IFRS and US GAAP convergence in the area of borrowing costs
Directory of Open Access Journals (Sweden)
Hana Bohušová
2009-01-01
Full Text Available An agreement from Norwalk was issued in September 2002 on the basis of negotiations of Financial Accounting Standards Board (FASB a International Accounting Standards Board (IASB for the elimination of restrictions in the form of two different systems of financial reporting. The aim is to ensure absolute compatibility of existing U.S. GAAP and IFRS and the coordination of work programs in the future. Document Memorandum of Understanding was issued in 2006 in the frame of ongoing process of convergence, in which the FASB and IASB confirm their intention to create high-quality and global financial reporting standards. In this document there are specified areas, which would lead to convergence of procedures.Borrowing costs have been one from the fields, which was the subject of convergence works. U.S. GAAP dictated capitalization of borrowing costs incurred in connection with the acquisition of qualifying assets, while the IAS/IFRS leaved the decision on accounting entities, how it recognize and record borrowing costs incurred in connection with the acquisition of the assets.In the beginning, the method of analysis and description is used to identify and describe the basic difference of both systems, which had existed before the initiation of convergence within the frame of “Borrowing Costs” project. The above mentioned primary analysis has served as the basis for the further comparative analysis and synthesis.The paper further presents comparative analysis of two basic methodical approaches towards the borrowing costs reporting incurred in relation to the acquisition of the qualifying assets, which was possible to apply until 31st Dec 2008 under IFRS system.The comparative analysis is based on empirical company data. The subjects are mainly the differences in the indicators, which are used for the evaluation of the company financial situation. According (Suvova, 1999, mainly the indicators of vertical analysis of property and capital structure
Environment - Borrow Area for Temporary Levee
Army Corps of Engineers, Department of the Army, Department of Defense — This data represents the location of a borrow site for construction materials used in temporary levee building during flood events. The footprint of these areas have...
International Nuclear Information System (INIS)
Miller, D.G.
1992-09-01
This report describes the mission and functional requirements for the development of a borrow area and the associated haul route to support closure and/or remediation of Waste Area Grouping (WAG) 6 and other WAGs at Oak Ridge National Laboratory. This document specifies the basic functional requirements that must be met by the borrow area and haul route developed to produce low-permeability soil for the covers or caps at WAG 6
Energy Technology Data Exchange (ETDEWEB)
Van Lonkhuyzen, R.; Yin, S.; Hlohowskyj, I.
1995-02-01
The US Department of Energy is conducting cleanup operations at the Weldon Spring site, St. Charles, Missouri, that will include development of a 77-ha (191-acre) soil borrow area. Eight wetlands, including riverine and palustrine emergent wetland types and totaling 0.9 ha (2.2 acres), will be eliminated during excavation of the borrow area. A 23-ha (57-acre) wetland/shorebird complex will be created at the Busch Conservation Area. The complex will include 2 ha (5 acres) of palustrine emergent wetland as mitigation for wetland losses in the borrow area.
7 CFR 1717.857 - Refinancing of existing secured debt-distribution and power supply borrowers.
2010-01-01
... the proposed loan; (4) The borrower's financial and statistical report, the data in which shall not be... delinquency and the reasons therefor; and a certification, if not previously provided, that the borrower has...
Xue, Z.; Wilson, C.; Bentley, S. J.; Xu, K.; Liu, H.; Li, C.; Miner, M. D.
2017-12-01
Barrier islands provide protection to interior wetlands and maintain estuarine gradients. Mississippi River delta plain barrier islands are undergoing rapid disintegration due to high rates of subsidence and a deficit in the coastal sand supply. To mitigate for barrier island land loss, Louisiana has implemented a restoration program that intends to supplement coastal sand deficits by introducing sand from outside of the active coastal system. Inner-shelf shoals offshore Louisiana are one of the only sand resource options containing large volumes of restoration quality sand. Ship Shoal is one of these inner-shelf shoals that was produced by marine reworking of former Mississippi River Delta barrier island sediments during late Holocene time. Though indirect effects to protected areas or infrastructure adjacent to excavations have been considered, there is a paucity of observational data on their evolution. Caminada borrow area, dredged in 2013-2016 for the Caminada Headland Restoration Project, provides a valuable opportunity to validate and improve predictive models for how borrow areas evolve. In July 2017, a subbottom and bathymetric geophysical survey was conducted and sediment cores were collected to test the hypothesis that sedimentation within the excavation is affected by lateral bedload transport after initial rapid infill as slopes equilibrate. Preliminary results show the sediment within the excavation is predominantly very fine sand with isolated mud drapes. These sediments overlay older delta complex muddy strata. This contrasts strongly with other dredge pits outside of shoal areas and closer to shore, which have been infilled largely by advection of fine suspended sediments of fluvial origin. Laboratory work on cores will include laser grain size, x-ray analyses of sedimentary structures, and radiochemistry analyses for rates and age of deposition. With the knowledge of stratigraphy and sediment dynamics surrounding the dredge pit, we can quantify
A note on migration with borrowing constraints.
Ghatak, S; Levine, P
1994-12-01
"This note examines an important conflict between the theory and evidence on migration in LDCs. While the Harris-Todaro class of models explain the phenomenon of migration mainly by expected income differential between the economically advanced and the backward regions, the actual evidence in some cases suggests that migration could actually rise following a rise in income in backward areas. We resolve this puzzle by analysing migration in the context of the existence of imperfect credit markets in LDCs. We show that under certain plausible conditions, the rate of migration from the rural to the urban areas may actually rise when rural wages rise, as they ease the constraints on borrowing by potential migrants." excerpt
Environmental Assessment Use of Existing Borrow Areas, Hanford Site, Richland, Washington
International Nuclear Information System (INIS)
2001-01-01
The U.S. Department of Energy (DOE) operates the Hanford Site near Richland, Washington. The DOE needs to identify and operate onsite locations for a continued supply of raw aggregate materials [approximately 7,600,000 cubic meters (10,000,000 cubic yards) over the next 10 years] for new facility construction, maintenance of existing facilities and transportation corridors, and fill and capping material for remediation and other sites
34 CFR 682.604 - Processing the borrower's loan proceeds and counseling borrowers.
2010-07-01
... 34 Education 3 2010-07-01 2010-07-01 false Processing the borrower's loan proceeds and counseling...'s loan proceeds and counseling borrowers. (a) General. (1) This section establishes rules governing a school's processing of a borrower's Stafford or PLUS loan proceeds, and for counseling borrowers...
International Nuclear Information System (INIS)
1997-03-01
The Department of Energy (DOE) prepared this Environmental Assessment (EA) to assess the potential environmental impacts of the proposed expansion and operation of an existing borrow pit at the Savannah River Site (SRS), located near Aiken, South Carolina. A borrow pit is defined as an excavated area where material has been dug for use as fill at another location. The proposed action would entail the areal enlargement, continued operation, and eventual close-out of the established facility known as the Central Shops Borrow Pit. Operations at SRS supporting waste site closure and the construction and maintenance of site facilities and infrastructure require readily available suitable soil for use as fill material. With the recent depletion of the other existing on-site sources for such material, DOE proposes to expand the existing facility. The National Environmental Policy Act requires the assessment of environmental consequences of Federal actions that may affect the quality of the human environment. Based on the potential for impacts described herein, DOE will either publish a Finding of No Significant Impact or prepare an Environmental Impact Statement (EIS)
Liu, H.; Xu, K.; Bentley, S. J.; Li, C.; Miner, M. D.; Wilson, C.; Xue, Z.
2017-12-01
Sandy barrier islands along Louisiana coast are degrading rapidly due to both natural and anthropogenic factors. Ship Shoal is one of the largest offshore sand resources, and has been used as a borrow area for Caminada Headland Restoration Project. Our knowledge of sediment transport and infilling processes in this new sandy and dynamic borrow area is rather limited. High resolution sub-bottom seismic data, side scan sonar images, multi-beam bathymetry and laser sediment grain size data were used to study seafloor morphological evolution and pit wall stability in response to both physical and geological processes. The multi-beam bathymetry and seismic profiling inside the pit showed that disequilibrium conditions led to rapid infilling in the pits at the beginning, but this process slowed down after the pit slope became stable and topography became smooth. We hypothesize that the erosion of the adjacent seabed sediment by energetic waves and longshore currents, the supply of suspended sediment from the rivers, and the erodible materials produced by local mass wasting on pit walls are three main types of infilling sediments. Compared with mud-capped dredge pits, this sandy dredge pit seems to have more gentle slopes on pit walls, which might be controlled by the angle of repose. Infilling sediment seems to be dominantly sandy, with some mud patches on bathymetric depressions. This study helps us better understand the impacts of mining sediment for coastal restoration and improves sand resource management efforts.
Borrowing Abroad: The Debtor's Perspective
Richard N. Cooper; Jeffrey Sachs
1984-01-01
This paper addresses the question of external borrowing from the perspective of the borrowing country. The first section sketches a formal framework for optimal borrowing by a developing country, as seen from the planner's point of view. The next three sections use this framework for the development of three important limits on external borrowing: the problem of solvency, the problem of liquidity and the problem created by the possibility of repudiation. The fifth section relates external bor...
Fish assemblages in borrow-pit lakes of the Lower Mississippi River
Miranda, Leandro E.; Killgore, K. J.; Hoover, J.J.
2013-01-01
Borrow-pit lakes encompass about a third of the lentic water habitats (by area) in the active floodplain of the Lower Mississippi River, yet little is known about their fish assemblages. We investigated whether fish assemblages supported by borrow-pit lakes resembled those in oxbow lakes to help place the ecological relevance of borrow-pit lakes in context with that of natural floodplain lakes. In all, we collected 75 fish species, including 65 species in eight borrow-pit lakes, 52 species in four riverside oxbow lakes, and 44 species in eight landside oxbow lakes. Significant differences in several species richness metrics were evident between borrow-pit lakes and landside oxbow lakes but not between borrow-pit lakes and riverside oxbow lakes. All three lake types differed in fish assemblage composition. Borrow-pit lakes and riverside oxbow lakes tended to include a greater representation of fish species that require access to diverse environments, including lentic, lotic, and palustrine habitats; fish assemblages in landside oxbow lakes included a higher representation of lacustrine species. None of the fish species collected in borrow-pit lakes was federally listed as threatened or endangered, but several were listed as species of special concern by state governments in the region, suggesting that borrow-pit lakes provide habitat for sensitive riverine and wetland fish species. Differences in fish assemblages among borrow-pit lakes were linked to engineered morphologic features, suggesting that diversity in engineering can contribute to diversity in fish assemblages; however, more research is needed to match engineering designs with fish assemblage structures that best meet conservation needs.
7 CFR 1718.52 - Existing mortgages.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Existing mortgages. 1718.52 Section 1718.52 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Mortgage for Distribution Borrowers § 1718.52...
7 CFR 1735.14 - Borrower eligibility.
2010-01-01
... liability company. [58 FR 66253, Dec. 20, 1993, as amended at 64 FR 50429, Sept. 17, 1999; 65 FR 42619, July... in rural areas as of October 28, 1949; and (3) Cooperative, nonprofit, limited dividend or mutual..., nonprofit, limited dividend, or mutual associations. To be eligible for a loan, a borrower: (1) Must have...
7 CFR 1962.46 - Deceased borrowers.
2010-01-01
... Deceased borrowers. Immediately on learning of the death of any person liable to the Agency, the County... official as directed by OGC or it will be referred by OGC to the U.S. Attorney for filing if representation... the borrower for their support at the time of the borrower's death, continuation may be approved...
Directory of Open Access Journals (Sweden)
Kaneeva Anna Vitalievna
2015-06-01
Full Text Available The study of morphological assimilation is an important and mandatory problem as far as the native speaker media will be comfortable using the term of the borrowing language in the flow of speech, without considering the specific grammatical forms, largely determines its subsequent semantic assimilation, its incorporation into a particular terminology system. The analysis clearly shows the place of French borrowings in the morphological system of the Russian language, helps to identify the most significant differences between the structures of the two languages. At the same time it suggests that many French terminology borrowings morphologically assimilated fairly well, there were some groups in the Russian language, which transformed morphologically French elements falling into Russian. This makes borrowings more smooth, and loan word, provided that it actually meets the needs of the language - receptor in the host language adapts quickly and easily absorbed by native speakers
Brazilian Credit Union Member Groups: Borrower-dominated, Saver-dominated or Neutral Behavior?
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Valéria Gama Fully Bressan
2013-01-01
Full Text Available Theoretical models concerning Credit Unions (CUs suggest that the type of CU domination determines the way it allocates the monetary value it generates. A borrower- (saver- dominated CU benefits borrower (saver members at the expenses of saver (borrower members, and a neutral CU equally benefits its member groups.This paper applies direct measure of monetary benefits to each member group (Patin & McNiel, 1991a to testfor the existence of dominated behavior in Brazilian CUs, and is the first to apply panel data regressions to identify the determinants of CUs behavior. We use a unique panel data with 40,664 observations taken from 533 CUs affiliated with the largest Brazilian cooperative network. Results indicate Brazilian CUs are dominated by borrowers, but behave close to neutrality. Panel regression estimates show that common or multiple bond type,size and overdue loans of a CU have no effect on its behavior, the greater the total amount of loans over social capital and adjusted equity over total assets are the more likely a CU is borrower dominated, and the greater the age and current operational expenses over total asset of a CU are the more likely a CU is saver dominated.
Borrowing Money. Science and Technology Education in Philippine Society.
Philippines Univ., Quezon City. Inst. for Science and Mathematics Education Development.
This module discusses several borrowing schemes to help students see more clearly the effects of borrowing money on both the lender and the borrower. They include borrowing from personal lenders, from "5-6" operators, and from credit unions. Three exercise sets with answers (one for each borrowing scheme), a short list of references, and…
7 CFR 1717.653 - Borrowers in default.
2010-01-01
..., to be in the financial interest of the government with respect to loan security and/or repayment. If... AGRICULTURE POST-LOAN POLICIES AND PROCEDURES COMMON TO INSURED AND GUARANTEED ELECTRIC LOANS Investments, Loans, and Guarantees by Electric Borrowers § 1717.653 Borrowers in default. Any borrower not in...
External and Internal Conditionality of Language Borrowing
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Лилия Михайловна Букина
2016-12-01
Full Text Available This article looks at the factors that condition borrowings in language. The exposure of borrowings in the language system is based on precise differentiation of intralinguistic and extralinguistic factors. The theoretical basis for this study were the works of Russian and foreign scientists (Bagana Zh., Breiter M.A., Crystal D., Kryisin L.P., et al who were interested in such diversified phenomena as borrowings, in general, and in particular the reasons for them. Research is being conducted on the basis of the French language, certain illustrative units derived empirically in the process of researching these French websites: http://www.linternaute.com, http://www.elle.fr, http://www.wuzz.fr, http://www.eurosport.fr, etc. Borrowing can occur on all levels of language, but we considered the factors that facilitate borrowing and assimilation in the recipient language of lexical borrowings. The research is aimed at considering points of view of different linguists on the problem of borrowing into the recipient language and revealing similarities and differences in the views of scientists. Notwithstanding the fact that external reasons are acting as stimuli for borrowing, there are many linguistic research works that highlight their importance in the appearance and customization of foreign words in the recipient language. Intralinguistic factors dominate in the process of adopting a foreign word into the vocabulary of another language. Psychological factors play one of the key roles in the appearance of borrowings, as language contact is performed when bilingual speakers who have separate linguistic identities communicate. During the research the following methods were used: continuous sampling method, descriptive and analytical method, method of semantic analysis, method of comparison and contrasting.
Ashrapova, Alsu; Alendeeva, Svetlana
2014-01-01
This article is the result of a study of the influence of English and German on the Russian language during the English learning based on lexical borrowings in the field of economics. This paper discusses the use and recognition of borrowings from the English and German languages by Russian native speakers. The use of lexical borrowings from…
SEMANTIC DERIVATION OF BORROWINGS
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Shigapova, F.F.
2017-09-01
Full Text Available The author carried out the contrastive analysis of the word спикер borrowed into Russian from English and the English word speaker. The findings of the analysis include confirm (1 different derivational abilities and functions of the borrowed word and the native word; (2 distinctive features in the definitions, i.e. semantic structures, registered in monolingual non-abridged dictionaries; (3 heterogeneous parameters of frequencies recorded in the National Corpus of the Russian language and the British National Corpus; (4 absence of bilingual equivalent collocations with words спикер and speaker. The collocations with words studied revealed new lexical and connotative senses in the meaning of the word. Relevance of the study conducted is justified by the new facts revealed about the semantic adaptation of the borrowed word in the system of the Russian language and its paradigmatic and syntagmatic connections in the system of the recipient language.
ENGLISH BORROWINGS IN INDONESIAN NEWSPAPERS
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Iwan Fauzi
2015-12-01
Full Text Available This study represents a corpus-based study of English loan words in Bahasa Indonesia used by three foremost newspapers in Indonesia (Kompas, Koran Tempo, and Media Indonesia. There are 19,494 loan tokens of 3,538 loan types extracted from 3,671 texts published online on those media during around three months ranging from 1 April to 24 June 2012. This study compares two basic typologies of borrowing—established and non-established loans. Attestations are looked into in this study proving the evidence that the borrow ability of nouns is higher than otherword categories, linguistic typology of borrowing motivates linguistic adaptation, and word categories give a significant contribution to motivate linguistic adaptation as well. Keywords: sociolinguistics, borrowing, loanwords, morphological integration, linguistic adaptation
12 CFR 615.5030 - Borrowings from commercial banks.
2010-01-01
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowings from commercial banks. 615.5030... commercial banks. (a) Each System bank board, by resolution, shall authorize all commercial bank borrowings by that System bank. (b) The Financial Assistance Corporation may borrow from commercial banks with...
Lexical Modernization in Nepali: A Study of Borrowing.
Acharya, Jayaraj
1990-01-01
Focuses on the controversy among Nepali language specialists over the sources of lexical borrowing in Nepali. Lexical items currently are borrowed from both English and Sanskrit, and also Hindi/Urdu, Persian and Arabic. After reviewing Nepali history and language, the question of borrowing from different sources within different domains of…
Transaction Cost Of Borrowing Among Small Scale Farmers In ...
African Journals Online (AJOL)
The study examined transaction cost of borrowing among small scale farmers in Rivers State, Nigeria. Data was collected with the aid of structured questionnaire from 109 randomly selected small scale farmers in the study area. Data analysis was by frequency, percentage and mean. It was found that farmers mostly ...
7 CFR 765.202 - Borrower responsibilities.
2010-01-01
... or other security instruments; and (2) The cost of lien search reports; (d) Pay taxes on property...) Non-compliance with the provisions of loan agreements and documents, other than failure to meet... FLP loans by the borrower; (2) Borrower non-compliance will be considered by the Agency when making...
Congdon, Peter
2014-12-20
Existing analyses of trends in disability free life expectancy (DFLE) are mainly at aggregate level (national or broad regional). However, major differences in DFLE, and trends in these expectancies, exist between different neighbourhoods within regions, so supporting a small area perspective. However, this raises issues regarding the stability of conventional life table estimation methods at small area scales. This paper advocates a Bayesian borrowing strength technique to model trends in mortality and disability differences across 625 small areas in London, using illness data from the 2001 and 2011 population Censuses, and deaths data for two periods centred on the Census years. From this analysis, estimates of total life expectancy and DFLE are obtained. The spatio-temporal modelling perspective allows assessment of whether significant compression or expansion of morbidity has occurred in each small area. Appropriate models involve random effects that recognise correlation and interaction effects over relevant dimensions of the observed deaths and illness data (areas, ages), as well as major spatial trends (e.g. gradients in health and mortality according to area deprivation category). Whilst borrowing strength is a primary consideration (and demonstrated by raised precision for estimated life expectancies), so also is model parsimony. Therefore, pure borrowing strength models are compared with models allowing selection of random age-area interaction effects using a spike-slab prior, and in fact borrowing strength combined with random effects selection provides better fit. Copyright © 2014 John Wiley & Sons, Ltd.
34 CFR 685.304 - Counseling borrowers.
2010-07-01
... 34 Education 3 2010-07-01 2010-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is conducted...
The Impact of Bank Consolidation on Commercial Borrower Welfare
Karceski, J.; Ongena, S.; Smith, D.C.
2000-01-01
We estimate the impact of bank merger announcements on borrowers' stock prices for publicly-traded Norwegian firms.In addition, we analyze how bank mergers influence borrower relationship termination behavior and relate the propensity to terminate to borrower abnormal returns.We obtain four main
Studying borrower level risk characteristics of education loan in India
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Arindam Bandyopadhyay
2016-09-01
Full Text Available This paper empirically investigates the granular level risk of education loan using a cross section of data from 5000 borrowers obtained from four major public sector banks in India. The findings suggest that education loan defaults are mainly influenced by security, borrower margin, and repayment periods. The presence of guarantor or co-borrower and collateral significantly reduce default loss rates. The socioeconomic characteristics of borrowers and their regional locations also act as important factors associated with education loan defaults. The results suggest that by segmenting borrowers by probability of default and loss given default in a multidimensional scale, banks can adopt better risk mitigation and pricing strategies to resolve borrower problems.
The role and importance of the enterprise`s borrowed capital
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Dombrovska Sofiіa Oleksiyivna
2016-06-01
Full Text Available The paper presents scientific views of researches regarding the definition of “borrowed capital”. The basic functions of borrowed capital have been submitted, its classification on various grounds is highlighted. The article describes the features of borrowed capital, its advantages and disadvantages, considers management system of borrowed capital and problems of domestic enterprises in modern conditions of economic relations. The author proposed the main directions of the management improving of borrowed capital. The information will be useful for specialists in the field of financial management.
42 CFR 60.10 - How much can be borrowed?
2010-10-01
... school of public health, pharmacy, chiropractic, or a graduate program in health administration, clinical... pursuing a similar curriculum at that school. (b) Non-student borrower. An eligible nonstudent may borrow... 42 Public Health 1 2010-10-01 2010-10-01 false How much can be borrowed? 60.10 Section 60.10...
34 CFR 685.206 - Borrower responsibilities and defenses.
2010-07-01
... parent borrower, of the student, including any Federal Consolidation Loan or Direct Consolidation Loan... enrollment status, financial assistance, and employment records). (b)(1) The borrower shall promptly notify...
Fernandez, Chris
2016-01-01
To manage their loans effectively, U.S. postsecondary student loan borrowers must make a variety of important decisions that require significant knowledge and financial skills and entail considerable risk. Federal law requires colleges to provide student loan counseling to their federal student loan borrowers, but there is significant room for…
12 CFR 615.5250 - Disclosure requirements for borrower stock.
2010-01-01
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Disclosure requirements for borrower stock. 615... Disclosure requirements for borrower stock. (a) For sales of borrower stock, which for this subpart means... an at-risk investment and not a compensating balance; (ii) That the equity is retireable only at the...
7 CFR 1755.27 - Borrower contractual obligations.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Borrower contractual obligations. 1755.27 Section 1755.27 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... CONTRACT FORMS § 1755.27 Borrower contractual obligations. (a) Loan agreement. As a condition of a loan or...
7 CFR 765.101 - Borrower graduation requirements.
2010-01-01
... reasonable rates and terms. (b) The Agency may require partial or full graduation. (1) In a partial... 7 Agriculture 7 2010-01-01 2010-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101...
Comparative analysis of informal borrowing behaviour between ...
African Journals Online (AJOL)
Tools of analyses were descriptive statistics of mean and percentages and probit model, The result of the Probit model on the variables influencing borrowing behaviour of male-headed households indicated that the coefficients of household size, farm size, purpose of borrowing, loan duration, interest rate and collateral ...
Impact Of Microcredit Programs On Higher Income Borrowers: Evidence From Bangladesh
Sayma Rahman; Rafiqul Bhuyan Rafiq; Mohammad A. Momen
2011-01-01
In this study, we investigate the impact of microcredit on economic indicators of borrowers in Bangladesh and compare if the impact is same across borrowers having different income levels. Our estimation results show that the microcredit programs are effective in generating higher income and assets for borrowers in general. However, the impact is not found to be uniform across income levels of borrowers. Higher income borrowers seem to be better off compared to the middle and lower income bor...
Development of orgware of borrower - legal entity’s solvency analysis
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Vygovska N.G.
2017-03-01
Full Text Available The article is devoted to the development of orgware of borrower - legal entity’s solvency analysis. The authors investigate the orgware of solvency estimation mechanism in two aspects: 1 as the aggregate of the organizational stages of solvency estimation; 2 as an organizational structure and co-operation between different structural subdivisions of bank. The paper itemizes and specifies the stages of orgware of borrower - legal entity’s solvency analysis according to such signs as the purpose of the stage; responsible for the stage; the issues studied on the stage; documenting, duration and features of the organizational stage. The documentary providing of the process organization of solvency analysis is improved, namely, the appendix to executive Summary «Estimation of off-balance sheet obligations (off-balance sheet risks of borrower on the project credited» is offered. The authors’ attention is paid to the existence (in international practice of two methods of organization process of enterprises-borrowers’ rating: 1 oriented to the external rating and 2 oriented to the internal rating, their advantages and disadvantages are identified. The article offers the algorithm of informative co-operation of basic subjects of borrower’s solvency analysis after the selected organizational stages at forming of the internal credit rating, which will be instrumental in the improvement of process of enterprises’ crediting, standardization of procedure, and decline of crediting risks.
7 CFR 766.104 - Borrower eligibility requirements.
2010-01-01
... economic conditions such as low commodity prices; (iv) Damage or destruction of property essential to the farming operation; or (v) Loss of, or reduction in, the borrower or spouse's essential non-farm income. (2) The borrower does not have non-essential assets for which the net recovery value is sufficient to...
7 CFR 1724.71 - Borrower contractual obligations.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Borrower contractual obligations. 1724.71 Section... Contract Forms § 1724.71 Borrower contractual obligations. (a) Loan agreement. As a condition of a loan or... obligation is contained in section 5.16 of the loan contract. To comply with the provisions of the loan...
7 CFR 1726.301 - Borrower contractual obligations.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Borrower contractual obligations. 1726.301 Section... Borrower contractual obligations. (a) Loan agreement. As a condition of a loan or loan guarantee under the... obligation is contained in section 5.16 of the loan contract. To comply with the provisions of the loan...
Finance Companies and Small Business Borrowers: An Empirical Investigation
Haynes, George; Watts, Myles
1996-01-01
Finance companies have been perceived as isolated and insignificant lenders, attracting high risk borrowers and charging these borrowers relatively high prices. Using the 1988 National Survey of Small Business Finance, this study examines the relationship between finance companies and other lenders, describes the characteristics of borrowers attracted to finance companies and assesses whether finance companies charge higher loan prices and impose more stringent collateral requirements on thei...
24 CFR 201.23 - Borrower's initial payment.
2010-04-01
... gift or a loan from some other source, the borrower must disclose the source of such gift or loan on... lender in the loan file. (b) Manufactured home purchase loans. In the case of a manufactured home purchase loan, the borrower shall make a minimum cash downpayment of at least five percent of the purchase...
7 CFR 1724.20 - Borrowers' requirements-architectural services.
2010-01-01
... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Architectural Services § 1724.20 Borrowers' requirements—architectural services... 7 Agriculture 11 2010-01-01 2010-01-01 false Borrowers' requirements-architectural services. 1724...
Compelling Untruths: Content Borrowing and Vivid False Memories
Lampinen, James Michael; Meier, Christopher R.; Arnal, Jack D.; Leding, Juliana K.
2005-01-01
False memories are sometimes accompanied by surprisingly vivid experiential detail that makes them difficult to distinguish from actual memories. Such strikingly real false memories may be produced by a process called content borrowing in which details from presented items are errantly borrowed to corroborate the occurrence of the false memory…
7 CFR 1717.158 - Mergers with borrowers who prepaid RUS loans.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Mergers with borrowers who prepaid RUS loans. 1717.158 Section 1717.158 Agriculture Regulations of the Department of Agriculture (Continued) RURAL... GUARANTEED ELECTRIC LOANS Mergers and Consolidations of Electric Borrowers § 1717.158 Mergers with borrowers...
Phonological Adaptation of Borrowed Terms in Duramazwi reMimhanzi
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Gift Mheta
2011-10-01
Full Text Available Abstract: This article analyses the phonological characteristics of Shona musical terms borrowed from English. It discusses the phonological processes that take place when words are borrowed directly or indi-rectly from English. Essentially, the article analyses the adoption and adaptation of Shona loan-words at phonological level. It draws examples from the dictionary of Shona musical terms Duramazwi reMimhanzi (2005. This exploration of loan-word adaptation enhances the understanding of the phonological changes that the musical terms undergo during the borrowing process.
Lexical Borrowing from Chinese Languages in Malaysian English
Imm, Tan Siew
2009-01-01
This paper explores how contact between English and Chinese has resulted in the incorporation of Chinese borrowings into the lexicon of Malaysian English (ME). Using a corpus-based approach, this study analyses a comprehensive range of borrowed features extracted from the Malaysian English Newspaper Corpus (MEN Corpus). Based on the contexts of…
Understanding Indonesian People Borrowing Money from Banks and Non-Banking Institutions
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Roro Hindun
2016-12-01
Full Text Available People’s borrowing behaviours are influenced by the need to fulfil their basic needs which always change in maintaining their lifestyles. This thesis analyzes the tendency of Indonesians to borrowing money, either from banks or non-banking institutions. This research was carried out using quantitative data analysis with secondary data from the Indonesian Family Life Survey panel data versions 3 and 4. The data was analyzed using STATA 12.0 software. The results of the study show that the significant factors that affect people’s behaviour in borrowing from either banks or non-banking institutions are amount of debt, assets, income, and location; while the insignificant factors are age, religion, and number of householders. Keywords: money borrowing, borrowing behaviour, debt, IFLS, STATA
Lexical Borrowings in the ESL Classrooms in Malaysia
Thirusanku, Jantmary; Yunus, Melor Md
2013-01-01
This paper attempts to show the use of lexical borrowings in ten teaching materials used by the English as Second Language (ESL) teachers in the ESL classrooms in the National Secondary Schools in the Klang district in Selangor, Malaysia. It also discusses the general and pedagogical implications involved in using lexical borrowings. This paper…
7 CFR 1806.28 - Borrowers required to escrow.
2010-01-01
... insufficient funds to pay the flood insurance premium when due, the County Supervisor will request the borrower to pay an amount equal to the difference between the premium due and the escrow balance in a lump sum within 30 days after notification. If the borrower fails to remit the amount requested, the amount will...
Public Investment, Revenue Shocks, and Borrowing Restrictions
Büttner, Thiess; Wildasin, David E.
2010-01-01
This paper lays out a theory of taxation and public investment in an intertemporal setting under conditions of revenue shocks. Without borrowing restrictions, the optimal policy is characterized by smooth time paths of taxes and public investment. While the introduction of formal borrowing restrictions leads to some precautionary savings, it gives rise to fluctuations in public investment in response to adverse but also favorable revenue shocks. This theoretical result is tested empirically u...
7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.
2010-01-01
... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information... appeal the decision. (b) If an FCP borrower fails to cooperate after a lender expresses a willingness to...
41 CFR 109-1.5104 - Borrowing of personal property.
2010-07-01
... personal property, consideration shall be given to suitability, condition, value, extent and nature of use... 41 Public Contracts and Property Management 3 2010-07-01 2010-07-01 false Borrowing of personal...-INTRODUCTION 1.51-Personal Property Management Standards and Practices § 109-1.5104 Borrowing of personal...
CRSMP Potential Offshore Borrow Sites 2012
California Natural Resource Agency — Offshore borrow sites as identified originally in the California Shoreline Database compiled by Noble Consultants (Jon Moore). Later updates to the dataset by the...
7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.
2010-01-01
... determine their ability to graduate. (f) Sending prospectus information to lenders. (1) The Agency will... Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d... must submit a year-end balance sheet, actual financial performance information for the most recent year...
Foreign currency borrowing by small firms in the transition economies
Brown, M.; Ongena, S.; Yesin, P.
2011-01-01
We examine the firm- and country-level determinants of foreign currency borrowing by small firms, using information on the most recent loan extended to 3101 firms in 25 transition countries between 2002 and 2005. Our results suggest that foreign currency borrowing is much stronger related to
7 CFR 1717.656 - Exemption of certain borrowers from controls.
2010-01-01
... of the government with respect to loan security and/or repayment. (Such borrower is eligible to ask... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE POST-LOAN POLICIES AND PROCEDURES COMMON TO INSURED AND GUARANTEED ELECTRIC LOANS Investments, Loans, and Guarantees by Electric Borrowers § 1717.656 Exemption of...
Directory of Open Access Journals (Sweden)
Aptekar Saveliy S.
2013-03-01
Full Text Available The goal of the article is a comparative analysis of modern methods of business analysis in the process of assessment of solvency of borrowers of Ukrainian commercial banks, study of prospects and problems of the use of methods in the credit process. In the result of the study the article systemises and considers the conduct of the credit process of Ukrainian commercial banks. It becomes clear from result of the study that it is impossible to obtain a single assessment of solvency of a borrower with generalisation of numerical and non-numerical data. Assessment of qualified analysts is required for a justified assessment of solvency apart from information represented in numbers. Improvement of approaches to assessment of solvency of borrowers and adaptation of the existing foreign experience in this field to specific features of formation of solvency of Ukrainian borrowers are important tasks for the Ukrainian banking system. Prospects of further studies in this direction are establishment of importance of the conduct of business analysis and its key role in assessment of solvency of borrowers as a main instrument of minimisation of the credit risk. Improvement of this sphere of analytical work in Ukrainian banks should be carried out in the following main directions: study and analysis of qualitative indicators of business activity; analysis of main sections of the business plan; expansion of the composition of indicators of the financial analysis for obtaining information; conduct of analysis of possible sources of repayment of loan liabilities; and active use of analysis of cash flows of an enterprise.
Olomola, A.S.
1992-01-01
In Nigeria, small-scale farmers are reluctant to borrow from formal institutions because of high transaction costs. This paper examines the components and determinants of borrowing transaction costs and argues that unless the loan administrative strategies are simplified and channels of loan delivery diversified, farmers would continue to find it difficult to use formal loans. Borrowing transaction costs are defined as the administrative expenses and transportation cost incurred by borrowers ...
7 CFR 1710.303 - Power cost studies-power supply borrowers.
2010-01-01
... 7 Agriculture 11 2010-01-01 2010-01-01 false Power cost studies-power supply borrowers. 1710.303... AND GUARANTEES Long-Range Financial Forecasts § 1710.303 Power cost studies—power supply borrowers. (a... facilities shall be supported by a power cost study to demonstrate that the proposed generation and...
Scared away? Discouraged borrowers and Capital market information
DEFF Research Database (Denmark)
Christensen, Jesper Lindgaard; Hain, Daniel S.
2014-01-01
of discouraged borrowers. Implications Implications entail missed opportunities for firms, which in turn is likely to have deterrent effects on overall investments and economic growth. Financial institutions will miss out on business opportunities but will also have difficulties in fine-tuning their credit......We do the first study on discouraged borrowers in Denmark to firstly investigate the extent of this phenome-non in Denmark. Secondly, we test if characteristics of firms (age, size, innovativeness, industry) impact their likelihood of being discouraged from entering the capital markets. Thirdly...
Borrowed Capital as Risk Factor for Large Construction Companies in Russia
Guzikova, L.; Plotnikova, E.; Zubareva, M.
2017-11-01
The paper investigates the features of the formation of the capital structure of large construction companies from the standpoint of the financial risks and opportunities for companies’ development. The authors compare the opportunities and risks linked with the use of the own and borrowed capital, analyze the capital structure of large Russian construction companies, identify factors affecting the capital structure and determining the ratio of own and borrowed sources of financing. In the paper the hypothesis is considered that companies use larger volumes of borrowed capital by means of their assets increase.
7 CFR 1781.21 - Borrower accounting methods, management, reporting, and audits.
2010-01-01
... 7 Agriculture 12 2010-01-01 2010-01-01 false Borrower accounting methods, management, reporting... DEVELOPMENT (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.21 Borrower accounting methods, management, reporting, and audits. These activities will be handled in accordance with the provisions of...
7 CFR 1942.128 - Borrower accounting methods, management reports and audits.
2010-01-01
... 7 Agriculture 13 2010-01-01 2009-01-01 true Borrower accounting methods, management reports and audits. 1942.128 Section 1942.128 Agriculture Regulations of the Department of Agriculture (Continued... Rescue and Other Small Community Facilities Projects § 1942.128 Borrower accounting methods, management...
The Treatment of Borrowed Nouns in Isichazamazwi SesiNdebele and Isichazamazwi SezoMculo
Directory of Open Access Journals (Sweden)
Eventhough Ndlovu
2011-10-01
Full Text Available Abstract: This article focuses on the lemmatisation of vowel-commencing borrowed nouns and the allo-cation of borrowed nouns to noun class prefixes in Isichazamazwi SesiNdebele, the first monolingual general-purpose Ndebele dictionary, and Isichazamazwi SezoMculo, the first specialised Ndebele dictionary of musical terms. It adopts a comparative approach, also highlighting the controversies surrounding the status of the initial vowel of the prefix or the pre-prefix in Ndebele and other Nguni languages. It further looks at the challenges and limitations of lemmatising the noun using either the initial vowel of the prefix or the initial letter of the noun stem. It is found that there are some inconsistencies in the lemmatisation of vowel-com-mencing borrowed nouns and the allocation of borrowed nouns to noun class prefixes in the two dictionar-ies. These inconsistencies impact negatively on the standardisation and treatment of borrowed nouns.
7 CFR 3560.405 - Borrower organizational structure or ownership interest changes.
2010-01-01
... Servicing § 3560.405 Borrower organizational structure or ownership interest changes. (a) General. The requirements of this section apply to changes in a borrower entity's organizational structure or to a change in... organizational change. The request must document that the proposed changes will not adversely affect the program...
7 CFR 1944.425 - Handling and accounting for borrower loan funds.
2010-01-01
... 7 Agriculture 13 2010-01-01 2009-01-01 true Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to...HA or its successor agency under Public Law 103-354's non-discrimination policies in receiving...
Ownership Networks Effects on Secured Borrowing
Martinez, Constanza; Cizek, Pavel; Leon Rincon, Carlos
2018-01-01
The secured borrowing based on sell/buy-backs agreements is studied, specifically considering both: quantity and price. The empirical evidence presented in this paper suggests that, after controlling for specific individual characteristics, group-specific effects (defined by belonging or not to a
34 CFR 674.49 - Bankruptcy of borrower.
2010-07-01
..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.49 Bankruptcy of borrower. (a... determination of dischargeability. (1) The institution must use due diligence and may assert any defense...
12 CFR 617.7105 - When must a qualified lender disclose the effective interest rate to a borrower?
2010-01-01
... effective interest rate to a borrower? 617.7105 Section 617.7105 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7105 When must a qualified lender disclose the effective interest rate to a borrower? (a) Disclosure to prospective borrowers...
13 CFR 120.910 - Borrower contributions.
2010-01-01
... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Borrower contributions. 120.910 Section 120.910 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development... percent, if the Project involves the acquisition, construction, conversion, or expansion of a limited or...
25 CFR 103.26 - What must the borrower supply the lender in its loan application?
2010-04-01
... cash flow statements; (i) A detailed list of all proposed collateral for the loan, including asset... amount and offer the proposed loan collateral; and (m) If the borrower is a business entity, resolutions... permitting the borrower to borrow the loan amount and offer the proposed loan collateral. ...
"Subnational Borrowing in Japan : from 'Implicit Guarantee' to Market Discipline and Fiscal Rule"
Nobuki Mochida
2008-01-01
In many countries, local borrowing is an important source for long-term development projects such as roads, bridges, and waterworks. Local borrowing for such projects is justified on the ground that benefit of these projects often last decades and the cost of these projects should be borne by future tax payers. However, there are serious concerns with issuance of local bonds by decentralized local governments. Local governments in Japan would not default on their borrowing because of such "im...
External Borrowing Framework an Investment Function Model For Turkish Economy (1998-2014 Period
Directory of Open Access Journals (Sweden)
Pelin KARATAY GÖGÜL
2016-12-01
Full Text Available External borrowing comes up as a result of savings-investment deficit. Some of belonging to the state of this debt determines budget deficit, some of belonging to the private sector of this debt determines financing needs of private sector. In terms of contribution of financing needs of private sector to fixed capital formation, external borrowing has a direct impact on economic growth and development is concerned. Borrowing from closing the budget deficit in the classic sense, rather than for Turkey's economy will be decisive in shaping the economic policies in order to finance of investments. This aim, By analyzing the 1998-2014 period for Turkey's economy if external borrowing is selected as a method of financing investment spending is investigated by using Multivariate Cointegration Analysis
12 CFR 617.7130 - What initial disclosures must a qualified lender make to a borrower?
2010-01-01
... lender make to a borrower? 617.7130 Section 617.7130 Banks and Banking FARM CREDIT ADMINISTRATION FARM... must a qualified lender make to a borrower? (a) Required disclosures—in general. A qualified lender... certificates that borrowers are required to purchase are at risk and may only be retired at the discretion of...
12 CFR 615.5040 - Borrowings from financial institutions other than commercial banks.
2010-01-01
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowings from financial institutions other than commercial banks. 615.5040 Section 615.5040 Banks and Banking FARM CREDIT ADMINISTRATION FARM... § 615.5040 Borrowings from financial institutions other than commercial banks. The Farm Credit banks may...
Fuzzy Portfolio Selection Problem with Different Borrowing and Lending Rates
Chen, Wei; Yang, Yiping; Ma, Hui
2011-01-01
As we know, borrowing and lending risk-free assets arise extensively in the theory and practice of finance. However, little study has ever investigated them in fuzzy portfolio problem. In this paper, the returns of each assets are assumed to be fuzzy variables, then following the mean-variance approach, a new possibilistic portfolio selection model with different interest rates for borrowing and lending is proposed, in which the possibilistic semiabsolute deviation of the return is used to...
The customers borrowing behavior during the financial crisis
Directory of Open Access Journals (Sweden)
Alina LUCA (BRĂTUCU
2013-05-01
Full Text Available The global financial crisis determined the transition of the Romanian banking system from excess of liquidity to deficit, namely from an aggressive lending activity to a significant reduction of credit growth rate. In our country, the high indebtedness rate, especially in foreign currencies, is the main vulnerable spot of the population sector. The main objective of this paperwork is to analyze factors that influence the customers in their decision to borrow in foreign currencies or in Ron. In this matter, it was used a regional econometric model for panel data in order to see Romania’s customers borrowing preferences and to analyze if the crises have changed their behavior.
The total costs of corporate borrowing in the loan market : dont ignore the fees
Berg, Tobias; Saunders, Anthony; Steffen, Sascha
2016-01-01
More than 80% of US syndicated loans contain at least one fee type and contracts typically specify a menu of spread and different types of fees. We test the predictions of existing theories about the main purposes of fees and provide supporting evidence that: (1) fees are used to price options embedded in loan contracts such as the draw-down option for credit lines and the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exerc...
Cultural borrowing - Serbian jogurt between the east and the west
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Petrović Snežana M.
2015-01-01
Full Text Available The paper offers an analysis of the cultural borrowing process of the Turkish word yoğurt ‘yogurt’ in Serbian. The study begins with the analysis of the Serbian lexical material from the 19th century, when the word jogurt was marked as an exclusively foreign word. The comparison with the present status of the meaning and usage of the word jogurt in contemporary Serbian, in which the word is part of the standard language, shows two different layers of the borrowing process: the Ottoman Turkish period and the Non-Turkish one. The most recent, Post-Ottoman borrowing layer is illustrated by the usage of jogurt as an element of a proverb that is a calque from the Turk. Sutten ağzı yanan yoğurdu (veya ayranı ufleyerek yer (veya icer “who gets burned by milk, blows into yogurt as well”. Aiming to present a complex process of this cultural borrowing, the data from Serbian is compared to the relevant data from other Balkan and European languages. [Projekat Ministarstva nauke Republike Srbije, br. 178007: Etimološka istraživanja srpskog jezika i izrada Etimološkog rečnika srpskog jezika i br. 178009: Lingvistička istraživanja savremenog srpskog književnog jezika i izrada Rečnika srpskohrvatskog književnog i narodnog jezika SANU
CRSMP Potential Coastal and Upland Borrow Sites 2012
California Natural Resource Agency — Upland debris basins and coastal borrow sites as identified originally in the California Shoreline Database compiled by Noble Consultants (Jon Moore). Later updates...
7 CFR 1980.441 - Borrower equity requirements.
2010-01-01
... management history vs. start-up businesses; personal/corporate guarantees offered; contractual relationships... BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.441 Borrower...
Fuzzy Portfolio Selection Problem with Different Borrowing and Lending Rates
Directory of Open Access Journals (Sweden)
Wei Chen
2011-01-01
the returns of each assets are assumed to be fuzzy variables, then following the mean-variance approach, a new possibilistic portfolio selection model with different interest rates for borrowing and lending is proposed, in which the possibilistic semiabsolute deviation of the return is used to measure investment risk. The conventional probabilistic mean variance model can be transformed to a linear programming problem under possibility distributions. Finally, a numerical example is given to illustrate the modeling idea and the impact of borrowing and lending on optimal decision making.
Qualified to Lead? A Comparative, Contextual and Cultural View of Educational Policy Borrowing
Harris, Alma; Jones, Michelle; Adams, Donnie
2016-01-01
Background: Around the globe, education policy borrowing remains pervasive and prevalent. The strategies, interventions and innovations of education systems that perform well, in international assessments, are enthusiastically borrowed and copied in the anticipation of similar educational performance and outcomes. Purpose: This purpose of the…
19 Additive and Substitutive Borrowing against Semantic ...
African Journals Online (AJOL)
reflexes mean 'to forge' and/or 'black-smith' (Ibid, 49). The Theory of Semantic Narrowing and Broadening in the. Realm of Lexical Borrowing ..... should be noticed that the traditional label referred to a hole on the whole of a traditional house ...
Borrowing constraints, multiple equilibria and monetary policy
Assenza, T.
2007-01-01
The appealing feature of Kiyotaki and Moore's Financial Accelerator model (Kiyotaki and Moore, 1997, 2002) is the linkage of asset price changes and borrowing constraints. This framework therefore is the natural vehicle to explore the net worth channel of the monetary transmission mechanism. In the
24 CFR 201.22 - Credit requirements for borrowers.
2010-04-01
... consumer credit report stating the credit accounts and payment history of the borrower and of any co-maker... months or more. (c) Evidence of delinquency, default or misrepresentation. Except with the prior approval...
How Culture Matters in Educational Borrowing? Chinese Teachers' Dilemmas in a Global Era
Liu, Sheng-nan; Feng, Da-ming
2015-01-01
Educational borrowing may cause numerous dilemmas that emerge from cross-cultural differences among teachers in the globalization. Through the case study on the flipped classroom introduced from the United States into Chinese middle schools, this article presents an examination of dilemmas that teachers encountered during educational borrowing in…
International Education Policy Transfer--Borrowing Both Ways: The Hong Kong and England Experience
Forestier, Katherine; Crossley, Michael
2015-01-01
This paper analyses how the impact of international student achievement studies and the recent economic crisis in Europe are influencing the development of educational policy transfer and borrowing, from East to West. This is contrasted with education reform movements in East Asia, which have long legacies of borrowing from so-called…
Education Policy Borrowing in China: Has the West Wind Overpowered the East Wind?
Tan, Charlene; Chua, Catherine S. K.
2015-01-01
Recent education reform in China reflects the global trend of education policy borrowing from Anglophone countries such as the USA. The reform in China essentially advocates shifting from knowledge reproduction and didacticism to knowledge construction by students through a learner-centredness approach. Aware of the trend of borrowing policy from…
Mutual Word Borrowings between the English and the Spanish Languages
Directory of Open Access Journals (Sweden)
Aliya Rinatovna Ismagilova
2017-09-01
Full Text Available The contemporary world witnesses growing popularity of foreign languages learning and their role in the modern society. The article is devoted to the problem of mutual borrowings from English and Spanish languages. The aim of the article is to investigate new tendencies in the English words borrowings, their establishment in the Spanish language and the other way round. The Spanish language is one of the most widespread languages in the world and it is a native language for different nationalities. On the other hand, English has borrowed quite a lot of Spanish words as well. The mutual enrichment of the languages makes the process of language teaching specific and it is important in the modern process of globalization where languages are the main resource of international cooperation. The article contains both theoretical and practical materials dedicated to the investigation of this problem. This article may be useful for a wide range of readers, students, scientists, linguists in the study of modern Spanish and English languages.
Borrowing and Dictionary Compilation: The Case of the Indigenous South African Languages
Directory of Open Access Journals (Sweden)
Munzhedzi James Mafela
2011-10-01
Full Text Available
ABSTRACT: Borrowing occurs when a language adds a word from another language to its own lexicon. Languages in neighbouring regions often borrow from each other. In South Africa, there are over nine indigenous languages, in addition to Afrikaans and English, all of which coexist. In their coexistence they borrow from one another. African language dictionaries reveal that these languages have borrowed a great deal from Afrikaans and English. However, one would expect these dictionaries to reflect some borrowing from other indigenous languages; on the contrary, they include very few such words. Although, one encounters many words from indigenous languages being used by other African languages in their spoken language and literary works, these are not included in dictionaries. This article seeks to highlight factors contributing to the failure to include words borrowed from other indigenous languages in African language dictionaries.
OPSOMMING: Ontlening en woordeboeksamestelling: Die geval van inheemse Suid-Afrikaanse tale. Ontlening vind plaas wanneer 'n taal 'n woord uit 'n ander taal by sy eie leksikon voeg. Tale in aangrensende streke leen dikwels van mekaar. Daar is meer as nege inheemse tale in Suid-Afrika, bo en behalwe Afrikaans en Engels, wat saam bestaan. In hulle naasbestaan leen hulle van mekaar. Afrikataal-woordeboeke getuig daarvan dat hierdie tale heelwat uit Afrikaans en Engels geleen het. Daar sou egter verwag kon word dat hierdie woordeboeke sal getuig van ontlening uit ander inheemse tale; in teendeel, hulle sluit baie min van sulke woorde in. Alhoewel baie woorde van inheemse tale in ander Afrikatale gebruik word in die gesproke taal en letterkundige werke, is hierdie woorde nie in die woordeboeke opgeneem nie. Die doel van hierdie artikel is om die faktore uit te lig wat bydra tot die versuim om leenwoorde van ander inheemse tale in die Afrikataal-woordeboeke op te neem.
Sleutelwoorde: ONTLENING
THE BORROWER CHARACTERISTICS IN HOT EQUITY MARKETS
Directory of Open Access Journals (Sweden)
HALIL DINCER KAYA
2017-06-01
Full Text Available In this study, I examine the characteristics of U.S. corporate borrowers (public debt, private placement, and syndicated loan firms in HOT versus COLD equity markets. My main objective is to see the characteristics of firms that choose debt financing even when the equity market is HOT. HOT equity markets are defined as the top twenty percent of the months in terms of the de-trended number of equity offerings. I find that the HOT equity market borrowers generally have higher market-to-book ratios compared to the COLD market borrowers. Also, in HOT equity markets, the public debt firms (i.e. the corporate bond issuers tend to have fewer tangible assets, the private placement firms tend to be smaller and highly levered, and the syndicated loan firms tend to be smaller, more profitable, and less levered compared to the COLD market firms. When I look at the number of transactions in each market, I find that when the equity market is active (i.e. HOT, the syndicated loan market is even more active. During these periods, the public debt market is also active (although not as much as the equity or the syndicated loan markets. When I look at the sizes of the transactions in each market, I find that the private placements tend to be significantly larger in HOT markets compared to COLD markets. I conclude that while the equity, the public debt, and the syndicated loan markets move together in terms of market activity, the equity market and the private placement markets move together in terms of the size of the transaction.
24 CFR 891.740 - Responsibilities of Borrower.
2010-04-01
... contracting for services are provided in § 891.600(c). (d) Submission of financial and operating statements...) Marketing. (1) The Borrower must commence and continue diligent marketing activities not later than 90 days... homeless in the same housing market. (2) Marketing must be done in accordance with the HUD-approved...
Borrowing and Dictionary Compilation: The Case of the Indigenous ...
African Journals Online (AJOL)
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Keywords: BORROWING, DICTIONARY COMPILATION, INDIGENOUS LANGUAGES,. LEXICON, MORPHEME, VOCABULARY, DEVELOPING LANGUAGES, LOAN WORDS, TER-. MINOLOGY, ETYMOLOGY, LEXICOGRAPHY. Opsomming: Ontlening en woordeboeksamestelling: Die geval van in- heemse Suid-Afrikaanse ...
Does Consumer Confidence Forecast Household Saving and Borrowing Behavior? Evidence for Poland.
Kłopocka, Aneta Maria
2017-01-01
Consumer confidence plays an important role in households' decision-making processes. This study investigates the effects of consumer confidence on household saving and borrowing behavior that are unsatisfactorily considered in previous discussions. The questions of interest are first, whether indexes of consumer confidence have any predictive power on their own for future household saving and borrowing rates, and second, whether they contain information about future household saving and borrowing rates aside from the information contained in other available indicators. In addition to aggregate confidence indicators, their components are used to provide more precise information. Overall, the multiple linear regression analysis (OLS technique) of Polish time-series data gives positive answers to both questions. This finding supports the recommendation of combining the strengths of objective indicators (such as economic fundamentals) and subjective indicators (such as consumer confidence) to improve household financial behavior forecasts.
Lexical Borrowing in the Speech of First-Generation Hungarian Immigrants in Australia
Directory of Open Access Journals (Sweden)
Anikó Hatoss
2016-09-01
Full Text Available This article reports findings of a sociolinguistic project which investigated language contact phenomena in the speech of first-generation Hungarian Australians living in Sydney. The research aimed to identify and analyze English lexical items borrowed into the spoken Hungarian of first-generation Hungarian–English bilinguals. This research had a mixed methods approach including a quantitative element (count of lexical manifestations by categories such as part of speech and a qualitative element in which the various lexical manifestations have been subjected to a linguistic analysis. The Hungarian National Corpus was used as a reference guide to determine the status of these phenomena in the lexicon of Standard Hungarian. The data were collected through semi-structured sociolinguistic interviews with 22 Hungarian Australians living in Sydney. The findings demonstrate that (a first-generation Hungarians are highly creative language users and integrate a large number of English lexical items into their speech. Most lexical borrowings belong to the derivational blends with the highest proportion of the nominal group. Lexical borrowings from English are morphologically integrated with Hungarian-derivational suffixes and inflectional case markings. This research provides original empirical data to better understand the various inter-language lexical manifestations in Hungarian–English bilingual contexts. The study adds to the relatively small body of research on Hungarian–English bilingualism in diasporic context and contributes to understanding lexical borrowing from a contact linguistic perspective.
12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?
2010-01-01
... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...
Constraints on morphological borrowing: evidence from Latin America
Bakker, D.; Hekking, E.
2012-01-01
In this article, we discuss the borrowing of morphology from Spanish by three unrelated and typologically diffferent American-Indian languages: Quechua, Guarani and Otomi. On the basis of three corpora of spontaneous speech produced by a sizeable number of informants, we will suggest that there are
Deficit Financing of Schools? The Impact of Statutory Change on School District Borrowing Behavior.
Edlefson, Carla
In the 70s and 80s, Ohio relaxed its balanced-budget laws to give school districts more options for borrowing over the end of the fiscal year. Two provisions that permit districts to borrow against next year's revenues in order to balance the current year's budget include the Emergency School Advancement program and the Spending Reserve. This…
Why Student Loans Are Different: Findings from Six Focus Groups of Student Loan Borrowers
Delisle, Jason; Holt, Alexander
2015-01-01
For all the attention student loans have received in the media and from policymakers in recent years, there is still remarkably little information on why and how borrowers struggle to repay them. Rising college prices and debt levels explain some of the troubles borrowers have with their loans, as does a slow economic recovery that has caused…
The potential to supply low temperature district heating to existing building area
DEFF Research Database (Denmark)
Li, Hongwei; Svendsen, Svend
2013-01-01
Low-temperature district heating (LTDH) has the advantages as reduced network heat loss, improved quality match between energy supply and energy demand, and increased utilization of low-grade waste heat and renewable energy. The LTDH represents the next generation district heating (DH) system...... to supply existing building areas which are characterized with high heating demand needs to be examined. In this paper, the DH network deliverable capacity to supply LTDH to an existing building area is studied based on building thermal performance and DH network hydraulic performance simulation....
34 CFR 674.42 - Contact with the borrower.
2010-07-01
... debt is owed and the name and address of the official or servicing agent to whom communications should... person, by audiovisual presentation, or by interactive electronic means. The institution must ensure that... law, and litigation; (viii) Emphasize that the borrower is obligated to repay the full amount of the...
Gropp, R.; Grundl, C.; Guttler, A.
2012-01-01
Abstract: In this paper we analyze whether discretionary lending increases bank risk. We use a panel dataset of matched bank and borrower data. It offers the chief advantages that we can directly identify soft information in banks’ lending decisions and that we observe ex post defaults of borrowers.
Gropp, R.; Grundl, C.; Guttler, A.
2012-01-01
In this paper we analyze whether discretionary lending increases bank risk. We use a panel dataset of matched bank and borrower data. It offers the chief advantages that we can directly identify soft information in banks’ lending decisions and that we observe ex post defaults of borrowers.Consistent
34 CFR 682.301 - Eligibility of borrowers for interest benefits on Stafford and Consolidation loans.
2010-07-01
... Stafford and Consolidation loans. 682.301 Section 682.301 Education Regulations of the Offices of the... borrowers for interest benefits on Stafford and Consolidation loans. (a) General. (1) To qualify for benefits on a Stafford loan, a borrower must demonstrate financial need in accordance with Part F of the...
13 CFR 120.712 - How does an Intermediary get a grant to assist Microloan borrowers?
2010-01-01
... contribution. It may only use grant funds to provide Microloan borrowers with marketing, management, and... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false How does an Intermediary get a grant to assist Microloan borrowers? 120.712 Section 120.712 Business Credit and Assistance SMALL...
Lexical Borrowings in Spanish: Function, Length, Genealogy and Chronology.
Patterson, William T.
1986-01-01
A study reveals that lexical borrowing in Spanish, from a variety of languages including Latin, French, Italian, Greek, Arabic, Provencal, and Catalan, accounts for 41 percent of the basic Spanish vocabulary, with variation in source according to historical period. (MSE)
Take the money and run: making profits by paying borrowers to stay home
Coco, Giuseppe; De Meza, David; Pignataro, Giuseppe; Reito, Francesco
2013-01-01
Can a bank increase its profit by subsidizing inactivity? This paper suggests this may occur, due to the presence of hidden information, in a monopolistic credit market. Rather than offering credit in a pooling contract, a monopolist bank can sort borrowers through an appropriate subsidy to inactivity. Under some conditions, sorting may avoid the collapse of the market and increases the welfare of everybody. The bank increases its profits, good borrowers benefit from lower interest rates and ...
The Cost of Collateralized Borrowing in the Colombian Money Market: Does Connectedness Matter?
Constanza Martínez; Carlos León
2014-01-01
Under the view that the market is a weighted and directed network (Barabási, 2003), this document is a first attempt to model the Colombian money market within a spatial econometrics framework. By estimating two standard spatial econometric models, we study the cost of collateralized borrowing (i.e. sell/buy backs) among Colombian financial institutions, and its relationship with the effects induced by traditional variables (leverage, size and borrowing levels), and by spatial variables resul...
2010-01-01
... plant. (d) Distribution and power supply borrowers. If the aggregate of the investments, loans and... investment controls under § 1717.656(a) may not make investments, loans and guarantees in an aggregate amount... (d) of this section.) (c) Power supply borrowers. (1) Power supply borrowers not exempt from RUS...
Hamann, S.; Colombo, I.E.
This study presents a formal generative model that integrates perception and reading, and uses English intervocalic consonants borrowed into Italian as either singletons or geminates to illustrate how the model works. Consisting of words borrowed in the 20th century, our data show that the quantity
How culture matters in educational borrowing? Chinese teachers’ dilemmas in a global era
Directory of Open Access Journals (Sweden)
Sheng-nan Liu
2015-12-01
Full Text Available Educational borrowing may cause numerous dilemmas that emerge from cross-cultural differences among teachers in the globalization. Through the case study on the flipped classroom introduced from the United States into Chinese middle schools, this article presents an examination of dilemmas that teachers encountered during educational borrowing in the global era. Based on the theoretical literature on cultural-historical activity theory, the study used interviews, field observations, and documents from six secondary schools in mainland China for one and a half years to understand comprehensively the dilemmas that teachers encountered when implementing the flipped classroom. The findings indicate that understandings of knowledge production, transmission, and the goal of education in mainland China differ from those in the west, which is the main reason for the teacher dilemmas. Because of the diversity in social culture, we suggest that teachers should be more culturally sensitive and improve compatibility in the process of educational borrowing.
Adaptive dynamic capacity borrowing in road-covering mobile networks
Ule, A.; Boucherie, Richardus J.; Li, W.; Pan, Y.
2006-01-01
This paper introduces adaptive dynamic capacity borrowing strategies for wireless networks covering a road. In a F/TDMA-based model, road traffic prediction models are used to characterise the movement of hot spots, such as traffic jams, and subsequently to predict the teletraffic load offered to
Lexical borrowing by Khoekhoegowab from Cape Dutch and Afrikaans
Directory of Open Access Journals (Sweden)
Wilfrid Haacke
2015-02-01
Full Text Available The present article instantiates types of lexical borrowing from Afrikaans and Dutch in Namibian Khoekhoegowab (also known as “Nama”/“Damara”, but occasionally also refers to borrowings in the opposite direction. Where evidence allows, loans are traced back beyond Afrikaans to the era of Cape Dutch and contemporary interethnic contacts. Various categories ranging from adoptions to phonologically integrated loans, hybrids and calques are presented and, where possible, historical inferences are offered. The high degree of translational equivalence between Khoekhoe serial verbs and Afrikaans compound verbs leads to the consideration of some grammatical aspects including replication and relexification. Finally, reference is made to a parallel between Afrikaans and “Khoekhoe Afrikaans” syntax pointed out by den Besten (2013: Afrikaans circumlocutions like ek / sy wat Anna is (Khoekhoe: Anna.ta / Anna.s are literal equivalents of the underlying phrasal structures of Khoekhoe surface nouns #stem.pgn# in first, second or third person, as accounted for by the “desentential hypothesis” (Haacke 2006.
7 CFR 1737.31 - Area Coverage Survey (ACS).
2010-01-01
... an ACS are provided in RUS Telecommunications Engineering and Construction Manual section 205. (e... Studies-Area Coverage Survey and Loan Design § 1737.31 Area Coverage Survey (ACS). (a) The Area Coverage... the borrower's records contain sufficient information as to subscriber development to enable cost...
Slavic borrowings in modern Turkish language
Directory of Open Access Journals (Sweden)
Đinđić Marija
2006-01-01
Full Text Available This paper deals with Slavic borrowings in standard Turkish language Material for this paper was excerpted from the Dictionary of Turkish Standard Language (TDK Turküe Sozluk. Excerpted data which count just about 100 words were treated within lexical-semantic groups, also with pointing to certain inconsistencies in the lexicographic treatment: some words are not marked as Slavic (e.g. kumpir, som, pogrom; after some lexemes wrong etymon is stated (e.g. kopek and some of them are left without an etymon (e.g. bocuk, gocuk.
Exit Counseling Guide for Federal Student Loan Borrowers
Federal Student Aid, US Department of Education, 2010
2010-01-01
Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and home mortgages. You cannot have these loans canceled because you didn't like the education you received, didn't get a job in your field of study or because you're having financial difficulty. Loans are legal obligations that…
New insights in the role of working memory in carry and borrow operations
Directory of Open Access Journals (Sweden)
Ineke Imbo
2005-06-01
Full Text Available The present paper provides a state-of-the-art overview concerning the role of working memory in carry and borrow operations in mental arithmetic. The role of the executive working-memory component is discussed, alongside the contribution of the phonological and visuo-spatial working-memory components. Moreover, a broad view on various carry characteristics (such as the number of carry/borrow operations and the value of the carry and various operations (addition, subtraction, and multiplication is provided. Finally, some ideas for further research are offered.
Borrowing and Loan Words: The Lemmatizing of Newly Acquired ...
African Journals Online (AJOL)
rbr
or foreign acquisition. English, for instance, is spoken in many countries on all five continents and is, therefore, able to acquire vocabulary from many lan- guages worldwide. This is coupled with the readiness and the ability of the language to acquire new terminology through borrowing, instead of following the puristic ...
Analysis of borrowing and repayment of credit among livestock ...
African Journals Online (AJOL)
This study examined borrowing and repayment of credit among livestock farmers in Cross River State, Nigeria. Data for the study was obtained from the Bank of Agriculture (BOA), Calabar. Descriptive statistics such as percentage count, mean and tables were employed in the analysis. It was discovered that BOA in ...
2010-01-01
... borrower of the right to seek loan restructuring? 617.7410 Section 617.7410 Banks and Banking FARM CREDIT... Mediation Programs § 617.7410 When and how does a qualified lender notify a borrower of the right to seek... been identified as distressed and that the borrower has the right to request a restructuring of the...
Directory of Open Access Journals (Sweden)
Anwar A. H. Al-Athwary
2016-07-01
Full Text Available The present paper investigates the semantics of English loanwords in Arabic media language (AML. The loanword data are collected from a number of Arab Gulf states newspapers (AGSNs. They are analyzed semantically from the points of view of semantic change, semantic domains, and the phenomenon of synonymy resulting from lexical borrowing. The semantic analysis has revealed that AML borrowings from English occur in fifteen distinctive semantic domains. Domains that are related to terms of technical and scientific nature are found ranking much higher (9% - 18% than those domains containing nontechnical elements (1% - 8% with the computer and technology category (18% is the most dominant domain. Almost all common mechanisms of semantic change (extension, restriction, amelioration, pejoration, and metaphorical extension are found at work in the context of AML borrowings. The tendency of semantic change in the overwhelming majority of AML borrowings is towards restriction. Factors like need, semantic similarity, and factors of social and psychological considerations (e.g. prestige, taboo seem to be the potent factors at interplay in semantic change. The first two, i.e. need and semantic similarity, are the most common reasons in most types of semantic change. The problem of synonymy lies in those loanwords that have “Arabic equivalents” in the language. The study claims that this phenomenon could be attributed to the two simultaneous processes of lexical borrowing and?ištiqa:q (the modern efforts of deriving equivalent neologisms.
Cancer Related-Knowledge - Small Area Estimates
These model-based estimates are produced using statistical models that combine data from the Health Information National Trends Survey, and auxiliary variables obtained from relevant sources and borrow strength from other areas with similar characteristics.
The Borrowers: Researching the cognitive aspects of translation
O'Brien, Sharon
2013-01-01
The paper considers the interdisciplinary interaction of research on the cognitive aspects of translation. Examples of influence from linguistics, psychology, neuroscience, cognitive science, reading and writing research and language technology are given, with examples from specific sub-disciplines within each one. The breadth of borrowing by researchers in cognitive translatology is made apparent, but the minimal influence of cognitive translatology on the respective disciplines themselves i...
Modelling small-area inequality in premature mortality using years of life lost rates
Congdon, Peter
2013-04-01
Analysis of premature mortality variations via standardized expected years of life lost (SEYLL) measures raises questions about suitable modelling for mortality data, especially when developing SEYLL profiles for areas with small populations. Existing fixed effects estimation methods take no account of correlations in mortality levels over ages, causes, socio-ethnic groups or areas. They also do not specify an underlying data generating process, or a likelihood model that can include trends or correlations, and are likely to produce unstable estimates for small-areas. An alternative strategy involves a fully specified data generation process, and a random effects model which "borrows strength" to produce stable SEYLL estimates, allowing for correlations between ages, areas and socio-ethnic groups. The resulting modelling strategy is applied to gender-specific differences in SEYLL rates in small-areas in NE London, and to cause-specific mortality for leading causes of premature mortality in these areas.
PENGARUH MODIFIED AUDIT OPINION TERHADAP BORROWING CASH FLOW DAN INVESTMENT CASH FLOW
Directory of Open Access Journals (Sweden)
Puspita Hardina Cahyaningrum
2013-06-01
Full Text Available This study examines and analyzes the economic consequences of modified audit opinion on borrowing cash flow and investment cash flow. Panel data model was used to observe the research. The sample of this study was 247 companies listed in Indonesia Stock Exchange for the years 2008-2010. The results show that modified audit opinion, except unqualified opinion with explanatory paragraph about going concern, did not affect borrowing cash flow because audit opinion was not the only consideration for granting credit by creditors. Companies receiving modified audit opinion were proven using more operating cash flow for investing shown in investment cash flow, especially companies receiving unqualified opinion with explanatory paragraph about going concern.
Borrowing brainpower - sharing insecurities
DEFF Research Database (Denmark)
Wegener, Charlotte; Meier, Ninna; Ingerslev, Karen
2016-01-01
Academic writing is a vital, yet complex skill that must be developed within a doctoral training process. In addition, becoming an academic researcher is a journey of changing sense of self and identity. Through analysis of a group session, we show how the feedback of peers addresses questions...... of structure and writing style along with wider issues of researcher identity. Thus, peer learning is demonstrated as a process of simultaneously building a text and an identity as scholarly researcher. The paper advocates ‘borrowing brainpower’ from peers in order to write better texts and, at the same time......, ‘share insecurities’ during the development of the researcher identity. Based on a distributed notion of peer learning and identity, we point to the need for further research into the everyday activities of doctoral writing groups in order to understand the dynamic relationship between production of text...
42 CFR 60.15 - Other charges to the borrower.
2010-10-01
... fails to pay all of a required installment payment or fails to provide written evidence that verifies eligibility for the deferment of the payment within 30 days after the payment's due date, the lender or holder will require that the borrower pay a late charge. A late charge must be equal to 5 percent of the...
The Third Pillar of the Basel Accord: Evidence of borrower discipline in the Kyrgyz banking system
Directory of Open Access Journals (Sweden)
Edgar Demetrio Tovar-García
2016-07-01
Full Text Available We empirically study the asset side of market discipline in the banking system of the Kyrgyz Republic, examining whether borrowers are willing to pay higher interest rates to high-quality banks. Based on dynamic panel models and a dataset with bank information from 23 banks over the period 2010–2012, our findings suggest the presence of market discipline induced by borrowers. In other words, banks with higher capital ratios and liquidity charge higher interest rates on loans. This result has several implications for the banking policy in Kyrgyzstan, where we can recommend to policymakers a disclosure policy following the Third Pillar of Basel III, because not only can the bank's creditors use bank information to penalize the excessive bank risk, but borrowers can also use this information to discipline their banks.
Temple, Judy A; Reynolds, Arthur J
Budget constraints and difficulty raising taxes limit school districts from expanding education programming even when research shows that additional expenditures would generate economic benefits that are greater than costs. Recently, coalitions of private investors, philanthropists, education practitioners, and government finance analysts have emerged to create opportunities to expand education services that promise high rates of social net benefits without raising taxes or reducing other expenditures. These collaborators have a strong interest in obtaining careful estimates of educational program effectiveness. We describe the use of social-impact borrowing to increase access to the Child-Parent Center preschool-through-third-grade intervention for at-risk students in the Chicago Public School District. The partners include the city, school district, investors, nonprofit organizations, and a university. The key to the feasibility of social-impact borrowing is the ability to document that early intervention can reduce the need for later special-education services. With the help of private investors and nonprofit organizations, it is possible for public school districts to finance services with funds from private sources and use future cost savings to repay this debt. We discuss how social-impact borrowing is being used in Chicago and in Salt Lake County as the nation's first two instances of using pay-for-performance social-impact borrowing to support early education.
7 CFR 1724.70 - Standard forms of contracts for borrowers.
2010-01-01
... required to use in the planning, design, and construction of their electric systems. Borrowers are not required to use these guidance contract forms in the absence of an agreement to do so. [63 FR 58284, Oct... construction, procurement, engineering services, and architectural services financed by a loan made or...
25 CFR 103.34 - What if the lender and borrower decide to change the terms of the loan?
2010-04-01
... identity or organizational structure of the borrower. (5) Allow any material change in the use of loan proceeds or the nature of the borrower's business. (6) Release any collateral taken as security for the loan, except items sold in the ordinary course of business and promptly replaced by similar items of...
Fernandez, Chris
2015-01-01
Legally mandated student loan exit counseling attempts to prepare borrowers of federal student loans for the repayment process; yet, researchers hypothesized that the online modules most borrowers use for this purpose have significant shortcomings. This report (the second in a series of five from TG Research) describes a study in which researchers…
On the rationality of borrowers' behaviour : Comparing risk-attitudes of homeowners
Neuteboom, P.
2008-01-01
Though time and depth of cycles differed from one European country to another, mortgage markets have grown in size, expanded in product variation and improved borrowers' accessibility to mortgage credit. However, this expanding range of mortgage opportunities significantly increases the search and
Geotechnical aspects of rock borrow for large breakwaters
International Nuclear Information System (INIS)
Watson, I.; Fischer, J.A.; Urlich, C.M.
1975-01-01
The state of the art is described of investigations to secure rock borrow for the breakwaters proposed to protect offshore nuclear power plants. Considerations relating to the geological, geotechnical, and design suitability of rock are discussed within the framework of economics, and the environmental impact of quarrying and transporting rock to potential sites on the East and Gulf coasts of the U.S. is examined. The methodology outlined has application to the construction of all large rockfill breakwaters
25 CFR 103.36 - What options and remedies does the lender have if the borrower defaults on the loan?
2010-04-01
... result in the borrower curing the default. (b) The lender may make precautionary advances on the borrower... prospects do not significantly deteriorate. Items for which the lender may make precautionary advances include, for example: (1) Hazard, liability, or key man life insurance premiums; (2) Security measures to...
7 CFR 1780.47 - Borrower accounting methods, management reporting and audits.
2010-01-01
... accrual basis of accounting, in accordance with generally accepted accounting principles (GAAP), unless... organization may maintain its accounting records on a basis other than accrual accounting, and make the... 7 Agriculture 12 2010-01-01 2010-01-01 false Borrower accounting methods, management reporting and...
24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.
2010-04-01
... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... bankruptcy or insolvency proceedings, except that a proof of claim need not be filed if the court notifies...
7 CFR 1710.102 - Borrower eligibility for different types of loans.
2010-01-01
... LOANS AND GUARANTEES Loan Purposes and Basic Policies § 1710.102 Borrower eligibility for different... grid renewable energy systems. (See 7 CFR part 1712). These guarantees are normally used to finance bulk transmission and generation facilities, but they may also be used to finance distribution and...
2010-04-08
... Maintenance and Vegetation Management Along Existing Western Area Power Administration Transmission Line... Corporation's mandatory vegetation management and maintenance standards (FAC-003-1) in accordance with section... Service) authorizations or issuing new authorizations to accommodate Western's vegetation management...
Weng, Weifeng
This thesis presents papers on three areas of study within resource and environmental economics. "Demand Systems For Energy Forecasting" provides some practical considerations for estimating a Generalized Logit model. The main reason for using this demand system for energy and other factors is that the derived price elasticities are robust when expenditure shares are small. The primary objective of the paper is to determine the best form of the cross-price weights, and a simple inverse function of the expenditure share is selected. A second objective is to demonstrate that the estimated elasticities are sensitive to the units specified for the prices, and to show how price scales can be estimated as part of the model. "To Borrow or Not to Borrow: A Variation on the MacDougal-Kemp Theme" studies the impact of international capital movements on the conditional convergence of economies differing from each other only in initial wealth. We found that in assets, income, consumption and utility, convergence obtains, with and only with, the absence of international capital movement. When a rich country invests in a poor country, the balance of debt increases forever. Asset ownership is increased in all periods for the lender, and asset ownership of the borrower is deceased. Also, capital investment decreases the lender's utility for early periods, but increases it forever after a cross-over point. In contrast, the borrower's utility increases for early periods, but then decreases forever. "Valuing Reduced Risk for Households with Children or the Retired" presents a theoretical model of how families value risk and then exams family automobile purchases to impute the average Value of a Statistical Life (VSL) for each type of family. Data for fatal accidents are used to estimate survival rates for individuals in different types of accidents, and the probabilities of having accidents for different types of vehicle. These models are used to determine standardized risks for
Fernandez, Chris
2015-01-01
Legally mandated student loan entrance counseling attempts to prepare first-time borrowers of federal student loans for this challenge; yet, researchers hypothesized that the online modules most borrowers use for this purpose have significant shortcomings. This report (the third in a series of five from TG Research) describes a study in which…
EXTERNAL BORROWING – A SOLUTION IN OVERCOMING THE CURRENT ECONOMIC CRISIS?
Directory of Open Access Journals (Sweden)
Maria Pascal (căs. Andriescu
2010-06-01
Full Text Available The government decisions to call, in recent years, more and more reimbursable financing gave birth to fierce reactions among politicians and economy specialists. The present article aims to analyze how the external borrowing may be a solution to overcome the difficult situation where we are.
Ponchon, A.; Aulert, C.; Le Guillou, G.; Gallien, F.; Peron, Clara; Gremillet, D.
2017-01-01
The English Channel is one of the most anthropized marine ecosystems due to increasing human pressures, both along the coasts and at sea. Numerous marine protected areas (MPAs) have been created in this area but their ecological relevance still needs to be demonstrated for mobile species such as seabirds. Here, we identified the at-sea foraging and resting areas of black-legged kittiwakes to quantify their spatial overlap with existing neighbouring MPAs. Using solar-powered GPS-UHF, we tracke...
Precautionary Borrowing and the Credit Card Debt Puzzle
DEFF Research Database (Denmark)
Druedahl, Jeppe; Jørgensen, Casper Nordal
2015-01-01
This paper addresses the credit card debt puzzle using a generalization of the buffer-stock consumption model with long-term revolving debt contracts. Closely resembling actual US credit card law, we assume that card issuers can always deny their cardholders access to new debt, but that they cannot...... to simultaneously hold positive gross debt and positive gross assets even though the interest rate on the debt is much higher than the return rate on the assets. Including a risk of being excluded from new borrowing which is positively correlated with unemployment, we are able to simultaneously explain...
Formation of the mechanism for credit asessment of borrowers in conditions of economic instability
Directory of Open Access Journals (Sweden)
N.G. Vygovska
2016-06-01
Full Text Available The article investigates the state of the credit portfolio of banks in the conditions of instability of the environment and the development of the credit rating of the borrower as a mechanism to prevent the direction of growth of bad debts. The research of the state and dynamics loan portfolio has revealed its sharp deterioration in recent years due to the instability of the external macro environment. The need to reduce the volume of bad debts requires the formation of an adequate mechanism for the borrower's credit rating. Under the mechanism defined in the article the subject-object interaction and providing subsystems have aimed at making management decisions about credit and credit determination capabilities of the enterprise. The authors propose the composition of such a mechanism from the position of a system approach with the subject-object allocation and providing subsystems. As a part of providing credit subsystems the article has allocated a methodological, methodical, information, personnel and organizational support. The article has formed the basic methodological principles of credit rating, namely a comprehensive assessment; the accuracy of the assessment; the progressiveness of the assessment; an objective assessment; professionalism; reality evaluation. Using the proposed credit assessment the mechanism in practice will enhance the effectiveness of the credit relationship between the bank and the borrower. Keywords: credit portfolio; mechanism; creditworthiness assessment; economic instability.
18 CFR 367.4320 - Account 432, Allowance for borrowed funds used during construction-Credit.
2010-04-01
... ACT OF 2005, FEDERAL POWER ACT AND NATURAL GAS ACT Income Statement Chart of Accounts Service Company Operating Income § 367.4320 Account 432, Allowance for borrowed funds used during construction—Credit. This...
Does SDDS Subscription Reduce Borrowing Costs for Emerging Market Economies?
John Cady
2005-01-01
Does macroeconomic data transparency-as signaled by subscription to the IMF's Special Data Dissemination Standard (SDDS)-help reduce borrowing costs in international capital markets? This question is examined using data on new issues of sovereign foreign-currency-denominated (U.S. dollar, yen, and euro) bonds for several emerging market economies. Panel econometric estimates indicate that spreads on new bond issues declined on average by close to 20 percent, or by an average of about 55 basis...
Directory of Open Access Journals (Sweden)
Nadirsyah Hosen
2007-06-01
Full Text Available This paper attempts to analytically examine the possibility of constitutional borrowing for the Muslim world regardless the differences in history, system, culture, language, and characteristics. It discusses this issue by looking at the arguments put forth by the opponents of comparative constitutional interpretation and their counter arguments. It will consider materials from Canada, USA, South Africa, Singapore, Malaysia, and Hungary, taking the position that constitutional borrowing can be justified. The paper argues that the 1999-2002 Indonesian constitutional reform should be taken into account by other Muslim countries in undertaking their constitutional reform. The substantive approach of the Shari‘ah that has been used in Indonesia has shown that Muslim world can reform its constitutions without the “assistance” of Western foreign policy. Indonesian constitutional reform has demonstrated that Islamic constitutionalism comes from within Islamic teaching and the Islamic community itself; it is a home grown product.
42 CFR 60.8 - What are the borrower's major rights and responsibilities?
2010-10-01
... whole or any portion of the loan at any time without penalty. (9) The lender or holder must allow the... obligation is cancelled in the event of death or total and permanent disability. (11) To assist the borrower... reimbursements or Federal payments for health services under any Federal law in amounts up to the balance of the...
Wren, A.; Xu, K.; Ma, Y.; Sanger, D.; Van Dolah, R.
2014-12-01
Bottom-mounted instrumentation was deployed at two sites on an ebb tidal delta to measure hydrodynamics, sediment transport, and seabed elevation. One site ('borrow site') was 2 km offshore and used as a dredging site for beach nourishment of nearby Hilton Head Island in South Carolina, and the other site ('reference site') was 10 km offshore and not directly impacted by the dredging. In-situ time-series data were collected during two periods after the dredging: March 15 - June 12, 2012('spring') and August 18 - November 18, 2012 ('fall'). At the reference site directional wave spectra and upper water column current velocities were measured, as well as high-resolution current velocity profiles and suspended sediment concentration profiles in the Bottom Boundary Layer (BBL). Seabed elevation and small-scale seabed changes were also measured. At the borrow site seabed elevation and near-bed wave and current velocities were collected using an Acoustic Doppler Velocimeter. Throughout both deployments bottom wave orbital velocities ranged from 0 - 110 m/s at the reference site. Wave orbital velocities were much lower at the borrow site ranging from 10-20 cm/s, as wave energy was dissipated on the extensive and rough sand banks before reaching the borrow site. Suspended sediment concentrations increased throughout the BBL when orbital velocities increased to approximately 20 cm/s. Sediment grain size and critical shear stresses were similar at both sites, therefore, re-suspension due to waves was less frequent at the borrow site. However, sediment concentrations were highly correlated with the tidal cycle at both sites. Semidiurnal tidal currents were similar at the two sites, typically ranging from 0 - 50 cm/s in the BBL. Maximum currents exceeded the critical shear stress and measured suspended sediment concentrations increased during the first hours of the tidal cycle when the tide switched to flood tide. Results indicate waves contributed more to sediment mobility at
Immigration, borrowing constraints and housing market volatility in general equilibrium
Onshuus, Helene
2016-01-01
A loan-to-value borrowing constraint is a significant restriction on household behavior. All policy intervention seeks to steer agents' behavior away from what individual agents would consider optimal in the absence of restrictions. In the wake of the financial crisis in 2007-09 many regulators have turned to macroprudential tools to manage excessive risk-taking on an economy-wide level. In Norway a strict loan-to-value policy was imposed in June 2015, restricting the amount a household can b...
Does taxation on banks mean taxation on bank-dependent borrowers?
Masami Imai; Peter Hull
2012-01-01
We investigate the economic impacts of bank levies on bank-dependent borrowers, exploiting the surprise announcement of a bank tax by the Tokyo metropolitan government on February 7th, 2000. We find that the tax announcement had negative effects on the abnormal return of firms which depended on soon-to-be taxed banks for external funds. Moreover, the adverse economic effects of the bank tax were larger for smaller and more financially distressed firms, suggesting that bank levies are likely t...
25 CFR 103.25 - What kind of borrower is eligible under the Program?
2010-04-01
... the borrower is: (1) An Indian individual; (2) An Indian-owned business entity organized under Federal, State, or tribal law, with an organizational structure reasonably acceptable to BIA; (3) A tribe; or (4) A business enterprise established and recognized by a tribe. (b) To be eligible for a BIA-guaranteed...
Collins, J. Michael; Lam, Ken; Herbert, Christopher E.
2011-01-01
Due to the rise in foreclosure filings, policymakers are increasingly concerned with helping families in financial distress keep their homes. This paper tests the extent to which distressed mortgage borrowers benefit from three types of state foreclosure polices: (1) judicial foreclosure proceedings, (2) statutory rights of redemption, and (3)…
Reducing biosolids disposal costs using land application in forested areas
International Nuclear Information System (INIS)
Huffines, R.L.
1995-01-01
Switching biosolids land application from a reclamation site to a forested site significantly reduced the cost of biosolids disposal at the Savannah River Site. Previous beneficial reuse programs focused on reclamation of existing borrow pits. While extremely beneficial, this program became very costly due to the regulatory requirements for groundwater monitoring, soil monitoring and frequent biosolids analyses. A new program was developed to reuse biosolids in forested areas where the biosolids could be used as a soil conditioner and fertilizer to enhance timber yield. The forested land application site was designed so that groundwater monitoring and soil monitoring could be eliminated while biosolids monitoring and site maintenance were minimized. Monitoring costs alone were reduced by 80%. Capital costs for site preparation were also significantly reduced since there was no longer a need for expensive groundwater monitoring wells
Borrow or Serve? An Economic Analysis of Options for Financing a Medical School Education.
Marcu, Mircea I; Kellermann, Arthur L; Hunter, Christine; Curtis, Jerri; Rice, Charles; Wilensky, Gail R
2017-07-01
To understand the long-term economic implications of key pathways for financing a medical school education. The authors calculated the net present value (NPV) of cash flow over a 30-year career for a 2013 matriculant associated with (1) self-financing, (2) federally guaranteed loans, (3) the Public Service Loan Forgiveness program, (4) the National Health Service Corps, (5) the Armed Forces Health Professions Scholarship Program, and (6) matriculation at the Uniformed Services University of the Health Sciences. They calculated the NPV for students pursuing one of four specialties in two cities with divergent tax policies. Borrowers were assumed to have a median level of debt ($180,000), and conservative projections of inflation, discount rates, and income growth were employed. Sensitivity analyses examined different discount and income growth rates, alternative repayment strategies, and various lengths of public-sector service by scholarship recipients. For those wealthy enough to pay cash or fortunate enough to secure a no-strings scholarship, self-financing produced the highest NPV in almost every scenario. Borrowers start practice $300,000 to $400,000 behind their peers who secure a national service scholarship, but those who enter a highly paid specialty, such as orthopedic surgery, overtake their national service counterparts 4 to 11 years after residency. Those in lower-paid specialties take much longer. Borrowers who enter primary care never close the gap. Over time, the value of a medical degree offsets the high up-front cost. Debt avoidance confers substantial economic benefits, particularly for students interested in primary care.
Rural flour mills. farmer promotion tool m the Sahel area
Directory of Open Access Journals (Sweden)
Audroing, M.
1993-01-01
Full Text Available The Grameen Bank is a specialized financial institution in Bangladesh that was established to provide credit to the rural poor for the purpose of improving their economic conditions with the hypothesis that if the poor are supplied with working capital they can generate productive self-employment without external assistance. Loans from the Grameen Bank are used primarily for undertaking noncrop activities. The loan repayment performance is excellent. Only 0.5 percent of loans to 975 borrowers surveyed were overdue beyond one year, and overdue weekly installments (before the expiration of the one-year repayment period were only 3.3 percent of the total amount borrowed. The Grameen Bank concept of credit without collateral should work in other countries with widespread poverty and underemployment. But elements like taking the bank to the people and intensive interaction of bank staff with borrowers may be inappropriate and highly expensive for sparsely settled areas with underdeveloped transport systems. For such environments, an appropriate delivery mechanism has to be worked out.
The Ghosts of Higher Education Reform: On the Organisational Processes Surrounding Policy Borrowing
Brøgger, Katja
2014-01-01
The Bologna Process is one of the most extensive examples of policy borrowing processes. Based on qualitative data, this article argues in favour of studying part of this process as "global smallness", centring on the organisational effects of the implementation of a globalised curriculum. Through Derrida's notion on hauntology,…
National Research Council Canada - National Science Library
Lee, John
2000-01-01
...; requirements which span the conflict spectrum. The Army's current staff training simulation development process could better support all possible scenarios by making some fundamental adjustments and borrowing commercial business practices...
On the Limitations of Government Borrowing: A Framework for Empirical Testing
James D. Hamilton; Marjorie A. Flavin
1985-01-01
This paper seeks to distinguish empirically between two views on the limitations of government borrowing. According to one view, nothing precludes the government from running a permanent budget deficit, paying interest due on the growing debt load simply by issuing new debt, An alternative perspective holds that creditors would be unwilling to purchase government debt unless the government made a credible commitment to balance its budget in present value terms. We show that distinguishing bet...
Directory of Open Access Journals (Sweden)
G van der Westhuizen
2014-08-01
Full Text Available The relative efficiency of fifty-two branches of a small South African bank was estimated using Data Envelopment Analysis (DEA. A factor responsible for the difference in efficiency between branches might be the difference in managing the asset (loans and the liability (deposit side of the balance sheet. For this reason, the relative efficiency of the lending and borrowing activities was also estimated and compared to the relative efficiency of the combined (lending and borrowing activities.In the case of the efficiency estimates for loans and deposits, the indications are that the branches were more efficient in managing the liability side (deposits than in managing the asset side (loans. This means that purchased funds were not utilised efficiently.
Optimizing Whole House Deep Energy Retrofit Packages: A Case Study of Existing Chicago-Area Homes
Directory of Open Access Journals (Sweden)
Honnie Aguilar Leinartas
2015-05-01
Full Text Available Improving the energy efficiency of the residential building stock plays a key role in mitigating global climate change. New guidelines are targeting widespread application of deep energy retrofits to existing homes that reduce their annual energy use by 50%, but questions remain as to how to identify and prioritize the most cost-effective retrofit measures. This work demonstrates the utility of whole building energy simulation and optimization software to construct a “tool-box” of prescriptive deep energy retrofits that can be applied to large portions of the existing housing stock. We consider 10 generally representative typology groups of existing single-family detached homes built prior to 1978 in the Chicago area for identifying cost-optimal deep energy retrofit packages. Simulations were conducted in BEopt and EnergyPlus operating on a cloud-computing platform to first identify cost-optimal enclosure retrofits and then identify cost-optimal upgrades to heating, ventilation, and air-conditioning (HVAC systems. Results reveal that prescriptive retrofit packages achieving at least 50% site energy savings can be defined for most homes through a combination of envelope retrofits, lighting upgrades, and upgrades to existing HVAC system efficiency or conversion to mini-split heat pumps. The average upfront cost of retrofits is estimated to be ~$14,400, resulting in average annual site energy savings of ~54% and an average simple payback period of ~25 years. Widespread application of these prescriptive retrofit packages across the existing Chicago-area residential building stock is predicted to reduce annual site energy use by 3.7 × 1016 J and yield approximately $280 million USD in annual energy savings.
The genetic assimilation in language borrowing inferred from Jing People.
Huang, Xiufeng; Zhou, Qinghui; Bin, Xiaoyun; Lai, Shu; Lin, Chaowen; Hu, Rong; Xiao, Jiashun; Luo, Dajun; Li, Yingxiang; Wei, Lan-Hai; Yeh, Hui-Yuan; Chen, Gang; Wang, Chuan-Chao
2018-02-28
The Jing people are a recognized ethnic group in Guangxi, southwest China, who are the immigrants from Vietnam during the 16th century. They speak Vietnamese but with lots of language borrowings from Cantonese, Zhuang, and Mandarin. However, it's unclear if there is large-scale gene flow from surrounding populations into Jing people during their language change due to the very limited genetic information of this population. We collected blood samples from 37 Jing and 3 Han Chinese individuals from Wanwei, Shanxin, and Wutou islands in Guangxi and genotyped about 600,000 genome-wide single nucleotide polymorphisms (SNPs). We used Principal Component Analysis (PCA), ADMIXTURE analysis, f statistics, qpWave and qpAdm to infer the population genetic structure and admixture. Our data revealed that the Jing people are genetically similar to the populations in southwest China and mainland Southeast Asia. But compared with Vietnamese, they show significant evidence of gene flow from surrounding East Asians. The admixture proportion is estimated to be around 35-42% in different Jing groups using southern Han Chinese as a proxy. The majority of the paternal lineages of Jing people are most likely from surrounding East Asians. We conclude that the formation and language change of present-day Jing people have involved genetic assimilation of surrounding East Asian populations. The language borrowing, in this case, is not only a cultural phenomenon but has involved demic diffusion. © 2018 Wiley Periodicals, Inc.
Directory of Open Access Journals (Sweden)
Ben Vladyslav P.
2018-01-01
Full Text Available The article is aimed at researching the efficiency of the use of assembly technologies to solve the task of classifying borrowers – natural entities in relation to the level of credit risk. Features of information support of the process of solving the task of classifying borrowers – natural entities were analyzed. The necessity of application of model assemblies as one of contemporary directions of processing of big data has been substantiated. The author’s own variant of algorithm of creation of an assembly on the basis of specialization of separate models-experts has been provided. The proposed approach is implemented in two versions according to the types of models used as experts. In the first variant the assembly consists of logit-regressions, in the second variant – of neural networks. An analysis of the obtained results has proved that the described assembly structure gives an opportunity to increase the accuracy of assessment of the credit risks of borrowers, and it is expedient to use neural networks as separate models-experts.
2010-01-01
... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...
Szymanowski, M.G.
2009-01-01
CONSUMPTION-BASED LEARNING ABOUT BRAND QUALITY: ESSAYS ON HOW PRIVATE LABELS SHARE AND BORROW REPUTATION is a collection of essays exploring the process of consumer cross-brand learning in the context of brands belonging to retailers: the so-called private labels. Private labels have gradually grown
Guin, Benjamin; Brown, Martin
2015-01-01
We study the exposure of mortgage borrowers in Switzerland to interest rate, income and house price risks and examine how the households’ choice of risky mortgages is related to individual interest rate expectations and risk-aversion. Our analysis is based on a unique data set of household mortgage applications from September 2012 until January 2014. Our assessment of risk exposure among mortgage borrowers in Switzerland is highly sensitive to the underlying assumptions on mortgage costs, hou...
Fiscal determinants of government borrowing costs: do we have only ourselves to blame?
Directory of Open Access Journals (Sweden)
Josip Funda
2013-06-01
Full Text Available The global financial crisis and the problems in peripheral EU countries resulted in increased attention to fiscal developments and their impact on borrowing costs for both public and private sector. Existing theoretical literature suggests that worsening of current and expected budget balances as well as an increase of public debt lead to a rise in short and long term interest rates for sovereign debtors. However, empirical results are inconclusive, especially for emerging market countries. This paper analyzes the factors that determine the dynamics of government bond spreads, with special emphasis on fiscal indicators. The survey covered 17 European countries, of which 9 are developed and 8 are emerging market economies, all of them members of the EU except Croatia. The empirical part of the paper employs dynamic panel data method and uses the Arellano and Bond estimator to get consistent estimates of parameters of interest. The results show that in the period 2004-2011 fiscal balance and public debt projections had a significant impact on the differences in government bond yields for emerging market countries, with the effect being much stronger during the period after the onset of financial crises. On the other hand, it seems that sovereign spread dynamics in developed countries is driven mostly by the global market sentiment.
Iyer, R.; Khwaja, A.I.; Luttmer, E.F.P.; Shue, K.
2009-01-01
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different lending models that rely on screening by multiple
12 CFR 32.5 - Combination rules.
2010-01-01
... the degree of financial and operational autonomy of the borrowing entity; (ii) Financial statements... controlled by another borrower; and (ii) Substantial financial interdependence exists between or among the borrowers. Substantial financial interdependence is deemed to exist when 50 percent or more of one borrower...
English borrowings in the French financial discourse as a feature of national character
Directory of Open Access Journals (Sweden)
Наталья Сергеевна Найдёнова
2011-12-01
Full Text Available English, being by far the most dominant language in modern business communications, makes an undeniable impact on other languages, which are in contact with it. French financial discourse characterised by an array of English borrowings is one of the examples of this phenomenon. This article analyzes how this trend coexists with such features of the national character of the French as patriotism, pride of their country and language.
International Nuclear Information System (INIS)
Nakamura, Norihito; Namekawa, Masaru; Owada, Isao; Kikuchi, Masaru; Kodani, Yoshiki; Nozawa, Yukio
2005-01-01
Since the Nuclear Material Control Center (NMCC) was designed the safeguards inspection organization by Ministry of Education, Culture, Sports, Science and Technology (MEXT) in December 1999, the NMCC has been performing safeguards inspection for the Nuclear Facilities in Japan. The NMCC has carried out the safeguards inspections to LEU Fuel Fabrication Plants (FFPs) and the NMCC has improved the method of safeguards inspection as it has changed over to the integrated safeguards from the year of 2005. Concerning the Borrowing inspection between LEU FFPs, which is the precondition to change over to the integrated safeguards, it is needed to estimate the entire inventory in the facility within the limited time. Therefore, the NMCC has developed the system called IWES (In-process inventory Walk-through Examination System) to examine the inventory in process smoothly, quickly and correctly at borrowing inspection, check the entire inventory quantity and evaluate them. This report describes how IWES aiming at effective/efficient confirmation of in-process inventory has been developed and how it is applied to the borrowing inspection activities. (author)
Bar-Adon, Aaron
The first waves of immigrants arriving in Palestine were faced with the problem of forming a new culture and creating a new language, actually, reviving Hebrew, an ancient language. The children were faced with creating their own traditions, games, and folklore; in so doing, through straight borrowing, spontaneous translation (loan translation),…
218-E-8 Borrow Pit Demolition Site closure plan. Revision 1
International Nuclear Information System (INIS)
Ruck, F.R.
1994-01-01
The 218-E-8 Demolition Site was the site of a single demolition event in November of 1984. This demolition event was a form of thermal treatment for discarded explosive chemical products. Because the 218-E-8 Demolition Site will no longer be used for this thermal activity, the site will be closed. Closure will be conducted pursuant to the requirements of the Washington State Department of Ecology (Ecology) ''Dangerous Waste Regulations,'' Washington Administrative Code (WAC) 173-303-610 and 40 Code of Federal Regulations (CFR) 270.1. The 218-E-8 Borrow Pit Demolition Site Closure Plan consists of a Hanford Facility Dangerous Waste Part A Permit Application, Form 3, Revision 4, and a closure plan. An explanation of the Part A Form 3, submitted with this closure plan is provided at the beginning of the Part A Section. The closure plan consists of nine chapters and five appendices. This closure plan presents a description of the 218-E-8 Demolition Site, the history of the waste treated, and the approach that will be followed to close the 218-E-8 Demolition Site. Because there were no radioactively contaminated chemicals involved in t he demolitions at the 218-E-8 Borrow Pit site, the information on radionuclides is provided for ''information only.'' Remediation of any radioactive contamination is not within the scope of this closure plan. Only dangerous constituents derived from 218-E-8 Demolition Site operations will be addressed in this closure plan in accordance with WAC 173-303-610(2)(b)(i)
38 CFR 36.4309 - Transfer of title by borrower or maturity by demand or acceleration.
2010-07-01
...; (iii) A transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by... option to purchase; (v) A transfer to a relative resulting from the death of a borrower; (vi) A transfer... reinstatement of the loan would adversely affect the dignity of the lien or be otherwise precluded by law. A...
Directory of Open Access Journals (Sweden)
Bratucu G.
2014-12-01
Full Text Available This article is based upon a survey conducted in the protected area of Avrig - Scorei - Făgăraş from Romania. The main purpose of the article is to determine the awareness, attitudes and ways in which the inhabitants of a protected area may act towards the conservation of the area and support the community development. The research was based on a direct interview, using a questionnaire comprising 20 direct questions. The sampling method was probabilistic, with a multistage sampling, as it allows the possibility to extrapolate the results obtained for the entire research population. The systematic error is of +/-4%. The results showed a reduced awareness of the residents about the existence, functioning and support of this protected area, as well as a positive approach of the local public institutions involved in the management of the area. The local institutions have started to enforce the rules and regulations concerning the protection of the environment in this area, still with a long way to run, according to the opinions of the locals, until reaching the EU standards in this field.
International Nuclear Information System (INIS)
2006-01-01
The Finnish system: waste producer is responsible; all waste management including decommissioning is covered; fund is a guarantee and a way to include future costs in the price of electricity; fund covers future costs of existing wastes, thus liabilities are re-evaluated annually; present day technology and costs are used, no discounting segregated fund, waste producer can borrow back 75%, State can borrow the remaining 25%. Measures included in the system to ensure the sufficiency and availability of funds: uncertainties have to be accounted for; additional 10% security over the total liability is demanded; the part of liability not yet in the fund as well as loans have to be covered with securities; the profit of the fund covers the inflation; annual reviews of plans and cost estimates. Other measures to ensure the sufficiency and availability of funds: comprehensive legislation, well-defined responsibilities; well-defined policy, programme and milestones; programme proceeding in schedule => largest waste management investments will be made during NPP operation; detailed technical plans and designs, decommissioning plans updated every 5 years, cost estimates based on NPP specific plans; independent reviews of cost estimates of different waste management components. Experiences: the annual changes in the liabilities have in most cases been within the assumed uncertainties; the realised costs of the existing waste management facilities have been reasonably close to cost estimates; the demands of secure investments and above inflation profits are sometimes contradictory
Brink, R. E. M. van den
Investigation into the book buying, reading and borrowing habits is in many countries still in its infancy. Furthermore it is not yet possible to link up scientifically the socio-economic factors and market behavior. However it is justifiable to take the following principles: (1) the standard of economic development of a country determines the…
Tan, Charlene
2016-01-01
For over a decade, Mainland China has been embarking on an ambitious nation-wide education reform ("New Curriculum Reform") for its basic education. The reform reflects China's propensity to borrow selected educational policies from elsewhere, particularly North America and Europe. Chinese scholars have used a local proverb "the…
Automatic for the Borrower: How Repayment Based on Income Can Reduce Loan Defaults and Manage Risk
Baum, Sandy; Carew, Diana; Fraire, Jacob; Jacks, Kay; James, Kevin; Madzelan, Daniel; Miller, Scott E.; Simmons, Barry; Thompson, Jessica
2014-01-01
When borrowers default on a federal student loan, it can have catastrophic consequences. Their credit scores drop dramatically, severely curtailing their ability to afford a home or a car, and even limiting their ability to sign up for utilities. The cost of their loan rises as late fees pile up. Moreover, the federal government can garnish…
218 E-8 Borrow Pit Demolition Site clean closure soil evaluation report
International Nuclear Information System (INIS)
Korematsu-Olund, D.M.
1995-01-01
This report summarizes the sampling activities undertaken and the analytical results obtained in a soil sampling and analyses study performed for the 218 E-8 Borrow Pit Demolition Site (218 E-8 Demolition Site). The 218 E-8 Demolition Site is identified as a Resource Conservation and Recovery Act (RCRA) treatment unit that will be closed in accordance with the applicable laws and regulations. The site was used for the thermal treatment of discarded explosive chemical products. No constituents of concern were found in concentrations indicating contamination of the soil by 218 E-8 Demolition Site activities
SMEs’ Access to Finance in the Euro Area; What Helps or Hampers?
Bahar Öztürk; Mico Mrkaic
2014-01-01
The monetary transmission mechanism in the euro area has been adversely affected by the recent crises. Using survey data on thousands of euro area firms, we study factors that affect the access to finance of SMEs. We find that changes in bank funding costs and borrower leverage matter for firms’ access to finance. Increases in bank funding costs and borrowers’ debt-to-asset ratios are significantly and negatively associated with firms’ access to finance. The use of subsidies significantly imp...
Utilities must leverage existing resources and upgrade technology to avoid future blackouts
International Nuclear Information System (INIS)
Masiello, R.
2004-01-01
The blackout of August 14, 2003 is used as the incentive to examine transmission grid reliability, expose its deficiencies in terms of technology, standards and processes used to manage reliability, and to make recommendations for leveraging existing resources and upgrading both the technology and procedures to avoid similar breakdowns in the future. It is recommended that in the area of monitoring transmission grid reliability utilities should borrow a page from the Enterprise Risk Management Practices of the financial industry by adopting a system which looks beyond the first 'credible' contingency (the current system) and examine many more 'incredible' contingencies, and underlying events that can trigger multiple contingencies, and plan for them in their operations. Utility companies are also urged to upgrade their energy management systems (EMS) technology to be able to deal with the kinds of severely depressed voltages and overloaded circuits that many grids experience today. Investment in new capabilities in control rooms, more and better communications will be essential. EMS algorithms and models must be upgraded to operate under a broader spectrum of grid conditions and to simulate the once-in-a-lifetime outage scenarios that most operators believe could never strike their utility. Expert opinion strongly suggests that as part of this process of upgrading, contingency analysis should shift from the 'N-1' model of the present to a stochastic model that considers a wider range of possible events in a probabilistic framework
Utilities must leverage existing resources and upgrade technology to avoid future blackouts
Energy Technology Data Exchange (ETDEWEB)
Masiello, R. [KEMA Inc. Burlington, MA (United States)
2004-06-01
The blackout of August 14, 2003 is used as the incentive to examine transmission grid reliability, expose its deficiencies in terms of technology, standards and processes used to manage reliability, and to make recommendations for leveraging existing resources and upgrading both the technology and procedures to avoid similar breakdowns in the future. It is recommended that in the area of monitoring transmission grid reliability utilities should borrow a page from the Enterprise Risk Management Practices of the financial industry by adopting a system which looks beyond the first 'credible' contingency (the current system) and examine many more 'incredible' contingencies, and underlying events that can trigger multiple contingencies, and plan for them in their operations. Utility companies are also urged to upgrade their energy management systems (EMS) technology to be able to deal with the kinds of severely depressed voltages and overloaded circuits that many grids experience today. Investment in new capabilities in control rooms, more and better communications will be essential. EMS algorithms and models must be upgraded to operate under a broader spectrum of grid conditions and to simulate the once-in-a-lifetime outage scenarios that most operators believe could never strike their utility. Expert opinion strongly suggests that as part of this process of upgrading, contingency analysis should shift from the 'N-1' model of the present to a stochastic model that considers a wider range of possible events in a probabilistic framework.
Ochs, Kimberly
2006-01-01
This paper reports on a case study of the London Education Authority of Barking and Dagenham's borrowing of Swiss educational practices, and the implementation and internalisation of those foreign practices in the teaching of mathematics in primary schools. The study employs analytical frameworks that might be used by policy makers or researchers…
Touche Ross and Co., Washington, DC.
Insurance premiums being charged to borrowers under the Guaranteed Student Loan (GSL) program were studied to determine if the rate exceeded the rate necessary to protect the reserves of the insurer. Attention was directed to whether historical changes in the GSL program have affected insurance premiums. Guaranty agency's sources and uses of funds…
2010-01-01
... 7 Agriculture 12 2010-01-01 2010-01-01 false Borrower's review and submission of the auditor's... for the Submission and Review of the Auditor's Report, Report on Compliance and on Internal Control... auditor's report, report on compliance and on internal control over financial reporting, and management...
A revision of the subtract-with-borrow random number generators
Sibidanov, Alexei
2017-12-01
The most popular and widely used subtract-with-borrow generator, also known as RANLUX, is reimplemented as a linear congruential generator using large integer arithmetic with the modulus size of 576 bits. Modern computers, as well as the specific structure of the modulus inferred from RANLUX, allow for the development of a fast modular multiplication - the core of the procedure. This was previously believed to be slow and have too high cost in terms of computing resources. Our tests show a significant gain in generation speed which is comparable with other fast, high quality random number generators. An additional feature is the fast skipping of generator states leading to a seeding scheme which guarantees the uniqueness of random number sequences. Licensing provisions: GPLv3 Programming language: C++, C, Assembler
Directory of Open Access Journals (Sweden)
Mira Conci
2017-05-01
Full Text Available Building energy renovation quotas are not currently being met due to unfavorable conditions such as complex building regulations, limited investment incentives, historical preservation priorities, and technical limitations. The traditional strategy has been to incrementally lower the energy consumption of the building stock, instead of raising the efficiency of the energy supply through a broader use of renewable sources. This strategy requires an integral redefinition of the approach to energy building renovations. The joint project SWIVT elaborates on a district redevelopment strategy that combines a reduction in the energy demand of existing buildings and their physical interconnection within a local micro-grid and heating network. The district is equipped with energy generation and distribution technologies as well as hybrid thermal and electrical energy storage systems, steered by an optimizing energy management controller. This strategy is explored through three scenarios designed for an existing residential area in Darmstadt, Germany, and benchmarked against measured data. Presented findings show that a total primary energy balance at least 30% lower than that of a standard building renovation can be achieved by a cluster of buildings with different thermal qualities and connected energy generation, conversion, and storage systems, with only minimal physical intervention to existing buildings.
General Accounting Office, Washington, DC. Div. of Human Resources.
In response to the requirements of the Higher Education Amendments of 1986, this report addresses the impact of the two-year-old Student Loan Consolidation Program. Principle findings of the investigation concern the higher interst costs to the borrower that are brought about by longer payment plans and the fact that the government's subsidy costs…
2010-04-01
... not increase the taxpayer's amount at risk because they are borrowed from a person who has an interest in the activity other than that of a creditor or from a person who is related to a person (other than the taxpayer) who has an interest in the activity other than that of a creditor; and (2) Amounts...
Johnson, Carrie L.; O'Neill, Barbara; Worthy, Sheri Lokken; Lown, Jean M.; Bowen, Cathy F.
2016-01-01
This study used data from online focus groups collected from November 2014 to April 2015 to understand college students' decision-making processes when borrowing money to finance their education. Data were collected using an online course management system. Results suggest that (a) students relied heavily on advice from parents, guidance…
Timing of Family Income, Borrowing Constraints and Child Achievement
DEFF Research Database (Denmark)
Humlum, Maria Knoth
In this paper, I investigate the effects of the timing of family income on child achievement production. Detailed administrative data augmented with PISA test scores at age 15 are used to analyze the effects of the timing of family income on child achievement. Contrary to many earlier studies, te...... with generous child and education subsidies. Actually, later family income (age 12-15) is a more important determinant of child achievement than earlier income.......In this paper, I investigate the effects of the timing of family income on child achievement production. Detailed administrative data augmented with PISA test scores at age 15 are used to analyze the effects of the timing of family income on child achievement. Contrary to many earlier studies......, tests for early borrowing constraints suggest that parents are not constrained in early investments in their children's achievement, and thus that the timing of income does not matter for long-term child outcomes. This is a reasonable result given the setting in a Scandinavian welfare state...
International Nuclear Information System (INIS)
1993-12-01
The Special Projects Section of Reynolds Electrical ampersand Engineering Co., Inc. is responsible for characterizing the subsurface geology and hydrology of the Area 5 Radioactive Waste Management Site (RWMS) at the Nevada Test Site (NTS) for the US Department of Energy, Nevada Operations Office (DOE/NV), Office of Environmental Restoration and Waste Management Waste Management Division. Geologic description, in situ testing, and laboratory analyses of alluvium exposed in existing excavations are important subparts to the Area 5 Site Characterization Program designed to determine the suitability of the RWMS for disposal of low level waste mixed waste and transuranic waste. The primary purpose of the Existing Excavation Project is two-fold: first, to characterize important hydrologic properties of the near surface alluvium, thought to play an important role in the infiltration and redistribution of water and solutes through the upper unsaturated zone at the Area 5 RWMS; and second, to provide guidance for the design of future sampling and testing programs. The justification for this work comes from the state of Nevada review of the original DOE/NV Part B Permit application submitted in 1988 for disposal of mixed wastes at the RWMS. The state of Nevada determined that the permit was deficient in characterization data concerning the hydrogeology of the unsaturated zone. DOE/NV agreed with the state and proposed the study of alluvium exposed in existing excavations as one step toward satisfying these important site characterization data requirements. Other components of the site characterization process include the Science Trench Borehole and Pilot Well Projects
Methodology for the assessment of the impact of existing high voltage lines in urban areas
International Nuclear Information System (INIS)
Sumper, Andreas; Boix-Aragones, Oriol; Villafafila-Robles, Roberto; Bergas-Jane, Joan; Ramirez-Pisco, Rodrigo
2010-01-01
This paper presents a methodology for the assessment of the impact of existing high voltage lines in urban areas. This methodology is based on the numeric evaluation of several impacts which are combined with weight factors. The novelty is that it opens up the possibility of citizen participation, basically in the way in which impacts and weighting factors are determined. The proposed methodology has been applied first in the municipality of Rubi, a mid-sized town near Barcelona, and later on in several municipalities in the Catalonia region in Spain. The results were used to prioritise mitigation action in the Catalonia Energy Plan.
Namayengo, M.M.F.; Ophem, van, J.A.C.; Antonides, G.
2016-01-01
The alignment of microfinance programs with the context and expectations of the recipients is critical for ensuring clients' satisfaction and desired program outcomes. This study sought to investigate the extent to which the objectives and design of the BRAC microfinance program match the expectations, context and characteristics of female borrowers in a rural agrarian setting in Uganda. Quantitative and qualiative methods were used to obtain socio-demographic, personality and microenterprise...
International Nuclear Information System (INIS)
Zhao Jing; Zhu Neng; Wu Yong
2009-01-01
The building area in northern heating areas accounting for 70% of the total land area in China is 6,500,000,000 m 2 . The average heating energy consumption in northern China is 100-200% times more than developed countries in the same latitude. This paper introduced firstly the heat metering and energy efficiency retrofit background of existing residential buildings in northern heating areas of China organized by mohurd and MOF, and then put forward the total principle and contents of retrofit. Through analyzing some retrofit cases in Germany, Poland and China, some technological experiences were summarized and finally a technology line suitable for heat metering and energy efficiency retrofit of existing residential buildings in northern heating areas of China which involved retrofit for heat metering and temperature regulation of heating systems, heat balance of heat source and network, and building envelope was described to provide a systematic, scientific, technological guide for the retrofit projects of 0.15 billion m 2 in 'the Eleventh Five-Year Plan' period.
2011-04-04
... where the infested avocados were grown will immediately be suspended from the export program until an... Avocados From Areas Where Mediterranean Fruit Fly or South American Fruit Fly Exist AGENCY: Animal and... certain restrictions regarding the movement of fresh Hass variety avocados. Specifically, we are proposing...
“We Routinely Borrow to Survive”: Exploring the Financial Capability of Income-Poor People in India.
Banerjee, Mahasweta M
2016-10-01
A lack of financial capability—financial opportunities and abilities—and poverty are highly interlinked. Over 65 percent of people in India are excluded from any financial services. This article explores income-poor Indians’ experiences with financial capability through a qualitative study. Purposive sampling was used to collect data from 658 individuals, through focus groups (n = 566) and face-to-face interviews (n = 92). Findings show that 97 percent of respondents had the opportunity to earn an income, and 55 percent earned through financial inclusion programs, but 87 percent of respondents earned less than U.S. $2 a day. Although almost all saved and needed to borrow, 46 percent were eligible for formal savings and only 23 percent for formal loans. Financial abilities or knowledge and skills related to income, savings, and loans were higher among the few who had a stable income or had medium and high income in relation to those who had unstable and low income. Respondents experienced many challenges with their financial capabilities, including borrowing to save, fearing formal loans, and lacking clarity about loan and interest rate; banks miscalculating interest rates; and political parties influencing access to loans. Implications for social policy and social work practice are discussed.
2010-01-01
... are payments on the Collateral allocated between the SISMBD borrower and repayment of the SISMBD Loan? Unless otherwise provided in the Loan Agreements for a particular SISMBD Loan, any payment on Collateral... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false How are payments on the Collateral...
Methodology for the assessment of the impact of existing high voltage lines in urban areas
Energy Technology Data Exchange (ETDEWEB)
Sumper, Andreas [Centre d' Innovacio Tecnologica en Convertidors Estatics i Accionaments (CITCEA-UPC), Departament d' Enginyeria Electrica, Universitat Politecnica de Catalunya, EU d' Enginyeria Tecnica Industrial de Barcelona, Comte d' Urgell, 187, 08036 Barcelona (Spain); Catalonia Institute for Energy Research (IREC) (Spain); Boix-Aragones, Oriol; Bergas-Jane, Joan [Centre d' Innovacio Tecnologica en Convertidors Estatics i Accionaments (CITCEA-UPC), Departament d' Enginyeria Electrica, Universitat Politecnica de Catalunya, ETS d' Enginyeria Industrial de Barcelona, Av. Diagonal, 647, Pl. 2. 08028 Barcelona (Spain); Villafafila-Robles, Roberto; Ramirez-Pisco, Rodrigo [Centre d' Innovacio Tecnologica en Convertidors Estatics i Accionaments (CITCEA-UPC), Departament d' Enginyeria Electrica, Universitat Politecnica de Catalunya, EU d' Enginyeria Tecnica Industrial de Barcelona, Comte d' Urgell, 187, 08036 Barcelona (Spain)
2010-10-15
This paper presents a methodology for the assessment of the impact of existing high voltage lines in urban areas. This methodology is based on the numeric evaluation of several impacts which are combined with weight factors. The novelty is that it opens up the possibility of citizen participation, basically in the way in which impacts and weighting factors are determined. The proposed methodology has been applied first in the municipality of Rubi, a mid-sized town near Barcelona, and later on in several municipalities in the Catalonia region in Spain. The results were used to prioritise mitigation action in the Catalonia Energy Plan. (author)
Pan, Haitao; Yuan, Ying; Xia, Jielai
2017-11-01
A biosimilar refers to a follow-on biologic intended to be approved for marketing based on biosimilarity to an existing patented biological product (i.e., the reference product). To develop a biosimilar product, it is essential to demonstrate biosimilarity between the follow-on biologic and the reference product, typically through two-arm randomization trials. We propose a Bayesian adaptive design for trials to evaluate biosimilar products. To take advantage of the abundant historical data on the efficacy of the reference product that is typically available at the time a biosimilar product is developed, we propose the calibrated power prior, which allows our design to adaptively borrow information from the historical data according to the congruence between the historical data and the new data collected from the current trial. We propose a new measure, the Bayesian biosimilarity index, to measure the similarity between the biosimilar and the reference product. During the trial, we evaluate the Bayesian biosimilarity index in a group sequential fashion based on the accumulating interim data, and stop the trial early once there is enough information to conclude or reject the similarity. Extensive simulation studies show that the proposed design has higher power than traditional designs. We applied the proposed design to a biosimilar trial for treating rheumatoid arthritis.
7 CFR 1744.50 - Non-Act purposes.
2010-01-01
... forecasts for the project; (2) Projected revenues, expenses and net income of the borrower's existing system... project; (4) Projected rate of return on the borrower's investment in the project; (5) Fair market value... of the borrower's secured debt to assets; (7) Projected growth in borrower's system and project...
Directory of Open Access Journals (Sweden)
Leksyutina Y.
2018-03-01
Full Text Available Multilateral development banks (MDBs play an important role in world economic processes and global economic governance. Since the establishment of the first multilateral development bank – the International Bank for Reconstruction and Development (IBRD – MDBs have emerged in three waves, each time as a response to the major changes in the world arena. The creation of the New Development Bank (NDB and the Asian Infrastructure Investment Bank (AIIB represents the third and latest wave of MDBs. These new development banks have arisen as a consequence of an historic shift in global economic power from developed countries to emerging economies and more specifically the increase in China’s economic might. This article traces the evolution of China’s participation in MDBs, characterizes various forms of China’s engagement with MDBs in specific periods of history, and explains Beijing’s motivation in establishing new MDBs. During almost 40 years of interaction with the multilateral development banks, China has made a great leap forward from large-borrower to creditor status, from ordinary member to the initiator and creator of new MDBs under its auspices. This article identifies the scale, composition and dynamic of MDBs’ assistance to China. It points out that despite its eye-catching economic achievements, China remains one of the largest borrowers from MDBs. Yet, in the process of China’s participation in MDBs there have been two turning points: in 2004–2005 when China became a creditor, and during the 2008 global financial crisis when China set a course to promote the reform of global governance system and the creation of new China-dominated financial bodies. The creation of new financial institutions is evaluated in the article as indicating Beijing’s foreign policy ambitions to assume a leadership role in the global economic architecture, while the fact that China is acting both as a creditor and a borrower in MDBs reflects the
Directory of Open Access Journals (Sweden)
Dragu Ioana - Maria
2011-07-01
Full Text Available This paper concentrates on information disclosure regarding IAS 23, being included in accounting research field. It comprises an empirical study on the correlation between information published by companies in consolidated financial statements with respect to borrowing cost policies and a series of variables that characterize a firm. The objectives of this paper involve estimating and establishing an econometric model in which is assumed that disclosure index for information required by IAS 23 depends on certain elements in the form of country of origin, sales, total assets, debt ratio, ROA and ROE. International accounting literature presents a series of studies on the subject of compliance with IAS disclosure requirements. Similar with this paper, various authors considered annual reports as starting point for data gathering in their reasearch on disclosure phenomena. The criteria used for data gathering, processing and analysing have been previously used in a successful manner by important scientists who published in accounting field. The methodology used involves Disclosure Index computation, as well as SPSS data processing, analysis and interpretation of results. Results show that the model is valid, meaning that there is correlation between information disclosure with respect to IAS 23 and the analyzed variables. According to our estimated econometric model, most of the variables maintain a certain influence on disclosure as we can observe a significant correlation level between the studied elements. This research contributes to the development of both accounting field and international accounting literature, by studying borrowing costs disclosed information in relation to certain elements that best characterize the activity of a company. Although an empirical paper, it concentrates also on accounting practices, as it uses real data extracted from annual reports and consolidated financial statements. The importance of this research relies
McAllister, Dora Elías; Garrison, Gwen E; Feldman, Cecile A; Anderson, Eugene L; Cook, Bryan J; Valachovic, Richard W
2015-06-01
This report presents findings from a survey of U.S. dental school deans designed to capture their perceptions regarding the rising cost of dental education and its impact on borrowing by dental students to finance their education. The survey included questions about factors influencing the cost of dental education, concerns about dental student borrowing, and financial awareness resources for students. The survey was distributed to the deans of all 63 U.S. dental schools in January 2013; 42 deans responded, for a 67% response rate. The results indicate that, according to the responding deans, new clinical technologies, technology costs, and central university taxes are the main factors that contribute to the increasing cost of dental education. Coupled with reduced state appropriations at public dental schools and declines in private giving at all dental schools, dental school deans face a perplexing set of financial management challenges. Tuition and fees are a primary source of revenue for all dental schools; however, many deans do not have total control over the cost of attending their schools since tuition and fees are often tied to mandates and policies from the parent university and the state legislature. The findings of this study indicate that U.S. dental school deans are aware of and concerned about the impact of increases in tuition and fees on dental student debt and that they are using a variety of strategies to address the growth in dental student borrowing.
Conversion of alcohols to enantiopure amines through dual-enzyme hydrogen-borrowing cascades.
Mutti, Francesco G; Knaus, Tanja; Scrutton, Nigel S; Breuer, Michael; Turner, Nicholas J
2015-09-25
α-Chiral amines are key intermediates for the synthesis of a plethora of chemical compounds at industrial scale. We present a biocatalytic hydrogen-borrowing amination of primary and secondary alcohols that allows for the efficient and environmentally benign production of enantiopure amines. The method relies on a combination of two enzymes: an alcohol dehydrogenase (from Aromatoleum sp., Lactobacillus sp., or Bacillus sp.) operating in tandem with an amine dehydrogenase (engineered from Bacillus sp.) to aminate a structurally diverse range of aromatic and aliphatic alcohols, yielding up to 96% conversion and 99% enantiomeric excess. Primary alcohols were aminated with high conversion (up to 99%). This redox self-sufficient cascade possesses high atom efficiency, sourcing nitrogen from ammonium and generating water as the sole by-product. Copyright © 2015, American Association for the Advancement of Science.
Borrowed knowledge chaos theory and the challenge of learning across disciplines
Kellert, Stephen H
2009-01-01
What happens to scientific knowledge when researchers outside the natural sciences bring elements of the latest trend across disciplinary boundaries for their own purposes? Researchers in fields from anthropology to family therapy and traffic planning employ the concepts, methods, and results of chaos theory to harness the disciplinary prestige of the natural sciences, to motivate methodological change or conceptual reorganization within their home discipline, and to justify public policies and aesthetic judgments.Using the recent explosion in the use (and abuse) of chaos theory, Borrowed Knowledge and the Challenge of Learning across Disciplines examines the relationship between science and other disciplines as well as the place of scientific knowledge within our broader culture. Stephen H. Kellert's detailed investigation of the myriad uses of chaos theory reveals serious problems that can arise in the interchange between science and other knowledge-making pursuits, as well as opportunities for constructive...
Babiarz, Patryk; Widdows, Richard; Yilmazer, Tansel
2013-10-01
This article uses data from the Health and Retirement Study for 1998-2010 to investigate whether households respond to the financial stress caused by health problems by increasing their unsecured debt. Results show both the probability of having unsecured debt and the amount of debt increase after an adverse health event among households with low financial assets, who are uninsured, or who have less generous health insurance. The effect of health problems on borrowing is caused by both medical expenditures and disruptions to the income stream. Unsecured debt seems to remain on some households' balance sheets for an extended period. Copyright © 2012 John Wiley & Sons, Ltd.
2005-01-01
This document concerns the proposal to negotiate amendments to an existing contract for the supply of additional steel structures for the LHC shafts, tunnels, caverns and experimental areas. For the reasons explained in this document, the Finance Committee is invited to approve amendments to the existing contract with the firm INIZIATIVE INDUSTRIALI (IT) for the supply of additional steel structures for the LHC shafts, tunnels, caverns and experimental areas for an amount of 500 000 euros (775 000 Swiss francs), subject to revision for inflation, bringing the total to 6 525 745 euros (10 114 905 Swiss francs), subject to revision for inflation. The amounts in Swiss francs have been calculated using the present rate of exchange.
2010-01-01
... and Borrowers of Unfavorable Decision Reached at the Meeting B Exhibit B-2 to Subpart B of Part 1900 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-2 Exhibit B-2 to...
Borrowing and Loan Words: The Lemmatizing of Newly Acquired Lexical Items in Sesotho sa Leboa
Directory of Open Access Journals (Sweden)
V.M. Mojela
2011-10-01
Full Text Available
ABSTRACT: The influence of foreign languages in Sesotho sa Leboa, or Northern Sotho, results in borrowing, which ultimately leads to an increase in the vocabulary of Sesotho sa Leboa. The languages influencing developments in the vocabulary of Sesotho sa Leboa include, inter alia, English, Afrikaans, Xitsonga, Tshivend√a and the Nguni languages. This article aims to give a critical analysis of the advantages and disadvantages of the adoption of foreign lexical items in the lemmatization of vocabulary in Sesotho sa Leboa dictionaries. Most puristic inclined academics and intellectuals are reluctant to adopt loan words as a means of developing the Sesotho sa Leboa vocabulary. When confronted with borrowing, the purists usually prefer coinage, using indigenous lexical items to name foreign concepts. This is disadvantageous to the development of the vocabulary of the language because (1 there is no increase in the number of the lexical items in the language since only the meanings of the foreign lexical item are added to existing indigenous lexical items, and (2 in most cases, previously adopted loan words are mistaken for indigenous lexical items and given preference to newly acquired lexical items which have direct and accurate bearing on the meaning of the newly discovered or designed concepts or objects.
OPSOMMING: Ontlening en leenwoorde: Die lemmatisering van nuutverworwe leksikale items in Sesotho sa Leboa. Die invloed van vreemde tale op Sesotho sa Leboa, of Noord-Sotho, het ontlening tot gevolg, wat uiteindelik lei tot 'n toename in die woordeskat van Sesotho sa Leboa. Die tale wat ontwikkelinge in die woordeskat van Sesotho sa Leboa beïnvloed, sluit onder andere Engels, Afrikaans, Xitsonga, Tsivend√a en die Ngunitale in. Die doel van hierdie artikel is om 'n kritiese ontleding van die voordele en nadele van die oorneem van vreemde leksikale items by die lemmatisering van die woordeskat in woordeboeke van Sesotho sa Leboa te
Reflections on Asia: Borrowing Lessons from the Humanities in Social Science Coursework
Directory of Open Access Journals (Sweden)
Howard Sanborn
2017-07-01
Full Text Available What lessons can political science classes borrow from the humanities? This paper presents the results of a multi-year study on teaching about Asia as part of a general education program. Given the challenges of meeting common learning outcomes while also teaching discipline-specific lessons, political science courses often underperformed in assessments when compared to benchmark expectations. While our initial conclusion—that a greater focus on multimodal assignments would promote deeper learning and reflection—proved unfounded, explicitly emphasizing students’ reflection on their own process of democratic engagement, in comparison to that of their counterparts in Asia, did seem to address the shortcomings of the previous approaches by giving students context and guidance in their understanding of how democracy works at home and abroad. Data from reflective essays, collected over two years, provide evidence for this finding.
2013-05-23
... Marine Protected Areas to the National System of Marine Protected Areas AGENCY: National Marine Protected...) invited federal, state, commonwealth, and territorial marine protected area (MPA) programs with... of Marine Protected Areas of the United States (Framework), developed in response to Executive Order...
2010-01-07
... Marine Protected Areas to the National System of Marine Protected Areas AGENCY: NOAA, Department of... Federal, State and territorial marine protected area programs to join the National System of Marine Protected Areas. SUMMARY: NOAA and the Department of the Interior (DOI) invited Federal, State, commonwealth...
Abramson, A.; Lazarovitch, N.; Adar, E.
2013-12-01
Groundwater is often the most or only feasible drinking water source in remote, low-resource areas. Yet the economics of its development have not been systematically outlined. We applied CBARWI (Cost-Benefit Analysis for Remote Water Improvements), a recently developed Decision Support System, to investigate the economic, physical and management factors related to the costs and benefits of non-networked groundwater supply in remote areas. Synthetic profiles of community water services (n = 17,962), defined across 14 parameters' values and ranges relevant to remote areas, were imputed into the decision framework, and the parameter effects on economic outcomes were investigated through regression analysis (Table 1). Several approaches were included for financing the improvements, after Abramson et al, 2011: willingness-to -pay (WTP), -borrow (WTB) and -work (WTW) in community irrigation (';water-for-work'). We found that low-cost groundwater development approaches are almost 7 times more cost-effective than conventional boreholes fitted with handpumps. The costs of electric, submersible borehole pumps are comparable only when providing expanded water supplies, and off-grid communities pay significantly more for such expansions. In our model, new source construction is less cost-effective than improvement of existing wells, but necessary for expanding access to isolated households. The financing approach significantly impacts the feasibility of demand-driven cost recovery; in our investigation, benefit exceeds cost in 16, 32 and 48% of water service configurations financed by WTP, WTB and WTW, respectively. Regressions of total cost (R2 = 0.723) and net benefit under WTW (R2 = 0.829) along with analysis of output distributions indicate that parameters determining the profitability of irrigation are different from those determining costs and other measures of net benefit. These findings suggest that the cost-benefit outcomes associated with groundwater-based water
2010-01-01
... Borrowers of Adverse Decisions Where the Decision Is Appealable B Exhibit B-1 to Subpart B of Part 1900 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-1 Exhibit B-1 to...
van Os, R.; Kamminga, Leonie; de Haan, G.
2004-01-01
Numerous assays exist that measure the function of stem cells. In this article, we review in detail the history and future of existing stem cell assays. Hematopoietic stem cells (HSCs) are historically the most well studied, but new developments in stem cell research, including the claim of stem
Kałamucka, Wioletta; Kałamucki, Krzysztof
2011-01-01
This article presents results of research concerning tourist infrastructure in some districts located in the Bug river valley, in the context of protected areas. The territory examined includes 9 rural districts and 2 towns in the immediate neighborhood of the river. These administrative units are characterized by great natural value. Their total area is 687,7 km2 that makes 6,7% of the whole Lublin voivodship. On the other hand, the share of protected areas (without Natura 2000) is twice as high - 11,1%. Protected areas makes 37,6% of the territory under study. In some units, share of protected areas is very high: Dubienka - 72%, Horodło - 69,5%. In 2009 in the region examined there were 48 objects of collective accommodation - 16,8% of total number in the voivodship. 83,6% of all objects were situated in Włodawa. Characteristic feature of accommodation is seasonality. There are only 7 objects that functions the whole year and year-round lodging places (280) makes barely 9,3% of the totality. Comparing tourist management with presence of areas of the highest natural values, one can see strong correlation between these two indexes only in rural unit - Włodawa, located within the borders of Biosphere Reserves "Polesie Zachodnie" (West Polesie) In case of other units such a interdependance does not exist. On the contrary, there is opposite relation. In Dołhobyczów, Mircze, Horodło, where apart from areas of Natura 2000, in the Bug river valley landscapes protected areas and landscapes parks were created, tourist infrastructure is insignificant or even does not exist. The existence of large protected areas and natural value make it possible to develop various forms of environmentally friendly tourism - tourism qualified, especially fishing and canoeing, hiking, biking, nature education tourism. Tourist service centers should be located outside the valley. Due to the high natural values, caution is advisable to adapt the area for tourism. Such decisions should
Dredging in Sediments Containing Munitions and Explosives of Concern (MEC)
2008-08-01
UXO diver tech- niques to recover the targets. First, the diver using a fluxgate magnetometer attempted to verify the exist- ence of a target...MEC. These technologies included: 1. Synthetic Aperture SONAR. 2. Magnetometers and electromagnetic induction sensors. 3. Magnetometer /SONAR...4. Differential Magnetometer . 5. Mobile Underwater Debris Survey System. The feasibility of site characterization of the borrow area
International Nuclear Information System (INIS)
Zhao Jing; Wu Yong; Zhu Neng
2009-01-01
Heat metering and energy efficiency retrofit of existing residential buildings in northern heating areas of China is organized and implemented in a large scale by local government in 15 provinces of North China with the unified guidance and control of central government. Firstly, this paper introduced the target of energy-saving reformation of existing residential buildings in North China and the importance of check and evaluation on this target, then pointed out the necessity of building up an evaluation system for energy-saving retrofit. According to the analytical hierarchy process (AHP), three-grade evaluation system was built up for heat metering and energy efficiency retrofit of existing residential buildings in northern heating areas of China. Also, based on multi-index comprehensive evaluation method combined with life cycle assessment (LCA) theory, post-evaluation thought and successful degree evaluation method, a mathematical model was established. Finally, a set of scientific method for evaluating heat metering and energy efficiency retrofit of existing residential buildings in northern heating areas of China systematically, scientifically, comprehensively and objectively was created.
1988-02-01
Eastern cottonwood, green ash, sugarberry. box elder, bald cypress, willow honey locust, slippery elm , overcup oak and bitter pecan. Principle...vines and understory. Woody vegetation surrounds the borrow pit and consists of American and slippery elms , silver maple, black willow, cottonwood, pin...aquatica Water elm Ulmus rubra Slippery elm Urtica dioica Stinging nettle Vaccinium sp. Blueberry Vaccinium spp. Vaccinum Vernonia altissima Ironweed
THE GENESIS OF THE FUNCTIONS OF GOVERNMENT DEBT SECURITIES
Directory of Open Access Journals (Sweden)
V. Osetskyi
2015-06-01
Full Text Available Government borrowings appear at a certain stage of development the economic system. Governments used loans many centuries ago because there are often occurred situations when borrowings were the only way to attract additional financial resources. The preconditions for government loans from the position of creditors are also important. These, in particular, include: the availability of subjects that have the temporarily available funds; investor confidence in the state, that stimulating their interest in buying government debt securities; state’s ability to repay its obligations and so on. Thus, the article deals with the basic prerequisites of the government securities market and its function at different stages of develop-ment of economic relations. So, it was found, that the main functions of local borrowing in XIV-XX centuries include the following: fiscal, public debt management, improved economic situation in some areas and repayment of previously issued loans. In modern conditions the functions of government securities have expanded and include: regulation of the money market and stock market, smoothing unevenness of funds flow to the budget, funding various pro-grams, support the liquidity of financial institutions. The author also highlights that objective necessity of using government borrowing associated with the presence of contradictions between the existing needs of society and the state’s capacity to satisfy them within existing financial re-sources. And in such situations government securities are a means of mobilizing additional financial resources to the state budget.
Directory of Open Access Journals (Sweden)
Jonathan Macey
2017-01-01
Full Text Available This article contrasts the protections provided to participants in U.S. securities markets with the protections provided to participants in the U.S. mortgage markets. Participants in securities markets purchase and sell equity and debt securities. Participants in the mortgage markets borrow money to buy homes, using those homes as collateral for the mortgage loans they receive. Even after Dodd-Frank, participants in securities markets are afforded significantly higher levels of protection than participants in mortgage markets. The doctrine of suitability is a prime example of this inequity. Exploring possible explanations for this odd asymmetry of treatment, I conclude that interest group politics is to blame for the anomaly.
Energy Technology Data Exchange (ETDEWEB)
Nashashibi, H S
1980-10-01
Private transfers of capital from the Organization of Petroleum Exporting Countries (OPEC) to developing countries are intended to complement private transfers from the Organization of Economic Cooperation and Development (OECD) by tapping the emerging capital markets in the Middle East. Developing countries will be able to diversify their borrowing and gain additional financing. The long-term investment of oil-producing countries will benefit and the pressures on the banking institutions to recycle funds will lessen. Middle East capital markets include international loans and international bonds. The history of the Kuwaiti dinar (KD) bond market, with its advantages for both investors and borrowers, illustrates the successful development of a capital market. Financial intermediation needs to be improved, however, if the Middle East is to become efficient enough to compete with the Euromarkets. Efficiency will require different measures and should reflect strengthening relationships among Middle East nations. (DCK)
Existence versus extinction : Human-hippo conflicts in Lake Victoria Area, Kenya
Post, A.W.C.H.M.
2017-01-01
This PhD dissertation examines the role of different organisations and affected communities in human-wildlife governance, with a focus on human-hippo conflicts in Lake Victoria Area, Kenya. The hippo population in this area is under pressure due to human activities that impact on the wetland
Directory of Open Access Journals (Sweden)
Lijun Ma
2013-01-01
Full Text Available Traditional inventory models focus on operational decisions and inventory control. Quite few models consider the financial constraint and decision bias such as loss aversion, which are the reality in today's business environment, especially for the fashion and textiles industry. In this paper we study the inventory control problem for a loss-averse retailer with financial constraint for operations in a periodic review setting in a finite horizon. We characterize the optimal inventory control policies with self-financing or with borrowing as capital-dependent base-stock policies. We demonstrate with numerical examples that the optimal base-stock level is nonincreasing in the accumulated wealth and the loss-aversion indicator.
2011-02-03
... Area. California Point Arena State Marine Reserve, Point Arena State Marine Conservation Area, Sea Lion..., Point Reyes Special Closure, Point Resistance Special Closure, Double Point/Stormy Stack Special Closure...
Energy Technology Data Exchange (ETDEWEB)
Mattsson, Haakan; Triumf, Carl-Axel [GeoVista AB, Luleaa (Sweden); Wahlgren, Carl-Henric [Geological Survey of Sweden, Uppsala (Sweden)
2002-11-01
Fine-grained granite dykes associated with a high fracture frequency occur in the bedrock of the Simpevarp region. In order to avoid problems in a future storage for nuclear waste it is important to find methods to detect areas where the dykes occur frequently. The aim of this project is to test the possibility to use airborne gamma ray spectrometry in the Simpevarp region to distinguish between different areas of the bedrock containing a varying frequency of fine-grained granite dykes. Investigations were also made to test if and how plastic deformation and a thin cover of moss affect the radiometric signature of the rocks. Ground measurements with a gamma ray spectrometer were performed on the islands of Aespoe, Aevroe and at the Simpevarp peninsula on different kinds of Smaaland granite with varying frequencies of fine-grained granite dykes. Reference measurements were performed on rocks without granite dykes. The bedrock at the measurement sites was geologically characterized in connection to the measurements. Air borne radiometric data (uranium, potassium and thorium) measured by the Geological Survey of Sweden in 1986 (flight altitude 30 m, point distance 40 m, line spacing 200 m) was compared to the existing bedrock map of the area and also to existing observation sites of fine-grained granite dykes. The ground measurements with gamma ray spectrometer clearly indicate that the fine-grained granite dykes have a specific radiometric signature compared to the granite-granodiorite at Aevroe and the quartzmonzodiorite-granodiorite at Aespoe. The main difference between the dykes and the other investigated rocks is seen in the thorium content, which is typically 3-5 times greater in the fine grained granite dykes. A thin cover of moss does not seem to significantly affect the radiometric signal of the bedrock, and neither does plastic deformation. However, the number of measurements on deformed and on covered rocks is low. The radiometric anomaly pattern shown in
Directory of Open Access Journals (Sweden)
A.NİYAZİ ÖZKER
2013-06-01
Full Text Available After placing the general analytic framework associated with widely used quantitative macro indicators, this paper aims to analyse the fluctuating variables which can be influenced by the current accounts balance in the optimum external borrowing. The capacity of a country to service external debt depends on the growth of output and of exports and imports. Exports, minimum tolerable level of imports and foreign exchange rates (or reserves provide a useful framework for the examination of optimum external borrowing. So, the most widely used quantitative indicator here is the optimum external debt ratios, which is the ratios of debt service to the level of exports of goods and services. As a suggested, indicator of the optimum external debt burden in the medium-term or in the long run, the ratio of external debt to GNP (Gross National Product or of debt service to GNP may be superior to the ratio of debt service to exports because over time sizeable changes in the level of exports and imports in GNP can occur.
Rating agencies: role and influence of their sovereign credit risk assessment in the Euro area
Sibert, Anne
2012-01-01
Credit ratings have a huge impact on the access to and costs of funding, regardless whether the rated entity is a private enterprise or a sovereign borrower. Since the beginning of the financial crisis there has been a vivid and controversial debate about methods, timing and procedures used by these agencies. In this compilation of five notes provided by members of the Monetary Expert Panel the role of the rating agencies and their influence on the euro area is discussed in more detail.
Directory of Open Access Journals (Sweden)
Cüneyt AKIN
2011-01-01
Full Text Available Throughout history, the Kyrgyz people borrowed many words and concepts especially on religion and ethics as a result of their relations with the Arabs and the Arabic language. They also borrowed many words of Persian origin on commerce, husbandry and agriculture from the Uzbek and Tajik peoples due to their relations with them in those fields. As a result of their close relations with the Russians which started in the tsar period, they not only made Russian as their official language and first language in their daily life due to the high pressure, but also borrowed many political, administrative, scientific and philosophical concepts from Russian, without phonetically changing many of them. Still geographically close to the Mongol and Chinese peoples, the Kyrgyz people got close to them, and even fought them in history. And as a result of such relations, they borrowed some words related to nomadic societies.This study aims to reveal changes in phonetics in the words borrowed by the Kyrgyz language from Arabic, Persian, Mongolian, Chinese and Russian in order to show the power of purification of the Kyrgyz language by means of examining its rules that it applies on borrowed words. Kırgızlar tarihi süreçte, Araplar ve Arapça ile ilişkileri neticesinde özellikle din ve ahlaka dair çok sayıda kelime ve kavram alıntılamışlardır. Özbek ve Taciklerle olan ticarî ilişkileri, hayvancılık ve tarım alnındaki münasebetleriyle birlikte ise, bu alanlara ilişkin çok sayıda Farsça kökenli kelimeyi bünyesine katmışlardır. Ruslarla Çarlık döneminde başlayan yakın temas sonucu da, resmi dillerini Rusça yapmaya, günlük konuşmalarında Rusçayı ana dil düzeyinde kullanmaya varan yoğun baskının tesiriyle, büyük bir kısmını fonetik değişime uğratmadan benimsemek durumunda kalarak, çok sayıda siyasi, idari, bilimsel ve felsefi kelime ve kavram alıntısı yapmıştır. Moğollar ve Çinlilerle coğrafi bakımdan g
2010-12-27
... criteria. The inventory is online at http://www.mpa.gov/helpful_resources/inventory.html , and potentially eligible sites are posted online at http://www.mpa.gov/pdf/national-system/nominationsummary810.pdf . As... Conservation Area. Saunders Reef State Marine Conservation Area. Del Mar Landing State Marine Reserve. Stewarts...
Sick of our loans: Student borrowing and the mental health of young adults in the United States.
Walsemann, Katrina M; Gee, Gilbert C; Gentile, Danielle
2015-01-01
Student loans are increasingly important and commonplace, especially among recent cohorts of young adults in the United States. These loans facilitate the acquisition of human capital in the form of education, but may also lead to stress and worries related to repayment. This study investigated two questions: 1) what is the association between the cumulative amount of student loans borrowed over the course of schooling and psychological functioning when individuals are 25-31 years old; and 2) what is the association between annual student loan borrowing and psychological functioning among currently enrolled college students? We also examined whether these relationships varied by parental wealth, college enrollment history (e.g. 2-year versus 4-year college), and educational attainment (for cumulative student loans only). We analyzed data from the National Longitudinal Survey of Youth 1997 (NLSY97), a nationally representative sample of young adults in the United States. Analyses employed multivariate linear regression and within-person fixed-effects models. Student loans were associated with poorer psychological functioning, adjusting for covariates, in both the multivariate linear regression and the within-person fixed effects models. This association varied by level of parental wealth in the multivariate linear regression models only, and did not vary by college enrollment history or educational attainment. The present findings raise novel questions for further research regarding student loan debt and the possible spillover effects on other life circumstances, such as occupational trajectories and health inequities. The study of student loans is even more timely and significant given the ongoing rise in the costs of higher education. Copyright © 2014 Elsevier Ltd. All rights reserved.
Zhang, Ting; Zeng, Ting-ting; Lv, Jun; Cao, Wei-hua
2010-04-01
To explore the relationship between types of social support and roles of supporters, on people living with HIV/AIDS, in rural areas of Henan province. A rural area from Henan province where the main route of HIV transmission was through blood collection was selected as the research site. Survivors registered in that area were randomly selected as subjects. Questionnaire on social support related to social network analysis paradigm was designed and face-to-face interview was used to collect information. Correspondence analysis method was adopted to analyze the relationship between types of social support and roles of social supporters. 204 questionnaires were sorted out with 2227 pairs of bind between types of social support and roles of social supporters analyzed. According to scatter plot of row and column points, our data showed that support from the spouses was mainly associated with caring for daily life and companionship for medical treatment on the patients. The research subjects stated that they would primarily discuss over the major issues or chat with their parents and children as they were the ones that they could trust the most. However, they would turn to their brothers, sisters or other relatives to borrow money or asking for other kinds of help. Non-relatives were the resources on social interaction, like going-out together or borrowing life necessities. Supporters with different social roles on HIV/AIDS issues, appeared to be corresponded to specific types of social support in rural areas of Henan province.
2010-01-01
... financial ratings, and participation in reliability council, power pool, regional transmission group, power... analysis and modeling of the borrower's electric system loads as provided for in the load forecast work plan. (5) A narrative discussing the borrower's past, existing, and forecast of future electric system...
Integration of existing systematic reviews into new reviews: identification of guidance needs
2014-01-01
Background An exponential increase in the number of systematic reviews published, and constrained resources for new reviews, means that there is an urgent need for guidance on explicitly and transparently integrating existing reviews into new systematic reviews. The objectives of this paper are: 1) to identify areas where existing guidance may be adopted or adapted, and 2) to suggest areas for future guidance development. Methods We searched documents and websites from healthcare focused systematic review organizations to identify and, where available, to summarize relevant guidance on the use of existing systematic reviews. We conducted informational interviews with members of Evidence-based Practice Centers (EPCs) to gather experiences in integrating existing systematic reviews, including common issues and challenges, as well as potential solutions. Results There was consensus among systematic review organizations and the EPCs about some aspects of incorporating existing systematic reviews into new reviews. Current guidance may be used in assessing the relevance of prior reviews and in scanning references of prior reviews to identify studies for a new review. However, areas of challenge remain. Areas in need of guidance include how to synthesize, grade the strength of, and present bodies of evidence composed of primary studies and existing systematic reviews. For instance, empiric evidence is needed regarding how to quality check data abstraction and when and how to use study-level risk of bias assessments from prior reviews. Conclusions There remain areas of uncertainty for how to integrate existing systematic reviews into new reviews. Methods research and consensus processes among systematic review organizations are needed to develop guidance to address these challenges. PMID:24956937
2012-09-17
... service areas. Mortgage lenders approved by HUD provide borrower and lender information to HUD for..., Fannie Mae Form 1005. Description of the Need for the Information and Its Proposed Use The information is... service areas. Mortgage lenders approved by HUD provide borrower and lender information to HUD for...
Yeh, Shu-Hao; Engel, Gregory S.; Kais, Sabre
Recently it has been suggested that the long-lived coherences in some photosynthetic pigment-protein systems, such as the Fenna-Matthews-Olson complex, could be attributed to the mixing of the pigments' electronic and vibrational degrees of freedom. In order to verify whether this is the case and to understand its underlying mechanism, a theoretical model capable of including both the electronic excitations and intramolecular vibrational modes of the pigments is necessary. Our model simultaneously considers the electronic and vibrational degrees of freedom, treating the system-environment interactions non-perturbatively by implementing the hierarchical equations of motion approach. Here we report the simulated two-dimensional electronic spectra of vibronically coupled molecular dimers to demonstrate how the electronic coherence lifetimes can be extended by borrowing the lifetime from the vibrational coherences. Funded by Qatar National Research Fund and Qatar Environment and Energy Research Institute.
Guo, Yanling
2015-01-01
In this paper, the author considers the sovereign debt in the form of one-period government bonds with default risk, which can be purchased by and traded among domestic and foreign investors. She shows that the weight assigned to the lenders' interest by the borrowing government at the time of debt repayment, which captures the lenders' trust in the government's propensity to repay the debt and is denoted as », also determines the default risk: a higher » means a lower default risk ceteris pa...
Karlsson, Sandra
2012-01-01
Companies financed through borrowed capital are allowed a tax deduction for the costs re-lated to their borrowed capital. A similar tax relief for companies financed through share-holder’s equity does not exist, why these companies are taxed higher than companies fi-nanced by borrowed capital. The result is that there is an asymmetric tax treatment of companies depending on how they are financed. The autumn of 2012, the Swedish government presents a proposal for an investor deduc-tion which s...
The financial consequences of too many men: sex ratio effects on saving, borrowing, and spending.
Griskevicius, Vladas; Tybur, Joshua M; Ackerman, Joshua M; Delton, Andrew W; Robertson, Theresa E; White, Andrew E
2012-01-01
The ratio of males to females in a population is an important factor in determining behavior in animals. We propose that sex ratio also has pervasive effects in humans, such as by influencing economic decisions. Using both historical data and experiments, we examined how sex ratio influences saving, borrowing, and spending in the United States. Findings show that male-biased sex ratios (an abundance of men) lead men to discount the future and desire immediate rewards. Male-biased sex ratios decreased men's desire to save for the future and increased their willingness to incur debt for immediate expenditures. Sex ratio appears to influence behavior by increasing the intensity of same-sex competition for mates. Accordingly, a scarcity of women led people to expect men to spend more money during courtship, such as by paying more for engagement rings. These findings demonstrate experimentally that sex ratio influences human decision making in ways consistent with evolutionary biological theory. Implications for sex ratio effects across cultures are discussed.
How microfinance empowers women in Côte d'Ivoire
Fofana, B.; Antonides, G.; Niehof, A.; Ophem, van J.A.C.
2015-01-01
This study deals with the effect of microcredit on women’s livelihood and empowerment in rural areas of Côte d’Ivoire. A cross-section survey was conducted among 185 borrowers from two microfinance institutions and 209 non-borrowers in rural areas of Côte d’Ivoire. In addition, a focus group
UNCITRAL: Changes to existing law
Andersson, Joakim
2008-01-01
The UNCITRAL Convention on Contracts for the International Carriage of Goods [wholly or partly] by Sea has an ambition of replacing current maritime regimes and expands the application of the Convention to include also multimodal transport. This thesis questions what changes to existing law, in certain areas, the new Convention will bring compared to the current regimes. In the initial part, the thesis provides for a brief background and history of international maritime regulations and focus...
Directory of Open Access Journals (Sweden)
Hsing Yu
2010-01-01
Full Text Available Extending the open-economy loanable funds model, this paper finds that more government borrowing as a percent of GDP leads to a higher government bond yield, that a higher real money market rate, a higher expected inflation rate, a higher EU government bond yield, or a decrease in the Slovak nominal effective exchange rate would increase the Slovak government bond yield, and that the positive coefficient of the percent change in real GDP is insignificant at the 10% level. When the standard closedeconomy or open-economy loanable funds model is considered, except that the positive coefficient of the ratio of the net capital inflow to GDP is insignificant at the 10% level, other results are similar.
Small-Area Estimation with Zero-Inflated Data – a Simulation Study
Directory of Open Access Journals (Sweden)
Krieg Sabine
2016-12-01
Full Text Available Many target variables in official statistics follow a semicontinuous distribution with a mixture of zeros and continuously distributed positive values. Such variables are called zero inflated. When reliable estimates for subpopulations with small sample sizes are required, model-based small-area estimators can be used, which improve the accuracy of the estimates by borrowing information from other subpopulations. In this article, three small-area estimators are investigated. The first estimator is the EBLUP, which can be considered the most common small-area estimator and is based on a linear mixed model that assumes normal distributions. Therefore, the EBLUP is model misspecified in the case of zero-inflated variables. The other two small-area estimators are based on a model that takes zero inflation explicitly into account. Both the Bayesian and the frequentist approach are considered. These small-area estimators are compared with each other and with design-based estimation in a simulation study with zero-inflated target variables. Both a simulation with artificial data and a simulation with real data from the Dutch Household Budget Survey are carried out. It is found that the small-area estimators improve the accuracy compared to the design-based estimator. The amount of improvement strongly depends on the properties of the population and the subpopulations of interest.
2010-01-01
... of the merged borrower. Mergers may be approved when: (1) The merger is in the best interest of the... borrower. (b) Distinguishing mergers from transfers and assumptions. Mergers occur when one entity combines with another entity in such a way that the first entity ceases to exist as a separate entity while the...
General Accounting Office, Washington, DC.
In this report GAO recommends that the Secretary of Education assess the advantages of consolidation loans for borrowers and the government in light of program costs and identify options for reducing federal costs. Options could include targeting the program to borrowers at risk of default and extending existing consolidation alternatives to more…
7 CFR 1962.16 - Accounting by County Supervisor.
2010-01-01
... 7 Agriculture 14 2010-01-01 2009-01-01 true Accounting by County Supervisor. 1962.16 Section 1962... § 1962.16 Accounting by County Supervisor. The Agency will maintain a current record of each borrower's... risk exists. An FO borrower who has been current with the Agency and who has provided chattels as...
Integration of PV modules in existing Romanian buildings from rural areas
Energy Technology Data Exchange (ETDEWEB)
Fara, S.; Finta, D. [IPA SA Research Development, Engineering and Manufacturing for Automation Equipment and Systems, Bucharest (Romania); Fara, L.; Comaneci, D. [Polytechnic Univ. of Bucharest (Romania); Dabija, A.M. [Univ. of Architecture and Urbanism Ion Mincu, Bucharest (Romania); Tulcan-Paulescu, E. [West Univ. of Timisoara, Timisoara (Romania)
2010-07-01
Romania has launched a national research project to promote the use of distributed solar architecture and the use of BIPV systems. These systems include solar tunnels and active solar photovoltaic (PV) systems installed on the roofs and facades of buildings in rural areas. In contrast to other EU states, Romania does not have a photovoltaic building construction branch. The number of isolated cases are insufficient to identify a starting point regarding the PV market in the building industry. The main objective of the project is to demonstrate the efficiency of integrating various PV elements in buildings from rural areas, to test them and to make them known so that they can be used on a large scale. This will be accomplished by installing new products on 2 buildings in Bucharest and in 1 building in Timisoara. The PV modules will be integrated with the architecture. One of the buildings will be a historical building while the other 2 will be new buildings with different typologies. The installed power for each building will be of about 1.000 Wp, including some technologies with PV modules.
2010-07-06
... managing agencies to fill key conservation gaps in important ocean areas. DATES: Comments on the... tide mark). Benefits of joining the national system of MPAs, which are expected to increase over time... federal and regional ocean conservation and management initiatives (such as integrated ocean observing...
Energy Technology Data Exchange (ETDEWEB)
Rafferty, Kevin
1996-06-01
In the past, district heating (geothermal or conventionally fueled) has not been widely applied to the single-family residential sector. Low-heat load density is the commonly cited reason for this. Although it's true that load density in these areas is much lower than for downtown business districts, other frequently overlooked factors may compensate for load density. In particular, costs for distribution system installation can be substantially lower in some residential areas due to a variety of factors. This reduced development cost may partially compensate for the reduced revenue resulting from low-load density. This report examines cost associated with the overall design of the system (direct or indirect system design), distribution piping installation, and customer branch lines. It concludes with a comparison of the costs for system development and the revenue from an example residential area.
On the Existence of Solutions for Stationary Mean-Field Games with Congestion
Evangelista, David; Gomes, Diogo A.
2017-01-01
Mean-field games (MFGs) are models of large populations of rational agents who seek to optimize an objective function that takes into account their location and the distribution of the remaining agents. Here, we consider stationary MFGs with congestion and prove the existence of stationary solutions. Because moving in congested areas is difficult, agents prefer to move in non-congested areas. As a consequence, the model becomes singular near the zero density. The existence of stationary solutions was previously obtained for MFGs with quadratic Hamiltonians thanks to a very particular identity. Here, we develop robust estimates that give the existence of a solution for general subquadratic Hamiltonians.
On the Existence of Solutions for Stationary Mean-Field Games with Congestion
Evangelista, David
2017-09-11
Mean-field games (MFGs) are models of large populations of rational agents who seek to optimize an objective function that takes into account their location and the distribution of the remaining agents. Here, we consider stationary MFGs with congestion and prove the existence of stationary solutions. Because moving in congested areas is difficult, agents prefer to move in non-congested areas. As a consequence, the model becomes singular near the zero density. The existence of stationary solutions was previously obtained for MFGs with quadratic Hamiltonians thanks to a very particular identity. Here, we develop robust estimates that give the existence of a solution for general subquadratic Hamiltonians.
On channel selection and shape co-existence
International Nuclear Information System (INIS)
Dracoulis, G.D.
1993-08-01
Ambivalence with respect to a favoured shape is emerging as a ubiquitous phenomenon in nuclei. Multiple minima in the nuclear potential well occur because of the delicate balance in nuclei between the long and short-range properties of the nuclear force and the contribution specific particle orbitals make in forcing the nucleus to a decision. Exploration of the dependence of the resulting shape co-existence on particle number and orbital is a prominent area of research. Experimental aspects of spectroscopy studies using heavy ion fusion, evaporation reactions and channel selection are discussed, with focus on shape co-existence in the light Os-Pt-Hg-Pb region. 42 refs., 8 figs
The Neolithization of Northern Black Sea area in the context of climate changes
Directory of Open Access Journals (Sweden)
Nadezhda Kotova
2009-12-01
Full Text Available The neolithisation of the Pontic steppe was a long process, with four stages which were associated with climate changes. It began c. 7500 calBC, with early animal husbandry in the western Azov Sea area. The beginning of the second stage was connected with an arid climate (7000–6900 calBC and the origin of the Rakushechny Yar culture in the Lower Don region. The third stage (6500–6300 calBC occurred during a humid period. Besides animal husbandry, the steppe population borrowed the first pottery from the Rakushechny Yar culture. The fourth phase (6300–6000 calBC was connected with extreme aridity and the neolithisation of the modern forest-steppe and forest zones of Ukraine and Russia.
Assessment of credit risk based on fuzzy relations
Tsabadze, Teimuraz
2017-06-01
The purpose of this paper is to develop a new approach for an assessment of the credit risk to corporate borrowers. There are different models for borrowers' risk assessment. These models are divided into two groups: statistical and theoretical. When assessing the credit risk for corporate borrowers, statistical model is unacceptable due to the lack of sufficiently large history of defaults. At the same time, we cannot use some theoretical models due to the lack of stock exchange. In those cases, when studying a particular borrower given that statistical base does not exist, the decision-making process is always of expert nature. The paper describes a new approach that may be used in group decision-making. An example of the application of the proposed approach is given.
Ontological Proofs of Existence and Non-Existence
Czech Academy of Sciences Publication Activity Database
Hájek, Petr
2008-01-01
Roč. 90, č. 2 (2008), s. 257-262 ISSN 0039-3215 R&D Projects: GA AV ČR IAA100300503 Institutional research plan: CEZ:AV0Z10300504 Keywords : ontological proofs * existence * non-existence * Gödel * Caramuel Subject RIV: BA - General Mathematics
Knebel, Harley J.
1974-01-01
A deductive approach to the problem of determining the movement and effects of spilled oil over the Outer Continental Shelf requires that the potential paths of oil be determined first, in order that critical subareas may be defined for later studies. The paths of spilled oil, in turn, depend primarily on the temporal and spatial variability of four factors: the thermohaline structure of the waters, the circulation of the water, the winds, and the distribution of suspended matter. A review of the existent data concerning these factors for the Baltimore Canyon Trough area (a relatively well studied segment of the Continental Shelf) reveals that the movement and dispersal of potential oil spills cannot be reliably predicted. Variations in the thermohaline structure of waters and in the distribution of suspended matter are adequately known; the uncertainty is due to insufficient wind and storm statistics and to the lack of quantitative understanding of the relationship between the nontidal drift and its basic driving mechanisms. Similar inadequacies should be anticipated for other potentially leasable areas of the shelf because an understanding of the movement of spilled oil has not been the underlying aim of most previous studies.
1993-09-01
Amortization Schedule (Years) 0 (B above) CC. Annual investment Depreciation NA (AA/ BB) DD. % of Initial Investment Borrowed 0% (D above) EE. Total...USCOE Investment (Saving) (Pg. 4. CC) $O MA Total Deprecaton NA NA CASH BALANCE, (c) NA W& N (Net Income - Principals Depreciation ) VALUE OF USCOES...PARTICIA77ON ANNUAL NEPW CM DIMFhMC NA (a) - (b) ANNUAL CAMH BALANCE IDIFFEIRECE NA (0) - (d) A8 Appendix A GAAP Economics and Marketing Worksetsf US
Co-existence in multispecies biofilm communities
DEFF Research Database (Denmark)
Røder, Henriette Lyng
of these emergent properties which are relevant to as diverse areas as clinical settings and natural systems. In this thesis, I have attempted to contribute to our knowledge on the multispecies interactions with a special focus on biofilm communities. I was especially interested in how co-existing species affect...... each other and in understanding the key mechanisms and interactions involved. In the introduction of this thesis the most important concepts of multi-species interactions and biofilm development are explained. After this the topic changes to the various ways of examining community interactions...... and production. The analysis was further extended in manuscript 3, in which the effect of social interac-tions on biofilm formation in multispecies co-cultures isolated from a diverse range of environments was examined. The question raised was whether the interspecific interactions of co-existing bacteria...
Directory of Open Access Journals (Sweden)
Liberata Mukamana
2016-11-01
Full Text Available Access to loans is one of the most important areas of focus by many development practitioners for reducing the existing gender gap in access to productive resources. Microfinance Institutions which target females as key clients were promoted for their lending approaches which avoid previous discriminatory practices that excluded women in the financial system. The current study examines the role of Duterimbere MFI of Rwanda in promoting equality in access to microcredit between female and male borrowers. The results of the study are generated by analyzing quantitative data collected from 244 females and 94 males using the questionnaire and qualitative data collected from focus group discussions and interviews with key informants. The study findings revealed that Duterimbere has been able to adapt its requirements to the specific needs of poor women. A significant number of poor women have been able to join the MFI through group solidarity, a method that has upgraded their borrowing capacity to the level of getting individual loans on equal basis as male peers. This study recommends further research that should go beyond access to loan and consider the dynamics of power relations about utilization of the loan received by female and male borrowers.
International Nuclear Information System (INIS)
Schaeffer, G.J.; Sonnemans, J.
2000-01-01
A theoretical study to asses the influence of banking and borrowing under various penalty systems for tradable green certificates (TGC) is described. It was shown that at least in theory, TGC systems can be an effective and efficient means of encouraging the use of renewables. The study focused on market dynamics in situations where the obligatory demand of the market must deal with fines for non-compliance. The laboratory experiment is described in detail and flow diagrams are shown. The author claims that experiments of this type can add to the understanding of environmental and market dynamics. A list of policy implications and recommendations is given
Research on the Application of Persona in Book Recommendation System
Gao, Baozhong; Du, Shouyan; Li, Xinzhi; Liu, Fangai
2017-10-01
Currently, there still exists a host of problems in the book recommendation system, such as low accuracy, weak correlation and poor pertinence. Aiming to unravel these problems, this paper based on the theory of big data and data mining technology, through analyzing internet user behavior and the “5C” model of personal credit evaluation, combined with joint impact weight calculation method, which involves user grade, borrowing credit, book friend recommendation degree, book friend recommended adoption degree, borrowing frequency, borrowing number, and borrowing time interval. User activity and credit are also taken into account in the process of establishing user tagging system so as to build classified book recommendation service. This method is of universal meaning to the book recommendation service of smart campus with user as the core under big data environment.
San Diego Littoral Cell CRSMP Potential Offshore Borrow Areas 2009
California Natural Resource Agency — Offshore sediment sources along the entire reach of the San Diego Coastal RSM Plan region were previously identified by SANDAG and used for Regional Beach Sand...
Directory of Open Access Journals (Sweden)
B. R. Shakirthanov
2014-01-01
Full Text Available The market conditions of borrowing for businesses in his comprehensive understanding of form five main factors: demand, supply, the results of the previous periods, the external environment and the characteristics of the loan portfolio. These factors and form an impression of the business market of borrowed resources, significantly reduced if one decreases the demand for resources. Interference of these factors ultimately affects the development of innovative entrepreneurship in the country.
2010-07-02
... cubic yards of beach-quality sediment from an offshore borrow source, and deposit the material along... dredging operations and discharge the sand on the beach via submerged pipeline. The applicant's proposed borrow areas include sites identified as having beach quality material in the U.S. Army Corps of...
Nuclear Waste Fund cash management procedures
International Nuclear Information System (INIS)
1988-04-01
The Nuclear Waste Policy Act if 1982 (NWPA) provided for the Office of Radioactive Waste Management (OCRWM) to adopt financial and accounting methods comparable to those used by private industry, including borrowing and investing authority. This document describes the procedures OCRWM follows to meet its borrowing and investing authority under the NWPA. These procedures are a supplement to, and are, therefore, not intended to supersede, existing Departmental policies and procedures
Consolidation of existing solid waste management plans in the Greater Toronto Area
Energy Technology Data Exchange (ETDEWEB)
1989-08-01
The municipalities of the Greater Toronto Area (GTA) will be implementing initiatives in solid waste management, in view of the fact that current landfill capacity is nearly exhausted. A consolidation of information is provided on the solid waste management plans, programs, and facilities within the GTA. In response to environmental concerns coupled with difficulties encountered in developing new solid waste disposal facilities, waste reduction, reuse, and recycling efforts are developing rapidly. Some of the measures currently implemented and under investigation include: curbside recycling programs for newspapers, glass, metal, and plastic containers; expanding recycling efforts to apartment buildings; expanding the kinds of materials collected through the curbside programs; improving recycling services in rural areas; public education and promotional programs; promotion of home composting; household hazardous waste programs; recovery of cardboard from commercial and industrial sources, coupled with bans on cardboard at landfills; recovery of selected waste building materials such as wood and drywall, coupled with bans on these materials at landfills; recovery of paper from office buildings; and programs to assist industries in waste reduction, reuse, and recycling. The solid wastes generated in the GTA are managed in a number of facilities including recycling centers, transfer stations, and landfill sites. A 410 tonne/day energy-from-waste facility has recently been approved for Peel Region and is planned to be constructed in the coming year. 21 refs., 1 fig., 14 tabs.
Is Russia Too Unique to Learn From Abroad? Elite Views on Foreign Borrowing and the West, 1993-2012
Directory of Open Access Journals (Sweden)
Rivera W. Sharon
2016-01-01
Full Text Available For more than two centuries, Russia has struggled to defi ne its historical-cultural relationship with the West, as its intellectual and political elites vigorously debated whether their country should emulate Europe or follow a distinct path of development. This article uses original elite survey data to examine these two propositions. The article reaches two conclusions. First, despite Russia’s long tradition of underscoring its uniqueness, close to three-quarters of Russian bureaucrats and Duma deputies in the mid-1990s were nonetheless willing to borrow from foreign experience, particularly from the models of European welfare capitalism. Second, despite the sharp rise in anti-Western sentiments emanating from the Kremlin over the past decade, as well as Vladimir Putin’s ever-growing emphasis on Russia’s distinctiveness, Russian elites are still surprisingly willing to adopt political and economic models from the West.
7 CFR 1710.112 - Loan feasibility.
2010-01-01
... service cost of the new loan. (3) The economics of the borrower's operations and service area are such... financial and management controls and there are and have been no significant financial or other... assets, is adequate to enable the borrower to meet its financial needs and to provide service consistent...
2010-01-01
... encouraged to utilize their own funds to participate in the economic development of rural areas, provided that such activity does not in any way put government funds at risk or impair a borrower's ability to... that borrowers should continue to give primary consideration to safety and liquidity in the management...
76 FR 9375 - Proposed Extension of Existing Information Collection; Sealing of Abandoned Areas
2011-02-17
... Sampling and monitoring requirements; 75.337 Construction and repair of seals; and 75.338 Training. DATES... behind the seal must be monitored to prevent methane from reaching the explosive range. Miners rely on... correctly; certified persons conducting sampling in sealed areas are adequately trained; and the sampling...
Trade credit, collateral liquidation and borrowing constraints
Fabbri, D.; Menichini, A.M.C.
2009-01-01
The paper proposes a model of collateralized bank and trade credit. Firms use a two-input technology. Assuming that the supplier is better able to extract value from existing assets and has an information advantage over other creditors, the paper derives a series of predictions. (1) Financially
International Nuclear Information System (INIS)
Cline, J.F.; Uresk, D.W.; Rickard, W.H.
1975-01-01
The plant communities at the Hanford B-C Cribs controlled area and REDOX study areas are characterized. It is concluded that they are probably very much like the communities that existed prior to 1943 when the Hanford Reservation was established. (CH)
Directory of Open Access Journals (Sweden)
Dr. Nina CAYIM
2007-05-01
Full Text Available The basic dictionary fund of the Altay language consists from all altaic, all turc-mongolian and all turc words, but also there are in it speaking another language borrowings from unrelated languages. In article is shined the problem of indirect borrowings from a Sanskrit, Chinese, Tibetan, Sogdian, Iranian, Persian, Arabian in the Altay language.
Radiation protection programme for existing exposure situation
International Nuclear Information System (INIS)
Ramadhani, Hilali Hussein
2016-04-01
This study was conducted to develop the Radiation protection Programme (RPP) to ensure that measures are in place for protection of individuals from the existing source of exposure. The study established a number of protective and remedial actions to be considered by the responsible regulatory Authority, licensee for existing exposure in workplace and dwellings. Tanzania is endowed with a number NORMs processing industries with an experience of uncontrolled exploration and extraction of minerals and the use of unsafe mining methods leading to severe environmental damage and appalling living conditions in the mining communities. Some of NORMs industries have been abandoned due to lack of an effect management infrastructure. The residual radioactive materials have been found to be the most import source of existing exposure resulted from NORMs industries. The Radon gas and its progeny have also been found to be a source of existing exposure from natural source as well as the major source of risk and health effects associated with existing exposure situation. The following measures have been discovered to play a pivotal role in avoiding or reducing the source of exposure to individuals such as restriction of the use of the construction materials, restriction on the consumption of foodstuffs and restriction on the access to the land and buildings, the removal of the magnitude of the source in terms of activity concentration as well as improvement of ventilation in dwellings. Therefore, the regulatory body (Tanzania Atomic Energy Commission) should examine the major areas outlined in the established RRP for existing exposure situation resulted from the NORMs industries and natural sources so as to develop strategies that will ensure the adequate protection of members of the public and the environment as well as guiding operating organizations to develop radiation protection and safety measures for workers. (au)
Clustered Pricing in the Corporate Loan Market: Theory and Empirical Evidence
Bajoori, Elnaz; Nandeibam, Shasikanta; Chaudhry, Sajid Mukhtar
2016-01-01
Existing theories explaining security price clustering as well as clustering in the retail depositand mortgage markets are incompatible with the clustering in the corporate loan market. Wedevelop a new theoretical argument that the attitude of the lender toward the uncertaintyabout the quality of the borrower leads to the clustering of spreads. Our empirical resultssupport these arguments and we find that clustering increases with the degree of uncertaintybetween the lender and the borrower. ...
Uranium loans: Delaying the day of reckoning
International Nuclear Information System (INIS)
Anon.
1993-01-01
Spot market volume so far this year, by NUKEM's estimates, comes to just under 11 million lbs. It appears that existing loans are either being extended, or paid back with material borrowed from other sources. Therefore, there has been no significant amount of purchases on the spot market to pay back borrowed uranium. How do we know the loans have not been paid back with spot purchases? For one thing, the amount of uranium loans outstanding has increased. According to our current survey, there may now be as much as 32 million lbs U3O8 equivalent in outstanding loans. At current prices, it's cheaper to borrow than to buy uranium. So borrowers are gambling that prices will remain low for some time, allowing them to delay repayment of the loans. Borrowers then, in essence, are delaying the day of reckoning on these loans. How long they can do so is anyone's guess. As long as uranium is in abundance and utilities remain willing to lend it out, loan activity will likely remain at or near current levels. But when supplies tighten and the market swings in a more positive direction, borrowers may get caught scrambling to repay their loans as quickly as possible
A Synergy Cropland of China by Fusing Multiple Existing Maps and Statistics.
Lu, Miao; Wu, Wenbin; You, Liangzhi; Chen, Di; Zhang, Li; Yang, Peng; Tang, Huajun
2017-07-12
Accurate information on cropland extent is critical for scientific research and resource management. Several cropland products from remotely sensed datasets are available. Nevertheless, significant inconsistency exists among these products and the cropland areas estimated from these products differ considerably from statistics. In this study, we propose a hierarchical optimization synergy approach (HOSA) to develop a hybrid cropland map of China, circa 2010, by fusing five existing cropland products, i.e., GlobeLand30, Climate Change Initiative Land Cover (CCI-LC), GlobCover 2009, MODIS Collection 5 (MODIS C5), and MODIS Cropland, and sub-national statistics of cropland area. HOSA simplifies the widely used method of score assignment into two steps, including determination of optimal agreement level and identification of the best product combination. The accuracy assessment indicates that the synergy map has higher accuracy of spatial locations and better consistency with statistics than the five existing datasets individually. This suggests that the synergy approach can improve the accuracy of cropland mapping and enhance consistency with statistics.
Coking coal of Checua Lenguazaque area; Carbones coquizantes del area Checua - Samaca
Energy Technology Data Exchange (ETDEWEB)
Arboleda Otalora, Carlos Ariel
1987-06-01
In this report a summary of the main characteristics of the coal of the area of Checua-Samaca is presented. Using the main works carried out on this area, the most important geologic, physical-chemical, technological and petrographic aspects are compiled that are considered essential to carry out a technical evaluation of these coal and all the analyses they take to conclude that in this area, bituminous coal are presented with very good coking properties, on the other hand, it is demonstrated by the use that is given to the coal extracted by the small existent mining. However, keeping in mind the demands of the international market of the coking coal, it becomes necessary to improve the existent geologic information to be able to make reliable stratigraphic correlations.
Lebesgue Sets Immeasurable Existence
Directory of Open Access Journals (Sweden)
Diana Marginean Petrovai
2012-12-01
Full Text Available It is well known that the notion of measure and integral were released early enough in close connection with practical problems of measuring of geometric figures. Notion of measure was outlined in the early 20th century through H. Lebesgue’s research, founder of the modern theory of measure and integral. It was developed concurrently a technique of integration of functions. Gradually it was formed a specific area todaycalled the measure and integral theory. Essential contributions to building this theory was made by a large number of mathematicians: C. Carathodory, J. Radon, O. Nikodym, S. Bochner, J. Pettis, P. Halmos and many others. In the following we present several abstract sets, classes of sets. There exists the sets which are not Lebesgue measurable and the sets which are Lebesgue measurable but are not Borel measurable. Hence B ⊂ L ⊂ P(X.
Khandker, Shahidur R.; Samad, Hussain A.; Badruddoza, Syed
2017-01-01
Simultaneity of borrowing, withdrawal of savings, and loan defaults due to the pronounced seasonality of agriculture often leads to investment failure of rural financial institutions. Lack of borrowing leads to lack of in-come- and consumption-smoothing, and in turn, causes inefficient resource allocation by rural households. Financial institutions that are active in rural areas take diffe...
Global existence of a generalized solution for the radiative transfer equations
International Nuclear Information System (INIS)
Golse, F.; Perthame, B.
1984-01-01
We prove global existence of a generalized solution of the radiative transfer equations, extending Mercier's result to the case of a layer with an initially cold area. Our Theorem relies on the results of Crandall and Ligett [fr
International Nuclear Information System (INIS)
Taverdet-Popiolek, N.
2011-01-01
The purpose of this article is to situate decision-making aids in the energy area in France and show how the tools have changed over time as a function of the changing economic and political context. The challenges faced, already important in the post-war era due to reconstruction, are now huge due to supply constraints and global warming. While it is the State's responsibility to address these issues, as the players in the energy area currently are mainly in the private sphere, we look at decisions taken both by the State and by companies. Schematically, we compare two major periods: that of post-war planning through the eighties, and that of risk management, which has been current practice since market deregulation. From the methodological standpoint, we show that decision-making aids borrow tools from varied disciplines ranging from economics through management to futurology and long range planning. (author)
INVENTARISASI DAN IDENTIFIKASI TAMBANG DI KABUPATEN MURUNG RAYA DAS BARITO HULU
Directory of Open Access Journals (Sweden)
Karta Sirang
2016-08-01
Full Text Available Act No. 41 of 1999 mandates that the forest can be utilized for other sectors outside the forestry sector in accordance with the regulations and provisions of the rights and obligations are binding on each of the use or utilization. Forestry ministry to allow use of forest area borrowed Minister of Forestry: Guidelines for Borrow Wear P.43/Menhut-II/2008 Forest, including for the activity of mining Activities Inventory and Identification of Areas Mining in forest areas in Hulu Barito river basin is to determine the use of forest areas outside the forestry sector, particularly for the mining sector. The results obtained that the Inventory and Identification; Potential types of mining and quarrying in the district Murung Kingdom is Coal, Gold, Diamond, Lime, Bentonite, Stone and Sand, The form of licensing status Feasibility Study 2 companies, licensing status Form of Construction 2 companies and licensing status PKB2B form of Constantine and 27 Exploration and Mining Company perysahaan have fare SK Borrow Wear Forest Zone 6 companies.
Directory of Open Access Journals (Sweden)
EZEH Innocent
2013-06-01
Full Text Available This study determined the impact of micro-finance on poverty level of rural women farm households in Abia State, Nigeria: Implication for policy intervention. A multi-stage random sampling technique was used to +select the local government areas, communities and respondents in the three (Aba, Ohafia and Umuahia agricultural zones of the State. The sample size was 240 (120 a piece for rural women farmer borrowers and non borrowers. Instrument of data collection was a set of structured and pre-tested questionnaire administered on both groups of rural women farmers. The result indicated that incidence of poverty or head count ratio was 0.558 for the rural women farmers borrowers and 0.933 for the rural women farmer non borrowers; poverty gap otherwise known as income short fall was 0.4547 for the rural women farmer borrowers and 0.6995 for the rural women farmer non borrowers. The result of the paired t-test showed that micro-finance impacted significantly on annual farm income, farm size and fertilizer use level of rural women farmer borrowers at given levels of significance. It was however, recommended that increased subsidy policy on agro-inputs and increased funding by the micro-finance will significantly aim at reducing the poverty levels of these women.
12 CFR 208.25 - Loans in areas having special flood hazards.
2010-01-01
... borrower for the cost of premiums and fees incurred in purchasing the insurance. (h) Determination fees—(1...) Use of prescribed form of notice. A member bank will be considered to be in compliance with the... us for further information. ___ The community in which the property securing the loan is located...
Hanford 200 Areas Development Plan
Energy Technology Data Exchange (ETDEWEB)
Rinne, C.A.; Daly, K.S.
1993-08-01
The purpose of the Hanford 200 Areas Development Plan (Development Plan) is to guide the physical development of the 200 Areas (which refers to the 200 East Area, 200 West Area, and 200 Area Corridor, located between the 200 East and 200 West Areas) in accordance with US Department of Energy (DOE) Order 4320.lB (DOE 1991a) by performing the following: Establishing a land-use plan and setting land-use categories that meet the needs of existing and proposed activities. Coordinating existing, 5-year, and long-range development plans and guiding growth in accordance with those plans. Establishing development guidelines to encourage cost-effective development and minimize conflicts between adjacent activities. Identifying site development issues that need further analysis. Integrating program plans with development plans to ensure a logical progression of development. Coordinate DOE plans with other agencies [(i.e., Washington State Department of Ecology (Ecology) and US Environmental Protection Agency (EPA)]. Being a support document to the Hanford Site Development Plan (DOE-RL 1990a) (parent document) and providing technical site information relative to the 200 Areas.
Hanford 200 Areas Development Plan
International Nuclear Information System (INIS)
Rinne, C.A.; Daly, K.S.
1993-08-01
The purpose of the Hanford 200 Areas Development Plan (Development Plan) is to guide the physical development of the 200 Areas (which refers to the 200 East Area, 200 West Area, and 200 Area Corridor, located between the 200 East and 200 West Areas) in accordance with US Department of Energy (DOE) Order 4320.lB (DOE 1991a) by performing the following: Establishing a land-use plan and setting land-use categories that meet the needs of existing and proposed activities. Coordinating existing, 5-year, and long-range development plans and guiding growth in accordance with those plans. Establishing development guidelines to encourage cost-effective development and minimize conflicts between adjacent activities. Identifying site development issues that need further analysis. Integrating program plans with development plans to ensure a logical progression of development. Coordinate DOE plans with other agencies [(i.e., Washington State Department of Ecology (Ecology) and US Environmental Protection Agency (EPA)]. Being a support document to the Hanford Site Development Plan (DOE-RL 1990a) (parent document) and providing technical site information relative to the 200 Areas
Premises for Shaping Metropolitan Areas in Romania
Directory of Open Access Journals (Sweden)
RAULARIAN RUSU
2012-01-01
Full Text Available The setting up of metropolitan areas is a process which is still in progress in Romania. The legislative framework for the creation of these areas has been built up only since 2001, and there are still a number of juridical inconsistencies concerning the association of administrative units to form metropolitan areas. On the other hand, political reasons and the fear of losing a certain degree of authority and to become subordinates of the large cities (in the case of rural municipalities also hindered the development of metropolitan areas in Romania. Nevertheless, the metropolitan areas already in existence are running a number of projects that are beneficial for most members of the association. Such positive examples may trigger the creation of the other metropolitan areas. Although the existing metropolitan areas did not yield spectacular results, the time passed since their foundation is yet too short to correctly assess their usefulness and territorial meaning. For the moment, the following metropolitan areas exist in Romania: Iaşi, Oradea, Braşov, Constanţa, Bacău, Cluj-Napoca, Târgu Mureş and Craiova. Bucharest, Timişoara, Ploieşti and Galaţi-Brăila metropolitan areas are still in process of setting up.
Aviation effects on already-existing cirrus clouds.
Tesche, Matthias; Achtert, Peggy; Glantz, Paul; Noone, Kevin J
2016-06-21
Determining the effects of the formation of contrails within natural cirrus clouds has proven to be challenging. Quantifying any such effects is necessary if we are to properly account for the influence of aviation on climate. Here we quantify the effect of aircraft on the optical thickness of already-existing cirrus clouds by matching actual aircraft flight tracks to satellite lidar measurements. We show that there is a systematic, statistically significant increase in normalized cirrus cloud optical thickness inside mid-latitude flight tracks compared with adjacent areas immediately outside the tracks.
International Nuclear Information System (INIS)
1990-03-01
This appendix provides the information needed to understand the conceptual designs for the remedial action alternatives addressed in this environmental impact statement (EIS). It is intended to provide sufficient details for the reader to evaluate the feasibility and assess the impacts of each remedial action alternative. It is not intended to provide the detailed engineering necessary to implement the alternatives. Details of the preferred remedial action will be presented in the remedial action plan (RAP). The remedial action alternatives addressed in this EIS include no action, stabilization at the New Rifle site, disposal at the Estes Gulch site, and disposal at the Lucas Mesa site. All alternatives include interim actions to remediate existing health and safety hazards to the Rifle community that presently exist at the Old and New Rifle processing sites. It should be noted that the borrow sites included in this EIS were selected as the sources of the necessary borrow materials for impacts analyses purposes only. The borrow sites to be used for the remedial action will be selected during the final design. 21 figs., 18 tabs
Evaluating natural radiation level by existing airborne radioactive data
International Nuclear Information System (INIS)
Mingkao, Hu; Changqing, Han; Jiangqi, Fang; Zhengxin, Shen
2002-01-01
Airborne Survey and Remote Sensing Center of Nuclear Industry, founded in the middle of 1950s, is a unique unit specialized in uranium exploration by airborne radioactive survey in China. Large numbers of airborne data of radioactivity and abundant experience have been accumulated for more than 40 years. All-round detailed investigation of environmental radiation levels in our country will not be completed in the near future. Thus, at present it is considered to evaluate natural radiation levels using the existing radioactive data. This paper introduces the results of analysis and study comparing airborne radioactive data for radiation environmental evaluation obtained from survey area in Gansu, China, in the 2001 with the measurement results by ground gamma ray radiation dose-rate instrument for environment. The air-earth inter-comparison error does not exceed 30% at radiation fields with a definite area, and the air-earth inter-comparison error does not exceed 60% at outcrop of granite. In 6km long profile that has various circumstances, such as desert, Gobi, farmland and residential area, minimum of air absorbed dose rate is 47nGy/h at an altitude of 1 meter above the soil plane, maximum is 68nGy/h. The inter-comparison errors are usually less than 20%, and maximum is 25.38%. This shows that it is feasible to obtain natural radiation levels rapidly if we could use the existing radioactive data adequately and make some correction, such as geology factor
2010-07-01
... alluvial valley floor exists if it finds that— (i) Unconsolidated streamlaid deposits holding streams are... on areas or adjacent to areas including alluvial valley floors in the arid and semiarid areas west of....19 Surface coal mining and reclamation operations on areas or adjacent to areas including alluvial...
Development of mobile platform integrated with existing electronic medical records.
Kim, YoungAh; Kim, Sung Soo; Kang, Simon; Kim, Kyungduk; Kim, Jun
2014-07-01
This paper describes a mobile Electronic Medical Record (EMR) platform designed to manage and utilize the existing EMR and mobile application with optimized resources. We structured the mEMR to reuse services of retrieval and storage in mobile app environments that have already proven to have no problem working with EMRs. A new mobile architecture-based mobile solution was developed in four steps: the construction of a server and its architecture; screen layout and storyboard making; screen user interface design and development; and a pilot test and step-by-step deployment. This mobile architecture consists of two parts, the server-side area and the client-side area. In the server-side area, it performs the roles of service management for EMR and documents and for information exchange. Furthermore, it performs menu allocation depending on user permission and automatic clinical document architecture document conversion. Currently, Severance Hospital operates an iOS-compatible mobile solution based on this mobile architecture and provides stable service without additional resources, dealing with dynamic changes of EMR templates. The proposed mobile solution should go hand in hand with the existing EMR system, and it can be a cost-effective solution if a quality EMR system is operated steadily with this solution. Thus, we expect this example to be shared with hospitals that currently plan to deploy mobile solutions.
2010-07-01
... provide information, including an example, on the impact of capitalization of accrued, unpaid interest on... applicable, the post-deferment grace period expire, a borrower resumes any delinquency status that existed...
Research for the safety of existing nuclear facilities
International Nuclear Information System (INIS)
Teschendorff, Victor; Bruna, Giovanni B.; Gelder, Pieter de
2007-01-01
The essential role of research for maintaining the high safety standard for the existing nuclear installations is outlined in the context of internationally agreed needs. The three co-authoring Technical Safety Organisations are committed to continued safety research, recognising operational experience and new technologies as the main driving forces. The safety margin concept is introduced and new trends in traditional and new areas of safety research are identified. The importance of a sufficient experimental infrastructure and international co-operation in sustainable networks is highlighted. (orig.)
100 Areas CERCLA ecological investigations
Energy Technology Data Exchange (ETDEWEB)
Landeen, D.S.; Sackschewsky, M.R.; Weiss, S.
1993-09-01
This document reports the results of the field terrestrial ecological investigations conducted by Westinghouse Hanford Company during fiscal years 1991 and 1992 at operable units 100-FR-3, 100-HR-3, 100-NR-2, 100-KR-4, and 100-BC-5. The tasks reported here are part of the Remedial Investigations conducted in support of the Comprehensive Environmental Response, compensation, and Liability Act of 1980 studies for the 100 Areas. These ecological investigations provide (1) a description of the flora and fauna associated with the 100 Areas operable units, emphasizing potential pathways for contaminants and species that have been given special status under existing state and/or federal laws, and (2) an evaluation of existing concentrations of heavy metals and radionuclides in biota associated with the 100 Areas operable units.
100 Areas CERCLA ecological investigations
International Nuclear Information System (INIS)
Landeen, D.S.; Sackschewsky, M.R.; Weiss, S.
1993-09-01
This document reports the results of the field terrestrial ecological investigations conducted by Westinghouse Hanford Company during fiscal years 1991 and 1992 at operable units 100-FR-3, 100-HR-3, 100-NR-2, 100-KR-4, and 100-BC-5. The tasks reported here are part of the Remedial Investigations conducted in support of the Comprehensive Environmental Response, compensation, and Liability Act of 1980 studies for the 100 Areas. These ecological investigations provide (1) a description of the flora and fauna associated with the 100 Areas operable units, emphasizing potential pathways for contaminants and species that have been given special status under existing state and/or federal laws, and (2) an evaluation of existing concentrations of heavy metals and radionuclides in biota associated with the 100 Areas operable units
Short-time existence of solutions for mean-field games with congestion
Gomes, Diogo A.
2015-11-20
We consider time-dependent mean-field games with congestion that are given by a Hamilton–Jacobi equation coupled with a Fokker–Planck equation. These models are motivated by crowd dynamics in which agents have difficulty moving in high-density areas. The congestion effects make the Hamilton–Jacobi equation singular. The uniqueness of solutions for this problem is well understood; however, the existence of classical solutions was only known in very special cases, stationary problems with quadratic Hamiltonians and some time-dependent explicit examples. Here, we demonstrate the short-time existence of C∞ solutions for sub-quadratic Hamiltonians.
LDEF data: Comparisons with existing models
Coombs, Cassandra R.; Watts, Alan J.; Wagner, John D.; Atkinson, Dale R.
1993-04-01
The relationship between the observed cratering impact damage on the Long Duration Exposure Facility (LDEF) versus the existing models for both the natural environment of micrometeoroids and the man-made debris was investigated. Experimental data was provided by several LDEF Principal Investigators, Meteoroid and Debris Special Investigation Group (M&D SIG) members, and by the Kennedy Space Center Analysis Team (KSC A-Team) members. These data were collected from various aluminum materials around the LDEF satellite. A PC (personal computer) computer program, SPENV, was written which incorporates the existing models of the Low Earth Orbit (LEO) environment. This program calculates the expected number of impacts per unit area as functions of altitude, orbital inclination, time in orbit, and direction of the spacecraft surface relative to the velocity vector, for both micrometeoroids and man-made debris. Since both particle models are couched in terms of impact fluxes versus impactor particle size, and much of the LDEF data is in the form of crater production rates, scaling laws have been used to relate the two. Also many hydrodynamic impact computer simulations were conducted, using CTH, of various impact events, that identified certain modes of response, including simple metallic target cratering, perforations and delamination effects of coatings.
2010-01-01
..., and time lines based on a realistic assessment of the area, including, but not limited to, the... possibilities for industrial recruitment in the area; (5) The potential for development of tourism in the area... expansion of existing businesses; and (7) The potential to produce value-added agricultural products in the...
Directory of Open Access Journals (Sweden)
Dalija Kemeklienė
2011-04-01
Full Text Available Nowadays advertising is of significant importance. Radio and television programmes, newspapers and magazines, various texts, even streets and shops are hardly imaginable without advertising. Advertising forms individuals’ as well as public attitude to many things in life. Besides it influences the person’s behavior and way of thinking. Advertising is inseparable part of the market; it helps create new working places, increases income and discloses positive qualities of manufactured products.However to create the correct, attractive and emotional body of the advert is not easy at all. Every person involved in advertising should be aware of that. In advertising texts vocabulary rules change, loanwords pushed, their standardisation and codification are noticed. In the period of integrating into the European Union, more new technological terms are used in the Lithuanian language. The language is being operated in virtual environment. New varieties of the language are being discovered - advertisement language and -communicative language. The problems of the usage of borrowed words also appear in the language.
Central Facilities Area Sewage Lagoon Evaluation
Energy Technology Data Exchange (ETDEWEB)
Giesbrecht, Alan [Idaho National Lab. (INL), Idaho Falls, ID (United States)
2015-03-01
The Central Facilities Area (CFA) located in Butte County, Idaho at Idaho National Laboratory (INL) has an existing wastewater system to collect and treat sanitary wastewater and non contact cooling water from the facility. The existing treatment facility consists of three cells: Cell 1 has a surface area of 1.7 acres, Cell 2 has a surface area of 10.3 acres, and Cell 3 has a surface area of 0.5 acres. If flows exceed the evaporative capacity of the cells, wastewater is discharged to a 73.5 acre land application site that utilizes a center pivot irrigation sprinkler system. The purpose of this current study is to update the analysis and conclusions of the December 2013 study. In this current study, the new seepage rate and influent flow rate data have been used to update the calculations, model, and analysis.
7 CFR 1735.30 - Hardship loans.
2010-01-01
... finance facilities located in any exchange of the borrower that has: (i) More than 1,000 existing... application for at least one of the following basic plant modernizations or system improvements: (A) Providing...
Directory of Open Access Journals (Sweden)
Nazali
2015-08-01
Full Text Available Abstract The research was carried with the aim to discover the existence of securing the foremost islands and state border region of the Republic of Indonesia reviewed from a legal perspective which is directly related to the existence of security and dispute resolution methods as well as the governance of the foremost islands and border region in Kalimantan which bordering Malaysia. This study was conducted in Nunukan district and the surrounding provinces of Kalimantan in this research method that used is normative legal analysis data with juridical and qualitative descriptive approach. The results showed that the security of foremost islands and border region of law perspective in accordance with the Law No. 34 of 2004 regarding the Indonesian National Army has not been implemented to the fullest to realize the security of foremost islands and border region as the frontline of the Republic of Indonesia. The existence of leading islands securing and the border region of the Republic of Indonesia still contain many weaknesses in terms of both governance and security.
Evaluation and modification of existing CETP.
Sharma, Bhavisha; Shah, A R
2013-07-01
For the development of small and medium scale industries in various Gujarat industrial development corporation (GIDC) areas and in clusters of industrial areas, the common effluent treatment plant (CETP) has always been found advantageous in view of cost of treatment, operation and maintenance and disposal of residues being produced. In small scale industrial units due to market requirement, product changes and quantity enhancement are taking place. Due to such changes, the effluent characteristics are continuously changing which affects performance of CETP. Hence it has been found necessary to study continuously the performance, evaluation and modification in the working of the CETP. This paper contains a case study of one of the existing CETP near Baroda which is facing the problem of disposal of treated effluent in which the important parameters like COD, BOD, Suspended Solid, NH3-N and oil and grease were analyzed. Based on the characterization of wastewater, the various treatability studies were carried out on CETP wastewater. To comply with disposal standard prescribed by Effluent Channel Project Ltd.(ECPL)* and Gujarat Pollution Control Board (GPCB) for discharge of industrial effluent into channel, various treatments in form of ammonia stripping, coagulation and flocculation, biological treatment, filtration and chlorination are suggested.
Sutan, Syamsidar; Cahyani, Rina Wahyu; Alam, Fajar; Syuhada, Endy Mukhlis
2017-02-01
Batu Putih is a limestone hill complex in Air Putih area, Samarinda, East Kalimantan. The unique value of this region is a towering limestone ridge which easily recognizable at a distance, water catchment area in the city, great place to learn earth science as understanding the ancient marine deposition and hydrocarbon potential development, and the heritage of the region. The objective of this research is toreview the potential of Batu Putih area and surrounding as a green conservation area for ecotourism destination. Batu Putih area, geologically part of Kutai Basin, is controlled by tectonic event, resulted on Northeast-Southwest undulated trend known as Samarinda anticlinorium. Data collected cover several aspects: (1) geological aspects: various types of rocks, groundwater condition and other related data; (2) vegetation aspects; (3) cultural aspect: heritage and historical place. By results from evaluation of existing data, development plan will be commenced. Research found 2 spots for landscape viewing, 3 water resources, various marine fossils in some locations and mud volcano. Vegetations are dominated by "kersen" (Muntingia calabura L.), "aren" (Arenga pinnata) and "pletekan" (Ruellia tuberosa). Based on the findings of the existing kinds of uniqueness, conservation of the area are mandatories. Protection and preservation of the region in integrated manner and area development for ecotourism and education are things should be done in Batu Putih, as increasingly damaged and depleted by limestone mining activities using heavy equipment.
Evidence that gendered wording in job advertisements exists and sustains gender inequality.
Gaucher, Danielle; Friesen, Justin; Kay, Aaron C
2011-07-01
Social dominance theory (Sidanius & Pratto, 1999) contends that institutional-level mechanisms exist that reinforce and perpetuate existing group-based inequalities, but very few such mechanisms have been empirically demonstrated. We propose that gendered wording (i.e., masculine- and feminine-themed words, such as those associated with gender stereotypes) may be a heretofore unacknowledged, institutional-level mechanism of inequality maintenance. Employing both archival and experimental analyses, the present research demonstrates that gendered wording commonly employed in job recruitment materials can maintain gender inequality in traditionally male-dominated occupations. Studies 1 and 2 demonstrated the existence of subtle but systematic wording differences within a randomly sampled set of job advertisements. Results indicated that job advertisements for male-dominated areas employed greater masculine wording (i.e., words associated with male stereotypes, such as leader, competitive, dominant) than advertisements within female-dominated areas. No difference in the presence of feminine wording (i.e., words associated with female stereotypes, such as support, understand, interpersonal) emerged across male- and female-dominated areas. Next, the consequences of highly masculine wording were tested across 3 experimental studies. When job advertisements were constructed to include more masculine than feminine wording, participants perceived more men within these occupations (Study 3), and importantly, women found these jobs less appealing (Studies 4 and 5). Results confirmed that perceptions of belongingness (but not perceived skills) mediated the effect of gendered wording on job appeal (Study 5). The function of gendered wording in maintaining traditional gender divisions, implications for gender parity, and theoretical models of inequality are discussed. PsycINFO Database Record (c) 2011 APA, all rights reserved.
Feist, B. E.; Fuller, E.; Plummer, M. L.
2016-12-01
Conversion to renewable energy sources is a logical response to increasing pressure to reduce greenhouse gas emissions. Ocean wave energy is the least developed renewable energy source, despite having the highest energy per unit area. While many hurdles remain in developing wave energy, assessing potential conflicts and evaluating tradeoffs with existing uses is essential. Marine planning encompasses a broad array of activities that take place in and affect large marine ecosystems, making it an ideal tool for evaluating wave energy resource use conflicts. In this study, we focus on the potential conflicts between wave energy conversion (WEC) facilities and existing marine uses in the context of marine planning, within the California Current Large Marine Ecosystem. First, we evaluated wave energy facility development using the Wave Energy Model (WEM) of the Integrated Valuation of Ecosystem Services and Trade-offs (InVEST) toolkit. Second, we ran spatial analyses on model output to identify conflicts with existing marine uses including AIS based vessel traffic, VMS and observer based measures of commercial fishing effort, and marine conservation areas. We found that regions with the highest wave energy potential were distant from major cities and that infrastructure limitations (cable landing sites) restrict integration with existing power grids. We identified multiple spatial conflicts with existing marine uses; especially shipping vessels and various commercial fishing fleets, and overlap with marine conservation areas varied by conservation designation. While wave energy generation facilities may be economically viable in the California Current, this viability must be considered within the context of the costs associated with conflicts that arise with existing marine uses. Our analyses can be used to better inform placement of WEC devices (as well as other types of renewable energy facilities) in the context of marine planning by accounting for economic tradeoffs
Coking coal of Checua Lenguazaque area
International Nuclear Information System (INIS)
Arboleda Otalora, Carlos Ariel
1987-06-01
In this report a summary of the main characteristics of the coal of the area of Checua-Samaca is presented. Using the main works carried out on this area, the most important geologic, physical-chemical, technological and petrographic aspects are compiled that are considered essential to carry out a technical evaluation of these coal and all the analyses they take to conclude that in this area, bituminous coal are presented with very good coking properties, on the other hand, it is demonstrated by the use that is given to the coal extracted by the small existent mining. However, keeping in mind the demands of the international market of the coking coal, it becomes necessary to improve the existent geologic information to be able to make reliable stratigraphic correlations
Greening Existing Tribal Buildings
Guidance about improving sustainability in existing tribal casinos and manufactured homes. Many steps can be taken to make existing buildings greener and healthier. They may also reduce utility and medical costs.
Seismic isolation for existing masonry houses in Groningen/ NL combined with thermal upgrading
Blok, Rijk; Teuffel, Patrick
2015-01-01
Induced earthquakes, caused by the winning of natural Gas in the North of the Netherlands (Groningen province), are causing significant damage to the existing, often relatively weak, masonry buildings. This seismic hazard and seismic rehabilitation problem in the Groningen area involves much more
Requirements for existing buildings
DEFF Research Database (Denmark)
Thomsen, Kirsten Engelund; Wittchen, Kim Bjarne
This report collects energy performance requirements for existing buildings in European member states by June 2012.......This report collects energy performance requirements for existing buildings in European member states by June 2012....
PERCEPTION AND BEHAVIOR ANALYSIS OF COMMUNITY TO THE EXISTENCE OF POIGAR PFMU MODEL
Directory of Open Access Journals (Sweden)
Arif Irawan
2017-04-01
Full Text Available Implementation of community empowerment scheme in the Poigar Production Forest Management Unit (PFMU Model area needs to take into account on community perception and behavior. This study aimed to determine the level of perception and behavior of the community towards the existence Poigar PFMU Model and to recommend the appropriate community empowerment scheme. To find out the perceptios and behavior of the Lolan Village community towards Poigar PFMU Model was by using Likert Scale. Furthermore, to determine the factors that influence people's behavior, then Spearman rank (Rs correlation test was used. The results showed that the level of perception of Lolan village communities to the existence of the Poigar PFMU Model was in good category, while the society behavior was in the less category. A good public perception of the Poigar PFMU Model area, did not have significant influence on its behavior. Community social characteristics that correlate with the behavior of the community were among others: education, level of income sourced from outside the area and level of interaction with the forest. Based on this, community empowerment strategy that is most likely to do in Poigar PFMU Model is through the Forestry Partnership Scheme.
The existence of propagated sensation along the meridian proved by neuroelectrophysiology
Xu, Jinsen; Zheng, Shuxia; Pan, Xiaohua; Zhu, Xiaoxiang; Hu, Xianglong
2013-01-01
Propagated sensation along the meridian can occur when acupoints are stimulated by acupuncture or electrical impulses. In this study, participants with notable propagated sensation along the dian were given electro-acupuncture at the Jianyu (LI15) acupoint of the large intestine meridian. When participants stated that the sensation reached the back of their hand, regular nervous system action discharge was examined using a physiological recording electrode placed on the superficial branch of the radial nerve. The topographical maps of brain-evoked potential in the primary cortical somatosensory area were also detected. When Guangming (GB37) acupoint in the lower limb and Hegu (LI4) acupoint in the upper limb were stimulated, subjects without propagated sensation along the meridian exhibited a high potential reaction in the corresponding area of the brain cortical so-matosensory area. For subjects with a notable propagated sensation along the meridian, the tion area was larger and extended into the face representative area. These electrophysiological measures directly prove the existence of propagated sensation along the meridian, and the pheral stimulated site is consistent with the corresponding primary cortical somatosensory area, which presents a high potential reaction. PMID:25206574
International Monetary Fund and aid displacement.
Stuckler, David; Basu, Sanjay; McKee, Martin
2011-01-01
Several recent papers find evidence that global health aid is being diverted to reserves, education, military, or other sectors, and is displacing government spending. This is suggested to occur because ministers of finance have competing, possibly corrupt, priorities and deprive the health sector of resources. Studies have found that development assistance for health routed to governments has a negative impact on health spending and that similar assistance routed to private nongovernmental organizations has a positive impact. An alternative hypothesis is that World Bank and IMF macro-economic policies, which specifically advise governments to divert aid to reserves to cope with aid volatility and keep government spending low, could be causing the displacement of health aid. This article evaluates whether aid displacement was greater when countries undertook a new borrowing program from the IMF between 1996 and 2006. As found in existing studies, for each $1 of development assistance for health, about $0.37 is added to the health system. However, evaluating IMF-borrowing versus non-IMF-borrowing countries reveals that non-borrowers add about $0.45 whereas borrowers add less than $0.01 to the health system. On average, health system spending grew at about half the speed when countries were exposed to the IMF than when they were not. It is important to take account of the political economy of global health finance when interpreting data on financial flows.
Peer-to-peer lending and bias in crowd decision-making.
Singh, Pramesh; Uparna, Jayaram; Karampourniotis, Panagiotis; Horvat, Emoke-Agnes; Szymanski, Boleslaw; Korniss, Gyorgy; Bakdash, Jonathan Z; Uzzi, Brian
2018-01-01
Peer-to-peer lending is hypothesized to help equalize economic opportunities for the world's poor. We empirically investigate the "flat-world" hypothesis, the idea that globalization eventually leads to economic equality, using crowdfinancing data for over 660,000 loans in 220 nations and territories made between 2005 and 2013. Contrary to the flat-world hypothesis, we find that peer-to-peer lending networks are moving away from flatness. Furthermore, decreasing flatness is strongly associated with multiple variables: relatively stable patterns in the difference in the per capita GDP between borrowing and lending nations, ongoing migration flows from borrowing to lending nations worldwide, and the existence of a tie as a historic colonial. Our regression analysis also indicates a spatial preference in lending for geographically proximal borrowers. To estimate the robustness for these patterns for future changes, we construct a network of borrower and lending nations based on the observed data. Then, to perturb the network, we stochastically simulate policy and event shocks (e.g., erecting walls) or regulatory shocks (e.g., Brexit). The simulations project a drift towards rather than away from flatness. However, levels of flatness persist only for randomly distributed shocks. By contrast, loss of the top borrowing nations produces more flatness, not less, indicating how the welfare of the overall system is tied to a few distinctive and critical country-pair relationships.
International Nuclear Information System (INIS)
Fitzmaurice, T. M.
2001-01-01
This closure report (CR) provides documentation for the closure of the Roller Coaster RADSAFE Area (RCRSA) Corrective Action Unit (CAU) 407 identified in the Federal Facility Agreement and Consent Order (FFACO) (Nevada Division of Environmental Protection [NDEP] et al., 1996). CAU 407 is located at the Tonopah Test Range (TTR), Nevada. The TTR is approximately 225 kilometers (km) (140 miles [mi]) northwest of Las Vegas, Nevada (Figure 1). The RCRSA is located on the northeast comer of the intersection of Main Road and Browne's Lake Road, which is approximately 8 km (5 mi) south of Area 3 (Figure 1). The RCRSA was used during May and June of 1963 to decontaminate vehicles, equipment, and personnel from the Double Tracks and Clean Slate tests. Investigation of the RCRSA was conducted from June through November of 1998. A Corrective Action Decision Document (CADD) (U.S. Department of Energy, Nevada Operations Office [DOEN], 1999) was approved in October of 1999. The purpose of this CR is to: Document the closure activities as proposed in the Corrective Action Plan (CAP) (DOEM, 2000). Obtain a Notice of Completion from the NDEP. Recommend the movement of CAU 407 from Appendix III to Appendix IV of the FFACO. The following is the scope of the closure actions implemented for CAU 407: Removal and disposal of surface soils which were over three times background for the area. Soils identified for removal were disposed of at the Area 5 Radioactive Waste Management Site (RWMS) at the Nevada Test Site (NTS). Excavated areas were backfilled with clean borrow soil located near the site. A soil cover was constructed over the waste disposal pit area, where subsurface constituents of concern remain. The site was fenced and posted as an ''Underground Radioactive Material'' area
International Nuclear Information System (INIS)
Kahng, Yung Ho; Choe, Minhyeok; Jo, Gunho; Park, Woojin; Yoon, Jongwon; Hong, Woong-Ki; Lee, Byoung Hun; Lee, Takhee; Lee, Sangchul; Cho, Chun Hum
2011-01-01
Large-area graphene films, synthesized by the chemical vapor deposition (CVD) method, have the potential to be used as electrodes. However, the electrical properties of CVD-synthesized graphene films fall short of the best results obtained for graphene films prepared by other methods. Therefore, it is important to understand the reason why these electrical properties are inferior to improve the applicability of CVD-grown graphene films. Here, we show that CVD-grown graphene films on nickel substrates contain many small-base-area (SBA) peaks that scatter conducting electrons, thereby decreasing the Hall mobility of charges in the films. These SBA peaks were induced by small peaks on the nickel surface and are likely composed of amorphous carbon. The formation of these SBA peaks on graphene films was successfully suppressed by controlling the surface morphology of the nickel substrate. These findings may be useful for the development of a CVD synthesis method that is capable of producing better quality graphene films with large areas.
Existing and Proposed Child Find Initiatives in One State's Part C Program
Edwards, Nicole Megan; Gallagher, Peggy A.; Green, Katherine B.
2013-01-01
Despite a Child Find mandate in IDEA, early detection and screening of infants and toddlers with special needs continues to remain an area in need of improvement. The authors sought to better understand existing and proposed outreach initiatives in one state's Part C Early Intervention (EI) program that ranks among the lowest nationally in the…
Integrating existing radiation monitors into a microprocessor-based display system
International Nuclear Information System (INIS)
Kalita, R, S.; Bartucci, C.M.; Mason, R.G.; Greaves, C.
1992-01-01
Plantwide digital radiation monitoring systems (RMSs) have been generally installed as part of the original design for newer nuclear reactors. For older plants, area and process radiation monitors were either analog or a combination of analog and digital but were not part of an integrated system design. At some plants, individual monitors have been replaced or modified, resulting in a rainbow of different monitors and vendors being represented at the plant. Usually at some point, consideration is given to replacing these monitors with a state-of-the-art RMS to improve overall reliability and achieve the benefits of sound human factors engineering. This can be a very costly project in terms of expenditures for engineering, equipment, construction, startup, and time. When human engineering deficiencies (HEDs) became an issue at Zion station, Commonwealth Edison elected to install a computer-based radiation monitoring display system (RMDS) that would interface existing raidation monitors. After reviewing the existing as-built RMS configuration and internal circuits of the various monitors, it was concluded that a microprocessor-based RMDS could be successfully designed and installed that would solve the HEDs and would tie the older analog channels into a system configuration. Although in many cases, internal modifications were made to existing RMS monitors, the RMDS upgrade allowed the existing RMS monitors to retain their original functionality and location
CORPORATE COMMUNICATION BIASES IN THE BUSINESS ENVIRONMENT UNDER GLOBALIZATION TRENDS
Directory of Open Access Journals (Sweden)
Ramona-Elena, Chiţu
2012-01-01
Full Text Available The development of the private sector, employers’ requirements of specific communication skills, the economic field division into numberless branches of activity – finance and banks, management, human resources, accounting, international relations, tourism – the presence of a certain literature in the field by means of translations, all such aspects represent grounded reasons for the existence of a global economic vocabulary in the Romanian language. Finding its origins in the structuralism philosophic principles and associated with the structuralism linguistic trends, economic language’s globalisation becomes obvious nowadays through the occurrence of a large number of linguistic borrowings. Classified into either needless or necessary borrowed lexical units, lexical units borrowed and completely or at all assimilated in the target language, such borrowings lay the foundation of what specialists in the field call corporate language. Considering that the total or partial lack of knowledge on such language can become a real barrier in achieving communication, this study aims at analysing the level to which such words are known by the employees in the business environments involved in economic international partnerships and in multinational organisations.
Choe, Hyeyeong; Thorne, James H; Huber, Patrick R; Lee, Dongkun; Quinn, James F
2018-01-01
Protected areas (PAs) are often considered the most important biodiversity conservation areas in national plans, but PAs often do not represent national-scale biodiversity. We evaluate the current conservation status of plant biodiversity within current existing PAs, and identify potential additional PAs for South Korea. We modeled species ranges for 2,297 plant species using Multivariate Adaptive Regression Splines and compared the level of mean range representation in South Korea's existing PAs, which comprise 5.7% of the country's mainland area, with an equal-area alternative PA strategy selected with the reserve algorithm Marxan. We also used Marxan to model two additional conservation scenarios that add lands to approach the Aichi Biodiversity Target objectives (17% of the country). Existing PAs in South Korea contain an average of 6.3% of each plant species' range, compared to 5.9% in the modeled equal-area alternative. However, existing PAs primarily represent a high percentage of the ranges for high-elevation and small range size species. The additional PAs scenario that adds lands to the existing PAs covers 14,587.55 km2, and would improve overall plant range representation to a mean of 16.8% of every species' range. The other additional PAs scenario, which selects new PAs from all lands and covers 13,197.35 km2, would improve overall plant range representation to a mean of 13.5%. Even though the additional PAs that includes existing PAs represents higher percentages of species' ranges, it is missing many biodiversity hotspots in non-mountainous areas and the additional PAs without locking in the existing PAs represent almost all species' ranges evenly, including low-elevation ones with larger ranges. Some priority conservation areas we identified are expansions of, or near, existing PAs, especially in northeastern and southern South Korea. However, lowland coastal areas and areas surrounding the capital city, Seoul, are also critical for biodiversity
Integration of a PAFC-Cogeneration Plant into an existing District-Heating-System
International Nuclear Information System (INIS)
Wagner, Ulrich; Geiger, Bernd; Grohmann, Juergen
1999-01-01
The Studiengesellschaft Brennstoffzellen e. V. assigned in the middle of 1995 the Institutions ''Lehrstuhl fir Energiewirtschaft mid Kraftwerkstechnik (IfE)'' to design a concept to integrate an ONSI-PAFC Model C in an existing district heating system. The fuel cell generates about 200 kW electrical and 215 kW thermal power consuming 500 kW natural gas. In the case of complete use of thermal power the fuel cell surpasses the efficiency of conventional systems by about 30 %. The possibilities to install the fuel cell were investigated at three locations, two housing areas, one with 36.000 m2 the other with 60.000 m2 heated area, and one indoor pool. The heating systems are representative of the Federal Republic of Germany. It turned out that the integration of the fuel cell into the existing heating system might be difficult at each location, either the annual consumption of thermal energy was too low or the heating system was operating at a temperature level reducing the usable thermal power of the fuel cell. After further studies the larger housing area was selected, with the intention of using the thermal power of the fuel cell during the whole year and to get high thermal load factors. Some difficulties are caused by the temperature level of the heating system, which is 70/55 o C. (author)
Environmental assessment of the F Area decommissioning program, Hanford site, Richland, Washington
International Nuclear Information System (INIS)
1980-10-01
The environmental impact of the proposed decommissioning of the 100-F Area is primarily beneficial resulting in the removal and/or stabilization of potentially hazardous and radioactively contaminated structures. Contaminated solid wastes generated as the result of the F-Area decommissioning will be buried in existing burial facilities in the 200 Areas. Contaminated solid wastes generated as the result of the 100-F Area decommissioning will contain about 2% of the existing radionuclide inventory in the 200 Area solid waste burial facilities. (LM)
Testing the tools of development: credit programmes, loan involvement, and women's empowerment.
Ackerly, B A
1995-07-01
This study finds that income generation programs should not focus on women's labor as a means of empowerment. Empowerment should be directed to women's direct involvement in selling and accounting in the loan activity and in the techniques of lending agencies that promote empowerment. Borrowers are empowered through market activities and nonmarket strategies such as changing the institutional environment. Local women can be hired as group promoters. When payments are made to a collection post, local women promoters can be protected and travel to remote areas without fear for security. It is argued that goals are reached successfully, when tasks are clearly defined. Empowerment in this study means knowledge of accounting for the borrower's loan activity. It is argued that organizations that choose to make women's empowerment a goal can use this factor to measure program impact. Data for this study are obtained from the Bangladesh Rural Advancement Committee (BRAC), Grameen Bank (GB), and Save the Children, Bangladesh Field Office (SCF). The general model indicates that the borrower will be empowered in the process of taking out a loan and investing it in an activity. The likelihood that the credit process will lead to empowerment, given the multiple lending options, is tested in a probit model. Explanatory variables include location, borrower's direct contribution of labor to all or part of the activity, a borrower's direct involvement in buying supplies or selling or accounting for the loan, the lending organization (BRAC, GB, or SCF), loan amount, number of years of borrowing, and borrower position as a center or group chair. The results are based on the 826 loans of the 613 female borrowers. Significant features that contributed to borrower's knowledge included, in the order of significance, participation in accounting, selling, and labor. The key factor appeared to be market access. The impact of organization and involvement was maximized among individuals who
Sugiyama, Daisuke; Hattori, Takatoshi
2013-01-01
In environmental remediation after nuclear accidents, radioactive wastes have to be appropriately managed in existing exposure situations with contamination resulting from the emission of radionuclides by such accidents. In this paper, a framework of radiation protection from radioactive waste management in existing exposure situations for application to the practical and reasonable waste management in contaminated areas, referring to related ICRP recommendations was proposed. In the proposed concept, intermediate reference levels for waste management are adopted gradually according to the progress of the reduction in the existing ambient dose in the environment on the basis of the principles of justification and optimisation by taking into account the practicability of the management of radioactive waste and environmental remediation. It is essential to include the participation of relevant stakeholders living in existing exposure situations in the selection of reference levels for the existing ambient dose and waste management.
7 CFR 4287.135 - Substitution of lender.
2010-01-01
... Agriculture Regulations of the Department of Agriculture (Continued) RURAL BUSINESS-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed... borrower, the proposed substitute lender, and the original lender if still in existence. (b) Where the...
Reason, Robert D.; Ryder, Andrew J.; Kee, Chad
2013-01-01
This chapter examines the existing literature in two major areas. A review of literature related to higher education's mission to educate for personal and social responsibility provides a rationale to refocus our collective attention on this important area of student learning and development. The chapter also reviews the current understanding…
Building adaptive capacity for flood proofing in urban areas through synergistic interventions
Veerbeek, W.; Ashley, R.M.; Zevenbergen, C.; Rijke, J.S.; Gersonius, B.
2010-01-01
Few, if any urban areas are nowadays built in isolation from existing developments. Therefore, urban expansion and making existing urban areas more sustainable is a contemporary goal. There are major opportunities to do this through the ‘normal’ renewal of urban infrastructure and building stocks
Etnolingvistiniai santykiai priešistorinėje Šiaurės rytų Europoje
Directory of Open Access Journals (Sweden)
Leszek Bednarczuk
2011-12-01
Full Text Available ETHNOLINGUISTIC SITUATION IN THE PREHISTORIC NORTH-EAST EUROPESummaryThe hitherto known facts allow to state that in the period between the disintegration of Indo-European community and the expansion of Mongolian-Turkic peoples four groups of languages: Germanic, Balto-Slavic, Finno-Ugrian and Iranian, connected with one another, existed in the North-East Europe. With the exception of Germanic-Iranian, the existence of contacts between all the remaining groups is assumed, where only the Baltic-Iranian contacts have not been proved to this day. As to Baltic-Slavic connections, apart from similarities resulting from common heritage, they are very late and they go beyond the epoch which comes into question. No certain Baltic borrowings in common Slavic and vice versa no Slavic borrowings in common Baltic have as yet been stated. There are only Polish loan-words in Old Prussian as well as East Slavic and Polish terms in Lithuanian and Latvian. Moreover, some local Baltic influences in the neighbouring Slavic languages have been found. The prehistoric Baltic-Germanic contacts were rather scarce and late and, as it seems, mainly Scandinavian languages were the direct source of Germanic borrowings in Baltic (in the case of Old Prussian it was also Gothic. The Baltic-Finno-Ugrian contacts embraced West Finnic and Volga Finnic languages only, but they were close and prolonged. The Baltic loan-words in West Finnic are numerous (about two hundred, whereas to the unquestionable borrowings in Volga Finnic belong only five words in Mordvian. The Finno-Ugrian borrowings in Baltic are less frequent (about forty words. Most of them come from West Finnic and here also a few words of Iranian and Germanic origin occur. Some of them are known in Slavic languages which allow us to state that they may have dated back to Balto-Slavic epoch.
Excavation-caused extra deformation of existing masonry residence in soft soil region
Tang, Y.; Franceschelli, S.
2017-04-01
Growing need for construction of infrastructures and buildings in fast urbanization process creates challenges of interaction between buildings under construction and adjacent existing buildings. This paper presents the mitigation of contradiction between two parties who are involved the interaction using civil engineering techniques. Through the in-depth analysis of the results of monitoring surveys and enhanced accuracy and reliability of surveys, a better understanding of the behavior of deformable buildings is achieved. Combination with the original construction documents, the two parties agree that both of them are responsible for building damages and a better understanding for the rehabilitation of the existing buildings is focused on. Two cases studies are used to demonstrate and describe the importance of better understanding of the behavior of existing buildings and their rehabilitations. The objective of this study is to insight into mechanisms of soil-structure interaction for buildings adjacent to deep excavations, which can result in a damage in existing masonry residence, and to take the optimized measures to make deep excavations safety and economic and adjacent buildings keep good serviceability in urban areas with soft soil conditions.
Role of the Absorbing Area in Chaotic Synchronization
DEFF Research Database (Denmark)
Maistrenko, Yu.L.; Maistrenko, V.L.; Popovich, A.
1998-01-01
When two identical chaotic oscillators interact, one or more intervals of coupling parameters generally exist in which the synchronized state is weakly stable, and its basin of attraction is riddled with holes that are repelled from it. The paper discusses the role of the absorbing area for the e......When two identical chaotic oscillators interact, one or more intervals of coupling parameters generally exist in which the synchronized state is weakly stable, and its basin of attraction is riddled with holes that are repelled from it. The paper discusses the role of the absorbing area...
Hanford 300 Area Development Plan
International Nuclear Information System (INIS)
Daly, K.S.; Seiler, S.W.; Hail, J.C.
1991-09-01
The purpose of the Hanford 300 Area Development Plan (Development Plan) is to guide the physical development of the 300 Area in accordance with US Department of Energy (DOE) Order 4320.1B (DOE 1991b) by performing the following: (1) Establishing a land use plan, setting land use categories that meet the needs of existing and proposed activities; (2) Coordinating existing, 5-yr, and long-range development plans and guiding growth in accordance with those plans; (3) Establishing development guidelines to encourage cost-effective development and minimize conflicts between adjacent activities; (4) Identifying site development issues that need further analysis; Integrating program plans with development plans to ensure a logical progression of development; and, (6) Integrating DOE plans with local agency plans (i.e., city, country, state, and Tri-Cities Science and Technology Park plans)
Existence theory in optimal control
International Nuclear Information System (INIS)
Olech, C.
1976-01-01
This paper treats the existence problem in two main cases. One case is that of linear systems when existence is based on closedness or compactness of the reachable set and the other, non-linear case refers to a situation where for the existence of optimal solutions closedness of the set of admissible solutions is needed. Some results from convex analysis are included in the paper. (author)
10 CFR 4.127 - Existing facilities.
2010-01-01
... 10 Energy 1 2010-01-01 2010-01-01 false Existing facilities. 4.127 Section 4.127 Energy NUCLEAR... 1973, as Amended Discriminatory Practices § 4.127 Existing facilities. (a) Accessibility. A recipient... make each of its existing facilities or every part of an existing facility accessible to and usable by...
Energy Technology Data Exchange (ETDEWEB)
Plympton, P.; Dagher, L.; Zwack, B.
2007-06-01
This technical report documents feedback for Industry Stakeholders on the direction of future U.S. Department of Energy (DOE) research and development in the area of improving energy efficiency in existing residential buildings.
Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information
Berger, A.N.; Frame, W.S.; Ioannidou, V.
2010-01-01
Collateral is a widely used, but not well understood, debt contracting feature. Two broad strands of theoretical literature explain collateral as arising from the existence of either ex ante private information or ex post incentive problems between borrowers and lenders. However, the extant
Tests of ex ante ex post theories of collateral using private and public information
Berger, A.N.; Frame, W.S.; Ioannidou, V.
2011-01-01
Collateral is a widely used, but not well understood, debt contracting feature. Two broad strands of theoretical literature explain collateral as arising from the existence of either ex ante private information or ex post incentive problems between borrowers and lenders. However, the extant
Directory of Open Access Journals (Sweden)
Tahir Bilirli
2016-06-01
Full Text Available İmar Meclisi Raporlarında Borçlanma ve Selem Uygulaması (1845-1846 Öz Bu makale, Osmanlı Devleti'nde 1845 yılında ilan edilen Tensikât-ı mülkiye kararı çerçevesinde geçici olarak olarak kurulan İmar Meclisleri'nin görevlerini incelemektedir. Makalede, bu meclislerin özellikle halkın borç para alma durumları ile selem usulü denilen mahsulün hasattan önce satılması konusundaki faaliyetleri incelenmektedir. Hasat zamanından önce alınan vergi, ahaliyi borçlanmaya yöneltmekte, bu da halkın fahiş faiz oranlarıyla tefecilerden borç almalarına ve ürünün hasat edilmeden önce daha düşük fiyatlara satılmasına sebep olmaktaydı. Bu durum gelir kaybı nedeniyle hem tebaya hem de devlete zarar vermekteydi. İmar Meclisi memurları yaşanan bu sıkıntının giderilmesi noktasında yerinde durum tespiti yapmışlardır. Makalenin birinci bölümünde İmar Meclisleri'nin kuruluşu ve görevleri hakkında bilgi verilmektedir. İkinci bölümde makalenin ana konusu olan borçlanma ve selem usulünün uygulanmasının meclis raporlarına nasıl yansıdığı arşiv belgelerine göre ele alınmıştır. Makalenin sonuç bölümünde arşiv belgelerinde elde edilen veriler doğrultusunda değerlendirme yapılmıştır. Borrowing and Selem Practices in Ottoman Era According to "Macalis Imariyya (Development Counsils" Reports Abstract This article examines the mission of Macalis Imariyya (Develepment Counsils which were founded by the decree of Tankisat al-Mulkiyye declared in 1845. In the article, the activity of these Counsils about the indebtedness status of the people and the selling of products before the harvest -called “selem”- particularly examined. The tax collection before harvest period was impelling the people borrowing from usurers with excessive interest rates and to sell the product at nearly half price. This case was damaging both the state and the citizens because of income loss. Development Council
Achana, Felix A; Cooper, Nicola J; Bujkiewicz, Sylwia; Hubbard, Stephanie J; Kendrick, Denise; Jones, David R; Sutton, Alex J
2014-07-21
Network meta-analysis (NMA) enables simultaneous comparison of multiple treatments while preserving randomisation. When summarising evidence to inform an economic evaluation, it is important that the analysis accurately reflects the dependency structure within the data, as correlations between outcomes may have implication for estimating the net benefit associated with treatment. A multivariate NMA offers a framework for evaluating multiple treatments across multiple outcome measures while accounting for the correlation structure between outcomes. The standard NMA model is extended to multiple outcome settings in two stages. In the first stage, information is borrowed across outcomes as well across studies through modelling the within-study and between-study correlation structure. In the second stage, we make use of the additional assumption that intervention effects are exchangeable between outcomes to predict effect estimates for all outcomes, including effect estimates on outcomes where evidence is either sparse or the treatment had not been considered by any one of the studies included in the analysis. We apply the methods to binary outcome data from a systematic review evaluating the effectiveness of nine home safety interventions on uptake of three poisoning prevention practices (safe storage of medicines, safe storage of other household products, and possession of poison centre control telephone number) in households with children. Analyses are conducted in WinBUGS using Markov Chain Monte Carlo (MCMC) simulations. Univariate and the first stage multivariate models produced broadly similar point estimates of intervention effects but the uncertainty around the multivariate estimates varied depending on the prior distribution specified for the between-study covariance structure. The second stage multivariate analyses produced more precise effect estimates while enabling intervention effects to be predicted for all outcomes, including intervention effects on
76 FR 77477 - Submission for OMB Review; Comment Request
2011-12-13
... loans (direct and guaranteed) to finance electric and telecommunications facilities in rural areas... basic financial records were not maintained, the borrower, its investors, and RUS would be unable to...
The value of flexibility in conservation financing.
Lennox, Gareth D; Fargione, Joseph; Spector, Sacha; Williams, Gwyn; Armsworth, Paul R
2017-06-01
Land-acquisition strategies employed by conservation organizations vary in their flexibility. Conservation-planning theory largely fails to reflect this by presenting models that are either extremely inflexible-parcel acquisitions are irreversible and budgets are fixed-or extremely flexible-previously acquired parcels can readily be sold. This latter approach, the selling of protected areas, is infeasible or problematic in many situations. We considered the value to conservation organizations of increasing the flexibility of their land-acquisition strategies through their approach to financing deals. Specifically, we modeled 2 acquisition-financing methods commonly used by conservation organizations: borrowing and budget carry-over. Using simulated data, we compared results from these models with those from an inflexible fixed-budget model and an extremely flexible selling model in which previous acquisitions could be sold to fund new acquisitions. We then examined 3 case studies of how conservation organizations use borrowing and budget carry-over in practice. Model comparisons showed that borrowing and budget carry-over always returned considerably higher rewards than the fixed-budget model. How they performed relative to the selling model depended on the relative conservation value of past acquisitions. Both the models and case studies showed that incorporating flexibility through borrowing or budget carry-over gives conservation organizations the ability to purchase parcels of higher conservation value than when budgets are fixed without the problems associated with the selling of protected areas. © 2016 Society for Conservation Biology.
2010-01-01
... exist among the borrower, contractor, lender, syndicator, management agent, suppliers of materials or... Agency to guarantee a loan subject to the stated terms and conditions. Correspondent relationship. A contractual relationship between an approved lender and a non-approved lender or mortgage broker in which the...
12 CFR 723.3 - What are the requirements for construction and development lending?
2010-01-01
... AFFECTING CREDIT UNIONS MEMBER BUSINESS LOANS § 723.3 What are the requirements for construction and... following additional requirements. (a) The aggregate of the net member business loan balances for all... associated member-borrowers, irrespective of the existence of a contractual commitment from a prospective...
Energy Technology Data Exchange (ETDEWEB)
Prowell, Ian (University of California, San Diego, CA); Veers, Paul S.
2009-03-01
Various sources of risk exist for all civil structures, one of which is seismic risk. As structures change in scale, the magnitude of seismic risk changes relative to risk from other sources. This paper presents an introduction to seismic hazard as applied to wind turbine structures. The existing design methods and research regarding seismic risk for wind turbines is then summarized. Finally a preliminary assessment is made based on current guidelines to understand how tower moment demand scales as rated power increases. Potential areas of uncertainty in the application of the current guidelines are summarized.
Defining the Field of Existence of Shrouded Blades in High-Speed Gas Turbines
Belousov, Anatoliy I.; Nazdrachev, Sergeiy V.
2018-01-01
This work provides a method for determining the region of existence of banded blades of gas turbines for aircraft engines based on the analytical evaluation of tensile stresses in specific characteristic sections of the blade. This region is determined by the set of values of the parameter, which forms the law of distribution of the cross-sectional area of the cross-sections along the height of the airfoil. When seven independent parameters (gas-dynamic, structural and strength) are changed, the choice of the best option is proposed at the early design stage. As an example, the influence of the dimension of a turbine on the domain of the existence of banded blades is shown.
Issues to Be Solved for Energy Simulation of An Existing Office Building
Directory of Open Access Journals (Sweden)
Ki Uhn Ahn
2016-04-01
Full Text Available With the increasing focus on low energy buildings and the need to develop sustainable built environments, Building Energy Performance Simulation (BEPS tools have been widely used. However, many issues remain when applying BEPS tools to existing buildings. This paper presents the issues that need to be solved for the application of BEPS tools to an existing office building. The selected building is an office building with 33 stories above ground, six underground levels, and a total floor area of 91,898 m2. The issues to be discussed in this paper are as follows: (1 grey data not ready for simulation; (2 subjective assumptions and judgments on energy modeling; (3 stochastic characteristics of building performance and occupants behavior; (4 verification of model fidelity-comparison of aggregated energy; (5 verification of model fidelity-calibration by trial and error; and (6 use of simulation model for real-time energy management. This study investigates the aforementioned issues and explains the factors that should be considered to address these issues when developing a dynamic simulation model for existing buildings.
International Nuclear Information System (INIS)
PanjehShahi, M.H.; Nouzari, M.M.
2002-01-01
A new retrofit targeting procedure, based on pinch technology has been developed. The procedure considers existing structure and hydrodynamic system of a given network as two main constraint during targeting. The procedure uses a linear programming model to consider existing structure. The model finds a network structure that has maximum compatibility with existing structure. Furthermore, the procedure using the pressure drop equations, can consider decreasing the film coefficients of streams due to increasing network area. Good compatibility between old and new networks and non replacement of hydrodynamic equipment cause to the best use of capital in retrofit projects. The procedure has been checked by doing two case studies, in which the results compared to the established methods, and realized significant improvement
Multi-Level Secure Local Area Network
Naval Postgraduate School (U.S.); Center for Information Systems Studies Security and Research (CISR)
2011-01-01
Multi-Level Secure Local Area Network is a cost effective, multi-level, easy to use office environment leveraging existing high assurance technology. The Department of Defense and U.S. Government have an identified need to securely share information classified at differing security levels. Because there exist no commercial solutions to this problem, NPS is developing a MLS LAN. The MLS LAN extends high assurance capabilities of an evaluated multi-level secure system to commercial personal com...
Application of geometric probability to the existence of faults in anisotropic media
International Nuclear Information System (INIS)
Cranwell, R.M.; Donath, F.A.
1980-01-01
Three primary aspects of faults which relate to their potential for degradation of a repository site are: the possibility of an existing but undetected fault intersecting the repository site; the potential for a new fault occurring and propagating through the repository site; the ability of any such fault to transmit groundwater. Given that a fault might be present in the region surrounding the site, the probability that it intersects the site depends primarily on its orientation and on the density of faulting in the area. Once these parameters are known, a model can be developed to determine the probability that an existing but undetected fault will intersect the repository site. Similar techniques can be used to estimate the potential for new faults occurring and intersecting site, or intersection from propagation along existing faults. However, additional data includng in situ stress measurements and records of seismic activity would be needed. One can estimate the stress level at which the strength in the surrounding media will be exceeded, and thus determine a time-dependent probability of movement along a pre-existing fault or of a new fault occurring, from a predicted rate of change in local stresses. In situ stress measurements taken at intervals of time could aid in determining the rate of stress change in the surrounding media, although measurable changes might not occur over the available period of observation. In situ stress measurements might also aid in assessing the ability of existing faults to transmit fluids
Conceptual design report, 200 Area sanitary sewer system: Project 96L-EWL-116
International Nuclear Information System (INIS)
Pursley, D.L.
1994-01-01
Project L-116 will install an integrated sanitary sewer system in the 200 Area. This new system will connect existing sewer systems for facilities that have a foreseeable future, provide capacity and routing for future facilities, and install new septic sewer systems for existing facilities that cannot be feasibly connected to the new sewer system and have a mission that will extend beyond the year 2000. Project L-116 will construct a sanitary sewer collection, treatment, and disposal system for facilities in the 200-East and -West Areas and adjacent areas located on the 200 Area plateau. The existing septic systems will be abandoned or decommissioned in accordance with applicable Washington State and local codes and regulations. The conceptual design for the sanitary sewer system is designed around population forecasts of 5,000 people for 200-West Area and 9,000 people for 200-East Area. The definitive design will be based on the latest forecast populations at the time definitive design is initiated
Damping of Inter-Area Low Frequency Oscillation Using an Adaptive Wide-Area Damping Controller
DEFF Research Database (Denmark)
Yao, Wei; Jiang, L.; Fang, Jiakun
2013-01-01
This paper presents an adaptive wide-area damping controller (WADC) based on generalized predictive control (GPC) and model identification for damping the inter-area low frequency oscillations in large-scale inter-connected power system. A recursive least-squares algorithm (RLSA) with a varying...... forgetting factor is applied to identify online the reduced-order linearlized model which contains dominant inter-area low frequency oscillations. Based on this linearlized model, the generalized predictive control scheme considering control output constraints is employed to obtain the optimal control signal...... conditions and different disturbances, but also has better robustness against to the time delay existing in the remote signals. The comparison studies with the conventional lead-lag WADC are also provided....
International Nuclear Information System (INIS)
1975-12-01
The conceptual design of Safety Research Experiment Facility (SAREF) site system includes a review and evaluation of previous geotechnical reports for the area where SAREF will be constructed and the conceptual design of access and in-plant roads, parking, experiment-transport-vehicle maneuvering areas, security fencing, drainage, borrow area development and restoration, and landscaping
Marion Industrial Substation project
International Nuclear Information System (INIS)
1992-04-01
Consumers Power, Inc. (CPI), proposes to construct a new distribution substation under the existing Bonneville Power Administration (BPA) Albay-Lebanon transmission line near the city of Albany in Linn County, Oregon. BPA is proposing to grant a new Point of Delivery to CPI at this substation. The purpose of the project is to serve the developing industrial needs in the Marion Industrial Park and on the 550 acres of nearby land within CPI's service area that are zoned for residential use. CPI prepared, and the Rural Electrification Administration (REA) has approved a Borrower's Environmental Report (BER) which addresses this action along with several other proposed projects in the CPI service area. Portions of this BER are summarized in this brief EA. BPA is preparing its own EA since Department of Energy National Environmental Policy Act (NEPA) guidelines require additional environmental concerns to be addressed than are required by REA's NEPA guidelines
Measuring the size of an airport's catchment area
Lieshout, R.
2012-01-01
Although much empirical research exists on the factors that drive passenger airport choice, not much is known about the related topic of airport catchment area size. This paper presents a novel methodology to assess the size of airport catchment areas and the airport’s market shares therein using a
Evaluation of existing Hanford buildings for the storage of solid wastes
International Nuclear Information System (INIS)
Carlson, M.C.; Hodgson, R.D.; Sabin, J.C.
1993-05-01
Existing storage space at the Hanford Site for solid low-level mixed waste (LLMW) will be filled up by 1997. Westinghouse Hanford Company (WHC) has initiated the project funding cycle for additional storage space to assure that new facilities are available when needed. In the course of considering the funding request, the US Department of Energy (DOE) has asked WHC to identify and review any existing Hanford Site facilities that could be modified and used as an alternative to constructing the proposed W-112 Project. This report documents the results of that review. In summary, no buildings exist at the Hanford Site that can be utilized for storage of solid LLMW on a cost-effective basis when compared to new construction. The nearest approach to an economically sensible conversion would involve upgrade of 100,000 ft 2 of space in the 2101-M Building in the 200 East Area. Here, modified storage space is estimated to cost about $106 per ft 2 while new construction will cost about $50 per ft 2 . Construction costs for the waste storage portion of the W-112 Project are comparable with W-016 Project actual costs, with escalation considered. Details of the cost evaluation for this building and for other selected candidate facilities are presented in this report. All comparisons presented address the potential decontamination and decommissioning (D ampersand D) cost avoidances realized by using existing facilities
The Poor Rural Areas That Must Support The City of the Future
Directory of Open Access Journals (Sweden)
Ron Wimberley
2006-11-01
Full Text Available Cities have exported poverty to rural areas, yet we forget that cities do not exist in nature. Sociologists and others often seem to forget that. Cities are a product of social behavior. Neither do cities exist in self-sustained vacuums unto themselves. Cities are dependent and interdependent with rural areas and through forms of social interaction that link people living in urban and rural areas. While cities are a product of social behavior, they are dependent upon natural resources. It is from rural areas that the natural resources which sustain cities are produced and extracted.
Energy Technology Data Exchange (ETDEWEB)
Robert F. Boehlecke
2004-11-01
This Corrective Action Decision Document (CADD)/Closure Report (CR) has been prepared for Corrective Action Unit (CAU) 529, Area 25 Contaminated Materials, Nevada Test Site (NTS), Nevada, in accordance with the ''Federal Facility Agreement and Consent Order'' (FFACO) that was agreed to by the State of Nevada, U.S. Department of Energy (DOE), and the U.S. Department of Defense (FFACO, 1996). The NTS is approximately 65 miles (mi) northwest of Las Vegas, Nevada (Figure 1-1). Corrective Action Site (CAS) 25-23-17, Contaminated Wash, is the only CAS in CAU 529 and is located in Area 25 of the NTS, in Nye County, Nevada (Figure 1-2). Corrective Action Site 25-23-17, Contaminated Wash, was divided into nine parcels because of the large area impacted by past operations and the complexity of the source areas. The CAS was subdivided into separate parcels based on separate and distinct releases as determined and approved in the Data Quality Objectives (DQO) process and Corrective Action Investigation Plan (CAIP). Table 1-1 summarizes the suspected sources for the nine parcels. Corrective Action Site 25-23-17 is comprised of the following nine parcels: (1) Parcel A, Kiwi Transient Nuclear Test (TNT) 16,000-foot (ft) Arc Area (Kiwi TNT); (2) Parcel B, Phoebus 1A Test 8,000-ft Arc Area (Phoebus); (3) Parcel C, Topopah Wash at Test Cell C (TCC); (4) Parcel D, Buried Contaminated Soil Area (BCSA) l; (5) Parcel E, BCSA 2; (6) Parcel F, Borrow Pit Burial Site (BPBS); (7) Parcel G, Drain/Outfall Discharges; (8) Parcel H, Contaminated Soil Storage Area (CSSA); and (9) Parcel J, Main Stream/Drainage Channels.
Metallogenetic prospecting prediction of volcanic rock type of uranium deposit in Pucheng Area
International Nuclear Information System (INIS)
Xiao Bin; Wang Yong
1998-01-01
Based on the metallogenetic geological conditions of Pucheng area, metallogenetic geological model existing and the information quality method, the logic vector length method and the logic vector length weighted method, some favorable geological variance are selected. The assessment model is set up and some favorable metallogenetic area are delineated according to the different contribution degrees of the geological variances to mineralization. By geological assessment in the favorable metallogenetic areas, it is considered that the favorable metallogenetic geological conditions exist in this areas, and there are prospecting prospective surroundings areas and glorious prospecting future were confirmed in the district
14 CFR 1251.301 - Existing facilities.
2010-01-01
... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Existing facilities. 1251.301 Section 1251... HANDICAP Accessibility § 1251.301 Existing facilities. (a) Accessibility. A recipient shall operate each... existing facilities or every part of a facility accessible to and usable by handicapped persons. (b...
10 CFR 611.206 - Existing facilities.
2010-01-01
... 10 Energy 4 2010-01-01 2010-01-01 false Existing facilities. 611.206 Section 611.206 Energy... PROGRAM Facility/Funding Awards § 611.206 Existing facilities. The Secretary shall, in making awards to those manufacturers that have existing facilities, give priority to those facilities that are oldest or...
7 CFR 1806.3 - Coverage requirements.
2010-01-01
... value) all essential buildings. Essential buildings include the dwelling and any other buildings that... requirements is not available in a hurricane area, the County Supervisor may accept from the borrower or...
A precariedade humana e a existência estilizada Human precariousness and stylized existence
Directory of Open Access Journals (Sweden)
Rita Paiva
2013-04-01
Full Text Available Este artigo tematiza o desamparo vivenciado pela consciência ante a ausência de bases sólidas para seus anseios de felicidade e para suas representações simbólicas. Com esse propósito, toma como objeto de reflexão um dos ensaios filosóficos de Albert Camus, O mito de Sísifo, equacionando a possibilidade de uma ética que estilize a vida, sem que se minimize a dolorosa precariedade da existência humana. Posteriormente, em diálogo com alguns textos de M. Foucault, a reflexão procura estabelecer os vínculos possíveis entre a ética camusiana e a ética como uma estética da existência, tal como pensada entre os gregos antigos.This article discusses the helplessness experienced by the consciousness vis-à-vis the absence of solid bases for its longings for happiness and for its symbolic representations. For this purpose, the object of reflection of the article is one of Albert Camus' philosophical essays, The Myth of Sisyphus, and we inquire into the possibility of an ethics that stylizes life without minimizing the painful precariousness of human existence. Making reference to certain texts by Foucault, we attempt to establish possible connections between Camus' ethics and an ethics of the aesthetics of existence as found in the thinkers of ancient Greece.
EKSISTENSI AREA IMIGRASI PADA TEMPAT PEMERIKSAAN IMIGRASI DI INDONESIA
Directory of Open Access Journals (Sweden)
Gusti Ayu Made Widnyani
2016-05-01
Full Text Available Area Immigration is an area that is in every Immigration Check Point (TPI in which the functions of immigration especially related to the people’s traffic inspection which coming in and out of a country and there are a restricted and a sterile area that can only be traversed by parties concerned like the passengers or crew whom will exit or entry Indonesian territory or official and authorized personnel. Arrangements regarding to the area of ??immigration set in Part Five, Article 22 paragraph (1 of Immigration Law determined that: In every Immigration Checkpoints assigned a specific area to immigration inspection is the area of ??immigration. The existence of the immigration area reflects the immigration service quality standards in a country. As an international area marked by yellow line (yellow line, the area of ??immigration has a position that is as important as the sovereignty of a country. Normatively, immigration area which available in each Immigration Check Point is the place and area that was authorized by the Ministry and has a legal status (legal standing and legitimate in law. So that the existence of the immigration area is a representation of authority and sovereignty. But immigration area is less effective because of the legal instruments governing inadequate and also people have not been aware of law so that there are many violations happens in the immigration area.
45 CFR 1170.32 - Existing facilities.
2010-10-01
... 45 Public Welfare 3 2010-10-01 2010-10-01 false Existing facilities. 1170.32 Section 1170.32... ASSISTED PROGRAMS OR ACTIVITIES Accessibility § 1170.32 Existing facilities. (a) Accessibility. A recipient... require a recipient to make each of its existing facilities or every part of a facility accessible to and...
45 CFR 605.22 - Existing facilities.
2010-10-01
... 45 Public Welfare 3 2010-10-01 2010-10-01 false Existing facilities. 605.22 Section 605.22 Public... Accessibility § 605.22 Existing facilities. (a) Accessibility. A recipient shall operate each program or... existing facilities or every part of a facility accessible to and usable by qualified handicapped persons...
45 CFR 1151.22 - Existing facilities.
2010-10-01
... 45 Public Welfare 3 2010-10-01 2010-10-01 false Existing facilities. 1151.22 Section 1151.22... Prohibited Accessibility § 1151.22 Existing facilities. (a) A recipient shall operate each program or... make each of its existing facilities or every part of a facility accessible to and usable by...
sustainability and outreach performance of Ethiopian
African Journals Online (AJOL)
Eyerusalem
Third, the poor lack skills to use borrowed money productively. MFIs have ... The findings of this paper are important to MFIs management and regulatory bodies .... Firstly, women invest the loans in productive activities or in ..... Microfinance a comprehensive review of existing ... Microfinance Risk Management, St. Louis.
Inequality, Credit Market Imperfection, Segmentation and Economic Growth
Zhu, D.
2001-01-01
This paper investigates how initial inequality can causally affect economic growth when moral hazard problems exist in credit markets.Two regimes of the credit markets aiming at overcoming the moral hazard problems are analyzed.The formal one such as bank relies on intermediary between borrowers and
Existence and non-existence of solutions for a p(x-biharmonic problem
Directory of Open Access Journals (Sweden)
Ghasem A. Afrouzi
2015-06-01
Full Text Available In this article, we study the following problem with Navier boundary conditions $$\\displaylines{ \\Delta (|\\Delta u|^{p(x-2}\\Delta u+|u|^{p(x-2}u =\\lambda |u|^{q(x-2}u +\\mu|u|^{\\gamma(x-2}u\\quad \\text{in } \\Omega,\\cr u=\\Delta u=0 \\quad \\text{on } \\partial\\Omega. }$$ where $\\Omega$ is a bounded domain in $\\mathbb{R}^{N}$ with smooth boundary $\\partial \\Omega$, $N\\geq1$. $p(x,q(x$ and $\\gamma(x$ are continuous functions on $\\overline{\\Omega}$, $\\lambda$ and $\\mu$ are parameters. Using variational methods, we establish some existence and non-existence results of solutions for this problem.
Conceptual geohydrological model of the separations area
International Nuclear Information System (INIS)
Root, R.W.; Marine, I.W.
1977-01-01
Subsurface drilling in and around the Separations Areas (F-Area and H-Area of the Savannah River Plant) is providing detailed information for a conceptual model of the geology and hydrology underlying these areas. This conceptual model will provide the framework needed for a mathematical model of groundwater movement beneath these areas. Existing information substantiates the presence of two areally extensive clay layers and several discontinuous clay and sandy-clay layers. These layers occur in and between beds of clayey and silty sand that make up most of the subsurface material. Within these sand beds are geologic units of differing hydraulic conductivity. For the present scale of the model, the subsurface information is considered adequate in H-Area, but additional drilling is planned in F-Area
34 CFR 104.22 - Existing facilities.
2010-07-01
... 34 Education 1 2010-07-01 2010-07-01 false Existing facilities. 104.22 Section 104.22 Education... Accessibility § 104.22 Existing facilities. (a) Accessibility. A recipient shall operate its program or activity.... This paragraph does not require a recipient to make each of its existing facilities or every part of a...
25 CFR 265.1 - Definition of roadless area.
2010-04-01
... presently existing roadless area: Name of area—Wind River Reserve. Reservation—Shoshone. State—Wyoming. Approximate acreage—180,387 (a) The boundaries of the Wind River Reserve roadless area are as follows: Wind... the Wind River Indian Reservation, thence north six (6) miles to the NE corner of sec. 28, T. 1 S., R...
New Area Law in General Relativity.
Bousso, Raphael; Engelhardt, Netta
2015-08-21
We report a new area law in general relativity. A future holographic screen is a hypersurface foliated by marginally trapped surfaces. We show that their area increases monotonically along the foliation. Future holographic screens can easily be found in collapsing stars and near a big crunch. Past holographic screens exist in any expanding universe and obey a similar theorem, yielding the first rigorous area law in big bang cosmology. Unlike event horizons, these objects can be identified at finite time and without reference to an asymptotic boundary. The Bousso bound is not used, but it naturally suggests a thermodynamic interpretation of our result.
Water vulnerabilities for existing coal-fired power plants.
Energy Technology Data Exchange (ETDEWEB)
Elcock, D.; Kuiper, J.; Environmental Science Division
2010-08-19
This report was funded by the U.S. Department of Energy's (DOE's) National Energy Technology Laboratory (NETL) Existing Plants Research Program, which has an energy-water research effort that focuses on water use at power plants. This study complements the Existing Plants Research Program's overall research effort by evaluating water issues that could impact power plants. Water consumption by all users in the United States over the 2005-2030 time period is projected to increase by about 7% (from about 108 billion gallons per day [bgd] to about 115 bgd) (Elcock 2010). By contrast, water consumption by coal-fired power plants over this period is projected to increase by about 21% (from about 2.4 to about 2.9 bgd) (NETL 2009b). The high projected demand for water by power plants, which is expected to increase even further as carbon-capture equipment is installed, combined with decreasing freshwater supplies in many areas, suggests that certain coal-fired plants may be particularly vulnerable to potential water demand-supply conflicts. If not addressed, these conflicts could limit power generation and lead to power disruptions or increased consumer costs. The identification of existing coal-fired plants that are vulnerable to water demand and supply concerns, along with an analysis of information about their cooling systems and related characteristics, provides information to help focus future research and development (R&D) efforts to help ensure that coal-fired generation demands are met in a cost-effective manner that supports sustainable water use. This study identified coal-fired power plants that are considered vulnerable to water demand and supply issues by using a geographical information system (GIS) that facilitated the analysis of plant-specific data for more than 500 plants in the NETL's Coal Power Plant Database (CPPDB) (NETL 2007a) simultaneously with 18 indicators of water demand and supply. Two types of demand indicators were
Development of a new energy efficiency rating system for existing residential buildings
International Nuclear Information System (INIS)
Koo, Choongwan; Hong, Taehoon; Lee, Minhyun; Seon Park, Hyo
2014-01-01
Building energy efficiency rating systems have been established worldwide to systematically manage the energy consumption of existing buildings. This study aimed to develop a new energy efficiency rating system for existing residential buildings from two perspectives: (i) establishment of reasonable and fair criteria for the building energy efficiency rating system; and (ii) establishment of comparative incentive and penalty programs to encourage the voluntary participation of all residents in the energy saving campaign. Based on the analysis of the conventional energy efficiency rating system for existing residential buildings, this study was conducted in five steps: (i) data collection and analysis; (ii) correlation analysis between the household size and the CO 2 emission density (i.e., CO 2 emission per unit area); (iii) cluster formation based on results of the correlation analysis using a decision tree; (iv) establishment of a new energy efficiency rating system for existing buildings; and (v) establishment of incentive and penalty programs using advanced case-based reasoning. The proposed system can allow a policymaker to establish a reasonable and fair energy efficiency rating system for existing residential buildings and can encourage the voluntary participation of all residents in the energy saving campaign. - Highlights: • A new energy efficiency rating system for the residential building was developed. • The incentive and penalty programs were established using an advanced CBR model. • The new system was established using reasonable and fair standards. • It allows all residents to voluntarily participate in the energy saving campaign. • It can be applied to any country or sector in the global environment
Operational Planning of Low-Energy District Heating Systems Connected to Existing Buildings
DEFF Research Database (Denmark)
Tol, Hakan; Svendsen, Svend
2012-01-01
. The response of the radiator heating systems at different levels of supply temperature was used to form the operational planning of the low-energy DH system, which determined the design parameters of the low-energy DH network in terms of overall mass flow requirement and the return temperature from...... the buildings. Since the existing buildings were considered to be renovated to low-energy class, the operational planning was simultaneously modelled for both present high-demand and future low-demand situations of the same case area.......This article focuses on low-energy District Heating (DH) systems operating in low-temperatures such as 55°C in terms of supply and 25°C in terms of return in connection with existing buildings. Since the heat loss from the network has a significant impact in case of supplying heat to low...
Modeling of terminal-area airplane fuel consumption
2009-08-01
Accurate modeling of airplane fuel consumption is necessary for air transportation policy-makers to properly : adjudicate trades between competing environmental and economic demands. Existing public models used for : computing terminal-area airplane ...
Transportation of Large Wind Components: A Review of Existing Geospatial Data
Energy Technology Data Exchange (ETDEWEB)
Mooney, Meghan [National Renewable Energy Lab. (NREL), Golden, CO (United States); Maclaurin, Galen [National Renewable Energy Lab. (NREL), Golden, CO (United States)
2016-09-01
This report features the geospatial data component of a larger project evaluating logistical and infrastructure requirements for transporting oversized and overweight (OSOW) wind components. The goal of the larger project was to assess the status and opportunities for improving the infrastructure and regulatory practices necessary to transport wind turbine towers, blades, and nacelles from current and potential manufacturing facilities to end-use markets. The purpose of this report is to summarize existing geospatial data on wind component transportation infrastructure and to provide a data gap analysis, identifying areas for further analysis and data collection.
Scahill, Shane; Harrison, Jeff; Carswell, Peter
2010-02-01
To describe the dimensions of organisational culture within a selection of community pharmacies. Community pharmacy in the New Zealand primary care sector which is partially government funded and currently undergoing major reform. Community pharmacy is under pressure to take on new roles, integrate within the wider primary care team and deliver the expectations of contemporary health policy. The mixed methods approach of concept mapping was undertaken with 10 representatives from six community pharmacies selected as case sites. The process was split into three parts (a) face to face brainstorming to generate statements describing culture, followed by (b) statement reduction, piloting and approval of statement list by participants, followed by (c) sorting the statements into 'like' groups. Multidimensional scaling analysis of participant sorting allows the development of discrete clusters of statements that describe aspects of organizational culture. A set of 105 statements were generated at the brainstorming meeting. Eight clusters of organisational culture resulted from participant sorting: leadership and staff management; valuing each other and the team; free thinking, fun and open to challenge; trusted behaviour; customer relations; focus on external integration; providing systematic advice; embracing innovation. Community pharmacy is under pressure to take on new roles and deliver and there is some evidence organisational culture of pharmacy may be a barrier. Our paper outlines the development of a survey instrument for describing organisational culture through Concept mapping, a tool borrowed from social sciences. This tool can be used for exploration of aspects of culture that may be important in the change management process for improving the effectiveness of community pharmacy as expected by contemporary primary health care policy.
Seismic assessment of Technical Area V (TA-V).
Energy Technology Data Exchange (ETDEWEB)
Medrano, Carlos S.
2014-03-01
The Technical Area V (TA-V) Seismic Assessment Report was commissioned as part of Sandia National Laboratories (SNL) Self Assessment Requirement per DOE O 414.1, Quality Assurance, for seismic impact on existing facilities at Technical Area-V (TA-V). SNL TA-V facilities are located on an existing Uniform Building Code (UBC) Seismic Zone IIB Site within the physical boundary of the Kirtland Air Force Base (KAFB). The document delineates a summary of the existing facilities with their safety-significant structure, system and components, identifies DOE Guidance, conceptual framework, past assessments and the present Geological and Seismic conditions. Building upon the past information and the evolution of the new seismic design criteria, the document discusses the potential impact of the new standards and provides recommendations based upon the current International Building Code (IBC) per DOE O 420.1B, Facility Safety and DOE G 420.1-2, Guide for the Mitigation of Natural Phenomena Hazards for DOE Nuclear Facilities and Non-Nuclear Facilities.
[Popular wisdom: its existence in the university environment].
Barbosa, Maria Alves; de Melo, Marcia Borges; Júnior, Raul Soares Silveira; Brasil, Virginia Visconde; Martins, Cleusa Alves; Bezerra, Ana Lúcia Queiroz
2004-01-01
Nowadays, myths and superstitions are present in spite of scientific and technological developments, especially when trying to solve problems that escape human understanding. This study was aimed at determining the existence of superstitions and myths in the university community, investigating their origins, influences, adoption and credibility, correlating them with people's level of knowledge. It is a descriptive/analytical research conducted at Teaching Units in the Area of Health of the Federal University of Goiás. The technique of content analysis was utilized for data analysis. Two categories have been created: Personal Attitudes related to Superstitions and Influences and Destruction of Superstitions. It was found out that there is a clash between popular and scientific knowledge, either leading to the exclusion of popular wisdom, to its 'veiled' maintenance, or even to an alliance between the two types of knowledge.
Directory of Open Access Journals (Sweden)
Kao-Ly Yang
2007-01-01
Full Text Available The purpose of this case study is to shed light on the identity of the spirit of fertility called Lady Kaying –Niam Nkauj Kab Yeeb—, its religious origin and the general processes of borrowing her fromother cultures within the Hmong culture. Hmong popular beliefs pertaining to Kaying reveal that Kaying is in fact the Chinese Goddess of Mercy Guanyin. She was imported from MahayanaBuddhism by the Hmong people of China who had retained her roles of the “Bestower of Children", the “Guardian Angel” or the "Conductor of the Dead Children". An analysis of the process of borrowing of the Chinese deity into the Hmong pantheon shows that Lady Kaying overlaps with an ancient spirit, the “Ancestor Spirit of Fertility” or Niam Poj Dab Pog. This case study demonstrates that the processes of borrowing are selective, integrative and comprehensive: some traits or fragments were taken from Buddhism and incorporated into the Hmong beliefs through a superimposing of a Hmong pre-existing system of beliefs.
Energy Technology Data Exchange (ETDEWEB)
Gutzeit, Jennifer L.; Kennedy, Ellen P.; Bjornstad, Bruce N.; Sackschewsky, Michael R.; Sharpe, James J.; DeMaris, Ranae; Venno, M.; Christensen, James R.
2011-02-02
The U.S. Department of Energy Richland Operations Office is proposing to close the Nonradioactive Dangerous Waste Landfill (NRDWL) and Solid Waste Landfill (SWL) located in the 600 Area of the Hanford Site. The closure of the NRDWL/SWL entails the construction of an evapotranspiration cover over the landfill. This cover would consist of a 3-foot (1-meter) engineered layer of fine-grained soil, modified with 15 percent by weight pea gravel to form an erosion-resistant topsoil that will sustain native vegetation. The area targeted for silt-loam borrow soil sits in Area C, located in the northern central portion of the Fitzner/Eberhardt Arid Lands Ecology (ALE) Reserve Unit. The pea gravel used for the mixture will be obtained from both off-site commercial sources and an active gravel pit (Pit #6) located just west of the 300 Area of the Hanford Site. Materials for the cover will be transported along Army Loop Road, which runs from Beloit Avenue (near the Rattlesnake Barricade) east-northeast to the NRDWL/SWL, ending at State Route 4. Upgrades to Army Loop Road are necessary to facilitate safe bidirectional hauling traffic. This report documents a cultural resources review of the proposed activity, conducted according to Section 106 of the National Historic Preservation Act of 1966.
Sourabh, Nishant; Timbadiya, P. V.
2018-04-01
The hydraulic simulation of the existing sewerage network provides various information about critical points to assess the deteriorating condition and help in rehabilitation of existing network and future expansion. In the present study, hydraulic and condition assessment of existing network of educational Institute (i.e. Sardar Vallabhbhai National Institute of Technology-Surat, Gujarat, India), having an area of 100 ha and ground levels in range of 5.0-9.0 m above mean sea level, has been carried out using sewage flow simulation for existing and future scenarios analysis using SewerGEMS v8i. The paper describes the features of 4.79 km long sewerage network of institute followed by network model simulation for aforesaid scenarios and recommendations on improvement of the existing network for future use. The total sewer loads for present and future scenarios are 1.67 million litres per day (MLD) and 3.62 MLD, considering the peak factor of 3 on the basis of population. The hydraulic simulation of the existing scenario indicated depth by diameter (d/D) ratio in the range of 0.02-0.48 and velocity range of 0.08-0.53 m/s for existing network for present scenario. For the future scenario, the existing network is needed to be modified and it was found that total of 11 conduits (length: 464.8 m) should be replaced to the next higher diameter available, i.e., 350 mm for utilization of existing network for future scenario. The present study provides the methodology for condition assessment of existing network and its utilization as per guidelines provided by Central Public Health and Environmental Engineering Organization, 2013. The methodology presented in this paper can be used by municipal/public health engineer for the assessment of existing sewerage network for its serviceability and improvement in future.
BLANCO MOUNTAIN AND BLACK CANYON ROADLESS AREAS, CALIFORNIA.
Diggles, Michael F.; Rains, Richard L.
1984-01-01
The mineral survey of the Blanco Mountain and Black Canyon Roadless Areas, California indicated that areas of probable and substantiated mineral-resource potential exist only in the Black Canyon Roadless Area. Gold with moderate amounts of lead, silver, zinc, and tungsten, occurs in vein deposits and in tactite. The nature of the geological terrain indicates little likelihood for the occurrence of energy resources in the roadless areas. Detailed geologic mapping might better define the extent of gold mineralization. Detailed stream-sediment sampling and analysis of heavy-mineral concentrations could better define tungsten resource potential.
Existing Steel Railway Bridges Evaluation
Vičan, Josef; Gocál, Jozef; Odrobiňák, Jaroslav; Koteš, Peter
2016-12-01
The article describes general principles and basis of evaluation of existing railway bridges based on the concept of load-carrying capacity determination. Compared to the design of a new bridge, the modified reliability level for existing bridges evaluation should be considered due to implementation of the additional data related to bridge condition and behaviour obtained from regular inspections. Based on those data respecting the bridge remaining lifetime, a modification of partial safety factors for actions and materials could be respected in the bridge evaluation process. A great attention is also paid to the specific problems of determination of load-caring capacity of steel railway bridges in service. Recommendation for global analysis and methodology for existing steel bridge superstructure load-carrying capacity determination are described too.
Rayfuse, R.; Ardron, J.; Warner, R.; Gjerde, K.
2014-01-01
While the international community debates the desirability and possible content of a new global instrument for the conservation and sustainable use of marine biodiversity in areas beyond national jurisdiction, alternative approaches to improving the application and implementation of existing
International Nuclear Information System (INIS)
Wu Chuan; Guo Fanqing; Purdy, James A
2006-01-01
This paper reports a step-by-step shielding calculation recipe for a helical tomotherapy unit (TomoTherapy Inc., Madison, WI, USA), recently installed in an existing Varian 600C treatment room. Both primary and secondary radiations (leakage and scatter) are explicitly considered. A typical patient load is assumed. Use factor is calculated based on an analytical formula derived from the tomotherapy rotational beam delivery geometry. Leakage and scatter are included in the calculation based on corresponding measurement data as documented by TomoTherapy Inc. Our calculation result shows that, except for a small area by the therapists' console, most of the existing Varian 600C shielding is sufficient for the new tomotherapy unit. This work cautions other institutions facing the similar situation, where an HT unit is considered for an existing LINAC treatment room, more secondary shielding might be considered at some locations, due to the significantly increased secondary shielding requirement by HT. (note)
Helicopter electromagnetic survey of the Model Land Area, Southeastern Miami-Dade County, Florida
Fitterman, David V.; Deszcz-Pan, Maria; Prinos, Scott T.
2012-01-01
This report describes a helicopter electromagnetic survey flown over the Model Land Area in southeastern Miami-Dade County, Florida, to map saltwater intrusion in the Biscayne aquifer. The survey, which is located south and east of Florida City, Florida, covers an area of 115 square kilometers with a flight-line spacing of 400 meters. A five-frequency, horizontal, coplanar bird with frequencies ranging from 400 to 100,000 Hertz was used. The data were interpreted using differential resistivity analysis and inversion to produce cross sections and resistivity depth-slice maps. The depth of investigation is as deep as 100 meters in freshwater-saturated portions of the Biscayne aquifer and the depth diminishes to about 50 meters in areas that are intruded by saltwater. The results compare favorably with ground-based, time-domain electromagnetic soundings and induction logs from observation wells in the area. The base of a high-resistivity, freshwater-saturated zone mapped in the northern 2 kilometers of the survey area corresponds quite well with the base of the surficial aquifer that has been determined by drilling. In general, saltwater in the survey area extends 9 to 12 kilometers inland from the coast; however, there is a long nose of saltwater centered along the Card Sound Road Canal that extends 15 kilometers inland. The cause of this preferential intrusion is likely due to uncontrolled surface flow along the canal and subsequent leakage of saltwater into the aquifer. Saltwater also extends farther inland in the area between U.S. Highway 1 and Card Sound Road than it does to the west of this area. Until 1944, a railroad grade occupied the current location of U.S. Highway 1. Borrow ditches associated with the railroad grade connected to Barnes Sound and allowed saltwater to flow during droughts and storm surges to within a few kilometers of Florida City. Relicts of this saltwater that settled to the bottom of the Biscayne aquifer can be seen in the helicopter
Borrowed earth, borrowed time: Healing America's chemical wounds
International Nuclear Information System (INIS)
Schweitzer, G.E.
1993-01-01
This book stresses the importance of saving the environment. It is not, however, a typical scholarly treatment of environmental issues; nor is is a list of helpful household tips on how to control environmental pollution. Instead, it portrays the history of the environmental movement by tracking the author's career from his tart as first director of the US EPA's Office of Toxic Substances from 1973 to 1977 to director of EPA's environmental Monitoring Systems Laboratory from 1980 to 1985. The author makes the point that economics alone cannot steer the environmental movement, and discusses meeting the challenge of public education and interaction with environmental policy
Do Elementary Particles Have an Objective Existence?
Nissenson, Bilha
2007-01-01
The formulation of quantum theory does not comply with the notion of objective existence of elementary particles. Objective existence independent of observation implies the distinguishability of elementary particles. In other words: If elementary particles have an objective existence independent of observations, then they are distinguishable. Or if elementary particles are indistinguishable then matter cannot have existence independent of our observation. This paper presents a simple deductio...
2010-01-01
... merged borrower. Mergers may be approved when: (1) The merger is in the best interest of the Government.... (b) Distinguishing mergers from transfers and assumptions. Mergers occur when one entity combines with another entity in such a way that the first entity ceases to exist as a separate entity while the...
established to aid authorized Alaskan borrowers in financing capital improvement projects such as schools Project, which includes constructing and equipping the expansion of an existing hospital and a new primary in total, no more than 49% of any single project where the other 51% of the project's funding is in
Existing Steel Railway Bridges Evaluation
Directory of Open Access Journals (Sweden)
Vičan Josef
2016-12-01
Full Text Available The article describes general principles and basis of evaluation of existing railway bridges based on the concept of load-carrying capacity determination. Compared to the design of a new bridge, the modified reliability level for existing bridges evaluation should be considered due to implementation of the additional data related to bridge condition and behaviour obtained from regular inspections. Based on those data respecting the bridge remaining lifetime, a modification of partial safety factors for actions and materials could be respected in the bridge evaluation process. A great attention is also paid to the specific problems of determination of load-caring capacity of steel railway bridges in service. Recommendation for global analysis and methodology for existing steel bridge superstructure load-carrying capacity determination are described too.
AGUA TIBIA PRIMITIVE AREA, CALIFORNIA.
Irwin, William P.; Thurber, Horace K.
1984-01-01
The Agua Tibia Primitive Area in southwestern California is underlain by igneous and metamorphic rocks that are siilar to those widely exposed throughout much of the Peninsular Ranges. To detect the presence of any concealed mineral deposits, samples of stream sediments were collected along the various creeks that head in the mountain. As an additional aid in evaluating the mineral potential, an aeromagnetic survey was made and interpreted. A search for records of past or existing mining claims within the primitive area was made but none was found. Evidence of deposits of metallic or nonmetallic minerals was not seen during the study.
Energy Technology Data Exchange (ETDEWEB)
T. M. Fitzmaurice
2000-05-01
This Corrective Action Plan (CAP) has been prepared for the Roller Coaster RADSAFE Area Corrective Action Unit 407 in accordance with the Federal Facility and Consent Order (Nevada Division of Environmental Protection [NDEP] et al., 1996). This CAP provides the methodology for implementing the approved Corrective Action Alternative as listed in the Corrective Action Decision Document (U.S. Department of Energy, Nevada Operations Office, 1999). The RCRSA was used during May and June of 1963 to decontaminate vehicles, equipment, and personnel from the Clean Slate tests. The Constituents of Concern (COCs) identified during the site characterization include plutonium, uranium, and americium. No other COCS were identified. The following closure actions will be implemented under this plan: (1) Remove and dispose of surface soils which are over three times background for the area. Soils identified for removal will be disposed of at an approved disposal facility. Excavated areas will be backfilled with clean borrow soil fi-om a nearby location. (2) An engineered cover will be constructed over the waste disposal pit area where subsurface COCS will remain. (3) Upon completion of the closure and approval of the Closure Report by NDEP, administrative controls, use restrictions, and site postings will be used to prevent intrusive activities at the site. Barbed wire fencing will be installed along the perimeter of this unit. Post closure monitoring will consist of site inspections to determine the condition of the engineered cover. Any identified maintenance and repair requirements will be remedied within 90 working days of discovery and documented in writing at the time of repair. Results of all inspections/repairs for a given year will be addressed in a single report submitted annually to the NDEP.
2012-05-02
... Extension of Existing Information Collection; Ground Control for Surface Coal Mines and Surface Work Areas of Underground Coal Mines AGENCY: Mine Safety and Health Administration, Labor. ACTION: Request for... inspections and investigations in coal or other mines shall be made each year for the purposes of, among other...
Puget Sound Area Electric Reliability Plan : Final Environmental Impact Statement.
Energy Technology Data Exchange (ETDEWEB)
United States. Bonneville Power Administration.
1992-04-01
A specific need exists in the Puget Sound area for balance between east-west transmission capacity and the increasing demand to import power generated east of the Cascades. At certain times of the year, and during certain conditions, there is more demand for power in the Puget Sound area than the transmission system and existing generation can reliably supply. This high demand, called peak demand occurs during the winter months when unusually cold weather increases electricity use for heating. The existing power system can supply enough power if no emergencies occur. However, during emergencies the system will not operate properly. As demand grows, the system becomes more strained. To meet demand, the rate of growth of demand must be reduced or the ability to serve the demand must be increased, or both.
Existence of equilibria in articulated bearings
Buscaglia, G.; Ciuperca, I.; Hafidi, I.; Jai, M.
2007-04-01
The existence of equilibrium solutions for a lubricated system consisting of an articulated body sliding over a flat plate is considered. Though this configuration is very common (it corresponds to the popular tilting-pad thrust bearings), the existence problem has only been addressed in extremely simplified cases, such as planar sliders of infinite width. Our results show the existence of at least one equilibrium for a quite general class of (nonplanar) slider shapes. We also extend previous results concerning planar sliders.
Energy Technology Data Exchange (ETDEWEB)
Finch, P.; Potes, A.
2010-06-01
In June 2009, the State of Hawaii enacted an Energy Efficiency Portfolio Standard (EEPS) with a target of 4,300 gigawatt hours (GWh) by 2030 (Hawaii 2009). Upon setting this goal, the Hawaii Clean Energy Initiative, Booz Allen Hamilton (BAH), and the National Renewable Energy Laboratory (NREL), working with select local stakeholders, partnered to execute the first key step toward attaining the EEPS goal: the creation of a high-resolution roadmap outlining key areas of potential electricity savings. This roadmap was divided into two core elements: savings from new construction and savings from existing buildings. BAH focused primarily on the existing building analysis, while NREL focused on new construction forecasting. This report presents the results of the Booz Allen Hamilton study on the existing building stock of Hawaii, along with conclusions on the key drivers of potential energy efficiency savings and on the steps necessary to attain them.
[Brodmann Areas 27, 28, 36 and 37: The Parahippocampal and the Fusiform Gyri].
Eifuku, Satoshi
2017-04-01
First, Brodmann areas 27, 28, 36 and 37, were anatomically defined in the beginning of this review. These areas exist in the parahippocampal or fusiform gyrus of the ventral temporal lobe in humans. Subsequently, the current understanding of their functions was summarized on the basis of recent findings mainly through human functional neuroimaging studies and animal studies. Rodent studies have shown the existence of neuronal activities for representing space, such as those involving head-direction cells or grid cells, in areas 27 (the parasubicular cortex) and 28 (the ventral entorhinal cortex). Recent human neuroimaging studies have provided support for the idea that grid cells may also exist in the human entorhinal cortex. Many previous animal studies have shown that area 36 (the lateral perirhinal cortex) is crucial for various types of associative learning. Earlier human neuroimaging studies have also indicated that faces, bodies and visual word forms are represented in different regions of area 37 in the posterior fusiform gyrus. Recent neuroimaging studies in humans have shown substantial functional differentiation between face-related regions in areas 37 and 36, which is similar to that seen in macaque monkeys, as shown through their face patches. This implies the crucial involvement of both areas in face processing.
A global approach to estimate irrigated areas - a comparison between different data and statistics
Meier, Jonas; Zabel, Florian; Mauser, Wolfram
2018-02-01
Agriculture is the largest global consumer of water. Irrigated areas constitute 40 % of the total area used for agricultural production (FAO, 2014a) Information on their spatial distribution is highly relevant for regional water management and food security. Spatial information on irrigation is highly important for policy and decision makers, who are facing the transition towards more efficient sustainable agriculture. However, the mapping of irrigated areas still represents a challenge for land use classifications, and existing global data sets differ strongly in their results. The following study tests an existing irrigation map based on statistics and extends the irrigated area using ancillary data. The approach processes and analyzes multi-temporal normalized difference vegetation index (NDVI) SPOT-VGT data and agricultural suitability data - both at a spatial resolution of 30 arcsec - incrementally in a multiple decision tree. It covers the period from 1999 to 2012. The results globally show a 18 % larger irrigated area than existing approaches based on statistical data. The largest differences compared to the official national statistics are found in Asia and particularly in China and India. The additional areas are mainly identified within already known irrigated regions where irrigation is more dense than previously estimated. The validation with global and regional products shows the large divergence of existing data sets with respect to size and distribution of irrigated areas caused by spatial resolution, the considered time period and the input data and assumption made.
Energy Technology Data Exchange (ETDEWEB)
Jantunen, J.; Hokkanen, P.
2010-09-15
The evaluation reviewed how the EIA legislation and EIA procedure are functioning in actual practice, as well as the realisation of the goals of the Act on Environmental Impact Assessment Procedure. The evaluation also reviewed the role of the EIA procedure in project planning and decision-making, and the relationship between the EIA legislation and other legislation. The goal of the evaluation was to describe the current status of the legislation and its functioning in practice, and generate information on opportunities for further development of environmental impact assessment and EIA legislation. Through the application of diverse and extensive materials and consideration of various viewpoints, a comprehensive review of the strengths of the existing EIA legislation and procedure was carried out and areas needing further improvement were identified. A broad interpretation of functioning was used in the evaluation: it includes the effectiveness and practice of the EIA procedure, the acceptability of the EIA legislation and also how the legislation implements EU legislation. Overall, the goals of the EIA legislation have been reached successfully. The EIA legislation is successful in implementing EU legislation, and, as shown by the results of the evaluation, the choices made in Finland appear to be correct. Stakeholders have come to understand the role the EIA procedure plays in guiding activities and the scope of the current EIA legislation, which is under no pressure for major amendments. The project types that are subject to the EIA procedure are markedly different from each other, resulting in an EIA being implemented in widely different planning and decision-making situations. The performance of the EIA procedure, therefore, varies somewhat from one project type to another. It is important that the EIA legislation be flexible and easily adapted to various situations. The assessment procedure seem to be most effective when it is used early enough as a project
Criticism versus stylistics: an analysis of their areas of overlap and ...
African Journals Online (AJOL)
Criticism versus stylistics: an analysis of their areas of overlap and contrast. ... AFRREV LALIGENS: An International Journal of Language, Literature and Gender Studies ... in a number of areas, a great deal of discrepancy exists between them.
International Nuclear Information System (INIS)
Clausen, P.; Kyed Larsen, J.
1999-01-01
As part of the plans to establish a windmill park at Overgaard, Denmark, an assessment has been performed of the consequences for the occurrence of water birds in the EU bird protection area no. 15 which will be very close to the park. The report concludes that for all assessed species, apart from whooper swan and golden plover, none of the proposed windmill parks are expected to have any negative influence on the species' future occurrence and status in the EU bird protection area no. 15. For the golden plover the same conclusion is reached regarding its use of the area as resting-place during daytime. It is not possible to assess the effects, if any, on the plover's use of the area as forage area during the nights. For the whooper swan the area they have been using at Overgaard will be lost. Depending on the type of windmill park the lost area amounts to about 1-2,5 % of the bird protection area. It is expected, however, that the swans will move to other fields in the protection area for foraging. (ln)
2014-01-01
Proposal for the award of a contract for the design, supply, installation and commissioning of a ventilation and air conditioning system for the ECN3 experimental area and the TCC8 and GHN300 service tunnels and for the dismantling of the existing system
2020 Leadership Agenda for Existing Commercial and Multifamily Buildings
Energy Technology Data Exchange (ETDEWEB)
Burr, Andrew [Dept. of Energy (DOE), Washington DC (United States). Office of Energy Efficiency and Renewable Energy; Goldthwaite, Carolyn Sarno [Northeast Energy Efficiency Partnerships (NEEP), Boston, MA (United States). High Performance Buildings; Coffman, Eric [Montgomery County Dept. of General Services, Rockville, MD (United States). Office of Energy and Sustainability
2016-01-21
Leadership by state and local governments is critical to unlock national energy efficiency opportunities and deliver the benefits of efficiency to all Americans. But related to building energy efficiency, what will it mean to be a public sector leader over the next several years? What are the energy efficiency solutions that cities, counties, and states are implementing today that will make their communities more affordable, livable, healthy, and economically competitive? The SEE Action Network 2020 Leadership Agenda for Existing Commercial and Multifamily Buildings establishes a benchmark for state and local government leadership on improving the energy efficiency of buildings and seeks two-way collaboration among state, local, and federal officials. It defines a suite of innovative, yet practical policies and programs for policymakers to consider implementing by 2020, focusing on six important areas.
Area-preserving diffeomorphisms and higher-spin algebras
Energy Technology Data Exchange (ETDEWEB)
Bergshoeff, E [European Organization for Nuclear Research, Geneva (Switzerland). Theory Div.; Blencowe, M P; Stelle, K S [Imperial Coll. of Science and Technology, London (UK). Blackett Lab.
1990-03-01
We show that there exists a one-parameter family of infinite-dimensional algebras that includes the bosonic d=3 Fradkin-Vasiliev higher-spin algebra and the non-Euclidean version of the algebra of area-preserving diffeomorphisms of the two-sphere S{sup 2} as two distinct members. The non-Euclidean version of the area preserving algebra corresponds to the algebra of area-preserving diffeomorphisms of the hyperbolic space S{sup 1,1}, and can be rewritten as lim{sub Nyieldsinfinity} su(N,N). As an application of our results, we formulate a new d=2+1 massless higher-spin field theory as the gauge theory of the area-preserving diffeomorphisms of S{sup 1,1}. (orig.).
U.S. Marine Protected Areas Boundaries: MPA Inventory
National Oceanic and Atmospheric Administration, Department of Commerce — The MPA Inventory is a comprehensive catalog that provides detailed information for existing marine protected areas in the United States. The inventory provides...
ASSESSING THE EFFECTIVENESS OF CREDIT RISK MAN ...
African Journals Online (AJOL)
User
The study was conducted using 20 Micro-firms in Accra which ... Journal of Science and Technology, Vol. ... RESEARCH PAPER ... capital (measured by the borrower's net worth), ... number of firms existing in the market and the ... agers and/or staff of the credit management .... the firm's risk tolerance and the level of profit-.
Gender Differences in Library Literacy among Medical Students in ...
African Journals Online (AJOL)
Overall, the reasons for visiting the library were mainly to read their notes (121), do assignment (149), and borrow books (111) and prepare for exams during examinations (137).Conclusively, the findings of this study has shown that gender differences exist in library utilization among medical students of CoM, AAU, Ekpoma, ...
Peran Wanita dalam Pemberdayaan Ekonomi Kecil: Mikro Kredit di Kelurahan Petojo Utara
Directory of Open Access Journals (Sweden)
Holly Deviarti
2010-11-01
Full Text Available Women have a responsibility to meet the basic needs of families, when the husband has not been successful in adequately meeting family needs. Micro credit is taken from the method of Amanah Ikhtiar Malaysia (AIM, and applied in Petojo area, Central Jakarta. AIM Registration need women as participants in the micro-credit. This process begins with data collection on testing the ability of debtors, make arrangements for borrowers to work properly and return the loan. Implementation took place in a period of 1 year and micro- credit borrowers are selected from low economy class community. Before granting loans, microcredit and financial records training implementing agencies provide religious discourse about trade. The meeting between executives and micro-credit borrowers are held every week, the show began with a reading of the pledge, read the Koran and religious lectures. The desired results of this activity is full loan repayments, improved morale, improved family economy, but the reality is not as expected, honesty issues, decreased productivity and have became a boomerang for micro credit in Petojo area. Criteria for successful micro-credit application is simple, namely the intention to repay debt with honesty, and good effort in improving the quality of life.
Differences exist across insurance schemes in China post-consolidation.
Directory of Open Access Journals (Sweden)
Yang Li
Full Text Available In China, the basic insurance system consists of three schemes: the UEBMI (Urban Employee Basic Medical Insurance, URBMI (Urban Resident Basic Medical Insurance, and NCMS (New Cooperative Medical Scheme, across which significant differences have been observed. Since 2009, the central government has been experimenting with consolidating these schemes in selected areas. This study examines whether differences still exist across schemes after the consolidation.A survey was conducted in the city of Suzhou, collecting data on subjects 45 years old and above with at least one inpatient or outpatient treatment during a period of twelve months. Analysis on 583 subjects was performed comparing subjects' characteristics across insurance schemes. A resampling-based method was applied to compute the predicted gross medical cost, OOP (out-of-pocket cost, and insurance reimbursement rate.Subjects under different insurance schemes differ in multiple aspects. For inpatient treatments, subjects under the URBMI have the highest observed and predicted gross and OOP costs, while those under the UEBMI have the lowest. For outpatient treatments, subjects under the UEBMI and URBMI have comparable costs, while those under the NCMS have much lower costs. Subjects under the NCMS also have a much lower reimbursement rate.Differences still exist across schemes in medical costs and insurance reimbursement rate post-consolidation. Further investigations are needed to identify the causes, and interventions are needed to eliminate such differences.
International Nuclear Information System (INIS)
Park, Mu-In
2008-01-01
Hawking's area theorem can be understood from a quasi-stationary process in which a black hole accretes positive energy matter, independent of the details of the gravity action. I use this process to study the dynamics of the inner as well as the outer horizons for various black holes which include the recently discovered exotic black holes and three-dimensional black holes in higher derivative gravities as well as the usual BTZ black hole and the Kerr black hole in four dimensions. I find that the area for the inner horizon 'can decrease', rather than increase, with the quasi-stationary process. However, I find that the area for the outer horizon 'never decreases' such that the usual area theorem still works in our examples, though this is quite non-trivial in general. There exists an instability problem of the inner horizons but it seems that the instability is not important in my analysis. I also find a generalized area theorem by combining those of the outer and inner horizons
Directory of Open Access Journals (Sweden)
M. S. Lyuft
2015-01-01
Full Text Available Summary. The main stop-factors in a landing were formed in the article according to the procedure of the European Bank for Reconstruction and Development by the means of questioning the leading Russian banks that finance small-scale business. It is given the description of this method, also it is identified the main weaknesses of the EBRD methodology. There is a description of the main methods of the borrowing company’s analytical balance and thereupon it is made the conclusion about the necessity of the analysis of the balance’s principal factors across time. The analysis of indicators and factors in the dynamics enables us to see trends in the development of the company, and to identify deviations in the coefficients. Either materiality or difference from normal values of these coefficients may indicate the factors of the borrowers’ misconduct, and in particular it gives evidence concerning falsification of reports provided to a bank. There are stages of information processing for falsification’s detection, excluding the interest from decision-makers about the possibility of lending in the results of a transaction. The formula that determinates the value of net profit falsification has been made on basis of dynamic parameters of the analytical balance and the connection with the administrative profit-and-loss report. Further, the article provides the second method of a determination of the net profit falsification already based on data of the parameters in dynamics namely business profitability rate. The process of calculation Payment To Income - payment to income - an indicator, in order to obtain good data on who falsify net income. Are key strengths of this method of identifying and conclusions paragraph article.
[Impact of small-area context on health: proposing a conceptual model].
Voigtländer, S; Mielck, A; Razum, O
2012-11-01
Recent empirical studies stress the impact of features related to the small-area context on individual health. However, so far there exists no standard explanatory model that integrates the different kinds of such features and that conceptualises their relation to individual characteristics of social inequality. A review of theoretical publications on the relationship between social position and health as well as existing conceptual models for the impact of features related to the small-area context on health was undertaken. In the present article we propose a conceptual model for the health impact of the small-area context. This model conceptualises the location of residence as one dimension of social inequality that affects health through the resources as well as stressors which are inherent in the small-area context. The proposed conceptual model offers an orientation for future empirical studies and can serve as a basis for further discussions concerning the health relevance of the small-area context. © Georg Thieme Verlag KG Stuttgart · New York.
Siegel, Martin; Mielck, Andreas; Maier, Werner
2015-11-01
This paper aims to explore potential associations between health inequalities related to socioeconomic deprivation at the individual and the small area level. We use German cross-sectional survey data for the years 2002 and 2006, and measure small area deprivation via the German Index of Multiple Deprivation. We test the differences between concentration indices of income-related and small area deprivation related inequalities in obesity, hypertension, and diabetes. Our results suggest that small area deprivation and individual income both yield inequalities in health favoring the better-off, where individual income-related inequalities are significantly more pronounced than those related to small area deprivation. We then apply a semiparametric extension of Wagstaff's corrected concentration index to explore how individual-level health inequalities vary with the degree of regional deprivation. We find that the concentration of obesity, hypertension, and diabetes among lower income groups also exists at the small area level. The degree of deprivation-specific income-related inequalities in the three health outcomes exhibits only little variations across different levels of multiple deprivation for both sexes. Copyright © 2014 John Wiley & Sons, Ltd.
Directory of Open Access Journals (Sweden)
Sat Pal
2018-01-01
Full Text Available Urban population in Indian cities is encouraging auto reliance and having unsafe economic, social and environmental consequences. Land-use-change patterns are the outcome of the complex relations between the human and the physical surroundings. To address these issues the planners are moving beyond land use planning to a sustainable development. Transit and Land use planning are important components to achieve sustainable future of urban development. TOD is a planning tool to encourage this integration. This paper discusses the land use scenario and opportunity around four Metro transit stations in Faridabad city. Different methods and various sets of indicators are considered to evaluate and measure TOD index in this study. This study will evaluate and measure the Faridabad city in the context of land use around Metro Stations to support TOD. This paper seeks to answer how to promote walkable communities, compact and transit-oriented development (TOD that incorporates mixed land use development, including neighbourhood schools, retail and business related space and a mix range of housing types within walkable distance. This paper concludes that the stations area which had a low TOD score needs to have policy for improvement. If planned efficiently, TODs can realize the sustainable development with considerable change in the urban development that focuses on pedestrian based neighbourhood planning.
45 CFR 84.22 - Existing facilities.
2010-10-01
... HANDICAP IN PROGRAMS OR ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Accessibility § 84.22 Existing facilities. (a) Accessibility. A recipient shall operate its program or activity so that when each part is..., welfare, or other social services at alternate accessible sites, alteration of existing facilities and...
Knowledge Access in Rural Inter-connected Areas Network ...
International Development Research Centre (IDRC) Digital Library (Canada)
Knowledge Access in Rural Inter-connected Areas Network (KariaNet) - Phase II ... the existing network to include two thematic networks on food security and rural ... Woman conquering male business in Yemen : Waleya's micro-enterprise.
The EXIST Mission Concept Study
Fishman, Gerald J.; Grindlay, J.; Hong, J.
2008-01-01
EXIST is a mission designed to find and study black holes (BHs) over a wide range of environments and masses, including: 1) BHs accreting from binary companions or dense molecular clouds throughout our Galaxy and the Local Group, 2) supermassive black holes (SMBHs) lying dormant in galaxies that reveal their existence by disrupting passing stars, and 3) SMBHs that are hidden from our view at lower energies due to obscuration by the gas that they accrete. 4) the birth of stellar mass BHs which is accompanied by long cosmic gamma-ray bursts (GRBs) which are seen several times a day and may be associated with the earliest stars to form in the Universe. EXIST will provide an order of magnitude increase in sensitivity and angular resolution as well as greater spectral resolution and bandwidth compared with earlier hard X-ray survey telescopes. With an onboard optical-infra red (IR) telescope, EXIST will measure the spectra and redshifts of GRBs and their utility as cosmological probes of the highest z universe and epoch of reionization. The mission would retain its primary goal of being the Black Hole Finder Probe in the Beyond Einstein Program. However, the new design for EXIST proposed to be studied here represents a significant advance from its previous incarnation as presented to BEPAC. The mission is now less than half the total mass, would be launched on the smallest EELV available (Atlas V-401) for a Medium Class mission, and most importantly includes a two-telescope complement that is ideally suited for the study of both obscured and very distant BHs. EXIST retains its very wide field hard X-ray imaging High Energy Telescope (HET) as the primary instrument, now with improved angular and spectral resolution, and in a more compact payload that allows occasional rapid slews for immediate optical/IR imaging and spectra of GRBs and AGN as well as enhanced hard X-ray spectra and timing with pointed observations. The mission would conduct a 2 year full sky survey in
Identification of land areas suitable for Fadama farming at Federal ...
African Journals Online (AJOL)
Fadama farming provides a platform for sustained crop cultivation during dry season. This research was directed towards identifying new land areas within the Federal University of Agriculture with the use of Geographical Information System (GIS). The few existing Fadama sites within the study area were searched and their ...
A. Kumar; Bruce Marcot; G. Talukdar
2010-01-01
We studied vegetation and land cover characteristics within the existing array of protected areas (PAs) in South Garo Hills of Meghalaya, northeast India and introduce the concept of protected area network (PAN) and methods to determine linkages of forests among existing PAs. We describe and analyze potential elements of a PAN, including PAs, reserved forests,...
Altering existing buildings in the UK
International Nuclear Information System (INIS)
Roberts, Simon
2008-01-01
The profiles of both existing housing and existing public and commercial buildings show that many have very poor thermal efficiency. The UK housing stock is replaced at a low rate of about 1% a year, so to cut energy use it is essential to address the challenges of existing buildings. This will involve reducing energy demand through passive measures such as retrofitted insulation, replacement of windows and proper airtightness, while ensuring adequate ventilation. Active measures include upgrading improved boilers and adding locally produced energy from wind, biomass, solar power and other sources. The introduction of Display Energy Certificates will increase energy awareness but there will also need to be a programme of increased demolition for the worst-performing homes. In addition, buildings will need to be adapted to cope with worse weather, higher temperatures and increased flood risk as climate change takes effect. Overheating, rather than excessive cold, is set to become a growing problem for householders and employees in existing UK buildings
Foster, K.; Garcia, A.
1972-01-01
High altitude color and multispectral black and white photography was used to survey existing vegetation and soil conditions on the Empire Ranch where large scale development will soon begin. Utilizing stereo pairs of the high altitude color photography, four vegetation classifications were discernable as a function of topography and foliage characteristics. In contrast to the undeveloped Ranch, the same photography was used to detect environmental changes in the Tucson metropolitan area as a result of rapid urbanization. The most prevalent change related to development is the removal of vegetation in high density areas to allow for housing starts. Erosion then occurs where vegetation has been removed.
Driftless Area Initiative Biomass Energy Project
Energy Technology Data Exchange (ETDEWEB)
Wright, Angie [Northeast Iowa Resource Conservation & Development, Inc., Postville, IA (United States); Bertjens, Steve [Natural Resources Conservation Service, Madison, WI (United States); Lieurance, Mike [Northeast Iowa Resource Conservation & Development, Inc., Postville, IA (United States); Berguson, Bill [Univ. of Minnesota, Minneapolis, MN (United States). Natural Resources Research Inst.; Buchman, Dan [Univ. of Minnesota, Minneapolis, MN (United States). Natural Resources Research Inst.
2012-12-31
The Driftless Area Initiative Biomass Energy Project evaluated the potential for biomass energy production and utilization throughout the Driftless Region of Illinois, Iowa, Minnesota and Wisconsin. The research and demonstration aspect of the project specifically focused on biomass energy feedstock availability and production potential in the region, as well as utilization potential of biomass feedstocks for heat, electrical energy production, or combined heat and power operations. The Driftless Region was evaluated because the topography of the area offers more acres of marginal soils on steep slopes, wooded areas, and riparian corridors than the surrounding “Corn Belt”. These regional land characteristics were identified as potentially providing opportunity for biomass feedstock production that could compete with traditional agriculture commodity crops economically. The project researched establishment methods and costs for growing switchgrass on marginal agricultural lands to determine the economic and quantitative feasibility of switchgrass production for biomass energy purposes. The project was successful in identifying the best management and establishment practices for switchgrass in the Driftless Area, but also demonstrated that simple economic payback versus commodity crops could not be achieved at the time of the research. The project also analyzed the availability of woody biomass and production potential for growing woody biomass for large scale biomass energy production in the Driftless Area. Analysis determined that significant resources exist, but costs to harvest and deliver to the site were roughly 60% greater than that of natural gas at the time of the study. The project contributed significantly to identifying both production potential of biomass energy crops and existing feedstock availability in the Driftless Area. The project also analyzed the economic feasibility of dedicated energy crops in the Driftless Area. High commodity crop prices
A conceptual framework and classification of capability areas for business process maturity
Van Looy, Amy; De Backer, Manu; Poels, Geert
2014-03-01
The article elaborates on business process maturity, which indicates how well an organisation can perform based on its business processes, i.e. on its way of working. This topic is of paramount importance for managers who try to excel in today's competitive world. Hence, business process maturity is an emerging research field. However, no consensus exists on the capability areas (or skills) needed to excel. Moreover, their theoretical foundation and synergies with other fields are frequently neglected. To overcome this gap, our study presents a conceptual framework with six main capability areas and 17 sub areas. It draws on theories regarding the traditional business process lifecycle, which are supplemented by recognised organisation management theories. The comprehensiveness of this framework is validated by mapping 69 business process maturity models (BPMMs) to the identified capability areas, based on content analysis. Nonetheless, as a consensus neither exists among the collected BPMMs, a classification of different maturity types is proposed, based on cluster analysis and discriminant analysis. Consequently, the findings contribute to the grounding of business process literature. Possible future avenues are evaluating existing BPMMs, directing new BPMMs or investigating which combinations of capability areas (i.e. maturity types) contribute more to performance than others.
Basic studies of CT in the maxillofacial areas, 1
International Nuclear Information System (INIS)
Suzuki, Shinichiro; Kaneko, Hiroshi; Higashi, Tomomitsu; Takenaka, Eiichi.
1982-01-01
As CT values of hard tissues would pose problems in the application of CT to the maxillofacial area, attenuation coefficients of each oral hard tissue were examined based on the existing data, and the linearity in the area of high x-ray attenuation was examined. We thought that a new contrast scale suitable for each area should be established for measurements of CT values of tissues of high x-ray attenuation such as teeth. (Chiba, N.)
47 CFR 17.17 - Existing structures.
2010-10-01
... 47 Telecommunication 1 2010-10-01 2010-10-01 false Existing structures. 17.17 Section 17.17... STRUCTURES Federal Aviation Administration Notification Criteria § 17.17 Existing structures. (a) The requirements found in § 17.23 relating to painting and lighting of antenna structures shall not apply to those...
A Graduate Teaching Assistant Workshop in a Faculty of Science
Harris, Dik; McEwen, Laura April
2009-01-01
This article describes the design and implementation of a workshop on teaching and learning for graduate teaching assistants (GTAs) in a Faculty of Science at a major Canadian research-intensive university. The approach borrows heavily from an existing successful workshop for faculty but is tailored specifically to the needs of GTAs in science in…
Changes in Reserve Requirements and Brazilian Banks' Stocks
Directory of Open Access Journals (Sweden)
Bruno De Lorenzi Cancelier Mazzucco
2013-09-01
Full Text Available In this study we tested the hypothesis that part of reserve requirements’ costs is paid by banks’ stockholders, instead of only by depositors and borrowers. Through an event study of fourteen regulatory changes between 1998 and 2010, we investigated the existence of abnormal returns. The results suggest that stockholders share the costs.
Essays in Banking and Corporate Finance
T. Wang (Teng)
2015-01-01
markdownabstract__Abstract__ This dissertation bundles three empirical studies in the area of corporate finance and banking. These studies investigate corporates’ financing activity with a special focus on the interaction between the banking industry and corporate borrowers. By showing how
Decreasing of energy consumption for space heating in existing residential buildings
International Nuclear Information System (INIS)
Stamov, S.; Zlateva, M.; Gechkov, N.
2000-01-01
An analysis is for the technical possibilities for reducing the energy consumption in existing buildings by means of the heat control and measurement. The basic performances of the heat capacity control methods, of the hierarchy structure of the control and of the heat measurement technologies are presented. This paper also presents the results from the long-term investigation of energy consumption for heating. The results area consist of three typical and uniform buildings in the city of Kazanlak (Bulgaria). The outcome of the investigation provides a valuable basis for future decisions to be made concerning reconstruction of heating installations and enables the results to be transferred. (Authors)
Averting biodiversity collapse in tropical forest protected areas
Laurance, William F; Useche, D. Carolina; Rendeiro, Julio; Kalka, Margareta; Bradshaw, Corey J A; Sloan, Sean P; Laurance, Susan G; Campbell, Mason; Abernethy, Kate; Alvarez, Patricia; Arroyo-Rodriguez, Victor; Ashton, Peter; Benitez-Malvido, Julieta; Blom, Allard; Bobo, Kadiri S
2012-01-01
The rapid disruption of tropical forests probably imperils global biodiversity more than any other contemporary phenomenon(1-3). With deforestation advancing quickly, protected areas are increasingly becoming final refuges for threatened species and natural ecosystem processes. However, many protected areas in the tropics are themselves vulnerable to human encroachment and other environmental stresses(4-9). As pressures mount, it is vital to know whether existing reserves can sustain their bi...
International Nuclear Information System (INIS)
Bao Lingling; Zhao Jing; Zhu Neng
2012-01-01
In China, northern heating region contains approximately 6.5 billion m 2 residential building areas accounting for 15% of the total residential living areas of urban and rural. About 70% of the urban residential buildings in north China are high energy consumption buildings. The task of heat metering and energy efficiency retrofit of 0.15 billion m 2 existing residential buildings in northern heating areas of China in “the 11th Five-Year Plan” period was proposed by the Ministry of Housing and Urban–Rural Development (MOHURD) in 2007 and completed in 2010. This paper introduced both central and local governments' efforts on organization, implementation and finance, etc. Then several retrofitting effects involving improving the people's livelihood, mobilizing the enthusiasm of residents for the retrofit and driving the development of relevant industries were presented. Finally, on the basis of analyzing the issues encountered in the progress of the retrofit in the past 4 years, the paper gave some policy proposals on organization system, financing models, reward mechanism, and heating system reformation to help to promote the energy efficiency retrofit in “the 12th Five-Year Plan” period. - Highlights: ► Specific approaches of heat metering and energy efficiency retrofit (HMEER) at central and local level are introduced. ► Main HMEER effects are presented. ► Analyzing several issues encountered in the progress of the HMEER. ► Corresponding proposals are provided.
10 CFR 1040.72 - Existing facilities.
2010-01-01
... 10 Energy 4 2010-01-01 2010-01-01 false Existing facilities. 1040.72 Section 1040.72 Energy... § 1040.72 Existing facilities. (a) Accessibility. A recipient shall operate any program or activity to... facilities or every part of a facility accessible to and useable by handicapped persons. (b) Methods. A...
Subsurface contaminants focus area
International Nuclear Information System (INIS)
1996-08-01
The US Department of Enregy (DOE) Subsurface Contaminants Focus Area is developing technologies to address environmental problems associated with hazardous and radioactive contaminants in soil and groundwater that exist throughout the DOE complex, including radionuclides, heavy metals; and dense non-aqueous phase liquids (DNAPLs). More than 5,700 known DOE groundwater plumes have contaminated over 600 billion gallons of water and 200 million cubic meters of soil. Migration of these plumes threatens local and regional water sources, and in some cases has already adversely impacted off-site rsources. In addition, the Subsurface Contaminants Focus Area is responsible for supplying technologies for the remediation of numerous landfills at DOE facilities. These landfills are estimated to contain over 3 million cubic meters of radioactive and hazardous buried Technology developed within this specialty area will provide efective methods to contain contaminant plumes and new or alternative technologies for development of in situ technologies to minimize waste disposal costs and potential worker exposure by treating plumes in place. While addressing contaminant plumes emanating from DOE landfills, the Subsurface Contaminants Focus Area is also working to develop new or alternative technologies for the in situ stabilization, and nonintrusive characterization of these disposal sites
Subsurface contaminants focus area
Energy Technology Data Exchange (ETDEWEB)
NONE
1996-08-01
The US Department of Enregy (DOE) Subsurface Contaminants Focus Area is developing technologies to address environmental problems associated with hazardous and radioactive contaminants in soil and groundwater that exist throughout the DOE complex, including radionuclides, heavy metals; and dense non-aqueous phase liquids (DNAPLs). More than 5,700 known DOE groundwater plumes have contaminated over 600 billion gallons of water and 200 million cubic meters of soil. Migration of these plumes threatens local and regional water sources, and in some cases has already adversely impacted off-site rsources. In addition, the Subsurface Contaminants Focus Area is responsible for supplying technologies for the remediation of numerous landfills at DOE facilities. These landfills are estimated to contain over 3 million cubic meters of radioactive and hazardous buried Technology developed within this specialty area will provide efective methods to contain contaminant plumes and new or alternative technologies for development of in situ technologies to minimize waste disposal costs and potential worker exposure by treating plumes in place. While addressing contaminant plumes emanating from DOE landfills, the Subsurface Contaminants Focus Area is also working to develop new or alternative technologies for the in situ stabilization, and nonintrusive characterization of these disposal sites.
International Nuclear Information System (INIS)
Chacón, Enrique; Tarazona, Pedro; Bresme, Fernando
2015-01-01
We present a new computational approach to quantify the area per lipid and the area compressibility modulus of biological membranes. Our method relies on the analysis of the membrane fluctuations using our recently introduced coupled undulatory (CU) mode [Tarazona et al., J. Chem. Phys. 139, 094902 (2013)], which provides excellent estimates of the bending modulus of model membranes. Unlike the projected area, widely used in computer simulations of membranes, the CU area is thermodynamically consistent. This new area definition makes it possible to accurately estimate the area of the undulating bilayer, and the area per lipid, by excluding any contributions related to the phospholipid protrusions. We find that the area per phospholipid and the area compressibility modulus features a negligible dependence with system size, making possible their computation using truly small bilayers, involving a few hundred lipids. The area compressibility modulus obtained from the analysis of the CU area fluctuations is fully consistent with the Hooke’s law route. Unlike existing methods, our approach relies on a single simulation, and no a priori knowledge of the bending modulus is required. We illustrate our method by analyzing 1-palmitoyl-2-oleoyl-sn-glycero-3-phosphocholine bilayers using the coarse grained MARTINI force-field. The area per lipid and area compressibility modulus obtained with our method and the MARTINI forcefield are consistent with previous studies of these bilayers
International Nuclear Information System (INIS)
1995-09-01
Volume four contains calculations for: Borrow areas--site evaluation; temporary facilities--material quantities; embankment quantities--excavation and cover materials; Burro Canyon site excavation quantities--rippable and unrippable materials; site restoration--earthwork quantities and seeding; and bid schedule quantities and material balance
Land-use mapping for the State of Kuwait using the Geographical Information System (Gigs)
International Nuclear Information System (INIS)
Omar, S.A.S.; Misak, R.; Minkarah, H.; King, P.; Kwarting, A.; Abo-Rizq, H.; Roy, W.
2001-01-01
A land-use survey was undertaken at a scale 1:100000 for the State of Kuwait. Land use is classified into 19 map units based on field survey and interpretation of Landsat imagery. The latest topographic map coverage for the State of Kuwait was used as a base map. The Geographic Information System (GIS) was used for the storage, analysis and presentation of spatial data. Summary statistics of total areas of each map unit are presented in nine 1:100.000map sheets and percentage areas of different land uses were identified. Land use is dominated by rangeland (75.12%) which is used primarily for grazing activities, and also recreational activities such as spring camping and hunting. Oil fields (7%) include areas of existing development of wells and associated infrastructure. Water reservoir areas represent the surficial extent of aquifers and natural water fields. Military areas (4%) are scattered throughout the country. Other significant land uses include the build-up areas of Kuwait city (3.5%), quarries, borrow pits and dumps of building debris, communication facilities, cemeteries, parkland, encampments, power stations, race tracks and unused land (7%). Land use information can be used as the basis for future land use planning applications. (author)
Does Lateral Transmission Obscure Inheritance in Hunter-Gatherer Languages?
Bowern, Claire; Epps, Patience; Gray, Russell; Hill, Jane; Hunley, Keith; McConvell, Patrick; Zentz, Jason
2011-01-01
In recent years, linguists have begun to increasingly rely on quantitative phylogenetic approaches to examine language evolution. Some linguists have questioned the suitability of phylogenetic approaches on the grounds that linguistic evolution is largely reticulate due to extensive lateral transmission, or borrowing, among languages. The problem may be particularly pronounced in hunter-gatherer languages, where the conventional wisdom among many linguists is that lexical borrowing rates are so high that tree building approaches cannot provide meaningful insights into evolutionary processes. However, this claim has never been systematically evaluated, in large part because suitable data were unavailable. In addition, little is known about the subsistence, demographic, ecological, and social factors that might mediate variation in rates of borrowing among languages. Here, we evaluate these claims with a large sample of hunter-gatherer languages from three regions around the world. In this study, a list of 204 basic vocabulary items was collected for 122 hunter-gatherer and small-scale cultivator languages from three ecologically diverse case study areas: northern Australia, northwest Amazonia, and California and the Great Basin. Words were rigorously coded for etymological (inheritance) status, and loan rates were calculated. Loan rate variability was examined with respect to language area, subsistence mode, and population size, density, and mobility; these results were then compared to the sample of 41 primarily agriculturalist languages in [1]. Though loan levels varied both within and among regions, they were generally low in all regions (mean 5.06%, median 2.49%, and SD 7.56), despite substantial demographic, ecological, and social variation. Amazonian levels were uniformly very low, with no language exhibiting more than 4%. Rates were low but more variable in the other two study regions, in part because of several outlier languages where rates of borrowing were
Energy Technology Data Exchange (ETDEWEB)
Ahmed, B.; Villarroya, F.; Rebollo, L. F.; Olaiz, A.; Lopez, J.
2015-07-01
The area of Zug is located in the southwestern corner of the Tiris dorsal, in the Western Sahara. The area is characterized by outcrops of materials, mainly gneisses of archaic age and fractured granitic rocks, which in the southern sector are covered by aeolian sand sheets. A hydrogeological survey of the territory has been carried out, and boreholes and dug wells have been located and analyzed and this information integrated with the sparse outcrops. Based on this study, two hydrogeological domains have been established: Zug and Azzefal. From the analysis of satellite images, field work, geophysical profiles, a well inventory and chemical analysis, three priority areas for the location of future water supply wells have been identified: 1) alluvial fans, preferably located on the slopes of the dikes that cross the Tiris dorsal; 2) sabkhas (salt flats) as places of con- centration of ephemeral runoff and subsurface infiltration of accumulated water; 3) highly fractured granitic areas. Some of these three cases coincide with existing wells in this area. Electrical tomography shows how, in specific locations, low resistivity values reach 50 metres, opening up the possibility of finding sufficient water to meet the aforementioned needs. The water quality is not suitable for human supply directly from the well without chemical treatment. The area is still full of opportunities for future research, but only when a more stable political situation exists. (Author)
DEFF Research Database (Denmark)
MacKenzie, Brian; St. John, Michael; Wieland, Kai
1996-01-01
exist in our knowledge of processes affecting egg and larval growth and survival, but some promising areas of research are indicated. In particular the seasonality of spawning, deep water oxygen concentrations, predation on eggs, and larval food production require further investigation....... surveys have described food concentrations at appropriate scales for cod larvae, and the species composition of larval diets is unknown. Growth rates for Baltic cod larvae have not been measured and cannot be compared with rates in other areas or to variations in biotic and abiotic factors. Large gaps...
Prioritizing conservation areas for coastal plant diversity under increasing urbanization.
Doxa, Aggeliki; Albert, Cécile Hélène; Leriche, Agathe; Saatkamp, Arne
2017-10-01
Coastal urban expansion will continue to drive further biodiversity losses, if conservation targets for coastal ecosystems are not defined and met. Prioritizing areas for future protected area networks is thus an urgent task in such urbanization-threatened ecosystems. Our aim is to quantify past and future losses of coastal vegetation priority areas due to urbanization and assess the effectiveness of the existing protected area network for conservation. We conduct a prioritization analysis, based on 82 coastal plants, including common and IUCN red list species, in a highly-urbanized but biotically diverse region, in South-Eastern France. We evaluate the role of protected areas, by taking into account both strict and multi-use areas. We assess the impact of past and future urbanization on high priority areas, by combining prioritization analyses and urbanization models. We show that half of the highly diverse areas have already been lost due to urbanization. Remaining top priority areas are also among the most exposed to future urban expansion. The effectiveness of the existing protected area (PA) network is only partial. While strict PAs coincide well with top priority areas, they only represent less than one third of priority areas. The effectiveness of multi-use PAs, such as the Natura 2000 network, also remains limited. Our approach highlights the impact of urbanization on plant conservation targets. By modelling urbanization, we manage to identify those areas where protection could be more efficient to limit further losses. We suggest to use our approach in the future to expand the PA network in order to achieve the 2020 Aichi biodiversity targets. Copyright © 2017 Elsevier Ltd. All rights reserved.
Groups, Pricing, and Cost of Debt: Evidence from Turkey
Directory of Open Access Journals (Sweden)
A. Melih Küllü
2018-03-01
Full Text Available The paper examines the impact of business group affiliation on cost of loans in an emerging market setting. It focuses on operational strategy, organizational structure and internationalization policies of business group firms and their impact on borrowing cost of affiliated firms. Bank loans are a dominant source of corporate funding in emerging markets, in which business groups exist as leading economic entities. Yet, the impact of belonging to a group on the firm’s cost of debt has not been studied in depth. Our results reveal that the extent of group affiliation, government ownership, and diversification increase the cost of loans. However, a group bank is advantageous in terms of borrowing, and decreases the cost of loans. While foreign ownership is beneficial in terms of pricing, being affiliated with a foreign group is not. Being a financial firm and being cross-listed are not significantly associated with bank loan terms. Borrowing costs are thus influenced in various ways by organizational structure, operational strategies, and global policies of business groups and affiliates. Therefore, business groups may benefit from strategically implementing policies and selecting loan applicant firms.
Energy consumptions in existing buildings; Les consommations d'energie des batiments existants
Energy Technology Data Exchange (ETDEWEB)
Nuss, St. [Ecole Nationale Superieure des Arts et Industries de Strasbourg, 78 - Saint-Remy-Les-Chevreuse (France)]|[Costic, 78 - Sainte Remy les Chevreuses (France)
2002-05-01
This document presents a sectoral analysis of the energy consumptions in existing French buildings: 1) - residential sector: social buildings, private dwellings; 2) - tertiary sector: office buildings, hotels, commercial buildings, school buildings, hospitals; 3) - industry; 4) - general status. (J.S.)
Do VCs use inside rounds to dilute founders? Some evidence from Silicon Valley
Fried, Jesse M.; Broughman, Brian J.
2012-01-01
In the bank-borrower setting, a firm’s existing lender may exploit its positional advantage to extract rents from the firm in subsequent financings. Analogously, a startup’s existing venture capital investors (VCs) may dilute the founder through a follow-on financing from these same VCs (an “inside” round) at an artificially low valuation. Using a hand-collected dataset of Silicon Valley startup firms, we find little evidence that VCs use inside rounds to dilute founders. Instead, our finding...
Directory of Open Access Journals (Sweden)
Gayle Bogel
2011-03-01
Full Text Available Objective – To analyze factors affecting book choice: reading recommendations, reasons for choosing series books, book reviews, and school libraries.Design – This secondary analysis of data is based on a selection of findings from a larger 2005 survey that monitored trends in youth reading habits. The large scale 2005 study was designed as a follow up to a 1996 survey. The 2005 survey used online questionnaires and formal statistical analysis to compare gender and age groups. The data on factors affecting book choice were derived from the original questions, responses, and analyses.Setting – Questionnaires were administered in22 primary and 24 secondary schools in the UK with access to computers and internet.Subjects – Almost 4,200 students from 4 to 16 years of age.Methods – Study authors invited approximately 150 schools to participate in the survey. Forty-six schools (31% responded. A total of 22 primary and 24 secondary schools participated in the original study between April and June 2005.This study used comparative analysis to examine factors affecting book choice between gender and age groups. Statistical significance was defined as one percent. Other demographic information was collected, such as ethnicity, language spoken at home, and religion, but was deemed insufficient for any meaningful analysis.There were 4,182 responses to the survey, separated into three age groups: ages 4 to 7 (KS1, ages 7 to 11 (KS2, and ages 11 to 16 (KS3&4.Students were asked to describe themselves as readers by responding to multiple choice questions, and then to provide specific information on the places or people most frequently used as book borrowing sources. Participants were considered “enthusiastic” readers if they “read a lot with pleasure” and “average” readers if they “read an ordinary amount”. Participants responded to additional multiple choice questions on specific factors related to borrowing books and book choices, the
Existing climate data sources and Their Use in Heat IslandResearch
Energy Technology Data Exchange (ETDEWEB)
Akbari, Hashem; Pon, Brian; Smith, Craig Kenton; Stamper-Kurn, Dan Moses
1998-10-01
Existing climate data sources can be used in two general types of analysis for the detection of urban heat islands. Historical analyses use long-term data records-preferentially from several locations in and around an urban area-to trace the gradual influence of urban development on its climate. Primary sources of such data include the cooperative network, first-order National Weather Service stations, and military weather stations. Analyses of short-term data use information from a dense urban weather station network to discern the location, extent, and magnitude of urban heat islands. Such analyses may use the aforementioned national networks or regional networks such as agricultural, air quality monitoring, or utility networks. We demonstrate the use of existing data sources with a historical analysis of temperature trends in Los Angeles, California, and an analysis of short-term data of the urban temperature profile for Phoenix, Arizona. The Los Angeles climate was examined with eleven long-term data records from the cooperative network. Statistically significant trends of rising temperature were detected at Los Angeles Civic Center and other stations over some parts of the year, although timing of the increase varied from station to station. Observed increases in temperatures maybe due to long-term climate changes, microclimate influences, or local-scale heat islands. The analysis of short-term data was made for Phoenix using the PRISMS station network. Mean diurnal temperature profiles for a month were examined and compared with those for adjacent rural areas. Data fi-om stations in the center of Phoenix showed clear and significant nighttime and daytime temperature differences of 1- 2K (3 - 4"F). These temperature increases maybe attributable to a local-scale heat island.
Information,Informal finance,and SME financing
Institute of Scientific and Technical Information of China (English)
LIN Justin Yifu; SUN Xifang
2006-01-01
Informal finance exists extensively and has been playing an important role in small-and medium-sized enterprise (SME) financing in developing economies,This paper tries to rationalize the extensiveness of informal finance.SME financing suffers more serious information asymmetry to the extent that most SMEs are more opaque and can only provide less collateral.Informal lenders have an advantage over formal financial institutions in collecting "soft information" about SME borrowers.This paper establishes a model including formal and informal lenders and high-and low-risk borrowers with or without sufficient collateral and shows that the credit market in which informal finance is eliminated will allocate funds in some inefficient way,and the efficiency of allocating credit funds can be improved once informal finance is allowed to coexist with formal finance.
Energy Technology Data Exchange (ETDEWEB)
NONE
1995-05-01
The U.S. Department of Energy (DOE) is proposing to upgrade the existing 300 Area Process Sewer System by constructing and operating a new process sewer collection system that would discharge to the 300 Area Treated Effluent Disposal Facility. The DOE is also considering the construction of a tie-line from the TEDF to the 300 Area Sanitary Sewer for discharging the process wastewater to the City of Richland Sewage System. The proposed action is needed because the integrity of the old piping in the existing 300 Area Process Sewer System is questionable and effluents might be entering the soil column from leaking pipes. In addition, the DOE has identified a need to reduce anticipated operating costs at the new TEDF. The 300 Area Process Sewer Piping Upgrade (Project L-070) is estimated to cost approximately $9.9 million. The proposed work would involve the construction and operation of a new process sewer collection system. The new system would discharge the effluents to a collection sump and lift station for the TEDF. The TEDF is designed to treat and discharge the process effluent to the Columbia River. The process waste liquid effluent is currently well below the DOE requirements for radiological secondary containment and is not considered a RCRA hazardous waste or a State of Washington Hazardous Waste Management Act dangerous waste. A National Pollutant Discharge Elimination, System (NPDES) permit has been obtained from the U.S. Environmental Protection Agency for discharge to the Columbia River. The proposed action would upgrade the existing 300 Area Process Sewer System by the construction and operation of a new combined gravity, vacuum, and pressurized process sewer collection system consisting of vacuum collection sumps, pressure pump stations, and buried polyvinyl chloride or similar pipe. Two buildings would also be built to house a main collection station and a satellite collection station.
Natural Protected Areas and Rural/Local Development: A Sustainable Strategy in Remote Areas
Directory of Open Access Journals (Sweden)
Marta Pallares-Blanch
2012-01-01
Full Text Available The value and resources of the landscape and heritage of the Pyrenees, conserved in Natural Conservation Areas, have not been included in local social/economic development. The necessary policies and transverse working methods have not taken on board the benefits of these natural, protected areas on local, economic development. In some parts of the Pyrenees like Alt Urgell county the process of naturbanisation is just beginning. There is a great opportunity to put the brakes on uncontrolled urban development. At the same time, the potential to exploit the heritage and resources of the Pyrenees still exists. Therefore, the research defences that Natural Reserved Areas can act as a driving force to articulate a quality label of landscape, heritage and territory in peripheral areas like West Catalan Pyrenees. At the same time, by through promotion of Natural Reserved Areas a multi-organisational project of local development can be build. In the framework of rural-urban dynamics in a global context, the paper explains how the values of landscape and heritage in the mountain areas can be an opportunity to put into practice integrated territorial policies applying transversal methodologies among actors, institutions and private sector. At the same time, local development projects would priories young people and women support as one of the sector more likely to innovate and to maintain social and human capital in peripheral areas. A cooperation and collaboration practices are needed to create new economic activities with the participation of local actors. This paper puts forward suggestions for action to be taken.
Design principles of water sensitive in settlement area on the river banks
Ryanti, E.; Hasriyanti, N.; Utami, W. D.
2018-03-01
This research will formulate the principle of designing settlement area of Kapuas River Pontianak with the approach of water sensitive concept of urban design (WSUD) the densely populated settlement area. By using a case study the approach that is a dense settlement area located on the banks of the river with literature study techniques to formulate the aspects considered and components that are set in the design, descriptive analysis with the rationalistic paradigm for identification characteristics of the settlement in the river banks areas with consideration of WSUD elements and formulate the principles of designing water-sensitive settlement areas. This research is important to do because the problems related to the water management system in the existing riverside settlement in Pontianak has not been maximal to do. So the primary of this research contains several objectives that will be achieved that is identifying the characteristics of riverside settlement area based on consideration of design aspects of the area that are sensitive to water and the principle of designing the area so that the existing problem structure will be formulated in relation to the community’s need for infrastructure in settlement environment and formulate and develop appropriate technology guidelines for integrated water management systems in riverside settlement areas and design techniques for water-sensitive settlements (WSUD).
Why preeclampsia still exists?
Chelbi, Sonia T; Veitia, Reiner A; Vaiman, Daniel
2013-08-01
Preeclampsia (PE) is a deadly gestational disease affecting up to 10% of women and specific of the human species. Preeclampsia is clearly multifactorial, but the existence of a genetic basis for this disease is now clearly established by the existence of familial cases, epidemiological studies and known predisposing gene polymorphisms. PE is very common despite the fact that Darwinian pressure should have rapidly eliminated or strongly minimized the frequency of predisposing alleles. Consecutive pregnancies with the same partner decrease the risk and severity of PE. Here, we show that, due to this peculiar feature, preeclampsia predisposing-alleles can be differentially maintained according to the familial structure. Thus, we suggest that an optimal frequency of PE-predisposing alleles in human populations can be achieved as a result of a trade-off between benefits of exogamy, importance for maintaining genetic diversity and increase of the fitness owing to a stable paternal investment. Copyright © 2013 Elsevier Ltd. All rights reserved.
Pre-existing psychiatric disorder in the burn patient is associated with worse outcomes.
Hudson, Alexandra; Al Youha, Sarah; Samargandi, Osama A; Paletz, Justin
2017-08-01
To compare patient and burn characteristics between patients who had a pre-existing psychiatric diagnosis and patients who did not in a Burn Unit at an academic hospital. Psychosocial issues are common in patients recovering from a burn; however, little is known regarding hospital course and discharge outcomes in patients with a pre-existing psychiatric diagnosis presenting with a burn. Baseline medical comorbidities of burn patients have been shown to be a significant risk for in-hospital mortality. A retrospective chart review of 479 consecutive patients admitted to the Burn Unit of an academic hospital in Halifax, Nova Scotia between March 2nd 1995 and June 1st 2013 was performed. Extensive data regarding patient and burn characteristics and outcomes was collected. Patients with and without pre-existing psychiatric diagnoses at the time of hospital admission were compared. Sixty-three (13%) patients had a psychiatric diagnosis, with the most common being depression (52%). Forty-percent (n=25/63) of these patients had multiple pre-existing psychiatric diagnoses. Patients with a psychiatric diagnosis had a greater total-body-surface-area (TBSA)% covered by a third-degree burn (p=0.001), and were more likely to have an inhalation injury (pBurn Unit (p=0.01). The risk of death in burn patients with pre-existing psychiatric disorders was about three times the risk of death in patients with no psychiatric disorders when adjusting for other potential confounders (95% CI, 1.13-9.10; p-value 0.03). Presence of a pre-existing psychiatric disorder in the burn patient was associated with worse outcomes and was a significant predictor of death. Psychiatric diagnoses should be identified early in burn treatment and efforts should be made to ensure a comprehensive approach to inpatient support and patient discharge to reduce unfavorable burn outcomes and placement issues. Copyright © 2017 Elsevier Ltd and ISBI. All rights reserved.
A whole stand basal area projection model for Appalachian hardwoods
John R. Brooks; Lichun Jiang; Matthew Perkowski; Benktesh Sharma
2008-01-01
Two whole-stand basal area projection models were developed for Appalachian hardwood stands. The proposed equations are an algebraic difference projection form based on existing basal area and the change in age, trees per acre, and/or dominant height. Average equation error was less than 10 square feet per acre and residuals exhibited no irregular trends.
Kim, Choong-Ki; Toft, Jodie E.; Papenfus, Michael; Verutes, Gregory; Guerry, Anne D.; Ruckelshaus, Marry H.; Arkema, Katie K.; Guannel, Gregory; Wood, Spencer A.; Bernhardt, Joanna R.; Tallis, Heather; Plummer, Mark L.; Halpern, Benjamin S.; Pinsky, Malin L.; Beck, Michael W.; Chan, Francis; Chan, Kai M. A.; Levin, Phil S.; Polasky, Stephen
2012-01-01
Many hope that ocean waves will be a source for clean, safe, reliable and affordable energy, yet wave energy conversion facilities may affect marine ecosystems through a variety of mechanisms, including competition with other human uses. We developed a decision-support tool to assist siting wave energy facilities, which allows the user to balance the need for profitability of the facilities with the need to minimize conflicts with other ocean uses. Our wave energy model quantifies harvestable wave energy and evaluates the net present value (NPV) of a wave energy facility based on a capital investment analysis. The model has a flexible framework and can be easily applied to wave energy projects at local, regional, and global scales. We applied the model and compatibility analysis on the west coast of Vancouver Island, British Columbia, Canada to provide information for ongoing marine spatial planning, including potential wave energy projects. In particular, we conducted a spatial overlap analysis with a variety of existing uses and ecological characteristics, and a quantitative compatibility analysis with commercial fisheries data. We found that wave power and harvestable wave energy gradually increase offshore as wave conditions intensify. However, areas with high economic potential for wave energy facilities were closer to cable landing points because of the cost of bringing energy ashore and thus in nearshore areas that support a number of different human uses. We show that the maximum combined economic benefit from wave energy and other uses is likely to be realized if wave energy facilities are sited in areas that maximize wave energy NPV and minimize conflict with existing ocean uses. Our tools will help decision-makers explore alternative locations for wave energy facilities by mapping expected wave energy NPV and helping to identify sites that provide maximal returns yet avoid spatial competition with existing ocean uses. PMID:23144824
Kim, Choong-Ki; Toft, Jodie E; Papenfus, Michael; Verutes, Gregory; Guerry, Anne D; Ruckelshaus, Marry H; Arkema, Katie K; Guannel, Gregory; Wood, Spencer A; Bernhardt, Joanna R; Tallis, Heather; Plummer, Mark L; Halpern, Benjamin S; Pinsky, Malin L; Beck, Michael W; Chan, Francis; Chan, Kai M A; Levin, Phil S; Polasky, Stephen
2012-01-01
Many hope that ocean waves will be a source for clean, safe, reliable and affordable energy, yet wave energy conversion facilities may affect marine ecosystems through a variety of mechanisms, including competition with other human uses. We developed a decision-support tool to assist siting wave energy facilities, which allows the user to balance the need for profitability of the facilities with the need to minimize conflicts with other ocean uses. Our wave energy model quantifies harvestable wave energy and evaluates the net present value (NPV) of a wave energy facility based on a capital investment analysis. The model has a flexible framework and can be easily applied to wave energy projects at local, regional, and global scales. We applied the model and compatibility analysis on the west coast of Vancouver Island, British Columbia, Canada to provide information for ongoing marine spatial planning, including potential wave energy projects. In particular, we conducted a spatial overlap analysis with a variety of existing uses and ecological characteristics, and a quantitative compatibility analysis with commercial fisheries data. We found that wave power and harvestable wave energy gradually increase offshore as wave conditions intensify. However, areas with high economic potential for wave energy facilities were closer to cable landing points because of the cost of bringing energy ashore and thus in nearshore areas that support a number of different human uses. We show that the maximum combined economic benefit from wave energy and other uses is likely to be realized if wave energy facilities are sited in areas that maximize wave energy NPV and minimize conflict with existing ocean uses. Our tools will help decision-makers explore alternative locations for wave energy facilities by mapping expected wave energy NPV and helping to identify sites that provide maximal returns yet avoid spatial competition with existing ocean uses.
Turner, L
2009-12-01
Bioethicists disagree over methods, theories, decision-making guides, case analyses and public policies. Thirty years ago, the thinking of many scholars coalesced around a principlist approach to bioethics. That mid-level mode of moral reasoning is now one of many approaches to moral deliberation. Significant variation in contemporary approaches to the study of ethical issues related to medicine, biotechnology and health care raises the question of whether bioethics exists as widely shared method, theory, normative framework or mode of moral reasoning.
How Localized are Language Brain Areas? A Review of Brodmann Areas Involvement in Oral Language.
Ardila, Alfredo; Bernal, Byron; Rosselli, Monica
2016-02-01
The interest in understanding how language is "localized" in the brain has existed for centuries. Departing from seven meta-analytic studies of functional magnetic resonance imaging activity during the performance of different language activities, it is proposed here that there are two different language networks in the brain: first, a language reception/understanding system, including a "core Wernicke's area" involved in word recognition (BA21, BA22, BA41, and BA42), and a fringe or peripheral area ("extended Wernicke's area:" BA20, BA37, BA38, BA39, and BA40) involved in language associations (associating words with other information); second, a language production system ("Broca's complex:" BA44, BA45, and also BA46, BA47, partially BA6-mainly its mesial supplementary motor area-and extending toward the basal ganglia and the thalamus). This paper additionally proposes that the insula (BA13) plays a certain coordinating role in interconnecting these two brain language systems. © The Author 2015. Published by Oxford University Press. All rights reserved. For permissions, please e-mail: journals.permissions@oup.com.
International Nuclear Information System (INIS)
Košir, Mitja; Capeluto, Isaac Guedi; Krainer, Aleš; Kristl, Živa
2014-01-01
In recent years implementation of sustainable building design in the EU has become one of the key issues in reducing energy dependence. In this context efficient use of solar potential incident on building envelope is essential. The goal of the study is to evaluate the influence of interventions required by the new Slovenian legislation and to propose general site planning guidelines. Special emphasis is devoted to the existing building stock, which is due for refurbishment. The study is carried out on the basis of seven typical urban layouts, which are assessed according to the shape of layout, density, building orientation and design. The calculations are carried out with the program SHADING. The study showed that the existing layouts are not as problematic as had been expected and that form and orientation of buildings present a major challenge. Nevertheless, the quality and the duration of insolation are highly dependent on the specifics of each case. The study showed that by respecting the basic rules of good practice in conjunction with the existing requirements no major changes in the existing design principles are needed. - Highlights: • New Slovenian legislation regarding minimum insolation of building envelope. • Seven typical urban layouts were analysed. • Requirements and rules of good practice result in adequate insolation. • Duration of insolation is highly dependent on the specifics of each case
3D Numerical Analysis of the Effects of an Advancing Tunnel on an Existing Loaded Pile Group
Directory of Open Access Journals (Sweden)
M. A. Soomro
2018-02-01
Full Text Available Tunnels are often preferred for underground transportation in densely populated areas. In these areas, it is almost inevitable for tunnels to run close to some existing pile foundations. Since tunnelling activities induce stress relief and soil movement in the ground, existing piles may suffer from additional axial and lateral forces, bending moments, settlements and lateral deflections. Most of the previous researches on the responses of pile foundations due to tunnel construction were carried out under the plane strain condition. In this paper, a three-dimensional, elasto-plastic and coupled-consolidation finite element parametric study has been carried out to investigate the effects of a 6 m open-face advancing tunnel on a two by two pile group in saturated stiff clay. The influence of different cover-to-diameter (C/D tunnel ratios (namely 2.0, 2.5 & 3.0 was studied. The objectives of this study are to determine the changes in axial load distribution, changes in shaft resistance along the shaft of pile group and settlement of pile cap due to an advancing open-face tunnel.
Potential future land use threats to California's protected areas
Wilson, Tamara Sue; Sleeter, Benjamin Michael; Davis, Adam Wilkinson
2015-01-01
Increasing pressures from land use coupled with future changes in climate will present unique challenges for California’s protected areas. We assessed the potential for future land use conversion on land surrounding existing protected areas in California’s twelve ecoregions, utilizing annual, spatially explicit (250 m) scenario projections of land use for 2006–2100 based on the Intergovernmental Panel on Climate Change Special Report on Emission Scenarios to examine future changes in development, agriculture, and logging. We calculated a conversion threat index (CTI) for each unprotected pixel, combining land use conversion potential with proximity to protected area boundaries, in order to identify ecoregions and protected areas at greatest potential risk of proximal land conversion. Our results indicate that California’s Coast Range ecoregion had the highest CTI with competition for extractive logging placing the greatest demand on land in close proximity to existing protected areas. For more permanent land use conversions into agriculture and developed uses, our CTI results indicate that protected areas in the Central California Valley and Oak Woodlands are most vulnerable. Overall, the Eastern Cascades, Central California Valley, and Oak Woodlands ecoregions had the lowest areal percent of protected lands and highest conversion threat values. With limited resources and time, rapid, landscape-level analysis of potential land use threats can help quickly identify areas with higher conversion probability of future land use and potential changes to both habitat and potential ecosystem reserves. Given the broad range of future uncertainties, LULC projections are a useful tool allowing land managers to visualize alternative landscape futures, improve planning, and optimize management practices.
Directory of Open Access Journals (Sweden)
Sib Sié Justin
2017-12-01
Full Text Available Language Contacts cause them to maintain or evolve through analogy and borrowing. The Lobiri (gur language Ivory Coast shares its linguistic environment with local Ivorian languages such as teen; Koulango, Dioula ...It is also in contact with Indo-European languages such as French and English. The need to name or to represent realities that do not appear in its language environment prompts speakers of Lobiri to incorporate words and phrases related to technological innovation, social development, language and trade. Thus, we see the rapid development of a linguistic phenomenon that contributes to the fertilization of the lexical stock of Lobiri. As such, occured phonological, morphological, semantic and syllabic particularities. The objective of the study is to describe the impact of loans on the Lobiri
2011-05-09
... [Docket No. APHIS-2010-0127] RIN 0579-AD34 Movement of Hass Avocados From Areas Where Mediterranean Fruit... rule that would relieve certain restrictions regarding the movement of fresh Hass variety avocados... certain restrictions regarding the movement of fresh Hass variety avocados. Specifically, we proposed to...
EXISTING TECHNOLOGY OF BEEF CATTLE ON FARMER GROUP OF LEMBU AGUNG, DISTRICT KURIK, MERAUKE REGENCY
Directory of Open Access Journals (Sweden)
Batseba M.W. Tiro
2017-07-01
Full Text Available This study aims to determine existing technology in cultivation of beef cattle in farmer group of Lembu Agung. Secondary data collected cover potential of area and livestock population, while primary data include number of livestock, maintenance system, feed management and reproduction performance. Data collected through Foccus Group Discussion (FGD method using a semi-structured questionnaire. Results of study showed that farmer group of Lembu Agung had 24 cows, consisting of 17 adult cows, 4 adult bulls and 3 calves, with a relatively low maintenance scale of 1-2 head. Maintenance system is still semi-intensive with minimal management especially in terms of providing adequate feeding throughout year. Feeding only rely on availability of natural grass and a small part of elephant grass planted in rice field area, with amount of green forage is only about 5-10 kg/head/day. Reproduction performance of parent with existing technology includes calving rate (60%; Body condition score (BCS of cow (2-2,5; Calving interval (18-24 months; Birth weight (15-18 and calf crop (40-50%. This study shows that feed problems are a limiting factor in cattle farming although potential for feed is sufficiently available but not yet optimally utilized, this has an impact on low productivity of cattle.
The development of web monitoring digital area monitor
International Nuclear Information System (INIS)
Jung, Hoon-Jin; Lee, Jun-Hee; Namkoong, Phil; Lee, Dong-Hoon; Lee, Su-Hong; Kim, We-Su
2005-01-01
As CCTV and radiation area monitor have been used separately to date, there have existed inconveniences in managing the view images and radiation dose rates from them. Thus we became to develop the web monitoring digital area monitor which incorporated the existing two factors, CCTV and radiation area monitor, into one. As incorporated with digitalisation, this device will usually become linked with PC, so that the view image and radiation dose rate can be concurrently identified in convenience. These measured figures automatically become data-based on PC by SW program, and become displayed in various format. Moreover, they can be monitored in remote and real time basis in the internet environment. Its local unit uses the cost-effective GM tube and CMOS image sensor, and has the small LCD which directly indicates the measured dose rate. The image sensor is designed to be operated with pan and tilt motion, thus can eliminate the dead view zone. It is thought that the developed device at this time could make the radiation safety management of each work field be done with low cost-high efficiency manner, making role of the CCTV inspection system
The development of web monitoring digital area monitor
Energy Technology Data Exchange (ETDEWEB)
Jung, Hoon-Jin; Lee, Jun-Hee; Namkoong, Phil; Lee, Dong-Hoon; Lee, Su-Hong; Kim, We-Su [Iljin Radiation Engineering Co., Seoul (Korea, Republic of)
2005-11-15
As CCTV and radiation area monitor have been used separately to date, there have existed inconveniences in managing the view images and radiation dose rates from them. Thus we became to develop the web monitoring digital area monitor which incorporated the existing two factors, CCTV and radiation area monitor, into one. As incorporated with digitalisation, this device will usually become linked with PC, so that the view image and radiation dose rate can be concurrently identified in convenience. These measured figures automatically become data-based on PC by SW program, and become displayed in various format. Moreover, they can be monitored in remote and real time basis in the internet environment. Its local unit uses the cost-effective GM tube and CMOS image sensor, and has the small LCD which directly indicates the measured dose rate. The image sensor is designed to be operated with pan and tilt motion, thus can eliminate the dead view zone. It is thought that the developed device at this time could make the radiation safety management of each work field be done with low cost-high efficiency manner, making role of the CCTV inspection system.
P-West High Intensity Secondary Beam Area Design Report
Energy Technology Data Exchange (ETDEWEB)
Cox, A.; Currier, R.; Eartly, D.; Guthke, A.; Johnson, G.; Lee, D.; Dram, R.; Villegas, E.; Rest, J.; Tilles, E.; Vander Arend, P.
1977-03-01
This report gives the initial design parameters of a 1000 GeV High Intensity Superconducting Secondary Beam Laboratory to be situated in the Proton Area downstream of the existing Proton West experimental station. The area will provide Fermilab with a major capability for experimentation with pion and antiproton beams of intensities and of energies available at no other laboratory and with an electron beam with excellent spot size, intensity, and purity at energies far above that available at electron machines. Detailed beam design, area layouts, and cost estimates are presented, along with the design considerations.
A coupled chemotaxis-fluid model: Global existence
Liu, Jian-Guo; Lorz, Alexander
2011-01-01
We consider a model arising from biology, consisting of chemotaxis equations coupled to viscous incompressible fluid equations through transport and external forcing. Global existence of solutions to the Cauchy problem is investigated under certain conditions. Precisely, for the chemotaxis-Navier- Stokes system in two space dimensions, we obtain global existence for large data. In three space dimensions, we prove global existence of weak solutions for the chemotaxis-Stokes system with nonlinear diffusion for the cell density.© 2011 Elsevier Masson SAS. All rights reserved.
A coupled chemotaxis-fluid model: Global existence
Liu, Jian-Guo
2011-09-01
We consider a model arising from biology, consisting of chemotaxis equations coupled to viscous incompressible fluid equations through transport and external forcing. Global existence of solutions to the Cauchy problem is investigated under certain conditions. Precisely, for the chemotaxis-Navier- Stokes system in two space dimensions, we obtain global existence for large data. In three space dimensions, we prove global existence of weak solutions for the chemotaxis-Stokes system with nonlinear diffusion for the cell density.© 2011 Elsevier Masson SAS. All rights reserved.
Suggestions on Strengthening Greening Construction of Ecological Residential Areas
Li, Peng
2013-01-01
Greening construction is an important part of the construction of ecological residential areas, but there exist some misunderstandings in greening construction of ecological residential districts at present. Based on the description of functions of green space in ecological residential areas, the summarization of principles of greening design, and the discussion of questions in greening construction of ecological residential districts, some suggestions as well as specific measures for strengt...
Segmentation of Shadowed Buildings in Dense Urban Areas from Aerial Photographs
Susaki, Junichi
2012-01-01
Segmentation of buildings in urban areas, especially dense urban areas, by using remotely sensed images is highly desirable. However, segmentation results obtained by using existing algorithms are unsatisfactory because of the unclear boundaries between buildings and the shadows cast by neighboring buildings. In this paper, an algorithm is proposed that successfully segments buildings from aerial photographs, including shadowed buildings in dense urban areas. To handle roofs having rough text...
Energy Technology Data Exchange (ETDEWEB)
1979-06-01
The technical and economic feasibility of low head hydroelectric power development at existing sites along the Mousam River in southeastern Maine was studied. The following areas were investigated: determination of available energy; development of restoration concepts; environmental studies; historical and archeological studies; assessment of civil construction requirements; geotechnical and geologic assessment of existing dams; assessment of turbine alternatives; assessment of generator and utility interface alternatives; economic analysis; and restoration concept evaluation and selection. The results of the hydropower evaluation showed that: of the seven sites evaluated, only four can be considered economically feasible for refurbishment at this time; the use of used and/or rebuilt equipment is more economically attractive than new equipment; the cost of equipment at each site was of the same order as the cost of the dam reconstruction; and the cost of fuel prices will be the determining feature of whether the sites should be reconstructed.
Existence test for asynchronous interval iterations
DEFF Research Database (Denmark)
Madsen, Kaj; Caprani, O.; Stauning, Ole
1997-01-01
In the search for regions that contain fixed points ofa real function of several variables, tests based on interval calculationscan be used to establish existence ornon-existence of fixed points in regions that are examined in the course ofthe search. The search can e.g. be performed...... as a synchronous (sequential) interval iteration:In each iteration step all components of the iterate are calculatedbased on the previous iterate. In this case it is straight forward to base simple interval existence and non-existencetests on the calculations done in each step of the iteration. The search can also...... on thecomponentwise calculations done in the course of the iteration. These componentwisetests are useful for parallel implementation of the search, sincethe tests can then be performed local to each processor and only when a test issuccessful do a processor communicate this result to other processors....
The Existence of Public Protection Unit
Directory of Open Access Journals (Sweden)
Moh. Ilham A. Hamudy
2014-12-01
Full Text Available This article is about the Public Protection Unit (Satlinmas formerly known as civil defence (Hansip. This article is a summary of the results of the desk study and fieldwork conducted in October-November 2013 in the town of Magelang and Surabaya. This study used descriptive qualitative approach to explore the combined role and existence Satlinmas. The results of the study showed, the existence of the problem Satlinmas still leave many, including, first, the legal basis for the establishment of Satlinmas. Until now, there has been no new regulations governing Satlinmas. Existing regulations are too weak and cannot capture the times. Second, the formulation of concepts and basic tasks and functions Satlinmas overlap with other institutions. Third, Satlinmas image in society tend to fade and abused. Fourth, Satlinmas incorporation into the Municipal Police deemed not appropriate, because different philosophy.
Interfacing the existing cask fleet with the MRS
International Nuclear Information System (INIS)
Doman, J.W.; Hahn, R.E.
1992-01-01
This paper reports that the Department of Energy (DOE) is considering the possibility of using the existing fleet of casks to achieve spent fuel receipt at the Monitored Retrievable Storage (MRS) facility. The existing cask fleet includes the NLI-1/2, the NAC-LWT, the TN-8 (and TN-8L), the TN-9, and the IF-300 casks. Other casks may be available, but their status is not certain. Use of the existing cask fleet at the MRS places additional design requirements on the system, and specifically affects the cask-to-MRS interface. The decision to use the existing cask fleet also places additional demands on training needs and operator certification, and the configuration management system. Some existing cask designs may not be able to mate with a bottom opening hot cell MRS. Use of the existing cask fleet also greatly increases the number of shipments that must be received, to the point that a facility larger than originally envisioned may be required
Area-level variations in cancer care and outcomes.
Keating, Nancy L; Landrum, Mary Beth; Lamont, Elizabeth B; Bozeman, Samuel R; McNeil, Barbara J
2012-05-01
: Substantial regional variations in health-care spending exist across the United States; yet, care and outcomes are not better in higher-spending areas. Most studies have focused on care in fee-for-service Medicare; whether spillover effects exist in settings without financial incentives for more care is unknown. : We studied care for cancer patients in fee-for-service Medicare and the Veterans Health Administration (VA) to understand whether processes and outcomes of care vary with area-level Medicare spending. : An observational study using logistic regression to assess care by area-level measures of Medicare spending. : Patients with lung, colorectal, or prostate cancers diagnosed during 2001-2004 in Surveillance, Epidemiology, and End Results (SEER) areas or the VA. The SEER cohort included fee-for-service Medicare patients aged older than 65 years. : Recommended and preference-sensitive cancer care and mortality. : In fee-for-service Medicare, higher-spending areas had higher rates of recommended care (curative surgery and adjuvant chemotherapy for early-stage non-small-cell lung cancer and chemotherapy for stage III colon cancer) and preference-sensitive care (chemotherapy for stage IV lung and colon cancer and primary treatment of local/regional prostate cancer) and had lower lung cancer mortality. In the VA, we observed minimal variation in care by area-level Medicare spending. : Our findings suggest that intensity of care for Medicare beneficiaries is not driving variations in VA care, despite some overlap in physician networks. Although the Dartmouth Atlas work has been of unprecedented importance in demonstrating variations in Medicare spending, new measures may be needed to better understand variations in other populations.
Directory of Open Access Journals (Sweden)
Tomasz Kwoka
2015-08-01
Full Text Available History and origin of language borrowings in social vocabulary of Serbia and Montenegro to the beginnings of 20th century The article presents the main sources of language borrowings which developed the Serbian vocabulary within the scope of broadly defined social relationships and encompasses the period of time from the main sources of language borrowings till the beginnings of the 20th century. First of all the form of addressing family leaders and the most important family structures, the form of addressing of political, military and church leaders, the nomenclature of social layers’ members, officers as well as administration units have been included in the social vocabulary. Except the example of ways such borrowings were included into the Serbian language the article also presents history and politics background and socio-cultural conditioning in which the contacts and inter-language meetings took place. Some medieval borrowings from roman languages (Latin, Dalmatian dialects, and then Romanian and Greek-Byzantine, and Turkish have been presented. We have tried to describe a wide stream of Turkish influence (with limited Italian and Albanian influence. Later periods were characterized by: German, Hungarian, Russian and later French. The work constitutes sort of supplement to the article of P. Ivić (Domaći i strani elementi u terminologiјi društvenog, ekonomskog i pravnog života u srednjovekovnoј Srbiјi as well as Razvoј terminologiјe u јeziku srednjovekovnikh Srba which describes the influence of examined lexemes on social lexis, the ways of their adaptation and geography in the Serbian language area including especially history as well as socio-political background.
Solar Panel Installations on Existing Structures
Tim D. Sass; Pe; Leed
2013-01-01
The rising price of fossil fuels, government incentives and growing public aware-ness for the need to implement sustainable energy supplies has resulted in a large in-crease in solar panel installations across the country. For many sites the most eco-nomical solar panel installation uses existing, southerly facing rooftops. Adding solar panels to an existing roof typically means increased loads that must be borne by the building-s structural elements. The structural desig...
75 FR 52596 - Financial Education Core Competencies; Comment Request
2010-08-26
... impacts of your spending decisions. Saving Saved money grows... Start saving early. Pay yourself first... Subcommittee, identified five core concept areas: (1) Earning, (2) spending, (3) saving, (4) borrowing, and (5... financial system. Know about financial Comparison shop. assets (savings Balance risk and accounts, bonds...
Braggion, F. (Fabio); Dwarkasing, M. (Mintra); S. Ongena (Steven)
2017-01-01
textabstractWe empirically test if household wealth inequality affects borrowing constraints of young entrepreneurs. We construct a measure of wealth inequality at the US county level based on the distribution of financial rents in 2004. We find that in more unequal areas, entrepreneurs are less
76 FR 5055 - Loan Servicing; Farm Loan Programs
2011-01-28
... suspending interest accrual and offsets, if a borrower has filed a claim of program discrimination that has... claim, including interest accruals and offsets, while the discrimination claim is being resolved. This... 761 Accounting, Loan programs--Agriculture, Rural areas. 7 CFR Part 766 Agriculture, Agricultural...
7 CFR 3560.53 - Eligible use of funds.
2010-01-01
... be used for central cooking and dining areas. (h) Management-related facilities. Funds may be used to... requirements. (m) Legal, technical and professional services. Funds may be used for the costs of legal, technical, and professional services related to the borrower's MFH project, including appraisals...
78 FR 68343 - Homeownership Counseling Organizations Lists Interpretive Rule
2013-11-14
... counseling and online counseling services, which are particularly useful to borrowers in remote areas or... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1024 RIN 3170-AA37 Homeownership Counseling... the High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation...
Kierkegaard e a existência possível
Directory of Open Access Journals (Sweden)
Roberto S. Kahlmeyer-Mertens
2013-05-01
Full Text Available Resumo: A relação entre a existência e a possibilidade, objeto deste artigo, merece especial atenção quando se trata de Kierkegaard. Isso porque, estes dois conceitos ocupam papéis primordiais na filosofia do autor, constituindo, justamente, o ponto a partir do qual o pensador se distancia criticamente da tradição filosófica. Caracterizar sumariamente os conceitos de existência e possibilidade na filosofia de Kierkegaard, bem como ambientar o filósofo em sua época como um pensador da existência, para além do rótulo de “existencialista”, são nossos presentes objetivos. Palavras-chave: Kierkegaard, filosofia da existência, existência, possibilidade
Credit for aileviation of rural poverty : The Grameen Bank in Bangladesh
Directory of Open Access Journals (Sweden)
Hossain, M.
1993-01-01
Full Text Available The Grameen Bank is a specialized financial institution in Bangladesh that was established to provide credit to the rural poor for the purpose of improving their economic conditions with the hypothesis that if the poor are supplied with working capital they can generate productive self-employment without external assistance. Loans from the Grameen Bank are used primarily for undertaking noncrop activities. The loan repayment performance is excellent. Only 0.5 percent of loans to 975 borrowers surveyed were overdue beyond one year, and overdue weekly installments (before the expiration of the one-year repayment period were only 3.3 percent of the total amount borrowed. The Grameen Bank concept of credit without collateral should work in other countries with widespread poverty and underemployment. But elements like taking the bank to the people and intensive interaction of bank staff with borrowers may be inappropriate and highly expensive for sparsely settled areas with underdeveloped transport systems. For such environments, an appropriate delivery mechanism has to be worked out.
Existence and non-existence of solutions for a singular problem with variable potentials
Directory of Open Access Journals (Sweden)
Kamel Saoudi
2017-11-01
Full Text Available The purpose of this article is to prove some existence and nonexistence theorems for the inhomogeneous singular Dirichlet problem $$ - \\Delta_p u = \\frac{\\lambda k(x}{u^\\delta}\\pm h(x u^q. $$ For proving our results we use the sub and super solution method, and monotonicity arguments.