WorldWideScience

Sample records for federal deposit insurance

  1. Federal Deposit Insurance Corporation (FDIC) Insured Banks

    Data.gov (United States)

    Department of Homeland Security — The Summary of Deposits (SOD) is the annual survey of branch office deposits for all FDIC-insured institutions including insured U.S. branches of foreign banks. Data...

  2. 75 FR 20363 - Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation...

    Science.gov (United States)

    2010-04-19

    ... the appropriate service center. Dated: April 13, 2010. Federal Deposit Insurance Corporation. Robert Feldman, Executive Secretary. Institutions in Liquidation (In alphabetical order) FDIC ref. no. Bank...

  3. 75 FR 6667 - Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation...

    Science.gov (United States)

    2010-02-10

    ... the appropriate service center. Dated: February 4, 2010. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. ] Institutions in Liquidation FDIC Ref. No. Bank name City...

  4. 26 CFR 31.6302-1 - Federal tax deposit rules for withheld income taxes and taxes under the Federal Insurance...

    Science.gov (United States)

    2010-04-01

    ... withheld income taxes and taxes under the Federal Insurance Contributions Act (FICA) attributable to... 26 Internal Revenue 15 2010-04-01 2010-04-01 false Federal tax deposit rules for withheld income taxes and taxes under the Federal Insurance Contributions Act (FICA) attributable to payments made after...

  5. 26 CFR 31.6302-1T - Federal tax deposit rules for withheld income taxes and taxes under the Federal Insurance...

    Science.gov (United States)

    2010-04-01

    ... deposit rules for withheld income taxes and taxes under the Federal Insurance Contributions Act (FICA... 26 Internal Revenue 15 2010-04-01 2010-04-01 false Federal tax deposit rules for withheld income taxes and taxes under the Federal Insurance Contributions Act (FICA) attributable to payments made after...

  6. 77 FR 41256 - Federal Deposit Insurance Corporation Limit Change

    Science.gov (United States)

    2012-07-13

    ... Avenue SW., Washington, DC 20250-0742. Hand Delivery/Courier: Submit written comments via Federal Express Mail or other courier service requiring a street address to the Branch Chief, Regulations and Paperwork... Rural Housing Service Rural Business-Cooperative Service Rural Utilities Service Farm Service Agency...

  7. 76 FR 78126 - Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance (Regulation I)

    Science.gov (United States)

    2011-12-16

    ... INFORMATION CONTACT: Krista Ayoub or Jane Gao, Office of Regulations, at (202) 435-7700. SUPPLEMENTARY... accepts deposits or opens accounts (excluding automated teller machines or point of sale terminals), and...

  8. Market Discipline and Deposit Insurance

    OpenAIRE

    Peresetsky,Anatoly

    2008-01-01

    The paper examines Russian banks’ household deposit interest rates for the transition period of setting up the deposit insurance system. Monthly observations of Russian banks’ interest rates and balance sheets are used in a fixed effects panel data model. It is shown market discipline has been significantly diminished after switching to the deposit insurance.

  9. 76 FR 70510 - Federal Employees' Group Life Insurance Program: New Federal Employees' Group Life Insurance...

    Science.gov (United States)

    2011-11-14

    ... MANAGEMENT Federal Employees' Group Life Insurance Program: New Federal Employees' Group Life Insurance... Management (OPM) is announcing changes in premiums for certain Federal ] Employees' Group Life Insurance... coincided with the implementation of the Federal Employees' Life Insurance Improvement Act, Public Law...

  10. 78 FR 66661 - Restrictions on Sales of Assets of a Covered Financial Company by the Federal Deposit Insurance...

    Science.gov (United States)

    2013-11-06

    ... (13 CFR 121.201), a ``small entity'' includes those firms in the ``Finance and Insurance'' sector... certification form does not require the use of professional skills or the preparation of special reports...

  11. A Game Theory Approach of Deposit Insurance

    Institute of Scientific and Technical Information of China (English)

    JIANG Hong-xun; QIU Wan-hua; MING Ming

    2002-01-01

    This paper presents a dynamic game theory approach for deposit insurance. We formulate a deposit insurance problem as an incomplete information game theory model, which deduces the expression of Capital Charge Ratio for national central bank. The main contribution of the paper however is that we then extrapolate the declared value of the bank in best its policy. Finally a numerical example is used to illustrate the approach proposed in this paper.

  12. The EU Deposit Insurance Directive: Does One Size Fit All?

    OpenAIRE

    Huizinga, Harry

    2005-01-01

    The EU deposit insurance directive requires member states to maintain deposit insurance with a minimum insured amount of 20,000 euros. This paper reviews the rationale for international coordination of deposit insurance policies. For international externalities of deposit insurance policies to exist, there has to be international ownership of either bank deposits or bank shares. On both counts, EU banking markets are currently highly integrated. The minimum coverage of 20,000 euros imposes co...

  13. 76 FR 21265 - Interest on Deposits; Deposit Insurance Coverage

    Science.gov (United States)

    2011-04-15

    ... in the subject line of the message. Mail: Robert E. Feldman, Executive Secretary, Attention: Comments... Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. BILLING CODE 6714-01-P...

  14. 78 FR 11604 - Deposit Insurance Regulations; Definition of Insured Deposit

    Science.gov (United States)

    2013-02-19

    ... States banks often operate foreign branches to provide banking, foreign currency, and payment services to... required to repay a deposit in a foreign branch if it cannot do so because of ``war, insurrection, or civil...

  15. 78 FR 62441 - VA Dental Insurance Program-Federalism

    Science.gov (United States)

    2013-10-22

    ... AFFAIRS 38 CFR Part 17 RIN 2900-AO85 VA Dental Insurance Program--Federalism AGENCY: Department of... direct final action to amend its regulations related to the VA Dental Insurance Program (VADIP), a pilot program to offer premium-based dental insurance to enrolled veterans and certain survivors and dependents...

  16. 78 FR 63143 - VA Dental Insurance Program-Federalism

    Science.gov (United States)

    2013-10-23

    ... AFFAIRS 38 CFR Part 17 RIN 2900-AO86 VA Dental Insurance Program--Federalism AGENCY: Department of... its regulations related to the VA Dental Insurance Program (VADIP), a pilot program to offer premium-based dental insurance to enrolled veterans and certain survivors and dependents of veterans...

  17. AMERICAN SHARE INSURANCE: THE SOLE SURVIVING PRIVATE DEPOSIT INSURER IN THE UNITED STATES

    Directory of Open Access Journals (Sweden)

    Stephanie O. Crofton

    2010-01-01

    Full Text Available Founded in 1974, American Share Insurance (ASI is an insurer for deposits in credit unions and it is the sole surviving private primary deposit insurer in the US. We assess reasons why ASI survived when numerous other deposit insurance systems did not. These reasons include ASI’s policy of insuring only credit unions, its geographic diversification, its efforts to shed the quasi-governmental nature of other nonfederal deposit insurers, its covering only stronger depositories, its ability to draw funding from stronger insured institutions as needed, and its use of incentives for improved performance among its insured institutions. While the severity of the effects of the housing, financial, and economic crises on depositories and their insurers is yet to become fully clear, ASI’s performance up to the Summer of 2009 points to a set of practices that could help buttress other government and private deposit insurers in the US and abroad.

  18. Deposit Insurance and Bank Liquidity: Does Ownership Structure Matter?

    Directory of Open Access Journals (Sweden)

    Irwan Trinugroho

    2016-07-01

    Full Text Available We examine how the level deposit insurance coverage affects bank liquidity. We also test the role of ownership in the relationship between deposit insurance coverage and bank liquidity. This study uses quarterly data of Indonesian banks from Q1:2002 - Q2:2008. We argue that the presence of explicit deposit insurance changes a bank‘s behavior in liquidity management in the form of decreasing asset liquidity. We find some evidence on the negative impact of deposit insurance coverage on bank liquidity. However, little is found on the role of ownership structure. The credibility of deposit insurance system and implicit guarantee are the main policy implications.

  19. Optimal bank portfolio choice under fixed-rate deposit insurance

    OpenAIRE

    Anlong Li

    1991-01-01

    An analysis of the investment decisions of a bank whose deposits are fully insured under fixed-rate insurance, showing how banks dynamically adjust their investment portfolios in response to market information and how this flexibility affects both investment decisions and the fair cost of deposit insurance.

  20. Deposit Insurance Coverage, Credibility of Non-insurance, and Banking Crises

    DEFF Research Database (Denmark)

    Angkinand, Apanard; Wihlborg, Clas

    2005-01-01

    level require analyses of institutional factors affecting the credibility of non-insurance. In particular, the implementation of effective distress resolution procedures for banks would allow governments to reduce explicit deposit insurance coverage and, thereby, to strengthen market discipline......The ambiguity in existing empirical work with respect to effects of deposit insurance schemes on banks' risk-taking can be resolved if it is recognized that absence of deposit insurance is rarely credible and that the credibility of non-insurance can be enhanced by explicit deposit insurance...... schemes. We show that under reasonable conditions for effects on risk-taking of creditor protection in banking, and for effects on credibility of non-insurance of explicit coverage of deposit insurance schemes, there exists a partial level of coverage that maximizes market discipline and minimizes moral...

  1. 76 FR 7740 - Amendments to Deposit Insurance Regulations: Deposit Insurance Coverage Training; SMDIA Notification

    Science.gov (United States)

    2011-02-11

    ... personnel to complete FDIC-provided training on the fundamentals of FDIC deposit insurance coverage. These... Internet or other technology. Third, the rule would require IDIs to provide a link to the FDIC's Electronic... Internet or by means of other technology, these inquiries can be included in the paper or...

  2. Fixed-premium deposit insurance and international credit crunches

    OpenAIRE

    Spiegel, Mark M.

    1996-01-01

    This article introduces a monopolistically competitive model of foreign lending in which both explicit and implicit fixed-premium deposit insurance increase the degree to which bank participation in relending to problem debtors falls below its globally optimal level. This provides a channel for fixed-premium deposit insurance to inhibit credit extension in bad states, resulting in an increase in the expected default percentage and an increase in the expected burden on the deposit insurance in...

  3. FDIC Summary of Deposits (SOD) Download File

    Data.gov (United States)

    Federal Deposit Insurance Corporation — The FDIC's Summary of Deposits (SOD) download file contains deposit data for branches and offices of all FDIC-insured institutions. The Federal Deposit Insurance...

  4. 78 FR 35360 - Surety Companies Acceptable on Federal Bonds: Terminations-American Economy Insurance Company...

    Science.gov (United States)

    2013-06-12

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF THE TREASURY Fiscal Service Surety Companies Acceptable on Federal Bonds: Terminations-- American Economy Insurance Company (NAIC 19690); American States Insurance Company (NAIC 19704); General Insurance Company of America...

  5. Federal health insurance reform and "exchanges": recent history.

    Science.gov (United States)

    Brandon, William P; Carnes, Keith

    2014-02-01

    The major national innovation of the Affordable Care Act (ACA) is the insurance exchange or health insurance marketplace (HIM). We begin by briefly reviewing the ACA's chief features and detailing its HIM provisions. Section two explores the policy history of exchanges, beginning with Clinton's proposals and Massachusetts' Connector and concluding by contrasting the House-passed bill with one national exchange and the Senate bill with state-based exchanges. The Senate bill became the ACA. The evolution of policy ideas about exchanges suggests three critical conditions for a successful exchange: commodification (of insurance products), competition (between insurers), and communication (to potential buyers and the public about insurance). The penultimate section compares the rollout of the state-run Kentucky exchange and the federally facilitated exchange in North Carolina in light of what we will call the 3 Cs. The conclusion reflects more widely upon the unique form that the pro-competition or deregulatory strategy has taken in health policy.

  6. Deposit Insurance: A Strategy for Reform.

    Science.gov (United States)

    1991-03-01

    banks 461 233.4 4.6 Other savings banks and thriftsa 2,878 1,251.7 24.8 Credit unions 13,102 195.3 3.9 Total 28,943 $5,040.4 100.0 aData are as of... aData for thrifts are as of December 31, 1989. Source: GAO analysis of call report data. Federal agencies estimate that as of June 30, 1990, the U.S...depositors and non-deposit liabilities has led to a widespread perception in the market that some banks are "too big to fail."’ 0 This policy has been

  7. Blanket guarantee, deposit insurance, and risk-shifting incentive: evidence from Indonesia

    OpenAIRE

    Kariastanto, Bayu

    2011-01-01

    Indonesia established a deposit insurance system to maintain stability in its banking sector after the abolishment of blanket guarantees in 2005. Since the insurance premiums are fixed and flat, deposit insurance may create an incentive for banks to take more risks and transfer the risks to the deposit insurer. Using an option pricing based model of deposit insurance, we compute the fair deposit insurance premiums for all banks listed on the Indonesian stock exchange. We find evidence that ba...

  8. 78 FR 54371 - Open Meeting of the Federal Advisory Committee on Insurance

    Science.gov (United States)

    2013-09-03

    ... Committee on Insurance will discuss perspectives on the Terrorism Risk Insurance Act of 2002,\\1\\ regulatory... Insurance Extension Act of 2005, P.L. 109-144, 119 Stat. 2660 and the Terrorism Risk Insurance Program... Open Meeting of the Federal Advisory Committee on Insurance AGENCY: Departmental Offices,...

  9. 78 FR 47017 - Submission for Review: Designation of Beneficiary: Federal Employees' Group Life Insurance, SF 2823

    Science.gov (United States)

    2013-08-02

    ... MANAGEMENT Submission for Review: Designation of Beneficiary: Federal Employees' Group Life Insurance, SF..., Designation of Beneficiary: Federal Employees' Group Life Insurance, SF 2823. As required by the Paperwork... or retiree covered by the Federal Employees' Group Life Insurance (FEGLI) Program, or an assignee...

  10. 12 CFR 347.215 - Exemptions from deposit insurance requirement.

    Science.gov (United States)

    2010-01-01

    ... STATEMENTS OF GENERAL POLICY INTERNATIONAL BANKING Foreign Banks § 347.215 Exemptions from deposit insurance... depositing funds in connection with the issuance of a financial instrument by the branch for the transmission... importance of maintaining and improving the availability of credit to all sectors of the United...

  11. Functioning Peculiarities of the Deposit Insurance System in the USA

    Directory of Open Access Journals (Sweden)

    Dubyna Maksym V.

    2016-03-01

    Full Text Available The article analyzes the current state of the deposit insurance system of the United States and identifies the goals, objectives and key features of its operation. It describes the historical features of the system creation and building and its development in the post-crisis period during the recovery of the global financial markets. Also, there studied new tools that were developed and introduced in the work of the Financial Deposit Insurance Corporation as the institutional part of the governance of the deposit insurance system in the United States, which include, first of all, the introduction of the procedures of orderly liquidation of insolvent banks. In the article there also examined modern mechanisms of counteraction to crisis phenomena in the framework of the national banking systems for prevention of the emergence of insolvent banks, which are effectively used in the US by the relevant governmental authorities in the regulation of the financial services markets.

  12. Deposit Insurance and Risk Shifting in a Strong Regulatory Environment

    DEFF Research Database (Denmark)

    Bartholdy, Jan; Justesen, Lene Gilje

    This study provides empirical evidence on the moral hazard implications of introducing deposit insurance into a strong regulatory environment. Denmark offers a unique setting because commercial banks and savings banks have different ownership structures, but are subject to the same set of regulat......This study provides empirical evidence on the moral hazard implications of introducing deposit insurance into a strong regulatory environment. Denmark offers a unique setting because commercial banks and savings banks have different ownership structures, but are subject to the same set...... of regulations. The ownership structure in savings banks implies that they have no incentive to increase risk after the implementation of a deposit insurance scheme whereas commercial banks have. Also, at the time of introduction, Denmark had high capital requirements and a strict closure policy. Using...... a difference-in-difference framework we show that commercial banks did not increase their risk compared to savings banks when deposit insurance was introduced. The results also hold for large commercial banks, indicating that the systemic risk did not increase either. Thus for a system with high capital...

  13. 12 CFR 347.203 - Deposit insurance required for all branches of foreign banks engaged in domestic retail deposit...

    Science.gov (United States)

    2010-01-01

    ... foreign banks engaged in domestic retail deposit activity in the same State. 347.203 Section 347.203 Banks... engaged in domestic retail deposit activity in the same State. The FDIC will not insure deposits in any... foreign bank in the same state that engages in domestic retail deposit activity will be an insured branch....

  14. 78 FR 28007 - Submission for Review: Federal Employees' Group Life Insurance (FEGLI) Implementation...

    Science.gov (United States)

    2013-05-13

    ... From the Federal Register Online via the Government Publishing Office OFFICE OF PERSONNEL MANAGEMENT Submission for Review: Federal Employees' Group Life Insurance (FEGLI) Implementation Questionnaire for Tribal Employers AGENCY: U.S. Office of Personnel Management. ACTION: 60-Day Notice...

  15. 77 FR 75263 - Surety Companies Acceptable on Federal Bonds: Termination; Universal Insurance Company

    Science.gov (United States)

    2012-12-19

    ..., at 77 FR 39322. FOR FURTHER INFORMATION CONTACT: Surety Bond Branch at (202) 874-6850. SUPPLEMENTARY... Fiscal Service Surety Companies Acceptable on Federal Bonds: Termination; Universal Insurance Company... Insurance Company (NAIC 31704) under 31 U.S.C. 9305 to qualify as an acceptable surety on Federal bonds...

  16. 77 FR 71687 - Federal Employees' Group Life Insurance Program: Court Orders Prior to July 22, 1998

    Science.gov (United States)

    2012-12-04

    ... RIN 3206-AM67 Federal Employees' Group Life Insurance Program: Court Orders Prior to July 22, 1998... the court order expressly provides that an individual receive Federal Employee's Group Life Insurance... Administrative practice and procedure, Government employees, Hostages, Iraq, Kuwait, Lebanon, Life...

  17. MANAGEMENT ACCOUNTING SYSTEM OF PUBLIC OFF-BUDGET FUNDS AS AN INFORMATIONAL BASIS FOR PUBLIC INSURANCE MECHANISMS FORMATION (CASE STUDY OF FEDERAL COMPULSORY MEDICAL INSURANCE FUND)

    OpenAIRE

    Anatoly A. Kozlov

    2014-01-01

    The article justifies the introduced proposals for a management accounting of theFederal Compulsory Medical InsuranceFund formation and the characteristics and principles of management accounting forms for the analysis of the territorialcompulsory medical insurance programs.

  18. 76 FR 28129 - Federal Advisory Committee on Insurance

    Science.gov (United States)

    2011-05-13

    ... certain written bilateral or multilateral agreements regarding prudential insurance measures with respect... State insurance measures are preempted by such agreement or agreements. --The FIO monitors the extent to... information-sharing agreements; analyze and disseminate data and information; and issue reports regarding all...

  19. 75 FR 11228 - Surety Companies Acceptable On Federal Bonds: Manufacturers Alliance Insurance Company

    Science.gov (United States)

    2010-03-10

    ..., at 74 FR 31536. FOR FURTHER INFORMATION CONTACT: Surety Bond Branch at (202) 874-6850. SUPPLEMENTARY... Fiscal Service Surety Companies Acceptable On Federal Bonds: Manufacturers Alliance Insurance Company....C. 9305 to the following company: Manufacturers Alliance Insurance Company (NAIC 36897)....

  20. 77 FR 25536 - Surety Companies Acceptable On Federal Bonds: Endurance American Insurance Company

    Science.gov (United States)

    2012-04-30

    ... Supplement No. 17 to the Treasury Department Circular 570, 2011 Revision, published July 1, 2011, at 76 FR... Fiscal Service Surety Companies Acceptable On Federal Bonds: Endurance American Insurance Company AGENCY.... 9305 to the following company: Endurance American Insurance Company (NAIC 10641). Business Address:...

  1. 75 FR 22689 - Surety Companies Acceptable on Federal Bonds: Regent Insurance Company

    Science.gov (United States)

    2010-04-29

    ... No. 11 to the Treasury Department Circular 570, 2009 Revision, published July 1, 2009, at 74 FR 31536... Fiscal Service Surety Companies Acceptable on Federal Bonds: Regent Insurance Company AGENCY: Financial... following company: Regent Insurance Company (NAIC 24449) Business Address: One General Drive, Sun...

  2. 12 CFR 708b.302 - Conversion of Insurance (Federal Credit Union).

    Science.gov (United States)

    2010-01-01

    ... structured in different ways, such as joint accounts, payable-on-death accounts, or IRA accounts, to achieve... proposal to convert your credit union from a federal charter to a state charter and your account insurance... Currently, your accounts have share insurance provided by the National Credit Union Administration,...

  3. 75 FR 71564 - Defense Federal Acquisition Regulation Supplement; Contractor Insurance/Pension Review (DFARS...

    Science.gov (United States)

    2010-11-24

    ... Regulation Supplement; Contractor Insurance/Pension Review (DFARS Case 2009-D025) AGENCY: Defense Acquisition.../Pension Review from Procedures, Guidance, and Information (PGI) to the Defense Federal Acquisition... requirements for Contractor Insurance/ Pension Review to DFARS 242.7302 from PGI 242.7302. DoD published a...

  4. 77 FR 72920 - Federal Housing Administration (FHA) Section 232 Healthcare Mortgage Insurance Program: Partial...

    Science.gov (United States)

    2012-12-07

    ... programs--health, Loan programs--housing and community development, Mortgage insurance, Nursing homes... URBAN DEVELOPMENT 24 CFR Part 232 RIN-2502-AJ04 Federal Housing Administration (FHA) Section 232 Healthcare Mortgage Insurance Program: Partial Payment of Claims AGENCY: Office of the Assistant...

  5. 44 CFR Appendix A to Part 62 - Federal Emergency Management Agency, Federal Insurance Administration, Financial Assistance...

    Science.gov (United States)

    2010-10-01

    ... SECURITY INSURANCE AND HAZARD MITIGATION National Flood Insurance Program SALE OF INSURANCE AND ADJUSTMENT... maximum number of structures at risk and because the insurance industry has marketing access through its..., the Program is designed to increase industry participation, and accordingly, reduce or eliminate...

  6. 75 FR 36153 - Surety Companies Acceptable on Federal Bonds-Terminations: Victore Insurance Company

    Science.gov (United States)

    2010-06-24

    ..., 2009, at 74 FR 31536. FOR FURTHER INFORMATION CONTACT: Surety Bond Branch at (202) 874-6850... Fiscal Service Surety Companies Acceptable on Federal Bonds--Terminations: Victore Insurance Company... the above-named company under 31 U.S.C. 9305 to qualify as acceptable surety on Federal bonds...

  7. 78 FR 56757 - Submission for Review: Federal Employees' Group Life Insurance (FEGLI)

    Science.gov (United States)

    2013-09-13

    ... From the Federal Register Online via the Government Publishing Office OFFICE OF PERSONNEL MANAGEMENT Submission for Review: Federal Employees' Group Life Insurance (FEGLI) AGENCY: Office of Personnel... FR 28007) allowing for a 60-day public comment period. No comments were received during the 60...

  8. 75 FR 33897 - Surety Companies Acceptable on Federal Bonds-Terminations: Commercial Alliance Insurance Company

    Science.gov (United States)

    2010-06-15

    ... Fiscal Service Surety Companies Acceptable on Federal Bonds--Terminations: Commercial Alliance Insurance Company AGENCY: Financial Management Service, Fiscal Service, Department of the Treasury. ACTION: Notice... the above-named company under 31 U.S.C. 9305 to qualify as acceptable surety on Federal bonds is...

  9. 75 FR 5706 - Federal Housing Administration: Insurance for Manufactured Housing: Reopening of Public Comment...

    Science.gov (United States)

    2010-02-04

    ... URBAN DEVELOPMENT 24 CFR Parts 201 and 203 RIN 2502-AI45 Federal Housing Administration: Insurance for Manufactured Housing: Reopening of Public Comment Period AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Proposed rule; reopening of public comment period. SUMMARY:...

  10. 75 FR 60573 - Federal Employees' Group Life Insurance Program: Miscellaneous Changes, Clarifications, and...

    Science.gov (United States)

    2010-10-01

    ...; to provide for the continuation of coverage opportunities for Federal employees called to active duty... continuation of FEGLI coverage for up to 24 months for Federal employees called to active duty. FEGLI coverage... Sec. 870.506(a). (6) Newly eligible employees must be in pay and duty status before Optional insurance...

  11. Basic Principles of Financial Planning in Ex-ante Deposit Insurance Schemes

    Directory of Open Access Journals (Sweden)

    Đurđica Ognjenović

    2006-12-01

    Full Text Available The paper explores main principles of financial planning in ex-ante deposit insurance schemes from a theoretical perspective and in terms of the EU Directive on deposit- guarantee schemes. Further on, the paper assesses how these principles and standards are used in financial planning in deposit insurance schemes around the world for annual budgeting, strategic planning and optimalization of available financial resources. After reviewing available references and different practices, the conclusion is that there are no clear internationally accepted principles for deposit insurers’ financial planning, except some broad and general guidelines. Practices in the industry differ significantly. Given the fact that deposit insurance is in fact a monopolistic business, lack of clear principles and lack of proper financial planning may lead to inadequacy of ex-ante funds and negligence on the side of the management of deposit insurance schemes.

  12. Deposit insurance, discipline market, moral hazard and risk in Banking: A quantitative approach

    OpenAIRE

    Feng, Jialun

    2009-01-01

    The cross-country evidences from two empirical approaches presented in this paper show that explicit deposit insurance scheme reduces market discipline by decreasing capital ratio and required interest rate, while it increases bank’s risk by increasing loan loss reserve and decreasing liquidity ratio. I also use a dataset of deposit insurance design features to examine how different design features e.g. coverage, management affect deposit interest rates and market discipline. Keywords: Dep...

  13. What drives insurer participation and premiums in the Federally-Facilitated Marketplace?

    Science.gov (United States)

    Abraham, Jean Marie; Drake, Coleman; McCullough, Jeffrey S; Simon, Kosali

    2017-04-26

    We investigate determinants of market entry and premiums within the context of the Affordable Care Act's Marketplaces for individual insurance. Using Bresnahan and Reiss (1991) as the conceptual framework, we study how competition and firm heterogeneity relate to premiums in 36 states using Federally Facilitated or Supported Marketplaces in 2016. Our primary data source is the Qualified Health Plan Landscape File, augmented with market characteristics from the American Community Survey and Area Health Resource File as well as insurer-level information from federal Medical Loss Ratio annual reports. We first estimate a model of insurer entry and then investigate the relationship between a market's predicted number of entrants and insurer-level premiums. Our entry model results suggest that competition is increasing with the number of insurers, most notably as the market size increases from 3 to 4 entrants. Results from the premium regression suggest that each additional entrant is associated with approximately 4% lower premiums, controlling for other factors. An alternative explanation for the relationship between entrants and premiums is that more efficient insurers (who can price lower) are the ones that enter markets with many entrants, and this is reflected in lower premiums. An exploratory analysis of insurers' non-claims costs (a proxy for insurer efficiency) reveals that average costs among entrants are rising slightly with the number of insurers in the market. This pattern does not support the hypothesis that premiums decrease with more entrants because those entrants are more efficient, suggesting instead that the results are being driven mostly by price competition.

  14. 76 FR 4813 - Deposit Insurance Regulations; Unlimited Coverage for Noninterest-Bearing Transaction Accounts...

    Science.gov (United States)

    2011-01-27

    ... Insurance Act (FDI Act), as added by section 343 of the Dodd-Frank Wall Street Reform and Consumer... 343'').\\2\\ Section 343 amended the deposit insurance provisions of the FDI Act (12 U.S.C. 1821(a)(1...)(iii) of the FDI Act. The Act replaced the Section 343 definition with one that explicitly...

  15. 12 CFR 715.6 - Audit of Federally-insured State-chartered credit unions.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Audit of Federally-insured State-chartered credit unions. 715.6 Section 715.6 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS SUPERVISORY COMMITTEE AUDITS AND VERIFICATIONS § 715.6 Audit of...

  16. 7 CFR 2.44 - Administrator, Risk Management Agency and Manager, Federal Crop Insurance Corporation.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Administrator, Risk Management Agency and Manager... Secretary for Farm and Foreign Agricultural Services to the Administrator, Risk Management Agency, and... for the transaction of the business of the Federal Crop Insurance Corporation and the Risk...

  17. Insuring Consistent Synthetic Enviromental Representation Across an Engineering Federation -- A First User Case

    Science.gov (United States)

    2006-01-01

    2006 4. TITLE AND SUBTITLE Insuring Consistent Synthetic Enviromental Representation Across an Engineering Federation -A First User Case 5a...realized that these documents were not intended to capture the issues we addressed in developing the consistent environment representation for the ISD

  18. A political history of federal mental health and addiction insurance parity.

    Science.gov (United States)

    Barry, Colleen L; Huskamp, Haiden A; Goldman, Howard H

    2010-09-01

    This article chronicles the political history of efforts by the U.S. Congress to enact a law requiring "parity" for mental health and addiction benefits and medical/surgical benefits in private health insurance. The goal of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity (MHPAE) Act of 2008 is to eliminate differences in insurance coverage for behavioral health. Mental health and addiction treatment advocates have long viewed parity as a means of increasing fairness in the insurance market, whereas employers and insurers have opposed it because of concerns about its cost. The passage of this law is viewed as a legislative success by both consumer and provider advocates and the employer and insurance groups that fought against it for decades. Twenty-nine structured interviews were conducted with key informants in the federal parity debate, including members of Congress and their staff; lobbyists for consumer, provider, employer, and insurance groups; and other key contacts. Historical documentation, academic research on the effects of parity regulations, and public comment letters submitted to the U.S. Departments of Labor, Health and Human Services, and Treasury before the release of federal guidance also were examined. Three factors were instrumental to the passage of this law: the emergence of new evidence regarding the costs of parity, personal experience with mental illness and addiction, and the political strategies adopted by congressional champions in the Senate and House of Representatives. Challenges to implementing the federal parity policy warrant further consideration. This law raises new questions about the future direction of federal policymaking on behavioral health. © 2010 Milbank Memorial Fund. Published by Wiley Periodicals Inc.

  19. 78 FR 64873 - Federal Employees Health Benefits Program and Federal Employees Dental and Vision Insurance...

    Science.gov (United States)

    2013-10-30

    ... legal union between one man and one woman as husband and wife, and that the term ``spouse'' referred only to a person of the opposite sex who is a husband or wife. Thus, the availability of same-sex... health insurance coverage for children under the Patient Protection and Affordable Care Act, Public...

  20. 12 CFR 347.206 - Domestic retail deposit activity requiring deposit insurance by U.S. branch of a foreign bank.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Domestic retail deposit activity requiring... Banks § 347.206 Domestic retail deposit activity requiring deposit insurance by U.S. branch of a foreign bank. (a) Domestic retail deposit activity. To initiate or conduct domestic retail deposit...

  1. FDIC Institution Directory (ID) -- Insured Insitution Download File

    Data.gov (United States)

    Federal Deposit Insurance Corporation — The FDIC's Institution Directory (ID) download file provides a list of all FDIC-insured institutions. The file includes demographic information related to the...

  2. Financial Sector Assessment Program : Malaysia - Core Principles for Effective Deposit Insurance Systems

    OpenAIRE

    International Monetary Fund; World Bank

    2013-01-01

    This assessment of compliance with the Core Principles for Effective Deposit Insurance Systems (Core Principles) was conducted as a part of the Financial Sector Assessment Program (FSAP) performed by the International Monetary Fund and the World Bank at the request of the Malaysian government. This assessment was conducted by Claire McGuire, Senior Financial Sector Specialist with the Worl...

  3. Federal spending on behavioral health accelerated during recession as individuals lost employer insurance.

    Science.gov (United States)

    Levit, Katharine R; Mark, Tami L; Coffey, Rosanna M; Frankel, Sasha; Santora, Patricia; Vandivort-Warren, Rita; Malone, Kevin

    2013-05-01

    The 2007-09 recession had a dramatic effect on behavioral health spending, with the effect most prominent for private, state, and local payers. During the recession behavioral health spending increased at a 4.6 percent average annual rate, down from 6.1 percent in 2004-07. Average annual growth in private behavioral health spending during the recession slowed to 2.7 percent from 7.2 percent in 2004-07. State and local behavioral health spending showed negative average annual growth, -1.2 percent, during the recession, compared with 3.7 percent increases in 2004-07. In contrast, federal behavioral health spending growth accelerated to 11.1 percent during the recession, up from 7.2 percent in 2004-07. These behavioral health spending trends were driven largely by increased federal spending in Medicaid, declining private insurance enrollment, and severe state budget constraints. An increased federal Medicaid match reduced the state share of Medicaid spending, which prevented more drastic cuts in state-funded behavioral health programs during the recession. Federal Medicaid served as a critical safety net for people with behavioral health treatment needs during the recession.

  4. The Federal Role in Terrorism Insurance. Evaluating Alternatives in an Uncertain World

    Science.gov (United States)

    2007-01-01

    expertise on the issues relevant to terrorism risk and insurance through interviews, written comments, and attendance at multiple advisory board...2006 conducted by the Risk and Insurance Management Society found that less than 10 percent of companies had NBCR coverage on property policies (PWG...Insurance Firm,” Journal of Risk and Insurance , Vol. 58, No. 2, June 1991, pp. 261–302. ———, “Should the Government Provide Insurance for Catastrophes

  5. 26 CFR 31.6302(c)-1 - Use of Government depositories in connection with taxes under Federal Insurance Contributions Act...

    Science.gov (United States)

    2010-04-01

    ... with taxes under Federal Insurance Contributions Act and income tax withheld for amounts attributable... REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) EMPLOYMENT TAXES AND COLLECTION OF INCOME TAX AT SOURCE EMPLOYMENT TAXES AND COLLECTION OF INCOME TAX AT SOURCE Administrative Provisions of Special...

  6. 7 CFR 718.11 - Disqualification due to Federal crop insurance violation.

    Science.gov (United States)

    2010-01-01

    ... Crop Insurance Corporation (FCIC) or to an approved insurance provider with respect to a policy or plan... of up to 5 years from receiving any monetary or non-monetary benefit under a number of programs. The...

  7. 75 FR 62335 - Federal Housing Administration (FHA) Single Family Lender Insurance Process: Eligibility...

    Science.gov (United States)

    2010-10-08

    ... statutory requirements regarding mortgagee indemnification to HUD of insurance claims in the case of fraud... Lender Insurance mortgagees that have undergone a corporate restructuring. The Department has also taken... of fraud, misrepresentation, or noncompliance with applicable loan origination requirements....

  8. 75 FR 33237 - Defense Federal Acquisition Regulation Supplement; Contractor Insurance/Pension Review (DFARS...

    Science.gov (United States)

    2010-06-11

    ...; Contractor Insurance/Pension Review (DFARS Case 2009-D025) AGENCY: Defense Acquisition Regulations System... and relocate the requirements for conducting a Contractor Insurance/Pension Review from Procedures... requirements for Contractor Insurance/Pension Review (CIPR) from DFARS 242.7302 to Procedures, Guidance, and...

  9. 75 FR 18208 - Notice of Issuance of Statement of Federal Financial Accounting Standard 37, Social Insurance...

    Science.gov (United States)

    2010-04-09

    ... From the Federal Register Online via the Government Publishing Office ] FEDERAL ACCOUNTING STANDARDS ADVISORY BOARD Notice of Issuance of Statement of Federal Financial Accounting Standard 37, Social... Board (FASAB) has issued Statement of Federal Financial Accounting Standard 37, Social...

  10. 7 CFR 278.5 - Participation of insured financial institutions.

    Science.gov (United States)

    2010-01-01

    ... Reserve banks. Coupons submitted to insured financial institutions for credit or cash must be properly... financial institutions shall be forwarded with the corresponding coupon deposits to the Federal Reserve Bank... directly to the Federal Reserve Bank. Other insured financial institutions may forward cancelled...

  11. The Chinese cornerstone of modern banking : the Canton guaranty system and the origins of bank deposit insurance 1780-1933

    NARCIS (Netherlands)

    Grant, Frederic Delano Jr

    2012-01-01

    This is a study of the Chinese idea that inspired the first bank deposit insurance statute, New York’s Safety Fund law of 1829. It examines the origins of financial collective responsibility in China through to its use by the Imperial Household Department in the management of businesses monopolized

  12. Development and Implementation of Critical Loads for Atmospheric Deposition: Federal Land Management Implications

    Science.gov (United States)

    Porter, E. M.

    2004-12-01

    Critical loads for atmospheric deposition have been widely developed and used in Europe, Canada, and other countries. Critical loads are used to influence air pollution emissions reductions, thereby protecting and restoring aquatic and terrestrial ecosystems. In the United States, federal land management agencies are adopting the critical load concept as a potentially valuable resource management tool. Certain parks and wilderness areas are currently being affected by anthropogenic nitrogen and sulfur deposition. Effects of excess deposition include acidification, nitrogen enrichment, toxicity, and changes in biotic communities. Streams in both Shenandoah and Great Smoky Mountains National Parks are experiencing chronic and episodic acidification and brook trout fisheries in Shenandoah have been affected. High elevation ecosystems in Rocky Mountain National Park are undergoing subtle changes in aquatic and terrestrial ecosystems attributable to atmospheric deposition. Natural resources in many other federal areas have been affected or are at risk from deposition. Federal land managers are refining strategies for critical loads that include working with scientists to identify resources sensitive to deposition, defining resource protection criteria that will meet management objectives, and estimating and implementing critical loads. Critical loads will be used in resource management decisions and federal land management planning. They will be used to evaluate management actions and assess progress towards meeting management goals. Federal land managers will also communicate critical loads information to air pollution regulatory agencies to inform emissions management strategies for clean air.

  13. A Political History of Federal Mental Health and Addiction Insurance Parity

    OpenAIRE

    Barry, Colleen L.; Huskamp, Haiden A.; Goldman, Howard H

    2010-01-01

    Context: This article chronicles the political history of efforts by the U.S. Congress to enact a law requiring “parity” for mental health and addiction benefits and medical/surgical benefits in private health insurance. The goal of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity (MHPAE) Act of 2008 is to eliminate differences in insurance coverage for behavioral health. Mental health and addiction treatment advocates have long viewed parity as a means of increa...

  14. 75 FR 81378 - Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions

    Science.gov (United States)

    2010-12-28

    ... would have: Added a new Sec. 701.4 clarifying the authorities and duties of FCU directors in managing... authorities and duties of Federal credit union boards of directors.'' Sec. 701.4(a) Management of a Federal... language of the proposal mirrors the duties of the Federal Home Loan Bank directors, as expressed in a...

  15. 75 FR 17083 - Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions...

    Science.gov (United States)

    2010-04-05

    ... ADMINISTRATION 12 CFR Parts 701, 708a, and 708b Fiduciary Duties at Federal Credit Unions; Mergers and... published in the Federal Register of March 29, 2010, regarding fiduciary duties at Federal credit unions and... of the preamble. FOR FURTHER INFORMATION CONTACT: Paul Peterson, Director, Applications...

  16. 75 FR 15573 - Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions

    Science.gov (United States)

    2010-03-29

    ... the standard Federal corporate credit union bylaws. The proposal revises the existing provisions of.... The proposal makes a corresponding change to the standard Federal corporate credit union bylaw on... Home Loan Banks promulgated by the Federal Housing Finance Board in 2000.\\6\\ The proposal is also based...

  17. Pricing the Cost of Deposit Insurance and Assessing Moral Hazard Effect: Evidence from Banking Sector in Sudan

    OpenAIRE

    Onour, Ibrahim

    2013-01-01

    The primary aim of this paper to evaluate the cost of deposit insurance premium and assess moral hazard effect in the banking sector in Sudan. The analysis of moral hazard in this paper is based on two types of risks, credit default risk, measured as the ratio of non-performing loans to the total size of loans for each bank, and operational risk measured as technical inefficiency. The findings of the research indicate there is a positive association between insurance coverage premium and inc...

  18. 26 CFR 31.6001-2 - Additional records under Federal Insurance Contributions Act.

    Science.gov (United States)

    2010-04-01

    ... Insurance Contributions Act shall keep records of all remuneration, whether in cash or in a medium other... shall show with respect to each employee receiving such remuneration— (i) The name, address, and account... Administration. (ii) The total amount and date of each payment of remuneration (including any sum...

  19. 77 FR 55120 - Federal Housing Administration (FHA): Section 232 Healthcare Facility Insurance Program...

    Science.gov (United States)

    2012-09-07

    ... reporting period to provide operators sufficient time to submit required financial information. The... Financial Reporting Standards to include operators of projects insured or held by HUD as entities that must... final rule also-- Provides for flexibility in Sec. 5.801 (uniform financial reporting standards) in...

  20. 75 FR 30267 - Federal Long Term Care Insurance Program: Eligibility Changes

    Science.gov (United States)

    2010-06-01

    ... same-sex marriage or creation of a similar relationship, such as a civil union, is permitted. However... cover the same-sex domestic partners of eligible Federal and U.S. Postal Service employees and... certain benefits that can be provided to same-sex domestic partners of Federal employees consistent...

  1. 77 FR 40310 - Federal Housing Administration (FHA) Section 232 Healthcare Mortgage Insurance Program: Partial...

    Science.gov (United States)

    2012-07-09

    .... Environmental Impact A Finding of No Significant Impact with respect to the environment has been made, in... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 24 CFR Part 232 RIN-2502-AJ04 Federal Housing Administration (FHA) Section...

  2. Insurer vs. Insurance Fraud: Characteristics and Detection

    OpenAIRE

    Jerry D. Todd; Sandra T. Welch; Orion J. Welch; Holmes, Sarah A

    1999-01-01

    Despite concern over insurance fraud by customers, the federal Insurance Fraud Prevention Act primarily targets internal fraud, or insurer fraud, in which criminal acts such as embezzlement could trigger an insurer’s insolvency, rather than fraud perpetrated by policyholders such as filing false or inflated claims—insurance fraud. This study investigates whether insurers’ weapons against insurance fraud are also used effectively to combat insurer fraud.

  3. Use of qualitative methods and user-centered design to develop customized health information technology tools within federally qualified health centers to keep children insured.

    Science.gov (United States)

    DeVoe, Jennifer; Angier, Heather; Likumahuwa, Sonja; Hall, Jennifer; Nelson, Christine; Dickerson, Kay; Keller, Sara; Burdick, Tim; Cohen, Deborah

    2014-01-01

    Lack of health insurance negatively impacts children's health. Despite federal initiatives to expand children's coverage and accelerate state outreach efforts, millions of US children remain uninsured or experience frequent gaps in coverage. Most current efforts to enroll and retain eligible children in public insurance programs take place outside of the health care system. This study is a partnership between patients' families, medical informaticists, federally qualified health center (FQHC) staff, and researchers to build and test information technology tools to help FQHCs reach uninsured children and those at risk for losing coverage.

  4. The Federal Supplemental Benefits Program. An Appraisal of Emergency Extended Unemployment Insurance Benefits.

    Science.gov (United States)

    Corson, Walter; Nicholson, Walter

    This monograph evaluates the overall performance of the Federal Supplemental Benefits (FSB) program and provides a general framework for future consideration of emergency supplemental benefits programs. Following an introduction that provides a summary of findings detailed in the paper, the monograph is divided into five chapters. Chapter 2…

  5. 77 FR 26218 - Federal Housing Administration (FHA): Section 232 Healthcare Facility Insurance Program...

    Science.gov (United States)

    2012-05-03

    ... reflect current policy and practices, and to improve accountability and strengthen risk management. DATES... important for improved risk management. The reserve account may be financed from mortgage proceeds, provided... operating the healthcare facility, and that the account must be with a financial institution whose deposits...

  6. Capital cost reimbursement to community hospitals under Federal health insurance programs.

    Science.gov (United States)

    Kinney, E D; Lefkowitz, B

    1982-01-01

    Issues in current capital cost reimbursement to community hospitals by Medicare and Medicaid are described, and options for change analyzed. Major reforms in the way the federal government pays for capital costs--in particular substitution of other methods of payment for existing depreciation reimbursement--could have significant impact on the structure of the health care system and on government expenditures. While such reforms are likely to engender substantial political opposition, they may be facilitated by broader changes in the reimbursement system.

  7. 75 FR 60287 - Treatment by the Federal Deposit Insurance Corporation as Conservator or Receiver of Financial...

    Science.gov (United States)

    2010-09-30

    ... comply with the new accounting standards for off balance sheet treatment as well as those that do not..., addressed only purported sales which met the conditions for off balance sheet accounting treatment under... qualify for off balance sheet treatment will have access to the assets in a timely manner irrespective...

  8. 76 FR 7208 - Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation...

    Science.gov (United States)

    2011-02-09

    ... Date closed 10332 Evergreen State Bank Stoughton WI 1/28/2011 10333 First Community Bank Taos NM 1/28/2011 10334 FirsTier Bank....... Louisville CO 1/28/2011 10335 The First State Bank Camargo OK...

  9. 75 FR 934 - Treatment by the Federal Deposit Insurance Corporation as Conservator or Receiver of Financial...

    Science.gov (United States)

    2010-01-07

    ... defined by a standardized net present value analysis. In addition, there has been considerable criticism..., obligations, capital structure, compensation of relevant parties, and relevant historical performance data...

  10. 75 FR 4391 - Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation...

    Science.gov (United States)

    2010-01-27

    .......... Loup City NE 2/13/2009 10041 Silver Falls Bank......... Silverton OR 2/20/2009 10013 Silver State Bank......... Henderson NV 9/05/2008 10059 Silverton Bank, N.A....... Atlanta GA 5/01/2009 10160 SolutionsBank...

  11. 76 FR 26295 - Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation...

    Science.gov (United States)

    2011-05-06

    ... Date closed 10359 Community Central Bank. Mount Clemens..... MI 04/29/2011 10360 Cortez Community Bank... Bank of Winter Park....... FL 04/29/2011 Central Florida. ] 10363 The Park Avenue Bank... Valdosta GA...://www.fdic.gov/bank/individual/failed/banklist.html or contact the Manager of Receivership Oversight in...

  12. 75 FR 14330 - Transitional Safe Harbor Protection for Treatment by the Federal Deposit Insurance Corporation as...

    Science.gov (United States)

    2010-03-25

    ... final rule added a new provision in order to continue for a limited time the safe harbor provision for securitizations that would be affected by recent changes to generally accepted accounting principles. In effect... those securitizations complied with the ] preexisting requirements under generally accepted...

  13. 75 FR 12962 - Transitional Safe Harbor Protection for Treatment by the Federal Deposit Insurance Corporation as...

    Science.gov (United States)

    2010-03-18

    ... Securitization Or Participation. The amendment adds a new provision in order to continue for a limited time the safe harbor provision for securitizations that would be affected by recent changes to generally accepted accounting principles. In effect, the Final Rule permanently ``grandfathers'' all...

  14. 75 FR 27471 - Treatment by the Federal Deposit Insurance Corporation as Conservator or Receiver of Financial...

    Science.gov (United States)

    2010-05-17

    ... comments on the Proposed Rule, by any of the following methods: Agency Web Site: http://www.FDIC.gov... may include banks) to decide whether to invest in a securitization based on full information with... governing the underwriting of residential mortgages, including the Interagency Guidance on Non-Traditional...

  15. 75 FR 66293 - Adoption of Federal Deposit Insurance Corporation Restoration Plan

    Science.gov (United States)

    2010-10-27

    ... restoration plan in May 2009 to allow the FDIC up to eight years to return the DIF reserve ratio to 1.15... reserve ratio to 1.15 percent by the end of 2016.\\4\\ \\1\\ 73 FR 61598 (Oct. 16, 2008). \\2\\ 74 FR 9564 (Mar... designated reserve ratio of not less than 1.35 percent for any year.\\5\\ Dodd-Frank also requires the FDIC...

  16. 12 CFR 360.9 - Large-bank deposit insurance determination modernization.

    Science.gov (United States)

    2010-01-01

    ... market discipline, ensure equitable treatment of depositors at different institutions and reduce the FDIC... section for a covered institution that: Has a composite rating of 3, 4, or 5 under the Uniform Financial... operations of a large insured depository institution (defined as a “Covered Institution”) to...

  17. 12 CFR 557.11 - To what extent does Federal law preempt deposit-related State laws?

    Science.gov (United States)

    2010-01-01

    ... Federal law preempt deposit-related State laws? (a) Under sections 4(a), 5(a), and 5(b) of the HOLA, 12 U... purposes of HOLA. (b) To further these purposes without undue regulatory duplication and burden, OTS...

  18. The Optimal Capital Structure of Banks: Balancing Deposit Insurance, Capital Requirements and Tax-Advantaged Debt

    OpenAIRE

    John P. Harding; Xiaozhing Liang; Stephen L. Ross

    2007-01-01

    The capital structure and regulation of financial intermediaries is an important topic for practitioners, regulators and academic researchers. In general, theory predicts that firms choose their capital structures by balancing the benefits of debt (e.g., tax and agency benefits) against its costs (e.g., bankruptcy costs). However, when traditional corporate finance models have been applied to insured financial institutions, the results have generally predicted corner solutions (all equity or ...

  19. 77 FR 5089 - Surety Companies Acceptable on Federal Bonds-Name Change: American Hardware Mutual Insurance Company

    Science.gov (United States)

    2012-02-01

    ... directed to the U.S. Department of the Treasury, Financial Management Service, Financial Accounting and...: January 17, 2012. Laura Carrico, Director, Financial Accounting and Services Division, Financial... Insurance Company AGENCY: Financial Management Service, Fiscal Service, Department of the Treasury....

  20. 12 CFR 303.243 - Brokered deposit waivers.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Brokered deposit waivers. 303.243 Section 303.243 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE FILING... brokered deposits in the institution's overall funding and liquidity management program; (3) The...

  1. Several Reflections on Constructing Deposit Insurance System in China%在我国建立存款保险制度的几点思考

    Institute of Scientific and Technical Information of China (English)

    乙萍

    2012-01-01

    本文认为:公平统一的市场机制要求和存款保险制度的规模效应决定了我国应当选择直接建立全国统一存款保险制度。存款保险制度设计要充分考虑中国银行业的实际,在对银行存款全面保护的同时,存款保险制度的职能定位、组织形式、保护程度以及资金运作和费率调整等重要方面应当坚持普遍非全额、基于风险且市场化运作的基本要求。%The paper thinks that fair and uniform market mechanism requirement and scale effect of deposit insurance system de- cides that directly constructing a uniform deposit insurance system is a better choice. When designing the deposit insurance system, consideration should be taken to the situation of China's banking industry. Besides protecting all banks' deposit, the function position- ing, organization form, protection extent, capital operation as well as rate adjustment should adhere to the basic requirement of general non-complete, basing on risks and market operation,

  2. [The 'Myozyme' decision of the Federal Supreme Court of Switzerland and German Law: a constitutional rights and health insurance law perspective].

    Science.gov (United States)

    Huster, Stefan; Bohmeier, André

    2012-01-01

    In November 2010, the Federal Supreme Court of Switzerland dismissed a plea seeking reimbursement for treatment of glycogen storage disease type II - a very rare genetic metabolic disease also referred to as acid maltase deficiency (AMD) or Pompe disease -with a drug called 'Myozyme'. The Court held that the medication was not sufficiently effective or, alternatively, there was insufficient evidence for its effectiveness. The Court argued that the cost was out of balance with respect to the effects of the drug and concluded that it would be against the principle of legal equality if taxpayers were required to defray excessive expenses benefiting only an extremely small fraction of the population. Cost-effectiveness, however, cannot be accepted as a standard criterion governing the allocation of health insurance benefits because diversity of individual health must be regarded as a risk which nature has distributed equally among the members of the population. Therefore, it is a manifestation, rather than a violation, of the principle of legal equality that a public health insurance provider should pay for medical treatment in a particular case even if such treatment could not necessarily be administered to all other insured parties as well. At the same time, if cost-effectiveness in public health care is taken into account carefully, the risk of irrational resource allocation may be minimised. (As supplied by publisher).

  3. Categorisation Of Clay Deposits In The Federal Capital Territory Of Abuja

    Directory of Open Access Journals (Sweden)

    Manukaji John U.

    2013-03-01

    Full Text Available Clay deposits in the Federal Capital Territory of Abuja were investigated with a view to categorizing them in order to determine their suitability as insulating refractory material. Thesamples were collected from three different locations in the territory, namely Sheda, Abaji and Karimu, and labeled A, B, and C. In order toproject a better representation of the territory, the samples were mined from ten cites each. The mined clay samples from the ten cites were mixed properly and a representative specimen for test from that location was produced using the cone and quartering system as recommended by the American Society of Testing Materials (ASTM. Atomic Absorption Spectrometer(AAS was used to determine the chemical composition, while other established processes were used to determine other insulating properties likeparticle size distribution, specific gravity, bulk density, solid density, water absorption, apparent porosity, permeability to air, refractoriness, thermal shock resistance, modulus of rupture, linear shrinkage and thermal conductivity. The chemical analysis showed that all the samples had high percentages of silica and alumina, thereby classifying them as Alumino-silicates.

  4. 76 FR 44199 - Area Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions

    Science.gov (United States)

    2011-07-22

    ... Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions; Proposed Rule... OF AGRICULTURE Federal Crop Insurance Corporation 7 CFR Part 407 RIN 0563-AC25 Area Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions AGENCY: Federal Crop...

  5. 78 FR 38483 - Area Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions

    Science.gov (United States)

    2013-06-26

    ... Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions; Final Rule #0...; ] DEPARTMENT OF AGRICULTURE Federal Crop Insurance Corporation 7 CFR Part 407 RIN 0563-AC25 Area Risk Protection Insurance Regulations and Area Risk Protection Insurance Crop Provisions AGENCY: Federal...

  6. Federal Employees Health Benefits and Federal Employees Dental and Vision Insurance Programs' Coverage Exception for Children of Same-Sex Domestic Partners. Interim final rule.

    Science.gov (United States)

    2016-12-02

    This action amends the rule to create a regulatory exception that allows children of same-sex domestic partners living overseas to maintain their Federal Employees Health Benefits (FEHB) and Federal Employees Dental and Vision Program (FEDVIP) coverage until September 30, 2018. Due to a recent Supreme Court decision, as of January 1, 2016, coverage of children of same-sex domestic partners under the FEHB Program and FEDVIP will generally only be allowed if the couple is married, as discussed in Benefits Administration Letter (BAL) 15-207 dated October 5, 2015. OPM recognizes there are additional requirements placed on overseas federal employees that may not apply to other civilian employees with duty stations in the United States making it difficult to travel to the United States to marry same-sex partners.

  7. Sources of nitrogen deposition in Federal Class I areas in the US

    Science.gov (United States)

    Lee, H.-M.; Paulot, F.; Henze, D. K.; Travis, K.; Jacob, D. J.; Pardo, L. H.; Schichtel, B. A.

    2016-01-01

    It is desired to control excessive reactive nitrogen (Nr) deposition due to its detrimental impact on ecosystems. Using a three-dimensional atmospheric chemical transport model, GEOS-Chem, Nr deposition in the contiguous US and eight selected Class I areas (Voyageurs (VY), Smoky Mountain (SM), Shenandoah (SD), Big Bend (BB), Rocky Mountain (RM), Grand Teton (GT), Joshua Tree (JT), and Sequoia (SQ)) is investigated. First, modeled Nr deposition is compared with National Trends Network (NTN) and Clean Air Status and Trends Network (CASTNET) deposition values. The seasonality of measured species is generally well represented by the model (R2 > 0.6), except in JT. While modeled Nr is generally within the range of seasonal observations, large overestimates are present in sites such as SM and SD in the spring and summer (up to 0.6 kg N ha month-1), likely owing to model high-biases in surface HNO3. The contribution of non-measured species (mostly dry deposition of NH3) to total modeled Nr deposition ranges from 1 to 55 %. The spatial distribution of the origin of Nr deposited in each Class I area and the contributions of individual emission sectors are estimated using the GEOS-Chem adjoint model. We find the largest role of long-range transport for VY, where 50 % (90 %) of annual Nr deposition originates within 670 (1670) km of the park. In contrast, the Nr emission footprint is most localized for SQ, where 50 % (90 %) of the deposition originates from within 130 (370) km. Emissions from California contribute to the Nr deposition in remote areas in the western US (RM, GT). Mobile NOx and livestock NH3 are found to be the major sources of Nr deposition in all sites except BB, where contributions of NOx from lightning and soils to natural levels of Nr deposition are significant (˜ 40 %). The efficiency in terms of Nr deposition per kg emissions of NH3-N, NOx-N, and SO2-S are also estimated. Unique seasonal features are found in JT (opposing efficiency distributions for

  8. 75 FR 44709 - Common Crop Insurance Regulations; Stonefruit Crop Insurance Provisions

    Science.gov (United States)

    2010-07-29

    ... producers; and to reduce vulnerability to program fraud, waste, and abuse to the Federal crop Insurance... / Thursday, July 29, 2010 / Rules and Regulations#0;#0; ] DEPARTMENT OF AGRICULTURE Federal Crop Insurance Corporation 7 CFR Part 457 RIN 0563-AC21 Common Crop Insurance Regulations; Stonefruit Crop Insurance...

  9. 12 CFR 360.6 - Treatment by the Federal Deposit Insurance Corporation as conservator or receiver of financial...

    Science.gov (United States)

    2010-01-01

    ... accepted accounting principles, other than the “legal isolation” condition as it applies to institutions... the conditions for sale accounting treatment set forth by generally accepted accounting principles in... Corporation as conservator or receiver of financial assets transferred in connection with a securitization...

  10. 77 FR 74847 - Modifications to Statement of Policy for Section 19 of the Federal Deposit Insurance Act

    Science.gov (United States)

    2012-12-18

    ..., currently, the de minimis exception requires that no jail time was served as part of the sentencing or..., or any adjudgment as a ``juvenile delinquent'' by any court having jurisdiction over minors...

  11. Research on Commercial Bank’s Deposit Insurance System in China%我国商业银行存款保险制度问题研究

    Institute of Scientific and Technical Information of China (English)

    杨珅

    2014-01-01

    This paper mainly elaborates the development process of China’s deposit insurance system and believes that it is necessary to construct the deposit insurance system of commercial banks in China for the promotion of interest rate liberalization. It is helpful to make clear the legal status of commercial banks in the market economy, put constraints on the economic behavior of commercial banks, give play to the fundamental function of market in allocating capital, and safeguard the financial interests of depositors and maintain the stability of financial system.%本文着重阐述了我国保险存款制度的发展历程,认为我国构建商业银行存款保险制度是推进利率市场化的必要条件,有助于明确商业银行在市场经济中的法人地位、约束商业银行的经济行为、发挥市场在资金配置方面的基础性作用,以及维护储户的金融利益和金融系统的整体稳定。

  12. 12 CFR 28.16 - Deposit-taking by an uninsured Federal branch.

    Science.gov (United States)

    2010-01-01

    ... uninsured Federal branch. (a) Policy. In carrying out this section, the OCC shall consider the importance of... of credit to all sectors of the United States economy, including international trade finance. (b... employed by a foreign bank, foreign business, foreign government, or recognized international organization...

  13. Establishment of Deposit Insurance of Chinese Commercial Banks%我国商业银行存款保险制度的构建

    Institute of Scientific and Technical Information of China (English)

    余力; 王韵荃

    2014-01-01

    存款保险制度作为金融安全网中重要的一环,能够有效保护存款人利益,防范单个银行风险,从而避免造成整个银行业的恐慌。通过对我国商业银行的风险进行实证分析,发现我国银行业的风险在隐性担保的逐渐削弱和利率市场化不断推进下逐渐增大。从商业银行风险防范的角度看来,其目前最重要的风险防范手段---隐性担保使得商业银行存在不良贷款率较高、资源配置效率低下等很多弊端,同时存款保险制度建立的时机已经成熟,最后从强制性保险、差额保险费率、合理赔付限额三个方面着手逐步建立我国的存款保险制度。%As an important part of financial safety network ,the proper application of deposit insurance system (DIS) can protect the benefit of depositors ,stop single financial crisis from spreading around and causing panic . Based on the analysis of risks in commercial banks ,we can see that risks are increasing gradually .So ,in the per-spective of risk prevention ,we know that there exist many weaknesses (higher non-performing loan ,inefficient distribution of resource) of the implicit deposit insurance and it is the right time to establish DIS .Then ,the estab-lishment of DIS can be implemented by three steps :mandatory insurance ,different insurance charge ;and proper loss ration .

  14. 12 CFR 347.104 - Insured state nonmember bank investments in foreign organizations.

    Science.gov (United States)

    2010-01-01

    ... held through a domestic or foreign subsidiary; and (2) The bank meets its minimum capital requirements. ... foreign organizations. 347.104 Section 347.104 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION... investments in foreign organizations. (a) Investment in foreign banks or foreign banking organizations. A...

  15. Deposit Insurance Pricing Model with Capital Extension under Regulatory Forbearance%监管宽容下资本展期的存款保险定价模型

    Institute of Scientific and Technical Information of China (English)

    孙晓琳; 秦学志; 陈田

    2011-01-01

    The deposit insurance system can release the risk of running on a deposit institution.Therefore it protects depositor' s benefit.The characteristics of deposit insurance contract with regulatory forbearance are as follows :if the deposit institution insured is incapable of paying deposit off on due time, it will not be settled immediately during the range of regulatory forbearance, but will be subsidized by deposit insurance agency.In order to determine deposit insurance fees accurately, on the foundation of the regulatory forbearance, this article introduces capital extension, i.e.deposit institution subsidized will operate further until capital extension ends.However , if the deposit institution is still insolvency with its assets again on the capital extension end, then it will be liquidated.Based on the above hypothesis, this article constructs a deposit insurance pricing model with capital extension under regulatory forbearance incorporating the subsidy into insurance fees as deposit institution' s contingent obligation.It depicts the correspondence between deposit insurance price and regulatory forbearance and capital extension through rigorous mathematical derivation.The conclusion indicats that the more of regulatory forbearance and the longer of capital extension, the higher is the price of deposit insurance.At last, an empirical analysis is presented with the model constructed in this article.%存款保险制度可化解存款机构挤兑风险,从而保护了存款人利益.监管宽容的存款保险合约具有下列特征:在监管宽容范围内,若投保的存款机构在存款到期时无力偿还存款债务,并不立即对其破产清算,而允许其接受存款保险公司一定额度资金的救助.为准确厘定存款保险费率水平,本文在监管宽容假设上,进一步引入资本展期因素,即接受救助的存款机构继续运营至资本展期结束;若在资本展期期末仍然资不抵债则再对其破产清算.基于上述

  16. Deposit Insurance Pricing Method Considering Bankruptcy Externalities%考虑银行破产外部效应的存款保险定价模型

    Institute of Scientific and Technical Information of China (English)

    吕筱宁; 秦学志

    2014-01-01

    运用存款保险的期望损失定价方法和Shapley值法,建立了考虑银行违约/破产外部效应的存款保险定价模型。模型中度量的破产成本不仅考虑了银行破产清算过程中其自身资产价值的损失,还考虑了银行违约/破产的负外部效应---可能增加其他银行的破产损失,据此确定的存款保险保费反映了各银行对系统总破产成本的边际贡献。为验证模型效果,构造了三种情景进行模拟分析,结果表明:存款保险保费与银行系统对破产银行资产的收购能力负相关,且负相关程度随经济形势的恶化而加剧;保费与整个银行系统参保银行数目之间也呈负相关关系。%It is generally considered that the overall costs of bank failures are higher than those in other indus-tries.This is due to the existence of negative externalities of bank failures , which may lead to additional loss of the default banks ’ assets .This paper establishes a pricing model of deposit insurance with consideration of bank -ruptcy externalities .It is taken into account that each default bank ’ s bankruptcy cost involves not only its assets loss caused by liquidation but also the externalities that may increase other banks ’ bankruptcy cost .Expected loss pricing method is used to calculate the net premium of deposit insurance while the additional premium is de -termined utilizing Shapley value .The total premium accordingly reflects each bank ’ s marginal contribution to the total bankruptcy cost of the whole banking system .Three scenarios are constructed to test the model .The results show that it is negatively correlated between the premium and the banking system ’ s acquisition ability of the bankruptcy assets , and this correlation becomes more significant when the economic situation deteriorates .Mean-while, the number of insured banks in the banking system impacts the premium negatively .

  17. Flood Insurance Rate Maps and Base Flood Elevations, FIRM, DFIRM, BFE, Federal Emergency Management Agency (FEMA) - Flood Insurance Rate Maps (FIRM), Published in 2011, 1:1200 (1in=100ft) scale, Polk County, Wisconsin.

    Data.gov (United States)

    NSGIC GIS Inventory (aka Ramona) — This Flood Insurance Rate Maps and Base Flood Elevations, FIRM, DFIRM, BFE dataset, published at 1:1200 (1in=100ft) scale, was produced all or in part from Other...

  18. 48 CFR 3028.307-1 - Group insurance plans.

    Science.gov (United States)

    2010-10-01

    ... 48 Federal Acquisition Regulations System 7 2010-10-01 2010-10-01 false Group insurance plans. 3028.307-1 Section 3028.307-1 Federal Acquisition Regulations System DEPARTMENT OF HOMELAND SECURITY, HOMELAND SECURITY ACQUISITION REGULATION (HSAR) SOCIOECONOMIC PROGRAMS BONDS AND INSURANCE Insurance 3028.307-1 Group insurance plans. Plans shall be...

  19. 5 CFR 870.502 - Basic insurance: Waiver/cancellation of insurance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Basic insurance: Waiver/cancellation of insurance. 870.502 Section 870.502 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Coverage § 870.502 Basic insurance: Waiver/cancellation of...

  20. 5 CFR 870.505 - Optional insurance: Waiver/cancellation of insurance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Optional insurance: Waiver/cancellation of insurance. 870.505 Section 870.505 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Coverage § 870.505 Optional insurance: Waiver/cancellation...

  1. 5 CFR 870.301 - Eligibility for life insurance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Eligibility for life insurance. 870.301... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Eligibility § 870.301 Eligibility for life insurance. (a) Each nonexcluded employee is automatically insured for Basic insurance unless...

  2. 5 CFR 870.701 - Eligibility for life insurance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Eligibility for life insurance. 870.701... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Annuitants and Compensationers § 870.701 Eligibility for life insurance. (a) When an insured employee retires, Basic life insurance...

  3. 14 CFR 198.3 - Basis of insurance.

    Science.gov (United States)

    2010-01-01

    ... 14 Aeronautics and Space 3 2010-01-01 2010-01-01 false Basis of insurance. 198.3 Section 198.3 Aeronautics and Space FEDERAL AVIATION ADMINISTRATION, DEPARTMENT OF TRANSPORTATION (CONTINUED) WAR RISK INSURANCE AVIATION INSURANCE § 198.3 Basis of insurance. (a) Premium insurance may be issued by the FAA...

  4. 存款保险费率的敏感性分析及实证检验%The Sensitivity Analysis 0f Deposit Insurance and Its Empirical Test

    Institute of Scientific and Technical Information of China (English)

    陈磊

    2011-01-01

    The capital adequacy rate, deposit insurance are main measures of preserving banking system stability in developed country.In generally, the higher capital adequacy rate a bank owns, the lower deposit insurance premium one needs to pay.In order to reduce the cost of bank, none banks want to pay a higher premium.In this paper, according to the model of pricing deposit insurance base on option theory, we deduced the sensitive coefficient of deposit insurance premium on capital adequacy rate, and calculated the marginal insurance prenium on capital adequacy rate.After reviewing the empirical result, we drew an conclusion of my research.%资本充足率、存款保险费率是发达国家普遍采用的维持银行稳定的基本措施,一般来说资本充足率越高,则所需的存款保险费率越低,银行为减小成本,都希望在合理控制风险的前提下减少所缴纳的存款保险.本文使用根据期权思想建立的存款保险定价模型,推导了存款保险费率对资本充足率的敏感性系数;其次根据中国上市银行的数据进行测算,分别计算了14家银行每增加一个单位的资本充足率可降低存款保险费率的数额,并对实证的结果进行比较;最后给出相关结论.

  5. 信息披露、存款保险制度与银行系统性风险%Information Disclosure,Deposit Insurance System and Systemic Risks of Banks

    Institute of Scientific and Technical Information of China (English)

    朱波; 杨文华; 卢露

    2016-01-01

    Based on an incomplete information dynamic game model,this paper theo-retically analyzes the effects of information disclosure and deposit insurance system on sys-temic risks,and then makes an empirical test by using a panel data of 137 listed commer-cial banks in 24 countries from 2006 to 2014.It arrives at the following conclusions:first-ly,the increase in information disclosure degree in banks helps to reduce financing costs and deposit insurance premiums,leads to the decrease in the correlation between assets of banks,and thereby reduces the systemic risks;secondly,financial stability effects of de-posit insurance are not obvious,and the increase in information disclosure degree effective-ly relieves the moral hazard of deposit insurance system;there is synergistic effect between information disclosure degree and deposit insurance system in the aspect of the reduction in systemic risks.A design of reasonable deposit insurance system,experienced supervision authorities and strict supervision system help to play the restriction role of the market, impose restrictions on the moral hazard of deposit insurance,and thereby maintain the sta-bility of financial system.Therefore,under the background of formal implementation of deposit insurance system,supervision authorities should strengthen information disclosure of banks and optimize the design of deposit insurance to better guard against systemic risks of financial system in China.%文章基于不完全信息动态博弈模型,对信息披露、存款保险制度与系统性风险之间的作用机制进行了理论分析,并使用2006-2014年24个国家137家上市商业银行的面板数据进行了实证考察。研究发现,提高银行的信息披露程度,有助于降低融资成本和存款保险缴费费率,引导其减小银行间资产的相关性,从而降低系统性风险;存款保险的金融稳定效应不明显,提高信息披露程度有效缓解了存款保险制度的道德风险

  6. The Empirical Research into the Effect of Deposit Insurance System on Commercial Banks′Moral Hazard%存款保险制度对商业银行道德风险影响的实证研究

    Institute of Scientific and Technical Information of China (English)

    王晓博; 刘伟; 辛飞飞

    2015-01-01

    利用中国内地与香港在应对外部冲击时所表现出的较强的同步性,在一个自然实验的框架下,选取2002年至2013年中国内地和香港主要商业银行的数据作为样本,将2006年香港存款保险制度的实施作为外生变量,根据委托-代理理论,运用双重差分模型分别从信贷行为、资产结构和自有资本3个方面实证检验建立存款保险制度对商业银行道德风险的影响。研究结果表明,存款保险制度并不会引发商业银行的过度信贷,甚至能够在一定程度上抑制商业银行的过度信贷行为,且这种抑制作用对小银行更加明显;没有显著的证据表明存款保险制度会激励商业银行持有高风险资产组合;存款保险制度会促使商业银行减持资本缓冲。在当前的银行监管体制下,存款保险制度对商业银行道德风险的影响已由过去的资产业务转向负债业务,并进一步提出采取风险最小化型的职能定位以及加快向风险为本适度灵活的监管体系转变等政策建议,研究结果对于中国明确存款保险制度对商业银行道德风险影响的具体形式、制定更具针对性的风险控制策略具有十分重要的现实意义。%How the deposit insurance system impacts commercial banks′moral hazard is an important research topic.Especially in 2015, China′s launching deposit insurance system further enhances the importance and urgency in relation to this study. Scholars worldwide have also done quite a few theoretical and empirical studies on the effect of deposit insurance system on banks′moral hazard, and yet its applicability to China is limited because of the particularity of the banking system in our coun-try.Thus, there exists a necessity to explore how to configure deposit insurance system to control banks′moral hazard. To compensate this deficiency, in the framework of a natural experiment, this paper, first takes financial

  7. FEMA Flood Insurance Studies Inventory

    Data.gov (United States)

    Kansas Data Access and Support Center — This digital data set provides an inventory of Federal Emergency Management Agency (FEMA) Flood Insurance Studies (FIS) that have been conducted for communities and...

  8. 韩国存款保险制度发展的经验及启示%The Development Experience of Korean Deposit Insurance System and its Revelation

    Institute of Scientific and Technical Information of China (English)

    吴越

    2013-01-01

      韩国存款保险制度既融汇了美国等国家先进的制度理念,又积累了危机的实践经验,已经处于世界先进水平。本文通过对韩国存款保险制度建立的背景、发展历程和设计特征进行研究和探讨,为我国存款保险制度的建立提供参考。%Korean deposit insurance system, drawing lessons from the concept of many countries including the United States, and accumulating the practical experience of the crisis, is considered to be the frontiers in the world. This paper reviews the background, development process and design characteristics of it, aiming to provide reference of the establishment of Chinese deposit insurance system.

  9. Health Insurance

    Science.gov (United States)

    Health insurance helps protect you from high medical care costs. It is a contract between you and your ... Many people in the United States get a health insurance policy through their employers. In most cases, the ...

  10. 12 CFR 741.216 - Flood insurance.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Flood insurance. 741.216 Section 741.216 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.216 Flood insurance. Any...

  11. Probabilistic Insurance

    NARCIS (Netherlands)

    Wakker, P.P.; Thaler, R.H.; Tversky, A.

    1997-01-01

    Probabilistic insurance is an insurance policy involving a small probability that the consumer will not be reimbursed. Survey data suggest that people dislike probabilistic insurance and demand more than a 20% reduction in premium to compensate for a 1% default risk. These observations cannot be

  12. Probabilistic Insurance

    NARCIS (Netherlands)

    P.P. Wakker (Peter); R.H. Thaler (Richard); A. Tversky (Amos)

    1997-01-01

    textabstractProbabilistic insurance is an insurance policy involving a small probability that the consumer will not be reimbursed. Survey data suggest that people dislike probabilistic insurance and demand more than a 20% reduction in the premium to compensate for a 1% default risk. While these

  13. Probabilistic Insurance

    NARCIS (Netherlands)

    P.P. Wakker (Peter); R.H. Thaler (Richard); A. Tversky (Amos)

    1997-01-01

    textabstractProbabilistic insurance is an insurance policy involving a small probability that the consumer will not be reimbursed. Survey data suggest that people dislike probabilistic insurance and demand more than a 20% reduction in the premium to compensate for a 1% default risk. While these pref

  14. 存款保险制度对银行风险承担影响的实证研究%Study on the Deposit Insurance System's Impact on Bank Risk-taking

    Institute of Scientific and Technical Information of China (English)

    张晶蕾; 孙英隽

    2016-01-01

    存款保险制度已存在80余年,世界各国的存款保险制度设计各有不同,一定程度上都对其银行的风险承担产生影响.通过对71个国家的存款保险特征进行研究,分析保险覆盖范围、保费定价方式、政府保护程度等特征对银行风险承担的影响,从各国经验数据研究中发现,可保存款包括同业拆借存款、赔付限额计算方式、是否为共同保险对银行风险承担行为有显著影响;政府保护程度、可保存款(包括外币存款)、政府对存款保险基金注资对市场约束有显著影响;考虑存款保险制度与市场约束交互作用的情况下,采用风险调整制定存款保险费率的方式能显著降低银行不良贷款率.合理的存款保险制度设计可以提高金融体系的安全而不过度弱化市场约束,市场约束能以提高银行风险成本的市场化方式,达到限制银行风险承担行为的目的.%Deposit insurance exists for more than 80 years, there are differences in deposit insurance designing across the countries and they impact on banks' risk taking behavior. Study on the characteristics of 71 deposit insurance system, such as Insurance coverage、Premium pricing、Government protection, they influence market discipline and banks' risk taking behavior. From the empirical analysis, we find that interbank deposits、compensation calculation、common insurance have a significant influence on bank risk-taking behavior; and government protection、foreign currency deposits、deposit insurance fund capital injection of government has significant influence on market discipline; deposit insurance interact market discipline with the combined effect, risk adjusting Premium can significantly reduce Banks non-performing loan ratio. Reasonable deposit insurance system design can improve the security of the financial system without excessive weakening market constraints, market discipline in a way of improving the bank's risk cost by

  15. 78 FR 56583 - Deposit Insurance Regulations; Definition of Insured Deposit

    Science.gov (United States)

    2013-09-13

    ... branches in foreign countries, often to provide banking, foreign currency and payment services to... if it cannot do so because of ``war, insurrection, or civil strife'' or actions taken by the foreign...

  16. 5 CFR 870.402 - Withholdings for Optional insurance.

    Science.gov (United States)

    2010-01-01

    ... which his/her birthday occurs. (3) When OPM makes any adjustment to the Optional life insurance premiums... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Cost of Insurance § 870.402... amount of Optional life insurance deductions from an individual's pay, annuity, or compensation,...

  17. 75 FR 35318 - Cargo Insurance for Property Loss or Damage

    Science.gov (United States)

    2010-06-22

    ... cargo insurance with FMCSA is essential to prevent fraud. The commenter stated that many instances of insurance fraud have been thwarted by having an independent government source for checking carrier insurance... Federal Motor Carrier Safety Administration 49 CFR Parts 365 and 387 RIN 2126-AB21 Cargo Insurance for...

  18. Probabilistic insurance

    OpenAIRE

    Wakker, P. P.; Thaler, R.H.; Tversky, A.

    1997-01-01

    textabstractProbabilistic insurance is an insurance policy involving a small probability that the consumer will not be reimbursed. Survey data suggest that people dislike probabilistic insurance and demand more than a 20% reduction in the premium to compensate for a 1% default risk. While these preferences are intuitively appealing they are difficult to reconcile with expected utility theory. Under highly plausible assumptions about the utility function, willingness to pay for probabilistic i...

  19. 75 FR 59057 - Common Crop Insurance Regulations, Cotton Crop Insurance Provisions and Macadamia Nut Crop...

    Science.gov (United States)

    2010-09-27

    ... March 30, 2010 (75 FR 15778-15891). Need for Correction As published, the final regulation contained... Provisions and Macadamia Nut Crop Insurance Provisions; Correction AGENCY: Federal Crop Insurance Corporation... make corrections relating to the insurance of cotton and macadamia nuts that published March 30,...

  20. [Abortion using health insurance].

    Science.gov (United States)

    Gritschneder, O

    1984-09-01

    The author reports on current German court rulings on whether non-medically indicated abortions (although not prohibited by law and therefore not actionable) should be financed via the compulsory health insurance scheme or by the Federal Government. 1. The social welfare court at Dortmund ruled that current legislation governing the financing of welfare expenditure violates the Federal German constitution, and has, therefore, referred this matter to the Federal Constitutional Court. However, the Federal Constitutional Court turned down the referral and dismissed the case, since an application for declaring a Federal law null and void can be filed by the Federal Government or by a Federal Land Government or by at least one-third of the total number of members of the Federal German Parliament (Bundestag) only. This means that the current proceedings at the Dortmund social welfare court must continue. The plaintiff pleads to prohibit the compulsory health insurance scheme authorities from defraying the expenses for performing foeticide via legally permitted abortion without medical indication. 2. The Federal Land Government of Baden-Württemberg is the only Land Government of the Federal Republic of Germany that does not grant any financial aid towards performing non-medically indicated (albeit not legally actionable) abortions. Hence, the Baden-Württemberg Administrative Courts turned down the plea filed by a woman government servant towards paying such aid. The court decision was based on the judge's opinion that even the principle of equality before the law guaranteed by the Constitution would not compel the Land Government to emulate the example of the other Land Governments who are agreeable to bearing abortion costs.

  1. Interests of Insurance Business and Agricultural Producers: Metamorphoses of Agricultural Insurance with State Support

    Directory of Open Access Journals (Sweden)

    Oleg Nikolaevich Efimov

    2015-12-01

    Full Text Available The paper studies the basic aspects of the system of agricultural insurance with state support in the Russian Federation at the present stage. The relevance of the study is related to the presence of enduring problem that lies in the fact that, despite some efforts by the State of legislative, organizational and economic measures, insurance of agricultural risks in Russia does not give the desired effect. The authors provide clear arguments about the necessity of state support for agriculture, particularly insurance, analyze the volume of subsidized funds from the federal budget for the payment of premiums to insurance companies. The article contains the analysis of the amount of insurance premiums for agricultural insurance in the world and the proportion of premiums collected by Russian agro-stakeholders. The nonoptimality of structure types of agricultural insurance with state support is indicated. The authors describe the main problems and disadvantages of the existing system of agricultural insurance with state support (lack of awareness, a small number of insurance products, high rates of insurance rates, etc., as well as some of the contradictions of the current legislation (the “double subsidies”. As a good example, a model of agricultural insurance in the United States is shown. The reasoned conclusions are made about the imperfection of the current legislation in the area of agricultural insurance, which largely meets the interests of the insurer, not of the insured. It was noted that agricultural insurance with state support in the Russian Federation is insignificant in scale of agricultural areas and in the country as a whole. The authors also make contradictory conclusions on the development of agricultural insurance market in Russia, mainly related to the fact that the system of agricultural insurance in the Russian Federation is only in its infancy.

  2. Uranium ore prospecting and exploration with a special view to sedimentary deposits, illustrated by the example of the Muellenbach deposit. [Federal Republic of Germany

    Energy Technology Data Exchange (ETDEWEB)

    Mueller, H.

    1981-08-01

    The Muellenbach deposit near Baden-Baden (northern Black Forest) is used as an example to illustrate the prospecting and exploration methods of Messrs. Saarberg-Interplan which includes: airborne measurements, carborne measurements, Ru measurements near the ground, drills to detect ground anomalies, borehole logging, photosurveys, geochemistry, geophysical surface prospecting, mining exploration, radiation protection.

  3. Forest insurance

    Science.gov (United States)

    Ellis T. Williams

    1949-01-01

    Standing timber is one of the few important kinds of property that are not generally covered by insurance. Studies made by the Forest Service and other agencies have indicated that the risks involved in the insurance of timber are not unduly great, provided they can be properly distributed. Such studies, however, have thus far failed to induce any notable development...

  4. 26 CFR 1.821-3 - Tax on mutual insurance companies other than life or marine or fire insurance companies subject...

    Science.gov (United States)

    2010-04-01

    ... Premium Deposits) § 1.821-3 Tax on mutual insurance companies other than life or marine or fire insurance... life or marine or fire insurance companies subject to the tax imposed by section 831. 1.821-3 Section 1... (CONTINUED) INCOME TAXES Mutual Insurance Companies (other Than Life and Certain Marine Insurance...

  5. 26 CFR 1.821-1 - Tax on mutual insurance companies other than life or marine or fire insurance companies subject...

    Science.gov (United States)

    2010-04-01

    ... Premium Deposits) § 1.821-1 Tax on mutual insurance companies other than life or marine or fire insurance... life or marine or fire insurance companies subject to the tax imposed by section 831. 1.821-1 Section 1... (CONTINUED) INCOME TAXES Mutual Insurance Companies (other Than Life and Certain Marine Insurance...

  6. 48 CFR 2928.305 - Overseas workers' compensation and war hazard insurance.

    Science.gov (United States)

    2010-10-01

    ... 48 Federal Acquisition Regulations System 7 2010-10-01 2010-10-01 false Overseas workers' compensation and war hazard insurance. 2928.305 Section 2928.305 Federal Acquisition Regulations System DEPARTMENT OF LABOR GENERAL CONTRACTING REQUIREMENTS BONDS AND INSURANCE Insurance 2928.305 Overseas workers' compensation and war hazard insurance. The...

  7. 20 CFR 703.207 - Kinds of negotiable securities that may be deposited; conditions of deposit; acceptance of deposits.

    Science.gov (United States)

    2010-04-01

    ... amount fixed by the Office under the regulations in this part shall deposit any negotiable securities... deposited; conditions of deposit; acceptance of deposits. 703.207 Section 703.207 Employees' Benefits... AND RELATED STATUTES INSURANCE REGULATIONS Insurance Carrier Security Deposit Requirements § 703.207...

  8. 12 CFR 708b.301 - Conversion of insurance (State Chartered Credit Union).

    Science.gov (United States)

    2010-01-01

    ... $100,000, but accounts may be structured in different ways, such as joint accounts, payable-on-death... convert your account insurance from federal insurance to private insurance. 2. To approve the action of... conversion. Insurance Conversion Currently, your accounts have share insurance provided by the...

  9. 14 CFR 198.1 - Eligibility of aircraft operation for insurance.

    Science.gov (United States)

    2010-01-01

    ... insurance. 198.1 Section 198.1 Aeronautics and Space FEDERAL AVIATION ADMINISTRATION, DEPARTMENT OF TRANSPORTATION (CONTINUED) WAR RISK INSURANCE AVIATION INSURANCE § 198.1 Eligibility of aircraft operation for insurance. An aircraft operation is eligible for insurance if— (a) The President of the United States...

  10. Initial Disability Insurance Applications filed via the Internet

    Data.gov (United States)

    Social Security Administration — This dataset provides monthly data at the national level from federal fiscal year 2008 - 2011 for initial Social Security Disability Insurance (SSDI) applications...

  11. Gasto federal en salud en población no asegurada: México 1980-1995 Federal expenditure in health for non-insured population: Mexico 1980-1995

    Directory of Open Access Journals (Sweden)

    ALEJANDRO LARA

    1997-03-01

    Full Text Available Las crisis económicas que han afectado a México desde principios de los años ochenta han influido de manera determinante en el gasto público en bienestar social y, por lo mismo, en el gasto público en salud. En este trabajo se discute la relación que ha existido entre las estrategias de ajuste y el gasto en salud en población no asegurada, así como la distribución de este gasto por regiones. En la primera parte se describe la evolución del gasto público general, el gasto en bienestar social y el gasto público en salud en México entre 1980 y 1995. En la segunda parte se describe con mayor detalle la distribución del gasto público en salud en ese mismo periodo entre la población no asegurada de las cinco regiones en las que dividió al país la Encuesta Nacional de Salud II. La principal conclusión que se desprende de este trabajo es que en el periodo 1980-1995 se mantuvieron las brechas en el gasto en salud para población no asegurada que desde tiempos remotos existen entre las cinco regiones de México. Estas brechas afectan sobre todo a los estados más marginados –que se ubican en su gran mayoría en el sur del país–, no guardan ninguna relación con las diferencias regionales en las condiciones de salud y corren el riesgo no sólo de mantenerse sino incluso de profundizarse como resultado de los nuevos recortes relativos del gasto en bienestar social que contempla la política de ajuste adoptada por la presente administración.In the last fifteen years Mexico suffered several economic crisis which have negatively affected public expenditure in social welfare and, as a consequence, public expenditure in health. This paper discusses the relationship between the adjustment policies adopted to confront these crisis and public expenditure in health care for the non-insured population, as well as the regional distribution of this expenditure. In part one, the evolution of general public expenditure, public expenditure in social

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, , USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  14. Flood Insurance Rate Map, Scott County, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. 7 CFR 621.45 - Flood insurance studies.

    Science.gov (United States)

    2010-01-01

    ... 7 Agriculture 6 2010-01-01 2010-01-01 false Flood insurance studies. 621.45 Section 621.45... § 621.45 Flood insurance studies. As requested by the Federal Emergency Management Agency (FEMA), and within the limits of available resources, NRCS carries out flood insurance studies of various types...

  16. 5 CFR 870.706 - Reinstatement of life insurance.

    Science.gov (United States)

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Reinstatement of life insurance. 870.706... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Annuitants and Compensationers § 870.706 Reinstatement of life insurance. (a) An annuitant whose disability annuity terminates because...

  17. 5 CFR 870.1003 - Coverage and amount of insurance.

    Science.gov (United States)

    2010-01-01

    ... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Benefits for United States Hostages in... of Basic life insurance for these individuals is the amount specified in § 870.202, subject to the... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Coverage and amount of insurance....

  18. 5 CFR 870.1004 - Effective date of insurance.

    Science.gov (United States)

    2010-01-01

    ... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Benefits for United States Hostages in Iraq and Kuwait and United States Hostages Captured in Lebanon § 870.1004 Effective date of insurance... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Effective date of insurance....

  19. 5 CFR 870.1006 - Cancellation of insurance.

    Science.gov (United States)

    2010-01-01

    ... REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Benefits for United States Hostages in Iraq and Kuwait and United States Hostages Captured in Lebanon § 870.1006 Cancellation of insurance. (a... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Cancellation of insurance....

  20. Market analysis property insurance in Russia in modern conditions

    Directory of Open Access Journals (Sweden)

    Olga Rysskih

    2015-06-01

    Full Text Available The paper discusses the state of property insurance market. The authors analyze premiums and payments of property insurance in 2010-2014 in the Russian Federation. The main trends and prospects of development of the insurance market in 2015 are determined.

  1. Health Insurance Basics

    Science.gov (United States)

    ... Can I Help Someone Who's Being Bullied? Volunteering Health Insurance Basics KidsHealth > For Teens > Health Insurance Basics Print ... thought advanced calculus was confusing. What Exactly Is Health Insurance? Health insurance is a plan that people buy ...

  2. Chinese Space Insurance Opportunities

    Institute of Scientific and Technical Information of China (English)

    LiuJie

    2005-01-01

    Jiang Tai Insurance Broker Co., Ltd and China Pacific Insurance (group) Co., Ltd jointly held a conference on Space and Space Insurance on January 13 and 14, 2005. About 50 representatives from 30 domestic insurance companies attended the event.

  3. 20 CFR 703.306 - Kinds of negotiable securities that may be deposited; conditions of deposit; acceptance of deposits.

    Science.gov (United States)

    2010-04-01

    ... the Act in the amount fixed by the Office under the regulations in this part shall deposit any... deposited; conditions of deposit; acceptance of deposits. 703.306 Section 703.306 Employees' Benefits... negotiable securities that may be deposited; conditions of deposit; acceptance of deposits. A self-insurer or...

  4. Crop insurance: Risks and models of insurance

    Directory of Open Access Journals (Sweden)

    Čolović Vladimir

    2014-01-01

    Full Text Available The issue of crop protection is very important because of a variety of risks that could cause difficult consequences. One type of risk protection is insurance. The author in the paper states various models of insurance in some EU countries and the systems of subsidizing of insurance premiums by state. The author also gives a picture of crop insurance in the U.S., noting that in this country pays great attention to this matter. As for crop insurance in Serbia, it is not at a high level. The main problem with crop insurance is not only the risks but also the way of protection through insurance. The basic question that arises not only in the EU is the question is who will insure and protect crops. There are three possibilities: insurance companies under state control, insurance companies that are public-private partnerships or private insurance companies on a purely commercial basis.

  5. 48 CFR 9904.416 - Accounting for insurance costs.

    Science.gov (United States)

    2010-10-01

    ... 48 Federal Acquisition Regulations System 7 2010-10-01 2010-10-01 false Accounting for insurance costs. 9904.416 Section 9904.416 Federal Acquisition Regulations System COST ACCOUNTING STANDARDS BOARD... ACCOUNTING STANDARDS COST ACCOUNTING STANDARDS 9904.416 Accounting for insurance costs....

  6. 48 CFR 3452.228-70 - Required insurance.

    Science.gov (United States)

    2010-10-01

    ... 48 Federal Acquisition Regulations System 7 2010-10-01 2010-10-01 false Required insurance. 3452.228-70 Section 3452.228-70 Federal Acquisition Regulations System DEPARTMENT OF EDUCATION ACQUISITION REGULATION CLAUSES AND FORMS SOLICITATION PROVISIONS AND CONTRACT CLAUSES Texts of Provisions and Clauses 3452.228-70 Required insurance. As...

  7. 建立存款保险制度对地方性金融机构的影响研究——以延边州农村金融机构为例%Study on the influence on local financial institution by the establishment of deposit insurance system:Take Yianbian rural financial institution example

    Institute of Scientific and Technical Information of China (English)

    李占伟

    2012-01-01

    建立存款保险制度是成熟市场经济国家的通行做法,我国存款保险立法的步伐也正在加紧。建立存款保险制度对地方性金融机构到底有何影响,本文以延边州农村金融机构为例,通过定性定量分析,提出若干建议,以期既能保证存款保险制度的适时推出,又尽可能减少政策对地方性金融机构的震动。%It is the common practice for mature market economy country, and the steps of deposit insurance legislation in china is also being speeded up. In order to find out how much influence of the establishment of deposit insurance system to the local financial institution, some suggestions, based on the example of Yanbian rural financial institution, are put forward in this paper by using qualitative and quantitative methods, so as to make sure the timely launch of deposit insurance system and reduce the influence of the establishment of deposit insurance system on local financial institution.

  8. HEALTH INSURANCE

    CERN Multimedia

    Division HR

    2000-01-01

    Change of name for AUSTRIA As of October 1, the AUSTRIA Assurances S.A. company will change its name to: UNIQA Assurances S.A. It inherits the same name as its parent Austrian company, which adopted it towards the end of 1999. This change has no effect on the contract which binds it to CERN for the administration of our Health Insurance Scheme. New insurance cards will be sent to you by UNIQA and the printed forms and envelopes will gradually be updated with the new name. Postal and phone addresses remain unaffected by the change. You should address your postal mail to: UNIQA Assurances rue des Eaux Vives 94 case postale 6402 1211 Genève 6 You may telephone your usual contact persons at the same numbers as before and send e-mails to the UNIQA office at CERN at: UNIQA.Assurances@cern.ch

  9. HEALTH INSURANCE

    CERN Multimedia

    2000-01-01

    The CERN-AUSTRIA Agreement, which implemented CERN's health insurance scheme, expired on 31 December 1999.In accordance with CERN's rules, a call for tenders for the management of the health insurance scheme was issued and the contract was once again awarded to AUSTRIA. In June 1999, the Finance Committee thus authorised the Management to conclude a new contract with AUSTRIA, which came into force on 1st January 2000.Continuity is thus assured on favourable conditions and the transition from one contract to the other will entail no substantial changes in the system for those insured at CERN except for a few minor and purely formal amendmentsWHAT REMAINS UNCHANGEDThe list of benefits, i.e. the 'cover' provided by the system, is not changed;Neither is the reimbursement procedure.AUSTRIA's office at CERN and its opening hours as well as its city headquarters remain the same. The envelopes containing requests for reimbursement have had to be sent (since the end of 1998) to :Rue des Eaux-Vives 94Case postale 64021...

  10. 34 CFR 682.505 - Insurance premium.

    Science.gov (United States)

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Insurance premium. 682.505 Section 682.505 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan...

  11. 5 CFR 870.401 - Withholdings and contributions for Basic insurance.

    Science.gov (United States)

    2010-01-01

    ... Government pays one-third. (2) When OPM makes any adjustment to the Basic life insurance premium, it will... SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM Cost of Insurance § 870... agency withholds less than or none of the proper amount of Basic life insurance deductions from...

  12. 77 FR 28788 - Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Under the Patient Protection and...

    Science.gov (United States)

    2012-05-16

    ... HUMAN SERVICES 45 CFR Part 158 Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Under the... Federal Register on December 1, 2010, entitled ``Health Insurance Issuers Implementing Medical Loss Ratio... published in the Federal Register on December 30, 2010, entitled ``Health Insurance Issuers Implementing...

  13. 12 CFR 925.16 - Financial condition requirement for insurance company applicants.

    Science.gov (United States)

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Financial condition requirement for insurance company applicants. 925.16 Section 925.16 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME... Financial condition requirement for insurance company applicants. An insurance company applicant shall...

  14. 78 FR 17724 - Ivy Funds Variable Insurance Portfolios, et al.; Notice of Application

    Science.gov (United States)

    2013-03-22

    ... From the Federal Register Online via the Government Publishing Office SECURITIES AND EXCHANGE COMMISSION Ivy Funds Variable Insurance Portfolios, et al.; Notice of Application March 15, 2013 . AGENCY... Variable Insurance Portfolios (the ``Trust''), Waddell & Reed Investment Management Company...

  15. 77 FR 71423 - Medicare, Medicaid, and Children's Health Insurance Programs; Provider Enrollment Application Fee...

    Science.gov (United States)

    2012-11-30

    ... or Medicaid program or the Children's Health Insurance Program (CHIP); revalidating their Medicare... Health Insurance Programs; Additional Screening Requirements, Application Fees, Temporary Enrollment... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND...

  16. 75 FR 58203 - Medicare, Medicaid, and Children's Health Insurance Programs; Additional Screening Requirements...

    Science.gov (United States)

    2010-09-23

    .... Medicare, Medicaid, and Children's Health Insurance Programs; Additional Screening Requirements... Health Insurance Programs; Additional Screening Requirements, Application Fees, Temporary Enrollment... requirement for participation as a provider of health care services under a Federal health care program that...

  17. 75 FR 82277 - Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Requirements Under the Patient...

    Science.gov (United States)

    2010-12-30

    ... ``Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Requirements Under the Patient Protection... Health Insurance Issuers Implementing Medical Loss Ratio (MLR) Requirements accurately states our... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND...

  18. Forestry Standardization & Forestry Insurance

    Institute of Scientific and Technical Information of China (English)

    2006-01-01

    @@ Forestry insurance of our country has developed slowly,of which the main difficulty lies in predicting and determining forestry risk,confirming the sum insured,raising the premiums, indemnity for property loss,coordinating forestry insurance and forestry protection,and lack of insurance legal system etc.With the implementation of forestry's standardized project,and overcoming effectively the technological obstacle existing in forestry's insurance,the development speed of forestry's insurance will be accelerated too.

  19. Life Insurance In Russia: Features Of Regional Development

    Directory of Open Access Journals (Sweden)

    Evgenia Leonidovna Prokopjeva

    2015-03-01

    Full Text Available Life insurance is the economic tool allowing to accumulate large monetary funds at the level of the country, regions and certain insurers, and also providing growth of a standard of living of citizens and social stability in society. Subject matter of the research is the economic aspects of development of life insurance in regions of Russia. The purpose of the work — to carry out the comparative analysis of functioning of the markets for life insurance in territorial subjects of the Russian Federation, to reveal regularities and distinctive features of development of the markets and to define further prospects of branch. Methods of research: analysis, comparison, induction, analogy, mathematical modeling were used. The main results of research: life insurance — a demanded financial product in Moscow, but in regions of Russia demand for it is extremely limited; economic indicators of the market have low values and vary on territorial subjects of the Russian Federation; statistics of a variation confirm heterogeneity of functioning of the life insurance marketin comparison with the insurance market in general; life insurance volumes in regions of Russia significantly depend on activity of real sector of economy, thus have practically no close interrelation with the income of the population. Collaboration of authorities of all levels and insurance community is necessary for effective development of the life insurance marketin regions. The special attention has to be paid to price policy of insurers, increase of transparency of the movement of their financial streams and guarantees of recoverability of means of insurers.

  20. Insurance fraud on the Czech insurance market

    OpenAIRE

    Jastremská, Kateřina

    2015-01-01

    The thesis deals with insurance fraud on the Czech insurance market. The introductory section describes the actual state of the insurance market. Insurance fraud is presented in terms of legislation, their species and the general alarming indicators. The next section deals with internal fraud and depictures a brief profile of the typical internal fraudster, indicators of their suspicious behavior and ways of prevention. The following chapter describes the external fraud in the life and non-li...

  1. PERFIL DE RIESGO DE LAS COOPERATIVAS DE CRÉDITO ESPAÑOLAS: IMPLICACIONES EN EL COSTE DEL SEGURO DE DEPÓSITO / RISK PROFILE OF SPANISH CREDIT COOPERATIVES: IMPLICATIONS FOR THE COST OF DEPOSIT INSURANCE

    Directory of Open Access Journals (Sweden)

    Antonio PARTAL UREÑA

    2012-09-01

    Full Text Available La reforma propuesta por la Comisión Europea en julio de 2010, modificando el procedimiento para fijar las aportaciones que deben realizar las entidades de crédito a los sistemas de garantía de depósitos en función de su nivel de riesgo, supondrá cambios sustanciales en las cuotas que pagan actualmente. Este trabajo analiza el perfil de riesgo de las cooperativas españolas durante el período 2007-2010 y cuantifica su efecto sobre las contribuciones al Fondo de Garantía de Depósitos de Entidades de Crédito (FGDEC aplicando la metodología desarrollada por la Comisión. El estudio concluye con importantes evidencias sobre la evolución del perfil de riesgo del sector durante un periodo de recesión económica y el impacto de esta reforma, valorado a través del número de entidades que aumentarían su aportación y las variaciones en el coste del seguro respecto al sistema vigente. / The reform proposed by the European Commission in July 2010, modifying the procedure for determining the contributions which the banks must make to the deposit guarantee systems according to their level of risk will imply substantial changes in the fees currently paid. This paper analyzes the risk profile of Spanish cooperatives during 2007-2010 and quantifies their effect on contributions to the Deposit Guarantee Fund for Credit Institutions (FGDEC using the methodology proposed by the Commission. The study concludes with important evidence about the evolution of the risk profile of the sector in a period of economic recession and the impact of this reform, measured by means of the number of entities that would increase their input and variations in the cost of insurance in relation to the current system.

  2. TOPICAL ISSUES OF REGULATION AND CONTROL IN THE SPHERE OF INSURANCE

    Directory of Open Access Journals (Sweden)

    Nina F. Kuzovleva

    2014-01-01

    Full Text Available The article deals with urgent problems of regulation in connection with the transfer of responsibility for supervision of the insurance industry to the Central Bank of the Russian Federation. It is proposed to tighten supervision sectors of the insurance market, engaged in long term insurance and obligatory types of insurance, as well as the structure of insurance reserves, transfered in trust management.

  3. The Impact of Deposit Insurance System on China’s Banking Industry---From an International Comparison Perspective%存款保险制度对我国银行业的影响--基于国际比较视角

    Institute of Scientific and Technical Information of China (English)

    卢文华; 段鸿济

    2015-01-01

    There are remarkable characteristics for the deposit insurance system in the United States, Britain, Japan and Germany, as for its form of organization, institution-establishing way, authorization mode and fund system.On March 31, 2015, the “Deposit Insurance Regulations” was opened to the public after years of deliberation, which marks the formal establishment of the deposit insurance system in China.Compared with the effect of deposit insur-ance system upon the banking sector in the four countries, the system which will come into effect on May 1, 2015 will make China’s banking industry face more opportunities and challenges.Drawing from the experiences in bank-ing industry development in these four countries, the paper proposes some countermeasures for China’s banking in-dustry in responding to the deposit insurance system.%美国、英国、日本及德国实施的存款保险制度在制度组织形式、保险机构组建方式、授权模式以及基金体系方面具有显著特征。2015年3月31日,酝酿多年的《存款保险条例》正式发布,这标志着我国存款保险制度正式建立。与四国存款保险制度对银行业的影响相比,即将于今年5月1日起施行的这一制度将使得我国银行业机遇与挑战并存,在借鉴四国银行业发展经验的基础上,提出了我国银行业在应对存款保险制度实施时应采取的策略。

  4. Women's Health Insurance Coverage

    Science.gov (United States)

    ... Women's Health Policy Women’s Health Insurance Coverage Women’s Health Insurance Coverage Oct 21, 2016 Facebook Twitter LinkedIn Email ... of the ACA on women’s coverage. Sources of Health Insurance Coverage Employer-Sponsored Insurance: Approximately 57.5 million ...

  5. Alternative health insurance schemes

    DEFF Research Database (Denmark)

    Keiding, Hans; Hansen, Bodil O.

    2002-01-01

    In this paper, we present a simple model of health insurance with asymmetric information, where we compare two alternative ways of organizing the insurance market. Either as a competitive insurance market, where some risks remain uninsured, or as a compulsory scheme, where however, the level...... competitive insurance; this situation turns out to be at least as good as either of the alternatives...

  6. 76 FR 53378 - Cost Accounting Standards: Accounting for Insurance Costs

    Science.gov (United States)

    2011-08-26

    ... BUDGET Office of Federal Procurement Policy 48 CFR Part 9904 Cost Accounting Standards: Accounting for Insurance Costs AGENCY: Cost Accounting Standards Board (Board), Office of Federal Procurement Policy (OFPP... Office of Federal Procurement Policy (OFPP), Cost Accounting Standards (CAS) Board, is providing...

  7. Yearly Data for Asian & Pacific Islander Language Preferences of Social Security Disability Insurance Claimants (2016 Onwards)

    Data.gov (United States)

    Social Security Administration — This data set provides annual volumes for API language preferences at the national level of individuals filing claims for Disability insurance benefits from federal...

  8. 76 FR 64174 - Public Input on the Report to Congress on How To Modernize and Improve the System of Insurance...

    Science.gov (United States)

    2011-10-17

    ... coordination of insurance regulation; 7. The costs and benefits of potential Federal regulation of insurance... policyholder claims over other unsecured general creditor claims; iii. In the case of life insurance companies... Public Input on the Report to Congress on How To Modernize and Improve the System of Insurance...

  9. 12 CFR 250.412 - Interlocking relationships between member bank and insurance company-mutual fund complex.

    Science.gov (United States)

    2010-01-01

    ... mutual fund shares and life insurance policies that would provide increased competitive strength in a... Fund, Inc. (“Fund”), the mutual fund, was closely related to X Life Insurance Company (“Insurance... and insurance company-mutual fund complex. 250.412 Section 250.412 Banks and Banking FEDERAL...

  10. NATIONAL INSURANCE MARKETS IN FORMATION OF EURASIAN ECONOMIC SPACE

    Directory of Open Access Journals (Sweden)

    A. Sembekov

    2013-08-01

    Full Text Available The article considers some of the problems of national insurance markets of Kazakhstan, Belarus and the Russian Federation in terms of integration associations of the Customs Union, the Eurasian Economic Community, activities of the Eurasian Economic comission for future of EES. Presented the analysis of general indicators of the insurance markets that characterize the level of development. Based on a comparative analysis concluded conclusions and recommendations in order to ensure the competitiveness of the insurance market in Kazakhstan.

  11. 78 FR 17612 - Health Insurance Providers Fee; Correction

    Science.gov (United States)

    2013-03-22

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF THE TREASURY Internal Revenue Service 26 CFR Part 57 RIN 1545-BL20 Health Insurance Providers Fee; Correction AGENCY... entities engaged in the business of providing health insurance for United States health risks. FOR FURTHER...

  12. 45 CFR 1309.23 - Insurance, bonding and maintenance.

    Science.gov (United States)

    2010-10-01

    ... 45 Public Welfare 4 2010-10-01 2010-10-01 false Insurance, bonding and maintenance. 1309.23 Section 1309.23 Public Welfare Regulations Relating to Public Welfare (Continued) OFFICE OF HUMAN... of Federal Interest § 1309.23 Insurance, bonding and maintenance. (a) At the time of acquiring...

  13. 75 FR 24470 - Health Care Reform Insurance Web Portal Requirements

    Science.gov (United States)

    2010-05-05

    ... health insurance coverage options in that State. In implementing these requirements, we seek to develop a... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND HUMAN SERVICES Office of the Secretary 45 CFR Part 159 RIN 0991-AB63 Health Care Reform Insurance Web...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SIMPSON COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, PA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, KANSAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. Digital Flood Insurance Rate Map Database, Bradford County, Pennsylvania, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Franklin COUNTY, Kentucky

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MACON COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, ILLINOIS USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, AL

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRANKLIN COUNTY, IOWA, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCINTOSH COUNTY, GEORGIA, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JUNEAU COUNTY, WISCONSIN, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SAUK COUNTY, WISCONSIN, USA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Colbert COUNTY, AL

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Spalding County, GA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GUNNISON COUNTY, COLORADO, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OSAGE COUNTY, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DODGE COUNTY, NEBRASKA, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHAWNEE COUNTY, USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Douglas COUNTY, Nevada

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SANDUSKY COUNTY, OHIO, USA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF RADFORD, VIRGINIA

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLAY COUNTY, GEORGIA, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WEBSTER COUNTY, KY

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, NEBRASKA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MCCRACKEN COUNTY, KY

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OCEANA COUNTY, MICHIGAN, USA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JEFFERSON COUNTY, AR, USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SCREVEN COUNTY, GEORGIA, USA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Barnwell COUNTY, South Carolina

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GADSDEN COUNTY, FL, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FINNEY COUNTY, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARLBORO COUNTY, SC

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONTGOMERY COUNTY, GEORGIA, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Wilcox COUNTY, AL

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILCOX COUNTY, GEORGIA, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RALLS COUNTY, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARION COUNTY, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FOREST COUNTY, WISCONSIN, USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLAY COUNTY, AR

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BARRY COUNTY, MI

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LOGAN COUNTY, KY

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BAY COUNTY, FLORIDA, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, FLORIDA, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MADERA COUNTY, CALIFORNIA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DUTCHESS COUNTY, NEW YORK

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Cole COUNTY, USA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EUREKA COUNTY, NEVADA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BLAINE COUNTY, IDAHO

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, YANKTON, SOUTH DAKOTA, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALAMEDA COUNTY, CALIFORNIA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KAUAI COUNTY, HAWAII, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DADE COUNTY, GEORGIA, USA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RAVALLI, MONTANA, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ESCAMBIA COUNTY, AL

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COOS COUNTY, OREGON, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Washington COUNTY, NE

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Lincoln COUNTY, New Mexico

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LARUE COUNTY, KY

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP, CITY OF PORTLAND, OREGON

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CASS COUNTY, NEBRASKA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COLFAX COUNTY, NEBRASKA

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Adair County, OK

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ORANGE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONROE COUNTY, GEORGIA, USA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEVADA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHOSHONE COUNTY, IDAHO

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Taylor County, GA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHENANGO COUNTY, NEW YORK

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STE. GENEVIEVE, MO, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BROOKS COUNTY, TEXAS

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BONNER COUNTY, IDAHO

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Pike COUNTY, OHIO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Campbell COUNTY, Kentucky

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NAPA COUNTY, CALIFORNIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARION COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WAKULLA COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. PRELIMINARY DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STEPHENS COUNTY, OK

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MEEKER COUNTY, MINNESOTA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MAVERICK COUNTY, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BANKS COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PIKE COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE ROCKLAND COUNTY, NY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Kenton COUNTY, Kentucky

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WAYNE COUNTY, USA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BENSON COUNTY, NORTH DAKOTA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BUTTE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWTON COUNTY, MISSOURI, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ELLIOTT COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BRYAN COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COOS COUNTY, OREGON, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Buckingham County, VA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEA COUNTY, NM, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Spartanburg County, South Carolina

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WHITFIELD COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information And supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Douglas COUNTY, Nevada

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KLEBERG COUNTY, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GOLIAD COUNTY, TEXAS, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ATASCOSA COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILSON COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Franklin County, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WAYNE COUNTY, PENNSYLVANIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BARNSTABLE COUNTY, MA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HAMILTON COUNTY, OHIO

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HENRY COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  1. Digital Flood Insurance Rate Map Database, Westmoreland County, Virginia, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CITY OF RICHMOND, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, YUMA COUNTY, ARIZONA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, INGHAM COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TODD COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LICKING COUNTY, OHIO USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEE COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RIVERSIDE COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE,CAMDEN COUNTY, GEORGIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JACKSON COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PASCO COUNTY, FLORIDA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LOWNDES COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EFFINGHAM COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHARLTON COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BRADFORD COUNTY, FL, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, UNION COUNTY, FLORIDA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DAKOTA COUNTY, MINNESOTA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRANT COUNTY, WISCONSIN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk;...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LIBERTY COUNTY, GEORGIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HENDERSON COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VERMILION COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BOONE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JEFFERSON COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KNOX COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MASON COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KANE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILLIAMSON COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WHITESIDE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PIATT COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRUNDY COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAWRENCE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MACON COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Scotland County, North Carolina

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RANDALL COUNTY, TX, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMNER COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PEMBINA COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDLAND COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Liberty County, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALKER COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASHINGTON COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Tuolumne County, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MARSHALL, IOWA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LINN COUNTY, IA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MUSCATINE COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAFAYETTE COUNTY, MISSOURI, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BUTLER COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BATH COUNTY, KY

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EDGEFIELD COUNTY, SC

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DRAFT DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LANCASTER COUNTY, SC

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COLES COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMTER COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Smith COUNTY, Tennessee

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, VAL VERDE COUNTY, TEXAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BUTLER COUNTY, NE

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASATCH COUNTY, UTAH, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE FOR HOWARD COUNTY, NEBRASKA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLARK COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUFFOLK COUNTY, MA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DUKES COUNTY, MA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CRAIG COUNTY, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TALLADEGA COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HALIFAX COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILSON COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, EDGECOMBE COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GREENE COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LENOIR COUNTY, NORTH CAROLINA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — This Flood Insurance Study was produced through a cooperative partnership between the State of North Carolina and FEMA. The North Carolina Floodplain Mapping...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CAMERON COUNTY, PA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLINTON COUNTY, MISSOURI, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Marion County, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, KANSAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SALINE COUNTY, ILLINOIS USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHAMPAIGN COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Linn County, Oregon, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COBB COUNTY, GEORGIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TRUMBULL COUNTY, OHIO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SCOTT COUNTY, MISSOURI

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CRAWFORD COUNTY, MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ETOWAH COUNTY, AL

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WORCESTER COUNTY, MASSACHUSETTS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONROE COUNTY MICHIGAN, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  4. Digital Flood Insurance Rate Map Database, Sussex County, Delaware, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, OTTAWA COUNTY, OHIO, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SAN JACINTO COUNTY, TX

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Letcher COUNTY, Kentucky

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAWRENCE COUNTY, AR

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Accomack County, VIRGINIA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RALEIGH COUNTY, WV, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SOLANO COUNTY, CALIFORNIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BATES COUNTY, MISSOURI, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HURON COUNTY, MICHIGAN USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LEE COUNTY, FLORIDA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RED WILLOW COUNTY, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, THURSTON COUNTY, NEBRASKA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GWINNETT COUNTY, GEORGIA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALLAMAKEE COUNTY, IOWA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHICKASAW COUNTY, IOWA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BOONE COUNTY, IOWA, USA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Scott, Iowa, USA

    Data.gov (United States)

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  2. FINAL DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHEROKEE COUNTY, SC

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Delaware County, New York

    Data.gov (United States)

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  4. Digital Flood Insurance Rate Map for Randolph County, IN

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BOYLE COUNTY, KY

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARRISON COUNTY, KY

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Berks County, Pennsylvania, USA

    Data.gov (United States)

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  8. Digital Flood Insurance Rate Map Database, Randolph County, AR, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LAURENS COUNTY, SC

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DESOTO COUNTY, FL, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CULLMAN COUNTY, AL

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MACOMB COUNTY, MI

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Perry COUNTY, PENNSYLVANIA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DINWIDDIE COUNTY, VIRGINIA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, POLK COUNTY, TX

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Ottawa County, OK

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TAYLOR COUNTY, FL, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NAPA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILSON COUNTY, TEXAS, USA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WALLER COUNTY, TX

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ERIE COUNTY, PENNSYLVANIA

    Data.gov (United States)

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  2. Digital Flood Insurance Rate Map Database, Bradford County, Pennsylvania, USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CRAWFORD COUNTY, AR ,USA

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Lancaster County, VA, USA

    Data.gov (United States)

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  5. Digital Flood Insurance Rate Map Database, PRINCE GEORGE, VA, USA

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WESTMORELAND COUNTY, VA, USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CAMPBELL COUNTY, VA, USA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Northumberland County, VA, USA

    Data.gov (United States)

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  9. Digital Flood Insurance Rate Map Database, Charles County, Maryland, USA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONTGOMERY COUNTY, AL

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MADISON COUNTY, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMTER COUNTY, FLORIDA, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BACON COUNTY, GEORGIA, USA

    Data.gov (United States)

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  14. Digital Flood Insurance Rate Map Database, Allegheny County, Pennsylvania, USA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FOREST COUNTY, PA, USA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GRANT COUNTY, New Mexico

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WILSON COUNTY, TENNESSEE

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHRISTIAN COUNTY, KY

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MENDOCINO COUNTY, CALIFORNIA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIDDLESEX COUNTY, MASSACHUSETTS

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TRAVIS COUNTY, TEXAS

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ALBEMARLE COUNTY, VIRGINIA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NIAGARA COUNTY, NEW YORK

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Oswego COUNTY, New York

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BALTIMORE COUNTY, MARYLAND

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WOODFORD COUNTY, ILLINOIS USA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Dooly County, GA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, COOPER COUNTY, MISSOURI, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BANDERA COUNTY, TEXAS

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CARBON COUNTY, UTAH

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MONROE COUNTY, NEW YORK

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, BROWN COUNTY, MN, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP, SUTTER COUNTY, CALIFORNIA (UNINCORPORATED AREAS)

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP, CITY OF MCGRATH, ALASKA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TAMA COUNTY, IOWA

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LOGAN COUNTY, ILLINOIS USA

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, LABETTE COUNTY, KANSAS

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SUMMERS COUNTY, WEST VIRGINIA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CALDWELL PARISH, LOUISIANA, USA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, GLOUCESTER COUNTY, NEW JERSEY

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Warren County, Tennessee

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PITTSYLVANIA COUNTY, VIRGINIA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STARR COUNTY, TEXAS

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RANDOLPH COUNTY, WV, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, STARK COUNTY, OHIO

    Data.gov (United States)

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  6. FINAL DIGITAL FLOOD INSURANCE RATE MAP DATABASE, INYO COUNTY, CA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RIVERSIDE COUNTY, CALIFORNIA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLARK COUNTY, KY

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CODINGTON COUNTY, SOUTH DAKOTA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, PIMA COUNTY, ARIZONA, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MADISON COUNTY, FLORIDA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, NEWPORT COUNTY, RHODE ISLAND

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, DUBUQUE COUNTY, IA, USA

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MIAMI COUNTY, KANSAS, USA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Mobile COUNTY, AL

    Data.gov (United States)

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  16. PRELIMINARY DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CHESTERFIELD COUNTY, SC

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SISKIYOU COUNTY, CALIFORNIA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Charles COUNTY, MD, USA

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MODOC COUNTY, CALIFORNIA

    Data.gov (United States)

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  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TULARE COUNTY, CALIFORNIA

    Data.gov (United States)

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  1. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FANNIN COUNTY, GEORGIA, USA

    Data.gov (United States)

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  2. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TOOMBS COUNTY, GEORGIA, USA

    Data.gov (United States)

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  3. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARDIN COUNTY, TX

    Data.gov (United States)

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  4. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, KENTON COUNTY, KENTUCKY, USA

    Data.gov (United States)

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  5. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Medina COUNTY, OHIO

    Data.gov (United States)

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  6. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, Pike County, GA

    Data.gov (United States)

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  7. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASHTENAW COUNTY, MICHIGAN, USA

    Data.gov (United States)

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  8. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, ST. FRANCOIS COUNTY, USA

    Data.gov (United States)

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  9. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, FRESNO COUNTY, CALIFORNIA

    Data.gov (United States)

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  10. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CLEARFIELD COUNTY, PA, USA

    Data.gov (United States)

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  11. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, SHELBY COUNTY, OHIO, USA

    Data.gov (United States)

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  12. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TUSCARAWAS COUNTY, USA

    Data.gov (United States)

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  13. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, New London County, CT

    Data.gov (United States)

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  14. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, JONES COUNTY, GEORGIA, USA

    Data.gov (United States)

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  15. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, WASHINGTON COUNTY, AL

    Data.gov (United States)

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  16. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, HARTFORD COUNTY, CONNECTICUT

    Data.gov (United States)

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  17. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, TEHAMA COUNTY, CALIFORNIA, USA

    Data.gov (United States)

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  18. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, MERCER COUNTY, KY

    Data.gov (United States)

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  19. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, RENO COUNTY, KANSAS

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk information and supporting data used to develop the risk data. The primary risk...

  20. DIGITAL FLOOD INSURANCE RATE MAP DATABASE, CASCADE COUNTY, MONTANA, USA

    Data.gov (United States)

    Federal Emergency Management Agency, Department of Homeland Security — The Digital Flood Insurance Rate Map (DFIRM) Database depicts flood risk Information And supporting data used to develop the risk data. The primary risk;...