World Bank Group
Doing Business 2018 is the 15th in a series of annual reports investigating the regulations that enhance business activity and those that constrain it. This economy profile presents the Doing Business indicators for Hungary. Doing Business presents quantitative indicators on business regulation and the protection of property rights that can be compared across 190 economies; for 2018 Hungary ...
In the past decades, exacerbating regional disparities in the European Union as well as the newly joined Eastern European states have led to a growing interest in examining the spatial embeddedness of development. Hungary, a small and very monocentric country, has experienced rapid growth in the region of its capital city and its surrounding, whereas formerly lagging regions continued to fall behind. This thesis examines growing regional disparities in Hungary in order to provide a more compr...
For two decades Hungary, like the other Eastern European countries, followed a general policy of establishing and strengthening the institutions of democracy, rule of law, and a market economy based on private property. However, since the elections of 2010, when Viktor Orbán's Fidesz party came to power, Hungary has made a dramatic U-turn. This article investigates the different spheres of society: political institutions, the rule of law, and the influence of state and market on one another, ...
Hawkins, Raymond J.
We show how the dynamics of economic instability and financial crises articulated by Keynes in the General Theory and developed by Minsky as the Financial Instability Hypothesis can be formalized using Weidlich’s sociodynamics of opinion formation. The model addresses both the lending sentiment of a lender in isolation as well as the impact on that lending sentiment of the behavior of other lenders. The risk associated with lending is incorporated through a stochastic treatment of loan dynamics that treats prepayment and default as competing risks. With this model we are able to generate endogenously the rapid changes in lending opinion that attend slow changes in lending profitability and find these dynamics to be consistent with the rise and collapse of the non-Agency mortgage-backed securities market in 2007/2008. As the parameters of this model correspond to well-known phenomena in cognitive and social psychology, we can both explain why economic instability has proved robust to advances in risk measurement and suggest how policy for reducing economic instability might be formulated in an experimentally sound manner.
Full Text Available We study the determinants of the incidence of relationship lending. For our study, we combine established insights from the study of Elsas with empirical banking relationship lending literature. We relate loan contract and borrower characteristics to self-assessments of Tunisian banks with respect to the existence of close relationship. Using detailed loan contract information from Tunisian banks and a questionnaire addressed to loan officers, we report the first comprehensive evidence on the development of relationship lending. We find that access to information, the ability to influence the manager, and the solvency of the company are relevant factors. While the exclusivity and the duration of the relationship, classic measures of the existence of close ties with the bank, are not determining factors. So these proxy measures should be used with caution in future empirical works.
Hamby, Rogan; McBride, Ray; Lundberg, Maria
Since SC LENDS started operating in June 2009, more public libraries have come on board. All of this on the back end connects to a Mozilla-based staff client that has distributions for Mac OS X and Microsoft Windows, using SSL encryption to keep communications secure and private between remote libraries and the servers hosted at a high-end…
Country Profile: Hungary has been prepared as a background document for use by US Government agencies and US businesses interested in becoming involved with the new democracies of Eastern Europe as they pursue sustainable economic development. The focus of the Profile is on energy and highlights information on Hungary`s energy supply, demand, and utilization. It identifies patterns of energy usage in the important economic sectors, especially industry, and provides a preliminary assessment for opportunities to improve efficiencies in energy production, distribution and use by introducing more efficient technologies. The use of more efficient technologies would have the added benefit of reducing the environmental impact which, although is not the focus of the report, is an issue that effects energy choices. The Profile also presents considerable economic information, primarily in the context of how economic restructuring may affect energy supply, demand, and the introduction of more efficient technologies.
Uerge-Vorsatz, D.; Fuele, M. [eds.
Hungary recognises the importance of limiting greenhouse gas emissions in order to prevent or mitigate their impact on the global climate. On an international level, Hungary is not a significant carbon dioxide emitter, neither to the absolute degree nor on a per capita basis. This means that the principal reason for Hungarian participation in emission`s reduction is not perceivable international consequences but solidarity and participation in the common action of the countries of the world. Hungary is a signatory to both the Framework Convention on Climate Change and the Kyoto protocol. However, the (Hungarian) National Environmental Program also emphasises that the fulfilment of international conventions must happen at a level and pace reasonable for Hungary. The goal of this study is to investigate the potentials, costs and implementation strategies of greenhouse gas abatement in Hungary. First presented is a background of Hungary`s economy and a summary of the economic transitions in Hungary. A brief description of the Hungarian energy sector is included, with a short summary of carbon dioxide emissions, and of the Hungarian forestry sector. The following chapter is devoted to the development of baseline scenarios, from bottom-up and top-down perspectives. In the chapter on mitigation, the spectrum of energy efficiency measures in the residential and public sectors is discussed. Fifteen specific measures, whose impact is considered important, are selected and discussed in detail. The cost curves are developed for the discussed mitigation options. Then, we discuss the issues related to the implementation of energy efficiency measures in the Hungarian residential and commercial sectors. After a general background and a framework on the implementation of the energy efficiency measures in the sectors chosen, we elaborate on the practicality of these concepts. As a case study, the concept and the feasibility of carbon/energy taxes are examined. To complete the
Bank privatization and tighter credit enforcement are believed indispensable to facilitate the Eastern European transition process. We analyze lending by value-maximizing banks, the only source of capital in the transition, faced by non-performing loans to the state-owned sector. We show that banks
... surplus if the loan is fully secured. Section 5(u)(1) of the Home Owners' Loan Act (HOLA), 12 U.S.C. 1464...) of HOLA, 12 U.S.C. 1464(u)(2), includes exceptions to the lending limits for certain loans made by savings associations. These HOLA provisions apply to both Federal and state-chartered savings associations...
...' Loan Act (HOLA), 12 U.S.C. 1464(u)(1), provides that section 5200 of the Revised Statutes ``shall apply....'' In addition, section 5(u)(2) of HOLA, 12 U.S.C. 1464(u)(2), includes exceptions to the lending limits for certain loans made by savings associations. These HOLA provisions apply to both Federal and state...
...)(1) of the Home Owners' Loan Act (HOLA), 12 U.S.C. 1464(u)(1), provides that section 5200 of the... applies to ] national banks.'' In addition, section 5(u)(2) of HOLA, 12 U.S.C. 1464(u)(2), includes exceptions to the lending limits for certain loans made by savings associations. These HOLA provisions apply...
This report provides an assessment of accounting, financial reporting, and auditing requirements and practices within the enterprise and financial sectors in Hungary using International Financial Reporting Standards (IFRS),International Standards on Auditing (ISA), and the relevant portions of European Union (EU) law (also known as the acquis communautaire) as benchmarks. It also draws on ...
... CFR Part 226 Truth in Lending AGENCY: Board of Governors of the Federal Reserve System. ACTION... implements the Truth in Lending Act, in order to implement provisions of the Dodd-Frank Wall Street Reform... October 28, 2010 (75 FR 66554) (Docket No. R- 1394), amending Regulation Z (Truth in Lending) to implement...
...-1422] Truth in Lending AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule... interprets the requirements of Regulation Z (Truth in Lending). The Board is required to adjust annually the... INFORMATION: I. Background The Truth in Lending Act (TILA; 15 U.S.C. 1601-1666j) requires creditors to...
... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Lending test. 228.22 Section 228.22 Banks and... REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area...
Country Profile: Hungary has been prepared as a background document for use by US Government agencies and US businesses interested in becoming involved with the new democracies of Eastern Europe as they pursue sustainable economic development. The focus of the Profile is on energy and highlights information on Hungary's energy supply, demand, and utilization. It identifies patterns of energy usage in the important economic sectors, especially industry, and provides a preliminary assessment for opportunities to improve efficiencies in energy production, distribution and use by introducing more efficient technologies. The use of more efficient technologies would have the added benefit of reducing the environmental impact which, although is not the focus of the report, is an issue that effects energy choices. The Profile also presents considerable economic information, primarily in the context of how economic restructuring may affect energy supply, demand, and the introduction of more efficient technologies.
Full Text Available As regards the Balkans, Hungary is one of the intermediary regions in Europe. At the same time, the Balkans is the tie-up territory between Turkey, one of the emerging regions today, and Hungary, which aims to cooperate with it. Being a NATO and EU member state it takes part in the geopolitical games that are played between the EU, Russia, the USA and some of the countries of the Islamic world. These dealings fundamentally determine tasks in Hungarian foreign policy, cultural policy, economic policy, security- and defence policy for the forthcoming decades. Hungary acts as a gate between Western Europe and the Balkans. This role used to be more dominant in previous centuries of Hungarian history than it is today, not least because the country's size and strength significantly decreased after the Trianon Treaty. Many of the historical, imperial reflexes have remained, but without any imperial gravity. Today we are just one of the intermediary regions that have relations with the Balkans and form a bridge to Europe. The accelerated alteration in the world order, the BRICS countries and the emergence of some important middle-sized states, such as Turkey, make adaptation inevitable for our country. This is what the policy of 'Eastern opening' is about.
Landis, E.R.; Rohrbacher, T.J.; Gluskoter, H.; Fodor, B.; Gombar, G.; Sebestyen, I.
As part of the activities conducted under the U.S. Hungarian Science and Technology Fund, a total of 39 samples from five coal mines in Hungary were selected for standard coal analyses and major, minor and trace elements analysis. The mine areas sampled were selected to provide a spectrum of coal quality information for comparison with other coal areas in central Europe and worldwide. All of the areas are of major importance in the energy budget of Hungary. The five sample sites contain coal in rocks of Jurassic, Cretaceous, Eocene, Miocene, and Pliocene age. The coals, from four underground and one surface mine, range in rank from high volatile bituminous to lignite B. Most of the coal produced from the mines sampled is used to generate electricity. Some of the power plants that utilize the coals also provide heat for domestic and process usage. The standard coal analysis program is based on tests performed in accordance with standards of the American Society for Testing and Materials (ASTM). Proximate and ultimate analyses were supplemented by determinations of the heating value, equilibrium moisture, forms of sulfur, free-swelling index, ash fusion temperatures (both reducing and oxidizing), apparent specific gravity and Hardgrove Grindability index. The major, minor and trace element analyses were performed in accordance with standardized procedures of the U.S. Geological Survey. The analytical results will be available in the International Coal Quality Data Base of the USGS. The results of the program provide data for comparison with test data from Europe and information of value to potential investors or cooperators in the coal industry of Hungary and Central Europe.
Saffi,Pedro A. C.; Sturgess, Jason
Using proprietary data on equity lending supply, loan fees and quantities, we examine the link between institutional ownership structure and the market for equity lending and stock prices. We find that both total institutional ownership and ownership concentration (measured by the Herfindahl index, single largest holding and number of investors) are important determinants of equity lending supply and short sale constraints. More concentrated ownership structures increase short sale constraint...
Inter-American Development Bank; Internationale Projekt Consult GmbH (IPC)
Specialized financial institutions (SFIs) have a clear interest in tapping the small business lending market, but frequently lack the know-how for doing so in a sustainable manner. This guide outlines the key conditions and steps SFIs need to take in order to set up and develop sustainable small business lending. These recommendations are based on IPC's substantial experience in assisting FIs in various regions around the world in implementing small business lending operations.
Inotai, András; Csanádi, Marcell; Harsányi, András; Németh, Bertalan
We present a brief overview of the health care system in Hungary, focusing particularly on the pricing and reimbursement procedures of medicines. The National Institute of Health Insurance Fund Management is responsible for the administration of the health insurance system and public reimbursement of health technologies. There are two major types of reimbursement techniques in the outpatient care: the normative reimbursement is applied to all physicians and may be used for all indications listed in the Summary of Product Characteristics, and the indication-linked reimbursement is applied only to specialists who are authorized to prescribe the drug. Pharmaceuticals used in the inpatient care are fully reimbursed and are financed through diagnosis-related groups. Several cost-containment measures such as external price referencing and internal price referencing with blind bidding are applied. Proposing managed entry agreements is a mandatory condition for reimbursing innovative pharmaceuticals. Compared with other countries in the region, the implementation of health technology assessment has a relatively long history in Hungary. The health technology assessment body critically evaluates reimbursement submissions of pharmaceuticals, simple medical devices, and complex medical devices such as hospital technologies. Copyright © 2017. Published by Elsevier Inc.
Gaal, Peter; Szigeti, Szabolcs; Csere, Marton; Gaskins, Matthew; Panteli, Dimitra
Hungary has achieved a successful transition from an overly centralized, integrated Semashko-style health care system to a purchaser provider split model with output-based payment methods. Although there have been substantial increases in life expectancy in recent years among both men and women, many health outcomes remain poor, placing Hungary among the countries with the worst health status and highest rate of avoidable mortality in the EU (life expectancy at birth trailed the EU27 average by 5.1 years in 2009). Lifestyle factors especially the traditionally unhealthy Hungarian diet, alcohol consumption and smoking play a very important role in shaping the overall health of the population.In the single-payer system, the recurrent expenditure on health services is funded primarily through compulsory, non-risk-related contributions made by eligible individuals or from the state budget. The central government has almost exclusive power to formulate strategic direction and to issue and enforce regulations regarding health care. In 2009 Hungary spent 7.4% of its gross domestic product (GDP) on health, with public expenditure accounting for 69.7% of total health spending, and with health expenditure per capita ranking slightly above the average for the new EU Member States, but considerably below the average for the EU27 in 2008. Health spending has been unstable over the years, with several waves of increases followed by longer periods of cost-containment and budget cuts. The share of total health expenditure attributable to private sources has been increasing, most of it accounted for by out-of-pocket (OOP) expenses. A substantial share of the latter can be attributed to informal payments, which are a deeply rooted characteristic of the Hungarian health system and a source of inefficiency and inequity. Voluntary health insurance, on the other hand, amounted to only 7.4% of private and 2.7% of total health expenditure in 2009. Revenue sources for health have been
... Office of Thrift Supervision Lending and Investment AGENCY: Office of Thrift Supervision (OTS), Treasury... on the following information collection. Title of Proposal: Lending and Investment. OMB Number: 1550... investments for safety and soundness purposes are found at 12 CFR 560 and 562.1, 563.41, 563.170, and 590.4...
... Office of Thrift Supervision Lending and Investment AGENCY: Office of Thrift Supervision (OTS), Treasury... collection. Title of Proposal: Lending and Investment. OMB Number: 1550-0078. Form Number: N/A. Description: Current OTS regulations for the documentation of loans and investments for safety and soundness purposes...
... activities by considering a bank's home mortgage, small business, small farm, and community development lending. If consumer lending constitutes a substantial majority of a bank's business, the FDIC will... bank may choose to provide, including data on loans outstanding, commitments and letters of credit. (3...
... From the Federal Register Online via the Government Publishing Office FEDERAL RESERVE SYSTEM 12 CFR Part 226 RIN 7100-AD55 Truth in Lending; Correction AGENCY: Board of Governors of the Federal... April 25, 2011. The final rule amends Regulation Z, which implements the Truth in Lending Act, in order...
... / Wednesday, August 4, 2010 / Rules and Regulations#0;#0; ] FEDERAL RESERVE SYSTEM 12 CFR Part 226 Truth in... requirements of Regulation Z (Truth in Lending). The Board is required to adjust annually the dollar amount.... Background The Truth in Lending Act (TILA; 15 U.S.C. 1601-1666j) requires creditors to disclose credit terms...
...-1424] Truth in Lending AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule... interprets the requirements of Regulation Z, which implements the Truth in Lending Act (TILA). Effective July... Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) increases the threshold in the Truth in...
The intent of this paper is to explore the potential of utilizing interlibrary loan (ILL) data relating to lending denials to improve ILL services while highlighting institutional policies that have a negative impact on lending fulfillment rates. Reasons for denial as well as the types of requests being denied are reviewed. In addition, the author…
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Domestic lending. 613.3100 Section 613.3100... Financing for Banks Operating Under Title III of the Farm Credit Act § 613.3100 Domestic lending. (a... disposal facilities in rural areas. (e) Domestic lessors. A bank for cooperatives or agricultural credit...
In Hungary wells producing geothermal water have been in operation since 1890. The economic exploitation of geothermal energy is possible in over 40% of the country due to favorable conditions such as large reserves, high ground pressure and high geothermal gradient. Some 620 wells presently working produce a considerable quantity of energy and thermal water, in most cases using the single well system but more recent operations now incorporate reinjection wells. Hydrotherapy water supply and various industrial uses, such as drying in the agricultural sector, are its most important uses but further uses of thermal energy are being developed especially that of heating buildings where it could replace other energy sources. Sufficient investment could see an expanding tourist industry based on the recognized therapeutic properties of these mineral waters.
ÃˆËœARGU Alina Camelia
Full Text Available In recent years, most countries in Central and Eastern Europe, Member States of the EU, that we selected for the analysis (Bulgaria, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Romania have recorded a significant expansion of lending in foreign currency, which was one of the major factors of the accelerated growth of loans to economy. Such developments have led to an increase of indebtedness in foreign currency of the non-financial private sector, especially of the households and of the accumulation of major macroeconomics and financial imbalances. The issue of lending in foreign currency, the determinants of increasing the share of loans in foreign currency and the risks generated at the level of financial stability are the subject of numerous studies, including: Basso, Calvo-Gonzales and Jurgilas (2007; Rosenberg and Tirpak (2008; CsajbÃƒÂ³k-Andras et al. (2010; Zettelmeyer, Nagy and Jeffrey (2010. Another significant issue addressed in the specialized literature regarding foreign currency loans refers to the role of monetary policy in limiting growth of these loans. Thus, in addition to those noted studies we remark other studies, such as: Kiss et al. (2006; Sirtaine and Skamnelos (2007; Hilbers et al. (2006; Brzoza-Brzezina et al. (2010. Our paper complements the specialized literature on the approached subject, in particular, by highlighting and discussing current issues of high interest for policymakers, both at national and European level regarding lending in foreign currency. The extremely negative implications of lending in foreign currency on financial stability in most countries under review, outlined clearly in the context of the current crisis, determined the focus of the policymakers concern, both at European and national level, regarding the issue of foreign currency loans, which became one of the most discussed issues on the agenda of the monetary-financial authorities. The aim of our research is to
Olga Fedorovna Maslenkova
Full Text Available The article describes the current situation in lending intellectual property (IP rights in Russia. Furthermore, I investigate the existing legal framework for this type of lending. Special attention is paid to Russian and foreign literature review, including dissertations. The author studied the dynamics of lending trademarks license contracts and based on the official data of Federal Service for Intellectual Property of the Russian Federation archives and intellectual activity of 2009 — 2016. I describe borrowers and lenders as well as Russian regional banks having experience in intellectual property rights lending in 2014 — 2016. The author identified and commented the benefits of implementing such credit for a commercial bank and the company-borrower. Special attention is paid to difficulties and risks for both the lender and the borrower. The author has developed a mechanism of intellectual property rights lending, which describes procedures for parties. The study has defined the preferred algorithms for both the company-borrower and profitable bank. Moreover, I have described the “problem loan”, or late repayment of credit and interest. The paper describes conditions, which are necessary for the successful implementation of the developed credit schemes. I have revealed the impact of the Central Bank of the Russian Federation on the status of lending of IP and proposed measures to improve the situation. Recommendations of the author would help to promote secured bank lending of IP rights. This will have positive results for both the borrowers and the regional banks
... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...
Gareth J Johnson
Full Text Available This article details the challenges faced by today's UK-based inter-lending services in terms of fiscal pressures, technological change and changing patron expectations. It examines how recent refurbishment at the British Library has led to an increase in community inter-lending, against a background of a general reduction of the reliance on inter-library loan services. It also considers the perception of the value of inter-lending services by senior management, alongside the impact that online availability of materials has had. It then considers the issues around rights management and licence restrictions for inter-lending imposed by many publishers and suppliers. Finally, it considers the steps for change that inter-lending services need to embrace to meet these challenges.
Full Text Available We study the parent influence on lending by affiliates of a multinational bank. In the proposed theoretical model, local lending is influenced by shareholder-affiliate manager delegation and precautionary motives. The outcome is either contagion (the loan volume in the affiliate follows the direction of the parent bank country shock or performance-based reallocation of funds (substitution, depending on the degree of manager delegation in the affiliate and the liquidity-sensitivity in theparent bank. Empirical investigation, deliberately conducted on a sample not covering the latest financial crisis, shows that also in “normal” times, multinational banks that are likely to delegate lending decisions or be more liquidity-sensitive are more inclined towards contagionist behavior.
Full Text Available This study explores how monetary policy changes flow through the banking sector in Australia. Drawing on data between 2004 and 2010, we divide banks into three groups according to their size, and examine the impact of that cash rate change on lending of different types of loans. We find the response of bank lending after a monetary policy change varies with the size of the bank as well as the types of loan. Smaller banks are more sensitive to policy rate changes, and household loans, government loans and intra-group loans are less responsive to monetary policy compared with financial and non-financial loans.
Derviz, Alexis; Podpiera, J.
Roč. 1, č. 1 (2011), s. 19-36 ISSN 2077-429X Institutional research plan: CEZ:AV0Z10750506 Keywords : Multinational bank * Contagion * Substitution * Agency Subject RIV: AH - Economics http://library.utia.cas.cz/separaty/2011/E/derviz-lending behavior of multinational bank affiliates.pdf
J. Grunert (Jens); L. Norden (Lars)
textabstractSmall- and medium-sized enterprises (SMEs) are informationally opaque and bank dependent. In SME lending, banks largely rely on soft information, because the scale and scope of hard information are limited. We analyze whether and how hard and soft information affects the borrower's
Duff, R. Eleanore; And Others
Describes the development of a preschool toy-lending library which makes materials available for center children's home use on weekends. Planning, physical organization, procedures, policy and recordkeeping aspects are described in detail, and the significance of the library in terms of parent-child, parent-teacher and teacher-child interaction is…
... From the Federal Register Online via the Government Publishing Office FEDERAL RESERVE SYSTEM 12 CFR Part 226 Truth in Lending AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final... disclosures, periodic statements, notices of changes in terms, and advertisements. The rule was published in...
Chang, C.; Liao, G.; Yu, X.; Ni, Z.
We study the economic role of banks’ soft information, which evolved from repeated lending relationships, in the context of loan default. Using a proprietary database from one of the largest state-owned commercial banks in China, we find that the bank’s internal credit rating scores play a
Csorba, Péter; Lóczy, Dénes; Mezosi, Gábor
Both the study of landscape types and investigations of the interactions between landscape factors have a long tradition in Hungarian landscape geography. Major achievements in landscape synthesis were the two-volume Inventory of microregions in Hungary. In the various schools of landscape geography fundamental research is directed at investigations of landscape pattern, landscape sensitivity, geo-ecological mapping and urban ecology. The major trends in applied research are the optimisation ...
Full Text Available In my study I introduce the Hungarian conditional release and presidential pardon and new compulsory presidential pardon system. This study is based on research carried out in the Ministry of Justice at the Pardon Department in which I analyzed several dozen petition pardons. In connection with the new compulsory presidential pardon I examined the judgment of the European Court of Human Rights, which has condemned Hungary because of its adoption of real (whole life imprisonment.
the Energy Program. o Expands the responsibilities of the Assistant Chief of Staff for Installation Management (para 1-4). o Includes ridesharing as...not been highlighted. Summary. This regulation establishes poli- cies, procedures, and responsibilities for the Army Energy Program. Applicability ...Energy Technology Service (FETS) • 3–13, page 6 Energy Surveys • 3–14, page 6 Army Energy Awareness Seminars • 3–15, page 6 Army ridesharing • 3–16
... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS § 365.2 Real estate lending standards. (a) Each insured state... extensions of credit that are secured by liens on or interests in real estate, or that are made for the...
... 226 RIN No. AD 7100-AD54 Regulation Z; Truth in Lending AGENCY: Board of Governors of the Federal... comment a proposed rule to amend Regulation Z, which implements the Truth in Lending Act (TILA). The.... SUPPLEMENTARY INFORMATION: I. Background A. TILA and Regulation Z Congress enacted the Truth in Lending Act...
... CFR Part 226 RIN 7100-AD94 BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1026 Truth in Lending... the agencies' regulations that implement the Truth in Lending Act (TILA). Effective July 21, 2011, the... threshold in the Truth in Lending Act (TILA) for exempt consumer credit transactions \\1\\ from $25,000 to $50...
...; Truth in Lending AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Final rule... commentary to Regulation Z, which implements the Truth in Lending Act (TILA). The commentary applies and.... SUPPLEMENTARY INFORMATION: I. Background Congress enacted the Truth in Lending Act (TILA; 15 U.S.C. 1601 et seq...
... PROTECTION 12 CFR Part 1026 Truth in Lending (Regulation Z) AGENCY: Bureau of Consumer Financial Protection...) is publishing a final rule amending the official interpretations for Regulation Z (Truth in Lending.... Background The Truth in Lending Act (TILA; 15 U.S.C. 1601-1666j) requires creditors to disclose credit terms...
Based on ethnographic fieldwork and interviews conducted in the mid-2000s, this article discusses the educational strategies and emerging trajectories of Chinese children born or raised locally in Hungary. Born to small entrepreneurs who migrated to Hungary in the 1990s, these children exemplify a
Based on ethnographic fieldwork and interviews conducted in the mid-2000s, this article discusses the educational strategies and emerging trajectories of Chinese children born or raised locally in Hungary. Born to small entrepreneurs who migrated to Hungary in the 1990s, these children exemplify a
Ivan Vadimovich Kochikin
Full Text Available Relevance of the topic is determined by the need for sustainable development of the country’s banking system, capable of ensuring the process of raising funds to producers and the public for their projects. One of the implementation of this objective is to discourage unfair behavior in financial markets. Trust is a key factor in the development of financial markets, therefore it is necessary to suppress the appearance of unfair practices and participants – black creditors, falsification of financial statements, trading on insider information and market manipulation. It requires a whole range of activities, and above all ensuring the inevitability and proportionality of punishment for unscrupulous players, the introduction of requirements for the business reputation of the management of financial institutions.The article is devoted to structuring legal violations in the lending sphere. The analysis of indicators of credit organizations in Russia was conducted to fulfill this aim. This analysis revealed the causes of sustainable growth of overdue accounts payable – job cuts in enterprises, violations in the financial sector, various errors in the credit granting / raising. The authors carry out the systematization and classification of offenses in the area of lending, provide examples, as well as factual material illustrating the violations in the lending process having the characteristics of a fraud. The article substantiates the obligations of employees of the credit institution, in the result of which risks of granting credit to fraudsters can be reduced. The methods of fraud prevention should include the identified methods of protection against fraud in the area under consideration – exchange of information by banks associated with the criminal intentions of customers; technology development and technical support, training, and personnel responsibilities.
Reproductive human cloning is prohibited in Hungary, as in many other countries. Therapeutic human cloning is not prohibited, just like in many other countries. Stem cell therapy is also allowed. Article III, paragraph (3) of the Hungarian basic law (constitution) strictly forbids total human cloning. Article 1 of the Additional Protocol to the Oviedo Convention, on the Prohibition of Cloning Human Beings (1998) stipulates that any intervention seeking to create a human being genetically identical to another human being, whether living or dead, is prohibited. In Hungary, according to Article 174 of the Criminal Code, total human cloning constitutes a crime. Article 180, paragraph (3) of the Hungarian Act on Health declares that embryos shall not be brought about for research purposes; research shall be conducted only on embryos brought about for reproductive purposes when this is authorized by the persons entitled to decide upon its disposal, or when the embryo is damaged. Article 180, paragraph (5) of the Hungarian Act on Health stipulates that multiple individuals who genetically conform to one another shall not be brought about. According to Article 181, paragraph (1) of the Hungarian Act on Health, an embryo used for research shall be kept alive for not longer than 14 days, not counting the time it was frozen for storage and the time period of research.
non-peer-reviewed This was a presentation made at the annual LIR Seminar, held in the Davenport Hotel in Dublin on March 25th 2011. End-user strand. Discussed UL's experiences of lending SONY PRS 600 ebook readers from the library to UL students and staff.
Ai, Wei; Chen, Roy; Chen, Yan; Mei, Qiaozhu; Phillips, Webb
This paper reports the results of a large-scale field experiment designed to test the hypothesis that group membership can increase participation and prosocial lending for an online crowdlending community, Kiva. The experiment uses variations on a simple email manipulation to encourage Kiva members to join a lending team, testing which types of team recommendation emails are most likely to get members to join teams as well as the subsequent impact on lending. We find that emails do increase the likelihood that a lender joins a team, and that joining a team increases lending in a short window (1 wk) following our intervention. The impact on lending is large relative to median lender lifetime loans. We also find that lenders are more likely to join teams recommended based on location similarity rather than team status. Our results suggest team recommendation can be an effective behavioral mechanism to increase prosocial lending.
Blasszauer, B; Hazafi, K
The authors describe the situation of the aged in Hungary, with a particular focus on the medical and ethical problems that health professionals have to face. The so-called post-communist transitional period is characterised by both economic and moral crisis. The country has a serious foreign debt problem as well as high rate of unemployment and crime, a considerable price inflation, and the pauperisation of the people, particularly among the old. The old are defined as those who have reached retirement age, which is 55 for women and 60 for men. Hungary lacks the kind of incentives that would provide good reasons to live much beyond the age of 60. There is neither a suitable culture for old age nor economic security, and this seriously undermines the independence and autonomy of the old. Neither family nor institutional care for the elderly is adequate. Although over 20 per cent of the population are retired, they are not organized as a political power that would effectively represent them. The health care system is in crises and the elderly suffer the most because of it. Therapeutic nihilism and both over-treatment and under-treatment of the aged is common. Among the old, the suicide rate is high. Because of a lack of funds, an inadequate number of experts, indifference to rehabilitation, and the infrequent use of technological interventions, home and institutional care are inadequate. There are no public debates on setting priorities or allocating limited resources. There are, however, high hopes for the success of a market economy, privatization, and well-functioning democracy.(ABSTRACT TRUNCATED AT 250 WORDS)
Secchi, Davide; Seri, Raffaello
the applicant’s nationality is considered. In addition to its findings, the study (a) provides an original econometric model on a two-step procedure to test perceived discrimination and (b) suggests a method and approach that may constitute a point of reference for those willing to study perceived......This article proposes a framework for the analysis of experienced discrimination in home mortgages. It addresses the problem of home mortgage lending discrimination in one of the richest areas of northern Italy. Employees of a local hospital were interviewed to study their perception (or experience......) of discriminatory behavior related to home financing. The analysis follows two steps. The first evaluates self-selection (the probability that individuals apply) and the second focuses on the likelihood that applications are accepted by the bank. Findings show that discrimination is likely to appear when...
Tabak, Benjamin Miranda; Moreira, Tito Belchior Silva; Fazio, Dimas Mateus; Cavalcanti, André Luiz Cordeiro; Cunha, George Henrrique de Moura
This paper examines the bank lending channel, which considers how monetary authority actions affect the variation of loans. We focus on the BRICS (Brazil, Russia, India, China and South Africa) totalizing 1254 banks from five countries in the period 2000-2012 (totalizing 13 years). The empirical results show that the effect of money supply growth on the growth of loans is non-linear and inverted U-shaped. In this context, our results show empirical evidence expansionary monetary policies do not increase the propensity of economic agents to systematically take greater risks on the market. After a certain level of money stock, increases in the money supply do not lead to increased negotiated credit.
Full Text Available Hungary has had a remarkably high public debt throughout the transition, and it has continued to increase during recent years, exceeding 80% of the GDP. Its debt and fiscal deficit were the highest among the Visegrád countries during the transition. One factor triggering the debt increase may be elections-related fiscal policies. By analyzing quarterly data for Hungary, we found clear empirical evidence of fiscal expansion before elections and contractions afterwards. These events are widely known as political fiscal cycles. We observed statistically significant incremental increases in fiscal deficits as elections approach, both in nominal and in GDP ratios, followed by contractions after elections. Thus, it can be concluded that incumbents in Hungary are engaged in opportunistic political fiscal cycles by embracing expansionary fiscal policy before parliamentary elections. Our findings also suggest that political fiscal cycles in Hungary may be an underlying factor contributing to the accumulation of public debt.
VIORICA MIRELA STEFAN-DUICU
Full Text Available Lending activity involves an embedding of general principles which require the analysis of risks incorporated in banking operations, both from a consumer and bank perspective. Correlated with economic environment shifts, the consumer’s definition concentrates a series of individual and group necessities with a decisive role in a possible lending decision. As socio-economic issue, the consumer is oriented at lending when his income in order to buy goods or services is not satisfactory.This paper aims at presenting the consumer hypostasis resulted from lending activities, identifying its purposes and risks.
Full Text Available This paper is about the processes of association with the EU in which Hungary took place, and about the demands that should have been fulfilled. It is shown, on the example of Hungary, what progress has taken place in the last 15 years in the area of establishing of regional science and what sort of conclusion can be made for Yugoslavia. The author also deals with the possible functions of sociology in regional research.
Full Text Available Group micro-lending has been used successfully in some parts of the world to expand the reach of microcredit programs. However, our study shows that microfinance institutions in Kenya prefer individual lending which is associated with higher default rates compared to group lending. The study also shows that high interest rates increase the odds of client delinquency while loan size is inversely related to delinquency. Given these findings, policymakers need to work for stability in the macro-environment to ensure interest rates charged by microfinance institutions (MFIs remain stable and affordable. Alternatively, MFIs can develop a graduated scale for charging interest rates in which credit is extended to groups at first to hedge the firm against repayment risk; following this, the firm identifies individuals within the groups whose credit risk has improved and issue progressive individual loans to them. Such individual loans would fetch higher returns in form of interest for MFI and boost their outreach, reduce delinquency, and enhance self-sufficiency.
... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Real estate lending standards. 560.101 Section... INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.101 Real estate... estate, or that are made for the purpose of financing permanent improvements to real estate. (b)(1) Real...
Carbo Valverde, S.; Degryse, H.A.; Rodriguez-Fernandez, F.
Do lending relationships mitigate credit rationing? Does securitization influence the impact of lending relationships on credit rationing? If so, is its impact differently in normal periods versus crisis periods? This paper combines several unique data sets to address these questions. Employing a
Carbo Valverde, S.; Degryse, H.A.; Rodriguez-Fernandez, F.
Do lending relationships mitigate credit rationing? Does securitization influence the impact of lending relationships on credit rationing? If so, is its impact differently in normal periods versus crisis periods? This paper combines several unique data sets to address these questions. Employing a
... for adoption of promising lender-borrower relationships to mitigate transaction costs incurred in financial intermediation. Measures of transaction costs and relationship lending variables were the opinions of key lending institutions towards performance of small businesses undertaking loan contracting in credit markets.
This paper will outline the process and discussions undertaken at the University of Denver's University Libraries to implement a lending service providing video game consoles. Faculty and staff at the University Libraries decided to pursue the new lending service, though not a traditional library offering, to support the needs of a video game…
MONEY LENDING LAW AND REGULATION OF CONSUMER. CREDIT IN NIGERIA*. Abstract. Money lending is an indispensible consumer credit device in Nigeria as it is elsewhere. At the outset of the practice it was rift with abuses on the part of the lenders as desperate borrowers had no choice but to accept oppressive ...
Full Text Available The purpose of this study is systematic review of e-book lending in digital libraries in order to identify the status of researches in e-book lending, exist research gaps, and their research methods. In this way, systematic review is used for study. Searching in databases in three steps finally showed 36 research resources to be studied. Findings demonstrate that researches on e-book lending are in progress and at the future this domain will be in the spotlight. Also findings showed that subjects such as e-book lending, business models and status of laws in e-book lending are the main fields that need more researches. Moreover study on research methods showed that most of the researches had done by quantitative approach and survey method.
Goulas, Eleftherios; Zervoyianni, Athina
While the economic consequences of IMF programs have been extensively analyzed in the literature, much less is known about how key welfare indicators, including suicide-mortality rates, correlate with countries' participation in such programs. This paper examines the impact of IMF lending on suicide mortality, using data from 30 developing and transition countries that received non-concessionary IMF loans during 1991-2008. Our results support the hypothesis of a positive causal relationship between suicide mortality and participation in IMF programs but reveal no systematic suicide-increasing effect from the size of IMF loans. This holds after accounting for self-selection into programs, resulting from the endogeneity of a country's decision to resort to the IMF for funding, and after controlling for standard socio-economic influences on suicidal behaviour. In particular, we find a positive aggregate suicide-mortality differential due to IMF-program participation of between 4 and 14 percentage points. We also find that the positive association between suicides and program participation is stronger and more robust among males. Comparing age groups, individuals belonging to the age group 45-to-64 exhibit the highest increase in suicide due to program-participation, which amounts to over 18 percentage points. Overall, our results imply that when countries are exposed to IMF programs in an attempt to resolve their economic problems, social-safety nets need to be designed to protect the adversely-affected part of the population. Copyright © 2016 Elsevier Ltd. All rights reserved.
Full Text Available The development and expansion of the global market for electronic books and associated models to lending library are still in a developmental state and uncertainty. After a first stage in which major publishers refused to sell licenses loan at present publishers are putting more e-book titles available to libraries, although with some restrictions. The dominant trend is moving inexorably towards greater availability and access to digital titles to libraries. Once this stage about the limited availability of titles are pending other matters as the issue of licensing costs, with different rates offered to the public, which are increased in some cases up to three or more sometimes the retail price, which further complicates the procurement processes for libraries in a time when budgets are limited, hampering the ability of libraries to acquire adequate collection of digital products. Among other issues, technological and commercial that limit many uses they had libraries in the analog context, ownership and possession of the collection, the same stability, portability across platforms, and the difficulties associated with DRM systems digital rights management.
Full Text Available This article presents the surname changes of the Jews as formal acts which served as a means of assimilation, and which resulted in a characteristic phenomenon of the history of Jewish communities as well as of the surrounding society of the majority. Surname changes as the sign of forming cultural and national identities were used for an individual crossing of a conceptual borderline between ‘they’ and ‘us’ in nineteenth- and twentieth-century Hungarian society. The paper is based on research in different fields of scholarly studies, applying multi- and interdisciplinary standpoints. It focuses on the Name Magyarization process, but also makes comparisons with the name changes of the Jews in other countries. It applies different sources to investigate the social, historical, cultural and ideological background, context and the characteristics of the nominal assimilation of the Jews. It analyzes their names as ethnic symbols, and presents the reasons that made the surname changes so typical for them. It presents the assimilation process of Jewish persons and their personal names in general, and the history of their surname changes in Hungary. The characteristic features of the surnames chosen and their typical motivations are also analyzed, in comparison with those of the non-Jews in the country.
Aisyah Abdul Rahman
Full Text Available This study addresses the linkages between lending structure and market risk exposure. The influence of lending structure is analysed by four measures: the real estate lending, the specialisation index, the short-term lending stability, and the medium-term lending stability. Our findings show that lending structure to some extent affects the market risk exposure to some extend. At the same time, listed bank holding companies showed higher levels of market risk during and after the 1997 Asian financial crisis. Meanwhile, the desired effect of bank mergers in terms of reducing market risk exposure did not materialise in this study. Thus, the findings of this study posits at least two implications; (1 policy makers should react accordingly in the decision-making process towards achieving the expected result of the monetary policy transmission mechanism, and (2 banks and investors should account the impact of lending structures in addition to the significance effect of loan expansion and management efficiency when determining market risk exposure of bank holding companies.
Full Text Available Hungary is located at the central Basin of Danube River, which is surrounded by the Alps and the Carpathians mountain range. The 84% of the Hungary area lies below 200 mBm. The rate of the flooded area is significant in the country. The average runoff of surface water exceeds hundred billion cubic meters. Streams and rivers from the surrounding area flow together with the Danube River into the Black sea. The 96% of the mentioned water quantity come from abroad; three-quarters of this water quantity enter the country in the Danube’s, Tisza’s and Drava’s riverbed. In my presentation, I would like to give an account about the status of wetlands in Hungary, its roles of agriculture and social life, difficulties encountered and future possibilities referring to literary sources.
The democratic reform of public education in Hungary after the Second World War brought about a system which now includes Day-Care from the ages of 4-6 and compulsory Elementary School education up to the age of 16. A high proportion of students go on to Secondary education in vocational schools, special schools or grammar shools. The system is supplemented by career-counselling and provision for children with difficult home-backgrounds and for the mentally-retarded. District Councils are responsible for the schools in their areas and for the zoning that determines which schools children should attend. The environment of a school has a strong influence not only upon the standard of its facilities and the quality of its staff but also upon the function it is expected to fulfil in the community. Achievement is directly related to the degree of urbanization, but the increasing participation of farming-co-operatives in education in rural areas promises well for the development of better facilities and mutual understanding there. Housing estates in high-density residential areas make special demands which are being met in different ways. The role of the school in general is being expanded to include children's leisure time activities; at the same time factories are making a significant contribution locally through vocational guidance, financial help, and training-for-work programmes. Councils are implementing the requirements of public education resolutions to integrate school education into the whole scheme of public education, co-ordinating the activities of all social and cultural institutions, and developing new multi-functional complexes, to give a more effective and efficient service to the whole community.
The article deals with the genesis consideration of "investment loan" definition. The author provides comparative characteristics of the main forms of investment projects financing involving credit institution. A generalized definition of the project financing and investment lending essence are suggested.
Heid, Frank; Nestmann, Thorsten; von Westernhagen, Natalja; Weder di Mauro, Beatrice
This paper studies German bank lending during the Asian and Russian crises, using a bank level data set from the Deutsche Bundesbank. Our aim is to gain more insight into the pattern of German bank lending during financial crises in emerging markets. We find that German banks reacted to the Asian crisis mainly by reallocating their portfolios among emerging markets. By contrast, the banks' behaviour during the Russian crisis is characterised by a general withdrawal from emerging markets. We f...
Prelić Mladena M.
Full Text Available In this paper the author deals with the issue of ethnic identification of the contemporary Serbian community / national minority in Hungary. Several aspects of the problem are taken into account: self-identification, symbols of identity and the criteria of belonging to the group, dual identity and the distance "us:them".
Buris, L; Somogy, G; Buris, L; Darok, M
Hungary has a serious problem, historically significant and currently of increasing size, partly due to changes in trafficking routes. This paper outlines the development of measures to counter the situation, emphasising the provision of forensic laboratory services with the aid of the United Nations Drug Control program. An attempt is made to quantify more precisely permitted amounts of a drug for personal use.
Racz, Jozsef; Lacko, Zsuzsa
Hungary is a country in transition that has no real tradition of peer helping. A qualitative study was carried out involving 13 peer helpers of two kinds (a) age-based peers, and (b) way-of-life-based peers (fellow helpers). The motivations for and the processes of becoming a peer helper were analyzed. Results showed the largest difference being…
Full Text Available Higher education quality assurance system has drawn much attention since 1980s. Most countries are committed to build the higher education quality assurance system to meet international standards. Under such an international trend, Hungary also actively promotes higher education reform, and established Hungarian Accreditation Committee and in order to ensure the quality of higher education.
Full Text Available The energy problem has been redefined as one of the most important elements of sustainable development by climate change, adaptation and mitigation. Meeting energy needs is always a current issue in Hungary, irrespective of climate change because of the country’s high dependency on oil and gas imports, limited opportunities to replace them with domestic production, and the pollution associated with using fossil energy sources. Increasing effectiveness and saving energy can provide relatively short-term solutions with bearable costs and a relatively quick return on investment. The aim of the present paper is to give an overview about the climate and energy policy in Hungary with a special focus on the new energy strategy. Energy policy has a pivotal role in the economic recovery plan of the Hungarian government. The National Energy Strategy 2030 taking shape in Hungary takes climate policy into account with respect to adaptation and mitigation and lists renewable energy sources as the second most important tool for achieving strategic goals. As in most countries, it is also possible in Hungary to introduce climate strategy measures with zero social costs. The expedient management of climate change requires the combination of prevention, adaptation and dissemination initiatives. Strategies must meet a dual requirement: they must face the economic risks associated with premature measures, while also considering the adverse effects of delay.
Csikos, Agnes; Busa, Csilla; Muszbek, Katalin
During the past 25 years, many developmental steps have occurred in Hungary in palliative care. Further education and service development is needed to provide a quality palliative care for all the Hungarian people. Hungary has a universal health care system with a developed infrastructure. The first Hungarian hospice team started in 1991. At that time, the concept of hospice care was unknown. Symptom control and psychosocial support for the dying patient was inadequate. The regulatory framework was based on the 1997 Health Care Act which was followed by significant palliative care legislation including documents on the legal requirements for palliative care (2004). National guidelines were developed in 2002. Home and inpatient hospice care are reimbursed by the National Insurance Fund. Patients and families pay nothing. The multidisciplinary team provides care for patients and families and hospice home care is widely available across the country. Inpatient units are still lacking in Hungary. Strong opioids are readily available in the country and can be prescribed for cancer and noncancer patients. Palliative care is taught in medical and nursing undergraduate and postgraduate education. From 2014, physicians in Hungary can take a one-year course to qualify for a license in palliative medicine. Copyright © 2017 American Academy of Hospice and Palliative Medicine. Published by Elsevier Inc. All rights reserved.
This printing publishes a new Army Regulation. This regulation presents the policies and procedures under which the Army manages the Army Congressional Fellowship Program and supplements applicable Department...
Noor Azryani Auzairy
Full Text Available This paper is to examine the relationship of Malaysia‟s lending interest rate with other countries which include China, Singapore, United States, Indonesia and Thailand. Those five countries are Malaysia‟s major trading partners. The daily base lending interest rates from 2006 to 2014 were applied to this study. The associations of the interest rates were tested by coefficient correlation and multivariate regression analysis. Results showed that Malaysian lending interest rate is significant and positively related to those of China, Thailand and the United States. Among the five countries‟ interest rates, only the changes in interest rates of China, Thailand and the United States would affect Malaysia‟s lending rate. The independence of monetary policy would hardly be expected by the Malaysian authority, Bank Negara, in its decision on lending interest rate. In addition, it may affect the trade finance and money market hedge decisions by the international traders. This study provides an overview and guidance to the government authorities in making more effective decisions related to monetary policy, international trade and foreign exchange exposure in order to strengthen the economy.
Ayman Mansour Khalaf Alkhazaleh
Full Text Available In an attempt to shed more light on the behavior of lending in banks, especially in the environment of developing countries, this study aims at explaining the impact of some factors proposed as determinants of bank lending in Jordanian commercial banks by benefiting from the financial reports of thirteen banks during the period 2010-2016. The study, in order to achieve the objectives and to test the main hypotheses has adopted Ordinary least square model (OLS. The most important results of the study are a statistically significant adverse effect of both credit risk and liquidity on bank lending, while there is a significant positive effect of the return on assets, size of the bank measured by assets, inflation, money supply and growth in gross domestic product in determining the level of lending. In addition, the study does not show a significant statistical effect between investments, the volume of deposits and bank lending in the same time frame. The review points out that because of the negative impact of liquidity and credit risk factors, commercial banks need to focus more on reducing their impact because presence of this impact at the end will decrease the ability of these banks to provide loans and stay in the banking market.
Full Text Available This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans' data collected from Lending Club (N = 24,449 from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower's debt level.
... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Interagency Guidelines for Real Estate Lending... THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards Pt. 34, Subpt. D, App. A Appendix A to Subpart D of Part 34—Interagency Guidelines for Real Estate Lending The agencies' regulations...
... create a new merged lending area (the “New Lending Area”) only with EDA's prior written approval and... Additional Lending Area and revise its lending strategy, as necessary; (vi) The RLF Recipient shall execute...) surviving RLF with EDA's prior written approval and provided: (i) It is up-to-date with all semi-annual...
The latest neutron spectrometer measurements with the Lunar Exploration Neutron Detector (LEND) onboard the Lunar Reconnaissance Orbiter (LRO) are presented. It covers more than 1 year of mapping phase starting on 15 September 2009. In our analyses we have created global maps showing regional variations in the flux of thermal (energy range 0.5 MeV), and compared these fluxes to variances in soil elemental composition, and with previous results obtained by the Lunar Prospector Neutron Spectrometer (LPNS). We also processed data from LEND collimated detectors and derived a value for the collimated signal of epithermal neutrons based on the comparative analysis with the LEND omnidirectional detectors. Finally, we have compared our final (after the data reduction) global epithermal neutron map with LPNS data.
Valentin Mihai LEOVEANU
Full Text Available The period of global nuisance of banking and financial sector during the international financial crisis continues to have overwhelming implications in the current period, which requires careful research of monetary and financial phenomena locally and globally. In this sense, this article aims to highlight key aspects of the Romanian investment environment in the context of international economic environment and monetary policy transmission mechanisms in the Romanian economy. Following this approach, the study focuses on analyzing the financial position of banks operating in Romania, the evolution of lending by type of entity and positive/negative aspects about the impact of monetary policy measures and the NBR regulations on bank lending. The study shows conclusively the positive and the negative effects of lending evolution on the Romanian economy, on the solvency and bankruptcy risk of Romanian companies and on the behavior of debtors and creditors in credit relationships.
Landis, E.R.; Rohrbacher, T.J.; Gluskoter, H.J.; Fodor, B.; Gombar, G.; Sebestyen, I.
As part of the activities conducted under the US-Hungarian Science and Technology Fund, a total of 39 samples from five coal mines in five geologically-distinct coal areas in Hungary were selected for proximate and ultimate analyses. In addition, the heat value, forms of sulfur, free-swelling index, equilibrium moisture, Hardgrove grindability index, four-point ash fusion temperatures (both oxidizing and reducing), and apparent specific gravity were determined for each sample. Standard procedures established by the American Society for Testing and Materials (ASTM, 1999) were used. The analytical results will be available in the International Coal Quality Data Base of the USGS. Results of the program provide data for comparison with coal quality test data from Europe and information of value to potential investors or cooperators in the coal industry of Hungary and Central Europe.
ARNG U.S. Army USAWC USAF USCG U.S. Army USAR U.S. Army USAID U.S. Army New Zealand U.S. Army The Authors THE UNITED STATES ARMY WAR COLLEGE1 The United...Schein, Organizational Culture and Leadership, 3rd Edition, ( New York: Jossey-Bass: 2004). In order to offer compelling and relevant options for policy...emphasis placed on certain military 17. Edgar H. Schein, Organizational Culture and Leadership, 3rd Edition, ( New York: Jossey-Bass: 2004), 29. 18. U.S
ZOLTÁN OROSZ; ISTVÁN FAZEKAS
Aims, tasks and priorities of medium term development plans of national waste management were defined in the National Waste Management Plan, which was made for the period of 2003–2008 in Hungary. Supporting of the European Union is indispensable for carrying out of plan. The most important areas are related to the developing projects of municipal solid waste treatment (increasingthe capacity of landfills, accomplishment of the infrastructure of selective waste collection, building of new comp...
Richard C. K. Burdekin
Full Text Available The 2009 surge in bank lending in China was accompanied by allegations of substantial funds being funneled into the nation's stock and property markets. This paper uses 2004–2010 People's Bank survey data to examine the possible linkages between banking activity and the stock market as well as the associated inflation risks. In general, stock market strength in China seems to be accompanied by rising inflationary concerns, increased bank lending activity, and reduced banker confidence that stable conditions will be maintained. This suggests that the Shanghai market could serve as a useful indicator variable for Chinese monetary policy.
represents a tremendous gap in the Army leader development strategy and can easily be traced back to outdated personnel management models, systems and...St ra te gy R es ea rc h Pr oj ec t REVOLUTIONIZING ARMY LEADER DEVELOPMENT BY COLONEL SHAWN E. REED United States Army DISTRIBUTION...From - To) 4. TITLE AND SUBTITLE Revolutionizing Army Leader Development 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c. PROGRAM
directed the military services to incorporate Total Quality Management ( TQM ) principles throughout their organizations. Beginning in 1992, Total Army...Quality (TAQ) was the Army’s new management philosophy, responding to the DOD TQM mandate. This was a significant change of the Army’s culture. In...business practices to meet the Army’s current challenges, it must be determined if TQM is an effective management tool and more importantly if TAQ is
Management control of credit risk in the bank lending processA casestudy to explore improvements from a managerial perspectiveAt the start of this project -back in 1998- new technologies and ideas were emerging among a new generation of financial engineering professionals who have been applying
However, critics argue that while a marginal increase in income and assets can enhance the well-being and socio-economic security of the poor, the increase may be too little to affect the pervasively entrenched political and economic relations. Literature tends to report positive impacts of microenterprise lending on the poor ...
Andersen, Thomas Barnebeck; Hansen, Henrik; Markussen, Thomas
This paper studies the role of US political factors in the allocation of World Bank concessional lending, where US political interests are proxied by voting similarity in the United Nations General Assembly on issues identified as important by the US Department of State. In contrast to previous...
Grey literature in its various aspects presents many problems for producers, intermediaries and end users. The paper describes the British Library Lending Division's activities in this field in the hope that organizations elsewhere will find some of them helpful in overcoming similar difficulties.
Money lending is an indispensible consumer credit device in Nigeria as it is elsewhere. At the outset of the practice it was rift with abuses on the part of the lenders as desperate borrowers had no choice but to accept oppressive terms. The Moneylenders Ordinance 1927 was enacted at the federal level to check these ...
The U.S. solar industry is a $13.7 billion market with roughly 450,000 systems in place. Bank and credit union lending for solar system deployment represents a valuable new opportunity for lenders to expand their consumer and commercial customer relationships, bring on new relationships and open a new asset class category.
Full Text Available In this paper we aim to explore how the type of bank ownership - local private banks, government-owned banks (public banks and foreign banks - can affect relationship lending to small and medium enterprises (SMEs by using a unique data set from Bangladeshi banking sector. We found that private banks differ from government-owned and foreign banks in terms of relationship lending and credit facilities to SMEs. More specifically, our results suggest that unlike government and foreign banks, private banks do consider soft information from relationship lending while setting up the loan spread to SMEs. We can also confirm that exclusive banking relationship or repeated banking with private banks can soften credit conditions (loan maturity and covenants. Moreover, we found empirical evidence that banking relationship is important for private banks in terms of SME credit risk evaluation. Finally, as according to our expectation, the results confirm that regardless of prior relationship, private banks are more depended on collateral-based lending to SMEs than government-owned or foreign banks.
Full Text Available The University of Arizona Libraries currently circulates over three hundred pieces of equipment including laptops, netbooks, projectors and iPads. This article describes the best practices and workflows we have developed since 2003 to create a laptop/equipment lending program that is efficient and mindful of financial resources and that our student body loves and continues to support.
Carli, Francesco; Uras, R.B.
This paper characterizes an optimal group loan contract with costly peer monitoring. Using a fairly standard moral hazard framework, we show that the optimal group lending contract could exhibit a joint-liability scheme. However, optimality of joint-liability requires the involvement of a group
Smets, Lode; Knack, Stephen
This study investigates the impact of World Bank development policy lending on the quality of economic policy. It finds that the quality of policy increases, but at a diminishing rate, with the cumulative number of policy loans. Similar results hold for the cumulative number of conditions attached to policy loans, although quadratic specifications indicate that additional conditions may ev...
McIntosh, Wm. Alex; Zey-Ferrell, Mary
Path analysis examines an analytical model of decision making by lending officers of 211 Texas banks when recommending agricultural technology to farmer-clients. Model analyzes effects of loan officers' ascribed/achieved personal characteristics and perceptions of organizational constraints during three stages of decision process: using…
... credit transactions be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Based on the annual percentage increase in the... Lending Act (TILA) for exempt consumer credit transactions \\1\\ from $25,000 to $50,000, effective July 21...
Full Text Available The purpose of the paper is to explore and analyze of current market trends in the global market of syndicated lending, characterized its regional structure, identify its specific features and characteristics in different regions of the world and defining the main directions of further development of the global market of syndicated lending. Methodology. The research is based on statistical information from public sources from different countries concerning the development of syndicated loans. Data was also obtained from the websites of leading credit rating agencies, exploring the development of syndicated lending. Also, in the study of the issue, analytical articles on the development of syndicated lending in the world were used. Results. The development of syndicated loan market in recent years is characterized by: rapid growth of the volume and number of transactions; international nature; determining influence the US and Western Europe to market dynamics; active actions of international financial institutions in the developing countries markets; simplification of credit agreements conditions; consolidation of basic parameters of the loan – the total transaction amount and term of the loan. The dynamics of the global market of syndicated lending and its profitability determines the ratio between the leveraged and investment grade loans, which development depends on the overall market situation. Based on the analyzed of main factors it was found that in the short term the market will continue to grow, however quite slowly. Practical implications. Research of the syndicated loan market makes it possible to understand more about the mechanism of functioning of the modern financial sector. In our opinion, special attention should be paid to markets in developing countries which have considerable growth potential. Value /originality. It is first time we have grouped countries due to the main aspects of syndicated lending, such as: the amount of
Sarolta, Simigne Fenyo
The objective of the present study is to investigate sign language culture as part of multiculturalism in Hungary. The study consists of two parts. Referring to the 13 national and linguistic minorities living in the territory of Hungary, the first part gives a short account of the narrower interpretation of multiculturalism according to which it…
Basic characteristics of the market for bioenergy (biomass, biogas and biofuels) in Hungary and consequences for business environment are summarized, based on a SWOT analysis. RES is the priority issue to which a lot of attention is paid both at governmental and private level; private investors should view RES as a new niche for their business activities. Standard approach based on a thoroughly done preparation of the project in terms of profitability and risk assessment is necessary in order to avoid potential financial losses due to changed market conditions or differences between assumptions and business reality. Some recommendations for entry on the Hungarian bio energy market are presented: (1) Generally, look for success stories in the Netherlands first and then look for places where such proved and time-tested technologies could be used in Hungary with respect to local specifics. In such way, you can find market niches where investment can be made or new products can be launched; (2) For retail selling it is appropriate to establish business contacts with existing dealers and associations and offer own products through their distribution network. This scheme has the advantage of low initial costs as well as risks involved; (3) In the case of large investments into equipment complexes using RES it seems more appropriate to refer directly either to municipal authorities on whose cadastre the investment should take place or to specialized consultancy agencies that can support the plan with additional information on legal requirements, national programmes supporting RES or available technology. Of course, direct collaboration with well-established local partner can be beneficial for both sides too; (4) If you want to receive up-to-date information on particular aspects of the biomass market in Hungary, you can refer to some governmental organisations associations referred in the key contact addresses.
Szabó, Dorottya; Sándor, Gábor László; Tóth, Gábor; Pék, Anita; Lukács, Regina; Szalai, Irén; Tóth, Georgina Zsófia; Papp, András; Nagy, Zoltán Zsolt; Limburg, Hans; Németh, János
The aim of this study was to estimate the prevalence and causes of blindness, severe visual impairment (SVI), moderate visual impairment (MVI), and early visual impairment (EVI) and its causes in an established market economy of Europe. A cross-sectional population-based survey. A sample size of 3675 was calculated using the standard Rapid Assessment of Avoidable Blindness (RAAB) software in Hungary. A total of 105 clusters of 35 people aged 50 years or older were randomly selected with probability proportionate to size by the Hungarian Central Statistical Office. Households within the clusters were selected using compact segment sampling. Visual acuity (VA) was assessed with a Snellen tumbling E-chart with or without a pinhole in the households. The adjusted prevalences of bilateral blindness, SVI, MVI and EVI were 0.9% (95% CI: 0.6-1.2), 0.5% (95% CI: 0.2-0.7), 5.1% (95% CI: 4.3-5.9) and 6.9% (95% CI: 5.9-7.9), respectively. The major causes of blindness in Hungary were age-related macular degeneration (AMD; 27.3%) and other posterior segment diseases (27.3%), cataract (21.2%) and glaucoma (12.1%). Cataract was the main cause of SVI, MVI and EVI. Cataract surgical coverage (CSC) was 90.7%. Of all bilateral blindness in Hungary, 45.5% was considered avoidable. This study proved that RAAB methodology can be successfully conducted in industrialized countries, which often lack reliable epidemiologic data. The prevalence of blindness was relatively low, with AMD and other posterior segment diseases being the leading causes, and cataract is still a significant cause of visual impairment. © 2017 Acta Ophthalmologica Scandinavica Foundation. Published by John Wiley & Sons Ltd.
Full Text Available In this article, the Hungarian ICT Industry related research and development is analysed. The developments and characteristics of the sector are described on one hand on the available statistics and on the other hand on interviews taken with the representatives of leading ICT companies in Hungary. In this short paper in order to have a larger database, we use a more aggregated definition of ICT sector according to European Commission DG JRC, IPTS (NACE rev.1.1. The main objectives of the paper are: to present the main characteristics of the sector and to explore the main causes of relatively low R&D activity of the ICT sector.
Yau, L; Newman, M; Gascard, M
A microcomputer-based, net-lending interlibrary loan system was developed at Lane Medical Library, Stanford University. The system, designed to generate the monthly billing invoices and all necessary statistical reports, has reduced the time required for logging-in procedures and compilation of monthly, quarterly, and annual statistics. User menus, help screens, and choice fields were developed explicitly for library staff who have little or no computer experience. The program was written using the DataEase database management software running on IBM PC, XT, AT, or compatible with a minimum of 512K RAM. Described are features of this automated interlibrary loan management system and its use in a net-lending interlibrary loan department. It focuses on data entry in the "Library Directory" and "ILL Log Sheet," details of billing invoices, and statistical reports, and flexibility in modifying tax rates, borrowing fees, and other parameters.
Full Text Available Abstract In this paper, we introduce models of sequential decision making in consumer lending. From the definition of adverse selection in static lending models, we show that homogenous borrowers take-up offers at different instances of time when faced with a sequence of loan offers. We postulate that bounded rationality and diverse decision heuristics used by consumers drive the decisions they make about credit offers. Under that postulate, we show how observation of early decisions in a sequence can be informative about later decisions and can, when coupled with a type of adverse selection, also inform credit risk. We show through two examples how lenders may use such information in setting their offer rates.
2016 Major Automated Information System Annual Report Army Contract Writing System (ACWS) Defense Acquisition Management Information Retrieval...Program Information Program Name Army Contract Writing System (ACWS) DoD Component Army Responsible Office Program Manager References MAIS...UNCLASSIFIED 4 Program Description The Army Contract Writing System (ACWS) will be the Army’s single, next-generation, enterprise-wide contract writing
Chris Stewart; Benn Robertson; Alexandra Heath
This paper describes the Australian banking system, highlighting ways in which it differs from other major banking systems. It draws together themes from previous work conducted at the Reserve Bank of Australia (RBA), and outlines the role the banking system plays in the transmission of monetary policy and the transformation of risk. The paper also discusses some more recent trends, including the increased focus on deposit funding and potential changes in the determination of lending rates du...
"The paper identifies a set of core concepts that reflect key "political economy" factors shaping the policy reform process that can assist in guiding the policy-based lending (PBL) design process. It discusses the recurring themes that constrain the effectiveness of PBL, reviews from a political economy perspective the PBL experience at the Asian Development Bank (ADB) and elsewhere, and identifies some outstanding conceptual issues that would have to be tackled in the future in order to inc...
Full Text Available Aims, tasks and priorities of medium term development plans of national waste management were defined in the National Waste Management Plan, which was made for the period of 2003–2008 in Hungary. Supporting of the European Union is indispensable for carrying out of plan. The most important areas are related to the developing projects of municipal solid waste treatment (increasingthe capacity of landfills, accomplishment of the infrastructure of selective waste collection, building of new composting plants. The national environmental policy does not focus sufficiently on the prevention of waste production. Due to the high expenses of investment and operation the energetic recovery and the incineration of municipal solid waste do not compete with the deposition. We inclined to think that the waste management of Hungary will be deposition-orientated until 2015. The main problems to the next years will be the lack of reprocessing industry of plastic and glass packaging waste. The high number of to-be-recultivated landfills and the attainability of necessary financial sources are also serious problems. There are many questions. What is the future in national waste management? How can we reduce the quantity of dumped waste? What are challenges of national waste management on the short and long term?
Bakonyi, Tamás; Erdélyi, Károly; Brunthaler, René; Dán, Ádám; Weissenböck, Herbert; Nowotny, Norbert
Usutu virus (USUV, Flaviviridae) was first reported in Europe in Austria in 2001, where it caused wild bird (mainly blackbird) mortality until 2005. Since 2006 no further USUV cases were diagnosed in the country. However, the virus emerged in other European countries (Hungary, Italy, Switzerland, Spain, Germany and the Czech Republic) between 2005 and 2011. In 2016, widespread USUV-associated wild bird mortality was observed in Germany, France, Belgium and the Netherlands. In this study, we report the results of passive monitoring for USUV in Austria and Hungary between 2010 and 2016. In Hungary, USUV caused sporadic cases of wild bird mortality between 2010 and 2015 (altogether 18 diagnosed cases), whereas in summer and autumn 2016 the number of cases considerably increased to 12 (ten blackbirds, one Eurasian jay and one starling). In Austria, USUV was identified in two blackbirds in 2016. Phylogenetic analyses of coding-complete genomes and partial regions of the NS5 protein gene revealed that USUVs from Hungary between 2010 and 2015 are closely related to the virus that emerged in Austria in 2001 and in Hungary in 2005, while one Hungarian sequence from 2015 and all sequences from Hungary and Austria from 2016 clustered together with USUV sequences reported from Italy between 2009 and 2010. The results of the study indicate continuous USUV circulation in the region and exchange of USUV strains between Italy, Austria and Hungary. PMID:29018253
Bakonyi, Tamás; Erdélyi, Károly; Brunthaler, René; Dán, Ádám; Weissenböck, Herbert; Nowotny, Norbert
Usutu virus (USUV, Flaviviridae) was first reported in Europe in Austria in 2001, where it caused wild bird (mainly blackbird) mortality until 2005. Since 2006 no further USUV cases were diagnosed in the country. However, the virus emerged in other European countries (Hungary, Italy, Switzerland, Spain, Germany and the Czech Republic) between 2005 and 2011. In 2016, widespread USUV-associated wild bird mortality was observed in Germany, France, Belgium and the Netherlands. In this study, we report the results of passive monitoring for USUV in Austria and Hungary between 2010 and 2016. In Hungary, USUV caused sporadic cases of wild bird mortality between 2010 and 2015 (altogether 18 diagnosed cases), whereas in summer and autumn 2016 the number of cases considerably increased to 12 (ten blackbirds, one Eurasian jay and one starling). In Austria, USUV was identified in two blackbirds in 2016. Phylogenetic analyses of coding-complete genomes and partial regions of the NS5 protein gene revealed that USUVs from Hungary between 2010 and 2015 are closely related to the virus that emerged in Austria in 2001 and in Hungary in 2005, while one Hungarian sequence from 2015 and all sequences from Hungary and Austria from 2016 clustered together with USUV sequences reported from Italy between 2009 and 2010. The results of the study indicate continuous USUV circulation in the region and exchange of USUV strains between Italy, Austria and Hungary.Emerging Microbes &Infections (2017) 6, e85; doi:10.1038/emi.2017.72; published online 11 October 2017.
... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Real estate lending standards; purpose and... § 560.100 Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart....S.C. 1828(o), prescribe standards for real estate lending to be used by savings associations and all...
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Interagency Guidelines for Real Estate Lending... STATEMENTS OF GENERAL POLICY REAL ESTATE LENDING STANDARDS Pt. 365, App. A Appendix A to Part 365—Interagency Guidelines for Real Estate Lending Policies The agencies' regulations require that each insured depository...
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Truth in Lending Act-Relief from reimbursement... PRACTICE FILING PROCEDURES Other Filings § 303.248 Truth in Lending Act—Relief from reimbursement. (a) Scope. This section applies to requests for relief from reimbursement pursuant to the Truth in Lending...
... PROTECTION 12 CFR Part 1026 Truth in Lending (Regulation Z): Adjustment to Asset-Size Exemption Threshold... (Truth in Lending) to reflect a change in the asset size threshold for certain creditors to qualify for... requirements, Savings associations, Truth in lending. Authority and Issuance For the reasons set forth in the...
Bertay, A.C.; Demirgüc-Kunt, A.; Huizinga, H.P.
Abstract: This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries with good governance. Lending by state banks in high income countries is even countercyclical. On the liability side, state banks expand potentially unstable non-deposit
Bertay, A.C.; Demirguc-Kunt, Asli; Huizinga, Harry
This paper finds that lending by state banks is less procyclical than lending by private banks, especially in countries with good governance. Lending by state banks in high income countries is even countercyclical. On the liability side, state banks expand their total liabilities and, in particular,
usacac.army.mil/CAC2/CAL. LEADER TRANSITION MODEL Leader Transitions Handbook 1 The Army Leader Transitions Handbook is designed to help leaders plan and...D-1) Managing transitions is a leadership responsibility. Leader transitions within the Army are significant events for any organization due to...current. Administrative skills - Brush up on personnel management , especially leader development. Know UCMJ, promotions, administrative discharge
Molnar, S. [Systemexpert Consulting Ltd., Budapest (Hungary)
In Hungary there are four main governmental programs, which may result in a decrease of emissions of anthropogenic greenhouse gases (GHGs): (1) National program of energy efficiency improvement and energy conservation, (2) Afforestation program, (3) Volatile organic compounds (VOC) emission reduction program, and (4) Program to reduce the use of ozone depleting substances. These ambitious programs were launched in the beginning of the 90`s, but they have been slowed down because of budgetary problems. The comprehensive action plan for mitigation of GHG emissions should be based on these ongoing programs. These programs should be expanded by further measures and programs in order to fulfill the requirements of the FCCC. In the next sections the results and prospects of the above mentioned programs will be summarized. Also the results of the mitigation study supported by the U.S. Country Studies Program are included.
Full Text Available Drawing up cultural macro-regions in Hungary is hardly possible as not even two of the highly developed mezo-regions are contacting, not speaking about forming a bloc; they rather constitute a mosaic on the country map. Those on medium cultural level make up two groups, while, though the ones with a low standard are mostly found along the Danube as a single bloc, they are isolated by Pest county, statistically grouped in one region with them, with a genuine cultural level far exceeding the low cluster. Consequently, it is only justified to speak about cultural regions in the sense that, on the whole, Dunántúl is on a higher standard than the eastern half of the country.
Hlavenková, Lucia; Gábor, Olivér; Benus, Radoslav; Smrcka, Václav; Jambor, Jaroslav; Hajdu, Tamás
This paper deals with cases of diffuse idiopathic skeletal hyperostosis (DISH) found at the Late Roman Age necropolis in Pécs, Hungary (4th century AD). The skeletal remains of two male individuals, aged between 60-70 years and 45-55 years, displayed right-sided ossification of the anterior longitudinal ligament with extra-spinal manifestations typical in DISH cases. It is presumed that both male individuals were middle-class citizens. Their social status was supplemented with trace element analysis in order to reconstruct the dietary habits of the urban population. Concentrations of Sr and Zn indicated a predominantly vegetal diet. Potential DISH risk factors and associations were subsequently discussed and compared with our findings.
Full Text Available In Hungary a huge part of wooden plants are shrubs. Flora of hungarian forests is among the richest in Europe. Many plants can be classified as shrubs or trees as well, circumstances during their development define what they will become. The diverse world of shrubs and weeds delights the eye under 20-30 meter high trees. From these there are some well known which basically everybody recognises is lilac (Syringa vulgaris, elderberry (Sambucus nigra, dog-rose (Rosa canina, single-seeded hawthorn (Crataegus monogyna and common buckthorn (Rhamnus cathartica. To get these species better known – and occasionally foreshadowing their wood industry usage in some way – it is expendient to familiarize ourselves with their microscopic structure and characteristics. Nowadays there are several imaging methods known, however for examining floral tissue the optical microscope is still the most common one to be used.
Full Text Available This paper presents the initial results of a significant research project conducted under the IOC PhD Student Research Grant Program with the support of the Hungarian Olympic Committee. Macro- and meso-level analyses were conducted within the framework of this research to analyze the competitive position of the Hungarian elite sport policy system. In the following, an essential part of the research will be presented with the aim of modeling the efficiency of the Hungarian sport funding system as the increasingly international sporting competition forces governments to invest more money in elite sport development just so they can maintain their elite sport success as the supply of medals remains basically constant. Due to these diminishing returns to the scale of investment, an elite sporting system with an efficient structure will be key in future sporting success. Data collection was based on information gained through a general questionnaire and interviews with the main stakeholders of national sport federations and the Hungarian Olympic Committee, which is the main governing body of Hungarian high-performance sport. Data collection focused on the sixteen prioritized sport federations and the five team sports that benefited from a tax relief system. Secondary data were collected regarding the national public funding for sport, elite sport, and sport by sport since 2006, and Gracenote’s database was used to analyze historical performance in the different disciplines and compare Hungarian performance with that of other countries. This research will provide information to policy makers about the competitive position of Hungary in elite sport and, in this respect, explore the critical success factors that will allow Hungary to assess how best to manage its future success in an increasingly competitive international environment.
Full Text Available In Hungary organic food market has both demand and supply oriented aspect: several times not necessary products are distributed while the selection and volume of certain products are not satisfactory. Thus our aim was to develop a coordinated benchmark strategy to increase the trade of organic products. To get more details about the Hungarian organic food market we applied the “mystery shopping” method to observe changes in organic food supply and carried out a quantitative survey using a 1,000 member countrywide panel. Our results indicate that organic origin is considered somewhat important for every 4th respondent, while only 3.7% of the interviewees paid attention to put organic food products into their cart. The most serious obstacle is the doubt of surveyed individuals about the authenticity and the alleged benefits of organic products, complete with a high perceived price. “Price” is the most influential factor on shopping decision, but the advantageous “constant quality” and “health benefit” factors are just following it. Most of the respondents stated that they buy organic products directly from the producer (27.4%, but small retail outlets are likewise popular (though to a somewhat lesser extent. In conclusion, there is potential demand for ecological food products in Hungary. Although the proportion of conscious consumers is small; it significantly exceeds the current market share of the products. Consumers should be approached with better prices, smart retailing solutions and through awareness raising.
Nemes-Nikodém, Éva; Brunner, Alexandra; Tóth, Béla; Tóth, Veronika; Bánvölgyi, András; Ostorházi, Eszter
European guidelines on the treatment of Neisseria gonorrhoeae are based mostly on Western European data, although these recommendations may not be optimised for the circumstances in Hungary. The aim of the authors was to assess current antimicrobial resistance of Neisseria gonorrhoeae strains in order to enhance gonococcal antimicrobial surveillance in Hungary. Neisseria gonorrhoeae strains were isolated at the National Center of Sexually Transmitted Infections at the Department of Dermatology, Venerology and Dermatooncology of Semmelweis University in the period between January 2011 and June 2014. Antimicrobial resistance was determined with minimum inhibitory concentration measurement. Neisseria gonorrhoeae Multiantigen Sequence typing was used as molecular typing method. Resistance to the currently recommended extended spectrum cephalosporins is rare in Hungary, but there is an emerging azithromycin resistance among the Neisseria gonorrhoeae strains. Revision of the national treatment guideline must consider that the most frequent sequence types of Neisseria gonorrhoeae strains causing infections in Hungary are mainly resistant to azithromycin.
... 16 Commercial Practices 1 2010-01-01 2010-01-01 false Interpretation of Truth-in-Lending Orders consistent with amendments to the Truth-in-Lending Act and Regulation Z. 14.16 Section 14.16 Commercial... INTERPRETATIONS, GENERAL POLICY STATEMENTS, AND ENFORCEMENT POLICY STATEMENTS § 14.16 Interpretation of Truth-in...
reports. Army Times; Oct. 24, 1988; 49(11): p. 8. Panama harrassment down. Army Times; Nov. 14, 1988; 49(14): p. 28. PARENTING LEAVE OF ABSENCE SEE LEAVE OF...EQUIPMENT AND SUPPLIES--SALES A pattern of failure. Army Times; Jul. 25, 1988; 48(50): p. 19. SEXUAL HARASSMENT Ever been sexually harassed? Army Times; Dec
8. PERFORMING ORGANIZATION REPORT NUMBER 9. SPONSORING/MONITORING AGENCY NAME(S) AND ADDRESS(ES) Dr. Richard M. Meinhart U.S. Army War...Austin Project Adviser Dr. Richard M. Meinhart U.S. Army War College Faculty Mentor This manuscript is submitted in partial...Improving Army Operational Contract Support by Colonel Daryl P. Harger United States Army United
48): p. 2. FLAGS--U. S. Flag yarns. Army Times; Aug. 7, 1989; 49(52): p. 47. FLEA COLLARS Army takes swat at Gis wearing flea collars. Army Times...AND DEVELOPMENT Rifle of the future? Army Times; May 1, 1989; 49(38): p. 14. ROBOTS Army, Marines to test battle robot effectiveness. Army Times; Aug...7, 1989; 49(52): p. 26. Baptism by fire for robots . Army Times; Oct. 9, 1989; 50(9): p. 35. E 127 ROTC SEE RESERVE OFFICER TRAINING CORPS (ROTC
Full Text Available The pass-through of the policy rates to bank lending rate is an important subject matter because it measures the effectiveness of monetary policy to control inflation or stabilize the economy. This study investigates the long-run interest rate pass-through of the money market rate to the bank lending rate and asymmetric adjustment of the bank lending rate. The study applies the momentum threshold autoregressive and asymmetric error correction models. The asymmetric error correction results reveal that bank lending rate adjusts to a decrease in the money market rate in South Africa. The findings suggest that the South African commercial banks adjust their lending rate downward but the lending rate appears rigid upward, which supports the customer reaction hypothesis.
Geodiversity represents a variety of natural values, but they are threatened by a series of anthropogenic activities and land degradation processes. Their effect depends on the intensity of the processes and the sensitivity of the area in question. As a consequence of land degradation processes not only biodiversity but also geodiversity can be damaged and deteriorated. The appearance of the natural landscape changes and natural processes may not have a decisive role in landscape development any more. Some of the damages are irreversible because fundamental changes happen in the landscape, or the processes having created the original forms are no longer in operation. Small scale land degradation processes may be reversible if nature is still capable of reproducing the original state. The most important land degradation processes are desertification and soil erosion. Mining, waste disposal, urbanisation and construction activities, agriculture, inaccurate forest and water management, tourism, unsuitable land use can also lead to severe land degradation problems. The objective of the paper is to show Hungarian examples to all land degradation processes that threaten geodiversity. The results will be shown on a series of maps showing land degradation processes endangering geodiversity in Hungary. A detailed analysis of smaller study sites will be provided to show the effects of certain land degradation processes on landform development and on the changes of geodiversity. This research is supported by the Hungarian Scientific Research Fund (OTKA), project Nr. 10875.
Abdul Majid, Muhamed Zulkhibri
Based on a bank-level panel dataset for Malaysian banks from 1997 to 2005, this paper analyzes the effects of bank-specific characteristics, bank specialization and portfolio concentrations on the transmission of monetary policy via bank lending channel in a fairly well-developed financial system. The dynamic panel regression results provide evidence in favour of the bank lending channel theory and consistent with other empirical evidences that the bank lending channel operating via small and...
Pinke, Zsolt; Ferenczi, László; Romhányi, Beatrix F; Laszlovszky, József; Pow, Stephen
In their recent article published in the journal Scientific Reports, Büntgen and Di Cosmo have attempted to solve the historical mystery of the sudden Mongol withdrawal from Hungary after a year-long occupation. We cannot share the authors' viewpoint that environmental circumstances contributed to the decision of the Mongols to abandon Hungary since the hypothesis lacks support from environmental, archaeological and historical evidence. Historical source material in particular suggests that the Mongols were able to settle and sustain their herds in Hungary as is clearly stated in a letter by King Bela IV to the pope. The Mongol army arrived in the kingdom at the end of a severe drought, and we present empirical evidence that the abundant rain in the spring of 1242 CE did not worsen but rather improved their prospects for sufficient food supplies and pasturage. The marshy terrain of the Hungarian Plain likely did not precipitate the Mongol withdrawal as the Mongol high command ultimately stationed their main forces around the marshy Volga Delta. In contrast to what Büntgen and Di Cosmo have suggested, we argue that the reasons for the sudden withdrawal cannot be explained largely by environmental factors.
SHEN, YAN; SHEN, MINGGAO; XU, ZHONG; BAI, YING
Summary Using panel data collected in 2005, we evaluate how bank size, discretion over credit, incentive schemes, competition, and the institutional environment affect lending to small- and medium-sized enterprises in China. We deal with the endogeneity problem using instrumental variables, and a reduced-form approach is also applied to allow for weak instruments in estimation. We find that total bank asset is an insignificant factor for banks’ decision on small- and medium-enterprise (SME) lending, but more local lending authority, more competition, carefully designed incentive schemes, and stronger law enforcement encourage commercial banks to lend to SMEs. PMID:26052179
At the end of 2008 Kiva.org announced the creation of “Lending Teams,” or cohesive open or closed membership groups established and categorized according to scope. These Lending Teams introduce forms of cooperative many-to-one and many-to-many group lending, based on tenuous concepts of identity. Groups vary according to category, size, scope, and activity, and this impacts participatory vitality of crowd-sourced lending. Looking specifically at Kiva.org as a prominent online community for p...
142 U.S. Constitution, amendment 19. 143 U.S. Constitution, amendments 18 and 21. 144 Martin L. King, Jr., “I Have a Dream . . .” speech, March on...Washington, 1963, accessed 28 January 2015, http://www.archives.gov/press/exhibits/ dream - speech.pdf. 55 cultural values, then we are at once...and prophetic motto: This We’ll Defend. Living the Army Ethic inspires our shared identity as trusted Army professionals with distinctive roles as
particular skill set. Instead, the Army must recruit from a very broad cross section of the American population to ensure that it meets recruiting...combat troops to Vietnam.27 Regardless of the popular opinion of the military, the country’s leadership chose to transition to the AVF, which thus...revealed one approach to overcome this hurdle: market the Army as a technologically savvy organization that offered valuable skills training.41 As
The article provides an overview of the development of teaching science in Hungary during both the time of the dual monarchy and the newly established independent Hungary after 1920. The integration of Hungary into the Austro-Hungarian Monarchy (1867-1918) strengthened the effect of German speaking European science, the results of which were…
Vér Gáspár Katalin
Full Text Available The education system in Hungary has been greatly criticized in the last decades regarding the standards and quality of education and its ignorance towards labour market demands. The present study focuses on factors affecting the quality of education. The first part of the research analyses the relationship between public education and competitiveness in Hungary. In the second part of the research, with the help of the linear regression model and of other statistical and mathematical tools, we tried to identify those explanatory variables which influence and mostly determine the quality of public education.
"This paper discusses the consequences of the ongoing transformation for migration in Hungary. We investigate migration flows towards the Hungarian capital, provincial capitals, towns and rural areas, using a life-course approach. A main aspect within this question is whether there are substantial differences in the migration patterns between the different settlement types. We present answers to questions [about] how the migration patterns changed in the period 1970-1994 and what changes in the kind of triggers resulting [in] moves occurred. The analysis is focused on different settlement types in Hungary: the capital Budapest, 18 provincial capitals, the towns and the rural communities." excerpt
Full Text Available Hopelessness Scale (BHS developed by Aaron Beck is an internationally accepted measure in the prediction of suicide. Our study focusssed on the adaptation of the scale in Hungary and its psychometric analysis. From the 1950s Hungary has always been among the top ten countries with the highest suicide rates in the world therefore a valid and reliable measure as a screening instrument in suicide prevention has utmost importance. Three different Hungarian samples (depressed patients with and without suicide attempt as well as control subjects participated in the research. Results showed that the Hungarian version of BHS is a valid and reliable measure.
De Lorenzo, R A; Freid, R L; Villarin, A R
Safety is a principal concern for everyone in aviation, including those in military and civilian aeromedical programs. The U.S. Army flies thousands of helicopter missions each year, including many aeromedical flights. The comparison between Army general and aeromedical aviation crash data provides a benchmark for establishing patterns in aeromedical safety and may be useful for similar programs examining safety profiles. To determine the crash rates of Army aeromedical rotary-wing (helicopter) programs and compare them with crash rates in Army general aviation. Retrospective review of safety data from 1987 to 1995. Crashes or mishaps are categorized into three classes: A, B, and C. Class A reflects the most serious mishap and involves loss of life or aircraft destruction, whereas classes B and C represent lesser but still significant mishaps. Crash rates are compared on a year-by-year basis and are reported as events per 100,000 flight hours. Statistical analysis was performed by the z test with Yates' correction, with significance set at p crash rate was 1.86 compared with the aeromedical rate of 2.02. The mean general class A to C crash rate was 7.37 compared with the aeromedical rate of 7.44. Between 1992 and 1995, there were 3 years when the Army aeromedical program suffered no class A mishaps. Differences between study groups are statistically significant, but they are interpreted conservatively given the very low incidence of mishaps in both groups. Both rates are comparable with published civilian mishap rates. There is a very low overall incidence of crashes in both groups. There may be no practical difference between Army general and aeromedical aviation mishap rates. Furthermore, Army crash rates are comparable with published civilian mishap rates.
Alexander P. Abramov
Full Text Available On the basis of historical material provides information on measures of state and military administration on the eve of the First World War to improve the welfare of Russian officers and Austro-Hungary, through various forms of material incentives, which are reflected in the cash payments, promotions, awards and social guarantees. On the basis of archival materials of the study period, open scientific publications and Internet resources there are disclosed the features of the destination of salaries, various allowances and compensations Russian army in comparison to the Austro-Hungarian army, who spoke Russian opponent in the First World War. The author notes that the existing system of money allowances in the Russian army was more advantageous than in the Austro-Hungarian army. However, neither one nor the other could not fully meet the needs of the majority of officers of both armies, entered as opponents in the First World War. One of its major shortcomings, both in Russia and in the Austro-Hungarian Empire, was a wide gap in the amounts of all kinds of money allowances between chief officers, staff officers and generals.
... 12 CFR Part 614 RIN 3052-AC60 Loan Policies and Operations; Lending and Leasing Limits and Risk Management AGENCY: Farm Credit Administration. ACTION: Final rule. SUMMARY: The Farm Credit Administration... limits (lending limits) and loan and lease concentration risk mitigation (risk mitigation) with a delayed...
... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Interagency Guidelines for Real Estate Lending... H) Pt. 208, App. C Appendix C to Part 208—Interagency Guidelines for Real Estate Lending Policies... secured by liens on or interests in real estate or made for the purpose of financing the construction of a...
... 7 Agriculture 15 2010-01-01 2010-01-01 false Requirements for lending from Revolving Loan Fund... BUSINESS-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Economic Development Loan and Grant Programs § 4280.23 Requirements for lending from Revolving Loan Fund...
In the context of low-income countries, the role of donors in public policymaking is of great importance. Donors use a combination of lending and non-lending instruments as pathways of influence to shape policy directions in aid-recipient countries. This paper reports some findings from a doctoral study on the role of the World Bank in the recent…
Pham, Thi Thu Tra; Lensink, Robert
This paper compares lending policies of formal, informal and semiformal lenders with respect to household lending in Vietnam. The analysis suggests that the probability of using formal or semiformal credit increases if borrowers provide collateral, a guarantor and/or borrow for business-related
Lensink, B.W.; Pham, T.T.T.
This paper compares lending policies of formal, informal and semiformal lenders with respect to household lending in Vietnam. The analysis suggests that the probability of using formal or semiformal credit increases if borrowers provide collateral, a guarantor and/or borrow for business-related
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false What are the requirements for construction and development lending? 723.3 Section 723.3 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS... development lending? Except as provided in § 723.4 or unless your Regional Director grants a waiver, loans...
Beck, T.H.L.; Büyükkarabacak, B.; Rioja, F.; Valev, N.
While theory predicts different effects of household credit and enterprise credit on the economy, the empirical literature has mainly used aggregate measures of overall bank lending to the private sector. We construct a new dataset from 45 developed and developing countries, decomposing bank lending
... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... required by that paragraph, the “Warning of Copyright for Software Rental” shall be affixed to the...
Full Text Available This study examined the impact of the crisis on bank lending in Indonesia. The crisis was also interacted with profitability and liquidity to see the impact of profitability and liquidity during the global economic crisis on bank lending in Indonesia. This study involves bank specific as control variable and macroeconomic variables. Using panel data, I constructed a panel of 1,372 bank-year observations for 98 banks in Indonesiain the period 2002-2015. The empirical results showed that the profitability proxyed from Return On Asset affected bank lending negatively, but this effect was relatively insigniﬁcant. The study also found a positive and significant impact between liquidity and bank lending in Indonesia. Meanwhile only GDP which had a significant impact on lending with a positive sign.
Mansor H. Ibrahim
Full Text Available In this paper, we examine the interrelations between bank lending, macroeconomic conditions and financial uncertainty for an emerging economy, Malaysia. Adopting time series techniques of cointegration, causality and vector autoregressions (VARs, we arrive at the following main results. We note long run positive relations between real output and both real bank credits and real stock prices. However, with slow adjustment of real output in responses to credit expansion or stock price increase and weak exogeneity of the latter two variables, both credits and stock prices can be persistently higher than their fundamental values. The phenomenon can be detrimental since it heightens market uncertainty. Our results suggest that heightened market uncertainty is negatively related to output in the long run and, on the basis of dynamics analysis, it is likely to depress real output, real credit and real stock prices. At the same time, we note significant dynamic impacts of interest rate shocks on other variables. Taken together, these results have important implications for macroeconomic performance and stability for the case of Malaysia.
Rosenberg, Angela; Margolis, Lewis H; Umble, Karl; Chewning, Linda
This study describes the effects of interdisciplinary leadership training on a retrospective cohort (2001-2009) of the University of North Carolina MCH Leadership Education in Neurodevelopmental and Related Disabilities (UNC-CH LEND) program, including LEND graduates who were selected to participate in a focused Interdisciplinary Leadership Development Program (ILDP) in addition to their LEND training. Specifically, the study examined graduates' reports of the relationship between LEND training and their attitudes/beliefs about interdisciplinary practice, as well as their reported use of interdisciplinary skills in their post-fellowship practice settings. Using a post-test design, participants in the LEND and ILDP programs were contacted to complete an on-line survey. Using a Conceptual Model guided by EvaluLEAD, respondents were asked to rate the influence of the UNC-LEND training program on their attitudes/beliefs and skills using a 5-point Likert scale, as well as through open-ended descriptions. The 49 LEND respondents represented a 56% overall response rate from years 2001-2009. ILDP participants reported greater agreement with interdisciplinary attitudes/beliefs and more frequent use of interdisciplinary skills than did the non-participants. Graduates of LEND as well as ILDP reported the influence of training through a range of qualitative responses. Response examples highlight the influence of LEND training to promote outcomes at the individual, organizational and systems level. Findings from this study illustrate that MCHB funded LEND training has a strong influence on the future employment and interdisciplinary practices of graduates for the MCH workforce as well as services for individuals with developmental disabilities, their families and systems of care.
The paper is a case-study introducing a national project in Hungary establishing a countrywide public administration customer service system where accessibility was a key issue. Starting from the concept the paper describes the methods and organisational background how accessible design was integrated in the planning method and gives a feedback of site experiences.
Brown, David L.; Kulcsar, Laszlo J.; Kulcsar, Laszlo; Obadovics, Csilla
This research focuses on pathways by which national level macro-social transformations are transmitted to local communities. Our case is Hungary where we examine the relationship between post-socialist economic restructuring, widespread industrial dislocations, and urban-rural migration. Using secondary data from the Hungarian Central Statistical…
Provides an inside perspective on the development of social work education in Hungary during the final years of communism and after the country regained its independence, when there was a strong focus on re-introducing social work and social sciences which had been repressed by the socialist regime in its denial of social problems and thus, its…
Full Text Available Species composition and vegetation structure by association and local diagnostic, constant and dominant species of Iridetum sibiricae was analysed from Hungary adjusting to the evaluation of European vegetation. Classification, ordination and statistical analyses was carried out to characterize and make distinction to some other wet meadow vegetation types. In the association habitat and management dependent subunits were formed.
Full Text Available The Department of Botany has been focusing on investigating rare taxa of theHungarian dendroflora since 1989. The research dealt with nearly 50 species regarding conditions of occurrence, habitat preference, reproduction and possible conservational management up to 2003. In the investigation of species, chorology was of primary importance. Since 1993 occurrence data have been systematically collected. As a first result, CEU grid-maps of 142 species, including all the rare dendrotaxa in Hungary, were published (Bartha – Mátyás 1995 using grid squares of 10' long. × 6' lat. equalling approx. 12 × 11 km. With organizational and methodological experience, focuses have moved to processing, correction and mapping of reference, herbaria and new field records. A detailed evaluation of the distribution of 34 rare species in Hungary was made and published (Bartha et al 1999. The Department of Botany at the University of West Hungary has been project coordinator of ‘Floristic Mapping of Hungary’ since 2001. The present study describes actual distribution maps of 20 rare tree- and shrub species with short analyses of their conditions in Hungary.
Rural poverty has become an increasingly ethnicised category for the majority society in contemporary Hungary. The article aims to explore the process and practice of social exclusion and ethnicisation in relation to mutual effects of post-socialist welfare restructuring and changing discourse on poverty in the post-socialist rural reality. The…
The article presents a comparative examination of the structure of political ideology in two post-communist countries, Serbia and Hungary. A broad set of indicators of specific political attitudes is reduced to a smaller number of latent ideological dimensions via factor analysis. The precise
Bajomi-Lázár, Péter; Lampé, Ágnes
This paper briefly overviews the theory and history of investigative journalism and assesses the political impact of investigative reporting in post-communist Hungary on the basis of a series of semi-structured interviews with award-win¬ning investigative journalists.
Mihalov-Kovács, Eszter; Gellért, Ákos; Marton, Szilvia; Farkas, Szilvia L.; Fehér, Enikő; Oldal, Miklós; Jakab, Ferenc; Martella, Vito
We identified unusual rotavirus strains in fecal specimens from sheltered dogs in Hungary by viral metagenomics. The novel rotavirus species displayed limited genome sequence homology to representatives of the 8 rotavirus species, A–H, and qualifies as a candidate new rotavirus species that we tentatively named Rotavirus I. PMID:25811414
Historically, schools have been homogenizing institutions that often disadvantaged people of color and ethnic and religious minorities. In this article I examine Roma education in Hungary, focusing on (re)production of racial identities and the negotiation of ethnic labels. I distinguish two models of education as they relate to ideas of…
Ortutay, András; Gyarmathy, V Anna; Marjanek, Zsuzsa; Nagy, Károly; Rácz, József; Barcs, István
Before 2014 (the year of closure of the two largest needle exchange programs in Hungary, which halved the number of available syringes in the country despite increased injecting risk practices) no HIV was reportedly acquired in Hungary among people who inject drugs (PWIDs) who were not also men who had sex with other men (MSM). In 2014, one and in 2015 two non-MSM PWIDs were newly diagnosed with HIV who supposedly became infected in Hungary, and both incident HIV cases in 2015 were diagnosed in the AIDS stage. In addition, two new (albeit supposedly imported) non-MSM PWID cases were also registered in the first three quarters of 2016, one of which subsequently was diagnosed with and then died of AIDS. At the same time, the prevalence of HCV doubled among PWIDs (from 24% to 49% in Hungary and from 34% to 61% in Budapest). The case that we discuss in this paper is a male PWID, who was diagnosed with HIV and AIDS in May of 2015 and then died of AIDS the next month. His HIV infection status was detected with delay, and then appeared in the official statistics as an incident PWID HIV case and an incident PWID AIDS case, but not as an incident PWID AIDS death. No contact tracing followed, even though it would have been relatively easy considering the circumstances. To our knowledge, no HIV post-exposure protocol exists in hospitals, in case of HIV exposure due to an eventual needle-stick injury. Our paper draws attention to recently published HIV and AIDS surveillance data, and shows the failure of the system. While sounding the alarm based on three newly detected PWID HIV cases in the past 2 years may be premature, there are definitely serious problems in the HIV detection and tracing system among PWIDs in Hungary.
Full Text Available This paper evaluates the relevance of the "bank lending channel'' of monetary policy transmission in Brazil. Disaggregated monthly data of the Brazilian banks balance sheets from December 1994 to December 2001 are analyzed. In addition to the short-term interest rate, we consider the effects of another monetary policy instrument frequently used in Brazil, represented by reserve requirements on overall banks deposits - demand, savings, and time deposits. Dynamic panel data techniques are employed. Our results suggest that the impact of reserve requirements is relevant and stronger for larger banks loans. This finding results from the progressive reserve rates required from banks, which affect to a greater extent banks with larger deposit volumes.Este artigo avalia o canal de empréstimos bancários na transmissão da política monetária. A análise foca os dados mensais desagregados do balanço patrimonial dos bancos comerciais brasileiros de dezembro de 1994 a dezembro de 2001. Em adição à taxa básica de juros de curto prazo, este estudo considera também os efeitos de um outro instrumento de política monetária usado freqüentemente no Brasil, representado pelos recolhimentos compulsórios sobre os depósitos à vista, de poupança e a prazo. A partir de técnicas de análise de dados em painel dinâmico, os resultados dos testes sugerem que o impacto dos compulsórios é relevante e é mais forte sobre os empréstimos dos grandes bancos, conclusão que decorre de recolhimentos compulsórios de caráter progressivo, que afetam mais fortemente os bancos com maiores volumes de depósitos.
ARMY COMMAND AND CONTROL MASTER PLAN TRADOC IN-HOUSE DA700359 *ARMY MODEL IMPROVEMENT PROGRAM- MOBA /MOUT TRADOC IN-HOUSE DACG9534 *ARMY MODEL...3 IN-HOUSE 8102553 *ARMY MODEL IMPROVEMENT PROGRAM- MOBA /MOUT 3 IN-HOUSE 8112536 DAOG9534 *ARMY STRATEGIC BALLISTIC MISSILE 5 BOTH 8202738 .40 DEFENSE...WORKING PARTY/TRAINING DEVELOPMENT WORK *ARMY MODEL IMPROVEMENT PROGRAM- MOBA /MOUT TRADOC IN-HOUSE DAOG9534 *ARMY MODEL IMPROVEMENT PROGRAM-CASTFOREM
In the early 1990s, having been freed from Soviet domination, small east central European countries, such as Hungary, Poland, the Czech Republic, Slovakia, and Romania, strove to establish democracy and a free market economy, and made a determined effort to join western democracies, by gaining admission to the European Union (EU) and the North…
advanced calisthenics , military movement, kettlebell and climbing drills are performed with increasing resistance. Endurance and mobility activities such as...strength required to perform functional movements against resistance. Calisthenics are the foundation of Army strength training and body management. They...Strength is further developed through the performance of advanced calisthenics , resistance training, climbing drills and the guerrilla drill. ENDURANCE 2
active during the war, and in 1920 , they succeeded in pressuring the Army to appoint a Director of Women’s Relations under the office of the G-1 General...Personnel management officials have found that after the glamour of being different wears off, their attitudes toward their work changes and they try to
PEO IEWS Program Executive Office Intelligence, Electronic Warfare and Sensors PGMM Precision Guided Mortar Munitions PGP Power Generation Platform PM...renewable energy systems, alternative energy systems, and thermoelectric devices. These mobile, tactical generators provide quality power to operate...supporting pre and post deployment training, increasing operational requirements, replacing Army Pre-Positioned Stocks and generating Theater
focus on study objectives and Army of the 80’s. b. Ensure training programs are compatible with new equipment. c. Visualize our strategy as designing for...tasks that the unit is expected to be able to perform ("playbook"). Annual requirements (EDRE, IG, TPI, FTX, MOBA , etc.) form the basis for the
.... How will they do it, and where will they find the personnel to fill the job?. The Army is forced to deal with insurgency in Iraq, a type of engagement they have not dedicated training to since the end of Vietnam...
Coleman, Nicholas; Feler, Leo
Although government banks are frequently associated with political capture and resource misallocation, they may be well-positioned during times of crisis to provide countercyclical support. Following the collapse of Lehman Brothers in September 2008, Brazil’s government banks substantially increased lending. Localities in Brazil with a high share of government banks received more loans and experienced better employment outcomes relative to localities with a low share of government banks. While increased government bank lending mitigated an economic downturn, we find that this lending was politically targeted, inefficiently allocated, and reduced productivity growth. PMID:28936027
Iyer, R.; Khwaja, A.I.; Luttmer, E.F.P.; Shue, K.
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different lending models that rely on screening by multiple
... Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate... requesting comment on, among other things, proposed changes to Regulation Z (Truth in Lending) to implement amendments to the Truth in Lending Act made by the Dodd-Frank Wall Street Reform and Consumer Protection Act...
This paper examines the economic changes that have taken place in recent years in two central European countries, Hungary and Poland. Findings in the paper are based on materials gathered during the summer of 1998 on a Fulbright-Hays seminar visit to Hungary and Poland and from talks with officials and professors in those countries. Observations…
Full Text Available The purpose is a mortgage market that occupies one of the major places among the financial mechanisms of economic stimulation and stable development of the economy. The mortgage market occupies one of the main places of financial mechanisms and economic incentives for the sustainable economic development. Mortgage lending covers the provision of long-term bank loans for the purchase, construction of residential real estate, as well as for repairs or to develop their own small businesses, where the collateral for such loans is real estate. Distinctive features of mortgages include: mortgages, like any collateral, in fact, is a way to ensure proper implementation of the other (main liabilities – loan or credit agreement, lease, contract, compensation, etc.; the subject of a mortgage is always real estate. Real estate includes land plots and everything that is firmly associated with them: buildings, perennial plants, etc.; mortgaged property remains in the possession of the debtor; the agreement between the creditor and the debtor on the establishment of a mortgage is formalized by a special document – the mortgage, which is also subject to state registration. The mortgage crediting is the method of accumulation of financial resources, effective instrument of bank activity, and an important factor in economic development of the country on the whole. Research results are market of the real estate and financial services development, to the revival of fund market, here the mortgage crediting is capable not only of activating reforms in industries of the economy but also gradually providing the decision of housing problems of the population. Practical consequences consist in the solution of problems that are related to the market for mortgage services of Ukraine’s development from 2006 to 2016. Value/originality. Analysis of the mortgage market in Ukraine shows that in recent years, its scope, dynamics, and trends do not meet the needs of either
overview. Retrieved from Army Financial Mangement website: http://www.asafm.army.mil/offices/BU/Budget Mat.aspx?OfficeCode=1200 McGhee, P. (2012...February). Army FY 2013 budget overview. Retrieved from Army Financial Mangement website: http://www.asafm.army.mil/offices/BU/Budget Mat.aspx?OfficeCode
On the suitability of group lending model in South Sudan's small and medium ... The effectiveness of SMEs as key economic drivers is amongst other things ... Angola, Bangladesh, Bolivia, Burundi, and Colombia underscores such a position.
Full Text Available The article investigates the state of bank lending in Ukraine, identifies the source of the severe banking crisis, that broke out in Ukraine in 2014-2015. Additionally, it suggests recommendations for the enhancement of the role of bank lending in the process of expanded incentives for investments in order to facilitate the exit from the economy crisis towards the economic growth. Using the general scientific methods of empirical and theoretical research, the dynamics of bank lending in Ukraine in 2003- 2014 was analysed and the following periods were distinguished: 2003-2007, which is the period of the rise of a strong banking system and the increase of bank lending; 2008-2009, when the crisis and post-crisis recovery processes have been attempted, and 2014-2015, which is the period of an unprecedented crisis and a wave of bank failures.
Popov Grigory G.
Full Text Available The paper contributes to the empirical analysis of the military-economic significance of Allied supplies to the Soviet Union through the "lend-lease". The author gives the description associated with the process of the formation of "lend-lease" for Soviet-American relations. The article describes the technical implementation of the program "lend-lease" at the initial stage of the great Patriotic war. For the first time in the domestic economic historiography author carries out the brief analysis of the scope of supplies of American products to the Soviet Union outside the program "lend-lease". For the first time also author analyzes the value of deliveries of military goods from the Western countries to the USSR on the base of valuation of Soviet military production in 1941 and 1942 on the basis of the actual exchange rate of Ruble to Dollar.
Sergey A. Krasko
Full Text Available The article presents the main issues of design sales management system for additional services on the retail lending market. Attention is concentrated on developing effective system architecture and conceptual provisions of the development.
Sergey A. Krasko
The article presents the main issues of design sales management system for additional services on the retail lending market. Attention is concentrated on developing effective system architecture and conceptual provisions of the development.
Heid, Frank; Nestmann, Thorsten; di Mauro, Beatrice Weder; von Westernhagen, Natalja
This paper studies German bank lending during the Asian and Russian crises, using a bank level data set, which has been compiled from credit data at the Deutsche Bundesbank. Our aim is to gain more insight into the pattern of German bank lending during financial crises in emerging markets. We find that German banks reacted to the Asian crisis mainly by reallocating their portfolios among emerging markets. This behaviour is consistent with active portfolio management and does not necessarily i...
This study examined the impact of the crisis on bank lending in Indonesia. The crisis was also interacted with profitability and liquidity to see the impact of profitability and liquidity during the global economic crisis on bank lending in Indonesia. This study involves bank specific as control variable and macroeconomic variables. Using panel data, I constructed a panel of 1,372 bank-year observations for 98 banks in Indonesiain the period 2002-2015. The empirical results showed that the pr...
Kaufmann, Sylvia; Scharler, Johann
We study the relationship between bank lending standards, loan growth and the business cycle in the euro area and the US within a vector error correciton model using Bayesian estimation methods. To deal with the short data series available for the euro area, we exploit information from the estimated US system to improve the estimation of the euro area system. We find that tighter bank lending standards are associated with lower loan growth as well as lower output growth in both areas. Differe...
This chapter characterizes bank lending and profitability in Mexico since 1998, a period of extensive reforms and structural change, including in bank balance sheets. This is done in two parts. First, we review bank reforms and other factors which may have influenced bank behavior in recent years. In particular, the nature and sequencing of reforms are described. Second, we estimate bank-level regressions which link bank lending to the private sector and profitability with balance sheet indic...
Namnso Bassey Udoekanem
Full Text Available Valuation for secured lending is required when an interest in real property is used as security for a loan. The outcome of such valuation will help the lending institution to achieve commercial prudence in lending as well as avoid taking undue risk. This paper examines the issues and developments in the valuation of urban commercial properties in Nigeria for secured lending purposes. It argues that due to the volatile nature of the Nigerian economy, coupled with the linkage between the economy and commercial property markets, the maximum amount of loan to be granted by lenders in the country using interest in commercial property as collateral should be based on the Mortgage Lending Value (MLV and not the Market Value (MV of the property, although the market value should also be reported in the valuation. A case study is used to demonstrate the valuation. It further contends that since the inputs for determining the MLV of a commercial property must be derived from long-term trends in the property and financial markets, it is more stable than MV when used to determine the maximum amount of mortgage loan to be granted by a lender. It concludes that the stability of the MLV makes it more reliable than the MV in achieving commercial prudence in mortgage lending as it fits into the long-term nature of mortgage loan repayment.
Edwards, Karen; Towle, Patricia O; Levitz, Barbara
The goal of this paper is to describe strategies for revising LEND curricula to incorporate a stronger focus on life course theory and social determinants of health (LCT/SDOH). The Maternal and Child Health Bureau (MCHB) includes a central focus on LCT/SDOH and states that a goal of Maternal and Child Health (MCH) training is to "Prepare and empower MCH leaders to promote health equity…and reduce disparities in health and health care." Two LEND programs engaged in a comprehensive process to strengthen LCT/SDOH in their curricula that included choosing content and themes and developing instructional strategies congruent with MCH Leadership Competencies and with the learning needs of LEND trainees. We describe: key elements of LCT/SDOH; the relationship of these to children with disabilities and to the MCH Leadership Competencies; LCT/SDOH resources for the LEND curriculum; a collaborative curriculum revision process for faculty; and LCT/SDOH content and themes for the LEND Curriculum and strategies for incorporating them. We present the results of our work in a format that may be used by other LEND programs undertaking curriculum revision to incorporate LCT/SDOH.
Mansor H. Ibrahim
Full Text Available This paper examines the impact of monetary policy on bank lending in a dual banking system, i.e. Malaysia. Making use of an unbalanced panel data set of 38 Islamic and conventional banks covering mostly 2001-2014, we find evidence that variations in monetary policy affect lending growth of Islamic banks and, to some extent, conventional banks. The results further reveal that, in conformity with studies using aggregate Islamic financing data, the Islamic financing growth reacts more strongly to monetary policy changes. Moreover, we find no marked difference between full-fledged Islamic banks and Islamic bank subsidiaries in their responses to monetary policy. While we also document some evidence indicating the significant relations between bank-specific variables and lending growth, the bank-specific variables do not seem to have any role in impacting the potency of the bank lending channel. Finally, we find that lending growth is directly related to economic growth, suggesting procyclicality of bank lending/financing in Malaysia. These results have important implications for effective implementation of monetary policy and further development of Islamic banks in Malaysia.
Full Text Available The past fifty years important advances have been made in the field of grapevine virus research, including characterization of pathogens and control measurements. Still the occurrence of Grapevine fanleaf virus (GFLV, Arabis mosaic virus (ArMV, Tomato black ring virus (TBRV, Grapevine chrome mosaic virus (GCMV, Alfalfa mosaic virus (AMV, Grapevine Bulgarian latent virus (GBLV, Grapevine fleck virus (GFkV, Grapevine leafroll- associated viruses (GLRaV1-4, Grapevine virus A (GVA, Grapevine virus B (GVB and Grapevine rupestris stem pitting- associated virus (GRSPaV have been reported in Hungary and characterized by conventional methods as woody indexing, herbaceous indexing and serological methods. Among grapevine viruses the Grapevine line pattern virus (GLPV seems to be uncial; because it was reported only in Hungary. Causal agents of several grapevine diseases, like enation, vein necrosis and vein mosaic remained undiscovered. These virus-like diseases occurred only sporadically, without economic importance.
Reuter, Gábor; Pankovics, Péter; Delwart, Eric; Boros, Ákos
The family Astroviridae consists of two genera, Avastrovirus and Mamastrovirus, whose members are associated with gastroenteritis in avian and mammalian hosts, respectively. We serendipitously identified a novel ovine astrovirus in a fecal specimen from a domestic sheep (Ovis aries) in Hungary by viral metagenomic analysis. Sequencing of the fragment indicated that it was an ORF1b/ORF2/3'UTR sequence, and it has been submitted to the GenBank database as ovine astrovirus type 2 (OAstV-2/Hungary/2009) with accession number JN592482. The unique sequence characteristics and the phylogenetic position of OAstV-2 suggest that genetically divergent lineages of astroviruses exist in sheep.
... Department of the Army 32 CFR Part 655 RIN 0702-AA58 Radiation Sources on Army Land AGENCY: Department of the... regulation concerning radiation sources on Army land. The Army requires non-Army agencies (including their... Permit for Non-Army Agency Radiation Sources on Army Land.'' The Army received no comments on the...
Whatever stigma might have attached to fascism, even openly espoused, seems to be fading in Hungary. Not all analysts agree on the characterization...nobility was eager to allow immigrants into the kingdom and contribute to its post-occupation revival; among the newcomers was a relatively small...nineteenth century, the Hungarian Jewry, thanks to a strong birth rate and an influx of immigration , had grown from approximately 100,000 at the
Timár, Gábor; Biszak, Sándor
In the historical Hungary, as a part of the Habsburg Empire, the first preserved and systematic cadastral survey was carried out between 1856 and 1859. Interestingly enough, this cadastral mapping, which was called in Hungary as 'Provisional' was surveyed simultaneously with the Stable Cadastre in the Austrian regions of the Empire. By the commission of the State Archives of Hungary, the Hungarian company Arcanum Ltd. scanned over 46,000 cadastral sheets of the Provisional Cadastre, mostly covering the present-day Hungary but also some copies covering parts of the present-day Croatia, Slovakia and Austria. The base ellipsoid was the Zach-Oriani hybrid (a=6376130 m; f=1/310). The fundamental point of the geodetic datum was the eastern pillar of the later destroyed astronomical observatory on the Gellérthegy, Budapest and the abridging Molodensky parameters from this datum to WGS84 are: dX=+1763 m; dY=+282 m; dZ=+568 m. The Cassini projection can be used for GIS integration with a projection center at the Gellérthegy with longitude=19d 3m 5.55s east of Greenwich; latitude=49d 29m 15.97s. The sheets were rectified by the calculated coordinates at the corner points. With the above given projection and datum parameters, the cadastral mosaic, based on the individual sheets and the digitized borders of the administrative units, is presented in any modern coordinate systems in GIS. Using this feature, the product is published as a DVD series by old counties as well as the distribution in the Internet.
Full Text Available The purpose of this study was to analyse a skeleton (adult female, 25-30 years that presented evidence of tuberculous spondylitis. The skeleton, dated from the Roman Period (III-VI centuries, was excavated near the town of Győr, in western Hungary. The skeleton was examined by gross observation supplemented with mycolic acid and proteomic analyses using MALDI-TOF/TOF tandem mass spectrometry. The biomolecular analyses supported the morphological diagnosis.
National urban-development strategies represent government attempts to influence one or more of the following features of urban development in a national context: (1) a country's rate of urbanization; (2) the size of particular urban places within a country; and (3) the city-size distribution of a country's national urban hierarchy. Hungary's post-Second-World-War experience with a national urban development strategy is presented via a description of government efforts to affect each of the a...
dictatorship, while from the left the People’s Revolutionary Army ( ERP ), thought to have been eliminated in the 1970s, has reemerged. In the recent past... Ecuador Ecuador continues to have a territorial dispute with Peru, 8 although at the present time it appears unlikely to spill over into armed conflict...26International Narcotics Strategy Report, various years. 27perisope/USNI Military Database, September 1992. 28Dennis M. Hanratty (ed.), Ecuador : A Country Study
342 1473 EDIion OF I MOV 65 IS OBSOLETE SECURITY CLASIFICATION OF THIS PAGE (When Deta Entered) SECURITY CLAIFICATION OF THIS PAGE(WhI Data 8098804 Item...the early period of the Twentieth Century, the massive movement in adult education captured the imagination of many educators. The movement not only...emerge, an outgrowth of the national awareness of the value of adult education. The Army Institute, an organization designed to provide 4
achieve victory. The reality is that the battlefield success of traditional offensive and defensive operations is no longer enough. In a strategic...accomplish its primary mission in virtually any situation. However, that alone will not guarantee success. The Army recognizes that its ongoing operations...energy improvements* Fort Drum, NY Solar walls and rehab shops* Fort Hood, TX Install 8,000 motion sensors Fort Knox, KY Barracks
Lessons CASAC Chief of Army Senior Advisory Committee CAT /A Combat Arms Training - Army CIOG Chief Information Officer Group DAKM Director of Army...Essential, Improve) • Lack of clear doctrine for CAT /A (Essential, Improve) • CIOG access policies, practices – (web enabled PDA, doctrine on PDA’s... cradle to the grave’ philosophy and facilitated by HR strategies. Mentoring should be a feature of all training activities and be recognised/ rewarded
Erziehungs - und 13ildungswesens des Heeres, In EB), who is responsible to him. Training in the Replacement Army is conducted in training units...These schools are controlled by the Army Inspector of Training and Education (Inspekteur des Erziehungs - und Bildungswesens des Heeres). (3...letters Ue> on their shoulder straps. These schools are likewise controlled by the Army Inspector of Training and Education (In.spekteur des Erziehungs
profile cases of alleged misconduct” were symptomatic of “a much larger issue affecting the armed forces.”9 In the Associated Press, Lolita Baldor ...of-misconduct-among-high-level-military-leaders?lite (accessed January 02, 2013). 10Lolita C. Baldor , "US Army Brigadier General Jeffrey Sinclair to...Science: An Academic Discipline." Army Magazine, no. 5 (May 2005): 14-15. Baldor , Lolita C. and Michael Biesecker. "US Army Brigadier General
Czeizel, A.E. (National Institute of Hygiene, Budapest (HU))
The annual and monthly distributions of congenital abnormalities and pregnancy outcomes as confounding factors were evaluated in Hungary in reflection of the accident at the Chernobyl reactor. The different congenital abnormality entities and the components of fetal radiation syndrome did not show a higher rate after the Chernobyl accident in the data-set of the Hungarian Congenital Abnormality Registry. Among confounding factors, the rate of induced abortions did not increase after the Chernobyl accident in Hungary. In the 9th month after the peak of public concern (May and June, 1986) the rate of livebirths decreased. Three indicator conditions: 15 sentinel anomalies as indicators of germinal dominant gene mutations, Down syndrome as an indicator of germinal numerical and structural chromosomal mutations, and unidentified multiple congenital abnormalities as indicators of germinal dominant gene and chromosomal mutations were selected from the material of the Hungarian Congenital Abnormality Registry. Diagnoses were checked, familial and sporadic cases were separated and only the sporadic cases were evaluated. The analysis of indicator conditions did not reveal any measurable germinal mutagenic effect of the Chernobyl accident in Hungary.
Török, Árpád; Török, Ádám
The article aims to examine the relationship between road transport and macro economy, especially the use of fossil energy in transport sector. Nowadays environmental pollution is a key issue on the EU level as well as in Hungary. Lots of effort have been already done in order to decrease emissions in road transport, but a lot more need to be done. The article aims to prove that the only possible solution is technological innovation in order to reach emission reduction target without decline of the GDP. The basic idea is to ensure sustainable development, to decrease environmental pollution in road transport without harming the economy. In the EU and in Hungary road vehicles are powered by fossil fuelled internal combustion engines. This paper aims to analyse the role of the fossil fuel-based road transport sector within the economy with the usage of constant elasticity substitution (CES) production functions. Authors have built CES production function for Hungary. Parameters were calculated based on the validated model.
Oldal, Miklós; Sironen, Tarja; Henttonen, Heikki; Vapalahti, Olli; Madai, Mónika; Horváth, Győző; Dallos, Bianka; Kutas, Anna; Földes, Fanni; Kemenesi, Gábor; Németh, Viktória; Bányai, Krisztián; Jakab, Ferenc
As a result of discontinuing vaccination against smallpox after the late 1970s, different orthopoxviruses (OPVs), such as cowpox virus (CPXV), have become a re-emerging healthcare threat among zoonotic pathogens. In Hungary, data on OPV prevalence among its rodent host species have been absent. Here, rodents belonging to four species, i.e., striped field mouse (Apodemus agrarius), yellow-necked mouse (A. flavicollis), wood mouse (A. sylvaticus) and bank vole (Myodes glareolus), were live trapped at 13 sampling plots on a 149-ha area in the Mecsek Mountains, Hungary, from March to September in 2011 and 2012. Rodent sera were collected and screened for OPV-reactive antibodies with an immunfluorescence assay (IFA). Among the 1587 tested rodents, 286 (18.0%) harbored OPV-specific antibodies. Seroprevalence was the highest for the bank vole (71.4%) and the striped field mouse (66.7%). Due to a masting event in the autumn of 2011 across Central Europe, the abundance of bank voles increased drastically in the 2012 season, raising the overall OPV seroprevalence. We provide the first data on OPV occurrence and seroprevalence in rodents in Hungary. The circulation of OPV in rodents in densely populated areas warrants further studies to elucidate the zoonotic potential of OPV in humans.
Full Text Available Due to conservation measures, the breeding population of the Raven significantly strengthened over the last decades in Hungary, also nesting on the lowlands. Nowadays, observing large flocks is not rare. Compared to other European countries, the urbanization of the species began relatively late in Hungary, in the ‘90s, first breeding in the urban areas of Baranya County. There were another five similar known cases after the millennium across the country. Because of the advanced adaptive capacity of species, this number is likely to grow in the future. In Hungary, the brood is typically complete in the second half of February and the young birds fledge in the first days of May. There are two known cases after the millennium when the Ravens bred in a significantly different time than usual. In these cases, the young birds fledged on 20 January and the second half of February. In both cases, the nests were found on overhead transmission line poles in lowland agricultural areas. It is uncertain what led to the unusual breeding time, but it is most likely that the breeding pair was accustomed, having successfully raised several brood before, and they could rely on the abundant food base near the nests during the breeding period.
Full Text Available In this paper, we study the transition to motherhood in the first co-residential union in the dual-earner context of state socialism, namely in Hungary and Poland between the late 1960s and the end of the 1980s. Our analyses are based on data extracted from the Polish and the Hungarian Fertility and Family Surveys of the early 1990s. We use the hazard regression method as our analytical tool. Our results for Hungary indicate that women's employment does not necessarily reduce the propensity to become a mother if the combination of labor-force participation and family life has been facilitated by policy measures. In Poland however, this was more difficult, and state support was somewhat less generous, thus part-time workers and housewives had substantially higher first-birth intensity than full-time employed women. Even so, we find indication for Poland, that as policy measures increasingly improved the conditions to combine employment and family responsibilities, the propensity to have the first child increased. The timing of first birth varied greatly across educational levels. Highly educated women were more likely to postpone the transition to motherhood, which in turn resulted in their overall lower propensity to have the first child in both countries, but less so in Hungary than in Poland.
Full Text Available Hungary, belonging more and more to the prestigious group of developed countries, can be characterised increasingly by the demographic characteristics of that type. Ageing population, decreasing number of live births, decreasing population size are commonly used terms when analysing the demographic profile of our country. This simplified picture can be modulated and coloured with the help of spatial data. In spite of the comparatively small-sized and relatively homogenous structure of Hungary, several differences can be found. The network of small towns could be an obvious and representative sample for the spatial investigations since it almost totally covers the area of Hungary, it is numerous enough but still easy to handle. Within a Hungarian geographical context, settlements having a maximum of 30,000 inhabitants and possessing city rank can be defined as small towns. Because of their size and functions, small towns are sensitive enough to illustrate the national demographic tendencies, but they are numerous enough to be split into different groups according to their remarkably diverse character. Traditional historic small towns widely differ from the ones located in the rapidly urbanising agglomerations, even though the socialist new towns, having similar origin, reflect significant demographic variants.
Radics, K.; Peline, C. N.; Bartholy, J.
Since environmental processes may be affected by global warming and changes of extreme climate events, conversion of renewable energy sources has been considered a key issue for some decades. Globally, wind energy has become a mainstream energy source. The wind power capacity has grown significantly in Hungary as well. By the end of 2007, the cumulative installed wind capacity was 65 MW, but the wind share of electricity demand was only 0.35 %. Identification of optimal wind farm development sites relies on detailed local wind climate knowledge. Hungary had not been the subject of extensive wind resource analysis in the last century. However, several studies were carried out investigating on surface and upper-air wind records spanning several decades. In response to the need for a new statistical analysis a research started on clarifying the possible changes of wind characteristics in the country. The study is based on 34-year-long (1975-2008) wind data sets of 36 Hungarian synoptic meteorological stations. Mean and extreme wind climate characteristics were analysed. Spatial and temporal distributions of potential wind power were estimated. Finally, using a mesoscale wind model detailed wind resource map of Hungary was simulated.
Sorinola, Abayomi; Buki, Andras; Sandor, Janos; Czeiter, Endre
The aim of this study was to describe the impact of the Traumatic Brain Injury management guideline introduction in Hungary. Hospital discharge records (HDR) including age, gender, codes of interventions applied, ICD codes of diagnosed disorders of patients admitted between 01/01/2004 and 31/12/2010 with diagnosis of intracranial injury (S06 by ICD10) from every inpatient institution in Hungary were collected from the database of National Health Insurance Fund (NHIF). The Case Fatality Rates (CFR) for one week, one month and six months were calculated for the periods before and after the guideline introduction. The change of CFRs was applied as indicators for change of clinical quality elicited by guideline. The centers together at one week, one month and six months had pre-guideline introduction CFRs of 23.4 %, 37.7 % and 47.5 % and post-guideline introduction CFRs of 22.1%, 39.1%, and 50.0% respectively. The secondary institutions together at one week, one month and six months had pre-guideline introduction CFRs of 21.5 %, 34.8 % and 46.3 % and post-guideline introduction CFRs of 21.9%, 37.0%, and 48.9% respectively. None of the CFRs showed significant change. The effectiveness of TBI management guideline adaptation in Hungary is poor. Without supportive financing and external auditing system, guideline introduction alone cannot achieve standard clinical practice and a reduction in CFR.
Rd. Aberdeen Proving Ground, MD 21005-5071 US Army TRADOC Analysis Center ATRC-PR/ Susan Matus 255 Sedgwick Avenue Fort Leavenworth, KS...66027-2345 firstname.lastname@example.org US Army TRAC- White Sands Missile Range ATRC-W/Dr. Lambert Bldg 1400 Martin Luther King Drive White
Full Text Available Bearing in mind the major risks of lending to small enterprises and entrepreneurs in Serbia, this paper analyzes this problem and presents the concrete activities that commercial banks should undertake to mitigate these risks. After analyzing the business environment in Serbia and the current lending practice, we have concluded that in the process of approving loan applications, without exception, the following analyses and activities need to be undertaken: verification of the client's status, financial analysis of the entrepreneurial business, analysis of the entrepreneur's business operations, assessment of how regularly the entrepreneur settles his liabilities, analysis of risks entailed by the bank's offer (i.e. the set of products, evaluation of loan collaterals, currency risk of lending to the business, and risks of lending to a start-up entrepreneurial business. Similar studies were conducted in the United States, yet this particular analysis focuses on the needs and practices of the banking sector in Serbia, with the aim of suggesting to commercial banks to implement the above stated activities and analyses persistently and comprehensively, putting them ahead of accelerated lending procedures, acquisitions and sound, short-term business results.
Molnár, Gábor; Surányi, Gergely; Gábor Barnaföldi, Gergely; Oláh, László; Hamar, Gergö; Varga, Dezsö
In this contribution we present a prospecting muon-tomograph and its application for cave exploration in Budapest, Hungary. The more than 50 years old basic idea behind muon tomography is the ability of muon particles, generated in the upper atmosphere to penetrate tens of meters into rocks with continuous attenuation before decay. This enables us placing a detector in a tunnel and measure muon fluxes from different directions and convert these fluxes to rock density data. The lightweight, 51x46x32 cm3 size, muon tomograph containing 5 detector layers was developed by Wigner Research Centre for Physics, Budapest, Hungary. A muon passing at least 4 of the 5 detector layers along one line are classified as unique muon detection. Its angular resolution is approximately 1 degree and it is effective up to 50 degrees off zenith. During the measurement campaign we installed the muon detector at seventeen locations along an abandoned, likely Cold War air raid shelter tunnel for 10-15 days at each location, collecting large set of events. The measured fluxes are converted to apparent density lengths (multiplication of rock densities by along path lengths) using an empirically tested relationship. For inverting measurements, a 3D block model of the subsurface was developed. It consisted of cuboids, with equal horizontal size, equal number in every line and in every row of the model. Additionally it consisted of blocks with different heights, equal number of blocks in every column. (Block height was constant in a column, but varied from column to column.) The heights of the blocks in a column were chosen, that top face of the uppermost blocks has an elevation defined by a Digital Elevation Model. Initially the density of every model blocks was set to a realistic value. We calculated the theoretical density length for every detector location and for a subset of flux measurement directions. We also calculated the partial derivatives of these theoretical density length values
Nandori, Eszter Siposne
The paper analyzes subjective poverty in Hungary and compares it to the objective poverty concepts. Subjective poverty is defined by examining who people consider to be poor. Based on the Easterlin paradox, the initial hypothesis states that subjective and absolute poverty concepts are highly correlated. Taking into account that Hungary is a…
Monnikhof, Erik; Ark, Bart van
In this paper we provide benchmark comparisons of manufacturing unit value ratios and productivity levels for the Czech Republic, Hungary and Poland relative to Germany in 1996. On average, manufacturing prices were about half of those in Germany for all three countries. Hungary was characterised by
Hiebert, Ray E.
Discusses the gradual rise of free print media, Western-style advertising and marketing, and limited public relations in Hungary in its first four years of democracy (1990-94). Notes how Hungary's first democratically elected government failed to understand the public relations implications of a free press, made one public relations mistake after…
Full Text Available French army logistics of the Crimean War are generally considered to have been better organized than their British counterpart. This sometimes erroneous belief was fuelled by letters home (from officers and men as well as by the reporting of various ‘special correspondents’ in the Crimea, and created an emotional response favourable to the ordinary soldier and, in particular, towards the French. This then became the basis for arguments for reform of the British army in the military and domestic press and in Parliament. Clamour for reform on French lines led to official studies being made of the French army, especially of logistics, officer education, and even uniforms. The French army, however, was little understood and the resulting ephemeral corps-style units (such as Land Transport Corps, Army Work Corps, and Mounted Staff Corps were quickly found faulty. In fact, official study of the French army often had little or no effect on the major reforms of the war. Emulation of the French was ultimately short-lived and of little effect; the favourable perception of the French was based on short-term emotional response and, indeed, the desire for army reform had its sting drawn with the establishment of the Roebuck Committee. Post-war retrenchment and success in the Indian Mutiny would stifle what was left of the reform debate.
Full Text Available Basic tools of the mechanism of preferential lending to agricultural enterprises of Ukraine are considered in the article. The analysis of state and dynamics of lending to agricultural enterprises for the period 2001–2014 are done. The accent of attention on the need of state regulation intensification of the formation of an effective mechanism of preferential crediting to agricultural enterprises is marked. Methods. In the article are used tabular, graphical and statistical methods for economic research. Information base of research are legislative and legal acts, which regulate activity of agricultural enterprises, report data from the Ministry of Agrarian Policy and Food of Ukraine, the Annual Report of the National Bank of Ukraine, the State Statistics Service of Ukraine, taxed financial statements of agricultural enterprises, the results of own research. Results. In the process of research, it was found that effectiveness of crediting, primarily, determined by the validity of credit policy, effectiveness of the key factors of credit mechanism and macro-financial stability of the state. It is found that the mechanism of preferential lending to agricultural enterprises in Ukraine was not optimized and perfected at the appropriate level throughout the study period, the volume of direct support to agricultural production, which is also preferential loans to agricultural enterprises, were insufficient. Practical meaning. It is proved that improve of the mechanism of preferential lending to agricultural enterprises should be based on optimizing the needs of the state, borrowers (subjects of the agricultural sector, lenders (banks and non-bank institutions and financial market regulators. Value/originality. Ways to improve the mechanism of preferential lending to agricultural enterprises by creating appropriate institutional framework to support agro-industrial complex, intensification of cooperation of agricultural enterprises and banking
Full Text Available Due to the under-fi nancing of infrastructural developments of municipalities, rural areas are not able to implement the necessary investments. The fi nancial background must be established from different resources. State subsidies must be completed by commercial bank loans, funds from tenders and subsidies from the EU. ELMIB Inc. accomplishes infrastructure investments through municipalities in whole Hungary. Data of 35 municipalities was investigated (with questionnaire-survey in three regions, where the company made investments. The paper analyses the differences between operational and developmental incomes and expenditures in the three regions in 2002 and 2003.
Full Text Available Twelve caves of Western Mecsek, Southwest Hungary were examined between September 2010 and April 2013from the millipede (Diplopoda faunistical point of view. Ten species were found in eight caves, which consistedeutroglophile and troglobiont elements as well. The cave with the most diverse fauna was the Törökpince Sinkhole, while thetwo previously also investigated caves, the Abaligeti Cave and the Mánfai-kőlyuk Cave provided less species, which couldbe related to their advanced touristic and industrial utilization.
24TH Conference on rabbit production Kaposvár, Hungary. 30th May, 2012
Full Text Available Some 100 guests took part in the 24th Hungarian Conference on Rabbit Production in Kaposvár, organised by the University of Kaposvár, the Hungarian Branch of the WRSA and the Rabbit Production Board. This is the largest and most popular event for rabbit breeders in Hungary. Seventeen papers were presented, both by senior and young scientists. Topics of the papers covered all fields of rabbit production (production, housing and welfare, reproduction, genetics, nutrition, meat quality and pathology. Full papers are available from the organiser (email@example.com on request.
The IT functions of the companies can be executed in different ways in-house solution, outsourcing, in sourcing,formation a spin-off company. Predominantly this function is provided within the company in Hungary. The larger a company is; it is more likely that a separate IT manager will be entrusted for the supervision of IT functions. Only a very small number of small-sized enterprises said that they paid special attention to formulating an IT strategy, while it was not considered important ...
In my study I wish to investigate the fact that how the pork consumption of Hungary changed during the last years. This study focuses on consumerâ€™s attitudes about (pork) meat, what do they think about the healthness of the different meat type, what are the strengths and weaknesses of pork meat, what are the main features of good quality pork meat, what are the major pork purchase influencing factors and what are the favourite food of the respondents from pork meat etc. Then I analyze the t...
Pethes, G. (Allatorvostudomanyi Egyetem, Budapest (Hungary))
Radioisotopes have been applied to veterinary science in Hungary since the fifties. A short chronologic review on the development of isotope technology is given emphasizing the possibilities offered by the application of closed and open radiation sources, of instrumental neutron activation analysis and atomic absorption spectroscopy, and in vitro nuclear procedures which include competitive protein-binding analysis and radioimmunoassay. The progesterone test, applicable to diagnose the pregnancy of cattles, is carried out generally by RIA. Radioisotopic methods are applied also to determine the thyroid function of cattles, swines and domestic fowls.
Foo, Jessica; Lim, Lek-Heng; Wong, Ken Sze-Wai
Peer-to-peer (P2P) lending is a fast growing financial technology (FinTech) trend that is displacing traditional retail banking. Studies on P2P lending have focused on predicting individual interest rates or default probabilities. However, the relationship between aggregated P2P interest rates and the general economy will be of interest to investors and borrowers as the P2P credit market matures. We show that the variation in P2P interest rates across grade types are determined by three macro...
Full Text Available Wind erosion susceptibility of Hungarian soils was mapped on the national level integrating three factors of the complex phenomenon of deflation (physical soil features, wind characteristics, and land use and land cover. Results of wind tunnel experiments on erodibility of representative soil samples were used for the parametrization of a countrywide map of soil texture compiled for the upper 5 cm layer of soil, which resulted in a map representing threshold wind velocity exceedance. Average wind velocity was spatially estimated with 0.5′ resolution using the Meteorological Interpolation based on Surface Homogenised Data Basis (MISH method elaborated for the spatial interpolation of surface meteorological elements. The probability of threshold wind velocity exceedance was determined based on values predicted by the soil texture map at the grid locations. Ratio values were further interpolated to a finer 1 ha resolution using sand and silt content of the uppermost (0–5 cm layer of soil as spatial co-variables. Land cover was also taken into account, excluding areas that are not relevant to wind erosion (forests, water bodies, settlements, etc., to spatially assess the risk of wind erosion. According to the resulting map of wind erosion susceptibility, about 10 % of the total area of Hungary can be identified as susceptible to wind erosion. The map gives more detailed insight into the spatial distribution of wind-affected areas in Hungary compared to previous studies.
Full Text Available Allelopathy may play an important role in the invasion success of adventive plant species.The aim of this study was to determine the allelopathic potential of invasive woody plant species occurringin Hungary. Juglone index of fourteen invasive woody plant species in Hungary was determined by themethod of Szabó (1997, comparing the effects of juglone and substance extracted of plant species withunknown allelopathic potential on the germination rate, shoot length and rooth length of white mustard(Sinapis alba L. used as receiver species. Results have proven a more or less expressed allelopathicpotential in case of all species. The juglone index at higher concentration extracts (5 g dry plant materialextracted with 100 ml distilled water of almost every studied species approaches to 1 or is above 1, thismeans the effect of the extracts is similar to juglone or surpasses it. In terms of juglone index, theallelopathic potential of false indigo (Amorpha fruticosa L., tree-of-heaven (Ailanthus altissima (Mill.Swingle and hackberry (Celtis occidentalis L. were the highest. Besides these species the treatment withthe extracts of black walnut (Juglans nigra L., black cherry (Prunus serotina Ehrh. and green ash(Fraxinus pennsylvanica MARSH. var. subintegerrima (Vahl Fern. reduced extremely significantly thegermination rate, shoot and root length, compared to the control.
Hungary has arrived at an important moment in its energy policy. The Hungarian government has improved energy policies in a number of areas. Still, significant challenges remain. To prepare the country for the full liberalisation of the EU electricity and gas market by July 2007, further steps in market reform are urgently required. At this point in time, there is no clarity about the system under which the market should operate after its full opening. Subsidies are another problem. Even though substantial progress has been made in reforming payments to gas consumers, the overall level of subsidies to producers and consumers of energy needs to be reviewed. This analysis makes recommendations to tackle these concerns and also discusses the potential contribution of energy efficiency to increasing energy security and economic competitiveness. The gas dispute between Russia and Ukraine in January 2006 focused global attention on consumer nations' vulnerability to supply disruptions. The Hungarian government has since placed greater emphasis on diversification of suppliers and has supported the development of new routes to bring gas into Europe. Hungary has dramatically improved its energy efficiency during the last 15 years. Nevertheless, enhanced efficiency, particularly in the field of gas use will continue to play a key role for securing future national energy supplies. This review has identified significant room for progress particularly in the gas-to-power sector, where old power stations need to be replaced, and in the residential sector, where improved thermal performance of Hungarian housing could bring impressive results.
Pásztor, László; Négyesi, Gábor; Laborczi, Annamária; Kovács, Tamás; László, Elemér; Bihari, Zita
Wind erosion susceptibility of Hungarian soils was mapped on the national level integrating three factors of the complex phenomenon of deflation (physical soil features, wind characteristics, and land use and land cover). Results of wind tunnel experiments on erodibility of representative soil samples were used for the parametrization of a countrywide map of soil texture compiled for the upper 5 cm layer of soil, which resulted in a map representing threshold wind velocity exceedance. Average wind velocity was spatially estimated with 0.5' resolution using the Meteorological Interpolation based on Surface Homogenised Data Basis (MISH) method elaborated for the spatial interpolation of surface meteorological elements. The probability of threshold wind velocity exceedance was determined based on values predicted by the soil texture map at the grid locations. Ratio values were further interpolated to a finer 1 ha resolution using sand and silt content of the uppermost (0-5 cm) layer of soil as spatial co-variables. Land cover was also taken into account, excluding areas that are not relevant to wind erosion (forests, water bodies, settlements, etc.), to spatially assess the risk of wind erosion. According to the resulting map of wind erosion susceptibility, about 10 % of the total area of Hungary can be identified as susceptible to wind erosion. The map gives more detailed insight into the spatial distribution of wind-affected areas in Hungary compared to previous studies.
Balla, Eszter; Petrovay, Fruzsina; Erdősi, Tímea; Balázs, Andrea; Henczkó, Judit; Urbán, Edit; Donders, Gilbert G G
The objective of the present study was to determine the frequency and age distribution of different Chlamydia trachomatis (CT) genotypes causing ophthalmia neonatorum (ON) in Hungary. Using CT specific PCR, we tested 76 conjunctival samples from symptomatic infants up to 3 months old in the National Centre for Epidemiology, Budapest between 2008 and 2016. CT tested positive in 30 of 76 conjunctival samples (39.5 %). The sequencing of the positive samples was successful in every case but one, and resulted in 48 % dominance for genotype E (14/29), followed by 24 % for genotype G (7/29), 10 % for J (3/29), 6.9 % for K and F (2/29), and 3.4 % for H (1/29). CT must still be regarded as a common pathogen causing ON in Hungary. Routine screening and treatment of pregnant women can be recommended to prevent these conditions. Chronic ON cases can be reduced by early diagnosis. Further research is needed to explain the dominance of genotypes E and G.
... 12 CFR Part 614 RIN 3052-AC60 Loan Policies and Operations; Lending and Leasing Limits and Risk Management; Effective Date AGENCY: Farm Credit Administration. ACTION: Notice of effective date. SUMMARY: The... and loan and lease concentration risk mitigation with a delayed effective date. In accordance with 12...
Patterns include: Commercial real estate loans (Liu, 2012), residential real estate ... of the economy may result in macroeconomic imbalances and lead to asset price .... GDP growth (measured as yearly GDP growth rates to represent the economic cycle). Akinboade and Makina (2009) argue that bank lending is procyclical.
Castiglionesi, F.; Wagner, W.B.
Ever since Bagehot’s (1873) pioneering work, it is a widely accepted wisdom that in order to alleviate (ex ante) bank moral hazard, a lender of last resort should lend at penalty rates only. In a model in which banks are subject to shocks but can exert effort to affect the likelihood of these
Keisling, Bruce L; Bishop, Elizabeth A; Roth, Jenness M
Background While the MCH Leadership Competencies and family as a discipline have been required elements of Leadership Education in Neurodevelopmental and related Disabilities (LEND) programs for over a decade, little research has been published on the efficacy of either programmatic component in the development of the next generation of leaders who can advocate and care for Maternal and Child Health (MCH) populations. Objective To test the effectiveness of integrating the family discipline through implementation of parent led curricula on trainees' content knowledge, skills, and leadership development in family-centered care, according to the MCH Leadership Competencies. Methods One hundred and two long-term (≥ 300 h) LEND trainees completed a clinical and leadership training program which featured intensive parent led curricula supported by a full-time family faculty member. Trainees rated themselves on the five Basic and Advanced skill items that comprise MCH Leadership Competency 8: Family-centered Care at the beginning and conclusion of their LEND traineeship. Results When compared to their initial scores, trainees rated themselves significantly higher across all family-centered leadership competency items at the completion of their LEND traineeship. Conclusions The intentional engagement of a full-time family faculty member and parent led curricula that include didactic and experiential components are associated with greater identification and adoption by trainees of family-centered attitudes, skills, and practices. However, the use of the MCH Leadership Competencies as a quantifiable measure of program evaluation, particularly leadership development, is limited.
Degryse, H.A.; Laeven, L.; Ongena, S.
Recent theoretical models argue that a bank's organizational structure reflects its lending technology.A hierarchically organized bank will employ mainly hard information, whereas a decentralized bank will rely more on soft information.We investigate theoretically and empirically how bank
Degryse, H.A.; Laeven, L.; Ongena, S.
Recent theoretical models argue that a bank’s organizational structure reflects its lending technology. A hierarchically organized bank will employ mainly hard information, whereas a decentralized bank will rely more on soft information. We investigate theoretically and empirically how bank
... being financed (h) Requirements that loan terms and conditions are appropriate for the loan; and (i... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Lending policies and loan underwriting standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...
V. Kysucky (Vlado); L. Norden (Lars)
textabstractRelationship lending helps reduce asymmetric information, which potentially creates benefits for borrowers. However, empirical evidence is mixed. We conduct a meta-analysis to summarize and explain the heterogeneity in the results in the literature using hand-collected information from
Humphreys, Betsy P; Couse, Leslie J; Sonnenmeier, Rae M; Kurtz, Alan; Russell, Susan M; Antal, Peter
The purpose of this article is to describe how the Maternal and Child Health (MCH) Leadership Competencies (v 3.0) were used to examine and improve an MCH Leadership Education in Neurodevelopmental and Related Disabilities (LEND) training curriculum for New Hampshire and Maine. Over 15 % of the nation's children experience neurodevelopmental disabilities or special health care needs and estimates suggest 1 in every 68 children is diagnosed with an autism spectrum disorder. Across the Unites States critical shortages of qualified MCH professionals exist, particularly in poor and rural areas. A continued investment in training interdisciplinary leaders is critical. The MCH Leadership Competencies provide an effective foundation for leadership training through identification of requisite knowledge, skills, and dispositions required of MCH leaders. This paper describes a three-step process, which began in 2010 and included utilizing the MCH Leadership Competencies as a tool to reflect on, develop, and evaluate the NH LEND leadership curriculum. Curriculum development was further supported through participation in a multi-state learning collaborative. Through a series of intentional decisions, the curriculum design of NH LEND utilized the competencies and evidence-based principles of instruction to engage trainees in the development of specific MCH content knowledge and leadership skills. The LEND network specifically, and MCH leadership programs more broadly, may benefit from the intentional use of the MCH competencies to assist in curriculum development and program evaluation, and as a means to support trainees in identifying specific leadership goals and evaluating their leadership skill development.
Summey, Terri; Gutierrez, Art
Approximately five years ago, the library at Emporia State University started a laptop lending service to provide laptops for use in the library. The program has been highly successful. In the last few years, some modifications were made to the program, and netbooks were added. In this article, the authors will explore laptop programs in a variety…
Hermes, C.L.M.; Lensink, B.W.; Mehrteab, H.T.
In this paper, we provide an empirical analysis of the impact of monitoring and social ties within group lending programs on moral hazard behavior of its participants, based on data from an extensive questionnaire held in Eritrea among participants of 102 groups. We find support for the fact that
Full Text Available Amount of household income is the most important factor for housing loan. The article studies mortgage lending in Ulaanbaatar in 2007–2009, the factor, having great impact on the current economy of Mongolia, carries out the comparative analysis of capital’s medium and low income households and presents methods, which will help to solve these problems.
Ita, Asuquo Akabom
Mergers and acquisitions are the major instruments of the recent banking reforms in Nigeria.The effects and the implications of the reforms on the lending practices of merged banks to small businesses were considered in this study. These effects were divided into static and dynamic effects (restructuring, direct and external). Data were collected by cross-sectional research design and were subsequently analyzed by the ordinary least square (OLS) method.The analyses show that bank size, financial characteristics and deposit of non-merged banks are positively related to small business lending. While for the merged banks, the reverse is the case. From the above result, it is evident that merger and acquisition have not only static effect on small business lending but also dynamic effect, therefore, given the central position of small businesses in the current government policy on industrialization in Nigeria, policy makers in Nigeria, should consider both the static and dynamic effects of merger and acquisition on small business lending in their policy thrust.
Full Text Available Peer-to-peer (P2P lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace-Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model is more efficient and stable than the individual model alone.
Postelnicu, Luminita; Hermes, Niels
This paper investigates how social networks of group borrowers come into play in joint liability group lending. We use a large and original dataset containing 802 mapped social networks of borrowers from Pro Mujer Mexico. This is the first paper to look at external ties, i.e. social ties with
Zeng, Xiangxiang; Liu, Li; Leung, Stephen; Du, Jiangze; Wang, Xun; Li, Tao
Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace-Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model) is more efficient and stable than the individual model alone.
... financial system were drawn into mortgage-related activities that, when the bubble collapsed in 2008, it... September 7, 2012 Part II Bureau of Consumer Financial Protection 12 CFR Part 1026 Truth in Lending Act... / Friday, September 7, 2012 / Proposed Rules#0;#0; ] BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part...
The success of this mode of SME funding in selected jurisdictions, namely Angola, Bangladesh, Bolivia, Burundi, and Colombia underscores such a position. The socio-economic, legal and political environment of the three jurisdictions studied in this paper where group lending has been successful closely mirror that of ...
Segal, David R
The Center for Research on Military Organization undertook a multi-year research program on the impact of social change on the performance of Army units and of Soldiers after the end of the Cold War...
.... The Army trains the soldier's body through physical training and combining arms training events designed to build physical strength and endurance so that the soldier will be physically capable...
.... The Army builds the soldier's heart, spirit, and soul by the values we instill. Over the years these values of loyalty, duty, respect, selfless service, honor, integrity, and personal courage have been trained and reinforced...
.... This study examines current retention issues and the Army Incentive Model. The model appears to offer a range of benefits that may retain a segment of what demographers have labeled as the Millennium Generation...
operations. As the United States Army moves into a future of fiscal uncertainty, efficient use of its support systems and available resources is more...to the study of strategic sealift as it supports deploiyment operations. As the United States Army moves into a future of fiscal uncertainty...available for DOD to acquire additional US flag shipping. They are the VISA , Voluntary Tanker Agreement (VTA), and requisitioning. ― United States
Soldiers over the next five years, with a reduction of eight Brigade Combat Teams over this same time period.3 Army senior leaders and force managers ...properly reduce personnel and leader levels to meet end strength directives. As the Army draws down end strength, a challenge arises for force managers ...many managers and leaders , reducing continuity, and leaving firms with teams doing multiple tasks.48 Multi Source Assessment and Feedback instruments
wide Army and public awareness. Entries concentrate on broad concerns, avoiding detailed budgetary data or issues unique to a command. Distribution...it was first published in November 1988. In that time, the United States has won three wars — the Cold War, Operation JUST CAUSE , and Operation...200K Selected Reserve call-up and limited implementation of Stop Loss Program*** —Secretary of Defense authorizes call-up of 25,000 Army National
Balti Filmi- ja Meediakoolis õpib filmitegemist viis Raplamaalt pärit noormeest - Martti Helde, Elari Lend, Madis Reimund, Ott Tiigirand ja Raigo Saariste. Martti Helde, Elari Lend ja Madis Reimund räägivad oma filmiõpingutest ja filmiõpetusest Balti Filmi- ja Meediakoolis
Gyarmathy, László; Varjas, Géza; Major, Tibor; Fodor, János; Kásler, Miklós
The first patient in Hungary was treated by cobalt therapy fifty years ago at the National Institute of Oncology with a Gravicert type equipment. On the occasion of this anniversary, the 50-year history of the Hungarian cobalt therapy is reviewed, and its present role is discussed. The first cobalt unit (Gravicert) was designed by László Bozóky seven years after the first cobalt unit installation in the world in Canada. The megavoltage energy of the Co-60 source (average: 1.25 MeV) resulted in more successful treatments of deep-seated tumors compared to the X-ray therapy. In the next two-three decades, until the widespread use of the high-energy linear accelerators, the Co-60 teletherapy meant the modern radiation treatment throughout the world. Improvements of quality in radiation techniques necessitated exact localization of the tumors and developments of treatment planning methods. At the beginning, the localization was performed with X-ray machines, while the treatment planning was done manually. In 1965 a Rotacert type cobalt unit was installed at our institute. This machine was already capable of making irradiation in multiple directions and it worked in rotating mode, too. In Hungary, more cobalt units - first the Gravicert type, then foreign made machines - were gradually installed in other radiotherapy centers too. The quality of treatments was significantly improved by the introduction of the computerized treatment planning, and the foundation of the IAEA-supported National Treatment Planning Network in 1978 was an important step in this process. The next important development was the commencement of the CT image based treatment planning in 1981. With the spread of modern linear accelerators the role of the cobalt units has greatly decreased by now, however, nearly 2,500 cobalt units are still in use worldwide. Their usage could be further increased with technical developments. At present, radiation treatments are performed with cobalt units in eight
Dávid, Gerzsenyi; Gáspár, Albert
Surface movement processes are constantly posing threat to property in populated and agricultural areas in the Gerecse hills (Hungary). The affected geological formations are mainly unconsolidated sediments. Pleistocene loess and alluvial terrace sediments are overwhelmingly present, but fluvio-lacustrine sediments of the latest Miocene, and consolidated Eocene and Mesozoic limestones and marls can also be found in the area. Landslides and other surface movement processes are being studied for a long time in the area, but a comprehensive GIS-based geostatistical analysis have not yet been made for the whole area. This was the reason for choosing the Gerecse as the focus area of the study. However, the base data of our study are freely accessible from online servers, so the used method can be applied to other regions in Hungary. Qualitative data was acquired from the landslide-inventory map of the Hungarian Surface Movement Survey and from the Geological Map of Hungary (1 : 100 000). Morphometric parameters derived from the SRMT-1 DEM were used as quantitative variables. Using these parameters the distribution of elevation, slope gradient, aspect and categorized geological features were computed, both for areas affected and not affected by slope movements. Then likelihood values were computed for each parameters by comparing their distribution in the two areas. With combining the likelihood values of the four parameters relative hazard values were computed for each cell. This method is known as the "empirical probability estimation" originally published by Chung (2005). The map created this way shows each cell's place in their ranking based on the relative hazard values as a percentage for the whole study area (787 km2). These values provide information about how similar is a certain area to the areas already affected by landslides based on the four predictor variables. This map can also serve as a base for more complex landslide vulnerability studies involving
... Department of the Army 32 CFR Part 655 RIN 0702-AA58 Radiation Sources on Army Land AGENCY: Department of the... revise its regulations concerning radiation sources on Army land. The Army requires Non-Army agencies...) other Military Departments needing an ARP to bring radioactive sources on Army lands. The Radiation...
Dániel, Kalmár; Bálint, Süle; István, Bondár
The AlpArray temporary seismic network, together with the permanent stations of the Hungarian National Seismological Network provid an unprecedented density and resolution to study the Eastern Alps - Pannonian basin transition zone. Previous receiver functions studies .(Hetényi et al., 2007, 2015) in the region used a much smaller station density and shorter time period than the present paper. In the analysis we used data from 48 permanent and temporary AlpArray stations in Hungary and neighbouring countries. We present our methodology (P-wave receiver function analysis, H-K grid search and cross-correlation matrix methods), the pitfalls in processing, and finally our result, the detailed Moho map of the region.
Full Text Available It is self-evidently true that ceramics form the largest component of the artefact assemblages of the Neolithic and Copper Age of Central and Eastern Europe, yet we are still poorly informed about the final stage of the life of most vessels – their ultimate disposal. In this paper, I wish to consider the ways in which pottery can be studied with respect to disposal and deposition. An assessment of ten different kinds of pottery analysis is made, using site single contexts as the main unit of analysis. I propose that these analyses constitute ways of measuring Bourdieu’s term “habitus”. This contextual analysis is based on examples taken from the Neolithic settlement of Polgar-10, in North East Hungary, excavated by the Upper Tisza Project in 1994.
Full Text Available Black locust (Robinia pseudoacacia L. was the first forest tree species introduced andacclimated from North America to Europe at the beginning of the 17th century. It is a fast growing,nitrogen fixing, site tolerant, excellent coppicing species with frequent and abundant seed productionand relatively high yielding potential. It has a durable and high quality wood, which is used for manypurposes. Although native of North America, black locust is now naturalized and widely plantedthroughout the world from temperate to subtropical areas. In Hungary, this species has played a role ofgreat importance in the forest management, covering approximately 23% of the forested area andproviding about 19% of the annual timber output of the country. Due to the increasing interest in blacklocust growing in many countries, this study has been compiled with the aim of giving a summary onthe basis of research and improvement connected with the species over the past decades.
Full Text Available Modern engineer training is not conceivable without knowledge of work psychology and ergonomics. In this paper, we would like to outline the situation of work psychology and ergonomics as well as their changes in Hungary. The technical approach to health and safety is linked to human health care, and, through that, to ergonomics. The traditional notion of ergonomics is the 'ergonomics of scales, levers and pedals', which has now become a field of research helping the development of socio-technical systems. Here, we present the developmental stages of ergonomics, divided into six periods, first, and then the relationship between environmental ergonomics and health and safety. In the last chapter, I shall expound a few details from Hungarian investigations in work psychology, as well as from the activity of prominent academic circles at certain universities.
Hornyák, Ákos; Malik, Péter; Marton, Szilvia; Dóró, Renáta; Cadar, Daniel; Bányai, Krisztián
The genome sequence and the phylogenetic relationships of a serotype 4 bluetongue virus (BTV-4) emerged during 2014 in Hungary are described in this study. Genome segment 2 encoding the major neutralization antigen, VP2, shared moderate sequence similarity (nt, ⩽ 94.3%) with the corresponding gene of contemporary and historic homotypic bluetongue viruses, whereas genome segments S1, S4, S5, S7-S10 were typically more closely related to the cognate genes of heterotypic isolates. Importantly, in many gene phylogenies the Hungarian BTV-4 strain showed genetic relationship to BTV strains identified in outbreaks in the western Mediterranean basin. Our results indicate the identified Hungarian bluetongue virus strain evolved through reassortment involving multiple genome segments from various heterotypic bluetongue viruses. Copyright © 2015 Elsevier B.V. All rights reserved.
The development is described of technical and mining museums in Hungary from its beginnings in 1807 until 1983. In addition to the Central Mining Museum in Sopron, a further 8 mining museums have been established: The Ore and Mineral Mining Museum in Rudabanaya (1965), Underground Mining Museum in Salgotarjan (1965), The Mining Museum in Ajka on the Armin Shaft (1965), Collection of the History of Mining of Varpalota (1976), The Mecsek Mining Museum in Pecs (1977), Bauxite Mining Museum in Gant (1978), Mining Museum in Oroszlany (1979), Bauxite Mining Collection in Tapolca (1981). Tables list name, address and opening hours of the museums, field of interest, name and address of administrator, information on museum building, staff, exhibits, collections, publishing activity and other information. 9 references.
This publication provides a detailed look at the specific systems in Hungary for responding to an oil supply crisis. In 2007, the IEA published ''Oil Supply Security: Emergency Response of IEA Countries''. Rather than waiting for the completion of the current review cycle to renew this full publication, the IEA will provide updates to the country chapters as these become available following the specific country's review. The aim of series of publications is to provide an overview of the IEA oil emergency response system and a detailed look at the specific systems in each IEA country for responding to an oil supply crisis. The 2007 publication represented the findings of a five year review cycle of the emergency response mechanisms in IEA member countries. Since the 2007 publication, the IEA has started a new cycle of reviews which now includes reviewing gas emergency policies.
Full Text Available In Hungary detailed research work has been carried out since several years to help the process of getting prepared and adapted to the impacts of climate change. The research activities concerned mainly the health impacts of heat waves (excess mortality. Based on the results of the time series statistical analysis of weather variables and daily mortality of Budapest, it was found that a 5º C increase of the daily mean temperature increases of the risk of all cause mortality by 10%; and the risk of death due to cardio-vascular diseases by 12%. The frequency of heat waves has been increasing since the nineties. The most extreme heat wave hit the country in 2007 with an excess mortality around 1100 cases. A three level heat health warning system was launched in 2005 as an action to support adaptation. A significant association was found between global radiation and the increase of melanoma cases. The incidence of melanoma morbidity increased between 2003– 2008, the number of new cases changed from 1854 to 2610. The data of the previous years support that there is an increasing risk of vector borne diseases, as the continuous increase of the incidence of Lyme diseases (15% per year showed it. Although tick-borne encephalitis is present in the country, the incidence of the disease does not show a strong correlation with climate variability. Diseases like West Nile virus and Hanta virus infection appeared and showed an increasing tendency. The vector of Leishmaniasis also appeared in Hungary. Another consequence of climate change is the temporal and spatial change of allergenic plant species. New, invasive plants will appear, the length of pollination has been increasing.
Waltner, István; Centeri, Csaba; Takács, Katalin; Pirkó, Béla; Koós, Sándor; László, Péter; Pásztor, László
With growing concerns on the effects of climate change and land use practices on our soil resources, soil erosion by water is becoming a significant issue internationally. Since the 1964 publication of the first soil erosion map of Hungary, there have been several attempts to provide a countrywide assessment of erosion susceptibility. However, there has been no up-to-date map produced in the last decade. In 2016, a new, 1:100 000 scale soil erosion map was published, based on available soil, elevation, land use and meteorological data for the extremely wet year of 2010. The map utilized combined outputs for two spatially explicit methods: the widely used empirical Universal Soil Loss Equation (USLE) and the process-based Pan-European Soil Erosion Risk Assessment (PESERA) models. The present study aims to provide a detailed analysis of the model results. In lieu of available national monitoring data, information from other sources were used. The Soil Degradation Subsystem (TDR) of the National Environmental Information System (OKIR) is a digital database based on a soil survey and farm dairy data collected from representative farms in Hungary. During the survey all kind of degradation forms - including soil erosion - were considered. Agricultural and demographic data was obtained from the Hungarian Central Statistical Office (KSH). Data from an interview-based survey was also used in an attempt to assess public awareness of soil erosion risks. Point-based evaluation of the model results was complemented with cross-regional assessment of soil erosion estimates. This, combined with available demographic information provides us with an opportunity to address soil erosion on a community level, with the identification of regions with the highest risk of being affected by soil erosion.
Tánczos, Balázs; Balogh, Nándor; Király, László; Biksi, Imre; Szeredi, Levente; Gyurkovsky, Monika; Scalone, Aldo; Fiorentino, Eleonora; Gramiccia, Marina; Farkas, Róbert
Hungary is traditionally regarded as a leishmaniasis-free country, and human or canine cases diagnosed locally have been recorded as imported. However, recent entomological surveys have verified the presence in Hungary of Phlebotomus neglectus and Phlebotomus perfiliewi perfiliewi, which have been incriminated as competent vectors of Leishmania infantum elsewhere in Europe. Following the occurrence in October 2007 of an undisputable clinical case of L. infantum canine leishmaniasis (CanL) in a 4-year-old female pug in a kennel of 20 dogs in Tolna province, an investigation was performed to assess the infection status in that canine population and to search for putative phlebotomine vectors. Another female pug became sick during the study period (May-November 2008) and L. infantum was confirmed as the causative agent. The other animals appeared clinically healthy; however, 4 additional dogs were found positive by indirect fluorescent antibody test (2 dogs), or by buffy-coat PCR (1 dog), or by both methods (1 dog). Hence the overall Leishmania infection prevalence in the kennel was 30% (6/20). All dogs were born in the same place and had been always kept outdoors. They had neither been abroad nor received a blood transfusion. No sand flies were collected with CDC Standard Miniature Light traps, Mosquito Magnet(®) X (MMX) dry ice-baited traps, or sticky traps placed either in or around the kennel and at nearby chicken yards during July and August of 2008 and 2009. Considering the dogs' historical background and the failure to trap any sand fly vectors in the kennel area, the origin of CanL in this site remains unexplained.
Keywords: CEECs, Hungary, Poland, dairy, micro economic theory, efficiency, productivity, allocative efficiency, stochastic frontier, profit function, Markov chain, and maximum entropy econometrics.This thesis analyzes the transition of an economic sector, from a socialist system to a market
Full Text Available A checklist of the species of springtails (Hexapoda: Collembola hitherto recorded from Hungary is presented. Each entry is accompanied by complete references, and remarks where appropriate. The present list contains 414 species.
Tonini, A.; Jongeneel, R.A.
The Polish and (in a more limited way) Hungarian dairy farm sectors are analyzed. Farm size reconfiguration in Hungary may proceed faster than in Poland, because the starting distribution is less fragmentized than the Polish one
Makra, László; Juhász, Miklós; Béczi, Rita; Borsos, Emo˝ke
.... In Southern Hungary (northern part of Serbia-Montenegro included), Ambrosia pollen concentrations during the peak season are about one order of magnitude higher than the counts in the rest of Europe...
B. Fazekas; Andrea Tar; Melinda Kovacs
The ochratoxin A (OTA) content of urine samples from 88 healthy humans living at five settlements in three counties of Hungary was determined by immunoaffinity column cleanup and high-performance liquid chromatography (HPLC...
Amersfoort, H.; Amersfoort, H.; Klinkert, W.
The 1922 Army Reform Bill reduced the Dutch army to a militia. During the period between the two World Wars Dutch army leadership sought to rebuild an army that in several repects (organization, armement, doctrine) could be compared to the armies of great powers like France and Germany. The army
Hankerson, Maria; Taylor, Allen J
The purpose of the Army's cardiovascular screening program, initiated in 1981 and revised in 1989, was to reduce the incidence of sudden cardiac death associated with the mandatory semi- annual Army...
Stegman, Michael A.
A "payday loan" is a short-term loan made for seven to 30 days for a small amount. Fees charged on payday loans generally range from $15 to $30 on each $100 advanced. A typical example would be that in exchange for a $300 advance until the next payday, the borrower writes a post-dated check for $300 and receives $255 in cash -- the lender taking a $45 fee off the top. The lender then holds on to the check until the following payday, before depositing it in its own account. When the fee for a ...
Balogh, Sandor; Papp, Renata; Jozan, Peter; Csaszar, Albert
Abstract Background During the last 35 years the poor ranking of Hungary on the list of life expectancy at birth among European countries, has not changed. In 1970 our lag behind the leading European countries was the smallest. The gap was growing between 1970 and 1993 but from 1994 onwards the life expectancy at birth in Hungary has increased continuously and somewhat faster than in other European countries. The aim of this study was to analyze the association between decreasing cardiovascul...
Full Text Available There was a question whether monetary policy works through bank lending channelrequired a monetary-induced change in bank loans originates from the supply side. Mostempirical studies that employed vector autoregressive (VAR models failed to fulfill thisrequirement. Aiming to offer a solution to this identification problem, this paper developed afive-variable vector error correction (VEC model of two separate bank credit markets inIndonesia. Departing from previous studies, the model of each market took account of onestructural break endogenously determined by implementing a unit root test. A cointegrationtest that took account of one structural break suggested two cointegrating vectors identifiedas bank lending supply and demand relations. The estimated VEC system for both marketssuggested that bank loans adjusted more strongly in the direction of the supply equation.
Full Text Available The general view that the banks’ lending plays a crucial role in the real estate market was again confirmed during the recent financial crisis. During the precrisis period, house prices in Albania increased rapidly, supported also by a fast expansion of mortgage lending. This study aims to empirically analyse the relation between housing prices and banks’ financing in the long run, referring to a VECM model. The estimated results confirm the important role of mortgage to house prices. Meanwhile, the relation between house prices and interest rates resulted statistically insignificant. Unlike the previous literature, exchange rate has been included as an endogenous variable. Results show positive correlation and statistical significance between house prices and exchange rate. Finally, this paper is expected to contribute to the literature as there are very few studies that elaborate on the macroeconomic factors’ influence on the housing prices in Albania.
G van der Westhuizen
Full Text Available The relative efficiency of fifty-two branches of a small South African bank was estimated using Data Envelopment Analysis (DEA. A factor responsible for the difference in efficiency between branches might be the difference in managing the asset (loans and the liability (deposit side of the balance sheet. For this reason, the relative efficiency of the lending and borrowing activities was also estimated and compared to the relative efficiency of the combined (lending and borrowing activities.In the case of the efficiency estimates for loans and deposits, the indications are that the branches were more efficient in managing the liability side (deposits than in managing the asset side (loans. This means that purchased funds were not utilised efficiently.
Secrest, T.J.; Freeman, S.L. [Pacific Northwest National Lab., Richland, WA (United States); Popelka, A. [Tysak Engineering, Acton, MA (United States); Shestopal, P.A.; Gagurin, E.V. [Agency for Rational Energy Use and Ecology, Kyiv (Ukraine)
The government of Ukraine, through the State Committee of Energy Conservation (State Committee), is considering the implementation of energy efficiency measures in state and municipal institutional buildings in the city of Kyiv. The State Committee entered into a Memorandum of Cooperation with the US Department of Energy (DOE) to conduct an assessment of the institutional buildings sector efficiency potential. This assessment will be used to support a potential loan by the World Bank for implementing a buildings efficiency improvement program in Kyiv. This report provides an assessment of the options for structuring the lending scenarios and the implementation of the program. Components to the lending structure are options for the disbursement of funds, options for the loan service, and other financial options and considerations. Program implementation includes management structures, reporting, installation activities, and post-installation activities such as training and verification.
44. (Army orders all comianders to deal swiftly and fairly with cases of sexual harrassment .) 21. Halverson, Guy. "Women Invade Military Bastions...women in combat.) 3. Adams, Virginia. "Jane Crow in the Army: Obstacles to Sexual Inte- gration." Psychology Today, Vol. 14, October 1980, pp. 50-64... Sexual tension still exists in the Army, caused by frequent pregnancies, discrepencies in strength, and male prejudice.) 4. Bailey, Mildred. "Army
Jeffrey M. Chwieroth
his paper examines how the staff exercise informal governance over lending decisions of the International Monetary Fund (IMF or Fund). The essential component of designing any IMF program, assessing the extent to which a borrowing country is likely to fulfill its policy commitments, is based partly on informal staff judgments subject to informal incentives and normative orientations not dictated by formal rules and procedures. Moreover, when country officials are unable to commit to policy go...
Wix, Carlo; Schüwer, Ulrich
This paper explores how credit demand affects the pass-through of monetary policy to bank lending. We employ a novel identification strategy based on exploiting exogenous cross-sectional variation in local mortgage credit demand across U.S. counties following the occurrence of large natural disasters. First, we show that large natural disasters cause increased local credit demand in the short-term and reduced local credit demand in the medium-term, which we interpret as intertemporal substitu...
Florina Oana VIRLANUTA
Full Text Available During the early stages of the economic crisis that hit Romania, significant imbalances occurred in all industries. Its effects had a more dramatic impact in the banking system; especially concerning bank lending which was not only adversely affected by the crisis but it was the crisis itself. In this regard, we conducted an analysis of the credit system in Romania, the implications of non-performing loans on bank performance.
Full Text Available As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.
Hans Degryse; Luc Laeven; Steven Ongena
We investigate how bank organization shapes banking competition. We show that a bank's geographical lending reach and loan pricing strategy is determined by its own and its rivals' organizational structure. We estimate the impact of organization on the geographical reach and loan pricing of a large bank. We find that the reach of the bank is smaller when rival banks are large and hierarchically organized, have superior communication technology, have a narrower span of organization, and are cl...
Carlos Eduardo Canfield
Full Text Available P2P lending is a new method of informal finance that uses the internet to directly connect borrowers with on-line communities. With a unique dataset provided by Prestadero, the largest on-line lending platform with national presence in Mexico, this research explores the effect of credit scores and other variables related to loan and borrower´s traits, in determining default behavior in P2P lending. Moreover, using a logistic regression model, it tested whether investors might benefit from screening loan applicants by gender after controlling for loan quality. The results showed that information provided by the platform is relevant for analyzing credit risk, yet not conclusive. In congruence with the literature, on a scale going from the safest to the riskiest, loan quality is positively associated with default behavior. Other determinants for increasing the odds of default are the payment-to-income ratio and refinancing on the same platform. On the contrary loan purpose and being a female applicant reduce such odds. No categorical evidence for differential default behavior was found for gender´s case-discrimination, under equal credit conditions. However it was found that controlling for loan quality, women have longer loan survival times than men. This is one of the first studies about debt crowdfunding in Latin America and Mexico. Implications for lenders, researchers and policy-makers are also discussed.
Lunar neutron flux data measured by the Lunar Exploration Neutron Detector (LEND) on board NASA's Lunar Reconnaissance Orbiter (LRO) were analyzed for the period 2009-2014.We have re-evaluated the instrument's collimation capability and re-estimated the neutron counting rate measured in the Field of View (FOV) of the LEND collimated detectors, and found it to be 1.070.1counts per second. We derived the spectral density of the neutron flux for various lunar regions using our comprehensive numerical model of orbital measurements. This model takes into account the location of the LEND instrument onboard LRO to calculate the surface leakage neutron flux and its propagation to the instrument detectors. Based on this we have determined the lunar neutron flux at the surface to be approx. 2 neutrons/ [sq cm/ sec] in the epithermal energy range, 0.4e V to 1keV. We have also found variations of the lunar neutron leakage flux with amplitude as large as a factor of two, by using multi-year observations to explore variations in the Galactic Cosmic Ray (GCR) flux during the 23rd-24th solar cycles.
Full Text Available The monetary policy affects the regional economy through interest rates and its main parameter the Bank of Russia key rate. But do all the banks in the regions respond uniformly to monetary policy changes? The effects of monetary policy actions can vary across the regions within an economic entity, depending on the regional industrial output, the financial structure, household incomes, lending activity, etc. The analysis of the article aims to determine the monetary policy instruments that influence the development or degradation of the regional banking sector in Russia. This helps to identify the heterogeneous commercial bank responses to changes in conducted monetary policy. In order to assess the effects of macroeconomic shocks and instruments of banking supervision on lending activity, the Ordinary Least Squares estimator and Generalized Least Squares technique were applied. The Taylor rule was used to calculate the desired level of interest rate for the each region and, then, to compare the results with the Central Bank interest rate. The empirical results, described in the context of the regional analysis, demonstrate that Central Bank’s interest rate does not affect the lending activity in most of the regions. Finally, the author summarizes conclusions one can draw from the results and provides recommendations for economic policy makers, based on the results of empirical analysis.
Rugh, Jacob S; Albright, Len; Massey, Douglas S
In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower's life and between generations. Using Baltimore, Maryland as a case study setting, we combine data from reports filed under the Home Mortgage Disclosure Act with additional loan-level data from mortgage-backed securities. We find that race and neighborhood racial segregation are critical factors explaining black disadvantage across successive stages in the process of lending and foreclosure, controlling for differences in borrower credit scores, income, occupancy status, and loan-to-value ratios. We analyze the cumulative cost of predatory lending to black borrowers in terms of reduced disposable income and lost wealth. We find the cost to be substantial. Black borrowers paid an estimated additional 5 to 11 percent in monthly payments and those that completed foreclosure in the sample lost an excess of $2 million in home equity. These costs were magnified in mostly black neighborhoods and in turn heavily concentrated in communities of color. By elucidating the mechanisms that link black segregation to discrimination we demonstrate how processes of cumulative disadvantage continue to undermine black socioeconomic status in the United States today.
Gerson ND. Njurumana
Full Text Available Masyarakat lokal memiliki peran strategis dalam mendukung kegiatan rehabilitasi hutan dan lahan. Berbagai pola adaptasi masyarakat lokal terhadap lingkungan merupakan salah satu sumberdaya yang perlu mendapatkan perhatian dalam perencanaan pembangunan kehutanan berkelanjutan. Manusia tidak dapat dipisahkan dari lingkungannya, dan sebaliknya manusia adalah produk dari lingkungan, sehingga berbagai bentuk adaptasi lingkungan banyak dijumpai berdasarkan persepsi dan pengalaman berinteraksi dalam pengelolaan dan pemanfaatan sumberdaya hutan, tanah dan air. Inisiatif lokal pada tataran filosofis maupun praktis, sesungguhnya merupakan modal dasar bagi pembangunan. Penelitian ini mengkaji tentang inisiatif lokal Lende Ura yang ada pada masyarakat Sumba Barat Daya, Nusa Tenggara Timur (NTT. Penelitian menggunakan pendekatan deskriptif melalui pendokumentasian literatur dan wawancara mendalam terkait fokus kajian. Penelitian dilakukan tahun 2009. Analisis data dilakukan secara deskriptif naratif. Lende Ura merupakan salah satu bentuk inisiatif lokal yaitu sebuah filosofi kehidupan masyarakat di Sumba Barat Daya yang memandang hutan sebagai jembatan bagi datangnya hujan. Masyarakat memahami bahwa hutan yang terpelihara dengan baik akan menjadi jembatan bagi turunnya hujan sehingga mendukung usaha pertanian dan ketersediaan air bagi manusia dan makhluk hidup lainnya. Konsep Lende Ura mendorong masyarakat menghargai setiap komponen sumberdaya alam yang ada, serta berpengaruh baik secara langsung maupun tidak langsung terhadap proses terjadinya hujan. Karenanya, masyarakat tidak melakukan penebangan liar, menghindari kebakaran hutan dan lahan, memelihara daerah tangkapan air melalui budidaya pertanian campuran lahan kering serta memanfaatkan hasil hutan non kayu.
competencies the Army and Nation requires. A well managed , comparable, and integrated Army leader training, education, and development framework, designed...Leavenworth, KS or Fort Belvoir, VA. The Intermediate Course targets Army civilian leaders who already reside in supervisory, management , or project...Leadership and Management Program (DLAMP), a competitively selected DOD- sponsored and DOD–funded leader development program that provided enhanced
Course, Fort -. Knox, KY: 23 April 1976. -4. 4<- AdmB’-."mato EgnerPo iB-vonC7atFfctvns Greer, George D., Jr. and Myers, Martha . Basic Military...and Winston Inc., 1969. Nussbaum , D. "Relationship Between Funding and Readiness (USAREUR Model)." Presentation to the Army Training Study, Fort
Tamas, Eniko Anna; Koch, Daniel; Varga, Gyorgy
, best organized in the upstream countries, where also on tributaries like the Drau/Drava monitoring stations are in operation. Sampling frequency of suspended load is 3 to 7 per year in Hungary, and even lower downstream. Sediment management is a major challenge, as most methods developed until now are unsustainable, require continuous intervention and are expensive as well. However, there is a new focus on the subject in the 21st century, which still lacks uniform methodological recommendations for measurements and analyses, and the number of engineers with sediment expertise and experience is alarmingly low. Data related to sediment quantity are unreliable and often contradictory. It is difficult to produce high quality long-term databases that could support and enable the mathematical calibration of sediment transport models. Sediment measurements are different in different countries in Europe. Even in Hungary, sampling and laboratory techniques have changed several times in the past. Also, sediment sampling was never really systhematic, and the sampling campaigns did not follow the hydrological processes. That is how sediment data can hardly be compared; and the data series are inhomogeneous and they cannot be statistically analysed. The majority of the existing sediment data in Hungary are not suitable for the data supply needs of state-of-the-art numerical modeling. It is even problematic to describe the connections between water flow (discharge) and sediment transport, because data are scarce and irregular. Even the most modern measurement methods (Acoustic Doppler Current Profiler [ADCP], or Laser In Situ Scattering and Transmissometry [LISST]) need calibration, which means field sampling and laboratory processing. For these reasons we need (both quantitatively and qualitively) appropriate sampling of sediment. In frame of projects and programs of the Institute for Hydraulic engineering and Water management of Eötvös József College, we developed the
Eric Beckett Weaver
Full Text Available The Princip cult and what it evokes in Hungary On the 28th of June, 1914, a consumptive student, Gavrilo Princip, shot and killed prince Franz Ferdinand, the heir to the throne of the Austro-Hungarian Monarchy. The prince’s wife Sofia was also killed by a stray bullet. In the century that has passed since the assassination, the memory of Princip and the cult constructed around him has been distorted beyond recognition. As local and international politics were altered, so changed Princip’s image. The memory of Princip now evokes strong reactions not only in the South Slav lands, but in Hungary as well. In what follows, we will examine possible sources for the strong reactions evoked by Princip’s memory among Hungarians a century after his act. Kult Principa i co on ewokuje na Węgrzech W dniu 28 czerwca 1914 roku chory na gruźlicę student Gavrilo Princip zastrzelił księcia Franciszka Ferdynanda, następcę tronu monarchii austro-węgierskiej. Od zbłąkanej kuli zginęła także żona księcia, Zofia. W okresie stulecia, które minęło od tego zabójstwa, pamięć o Principie i kult zbudowany wokół niego przeobraziły się diametralnie. Wraz z przemianami polityki lokalnej i międzynarodowej zmieniało się także postrzeganie Principa. Obecnie pamięć o Principie wywołuje silne reakcje nie tylko na ziemiach południowosłowiańskich, ale również na Węgrzech. Autor artykułu docieka, skąd mogą wypływać silne reakcje, jakie pamięć Principa wywołuje u Węgrów sto lat po jego czynie.
Full Text Available Europeanisation and regionalization, European convergence versus local divergence are important and timely questions as regards the future of EU cohesion policy, that originally aimed to reduce economic, social and territorial inequalities. Recently, it does not solely support regional development and stimulate modernization processes, but also aims to advance competitiveness, job creation, innovation, and sustainable growth and development (Europe 2020 strategy, especially at the sub-national level. The comparison of regional processes, institutional systems, experience and the originating potential future scenarios of transition economies are interesting but yet under-examined fields of study. Is there a specific way (trajectory of regionalization in transition economies, or practices vary from country to country? Do EU level policy changes affect national and sub-national level institutions and processes and if yes, for what extent? PHARE programmes were introduced in the early 1990s, short after the change of regime, and following the EU accession, Structural Funds have become the main public financial instruments in these countries, accompanied with a massive foreign direct investment flow. The subsequent EU programming periods and the connected terminology have been predominantly shaping regional policy in these countries; Operational Programmes, Action Plans, Logical Framework Approach, Project fiches, Regional Innovation Strategies, Local Action Groups, Competitiveness Poles, Clustering, Smart Specialisation, Re-industrialisation are only a few keywords that describe this era. The objective of this study is to present a qualitative framework to the evaluation of the period from 1990 to 2015 in Hungary, as a case study of the transition economies, with the identification of the most important milestones and tendencies of regionalization. The relevance of the research is supported by the recent elimination of the NUTS II (regional level
Shanahan, Linda; Sen, Surajit
A ``simple'' battle can be thought of as a conflict between two parties, each with finite reserves, and typically fought on one side’s territory. Modern battles are often strategic, based largely on the speed of information processing and decision making and are mission oriented rather than to annex new territory. Here, we analyze such battles using a simple model in which the ``blue'' army fights a strategic battle against a ``red'' army that is well matched in combat power and in red’s territory. We assume that the blue army attacks strategically while the red army attempts to neutralize the enemy when in close enough proximity, implemented here as ``on- site,'' with randomly varying force levels to potentially confuse and drive the blue's strategies. The temporal evolution of the model battles incorporate randomness in the deployment of the reds and hence possess attendant history dependence. We show that minimizing risk exposure and making strategic moves based on local intelligence are often the deciding factors that determine the outcome of battles among well matched adversaries.
Times; Jan. 28, 1991; 51(26): p. 10. DEFENSE OUTPLACEMENT REFERRAL SYSTEM (DORS) Service to find the right desk for your resume. Army Times; Oct. 28...DEPENDENT SCHOOLS (DODDS) DORS SEE DEFENSE OUTPLACEMENT REFERRAL SYSTEM (DORS) DOUBLE DIPPING SEE RETIRED MILITARY PERSONNEL--DUAL COMPENSATION 0 38 DRAGON
Serves an enduring document to guide future strategic plans – Establishes ISO 14001 framework for cleanup; complies w/GPRA Army Environmental...follow ISO 14001 – Plan - Complete the FY10-11 Strategic Plan – Do - Implement Activities According to the Plan – Check - Evaluate Progress Against the
Tolnai, Z; Sréter-Lancz, Z; Sréter, T
In recent years, Ehrlichia canis and Hepatozoon canis transmitted by Rhipicephalus sanguineus were reported from Hungary. The aim of the present study was to reveal the spatial distribution pattern of pathogens transmitted by R. sanguineus in a sentinel species, red fox (Vulpes vulpes) in Hungary and to analyse the relationship of these patterns with landscape and climate by geographical information systems. Fox carcasses, representing 0.5% of the total fox population were randomly selected out of all the foxes of Hungary. The spleen samples of the animals were tested by real-time PCR for Anaplasma platys, Babesia vogeli, E. canis and H. canis infection. Positive results were confirmed by conventional PCR followed by sequencing. The prevalence of H. canis infection was 22.2% (95% CI=18.4-26.4%), and this parasite was detected in all areas including the mountain regions of Hungary. These findings indicate that other tick species or other transmission routes (oral and transplacental) might be in the background of the countrywide distribution of H. canis. Anaplasma platys was not found; nevertheless, the prevalence of Anaplasma phagocytophilum infection transmitted by Ixodes ricinus was 12.5% (95% CI=9.7-16.1%) in foxes. B. vogeli and E. canis infection was not detected. There was no correlation between environmental parameter values in the home range of foxes and A. phagocytophilum or H. canis infection, which is in line with that observed in the case of tick species infesting foxes in Hungary. The results of this study indicate that R. sanguineus, if present, might be rare in Hungary. Our baseline study can be used for future evaluation of the effect of climate change on the spreading and emergence of R. sanguineus transmitted pathogens in Hungary. Copyright © 2015 Elsevier GmbH. All rights reserved.
Ramirez, Teresita R.
Prospects for the enlargement of the European Union (EU) became imminent when the EU Commission agreed in 1997 to open formal negotiations with five of the Central and Eastern European countries: (1) the Czech Republic; (2) Hungary; (3) Poland; (4) Slovenia; and (5) Estonia. This research project discusses macroeconomic policy challenges that…
Kaló, Zoltán; Antal, János; Pénzes, Miklós; Pozsgay, Csilla; Szepezdi, Zsuzsanna; Nagyjánosi, László
To determine the contribution of clinical trials to the gross domestic product (GDP) in Hungary. An anonymous survey of pharmaceutical companies and clinical research organizations (CROs) was conducted to estimate their clinical trial-related employment and revenues. Clinical trial documents at the National Institute of Pharmacy (NIP) were analyzed to estimate trial-related revenues at health care institutions and the value of investigational medical products (IMPs) based on avoided drug costs. Financial benefits were calculated as 2010 US $ purchasing power parity (PPP) values. Clinical trials increased the revenue of Hungarian health care providers by 1 US $65.6 million. The value of IMPs was US $67.0 million. Clinical trial operation and management activities generated 900 jobs and US $166.9 million in revenue among CROs and pharmaceutical companies. The contribution of clinical trials to the Hungarian GDP in 2010 amounted to 0.2%. Participation in international clinical trials may result in health, financial, and intangible benefits that contribute to the sustainability of health care systems, especially in countries with severe resource constraints. Although a conservative approach was employed to estimate the economic benefits of clinical trials, further research is necessary to improve the generalizability of our findings.
Hornyák, Lajos; Nagy, Zsolt; Tálos, Zsuzsanna; Endrei, Dóra; Ágoston, István; Csákvári, Tímea; Boncz, Imre
The aim of our study is to analyse the biosimilar bids of the Hungarian National Health Insurance Fund Administration in case of colony-stimulating factor and erythropoietin products. Data derived from the nationwide pharmaceutical database of Hungarian National Health Insurance Fund Administration. We analysed how the number of patients treated by colony-stimulating factor and erythropoietin products changed before (01.07.2011.-30.06.2012.) and after (01.07.2012.-30.06.2013.) the first biosimilar bid performed in March 2012 in Hungary. In the 12 months before biosimilar bid 4167 patients received erythropoietin treatment, while in the first 12 months after the bid 3647 patients, resulting in a 12.5 % decline. In the 12 months before biosimilar bid 13974 patients received colony-stimulating factor treatment, while in the first 12 months after the bid 13352 patients, resulting in a 4.5% decline. The analyses of the Hungarian price competition bid of biosimilar products showed a minimal decline in the number of patients under treatment by both colony-stimulating factor and erythropoietin products while the health insurance reimbursement of these drugs significantly decreased.
Full Text Available Background. Due to allowing of methylisothiazolinone (MI in cosmetics, cleaning products, and paints, an epidemic of MI-hypersensitivity emerged. Patch testing Kathon CG® (3:1 mixture of methylchloroisothiazolinone and methylisothiazolinone, MCI/MI does not correctly detect MI contact allergy, due to the low concentration of MI in the test material. Methods. A retrospective survey was performed to estimate the prevalence of MCI/MI hypersensitivity in 14693 patients tested consecutively between 1993 and 2014. Moreover, currently 314 patients were prospectively tested with the allergens MCI/MI and with MI during one year. Results. MCI/MI hypersensitivity increased retrospectively from 0.5% to 6.0%. By current prospective testing we detected 25 patients (8% with MCI/MI and/or MI positive reactions. Out of the 25 patients 10 were only MCI/MI positive, 9 were only MI positive, and 6 were MCI/MI and MI positive. If MI had not been tested separately, MI contact allergy would have missed in 36% of all detected cases and in 2.8% of the total 314 patients. Conclusions. The frequency of MCI/MI hypersensitivity is increasing also in Hungary. We confirm that, in order to detect MI contact allergy, it needs to be tested separately. A further increase of MI hypersensitivity might be expected in the future as products containing MI are still widely available.
Németh, Ilona; Temesvári, Erzsébet
Background. Due to allowing of methylisothiazolinone (MI) in cosmetics, cleaning products, and paints, an epidemic of MI-hypersensitivity emerged. Patch testing Kathon CG® (3:1 mixture of methylchloroisothiazolinone and methylisothiazolinone, MCI/MI) does not correctly detect MI contact allergy, due to the low concentration of MI in the test material. Methods. A retrospective survey was performed to estimate the prevalence of MCI/MI hypersensitivity in 14693 patients tested consecutively between 1993 and 2014. Moreover, currently 314 patients were prospectively tested with the allergens MCI/MI and with MI during one year. Results. MCI/MI hypersensitivity increased retrospectively from 0.5% to 6.0%. By current prospective testing we detected 25 patients (8%) with MCI/MI and/or MI positive reactions. Out of the 25 patients 10 were only MCI/MI positive, 9 were only MI positive, and 6 were MCI/MI and MI positive. If MI had not been tested separately, MI contact allergy would have missed in 36% of all detected cases and in 2.8% of the total 314 patients. Conclusions. The frequency of MCI/MI hypersensitivity is increasing also in Hungary. We confirm that, in order to detect MI contact allergy, it needs to be tested separately. A further increase of MI hypersensitivity might be expected in the future as products containing MI are still widely available. PMID:27047541
Oldal, Miklós; Németh, Viktória; Madai, Mónika; Pintér, Réka; Kemenesi, Gábor; Dallos, Bianka; Kutas, Anna; Sebők, Judit; Horváth, Győző; Bányai, Krisztián; Jakab, Ferenc
The aim of the study was to survey the prevalence of human hantavirus infections among forestry workers, who are considered a risk population for contracting the disease. Sera collected from volunteers were tested for antibodies against Dobrava-Belgrade (DOBV) and Puumala (PUUV) viruses. For serological analyses, full capsid proteins of DOBV and PUUV viruses were produced in a bacterial expression system, while Ni-resin was used for protein purification. Samples were screened for anti-hantavirus antibodies by ELISA, results were confirmed by Western blot analysis. A total of 835 samples collected from 750 males and 85 females were tested by indirect ELISA and positive test results were confirmed by Western blot assay. Out of the 45 ELISA-reactive samples, 38 were confirmed by Western blot analysis. The regional distribution of seropositive individuals was as follows: 1.9% (2/107) in the Danube-Tisza Plateau (Great Plains), 3.1% (10/321) in the Southern Transdanubian region, 5.2% (13/248) in the Northern Transdanubian, and 8.2% (13/159) in the North Hungarian Mountains. Our data show marked geographic differences in seroprevalence of pathogenic hantaviruses within Hungary, indicating elevated exposure to hantavirus infections in some areas.
Lóczy, Dénes; Dezsö, József; Gyenizse, Péter; Ortmann-Ajkai, Adrienne
Our research project covers the assessment of archive data and monitoring present-day water availability in the floodplain of the Hungarian Drava River. Historically flood hazard has been prevalent in the area. Recently, however, flood and drought hazards occur with equal frequency. Potential floodwater storage is defined from the analyses of soil conditions (grain size, porosity, water conductivity etc.) and GIS-based volumetric estimations of storage capacities in oxbows (including communication with groundwater). With the remarkable rate of river channel incision (2.4 m per century) and predictable climate change trends (increased annual mean temperature and decreased summer precipitation), the growing frequency and intensification of drought hazard is expected. For the assessment of drought hazard the impacts of hydrometeorological events, groundwater table dynamics and capillary rise are modelled, the water demands of natural vegetation and agricultural crops are studied. The project is closely linked to the ongoing Old Drava Programme, a comprehensive government project, which envisions floodplain rehabilitation through major transformations in water governance and land use of the region, and has numerous implications for regional development. Authors are grateful for financial support from the Hungarian National Scientific Research Fund (OTKA, contacts nos K 104552 and K 108755) as well as from the Visegrad Fund (31210058). The contribution is dedicated to the 650th anniversary of the foundation of the University of Pécs, Hungary.
Dóra J. Eszes
Full Text Available Introduction. Diabetic retinopathy (DR is a sight-threatening complication of diabetes. Telemedicine tools can prevent blindness. We aimed to investigate the patients’ satisfaction when using such tools (fundus camera examination and the effect of demographic and socioeconomic factors on participation in screening. Methods. Pilot study involving fundus camera screening and self-administered questionnaire on participants’ experience during fundus examination (comfort, reliability, and future interest in participation, as well as demographic and socioeconomic factors was performed on 89 patients with known diabetes in Csongrád County, a southeastern region of Hungary. Results. Thirty percent of the patients had never participated in any ophthalmological screening, while 25.7% had DR of some grade based upon a standard fundus camera examination and UK-based DR grading protocol (Spectra™ software. Large majority of the patients were satisfied with the screening and found it reliable and acceptable to undertake examination under pupil dilation; 67.3% were willing to undergo nonmydriatic fundus camera examination again. There was a statistically significant relationship between economic activity, education and marital status, and future interest in participation. Discussion. Participants found digital retinal screening to be reliable and satisfactory. Telemedicine can be a strong tool, supporting eye care professionals and allowing for faster and more comfortable DR screening.
Kósa, K; Coons, B; Molnár, Á
The Commission on Social Determinants of Health (CSDH) formulated recommendations along which health inequalities can be successfully tackled anywhere in the world. The situation of the Roma minority in Europe provides countless opportunities for the translation of these guidelines into action that should be guided by coherent and evidence-based strategies integrating lessons learned in smaller-scale field projects. Our paper describes the long-term evaluation of a locally initiated housing project in Hungary carried out more than a decade after implementation, which highlights the salience of the CSDH's recommendations and critical factors for success and sustainability. The project provides evidence for the long-term positive impact on education of the social housing project implemented by an empowered community through delegating decision making to a board of representatives of the beneficiaries in all decisions, including financial ones. Educational level greatly improved, and all houses–inhabited by 17 out of 20 families who initially entered the project—remained in good condition, properly equipped and decorated after 13 years of implementation, in spite of an increase of unemployment during the same period which led to reduced income and deterioration of the families' economic situation. Better housing conditions for vulnerable people can be sustained and result in increased educational level if incremental improvement is aimed for and coupled with the redistribution of power at the local level.
Jeney, András; Kralovánszky, Judit; Lapis, Károly
The present review about the history of anticancer drug research in Hungary intends to call attention to the importance of studies on their mode of action. Several lines of evidence suggest that clinically usable oncopharmacological properties could be revealed by this way. Among the numerous compounds certain alkylating sugar alcohols and 2'-deoxyuridine derivatives were submitted to detailed investigations concerning their mode of action. Myelobromol with selective action on the myeloid elements of bone marrow has been justified for its application in chronic myeloid leukemia therapy and also in bone marrow ablation before transplantation. Mitolactol is able to cross bloodbrain barrier, consequently could control certain brain tumors. 5-etil-2'-deoxyuridine by reducing dihydropyrimidine dehydrogenase activity is able to increase 5-fluorouracil concentration in the blood, resulting in improved antitumor effect. In contrast, 5-hexil-2'-deoxyuridine, as an inhibitor of glycoconjugate pathway by reducing heparan sulfate production, has the ability to prevent metastasis. Noteworthy, the remarkable effects of vinca alkaloids, antiestrogens, and GNRH analogues were also presented in this review.
Szabó, Réka; Wehmann, Enikő; Makrai, László; Nemes, Csaba; Gyuris, Éva; Thuma, Ákos; Magyar, Tibor
Ornithobacterium rhinotracheale is a widely distributed rod-shaped Gram-negative bacterium that infects several avian species including chickens and turkeys. It is associated with respiratory signs, growth retardation, mortality, and reduced egg production, thus causing severe economic losses to the poultry industries. In this study, 37 field isolates of O. rhinotracheale, collected from various locations in Hungary between 1997 and 2015, were identified and characterized by the analysis of partial 16S rRNA gene sequences, enterobacterial repetitive intergenic consensus (ERIC)-PCR, and random amplified polymorphic DNA (RAPD) PCR assays with the OPG11, OPH19, and M13 primers. Most of the field isolates were serotype A, one was serotype B, and four were serotype D. One isolate could not be typed with antisera against serotypes A-E. In a phylogenetic analysis of the 16S rRNA sequences, the isolates formed two clusters. Thirteen distinct patterns were identified with ERIC-PCR, and the RAPD assay with the M13 primer assigned the isolates to 10 different patterns. The other two RAPD assays were unsuitable for distinguishing and grouping the isolates. Neither ERIC type nor RAPD pattern correlated with the place or year of isolation. However, the strains isolated from chickens were more heterogeneous on ERIC-PCR than the isolates recovered from turkeys. In this study, ERIC-PCR was the most discriminatory method for investigating the genetic diversity of O. rhinotracheale isolates.
Erhardt, Ildikó; Ötvös, Viktória; Erőss, Anita; Czauner, Brigitta; Simon, Szilvia; Mádl-Szőnyi, Judit
The Buda Thermal Karst area, in central Hungary, is in the focus of research interest because of its thermal water resources and the on-going hypogenic karstification processes at the boundary of unconfined and confined carbonates. Understanding of the discharge phenomena and the karstification processes requires clarification of the groundwater flow conditions in the area. Accordingly, the aim of the present study was to present a hydraulic evaluation of the flow systems based on analyses of the archival measured hydraulic data of wells. Pressure vs. elevation profiles, tomographic fluid-potential maps and hydraulic cross sections were constructed, based on the data distribution. As a result, gravitational flow systems, hydraulic continuity, and the modifying effects of aquitard units and faults were identified in the karst area. The location of natural discharge areas could be explained and the hydraulic behavior of the Northeastern Margin Fault of the Buda Hills could be determined. The flow pattern determines the differences in the discharge distribution (one- and two-component) and related cave-forming processes between the Central System (Rózsadomb area) and Southern System (Gellért Hill area) natural discharge areas. Among the premises of hypogenic karstification, regional upward flow conditions were confirmed along the main discharge zone of the River Danube.
Szabó, Barbara; Vincze, Enikő; Czúcz, Bálint
The importance of long-term plant phenological time series is growing in monitoring of climate change impacts worldwide. To detect trends and assess possible influences of climate in Hungary, we studied flowering phenological records for six species ( Convallaria majalis, Taraxacum officinale, Syringa vulgaris, Sambucus nigra, Robinia pseudoacacia, Tilia cordata) based on phenological observations from the Hungarian Meteorological Service recorded between 1952 and 2000. Altogether, four from the six examined plant species showed significant advancement in flowering onset with an average rate of 1.9-4.4 days per decade. We found that it was the mean temperature of the 2-3 months immediately preceding the mean flowering date, which most prominently influenced its timing. In addition, several species were affected by the late winter (January-March) values of the North Atlantic Oscillation (NAO) index. We also detected sporadic long-term effects for all species, where climatic variables from earlier months exerted influence with varying sign and little recognizable pattern: the temperature/NAO of the previous autumn (August-December) seems to influence Convallaria, and the temperature/precipitation of the previous spring (February-April) has some effect on Tilia flowering.
Full Text Available Objectives: The aim of the study was to survey the prevalence of human hantavirus infections among forestry workers, who are considered a risk population for contracting the disease. Sera collected from volunteers were tested for antibodies against Dobrava-Belgrade (DOBV and Puumala (PUUV viruses. Material and Methods: For serological analyses, full capsid proteins of DOBV and PUUV viruses were produced in a bacterial expression system, while Ni-resin was used for protein purification. Samples were screened for anti-hantavirus antibodies by ELISA, results were confirmed by Western blot analysis. Results: A total of 835 samples collected from 750 males and 85 females were tested by indirect ELISA and positive test results were confirmed by Western blot assay. Out of the 45 ELISA-reactive samples, 38 were confirmed by Western blot analysis. The regional distribution of seropositive individuals was as follows: 1.9% (2/107 in the Danube-Tisza Plateau (Great Plains, 3.1% (10/321 in the Southern Transdanubian region, 5.2% (13/248 in the Northern Transdanubian, and 8.2% (13/159 in the North Hungarian Mountains. Conclusions: Our data show marked geographic differences in seroprevalence of pathogenic hantaviruses within Hungary, indicating elevated exposure to hantavirus infections in some areas.
Bodo, M.; Sipos, K.; Thuroczy, G.; Panczel, G.; Ilias, L.; Szonyi, P.; Bodo, M., Jr.; Nebella, T.; Banyasz, A.; Nagy, Z.
A cross-sectional survey was conducted in Hungary using the Cerberus system which includes: 1) a questionnaire addressing the risk factors for stroke/cardiovascular disease; 2) amplifiers to record the pulse waves of cerebral arteries (rheoencephalography) and peripheral arteries, electrocardiogram and electroencephalogram. Additionally, subjects were measured for carotid stenosis by Doppler ultrasound and 12-lead electrocardiogram; subjects were also screened for blood cholesterol, glucose, and triglyceride levels. Prevalence of the following stroke risk factors was identified: overweight, 63.25%; sclerotic brain arteries (by rheoencephalogram), 54.29%; heart disease, 37.92%; pathologic carotid flow, 34.24%; smoking, 30.55%; high blood cholesterol, 28.70%; hypertension, 27.83%; high triglyceride, 24.35%; abnormality in electrocardiogram, 20%; high glucose, 15.95%; symptoms of transient ischemic attack, 16.07%; alcohol abuse, 6.74%; and diabetes, 4.53%. The study demonstrates a possible model for primary cardiovascular disease/stroke prevention. This method offers a standardizable, cost effective, practical technique for mass screenings by identifying the population at high risk for cardiovascular disturbances, especially cerebrovascular disease (primary prevention). In this model, the rheoencephalogram can detect cerebrovascular arteriosclerosis in the susceptibility/presymptomatic phase, earlier than the Doppler ultrasound technique. The method also provides a model for storing analog physiological signals in a computer-based medical record and is a first step in applying an expert system to stroke prevention.
Makra, L; Juhász, M; Borsos, E; Béczi, R
About 30% of the Hungarian population has some type of allergy, 65% of them have pollen sensitivity, and at least 60% of this pollen sensitivity is caused by ragweed. The short (or common) ragweed (Ambrosia artemisiifolia = Ambrosia elatior) has the most aggressive pollen of all. Clinical investigations prove that its allergenic pollen is the main reason for the most massive, most serious and most long-lasting pollinosis. The air in the Carpathian Basin is the most polluted with ragweed pollen in Europe. The aim of the study is to analyse how ragweed pollen concentration is influenced by meteorological elements in a medium-sized city, Szeged, Southern Hungary. The data basis consists of daily ragweed pollen counts and averages of 11 meteorological parameters for the 5-year daily data set, between 1997 and 2001. The study considers some of the ragweed pollen characteristics for Szeged. Application of the Makra test indicates the same period for the highest pollen concentration as that established by the main pollination period. After performing factor analysis for the daily ragweed pollen counts and the 11 meteorological variables examined, four factors were retained that explain 84.4% of the total variance of the original 12 variables. Assessment of the daily pollen number was performed by multiple regression analysis and results based on deseasonalised and original data were compared.
Variable star astronomy began in Hungary as elsewhere: new objects have been recognized in the sky. Comets appeared in 16th - 17th century chronicles. The first mention of the new star of 1572 seems to be the "Prognosticon" of Wilhelm Misocacus, printed in 1578. New stars were discussed in the 17th century by Jesuits as well as Protestants. The work of Jacob Schnitzler is especially interesting from this point. The Cartesians dealt with new stars with less enthusiasm, they hardly mentioned them. The beginning of the 19th century saw the development of science in Hungarian, variable stars, however, were left out. The birth of variable star astronomy might be linked to the Ógyalla Observatory, originally a private observatory of Miklós Konkoly Thege. The 1885 supernova in the Andromeda Nebula were observed there, as well as the spectra of a few interesting variable stars. Theoretical astrophysics also has its beginnings in Ógyalla through the work of Radó Kövesligethy. Professional variable star astronomy started here in the early 20th century through the work of Antal Tass
Full Text Available The paper provides an analysis of the effect of the EU membership on the agricultural and rural counties of Hungary, paying particular attention to the introduction of the CAP and Cohesion Policy. Moving from the mixed case study approach introduced for the evaluation of Rural Development policies, Hungarian rural areas are mapped using multivariate statistical methodologies (principal components analysis and cluster analysis on a set of relevant variables periodically updated and available at a disaggregated level. Comparing the Hungarian rural counties in 2003 and 2007, a divergence between the expected objectives of the EU membership and the actual outcome emerges, with rural areas by far the worse off. Marginalization increased in lagging behind counties, such as Nógrád, confirming the presence of winning and losing regions as a result of the enlargement. Moreover, this study highlights the limits imposed by lacking national statistical sources on the quality of statistical analysis, and on the possibilities to undertake further evaluations of the EU accession experiences.
Pallás Edit Ilona
Full Text Available Before analysing the economic situation of winegrape production, it is practical to mention some issues concerning the industry. Grape production in Hungary suffered a severe crisis in the 1990’s regarding both production and sales. Its consequence is the decreasing area of grape production and the reducing number of grape producers. Lately, after our EU accession the grape and wine verticum has significantly improved. The situation is still grave today as the producers have to face the more and more intense competition in the market and cheap import products both on the national and international markets. Grape production is in a more disadvantaged situation than wine making and the risks are higher. We have to know the cost-profit situation of the well-discernible verticum parts to make recommendations. Despite the changes, the great fluctuation in income is typical for the industry. Grape is one of the plants where price often did not cover costs in the consecutive years. Costs of production cannot be assessed on their own. They can be judged in relation with the yield changes in real.
Full Text Available Thermal comfort sensation can be predicted in the most exact way based on Fanger’s predicted mean vote (PMV model. This evaluation method takes all the six influencing factors into consideration: air temperature and humidity, air velocity, mean radiant temperature of surrounding surfaces, clothing insulation, and occupants’ activities. Fanger’s PMV method was developed for temperate climate and European people, with the participation of university students as subjects. Many researchers had investigated its validity in different geographic locations (i. e. climatic conditions, people and under non-laboratory circumstances. The results were summarised by van Hoof which had been published in the scientific references. The articles gave us the idea to elaborate the former measurement results. During the last decades thermal comfort was evaluated by our research team using subjective scientific questionnaires and applying the objective Fanger’s model in several office buildings in Hungary. The relation between the PMV and actual mean vote values were analysed based on these results. Investigations were carried out under steady-state conditions in winter time. We performed objective thermal comfort evaluations based on instrumental measurements using the PMV theory. Parallel to this we assessed the subjective thermal sensation using scientific questionnaires. The mathematical relationship between the actual mean vote and PMV was defined according to the evaluated thermal environment: AMV = PMV + 0.275, (arg. –1.7 ≤ PMV ≤ +0.5.
Course ( SDC ) while only half (53%) have participated in other CES courses. More than half of civilian leaders (59%) rate institutional courses as...via distributed learning (DL). The Supervisor Development Course ( SDC ) is viewed as relevant to the current duties of civilian and uniformed...of Army Civilian Leader Development. Supervisor Development Course The Supervisor Development Course ( SDC ) provides military and civilian
particularly courses offered entirely via distributed learning (DL). The Supervisor Development Course ( SDC ) is viewed as relevant to the current...assessed by the 2013 CASAL. 49 Supervisor Development Course The Supervisor Development Course ( SDC ) provides military and civilian supervisors and...managers of Army civilians the administration skills for management and basic supervision. The SDC is conducted via distributed learning (DL) and
Knowledge and Self-Discipline. The lowest rated attributes are Total Fitness (physical, health, psychological, spiritual , behavioral and social...immediate superiors are strongly associated with positive ratings of their superior’s values, empathy , getting results and building trust. Civilian...living the Army Values, Getting Results and demonstrating Empathy explains a significant amount of variance in the level of trust civilian leader
Oksana Markovna Kramarenko
Full Text Available It is shown that, in the context of globalization, improved credit support for strategic sectors of the economy (for example, shipbuilding can be achieved through the creation of a banking consortium based around leasing. A dialectical method of resolution of system tasks is selected as the methodological approach. Methods used include: comparative cost analysis of the strategic lending industry supporting the formation and development of a banking consortium; integrated method at the condition modeling of making and implementation of a lease agreement, which allowed to accommodate the interests for both parties of such agreement; optimization method to select the conditions of a lease agreement; classification and analytical method to clarify the classification of lease. The study proved and developed a plan of creation a banking consortium, including options of interaction of such consortium with potential customers based on a lease agreement. The process of functioning of the lease agreement in order to optimize it for both a bank consortium-lessor and a lessee is modeled. The significant advantages of leasing compared to the traditional lending for both parties of leasing, especially when ensuring long-term projects are summarized. The results of the research can be applied in the strategic lending industries development and can reduce the level of banking risks. Applying the results of the research in the social aspect can maintain and increase the number of jobs including the banking sector. The value of the work leis in the fact that the author has developed a new approach to achive the credit support for strategic sectors of the economy through the creation of the banking consortium based around leasing, which allows to protect the interests of both parties.
Full Text Available Public funds include federally insured deposits held under the custody of private banks, central bank loans and taxpayer funds. The principal finding of this paper is that lending such public funds through a private banking system to private hedge funds allied with the banks is inefficient, unstable, fundamentally unfair (unconstitutional and unanimously disagreeable. This finding is akin to the unanimously agreeable safe central banking policy (Acharya, 1991-2016 which, in dynamic general equilibrium, (a eliminates federal guarantee of bank deposits, (b offers every business enterprise and household an option to keep in the central bank any part of its deposits it wants to be held absolutely safely, (c completely deregulates all private banks without any privilege to rob public or private wealth like too-big-to-fail or too-big-to-be-jailed status or the power of market making and clearing. Safe central banking is the only way to make private banks responsible to hold sufficient capital to attract uninsured private deposits like the trading houses currently do. The private banks will then have complete freedom to lend their uninsured deposits to private hedge funds. The Volker Rule (NYT, January 30, 2010, incorporated in the Dodd-Frank Act of 2010, is an infeasible and unworkable band-aid for the moral-hazard driven systemic robbery of wealth creators wrought by the government-ordained private banking custody of public funds. The established systemic moral-hazard problem can be efficiently and constitutionally resolved only through unanimously agreeable safe central banking. Current proposals on overhauling of Fannie and Freddie made by various pundits of systemic robbery amount to a gargantuan amount of public lending to private hedge funds and, hence, inefficient, unstable, unconstitutional and unanimously disagreeable.
From Lending to Learning provides a theoretical overview and practical guide to the functional area of delivering learning services within public libraries. It traces the development of public library service delivery and critically appraises the inherent tension between offering an educational-focused or leisure-focused library. The current and future policy directions are explored against the backdrop of the emerging learning society. A general overview of recent developments in learning theory is followed by an insight into the learning landscape. The issues and practicalities of setting up
Hermes, C.L.M.; Lensink, B.W.; Mehrteab, H.T.
In this paper, we provide an empirical analysis of the impact of monitoring and social ties within group lending programs on moral hazard behavior of its participants, based on data from an extensive questionnaire held in Eritrea among participants of 102 groups. We find support for the fact that peer monitoring by and social ties of group leaders do help to reduce moral hazard behavior of group members. In contrast, peer monitoring by and social ties of other group members are not related to...
Sven C. Berger
Full Text Available We analyze the role of intermediaries in electronic markets using detailed data of more than 14,000 originated loans on an electronic P2P (peer-to-peer lending platform. In such an electronic credit market, lenders bid to supply a private loan. Screening of potential borrowers and the monitoring of loan repayment can be delegated to designated group leaders. We find that these market participants act as financial intermediaries and significantly improve borrowers' credit conditions by reducing information asymmetries, predominantly for borrowers with less attractive risk characteristics. Our findings may be surprising given the replacement of a bank by an electronic marketplace.
Marco Committeri; Francesco Spadafora
We review the impact of the global financial crisis, and its consequences for the sovereign sector of the euro area, on the international ï¿½rules of the gameï¿½ for dealing with sovereign debt crises. These rules rest on two main pillars. The most important is the IMFï¿½s lending framework (policies, financing facilities, and financial resources), which is designed to support macroeconomic adjustment packages based on the key notion of public debt sustainability. The complementary pillar is ...
performance, correction of inadequate performance, and separation (termination) for failure to improve their performance or meet required standards...table of penalties for infractions—misconduct and failure of performance—consisting of a suggested range of punishments for each of the various...should take steps to overcome the biases and presuppositions from both groups. Further, Army leaders need to determine if civilians are part of the
Conceicao, T.; Aires-de-Sousa, M.; Fuzi, M.; Toth, A.; Paszti, J.; Ungvari, E.; van Leeuwen, W. B.; van Belkum, A.; Grundmann, H.; de Lencastre, H.
The prevalence of methicillin-resistant Staphylococcus aureus (MRSA) in Hungary has been increasing and is now close to 20% among invasive isolates of S. aureus. In order to understand the evolution of MRSA in Hungary, two collections of isolates were studied: 22 representatives of a collection of
Chin, Gordon; Sagdeev, R.; Milikh, G.
The Apollo 17 neutron experiment LPNE provided a unique set of data on production of neutrons in the Lunar soil bombarded by Galactic Cosmic Rays (GCR). It serves as valuable "ground-truth" in the age of orbital remote sensing. We used the neutron data attributed to Apollo 17 epoch as a benchmark for testing the LEND's collimated sensor, as introduced by the geometry of collimator and efficiency of He3 counters. The latter is defined by the size of gas counter and pressure inside it. The intensity and energy spectrum of neutrons escaping the lunar surface are dependent on incident flux of Galactic Cosmic Rays (GCR) whose variability is associated with Solar Cycle and its peculiarities. We obtain first the share of neutrons entering through the field of view of collimator as a fraction of the total neutron flux by using the angular distribution of neutron exiting the Moon described by our Monte Carlo code. We computed next the count rate of the 3He sensor by using the neutron energy spectrum from McKinney et al. [JGR, 2006] and by consider geometry and gas pressure of the LEND sensor. Finally the neutron count rate obtained for the Apollo 17 epoch characterized by intermediate solar activity was adjusted to the LRO epoch characterized by low solar activity. It has been done by taking into account solar modulation potential, which affects the GCR flux, and in turn changes the neutron albedo flux.
Diego A. B. Marconatto
Full Text Available Lending groups (LGs and social capital are two central elements to the many microfinance solutions operating around the world. However, LG effectiveness in reducing transaction costs and lending risks for microfinance institutions (MFIs is mediated by institutional environments. Starting from this assumption, we discuss the existent interactions between the institutional environments of developed (Anglo-Saxon and communitarian and developing countries with different stocks of social capital (individual, network and institutional and the influences of this interaction on LG effectiveness. In order to do so, we applied the institutional perspective of O. Williamson to build a theoretical framework to examine the interaction of all these conditions, allowing for analysis of their main relations within the microfinance context. Based on this framework, we propose on the one hand that in developing and Anglo-Saxon developed nations, stocks of both individual and network social capital are the most important for an LG’s effectiveness. However, in Anglo-Saxon countries, these two stocks of social capital are complemented by formal contracting devices. In communitarian developed countries, on the other hand, the stocks of institutional social capital have a stronger positive impact on LG dynamics.
Full Text Available Zoltán Igmándy (1925–2000, prominent Hungarian mycologist, worked as professor of forest protection at the University of West-Hungary Sopron. His main research area was the investigation of wood-inhabiting poroid fungi of Hungary, their occurrence and importance in forest pathology and wood protection. During his 40 years of scientific activity Igmándy created a rich fungal collection (herbarium Z. Igmándy which includes the complete polypore mycota known to occur in Hungary until 1990. The paper provides a brief compendium of the collection, a list of species characterised by the number of specimens, number of sampling locations and enumeration of the hosts and substrata of the specimens.
Full Text Available Corporate governance ensures that boards are able to exercise appropriate scrutiny over management and that shareholders, as owners of the company, are able to hold boards accountable. As such, a high level of corporate governance contributes significantly to investors' confidence and market stability, thus fostering business efficiency. In 2005 the European Commission launched a recommendation on the boards of listed companies and invited Member States to follow the guidelines. In 2008 both Romania and Hungary launched a new Code of Corporate Governance on the basis of the EU recommendations. In my paper I present the EU principles, and by examining the national codes of Romania and Hungary I analyze to which extent and in what issues these two countries have adopted the EU recommendations. I concluded that by the new codes of corporate governance issued in 2008 Romania and Hungary have followed to a large extent the provisions of the EU recommendation.
Jones, Huw; Visoottiviseth, Pornsawan; Bux, M Khoda; Födényi, Rita; Kováts, Nora; Borbély, Gábor; Galbács, Zoltán
Although arsenic contamination in the three countries described herein differs, a number of common themes emerge. In each country, the presence of arsenic is both long term and of geological origin. Moreover, in each of these countries, arsenic was only recently discovered to be a potential public health problem, having been first formally recognized in the 1980s or 1990s. In Bangledesh, exposure of the public to arsenic arose as a result of the search for microbially safe drinking water; this search resulted in the sinking of tube wells into aquifers. In Hungary, the natural bedrock geology was responsible for contamination of aquifer water. The genesis of arsenic contamination in Thailand arose primarily from small-scale alluvial mining activities, which mobilized geologically bound arsenic. Because of the complex chemistry of arsenic, and variability in where it is found and how it is bound, multiple mitigation methods must be considered for mitigating episodes of environmental contamination. The Ron Phibun region of Thailand has a 100-yr history of tin mining. A geological survey of the region was conducted in the mid-1990s by the Department of Mineral Resources and Department of Industry of Thailand, and was supported by the British Geological Society. Skin cancer in Thailand was first reported in 1987, in the southern part of the country; among other symptoms observed, there was evidence of IQ diminutions among the population. Arsenic water levels to 9,000 pg/L were reported; such levels are substantially above any guideline levels. A long-term plan to mitigate arsenic contamination was devised in 1998-2000. The plan involved removal of arsenic-contaminated land and improved management of mining wastes. However, at $22 million, the cost was deemed prohibitive for the regional Thai economy. An alternative solution of providing pipeline drinking water to the exposed population was also unsuccessful, either because arsenic contamination levels did not fall
future ain’t what it used to be. ―Yogi Berra, American Major League Baseball Hall of Famer2 The words of Secretary McHugh are familiar to the...THE ARMY NATIONAL GUARD DIVISION HEADQUARTERS IN THE ARMY OF 2020 A Monograph by Major Chris M. Mabis Army National...National Guard Division Headquarters in the Army of 2020 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c. PROGRAM ELEMENT NUMBER 6. AUTHOR(S) Major
Full Text Available The Hungarian Meteorological Service (OMSZ and General Directorate of Water Management (OVF in Hungary run conventional precipitation measurement networks consisting of at least 1000 stations. OMSZ automated its synoptic and climatological network in 90’s and now more than 100 automatic stations give data every 1-10 minutes via GPRS channel. In 2007 the experts from both institutions determined the requirements of a common network. The predecessor in title of OVF is general Directorate for Water and Environment gave a project proposal in 2008 for establishment of a new hydrometeorological network based on common aims for meteorology and hydrology. The new hydrometeorological network was set up in 2012 financed by KEOP project. This network has got 141 weighing precipitation gauges, 118 temperature - humidity sensors and 25 soil moisture and soil temperature instruments. Near by Tisza-Lake two wind sensors have been installed. The network is operated by OMSZ and OVF together. OVF and its institutions maintain the stations itself and support the electricity. OMSZ operates data collection and transmission, maintaines and calibrates the sensors. Using precipitation data of enhanced network the radar precipitation field quality may be more precise, which are input of run-off model. Thereby the time allowance may be increased in flood-control events. Based on soil moisture and temperature water balance in soil may be modelled and forecast can be produced in different conditions. It is very important task in drought and inland water conditions. Considering OMSZ investment project in which new Doppler dual polarisation radar and 14 disdrometers will be installed, the precipitation estimation may be improved since 2015.
Viola, Reka; Fekete, Helga; Csoka, Ildiko
Background A key element for an effective and safe oral anticoagulant treatment (OAT) is to have the relevant information delivered to patients in an easy-to-understand way and thus have them apply this knowledge in their own therapy. Objective To assess knowledge about OAT, reveal knowledge gaps and identify at-risk patients in terms of limited knowledge about their anticoagulant therapy. Setting Community pharmacies in Hungary. Methods This descriptive cross-sectional study used a structured, validated, self-developed questionnaire to assess patients' knowledge about OAT. Scores were calculated on each domain and the association between knowledge and patients' or treatment characteristics were analysed. Responses in all domains were assessed to identify at-risk patients and knowledge gaps. Main outcome measures Knowledge and knowledge gaps on OAT, and risk factors for limited knowledge. Results The questionnaire developed based on four validated questionnaires passed the field test and had a good internal consistency (Cronbach α = 0.795). Our full patient population (N = 427) had a mean percentage score of 59.39 (29.7% good, 41.2% average, 29.0% poor knowledge on OAT). Poor knowledge level was found to significantly correlate with advanced age (> 75 years), lower education, diagnosis of atrial fibrillation, and unawareness of the indication of OAT. The lowest frequency of correct answers regarded the questions on drug interactions (10.2%) and diet (11.4%). Pharmacists were infrequently indicated as the healthcare professionals to share information with regarding OAT (12.7%). Conclusion Findings of our study offer a valuable insight into the required directions of developing new strategies for patient education to improve knowledge on the treatment with oral anticoagulants.
Full Text Available In commons research, the study of the ‘knowledge commons’ has emerged as a new field of interest over the last few years. Our paper begins by providing a brief overview of the state of research in the field, and proceeds by discussing some crucial but relatively underconceptualised issues. The difference between information and knowledge, and the ambiguities surrounding the claim that all sorts of knowledge can be considered part of the commons, are the focal point here. We also pay close attention to education, arguing that it is not a common good, but rather a common-pool resource institution that ensures that some forms of knowledge can be governed as a commons. With regard to these issues, the article provides a case study, one in which we analyse basic education in Communist Hungary, and look for evidence of the commons design principles as outlined in Elinor Ostrom’s IAD Framework. Given the complex nature of basic education, we investigate it from three points of view: as a service, as a set of physical structures (e.g. school buildings, and as a complex of organizational structures (e.g. legal and financial arrangements. On the basis of empirical findings we argue that basic education in the Stalinist epoch did not correspond to Ostromian design principles. Basic education, therefore, was not managed in an equitable way, and its geographical accessibility was uneven. During the ‘technocratic’ Communism of the 1960s, 1970s, and 1980s, the education system underwent important changes. However, though the circle of those who had some impact on the governance of education expanded, most individuals involved with the education system were still excluded. As a result, the commons approach did not become stronger in general, nor did spatial unevenness with respect to access to basic education decrease. The paper finishes with a brief conclusion of our findings and a discussion of some questions for future research.
Tóth, Mónika Ditta; Ádám, Szilvia; Zonda, Tamás; Birkás, Emma; Purebl, György
In recent years, suicide rates in Hungary have been among the highest in the European Union. Attempted suicide rates in the Roma population are 2-3 times higher than in the non-Roma population. Since individuals making multiple attempts have a higher pro-bability of eventual death by suicide, and there are limited data on suicidal behaviour of the Roma population, the aim of this study was to explore the sociodemographic and psychological background factors of multiple suicide attempts in the Hungarian Roma population. Semistructured interviews were conducted with 150 individuals admitted to hospital toxicology departments, who made suicide attempts by deliberate self-poisoning, 65 of whom were multiple attempters. Detailed information regarding the current attempt and previous suicidal acts was recorded. Patients also completed the Shortened Beck Depression, the Beck Hopelessness Questionnaire, and the Social Support Questionnaire. Independent samples t-tests were used to evaluate differences in psychological variables between the Roma ( N = 90) and non-Roma ( N = 60) groups. Stepwise linear regression and odds ratios analyses were performed to identify potential background factors of multiple suicide attempts. There was a significantly higher level of previous suicidal events among the Roma in the sample population (3.53 vs. 0.84, p attempts. Current major depression, hopelessness, and diagnosed mood disorder were identified as significant risk factors of repeated attempts. Smoking (OR = 5.4), family history of suicide (OR = 4.9), and long-term unemployment (OR = 4.6) were additional risk factors among Roma patients. A thorough understanding of the ethnicity-specific risk factors for multiple suicide attempts could facilitate the development of effective intervention and postvention programmes.
with the dead hand of military formalism .2 4 In ways unperceived and probably unintended the Cossack forces of Imperial Russia became a curious...persistent fixtures within the Russian Army, albeit increasingly regularized and increasingly integrated into the formal military establishment. They...43.R. R. Tsiffer, "Zametki o voine v malokul’turnykh teatrakh i metode ee izucheniia," Voina i revoliutsiia, No. 11 (Nov. 1928), 132-139. 28
TESI ) of 22,000 Soldiers, the Army’s total force by the end of the mid-term period is programmed to be 520K (AC). We will achieve a more...dwell ratios, extending TESI authority to adequately man deploying units and sustain the All-Volunteer Force, right-sizing the generating force, and... TESI Temporary End-Strength Increase WMD Weapons of Mass Destruction 2011 ARMY STRATEGIC PLANNING GUIDANCE Page 19 2011
capital ( Nussbaum , 1988).I I I I 1 19 I Governmental measures at the state level which foster job training include the California Employment Training I...Plight. Business Month, 133 (1) : 50-51. Nussbaum , B. 1988. Needed: Human Capital. Business Week, 3070: 100-103. Novack, J. 1991. Back to civy street...The second son of Howell J. and Martha Malham, he graduated from Memorial High School, Houston, I Texas, in May 1976 and entered the United States Army
assist. While DoD’s reviews are not all- inclusive with regard to its strategic sourcing initiatives, they do provide useful highlights of the...formal Strategic Sourcing office has not been implemented. The Army Business Council, which is all inclusive of business systems, does capture a...agency’s Chief Acquisition Officer (CAO), Chief Financial Officer ( CFO ), and Chief Information Officer (CIO) are responsible for the overall development
Smith, Adrian A.; Haight, Kevin L.
Ants that fall prey to the raids of army ants commonly respond by evacuating their nests. This documented behavior has been underexploited by researchers as an efficient research tool. This study focuses on the evacuation response of the southwestern desert ant Aphaenogaster cockerelli André (Hymenoptera: Formicidae) to the army ant Newamyrmex nigrescens Cresson. It is shown that army ants can be used to collect mature colonies of ants. The applicability of this tool to ecologically meaningfu...
Thomas Edison in 1878.44 GE’s modern management practices have been widely emulated, and GE has a history of promoting its leadership internally...Honorable Thomas Lamont, Assistant Secretary of the Army for Manpower and Reserve Affairs, and then Army Training and Doctrine Command (TRADOC) Commander...the time, and Honorable Thomas Lamont, Assistant Secretary of the Army for Manpower and Reserve Affairs. General Dempsey declared, “…this is going
truism reverberates: “ Vision without action is hallucination ". In this constantly changing environment, strategic leaders must effectively lead change...memorandum to Army leaders laying out his vision for effective hiring: Effectively attract/recruit a high caliber workforce in accordance with...ability to provide a clear vision and to effectively lead change to meet that vision . Field Manual 6-22 (The Army Leadership Manual) describes an Army
Controls Over Army Real Property Financial Reporting Report No. D-2008-072 March 28, 2008 Report Documentation Page Form...COVERED 00-00-2008 to 00-00-2008 4. TITLE AND SUBTITLE Controls Over Army Real Property Financial Reporting 5a. CONTRACT NUMBER 5b. GRANT NUMBER...DIRECTOR, DEFENSE FINANCE AND ACCOUNTING SERVICE SUBJECT: Report on Controls Over Army Real Property Financial Reporting ( Report No. D-2008-072
Keller, Jonathan S
.... A well managed, comparable, and integrated Army leader training, education, and development framework, designed to create shared and combined developmental experiences, is essential for growing...
Amelita Kata Gódor
Full Text Available In the beginning of the 20th century the food consumption levels were much lower than later in the century, when food production increased as well. The selection of foodstuffs became wider and we can observe the modernisation of nutrition principles too, which both had a positive impact on consumption. The variety of food was also affected by the increasing life expectancy. The emergence of more modern ways in food consumption is halted not only by the traditions but by the fact that healthier foods are more expensive than fat or cereal prices. There is a significant correlation between the income levels and the quality of consumed food, as it can be observed that in different regions in Hungary. My aim was also to investigate the change in consumer behaviour in parallel with the increase of income levels; to see which sort of foods are preferred by the wealthier, and which are preferred by the ones with less income. It is also important to analyse the economic and social indicators on regional and other spatial levels and to compare them with food consumption. The annual net income per capita is usually higher in more developed regions than in the less developed ones. Therefore, the expenditure spent on better quality and more expensive food products is also higher. Similarly, in the case of the population there are differences in consumer habits according to purchasing power. For instance, for people with higher income one of the most important factors is to buy healthy and high quality food, but for the ones with lower income it can be a struggle only to find food in sufficient quantities, and quality cannot be as much of an issue. In the consumer basket, foodstuff accounts for approximately one-third of the overall expenditure. In this study I analysed the annual expenditure of Hungary’s population on foodstuffs and the annual quantity of food consumed by households per capita on a regional level between 2010 and 2013.
Full Text Available This article explores the results of focus groups and a national survey aimed at discoveringhow ordinary Australians feel about lending and borrowing practices, in the context of highlevels of consumer debt. This research, carried out by The Australia Institute in 2007, found astrong community belief that lenders and regulators, rather than individual consumers, wereprimarily responsible for excessive debt. Many Australians reported feeling uncomfortableabout the way that credit is pushed on vulnerable and ill-informed consumers; advertising andmarketing were believed to be partly responsible for poor financial decision-making. Theauthors propose a number of practical policies to improve the environment in whichconsumers make financial decisions, including a more helpful disclosure regime.
Full Text Available There is a pertinent concern over the continued lending to companies that are still pursuing projects that increase the amount of carbon emissions in the atmosphere. South Africa has most of its energy generation being done through coal thermal powered turbines. More so there are a number of new power stations being built in South Africa that are coal powered. Coal on the other hand is deemed as having the highest amount of carbon that contributes to the greenhouse effect which in turn affects the climate leading to climate change consequences. There is also a growing concern on the uptake of renewable energy initiatives by companies that are deemed carbon intensive. Banks are being castigated for not using their economic transformation role to champion the agenda of combating climate change caused by carbon emissions. In this study, the extent of lending in the short and long term to carbon intensive companies by South African banks is examined. Using a sample of the Johannesburg Stock Exchange top 100 companies that participate in Carbon Disclosure Project, an analysis is done through four carbon metrics –carbon intensity, carbon dependency, carbon exposure, carbon risk. The analysis used public information from the banks’ websites, South African Reserve Bank reports and other public databases that contain sustainability information of the JSE100 companies. The analysis was done by comparing the carbon metrics of the recognized seven (7 sectorial industry catergories (SIC on the JSE, mainly Energy & Materials, Industrials, Consumer Staples, Consumer Discretionary, Financials, IT & Telecoms and Health Care. The major finding of the research is that there is a high carbon risk in short term loans compared to long term loans across the JSE100 companies that are analysed. More so, the Energy & Materials sector seem to have the highest carbon risk compared to the other sectors.
Full Text Available This paper describes an approach to measure the entrepreneurship orientation of online P2P lending platforms. The limitations of existing methods for calculating entropy of interval-valued intuitionistic fuzzy sets (IVIFSs are significantly improved by a new entropy measure of IVIFS considered in this paper, and then the essential properties of the proposed entropy are introduced. Moreover, an evaluation procedure is proposed to measure entrepreneurship orientation of online P2P lending platforms. Finally, a case is used to demonstrate the effectiveness of this method.
Management Classification: Unclassified There is a growing chorus of senior military leaders , think tank...and mitigate the risk for them. The Current Model DA PAM 600-3, the Army’s officer management regulation, does not make the importance of...The Evolution of Army Leader Development by Colonel Robert P. Ashe United States Army United
help propel the Army intentionally toward professional behavior. It shows the intentionality of the Army leadership to maintain a professional status...but debating their existence is beyond the scope of this thesis. Aristotle recognizes that this absolute may exist, but “it evidently is something...
Stoughton, Kate McMordie [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States); Loper, Susan A. [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States); Boyd, Brian K. [Pacific Northwest National Laboratory (PNNL), Richland, WA (United States)
The Pacific Northwest National Laboratory conducted a task for the Deputy Assistant Secretary of the Army to quantify the Army’s ILA water use and to help improve the data quality and installation water reporting in the Army Energy and Water Reporting System.
Koerten, M-A; Szatmári, A; Niwa, K; Ruzsa, Z; Nagdyman, N; Niggemeyer, E; Peters, B; Schneider, K T M; Kuschel, B; Mizuno, Y; Berger, F; Bauer, U M M; Kaemmerer, H
For women with congenital heart defects (CHD), pregnancy may pose a health risk. Sexually active women with CHD without the desire for own children or for whom pregnancy would imply considerable health risks require adequate counselling regarding appropriate contraception. This study gathers data on the contraceptive behaviour of women with CHD from three different cultural regions. 634 women with CHD from Germany, Hungary and Japan were surveyed regarding contraception and contraceptive methods (CM) used. The patients were divided into groups according to different criteria such as pregnancy associated cardiovascular risk or "safety" of the contraceptive methods used. 59% of the study participants had already gained experience with CM. The average age at the first time of use was 18.4 years; the German patients were significantly younger at the first time of using a CM than those from Hungary and Japan. Overall the condom was the method used the most (38%), followed by oral contraceptives (30%) and coitus interruptus (11%). The range of CM used in Japan was much smaller than that in Germany or Hungary. Unsafe contraceptives were currently, or had previously been used, by 29% of the surveyed patients (Germany: 25%, Hungary: 37%, Japan: 32%). Most women with CHD use CM. There are differences between the participating countries. Adequate contraceptive counselling of women with CHD requires considering the individual characteristics of each patient, including potential contraindications. For choosing an appropriate CM, both the methods' "safety", as well as the maternal cardiovascular risk, are important. Copyright © 2015 Elsevier Ireland Ltd. All rights reserved.
Hou, Yong; Ma, Lin; Sárdi, Katalin; Sisák, István; Ma, Wenqi
Nitrogen (N) emissions from food production can cause serious environmental problems. Mitigation strategies require insights of N cycles in this complex system. A substance flow analysis for N in the Hungary food production and processing chain over the period 1961–2010 was conducted. Our results
Full Text Available Our macrozoobenthon samplings carried out in the Eger stream during 2015–2016 resulted in recording an alien species Marisa cornuarietis (Linneaus, 1758 the giant ramshorn snail which has not been reported so far from outdoorwaters in Hungary. Here we report on collecting several specimens from the urban section of the stream close to the outflow of the Eger thermal spa.
Lippényi, Z.; Maas, I.; van Leeuwen, M.H.D.
This article describes long-term changes in the occupational class structure and intergenerational social mobility in Hungary between 1865 and 1950, a period that has not been studied in previous mobility research. The study's long time span and the fact that the Hungarian economy began to
The legal process of gender transition in Hungary had previously been more developed as in most European countries, as the law enabled transsexual people to change their name and gender before or without a medical treatment, which was unique at the time. Over the years, however, lots of European countries developed legal frameworks and accepted international standards of care for the treatment of gender dysphoria that Hungary did not follow. Currently in Hungary there is no consistent legal framework of gender transition, there is no official regulation or guidelines regarding gender transition process, no institution with the obligation to accommodate the process, and there is no nominated specialist in the state health care system whose remit included dealing with transsexual patients. The information on gender transition options both to the professionals and to the patients is limited and incoherent. This paper reviews the legal aspects and clinical management process of gender dysphoria in Hungary. Some issues regarding the Hungarian practice and possible solutions based on examples from the United Kingdom are addressed within the paper.
Szelényi, Katalin; Rhoads, Robert A.
Through organizational case studies conducted at Guangdong University of Foreign Studies in China and Central European University in Hungary, this paper examines academic culture and citizenship in societies transitioning from communist to market-driven social and economic structures. The article presents a new model of citizenship, representing…
Full Text Available Hungary was an important destination for British travelers in the nineteenth century, whose travel accounts provide intriguing insights into the cultural and political climate of the period. John Paget’s journey was meticulously recorded in his extensive book entitled Hungary and Transylvania (1839 that served as a travel guide for other British visitors after him. Paget, who took part in the 1848/49 War of Independence, and became a “Hungarian,” opened Europe’s eyes to the Hungarian people and their country, destroying several false myths that existed about Hungarians in Western Europe, thus attempting to shape up a more favorable picture about them. The present paper examines a few questions regarding the representation of Hungary and of Transylvania in general in the travelogue: how did Paget describe particular cities and regions, the inhabitants, as well as their everyday life? I will attempt to look at the (changing images of Hungary and Transylvania in Paget’s writing, as well as to offer an insight into Hungarian society and culture in the nineteenth century as contrasted to English culture and politics.
Sólyom, Réka; Lendvai, Zsófia; Pásti, Krisztina; Szeifert, Lilla; Szabó, J Attila
Children's sleep duration is decreasing in the last decade. Despite of the well known negative consequences, there are no data on children's sleep duration in Hungary and Romania. The aim of the authors was to assess sleep duration of school-age children in Hungary and Romania. A self-edited questionnaire was used for the study. 2446 children were enrolled. All elementary and secondary schools in a Hungarian city, and one elementary and secondary school in a Romanian city took part in the study. Mean sleep duration was 8.3 ± 1.2 hours on weekdays. There was a significant difference between the two countries (Hungary vs. Romania, 8.5 ± 1.2 hours vs. 7.8 ± 0.9 hours, p = 0.001). Age correlated with sleep duration on weekdays (r= -0.605, p = 0.001), but not during weekend. This is the first study on children's sleep duration in Hungary and Romania. The difference between countries may be due to the difference in mean age or cultural and/or geographical differences.
Neumann, Eszter; Kiss, Adel; Fejes, Ildiko
This article discusses the dynamic interaction between global policy and knowledge flows and two post-communist education systems--Hungary and Romania--with special attention to the appropriation of post-bureaucratic regulation tools and the structural changes enhanced by the knowledge transmitted by the Programme for International Student…
Pusztai, Gabriella; Szabo, Peter Cs.
Changes in higher education in Hungary are strongly related to those in the economic and social environment. Since the change of the political system in the late 1980s, Hungarian economic development has been marked by periods of contraction and expansion. Notwithstanding this process, influenced in part by the state's imposition of restrictive…
Bradák, B.; Ujvari, Gabor; Seto, Y.
We describe magnetic fabric and depositional environments of aeolian (loess) deposits from Paks, Hungary, and develop a novel, complex conceptual sedimentation model based on grain size and low-field magnetic susceptibility anisotropy data. A plot of shape factor (magnetic fabric parameter) and dry...
Pakai, Annamária; Brantmüller, Éva; Réka, Vajda; Karácsony, Ilona; Balázs, Péter
The occurrence of cervix cancer is outstandingly high in Zala County, which is situated in the Western Transdanubian region of Hungary. The aim of our study was to reveal why women do not take the opportunity offered by the state and what reasons there are for the nonattendance at screenings. A total of 1000 Hungarian women aged 15 to 60 years…
Teszenyi, Eleonora; Hevey, Denise
Hungary has experienced significant political, economic, demographic and social changes since the end of Soviet domination in the 1990s. The gradual move towards liberal democracy has been accompanied by growing emphasis on individualism, choice and diversity. Universal kindergarten provision for five- to six-year-olds is a long established…
Tonini, A.; Jongeneel, R.
This paper presents an innovative quantitative approach to modelling milk and beef supply, which is then applied to Hungary and Poland. Utilising generalised maximum entropy estimation, we provide an empirical basis for treating ill-posed and -conditioned problems by reconciling sample and
Full Text Available Cultural Hungarian-Albanian relations during the Middle Ages are characterized by a relatively poor intensity. Actually, relations between these two countries are more intense in the political field and especially through the partnership between Gjergj Kastrioti Skanderbeg and John Hunyadi. Regarding the origin, the Hungarian culture identity is rather distinct from the Albanian one. Lack of cultural contacts, among others, was conditioned also by the fact that these relations were held under war circumstances and their primary aim was the common defense from Ottoman attacks. Actually, the Albanian medieval culture remained a Mediterranean culture with elements of Byzantine influence in the continental and southern areas. Meanwhile, Hungary belonged to Central Europe, which, even though far away from Mediterranean cultural mainstream, sought to be influenced by this culture, namely by the Renaissance that emanated exactly in the Mediterranean region. It was Matthias Corvinus effort, regarding the cultural influence of the Mediterranean and Renaissance in Hungary but also the fact that Hungary possessed some of the most important towns of the Adriatic coast and particularly Ragusa. This city was the center where cultural relations between Albanian and Hungary started and became intensified in the religious, intellectual and human field.
The study Social Capital and Earnings Inequalities addresses two questions. (1) Is it true that good jobs in Hungary can be obtained through friends and relatives? (2) Why do personal connections help people to get a good job? The theoretical part of the book is concerned with the second question. A
Reger, Zita; Gleason, Jean Berko
Investigation of oral adult-child interaction among Romani-speaking Gypsies in Hungary revealed that modifications typical of child-directed speech in other languages are also found in speech addressed to Gypsy children. It is argued that early introduction of children into particular ways of speaking reflects their importance for Gypsy culture…
This inquiry is a chronological overview of the history of school music education in Hungary. The study explores the topic from a large-scale humanistic perspective, in which historical context, general education laws, individual institutions and music educators, as well as music curriculum, textbooks, and teaching methods serve as evidence. The…
Dombi, Péter; Illés, Árpád; Demeter, Judit; Homor, Lajos; Simon, Zsófia; Udvardy, Miklós; Egyed, Miklós
The establishment and operation of disease registry can be used to collect data on epidemiology cases. In addition, the registry can help to work out medical and health economical and political decisions for longer term. The aim of the authors was to collect and analyse data of patients with Philadelphia negative neoplasia in Hungary and draw conclusions about the basic types and features of the relevant disease. An online electronic data collection system has been established, based on the permission of the Regional and Institutional Committee of Science and Research Ethics obtained in April 8, 2013. Data collection has been initiated by hematology centres in Hungary. In addition to collection of the epidemiologic data, blood and bone marrow analysis data have been collected, as well. Also, based on cardiovascular factors, risk stratification has been established. Finally, the authors have investigated the method and practice of patient treatment in Hungary. Data of 901 patients from 15 Hungarian haematology centres have been recorded up to the date of June 30, 2015. After clarification of the data, 426 polycythaemia vera, 350 essential thrombocythaemia and 82 myelofibrosis cases were used for analysis. An online registry has been established which helps to clarify and analyse the basic features of certain medical cases and their treatment in Hungary. Including additional medical centres could help to improve the accuracy of medical analysis.
International Planned Parenthood Federation, London (England).
Data relating to population and family planning in seven foreign countries are presented in these situation reports. Countries included are Argentina, France, Gambia, Grenada, Hungary, Nepal, and Paraguay. Information is provided, where appropriate and available, under two topics, general background and family planning situation. General…
Bacsadi, Á; Papp, A; Szeredi, L; Tóth, G; Nemes, C; Imre, V; Tolnai, Z; Széll, Z; Sréter, T
Europe has experienced the spreading of vector-borne helminths including heartworms (Dirofilaria immitis) from the Mediterranean countries towards the northern ones in the past decades. Recently, the establishment of D. immitis was confirmed in Hungary on the basis of period prevalence studies involving dogs, red foxes (Vulpes vulpes) and golden jackals (Canis aureus). The aim of our retrospective study was to describe the spatial distribution of the parasite and the time course of spreading of D. immitis in Hungary. Necropsy records of 2622 dogs received at our laboratories from 2001 to 2015 were reviewed for heartworm infections. The locality of origin of animals was recorded in a geographic information system database and compared to the results of the period prevalence study involving wild canids. Autochthonous heartworm infection was detected in 27 dogs. The time course analysis indicates that the parasite established in Hungary in 2007. As temperature is one of the most important determinants of the distribution of D. immitis, the climate of the Great Hungarian Plain is the most suitable region for the establishment of D. immitis in Hungary. Our studies revealed that the Great Hungarian Plain became a D. immitis endemic region for 2015. Nevertheless, sporadic cases in wild canids and dogs also occur in other regions of the country. Copyright © 2016 Elsevier B.V. All rights reserved.
Cătălin Augustin STOICA
Full Text Available The contours of markets and entrepreneurship are shaped by historical and politico-institutional factors. In the case of Central and Eastern Europe, the development of new entrepreneurial classes is a function of communist legacies and post-1989 political processes. Employing survey data from 2000, this article examines how political and institutional conditions influence patterns of recruitment into self-employment and income returns to small entrepreneurship in Hungary, Poland, and Romania. The results of this analysis show that human capital (captured by education has positive significant effects on becoming a self-employed individual with employees in Hungary and Romania. As compared to other individuals, former socialist “petit bourgeois” (i.e., individuals who were business owners in 1988 are more likely to be small business operators in post-communism. Individuals who held managerial authority positions before 1989 have higher chances to become small business operators in Romania but not in Hungary or Poland. Unemployment seems to function as a push-factor for becoming a small business operator in Hungary and Poland but not in Romania. In Romania, most small entrepreneurs earn significantly more than employees in the state or private sector. Gender, age, and education have significant positive effects on income returns in all of the three countries under scrutiny.
The article presents the role of intelligent transport systems/services related to the implementation of the essential European and Hungarian transport policy objectives. The `ITS Directive' will provide a framework for the tasks/works to be performed in the forthcoming years within the priority areas of ITS. The European Commission published regulations / specifications for the priority actions in the form of delegated acts defining the tasks/responsibilities of Member States. Regional/European co-operation for Hungary started after the EU-accession of the country. Hungary was an active partner within the European CONNECT and EasyWay projects, currently Hungary is a member of the CROCODILE consortium.
Asztalos, Márton; Ungvari, Gabor S; Gazdag, Gábor
Electroconvulsive therapy (ECT) was rarely used in Hungary in 2002, and the majority of patients receiving ECT were diagnosed with schizophrenia. This study aimed to explore the use of ECT in Hungary in 2014. Two semi-structured questionnaires were sent to all acute adult psychiatric units in Hungary. The first questionnaire contained items concerning ECT use, and the second explored the reasons for not using ECT. Fifty-eight acute psychiatric inpatient units were identified, and 54 replied. Although 27 indicated that they used ECT, only 22 actually performed ECT in 2014. Thirty-one units did not offer ECT at all. In 2014, 174 patients received ECT in Hungary, constituting 0.59% of all inpatients treated in the departments where it was offered, equating to 0.176 patients/10,000 population. The indication for ECT shifted from schizophrenia in 2002 (55.6%) to mood disorders in 2014 (58.5%), but the absolute number of ECT-treated patients with mood disorders (110 vs 102) did not change. Reasons for not using ECT included the lack of an ECT machine, unavailability of an anesthesiologist, lack of finances, and lack of experienced staff. In view of the high frequency of depression and suicide in Hungary, it is very likely that a significant minority of patients who would benefit from ECT cannot access it, which constitutes a violation of their right to the best possible treatment. The main reasons for the inadequate ECT service are the underfinanced hospital system and a lack of necessary knowledge.
The article provides an overview of the development of teaching science in Hungary during both the time of the dual monarchy and the newly established independent Hungary after 1920. The integration of Hungary into the Austro-Hungarian Monarchy (1867-1918) strengthened the effect of German speaking European science, the results of which were quickly channelled into the Hungarian school system at all levels. The Hungarian Academy as well as the University of Budapest (today Eötvös Loránd University) played a leading role in the „nationalization" of European science in the educational system. Scientific developments in Hungary strengthened the position of rational and secular thinking in a highly religious society and contributed to the erosion of the mental power of the church tradition, particularly that of the Roman Catholic Church. Toward World War I, influenced by the Protestant Churches, the Jewish tradition, and agnosticism, the public picture of science became more international, occasionally ready to consider challenges of the accepted world view, and sometimes less dogmatic. Leading Hungarian figures with an international reputation who played a decisive role in making science part of Hungarian thinking included the physicists Baron Loránd Eötvös and Sándor Mikola, the mathematicians László Rácz and George Pólya as well as a host of others in related fields. Emigration, mostly Jewish, after World War I, contributed to the curtailment of efforts to teach science effectively as some of the best people left Hungary for, mostly, Germany, Britain, and the United States. However, the interwar school system, the Hungarian version of the German Gymnasium, continued to disseminate scientific thought in Hungarian education. Much of the information was foreign and appeared simply in translation—but an impressive array of indigeneous scientific results paved the way to a larger educated middle class then in the making.
Ujvarine, Adrienn S; Zrinyi, Miklos; Toth, Helga; Zekanyne, Ilona R; Szogedi, Ildiko; Betlehem, Jozsef
To estimate the proportion of nurses in Hungary who intend to change their profession or want to migrate abroad; to compare the proportion of nurses who intend to leave nursing in Hungary and in selected European countries; and to describe factors that predict nurses' intent to work in their current job another year. An exploratory research design with subsequent comparison was used, and a cross-sectional mail survey was implemented. Measures of intent to leave, to work another year as well as indicators of push and pull factors were identified and adopted from a literature review. One thousand nurses were randomly selected and mailed a questionnaire. Comparison was made with the results from the NEXT study. For statistical analyses, linear and logistic regression was used to predict nurses' intention to leave and proportional z-test for making comparisons. Nurses (n = 754) responded the questionnaire. Approximately half of the sample did not consider changing to another health care job or leaving the profession. Compared with Hungary, the proportion of nurses who intended to leave nursing was significantly lower in Belgium and the Netherlands but was greater or the same in the rest of the European countries. Speaking a foreign language was the most significant predictor of working abroad for Hungarian nurses. Number of shifts, satisfaction with flexible scheduling and managerial support were all relevant predictors of working another year as a nurse. Both the intent to leave nursing and migrating abroad were prevalent issues in Hungary. Working conditions and social/managerial support were key factors identified as strong predictors of stay in the same job for another year. Compared with other European countries, Hungary was not in a worse position in the proportion of nurses wanting to leave nursing. All hospital managers and head nurses should be aware of their role in keeping nurses in the clinical practice and avoid staff nurses migration from the Hungarian
... Department of the Army Army Education Advisory Subcommittee Meeting Notice AGENCY: Department of the Army, Do... initiatives and lifelong learning. December 12--The Board will have time to compile observations pertaining to... Army Education Advisory Committee for deliberation by the Committee under the open-meeting rules...
Mitrofanov, I G; Sanin, A B; Golovin, D V; Litvak, M L; Konovalov, A A; Kozyrev, A S; Malakhov, A V; Mokrousov, M I; Tretyakov, V I; Troshin, V S; Uvarov, V N; Varenikov, A B; Vostrukhin, A A; Shevchenko, V V; Shvetsov, V N; Krylov, A R; Timoshenko, G N; Bobrovnitsky, Y I; Tomilina, T M; Grebennikov, A S; Kazakov, L L; Sagdeev, R Z; Milikh, G N; Bartels, A; Chin, G; Floyd, S; Garvin, J; Keller, J; McClanahan, T; Trombka, J; Boynton, W; Harshman, K; Starr, R; Evans, L
The scientific objectives of neutron mapping of the Moon are presented as 3 investigation tasks of NASA's Lunar Reconnaissance Orbiter mission. Two tasks focus on mapping hydrogen content over the entire Moon and on testing the presence of water-ice deposits at the bottom of permanently shadowed craters at the lunar poles. The third task corresponds to the determination of neutron contribution to the total radiation dose at an altitude of 50 km above the Moon. We show that the Lunar Exploration Neutron Detector (LEND) will be capable of carrying out all 3 investigations. The design concept of LEND is presented together with results of numerical simulations of the instrument's sensitivity for hydrogen detection. The sensitivity of LEND is shown to be characterized by a hydrogen detection limit of about 100 ppm for a polar reference area with a radius of 5 km. If the presence of ice deposits in polar "cold traps" is confirmed, a unique record of many millions of years of lunar history would be obtained, by which the history of lunar impacts could be discerned from the layers of water ice and dust. Future applications of a LEND-type instrument for Mars orbital observations are also discussed.
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Wang, Weina; Dermody, Kelly; Burgess, Colleen; Wang, Fangmin
Technology lending has proven to be one of the most popular services that the Ryerson University Library and Archives (RULA) has offered in the past few years. Given the number of commuting digital natives comprising our student body, the library wanted to know how these students were using our current laptop loan program and how this service…
Ho Thanh Tung
Full Text Available This article aims to analyze the interbank lending adjustment during the period when Vietnamese commercial banks are compliant with some parts of the Basel regulation framework. A pilot regulation period has started in 2011 and full application will be effective by the end of 2018. Partial adjustment models and variance decomposition are used for the analyses. In the analysis of the quarterly released financial statements of Vietnamese commercial banks in the period from 2008/Q1 to 2015/Q4, the empirical evidence showed that throughout the period, lending to non-bank and high liquidity assets contributed to the adjustment in both long run and short run with a negative association. In addition, the loan loss allowance contributed to the adjustment in the post-regulation period only with a positive association. These highly contributing factors also show a potential shock after the adjustment of the interbank lending. The results imply there is a need for interbank lending portfolio report and an efficient control over the IRB of Vietnamese commercial banks.
Peersman, G.; Wagner, W.B.
Abstract: Shocks to bank lending, risk-taking and securitization activities that are orthogonal to real economy and monetary policy innovations account for more than 30 percent of U.S. output variation. The dynamic effects, however, depend on the type of shock. Expansionary securitization shocks
... 2011, p. 11. \\49\\ `` ith house prices becoming flat or declining in many parts of the country during..., weaker economic activity, lower house prices, more foreclosures, even less lending, and so on, either... are currently scheduled to expire on December 31, 2013, although there is continuing debate about...
Vilhelmsen Lars B
Full Text Available Abstract Background Army ants are the prime arthropod predators in tropical forests, with huge colonies and an evolutionary derived nomadic life style. Five of the six recognized subgenera of Old World Dorylus army ants forage in the soil, whereas some species of the sixth subgenus (Anomma forage in the leaf-litter and some as conspicuous swarm raiders on the forest floor and in the lower vegetation (the infamous driver ants. Here we use a combination of nuclear and mitochondrial DNA sequences to reconstruct the phylogeny of the Dorylus s.l. army ants and to infer the evolutionary transitions in foraging niche and associated morphological adaptations. Results Underground foraging is basal and gave rise to leaf-litter foraging. Leaf-litter foraging in turn gave rise to two derived conditions: true surface foraging (the driver ants and a reversal to subterranean foraging (a clade with most of the extant Dorylus s.s. species. This means that neither the subgenus Anomma nor Dorylus s.s. is monophyletic, and that one of the Dorylus s.s. lineages adopted subterranean foraging secondarily. We show that this latter group evolved a series of morphological adaptations to underground foraging that are remarkably convergent to the basal state. Conclusion The evolutionary transitions in foraging niche were more complex than previously thought, but our comparative analysis of worker morphology lends strong support to the contention that particular foraging niches have selected for very specific worker morphologies. The surprising reversal to underground foraging is therefore a striking example of convergent morphological evolution.
U.S. Army Publ ic Heal th Center Army Hearing Program Status Report Q2 FY17 Clinical Public Health and Epidemiology Directorate Army...Hearing Division General Medical: 500A July 2017 Approved for public release; distribution unlimited Army Hearing Program Status Report, Q2FY17...56 INTRODUCTION The Army Hearing Program Status Report (AHPSR) is a component of the Public Health
and sex. Findings Recall and Brand Image 0 Recall of active Army advertising is highest among all services. Both aided and unaided recall of active...specific knowledge may occur. 0 Brand image and recall of advertising for the Army Reserve Officers’ Training Corps, Army National Guard, and Army...Reserve lag behind the active Army. Brand image differences are shown in the relatively high percentages of respondents who agree with statements about
combatant commander (COCOM) and other joint and internal Army requirements. Accomplishing this mission is challenging under the best conditions and requires...DEFENSE INFORMATION SYSTEMS AGENCY U.S. ARMY ELEMENT, U.S. CYBER COMMAND U.S. ARMY ENGINEER SCHOOL U.S. ARMY EUROPE REGIONAL VETERINARY COMMAND...U.S. ARMY WESTERN REGIONAL DENTAL COMMAND USA CENTER FOR HEALTH PROMOTION AND PREVENTIVE MEDICINE USA COMBINED ARMS SUPPORT COMMAND & SUSTAINMENT
This research explores the historic cultural backgrounds of landscape perceptions in England, France, Germany, and Hungary, which use the words landscape, paysage, Landschaft, and táj, respectively...
Full Text Available Student mobility between two European countries in transition, Hungary and Serbia, was considered for the period 2001-2010. The high motivation and number of Hungarian-speaking students emigrating/commuting to Hungary began in 1990, with the beginning of the Yugoslav Wars. In 2010, 1,385 Hungarian-speaking students (from Vojvodina, Serbia studied in Hungary and 3,152 in Serbia. Student mobility between Hungary and Serbia is highly concentrated and causes a very low returning rate of educated young elite (approximately 30%. For this reason, the future of the Hungarian minority has begun to be put into question in Serbia, in the Autonomous Province of Vojvodina, where their percentage within whole population is noticeably decreasing (1991: 16.9%, 2001: 14.3%. The research has been focused on answering the following questions: Are there integration conflicts in the autochthon minority within the state borders of Serbia? What can higher education offer to these students? Does the region offer enough to provide perspectives for young members of the elite? Will early student mobility end with continuous emigration? Empirical background: Interviews with young adult migrants from Serbia to Hungary; Location: Serbia. Objective: To examine the motives and willingness to emigrate among the Hungarian young adults/students from Vojvodina. Interview subjects: 18 university/college students or young adults with a diploma (from Vojvodina. It is important to note that only those young adults were interviewed who have returned to Serbia having finished their educational career or who are likely to come back later. Conclusions in brief: The Yugoslav Wars, worsening economic conditions, and low living standards have significantly influenced the willingness of the youth to migrate. The motives of migration among the Hungarian youth in Vojvodina are gaining professional experience, broadening knowledge, and improving language. Hungary is the first target country of
Bekesi, Eszter; van Wees, Jan-Diederik; Vrijlandt, Mark; Lenkey, Laszlo; Horvath, Ferenc
The demand for deep geothermal energy has increased considerably over the past years. To reveal potential areas for geothermal exploration, it is crucial to have an insight into the subsurface temperature distribution. Hungary is one of the most suitable countries in Europe for geothermal development, as a result of Early and Middle Miocene extension and subsequent thinning of the lithosphere. Hereby we present the results of a new thermal model of Hungary extending from the surface down to the lithosphere-astenosphere boundary (LAB). Subsurface temperatures were calculated through a regular 3D grid with a horizontal resolution of 2.5 km, a vertical resolution of 200 m for the uppermost 7 km, and 3 km down to the depth of the LAB The model solves the heat equation in steady-state, assuming conduction as the main heat transfer mechanism. At the base, it adopts a constant basal temperature or heat flow condition. For the calibration of the model, more than 5000 temperature measurements were collected from the Geothermal Database of Hungary. The model is built up by five sedimentary layers, upper crust, lower crust, and lithospheric mantle, where each layer has its own thermal properties. The prior thermal properties and basal condition of the model is updated through the ensemble smoother with multiple data assimilation technique. The conductive model shows misfits with the observed temperatures, which cannot be explained by neglected transient effects related to lithosphere extension. These anomalies are explained mostly by groundwater flow in Mesozoic carbonates and other porous sedimentary rocks. To account for the effect of heat convection, we use a pseudo-conductive approach by adjusting the thermal conductivity of the layers where fluid flow may occur. After constructing the subsurface temperature model of Hungary, the resource base for EGS (Enhanced Geothermal Systems) is quantified. To this end, we applied a cash-flow model to translate the geological
Full Text Available Digital microscopy combines the benefits of traditional optical microscopy and the advantages of computer sciences. Using digital whole slides in all areas of pathology is increasingly popular. Telepathology or long distance diagnosis is one such area. In our study we have evaluated digital slide based histopathology diagnosis in an international setting, between Sweden and Hungary. Routine cases from the Sundsvall County Hospital (Landstinget Vasternorrland were collected. Glass slides were scanned using Pannoramic 250 Flash II. (3DHISTECH Ltd., Budapest, Hungary. During the first round of evaluation the glass slides were shipped to Hungary for primary diagnosis. Two pathologists from Hungary, reading glass slides and one pathologist from Sweden reading digital slides signed out 500 cases. Pathologists from Hungary reached the hospital information system with a secure connection. During the second round the pathologists in Hungary reevaluated 200 from the 500 cases using digital slides after three months washout period. Diagnostic accuracy was calculated and diagnostic errors was graded according to clinicopathological consequences. In 182/200 (91% cases digital and optical diagnoses were in full agreement. Out of the remaining 18 cases, 1 (0.5% critical error was identified. In this case the error had therapeutic and prognostic consequence and no uncertainty either because of case complexity or poor image quality was recorded by the pathologist. We think language and communication issues as well as differences in minimal data sets of pathological reports and in guidelines used in Sweden and in Hungary are factors potentially limiting the widespread use of digital slides in a teleconsultation service provided to Sweden from Hungary. We found the quality of digital slides in our study setting acceptable to reach correct primary diagnosis in routine, unselected, random cases of a small-to-medium sized pathology department in Sweden.
Drawing on the field research conducted in the Serbian community in Szigetcsép, Hungary, the paper examines interlocutors’ oral discourse on interethnic marriages. Until the Second World War, the Serbs in Hungary, rural communities in particular, mainly practised endogamy. In the post-war era, however, they tended to be among the minority groups with the highest rate of exogamic marriages. Consequently, the interviewees established discourse links between “interethnic marriages”, “loss...
Full Text Available Between 1950 and 2016, 254 individuals of Eurasian Spoonbill (Platalea leucorodia of foreign origin were observed during their dispersal or migration in Hungary from eight countries. Colour-ringed birds originating from Serbia, Croatia and the Czech Republic were the most commonly observed, while individuals from Italy, the Danube Delta (Romania and the Wadden Sea area (Denmark and The Netherlands were observed rarely in Hungary. Only metal ringed Spoonbills were recovered from Austria. All age-classes were found in Hungary: juveniles were the most common, while 2cy immatures formed the rarest class. Adults from the Wadden Sea area, and also from the Danube Delta were observed in Hungary during the breeding season, implying potential gene flow between those areas and the Carpathian Basin. My results predict that the breeding population of the Carpathian Basin forms a unique subunit of a metapopulation which is in close contact with the Czech population. The nesting of adults of Serbian and Croatian origin was confirmed in Hungary. Two prospecting subadults (4cy were observed in Hungarian colonies, one was from Serbia, and the other was from Italy. One adult (5cy occurred in several Hungarian wetlands in a short period before breeding, which probably explored habitats for breeding or for feeding. Spoonbills of Czech, Serbian, Croatian and Italian origin observed in Hungary used the Central Mediterranean or the Adriatic Flyway. Individuals from the East Atlantic population arrived to Hungary by shifting their migration routes. One bird from the Danube Delta wintered in Tunisia, where it probably joined Hungarian breeders and reached Hungary with them. Adults and juveniles from the Czech Republic used the wetlands around Lake Neusiedler as a stop-over and staging area during autumn migration. My results suggest that Hungarian wetlands play an important role in the movements and breeding of Spoonbills in Central Europe, thus, the management and
Radu Florian Bruja
Full Text Available This analysis considers the way in which Romania managed the more and more complex relations within the Axis during the year 1943. At the beginning of the year, the military situation on the Eastern front had changed substantially. Germany's defeat at Stalingrad had changed the relation between Germany and its allies. The tension between Germany and Romania, on the one hand, and between Slovakia and Hungary on the other hand, would also mark the relations within the Axis. However, the armies of the three allies continued to support the German war effort. The Slovak Rapid Division participated during the year in the military defensive operations of the Crimean Peninsula. Its effort led to the erosion of the combat capabilities, especially after the disaster caused by the Battle of Kakhovka. Instead, the Slovakian army had to face an unprecedented number of defections. The Slovak soldiers moving to the enemy had forced the Germans to disband the Rapid Division, some of which being sent to the Italian front and the other to the labour force. Nevertheless, Romanian-Slovak relations continued to be good. The change in the Romanian strategy having as its main objective to restore the Transylvania’s border, will force Bucharest to maintain the best possible relations with Slovakia.
Bailer, Jr., John J
.... Through a survey of the literature of published corporate business plans and models, military reports, Army depot case studies, and comparative analysis of emerging computer software technology...
László Phd, M., ,, Dr.
Summary: Soil condition, plant production and ecological protection are most important parts of the sustainable agricultural activity on all over the world nowadays. Soils, their fertility, their content of different macro-, mezo-, micro-, trace elements have almost always dictated the spread of agricultural farmlands, including the plant production-, yield harvest levels and yield element contents possible. The success of agriculturists in the 20th and 21th century, particularly in the Europe has relied on inproved soil fertility managements, appropriate crop production and environmental protection. We can test and improve the situations by using different plant species (Crotalaria juncea L.) x macro nutrients (nitrogen) x chelating agents (Desferal as deferoxamine-mesilate: C25H48N6O8-CH4O3S) methods. Crotalaria has a very potential and important role in soil fertility as a green manure crop in the design of plant rotation to field plant production, in the animal foraging as a fodder-crop with a high protein content (30%) and in the pytoremediation possibilities. Field experiment was carried out on a calcareous chernozem meadow soil (Kunság-region of Hungary, Kunmadaras) in partly of crotalaria experiment series (5 years) in 2001. The agrochemical parameters of the ploughed layer of the region soils were as follows: humus 2.5-3.0%, pH (H2O) 7.7, pH (KCl) 7.0, LE (Lakanen & Erviö 1971 )-P2O5 183-218 mg kg-1, LE-K2O 82-115 mg kg-1, LE-Ca 1.3%, LE-Mg 56-60 mg kg-1, LE-Mn 45 mg kg-1 according to soil analysis. Nitrogen (N) x Desferal ("D"-Novartis Pharma AG Basie , Switzerland, Suiza 500 mg) x Genotype ("G"-India-University of Agricultural Sciences, Bangalore) x Time (T) experiment involved The N levels were 0, 100, 200 and 300 kg ha-1 year-1, and Desferal 0 and 20 kg ha-1 year-1. The plot size had an area of 4x2=8 m2. Experimental datas were estimated by MANOVA of SPSS. The main results can be summarised as follows: a., At harvest, total air dry phytomass
Ironically, digitally born documents do not fit into existing frameworks of interlibrary lending. In most cases this is because publishers consider them too easy to exchange. In practice, this means that digital documents are often being printed and scanned before being shipped off to a requesting library. This system of circumvention is inefficient - at many levels - and generates a vast pool of activity from which neither authors nor publishers benefit. With the changing paradigm of document delivery, publishers of electronic journals are trying to get their share of the market by offering articles on a 'pay-as-you-go' basis, though at rates many times greater to what is being offered by document delivery services operated by libraries. Instead of joining forces in the digital era, libraries and publishers are fighting a battle which is sometimes described by librarians as the fight between the Good and the Evil. However, new models are emerging which leave room for both library and publisher in the future ...
Dahms, Jonathan A
The Army Reserve has been in a constant state of mobilization since 1995 with the advent of the Bosnia crisis and the pace of mobilization increased exponentially after the terrorist attacks of September 11, 2001...
..., water and air quality, fish and wildlife, and other natural resources under their stewardship, and, as..., or any protected natural or ecological resources of global importance. (g) Army NEPA documentation...
...) initiative, the Army has dramatically streamlined its supply chain, cutting order and ship times for repair parts by nearly two-thirds nationwide and over 75 percent at several of the major Forces Command (FORSCOM) installations...
.... Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle... written statement must submit their statement to the Designated Federal Officer at USAWC, 122 Forbes...
....S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle...: Attn: Designated Federal Officer, Dept. of Academic Affairs, 122 Forbes Avenue, Carlisle, PA 17013. At...
....S. Army War College, 122 Forbes Avenue, Carlisle, PA, Command Conference Room, Root Hall, Carlisle...: Attn: Designated Federal Officer, Dept. of Academic Affairs, 122 Forbes Avenue, Carlisle, PA 17013. At...
Shanley, Michael G; Crowley, James C; Lewis, Matthew W; Masi, Ralph; Straus, Susan G; Leuschner, Kristin J; Hartman, Steven; Stockly, Sue
.... The study recommends that the Army adopt private-sector models in developing interactive media instruction, develop a more effective local school system to better meet future unit training needs...
Piko, Bettina F; Skultéti, Dóra; Luszczynska, Aleksandra; Gibbons, Frederick X
Adolescent health behaviours are influenced by a variety of social factors, including social orientations, such as social comparison or competitiveness. The main goal of the present study was to investigate the role that these social orientations might play in health behaviours (both health-impairing and health-promoting). Data were collected from high school students (N = 548; ages 14-20 years; 39.9% males) in two counties of the Southern Plain Region of Hungary. The self-administered questionnaires contained items on sociodemographics, such as age, sex, parental schooling, and socioeconomic status (SES) self-assessment; school achievement, health behaviours, competitiveness and social comparison. Multiple regression analyses suggest that those who scored higher on competitiveness engaged in more substance use, a pattern that was not present for health-promoting behaviours. Social comparison, however, was associated with lower levels of substance use. In addition, in relation to health-impairing behaviours, both competitiveness and social comparison interacted with sex; both social orientation variables proved to be more important for boys. Social comparison also contributed to health-promoting behaviours among boys. Findings support the idea that the role of social orientations, such as competitiveness and social comparison, can be quite different depending on sex and the nature of the health behaviour. While competitiveness may act as a risk factor for substance use among boys, social comparison may act as a protection. It appears that social orientations play less of a role in girls' health-related behaviours. More focus is needed on gender differences in influences on adolescents' health-related behaviours. Les comportements de santé des adolescents sont influencés par une variété de facteurs sociaux, incluant les orientations sociales telles que la comparaison sociale ou la compétitivité. Le but principal de la présente étude était d'examiner le r
ER D C SR -1 1- 1 Anticipating Climate Change Impacts on Army Installations Co ns tr uc tio n En gi ne er in g R es ea rc h La bo...distribution is unlimited. ERDC SR-11-1 October 2011 Anticipating Climate Change Impacts on Army Installations Robert C. Lozar, Matthew D...Abstract Military installations must be maintained and managed to provide appropriate training and testing opportunities. As climate changes
Photography Billy Cheney, Frank Carter This is the first edition of the Army Communicator published in six years without our long serving editor, Ms. Jan...Iraqi Freedom ACRONYM QuickScan 17Army Communicator Tips for working successfully with your local Network Enterprise Center By LTC John J...obtaining the extension of the network for the exercise. You cannot help but think of the old school trick where you tell one student “the sky is
with the frameworks to understand trust and do not have the language to discuss it effec- tively. The lack of understanding is most acute when...members expressed less trust in elected or appointed civilian leaders.11 The Army Profession study concluded this sec- tion of the report, saying...mission at risk. Army culture lauds leadership and eschews management descrip- tors in the cultural idioms used in performance appraisals, awards
OMB control number. 1. REPORT DATE 2013 2. REPORT TYPE 3. DATES COVERED 00-00-2013 to 00-00-2013 4. TITLE AND SUBTITLE Leadership Stability in...standards for research quality and objectivity. Leadership Stability in Army Reserve Component Units Thomas F. Lippiatt, J. Michael Polich NATIONAL SECURITY...RESEARCH DIVISION Leadership Stability in Army Reserve Component Units Thomas F. Lippiatt, J. Michael Polich Prepared for the Office of the
51 Defense AT&L: September-October 2016 Holistic Contract Administration in Army Forces Abroad MAJ Tina L. Ramirez, USA Donald P. Gatewood...SSG Eric L. Kirkpatrick, USA SSG Krishna K. Menon. USA Ramirez was the team leader and an administrative contracting officer for the 742nd U.S. Army...positive relationship allowed the Administrative Contracting Officer (ACO), Qual- ity Assurance Specialist (QAS), and CORs to work closely to- gether in
partially covered: EN26 Appendix A summarizes the implementation of EMS and ISO 14001 at Army installations. It does not include material...HAP Hazardous Air Pollutants IA In Accordance IBM International Business Machines INRMP Integrated Natural Resources Management Plans ISO ...Army-specific. The FY07 DoD Environmental Report to Congress (Appendix A) summa- rizes implementation of Environmental Management Systems and ISO
Michael PhD Cole. People-Smart Leaders. Winchester , Virginia: Oak Hill Press, 2005. Conant, Jennet. The Irregulars - Roald Dahl and the British Spy...States Army Reserve Mr. Scott Fish Program Advisor Institute for Advanced Technology University of Texas at Austin Disclaimer The...ACKNOWLEDGMENTS This paper is the result of the author’s Army War College Fellowship at the Institute for Advanced Technology at The University of Texas at Austin
Schofield Barracks Marine Corps Base Hawaii (MCBH) Hickam AFB • Feb 2009 – Hybrid hydrogen vehicles operational in Hawaii • Nov 2010 – US...Army Aloha Microgrid #1 opens • Jan 2012 – US Army Aloha Microgrid #2 scheduled to be operational Microgrid Technology Achieving Efficiencies...Benning, GA) • AUSA Annual Meeting and Expo 22 - 24 October in Washington DC • Dual Use Technology Briefing & How to do Business with Primes
In 1950s Hungary, with an economy and infrastructure still devastated from World War II and facing further hardships, thousands of children became permanently disabled and many died in the severe polio epidemic that shook the globe. The relatively new communist regime invested significantly in solving the public health crisis, initially importing a vaccine from the West and later turning to the East for a new solution. Through the history of polio vaccination in Hungary, this article shows how Cold War politics shaped vaccine evaluation and implementation in the 1950s. On the one hand, the threat of polio created a safe place for hitherto unprecedented, open cooperation among governments and scientific communities on the two sides of the Iron Curtain. On the other hand, Cold War rhetoric influenced scientific evaluation of vaccines, choices of disease prevention, and ultimately the eradication of polio.
Full Text Available Since 1 January 2007, victims of crimes and offenders have been offered the chance to have recourse to mediation in Hungary. This paper will first give a short overview of the current situation of mediation in penal matters in Hungary, then it will discuss some general phenomena and dilemmas concerning the general introduction of mediation. After that, I will present a SWOT analysis1 of the current Hungarian mediation system in penal matters. The main goal of this article is to set up certain criteria for the further development of the restorative approach. The lessons we have learnt, the strengths and opportunities of the system and the identification of weaknesses might prove useful for other countries when they choose to introduce mediation, and in relation to the protection of victims in particular.
Valkó, Anna; Biksi, Imre; Cságola, Attila; Tuboly, Tamás; Kiss, Krisztián; Ursu, Krisztina; Dán, Ádám
Porcine epidemic diarrhoea virus (PEDV) can cause a severe enteric disease affecting pigs of all ages. In January 2016, diarrhoea with occasional vomiting was observed in a small pig farm in Hungary. All animals became affected, while mortality (of up to 30%) was only seen in piglets. Samples from different age groups and the carcass of a piglet were examined by various methods including pathology, bacteriology and molecular biology. PEDV was confirmed by PCR and its whole genome sequence was determined. The sequence PEDV HUN/5031/2016 showed high identity with recently reported European viruses. Differences were found mostly in the S gene, where recombination was detected with a newly identified and already recombinant swine enteric coronavirus (Se-CoV) from Italy. The present report describes the first porcine epidemic diarrhoea outbreak in Hungary after many years and gives an insight into the genetics of the Hungarian PEDV.
Büntgen, Ulf; di Cosmo, Nicola
The Mongol invasion of Eastern Europe, and especially its sudden withdrawal from Hungary in 1242 CE, has generated much speculation and an array of controversial theories. None of them, however, considered multifaceted environmental drivers and the coupled analysis of historical reports and natural archives. Here we investigate annually resolved, absolutely dated and spatially explicit paleoclimatic evidence between 1230 and 1250 CE. Documentary sources and tree-ring chronologies reveal warm and dry summers from 1238-1241, followed by cold and wet conditions in early-1242. Marshy terrain across the Hungarian plain most likely reduced pastureland and decreased mobility, as well as the military effectiveness of the Mongol cavalry, while despoliation and depopulation ostensibly contributed to widespread famine. These circumstances arguably contributed to the determination of the Mongols to abandon Hungary and return to Russia. While overcoming deterministic and reductionist arguments, our ‘environmental hypothesis’ demonstrates the importance of minor climatic fluctuations on major historical events.
Virág, Katalin; Nyári, Tibor András
Despite decreasing trends, Hungary is the leader in cancer mortality among European countries. We examined the seasonal variation of cancer mortality in Hungary between 1984 and 2013. Hungarian monthly cancer mortality and population data were used in the analysis. The Walter-Elwood method was used to determine seasonal variation in both mortality rates and proportionate mortality. Significant winter-peak seasonality was found in all-cancer mortality. A similar seasonal trend with a peak from November to January was observed in death rates from colorectal, lung, female breast, prostate, bladder, brain, lymphoid and hematopoietic cancers. However, no more cyclical variation was identified in the mortality rates from other cancers. In addition, significant seasonal variation in proportionate mortality was shown for all cancer sites examined, with a peak in August or September. This study presents the seasonality pattern of different types of cancer mortality which might be related to environmental factors (e.g. infections).
Full Text Available The acceptance of info communication technologies (ICT is an inevitable element of rural development since the infrastructure is more or less developed in Hungary. The problem of acceptance lies in the attitude toward new technologies. In this paper we would like to describe the process where the use of a certain service available only in an online environment becomes popular among the rural population. Using the best known Hungarian social network site IWIW registrants data on settlements and users of a Hungarian NUTS II region combined with spatial and demographic statistics one could describe the scale and direction of diffusion processes which adds some more information to the facts we already know on state of information society in Hungary.
Suicide is not only a contradictory biological, psychological, sociocultural and spiritual phenomenon, but also a serious public health problem, which is manifold, therefore the fight against it is also complex. The aim of the present publication is to establish the current situation of the fight against suicide in Hungary, which are the most important deficits, contradictions and unexploited possibilities. The author states that although we have accomplished important steps in the prevention of suicide, we did not realise the majority of them in everyday practice. The author defines the most important problems and tasks which should be solved in the next decade. In the near future a great deal more should be done for prevention than what we have accomplished so far in order to significantly reduce the number of suicide victims in Hungary.
Reuter, Gábor; Boldizsár, Akos; Papp, Gábor; Pankovics, Péter
Aichi virus, genus Kobuvirus, family Picornaviridae, has been proposed as a causative agent of gastroenteritis in human. Although high seroprevalence has been detected, it has been identified in only a few cases. We report detection of Aichi virus in Hungary. A total of 65 stool samples were tested retrospectively, collected from children with diarrhea, by reverse transcription-polymerase chain reaction. One (1.5%) sample from a 3-year-old girl was positive. Besides diarrhea, fever, purulent conjunctivitis and respiratory symptoms were also present at the same time with virus shedding. The genotype A virus, Kobuvirus/human/Szigetvar-HUN298/2000/Hungary (FJ225407), has 96% nucleotide identity to Aichi virus.
Full Text Available This study aims to analyse the possibilities and the potential for the establishment of beer tourism, one of the most recently valorised tourism products of global gastro tourism, and more importantly the creation and professional criteria of beer routes in Hungary. With a thorough investigation of the theoretical background of beer tourism and beer trails the authors try to collect those spatial perspectives which confirm our idea that Hungary is possessing adequate resources for the initiation of this new tourism product. We experienced that this area of tourism geography has not yet been researched thoroughly in the country, for which we make an attempt in this paper, using geographical and GIS methods, basically relying on the beer routes of Bavaria, Germany as good practices.
Montenegrin-Albanian campaign were capturing the Serbians and securing the borders of the Dual Monarchy . Austria-Hungary had chosen to launch a...idea of the Dual Alliance. The German leadership handled the Dual Monarchy more and more as a junior partner. The Austro-Hungarian pride, of course...reliable ally was the Dual Monarchy . Naturally every person handled this situation differently, but Erich von Falkenhayn was the Chief of General Staff in
Tolnai, Z; Széll, Z; Marucci, G; Pozio, E; Sréter, T
Trichinella spiralis and Trichinella britovi are the two most common species of the genus Trichinella persisting in the European wildlife. To investigate the spatial distribution of these Trichinella spp. and the factors influencing their circulation in Hungary, 3304 red foxes (Vulpes vulpes) and 0.29 million wild boars (Sus scrofa) were tested for Trichinella sp. infection in Hungary from 2006 to 2013. Trichinella spp. larvae from 68 (2.06%) foxes and 44 (0.015%) wild boars were identified by a multiplex PCR as T. britovi or T. spiralis. The locality of origin of foxes and wild boars were recorded in a geographic information system database. There was no correlation between environmental parameters in the home range of foxes and wild boars and the T. spiralis larval counts, but there was a positive correlation between the boundary zone of Hungary and T. spiralis infection (P<0.0001; odds ratio: 24.1). These results indicate that the distribution of T. spiralis in the Hungarian wildlife is determined by the transborder transmission of the parasite from the surrounding endemic countries. Multiple regression analysis was performed with environmental parameter values and T. britovi larval counts. Based on the statistical analysis, non-agricultural areas (forests, scrubs, herbaceous vegetation and pastures) and the mean annual temperature (P<0.0001; odds ratios: 9.53 and 0.61) were the major determinants of the spatial distribution of T. britovi in Hungary. The positive relationship with non-agricultural areas can be explained by the generalist feeding behaviour including scavenging of foxes in these areas. The negative relationship with the mean annual temperature can be attributed to the slower decomposition of wildlife carcasses favouring a longer survival of T. britovi larvae in the host carrion and to the increase of scavenging of foxes. Copyright © 2014 Elsevier B.V. All rights reserved.
Győrffy, Zsuzsa; Dweik, Diána; Girasek, Edmond
Background There is a worldwide rising tendency of women deciding to become physicians; hence, one of the most remarkable fields of investigation is the wellbeing of female doctors. The aim of this study was to describe female physicians’ reproductive health in Hungary and to explore the potential correlation between their reproductive disorders and burnout symptoms. Up to our present knowledge, there have not been any studies investigating the correlation between reproductive disorders and b...
The purpose of this study was to survey, evaluate, and analyze management education efforts in the Czech Republic, Slovakia, Hungary, and Poland since 1989, and make recommendations. The author deals with a broad range of institutions providing undergraduate, MBA-type, and executive education, some of which are university-affiliated and others not, in various areas of the countries under discussion. As reforms progress, countries need managers who can operate in a market environment or...
Full Text Available Background and Purpose: Black locust (Robinia pseudoacacia L. was the first forest tree species introduced and acclimated from North America to Europe at the beginning of the 17th century. Although native of North America, black locust is now naturalized and widely planted throughout the world from temperate to subtropical areas. In Hungary, this species has played a role of great importance in the forest management, covering approximately 23% of the forested area and providing about 19% of the annual timber output of the country. Due to the increasing interest in black locust growing in many countries, this study has been compiled with the aim of giving a summary on the basis of research and improvement connected with the species over the past decades. Material and Methods: Black locust forests in Hungary have been established on good as well as on medium and poor quality sites. Establishment of black locust stands producing timber of good quality is possible only on sites with adequate moisture and well-aerated and preferably light soils, rich in nutrients and humus. Black locust forests on medium and poor quality sites are utilized for the production of fuel wood, fodder, poles and props, as well as for honey production, soil protection and environmental improvement. Results and Conclusion: Hungary has got much experience in black locust growing, as it has been grown for more than 250 years in the country. It is a fast growing, nitrogen fixing, site tolerant, excellent coppicing species with frequent and abundant seed production and relatively high yielding potential. It has a durable and high quality wood, which is used for many purposes. Being aware of the importance of black locust, forest research in Hungary has been engaged in resolving various problems of black locust management for a long time, and a lot of research results have already been implemented in the practice.
Alpek B., Levente; Tésits, Róbert; Bokor, László
The study aims to examine the commuting opportunities of the most disadvantaged job seeker groups living in Hungary's most disadvantaged regions, as well as Hungary’s spatial and group-specific boundary conditions. The study also aims to develop and present an indexation process (fMFÁ model), allowing the measurement of the mobility degree of different territorial units (in this case, the municipalities) and effects of certain factors determining commuting (transport subsidies, individual cho...
Gr?zner, D?nes; Kreizinger, Zsuzsa; Sulyok, Kinga M.; R?nai, Zsuzsanna; Hrivn?k, Veronika; Turcs?nyi, Ibolya; J?nosi, Szil?rd; Gyuranecz, Mikl?s
Background Mycoplasma sp. 1220 can induce inflammation primarily in the genital and respiratory tracts of waterfowl, leading to serious economic losses. Adequate housing and appropriate antibiotic treatment are promoted in the control of the disease. The aim of the present study was to determine the in vitro susceptibility to thirteen different antibiotics and an antibiotic combination of thirty-eight M. sp. 1220 strains isolated from geese and a duck in several parts of Hungary, Central Euro...
Vicsek, Lilla; Gergely, Júlia
This paper reports on a research project which examined media coverage and audience perceptions of stem cells and stem cell research in Hungary, using focus groups and a media analysis. A background study was also conducted on the Hungarian legal, social and political situation linked to stem cell research, treatment and storage. Our data shows how stem cell research/treatments were framed by the focus group members in terms of medical results/cures and human interest stories – mirroring the ...
Boda Zsolt; Medve-Bálint Gergő
The 2010 election in Hungary resulted in the victory of Fidesz, a conservative party which acquired a comfortable majority in the parliament and used it to initiate a number of important policy reforms. However, there are good reasons to think that both the way these reforms were adopted and their content violated a number of procedural fairness norms, such as participation in decision making and even some aspects of the rule of law. According to David Beet...
Il'ia N. Tarasov
Full Text Available Abstract: In Hungary and Slovakia during 2010-2015 there has been an increase in xenophobic attitudes in society; rightwing and extremist groups are activating there as well. The purpose of this article is to compare the most signifi cant factors which encourage xenophobia. Previously we have identifi ed the types of right-wing organizations and found out their electoral characteristics. We assume that the activities of right-wing extremist organizations infl uence the formation of xenophobic social practices in Hungary and Slovakia, which arise from the range of factors. In this article we used empirical data gained as a result of public opinion polls conducted by the leading research centers in Hungary and Slovakia, by international organizations, as well as statistics of public authorities and civil society institutions. By means of factor analysis, we identifi ed the main directions and forms of activity of right-wing radicals; determined the value of socio-economic dynamics of the country's development; characterized the attitude of society, the law and the ruling elite to the problems of xenophobia and right-wing radicalism. Among the most infl uential factors we identifi ed: open propaganda of nationalist ideas; constitutional priority of the ethnic majority interests; parliamentary status of rightwing parties; condoning the activities of right-wing radicals by the ruling elite, the courts and the police. The comparison of factors stimulating xenophobic practices in Hungary and Slovakia didn’t confi rm the hypothesis of common signifi cant infl uence of the economic crisis, lack of education and political passivity on the formation of xenophobic practices among young people. The professional frustration of provincial youth discovered itself as a cumulative socioeconomic factor.
Zsuzsa KAROLINY; Ferenc FARKAS; Jozsef POOR
Management of human resources, the same as other fields of management, has altered significantly in Hungary since the democratic transformation and in many respects it is still changing. This paper – while describing the specific Hungarian HR practice and its alterations – makes a comparison of the characteristics of the Hungarian samples of two Cranet surveys. Based on these, we outline the ratio of similarity between the Hungarian and the global (or that of the 32 countries participating in...
In the last two years the Hungarian people have witnessed several new measures in government’s fiscal policy. To respond to global crisis that hit Hungary hard, the Bajnai government enacted a series of economic reforms and spending cuts in 2009. The Orban government elected in 2010 launched economic programs designed to promote growth by reducing administrative burdens on businesses and lowering the tax burdens on small businesses. The plan also includes strict control of budgetary expenditu...
Full Text Available Abstract Background During the last 35 years the poor ranking of Hungary on the list of life expectancy at birth among European countries, has not changed. In 1970 our lag behind the leading European countries was the smallest. The gap was growing between 1970 and 1993 but from 1994 onwards the life expectancy at birth in Hungary has increased continuously and somewhat faster than in other European countries. The aim of this study was to analyze the association between decreasing cardiovascular mortality rates, as a main cause of death and the increase in cardio-metabolic prescriptions and possible changes in lifestyle behavior. Methods Analyses were conducted on national data concerning cardiovascular mortality and the number of cardio-metabolic drug prescription per capita. The association between yearly rates of cardiovascular events and changes in antihypertensive, antilipidemic and antidiabetic prescription rates was analyzed. The changes in other cardiovascular risk factors, like lifestyle were also considered. Results We observed a remarkable decline of mortality due to stroke and acute myocardial infarction (AMI. The fall was significantly associated with all prescription rates. The proportion of each treatment type responsible for suppression of specific mortality rates is different. All treatment types comparably improved stroke mortality, while antilipidemic therapy improved AMI outcome. Conclusions These results emphasize the importance of a comprehensive strategy that maximizes the population coverage of effective treatments. Hungary appears to be at the beginning of the fourth stage of epidemiologic transition, i.e. it has entered the stage of delayed chronic noninfectious diseases.
Full Text Available Background The research outlined in this paper focuses on a subfield related to Chinese migrants’ integration in Hungary: Chinese-Hungarian mixed partner relationships. I present some findings of an anthropological study on Chinese-Hungarian couples in Hungary, although other localities may also be involved in some of these couples’ lives. Participants and procedure Based on interviews conducted with members of Chinese-Hungarian married, cohabiting and dating, separated or divorced couples, and on data gathered through predominantly online fieldwork, this research explores notions and values that are at play in shaping the dynamics of these relations. Results The sample of thirty-seven couples features two characteristically different types of relationships: those referred to as “student love”, and the relationships of “typical” Chinese migrants with Hungarians. The former tend to be much more successful and persistent in time, with two cases of divorce or separation out of sixteen, whereas the latter are considerably less persistent, with eight cases of divorce or separation and two cases of crises out of thirteen bonds. Another notable finding is that Chinese-Hungarian marriages are much more persistent in time if the Chinese partner is female. Conclusions The paper consists of the following consecutive parts: an introduction to the Chinese migrant context and inter-ethnic partner relations in Hungary; a review of relevant literature; presentation of research methods and fieldwork; presentation and discussion of the research sample; presentation of some results from the interviews; and conclusions.
Aunan, Kristin; Patzay, Gyoergy
This report studies the cost and benefit of implementing a specific energy conservation programme in Hungary. It considers the possible reduction in damage to public health, materials and crops that may be obtained by reducing the emission of important air pollutants and examines how the programme contributes to reduced emission of greenhouse gases. The measures are described in the National Energy Efficiency Improvement and Energy Conservation Programmes (NEEIECP), a programme elaborated by the Hungarian Ministry of Industry and Trade and accepted by the Government in 1994. The energy saving expected from the programme is about 64 PJ/year. Possible benefits were estimated by the use of monitoring data and population and recipient data from urban and rural areas in Hungary together with dose response functions and valuation estimates mainly from western studies. The main benefits of reducing the concentration of pollutants are found in the health sector, the most pronounced effect being less chronic respiratory deceases. Reduced premature mortality is also important. It is calculated that the annual benefit on public health alone probably exceeds the implementation costs of the programme. In addition, the maintenance and replacement costs for building materials have decreased. The damage to crops due to ozone is large, but a significant improvement in Hungary depends upon concerted action in several countries. 68 refs., 9 figs., 14 tabs.
Full Text Available The Hoopoe is a widespread species in Hungary with the strongest populations on the Great plains. The fact that in 2015 it became ‛The Bird of the Year’ in Hungary offers the possibility to summarise the information about the distribution, population size, dispersion, migration as well as the nature conservation status of the Hoopoe population breeding in Hungary. In the period of 1999–2014 the number of breeding pairs and trend of population level was estimated based on the Common Bird Census database. The population size was estimated as 13,500–17,500 pairs with a stable trend (slope=−1.3%, SE=2.5% over 1999–2014. There is very limited information on migration from bird ringing, only 8 recoveries between 1928–1963 indicate, that the Hungarian population is migrating on a south-southeast direction in autumn, wintering in the eastern parts of the Sahel, possibly in Chad and Sudan and migrates back in spring following a loop migration pattern further to the east. The main conservation issues are agricultural intensification impacting feeding possibilities, lack of nesting cavities and hunting during migration.
Balogh, Sandor; Papp, Renata; Jozan, Peter; Csaszar, Albert
During the last 35 years the poor ranking of Hungary on the list of life expectancy at birth among European countries, has not changed. In 1970 our lag behind the leading European countries was the smallest. The gap was growing between 1970 and 1993 but from 1994 onwards the life expectancy at birth in Hungary has increased continuously and somewhat faster than in other European countries. The aim of this study was to analyze the association between decreasing cardiovascular mortality rates, as a main cause of death and the increase in cardio-metabolic prescriptions and possible changes in lifestyle behavior. Analyses were conducted on national data concerning cardiovascular mortality and the number of cardio-metabolic drug prescription per capita. The association between yearly rates of cardiovascular events and changes in antihypertensive, antilipidemic and antidiabetic prescription rates was analyzed. The changes in other cardiovascular risk factors, like lifestyle were also considered. We observed a remarkable decline of mortality due to stroke and acute myocardial infarction (AMI). The fall was significantly associated with all prescription rates. The proportion of each treatment type responsible for suppression of specific mortality rates is different. All treatment types comparably improved stroke mortality, while antilipidemic therapy improved AMI outcome. These results emphasize the importance of a comprehensive strategy that maximizes the population coverage of effective treatments. Hungary appears to be at the beginning of the fourth stage of epidemiologic transition, i.e. it has entered the stage of delayed chronic noninfectious diseases.
Laub, Krisztina; Tóthpál, Adrienn; Kardos, Szilvia; Dobay, Orsolya
The aim of this study was to assess the Staphylococcus aureus nasal carriage rate in healthy children all over Hungary and to specify some risk factors, the antibiotic resistance patterns of the bacteria, and their genetic relatedness. In total, 878 children (aged 3-6 years) were screened at 21 day-care centers in 16 different cities in Hungary, between February 2009 and December 2011. Samples taken from both nostrils were cultured on blood agar, and suspected S. aureus isolates were identified by β-hemolysis, catalase positivity, clump test, and nucA PCR. Methicillin-resistant strains were screened by mecA and mecC PCR. Antibiotic susceptibility was determined by agar dilution or gradient test strips. Pulsed-field gel electrophoresis was used for genotyping. S. aureus carriage rate was found to be 21.3%, which correlates well with international data. We found no statistically significant correlation between the gender or the sibling status and S. aureus carriage. All isolates were sensitive to oxacillin, trimethoprim-sulfamethoxazole, and mupirocin. The resistance rates for erythromycin, ciprofloxacin, clindamycin, gentamicin, and tetracycline were 7.5%, 0.5%, 1.1%, 3.7%, and 4.3%, respectively. The isolates showed very high genetic diversity. In summary, carried S. aureus isolates are more sensitive to antibiotics compared with clinical isolates in Hungary, and methicillin-resistant S. aureus carriage rate is very low yet.
Tolnai, Z; Széll, Z; Sproch, Á; Szeredi, L; Sréter, T
Hungary was not considered to be a heartworm (Dirofilaria immitis) endemic country until 2007, when the first autochthonous canine infection was described. Herein we report additional autochthonous heartworm infections in two dogs (Canis familiaris), twenty red foxes (Vulpes vulpes) (n=534; prevalence: 3.7%; 95% CI=2.4-5.7%) and two golden jackals (Canis aureus) (n=27; prevalence: 7.4%; 95% CI=2.1-23.4%) coming from eight counties. The identification of the parasite was based on morphology, morphometrics and amplification of 12S rDNA followed by sequencing in all cases. Our results indicate that Hungary became a D. immitis endemic country in the past decade. The prevalence and intensity of heartworm infection in wild canids is similar to or lower than that observed in the Mediterranean countries of Europe (3.7-7.4% vs. 0.4-12.7% and 1.5 vs. 2.9-4.4 worms/animal). These findings are in line with the results of the recently developed climate based forecast model to predict the establishment of D. immitis in Hungary. Copyright © 2014 Elsevier B.V. All rights reserved.
Full Text Available This paper argues that EU accession has brought about minimal changes in the patterns of innovation in Hungary. The reason why is not that the ‘EU factor’ is of minor importance; rather, it is Hungary's inability to use EU resources effectively, so as to fully benefit from EU membership. The Hungarian story also demonstrates that the EU cannot block member states from reversing reform or abusing the opportunities EU membership offers to them. We contend that globalization (global value chain integration has more effectively contributed to Hungary's knowledge-based upgrading than Europeanization (in the sense of policy transfer; access to EU Structural & Cohesion Funds, and integration in the European Research Area. This argument is substantiated with a case study on innovation strategy design and implementation, which illustrates the ambiguous impact of Europeanization, which is contrasted with our investigation of integration in global value chains, conducted through interviews of foreign-owned manufacturing companies about their R&D-based upgrading experience.
Szomor, Katalin N; Rigó, Zita; Bán, Eniko; Nagy, Lívia; Szalkai, Teodóra; Balogh, Zsuzsanna; Ferenczi, Emoke; Takács, Mária
The presence of WNV in Europe has been well known for decades, although the first human infections and avian outbreaks were diagnosed in Hungary only in 2003. An annual average of 6-8 cases of the neuroinvasive form of WNV infection has been detected in the region since then, but a higher number (17) of WNV associated neuroinvasive disease occurred in 2008. In 2004, a surveillance system was established for monitoring WNV-associated meningo-encephalitis cases in Hungary, but a milder type of illness (with fever, rash and/or influenza like symptoms) is not followed. Fifty-two sera of 45 patients with mild clinical symptoms (fever, exanthema) were tested for anti-WNV antibodies in 2008 in a retrospective study by immunofluorescence test and ELISA. Seven patients had antibodies against WNV, serologic evidence of recent WNV infection was found in 4 out of the 7 patients. Infections could be acquired predominantly in August and in September, which seems to be a risk period for WNV in Hungary. The possibility of a recent WNV infection should be taken into consideration in the occurrence of fever and rush at late summer. Differential diagnosis of exanthematous patients should include WNV serology tests and should be done routinely.
the advertised new Army Values. The Army Values set may contain components that are not actual institutional values. It may also omit some of the...laws to the military over the course of 20 years, at first to combat racism and sexism , had opened the door to endless litigation . . . Writers of
In this report, following a brief overview of some generic issues and empirical evidence relating to the linkages between economic growth, energy use and environmental impacts, a review of energy sector adjustment lending activities in developing and Eastern European countries is carried out. Following that a more specific discussion of the direct and indirect environmental impacts of these policies is presented, both in general terms, but also illustrated by means of how specific energy project packages are being designed in response to the said policy changes. Perhaps the most significant role of such policy reforms is that it impacts economywide on all economic activities; both the decisions regarding input substitution and output focus of existing plants and services, as well as the decisions regarding choice of technology, design and location of new investments in all sectors of the economy. It can be concluded from the reviewed studies that getting the prices right helps the environment, but it is not enough. It undoubtedly helps the environment to correct for market failures and have prices reflect the full resource costs, because it lessens the incentive to exploit resources wastefully. This is comforting because it suggests that what has been advocated for a long time on pure efficiency grounds irrespective to environmental management reasons. What has been missing, however, is a full acknowledgement of the crucial role of supportive institutional reforms and administrative strengthening required to actually succeed with the economic reforms. Examples will be presented on how such reforms can contribute to facilitate the adjustment process by simultaneously improving allocative efficiency and generating desperately needed public revenue.
Sookoo, Kavish; Belle, Jean-Paul,; Seymour, Lisa
Part 7: EIS-Practices; International audience; Event-driven architecture (EDA) is an architectural approach for enabling communication between distributed enterprise information systems. EDA enables organisations to be adaptable, flexible and robust in the management of business processes and ultimately achieving agility. This paper reviews definitions, concepts and adoption criteria for an EDA and a case study investigates the adoption of the EDA in a micro lending organisation exploring the...
This paper focuses on the lending arrangements of the IMF in EU countries during crisis period. First, we reviewed the literature regarding IMF-supported programs in times of crisis. On the other hand, we provided a description of the IMF arrangements in EU countries in 2008-2013. We found that these programs differ in type, duration, amount and conditionality, but not significantly in their key objectives (achieving sustainable public finances and ensuring financial sector stability).
Bodzsár, E B; Zsákai, A
Growth and maturation are considered the most reliable indicators of health status. Their progression rates in turn are strongly influenced by nutrition and socio-economic status, a well-documented relationship. The pattern of the so-called positive secular changes, i.e. the increase in size and earlier maturation, fits the populations' historical model of economic development very well. The historical, political and economic changes occurring in this century in Hungary have had a remarkably strong impact. Until World War I Hungary was an agrarian part of the Austro-Hungarian monarchy, its ethnic composition was most variegated. Both World Wars caused fundamental changes, namely in respect of post-war Hungary they were associated with marked territorial losses and considerable population mobility. In interpreting the developmental differences in the data collected before and after these wars one should take account of the important facts that, in addition to the changes in socio-economic conditions, affected the gene pool of the populations in Hungary. Over the past 100 years profound changes have occurred in the mean body size, growth rate and timing of maturation of the country's population. This paper is a brief analytic summary of the tendencies observed in adult stature, maturation and some socio-economic conditions. It also compares the cohorts of sub-populations as reflected by the reviewed reports. In summarizing the change in adult stature estimated by the data on recruits, soldiers and students of higher education, it could be stated that adult mean stature had become markedly taller in Hungary since the end of the fifties. However, any estimation of the absolute increment and the exact rate is severely biased by the variable character of the samples' representativeness. Similar problems arose in dealing with sexual maturation, because the retrospective and status-quo methods of assessment were found incomparable. Nevertheless, menarche was observed to
Platteborze, Peter L; Kippenberger, Donald J; Martin, Thomas M
To examine the overall and drug-specific positive rates of Army urinalysis specimens tested from fiscal year 2001 (FY01) through FY11. We analyzed annual Army Forensic Toxicology Drug Testing Laboratory results from FY01 to FY11. From FY01 to FY11, the Army's positive rate was 1.06%. The component rates were 0.84%, 1.53%, and 1.94% for the active duty, Reserve, and National Guard, respectively. The Army's average positive rate for marijuana from FY01 to FY11 was 0.79%, and the cocaine rate was 0.26%. From FY06 to FY11, the average positive rate for oxycodone was 0.74% and the d-amphetamine rate was 0.30%. Apart from oxymorphone, a key metabolite of oxycodone, the positive rate for all other drugs tested was below 0.25%. The FY11 drug positive rates in decreasing order were oxymorphone > oxycodone > marijuana > d-amphetamine > codeine > cocaine > morphine > d-methamphetamine > methylenedioxymethamphetamine > heroin > methylenedioxyamphetamine > phencyclidine. Although the drug positive rate for heroin remains low, the number of positives has increased dramatically since FY05. The drug-testing program continues to serve as a vital deterrent as evidenced by the Army's overall positive rate being well below the 8.9% estimated illicit use in the civilian population. Reprint & Copyright © 2013 Association of Military Surgeons of the U.S.
Cianciolo, Anna T; Heiden, Charles G; Prevou, Michael I
... meet the challenges brought on by Army transformation. Army professional forums (APFs), powered by advances in collaborative toolsets and multimedia presentation software, provide a means for leader self-development and professional growth...
The Nanotechnology Characterization Laboratory (NCL) is collaborating with the Army to develop a candidate vaccine against botulism. Under a collaboration agreement between the National Cancer Institute and the U.S. Army Medical Research Institute of
O'Connor, J S; Bahrke, M S; Tetu, R G
The U.S. Army Physical Fitness School (USAPFS) at Ft. Benjamin Harrison, IN was tasked with measuring the physical fitness of the active Army. Performance on the Army Physical Fitness Test (APFT) was used to determine fitness levels. Data were collected at 14 U.S. Army installations CONUS-wide between October 1 and November 30, 1988. Five thousand three hundred forty-six male and 676 female active Army soldiers (N = 6.022) between the ages of 17-52 and in 60 military occupational specialties (MOSs) participated in the study. Generally, the results were favorable. Senior age groups performed well overall, especially females. Improvement in muscular strength and endurance conditioning since 1984 was also observed. However, concern was raised about poor performance in the youngest age group (17-21), where 16.6% of the males failed the 2-mile run event and 29.0% failed overall. Likewise, for females in the 17-21 year age group, 28.8% failed the 2-mile run and 36.0% failed overall. Several reasons are suggested for the poor performance of the younger age groups, including inadequate leadership in fitness training and low levels of self-motivation. This study suggest that many soldiers, especially young soldiers, may not possess sufficient levels of physical fitness to meet the physical demands of war.
Banks, Sheila B.; Stytz, Martin R.
"Botnets", or "bot armies", are large groups of remotely controlled malicious software. Bot armies pose one of the most serious security threats to all networks. Botnets, remotely controlled and operated by botmasters or botherders, can launch massive denial of service attacks, multiple penetration attacks, or any other malicious network activity on a massive scale. While bot army activity has, in the past, been limited to fraud, blackmail, and other forms of criminal activity, their potential for causing large-scale damage to the entire internet; for launching large-scale, coordinated attacks on government computers and networks; and for large-scale, coordinated data gathering from thousands of users and computers on any network has been underestimated. This paper will not discuss how to build bots but the threats they pose. In a "botnet" or "bot army", computers can be used to spread spam, launch denial-of-service attacks against Web sites, conduct fraudulent activities, and prevent authorized network traffic from traversing the network. In this paper we discuss botnets and the technologies that underlie this threat to network and computer security. The first section motivates the need for improved protection against botnets, their technologies, and for further research about botnets. The second contains background information about bot armies and their key underlying technologies. The third section presents a discussion of the types of attacks that botnets can conduct and potential defenses against them. The fourth section contains a summary and suggestions for future research and development.
Full Text Available Limestone (karst surfaces in Hungary are rich in dolines, in which many endangered vascular plant species occur. To date, the majority of studies dealing with doline vegetation have focused on the local rather than the landscape level, without using comparative data from other areas. However, in this study we aimed to compare the vegetation pattern and species composition of dolines under different climate regimes of Hungary with regard to regional species pools. The fieldwork was carried out between 2005 and 2012. Twenty dolines were selected in the Mecsek Mountains (southern Hungary and nine dolines in the Aggtelek Karst area (northern Hungary. More than 900 vascular plants and more than 2000 plots were included in the study. The moving split window (MSW technique, nestedness analysis and principal coordinates analysis (PCoA were used to reveal the vegetation patterns in dolines. Although we found remarkable differences between the species composition of the two regions, dolines of both regions play a similar role in the preservation of different groups of species. Many plants, in particular mountain species, are restricted to the bottom of dolines where appropriate environmental conditions exist. In addition, depending on the doline geometry, many species of drier and warmer forests have colonized the upper slopes and rims. Thus, we can conclude that karst dolines of Hungary can be considered as reservoirs for many vascular plant species, therefore they are particularly important from a conservation point of view. Moreover, these dolines will likely become increasingly indispensable refugia for biodiversity under future global warming.
U.S. Army Publ ic Heal th Center Army Hearing Program Status Report Q3 FY17 Clinical Public Health and Epidemiology Directorate Army...Hearing Division General Medical: 500A September 2017 Approved for public release; distribution unlimited Army Hearing Program Status Report... Program Status Report (AHPSR) is a component of the Public Health Management System and provides a means for the installation Hearing Program Managers
Reserve ARMY HEARING PROGRAM TALKING POINTS CALENDAR YEAR 2016 TIP No. 51-065-0817 2 BACKGROUND Hearing health in the Army has improved...eliminated. The Army Hearing Program continually evolves to address hearing health challenges, and maintains the momentum to build iteratively upon...previous success. The Army Hearing Program traces its origins to the late 1960s with the accession of 11 uniformed audiologists. The need for
USAWC STRATEGY RESEARCH PROJECT PREPARING WOMEN FOR STRATEGIC LEADERSHIP ROLES IN THE ARMY by COL Susan R. Myers U.S. Army CDR Robert Kedney Project...to xx-xx-2003 4. TITLE AND SUBTITLE Preparing Women for Strategic Leadership Roles in the Army Unclassified 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c...ii iii ABSTRACT AUTHOR: COL Susan R. Myers TITLE: Preparing Women for Strategic Leadership Roles in the Army FORMAT: Strategy Research Project DATE: 01
references used within this report. The glossary provides a list of abbreviations. 3 Authority Army Regulation (AR) 40-5 (Preventive Medicine , 25 May 2007...poisonings from gases /vapors, pending, and all other accidental deaths. 6.2.4 Natural Deaths Natural causes accounted for 1,237 (14%) of the...restrictions for preventing US Army suicide. Military Psychology. 2015;27(6):384-390. 14. U.S. Army Medical Command. Army Medicine 2020 Campaign
2 c A demobilized Army Reserve Soldier (and his/her family) is eligible for up to 180 days of transitional health care, called Transitional...a military installation. c Army Teen Panel (ATP). The Army Reserve has two seats on the ATP. The ATP was started in 1995 to help young people
which desl rihe the curr-nt operational doctrine of the Army. The first is Army Field Manual 100-5, Operation§, and the second is the Army 21 Concept...Secretary Wilson refered to the "approved" policy to " maximize air power and minimize the foot soldier". 6 1 While the program was never formally approved
Installation Range Complex Master Plan, Installation Integrated Natural Resource Management Plan, and Installation Critical Infrastructure Risk Management ...TITLE: Climate Assessment for Army Enterprise Planning SUBMITTING ORGANIZATION: ERDC STO START YEAR / END YEAR: FY14-FY17 1. NARRATIVE...change and related trending dynamic conditions to improve Army enterprise decisions. This effort provided Army enterprise decision metrics that are
Gauntlett, S L
The Salvation Army has been involved in the control of drug abuse since it was founded over 120 years ago, when alcohol was the predominant concern. Today, alcohol is still the most commonly abused substance, but the Salvation Army is increasingly tackling other forms of substance abuse as well. High priority is given to prevention of all levels and by all means through a network of over 200 specialized rehabilitation centres throughout the world, in addition to programmes within hostels for the homeless, where there is a high proportion of alcohol and other substance abusers. The Salvation Army endeavours to help drug-dependent persons to abstain from using drugs and achieve a healthy and happy life. It is of the view that, as drug dependence is usually a manifestation of deeper needs, the spiritual component is vital in dealing with drug abuse of all types.
Full Text Available This paper explores the relationship between migration, entrepreneurship, and foreign direct investments by focusing on entrepreneurial activities of post-Soviet (immigrants in Hungary in periods between 1991 and 2016. Post-Soviet migrants are in focus because between 1956 and 1989 the Soviet Union coercively kept Hungary in the Socialist bloc. Based on surveys and in-depth interviews, this paper reveals that there are considerable differences in patterns of entrepreneurship among post-Soviet immigrant entrepreneurs depending mostly on time of their arrival to Hungary. Similarly, motives for entrepreneurship among the first-wave migrants combine negative factors in the former Soviet Union with positive factors encountered in Hungary, while factors in Hungary recognized as positive by most post-Soviets prevail in motives for later waves of post-Soviet migration and entrepreneurship in Hungary. The paper also demonstrates that many relatively small investments have been conducted since 2000 by citizens of post-Soviet countries to Hungary. Some of them are transforming into an entrepreneurial activity, serving also as a basis for immigration to Hungary.
and Army Civilians embrace their shared identity and express commitment to "live by and uphold the Army Ethic ." However, coaching, counseling ...subordinates to embrace the moral principles of the Army Ethic , demonstrating through their decisions and actions that they are committed to doing...live by and uphold the Army Ethic ,” the overwhelming majority agree with the doctrinal principle that right decisions and actions must be ethical
Deprez, Peggy C.; Giardinelli, Michael J.; Burke, John S.; Connell, Linda M.
There are many areas of desired improvement for the Army Energy and Water Reporting System. The purpose of system is to serve as a data repository for collecting information from energy managers, which is then compiled into an annual energy report. This document summarizes reported shortcomings of the system and provides several alternative approaches for improving application usability and adding functionality. The U.S. Army has been using Army Energy and Water Reporting System (AEWRS) for many years to collect and compile energy data from installations for facilitating compliance with Federal and Department of Defense energy management program reporting requirements. In this analysis, staff from Pacific Northwest National Laboratory found that substantial opportunities exist to expand AEWRS functions to better assist the Army to effectively manage energy programs. Army leadership must decide if it wants to invest in expanding AEWRS capabilities as a web-based, enterprise-wide tool for improving the Army Energy and Water Management Program or simply maintaining a bottom-up reporting tool. This report looks at both improving system functionality from an operational perspective and increasing user-friendliness, but also as a tool for potential improvements to increase program effectiveness. The authors of this report recommend focusing on making the system easier for energy managers to input accurate data as the top priority for improving AEWRS. The next major focus of improvement would be improved reporting. The AEWRS user interface is dated and not user friendly, and a new system is recommended. While there are relatively minor improvements that could be made to the existing system to make it easier to use, significant improvements will be achieved with a user-friendly interface, new architecture, and a design that permits scalability and reliability. An expanded data set would naturally have need of additional requirements gathering and a focus on integrating
Rogers, S.C. [Radiation Standards and Dosimetry Laboratory, Redstone Arsenal, AL (United States)
This paper describes the U.S. Army Primary Radiation Standards Complex (PRSC) to be constructed at Redstone Arsenal, Alabama. The missions of the organizations to be located in the PRSC are described. The health physics review of the facility design is discussed. The radiation sources to be available in the PRSC and the resulting measurement capabilities of the Army Primary Standards Laboratory Nucleonics section are specified. Influence of the National Voluntary Laboratory Accrediation Program (NVLAP) accreditation criteria on facility design and source selection is illustrated.
Richter, Pamila; Chaffin, Jeffrey
Xylitol is a sugar substitute not well known in the United States. This sugar substitute is not only low in calories but can also help prevent dental caries. The U.S. Army Dental Command's Health Promotion Program is constantly seeking additional prevention measures to enhance the oral health of America's Army. The Dental Command has created the "Look for Xylitol First" initiative aimed at training all members of the dental care team on the positive benefits of xylitol and to teach patients how to be smart consumers and evaluate products for their xylitol content.
Chalupa, Robyn L; Marble, W Sanders
The US military has a long tradition of using physician assistants (PAs). The Army began using PAs in 1971 in an effort to supplement the physicians and surgeons in the medical corps. As their numbers grew, PAs gradually replaced general medical officers assigned to battalions. Later, specialty positions developed in aviation medicine, orthopedics, and emergency medicine. The need for a PA serving as an adviser in the major commands slowly developed at all levels of leadership. In 2015, the Army removed limitations on female PAs assigned to combat units. PAs lead in tactical and clinical settings, filling command roles, senior clinical positions, and administrative leadership roles.
into the Army, the fact that the Army did not meet its HPSP recruiting goals from Fiscal Year 2004 to 2007 gives reason for concern .2 Therefore the...Fifteen years ago, these jobs were filled by General Medical Officers ( GMO ) -- graduates of internships who spent some time “muddying their boots” in the...field while waiting a year or two for the residency position of their choice. Today, the GMO is an endangered species. In an effort to provide the best
Cook, Royer F.; Morton, Anton S.
In recent years the Army has been concerned about the widespread use of psychoactive drugs by all classes of young people and the effects of this use on the Army. In order to curb this use among soldiers the Army initiated a comprehensive program to prevent and control the abuse of alcohol and drugs. Prevention was considered to include education,…
Péntek-Zakar, Erika; Oleksa, Andrzej; Borowik, Tomasz; Kusza, Szilvia
Carniolan honey bees (Apis mellifera carnica) are considered as an indigenous subspecies in Hungary adapted to most of the ecological and climatic conditions in this area. However, during the last decades Hungarian beekeepers have recognized morphological signs of the Italian honey bee (Apis mellifera ligustica). As the natural distribution of the honey bee subspecies can be affected by the importation of honey bee queens or by natural gene flow, we aimed at determining the genetic structure and characteristics of the local honey bee population using molecular markers. All together, 48 Hungarian and 84 foreign (Italian, Polish, Spanish, Liberian) pupae and/or workers were used for mitochondrial DNA analysis. Additionally, 53 sequences corresponding to 10 subspecies and the Buckfast hybrid were downloaded from GenBank. For the nuclear analysis, 236 Hungarian and 106 foreign honey bees were genotyped using nine microsatellites. Heterozygosity values, population-specific alleles, FST values, principal coordinate analysis, assignment tests, structure analysis, and dendrograms were calculated. Haplotype and nucleotide diversity values showed moderate values. We found that one haplotype (H9) was dominant in Hungary. The presence of the black honey bee (Apis mellifera mellifera) was negligible, but a few individuals resembling other subspecies were identified. We proved that the Hungarian honey bee population is nearly homogeneous but also demonstrated introgression from the foreign subspecies. Both mitochondrial DNA and microsatellite analyses corroborated the observations of the beekeepers. Molecular analyses suggested that Carniolan honey bee in Hungary is slightly affected by Italian and black honey bee introgression. Genetic differences were detected between Polish and Hungarian Carniolan honey bee populations, suggesting the existence of at least two different gene pools within A. m. carnica.
Author attempted to collect all available medical data of the period of the reign of Mathias Corvinus (1443-1490) who ruled Hungary for 32 years. First part of this article outlines the general medical history of this era. In the 15th century the flourishing Kingdom of Hungary was inhabited by 3-3.2 million people. Under the rule of King Matthias epidemies were frequent visitors, plague e.g. was registered 11 times, while sudor anglicus once (in 1485). The ca. 120 hospitals of the era were founded mostly in towns and market-towns. At the same time 12 leprosories worked throughout the country. Strikingly many dates and details could be collected concerning medical doctors and surgeons working in Hungary. A list of 69 medical doctors and surgeons (60 physicians and 9 surgeons) of this era known by their names is attached to the article. The second and third part of the treatise is a medical history of King Matthias of his relatives and of his court. We can read here a report on the illnesses and death of Janus Pannonius and of Joannes Vitéz who both played an important role in Hungarian culture. Author's further inquiry is focused on diseases and death of the king. Cause of his death was--according to contemporary sources and our present-day knowledge--a cerebral apoplexy. On 6th April 1490 Matthias died suddenly but not unexpected, since his health had already been deteriorated critically during the previous two years, and he had long been crippled by gout. The king's condition had been worsened probably as an effect of factors caused by visceral form of gout. These factors were cardiovascular and renal damages and hypertension, which resulted the fatal cerebral apoplexy causing the king's sudden death.