WorldWideScience

Sample records for hungary lends army

  1. In lands of foreign currency credit, bank lending channels run through?

    OpenAIRE

    Ongena, Steven; Schindele, Ibolya; Vonnák, Dzsamila

    2014-01-01

    We analyze the differential impact of domestic and foreign monetary policy on the local supply of bank credit in domestic and foreign currencies. We analyze a novel, supervisory dataset from Hungary that records all bank lending to firms including its currency denomination. Accounting for time-varying firm-specific heterogeneity in loan demand, we find that a lower domestic interest rate expands the supply of credit in the domestic but not in the foreign currency. A lower foreign interest rat...

  2. Computer Simulation Lends New Insights Into Cyanide-Caused Cardiac Toxicity

    Science.gov (United States)

    2004-12-01

    current, ICl,sw is needed to terminate VF. There are several drugs that block ICl,sw. 5. DISCUSSION Exposure to CN has immediate consequences ...the search on the requirements on the means of pharmacological intervention to counter the effect of cyanide-caused cardiac toxicity . Of special...COMPUTER SIMULATION LENDS NEW INSIGHTS INTO CYANIDE-CAUSED CARDIAC TOXICITY C.K. Zoltani* U.S. Army Research Laboratory Computational and

  3. Hungary.

    Science.gov (United States)

    1986-02-01

    In this discussion of Hungary, attention is directed to the following: geography, people, history, government, political conditions, the economy, foreign relations, defense, and relations between the US and Hungary. In 1985 the population totaled 10.7 million with an annual growth rate of 0.2%. The infant mortality rate is 20.2/1000 live births; life expectancy is 66 years for men and 73.2 years for women. Hungary was a monarchy for almost 1000 years. Its constitutional parliamentary system preceded, by several centuries, the establishment of such Western-style governments in other East European countries. A communist dictatorship seized power in May/June 1947. The Hungarian uprising of 1956, although forcibly suppressed by Soviet armed intervention, gave impetus to long overdue changes and clearly demonstrated the popular will for national identity and internal reform. With the exception of various small businesses with few employees, all economic activity is run by state-owned enterprises or cooperatives. Agriculture has been collectivized. Hungary has rich bauxite mines and provides for most of its coal and natural gas requirements. Introduction of the "new economic mechanism" in 1968 ushered in a period of rapid growth, accompanied by equilibrium in the balance of trade. Yet, in the early 1970s a number of factors combined to blunt the reform effort, and in 1977 government leaders recognized the need for a new reform effort. Hungary is highly dependent on foreign trade, about 50% of which is with other communist countries. Except for the brief and unsuccessful attempt in November 1956 to establish a position and course of neutrality for Hungary, the foreign policy of the Hungarian government has followed closely the Soviet Union since 1947. In recent years, US/Hungarian relations have featured a steady exchange of official visits.

  4. The Role of Army Railroading at the Operational Level of War

    Science.gov (United States)

    1989-05-15

    Denmar China France Indonesia German,, Iran Greece Iraq Hungary Israel Italy Japan Latvia V< orea Li thuani a Lebanon Lu>c emo our g Saudi Arabia...Battalion -.. Pecan Street Jacksonville, Florida 7-2211-8719 Captain Horam Simpk ins U.S. Army Logistics Center ATTN: ATCL-E Fort Lee, Virginia 28:1

  5. Army Science and Technology Master Plan, Fiscal Year 1997 - Volume 2.

    Science.gov (United States)

    1996-12-01

    areas. Microbiology, physiology, and pharmacology are essential sciences in the production of fermented and processed foods (bread, yogurt , beer, wine...engineering) are of significant interest to the U.S. Army, and include production of the material (including cell culture and fermentation ), downstream...remains strong in targeted delivery (associated with MOD laboratories). Hungary has an established capability in production of fermenters . Remediation

  6. Hungary country study

    Energy Technology Data Exchange (ETDEWEB)

    Uerge-Vorsatz, D.; Fuele, M. [eds.

    1999-09-01

    Hungary recognises the importance of limiting greenhouse gas emissions in order to prevent or mitigate their impact on the global climate. On an international level, Hungary is not a significant carbon dioxide emitter, neither to the absolute degree nor on a per capita basis. This means that the principal reason for Hungarian participation in emission`s reduction is not perceivable international consequences but solidarity and participation in the common action of the countries of the world. Hungary is a signatory to both the Framework Convention on Climate Change and the Kyoto protocol. However, the (Hungarian) National Environmental Program also emphasises that the fulfilment of international conventions must happen at a level and pace reasonable for Hungary. The goal of this study is to investigate the potentials, costs and implementation strategies of greenhouse gas abatement in Hungary. First presented is a background of Hungary`s economy and a summary of the economic transitions in Hungary. A brief description of the Hungarian energy sector is included, with a short summary of carbon dioxide emissions, and of the Hungarian forestry sector. The following chapter is devoted to the development of baseline scenarios, from bottom-up and top-down perspectives. In the chapter on mitigation, the spectrum of energy efficiency measures in the residential and public sectors is discussed. Fifteen specific measures, whose impact is considered important, are selected and discussed in detail. The cost curves are developed for the discussed mitigation options. Then, we discuss the issues related to the implementation of energy efficiency measures in the Hungarian residential and commercial sectors. After a general background and a framework on the implementation of the energy efficiency measures in the sectors chosen, we elaborate on the practicality of these concepts. As a case study, the concept and the feasibility of carbon/energy taxes are examined. To complete the

  7. 77 FR 37265 - Lending Limits

    Science.gov (United States)

    2012-06-21

    ... from derivative transactions, repurchase agreements, reverse repurchase agreements, securities lending... derivative transaction, repurchase agreement, reverse repurchase agreement, securities lending transaction... derivative transaction, repurchase agreement, reverse repurchase agreement, securities lending transaction...

  8. Hungary

    International Nuclear Information System (INIS)

    Jaszay, T.

    1990-01-01

    The economy of Hungary remains intensive in both materials and energy. However, Hungary has the prospect of reducing energy intensity, as well as carbon emissions, by integrating itself with the world economy and introducing modern products and production technologies. This high energy intensity is relatively good news because it means that by changing the production structure, personal income may be increased considerably without necessarily increasing energy use and carbon emissions. The government significantly altered the Hungarian energy economy in 1978 by restricting oil and oil products use and requiring substitution with domestic coal, imported electricity, and natural gas. This decision required investment in energy supply to grow to 40% of all industrial investment by 1986

  9. 12 CFR 25.22 - Lending test.

    Science.gov (United States)

    2010-01-01

    ... community development lending criterion. (b) Performance criteria. The OCC evaluates a bank's lending performance pursuant to the following criteria: (1) Lending activity. The number and amount of the bank's home... consider affiliate lending in assessing a bank's performance under paragraph (b)(2)(i) of this section. (d...

  10. LENDING IN FOREIGN CURRENCY AND CURRENT CHALLENGES AT EUROPEAN LEVEL

    Directory of Open Access Journals (Sweden)

    ȘARGU Alina Camelia

    2012-12-01

    Full Text Available In recent years, most countries in Central and Eastern Europe, Member States of the EU, that we selected for the analysis (Bulgaria, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Romania have recorded a significant expansion of lending in foreign currency, which was one of the major factors of the accelerated growth of loans to economy. Such developments have led to an increase of indebtedness in foreign currency of the non-financial private sector, especially of the households and of the accumulation of major macroeconomics and financial imbalances. The issue of lending in foreign currency, the determinants of increasing the share of loans in foreign currency and the risks generated at the level of financial stability are the subject of numerous studies, including: Basso, Calvo-Gonzales and Jurgilas (2007; Rosenberg and Tirpak (2008; Csajbók-Andras et al. (2010; Zettelmeyer, Nagy and Jeffrey (2010. Another significant issue addressed in the specialized literature regarding foreign currency loans refers to the role of monetary policy in limiting growth of these loans. Thus, in addition to those noted studies we remark other studies, such as: Kiss et al. (2006; Sirtaine and Skamnelos (2007; Hilbers et al. (2006; Brzoza-Brzezina et al. (2010. Our paper complements the specialized literature on the approached subject, in particular, by highlighting and discussing current issues of high interest for policymakers, both at national and European level regarding lending in foreign currency. The extremely negative implications of lending in foreign currency on financial stability in most countries under review, outlined clearly in the context of the current crisis, determined the focus of the policymakers concern, both at European and national level, regarding the issue of foreign currency loans, which became one of the most discussed issues on the agenda of the monetary-financial authorities. The aim of our research is to

  11. In Lands of Foreign Currency Credit, Bank Lending Channels Run Through? The Effects of Monetary Policy at Home and Abroad on the Currency Denomination of the Supply of Credit

    OpenAIRE

    Steven Ongena; Ibolya Schindele; Dzsamila Vonnak

    2014-01-01

    We analyze the differential impact of domestic and foreign monetary policy on the local supply of bank credit in domestic and foreign currencies. We analyze a novel, supervisory dataset from Hungary that records all bank lending to firms including its currency denomination. Accounting for time-varying firm-specific heterogeneity in loan demand, we find that a lower domestic interest rate expands the supply of credit in the domestic but not in the foreign currency. A lower foreign interest rat...

  12. Country profile: Hungary

    Energy Technology Data Exchange (ETDEWEB)

    1991-09-01

    Country Profile: Hungary has been prepared as a background document for use by US Government agencies and US businesses interested in becoming involved with the new democracies of Eastern Europe as they pursue sustainable economic development. The focus of the Profile is on energy and highlights information on Hungary`s energy supply, demand, and utilization. It identifies patterns of energy usage in the important economic sectors, especially industry, and provides a preliminary assessment for opportunities to improve efficiencies in energy production, distribution and use by introducing more efficient technologies. The use of more efficient technologies would have the added benefit of reducing the environmental impact which, although is not the focus of the report, is an issue that effects energy choices. The Profile also presents considerable economic information, primarily in the context of how economic restructuring may affect energy supply, demand, and the introduction of more efficient technologies.

  13. 12 CFR 345.22 - Lending test.

    Science.gov (United States)

    2010-01-01

    ... criterion. (b) Performance criteria. The FDIC evaluates a bank's lending performance pursuant to the... consider affiliate lending in assessing a bank's performance under paragraph (b)(2)(i) of this section. (d... a bank's lending performance as provided in Appendix A of this part. ...

  14. Monetary transmission and bank lending in Germany

    OpenAIRE

    Kakes, Jan; Sturm, Jan-Egbert; Philipp Maier

    1999-01-01

    This paper analyses the role of bank lending in the monetary transmission process in Germany. We follow a sectoral approach by distinguishing corporate lending and household lending. We find that banks respond to a monetary contraction by adjusting their securities holdings, rather than reducing their loans portfolio. Most lending categories even show an increase following a monetary tightening. The main implication of our results is that a bank lending channel is not an important transmissio...

  15. 12 CFR 563e.22 - Lending test.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Lending test. 563e.22 Section 563e.22 Banks and... Assessing Performance § 563e.22 Lending test. (a) Scope of test. (1) The lending test evaluates a savings... community development lending criterion. (b) Performance criteria. The OTS evaluates a savings association's...

  16. Lending sociodynamics and economic instability

    Science.gov (United States)

    Hawkins, Raymond J.

    2011-11-01

    We show how the dynamics of economic instability and financial crises articulated by Keynes in the General Theory and developed by Minsky as the Financial Instability Hypothesis can be formalized using Weidlich’s sociodynamics of opinion formation. The model addresses both the lending sentiment of a lender in isolation as well as the impact on that lending sentiment of the behavior of other lenders. The risk associated with lending is incorporated through a stochastic treatment of loan dynamics that treats prepayment and default as competing risks. With this model we are able to generate endogenously the rapid changes in lending opinion that attend slow changes in lending profitability and find these dynamics to be consistent with the rise and collapse of the non-Agency mortgage-backed securities market in 2007/2008. As the parameters of this model correspond to well-known phenomena in cognitive and social psychology, we can both explain why economic instability has proved robust to advances in risk measurement and suggest how policy for reducing economic instability might be formulated in an experimentally sound manner.

  17. Dynamic Incentives in Microfinance Group Lending

    Directory of Open Access Journals (Sweden)

    Naveen Kumar K

    2012-04-01

    Full Text Available One of the most essential tools of poverty reduction would be the viable expansion of institutional credit facilities to large sections of the people who neither have adequate collateral nor credit history to secure a loan. In this backdrop, social collateral is popularized through the group lending programs to address the credit market problems. Microfinance through group lending is acting as a screening device; the joint liability mechanism creates incentives for internal monitoring. Hence, it has received a lot of attention from policy makers as well as academicians. It is playing an important role in delivering financial services to the “socially and economically excluded” poor, in general, and women, in particular. The group lending works with various dynamic incentives. One such kind is principle of progressive lending and it plays a vital role in sustaining the groups for the persistent delivery of microfinance services to its members. In progressive lending, a typical borrower receives very small amounts at first, which increases with good repayment conduct or it links new, larger loans to past repayment. This article explores possible theoretical and empirical relationship between progressive lending and its determinants in group lending approach. The primary survey was conducted in 10 villages covering 106 self-help groups and 318 members in Karnataka, India. The empirical results show the progressive lending amount rising up to 698% of the initial loan of the self-help groups.

  18. Allowance officers Russian and Austro-Hungarian armies on the eve of the First World War

    Directory of Open Access Journals (Sweden)

    Alexander P. Abramov

    2016-09-01

    Full Text Available On the basis of historical material provides information on measures of state and military administration on the eve of the First World War to improve the welfare of Russian officers and Austro-Hungary, through various forms of material incentives, which are reflected in the cash payments, promotions, awards and social guarantees. On the basis of archival materials of the study period, open scientific publications and Internet resources there are disclosed the features of the destination of salaries, various allowances and compensations Russian army in comparison to the Austro-Hungarian army, who spoke Russian opponent in the First World War. The author notes that the existing system of money allowances in the Russian army was more advantageous than in the Austro-Hungarian army. However, neither one nor the other could not fully meet the needs of the majority of officers of both armies, entered as opponents in the First World War. One of its major shortcomings, both in Russia and in the Austro-Hungarian Empire, was a wide gap in the amounts of all kinds of money allowances between chief officers, staff officers and generals.

  19. 12 CFR 228.22 - Lending test.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Lending test. 228.22 Section 228.22 Banks and... REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area...

  20. A New Paradigm for Secure Social Lending

    Science.gov (United States)

    Serrelis, Emmanouil; Alexandris, Nikolaos

    Social Lending is one of the latest trends in Social Networking, offering a communication and financial channel between individual borrowers and lenders. The various Social Lending transaction schemes could be subject to multiple security threats, in both financial and technical terms, which could affect the integrity of the service as well as the trust of citizens. This paper provides an overview of the basic characteristics of Social Lending as well as an analysis the potential security issues suggesting some appropriate corrective measures. The ultimate target is to enforce the Social Lending effort with an information security foundation that could become an appreciable alternative to the "traditional" lending system.

  1. Hungary : Corporate Governance Country Assessment

    OpenAIRE

    World Bank

    2003-01-01

    This report assesses the corporate governance policy framework and enforcement and compliance practices in Hungary. Hungary has already invested considerable resources in upgrading its legislation to meet European Union Directives, and the legislative and regulatory framework dealing with corporate governance issues is robust. The major issues identified by this review include: (1) the gen...

  2. Monetary transmission and bank lending in Germany

    NARCIS (Netherlands)

    Kakes, Jan; Sturm, Jan-Egbert; Philipp Maier, [No Value

    1999-01-01

    This paper analyses the role of bank lending in the monetary transmission process in Germany. We follow a sectoral approach by distinguishing corporate lending and household lending. We find that banks respond to a monetary contraction by adjusting their securities holdings, rather than reducing

  3. 12 CFR 704.7 - Lending.

    Science.gov (United States)

    2010-01-01

    ... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... analyzing the financial and operational soundness of the borrower and the ability of the borrower to repay...

  4. 12 CFR 34.62 - Real estate lending standards.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

  5. Monitoring Costs and Multinational-Bank Lending

    OpenAIRE

    Ralph de Haas

    2006-01-01

    We use a two-country model to examine how endogenous changes in monitoring intensity and exogenous changes in monitoring efficiency affect multinational-bank lending. First, an endogenous decline in monitoring intensity limits the amount of deposits that banks can attract. This lowers bank lending. Shocks that reduce bank capital relative to firm capital therefore have a stronger negative effect on bank lending compared to a model with exogenous monitoring intensity. Second, international dif...

  6. Usutu virus, Austria and Hungary, 2010-2016.

    Science.gov (United States)

    Bakonyi, Tamás; Erdélyi, Károly; Brunthaler, René; Dán, Ádám; Weissenböck, Herbert; Nowotny, Norbert

    2017-10-11

    Usutu virus (USUV, Flaviviridae) was first reported in Europe in Austria in 2001, where it caused wild bird (mainly blackbird) mortality until 2005. Since 2006 no further USUV cases were diagnosed in the country. However, the virus emerged in other European countries (Hungary, Italy, Switzerland, Spain, Germany and the Czech Republic) between 2005 and 2011. In 2016, widespread USUV-associated wild bird mortality was observed in Germany, France, Belgium and the Netherlands. In this study, we report the results of passive monitoring for USUV in Austria and Hungary between 2010 and 2016. In Hungary, USUV caused sporadic cases of wild bird mortality between 2010 and 2015 (altogether 18 diagnosed cases), whereas in summer and autumn 2016 the number of cases considerably increased to 12 (ten blackbirds, one Eurasian jay and one starling). In Austria, USUV was identified in two blackbirds in 2016. Phylogenetic analyses of coding-complete genomes and partial regions of the NS5 protein gene revealed that USUVs from Hungary between 2010 and 2015 are closely related to the virus that emerged in Austria in 2001 and in Hungary in 2005, while one Hungarian sequence from 2015 and all sequences from Hungary and Austria from 2016 clustered together with USUV sequences reported from Italy between 2009 and 2010. The results of the study indicate continuous USUV circulation in the region and exchange of USUV strains between Italy, Austria and Hungary.Emerging Microbes &Infections (2017) 6, e85; doi:10.1038/emi.2017.72; published online 11 October 2017.

  7. Occupational health nursing in hungary.

    Science.gov (United States)

    Hirdi, Henriett Éva; Hong, OiSaeng

    2014-10-01

    This article is the first about occupational health nursing in Hungary. The authors describe the Hungarian health care and occupational health care systems, including nursing education and professional organizations for occupational health nurses. The Fundamental Law of Hungary guarantees the right of every employee to healthy and safe working conditions, daily and weekly rest times and annual paid leave, and physical and mental health. Hungary promotes the exercise of these rights by managing industrial safety and health care, providing access to healthy food, supporting sports and regular physical exercise, and ensuring environmental protection. According to the law, the responsibility for regulation of the occupational health service lies with the Ministry of Human Resources. Safety regulations are under the aegis of the Ministry of National Economy. Copyright 2014, SLACK Incorporated.

  8. Nod of Approval For Black Lending

    Institute of Scientific and Technical Information of China (English)

    2011-01-01

    Private lending, once obscure and operated underground, gets an unofficial go-ahead from the Central Government When it comes to underground or black market lending, a major source of financing for small and medium-sized business owners, the Chinese Government had taken much the same approach as a legendary hero combating a mythological hydra:decapitating the many heads in an effort to slay the beast. Even now, as the government steps up efforts to tighten credit, the heads of the underground lending realm are sprouting up as fast as they are being cut off,

  9. 76 FR 43385 - Lending and Investment

    Science.gov (United States)

    2011-07-20

    ... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Lending and Investment AGENCY: Office of... collection. Title of Proposal: Lending and Investment. OMB Number: 1550-0078. Form Number: N/A. Description: Current OTS regulations for the documentation of loans and investments for safety and soundness purposes...

  10. 76 FR 28504 - Lending and Investment

    Science.gov (United States)

    2011-05-17

    ... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Lending and Investment AGENCY: Office of... collection. Title of Proposal: Lending and Investment. OMB Number: 1550-0078. Form Number: N/A. Description: Current OTS regulations for the documentation of loans and investments for safety and soundness purposes...

  11. An Analysis of European Online micro-lending Websites

    OpenAIRE

    Arvind Ashta; Djamchid Assadi

    2009-01-01

    Purpose of the paper: With the development of web 2.0, a new kind on lending is taking place on the internet, termed peer to peer lending or social lending. In Europe, this includes commercial lending websites such as Zopa, smava, boober, Kokos, Monetto. At the same time, following the lead of Kiva in the US, European microcredit web platforms are coming up including MyC4 and Babyloan in Europe. The paper examines how the legal design of the online websites differs from the microcredit websit...

  12. The Development of a Lifelong Guidance System in Hungary

    Science.gov (United States)

    Watts, A. G.; Borbely-Pecze, Bors Tibor

    2011-01-01

    The development of a lifelong guidance system in Hungary Systematic work is currently being undertaken in Hungary to develop a lifelong guidance system, in line with principles outlined by leading international organisations. The origins of career guidance in Hungary, and the nature of the current career guidance system, are outlined. The main…

  13. 12 CFR 208.51 - Real estate lending standards.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

  14. Case concerning Gabcikovo-Nagymaros project (Hungary/Slovakia). Judgement

    International Nuclear Information System (INIS)

    1997-01-01

    Hungary and Czechoslovakia in 1977 concluded a treaty for the building of dam structures in Slovakia and Hungary for the production of electric power, flood control and improvement of navigation on the Danube. In 1989 Hungary suspended and subsequently abandoned completion of the project alleging that it entailed grave risks to the Hungarian environment and the water supply of Budapest. Slovakia (successor to Czechoslovakia) denied these allegations and insisted that Hungary carry out its treaty obligations. It planned and subsequently put into operation an alternative project only on Slovak territory, whose operation had effects on Hungary's access to the water of the Danube. In this judgement, the Court found: (1) that Hungary was not entitled to suspend and subsequently abandon, in 1989, its part of the works in the dam project, as laid down in the treaty signed in 1977 by Hungary and Czechoslovakia and related instruments; (2) that Czechoslovakia was entitled ti start, in November 1991, preparation of an alternative provisional solution (called V ariant C ) , but not to put that solution into operation in October 1992 as a unilateral measure; (3) that Hungary's notification of termination of the 1977 Treaty and related instruments on 19 May 1992 did not legally terminate them (and they are consequently still in force and govern the relationship between the Parties); (4) and that Slovakia, as successor to Czechoslovakia became a party the Treaty of 1997.As to the future conduct of the Parties, the Court found: (1) that Hungary and Slovakia must negotiate in good faith in the light of the prevailing situation, and must take all necessary measures to ensure the achievement of the objectives of the 1997 Treaty; (2) that, unless the Parties agree otherwise, a joint operational regime for the dam on Slovak territory must be established in accordance with the Treaty of 1977; (3) that each Party must compensate the other Party for the damage caused by its conduct; (4

  15. E-book lending in digital libraries: systematic review

    Directory of Open Access Journals (Sweden)

    Mehdi Alipour-Hafezi

    2016-12-01

    Full Text Available The purpose of this study is systematic review of e-book lending in digital libraries in order to identify the status of researches in e-book lending, exist research gaps, and their research methods. In this way, systematic review is used for study. Searching in databases in three steps finally showed 36 research resources to be studied. Findings demonstrate that researches on e-book lending are in progress and at the future this domain will be in the spotlight. Also findings showed that subjects such as e-book lending, business models and status of laws in e-book lending are the main fields that need more researches. Moreover study on research methods showed that most of the researches had done by quantitative approach and survey method.

  16. 12 CFR 365.2 - Real estate lending standards.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS § 365.2 Real estate lending standards. (a) Each insured state... extensions of credit that are secured by liens on or interests in real estate, or that are made for the...

  17. Collateral Damage: Interlibrary Loan Lending Denials

    Science.gov (United States)

    Leykam, Andrew

    2009-01-01

    The intent of this paper is to explore the potential of utilizing interlibrary loan (ILL) data relating to lending denials to improve ILL services while highlighting institutional policies that have a negative impact on lending fulfillment rates. Reasons for denial as well as the types of requests being denied are reviewed. In addition, the author…

  18. LENDING STRUCTURE AND MARKET RISK EXPOSURES: THE MALAYSIAN CASE

    Directory of Open Access Journals (Sweden)

    Aisyah Abdul Rahman

    2009-01-01

    Full Text Available This study addresses the linkages between lending structure and market risk exposure. The influence of lending structure is analysed by four measures: the real estate lending, the specialisation index, the short-term lending stability, and the medium-term lending stability. Our findings show that lending structure to some extent affects the market risk exposure to some extend. At the same time, listed bank holding companies showed higher levels of market risk during and after the 1997 Asian financial crisis. Meanwhile, the desired effect of bank mergers in terms of reducing market risk exposure did not materialise in this study. Thus, the findings of this study posits at least two implications; (1 policy makers should react accordingly in the decision-making process towards achieving the expected result of the monetary policy transmission mechanism, and (2 banks and investors should account the impact of lending structures in addition to the significance effect of loan expansion and management efficiency when determining market risk exposure of bank holding companies.

  19. Lending behavior of multinational bank affiliates

    Directory of Open Access Journals (Sweden)

    Alexis Derviz

    2011-03-01

    Full Text Available We study the parent influence on lending by affiliates of a multinational bank. In the proposed theoretical model, local lending is influenced by shareholder-affiliate manager delegation and precautionary motives. The outcome is either contagion (the loan volume in the affiliate follows the direction of the parent bank country shock or performance-based reallocation of funds (substitution, depending on the degree of manager delegation in the affiliate and the liquidity-sensitivity in theparent bank. Empirical investigation, deliberately conducted on a sample not covering the latest financial crisis, shows that also in “normal” times, multinational banks that are likely to delegate lending decisions or be more liquidity-sensitive are more inclined towards contagionist behavior.

  20. Co-operation in nuclear development: The case of Hungary

    International Nuclear Information System (INIS)

    Kroen, H.

    1990-01-01

    Hungary became a Member of the IAEA in 1957 and has participated in the programme of technical assistance and co-operation from its start in 1958. By the end of 1976, Hungary ranked as the fifteenth largest recipient of IAEA technical assistance. Since then, there has been a significant increase in overall technical co-operation activities, and by the end of 1988 a total of over US $9.5 million of assistance had been received by Hungary, making it the fifth largest recipient of all Member States. In view of this situation, a special evaluation review was carried out in 1989 of the IAEA's technical co-operation programme in Hungary over the period 1976-1989. This evaluation review has shown that, simultaneously with the increase in the IAEA's support, there has been a rapid development in Hungary of the national nuclear infrastructure and this has permitted the country to absorb and utilize the assistance provided to the maximum extent. 7 figs

  1. Hungary and the Balkans

    Directory of Open Access Journals (Sweden)

    Pap Norbert

    2014-01-01

    Full Text Available As regards the Balkans, Hungary is one of the intermediary regions in Europe. At the same time, the Balkans is the tie-up territory between Turkey, one of the emerging regions today, and Hungary, which aims to cooperate with it. Being a NATO and EU member state it takes part in the geopolitical games that are played between the EU, Russia, the USA and some of the countries of the Islamic world. These dealings fundamentally determine tasks in Hungarian foreign policy, cultural policy, economic policy, security- and defence policy for the forthcoming decades. Hungary acts as a gate between Western Europe and the Balkans. This role used to be more dominant in previous centuries of Hungarian history than it is today, not least because the country's size and strength significantly decreased after the Trianon Treaty. Many of the historical, imperial reflexes have remained, but without any imperial gravity. Today we are just one of the intermediary regions that have relations with the Balkans and form a bridge to Europe. The accelerated alteration in the world order, the BRICS countries and the emergence of some important middle-sized states, such as Turkey, make adaptation inevitable for our country. This is what the policy of 'Eastern opening' is about.

  2. Kiva.org: Crowd-Sourced Microfinance & Cooperation in Group Lending

    OpenAIRE

    Hartley, Scott

    2010-01-01

    At the end of 2008 Kiva.org announced the creation of “Lending Teams,” or cohesive open or closed membership groups established and categorized according to scope. These Lending Teams introduce forms of cooperative many-to-one and many-to-many group lending, based on tenuous concepts of identity. Groups vary according to category, size, scope, and activity, and this impacts participatory vitality of crowd-sourced lending. Looking specifically at Kiva.org as a prominent online community for p...

  3. 76 FR 18007 - Intermediary Lending Pilot Program

    Science.gov (United States)

    2011-04-01

    ..., which are referenced in the Act's legislative history as bases for the ILP program. Requiring ILP... delinquency by an Eligible Small Business Concern. Finally, ILP Intermediaries will incur some costs of... loan request, lending history, projected lending activity, information regarding current or previous...

  4. Country profile: Hungary

    Energy Technology Data Exchange (ETDEWEB)

    1991-09-01

    Country Profile: Hungary has been prepared as a background document for use by US Government agencies and US businesses interested in becoming involved with the new democracies of Eastern Europe as they pursue sustainable economic development. The focus of the Profile is on energy and highlights information on Hungary's energy supply, demand, and utilization. It identifies patterns of energy usage in the important economic sectors, especially industry, and provides a preliminary assessment for opportunities to improve efficiencies in energy production, distribution and use by introducing more efficient technologies. The use of more efficient technologies would have the added benefit of reducing the environmental impact which, although is not the focus of the report, is an issue that effects energy choices. The Profile also presents considerable economic information, primarily in the context of how economic restructuring may affect energy supply, demand, and the introduction of more efficient technologies.

  5. Monetary transmission and bank lending in the Netherlands

    OpenAIRE

    Kakes, Jan

    1998-01-01

    This paper investigates the role of bank lending in the monetary transmission process in the Netherlands. We observe significant differences between the responses of corporate and household lending following a monetary shock. We also find that banks hold a buffer stock of securities which they use to offset monetary shocks. The main implication of our study is that a bank lending channel is not likely to be an important transmission mechanism of monetary policy.

  6. Regionalism on the example of Hungary

    Directory of Open Access Journals (Sweden)

    Kovač Terez

    2002-01-01

    Full Text Available This paper is about the processes of association with the EU in which Hungary took place, and about the demands that should have been fulfilled. It is shown, on the example of Hungary, what progress has taken place in the last 15 years in the area of establishing of regional science and what sort of conclusion can be made for Yugoslavia. The author also deals with the possible functions of sociology in regional research.

  7. Climate and Energy Policy in Hungary

    Directory of Open Access Journals (Sweden)

    Maria Csete

    2012-02-01

    Full Text Available The energy problem has been redefined as one of the most important elements of sustainable development by climate change, adaptation and mitigation. Meeting energy needs is always a current issue in Hungary, irrespective of climate change because of the country’s high dependency on oil and gas imports, limited opportunities to replace them with domestic production, and the pollution associated with using fossil energy sources. Increasing effectiveness and saving energy can provide relatively short-term solutions with bearable costs and a relatively quick return on investment. The aim of the present paper is to give an overview about the climate and energy policy in Hungary with a special focus on the new energy strategy. Energy policy has a pivotal role in the economic recovery plan of the Hungarian government. The National Energy Strategy 2030 taking shape in Hungary takes climate policy into account with respect to adaptation and mitigation and lists renewable energy sources as the second most important tool for achieving strategic goals. As in most countries, it is also possible in Hungary to introduce climate strategy measures with zero social costs. The expedient management of climate change requires the combination of prevention, adaptation and dissemination initiatives. Strategies must meet a dual requirement: they must face the economic risks associated with premature measures, while also considering the adverse effects of delay.

  8. Determinants of Default in P2P Lending.

    Directory of Open Access Journals (Sweden)

    Carlos Serrano-Cinca

    Full Text Available This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans' data collected from Lending Club (N = 24,449 from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower's debt level.

  9. Determinants of Default in P2P Lending.

    Science.gov (United States)

    Serrano-Cinca, Carlos; Gutiérrez-Nieto, Begoña; López-Palacios, Luz

    2015-01-01

    This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans' data collected from Lending Club (N = 24,449) from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower's debt level.

  10. Exploring the critical factors influencing online lending intentions

    OpenAIRE

    Wang, Peng

    2015-01-01

    Background: Online lending (P2P lending) is a type of internet finance mainly used to meet the financial needs of small and medium-sized enterprises and groups of individuals. It is a supplement to the traditional financial system. Method: This paper uses PPDai.com - the most influential online lending platform in China - as a research object to study the leading factors that affect lenders' loan trust and perception of information asymmetry. It also studies the impacts of these factors on le...

  11. Acidification policy in Hungary

    International Nuclear Information System (INIS)

    Kovacs, E.

    1992-01-01

    Hungary's policy for air pollution abatement aims to reduce air pollution in cities and industrialised areas, to maintain air quality in relatively 'clean' regions, and to fulfill its obligations to the UN-ECE Convention and Protocols on long-range transboundary air pollution. Emissions of NO x and SO x in Hungary have decreased considerably in the last decade although nitrogen oxide emission from cars has remained unchanged. A catalyst programme is planned to reduce NO x , hydrocarbons and CO emissions. Results of some air pollution monitoring programmes are quoted. Acidification of soils has increased over the last decade. Legislation on air pollution due to be issued in 1992 covers sulphur content of fuels, emission limits, establishing critical loads, and setting up a comprehensive monitoring system. 5 refs., 3 tabs

  12. Direct Lending Works.

    Science.gov (United States)

    Riley, Richard W.

    1997-01-01

    In its third year, direct lending is working well for college students and administration. It is a simpler, faster, more efficient way of getting loan funds to students that cuts out financial middlemen. It helps students manage their finances better when repaying loans, promotes competition, stimulates program innovation, leads to greater…

  13. MACRO ECONOMICS FACTORS AND BANK LENDING BEHAVIOUR IN INDONESIA

    Directory of Open Access Journals (Sweden)

    Rofikoh Rokhim

    2014-10-01

    Full Text Available AbstractThis study examines the influencing macro economics factor in lending distribution and observes the comparison of each factor based on lending type which are investment, working capital and domestic consumption lending. Using data of Indonesian commercial banks between 2003-2011 and a balanced panel method, it finds that bank liquidity and inflation rate have significant negative effect, while number of banks has strong positive influence to stimulate lending distribution. Moreover, saving rate and GDP growth were found not meaningfully contributed to change investment lending distribution, but they significantly influenced the other lending distribution. Lastly, reserve requirement and exchange rate did not significantly influence all lending type.Keywords: Loan, interest rate, growth, GDP.JEL Classification Numbers: G21, E43, E51AbstrakStudi ini meneliti faktor ekonomi makro yang mempengaruhi distribusi pinjaman dan mengamati perbandingan masing-masing faktor berdasarkan jenis pinjaman yaitu pinjaman investasi, modal kerja dan konsumsi. Dengan menggunakan data dari bank-bank komersial di Indonesia antara 2003-2011, dengan menggunakan analisis data panel, ditemukan bahwa likuiditas perbankan dan tingkat inflasi berpengaruh negatif signifikan, sedangkan jumlah bank berpengaruh positif dan kuat untuk mendorong distribusi pinjaman pada semua jenis pinjaman. Selain itu, tingkat tabungan dan pertumbuhan PDB ditemukan tidak bermakna dalam kontribusinya untuk mempengaruhi distribusi kredit investasi, tetapi secara signifikan mempengaruhi distribusi pinjaman lainnya. Terakhir, GWM dan nilai tukar tidak signifikan mempengaruhi semua tiga kategori jenis pinjaman. Keywords: Loan, interest rate, growth, GDPJEL Classification Numbers: G21, E43, E51

  14. 2009 Center for Army Leadership Annual Survey of Army Leadership (CASAL): Army Education

    Science.gov (United States)

    2010-06-11

    right time, handling pre- education attitudes, and tracking performance gains and career advantages related to academics.  Developing current, relevant...Army Leadership Technical Report 2010-2 2009 CENTER FOR ARMY LEADERSHIP ANNUAL SURVEY OF ARMY LEADERSHIP (CASAL): ARMY EDUCATION ...Joshua Hatfield ICF International John P. Steele Center for Army Leadership June 2010 The Center for Army Leadership An

  15. 2015 Easter bolide over North Hungary

    Science.gov (United States)

    Hegedüs, T.; Csizmadia, S.; Zelkó, Z.; Kereszty, Z.; Bíró, Z.

    2015-01-01

    On Easter Monday, April 6, 2015, at UTC 17h31m (near sunset) there was a bright (peak magnitude -12 ~ -14) bolide which also produced a sonic boom, over North Hungary, close to Miskolc, above the Bükk mountains. The event was witnessed by many people, and recorded by several car dashboard-, meteorological and all sky cameras from as far away as Farád (North-West Hungary) and Görbeháza (North-East Hungary). Unfortunately, with the event having occurred only a few minutes after sunset, the sky was still bright and therefore the Hungarian Video meteor network cameras were not yet operating. Our team has collected and re-calibrated as much video and photo material as possible. Since there were very few direct images of the bolide itself, but more photos and videos of the persistent train left behind, these latter images were also used, in certain circumstances, in our calculations. The deduced final atmospheric path and heliocentric orbit are presented, along with the estimation of the errors.

  16. Hungary

    International Nuclear Information System (INIS)

    Farkas, J.

    1975-01-01

    A report is given of the activities of Hungary in the field of food irradiation. Two new radiation sources were installed at the Central Food Research Institute, Budapest in 1971. A lot of work was done in the field of radiation chemistry, radiation microbiology (radurization of spices and wine, combination treatment of meat products and fruits) and radiation treatment of various commodities such as spices, vegetables, fruits, and fruit juices. Wholesomeness studies of irradiated standard diet and spices were performed in rats. A short review is given of the present status of legislation and marketing. (MG) [de

  17. [Dental care for foreigners in Hungary].

    Science.gov (United States)

    Balázs, Péter; Oesterle, August

    2008-10-01

    High quality elective dental care for foreign patients was not exceptional in Hungary before the collapse of the old regime in 1989. Nevertheless, it became business as usual only in the new era thanks to the open state borders and the international competitive market environment. Unfortunately, no scientific study concerning this phenomenon has been conducted so far, however its professional and economic significance has been indicated by day-to-day experience. Additionally, the term "dental tourism" also used in international scientific papers became a commonplace in Hungary with unfavourable connotations. The present survey was the first to study this phenomenon by scientific standards in the most involved areas, namely in the capital city Budapest and in three counties in the Western Hungarian Region. Data collecting was performed by a self-reported questionnaire sent via conventional mail to all members of the Dental Section of the Hungarian Medical Chamber practicing in those indicated regions. Respond rates were 20.65% in Budapest and 25.34% in Western Hungary. The sample obtained this way, clearly indicated dimensions of cross-border patient migration and its economic significance as well. In Western Hungary 80.81% of foreign patients came from the neighbouring Austria and two out of ten practices realized 40 to 100% of their income out of this business. In Budapest foreign patients' nationality was more diversified. The largest group arrived from the United Kingdom (9.93%). Nevertheless the economic impact of dental tourism in Budapest is not relevant and outbalanced by a considerable domestic demand on the local private market.

  18. Monetary transmission and bank lending in the Netherlands

    NARCIS (Netherlands)

    Kakes, Jan

    1998-01-01

    This paper investigates the role of bank lending in the monetary transmission process in the Netherlands. We observe significant differences between the responses of corporate and household lending following a monetary shock. We also find that banks hold a buffer stock of securities which they use

  19. GdF in Hungary: the East in progress

    International Nuclear Information System (INIS)

    Anon.

    1996-01-01

    After Germany and the Czech Republic, Gaz de France (GdF) has decided to export its know-how and technologies about natural gas into Hungary. Thanks to the Hungarian privatization program started in 1995, GdF could obtain the major participation in the Degaz and Egaz companies, two out of the five local distribution companies, and controls 22% of the natural gas distribution in Hungary. (J.S.)

  20. Privatizing and liberalizing electricity, the case of Hungary

    Energy Technology Data Exchange (ETDEWEB)

    Bakos, G. [Kyoto Womens' University (Japan). Institute of Economy

    2001-11-01

    Hungary, a forerunner in Eastern reforms, has boldly privatized its energy sector with foreign capital. While in the west liberalization resulted in electricity abundance and dramatic tariff cuts, in Hungary as a result of asymmetric market opening it brought excess capacities, transparent cost base prices, but lower tariffs are still ahead. Foreign investors made the branch profitable and are planning to expand capacities. (author)

  1. On the roles of different foreign currencies in European bank lending

    OpenAIRE

    Krogstrup, Signe; Tille, Cedric

    2015-01-01

    We draw on a new data set on the use of Swiss francs and other currencies by European banks to assess the patterns of foreign currency bank lending. We show that the patterns differ sharply across foreign currencies. The Swiss franc is used predominantly for lending to residents, especially households. It is sensitive to the interest rate differential, exchange rate developments, funding availability, and to some extent international trade. Lending in other currencies is more used in lending ...

  2. Lending Video Game Consoles in an Academic Library

    Science.gov (United States)

    Buller, Ryan

    2017-01-01

    This paper will outline the process and discussions undertaken at the University of Denver's University Libraries to implement a lending service providing video game consoles. Faculty and staff at the University Libraries decided to pursue the new lending service, though not a traditional library offering, to support the needs of a video game…

  3. Reforming health care in Hungary.

    Science.gov (United States)

    Császi, L; Kullberg, P

    1985-01-01

    Over the past two decades Hungary has initiated a series of social and economic reforms which have emphasized decentralization of control and the reintroduction of market mechanisms into the socialized economy. These reforms both reflect and reinforce a changing social structure, in particular the growing influence of upper class special interest groups. Market reforms are an expression of concurrent ideological shifts in Hungarian society. We examined the political significance of three recent proposals to reform health services against the backdrop of broader social and economic changes taking place. The first proposes a bureaucratic reorganization, the second, patient co-payments, and the third, a voucher system. The problems each proposal identifies, as well as the constituency each represents, reveal a trend toward consolidation of class structure in Hungary. Only one of these proposals has any potential to democratize the control and management of the heath care system. Moreover, despite a governmental push toward decentralization, two of these proposals would actually increase centralized bureaucratic control. Two of the reforms incorporate market logic into their arguments, an indication that the philosophical premises of capitalism are re-emerging as an important component of the Hungarian world-view. In Hungary, as well as in other countries, social analysis of proposed health care reforms can effectively illuminate the social and political dynamics of the larger society.

  4. Marketing-Mix of Online Social Lending Websites

    OpenAIRE

    Djamchid Assadi; Meredith Hudson

    2010-01-01

    With the rise of microfinance in developing countries and its evolution to a business model in developed nations, microfinance has fully transitioned to the internet, taking the distinctive form of social lending. However, the marketing trends of emerging peer-to-peer micro-lending websites have been largely unexplored during its rise to recognition due to most studies focusing on financial, economic, political and humanitarian issues in context to microfinance. However, based on a sample of ...

  5. Lending Interest Rates’ Relationships of Malaysia and Other Countries

    Directory of Open Access Journals (Sweden)

    Noor Azryani Auzairy

    2016-06-01

    Full Text Available This paper is to examine the relationship of Malaysia‟s lending interest rate with other countries which include China, Singapore, United States, Indonesia and Thailand. Those five countries are Malaysia‟s major trading partners. The daily base lending interest rates from 2006 to 2014 were applied to this study. The associations of the interest rates were tested by coefficient correlation and multivariate regression analysis. Results showed that Malaysian lending interest rate is significant and positively related to those of China, Thailand and the United States. Among the five countries‟ interest rates, only the changes in interest rates of China, Thailand and the United States would affect Malaysia‟s lending rate. The independence of monetary policy would hardly be expected by the Malaysian authority, Bank Negara, in its decision on lending interest rate. In addition, it may affect the trade finance and money market hedge decisions by the international traders. This study provides an overview and guidance to the government authorities in making more effective decisions related to monetary policy, international trade and foreign exchange exposure in order to strengthen the economy.

  6. Women Technical Graduates in Hungary.

    Science.gov (United States)

    Turi, Zsuzsa Frank

    1980-01-01

    Reports on the evolution, since 1945, of the woman's role in science and technology in the Central European nation of Hungary. The report is presented by nine women who are scientists and engineers. (SA)

  7. The impact of monetary policy on bank lending rate in South Africa

    Directory of Open Access Journals (Sweden)

    B.T. Matemilola

    2015-03-01

    Full Text Available The pass-through of the policy rates to bank lending rate is an important subject matter because it measures the effectiveness of monetary policy to control inflation or stabilize the economy. This study investigates the long-run interest rate pass-through of the money market rate to the bank lending rate and asymmetric adjustment of the bank lending rate. The study applies the momentum threshold autoregressive and asymmetric error correction models. The asymmetric error correction results reveal that bank lending rate adjusts to a decrease in the money market rate in South Africa. The findings suggest that the South African commercial banks adjust their lending rate downward but the lending rate appears rigid upward, which supports the customer reaction hypothesis.

  8. Fostering intentional interdisciplinary leadership in developmental disabilities: the North Carolina LEND experience.

    Science.gov (United States)

    Rosenberg, Angela; Margolis, Lewis H; Umble, Karl; Chewning, Linda

    2015-02-01

    This study describes the effects of interdisciplinary leadership training on a retrospective cohort (2001-2009) of the University of North Carolina MCH Leadership Education in Neurodevelopmental and Related Disabilities (UNC-CH LEND) program, including LEND graduates who were selected to participate in a focused Interdisciplinary Leadership Development Program (ILDP) in addition to their LEND training. Specifically, the study examined graduates' reports of the relationship between LEND training and their attitudes/beliefs about interdisciplinary practice, as well as their reported use of interdisciplinary skills in their post-fellowship practice settings. Using a post-test design, participants in the LEND and ILDP programs were contacted to complete an on-line survey. Using a Conceptual Model guided by EvaluLEAD, respondents were asked to rate the influence of the UNC-LEND training program on their attitudes/beliefs and skills using a 5-point Likert scale, as well as through open-ended descriptions. The 49 LEND respondents represented a 56% overall response rate from years 2001-2009. ILDP participants reported greater agreement with interdisciplinary attitudes/beliefs and more frequent use of interdisciplinary skills than did the non-participants. Graduates of LEND as well as ILDP reported the influence of training through a range of qualitative responses. Response examples highlight the influence of LEND training to promote outcomes at the individual, organizational and systems level. Findings from this study illustrate that MCHB funded LEND training has a strong influence on the future employment and interdisciplinary practices of graduates for the MCH workforce as well as services for individuals with developmental disabilities, their families and systems of care.

  9. Refugee Crisis in Hungary

    DEFF Research Database (Denmark)

    Stoklosa, Katarzyna

    2018-01-01

    Hungary faced a barrage of criticism from various quarters for its lack of support during the 2015/16 refugee crisis. People wondered what had happened to the liberal country that was the first among the Eastern Bloc countries to open its borders to the West, and which had actively assisted GDR...

  10. IAEA Completes Nuclear Security Review Mission in Hungary

    International Nuclear Information System (INIS)

    2013-01-01

    Full text: A team of International Atomic Energy Agency (IAEA) experts today completed a mission to review nuclear security practices in Hungary. At the request of the Government of Hungary, the IAEA conducted the two-week International Physical Protection Advisory Service (IPPAS) mission that reviewed the nation's nuclear security-related legislative and regulatory framework, physical protection systems at Hungarian nuclear facilities, and security arrangements applied to the transport of nuclear and radioactive materials. The IAEA team was led by Stephen Ortiz of the United States and included nine experts from six nations and the IAEA. The team met in Budapest with officials from the Hungarian Atomic Energy Authority, Hungarian Police Headquarters, National Security Authority and other relevant agencies. They also conducted site visits to the Paks Nuclear Power Plant, the Interim Spent Fuel Storage Facility, the Budapest Research Reactor, the Budapest Training Reactor, the Radioactive Waste Treatment and Disposal Facility and several other locations where high activity radioactive sources are used for different applications. ''At a time where development of a nuclear power programme is more than ever recognised as necessitating a strong commitment to safety, security and sustainability, the example given today by Hungary strengthens the message about the value of applying the IAEA Security Guidance,'' said IAEA Deputy Director General for Nuclear Safety and Security, Denis Flory, who opened the mission. ''Indeed, IPPAS missions, carried out at the appropriate time in the development of a nuclear power programme, provide valuable insights into how best to reach that goal.'' The IPPAS team concluded that nuclear security within Hungary has been significantly enhanced in recent years. The team also identified a number of good practices at the nation's nuclear facilities, and provided some recommendations and suggestions to assist Hungary in the continuing

  11. 12 CFR 560.100 - Real estate lending standards; purpose and scope.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Real estate lending standards; purpose and... § 560.100 Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart....S.C. 1828(o), prescribe standards for real estate lending to be used by savings associations and all...

  12. The Slovak Politics and Society in Austria-Hungary before the First World War

    Directory of Open Access Journals (Sweden)

    Marek Syrný

    2017-03-01

    Full Text Available This article is an analysis of the conditions in Austria-Hungary, respectively the Kingdom of Hungary, focused at political and social status of Slovakia (Upper Hungary. The political representation of the Slovak citizens (at about 12 % of the citizens of the Kingdom of Hungary since the begining of the 20th century went through dynamic transformation. This transformation went into the direction of some kind of deviation from the idea of Slovak autonomy within the Kingdom of Hungary. The general frame of the description of conditions of the era Austria-Hungary is based on autoritative researches by Slovak, Hungarian and Anglo-Saxon origin. There were used such scientific methods as analysis and synthesis, concretization, generalization while solving the research tasks. In addition, the paper used the historical-situational method, involving the study of historical facts in the context of the period under review in conjunction with the "neighboring" events and facts. The creation of the own statehood in cooperation with more powerful Czech politics became the new goal of the Slovak politics. This study will emphasize preconditions and development not only within political elites but also within the dimension of public climate of the Slovak part of the Kingdom of Hungary.

  13. Foreigners vs. Natives : Bank Lending Technologies and Loan Pricing

    NARCIS (Netherlands)

    Beck, T.H.L.; Ioannidou, V.; Schäfer, L.

    2012-01-01

    Abstract: Do domestic and foreign banks differ in their lending techniques and loan pricing models? Are such differences driven by different clienteles? Using a sample of firms that borrow from both domestic and foreign banks in the same month, we show significant differences in lending techniques

  14. Peer-to-peer lending and bias in crowd decision-making.

    Science.gov (United States)

    Singh, Pramesh; Uparna, Jayaram; Karampourniotis, Panagiotis; Horvat, Emoke-Agnes; Szymanski, Boleslaw; Korniss, Gyorgy; Bakdash, Jonathan Z; Uzzi, Brian

    2018-01-01

    Peer-to-peer lending is hypothesized to help equalize economic opportunities for the world's poor. We empirically investigate the "flat-world" hypothesis, the idea that globalization eventually leads to economic equality, using crowdfinancing data for over 660,000 loans in 220 nations and territories made between 2005 and 2013. Contrary to the flat-world hypothesis, we find that peer-to-peer lending networks are moving away from flatness. Furthermore, decreasing flatness is strongly associated with multiple variables: relatively stable patterns in the difference in the per capita GDP between borrowing and lending nations, ongoing migration flows from borrowing to lending nations worldwide, and the existence of a tie as a historic colonial. Our regression analysis also indicates a spatial preference in lending for geographically proximal borrowers. To estimate the robustness for these patterns for future changes, we construct a network of borrower and lending nations based on the observed data. Then, to perturb the network, we stochastically simulate policy and event shocks (e.g., erecting walls) or regulatory shocks (e.g., Brexit). The simulations project a drift towards rather than away from flatness. However, levels of flatness persist only for randomly distributed shocks. By contrast, loss of the top borrowing nations produces more flatness, not less, indicating how the welfare of the overall system is tied to a few distinctive and critical country-pair relationships.

  15. Fusion research in Hungary

    International Nuclear Information System (INIS)

    Zoletnik, S.

    2004-01-01

    Hungarian fusion research started in the 1970s, when the idea of installing a small tokamak experiment emerged. In return to computer equipment a soviet tokamak was indeed sent to Hungary and started to operate as MT-1 at the Central Research Institute for Physics (KFKI) in 1979. Major research topics included diagnostic development, edge plasma studies and investigation of disruptions. Following a major upgrade in 1992 (new vacuum vessel, active position control and PC network based data acquisition system) the MT-1M tokamak was used for the study of transport processes with trace impurity injection, micropellet ablation studies, X-ray tomography and laser blow-off diagnostic development. Although funding ceased in the middle of the 90's the group was held alive by collaborations with EU fusion labs: FZ -Juelich, IPP-Garching and CRPP-EPFL Lausanne. In 1998 the machine was dismantled due to reorganization of the Hungarian Academy of Sciences. New horizons opened to fusion research from 1999, when Hungary joined EURATOM and a fusion Association was formed. Since then fusion physics studies are done in collaboration with major EU fusion laboratories, Hungarian researchers also play an active role in JET diagnostics upgrade and ITER design. Major topics are pellet ablation studies, plasma turbulence diagnosis using Beam Emission Spectroscopy and other techniques, tomography and plasma diagnostics using various neutral beams. In fusion relevant technology R and D Hungary has less records. Before joining EURATOM some materials irradiation studies were done at the Budapest Research Reactor at KFKI-AEKI. The present day fusion technology programme focuses still on irradiation studies, nuclear material database and electromagnetic testing techniques. Increasing the fusion technology research activities is a difficult task, as the competition in Hungarian industry is very strong and the interest of organizations in long-term investments into R and D is rather weak and

  16. Appraisal of Priority Sector Lending by Commercial Banks in India

    OpenAIRE

    C Bhujanga Rao

    2014-01-01

    This report provides an overview of the performance of priority sector lending by commercial banks in India. The review captures the changing contours of Reserve Bank of India policy on priority sector advances. The paper analyses the trends in priority sector lending for the period 1995-2011, the burden of non-performing assets of commercial bank in priority sector lending and the extent to which priority sector targets are achieved by individual banks. It is observed that the scheduled comm...

  17. Hungary : Accounting and Auditing

    OpenAIRE

    World Bank

    2004-01-01

    This report provides an assessment of accounting, financial reporting, and auditing requirements and practices within the enterprise and financial sectors in Hungary using International Financial Reporting Standards (IFRS),International Standards on Auditing (ISA), and the relevant portions of European Union (EU) law (also known as the acquis communautaire) as benchmarks. It also draws on ...

  18. 13 CFR 120.150 - What are SBA's lending criteria?

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What are SBA's lending criteria... Policies Applying to All Business Loans Credit Criteria for Sba Loans § 120.150 What are SBA's lending... depth of management; (c) Strength of the business; (d) Past earnings, projected cash flow, and future...

  19. [Sleep duration among school-age children in Hungary and Romania].

    Science.gov (United States)

    Sólyom, Réka; Lendvai, Zsófia; Pásti, Krisztina; Szeifert, Lilla; Szabó, J Attila

    2013-10-06

    Children's sleep duration is decreasing in the last decade. Despite of the well known negative consequences, there are no data on children's sleep duration in Hungary and Romania. The aim of the authors was to assess sleep duration of school-age children in Hungary and Romania. A self-edited questionnaire was used for the study. 2446 children were enrolled. All elementary and secondary schools in a Hungarian city, and one elementary and secondary school in a Romanian city took part in the study. Mean sleep duration was 8.3 ± 1.2 hours on weekdays. There was a significant difference between the two countries (Hungary vs. Romania, 8.5 ± 1.2 hours vs. 7.8 ± 0.9 hours, p = 0.001). Age correlated with sleep duration on weekdays (r= -0.605, p = 0.001), but not during weekend. This is the first study on children's sleep duration in Hungary and Romania. The difference between countries may be due to the difference in mean age or cultural and/or geographical differences.

  20. 'Vacation for your teeth' - dental tourists in Hungary from the perspective of Hungarian dentists.

    Science.gov (United States)

    Kovacs, E; Szocska, G

    2013-10-01

    Hungary has become a popular destination for foreign patients in the last two decades, particularly in dental care. Since 2008, increasing prices in Western Europe coupled with Hungary's accessibility and availability of dental treatment, has meant the country has become a leader in 'dental tourism'. As the quality of care in Hungary is high and prices are more affordable than in Western Europe, and due to the freedom of movement of people, services and goods within the EU, patient flow into Hungary has increased progressively. The aim of this article is to provide comprehensive empirical evidence from the perspective of a recipient country in dental tourism. A questionnaire survey was conducted among Hungarian dentists (n = 273). Qualitative in-depth interviews were conducted with representatives of dental professional bodies (n = 10). Both research methods aimed to elicit dentists' views on the presence of dental tourism - particularly the push and pull factors (for example, source countries, competitors, information sources, patient motivation). The findings show that there are several reasons why Hungary could maintain a leading position in dental tourism. First, the cost/benefit ratio is outstanding. The affordable price and value for money were already recognised in the early 1990s and were appreciated even before Hungary joined the EU. Secondly, the high quality of Hungary's dental profession: a) dental professionals in Hungary are well-qualified dental practitioners who have received high level dental training; b) dental professional standards are up-to-date and often supervised; c) in Hungary dental technology, the quality of materials and equipment used in dental practices is of European level quality. The rate of complications in dental care is around 5%, similar to other European countries. Finally, previous treatment experiences are positive and patient satisfaction levels are high. More and more patients seek care in Hungary, and more and more

  1. Debt maturity and relationship lending: An analysis of European SMEs

    NARCIS (Netherlands)

    Hernandez-Canovas, G.; Koeter-Kant, J.

    2008-01-01

    This article examines the association between bank debt maturity and relationship lending using a unique survey sample of 3366 SMEs from 19 European countries. The knowledge of how the institutional environment shapes relationship lending helps us to understand how current institutional changes,

  2. Models of sequential decision making in consumer lending

    OpenAIRE

    Kanshukan Rajaratnam; Peter A. Beling; George A. Overstreet

    2016-01-01

    Abstract In this paper, we introduce models of sequential decision making in consumer lending. From the definition of adverse selection in static lending models, we show that homogenous borrowers take-up offers at different instances of time when faced with a sequence of loan offers. We postulate that bounded rationality and diverse decision heuristics used by consumers drive the decisions they make about credit offers. Under that postulate, we show how observation of early decisions in a seq...

  3. Bank Lending and Property Prices in Hong Kong

    OpenAIRE

    Gerlach, Stefan; Peng, Wensheng

    2004-01-01

    This paper studies the relationship between residential property prices and lending in Hong Kong. This is an interesting topic for three reasons. First, swings in property prices have been extremely large and frequent in Hong Kong. Second, under the currency board regime, monetary policy can not be used to guard against asset price swings. Third, despite the collapse in property prices since 1998, the banking sector remains sound. While the contemporaneous correlation between lending and prop...

  4. BANK LENDING EVOLUTION IN ROMANIA DURING 2008-2015

    Directory of Open Access Journals (Sweden)

    Valentin Mihai LEOVEANU

    2016-06-01

    Full Text Available The period of global nuisance of banking and financial sector during the international financial crisis continues to have overwhelming implications in the current period, which requires careful research of monetary and financial phenomena locally and globally. In this sense, this article aims to highlight key aspects of the Romanian investment environment in the context of international economic environment and monetary policy transmission mechanisms in the Romanian economy. Following this approach, the study focuses on analyzing the financial position of banks operating in Romania, the evolution of lending by type of entity and positive/negative aspects about the impact of monetary policy measures and the NBR regulations on bank lending. The study shows conclusively the positive and the negative effects of lending evolution on the Romanian economy, on the solvency and bankruptcy risk of Romanian companies and on the behavior of debtors and creditors in credit relationships.

  5. Home-mortgage lending trends in New England in 2010

    OpenAIRE

    Ana Patricia Muñoz

    2012-01-01

    This brief analysis of home-mortgage lending trends in New England is based on data collected under the Home Mortgage Disclosure Act (HMDA). HMDA provides information on mortgage lending trends and includes data by loan purpose, type of loan, income, and the race and ethnicity of borrowers. In this report we focus on home-purchase and refinance loans in New England.

  6. 12 CFR 528.2 - Nondiscrimination in lending and other services.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Nondiscrimination in lending and other services. 528.2 Section 528.2 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY NONDISCRIMINATION REQUIREMENTS § 528.2 Nondiscrimination in lending and other services. (a) No savings association...

  7. Subjective Poverty and Its Relation to Objective Poverty Concepts in Hungary

    Science.gov (United States)

    Nandori, Eszter Siposne

    2011-01-01

    The paper analyzes subjective poverty in Hungary and compares it to the objective poverty concepts. Subjective poverty is defined by examining who people consider to be poor. Based on the Easterlin paradox, the initial hypothesis states that subjective and absolute poverty concepts are highly correlated. Taking into account that Hungary is a…

  8. The Bank Lending Channel: Evidence from Australia

    Directory of Open Access Journals (Sweden)

    Luke Liu

    2014-06-01

    Full Text Available This study explores how monetary policy changes flow through the banking sector in Australia. Drawing on data between 2004 and 2010, we divide banks into three groups according to their size, and examine the impact of that cash rate change on lending of different types of loans. We find the response of bank lending after a monetary policy change varies with the size of the bank as well as the types of loan. Smaller banks are more sensitive to policy rate changes, and household loans, government loans and intra-group loans are less responsive to monetary policy compared with financial and non-financial loans.

  9. [Legal aspects and the treatment procedure of gender dysphoria in Hungary].

    Science.gov (United States)

    Kórász, Krisztián

    2015-07-26

    The legal process of gender transition in Hungary had previously been more developed as in most European countries, as the law enabled transsexual people to change their name and gender before or without a medical treatment, which was unique at the time. Over the years, however, lots of European countries developed legal frameworks and accepted international standards of care for the treatment of gender dysphoria that Hungary did not follow. Currently in Hungary there is no consistent legal framework of gender transition, there is no official regulation or guidelines regarding gender transition process, no institution with the obligation to accommodate the process, and there is no nominated specialist in the state health care system whose remit included dealing with transsexual patients. The information on gender transition options both to the professionals and to the patients is limited and incoherent. This paper reviews the legal aspects and clinical management process of gender dysphoria in Hungary. Some issues regarding the Hungarian practice and possible solutions based on examples from the United Kingdom are addressed within the paper.

  10. Lending Sociodynamics and Drivers of the Financial Business Cycle

    Directory of Open Access Journals (Sweden)

    Raymond J. Hawkins

    2017-10-01

    Full Text Available We extend sociodynamic modeling of the financial business cycle to the Euro Area andJapan. Using an opinion-formation model and machine learning techniques we find stable modelestimation of the financial business cycle using central bank lending surveys and a few selectedmacroeconomic variables. We find that banks have asymmetric response to good and bad economicinformation, and that banks adapt to their peers’ opinions when changing lending policies.

  11. Market survey Hungary. Bio-energy

    International Nuclear Information System (INIS)

    2008-01-01

    Basic characteristics of the market for bioenergy (biomass, biogas and biofuels) in Hungary and consequences for business environment are summarized, based on a SWOT analysis. RES is the priority issue to which a lot of attention is paid both at governmental and private level; private investors should view RES as a new niche for their business activities. Standard approach based on a thoroughly done preparation of the project in terms of profitability and risk assessment is necessary in order to avoid potential financial losses due to changed market conditions or differences between assumptions and business reality. Some recommendations for entry on the Hungarian bio energy market are presented: (1) Generally, look for success stories in the Netherlands first and then look for places where such proved and time-tested technologies could be used in Hungary with respect to local specifics. In such way, you can find market niches where investment can be made or new products can be launched; (2) For retail selling it is appropriate to establish business contacts with existing dealers and associations and offer own products through their distribution network. This scheme has the advantage of low initial costs as well as risks involved; (3) In the case of large investments into equipment complexes using RES it seems more appropriate to refer directly either to municipal authorities on whose cadastre the investment should take place or to specialized consultancy agencies that can support the plan with additional information on legal requirements, national programmes supporting RES or available technology. Of course, direct collaboration with well-established local partner can be beneficial for both sides too; (4) If you want to receive up-to-date information on particular aspects of the biomass market in Hungary, you can refer to some governmental organisations associations referred in the key contact addresses

  12. Performance Persistence of Equity Funds in Hungary

    Directory of Open Access Journals (Sweden)

    Dariusz Filip

    2011-03-01

    Full Text Available This study examines the phenomenon of performance persistence of equity funds in Hungary in two time perspectives: 1-year and 6-month perspectives. The empirical results confirm the occurrence of performance dependence in consecutive periods. There is also a strong evidence of short-term persistence in the total horizon of the study (from the beginning of 2000 to the end of 2009, and in several sub-periods. The 1-year persistence was also found in the tested sample and, in general, depended on the measure applied. Furthermore, I observed performance reversal, which can be partly explained by trend changes in the financial markets. The persistence of equity funds performance in Hungary is shaped by market factors rather than the diversity of managerial characteristics.

  13. Does bank ownership affect relationship lending: A developing country perspective

    Directory of Open Access Journals (Sweden)

    Ashiqur Rahman

    2017-05-01

    Full Text Available In this paper we aim to explore how the type of bank ownership - local private banks, government-owned banks (public banks and foreign banks - can affect relationship lending to small and medium enterprises (SMEs by using a unique data set from Bangladeshi banking sector. We found that private banks differ from government-owned and foreign banks in terms of relationship lending and credit facilities to SMEs. More specifically, our results suggest that unlike government and foreign banks, private banks do consider soft information from relationship lending while setting up the loan spread to SMEs. We can also confirm that exclusive banking relationship or repeated banking with private banks can soften credit conditions (loan maturity and covenants. Moreover, we found empirical evidence that banking relationship is important for private banks in terms of SME credit risk evaluation. Finally, as according to our expectation, the results confirm that regardless of prior relationship, private banks are more depended on collateral-based lending to SMEs than government-owned or foreign banks.

  14. The Bank Lending Channel of Monetary Policy Transmission in A Dual Banking System

    Directory of Open Access Journals (Sweden)

    Mansor H. Ibrahim

    2017-02-01

    Full Text Available This paper examines the impact of monetary policy on bank lending in a dual banking system, i.e. Malaysia. Making use of an unbalanced panel data set of 38 Islamic and conventional banks covering mostly 2001-2014, we find evidence that variations in monetary policy affect lending growth of Islamic banks and, to some extent, conventional banks. The results further reveal that, in conformity with studies using aggregate Islamic financing data, the Islamic financing growth reacts more strongly to monetary policy changes. Moreover, we find no marked difference between full-fledged Islamic banks and Islamic bank subsidiaries in their responses to monetary policy. While we also document some evidence indicating the significant relations between bank-specific variables and lending growth, the bank-specific variables do not seem to have any role in impacting the potency of the bank lending channel. Finally, we find that lending growth is directly related to economic growth, suggesting procyclicality of bank lending/financing in Malaysia. These results have important implications for effective implementation of monetary policy and further development of Islamic banks in Malaysia.

  15. Lending policies of informal, formal and semiformal lenders - Evidence from Vietnam

    NARCIS (Netherlands)

    Pham, Thi Thu Tra; Lensink, Robert

    2007-01-01

    This paper compares lending policies of formal, informal and semiformal lenders with respect to household lending in Vietnam. The analysis suggests that the probability of using formal or semiformal credit increases if borrowers provide collateral, a guarantor and/or borrow for business-related

  16. Army Technology

    Science.gov (United States)

    2015-02-01

    that allows them to perform applied research under the Institute for Biotechnology research team 1 2 3 20 | ARMY TECHNOLOGY MAGAZINE ...DASA(R&T) Deputy Assistant Secretary of the Army for Research and Technology Download the magazine , view online or read each individual story with...Army photo by Conrad Johnson) Front and back cover designs by Joe Stephens EXECUTIVE DEPUTY TO THE COMMANDING GENERAL Army Technology Magazine is an

  17. Designing an Information System for Decision Support Lending

    Directory of Open Access Journals (Sweden)

    Adrian LUPASC

    2017-04-01

    Full Text Available The successful development of financial and banking activities requires a strong information support to ensure the competitive edge over the other competitors on the market. The exponential growth in the volume of lending financial operations made the use of modern information technology in banking has become fundamental to improving lending activity. Thus, the design and use of a computer system adapted to specific requirements of bank lending will provide opportunities to diversify and modernize the procedures for granting, repayment and credit guarantee to correlate products offer credit demands and customer needs. In this regard, the related objectives of this work are oriented to emphasize the positive impact of the adoption of modern information technologies in decision making in the banking field. The proposed objectives are justified by presenting solutions support system of credit decision which aims to automate ongoing operations specific to a banking allowing bank clerks to process a large number of loan applications in a time very short and to the right decisions and substantiated.

  18. Bank Size and Small- and Medium-sized Enterprise (SME) Lending: Evidence from China

    Science.gov (United States)

    SHEN, YAN; SHEN, MINGGAO; XU, ZHONG; BAI, YING

    2014-01-01

    Summary Using panel data collected in 2005, we evaluate how bank size, discretion over credit, incentive schemes, competition, and the institutional environment affect lending to small- and medium-sized enterprises in China. We deal with the endogeneity problem using instrumental variables, and a reduced-form approach is also applied to allow for weak instruments in estimation. We find that total bank asset is an insignificant factor for banks’ decision on small- and medium-enterprise (SME) lending, but more local lending authority, more competition, carefully designed incentive schemes, and stronger law enforcement encourage commercial banks to lend to SMEs. PMID:26052179

  19. Bank Size and Small- and Medium-sized Enterprise (SME) Lending: Evidence from China.

    Science.gov (United States)

    Shen, Yan; Shen, Minggao; Xu, Zhong; Bai, Ying

    2009-04-01

    Using panel data collected in 2005, we evaluate how bank size, discretion over credit, incentive schemes, competition, and the institutional environment affect lending to small- and medium-sized enterprises in China. We deal with the endogeneity problem using instrumental variables, and a reduced-form approach is also applied to allow for weak instruments in estimation. We find that total bank asset is an insignificant factor for banks' decision on small- and medium-enterprise (SME) lending, but more local lending authority, more competition, carefully designed incentive schemes, and stronger law enforcement encourage commercial banks to lend to SMEs.

  20. Capital Requirements, Monetary Policy, and Aggregate Bank Lending: Theory and Empirical Evidence.

    OpenAIRE

    Thakor, Anjan V

    1996-01-01

    Capital requirements linked solely to credit risk are shown to increase equilibrium credit rationing and lower aggregate lending. The model predicts that the bank's decision to lend will cause an abnormal run-up in the borrower's stock price and that this reaction will be greater the more capital-constrained the bank. The author provides empirical support for this prediction. The model explains the recent inability of the Federal Reserve to stimulate bank lending by increasing the money suppl...

  1. Irradiation preservation of food in Hungary

    International Nuclear Information System (INIS)

    Kiss, I.

    1993-01-01

    An overview is presented of the food irradiation activities in Hungary for preservation purposes. A historical background of this technology is given, and the present practice is outlined. Several food species are presently treated with Co-60 gamma-irradiation for their radurization. (R.P.)

  2. A Second Chance School in Hungary

    Science.gov (United States)

    Limbacher, Laszlo

    2008-01-01

    Hungary's "Belvarosi Tanoda" Secondary School offers an informal, flexible environment and alternative teaching methods for students who have had problems in other schools. The "Belvarosi Tanoda" (which translates as downtown school) is a second chance school for students who have dropped out of upper secondary education. It…

  3. Incidence of legal abortions and congenital abnormalities in Hungary

    International Nuclear Information System (INIS)

    Czeizel, A.E.

    1991-01-01

    The annual and monthly distributions of congenital abnormalities and pregnancy outcomes as confounding factors were evaluated in Hungary in reflection of the accident at the Chernobyl reactor. The different congenital abnormality entities and the components of fetal radiation syndrome did not show a higher rate after the Chernobyl accident in the data-set of the Hungarian Congenital Abnormality Registry. Among confounding factors, the rate of induced abortions did not increase after the Chernobyl accident in Hungary. In the 9th month after the peak of public concern (May and June, 1986) the rate of livebirths decreased. Three indicator conditions: 15 sentinel anomalies as indicators of germinal dominant gene mutations, Down syndrome as an indicator of germinal numerical and structural chromosomal mutations, and unidentified multiple congenital abnormalities as indicators of germinal dominant gene and chromosomal mutations were selected from the material of the Hungarian Congenital Abnormality Registry. Diagnoses were checked, familial and sporadic cases were separated and only the sporadic cases were evaluated. The analysis of indicator conditions did not reveal any measurable germinal mutagenic effect of the Chernobyl accident in Hungary

  4. Credit Booms and Lending Standards : Evidence from the Subprime Mortgage Market

    NARCIS (Netherlands)

    Dell’Ariccia, G.; Igan, D.; Laeven, L.

    2009-01-01

    This paper links the current subprime mortgage crisis to a decline in lending standards associated with the rapid expansion and changes in the structure of this market. We show that lending standards declined more in areas that experienced faster credit growth. We also find that the entry of new

  5. Experienced discrimination in home mortgage lending

    DEFF Research Database (Denmark)

    Secchi, Davide; Seri, Raffaello

    2017-01-01

    This article proposes a framework for the analysis of experienced discrimination in home mortgages. It addresses the problem of home mortgage lending discrimination in one of the richest areas of northern Italy. Employees of a local hospital were interviewed to study their perception (or experien...

  6. The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis

    Science.gov (United States)

    Ding, Lei; Quercia, Roberto G.; Reid, Carolina K.; White, Alan M.

    2012-01-01

    State antipredatory lending laws (APLs) are designed to protect borrowers against predatory lending that can increase the risk of default and deplete the home equity held by borrowers. Federal regulators instituted preemption that limited the scope and reach of state antipredatory lending regulations for certain lenders. Based on the variation in…

  7. The current situation of uranium mining in Hungary

    International Nuclear Information System (INIS)

    Erdi-Krausz, G.

    1997-01-01

    The paper describes the history of uranium production in Hungary. It focuses on the Mecsek Ore Mining Company, now known as Mecsekuran Limited, and its relationship with the Hungarian Government. From the start of uranium production in 1963 until May 1989 all production was exported to the Soviet Union under a bilateral contract. In exchange the Soviet Union agreed to provide fabricated fuel for the future Hungarian nuclear power plant. In May 1989 the Government of Hungary announced closure of its uranium mining operations because of the high cost of production. The paper describes the history of events since 1989, as well as the current plans to terminate all uranium production by 31 December 1997. The Mecsek Mountains lie in the southern part of Hungary, west from the Danube, about 30 km from the former Yugoslavian border, and north from the city of Pecs. Its eastern side is built up from medieval limestone and dolomites, while the western part is from sandstone and clay from the geological Paleozoic. In the eastern part high quality cokeable coal has been mined for more than 200 years, east from the city of Pecs; and in the western part uranium ore was discovered and the mining began only a few decades ago. (author)

  8. Lending Behavior of Multinational Bank Affiliates

    Czech Academy of Sciences Publication Activity Database

    Derviz, Alexis; Podpiera, J.

    2011-01-01

    Roč. 1, č. 1 (2011), s. 19-36 ISSN 2077-429X Institutional research plan: CEZ:AV0Z10750506 Keywords : Multinational bank * Contagion * Substitution * Agency Subject RIV: AH - Economics http://library.utia.cas.cz/separaty/2011/E/derviz-lending behavior of multinational bank affiliates.pdf

  9. 76 FR 18354 - Truth in Lending

    Science.gov (United States)

    2011-04-04

    ... extent that a creditor imposed charges that were inconsistent with Regulation Z while the account was... amounts charged during the period the account was exempt or to provide disclosures regarding transactions...) amends the Truth in Lending Act (TILA) by increasing the threshold for exempt consumer credit...

  10. 76 FR 11319 - Truth in Lending

    Science.gov (United States)

    2011-03-02

    ... Congress enacted the Truth in Lending Act (TILA) based on findings that economic stability would be... Final Rule Congress enacted TILA based on findings that economic stability would be enhanced and... Economic Recovery Act of 2008 (HERA), also provides that its principal obligation limitations are subject...

  11. Macroeconomic analysis of road vehicles related environmental pollution in Hungary

    Science.gov (United States)

    Török, Árpád; Török, Ádám

    2014-06-01

    The article aims to examine the relationship between road transport and macro economy, especially the use of fossil energy in transport sector. Nowadays environmental pollution is a key issue on the EU level as well as in Hungary. Lots of effort have been already done in order to decrease emissions in road transport, but a lot more need to be done. The article aims to prove that the only possible solution is technological innovation in order to reach emission reduction target without decline of the GDP. The basic idea is to ensure sustainable development, to decrease environmental pollution in road transport without harming the economy. In the EU and in Hungary road vehicles are powered by fossil fuelled internal combustion engines. This paper aims to analyse the role of the fossil fuel-based road transport sector within the economy with the usage of constant elasticity substitution (CES) production functions. Authors have built CES production function for Hungary. Parameters were calculated based on the validated model.

  12. Bank Lending Policy, Credit Scoring and Value at Risk

    OpenAIRE

    Jacobson, Tor; Roszbach, Kasper

    1998-01-01

    In this paper we apply a bivariate probit model to investigate the implications of bank lending policy. In the first equation we model the bank´s decision to grant a loan, in the second the probability of default. We confirm that banks provide loans in a way that is not consistent with default risk minimization. The lending policy must thus either be inefficient or be the result of some other type of optimizing behavior than expected profit maximization. Value at Risk, being a value weighted ...

  13. Lending Policies of Informal, Formal, and Semi-formal Lenders: Evidence from Vietnam

    NARCIS (Netherlands)

    Lensink, B.W.; Pham, T.T.T.

    2007-01-01

    This paper compares lending policies of formal, informal and semiformal lenders with respect to household lending in Vietnam. The analysis suggests that the probability of using formal or semiformal credit increases if borrowers provide collateral, a guarantor and/or borrow for business-related

  14. Answering the Hottest Question in Army Education: What Is Army University?

    Science.gov (United States)

    Kem, John S.; LeBoeuf, Eugene J.; Martin, James B.

    2016-01-01

    The most common question heard by senior members of Army University is always, "What is Army University?" The newest education institution in the U.S. Army was created to unify the training and educational institutions of the Army, making the large learning organization more effective and efficient for its soldiers, bringing together 37…

  15. 75 FR 81836 - Truth in Lending

    Science.gov (United States)

    2010-12-29

    ... the Truth in Lending Act (TILA) based on findings that economic stability would be enhanced and... MDIA is contained in Sections 2501 through 2503 of the Housing and Economic Recovery Act of 2008, Public Law 110-289, enacted on July 30, 2008. The MDIA was later amended by the Emergency Economic...

  16. Test of the Bank Lending Channel: The Case of Poland

    Directory of Open Access Journals (Sweden)

    Yu HSING

    2013-11-01

    Full Text Available This paper tests the bank lending channel for Poland based on a simultaneousequation model consisting of demand for and supply of bank loans. The three-stage least squares method is employed in empirical work. This paper finds support for a bank lending channel for Poland. Expansionary monetary policy through a lower money market rate or open market purchase of government bonds to increase bank reserves/deposits would increase bank loan supply.

  17. Industries and the bank lending effects of bank credit demand and monetary policy in Germany

    NARCIS (Netherlands)

    Raabe, K.; Arnold, I.J.M.; Kool, C.J.M.

    2006-01-01

    This paper presents evidence on the industry effects of bank lending in Germany and asks whether bank lending to single industries depends on industry-specific bank credit demand or on monetary policy as determinant of bank credit supply. To this end, we estimate individual bank lending functions

  18. 12 CFR 614.4100 - Policies governing lending through Federal land bank associations.

    Science.gov (United States)

    2010-01-01

    ... lending through Federal land bank associations. (a) Farm Credit Banks and agricultural credit banks may delegate authority to make credit decisions to Federal land bank associations that demonstrate the ability... Farm Credit Bank and each agricultural credit bank lending through Federal land bank associations shall...

  19. Valuation of Urban Commercial Properties in Nigeria for Secured Lending: Issues and Developments

    Directory of Open Access Journals (Sweden)

    Namnso Bassey Udoekanem

    2018-01-01

    Full Text Available Valuation for secured lending is required when an interest in real property is used as security for a loan. The outcome of such valuation will help the lending institution to achieve commercial prudence in lending as well as avoid taking undue risk. This paper examines the issues and developments in the valuation of urban commercial properties in Nigeria for secured lending purposes. It argues that due to the volatile nature of the Nigerian economy, coupled with the linkage between the economy and commercial property markets, the maximum amount of loan to be granted by lenders in the country using interest in commercial property as collateral should be based on the Mortgage Lending Value (MLV and not the Market Value (MV of the property, although the market value should also be reported in the valuation. A case study is used to demonstrate the valuation. It further contends that since the inputs for determining the MLV of a commercial property must be derived from long-term trends in the property and financial markets, it is more stable than MV when used to determine the maximum amount of mortgage loan to be granted by a lender. It concludes that the stability of the MLV makes it more reliable than the MV in achieving commercial prudence in mortgage lending as it fits into the long-term nature of mortgage loan repayment.

  20. Visual impairment and blindness in Hungary.

    Science.gov (United States)

    Szabó, Dorottya; Sándor, Gábor László; Tóth, Gábor; Pék, Anita; Lukács, Regina; Szalai, Irén; Tóth, Georgina Zsófia; Papp, András; Nagy, Zoltán Zsolt; Limburg, Hans; Németh, János

    2018-03-01

    The aim of this study was to estimate the prevalence and causes of blindness, severe visual impairment (SVI), moderate visual impairment (MVI), and early visual impairment (EVI) and its causes in an established market economy of Europe. A cross-sectional population-based survey. A sample size of 3675 was calculated using the standard Rapid Assessment of Avoidable Blindness (RAAB) software in Hungary. A total of 105 clusters of 35 people aged 50 years or older were randomly selected with probability proportionate to size by the Hungarian Central Statistical Office. Households within the clusters were selected using compact segment sampling. Visual acuity (VA) was assessed with a Snellen tumbling E-chart with or without a pinhole in the households. The adjusted prevalences of bilateral blindness, SVI, MVI and EVI were 0.9% (95% CI: 0.6-1.2), 0.5% (95% CI: 0.2-0.7), 5.1% (95% CI: 4.3-5.9) and 6.9% (95% CI: 5.9-7.9), respectively. The major causes of blindness in Hungary were age-related macular degeneration (AMD; 27.3%) and other posterior segment diseases (27.3%), cataract (21.2%) and glaucoma (12.1%). Cataract was the main cause of SVI, MVI and EVI. Cataract surgical coverage (CSC) was 90.7%. Of all bilateral blindness in Hungary, 45.5% was considered avoidable. This study proved that RAAB methodology can be successfully conducted in industrialized countries, which often lack reliable epidemiologic data. The prevalence of blindness was relatively low, with AMD and other posterior segment diseases being the leading causes, and cataract is still a significant cause of visual impairment. © 2017 Acta Ophthalmologica Scandinavica Foundation. Published by John Wiley & Sons Ltd.

  1. PRUDENTIAL CONSTRAINS OF BANKS LENDING ACTIVITIES AFTER FINANCIAL CRISIS

    Directory of Open Access Journals (Sweden)

    Roberto Ercegovac

    2017-09-01

    Full Text Available Both economic practice and economic theory are interested in analyzing the role of financial sector in promoting the economic development and economic growth. Commercial banks are the most important financial institutions in bank-based economies. The lending activities of commercial banks are limited by regulatory framework, management decisions and credit capacities of borrowers. Regulatory framework has been limited lending potentials of commercial banks because of capital requirements and liquidity management costs. Information asymmetry and adverse selection in decision-making enforce commercial banks to implement credit rationing process even in case of social significance of investment projects. Social responsibility of commercial banks cannot be measured according to the risk-taking activities. Banking financial intermediations have to keep the value of savings deposits under control and protect the stability of financial system. This paper will analyze the risk structure and prudential constrains of bank lending activities. To employ the credit capacity of commercial banks, it is necessary to extend guarantee schemes or promote the alternative financing opportunities in sharing the risk of accelerated growth.

  2. 31 CFR 800.303 - Lending transactions.

    Science.gov (United States)

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Lending transactions. 800.303 Section 800.303 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) OFFICE OF... the creation in the foreign person of a secured interest in securities or other assets of the U.S...

  3. Lend Global, Fund Local? Price and Funding Cost Margins in Multinational Banking

    NARCIS (Netherlands)

    Galema, R.; Koetter, M.; Liesegang, C.

    2016-01-01

    In a proposed model of a multinational bank, interest margins determine local lending by foreign affiliates and the internal funding by parent banks. We exploit detailed parent-affiliate-level data of all German banks to empirically test our theoretical predictions in pre-crisis times. Local lending

  4. A Method for Accounting for Risk in Lending

    National Research Council Canada - National Science Library

    Kobylski, Gerald

    1997-01-01

    ..., or decreased to increase competitiveness? Many lending institutions, specifically furniture retailers, do not use scientific methods for determining their risk of payment defaults on loans to customers...

  5. "Lines of Credit and Relationship Lending in Small Firm Finance"

    OpenAIRE

    Allen N. Berger; Gregory E. Udell

    1994-01-01

    This paper examines the role of relationship lending using a data set on small firm finance. The abilities to acquire private information over time about borrower quality and to use this information in designing debt contracts largely define the unique nature of commercial banking. Recently, a theoretical literature on relationship lending has appeared which provides predictions about how loan interest rates evolve over the course of a bank-borrower relationship. The study focuses on small, m...

  6. Fuzzy Portfolio Selection Problem with Different Borrowing and Lending Rates

    OpenAIRE

    Chen, Wei; Yang, Yiping; Ma, Hui

    2011-01-01

    As we know, borrowing and lending risk-free assets arise extensively in the theory and practice of finance. However, little study has ever investigated them in fuzzy portfolio problem. In this paper, the returns of each assets are assumed to be fuzzy variables, then following the mean-variance approach, a new possibilistic portfolio selection model with different interest rates for borrowing and lending is proposed, in which the possibilistic semiabsolute deviation of the return is used to...

  7. Covariates of Current Cigarette Smoking among Secondary School Students in Budapest, Hungary, 1999

    Science.gov (United States)

    Easton, Alyssa; Kiss, Eva

    2005-01-01

    To date, few studies have examined the relationship between health behavior risk factors and cigarette smoking in Hungary. From 1995 to 1999, the prevalence of current smoking increased from 35.9 to 46.0% among secondary students in Budapest, Hungary. The objective of the present study was to examine the association between smoking and other…

  8. Hungary Higher Education Quality Assurance System

    Directory of Open Access Journals (Sweden)

    Che Ru-shan

    2013-07-01

    Full Text Available Higher education quality assurance system has drawn much attention since 1980s. Most countries are committed to build the higher education quality assurance system to meet international standards. Under such an international trend, Hungary also actively promotes higher education reform, and established Hungarian Accreditation Committee and in order to ensure the quality of higher education.

  9. Ensuring Economic Security in Lending Sphere

    Directory of Open Access Journals (Sweden)

    Ivan Vadimovich Kochikin

    2016-06-01

    Full Text Available Relevance of the topic is determined by the need for sustainable development of the country’s banking system, capable of ensuring the process of raising funds to producers and the public for their projects. One of the implementation of this objective is to discourage unfair behavior in financial markets. Trust is a key factor in the development of financial markets, therefore it is necessary to suppress the appearance of unfair practices and participants – black creditors, falsification of financial statements, trading on insider information and market manipulation. It requires a whole range of activities, and above all ensuring the inevitability and proportionality of punishment for unscrupulous players, the introduction of requirements for the business reputation of the management of financial institutions.The article is devoted to structuring legal violations in the lending sphere. The analysis of indicators of credit organizations in Russia was conducted to fulfill this aim. This analysis revealed the causes of sustainable growth of overdue accounts payable – job cuts in enterprises, violations in the financial sector, various errors in the credit granting / raising. The authors carry out the systematization and classification of offenses in the area of lending, provide examples, as well as factual material illustrating the violations in the lending process having the characteristics of a fraud. The article substantiates the obligations of employees of the credit institution, in the result of which risks of granting credit to fraudsters can be reduced. The methods of fraud prevention should include the identified methods of protection against fraud in the area under consideration – exchange of information by banks associated with the criminal intentions of customers; technology development and technical support, training, and personnel responsibilities.

  10. Financial and estimating indicators for assessment of mortgage lending value

    Directory of Open Access Journals (Sweden)

    Antonio Benvenuti

    2013-08-01

    Full Text Available The article proposes a calculation criteria for the determination of the mortgage lending value which originates from the application of the financial method (direct capitalisation, by adopting a capitalisation rate calculated by means of the Debt Coverage Ratio (DCR, taking into consideration the criteria set out by the mortgage lending value, that is (i prudent appreciation of the future marketability, (ii normal and local market conditions, (iii current use and (iv long-term sustainability of the property.

  11. Exchange rate smoothing in Hungary

    OpenAIRE

    Karádi, Péter

    2005-01-01

    The paper proposes a structural empirical model capable of examining exchange rate smoothing in the small, open economy of Hungary. The framework assumes the existence of an unobserved and changing implicit exchange rate target. The central bank is assumed to use interest rate policy to obtain this preferred rate in the medium term, while market participants are assumed to form rational expectations about this target and influence exchange rates accordingly. The paper applies unobserved varia...

  12. Portraying the Army Reserve Components in Army War Games and Exercises

    National Research Council Canada - National Science Library

    Dillon, Dick

    2002-01-01

    .... Ensuring that accuracy and realism was the primary purpose of the Role of the Army National Guard and Army Reserve in Army Exercises workshop conducted at the Collins Center for Strategic Leadership from 23-26 September 2002.

  13. Spatial distribution of Anaplasma phagocytophilum and Hepatozoon canis in red foxes (Vulpes vulpes) in Hungary.

    Science.gov (United States)

    Tolnai, Z; Sréter-Lancz, Z; Sréter, T

    2015-07-01

    In recent years, Ehrlichia canis and Hepatozoon canis transmitted by Rhipicephalus sanguineus were reported from Hungary. The aim of the present study was to reveal the spatial distribution pattern of pathogens transmitted by R. sanguineus in a sentinel species, red fox (Vulpes vulpes) in Hungary and to analyse the relationship of these patterns with landscape and climate by geographical information systems. Fox carcasses, representing 0.5% of the total fox population were randomly selected out of all the foxes of Hungary. The spleen samples of the animals were tested by real-time PCR for Anaplasma platys, Babesia vogeli, E. canis and H. canis infection. Positive results were confirmed by conventional PCR followed by sequencing. The prevalence of H. canis infection was 22.2% (95% CI=18.4-26.4%), and this parasite was detected in all areas including the mountain regions of Hungary. These findings indicate that other tick species or other transmission routes (oral and transplacental) might be in the background of the countrywide distribution of H. canis. Anaplasma platys was not found; nevertheless, the prevalence of Anaplasma phagocytophilum infection transmitted by Ixodes ricinus was 12.5% (95% CI=9.7-16.1%) in foxes. B. vogeli and E. canis infection was not detected. There was no correlation between environmental parameter values in the home range of foxes and A. phagocytophilum or H. canis infection, which is in line with that observed in the case of tick species infesting foxes in Hungary. The results of this study indicate that R. sanguineus, if present, might be rare in Hungary. Our baseline study can be used for future evaluation of the effect of climate change on the spreading and emergence of R. sanguineus transmitted pathogens in Hungary. Copyright © 2015 Elsevier GmbH. All rights reserved.

  14. Screening in new credit markets: can individual lenders infer borrower creditworthiness in peer-to-peer lending?

    NARCIS (Netherlands)

    Iyer, R.; Khwaja, A.I.; Luttmer, E.F.P.; Shue, K.

    2009-01-01

    The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different lending models that rely on screening by multiple

  15. Bargaining power and information in SME lending

    NARCIS (Netherlands)

    J. Grunert (Jens); L. Norden (Lars)

    2012-01-01

    textabstractSmall- and medium-sized enterprises (SMEs) are informationally opaque and bank dependent. In SME lending, banks largely rely on soft information, because the scale and scope of hard information are limited. We analyze whether and how hard and soft information affects the borrower's

  16. Fuzzy Portfolio Selection Problem with Different Borrowing and Lending Rates

    Directory of Open Access Journals (Sweden)

    Wei Chen

    2011-01-01

    the returns of each assets are assumed to be fuzzy variables, then following the mean-variance approach, a new possibilistic portfolio selection model with different interest rates for borrowing and lending is proposed, in which the possibilistic semiabsolute deviation of the return is used to measure investment risk. The conventional probabilistic mean variance model can be transformed to a linear programming problem under possibility distributions. Finally, a numerical example is given to illustrate the modeling idea and the impact of borrowing and lending on optimal decision making.

  17. 12 CFR 560.170 - Records for lending transactions.

    Science.gov (United States)

    2010-01-01

    ... practices that: (a) Ensure that the institution can make an informed lending decision and can assess risk on... that any claims against a borrower, guarantor, security holders, and collateral are legally enforceable...

  18. Immigrant Entrepreneurship in Post-Socialist Countries of the European Union: Motives and Patterns of Entrepreneurship of Post-Soviet Immigrants in Hungary

    Directory of Open Access Journals (Sweden)

    Sanja Tepavcevic

    2017-01-01

    Full Text Available This paper explores the relationship between migration, entrepreneurship, and foreign direct investments by focusing on entrepreneurial activities of post-Soviet (immigrants in Hungary in periods between 1991 and 2016. Post-Soviet migrants are in focus because between 1956 and 1989 the Soviet Union coercively kept Hungary in the Socialist bloc. Based on surveys and in-depth interviews, this paper reveals that there are considerable differences in patterns of entrepreneurship among post-Soviet immigrant entrepreneurs depending mostly on time of their arrival to Hungary. Similarly, motives for entrepreneurship among the first-wave migrants combine negative factors in the former Soviet Union with positive factors encountered in Hungary, while factors in Hungary recognized as positive by most post-Soviets prevail in motives for later waves of post-Soviet migration and entrepreneurship in Hungary. The paper also demonstrates that many relatively small investments have been conducted since 2000 by citizens of post-Soviet countries to Hungary. Some of them are transforming into an entrepreneurial activity, serving also as a basis for immigration to Hungary.

  19. The prospects for nuclear heating in Hungary

    International Nuclear Information System (INIS)

    Lynch, G.F.; Papp, I.

    1989-09-01

    Hungary supplies only half of its energy requirements from domestic resources and is very dependent upon imports of oil, natural gas and electricity to meet the current demand. In planning to reduce the dependence on imports, nuclear technology is considered an important element in the long-term energy strategy. To this end, an aggressive nuclear electricity generation program is being implemented with four 440 MWe units now operating and two 1000 MWe units committed. However, nuclear technology must be used in other energy sectors if the goal of long-term energy independence is to be achieved. On the demand side, 30% of the primary energy is consumed in the public sector, the major component being residential heating. Of the 3.7 million apartments in Hungary, 500 000 benefit from being connected to municipal district heating systems that use natural gas or oil as the energy base. This is, therefore, another significant energy sector that is amenable to using nuclear technology to substitute for imported oil and natural gas. In assessing alternative nuclear heat sources, a joint study was undertaken between Canada and Hungary to determine the feasibility of using the SLOWPOKE Energy System that has recently been developed. The SLOWPOKE Energy System is a benign nuclear heat source designed to supply 10 thermal megawatts in the form of hot water for local heating systems in buildings and institutions. It uses a combination of inherent safety features, including natural convection circulation and negative reactivity coefficients, and engineered features to ensure an extremely safe system. A SLOWPOKE demonstration heating reactor has been constructed in Canada. The unit started operation in 1987 July and is currently undergoing an extensive test program

  20. Effect of Information Asymmetry and Relationship Lending on ...

    African Journals Online (AJOL)

    Effect of Information Asymmetry and Relationship Lending on Financial ... from small- business- friendly financial institutions, hypotheses postulated by the ... a model of transaction costs of financial contracting that put into consideration the ...

  1. Release from 'prison' in Hungary

    Directory of Open Access Journals (Sweden)

    Nagy Anita

    2015-01-01

    Full Text Available In my study I introduce the Hungarian conditional release and presidential pardon and new compulsory presidential pardon system. This study is based on research carried out in the Ministry of Justice at the Pardon Department in which I analyzed several dozen petition pardons. In connection with the new compulsory presidential pardon I examined the judgment of the European Court of Human Rights, which has condemned Hungary because of its adoption of real (whole life imprisonment.

  2. Interbank Lending Decisions in An Economic Downturn: An Agent-Based Approach

    Directory of Open Access Journals (Sweden)

    Deddy P. Koesrindartoto

    2012-01-01

    Full Text Available Interbank lending is one mechanism that can make shock, which is accepted by one bank spread to other banks (contagion. There are several researchers that focused their research on analyzing the effect of interbank lending to systemic risk. However, there is a few research that analyzed the effect of banks’ decision maker’s behavior, especially on the bank interbank lending to the systemic risk. In this research, the author creates an agent-based  simulation of the banking system to analyze the effect of banks’ decision maker’s behavior to systemic risk in economic downturn condition. The preliminary result from this research is for an economic downturn in a long time period, the banking system with a low net worth to the asset's ratio threshold will produce more default bank than the banking system with a high net worth to the asset's ratio threshold. However, for an economic downturn in small time period, banking system which all bank in their system has the higher net worth to assets ratio threshold will have the default bank first than the banking system which has the lower net worth to the asset's ratio threshold. Keywords: agent-based simulation, banker behavior, interbank lending, economic downturn

  3. 13 CFR 120.931 - 504 Lending limits.

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false 504 Lending limits. 120.931 Section 120.931 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development... enumerated in § 120.862(b) applies to the Project). [68 FR 57988, Oct. 7, 2003] ...

  4. US politics and World Bank IDA-lending

    DEFF Research Database (Denmark)

    Andersen, Thomas Barnebeck; Hansen, Henrik; Markussen, Thomas

    2006-01-01

    This paper studies the role of US political factors in the allocation of World Bank concessional lending, where US political interests are proxied by voting similarity in the United Nations General Assembly on issues identified as important by the US Department of State. In contrast to previous...

  5. Experiences with an International Digital Slide Based Telepathology System for Routine Sign-out between Sweden and Hungary

    Directory of Open Access Journals (Sweden)

    Tamás Micsik

    2015-05-01

    Full Text Available Digital microscopy combines the benefits of traditional optical microscopy and the advantages of computer sciences. Using digital whole slides in all areas of pathology is increasingly popular. Telepathology or long distance diagnosis is one such area. In our study we have evaluated digital slide based histopathology diagnosis in an international setting, between Sweden and Hungary. Routine cases from the Sundsvall County Hospital (Landstinget Vasternorrland were collected. Glass slides were scanned using Pannoramic 250 Flash II. (3DHISTECH Ltd., Budapest, Hungary. During the first round of evaluation the glass slides were shipped to Hungary for primary diagnosis. Two pathologists from Hungary, reading glass slides and one pathologist from Sweden reading digital slides signed out 500 cases. Pathologists from Hungary reached the hospital information system with a secure connection. During the second round the pathologists in Hungary reevaluated 200 from the 500 cases using digital slides after three months washout period. Diagnostic accuracy was calculated and diagnostic errors was graded according to clinicopathological consequences. In 182/200 (91% cases digital and optical diagnoses were in full agreement. Out of the remaining 18 cases, 1 (0.5% critical error was identified. In this case the error had therapeutic and prognostic consequence and no uncertainty either because of case complexity or poor image quality was recorded by the pathologist. We think language and communication issues as well as differences in minimal data sets of pathological reports and in guidelines used in Sweden and in Hungary are factors potentially limiting the widespread use of digital slides in a teleconsultation service provided to Sweden from Hungary. We found the quality of digital slides in our study setting acceptable to reach correct primary diagnosis in routine, unselected, random cases of a small-to-medium sized pathology department in Sweden.

  6. International banking conglomerates and the transmission of lending shocks across borders

    OpenAIRE

    Gropp, Reint; Radev, Deyan

    2017-01-01

    We investigate how solvency and wholesale funding shocks to 84 OECD parent banks affect the lending of 375 foreign subsidiaries. We find that parent solvency shocks are more important than wholesale funding shocks for subsidiary lending. Furthermore, we find that parent undercapitalization does not affect the transmission of shocks, while wholesale shocks transmit to foreign subsidiaries of parents that rely primarily on wholesale funding. We also find that transmission is affected by the str...

  7. [Cloning and law in Hungary].

    Science.gov (United States)

    Julesz, Máté

    2015-03-01

    Reproductive human cloning is prohibited in Hungary, as in many other countries. Therapeutic human cloning is not prohibited, just like in many other countries. Stem cell therapy is also allowed. Article III, paragraph (3) of the Hungarian basic law (constitution) strictly forbids total human cloning. Article 1 of the Additional Protocol to the Oviedo Convention, on the Prohibition of Cloning Human Beings (1998) stipulates that any intervention seeking to create a human being genetically identical to another human being, whether living or dead, is prohibited. In Hungary, according to Article 174 of the Criminal Code, total human cloning constitutes a crime. Article 180, paragraph (3) of the Hungarian Act on Health declares that embryos shall not be brought about for research purposes; research shall be conducted only on embryos brought about for reproductive purposes when this is authorized by the persons entitled to decide upon its disposal, or when the embryo is damaged. Article 180, paragraph (5) of the Hungarian Act on Health stipulates that multiple individuals who genetically conform to one another shall not be brought about. According to Article 181, paragraph (1) of the Hungarian Act on Health, an embryo used for research shall be kept alive for not longer than 14 days, not counting the time it was frozen for storage and the time period of research.

  8. 37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

    Science.gov (United States)

    2010-07-01

    ... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... packaging that contains the computer program which is lent by a nonprofit library for nonprofit purposes. (b...

  9. P2P Lending Risk Contagion Analysis Based on a Complex Network Model

    Directory of Open Access Journals (Sweden)

    Qi Wei

    2016-01-01

    Full Text Available This paper analyzes two major channels of P2P lending risk contagion in China—direct risk contagion between platforms and indirect risk contagion with other financial organizations as the contagion medium. Based on this analysis, the current study constructs a complex network model of P2P lending risk contagion in China and performs dynamics analogue simulations in order to analyze general characteristics of direct risk contagion among China’s online P2P lending platforms. The assumed conditions are that other financial organizations act as the contagion medium, with variations in the risk contagion characteristics set under the condition of significant information asymmetry in Internet lending. It is indicated that, compared to direct risk contagion among platforms, both financial organizations acting as the contagion medium and information asymmetry magnify the effect of risk contagion. It is also found that the superposition of media effects and information asymmetry is more likely to magnify the risk contagion effect.

  10. Information from Relationship Lending : Evidence from China

    NARCIS (Netherlands)

    Chang, C.; Liao, G.; Yu, X.; Ni, Z.

    2009-01-01

    We study the economic role of banks’ soft information, which evolved from repeated lending relationships, in the context of loan default. Using a proprietary database from one of the largest state-owned commercial banks in China, we find that the bank’s internal credit rating scores play a

  11. Handling Uncertainty in Social Lending Credit Risk Prediction with a Choquet Fuzzy Integral Model

    OpenAIRE

    Namvar, Anahita; Naderpour, Mohsen

    2018-01-01

    As one of the main business models in the financial technology field, peer-to-peer (P2P) lending has disrupted traditional financial services by providing an online platform for lending money that has remarkably reduced financial costs. However, the inherent uncertainty in P2P loans can result in huge financial losses for P2P platforms. Therefore, accurate risk prediction is critical to the success of P2P lending platforms. Indeed, even a small improvement in credit risk prediction would be o...

  12. 78 FR 17766 - Interagency Guidance on Leveraged Lending

    Science.gov (United States)

    2013-03-22

    ... high-level principles related to safe-and-sound leveraged lending activities, including underwriting considerations, assessing and documenting enterprise value, risk management expectations for credits awaiting distribution, stress- testing expectations, pipeline portfolio management, and risk management expectations for...

  13. Department of the Army - The Fiscal Year 2008 Military Personnel, Army Appropriation and the Antideficiency Act

    Science.gov (United States)

    2010-06-22

    of the Army, U.S. Army Audit Agency, Budgeting for the Military Personnel, Army Appropriation, Report No. A-2010-0028- FFM (Jan. 6, 2010); Department...of the Army, U.S. Army Audit Agency, Military Personnel, Army FY 05 Subsistence Charges, Report No. A-2008-0037- FFM (Feb. 12, 2008); Department of

  14. General properties of grapevine viruses occurring in Hungary

    Directory of Open Access Journals (Sweden)

    Eszter Cseh

    2012-03-01

    Full Text Available The past fifty years important advances have been made in the field of grapevine virus research, including characterization of pathogens and control measurements. Still the occurrence of Grapevine fanleaf virus (GFLV, Arabis mosaic virus (ArMV, Tomato black ring virus (TBRV, Grapevine chrome mosaic virus (GCMV, Alfalfa mosaic virus (AMV, Grapevine Bulgarian latent virus (GBLV, Grapevine fleck virus (GFkV, Grapevine leafroll- associated viruses (GLRaV1-4, Grapevine virus A (GVA, Grapevine virus B (GVB and Grapevine rupestris stem pitting- associated virus (GRSPaV have been reported in Hungary and characterized by conventional methods as woody indexing, herbaceous indexing and serological methods. Among grapevine viruses the Grapevine line pattern virus (GLPV seems to be uncial; because it was reported only in Hungary. Causal agents of several grapevine diseases, like enation, vein necrosis and vein mosaic remained undiscovered. These virus-like diseases occurred only sporadically, without economic importance.

  15. Spatial Characteristics of Art Trade in Hungary

    Directory of Open Access Journals (Sweden)

    Ibolya Várnai

    2018-04-01

    Full Text Available Century-long traditons of art trade in Hungary are strongly connected to the capital, famous, elite auction houses and galleries are concentrated in the downtown area of Budapest. Although art market in Hungary is capital-centered, remarkable amount of art trade takes place in the countryside too. This study aims to give insight into the presence of the different types of art trade (antique shops, second-hand book stores, art galleries and auction houses in rural settlements, compared to the characteristics of art trade in Budapest. The research – based on primary data collection – reveals the social, economic, and cultural factors which explain the regional differences in art trade. During the field work in Budapest, semi-structured interviews were conducted with art gallery owners, auctioners, and antiquarians. The penetration index (PEX which was applied in the case of researches in the countryside shows the rate in which the different types of art trade are present in settlements of different sizes. The results are demonstrated on the map with the help of the Mapinfo 12.5 software.

  16. The impact of SMEs’ lending and credit guarantee on bank efficiency in South Korea

    Directory of Open Access Journals (Sweden)

    Lien-Wen Liang

    2017-12-01

    Full Text Available This study examines how small and medium-size enterprises’ (SMEs’ lending and credit guarantee affect Korean banks’ efficiency, by employing the stochastic frontier approach on 14 banks over the period 2001–2010. When lending increases to SMEs, the findings indicate that banks’ cost efficiency decreases due to information asymmetry. However, the increased proportion of credit guarantee can improve their cost efficiency. This proves that South Korea’s credit guarantee system can indeed share SMEs’ credit risk of lending in order to help raise bank efficiency.

  17. International Patients on Operation Vacation – Perspectives of Patients Travelling to Hungary for Orthopaedic Treatments

    Directory of Open Access Journals (Sweden)

    Eszter Kovacs

    2014-11-01

    Full Text Available Background The importance of cross-border healthcare, medical and health tourism plays a significant role in the European health policy and health management. After dentistry, orthopaedic treatments are the leading motivation for seeking care in Hungary, as patients with rheumatic and motion diseases are drawn to the thermal spas and well-established orthopaedic centres. This paper aims to gain insight into foreign patients’ perspectives on their experience of having sought medical tourism in orthopaedic care in Hungary. Methods A patient survey was conducted in 2012 on motivations for seeking treatment abroad, orthopaedic care received and overall satisfaction. In addition, health professionals’ interviews, and 17 phone interviews were conducted in 2013 with Romanian patients who had orthopaedic treatment in Hungary. Finally, medical records of foreign patients were analysed. Results The survey was completed by 115 participants – 61.1% females, mean age= 41.9, 87% Romanian origin. Most of the patients came to Hungary for orthopaedic surgeries, e.g. arthroscopy, knee/hip prosthesis or spinal surgery. 72.6% chose Hungary because of related to perceived better quality and longstanding culture of Hungarian orthopaedic care. Over 57% of patients reported being ‘very satisfied’ with care received and 41.6% ‘satisfied’. The follow-up interviews further reflected this level of satisfaction, therefore many respondents stating they have already recommended the Hungarian healthcare to others. Conclusion Based on the findings, patients from neighbouring regions are increasingly seeking orthopaedic care in Hungary. Patients having orthopaedic care are highly satisfied with the quality of care, the whole treatment process from the availability of information to discharge summaries and would consider returning for further treatments.

  18. 2013 CENTER FOR ARMY LEADERSHIP ANNUAL SURVEY OF ARMY LEADERSHIP (CASAL): MAIN FINDINGS

    Science.gov (United States)

    2014-04-30

    The Center for Army Profession and Ethic (CAPE) has fielded education and training materials (including doctrine, pamphlets , videos, brochures , and...Army Pamphlet (DA PAM) 600-3, Commissioned Officer Development and Career Management, states that a goal of warrant officer training and education... Pamphlet 600-25, U.S. Army noncommissioned officer professional development and career management. Washington, D.C.: Headquarters, Department of the Army

  19. Power reactor noise measurements in Hungary

    International Nuclear Information System (INIS)

    Pallagi, D.; Horanyi, S.; Hargitai, T.

    1975-01-01

    An outline is given of the history of reactor noise research in Hungary. A brief description is given of studies in the WWR-SM reactor, a modified version of the original WWR-S thermal reactor, for the detection of in-core simulated boiling by analysis of the noise of out-of-core ionization chambers. Coolant velocity measurements by transit time analysis of temperature fluctuations are described. (U.K.)

  20. Cultural relations between Hungary and Albania during the period of Humanism and Renaissance

    Directory of Open Access Journals (Sweden)

    Muhamet Mala

    2016-07-01

    Full Text Available Cultural Hungarian-Albanian relations during the Middle Ages are characterized by a relatively poor intensity. Actually, relations between these two countries are more intense in the political field and especially through the partnership between Gjergj Kastrioti Skanderbeg and John Hunyadi. Regarding the origin, the Hungarian culture identity is rather distinct from the Albanian one. Lack of cultural contacts, among others, was conditioned also by the fact that these relations were held under war circumstances and their primary aim was the common defense from Ottoman attacks. Actually, the Albanian medieval culture remained a Mediterranean culture with elements of Byzantine influence in the continental and southern areas. Meanwhile, Hungary belonged to Central Europe, which, even though far away from Mediterranean cultural mainstream, sought to be influenced by this culture, namely by the Renaissance that emanated exactly in the Mediterranean region. It was Matthias Corvinus effort, regarding the cultural influence of the Mediterranean and Renaissance in Hungary but also the fact that Hungary possessed some of the most important towns of the Adriatic coast and particularly Ragusa. This city was the center where cultural relations between Albanian and Hungary started and became intensified in the religious, intellectual and human field.

  1. The Vietnamese lending rate, policy-related rate, and monetary policy post-1997 Asian financial crisis

    Directory of Open Access Journals (Sweden)

    Chu V. Nguyen

    2015-12-01

    Full Text Available Asymmetries in the Vietnamese lending central bank’s policy-related rate spread were documented. Empirical results revealed that the spread adjusts to the threshold faster when the central bank’s policy-related rates decrease relative to the lending rates than when the central bank’s policy-related rates move in the opposite direction. Additionally, the empirical findings indicate that Vietnamese commercial banks exhibit competitive rate setting behavior which may be attributable to graft maximization by bank’s management. The results also show bidirectional Granger causality between the Vietnamese lending rate and the central bank’s policy-related rate, indicating that the lending rate and the central bank’s policy-related rate affect each other’s movements. These results suggest that monetary authority can use its countercyclical monetary policy instruments to achieve its macroeconomics objectives. However, the estimation results of the GARCH (2, 3-in-Mean model suggest that they should intervene more frequently and by small policy measures to minimize the conditional variance of the spread to minimize the magnitude of the cycle of the lending rate.

  2. What Truth in Lending Means to You.

    Science.gov (United States)

    Board of Governors of the Federal Reserve System, Washington, DC.

    Designed for the general public and possibly suitable also for high school economics students, this pamphlet discusses the provisions of the Truth in Lending Law. The act requires that creditors state credit charges in a uniform way. The pamphlet provides a brief description of finance charges and annual percentage rates. It also focuses on…

  3. Country policy profile - Hungary. April 2015

    International Nuclear Information System (INIS)

    2015-04-01

    According to the Directive 2009/28/EC of the European Parliament and of the European Council on the promotion of the use of energy from renewable sources the target for the share of energy from renewable sources in gross final energy consumption in the year 2020 for Hungary is 13%, whereas in 2012 it reached 9,8%. Hungarian renewable electricity meets the support in shape of feed-in tariffs. In the aspect of transport the main means of support for the energy from renewable sources is a quota system. The connection of renewable energy plants to the grid will be ranked as a priority. The costs for the connection of renewable energy plants to and the expansion of the grid are borne either by the plant operator or by the grid operator, depending on certain criteria. There are a number of policies intending to promote the development, installation and use of RES installations. However, some policies are currently not available due to exhausted funds of the related subsidy programs. This report monitors the policy changes after the release of the 2013 Progress Report for Hungary and is regularly updated. In recent months, no significant change in country's RES policies has been reported

  4. Country policy profile - Hungary. December 2015

    International Nuclear Information System (INIS)

    2015-12-01

    According to the Directive 2009/28/EC of the European Parliament and of the European Council on the promotion of the use of energy from renewable sources the target for the share of energy from renewable sources in gross final energy consumption in the year 2020 for Hungary is 13%, whereas in 2012 it reached 9,8%. Hungarian renewable electricity meets the support in shape of feed-in tariffs. In the aspect of transport the main means of support for the energy from renewable sources is a quota system. The connection of renewable energy plants to the grid will be ranked as a priority. The costs for the connection of renewable energy plants to and the expansion of the grid are borne either by the plant operator or by the grid operator, depending on certain criteria. There are a number of policies intending to promote the development, installation and use of RES installations. However, some policies are currently not available due to exhausted funds of the related subsidy programs. This report monitors the policy changes after the release of the 2013 Progress Report for Hungary and is regularly updated. In recent months, no significant change in country's RES policies has been reported

  5. Joint liability lending and the peer selection effect

    NARCIS (Netherlands)

    Gangopadhyay, S; Ghatak, M; Lensink, R

    2005-01-01

    We show that the joint liability lending contracts derived in Ghatak (2000) violate an ex post incentive-compatibility constraint which says that the amount of joint liability cannot exceed the amount of individual liability. We derive and characterise optimal separating joint liability contracts

  6. Geothermy in Hungary

    Energy Technology Data Exchange (ETDEWEB)

    Kontra, J.

    1985-06-01

    In Hungary wells producing geothermal water have been in operation since 1890. The economic exploitation of geothermal energy is possible in over 40% of the country due to favorable conditions such as large reserves, high ground pressure and high geothermal gradient. Some 620 wells presently working produce a considerable quantity of energy and thermal water, in most cases using the single well system but more recent operations now incorporate reinjection wells. Hydrotherapy water supply and various industrial uses, such as drying in the agricultural sector, are its most important uses but further uses of thermal energy are being developed especially that of heating buildings where it could replace other energy sources. Sufficient investment could see an expanding tourist industry based on the recognized therapeutic properties of these mineral waters.

  7. Who Gets the Credit? And Does it Matter? Household vs Firm Lending Across Countries

    NARCIS (Netherlands)

    Beck, T.H.L.; Büyükkarabacak, B.; Rioja, F.; Valev, N.

    2009-01-01

    While theory predicts different effects of household credit and enterprise credit on the economy, the empirical literature has mainly used aggregate measures of overall bank lending to the private sector. We construct a new dataset from 45 developed and developing countries, decomposing bank lending

  8. Who gets the credit? And does it matter? Household vs firm lending across countries

    NARCIS (Netherlands)

    Beck, T.H.L.; Büyükkarabacak, B.; Rioja, F.; Valev, N.

    2012-01-01

    While theory predicts different effects of household credit and enterprise credit on the economy, the empirical literature has mainly used aggregate measures of overall bank lending to the private sector. We construct a new dataset from 45 developed and developing countries, decomposing bank lending

  9. Hungary-Ukraine energy cooperation and its contribution to the security of supply in the European Union

    Energy Technology Data Exchange (ETDEWEB)

    Kiss, P.

    2007-07-01

    The European Union (EU) will be increasingly dependant upon non-EU primary energy resources as domestic resources are depleted. Ukraine can play a pivotal role in future supply to the EU through its neighbor Hungary. Ukraine is the largest country in the world by volume of gas transit. Through its pipeline, the transit gas deliveries amount annually to 140 billion m{sup 3}, including 120 billion m{sup 3} to countries of Central and Western Europe. The country also has an under-utilized 750 kV electricity transmission line that reaches into Hungary. These assets make Eastern Hungary a key location for a Combined Cycle Gas Turbine (CCGT). A plant of this type would be able to provide electricity generation for the Central Eastern Europe (CEE) region. The heat generated by the plant could also be used in local industrial and agricultural production, thereby providing an additional impetus for regional development initiatives. Hungary is open for foreign investment from the West, but also from investors in the Ukraine and Russia. The construction of the CCGT plant and the related regional development is a great opportunity to strengthen the cooperation of Ukraine, the EU and Hungary for the common benefit of the entire region. (auth)

  10. Online peer-to-peer lending and its implications for small business credit financing in Norway

    OpenAIRE

    Brekke, Henrik; Hagerud, Simon

    2017-01-01

    Masteroppgave(MSc) in Master of Science in Business, Strategy - Handelshøyskolen BI, 2017 This thesis seeks to explore how the emergence of online peer-to-peer (P2P) lending will impact small businesses lending in Norway. Increasing attention has been drawn to small businesses and their apparent struggle to obtain appropriate credit financing. At the same time, online P2P lending, part of the new wave of financial technologies, has been held up as a potential remedy for this cr...

  11. Online peer-to-peer lending and its implications for small business credit financing in Norway

    OpenAIRE

    Brekke, Henrik; Hagerud, Simon

    2017-01-01

    This thesis seeks to explore how the emergence of online peer-to-peer (P2P) lending will impact small businesses lending in Norway. Increasing attention has been drawn to small businesses and their apparent struggle to obtain appropriate credit financing. At the same time, online P2P lending, part of the new wave of financial technologies, has been held up as a potential remedy for this credit rationing. Our research involves two main parts. First, we study the extent to whi...

  12. A decision support model for investment on P2P lending platform.

    Science.gov (United States)

    Zeng, Xiangxiang; Liu, Li; Leung, Stephen; Du, Jiangze; Wang, Xun; Li, Tao

    2017-01-01

    Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace-Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model) is more efficient and stable than the individual model alone.

  13. A decision support model for investment on P2P lending platform.

    Directory of Open Access Journals (Sweden)

    Xiangxiang Zeng

    Full Text Available Peer-to-peer (P2P lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace-Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model is more efficient and stable than the individual model alone.

  14. A molecular phylogeny of Dorylus army ants provides evidence for multiple evolutionary transitions in foraging niche

    Directory of Open Access Journals (Sweden)

    Vilhelmsen Lars B

    2007-04-01

    Full Text Available Abstract Background Army ants are the prime arthropod predators in tropical forests, with huge colonies and an evolutionary derived nomadic life style. Five of the six recognized subgenera of Old World Dorylus army ants forage in the soil, whereas some species of the sixth subgenus (Anomma forage in the leaf-litter and some as conspicuous swarm raiders on the forest floor and in the lower vegetation (the infamous driver ants. Here we use a combination of nuclear and mitochondrial DNA sequences to reconstruct the phylogeny of the Dorylus s.l. army ants and to infer the evolutionary transitions in foraging niche and associated morphological adaptations. Results Underground foraging is basal and gave rise to leaf-litter foraging. Leaf-litter foraging in turn gave rise to two derived conditions: true surface foraging (the driver ants and a reversal to subterranean foraging (a clade with most of the extant Dorylus s.s. species. This means that neither the subgenus Anomma nor Dorylus s.s. is monophyletic, and that one of the Dorylus s.s. lineages adopted subterranean foraging secondarily. We show that this latter group evolved a series of morphological adaptations to underground foraging that are remarkably convergent to the basal state. Conclusion The evolutionary transitions in foraging niche were more complex than previously thought, but our comparative analysis of worker morphology lends strong support to the contention that particular foraging niches have selected for very specific worker morphologies. The surprising reversal to underground foraging is therefore a striking example of convergent morphological evolution.

  15. Student Mobility or Emigration Flow? The Case of Students Commuting from Serbia to Hungary

    Directory of Open Access Journals (Sweden)

    Zoltan Takac

    2015-04-01

    Full Text Available Student mobility between two European countries in transition, Hungary and Serbia, was considered for the period 2001-2010. The high motivation and number of Hungarian-speaking students emigrating/commuting to Hungary began in 1990, with the beginning of the Yugoslav Wars. In 2010, 1,385 Hungarian-speaking students (from Vojvodina, Serbia studied in Hungary and 3,152 in Serbia. Student mobility between Hungary and Serbia is highly concentrated and causes a very low returning rate of educated young elite (approximately 30%. For this reason, the future of the Hungarian minority has begun to be put into question in Serbia, in the Autonomous Province of Vojvodina, where their percentage within whole population is noticeably decreasing (1991: 16.9%, 2001: 14.3%. The research has been focused on answering the following questions: Are there integration conflicts in the autochthon minority within the state borders of Serbia? What can higher education offer to these students? Does the region offer enough to provide perspectives for young members of the elite? Will early student mobility end with continuous emigration? Empirical background: Interviews with young adult migrants from Serbia to Hungary; Location: Serbia. Objective: To examine the motives and willingness to emigrate among the Hungarian young adults/students from Vojvodina. Interview subjects: 18 university/college students or young adults with a diploma (from Vojvodina. It is important to note that only those young adults were interviewed who have returned to Serbia having finished their educational career or who are likely to come back later. Conclusions in brief: The Yugoslav Wars, worsening economic conditions, and low living standards have significantly influenced the willingness of the youth to migrate. The motives of migration among the Hungarian youth in Vojvodina are gaining professional experience, broadening knowledge, and improving language. Hungary is the first target country of

  16. Geothermal country report of Hungary

    International Nuclear Information System (INIS)

    Ottlik, P.

    1990-01-01

    There is a slow but steady increase in the number of geothermal wells in Hungary. The rate of increase is 3-5 new wells/year. In the last years technical development and the raising of efficiency came to the front in utilization of geothermal energy. Technical development is supported by the state. This paper reports that the main directions were: developing a pump suitable for Hungarian conditions, working out the model of sandy and karstic aquifers for simulation and prediction, and developing new chemicals and methods for treating thermal water

  17. Diversity Issues in the Army as Perceived by Army Students at the United States Army War College

    National Research Council Canada - National Science Library

    Webster, Cecil

    1997-01-01

    ..., welfare, and other related programs. In recognizing this diversity, this paper identifies some diversity issues within the Army, analyzes the perception of those diversity issues by the resident Army students in the USAWC Class of 1997...

  18. Monetary policy, bank size and bank lending: evidence from Australia(new version)

    OpenAIRE

    liu, luke

    2012-01-01

    This study explores how monetary policy changes flow through the banking sector in Australia. Drawing on data between 2004 and 2010, we divide banks into three groups according to their size, and examine the impact of cash rate change on lending of different types of loans. We found the response of bank lending after a monetary policy change varies with the size of the bank as well as the types of loan.

  19. The status of the Hoopoe (Upupa epops in Hungary: a review

    Directory of Open Access Journals (Sweden)

    Halmos Gergő

    2015-12-01

    Full Text Available The Hoopoe is a widespread species in Hungary with the strongest populations on the Great plains. The fact that in 2015 it became ‛The Bird of the Year’ in Hungary offers the possibility to summarise the information about the distribution, population size, dispersion, migration as well as the nature conservation status of the Hoopoe population breeding in Hungary. In the period of 1999–2014 the number of breeding pairs and trend of population level was estimated based on the Common Bird Census database. The population size was estimated as 13,500–17,500 pairs with a stable trend (slope=−1.3%, SE=2.5% over 1999–2014. There is very limited information on migration from bird ringing, only 8 recoveries between 1928–1963 indicate, that the Hungarian population is migrating on a south-southeast direction in autumn, wintering in the eastern parts of the Sahel, possibly in Chad and Sudan and migrates back in spring following a loop migration pattern further to the east. The main conservation issues are agricultural intensification impacting feeding possibilities, lack of nesting cavities and hunting during migration.

  20. Tax wedge in Croatia, Austria, Hungary, Poland and Greece

    Directory of Open Access Journals (Sweden)

    Marin Onorato

    2016-06-01

    Full Text Available The aim of this paper is to compare the tax burden on labour income in Croatia, Austria, Greece, Hungary and Poland in 2013. The Taxing Wages methodology has been applied to hypothetical units across a range of gross wages in order to calculate net average tax wedge, net average tax rate, as well as other relevant indicators. When it comes to single workers without children, the smallest tax wedge for workers earning less than the average gross wage was found in Croatia, while Poland had the smallest tax wedge for above-average wages. Due to a progressive PIT system, the tax wedge for a single worker in Croatia reaches 50% at 400% of the average gross wage, equalling that of Austria, Greece and Hungary. Tax wedges for couples with two children show a similar trend.

  1. Rapid restoration after lignite mining in Hungary

    Energy Technology Data Exchange (ETDEWEB)

    1988-06-01

    The 30th anniversary of the commencement of large scale lignite production by opencast mining in Hungary was celebrated in 1987. A process of rapid technical and biological reclamation without the use of humus has now been developed. The costs involved are only 5-10% of those of conventional methods and reclamation cycle is four years compared to ten years for conventional methods.

  2. Lending Officers' Decisions to Recommend Innovative Agricultural Technology.

    Science.gov (United States)

    McIntosh, Wm. Alex; Zey-Ferrell, Mary

    1986-01-01

    Path analysis examines an analytical model of decision making by lending officers of 211 Texas banks when recommending agricultural technology to farmer-clients. Model analyzes effects of loan officers' ascribed/achieved personal characteristics and perceptions of organizational constraints during three stages of decision process: using…

  3. 12 CFR 560.101 - Real estate lending standards.

    Science.gov (United States)

    2010-01-01

    ..., and reporting requirements to monitor compliance with the savings association's real estate lending... institutions' business plans and, when undertaken in a prudent manner, will not be subject to examiner... policies and strategic plan. Factors that should be considered include: • The size and financial condition...

  4. 78 FR 25818 - Truth in Lending (Regulation Z)

    Science.gov (United States)

    2013-05-03

    ... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1026 [Docket No. CFPB-2012-0039] RIN 3170-AA28 Truth in Lending (Regulation Z) AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; official interpretations. SUMMARY: The Bureau of Consumer Financial Protection (Bureau) issues this final...

  5. Case concerning Gabcikovo-Nagymaros project (Hungary/Slovakia). Summary of the Judgement of 25 September 1997

    International Nuclear Information System (INIS)

    1997-01-01

    The summary of the judgement contains: Review of the history of law-suit; Legal consequences of the Judgment. The operative paragraphs reads as follows: (1) A. Finds, that Hungary was not entitled to suspend and subsequently abandon, in 1989, its part of the works in the dam project, as laid down in the treaty signed in 1977 by Hungary and Czechoslovakia and related instruments; B. Finds, that Czechoslovakia was entitled to proceed, in 1991, to the p rovisional solution a s described in the terms of the Special Agreement; C. Finds, that Czechoslovakia was not entitled to put into operation, from 1992, this p rovisional solution ; D. Finds, that notification, 1992, of termination of the Treaty of 1977 and related instruments by Hungary did not have the legal effect of terminating them; 2. A. Finds, that Slovakia, as successor to Czechoslovakia, became a party the Treaty of 1997 as from 1993; B. Finds, that Hungary and Slovakia must negotiate in good faith in the light of the prevailing situation, and must take all necessary measures to ensure the achievement of the objectives of the Treaty of 1977, in accordance with such modalities as they may agree upon; C. Finds, that, unless the Parties otherwise agree, a joint operational regime must be established in accordance with the Treaty of 1977; C. Finds, that, unless the Parties otherwise agree, Hungary shall compensate Slovakia for the damage sustained by Czechoslovakia and by Slovakia on accounts of the suspension and abandonment by Hungary of works for which it was responsible: and Slovakia shall compensate Hungary for the damage it has sustained on account of the putting into operation of the p rovisional solution b y Czechoslovakia and its maintenance in service by Slovakia; E. Finds, that, the settlement of accounts for the construction and operation of the works must be effected in accordance with relevant provisions of the Treaty of 1977 and related instruments, taking due account of such measures as will have

  6. ICT diffusion in Hungary Nyuga-Dunántúl region

    Directory of Open Access Journals (Sweden)

    Péter Tóth

    2014-02-01

    Full Text Available The acceptance of info communication technologies (ICT is an inevitable element of rural development since the infrastructure is more or less developed in Hungary. The problem of acceptance lies in the attitude toward new technologies. In this paper we would like to describe the process where the use of a certain service available only in an online environment becomes popular among the rural population. Using the best known Hungarian social network site IWIW registrants data on settlements and users of a Hungarian NUTS II region combined with spatial and demographic statistics one could describe the scale and direction of diffusion processes which adds some more information to the facts we already know on state of information society in Hungary.

  7. 75 FR 58505 - Regulation Z; Truth in Lending

    Science.gov (United States)

    2010-09-24

    .... Reasons for the Proposed Rule Congress enacted TILA based on findings that economic stability would be... and Regulation Z Congress enacted the Truth in Lending Act (TILA) based on findings that economic stability would be enhanced and competition among consumer credit providers would be strengthened by the...

  8. The laboratory-type data input and processing subsystem of the country-wide environmental radiation monitoring system in Hungary

    International Nuclear Information System (INIS)

    Kanyar, B.; Fulop, N.; Glavatszkih, N.; Nemeth, A.

    1996-01-01

    The countrywide radiation monitoring activity in Hungary is shared among the national networks as agriculture, environmental protection and public health ones. They are mostly involved in the environmental sampling and laboratory type determinations of the radioactive pollution, meanwhile the organisations mainly from the Army and Civil Defence are responsible to the early warning system. A moderately effective collaboration is established only around the Nuclear Power Plant Paks. Based on more than 10 years experience in collaboration around the NPP the Hungarian Atomic Energy Commission initiated some centralism in the countrywide monitoring activity as well. As the first step the National Research Institute for Radiobiology and Radiohygiene has been charged to establish an Information Center for laboratory-type data collection, processing, analysis and informing regularly the proper organizations on the results. The Information Centre is equipped with a computer type of SUN SPARCserver-20 and the laboratories are planned to be linked on line by PC stations. The main user programs for data collection, control and restricted processing are written in INGRES data manager software. The semiprocessed results can be transformed in a readable form for general statistical etc. packages

  9. Comparative analysis of field ration for military personnel of the ukrainian army and armies of other countries worldwide

    OpenAIRE

    M. Mardar; M. Hkrupalo; M. Stateva

    2017-01-01

    For the purpose of improvement of the Ukrainian nutritional standards this Article provides comparative analysis of field rations of different countries worldwide to make a proposal on improvement of food-stuff assortment in food ration for military personnel in the Armed Forces of Ukraine, Army of USA, the British Army, Army of Germany, Army of Italy, Army of Canada, Army of France, Army of Belarus, Army of Armenia. In accordance with the comparative analysis it was established that ration c...

  10. [Dentists' workforce in Hungary and international migration].

    Science.gov (United States)

    Balázs, Péter

    2012-06-01

    In Hungary, cross-national migration in dental care was performed rather by patients from abroad instead of the domestic dentists' migration for working abroad. Actually, this tacitly realized and so-called dental tourism experienced two basic changes. The National Medical Tourism Ltd. arranged the First Conference for Development of Dental Tourism on 21 April 2011. Hungary's prime minister addressed the meeting and finally signed an agreement with the organizing Ltd. about governmental financial support for development of dental tourism. On the other hand, Germany and Austria deleted all restrictions against the free cross-national workforce migration since 1 May this year. For understanding and prognosis of dentists' future migration, it is inevitable to collect and analyse relevant data of the previous years. This study is presenting data obtained from January 1, 2006 to December 31, 2010. According to the net outcome, the dentists' human resource system was balanced down to the end of 2010. However, this state is unsure even for the near future, thus preventing the deficit of dentists all necessary measures must be taken to keep up the present level of the domestic dentral service.

  11. CAPITALISM FROM BELOW: AN EXPLORATORY ANALYSIS OF SMALL ENTREPRENEURSHIP IN HUNGARY, POLAND, AND ROMANIA

    Directory of Open Access Journals (Sweden)

    Cătălin Augustin STOICA

    2012-06-01

    Full Text Available The contours of markets and entrepreneurship are shaped by historical and politico-institutional factors. In the case of Central and Eastern Europe, the development of new entrepreneurial classes is a function of communist legacies and post-1989 political processes. Employing survey data from 2000, this article examines how political and institutional conditions influence patterns of recruitment into self-employment and income returns to small entrepreneurship in Hungary, Poland, and Romania. The results of this analysis show that human capital (captured by education has positive significant effects on becoming a self-employed individual with employees in Hungary and Romania. As compared to other individuals, former socialist “petit bourgeois” (i.e., individuals who were business owners in 1988 are more likely to be small business operators in post-communism. Individuals who held managerial authority positions before 1989 have higher chances to become small business operators in Romania but not in Hungary or Poland. Unemployment seems to function as a push-factor for becoming a small business operator in Hungary and Poland but not in Romania. In Romania, most small entrepreneurs earn significantly more than employees in the state or private sector. Gender, age, and education have significant positive effects on income returns in all of the three countries under scrutiny.

  12. Effectiveness of Traumatic Brain Injury Management Guideline Introduction in Hungary.

    Science.gov (United States)

    Sorinola, Abayomi; Buki, Andras; Sandor, Janos; Czeiter, Endre

    2018-01-01

    To describe the impact of the Traumatic Brain Injury management guideline introduction in Hungary. Hospital discharge records (HDR) including age, gender, codes of interventions applied, ICD codes of diagnosed disorders of patients admitted between 01/01/2004 and 31/12/2010 with the diagnosis of intracranial injury (S06 by ICD10) from every inpatient institution in Hungary were collected from the database of National Health Insurance Fund (NHIF). The Case Fatality Ratios (CFR) for one week, one month and six months were calculated for the periods before and after the guideline introduction. The change of CFRs was applied as indicators for change of clinical quality elicited by the guideline. The centers together at one week, one month and six months had pre-guideline introduction CFRs of 23.4%, 37.7% and 47.5% and post-guideline introduction CFRs of 22.1%, 39.1%, and 50.0% respectively. The secondary institutions together at one week, one month and six months had pre-guideline introduction CFRs of 21.5%, 34.8% and 46.3% and post-guideline introduction CFRs of 21.9%, 37.0%, and 48.9% respectively. None of the CFRs showed significant change. The effectiveness of TBI management guideline adaptation in Hungary is poor. Without supportive financing and external auditing system, guideline introduction alone cannot achieve standard clinical practice and a reduction in CFR.

  13. Youth Unemployment and Labour Market Transitions in Hungary

    Science.gov (United States)

    Audas, Rick; Berde, Eva; Dolton, Peter

    2005-01-01

    Unemployment and labour market adjustment have featured prominently in the problems of transitional economies. However, the position of young people and their transitions from school to work in these new market economies has been virtually ignored. This paper examines a new large longitudinal data set relating to young people in Hungary over the…

  14. Administration: Army Congressional Fellowship Program

    National Research Council Canada - National Science Library

    2000-01-01

    This printing publishes a new Army Regulation. This regulation presents the policies and procedures under which the Army manages the Army Congressional Fellowship Program and supplements applicable Department...

  15. The prospects for nuclear heating in Hungary

    International Nuclear Information System (INIS)

    Papp, I.; Lynch, G.F.

    1989-09-01

    In assessing alternative nuclear heat sources, a joint study was undertaken between Canada and Hungary to determine the feasibility of using the SLOWPOKE Energy System that has recently been developed. The SLOWPOKE Energy System is a benign nuclear heat source designed to supply 10 thermal megawatts in the form of hot water for local heating systems in buildings and institutions. It uses a combination of inherent safety features, including natural convection circulation and negative reactivity coefficients, and engineered features to ensure an extremely safe system. A SLOWPOKE demonstration heating reactor has been constructed in Canada. The unit started operation in July 1987 and is currently undergoing an extensive test program. Since the nuclear heat source is small, operates at atmospheric pressure, and produces hot water below 100 deg. C, the complex high-pressure, and high-temperature systems essential for electricity production are eliminated. As a result, the nuclear heat source can be located close to the load and will require a minimum of operator attention. In this way, a SLOWPOKE Energy System can be considered much like the oil- or natural gas fired furnace it is designed to replace. The extensive use of hot water district heating systems in Hungary offers the opportunity to exploit such simple nuclear systems as base load heat sources without an extensive retrofit of the existing systems. In addition, the studies have concluded that there are many economically attractive sites for 10 MW SLOWPOKE Energy Systems within the existing networks. The low capital investment requirements, coupled with a high degree of localization, even for the first unit, are seen as additional factors that facilitate the transfer of the technology to Hungary. Simple nuclear heat sources, such as the SLOWPOKE Energy System, when applied to the Hungarian district heating systems, offer the prospects of a significant reduction in the dependence on imported fossil fuels in the

  16. 12 CFR Appendix III to Part 27 - Fair Housing Lending Inquiry/Application Log Sheet

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Fair Housing Lending Inquiry/Application Log Sheet III Appendix III to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. III Appendix III to Part 27—Fair Housing Lending...

  17. Aspects of Anti-Semitism in Hungary 1915-1918

    Directory of Open Access Journals (Sweden)

    Péter Bihari

    2016-10-01

    Full Text Available Before 1914 the vocabulary of anti-Semitism was already present in public discourses in Hungary, but it did not yet represent the central problem of a still ‘liberal Hungary.’ With the First World War, the Hungarian middle classes became the main losers in the social disruption of Hungarian society. 1916 must be seen as the turning point of the social splits and divisions. The former policy of the “Burgfrieden,” or party truce, was undermined by the profound psychological experiences of the war. In this context, old anti-Semitic stereotypes prejudices were reactivated while new ones emerged. Jews, in general, came to be treated as internal enemies, earning huge profits from the war at the expense of Christian Hungarian society that was being ruined. This paper analyzes three stages of growing anti-Semitic agitation in Hungarian society during the war: First, the attacks against the banks around 1916; second, the public debate on the Jewish question in 1917, opened by the publication of the book A zsidók útja [The Path of the Jews] by the sociologist Péter Ágoston and intensified by the “inquiry into the Jewish question” of the journal Huszadik Század [Twentieth Century]; third, the surge of anti-Semitism that began with anti-Semitic speeches in the Hungarian Diet in 1917, leading to a broad anti-Semitic campaign by predominantly Catholic newspapers, in which Otto Prohaszka and Bela Bangha were the leading figures. The thesis is that Hungarian anti-Semitism was far from being a spontaneous outburst of popular feelings. It was fairly well organized and coordinated, mainly by ecclesiastical circles. It was the First World War that proved to be the catalyst, contributing to an extreme anti-Semitism and thereby sealing the fate of “liberal Hungary.”

  18. The medical care system of Hungary.

    Science.gov (United States)

    Raffel, N K; Raffel, M W

    1988-01-01

    Medical care in Hungary has made significant progress since World War II in spite of other social priorities which have limited financial support of the health system. A shortage of hard currency in a high technological era is now having a particularly severe adverse impact on further development. Decentralized administration and local finance have, however, provided some room for progress. Preventive efforts are hampered by a deeply entrenched life style which is not conducive to improving the population's health status.

  19. Research and higher education background of the Paks Nuclear Power Plant, Hungary. Past and present

    International Nuclear Information System (INIS)

    Csom, Gy.

    2002-01-01

    The connection of the Paks Nuclear Power Plant, Hungary, with research and development as well as with higher education is discussed. The main research areas include reactor physics, thermohydraulics, radiochemistry and radiochemical analysis, electronics and nuclear instruments, computers, materials science. The evolution of relations with higher education in Hungary and the PNPP is presented, before and after the installation of the various units. (R.P.)

  20. Prevalence rates and socioeconomic characteristics of post-partum depression in Hungary.

    Science.gov (United States)

    Nagy, Emese; Molnar, Peter; Pal, Attila; Orvos, Hajnalka

    2011-01-30

    The rapid socioeconomic transition in post-communist Hungary adversely affected the overall morbidity and mortality rates in the 1990s. Prevalence data on depressive disorders from the region are still scarce, however. This study reports the findings of the first epidemiological survey, using the Edinburgh Postnatal Depression Scale (EPDS) and the Beck Depression Inventory (BDI), on the prevalence of post-partum depression and the associated risk factors in Hungary. A total of 1030 mothers who delivered their babies between May and July 1999 in 16 counties in Hungary were screened for depressive symptoms 3-26 weeks post-partum. The survey found that 10.81% of the sample was above the cut-off score of 13, and the EPDS detected post-partum depressive symptoms with 76% (95% confidence interval (CI)=60.5-87.1) sensitivity and 92% (95% CI=90.5-94.1) specificity. In addition, 24 socio-demographic, socio-psychiatric data and personal and obstetric variables were surveyed. Results of a hierarchical logistic regression analysis showed that depression of the mother during pregnancy was the strongest predictor of depressive symptoms post-partum. Depression before pregnancy, housing conditions, marital relationship status and family history of alcohol problems were also identified as predictors for post-partum depressive symptoms. Copyright © 2010 Elsevier Ltd. All rights reserved.

  1. Discovering the Army's Core Competencies

    National Research Council Canada - National Science Library

    Rudesheim, Frederick

    2001-01-01

    This paper seeks to answer the question, "Has the Army correctly identified its core competencies to ensure the Army can adequately respond to the national military strategy?" FM 1, The Army (Prototype Draft...

  2. The Role and Importance of Spa and Wellness Tourism in Hungary's Tourism Industry

    Directory of Open Access Journals (Sweden)

    Csapó János

    2017-06-01

    Full Text Available This paper presents and highlights the role and importance of spa and wellness tourism in Hungary. Ever since tourism has played an important role in the social-economic processes of the country the leading tourism product proved to be health tourism (spa and wellness thanks to the advantageous physical geographical and social-political background. After the presentation of the country-specific theoretical system of spa and wellness, the paper examines the supply and the demand side together with competitor analysis and recent trends in spa and wellness in Hungary.

  3. Teaching the System of Social Policy in Hungary

    Science.gov (United States)

    Talyigas, Katalin

    2008-01-01

    Provides an inside perspective on the development of social work education in Hungary during the final years of communism and after the country regained its independence, when there was a strong focus on re-introducing social work and social sciences which had been repressed by the socialist regime in its denial of social problems and thus, its…

  4. 75 FR 58469 - Regulation Z; Truth in Lending

    Science.gov (United States)

    2010-09-24

    ... Congress enacted the Truth in Lending Act (TILA) based on findings that economic stability would be... 2503 of the Housing and Economic Recovery Act of 2008, Public Law 110-289, enacted on July 30, 2008. The MDIA was later amended by the Emergency Economic Stabilization Act of 2008, Public Law 110-343...

  5. Empirical Analysis of Effects of Bank Mergers and Acquisitions on Small Business Lending in Nigeria

    Science.gov (United States)

    Ita, Asuquo Akabom

    2012-11-01

    Mergers and acquisitions are the major instruments of the recent banking reforms in Nigeria.The effects and the implications of the reforms on the lending practices of merged banks to small businesses were considered in this study. These effects were divided into static and dynamic effects (restructuring, direct and external). Data were collected by cross-sectional research design and were subsequently analyzed by the ordinary least square (OLS) method.The analyses show that bank size, financial characteristics and deposit of non-merged banks are positively related to small business lending. While for the merged banks, the reverse is the case. From the above result, it is evident that merger and acquisition have not only static effect on small business lending but also dynamic effect, therefore, given the central position of small businesses in the current government policy on industrialization in Nigeria, policy makers in Nigeria, should consider both the static and dynamic effects of merger and acquisition on small business lending in their policy thrust.

  6. Storage experience in Hungary with fuel from research reactors

    International Nuclear Information System (INIS)

    Gado, J.; Hargitai, T.

    1996-01-01

    In Hungary several critical assemblies, a training reactor and a research reactor have been in operation. The fuel used in the research and training reactors are of Soviet origin. Though spent fuel storage experience is fairly good, medium and long term storage solutions are needed. (author)

  7. The causal effect of restrictive bank lending on employment growth: A matching approach

    OpenAIRE

    Kleemann, Michael; Wiegand, Manuel

    2013-01-01

    Does restrictive bank lending cause lower employment growth at the firm-level or does it reflect firm characteristics that drive the deterioration of employment figures? Applying propensity score matching, we estimate the treatment effect of restrictive bank lending on employment growth. Combining balance sheet information and survey data on a firm's current and expected future business situation, we rule out the impact of firm heterogeneity. We find that credit constraints have a significant...

  8. Does Discretion in Lending Increase Bank Risk? Borrower Self-Selection and Loan Officer Capture Effects

    NARCIS (Netherlands)

    Gropp, R.; Grundl, C.; Guttler, A.

    2012-01-01

    Abstract: In this paper we analyze whether discretionary lending increases bank risk. We use a panel dataset of matched bank and borrower data. It offers the chief advantages that we can directly identify soft information in banks’ lending decisions and that we observe ex post defaults of borrowers.

  9. Does Discretion in Lending Increase Bank Risk? Borrower Self-Selection and Loan Officer Capture Effects

    NARCIS (Netherlands)

    Gropp, R.; Grundl, C.; Guttler, A.

    2012-01-01

    In this paper we analyze whether discretionary lending increases bank risk. We use a panel dataset of matched bank and borrower data. It offers the chief advantages that we can directly identify soft information in banks’ lending decisions and that we observe ex post defaults of borrowers.Consistent

  10. European tendencies and co-operation in the field of ITS systems - national achievements and challenges in Hungary

    Directory of Open Access Journals (Sweden)

    Lindenbach Ágnes

    2016-06-01

    Full Text Available The article presents the role of intelligent transport systems/services related to the implementation of the essential European and Hungarian transport policy objectives. The ‘ITS Directive’ will provide a framework for the tasks/works to be performed in the forthcoming years within the priority areas of ITS. The European Commission published regulations / specifications for the priority actions in the form of delegated acts defining the tasks/responsibilities of Member States. Regional/European co-operation for Hungary started after the EU-accession of the country. Hungary was an active partner within the European CONNECT and EasyWay projects, currently Hungary is a member of the CROCODILE consortium.

  11. Economic policy uncertainty, credit risks and banks lending decisions: Evidence from Chinese commercial banks

    Institute of Scientific and Technical Information of China (English)

    Qinwei Chi; Wenjing Li

    2017-01-01

    Using data for Chinese commercial banks from 2000 to 2014, this paper examines the effects of economic policy uncertainty(EPU) on banks’ credit risks and lending decisions. The results reveal significantly positive connections among EPU and non-performing loan ratios, loan concentrations and the normal loan migration rate. This indicates that EPU increases banks’ credit risks and negatively influences loan size, especially for joint-equity banks. Given the increasing credit risks generated by EPU, banks can improve operational performance by reducing loan sizes. Further research indicates that the effects of EPU on banks’ credit risks and lending decisions are moderated by the marketization level, with financial depth moderating the effect on banks’ credit risks and strengthening it on lending decisions.

  12. Creation and Characteristics of the New Fundamental Law of Hungary

    Czech Academy of Sciences Publication Activity Database

    Halász, Ivan

    2011-01-01

    Roč. 150/1, č. 9/2 TLQ (2011), s. 85-105 ISSN 0231-6625 Institutional research plan: CEZ:AV0Z70680506 Keywords : constitutional law * Fundamental Law of Hungary * Hungarian constitutional system Subject RIV: AG - Legal Sciences

  13. 78 FR 18795 - Truth in Lending (Regulation Z)

    Science.gov (United States)

    2013-03-28

    ... of credit at account opening. The consumer is also required to pay a cash advance fee that is equal... amount equal to any fees the consumer was required to pay with respect to the account that exceed 25... Regulation Z, which implements the Truth in Lending Act, and the Official Interpretations of the regulation...

  14. CHALLENGES OF MUNICIPAL WASTE MANAGEMENT IN HUNGARY

    Directory of Open Access Journals (Sweden)

    ZOLTÁN OROSZ

    2008-06-01

    Full Text Available Aims, tasks and priorities of medium term development plans of national waste management were defined in the National Waste Management Plan, which was made for the period of 2003–2008 in Hungary. Supporting of the European Union is indispensable for carrying out of plan. The most important areas are related to the developing projects of municipal solid waste treatment (increasingthe capacity of landfills, accomplishment of the infrastructure of selective waste collection, building of new composting plants. The national environmental policy does not focus sufficiently on the prevention of waste production. Due to the high expenses of investment and operation the energetic recovery and the incineration of municipal solid waste do not compete with the deposition. We inclined to think that the waste management of Hungary will be deposition-orientated until 2015. The main problems to the next years will be the lack of reprocessing industry of plastic and glass packaging waste. The high number of to-be-recultivated landfills and the attainability of necessary financial sources are also serious problems. There are many questions. What is the future in national waste management? How can we reduce the quantity of dumped waste? What are challenges of national waste management on the short and long term?

  15. Tobacco industry efforts to erode tobacco advertising controls in Hungary.

    Science.gov (United States)

    Szilágyi, T; Chapman, S

    2004-12-01

    To review strategies of transnational tobacco companies (TTCs) at creating a favourable advertising environment for their products in Hungary, with special regard to efforts resulting in the liberalisation of tobacco advertising in 1997. Analysis of internal tobacco industry documents relevant to Hungary available on the World Wide Web. Transcripts of speeches of members of the Parliament during the debate of the 1997 advertising act were also reviewed. The tobacco companies not only entered the Hungarian market by early participation in the privatisation of the former state tobacco monopoly, but also imported theirsophisticated marketing experiences. Evasion and violation of rules in force, creation of new partnerships, establishment and use of front groups, finding effective ways for influencing decision makers were all parts of a well orchestrated industry effort to avoid a strict marketing regulation for tobacco products.

  16. Hungary as an aging society.

    Science.gov (United States)

    Blasszauer, B; Hazafi, K

    1994-12-01

    The authors describe the situation of the aged in Hungary, with a particular focus on the medical and ethical problems that health professionals have to face. The so-called post-communist transitional period is characterised by both economic and moral crisis. The country has a serious foreign debt problem as well as high rate of unemployment and crime, a considerable price inflation, and the pauperisation of the people, particularly among the old. The old are defined as those who have reached retirement age, which is 55 for women and 60 for men. Hungary lacks the kind of incentives that would provide good reasons to live much beyond the age of 60. There is neither a suitable culture for old age nor economic security, and this seriously undermines the independence and autonomy of the old. Neither family nor institutional care for the elderly is adequate. Although over 20 per cent of the population are retired, they are not organized as a political power that would effectively represent them. The health care system is in crises and the elderly suffer the most because of it. Therapeutic nihilism and both over-treatment and under-treatment of the aged is common. Among the old, the suicide rate is high. Because of a lack of funds, an inadequate number of experts, indifference to rehabilitation, and the infrequent use of technological interventions, home and institutional care are inadequate. There are no public debates on setting priorities or allocating limited resources. There are, however, high hopes for the success of a market economy, privatization, and well-functioning democracy.(ABSTRACT TRUNCATED AT 250 WORDS)

  17. Innovation in Hungary - The Impact of EU Accession and Integration into Global Value Chains

    Directory of Open Access Journals (Sweden)

    Szalavetz Andrea

    2014-11-01

    Full Text Available This paper argues that EU accession has brought about minimal changes in the patterns of innovation in Hungary. The reason why is not that the ‘EU factor’ is of minor importance; rather, it is Hungary's inability to use EU resources effectively, so as to fully benefit from EU membership. The Hungarian story also demonstrates that the EU cannot block member states from reversing reform or abusing the opportunities EU membership offers to them. We contend that globalization (global value chain integration has more effectively contributed to Hungary's knowledge-based upgrading than Europeanization (in the sense of policy transfer; access to EU Structural & Cohesion Funds, and integration in the European Research Area. This argument is substantiated with a case study on innovation strategy design and implementation, which illustrates the ambiguous impact of Europeanization, which is contrasted with our investigation of integration in global value chains, conducted through interviews of foreign-owned manufacturing companies about their R&D-based upgrading experience.

  18. Current activities and future trends in reliability analysis and probabilistic safety assessment in Hungary

    International Nuclear Information System (INIS)

    Hollo, E.; Toth, J.

    1986-01-01

    In Hungary reliability analysis (RA) and probabilistic safety assessment (PSA) of nuclear power plants was initiated 3 years ago. First, computer codes for automatic fault tree analysis (CAT, PREP) and numerical evaluation (REMO, KITT1,2) were adapted. Two main case studies - detailed availability/reliability calculation of diesel sets and analysis of safety systems influencing event sequences induced by large LOCA - were performed. Input failure data were taken from publications, a need for failure and reliability data bank was revealed. Current and future activities involves: setup of national data bank for WWER-440 units; full-scope level-I PSA of PAKS NPP in Hungary; operational safety assessment of particular problems at PAKS NPP. In the present article the state of RA and PSA activities in Hungary, as well as the main objectives of ongoing work are described. A need for international cooperation (for unified data collection of WWER-440 units) and for IAEA support (within Interregional Program INT/9/063) is emphasized. (author)

  19. Highlights and impacts of the International Year of Planet Earth in Hungary

    Science.gov (United States)

    Szarka, László; Ádám, József; Brezsnyánszky, Károly; Haas, János; Kakas, Kristóf; Koppán, András.

    2010-05-01

    IYPE activities of various geo-science associations, universities, research institutes and private companies in Hungary (www.foldev.hu) have been successfully coordinated by the Hungarian National Committee, which was established by the Hungarian Academy of Sciences, the UNESCO- and the IUGS National Committees. The National Launch Event (April 17, 2008) was followed with a four-days long "Earth Science Fair" at the Hungarian Natural History Museum in Budapest. The IYPE was even briefly reviewed in the Hungarian Parliament. The Science Festival, organized annually by the Hungarian Academy of Sciences, in 2008 had a special IYPE-inspired slogan: "Science for the Habitable Earth", where lectures were held about the modern content of the Greek Classical Elements ("earth", "water", "air" and "fire", that is energy) and about the Humanity. In 2008/2009 numerous publications (including the Hungarian version of the IYPE booklet series, under the title GEO-FIFIKA, the Természet Világa special issue in February 2009, the IYPE number of Földrajzi Közlemények (Geographical Communications), and the "Geological Map of Hungary for Tourists" were produced. Throughout the country, symposia (e.g. HUNGEO 2008, ELGI 100, MÁFI 140, Geotourism Symposium in October 2009), several contests (Hungarian Television "Delta", Élet és Tudomány on the occasion of the UN year, and the annual contests starting in 2007 at Miskolc University), film shows (e.g., the movie "Another Planet") and other performances (e.g. End of the Ice Age in Hungarian Natural History Museum) were organized, with modest but increasing media coverage. The worldwide premier of the Planet Earth TV took place in Hungary, on the occasion of the IAGA 11th Scientific Assembly (August 23-30, 2009, www.iaga2009sopron.hu). One of our conferences ("Earth and Heaven - Geology and Theology") pointed out that there should be no conflict between science and religion, either in the fields of Earth's history or evolution

  20. COENOLOGICAL STATUS OF THE IRIS MEADOWS IN HUNGARY

    Directory of Open Access Journals (Sweden)

    E. SALAMON-ALBERT

    2010-04-01

    Full Text Available Species composition and vegetation structure by association and local diagnostic, constant and dominant species of Iridetum sibiricae was analysed from Hungary adjusting to the evaluation of European vegetation. Classification, ordination and statistical analyses was carried out to characterize and make distinction to some other wet meadow vegetation types. In the association habitat and management dependent subunits were formed.

  1. Gas regulation in Hungary. 5 years after privatization

    International Nuclear Information System (INIS)

    Varro, L.

    2002-01-01

    The political-economic environment of gas regulation in Hungary is characterized by: Unsustainable starting position; Gas a a default fuel (growth prospects); Scarce domestic capital; serious household exposure, political sensitivity.Import gas prices and the recommended regulatory bans are discussed.Future transmission and storage tariffs are about 12 euro/1000 m 3 and around 7 euro/1000 m 3 , resp. (R.P.)

  2. Plant life management in Hungary

    International Nuclear Information System (INIS)

    Gillemot, F.

    1998-01-01

    The life management in Hungary is in an early stage. The preparation of a suitable database, development of maintenance systems and education of the plant and consultant staff is essential. The Act of Nuclear Safety, the introduction of the 10 years periodic safety review system (periodic licence extension) is a good basis for life management. At the same time the economic changes in the country make the life management difficult. Presently most important task is to prepare the technical environment and the methodology for NPP Life management, and within a few years, when the economy would be consolidated, a real life management will be performed

  3. Optimal Joint Liability Lending and with Costly Peer Monitoring

    NARCIS (Netherlands)

    Carli, Francesco; Uras, R.B.

    2014-01-01

    This paper characterizes an optimal group loan contract with costly peer monitoring. Using a fairly standard moral hazard framework, we show that the optimal group lending contract could exhibit a joint-liability scheme. However, optimality of joint-liability requires the involvement of a group

  4. Group lending and the role of the group leader

    NARCIS (Netherlands)

    Eijkel, van R.; Hermes, N.; Lensink, B.W.

    2011-01-01

    This paper investigates strategic monitoring behavior within group lending. We show that monitoring efforts of group members differ in equilibrium due to the asymmetry between members in terms of future profits. In particular, we show that the entrepreneur with the highest future profits also puts

  5. Group lending and the role of the group leader

    NARCIS (Netherlands)

    van Eijkel, R.; Hermes, C.L.M.; Lensink, B.W.

    This paper investigates strategic monitoring behavior within group lending. We show that monitoring efforts of group members differ in equilibrium due to the asymmetry between members in terms of future profits. In particular, we show that the entrepreneur with the highest future profits also puts

  6. Mapping the geogenic radon potential: methodology and spatial analysis for central Hungary

    International Nuclear Information System (INIS)

    Szabó, Katalin Zsuzsanna; Jordan, Gyozo; Horváth, Ákos; Szabó, Csaba

    2014-01-01

    A detailed geogenic radon potential (GRP) mapping based on field soil gas radon and soil gas permeability measurements was carried out in this study. A conventional continuous variable approach was used in this study for GRP determination and to test its applicability to the selected area of Hungary. Spatial pattern of soil gas radon concentration, soil permeability and GRP and the relationship between geological formations and these parameters were studied by performing detailed spatial analysis. Exploratory data analysis revealed that higher soil gas radon activity concentration and GRP characterizes the mountains and hills than the plains. The highest values were found in the proluvial–deluvial sediments, rock debris on the downhill slopes eroded from hills. Among the Quaternary sediments, which characterize the study area, the fluvial sediment has the highest values, which are also located in the hilly areas. The lowest values were found in the plain areas covered by drift sand, fluvioeolic sand, fluvial sand and loess. As a conclusion, radon is related to the sediment cycle in the study area. A geogenic radon risk map was created, which assists human health risk assessment and risk reduction since it indicates the potential of the source of indoor radon. The map shows that low and medium geogenic radon potential characterizes the study area in central Hungary. High risk occurs only locally. The results reveal that Quaternary sediments are inhomogeneous from a radon point of view, fluvial sediment has medium GRP, whereas the other rock formations such as drift sand, fluioeolic sand, fluvial sand and loess, found in the study area, have low GRP. - Highlights: • First geogenic radon potential map in Hungary. • Low and medium GRP characterizes the study area (Middle Hungary). • Mainly quaternary sediments characterizes the study area. • Radon is related to the erosion and deposition of the sediment cycle

  7. Money Lending Law and Regulation of Consumer Credit in Nigeria ...

    African Journals Online (AJOL)

    Money lending is an indispensible consumer credit device in Nigeria as it is elsewhere. ... (borrowers), but that they also unduly fetter the lenders, which development is bad for modern business efficacy. ... AJOL African Journals Online.

  8. Lending booms, reserves, and the sustainability of short-term debt - inferences from the pricing of syndicated bank loans

    OpenAIRE

    Eichengreen, Barry; Mody, Ashoka

    1999-01-01

    Academics pay little attention to international bank lending, focusing instead on rapidly growing market segments such as the international bond market and derivative credit instruments. The authors argue for paying more attention to international bank lending. Why? Three reasons. First, the syndicated bank loan is one of the workhorses of international capital markets. Second, international bank lending is especially important for private-sector borrowers, whose participation in internationa...

  9. High activity gamma irradiators developed in Hungary

    International Nuclear Information System (INIS)

    Stenger, V.

    1997-01-01

    The development of high activity Gamma irradiators began in Hungary already in the early years of 60s. The very first designs were serving research in irradiation chemistry, radiation physics, food and agricultural research, radiation sterilization, plastic radiation chemistry, radiobiology, cancer therapy, personal and high dose dosimetry, following the international trends. Domestic and new international demands forced us to design and construct High Activity Gamma Irradiators: Multipurpose Pilot, Portable and Large scale bulk, Multipurpose Industrial scale types

  10. [Most important deficits, contradictions and possibilities in suicide prevention in Hungary].

    Science.gov (United States)

    Kalmár, Sándor

    2015-03-01

    Suicide is not only a contradictory biological, psychological, sociocultural and spiritual phenomenon, but also a serious public health problem, which is manifold, therefore the fight against it is also complex. The aim of the present publication is to establish the current situation of the fight against suicide in Hungary, which are the most important deficits, contradictions and unexploited possibilities. The author states that although we have accomplished important steps in the prevention of suicide, we did not realise the majority of them in everyday practice. The author defines the most important problems and tasks which should be solved in the next decade. In the near future a great deal more should be done for prevention than what we have accomplished so far in order to significantly reduce the number of suicide victims in Hungary.

  11. America’s Army: The Strength of the Nation. 2010 Army Posture Statement

    Science.gov (United States)

    2010-02-19

    that the Army Soldier is the best equipped and most re- spected combatant in the world. In order to ex- ecute Army Modernization and ensure the con...Force Traumatic Brain Injury ( TBI ) Unaccompanied Personnel Housing (UPH) Unmanned Aircraft, Raven Small System Unmanned Aircraft, Shadow System Unmanned...Services TBI Traumatic Brain Injury 30 LoyaLty | Duty | Respect | seLfLess seRvice | HonoR | integRity | peRsonaL couRage 2010 Army

  12. Women in the Army

    Science.gov (United States)

    1980-06-06

    Army womenpower re- quirements with no apparent end in sight. No country, not even Russia or Israel, has ever made a conscious decision to include...provide a basis for decision making. iiI CHAPTER ONE AN HISTORICAL OVERVIEW Few books have been written which outline the history of military women...with a bill introducing the Women’s Army Auxillary Corps (WAAC). In order 7 that the Army could maintain control over this sensitive issue, General

  13. Description of training activities and re-training system for nuclear professionals at the Paks Nuclear Power Plant, Hungary

    International Nuclear Information System (INIS)

    Jambrich, I.; Trampus, P.

    1993-01-01

    The nuclear power units of Paks, Hungary, have always been operated by Hungarian personnel, from the very beginning. The operator staff of unit 1 acquired its knowledge primarily outside of the country, but since 1983 the overall training process has been run entirely in Hungary, in Paks. This report gives details of present system of training programme in Hungary. The system of training for professionals builds up in vertically linked modules and is job oriented. It begins with theoretical training, followed by programmed on-the-job training which must successfully be finished before a release onto in-company or authority licensing exams for individual job performance

  14. The Center for the Army Profession and Ethic (CAPE) Annual Survey of the Army Profession (CASAP FY16)

    Science.gov (United States)

    2016-12-30

    incredibly fatiguing which cuts into my personal time to include mental health, physical health, and emotional well-being.” Understand this...April 2016. Its findings contribute to shared understanding of the State of the Army Profession within the Army Culture of Trust -- informing senior...Army leaders regarding the effectiveness of policies and practices intended to inspire and motivate Army professionals to “live by and uphold the Army

  15. How signaling and search costs affect information asymmetry in P2P lending: the economics of big data

    OpenAIRE

    Yan, Jiaqi; Yu, Wayne; Zhao, J. Leon

    2015-01-01

    In the past decade, online Peer-to-Peer (P2P) lending platforms have transformed the lending industry, which has been historically dominated by commercial banks. Information technology breakthroughs such as big data-based financial technologies (Fintech) have been identified as important disruptive driving forces for this paradigm shift. In this paper, we take an information economics perspective to investigate how big data affects the transformation of the lending industry. By identifying ho...

  16. Micro-lending for small farmers in Bangladesh

    OpenAIRE

    Rashid, Shahidur; Sharma, Manohar; Zeller, Manfred

    2002-01-01

    It has been long hypothesized that lack of access to credit is the main reason why, despite higher profitability of High Yielding Varieties (HYVs), farmers in developing countries continue to allocate a portion of their land to traditional crop varieties. The empirical testing of this hypothesis has generated a large body of literature with differing conclusions. This paper re-examines the issue in the context of a specially designed group-based lending program for small farmers in Bangladesh...

  17. Macroeconomics and FinTech: Uncovering Latent Macroeconomic Effects on Peer-to-Peer Lending

    OpenAIRE

    Foo, Jessica; Lim, Lek-Heng; Wong, Ken Sze-Wai

    2017-01-01

    Peer-to-peer (P2P) lending is a fast growing financial technology (FinTech) trend that is displacing traditional retail banking. Studies on P2P lending have focused on predicting individual interest rates or default probabilities. However, the relationship between aggregated P2P interest rates and the general economy will be of interest to investors and borrowers as the P2P credit market matures. We show that the variation in P2P interest rates across grade types are determined by three macro...

  18. Development of Integrated Public Administration Custom Services in Hungary.

    Science.gov (United States)

    Laki, Tamas

    2015-01-01

    The paper is a case-study introducing a national project in Hungary establishing a countrywide public administration customer service system where accessibility was a key issue. Starting from the concept the paper describes the methods and organisational background how accessible design was integrated in the planning method and gives a feedback of site experiences.

  19. Army Contract Writing System (ACWS)

    Science.gov (United States)

    2016-03-01

    2016 Major Automated Information System Annual Report Army Contract Writing System (ACWS) Defense Acquisition Management Information Retrieval...Information 4 Responsible Office 4 References 4 Program Description 5 Business Case 5 Program Status 6 Schedule 7 Performance...Program Information Program Name Army Contract Writing System (ACWS) DoD Component Army Responsible Office Program Manager References MAIS

  20. Prevalence and features of canine atopic dermatitis in Hungary.

    Science.gov (United States)

    Tarpataki, Noémi; Pápa, Kinga; Reiczigel, J; Vajdovich, P; Vörösi, K

    2006-09-01

    Medical records of 600 dogs diagnosed with atopic dermatitis were reviewed and evaluated with reference to history, geographical distribution, breed predilection, clinical signs and positive reactions to allergens as determined by intradermal skin testing (IDT) manufactured by Artuvetrin Laboratories. In 66.6% of dogs, the age of onset of atopic dermatitis was between 4 months and 3 years. Dogs living in the garden suburb of Budapest were more sensitive to house dust mites, fleas and moulds, and dogs from the western part of Hungary were more sensitive to weeds than to other allergens (p French bulldog, Doberman Pinscher and Bobtail which were over-represented among atopic dogs compared to the breed distribution of the general dog population of a large city in Hungary. Breeds with verified adverse reaction to food were Cocker spaniels, French bulldogs, Bullmastiffs, Bull terriers, St. Bernards, Tervurens, West Highland White terriers and American Staffordshire terriers (p < 0.05). The clinical signs of atopic dermatitis and their occurrence are in accordance with the data described in the literature.

  1. Organic food purchase habits in Hungary

    Directory of Open Access Journals (Sweden)

    Viktória Szente

    2015-03-01

    Full Text Available In Hungary organic food market has both demand and supply oriented aspect: several times not necessary products are distributed while the selection and volume of certain products are not satisfactory. Thus our aim was to develop a coordinated benchmark strategy to increase the trade of organic products. To get more details about the Hungarian organic food market we applied the “mystery shopping” method to observe changes in organic food supply and carried out a quantitative survey using a 1,000 member countrywide panel. Our results indicate that organic origin is considered somewhat important for every 4th respondent, while only 3.7% of the interviewees paid attention to put organic food products into their cart. The most serious obstacle is the doubt of surveyed individuals about the authenticity and the alleged benefits of organic products, complete with a high perceived price. “Price” is the most influential factor on shopping decision, but the advantageous “constant quality” and “health benefit” factors are just following it. Most of the respondents stated that they buy organic products directly from the producer (27.4%, but small retail outlets are likewise popular (though to a somewhat lesser extent. In conclusion, there is potential demand for ecological food products in Hungary. Although the proportion of conscious consumers is small; it significantly exceeds the current market share of the products. Consumers should be approached with better prices, smart retailing solutions and through awareness raising.

  2. Jews and Jewishness in Post-war Hungary

    OpenAIRE

    András Kovács

    2010-01-01

    The emergence of a seemingly harmonic symbiosis between Hungarian majority and Jewish minority in 19th century Hungary was a unique phenomenon in a European country where the proportion of Jews was close to 5 percent of the total population, and about 20 percent of the capital city, Budapest. However, after the shocking experience of the persecution in 1944 it was to expect that the factor –unlimited readiness for assimilation in the belief of the unlimited readiness of the majority for accep...

  3. [Divorces in Hungary in the 1980s].

    Science.gov (United States)

    Horvath, L

    1989-01-01

    Trends in divorce in Hungary in 1980 are examined using data from official sources. Having presented the data, the author attempts to identify the factors affecting the frequency of divorce, including educational status, geographic factors, income, and social class. In a concluding section devoted to the future of marriage, the author suggests that stable marriages based primarily on emotional rather than economic foundations will become less common, as the economic aspects of marriage are likely to increase rather than decrease in importance.

  4. APPLICATION OF THE EU-PRINCIPLES IN ROMANIA AND HUNGARY CONCERNING THE BOARDS OF LISTED COMPANIES

    Directory of Open Access Journals (Sweden)

    Gabriella KECZER

    2009-01-01

    Full Text Available Corporate governance ensures that boards are able to exercise appropriate scrutiny over management and that shareholders, as owners of the company, are able to hold boards accountable. As such, a high level of corporate governance contributes significantly to investors' confidence and market stability, thus fostering business efficiency. In 2005 the European Commission launched a recommendation on the boards of listed companies and invited Member States to follow the guidelines. In 2008 both Romania and Hungary launched a new Code of Corporate Governance on the basis of the EU recommendations. In my paper I present the EU principles, and by examining the national codes of Romania and Hungary I analyze to which extent and in what issues these two countries have adopted the EU recommendations. I concluded that by the new codes of corporate governance issued in 2008 Romania and Hungary have followed to a large extent the provisions of the EU recommendation.

  5. Prior Mental Disorders and Lifetime Suicidal Behaviors Among US Army Soldiers in the Army Study to Assess Risk and Resilience in Servicemembers (Army STARRS).

    Science.gov (United States)

    Millner, Alexander J; Ursano, Robert J; Hwang, Irving; J King, Andrew; Naifeh, James A; Sampson, Nancy A; Zaslavsky, Alan M; Stein, Murray B; Kessler, Ronald C; Nock, Matthew K

    2017-09-19

    We report on associations of retrospectively reported temporally prior mental disorders and Army career characteristics with subsequent first onset of suicidal behaviors in a large, representative sample of US Army soldiers who participated in the Consolidated All-Army Survey of the Army Study to Assess Risk and Resilience in Servicemembers (N = 29,982). Results reveal that among men and women, all self-reported lifetime disorders measured (some assessed with screening scales) are associated with subsequent onset of suicide ideation. Among men, three disorders characterized by agitation and impulsiveness (intermittent explosive disorder, panic disorder, and substance disorders) predict the transition from suicide ideation to attempt. For both men and women, being in the Regular Army (vs. National Guard or Army Reserve) predicts suicide attempts in the total sample. For men, a history of deployment and junior rank are predictors of suicide attempts after adjusting for preenlistment disorders but not accounting for pre- and postenlistment disorders, suggesting that postenlistment disorders account for some of the increased suicide risk among these career characteristics. Overall, these results highlight associations between mental disorders and suicidal behaviors, but underscore limitations predicting which people with ideation attempt suicide. © 2017 The American Association of Suicidology.

  6. Renewable Energy Policy Fact sheet - Hungary

    International Nuclear Information System (INIS)

    2017-07-01

    The EurObserv'ER policy profiles give a snapshot of the renewable energy policy in the EU Member States. In Hungary, electricity from renewable energy sources is supported by a feed-in-tariff or a market ('green') premium, depending on the capacity and energy source. Household-sized power plants up to 50 kVA can benefit from net metering. In general, subsidy programmes also promote the use of renewable energy sources in the electricity and heating sector. The main support scheme for the use of renewable energy in the transportation sector is a quota system supplemented by a reimbursement of excise duty

  7. 17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

    Science.gov (United States)

    2010-04-01

    ... effects securities lending transactions, and any securities lending services in connection with such... replaced within one business day by another lending or borrowing transaction involving the same securities... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Exemption from the definition...

  8. Pre-agreement assessment as a responsible lending tool in South Africa, the EU and Belgium :Part 1

    Directory of Open Access Journals (Sweden)

    Corlia Maritha van Heerden

    2018-03-01

    Full Text Available Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness. In this context the use of "pre-agreement assessment" as a tool to filter out those instances where, based on a consumer's creditworthiness or ability to repay, credit should not be granted to such a consumer, is a feature common to the lending regimes of various jurisdictions. This contribution consists of two parts: Part 1 provides a critical discussion of the reckless credit provisions of the National Credit Act 34 of 2005. Part 2 details the responsible lending measures contained in the EU Consumer Credit Directive and the EU Mortgage Credit Directive and provides an appraisal of the responsible lending measures introduced by Belgium, being a jurisdiction that has always been very pro-active in the context of consumer credit protection.

  9. Pre-Agreement Assessment as a Responsible Lending Tool in South-Africa, the EU and Belgium: Part 2

    Directory of Open Access Journals (Sweden)

    Corlia M van Heerden

    2018-03-01

    Full Text Available Responsible lending has become a very pertinent issue on the agenda of credit regulators across the globe who seek to combat the causes of consumer over-indebtedness. In this context the use of "pre-agreement assessment" as a tool to filter out those instances where, based on a consumer's creditworthiness or ability to repay, credit should not be granted to such a consumer, is a feature common to the lending regimes of various jurisdictions. This contribution consists of two parts: Part 1 provides a critical discussion of the reckless credit provisions of the National Credit Act 34 of 2005. Part 2 details the responsible lending measures contained in the EU Consumer Credit Directive and the EU Mortgage Credit Directive and provides an appraisal of the responsible lending measures introduced by Belgium, being a jurisdiction that has always been very pro-active in the context of consumer credit protection.

  10. Commentary on "The Army Study to Assess Risk and Resilience in Servicemembers (Army STARRS)": Army STARRS: a Framingham-like study of psychological health risk factors in soldiers.

    Science.gov (United States)

    Ressler, Kerry J; Schoomaker, Eric B

    2014-01-01

    Although historically the Army suicide rate has been significantly lower than the civilian rate, in 2004, the suicide and accidental death rates began trending upward. By 2008, the Army suicide rate had risen above the national average (20.2 per 100,000). In 2009, 160 active duty Soldiers took their lives, making suicide the third leading cause of death among the Army population. If accidental death, frequently the result of high-risk behavior, is included, then more Soldiers died by their own actions than in combat in 2009. The Army Study to Assess Risk and Resilience in Servicemembers (Army STARRS) was thus created in 2009 to begin to address these problems. The Army STARRS project is a large consortium of seven different studies to develop data-driven methods for mitigating or preventing suicide behaviors and improving the overall mental health and behavioral functioning of Army Soldiers during and after their Army service. The first research articles from the Army STARRS project were published in late 2013 and early 2014. This work has already begun to outline important facets of risk in the military, and it is helping to drive an empirically derived approach to improvements in understanding mental disorders and risk behavior and to improve prevention and support of mental health and resilience. The Framingham Heart Study, started in the 1940s, marked a watershed event in utilizing large cross-sectional and prospective longitudinal collaborative research to identify and understand risk factors for cardiovascular disease. The Army STARRS project, through its collaborative, prospective, and robust innovative design and implementation, may provide the beginning of a similar scientific cohort in mental disorders. The work of this project will help understand biological and psychological aspects of military service, including those leading to suicide. When coupled with timely feedback to Army leadership, it permits near real-time steps to diagnose, mitigate, and

  11. 77 FR 50089 - Army Education Advisory Committee Meeting

    Science.gov (United States)

    2012-08-20

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Committee Meeting AGENCY... the Army announces the following committee meeting: Name of Committee: Army Education Advisory... learning environment. The agenda will include topics relating to Army Learning Model 2015 and support to...

  12. 77 FR 11084 - Army Education Advisory Committee Meeting

    Science.gov (United States)

    2012-02-24

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Committee Meeting AGENCY... the Army announces the following committee meeting: Name of Committee: Army Education Advisory... Army 2020 learning environment. The agenda will include topics relating Arm Learning Model 2015 and to...

  13. 75 FR 19302 - Radiation Sources on Army Land

    Science.gov (United States)

    2010-04-14

    ... possession of ionizing radiation sources by non-Army agencies (including their civilian contractors) on an... radiation sources on Army land. The Army requires Non-Army agencies (including their civilian contractors... ionizing radiation sources on an Army Installation. For the purpose of this proposed rule, ``ionizing...

  14. Determinants of default in p2p lending: the Mexican case

    Directory of Open Access Journals (Sweden)

    Carlos Eduardo Canfield

    2018-03-01

    Full Text Available P2P lending is a new method of informal finance that uses the internet to directly connect borrowers with on-line communities. With a unique dataset provided by Prestadero, the largest on-line lending platform with national presence in Mexico, this research explores the effect of credit scores and other variables related to loan and borrower´s traits, in determining default behavior in P2P lending. Moreover, using a logistic regression model, it tested whether investors might benefit from screening loan applicants by gender after controlling for loan quality. The results showed that information provided by the platform is relevant for analyzing credit risk, yet not conclusive. In congruence with the literature, on a scale going from the safest to the riskiest, loan quality is positively associated with default behavior. Other determinants for increasing the odds of default are the payment-to-income ratio and refinancing on the same platform. On the contrary loan purpose and being a female applicant reduce such odds. No categorical evidence for differential default behavior was found for gender´s case-discrimination, under equal credit conditions. However it was found that controlling for loan quality, women have longer loan survival times than men. This is one of the first studies about debt crowdfunding in Latin America and Mexico. Implications for lenders, researchers and policy-makers are also discussed.

  15. Adjustment of interbank lending in pre- and post-regulation periods: Empirical analysis of Vietnamese commercial banks

    Directory of Open Access Journals (Sweden)

    Ho Thanh Tung

    2017-10-01

    Full Text Available This article aims to analyze the interbank lending adjustment during the period when Vietnamese commercial banks are compliant with some parts of the Basel regulation framework. A pilot regulation period has started in 2011 and full application will be effective by the end of 2018. Partial adjustment models and variance decomposition are used for the analyses. In the analysis of the quarterly released financial statements of Vietnamese commercial banks in the period from 2008/Q1 to 2015/Q4, the empirical evidence showed that throughout the period, lending to non-bank and high liquidity assets contributed to the adjustment in both long run and short run with a negative association. In addition, the loan loss allowance contributed to the adjustment in the post-regulation period only with a positive association. These highly contributing factors also show a potential shock after the adjustment of the interbank lending. The results imply there is a need for interbank lending portfolio report and an efficient control over the IRB of Vietnamese commercial banks.

  16. 76 FR 72914 - Army Educational Advisory Committee

    Science.gov (United States)

    2011-11-28

    ...: U.S. Army War College Subcommittee of the Army Education Advisory Committee. Dates of Meeting: December 14, 2011. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command... issues and matters related to the continued growth and development of the United States Army War College...

  17. Inversion and Application of Muon Tomography Data for Cave Exploration in Budapest, Hungary

    Science.gov (United States)

    Molnár, Gábor; Surányi, Gergely; Gábor Barnaföldi, Gergely; Oláh, László; Hamar, Gergö; Varga, Dezsö

    2016-04-01

    In this contribution we present a prospecting muon-tomograph and its application for cave exploration in Budapest, Hungary. The more than 50 years old basic idea behind muon tomography is the ability of muon particles, generated in the upper atmosphere to penetrate tens of meters into rocks with continuous attenuation before decay. This enables us placing a detector in a tunnel and measure muon fluxes from different directions and convert these fluxes to rock density data. The lightweight, 51x46x32 cm3 size, muon tomograph containing 5 detector layers was developed by Wigner Research Centre for Physics, Budapest, Hungary. A muon passing at least 4 of the 5 detector layers along one line are classified as unique muon detection. Its angular resolution is approximately 1 degree and it is effective up to 50 degrees off zenith. During the measurement campaign we installed the muon detector at seventeen locations along an abandoned, likely Cold War air raid shelter tunnel for 10-15 days at each location, collecting large set of events. The measured fluxes are converted to apparent density lengths (multiplication of rock densities by along path lengths) using an empirically tested relationship. For inverting measurements, a 3D block model of the subsurface was developed. It consisted of cuboids, with equal horizontal size, equal number in every line and in every row of the model. Additionally it consisted of blocks with different heights, equal number of blocks in every column. (Block height was constant in a column, but varied from column to column.) The heights of the blocks in a column were chosen, that top face of the uppermost blocks has an elevation defined by a Digital Elevation Model. Initially the density of every model blocks was set to a realistic value. We calculated the theoretical density length for every detector location and for a subset of flux measurement directions. We also calculated the partial derivatives of these theoretical density length values

  18. EIB lends EUR 300 million for CERN's major collider

    CERN Multimedia

    2002-01-01

    "The European Investment Bank (EIB) is lending EUR 300 million to finance the final phase of construction of the Large Hadron Collider (LHC) at CERN, the European Organization for Nuclear Research. The EIB loan will also help to finance the instrumentation to record and analyse the high-energy particle collisions at the LHC" (1 page).

  19. The group-lending model and social closure: microcredit, exclusion, and health in Bangladesh.

    Science.gov (United States)

    Schurmann, Anna T; Johnston, Heidi Bart

    2009-08-01

    According to social exclusion theory, health risks are positively associated with involuntary social, economic, political and cultural exclusion from society. In this paper, a social exclusion framework has been used, and available literature on microcredit in Bangladesh has been reviewed to explore the available evidence on associations among microcredit, exclusion, and health outcomes. The paper addresses the question of whether participation in group-lending reduces health inequities through promoting social inclusion. The group-lending model of microcredit is a development intervention in which small-scale credit for income-generation activities is provided to groups of individuals who do not have material collateral. The paper outlines four pathways through which microcredit can affect health status: financing care in the event of health emergencies; financing health inputs such as improved nutrition; as a platform for health education; and by increasing social capital through group meetings and mutual support. For many participants, the group-lending model of microcredit can mitigate exclusionary processes and lead to improvements in health for some; for others, it can worsen exclusionary processes which contribute to health disadvantage.

  20. The Group-lending Model and Social Closure: Microcredit, Exclusion, and Health in Bangladesh

    Science.gov (United States)

    Johnston, Heidi Bart

    2009-01-01

    According to social exclusion theory, health risks are positively associated with involuntary social, economic, political and cultural exclusion from society. In this paper, a social exclusion framework has been used, and available literature on microcredit in Bangladesh has been reviewed to explore the available evidence on associations among microcredit, exclusion, and health outcomes. The paper addresses the question of whether participation in group-lending reduces health inequities through promoting social inclusion. The group-lending model of microcredit is a development intervention in which small-scale credit for income-generation activities is provided to groups of individuals who do not have material collateral. The paper outlines four pathways through which microcredit can affect health status: financing care in the event of health emergencies; financing health inputs such as improved nutrition; as a platform for health education; and by increasing social capital through group meetings and mutual support. For many participants, the group-lending model of microcredit can mitigate exclusionary processes and lead to improvements in health for some; for others, it can worsen exclusionary processes which contribute to health disadvantage. PMID:19761085

  1. The Evolution of Army Leader Development

    Science.gov (United States)

    2013-03-01

    Human Resources Command, OPMD- MFE -I. 4 U.S. Army General Officer Management Office, Army General Officer Roster (Washington, DC, U.S. Department of the...Human Resources Command, Command Management Branch post board data analysis. 15 Data from the United States Army Human Resources Command, OPMD- MFE -A...May 1, 2008), D-1. 25 19 Data from the United States Army Human Resources Command, OPMD- MFE -A, 01 February, 2013. 20 U.S. Joint Chiefs of

  2. 76 FR 66282 - Army Educational Advisory Committee

    Science.gov (United States)

    2011-10-26

    ... Committee: U.S. Army War College Subcommittee of the Army Education Advisory Committee. Dates of Meeting: November 15, 2011. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command... issues and matters related to the continued growth and development of the United States Army War College...

  3. Transforming LEND leadership training curriculum through the maternal and child health leadership competencies.

    Science.gov (United States)

    Humphreys, Betsy P; Couse, Leslie J; Sonnenmeier, Rae M; Kurtz, Alan; Russell, Susan M; Antal, Peter

    2015-02-01

    The purpose of this article is to describe how the Maternal and Child Health (MCH) Leadership Competencies (v 3.0) were used to examine and improve an MCH Leadership Education in Neurodevelopmental and Related Disabilities (LEND) training curriculum for New Hampshire and Maine. Over 15 % of the nation's children experience neurodevelopmental disabilities or special health care needs and estimates suggest 1 in every 68 children is diagnosed with an autism spectrum disorder. Across the Unites States critical shortages of qualified MCH professionals exist, particularly in poor and rural areas. A continued investment in training interdisciplinary leaders is critical. The MCH Leadership Competencies provide an effective foundation for leadership training through identification of requisite knowledge, skills, and dispositions required of MCH leaders. This paper describes a three-step process, which began in 2010 and included utilizing the MCH Leadership Competencies as a tool to reflect on, develop, and evaluate the NH LEND leadership curriculum. Curriculum development was further supported through participation in a multi-state learning collaborative. Through a series of intentional decisions, the curriculum design of NH LEND utilized the competencies and evidence-based principles of instruction to engage trainees in the development of specific MCH content knowledge and leadership skills. The LEND network specifically, and MCH leadership programs more broadly, may benefit from the intentional use of the MCH competencies to assist in curriculum development and program evaluation, and as a means to support trainees in identifying specific leadership goals and evaluating their leadership skill development.

  4. Bovine besnoitiosis emerging in Central-Eastern Europe, Hungary

    OpenAIRE

    Hornok, Sándor; Fedák, András; Baska, Ferenc; Hofmann-Lehmann, Regina; Basso, Walter

    2014-01-01

    BACKGROUND: Besnoitia besnoiti, the cause of bovine besnoitiosis, is a cyst-forming coccidian parasite that has recently been shown to be spreading in several Western and Southern European countries. FINDINGS: Clinical cases of bovine besnoitiosis were confirmed for the first time in Hungary, by histological, serological and PCR analyses. CONCLUSIONS: This is the first report of autochthonous bovine besnoitiosis in Central-Eastern Europe. The emergence of bovine besnoitiosis in this region re...

  5. Bone tuberculosis in Roman Period Pannonia (western Hungary

    Directory of Open Access Journals (Sweden)

    Tamás Hajdu

    2012-12-01

    Full Text Available The purpose of this study was to analyse a skeleton (adult female, 25-30 years that presented evidence of tuberculous spondylitis. The skeleton, dated from the Roman Period (III-VI centuries, was excavated near the town of Győr, in western Hungary. The skeleton was examined by gross observation supplemented with mycolic acid and proteomic analyses using MALDI-TOF/TOF tandem mass spectrometry. The biomolecular analyses supported the morphological diagnosis.

  6. LABOUR MARKET INTEGRATION ISSUES RELATED TO MIGRANTS ARRIVING TO HUNGARY

    Directory of Open Access Journals (Sweden)

    Peter Miklos Komives

    2016-07-01

    Full Text Available The migration flows appearing in the recent years have gained central relevance in Hungary. Previously people were having no opinion about the current situation of issues related to migration but the increased media attention lead to the development of mixed attitudes among people. Some people feel sorry for the families who are coming from the war zones and lost their homes, others have fear of losing their position at work, or their families because of the acts they have heard from the media and they are hostile to the issue of integration whether it is about education or the labour market. According to the statistical data; in the third quarter of 2015, more than hundred thousand asylum-seekers arrived to Hungary, which dropped drastically in the fourth quarter caused by the significant transformation of the asylum process. This study is intended to serve two objectives: first describe the comprehensive picture of labour market attitudes towards migrants and secondly to identify factors that affect the employment of foreigners in Hungary using secondary data sources. Based on this analysis those questions can be formulated, which may constitute a basis for further labour market researches for the integration of migrants. From our point of view there are vital aspects of the migrants’ successful social integration; we have to integrate the migrants who are coming to our country and plan to stay for a longer time to the field of education and the labour market. The social integration of migrants in a country is closely linked to employment, to the integration into the labour market, and in many cases one of the obstacles in this regard is the prejudiced behaviour and negative attitudes towards migrants which manifests itself as the discrimination in the labour market. The results of the European Commission confirm that in Hungary the ethnicity as a variable appears to be the second on the list of the most serious discrimination factors

  7. The Army Ethic

    Science.gov (United States)

    2015-06-12

    The Constitution and Declaration of Independence simultaneously hold two different views of human nature, an individualist and a collectivist view...Profession, defines the Army Ethic as “the evolving set of laws, values, and beliefs, deeply embedded within the core of the Army culture and...incorporate other viewpoints or respond to shifts in morality, religion, economics, and other socio- cultural factors. This thesis will use the term

  8. Comparative analysis of field ration for military personnel of the ukrainian army and armies of other countries worldwide

    Directory of Open Access Journals (Sweden)

    M. Mardar

    2017-04-01

    Full Text Available For the purpose of improvement of the Ukrainian nutritional standards this Article provides comparative analysis of field rations of different countries worldwide to make a proposal on improvement of food-stuff assortment in food ration for military personnel in the Armed Forces of Ukraine, Army of USA, the British Army, Army of Germany, Army of Italy, Army of Canada, Army of France, Army of Belarus, Army of Armenia. In accordance with the comparative analysis it was established that ration composition used for the Armed Forces of Ukraine military personnel lags behind developed countries of the world both in nutrition arrangement and in nutrient composition, especially in relation to assortment and variety of ration food-stuff. Moreover, a field ration is strictly unified and doesn’t consider individual needs of military personnel in calories, proteins, fats, carbohydrates, food fibers. Selection of individual field ration takes to account only age of military personnel, i. e. individual needs related to nutrition composition such as physical abilities, level of physical activity, gender, type of occupation before military conscription and etc. are not consideredThe obtained results confirms practicability of assortment products assortment included to field rations for the purpose to correct nutrition rations towards optimal balance for military efficiency of army, adaptation of military personnel to physical and psychological loads.

  9. Regulatory problems relating to energy in Hungary

    International Nuclear Information System (INIS)

    Remenyi, K.

    2002-01-01

    One of basic problems of the transition in the energy economy is, how far the process of liberalisation and privatisation could go, i.e. to what extent the control of state/government would be given up, and how the breakdown of the commanding positions of the government would be managed. The transition in the energy sector toward a market economy is characterised by restructuring the regulatory framework of the energy industry, changing the operational structure of the sector and profound reshaping of ownership structures of the enterprises. In Hungary the government, being convinced of the importance of the implementation of the market forces, in 1991 made the first step on the way of restructuring the energy sector in order to increase economic efficiency, to enable companies to react to market forces and to privatise them. Parallel and partly after the restructuring, a profound modification of legal and regulatory framework took place and finally a relatively large scale of privatisation has newly emerged, which will continue in future, too. The process of the energy sector liberalisation in Hungary has a stop and go character and the game is not over. The process can be characterised by institutional restructuring in the energy sector (coal, oil/gas, power ), which is the basic condition for market liberalisation and privatisation, and by the creation of an appropriate environment (regulatory framework, pricing policy, etc. ) for the smooth implementation of the liberation process(author)

  10. The Army study to assess risk and resilience in servicemembers (Army STARRS).

    Science.gov (United States)

    Ursano, Robert J; Colpe, Lisa J; Heeringa, Steven G; Kessler, Ronald C; Schoenbaum, Michael; Stein, Murray B

    2014-01-01

    IMPORTANCE/OBJECTIVE: Although the suicide rate in the U.S. Army has traditionally been below age-gender matched civilian rates, it has climbed steadily since the beginning of the Iraq and Afghanistan conflicts and since 2008 has exceeded the demographically matched civilian rate. The Army Study to Assess Risk and Resilience in Servicemembers (Army STARRS) is a multicomponent epidemiological and neurobiological study designed to generate actionable evidence-based recommendations to reduce Army suicides and increase knowledge about risk and resilience factors for suicidality and its psychopathological correlates. This paper presents an overview of the Army STARRS component study designs and of recent findings. DESIGN/SETTING/PARTICIPANTS/INTERVENTION: Army STARRS includes six main component studies: (1) the Historical Administrative Data Study (HADS) of Army and Department of Defense (DoD) administrative data systems (including records of suicidal behaviors) for all soldiers on active duty 2004-2009 aimed at finding administrative record predictors of suicides; (2) retrospective case-control studies of fatal and nonfatal suicidal behaviors (each planned to have n = 150 cases and n = 300 controls); (3) a study of new soldiers (n = 50,765 completed surveys) assessed just before beginning basic combat training (BCT) with self-administered questionnaires (SAQ), neurocognitive tests, and blood samples; (4) a cross-sectional study of approximately 35,000 (completed SAQs) soldiers representative of all other (i.e., exclusive of BCT) active duty soldiers; (5) a pre-post deployment study (with blood samples) of soldiers in brigade combat teams about to deploy to Afghanistan (n = 9,421 completed baseline surveys), with sub-samples assessed again one, three, and nine months after returning from deployment; and (6) a pilot study to follow-up SAQ respondents transitioning to civilian life. Army/DoD administrative data are being linked prospectively to the large-scale survey

  11. Management control of credit risk in the bank lending process

    NARCIS (Netherlands)

    Scheffer, S.B.

    2004-01-01

    Management control of credit risk in the bank lending processA casestudy to explore improvements from a managerial perspectiveAt the start of this project -back in 1998- new technologies and ideas were emerging among a new generation of financial engineering professionals who have been applying

  12. Environmental determinants of the spatial distribution of Trichinella britovi and Trichinella spiralis in Hungary.

    Science.gov (United States)

    Tolnai, Z; Széll, Z; Marucci, G; Pozio, E; Sréter, T

    2014-08-29

    Trichinella spiralis and Trichinella britovi are the two most common species of the genus Trichinella persisting in the European wildlife. To investigate the spatial distribution of these Trichinella spp. and the factors influencing their circulation in Hungary, 3304 red foxes (Vulpes vulpes) and 0.29 million wild boars (Sus scrofa) were tested for Trichinella sp. infection in Hungary from 2006 to 2013. Trichinella spp. larvae from 68 (2.06%) foxes and 44 (0.015%) wild boars were identified by a multiplex PCR as T. britovi or T. spiralis. The locality of origin of foxes and wild boars were recorded in a geographic information system database. There was no correlation between environmental parameters in the home range of foxes and wild boars and the T. spiralis larval counts, but there was a positive correlation between the boundary zone of Hungary and T. spiralis infection (Pdistribution of T. spiralis in the Hungarian wildlife is determined by the transborder transmission of the parasite from the surrounding endemic countries. Multiple regression analysis was performed with environmental parameter values and T. britovi larval counts. Based on the statistical analysis, non-agricultural areas (forests, scrubs, herbaceous vegetation and pastures) and the mean annual temperature (Pdeterminants of the spatial distribution of T. britovi in Hungary. The positive relationship with non-agricultural areas can be explained by the generalist feeding behaviour including scavenging of foxes in these areas. The negative relationship with the mean annual temperature can be attributed to the slower decomposition of wildlife carcasses favouring a longer survival of T. britovi larvae in the host carrion and to the increase of scavenging of foxes. Copyright © 2014 Elsevier B.V. All rights reserved.

  13. 32 CFR 631.14 - Army policy.

    Science.gov (United States)

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true Army policy. 631.14 Section 631.14 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) LAW ENFORCEMENT AND CRIMINAL...-Installation Operations (Military Patrols and Investigative Activities) and Policy § 631.14 Army policy. (a...

  14. Environmental determinants of the spatial distribution of Echinococcus multilocularis in Hungary.

    Science.gov (United States)

    Tolnai, Z; Széll, Z; Sréter, T

    2013-12-06

    Human alveolar echinococcosis, caused by the metacestode stage of Echinococcus multilocularis, is one of the most pathogenic zoonoses in the temperate and arctic region of the Northern Hemisphere. To investigate the spatial distribution of E. multilocularis and the factors influencing this distribution in the recently identified endemic area of Hungary, 1612 red fox (Vulpes vulpes) carcasses were randomly collected from the whole Hungarian territory from November 2008 to February 2009 and from November 2012 to February 2013. The topographic positions of foxes were recorded in geographic information system database. The digitized home ranges and the vector data were used to calculate the altitude, mean annual temperature, annual precipitation, soil water retention, soil permeability, areas of land cover types and the presence and buffer zone of permanent water bodies within the fox territories. The intestinal mucosa from all the foxes was tested by sedimentation and counting technique. Multiple regression analysis was performed with environmental parameter values and E. multilocularis counts. The spatial distribution of the parasite was clumped. Based on statistical analysis, mean annual temperature and annual precipitation were the major determinants of the spatial distribution of E. multilocularis in Hungary. It can be attributed to the sensitivity of E. multilocularis eggs to high temperatures and desiccation. Although spreading and emergence of the parasite was observed in Hungary before 2009, the prevalence and intensity of infection did not change significantly between the two collection periods. It can be explained by the considerably lower annual precipitation before the second collection period. Copyright © 2013 Elsevier B.V. All rights reserved.

  15. Illicit trafficking of radioactive material in Hungary

    International Nuclear Information System (INIS)

    Golder, I.

    1996-01-01

    Hungary, due to its geographical location is a convenient region for illegal transit of nuclear material between source and target countries. In recent years nine cases have became known and altogether 21.7 kg depleted, 4.6 kg natural, and 2.5 kg low enriched uranium have been confiscated. A brief summary is given of possible origin of the illicitly transported radioactive material. The most important elements of the security of sources including the national and accounting system of radioactive material and the intervention plans are discussed. (author)

  16. ICT INDUSTRY R&D IN HUNGARY

    Directory of Open Access Journals (Sweden)

    ADRIENN FEKO

    2011-04-01

    Full Text Available In this article, the Hungarian ICT Industry related research and development is analysed. The developments and characteristics of the sector are described on one hand on the available statistics and on the other hand on interviews taken with the representatives of leading ICT companies in Hungary. In this short paper in order to have a larger database, we use a more aggregated definition of ICT sector according to European Commission DG JRC, IPTS (NACE rev.1.1. The main objectives of the paper are: to present the main characteristics of the sector and to explore the main causes of relatively low R&D activity of the ICT sector.

  17. The Internet, Bank Structure and Small Business Lending

    OpenAIRE

    Steven G. Craig; Polly T. Hardee

    2002-01-01

    The advent of the Internet has opened many opportunities for bankers to access new customers, increase convenience and expand product ranges in many markets, including that of small businesses. Yet anecdotal evidence reveals that smaller banks are reluctant to employ Internet technology in the small business market for fear of damaging the customer relationship developed through personal contact. These smaller, more simply structured banks tend to specialize in small business lending, possess...

  18. How Collateral Laws Shape Lending and Sectoral Activity

    OpenAIRE

    Calomiris, Charles W.; Larrain, Mauricio; Liberti, José; Sturgess, Jason

    2015-01-01

    This paper investigates the effect of cross-country differences in collateral laws regarding movable assets on lending and sectoral allocation of resources. Using micro-level loan data for a sample of emerging market countries we show that loan-to-values of loans collateralized with movable assets are on average 21 percentage points higher in countries with strong-collateral laws relative to immovable assets. Further, stronger collateral laws tilt collateral composition away from immovable to...

  19. Modernization of the irradiation apparatus for nuclear instrument calibration laboratory of the Paks Nuclear Power Plant, Hungary

    International Nuclear Information System (INIS)

    Orban, M.; Csete, I.; Lenart, A.

    1993-01-01

    The National Office of Measures, OMH of Hungary, has made several proposals for improving technical and personal conditions of metrological inspection of calibration apparatuses at PNPP, Hungary. Some recent improvement of irradiation facilities are described, including the collimator system of the large gamma irradiation facility, the small gamma irradiation gun, and the Pu-Be neutron gun. The upgrading operations and results of these equipment are presented. (N.T.) 4 figs.; 1 tab

  20. The Total Army

    Science.gov (United States)

    2016-01-01

    http://thediplomat.com/2015/04/chinas-growing-cyberwar-capabilities/ (accessed April 25, 2016); Nicolas Giacometti, “China’s Nuclear Modernization and...link between the operational and tactical levels of war.48 47. Michelle Tan , “US Army Generals Criticize Outdated Deployment Model: ‘We’ve Gotten...unveils-its-big-8-initiatives/81882852/ (accessed March 16, 2016). 58. Michelle Tan , “US Army Generals Criticize Outdated Deployment Model: ‘We’ve

  1. The conservation value of karst dolines for vascular plants in woodland habitats of Hungary: refugia and climate change

    Directory of Open Access Journals (Sweden)

    Zoltán Bátori

    2014-01-01

    Full Text Available Limestone (karst surfaces in Hungary are rich in dolines, in which many endangered vascular plant species occur. To date, the majority of studies dealing with doline vegetation have focused on the local rather than the landscape level, without using comparative data from other areas. However, in this study we aimed to compare the vegetation pattern and species composition of dolines under different climate regimes of Hungary with regard to regional species pools. The fieldwork was carried out between 2005 and 2012. Twenty dolines were selected in the Mecsek Mountains (southern Hungary and nine dolines in the Aggtelek Karst area (northern Hungary. More than 900 vascular plants and more than 2000 plots were included in the study. The moving split window (MSW technique, nestedness analysis and principal coordinates analysis (PCoA were used to reveal the vegetation patterns in dolines. Although we found remarkable differences between the species composition of the two regions, dolines of both regions play a similar role in the preservation of different groups of species. Many plants, in particular mountain species, are restricted to the bottom of dolines where appropriate environmental conditions exist. In addition, depending on the doline geometry, many species of drier and warmer forests have colonized the upper slopes and rims. Thus, we can conclude that karst dolines of Hungary can be considered as reservoirs for many vascular plant species, therefore they are particularly important from a conservation point of view. Moreover, these dolines will likely become increasingly indispensable refugia for biodiversity under future global warming.

  2. [Prevention of neonatal group B streptococcal sepsis in Hungary in 2012. Preliminary data of a nation-wide survey].

    Science.gov (United States)

    Sziller, István; Szabó, Miklós; Valek, Andrea; Rigó, Barbara; Ács, Nándor

    2014-07-20

    At present, there is no obligatory guideline for the prevention of early-onset neonatal group B streptococcal disease in Hungary. The aim of the present study was to gain insight into the spontaneously developed preventive strategy of the domestic obstetric divisions and departments in Hungary. Standardized questionnaire was sent out to each of the 71 obstetric divisions and departments in Hungary. Overall, 20 (27.4%) of the chairpersons replied, and thus, 39.9% of the total number of live births in Hungary were included in the study. Despite missing public health guidelines, each of the divisions and departments developed their own strategy to prevent neonatal group B streptococcal disease. In 95% of cases, bacterial culture of the lower vagina was the method of identifying pregnant women at risk. In 5% of the cases intrapartum antibiotic prophylaxis was based on risk assessment only. Of the departments using culture-based prophylaxis, 58% departments sampled women after completion of 36th gestational weeks. Antibiotic of choice was penicillin or ampicillin in 100% of cases. Of the study participants, 80% reported on multiple administration of colonized pregnant women after onset of labor or rupture of the membranes. The authors concluded that the rate of participation in the study was low. However, prevention of early-onset neonatal group B streptococcal infection is a priority of obstetric care in Hungary. Lack of a nation-wide public health policy did not prevent obstetric institutions in this country to develop their own prevention strategy. In the majority of cases and institutions, the policy is consistent with the widely accepted international standards.

  3. The intellectual background of nuclear energy in Hungary

    International Nuclear Information System (INIS)

    Vajda, Gy.

    1998-01-01

    The education and training of nuclear specialists in Hungary has a long history, since several Hungarian nuclear scientists emigrated to the West before the second war. Some became Nobel-prize winners. In domestic universities, the education of nuclear science and technology has been also preferred. When the first Hungarian nuclear power plant in Paks started operation, well-trained specialists were available to operate it. The present opportunities for nuclear training and education are highlighted. (R.P.)

  4. Modeling maize response to climate modification in Hungary

    OpenAIRE

    Angela Anda

    2006-01-01

    Modeling provides a tool for a better understanding of the modified plant behaviour that results from various climatic differences. The present study provides new information about the physiological processes in maize (Zea mays L.) in response to climatic changes. The aim was to help local farmers adapt to climate modifications in Hungary and mitigate the future consequences of these changes. A simulation model was applied to estimate the possible feedback on crop properties and elevated CO2....

  5. P2P Network Lending, Loss Given Default and Credit Risks

    Directory of Open Access Journals (Sweden)

    Guangyou Zhou

    2018-03-01

    Full Text Available Peer-to-peer (P2P network lending is a new mode of internet finance that still holds credit risk as its main risk. According to the internal rating method of the New Basel Accord, in addition to the probability of default, loss given default is also one of the important indicators of evaluation credit risks. Proceeding from the perspective of loss given default (LGD, this paper conducts an empirical study on the probability distribution of LGDs of P2P as well as its influencing factors with the transaction data of Lending Club. The results show that: (1 the LGDs of P2P loans presents an obvious unimodal distribution, the peak value is relatively high and tends to concentrate with the decrease of the borrower’s credit rating, indicating that the distribution of LGDs of P2P lending is similar to that of unsecured bonds; (2 The total asset of the borrower has no significant impact on LGD, the credit rating and the debt-to-income ratio exert a significant negative impact, while the term and amount of the loan produce a relatively strong positive impact. Therefore, when evaluating the borrower’s repayment ability, it is required to pay more attention to its assets structure rather than the size of its total assets. When carrying out risk control for the P2P platform, it is necessary to give priority to the control of default rate.

  6. Correlates of Success in World Bank Development Policy Lending

    OpenAIRE

    Moll, Peter; Geli, Patricia; Saavedra, Pablo

    2015-01-01

    This paper examines the correlates of success of development policy lending operations of the World Bank between 2004 and 2012. The paper uses a data set constructed of individual loan characteristics and ex-post loan ratings produced by the World Bank's Independent Evaluation Group. Departing from the related literature, the paper focuses mostly on examining the impact of loan characteris...

  7. Radiation protection training for users of ionizing radiation in Hungary

    International Nuclear Information System (INIS)

    Pellet, S.; Giczi, F.; Elek, R.; Temesi, A.; Csizmadia, H.; Sera, E.

    2012-01-01

    According to the current and previous regulation related to the safety use of ionizing radiation, the personnel involved must obtain special qualification in radiation protection. In Hungary the radiation protection training are performed by appropriately certified training centers on basic, advanced and comprehensive levels. Certification of the training centers is given by the competent radiological health/radiation protection authority. The office of the Chief Medical Officer is the certifying authority for advanced and comprehensive levels training, as well as competent Regional Radiological Health Authority is responsible for basic level courses. The content and length of courses are specified in the regulation for all three levels of industrial, laboratory and medical users, in general. Some of the universities, technical and medical oriented are certified for advanced training for students as gradual course. Recently in Hungary there are 47 certified training centers for advanced and comprehensive courses, where the trainers should have a five years job experience in radiation protection and successful completion of comprehensive level course in radiation protection. (authors)

  8. Kyiv institutional buildings sector energy efficiency program: Lending and implementation assessment

    Energy Technology Data Exchange (ETDEWEB)

    Secrest, T.J.; Freeman, S.L. [Pacific Northwest National Lab., Richland, WA (United States); Popelka, A. [Tysak Engineering, Acton, MA (United States); Shestopal, P.A.; Gagurin, E.V. [Agency for Rational Energy Use and Ecology, Kyiv (Ukraine)

    1997-08-01

    The government of Ukraine, through the State Committee of Energy Conservation (State Committee), is considering the implementation of energy efficiency measures in state and municipal institutional buildings in the city of Kyiv. The State Committee entered into a Memorandum of Cooperation with the US Department of Energy (DOE) to conduct an assessment of the institutional buildings sector efficiency potential. This assessment will be used to support a potential loan by the World Bank for implementing a buildings efficiency improvement program in Kyiv. This report provides an assessment of the options for structuring the lending scenarios and the implementation of the program. Components to the lending structure are options for the disbursement of funds, options for the loan service, and other financial options and considerations. Program implementation includes management structures, reporting, installation activities, and post-installation activities such as training and verification.

  9. ARMY CYBER STRUCTURE ALIGNMENT

    Science.gov (United States)

    2016-02-16

    content/?q=historic-cyber-unit-begins- daily-action . 14 John M. McHugh , Secretary of the Army, HQDA General Order 2014-02, Affirmation of Secretary of...support-plays-role-in-tactical-operations/75545442/. McHugh , John M., Secretary of the Army, HQDA General Order 2014-02, Affirmation of Secretary of

  10. Army Business Transformation - Next Steps

    National Research Council Canada - National Science Library

    2006-01-01

    As a follow-on to the Army Science Board 2005 Summer Study on Best Practices, the Army Science Board was tasked to identify areas where alternative approaches and application of transforming practices...

  11. The Impact of Organizational Structure and Lending Technology on Banking Competition

    NARCIS (Netherlands)

    Degryse, H.A.; Laeven, L.; Ongena, S.

    2006-01-01

    Recent theoretical models argue that a bank's organizational structure reflects its lending technology.A hierarchically organized bank will employ mainly hard information, whereas a decentralized bank will rely more on soft information.We investigate theoretically and empirically how bank

  12. Anti-Roma Hate Speech in the Czech Republic, Hungary, and Poland

    NARCIS (Netherlands)

    Belavusau, U.; Goodwin, M.; De Hert, P.

    2013-01-01

    The chapter examines the protection against anti-Romani hate speech provided by the Czech Republic, Hungary and Poland, in particular the legal avenues of redress available to victims. This research combines an analysis of the legal framework with its functioning in practice, and situates both in a

  13. Robotics In Manufacturing: Army View

    Science.gov (United States)

    Michel, F. J.

    1983-05-01

    (Figure 1) This is an outline of my presentation today. The U. S. Army has a dual interest in the use of robots, namely: 1. As a substitute for or an extension of the soldier in the battlefield, and 2. in the factories that make Army materiel, or - as we call it -the the production base. The Production Base can again be divided into three separate segments, i.e., the Army owned and operated facilities or GOG6s, such as Rock Island and Watervliet arsenals, and not to be overlooked, the depot operations. There the Army manufactures gun tubes and other related parts for artillery weapons and repairs and overhauls them. A second category is the Army owned and contractor operated facilities or GOCOs,such as the ammunition plants, the tank plants at Lima, Ohio and Warren, Michigan and the Stratford Engine Plant in Connecticut where gas turbines for helicopter and the Abrams tank are manufactured. The last category covers the industrial base, that is those factories which are not only operated but also owned by the contractor himself also referred to as COCOs. You can see from this description that the Army is supported by a base which produces a diversified line of products. Therefore, the task of technology development and technology insertion is considerably more complex than what one encounters in the average U. S. Manufacturing organization.

  14. Research on organic liquids as reactor coolants. Status report from Hungary

    International Nuclear Information System (INIS)

    Kiss, I.

    1967-01-01

    The organic-moderated and cooled nuclear reactor concept has stimulated extensive activities in numerous different areas of research. Investigations started in Hungary in 1958 do not cover all topics of interest in organic reactors and so far no projects have been started to build such a reactor. Since OMRE and other organic reactor experiments have already shown the potential use of organic materials as reactor coolants and moderators, efforts have been focused rather on the investigation and solution of certain specific particular problems and also on economic aspects. One of the most important objectives seems to be a better knowledge of the radiolytic heat transfer and neutron physics behaviour of organic liquids. In Hungary the following topics were selected for investigation: Radiation stability of organic compounds and their mixtures; Heat-transfer studies; Investigations on the moderating parameters of organic liquids; Economic analysis of the possible use of organic reactors for process heat application

  15. Research on organic liquids as reactor coolants. Status report from Hungary

    Energy Technology Data Exchange (ETDEWEB)

    Kiss, I [Central Research Institute for Physics, Budapest (Hungary)

    1967-01-01

    The organic-moderated and cooled nuclear reactor concept has stimulated extensive activities in numerous different areas of research. Investigations started in Hungary in 1958 do not cover all topics of interest in organic reactors and so far no projects have been started to build such a reactor. Since OMRE and other organic reactor experiments have already shown the potential use of organic materials as reactor coolants and moderators, efforts have been focused rather on the investigation and solution of certain specific particular problems and also on economic aspects. One of the most important objectives seems to be a better knowledge of the radiolytic heat transfer and neutron physics behaviour of organic liquids. In Hungary the following topics were selected for investigation: Radiation stability of organic compounds and their mixtures; Heat-transfer studies; Investigations on the moderating parameters of organic liquids; Economic analysis of the possible use of organic reactors for process heat application.

  16. 12 CFR 31.2 - Insider lending restrictions and reporting requirements.

    Science.gov (United States)

    2010-01-01

    ... contained in 12 CFR part 215. (b) Enforcement. The Comptroller of the Currency administers and enforces... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Insider lending restrictions and reporting requirements. 31.2 Section 31.2 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  17. Organizational environment of outpatient drug treatment services in Hungary: a pilot study.

    Science.gov (United States)

    Gazdag, Gábor; Ungvari, Gabor S; Rozália, Takács; Rácz, József

    2012-12-01

    Organizations engaged in drug addiction treatment started their activities only recently in Hungary. This paper examines the organisational environment in drug outpatient treatment using the example of Blue Point Foundation (BPF), a non-governmental organization (NGO). The authors describe BPF's organizational structure and functioning related to its effectiveness. BPF staff members anonymously completed a 59-item questionnaire about its organizational characteristics and functioning. The questionnaire covered demographic data, 50 items of the Quality Control questionnaire and a SWOT (Strengths, Weakness, Opportunities, Threats) analysis. Policy and strategy were considered BPF's best feature, while the management of funds received the lowest rating. The assessment of the staff and that of the organization as a whole was closer to the midpoint of the scale. High risk of staff burnout and unstable organizational environment are the most important threats on the NGOs working in addictology in Hungary.

  18. Collateral and its Substitutes in Emerging Markets' Lending

    OpenAIRE

    Lukas Menkhoff; Doris Neuberger; Ornsiri Rungruxsirivorn

    2011-01-01

    Due to opaque information and weak enforcement in emerging loan markets, the need for collateral is high, whereas borrowers lack adequate assets to pledge as collateral. How is this puzzle solved? We find for a representative sample from Northeast Thailand that indeed most loans do not include any tangible assets as collateral. Instead, lenders enforce collateral-free loans through third-party guarantees and relationship lending, but also through modifying loan terms, such as reducing loan si...

  19. Army Healthcare Enterprise Management System

    National Research Council Canada - National Science Library

    2001-01-01

    ... to buy the Enterprise Management System. The Information Technology Business Center provides information technology services to Fort Sam Houston tenants which include the Army Medical Command and the Army Medical Department Center and School...

  20. Bank Lending, Housing and Spreads

    DEFF Research Database (Denmark)

    Aslam, Aqib; Santoro, Emiliano

    The framework presented in this paper takes its cue from recent financial events and attempts to develop a tractable framework for policy analysis of macro-linkages, in particular a first attempt at the integration of an independent profit-maximising banking sector that lends to and borrows from...... agents in the economy, and through which changes in the monetary policy rate by the central bank are transmitted. The inter-linkages between housing and the role of the banking sector in the transmission of monetary policy is emphasized. Two competing effects are highlighted: (i) a financial accelerator...... channel, due to the presence of collateralized borrowers, and (ii) a banking attenuator effect, which crucially arises from the spread in interest rates caused by the introduction of monopolistically competitive financial intermediaries. We show how the classical amplification mechanism explored in models...

  1. 78 FR 33074 - Army Science Board Summer Study Session

    Science.gov (United States)

    2013-06-03

    ...--This study evaluates what science and technology competencies the Army must maintain and/or develop as... DEPARTMENT OF DEFENSE Department of the Army Army Science Board Summer Study Session AGENCY... the Army announces the following committee meeting: 1. Name of Committee: Army Science Board (ASB). 2...

  2. Special Status of Budapest, the Capital of Hungary

    OpenAIRE

    Temesi, István

    2012-01-01

    Hungarian capital, Budapest, has always had a special legal status within the system of self-government, except between 1949 and 1990. It is organised in two-tiers: it functions a single local self-government unit (the City of Budapest); while at the same time, its 23 districts enjoy their self-government powers. The paper analyses the history of organisation of Budapest is analysed, as well as the current system of local self-government in Hungary, in order to identify historical and current...

  3. CLIMATE CHANGE AND HEALTH – CHALLENGES FOR HUNGARY

    OpenAIRE

    Anna Paldy; Janos Bobvos

    2010-01-01

    In Hungary detailed research work has been carried out since several years to help the process of getting prepared and adapted to the impacts of climate change. The research activities concerned mainly the health impacts of heat waves (excess mortality). Based on the results of the time series statistical analysis of weather variables and daily mortality of Budapest, it was found that a 5º C increase of the daily mean temperature increases of the risk of all cause mort...

  4. Epidemiology and antibiotic sensitivity of Staphylococcus aureus nasal carriage in children in Hungary.

    Science.gov (United States)

    Laub, Krisztina; Tóthpál, Adrienn; Kardos, Szilvia; Dobay, Orsolya

    2017-03-01

    The aim of this study was to assess the Staphylococcus aureus nasal carriage rate in healthy children all over Hungary and to specify some risk factors, the antibiotic resistance patterns of the bacteria, and their genetic relatedness. In total, 878 children (aged 3-6 years) were screened at 21 day-care centers in 16 different cities in Hungary, between February 2009 and December 2011. Samples taken from both nostrils were cultured on blood agar, and suspected S. aureus isolates were identified by β-hemolysis, catalase positivity, clump test, and nucA PCR. Methicillin-resistant strains were screened by mecA and mecC PCR. Antibiotic susceptibility was determined by agar dilution or gradient test strips. Pulsed-field gel electrophoresis was used for genotyping. S. aureus carriage rate was found to be 21.3%, which correlates well with international data. We found no statistically significant correlation between the gender or the sibling status and S. aureus carriage. All isolates were sensitive to oxacillin, trimethoprim-sulfamethoxazole, and mupirocin. The resistance rates for erythromycin, ciprofloxacin, clindamycin, gentamicin, and tetracycline were 7.5%, 0.5%, 1.1%, 3.7%, and 4.3%, respectively. The isolates showed very high genetic diversity. In summary, carried S. aureus isolates are more sensitive to antibiotics compared with clinical isolates in Hungary, and methicillin-resistant S. aureus carriage rate is very low yet.

  5. A History of the Army Ground Forces; Study Number 16. The Army Ground Forces History of the Second Army

    Science.gov (United States)

    1945-09-01

    proficiency in conjunction with other arms and services.7 GHQ and Second Army placed great stress on the development of instructors and the proper training of...separate units. This was clearly brought out in a report of iuspection of Second Army units at Ft. Knox, Ky., by Maj. Gen. J. M. Cumins , Commander of the...covered were food and water, hygiene, housing, field sanitation, and contagious and communicable diseases. Physical exercise stressed mass calisthenics

  6. PROTECTION AGAINST WESTERN CORN ROOTWORM ADULTS (DIABROTICA VIRGIFERA VIRGIFERA LECONTE IN BARANYA COUNTY (HUNGARY

    Directory of Open Access Journals (Sweden)

    Veronika TÓTH

    2006-05-01

    Full Text Available With the settle of western corn rootworm (Diabrotica virgifera virgifera LeConte (from 1995, the spectrum of pests with potential damage in Hungary increased. The pest was followed by trapping (with sex-pheromone and colour traps. In 2000 the pest was found in whole Hungary (except Győr-Moson-Sopron, Vas and Szabolcs-Szatmár-Bereg county, in extremely fl uctuating number (1-700 pest/trap. In the southern region for maize production (Csongrád, Békés, Bács-Kiskun, Baranya, Tolna county, where the pest was found fi rst, the number of it increased in various centres. Based on these data, we carried out insecticide experiment.

  7. Army Study Shows Decline In Behavioral Health Stigma

    Science.gov (United States)

    2012-01-01

    Army Study Shows Decline in Behavioral Health Stigma By Rob McIlvaine Army News Service WASHINGTON, Jan. 20, 2012 - A newly released Army study on...conference yesterday. The three-year study outlines the problem of suicide in the Army and related issues of substance abuse, spouse abuse and child abuse...REPORT TYPE 3. DATES COVERED 00-00-2012 to 00-00-2012 4. TITLE AND SUBTITLE Army Study Shows Decline In Behavioral Health Stigma 5a. CONTRACT

  8. Army medical imaging system: ARMIS

    International Nuclear Information System (INIS)

    Siedband, M.P.; Kramp, D.C.

    1987-01-01

    Recent advances of stimulable phosphor screens, data cards using optical storage means, and new personal computers with image processing capability have made possible the design of economical filmless medical imaging systems. The addition of communication links means that remote interpretation of images is also possible. The Army Medical Imaging System uses stimulable phosphor screens, digital readout, a small computer, an optical digital data card device, and a DIN/PACS link. Up to 200 images can be stored in the computer hard disk for rapid recall and reading by the radiologist. The computer permits image processing, annotation, insertion of text, and control of the system. Each device contains an image storage RAM and communicates with the computer via the small computer systems interface. Data compression is used to reduce the required storage capacity and transmission times of the 1-mB images. The credit card-size optical data cards replace film and can store 12 or more images. The data cards can be read on an independent viewer. The research is supported by the U.S. Army Biomedical Research and Development Laboratory

  9. “Because words are not deeds.” Antisemitic Practice and Nationality Policies in Upper Hungary around 1900

    Directory of Open Access Journals (Sweden)

    Miloslav Szabó

    2012-07-01

    Full Text Available The study deals with the processes of transformation within political antisemitism in Hungary around 1900. It mainly investigates the extent to which the crisis of Hungarian political antisemitism in the early 1890s fostered antisemitic practice, namely, the social and economic boycott of rural Jews in particular through the establishment of cooperatives and credit unions. It is to be assumed that antisemitic practice was not restricted to a strictly antisemitic milieu, but propagated and executed by diverse anti-liberal actors such as political Catholicism, the agrarian lobby and the Slovak nationalists. The study illuminates antisemitic practice in the multi-ethnic Kingdom of Hungary in the context of agrarian and nationality policies. In the rural parts of Upper Hungary this practise was accompanied by propaganda against “usury” as a way of legitimizing cooperatives and credit unions. The study will elaborate to what extent the Hungarian campaigns against the Jewish money-lenders united ethnically diverse, non-Jewish actors, such as Hungarian conservatives and Slovak nationalists.

  10. Effectiveness of the Army Mentorship Program

    National Research Council Canada - National Science Library

    Nieberding, Richard J

    2007-01-01

    ...). From the artifacts associated with this mentorship program, it appears that the Army highly values this program as a way to create a culture and climate that fosters learning and development for future leadership. This project will examine the effectiveness of mentorship in the today's Army and evaluate whether the program is sufficient to meet the needs for the Army's next generation of soldiers and leaders.

  11. A conceptual magnetic fabric development model for the Paks loess in Hungary

    DEFF Research Database (Denmark)

    Bradák, B.; Ujvari, Gabor; Seto, Y.

    2018-01-01

    We describe magnetic fabric and depositional environments of aeolian (loess) deposits from Paks, Hungary, and develop a novel, complex conceptual sedimentation model based on grain size and low-field magnetic susceptibility anisotropy data. A plot of shape factor (magnetic fabric parameter) and d...

  12. Rudiments of recent fertility decline in Hungary: Postponement, educational differences, and outcomes of changing partnership forms

    Directory of Open Access Journals (Sweden)

    Zsolt Spéder

    2006-10-01

    Full Text Available Our study describes fundamental changes in childbearing behavior in Hungary. It documents current postponement of entry into motherhood (first birth and uncovers signs of delay in second birth. We place the behavioral modifications into historical time and reveal the basic role of the political, economic, and societal transformation of Hungary that started in 1989-1990 in these modifications. We document postponement as well as differentiation, and mothers' highest level of education will represent the structural position of individuals. We shed light on the different speed of postponement and support the assumption of behavioral differences according to the highest level of education. Particular attention will be paid to changing partnership relations: Fertility outcomes remain to be strongly associated with the type of partnership and its development; profound changes in partnership formation, namely the proliferation of cohabitation and the increasing separation rate of first partnerships, may therefore facilitate fertility decline in Hungary. The analysis is based on the first wave of the Hungarian panel survey "Turning points of the life course" carried out in 2001/2002.

  13. Factors predicting health behaviors among Army Reserve, active duty Army, and civilian hospital employees.

    Science.gov (United States)

    Wynd, Christine A; Ryan-Wenger, Nancy A

    2004-12-01

    This study identified health-risk and health-promoting behaviors in military and civilian personnel employed in hospitals. Intrinsic self-motivation and extrinsic organizational workplace factors were examined as predictors of health behaviors. Because reservists represent a blend of military and civilian lifestyles, descriptive analyses focused on comparing Army Reserve personnel (n = 199) with active duty Army (n = 218) and civilian employees (n = 193), for a total sample of 610. Self-motivation and social support were significant factors contributing to the adoption of health-promoting behaviors; however, organizational workplace cultures were inconsistent predictors of health among the three groups. Only the active Army subgroup identified a hierarchical culture as having an influence on health promotion, possibly because of the Army's mandatory physical fitness and weight control standards. Social support and self-motivation are essential to promoting health among employees, thus hospital commanders and chief executive officers should encourage strategies that enhance and reward these behaviors.

  14. 76 FR 56406 - Science and Technology Reinvention Laboratory Demonstration Project; Department of the Army; Army...

    Science.gov (United States)

    2011-09-13

    ... DEPARTMENT OF DEFENSE Office of the Secretary Science and Technology Reinvention Laboratory Demonstration Project; Department of the Army; Army Research, Development and Engineering Command; Tank... personnel management demonstration project for eligible TARDEC employees. Within that notice the table...

  15. Cross-selling lending and underwriting : scope economies and incentives

    OpenAIRE

    Laux, Christian; Walz, Uwe

    2009-01-01

    We highlight the implications of combining underwriting services and lending for the choice of underwriters and for competition in the underwriting business. We show that cross-selling can increase underwriters' incentives, and we explain three phenomena: first, that cross-selling is important for universal banks to enter the investment banking business; second, that cross-selling is particularly attractive for highly leveraged borrowers; third, that less-than-market rates are no prerequisite...

  16. 76 FR 12087 - Army Educational Advisory Committee

    Science.gov (United States)

    2011-03-04

    ...: U.S. Army War College Subcommittee of the Army Education Advisory Committee. Dates of Meeting: March 24, 2011. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command... faculty; table and examine online College issues; assess resident and distance education programs, self...

  17. 75 FR 7255 - Army Educational Advisory Committee

    Science.gov (United States)

    2010-02-18

    ... Committee: U.S. Army War College Subcommittee of the Army Education Advisory Committee. Date of Meeting: March 11, 2010. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command...; table and examine online College issues; assess resident and distance education programs, self- study...

  18. Landslide susceptibility estimations in the Gerecse hills (Hungary).

    Science.gov (United States)

    Gerzsenyi, Dávid; Gáspár, Albert

    2017-04-01

    Surface movement processes are constantly posing threat to property in populated and agricultural areas in the Gerecse hills (Hungary). The affected geological formations are mainly unconsolidated sediments. Pleistocene loess and alluvial terrace sediments are overwhelmingly present, but fluvio-lacustrine sediments of the latest Miocene, and consolidated Eocene and Mesozoic limestones and marls can also be found in the area. Landslides and other surface movement processes are being studied for a long time in the area, but a comprehensive GIS-based geostatistical analysis have not yet been made for the whole area. This was the reason for choosing the Gerecse as the focus area of the study. However, the base data of our study are freely accessible from online servers, so the used method can be applied to other regions in Hungary. Qualitative data was acquired from the landslide-inventory map of the Hungarian Surface Movement Survey and from the Geological Map of Hungary (1 : 100 000). Morphometric parameters derived from the SRMT-1 DEM were used as quantitative variables. Using these parameters the distribution of elevation, slope gradient, aspect and categorized geological features were computed, both for areas affected and not affected by slope movements. Then likelihood values were computed for each parameters by comparing their distribution in the two areas. With combining the likelihood values of the four parameters relative hazard values were computed for each cell. This method is known as the "empirical probability estimation" originally published by Chung (2005). The map created this way shows each cell's place in their ranking based on the relative hazard values as a percentage for the whole study area (787 km2). These values provide information about how similar is a certain area to the areas already affected by landslides based on the four predictor variables. This map can also serve as a base for more complex landslide vulnerability studies involving

  19. Possibilities for the Creation of Beer Routes in Hungary: A Methodological and Practical Perspective

    Directory of Open Access Journals (Sweden)

    Csapó János

    2016-09-01

    Full Text Available This study aims to analyse the possibilities and the potential for the establishment of beer tourism, one of the most recently valorised tourism products of global gastro tourism, and more importantly the creation and professional criteria of beer routes in Hungary. With a thorough investigation of the theoretical background of beer tourism and beer trails the authors try to collect those spatial perspectives which confirm our idea that Hungary is possessing adequate resources for the initiation of this new tourism product. We experienced that this area of tourism geography has not yet been researched thoroughly in the country, for which we make an attempt in this paper, using geographical and GIS methods, basically relying on the beer routes of Bavaria, Germany as good practices.

  20. 78 FR 24735 - Army Education Advisory Committee Meeting

    Science.gov (United States)

    2013-04-26

    ... include topics relating to the Army Learning Model that seeks to improve the Army's learning model by leveraging technology without sacrificing standards so the Army can provide credible, rigorous, and relevant...

  1. Agriculture and dairy in Eastern Europe after transition focused on Poland and Hungary

    NARCIS (Netherlands)

    Tonini, A.

    2007-01-01

    Keywords: CEECs, Hungary, Poland, dairy, micro economic theory, efficiency, productivity, allocative efficiency, stochastic frontier, profit function, Markov chain, and maximum entropy econometrics.This thesis analyzes the transition of an economic sector, from a socialist system to a market

  2. Central American Tactical Airlift Wing

    Science.gov (United States)

    2017-03-17

    Figure A). National development, peacekeeping operations and counter narcotics are considered in most of the Constitutions , but do not generate the same...SALVADOR X X X X NICARAGUA X X X X X COSTA RICA ARMY BANNED BY CONSTITUTION PANAMA ARMY BANNED BY CONSTITUTION Figure A: Missions of the...7 Hungary, Finland, Lithuania, Estonia, Norway, Slovenia , Romania, Bulgaria, Poland, and The Netherlands. Of the 12 member nations, only the US

  3. 7 CFR 4280.23 - Requirements for lending from Revolving Loan Fund.

    Science.gov (United States)

    2010-01-01

    ... security and recovery of loan losses must provide for the pro rata recovery and distribution between the... 7 Agriculture 15 2010-01-01 2010-01-01 false Requirements for lending from Revolving Loan Fund... BUSINESS-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural...

  4. Are There Cultural Regions in Hungary?

    Directory of Open Access Journals (Sweden)

    PÉTER BENKŐ

    2011-01-01

    Full Text Available Drawing up cultural macro-regions in Hungary is hardly possible as not even two of the highly developed mezo-regions are contacting, not speaking about forming a bloc; they rather constitute a mosaic on the country map. Those on medium cultural level make up two groups, while, though the ones with a low standard are mostly found along the Danube as a single bloc, they are isolated by Pest county, statistically grouped in one region with them, with a genuine cultural level far exceeding the low cluster. Consequently, it is only justified to speak about cultural regions in the sense that, on the whole, Dunántúl is on a higher standard than the eastern half of the country.

  5. Group lending and the role of the group leader

    OpenAIRE

    Eijkel, van, R.; Hermes, N.; Lensink, B.W.

    2011-01-01

    This paper investigates strategic monitoring behavior within group lending. We show that monitoring efforts of group members differ in equilibrium due to the asymmetry between members in terms of future profits. In particular, we show that the entrepreneur with the highest future profits also puts in the highest monitoring effort. Moreover, monitoring efforts differ between group members due to free-riding: one member reduces her level of monitoring if the other increases her monitoring effor...

  6. DISPOSAL OF LOW AND INTERMEDIATE LEVEL WASTE IN HUNGARY

    Directory of Open Access Journals (Sweden)

    Bálint Nős

    2012-07-01

    Full Text Available There are two operating facilities for management of low and intermediate level radioactive waste in Hungary. Experience with radioactive waste has a relatively long history and from its legacy some problems are to be solved, like the question of the historical waste in the Radioactive Waste Treatment and Disposal Facility (RWTDF. Beside the legacy problems the current waste arising from the Nuclear Power Plant (NPP has to be dealt with a safe and economically optimized way.

  7. The development of radiation protection in Hungary

    International Nuclear Information System (INIS)

    Bisztray-Balku, S.; Bozoky, L.; Koblinger, L.

    1982-01-01

    This book contains the short history, development and present status of radiation protection and health physics in Hungary. The first chapter discusses the radiation protection standards and practices used in scientific, technical and medical radiology in this country, with their development history. The next chapter is devoted to the radiation protection techniques applied for medical uses of radioisotopes and accelerators including the organizational and management problems. The last chapter presents a review on radiation protection and health physics aspects of the Hungarian industry and agriculture, on radiation protection research and management, on instruments and dosimeters. A national bibliography on the subject up to 1979 is included. (Sz.J.)

  8. 78 FR 69077 - Army Education Advisory Subcommittee Meeting Notice

    Science.gov (United States)

    2013-11-18

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Subcommittee Meeting Notice... leading to provisional findings will be referred to the Army Education Advisory Committee for deliberation...: ATFL-APO, Monterey, CA 93944, [email protected]us.army.mil , (831) 242-5828. SUPPLEMENTARY INFORMATION...

  9. 77 FR 4026 - Army Education Advisory Subcommittee Meeting Notice

    Science.gov (United States)

    2012-01-26

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Subcommittee Meeting Notice... Visitors, U.S. Army War College Subcommittee. Date of Meeting: February 23, 2012. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle...

  10. Health and Environmental Benefits from the Implementation of an Energy Saving Program in Hungary

    Energy Technology Data Exchange (ETDEWEB)

    Aunan, Kristin; Patzay, Gyoergy

    1997-12-31

    This report studies the cost and benefit of implementing a specific energy conservation programme in Hungary. It considers the possible reduction in damage to public health, materials and crops that may be obtained by reducing the emission of important air pollutants and examines how the programme contributes to reduced emission of greenhouse gases. The measures are described in the National Energy Efficiency Improvement and Energy Conservation Programmes (NEEIECP), a programme elaborated by the Hungarian Ministry of Industry and Trade and accepted by the Government in 1994. The energy saving expected from the programme is about 64 PJ/year. Possible benefits were estimated by the use of monitoring data and population and recipient data from urban and rural areas in Hungary together with dose response functions and valuation estimates mainly from western studies. The main benefits of reducing the concentration of pollutants are found in the health sector, the most pronounced effect being less chronic respiratory deceases. Reduced premature mortality is also important. It is calculated that the annual benefit on public health alone probably exceeds the implementation costs of the programme. In addition, the maintenance and replacement costs for building materials have decreased. The damage to crops due to ozone is large, but a significant improvement in Hungary depends upon concerted action in several countries. 68 refs., 9 figs., 14 tabs.

  11. Szendro - type Integrated Vegetation Fire Management--Wildfire Management Program from Hungary

    Science.gov (United States)

    Ágoston Restás

    2006-01-01

    Szendrő Fire Department is located in the northeastern part of Hungary. The main task is to fight against wildfire and mitigate the impact of fire at the Aggtelek National Park -- which belongs to the UNESCO World Heritage list. Because of greater effectiveness, in 2004 the Fire Department started a project named Integrated Vegetation Fire Management (IVFM)....

  12. Echinococcus multilocularis: An Emerging Pathogen in Hungary and Central Eastern Europe?

    Science.gov (United States)

    Sréter, Tamás; Széll, Zoltán; Egyed, Zsuzsa

    2003-01-01

    Echinococcus multilocularis, the causative agent of human alveolar echinococcosis, is reported for the first time in Red Foxes (Vulpes vulpes) in Hungary. This parasite may be spreading eastward because the population of foxes has increased because of human interventions, and this spread may result in the emergence of alveolar echinococcosis in Central Eastern Europe. PMID:12643838

  13. Army Cost Culture: What Is It? What Should It Become?

    Science.gov (United States)

    2013-03-01

    Army leaders to implement inclusion of this Army cost culture value into the larger Army culture. Kotter warns us that failure to complete each step...inculcation of a cost culture. However, this circumstance does not really apply to the Army. Army senior leaders clearly understand that mission comes...changed: In this challenging environment, an improved Army cost culture will enable senior leaders to preserve the nation’s security. This Strategy

  14. Army Leader Transitions Handbook

    Science.gov (United States)

    2008-01-01

    The courseware allows users to tailor training materials to specific needs. Users access this at the CAL AKO website or Army eLearning https...usarmy.skillport.com/ skillportfe/login/usarmylogin.cfm. New users must register with eLearning . Then login, select “Army Custom Curricula” and scroll to...challenges of your transition. Patience, flexibility and a good understanding of influence techniques on your part will help make any needed realignment a

  15. 77 FR 27209 - Army Education Advisory Subcommittee Meeting Notice

    Science.gov (United States)

    2012-05-09

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Subcommittee Meeting Notice...: Board of Visitors, U.S. Army War College Subcommittee. Date of Meeting: May 31, 2012. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle...

  16. 78 FR 23759 - Army Education Advisory Subcommittee Meeting Notice

    Science.gov (United States)

    2013-04-22

    ... DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Subcommittee Meeting Notice... Visitors, U.S. Army War College Subcommittee. Dates of Meeting: May 16, 2013. Place of Meeting: U.S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle Barracks...

  17. Hazardous Waste Surveys of Two Army Installations and an Army Hospital.

    Science.gov (United States)

    1980-08-01

    232 Nickel-63 Uranium-238 Plutonium-239 Polonium - 210 6 Army Medical Treatment Facilities: General Administration Army Regulation (AR) 40-2, 42A peren...Adhesive BN R 0x AU DOI545AO GI. 312 F 44 0,3 27)d17 N6341( 2 14,5 0 6 Adhesive 81 A XY AO D041419A0 PI 210 82140 O0 5824596 RO.34 140376139 Adhesi E ON...conform to clean air pollutant standards. 46 4 Noninfectious Solid Waste. Most wastes in this category are: (1) food waste from the military mess and

  18. Supporting Entrepreneurship and Innovation in Higher Education in Hungary. OECD Skills Studies

    Science.gov (United States)

    OECD Publishing, 2017

    2017-01-01

    This report presents evidence-based analysis of current strategies and practices in higher education institutions (HEIs) in Hungary towards a value-creating use of knowledge resources for innovation and entrepreneurship. The analysis and recommendations are highly relevant for policy makers and HEI leaders in other countries. Increased attention…

  19. Army Programs: Army Finance and Accounting Quality Assurance Program

    National Research Council Canada - National Science Library

    1988-01-01

    This regulation discusses the primary responsibilities of commanders and staff officers at installation and higher levels for execution of the Army Finance and Accounting Quality Assurance (QA) Program...

  20. Conclusions from the last five years of experiments in the field of food irradiation in Hungary

    Science.gov (United States)

    Kálmán, B.

    For the beginning of the eighties Hungary was ready to introduce the radiation technology in the food industry and the authority of the country decided to establish a joint venture to use this technology in large scale. AGROSTER Co started to irradiate food packaging material and some type of spices for the meat industry. The policy of the AGROSTER was to increase the irradiated food items very slowly from one year to another and the same time using a good, marketing to convince of the all interested persons about the benefit of the food irradiation technology in Hungary. A gamma irradiator is used by this company which was built for application research since this plant was very useful in this initial stage in spite of the low source efficiency. It can be said the used step by step strategy of AGROSTER was very success because in the last year the radiation capacity of its gamma facility was used as much as possible to irradiate food items and the government of Hungary recognized the benefit of this technology and gives financial assistance to establish a large commercial gamma irradiator in Budapest.

  1. Trust: Implications for the Army Profession

    Science.gov (United States)

    2013-10-01

    Georgia Institute of Technology, a MMAS from the School of Advance Military Studies, and an MSS from the U.S. Army War College. He was the U.S. Army...degrees from the School of Advance Military Studies, the US Army War College, and Webster University. His current research focus is senior military...The Repeal of Don’t Ask, Don’t Tell—1 Year Later,” Center for American Progress, from <http://www.americanprogress.org/issues/ lgbt /report/2012/09

  2. Structural change in a system of urban places: the 20th-century evolution of Hungary's urban settlement network.

    Science.gov (United States)

    Zovanyi, G

    1986-02-01

    A review of urban change in Hungary in the twentieth century is presented. Both the traditional approach to studying urban change, involving changes in the percentage of those residing in urban areas, and the newly developed approach, focusing on regional aspects of urbanization, are used in the analysis. "In sharp contrast to most European countries Hungary is shown to evidence continued centralization of urban development, but the recent experience of Budapest and other indicators are said to portend future decentralization." (summary in FRE, GER) excerpt

  3. Reserve requirements and the bank lending channel in China

    OpenAIRE

    Fungácová , Zuzana; Nuutilainen , Riikka; Weill , Laurent

    2015-01-01

    This paper examines how reserve requirements influence the transmission of monetary policy through the bank lending channel in China while also taking into account the role of bank ownership. The implementation of Chinese monetary policy is characterized by the reliance on the reserve requirements as a regular policy tool with frequent adjustments. Using a large dataset of 170 Chinese banks for the period 2004–2013, we analyze the reaction of loan supply to changes in reserve requirements. We...

  4. The Changes of Ergonomics in Hungary and Engineering Education

    OpenAIRE

    Istvan Lükö

    2013-01-01

    Modern engineer training is not conceivable without knowledge of work psychology and ergonomics. In this paper, we would like to outline the situation of work psychology and ergonomics as well as their changes in Hungary. The technical approach to health and safety is linked to human health care, and, through that, to ergonomics. The traditional notion of ergonomics is the 'ergonomics of scales, levers and pedals', which has now become a field of research helping the development of socio-tech...

  5. Market conditions in Hungary, central europe

    International Nuclear Information System (INIS)

    Nagy, S.

    2000-01-01

    Paks Nuclear Power Plant is the only nuclear power plant in Hungary covering 38% of electricity consumption in the country. The nuclear electricity production of the four VVER440/213 type units in the year of 1999 was 14096 GWh, the second best result in the history of the company. After very detailed safety analyses Paks NPP started a safety upgrading program in 1996, and today the CDF values of the reactor units reached an internationally accepted value. The operational and safety culture and the level of safety was evaluated and reviewed by different international organizations like the IAEA, WENRA, WANO. Based on the conclusions of these international organizations the Paks plant w111 be ready for EU accession after the completion of the ongoing safety upgrading program. Capacity enhancement as a part of the preparation for the market conditions resulted a power upgrade around 20 MW for all four units. This way a relatively small investment in comparison with new installations resulted more efficient to market nuclear capacity. Last year the cost of a generated 1 kWh electricity was 5.98 Ft, which is still to be decreased in 2000. To upgrade the competitiveness of nuclear generation lots of efforts were done in the areas of plant management cost reduction, man-power efficiency upgrade. Un-bundling of activities not directly related to electricity generation in one hand, and more efficient cooperation with other VVER operators and the Hungarian Power Companies Ltd. in certain areas on the other hand are good examples for efficient steps in economic improvement. The company as one of the electricity producers also should follow the capabilities of producers in the neighboring countries like Slovakia and Ukraine, where electricity production is with government subsidiary. To find the right balance between the necessary investments and the market induced cost reduction is one of the most important task in Hungary in Eastern-Europe especially when the nuclear energy

  6. Can Access to Data Prevent Army Suicides Identifying Optimal Response Strategies for Army Leaders

    Science.gov (United States)

    2016-01-01

    activities. One shortfall of this approach, however, is the lack of guidance on how Army leaders should interpret and use these data. To address this gap ...records Personal relationships Divorce, Army Community Service records Financial problems Wage garnishment, creditor notification agreed that leaders...endorsed by three panelists. compared, noting that there are significant differences between battalions with respect to age, gender , and rank

  7. A Cross-Sectional Comparison of Army Advertising Attributes

    Science.gov (United States)

    1990-11-01

    ARMY ADVERTISING ATTRIBUTES EXECUTIVE SUMMARY Research Requirement: In order to assess the impact of the Army’s advertising strategy and campaigns...Sample sizes varied from 4,875 to 4,926 for the NRS and from 3,569 to 3,602 for ACOMS. Improvement type themes. This advertising strategy would make...and college. I recommend that the Army focus advertising strategy on the Army as a positive step between high school and college in addition to work

  8. Department of the Army Installation Restoration Program

    International Nuclear Information System (INIS)

    Anderson, A.W.

    1988-01-01

    The Army's Installation Restoration Program (IRP) was established in 1975 in response to regulatory action at several installations where past disposal practices had caused contamination of streams and groundwater. The need to decontaminate excess Army-owned real estate also was considered in early IRP activities. A variety of site types have been discovered on Army installations. The major site types evaluated to date include: contaminated soil areas, landfills, lagoons, buildings, burning grounds, sumps, pits, storage tanks, sewage treatment plants, storage pads, industrial wastewater treatment plants, and salvage yards. Twenty Army installations have been proposed for or listed on the National Priorities List (NPL). The need for taking action at hazardous waste sites, however, is based on threats they pose to human health, welfare or the environment. Sites do not have to be on the SPL in order to be cleaned up through IRP activities. All of the sites that caused Army installations to be proposed for the NPL are being evaluated and cleaned up. In addition, all Army properties have been or will be assessed and where needed they will be addressed by the IRP

  9. Army Blast Claims Evaluation Procedures

    Science.gov (United States)

    1994-03-01

    ATIN: AFZX-JA Building 4551 Fort Polk, LA 71459-5000 Commander U.S. Army Engineer Center and Fort Leonard Wood ATIN: AlZT-JA Building 1706 East...U.S. Armed Forces Claims Service, Korea APO AP 96205-0084 No. of Copies Organization 1 Commander U.S. Army South ATI’N: SOJA Building 154 APO

  10. Integrating Family as a Discipline by Providing Parent Led Curricula: Impact on LEND Trainees' Leadership Competency.

    Science.gov (United States)

    Keisling, Bruce L; Bishop, Elizabeth A; Roth, Jenness M

    2017-05-01

    Background While the MCH Leadership Competencies and family as a discipline have been required elements of Leadership Education in Neurodevelopmental and related Disabilities (LEND) programs for over a decade, little research has been published on the efficacy of either programmatic component in the development of the next generation of leaders who can advocate and care for Maternal and Child Health (MCH) populations. Objective To test the effectiveness of integrating the family discipline through implementation of parent led curricula on trainees' content knowledge, skills, and leadership development in family-centered care, according to the MCH Leadership Competencies. Methods One hundred and two long-term (≥ 300 h) LEND trainees completed a clinical and leadership training program which featured intensive parent led curricula supported by a full-time family faculty member. Trainees rated themselves on the five Basic and Advanced skill items that comprise MCH Leadership Competency 8: Family-centered Care at the beginning and conclusion of their LEND traineeship. Results When compared to their initial scores, trainees rated themselves significantly higher across all family-centered leadership competency items at the completion of their LEND traineeship. Conclusions The intentional engagement of a full-time family faculty member and parent led curricula that include didactic and experiential components are associated with greater identification and adoption by trainees of family-centered attitudes, skills, and practices. However, the use of the MCH Leadership Competencies as a quantifiable measure of program evaluation, particularly leadership development, is limited.

  11. Demographic processes of developmentally peripheral areas in Hungary

    Directory of Open Access Journals (Sweden)

    Pénzes János

    2015-01-01

    Full Text Available The current study investigates the demographic processes and challenges of the Hungarian developmentally peripheral settlements. Demographic challenges can be regarded as important consequences of the social and economic disadvantages in spatial terms. However, the interrelating negative demographic tendencies cause even more backward situation blocking or hindering the development. The objective of the current analysis is to discover the demographic characteristics of the peripheral settlements, to detect the spatial disparities and to point out the correlation between backwardness and the investigated demographic phenomena with the help of the census databases 1980-2011 and local datasets on Roma population. Using methods of multivariate statistical analysis, seven indicators were selected in order to achieve the goals of the paper. Backward areas are primarily characterized by population decrease with significant disparities, but there were growing communities among them as well. Some small villages in Northern and Southwestern Hungary will foreseeably face complete depopulation within few years. Primarily small sized villages faced intense decrease in rate of natural change, but dynamic population growth was also detected. Migration loss tends to correlate with the extent of peripherality, as increasing values of migration balance accompany decreasing ratio of peripheral settlements in the area. The ratio of elderly population shows an expressively two-faced character, with the extremely aging and very juvenile settlements. The ratios of Roma population reflect the scale of peripherality. Extended ethnic change could be predicted in Northeastern and Southwestern Hungary and near the Middle Tisza valley. Presented demographic processes will make the backwardness of most of the peripheral settlements stable.

  12. Energy Policies of IEA Countries: Hungary 2006 Review

    Energy Technology Data Exchange (ETDEWEB)

    NONE

    2007-07-01

    Hungary has arrived at an important moment in its energy policy. The Hungarian government has improved energy policies in a number of areas. Still, significant challenges remain. To prepare the country for the full liberalisation of the EU electricity and gas market by July 2007, further steps in market reform are urgently required. At this point in time, there is no clarity about the system under which the market should operate after its full opening. Subsidies are another problem. Even though substantial progress has been made in reforming payments to gas consumers, the overall level of subsidies to producers and consumers of energy needs to be reviewed. This analysis makes recommendations to tackle these concerns and also discusses the potential contribution of energy efficiency to increasing energy security and economic competitiveness. The gas dispute between Russia and Ukraine in January 2006 focused global attention on consumer nations' vulnerability to supply disruptions. The Hungarian government has since placed greater emphasis on diversification of suppliers and has supported the development of new routes to bring gas into Europe. Hungary has dramatically improved its energy efficiency during the last 15 years. Nevertheless, enhanced efficiency, particularly in the field of gas use will continue to play a key role for securing future national energy supplies. This review has identified significant room for progress particularly in the gas-to-power sector, where old power stations need to be replaced, and in the residential sector, where improved thermal performance of Hungarian housing could bring impressive results.

  13. Energy Policies of IEA Countries: Hungary 2006 Review

    Energy Technology Data Exchange (ETDEWEB)

    NONE

    2007-07-01

    Hungary has arrived at an important moment in its energy policy. The Hungarian government has improved energy policies in a number of areas. Still, significant challenges remain. To prepare the country for the full liberalisation of the EU electricity and gas market by July 2007, further steps in market reform are urgently required. At this point in time, there is no clarity about the system under which the market should operate after its full opening. Subsidies are another problem. Even though substantial progress has been made in reforming payments to gas consumers, the overall level of subsidies to producers and consumers of energy needs to be reviewed. This analysis makes recommendations to tackle these concerns and also discusses the potential contribution of energy efficiency to increasing energy security and economic competitiveness. The gas dispute between Russia and Ukraine in January 2006 focused global attention on consumer nations' vulnerability to supply disruptions. The Hungarian government has since placed greater emphasis on diversification of suppliers and has supported the development of new routes to bring gas into Europe. Hungary has dramatically improved its energy efficiency during the last 15 years. Nevertheless, enhanced efficiency, particularly in the field of gas use will continue to play a key role for securing future national energy supplies. This review has identified significant room for progress particularly in the gas-to-power sector, where old power stations need to be replaced, and in the residential sector, where improved thermal performance of Hungarian housing could bring impressive results.

  14. Continued improvement of cardiovascular mortality in Hungary - impact of increased cardio-metabolic prescriptions

    Directory of Open Access Journals (Sweden)

    Jozan Peter

    2010-07-01

    Full Text Available Abstract Background During the last 35 years the poor ranking of Hungary on the list of life expectancy at birth among European countries, has not changed. In 1970 our lag behind the leading European countries was the smallest. The gap was growing between 1970 and 1993 but from 1994 onwards the life expectancy at birth in Hungary has increased continuously and somewhat faster than in other European countries. The aim of this study was to analyze the association between decreasing cardiovascular mortality rates, as a main cause of death and the increase in cardio-metabolic prescriptions and possible changes in lifestyle behavior. Methods Analyses were conducted on national data concerning cardiovascular mortality and the number of cardio-metabolic drug prescription per capita. The association between yearly rates of cardiovascular events and changes in antihypertensive, antilipidemic and antidiabetic prescription rates was analyzed. The changes in other cardiovascular risk factors, like lifestyle were also considered. Results We observed a remarkable decline of mortality due to stroke and acute myocardial infarction (AMI. The fall was significantly associated with all prescription rates. The proportion of each treatment type responsible for suppression of specific mortality rates is different. All treatment types comparably improved stroke mortality, while antilipidemic therapy improved AMI outcome. Conclusions These results emphasize the importance of a comprehensive strategy that maximizes the population coverage of effective treatments. Hungary appears to be at the beginning of the fourth stage of epidemiologic transition, i.e. it has entered the stage of delayed chronic noninfectious diseases.

  15. Usability of Clay Mixed Red Mud as Building Material in Transdanubian (Hungary) Region

    International Nuclear Information System (INIS)

    Sas, Z.; Somlai, J.J.; Szeiler, G.; Kovacs, T.

    2014-01-01

    The most commonly used building materials in Hungary and in numerous country of the world are the bricks, which made from clays. Due to the congenial internal structure properties of the clays these raw materials can be mixed with other materials, provides great possibility to reuse industrial by-products as additive material. The production and inbuilt of new types of synthetic building materials based on NORM (naturally occurring radioactive materials) by-products is raising concerns among authorities, public and scientists. Several NORM residues produced in large quantity, such as: phospogypsum (phosphate industry), red mud (aluminium processing industry), fly ash, coal slag (coal burning and steelworks) and so on are presently under investigation. The aluminum manufacturing in Ajka (Hungary) started in 1943. As a result of the bauxite refining activities up to now approximately 30 Mt of red mud has been produced in Hungary, stored in reservoirs. The radionuclide content of the bauxite usually exceeds the world average in soils (WA), which entirely remains in the by-product during Bayer process. The exposure pathways in case of application of NORM residues have to be explored in order to reveal the potential risks of NORMs on residents. The gamma radiation originated from the primordial radionuclides (K-40; U-238; Th-232) and their daughter elements found in nature and in building materials as well increase the external dose of the human body. In the EU the Radiation Protection 112 (RP 112) guideline serves for classification of building material, wherein the gamma exposure is limited by I-index

  16. 12 CFR 614.4351 - Computation of lending and leasing limit base.

    Science.gov (United States)

    2010-01-01

    ... adjustments: (1) Where one institution invests in another institution in connection with the sale of a loan... the purchasing institution. (2) Stock protected under section 4.9A of the Act may be included in the lending and leasing limit base until January 1, 1998. (3) Any amounts of preferred stock not eligible to...

  17. Army Vocational Guidance in Two-Year Colleges

    Science.gov (United States)

    1987-11-01

    worklife . Second, counselors were quite receptive to the idea of having high quality Army information available that could aid student career planning...the CVG/JOIN information presentations to be informative and rather objective (i.e., balanced pros and cons about Army life/options). Nonetheless...presentation; variety, color is excellant. - Very honest and balanced presentations. "* 130 0 - - - - - - - - - - 15) quality of "Army Jobs" info

  18. Monetary Expansion and the Banking Lending Channel.

    Science.gov (United States)

    Tabak, Benjamin Miranda; Moreira, Tito Belchior Silva; Fazio, Dimas Mateus; Cavalcanti, André Luiz Cordeiro; Cunha, George Henrrique de Moura

    2016-01-01

    This paper examines the bank lending channel, which considers how monetary authority actions affect the variation of loans. We focus on the BRICS (Brazil, Russia, India, China and South Africa) totalizing 1254 banks from five countries in the period 2000-2012 (totalizing 13 years). The empirical results show that the effect of money supply growth on the growth of loans is non-linear and inverted U-shaped. In this context, our results show empirical evidence expansionary monetary policies do not increase the propensity of economic agents to systematically take greater risks on the market. After a certain level of money stock, increases in the money supply do not lead to increased negotiated credit.

  19. Seasonal dynamics, age structure and reproduction of four Carabus species (Coleoptera: Carabidae) living in forested landscapes in Hungary

    DEFF Research Database (Denmark)

    Kádár, Ferenc; Fazekas, Judit P.; Sárospataki, Miklós

    2015-01-01

    Seasonal dynamics and reproductive phenological parameters of four Carabus species (C. convexus, C. coriaceus, C. germarii and C. hortensis) common in Hungary were studied by pitfall trapping and dissection. Beetles were collected in an abandoned apple orchard and in the bordering oak forest near...... Budapest (Central Hungary), in 1988–1991. The sex ratio was male-dominated, but this was significant only for C. coriaceus. The catch of C. germarii adults showed relatively short activity period with unimodal curve, but activity was longer and bimodal for the other three species. Adults of C. germarii...

  20. Hungarian-Russian Bilingual Schools in Hungary during the Soviet Occupation (1945-1989)

    Science.gov (United States)

    Vamos, Agnes

    2018-01-01

    Through the example of the establishment, functioning, and closing of bilingual schools during the Soviet occupation of Hungary, this paper aims to introduce this segment of public education in Central-Eastern Europe. In the period between 1945 and 1989, the learning of Russian as a compulsory subject was introduced, teaching other languages was…

  1. A nnals of the Academ y of Romanian Scientists Series on History and Arch a eology ISSN 2067 - 5682 Volume 9 , Number 1 / 201 7 79 OF THE AUST RIA - HUNGARIAN SAFETY STRUCTURES IN THOSE OF THE GREAT ROMANIA. CASE OF THE ARAD OFFICER ILIE MIŞCUŢIA (1913 - 1924

    Directory of Open Access Journals (Sweden)

    Mihai D. Drecin

    2018-05-01

    Full Text Available Ilie Miscutia (1893 -? was born in the city of Jula (Bichisghiula, Gyula -today in Hungary, at the border with Romania considered until today “the great city of the Romanians” a Romanian-Serbia family. A graduate of the trade Hungarian School in Lipova; in 1913, he is recruited by the Austria-Hungary army where he attends a Special Course of information. During the Austro -Hungarian-Serbia war (1914-1915, he will be infiltrated as a spy within the Serbia geographical territory. In 1918, along with the decomposition of the Austria- Hungary he joins the political forces in Transylvania that will prepare the Unification from Alba Iulia. We find him, as an officer in the Romanian military units in Prague, then in Budapest in close to the Romanian Central National Council, and in Arad becomes “the guard body” for Stefan Cicio-Pop. He accompanies the delegation of the Transylvanian Romanians that shall submit to the King Ferdinand, in Bucharest, the act of Unification of Transylvania with the Romanian Kingdom. Within theframework of the Diligent Council in Sibiu, the secretary dr.Eugen Bianu is appointed as the head of the Safety Service in Transylvania and Banat. Since 1 January 1919, he is incorporated in the Romanian Army in the framework of the Organizational Section of the Body VII Sibiu Army, named with the rank of sub -lieutenant in the Intelligence Service of the same Army Body. Between 1918-1920 he takes part to the defense of the city and the Committee of Arad and the Committee Bichis (Bekes today in Hungary, against the Hungarian nationalist guards and of the French army of occupation which were playing the game of the governments in Budapest, watching even keeping the Romanian west in the Hungarian state. In the period March 1920 -September 1924 he is part, as officer, of the Police Prefecture in Arad. He withdraws by his resignation, remaining as civil, a known personality in Arad, in dealing with the management of his own

  2. 2014 Center for Army Leadership Annual Survey of Army Leadership (CASAL): Military Leader Findings

    Science.gov (United States)

    2015-09-22

    of representativeness across the Army. The respondent sample closely approximated the population of the Army in distribution of component and gender ...standards are types of behaviors that hinder trust by creating climates of perceived inequality . As expected, the display of favoritism is negatively...or ‘favorites’ in lieu of the most qualified personnel, unequal enforcement of standards and discipline, and use of discretion in workplace justice

  3. An overview of the status of radiochemical analysis in Hungary

    International Nuclear Information System (INIS)

    Solymosi, J.; Toth, G.

    1994-01-01

    This overview covers the following activities at radioanalytical laboratories in Hungary: tracer techniques and their applications; some important new results; radioimmunoassay; x-ray emission analysis and x-ray fluorescence analysis, Moessbauer-spectroscopy and their applications in various fields of science and technology; neutron activation analysis; radiochemical analysis for nuclear power plant applications activities in various laboratories; nuclear environmental analysis (radioanalytical methods for the investigation of contamination by nuclear facilities). (N.T.) 1 fig.; 7 tabs

  4. Army Reserve Military Intelligence: Time for Change

    Science.gov (United States)

    2010-04-20

    Miramax Books, 2002. Goleman , Daniel . Emotional Intelligence . New York: Bantam Books, 1997. Goleman , Daniel , Richard Boyatzis, and Annie McKee...or position of the Department of the Army, Department of Defense, or the U.S. Government. ARMY RESERVE MILITARY INTELLIGENCE : TIME FOR CHANGE...Research Project 3. DATES COVERED 00-00-2009 to 00-00-2010 4. TITLE AND SUBTITLE Army Reserve Military Intelligence : Time for Change 5a

  5. The United States Army 1996 Modernization Plan.

    Science.gov (United States)

    1996-03-08

    time and with less risk. IMA technology improvements are leveraged and inserted into the Army’s information architectures as the competitive market place...to procure a family of complementary, interoperable systems. At the end of the near-term, "Active Defense RD&A Startegy Army will begin fielding...Haul and Engineer tractors were fielded that brought modern technologies from the commercial market to the Army. However, adequate quantities were

  6. Nothing special about banks : Competition and bank lending in Britain 1885-1925

    NARCIS (Netherlands)

    Braggion, Fabio; Dwarkasing, Narly; Moore, Lyndon

    2017-01-01

    We investigate the impact of increasing bank concentration on bank loan contracts in a lightly regulated environment. This environment allows us to abstract from possible confounding effects of regulation to focus on the “pure” effects of competition on bank lending. We study over 30,000 British

  7. Basic feasibility study on utilization for geopressured thermal reservoir in Hungary

    Energy Technology Data Exchange (ETDEWEB)

    NONE

    2001-03-01

    Investigations and discussions were given on a project to implement district heating, greenhouse heating, and binary power generation by utilizing geothermal resources in Hungary. Hungary has deep earth pressure type hot water areas distributed, that flow hot water of about 90 to 180 degrees C by the bed pressure. The areas that can utilize the hot water were extracted and investigated by using literatures and data. The project plans district heating of about 15,000 households using the geothermal water, heating of greenhouses equivalent to 100,000 m{sup 2}, gas engine power generation by using the flowing fluid pressure and combustion of the generated methane gas, and binary power generation by using the geothermal water. As a result of the discussions, it was revealed that the energy saving effect would save 5,008 Ktoe in 20 years as converted to crude oil, and the greenhouse effect gas reducing effect would reduce 14.2 million t-CO2 in 20 years. The total project cost would be about 16.62 billion yen. The internal profit rate of this project is 11.34%, largely exceeding the opportunity cost, and indicating the financial effect possibility. (NEDO)

  8. Between East and West: polio vaccination across the Iron Curtain in Cold War Hungary.

    Science.gov (United States)

    Vargha, Dora

    2014-01-01

    In 1950s Hungary, with an economy and infrastructure still devastated from World War II and facing further hardships, thousands of children became permanently disabled and many died in the severe polio epidemic that shook the globe. The relatively new communist regime invested significantly in solving the public health crisis, initially importing a vaccine from the West and later turning to the East for a new solution. Through the history of polio vaccination in Hungary, this article shows how Cold War politics shaped vaccine evaluation and implementation in the 1950s. On the one hand, the threat of polio created a safe place for hitherto unprecedented, open cooperation among governments and scientific communities on the two sides of the Iron Curtain. On the other hand, Cold War rhetoric influenced scientific evaluation of vaccines, choices of disease prevention, and ultimately the eradication of polio.

  9. Analysis of the full-length VP2 protein of canine parvoviruses circulating in Hungary.

    Science.gov (United States)

    Cságola, Attila; Varga, Szilvia; Lőrincz, Márta; Tuboly, Tamás

    2014-09-01

    In recent years, the number of cases of disease caused by canine parvovirus 2 (CPV-2) in vaccinated dogs has increased. The aim of the present study was to identify CPV-2 strains present in Hungary. Forty-two out of 50 faecal specimens examined were positive, and 25 VP2 sequences were determined and analysed. Based on the current classification, the Hungarian viruses belong to New CPV-2a type, except two viruses that are recombinants of vaccine viruses and CPV-2a strains. The Tyr324Ile alteration was detected for the first time in Europe, and a "Hungarian-specific" substitution (Ala516Thr) was also identified in this study. The immunologically important parts of the currently spreading canine parvoviruses were examined and found to differ greatly from the vaccine strains that are widely used in Hungary.

  10. Race, Space, and Cumulative Disadvantage: A Case Study of the Subprime Lending Collapse.

    Science.gov (United States)

    Rugh, Jacob S; Albright, Len; Massey, Douglas S

    2015-05-01

    In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower's life and between generations. Using Baltimore, Maryland as a case study setting, we combine data from reports filed under the Home Mortgage Disclosure Act with additional loan-level data from mortgage-backed securities. We find that race and neighborhood racial segregation are critical factors explaining black disadvantage across successive stages in the process of lending and foreclosure, controlling for differences in borrower credit scores, income, occupancy status, and loan-to-value ratios. We analyze the cumulative cost of predatory lending to black borrowers in terms of reduced disposable income and lost wealth. We find the cost to be substantial. Black borrowers paid an estimated additional 5 to 11 percent in monthly payments and those that completed foreclosure in the sample lost an excess of $2 million in home equity. These costs were magnified in mostly black neighborhoods and in turn heavily concentrated in communities of color. By elucidating the mechanisms that link black segregation to discrimination we demonstrate how processes of cumulative disadvantage continue to undermine black socioeconomic status in the United States today.

  11. Academic Culture and Citizenship in Transitional Societies: Case Studies from China and Hungary

    Science.gov (United States)

    Szelényi, Katalin; Rhoads, Robert A.

    2013-01-01

    Through organizational case studies conducted at Guangdong University of Foreign Studies in China and Central European University in Hungary, this paper examines academic culture and citizenship in societies transitioning from communist to market-driven social and economic structures. The article presents a new model of citizenship, representing…

  12. Safeguarding values in the European Union: : The European Parliament, Article 7 and Hungary

    NARCIS (Netherlands)

    Bonelli, Matteo

    2015-01-01

    The recent constitutional crisis in Hungary and other political developments in several EU member states have raised concerns over the capacity of the European Union to safeguard its fundamental values: democracy, the rule of law and human rights. Mechanisms in the hands of the institutions are

  13. Army Hearing Program Status Report Quarter 2 Fiscal Year 2017

    Science.gov (United States)

    2017-07-01

    U.S. Army Publ ic Heal th Center Army Hearing Program Status Report Q2 FY17 Clinical Public Health and Epidemiology Directorate Army... Hearing Division General Medical: 500A July 2017 Approved for public release; distribution unlimited Army Hearing Program Status Report, Q2FY17...56               INTRODUCTION The Army Hearing Program Status Report (AHPSR) is a component of the Public Health

  14. Multi-proxy approach for palaeoclimate reconstruction using a loess-palaeosol sequence from Süttő , Hungary

    Science.gov (United States)

    Thiel, Christine; Königer, Paul; Ostertag-Henning, Christian; Scheeder, Georg; Novothny, Ágnes; Horváth, Erzsébet; Wacha, Lara; Techmer, Astrid; Frechen, Manfred

    2010-05-01

    The loess-palaeosol sequence at Süttő , Hungary contains a high-resolution terrestrial archive of palaeoenvironmental changes. The sequence is about 20 m thick and overlies travertine which was dated using Uranium-series to 235-314 ka (Sierralta et al., in press). Imbedded with the loess are two greyish stratified horizons, three brownish steppe-like soils and a pedocomplex composed of a reddish-brown palaeosol covered by a chernozem. Detailed dating studies were carried out (Novothny et al, 2009, Novothny et al., in press) revealing more or less continuous sedimentation from marine isotope stage (MIS) 6 to MIS 2. High-resolution grain size and magnetic susceptibility data exist (Novothny et al., in prep.) which allow for palaeoenvironmental reconstructions. In addition to those data sets we analysed the carbon and oxygen isotopic composition of bulk carbonate, carbonate nodules, and organic material in order to get further insight into palaeoprecipitation and palaeoclimatic conditions. To strengthen the interpretation based on isotopic data, we examined biomarkers derived from land plants (long-chain n-alkanes) for both loess and palaeosols to add information on the vegetation changes. We will discuss the new results in comparison with the published data sets and highlight inherent problems of the individual approaches. Novothny, A., Frechen, M., Horváth, E., Wacha, L., Rolf, C., in prep. High resolution grain size and magnetic susceptibility record of the last glacial cycles in the Süttő loess section, Hungary. Quaternary International. Novothny, A., Frechen, M., Horváth, E., Krbetschek, M., Tsukamoto, S., in press. Infrared stimulated luminescence and radiofluorescence dating of aeolian sediments from Hungary. Quaternary Geochronology, doi:10.1016/j.quageo.2009.05.002. Novothny, A., Frechen, M., Horváth, E., Bradák, B., Oches, E. A., McCoy, W. D., Stevens, T., 2009a. Luminescence and amino acid racemisation chronology of the loess-paleosol sequence

  15. Integrated spatial assessment of wind erosion risk in Hungary

    Directory of Open Access Journals (Sweden)

    L. Pásztor

    2016-11-01

    Full Text Available Wind erosion susceptibility of Hungarian soils was mapped on the national level integrating three factors of the complex phenomenon of deflation (physical soil features, wind characteristics, and land use and land cover. Results of wind tunnel experiments on erodibility of representative soil samples were used for the parametrization of a countrywide map of soil texture compiled for the upper 5 cm layer of soil, which resulted in a map representing threshold wind velocity exceedance. Average wind velocity was spatially estimated with 0.5′ resolution using the Meteorological Interpolation based on Surface Homogenised Data Basis (MISH method elaborated for the spatial interpolation of surface meteorological elements. The probability of threshold wind velocity exceedance was determined based on values predicted by the soil texture map at the grid locations. Ratio values were further interpolated to a finer 1 ha resolution using sand and silt content of the uppermost (0–5 cm layer of soil as spatial co-variables. Land cover was also taken into account, excluding areas that are not relevant to wind erosion (forests, water bodies, settlements, etc., to spatially assess the risk of wind erosion. According to the resulting map of wind erosion susceptibility, about 10 % of the total area of Hungary can be identified as susceptible to wind erosion. The map gives more detailed insight into the spatial distribution of wind-affected areas in Hungary compared to previous studies.

  16. First molecular evidence of Hepatozoon canis infection in red foxes and golden jackals from Hungary.

    Science.gov (United States)

    Farkas, Róbert; Solymosi, Norbert; Takács, Nóra; Hornyák, Ákos; Hornok, Sándor; Nachum-Biala, Yaarit; Baneth, Gad

    2014-07-02

    Recently, Hepatozoon canis infection has been detected among shepherd, hunting and stray dogs in the southern part of Hungary, which is considered to be free of Rhipicephalus sanguineus sensu lato and close to the border with Croatia. The aim of this study was to acquire information on the possibility that red foxes and/or golden jackals could play a role in the appearance and spread of H. canis in Hungary. A conventional PCR was used to amplify a 666 bp long fragment of the Hepatozoon 18S rRNA gene from blood samples collected from 334 foxes shot in 231 locations in 16 counties and 15 golden jackals shot in 9 locations in two southwestern counties close to Croatia. A second PCR assay was performed in some of the samples positive by the first PCR to amplify a larger segment (approximately 1500 bp) of the 18S rRNA gene of Hepatozoon spp. for further phylogenetic analysis. Hepatozoon infection was detected in canids shot in 30 locations and 9 counties. Altogether 26 foxes (8.0%, 95% CI: 5-11%) and 9 jackals (60%, 95% CI: 33-81%) were PCR positive. Hepatozoon canis sequences were obtained from 12 foxes and 7 jackals. DNA sequences from 16 animals were 99-100% similar to H. canis from Croatian foxes or dogs while two of the sequences were 99% similar to an Italian fox. Half (13/26) of the infected red foxes and all golden jackals were shot in the two southwestern counties. This is the first report on molecular evidence of H. canis in red foxes (Vulpes vulpes) and golden jackals (Canis aureus) from Hungary, which is considered free from the tick vector of H. canis, R. sanguineus. Although no R. sanguineus sensu lato had been found on infected or non-infected wild canids, the detection of authochnous canine hepatozoonosis in Hungary might imply that the range of R. sanguineus sensu lato has reached this country.

  17. Evaluating Mobile Device Ownership and Usage in the U.S. Army: Implications for Army Training

    Science.gov (United States)

    2014-07-01

    Mercado University of Central Florida Randall D. Spain U.S. Army Research Institute July 2014 United States Army...NUMBER 633007 6. AUTHOR(S) Joseph E. Mercado ; Randall D. Spain 5c. PROJECT NUMBER A792 5d. TASK NUMBER 5e...13. SUPPLEMENTARY NOTES Subject Matter POC and Subject Matter Expert: Joseph E. Mercado 14. ABSTRACT (Maximum 200 words): As the U.S

  18. Issues and Insights from the Army Technology Seminar Game

    National Research Council Canada - National Science Library

    Darilek, Richard

    2001-01-01

    ...). The AAN goals were to link Army XXI to a long-term vision of the Army extending well into the 21st century and to ensure that this vision informed evolving Army research and development requirements...

  19. Childhood Leukaemia Incidence in Hungary, 1973-2002. Interpolation Model for Analysing the Possible Effects of the Chernobyl Accident

    International Nuclear Information System (INIS)

    Toeroek, Szabolcs; Borgulya, Gabor; Lobmayer, Peter; Jakab, Zsuzsanna; Schuler, Dezsoe; Fekete, Gyoergy

    2005-01-01

    The incidence of childhood leukaemia in Hungary has yet to be reported, although data are available since the early 70s. The Hungarian data therefore cover the time before and after the Chernobyl nuclear accident (1986). The aim of this study was to assess the effects of the Chernobyl accident on childhood leukaemia incidence in Hungary. A population-based study was carried out using data of the National Paediatric Cancer Registry of Hungary from 1973 to 2002. The total number of cases was 2204. To test the effect of the Chernobyl accident the authors applied a new approach called 'Hypothesized Impact Period Interpolation'-model, which takes into account the increasing trend of childhood leukaemia incidence and the hypothesized exposure and latency times. The incidence of leukaemia in the age group 0-14 varied between 33.2 and 39.4 per million person-years along the observed 30 year period, and the incidence of childhood leukaemia showed a moderate increase of 0.71% annually (p=0.0105). In the period of the hypothesized impact of the Chernobyl accident the incidence rate was elevated by 2.5% (95% CI: -8.1%; +14.3%), but this change was not statistically significant (p=0.663). The age standardised incidence, the age distribution, the gender ratio, and the magnitude of increasing trend of childhood leukaemia incidence in Hungary were similar to other European countries. Applying the presented interpolation method the authors did not find a statistically significant increase in the leukaemia incidence in the period of the hypothesized impact of the Chernobyl accident

  20. Mitigation measures and programs in Hungary

    Energy Technology Data Exchange (ETDEWEB)

    Molnar, S. [Systemexpert Consulting Ltd., Budapest (Hungary)

    1996-12-31

    In Hungary there are four main governmental programs, which may result in a decrease of emissions of anthropogenic greenhouse gases (GHGs): (1) National program of energy efficiency improvement and energy conservation, (2) Afforestation program, (3) Volatile organic compounds (VOC) emission reduction program, and (4) Program to reduce the use of ozone depleting substances. These ambitious programs were launched in the beginning of the 90`s, but they have been slowed down because of budgetary problems. The comprehensive action plan for mitigation of GHG emissions should be based on these ongoing programs. These programs should be expanded by further measures and programs in order to fulfill the requirements of the FCCC. In the next sections the results and prospects of the above mentioned programs will be summarized. Also the results of the mitigation study supported by the U.S. Country Studies Program are included.

  1. Experimental nuclear physics research in Hungary

    International Nuclear Information System (INIS)

    Koltay, Ede.

    1984-01-01

    The status and recent results of experimental nuclear physics in Hungary is reviewed. The basic nuclear sciences, instrumental background and international cooperation are discussed. Personal problems and the effects of the international scientific deconjuncture are described. The applied nuclear and interdisciplinary researches play an important role in Hungarian nuclear physics. Some problems of cooperation of Hungarian nuclear and other research institutes applying or producing nuclear analytical technology are reviewed. The new instrument, the Debrecen cyclotron under construction gives new possibilities to basic and applied researches. A new field of Hungarian nuclear physics is the fusion and plasma research using tokamak equipment, the main topics of which are plasma diagnostics and fusion control systems. Some practical applications of Hungarian nuclear physical results, e.g. establishment of new analytical techniques like PIXE, RBS, PIGE, ESCA, etc. are summarized. (D.Gy.)

  2. Detailed description of the Ócsa Bird Ringing Station, Hungary

    OpenAIRE

    Csörgő Tibor; Harnos Andrea; Rózsa Lajos; Karcza Zsolt; Fehérvári Péter

    2016-01-01

    The present paper acts as an introduction to a series that will describe the exploratory analyses of migration phenology and morphometrics of the most common passerine species at the Ócsa Bird Ringing Station. This station is situated in the Ócsa Landscape Protection Area that belongs to the Duna–Ipoly National Park, Hungary. The area is somewhat cooler and more humid than the surrounding agricultural fields and tree plantations, covered by a mosaic of diverse hygrophilous vegetation patches....

  3. Spreading and germination of yellow nutsedge (Cyperus esculentus L.) in Hungary.

    Science.gov (United States)

    Hoffmann, Z P; Buzsáki, K; Béres, I

    2006-01-01

    Yellow nutsedge (Cyperus esculentus) is a cosmopolitan, tropical, subtropical plant. On the basis of Ujvarosi life-form it is a G2 perennial plant, overwintering with tubers in the soil. It occurs in all continents: along Eastern and Western coastlines of Africa and even in South-Africa, North and South America, Japan, India, Near-Eastern countries, Western, Southern and Eastern Europe. It has been spread since the 70's in Europe, but its remarkable occurrence was between 1980 and 1995 years. Nowadays it occurs in Germany, the Netherlands, Belgium, France, Portugal, Austria, Croatia, Switzerland, Italy and Hungary among the European countries. The first occurrence of C. esculentus was observed in Hungary in 1993, at the surroundings of Keszthely and H&viz towns in a maize-ecosystem (Dancza 1994). It can be presumed, that its import happened with Gladiolus tubers and seed-grain of maize. At present C. esculentus occurs in four regions and surroundings of 20 habitations of Hungary. Somogy county is the most infected area, where it occurs on 10,000 hectares. C. esculentus took the 16th place in the important order of weeds of the world in the 70's. On the basis of EPPO IAS Panel at present this weed specics is considered as one of the most harmful invasive species of the world, due to its severe economic injury. Most harmful effect of C. esculentus is expressed in spring-sown hoed cultures, mainly in maize. Beside this it also occurs in sunflower, potato and sugarbeet cultures. C. esculentus has a good competitive ability by reducing crop quality and quantity. Vegetative reproduction is dominant in spreading but its propagation by seeds is also presumed in Hungary. Cool, rainy weather favours for the vegetative reproduction, while warm, dry one for the flowering. It has a 1-1.5 mm long fruit with one seed. One clustering can contain 600 seeds. According to Lapham (1985) there are areas in Zimbabwe where one can find 100 million C. esculentus seeds in a hectare. At a 1

  4. Results with radioisotope techniques in veterinary science in Hungary

    International Nuclear Information System (INIS)

    Pethes, Gyoergy

    1983-01-01

    Radioisotopes have been applied to veterinary science in Hungary since the fifties. A short chronologic review on the development of isotope technology is given emphasizing the possibilities offered by the application of closed and open radiation sources, of instrumental neutron activation analysis and atomic absorption spectroscopy, and in vitro nuclear procedures which include competitive protein-binding analysis and radioimmunoassay. The progesterone test, applicable to diagnose the pregnancy of cattles, is carried out generally by RIA. Radioisotopic methods are applied also to determine the thyroid function of cattles, swines and domestic fowls. (V.N.)

  5. Building and toning: An analysis of the institutionalization of mediation in penal matters in Hungary

    Directory of Open Access Journals (Sweden)

    Fellegi Borbála

    2011-01-01

    Full Text Available Since 1 January 2007, victims of crimes and offenders have been offered the chance to have recourse to mediation in Hungary. This paper will first give a short overview of the current situation of mediation in penal matters in Hungary, then it will discuss some general phenomena and dilemmas concerning the general introduction of mediation. After that, I will present a SWOT analysis1 of the current Hungarian mediation system in penal matters. The main goal of this article is to set up certain criteria for the further development of the restorative approach. The lessons we have learnt, the strengths and opportunities of the system and the identification of weaknesses might prove useful for other countries when they choose to introduce mediation, and in relation to the protection of victims in particular.

  6. Who receives bank loans? A study of lending officers' assessments of loans to growing small and medium-sized enterprises

    OpenAIRE

    Bruns, Volker

    2004-01-01

    This thesis explores factors that influence lending officers' assessments of credit requests from growing small and medium-sized enterprises (SMEs). Building on asymmetric information theory, factors identified in previous research are grouped into the theoretical categories of risk-assessment, risk-alignment, and risk-shifting. Hypotheses are developed as to what influences lending officers' credit assessments. In addition, it is hypothesized that risk-taking proclivity interacts with other ...

  7. Army dreamers.

    Science.gov (United States)

    1988-05-14

    The birth of the Army Nursing Service took place in 1854, when Florence Nightingale, at the request of the Secretary of State for War, recruited and took to Scutari Hospital 38 women to tend the wounded of the Crimean war.

  8. On US politics and IMF lending

    DEFF Research Database (Denmark)

    Andersen, Thomas Barnebeck; Harr, Thomas; Tarp, Finn

    2006-01-01

    The political factors shaping IMF lending to developing countries have attracted attention in recent empirical work. This goes in particular for the role and influence of the US. However, scant formal modelling makes interpretation of empirical results difficult. In this paper, we propose a model...... in which the US acts as principal within the IMF and seeks to maximize its impact on the policy stance of debtor countries. We derive an optimal loan allocation mechanism, which leads to the testable hypothesis that the probability of an IMF loan is increasing in the amount of political concessions...... countries make. A political concession is defined as the distance between a country's bliss point and its actual policy stance measured relative to the US. We introduce a bliss-point proxy and demonstrate that our hypothesis is strongly supported in the data. Moreover, we show that not accounting for bliss...

  9. Operational Reach: Is Current Army Doctrine Adequate?

    National Research Council Canada - National Science Library

    Heintzelman, Scott

    2003-01-01

    The term operational reach, an element of operational design, is new to U.S. Army doctrine. Operational reach is not found in the previous edition of the Army's basic operational doctrine, Field Manual...

  10. Age Group, Location or Pedagogue: Factors Affecting Parental Choice of Kindergartens in Hungary

    Science.gov (United States)

    Teszenyi, Eleonora; Hevey, Denise

    2015-01-01

    Hungary has experienced significant political, economic, demographic and social changes since the end of Soviet domination in the 1990s. The gradual move towards liberal democracy has been accompanied by growing emphasis on individualism, choice and diversity. Universal kindergarten provision for five- to six-year-olds is a long established…

  11. Optimizing the Sustainment of U.S. Army Weapon Systems

    Science.gov (United States)

    2016-03-17

    Dale Carnegie , Fellowship, etc.) NA None of the above OPTIMIZING SUSTAINMENT OF ARMY SYSTEMS 36 Question 11: Army Civilian Education System...Darden, Dale Carnegie , Fellowship, etc.) None of the above 11. Army Civilian Education System (check all that apply) Action Officer Development Course

  12. Correlates of lending needles/syringes among HIV-seropositive injection drug users.

    Science.gov (United States)

    Metsch, Lisa R; Pereyra, Margaret; Purcell, David W; Latkin, Carl A; Malow, Robert; Gómez, Cynthia A; Latka, Mary H

    2007-11-01

    Among HIV-positive injection drug users (IDUs), we examined the correlates of lending needles/syringes with HIV-negative and unknown status injection partners. HIV-positive IDUs (N=738) from 4 cities in the United States who reported injection drug use with other IDUs in the past 3 months participated in an audio computer-assisted self-administered interview. Eighteen percent of study participants self-reported having lent their needles to HIV-negative or unknown status injection partners. Multivariate analyses showed that 6 variables were significantly associated with this high-risk injecting practice. Older IDUs, high school graduates, and those reporting more supportive peer norms for safer drug use were less likely to lend needles/syringes. Admission to a hospital for drug treatment in the past 6 months, having injected with >1 person in the past 3 months, and having more psychiatric symptoms were all associated with more risk. These findings underscore the need for a continued prevention focus on HIV-positive IDUs that recognizes the combination of drug use, mental health factors, and social factors that might affect this high-risk injecting practice, which could be associated with HIV and hepatitis C transmission.

  13. Lending Groups and Different Social Capitals in Developed and Developing Countries

    Directory of Open Access Journals (Sweden)

    Diego A. B. Marconatto

    2016-11-01

    Full Text Available Lending groups (LGs and social capital are two central elements to the many microfinance solutions operating around the world. However, LG effectiveness in reducing transaction costs and lending risks for microfinance institutions (MFIs is mediated by institutional environments. Starting from this assumption, we discuss the existent interactions between the institutional environments of developed (Anglo-Saxon and communitarian and developing countries with different stocks of social capital (individual, network and institutional and the influences of this interaction on LG effectiveness. In order to do so, we applied the institutional perspective of O. Williamson to build a theoretical framework to examine the interaction of all these conditions, allowing for analysis of their main relations within the microfinance context. Based on this framework, we propose on the one hand that in developing and Anglo-Saxon developed nations, stocks of both individual and network social capital are the most important for an LG’s effectiveness. However, in Anglo-Saxon countries, these two stocks of social capital are complemented by formal contracting devices. In communitarian developed countries, on the other hand, the stocks of institutional social capital have a stronger positive impact on LG dynamics.

  14. IDENTIFYING BANK LENDING CHANNEL IN INDONESIA: A VECTOR ERROR CORRECTION APPROACH WITH STRUCTURAL BREAK

    Directory of Open Access Journals (Sweden)

    Akhsyim Afandi

    2017-03-01

    Full Text Available There was a question whether monetary policy works through bank lending channelrequired a monetary-induced change in bank loans originates from the supply side. Mostempirical studies that employed vector autoregressive (VAR models failed to fulfill thisrequirement. Aiming to offer a solution to this identification problem, this paper developed afive-variable vector error correction (VEC model of two separate bank credit markets inIndonesia. Departing from previous studies, the model of each market took account of onestructural break endogenously determined by implementing a unit root test. A cointegrationtest that took account of one structural break suggested two cointegrating vectors identifiedas bank lending supply and demand relations. The estimated VEC system for both marketssuggested that bank loans adjusted more strongly in the direction of the supply equation.

  15. The Woman's Land Army: 1918-1920.

    Science.gov (United States)

    Laughlin, Margaret

    1994-01-01

    Describes the origins and work of the Women's Land Army, a World War I British volunteer agricultural production unit. Details similar program in the United States. Identifies the impact of the Women's Land Army including enhanced political, economic, and physical freedom for the participants and future generations of women. (CFR)

  16. Recent developments in the field of nuclear power plant control and instrumentation in Hungary

    International Nuclear Information System (INIS)

    Pellionisz, P.

    1992-01-01

    A considerable percentage (32.8% in 1989) of electric energy in Hungary is produced by nuclear power plant Paks. The paper presents an overview of activities on control and instrumentation in the following areas: Control and instrumentation upgrading; training simulators; diagnostic systems. (author). 1 tab

  17. Cultural Changes Required in the Army to Truly Achieve a Total Force

    Science.gov (United States)

    2016-02-16

    tailored to achieve anticipated objectives.”1 Honorable John M. McHugh , Secretary of the Army Army Directive 2012-08 (Army Total Force Policy...United States Soldier. 16 End Notes 1 McHugh , John M. “Army Directive 2012-08 (Army Total Force Policy).” Secretary of the Army, September 4...1 (February 2006): 40–42. McCullough, Amy. “Out of Reserve (Air Force Reserve Command)” 94, no. 12 (2011): 40. McHugh , John M. “Army Directive 2012

  18. Results of Research about Consciousness of Foodstuff Consumers in Hungary

    Directory of Open Access Journals (Sweden)

    Ibolya Bravacz

    2013-10-01

    How self-restrictive and self-conscious are we when purchasing and consuming foodstuff? – with every foodstuff purchase we make decisions about our environment, which indirectly has an effect on the producers, manufacturers and dealers. I will briefly review the foodstuff consumers segments in Hungary, which first have been identified using factor analysis followed by cluster analysis. I have identified the following consumer groups based on health consciousness: Conscious majority, Conscious by commitment, Economist “housewife”, Youthfully eclectic and Passives.

  19. Link About It: Information Asymmetry, Knowledge Pooling and Syndication in Project Finance Lending

    NARCIS (Netherlands)

    Contreras, Gaby; Bos, Jaap; Kleimeier, Stefanie

    2018-01-01

    In a collaborative setting, banks have an additional way to deal with asymmetric information between themselves and their borrowers: by pooling information. We explore the extent to which lead arrangers in the project finance syndicated lending market strategically choose their new partners in order

  20. Developing an Army Market Research Index in Support of Army Recruiting

    National Research Council Canada - National Science Library

    Morath, Ray

    2001-01-01

    .... Generating appropriate market research for the Army requires first cataloguing the existing market research databases and identifying the critical questions that are not answered by current research...

  1. The Development of Strategic Bank Lending Industries in the Context of Globalization

    Directory of Open Access Journals (Sweden)

    Oksana Markovna Kramarenko

    2015-09-01

    Full Text Available It is shown that, in the context of globalization, improved credit support for strategic sectors of the economy (for example, shipbuilding can be achieved through the creation of a banking consortium based around leasing. A dialectical method of resolution of system tasks is selected as the methodological approach. Methods used include: comparative cost analysis of the strategic lending industry supporting the formation and development of a banking consortium; integrated method at the condition modeling of making and implementation of a lease agreement, which allowed to accommodate the interests for both parties of such agreement; optimization method to select the conditions of a lease agreement; classification and analytical method to clarify the classification of lease. The study proved and developed a plan of creation a banking consortium, including options of interaction of such consortium with potential customers based on a lease agreement. The process of functioning of the lease agreement in order to optimize it for both a bank consortium-lessor and a lessee is modeled. The significant advantages of leasing compared to the traditional lending for both parties of leasing, especially when ensuring long-term projects are summarized. The results of the research can be applied in the strategic lending industries development and can reduce the level of banking risks. Applying the results of the research in the social aspect can maintain and increase the number of jobs including the banking sector. The value of the work leis in the fact that the author has developed a new approach to achive the credit support for strategic sectors of the economy through the creation of the banking consortium based around leasing, which allows to protect the interests of both parties.

  2. LANGUAGES AND LANGUAGE VARIETIES: COMPARATIVE RESEARCH ON THE LINGUISTIC ATTITUDES IN FOUR BILINGUAL MINORITY COMMUNITIES IN HUNGARY

    Directory of Open Access Journals (Sweden)

    Anna Borbely

    2011-01-01

    Full Text Available A central issue of this paper is to study the patterns in variation of attitudes toward minority language varieties in four minority communities from Hungary: German, Slovak, Serb and Romanian. This study takes part from the research which focuses on how to obtain significant information about the mechanism of the language shift process concerning autochthonous minorities in Hungary. The results demonstrate that in the course of language shift communities at an advanced stage of language shift have less positive attitudes toward their minority languages than individuals from communities where language shift is in a less advanced stage.In Hungarian minority groups speakers’ attitudes toward minority language varieties (dialect vs. standard are the symptoms of language shift.

  3. Adaptive Army: Embracing the Concept of Operational Manoeuvre from the Sea

    Science.gov (United States)

    2010-05-05

    PEACE Source: Headquarters Training Command- Army. Land Warfare Doctrine LWD 3-01: Formation Tactics. Australian Army, November 27, 2003. 27...Amphibious Capability Implementation Team, June 15, 2009. Headquarters Training Comrriand- Army. Land Warfare Doctrine LWD 3-0: Operations. Australian Army

  4. Attitudes of the Lifestyle of Health and Sustainability Segment in Hungary

    Directory of Open Access Journals (Sweden)

    Zoltán Szakály

    2017-09-01

    Full Text Available The aim of the research was to define the size of the Hungarian LOHAS (Lifestyle of Health and Sustainability consumer group by analyzing its lifestyle based on sustainable values. To achieve this goal, a representative questionnaire-based survey was carried out involving 1000 individuals in Hungary. During the value-orientated research, 25 lifestyle statements were drawn up. According to the results, five value-based segments could be distinguished. The largest cluster, the young trend followers group, reflects the characteristics of the LOHAS consumers’ lifestyle to the greatest extent. However, this segment cannot entirely be regarded as a consumer group devoted to LOHAS values, which is why a further segmentation of this group was necessary. As a result of this further segmentation, the third sub-cluster, which emphasizes the ethical (competence statements the most, can be identified with the LOHAS consumer group, which makes up 8.7% of the Hungarian population. Further research is necessary to find out whether the situation regarding value orientation in Hungary is similar to that in other Eastern European countries whose social and cultural backgrounds are very similar. Revealing the values of the Lifestyle of Health and Sustainability segment contributes to the extension of the literature.

  5. Humane Orientation and Corruption in Bank Lending

    Directory of Open Access Journals (Sweden)

    Siwapong Dheera-aumpon

    2017-12-01

    Full Text Available Corruption in bank lending can seriously adversely affect credit allocation. Besides banking factors, national culture can also affect the corruption of bank officials. Prior studies have shown that collectivism increases bank corruption. This paper aims to assess the effects of cultural dimensions, besides collectivism, on the corruption of bank officials. Instead of using Hofstede's cultural data, this paper uses the data from the GLOBE project which is more recent and reports more cultural dimensions than Hofstede’s. Using the data covering more than 3000 firms in 32 countries, this paper finds that humane orientation increases the corruption of bank officials. The effect of humane orientation on the corruption of bank officials is not only statistically significant but also economically relevant. The magnitude of its effect is relatively comparable to that of collectivism.

  6. Basic characteristics of hospital stroke services in Eastern Hungary

    International Nuclear Information System (INIS)

    Mihalka, Laszlo; Fekete, Istvan; Csepany, Tuende; Csiba, Laszlo; Bereczki, Daniel

    1999-01-01

    Stroke mortality is extremely high in Central-Eastern European countries. We report basic characteristics of a stroke unit in Eastern Hungary, including age and sex distribution; the proportion of transient ischemic attacks (TIA), ischemic and hemorrhagic strokes; case fatality; application of diagnostic methods; and length of stay for all patients treated with acute cerebrovascular disease over a 12-month period. Records of all patients with acute cerebrovascular disease (n = 522) discharged in 1995 from a stroke unit with a well defined catchment area of 220,000 inhabitants in Eastern Hungary were retrospectively analyzed. Case fatality was 18.6% for all patients and 21.1% after excluding cases with TIA. Computer tomography, duplex carotid ultrasound, cerebrospinal fluid examination and electroencephalography were performed in 79%, 77%, 7% and 2% of the patients, respectively. The database of the university hospital with the same catchment area was electronically searched for patients who were discharged with the diagnosis of stroke from the three departments of internal medicine. Stroke mortality data of the catchment area based on death certificates was obtained from the Central Statistical Bureau. Two hundred twenty-eight stroke deaths were reported in the catchment area in 1995. In the same period 97 stroke deaths occurred at the stroke unit and 76 at the departments of internal medicine. If we aim to treat all patients with acute stroke at the stroke unit, with the present stroke incidence and duration of hospital stay the current capacity of the stroke unit (1 bed per 10.000 inhabitants) should be doubled

  7. High population density of Little Owl (Athene noctua) in Hortobagy National Park, Hungary, Central Europe

    Czech Academy of Sciences Publication Activity Database

    Šálek, Martin; Chrenková, M.; Kipson, M.

    2013-01-01

    Roč. 61, č. 1 (2013), s. 165-169 ISSN 1505-2249 Institutional support: RVO:68081766 Keywords : Little Owl * population density * distribution * breeding places * Hortobagy National Park * Hungary Subject RIV: EH - Ecology, Behaviour Impact factor: 0.554, year: 2013

  8. We Want You: It Takes a Village To Market the Army

    Science.gov (United States)

    2013-03-01

    controls over its marketing activities. While policy governs Army behavior, principles of marketing shape it as well. In marketing , the brand...18. 92 Ibid., 18. 93 Head, 4. 94 Kotler and Lee, 239. 95 Ibid., 209. 96 Ibid., 218. 97 U.S. Army Marketing and Research Group, “Army...We Want You: It Takes a Village To Market the Army by Lieutenant Colonel Daniel C. Hodne United States Army

  9. Coping with socially sensitive topics discourse on interethnic marriages among elderly members of the Serbian minority in Hungary

    Directory of Open Access Journals (Sweden)

    Ilić Marija

    2010-01-01

    Full Text Available Drawing on the field research conducted in the Serbian community in Szigetcsép, Hungary, the paper examines interlocutors’ oral discourse on interethnic marriages. Until the Second World War, the Serbs in Hungary, rural communities in particular, mainly practised endogamy. In the post-war era, however, they tended to be among the minority groups with the highest rate of exogamic marriages. Conse­quently, the interviewees established discourse links between “interethnic marriages”, “loss of native language” and “fear of identity loss”. The analytical focus is on the interlocutors’ internal dialogism between the authoritative word of the ancestors and autobiographical assertions.

  10. 13 CFR 120.1900 - When does the Secondary Market Lending Authority Program end?

    Science.gov (United States)

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false When does the Secondary Market Lending Authority Program end? 120.1900 Section 120.1900 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Establishment of an SBA Direct Loan Program for Systemically Important Secondary...

  11. Can governments maintain hard budget contraints? : bank lending and financial isolaton in Romania

    NARCIS (Netherlands)

    Carare, O.V.; Claessens, C.A.M.F.; Perotti, E.C.

    2000-01-01

    This paper examines the empirical evidence on the impact of reforms in the financial sector in Romania in the period 1993-1995. The methodological framework of the paper is based on a theoretical model of intertemporal bank lending in a transition country with uncertain prospects for stabilization

  12. Private sector involvement in science and innovation policy-making in Hungary

    OpenAIRE

    Annamária Inzelt

    2008-01-01

    The overall thrust of this paper is that policy learning is enhanced by the participation of private business. It is assumed that business involvement would suggest abundant opportunities for policy learning and transfer. The empirical part of this paper investigates private sector involvement in science, technology and innovation (STI) policy-making in a transition economy (Hungary). Private sector involvement in Hungarian STI policy-making is investigated in terms of the stages and types of...

  13. The Roma in Hungary: The Situation and Perspectives on the Threshhold of the 21st Century

    Directory of Open Access Journals (Sweden)

    Boris Nikšić

    2004-12-01

    Full Text Available In this paper the author examines the situation of the Roma minority in present-day Hungary. First he gives a short overview, summarizing Roma history in all of Europe from the time of their arrival, especially in regard to Hungary. He presents general information on the language and on some cultural-civilisational traits of the Roma in the past and compares former assimilational tendencies formulated in the atmosphere of enlightened absolutism with similar tendencies that appeared and were implemented in many European countries in the more recent period. The author directs special attention to the economic, social and educational aspects of the Roma theme in Hungary, and presents some indications concerning the images the Hungarian majority has of the Roma minority. To a certain degree he analyses the structure of prejudices towards the Roma, in relation to the social strata from which they come. Most of his data derives from research conducted on the theme of the Roma in Hungary during the last fifteen years. The question of the educational structure of the Roma population is analysed primarily in regard to how much it enables employment. A poor educational structure and the impossibility to find employment are indicated as the main problems preventing the full integration of the Roma into present-day Hungarian society. Finally, the author analyses the role of civil society associations in resolving the problems of the Roma, with a special note on strictly Roma organisations as forms of minority self-government. Some examples are given also of the penetration of modern mass culture into the collective cultural identificational code of the Roma minority. These cultural elements, alongside Roma traditions that are still maintained and nurtured, help to increase the self-consciousness of the Roma, but they also stimulate interests in the rest of the population and in this way sensitivise the general population towards the Roma theme.

  14. Comparison of leaf beetle assemblages of deciduous trees canopies in Hungary (Coleoptera: Chrysomelidae).

    Science.gov (United States)

    Vig, K; Markó, V

    2005-01-01

    The species richness and species composition of Coleoptera assemblages were investigated in deciduous tree canopies in Hungary. Apple and pear orchards were investigated in Nagykovácsi, Kecskemét and Sárospatak in 1990-94, and limes and maples in Keszthely in 1999-2002. Faunistic results and conclusions of these investigations were published elsewhere. Examination of the fauna of parks, avenues and other planted urban plant stocks has only begun to occupy researchers in the last decade in Hungary. The proportion of leaf-beetle species in the material gathered on maples and limes ranged between 17.0 and 21.3 per cent. The commonest leaf-beetle specimens collected in the lime canopy were Aphthona euphorbiae, Chaetocnema tibialis, Longitarsus lycopi, L. pellucidus, L. pratensis and L. succineus. The commonest on maple were Aphthona euphorbiae, Chaetocnema concinna, C. tibialis, Longitarsus lycopi, L. pellucidus, L. succineus, Phyllotreta cruciferae and P. vittula. This study presents the details on the composition of the chrysomelid communities that was compared by metric ordination using the Syntax 5.1 program.

  15. Employment discrimination in hungary and its effect on health.

    Science.gov (United States)

    Fuzesi, Zsuzsanna; Busa, Csilla; Varga, Ivett; Tistyan, Laszlo

    2008-01-01

    A dramatic drop in employment occurred in Hungary following the change of regime which particularly affected the Roma, people of reduced working ability, and mothers with young children. Alongside economic considerations, the prejudices of employers and discrimination in employment constitute the most significant obstacles to returning to the workplace. The poor mental and physical health of these groups further reduces their chances of finding employment. Only legislation exists to manage the problem, which-in the absence of other interventions-has not brought a breakthrough in the employment of these groups in either the state or local governments or in private spheres.

  16. CLIMATE CHANGE AND HEALTH – CHALLENGES FOR HUNGARY

    Directory of Open Access Journals (Sweden)

    Anna Paldy

    2010-03-01

    Full Text Available In Hungary detailed research work has been carried out since several years to help the process of getting prepared and adapted to the impacts of climate change. The research activities concerned mainly the health impacts of heat waves (excess mortality. Based on the results of the time series statistical analysis of weather variables and daily mortality of Budapest, it was found that a 5º C increase of the daily mean temperature increases of the risk of all cause mortality by 10%; and the risk of death due to cardio-vascular diseases by 12%. The frequency of heat waves has been increasing since the nineties. The most extreme heat wave hit the country in 2007 with an excess mortality around 1100 cases. A three level heat health warning system was launched in 2005 as an action to support adaptation. A significant association was found between global radiation and the increase of melanoma cases. The incidence of melanoma morbidity increased between 2003– 2008, the number of new cases changed from 1854 to 2610. The data of the previous years support that there is an increasing risk of vector borne diseases, as the continuous increase of the incidence of Lyme diseases (15% per year showed it. Although tick-borne encephalitis is present in the country, the incidence of the disease does not show a strong correlation with climate variability. Diseases like West Nile virus and Hanta virus infection appeared and showed an increasing tendency. The vector of Leishmaniasis also appeared in Hungary. Another consequence of climate change is the temporal and spatial change of allergenic plant species. New, invasive plants will appear, the length of pollination has been increasing.

  17. Evaluating the new soil erosion map of Hungary

    Science.gov (United States)

    Waltner, István; Centeri, Csaba; Takács, Katalin; Pirkó, Béla; Koós, Sándor; László, Péter; Pásztor, László

    2017-04-01

    With growing concerns on the effects of climate change and land use practices on our soil resources, soil erosion by water is becoming a significant issue internationally. Since the 1964 publication of the first soil erosion map of Hungary, there have been several attempts to provide a countrywide assessment of erosion susceptibility. However, there has been no up-to-date map produced in the last decade. In 2016, a new, 1:100 000 scale soil erosion map was published, based on available soil, elevation, land use and meteorological data for the extremely wet year of 2010. The map utilized combined outputs for two spatially explicit methods: the widely used empirical Universal Soil Loss Equation (USLE) and the process-based Pan-European Soil Erosion Risk Assessment (PESERA) models. The present study aims to provide a detailed analysis of the model results. In lieu of available national monitoring data, information from other sources were used. The Soil Degradation Subsystem (TDR) of the National Environmental Information System (OKIR) is a digital database based on a soil survey and farm dairy data collected from representative farms in Hungary. During the survey all kind of degradation forms - including soil erosion - were considered. Agricultural and demographic data was obtained from the Hungarian Central Statistical Office (KSH). Data from an interview-based survey was also used in an attempt to assess public awareness of soil erosion risks. Point-based evaluation of the model results was complemented with cross-regional assessment of soil erosion estimates. This, combined with available demographic information provides us with an opportunity to address soil erosion on a community level, with the identification of regions with the highest risk of being affected by soil erosion.

  18. Environmental radioactivity in Hungary

    International Nuclear Information System (INIS)

    Kovacs, J.; Predmerszky, T.

    1979-01-01

    A comprehensive examination of radioactive contamination in air, soil, surface waters and food products, and of natural radioactiviy in air, soil, and building materials has been carried out. The investigated factors were as follows: a) air samples: yearly and monthly beta- and gamma activities of fallout, precipitation and aerosols in the period 1955-1976 in Budapest and some other towns; b) soil samples: 90 Sr concentration of soils of different quality and cultivation originating from sixteen regions of Hungary measured in the period 1974-1976; c) surface waters: annual mean beta activity of five rivers and of the Lake Balaton in the period 1965-1976, 3 H, 137 Cs and 90 Sr activity of the Danube in the year 1976; d) food products: radioactive contamination of spinach, lettuce and oxalis, originating from three different regions in the period 1959-1976 and mean radioactivity of fodder, corn, tobacco, milk, fish and animal bones in a period of 5-10 years; e) natural radioactivity: radon- and toron concentration of air, activity of 226 Ra fallout of the soil in the vicinity of power plants, 226 Ra, 228 Th and 40 K activity of different building materials, radiation doses inside buildings constructed by different technics. (L.E.)

  19. Sustainability Discourse in Hungary. An analysis of the sustainability discourse by state and government leaders in the electronic media

    International Nuclear Information System (INIS)

    Gyene, Gyoengyver

    2009-01-01

    During the period starting around Hungary's accession to the European Union in 2004 and finishing before the financial crisis in 2008, Hungary became the member of the European Union, had three governments, prepared its Sustainable Development Strategy, established its National Council for Sustainable Development, and created the position of Parliamentary Commissioner for Future Generations. This article analysis sustainability discourse in the Hungarian electronic media by state and government leaders during this period, and reviews three public opinion polls about sustainability awareness taken in 2006 and 2008 to demonstrate if any concurrent change of sustainability attitudes can be traced in the Hungarian population

  20. Millipedes (Diplopoda of twelve caves in Western Mecsek, Southwest Hungary

    Directory of Open Access Journals (Sweden)

    Angyal, D.

    2013-11-01

    Full Text Available Twelve caves of Western Mecsek, Southwest Hungary were examined between September 2010 and April 2013from the millipede (Diplopoda faunistical point of view. Ten species were found in eight caves, which consistedeutroglophile and troglobiont elements as well. The cave with the most diverse fauna was the Törökpince Sinkhole, while thetwo previously also investigated caves, the Abaligeti Cave and the Mánfai-kőlyuk Cave provided less species, which couldbe related to their advanced touristic and industrial utilization.

  1. Lending Competition and Relationship Banking: Evidence from Japanese Prefectural Level Data

    OpenAIRE

    Ogura, Yoshiaki; Yamori, Nobuyoshi

    2009-01-01

    The question of whether more competition among banks increases relationship banking, which is predicted to improve credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using firm-level survey data in Japan, this paper provides evidence for the negative correlation between lending competition and the provision of relationship banking . This paper raises the question whether fierce interbank competition is always beneficial for...

  2. A new alien snail species from the Eger stream, Hungary (Mollusca, Ampullariidae

    Directory of Open Access Journals (Sweden)

    Frisóczki, B.

    2016-11-01

    Full Text Available Our macrozoobenthon samplings carried out in the Eger stream during 2015–2016 resulted in recording an alien species Marisa cornuarietis (Linneaus, 1758 the giant ramshorn snail which has not been reported so far from outdoorwaters in Hungary. Here we report on collecting several specimens from the urban section of the stream close to the outflow of the Eger thermal spa.

  3. 32 CFR 553.7 - Design and layout of Army national cemeteries.

    Science.gov (United States)

    2010-07-01

    ... 32 National Defense 3 2010-07-01 2010-07-01 true Design and layout of Army national cemeteries... RESERVATIONS AND NATIONAL CEMETERIES ARMY NATIONAL CEMETERIES § 553.7 Design and layout of Army national cemeteries. (a) General cemetery layout plans, landscape planting plans and gravesite layout plans for Army...

  4. The Army Communications Objectives Measurement System (ACOMS) Users’ Manual

    Science.gov (United States)

    1988-07-01

    and analysis system to support Army (1) assessments of advertising program effectiveness; (2) assessments of advertising strategy efficiencies; (3...advertising program effectiveness in a timely fashion; 2 (2) To support Army assessments of advertising strategy in an integrated framework; and (3...ACOMS data to assess the Army’s advertising strategy . ACOMS was designed to be used to examine the extent to which the Army’s intended messages are

  5. Army industrial, landscaping, and agricultural water use

    Energy Technology Data Exchange (ETDEWEB)

    Stoughton, Kate McMordie [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States); Loper, Susan A. [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States); Boyd, Brian K. [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States)

    2014-09-18

    The Pacific Northwest National Laboratory conducted a task for the Deputy Assistant Secretary of the Army to quantify the Army’s ILA water use and to help improve the data quality and installation water reporting in the Army Energy and Water Reporting System.

  6. South–South? Culture Talk and Labour Relations at a Chinese-owned Factory in Hungary

    NARCIS (Netherlands)

    Nyiri, P.D.; Xu, Xiuli

    2017-01-01

    In 2011, a large Hungarian chemical factory was acquired by a Chinese competitor. The resulting encounter between Chinese managers and Hungarian staff — which took place in the context of a harsh retrenchment that has curtailed the powers of organized labour in Hungary — highlights the inadequacy of

  7. Army Model and Simulation Standards Report FY98

    National Research Council Canada - National Science Library

    1997-01-01

    ...) standards efforts as work progresses towards the objective Army M&S environment. This report specifically documents projects approved for funding through the Army Model and Improvement Program (AMIP...

  8. Banking Competition and Soft Budget Constraints: How Market Power can Threaten Discipline in Lending

    NARCIS (Netherlands)

    Arping, S.

    2012-01-01

    n imperfectly competitive credit markets, banks can face a tradeoff between exploiting their market power and enforcing hard budget constraints. As market power rises, banks eventually find it too costly to discipline underperforming borrowers by stopping their projects. Lending relationships become

  9. Counter - Drug: Mandate for the Army.

    Science.gov (United States)

    1991-03-01

    this comprehensive review will provide a basis for responding to new missions assigned...observations for determining the short-, mid-, and long-term direction of Army support to the national counter-drug effort. Also, this comprehensive review will provide...and long-term direction of Army support to the national counter-drug effort. Also, this comprehensive review will provide a basis for responding

  10. The Cultural Dimension of Army Transition

    Science.gov (United States)

    2012-12-06

    by the conveyor belt of training. Instead of spending so much of their time as resource managers, the challenges become those of the operational...adaptability. 19The ARMY 2020 project defined the design of the future Army. A design team lead by...iterations, a design based approach uses systemic analysis to resolve these criteria. 27 Systems thinking reflects a departure from the common

  11. 2004 Army Research Office in Review

    Science.gov (United States)

    2004-01-01

    the thermal decomposition of nitrate - ester propellants. This is the first such data ever measured and will provide reliable input for Army...strain has been set for the actuator. The research program includes: Multiscale modeling of microstructural evolution and its affect on mechanical... Multiscale modeling and process optimization for engineered microstructural complexity” have had multiple transition interactions with the Army Research

  12. Postinor -- the unique method of emergency contraception developed in Hungary.

    Science.gov (United States)

    Camp, S

    1995-08-01

    In Hungary, an important form of emergency contraception (EC) is the pill containing 0.75 mg levonorgestrel, which is marketed by Gedeon Richter under the name Postinor in four-pill packages. Women are instructed to take one pill within an hour of any unprotected act of intercourse, up to four pills per month. The nature of the administration requires that women be in possession of the pills before they need them, and, while Postinor is marketed as an EC, the target market is young, unmarried women who experience infrequent intercourse. When it was first offered a decade ago, Postinor gained widespread use in place of contraception. The product was overused and there was a backlash in the medical community. Thus, the manufacturer changed its packaging instructions and removed the original 10-pill package from the market. While the price of the drug is considered prohibitive for use by adolescents, more than three million pills were sold in the past three years in Hungary and more than 60 million pills were sold in over 20 countries. Clinical studies show a failure rate of less than 1% and relatively few side effects (10-20% nausea and 20-40% bleeding) if not more than four pills per month are used. The World Health Organization is currently conducting trials to compare use of Postinor with the Yuzpe method. Results of these trials will be available in 1996.

  13. Inspector General, DoD, Oversight of the Army Audit Agency Audit of the FY 1998 Army General Fund Financial Statements

    National Research Council Canada - National Science Library

    1999-01-01

    ... Financial Statements for Fiscal Year 1998: Summary Audit Rep oft." Our objective was to determine the accuracy and completeness of the Army Audit Agency audit of the FY 1998 Army General Fund Fund Financial Statements...

  14. Experience of the WiN Hungary in Communication with Public on a Big Social Events

    International Nuclear Information System (INIS)

    Szucsán, M.

    2015-01-01

    My poster presentation is about a process of communication with public during big social events like festivals, open days and sport’s competitions. The technique is: we make a WiN stand on the frequent place of events, invite visitors and kindly ask them to fill our questionnaire about nuclear industry in Hungary. The questionnaire contents 15 questions about Hungarian NPP (how many units we have, what is electrical output). We communicate with visitors during the filling a questionnaire and after that we check the result. We can see the level of knowledge of our guest and give them the appropriate information on their level. Usually every participant takes a small present with the emblem of WiN Hungary. This form of communication has tested many times in our activity. It works very effectively. The form of poster is a chart flow of the process illustrated with photos. (author)

  15. 32 CFR Appendix G to Part 623 - Continental US Army Boundaries

    Science.gov (United States)

    2010-07-01

    ... 32 National Defense 3 2010-07-01 2010-07-01 true Continental US Army Boundaries G Appendix G to Part 623 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY SUPPLIES AND EQUIPMENT LOAN OF ARMY MATERIEL Pt. 623, App. G Appendix G to Part 623—Continental US Army Boundaries...

  16. An Effective Interval-Valued Intuitionistic Fuzzy Entropy to Evaluate Entrepreneurship Orientation of Online P2P Lending Platforms

    Directory of Open Access Journals (Sweden)

    Xiaohong Chen

    2013-01-01

    Full Text Available This paper describes an approach to measure the entrepreneurship orientation of online P2P lending platforms. The limitations of existing methods for calculating entropy of interval-valued intuitionistic fuzzy sets (IVIFSs are significantly improved by a new entropy measure of IVIFS considered in this paper, and then the essential properties of the proposed entropy are introduced. Moreover, an evaluation procedure is proposed to measure entrepreneurship orientation of online P2P lending platforms. Finally, a case is used to demonstrate the effectiveness of this method.

  17. 78 FR 4725 - Escrow Requirements Under the Truth in Lending Act (Regulation Z)

    Science.gov (United States)

    2013-01-22

    ... the Truth in Lending Act (TILA), 15 U.S.C. 1601 et seq., based on findings that economic stability... Current Mortgage Origination Market Even with the economic downturn and tightening of credit standards...'' numbered 7, 10, 11, and 12, maintained by the Economic Research Service (ERS) of the United States...

  18. Vulnerability to drug-related infections and co-infections among injecting drug users in Budapest, Hungary

    Science.gov (United States)

    Neaigus, Alan; Ujhelyi, Eszter

    2009-01-01

    Background: Drug-related infectious diseases are among the major health consequences of drug use, and any existing drug-related infection may predispose injecting drug users (IDUs) to other infections. Methods: We assessed among IDUs in Budapest, Hungary the prevalence of and vulnerability to selected drug-related infections and co-infections. The sample consisted of 186 participants recruited between October 2005 and December 2006. Results: We found 0% HIV, 37% HCV, 24% HAV, and 14% past HBV infection. Infections with Herpes 1 or 2, tuberculosis, Chlamydia, syphilis, and gonorrhoea were 79%, 12%, 7%, 4%, and 0%, respectively. Co-infection with HAV/HCV was 12%, HBV/HCV 9%, HAV/HBV 7%, and HAV/HBV/HCV 4%. Those over age 30, the ethnic Roma, and the homeless were more likely to have any hepatitis and a higher number of drug-related infections. Amphetamine injectors were more likely to have a higher number of drug-related infections and those who travelled within Hungary were more likely to have any STI. However, those who worked at least part time and those who were in treatment were less likely to have drug-related infections. Conclusions: These results highlight the need of interventions in Hungary to reach and focus on marginalized (Roma or homeless) IDUs and address not only injecting and sex risk, but also hygienic living and injecting conditions. Furthermore, structural interventions to increase social integration (working or being in treatment) may improve welfare and decrease drug use and infection risk tied to drug use/injection among disadvantaged, marginalized, mostly minority populations. PMID:19224936

  19. Monetary policy, bank size and bank lending: Evidence from Australia

    OpenAIRE

    Liu, Luke

    2011-01-01

    The transmission of monetary policy may hold the key to explaining the effects of policy on the economy. The objective of the study is to assess the importance of the bank lending channel in the transmission of monetary policy in Australia. In this paper, we found that the effectiveness of monetary policy varies with the size of the bank as well as the type of the loan. For different asset size and different kinds of loans, the effect of monetary policy is different. Thus, policy has distribu...

  20. The Army National Guard: Part of the Operational Force and Strategic Reserve

    Science.gov (United States)

    2016-05-26

    Training periods. John M. McHugh , the Secretary of the Army, published Army Directive 2012-08 (Army Total Force Policy) on September 4, 2012. The...Defense for Personnel and Readiness Jo Ann Rooney, “Equipping the Reserve Forces,” 2. 35 US Secretary of the Army John M. McHugh , “Army Directive 2012-08...Washington, DC: April 4, 2012. Accessed January 21, 2016. http://www.dtic.mil/whs/directives/corres/pdf/123512p.pdf. US Secretary of the Army John M. McHugh

  1. 75 FR 50936 - Loan Policies and Operations; Lending and Leasing Limits and Risk Management

    Science.gov (United States)

    2010-08-18

    ...-AC60 Loan Policies and Operations; Lending and Leasing Limits and Risk Management AGENCY: Farm Credit... sound operation of System institutions by strengthening their risk management practices and abilities to... the establishment of consistent, uniform and prudent concentration risk management policies by System...

  2. 2013 Center for Army Leadership Annual Survey of Army Leadership (CASAL): Army Civilian Leaders

    Science.gov (United States)

    2014-05-30

    Army civilian workforce with regard to gender and ethnic origin (Office of the Assistant G-1 for Civilian Personnel, 2013). The reported education...climates of perceived inequality . Civilian leader comments frequently referenced favoritism as reflecting cronyism, unfair personnel actions, and...interests of others, unequal enforcement of standards and discipline, and use of discretion in workplace justice. As demonstrated in previous CASAL

  3. 2007 Posture Statement, Army Reserve: An Operational Force

    National Research Council Canada - National Science Library

    Stultz, Jack C

    2007-01-01

    The 2007 Army Reserve Posture Statement describes how the Army Reserve continues to transform from a strategic reserve to an operational force, meeting today's challenges as it better prepares for future uncertainties...

  4. Do capital buffers mitigate volatility of bank lending? A simulation study

    OpenAIRE

    Heid, Frank; Krüger, Ulrich

    2011-01-01

    Critics claim that capital requirements can exacerbate credit cycles by restricting lending in an economic downturn. The introduction of Basel 2, in particular, has led to concerns that risksensitive capital charges are highly correlated with the business cycle. The Basel Committee is contemplating a revision of the Basel Accord by introducing counter-cyclical capital buffers. Others claim that capital buffers are already large enough to absorb fluctuations in credit risk. We address the ques...

  5. Mortgage lending and house prices in Albania - a co-integrated analysis based on VECM

    Directory of Open Access Journals (Sweden)

    Erjona REBI

    2014-06-01

    Full Text Available The general view that the banks’ lending plays a crucial role in the real estate market was again confirmed during the recent financial crisis. During the precrisis period, house prices in Albania increased rapidly, supported also by a fast expansion of mortgage lending. This study aims to empirically analyse the relation between housing prices and banks’ financing in the long run, referring to a VECM model. The estimated results confirm the important role of mortgage to house prices. Meanwhile, the relation between house prices and interest rates resulted statistically insignificant. Unlike the previous literature, exchange rate has been included as an endogenous variable. Results show positive correlation and statistical significance between house prices and exchange rate. Finally, this paper is expected to contribute to the literature as there are very few studies that elaborate on the macroeconomic factors’ influence on the housing prices in Albania.

  6. Babesia genotypes in Haemaphysalis concinna collected from birds in Hungary reflect phylogeographic connections with Siberia and the Far East.

    Science.gov (United States)

    Flaisz, Barbara; Sulyok, Kinga M; Kováts, Dávid; Kontschán, Jenő; Csörgő, Tibor; Csipak, Ármin; Gyuranecz, Miklós; Hornok, Sándor

    2017-06-01

    Haemaphysalis concinna is the second most common tick species attaching to birds in Hungary. Recently, Babesia genotypes, found in Siberia and the Far East, have been detected in this tick species collected from the vegetation in Hungary and Slovakia. The aim of this study was to molecularly investigate if these piroplasms also occur in H. concinna carried by migratory birds, which might explain their occurrence in the western Palaearctic. During a 2-year period, 321 H. concinna larvae and nymphs were collected from 121 passerine birds (of 19 species) in Hungary. These were molecularly investigated for the presence of piroplasm DNA with PCR and sequencing. The prevalence of PCR positive ticks was 15.9% (51 out of 321). Piroplasm PCR positivity of H. concinna ticks was significantly more frequent during the summer and autumn compared to spring, suggesting that migratory birds arriving in Hungary from the north or north east are the most important in the dispersal of H. concinna-associated piroplasms. Three genotypes, i.e. Babesia sp. "Irk-Hc133", "Irk-Hc130" (originally found in Irkutsk, Siberia) and "Kh-Hc222" (originally found in Khabarovsk, Far East) were detected. Phylogenetically all these belonged to the group formed by Babesia spp. of ruminants. Four bird species, which had 14-60% prevalence of PCR positive ticks, are known to be associated with northeast to southwest autumn migration. In conclusion, the presence of Central and East Asian Babesia genotypes in Central Europe are most likely related to bird species with known eastern migratory habit and/or phylogenetically substantiated connections between their eastern and western Eurasian populations. Copyright © 2017 Elsevier GmbH. All rights reserved.

  7. Does gender affect funding success at the peer-to-peer credit markets? Evidence from the largest German lending platform

    OpenAIRE

    Barasinska, Nataliya; Schäfer, Dorothea

    2010-01-01

    Studies of peer-to-peer lending in the USA find that female borrowers have better chances of getting funds than males. Is differential treatment of borrowers of different sexes a common feature of peer-to-peer lendingmarkets or is it subject to specific businessmodels, ways of fixing loan contracts and even national financial systems? We aim at answering this question by providing evidence on loan procurement at the largest German peer-to-peer lending platform Smava.de. Our results show that ...

  8. The Army Ethic-Inchoate but Sufficient

    Science.gov (United States)

    2015-06-12

    are constraints imposed by this thesis. Delimitations include the scope, jus ad bellum, cultural relativism , descriptive ethics , and implementation...politicians. Third, this thesis will not look in depth at cultural relativism and how changes in laws and society’s philosophical and ethical ...THE ARMY ETHIC –INCHOATE BUT SUFFICIENT A thesis presented to the Faculty of the U.S. Army Command and General Staff College

  9. Army Communicator. Volume 27, Number 3, Fall 2002

    Science.gov (United States)

    2002-01-01

    play in the Army’s transformation to the Objec- tive Force.” Gizmo’s debut in the Beatle Bailey comic strip came July 4. And according to a source close...Approved for public release; distribution is unlimited. Headquarters, Department of the Army ARMY COMMUNICATOR Voice of the Signal Regiment ! PB 11...02-3 Fall 2002 Vol. 27 No. 3 ! Special focus: radio’s resurgence -- its “new” uses in the current and near- future Army, Pgs. 2-18 ! Signal-planning

  10. Educating Apostles of the Homeland: Tourism and "Honismeret" in Interwar Hungary

    Directory of Open Access Journals (Sweden)

    Andrew Behrendt

    2015-01-01

    Full Text Available Promoters of domestic tourism in Hungary between the world wars laid blame for poor business at the feet of many causes. But their loudest and most persistent accusation was that Hungarians did not travel their homeland because they did not properly “know it.” At the same time, geographers, educators, and politicians made the nearly identical claim that Hungarians were lacking in honismeret, or “knowledge of one’s homeland,” and needed to banish their ignorance if they were to truly and adequately love their country. This article explores one confluence of these two streams. Between 1934 and 1942, metropolitan authorities sponsored an ambitious educational program, the School Excursion Trains of the Capital City of Budapest [Budapest Székesfőváros Iskolai Kirándulóvonatai], which aimed to improve the honismeret of high school students by giving them first-hand experience of dozens of Hungarian cities and regions. Through a close analysis of the 31-volume series of guidebooks produced for the benefit of the Excursion Train passengers, this article argues that the fundamental goal of the program was to transform Hungary from an abstract territorial space into a set of concrete places to which students could feel personally attached, and therefore better “know.”

  11. Resolving Bad Loans in Central and Eastern Europe: The Cases of Hungary, Poland and Czech Republic

    Directory of Open Access Journals (Sweden)

    Jeong-Chul Han

    1998-06-01

    Full Text Available In the process of transformation in old socialist country in Eastern Europe in 1989, a large scale insolvent debenture emerges. Hungary, Poland and the Czech Republic which drove Eastern Europe's economy, use insolvent loan to solve this insolvent debenture and these three countries also make the government bonds as money supply funding patterns. But Hungary and Poland use decentralized solution and leading banks to deal with the bad creditor. On the contrary, Czech has no special way of dealing with that, but let some certain bank mainly focusing on the bad creditor which is called centralized solution. Now, Korean government is using the similar method like Czech. In this point of view, in order avoid insolvent debenture becoming the burden of economy, Korea has to work out the same plan to deal with insolvent debenture with Poland.

  12. An Overview of the Current Status of Talent Care and Talent Support in Hungary

    Science.gov (United States)

    Fuszek, Csilla

    2014-01-01

    After a short historical introduction, the article provides an overview of the current talent support trends in Hungary. It gives an insight into the legislation, guidelines and institutional system associated with the national talent support strategy, and presents the main NGO initiatives present in the early 21st century, in particular the…

  13. Group lending and the role of the group leader : Theory and evidence from Eritrea

    NARCIS (Netherlands)

    Eijkel, Remco van; Hermes, Niels; Lensink, Robert

    2007-01-01

    Abstract: This paper investigates the strategic monitoring behaviour within a group lending setting. We develop a theoretical model, showing that monitoring efforts of group members differ from each other in equilibrium, as a result of the asymmetry between these members in terms of the future

  14. Fiscal Year 2011 United States Army Annual Financial Report. America’s Army: At a Strategic Crossroads

    Science.gov (United States)

    2011-01-01

    successful in any operational scenario. In FY 2011, the Army updated the Cost of the Doctrinal Army Model using improved and refined methods and the...General Fund uses engineering estimates and independently validated models to estimate environmental cleanup liabilities. The Remedial Action Cost ...Standard Price LCM = Lower of Cost or Market AC = Actual Cost O = Other MAC = Moving Average Cost Abnormal Balance The Revaluation Allowance for

  15. Battling Bullying in the British Army 1987 – 2004

    Directory of Open Access Journals (Sweden)

    James K. Wither

    2004-09-01

    Full Text Available This article explores the attempts by the UK MOD to eradicate bullying in the British Army. Although British recruits are not confronted by mistreatment that compares with the phenomenon of dedovshchina, the Army has struggled to eliminate incidents of bullying from the ranks, which have tarnished the image of the British Army. The article examines the nature and extent of the problem, the efficacy of official policy to combat it, and suggests reasons why bullying persists even in a long- standing professional army. It also seeks to provide instructive insights for those militaries of the successor states of the Soviet Union that are currently blighted by dedovshchina.

  16. The Hard Work of Interpretation: The National Politics of PISA Reception in Hungary and Romania

    Science.gov (United States)

    Neumann, Eszter; Kiss, Adel; Fejes, Ildiko

    2012-01-01

    This article discusses the dynamic interaction between global policy and knowledge flows and two post-communist education systems--Hungary and Romania--with special attention to the appropriation of post-bureaucratic regulation tools and the structural changes enhanced by the knowledge transmitted by the Programme for International Student…

  17. Changes in status attainment in Hungary between 1910 and 1989 : Trendless fluctuation or systematic change?

    NARCIS (Netherlands)

    Luijkx, Ruud; Róbert, Péter; Graaf, Paul M. de; Ganzeboom, Harry B.G.

    2002-01-01

    This article addresses the effects of economic and political change on social mobility in Hungary between 1910 and 1989 by investigating whether the effects of family background on schooling and the effects of family background and schooling on first occupation vary between periods in Hungary’s

  18. Public lending to private hedge funds is inefficient, unstable, unconstitutional and unanimously disagreeable

    Directory of Open Access Journals (Sweden)

    Sankarshan Acharya

    2016-06-01

    Full Text Available Public funds include federally insured deposits held under the custody of private banks, central bank loans and taxpayer funds. The principal finding of this paper is that lending such public funds through a private banking system to private hedge funds allied with the banks is inefficient, unstable, fundamentally unfair (unconstitutional and unanimously disagreeable. This finding is akin to the unanimously agreeable safe central banking policy (Acharya, 1991-2016 which, in dynamic general equilibrium, (a eliminates federal guarantee of bank deposits, (b offers every business enterprise and household an option to keep in the central bank any part of its deposits it wants to be held absolutely safely, (c completely deregulates all private banks without any privilege to rob public or private wealth like too-big-to-fail or too-big-to-be-jailed status or the power of market making and clearing. Safe central banking is the only way to make private banks responsible to hold sufficient capital to attract uninsured private deposits like the trading houses currently do. The private banks will then have complete freedom to lend their uninsured deposits to private hedge funds. The Volker Rule (NYT, January 30, 2010, incorporated in the Dodd-Frank Act of 2010, is an infeasible and unworkable band-aid for the moral-hazard driven systemic robbery of wealth creators wrought by the government-ordained private banking custody of public funds. The established systemic moral-hazard problem can be efficiently and constitutionally resolved only through unanimously agreeable safe central banking. Current proposals on overhauling of Fannie and Freddie made by various pundits of systemic robbery amount to a gargantuan amount of public lending to private hedge funds and, hence, inefficient, unstable, unconstitutional and unanimously disagreeable.

  19. Particle characterization at rural, suburban and urban aerosol sampling sites in Hungary

    International Nuclear Information System (INIS)

    Borbely-Kiss, I.; Koltay, E.; Szabo, G.; Meszaros, E.; Molnar, A.; Bozo, L.

    1994-01-01

    The study of atmospheric aerosols originating from natural and anthropogenic processes is of basic importance for a detailed understanding of the physics and chemistry of the atmosphere. Particle Induced X-ray Emission (PIXE) technique has been used by the authors for studying regularly the elemental composition of rural, suburban, and urban aerosols collected at six sampling sites in Hungary. Observed data presented in terms of concentrations and regional signature values and evaluated wind sector partition and in transport modelling revealed the natural/anthropogenic contribution to the moderate air pollution here. Dry deposition velocities have been deduced for elements V, Cr, Mn, Co, Ni, Cu, Zn, Cd, and Pb. Model calculations based on annual emission data and observed elemental concentrations resulted in total dry and wet deposition masses of the above elements to the territory of the country. At the same time, deduced budget data for the emission and deposition of the constituents indicated whether the country represents a net source or a sink for the above mentioned elements in the regional aerosol transport between neighbouring countries. Evidences have been found for intrusion events of Saharan aerosol to the atmosphere of Hungary. Part of the data collected recently will be evaluated in the frame-work of an international co-ordinated research programme. (author)

  20. [Migration of dentists within Hungary].

    Science.gov (United States)

    Balázs, Péter

    2010-09-01

    Concerning the human resource management in the health care, Hungarian analysts focus mainly on cross-national migration, which was instigated considerably by joining the European Union in 2004. Contrasted to other health care professionals, dentists emphasized also the importance of in-country migration (mobility) indicating serious dangers of developing inequalities in the dental service. From the point of view of health system planning, the main problem is to balance the needs and the number of professionals in regions and areas with extremely different socio-economic conditions. Under dictatorial governments, this "balancing" (which was experienced also in Hungary) is a forced allocation of young professionals to the target regions. In political freedom and free market economy, these measures are unthinkable. The present domestic area distribution, concerning also the supply through vacancies by old age inactivity and cross-national migration, is ruled by personal decisions of actually graduated and immigrant professionals respectively. Therefore, it is unavoidable to investigate the interrelation of factors (dentists' births place, study migration and decisions for practice allocation) ruling the in-country geographic patterns of dental practices. This evidence-based knowledge can only explain the present situation and provide guidelines for health policy decision makers.

  1. CHALLENGES AROUND DIGITAL BOOK LENDING LIBRARY

    Directory of Open Access Journals (Sweden)

    Julio Alonso-Arévalo

    2015-03-01

    Full Text Available The development and expansion of the global market for electronic books and associated models to lending library are still in a developmental state and uncertainty. After a first stage in which major publishers refused to sell licenses loan at present publishers are putting more e-book titles available to libraries, although with some restrictions. The dominant trend is moving inexorably towards greater availability and access to digital titles to libraries. Once this stage about the limited availability of titles are pending other matters as the issue of licensing costs, with different rates offered to the public, which are increased in some cases up to three or more sometimes the retail price, which further complicates the procurement processes for libraries in a time when budgets are limited, hampering the ability of libraries to acquire adequate collection of digital products. Among other issues, technological and commercial that limit many uses they had libraries in the analog context, ownership and possession of the collection, the same stability, portability across platforms, and the difficulties associated with DRM systems digital rights management.

  2. Inspector General, DoD, Oversight of the Army Audit Agency Audit of the FY 2000 Army Working Capital Fund Financial Statements

    National Research Council Canada - National Science Library

    2001-01-01

    Our objectives were to oversee the Army Audit Agency audit of the FY 2000 Department of the Army Working Capital Fund financial statements to verify whether we can rely on their work and to determine...

  3. Differing Interpretations of the One Belt and One Road Initiative: The Case of Hungary

    Directory of Open Access Journals (Sweden)

    István Csaba Moldicz

    2018-04-01

    Full Text Available This paper aims to give a brief and preliminary assessment of Hungarian views on the One Belt and One Road Initiative (BRI. The preliminary nature of the paper derives from the fact that the BRI is still in the making, and it will be for the years to come, thus its framing must constantly change as well. The author intends partly to analyse the media coverage of the BRI in Hungary and partly to evaluate academic papers on the very subject. This evaluation is to be carried out by relying on how events, information and commentaries related to the initiative are represented in the Hungarian media and at the same time, it makes attempts to organize, classify arguments pro and contra, and interpret narratives from the views derived from. The paper only studies Hungarian-language materials published in Hungary, and it does not seek to investigate other Hungarian materials published in the neighbouring countries. One of the reasons for that is that different political environments change the focus of the discussions significantly, in particular in Hungarian communities living in countries like Serbia or Ukraine that are not members of the European Union. The other reason is that traditionally foreign policies have different focuses, f. ex. the Romanian diplomacy has a strong US-orientation, while the Serbian foreign policy is Russia-oriented. In other words, China’s interpretation is less positive than in Hungary since the cultural, political and economic backgrounds are different. In this paper, academic papers will receive special attention since Hungarian pundits and researchers potentially influence Hungarian decision-makers, thus the Hungarian policy. The mapping of Hungarian think-tanks has the goal to show what are the basic elements of critical, supportive commentaries, though the author is aware that being a Hungarian researcher does not make the analysis of the Hungarian academic world easier.

  4. The relative efficiency of bank branches in lending and borrowing: An application of data envelopment analysis

    Directory of Open Access Journals (Sweden)

    G van der Westhuizen

    2014-08-01

    Full Text Available The relative efficiency of fifty-two branches of a small South African bank was estimated using Data Envelopment Analysis (DEA.  A factor responsible for the difference in efficiency between branches might be the difference in managing the asset (loans and the liability (deposit side of the balance sheet.  For this reason, the relative efficiency of the lending and borrowing activities was also estimated and compared to the relative efficiency of the combined (lending and borrowing activities.In the case of the efficiency estimates for loans and deposits, the indications are that the branches were more efficient in managing the liability side (deposits than  in managing the asset side (loans.  This means that purchased funds were not utilised efficiently.

  5. General of the Army George C. Marshall’s Strategic Leadership

    Science.gov (United States)

    2017-03-15

    Depression to perform conservation tasks in rural areas.31 In 1938, Marshall moved to the War Plans Division of the General Staff. Unbeknownst to...125 US Army Center of Military History, “Omar Nelson Bradley: The Centennial ,” US Army, 2006...Omar Nelson Bradley: The Centennial .” US Army, 2006. Accessed April 2, 2017. http://www.history.army.mil/brochures/bradley/bradley.htm. Watson

  6. Army Maintenance System Transformation

    National Research Council Canada - National Science Library

    Gilbertson, Frank V

    2006-01-01

    .... Used in conjunction with pertinent historical data and developed with Army transformation goals in mind, General Systems thinking can provide the framework for guiding maintenance transformation...

  7. 12 CFR Appendix A to Subpart D of... - Interagency Guidelines for Real Estate Lending

    Science.gov (United States)

    2010-01-01

    ... board of directors. Real estate lending is an integral part of many institutions' business plans and... both internal and external factors in the formulation of its loan policies and strategic plan. Factors... institution's board of directors. (See additional reporting requirements described under “Exceptions to the...

  8. The Quality of Life of High-Skilled Employees in Hungary. The Experts' Opinion

    Directory of Open Access Journals (Sweden)

    CRISTINA LEOVARIDIS

    2012-04-01

    Full Text Available This article aims to provide an overview of the working conditions of high-skilled employees in Hungary, by resorting to comparisons with the other Central and Eastern European countries, based on research carried out by the author during a three-month placement (August 1st-October 31st 2011 at the Institute of Sociology of the Hungarian Academy of Sciences. This work combines several sources and methods for gathering information: theoretical documentation, secondary analysis of data, in-depth interviews with some experts in the field. The study results indicate the presence, for the knowledge workers in Hungary, of some common problems of this category of employees in all former communist countries, such as number of working hours per week more than EU average, low rate of participation in training, problems health such as stress, depression, heart disease etc., employees' complaints related to overworking associated with low wages in the public sector and with rigid hierarchy, lack of work-life balance, standards imposed by the parent company etc. in some multinational firms; cases of good practice appear at the micro level, mainly in Scandinavian capital firms or in companies in the IT sector.

  9. Developing a green lending model for renewable energy project (case study electricity from biogas fuel at Palm Oil Industry)

    Science.gov (United States)

    Sukirman, Y. A.

    2018-03-01

    In the last two decades, development initiatives solely aimed to generate economic growth has been placed under scrutiny, particularly amidst the rampant discussion on the quality decline of the environment, growing social divide and climate change along with its implications thereof. Considerations of the negative impacts brought about by the economic development process prompted the move to adopt the sustainable financing model that gives precedence to economic, environmental and social aspects. We introduced Green Lending Model for Renewable Energy Project (Case Study Electricity From Biogas at Palm Oil Industry) based on sustainability financing, which is used as variable to implementing financial institutions’ lending policies. There are two major trends in the literature relating to sustainability and the banking industry: external and internal practices. The external practices strand analyzes the relevance of sustainability to the bank’s communication with shareholders and other stakeholders, and how investors use it as a measure to help achieve optimal portfolio allocation. The internal practices literature, more relevant to the present work, studies how sustainability criteria are integrated into risk management models and lending practices. Its first implementation is in the Palm Oil industry at South Sumatera. The results explained that sustainability is not related to profit either from a short- or long-term perspective. The Sustainable Green Lending Model is related to the Equator Principles and its application is driven to project financing. It also related with short- and long-term risks and opportunities, instead of short-term sustainability impacts.

  10. Packet-switched data communication system of the Paks Nuclear Power Plant, Hungary

    International Nuclear Information System (INIS)

    Szuegyi, M.

    1991-01-01

    Data communication systems are inherent components of the computer network of nuclear power plants. In the PNPP, Hungary, a new packet-switched network has been installed, based on the X25 protocol. It was developed in the framework of the Information Infrastructure Development project of the country. The most important system and software components of the new packet-switched communication system and computer network installed at PNPP are described. (R.P.) 4 refs.; 1 fig

  11. Urban-Rural Differences in Level of Various Forms of Trust in Hungary

    OpenAIRE

    Dusek, Tamas; Palmai, Eva

    2015-01-01

    This study examines the association between urban/rural residence and various forms of trust in Hungary, including control variables such as age, gender, income, marriage, qualification into the analysis. Trust is a basic dimension of human capital and a very often used concept in everyday situations too. Trust research became increasingly popular in recent years. However, urban-rural and spatial differences of specific forms of trust remains a rarely investigated question. Trust can be measu...

  12. The Role of the US Army Reserve in Support of the US Army Force 2025 and Beyond: Challenges and Opportunities

    Science.gov (United States)

    2015-06-12

    the Army Reserve mission or force structure will radically be rebalanced , but it did point to a new emerging mindset which the Total Army will be...verified and validated within individual portfolio reviews, professional certifications and trade credentials in support of civilian career requirements

  13. Serological survey of domestic animals for tick-borne encephalitis and Bhanja viruses in northeastern Hungary

    Czech Academy of Sciences Publication Activity Database

    Šikutová, Silvie; Hornok, S.; Hubálek, Zdeněk; Doležálková, I.; Juřicová, Zina; Rudolf, Ivo

    2009-01-01

    Roč. 135, 3-4 (2009), s. 267-271 ISSN 0378-1135 EU Projects: European Commission(XE) 10284 - EDEN Institutional research plan: CEZ:AV0Z60930519 Keywords : Tick-borne encephalitis * Bhanja virus * Cattle * Horse * Sheep * Hungary Subject RIV: EE - Microbiology, Virology Impact factor: 2.874, year: 2009

  14. Assessment of the Efficiency of Stroke Awareness Campaigns in Hungary.

    Science.gov (United States)

    Folyovich, András; Biczó, Dávid; Béres-Molnár, Katalin Anna; Toldi, Gergely

    2018-03-01

    The critical period of stroke management lies between the disease onset and the time of the emergency call, relying on stroke-related knowledge of the population. Public campaigns play a role in spreading relevant health information. Due to the substantial expenses of these campaigns, the assessment of their efficiency is reasonable. We assessed the number of thrombolytic treatments performed in Hungary, subjected to national media coverage and in particular in Budapest, being the location of the Stroke Day campaign, in the period between 2008 and 2015. We compared the change in the daily mean number of thrombolytic treatments performed during the preceding and following day, week, and month. Data were also compared with annual means. No meaningful changes can be seen in the number of thrombolytic treatments on the days immediately following Stroke Days, and casual differences can be seen in the following week. The comparison of the numbers of thrombolytic treatments performed in the postcampaign months with the monthly means in the corresponding years revealed a positive effect in each year except for 2012, 2014, and 2015. Regarding the whole examined period, however, the effect is not statistically significant, neither for data obtained from Hungary nor from Budapest. Better outcomes were observed 1 month after a campaign than more immediately. This can be partly explained by ongoing media coverage in a given period rather than exposure of the public on a single Stroke Day. Copyright © 2018 National Stroke Association. Published by Elsevier Inc. All rights reserved.

  15. Weapons Systems, United States Army 1997.

    Science.gov (United States)

    1997-01-01

    Mexico, Morocco , Philippines, Turkey Co-Production: Korea The Army began fielding the UH-60 in 1978. Between 1978 and 1989 the Army procured UH-60A...Improvement Program ( CSR TEP) to all Area Common User System (ACUS) switch users (except AN/TTC-39-A(V)l). Incorporate Enhanced Switch Operation Program...Finland, Greece, Italy, Kuwait, Morocco , Saudi Arabia National Guard, SHAPE Tech Ctr (NATO), Spain, Special Def Acq Fund (pre-purchased export

  16. Florence Nightingale: on feeding an army.

    Science.gov (United States)

    Calkins, B M

    1989-12-01

    Florence Nightingale's work for the British Army during the Crimean War earned her the well-deserved honor of being considered the mother of modern nursing. Less well recognized is her involvement with the development of nutritional services for the military. A nutrient-intake analysis is developed here based on her recommendations and recipes for army troops. The intake profile is compared with modern recommendations for dietary intake for adequacy of the diet.

  17. 76 FR 29992 - Loan Policies and Operations; Lending and Leasing Limits and Risk Management

    Science.gov (United States)

    2011-05-24

    ... FARM CREDIT ADMINISTRATION 12 CFR Part 614 RIN 3052-AC60 Loan Policies and Operations; Lending and Leasing Limits and Risk Management AGENCY: Farm Credit Administration. ACTION: Final rule. SUMMARY: The... (collectively loan) concentration risks. We expect this final rule will increase the safe and sound operation of...

  18. Peer monitoring, social ties and moral hazard in group lending programmes : evidence from Eritrea

    NARCIS (Netherlands)

    Hermes, C.L.M.; Lensink, B.W.; Mehrteab, H.T.

    2003-01-01

    In this paper, we provide an empirical analysis of the impact of monitoring and social ties within group lending programs on moral hazard behavior of its participants, based on data from an extensive questionnaire held in Eritrea among participants of 102 groups. We find support for the fact that

  19. Peer monitoring, social ties and moral hazard in group lending programs : Evidence from Eritrea

    NARCIS (Netherlands)

    Hermes, N; Lensink, R; Mehrteab, HT

    In this paper, we investigate the impact of monitoring and social ties on moral hazard behavior within group lending programs. Our study is based on data from an extensive questionnaire held in Eritrea among participants of 102 groups. We separately analyze the impact of group leaders and other

  20. Army Sustainment. Volume 44, Issue 5. September-October 2012

    Science.gov (United States)

    2012-10-01

    Department of Defense or any of its agencies, and do not change or supersede official Army publications. The masculine pro - noun may refer to either gender...the Army Test and Evaluation Command (ATEC), AMC, and the Army staff, who con - stitute the candidate selection panel. CASCOM provides the TRADOC...improper use of these items that causes the fires. The Occupational Safety and Health Administration ( OSHA ) states that equipment needs to be used

  1. Abstracts of the 24th Hungary conference on rabbit production

    Directory of Open Access Journals (Sweden)

    24TH Conference on rabbit production Kaposvár, Hungary. 30th May, 2012

    2014-09-01

    Full Text Available Some 100 guests took part in the 24th Hungarian Conference on Rabbit Production in Kaposvár, organised by the University of Kaposvár, the Hungarian Branch of the WRSA and the Rabbit Production Board. This is the largest and most popular event for rabbit breeders in Hungary. Seventeen papers were presented, both by senior and young scientists. Topics of the papers covered all fields of rabbit production (production, housing and welfare, reproduction, genetics, nutrition, meat quality and pathology. Full papers are available from the organiser (matics.zsolt@ke.hu on request.

  2. Isotope hydrological evidence of geomorphological changes in North-Eastern Hungary

    International Nuclear Information System (INIS)

    Hertelendi, E.; Marton, L.; Miko, L.

    1991-01-01

    Stable isotope and radiocarbon data of groundwater stored in Quaternary aquifers in North-Eastern Hungary can not be explained by climatic changes alone. More than two hundred δD, δ 18 O and radiocarbon ages of waters from 79 wells show that the recharge are changed during the time of upper pleniglacial and late glacial. Groundwaters of the studied are can be divided into three categories, which can explain their origin. The data are consistent with geomorphological results giving isotope evidence of hydrology for a geodynamical event during the mentioned periods. (R.P.) 3 refs.; 2 figs

  3. Safety of WWER type nuclear power plants - viewing from Hungary

    International Nuclear Information System (INIS)

    Voeroess, L.

    1991-01-01

    An evaluation of WWER type nuclear power plants operating in Hungary is given, relative to the safety requirements accepted internationally; how safe can they be regarded and what can be done to assure a high level of safety in all case. After an overview of general safety criteria, an overall description of WWER-440 type nuclear reactors is presented. Design safety, operational safety issues are treated in detail. Safety inspection and safety-related research and development is discussed. Regarding the future, five different issues associated with nuclear reactor safety should be considered. (R.P.) 20 refs.; 12 figs.; 3 tabs

  4. Improving life-cycle cost management in the US. Army: analysis of the U.S. Army and Commercial Businesses life-cycle cost management.

    OpenAIRE

    White, Bradley A.

    2001-01-01

    The roles and responsibilities of the Army acquisition and logistics communities, as they pertain to the life-cycle management, are undergoing fundamental change. The early identification and total control of life-cycle cost, in particular operations and sustainment costs which comprises as much as 70-80% of a systems total life-cycle cost, is a high priority for the Army. The basis of this change is adoption of commercial best practices to support the Army's goal to organize. tram. equip, an...

  5. Role Of The Army In Modern Pakistan

    Directory of Open Access Journals (Sweden)

    Vladislav Viktorovich Vorobiev

    2014-01-01

    Full Text Available The article studies the political development of the country in the modern period. Special attention is paid to the position of the army and its role in the Pakistani society. The article explores in detail the processes of gradual distancing of the army from politics and strengthening of civil society institutions. It is the first time in the Pakistani history that the civilian government managed to complete its full five-year constitutional term. Meanwhile, the country has been advancing on the path to democracy even after the elections 2013: a new civilian government has been formed in Pakistan. As compared with the previous phases of the country's development, the status of the army has considerably changed, evolved from "guiding force" to "shadow" guarantee of democratic development. The process has been largely encouraged by popular among officers feeling of tiredness: many of them are not ready to take power into their own hands and committed to their strictly constitutional duties. Despite this recent positive trend, the army continues to enjoy great authority in the society, often brokers political crisis and helps civilian authorities in settling such pressing problems as, for example, fight against extremism. The military will exert influence on government unless civil authorities are able to resist the current challenges and settle the actual problems. The role of "power broker" fully serves the interests of the top army brass.

  6. ROLE OF THE ARMY IN MODERN PAKISTAN

    Directory of Open Access Journals (Sweden)

    Vladislav Viktorovich Vorobiev

    2014-01-01

    Full Text Available The article studies the political development of the country in the modern period. Special attention is paid to the position of the army and its role in the Pakistani society. The article explores in detail the processes of gradual distancing of the army from politics and strengthening of civil society institutions. It is the first time in the Pakistani history that the civilian government managed to complete its full five-year constitutional term. Meanwhile, the country has been advancing on the path to democracy even after the elections 2013: a new civilian government has been formed in Pakistan. As compared with the previous phases of the country's development, the status of the army has considerably changed, evolved from "guiding force" to "shadow" guarantee of democratic development. The process has been largely encouraged by popular among officers feeling of tiredness: many of them are not ready to take power into their own hands and committed to their strictly constitutional duties. Despite this recent positive trend, the army continues to enjoy great authority in the society, often brokers political crisis and helps civilian authorities in settling such pressing problems as, for example, fight against extremism. The military will exert influence on government unless civil authorities are able to resist the current challenges and settle the actual problems. The role of "power broker" fully serves the interests of the top army brass.

  7. The role of illicit, licit, and designer drugs in the traffic in Hungary.

    Science.gov (United States)

    Institóris, László; Hidvégi, Előd; Dobos, Adrienn; Sija, Éva; Kereszty, Éva M; Tajti, László Balázs; Somogyi, Gábor Pál; Varga, Tibor

    2017-06-01

    The aim of this study was to investigate the prevalence and pattern of psychoactive substances among suspected DUID (Driving Under the Influence of Drugs) drivers in Hungary in 2014 and 2015. Blood and/or urine samples of 1252 suspected drivers (600 in 2014 and 652 in 2015) were analyzed for classical illicit and licit drugs, stimulant designer drugs (SDDs), and for synthetic cannabinoids, with 78.3% and 79.6% positive cases for at least one substance in 2014, and 2015, respectively. Impairment was proven in 39.2% (2014) and 35.7% (2015) of all drivers tested, based on the legal criteria of Hungary. Classical illicit drugs were found to be present in blood or urine of 89-61%, drivers tested. Drivers also tested positive for legal medications in 20-22%, SDDs in 21-28%, and synthetic cannabinoids in 15-19% of all cases. This indicates a drop in prevalence for classical illicit drugs and a slight but statistically non-significant increase for the other three substance groups. The distribution of drug types in each category were: [1] classical illicit drugs: cannabis (432), amphetamine (321), and cocaine (79); [2] medicines: alprazolam (94) and clonazepam (36); [3] SDDs: pentedrone (137) and α-PVP (33); [4] synthetic cannabinoids: AB-CHMINACA (46) and MDMB-CHMICA (30). The average age of illicit drug and SDD users was 30 years, while legal medications users were 36 years old on average, and the mean age of synthetic cannabinoid users was 26.5 years. The presence of both alcohol and at least one drug in samples was found in about 10% of the cases, both years. The ratio of multi-drug use was 33.0% in 2014 and 41.3% in 2015. Compared to former years the number of drivers who tested positive for drugs doubled in Hungary, but it is still low compared to alcohol positive cases. The relatively low detected rate of DUID can be explained by (1) combined alcohol consumption masking drug symptoms, (2) the absence of road-side tests for illicit and designer drugs and, (3) police

  8. Should the joint provision of credit insurance with unsecured lending be prohibited? An examination of the UK payment protection insurance market

    OpenAIRE

    John Ashton; Robert S. Hudson

    2011-01-01

    This study examines whether the recent UK regulatory decision to introduce a blanket ban on the joint provision of consumer lending and credit insurance was justified. This case has wide regulatory implications following international concerns that the sale of credit insurance has been detrimental to customers due to overpriced credit insurance and a possible cross subsidy from credit insurance to unsecured lending. To explore this issue a theoretical model is developed considering why a cros...

  9. Department of the Army, FY 1999 Amended Budget Estimates, Army Working Capital Fund

    National Research Council Canada - National Science Library

    1998-01-01

    The Department of the Army has historically operated a significant number of its organic commercial and industrial facilities under revolving fund concepts to encourage these activities to function...

  10. The situation of district heating, district cooling and energy supply in Hungary

    International Nuclear Information System (INIS)

    Sigmond, Gy.

    2009-01-01

    District heating represents with 650.000 heated dwellings approximately 15% of the Hungarian residential heating market. Since 1990 there is stagnation at the number of connected dwellings because erection of large settlements with prefab buildings has been stopped, and latter ones represent more than 75% of the dwelling heating market. During the same period, residential heat demand shrunk by 33%, because metering of hot water consumption resulted in changing consumer habits, and because of slowly but step by step refurbishment of buildings and heating systems. In Hungary district heating is present in all large and most of the medium size cities, in 92 cities together. Out of them, there is also a single village with a local district heating system, which heats more than 60% of cottages. The capacity os systems is spreading to a large extent. Approximately 36-36% of all heated dwellings are in Budapest and in 10 large cities in the country, while 148 of the total 202 systems have less than 10 MW capacities. In the fuel structure of district heating it is characteristic the overwhelming role of natural gas consumption, which has exceeded 80% already. Only a few numbers of heating power plants are fuelled by crown coal. The use of renewables is growing continuous, but, together with waste and waste energy, it amounts merely 8% of the total fuel use. Oil consumption is negligible. Currently the most promising DH-market is the service sector (public buildings and commercial consumers). DH-companies can sell their surplus supply capacities on the competitive market. Residential market can be preserved only with better legal conditions and with improving of demand side management. The industrial heat market can be gained when the erection of new power plants will be harmonized with industrial development in the frame of territorial planning. District cooling is just at the beginning in Hungary. Many new commercial and office buildings are erected with air conditioning

  11. U.S. Army Space Operational Narrative

    Science.gov (United States)

    2012-03-20

    fire, and effects ( MFE ), the operational support (OS), and the functional support division (FSD); it is further divided into many more specialties...cyberspace expertise at the highest levels is a must for the Army. Both ARCYBERCOM and USASMDC/ARSTRAT commands are key positions filled by MFE officers... MFE officers with the majority from infantry and armor (31). The FA, AD, and EN branches will round out the top five.47 Half of the Army branches are

  12. Recent Trends of Tree Growth in Relation to Climate Change in Hungary

    OpenAIRE

    SOMOGYI, Zoltán

    2008-01-01

    The paper addresses two related issues. One is whether, and how, growth patterns of standmean height have changed in Hungary in the last few decades, and the other is whether recentlyobserved increases in mean annual temperature might have caused changes in growth trends. Changesin tree growth were investigated for beech (Fagus sylvatica), sessile oak (Quercus petraea) andTurkey oak (Quercus cerris) by comparing stand mean heights over age using data from the forestinventories of 1981 and 200...

  13. Hungary making progress toward free market

    International Nuclear Information System (INIS)

    Anon.

    1992-01-01

    This paper reports that the Hungarian government made major progress in reorienting the energy sector toward a market economy in 1991. A study conducted by the International Energy Agency the progress was particularly evident in price reform and restructuring of the Hungarian energy industry. The pace of change has accelerated. Effective with fourth quarter 1991 through 1992 all the main energy enterprises will begin operating under new structures. Assuming that liberalized energy prices are set by suppliers to cover their costs and local governments do not subsidize district heating prices, all energy prices are to be at least at their economic cost level by mid-1992, IEA the. Some prices will be above this level because of sales taxes on gasoline and diesel and taxes on all imported energy. Hungary depends on imports for about half of its primary energy supply. Because domestic production has peaked, the share of imports will rise if consumption, after a likely further decline in the short term, returns to an upward trend

  14. Democratic civilian control of the Nepalese Army

    Science.gov (United States)

    2013-06-14

    following are recommendations or principles the Army must institutionalize to guide it through the still-evolving civil-military relationship discussions...society. The following are recommendations or principles the Army must institutionalize to guide it through the still-evolving civil-military...hence, the principal–agent framework developed in microeconomics and already used in various political applications can be profitably extended to

  15. Assessing Army Professional Forums Metrics for Effectiveness and Impact

    National Research Council Canada - National Science Library

    Cianciolo, Anna T; Heiden, Charles G; Prevou, Michael I

    2006-01-01

    ... meet the challenges brought on by Army transformation. Army professional forums (APFs), powered by advances in collaborative toolsets and multimedia presentation software, provide a means for leader self-development and professional growth...

  16. Sales Training for Army Recruiter Success: Sales Strategies and Skills Used by Excellent U. S. Army Recruiters

    Science.gov (United States)

    1987-11-01

    Army recruiters. Neurolinguistic programming (NLP) was used as the protocol for modeling performance and acquiring information on the communication...kills -Linguistic pattern~ Sales cycle, Communica tion s trategies Mode-H.R-g. Sales skills, {:( ~Expert kn0\\vlc dge1 ’ Neurolinguist ic~ Sales...describe s a program of r esearch on the communicat ion st rate - gies a nd skills use d by excellen t Army r ecrui t e rs. Information to be used to

  17. The Effects of Multiple Deployments on Army Adolescents

    Science.gov (United States)

    2010-01-01

    deployment-related feelings.12 Focusing on a parent’s absence, dwelling on potential negative outcomes, or ruminating on problems often sends a child...maintain balance in the pull of both noble institutions. Some Army adolescents contend poorly in this dilemma; others—many more than soldiers or Army

  18. 76 FR 6692 - Radiation Sources on Army Land

    Science.gov (United States)

    2011-02-08

    ... possession of ionizing radiation sources by non-Army entities (including their civilian contractors) on an... Radiation Permit (ARP) from the garrison commander to use, store, or possess ionizing radiation sources on an Army installation. For the purpose of this rule, ``ionizing radiation source'' means any source...

  19. Implementation of safeguards at modular vault dry store at Paks NPP in Hungary

    International Nuclear Information System (INIS)

    Safar, J.; Czoch, I.; Szoellosi, E.F.; Janov, J.; Sannie, G.; Daniel, G.; Szabo, J.L.

    1999-01-01

    A safeguards system has been implemented at the GEC-Alsthom designed Modular Vault Dry Store at Paks NPP in Hungary without previous safeguards related experience for this type of spent fuel storage. C/S measures and sealing have primary importance. In addition. spent fuel attribute signatures are detected by a fuel transfer monitor at the cask load/unload port. These are complemented with the corresponding accounting measures. (author)

  20. Exploring the Use of Microworld Models to Train Army Logistics Management Skills

    National Research Council Canada - National Science Library

    Levy, Dina

    2001-01-01

    The Army faces new challenges in training its logistics managers. As the Army evolves into a force-projection Army, the design and management of large-scale logistics systems assume increasing importance...