risk-Sharing Agreement with HUD, HFAs contract to reimburse HUD for a portion of the loss from any defaults that occur while HUD insurance is in force.

  10. Sovereign ratings in the post-crisis world : an analysis of actual, shadow and relative risk ratings

    OpenAIRE

    Basu, Kaushik; De, Supriyo; Ratha, Dilip; Timmer, Hans

    2013-01-01

    This paper analyzes the evolution of sovereign credit ratings in the wake of the global financial crisis by studying changes in actual, shadow, and relative ratings between 2008 and 2012. For countries that do not have a rating from the major rating agencies, shadow ratings are estimated as a function of macroeconomic, structural, and governance variables. The shadow rating exercise confir...

  11. The Determinants of Country Risk Ratings

    OpenAIRE

    Jean-Claude Cosset; Jean Roy

    1991-01-01

    The purpose of this paper is to replicate Euromoney's and Institutional Investor's country risk ratings on the basis of economic and political variables. The evidence reveals that country risk ratings respond to some of the variables suggested by the theory. In particular, both the level of per capita income and propensity to invest affect positively the rating of a country. In addition, high-ranking countries are less indebted than low-ranking countries. It also appears that the ability of t...

  12. TECHNICAL RISK RATING OF DOE ENVIRONMENTAL PROJECTS - 9153

    International Nuclear Information System (INIS)

    Cercy, M.; Fayfich, Ronald; Schneider, Steven P.

    2008-01-01

    The U.S. Department of Energy's Office of Environmental Management (DOE-EM) was established to achieve the safe and compliant disposition of legacy wastes and facilities from defense nuclear applications. The scope of work is diverse, with projects ranging from single acquisitions to collections of projects and operations that span several decades and costs from hundreds of millions to billions US$. The need to be able to manage and understand the technical risks from the project to senior management level has been recognized as an enabler to successfully completing the mission. In 2008, DOE-EM developed the Technical Risk Rating as a new method to assist in managing technical risk based on specific criteria. The Technical Risk Rating, and the criteria used to determine the rating, provides a mechanism to foster open, meaningful communication between the Federal Project Directors and DOE-EM management concerning project technical risks. Four indicators (technical maturity, risk urgency, handling difficulty and resolution path) are used to focus attention on the issues and key aspects related to the risks. Pressing risk issues are brought to the forefront, keeping DOE-EM management informed and engaged such that they fully understand risk impact. Use of the Technical Risk Rating and criteria during reviews provides the Federal Project Directors the opportunity to openly discuss the most significant risks and assists in the management of technical risks across the portfolio of DOE-EM projects. Technical Risk Ratings can be applied to all projects in government and private industry. This paper will present the methodology and criteria for Technical Risk Ratings, and provide specific examples from DOE-EM projects

  13. 75 FR 52283 - Advance Notice of Proposed Rulemaking Regarding Alternatives to the Use of Credit Ratings in the...

    Science.gov (United States)

    2010-08-25

    ... Alternatives to the Use of Credit Ratings in the Risk-Based Capital Guidelines of the Federal Banking Agencies... the use of external credit ratings in the regulations of the OCC. II. Risk-Based Capital Standards In.../joint22.htm . The agencies' risk-based capital standards reference credit ratings issued by NRSROs (credit...

  14. Study of Risk Assessment Programs at Federal Agencies and Commercial Industry Related to the Conduct or Regulation of High Hazard Operations

    International Nuclear Information System (INIS)

    Bari, R.; Rosenbloom, S.; O'Brien, J.

    2011-01-01

    In the Department of Energy (DOE) Implementation Plan (IP) for Defense Nuclear Facilities Safety Board's Recommendation 2009-1, the DOE committed to studying the use of quantitative risk assessment methodologies at government agencies and industry. This study consisted of document reviews and interviews of senior management and risk assessment staff at six organizations. Data were collected and analyzed on risk assessment applications, risk assessment tools, and controls and infrastructure supporting the correct usage of risk assessment and risk management tools. The study found that the agencies were in different degrees of maturity in the use of risk assessment to support the analysis of high hazard operations and to support decisions related to these operations. Agencies did not share a simple, 'one size fits all' approach to tools, controls, and infrastructure needs. The agencies recognized that flexibility was warranted to allow use of risk assessment tools in a manner that is commensurate with the complexity of the application. The study also found that, even with the lack of some data, agencies application of the risk analysis structured approach could provide useful insights such as potential system vulnerabilities. This study, in combination with a companion study of risk assessment programs in the DOE Offices involved in high hazard operations, is being used to determine the nature and type of controls and infrastructure needed to support risk assessments at the DOE.

  15. An abuse of risk assessment: how regulatory agencies improperly adopted LNT for cancer risk assessment.

    Science.gov (United States)

    Calabrese, Edward J

    2015-04-01

    The Genetics Panel of the National Academy of Sciences' Committee on Biological Effects of Atomic Radiation (BEAR) recommended the adoption of the linear dose-response model in 1956, abandoning the threshold dose-response for genetic risk assessments. This recommendation was quickly generalized to include somatic cells for cancer risk assessment and later was instrumental in the adoption of linearity for carcinogen risk assessment by the Environmental Protection Agency. The Genetics Panel failed to provide any scientific assessment to support this recommendation and refused to do so when later challenged by other leading scientists. Thus, the linearity model used in cancer risk assessment was based on ideology rather than science and originated with the recommendation of the NAS BEAR Committee Genetics Panel. Historical documentation in support of these conclusions is provided in the transcripts of the Panel meetings and in previously unexamined correspondence among Panel members.

  16. VaR: Exchange Rate Risk and Jump Risk

    Directory of Open Access Journals (Sweden)

    Fen-Ying Chen

    2010-01-01

    Full Text Available Incorporating the Poisson jumps and exchange rate risk, this paper provides an analytical VaR to manage market risk of international portfolios over the subprime mortgage crisis. There are some properties in the model. First, different from past studies in portfolios valued only in one currency, this model considers portfolios not only with jumps but also with exchange rate risk, that is vital for investors in highly integrated global financial markets. Second, in general, the analytical VaR solution is more accurate than historical simulations in terms of backtesting and Christoffersen's independence test (1998 for small portfolios and large portfolios. In other words, the proposed model is reliable not only for a portfolio on specific stocks but also for a large portfolio. Third, the model can be regarded as the extension of that of Kupiec (1999 and Chen and Liao (2009.

  17. State ownership, agency conflict and effective tax rates: Evidence from China

    Directory of Open Access Journals (Sweden)

    Sun Jianfu

    2016-02-01

    Full Text Available Agency conflict between minority and controlling shareholders in state owned firms has to be considered in order to examine the variability on effective tax rates. In China, state ownership helps the government to achieve its social objectives by optimizing corporate income tax. We provide a significant result to prove that state owned firms paid higher corporate income taxes than private firms. Our results also indicate that corporate effective tax rates are positively associated with firm sized and inventory intensity. However, we have no strong evidence to support the association with leverage, return on assets and capital intensity.

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OSCEOLA COUNTY, FL

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HART COUNTY, KY

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,GRAVES COUNTY, KY

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LYON COUNTY, KY

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WOLFE COUNTY, KY

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WEBSTER COUNTY, KY

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHRISTIAN COUNTY, KY

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DAVIESS COUNTY, KY

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARLBORO COUNTY, SC

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDDLESEX, VA, USA

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WARREN COUNTY, USA

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SCOTT COUNTY, KY

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWTON COUNTY, GEORGIA

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LUCAS COUNTY, OHIO

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARDIN COUNTY, TX

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SARPY COUNTY, USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUFFOLK COUNTY, MASSACHUSETTS

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FAIRFIELD COUNTY, CONNECTICUT

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BUTLER COUNTY, NE

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, TX

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, AL

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Wilcox COUNTY, AL

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASHINGTON COUNTY, USA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BALLARD COUNTY, KY

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARRISON COUNTY, KY

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POWELL COUNTY, KY

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Eddy County, NM

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Winston COUNTY, AL

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Mitchell County, GA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ANGELINA COUNTY, TX

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ATASCOSA COUNTY, TEXAS

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DOUGLAS COUNTY, USA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FLEMING COUNTY, KY

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SEWARD COUNTY, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCCRACKEN COUNTY, KY

    Data.gov (United States)

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  13. Flood Insurance Rate Map Database, Kent County, Delaware, USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SAUNDERS COUNTY, NEBRASKA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, KANSAS

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, NEBRASKA

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARLAN COUNTY, NEBRASKA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RENO COUNTY, KANSAS

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FURNAS COUNTY, NEBRASKA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALLAMAKEE COUNTY, IOWA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CASS COUNTY, NEBRASKA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCPHERSON COUNTY, KANSAS

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DAWES COUNTY, NEBRASKA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VALLEY COUNTY, NEBRASKA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ELLSWORTH COUNTY, KANSAS

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHERMAN COUNTY, NEBRASKA

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARVEY COUNTY, KANSAS

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PLATTE COUNTY, NEBRASKA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COLFAX COUNTY, NEBRASKA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, THURSTON COUNTY, NEBRASKA

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TAMA COUNTY, IOWA

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WEBSTER COUNTY, NEBRASKA

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BONNER COUNTY, IDAHO

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ROBERTSON COUNTY, KY

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, TX

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRANT COUNTY, KY

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ESSEX COUNTY, MA

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SEBASTIAN COUNTY, AR

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SEBASTIAN COUNTY, ARKANSAS

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHAMBERS COUNTY, TEXAS

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NELSON COUNTY, KY

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCLEAN COUNTY, KY

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RUSK COUNTY, TX

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PEMBINA COUNTY, USA

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHELBY COUNTY, AL

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JOHNSON COUNTY, KY

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Harris COUNTY, TX

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PIKE COUNTY, AL

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARION COUNTY, FLORIDA

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOUSTON COUNTY, TX

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Marshall COUNTY, AL

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRIMES COUNTY, TX

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALLER COUNTY, TX

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CARBON COUNTY, UTAH

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Liberty County, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TYLER COUNTY, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Stafford County , VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMNER COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HILLSBOROUGH COUNTY, FLORIDA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEE COUNTY, FLORIDA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WAYNE COUNTY, USA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Jefferson COUNTY, AL

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Kenton COUNTY, Kentucky

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RUSSELL COUNTY, KY

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ST. LOUIS, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALPENA COUNTY, MI

    Data.gov (United States)

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  7. Digital Flood Insurance Rate Map for Vermillion County, IN

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Dougherty County, GA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, TX

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCDONALD COUNTY, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MERCER COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. Digital Flood Insurance Rate Map Database, Crawford County, PA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BATH COUNTY, KY

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Douglas COUNTY, Nevada

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Elbert County, Colorado

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JASPER COUNTY, TX

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Cleburne COUNTY, AL

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,CAMDEN COUNTY, GEORGIA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MENDOCINO COUNTY, CALIFORNIA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ETOWAH COUNTY, AL

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HUNTERDON CO., NJ

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FINNEY COUNTY, USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CULLMAN COUNTY, AL

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARION COUNTY, KY

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEBANON COUNTY, PENNSYLVANIA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ELLIOTT COUNTY, KY

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GAGE COUNTY, NEBRASKA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLARK COUNTY, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, USA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDDLESEX COUNTY, MASSACHUSETTS

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ESCAMBIA COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Baldwin COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SONOMA COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BENTON COUNTY, ARKANSAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GORDON COUNTY, GEORGIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information And supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARIN COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BOYLE COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Bell COUNTY, Kentucky

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BATH COUNTY, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SIMPSON COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BANDERA COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Washington COUNTY, NE

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. Digital Flood Insurance Rate Map Database, Mercer County, PA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DUKES COUNTY, MA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Terrell County, GA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GLOUCESTER, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WORCESTER COUNTY, MA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Cherokee COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JACKSON COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NORFOLK COUNTY, MASSACHUSETTS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COWLEY COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TALBOT, MARYLAND, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NANTUCKET COUNTY, MASSACHUSETTS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHESTERFIELD, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WORCESTER COUNTY, MASSACHUSETTS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OTTAWA COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRAND COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DILLON COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALLEN COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOLMES COUNTY, OHIO

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOLMES COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KOOTENAI COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Accomack County, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LYCOMING COUNTY, PENNSYLVANIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WHATCOM COUNTY, WASHINGTON

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARRISON COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MATHEWS COUNTY, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HIGHLAND COUNTY, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMTER COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RALLS COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARION COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOUSTON COUNTY, Georgia

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, YOLO COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Tuolumne County, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MADERA COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TEHAMA COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SACRAMENTO COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOPKINS COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Butts County, GA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MAYES COUNTY, OK

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRADY COUNTY, OKLAHOMA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHASTA COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ROSS COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BALTIMORE CITY, MARYLAND

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Chambers COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ROGERS COUNTY, OKLAHOMA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MEDINA COUNTY, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STARK COUNTY, OHIO

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALBEMARLE COUNTY, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. On the spillover of exchange rate risk into default risk

    Directory of Open Access Journals (Sweden)

    Božović Miloš

    2009-01-01

    Full Text Available In order to reduce the exchange-rate risk, banks in emerging markets are typically denominating their loans in foreign currencies. However, in the event of a substantial depreciation of the local currency, the payment ability of a foreign-currency borrower may be reduced significantly, exposing the lender to additional default risk. This paper analyses how the exchange-rate risk of foreign currency loans spills over into default risk. We show that in an economy where foreign currency loans are a dominant source of financing economic activity, depreciation of the local currency establishes a negative feedback mechanism that leads to higher default probabilities, reduced credit supply, and reduced growth. This finding has some important implications that may be of special interest for regulators and market participants in emerging economies.

  11. Interpretation and evaluation of the US Environmental Protection Agency ecological risk assessment guidelines

    CSIR Research Space (South Africa)

    Murray, K

    1999-10-01

    Full Text Available In order to facilitate a common understanding, on-going debate and increasing application of ecological risk assessment (ERA) in South Africa, the ERA process of the US Environmental Protection Agency (EPA) has been summarised and evaluated...

  12. Currency Risk Management under Floating Rates

    Directory of Open Access Journals (Sweden)

    Nicu Duret

    2016-09-01

    Full Text Available As for the research into this subject, we find, therefore, that one of the most important indicators that quantify the international competitiveness is the exchange rate, together with other fundamental macroeconomic variables such as the size of the potential GDP, the equilibrium real exchange rate, gives a certain insight into the functioning of the fundamental macroeconomic mechanisms and their regulation. Commercial and financial operations imply relationships between partners from different currency countries or areas that involve conversion operations, of replacement of a currency to another. Exchange rate fluctuations of one currency create currency risk, to the extent that it is used to carry out international transactions. These operations are subjected to currency risk as exchange rates change frequently from one period to another and, on the other hand, speculations in the forex market influence the exchange rate by the interventions of those who perform them.

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCINTOSH COUNTY, GEORGIA, USA

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HAWAII COUNTY, HAWAII, USA

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHELBY COUNTY, KENTUCKY, USA

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHRISTIAN COUNTY, ILLINOIS USA

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BENTON COUNTY, MINNESOTA, USA

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONROE COUNTY, GEORGIA, USA

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HENRY COUNTY, GEORGIA, USA

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  20. FINAL DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GREENWOOD COUNTY, SC

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RICE COUNTY, MINNESOTA, USA

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KARNES COUNTY, TEXAS, USA

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VOLUSIA COUNTY, FL, USA

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHELBY COUNTY, IA, USA

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POTTAWATTAMIE COUNTY, IOWA, USA

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MITCHELL COUNTY, IOWA, USA

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLAYTON COUNTY, IOWA, USA

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOWARD COUNTY, IOWA, USA

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABAES, LA PAZ COUNTY, AZ

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWTON COUNTY, GEORGIA, USA

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NASSAU COUNTY, NEW YORK

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SULLIVAN COUNTY, NEW YORK

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  13. Digital Flood Insurance Rate Map Database, PRINCE GEORGE, VA, USA

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHELBY COUNTY, OHIO, USA

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WAGONER COUNTY, OKLAHOMA, USA

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  16. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, SC

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  17. Digital Flood Insurance Rate Map Database, Buchanan County, Iowa, USA

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SACRAMENTO COUNTY, CALIFORNIA, USA

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF SACRAMENTO, CALIFORNIA

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HONOLULU COUNTY, HI, USA

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KAUAI COUNTY, HAWAII, USA

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PASCO COUNTY, FLORIDA, USA

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GILMER COUNTY, GEORGIA, USA

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIAMI - DADE COUNTY, FLORIDA

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, GEORGIA, USA

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, APPLING COUNTY, GEORGIA, USA

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LINCOLN COUNTY, ARKANSAS, USA

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CARROLL COUNTY, GEORGIA, USA

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CONVERSE COUNTY, WYOMING, USA.

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DOUGLAS COUNTY, ILLINOIS USA

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Douglas County, Oregon, USA

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COLFAX COUNTY, New Mexico

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SOLANO COUNTY, CALIFORNIA, USA

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TAYLOR COUNTY, FL, USA

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALLEN COUNTY, INDIANA, USA

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DOUGLAS COUNTY, NEBRASKA, USA

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWPORT COUNTY, RHODE ISLAND

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Charles COUNTY, MD, USA

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OTTAWA COUNTY, OHIO, USA

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE ROCKLAND COUNTY, NY, USA

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  1. Digital Flood Insurance Rate Map Database, Richmond County, Virginia, USA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASATCH COUNTY, UTAH, USA

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  3. Digital Flood Insurance Rate Map Database, Westmoreland County, Virginia, USA

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TOM GREEN COUNTY, TEXAS

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Berks County, Pennsylvania, USA

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STONE COUNTY, MISSOURI, USA

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VAL VERDE COUNTY, TEXAS

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RED WILLOW COUNTY, NEBRASKA

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE FOR HOWARD COUNTY, NEBRASKA

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LANCASTER COUNTY, NE, USA

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FERGUS COUNTY, MONTANA, USA

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SAN JOAQUIN COUNTY, CALIFORNIA

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LORAIN COUNTY, OHIO USA

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COSHOCTON COUNTY, OHIO, USA

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWTON COUNTY, MISSOURI, USA

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HAMILTON COUNTY, OHIO, USA

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RAY COUNTY, MISSOURI, USA

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JEFFERSON COUNTY, IDAHO, USA

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAWRENCE COUNTY, OHIO, USA

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRANT COUNTY, WISCONSIN, USA

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Nelson County, VA, USA

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, GEORGIA, USA

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ST. FRANCOIS COUNTY, USA

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAFAYETTE COUNTY, MISSOURI, USA

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RANDALL COUNTY, TX, USA

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GREENVILLE COUNTY, SOUTH CAROLINA

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, McCormick County, SC

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, McCURTAIN COUNTY, OK

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DICKENSON COUNTY, VA, USA

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARIPOSA_CO_CA, CALIFORNIA

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  11. Digital Flood Insurance Rate Map Database, Charles County, Maryland, USA

    Data.gov (United States)

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  12. Digital Flood Insurance Rate Map Database, Essex County, Virginia, USA

    Data.gov (United States)

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  13. Digital Flood Insurance Rate Map Database, Calvert County, Maryland, USA

    Data.gov (United States)

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  14. Digital Flood Insurance Rate Map Database, Bradford County, Pennsylvania, USA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DESOTO COUNTY, FL, USA

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FANNIN COUNTY, GEORGIA, USA

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  17. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HEMPSTEAD COUNTY, AR

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHATHAM COUNTY, GEORGIA, USA

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SAN JACINTO COUNTY, TX

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, New London County, CT

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Westmoreland County, PA, USA

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  2. Digital Flood Insurance Rate Map Database, Sussex County, Delaware, USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DELAWARE COUNTY, OK, USA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, UNION COUNTY, FLORIDA, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HAMILTON COUNTY, FLORIDA, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALTON COUNTY, FL, USA

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  7. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LANCASTER COUNTY, SC

    Data.gov (United States)

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  8. Digital Flood Insurance Rate Map Database, Allegheny County, Pennsylvania, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BARTOW COUNTY, GEORGIA, USA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CALDWELL PARISH, LOUISIANA, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHIAWASSEE COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, OHIO,USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EL DORADO COUNTY, CALIFORNIA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GADSDEN COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LACLEDE COUNTY, MISSOURI, USA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLINTON COUNTY, MISSOURI, USA

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, AUGUSTA COUNTY, VA, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WARREN COUNTY, OH, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Spartanburg County, South Carolina

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Rio Grande County, Colorado

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,FREDERICK COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Roosevelt COUNTY, New Mexico

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Linn County, Oregon, USA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TEHAMA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Wythe County, VA, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SULLIVAN COUNTY, PA, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KITSAP COUNTY, WASHINGTON, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Northumberland County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CADDO PARISH, LOUISIANA, USA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FORT BEND COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SEDGWICK COUNTY, KANSAS, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JOHNSON COUNTY, GEORGIA, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CRAWFORD COUNTY, AR ,USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONMOUTH COUNTY, NEW JERSEY

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, YORK COUNTY, PA, USA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUSSEX COUNTY, NEW JERSEY

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLEARFIELD COUNTY, PA, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COOPER COUNTY, MISSOURI, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CAMERON COUNTY, PA, USA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WARREN COUNTY, NEW JERSEY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FAYETTE COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUFFOLK COUNTY, NEW YORK

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, INDIAN RIVER COUNTY, FL

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CAROLINE COUNTY, VA, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ST JOSEPH COUNTY, MI

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHERBURNE COUNTY, MINNESOTA, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Delaware County, Pennsylvania, USA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HALL COUNTY, NE, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PATRICK COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RANDOLPH COUNTY, WV, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRAYSON COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SURRY COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Buckingham County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GARRETT COUNTY, Maryland, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RALEIGH COUNTY, WV, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Essex County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Caroline COUNTY, Maryland, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TUCKER COUNTY, WV, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Sussex County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WESTMORELAND COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FLUVANNA COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Richmond County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Pulaski County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Scott County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Upshur County, WV, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LINN COUNTY, IA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLARKE COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DELTA COUNTY, COLORADO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COBB COUNTY, GA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GULF COUNTY, FLORIDA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LUNA COUNTY, New Mexico

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GREENE COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLATSOP COUNTY, OR, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HENRY COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDLAND COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SISKIYOU COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PLUMAS COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ORANGE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RIVERSIDE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PIMA COUNTY, ARIZONA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COCHISE COUNTY, ARIZONA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, YUMA COUNTY, ARIZONA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BUTTE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EATON COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Oswego COUNTY, New York

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BULLOCH COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  8. DIGITAL FLOOD INSURACE RATE MAP DATABASE, LEON COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Lancaster County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BEDFORD COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HONOLULU COUNTY, HI

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWBERRY COUNTY, SC

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HOWELL COUNTY, MISSOURI, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JONES COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CALHOUN COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Bucks COUNTY, PA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALTON COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HURON COUNTY, MICHIGAN USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEVY COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. Digital Flood Insurance Rate Map Database, Middlesex County, Virginia, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAKE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DAUPHIN COUNTY, PENNSYLVANIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, City of Poquoson, Virginia

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. 12 CFR 615.5135 - Management of interest rate risk.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Management of interest rate risk. 615.5135... of interest rate risk. The board of directors of each Farm Credit Bank, bank for cooperatives, and agricultural credit bank shall develop and implement an interest rate risk management program as set forth in...

  5. Split credit ratings and the prediction of bank ratings in the Basel II environment

    OpenAIRE

    Barton, Amanda

    2006-01-01

    This thesis investigates two aspects of credit risk measurement in the context of Basel 11: The International Convergence of Capital Measurement and Capital Standards. The first is the problem arising when two credit rating agencies disagree over the rating assigned to an issuer and a split rating arises. The second area is the determination of internal credit rating models for use under the Internal ratings-based approach. This thesis presents a variety of bank rating modes for individual an...

  6. Agency Theory and Franchising: Some Empirical Results

    OpenAIRE

    Francine Lafontaine

    1992-01-01

    This article provides an empirical assessment of various agency-theoretic explanations for franchising, including risk sharing, one-sided moral hazard, and two-sided moral hazard. The empirical models use proxies for factors such as risk, moral hazard, and franchisors' need for capital to explain both franchisors' decisions about the terms of their contracts (royalty rates and up-front franchise fees) and the extent to which they use franchising. In this article, I exploit several new sources...

  7. How information resources are used by federal agencies in risk assessment application: Rapporteur summary

    Energy Technology Data Exchange (ETDEWEB)

    Fenner-Crisp, P. [Environmental Protection Agency, Washington, DC (United States)

    1990-12-31

    The application of information available for risk assessment from the federal perspective is described. Different federal agencies conduct varying degrees of hazard evaluation, and some also generate empirical data. The role of the Agency for Toxic Substances and Disease Registry in hazard assessments of potential public health impacts of Superfund sites includes identification of the 275 most significant substances. ATSDR is responsible for preparing toxicological profiles. ATSDR also identifies data gaps and needs critical to adequately assessing human health impacts.

  8. Risk, ambiguity and sovereign rating

    OpenAIRE

    Di Caro, Paolo

    2014-01-01

    Decisions of investing in sovereign assets involve both risk and ambiguity. Ambiguity arises from unknown elements characterizing the value of a generic sovereign. In presence of ambiguity, ambiguity-averse investors are prone to pay for obtaining summary information such as ratings which reduces ambiguity. Ambiguity-neutral and ambiguity-averse investors, then, make decisions on the basis of different informative sources. By presenting a simple model of sovereign rating under ambiguity, thre...

  9. Exchange rate risks and their impact upon the energy market

    Directory of Open Access Journals (Sweden)

    Abed Al-Zabidi

    2007-04-01

    Full Text Available The expansion of international business in Slovakia brought not only the opening of markets and expansion of enterprise possibilities but also an increase in the competition and new risks. One of such risks is also the exchange rate risk. The business that realizes a financial transaction exceeding borders of the state or derives his buying or selling prices in Slovak crowns from the foreign currency, is subjected to the exchange rate risks. The exchange rate risks are caused by volatility of exchange courses of Slovak crowns related to foreign currencies. The progress of exchange rates can considerably influence a real result of a transaction negatively; therefore it is important for enterprises to identify possible risks resulting from changes in exchange rates, so they could react accordingly.The proposed article is aimed at the explanation of basic techniques of minimizing exchange rate risks with the use of financial tools available on the financial market.

  10. Digital Flood Insurance Rate Map Database for Hunt County, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDDLESEX COUNTY, CONNECTICUT (ALL JURISDICTIONS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TWIN FALLS COUNTY, IDAHO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WEST BATON ROUGE PARISH, LA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DES MOINES COUNTY, IOWA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CERRO GORDO COUNTY, IOWA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LA PAZ COUNTY, AZ

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. Digital Flood Insurance Rate Map Database for Brazos County, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FlOOD INSURANCE RATE MAP DATABASE, CHESTER COUNTY, SC, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts Flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP, FLATHEAD COUNTY, MONTANA (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP, SMYTH COUNTY, VIRGINIA (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. Final DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RANDOLPH COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BRISTOL COUNTY, MASSACHUSETTS (ALL JURISDICTIONS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHARLES CITY COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CONTRA COSTA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SANTA FE COUNTY, NEW MEXICO

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SANTA CLARA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NELSON COUNTY, NORTH DAKOTA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BAMBERG COUNTY, SOUTH CAROLINA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. Digital Flood Insurance Rate Map Database, St.Mary's County, Maryland, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PRINCE EDWARD COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP, CROOK COUNTY, OREGON (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NANTUCKET COUNTY, MASSACHUSETTS (ALL JURISDICTIONS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JEFFERSON COUNTY, NEW YORK, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ULSTER COUNTY, NEW YORK, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, San Juan COUNTY, New Mexico

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, San Bernardino COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VALENCIA COUNTY, NEW MEXICO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BROWN COUNTY, SOUTH DAKOTA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. Digital Flood Insurance Rate Map Database, Anne Arundel County, Maryland, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MILWAUKEE, WISCONSIN (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF NORFOLK, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF ALEXANDRIA, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Queen Anne's COUNTY, Maryland, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF Colonial Heights, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF GALAX, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. Digital Flood Insurance Rate Map Database for Cass County, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CARROLL COUNTY, NEW HAMPSHIRE, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  8. Final Digital Flood Insurance Rate Map Database, Lubbock County, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STEWART COUNTY (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ANDERSON COUNTY, SOUTH CAROLINA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. Preliminary DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COOK COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EAST BATON ROUGE PARISH, LOUISIANA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. Digital Flood Insurance Rate Map Database, New Castle County, Delaware, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. Interest Rate Risk Management using Duration Gap Methodology

    Directory of Open Access Journals (Sweden)

    Dan Armeanu

    2008-01-01

    should be measured and managed within an asset-liability management. Then the articles takes a short look at methods for measuring interest rate risk and after that explains and demonstrates how can be used Duration Gap Model for managing interest rate risk in banks.

  15. 76 FR 35138 - Federal Agricultural Mortgage Corporation Funding and Fiscal Affairs; Farmer Mac Risk-Based...

    Science.gov (United States)

    2011-06-16

    ... Funding and Fiscal Affairs; Farmer Mac Risk-Based Capital Stress Test, Version 5.0 AGENCY: Farm Credit... credit rating agency) in regulations addressing the Risk-Based Capital Stress Test (RBCST or stress test...) (repealing and replacing Pub. L. 110-234). B. Risk-Based Capital and Credit Ratings Under our rules, Farmer...

  16. Falls risk assessment begins with hello: lessons learned from the use of one home health agency's fall risk tool.

    Science.gov (United States)

    Flemming, Patricia J; Ramsay, Katherine

    2012-10-01

    Identifying older adults at risk for falls is a challenge all home healthcare agencies (HHAs) face. The process of assessing for falls risk begins with the initial home visit. One HHA affiliated with an academic medical center describes its experience in development and use of a Falls Risk Assessment (FRA) tool over a 10-year period. The FRA tool has been modified since initial development to clarify elements of the tool based on research and to reflect changes in the Outcome and Assessment Information Set (OASIS) document. The primary purpose of this article is to share a validated falls risk assessment tool to facilitate identification of fall-related risk factors in the homebound population. A secondary purpose is to share lessons learned by the HHA during the 10 years using the FRA.

  17. Real interest rates, leverage, and bank risk-taking

    NARCIS (Netherlands)

    Dell’Ariccia, G.; Laeven, L.; Marquez, R.

    2014-01-01

    Do low interest rate environments lead to greater bank risk-taking? We show that, when banks can adjust their capital structures, reductions in real interest rates lead to greater leverage and higher risk for any downward sloping loan demand function. However, if the capital structure is fixed, the

  18. 12 CFR 563.176 - Interest-rate-risk-management procedures.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Interest-rate-risk-management procedures. 563... ASSOCIATIONS-OPERATIONS Financial Management Policies § 563.176 Interest-rate-risk-management procedures... association's management of that risk. (b) The board of directors shall formerly adopt a policy for the...

  19. 76 FR 77315 - Agency Information Collection Activities: Submission for OMB Review; Joint Comment Request

    Science.gov (United States)

    2011-12-12

    ... clearance, the agencies, under the auspices of the Federal Financial Institutions Examination Council (FFIEC... CAMELS ratings and certain forward-looking financial measures to assess the risk such institutions pose... House, and the Financial Services Roundtable jointly commented. The Risk Management Association...

  20. The Juvenile Addiction Risk Rating: Development and Initial Psychometrics

    Science.gov (United States)

    Powell, Michael; Newgent, Rebecca A.

    2016-01-01

    This article describes the development and psychometrics of the Juvenile Addiction Risk Rating. The Juvenile Addiction Risk Rating is a brief screening of addiction potential based on 10 risk factors predictive of youth alcohol and drug-related problems that assists examiners in more accurate treatment planning when self-report information is…

  1. 12 CFR 652.15 - Interest rate risk management and requirements.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Interest rate risk management and requirements... AGRICULTURAL MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.15 Interest rate risk... (direction, controls, and supervision) to the interest rate risk management program and must be knowledgeable...

  2. Risks and rewards of variable-rate debt.

    Science.gov (United States)

    Jordahl, Eric A

    2012-05-01

    Hospital and health system finance leaders should position their organizations to participate in the variable-rate market. To this end, one important step is to establish the right baseline variable-rate exposure target for the organization based on its credit and risk profile. Leaders also should be thoroughly familiar with the available products and understand the circumstances (pricing, terms, and embedded risk) under which the organization would be willing to deploy them within the overall capital structure.

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TUNICA COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CROCKETT COUNTY, TENNESSEE AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLAY COUNTY, FLORIDA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAFAYETTE COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DARKE COUNTY, OHIO (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARRISON COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CALHOUN COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MUSKOGEE COUNTY, OKLAHOMA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ATKINSON COUNTY, GEORGIA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COFFEE COUNTY, ALABAMA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COFFEE COUNTY, GEORGIA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLAIBORNE COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VOLUSIA COUNTY, FLORIDA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POWESHIEK COUNTY, IOWA AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HANCOCK COUNTY, MISSISSIPPI AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BENTON COUNTY, TENNESSEE AND INCORPORATED AREAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JACKSON COUNTY, TEXAS (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALBANY COUNTY, WYOMING (AND INCORPORATED AREAS)

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

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