WorldWideScience

Sample records for non-governmental food bank

  1. 非政府组织参与食品安全预警体系的标准化探讨%Standardization of Non-governmental Organization Participation in the Food Security Early Warning System

    Institute of Scientific and Technical Information of China (English)

    李仲超

    2011-01-01

    Food security early warning system has excessive reliance on the government. Based on the analysis of non-governmental organization's characteristics, this paper clarify the basis relationshop between NGOs' characteristics and food security early warning system, puts forward that non-governmental organizations involved in food safety early warning system should be normalized and standardized, to improve food safety early warning system construction, promote food security early warning as the whole behavior, will play a positive role.%食品安全预警体系过分依赖以政府为主体。本文通过对非政府组织特性的分析,阐明了其特性与食品安全预警体系的基础关系,提出非政府组织参与食品安全预警体系应规范和标准化,对完善食品安全预警体系的建设,促使食品安全预警成为全民的行为,将起到积极的作用。

  2. On the Role of Non-governmental Organizations in the Food Safety Management%浅论民间组织在食品安全管理中的作用

    Institute of Scientific and Technical Information of China (English)

    边昊

    2013-01-01

    伴随着社会生活水平的不断提高,人们对食品安全管理的关注力度越来越强。结合我国现有食品安全管理的现状,在分析民间组织在食品安全管理中存在的必要性基础上,提出了发挥民间组织在食品安全管理中作用的相关建议。%With the improvement of living standards in China,people pay more and more attention to food safety management.Upon analysis of the current food safety management and the necessary role of non-governmental organizations in food safety management,the article gives some suggestions on how to en-hance the role of non-governmental organizations in food safety management.

  3. The Role of Non-Governmental Organizations in Rural ...

    African Journals Online (AJOL)

    Abstract. The main purpose of this study was to investigate the roles of ... in the null form: the involvement of Non-governmental Organizations in sexual ... To test these hypotheses the Pearson product moment correlation analysis was used.

  4. The role of non-governmental organisations in the environmental ...

    African Journals Online (AJOL)

    The role of non-governmental organisations in the environmental justice paradigm. ... governance, environmental racism and climate change amongst others. ... the global or international sphere (using the example of the United Nations), ...

  5. Non-governmental organizations and KM: A human centric approach

    Directory of Open Access Journals (Sweden)

    Iftikhar Hussain

    2012-04-01

    Full Text Available Non-governmental organizations need to manage their knowledge similarly to for-profit organizations. Although for effective KM a technology, people, task, and structure – integrated approach is required. However, there is a strong imperative to develop people capabilities within Non-governmental organizations in order to meet the challenges of economic, social and environmental development. Therefore, in this study we have particularly examined the impact of human resources on KM effectiveness in the nonprofit industry. The study deals with three major research questions: (1 Does the level of human resources’ knowledge have a positive influence on a Non-governmental organization’s KM capabilities? (2 Does a Non-governmental organization’s KM capability positively influence its knowledge processing capability? (3 Does a Non-governmental organization’s knowledge processing capability positively influence its performance? Further, the study aims to investigate human resource management related issues in KM implementation in nonprofit industry, and attempts to provide appropriate solutions. Finally, the study proposed a KM model for nonprofit industry.

  6. Role of Non-Governmental Organizations in Agriculture and ...

    African Journals Online (AJOL)

    Role of Non-Governmental Organizations in Agriculture and Development in Rivers State, Nigeria. ... Subscription or Fee Access ... by State Governments in Nigeria towards the transformation of the rural sectors. But the ... The masses need to be fully aware of the gains they will derive by supporting the activities of NGOs.

  7. Animal welfare: the role of non-governmental organisations.

    Science.gov (United States)

    Wilkins, D B; Houseman, C; Allan, R; Appleby, M C; Peeling, D; Stevenson, P

    2005-08-01

    The welfare of animals is of interest to many people in most parts of the world. Concern about the way that animals are treated will depend on many factors, including socio-economic conditions, culture, religion and tradition. The World Organisation for Animal Health (OIE) is committed to ensuring that all animal welfare standards are science-based, but recognises that these other factors must also be taken into account. The International Coalition for Farm Animal Welfare (ICFAW) was formed to represent the interests of non-governmental animal welfare organisations from most corners of the globe and opinions, comment and information from these animal welfare organisations will play a part in the OIE decision-making process. In coming together for this purpose it was recognised that the views of the various member organisations of ICFAW vary depending on which part of the world they come from. The authors provide information about the situation in three continents: Africa, North America and Europe. This information includes details of relevant legislation, farming practices, and educational and campaign programmes developed by both animal welfare non-governmental organisations and governments. The authors also look to the future to see what issues may influence the way that farm animals are reared, transported and slaughtered.

  8. The "dark side" of food banks? Exploring emotional responses of food bank receivers in the Netherlands

    NARCIS (Netherlands)

    Horst, van der H.M.; Pascucci, S.; Bol, W.

    2014-01-01

    Purpose – The purpose of this paper is to address how food, social status as well as the interactions at the food bank induce emotions in receivers, such as shame, gratitude and anger. Since early 2000s a steadily growing number of low-income and/or over-indebted households in the Netherlands allevi

  9. Food Banks, United States, 2015, EPA Region 9

    Data.gov (United States)

    U.S. Environmental Protection Agency — This GIS dataset contains point features that represent facilities that recover wasted food to feed people across theUS. Food bank information was collected in 2015...

  10. International non-governmental actors in HIV/AIDS prevention in China

    Institute of Scientific and Technical Information of China (English)

    Feng Shi WU

    2005-01-01

    International non-governmental organizations were among the first international actors that responded to the emergence of AIDS crisis in China. Since 1994, the number of international non-governmental organizations and charitable foundations working in AIDS related issue areas in China has grown steadily and substantially. Despite their organizational differences, most of these non-governmental actors present the characteristics of independent mission, localized practice and diverse working focus. Even though they are constrained by financial and other factors compared with multilateral and bilateral official assistance agencies, they have still played a unique role in fighting against AIDS in China as technical experts, public educators, and civil society supporters.

  11. Marketing management tools of funding and promotion services of non-governmental organizations

    National Research Council Canada - National Science Library

    N.V. Kotenko; S.G. Serdiuk; A.V. Saltykova

    2015-01-01

    The aim of the article. The aim of the article is the analysis of main marketing components formation for non-governmental organizations and researching the advantages of using modern Internet marketing tools for NGOs...

  12. The Development Trend of the Non-governmental Higher Education in China

    Directory of Open Access Journals (Sweden)

    Zhang Dewen

    2013-12-01

    Full Text Available In more than 30 years after China’s reform and opening to the outside world the non-governmental higher education has developed dramatically and enjoyed more and more favorable conditions, making great contributions to the popularization of higher education in China. According to the definition that “The non-governmental higher education is a major growth point for development of educational career and an important driving force in promoting educational reform”, quoting from The planning outline on the national medium and long-term educational reform and development (The Planning Outline for short issued in 2010 by China’s State Council, China has launched policies of greatly supporting the non-governmental higher education and designed the reform goals of the government as the main body of education, with the active participation of the whole society, and the mutual development of the governmental and non-governmental higher education. Soon afterwards, the nation has started the move of the non-governmental educational system, and positively explored the management of classification of profit and non-profit non-governmental educational institutions. Thus, the development of the Chinese non-governmental institutions of higher learning has been greatly influenced because of the policies and relevant practices. With the opening of the 18th national congress and the political direction mentioned in the report as “encouraging and guiding social organizations to initiate education”, the pace of development of the non-governmental institutions of higher learning will be accelerated and some new development trends will become clearer.

  13. Analysis of the Development Structure on Non-governmental Enterprises of Science and Technology

    Institute of Scientific and Technical Information of China (English)

    YANG Jun-bao; GONG Ben-gang

    2002-01-01

    Based on the development of the non-governmental enterprises of science and technology in the past twenty years, this paper applied an interpretive structure model (ISM) to make a research on the regllar development pattern of these enterprises and to probe into the interior development mechanism theoretically. The studying results supply ideas underlying the scientific decision for the govermments at all levels and show the direction of the development of the non- governmental enterprises of science and technology in the future.

  14. non -governmental organisations' response to substance abuse and ...

    African Journals Online (AJOL)

    User

    This research was undergirded by the human rights approach. .... other homeless people were queuing for food rations at the Anglican Cathedral. .... De Melo Resend, V. (2012) Critical discourse analysis and ethnography: The crisis in the.

  15. A survey of food bank operations in five Canadian cities.

    Science.gov (United States)

    Tarasuk, Valerie; Dachner, Naomi; Hamelin, Anne-Marie; Ostry, Aleck; Williams, Patricia; Bosckei, Elietha; Poland, Blake; Raine, Kim

    2014-11-28

    Food banks have emerged in response to growing food insecurity among low-income groups in many affluent nations, but their ability to manage this problem is questionable. In Canada, in the absence of public programs and policy interventions, food banks are the only source of immediate assistance for households struggling to meet food needs, but there are many indications that this response is insufficient. The purpose of this study was to examine the factors that facilitate and limit food bank operations in five Canadian cities and appraise the potential of these initiatives to meet food needs. An inventory of charitable food provisioning in Halifax, Quebec City, Toronto, Edmonton, and Victoria, Canada was conducted in 2010. Of the 517 agencies that participated in a telephone survey of their operations, 340 were running grocery programs. Multivariate regression analyses were conducted to determine the association between program characteristics, volume of service, and indicators of strain in food banks' abilities to consistently achieve the standards of assistance they had established. Extensive, well-established food bank activities were charted in each city, with the numbers of people assisted ranging from 7,111 in Halifax to 90,141 in Toronto per month. Seventy-two percent of agencies indicated that clients needed more food than they provided. The number of people served by any one agency in the course of a month was positively associated with the proportion of food distributed that came from donations (beta 0.0143, SE 0.0024, p 0.0041) and the number of volunteers working in the agency (beta 0.0630, SE 0.0159, p 0.0167). Food banks only achieved equilibrium between supply and demand when they contained demand through restrictions on client access. When access to assistance was less restricted, the odds of food banks running out of food and invoking measures to ration remaining supplies and restrict access rose significantly. Despite their extensive history

  16. The Role of Food Banks in Addressing Food Insecurity: A Systematic Review.

    Science.gov (United States)

    Bazerghi, Chantelle; McKay, Fiona H; Dunn, Matthew

    2016-08-01

    Food banks play a major role in the food aid sector by distributing donated and purchased groceries directly to food insecure families. The public health implications of food insecurity are significant, particularly as food insecurity has a higher prevalence among certain population groups. This review consolidates current knowledge about the function and efficacy of food banks to address food insecurity. A systematic review was conducted. Thirty-five publications were reviewed, of which 14 examined food security status, 13 analysed nutritional quality of food provided, and 24 considered clients' needs in relation to food bank use. This review found that while food banks have an important role to play in providing immediate solutions to severe food deprivation, they are limited in their capacity to improve overall food security outcomes due to the limited provision of nutrient-dense foods in insufficient amounts, especially from dairy, vegetables and fruits. Food banks have the potential to improve food security outcomes when operational resources are adequate, provisions of perishable food groups are available, and client needs are identified and addressed.

  17. Metaphors of Teacher Candidates' Regarding the Concept of "Non-Governmental Organizations" (NGOs)

    Science.gov (United States)

    Selanik-Ay, Tugba

    2016-01-01

    In this study, a learning area in social studies curriculum called "Groups, institutions and social organizations" was used. It can be seen that an important role for teachers in a social studies programme is to benefit from non-governmental organizations. The aim of this study is to investigate primary school teacher candidates' social…

  18. Non-Governmental Organizations in Africa: The Leonenet Street Children Project in Sierra Leone

    Science.gov (United States)

    Hinton, Samuel

    2005-01-01

    The purpose of this paper is to provide snapshots of observations, interventions, and processes in the day to day working of a child charity in Sierra Leone. There were 114 local and 49 overseas funded Non Governmental Organizations (NGOs) in Sierra Leone in 2002. The Leonenet Street Children Project was founded in 1996 by the membership of the…

  19. THE ROLE OF NON-GOVERNMENTAL ORGANISATIONS IN CREATING STANDARDS IN INTERNATIONAL ENVIRONMENTAL LAW

    Directory of Open Access Journals (Sweden)

    Oana Maria HANCIU

    2015-07-01

    Full Text Available The participation and influence of non-governmental actors in areas of international environmental governance has increased tremendously over the last decades. Some of these non-governmental organization (NGOs, like International Union for Conservation of Nature, World Wide Fund for Nature or Greenpeace, have a global character and an intense activity in promoting environmental protection. Of great importance is the fact that some NGOs have gained a consultative status in international and regional organizations influencing the process of drafting and adopting norms of international environmental law. The study analyses the contribution of NGOs in international environmental field and their essential role as ,,guardians of the environment” in promoting and respecting the provisions of international environmental agreements, in particular of Aarhus Convention.

  20. Non-Governmental Organization Leadership And Development. A Review Of The Literature

    OpenAIRE

    Dragoș – Cătălin Apostu

    2013-01-01

    Leaders of the Non-Governmental Organisations (NGOs) often face extraordinary challenges – both at a personal and organisational level. These challenges are demanding, and distinct from those faced by governments or the for-profit sector. NGO leaders are often isolated and unsupported. There is talk of a leadership deficit, because of the shortage of talented leaders and the growth of the non-profit sector generally. As a result there is some urgency in attempts to develop a new generation of...

  1. Developing multiculturality: the discourses on integration of Danish and Spanish non-governmental organisations

    DEFF Research Database (Denmark)

    Agustin, Oscar Garcia

    in Denmark and Spain, approach integration differently and their approaches reflect diverse conceptions of national values, universal rights or citizenship. Although some political parties assume reactive positions, with discourses strengthening the national identities, the non-governmental organisations...... in power are committed to an intercultural model of integration and irregular immigration has been important in relation to the labour market. The NGOs elaborate their discourses according to the current opportunity structures and the access to the public sphere. The NGOs’ conceptions of integration...

  2. Marketing management tools of funding and promotion services of non-governmental organizations

    Directory of Open Access Journals (Sweden)

    N.V. Kotenko

    2015-12-01

    Full Text Available The aim of the article. The aim of the article is the analysis of main marketing components formation for non-governmental organizations and researching the advantages of using modern Internet marketing tools for NGOs in terms of the current economic. The results of the analysis. The analysis of main marketing components for non-governmental organizations and systematization of the known Internet marketing tools were made. The article examines the concept of non-governmental organization and defines the problems of NGOs functioning, which can be solved with the help of a competent marketing plan. Traditional marketing is the process of planning and executing the conception, pricing and promotion and distribution of ideas, goods and services to create exchanges that satisfy the individual and organizational objectives. The concept of social/public marketing aims to raise awareness about important issues our society. Authors research such traditional marketing components for NGOs, as the product, stuff, price, advertising (promotion and place of service. The «product» of NGOs can be considered as «changed human life» like the help for sick people, improving the ecological environment, solving problems for particular social groups and more. Most of non-governmental organizations have stuff, whose work is paid and volunteer, whom working on a voluntary basis. As donors pay all related costs of their implementation, most NGOs provide their services free of charge, but also writing the project for implementing NGOs products/services required the budgeting on the basis of prices for NGOs services. Place of service for non-governmental organizations are limited to three scenarios: own premises, premises partners or the location of the target groups (customers. The most common promoting instruments for NGO are personal customer advice and recommendations of partner organizations or public bodies. Successful functioning of non-governmental

  3. “GERMAN-TURKISH ASSOCIATION” AS A NON-GOVERNMENTAL ORGANIZATION

    Directory of Open Access Journals (Sweden)

    Necati DEMİR

    2016-04-01

    Full Text Available Civil society organizations which are non-govermental, operate political, cultural, social, legal etc. Areas, consisting of the employees and members on a voluntary basis, non- profit organizations. German-Turkish Association (German name: Deutschtürken Verband e.V. is a non-governmental organization established by Turks in Munich of Germany. In this study, German-Turkish Association has been introduced, information about the activities of the Union has been given, these activities has been evaluated in terms of their contribution to the Turkish and Turkish culture.

  4. Social media as a tool for positioning of youth non-governmental organizations activity

    Directory of Open Access Journals (Sweden)

    M. A. Shvab

    2014-09-01

    Full Text Available The article is devoted to the social media analysis, as an important tool of the mass media in the youth non-governmental organizations activity. The article is about special popularity of social media among youth because of the rapid information technologies development. The author emphasizes that social media is a main online channel of communication among young generation, that should be taken into the consideration during the external communication creation. Youth organizations often use social media for target audience involvement, information dissimilation and exchange, service promotion and online dialogue. The author analyses different social media tools, such as: blogs, microblogs (Twitter, social networking sites (Facebook, VKontakte, video-sharing websites (YouTube and others. All these tools are easy in use, do not need any special skills and resources, they are low-cost as well. The author considers that it would be useful to include the organization’s Internet addresses on all social media websites and in traditional media publications, to make it as easy as possible for customers to find the youth non-governmental organizations they are looking for among the broad range of social media communities and services.

  5. Chapter 3: International non-governmental organizations in the emerging world society: the example of ISPRM.

    Science.gov (United States)

    Reinhardt, Jan D; von Groote, Per M; DeLisa, Joel A; Melvin, John L; Bickenbach, Jerome E; Li, Leonard S W; Stucki, Gerold

    2009-09-01

    Using the International Society of Physical and Rehabilitation Medicine (ISPRM) as a case in point, the paper describes the complex world societal situation within which non-governmental organizations that address health issues have to operate.This paper describes the complex world societal situation within which non-governmental organizations (NGOs), that are addressing health issues have to operate. In particular, as an international organization in official relation with the World Health Organization (WHO), ISPRM is confronted with a variety of responsibilities and a true world health political mandate. The accompanying rights need to be played out in relation to its own internal member organization and external allies. The theory of the world society and the current situation are briefly reviewed. The role of international NGOs within the world health polity, rehabilitation and Physical and Rehabilitation Medicine (PRM) is highlighted, whilst special emphasis is placed on NGOs in official relation with WHO. Functions, dysfunctions and challenges of international NGOs operating in the health sector are discussed. Against this background, key approaches to enhance ISPRM's political role are analysed. These include transparent and accountable development of the organization, the differentiation between internal and external policy relations, the harmonization of organizational structures and procedures, the consequential use of political structures available to influence WHO's agenda, and the identification of other policy players of major relevance to PRM in order to build strategic alliances with external partners and to enhance ISPRM's membership base.

  6. [Role of the Lutheran Non-Governmental Health Organization in tuberculosis control].

    Science.gov (United States)

    Auregan, G; Rakotonirainy, C; Ratsitorahina, M; Rakotomanana, F; Razafinimanana, J; Rakotondramarina, D

    1995-01-01

    Ever since its establishment in Madagascar, the Lutheran Church has been very active in medical field. In 1983, the creation of a medical non governmental organization called SALFA (Sampanasa Loteriana momba ny Fahasalamana) gave a new impulse. Since 1987, the SALFA has been seriously involved in the management of tuberculous patients. This document is a synthesis of actions conducted by SALFA whose experience in tuberculosis control is widely recognized by the Health Department and specially by the National Tuberculosis Control Program (NTCP). With an annual average of 1250 tuberculosis taken in charge, this NGO assumes 10% of the whole of the Program work. The diagnosis work is good (more than 85% Of PMT+) and therapeutic follow up of patients is excellent (more than 80% of the cured); those two elements of screening-treatment, basis of all tuberculosis control program incited us to describe this exemplary program.

  7. STUDY REGARDING THE FINANCING AND TAXATION OF THE ROMANIAN NON-GOVERNMENTAL ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Violeta ISAI

    2014-06-01

    Full Text Available Although at first sight the concept of non-profit organization seems relatively new, it has developed centuries ago and today it demonstrate its importance more than ever. If in the Western Europe states, the civil society has been constantly present in people's lives, the Romanian citizens bring back to life this concept in order to make further economic and social progress. The transition to the democracy, after 1989, has offered a favorable political context in order to develop the cooperatively sector. This transformation took place in the context of dramatically political, economic and social changes. Thus, the financing of nonprofit sector know various forms, from public sources, charity, economic activities up to make donations and forwarding a share of the income tax. Furthermore, in non-governmental sector organizations currently get the benefit of a series of benefits of fiscal nature.

  8. Non-governmental organizations assisting victims of crime in Belgrade: Survey results

    Directory of Open Access Journals (Sweden)

    Milivojević Sanja K.

    2003-01-01

    Full Text Available This paper presents the results of survey regarding non-governmental organizations assisting victims of crime in Belgrade. The survey was completed at the end of 2002 for purposes of establishing a Victim Support Service in Serbia. In introduction authors give a short review of victim support services development in the World and the region, explaining the need for such service in Serbia, the subject and the aim of the article as well as the purpose of the survey. Second part of the paper contains the sample, methodology and the aim of the interview with NGO representatives. In the third section authors present the analysis of the survey data. Finally, in conclusion authors summarize the data and observed problems, suggestions for possible solution and directions of future development of services and organizations assisting victims of crime in Serbia.

  9. Non-governmental organizations and politics of interpretation of South-Slavic’s recent past

    Directory of Open Access Journals (Sweden)

    Radojičić Mirjana

    2005-01-01

    Full Text Available In the text the author considers politics of interpretation of South-Slavic peoples' recent past, which was demonstrated by the most prominent activists of Serbian non-governmental organizations. By summarizing the interpretation in a few points, the author attempts to identify its key features: arrogance and extremism as a style, counter factuality as a strategy and anti-Serbian nationalism and racism as an ideological strongpoint. In the final section of the text, what is pleaded is a precise legal regulation of that delicate area of civil activism, which in the last decade has presented a malignant protuberance on destroyed social tissue of Serbia and serious threat to the rest of its considerably lost national interests.

  10. THE ROLE OF NON-GOVERNMENTAL ORGANIZATIONS AS A CHANGE PROMOTER WITHIN EUROPEAN POLICIES

    Directory of Open Access Journals (Sweden)

    Carmen Claudia ARUSTEI

    2014-10-01

    Full Text Available The importance of the non-governmental organization (NGO in implementing specific activities and priorities of European policies increases continuously because of the new environment requirements. Through a qualitative research, our study aims to highlight the catalysts and the main constraints in operationalizing the European policies involving the civil sector. Our approach is integrative and nontheless sequential and it is based on a multi-player model with the identification of the role and types of actions specific to each party involved. A temporal comparative analysis is also made by highlighting the evolution in time of the strategic pillars, the constraints and problems specific to the NGOs. The conclusions of our study are going towards pro-active measures: a fair placement considering the role of NGOs within implementing European policies considering the fact that they can offer consistent support and can undertake innovative actions that generate benefits for the society, community and the organization itself.

  11. Non-fatal occupational injuries among non-governmental employees in Malaysia.

    Science.gov (United States)

    Abas, Adinegara Bin Lutfi; Said, Abdul Razzak Bin Mohd; Mohammed, Mohammed Azman Bin Aziz; Sathiakumar, Nalini

    2011-01-01

    We analyzed data on non-fatal occupational injuries reported to Malaysia's social security organization from 2002 to 2006. There was a decrease in both the absolute number and the incidence rates of these injuries over time. About 40% of cases occurred in the manufacturing sector followed by the service (17%) and trading (17%) sectors. The agriculture sector reported the highest incidence rate (24.1/1,000), followed by the manufacturing sector subcategories of wood-product manufacturing (22.1/1,000) and non-metallic industries (20.8/1,000). Men age 40 to 59 and persons of Indian ethnicity had a greater tendency to sustain injuries. Government and non-governmental organizations should strive to develop strategies to reduce the occupational injuries targeting vulnerable groups. Enforcement of safety measures will further play an important role to ensure that both employees and employers take special precautions to address workplace hazards.

  12. Nutritional quality and price of food hampers distributed by a campus food bank: a Canadian experience.

    Science.gov (United States)

    Jessri, Mahsa; Abedi, Arvin; Wong, Alexander; Eslamian, Ghazaleh

    2014-06-01

    Food insecurity is a mounting concern among Canadian post-secondary students. This study was conducted to evaluate the content of food hampers distributed by University of Alberta Campus Food Bank (CFB) and to assess the cost savings to students, using these hampers. Contents of hampers distributed among 1,857 students and their dependants since 2006 were evaluated against Canada's Food Guide (CFG) recommendations and Dietary Reference Intakes (DRI). Hampers were aimed at serving university students and one to five members of their households located in Edmonton, Western Canada. One thousand eight hundred fifty-seven clients in Alberta, Canada, were included in the study. Although all hampers provided adequate energy, their fat and animal protein contents were low. Compared to the CFG recommendations, the requirements of milk and alternatives and meat and alternatives were not sufficiently met for clients using > or = 3-person hampers. None of food hampers (i.e. one- to five-person hampers) met the DRI recommendations for vitamin A and zinc. Clients of CFB received Canadian dollar (CN$) 14.88 to 64.3 worth of non-perishable food items in one- to five-person hampers respectively. Hampers provided from the CFB need improvement. Nutrients missing from the food hampers could be provided from fresh fruits, vegetables, dairy, and meat products; however, these foods are more expensive than processed food items. The CFB provides a significant amount of savings to its clients even without considering the additional perishable donations that are provided to clients. Interpretation of our data required the assumption that all clients were consuming all of their hampers, which may not always be the case. Clients that do not fully consume their hampers may benefit less from the food bank.

  13. Calcium Nutrition Perceptions among Food Bank Users: A Canadian Case Study

    Science.gov (United States)

    Johnson, Shanthi; Hawkins, Nicki

    2010-01-01

    The present study examined the differences in the food bank users' perceptions related to calcium nutrition across sex and employment status using a cross-sectional, prospective design at a large food bank in Canada. A total of 197 individuals participated for a response rate of 97%. A structured survey was developed and pilot tested before it was…

  14. The role of non-governmental organizations in the prevention and reduction of drug abuse: the Philippine experience.

    Science.gov (United States)

    Quejas, S Q

    1983-01-01

    A wide range of non-governmental organizations are involved in the prevention and reduction of drug abuse in the Philippines. The numerous activities and substantive achievements of non-governmental organizations in combating the problems of drug abuse are manifestations of their commitment to and involvement in an avowed partnership with the Government to promote care for young people and quality of life in general. The Dangerous Drugs Board, the Government's policy-making and co-ordinating body, has facilitated and encouraged the development of existing approaches and strategies and, in co-operation with non-governmental organizations, has made drug-abuse prevention programmes more viable and relevant. This co-operation strengthened agency relationships, encouraged resource-sharing and generated a more balanced approach towards programme planning and implementation. The various government services, in co-operation with non-governmental organizations, have adopted the models and strategies that are action-oriented activities, primarily intended to promote positive values, attitudes, self-development, creative productivity and skills of young people.

  15. A Conceptual Model for Supporting Para-Teacher Learning in an Indian Non-Governmental Organization (NGO)

    Science.gov (United States)

    Raval, Harini; McKenney, Susan; Pieters, Jules

    2010-01-01

    Non-governmental organizations (NGOs) are being recognized globally for their influential role in realizing the UN Millennium Development Goal of education for all in developing countries. NGOs mostly employ untrained para-educators for grassroots activities. The professional development of these teachers is critical for NGO effectiveness, yet…

  16. The Role of International Non-Governmental Organisations in Promoting Adult Education for Social Change: A Research Agenda

    Science.gov (United States)

    Hoff, Lutz; Hickling-Hudson, Anne

    2011-01-01

    This paper explores the role of International Non-Governmental Organisations (INGOs) in adult education as one instrument of global civil society to effect social change. Postcolonial theory is utilized to explore the complex relationships between the concepts of "globalisation", "global civil, society", and "adult education for social change". In…

  17. The Role of International Non-Governmental Organisations in Promoting Adult Education for Social Change: A Research Agenda

    Science.gov (United States)

    Hoff, Lutz; Hickling-Hudson, Anne

    2011-01-01

    This paper explores the role of International Non-Governmental Organisations (INGOs) in adult education as one instrument of global civil society to effect social change. Postcolonial theory is utilized to explore the complex relationships between the concepts of "globalisation", "global civil, society", and "adult education for social change". In…

  18. Public health research priorities in Europe seen by non-governmental organizations.

    Science.gov (United States)

    Gulis, Gabriel; Garrido-Herrero, Lara; Katreniakova, Zuzana; Harvey, Gabrielle; McCarthy, Mark

    2008-12-01

    Public health research is concerned with population health, determinants of health, health systems research, health promotion, environmental health, health protection, disease prevention and research in other fields of public health. During the last decades, non-governmental organisations (NGOs) are more often entering the field of public health research. This paper presents results of work within SPHERE (Strengthening Public Health Research in Europe), a European Commission funded study aimed to gather information and produce knowledge on the state of public health research in Europe. A questionnaire survey was developed and conducted among NGOs enrolled in a database held by the European Public Health Alliance (EPHA). There were 80 replies, and the response rate for NGOs that were members of EPHA was 53%. There were no significant statistical differences in the responses when analysed for three European groups ['old' member states (EU 15), accession members states in 2004 (EU 10) and EU-associated countries]. The NGOs reported a relatively large international experience, expressed by participation in international public health research, and more often practice work. The main research priorities reported were general public health, environmental health, ADHD, obesity, nutrition, tobacco control. NGOs showed low correlation between their work field and their proposed public health research priorities. There are growing numbers of NGOs in Europe concerned with public health. This survey indicates their interest also in public health research priorities.

  19. Exploring fragility: industrial delocalization, occupational and environmental risks, and non-governmental organizations.

    Science.gov (United States)

    Rigotto, Raquel Maria

    2009-03-01

    What is the role of non-governmental organizations--NGOs--in the process of industrial delocalization and socio-spatial redistribution of occupational and environmental risks? In an attempt to contribute to this debate, this study approaches the issue in a very specific socio-historical context, marked by recent accelerated industrialization in a small town in Northeast Brazil. Based on semi-structured interviews with leaders of four local NGOs, the way they perceive and value the risks introduced into the area and relations between industrialization and local development are analyzed. Findings show a strong adherence to the industrial plan by workers' trade unions, whilst other NGOs are highly critical with regard thereto, but undertake no social or political activity regarding the issues they identify. This phenomenon is discussed in terms of the modus operandi of ideology and its strategies for symbolic construction, enabling a comprehensive reinterpretation of how capital also benefits, in its mobility, from local society's fragility in organizing and protecting quality of life and public health.

  20. Non-Governmental Organization Leadership And Development. A Review Of The Literature

    Directory of Open Access Journals (Sweden)

    Dragoș – Cătălin Apostu

    2013-05-01

    Full Text Available Leaders of the Non-Governmental Organisations (NGOs often face extraordinary challenges – both at a personal and organisational level. These challenges are demanding, and distinct from those faced by governments or the for-profit sector. NGO leaders are often isolated and unsupported. There is talk of a leadership deficit, because of the shortage of talented leaders and the growth of the non-profit sector generally. As a result there is some urgency in attempts to develop a new generation of leaders, and to provide relevant support to existing and future leaders. Leadership development programmes designed for NGO leaders must as a consequence incorporate best practice and current experience rather than rehashing tired, traditional approaches to leadership training. This paper examines the role of leaders and leadership in NGOs. It draws on the analysis of recent research into the characteristics of NGO leaders, and explores the challenges of designing leadership development programmes appropriate to the needs of NGOs. This paper identifies the elements of successful leadership development, and assesses the skills or competencies that need be developed.

  1. Environmental non-governmental organizations – The actions of civil society in Curitiba and Metropolitan Area

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    Cleusa Mara WOLSKY CARNEIRO

    2010-04-01

    Full Text Available The present article aims at achieving a diagnosis of the major actions of the environmental non-governmental organizations (NGOs that actuate in Curitiba and Metropolitan Area. It also studies the relations established by these organizations to build a place socially fair and environmental sustainable. In order to do that the main activities of these organizations in the last decades were raised through interviews with their representatives, visitations to the central office and verification of the institutional documents available. The paper explains that the NGOs search to make actions that raise a sustainable model of development, since they understand that the State reduced the participation in this sector and that the people gave them power for it. To achieve so, they need to create a net of relationships between the community, the private and public agents and the NGOs, with the objective of learn the problems, point at the solutions and to develop environmental interventions models to legitimize their actions. That way, the territoriality that these organizations seek to create depend of integrated decisions and of a continuous search of people, information and mobilization, to set up news socials actors and to ensure the development of the activities of these organizations.

  2. MANAGERIAL PERCEPTION OF EDUCATION IN THE EDUCATIONAL NON-GOVERNMENTAL ORGANIZATIONS

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    Mehmet Metin ARSLAN

    2011-01-01

    Full Text Available The aim of this research is to determine the educational NGO managers’ perceptions of education in the city of Kırıkkale. The sample of this qualitative research, which has been conducted on a case pattern basis, comprises managers from 13 educational non-governmental organizations in the province of Kirikkale. Data were collected by the researcher himself through direct contact and interview with the participants. The interview form was developed based on the opinions from experts in the field. The concordance between the sentential codifications was checked by an independent observer and the researcher in order to ensure data reliability. The coefficient of concordance between the observers was calculated as .87 for the sociopolitical perceptions dimension of education and .90 for the perceptions regarding the position and importance of the organizations, which were included in the present research, in the system. Participant confirmation method was used for the validity of the data. Some remarkable results of the research are as follows: The participantsØ failed to relate the aims of educational organizations to the general public, Ø basically engaged in aid-oriented activities, Ø expected aid from the government, Ø tended to look at education and its problems from an economic viewpoint, Ø neglected the philosophical and scientific dimensions of the problem, and Ø made individual assessments with no relevance to the social context.

  3. CEO Emoluments Determination of Non Governmental Organisations (NGO in Melaka: A Concept Paper

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    Hassan Masita

    2017-01-01

    Full Text Available Non-governmental organisations (NGOs are formed by mutual members in conducting activities to enhance social welfare of its members and public. The issue of governance of NGO arises when such social welfare fail to be achieved. Principal-agent theory explains that agent (elected CEO or key committees is responsible to carry out NGO activities aligned with principal’s interest (which described in NGO missions and goals. If CEO or key committees are being paid to govern NGO, emolument is primarily perceived as a signal to level of governance of NGO. This study objectively to determine factors that influence the decision of emoluments paid to elected CEO or key committees. Subsequently, this study is to analyze the level of governance of NGO. NGO registered in Melaka will be selected from Registrar of Societies (ROS in Melaka. Therefore, data for this study will be collected using data from ROS Melaka. 594 registered NGO that located in Melaka will be contacted and interviewed to complete structured questionnaire. Data collected will be analyzed using SPSS software to determine the factors that influences emolument decision. Subsequently, data will be analyzed to determine the level of governance of NGOs in Malaysia, which related to emoluments decision making.

  4. Non-governmental organizations, democracy, and HIV prevalence: a cross-national analysis.

    Science.gov (United States)

    Shircliff, Eric J; Shandra, John M

    2011-01-01

    Despite the scale, reach, and global impact of the human immunodeficiency virus (HIV), its study has remained largely at the purview of various micro-level analyses (e.g., Gutmann 2007; Levi and Vitória 2002). However, differences in prevalence rates at the national level suggest that other forces might be at work. Following the work of McIntosh and Thomas (2004), the only cross-national study of HIV/AIDS published to our knowledge, we conduct a cross-national analysis that examines world polity ideas that higher levels of health and women’s non-governmental organizations (NGOs) should be associated with lower levels of HIV prevalence. Initially, we find no support for these hypotheses. However, we respecify our models to test a political opportunity structure hypothesis that democracy enhances the ability of health and women’s NGOs to deal with HIV. We test this line of reasoning by including an interaction term between democracy and the health and women’s NGO variables. In doing so, we find that health and women’s NGOs are associated with lower levels of HIV prevalence in democratic rather than repressive nations.

  5. Efficient Mechanisms of Cooperation between Non-Governmental Organisations and Public Authorities

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    Rucsandra FILLOREANU

    2015-09-01

    Full Text Available This paper aims to present to the wide public a success story concerning the efficient cooperation between the civil society as a whole (citizens, NGOs, stake holders and public administration authorities. The success consists in using and strengthening dialogue measures within the collaboration of the two actors. The research is based on a study case. This was run through an EU funded project - “Efficient mechanisms of cooperation with public authorities”. The goal of the project was to increase the capacity of non-governmental organizations to cooperate with the public administration institutions. In order to reach the proposed aim there have been organized a series of theoretical and practical training courses, roundtable discussions and study-visits. Through this manner it has been encouraged and practiced the structured dialog on public agenda issues between the representatives of the local and national authorities and the active citizens. The outputs of the project consist in one Public Consultation Guide elaborated on the basis of good practices acknowledged through the project and two local citizens` initiatives on local public administration matters that have been brought into the public attention of the decision-making actors. Active citizenship, structured dialogue between civil society and state actors, developed tools for effective advocacy and lobby that are part of the success story that we intend to present through this study case.

  6. Occupational disease among non-governmental employees in Malaysia: 2002-2006.

    Science.gov (United States)

    Abas, Adinegara Bin Lutfi; Said, Abdul Razzak Bin Mohd; Mohammed, Mohammed Azman Bin Aziz; Sathiakumar, Nalini

    2008-01-01

    In the absence of systematic occupational disease surveillance, other data collected by governmental agencies or industry is useful in the identification of occupational diseases and their control. We examined data on occupational diseases reported by non-governmental employees to the national workers' social security organization in Malaysia, 2002-2006. The overall incidence rate of occupational disease was 2.8 per 100,000 workers. There was an increase in the annual number and rates of occupational disease over time. The most frequently reported conditions were hearing impairment (32%) and musculoskeletal disorders (28%). Workers in the non-metallic manufacturing industry had the highest average incidence rate of hearing impairment (12.7 per 100,000 workers) and musculoskeletal disorders (3.5 per 100,000 workers), compared to all other industries. Preventive measures should focus on safety education, engineering control and workplace ergonomics. Enforcing workplace standards and incorporating an ongoing surveillance system will facilitate the control and reduction of occupational disease.

  7. Stretching between learning and accountability: Experiences of South African non-governmental organisations

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    Dzvinka Kachur

    2016-06-01

    Full Text Available This article contributes to knowledge around organisational learning in relation to Monitoring and Evaluation (M&E processes of non-governmental organisations (NGOs.While learning and accountability are two fundamental purposes of M&E, in practice NGOs often perceive donor accountability as the only function of their organisation’s M&E system. Learning through meaningful monitoring of actions is a necessary process to satisfy effective functioning of organisations working on social change.The article is based on action research, which included qualitative methods such as case studies, focus group interview(s, semi-structured interviews and questionnaires with participating organisations from an 18-month Monitoring and Evaluation Capacity Development Programme of the Community Development Resource Association, which involved nine South African NGOs. Organisations benefited from the programme through peer learning, consulting and research linked to the programme.The research revealed that NGOs have a perception of M&E as an accountability procedure that has been imposed on them by donor communities and are resistant to it as well as to rigid data collection.Organisations require specific capacities to realise their power and to be able to negotiate more developmental approaches to M&E within their organisations and with donors. The model is suggested that fosters learning in M&E systems and includes two interlinked processes: self-awareness (a sense of core organisational values and intuitive ability and awareness about the outside world and the effects of organisations’ work.The model for M&E systems can be explored further and help those organisations who are working towards better balance between learning and accountability.

  8. Transformation of Muslim Behaviour towards Sustainable Environment: Perspectives of Non-Governmental Organisations in Klang Valley

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    Mashitoh Yaacob

    2017-08-01

    Full Text Available Man cannot depend solely on science and technology to solve environmental problems. In fact, scholars and environmentalists have observed that some of the causes of environmental deterioration are rooted in science and technology. It is clear that environmental problems need ethical solution. However, environmentally ethical behaviour (EEB is often overlooked in the life of a Muslim. This behaviour is important, particularly, to ensure the future of civilization of the Islamic world and, generally, civilization as a whole. Given the fact that non-governmental organisations (NGOs are more sensitive to the transformation of public behaviour compared to other groups, this article discusses the perspectives of Malaysian NGOs on the transformation of Muslim EEB in Malaysia in three aspects: (a The type of EEB practiced by Muslims in Malaysia; (b The transformation process of EEB experienced by Muslims in Malaysia; and (c Whether or not the transformation of EEB of Muslims in Malaysia is motivated by the values advocated by Islam. The research adopted a qualitative research method of data collection, i.e., focus group discussions (FGDs. FGD’s results illustrated that: (a Pre-cycling, reusing and recycling are the common types of EEB practiced by Muslims in Malaysia; (b The transformation process of EEB experienced by Muslims in Malaysia is not accelerating at the speed that we hoped for; and (c The transformation of EEB of Muslims in Malaysia is motivated more by economic and social factors as well as level of education and regulation enforcement compared to the values advocated by Islam.

  9. The Role of Non-Governmental Non-Profit Organizations in the Provision of Social Services and the Palliation of Poverty

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    Mihaela Bronić

    2005-01-01

    Full Text Available After introductory considerations, arguments are put forward for non-governmental organisations as exclusive providers of social services. The negative characteristics of the non-governmental organization are subject of the third part of the paper. In the fourth part, the meaning of the social funds is explained (they are a kind of non-governmental organisations, and in Part 5, we explain the importance of the synergy between the government and society in the provision of social services. After the explanation of the situation in Croatia, in the Part 6 of the paper we give our final considerations. In Croatia non-governmental organizations that provide social services are slowly developing. In their further strengthening it is necessary to change the general viewpoints concerning the role and importance of the non-governmental sector in the alleviation of poverty, as well as to achieve better coordination between the state and the sector.

  10. Influence of Non-Governmental Organizations’ Participatory Level of Governance on Accountability to Stakeholders in Kisumu Municipality, Kenya

    OpenAIRE

    Ochuodho Samuel

    2013-01-01

    The purpose of this study was to determine the influence of governance on accountability to stakeholders by Non-Governmental Organizations in Kisumu Municipality, Kenya. Objective of the article was to establish the level at which participation as an element of governance influence accountability to stakeholders by NGOs in Kisumu Municipality. The research question was, at what level does participation as an element of governance influence accountability to stakeholders by NGOs in Kisumu Muni...

  11. Effects of organisational policies and practices on job satisfaction among employees of international non-governmental organisations (INGOs)

    OpenAIRE

    Ifabua, A

    2009-01-01

    Since International Non-Governmental Organisations (INGOs) gained United Nations’ recognition in the 1950s, they have continued to grow in stature as key global players. Consequently, a lot of research attention has been devoted to the global influence of INGOs and the management challenges that they face. Despite steady increase in the number of research publications that focus on a wide range of INGO issues, employee job satisfaction has yet to receive serious research attention. This study...

  12. Awareness of food nutritive value and eating practices among Nigerian bank workers

    Science.gov (United States)

    Eze, Ngozi M.; Maduabum, Felicia O.; Onyeke, Nkechi G.; Anyaegunam, Ngozi J.; Ayogu, Chinwe A.; Ezeanwu, Bibian Amaka; Eseadi, Chiedu

    2017-01-01

    Abstract Adequate nutrition is an important aspect of a healthy lifestyle for all individuals, including bank staff. The objective of this study was to investigate the awareness of food nutritive value and eating practices among bank workers in Lagos State, Nigeria. The study adopted a cross-sectional descriptive survey design. A purposive sample of 250 bank workers took part in the study. Means and Student t tests were employed for data analysis. Results showed that bank workers were aware of the nutritive value of foods, and that eating practices commonly adopted included skipping breakfast, eating breakfast at work, buying food at work from the bank canteen, eating in between meals, buying snacks as lunch, and consuming soft drinks daily, among others. There were no significant differences between male and female bank workers in mean responses on food nutritive value or in eating practices adopted. Good eating habits will help bank workers not only to improve their nutritional well-being, but also to prevent nutrition-related diseases. The implications for nutritional counseling and education are discussed in the context of these findings. PMID:28272248

  13. A qualitative study of nutrition-based initiatives at selected food banks in the feeding America network.

    Science.gov (United States)

    Handforth, Becky; Hennink, Monique; Schwartz, Marlene B

    2013-03-01

    Food banks are the foundation of the US emergency food system. Although their primary mission is to alleviate hunger, the rise in obesity and diet-related diseases among food-insecure individuals has led some food bank personnel to actively promote more nutritious products. A qualitative interview approach was used to assess nutrition-related policies and practices among a sample of 20 food banks from the national Feeding America network. Most food bank personnel reported efforts to provide more fresh produce to their communities. Several described nutrition-profiling systems to evaluate the quality of products. Some food banks had implemented nutrition policies to cease distributing low-nutrient products, such as soda and candy; however, these policies were more controversial than other strategies. The obstacles to implementing strong nutrition policies included fear of reducing the total amount of food distributed, discomfort choosing which foods should not be permitted, and concern about jeopardizing relationships with donors and community partners. Empirical research is needed to measure how food bank nutrition policies influence relationships with food donors, the amount of food distributed, the nutritional quality of food distributed, and the contribution of food bank products to the food security and nutritional status of the communities they serve. Copyright © 2013 Academy of Nutrition and Dietetics. Published by Elsevier Inc. All rights reserved.

  14. The comparative advantage of NGO (non-governmental organizations) in the health sector--a look at the evidence.

    Science.gov (United States)

    Matthias, A R; Green, A T

    1994-01-01

    Attention being given to the development of an appropriate public/private mix in health-care delivery should not exclude the role of non-governmental organizations (NGOs). There is a widely accepted thesis of NGO comparative advantage over government, but evidence to support this thesis is generally more anecdotal than analytical. This paper considers evidence available in the literature and from field research in southern Africa, especially with regard to efficiency, innovation and reaching grass-roots communities. The paper concludes that the comparative advantage of the NGO sector needs to be analysed in relation to both the private for-profit sector and the public sector.

  15. Youth Voluntary Activities in Non-governmental Organizations and Perception of Volunteerism: Example of Educational Volunteers Foundation of Turkey (TEGV

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    Aslı Yönten Balaban

    2015-12-01

    Full Text Available AbstractVolunteer activities, which can be described as activities without demanding any recompense, has an important role in strengthening the social structure. Youth participation into voluntary activities makes them active in the field of social integration while contributing their personal development. In this study, youth voluntary activities with regards to non-governmental organizations in Turkey will be discussed. It is also aimed to evaluate perception of volunteerism and the contribution of young volunteers’ activities to themselves in specific and to society in general.Keywords: Participation, Volunteerism, Educational Volunteers Foundation of Turkey (TEGVJEL Classification Codes: I29, L31

  16. Food insecure student clients of a university-based food bank have compromised health, dietary intake and academic quality.

    Science.gov (United States)

    Farahbakhsh, Jasmine; Hanbazaza, Mahitab; Ball, Geoff D C; Farmer, Anna P; Maximova, Katerina; Willows, Noreen D

    2017-02-01

    University and college students in wealthy countries may be vulnerable to financial food insecurity. If food insecure students have suboptimal health, their ability to learn and excel in their education could be compromised. This Canadian study examined the relationship of food security status to diet and self-perceived health and academic quality among students receiving emergency food hampers from the Campus Food Bank at University of Alberta. A convenience sample of 58 students completed a survey. Of participating students, 10.3% were food secure, 44.8% were moderately food insecure and 44.8% were severely food insecure. Overall, 32.8% rated their general health as fair/poor, 27.6% rated their mental health as fair/poor and 60.3% indicated at least one adverse academic outcome of not having enough money for food. Compared to other participating students, students with severe food insecurity had a greater likelihood of fair/poor general health (odds ratios (OR) 4.03, 95% confidence intervals (CI) 1.10-14.78); fair/poor mental health (OR 4.96, 95% CI 1.28-19.19); being unable to concentrate in class or during an exam (73.1% vs 40.6%, χ(2) = 6.12, P = 0.013); relying on food hampers (34.6% vs 9.7%, χ(2) = 5.57, P = 0.018); and, consuming fewer daily fruits, vegetables and legumes (2.12 vs 2.97 cup equivalents, P = 0.009). Food insecurity compromises students' health, diet and academic quality. Campus food banks are not the solution to student hunger. Governmental and university-based programmes and policies are needed to improve the food security situation of university students. © 2016 Dietitians Association of Australia.

  17. Money Worries Keep Students Going to Campus Food Banks

    Science.gov (United States)

    Sandoval, Timothy

    2012-01-01

    Hunger on campus is part of a lingering national problem that grew after the financial crisis that began in late 2007. In an unforgiving economy, many students across the country struggle not only to pay tuition but also to buy food. Colleges and nonprofit groups have noticed, and more are reacting. Food pantries are cropping up on two-year and…

  18. Scope and importance of non-governmental organisations activities’ and their evaluation by rural residents of the podkarpackie province

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    Maria Grzybek

    2013-03-01

    Full Text Available This paper describes the type of operating 210 non-governmental organizations and the scope of their activities in rural areas the Podkarpackie province. The research results show that most active units are, commonly known by inhabitants, voluntary fire brigades, sports clubs, farmer housewives’ associations and folkloristic associations. The activity of these organisations was related to learning, culture, education, upbringing, as well as public safety and environment protection. The opinions of 595 people from the surveyed municipalities were taken into account, in terms of quality of their activities in the local community. The results confirmed full acceptance of nonprofit organizations’ activity, and dominance of good and very good ratings was a recognition of high quality of their services and important role they play in rural areas of the Podkarpackie province.

  19. From Climate Advocacy to Public Engagement: An Exploration of the Roles of Environmental Non-Governmental Organisations

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    Joseph Szarka

    2013-06-01

    Full Text Available The capacity of non-governmental organisations (NGOs to encourage public engagement with climate protection is analysed through a conceptual framework focused on six advocacy functions: issue framing, knowledge generation and dissemination, attribution of responsibility, lobbying, public mobilisation and agenda setting. This framework is used to organise and interpret the results of a fieldwork study of environmental NGOs, conducted in France, Germany and the UK. Key findings include the importance of the cross-linkage of climate with other categories of issue, NGO stress on knowledge as a precursor to action, a ‘politics of accountability’ in which the attribution of responsibility paves the way for making political demands, a preference for multi-layered lobbying, where process can be as important as product, and the need to adjust NGO mobilisation and agenda setting strategies in the aftermath of the 2009 Copenhagen negotiations and the financial crisis.

  20. Impact evaluation to communicate and improve conservation non-governmental organization performance: the case of Conservation International.

    Science.gov (United States)

    McKinnon, Madeleine C; Mascia, Michael B; Yang, Wu; Turner, Will R; Bonham, Curan

    2015-11-05

    The rising prominence of more rigorous approaches to measuring conservation outcomes has included greater adoption of impact evaluation by conservation non-governmental organizations (CNGOs). Within the scientific literature, however, little consideration has been given to the unique and specific roles of CNGOs in advancing impact evaluation. We explore these issues in the context of one CNGO-Conservation International (CI)-and its experiences producing, using and funding impact evaluations over the past decade. We examine the contributions of impact evaluation to CI's mission at three different stages of CI's strategy: innovation, demonstration and amplification. Furthermore, we review incentives and barriers encountered by CI in its 10+ years' experience in impact evaluation. More coordinated and strategic use of impact evaluation by CNGOs would facilitate learning and promote accountability across the conservation community.

  1. The role of non-governmental organizations in global health diplomacy: negotiating the Framework Convention on Tobacco Control.

    Science.gov (United States)

    Lencucha, Raphael; Kothari, Anita; Labonté, Ronald

    2011-09-01

    The Framework Convention on Tobacco Control (FCTC) is an exemplar result of global health diplomacy, based on its global reach (binding on all World Health Organization member nations) and its negotiation process. The FCTC negotiations are one of the first examples of various states and non-state entities coming together to create a legally binding tool to govern global health. They have demonstrated that diplomacy, once consigned to interactions among state officials, has witnessed the dilution of its state-centric origins with the inclusion of non-governmental organizations (NGOs) in the diplomacy process. To engage in the discourse of global health diplomacy, NGO diplomats are immediately presented with two challenges: to convey the interests of larger publics and to contribute to inter-state negotiations in a predominantly state-centric system of governance that are often diluted by pressures from private interests or mercantilist self-interest on the part of the state itself. How do NGOs manage these challenges within the process of global health diplomacy itself? What roles do, and can, they play in achieving new forms of global health diplomacy? This paper addresses these questions through presentation of findings from a study of the roles assumed by one group of non-governmental actors (the Canadian NGOs) in the FCTC negotiations. The findings presented are drawn from a larger grounded theory study. Qualitative data were collected from 34 public documents and 18 in-depth interviews with participants from the Canadian government and Canadian NGOs. This analysis yielded five key activities or roles of the Canadian NGOs during the negotiation of the FCTC: monitoring, lobbying, brokering knowledge, offering technical expertise and fostering inclusion. This discussion begins to address one of the key goals of global health diplomacy, namely 'the challenges facing health diplomacy and how they have been addressed by different groups and at different levels of

  2. Resourcefulness, Desperation, Shame, Gratitude and Powerlessness: Common Themes Emerging from A Study of Food Bank Use in Northeast Scotland

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    Flora Douglas

    2015-07-01

    Full Text Available There is growing policy maker and public concern about current trends in food bank use in Scotland. Yet little is known about the experiences of those seeking help from food banks in this country. This research aimed to address this issue by studying the use and operation of a food bank situated in a rich northeast city during January and June 2014. The study aimed to establish who was seeking help from the food bank, their reasons for doing so, and what those who did thought of, and dealt with the food they received from it. Consequently, an audit of the food bank's client database, four months of participant observation based in the food bank, and seven face-to-face interviews with current and former food bank clients were conducted. The audit revealed that clients came from a range of socio-economic backgrounds, with men more likely to access it compared to women. Debt and social security benefit delays were cited as the main reasons for doing so. Qualitative data confirmed that sudden and unanticipated loss of income was a key driver of use. Resourcefulness in making donated food last as long as possible, keeping fuel costs low, and concern to minimise food waste were commonly described by participants. Desperation, gratitude, shame and powerlessness were also prevalent themes. Furthermore, clients were reluctant to ask for food they normally ate, as they were acutely aware that the food bank had little control over what it was able offer. Insights from this study suggest that recent UK policy proposals to address food poverty may have limited impact, without concomitant effort to address material disadvantage. Research is urgently required to determine the precise nature and extent of household level food insecurity in Scotland, and to consider monitoring for adverse physical and mental health outcomes for those affected by it.

  3. banks

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    Elena Grigoryeva

    2017-01-01

    The thaw period was a kind of bank from which our country set sail towards unexplored horizons. The series on the Moscow Palace of Young Pioneers is continued by the article by Felix Novikov (144-151, who writes about the history of the design of this wonderful building, today’s monument of architecture of Soviet modernism.

  4. The Role of Non-Governmental Organisations and Faith-Based Organisations in Achieving Education for All: The Case of Sierra Leone

    Science.gov (United States)

    Nishimuko, Mikako

    2009-01-01

    Sierra Leone, one of the world's poorest countries, experienced a civil war from 1991 to 2002. The government's capacity to provide educational services remains weak, and still over 30% of children in the country are hard to reach and do not have access to primary education. This paper discusses the role of non-governmental organisations (NGOs)…

  5. Frictions That Activate Change: Dynamics of Global to Local Non-Governmental Organizations for Female Education and Empowerment in China, India, and Pakistan

    Science.gov (United States)

    Seeberg, Vilma; Baily, Supriya; Khan, Asima; Ross, Heidi; Wang, Yimin; Shah, Payal; Wang, Lei

    2017-01-01

    This article examines how non-governmental organizations create resources and spaces for girls and women's education and empowerment in China, India and Pakistan--in the context of global expectations and local state relations as well as cultural norms. We examine the dynamics that foster female empowerment associated with educational attainment.…

  6. Travelling Policies and Global Buzzwords: How International Non-Governmental Organizations and Charities Spread the Word about Early Childhood in the Global South

    Science.gov (United States)

    Penn, Helen

    2011-01-01

    This article is based on a web-search commissioned by an international charity to review the work of international non-governmental organizations (INGOs) and charities which promote and support early childhood education and care (ECEC) in the global South. The article examines examples of such initiatives. It is suggested that there is…

  7. A Contextual factors that foster or inhibit para-teacher professional development: The case of an Indian, non-governmental organization

    NARCIS (Netherlands)

    Raval, Harini; McKenney, Susan; Pieters, Jules

    2012-01-01

    Raval, H., McKenney, S., & Pieters, J. (2012). A Contextual factors that foster or inhibit para-teacher professional development: The case of an Indian, non-governmental organization. International Journal of Training and Development, 16(1), 23-38.

  8. Uranium exploration, non-governmental organizations, and local communities. The origin, anatomy, and consequences of a new challenge in Finland

    Directory of Open Access Journals (Sweden)

    Eerola, Toni

    2008-06-01

    Full Text Available The advent of global warming has returned nuclear power to the agenda. Many countries, including Finland, have decided to construct more nuclear power plants. They will need uranium, and its price is rising in the international market. A new uranium exploration boom is going on. Finland is politically and economically stable, with good infrastructure and basic geodata, attracting foreign companies to explore the promising uranium showings of the country. However, this has triggered an extensive anti-uranium campaign in northern, eastern, and southern, but not in central Finland, which is related to anti-nuclear movement, green and leftist parties, and environmental non-governmental organizations (NGOs. The resistance, created mainly by lack of public awareness of geology and mining, surprised mining companies, the geological community, and the Ministry of Trade and Industry, who found themselves in a completely new situation. Here we will examine the origin, anatomy, and consequences of this challenge and how to deal with it. The picture presented herewithin is based on author’s active participation in uranium exploration in Finland, discussions with other geologists and activists, following the issue in newspapers, web-pages, reviews, and participating in NGO meetings.

  9. Strict environmental liability and NGO [non-governmental organisation] damages and enforcement claims: a Dutch and international law perspective

    Energy Technology Data Exchange (ETDEWEB)

    Betlem, G. [University of Exeter (United Kingdom)

    2001-11-01

    The European Commission's 2000 White Paper on Environmental Liability identifies two main functions for civil liability in the context of environmental protection. In addition to compensation for damage to the environment, civil liability is perceived as a tool for the enforcement of EC (public) environmental law. Private actors at the national level are considered to carry out watchdog functions in addition to the Commission at Community level. One way in which non-governmental organisations (NG0s) involved with environmental protection have been recognised by both Dutch and international law is by entitling them to claim the costs of pollution prevention measures. This possibility is included in definition of compensable loss rather than as a separate remedy explicitly made available to NGOs. Insofar as enforcement actions are concerned, a Dutch case against the State is examined in order to identify the legal issues relevant to successful enforcement actions at national level This case is an illustration of the role NGOs can play in using civil liability actions in the context of environmental law. Notable here is what form of injunctive relief is available under Dutch law against the State. The possibilities of ordering the State to comply with a duty to implement a directive are considered. (author)

  10. Comparison of Development of Non-governmental Organizations and the Current State of Their Funding in Slovakia and Austria

    Directory of Open Access Journals (Sweden)

    Svidroňová Mária

    2014-09-01

    Full Text Available Non-governmental organizations play a vital role in the economy of every country. They are not only providers of special type of services that public sector is not capable of providing in full quality and quantity, and private sector is not interested in, but they are also watch dogs of the society and builders of active citizenship. Thus they have become an object of many research studies. The divergence in their goals, sizes, roles, types of services provided, and ways of funding make NGOs an interesting subject. As a goal for our research we therefore chose a comparison of the development and state of the Slovak and Austrian non-profit sector in the view of historical development of both countries. Consequently, we want to evaluate the funding of NGOs in Slovakia and Austria. In the paper we map the development of non-profit sector in Slovakia and Austria and in the context of a common historical development we assess a current state and a potential of economic strength of NGOs in both countries. The output is comparison of funding of NGOs in Slovakia and Austria based on statistical data evaluation. Subsequently, we propose recommendation for suitable diversification of the funding sources.

  11. Chinese Anti-Cancer Association as a non-governmental organization undertakes systematic cancer prevention work in China.

    Science.gov (United States)

    Xu, Tingting

    2015-08-01

    Cancer has become the first leading cause of death in the world, particularly in low- and middle-income countries. Facing the increasing trend of cancer incidence and mortality, China issued and implemented "three-early (early prevention, early diagnosis and early treatment)" national cancer prevention plan. As the main body and dependence of social governance, non-governmental organizations (NGOs) take over the role of government in the field of cancer prevention and treatment. American Cancer Society (ACS) made a research on cancer NGOs and civil society in cancer control and found that cancer NGOs in developing countries mobilize civil society to work together and advocate governments in their countries to develop policies to address the growing cancer burden. Union for International Cancer Control (UICC), Cancer Council Australia (CCA), and Malaysian cancer NGOs are the representatives of cancer NGOs in promoting cancer control. Selecting Chinese Anti-Cancer Association (CACA) as an example in China, this article is to investigate how NGOs undertake systematic cancer prevention work in China. By conducting real case study, we found that, as a NGO, CACA plays a significant role in intensifying the leading role of government in cancer control, optimizing cancer outcomes, decreasing cancer incidence and mortality rates and improving public health.

  12. RESTRICTION OF RIGHTS OF NON-GOVERNMENTAL ORGANIZATIONS IN RUSSIA AS A SUBJECT OF JUDICIAL CONTROL

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    P. Vinogradova

    2016-01-01

    Full Text Available This article examines the issue of the regulation of the Russian state’s control over the activities of non-governmental organizations and the limits to that control. Important changes made in 2014–2016 in the regulation of the organization and activity of judicial power show that the tasks of transformation of the judicial power structure, establishment of effective control mechanisms and strengthening of the requirements on substantiation of court judgments have become more topical. Addressing this issue and taking it as the subject of study are motivated by the small number of works dealing with this issue. The task of enhancing the effectiveness of the exercise of their powers by public authorities necessitates consideration of special features of judicial control over disputes related to restriction of rights. The adoption of the Administrative Procedure Code of the Russian Federation and the statutory formalization of special features of judicial control with respect to certain non-commercial organizations imply changes in judicial practice related to challenging the decisions made by public authorities. In addition to special procedural features such changes also facilitate the spread in law enforcement practice of legal arrangements like the ‘proportionality test’ and determining the balance between competing constitutional values and conditions of public order observance. The analysis carried out by the author reveals tendencies of improvement in legislative action and allows identification of future lines of improvement in judicial practice.

  13. Decision support with respect to facility location and fleet composition for FoodBank Cape Town

    CSIR Research Space (South Africa)

    Lanz, EJ

    2011-09-01

    Full Text Available Facility Location Problems Vehicle Fleet Composition Current & Future Work What is Food Banking? Started by John van Hengel in late 1960s in Phoenix, Arizona, USA. Good food going to waste due to defect packaging or near expiration date. Distributed... algorithm for the capacitated clustering problem, International Transactions in Operational Research, 6, pp. 665|678. Labbe M, Peeters D & Thisse JF, 1995, Location on networks, chapter 7, pp. 551|617, Ball MO, Magnanti TL, Monma CL & Nemhauser GL (Eds...

  14. 民办高校学报互认机制研究%On the Mechanism for Mutual Recognition of Non-governmental Institutions of Higher Learning Journals

    Institute of Scientific and Technical Information of China (English)

    陈汉轮; 毛红霞

    2014-01-01

    当前,绝大多数民办高校学报不具备公开刊号,处于内部准印非公开出版的状况。在学术期刊供不应求的现状下,民办高校教师的科研能力比较薄弱,在激烈的竞争中处于劣势。文章提出建立民办高校学报互认机制,以期扩大民办高校学报的覆盖面,为民办高校教师提供更多的学术平台,对有效提升民办高校科研能力有较大的推动作用。%The vast majority of non-governmental institutions of higher learning journals are not openly published.As academic journals are in short supply, staffs'scientific research ability in non-governmental institutions of higher learning is relatively weak which puts them in a disadvantaged position in the fierce competition.The paper proposes to establish a mechanism for mutual recognition of non-governmental institutions of higher learning journals, so as to extend their coverage and meet the research needs of staffs in non-governmental institutions of higher learning.It can play a great role in expanding communication of the journals and promoting scientific research ability of non-governmental institutions of higher learning.

  15. An explorative cross-sectional study examining self-reported health and nutritional status of disadvantaged people using food banks in Germany

    OpenAIRE

    Depa, Julia; Hilzendegen, Carolin; Tinnemann, Peter; Stroebele-Benschop, Nanette

    2015-01-01

    Background Even in high-income countries some population groups depend on food banks to support their food intake. We aimed to explore and compare health and nutritional status of food bank clients (Tafel e.V.) in different cities in Germany. Methods In a cross-sectional study, self-reported health and nutritional status of food bank clients living in three cities (Berlin - capital, Ludwigsburg- affluent city, Fulda - small town) which differ in size, available income and poverty rate, were a...

  16. Analysis of the effectiveness of a non-governmental organization in supporting clubfoot clinic at a tertiary care center

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    Sharma Pulak

    2015-01-01

    Full Text Available Background: Since December 2011, a non-governmental organization (NGO has been associated with our clubfoot clinic. Debates related to the effectiveness of NGOs in clinical milieu have raged on for a long time. The aim of this study was to analyze the effectiveness of an NGO in supporting the running of a clubfoot clinic in a tertiary care center. Methods: A descriptive, observational study was conducted from October to December 2014. The three main conceptualizations of effectiveness namely goals, resources and reputation were evaluated for this study, and to analyze them, we compared our treatment data with other published reports, and devised a ten-point questionnaire looking into the working of the NGO. This questionnaire was given to all parents (49 of children with clubfoot attending the clinic and also to an independent observer who was present at the time of patients’ interactions with the counselor. The significance of patients’ and observers’ response was tested by Wilcoxon matched-pairs signed-rank test. Results: 138 cases with 228 feet were registered in the clubfoot clinic till the end of our study. The average number of visits by the patients was 6.67 and 69.47% of cases required tenotomy during the course of treatment. Of the 49 patients, 33 (67.35% graded the role of the NGO as excellent, while the rest showed a good response; 28 observers (57.14% responded as excellent. The average score of parents towards role of the NGO was significantly higher than the observer’s score. Conclusions: The NGO associated with our clubfoot clinic successfully supported formal health care professionals.

  17. Collaboration between non-governmental organizations and public services in health – a qualitative case study from rural Ecuador

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    Olivia Biermann

    2016-11-01

    Full Text Available Background: Non-governmental organizations (NGOs have a key role in improving health in low- and middle-income countries. Their work needs to be synergistic, complementary to public services, and rooted in community mobilization and collective action. The study explores how an NGO and its health services are perceived by the population that it serves, and how it can contribute to reducing barriers to care. Design: A qualitative exploratory study was conducted in remote Ecuador, characterized by its widespread poverty and lack of official governance. An international NGO collaborated closely with the public services to deliver preventative and curative health services. Data were collected using focus group discussions and semistructured interviews with purposively sampled community members, healthcare personnel, and community health workers based on their links to the health services. Conventional qualitative content analysis was used, focusing on manifest content. Results: Emerging themes relate to the public private partnership (PPP, the NGO and its services, and community participation. The population perceives the NGO positively, linking it to healthcare improvements. Their priority is to get services, irrespective of the provider's structure. The presence of an NGO in the operation may contribute to unrealistic expectations of health services, affecting perceptions of the latter negatively. Conclusions: To avoid unrealistic expectations and dissatisfaction, and to increase and sustain the population's trust in the organization, an NGO should operate in a manner that is as integrated as possible within the existing structure. The NGO should work close to the population it serves, with services anchored in the community. PPP parties should develop a common platform with joint messages to the target population on the provider's structure, and regarding partners’ roles and responsibilities. Interaction between the population and the providers

  18. Collaboration between non-governmental organizations and public services in health – a qualitative case study from rural Ecuador

    Science.gov (United States)

    Biermann, Olivia; Eckhardt, Martin; Carlfjord, Siw; Falk, Magnus; Forsberg, Birger C.

    2016-01-01

    Background Non-governmental organizations (NGOs) have a key role in improving health in low- and middle-income countries. Their work needs to be synergistic, complementary to public services, and rooted in community mobilization and collective action. The study explores how an NGO and its health services are perceived by the population that it serves, and how it can contribute to reducing barriers to care. Design A qualitative exploratory study was conducted in remote Ecuador, characterized by its widespread poverty and lack of official governance. An international NGO collaborated closely with the public services to deliver preventative and curative health services. Data were collected using focus group discussions and semistructured interviews with purposively sampled community members, healthcare personnel, and community health workers based on their links to the health services. Conventional qualitative content analysis was used, focusing on manifest content. Results Emerging themes relate to the public private partnership (PPP), the NGO and its services, and community participation. The population perceives the NGO positively, linking it to healthcare improvements. Their priority is to get services, irrespective of the provider's structure. The presence of an NGO in the operation may contribute to unrealistic expectations of health services, affecting perceptions of the latter negatively. Conclusions To avoid unrealistic expectations and dissatisfaction, and to increase and sustain the population's trust in the organization, an NGO should operate in a manner that is as integrated as possible within the existing structure. The NGO should work close to the population it serves, with services anchored in the community. PPP parties should develop a common platform with joint messages to the target population on the provider's structure, and regarding partners’ roles and responsibilities. Interaction between the population and the providers on service content and

  19. Maintaining health sector collaborations between United States non-governmental organizations and North Korea through innovation and planning.

    Science.gov (United States)

    Yim, Eugene S; Choi, Ricky Y; VanRooyen, Michael

    2009-01-01

    Humanitarian agencies in North Korea operate within a complex sociopolitical environment historically characterized by a baseline of mistrust. As a result of operating within such a heated environment, health sector collaborations between such agencies and the North Korean government have followed unpredictable courses. The factors that have contributed to successful programmatic collaborations, as perceived by United States non-governmental organizations (NGOs) and North Korean officials were investigated. A qualitative, multi-case, comparative, research design using semistructured interviews was used. Expert North Korean informants were interviewed to generate a list of factors contributing to programmatic success, defined as fulfilling mutually established objectives through collaboration. The North Korean informants were asked to identify US NGOs that fulfill these criteria ("mission-compatible NGOs"). Representatives from all of the mission compatible NGOs were interviewed. All informants provided their perspectives on the factors that contributed to successful programmatic collaborations. The interviews were recorded, transcribed, and analyzed for thematic content. North Korean informants identified six mission-compatible US NGOs. The North Korean and US NGO informants provided a number of factors that contributed to successful programs. These factors were grouped into the following themes: (1) responsiveness to North Korean requests; (2) resident status; (3) program monitoring; (4) sincerity (apolitical objectives); (5) information gathering; and (6) interagency collaboration. Some US NGOs have devised innovative measures to work within a unique set of parameters in North Korea. Both US NGOs and North Korean authorities have made significant concessions to maintain their programmatic partnerships. In this manner, seasoned collaborators have employed creative strategies and a form of health diplomacy to facilitate programmatic success in North Korea by

  20. Research on Financial Management and Control for Chinese Non-governmental Universities%民办高校财务管理与控制研究

    Institute of Scientific and Technical Information of China (English)

    郭新; 邓盼盼

    2014-01-01

    民办高校财务管理水平的高低,直接影响着民办高校的长远利益和持续发展。因此,对自收自支民办高校财务管理问题的研究,对提高其管理水平和管理质量具有重大意义。本文剖析了民办高校财务管理中面临的若干问题及成因,结合民办高校的实际情况,从财务管理指导思想、管理制度、业务流程、内控监督等方面提出相应的改进建议,以期为民办高校加强内部管控,推进精细管理,促进健康发展提供指引。%Financial management is an important part of the higher education administration, and it is of special importance for the development of a non-governmental university with its expense covered by its earning. This article probes into several problems and their causes that are faced by the financial management department of non-governmental universities. Based on the actual situations of non-governmental universities, suggestions are proposed to improve financial management from guiding ideology, management system, business process, internal control and supervision, which strengthen internal monitoring, realize fine-grained financial management, and ultimately safeguard the healthy development of non-governmental universities.

  1. Nurse's Desk: food bank-based outreach and screening to decrease unmet referral needs.

    Science.gov (United States)

    Larsson, Laura S; Kuster, Emilie

    2013-01-01

    The Nurse's Desk health screening project used the Intervention Wheel model to conduct outreach, screening, education, and referral for food bank clients (n = 506). Blood glucose, blood pressure, health care utilization, and unmet referral needs were assessed. Screening results identified 318 clients (62.8%) with 1 or more unmet referral needs, including 6 clients (3.16%) with capillary blood glucose more than 199 mg/dL and 132 (31.9%) with hypertension. Clients had higher-than-average systolic and diastolic blood pressures and undiagnosed diabetes than in the general population. A client-approved method for tracking completed referrals is needed for this potentially high-risk population.

  2. 民间智库的自我发展道路探析%Methods on Non-governmental Think-tank's Self Development

    Institute of Scientific and Technical Information of China (English)

    李艳萍

    2011-01-01

    At present,there are so many restrictions on the development of non-governmental think-tank according to governmental inquiry requirement,social charity donation,ability of people's policy involvement and the condition of non-governmental think-tank.Therefore,non-governmental think-tank should locate itself correctly,develop from inquiry to research,build the communication system among think-tanks,fix the position of major policy research institute,build the good cooperation with media and improve its development with the help of government,market,social support.%当前,无论是政府的咨询需求、社会的慈善捐赠、民众的政策参与能力,还是民间智库自身的成熟水平,都对民间智库的发展有着诸多限制。因此,在寻求政府、市场、社会理解支持的前提下,民间智库更要采取正确定位,以咨询养研究,建立民间智库之间的交流机制,确立专业政策研究机构的地位,建立与媒体的良好合作关系等措施,改善自身发展路径。

  3. Influence of Non-Governmental Organizations’ Participatory Level of Governance on Accountability to Stakeholders in Kisumu Municipality, Kenya

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    Ochuodho Samuel

    2013-08-01

    Full Text Available The purpose of this study was to determine the influence of governance on accountability to stakeholders by Non-Governmental Organizations in Kisumu Municipality, Kenya. Objective of the article was to establish the level at which participation as an element of governance influence accountability to stakeholders by NGOs in Kisumu Municipality. The research question was, at what level does participation as an element of governance influence accountability to stakeholders by NGOs in Kisumu Municipality? The study employed descriptive survey design. The study population included 96 respondents from 96 NGOs in Kisumu Municipality; from each NGO there was one respondent, a project manager or an equivalent of a project manager. Probability proportional to size (PPS sampling method was used to sample NGOs from which respondents to the questionnaire were drawn. Data was collected by use of questionnaires. A pilot study was conducted in Kakamega Municipality among 15 project manager or NGO officers of equivalent ranks from 15 NGOs, to ensure instrument reliability. Face validity of the instruments was determined by two experts who are the supervisors at the University of Nairobi to evaluate each item in relation to the objectives and assess if the instrument is answering the research question. Quantitative data was analyzed by use of descriptive statistics in form of frequency counts, percentages. Statistical Package for Social Science (SPSS version 17 software was used for data analysis. Regression was also done to assess the indicators of accountability while holding the predictor indicators of governance constant. The researcher performed the ANOVA to test hypothesis with the significance level for the test selected at 5% (p = 0.05. Null hypothesis was retained at p 0.05. Findings revealed that the stakeholders who would participate in making decision on the type of project to be undertaken by the NGO, the donors and NGO staff members have the

  4. The Investigation on the Actual State of Religion Belief and Religious Education in Non-Governmental Institutions The Examples Given from Shanghai Non-Governmental Institutions%民办高校学生宗教信仰及宗教观教育现状调查——以上海民办高校为例

    Institute of Scientific and Technical Information of China (English)

    李铁华; 杨丽霞

    2012-01-01

    The students in non-governmental institutions have become one important compositional part of uni- versity students population. The research shows that only some students profess a religion in non-governmental insti- tutions in Shanghai, and that most of the religious students can lead a normal religious life. Yet still a few religious students do have the impulse to spread religion in the campus. Students without religion belief also have quite pro- found religious consciousness and keep high interest on religion. The students are satisfied at a low point with the cmTent religious outlook education in non-governmental university. Many teachers lack relevant religious knowledge and awareness on religious policy and law. The ability on religious outlook education in non-governmental institu- tions has to be improved.%民办高校学生已成为大学生群体的重要组成部分。调查显示,上海地区的民办高校学生中信教人数不多,且多数信教学生能够过正常的宗教生活,但少数信教学生也有在校园传教的冲动;未信教学生有较深厚的宗教意识,对宗教保持较高的兴趣度。学生对当前民办高校宗教观教育的满意度较低;多数教师缺乏应有的宗教知识和宗教政策观念、法律意识,民办高校宗教观教育能力有待提高。

  5. The government and the problems of development of non-governmental enterprises of the military-industrial complex and civil engineering of Russia

    Directory of Open Access Journals (Sweden)

    Aleksandr Vladimirovich Lugovtsov

    2012-09-01

    Full Text Available The non-governmental industrial sector of Russia is growing from year to year as a result of privatization program consistently held by the government. In the beginning of the 90-s, the heads of state have decided not to hold the state industrial policy any more reasoning from the idea of market self-regulation. The enterprises of the military-industrial complex of Russia, as a result, were in a grave condition because there were no state orders anymore. The enterprises were offered to produce civil engineering production because it was considered that there were no more enemies to fight against. As time goes by, some enterprises became bankrupt. But the majority has survived under the direction of smart owners despite but not due to the conditions of survival of that time. The life has shown that the state industrial policy is indispensable, especially when Russia is near to enter into the WTO. There are no more obstacles on the path to this, but nobody knowsexactly which enterprises will become bankrupt, what will be with those people who will lose their work and which enterprises will continue working and how. It is not clear neither at federal level nor at regional or municipal. In this paper, the modern operating conditions and opportunities to modernize the non-governmental industrial sector are analyzed. Performatives on education reform regarding the young engineers and economists aimed to reduce the period of their adaptation at work have been formulated.

  6. The local church as a non-governmental organisation in the fight against poverty: A historical overview of Bethulie 1933–1935

    Directory of Open Access Journals (Sweden)

    Johan van der Merwe

    2014-02-01

    Full Text Available Poverty is one of the greatest threats to society. In South Africa it is also one of the biggest challenges. This article starts with the challenges put to society by Mr Trevor Manuel at the Carnegie 3 conference. It then explores the possibility of if and how the church can act as a non-governmental organisation in the fight against poverty. A historical overview of the actions of Rev. E.P. Groenewald, during the drought of 1933–1934 in the Dutch Reformed Church Bethulie, serves as a case study of how the church can make a difference. It, however, also illustrates the many pitfalls on this challenging road. The article comes to the conclusion that the main challenge of the church in the fight against poverty is to act as a non-governmental organisation, which transforms values and assists society with good organisation and administration.

  7. Chinese non-governmental organizations involved in HIV/AIDS prevention and control: Intra-organizational social capital as a new analytical perspective.

    Science.gov (United States)

    Wang, Danni; Mei, Guangliang; Xu, Xiaoru; Zhao, Ran; Ma, Ying; Chen, Ren; Qin, Xia; Hu, Zhi

    2016-11-15

    HIV/AIDS is a major public health and social problem worldwide, and non-governmental organizations (NGOs) have played an irreplaceable role in HIV/AIDS prevention and control. At the present time, however, NGOs have not fully participated in HIV/AIDS prevention and control in China. As an emerging focus on international academic inquiry, social capital can provide a new perspective from which to promote the growth of NGOs. The Joint United Nations Program on HIV/AIDS (UNAIDS) recommends creating regional policies tailored to multiple and varying epidemics of HIV/AIDS. In order to provide evidence to policymakers, this paper described the basic information on NGOs and their shortage of social capital. This paper also compared the actual NGOs to "government-organized non-governmental organizations" (GONGOs). Results indicated that i) Chinese NGOs working on HIV/AIDS are short of funding and core members. GONGOs received more funding, had more core members, and built more capacity building than actual NGOs; ii) Almost half of the NGOs had a low level of trust and lacked a shared vision, networks, and support. The staff of GONGOs received more support from their organization than the staff of actual NGOs. Existing intra-organizational social capital among the staff of NGOs should be increased. Capacity building and policymaking should differentiate between actual NGOs and GONGOs. The relationship between social capital and organizational performance is a topic for further study.

  8. The Sample Analysis of For-profit and Non-profit Distinguishing Management for Non-governmental Schools%民办学校营利性和非营利性分类管理的实证分析

    Institute of Scientific and Technical Information of China (English)

    方建锋

    2011-01-01

    本文基于调研分析了民办学校实施营利性、非营利性分类管理的时机、理由、适用的教育领域以及推行分类管理后学校的选择、学校资产归属等问题,提出应结合我国民办教育实际,将民办学校划分为营利性民办学校、非营利性不要求合理回报的民办学校、非营利性要求合理回报的民办学校三种,并实施相应的配套政策。%This study focuses on the research of the for-profit and non-profit distinguishing management for non-governmental schools,including time,reason,educational field,school's choices,and school capital ownership after the implementation of distinguishing management policy and analyses the spot check result.According to the factual situation in China,the non-governmental schools can be categorized into three classes with the implementation of relevant educational policy,which are for-profit non-governmental schools,non-profit non-governmental schools with no reasonable return and non-profit non-governmental schools with reasonable return.

  9. Impact of climate change on the role of non-governmental organizations in environmental health delivery in south-eastern region of Nigeria

    Directory of Open Access Journals (Sweden)

    Jacinta A. Opara

    2016-04-01

    Full Text Available Climate change remains a serious problem to most rural settlement in Nigeria. Individuals are faced with a wide range of health problems. These problems include high risk of communicable and non-communicable diseases, an outbreak of epidemics, and scarcity of water. This study investigated the impact of climate change on health delivery services by Non-Governmental Organizations (NGOs to the different Local Government Areas (LGA of the five the States in the South -Eastern Region in Nigeria: Anambra, Imo, Abia, Ebonyi and Enugu were selected and three communities from each was sampled using stratified random sampling technique. The result revealed that most NGO health workers could not penetrate into most of the rural areas to deliver aids to the victims

  10. Chapter 5: Organizational structures suited to ISPRM's evolving role as an international non-governmental organization in official relation with the world health organization.

    Science.gov (United States)

    von Groote, Per M; Reinhardt, Jan D; Gutenbrunner, Christoph; DeLisa, Joel A; Melvin, John L; Bickenbach, Jerome E; Stucki, Gerold

    2009-09-01

    International non-governmental organizations (NGOs) in official relation with the World Health Organization (WHO) face organizational challenges against the background of legitimate representation of their membership and accountable procedures within the organization. Moreover, challenges arise in the light of such an international NGO's civil societal mandate to help reach the "health-for-all" goals as defined by WHO and to facilitate the implementation of the United Nations (UN) Convention on the Rights of Persons with Disabilities. The objective of this paper is to examine how such an international NGO using the International Society of Physical and Rehabilitation Medicine (ISPRM) as a case in point can address these challenges. The specific aims are to analyse ISPRM's structures and procedures of internal organs and external relations and to develop solutions. These possible solutions will be presented as internal organizational scenarios and a yearly schedule of meetings closely aligned to that of WHO to facilitate an efficient internal and external interaction.

  11. Perceptions of work stress causes and effective interventions in employees working in public, private and non-governmental organisations: a qualitative study.

    Science.gov (United States)

    Bhui, Kamaldeep; Dinos, Sokratis; Galant-Miecznikowska, Magdalena; de Jongh, Bertine; Stansfeld, Stephen

    2016-12-01

    Aims and method To identify causes of stress at work as well as individual, organisational and personal interventions used by employees to manage stress in public, private and non-governmental organizations (NGOs). Qualitative interviews were conducted with 51 employees from a range of organisations. Results Participants reported adverse working conditions and management practices as common causes of work stress. Stress-inducing management practices included unrealistic demands, lack of support, unfair treatment, low decision latitude, lack of appreciation, effort-reward imbalance, conflicting roles, lack of transparency and poor communication. Organisational interventions were perceived as effective if they improved management styles, and included physical exercise, taking breaks and ensuring adequate time for planning work tasks. Personal interventions used outside of work were important to prevent and remedy stress. Clinical implications Interventions should improve management practices as well as promoting personal interventions outside of the work setting.

  12. A feasibility open trial of internet-delivered cognitive-behavioural therapy (iCBT among consumers of a non-governmental mental health organisation with anxiety

    Directory of Open Access Journals (Sweden)

    Terry Kirkpatrick

    2013-11-01

    Full Text Available Background. To date the efficacy and acceptability of internet-delivered cognitive behavioural treatments (iCBT has been examined in clinical trials and specialist facilities. The present study reports the acceptability, feasibility and preliminary efficacy of an established iCBT treatment course (the Wellbeing Course administered by a not-for-profit non-governmental organisation, the Mental Health Association (MHA of New South Wales, to consumers with symptoms of anxiety.Methods. Ten individuals who contacted the MHA’s telephone support line or visited the MHA’s website and reported at least mild symptoms of anxiety (GAD-7 total scores ≥5 were admitted to the study. Participants were provided access to the Wellbeing Course, which comprises five online lessons and homework assignments, and brief weekly support from an MHA staff member via telephone and email. The MHA staff member was an experienced mental health professional and received minimal training in administering the intervention.Results. All 10 participants completed the course within the 8 weeks. Post-treatment and two month follow-up questionnaires were completed by all participants. Mean within-group effect sizes (Cohen’s d for the Generalized Anxiety Disorder 7 Item (GAD-7 and Patient Health Questionnaire 9 Item (PHQ-9 were large (i.e., > .80 and consistent with previous controlled research. The Course was also rated as highly acceptable with all 10 participants reporting it was worth their time and they would recommend it to a friend.Conclusions. These results provide support for the potential clinical utility of iCBT interventions and the acceptability and feasibility of employing non-governmental mental health organisations to deliver these treatments. However, further research is needed to examine the clinical efficacy and cost-effectiveness of delivering iCBT via such organisations.

  13. Proceedings of workshop on gene conservation of tree species—banking on the future

    Science.gov (United States)

    Richard A. Sniezko; Gary Man; Valerie Hipkins; Keith Woeste; David Gwaze; John T. Kliejunas; Brianna A. McTeague

    2017-01-01

    The ‘Gene Conservation of Tree Species—Banking on the Future Workshop’ provided a forum for presenting and discussing issues and accomplishments in genetic conservation of trees, and notably those of North America. The meeting gathered scientists, specialists, administrators and conservation practitioners from federal, university, non-governmental and public garden...

  14. A Comparison of Characteristics and Food Insecurity Coping Strategies between International and Domestic Postsecondary Students Using a Food Bank Located on a University Campus.

    Science.gov (United States)

    Hanbazaza, Mahitab; Ball, Geoff D C; Farmer, Anna P; Maximova, Katerina; Farahbakhsh, Jasmine; Willows, Noreen D

    2017-05-24

    We compared food insecurity status, coping strategies, demographic characteristics, and self-rated health of international and domestic postsecondary students requesting emergency food hampers from a campus food bank (CFB). We collected data from a cross-sectional convenience sample of domestic and international students who accessed the CFB at the University of Alberta. Food insecurity was prevalent (international students: n = 26/27 (96.2%), domestic students: n = 31/31 (100%)). Compared with their domestic peers, international students were less likely to rate their mental health negatively (14.8% vs 38.7%, P = 0.04). The primary income source was government loans (54.8%) for domestic students and research assistantships (33.3%) for international students. To cope with not having enough money for food, the majority of both student groups delayed bill payments or buying university supplies, applied for loans or bursaries, purchased food on credit, or worked more. International students were less likely to ask friends or relatives for food (48.1% vs 77.4%, P = 0.02). Domestic and international students mostly used similar coping strategies to address food insecurity; however, they paid for their education using different income sources. Distinct strategies for international and domestic students are required to allow more students to cover their educational and living expenses.

  15. Development of an item bank for food parenting practices based on published instruments and reports from Canadian and US parents.

    Science.gov (United States)

    O'Connor, Teresia M; Pham, Truc; Watts, Allison W; Tu, Andrew W; Hughes, Sheryl O; Beauchamp, Mark R; Baranowski, Tom; Mâsse, Louise C

    2016-08-01

    Research to understand how parents influence their children's dietary intake and eating behaviors has expanded in the past decades and a growing number of instruments are available to assess food parenting practices. Unfortunately, there is no consensus on how constructs should be defined or operationalized, making comparison of results across studies difficult. The aim of this study was to develop a food parenting practice item bank with items from published scales and supplement with parenting practices that parents report using. Items from published scales were identified from two published systematic reviews along with an additional systematic review conducted for this study. Parents (n = 135) with children 5-12 years old from the US and Canada, stratified to represent the demographic distribution of each country, were recruited to participate in an online semi-qualitative survey on food parenting. Published items and parent responses were coded using the same framework to reduce the number of items into representative concepts using a binning and winnowing process. The literature contributed 1392 items and parents contributed 1985 items, which were reduced to 262 different food parenting concepts (26% exclusive from literature, 12% exclusive from parents, and 62% represented in both). Food parenting practices related to 'Structure of Food Environment' and 'Behavioral and Educational' were emphasized more by parent responses, while practices related to 'Consistency of Feeding Environment' and 'Emotional Regulation' were more represented among published items. The resulting food parenting item bank should next be calibrated with item response modeling for scientists to use in the future. Copyright © 2016 Elsevier Ltd. All rights reserved.

  16. Payday, ponchos, and promotions: a qualitative analysis of perspectives from non-governmental organization programme managers on community health worker motivation and incentives.

    Science.gov (United States)

    B-Lajoie, Marie-Renée; Hulme, Jennifer; Johnson, Kirsten

    2014-12-05

    Community health workers (CHWs) have been central to broadening the access and coverage of preventative and curative health services worldwide. Much has been debated about how to best remunerate and incentivize this workforce, varying from volunteers to full time workers. Policy bodies, including the WHO and USAID, now advocate for regular stipends. This qualitative study examines the perspective of health programme managers from 16 international non-governmental organizations (NGOs) who directly oversee programmes in resource-limited settings. It aimed to explore institutional guidelines and approaches to designing CHW incentives, and inquire about how NGO managers are adapting their approaches to working with CHWs in this shifting political and funding climate. Second, it meant to understand the position of stakeholders who design and manage non-governmental organization-run CHW programmes on what they consider priorities to boost CHW motivation. Individuals were recruited using typical case sampling through chain referral at the semi-annual CORE Group meeting in the spring of 2012. Semi-structured interviews were guided by a peer reviewed tool. Two reviewers analyzed the transcripts for thematic saturation. Six key factors influenced programme manager decision-making: National-level government policy, donor practice, implicit organizational approaches, programmatic, cultural, and community contexts, experiences and values of managers, and the nature of the work asked of CHWs. Programme managers strongly relied on national government to provide clear guidance on CHW incentives schemes. Perspectives on remuneration varied greatly, from fears that it is unsustainable, to the view that it is a basic human right, and a mechanism to achieve greater gender equity. Programme managers were interested in exploring career paths and innovative financing schemes for CHWs, such as endowment funds or material sales, to heighten local ownership and sustainability of programmes

  17. Collaboration between Government and Non-Governmental Organizations (NGOs in Delivering Curative Health Services in North Darfur State, Sudan- a National Report.

    Directory of Open Access Journals (Sweden)

    Abdallah I A Yagub

    2014-05-01

    Full Text Available North Darfur State has been affected by conflict since 2003 and the government has not been able to provide adequate curative health services to the people. The government has come to rely on Non-Governmental Organizations (NGOs to provide curative health services. This study was conducted to examine the existing collaboration between government and NGOs in curative health service delivery in North Darfur State, and to identify the challenges that affect their collaboration.Documentary data were collected from government offices and medical organizations. Primary data were obtained through interviews with government and NGOs representatives. The interviews were conducted with (1 expatriates working for international NGOs (N=15 and (2, health professionals and administrators working in the health sector (N= 45.The collaboration between the government and NGOs has been very weak because of security issues and lack of trust. The NGOs collaborate by providing human and financial resources, material and equipment, and communication facilities. The NGOs supply 70% of curative health services, and contribute 52.9% of the health budget in North Darfur State. The NGOs have employed 1 390 health personnel, established 44 health centres and manage and support 83 health facilities across the State.The NGOs have played a positive role in collaborating with the government in North Darfur State in delivering curative health services, while government's role has been negative. The problem that faces the government in future is how health facilities will be run should a peaceful settlement be reached and NGOs leave the region.

  18. Contextual influences on safer sex negotiation among female sex workers (FSWs) in Hong Kong: the role of non-governmental organizations (NGOs), FSWs' managers, and clients.

    Science.gov (United States)

    Cheng, Shannon S Y; Mak, Winnie W S

    2010-05-01

    Despite social-cognitive interventions to increase safer sex awareness, condom use among female sex workers (FSWs) continued to be inconsistent. To account for the possible influences of contextual factors that may hinder or promote FSWs' safer sex negotiation and condom use, the present study examined the effects of non-governmental organizations (NGOs), FSWs' managers, and clients on FSWs' negotiation efficacy and condom-use efficacy, and the effects of efficacy on condom use. One hundred and nineteen FSWs in Hong Kong completed a questionnaire that focused on their perceived influences of NGOs, managers, and clients toward safer sex negotiation and condom use. Hierarchical regression results showed that whereas NGOs' influence and clients' support were positively related to negotiation self-efficacy, managers' pressure, and clients' pressure were negatively related to negotiation self-efficacy. Managers' pressure was negatively related to condom-use self-efficacy. Logistic regression results showed that FSWs with high condom-use self-efficacy was 24 times more likely to use condom in the previous six months than their counterparts. The present study indicated the importance of social contexts in affecting FSWs' safer sex negotiation and condom-use self-efficacy. Implications on preventive programs for FSWs, managers, and clients were discussed.

  19. Dengue Virus Infections among Haitian and Expatriate Non-governmental Organization Workers — Léogane and Port-au-Prince, Haiti, 2012

    Science.gov (United States)

    Salyer, Stephanie J.; Ellis, Esther M.; Salomon, Corvil; Bron, Christophe; Juin, Stanley; Hemme, Ryan R.; Hunsperger, Elizabeth; Jentes, Emily S.; Magloire, Roc; Tomashek, Kay M.; Desormeaux, Anne Marie; Muñoz-Jordán, Jorge L.; Etienne, Lesly; Beltran, Manuela; Sharp, Tyler M.; Moffett, Daphne; Tappero, Jordan; Margolis, Harold S.; Katz, Mark A.

    2014-01-01

    In October 2012, the Haitian Ministry of Health and the US CDC were notified of 25 recent dengue cases, confirmed by rapid diagnostic tests (RDTs), among non-governmental organization (NGO) workers. We conducted a serosurvey among NGO workers in Léogane and Port-au-Prince to determine the extent of and risk factors for dengue virus infection. Of the total 776 staff from targeted NGOs in Léogane and Port-au-Prince, 173 (22%; 52 expatriates and 121 Haitians) participated. Anti-dengue virus (DENV) IgM antibody was detected in 8 (15%) expatriates and 9 (7%) Haitians, and DENV non-structural protein 1 in one expatriate. Anti-DENV IgG antibody was detected in 162 (94%) participants (79% of expatriates; 100% of Haitians), and confirmed by microneutralization testing as DENV-specific in 17/34 (50%) expatriates and 42/42 (100%) Haitians. Of 254 pupae collected from 68 containers, 65% were Aedes aegypti; 27% were Ae. albopictus. Few NGO workers reported undertaking mosquito-avoidance action. Our findings underscore the risk of dengue in expatriate workers in Haiti and Haitians themselves. PMID:25356592

  20. Policy Dialogue and Engagement between Non-Governmental Organizations and Government: A Survey of Processes and Instruments of Canadian Policy Workers

    Directory of Open Access Journals (Sweden)

    Bryan Mitchell Evans

    2013-07-01

    Full Text Available Various analysts have raised concerns respecting declining research, evaluation and analytical capacities within public services. Typically, the decline is attributed to reforms associated with neoliberal restructuring of the state and its concomitant managerial expression in New Public Management (NPM.  This has given rise to a conceptual shift now commonly captured as a movement from ‘government’ to ‘governance’. Policy advising from a new governance perspective entails an image of a more distributed policy advisory system where a plurality of actors, including non-state actors, engages with government in deliberating policy interventions to address collective problems.The original research presented here suggests that those responsible for policy work across four policy communities in the three Canadian provinces surveyed differ in terms of their capacities, depth of commitment to a specific policy file/field, roles and functions, as well as perceptions of the policy work that they undertake. Over the past several years, a number of primarily quantitative analyses examining the processes, tools and perspectives of Canadian federal and provincial government policy analysts have been published.  Consequently, a significant knowledge-base has been acquired respecting what government policy analysts do and their attitudes toward their work but very little is known about external interactions with non-governmental organizations (NGOs.

  1. Introducing operations research into management and policy practices of a non-governmental organization (NGO): a partnership between an Indian leprosy NGO and an international academic institution.

    Science.gov (United States)

    Porter, J D H; Ogden, J A; Rao, P V Ranganadha; Rao, V Prabhakar; Rajesh, D; Buskade, R A; Soutar, D

    2004-03-01

    This paper reports on a partnership between LEPRA, a non-governmental organization (NGO), and the London School of Hygiene and Tropical Medicine (LSHTM) to explore the feasibility and appropriateness of incorporating operations research into the management and decision-making of a leprosy NGO. A pilot study in Orissa was used to determine the advantages and disadvantages of introducing operations research to assist in decision-making and programme implementation within the organization. The results highlight the difficulty and complexity of the process, but point to several important themes: partnership, changing perspectives, use of time and priority-setting, identification of gaps in systems, and building institutional and personal capabilities. The results of the study provide support to encourage NGOs to become actively involved in research. Because of their work and service to local communities, NGOs have the opportunity to collect information about the perceptions, resources and constraints of individuals, families and the communities themselves in accessing appropriate care. Their proximity to communities gives them a feeling of responsibility for ensuring that this information is translated to the district, national and ultimately international level. This will help to ensure the creation of appropriate infectious disease control policies that support the needs of patients. 'Outside' academic institutions can help NGOs to facilitate this up-stream flow of information from the local to the national and international level, to help to ensure that international disease control policies are appropriately serving local communities.

  2. The impact of movie therapy on vulnerable women’s self-esteem referring to non-governmental social service clinics of Tehran

    Directory of Open Access Journals (Sweden)

    Ali Navidian

    2015-01-01

    Full Text Available Background: Movie therapy is one of the approaches to increase the mental health and to decrease anxiety and depression. This study was performed to determine the impact of movie therapy on women’s self-esteem. Methods: In this quasiexperimental study, sample included the women aged 20 to 50 who had visited the non-governmental social service clinics of Tehran in 2013. The participants of this study were 30 women that were assigned into two groups of intervention and control. The instrument for data collection was 10-itemRosenberg self-esteem scale which was completed before and after watching eight movies with psychological content of challenge and promotion of self-esteem aspects by intervention and control groups. The obtained data were fed into SPSS-18 software and analyzed via descriptive statistics, ANCOVA and independent t-test. Results: The mean score of self-esteem in intervention group increased from 7.07±1.88 before to 15.8±1.29 after intervention; whereas, this declined from 6.54±1.12 to 5.76±1.52 in control group, indicating a significant difference in intervention group (P=0.0001. Conclusion: the findings of this study showed that watching the selected movies with content of challenge and promotion of self-esteem aspects can be effective in increasing vulnerable women’s self-esteem as an easy and independent psycho-educational approach.

  3. A Study on the Legislation for the Regulation of Non-governmental Usury%民间高利贷立法规制研究

    Institute of Scientific and Technical Information of China (English)

    刘道云

    2015-01-01

    There is no specific law or criminal accusation to crack down on non -governmental usury under the PRC legal framework .Due to the serious social harmfulness of non -governmental usury , lack of legal defini-tion and identification criterion , weak supervision and regulation , constituting an independent crime in practice but lawlessness in terms of criminal penalty , a rising private lending interest rate , etc., it is suggested that China shall enact the "Law of Anti-Usury"and provide a specific criminal accusation on usury so as to supervise and regu-late the usury-related activities comprehensively .China shall provide some provisions in its financial laws and regulations that the commitment of usury is illegal and shall be penalized , provide the legal definition and identifi-cation criterion of usury in the future "Law of Anti-Usury"and add a new criminal charge "Crime of illegal commitment of usury"and its criminal liability in the future "Criminal Law of the PRC"( Revised ) .The crime of illegal commitment of usury shall be a crime of amount and continuous offence .A severe attitude shall be hold to enact the criminal penalty so as to maintain the normal business credit order and financial stability .%我国尚无专门规制高利贷的法律和刑罚罪名。由于民间高利贷社会危害严重、缺乏法律定义和认定标准、受到的监管薄弱、实践中能够独立成罪而刑事打击上却无法可依、民间借贷利率不断推高等原因,建议我国制定“反高利贷法”并将高利贷入罪,全面规制高利贷活动。我国应在规制金融信贷业的法律文本中以若干条文规定非法高利放贷应承担刑事责任,在“反高利贷法”中规定高利贷及其认定标准,并在将来的《刑法》(修正案)中新增罪名“非法高利放贷罪”及其刑事责任。高利贷犯罪属数额犯和连续犯,在刑罚设定上宜采取严厉处罚态度,以维护正常的商业信贷秩序和金融稳定。

  4. Health hazards and medical treatment of volunteers aged 18-30 years working in international social projects of non-governmental organizations (NGO).

    Science.gov (United States)

    Küpper, T; Rieke, B; Neppach, K; Morrison, A; Martin, J

    2014-01-01

    The specific health risk profile and diversity of treatments sought by young volunteers participating in international social projects should differ from those of their older colleagues. In the absence of any data to identify whether this was correct, a retrospective analysis was performed using a standardized questionnaire. Questions included what diseases occurred, and details of the frequency and types of treatment sought during their stay - (e.g. self-treatment, medical/dental intervention, or local healer). The 153 participants were aged 18-30 years and worked in a non-governmental organization for >6 months. The participants were: 53% female, mean age 20 years, and mean duration of stay was 11.2 months. Their NGO placement abroad was in Latin America 65.4%, 14.4% in Africa, and 9.8% in Asia. 83% of the young volunteers had received some advice regarding travel medicine before their departure. However, they suffered from more injuries compared to private travellers, and febrile infections were more common when compared to older studies. 21.2% suffered from dental problems and 50% of them sought medical treatment. This study highlights a previously unreported higher risk profile of specific health problems occurring in young NGO volunteers, including some potentially life-threatening diagnoses that differed from their older colleagues and normal travellers. It is recommended that young volunteers should receive age specific, comprehensive pre-departure training in health and safety, first aid, and management of common health problems. A medical check-up upon returning home should be mandatory. The provision of a basic first aid kit to each volunteer before departure is also recommended.

  5. Different challenges, different approaches and related expenditures of community-based tuberculosis activities by international non-governmental organizations in Myanmar.

    Science.gov (United States)

    Han, Wai Wai; Saw, Saw; Isaakidis, Petros; Khogali, Mohammed; Reid, Anthony; Hoa, Nguyen; Zaw, Ko Ko; Aung, Si Thu

    2017-03-24

    International non-governmental organizations (INGOs) have been implementing community-based tuberculosis (TB) care (CBTBC) in Myanmar since 2011. Although the National TB Programme (NTP) ultimately plans to take over CBTBC, there have been no evaluations of the models of care or of the costs of providing CBTBC in Myanmar by INGOs. This was a descriptive study using routinely-collected programmatic and financial data from four INGOs during 2013 and 2014, adjusted for inflation. Data analysis was performed from the provider perspective. Costs for sputum examination were not included as it was provided free of charge by NTP. We calculated the average cost per year of each programme and cost per patient completing treatment. Four INGOs assisted the NTP by providing CBTBC in areas where access to TB services was challenging. Each INGO faced different issues in their contexts and responded with a diversity of strategies. The total costs ranged from US$ 140 754 to US$ 550 221 during the study period. The cost per patient completing treatment ranged from US$ 215 to US$ 1 076 for new cases and US$ 354 to US$ 1 215 for retreatment cases, depending on the targeted area and the package of services offered. One INGO appeared less costly, more sustainable and patient oriented than others. This study revealed a wide variety of models of care and associated costs for implementing CBTBC in diverse and challenging populations and contexts in Myanmar. Consequently, we recommend a more comprehensive evaluation, including development of a cost model, to estimate the costs of scaling up CBTBC country-wide, and cost-effectiveness studies, to best inform the NTP as it prepares to takeover CBTBC activities from INGOs. While awaiting evidence from these studies, model of CBTBC that have higher sustainability potential and allocate more resources to patient-centered care should be given priority support.

  6. 非政府组织欧洲化的路径分析%Analysis on the Routes of Non-governmental Organizations' Europeanization

    Institute of Scientific and Technical Information of China (English)

    李尔平

    2012-01-01

    The europeanization of non-governmental organizations (NGOs) is a process that EU politics, society and economic impulses become one part of NGOs' words and policy logic, also a process that NGOs adapt and react to the European integration. EU encourages the europeanization of NGOs by providing fund opportunities, increasing the effect of EU policies, and so on. NGOs try to win EU funds and take part in the activities of EU. NGOs' Europeanization is the inevitable trend under the background of EU further integration. The difference of response from NGOs to the Europeanization is obvious, and the routes are simple, meanwhile, some organizations face difficulties with europeanization.%非政府组织的欧洲化是欧盟的政治、社会和经济动力成为非政府组织话语和政策逻辑的一部分的过程,也是非政府组织对欧洲一体化进程的适应与反应过程。欧盟通过提供资助、增加欧盟政策影响力等方式促进非政府组织欧洲化;非政府组织通过争取欧盟资助、参与欧盟层面的活动这两种路径实现欧洲化。欧洲化是一体化不断深化背景下非政府组织发展的必然趋势,但由于各组织情况不一,使得非政府组织对欧洲化的反应呈现多样性,但欧洲化的路径比较单一,一些组织难以实现欧洲化。

  7. On Non-governmental Organization's Participation in Rural Social Assistance%对民间组织参与农村社会救助的思考

    Institute of Scientific and Technical Information of China (English)

    郜芬

    2012-01-01

    Non-governmental organizations(NGO)participation in rural social assistance have much to do with caring for disadvantaged groups,narrowing the gap between the rich and the poor,easing social conflicts and promoting social progress of the civilization.Therefore,we need to encourage NGO' participating in rural social assistance.At present,the unperfected self-discipline mechanism,incomplete laws and regulations of the government supervision system have affected the development of NGO.We need to innovative management system,strengthen self-construction,establish and improve relevant laws and regulations and other measures to ensure the development of NGO to make them to be a useful supplement for rural relief.%民间组织参与农村社会救助对于关爱贫困群体,缩小贫富差距,缓和社会矛盾,推动社会文明进步具有最直接最基础的意义。为此,要鼓励民间组织积极参与农村社会救助。目前我国大多数民间组织自律机制不够健全,政府的法律法规监督体系也不完备,影响了民间组织的健康发展。针对当前存在的问题,通过创新民间组织管理体制、加强自身建设、建立健全相关法律法规等措施保障民间组织健康发展,使其成为农村救济的有益补充。

  8. The role of non-governmental organizations in residential solid waste management: a case study of Puducherry, a coastal city of India.

    Science.gov (United States)

    Rajamanikam, Ramamoorthy; Poyyamoli, Gopalsamy; Kumar, Sunil; R, Lekshmi

    2014-09-01

    Poorly planned and uncontrolled urbanization in India has caused a variety of negative, often irreversible, environmental impacts. The impacts appear to be unavoidable and not easily mitigable due to the mounting public health problems caused by non-segregation of solid wastes at source and their subsequent improper management. Recently in India, non-governmental organizations (NGOs) and other civil society organizations have increasingly started to get involved in improving waste management services. Municipal solid waste management being a governmental function, the contribution of NGOs in this field has not been well documented. This study highlights the activities and services of Shuddham, an NGO functioning in the town of Puducherry within the Union Territory of Puducherry in South India. The NGO program promoted much needed awareness and education, encouraged source separation, enhanced door-to-door collection, utilized wastes as raw materials and generated more job opportunities. Even though source separation prior to door-to-door collection is a relatively new concept, a significant percentage of residents (39%) in the study area participated fully, while a further 48% participated in the collection service. The average amount of municipal solid waste generated by residential units in the Raj Bhavan ward was 8582 kg/month of which 47% was recovered through active recycling and composting practices. The study describes the features and performance of NGO-mediated solid waste management, and evaluates the strengths and weaknesses as well as the opportunities and threats of this system to see whether this model can sustainably replace the low-performance conventional solid waste management in practice in the town of Puducherry. The experiences from this case study are expected to provide broad guidelines to better understand the role of NGOs and their contributions towards sustainable waste management practices in urban areas.

  9. Study on the Strategy of Public Finance Supporting Non-governmental Higher Education in Guangdong Province%广东省公共财政支持民办高等教育的对策研究

    Institute of Scientific and Technical Information of China (English)

    毕会东

    2016-01-01

    建立健全民办高等教育公共财政扶持体系,是当前促进广东民办高等教育健康发展的有力抓手。政府加大对民办高校的公共财政支持力度,是解决广东民办高校发展瓶颈的关键,也是实现教育公平和社会公平的有效途径。文章从公共财政支持民办教育的政策出发,阐述公共财政支持广东民办高等教育的必要性与可行性,并从直接支持和间接支持两方面分析广东省公共财政支持民办高等教育发展的现状,进而提出加强广东省公共财政支持民办高等教育的建议。%Establishing and improving public finance supporting system for non-governmental higher education is an important mean to promote the scientific development of non-governmental higher education in Guangdong .Using public finance intervention and increasing support by the government for non-governmental higher education is the key to effectively solve the existing prob-lems of non-governmental higher education in Guangdong , and is an effective way to truly realize education and social fairness . From the policy angle of using public finance for supporting non-governmental education , this paper expounds its necessity and feasibility in Guangdong Province , and in accordance to the two aspects of “direct support” and “indirect support”, it analyzes the current development status .From multiple angles of increasing financial aid , exploring student number based funding , and direct funding teachers and students it proposes the strategies and recommendations for public finance support of non -governmental higher education in Guangdong province .

  10. Analysis of the Main Competitors and Development Direction of Non-governmental Undergraduate University%民办本科高校的竞争对象与发展方向分析

    Institute of Scientific and Technical Information of China (English)

    郁政宏; 魏圆圆; 胡春

    2014-01-01

    The majority of non-governmental undergraduate universities in China were transformed from non-governmental commu-nity colleges and independent colleges.At the higher levels of non-governmental institutions of higher learning, they have suffered increased competitions since their first establishment, especially with limited student enrollment market and diversified selection of higher education.It becomes necessary to analyze the multiple competitors for non-governmental undergraduate universities and to find out the main ones.Using the SWOT mode, this paper analyzes the internal and external factors for non-governmental un-dergraduate universities and other major competitors.Quadrant is applied to position the development strengths, weaknesses, op-portunities and threats for non-governmental undergraduate universities, and to provide suggestions to improve their development direction as well as enhance their competitiveness.%我国民办本科高校大部分由民办专科院校升本和独立学院转设而来。作为民办高校中办学层次较高的学校,民办本科高校成长之初就伴随着多方竞争。在生源市场有限和高等教育选择类型多样的背景下,分析民办本科高校的多种竞争对象并寻找最主要的竞争对手,显得非常必要。文章运用SWOT模型,分析民办本科高校与主要竞争对手的内外部因素,用象限定位民办本科高校的发展优势、劣势、机遇和威胁,为改进民办本科高校发展方向、提高竞争力提供建议。

  11. International non-governmental organizations' provision of community-based tuberculosis care for hard-to-reach populations in Myanmar, 2013-2014.

    Science.gov (United States)

    Soe, Kyaw Thu; Saw, Saw; van Griensven, Johan; Zhou, Shuisen; Win, Le; Chinnakali, Palanivel; Shah, Safieh; Mon, Myo Myo; Aung, Si Thu

    2017-03-24

    National tuberculosis (TB) programs increasingly engage with international non-governmental organizations (INGOs), especially to provide TB care in complex settings where community involvement might be required. In Myanmar, however, there is limited data on how such INGO community-based programs are organized and how effective they are. In this study, we describe four INGO strategies for providing community-based TB care to hard-to-reach populations in Myanmar, and assess their contribution to TB case detection. We conducted a descriptive study using program data from four INGOs and the National TB Program (NTP) in 2013-2014. For each INGO, we extracted information on its approach and key activities, the number of presumptive TB cases referred and undergoing TB testing, and the number of patients diagnosed with TB and their treatment outcomes. The contribution of INGOs to TB diagnosis in their selected townships was calculated as the proportion of INGO-diagnosed new TB cases out of the total NTP-diagnosed new TB cases in the same townships. All four INGOs implemented community-based TB care in challenging contexts, targeting migrants, post-conflict areas, the urban poor, and other vulnerable populations. Two recruited community volunteers via existing community health volunteers or health structures, one via existing community leaderships, and one directly involved TB infected/affected individuals. Two INGOs compensated volunteers via performance-based financing, and two provided financial and in-kind initiatives. All relied on NTP laboratories for diagnosis and TB drugs, but provided direct observation treatment support and treatment follow-up. A total of 21 995 presumptive TB cases were referred for TB diagnosis, with 7 383 (34%) new TB cases diagnosed and almost all (98%) successfully treated. The four INGOs contributed to the detection of, on average, 36% (7 383/20 663) of the total new TB cases in their respective townships (range: 15-52%). Community-based TB

  12. Evaluating the oil sands reclamation process: Assessing policy capacity and stakeholder access for government and non-governmental organizations operating in Alberta's oil sands

    Science.gov (United States)

    Patterson, Tyler

    By employing interpretive policy analysis this thesis aims to assess, measure, and explain policy capacity for government and non-government organizations involved in reclaiming Alberta's oil sands. Using this type of analysis to assess policy capacity is a novel approach for understanding reclamation policy; and therefore, this research will provide a unique contribution to the literature surrounding reclamation policy. The oil sands region in northeast Alberta, Canada is an area of interest for a few reasons; primarily because of the vast reserves of bitumen and the environmental cost associated with developing this resource. An increase in global oil demand has established incentive for industry to seek out and develop new reserves. Alberta's oil sands are one of the largest remaining reserves in the world, and there is significant interest in increasing production in this region. Furthermore, tensions in several oil exporting nations in the Middle East remain unresolved, and this has garnered additional support for a supply side solution to North American oil demands. This solution relies upon the development of reserves in both the United States and Canada. These compounding factors have contributed to the increased development in the oil sands of northeastern Alberta. Essentially, a rapid expansion of oil sands operations is ongoing, and is the source of significant disturbance across the region. This disturbance, and the promises of reclamation, is a source of contentious debates amongst stakeholders and continues to be highly visible in the media. If oil sands operations are to retain their social license to operate, it is critical that reclamation efforts be effective. One concern non-governmental organizations (NGOs) expressed criticizes the current monitoring and enforcement of regulatory programs in the oil sands. Alberta's NGOs have suggested the data made available to them originates from industrial sources, and is generally unchecked by government

  13. 日本终身学习社会民间组织发展研究%Research on the Development of Non-governmental Organizations of Lifelong Learning Society in Japan

    Institute of Scientific and Technical Information of China (English)

    丁红玲; 石睿超

    2015-01-01

    Currently ,the construction of lifelong learning society has become the common trend of all countries in the world .Japan ,as one of the world's earliest countries that began to cultivate and develop national lifelong learning ,has committed to the promotion and evolution of lifelong learning society for a long time .Especially since the 1980s ,Japan has been promoting the cultiva-tion and development of the non-governmental organizations so hard that the non-governmental or-ganizations in Japan have been flourishing in recent years .NPO ,juridical person and volunteer or-ganization are important carriers of the non-governmental organizations in Japan ,and a complete legal system provides a favorable policy environment for the growth of the non-governmental organ-izations in Japan .Moreover ,the private management with the national funding is the operational mode of the non-governmental organizations in Japan ,and the service of Japanese non-governmen-tal organizations are characteristic of diversity .Through the research on the development of the construction of lifelong learning society in the non-governmental organizations ,this paper aims to provide certain reference and inspiration for the construction of lifelong learning society in China .%当今时代,建设终身学习社会已经成世界各国的共同发展趋势。日本作为世界上较早掀起终身学习浪潮的国家之一,长期以来一直致力于终身学习社会化的推进。尤其是20世纪80年代以来,日本大力推进民间组织的培育与发展,日本民间组织近年来蓬勃发展。NPO 、财团法人和志愿者组织是日本民间组织的重要载体,完备的法律制度为日本民间组织生长提供良好的政策环境,公办民营是日本民间组织的运行模式,日本民间组织的服务内容具有多元化的特点。通过对日本终身学习社会建设中的民间组织的发展情况进行研究,以期对我国终身学习社会建设

  14. A Study of Symbiosis Mechanism and Symbiosis Mode between Rural Non- governmental Finance and Small- scale Enterprises%农村民间金融与小微企业共生机理及模式研究

    Institute of Scientific and Technical Information of China (English)

    李玉; 王吉恒

    2012-01-01

    There are many small enterprises in China' s rural area. Since the open and reform, small enter prises made great contribution to Chinese economic growth. But the financing squeeze is always bottlenecks they must face in their development process. When formal financial organizations can' t fulfill the small enter prises capital needs,non governmental finance open a new road to the small enterprises. The paper studies symbiosis mechanism and symbiosis mode between rural non governmental finance and small enterprises from symbiosis theory view, and discusses measures about non governmental finance supporting local small enter prises and promoting local economic prosperity.%我国农村地区小微企业众多。改革开放以来,小微企业为中国经济增长做出重要贡献,但融资难一直是制约其发展的瓶颈。在正规金融机构无法满足小微企业资金需求的情况下,民间金融机构为小微企业融资开拓了新路。本文试从共生理论的视角对农村民间金融与地方小微企业共生机理及模式进行系统研究,探讨民间金融更好地支持地方小微企业发展,促进地方经济繁荣的对策。

  15. Energy Consumption Characteristics Analysis of Non-governmental Office Building in Shenzhen%深圳市非政府办公建筑能耗特性分析

    Institute of Scientific and Technical Information of China (English)

    伍品; 杨英霞; 王智超

    2015-01-01

    Based on the energy audit data of 27 non-governmental office buildings in Shenzhen, this paper counted and compared the respects of basic information, energy system form, and total energy consumption and breakdown energy consumption of air conditioning, analyzed energy characteristics, and focused on the research of air conditioning energy consumption characteristics of large non-government office buildings. The results showed that energy consumption of non-governmental office building was high in Shenzhen; Energy consumption of air conditioning accounted for a large proportion; Air conditioning cooling station was important of energy-saving potential; And chilled water pump and cooling water pump of air-conditioning was a direction of energy saving alteration for non-governmental office buildings in Shenzhen.%基于深圳市27栋非政府办公建筑的能源审计数据,从建筑样本基本信息、用能系统形式、总能耗及空调分项能耗等方面进行统计与比较,分析了深圳市非政府办公建筑的能耗特性,并对深圳市大型非政府办公建筑的空调能耗特性进行了重点研究。结果表明,深圳市非政府办公建筑能耗较高,空调能耗占较大比例,空调冷站是节能潜力的重点,空调冷冻及冷却水泵是深圳市非政府办公建筑节能改造的一个方向。

  16. 江西省民办高等教育发展的现状、问题与对策%The Present Situation, Problems and Countermeasures of the Development of Jiangxi Non-governmental Higher Education

    Institute of Scientific and Technical Information of China (English)

    王志锋; 姜超; 徐永

    2012-01-01

      In recent years, non-governmental higher education in Jiangxi has made considerable progress and development , which is fully reflected in many aspects such as improved educational environment , stable student population, emergence of pilot re-form, growing social impact etc.However, the development prospect of non-governmental institutions of higher learning is still not optimistic with some bottlenecks failed to achieve breakthroughs .Faced with these problems and under the environment sup-ported by the national and provincial education system reform policy , we can start from the external initiatives and internal factors for enhancing the running practice of non-governmental institutions of higher learning to promote its healthy development .%  近年来江西省民办高等教育取得了长足发展,办学环境不断优化,办学规模相对稳定,试点改革初露端倪,社会影响日益扩大。但同时,其发展前景也不容乐观,一些制约民办高等教育发展的“瓶颈”始终未能取得突破。面对这些问题,在国家和江西省教育体制改革政策支持的大环境下,可从提升民办高校办学实践的外部举措和内部因素着手,积极促进民办高等教育的健康发展。

  17. 民办高等教育中介组织发展的动因、障碍与对策%The Development Motivation, Problems and Solutions of Non-governmental Higher Education Agent

    Institute of Scientific and Technical Information of China (English)

    曾小军

    2016-01-01

    Actively developing education agent is an important path to coordinate the relationship between government and univer-sity, and to promote the classified and standardized management of non-governmental higher education.The motivation on the de-velopment of non-governmental higher education agent is theory-driven, policy encouragement and reality demands but there exist obstacles of imperfect legal system, government intervention, limited function, organization and voluntary failure.It needs gov-ernment to play a leading role to achieve the breakthrough in regulation, streamline administration and decentralization, and insti-tutional building so as to promote the sustainable and healthy development of non-governmental higher education agent.%积极发展教育中介组织,是协调政府与高校关系、推进民办高等教育分类管理与规范化管理的重要途径。当前民办高等教育中介组织发展源自理论驱动、政策鼓励与现实诉求,但也存在法制不健全、政府干预失范、功能发挥受限和组织失灵等障碍,需要政府发挥主导作用,在法规调控、简政分权和制度建设等方面有所突破,方能促进民办高等教育中介组织的持续健康发展。

  18. Analysis of the Strategy for Promoting the Professionalization of Non-governmental Institutions of Higher Learning Presidents%民办高校校长职业化的推进策略分析

    Institute of Scientific and Technical Information of China (English)

    潘奇; 董圣足; 刘荣飞

    2015-01-01

    The development of the professionalization of presidents of non-governmental institutions of higher learning is facing the problems of irrational source structure , deviation in job understanding and unsound career development .Based on the investiga-tion, this paper proposes resolution strategies from the two dimensions of own professional development and construction of non -governmental institutions of higher learning system .It should guide the principal groups to set up correct professional idea , find accurate career orientation , enhance professional skills , and foster professional community .Meanwhile, non-governmental insti-tutions of higher learning should explore characteristic president selection mechanisms with multiple candidate channels , demand oriented selection process and flexible terms , and develop the canonical president working mechanism and explore incentive mechanisms focused on performance evaluation but supplemented by humanistic care .Through the construction of such systems , it promotes the professionalization of the presidents of non-governmental institutions of higher learning .%当前民办高校校长职业发展面临来源结构不合理、职业认识存在偏差以及职业发展制度不健全等问题。为此,从职业群体自身发展和民办高校制度建设两个维度提出解决策略:引导校长群体树立正确职业理念、找准职业定位、提升职业能力以及培育职业共同体;通过构建由多元候选渠道、校本需求导向遴选程序以及弹性任期等组成的校长遴选机制,制定规范化的校长工作机制,探索以绩效考核为主、人文关怀为辅的激励机制,以推进校长的职业化发展。

  19. Outbreak of Salmonella Enteritidis linked to the consumption of frozen beefburgers received from a food bank and originating from Poland: northern France, December 2014 to April 2015.

    Science.gov (United States)

    Jones, Gabrielle; Pihier, Nathalie; Vanbockstael, Caroline; Le Hello, Simon; Cadel Six, Sabrina; Fournet, Nelly; Jourdan-da Silva, Nathalie

    2016-10-06

    A prolonged outbreak of Salmonella enterica serotype Enteritidis occurred in northern France between December 2014 and April 2015. Epidemiological investigations following the initial notification on 30 December 2014 of five cases of salmonellosis (two confirmed S. Enteritidis) in young children residing in the Somme department revealed that all cases frequented the same food bank A. Further epidemiological, microbiological and food trace-back investigations indicated frozen beefburgers as the source of the outbreak and the suspected lot originating from Poland was recalled on 22 January 2015. On 2 March 2015 a second notification of S. Enteritidis cases in the Somme reinitiated investigations that confirmed a link with food bank A and with consumption of frozen beefburgers from the same Polish producer. In the face of a possible persistent source of contamination, all frozen beefburgers distributed by food bank A and from the same origin were blocked on 3 March 2015. Microbiological analyses confirmed contamination by S. Enteritidis of frozen beefburgers from a second lot remaining in cases' homes. A second recall was initiated on 6 March 2015 and all frozen beefburgers from the Polish producer remain blocked after analyses identified additional contaminated lots over several months of production.

  20. Outbreak of Salmonella Enteritidis linked to the consumption of frozen beefburgers received from a food bank and originating from Poland: northern France, December 2014 to April 2015

    Science.gov (United States)

    Jones, Gabrielle; Pihier, Nathalie; Vanbockstael, Caroline; Le Hello, Simon; Cadel Six, Sabrina; Fournet, Nelly; Jourdan-da Silva, Nathalie

    2016-01-01

    A prolonged outbreak of Salmonella enterica serotype Enteritidis occurred in northern France between December 2014 and April 2015. Epidemiological investigations following the initial notification on 30 December 2014 of five cases of salmonellosis (two confirmed S. Enteritidis) in young children residing in the Somme department revealed that all cases frequented the same food bank A. Further epidemiological, microbiological and food trace-back investigations indicated frozen beefburgers as the source of the outbreak and the suspected lot originating from Poland was recalled on 22 January 2015. On 2 March 2015 a second notification of S. Enteritidis cases in the Somme reinitiated investigations that confirmed a link with food bank A and with consumption of frozen beefburgers from the same Polish producer. In the face of a possible persistent source of contamination, all frozen beefburgers distributed by food bank A and from the same origin were blocked on 3 March 2015. Microbiological analyses confirmed contamination by S. Enteritidis of frozen beefburgers from a second lot remaining in cases’ homes. A second recall was initiated on 6 March 2015 and all frozen beefburgers from the Polish producer remain blocked after analyses identified additional contaminated lots over several months of production. PMID:27748250

  1. 新常态下"粮食银行"发展路径研究%Development of Food Bank in China

    Institute of Scientific and Technical Information of China (English)

    童珍; 王新华

    2015-01-01

    "粮食银行"不仅能减少农户储粮损失、解决农户储粮难的问题,而且在提高粮食仓储和流通效率,促进农民增收,保障国家粮食安全及美化农村居民居住环境等方面也发挥着越来越重要的作用.但随着"粮食银行"的发展,"粮食银行"在运营过程中缺乏统一执行标准,监管缺失及运营风险大等问题也逐渐凸显.当前,我国粮食的生产和消费进入了一个新常态,解决上述问题的关键在于加强"粮食银行"的规范运营,设立"粮食银行"市场准入制度,提高"粮食银行"的创新功能,提升服务水平.%The"food bank"not only help farmer to reduce grain loss and to solve grain storage difficulty,but also plays an in-creasingly important role in improving grain storage and circulation efficiency,increasing farmer''s income,guaranteeing food security and beautifying rural population living condition. However,there are many problems stand out during it is operating, such as lack of unified executive standard,absence of supervision,high risk of market,etc. Nowadays,the grain production and consumption have entered into the"new normal",the key to solve these problems is to regulate"food bank"operators,establish"food bank"access system,promote"food bank"innovation function,improve its service level.

  2. Problems and Improvement of Regulation in Non-governmental Primary and High Schools---Taking Guangzhou as an Example%民办中小学监管的问题与改进*--以广州市为例

    Institute of Scientific and Technical Information of China (English)

    李清刚

    2015-01-01

    The regulation of non-governmental primary and high schools is defined as directly under government control. That is, it is authorized by law. Also it is carried out by the formulation of rules, admission, supervision and administrative penalties. This paper takes Guangzhou as an example, which deeply analyzes the regulation problems in non -governmental primary and high schools, and puts forward the corresponding improvement suggestions.%民办中小学监管是政府行政机构依据法律授权,通过制定规章、准入许可、监督检查、行政处罚和行政裁决等手段对民办中小学的办学行为实施的直接控制。广州民办中小学监管主要在准入、价格、质量及退出等方面存在制度或法律的问题。文章对上述问题进行了剖析并提出了相应的改进建议。

  3. 非政府组织在农民培训中的作用研究%A Study on eh Functions of Non-Governmental Organizations in Farmer Training

    Institute of Scientific and Technical Information of China (English)

    张娜; 马芹

    2011-01-01

    随着新农村建设的不断发展,非政府组织在推进农民培训、提升农民素质的过程中正发挥着积极而不可替代的作用。在我国整体进入工业反哺农业、城市带动农村的历史阶段,非政府组织应提升其参与农民培训的能力,加强与政府组织的合作,规范"项目牵动,绩效管理"的运作模式,大力开展农业技术推广服务。%With the development of the new countryside construction,non-governmental organizations in promoting farmers training,improving the quality of peasants is playing an active and irreplaceable role.Now,non-governmental organizations should improve the ability of participation in the farmers training, strengthen the cooperation with government organization,regulate the mode about "project affect,performance management", and advance the service of agricultural technology extension.

  4. Investment Banking

    OpenAIRE

    Oana Mihaela Vãsioiu

    2008-01-01

    The economic, financial and monetary changes had serious consequences not only on the level of providing the finance necessary for the development process but also on the level of providing the finance required for importing the basic food needs and rendering necessary production inputs. All these problems show the importance of “Banks” generally and “Investment Banks” particularly in the emerging and underdeveloped countries. Banks as financial institution or intermediary mobilize either nat...

  5. The ISS Sensitizing Agents Data Bank (BDS).

    Science.gov (United States)

    Brunetto, Barbara; Binetti, Roberto; Ceccarelli, Federica; Costamagna, Francesca Marina; D'Angiolini, Antonella; Fabri, Alessandra; Ferri, Maurizio; Marcello, Ida; Riva, Giovanni; Roazzi, Paolo; Trucchi, Daniela; Tinghino, Raffaella

    2008-01-01

    The Istituto Superiore Sanità has developed a data bank on sensitizing substances (Banca Dati Sensibilizzanti, BDS), available on website (www.iss.it/bdse/), sharing complete, controlled and updated information coming from different sources, such as scientific publications, international agencies and governmental or non governmental organizations. It is worthwhile that the main objective of the BDS is not the classification of sensitizing or potentially sensitizing agents within specific risk classes, but it is essentially to provide concise and non confidential information related to this endpoint. At present, the BDS includes: all the substances officially classified by European Union, (Annex I to Directive 67/548/EEC), some substances listed in I (Directive 67/548/EEC) for endpoints different than "sensitization" but indicated as sensitizers by other relevant institutions, all the substances indicated as sensitizers by relevant agencies or institutions (ACGIH, DFG), some substances indicted as sensitizers by industry and other non-governmental organizations (ETAD and HERA), all the substances regarded as "potentially sensitizing dyes" by the Commission of the European Community for the award of the eco-label to textile products, some substances for which, even in the absence of any categorization by Union, ACGIH or DFG, it is not possible to exclude a sensitizing potential on the basis of reliable documents.

  6. Background, Content and Strategy of the Connotative Development of Non-governmental Institutions of Higher Learning%民办高校内涵发展的背景、内容与策略

    Institute of Scientific and Technical Information of China (English)

    刘尧

    2014-01-01

    Connotative development of non-governmental institutions of higher learning is marked by quality and structure optimi -zation, and focuses on the growth of core competitiveness and the overall strength .From the end of 1970s, non-governmental in-stitutions of higher learning has undergone the external development process of non -academic education , higher education self-study examination , higher education “national diploma examination”, vocational and technical education , general undergraduate education , and postgraduate education .China's higher education has realized the historic leap from elite education to mass educa -tion, and the era of development based on the core of scale expansion has gradually come to an end .The Eighteenth National Congress of the CCP made it clear to promote the connotative development of higher education and non -governmental institutions of higher learning has entered the transition from external to connotative development where personnel training , subject develop-ment, scientific research, and teaching team building are the basis and key elements .Non-governmental institutions of higher learning can use effective strategies such as appropriate positioning , competitive advantage , etc to promote their connotative de-velopment.%民办高校内涵发展以质量提升和结构优化为标志,注重学校核心竞争力与综合实力的增长。自20世纪70年代末以来,民办高校走过了非学历教育、高等教育自学考试、高等教育“国家学历文凭考试”、高等职业技术教育、普通本科教育、专业研究生教育的外延发展历程。当前,我国高等教育实现了从精英教育到大众化教育的历史性跨越,以规模扩张为核心的外延发展时代缓缓落下了帷幕。党的“十八大”明确提出“推动高等教育内涵发展”,至此,民办高校进入从外延发展向内涵发展的转型期。民办高校内涵发展的基础在人才培养,

  7. 政府智库与民间智库的合作与交流%The Cooperation and Exchange between Government Think-tanks and Non-governmental Think-tanks

    Institute of Scientific and Technical Information of China (English)

    金家厚

    2012-01-01

    政府智库与民间智库合作的制度条件主要包括开放的公共决策体制、共同的决策价值基础和对称的资源依赖结构。构建政府智库与民间智库的合作机制,应从以下方面着力:联合成立研究协会,搭建合作的组织平台;围绕研究主题,发挥合作的政策职能作用;成立智库合作发展基金,建立合作项目资助制度;提升研究质量,建立合作项目绩效的综合评价制度。%Institutional conditions of the cooperation between government think-tank and non-governmental think- tank include open public policy-making system, shared basic values, and symmetric dependency structure in resources. To build the cooperation mechanism of the government think-tank non-governmental think-tank, we should set up jointly by the association for the study, build a platform of partner organizations; around the research themes to play the role of co-operation policy functions; form a think tank cooperation and development fund, establish the cooperation projects funded system; improve the quality of research, and establish a cooperative project performance evaluation system.

  8. 基于政府责任的民办高校教师权利贫困问题研究%On Teachers'Rights Poverty in Non-governmental Institutions of Higher Learning based on Government Responsibility

    Institute of Scientific and Technical Information of China (English)

    文川; 莫振豪

    2013-01-01

      The present situation of teachers'rights poverty in non-governmental institutions of higher learning is serious .It mainly reflects on rights inequality, rights abused, denied and suppressed by power , inequality between rights and obligations , and rights not being supported.This is the subject of the influences from various factors though the government policy is the main cause of rights poverty in non-governmental institutions of higher learning .Governments should play roles in eliminating teachers 'rights poverty as the leader of community perception , creator of the relevant policy and law , and the coordinator and sponsor for teachers'rights protection.%  目前我国民办高校教师权利贫困现状严重,主要表现为权利上的不平等,权利常常受到权力的侵害、剥夺和压制,权利与义务的不对等,权利难以得到救济。究其原因,是受到多种因素的影响。其中,政策是导致民办高校教师权利贫困的主导因素。政府在破解民办高校教师权利贫困中扮演的角色应该是社会观念的引领者、相关政策与法律的创设者以及教师权利保障的协调监管者与资助者。

  9. 法人治理体系下民办普通高校董事会制度研究%Study on the Board of Directors System in Non-governmental Institutions of Higher Learning under Corporate Governance System

    Institute of Scientific and Technical Information of China (English)

    刘熙

    2016-01-01

    This paper studies the board of directors system under the corporate governance framework of non-governmental institu-tions of higher learning and analyzes the connotation features of the corporate governance.It points out the reasons for the estab-lishment of the leading position by the board of directors in the corporate governance system.Based on the analysis of the status quo of the board of directors system on the formal institution level in non-governmental institutions of higher learning, this paper points out the problems in the existing board of directors system, including insufficient corporate governance model, insufficient attention in its development, and lack of power allocation and accountability mechanisms.It then proposes recommendations for improving the board of directors system and emphasizes the need of intensive research on the informal institution level.%在民办普通高校法人治理体系的框架下研究董事会制度,分析民办高校法人治理内涵特征,阐明确立董事会在民办高校法人治理体系中处于支柱地位的理由。在梳理当前民办高校董事会制度建设的基础上,指出现行董事会制度存在法人治理模式单一、董事会制度建设未受重视、董事会权力配置和责任机制欠缺等问题,继而提出完善董事会制度的建议,并指明董事会制度需在非正式制度层面进行深化研究。

  10. Analysis of Enhancing the Operation Efficiency of Non-governmental Institutions of Higher Education%民办高校提升办学效益问题探析

    Institute of Scientific and Technical Information of China (English)

    王庆如

    2014-01-01

    Enhancing the operation efficiency is a prerequisite of healthy development of non -governmental institutions of higher learning which is mainly faced with lack of funds , improper use of the funds , and insufficient social and personal benefits .This is in connection with the reduction of student numbers , poor living environment , non-implementation of classified management mechanisms, and the pursuit of profit behavior .To overcome the current difficulties , both the government and non-governmental institutions of higher learning need to adopt proactive strategies and through implementing classified management , enhancing pub-lic finance support , and improving education quality , to promote their sustainable development .%提升办学效益是民办高校健康发展的前提。民办高校办学效益主要存在办学经费不足、经费用途不当、社会和个人效益不高等问题。这与民办高校生源数量锐减、生存环境不佳、分类管理机制未实行以及办学行为逐利化等因素密切相关。要破解当前的困境,政府和民办高校都需要采取积极策略,通过实行分类管理、加强公共财政资助以及引导学校提升教育质量等措施,推动民办高等教育的可持续发展。

  11. A synthesis of bentho-pelagic coupling on the Antarctic shelf: Food banks, ecosystem inertia and global climate change

    Science.gov (United States)

    Smith, Craig R.; Mincks, Sarah; DeMaster, David J.

    2006-04-01

    The Antarctic continental shelf is large, deep (500-1000 m), and characterized by extreme seasonality in sea-ice cover and primary production. Intense seasonality and short pelagic foodwebs on the Antarctic shelf may favor strong bentho-pelagic coupling, whereas unusual water depth combined with complex topography and circulation could cause such coupling to be weak. Here, we address six questions regarding the nature and strength of coupling between benthic and water-column processes on the continental shelf surrounding Antarctica. We find that water-column production is transmitted to the shelf floor in intense pulses of particulate organic matter, although these pulses are often difficult to correlate with local phytoplankton blooms or sea-ice conditions. On regional scales, benthic habitat variability resulting from substrate type, current regime, and iceberg scour often may obscure the imprint of water-column productivity on the seafloor. However, within a single habitat type, i.e. the muddy sediments that characterize much of the deep Antarctic shelf, macrobenthic biomass appears to be correlated with regional primary production and sea-ice duration. Over annual time-scales, many benthic ecological processes were initially expected to vary in phase with the extraordinary boom/bust cycle of production in the water column. However, numerous processes, including sediment respiration, deposit feeding, larval development, and recruitment, often are poorly coupled to the summer bloom season. Several integrative, time-series studies on the Antarctic shelf suggest that this lack of phasing may result in part from the accumulation of a persistent sediment food bank that buffers the benthic ecosystem from the seasonal variability of the water column. As a consequence, a variety of benthic parameters (e.g., sediment respiration, inventories of labile organic matter, macrobenthic biomass) may act as "low-pass" filters, responding to longer-term (e.g., inter

  12. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  13. FRACTIONAL BANKING

    OpenAIRE

    Maria Klimikova

    2010-01-01

    Understanding the reasons of the present financial problems lies In understanding the substance of fractional reserve banking. The substance of fractional banking is in lending more money than the bankers have. Banking of partial reserves is an alternative form which links deposit banking and credit banking. Fractional banking is causing many unfavorable economic impacts in the worldwide system, specifically an inflation.

  14. Using a bank of predatory fish samples for bioindication of radioactive contamination of aquatic food chains in the area affected by the Chernobyl accident.

    Science.gov (United States)

    Kryshev, I I; Ryabov, I N; Sazykina, T G

    1993-11-01

    From the analysis of experimental data on radioactive contamination of various fish, it is suggested that predatory fish specimens can be used as bioindicators of radionuclide accumulation in reservoir food chains of the Chernobyl emergency area. The increased content of cesium radionuclides were detected in the muscle tissue of predatory fish collected in various regions of the Chernobyl emergency area. In most of the water bodies studied, maximum contamination levels of predatory fish by radionuclides of cesium occurred in 1987-1988, whereas in 'nonpredatory' fish the concentration of cesium was maximum, as a rule, in the first year following the accident. The exposure doses of fish of various ecological groups and ages are estimated. The exposure doses of various population groups, using fish from contaminated water bodies, are also estimated. When forming the environmental data bank for the Chernobyl accident zone it is suggested that perch, pike-perch and pike be used as bioindicators of radioactive contamination of food chains.

  15. Poverty and Hunger: Issues and Options for Food Security in Developing Countries. A World Bank Policy Study.

    Science.gov (United States)

    Reutlinger, Shlomo; And Others

    Food security means access by all people at all times to enough food for an active and healthy life. Available data suggest that more than 700 million people in the developing world lack the food necessary for such a life. No problem of underdevelopment may be more serious or have such important implications for the long-term growth of low-income…

  16. The long-term effect of cadmium exposure through food on the postnatal development of the bank vole (Clethrionomys glareolus Schreber, 1780).

    Science.gov (United States)

    Białońska, Dobrosława; Zakrzewska, Marta; Sawicka-Kapusta, Katarzyna; Konior, Magdalena

    2002-01-01

    Cadmium is well known for its toxicity to the animal body. However, its effect on pregnancy and the development of young animals is still not well understood. This study examined such effects, using bank voles captured from the wild to make the results closer to those which could be expected in the natural environment. One group of animals was fed 7 microg g(-1) cadmium in the food, a second 35 microg g(-1), and a third no cadmium, as a control. The concentrations of cadmium in the whole bodies of young bank voles were determined on the 3rd, 5th, or 10th day of life. The cadmium level in the bodies of animals exposed to 35 microg g(-1) of cadmium was significantly higher than in those from either the control group or the group receiving 7 microg g(-1) of cadmium, which did not differ from each other. The cadmium level did not change with animal age in any of the study groups. Concentrations of Zn, Cu, and Fe were also determined in the whole body of young animals, as cadmium is known to disturb the metabolism of these essential metals through antagonistic activity. Both Cu and Fe levels were negatively correlated with cadmium concentrations, while a positive correlation was found between zinc and cadmium in the young animal bodies. Also found was higher offspring mortality in the group receiving 35 microg g(-1) of cadmium in food. There was no difference in young animal body weight between the study groups.

  17. On Rural Food Bank Operating Status, Existing Problems and Countermeasures in Anhui Province%安徽农村粮食银行运营现状、存在的问题及发展对策

    Institute of Scientific and Technical Information of China (English)

    翟光红

    2011-01-01

    Rural food bank, which was playing an increasingly important role in reducing farmer grain loss,solving farmer grain storage difficulty, beautifying rural populations living conditions, improving rural people life quality, which has been accelerated in recent years obviously in main grain producing area. The investigation discovered that rural food bank in Anhui Province in general exist many problems, such as smaller scale, lower credit, farmer at greater risk and so on. Currently, the key to solve this problem was to build a unified food bank organizational leadership and management system, regulating food bank operators; the establishment of rural food bank access system; implementation of food reserves for feed management systems; strengthening of risk management, the establishment of a risk reserve fund, catalytic households participating food banks.%农村粮食银行近年来在粮食主产区发展明显加快,并且在减少农户储粮损耗、解决农户储粮难题、美化农村居民居住环境、提高农村居民生活质量等方面发挥着越来越重要的作用.调查发现,安徽农村粮食银行普遍存在规模较小、信用较低、农户储粮风险较大等问题.当前,解决上述问题的关键在于构建统一的粮食银行组织领导与监管体系,规范粮食银行运营;建立农村粮食银行准入制度;实行存粮准备粮管理制度;加强风险管理,设立风险准备基金,加强农户参与粮食银行的愿意.

  18. Retail Banking

    Directory of Open Access Journals (Sweden)

    Adam Szafarczyk

    2008-07-01

    Full Text Available The retail banking plays more and more important role in polish banking sector. There are several targets of this article. First of all is retail banking identification, both in Euroland and Poland. The next one trends, especially household deposits and credits and last retail banking in particular banks.

  19. Investigation and Analysis on the Situation of Foreign Language Teachers' Professional Development in Non-governmental Undergraduate Universities%民办本科院校外语教师专业发展现状调查分析

    Institute of Scientific and Technical Information of China (English)

    李燕

    2015-01-01

    Using the questionnaire and interviews method, a total of 80 foreign language teachers from 4 non-governmental undergraduate universities in Shaanxi province were selected to undergo a survey on foreign language teachers'professional development situation. The results show that the problems, such as unbalanced development of teachers structure, the emerging of job burnout, unbalanced development between teaching and research, inconsistency between cognition and action toward professional development commonly exist. Based on this, to promote foreign language teachers' professional development in non-governmental undergraduate universities, the author suggested from internal and external factors to define teachers'professional development goals, insist student-base classroom-teaching, improve the level of scientific research, actively participate in the teacher culture discussion and create the harmonious development environment.%以陕西省4所民办本科院校80名外语教师为调研对象,通过问卷、访谈相结合的方法对民办院校外语教师专业发展现状进行调研.结果显示,民办本科院校外语教师队伍结构发展不平衡,教师职业倦怠初见端倪,在教学、科研方面专业发展不平衡,专业发展认识与行动不一致.在此基础上,从教师专业发展的内外因两方面出发,应在明确教师专业发展目标、将课堂主体还给学生、提高科研水平,以及积极参加师培研讨创造和谐发展环境等方面,促进民办本科院校外语教师的专业发展.

  20. 创新民办高校党建工作的若干思考%Reflections on the Innovation of Party Construction Works in Non-governmental Institutions of Higher Learning

    Institute of Scientific and Technical Information of China (English)

    宋斌

    2016-01-01

    创新党建工作是党的十八大向全党提出的重要任务,2014年底习近平总书记对高校党建工作又提出了明确要求。民办高校党组织肩负着立德树人、推动学校办人民满意的社会主义大学的任务,必须立足学校实际和长远发展,坚持科学定位、找准方位、以为求位、制度到位,着力于在党建工作理论、党建领导体制、党建工作体系和党建管理模式等方面进行探索与创新,努力实现民办高校党组织的政治核心作用和保证监督作用。%Party construction innovation is an important task proposed by the 18th CPC National Congress.At the end of 2014, general secretary Mr Xi Jinping raised new clear requests on party construction in university.Party organizations in non-govern-mental institutions of higher learning have responsibility not only to take high moral values and people cultivation, but also to pro-mote the universities to be people’s satisfied socialism universities.Party organizations should be based on the reality and long-term development of the university, and adhere to scientific orientation, find correct direction, and put system in the right places. Non-governmental institutions of higher learning should explore and innovate party building work theory, leadership system, work system, and management mode etc, in order to realize the political core role of the party organizations in non-governmental insti-tutions of higher learning and their supervision function.

  1. Internet Banking

    Directory of Open Access Journals (Sweden)

    Felician ALECU

    2006-01-01

    Full Text Available Internet Banking (known also as online banking allows performing transactions and payments over the internet through a bank's secure website. This can be very useful, especially for banking outside bank hours (which tend to be very short and banking from anywhere where internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal internet connection is suitable. No special software or hardware is usually needed.

  2. The Revelation of Hong Kong Anti-Corruption Regulations for Non-Governmental Organisations--of and on the Translation of Sample Code of Conduct for Non-Governmental Organisations%香港对非政府组织反腐规制的启示--兼译《香港廉政公署非政府组织行为准则样本》

    Institute of Scientific and Technical Information of China (English)

    由龙涛

    2014-01-01

    Corruption among non-governmental organisations has already become a great hindrance to its development and had a negative effect on public trust. The success of Hong Kong Independent Commission Against Corruption (Hong Kong ICAC) in its execution of the ant-corruption policies, prevention against corruption, and education of the public provides a good model for in-land governments. Chinese in-land government should take this as an example when managing the corruption problems of non-governmental organisations. Specific anti-corruption offices with the functions of investigation, prevention and education should be organized, including highly qualified professionals; the design of practical anti-corruption policies should be based on thorough and comprehensive analyses; an anti-corruption culture should be formed by means of various propagation and education to enhance public anti-corruption consciousness.%非政府组织的腐败问题已经严重影响了其健康发展和公信力,香港廉政公署执行、预防和教育三管齐下反腐的成功实践为我国内地提供了一个良好的范本。我国内地应在针对非政府组织等机构的反腐规制上引以为鉴,设立包含查处、预防、教育职能的专门防贪机构,同时配备高素质的专业人员;在反腐制度的设计上应进行深入的、全面的分析论证,注重运行的可操作性;通过多途径的预防宣传教育提高社会民众参与反腐的力度,形成支持反腐败的大众文化。

  3. Premia Foods avab börsil uue kasvutsükli / Kadri Jakobson, Kadri Bank ; kommenteerinud Andrus Alber

    Index Scriptorium Estoniae

    Jakobson, Kadri, 1970-

    2010-01-01

    Premia Foods kavatseb oma aktsiad noteerida Tallinna börsil aprillis või mais, firma eesmärk on saada Baltimaade, Skandinaavia ja Loode-Venemaa juhtivaks sügavkülmutatud ja jahutatud toidukaupade tootmise ja müügiga tegelevaks ettevõtteks. Skeem: AS Premia Foods

  4. Premia Foods avab börsil uue kasvutsükli / Kadri Jakobson, Kadri Bank ; kommenteerinud Andrus Alber

    Index Scriptorium Estoniae

    Jakobson, Kadri, 1970-

    2010-01-01

    Premia Foods kavatseb oma aktsiad noteerida Tallinna börsil aprillis või mais, firma eesmärk on saada Baltimaade, Skandinaavia ja Loode-Venemaa juhtivaks sügavkülmutatud ja jahutatud toidukaupade tootmise ja müügiga tegelevaks ettevõtteks. Skeem: AS Premia Foods

  5. 公共财政扶持民办高等教育政策研究%On the Supportive Policy on Non-Governmental Higher Education by Perfecting Public Finance

    Institute of Scientific and Technical Information of China (English)

    巩丽霞

    2012-01-01

    In the supportive policy on non-governmental higher education by perfecting public finance, we should provide the students in poverty-stricken area with special support enabling them to gain the equal opportunity of higher education in terms of their potential and efforts. In this way, the public finance can make more contribution to promoting equalization of university entrance opportunities, thus making full use of finance, further achieving education value and keeping balance between equality and efficiency.%在健全公共财政对民办高等教育的扶持政策中,其中有关贫困地区农村生源的特别资助需重点关注,这关系到这一群体能否获得接受高等教育平等机会,以及公共财政在推进高等教育供给均等化方面能否发挥积极的作用。

  6. THE PERFORMANCE OF NON-GOVERNMENTAL ORGANIZATIONS

    Directory of Open Access Journals (Sweden)

    Nicoleta Ciucescu

    2014-12-01

    Full Text Available Operation of NGOs is dependent on the correct identification of the needs in the community and their ability to attract the necessary funds to cover them. Non-profit organizations interest to performance measuring and fulfilling the objectives has increased lately, this it become an essential element for the survival of the organization. The main reasons that underlie the increasing interest are: increasing the number of new organizations; increasing the budgetary reductions; the decrease in the number of donors; increasing the challenges arising from the multiplicity of social cases. In addition, the majority of the stakeholders associated with the NGOs want to know if the programs or services they claim have a prominent and positive impact on the community. Such organizations felt the need to demonstrate the effectiveness of the programs they provide and the correctness of using the funds are made available. The article intends to present the issues related to the concept of performance for NGOs, to clarify the content of each performance categories, namely economic performance, managerial performance and social performance.

  7. International Non-governmental Organizations: Legitimate Actors in the System of Climate Change Treaties%论气候变化条约体系中国际非政府组织的地位

    Institute of Scientific and Technical Information of China (English)

    郝雅烨子

    2012-01-01

    International non-governmental organizations(NGOs) have always played an important role in the development of climate change treaties.However,the current climate change treaties do not stipulate the status of NGOs through norms,which causes NGOs can only make influence informally.The author,beginning with the interpretation of relevant treaties,considers the status of NGOs in the future climate change treaties constructively on the basis of the existing international practice.Conclusively,the author suggests that the activities of NGOs should be put within the regulation of climate change treaties,while the climate change treaties should provide access for NGOs to participate in decision-making process and strengthen the function of NOGs in the dispute settlement concerning climate change treaties.%国际非政府组织一直以来对气候变化条约体系的发展都起着重要的推动作用,然而目前的气候变化条约却并没有明确规范非政府组织的地位,致使非政府组织只能通过非正式的活动发挥影响。文章从条约解释的角度出发,结合已有的国际实践,对未来的气候变化条约中非政府组织的地位进行建构性的探讨,认为应当将非政府组织的活动纳入气候变化条约体系的规范中,为它们提供参与决策的渠道,并且加强非政府组织在气候变化条约争端解决中的作用。

  8. 民办本科院校应用型人才培养模式改革研究与实践%Research and Practice on the Reform of Training Mode of Applied Talents in Non-governmental Universities

    Institute of Scientific and Technical Information of China (English)

    薛海勤; 郭均栋; 李登慧

    2014-01-01

    To improve the quality of personnel training is essential to the sustainable development of non-governmental universities. The key to improving training quality is the clear orientation,scientific and reasonable construction of training mode in line with the school. In order to adapt to the modern occupation education system,and from the rela-tionship between quality,knowledge and ability,Deepening the reform of training mode is to build a mode of “platform plus module” and “four-year continuous study and extracur-ricular credit”,and to foster the students’ practical ability,innovation and vocational abili-ty.%提高人才培养质量是民办本科院校可持续发展的永恒课题,提高培养质量关键在于明确办学定位,科学合理构建符合学校实际的人才培养模式。深化人才培养模式改革要适应现代职业教育体系,从素质、知识和能力三者关系出发,构建“平台加模块”和“四个四年不断线和课外学分制”的培养模式,突出学生实践能力、创新能力和职业能力的培养。

  9. 国际非政府组织的自我约束方式:评述与思考%International Non-Governmental Organization’s Self-Regulation:Review and Thinking

    Institute of Scientific and Technical Information of China (English)

    刘海江

    2013-01-01

    In order to promote their accountability system, make up the vacuum of regulation and perfect internal and external governance, international non-governmental organizations (INGOs) sign all kinds of code of conduct voluntarily. Experience over the past few years has proved that this kind of self-regulation system has played positive roles. But this system also exists some disadvantages such as without any mandatory requirements, foggy regulation and non-effective compliance and sanction system. The code of conduct can truly play important role in self-regulating INGOs by changing its voluntary nature, regulating clearly its accountability, compliance and sanction system.%为了达到增强其问责机制、弥补规制真空和完善其内外部治理的效果,国际非政府组织自愿加入各种行为准则。实践证明,国际非政府组织这种自我约束的方式起到了非常重要的作用。但是这种机制也存在着诸如无强制性特点、规定模糊不清、无强有效的遵守和惩处机制等缺陷。应该通过从其基本内容的设定改变行为准则的自愿性质、对其成员的问责机制加以清晰的设定、对遵守机制及惩处机制加以明确等来达到完善这种行为准则的效果,也只有通过这些途径才能真正对国际非政府组织起到自我约束的作用。

  10. Establishment of a non-governmental regional approach to La Plata River Basin integrated watershed management promoted throughout three international workshops supported by UN and Japanese agencies, led by ILEC

    Science.gov (United States)

    Calcagno, Alberto; Yamashiki, Yosuke; Mugetti, Ana

    2002-08-01

    The La Plata River Basin is one of the largest international river basins in the world, with an area of about 3 million km2. It spreads across five countries (Argentina, Bolivia, Brazil, Paraguay and Uruguay), and its water resources are essential for their economic development. Together with reservoir development, extensive deforestation, intensive agriculture practices and large urban developments took place in the Paraná, Paraguay and Uruguay basins, affecting environmental conditions and raising important issues concerning water resources use and conservation. Therefore, the need to promote participatory and cooperative efforts among water resources stakeholders, as well as the systematic exchange of information and experiences on common regional problems among organizations and experts from throughout the basin who are devoted to water resources use and management, was reported by researchers and managers gathered at the First and Second International Workshops on Regional Approaches for Reservoir Development and Management in the La Plata River Basin (held in 1991 and 1994). As a concrete response to this need, the efforts of a number of organizations from various countries within the basin, with the support of international and national governmental organizations, resulted in the foundation of La Plata River Basin Environmental Research and Management Network (RIGA) in March 2001. This was within the framework of the Third International Workshop, which was precisely one of the short-term activities included in the RIGA Action Plan. During the preparatory processes for the RIGA Network, the presence of Japanese cooperation supporting the La Plata River Basin Workshops through a non-governmental international organization (ILEC) played an important role in stimulating such an organization-based joint approach in the basin. This outcome, although not originally planned, constituted a welcomed byproduct of its main specific interest in the region, which was the

  11. Effectiveness and impact of the cross-border healthcare model as implemented by non-governmental organizations: case study of the malaria control programs by health poverty action on the China-Myanmar border.

    Science.gov (United States)

    Zhang, Jun; Dong, Jia-Qiang; Li, Jia-Ying; Zhang, Yue; Tian, Yang-Hui; Sun, Xiao-Ying; Zhang, Guang-Yun; Li, Qing-Pu; Xu, Xiao-Yu; Cai, Tao

    2016-09-01

    In the Yunnan province of China, 18 counties in six prefectures border Myanmar. Due to its particular combination of geographic features, climate conditions, and cultural landscape, the area provides a suitable environment for the spread of insect-borne diseases such as malaria. In five identified Myanmar Special Regions along the China-Myanmar border, economic development is lagging, people live in extreme poverty, and the healthcare system is fragile. Coupled with political and other reasons, this precludes malaria control work to be effectively carried out in Myanmar, resulting in a heavy burden of the disease. Frequent population movements and favorable conditions for malaria transmission on the border fuel difficulties in controlling and eliminating the spread of the disease in the area. To reduce the prevalence of malaria in the China-Myanmar border area and improve healthcare services for local residents in this particular environment, Health Poverty Action (HPA) has provided malaria aid in the area since the beginning of 2006, as a sub-recipient of the China Global Fund Malaria Programs. In this case study, we examined HPA's activities as part of its malaria control programs in the area, analyzed and summarized the effectiveness and impact of the cross-border healthcare model as implemented by non-governmental organizations, and put forward suggestions for cross-border health aid models and for the prevention of malaria transmission in the Greater Mekong Subregion. HPA had carried out a great quantity of successful malaria control activities in border areas between China and Myanmar, strengthened the partnership and established the collaboration, coordination and cooperation channels among stakeholders. HPA has laid good groundwork and developed its valuable model that could be highlighted and referenced.

  12. Leadership in non governmental sports organisations in Slovenia [Vůdcovská role v nevládních sportovních organizacích ve Slovinsku

    Directory of Open Access Journals (Sweden)

    Jakob Bednarik

    2010-12-01

    Full Text Available BACKGROUND: Voluntary work represents 13.5% of the economic strength of Slovenian extra curricular sport (Jurak & Bednarik, 2006. Therefore, managing such a significant source is an important task of Slovenian sports management. OBJECTIVE: The purpose of this study was to discover the existing characteristics of the leadership of voluntary workers in Slovenian non governmental sports organisations. METHODS: Research was carried out on a stratified sample of 190 leaders of non governmental sports organisations, who work in different segments of Slovenian sport. A questionnaire on styles of leadership, based on the Hersey-Blanchard situation model of leadership, was used in order to measure different styles of leadership. RESULTS: The study revealed that the leaders in sports organisations most often use the selling style of leadership (42% of cases, then the participating style (37%, whereas the telling style (12% and delegating style (9% are used rarely. Leaders adjust the style of leadership to individual circumstances; however, they do not use suitable style of leading for the level of follower readiness and circumstances. The style of leadership does not have a direct impact on the measured indicators of the success of sports organisations. The findings lead to the conclusion that the leadership of Slovenian non governmental sports organisations is generally blind to the importance of leadership in this context. CONCLUSIONS: Considering the above average results of the entire range of Slovenian sport, it can be assumed that the voluntary work in sports organisations represents one of the competitive advantages in our society. Thus, particular attention has to be paid to its developmental possibilities. The findings of the study lead to the suggestion of the foundation of a national strategy of voluntary work in sport.[VÝCHODISKA: Dobrovolná práce představuje 13,5 % ekonomické síly slovinských mimoškolních sportovních aktivit (Jurak

  13. Investigation and Thinking of Teachers' Organizational Commitment in Non- governmental School for Migrant Workers' Children%民办农民工子女学校教师组织承诺现状调查与思考

    Institute of Scientific and Technical Information of China (English)

    高珊

    2012-01-01

    Pudong organizes two teachers' training activities of non - governmental school for migrant workers' children in 2009. It is found that it has been a serious problem that the teachers of the kinds of school transferred frequently, which could be investigated and explained from the angle of organizational commitment theory. According to the three dimension of organizational commitment, the researcher makes a questionnaire consist of 12 questions, and then investigates. From the statistical data, I find that: compare to the affective commitment and normative commitment, the continuous commitment is the crucial factor of teachers' organizational commit- ment. Then, the researcher make deeper explanation and analysis with the related theories of organizational commitment, and point out that we should improve their level of income, provide more opportunities for training, satisfy their needs of professional ranks, and so on, which are all revolved around the teachers' basic needs of living.%上海市浦东新区于2009年组织了两次农民工子女学校教师的师资培训活动,活动发现,此类学校教师的流动性问题较为突出。对此,笔者从组织承诺的理论视角出发,借助自编问卷及访谈,对这一现象开展了进一步的调查研究与解释。问卷数据统计发现,与组织承诺中的情感承诺、规范承诺两个维度相比,持续承诺对教师的组织承诺具有决定性影响。围绕解决教师基本生存问题,笔者提出了提高经济收入,提供进修机会,解决职称评定问题等建议。

  14. Banking Bank Charge Debates Continue

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ The saying, "There's no such thing as a free lunch" is one that can be applied to the charges increasingly being imposed on savers by Chinese banks.Ranging from managementfees for small deposit accounts to charges for withdrawals of large amounts of cash, from ATM cross-bank withdrawal charges to annual fees for bank payment cards, charges by banks are becoming a unstoppable trend. But it is not a trend the general public is so keen to accept.

  15. Is shadow banking really banking?

    OpenAIRE

    Bryan J. Noeth; Rajdeep Sengupta

    2011-01-01

    To those who don't know, the term "shadow banking" probably has a negative connotation. This primer draws parallels between what has been termed the shadow banking sector and the traditional banking sector—showing that they are similar in many ways.

  16. Bank regulation and banking stability

    NARCIS (Netherlands)

    Boot, A.; Thakor, A.V.

    2014-01-01

    This note discusses some issues in bank closure policy from a financial stability standpoint and how these issues have evolved since we first raised the question of how a reputation-driven divergence of interests between bank regulators and taxpayers may distort bank closure policy in our 1993 paper

  17. 基于组织生命周期理论的民办高校管理陷阱探析%Study on Management Traps in Non-governmental Institutions of Higher Learning based on the Theory of Organizational Life Cycle

    Institute of Scientific and Technical Information of China (English)

    陈晓东

    2014-01-01

    民办高校像一个生物有机体,也会经历由生到死、由盛及衰的过程。根据组织生命周期理论,民办高校的生命周期可分为初创阶段、成长阶段、成熟阶段、衰退阶段和蜕变阶段。在不同的阶段,民办高校面临的管理陷阱各不相同,需要采取相应的对策。当前,我国民办高校正处于发展的关键时期,一方面受限于当前的政策法规,民办高校的外部环境亟待改善;另一方面民办高校的内部管理也制约着自身的发展,有待改变。认识民办高校生命周期的内在规律,积极防范并有效突破其生命周期不同阶段的管理陷阱,有助于民办高校从管理角度驱动新一轮的发展。%Non-governmental institutions of higher learning , like biological organism , can also experience the processes from birth to death, and from prosperity and decline .According to the theory of organizational life cycle , the life cycle of non-governmental institutions of higher learning can be divided into start-up stage, growth stage, maturity stage, decline stage and metamorphosis stage.At different stages the management traps faced by non-governmental institutions of higher learning are different and require different strategies.At present, China's non-governmental institutions of higher learning are in a critical period of development . On one hand, they are limited by the current policies and regulations and their external environment needs to be improved , and on the other hand their internal management also restricts their development and needs to be changed .Recognizing the inherent law of the life cycle of non-governmental institutions of higher learning , actively preventing and effectively breaking through the different stages of its life cycle management trap , help drive a new round of development from a management perspective .

  18. Analysis of the Relationship between American Non-governmental Organizations and Government and the Enlightenment to China%美国非政府组织与政府间的关系分析及对我国的启示

    Institute of Scientific and Technical Information of China (English)

    陈冬蕾

    2014-01-01

    在当今美国,政府与非政府组织之间更多采取的是合作和补充的伙伴关系。美国公民普遍对非政府组织给予高度的信任。在基层社区,非政府组织为公民提供的服务往往是直接而有力的,因此与政府提供的服务相比,有部分美国公民甚至更为喜欢非政府组织提供的服务。所以美国政府在许多服务项目上,比如卫生、慈善和社会服务方面都非常依赖非政府组织。而在基础设施的建设和维修等公共问题上,如果政府和非政府组织能够对此进行商讨,提出最佳的解决方案,往往可以收到更好的效果。%Nowadays, in America the relationship between the government and non-governmental organizations is cooperative and complementary partnership. Generally American citizens highly trust the non-governmental organizations. In the community, non-governmental organizations provide services for citizens directly and powerfully. To compare with the services provided by the government, some US citizens even more like the services provided by non-governmental organizations. So in many service projects the United States government is heavily dependent on the non government organization, such as health, charity and social services. It can get better effect if the government and non-governmental organizations can discuss and put forward the best solution on the problems of the construction and maintenance of public infrastructure.

  19. 民办农民工子女学校教师学科专业知识现状调查——以浦东新区23所民办农民工子女小学为例%The Research on the Specialized .Course Knowledge of the Teachers in Non- governmental Schools for Migrant Workers' Children:Based on the Sample of 23 Non- governmental Primary Schools for Migrant Workers' Children in Pudong New District

    Institute of Scientific and Technical Information of China (English)

    李晟

    2012-01-01

    The specialized knowledge or called the specialized course knowledge is key knowledge to teachers of school even though the knowledge taught to pupils is not difficult to the teachers. I' ve surveyed the condition of specialized course knowledge of the teachers of the 23 Non - governmental Primary Schools for Migrant Workers' Children. I deeply analyze the conditions of the profes- sional development and the specialized knowledge of the teachers of three main course--Chinese, mathematics, English--and then find out that they are of low education degree and out of essential specialized knowledge. They are unable to suit the idea and the require- ment of 2nd Curriculum Reform. As to change the awkward situation, I suggest that some new policy should be build to attract superior teachers to join the group. I think enhancing the training on these group of teacher is a must. We should create more opportunity to help them improve their professional development.%小学教师所传授的知识虽然简单,但学科知识或学科专业知识依然是教师必备知识之一。笔者以浦东新区23所农民工子女学校为样本,调查了民办农民工子女学校教师的学科专业知识现状。调查从语文、数学、英语三个学科教师的专业发展背景和专业知识现状进行深入分析,发现该教师群体的整体学历水平偏低,学科专业知识掌握情况令人担忧,其专业发展水平很难适应当前二期课改新的理念与要求。为了改变当前民办农民工子女学校教师学科专业知识缺乏的现状,我们应当制定优惠政策以吸引优秀人才进入农民工子女教育行列,加强对该类教师的在职专业培训,打通公办与民办的制度沟壑,为民办农民工学校教师的专业成长搭建平台。

  20. Banks Sparkle

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    There is no doubt that China’s banking system is a calm port in the global financial storm. Moreover, a great regulatory firewall and an easing monetary environment have enabled Chinese banks to increase lending and help shrug off the economic downturn. Yi Xianrong, a researcher at the Institute of Finance and Banking under the Chinese Academy of Social Sciences, discussed this topic in a recent article in the Shanghai Securities Journal. Edited excerpts follow:

  1. A leitura nas organizações não governamentais e inter-relações com a escola pública Reading in non-governmental organizations and interrelations with the public school

    Directory of Open Access Journals (Sweden)

    Ana Shitara Inglesi

    2011-08-01

    Full Text Available Considerando o baixo grau de letramento dos alunos do ensino fundamental e médio no Brasil e, concomitantemente, o crescimento espantoso do número de organizações não governamentais (ONGs trabalhando no campo da educação nas últimas décadas, o presente trabalho procura estabelecer uma ponte entre essas duas faces da educação no Brasil. Nesta investigação, pretendeu-se compreender a dinâmica e a influência das ONGs brasileiras, mais especificamente no campo da leitura, tendo em vista o desenvolvimento do letramento. Para tanto, foi realizado um estudo qualitativo, com características etnográficas, baseado, sobretudo, em observações feitas em campo das atividades de uma organização, as quais foram analisadas a partir das concepções de leitura propostas pelos teóricos da psicolinguística (SMITH, 1999, 2003 e da estética da recepção (JAUSS, 1994,2002. Com isso, procurou-se contribuir com os estudos sobre leitura e, principalmente, avançar nessas novas possibilidades educativas que hoje nos são apresentadas pela sociedade civil e que impulsionaram a busca por soluções alternativas para um problema que vem afligindo os educadores há décadas no Brasil. Assim, considera-se que, por meio da troca de ideias e experiências e da implementação de projetos envolvendo leitura, as instituições educacionais não governamentais podem contribuir para o desenvolvimento de uma escola pública de qualidade, sem, no entanto, substituí-la, deixando para o governo a responsabilidade que lhe cabe.Considering the low level of literacy of pupils in fundamental and secondary education in Brazil and, at the same time, the astounding growth in the number of non-governmental organizations (NGOs working in the field of education during the last decades, the present work attempts to throw a bridge across those two sides of Brazilian education. The investigation has tried to understand the dynamics and influence of Brazilian NGOs, more

  2. Multithematic approaches for the management of non -governmental organizations Enfoques multitemáticos para a gestão de organizações não governamentais

    Directory of Open Access Journals (Sweden)

    Rezilda Rodrigues Oliveira

    2010-10-01

    Full Text Available This paper presents an analytical framework for managing non -governmental organizations (NGOs based in multithematic approaches that can be applied in practical cases of intervention, particularly to support strategic planning processes. It is exp ected that these frameworks will contribute to increasing the capacity of NGOs to deal with different challenges, such as upgrading the institutional mission and vision; training new leaders and professionals in key areas, establishing new strategies for resource mobilization; knowing how to use the media to expand its social marketing; promoting improvements in production processes and social services offered to the community. As a practice, the stance adopted was to strengthen participatory and inclusive process, involving the choice of action research as the most suitable for the present case. Although in its initial phase, the study has to report some results for the case of Pro -Child, a NGO that develops a strategic planning cycle for the next five year s. Thus, after a brief retrospective of the trajectory of Pro-Child in recent years, took up the initiative to outline an agenda that would enable the strategic planning process for this NGO, including affirmative action programs that enhance their organizational capacity. At this stage of research, two proposals are emerging: the transformation of Pro-Child in a learning organization, as well as a reference on knowledge management in its area of operation.Este trabalho apresenta uma proposta metodológica voltada para a gestão de organizações não governamentais (ONGs, baseada em enfoques multitemáticos que possam ser aplicados em casos práticos de intervenção, em especial para subsidiar processos de planejamento estratégico. Espera-se que esses referenciais consigam contribuir para a expansão da capacidade de ONGs para lidar com diferentes desafios, tais como: atualizar missão e visão institucionais; formar novos líderes e

  3. 21 CFR 864.9050 - Blood bank supplies.

    Science.gov (United States)

    2010-04-01

    ... 21 Food and Drugs 8 2010-04-01 2010-04-01 false Blood bank supplies. 864.9050 Section 864.9050... and Blood Products § 864.9050 Blood bank supplies. (a) Identification. Blood bank supplies are general... such as blood bank pipettes, blood grouping slides, blood typing tubes, blood typing racks, and...

  4. Study on Role of Community Non-Governmental Organizations Participating in Community Governance%社区民间组织参与社区治理的功能研究--社区民间组织参与社区治理的功能研究

    Institute of Scientific and Technical Information of China (English)

    张禹青; 彭定萍

    2014-01-01

    This article analyzes that participation situation of collaborative participation on community non-governmental organization in Beijing’ s community governance in terms of the size and type of organization, organization structure, organization and action; reveal the role of the community of non-governmental organizations, summarize the current capacity of community development in community governance.This paper argues that the community non-governmental organizations promote the residents participating organizations, public space and platform for the public to participate in exchange activities, have played an important role in community prevention contradictions and good governance in community management.%本文从组织规模与类型、组织结构、组织行动等方面对北京市社区治理中社区民间组织参与社区活动情况进行剖析,并结合北京实际,揭示社区民间组织在社区治理中的作用,总结当前社区民间组织的发展能力。通过研究发现,社区民间组织既能有效促进居民参与社区活动,为公众提供参与交流、活动的公共空间和平台,同时社区民间组织在预防社区矛盾和善治社区等管理方面也发挥了及其重要的作用。

  5. [Local food production for school feeding programmes in Spain].

    Science.gov (United States)

    Soares, Panmela; Martínez-Mián, Maria Asunción; Caballero, Pablo; Vives-Cases, Carmen; Davó-Blanes, Mari Carmen

    2017-04-19

    To identify and characterize initiatives that promote the purchase of locally-sourced foods to supply schools and the school centres carrying out the initiatives. Exploratory, descriptive study based on secondary data and key informant reports. A search of governmental and non-governmental initiatives was carried out at the autonomous community level. Government initiatives were located through school feeding programmes in the different autonomous communities, their nutritional guides and representatives of the councils for education and agriculture. Non-governmental initiatives were found through their own websites and the snowball technique. Initiatives were analysed by their geographic distribution, organizational area (government vs. non-government), number of school centres carrying out the initiatives, management style and organic food purchase. A descriptive analysis of the data was carried out. 12 initiatives carried out by 318 schools (2.16% of all the schools with food service in Spain) were identified. Among these, 6 are governmental initiatives with a scope of 274 schools (1.86%), and 6 are non-governmental initiatives with a scope of 44 schools (0.30%). Most of these schools have a public management system in place (n=284). All the initiatives provide for the purchase of organic food. Local food purchase initiatives in Spain have a limited reach. However, the existence of a state directive could support and strengthen the development of such initiatives, given that school commitment is greater when initiatives are driven by the public sector. Copyright © 2017 SESPAS. Publicado por Elsevier España, S.L.U. All rights reserved.

  6. Bank development; bank development efficiency; bank management; bank.

    OpenAIRE

    Самородов, Б. В.

    2014-01-01

    In the paper the theoretical research of determination of the essence of “management of bank financial development” is realized. The analysis is performed on the basis of substantial considering and comparing the philosophy and economical definitions of the components of its definition.

  7. Cord-Blood Banking

    Science.gov (United States)

    ... to Be Smart About Social Media Cord-Blood Banking KidsHealth > For Parents > Cord-Blood Banking Print A ... for you and your family. About Cord-Blood Banking Cord-blood banking basically means collecting and storing ...

  8. 12 CFR 619.9140 - Farm Credit bank(s).

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  9. Simulating Retail Banking for Banking Students

    Science.gov (United States)

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  10. THE NATURE,ORIGIN AND FUNCTION POSITIONING OF "FOOD BANK"---Based on the perspective of academic research into history%“粮食银行”的性质、渊源与功能定位--基于学术研究史的角度

    Institute of Scientific and Technical Information of China (English)

    李耀跃

    2014-01-01

    有关“粮食银行”的现有研究多为模式介绍和经验调研,其中关于“粮食银行”的性质及其功能定位并不明晰。从相关研究对于“粮食银行”历史渊源的分析来看,大多并不明确区分“粮食银行”的金融功能与早期代储、代换等业务。进一步讨论了粮食银行的性质、渊源和功能定位,在此基础上,讨论了粮食信用和金融及其规制问题。%The existing research on "food bank"is mostly presentation of mode and research on experience, in which the nature and function orientation of"food bank"are not clearly defined.In terms of an analysis of the history of"food bank"conducted by some relevant studies,the financial function of"food bank"and the savings business,currency substitution and other services of the banks at early stage are not clearly distin-guished.The paper further clarifies the nature,origin and function positioning of"food bank"and based on this,discusses the problems of grain credit and financial regulation.

  11. Beyond the vertical? Using value chains and governance as a framework to analyse private standards initiatives in agri-food chains

    OpenAIRE

    2009-01-01

    Abstract The significance of private standards and associated local level initiatives in agri-food value chains are increasingly recognised. However whilst issues related to compliance and impact at the smallholder or worker level have frequently been analysed, the governance implications in terms of how private standards affect national level institutions, public, private and non-governmental, have had less attention. This article applies an extended value chain framework for crit...

  12. Banking system trust, bank trust, and bank loyalty

    NARCIS (Netherlands)

    van Esterik-Plasmeijer, P.; van Raaij, W.F.

    2017-01-01

    Purpose The purpose of this paper is to test a model of banking system trust as an antecedent of bank trust and bank loyalty. Six determinants of trust and loyalty are included: competence, stability, integrity, customer orientation, transparency, and value congruence. The study provides insights

  13. A Brief Analysis of The Historical Features of China-Korean Peninsula Economic Relations nan Perspective of Non-Governmental Trade%中国与朝鲜半岛经济关系的历史特征——以民间贸易为视角

    Institute of Scientific and Technical Information of China (English)

    李宁

    2012-01-01

    中国与朝鲜半岛的经济贸易关系可以追溯到春秋时代,但由于历史上中国与朝鲜半岛国家间多为宗藩关系,所以国家间的朝贡贸易自然而然占了主体地位,而民间经济贸易交流一直处于边缘地位。纵观中国与朝鲜半岛国家间经济交流的历史,大体上可以分为接触时期、大发展时期、繁荣时期和受阻时期。经过千百年的逐步发展,中国与朝鲜半岛国家的民间经济交流已经成为一股不可阻挡的趋势。而政府的友好、开放的外交政策、重视商贸的态度成为双方经贸往来快速发展的主要外在动因,国家经济的发展和科学技术的进步成为促进这种交流的主要内在动因。与朝鲜半岛民间贸易的经验对今天中韩、中朝贸易的进一步发展,深化中韩、中朝合作有很大的借鉴意义。%The economic and trade relations between China and the Korean Peninsula could be traced to the Spring Period in the ancient China. However, in the history, the relations between China and the states on the Peninsula had been the Patriarchal-Vassal relations. Therefore, tributary trade between states naturally played a dominating role. And the non- governmental economic and trade relations were marginalised. In general, the economic exchange history between the two sides can be divided into four periods, namely, encountering period, development period, prosperous period and troubling period. After the gradual development of tens of thousands of years, the non-governmental economic relations between the two sides have become an irreversible trend. This is driven by external and internal factors. Externally, friendship between the countries, open foreign policies and attitudes of focusing on commerce and trade are the main factors. Internally, a country's economic development and the progress of science and technology are the factors facilitating the bilateral exchange. The experiences derived from

  14. Influencing Factors to the Formation and Change of Internal Control Model in Non-governmental Institutions of Higher Learning%民办高校内部控制权模式形成与变更的影响因素

    Institute of Scientific and Technical Information of China (English)

    刘曼琴

    2015-01-01

    In order to explore the influencing factors and inherent patterns to the formation and change of internal control model , four non-governmental institutions of higher learning are analyzed .The establishment and growth of non-governmental institutions of higher learning are also the process of contracts setting up and power distribution among the main stakeholders .During the es-tablishment, the formation of internal control model is influenced by the type of organizer , investment purpose , government influ-ence etc.Among the above factors , the element which has the largest contribution is crucial to the formation of internal control model .From the point of view of organizational governance , internal control model is the result of power equilibrium under vari-ous factors including external environment , internal strategic target and power balance among stakeholders .As the external envi-ronment and internal strategic changes , internal power balance will also change .When accumulation of quantitative change leads to qualitative change , the internal control model also changes .It shows significant periodic character and from the development view internal control model in non-governmental institutions of higher learning appears to have new diversified trend .%通过对4所民办高校的案例分析,探讨民办高校内部控制权在形成与变更过程中的影响因素及内在规律. 民办高校创建与发展的过程,也是各要素所有者建立契约与分配权力的过程. 学校内部控制权在形成过程中受举办者类型、出资目的和政府力量强弱等因素影响,核心要素组建模式对学校内部控制模式起决定性作用. 从组织治理的角度看,内部控制模式被认为是基于外部环境、内部战略目标而在各利益相关者之间形成的权力均衡结果. 当外部环境、内部战略发生变化时,内部权力配置也会发生变化,当量变积累为质变时,则体现为民办高校

  15. Green banking

    Directory of Open Access Journals (Sweden)

    Maja Drobnjaković

    2013-06-01

    Full Text Available There is an urgent need to march towards “low - carbon economy”. Global challenges of diminishing fossil fuel reserves, climate change, environmental management and finite natural resources serving an expanding world population - these reasons mean that urgent action is required to transition to solutions which minimize environmental impact and are sustainable. We are at the start of the low - carbon revolution and those that have started on their low - carbon journey already are seeing benefits such as new markets and customers, improved economic, social and environmental performance, and reduced bills and risks. Green investment banks offer alternative financial services: green car loans, energy efficiency mortgages, alternative energy venture capital, eco - savings deposits and green credit cards. These items represent innovative financial products.

  16. Banking Reform in Georgia

    OpenAIRE

    Mercan, Metin

    2006-01-01

    Georgia's banking system restructure began in 1991 when Soviet Union collopsed.This paper tries to compare and constract the performance of banks and banking system between 1999 and 2004 with banks in other transition countries. Although Georgia banking system showed a long processing in banking sector, it is still lags behind other transition countries Central and Eastern Europe. Neverthless.An efficient financial institution and performance will not come without further economic development...

  17. Banking governance: New Approaches

    Directory of Open Access Journals (Sweden)

    Victor Mihăiţă Duţă

    2016-11-01

    Full Text Available Banks are companies like any other. However, banks are distinguished by certain intrinsic characteristics of companies that have a different impact on the motivation of stakeholders. Among these features, we mention:partnership and shareholders governance agreements; banks are heavily regulated companies; banking assets is the main source of haze banking and information asymmetry; between the bank and depositors there is a problem of moral hazard.

  18. ROMANIAN BANKS LIQUIDITY MANAGEMENT

    Directory of Open Access Journals (Sweden)

    BATRANCEA MARIA

    2013-07-01

    Full Text Available Most transactions or financial commitments have implications for a bank liquidity. Transactions are particularly vulnerable to liquidity problems at a specific institution. Therefore, one can deduce the importance of the correct calculation and liquidity indicator, not only for the bank concerned, but especially for NBR uses that bank risk management tool. That is why the authors took into consideration a sample of banks in Romania to show to what extent the banking crisis has influenced the development banks.

  19. Electronic Banking And Bank Performance In Nigeria

    African Journals Online (AJOL)

    2013-03-01

    Mar 1, 2013 ... However, the revolution in the banking industry in Nigeria started .... with the banks overall strategic and business plans, and adequate expertise should be employed to operate and ..... 2010 from http://www.bis./pub/bcbs/pdf.

  20. Internet Banking System Prototype

    CERN Document Server

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  1. Analysis of the Reasons behind Reduced Enrollment in Non-governmental Institutions of Higher Learning and Its Countermeasures based on Dynamic Feedback Analysis%基于“动态反馈分析”的民办高校生源萎缩问题及对策研究

    Institute of Scientific and Technical Information of China (English)

    曾智飞; 喻国英

    2014-01-01

    Since the reform and opening up, non-governmental institutions of higher learning have played a positive role on higher education popularization.However, since 2009 most non-governmental institutions of higher learning have suffered setback of re-duced student enrollment, which has brought enormous pressure to their survival and development.The decrease of enrollment is mainly caused by university-age population decline, increased enrollment by public universities, vicious competition among uni-versities and the diversion from other channels.This paper uses the Dynamic feedback analysis to develop relevant models to ana-lyze the reasons behind this enrollment reduction.Specific countermeasures are proposed, including government providing policy support, strengthening supervision and establishing information network, and university promoting core competition in terms of o-rientation, financing, recruitment and management, so as to provide helpful reference for students recruitment crisis in non-gov-ernmental institutions of higher learning.%改革开放以来,民办高校为我国高等教育的大众化与普及化发挥了积极的作用。但2009年以来,大部分民办高校都遭遇了招生寒流,对其生存与发展带来了巨大压力。民办高校生源减少主要是由适龄人口下降、公办高校扩招、学校间恶性竞争以及各渠道分流生源造成的。文章运用“动态反馈分析法”建立模型,分析民办高校生源减少的原因,并从政府和学校两方面提出对策,以期为民办高校应对生源危机提供有益的借鉴。

  2. E-BANKING- MODERN BANKING SERVICES

    Directory of Open Access Journals (Sweden)

    MIRANDA PETRONELLA VLAD

    2009-05-01

    Full Text Available E-banking is the first of those banking services that really economize time, because it allows to the user to accomplish from behind the computer many operations in the bank account, represents the computational solution that allows to the holder to have

  3. Food Fraud Prevention: Policy, Strategy, and Decision-Making - Implementation Steps for a Government Agency or Industry.

    Science.gov (United States)

    Spink, John; Fortin, Neal D; Moyer, Douglas C; Miao, Hong; Wu, Yongning

    2016-01-01

    This paper addresses the role of governments, industry, academics, and non-governmental organizations in Food Fraud prevention. Before providing strategic concepts for governments and authorities, definitions of Food Fraud are reviewed and discussed. Next there is a review of Food Fraud activities by the Global Food Safety Initiative (GFSI), the Elliott Review in the United Kingdom, the European Commission resolution on Food Fraud, and the US Food Safety Modernization Act including the Preventative Controls Rule. Two key concepts for governments or a company are: (1) formally, and specifically, mention food fraud as a food issue and (2) create an enterprise-wide Food Fraud prevention plan. The research includes a case study of the implementation of the concepts by a state or provincial agency. This analysis provides a foundation to review the role of science and technology in detection, deterrence and then contributing to prevention.

  4. Evolution of the Main Banking Sector Risks in Romania in the Last Decade

    Directory of Open Access Journals (Sweden)

    DANA SISEA

    2015-03-01

    Full Text Available The evolution of financial sector stability risks is a major cause of concern for central banks in democratic countries, the macroprudential approach being a top priority nowadays, amid efforts to overcome the current global financial crisis. The systemic risk management approach has a major impact on economic growth. It refers to financial, economic and social cycles as well. The analysis that reveals this evolution is based on the correlations between risk indicators and economic indicators. It is worth mentioning that the banking sector is the largest part of the financial system in Romania, while the equity stock market is relatively small. In this context, the paper presents the correlations between the main banking sector risk indicators, namely the solvency indicator, leverage and total risks, and key and derived economic and financial indicators. In addition, this paper presents a stress test that predicts the impact of macroeconomic shocks on financial soundness indicators, such as the domestic credit and its main components – governmental and, respectively, non-governmental credit – each of them having a different impact on economic growth. The stress test is based on an econometric model, i.e. the historical scenario. Finally, conclusions are drawn, emphasizing the essential role of prudential regulation, which diminished before the financial crisis that emerged in the United States in 2007. As a result, toxic financial assets could no longer be kept off markets, leading to the destabilization of the financial system and of economy of democratic countries.

  5. 民办中学英语教师专业发展现状及模式构建--以湖南省衡阳市为例%On the Status Quo and Model of English TeachersˊProfessional Development in Non - governmental Junior High School:Taking Hengyang City in Hunan for Instance

    Institute of Scientific and Technical Information of China (English)

    邹俊飞

    2015-01-01

    以衡阳市五所民办中学的英语教师为研究对象,采用问卷调查、访谈和课堂观察等研究方法,调查了民办中学英语教师的专业发展现状,包括专业知识、专业能力及专业发展意识、途径。在此基础上,构建了民办中学促进英语教师专业发展的有效模式。%The subjects of the paper are the English teachers from five non - governmental junior high schools in Hengyang City of Hunan Province. The research adopts questionnaires,interview and class observation as research meth-ods. In the paper,the researcher explores the status quo of teachersˊ professional developments,including their profes-sional knowledge,ability and awareness. Then on the basis of research results,an effective model of professional devel-opment model is constructed for teachers.

  6. Patterns of International Non Governmental Organisation’s Growth

    Directory of Open Access Journals (Sweden)

    Jon Huggett

    2012-05-01

    Full Text Available This essay looks at the growth of INGOs, the patterns of that growth, and what has driven this growth.  It asks whether this growth has been healthy, and how these new global institutions are held accountable.

  7. The Spanish zoogenetic conservation from a non governmental organization (SERGA

    Directory of Open Access Journals (Sweden)

    J. V. Delgado

    2010-04-01

    Full Text Available The Spanish Society for the Conservation of Animal Genetic Resources (SERGA starts its activities as a scientific association in 1988, responding to the demands of farmers, researchers and administrations regarding the lost of the rich zoogenetic patrimony of Spain. SERGA was formed as a presidential association with centralized management, but in 2002 was adapted to the federalist structure of Spain, creating sections by regions. SERGA was National Focal Point in FAO until 2000, and represents Spain in all forum related to animal genetic conservation. Also in 2000 we start collaboration with SPREGA, the Portuguese Society, developing several Iberic actions. We have done together seven international congresses with more than four hundred papers published in specific proceedings about three main subjects: Assisted reproduction; Zooethnology and Applied Genetics. We have participated in national Committees and assisted both nations in the preparations of the national inform for the FAO´s global strategy. Now we are trying to contact other Mediterranean initiatives to establish a common strategy revindicating the role of the region in Europe. The European Mediterranean count with more than 80% of the European domestic breeds, but few of our delegates are present in the decision points of the EU administration.

  8. Nature of Non-Governmental Organisations Involved in Local ...

    African Journals Online (AJOL)

    does not have a religious, political or ethnic bias. Holloway .... Others have categorised NGOs based on their degree of autonomy, location, and scope of ... skill development, primary health care, rural credit, and agricultural inputs. NGOs ... In Latin American feminist NGOs, Alvarez (1998) noted that the 1990s witnessed.

  9. Non-governmental Organizations in the Western Countries

    Institute of Scientific and Technical Information of China (English)

    DuKening

    2004-01-01

    Human society is now undergoing profound changes against the backdrop of rapid development of world multi-polarization, economic globalization and information technology revolution. The present-day era is featured by a worldwide emer-

  10. The Chinese Banking System

    OpenAIRE

    2012-01-01

    The Chinese banking system is critical to the functioning of the Chinese economy, being the main conduit through which savings are allocated to investment opportunities. Banking activity in China has grown rapidly over the past decade in association with the expansion of the Chinese economy, and the Chinese banking system now includes some of the world’s largest banks. Chinese banks have become more commercially orientated over this period, although the Chinese Government retains considerable...

  11. Predicting Small Bank Failure

    OpenAIRE

    Heyliger, Wilton E.; Don P. Holdren

    1991-01-01

    There are many studies of bank performance and bank failure in the literature. Most of these studies used banking ratios as variables in their models without giving consideration to their appropriateness, nor was much consideration given to the stability of those ratios through time and across asset size. Many studies also failed to recognize that bank structure may differ by asset size. This study evaluates a large number of banking variables in order to identify stable ratios. These ratios ...

  12. Banking Around the World

    Institute of Scientific and Technical Information of China (English)

    2011-01-01

    Chinese banks expands its "going out" strategy but faces challenges in establishing a presence in foreign markets The world’s biggest lender by market value, the Industrial and Commercial Bank of China (ICBC), and the Hong Kong-based Bank of East Asia signed an agreement in which ICBC would pay $140.23 million to buy an 80-percent inter- est in Bank of East Asia USA, the Hong Kong bank said on January 23.

  13. Central bank Financial Independence

    OpenAIRE

    J.Ramon Martinez-Resano

    2004-01-01

    Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have effects on its income statement. A financially independent central bank exhibits ...

  14. Banking service in Germany

    Institute of Scientific and Technical Information of China (English)

    余璐

    2014-01-01

    <正>Germany is the prototypical economy country.Banks in Germany’s economic life plays a very important role.Germany has a large number of Banks and very dense network of bank branches.Deutsche Bank is by far the biggest German bank and Commerzbank is the second biggest.But with all the economic turmoil in the world these days,such rankings can change within

  15. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  16. Outsourcing central banking

    DEFF Research Database (Denmark)

    Khoury, Sarkis Joseph; Wihlborg, Clas

    2005-01-01

    The literature on Currency Boards (CB) stops at the water edge in terms of dealing with the totality of the functions of a central bank. Monetary policy, and banking supervisioncan be "outsourced" in an open economy with substantial foreign direct investment (FDI)in the banking sector if political...... the feasibility of, and constraints on, outsourcing of central bank functions. A brief discussion of the Argentinian experience is used for contrast.Key words: Currency Board, Foreign Banks, Supervision, Regional Integration,outsourcing....

  17. "Shadow Banking: Policy Challenges for Central Banks"

    OpenAIRE

    Moe, Thorvald Grung

    2014-01-01

    Central banks responded with exceptional liquidity support during the financial crisis to prevent a systemic meltdown. They broadened their tool kit and extended liquidity support to nonbanks and key financial markets. Many want central banks to embrace this expanded role as "market maker of last resort" going forward. This would provide a liquidity backstop for systemically important markets and the shadow banking system that is deeply integrated with these markets. But how much liquidity su...

  18. Pengelolaan Likuiditas Bank Syariah

    Directory of Open Access Journals (Sweden)

    Nurul Ichsan

    2014-01-01

    Full Text Available Islamic Banking Liquidity Management. This article is about management of liquidity which discuss about the position of cash money in the company and its ability to fulfill the obligation (pay the debt on time. Management of liquidity is one of the essential function which is done by banking institution and inside its efficient management, is needed instrument and finance market which is taking not only short term but also long term, and not only conventional banking but also syariat. Through that natural necessity (placement and fulfillment of short term need, for Islamic banking in Indonesia has been availabled some instruments such as (IMA certificate of Mudhorobah Investment between bank, (PUAS market banking regulations between syariat bank, (SWBI Bank of Indonesia Wadiah certificate, (FPJPS provision about short term cost facility for Islamic banks  DOI:10.15408/aiq.v6i1.1371

  19. Bank Syariah Sebagai Alternatif

    Directory of Open Access Journals (Sweden)

    Adang Sudjana

    2003-03-01

    Full Text Available The principle of not allowing interest practices (riba has saved the Syariah Bank and their customers from the effects of monetary crisis. In view of Islamic Principles, interest is forbidden. Therefore, all transactions of syariah banking are based on sale-purchase pattern. Besides, all good banking aspects as applied in conventional banking such as, 5 Cs (capital, collateral, capacity, character, and condition are also applied properly in the line of ukhrawi aspects in managing fund of syariah banking.  The practice of “mark-up” in project funded by syariah bank seems to be very difficult.

  20. Banking Postal Savings Bank in Sight

    Institute of Scientific and Technical Information of China (English)

    WANG PEI

    2006-01-01

    @@ Nine years of controversy regarding a national postal savings bank is expected to finally conclude this year. In April, the China Banking Regulatory Commission (CBRC)announced the establishment of a new department, one of the main functions of which will be to supervise postal savings.

  1. Kewenangan Bank Indonesia Dalam Likuiditas Bank Umum

    OpenAIRE

    Silvana R

    2008-01-01

    Perbankan merupakan pokok dari sistem keuangan setiap negara, karena perbankan merupakan salah satu motor penggerak pembangunan seluruh bangsa. Krisis perbankan berdampak pada turunnya kepercayaan masyarakat terhadap industri perbankan. Berbagai masalah di sektor perbankan yang tidak terdeteksi secara dini akan mengakibatkan runtuhnya kepercayaan masyarakat terhadap industri perbankan, Skripsi mi mengemukakan bagaimana penilaian kesehatan bank umum yang dilakukan oleh Bank Indonesia, bagai...

  2. Systemic banking crises

    OpenAIRE

    O. Emre Ergungor; James B. Thomson

    2005-01-01

    Systemic banking crises can have devastating effects on the economies of developing or industrialized countries. This Policy Discussion Paper reviews the factors that weaken banking systems and make them more susceptible to crises.

  3. FOREIGN BANKS WELCOMED

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    Honoring its WTO commitments, China has begun to allow local incorporation by foreign banks, endowing them with the same status as their Chinese counterparts in an attempt to encourage diversified development in the Chinese banking sector On March 18, Wi

  4. GenBank

    Data.gov (United States)

    U.S. Department of Health & Human Services — GenBank is the NIH genetic sequence database, an annotated collection of all publicly available DNA sequences. GenBank is designed to provide and encourage access...

  5. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    2015-01-01

    mechanism deployable at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach--and the resolution of global financial institutions would be greatly facilitated, not least......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  6. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Wolf-Georg

    at the discretion of the resolution authority must be available to supply liquidity to a reorganizing bank. On these conditions, a viable and realistic Banking Union would be within reach — and the resolution of global financial institutions would be greatly facilitated, not least in a transatlantic perspective.......The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States’ disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure...

  7. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  8. Time banking som ledelsesteknologi

    OpenAIRE

    Steensberg, Maja; Nielsen, Nadia Holm; Thomsen, Søren Tolshave

    2014-01-01

    This project examines how the English time banks Timber Wharf, Echo and Fair Shares affect their members and local environments. Based on Nikolas Rose’s theory on governmentality it is discussed, whether the time banks, understood as political actors, are challenging or reproducing neo-liberal governance. It is concluded that the way the time banks facilitates the concept of timebanking differs greatly. These different conducts are shaping the way in which the time banks are used by their mem...

  9. Audit of a bank

    OpenAIRE

    Ambros, Lukáš

    2012-01-01

    The goal of my thesis "Audit of a bank" is to identify and describe the area of external and internal audit in banking and to focus on specifics of bank audit in comparison to external audit of commercial enterprise. The first part is focused on audit of financial statements. In the second part are described the specifics of banking segment. Third part describes internal audit and cooperation between external and internal audit. In the last part there are described methods applied during the ...

  10. Essays on banking

    OpenAIRE

    Mosk, T.C.

    2014-01-01

    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations. The last chapter is joint work with Hans Degryse, Jose Liberti and Steven Ongena and studies how banks use ‘soft information’ to monitor small firms. This dissertation uses hand collected internal...

  11. Easier Bank Access

    Institute of Scientific and Technical Information of China (English)

    Wang Jun

    2015-01-01

    Loosened banking regulations may spur an increase of foreign banks in China Foreign banks will soon have a much easier time setting up outlets in China.According to regulations recently amended by the State Council,as of January 1,foreign

  12. A BANK MANAGER SPEAKS

    Institute of Scientific and Technical Information of China (English)

    2004-01-01

    My name is Jane Carson and I'm the manager of savings bank in Portland,Oregon,My bank is open every day from8:30 in the moming until 4:00 in the aftermoon.On Fridays the bank remains oper until 6:30 in the evening.

  13. Banks on Notice

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    Regulators issue policies to guide China’s banks as massive loans compromise the banking sector’s ability to contain future risks R egulatory departments are strengthening their supervision over financial institutions to prevent an incomprehensible financial scenario from unfolding: the failure of the Chinese banking

  14. Banking on Change

    Institute of Scientific and Technical Information of China (English)

    2007-01-01

    The opening up of China’s banking sector took another giant step forward on March 20 when the first four foreign banks gained approval to incorporate locally. After going through commercial registration formalities, the banks will be able to con- duc

  15. Banking and Trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2016-01-01

    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  16. Essays on banking

    NARCIS (Netherlands)

    Mosk, T.C.

    2014-01-01

    This dissertation studies how banks collect and process information. The first chapter studies how the organizational structure of banks affects the processing of information. The second chapter studies how banks use private information collected over the lending relationship in credit negotiations.

  17. Banking and Trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2016-01-01

    We study the interaction between relationship banking and short-term arm’s length activities of banks, called trading. We show that a bank can use the franchise value of its relationships to expand the scale of trading, but may allocate too much capital to trading ex post , compromising its ability

  18. BANKING WITHOUT INTEREST

    Directory of Open Access Journals (Sweden)

    Jana Ilieva

    2017-06-01

    Full Text Available In recent years, there has been increased global awareness of Islamic finance. This topic is mainly opened with respect to the great financial crisis that mostly hit the banking system and the financial markets and caused many bank bankruptcies and state interventions. This paper analyzes the basic principles of Islamic banking. The absolute prohibition of receiving and giving interest (Riba and profit-and-loss sharing (PLS paradigms are elaborated in detail; they are primarily based on mudarabah (profit-sharing and musyarakah (joint venture concepts which nowadays are becoming an accepted way of doing business in several Western multinational banks. An overall comparison of the advantages of Islamic vs. conventional banking is also given. Islamic finance technology solutions have matured and they will face various challenges in the following decades, due to conventional banks offering, increasingly, Islamic products. The need for a more comprehensive environment and regulatory framework is emphasized, so that Islamic banking development can be ensured.

  19. Bank Resolution in the European Banking Union

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    2015-01-01

    The project of creating a Banking Union is designed to overcome the fatal link between sovereigns and their banks in the Eurozone. As part of this project, political agreement for a common supervision framework and a common resolution scheme has been reached with difficulty. However, the resolution...... framework is weak, underfunded and exhibits some serious flaws. Further, Member States' disagreements appear to rule out a federalized deposit insurance scheme, commonly regarded as the necessary third pillar of a successful Banking Union. This paper argues for an organizational and capital structure....... The FDIC's experience teaches us three important lessons: First, systemically important financial institutions need to have in their liability structure sufficient unsecured (or otherwise subordinated) term debt so that in the event of bank failure, the conversion of debt into equity will be sufficient...

  20. Central bank capital, financial strength, and the Bank of Japan

    OpenAIRE

    Thomas F. Cargill

    2006-01-01

    This Economic Letter addresses central bank capital and financial strength in the context of Bank of Japan policy (Cargill 2005). Specifically, it reviews general considerations about central bank capital and financial strength, discusses recent Bank of Japan policy in the context of capital structure, evaluates the Bank of Japan's concern in the context of the broader issue of central bank independence, and draws some lessons from recent Bank of Japan policy.

  1. 21 CFR 864.9650 - Quality control kit for blood banking reagents.

    Science.gov (United States)

    2010-04-01

    ... 21 Food and Drugs 8 2010-04-01 2010-04-01 false Quality control kit for blood banking reagents... Manufacture Blood and Blood Products § 864.9650 Quality control kit for blood banking reagents. (a) Identification. A quality control kit for blood banking reagents is a device that consists of sera,...

  2. 21 CFR 864.9275 - Blood bank centrifuge for in vitro diagnostic use.

    Science.gov (United States)

    2010-04-01

    ... 21 Food and Drugs 8 2010-04-01 2010-04-01 false Blood bank centrifuge for in vitro diagnostic use... Manufacture Blood and Blood Products § 864.9275 Blood bank centrifuge for in vitro diagnostic use. (a) Identification. A blood bank centrifuge for in vitro diagnostic use is a device used only to separate blood...

  3. Non-Governmental Causes for Market Segmentation in China: Distribution Channel, Its Organization and Market Integration%中国国内市场分割的非政府因素探析——流通的渠道、组织与统一市场构建

    Institute of Scientific and Technical Information of China (English)

    王晓东; 张昊

    2012-01-01

    现有文献往往把中国地区市场分割的主要原因归结于地方保护主义。本文则试图说明,作为非政府因素的流通渠道及流通组织也会对统一市场构建带来影响。采用31省2000—2009年的面板数据,以“价格法”计算市场分割系数进行回归分析,结果说明流通企业规模的扩大反而有可能带来市场分割的加剧,并且这种关系主要体现在批发环节。流通改革形成了“分枝状”的渠道结构,且因为有助于制造商实现地区价格歧视等原因而在路径依赖中不断自我强化。划分经营区域的经销商不断发展,取消了批发流通组织自主实现商品跨地区流转的作用,并给生产商进入各地区建立销售渠道造成了阻碍。由此,统一市场的构建需要对流通领域给予充分关注。%Existing literature has attributed the market segmentation in China to local protection. The authors argue that distribution channel and organization can also affect the process of market integration as non-governmental factors. With a panel dataset of 31 provinces from 2000 to 2009, segmentation-index is calculated by price approach as the explained variable, the regressions show that market segmentation may be enhanced as distribution firms grow larger. This relationship mainly exists in the wholesale section. The reform of distribution system has resulted in branch- like distribution channels, which are further self-reinforced in a path dependence process because manufacturers benefit from regional price discrimination conditioned on market segmentation. The growing dealers/agents with segmented operating areas have disabled the function of wholesalers to circulate commodities among districts, and hampered the efforts of manufacturers to build distribution channel when entering new regional markets. Thus, considerable emphasis should be put on distribution system when building an integrated market.

  4. Evaluación de un programa de monitoría de la calidad de los servicios otorgados por una Organización no Gubernamental Evaluation of a quality-monitoring program for services provided by a Non-Governmental-Organization

    Directory of Open Access Journals (Sweden)

    Alma Lucila Sauceda-Valenzuela

    2000-09-01

    Full Text Available OBJETIVO: Evaluar el impacto de un programa de monitoría de la calidad sobre la presencia de eventos centinela y las actitudes y conductas del personal ante la presencia de los mismos en una Organización no Gubernamental. MATERIAL Y MÉTODOS: De acuerdo con un diseño cuasi-experimental del tipo antes y después para evaluar el efecto del programa de monitoría de la calidad se realizó este trabajo de 1998 a 1999, en 13 clínicas de una Organización no Gubernamental. Para la valoración de los cambios en actitudes y conductas se utilizó la comparación de diferencia de medias, y un análisis de varianza entre los grupos. RESULTADOS: Los eventos centinela se redujeron de 32 detectados inicialmente a sólo dos en la evaluación. Se observaron diferencias de medias en el orden de +1.1 y +1.2 para actitudes y conductas en todos los eventos centinela (pOBJECTIVE: To evaluate the effect of a quality-monitoring program on the occurrence of sentinel events and on attitudes and behaviors of personnel's responses in a Non-Governmental-Organization (NGO. MATERIAL AND METHODS: Between 1998 and 1999, a quasi-experimental design of the before-after type was conducted in 13 NGO clinics. Analysis of changes in attitudes and behaviors consisted in differences of means and analysis of variance between groups. RESULTS: The number of sentinel events decreased from 32 events detected before the quality-monitoring program to only 2 after it. Attitudes and behaviors improved, with differences of means of +1.1 and +1.2 (p<0.05. CONCLUSIONS: The quality-monitoring program achieved the expected effects. It is noteworthy that attitudes and behaviors to prevent the occurrence of sentinel events were more prevalent after the intervention.

  5. Banking System in Kyrgyz Republic

    OpenAIRE

    Sagbansu, Lutfu

    2006-01-01

    This paper examines the overall banking system and the basic banking system development factors such as internet banking and deposit insurance in the world and particularly in Kyrgyzstan. The analyses show that progress in banking reform, introduction of deposit insurance and internet banking concepts are essential for avoiding harmful problems, development stable and solvent banking system. These developments include the more effective regulation of the entry and exit of banks, removal of ob...

  6. Banks, regions and development

    Directory of Open Access Journals (Sweden)

    Pietro Alessandrini

    2003-03-01

    Full Text Available From the 1980s onwards the banking sectors in all the industrialised countries have been experiencing intense restructuring, aggregation and consolidation, radically changing their ownership structures and geography. Whatever the reasons behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the removal of barriers to the free location of banks and their penetration of peripheral markets pose two main questions. Will integration of the banking systems lead to a narrowing or a widening of the development gap between regions? What relations will there be between financial centres and the periphery, and how will financial labour be divided between national (international banks and local (regional banks? The aim of this paper is to address such questions in the light of recent developments in the theoretical and empirical literature on financial integration.

  7. Tissue banking in australia.

    Science.gov (United States)

    Ireland, Lynette; McKelvie, Helen

    2003-01-01

    The legal structure for the regulation of tissue banking has existed for many years. In Australia, the donation of human tissue is regulated by legislation in each of the eight States and Territories. These substantially uniform Acts were passed in the late 1970's and early 1980's, based on model legislation and underpinned by the concept of consensual giving. However, it was not until the early 1990's that tissue banking came under the notice of regulatory authorities. Since then the Australian Government has moved quickly to oversee the tissue banking sector in Australia. Banked human tissue has been deemed to be a therapeutic good under the Therapeutic Goods Act 1989, and tissue banks are required to be licensed by the Therapeutic Goods Administration and are audited for compliance with the Code of Good Manufacturing Practice- Human Blood and Tissues. In addition, tissue banks must comply with a myriad of other standards, guidelines and recommendations.

  8. COMMERCIAL BANK LIQUIDITY MANAGEMENT

    OpenAIRE

    KOREKOV A.V.

    2015-01-01

    Bank liquidity management and optimal resource allocation of commercial bank Nostro accounts balances receive much less attention from the scientists compared to the questions on capital structure, funding, credit risk analysis and stress testing. Optimal liquidity management is a way to lower bank costs and risks, which are going to increase over time, especially when money markets are dry of free funds. There are two sides of the issue to be analyzed. The optimal resource allocation and cor...

  9. Bank Record Processing

    Science.gov (United States)

    1982-01-01

    Barnett Banks of Florida, Inc. operates 150 banking offices in 80 Florida cities. Banking offices have computerized systems for processing deposits or withdrawals in checking/savings accounts, and for handling commercial and installment loan transactions. In developing a network engineering design for the terminals used in record processing, an affiliate, Barnett Computing Company, used COSMIC's STATCOM program. This program provided a reliable network design tool and avoided the cost of developing new software.

  10. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    Bank resolution is a key pillar of the European Banking Union. This column argues that the current structure of large EU banks is not conducive to an effective and unbiased resolution procedure. The authors would require systemically important banks to reorganise into a ‘holding company’ structure......, where the parent company holds unsecured term debt sufficient to cover losses at its operating financial subsidiaries. This would facilitate a ‘single point of entry’ resolution procedure, minimising the risk of creditor runs and destructive ring-fencing by national regulators....

  11. Essays on banking and regulation

    NARCIS (Netherlands)

    Todorov, R.I.

    2013-01-01

    This thesis consists of three chapters that explore issues related to bank capital, multinational bank supervision, and bank lending in a developing country. The first chapter explores the impact of peer banks on bank capital adjustments. The second chapter evaluates the extent to which distortions

  12. Factors Determining Mergers of Banks in Malaysia's Banking Sector Reform

    National Research Council Canada - National Science Library

    Rubi Ahmad; Mohamed Ariff; Michael Skully

    2007-01-01

    What was termed government-guided merger was a unique banking sector reform implemented in 2002 by the central bank of Malaysia guiding a larger number of depository institutions to form 10 large banks...

  13. Hábitos alimentares entre funcionários de banco estatal: padrão de consumo alimentar Eating habits among employees of a state-owned bank: food consumption profile

    Directory of Open Access Journals (Sweden)

    Maria de Jesus Mendes da Fonseca

    1999-01-01

    Full Text Available Com o objetivo de identificar as condições de saúde dos funcionários de um banco estatal, no Estado do Rio de Janeiro, realizou-se estudo seccional em dois setores do banco, através de amostragem sistemática. Entre as condições de saúde, o perfil dos hábitos alimentares foi investigado mediante questionário de freqüência de consumo de grupos de alimentos, analisado por meio de medida-resumo (escore alimentar. Embora a maior parte da população apresente bons hábitos alimentares, os resultados confirmaram grande diferença entre os sexos: cerca de 60% dos homens apresentaram escores maiores do que a média da população (51,2, comparados a 45% das mulheres. Além disso, foi possível verificar que os homens, principalmente os mais jovens, consomem maior quantidade de alimentos com gordura saturada, sal ou açúcar, quando comparados às mulheres. Os achados indicam que a qualidade da dieta junto a outros hábitos e comportamentos, como tabagismo e sedentarismo, devem fazer parte de programas de promoção da saúde no ambiente de trabalho, visando controlar as doenças cardiovasculares e outros agravos.In order to investigate the health conditions of current employees in a government-owned bank in the State of Rio de Janeiro, we performed a cross-sectional study in two departments where systematic sampling was applied. Among the health conditions, we focused on the employees' eating habit profile using a questionnaire on frequency of food group consumption analyzed through a summary measure (eating score. Although the majority of the study population display good eating habits, the results confirmed a major difference between genders. Some 60% of men had scores higher than the population mean (51.2, as compared to only 45% of women. In addition, we observed that men, and particularly younger men, consumed more foodstuffs that were rich in saturated fat, salt, and sugar as compared to women. The findings indicate that quality of

  14. Islamic banks and profitability: an empirical analysis of Indonesian banking

    OpenAIRE

    Jordan, Sarah

    2013-01-01

    This paper provides an empirical analysis of the factors that determine the profitability of Indonesian banks between the years 2006-2012. In particular, it investigates whether there are any significant differences in terms of profitability between Islamic banks and commercial banks. The results, obtained by applying the system-GMM estimator to the panel of 54 banks, indicate that the high bank profitability during these years were determined mainly by the size of the banks, the market share...

  15. Removing bank subsidies leads inexorably to full reserve banking

    OpenAIRE

    Musgrave, Ralph S.

    2013-01-01

    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  16. Removing bank subsidies leads inexorably to full reserve banking

    OpenAIRE

    Musgrave, Ralph S.

    2013-01-01

    The recent banking crisis laid bare a long standing and inherent defect in fractional reserve banking: the fact that fractional reserve is unlikely to work for long without taxpayer backing. Changing bank regulations in such a way that banks are never a burden on taxpayers leads inexorably to full reserve banking. Full reserve involves splitting the banking industry into two halves. A safe half where depositors earn no interest, but they do have instant access to their money, and a second...

  17. Bank Lending and Relationship Banking: Evidence from Chilean Firms

    OpenAIRE

    Andrea Repetto; Sergio Rodríguez; Rodrigo O. Valdés

    2002-01-01

    In this paper we empirically study bank-client relationships using a sample of manufacturing Chilean firms. We examine whether concentration and the duration of bank-firm relationships affect the terms of bank financing, evaluating both the volume of bank lending and bank loan costs. Our results indicate that lower concentration, measured by the number of banks a firm borrows from, is associated with lower costs of loans and with a large and positive non-lincar effect on borrowing. The length...

  18. Dual Banking Systems and Interest Rate Risk for Islamic Banks

    OpenAIRE

    Bacha, Obiyathulla I.

    2004-01-01

    In introducing Islamic banking in Malaysia, the basic strategy was to replicate the products/ services offered by conventional banks. The successful implementation of such a strategy has meant that Malaysia today has a truly dual banking system. Islamic banks in Malaysia not only have product similarity with conventional banks but share the same overall economic environment and a common customer base. The ability of non Muslim customers/depositors to switch between the two banking syste...

  19. Methods of Payment to Banks: e-Banking. Comparative Study on Three Banks

    Directory of Open Access Journals (Sweden)

    Miranda Petronella VLAD

    2012-11-01

    Full Text Available E-banking website, majority offers the banks. At first it was electronic-banking, Internet-banking followed, followed by mobile-banking service. These services offer the same facilities, Customer Bank just that varies the channel used for communication with the Bank. The services offered by banks through E-banking, approves: compilation of orders; scheduled payments; orders for payment of wages; internal transfers; pay rates on internal or external; currency exchanges; view balances of accounts at any time; information about foreign exchange rates; view and print account statements; the definition of beneficiaries of direct payments by the client.

  20. 78 FR 12360 - PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail...

    Science.gov (United States)

    2013-02-22

    ... Employment and Training Administration PNC Bank, National Association, Retail Bank Franklin, PA; PNC Bank, National Association, Retail Bank West Chester, IL; Notice of Negative Determination Regarding Application... Assistance (TAA) applicable to workers and former workers of PNC Bank, National Association, Retail...

  1. Bank profitability: Insights from the rural banking industry in Ghana

    Directory of Open Access Journals (Sweden)

    Michael Adusei

    2015-12-01

    Full Text Available This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana. The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.

  2. The macroeconomics of banking

    NARCIS (Netherlands)

    van der Kwaak, C.G.F.

    2017-01-01

    This thesis studies the macroeconomic effectiveness of monetary and fiscal policy in an environment where commercial banks are undercapitalized after a financial crisis and have large holdings of (risky) government bonds on their balance sheets. An undercapitalized banking system cannot perfectly el

  3. Destroy The Bank! (case)

    NARCIS (Netherlands)

    Star, G.J. Van der; Maas, A.

    2016-01-01

    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the ba

  4. Optimal central bank transparency

    NARCIS (Netherlands)

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.

    2008-01-01

    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  5. Optimal central bank transparency

    NARCIS (Netherlands)

    van der Cruijsen, C.A.B.; Eijffinger, S.C.W.; Hoogduin, L.H.

    2010-01-01

    Should central banks increase their degree of transparency any further? We show that there is likely to be an optimal intermediate degree of central bank transparency. Up to this optimum more transparency is desirable: it improves the quality of private sector inflation forecasts. But beyond the opt

  6. Innovative strategies of bank

    Directory of Open Access Journals (Sweden)

    G.A Peresadko

    2012-03-01

    Full Text Available The article deals with the specifics of banking innovations, the global trends of innovative strategies in the banking sector was described, analyzed the necessary methodology for their implementation, proposed plan of innovative activities and its possible application in Ukraine.

  7. Banking and trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2013-01-01

    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital constrain

  8. Banking and trading

    NARCIS (Netherlands)

    Boot, A.W.A.; Ratnovski, L.

    2013-01-01

    We study the interaction between relationship banking and short-term, scalable arm’s length finance which we call trading. Relationship banking is not scalable, has high franchise value, is long-term oriented and low risk. Trading is transaction-based: scalable, with lower margins (capital

  9. Essays in empirical banking

    NARCIS (Netherlands)

    Bai, Y.

    2015-01-01

    This dissertation consists of three essays on empirical banking. They study how do information and political activeness affect banks’ lending behavior, as well as the effect of lending relationship with banks on firms’ stock performance during interbank liquidity crunch. The first essay looks at a t

  10. Destroy The Bank! (case)

    NARCIS (Netherlands)

    dr. A. Maas; G.J. Van der Star

    2016-01-01

    DZ Bank faces some significant challenges for the near future. One of them is the way payments are being made. This case is about Stefan, the Strategic Management Consultant of DZ Bank. He struggles with innovations and new technologies, such as Bitcoins. What does this mean for the future of the

  11. Foreign Funds for City Banks

    Institute of Scientific and Technical Information of China (English)

    WANGPEI

    2005-01-01

    The rather straightforward restructuring of the Bank of Beijing became more arresting in January after Deutsche Bank was reported to be competing with its Dutch rival ING to purchase a stake in the local city commercial bank.

  12. Banking on the Future. Seed Bank Investigations Teach Biodiversity and Biocomplexity

    Science.gov (United States)

    Clary, Renee; Wandersee, James

    2013-01-01

    People depend on plants to fulfill many of their basic needs, such as food, clothing, and shelter. Although plants are all around us, people are often afflicted with "plant blindness," paying more attention to animals (Wandersee and Clary 2006; Wandersee and Schussler 2001). Studying seed banks and building one in the classroom can…

  13. Banking on the Future. Seed Bank Investigations Teach Biodiversity and Biocomplexity

    Science.gov (United States)

    Clary, Renee; Wandersee, James

    2013-01-01

    People depend on plants to fulfill many of their basic needs, such as food, clothing, and shelter. Although plants are all around us, people are often afflicted with "plant blindness," paying more attention to animals (Wandersee and Clary 2006; Wandersee and Schussler 2001). Studying seed banks and building one in the classroom can…

  14. Competition in investment banking

    Directory of Open Access Journals (Sweden)

    Katrina Ellis

    2011-01-01

    Full Text Available We construct a comprehensive measure of overall investment banking competitiveness for follow-on offerings that aggregates the various dimensions of competition such as fees, pricing accuracy, analyst recommendations, distributional abilities, market making prowess, debt offering capabilities, and overall reputation. The measure allows us to incorporate trade-offs that investment banks may use in competing for new or established clients. We find that firms who switch to similar-quality underwriters enjoy more intense competition among investment banks which manifests in lower fees and more optimistic recommendations. Investment banks do compete vigorously for some clients, with the level of competition related to the likelihood of gaining or losing clients. Finally, investment banks not performing up to market norms are more likely to be dropped in the follow-on offering. In contrast, firms who seek a higher reputation underwriter face relatively non-competitive markets.

  15. Costos y calidad de la prueba de detección oportuna del cáncer cervicouterino en una clínica pública y en una organización no gubernamental Comparison of cervical cancer screening program costs and quality of care between a public clinic and a Non-Governmental Organization

    Directory of Open Access Journals (Sweden)

    Jesica Gómez-Jauregui A.

    2001-08-01

    Full Text Available Objetivo. Comparar los costos y la calidad de la prueba de detección oportuna del cáncer cervicouterino, entre una clínica pública y una organización no gubernamental (ONG. Material y métodos. Se trata de un estudio de abordaje cuantitativo y cualitativo hecho en dos establecimientos asistenciales de la ciudad de Cuernavaca, Morelos, entre abril y julio de 1999. Mediante un estudio transversal se comparó el costo del proceso de producción de la prueba, desagregado en cuatro componentes, y para la evaluación de la calidad se utilizó el marco conceptual estructurado por Bruce, que incluye la percepción de las usuarias -acerca de la información recibida y el tiempo de espera- y de los proveedores -disponibilidad de espacio y de equipo-. Resultados. Los costos totales del proceso de producción completo de la clínica pública (144 pesos fueron 26% más altos que los costos de la ONG (114 pesos. Por lo que se refiere a la calidad, las usuarias de la ONG informaron una mayor satisfacción con los servicios recibidos. La inconformidad de las mujeres que se realizaron la prueba en la clínica pública se relacionó con el tiempo de espera para la toma de la muestra y para la entrega de los resultados. Conclusiones. Las diferencias en los costos y los indicadores de calidad de la atención entre ambos proveedores sugieren que las ONG deben contemplarse como una alternativa para ofrecer servicios de detección oportuna de cáncer cervicouterino. El texto completo en inglés de este artículo está disponible en: http://www.insp.mx/salud/index.htmlObjective. To compare the costs and quality of cervical cancer screening between a non-governmental organization (NGO and a Ministry of Health clinic. Material and methods. A quantitative and qualitative cross-sectional study was conducted between April and July 1999, in two healthcare clinics in Cuernavaca, Morelos, Mexico. Cervical cancer screening production processes were compared along four

  16. Maintenance of Brazilian Biodiversity by germplasm bank

    Directory of Open Access Journals (Sweden)

    Luciana C. Machado

    2016-01-01

    Full Text Available Abstract: Currently the importance of using alternative strategies for biodiversity conservation is emphasized and since the establishment of germplasm bank is an alternative to the conservation of endangered species. This is a technique of great importance for the maintenance of Brazilian fauna. Since the early70'sthere was a growing concern about the need to preserve essential genetic resources for food and agriculture, mainly for conservation of genetic material from farm animals. Thus was created the Brasilia Zoo, in July 2010, the first Germplasm Bank of Wild Animals in Latin America, as an alternative strategy for the conservation of threatened or endangered species, using both gametes and somatic cells and stem cells. Then we argue to create new banks or research networks among different regions with aimed to tissue preservation.

  17. What makes Stellwagen Bank a whale feeding ground?

    Science.gov (United States)

    Zhai, X.; Flierl, G.; Lermusiaux, P. F. J.; Haley, P. J., Jr.; McCarthy, J. J.

    2016-12-01

    Stellwagen Bank lies at the Massachusetts Bay's eastern boundary with the Gulf of Maine (GoM) and is encompassed by the Gerry E. Studds Stellwagen Bank National Marine Sanctuary. It is a shoal with primarily sandy bottom and with water depth ranging from 20 meters to 40 meters. All across the Bank these waters are highly productive and support a large and diverse planktonic community and benthic community, a large fish diversity and fish biomass, and it is one of the most active whale feeding grounds in coastal waters of the United States makes. According to previous studies, several factors may contribute to the high biomass over sea banks and sea mounts, such as local enhancement due to high dissolved inorganic nitrogen (DIN = NH4 + NO3) and subsequent retention of productivity, plus the advection and local concentration of food produced elsewhere. In this research, the biological and physical processes which can cause the biomass patterns and accumulations over the Stellwagen Bank and its vicinity are investigated separately and together, using a 3D model which has been built in the MSEAS (Multidisciplinary simulation, estimation, and assimilation system) and a simple 2D cross-bank profile model. The study is focused on figuring out which are the dominant factors and processes that contribute to the abundant food in the Stellwagen Bank ecosystem and are responsible for sustaining the large biomass over the Bank, and how local or regional changes in climate and circulation might affect the food availability in this important whale feeding ground. The 2D model result shows that zooplankton diel migration can significantly affect the biological biomass and DIN concentration over the Bank. Both the 2D and 3D models show that upwelling induced by the Bank topography play an important role in nutrient and biomass enhancement.

  18. Civil Society and Residents’ Coping Strategies with Water Shortages and Household Food Insecurity in Gweru, Zimbabwe

    Directory of Open Access Journals (Sweden)

    Winmore Kusena

    2017-02-01

    Full Text Available Domestic water shortages are distressing many urban areas in developing countries and require well planned and sustainable coping strategies in order to bequeath citizens decent lives. The objectives of this paper were to identify water related civil society groups present in Gweru; reveal devised coping strategies to combat water shortages and household food insecurity; and challenges faced by civil society and residents in obtaining sustainable coping strategies. A survey was conducted through interviews, questionnaires and observations as data collection instruments. The findings show that residents relied on borehole drilled in their respective areas by the municipality, Non-Governmental Organisations (NGOs and through individual initiatives. Although public boreholes were available, they were found at an average of only two in a given residential area, regardless of its population. Residents also collected water in containers during late hours of the night or early hours of the day. Gweru residents in addition devised strategies to cope with household food insecurity caused by water shortages and high monthly water bills. Combined with the aforementioned water shortage coping strategies, the stratagem by residents included coming up with payment plans, denying city personnel access into their premises for water disconnection; and self-reconnection in the event of disconnection. Community gardens initiated by Non-Governmental Organisations and food imports from neighbouring countries were some of the adaptive mechanisms dealing with household food insecurity. However, despite resolute efforts by civil society and residents to muddle through water supply and food security challenges, the city needs financial aid to enhance service provision that does not solely relying on residents. Financial injection and investment in sustainable alternative water sources for the city’s multiple uses will go a long way in solving the water shortages and

  19. Bank Specific and Macroeconomics Dynamic Determinants of Credit Risk in Islamic Banks and Conventional Banks

    OpenAIRE

    Waeibrorheem Waemustafa; Suriani Sukri

    2015-01-01

    The study analyzes macroeconomic and bank specific determinants of credit risk in Islamic and Conventional Banks. Multivariate Regression analysis is applied on the sample of 15 conventional banks and 13 Islamic Banks in Malaysia over the period between 2000 and 2010. The finding shows that the banks specific determinants of credit risk are uniquely influenced the credit risk formation of Islamic and Conventional banks. The study found that risky sector financing; regulatory capital (REGCAP) ...

  20. GenBank

    Science.gov (United States)

    Benson, Dennis A.; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2017-01-01

    GenBank® (www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for 370 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or the NCBI Submission Portal. GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Nucleotide database, which links to related information such as taxonomy, genomes, protein sequences and structures, and biomedical journal literature in PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. Recent updates include changes to policies regarding sequence identifiers, an improved 16S submission wizard, targeted loci studies, the ability to submit methylation and BioNano mapping files, and a database of anti-microbial resistance genes. PMID:27899564

  1. Soundness of Ethiopian Banks

    Directory of Open Access Journals (Sweden)

    Hamdu Kedir Mohammed

    2015-06-01

    Full Text Available A well-functioning financial institution will sustain a countries economic development and play a great role in reduction of poverty. One of the major participants in the financial institution is the banking industry. However, the mal-functioning of the banking system can be extremely costly to the real economy. As Bank is one of the participants and major key player in the financial institutions, it needs a continuous assessment by its supervisory and management. Mere ratio analyses are commonly used Performance measurement among the banking industry in Ethiopia. Nonetheless, these financial ratios are more of traditional as well as partial measurements. As such this study conducted using CAMEL framework set by bank for international settlement. The study takes secondary data which are gathered from audited annual reports of all banks. The result shows CAMEL framework is the best fit measurement for Ethiopian Banks and it give a comprehensive result which is very helpful for the governor to set a well determined policy and procedure.

  2. Cold-water coral banks and submarine landslides: a review

    Science.gov (United States)

    de Mol, Ben; Huvenne, Veerle; Canals, Miquel

    2009-06-01

    This paper aims to review the relation between cold-water coral bank development and submarine landslides. Both are common features on continental margins, but so far it has not been reviewed which effect—if at all—they may have upon each other. Indirect and direct relations between coral banks and landslides are evaluated here, based on four case studies: the Magellan Mound Province in the Porcupine Seabight, where fossil coral banks appear partly on top of a buried slide deposit; the Sula Ridge Reef Complex and the Storegga landslide both off mid-Norway; and the Mauritania coral bank province, associated with the Mauritanian Slide Complex. For each of these locations, positive and negative relationships between both features are discussed, based on available datasets. Locally submarine landslides might directly favour coral bank development by creating substratum where corals can settle on, enhancing turbulence due to abrupt seabed morphological variations and, in some cases, causing fluid seepage. In turn, some of these processes may contribute to increased food availability and lower sedimentation rates. Landslides can also affect coral bank development by direct erosion of the coral banks, and by the instantaneous increase of turbidity, which may smother the corals. On the other hand, coral banks might have a stabilising function and delay or stop the headwall retrogradation of submarine landslides. Although local relationships can be deduced from these case studies, no general and direct relationship exists between submarine landslides and cold-water coral banks.

  3. PERBANDINGAN PENGHASILAN TABUNGAN MUDHARABAH NASABAH BANK SYARIAH (Studi Kasus pada Bank Syariah Mandiri, Bank Negara Indonesia Syariah, dan Bank Muamalat Indonesia di Makassar)

    OpenAIRE

    ALIMULA, YULIANA

    2014-01-01

    2014 Perbandingan Penghasilan Tabungan Mudharabah Nasabah Bank Syariah (Studi Kasus pada Bank Syariah Mandiri, Bank Negara Indonesia Syariah, dan Bank Muamalat Indonesia di Makassar) Profit Sharing Comparison of Mudharabah Saving of Islamic Banking (A Case Study at Bank Syariah Mandiri, Bank Negara Indonesia Syariah, and Bank Muamalat Indonesia in Makassar) Yuliana Alimula Alimuddin Muhammad Ashari Penelitian ini bertujuan un...

  4. Bank selection and customers’ perception of banks in Malaysia

    OpenAIRE

    Norhazlin Ismail; Zarehan Selamat; Ong Hway Boon

    2004-01-01

    The process customers go through in choosing a bank has been studied for several decades using different approaches. Understanding the needs and analyzing how the customers select their banks are crucial steps towards the improvement of customer satisfaction. In this study, an attempt is made to identify the determinants of bank selection and customers’ perception of banks in Malaysia.

  5. Metamorphosis of Banking Products - A Perception of Bank Employees

    Directory of Open Access Journals (Sweden)

    Harshita B

    2015-08-01

    Full Text Available Banking products are undergoing major changes due to extensive use of it and changing demands of the customers in current scenario. This study basically focuses on the changes came into banking industry and its impact on customers base and bank profits. Data is collected from 50 employees of both private and public sector banks with the help of questionnaire. Hence we can conclude that all banks are providing almost similar products and services to satisfy their customers fully. The continous metamorphsis of banking products not only results in improvement of customer base but also has positive impact on the profits of the bank. Private sector banks are earning more profits as a result of metamorphosis of traditional banking products in comparison to public sector bank.

  6. Sensitivity of Czech Commercial Banks to a Run on Banks

    Directory of Open Access Journals (Sweden)

    Klepková Vodová Pavla

    2015-06-01

    Full Text Available The aim of this paper is to thoroughly evaluate the sensitivity of Czech commercial banks to a run on banks. Our sample includes a significant part of the Czech banking sector in the period 2006-2013. We use three liquidity ratios that we stress via a stress scenario simulating a run on banks accompanied by a 20% withdrawal rate of deposits.We measure the impact of the scenario by the relative changes of these ratios. The results show that, in spite of a decrease in liquidity, most Czech banks would be able to finance such a scenario. The financial crisis influenced bank sensitivity to a run, but with a significant time lag. The severity of the impact of the bank run increases with the size of the bank; large banks are the most vulnerable. The resilience of banks is also determined by their strategy for liquidity risk management.

  7. Mitigation Banking Factsheet

    Science.gov (United States)

    A mitigation bank is an aquatic resource area that has been restored, established, enhanced, or preserved for the purpose of providing compensation for unavoidable impacts to aquatic resources permitted under Section 404

  8. Assessing efficiency in banking

    Directory of Open Access Journals (Sweden)

    Knežević Snežana

    2012-09-01

    Full Text Available The paper is an attempt to assess the productivity and efficiency on the basis of the information found in financial statements and operating evidence, as well as implementation of the DEA method. The definition of both input and output in banking is absolutely clear, however, an adequate analysis of efficiency in banking requires that the right combinations of input and output be selected Every company has its own principles to implement in its operations. One of the most important is surely the efficiency principle. Relevant academic literature offers various combinations of input and output in testing bank efficiency. The developing countries will find it highly important to monitor bank efficiency and compare it to the countries in the region.

  9. Protein Data Bank (PDB)

    Data.gov (United States)

    U.S. Department of Health & Human Services — The Protein Data Bank (PDB) archive is the single worldwide repository of information about the 3D structures of large biological molecules, including proteins and...

  10. Environmental Data Bank

    Energy Technology Data Exchange (ETDEWEB)

    ,

    1962-06-01

    In an effort to determine the environment to which the equipment designed by Sandia Corporation will be exposed, a "Data Bank" of environmental information was compiled. Measured quantities resulting from actual uses were continually being summarized.

  11. Cord-Blood Banking

    Science.gov (United States)

    ... blood banks may capitalize on the fears of vulnerable new parents by providing misleading information about the statistics of stem cell transplants. Parents of children of ethnic or racial minorities, adopted children, or ...

  12. nigeria's banking sector reforms

    African Journals Online (AJOL)

    NESG PUBLICATIONS

    sector reforms to enthrone sound financial practices and good corporate governance ... April - June 2009 . 9. NIGERIA'S BANKING SECTOR REFORMS: THE JOURNEY SO FAR ..... implementation of a code of sound corporate governance in ...

  13. Varying Impacts of Electronic Banking on the Banking Industry

    OpenAIRE

    Sali Bakare

    2015-01-01

    The banking industry has undergone tremendous changes with the introduction of information technology (IT). Electronic banking (EB) is a new paradigm in banks’ product and service delivery. Electronic banking products and services have become increasingly popular in the past three decades as the banking industry operating in a complex and competitive environment has experienced the awareness to serve its customers electronically. Online banking has become the preferred way for many Americans ...

  14. Efficiency of Commercial Banks in Malaysia

    OpenAIRE

    Mohd. Azmi Omar; Abdul Rahim Abdul Rahman; Rosylin Mohd. Yusof; M Shabri Abd Majid; Mohd. Eskandar Shah Mohd. Rasid

    2006-01-01

    This study investigates the change in the productivity of banking industry during the period of 2000 to 2004. The data consists of a panel of 11 commercial banks in Malaysia namely Malayan Banking, Bumiputra-Commerce, Public Bank, RHB Bank, Hong Leong Berhad, EON Bank, Affin Bank, Southern Bank Berhad, Bank Islam Malaysia Berhad (BIMB), Ambank and Bank Muamalat. Productivity is measured by the Malmquist index, using a Data Envelopment Analysis (DEA) technique. The Malmquist productivity measu...

  15. 21 CFR 607.7 - Establishment registration and product listing of blood banks and other firms manufacturing human...

    Science.gov (United States)

    2010-04-01

    ... blood banks and other firms manufacturing human blood and blood products. 607.7 Section 607.7 Food and... Provisions § 607.7 Establishment registration and product listing of blood banks and other firms... permit any blood bank or similar establishment to ship blood products in interstate commerce. (b)...

  16. Banking on the Nation

    DEFF Research Database (Denmark)

    Ravn Sørensen, Anders

    2015-01-01

    In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... claims and that the central bank and its governors gradually became embedded in national identity. Thus, the article highlights the historical development of the co-configuring relationship between Danish national identity and the legitimacy of monetary organization.......In this article, I analyse the narratives of four Danish central bank governors from the late nineteenth century until the mid-1990s. By conducting a historical analysis informed by neo-institutional theory, I show how these central bank governors were continuously involved in public debates over...... the appropriateness and desirability of their decisions and policies. In these debates, interpretations and reproductions of Danish national identity were central to the governors' claims to legitimacy. I argue that past narratives of the Danish central bank and its governors enabled and framed future legitimacy...

  17. Opaqueness and Bank Risk Taking

    Directory of Open Access Journals (Sweden)

    Patrick Behr

    2012-12-01

    Full Text Available This paper investigates the relationship between opaqueness and bank risk taking. Using a sample of 199 banks from 38 countries over the period January 1996 to December 2006, I analyze whether more opaque banks are riskier than less opaque banks. I find suggestive evidence that commonly used proxies for bank opaqueness are significantly related to bank risk taking as measured by the Merton PD and the bank-individual Z-score, even after accounting for potential simultaneity between risk taking and opaqueness. More opaque banks seem to engage more in risk taking than less opaque banks. This result provides support to the common view that bank opaqueness is problematic and that transparency among financial institutions should be increased.

  18. BANK RATING. A COMPARATIVE ANALYSIS

    Directory of Open Access Journals (Sweden)

    Batrancea Ioan

    2015-07-01

    Full Text Available Banks in Romania offers its customers a wide range of products but which involves both risk taking. Therefore researchers seek to build rating models to help managers of banks to risk of non-recovery of loans and interest. In the following we highlight rating Raiffeisen Bank, BCR-ERSTE Bank and Transilvania Bank, based on the models CAAMPL and Stickney making a comparative analysis of the two rating models.

  19. Cost leadership and bank internationalization

    OpenAIRE

    Galema, Rients; Koetter, Michael; Liesegang, Caroline

    2013-01-01

    We adapt a theoretical model from the goods trade literature to test whether banks with a comparative cost advantage are more likely to enter foreign markets by means of foreign direct investment. We combine detailed proprietary bank-level data on the international activities of all German banks with publicly available bank micro data from possible destination markets to show that the decision to go abroad is driven by relative cost differences. Banks enter markets where they are cost leaders...

  20. The Ethical Stance in Banking

    OpenAIRE

    Villa, Jesus Simeon Villa

    2010-01-01

    Abstract Banks have a central role and importance in all commerce and hence in all societies. This thesis investigates the ethical basis of banking practice with the aim of developing an account of the virtues appropriate to bankers and banking. One central issue concerns a conflict between the interests of banks and their customers, and how this conflict plays out in relation to the lending policies and fee structure of banks. Such lending policies can have a significant effect on ban...

  1. Bank Diversification Effects on Bank Performance and Risk Profile of Bank in Indonesia

    Directory of Open Access Journals (Sweden)

    Anthony Lukmawijaya

    2015-05-01

    Full Text Available We investigate the relationship of Indonesian bank diversification towards its long term performance and risk profile with Indonesian bank data from 2009 to 2013. Non-interest income to total operating income of the bank measures its bank diversification level. Bank value is measured by the adjusted Tobin's Q and risk profile which is broken down into total risk, idiosyncratic risk, and systematic risk. The result shows that bank non-interest income diversification has a positive influence on its franchise value. There is, however, no strong evidence that diversification can lower a bank's risk profile.

  2. Banking in southern Europe

    Directory of Open Access Journals (Sweden)

    Lazarević Žarko

    2014-01-01

    Full Text Available The nations discussed here (Italy, Spain, Portugal and Greece have in common - with the exception of Italy, that is - that they used to be on the margins of European economic and social developments. Only Italy succeeded in industrialising itself already prior to World War I. This fundamental trait also determined the developmental path of modern-era banking. Hereby, two important points in the course of development of banking in the Southern European countries need to be emphasised. To begin with, if the lands of the North-Western Europe were large capital exporters, then the South European nations were the importers of this capital. The role of foreign capital, i.e., foreign banks, was great and irreplaceable in the development of banking. The second element in common was a large role of state in the economy in general. Under the circumstances of underdeveloped entrepreneurial environment, the state, through its economic activities, would become the driving force of overall economic and social development. This was also or especially the case with banking. Role played by the state only began to diminish towards the end of the 1980s, in the course of the processes of deregulation and liberalisation both at the international level as well as within the then European Economic Community or subsequent European Union. Already during the preparatory processes prior to the admission into the European Economic Community, Spain, Greece and Portugal, and, however, Italy as well, but due to European Directives it had to abide by, began comprehensive processes of restructuring their national banking systems. Since the second half of the 1980s, banking systems were subjected to liberalisation, deregulation and privatisation.

  3. Cost and profit efficiency of banks in Haiti: do domestic banks perform better than foreign banks?

    OpenAIRE

    Cadet, Raulin Lincifort

    2008-01-01

    I use the stochastic frontier methodology to estimate a cost and a profit frontier functions. The Fourier-flexible form is used in this paper because of its flexibility. Results show that, although foreign banks are more cost efficient than domestic banks, domestic banks are more profit efficient than foreign banks, in Haiti. The paper reveals also that, although treasury bills constitute an alternative source of profit for banks in Haiti, a growth of interest rate on treasury bills incre...

  4. Pengaruh Kualitas Layanan Mobile Banking (M-Banking Terhadap Kepuasan Nasabah di Indonesia [Effect of Mobile Banking (M-Banking Service Quality on Customer Satisfaction in Indonesia

    Directory of Open Access Journals (Sweden)

    Aditya Wardhana

    2015-09-01

    Full Text Available The research aim was to assess the influence of the service quality of mobile banking (m-banking against customer satisfaction at the greatest banks in Indonesia. Elements of the quality of mobile banking services (m-banking were speed, security, accuracy, and trust. The population of this study was bank customers from eight of the greatest bank in Indonesia -- Bank Mandiri, Bank BRI, Bank BCA, Bank BNI, Bank CIMB Niaga, Bank Danamon, Bank Permata, and Bank Panin -- who used mobile banking which totaled 19.9 million customers with the size of the sample being 400 respondents. The sampling method used nonprobability sampling by incidental sampling. The results by using a structural equation modeling (SEM found significant influences between service quality of mobile banking (m-banking partially and simultaneously to customer satisfaction.

  5. Growing or connecting? An urban food garden in Johannesburg.

    Science.gov (United States)

    Wills, Jane; Chinemana, Frances; Rudolph, Michael

    2010-03-01

    Issues of food security are of particular importance in urban areas in Africa and government policy advises on the household growing of vegetables for nutrition. The Siyakhana project is a food garden in the centre of Johannesburg which was established by a University Health Promotion Unit with the support of other stakeholders including the City authorities and a permaculture organization. It was set up with the objective of providing food for children attending early-childhood development centres and for the beneficiaries of non-governmental organizations providing home-based care for people living with HIV/AIDS. One year after start-up, an evaluation was conducted, based on the measures of outcome identified as significant by those involved in the project. Its impact on health is not yet measurable, but as the amounts of fruits and vegetables available and consumed in South Africa are low compared with WHO recommendations, it is a useful addition to food security in an urban area. Mobilizing around the food garden supported bonding among homogenous but separate third-sector organizations, through increased opportunities for networking which built trust, reciprocity and resource exchange. The project also provides a model for a community-university partnership providing opportunities for service learning by students and for social investment by the university.

  6. Public-private interactions in global food safety governance.

    Science.gov (United States)

    Lin, Ching-Fu

    2014-01-01

    In response to an apparent decline in global food safety, numerous public and private regulatory initiatives have emerged to restore public confidence. This trend has been particularly marked by the growing influence of private regulators such as multinational food companies, supermarket chains and non-governmental organizations (NGOs), who employ private standards, certification protocols, third-party auditing, and transnational contracting practices. This paper explores how the structure and processes of private food safety governance interact with traditional public governance regimes, focusing on Global Good Agricultural Practices (GlobalGAP) as a primary example of the former. Due to the inefficiency and ineffectiveness of public regulation in the face of global problems, private governance in food safety has gradually replaced states' command-and-control regulation with more flexible, market-oriented mechanisms. The paper concludes by emphasizing the importance of constructive regime interaction instead of institutional boundary building to global food safety governance. Public and private ordering must each play a role as integral parts of a larger, dynamic and evolving governance complex.

  7. Alternative banking: theory and evidence from Europe

    Directory of Open Access Journals (Sweden)

    Kurt Von Mettenheim

    2012-12-01

    Full Text Available Since financial liberalization in the 1980s, non-profit maximizing, stakeholder-oriented banks have outperformed private banks in Europe. This article draws on empirical research, banking theory and theories of the firm to explain this apparent anomaly for neo-liberal policy and contemporary market-based banking theory. The realization of competitive advantages by alternative banks (savings banks, cooperative banks and development banks has significant implications for conceptions of bank change, regulation and political economy.

  8. Impact of Electronic Banking Innovations on Bank Deposit Market Share

    Directory of Open Access Journals (Sweden)

    Kashmari A

    2016-04-01

    Full Text Available Development and diversity of electronic banking services is one of the aspects of financial innovation of banks. In Iran’s banking system, the development of multiple channels representing electronic banking services such as SWIFT system, ATM, POS, PIN pads, internet banking, mobile banking and telephone banking are made for more facility in paying money, so today, the development of this channels is one of the most competitive areas between banks for attracting resources. The main purpose of this study is to evaluate this innovation, which needs a heavy cost in terms of money and time, on the share of each bank in attracting deposit as one of the most important goals and competitive tools of a bank. By using Panel Data Vector Autoregressive methods (Panel-VAR and Granger causality test, data of 23 Iranian banks in the 7 years (2007-2013 has been studied. The results show that based on the Granger Causality Test, the number of ATM machines, POS, PIN pad, SWIFT system and amount of banking facilities provided by each bank, has causal relation in explaining the increase of the bank’s share in attracting deposits; but the Market Share was recognized as the cause of the innovation. Also, the causality direction of deposits’ share and the amount of facilities were noticed to be bilateral.

  9. Bank Customers Management System

    Directory of Open Access Journals (Sweden)

    Ebubeogu Amarachukwu Felix

    2015-08-01

    Full Text Available ABSTRACT The purpose of this project is in partial fulfilment of the requirements of Bachelor of Science Hon in Information Technology. The Design and development of this Bank customers Management system provides a more secured approach in managing bank customers information which strengthens the relationships between banks and their customers by providing the right solutions that uses a multi-level security to improve customer satisfaction. The technology used in developing this project is ASP.NET and the programming language used to develop this project is C and the IDE used is Microsoft Visual Studio 2013 professional in designing the front end while the back end uses Microsoft SQL Server 2012.

  10. Human Milk Banking.

    Science.gov (United States)

    Haiden, Nadja; Ziegler, Ekhard E

    2016-01-01

    Human milk banks play an essential role by providing human milk to infants who would otherwise not be able to receive human milk. The largest group of recipients are premature infants who derive very substantial benefits from it. Human milk protects premature infants from necrotizing enterocolitis and from sepsis, two devastating medical conditions. Milk banks collect, screen, store, process, and distribute human milk. Donating women usually nurse their own infants and have a milk supply that exceeds their own infants' needs. Donor women are carefully selected and are screened for HIV-1, HIV-2, human T-cell leukemia virus 1 and 2, hepatitis B, hepatitis C, and syphilis. In the milk bank, handling, storing, processing, pooling, and bacterial screening follow standardized algorithms. Heat treatment of human milk diminishes anti-infective properties, cellular components, growth factors, and nutrients. However, the beneficial effects of donor milk remain significant and donor milk is still highly preferable in comparison to formula.

  11. Can taxes tame the banks?

    DEFF Research Database (Denmark)

    Devereux, Michael P.; Johannesen, Niels; Vella, John

    In the wake of the financial crisis, a number of countries have introduced levies on bank borrowing with the aim of reducing risk in the financial sector. This paper studies the behavioral responses to the bank levies and evaluates the policy. We find that the levies induced banks to borrow less...... but also to hold more risky assets. The reduction in funding risk clearly dominates for banks with high capital ratios but is exactly offset by the increase in portfolio risk for banks with low capital ratios. This suggests that while the levies have reduced the total risk of relatively safe banks...

  12. Bank Insolvency Procedures and Market Discipline in European Banking

    DEFF Research Database (Denmark)

    Angkinand, Apanard; Wihlborg, Clas

    2005-01-01

    Predetermined, operational procedures for dealing with banks in distress are conspicuously absent across the world with very few exceptions. Instead governments and regulatory authorities intervene when banks approach failure. Bail-outs of important creditors, sometimes including shareholders...

  13. Issues in Transformation from Conventional Banking to Islamic Banking

    National Research Council Canada - National Science Library

    Muhammad Usman Arshad; Mohammed Effandi Yusoff; Muhammad Sohail Tahir

    2016-01-01

    .... Islamic banking is the major constituent of the Islamic finance. In line with these transformations, Islamic banks and financial institutions are facing several problems due to non-existence of comprehensive framework...

  14. Central Bank independence

    Directory of Open Access Journals (Sweden)

    Vasile DEDU

    2012-08-01

    Full Text Available In this paper we present the key aspects regarding central bank’s independence. Most economists consider that the factor which positively influences the efficiency of monetary policy measures is the high independence of the central bank. We determined that the National Bank of Romania (NBR has a high degree of independence. NBR has both goal and instrument independence. We also consider that the hike of NBR’s independence played an important role in the significant disinflation process, as headline inflation dropped inside the targeted band of 3% ± 1 percentage point recently.

  15. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM INTERNATIONAL BANKING OPERATIONS (REGULATION K) Foreign Banking...

  16. 12 CFR 209.2 - Banks desiring to become member banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Banks desiring to become member banks. 209.2 Section 209.2 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM ISSUE AND CANCELLATION OF FEDERAL RESERVE BANK CAPITAL STOCK (REGULATION I) § 209.2 Banks desiring...

  17. PENGARUH DIMENSI BANKING SERVICE QUALITY (BSQ) TERHADAP KEPUASAN NASABAH BANK

    OpenAIRE

    Sri Sumardiningsih; Wawan Sundawan; Lies Endarwati; Arif Wibowo; Yulia Ayriza

    2012-01-01

    Abstract: Effect of Banking Service Quality (BSQ) Dimensions towards Bank Customer Satisfaction. This study aims to determine the effect of Banking Service Quality (BSQ) to the customer satisfaction of BPD Bank in DIY. This research is a survey research with a sample of 1.536 respondents. The sample was taken by purposive sampling technique. Data collection instrument was questionnaires and analyzed using multiple regression. The results showed that six dimensions of BSQ simultaneously gave p...

  18. The influence of bank employees on bank customer relationship management

    Directory of Open Access Journals (Sweden)

    C. Rootman

    2007-12-01

    Full Text Available Purpose: Despite extensive research in services marketing, much is still unknown to specific service providers on the influence of their employees on their services. This paper attempts to address this limitation and investigates the influence of employees on the customer relationship management (CRM of banks. The primary objective of this paper is to investigate the influence of selected independent variables, namely attitude and knowledgeability, on the CRM of banks.Design/Methodology/Approach: An empirical investigation was conducted with a structured questionnaire with items that related to banks' CRM in terms of attitude and knowledgeability. The sample consisted of 290 banking clients in the Nelson Mandela Metropolitan area and the response rate was 91.03%. Findings: Significant positive relationships exist between both the knowledgeability, and attitude of bank employees and a bank's CRM. These relationships imply that more extensive knowledgeability and more positive attitudes of bank employees lead to improved, maintained relationships between a bank and its clients. Employees play an important role in banks’ client relationships. Implications: Banks should focus on increasing their employees' knowledgeability and improving their attitude to ensure higher levels of CRM. This paper provides strategies for banks and could create greater awareness among South African banks of the advantages of CRM, how their employees influence their CRM, and ways to adapt to these influences. Originality/Value: No study has focused exclusively on CRM within banks in South Africa. Prior research focused on customer service and service quality; both possible results of superior CRM. However, this research differs, as it identifies the variables influencing CRM in banks in South Africa. It is proposed that this paper will be beneficial for South African banks, as the recommendations may be used to ensure higher levels of CRM in banks.

  19. PATHWAYS TO SUSTAINABLE BANKING MANAGEMENT

    Directory of Open Access Journals (Sweden)

    Dragan (Santamarian Oana Raluca

    2012-12-01

    Full Text Available This paper describes one of the major challenges of the future: the sustainable development of the society. Sustainability is now increasingly recognized as central to the growth of emerging market economies. For the banking sector, this represents both a demand for greater social and environmental responsibility as well as a new landscape of business opportunity. Several years ago, the main part of the banks did not consider the social and environmental problems relevant for their operations. Recently, the banks began to realize the major impact of the sustainable development over the way of ulterior development of the society and, implicitly over the way of creating of the banking value in the future. In this context, the development of a banking management system, based on sustainable principles represents one of the provocations of these days.Starting from literature in the sustainable banking management field in this paper are presented several relevant issues related to risk management in the context of sustainable banking financing: the need to implement the sustainable management principles in financial and banking industry; the role of banks in sustainable development of society; social and environmental risk management policies, events that have shaped the role of the banking sector in sustainable development; international standards regarding sustainable banking management such us: Equator Principles for sustainable investment projects’ financing or GRI principles for sustainable reporting. Furthermore, we developed a practical case study related to the implementation of sustainable banking management at Bank of America.

  20. 75 FR 20848 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-04-21

    ... voting shares of Bank of Anderson, National Association, Anderson, South Carolina, Seneca National Bank, Seneca, South Carolina, and The Peoples National Bank, Easley, South Carolina. B. Federal Reserve Bank...

  1. Evolution of central banking? De Nederlandsche Bank 1814-1852

    NARCIS (Netherlands)

    Uittenbogaard, R.A.|info:eu-repo/dai/nl/237904470

    2014-01-01

    Nowadays the role of central bank is unquestioned and nearly ubiquitous. But was this always the case? This thesis analyses how De Nederlandsche Bank (DNB) developed into a central bank during the first four decades of its existence. Its establishment in 1814 was the result of a combination of both

  2. Analysis of the Cooperation Network between Government and Non-governmental Organizations in Public Crisis Response Based on Social Network Theory---A Case Study on 4 . 20 Ya-an Earthquake%基于SNA的政府与非政府组织在公共危机应对中的合作网络研究--以“4·20”雅安地震为例

    Institute of Scientific and Technical Information of China (English)

    康伟; 陈茜; 陈波

    2014-01-01

    The wide spread, serious harm and many other characteristics of public crisis have put forward higher require-ments to the crisis response participants. Therefore, in order to deal with public crisis effectively, it becomes more and more significant to establish the cooperation network between government and non-governmental organizations in the public crisis response. On the basis of the 4. 20 Ya-an seismic events in 2013, Social Network Analysis is employed to explore the cooperation network structure characteristics and the role of each node in crisis response. The network viscosity, rele-vance, centricity and cohesive subgroups were measured according to the adjacency matrix data. The results both qualita-tive and quantitative indicate that, the attributes of nodes affect the position, function and behavior choice of the organiza-tions in the network. The stationary, authoritative core institutions responding to crisis should be set up in the cooperation network to be in charge of coordinating relations between organizations and designing flexible incentive systems. The real effective cooperation between the non-governmental organizations should be strengthened in the network.%公共危机的连带性强、危害性大等特征对危机应对主体提出了更高的要求,因此构建政府与非政府组织在公共危机应对中的合作网络对于有效应对公共危机具有重要意义。以2013年“4·20”雅安地震事件为研究对象,运用社会网络分析方法探究政府与非政府组织在公共危机应对中的合作网络结构特征及各节点在危机应对中的作用,并依据邻接矩阵对网络粘性、关联性、中心性和凝聚子群进行测度。定性和定量研究结果表明,节点属性影响组织在网络中的位置、作用及行为选择。公共危机合作网络中需要常设的、权威的危机应对核心机构,负责协调组织间关系并设计灵活的激励制度。网络中的非政府组

  3. QUALITY MANAGEMENT IN BANKING SYSTEM

    OpenAIRE

    2009-01-01

    Quality management banking perspective is extremely interesting, from the point of view of the activities specific, and of the permanent area competition improvement. Banks being aware of the quality problems also lead to the appearance and requirement of

  4. NRAO Green Bank Telescope (GBT)

    Data.gov (United States)

    Federal Laboratory Consortium — The largest fully steerable telescope in the world - the Robert C. Byrd Green Bank Telescope, began observations in Green Bank, West Virginia in 2000and is a wonder...

  5. Bank service management in Ghana

    DEFF Research Database (Denmark)

    Kuada, John; Narteh, Bedman

    2011-01-01

    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  6. A Banking System in Transition

    Institute of Scientific and Technical Information of China (English)

    WANG; ZHIPENG

    2002-01-01

    THE four large state-owned commercial banks - the Industrial and Commercial Bank of China, the Bank of China, the Construction Bank of China, and the Agricultural Bank of China, constitute the backbone of the Chinese banking system. Owing to low efficiency, lack of capital, and a high rate of bad debts over time, however, the system was weak and ineffective. In order to redress the situation, late last century the Chinese government launched reforms to streamline these four commercial banks and their operations. The banks subsequently set up asset management companies to buy back and resolve non-performing assets. Their operational structure was also upgraded and optimized so as to improve management efficiency and economic performance.

  7. Bank service management in Ghana

    DEFF Research Database (Denmark)

    Kuada, John; Narteh, Bedman

    2011-01-01

    This article reports a study of the determinants of effective management of of retail banking services in Ghana......This article reports a study of the determinants of effective management of of retail banking services in Ghana...

  8. Banking Scandals Force Governance Issue

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    @@ The spate of recent scandals in the banking sector again raises the question of whether corporate governance in banks has been improved to a degree whereby ESOP is a correct and timely consideration.

  9. Banking On People

    Science.gov (United States)

    Manpower, 1970

    1970-01-01

    In July 1968, the First National City Bank in New York (Citibank) received a government contract to train the disadvantaged by providing orientation, counseling, job related education, supervisor training, child care, transportation, and some medical and dental care. The Job Opportunities in the Business Sector Program (JOBS) stipulated pay of $70…

  10. Trilogy of China's Banking

    Institute of Scientific and Technical Information of China (English)

    2009-01-01

    @@ Banks of China will face declining profit rate and slightly increasing non-performing loans ratio in a short term during 2009, but government policies will reduce the negative impact of financial crisis, and China's financial environment is still relatively safe in a global comparison.

  11. Banking on Diversity

    Science.gov (United States)

    Roach, Ronald

    2010-01-01

    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  12. Replacing America's Job Bank

    Science.gov (United States)

    Vollman, Jim

    2009-01-01

    The Job Central National Labor Exchange (www.jobcentral.com) has become the effective replacement for America's Job Bank with state workforce agencies and, increasingly, with community colleges throughout the country. The American Association of Community Colleges (AACC) has formed a partnership with Job Central to promote its use throughout the…

  13. Kosovo Banking Paradox

    Directory of Open Access Journals (Sweden)

    Florin Aliu

    2016-12-01

    Full Text Available Kosovo does not have a bond market, which would enable companies, people and other economic agents to have access to it, that would have been a substitute for the companies to get other sources of funds beside banking sector. The Kosovo economy has only one source of institutional money injected into the economy and that is the banking industry. Bringing back the money of Kosovo Pension and Saving Trust (KPST to Kosovo would have been a huge injection for the economy to raise GDP and lower unemployment. Since the companies in Kosovo contain a lot of asymmetric information within their financial statements, clearing the way for KPST how to allocate their investments in Kosovo would be through alleviating asymmetric information. The paper stands on the general concepts of the asymmetric information and how to alleviate it within the financial market and particularly within the bond market. The other part of the paper concentrates on theoretical framework how to eliminate asymmetricbinformation for the companies who want to get funding from KPST. Therefore, it is necessary to have healthy banks and a better environment to have a sound bond market. On the other hand, the bond market may increase the health of banks by enhancing market competition.

  14. Banking on Diversity

    Science.gov (United States)

    Roach, Ronald

    2010-01-01

    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank…

  15. Replacing America's Job Bank

    Science.gov (United States)

    Vollman, Jim

    2009-01-01

    The Job Central National Labor Exchange (www.jobcentral.com) has become the effective replacement for America's Job Bank with state workforce agencies and, increasingly, with community colleges throughout the country. The American Association of Community Colleges (AACC) has formed a partnership with Job Central to promote its use throughout the…

  16. Wetlands Mitigation Banking Concepts

    Science.gov (United States)

    1992-07-01

    the financial risk associated with are normally established in advance, mitigation permitted activities. banks eliminate the lag time between loss and...management natural state or to an enhanced condition and techniques. None of the traditional wetlands begin to amass bankable credits has also been management

  17. Four Women Bank Directors

    Institute of Scientific and Technical Information of China (English)

    1995-01-01

    FOUR of the five directors of state banks in Beihai City in Guangxi Zhuang Autonomous Region are women. These women show that women are no longer only able to manage family finance, but they are able to take charge of the important responsibility for state finance. The mayor of Beihai City calls them the city’s outstanding financial affairs managers.

  18. UBS BANK INFORMATION

    CERN Multimedia

    UBS, CERN branch

    2002-01-01

    UBS SA, formerly Société de Banque Suisse (Swiss Bank Corporation), which has been providing banking services on the CERN site since 1954, is delighted to continue its financial partnership with the CERN personnel. Recent trends in payment methods - a decline in the use of cash combined with an increase in the use of 'virtual money', credit or payment cards and e-banking - have led UBS SA to place greater emphasis on customer services compared with conventional, over-the-counter transactions. Since our customers' banking habits have also changed, we will be implementing the following changes at our CERN offices: Building 500: conversion work will shortly be commencing to provide a comfortable and well-appointed customer services area offering, in particular, greater privacy, as well as two counters. Throughout the work, every measure will be taken to minimise inconvenience to our customers. Building 504: owing to the improvements to be made to our Building 500 premises, we will hencef...

  19. The Educational Opportunity Bank.

    Science.gov (United States)

    Jellema, William W.

    The Educational Opportunity Bank (EOB) has received short shrift among educators and many objections have been raised to establishing it. Among these are the workability of the plan, the problem for women borrowers, and the creation of a new force--student financial power - in opposition to the influence of the Federal Government. Though…

  20. Do Central Banks Need Capital?

    OpenAIRE

    Peter Stella

    1997-01-01

    Central banks may operate perfectly well without capital as conventionally defined. A large negative net worth, however, is likely to compromise central bank independence and interfere with its ability to attain policy objectives. If society values an independent central bank capable of effectively implementing monetary policy, recapitalization may become essential. Proper accounting practice in determining central bank profit or loss and rules governing the transfer of the central bank’s ope...

  1. Innovative Secure Mobile Banking Services

    OpenAIRE

    Mousa T AL-Akhras; Rizik Al-Sayyed; Marwah Alian; Doaa Qwasmi

    2011-01-01

    Due to the widespread use of computer technologies in almost all aspects of life, organisations that are connected to the Internet started extending their services to their customers to include new applications and services that satisfy their customers’ desires to make better businesses. One of these emerging applications is mobile banking. The term mobile banking (or m-banking) describes the banking services that the user can perform via a mobile device ubiquitously at anytime and from anywh...

  2. ANALISIS PENYALURAN DANA BANK SYARIAH

    OpenAIRE

    Siswati -

    2013-01-01

    Penelitian ini bertujuan untuk mendeskripsikan karakteristik Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Sertifikat Wadiah Bank Indonesia (SWBI), dan penyaluran dana Bank Syariah Mega Indonesia. Serta untuk menganalisis pengaruh DPK, NPF, dan bonus SWBI secara simultan maupun parsial terhadap penyaluran dana yang diberikan oleh Bank Syariah Mega Indonesia. Sampel dalam penelitian ini adalah laporan keuangan bulanan Bank Syariah Mega Indonesia tahun 2005-2007. Hasil penelitan ini ...

  3. One Bank,Two Markets

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    The Agricultural Bank of China (ABC),the only non-listed bank among China’s"big four"state-owned commercial banks,is currently un- der the glare of the reform spotlight.This follows on the heals of Premier Wen Jiabao’s announcement during his government work report in March, that a shareholding system will be introduced in the bank and its role in serving agriculture,farmers and rural areas will remain unchanged.

  4. Scrum methodology in banking environment

    OpenAIRE

    Strihová, Barbora

    2015-01-01

    Bachelor thesis "Scrum methodology in banking environment" is focused on one of agile methodologies called Scrum and description of the methodology used in banking environment. Its main goal is to introduce the Scrum methodology and outline a real project placed in a bank focused on software development through a case study, address problems of the project, propose solutions of the addressed problems and identify anomalies of Scrum in software development constrained by the banking environmen...

  5. Chinese Commercial Banks Risk Management Practices: A Research in China Banking Risk Management

    OpenAIRE

    Wang, Xiaoling

    2006-01-01

    This dissertation uses a qualitative research approach, and examines the importance and its current situation of banks risk management in China banking. The commercial banking analysis covers China state-own commercial banks and joint-stock commercial banks as well as local city commercial banks, but mainly analysis stems from state-owned and joint-stock commercial banks, excluding foreign banks in China. In addition, this dissertation reveals that China Center Bank and China Bank Regulatory ...

  6. Local food policies can help promote local foods and improve health: a case study from the Federated States of Micronesia.

    Science.gov (United States)

    Englberger, Lois; Lorens, Adelino; Pretrick, Moses; Tara, Mona J; Johnson, Emihner

    2011-11-01

    The Federated States of Micronesia (FSM) and other countries throughout the Pacific are facing an epidemic of non-communicable disease health problems. These are directly related to the increased consumption of unhealthy imported processed foods, the neglect of traditional food systems, and lifestyle changes, including decreased physical activity. The FSM faces the double burden of malnutrition with both non-communicable diseases and micronutrient deficiencies, including vitamin A deficiency and anemia. To help increase the use of traditional island foods and improve health, the Island Food Community of Pohnpei has initiated a program in the FSM to support and promote local food policies, along with its Go Local awareness campaign. Such local food policies are defined broadly and include individual and family commitments, community group local food policies and policies established by government, including presidential proclamations and increased taxation on soft drinks. The aim of this paper is to describe this work. An inter-agency, community- and research-based, participatory and media approach was used. Partners are both non-governmental and governmental. The use of continuing awareness work along with local food policy establishment and the acknowledgement of the individuals and groups involved are essential. The work is still in the preliminary stage but ad hoc examples show that this approach has had success in increased awareness on health issues and improving dietary intake on both an individual and group basis. This indicates that further use of local food policies could have an instrumental impact in FSM as well as other Pacific Island countries in promoting local foods and improving dietary intake and health, including the control of non-communicable diseases and other dietary-related health problems.

  7. Banking on women's spirit.

    Science.gov (United States)

    Yunus, M

    1993-11-01

    An interview with Professor Mummadad Yunus, Managing Director of the Grameen Bank, revealed that he has provided loans to poor women in Bangladesh since 1976 and that the Grameen Bank has continued his work since 1983. The idea behind the banking system is that poor people without traditionally accepted collateral are good credit risks. In 1993, the Grameen Bank had operations in 33,000 out of a possible 68,000 villages in Bangladesh. The operations include 1030 branches and a staff of 12,000 people. 1.6 million people are recipients of loans, of whom 94% are women. The population served is the poorest and has no experience in income generation. Conclusions drawn from this experience are that women are better managers of resources and are more serious entrepreneurs than men and that the benefits of loan programs for the poor go directly to children and households. Women's self-image suffers from negative social conceptions, and one task is to convince women of their value, skills, and possibility of advancement. The bank philosophy rests with the belief that all human beings are a "treasure of potential possibilities." Women are advised to protect their money and marriage and not to sacrifice one for the other. Husbands initially are against money going to wives, but eventually they understand that the family benefits. Over 200,000 loans have been made for the provision of housing. The loan requirement is that the woman must own the land on which the house is built. Husband's have the opportunity to transfer title of the land to the wife. Ownership of land provides security for the wife.

  8. Readiness for banking technologies in developing countries

    African Journals Online (AJOL)

    banking, internet banking and automated teller machine (ATM) banking to ... businesses in developing countries are building unique ways to market products ... characteristics such as technology readiness, it is therefore important for banks in.

  9. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Loans and chartered territory-Farm Credit Banks... ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Chartered Territories § 614.4070 Loans and chartered territory—Farm Credit Banks, agricultural credit banks, Federal land bank associations,...

  10. 78 FR 20643 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-04-05

    ... Central Bank and Trust, Lander, Wyoming; CenBank, Buffalo Lake, Minnesota; and VH Bancorporation, Inc... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the...

  11. Bank risk, bailouts and ambiguity

    NARCIS (Netherlands)

    Nijskens, R.G.M.

    2012-01-01

    The theoretical analysis in the second part investigates the effect of liquidity assistance and bailouts on bank risk taking and liquidity choice. Furthermore, it explores the possibilities for central banks to create ambiguity about liquidity assistance, thereby influencing bank choices. The result

  12. Foreign Banks: Trends and Impact

    NARCIS (Netherlands)

    Claessens, S.; van Horen, N.

    2014-01-01

    Over the past two decades, foreign banks have become much more important in domestic financial intermediation, heightening the need to understand their behavior. We introduce a new, comprehensive database, made publicly available, on bank ownership (including the home country of foreign banks) for 5

  13. Can taxes tame the banks?

    DEFF Research Database (Denmark)

    Devereux, Michael P.; Johannesen, Niels; Vella, John

    In the wake of the financial crisis, a number of countries have introduced levies on bank borrowing with the aim of reducing risk in the financial sector. This paper studies the behavioral responses to the bank levies and evaluates the policy. We find that the levies induced banks to borrow less ...

  14. Determinants of bank profitability: Evidence from the Greek banking sector

    Directory of Open Access Journals (Sweden)

    Alexiou Constantinos

    2009-01-01

    Full Text Available This paper investigates the effects of bank-specific and macroeconomic determinants of bank profitability, using an empirical framework that incorporates the traditional Structure-Conduct- Performance (SCP hypothesis. A panel data approach has been adopted and effectively applied to six Greek banks. The evidence generated suggests that for any consistent or systematic size the profitability relationship is relatively weak. Most of the bank-specific determinants were found to significantly affect bank profitability. A more ambiguous picture emerged when the macroeconomic factors were considered.

  15. THE EPISTEMOLOGICAL PERSPECTIVE OF FRACTIONAL RESERVE BANKING AND FULL RESERVE BANKING: WHERE ISLAMIC BANKING SHOULD STAND?

    National Research Council Canada - National Science Library

    Yaser Taufik Syamlan

    2017-01-01

    Objectives – this research is aimed to compare those epistemological bases to the mindset of Islamic Bank and try to drive the philosophy in practical operation whether based on the Fractional Reserve Banking Sytem (RBS) or 100...

  16. Bank Insolvency Procedures and Market Discipline in European Banking

    DEFF Research Database (Denmark)

    Angkinand, Apanard; Wihlborg, Clas

    2005-01-01

    Predetermined, operational procedures for dealing with banks in distress are conspicuously absent across the world with very few exceptions. Instead governments and regulatory authorities intervene when banks approach failure. Bail-outs of important creditors, sometimes including shareholders......, and blanket guarantees for creditors become the norm. We argue that efficient incentives of banks' creditors, as well as of shareholders and managers, require predetermined rules for dealing with banks in distress, and a group of creditors that are credibly non-insured. Cross-border banking increases the need...... for pre-determined bank insolvency procedures that could enable banks to expand cross-border in branches. In the empirical part we show that credibility of non-insurance is maximized with a partial deposit insurance scheme, and that the coverage can be decreased if effective rule-based distress resolution...

  17. Factors Affecting Bank Switching Intentions in E-Banking

    Directory of Open Access Journals (Sweden)

    Leyla ÖZER

    2012-12-01

    Full Text Available The purpose of this research is to identify and examine the factors that contribute to bank switching intentions of e-banking customers and whether these intentions differ according to demographic characteristics (age, gender, education, marital status and income levels of customers. Regression results suggested that customer dissatisfaction, low service quality, high price, unfavorable bank reputation, limited product variety and involuntary switching factors were positively related to customers’ bank switching intentions in e-banking. On the other hand, promotion efforts were negatively related to customers’ switching intentions. In addition to this, bank switching intentions were revealed to be differing according to education levels. Bank switching intentions of well-educated customers were tend to be higher, while age, gender, marital status and income level didn’t make a difference on intentions. Based on the empirical results of current study, we will provide several theoretical and managerial implications in the area of service industry.

  18. 12 CFR 2.5 - Bank compensation.

    Science.gov (United States)

    2010-01-01

    ... the bank's loan customers. (b) Income derived from credit life insurance sales to loan customers may... seq., or to a trust for the benefit of all shareholders, provided that the bank receives reasonable... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Bank compensation. 2.5 Section 2.5 Banks...

  19. 12 CFR 204.121 - Bankers' banks.

    Science.gov (United States)

    2010-01-01

    ... Federal Home Loan Bank, or in the National Credit Union Administration Central Liquidity Facility if the... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Bankers' banks. 204.121 Section 204.121 Banks... REQUIREMENTS OF DEPOSITORY INSTITUTIONS (REGULATION D) Interpretations § 204.121 Bankers' banks. (a)(1)...

  20. Are Chinese Banks Ready for Foreigners?

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    Banking reform is crucial to China, as banks dominate the country's financial system. The banking sector is dominated by four state-owned commercial banks-the ICBC, the CCB, the BOC, and the Agricultural Bank of China (ABC). The listing of the Bank of Communications (BOCOM), China's fifth

  1. Comparative Study on the Banking Performances at BCR ERSTE BANK, BRD – GSG and Raiffeisen Bank

    Directory of Open Access Journals (Sweden)

    Claudia MITITELU

    2014-11-01

    Full Text Available This paper aims to make a comparison between the performances of three banks in the banking system in Romania, considered the most representative but also to achieve their classifications and identify correlations between a number of used indicators and indicators expressing banking performance.

  2. Sharing China's Bank Restructuring Bill

    Institute of Scientific and Technical Information of China (English)

    Guonan Ma

    2006-01-01

    This paper addresses the questions related to the cost of China's bank restructuring and how it has been financed. We first propose a framework for recognizing losses. Then, we examine the recent major moves by the Chinese Government to repair the country's bank balance sheets. Finally, we explore the implications of the Chinese Government's methods of funding bank restructuring. We find that the Chinese Government has been decisive in confronting the costly task of bank restructuring. So far, Chinese taxpayers have paid most of the bill for bank restructuring.

  3. World Bank Research Digest, Vol. 5(2)

    OpenAIRE

    World Bank

    2011-01-01

    In this issue: growth and development at the center of the G-20 agenda; food price inflation in South Asia: crisis revisited? How fast can Egypt grow? Sustainable energy policy and nuclear power; access to HIV/AIDS treatment and risky sexual behaviors; the investment climate when firms have climate control; and bank capital: lessons from the financial crisis.

  4. ANALISIS PENYALURAN DANA BANK SYARIAH

    Directory of Open Access Journals (Sweden)

    Siswati

    2013-03-01

    Full Text Available This study aims to describe the characteristics of Third Party Funds (TPF, Non-Performing Financing (NPF, Bank Indonesia Certificates Wadiah (SWBI, and funds Islamic Bank Mega Indonesia. Moreover to analyze the influence of DPK, NPF, and the bonus SWBI simultaneously or partially on the distribution of funds provided by the Bank Syariah Mega Indonesia. The sample in this study is the monthly financial report of Bank Syariah Mega Indonesia in 2005-2007. The results of this research showed that DPK, NPF, and Bonus SWBI simultaneous effect on the distribution of funds committed by Bank Syariah Mega Indonesia at 99.2% and the remaining 0.8% influenced by other factors that are not revealed in this study. DPK is partially positive and significant effect on the distribution of funds Bank Syariah Mega Indonesia at 98.65%, while the NPF and Bonus SWBI insignificant effect on the partial distribution of funds committed by Bank Syariah Mega Indonesia.

  5. INFORMATION FROM THE BANK

    CERN Multimedia

    1999-01-01

    The UBS will be integrating its two computer platforms during the weekend of 24 April.This operation involves changing your account card and Eurocheque card, which will be sent to you by post.Those who receive their bank correspondence at CERN may obtain their codes from the branch there.The security and rapidity of this procedure will be helped by the presentation of an identity document.Despite the precautions taken, problems may be experienced with the operation of the cash-points during that weekend.The bank's staff would like to offer apologies in advance for any difficulties and are at your disposal for any information you may need.UBS

  6. Danske Bank vildleder

    DEFF Research Database (Denmark)

    Ravn, Ib

    2014-01-01

    EN VIDEO på Danske Banks hjemmeside fremstiller banker som neutrale formidlere af penge. Den giver et misvisende indtryk af passivitet og harmløshed og strider stærkt mod de fleste menneskers oplevelse af banker som særdeles aktive, næsten aggressive I årene op til finanskrisen 2008, og stærktmed......EN VIDEO på Danske Banks hjemmeside fremstiller banker som neutrale formidlere af penge. Den giver et misvisende indtryk af passivitet og harmløshed og strider stærkt mod de fleste menneskers oplevelse af banker som særdeles aktive, næsten aggressive I årene op til finanskrisen 2008, og...

  7. ANALISIS PENYALURAN DANA BANK SYARIAH

    Directory of Open Access Journals (Sweden)

    Siswati -

    2013-03-01

    Full Text Available Penelitian ini bertujuan untuk mendeskripsikan karakteristik Dana Pihak Ketiga (DPK, Non Performing Financing (NPF, Sertifikat Wadiah Bank Indonesia (SWBI, dan penyaluran dana Bank Syariah Mega Indonesia. Serta untuk menganalisis pengaruh DPK, NPF, dan bonus SWBI secara simultan maupun parsial terhadap penyaluran dana yang diberikan oleh Bank Syariah Mega Indonesia. Sampel dalam penelitian ini adalah laporan keuangan bulanan Bank Syariah Mega Indonesia tahun 2005-2007. Hasil penelitan ini menunjukkan bahwa DPK, NPF, dan Bonus SWBI berpengaruh secara simultan terhadap penyaluran dana yang dilakukan oleh Bank Syariah Mega Indonesia sebesar 99,2% dan sisanya 0,8%  dipengaruhi oleh faktor lain yang tidak diungkap dalam penelitian ini. Secara parsial DPK berpengaruh positif dan signifikan terhadap penyaluran dana Bank Syariah Mega Indonesia sebesar 98,65%, sedangkan NPF dan Bonus SWBI tidak signifikan berpengaruh secara parsial terhadap penyaluran dana yang dilakukan oleh Bank Syariah Mega Indonesia.This study aims to describe the characteristics of Third Party Funds (TPF, Non-Performing Financing (NPF, Bank Indonesia Certificates Wadiah (SWBI, and funds Islamic Bank Mega Indonesia. Moreover to analyze the influence of DPK, NPF, and the bonus SWBI simultaneously or partially on the distribution of funds provided by the Bank Syariah Mega Indonesia. The sample in this study is the monthly financial report of Bank Syariah Mega Indonesia in 2005-2007. The results of this research showed that DPK, NPF, and Bonus SWBI simultaneous effect on the distribution of funds committed by Bank Syariah Mega Indonesia at 99.2% and the remaining 0.8% influenced by other factors that are not revealed in this study. DPK is partially positive and significant effect on the distribution of funds Bank Syariah Mega Indonesia at 98.65%, while the NPF and Bonus SWBI insignificant effect on the partial distribution of funds committed by Bank Syariah Mega Indonesia.

  8. Banking on Corporate Social Responsibility

    Directory of Open Access Journals (Sweden)

    Timothy Rice

    2015-10-01

    Full Text Available This exploratory study set out to understand the true value of Corporate Social Responsibility (CSR in the banking sector. Businesses, including banks, actively participate in CSR but the question of value still persists. What does the bank receive in return for participating in CSR? Do banks get more customers as a result of their CSR programmes? Do banks have a better customer retention rate because of their CSR programme? Will customers change banks purely because they disagree with their banks CSR programme? These were some of the issues addressed but due to the small sample size, the findings cannot be generalised. The study did not find any significant, positive nor negative relationship, between CSR and the bank customers; meaning the tests could not provide evidence that for instance CSR programmes should be targeted towards female customers or customers of a certain age or income bracket. More importantly 80% of the respondents did not consider CSR an issue that was important enough to affect their choice of banks. They will not switch banks purely based on a bank’s CSR programme. Understandably they were more interested in bank fees and interest rates. These issues directly affected their reason for choosing a particular bank. So the question of why banks, and presumably other businesses, still participate and spend a lot of money on CSR when their customers do not seem to place much value on it, still persists. The findings suggest that a much larger study on the topic is warranted. It will aid banks and other businesses decide on their role in corporate social responsibility. Whose needs are being satisfied by participating in CSR?

  9. Virtual blood bank.

    Science.gov (United States)

    Wong, Kit Fai

    2011-01-24

    Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time.

  10. Virtual blood bank

    Directory of Open Access Journals (Sweden)

    Kit Fai Wong

    2011-01-01

    Full Text Available Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time.

  11. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural...

  12. Impact of actions of food and nutrition education program in a population of adolescents

    Directory of Open Access Journals (Sweden)

    Juliana Garcia BALDASSO

    2016-02-01

    Full Text Available ABSTRACT Objective: To evaluate changes in food intake after adolescents attended a food and nutrition education program at a non-profit institution. Methods: Fifty-four adolescents aged 16 to 19 years, of low socioeconomic level, enrolled in an non-governmental organization in São Paulo, underwent a nutritional intervention of six months consisting of six meetings with dieticians, as well as strategic communication and relationship actions. Body weight, height, body mass index, questionnaire on knowledge on nutrition and feeding practices, 24-hour recall, and diet quality assessment using the Diet Quality Index associated with the Digital Food Guide were collected at baseline and after the intervention. Dietary pattern improvement was defined as an increase of at least 5 points in Diet Quality Index associated with the Digital Food Guide. Results: Understanding of food labels increased, and the dietary patterns on weekdays and weekends improved by 33 and 37%, respectively. The intake of legumes, milk, dairy products, fruits, and vegetables increased (adequacy components. However, intakes of nuts and whole grains were low, and intake of moderation components was high. Conclusion: The program improved the dietary patterns of adolescents, making it a viable and inexpensive method to prevent disease and improve health and quality of life. In addition, the Diet Quality Index associated with the Digital Food Guide has proven to be a good nutritional tool for assessing changes in food intake and for guiding future counseling and nutritional intervention actions for this population.

  13. Educación para el Desarrollo Sostenible en asignaturas de Dirección de Operaciones. El caso del Banco de Alimentos de La Rioja. (Education for Sustainable Development in Operations Management subjects. The case of the Food Bank of the Rioja

    Directory of Open Access Journals (Sweden)

    Dolores Queiruga

    2015-07-01

    Full Text Available La Educación para el Desarrollo Sostenible a nivel universitario implica alcanzar ciertas competencias como responsabilidad o involucración personal en temas sociales. En este trabajo presentamos una práctica en la asignatura de Organización de la Producción de dos titulaciones: Grado en Ingeniería y Grado en Relaciones Laborales y Recursos Humanos, de La Universidad de La Rioja. Para ello, utilizamos cuatro actividades docentes, aplicadas al caso del Banco de Alimentos. Estas son: visita guiada al almacén, ejercicio en el aula de informática con aprendizaje cooperativo, exposición oral (con coevaluación mediante una rúbrica y participación voluntaria en una campaña de recogida de alimentos.Education for Sustainable Development at university level involves achieving certain skills as liability or personal involvement in social issues. We present a practice in the subject of Operations Management two degrees: Engineering and Labor Relations and Human Resources, at University of La Rioja. To do this, we use four teaching activities, applied to the case of the Food Bank. These are: guided tour of the storehouse, practical lesson in the computer room with cooperative learning, oral presentation (with peer assessment using a rubric and voluntary participation in a campaign to collect food.

  14. CONSUMER SWITCHING BEHAVIOR FROM ONLINE BANKING TO MOBILE BANKING

    Directory of Open Access Journals (Sweden)

    Chian-Son Yu

    2014-06-01

    Full Text Available Through investigating factors that influence consumers to make a transition from online to mobile banking, this empirical study shows that relative attitude and relative subjective norm positively motivated respondents to switch from Internet to mobile banking while relative perceived behavior control deterred respondents from transitioning. Empirical results also demonstrated that Internet banking is superior to mobile banking in terms of consumer relative compatibility, self-efficacy, resource facilitating conditions, and technology facilitating conditions. Meanwhile, mobile banking emerged as superior to Internet banking for other constructs. By adding a comparative concept into an extended decomposed theory of planned behavior (DTPB model, this study may expand the applicable domain of current social psychology theories from the adoption of single products or services to the choice between competing products or services that achieve similar purposes and functions.

  15. BANKING SYSTEM STABILITY: COMMERCIAL AND CO-OPERATIVE BANKS

    Directory of Open Access Journals (Sweden)

    Dumitru-Cristian OANEA

    2014-04-01

    Full Text Available Commercial banks and co-operative banks are credit institutions, but there are some differences between the main operations proceeded by each of them. Based on these specific characteristics, we want to identify the manner in which financial crisis affected their activity. As we all know, the financial crisis had a major impact in the United States, the “natal” country of the crisis, because great banks such as Lehman Brothers or Merrill Lynch have bankrupted. Even if the Romanian banking system was not affected by such catastrophic situations, surely the financial crisis had a significant impact on it. This topic is worth to be analysed, because we would be able to identify the risk differences between these two types of business: commercial banks versus co-operative banks.

  16. RASIONALITAS KONVERSI BANK KONVENSIONAL KE BANK SYARI’AH

    Directory of Open Access Journals (Sweden)

    Aji Damanuri

    2016-02-01

    Aji Damanuri   Abstract: Shari>’ah banking, for the last ten years, has increased in prosperity not only at the quantity of conventional banks but also at the count of assets and customers. This economical opportunity drives amount of conventional banks both to convert their institutions to be shari>’ah banks and to open officially shari>’ah platform units with their own assets. This system takes a significant question, is the conversion effected by both banker ideological factor and capitalists or pure economical rational calculation? Is a religious consideration linked to economical rationality? This paper is to elaborate the conversion using not only ‘choice theory’ (teori pilihan but also ‘rational action’ (tindakan rasional to seek religious action possibility in a reasonable way of shari>’ah banking.   Keywords: shari>’ah bank, conversion, rational action, religiosity.

  17. PENERAPAN KETENTUAN KEPAILITAN PADA BANK YANG BERMASALAH

    Directory of Open Access Journals (Sweden)

    Ari Purwadi

    2011-05-01

    Full Text Available Legal research is motivated that the Bank is a business entity that has special characteristics that revocation of business licenses, corporate dissolution, and liquidation of the bank can not be equated with generally accepted procedures. In this situation the bank can not resolve the difficulty or the circumstances of the bank concerned endanger the national banking system will require the role of BankIndonesia. Is bankruptcy can be applied to troubled banks? By using the normative approach, based on the provisions of the Banking Law, BankIndonesiais authorized to revoke the business licenses of problem banks. Bankruptcy law also authorizes the Bank Indonesia to file bankruptcy for troubled banks. So far, BankIndonesiain dealing with troubled banks after a failed rescue attempt using the process of liquidation, bankruptcy efforts have not used.

  18. MOBILE BANKING AND SUSTAINABLE GROWTH

    Directory of Open Access Journals (Sweden)

    Atul Srivastava

    2013-01-01

    Full Text Available The paper discusses about awareness of mobile banking services and their possible contribution towards sustainable growth. This study attempts to look into the issues regarding mobile banking services and their possible contribution in financial inclusion in India. With the help of this study author tries to focus those areas where banks can provide these mobile banking services. If this service is adopted in a positive manner it can drastically change the scenario of Financial Inclusion. For a successful financial inclusion i.e., inclusive growth, in this era, combination of both the services i.e., banking as well as mobile is very much required. Mobile banking which can be termed as virtual banking can do wonders for the economy, because these days growth in economy is possible with the help of financial inclusion and in current scenario, statistics reveals that it is very easy with the help of mobile banking. This study has been done in two phases. First phase discusses about awareness of M-banking services and Second phase discusses about possible contribution of mobile banking towards financial inclusion. M-banking in India, as assessed by the govt. can work as a potent tool for financial inclusion, is yet to clear many hurdles before it can fulfill its objective of reaching the unbanked population. In fact including rural subscribers in the banking net can help in inclusive growth, as it not very difficult to go for a mobile phone rather than going for a computer in rural areas. This service can do wonders if implemented effectively and sincerely. If any service is provided, there are always two sides, supply side and demand side. M-banking in India, as assessed by the govt. can work as a potent tool for financial inclusion, is yet to clear many hurdles before it can fulfill its objective of reaching the unbanked population. If this service is adopted in a positive manner it can drastically change the scenario of Financial Inclusion.

  19. Umbilical cord blood banks. Ethical aspects. Public versus private banks.

    Science.gov (United States)

    Aznar Lucea, Justo

    2012-01-01

    The creation of umbilical cord blood (UCB) banks raises interesting medical, social, economic and ethical issues. This paper reviews the ethical problems specifically. In this respect, it evaluates: a) whether there are advantages to the use of UCB compared to bone marrow, b) whether or not it is ethical to create UCB banks, c) whether their creation is ethically acceptable in terms of their clinical usefulness or d) the use made of them for therapeutic purposes, and finally e) whether their creation is ethically justified from a cost/profitability point of view. We focus primarily on evaluating the ethical controversy between public and private banks, particularly on whether it is ethical to bank autologous blood in private UCB banks, on the basis of its limited possibilities for use by the cord blood donor. We can conclude that, from an ethical point of view, autologous blood banks have limited acceptance among specialised researchers, scientific societies and other public institutions. Therefore, we believe that it is ethically more acceptable to support the creation of public UCB banks for medical and social reasons and, above all, based on the principle of justice and human solidarity. Nevertheless, there is no definitive ethical argument why a couple, according to their autonomy and freedom, cannot bank their child's UCB in a private bank. An equally acceptable solution could be the creation of mixed banks, such as that proposed by the Virgin Health Bank or like the Spanish system where autologous samples can be stored in public banks but with the proviso that if at any time the stored sample is required by any person other than the donor, it would have to be given to them.

  20. MANAGING DISRUPTIVE TECHNOLOGY — INTERNET BANKING VENTURES FOR TRADITIONAL BANKS

    OpenAIRE

    Stephen K. Callaway; Hamilton, Robert D.

    2008-01-01

    This study examines the perception of the nature of technological change for Internet Banking by proposing and testing a model of the strategic management of online banking by traditional banks. Specifically, this empirical study uses a stratified sample of the FDIC database to address how perception of the technology and the environmental context (knowledge of cause-effect relations and crystallized outcome standards) impact internal and external constituency relationships (including social ...

  1. Greece and the Missing Banking Union

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    The Greek Crisis is a crisis rather than a problem due to the vulnerability of Greek banks. While the banks have deep problems, this column argues that these would have been mitigated if a fully operational banking union were in place. A full banking union requires joint banking supervision, joint...... bank resolution, and joint deposit insurance. The EZ only has the first so far. Completing the banking union must be part of any long-term solution....

  2. Greece and the Missing Banking Union

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    The Greek Crisis is a crisis rather than a problem due to the vulnerability of Greek banks. While the banks have deep problems, this column argues that these would have been mitigated if a fully operational banking union were in place. A full banking union requires joint banking supervision, joint...... bank resolution, and joint deposit insurance. The EZ only has the first so far. Completing the banking union must be part of any long-term solution....

  3. Customer perceptions on Internet banking information protection

    OpenAIRE

    André Redlinghuis; Chris Rensleigh

    2010-01-01

    Background: South Africa has a well-developed and established banking system which compares favourably with those in many developed countries (e.g. USA), but also sets South Africa apart from many other emerging market countries like Egypt and Brazil. Four dominant banks, namely the Amalgamated Banks of South Africa (ABSA), Standard Bank, Nedcor and First National Bank (FNB) influence the South African banking environment. Internet banking has slowly been taking off in South Africa since 1996...

  4. 60th Anniversary of Turkish Librarian's Association: From the Association in the Public Interest Perspective to Non-Governmental Organization Perspective Türk Kütüphaneciler Derneği’nin 60. Kuruluş Yıldönümü: Kamuya Yararlı Dernek Anlayışından Sivil Toplum Örgütlüğüne

    Directory of Open Access Journals (Sweden)

    M. Tayfun Gülle

    2010-03-01

    Full Text Available This article discusses the difference between the association which is public interest and the non-governmental organization in the context of 60th anniversary of Turkish Librarians' Association (TKD. Instead of discussing what is achieved or not achieved within these 60 years of TKD, The issue is associated with globalisation and the focus is on finding solutions to problems with the interactive contribution of colleagues and departments of information management, and on the concern that the international think tanks will intervene in our professional problems and we will alienate from our original professional culture. Bu makalede Türkiye'deki kamuya yararlı dernek ve sivil toplum örgütü kavramları arasındaki fark, kuruluşunun 60, yıldönümünde Türk Kütüphaneciler Derneği (TKD bağlamında incelenmektedir. TKD'nin 60 yılda geldiği noktada yaptıkları veya yapamadıklarını tartışmaktan öte konu küreselleşme ile birlikte ele alınmakta olup, sorunlara meslektaşlar ve bilgi ve belge yönetimi bölümlerinin etkileşimli katkı sağlanması ile çözüm yollarının bulunabileceği aksi takdirde uluslararası düşünce üretme kuruluşlarının (think tank mesleki sorunlarımıza el atması ve giderek özgün mesleki kültürümüze yabancılaşacağımız kaygısı üzerinde odaklaşmaktadır.

  5. Payments and Central Bank Policy

    DEFF Research Database (Denmark)

    Korsgaard, Søren

    This thesis consists of three chapters. The rst, "Paying for Payments", examines the role of interchange fees in payment card networks. The second, "Bank Liquidity and the Interbank Market" (co-authored with Mikael Reimer Jensen), investigates how banks' liquidity holdings at the central bank a ect...... outcomes in the money market. The third, "Collateralized Lending and Central Bank Collateral Policy", considers the emergence of credit constraints under collateralized lending, and how central banks use collateral policy to mitigate these constraints. While the chapters can be read independently......, they share common themes. Each chapter is concerned with payments in one way or another, each is concerned with the e ciency of market outcomes, and, to the extent that there is scope for improving these outcomes, each discusses the appropriate role for policy, in particular central bank policy....

  6. Payments and Central Bank Policy

    DEFF Research Database (Denmark)

    Korsgaard, Søren

    This thesis consists of three chapters. The rst, "Paying for Payments", examines the role of interchange fees in payment card networks. The second, "Bank Liquidity and the Interbank Market" (co-authored with Mikael Reimer Jensen), investigates how banks' liquidity holdings at the central bank a ect...... outcomes in the money market. The third, "Collateralized Lending and Central Bank Collateral Policy", considers the emergence of credit constraints under collateralized lending, and how central banks use collateral policy to mitigate these constraints. While the chapters can be read independently......, they share common themes. Each chapter is concerned with payments in one way or another, each is concerned with the e ciency of market outcomes, and, to the extent that there is scope for improving these outcomes, each discusses the appropriate role for policy, in particular central bank policy....

  7. 76 FR 2383 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-01-13

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants... Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors...: 1. SG-BBC, LLC, and The Stephens Group, LLC, both of Little Rock, Arkansas; to acquire voting...

  8. 77 FR 64115 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-10-18

    ... From the Federal Register Online via the Government Publishing Office FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants... Banking Corporation, and thereby indirectly acquire voting shares of Security State Bank, both in...

  9. 76 FR 16776 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-03-25

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants... Board's Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors... Apple Valley, Minnesota; to acquire voting shares of Bridgewater Bancshares, Inc., and thereby...

  10. BEATING BANKS THROUGH KNOWLEDGE

    Directory of Open Access Journals (Sweden)

    Monica CALU

    2017-05-01

    Full Text Available In Romania, in the last decade, a significant number of solutions favorable to consumers with foreign currency denominated loans were obtained in courts against the banks or non-bank financial institutions. The judges noted the unfairness of the contractual terms inserted in the loans agreement and absolute nullity of these clauses. Also, in the context of the global economic and financial crisis triggered by the collapse of the banking system with the consequence of depreciation and/or sudden and high fluctuation of domestic currencies against the “safe-heaven currencies”, the theory of unpredictability becomes a particularly important institution. This paper deals with the concepts of „abusive clauses”, „unfair commercial practices” and „providing untruthful information to consumers to influence their choices”. It is also presenting a view of good faith and equity on the performance of contract and the “distribution of the risk” of the contract in the conditions of applying to the “unpredictability theory” in the context of terms of law doctrine and the relevant case law. The objective of this study is to demonstrate that by applying the theory of unpredictability to the occurrence of currency risk associated with loans in foreign currency and by subjecting to examination by court to the clauses whereby the consumer must assume the risk given by the changing of the circumstances of the execution of the contract can be obtain by the consumer or a rebalancing of the understanding of the parties or the cancellation clause which significantly unbalanced the consumer's obligation to bear any risk.

  11. "Credit Markets and Narrow Banking"

    OpenAIRE

    Ronnie Phillips

    1992-01-01

    Maurice Allais's view that the credit created by fractional reserve banking is equivalent to counterfeiting has led him to recommend the separation of the depository and lending functions of banks. This proposal has recently been reintroduced by James Tobin and others under the term "narrow banking." Proponents cite the potential for enhanced safety of the payments mechanism and the elimination of costs associated with the preses system of Federal deposit insurance. This plan resembles the "1...

  12. The Promotion of Banking Services

    OpenAIRE

    IVAN Rica

    2012-01-01

    The purpose of the scientific approach is to demonstrate the usefulness of the adoption of modern promotion techniques in the actual financialbanking sector, in addition to the classical techniques. To achieve this end, the investigation of the Romanianfinancial-banking sector has been deeply conducted, by evaluating the market relations existing between the financial and banking institutions and individuals, as well as promotional techniques adopted by banks, during the communication process...

  13. Credit risk management in banks

    OpenAIRE

    Pětníková, Tereza

    2014-01-01

    The subject of this diploma thesis is managing credit risk in banks, as the most significant risk faced by banks. The aim of this work is to define the basic techniques, tools and methods that are used by banks to manage credit risk. The first part of this work focuses on defining these procedures and describes the entire process of credit risk management, from the definition of credit risk, describing credit strategy and policy, organizational structure, defining the most used credit risk mi...

  14. Improving public disclosure in banking

    OpenAIRE

    anonymous

    2000-01-01

    The use of market discipline as a complement to bank supervision and regulation has gained greater acceptance in the United States and abroad. It is also widely recognized that effective market discipline depends on market participants' having information about the risks and financial condition of banking organizations. Therefore, attention is being focused increasingly on ways to improve transparency in banking. Staff of the Federal Reserve System undertook a staff study, Improving Public Di...

  15. GenBank

    OpenAIRE

    Burks, Christian; Cassidy, Maxxwell; Cinkosky, Michael J.; Cumella, Karen E.; Gilna, Paul; Hayden, Jamie E.-D.; Keen, Gifford M.; Kelley, Tom A.; Kelly, Michael; Kristofferson, David; Ryals, Julie

    1991-01-01

    The GenBank nucleotide sequence database now contains sequence data and associated annotation corresponding to 56,000,000 nucleotides in 45,000 entries. The input stream of data coming into the database has largely been shifted to direct submissions from the scientific community on electronic media. The data have been installed in a relational database management system and are made available in this form through on-line access, and through various network and off-line computer-readable media...

  16. Fractional Reserve Banking

    OpenAIRE

    Andreasen, Niels; Bjerregaard, Mads; Lund, Jonas; Olsen, Ove Bitsch; Rasmussen, Andreas Dalgas

    2012-01-01

    Projektet er bygget op omkring kritisk realisme, som er det gennemgående videnskabelige fundament til undersøgelsen af hvilke strukturelle grunde der er til finansiel ustabilitet i Danmark. Projektet går i dybden med Fractional Reserve Banking og incitamentsstrukturen i banksystemet. Vi bevæger os både på det makro- og mikroøkonomiske niveau i analysen. På makro niveau bruger vi den østrigske skole om konjunktur teori (The Positive Theory of the Cycle). På mikro niveau arbejder vi med princip...

  17. Fractional Reserve Banking

    OpenAIRE

    Andreasen, Niels; Bjerregaard, Mads; Lund, Jonas; Olsen, Ove Bitsch; Rasmussen, Andreas Dalgas

    2012-01-01

    Projektet er bygget op omkring kritisk realisme, som er det gennemgående videnskabelige fundament til undersøgelsen af hvilke strukturelle grunde der er til finansiel ustabilitet i Danmark. Projektet går i dybden med Fractional Reserve Banking og incitamentsstrukturen i banksystemet. Vi bevæger os både på det makro- og mikroøkonomiske niveau i analysen. På makro niveau bruger vi den østrigske skole om konjunktur teori (The Positive Theory of the Cycle). På mikro niveau arbejder vi med princip...

  18. Jordan Banks Financial Soundness Indicators

    Directory of Open Access Journals (Sweden)

    Imad Kutum

    2015-09-01

    Full Text Available The aim of this research paper is to examine the Jordanian banks using financial soundness indicators. This is to establish if Jordanian banks were affected because of the 2007/2008 financial crisis and determine the underlying reasons. The research paper was conducted on 25 banks in Jordan listed in the countries securities exchange. The research methodology used consisted of examining the banks financial records in order to derive four crucial Basel III ratio such as the capital adequacy ratio, the leverage ratio, the liquidity ratio and finally the Total Provisions (As % Of Non-Performing Loans %. The results revealed that out of the four hypotheses under examination Jordan Banks do not meet Basel financial Indicators for Capital Adequacy Ratio, Jordan Banks does not meet Basel financial Indicators for Liquidity Ratio , Jordan Banks do not meet Basel financial Indicators for Leverage Ratio and Jordan Banks do not meet Basel financial Indicators for Total Provisions (As % Of Non-Performing Loans ratio. Only one hypothesis was accepted based on the research outcomes. The rest of the hypothesis was rejected since the average trend line did not go below the Basel III required ratio level. The general outcome of the research revealed that Jordanian banks were not affected significantly by the financial crisis.

  19. Halcyon Days of the Banks?

    Institute of Scientific and Technical Information of China (English)

    2008-01-01

    With limited exposure to the global financial crisis, Chinese banks have remained profitable for the past three quarters while the rest of the world has groaned under the spreading global financial turmoil, China’s banking industry reported another season of good harvest when 14 listed banks all managed to secure high net profit growth in the first three quarters of this year. According to their quarterly reports, the 14 banks reaped a total of 334.1 billion yuan ($49 billion) in net profit during the period,

  20. Breaking e-Banking CAPTCHAs

    OpenAIRE

    Li, Shujun; Shah, Syed Amier Haider; Khan, Muhammad Asad Usman; Khayam, Syed Ali; Sadeghi, Ahmad-Reza; Schmitz, Roland

    2010-01-01

    Many financial institutions have deployed CAPTCHAs to protect their services (e.g., e-banking) from automated attacks. In addition to CAPTCHAs for login, CAPTCHAs are also used to prevent malicious manipulation of e-banking transactions by automated Man-in-the-Middle (MitM) attackers. Despite serious financial risks, security of e-banking CAPTCHAs is largely unexplored. In this paper, we report the first comprehensive study on e-banking CAPTCHAs deployed around the world. A new set of image p...

  1. Perbandingan Penawaran Investasi Depostio Bank Syariah

    Directory of Open Access Journals (Sweden)

    Hery Harjono Muljo

    2010-05-01

    Full Text Available From the beginning, the sharia banks operation is always supporting mosleem expectations. Economic recovery, fairness, security, and comfortness aspects are became ultimate goals of sharia bank in Indonesia. This research is comparing the investment deposits from 3 sharia banks, and 4 business units of sharia, by using comparative descriptive analysis. The comparative variables were devided into 3 categories; there are Nisbah (profit sharing, investment conditions, and bank fascilities. The results indicates that BNI has the highest nisbah between all sharia banks at the first category. Bank Muamalat Indonesia, BNI Sharia, Bank Sharia Mega Indonesia has the lowest openning balance of time-deposits at second category . The product fascility as the third category, indicates that Bank Sharia Mandiri, BNI Sharia, Bank Sharia Mega Indonesia, and Bank Muamalat can using multi currency. BTN Sharia, Bank Sharia Mega Indonesia, Bank Muamalat Indonesia, and Bank Danamon Sharia were also offer joint account in their sharia investment. 

  2. Perbandingan Penawaran Investasi Depostio Bank Syariah

    Directory of Open Access Journals (Sweden)

    Hery Harjono Muljo

    2010-04-01

    Full Text Available From the beginning, the sharia banks operation is always supporting mosleem expectations. Economic recovery, fairness, security, and comfortness aspects are became ultimate goals of sharia bank in Indonesia. This research is comparing the investment deposits from 3 sharia banks, and 4 business units of sharia, by using comparative descriptive analysis. The comparative variables were devided into 3 categories; there are Nisbah (profit sharing, investment conditions, and bank fascilities. The results indicates that BNI has the highest nisbah between all sharia banks at the first category. Bank Muamalat Indonesia, BNI Sharia, Bank Sharia Mega Indonesia has the lowest openning balance of time-deposits at second category . The product fascility as the third category, indicates that Bank Sharia Mandiri, BNI Sharia, Bank Sharia Mega Indonesia, and Bank Muamalat can using multi currency. BTN Sharia, Bank Sharia Mega Indonesia, Bank Muamalat Indonesia, and Bank Danamon Sharia were also offer joint account in their sharia investment.

  3. Review of the regulatory framework on genetically modified food and feed in Albania: a policy perspective

    Directory of Open Access Journals (Sweden)

    ALBAN JAUPI

    2014-06-01

    Full Text Available Recent developments in food production and processing technologies have considerably enhanced man's ability to provide larger quantities and a wider variety of products. However, the recent development biotechnologies has also significantly increased controversy and dispute over the use of food and other goods derived from genetically modified crops instead of from conventional crops, and other uses of genetic engineering in food production. The dispute involves consumers, biotechnology companies, governmental regulators, non-governmental organizations, and scientists. The article reviews the regulatory measures and approaches taken by the government of Albania to assess and manage the risks associated with the development, release and use of genetically modified foods in the country. The review and analyzes is made in light of the processes for harmonization of Albanian’s food policies and its legal and regulatory framework with the EU legislation and Acquis Communautaires. It identifies several important legal and regulatory issues and proposes necessary measures and mechanisms to be put in place related to identification and protection of the public interest and increased ability of consumers to be informed about the foods they eat

  4. 12 CFR 811.1 - Authority of Reserve Banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Authority of Reserve Banks. 811.1 Section 811.1 Banks and Banking FEDERAL FINANCING BANK BOOK-ENTRY PROCEDURE FOR FEDERAL FINANCING BANK SECURITIES § 811.1 Authority of Reserve Banks. Each Reserve Bank is hereby authorized, in accordance with...

  5. Mobile Banking Supervising System- Issues, Challenges and Suggestions to improve Mobile Banking Services

    Directory of Open Access Journals (Sweden)

    Dr.K.Kavitha

    Full Text Available Banking is one of the Largest Financial Institution which constantly provides better Customer Services. To improve the Service Quality, Banking Services are expanded to Mobile Technology. Recently Mobile Banking plays a vital role in Banking Sector. This ...

  6. BEST BANKS TO BUY IN CHINA

    Institute of Scientific and Technical Information of China (English)

    2005-01-01

    @@ CEOs of international banks face their toughest challenge in China. Citibank and HSBC already moved aggressively by taking stakes in the remaining large and well-known banks, such as the Shanghai Pudong Development Bank and the Bank of Communications. Such tie-ups offer opportunities to market credit cards and other banking products through local networks.

  7. Online Banking Customers: Insights from Germany

    Directory of Open Access Journals (Sweden)

    Sven Christian Berger

    2007-04-01

    Full Text Available Online banking is wide spread among German banking customers. But what really characterizes those customers? Using data from a nation-wide survey of about 20,000 retail banking customers, the authors analyze the profile of online banking customers and their banking behavior.

  8. Should the 'Outs' Join the Banking Union?

    NARCIS (Netherlands)

    P. Hüttl (Pia); D. Schoenmaker (Dirk)

    2016-01-01

    textabstractThe Single Market stimulates cross-border banking throughout the European Union. This paper documents the banking linkages between the 9 ‘outs’ and 19 ‘ins’ of the Banking Union. We find that some of the major banks, based in Sweden and Denmark, have substantial banking claims across the

  9. 40 CFR 91.205 - Banking.

    Science.gov (United States)

    2010-07-01

    ... 40 Protection of Environment 20 2010-07-01 2010-07-01 false Banking. 91.205 Section 91.205... EMISSIONS FROM MARINE SPARK-IGNITION ENGINES Averaging, Banking, and Trading Provisions § 91.205 Banking. (a... banking. (i) For outboard engines in model year (MY) 1997, a manufacturer may bank positive emission...

  10. Recent trends in cross-border banking

    NARCIS (Netherlands)

    De Haas, Ralph; van Horen, Neeltje; Beck, Thorsten; Casu, Barbara

    2017-01-01

    This chapter identifies a number of recent trends in European cross-border banking. The authors first distinguish between two main modes of international banking: cross-border versus multinational banking. Cross-border banking occurs when a bank in country A lends directly to a borrower in country

  11. 32 CFR 643.113 - Banks.

    Science.gov (United States)

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true Banks. 643.113 Section 643.113 National Defense... Authority of Commanders § 643.113 Banks. (a) The establishment of banks, branch banks, and banking... fair market value, and reimbursement will be required for utilities and services furnished. (e) A...

  12. Banking efficiency under corporate social responsibilities

    DEFF Research Database (Denmark)

    Ohene-Asare, Kwaku; Asmild, Mette

    2012-01-01

    This paper expands the banking efficiency literature by developing a banking intermediation model that captures both profit-maximizing and Corporate Social Responsibilities (CSR) of banks. Using a data set of 21 banks for each year 2006-2008, we evaluate the relative efficiency of Ghanaian banks...

  13. Australian Item Bank Program: Social Science Item Bank.

    Science.gov (United States)

    Australian Council for Educational Research, Hawthorn.

    After vigorous review, editing, and trial testing, this item bank was compiled to help secondary school teachers construct objective tests in the social sciences. Anthropology, economics, ethnic and cultural studies, geography, history, legal studies, politics, and sociology are among the topics represented. The bank consists of multiple choice…

  14. Central Bank Focuses on Money Supply and Commercial Bank Reform

    Institute of Scientific and Technical Information of China (English)

    2005-01-01

    @@ Money supply index will continue to be the main topic of the annual meeting of Central Bank, this has actually refuted the rumor that the intermediate goal of Central Bank's monetary policy,which has been implementing for 8 years, will be demolished.

  15. Contagious bank failures in a free banking system

    NARCIS (Netherlands)

    Aghion, P.; Bolton, P.; Dewatripont, M.

    2000-01-01

    This paper develops a model of an unregulated banking system based around a private clearing house arrangement. Whilst such a system may dominate one with a public safety net in reducing moral hazard in lending and therefore the scope for individual bank insolvency, it also increases the likelihood

  16. Liquidity Risk on Banking Industry: Comparative Study Between Islamic Bank and Conventional Bank in Indonesia

    OpenAIRE

    Harjum Muharam; Hasna Penta Kurnia

    2015-01-01

    Conventional and Islamic banks approximately are similar in risk summary. Therefore it needs further observations to control their liquidity risk. This study investigates the influence of CAR, profitability rasios, NIM, liquidity gaps, and RLA belongs to liquidity risk on banking industry. The statistical analysis concluded that there are negative and significant influence of CAR and ROE to liquidity risk on conventional banks, while ROA and RLA have positive and significant effect. In Islami...

  17. Determinents of profitability – a comparative analysis of islamic banks and conventional banks in ASEAN countries

    OpenAIRE

    Wahidudin, AHMAD Nazri; Subramaniam, ULAGANATHAN; Pg. Kamaluddin, PENGIRAN. Abd Mutalib

    2012-01-01

    The profit and loss sharing system allows bank to share risk with client in Islamic banks. Moreover Islamic banks are required to operate as per Islamic Rules and principles. Unlike Islamic banks, conventional banks operate based on interest. The income of conventional banks is the difference between interest paid to depositors and interest paid by borrowers. This is the common banking system around the world. This study will analyze determinants of profitability in Islamic banks will be co...

  18. Information Technology Role in Reducing E-Banking Services Risk in Jordanian Banking Sector

    OpenAIRE

    Ahmad Y. Areiqat; Aymen M. Abu-Errub; Badi S. AL-Rawashdeh; Mohammad Dbbaghieh

    2012-01-01

    Problem statement: This study aims to highlight the role of information technology in reducing risk of electronic banking services in the Jordanian banking sector. The study was conducted on three banks as a sample representative of the Jordanian banking sector. Approach: Data collection was through conducting personal interviews with the operations managers in the three banks (HBTF, JC Bank and Audi Bank). Results: The results showed that Jordanian banks showed highest attention toward risk ...

  19. Liquidity Risk on Banking Industry: Comparative Study Between Islamic Bank and Conventional Bank in Indonesia

    Directory of Open Access Journals (Sweden)

    Harjum Muharam

    2015-11-01

    Full Text Available Conventional and Islamic banks approximately are similar in risk summary. Therefore it needs further observations to control their liquidity risk. This study investigates the influence of CAR, profitability rasios, NIM, liquidity gaps, and RLA belongs to liquidity risk on banking industry. The statistical analysis concluded that there are negative and significant influence of CAR and ROE to liquidity risk on conventional banks, while ROA and RLA have positive and significant effect. In Islamic banks, a positive and significant impact of NIM and ROE to dependent variable, whereas liquidity gaps and RLA have significat effect.DOI: 10.15408/aiq.v5i2.2118

  20. Development of a georeferenced data bank of radionuclides in typical food of Latin America - SIGLARA; Desenvolvimento de um banco de dados georeferenciado de radionuclideos em alimentos tipicos na America Latina - SIGLARA

    Energy Technology Data Exchange (ETDEWEB)

    Nascimento, Lucia Maria Evangelista do

    2014-07-01

    The related management information related to the environmental assessment activity aims to provide the world community with better access to meaningful environmental information and help use this information in making decisions in case of contamination due to accident or deliberate actions. In recent years, the geotechnologies acquired are fundamental to research and environmental monitoring, once it possible, efficiently obtaining large amount of data natural resources. The result of this work was the development of a database system to store georeferenced data values of radionuclides in typical foods in Latin America (SIGLARA), defined in three languages (Spanish, Portuguese and English), using free software. The developed system meets the primary need of the RLA 09/72 ARCAL Project, funded by the International Atomic Energy Agency (IAEA), as having eleven participants countries in Latin America. The database of georeferenced created for SIGLARA system was tested in its applicability through the entry and manipulation of real data analyzed, which showed that the system is able to store, retrieve, view reports and maps of the samples of registered food. Interfaces that connect the user with the database show up efficient, making the system easy operability. Their application to environmental management is already showing results, it is hoped that these results will encourage its widespread adoption by other countries, institutions, the scientific community and the general public. (author)

  1. Causal Relationship between Liquidity and Profitability of Nigerian Deposit Money Banks

    OpenAIRE

    Odunayo M. Olarewaju; Oluwafeyisayo K. Adeyemi

    2015-01-01

    The aim of this paper is to examine the existence and direction of causality between liquidity and profitability of deposit money banks in Nigeria. Fifteen quoted banks out of the existing nineteen banks were selected for the study. They are; Guarantee Trust bank, Zenith bank, Skye bank, Wema bank, Sterling bank, First City Monument bank, United Bank for Africa, Eco bank, First bank, Access bank, Diamond bank, Unity bank, Fidelity bank, Union bank and IBTC bank. Pairwise Granga Causality test...

  2. Elements of banking intermediation in the Algerian Banking system and the means to activate it

    Directory of Open Access Journals (Sweden)

    Habbar Abderezak, Dr.

    2014-06-01

    Banking intermediation raises several interrelated issues for banks, the central bank and the Treasury. It is linked to the gross domestic product, money supply and bank liquidity, etc. These elements will be examined in this article to learn the elements of bank intermediation in the Algerian banking system and ways of strengthening it.

  3. 5 CFR 630.1003 - Establishing leave banks and leave bank boards.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Establishing leave banks and leave bank... REGULATIONS ABSENCE AND LEAVE Voluntary Leave Bank Program § 630.1003 Establishing leave banks and leave bank boards. (a) Each agency that participates in the voluntary leave bank program shall, in accordance...

  4. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Banks for cooperatives and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management §...

  5. Food Redistribution as Optimization

    CERN Document Server

    Phillips, Caleb; Higbee, Becky

    2011-01-01

    In this paper we study the simultaneous problems of food waste and hunger in the context of the possible solution of food (waste) rescue and redistribution. To this end, we develop an empirical model that can be used in Monte Carlo simulations to study the dynamics of the underlying problem. Our model's parameters are derived from a unique data set provided by a large food bank and food rescue organization in north central Colorado. We find that food supply is a non-parametric heavy-tailed process that is well-modeled with an extreme value peaks-over-threshold model. Although the underlying process is stochastic, the basic approach of food rescue and redistribution appears to be feasible both at small and large scales. The ultimate efficacy of this model is intimately tied to the rate at which food expires and hence the ability to preserve and quickly transport and redistribute food. The cost of the redistribution is tied to the number and density of participating suppliers, and costs can be reduced (and supp...

  6. Food Poisoning

    Science.gov (United States)

    ... Want to Know About Puberty Train Your Temper Food Poisoning KidsHealth > For Kids > Food Poisoning Print A ... find out how to avoid it. What Is Food Poisoning? Food poisoning comes from eating foods that ...

  7. Bank performance and corporate culture

    NARCIS (Netherlands)

    Stentella Lopes, F.S.

    2015-01-01

    This thesis has three chapters and focuses on the performance of banks and on corporate culture. The first two chapters focus on bank performance and economic expectations. Specifically, the first chapter sheds light on the consistency between investors’ reaction to merger announcement and bankers’

  8. Causes of banking crises revisited

    NARCIS (Netherlands)

    Klomp, J.G.

    2010-01-01

    We examine to what extent there exists heterogeneity in the causes of a banking crisis. For this purpose, we use a random coefficient logit model including 110 countries between 1970 and 2007. We conclude that there exists significant heterogeneity in the causes of a banking crisis. We find that a h

  9. Liquidity regulation and bank behavior

    NARCIS (Netherlands)

    Bonner, C.

    2014-01-01

    In response to the 2007-08 financial crisis, the Basel Committee on Banking Supervision proposed two liquidity standards to reinforce banks’ resilience to liquidity risks. The purpose of this thesis is to analyze the impact of liquidity regulation on bank behavior. The first of four main chapters

  10. Liquidity regulation and bank behavior

    NARCIS (Netherlands)

    Bonner, C.

    2014-01-01

    In response to the 2007-08 financial crisis, the Basel Committee on Banking Supervision proposed two liquidity standards to reinforce banks’ resilience to liquidity risks. The purpose of this thesis is to analyze the impact of liquidity regulation on bank behavior. The first of four main chapters an

  11. The American Indian Development Bank?

    Science.gov (United States)

    Pottinger, Richard

    1992-01-01

    In 1990, the Indian Finance Corporation Act died in committee for lack of Indian support. A model for an American Indian Development Bank is proposed, based on the International Finance Corporation of the World Bank. Two case studies illustrate how this model can meet Indian economic development needs. (SV)

  12. Communication Skills for Banking Curriculum.

    Science.gov (United States)

    Fairfax County Public Schools, Falls Church, VA. Office of Adult and Community Education.

    The communications skills course was developed for bank employees who are non-native speakers of English, to assist them in improving their English and knowledge of the American workplace culture and to increase productivity. It consists of three instructional levels. Topics covered in level 1 reflect concerns of bank managers about basic…

  13. Determinants of Iranian bank profitability

    Directory of Open Access Journals (Sweden)

    Hassan Ghodrati

    2014-04-01

    Full Text Available Banks are the most important tool for preparing and supplying money in each country. In recent years, by institution of the new private banks and privatization of the governmental banks, banking competition has become very complex. This paper performs an empirical investigation to study the effects of different factors on return on assets and return on equities on 18 selected Iranian firms over the period 2002-2011. Using different regression models, the study studies the effects of total assets, debt ratio, etc. on return of assets (ROA and return on equities (ROE on selected eighteen Iranian banks as statistical community. The study considers total assets, ownership ratio, deposits to assets ratio, and loans to assets ratio as independent variables, and ROE and ROA as dependent variables. The results indicate that the private banks returns were better than governmental banks and the commercial banks’ returns were better than special banks. There is a reverse relationship between logarithm of total assets and ownership ratio with profitability based on return of assets.

  14. Size, productivity, and international banking

    NARCIS (Netherlands)

    Buch, Claudia M.; Koch, Catherine T.; Koetter, Michael

    2011-01-01

    Heterogeneity in size and productivity is central to models that explain which manufacturing firms expert. This study presents descriptive evidence on similar heterogeneity among international banks as financial services providers. A novel and detailed bank-level data set reveals the volume and mode

  15. BioMagResBank.

    NARCIS (Netherlands)

    Ulrich, E.L.; Akutsu, H.; Doreleijers, J.; Harano, Y.; Ioannidis, Y.E.; Lin, J.; Livny, M.; Mading, S.; Maziuk, D.; Miller, Z.; Nakatani, E.; Schulte, C.F.; Tolmie, D.E.; Wenger, R Kent; Yao, H.; Markley, J.L.

    2008-01-01

    The BioMagResBank (BMRB: www.bmrb.wisc.edu) is a repository for experimental and derived data gathered from nuclear magnetic resonance (NMR) spectroscopic studies of biological molecules. BMRB is a partner in the Worldwide Protein Data Bank (wwPDB). The BMRB archive consists of four main data deposi

  16. Croatian bank investments in securities

    Directory of Open Access Journals (Sweden)

    Antun Jurman

    2005-12-01

    Full Text Available In this paper the author presents the basic characteristics of debt securities and shares and analyses the amount, structure and characteristics of the securities portfolio in Croatian banks in period from 1993 to 2004. The analysis shows that in the entire analyzed period Republic of Croatia together with state funds and other public institutions was the main issuer of securities that banks have in their portfolios. The securities issued by banks and companies represent only a marginal part of banks’ portfolios but it is also true that banks have strongly supported the privatization process of state owned companies by providing credit for purchasing of shares and later on swapping their credit claims for shares. In this way banks acquired a significant portfolio of shares that they later sold on the open market. Data about the significant reduction of securities portfolio in the banking assets structure, from 46.1% in 1993 to only 10.6% in 2004, is indicative of a low level of trading in securities. This means that in the following years, central and local government should secure the necessary funds more by issuing securities than by credit, especially not by taking credit from abroad. Furthermore, in order to spread business with securities, banks should also substitute a portion of their credit portfolio with short and long term securities. In this way, the investors would be able to use the benefits of investing in securities instead of investing their funds in bank deposits as they have done until now.

  17. MODELS OF BANKING RISKS MANAGEMENT

    Directory of Open Access Journals (Sweden)

    Bente Corneliu Cristian

    2009-05-01

    Full Text Available Banking risks management as a fundamental element of banking management aims at diminishing as much as possible the negative impact of risk factors, at minimizing losses by expenditures cut-off and maximizing direct and transferred influxes, changing the

  18. Bank capital management : International evidence

    NARCIS (Netherlands)

    De Jonghe, O.G.; Öztekin, Ö.

    2015-01-01

    We examine the dynamic behavior of bank capital using a global sample of 64 countries during the 1994-2010 period. Banks achieve deleveraging through active capital management (equity growth) rather than asset liquidation. In contrast, they achieve leveraging through passive capital management (redu

  19. BioMagResBank.

    NARCIS (Netherlands)

    Ulrich, E.L.; Akutsu, H.; Doreleijers, J.; Harano, Y.; Ioannidis, Y.E.; Lin, J.; Livny, M.; Mading, S.; Maziuk, D.; Miller, Z.; Nakatani, E.; Schulte, C.F.; Tolmie, D.E.; Wenger, R Kent; Yao, H.; Markley, J.L.

    2008-01-01

    The BioMagResBank (BMRB: www.bmrb.wisc.edu) is a repository for experimental and derived data gathered from nuclear magnetic resonance (NMR) spectroscopic studies of biological molecules. BMRB is a partner in the Worldwide Protein Data Bank (wwPDB). The BMRB archive consists of four main data

  20. Central bank independence and ageing

    OpenAIRE

    Farvaque, Etienne; Héricourt, Jérôme; Lagadec, Gaël

    2008-01-01

    We contrast the influence of demography and central bank independence on inflation. The recent demographic trends in developed countries are shown to weight more on inflation than central bank independence, while the contrary stands for the period from 1960 to 1979.

  1. QUALITY MANAGEMENT IN BANKING SYSTEM

    Directory of Open Access Journals (Sweden)

    Micuda Ion Dan

    2009-05-01

    Full Text Available Quality management banking perspective is extremely interesting, from the point of view of the activities specific, and of the permanent area competition improvement. Banks being aware of the quality problems also lead to the appearance and requirement of

  2. Asian Banks: Leading the Way to Recovery

    Institute of Scientific and Technical Information of China (English)

    2010-01-01

    @@ The global financial crisis has rocked the American and European Union banking system leaving many Western banks teetering on the verge of bankruptcy.But in the East,Asian banks have fared well so far.

  3. Indian Banking Industry: Challenges and Opportunities

    National Research Council Canada - National Science Library

    Dr. Krishna A. Goyal; Vijay Joshi

    2012-01-01

    The banking industry in India has a huge canvas of history, which covers the traditional banking practices from the time of Britishers to the reforms period, nationalization to privatization of banks...

  4. CHALLENGES FACED BY INDIAN BANKING INDUSTRY

    National Research Council Canada - National Science Library

    Mohit Bindlish; Pooja

    2013-01-01

      The banking industry in India has a huge canvas of history, which covers the traditional banking practices from the time of Britishers to the reforms period, nationalization to privatization of banks...

  5. Security Testing Handbook for Banking Applications

    CERN Document Server

    Doraiswamy, Arvind; Kapoor, Nilesh

    2009-01-01

    Security Testing Handbook for Banking Applications is a specialised guide to testing a wide range of banking applications. The book is intended as a companion to security professionals, software developers and QA professionals who work with banking applications.

  6. Innovative Secure Mobile Banking Services

    Directory of Open Access Journals (Sweden)

    Mousa T AL-Akhras

    2011-01-01

    Full Text Available Due to the widespread use of computer technologies in almost all aspects of life, organisations that are connected to the Internet started extending their services to their customers to include new applications and services that satisfy their customers’ desires to make better businesses. One of these emerging applications is mobile banking. The term mobile banking (or m-banking describes the banking services that the user can perform via a mobile device ubiquitously at anytime and from anywhere. In order for users to access their accounts, they need a mobile device and network connectivity. Therefore, sitting in front of a computer is not a requirement anymore; accessing accounts can occur while users are waiting their turn at the dentist clinic or relaxing at the beach! This paper explores the opportunities of using mobile technology in the electronic banking (e-banking sector to enhance existing banking services by moving toward m-banking using mobile devices and wireless media that can provide opportunities for ubiquitous access to the banking services as mobile technologies can be used at anytime and from anywhere. The technical problems encountered while using the mobile devices presents some technical difficulties and challenges for the m-banking. In this paper we introduce a mobile system that demonstrates the flexibility gained out of this technology and covers the major aspects of such kind of applications. The proposed system covers two parts: the customer services (user interface and the security aspects. In the user interface part, banking facility is provided to the user through the mobile device to implement banking transactions. The model provides customers with the services: billing payments, transferring of funds, viewing of customer’s accounts and transactions, allowing the user to change his/her password and request a cheque book. The application takes into consideration security aspects, it satisfies the following

  7. Capital Requirements and Banks' Leniency

    DEFF Research Database (Denmark)

    Dietrich, J. Kimball; Wihlborg, Clas

    2003-01-01

    We investigate the effect of changes in capital regulation on the strictness(leniency) of loan terms using a simple model of bank capital requirements andasset quality examinations. Banks offer different levels of `leniency' in the senseof willingness to offer automatic extensions of loans...... in the presence of temporarypayment difficulties of borrowers. Banks offering lenient (less strict) loan termsmust have higher initial levels of capital and charge higher loan rates. Whencapital requirements are increased, both strict and lenient banks hold higher levelsof initial capital and they raise loan...... rates. As capital requirements increase thedifference between initial capital levels and between interest rates of strict andlenient banks decrease. Thus, higher capital requirements in recessions tend toreduce the interest rate premium paid for leniency. If a recession is interpreted asan increase...

  8. Banking Software Applications Security

    Directory of Open Access Journals (Sweden)

    Ioan Alexandru Bubu

    2015-03-01

    Full Text Available Computer software products are among the most complex artifacts, if not the most complex artifacts mankind has created. Securing those artifacts against intelligent attackers who try to exploit flaws in software design and construct is a great challenge too.The purpose of this paper is to introduce a secure alternative to banking software applications that are currently in use. This new application aims to cover most of the well-known vulnerabilities that plague the majority of current software.First we will take a quick look at current security methods that are in use, and a few known vulnerabilities. After this, we will discuss the security measures implemented in my application, and finally, we will the results of implementing them.

  9. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    N. Gordon, Jeffery; Ringe, Georg

    2015-01-01

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...... of taxpayer assistance. A holding company structure in which the public parent holds unsecured term debt sufficient to cover losses at an operating financial subsidiary would facilitate a “Single Point of Entry” resolution procedure that would minimize knock-on effects from the failure of a systemically...... important financial institution. Resolution through such a structure would minimize run risk from short term creditors and minimize destructive ring-fencing by national regulators. Although structural reform in the EU could be achieved by supervisory implementation of the “living wills” requirement...

  10. Bank Resolution in Europe

    DEFF Research Database (Denmark)

    Gordon, Jeffrey N.; Ringe, Georg

    This chapter argues that the work of the European Banking Union remains incomplete in one important respect, the structural re-organization of large European financial firms that would make “resolution” of a systemically important financial firm a credible alternative to bail-out or some other sort...... of taxpayer assistance. A holding company structure in which the public parent holds unsecured term debt sufficient to cover losses at an operating financial subsidiary would facilitate a “Single Point of Entry” resolution procedure that would minimize knock-on effects from the failure of a systemically...... important financial institution. Resolution through such a structure would minimize run risk from short term creditors and minimize destructive ring-fencing by national regulators. Although structural reform in the EU could be achieved by supervisory implementation of the “living wills” requirement...

  11. Impact of shadow banks on financial contagion

    OpenAIRE

    Yoshiharu Maeno; Kenji Nishiguchi; Satoshi Morinaga; Hirokazu Matsushima

    2014-01-01

    An asset network systemic risk (ANWSER) model is presented to investigate the impact of how shadow banks are intermingled in a financial system on the severity of financial contagion. Particularly, the focus of this study is the impact of the following three representative topologies of an interbank loan network between shadow banks and regulated banks. (1) Random mixing network: shadow banks and regulated banks are intermingled randomly. (2) Asset-correlated mixing network: banks having bigg...

  12. CHARACTERISTICS OF ONLINE BANKING PRODUCTS AND SERVICES

    OpenAIRE

    BUCUR Luiza Emanuela

    2015-01-01

    Online banking is the newest and least understood delivery channel for retail banking services. This article show how customers perceive Online Banking Services. Focuses on the issues associated with internet banking service quality. For customer service quality, focus is on access, credibility, communication, understanding the costumer and collaboration. For online banking services focus is on: ease of use, accuracy, timelines, aesthetics and security. For banking service product quality foc...

  13. Volunteer home-based HIV/AIDS care and food crisis in Addis Ababa, Ethiopia: sustainability in the face of chronic food insecurity

    Science.gov (United States)

    Maes, Kenneth C; Shifferaw, Selamawit; Hadley, Craig; Tesfaye, Fikru

    2011-01-01

    Low-income volunteers constitute a major part of AIDS care workforces in sub-Saharan Africa, yet little research has been conducted to determine how poverty and insecurity among volunteers impact their wellbeing and the sustainability of the AIDS treatment programmes they support. This paper presents longitudinal ethnographic and epidemiological research documenting how the 2008 food crisis in Addis Ababa affected AIDS care volunteers’ care relationships and motivations. Ethnographic results highlight the distress and demotivation that rising food costs created for caregivers by contributing to their own and their care recipients’ experiences of food insecurity and HIV-related stigmatization. Epidemiological results underscore a high prevalence of food insecurity (approximately 80%) even prior to the peak of food prices. Rising food prices over the 3 years prior to 2008, underemployment and household per capita incomes averaging less than US$1/day, likely contributed to the very high prevalence of food insecurity reported by caregivers in our sample. We also show that new volunteers recruited in early 2008 by one of the non-governmental organizations (NGOs) involved in this study were more likely to be dependants within their households, and that these participants reported lower rates of food insecurity and higher household income. While this shift in volunteer recruitment may help sustain volunteer care programmes in the face of widespread poverty and underemployment, food insecurity was still highly prevalent (58–71%) among this sub-group. Given the inability of the local NGOs that organize volunteers to address the challenge of food insecurity for programme sustainability, our results raise important policy questions regarding compensation for volunteers’ valuable labour and poverty reduction through public health sector job creation. PMID:20439347

  14. Volunteer home-based HIV/AIDS care and food crisis in Addis Ababa, Ethiopia: sustainability in the face of chronic food insecurity.

    Science.gov (United States)

    Maes, Kenneth C; Shifferaw, Selamawit; Hadley, Craig; Tesfaye, Fikru

    2011-01-01

    Low-income volunteers constitute a major part of AIDS care workforces in sub-Saharan Africa, yet little research has been conducted to determine how poverty and insecurity among volunteers impact their wellbeing and the sustainability of the AIDS treatment programmes they support. This paper presents longitudinal ethnographic and epidemiological research documenting how the 2008 food crisis in Addis Ababa affected AIDS care volunteers' care relationships and motivations. Ethnographic results highlight the distress and demotivation that rising food costs created for caregivers by contributing to their own and their care recipients' experiences of food insecurity and HIV-related stigmatization. Epidemiological results underscore a high prevalence of food insecurity (approximately 80%) even prior to the peak of food prices. Rising food prices over the 3 years prior to 2008, underemployment and household per capita incomes averaging less than US$1/day, likely contributed to the very high prevalence of food insecurity reported by caregivers in our sample. We also show that new volunteers recruited in early 2008 by one of the non-governmental organizations (NGOs) involved in this study were more likely to be dependants within their households, and that these participants reported lower rates of food insecurity and higher household income. While this shift in volunteer recruitment may help sustain volunteer care programmes in the face of widespread poverty and underemployment, food insecurity was still highly prevalent (58-71%) among this sub-group. Given the inability of the local NGOs that organize volunteers to address the challenge of food insecurity for programme sustainability, our results raise important policy questions regarding compensation for volunteers' valuable labour and poverty reduction through public health sector job creation.

  15. [Brazilian guidelines for marketing baby food: history, limitations and perspectives].

    Science.gov (United States)

    Monteiro, Renata

    2006-05-01

    The objective of this paper is to present and discuss Brazilian policy concerning actions to protect breastfeeding, especially the history, international and national background, limitations, and perspectives of the Brazilian Guidelines for the Marketing of Baby Food, Pacifiers and Bottles. The Brazilian Guidelines, which play a crucial role in protecting breastfeeding against industry marketing strategies, were based on the International Code of Marketing of Breastmilk Substitutes, proposed by the World Health Organization in 1981. The first version of the Brazilian Guidelines was released in 1988, and there were subsequent revisions in 1992 and 2001/2002. In 2006, the Guidelines became national law. However, the strides made over this period in terms of regulation have been few because the law is not always observed. Thus, it is essential that all actors involved, including government officials, manufacturers and sellers of baby food and other baby products, teaching and health professionals and their associations, international bodies, and non-governmental organizations make a commitment to enforce the current law.

  16. Bank Liquidity and Financial Performance: Evidence from Moroccan Banking Industry

    Directory of Open Access Journals (Sweden)

    El Mehdi Ferrouhi

    2014-12-01

    Full Text Available This paper aims to analyze the relationship between liquidity risk and financial performance of Moroccan banks and to define the determinants of bank’s performance in Morocco during the period 2001–2012. We first evaluate Moroccan banks’ liquidity positions through different liquidity and performance ratios then we apply a panel date regression to identify determinants of Moroccan banks performance. We use 4 bank’s performance ratios, 6 liquidity ratios and we analyze 5 specific determinants and 5 macroeconomic determinants of bank performance. Results show that Moroccan bank’s performance is mainly determined by 7 determinants: liquidity ratio, size of banks, logarithm of the total assets squared, external funding to total liabilities, share of own bank’s capital of the bank’s total assets, foreign direct investments, unemployment rate and the realization of the financial crisis variable. Banks’ performance depends positively on size of banks, on foreign direct investments and on the realization of the financial crisis and negatively on external funding to total liabilities, on share of own bank’s capital of the bank’s total assets and on unemployment rate while the dependence between bank performance and liquidity ratios and bank performance and logarithm of the total assets squared depend on the model used.

  17. An investigation on factors influencing electronic banking adoption in private banks versus public banks

    Directory of Open Access Journals (Sweden)

    Ali Alikhani

    2014-01-01

    Full Text Available The movement of industrial societies towards implementation of information technology has begun and it has gained moment since early 90th and presently the speed of this movement is well obvious in less developed countries, including Iran. Internet Banking is one of the most tangible trends in today’s electronic commerce. It has direct relationship with the perception of the service qualities not only because of unique absorption of the internet, but also because of e-commerce, acceptance of internet services of banks by clients and the tendency for using such services. This paper investigates different factors influencing on acceptance of electronic banking in private banks versus public banks in a case study of two Iranian banks namely; Eqtesade Novin and Sepah using Technology Acceptance Model (TAM. Correlation test reveals that there was a positive and significant relationship between clients of private and public bank on five factors associated with TAM. In addition, structural equation method was used for investigation of relationships in offered model. In conclusion, all primary and secondary hypotheses for clients of private and public bank were confirmed.

  18. The third-party regulation on food safety in China:A review

    Institute of Scientific and Technical Information of China (English)

    ZHANG Man; QIAO Hui; WANG Xu; PU Ming-zhe; YU Zhi-jun; ZHENG Feng-tian

    2015-01-01

    Stakeholders in the ifeld of food safety management in China can be classiifed into three categories, government, food producers (farmers and enterprises), and the third-party regulatory bodies. The third-party regulation has experienced rapid development in past twenty years, and recently received considerable attention from consumers and the central government. This paper provides a review about the development, problems and future trend of the third-party regulation on food safety in China. To be speciifc, ifve forms of the third-party regulation are assessed, including media exposure, the third-party certiifcation, regulation by consumer associations, social movements promoted by non-governmental organiza-tions (NGOs), and regulation by industry associations. The study concludes that media and consumer associations are the major players in the third-party regulation and are highly repudiated among customers. The food certiifcation industry has developed rapidly, but is now facing crises of conifdence among consumers because of its lack of self-regulation. NGOs and industry associations stil remain in the early development stages of food safety management, and therefore, are of little importance in current regulatory bodies.

  19. Conservation and gene banking

    Science.gov (United States)

    Plant conservation has several objectives the main ones include safeguarding our food supply, preserving crop wild relatives for breeding and selection of new cultivars, providing material for industrial and pharmaceutical uses and preserving the beauty and diversity of our flora for generations to ...

  20. Current trends of banking innovations

    Directory of Open Access Journals (Sweden)

    A.M. Karminskiy

    2013-06-01

    Full Text Available The current stage of the global banking system development takes place in an increasingly competitive environment and unstable financial markets. One of the key factors of bank's successful development is a policy of continuous innovative behavior. Nowadays innovation is a key factor of bankingnstability, competitiveness and sustainable growth.The aim of the article. The main goal of this article is to examine key trends of banking innovations and innovative in Russia. Experience in the development of new banking products, services and technologies in the Russian market is mainly based on international practice. Noteworthy is the fact that Russian banks take over not only the successful practice of new product lines, but also information technology as well as key methodological aspects of bank management and the technological aspects related the business processes.The results of the analysis. Innovative policy in the credit institution must not take place spontaneously. The positive effect of innovation can be achieved only if there is the possibility of managing the innovation process, which is not possible without a clearly highlighted definition and characteristics of banking innovation, which at least would allow distinguishing of innovation and modification. The paper describes the main aspects of the morphology of banking innovation with the detailed classification depended on the variety of attributes from its origin to the direction of action and highlights the major trends of current banking innovation, such as:development of information and cyber technology (and hence the possibility of the emergence of computational complexity and risk prediction models, the development of information security tools,etc.;implementation of customer-oriented model as the best practice;optimization of its own business processes.The article shows a number of real examples of each kind of banking innovation including the innovations in the non

  1. Strategy of Increasing Food Security based on Macro and Micro Aspects

    Directory of Open Access Journals (Sweden)

    Neni Widayaningsih

    2016-06-01

    Full Text Available The preliminary studies that have been conducted show that the food availability in 27 districts in Banyumas Regency on average is still low. The purpose of this research is to formulate of a strategy to improve the food security by synergizing the macro and micro aspects. The method used is the tabulation analysis, IFE and EFE Matrix, and also IE Matrix. The IE matrix shows the food security based on the macro and micro aspects that are in the first cell, which means that the food security conditions are experiencing the growing and buliding. The strategies of improving the food security from the micro and macro aspects are first, to develop the food production in accordance with the potential and comodities of the excellent food in accordance with the specializations of regions (districts. Second, it requires a partnership and a cooperation of distributing the excellent food production. Third, the investment is required to improve the diversification of food. Fourth, it requires the cooperation between the farmers and the government agencies concerned with the development, supply and service of excellent means of agricultural production with supervision and increased credit services. Fifth, the off-farm activities should be developed by forming the cooperatives or the small and household businesses on the basis of farming activities. Besides, in order to meet the consumption of food that is safe, qualified, and nutritious, it is necessary to increase the knowledge and awareness about the food security at the household level by empowering the cooperatives or small and household businesses by utilizing Dasa Wisma group, PKK, Majelis Ta'lim, and other non-governmental groups.

  2. Banking Activity for Sustainable Development

    Directory of Open Access Journals (Sweden)

    Ion Stancu

    2006-08-01

    Full Text Available he corporations gain a power of influence, unthinkable years ago; they have acquired more and more rights and, in some way, govern the life of billions of peoples and of the earth in general. With every right, comes though the responsibility of the conservation and development of the environment in which the corporations act. The banking system has a major role to play in the evolution of the international framework, given its position on the economic stage. Some important banking groups realized this fact and made important steps in the area. The case study of the Holland banking group ABN AMRO proves the complexity of the introduction of sustainable development in the core of the financial business. The implementation is neither easy nor cheap. It implies essential changes in the bank management, in the way to determine the financial policies, in how to choose the clients, the employees, the suppliers etc. Led in an efficient way, sustainable banking implies innovation, creativity and, implicitly, new gains, through creating new products and opening new markets. The international banking community proved, through leading examples (ABN AMRO Bank, HSBC Group, Rabobank Group, JP Morgan Chase, Citigroup etc. that it understands the importance, the necessity and also the viability of the sustainable development.

  3. Comparison of Islamic Banks with Conventional Banks: Evidence from an Emerging Market

    Directory of Open Access Journals (Sweden)

    Ameenullah Aman

    2016-03-01

    Full Text Available This paper evaluates and compares the performance of Sharia-compliant banks with their conventional counterparts operating in Pakistan. Data of five full-fledged Islamic Banks(IBs and fifteen Conventional Banks (CBs, all from Pakistan, have been used for the study. Study period comprises of six years from year 2008 to year 2013. Bank's orientation, efficiency, quality of assets and stability are the measures used to compare the performance of Shariah-compliant and conventional banks. The Islamic Banks in Pakistan are younger in age and smaller in size compared to the Conventional Banks. Based on the financial ratios of two types of banks, we find that the business model of Islamic Banks is inferior to the model of Conventional Banks. Islamic Banks are less cost efficient than Conventional Banks. However, Islamic Banks have superior asset quality with better bank stability position.

  4. [Donors' personal profile in Tuscany's network of milk banks].

    Science.gov (United States)

    Strambi, M; Anselmi, A; Coppi, S

    2012-10-01

    An investigation on human milk donors among the milk banks of Tuscany's network was carried out. Milk banks select, collect, check, process, store and deliver human milk, whose donors should have certain physical and psychological well-being features. The aim of the study was to describe a personal and social profile of milk donors. The study included a sample of 100 milk donors and a sample of 100 non-milk donor mothers; a questionnaire that collected data about mothers' general information, clinical history, pregnancy and delivery, weight variations, state of health, lifestyle, breastfeeding and knowledge about milk banks was administered to all of them. Then information about food history of mothers has also been collected. First the samples of donors were analysed for all variables considered. Subsequently the samples of donors were compared with the samples of non-donors: statistical analysis was carried out with χ2 test and documented significant differences between donors and non-donors for the majority of variables considered in the questionnaire and for food history. Milk donors have a good state of health, and the integration in milk donation initiative headed towards a healthier lifestyle. It is necessary to promote an advertising campaign to integrate social and sanitary politics, fitting to local socio-economical contest. Furthermore, the improvement of milk banks of public hospitals is necessary, as hospitals are places of major stream both of potential donors and newborns.

  5. BANKING ETHICS: MAIN CONCEPTIONS AND PROBLEMS

    Directory of Open Access Journals (Sweden)

    VALENTINA FETINIUC

    2014-10-01

    Full Text Available Banking ethics is a specialized set of ethical standards and rules that should be followed in the activities of financial institutions and employees of the banking sector. But despite the simplicity of the definition, in the modern world, this concept becomes complex and ambiguous. The importance of studying this subject is defined by the fact that the ethical behavior of the bank and bank employees promotes banking. At present there are several conceptions of banking ethics: general ethics, regulated ethics and ethical bank. The most common practice is to regulate internal and external relations of banks and bank workers with ethical codes. At the same time, studies show the existence of problems in the banking standards of ethics, which negatively affects the financial institution. This article is intended to reflect main tendencies and problems of banking ethics at international level and experience of Republic of Moldova in this field.

  6. Best practice guidelines for the operation of a donor human milk bank in an Australian NICU.

    Science.gov (United States)

    Hartmann, B T; Pang, W W; Keil, A D; Hartmann, P E; Simmer, K

    2007-10-01

    Until the establishment of the PREM Bank (Perron Rotary Express Milk Bank) donor human milk banking had not occurred in Australia for the past 20 years. In re-establishing donor human milk banking in Australia, the focus of the PREM Bank has been to develop a formal and consistent approach to safety and quality in processing during the operation of the human milk bank. There is currently no existing legislation in Australia that specifically regulates the operation of donor human milk banks. For this reason the PREM Bank has utilised existing and internationally recognised management practices for managing hazards during food production. These tools (specifically HACCP) have been used to guide the development of Standard Operating Procedures and Good Manufacturing Practice for the screening of donors and processing of donor human milk. Donor screening procedures are consistent with those recommended by other human milk banks operating internationally, and also consistent with the requirements for blood and tissue donation in Australia. Controlled documentation and record keep requirements have also been developed that allow complete traceability from individual donation to individual feed dispensed to recipient and maintain a record of all processing and storage conditions. These operational requirements have been developed to reduce any risk associated with feeding pasteurised donor human milk to hospitalised preterm or ill infants to acceptable levels.

  7. 12 CFR 583.4 - Bank holding company.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Bank holding company. 583.4 Section 583.4 Banks... AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.4 Bank holding company. The term bank holding company means any company which has control over any bank or over any company that is or becomes a bank...

  8. 12 CFR 619.9145 - Farm Credit Bank.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal...

  9. 12 CFR 619.9020 - Agricultural credit banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm...

  10. 12 CFR 619.9060 - Bank for cooperatives.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Bank for cooperatives. 619.9060 Section 619.9060 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9060 Bank for cooperatives. A bank for cooperatives is a bank that is operating under section 3.0 of the Act....

  11. 12 CFR 940.2 - Mission of the Banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Mission of the Banks. 940.2 Section 940.2 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK MISSION CORE MISSION ACTIVITIES § 940.2 Mission of the Banks. The mission of the Banks is to provide to their members' and...

  12. 12 CFR 615.5030 - Borrowings from commercial banks.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowings from commercial banks. 615.5030 Section 615.5030 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL... commercial banks. (a) Each System bank board, by resolution, shall authorize all commercial bank...

  13. 12 CFR 1261.12 - Reporting requirements for Bank directors.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Reporting requirements for Bank directors. 1261.12 Section 1261.12 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK DIRECTORS Federal Home Loan Bank Boards of Directors: Eligibility and Elections §...

  14. 12 CFR 1261.14 - Vacant Bank directorships.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Vacant Bank directorships. 1261.14 Section 1261.14 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK DIRECTORS Federal Home Loan Bank Boards of Directors: Eligibility and Elections § 1261.14 Vacant...

  15. 12 CFR 1261.13 - Ineligible Bank directors.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Ineligible Bank directors. 1261.13 Section 1261.13 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK DIRECTORS Federal Home Loan Bank Boards of Directors: Eligibility and Elections § 1261.13 Ineligible...

  16. Liquidity of Czech and Slovak commercial banks

    Directory of Open Access Journals (Sweden)

    Pavla Vodová

    2012-01-01

    Full Text Available As liquidity problems of some banks during global financial crisis re-emphasized, liquidity is very important for functioning of financial markets and the banking sector. The aim of this paper is therefore to evaluate comprehensively the liquidity positions of Czech and Slovak commercial banks via different liquidity ratios in the period of 2001–2010 and to find out whether the strategy for liquidity management differs by the size of the bank. We used unconsolidated balance sheet data over the period from 2001 to 2010 which were obtained from annual reports of Czech and Slovak banks. The sample includes significant part of Czech and Slovak banking sector (not only by the number of banks, but also by their share on total banking assets. We have calculated five different liquidity ratios for each bank in the sample. The results showed that liquidity of Czech banks has declined during last ten years. On the contrary, liquidity of Slovak banks fluctuated only slightly during the period 2001–2008. Bank liquidity has fallen due to the financial crisis in both countries; the impact is worse for Slovak banks. Both Czech and Slovak banks have become less liquid also as a result of increase in lending activity. Czech and Slovak banks have the same strategies how to insure against liquidity crises: big banks rely on the interbank market or on a liquidity assistance of the Lender of Last Resort, small and medium sized banks hold buffer of liquid assets.

  17. Related Lending and Banking Development

    OpenAIRE

    CULL, Robert; Haber, Stephen; Imai, Masami

    2011-01-01

    Does related lending have positive or negative effects on the development of banking systems? We analyze a unique cross-country data set covering 74 countries from 1990 to 2007, and find that related lending, on average, does not have any effect on the growth of credit. We do find, however, that there are conditional relationships: related lending tends to retard the growth of banking systems when rule of law is weak, whereas it tends to promote the growth of banking systems when rule of law ...

  18. The End of Bank Secrecy?

    DEFF Research Database (Denmark)

    Johannesen, Niels; Zucman, Gabriel

    2014-01-01

    During the financial crisis, G20 countries compelled tax havens to sign bilateral treaties providing for exchange of bank information. Policymakers have celebrated this global initiative as the end of bank secrecy. Exploiting a unique panel dataset, our study is the first attempt to assess how...... the treaties affected bank deposits in tax havens. Rather than repatriating funds, our results suggest that tax evaders shifted deposits to havens not covered by a treaty with their home country. The crackdown thus caused a relocation of deposits at the benefit of the least compliant havens. We discuss...

  19. Risk Management Practices in Islamic Bank: A Case Study of Islami Bank Bangladesh Limited

    OpenAIRE

    Uddin, Md Akther

    2015-01-01

    Islamic banking industry has been growing rapidly for last three decades. As risk is inherent in banking business it is necessary to develop a comprehensive risk management framework and process. In this paper, a humble attempt has been made to study and analyze risk management practices of Islami Bank Bangladesh Limited (IBBL), one of the leading Islamic banks in Bangaladesh. Annual reports of IBBL and 7 other full-fledged Islamic banks, Bangladesh Bank, the central bank of Bangladesh, publi...

  20. THE COMPREHENSIVE ANALYSIS OF THE TURKISH ISLAMIC BANKING SYSTEM AND THE HUNGARIAN BANKING SYSTEM

    OpenAIRE

    Talos, Livia

    2016-01-01

    After the 2008 economic crisis, special attention was given to alternative financing techniques, and so to Islamic banks. During the crisis the stability of the Islamic banks was higher than the stability of the conventional banks.The major source of revenue of the conventional banks is interest and other income from speculative transactions, so a conventional bank can shows higher results than an Islamic bank. Islamic banks operate on religious principles, so many activities are forbidden to...

  1. 77 FR 72864 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2012-12-06

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the..., Illinois 60690-1414: 1. Horizon Bancorp Employee Stock Ownership Plan, Michigan City, Indiana; to acquire...

  2. 75 FR 49493 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-08-13

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the..., individually and collectively as co-trustees of the Bastrop Bancshares, Inc. Employee Stock Ownership Plan...

  3. 78 FR 41063 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-09

    ... From the Federal Register Online via the Government Publishing Office FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants... retain control of National Banking Corp., North Little Rock, Arkansas, and thereby indirectly...

  4. 75 FR 36089 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-06-24

    ... Corporation and thereby indirectly retain voting shares of Classic Bank, N.A., both of Cameron, Texas. Board... Board's Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are... Board of Governors. Comments must be received not later than July 9, 2010. A. Federal Reserve Bank...

  5. 78 FR 33093 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-06-03

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the... Leland E. Boren; Leland E. Boren, IRA; Leland E. Boren as Co-Representative of the LaRita R. Boren...

  6. 78 FR 43883 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2013-07-22

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the... Manna, Trustee; Mario John Manna's IRA Account; Claudia Brown Moore; Claudia Brown Moore's IRA...

  7. 76 FR 71344 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-11-17

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the..., Pennsylvania. 2. W. Kirk Wycoff, Ira M. Lubert, and James J. Lynch, all of Philadelphia,...

  8. 76 FR 48862 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-08-09

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the... Financial Mangers, LLC; Ira M. Lubert; W. Kirk Wycoff; and James J. Lynch, all of Philadelphia,...

  9. 75 FR 30405 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Science.gov (United States)

    2010-06-01

    ... Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the... Hunter Ness Roth IRA, all of Yankton, South Dakota; Michael Forrest Ness, Sioux Falls, South...

  10. 76 FR 40365 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Science.gov (United States)

    2011-07-08

    ... Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Sec. 225.41 of the....; and Ira M. Lubert, W. Kirk Wycoff, and James J. Lynch, all of Philadelphia, Pennsylvania, to...

  11. 12 CFR 225.14 - Expedited action for certain bank acquisitions by well-run bank holding companies.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Expedited action for certain bank acquisitions by well-run bank holding companies. 225.14 Section 225.14 Banks and Banking FEDERAL RESERVE SYSTEM... certain bank acquisitions by well-run bank holding companies. (a) Filing of notice—(1)...

  12. 12 CFR 225.115 - Applicability of Bank Service Corporation Act in certain bank holding company situations.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Applicability of Bank Service Corporation Act in certain bank holding company situations. 225.115 Section 225.115 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)...

  13. THE EPISTEMOLOGICAL PERSPECTIVE OF FRACTIONAL RESERVE BANKING AND FULL RESERVE BANKING: WHERE ISLAMIC BANKING SHOULD STAND?

    Directory of Open Access Journals (Sweden)

    Yaser Taufik Syamlan

    2017-06-01

    Full Text Available Objectives – this research is aimed to compare those epistemological bases to the mindset of Islamic Bank and try to drive the philosophy in practical operation whether based on the Fractional Reserve Banking Sytem (RBS or 100% RBS and analyze the challenges in deploying the 100%RBS. Methods - This research will be conducted based on an extensive literature review.Results - Based on the epistemological analysis of money and the business cycle as well as the views of Islamic scholars, 100%RBS should be the best for Islamic Bank. There are four types of 100% RBS namely Pure Commodity Money, Sovereign Money, Narrow Banking, and Limited Purpose Banking. To deploy it into the economic system, another philosophical work should be done to choose one of the types and strengthen it so that the theory of 100%RBS can be implemented for the goodness of Islamic Bank.  Conclusion - In Conclusions, Based on the epistemology defined by Islamic Scholars, FractRBS has more mafsadah if we compare to the maslahah. Therefore, 100% RBS should be better for the Islamic Bank.

  14. Customer Loyalty in Internet Banking

    Directory of Open Access Journals (Sweden)

    Y. Aysha Fathima

    2015-06-01

    Full Text Available In the era of challenges and cut throat competition in banking sector it has become inevitable for the banks to devise defensive strategies to retain their customers and build customer loyalty. The main aim of this study is to examine the factors affecting customer loyalty in online banks. To achieve this purpose, a detailed review of relevant literature was made and seven constructs were identified for the study. A survey was conducted and data was collected with a structured questionnaire. Pre analysis data screening was done to ensure that the study is fit for further statistical analysis. Multiple regression analysis was performed to investigate the relationship of constructs on customer loyalty. Results of the analysis identified customer satisfaction; bank’s reputation trust and habit were having significant influence on customer loyalty. Among the four factors, reputation of the bank and its corporate image is found to be more influential. Based on the findings, the implications and suggestions are made.

  15. Bank Lending, Housing and Spreads

    DEFF Research Database (Denmark)

    Aslam, Aqib; Santoro, Emiliano

    The framework presented in this paper takes its cue from recent financial events and attempts to develop a tractable framework for policy analysis of macro-linkages, in particular a first attempt at the integration of an independent profit-maximising banking sector that lends to and borrows from...... agents in the economy, and through which changes in the monetary policy rate by the central bank are transmitted. The inter-linkages between housing and the role of the banking sector in the transmission of monetary policy is emphasized. Two competing effects are highlighted: (i) a financial accelerator...... channel, due to the presence of collateralized borrowers, and (ii) a banking attenuator effect, which crucially arises from the spread in interest rates caused by the introduction of monopolistically competitive financial intermediaries. We show how the classical amplification mechanism explored in models...

  16. Merger Bank Bermasalah di Indonesia

    Directory of Open Access Journals (Sweden)

    Titik Indrawati

    2001-09-01

    Full Text Available The basic of problem for direction and senior manager bank is how to maximalize the value of share owner. It focus on how to make value by merger, how to get the value of bank target, and how to consider the nonfinancial influence the value by merger. The objective of the research wrap up the traveling’s merger and acquisition phenomenon in Indonesia. That objective are more focused on how merger can increase value, how to decide Bank’s value and the non financial parameter that can affact the sucsess of the merger comp. It’s concluded that Indonesian society see Bank merger as a final action to save a Bank from Bankcoruptcy. In negotiating the merger agreement, buyer and seller must consider the financial & non financial parameters.

  17. The evolving landscape of banking

    NARCIS (Netherlands)

    Boot, A.W.A.; Marinč, M.

    2008-01-01

    The structure of the financial services industry is in flux. Liberalization, deregulation, and advances in information technology have changed the financial landscape dramatically. Interbank competition has heated up and banks face increasing competition from nonbanking financial institutions and th

  18. Bank Lending, Housing and Spreads

    DEFF Research Database (Denmark)

    Aslam, Aqib; Santoro, Emiliano

    of private borrowing between collaterally-constrained 'impatient' households and unconstrained 'patient' households, such as those put forward by Kiyotaki and Moore (1997) and Iacoviello (2005), is counteracted by the banking attenuator effect, given an endogenous steady state spread between loan and savings......The framework presented in this paper takes its cue from recent financial events and attempts to develop a tractable framework for policy analysis of macro-linkages, in particular a first attempt at the integration of an independent profit-maximising banking sector that lends to and borrows from...... agents in the economy, and through which changes in the monetary policy rate by the central bank are transmitted. The inter-linkages between housing and the role of the banking sector in the transmission of monetary policy is emphasized. Two competing effects are highlighted: (i) a financial accelerator...

  19. Selected Banks Economic Efficiency Indicators

    Directory of Open Access Journals (Sweden)

    Adam Szafarczyk

    2007-04-01

    Full Text Available There are a lot of economic efficiency indicators in theory. It is necessary to choice some of them for concrete purposes. ROA, ROE and C/I play important role due to last experience of polish banks.Cost to Income Ratio plays very important role affecting not only efficiency monitoring process in the banks but also becoming a very important target in strategy or finance plan. There are several methodological approaches to construct this index in detail. Results are differing due to implementing methodology. This article describes trends C/I concerning both polish and foreign banks. It is difficult to compare banks in emerging country and real giants in finance mature economies.

  20. NIH NeuroBioBank

    Data.gov (United States)

    Federal Laboratory Consortium — The NIH NeuroBioBank (NBB), supported by the National Institute of Mental Health, the National Institute of Neurological Disorders and Stroke, and the Eunice Kennedy...

  1. Hazardous Substances Data Bank (HSDB)

    Data.gov (United States)

    U.S. Department of Health & Human Services — Comprehensive, peer-reviewed toxicology data for about 5,000 chemicals. The data bank focuses on the toxicology of potentially hazardous chemicals. It is enhanced...

  2. Islamic Banks and Financial Stability; An Empirical Analysis

    OpenAIRE

    Martin Cihak; Heiko Hesse

    2008-01-01

    The relative financial strength of Islamic banks is assessed empirically based on evidence covering individual Islamic and commercial banks in 18 banking systems with a substantial presence of Islamic banking. We find that (i) small Islamic banks tend to be financially stronger than small commercial banks; (ii) large commercial banks tend to be financially stronger than large Islamic banks; and (iii) small Islamic banks tend to be financially stronger than large Islamic banks, which may refle...

  3. Enhancing the use of internet banking in an emerging market

    OpenAIRE

    Jacques Nel; Christo Boshoff

    2014-01-01

    Electronic banking services such as internet banking offer bank clients substantial benefits over traditional banking channels. Although internet banking has been around for many years, increasing the use of the service by bank clients remains a priority for many managers of internet banking services. To address this managerial concern, the study investigates the factors that contribute to the enhanced use of internet banking by bank clients. Based on a literature review, internet-banking fac...

  4. Islamic Banks and Financial Stability; An Empirical Analysis

    OpenAIRE

    Martin Cihak; Heiko Hesse

    2008-01-01

    The relative financial strength of Islamic banks is assessed empirically based on evidence covering individual Islamic and commercial banks in 18 banking systems with a substantial presence of Islamic banking. We find that (i) small Islamic banks tend to be financially stronger than small commercial banks; (ii) large commercial banks tend to be financially stronger than large Islamic banks; and (iii) small Islamic banks tend to be financially stronger than large Islamic banks, which may refle...

  5. Liquidity Risk on Banking Industry: Comparative Study Between Islamic Bank and Conventional Bank in Indonesia

    Directory of Open Access Journals (Sweden)

    Harjum Muharam

    2015-11-01

    Full Text Available Bank konvensional dan syariah kurang lebih memiliki risiko sama. Oleh karena itu perlu pengamatan lebih lanjut untuk mengendalikan risiko likuiditas mereka. Studi ini mengkajipengaruh CAR, rasio profitabilitas, NIM, kesenjangan likuiditas, dan RLA milik risiko likuiditas di industri perbankan. Analisis statistik menyimpulkan bahwa terdapat pengaruh negatif dan signifikan dari CAR dan ROE terhadap risiko likuiditas pada bank konvensional, sementara ROA dan RLA berpengaruh positif dan signifikan. Dalam bank syariah, dampak positif dan signifikan dari NIM dan ROE terhadap variabel dependen, sedangkan kesenjangan likuiditas dan RLA memiliki pengaruh signifikan.DOI: 10.15408/aiq.v5i2.2565

  6. Food Allergies

    Science.gov (United States)

    ... Want to Know About Puberty Train Your Temper Food Allergies KidsHealth > For Kids > Food Allergies Print A ... cow's milk eggs soy wheat What Is a Food Allergy? Food allergies happen when the immune system ...

  7. Food Allergy

    Science.gov (United States)

    Food allergy is an abnormal response to a food triggered by your body's immune system. In adults, the foods ... a severe reaction called anaphylaxis. Symptoms of food allergy include Itching or swelling in your mouth Vomiting, ...

  8. Food Poisoning

    Science.gov (United States)

    ... digest foods, such as soda crackers, toast, gelatin, bananas and rice. Stop eating if your nausea returns. ... food-safety-education/get-answers/food-safety-fact-sheets/safe-food-handling/the-big-thaw-safe-defrosting- ...

  9. Essays in banking and international finance

    NARCIS (Netherlands)

    Schäfer, Larissa

    2015-01-01

    This thesis consists of three chapters, two in banking and one in international finance. The first two chapters examine how bank business models and foreign ownership structures affect bank-firm lending relationships. In particular, the first chapter reveals that foreign banks can overcome their inf

  10. 31 CFR 515.314 - Banking institution.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Banking institution. 515.314 Section... § 515.314 Banking institution. The term banking institution shall include any person engaged primarily or incidentally in the business of banking, of granting or transferring credits, or of purchasing or...

  11. 31 CFR 500.314 - Banking institution.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Banking institution. 500.314 Section... § 500.314 Banking institution. The term banking institution shall include any person engaged primarily or incidentally in the business of banking, of granting or transferring credits, or of purchasing or...

  12. NECESSITY TO DIMINISH THE GIANT BANKS

    Directory of Open Access Journals (Sweden)

    Alexandru GRIBINCEA

    2013-06-01

    Full Text Available The regulation of big banks has been in the spotlight for many reasons. Examining evidence for more than 80 countries for the years 1995-2009, banking systems are shown to be highly concentrated. In many cases, the banks are so big that bank-specific credit-growth fluctuations affect the macroeconomy.

  13. 26 CFR 1.581-1 - Banks.

    Science.gov (United States)

    2010-04-01

    ... 26 Internal Revenue 7 2010-04-01 2010-04-01 true Banks. 1.581-1 Section 1.581-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) INCOME TAX (CONTINUED) INCOME TAXES (CONTINUED) Banking Institutions § 1.581-1 Banks. (a) In order to be a bank as defined in section 581,...

  14. 29 CFR 1917.126 - River banks.

    Science.gov (United States)

    2010-07-01

    ... 29 Labor 7 2010-07-01 2010-07-01 false River banks. 1917.126 Section 1917.126 Labor Regulations...) MARINE TERMINALS Terminal Facilities § 1917.126 River banks. (a) This section applies to temporary installations or temporary operations near a river bank. (b) Where working surfaces at river banks slope...

  15. Essays in banking and international finance

    NARCIS (Netherlands)

    Schäfer, Larissa

    2015-01-01

    This thesis consists of three chapters, two in banking and one in international finance. The first two chapters examine how bank business models and foreign ownership structures affect bank-firm lending relationships. In particular, the first chapter reveals that foreign banks can overcome their

  16. Foreign bank ownership and household credit

    NARCIS (Netherlands)

    Beck, T.H.L.; Brown, M.

    2015-01-01

    Theoretical and empirical work on banking emphasizes the role of banks in overcoming information asymmetries and agency problems between borrowers and lenders. This paper investigates the importance of bank ownership in determining the sorts of customers that a bank serves, and consequently, the sor

  17. 76 FR 10671 - Assessments, Large Bank Pricing

    Science.gov (United States)

    2011-02-25

    ... proposal, retains this exception for banker's banks. A typical banker's bank provides liquidity and other... greater need to maintain liquidity to service its member banks. 6. Comments Several commenters addressed... implications for bank liquidity. The comments suggested that the FDIC provide a deduction for federal...

  18. CORPORATE GOVERNANCE OF BANKS : A SURVEY

    NARCIS (Netherlands)

    de Haan, Jakob; Vlahu, Razvan

    This paper reviews the empirical literature on the corporate governance of banks. We start by highlighting the main differences between banks and nonfinancial firms and focus on three characteristics that make banks special: (i) regulation, (ii) the capital structure of banks, and (iii) the

  19. Supervisory powers and bank risk taking

    NARCIS (Netherlands)

    Shehzad, Choudry Tanveer; De Haan, Jakob

    2015-01-01

    We examine the effect of different types of bank supervisory powers in place before the crisis on bank risk-taking during the crisis. We employ data of more than 8000 banks from high-income OECD countries for the 2007-2011 period and impaired loans to gross loans ratio as proxy for bank risk-taking.

  20. China's Investment in Africa's Banking Sector

    Institute of Scientific and Technical Information of China (English)

    Sun Jin

    2010-01-01

    @@ 1 Introduction The global financial crisis, whose effects have been most severe on the world's largest banks, has created a vacuum in banking sector in Africa by stalling investment from the traditional investor. The world's largest banks, brought to their knees by the crisis, and having had to be bailed out, are in no position to continue investing in the banking sector in Africa.