Liquid CO₂/Coal Slurry for Feeding Low Rank Coal to Gasifiers

Energy Technology Data Exchange (ETDEWEB)

Marasigan, Jose [Electric Power Research Institute, Inc., Palo Alto, CA (United States); Goldstein, Harvey [Electric Power Research Institute, Inc., Palo Alto, CA (United States); Dooher, John [Electric Power Research Institute, Inc., Palo Alto, CA (United States)

2013-09-30

This study investigates the practicality of using a liquid CO₂/coal slurry preparation and feed system for the E-Gas™ gasifier in an integrated gasification combined cycle (IGCC) electric power generation plant configuration. Liquid CO₂ has several property differences from water that make it attractive for the coal slurries used in coal gasification-based power plants. First, the viscosity of liquid CO₂ is much lower than water. This means it should take less energy to pump liquid CO₂ through a pipe compared to water. This also means that a higher solids concentration can be fed to the gasifier, which should decrease the heat requirement needed to vaporize the slurry. Second, the heat of vaporization of liquid CO₂ is about 80% lower than water. This means that less heat from the gasification reactions is needed to vaporize the slurry. This should result in less oxygen needed to achieve a given gasifier temperature. And third, the surface tension of liquid CO₂ is about 2 orders of magnitude lower than water, which should result in finer atomization of the liquid CO₂ slurry, faster reaction times between the oxygen and coal particles, and better carbon conversion at the same gasifier temperature. EPRI and others have recognized the potential that liquid CO₂ has in improving the performance of an IGCC plant and have previously conducted systemslevel analyses to evaluate this concept. These past studies have shown that a significant increase in IGCC performance can be achieved with liquid CO₂ over water with certain gasifiers. Although these previous analyses had produced some positive results, they were still based on various assumptions for liquid CO₂/coal slurry properties.

Heat and mass transfer of liquid nitrogen in coal porous media

Science.gov (United States)

Lang, Lu; Chengyun, Xin; Xinyu, Liu

2018-04-01

Liquid nitrogen has been working as an important medium in fire extinguishing and prevention, due to its efficiency in oxygen exclusion and heat removal. Such a technique is especially crucial for coal industry in China. We built a tunnel model with a temperature monitor system (with 36 thermocouples installed) to experimentally study heat and mass transfer of liquid nitrogen in non-homogeneous coal porous media (CPM), and expected to optimize parameters of liquid nitrogen injection in engineering applications. Results indicate that injection location and amount of liquid nitrogen, together with air leakage, significantly affect temperature distribution in CPM, and non-equilibrium heat inside and outside of coal particles. The injection position of liquid nitrogen determines locations of the lowest CPM temperature and liquid nitrogen residual. In the deeper coal bed, coal particles take longer time to reach thermal equilibrium between their surface and inside. Air leakage accelerates temperature increase at the bottom of the coal bed, which is a major reason leading to fire prevention inefficiency. Measurement fluctuation of CPM temperature may be caused by incomplete contact of coal particles with liquid nitrogen flowing in the coal bed. Moreover, the secondary temperature drop (STD) happens and grows with the more injection of liquid nitrogen, and the STD phenomenon is explained through temperature distributions at different locations.

14 MeV INAA nitrogen determination in coal conversion liquids

International Nuclear Information System (INIS)

Ehmann, W.D.; Khalil, S.R.

1980-01-01

Fast neutron activation analysis has been used for the direct determination of nitrogen in coal conversion liqui-ds. In our previous work on coals, solid standards such as N-1-napthylacetamide, NBS SRM 912 urea and NBS SRM 148 nicotinic acid were used for nitrogen determinations. In this work, a set of organic liquids was selected and evaluated for use as nitrogen standards in the analysis of coal-derived liquids. The use of the liquid standards minimizes problems associated with maintaining uniform irradation and counting geometries and self absorption differences related to varying matrix densities. The standard liquids were selected using criteria of high boiling point, well-defined stoichiometry, high-purity, non-hygroscopic nature and simple C-H-N elemental compositions. Excellent agreement between the 14 MeV INAA data and calculated stoichiometric values has been demonstrated for liquids with nitrogen contents from 1.89 to 39.95%. The liquid standards have been used to determine nitrogen in a set of typical coal conversion liquids and several international standards. (author)

Australian Coal Company Risk Factors: Coal and Oil Prices

OpenAIRE

M. Zahid Hasan; Ronald A. Ratti

2014-01-01

Examination of panel data on listed coal companies on the Australian exchange over January 1999 to February 2010 suggests that market return, interest rate premium, foreign exchange rate risk, and coal price returns are statistically significant in determining the excess return on coal companies’ stock. Coal price return and oil price return increases have statistically significant positive effects on coal company stock returns. A one per cent rise in coal price raises coal company returns ...

Liquid fuels from Canadian coals

Energy Technology Data Exchange (ETDEWEB)

Taylor, G. W.

1979-06-15

In Canadian energy planning, the central issue of security of supply must be addressed by developing flexible energy systems that make the best possible use of available resources. For liquid fuel production, oil sands and heavy oil currently appear more attractive than coal or biomass as alternatives to conventional crude oil, but the magnitude of their economic advantage is uncertain. The existence of large resources of oil sands, heavy oils, natural gas and low-sulfur coals in Western Canada creates a unique opportunity for Canadians to optimize the yield from these resources and develop new technology. Many variations on the three basic liquefaction routes - hydroliquefaction, pyrolysis and synthesis - are under investigation around the world, and the technology is advancing rapidly. Each process has merit under certain circumstances. Surface-mineable subbituminous and lignite coals of Alberta and Saskatchewan appear to offer the best combination of favorable properties, deposit size and mining cost, but other deposits in Alberta, Nova Scotia and British Columbia should not be ruled out. The research effort in Canada is small by world standards, but it is unlikely that technology could be imported that is ideally suited to Canadian conditions. Importing technology is undesirable: innovation or process modification to suit Canadian coals and markets is preferred; coprocessing of coal liquids with bitumen or heavy oils would be a uniquely Canadian, exportable technology. The cost of synthetic crude from coal in Canada is uncertain, estimates ranging from $113 to $220/m/sup 3/ ($18 to $35/bbl). Existing economic evaluations vary widely depending on assumptions, and can be misleading. Product quality is an important consideration.

Refining and end use study of coal liquids II - linear programming analysis

Energy Technology Data Exchange (ETDEWEB)

Lowe, C.; Tam, S.

1995-12-31

A DOE-funded study is underway to determine the optimum refinery processing schemes for producing transportation fuels that will meet CAAA regulations from direct and indirect coal liquids. The study consists of three major parts: pilot plant testing of critical upgrading processes, linear programming analysis of different processing schemes, and engine emission testing of final products. Currently, fractions of a direct coal liquid produced form bituminous coal are being tested in sequence of pilot plant upgrading processes. This work is discussed in a separate paper. The linear programming model, which is the subject of this paper, has been completed for the petroleum refinery and is being modified to handle coal liquids based on the pilot plant test results. Preliminary coal liquid evaluation studies indicate that, if a refinery expansion scenario is adopted, then the marginal value of the coal liquid (over the base petroleum crude) is $3-4/bbl.

Comparison of the composition between coal-liquid naphtha and petroleum gasoline

Energy Technology Data Exchange (ETDEWEB)

Miki, Y.; Sugimoto, Y.; Ono, S.; Machida, M. [National Chemical Laboratory for Industry, Tsukuba (Japan)

1997-08-01

Compositional characterization was performed using a gas chromatography-mass spectrometry-atomic emission detector technique on coal-liquid raw naphtha, coal-liquid refined naphtha, coal-liquid reformate and commercial petroleum gasoline. The chemical composition of these oils are divided into five groups: chain hydrocarbons, monocyclic hydrocarbons, bicyclic hydrocarbons, oxygen-containing compounds and other compounds (containing unidentified compounds). Compared to petroleum gasoline, the coal-liquid raw naphtha contains higher concentrations of straight paraffins, cycloparaffins, cycloolefins, bicycloparaffins and oxygen-containing compounds, and contains lower concentrations of brached paraffins and monocyclic aromatic compounds. Phenols and ketones are the major components of oxygen-containing compounds. The total concentration of paraffins and cycloparaffins increased after refining. The hydrogenation of olefins and the hydrodeoxygenation of oxygen-containing compounds are suggested to proceed during the refining process. The reforming treatment increased the concentrations of branched paraffins and monocyclic aromatic compounds; this suggests that coal-liquid reformat could be used as a major blending substance with petroleum gasoline.

The marriage of gas turbines and coal

International Nuclear Information System (INIS)

Bajura, R.A.; Webb, H.A.

1991-01-01

This paper reports on developing gas turbine systems that can use coal or a coal-based fuel ensures that the United States will have cost-effective environmentally sound options for supplying future power generation needs. Power generation systems that marry coal or a coal-based fuel to a gas turbine? Some matchmakers would consider this an unlikely marriage. Historically, most gas turbines have been operated only on premium fuels, primarily natural gas or distillate oil. The perceived problems from using coal or coal-based fuels in turbines are: Erosion and deposition: Coal ash particles in the hot combustion gases passing through the expander turbine could erode or deposit on the turbine blades. Corrosion: Coal combustion will release alkali compounds form the coal ash. Alkali in the hot gases passing through the expander turbine can cause corrosion of high-temperature metallic surfaces. Emissions: coal contains higher levels of ash, fuel-bound sulfur and nitrogen compounds, and trace contaminants than premium fuels. Meeting stringent environmental regulations for particulates, sulfur dioxide (SO 2 ), nitrogen oxides (NO x ), and trace contaminants will be difficult. Economics: Coal-based systems are expensive to build. The difference in price between coal and premium fuels must be large enough to justify the higher capital cost

Development of sustainable coal to liquid processes: Minimising process CO2 emissions

Directory of Open Access Journals (Sweden)

S. Kauchali

2017-12-01

Full Text Available Traditional coal-to-liquid (CTL plants are synonymous with the production of carbon dioxide. Coal may be gasified in the presence of steam and oxygen to produce gas comprising carbon dioxide (CO2, carbon monoxide (CO, methane (CH4, hydrogen (H2 and steam (H2O. The gases can be reacted to a myriad of chemicals and fuels via the Fischer-Tropsch (FT reaction. However, excess carbon dioxide is generated via the Water-Gas-Shift reaction during preparation of CO:H2 ratios for FT. Here, a process development is represented on a CHO phase diagram, where unique regions are identified for autothermal operations for coal conversion. Considerations are given to develop idealised processes for the production of liquid chemicals from coal which emit minimal process CO2, require minimal energy input and do not require steam. This is achieved by co-feeding coal with methane and identifying endothermic-exothermic process pairs for methane-coal dry reforming. Furthermore, it is shown that a preferred method to produce liquid fuels from coal is by first creating dimethyl ether (DME as an intermediate, followed by the dehydration of DME to liquid fuels (gasoline range. For this route, via DME, the CO2 emission was found to be four times less than idealised CTL processes. Keywords: Gasification, Reforming, Coal to liquid, Carbon dioxide, Autothermal, Fischer tropsch

Solubilities of hydrogen and methane in coal liquids

Energy Technology Data Exchange (ETDEWEB)

Lin, Ho-mu; Sebastian, H M; Simnick, J J; Chao, Kwang Chu

1981-04-01

The solubilities of hydrogen and methane in Exxon Donor Solvent (EDS) and Solvent Refined Coal II (SRC-II) coal liquids are determined at 190 and 270 C and pressures to 250 atm. Two narrow boiling distillate cuts from EDS and three from SRC-II are studied.

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal Final Report - Part 1

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce; Winton, Shea

2010-12-31

Since 1998, The Pennsylvania State University successfully managed the Consortium for Premium Carbon Products from Coal (CPCPC), which was a vehicle for industry-driven research on the promotion, development, and transfer of innovative technologies on premium carbon products from coal to the U.S. industry. The CPCPC was an initiative led by Penn State, its cocharter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provided the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity continued under cooperative agreement No. DE-FC26-03NT41874, which started October 1, 2003 and ended December 31, 2010. The objective of the second agreement was to continue the successful operation of the CPCPC. The CPCPC enjoyed tremendous success with its organizational structure, which included Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC was its industry-led council that selected proposals submitted by CPCPC members to ensure CPCPC target areas had strong industrial support. CPCPC had 58 member companies and universities engaged over the 7-year period of this contract. Members were from 17 states and five countries outside of the U.S. During this period, the CPCPC Executive Council selected 46 projects for funding. DOE/CPCPC provided $3.9 million in funding or an average of $564,000 per year. The total project costs were $5.45 million with $1.5 million, or ~28% of the total, provided by the members as cost share. Total average project size was $118,000 with $85,900 provided by DOE/CPCPC. In addition to

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal Final Report - Part 3

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce; Shea, Winton

2010-12-31

Since 1998, The Pennsylvania State University successfully managed the Consortium for Premium Carbon Products from Coal (CPCPC), which was a vehicle for industry-driven research on the promotion, development, and transfer of innovative technologies on premium carbon products from coal to the U.S. industry. The CPCPC was an initiative led by Penn State, its cocharter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provided the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity continued under cooperative agreement No. DE-FC26-03NT41874, which started October 1, 2003 and ended December 31, 2010. The objective of the second agreement was to continue the successful operation of the CPCPC. The CPCPC enjoyed tremendous success with its organizational structure, which included Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC was its industry-led council that selected proposals submitted by CPCPC members to ensure CPCPC target areas had strong industrial support. CPCPC had 58 member companies and universities engaged over the 7-year period of this contract. Members were from 17 states and five countries outside of the U.S. During this period, the CPCPC Executive Council selected 46 projects for funding. DOE/CPCPC provided $3.9 million in funding or an average of $564,000 per year. The total project costs were $5.45 million with $1.5 million, or ~28% of the total, provided by the members as cost share. Total average project size was $118,000 with $85,900 provided by DOE/CPCPC. In addition to

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal Final Report - Part 5

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce; Shea, Winton

2010-12-31

Since 1998, The Pennsylvania State University successfully managed the Consortium for Premium Carbon Products from Coal (CPCPC), which was a vehicle for industry-driven research on the promotion, development, and transfer of innovative technologies on premium carbon products from coal to the U.S. industry. The CPCPC was an initiative led by Penn State, its cocharter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provided the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity continued under cooperative agreement No. DE-FC26-03NT41874, which started October 1, 2003 and ended December 31, 2010. The objective of the second agreement was to continue the successful operation of the CPCPC. The CPCPC enjoyed tremendous success with its organizational structure, which included Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC was its industry-led council that selected proposals submitted by CPCPC members to ensure CPCPC target areas had strong industrial support. CPCPC had 58 member companies and universities engaged over the 7-year period of this contract. Members were from 17 states and five countries outside of the U.S. During this period, the CPCPC Executive Council selected 46 projects for funding. DOE/CPCPC provided $3.9 million in funding or an average of $564,000 per year. The total project costs were $5.45 million with $1.5 million, or {approx}28% of the total, provided by the members as cost share. Total average project size was $118,000 with $85,900 provided by DOE/CPCPC. In

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal Final Report - Part 4

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce; Shea, Winton

2010-12-31

Since 1998, The Pennsylvania State University successfully managed the Consortium for Premium Carbon Products from Coal (CPCPC), which was a vehicle for industry-driven research on the promotion, development, and transfer of innovative technologies on premium carbon products from coal to the U.S. industry. The CPCPC was an initiative led by Penn State, its cocharter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provided the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity continued under cooperative agreement No. DE-FC26-03NT41874, which started October 1, 2003 and ended December 31, 2010. The objective of the second agreement was to continue the successful operation of the CPCPC. The CPCPC enjoyed tremendous success with its organizational structure, which included Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC was its industry-led council that selected proposals submitted by CPCPC members to ensure CPCPC target areas had strong industrial support. CPCPC had 58 member companies and universities engaged over the 7-year period of this contract. Members were from 17 states and five countries outside of the U.S. During this period, the CPCPC Executive Council selected 46 projects for funding. DOE/CPCPC provided $3.9 million in funding or an average of $564,000 per year. The total project costs were $5.45 million with $1.5 million, or {approx}28% of the total, provided by the members as cost share. Total average project size was $118,000 with $85,900 provided by DOE/CPCPC. In

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal Final Report - Part 2

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce; Winton, Shea

2010-12-31

Since 1998, The Pennsylvania State University successfully managed the Consortium for Premium Carbon Products from Coal (CPCPC), which was a vehicle for industry-driven research on the promotion, development, and transfer of innovative technologies on premium carbon products from coal to the U.S. industry. The CPCPC was an initiative led by Penn State, its cocharter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provided the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity continued under cooperative agreement No. DE-FC26-03NT41874, which started October 1, 2003 and ended December 31, 2010. The objective of the second agreement was to continue the successful operation of the CPCPC. The CPCPC enjoyed tremendous success with its organizational structure, which included Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC was its industry-led council that selected proposals submitted by CPCPC members to ensure CPCPC target areas had strong industrial support. CPCPC had 58 member companies and universities engaged over the 7-year period of this contract. Members were from 17 states and five countries outside of the U.S. During this period, the CPCPC Executive Council selected 46 projects for funding. DOE/CPCPC provided $3.9 million in funding or an average of $564,000 per year. The total project costs were $5.45 million with $1.5 million, or ~28% of the total, provided by the members as cost share. Total average project size was $118,000 with $85,900 provided by DOE/CPCPC. In addition to

Deashing of coal liquids with ceramic membrane microfiltration and diafiltration

Energy Technology Data Exchange (ETDEWEB)

Bishop, B.; Goldsmith, R. [CeraMem Corp., Waltham, MA (United States)

1995-12-31

Removal of mineral matter from liquid hydrocarbons derived from the direct liquefaction of coal is required for product acceptability. Current methods include critical solvent deashing (Rose{sup {reg_sign}} process from Kerr-McGee) and filtration (U.S. Filter leaf filter as used by British Coal). These methods produce ash reject streams containing up to 15% of the liquid hydrocarbon product. Consequently, CeraMem proposed the use of low cost, ceramic crossflow membranes for the filtration of coal liquids bottoms to remove mineral matter and subsequent diafiltration (analogous to cake washing in dead-ended filtration) for the removal of coal liquid from the solids stream. The use of these ceramic crossflow membranes overcomes the limitations of traditional polymeric crossflow membranes by having the ability to operate at elevated temperature and to withstand prolonged exposure to hydrocarbon and solvent media. In addition, CeraMem`s membrane filters are significantly less expensive than competitive ceramic membranes due to their unique construction. With these ceramic membrane filters, it may be possible to reduce the product losses associated with traditional deashing processes at an economically attractive cost. The performance of these ceramic membrane microfilters is discussed.

Technology of new generation of manufacture of liquid products from coal

Directory of Open Access Journals (Sweden)

Zhaksyntay Kairbekov

2012-04-01

Full Text Available In the given work the review about a condition of research and trial works on technology perfection hydrogenation coals is made. Done design work on processing 65 thousand tons / year Karazhyra coal to liquid fuels and other products of combustion purposes. The basic advantage of the Kazakhstan technology for producing motor fuels coal hydrogenation at low pressure hydrogen (up to 5 MPa compared to the processes developed in the USA, Germany, Japan, Great Britain, and Russia. An integrated low-waste technology and coal processing, which allows the production of industrially important: liquid and patent fuel, binders for briquetting, and allocate bitumen due to the utilization of sludge.

Two-stage catalytic up-grading of vacuum residue of a Wandoan coal liquid. [Vacuum residue of coal liquid

Energy Technology Data Exchange (ETDEWEB)

Mochida, I.; Sakanishi, K.; Korai, Y.; Fujitsu, H.

1986-08-01

A successive two-stage hydrotreatment using a commercial Ni-Mo/Al/sub 2/O/sub 3/ catalyst (HDN-30) was applied to the vacuum residue of a Wandoan coal liquid to achieve high levels of hydrocracking, hydrodenitrogenation and hydrodeoxygenation. Two-stage hydrotreatment in 1-methylnaphthalene containing 20wt% fluoranthene as a solvent at solvent/coal liquid ratio of unity removed 83% (overall) of nitrogen and 90% (overall) of oxygen in the asphaltene (benzene-soluble fraction) at 380/sup 0/C for 3 h and at 420/sup 0/C for 3h under hydrogen pressure of 15 MPa and 14 MPa, respectively, while the single stage treatment at 420/sup 0/C for 3 h removed only 41% and 46%, respectively. The same two-stage treatment allowed the overall denitrogenation of 51% and the overall deoxygenation of 67% from a mixture of asphaltene and preasphaltene (THF-soluble fraction). Addition of the catalyst prior to the second stage reaction increased the removal of nitrogen and oxygen to 75 and 82%, respectively, indicating significant catalyst deactivation by the preasphaltene fraction in the first stage. Increasing the solvent/coal liquid ratio to 2 or addition of tetrahydrofluoranthene as a component of the solvent increased the removal of nitrogen and oxygen to 70 and 80%, respectively. Such two-stage hydrotreatment was also effective in refining the whole residue, allowing denitrogenations and deoxygenations of 68 and 75% respectively using tetrahydrofluoranthene. The coke, unreacted coal and minerals in the residue may not cause acute catalyst deactivation. High dissolving ability of the reaction solvents is very effective to decrease catalyst deactivation by carbon deposition. The successive two-stage hydrotreatment also enhanced hydrocracking of polar and resin fractions in the residue into oils (conversion, 65%). (Abstract Truncated)

Process for converting coal into liquid fuel and metallurgical coke

Science.gov (United States)

Wolfe, Richard A.; Im, Chang J.; Wright, Robert E.

1994-01-01

A method of recovering coal liquids and producing metallurgical coke utilizes low ash, low sulfur coal as a parent for a coal char formed by pyrolysis with a volatile content of less than 8%. The char is briquetted and heated in an inert gas over a prescribed heat history to yield a high strength briquette with less than 2% volatile content.

Improvement of hydrodenitrogenation (HDN) in co-refining of coal-derived liquid and petroleum fraction

Energy Technology Data Exchange (ETDEWEB)

Machida, M.; Ono, S. [Idemitsu Kosan Co. Ltd., Tokyo (Japan); Hattori, H. [Hokkaido University, Sapporo (Japan). Center for Advanced Research of Energy Technology

1997-09-01

The improvement in hydrodenitrogenation (HDN) of coal-derived liquids by co-refining with a petroleum fraction results principally from lowering the nitrogen content of the feedstock (coal-derived liquid) by blending with a nitrogen-free petroleum fraction. Effects of different fractions of coal-derived liquids on HDN and hydrodeoxygenation (HDO) were also examined. The HDN improvement by co-refining could be interpreted in terms of Langmuir-Hinshelwood mechanism. 38 refs., 3 figs., 3 tabs.

Characterization and supply of coal based fuels

Energy Technology Data Exchange (ETDEWEB)

1992-06-01

Studies and data applicable for fuel markets and coal resource assessments were reviewed and evaluated to provide both guidelines and specifications for premium quality coal-based fuels. The fuels supplied under this contract were provided for testing of advanced combustors being developed under Pittsburgh Energy Technology Center (PETC) sponsorship for use in the residential, commercial and light industrial (RCLI) market sectors. The requirements of the combustor development contractors were surveyed and periodically updated to satisfy the evolving needs based on design and test experience. Available coals were screened and candidate coals were selected for further detailed characterization and preparation for delivery. A team of participants was assembled to provide fuels in both coal-water fuel (CWF) and dry ultrafine coal (DUC) forms. Information about major US coal fields was correlated with market needs analysis. Coal fields with major reserves of low sulfur coal that could be potentially amenable to premium coal-based fuels specifications were identified. The fuels requirements were focused in terms of market, equipment and resource constraints. With this basis, the coals selected for developmental testing satisfy the most stringent fuel requirements and utilize available current deep-cleaning capabilities.

Hydrothermal pretreatment of coal

Energy Technology Data Exchange (ETDEWEB)

Ross, D.S.

1989-12-21

We have examined changes in Argonne Premium samples of Wyodak coal following 30 min treatment in liquid water at autogenous pressures at 150{degrees}, 250{degrees}, and 350{degrees}C. In most runs the coal was initially dried at 60{degrees}C/1 torr/20 hr. The changes were monitored by pyrolysis field ionization mass spectrometry (py-FIMS) operating at 2.5{degrees}C/min from ambient to 500{degrees}C. We recorded the volatility patterns of the coal tars evolved over that temperature range, and in all cases the tar yields were 25%--30% of the starting coal on mass basis. There was essentially no change after the 150{degrees}C treatment. Small increases in volatility were seen following the 250{degrees}C treatment, but major effects were seen in the 350{degrees} work. The tar quantity remained unchanged; however, the volatility increased so the temperature of half volatility for the as-received coal of 400{degrees}C was reduced to 340{degrees}C. Control runs with no water showed some thermal effect, but the net effect from the presence of liquid water was clearly evident. The composition was unchanged after the 150{degrees} and 250{degrees}C treatments, but the 350{degrees} treatment brought about a 30% loss of oxygen. The change corresponded to loss of the elements of water, although loss of OH'' seemed to fit the analysis data somewhat better. The water loss takes place both in the presence and in the absence of added water, but it is noteworthy that the loss in the hydrothermal runs occurs at p(H{sub 2}O) = 160 atm. We conclude that the process must involve the dehydration solely of chemically bound elements of water, the dehydration of catechol is a specific, likely candidate.

Characterization of catalytically hydrotreated coal liquid produced by solvolytic liquefaction in petroleum asphalt

Energy Technology Data Exchange (ETDEWEB)

Mochida, I.; Oishi, T.; Korai, Y.; Fujitsu, H.; Takeshita, K.

1983-03-01

A hydrotreated coal liquid produced by solvolytic liquefaction of a feed originally consisting of 66% petroleum asphalt and 34% coal liquid was characterized. The hydrotreatment was carried out over a Co-Mo catalyst in order to upgrade moderately and selectively the coal-derived fraction. The present process was found very effective to depolymerize rather selectively the coal-derived fraction, originally benzene insoluble, to be soluble in benzene in the dominant presence of petroleum asphalt, while 20% of the asphalt was converted to be distillable with ..cap alpha..-methylnaphthalene (the hydrotreatment solvent). Structural analyses of the fractions before and after hydrotreatment were compared to reveal what kinds of chemical reactions had taken place during hydro treatment. The major reactions of the coal derived fraction are hydrodeoxygenation and hydrodealkylation, both of which are effective for depolymerization. No significant hydrogenation on aromatic rings was observed. Hydrotreated liquid was further pyrolyzed to obtain oils and cokes of high quality. (14 refs.)

Relevance of carbon structure to formation of tar and liquid alkane during coal pyrolysis

International Nuclear Information System (INIS)

Liu, Peng; Le, Jiawei; Wang, Lanlan; Pan, Tieying; Lu, Xilan; Zhang, Dexiang

2016-01-01

Highlights: • Curve-fitting method was used to quantify the accurate contents of structural carbon. • Effect of carbon structure in coal with different rank on formation of pyrolysis tar was studied. • Numerical interrelation between carbon types in coal structure and tar yield is elaborated. • Effect of carbon structure on formation of liquid alkane during coal pyrolysis is discussed. - Abstract: The relevance of carbon structure to formation of tar and liquid alkane during coal pyrolysis were discussed extensively. The pyrolysis tests were carried out in a tube reactor at 873 K and keep 15 min. The carbon distribution in coals was investigated by solid state "1"3C nuclear magnetic resonance (N.M.R.). The curve-fitting method was used to quantify the accurate contents of structural carbon. The alkanes in coal tar were analyzed by Gas Chromatograph–Mass Spectrometer (GC–MS). The results show that oxygen-linked aromatic carbon decreases with the increasing of coal rank. The aliphatic carbon contents of Huainan (HN) coal are 44.20%, the highest among the four coals. The carbon types in coal structure have a significant influence on the formation of tar and liquid alkane. The coal tar yields are related to the aliphatic substituted aromatic carbon, CH_2/CH_3 ratio and oxygen-linked carbon in coal so that the increasing order of tar yield is Inner Mongolia lignite (IM, 6.30 wt.%) < Sinkiang coal (SK, 7.55 wt.%) < Shenmu coal (SM, 12.84 wt.%) < HN (16.29 wt.%). The highest contents of oxygen-linked aromatic carbon in IM lead to phenolic compound of 41.06% in IM-tar. The contents of alkane in SM-tar are the highest because the appropriate CH_2/CH_3 ratio and the highest aliphatic side chains on aromatic rings in SM leading to generate aliphatic hydrocarbon with medium molecular weight easily. The mechanism on formation of tar and liquid alkane plays an important role in guiding the industrialization of pyrolysis-based poly-generation producing tar with high

Coal + Biomass → Liquids + Electricity (with CCS)

Science.gov (United States)

In this presentation, Matt Aitken applies the MARKet ALlocation energy system model to evaluate the market potential for a class of technologies that convert coal and biomass to liquid fuels and electricity (CBtLE), paired with carbon capture and storage (CCS). The technology is ...

Methods for producing and upgrading liquid hydrocarbons from Alberta coal

Energy Technology Data Exchange (ETDEWEB)

1992-01-01

This publication describes a number of research projects into hydrotreating, the treatment necessary for synthetic crude oils to become suitable as feedstocks for refineries. The projects include the hydroprocessing of coal-based liquids, functional group analysis, isotopic studies of co-processing schemes, and co-processing coal and bitumen with molten halide catalysts.

The come back of liquid coal

International Nuclear Information System (INIS)

Caulier, S.

2010-01-01

The coal-to-liquid (CTL) process has made important progresses and is now perfectly mastered by the South-African company Sasol. At least 6 CTL facilities are under construction in China. Each will produce 80000 barrels/day of diesel fuel and the production is planned to start up by 2017 or 2018. The CTL process is profitable when the oil barrel price exceeds 100 US$ but it depends also of the coal price. However, the process itself is highly energy consuming and also highly polluting with strong CO 2 emissions. A solution to these drawbacks would come from the implementation of poly-generation (separate generation of energy, electricity and heat), and from the use of a combined cycle with integrated gasification. (J.S.)

Damage Effects and Fractal Characteristics of Coal Pore Structure during Liquid CO2 Injection into a Coal Bed for E-CBM

Directory of Open Access Journals (Sweden)

Li Ma

2018-05-01

Full Text Available Pore structure has a significant influence on coal-bed methane (CBM enhancement. Injecting liquid CO2 into coal seams is an effective way to increase CBM recovery. However, there has been insufficient research regarding the damage effects and fractal characteristics of pore structure at low temperature induced by injecting liquid CO2 into coal samples. Therefore, the methods of low-pressure nitrogen adsorption-desorption (LP-N2-Ad and mercury intrusion porosimetry (MIP were used to investigate the damage effects and fractal characteristics of pore structure with full aperture as the specimens were frozen by liquid CO2. The adsorption isotherms revealed that the tested coal samples belonged to type B, indicating that they contained many bottle and narrow-slit shaped pores. The average pore diameter (APD; average growth rate of 18.20%, specific surface area (SSA; average growth rate of 7.38%, and total pore volume (TPV; average growth rate of 18.26% increased after the specimens were infiltrated by liquid CO2, which indicated the generation of new pores and the transformation of original pores. Fractal dimensions D1 (average of 2.58 and D2 (average of 2.90 of treated coal samples were both larger the raw coal (D1, average of 2.55 and D2, average of 2.87, which indicated that the treated specimens had more rough pore surfaces and complex internal pore structures than the raw coal samples. The seepage capacity was increased because D4 (average of 2.91 of the treated specimens was also higher than the raw specimens (D4, average of 2.86. The grey relational coefficient between the fractal dimension and pore structure parameters demonstrated that the SSA, APD, and porosity positively influenced the fractal features of the coal samples, whereas the TPV and permeability exerted negative influences.

The determination of methane resources from liquidated coal mines

Science.gov (United States)

Trenczek, Stanisław

2017-11-01

The article refers to methane presented in hard coal seams, which may pose a serious risk to workers, as evidenced by examples of incidents, and may also be a high energy source. That second issue concerns the possibility of obtaining methane from liquidated coal mines. There is discussed the current methodology for determination of methane resources from hard coal deposits. Methods of assessing methane emissions from hard coal deposits are given, including the degree of rock mass fracture, which is affected and not affected by mining. Additional criteria for methane recovery from the methane deposit are discussed by one example (of many types) of methane power generation equipment in the context of the estimation of potential viable resources. Finally, the concept of “methane resource exploitation from coal mine” refers to the potential for exploitation of the resource and the acquisition of methane for business purposes.

Upgrading including heteroatom removal from Victorian brown coal-derived liquids

Energy Technology Data Exchange (ETDEWEB)

Larkins, F.P.; Youings, J.C.; Jackson, W.R.; Park, D. (University of Tasmania, Hobart, Tasmania (Australia))

1989-10-01

It has been shown using model compounds that the hydrodeoxygenation performance of a catalyst is severely inhibited by the presence of nitrogen-containing compounds under conditions of moderate reaction severity. For a low molecular weight coal-derived liquid commercial catalysts were effective for HDO and HDN at 400{degree}C, 10 MPa H{sub 2} for 30 min reaction time. For a coal-derived liquid high in asphaltene commercial catalysts and others prepared and tested in this study were ineffective. Alternative catalysts and hydrotreating conditions of greater severity will be required for such materials to effect acceptable heteroatom removal. 3 refs., 2 figs., 2 tabs.

Symbiotic Nuclear—Coal Systems for Production of Liquid Fuels

Science.gov (United States)

Taczanowski, S.

The notion of safety is not confined to the technological or non-proliferation aspects. It covers also the elements of energy policy: irrational reactions of societies, emotions, egoistic interests of more or less powerful pressure of economical and external political factors. One should be conscious that the country's privilege of being equipped by the Nature with rich resources of oil or gas is not solely economical, but even more a political one. Simultaneously, the gradual depletion of world hydrocarbons that draws behind irrevocable price increase has to be expected within the time scale of exploitation of power plants (now amounted to ~60 years). Therefore consequences of energy policy last much longer than the perspectives the political or economical decision makers are planning and acting within and the public is expecting successes and finally evaluating them. The world oil and gas resources are geopolitically very non-uniformly distributed, in contrast to coal and uranium. Since the level of energy self-sufficiency of the EU is highest for coal, the old idea of synfuels production from coal is recalled. Yet, in view of limits to the CO2 emissions in the EU another method has to be used here than the conventional coal liquefaction just applied in China. Simultaneously, an interesting evolution of energy prices was be observed, namely an increase in that of motor fuels in contrast to that of electricity remaining well stable. This fact suggests that the use of electricity (mainly the off-peak load), generated without emissions of CO2 for production of liquid fuels can prove reasonable. Thus, the essence of the presented idea of coal-nuclear symbiosis lies in the supply of energy in the form of H2, necessary for this process, from a nuclear reactor. Particularly, in the present option H2 is obtained by electrolytic water splitting supplying also O2 as a precious by-product in well mature and commercially available already since decades, Light Water Reactors

Thermal processing of Khoot coal and characterization of obtained solid and liquid products

Directory of Open Access Journals (Sweden)

S Batbileg

2014-12-01

Full Text Available On 21st January 2015, the abstract of this paper was replaced with the correct abstract.The coal of Khoot deposit have been investigated and determined the technical characteristics, elemental and petrographical maceral compositions. On the basis of proximate, ultimate, petrographic and IR analysis results have been confirmed that the Khoot coal is a sub-bituminous coal. The hard residue after pyrolysis have been activated by heated water steam and determined the iodine and methylene blue adsorption of initial coal and activated carbon samples from pyrolysis hard residue. The porosity structure of initial coal, activated carbon of pyrolysis hard residue and hard residue after thermolysis (thermal dissolution have been determined by SEM analysis. The liquid tar product of thermolysis of Khoot coal was investigated by FTIR, 13C and 1H NMR spectrometric analysis. The results of thermolysis of Khoot coal in tetralin with constant mass ratio between coal and tetralin (1:1.8 at 450°C show that 60.8% of liquid product can be obtained after thermolysis of the coal organic mass.DOI: http://doi.dx.org/10.5564/mjc.v15i0.326 Mongolian Journal of Chemistry 15 (41, 2014, p66-72

Methods for producing and upgrading liquid hydrocarbons from Alberta coal. [Canada - Alberta

Energy Technology Data Exchange (ETDEWEB)

1992-01-01

Production of synthetic crude oils by co-processing coal and heavy oil or bitumen has been the subject of research efforts in Alberta since 1979. This booklet describes the treatment that is necessary for these crude oils to become suitable as feedstocks for refineries as evolved in research projects. Sections are headed: hydroprocessing of coal-based liquids; functional group analysis; isotopic studies of co-processing schemes; chemistry of coal liquefaction; co-processing process development; molecular interactions between heavy oil and coal species during co-processing; combined processing of coal, heavy oil and natural gas; and coprocessing of coal and bitumen with molten halide catalysts. 33 refs., 8 figs.

Characterization and supply of coal-based fuels

Energy Technology Data Exchange (ETDEWEB)

1989-06-01

Contract objectives are as follows: Develop fuel specifications to serve combustor requirements. Select coals having appropriate compositional and quality characteristics as well as an economically attractive reserve base; Provide quality assurance for both the parent coals and the fuel forms; and deliver premium coal-based fuels to combustor developers as needed for their contract work. Progress is discussed, particulary in slurry fuel preparation and particle size distribution.

14 CFR 198.13 - Premium insurance-payment of premiums.

Science.gov (United States)

2010-01-01

... 14 Aeronautics and Space 3 2010-01-01 2010-01-01 false Premium insurance-payment of premiums. 198... (CONTINUED) WAR RISK INSURANCE AVIATION INSURANCE § 198.13 Premium insurance—payment of premiums. The insured must pay the premium for insurance issued under this part within the stated period after receipt of...

Refining and end use study of coal liquids I - pilot plant studies

Energy Technology Data Exchange (ETDEWEB)

Erwin, J.; Moulton, D.S.

1995-12-31

The Office of Fossil Energy, Pittsburgh Energy Technology Center is examining the ways in which coal liquids may best be integrated into the refinery of the 2000-2015 time frame and what performance and emission properties will prevail among the slate of fuels produced. The study consists of a Basic Program administered by Bechtel Group, Inc. to build a linear programming refinery model and provide processing and fuel properties data through subcontractors Southwest Research Institute, Amoco Oil R&D, and M.W. Kellogg Company. The model will be used in an Option 1 to devise a slate of test fuels meeting advanced specifications, which will be produced and tested for physical ASTM-type properties, engine performance, and vehicle emissions. Three coal liquids will be included: a direct liquid from bituminous coal, another from subbituminous, and a Fischer-Tropsch indirect liquefaction product. This paper reports the work to date on fractions of the first direct liquid including naphtha hydrotreating, heavy distillate hydrotreating, FCC of the heavy distillate hydrotreater products. Also reported are the first stages of work on the indirect liquefaction wax including feed preparation and FCC tests of blends with petroleum FCC feed.

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal, Annual Progress Report, October 1, 2004 through September 30, 2005

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce G

2006-03-01

Since 1998, The Pennsylvania State University (PSU) has been successfully operating the Consortium for Premium Carbon Products from Coal (CPCPC), which is a vehicle for industry-driven research on the promotion, development, and transfer of innovative technology on premium carbon produces from coal to the U.S. industry. The CPCPC is an initiative being led by PSU, its co-charter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provides the base funding for the program, with PSU responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity has continued under the present cooperative agreement, No. DE-FC26-03NT41874, which started October 1, 2003. The objective of the second agreement is to continue the successful operation of the CPCPC. The CPCPC has enjoyed tremendous success with its organizational structure, that includes PSU and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC is its industry-led council that selects proposals submitted by CPCPC members to ensure CPCPC target areas have strong industrial support. A second contract was executed with DOE NETL starting in October 2003 to continue the activities of CPCPC. An annual funding meeting was held in October 2003 and the council selected ten projects for funding. Base funding for the projects is provided by NETL with matching funds from industry. Subcontracts were let from Penn State to the subcontractors on March 1, 2004. Nine of the ten projects have been completed and the final reports for these 2004 projects are attached. An annual funding meeting was held in November 2004 and the council

Catalytic multi-stage liquefaction of coal at HTI: Bench-scale studies in coal/waste plastics coprocessing

Energy Technology Data Exchange (ETDEWEB)

Pradhan, V.R.; Lee, L.K.; Stalzer, R.H. [Hydrocarbon Technologies, Inc., Lawrenceville, NJ (United States)] [and others

1995-12-31

The development of Catalytic Multi-Stage Liquefaction (CMSL) at HTI has focused on both bituminous and sub-bituminous coals using laboratory, bench and PDU scale operations. The crude oil equivalent cost of liquid fuels from coal has been curtailed to about $30 per barrel, thus achieving over 30% reduction in the price that was evaluated for the liquefaction technologies demonstrated in the late seventies and early eighties. Contrary to the common belief, the new generation of catalytic multistage coal liquefaction process is environmentally very benign and can produce clean, premium distillates with a very low (<10ppm) heteroatoms content. The HTI Staff has been involved over the years in process development and has made significant improvements in the CMSL processing of coals. A 24 month program (extended to September 30, 1995) to study novel concepts, using a continuous bench scale Catalytic Multi-Stage unit (30kg coal/day), has been initiated since December, 1992. This program consists of ten bench-scale operations supported by Laboratory Studies, Modelling, Process Simulation and Economic Assessments. The Catalytic Multi-Stage Liquefaction is a continuation of the second generation yields using a low/high temperature approach. This paper covers work performed between October 1994- August 1995, especially results obtained from the microautoclave support activities and the bench-scale operations for runs CMSL-08 and CMSL-09, during which, coal and the plastic components for municipal solid wastes (MSW) such as high density polyethylene (HDPE)m, polypropylene (PP), polystyrene (PS), and polythylene terphthlate (PET) were coprocessed.

Coal-oil coprocessing at HTI - development and improvement of the technology

Energy Technology Data Exchange (ETDEWEB)

Stalzer, R.H.; Lee, L.K.; Hu, J.; Comolli, A. [Hydrocarbon Technologies, Inc., Lawrenceville, NJ (United States)

1995-12-31

Co-Processing refers to the combined processing of coal and petroleum-derived heavy oil feedstocks. The coal feedstocks used are those typically utilized in direct coal liquefaction: bituminous, subbituminous, and lignites. Petroleum-derived oil, is typically a petroleum residuum, containing at least 70 W% material boiling above 525{degrees}C. The combined coal and oil feedstocks are processed simultaneously with the dual objective of liquefying the coal and upgrading the petroleum-derived residuum to lower boiling (<525{degrees}C) premium products. HTI`s investigation of the Co-Processing technology has included work performed in laboratory, bench and PDU scale operations. The concept of co-processing technology is quite simple and a natural outgrowth of the work done with direct coal liquefaction. A 36 month program to evaluate new process concepts in coal-oil coprocessing at the bench-scale was begun in September 1994 and runs until September 1997. Included in this continuous bench-scale program are provisions to examine new improvements in areas such as: interstage product separation, feedstock concentrations (coal/oil), improved supported/dispersed catalysts, optimization of reactor temperature sequencing, and in-line hydrotreating. This does not preclude other ideas from DOE contracts and other sources that can lead to improved product quality and economics. This research work has led to important findings which significantly increased liquid yields, improved product quality, and improved process economics.

Update of China economy and coal market

International Nuclear Information System (INIS)

Suen, H.

2010-01-01

This presentation discussed the surge in China's coal imports. The depressed demand for coal worldwide made huge tonnages available for the Chinese to buy at the same time that there was a willingness to sell coal more cheaply to compete with the Chinese domestic supply price and a coal shortage in China resulting from mine closures and consolidations. The Chinese Government is seeking to slow economic growth to control inflation and prevent an overheated economy. The government emphasis is on energy saving and emission reduction, production cuts at high energy consuming plants, the closure of outdated steel mills, and a restriction on power production. Steel production is expected to fall in the second half of the year as a result of surpluses. China's coal imports will increase in 2010; however, the consolidation process is now completed, and the new capacity will begin to be released in the second half of the year, ending the domestic coal shortage. The increase in the domestic market is constraining price increases. Premium hard coking coal (HCC) remains tight, but normal grade coals are in surplus and facing pressure to reduce prices. China's domestic coal prices form the bottom for the world coal market. Chinese import demand will continue, but demand is expected to gradually decline and be lower in 2011 as the domestic supply becomes sufficient. Nevertheless, China will always have a tremendous demand for coal and needs to import premium HCC. China adopted a quarterly price for the first time this year. 5 tabs., 4 figs.

Evaluation of risk strategy and market efficiency in the International coal market: A case study of the Japanese coking coal market

International Nuclear Information System (INIS)

Wang, T.

1992-01-01

Market efficiency and buyers' risk strategy in the Japanese coking import market are examined. The Japanese coal market is found to be inefficient. Japanese buyers traditionally have purchased coals from the United States at a high price and, since the second half of the 1980's, have paid the highest average price to Canadian producers. Given the abundant low cost Australian coals, this purchasing pattern does not meet the cost minimization criteria for efficiency. This is explained mainly by the buyers' risk management strategy. To more accurately examine price differentiation, the complexity of coal quality is considered first. A statistical method is used to estimate comparison of supply regions and a detailed investigation on market conduct is based on quality-adjusted prices, which are assumed to represent the prices of homogeneous coals. Although various reasons are used by researchers to explain Japanese buyers power, this study finds vertical integration of the Japanese companies to be the most important factor creating that power. A detailed survey of vertical integration is made. Finally, a monetary value of the risk premium is estimated by using the partial elasticity of substitution. Total payments by Japanese coking coal buyers for risk premiums are estimated. These represent the extra dollars paid by the Japanese to US and Canadian coal producers for purchasing their coals instead of Australian coals

Integrated report on the toxicological mitigation of coal liquids by hydrotreatment and other processes. [Petroleum and coal-derived products

Energy Technology Data Exchange (ETDEWEB)

Guerin, M.R.; Griest, W.H.; Ho, C.H.; Smith, L.H.; Witschi, H.P.

1986-06-01

Research here on the toxicological properties of coal-derived liquids focuses on characterizing the refining process and refined products. Principle attention is given to the potential tumorigenicity of coal-derived fuels and to the identification of means to further reduce tumorigenicity should this be found necessary. Hydrotreatment is studied most extensively because it will be almost certainly required to produce commercial products and because it is likely to also greatly reduce tumorigenic activity relative to that of crude coal-liquid feedstocks. This report presents the results of a lifetime C3H mouse skin tumorigenicity assay of an H-Coal series of oils and considers the relationships between tumorigenicity, chemistry, and processing. Lifetime assay results are reported for an H-Coal syncrude mode light oil/heavy oil blend, a low severity hydrotreatment product, a high severity hydrotreatment product, a naphtha reformate, a heating oil, a petroleum-derived reformate, and a petroleum derived heating oil. Data are compared with those for an earlier study of an SRC-II blend and products of its hydrotreatment. Adequate data are presented to allow an independent qualitative assessment of the conclusions while statistical evaluation of the data is being completed. The report also documents the physical and chemical properties of the oils tested. 33 refs., 14 figs., 53 tabs.

Application of zeolite-based catalyst to hydrocracking of coal-derived liquids

Energy Technology Data Exchange (ETDEWEB)

Shimada, H.; Sato, T.; Yoshimura, Y.; Hinata, A.; Yoshitomi, S.; Castillo Mares, A.; Nishijima, A. (National Chemical Laboratory for Industry, Tsukuba (Japan))

1990-06-01

Y-zeolite supported catalysts were applied to the hydrocracking of coal-derived liquids. By the introduction of two-stage upgrading consisting of hydrotreating and hydrocracking, Wandoan coal-derived middle distillate was hydrocracked over Ni-Mo/Y-zeolite, producing a high gasoline fraction yield. Zeolite supported catalysts gave little hydrocracked compounds in the hydroprocessing of coal-derived heavy oils, even after hydrotreatment. The reaction inhibitors which seriously poison the active sites of zeolites were found to be small nitrogen-containing molecules. In the hydroprocessing of coal-derived heavy oils, zeolite supported catalysts were inferior to alumina supported catalysts. This is due to the high hydrocracking but low hydrogenation activity of zeolite supported catalysts. 22 refs., 5 figs., 11 tabs.

The Influence Of Mass Fraction Of Dressed Coal On Ignition Conditions Of Composite Liquid Fuel Droplet

Directory of Open Access Journals (Sweden)

Shlegel Nikita E.

2015-01-01

Full Text Available The laws of condition modification of inert heat and ignition in an oxidant flow of composite liquid fuel droplet were studied by the developed experimental setup. Investigations were for composite liquid fuel composition based on the waste of bituminous and nonbaking coal processing, appropriate carbon dust, water, used motor oil. The characteristics of boundary layer inertia heat of composite liquid fuel droplet, thermal decomposition of coal organic part, the yield of volatiles and evaporation of liquid combustion component, ignition of the gas mixture and coke residue were defined.

Extractive de-sulfurization and de-ashing of high sulfur coals by oxidation with ionic liquids

International Nuclear Information System (INIS)

Saikia, Binoy K.; Khound, Kakoli; Baruah, Bimala P.

2014-01-01

Highlights: • Extractive de-sulfurization and de-ashing process for cleaning high sulfur coals. • The process removes inorganic as well as organic sulfur components from high sulfur coals. • The process has less risk to chemists and other surroundings. - Abstract: The environmental consequences of energy production from coals are well known, and are driving the development of desulfurization technologies. In this investigation, ionic liquids were examined for extractive desulfurization and de-ashing in industrially important high sulfur sub-bituminous Indian coals. The ionic liquids, namely, 1-n-butyl-3-methylimidazolium tetrafluoroborate (IL1) and 1-n-butyl 3-methylimidazolium chloride (IL2) were employed for desulfurization of a few Indian coal samples in presence of HCOOH/H 2 O 2 and V 2 O 5 . Results show the maximum removal of 50.20% of the total sulfur, 48.00% of the organic sulfur, and 70.37 wt% of the ash in this process. The ionic liquids were recovered and subsequently used for further desulfurization. FT-IR spectra reveal the transformation of organic sulfur functionalities into the sulfoxides (S=O) and sulfones (-SO 2 ) due to the oxidative reactions. The sulfate, pyrite and sulfides (aryls) signals in the near edge X-ray absorption fine structure (NEXAFS) of the oxidized coal samples showed sulfur transformation during the desulfurization process. The study demonstrates the removal of significant amount of inorganic as well as organic sulfur (aryls) components from the original high sulfur coal samples to make them cleaner

LIQUID COAL CHARACTERISTIC ANALYSIS WITH FOURIER TRANSFORM INFRA RED (FTIR AND DIFFERENTIAL SCANNING CALORIMETER (DSC

Directory of Open Access Journals (Sweden)

ATUS BUKU

2017-02-01

Full Text Available The aim of this study is to identify the value of compounds contained in liquid coal by using Fourier Transform Infra-Red (FTIR and Differential Scanning Calorimeter (DSC. FTIR was used to analyse the components contained in liquid coal, while the DSC is done to observe the heat reaction to the environment. Based on the Fourier Transform Infra-Red (FTIR test results it is shown that the compound contained in the liquid Coal consisting of alkanes, alkenes and alkyne. These compounds are similar compounds. The alkanes, alkenes and alkynes compounds undergo complete combustion reaction with oxygen and would produce CO2 and water vapour [H2O (g]. If incomplete combustion occurs, the reaction proceeds in the form of Carbon Monoxide CO gas or solid carbon andH2O. Combustion reaction that occurs in all these three compounds also produces a number of considerable energy. And if it has higher value of Carbon then the boiling point would be higher. From the Differential Scanning Calorimetric (DSC test results obtained some of the factors that affect the reaction speed, which are the temperature, the reaction mixture composition, and pressure. Temperature has a profound influence in coal liquefaction, because if liquid coal heated with high pressure, the carbon chain would break down into smaller chains consisting of aromatic chain, hydro-aromatic, or aliphatic. This then triggers a reaction between oil formation and polymerization reactions to form solids (char.

Effect of blending ratio to the liquid product on co-pyrolysis of low rank coal and oil palm empty fruit bunch

Directory of Open Access Journals (Sweden)

Zullaikah Siti

2018-01-01

Full Text Available The utilization of Indonesia low rank coal should be maximized, since the source of Indonesia law rank coals were abundant. Pyrolysis of this coal can produce liquid product which can be utilized as fuel and chemical feedstocks. The yield of liquid product is still low due to lower of comparison H/C. Since coal is non-renewable source, an effort of coal saving and to mitigate the production of greenhouse gases, biomass such as oil palm empty fruit bunch (EFB would added as co-feeding. EFB could act as hydrogen donor in co-pyrolysis to increase liquid product. Co-pyrolysis of Indonesia low rank coal and EFB were studied in a drop tube reactor under the certain temperature (t= 500 °C and time (t= 1 h used N2 as purge gas. The effect of blending ratios of coal/EFB (100/0, 75/25, 50/50, 25/75 and 0/100%, w/w % on the yield and composition of liquid product were studied systematically. The results showed that the higher blending ratio, the yield of liquid product and gas obtained increased, while the char decreased. The highest yield of liquid product (28,62 % was obtained used blending ratio of coal/EFB = 25/75, w/w%. Tar composition obtained in this ratio is phenol, polycyclic aromatic hydrocarbons, alkanes, acids, esters.

Molecular catalytic coal liquid conversion

Energy Technology Data Exchange (ETDEWEB)

Stock, L.M.; Yang, Shiyong [Univ. of Chicago, IL (United States)

1995-12-31

This research, which is relevant to the development of new catalytic systems for the improvement of the quality of coal liquids by the addition of dihydrogen, is divided into two tasks. Task 1 centers on the activation of dihydrogen by molecular basic reagents such as hydroxide ion to convert it into a reactive adduct (OH{center_dot}H{sub 2}){sup {minus}} that can reduce organic molecules. Such species should be robust withstanding severe conditions and chemical poisons. Task 2 is focused on an entirely different approach that exploits molecular catalysts, derived from organometallic compounds that are capable of reducing monocyclic aromatic compounds under very mild conditions. Accomplishments and conclusions are discussed.

Potential for Coal-to-Liquids Conversion in the U.S.-Resource Base

International Nuclear Information System (INIS)

Croft, Gregory D.; Patzek, Tad W.

2009-01-01

By applying the multi-Hubbert curve analysis to coal production in the United States, we demonstrate that anthracite production can be modeled with a single Hubbert curve that extends to the practical end of commercial production of this highest-rank coal. The production of bituminous coal from existing mines is about 80% complete and can be carried out at the current rate for the next 20 years. The production of subbituminous coal from existing mines can be carried out at the current rate for 40-45 years. Significant new investment to extend the existing mines and build new ones would have to commence in 2009 to sustain the current rate of coal production, 1 billion tons per year, in 2029. In view of the existing data, we conclude that there is no spare coal production capacity of the size required for massive coal conversion to liquid transportation fuels. Our analysis is independent of other factors that will prevent large-scale coal liquefaction projects: the inefficiency of the process and either emissions of greenhouse gases or energy cost of sequestration

Control of spontaneous combustion of coal in goaf at high geotemperatureby injecting liquid carbon dioxide: inertand cooling characteristics of coal

Science.gov (United States)

Liu, Zhenling; Wen, Hu; Yu, Zhijin; Wang, Chao; Ma, Li

2018-02-01

The spontaneous combustion of coal in goaf at high geo temperatures is threatening safety production in coalmine. The TG-DSC is employed to study the variation of mass and energy at 4 atmospheres (mixed gases of N2, O2 and CO2) and heating rates (10°C/min) during oxidation of coal samples. The apparent activation energy and pre-exponential factor of coal oxidation decrease rapidly with increasing theCO2 concentration. Furthermore, its reaction rate is slow, its heat released reduces. Based on the conditions of 1301 face in the Longgucoalmine, a three-dimensional geometry model is developed to simulate the distributions stream field and temperature field and the variation characteristics ofCO2 concentration field after injecting liquidCO2. The results indicate that oxygen reached to depths of˜120m in goaf, 100m in the side of inlet air, and 10m in the side of outlet air before injecting liquidCO2. After injecting liquidCO2for 28.8min, the width of oxidation and heat accumulation zone is shortened by 20m, and the distance is 80m in the side of working face and 40˜60m in goafin the direction of dip affected by temperature.

The TIPS Liquidity Premium

DEFF Research Database (Denmark)

Andreasen, Martin Møller; Christensen, Jens H.E.; Simon Riddell, Simon

We introduce an arbitrage-free term structure model of nominal and real yields that accounts for liquidity risk in Treasury inflation-protected securities (TIPS). The novel feature of our model is to identify liquidity risk from individual TIPS prices by accounting for the tendency that TIPS, lik...

Prospects for production of synthetic liquid fuel from low-grade coal

Directory of Open Access Journals (Sweden)

Shevyrev Sergei

2015-01-01

Full Text Available In the paper, we compare the energy costs of steam and steam-oxygen gasification technologies for production of synthetic liquid fuel. Results of mathematic simulation and experimental studies on gasification of low-grade coal are presented.

Characterization and supply of coal based fuels. Volume 1, Final report and appendix A (Topical report)

Energy Technology Data Exchange (ETDEWEB)

1992-06-01

Studies and data applicable for fuel markets and coal resource assessments were reviewed and evaluated to provide both guidelines and specifications for premium quality coal-based fuels. The fuels supplied under this contract were provided for testing of advanced combustors being developed under Pittsburgh Energy Technology Center (PETC) sponsorship for use in the residential, commercial and light industrial (RCLI) market sectors. The requirements of the combustor development contractors were surveyed and periodically updated to satisfy the evolving needs based on design and test experience. Available coals were screened and candidate coals were selected for further detailed characterization and preparation for delivery. A team of participants was assembled to provide fuels in both coal-water fuel (CWF) and dry ultrafine coal (DUC) forms. Information about major US coal fields was correlated with market needs analysis. Coal fields with major reserves of low sulfur coal that could be potentially amenable to premium coal-based fuels specifications were identified. The fuels requirements were focused in terms of market, equipment and resource constraints. With this basis, the coals selected for developmental testing satisfy the most stringent fuel requirements and utilize available current deep-cleaning capabilities.

An Industrial-Based Consortium to Develop Premium Carbon Products from Coal, Annual Progress Report, October 1, 2005 through September 30, 2006

Energy Technology Data Exchange (ETDEWEB)

Miller, Bruce G

2006-09-29

Since 1998, The Pennsylvania State University has been successfully managing the Consortium for Premium Carbon Products from Coal (CPCPC), which is a vehicle for industry-driven research on the promotion, development, and transfer of innovative technology on premium carbon produces from coal to the U.S. industry. The CPCPC is an initiative being led by Penn State, its co-charter member West Virginia University (WVU), and the U.S. Department of Energy's (DOE) National Energy Technology Laboratory (NETL), who also provides the base funding for the program, with Penn State responsible for consortium management. CPCPC began in 1998 under DOE Cooperative Agreement No. DE-FC26-98FT40350. This agreement ended November 2004 but the CPCPC activity has continued under the present cooperative agreement, No. DE-FC26-03NT41874, which started October 1, 2003. The objective of the second agreement is to continue the successful operation of the CPCPC. The CPCPC has enjoyed tremendous success with its organizational structure, that includes Penn State and WVU as charter members, numerous industrial affiliate members, and strategic university affiliate members together with NETL, forming a vibrant and creative team for innovative research in the area of transforming coal to carbon products. The key aspect of CPCPC is its industry-led council that selects proposals submitted by CPCPC members to ensure CPCPC target areas have strong industrial support. Base funding for the selected projects is provided by NETL with matching funds from industry. At the annual funding meeting held in October 2003, ten projects were selected for funding. Subcontracts were let from Penn State to the subcontractors on March 1, 2004. Nine of the ten 2004 projects were completed during the previous annual reporting period and their final reports were submitted with the previous annual report (i.e., 10/01/04-09/30/05). The final report for the remaining project, which was submitted during this reporting

Achieving a production goal of 1 million B/D of coal liquids by 1990. [Impediments and constraints

Energy Technology Data Exchange (ETDEWEB)

Miller, Charles; LaRosa, Dr., P. J.; Coles, E. T.; Fein, H. L.; Petros, J. J.; Iyer, R. S.; Merritt, R. T.

1980-03-01

Under this contract, Bechtel analyzed the resource requirements and reviewed major obstacles to the daily production of several million barrels of synthetic coal liquids. Further, the study sought to identify the industry infrastructure needed to support the commercial readiness of the coal liquefaction process. A selected list of critical resource items and their domestic/international availability was developed and examined, and the impact of their supply on the various synthetic coal liquids programs was evaluated. The study approach was to develop representative, or generic, direct and indirect coal liquefaction conceptual designs from available technology and costs data. The generic processes were to employ technology that would be considered commercial by the mid- or late-1980s. The size of the generic construction mobilization was considered reasonable at the outset of the program. The product slate was directed toward unrefined liquid fuels rather than diesel oil or gasoline. The generic processes were to use a wide range of coals to permit siting in most coal-producing regions across the country. Because of the dearth of conceptual design data in the literature, Bechtel developed generic plant designs by using in-house design expertise. Bechtel assumed that because it is first generation technology, the indirect process will be used at the outset of the liquids program, and the direct process will be introduced two to four years later as a second generation technology. The products of either of these processes will be limited to boiler fuels and/or other liquid products which require further upgrading. Cost estimates were developed from equipment lists, as well as material and labor estimates, which enabled the determination of an order-of-magnitude cost estimate and target plant construction schedule for both processes.

A novel concept for high conversion of coal to liquids. Final report, 1 September 1988--31 August 1992

Energy Technology Data Exchange (ETDEWEB)

Wiser, W.H.; Shabtai, J.

1994-04-01

A batch microreactor was designed and fabricated as a means of investigating maximum yields of liquids obtainable in very short reaction times of the order of a few seconds, and the maximum ratios of liquids/hydrocarbon (HC) gases obtainable under those conditions. A Wyodak sub-bituminous coal, crushed and sieved to {minus}200 mesh particle size, was used in the experiments, with a temperature of 500{degrees}C and a pressure of 1500 psi. The fine coal particles were fed dry to the reactor and heated to reaction temperature in times of one to two seconds. At a time of 3 seconds at reaction temperature, in a single pass a liquid yield of 60% by weight of the coal was obtained, accompanied by a ratio of liquids/(HC) gases of 30/1. When the unreacted solids were recycled to the reactor, and the results combined with those of the first pass, a liquid yield of 82% by weight of the coal was achieved, accompanied by a ratio of liquids/HC gases of 30/1. This ratio represents only about 3 wt percent HC gases, much lower that is produced in current advanced technologies, and represents a large saving in hydrogen consumption. A simulated distillation technique was applied to the liquids. The liquid product contained 86% by weight (of the liquids) total distillables (boiling point below 538{degrees}C), including 70% by weight of low-boiling fractions in the gasoline, kerosene and gas oil range (boiling point up to 325{degrees}C). The liquid product exhibited a H/C ratio of 1.5, which is considerably higher than observed in current advanced technologies for the primary liquids. Several catalysts were investigated. Iron catalysts, specifically ferric chloride hexahydrate and ferric sulfate pentahydrate, each produced these high conversions and high ratios of liquids/HC gases.

Coal/Biomass-to-Liquids Demonstration Testing for DLA Energy: Report on Project Tests, Evaluations, and Recommendations

Science.gov (United States)

2015-08-20

Report January 2010-August 2015 Coal/ Biomass -to-Liquids Demonstration Testing for DLA Energy Report on Project Tests, Evaluations, and...produced commercially from coal and biomass mixtures while meeting the requirements of Section 526, which requires that GHG emissions from...gasification equipment, coals, and biomass used, and reports and analyzes the test results. Additionally, the team worked with DOE NETL to conduct

Policy drivers and barriers for coal-to-liquids (CtL) technologies in the United States

International Nuclear Information System (INIS)

Vallentin, Daniel

2008-01-01

Because of a growing dependence on oil imports, powerful industrial, political and societal stakeholders in the United States are trying to enhance national energy security through the conversion of domestic coal into synthetic hydrocarbon liquid fuels-so-called coal-to-liquids (CtL) processes. However, because of the technology's high costs and carbon intensity, its market deployment is strongly affected by the US energy, technology and climate policy setting. This paper analyses and discusses policy drivers and barriers for CtL technologies in the United States and reaches the conclusion that an increasing awareness of global warming among US policy-makers raises the requirements for the technology's environmental performance and, thus, limits its potential to regional niche markets in coal-producing states or strategic markets, such as the military, with specific security and fuel requirements

Coal into the 21st century

International Nuclear Information System (INIS)

Beecy, D.J.

1991-01-01

The Plenary lecture to the conference addresses coal technologies with improved environmental performance to serve 21st century needs. The US DoE recognises the need for 'premium' processes for all stages of the fuel cycle. This has led to a research focus on fundamental science and technology

Greenhouse gas implications of using coal for transportation: Life cycle assessment of coal-to-liquids, plug-in hybrids, and hydrogen pathways

International Nuclear Information System (INIS)

Jaramillo, Paulina; Samaras, Constantine; Wakeley, Heather; Meisterling, Kyle

2009-01-01

Using coal to produce transportation fuels could improve the energy security of the United States by replacing some of the demand for imported petroleum. Because of concerns regarding climate change and the high greenhouse gas (GHG) emissions associated with conventional coal use, policies to encourage pathways that utilize coal for transportation should seek to reduce GHGs compared to petroleum fuels. This paper compares the GHG emissions of coal-to-liquid (CTL) fuels to the emissions of plug-in hybrid electric vehicles (PHEV) powered with coal-based electricity, and to the emissions of a fuel cell vehicle (FCV) that uses coal-based hydrogen. A life cycle approach is used to account for fuel cycle and use-phase emissions, as well as vehicle cycle and battery manufacturing emissions. This analysis allows policymakers to better identify benefits or disadvantages of an energy future that includes coal as a transportation fuel. We find that PHEVs could reduce vehicle life cycle GHG emissions by up to about one-half when coal with carbon capture and sequestration is used to generate the electricity used by the vehicles. On the other hand, CTL fuels and coal-based hydrogen would likely lead to significantly increased emissions compared to PHEVs and conventional vehicles using petroleum-based fuels.

Report of National Research Institute for Pollution and Resources for fiscal 1979. Research on conversion of coal to petroleum, research on coal liquefaction, high pressure liquid phase hydrogenation of coal by continuous test equipment, and manufacture of coal chemicals; 1979 nendo sekitan no yuka no kenkyu / sekitan no ekika no kenkyu / renzoku shiken sochi ni yoru sekitan no koatsu ekiso suisoka bunkai / coal chemicals no seizo

Energy Technology Data Exchange (ETDEWEB)

NONE

1980-07-01

Research was conducted on conversion of coal to petroleum for the purpose of securing substitute liquid fuel. Recovery of hydrogen from the waste gas from the conversion process was explained, as were the conversion results from various coals produced in Japan. In coal liquefaction researches with the aim of manufacturing artificial petroleum, a report was made on each of the researches, i.e., the experiment results of coal liquefaction using various catalysts, manufacture of hydrogen by water gas reaction, catalytic action against coal paste, action of mixed oil and pressure against coal paste, result of hydrogen adding test for coal paste using an intermediate scale device, test result of secondary hydrogen addition for coal liquefied oil, and the test result of continuous secondary hydrogen addition for the liquefied oil. In the manufacture of fuel oil by hydro-cracking of coal or tar, a report was made on high pressure liquid phase hydrogenation of coal using a continuous testing device. Aromatic chemicals useful as chemical materials are supposed to be obtained by cutting inter-polymerized-unit bonding to make low molecules from the chemical structure of coal, removing surrounding radicals and simplifying it. A report was also made on the experiment of manufacturing coal chemicals by combination of high pressure liquid phase hydrogenation and hydro-dealkylation. (NEDO)

Producing Liquid Fuels from Coal: Prospects and Policy Issues

Science.gov (United States)

2008-01-01

fraction of the weight of a plant. Most of the material in plants is cellulose , hemicellulose, or lignin . None of these substances is amenable to the...conventional fuel involved in producing the biomass. This is especially the case for non-food-crop biomass, such as corn stover, switchgrass, prairie...conversion of cellulosic materials, starches, or sugars to alcohols. Coal-to-Liquids Technologies 39 Unfortunately, annual variations in weather

Decreasing Relative Risk Premium

DEFF Research Database (Denmark)

Hansen, Frank

relative risk premium in the small implies decreasing relative risk premium in the large, and decreasing relative risk premium everywhere implies risk aversion. We finally show that preferences with decreasing relative risk premium may be equivalently expressed in terms of certain preferences on risky......We consider the risk premium demanded by a decision maker with wealth x in order to be indifferent between obtaining a new level of wealth y1 with certainty, or to participate in a lottery which either results in unchanged present wealth or a level of wealth y2 > y1. We define the relative risk...... premium as the quotient between the risk premium and the increase in wealth y1–x which the decision maker puts on the line by choosing the lottery in place of receiving y1 with certainty. We study preferences such that the relative risk premium is a decreasing function of present wealth, and we determine...

Formation and retention of methane in coal

Energy Technology Data Exchange (ETDEWEB)

Hucka, V.J.; Bodily, D.M.; Huang, H.

1992-05-15

The formation and retention of methane in coalbeds was studied for ten Utah coal samples, one Colorado coal sample and eight coal samples from the Argonne Premium Coal Sample Bank.Methane gas content of the Utah and Colorado coals varied from zero to 9 cm{sup 3}/g. The Utah coals were all high volatile bituminous coals. The Colorado coal was a gassy medium volatile bituminous coal. The Argonne coals cover a range or rank from lignite to low volatile bituminous coal and were used to determine the effect of rank in laboratory studies. The methane content of six selected Utah coal seams and the Colorado coal seam was measured in situ using a special sample collection device and a bubble desorbometer. Coal samples were collected at each measurement site for laboratory analysis. The cleat and joint system was evaluated for the coal and surrounding rocks and geological conditions were noted. Permeability measurements were performed on selected samples and all samples were analyzed for proximate and ultimate analysis, petrographic analysis, {sup 13}C NMR dipolar-dephasing spectroscopy, and density analysis. The observed methane adsorption behavior was correlated with the chemical structure and physical properties of the coals.

Downside Variance Risk Premium

OpenAIRE

Feunou, Bruno; Jahan-Parvar, Mohammad; Okou, Cedric

2015-01-01

We propose a new decomposition of the variance risk premium in terms of upside and downside variance risk premia. The difference between upside and downside variance risk premia is a measure of skewness risk premium. We establish that the downside variance risk premium is the main component of the variance risk premium, and that the skewness risk premium is a priced factor with significant prediction power for aggregate excess returns. Our empirical investigation highlights the positive and s...

COAL DERIVED MATRIX PITCHES FOR CARBON-CARBON COMPOSITE MANUFACTURE/PRODUCTION OF FIBERS AND COMPOSITES FROM COAL-BASED PRECURSORS

Energy Technology Data Exchange (ETDEWEB)

Peter G. Stansberry; John W. Zondlo

2001-07-01

The Consortium for premium Carbon Products from Coal, with funding from the US Department of Energy, National Energy Technology Laboratory continue with the development of innovative technologies that will allow coal or coal-derived feedstocks to be used in the production of value-added carbon materials. In addition to supporting eleven independent projects during budget period 3, three meetings were held at two separate locations for the membership. The first was held at Nemacolin Woodlands Resort on May 15-16, 2000. This was followed by two meetings at Penn State, a tutorial on August 11, 2000 and a technical progress meeting on October 26-27.

Future developments and technological and economic assessment of methods for producing synthetic liquid fuel from coal

Energy Technology Data Exchange (ETDEWEB)

Shlikhter, E B; Khor' kov, A V; Zhorov, Yu M

1980-11-01

Promising methods for obtaining synthetic liquid fuel from coal are surveyed and described: thermal dissolution of coal by means of a hydrogen donor solution: hydrogenation; gasification with subsequent synthesis and pyrolysis. A technological and economic assessment of the above processes is given. Emphasis is placed on methods employing catalytic conversion of methanol into hydrocarbon fuels. On the basis of thermodynamic calculations of the process for obtaining high-calorific liquid fuel from methanol the possibility of obtaining diesel fractions as well as gasoline is demonstrated. (12 refs.) (In Russian)

[Characterization and supply of coal based fuels]. Quarterly technical report, February 1, 1988--April 30, 1988

Energy Technology Data Exchange (ETDEWEB)

1988-12-31

Contract objectives are as follows: Develop fuel specifications to serve combustor requirements; Select coals having appropriate compositional and quality characteristics as well as an economically attractive reserve base; Provide quality assurance for both the parent coals and the fuel forms; and deliver premium coal-based fuels to combustor developers as needed for their contract work. Progress is described.

Hydrothermal pretreatment of coal. Quarterly report No. 1, September 21--December 15, 1989

Energy Technology Data Exchange (ETDEWEB)

Ross, D.S.

1989-12-21

We have examined changes in Argonne Premium samples of Wyodak coal following 30 min treatment in liquid water at autogenous pressures at 150{degrees}, 250{degrees}, and 350{degrees}C. In most runs the coal was initially dried at 60{degrees}C/1 torr/20 hr. The changes were monitored by pyrolysis field ionization mass spectrometry (py-FIMS) operating at 2.5{degrees}C/min from ambient to 500{degrees}C. We recorded the volatility patterns of the coal tars evolved over that temperature range, and in all cases the tar yields were 25%--30% of the starting coal on mass basis. There was essentially no change after the 150{degrees}C treatment. Small increases in volatility were seen following the 250{degrees}C treatment, but major effects were seen in the 350{degrees} work. The tar quantity remained unchanged; however, the volatility increased so the temperature of half volatility for the as-received coal of 400{degrees}C was reduced to 340{degrees}C. Control runs with no water showed some thermal effect, but the net effect from the presence of liquid water was clearly evident. The composition was unchanged after the 150{degrees} and 250{degrees}C treatments, but the 350{degrees} treatment brought about a 30% loss of oxygen. The change corresponded to loss of the elements of water, although loss of ``OH`` seemed to fit the analysis data somewhat better. The water loss takes place both in the presence and in the absence of added water, but it is noteworthy that the loss in the hydrothermal runs occurs at p(H{sub 2}O) = 160 atm. We conclude that the process must involve the dehydration solely of chemically bound elements of water, the dehydration of catechol is a specific, likely candidate.

Modeling and techno-economic analysis of shale-to-liquid and coal-to-liquid fuels processes

International Nuclear Information System (INIS)

Zhou, Huairong; Yang, Siyu; Xiao, Honghua; Yang, Qingchun; Qian, Yu; Gao, Li

2016-01-01

To alleviate the conflict between oil supply and demand, Chinese government has accelerated exploration and exploitation of alternative oil productions. STL (Shale-to-liquid) processes and CTL (coal-to-liquid) processes are promising choices to supply oil. However, few analyses have been made on their energy efficiency and economic performance. This paper conducts a detailed analysis of a STL process and a CTL process based on mathematical modeling and simulation. Analysis shows that low efficiency of the STL process is due to low oil yield of the Fushun-type retorting technology. For the CTL process, the utility system provides near to 34% energy consumption of the total. This is because that CTL technologies are in early development and no heat integration between units is implemented. Economic analysis reveals that the total capital investment of the CTL process is higher than that of the STL process. The production cost of the CTL process is right on the same level as that of the STL process. For better techno-economic performance, it is suggested to develop a new retorting technology of high oil yield for the STL process. The remaining retorting gas should be converted to hydrogen and then used for shale oil hydrogenation. For the CTL process, developing an appropriate heat network is an efficient way to apply heat integration. In addition, the CTL process is intended to be integrated with hydrogen rich gas to adjust H_2/CO for better resource utilization. - Highlights: • Aspen Plus software is used for modeling and simulation of a shale-to-liquid (STL) and a coal-to-liquid (CTL) processes. • Techno-economic analysis of STL and CTL processes is conducted. • Suggestions are given for improving energy efficiency and economic performance of STL and CTL processes.

24 CFR 232.805 - Insurance premiums.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insurance premiums. 232.805 Section... FACILITIES Contract Rights and Obligations Premiums § 232.805 Insurance premiums. (a) First premium. The... insurance premium equal to one percent of the original face amount of the note. (b) Second premium. The...

Cyclone reburn using coal-water fuel: Pilot-scale development and testing

Energy Technology Data Exchange (ETDEWEB)

Eckhart, C.F.; DeVault, R.F.

1991-10-01

There is an ongoing effort to develop retrofit technologies capable of converting oil- and/or gas-fired boilers to coal combustion. The objective of this project is to demonstrate the technical feasibility of an improved portion of a previously developed retrofit system designed for the purpose of converting oil/gas boilers. This improvement would almost entirely eliminate the use of premium fuels, thereby significantly increasing the economical attractiveness of the system. Specifically, the goals in this program were to replace natural gas as a reburning fuel with coal-water fuel (CWF). The advantages of such a system include: (1) increased return on investment (ROI) for conversions; (2) nearly complete elimination of premium oil or gas fuel; (3) a more integrated approach to the conversion of oil- or gas-designed boilers to CWF.

Characterization and supply of coal-based fuels. Quarterly report, February 1, 1989--April 30, 1989

Energy Technology Data Exchange (ETDEWEB)

1989-06-01

Contract objectives are as follows: Develop fuel specifications to serve combustor requirements. Select coals having appropriate compositional and quality characteristics as well as an economically attractive reserve base; Provide quality assurance for both the parent coals and the fuel forms; and deliver premium coal-based fuels to combustor developers as needed for their contract work. Progress is discussed, particulary in slurry fuel preparation and particle size distribution.

Cleaning and dewatering fine coal

Science.gov (United States)

Yoon, Roe-Hoan; Eraydin, Mert K.; Freeland, Chad

2017-10-17

Fine coal is cleaned of its mineral matter impurities and dewatered by mixing the aqueous slurry containing both with a hydrophobic liquid, subjecting the mixture to a phase separation. The resulting hydrophobic liquid phase contains coal particles free of surface moisture and droplets of water stabilized by coal particles, while the aqueous phase contains the mineral matter. By separating the entrained water droplets from the coal particles mechanically, a clean coal product of substantially reduced mineral matter and moisture contents is obtained. The spent hydrophobic liquid is separated from the clean coal product and recycled. The process can also be used to separate one type of hydrophilic particles from another by selectively hydrophobizing one.

Small-Scale Coal-Biomass to Liquids Production Using Highly Selective Fischer-Tropsch Synthesis

Energy Technology Data Exchange (ETDEWEB)

Gangwal, Santosh K. [Southern Research Institute, Durham, NC (United States); McCabe, Kevin [Southern Research Institute, Durham, NC (United States)

2015-04-30

The research project advanced coal-to-liquids (CTL) and coal-biomass to liquids (CBTL) processes by testing and validating Chevron’s highly selective and active cobalt-zeolite hybrid Fischer-Tropsch (FT) catalyst to convert gasifier syngas predominantly to gasoline, jet fuel and diesel range hydrocarbon liquids, thereby eliminating expensive wax upgrading operations The National Carbon Capture Center (NCCC) operated by Southern Company (SC) at Wilsonville, Alabama served as the host site for the gasifier slip-stream testing/demonstration. Southern Research designed, installed and commissioned a bench scale skid mounted FT reactor system (SR-CBTL test rig) that was fully integrated with a slip stream from SC/NCCC’s transport integrated gasifier (TRIG^TM). The test-rig was designed to receive up to 5 lb/h raw syngas augmented with bottled syngas to adjust the H₂/CO molar ratio to 2, clean it to cobalt FT catalyst specifications, and produce liquid FT products at the design capacity of 2 to 4 L/day. It employed a 2-inch diameter boiling water jacketed fixed-bed heat-exchange FT reactor incorporating Chevron’s catalyst in Intramicron’s high thermal conductivity micro-fibrous entrapped catalyst (MFEC) packing to efficiently remove heat produced by the highly exothermic FT reaction.

Calculating analysis of firing different composition artificial coal liquid fuels (ACLF) in the cyclone primary furnace

Energy Technology Data Exchange (ETDEWEB)

Tsepenok, A. [Novosibirsk State Technological Univ. (Russian Federation); Joint Stock company ' ' ZiO-COTES' ' , Novosibirsk (Russian Federation); Ovchinnikov, Yu. [Novosibirsk State Technological Univ. (Russian Federation); Serant, F. [Joint Stock company ' ' ZiO-COTES' ' , Novosibirsk (Russian Federation)

2013-07-01

This chapter describes the preparation technologies, results of computer simulation of combustion processes in a cyclone primary furnace during firing of artificial coal liquid fuels prepared from different coal grades and results of live testing. As a result the values of unburned carbon, NO{sub x} emissions and other concentrations in the outlet section primary furnace were estimated.

24 CFR 241.805 - Insurance premiums.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insurance premiums. 241.805 Section... Without a HUD-Insured or HUD-Held Mortgage Premiums § 241.805 Insurance premiums. (a) First premium. The... insurance premium equal to one percent of the original face amount of the note. (b) Second premium. The...

Premium Auctions and Risk Preferences

NARCIS (Netherlands)

Hu, A.; Offerman, T.J.S.; Zou, L.

2010-01-01

In a premium auction, the seller offers some "pay back", called premium, to the highest bidders. This paper investigates how the performance of such premium tactic is related to the participant's risk preferences. By developing an English premium auction model with symmetric interdependent values,

Feasibilities of a Coal-Biomass to Liquids Plant in Southern West Virginia

Energy Technology Data Exchange (ETDEWEB)

Bhattacharyya, Debangsu [West Virginia Univ., Morgantown, WV (United States); DVallance, David [West Virginia Univ., Morgantown, WV (United States); Henthorn, Greg [West Virginia Univ., Morgantown, WV (United States); Grushecky, Shawn [West Virginia Univ., Morgantown, WV (United States)

2016-09-30

This project has generated comprehensive and realistic results of feasibilities for a coal-biomass to liquids (CBTL) plant in southern West Virginia; and evaluated the sensitivity of the analyses to various anticipated scenarios and parametric uncertainties. Specifically the project has addressed economic feasibility, technical feasibility, market feasibility, and financial feasibility. In the economic feasibility study, a multi-objective siting model was developed and was then used to identify and rank the suitable facility sites. Spatial models were also developed to assess the biomass and coal feedstock availabilities and economics. Environmental impact analysis was conducted mainly to assess life cycle analysis and greenhouse gas emission. Uncertainty and sensitivity analysis were also investigated in this study. Sensitivity analyses on required selling price (RSP) and greenhouse gas (GHG) emissions of CBTL fuels were conducted according to feedstock availability and price, biomass to coal mix ratio, conversion rate, internal rate of return (IRR), capital cost, operational and maintenance cost. The study of siting and capacity showed that feedstock mixed ratio limited the CBTL production. The price of coal had a more dominant effect on RSP than that of biomass. Different mix ratios in the feedstock and conversion rates led to RSP ranging from $104.3 - $157.9/bbl. LCA results indicated that GHG emissions ranged from 80.62 kg CO₂ eq to 101.46 kg CO2 eq/1,000 MJ of liquid fuel at various biomass to coal mix ratios and conversion rates if carbon capture and storage (CCS) was applied. Most of water and fossil energy were consumed in conversion process. Compared to petroleum-derived-liquid fuels, the reduction in GHG emissions could be between -2.7% and 16.2% with CBTL substitution. As for the technical study, three approaches of coal and biomass to liquids, direct, indirect and hybrid, were considered in the analysis. The process models including

Role of the Liquids From Coal process in the world energy picture

Energy Technology Data Exchange (ETDEWEB)

Frederick, J.P.; Knottnerus, B.A. [ENCOAL Corp., Gillette, WY (United States)

1997-12-31

ENCOAL Corporation, a wholly owned indirect subsidiary of Zeigler Coal Holding Company, has essentially completed the demonstration phase of a 1,000 Tons per day (TPD) Liquids From Coal (LFC{trademark}) plant near Gillette, Wyoming. The plant has been in operation for 4{1/2} years and has delivered 15 unit trains of Process Derived Fuel (PDF{trademark}), the low-sulfur, high-Btu solid product to five major utilities. Recent test burns have indicated the PDF{trademark} can offer the following benefits to utility customers: lower sulfur emissions, lower NO{sub x} emissions, lower utilized fuel costs to power plants, and long term stable fuel supply. More than three million gallons of Coal Derived Liquid (CDL{trademark}) have also been delivered to seven industrial fuel users and one steel mill blast furnace. Additionally, laboratory characteristics of CDL{trademark} and process development efforts have indicated that CDL{trademark} can be readily upgraded into higher value chemical feedstocks and transportation fuels. Commercialization of the LFC{trademark} is also progressing. Permit work for a large scale commercial ENCOAL{reg_sign} plant in Wyoming is now underway and domestic and international commercialization activity is in progress by TEK-KOL, a general partnership between SGI International and a Zeigler subsidiary. This paper covers the historical background of the project, describes the LFC{trademark} process and describes the worldwide outlook for commercialization.

Study on supported binary sulfide catalysts for secondary hydrogenation of coal-derived liquids; Sekitan ekikayu niji suisoka shokubai no kenkyu

Energy Technology Data Exchange (ETDEWEB)

Shimada, H.; Matsubayashi, N.; Sato, T.; Imamura, M.; Yoshimura, Y.; Nishijima, A. [National Institute of Materials and Chemical Research, Tsukuba (Japan)

1995-07-28

To utilize the high performance of supported catalysts in coal liquefaction processes, one of the promising ways is to apply hydroprocessing sulfide catalysts to the secondary hydrogenation of coal-derived liquids which have undergone the solid separation unit. However, when the product yield from the first-stage liquefaction is maximized, the feed stocks in the secondary hydrogenation contain large amounts of residual fractions with preasphaltenes and metallic components. In this case, the development of a long-life catalyst is essential to establish the two-stage process as a practical one. From this viewpoint, the authors have investigated the deactivation causes of supported Ni-Mo sulfide catalysts through the analysis of the used catalysts in the secondary hydrogenation of coal-derived liquids for long periods. The major cause of the catalyst deactivation has been found to be metallic and carbonaceous deposition on the catalyst, which results thin layer which covers the catalyst particles. The catalysts located at the reactor inlet are more rapidly deactivated than those at the rector exit because of larger amounts of metallic foul ants and the above described shell-like layer. Hydrocracking active sites are much heavily deactivated compared with hydrogenation active sites. It is inferred that the basic or polar compounds contained in coal liquids are permanency adsorbed on the hydrocracking active sites. Spectroscopic analysis of the used catalysts clarified the destruction of the active phase of the binary sulfides, through the segregation and crystal growth. The structural changes of the catalysts are very likely caused by heteroatom compounds in the preasphaltenes. Thus, the primary cause of the catalyst deactivation is the preasphaltenes in the coal liquids. Hydroaromatic compounds in the coal liquids suppress the change of the deposited carbonaceous materials into inert coke which permanently deactivate the catalyst.

Variable-Rate Premiums

Data.gov (United States)

Pension Benefit Guaranty Corporation — These interest rates are used to value vested benefits for variable rate premium purposes as described in PBGC's regulation on Premium Rates (29 CFR Part 4006) and...

Formation and retention of methane in coal. Final report

Energy Technology Data Exchange (ETDEWEB)

Hucka, V.J.; Bodily, D.M.; Huang, H.

1992-05-15

The formation and retention of methane in coalbeds was studied for ten Utah coal samples, one Colorado coal sample and eight coal samples from the Argonne Premium Coal Sample Bank.Methane gas content of the Utah and Colorado coals varied from zero to 9 cm{sup 3}/g. The Utah coals were all high volatile bituminous coals. The Colorado coal was a gassy medium volatile bituminous coal. The Argonne coals cover a range or rank from lignite to low volatile bituminous coal and were used to determine the effect of rank in laboratory studies. The methane content of six selected Utah coal seams and the Colorado coal seam was measured in situ using a special sample collection device and a bubble desorbometer. Coal samples were collected at each measurement site for laboratory analysis. The cleat and joint system was evaluated for the coal and surrounding rocks and geological conditions were noted. Permeability measurements were performed on selected samples and all samples were analyzed for proximate and ultimate analysis, petrographic analysis, {sup 13}C NMR dipolar-dephasing spectroscopy, and density analysis. The observed methane adsorption behavior was correlated with the chemical structure and physical properties of the coals.

U.S. coal outlook in Asia

International Nuclear Information System (INIS)

Johnson, C.J.

1997-02-01

Coal exports from the US to Asia are declining over time as a result of (1) increased competition from coal suppliers within the Asia-Pacific region, (2) changing steel making technologies, (3) decreased emphasis on security of coal supplies, and (4) deregulation of the energy industry--particularly electric utilities. There are no major changes on the horizon that are likely to alter the role of the US as a modest coal supplier to the Asia-Pacific region. The downward trend in US coal exports to Asia is expected to continue over the 1997--2010 period. But economic and policy changes underway in Asia are likely to result in periodic coal shortages, lasting a few months to a year, and short term increased export opportunities for US coal. US coal exports to Asia are projected to fluctuate within the following ranges over the 2000--2010 period: 10--17 million tons in total exports, 6--12 million tons in thermal coal exports, and 4--9 million tons in coking coal exports. The most important role for US coal, from the perspective of Asian coal importing countries, is to ensure a major alternative source of coal supplies that can be turned to in the event of unforeseen disruptions in coal supplies from the Asia-Pacific region or South Africa. However, the willingness of consumers to pay a premium to ensure US export capacity is declining, with increased emphasis on obtaining the lowest cost coal supplies

Promotion of European coal to liquids R&D activities

Energy Technology Data Exchange (ETDEWEB)

NONE

2009-06-15

The IEA Clean Coal Centre, with its partners Fuel Consult GmbH (Germany), Glowny Instytut Gornictwa (Poland), Tallinn University of Technology (Estonia) and Stredisko Pro Efektivni Vyuzivani Energie O.P.S. (Czech Republic) is undertaking a promotion and dissemination project. This is supported with a financial grant from the Research Programme of the Research Fund for Coal and Steel under contract number RFC2-CT-2008-00006. The aim is to undertake an overall assessment of the competitiveness and environmental performance of coal to liquids technology from a European perspective. The major deliverable is this report, which comprises a review of CTL activities, worldwide and a consideration of possible future CTL R, D & D needs for Europe, building both on the global state of the art arising from work undertaken previously and the current worldwide activities including the planned and ongoing demonstration programmes in the USA and China respectively. This is complemented with comment on the capabilities and expertise in EU universities as well as EU industry should there be a need to implement larger-scale development and demonstration programmes and ultimately to build large CTL plant. Finally the benefits of seeking international cooperation on CTL R, D & D with stakeholders outside of Europe rather than limiting activities to EU member states is discussed. The information is being promoted and disseminated to all European stakeholders, in particular to those major coal- and oil shale-using member states, Poland, the Czech Republic and Estonia, in which there is significant potential for an uptake of CTL technology and where industry is now starting to reconsider the development of CTL processes.

Cyclone reburn using coal-water fuel: Pilot-scale development and testing. Final report

Energy Technology Data Exchange (ETDEWEB)

Eckhart, C.F.; DeVault, R.F.

1991-10-01

There is an ongoing effort to develop retrofit technologies capable of converting oil- and/or gas-fired boilers to coal combustion. The objective of this project is to demonstrate the technical feasibility of an improved portion of a previously developed retrofit system designed for the purpose of converting oil/gas boilers. This improvement would almost entirely eliminate the use of premium fuels, thereby significantly increasing the economical attractiveness of the system. Specifically, the goals in this program were to replace natural gas as a reburning fuel with coal-water fuel (CWF). The advantages of such a system include: (1) increased return on investment (ROI) for conversions; (2) nearly complete elimination of premium oil or gas fuel; (3) a more integrated approach to the conversion of oil- or gas-designed boilers to CWF.

42 CFR 403.254 - Calculation of premiums.

Science.gov (United States)

2010-10-01

... rate credits. (4) Unearned premium reserve means the portion of gross premiums due that provide for...) Written premiums for the period; plus— (ii) The total premium reserve at the beginning of the period; less— (iii) The total premium reserve at the end of the period. (2) Written premiums in a period means— (i...

Potential for Coal-to-Liquids Conversion in the United States-Fischer-Tropsch Synthesis

International Nuclear Information System (INIS)

Patzek, Tad W.; Croft, Gregory D.

2009-01-01

The United States has the world's largest coal reserves and Montana the highest potential for mega-mine development. Consequently, a large-scale effort to convert coal to liquids (CTL) has been proposed to create a major source of domestic transportation fuels from coal, and some prominent Montanans want to be at the center of that effort. We calculate that the energy efficiency of the best existing Fischer-Tropsch (FT) process applied to average coal in Montana is less than 1/2 of the corresponding efficiency of an average crude oil refining process. The resulting CO 2 emissions are 20 times (2000%) higher for CTL than for conventional petroleum products. One barrel of the FT fuel requires roughly 800 kg of coal and 800 kg of water. The minimum energy cost of subsurface CO 2 sequestration would be at least 40% of the FT fuel energy, essentially halving energy efficiency of the process. We argue therefore that CTL conversion is not the most valuable use for the coal, nor will it ever be, as long as it is economical to use natural gas for electric power generation. This finding results from the low efficiency inherent in FT synthesis, and is independent of the monumental FT plant construction costs, mine construction costs, acute lack of water, and the associated environmental impacts for Montana

Technogenic effect of liquidation of coal mines on earth’s entrails: hydrogeochemical aspect

Science.gov (United States)

Tarasenko, I. A.; Zinkov, A. V.; Chudaev, O. V.; Vetoshkina, A. V.; Holodilov, I. I.

2017-10-01

The authors of the paper have established the geochemical features of the composition of underground waters and regularities of their formation in the areas of the liquidated coal mines of Russia and Ukraine. It is shown that the mine flood resulted in the formation of technogenic waters which geochemical specificity originates in the feeding field and is transformed in the direction of the filtration flow. It depends on the geological structure of sedimentary basins and the presence in the coal and supra-coal beds of the marine, salt-bearing and freshwater groups of geological formations. The water types are distinguished characterizing the conditions and processes of their formation that may be the regional markers in the hydrochemical and geological constructions. The technogenic waters influenced the safety of the underground waters, sources of water supply of the regions, and surface water channels. The pollutions are of local character in space.

28 CFR 345.52 - Premium pay.

Science.gov (United States)

2010-07-01

... 28 Judicial Administration 2 2010-07-01 2010-07-01 false Premium pay. 345.52 Section 345.52... (FPI) INMATE WORK PROGRAMS Inmate Pay and Benefits § 345.52 Premium pay. Payment of premium pay to... inmates at a location. (a) Eligibility. Inmates in first grade pay status may be considered for premium...

34 CFR 682.505 - Insurance premium.

Science.gov (United States)

2010-07-01

... 34 Education 3 2010-07-01 2010-07-01 false Insurance premium. 682.505 Section 682.505 Education... § 682.505 Insurance premium. (a) General. The Secretary charges the lender an insurance premium for each Federal GSL Program loan that is guaranteed, except that no insurance premium is charged on a Federal...

RISK PREMIUM IN MOTOR VEHICLE INSURANCE

Directory of Open Access Journals (Sweden)

BANU ÖZGÜREL

2013-06-01

Full Text Available The pure premium or risk premium is the premium that would exactly meet the expected cost of the risk covered ignoring management expenses, commissions, contingency loading, etc. Claim frequency rate and mean claim size are required for estimation in calculating risk premiums. In this study, we discussed to estimate claim frequency rate and mean claim size with several methods and calculated risk premiums. Data, which supported our study, is provided by insurance company involving with motor vehicle insurance.

Liquidity constraints, risk premia, and themacroeconomic effects of liquidity shocks

OpenAIRE

Jaccard, Ivan

2013-01-01

We study the transmission of liquidity shocks in a dynamic general equilibrium model where firms and households are subject to liquidity risk. The provision of liquidity services is undertaken by financial intermediaries that allocate the stock of liquid asset between the different sectors of the economy. We find that the macroeconomic effects of liquidity shocks are considerably larger in the model economy that generates a realistic equity premium. Liquidity constraints amplify business cycl...

Multiple-heteroatom-containing sulfur compounds in a high sulfur coal

International Nuclear Information System (INIS)

Winans, R.E.; Neill, P.H.

1990-01-01

Flash vacuum pyrolysis of a high sulfur coal has been combined with high resolution mass spectrometry yielding information on aromatic sulfur compounds containing an additional heteroatom. Sulfur emission from coal utilization is a critical problem and in order to devise efficient methods for removing organic sulfur, it is important to know what types of molecules contain sulfur. A high sulfur Illinois No. 6 bituminous coal (Argonne Premium Coal Sample No. 3) was pyrolyzed on a platinum grid using a quartz probe inserted into a modified all glass heated inlet system and the products characterized by high resolution mass spectrometry (HRMS). A significant number of products were observed which contained both sulfur and an additional heteroatom. In some cases two additional heteroatoms were observed. These results are compared to those found in coal extracts and liquefaction products

Coal preparation and coal cleaning in the dry process; Kanshiki sentaku to coal cleaning

Energy Technology Data Exchange (ETDEWEB)

Tanaka, Z; Morikawa, M; Fujii, Y [Okayama University, Okayama (Japan). Faculty of Engineering

1996-09-01

Because the wet process has a problem such as waste water treatment, coal cleaning in the dry process was discussed. When a fluidized bed (using glass beads and calcium carbonate) is utilized instead of the heavy liquid, the fluidized bed will have apparent density as the liquid does, whereas the relative relationship therewith determines whether a substance having been put into the fluidized bed will float or sink. This is utilized for coals. In addition, two powder constituents of A and B may be wanted to be separated using the fluidized extraction process (similar to the liquid-liquid extraction process). In such a case, a fluidized bed in which both constituents are mixed is added with a third constituent C (which will not mix with A, but mix well with B), where the constituents are separated into A and (B + C), and the (B + C) constituent is separated further by using a sieve. If coal has the coal content mixed with ash content and pulverized, it turns into particle groups which have distributions in grain size and density. Groups having higher density may contain more ash, and those having lower density less ash. In addition, the ash content depends also on the grain size. The ash content may be classified by using simultaneously wind classification (for density and grain size) and a sieve (for grain size). This inference may be expanded to consideration of constructing a multi-stage fluidized bed classification tower. 12 figs., 5 tabs.

Fractional distillation as a strategy for reducing the genotoxic potential of SRC-II coal liquids: a status report

Energy Technology Data Exchange (ETDEWEB)

Pelroy, R.A.; Wilson, B.W.

1981-09-01

This report presents results of studies on the effects of fractional distillation on the genotoxic potential of Solvent Refined Coal (SRC-II) liquids. SRC-II source materials and distilled liquids were provided by Pittsburg and Midway Coal Mining Co. Fractional distillations were conducted on products from the P-99 process development unit operating under conditions approximating those anticipated at the SRC-II demonstration facility. Distillation cuts were subjected to chemical fractionation, in vitro bioassay and initial chemical analysis. Findings are discussed as they relate to the temperature at which various distillate cuts were produced. This document is the first of two status reports scheduled for 1981 describing these studies.

Who Is Afraid of Liquidity Risk? : Dynamic Portfolio Choice with Stochastic Illiquidity

NARCIS (Netherlands)

J.J.A.G. Driessen (Joost); R. Xing (Rang)

2016-01-01

textabstractRecent empirical work documents large liquidity risk premiums in stock markets. We calculate the liquidity risk premiums demanded by large investors by solving a dynamic portfolio choice problem with stochastic price impact of trading, CRRA utility and a time-varying investment

Molecular accessibility in solvent swelled coals. Final report

Energy Technology Data Exchange (ETDEWEB)

Kispert, L.D.

1994-04-01

The conversion of coal by an economically feasible catalytic method requires the catalyst to diffuse into the coal sample so that hydrogenation catalysis can occur from within as well as the normal surface catalysis. Thus an estimate of the size, shape, and reactivity, of the pores in the coal before and after the swelling with different solvents is needed so that an optimum sized catalyst will be used. This study characterizes the accessible area found in Argonne Premium Coal Samples (APCS) using a EPR spin probe technique. The properties deduced in this manner correlate well with the findings deduced from SANS, NMR, SEM, SAXS and light scattering measurements. The use of nitroxide spin probes with swelling solvents is a simple way in which to gain an understanding of the pore structure of coals, how it changes in the presence of swelling solvents and the chemistry that occurs at the pore wall. Hydrogen bonding sites occur primarily in low-rank coals and vary in reactive strength as rank is varied. Unswelled coals contain small, spherical pores which disappear when coal is swelled in the presence of polar solvents. Swelling studies of polystyrene-divinyl benzene copolymers implied that coal is polymeric, contains significant quantities of covalent cross-links and the covalent cross-link density increases with rank.

Factors related to the liquidations of ETFs during 2008

Directory of Open Access Journals (Sweden)

Herminio Romero-Pérez

2013-10-01

Full Text Available The purpose of this study is to identify factors related to the closing of 50 ETFs in 2008. The study compared the sample of liquidated ETFs to a matched sample of active ETFs. The factors used as explanatory variables were: market capitalization, liquidity, ETF return, Index return, tracking error, fund age, and premium. Lower liquidity values, higher tracking errors, and higher ETF returns were associated with higher probabilities of liquidation. The researcher found evidence that ETFs’ market makers were profiting from the creation of new ETFs’ shares just before liquidating the ETFs’ shares at a premium.

Who Is Afraid of Liquidity Risk? : Dynamic Portfolio Choice with Stochastic Illiquidity

NARCIS (Netherlands)

Driessen, Joost; Xing, R.

Recent empirical work documents large liquidity risk premiums in stock markets. We calculate the liquidity risk premiums demanded by large investors by solving a dynamic portfolio choice problem with stochastic price impact of trading, CRRA utility and a time-varying investment opportunity set. We

5 CFR 890.1208 - Premiums.

Science.gov (United States)

2010-01-01

... 599C(e) of Public Law 101-513. (b) If the individual is not covered under this subpart for the full pay period, premiums are paid only for the days he or she is actually covered. The daily premium rate is an amount equal to the monthly premium rate multiplied by 12 and divided by 365. (c) The payments required...

Prospects and technical and economic evaluation of methods for obtaining synthetic liquid from coal

Energy Technology Data Exchange (ETDEWEB)

Shlikhter, E B; Khor' kov, A V; Zhorov, Y M

1980-11-01

Rising oil prices and the exhaustion of cheap organic fuels point to the need for chemical processing of coal to obtain synthetic liquid fuels. Added importance for such development in the USSR is dictated by the remote location of many coal deposits, such as the Kansko-Achinsk basin. Methods for synthesizing described include thermal dissolution in a hydrogen donor solvent, hydrogenation, and gasification with subsequent synthesis and pyrolysis. The need for improved technology is stressed. Cost factors are related to the chemical process involved, rather than to losses in fuel quantities, and the methanol produced is readily transported by pipeline. It can be used for both gasoline and diesel fuels.

Lung development and postnatal survival for rats exposed in utero to a high-boiling coal liquid

Energy Technology Data Exchange (ETDEWEB)

Springer, D.L.; Hackett, P.L.; Miller, R.A.; Buschbom, R.L.

1986-01-01

The study reported determines postnatal viability and development of survivors following in utero exposure to Harmarville process solvent (HPS), a wide-boiling-range (150 to > 455/sup 0/C) coal liquid. For this study, 0.74 g kg/sup -1/ of the coal liquid was administered (by intragastric intubation) to rats from 12 to 14 dg. Offspring were evaluated for postnatal survival, growth and lung and thymus weights. Fifty-four percent of the exposed pups and 9% of the control pups died between birth and 3 days postpartum. Of the treated pups that died, 10% (6/5; pups/litters) had cleft palate, 27% (17/9) had small lungs and 33% (21/8) had both cleft palate and small lungs. No gross malformations were observed in the remaining 30% of the dead pups. Microscopic examination of lungs from HPS-treated pups revealed no evident histological abnormalities. Body, lung and thymus weights for treated animals that died were significantly less than those of controls. Surviving exposed pups weighed significantly less than control pups from 0.25 to 21 days postpartum and their thymus weights were also depressed through 21 days postpartum. These data suggest that retarded lung growth during prenatal life as a result of in utero exposure to the coal liquid contributes to a significant portion of the observed neonatal mortality. Furthermore, lung weights of survivors, although significantly lower than control values through 7 days postpartum, appeared to have recovered by 21 days postpartum.

Use of a Nuclear High Temperature Gas Reactor in a Coal-To-Liquids Process

International Nuclear Information System (INIS)

Robert S. Cherry; Richard A. Wood

2006-01-01

AREVA's High Temperature Gas Reactor (HTGR) can potentially provide nuclear-generated, high-level heat to chemical process applications. The use of nuclear heat to help convert coal to liquid fuels is particularly attractive because of concerns about the future availability of petroleum for vehicle fuels. This report was commissioned to review the technical and economic aspects of how well this integration might actually work. The objective was to review coal liquefaction processes and propose one or more ways that nuclear process heat could be used to improve the overall process economics and performance. Shell's SCGP process was selected as the gasifier for the base case system. It operates in the range of 1250 to 1600 C to minimize the formation of tars, oil, and methane, while also maximizing the conversion of the coal's carbon to gas. Synthesis gas from this system is cooled, cleaned, reacted to produce the proper ratio of hydrogen to carbon monoxide and fed to a Fischer-Tropsch (FT) reaction and product upgrading system. The design coal-feed rate of 18,800 ton/day produces 26.000 barrels/day of FT products. Thermal energy at approximately 850 C from a HTGR does not directly integrate into this gasification process efficiently. However, it can be used to electrolyze water to make hydrogen and oxygen, both of which can be beneficially used in the gasification/FT process. These additions then allow carbon-containing streams of carbon dioxide and FT tail-gas to be recycled in the gasifier, greatly improving the overall carbon recovery and thereby producing more FT fuel for the same coal input. The final process configuration, scaled to make the same amount of product as the base case, requires only 5,800 ton/day of coal feed. Because it has a carbon utilization of 96.9%, the process produces almost no carbon dioxide byproduct Because the nuclear-assisted process requires six AREVA reactors to supply the heat, the capital cost is high. The conventional plant is

Premium indexing in lifelong health insurance

NARCIS (Netherlands)

Vercruysse, W.; Dhaene, J.; Denuit, M.; Pitacco, E.; Antonio, K.

2013-01-01

For lifelong health insurance covers, medical inflation not incorporated in the level premiums determined at policy issue requires an appropriate increase of these premiums and/or the corresponding reserves during the term of the contract. In this paper, we investigate appropriate premium indexing

Premiums And Reserves, Adjusted By Distortions

OpenAIRE

Pichler, Alois

2013-01-01

The net-premium principle is considered to be the most genuine and fair premium principle in actuarial applications. However, an insurance company, applying the net-premium principle, goes bankrupt with probability one in the long run, even if the company covers its entire costs by collecting the respective fees from its customers. It is therefore an intrinsic necessity for the insurance industry to apply premium principles, which guarantee at least further existence of the company itself; ot...

Tort law and medical malpractice insurance premiums.

Science.gov (United States)

Kilgore, Meredith L; Morrisey, Michael A; Nelson, Leonard J

2006-01-01

This paper estimated the effects of tort law and insurer investment returns on physician malpractice insurance premiums. Data were collected on tort law from 1991 through 2004, and multivariate regression models, including fixed effects for state and year, were used to estimate the effect of changes in tort law on medical malpractice premiums. The premium consequences of national policy changes were simulated. The analysis found that the introduction of a new damage cap lowered malpractice premiums for internal medicine, general surgery, and obstetrics/gynecology by 17.3%, 20.7%, and 25.5%, respectively. Lowering damage caps by dollar 100,000 reduced premiums by 4%. Statutes of repose also resulted in lower premiums. No other tort law changes had the effect of lowering premiums. Simulation results indicate that a national cap of dollar 250,000 on awards for noneconomic damages in all states would imply premium savings of dollar 16.9 billion. Extending a dollar 250,000 cap to all states that do not currently have them would save dollar 1.4 billion annually, or about 8% of the total. A negative effect on malpractice premiums was found for the Dow Jones industrial average, but not for bond prices; effects of the Nasdaq index were not significant for internal medicine, but were marginally significant for surgery and obstetrics premiums.

Basic studies on coal liquefaction reaction, reforming and utilization of liquefaction products

Energy Technology Data Exchange (ETDEWEB)

Shiraishi, M. (National Institute for Resources and Environment, Tsukuba (Japan))

1993-09-01

This report describes the achievement of research and development of coal liquefaction technologies in the Sunshine Project for FY 1992, regarding the coal liquefaction reaction, reforming and utilization of liquefaction products. For the fundamental study on coal liquefaction reaction, were investigated effect of asphaltene in petroleum residue on coprocessing, pretreatment effect in coprocessing of Taiheiyo coal and tarsand bitumen using oil soluble catalyst, solubilization and liquefaction of Taiheiyo coal at mild conditions with the aid of super acid, and flash hydropyrolysis of finely pulverized swollen coal under high hydrogen pressure. On the other hand, for the study on hydrotreatment of coal derived liquid, were investigated catalytic hydroprocessing of Wandoan coal liquids, production of gasoline from coal liquids by fluid catalytic cracking, solvent extraction of phenolic compounds from coal liquids, and separation of hetero compounds in coal liquid by means of high pressure crystallization. Further progress in these studies has been confirmed. 9 figs., 6 tabs.

A convenient method for the quantitative determination of elemental sulfur in coal by HPLC analysis of perchloroethylene extracts

Science.gov (United States)

Buchanan, D.H.; Coombs, K.J.; Murphy, P.M.; Chaven, C.

1993-01-01

A convenient method for the quantitative determination of elemental sulfur in coal is described. Elemental sulfur is extracted from the coal with hot perchloroethylene (PCE) (tetrachloroethene, C2Cl4) and quantitatively determined by HPLC analysis on a C18 reverse-phase column using UV detection. Calibration solutions were prepared from sublimed sulfur. Results of quantitative HPLC analyses agreed with those of a chemical/spectroscopic analysis. The HPLC method was found to be linear over the concentration range of 6 ?? 10-4 to 2 ?? 10-2 g/L. The lower detection limit was 4 ?? 10-4 g/L, which for a coal sample of 20 g is equivalent to 0.0006% by weight of coal. Since elemental sulfur is known to react slowly with hydrocarbons at the temperature of boiling PCE, standard solutions of sulfur in PCE were heated with coals from the Argonne Premium Coal Sample program. Pseudo-first-order uptake of sulfur by the coals was observed over several weeks of heating. For the Illinois No. 6 premium coal, the rate constant for sulfur uptake was 9.7 ?? 10-7 s-1, too small for retrograde reactions between solubilized sulfur and coal to cause a significant loss in elemental sulfur isolated during the analytical extraction. No elemental sulfur was produced when the following pure compounds were heated to reflux in PCE for up to 1 week: benzyl sulfide, octyl sulfide, thiane, thiophene, benzothiophene, dibenzothiophene, sulfuric acid, or ferrous sulfate. A sluury of mineral pyrite in PCE contained elemental sulfur which increased in concentration with heating time. ?? 1993 American Chemical Society.

5 CFR 892.303 - Can I pay my premiums directly by check under the premium conversion plan?

Science.gov (United States)

2010-01-01

... under the premium conversion plan? 892.303 Section 892.303 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS PREMIUMS Contributions and Withholdings § 892.303 Can I pay my premiums directly...

24 CFR 220.804 - Insurance premiums.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insurance premiums. 220.804 Section... and Obligations-Projects Insured Project Improvement Loans § 220.804 Insurance premiums. (a) First premium. The lender, upon the initial endorsement of the loan for insurance, shall pay to the Commissioner...

42 CFR 60.14 - The insurance premium.

Science.gov (United States)

2010-10-01

... 42 Public Health 1 2010-10-01 2010-10-01 false The insurance premium. 60.14 Section 60.14 Public... LOAN PROGRAM The Loan § 60.14 The insurance premium. (a) General. (1) The Secretary insures each lender... lender an insurance premium. The insurance premium is due to the Secretary on the date of disbursement of...

A Novel Acoustic Liquid Level Determination Method for Coal Seam Gas Wells Based on Autocorrelation Analysis

Directory of Open Access Journals (Sweden)

Ximing Zhang

2017-11-01

Full Text Available In coal seam gas (CSG wells, water is periodically removed from the wellbore in order to keep the bottom-hole flowing pressure at low levels, facilitating the desorption of methane gas from the coal bed. In order to calculate gas flow rate and further optimize well performance, it is necessary to accurately monitor the liquid level in real-time. This paper presents a novel method based on autocorrelation function (ACF analysis for determining the liquid level in CSG wells under intense noise conditions. The method involves the calculation of the acoustic travel time in the annulus and processing the autocorrelation signal in order to extract the weak echo under high background noise. In contrast to previous works, the non-linear dependence of the acoustic velocity on temperature and pressure is taken into account. To locate the liquid level of a coal seam gas well the travel time is computed iteratively with the non-linear velocity model. Afterwards, the proposed method is validated using experimental laboratory investigations that have been developed for liquid level detection under two scenarios, representing the combination of low pressure, weak signal, and intense noise generated by gas flowing and leakage. By adopting an evaluation indicator called Crest Factor, the results have shown the superiority of the ACF-based method compared to Fourier filtering (FFT. In the two scenarios, the maximal measurement error from the proposed method was 0.34% and 0.50%, respectively. The latent periodic characteristic of the reflected signal can be extracted by the ACF-based method even when the noise is larger than 1.42 Pa, which is impossible for FFT-based de-noising. A case study focused on a specific CSG well is presented to illustrate the feasibility of the proposed approach, and also to demonstrate that signal processing with autocorrelation analysis can improve the sensitivity of the detection system.

Challenge of coal-liquid mixtures

Energy Technology Data Exchange (ETDEWEB)

Peirce, T

1985-09-01

The near-term prospect for coal-water (CWMs) mixtures as a convenient replacement fuel for UK oil-fired plant is discussed. Specific use of CWMs in industrial water-tube boilers is presented. The article shows how such developments complement the introduction of new, modern coal-designed industrial combustion equipment in the form of fully automatic stokers and fluidized bed combustion systems. Topics presented include properties and preparation of CWM, combustion characteristics of CWM, and boiler conversion. 9 references, 4 figures.

Prospects for coal: technical developments

Energy Technology Data Exchange (ETDEWEB)

Kaye, W G; Peirce, T J

1983-07-01

This article summarises the reasons for predicting an increase in the use of coal as an industrial energy source in the United Kingdom. The development of efficient and reliable coal-burning techniques is therefore of great importance. Various techniques are then discussed, including conventional combustion systems, fluidised bed combustion systems, fluidised bed boilers and furnaces, coal and ash handling, coal-liquid mixtures, coal gasification and coal liquefaction. (4 refs.)

42 CFR 423.780 - Premium subsidy.

Science.gov (United States)

2010-10-01

...) MEDICARE PROGRAM VOLUNTARY MEDICARE PRESCRIPTION DRUG BENEFIT Premiums and Cost-Sharing Subsidies for Low... 42 Public Health 3 2010-10-01 2010-10-01 false Premium subsidy. 423.780 Section 423.780 Public...-service plans or 1876 cost plans) in a PDP region in the reference month. (ii) Premium amounts. The...

24 CFR 203.443 - Insurance premium.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insurance premium. 203.443 Section... premium. All of the provisions of §§ 203.260 through 203.269 1 concerning mortgage insurance premiums... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE...

The future of coal trading. Part 1: obstacles to coal trading

International Nuclear Information System (INIS)

Schafer, W.; Vaninetti, J.

1998-01-01

'Trading' as used in this article means routine buying and selling of futures contracts or options and other derivatives of future contracts. The variable nature of coal, lack of liquidity, and the coal industry's understanding and acceptance of commodity trading concepts are identified as three major barriers to successful trading of a coal futures contract. The article discusses these obstacles

Steam coal processing technology: handling, high-order processing, COM, meth-coal

Energy Technology Data Exchange (ETDEWEB)

Kamata, H.; Onodera, J.

1982-01-01

Topics covered include: various handling techologies (overland and marine transport, storage, water removal, drying, comminution and sizing); various coal processing technologies (gravity concentration, magnetic separation, multi-stage flotation, liquid-phase pelletizing, chemical processing); production methods for coal-oil mixtures (COM), their physical properties, stability, storage, transport, advantages, plus recent trends in research and development; production of coal-methanol slurry (meth-coal), its stability, storage, transport, utilization and environmental problems, plus latest trends in research and development. (In Japanese)

PREMIUMS CALCULATION FOR LIFE INSURANCE

Directory of Open Access Journals (Sweden)

ANA PREDA

2012-10-01

Full Text Available The paper presents the techniques and the formulas used on international practice for establishing the premiums for a life policy. The formulas are generally based on a series of indicators named mortality indicators which mainly point out the insured survival probability, the death probability and life expectancy at certain age. I determined, using a case study, the unique net premium, the annual net premium for a survival insurance, whole life insurance and mixed life insurance.

Preparation, Characterization, and Activation of Co-Mo/Y Zeolite Catalyst for Coal Tar Conversion to Liquid Fuel

Directory of Open Access Journals (Sweden)

Didi Dwi Anggoro

2017-05-01

Full Text Available One of many efforts to convert coal tar into alternative liquid fuel is by hydrocracking. This research aims to determine the impregnation of Co-Mo/Y zeolite, its characteristics, the effect of impregnation temperature and time, and also the best Co-Mo/Y zeolite impregnation condition for the conversion of coal tar. This research was conducted in several steps, impregnating Co from Co(NO32.6H2O and Mo from (NH46Mo7O24.4H2O into Zeolite Y in liquid media, drying at 100 °C for 24 hours, and calcination at 550 °C for 3 hours. Coal tar was then reacted with hydrogen gas (as a reactant, and Co-Mo/Zeolite Y (as a catalyst was conducted at 350 °C. Characteristic analysis showed that Co and Mo had impregnated into the Y zeolite, as well as it made no change of catalyst’s structure and increased the total acidity. The higher of impregnation temperature was increased the catalyst crystallinity, total acidity, and yield of gasoline. The longer impregnation time was reduced crystallinity value, but total acidity and yield were increased. GC analysis showed that products included into the gasoline product (C8, C9, and C10. Copyright © 2017 BCREC Group. All rights reserved Received: 13rd November 2016; Revised: 12nd February 2017; Accepted: 16th February 2017 How to Cite: Anggoro, D.D., Buchori, L., Silaen, G.C., Utami, R.N. (2017. Preparation, Characterization, and Activation of Co-Mo/Y Zeolite Catalyst for Coal Tar Conversion to Liquid Fuel. Bulletin of Chemical Reaction Engineering & Catalysis, 12 (2: 219-226 (doi:10.9767/bcrec.12.2.768.219-226 Permalink/DOI: http://dx.doi.org/10.9767/bcrec.12.2.768.219-226

The Dutch premium principle

NARCIS (Netherlands)

van Heerwaarden, A.E.; Kaas, R.

1992-01-01

A premium principle is derived, in which the loading for a risk is the reinsurance loading for an excess-of-loss cover. It is shown that the principle is well-behaved in the sense that it results in larger premiums for risks that are larger in stop-loss order or in stochastic dominance.

Employer contribution and premium growth in health insurance.

Science.gov (United States)

Liu, Yiyan; Jin, Ginger Zhe

2015-01-01

We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and after a 1999 premium subsidy policy change in the Federal Employees Health Benefits Program (FEHBP), we find that the employer premium contribution scheme has a differential impact on health plan pricing based on two market incentives: 1) consumers are less price sensitive when they only need to pay part of the premium increase, and 2) each health plan has an incentive to increase the employer's premium contribution to that plan. Both incentives are found to contribute to premium growth. Counterfactual simulation shows that average premium would have been 10% less than observed and the federal government would have saved 15% per year on its premium contribution had the subsidy policy change not occurred in the FEHBP. We discuss the potential of similar incentives in other government-subsidized insurance systems such as the Medicare Part D and the Health Insurance Marketplace under the Affordable Care Act. Copyright © 2014 Elsevier B.V. All rights reserved.

78 FR 666 - Treasury Inflation-Protected Securities Issued at a Premium; Bond Premium Carryforward

Science.gov (United States)

2013-01-04

...-BL29 Treasury Inflation-Protected Securities Issued at a Premium; Bond Premium Carryforward AGENCY... contains final regulations that provide guidance on the tax treatment of Treasury Inflation-Protected... regulations in this document provide guidance to holders of Treasury Inflation-Protected Securities and other...

Signaling and the Education Premium

OpenAIRE

Gregory Kurtzon

2004-01-01

A large portion of the rise in the education premium can be explained by a signaling theory of education which predicts that in the future, increases in the education level of the workforce will actually cause the education premium to rise, simply because different workers are being labeled as “highly educated†. This prediction is supported by past behavior of the high school education premium. It runs counter to the view that increases in the relative supply of high education workers wil...

ARCHER HTR Technology in support of a Coal to Liquid Process – An Economic Feasibility View

International Nuclear Information System (INIS)

Stoker, P.W.; Fick, J.I.J.; Conradie, F.H.

2014-01-01

The paper considers the economics of coupling a European developed HTR (as conceptualized by project ARCHER) to a Coal-to-Liquid (CTL) process as typically used by Sasol, the biggest Coal-to-Liquid (CTL) producer in the world. The approach followed was to create a techno-economic baseline for an existing CTL process using mass and energy balances determined with Aspen Plus chemical modelling software. The economic performance of a typical 80,000 barrels per day synthetic crude oil plant was determined from first principles. The techno-economic baseline model was validated with reference to published product output data and audited financial results of a Sasol CTL plant located at Secunda, South Africa, as reported for the 2011 financial year. A number of schemes were identified to couple the European HTR plant to the CTL case study. Two schemes were studied in detail, while the remaining coupling schemes will be studied as part of the follow-on project NC2I-R (Nuclear Cogeneration Industrial Initiative – Research). Two Key Performance Indices were of interest, namely the Internal Rate of Return of a Nuclear supported CTL plant and the reduction of CO_2 emissions. The case where nuclear co-generation replaced electrical power bought from the grid, and also replaced all the steam currently produced by the burning coal with nuclear steam, yielded interesting conclusions: • The case study plant would need a total of 16 HTRs, each with a capacity of 265 MWth. • The coupling scheme would reduce CO_2 emissions by approximately 14.5 million ton/annum or 51 % of the current emissions of a 80,000 bbl/d plant. • The economic feasibility challenge for large scale deployment of nuclear energy in a Coal-to-Liquid application - where steam and electricity are to be generated from Nuclear energy, is to construct such a facility at an all -inclusive overnight cost not exceeding $3400/kWe. (author)

Comparison of Seafood and Agricultural Ecological Premiums1

OpenAIRE

Ankamah-Yeboah, Isaac; Nielsen, Max; Nielsen, Rasmus

2017-01-01

The report compares ecolabeled seafood premiums observed in the market with consumers’ stated willingness to pay premiums. Also ecolabeled premiums in the agricultural sector were examined. The next issue addressed was the sensitivity of changes in the price and premiums of ecolabeled seafood. Empirical findings showed that all things being equal, consumers stated willingness to pay reflects in their actual market behavior though they may pay less than stated. Premiums observed in the aquacul...

Liquid hydrocarbon generation potential from Tertiary Nyalau Formation coals in the onshore Sarawak, Eastern Malaysia

Science.gov (United States)

Hakimi, Mohammed Hail; Abdullah, Wan Hasiah

2013-01-01

Tertiary coals exposed in the north-central part of onshore Sarawak are evaluated, and their depositional environments are interpreted. Total organic carbon contents (TOC) of the coals range from 58.1 to 80.9 wt. % and yield hydrogen index values ranging from 282 to 510 mg HC/g TOC with low oxygen index values, consistent with Type II and mixed Type II-III kerogens. The coal samples have vitrinite reflectance values in the range of 0.47-0.67 Ro %, indicating immature to early mature (initial oil window). T max values range from 428 to 436 °C, which are good in agreement with vitrinite reflectance data. The Tertiary coals are humic and generally dominated by vitrinite, with significant amounts of liptinite and low amounts of inertinite macerals. Good liquid hydrocarbons generation potential can be expected from the coals with rich liptinitic content (>35 %). This is supported by their high hydrogen index of up to 300 mg HC/g TOC and Py-GC ( S 2) pyrograms with n-alkane/alkene doublets extending beyond C30. The Tertiary coals are characterised by dominant odd carbon numbered n-alkanes ( n-C23 to n-C33), high Pr/Ph ratio (6-8), high T m / T s ratio (8-16), and predominant regular sterane C29. All biomarkers parameters clearly indicate that the organic matter was derived from terrestrial inputs and the deposited under oxic condition.

Properties of Foreign Exchange Risk Premiums

DEFF Research Database (Denmark)

Sarno, Lucio; Schneider, Paul; Wagner, Christian

2012-01-01

We study the properties of foreign exchange risk premiums that can explain the forward bias puzzle, defined as the tendency of high-interest rate currencies to appreciate rather than depreciate. These risk premiums arise endogenously from the no-arbitrage condition relating the term structure of ...... and are closely related to global risk aversion, the business cycle, and traditional exchange rate fundamentals.......We study the properties of foreign exchange risk premiums that can explain the forward bias puzzle, defined as the tendency of high-interest rate currencies to appreciate rather than depreciate. These risk premiums arise endogenously from the no-arbitrage condition relating the term structure...... of interest rates and exchange rates. Estimating affine (multi-currency) term structure models reveals a noticeable tradeoff between matching depreciation rates and accuracy in pricing bonds. Risk premiums implied by our global affine model generate unbiased predictions for currency excess returns...

Employer Contribution and Premium Growth in Health Insurance

OpenAIRE

Yiyan Liu; Ginger Zhe Jin

2013-01-01

We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and after a 1999 premium subsidy policy change in the Federal Employees Health Benefits Program (FEHBP), we find that the employer premium contribution scheme has a differential impact on health plan pricing based on two market incentives: 1) consumers are less price sensitive when they only need to pay part of the premium incr...

Quantitative concept tests of organic premium meat products

OpenAIRE

Chrysochou , Polymeros; Krystallis Krontalis, Athanasios

2015-01-01

This report is part of WP6 of the SUMMER project. The aim is to investigate how consumers perceive organic premium products and if they are willing to pay a price premium for these products. We conducted an experiment with 426 Danish consumers, in which we manipulate production method (organic vs. conventional), premium production (premium vs. non-premium) and extrinsic quality (high vs. low) across three meat products (pork, beef and chicken). Our findings show that consumers perceive organi...

Driving forces and barriers in the development and implementation of coal-to-liquids (CtL) technologies in Germany

International Nuclear Information System (INIS)

Vallentin, Daniel

2008-01-01

Because of a growing global energy demand and rising oil prices coal-abundant nations, such as China and the United States, are pursuing the application of technologies which could replace crude oil imports by converting coal to synthetic hydrocarbon fuels-so-called coal-to-liquids (CtL) technologies. The case of CtL is well suited to analyse techno-economic, resources-related, policy-driven and actor-related parameters, which are affecting the market prospects of a technology that eases energy security constraints but is hardly compatible with a progressive climate policy. This paper concentrates on Germany as an example-the European Union (EU)'s largest member state with considerable coal reserves. It shows that in Germany and the EU, CtL is facing rather unfavourable market conditions as high costs and ambitious climate targets offset its energy security advantage

Problems with the quantitative spectroscopic analysis of oxygen rich Czech coals

Energy Technology Data Exchange (ETDEWEB)

Pavlikova, H.; Machovic, V.; Cerny, J. [Inst. of Chemical Technology, Prague (Czechoslovakia); Sebestova, E. [Inst. of Rock Structure and Mechanics, Prague (Czechoslovakia)

1995-12-01

Solid state NMR and FTIR spectroscopies are two main methods used for the structural analysis of coals and their various products. Obtaining quantitative parameters from coals, such as arornaticity (f{sub a}) by the above mentioned methods can be a rather difficult task. Coal samples of various rank were chosen for the quantitative NMR, FTIR and EPR analyses. The aromaticity was obtained by the FTIR, {sup 13}C CP/MAS and SP/MAS NMR experiments. The content of radicals and saturation characteristics of coals were measured by EPR spectroscopy. The following problems have been discussed: 1. The relationship between the amount of free radicals (N{sub g}) and f{sub a} by NMR. 2. The f{sub a} obtained by solid state NMR and FTIR spectroscopies. 3. The differences between the f{sub a} measured by CP and SP/NMR experiments. 4. The relationship between the content of oxygen groups and the saturation responses of coals. The reliability of our results was checked by measuring the structural parameters of Argonne premium coals.

The urban density premium across establishments

OpenAIRE

R. Jason Faberman; Matthew Freedman

2013-01-01

We use longitudinal microdata to estimate the urban density premium for U.S. establishments, controlling for observed establishment characteristics and dynamic establishment behavior. Consistent with previous studies, we estimate a density premium between 6 and 10 percent, even after controlling for establishment composition, local skill mix, and the endogeneity of location choice. More importantly, we find that the estimated density premium is realized almost entirely at birth and is constan...

Curb Your Premium

DEFF Research Database (Denmark)

Amaral-Garcia, Sofia; Grembi, Veronica

2014-01-01

institutional setting. In particular, we implement a difference-in-differences strategy using Italian data at the provider level from 2001 to 2008 to evaluate the impact of monitoring claims on medical liability expenditures, measured as insurance premiums and legal expenditures, which was adopted by only some...... Regions. Our results show that this information-enhancing policy reduces paid premiums by around 15%. This reduced-form effect might arise by higher bargaining power on the demand side or increased competition on the supply side of the insurance market. Validity tests show that our findings are not driven...

New coal-based energy systems

International Nuclear Information System (INIS)

Barnert, H.

1986-01-01

Conversion of coal into liquid fuels or into coal gas is considered and the use of high temperature nuclear reactors whose waste heat can be used for remote (district) heating mentioned. The use of high temperature reactors as energy source for coal gasification is also examined and, finally, the extraction of heat from combined coal, steel and high temperature nuclear reactors is suggested. (G.M.E.)

24 CFR 241.1030 - Mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 241... Loans-Eligibility Requirements § 241.1030 Mortgage insurance premiums. The lender, upon endorsement of the note, shall pay the Commissioner a first mortgage insurance premium equal to 0.5 percent of the...

Size and liquidity effects in Nigeria: an industrial sector study

OpenAIRE

Hearn, Bruce

2013-01-01

This study estimates liquidity premiums using the recently developed Liu (2006) measure within a multifactor capital asset pricing model (CAPM) including size premiums and a time varying parameter model for the West African emerging market of Nigeria. The evidence suggests that liquidity factors are relevant only for financial and basic materials sector stocks while size factor is more generally relevant in explaining the cross section of stock returns in the Nigerian domestic equity market....

Premium Fuel Production From Mining and Timber Waste Using Advanced Separation and Pelletizing Technologies

Energy Technology Data Exchange (ETDEWEB)

Honaker, R. Q.; Taulbee, D.; Parekh, B. K.; Tao, D.

2005-12-05

The Commonwealth of Kentucky is one of the leading states in the production of both coal and timber. As a result of mining and processing coal, an estimated 3 million tons of fine coal are disposed annually to waste-slurry impoundments with an additional 500 million tons stored at a number of disposal sites around the state due to past practices. Likewise, the Kentucky timber industry discards nearly 35,000 tons of sawdust on the production site due to unfavorable economics of transporting the material to industrial boilers for use as a fuel. With an average heating value of 6,700 Btu/lb, the monetary value of the energy disposed in the form of sawdust is approximately $490,000 annually. Since the two industries are typically in close proximity, one promising avenue is to selectively recover and dewater the fine-coal particles and then briquette them with sawdust to produce a high-value fuel. The benefits are i) a premium fuel product that is low in moisture and can be handled, transported, and utilized in existing infrastructure, thereby avoiding significant additional capital investment and ii) a reduction in the amount of fine-waste material produced by the two industries that must now be disposed at a significant financial and environmental price. As such, the goal of this project was to evaluate the feasibility of producing a premium fuel with a heating value greater than 10,000 Btu/lb from waste materials generated by the coal and timber industries. Laboratory and pilot-scale testing of the briquetting process indicated that the goal was successfully achieved. Low-ash briquettes containing 5% to 10% sawdust were produced with energy values that were well in excess of 12,000 Btu/lb. A major economic hurdle associated with commercially briquetting coal is binder cost. Approximately fifty binder formulations, both with and without lime, were subjected to an extensive laboratory evaluation to assess their relative technical and economical effectiveness as binding

Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking

OpenAIRE

Douglas W. Diamond; Raghuram G. Rajan

2001-01-01

Both investors and borrowers are concerned about liquidity. Investors desire liquidity because they are uncertain about when they will want to eliminate their holding of a financial asset. Borrowers are concerned about liquidity because they are uncertain about their ability to continue to attract or retain funding. Because borrowers typically cannot repay investors on demand, investors will require a premium or significant control rights when they lend to borrowers directly, as compensation ...

49 CFR 260.15 - Credit risk premium.

Science.gov (United States)

2010-10-01

... 49 Transportation 4 2010-10-01 2010-10-01 false Credit risk premium. 260.15 Section 260.15... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.15 Credit risk premium. (a) Where available... pay to the Administrator a Credit Risk Premium adequate to cover that portion of the subsidy cost not...

24 CFR 221.254 - Mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 221... Cost Homes § 221.254 Mortgage insurance premiums. (a) All of the provisions of §§ 203.260 through 203.295 of this chapter relating to mortgage insurance premiums shall apply to mortgages insured under...

The Charfuel coal refining process

International Nuclear Information System (INIS)

Meyer, L.G.

1991-01-01

The patented Charfuel coal refining process employs fluidized hydrocracking to produce char and liquid products from virtually all types of volatile-containing coals, including low rank coal and lignite. It is not gasification or liquefaction which require the addition of expensive oxygen or hydrogen or the use of extreme heat or pressure. It is not the German pyrolysis process that merely 'cooks' the coal, producing coke and tar-like liquids. Rather, the Charfuel coal refining process involves thermal hydrocracking which results in the rearrangement of hydrogen within the coal molecule to produce a slate of co-products. In the Charfuel process, pulverized coal is rapidly heated in a reducing atmosphere in the presence of internally generated process hydrogen. This hydrogen rearrangement allows refinement of various ranks of coals to produce a pipeline transportable, slurry-type, environmentally clean boiler fuel and a slate of value-added traditional fuel and chemical feedstock co-products. Using coal and oxygen as the only feedstocks, the Charfuel hydrocracking technology economically removes much of the fuel nitrogen, sulfur, and potential air toxics (such as chlorine, mercury, beryllium, etc.) from the coal, resulting in a high heating value, clean burning fuel which can increase power plant efficiency while reducing operating costs. The paper describes the process, its thermal efficiency, its use in power plants, its pipeline transport, co-products, environmental and energy benefits, and economics

Premium Forecasting of AN Insurance Company:

Science.gov (United States)

Fouladvand, M. Ebrahim; Darooneh, Amir H.

We present an analytical study of an insurance company. We model the company's performance on a statistical basis and evaluate the predicted annual income of the company in terms of insurance parameters namely the premium, the total number of insured, average loss claims etc. We restrict ourselves to a single insurance class the so-called automobile insurance. We show the existence of a crossover premium pc below which the company is operating at a loss. Above pc, we also give a detailed statistical analysis of the company's financial status and obtain the predicted profit along with the corresponding risk as well as ruin probability in terms of premium. Furthermore we obtain the optimal premium popt which maximizes the company's profit.

Industrial coal utilization

Energy Technology Data Exchange (ETDEWEB)

None

1979-01-01

The effects of the National Energy Act on the use of coal in US industrial and utility power plants are considered. Innovative methods of using coal in an environmentally acceptable way are discussed: furnace types, fluidized-bed combustion, coal-oil-mixtures, coal firing in kilns and combustion of synthetic gas and liquid fuels. Fuel use in various industries is discussed with trends brought about by uncertain availability and price of natural gas and fuel oils: steel, chemical, cement, pulp and paper, glass and bricks. The symposium on Industrial Coal Utilization was sponsored by the US DOE, Pittsburgh Energy Technology Center, April 3 to 4, 1979. Twenty-one papers have been entered individually into the EDB. (LTN)

Coal liquefaction process streams characterization and evaluation: Application of liquid chromatographic separation methods to THF-soluble portions of integrated two-stage coal liquefaction resids

Energy Technology Data Exchange (ETDEWEB)

Green, J.B.; Pearson, C.D.; Young, L.L.; Green, J.A. [National Inst. for Petroleum and Energy Research, Bartlesville, OK (United States)

1992-05-01

This study demonstrated the feasibility of using non-aqueous ion exchange liquid chromatography (NIELC) for the examination of the tetrahydrofuran (THF)-soluble distillation resids and THF-soluble whole oils derived from direct coal liquefaction. The technique can be used to separate the material into a number of acid, base, and neutral fractions. Each of the fractions obtained by NIELC was analyzed and then further fractionated by high-performance liquid chromatography (HPLC). The separation and analysis schemes are given in the accompanying report. With this approach, differences can be distinguished among samples obtained from different process streams in the liquefaction plant and among samples obtained at the same sampling location, but produced from different feed coals. HPLC was directly applied to one THF-soluble whole process oil without the NIELC preparation, with limited success. The direct HPLC technique used was directed toward the elution of the acid species into defined classes. The non-retained neutral and basic components of the oil were not analyzable by the direct HPLC method because of solubility limitations. Sample solubility is a major concern in the application of these techniques.

Advertising non-premium products as if they were premium: The impact of advertising up on advertising elasticity and brand equity

NARCIS (Netherlands)

Guitart, I.A. (Ivan A.); Gonzalez, J. (Jorge); S. Stremersch (Stefan)

2018-01-01

textabstractNon-premium brands occasionally emulate their premium counterparts by using ads that emphasize premium characteristics such as superior performance and exclusivity. We define this practice as “advertising up” and develop hypotheses about its short- and long-term impact on advertising

Employee responses to health insurance premium increases.

Science.gov (United States)

Goldman, Dana P; Leibowitz, Arleen A; Robalino, David A

2004-01-01

To determine the sensitivity of employees' health insurance decisions--including the decision to not choose health maintenance organization or fee-for-service coverage--during periods of rapidly escalating healthcare costs. A retrospective cohort study of employee plan choices at a single large firm with a "cafeteria-style" benefits plan wherein employees paid all the additional cost of purchasing more generous insurance. We modeled the probability that an employee would drop coverage or switch plans in response to employee premium increases using data from a single large US company with employees across 47 states during the 3-year period of 1989 through 1991, a time of large premium increases within and across plans. Premium increases induced substantial plan switching. Single employees were more likely to respond to premium increases by dropping coverage, whereas families tended to switch to another plan. Premium increases of 10% induced 7% of single employees to drop or severely cut back on coverage; 13% to switch to another plan; and 80% to remain in their existing plan. Similar figures for those with family coverage were 11%, 12%, and 77%, respectively. Simulation results that control for known covariates show similar increases. When faced with a dramatic increase in premiums--on the order of 20%--nearly one fifth of the single employees dropped coverage compared with 10% of those with family coverage. Employee coverage decisions are sensitive to rapidly increasing premiums, and single employees may be likely to drop coverage. This finding suggests that sustained premium increases could induce substantial increases in the number of uninsured individuals.

Silicon liquid for cooling coal cutter loader motors

Energy Technology Data Exchange (ETDEWEB)

Donets, I K; Sukhanov, V V; Tsingarelli, E P; Dmitrenko, Yu I; Kovalev, E B

1983-05-01

Several silicones were tested with a view to their suitability for use as a cutter loader engine coolant. None were particularly toxic and FM-5.6AP had the best engineering properties; a full toxicological evaluation was therefore made of it. Threshold concentrations of FM-5.6AP were 450 and 24.1 mg/m/sup 3/ for the acute and chronic tests respectively. Increased temperature (120 C) did not affect the toxicity of the vapors significantly. No influence on the phagocytosis, deposition and elimination of coal dust in the lungs was found. Tests carried out underground in a Donbass mine revealed no harmful effects on miners. Laboratory and mine tests using an EhKVZh-315 cutter loader engine revealed that the quantity of FM-5.6AP vapor present in the air flow is less than the detectable minimum (0.01 mg/ml). It may therefore safely be used as a dielectric liquid in cutter loader engines.

24 CFR 266.602 - Mortgage insurance premium: Insured advances.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Insured... Contract Rights and Obligations Mortgage Insurance Premiums § 266.602 Mortgage insurance premium: Insured.... On each anniversary of the initial closing, the HFA shall pay an interim mortgage insurance premium...

SUBTASK 3.12 – GASIFICATION, WARM-GAS CLEANUP, AND LIQUID FUELS PRODUCTION WITH ILLINOIS COAL

Energy Technology Data Exchange (ETDEWEB)

Stanislowski, Joshua; Curran, Tyler; Henderson, Ann

2014-06-30

The goal of this project was to evaluate the performance of Illinois No. 6 coal blended with biomass in a small-scale entrained-flow gasifier and demonstrate the production of liquid fuels under three scenarios. The first scenario used traditional techniques for cleaning the syngas prior to Fischer–Tropsch (FT) synthesis, including gas sweetening with a physical solvent. In the second scenario, the CO2 was not removed from the gas stream prior to FT synthesis. In the third scenario, only warm-gas cleanup techniques were used, such that the feed gas to the FT unit contained both moisture and CO2. The results of the testing showed that the liquid fuels production from the FT catalyst was significantly hindered by the presence of moisture and CO2 in the syngas. Further testing would be needed to determine if this thermally efficient process is feasible with other FT catalysts. This subtask was funded through the EERC–U.S. Department of Energy (DOE) Joint Program on Research and Development for Fossil Energy-Related Resources Cooperative Agreement No. DE-FC26-08NT43291. Nonfederal funding was provided by the Illinois Clean Coal Institute.

Investigation on characterization of Ereen coal deposit

Directory of Open Access Journals (Sweden)

S. Jargalmaa

2016-03-01

Full Text Available The Ereen coal deposit is located 360 km west from Ulaanbaatar and 95 km from Bulgan town. The coal reserve of this deposit is approximately 345.2 million tons. The Ereen coal is used directly for the Erdenet power plant for producing of electricity and heat. The utilization of this coal for gas and liquid product using gasification and pyrolysis is now being considered. The proximate and ultimate analysis show that the Ereen coal is low rank D mark hard coal, which corresponds to subbituminous coal. The SEM images of initial coal sample have compact solid pieces. The SEM image of carbonized and activated carbon samples are hard material with high developed macro porosity structure. The SEM images of hard residue after thermal dissolution in autoclave characterizes hard pieces with micro porous structure in comparison with activated carbon sample. The results of the thermal dissolution of Ereen coal in tetralin with constant weight ratio between coal and tetralin (1:1.8 at the 450ºC show that 38% of liquid product can be obtained by thermal decomposition of the COM (coal organic matter.Mongolian Journal of Chemistry 16 (42, 2015, 18-21

Health Insurance Marketplaces: Premium Trends in Rural Areas.

Science.gov (United States)

Barker, Abigail R; Kemper, Leah M; McBride, Timothy D; Meuller, Keith J

2016-05-01

Since 2014, when the Health Insurance Marketplaces (HIMs) authorized by the Patient Protection and Affordable Care Act (ACA) were implemented, considerable premium changes have been observed in the marketplaces across the 50 states and the District of Columbia. This policy brief assesses the changes in average HIM plan premiums from 2014 to 2016, before accounting for subsidies, with an emphasis on the widening variation across rural and urban places. Since this brief focuses on premiums without accounting for subsidies, this is not intended to be an analysis of the "affordability" of ACA premiums, as that would require assessment of premiums, cost-sharing adjustments, and other factors.

24 CFR 266.604 - Mortgage insurance premium: Other requirements.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Other... Contract Rights and Obligations Mortgage Insurance Premiums § 266.604 Mortgage insurance premium: Other..., based upon the respective share of risk, that is to be used in calculating mortgage insurance premiums...

77 FR 26698 - Allocation of Mortgage Insurance Premiums

Science.gov (United States)

2012-05-07

... Allocation of Mortgage Insurance Premiums AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final... explain how to allocate prepaid qualified mortgage insurance premiums to determine the amount of the... Act of 2010. The regulations affect taxpayers who pay prepaid qualified mortgage insurance premiums...

Fluidized bed selective pyrolysis of coal

Science.gov (United States)

Shang, Jer Y.; Cha, Chang Y.; Merriam, Norman W.

1992-01-01

The present invention discloses a process for the pyrolysis of coal which comprises the effective utilization of two zonal inclined fluidized beds, where said zones can be selectively controlled as to temperature and heating rate. The first zonal inclined fluidized bed serves as a dryer for crushed coal and additionally is controlled to selectively pyrolyze said coal producing substantially carbon dioxide for recycle use. The second zonal inclined fluidized bed further pyrolyzes the coal to gaseous, liquid and char products under controlled temperature and heating rate zones designed to economically integrate the product mix. The gas and liquid products are recovered from the gaseous effluent stream while the char which remains can be further treated or utilized in a subsequent process step.

Coal upgrading

Energy Technology Data Exchange (ETDEWEB)

Nunes, S. [IEA Clean Coal Centre, London (United Kingdom)

2009-10-15

This report examines current technologies and those likely to be used to produce cleaner coal and coal products, principally for use in power generation and metallurgical applications. Consideration is also given to coal production in the leading coal producing countries, both with developed and developing industries. A range of technologies are considered. These include the coal-based liquid fuel called coal water mixture (CWM) that may compete with diesel, the production of ultra-clean coal (UCC) and coal liquefaction which competes with oil and its products. Technologies for upgrading coal are considered, especially for low rank coals (LRC), since these have the potential to fill the gap generated by the increasing demand for coal that cannot be met by higher quality coals. Potential advantages and downsides of coal upgrading are outlined. Taking into account the environmental benefits of reduced pollution achieved through cleaner coal and reduced transport costs, as well as other positive aspects such as a predictable product leading to better boiler design, the advantages appear to be significant. The drying of low rank coals improves the energy productively released during combustion and may also be used as an adjunct or as part of other coal processing procedures. Coal washing technologies vary in different countries and the implications of this are outlined. Dry separation technologies, such as dry jigging and electrostatic separation, are also described. The demonstration of new technologies is key to their further development and demonstrations of various clean coal technologies are considered. A number of approaches to briquetting and pelletising are available and their use varies from country to country. Finally, developments in upgrading low rank coals are described in the leading coal producing countries. This is an area that is developing rapidly and in which there are significant corporate and state players. 81 refs., 32 figs., 3 tabs.

Hydrogen production from coal using a nuclear heat source

Science.gov (United States)

Quade, R. N.

1976-01-01

A strong candidate for hydrogen production in the intermediate time frame of 1985 to 1995 is a coal-based process using a high-temperature gas-cooled reactor (HTGR) as a heat source. Expected process efficiencies in the range of 60 to 70% are considerably higher than all other hydrogen production processes except steam reforming of a natural gas. The process involves the preparation of a coal liquid, hydrogasification of that liquid, and steam reforming of the resulting gaseous or light liquid product. A study showing process efficiency and cost of hydrogen vs nuclear reactor core outlet temperature has been completed, and shows diminishing returns at process temperatures above about 1500 F. A possible scenario combining the relatively abundant and low-cost Western coal deposits with the Gulf Coast hydrogen users is presented which provides high-energy density transportation utilizing coal liquids and uranium.

Geochemistry of coals, coal ashes and combustion wastes from coal-fired power stations

International Nuclear Information System (INIS)

Vassilev, S.V.; Vassileva, C.G.

1997-01-01

Contents, concentration trends, and modes of occurrence of 67 elements in coals, coal ashes, and combustion wastes at eleven Bulgarian thermoelectric power stations (TPS) were studied. A number of trace elements in coal and coal ash have concentrations greater than their respective worldwide average contents (Clarke values). Trace elements are concentrated mainly in the heavy accessory minerals and organic matter in coal. In decreasing order of significance, the trace elements in coal may occur as: element-organic compounds; impurities in the mineral matter; major components in the mineral matter; major and impurity components in the inorganic amorphous matter; and elements in the fluid constituent. A number of trace elements in the waste products, similar to coal ashes, exceed known Clarke contents. Trace elements are mainly enriched in non-magnetic, heavy and fine-grained fractions of fly ash. They are commonly present as impurities in the glass phases, and are included in the crystalline components. Their accessory crystalline phases, element-organic compounds, liquid and gas forms, are of subordinate importance. Some elements from the chalcophile, lithophile and siderophile groups may release into the atmosphere during coal burning. For others, the combustion process appears to be a powerful factor causing their relative enrichment in the fly ash and rarely in the bottom ash and slag. 65 refs., 1 fig., 11 tabs

Marriage Premium in Turkey

OpenAIRE

Mercan, Murat A.

2011-01-01

This paper contributes to the literature in three ways. Our first contribution is calculating the marriage premium for Turkey. Our results suggest that married men earn 27 percent more than single men and married women earn 4 percent less than single women. Our second contribution is calculating the marriage premium for Turkey’s regions. For men, the wage difference is the smallest, 0.43, in Istanbul. The difference is highest in Akdeniz region. For women, the wage difference is smallest, -0....

49 CFR 260.17 - Credit risk premium analysis.

Science.gov (United States)

2010-10-01

... 49 Transportation 4 2010-10-01 2010-10-01 false Credit risk premium analysis. 260.17 Section 260... Financial Assistance § 260.17 Credit risk premium analysis. (a) When Federal appropriations are not available to cover the total subsidy cost, the Administrator will determine the Credit Risk Premium...

Dynamic jump intensities and risk premiums

DEFF Research Database (Denmark)

Christoffersen, Peter; Ornthanalai, Chayawat; Jacobs, Kris

2012-01-01

We build a new class of discrete-time models that are relatively easy to estimate using returns and/or options. The distribution of returns is driven by two factors: dynamic volatility and dynamic jump intensity. Each factor has its own risk premium. The models significantly outperform standard...... models without jumps when estimated on S&P500 returns. We find very strong support for time-varying jump intensities. Compared to the risk premium on dynamic volatility, the risk premium on the dynamic jump intensity has a much larger impact on option prices. We confirm these findings using joint...

Storage and the electricity forward premium

International Nuclear Information System (INIS)

Douglas, Stratford; Popova, Julia

2008-01-01

We develop and test a model describing the influence of natural gas storage inventories on the electricity forward premium. The model is constructed by linking the effect of gas storage constraints on the higher moments of the distribution of electricity prices to an established model of the effect of those moments on the forward premium. The model predicts a sharply negative effect of gas storage inventories on the electricity forward premium when demand for electricity is high and space-heating demand for gas is low. Empirical results, based on PJM data, strongly support the model. (author)

7 CFR 400.710 - Preemption and premium taxation.

Science.gov (United States)

2010-01-01

... 7 Agriculture 6 2010-01-01 2010-01-01 false Preemption and premium taxation. 400.710 Section 400... of Policies and Rates of Premium § 400.710 Preemption and premium taxation. A policy or plan of insurance that is approved by the Board for FCIC reinsurance is preempted from state and local taxation. ...

Physical Premium Principle: A New Way for Insurance Pricing

Science.gov (United States)

Darooneh, Amir H.

2005-03-01

In our previous work we suggested a way for computing the non-life insurance premium. The probable surplus of the insurer company assumed to be distributed according to the canonical ensemble theory. The Esscher premium principle appeared as its special case. The difference between our method and traditional principles for premium calculation was shown by simulation. Here we construct a theoretical foundation for the main assumption in our method, in this respect we present a new (physical) definition for the economic equilibrium. This approach let us to apply the maximum entropy principle in the economic systems. We also extend our method to deal with the problem of premium calculation for correlated risk categories. Like the Buhlman economic premium principle our method considers the effect of the market on the premium but in a different way.

24 CFR 266.600 - Mortgage insurance premium: Insurance upon completion.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium... MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.600 Mortgage insurance premium: Insurance upon completion. (a) Initial premium. For projects insured upon completion, on...

Impact of Heat and Mass Transfer during the Transport of Nitrogen in Coal Porous Media on Coal Mine Fires

OpenAIRE

Shi, Bobo; Zhou, Fubao

2014-01-01

The application of liquid nitrogen injection is an important technique in the field of coal mine fire prevention. However, the mechanism of heat and mass transfer of cryogenic nitrogen in the goaf porous medium has not been well accessed. Hence, the implementation of fire prevention engineering of liquid nitrogen roughly relied on an empirical view. According to the research gap in this respect, an experimental study on the heat and mass transfer of liquid nitrogen in coal porous media was pr...

Transport fuels from two-stage coal liquefaction

Energy Technology Data Exchange (ETDEWEB)

Benito, A.; Cebolla, V.; Fernandez, I.; Martinez, M.T.; Miranda, J.L.; Oelert, H.; Prado, J.G. (Instituto de Carboquimica CSIC, Zaragoza (Spain))

1994-03-01

Four Spanish lignites and their vitrinite concentrates were evaluated for coal liquefaction. Correlationships between the content of vitrinite and conversion in direct liquefaction were observed for the lignites but not for the vitrinite concentrates. The most reactive of the four coals was processed in two-stage liquefaction at a higher scale. First-stage coal liquefaction was carried out in a continuous unit at Clausthal University at a temperature of 400[degree]C at 20 MPa hydrogen pressure and with anthracene oil as a solvent. The coal conversion obtained was 75.41% being 3.79% gases, 2.58% primary condensate and 69.04% heavy liquids. A hydroprocessing unit was built at the Instituto de Carboquimica for the second-stage coal liquefaction. Whole and deasphalted liquids from the first-stage liquefaction were processed at 450[degree]C and 10 MPa hydrogen pressure, with two commercial catalysts: Harshaw HT-400E (Co-Mo/Al[sub 2]O[sub 3]) and HT-500E (Ni-Mo/Al[sub 2]O[sub 3]). The effects of liquid hourly space velocity (LHSV), temperature, gas/liquid ratio and catalyst on the heteroatom liquids, and levels of 5 ppm of nitrogen and 52 ppm of sulphur were reached at 450[degree]C, 10 MPa hydrogen pressure, 0.08 kg H[sub 2]/kg feedstock and with Harshaw HT-500E catalyst. The liquids obtained were hydroprocessed again at 420[degree]C, 10 MPa hydrogen pressure and 0.06 kg H[sub 2]/kg feedstock to hydrogenate the aromatic structures. In these conditions, the aromaticity was reduced considerably, and 39% of naphthas and 35% of kerosene fractions were obtained. 18 refs., 4 figs., 4 tabs.

Recent trend in coal utilization technology. Coal utilization workshop

Energy Technology Data Exchange (ETDEWEB)

Kim, Chon Ho; Son, Ja Ek; Lee, In Chul; Jin, Kyung Tae; Kim, Seong Soo [Korea Inst. of Energy Research, Taejon (Korea, Republic of)

1995-12-01

The 11th Korea-U.S.A. joint workshop on coal utilization technology was held in somerset, Pennsylvania, U.S.A. from october 2 to 3, 1995. In the opening ceremony, Dr.C. Low-el Miller, associate deputy assistant secretary of office of clean coal technology, U.S.DOE, gave congratulatory remarks and Dr. Young Mok Son, president of KIER, made a keynote address. In this workshop, 30 papers were presented in the fields of emission control technology, advanced power generation systems, and advanced coal cleaning and liquid fuels. Especially, from the Korean side, not only KIER but also other private research institutes and major engineering companies including KEPCO, Daewoo Institute of Construction Technology, Jindo Engineering and Construction Co. Daewoo Institute for Advanced Engineering and universities participated in this workshop, reflecting their great interests. Attendants actively discussed about various coal utilization technologies and exchanged scientific and technical information on the state-of-art clean coal technologies under development. (author)

Direct Coal -to-Liquids (CTL) for Jet Fuel Using Biomass-Derived Solvents

Energy Technology Data Exchange (ETDEWEB)

Chauhan, Satya P. [Battelle Memorial Inst., Columbus, OH (United States); Garbark, Daniel B. [Battelle Memorial Inst., Columbus, OH (United States); Taha, Rachid [Battelle Memorial Inst., Columbus, OH (United States); Peterson, Rick [Battelle Memorial Inst., Columbus, OH (United States)

2017-09-30

Battelle has demonstrated a novel and potentially breakthrough technology for a direct coal-to-liquids (CTL) process for producing jet fuel using biomass-derived coal solvents (bio-solvents). The Battelle process offers a significant reduction in capital and operating costs and a substantial reduction in greenhouse gas (GHG) emissions, without requiring carbon capture and storage (CCS). The results of the project are the advancement of three steps of the hybrid coal/biomass-to-jet fuel process to the technology readiness level (TRL) of 5. The project objectives were achieved over two phases. In Phase 1, all three major process steps were explored and refined at bench-scale, including: (1) biomass conversion to high hydrogen-donor bio-solvent; (2) coal dissolution in biomass-derived bio-solvent, without requiring molecular H₂, to produce a synthetic crude (syncrude); and (3) two-stage catalytic hydrotreating/hydrogenation of syncrude to jet fuel and other distillates. In Phase 2, all three subsystems of the CTL process were scaled up to a pre-pilot scale, and an economic analysis was carried out. A total of over 40 bio-solvents were identified and prepared. The most unique attribute of Battelle’s bio-solvents is their ability to provide much-needed hydrogen to liquefy coal and thus increase its hydrogen content so much that the resulting syncrude is liquid at room temperature. Based on the laboratory-scale testing with bituminous coals from Ohio and West Virginia, a total of 12 novel bio-solvent met the goal of greater than 80% coal solubility, with 8 bio-solvents being as good as or better than a well-known but expensive hydrogen-donor solvent, tetralin. The Battelle CTL process was then scaled up to 1 ton/day (1TPD) at a pre-pilot facility operated in Morgantown, WV. These tests were conducted, in part, to produce enough material for syncrude-upgrading testing. To convert the Battelle-CTL syncrude into a form suitable as a blending stock for jet

Insurance premiums and insurance coverage of near-poor children.

Science.gov (United States)

Hadley, Jack; Reschovsky, James D; Cunningham, Peter; Kenney, Genevieve; Dubay, Lisa

States increasingly are using premiums for near-poor children in their public insurance programs (Medicaid/SCHIP) to limit private insurance crowd-out and constrain program costs. Using national data from four rounds of the Community Tracking Study Household Surveys spanning the seven years from 1996 to 2003, this study estimates a multinomial logistic regression model examining how public and private insurance premiums affect insurance coverage outcomes (Medicaid/SCHIP coverage, private coverage, and no coverage). Higher public premiums are significantly associated with a lower probability of public coverage and higher probabilities of private coverage and uninsurance; higher private premiums are significantly related to a lower probability of private coverage and higher probabilities of public coverage and uninsurance. The results imply that uninsurance rates will rise if both public and private premiums increase, and suggest that states that impose or increase public insurance premiums for near-poor children will succeed in discouraging crowd-out of private insurance, but at the expense of higher rates of uninsurance. Sustained increases in private insurance premiums will continue to create enrollment pressures on state insurance programs for children.

Physical Premium Principle: A New Way for Insurance Pricing

Directory of Open Access Journals (Sweden)

Amir H. Darooneh

2005-02-01

Full Text Available Abstract: In our previous work we suggested a way for computing the non-life insurance premium. The probable surplus of the insurer company assumed to be distributed according to the canonical ensemble theory. The Esscher premium principle appeared as its special case. The difference between our method and traditional principles for premium calculation was shown by simulation. Here we construct a theoretical foundation for the main assumption in our method, in this respect we present a new (physical definition for the economic equilibrium. This approach let us to apply the maximum entropy principle in the economic systems. We also extend our method to deal with the problem of premium calculation for correlated risk categories. Like the Buhlman economic premium principle our method considers the effect of the market on the premium but in a different way.

U.S. DOE indirect coal liquefaction program: An overview

Energy Technology Data Exchange (ETDEWEB)

Shen, J.; Schmetz, E.; Winslow, J.; Tischer, R. [Dept. of Energy, Germantown, MD (United States); Srivastava, R.

1997-12-31

Coal is the most abundant domestic energy resource in the United States. The Fossil Energy Organization within the US Department of Energy (DOE) has been supporting a coal liquefaction program to develop improved technologies to convert coal to clean and cost-effective liquid fuels to complement the dwindling supply of domestic petroleum crude. The goal of this program is to produce coal liquids that are competitive with crude at $20 to $25 per barrel. Indirect and direct liquefaction routes are the two technologies being pursued under the DOE coal liquefaction program. This paper will give an overview of the DOE indirect liquefaction program. More detailed discussions will be given to the F-T diesel and DME fuels which have shown great promises as clean burning alternative diesel fuels. The authors also will briefly discuss the economics of indirect liquefaction and the hurdles and opportunities for the early commercial deployment of these technologies. Discussions will be preceded by two brief reviews on the liquid versus gas phase reactors and the natural gas versus coal based indirect liquefaction.

78 FR 70856 - Information Reporting of Mortgage Insurance Premiums

Science.gov (United States)

2013-11-27

... Information Reporting of Mortgage Insurance Premiums AGENCY: Internal Revenue Service (IRS), Treasury. ACTION... regulations that require information reporting by persons who receive mortgage insurance premiums, including... reporting requirements that result from the extension of the treatment of mortgage insurance premiums made...

Aromatic chemical feedstocks from coal

Energy Technology Data Exchange (ETDEWEB)

Collin, G

1982-06-01

Liquid byproducts of coal carbonization meet some 25% of the world demand for aromatic chemicals, currently at approx. 30 million t/a, in particular 15% of the demand for benzene and over 95% of the demand for condensed aromatics and heteroaromatics. Industrial processing of the aromatic byproducts of coal pressure gasification is carried out to only a minor extent. Other methods that may be employed in future to obtain carbochemical aromatic compounds are solvolysis and supercritical gas extraction, the catalytic liquid-phase hydrogenation and hydropyrolysis of coal, which also permit recovery of benzene and homologues, phenols, and condensed and partially hydrogenated aromatics, and the synthesis of aromatics using methanol as the key compound. As with the present means of obtaining aromatic chemicals from coal, the processes that may in the future be applied on an industrial scale to obtain pure aromatics will only be economically feasible if linked with the manufacture of other mass products and combined with the present production of carbochemical aromatics.

Aromatic raw materials from coal

Energy Technology Data Exchange (ETDEWEB)

Collin, G

1982-06-01

Liquid byproducts of coal carbonization meet some 25% of the world demand for aromatic chemicals, currently at approx. 30 million t/a, in particular 15% of the demand for benzene and over 95% of the demand for condensed aromatics and heteroaromatics. Industrial processing of the aromatic byproducts of coal pressure gasification is carried out to only a minor extent. Other methods that may be employed in future to obtain carbochemical aromatic compounds are solvolysis and supercritical gas extraction, the catalytic liquid-phase hydrogenation and hydropyrolysis of coal, which also permit recovery of benzene and homologues, phenols, and condensed and partially hydrogenated aromatics, and the synthesis of aromatics using methanol as the key compound. As with the present means of obtaining aromatic chemicals from coal, the processes that may in future be applied on an industrial scale to obtain pure aromatics will only be economically feasible if linked with the manufacture of other mass products and combined with the present production of carbochemical aromatics. (In German)

Advertising non-premium products as if they were premium: The impact of advertising up on advertising elasticity and brand equity

OpenAIRE

Guitart, I.A. (Ivan A.); Gonzalez, J. (Jorge); Stremersch, Stefan

2018-01-01

textabstractNon-premium brands occasionally emulate their premium counterparts by using ads that emphasize premium characteristics such as superior performance and exclusivity. We define this practice as “advertising up” and develop hypotheses about its short- and long-term impact on advertising elasticity and brand equity respectively. We test the hypotheses in two large-scale empirical studies using a comprehensive dataset from the automotive industry that includes, among others, the conten...

Investigation on characterization of Ereen coal deposit

OpenAIRE

S. Jargalmaa; B. Purevsuren; Ya. Davaajav; B. Avid; B. Bat-Ulzii; B. Ochirhuyag

2016-01-01

The Ereen coal deposit is located 360 km west from Ulaanbaatar and 95 km from Bulgan town. The coal reserve of this deposit is approximately 345.2 million tons. The Ereen coal is used directly for the Erdenet power plant for producing of electricity and heat. The utilization of this coal for gas and liquid product using gasification and pyrolysis is now being considered. The proximate and ultimate analysis show that the Ereen coal is low rank D mark hard coal, which corresponds to subbitumino...

Risk premiums in the German day-ahead Electricity Market

International Nuclear Information System (INIS)

Viehmann, Johannes

2011-01-01

This paper conducts an empirical analysis of risk premiums in the German day-ahead Electricity Wholesale Market. We compare hourly price data of the European Energy Exchange (EEX) auction and of the continuous over-the-counter (OTC) market which takes place prior to the EEX auction. Data provided by the Energy Exchange Austria (EXAA) has been used as a snapshot of the OTC market two hours prior to the EEX auction. Ex post analysis found market participants are willing to pay both significant positive and negative premiums for hourly contracts. The largest positive premiums were paid for high demand evening peak hours on weekdays during winter months. By contrast, night hours on weekends featuring lowest demand levels display negative premiums. Additionally, ex ante analysis found a strong positive correlation between the expected tightness of the system and positive premiums. For this purpose, a tightness factor has been introduced that includes expectations of fundamental factors such as power plant availability, wind power production and demand. Hence, findings by can be supported that power traders in liberalised markets behave like risk-averse rational economic agents. - Research highlights: →Analysis of hourly risk premiums in the German day-ahead Electricity Wholesale Market. →Market participants are willing to pay both significant positive and negative premiums for hourly contracts. →A strong correlation exists between the expected tightness of the power system and premiums.

The dynamics of risk premiums in Nord Pool's futures market

International Nuclear Information System (INIS)

Mork, E.

2006-01-01

Premiums in futures prices are usually considered through the use of 2 models: a no-arbitrage model; and the equilibrium approach or theory of normal backwardation. The no-arbitrage approach equates futures prices with spot prices, storage costs and convenience yields, and is difficult to apply to electricity markets. This paper investigated future electricity prices in Nord Pool's futures market using an equilibrium approach, which split futures prices into an expected spot price component and a risk premium component. Three main hypotheses were used: (1) that risk premiums were present in the Nord Pool futures market during the period 1997-2004; that risk premiums in the Nord Pool futures market were smaller or absent during the period of 2000 to 2002; and, that there was a significant change in risk premiums in Nord Pool's futures market after the winter of 2002-2003 due to a change in consumer hedging behaviour. Futures prices were compared to realized spot prices in their delivery periods in order to test the hypotheses. In order to estimate the futures premiums, a 1-sample test was performed on the entire period for 1, 30, 60, and 90 days before delivery of the block or month contract. The test employed the null hypothesis that the futures premiums were 0. Premiums were positive and varied between 3.7 per cent and 9.3 per cent. The purpose of the study was to determine whether risk premiums were present. Results showed that risk premiums varied over time. Two additional hypotheses were then investigated to examine whether the presence of outside speculators reduced risk premiums, and to see if a period of high prices and volatility caused more buyers to hedge in the futures market. Results showed that in the face of volatility and higher prices, consumers do not purchase fixed-price contracts which would ultimately increase futures premiums in the market. It was concluded that premiums are an important element in the pricing of Nord Pool futures and forwards

ACA Marketplace premiums and competition among hospitals and physician practices.

Science.gov (United States)

Polyakova, Maria; Bundorf, M Kate; Kessler, Daniel P; Baker, Laurence C

2018-02-01

To examine the association between annual premiums for health plans available in Federally Facilitated Marketplaces (FFMs) and the extent of competition and integration among physicians and hospitals, as well as the number of insurers. We used observational data from the Center for Consumer Information and Insurance Oversight on the annual premiums and other characteristics of plans, matched to measures of physician, hospital, and insurer market competitiveness and other characteristics of 411 rating areas in the 37 FFMs. We estimated multivariate models of the relationship between annual premiums and Herfindahl-Hirschman indices of hospitals and physician practices, controlling for the number of insurers, the extent of physician-hospital integration, and other plan and rating area characteristics. Premiums for Marketplace plans were higher in rating areas in which physician, hospital, and insurance markets were less competitive. An increase from the 10th to the 90th percentile of physician concentration and hospital concentration was associated with increases of $393 and $189, respectively, in annual premiums for the Silver plan with the second lowest cost. A similar increase in the number of insurers was associated with a $421 decrease in premiums. Physician-hospital integration was not significantly associated with premiums. Premiums for FFM plans were higher in markets with greater concentrations of hospitals and physicians but fewer insurers. Higher premiums make health insurance less affordable for people purchasing unsubsidized coverage and raise the cost of Marketplace premium tax credits to the government.

Rationale for continuing R&D in indirect coal liquefaction

Energy Technology Data Exchange (ETDEWEB)

Gray, D.; Tomlinson, G. [MITRE Corp., McLean, VA (United States)

1995-12-31

The objective of this analysis is to use the world energy demand/supply model developed at MITRE to examine future liquid fuels supply scenarios both for the world and for the United States. This analysis has determined the probable extent of future oil resource shortages and the likely time frame in which the shortages will occur. The role that coal liquefaction could play in helping to alleviate this liquid fuels shortfall is also examined. The importance of continuing R&D to improve process performance and reduce the costs of coal-derived transportation fuel is quantified in terms of reducing the time when coal liquids will become competitive with petroleum.

31 CFR 337.8 - Payment of mortgage insurance premiums.

Science.gov (United States)

2010-07-01

... insurance premiums. When certificated debentures are tendered for purchase prior to maturity in order that the proceeds thereof be applied to pay for mortgage insurance premiums, any difference between the amount of the debentures purchased and the amount of the mortgage insurance premium will generally be...

Prospect of coal liquefaction in Indonesia

International Nuclear Information System (INIS)

Hartiniati; Dasuki, A.S.; Artanto, Yu.; Sulaksono, D.; Gunanjar

1997-01-01

With the current known oil reserves of about 11 billion barrel and annual production of approximately 500 million barrel, the country's oil reserves will be depleted by 2010, and Indonesia would have become net oil importer if no major oil fields be found somewhere in the archipelago. Under such circumstances the development of new sources of liquid fuel becomes a must, and coal liquefaction can be one possible solution for the future energy problem in Indonesia, particularly in the transportation sector due to the availability of coal in huge amount. This paper present the prospect of coal liquefaction in Indonesia and look at the possibility of integrating the process with HTR as a heat supplier. Evaluation of liquidability of several low grade Indonesian coals will also be presented. Coal from South Banko-Tanjung Enim is found to be one of the most suitable coal for liquefaction. Several studies show that an advanced coal liquefaction technology recently developed has the potential to reduce not only the environmental impact but also the production cost. The price of oil produced in the year 2000 is expected to reach US $ 17.5 ∼ 19.2/barrel and this will compete with the current oil price. Not much conclusion can be drawn from the idea of integrating HTR with coal liquefaction plant due to limited information available. (author). 7 figs, 3 tabs

Characterization of liquid products from the co-cracking of ternary and quaternary mixture of petroleum vacuum residue, polypropylene, Samla coal and Calotropis Procera

Energy Technology Data Exchange (ETDEWEB)

M. Ahmaruzzaman; D.K. Sharma [Indian Institute of Technology Delhi, New Delhi (India). Centre for Energy Studies

2008-08-15

The co-cracking of the petroleum vacuum residue (XVR) with polypropylene (PP), Samla coal (SC) and Calotropis procera (CL) has been carried out in a batch reactor under isothermal conditions at atmospheric pressure. The liquids obtained by co-cracking have been characterized by Fourier transform infrared spectroscopy, high performance liquid chromatography, {sup 1}H nuclear magnetic resonance (NMR), {sup 13}C NMR, gel permeation chromatography (GPC), and inductively coupled argon plasma analyses. It was found that the liquid products obtained from the co-cracking of ternary and quaternary mixtures of the petroleum vacuum residue with polypropylene, coal and C. procera contained less than 1 ppm of Ni and V. The HPLC analyses indicates that the liquids obtained from the cracking of ternary mixture of XVR+PP+CL were mainly aliphatic in nature (saturates content 87.4%). NMR analyses showed that the aromatic carbon contents decreased (15.0%) in the liquid products derived from the co-cracking of quaternary mixtures of XVR+PP+SC+CL compared to their theoretical averages (taking the averages of aromatic carbon contents of the liquids from XVR, PP, SC and CL individually). The overall results indicated that there exists a definite interaction of reactive species when XVR, PP, SC and CL were co-cracked together. 27 refs., 5 tabs.

Premium Pricing of Liability Insurance Using Random Sum Model

Directory of Open Access Journals (Sweden)

Mujiati Dwi Kartikasari

2017-03-01

Full Text Available Premium pricing is one of important activities in insurance. Nonlife insurance premium is calculated from expected value of historical data claims. The historical data claims are collected so that it forms a sum of independent random number which is called random sum. In premium pricing using random sum, claim frequency distribution and claim severity distribution are combined. The combination of these distributions is called compound distribution. By using liability claim insurance data, we analyze premium pricing using random sum model based on compound distribution

The Skew Risk Premium in the Equity Index Market

OpenAIRE

Roman Kozhan; Anthony Neuberger; Paul Schneider

2013-01-01

We develop a new method for measuring moment risk premiums. We find that the skew premium accounts for over 40% of the slope in the implied volatility curve in the S&P 500 market. Skew risk is tightly related to variance risk, in the sense that strategies designed to capture the one and hedge out exposure to the other earn an insignificant risk premium. This provides a new testable restriction for asset pricing models trying to capture, in particular, disaster risk premiums. We base our resul...

A comment on 'Storage and the electricity forward premium'

International Nuclear Information System (INIS)

Bloys van Treslong, Adriaan; Huisman, Ronald

2010-01-01

This paper examines the robustness of the results found by Douglas and Popova (2008). They examine the electricity forward premium in relation to gas storage inventories and find that, although electricity is not directly storable, electricity forward premiums are lower when gas storage inventories are higher, especially on days with high temperatures. Douglas and Popova (2008) derive their results from a forward premium model that is an extension of the Bessembinder and Lemmon (2002) model. We examine whether the gas storage inventory results hold under a different specification of the forward risk premium. Our results support the results found by Douglas and Popova (2008) and show that their results are not influenced by the specification of the forward premium model. (author)

Composition of hydrogenation products of Borodino brown coal

Energy Technology Data Exchange (ETDEWEB)

M.A. Gyul' malieva; A.S. Maloletnev; G.A. Kalabin; A.M. Gyul' maliev [Institute for Fossil Fuels, Moscow (Russian Federation)

2008-02-15

The composition of liquid products of hydrogenation of brown coal from the Borodino deposit was determined by means of {sup 13}C NMR spectroscopy and chemical thermodynamics methods. It was shown that the group composition of the liquid hydrogenation products at thermodynamic equilibrium is predictable from the elemental composition of the organic matter of parent coal. 9 refs., 5 figs., 6 tabs.

Two-stage liquefaction of a Spanish subbituminous coal

Energy Technology Data Exchange (ETDEWEB)

Martinez, M.T.; Fernandez, I.; Benito, A.M.; Cebolla, V.; Miranda, J.L.; Oelert, H.H. (Instituto de Carboquimica, Zaragoza (Spain))

1993-05-01

A Spanish subbituminous coal has been processed in two-stage liquefaction in a non-integrated process. The first-stage coal liquefaction has been carried out in a continuous pilot plant in Germany at Clausthal Technical University at 400[degree]C, 20 MPa hydrogen pressure and anthracene oil as solvent. The second-stage coal liquefaction has been performed in continuous operation in a hydroprocessing unit at the Instituto de Carboquimica at 450[degree]C and 10 MPa hydrogen pressure, with two commercial catalysts: Harshaw HT-400E (Co-Mo/Al[sub 2]O[sub 3]) and HT-500E (Ni-Mo/Al[sub 2]O[sub 3]). The total conversion for the first-stage coal liquefaction was 75.41 wt% (coal d.a.f.), being 3.79 wt% gases, 2.58 wt% primary condensate and 69.04 wt% heavy liquids. The heteroatoms removal for the second-stage liquefaction was 97-99 wt% of S, 85-87 wt% of N and 93-100 wt% of O. The hydroprocessed liquids have about 70% of compounds with boiling point below 350[degree]C, and meet the sulphur and nitrogen specifications for refinery feedstocks. Liquids from two-stage coal liquefaction have been distilled, and the naphtha, kerosene and diesel fractions obtained have been characterized. 39 refs., 3 figs., 8 tabs.

Generalized correlation of latent heats of vaporization of coal liquid model compounds between their freezing points and critical points

Energy Technology Data Exchange (ETDEWEB)

Sivaraman, A.; Kobuyashi, R.; Mayee, J.W.

1984-02-01

Based on Pitzer's three-parameter corresponding states principle, the authors have developed a correlation of the latent heat of vaporization of aromatic coal liquid model compounds for a temperature range from the freezing point to the critical point. An expansion of the form L = L/sub 0/ + ..omega..L /sub 1/ is used for the dimensionless latent heat of vaporization. This model utilizes a nonanalytic functional form based on results derived from renormalization group theory of fluids in the vicinity of the critical point. A simple expression for the latent heat of vaporization L = D/sub 1/epsilon /SUP 0.3333/ + D/sub 2/epsilon /SUP 0.8333/ + D/sub 4/epsilon /SUP 1.2083/ + E/sub 1/epsilon + E/sub 2/epsilon/sup 2/ + E/sub 3/epsilon/sup 3/ is cast in a corresponding states principle correlation for coal liquid compounds. Benzene, the basic constituent of the functional groups of the multi-ring coal liquid compounds, is used as the reference compound in the present correlation. This model works very well at both low and high reduced temperatures approaching the critical point (0.02 < epsilon = (T /SUB c/ - T)/(T /SUB c/- 0.69)). About 16 compounds, including single, two, and three-ring compounds, have been tested and the percent root-mean-square deviations in latent heat of vaporization reported and estimated through the model are 0.42 to 5.27%. Tables of the coefficients of L/sub 0/ and L/sub 1/ are presented. The contributing terms of the latent heat of vaporization function are also presented in a table for small increments of epsilon.

The application of the coal grain analysis method to coal liberation studies

Energy Technology Data Exchange (ETDEWEB)

O' Brien, G.; Firth, B.; Adair, B. [CSIRO Earth Science & Resource Engineering Brisbane, Qld. (Australia)

2011-07-01

Emerging coal markets such as the use of coal for conversion to liquid fuels and its use in fuels cells and as coal water slurries in diesel engines require coal products with different coal quality specifications than those applicable to traditional coal markets of coke making and conventional power generation. As well as quantifying coals in terms of their chemical and physical properties, detailed knowledge of the mineral inclusions within the coal particles is required to identify coals that are suited to economically produce the low-ash value coals required for these markets. After mining and processing, some particles can consist of essentially pure components of a single maceral or mineral phase whilst others are composite particles that are comprised of varying amounts of macerals and minerals. The proportion of particles that are present as pure components or as composites will be a function of the characteristics of the coal and the particle size. In general, it is considered that size reduction will result in liberation and hence increased yield. The amount of liberation that occurs during crushing or grinding a coal is however coal specific. Particle characterization information provided by an optical microscopic-imaging method, Coal Grain Analysis, was used to identify coals that might benefit from additional crushing to improve recovery of clean coal by new density separation techniques and by flotation. As expected, the results of these studies suggest that the degree of liberation that is obtained is coal specific, and, hence, yield improvements are also coal specific. Hence a quantitative method of investigating this issue is required.

Effect of CuO receptor on the liquid yield and composition of oils derived from liquefaction of coals by microwave energy

International Nuclear Information System (INIS)

Yagmur, Emine; Simsek, Emir H.; Aktas, Zeki; Togrul, Taner

2008-01-01

The effects of microwave receptor to coal (receptor/coal) ratio and the period of heating by microwave energy on the solubilization of Turkish coals in tetralin have been investigated. CuO was used as microwave receptor. The amount of receptor and the type of coal significantly affected the yield of liquid product. The addition of the CuO receptor caused to increase in the lignite conversions to oil fractions. The yield of THF soluble fraction increased in the presence of CuO receptor, however, due to catalytic effect of CuO, the yields of preasphaltene (PAS) and asphaltene (AS) decreased. The oil fractions were obtained from the experiments treated by microwave energy in the presence of 3/5 CuO/coal ratio and in the absence of receptor for 20 min liquefaction periods. The compositions of the oil fractions were determined by GC/MS. The composition of the oil fractions of the coals strongly depends on the type of coal. It was observed that the oil fractions contain oxygenated aromatic compounds in addition to condensed aromatic structures. Considerable amounts of 3,4-dihydro-1(2H)-naphthalenone (alpha-tetralone) were found in the oil fractions of lignites treated by microwave energy

Deuterium as a tracer in coal liquefaction. Pt. 1

International Nuclear Information System (INIS)

Wilson, M.A.; Collin, P.J.; Barron, P.F.; Vassallo, A.M.

1982-01-01

Deuterium has been used to trace the pathways by which hydrogen reacts with an Australian bituminous coal (Liddell) in the presence of a nickel/molybdenum catalyst. The results show that at 400 0 C extensive scrambling of hydrogen and deuterium occurs among aromatic and α to aromatic aliphatic hydrogen and deuterium substituents. Deuterium can enter all structural groups in both asphaltene and hexane-soluble fractions of the coal-derived liquids, but it enters aromatic and α to aromatic groups in preference to alkyl groups remote from aromatic rings. Thus the results indicate that hydrogen atoms are very mobile during coal hydrogenation. Deuterium from deuterium oxide generated during conversion can also be incorporated into the coal-derived liquids. During coal hydrogenation, the eventual fate of much of the hydrogen in the gas phase is to substitute for hydrogen already in the coal. (Auth.)

A note on weighted premium calculation principles

NARCIS (Netherlands)

Kaluszka, M.; Laeven, R.J.A.; Okolewski, A.

2012-01-01

A prominent problem in actuarial science is to determine premium calculation principles that satisfy certain criteria. Goovaerts et al. [Goovaerts, M. J., De Vylder, F., Haezendonck, J., 1984. Insurance Premiums: Theory and Applications. North-Holland, Amsterdam, p. 84] establish an optimality-type

Explaining the so-called 'price premium' in oil markets

International Nuclear Information System (INIS)

Merino, A.; Ortiz, A.

2005-01-01

This paper explores the information content of several variables on the so-called ''oil price premium over fundamentals''. We define this premium as the difference between the market oil price and the estimated price consistent with the OECD's relative industry stock level. By using Granger causality tests and extended regressions we test the systematic ability of a broad set of variables to explain the premium. We find that speculation in the oil market - measured by non-commercial long positions - can improve the traditional model, reducing the premium significantly during some parts of the sample. (author)

Promoting the market and system integration of renewable energies through premium schemes—A case study of the German market premium

International Nuclear Information System (INIS)

Gawel, Erik; Purkus, Alexandra

2013-01-01

With the share of renewable energies within the electricity sector rising, improving their market and system integration is of increasing importance. By offering plant operators a premium on top of the electricity market price, premium schemes represent an option to increase the alignment of renewable electricity production with market signals, and have been implemented by several EU member states. This paper examines the case study of the German market premium scheme adopted in 2012. Building on an evaluation of early experiences, we discuss whether the market premium contributes to the aims of market and/or system integration (effectiveness), and what potential efficiency gains and additional costs of “administering integration” are associated with it (efficiency). While exposing renewables to price risks is not the scheme’s purpose, it has successfully increased participation in direct marketing. However, risks of overcompensating producers for marketing and balancing costs are high, and the benefits of gradually leading plant operators towards the market are questionable. Incentives for demand-oriented production are established, but they seem insufficient particularly in the case of intermittent renewable energy sources. To conclude, we provide an outlook on alternative designs of premium schemes, and discuss whether they seem better suited for addressing the challenges ahead. - Highlights: • Premium schemes are used to align renewable energy sources (RES) with market signals. • We examine the effectiveness and efficiency of the German market premium scheme. • Participation in direct marketing has increased, but so have support costs. • For intermittent RES, incentives for demand-oriented production are insufficient. • Efficiency gains from exposing RES to market risks entail several trade-offs

Effect of oxidation on the chemical nature and distribution of low-temperature pyrolysis products from bituminous coal

Energy Technology Data Exchange (ETDEWEB)

Furimsky, E.; MacPhee, J.A.; Vancea, L.; Ciavaglia, L.A.; Nandi, B.N.

1983-04-01

Two bituminous coals, a high volatile Eastern Canadian and a medium volatile Western Canadian, were used to investigate the effect of oxidation on yields and chemical composition of gases, liquids and chars produced during coal pyrolysis. Pyrolysis experiments were performed at 500 C using the Fischer assay method. Mild oxidation of coals resulted in a decrease of liquid hydrocarbon yields. Further coal oxidation increased the proportion of aromatic carbon in liquid products as determined by N.M.R. and also increased the content of oxygen in liquid products. The content of oxygen in chars was markedly lower than in corresponding coals. An attempt is made to explain reactions occurring during oxidation and subsequent pyrolysis of coal on the basis of differences in chemical composition of gases, liquids and chars. (19 refs.)

Effect of oxidation on the chemical nature and distribution of low-temperature pyrolysis products from bituminous coal

Energy Technology Data Exchange (ETDEWEB)

Furimsky, E.; Ciavaglia, L.A.; MacPhee, J.A.; Nandi, B.N.; Vancea, L.

1983-04-01

Two bituminous coals, a high volatile Eastern Canadian and a medium volatile Western Canadian, were used to investigate the effect of oxidation on yields and chemical composition of gases, liquids and chars produced during coal pyrolysis. Pyrolysis experiments were performed at 500/sup 0/C using the Fischer assay method. Mild oxidation of coals resulted in a decrease of liquid hydrocarbon yields. Further coal oxidation increased the proportion of aromatic carbon in liquid products as determined by n.m.r., and also increased the content of oxygen in liquid products. The content of oxygen in chars was markedly lower than in corresponding coals. An attempt is made to explain reactions occurring during oxidation and subsequent pyrolysis of coal on the basis of differences in chemical composition of gases, liquids and chars.

Bioprocessing of lignite coals using reductive microorganisms

Energy Technology Data Exchange (ETDEWEB)

Crawford, D.L.

1992-03-29

In order to convert lignite coals into liquid fuels, gases or chemical feedstock, the macromolecular structure of the coal must be broken down into low molecular weight fractions prior to further modification. Our research focused on this aspect of coal bioprocessing. We isolated, characterized and studied the lignite coal-depolymerizing organisms Streptomyces viridosporus T7A, Pseudomonas sp. DLC-62, unidentified bacterial strain DLC-BB2 and Gram-positive Bacillus megaterium strain DLC-21. In this research we showed that these bacteria are able to solubilize and depolymerize lignite coals using a combination of biological mechanisms including the excretion of coal solublizing basic chemical metabolites and extracellular coal depolymerizing enzymes.

Clean coal technology

International Nuclear Information System (INIS)

Abelson, P.H.

1990-01-01

One of the major technology challenges in the next decade will be to develop means of using coal imaginatively as a source of chemicals and in a more energy-efficient manner. The Clean Air Act will help to diminish the acid rain but will not reduce CO 2 emissions. The Department of Energy (DOE) is fostering many innovations that are likely to have a positive effect on coal usage. Of the different innovations in the use of coal fostered by DOE, two are of particular interest. One is the new pressurized fluid bed combustion (PFBC) combined-cycle demonstration. The PFBC plant now becoming operational can reduce SO 2 emissions by more than 90% and NO x emissions by 50-70%. A second new technology co-sponsored by DOE is the Encoal mild coal gasification project that will convert a sub-bituminous low-BTU coal into a useful higher BTU solid while producing significant amounts of a liquid fuel

Investigation on characterization and liquefaction of coals from Tavan tolgoi deposit

Directory of Open Access Journals (Sweden)

B Purevsuren

2014-10-01

Full Text Available On the basis of proximate, ultimate, petrographic and IR analysis results have been confirmed that the Tavan tolgoi coal is a high-rank G mark stone coal. The results of X-ray fluorescence analysis of coal ash show that the Tavan tolgoi coal is a subbituminous coal. The ash of Tavan tolgoi coal has an acidic character. The results of pyrolysis of Tavan tolgoi coal at different heating temperatures show that a maximum yield - 5.0% of liquid product can be obtained at 700°C. The results of thermal dissolution of Tavan tolgoi coal in tetralin with constant mass ratio between coal and tetralin (1:1.8 at 450°C show that 50.0% of liquid product can be obtained after thermal decomposition of the COM (coal organic matter. DOI: http://dx.doi.org/10.5564/mjc.v14i0.191 Mongolian Journal of Chemistry 14 (40, 2013, p12-19

Incentive-compatible guaranteed renewable health insurance premiums.

Science.gov (United States)

Herring, Bradley; Pauly, Mark V

2006-05-01

Theoretical models of guaranteed renewable insurance display front-loaded premium schedules. Such schedules both cover lifetime total claims of low-risk and high-risk individuals and provide an incentive for those who remain low-risk to continue to purchase the policy. Questions have been raised of whether actual individual insurance markets in the US approximate the behavior predicted by these models, both because young consumers may not be able to "afford" front-loading and because insurers may behave strategically in ways that erode the value of protection against risk reclassification. In this paper, the optimal competitive age-based premium schedule for a benchmark guaranteed renewable health insurance policy is estimated using medical expenditure data. Several factors are shown to reduce the amount of front-loading necessary. Indeed, the resulting optimal premium path increases with age. Actual premium paths exhibited by purchasers of individual insurance are close to the optimal renewable schedule we estimate. Finally, consumer utility associated with the feature is examined.

Teratogenicity following inhalation exposure of rats to a high-boiling coal liquid

Energy Technology Data Exchange (ETDEWEB)

Springer, D.L.; Poston, K.A.; Mahlum, D.D.; Sikov, M.R.

1982-01-01

On days 12 to 16 of gestation pregnant rats were exposed to heavy distillate (hd), the highest-boiling material derived from the solvent refined coal-II (SRC-II) process, and the litters were examined at day 21. Adverse biological effects were observed in the group of animals exposed to an aerosol concentration of 0.66 mg 1/sup -1/ (1.8 ..mu..m, mass medium aerodynamic diameter); groups of animals exposed to lower aerosol concentrations (0.084 and 0.017 mg 1/sup -1/) were largely unaffected. Embryolethality during mid- and late gestation appeared attributable to the coal liquid exposure. Fetuses from pregnant rats in the high exposure group were smaller in weight and length than fetuses from control animals, and skeletal ossification was reduced. Increased incidences of small lungs and cleft palate were observed in fetuses from the high exposure group. Pregnant rats in the high-exposure group gained less weight than controls during gestation; the reduced weight gain was accounted for by the reduced size of the fetuses and placentas. Even though maternal body weight (exclusive of the products of conception) was unaffected by the exposure, the weights of the maternal thymus, lung and spleen were altered in the high exposure group.

Teratogenicity following inhalation exposure of rats to a high-boiling coal liquid

Energy Technology Data Exchange (ETDEWEB)

Springer, D.L.; Poston, K.A.; Mahlum, D.D.; Sikov, M.R.

1982-01-01

On days 12-16 of gestation pregnant rats were exposed to heavy distillate (HD), the highest-boiling material derived from the solvent refined coal-II (SRC-II) process, and the litters were examined at day 21. Adverse biological effects were observed in the group of animals exposed to an aerosol concentration of 0.66 mg 1/sup -1/ (1.8 ..mu..m, mass medium aerodynamic diameter (MMAD)); groups of animals exposed to lower aerosol concentrations (0.084 and 0.017 mg 1/sup -1/) were largely unaffected. Embryolethality during mid- and late gestation appeared attributable to the coal liquid exposure. Fetuses from pregnant rats in the high exposure group were smaller in weight and length than fetuses from control animals, and skeletal ossification was reduced. Increased incidences of small lungs and cleft palate were observed in fetuses from the high exposure group. Pregnant rats in the high-exposure group gained less weight than controls during gestation; the reduced weight gain was accounted for by the reduced size of the fetuses and placentas. Even though maternal body weight (exclusive of the products of conception) was unaffected by the exposure, the weights of the maternal thymus, lung and spleen were altered in the high exposure group.

Impact of heat and mass transfer during the transport of nitrogen in coal porous media on coal mine fires.

Science.gov (United States)

Shi, Bobo; Zhou, Fubao

2014-01-01

The application of liquid nitrogen injection is an important technique in the field of coal mine fire prevention. However, the mechanism of heat and mass transfer of cryogenic nitrogen in the goaf porous medium has not been well accessed. Hence, the implementation of fire prevention engineering of liquid nitrogen roughly relied on an empirical view. According to the research gap in this respect, an experimental study on the heat and mass transfer of liquid nitrogen in coal porous media was proposed. Overall, the main mechanism of liquid nitrogen fire prevention technology in the coal mine is the creation of an inert and cryogenic atmosphere. Cryogenic nitrogen gas vapor cloud, heavier than the air, would cause the phenomenon of "gravity settling" in porous media firstly. The cryogen could be applicable to diverse types of fires, both in the openings and in the enclosures. Implementation of liquid nitrogen open-injection technique in Yangchangwan colliery achieved the goals of fire prevention and air-cooling. Meanwhile, this study can also provide an essential reference for the research on heat and mass transfer in porous media in the field of thermal physics and engineering.

Impact of Heat and Mass Transfer during the Transport of Nitrogen in Coal Porous Media on Coal Mine Fires

Directory of Open Access Journals (Sweden)

Bobo Shi

2014-01-01

Full Text Available The application of liquid nitrogen injection is an important technique in the field of coal mine fire prevention. However, the mechanism of heat and mass transfer of cryogenic nitrogen in the goaf porous medium has not been well accessed. Hence, the implementation of fire prevention engineering of liquid nitrogen roughly relied on an empirical view. According to the research gap in this respect, an experimental study on the heat and mass transfer of liquid nitrogen in coal porous media was proposed. Overall, the main mechanism of liquid nitrogen fire prevention technology in the coal mine is the creation of an inert and cryogenic atmosphere. Cryogenic nitrogen gas vapor cloud, heavier than the air, would cause the phenomenon of “gravity settling” in porous media firstly. The cryogen could be applicable to diverse types of fires, both in the openings and in the enclosures. Implementation of liquid nitrogen open-injection technique in Yangchangwan colliery achieved the goals of fire prevention and air-cooling. Meanwhile, this study can also provide an essential reference for the research on heat and mass transfer in porous media in the field of thermal physics and engineering.

Hydrogen production from coal using a nuclear heat source

International Nuclear Information System (INIS)

Quade, R.N.

1977-01-01

A strong candidate for hydrogen production in the intermediate time frame of 1990 to 1995 is a coal-based process using a high-temperature gas-cooled reactor (HTGR) as a heat source. Expected process efficiencies in the range of 60 to 70% are considerably higher than all other hydrogen production processes except steam reforming of a natural gas - a feedstock which may not be available in large quantities in this time frame. The process involves the preparation of a coal liquid, hydrogasification of that liquid, and steam reforming of the resulting gaseous or light liquid product. Bench-scale experimental work on the hydrogasification of coal liquids is being carried out. A study showing process efficiency and cost of hydrogen vs nuclear reactor core outlet temperature has been completed and shows diminishing returns at process temperatures above about 1500 0 F. (author)

Return and Liquidity Relationships on Market and Accounting Levels in Brazil

Directory of Open Access Journals (Sweden)

Fernanda Finotti Cordeiro Perobelli

2016-08-01

Full Text Available ABSTRACT This article discusses profitability-liquidity relationships on accounting and market levels for 872 shares of publicly-traded Brazilian companies, observed between 1994 and 2013. On the market level, the assumption is that share liquidity is able to reduce some of the risks incurred by investors, making them more willing to pay a higher price for liquid shares, which would lower expected market returns. On the accounting level, the basic hypothesis argues that a firm's holding more liquid assets is related to a conservative investment policy, possibly reducing accounting returns for shareholders. Under the assumption of financial constraint, however, more accounting liquidity would allow positive net present value investments to be carried out, increasing future accounting returns, which would positively affect market liquidity and share prices in an efficient market, resulting in a lower market risk/expected return premium. Under the assumption of no financial constraint, however, more accounting liquidity would only represent a carry cost, compromising future accounting returns, which would adversely affect market liquidity and share prices and result in a higher market risk/expected return premium. Among the hypotheses, the presence of a negative market liquidity premium was verified in Brazil, with shares that traded more exhibiting a higher expected market return. On the margins of the major theories on the subject, only two negative relationships between excess accounting liquidity and market liquidity and accounting return, supporting the carry cost assumption for financially unconstrained firms, were verified. In terms of this paper's contributions, there is the analysis, unprecedented in Brazil as far as is known, of the relationship between liquidity and return on market and accounting levels, considering the financial constraint hypothesis to which the firms are subject.

The conditional size premium and intertemporal risk

DEFF Research Database (Denmark)

de Oliveira Souza, Thiago

2018-01-01

The size premium only appears in states with good expected stock returns as given by several state variables, such as the aggregate book-to-market. The annual premium is 15% when this variable is within the top 33% in historical terms and an insignificant 0.4% otherwise. This renders...

Insurer Competition In Federally Run Marketplaces Is Associated With Lower Premiums.

Science.gov (United States)

Jacobs, Paul D; Banthin, Jessica S; Trachtman, Samuel

2015-12-01

Federal subsidies for health insurance premiums sold through the Marketplaces are tied to the cost of the benchmark plan, the second-lowest-cost silver plan. According to economic theory, the presence of more competitors should lead to lower premiums, implying smaller federal outlays for premium subsidies. The long-term impact of the Affordable Care Act on government spending will depend on the cost of these premium subsidies over time, with insurer participation and the level of competition likely to influence those costs. We studied insurer participation and premiums during the first two years of the Marketplaces. We found that the addition of a single insurer in a county was associated with a 1.2 percent lower premium for the average silver plan and a 3.5 percent lower premium for the benchmark plan in the federally run Marketplaces. We found that the effect of insurer entry was muted after two or three additional entrants. These findings suggest that increased insurer participation in the federally run Marketplaces reduces federal payments for premium subsidies. Project HOPE—The People-to-People Health Foundation, Inc.

Liquid hydrocarbons from coal beds – risk factor for the underground work environment - Case study

Directory of Open Access Journals (Sweden)

Tomescu Cristian

2017-01-01

Full Text Available Liquid hydrocarbons from the coal bed and surrounding rocks, besides the stored gases, methane, carbon dioxide, carbon oxide, generate the increase of the risk factor from the occupational health and safety point of view. If for reducing the gas concentrations level and the methane emissions in order to increase the safety in exploitation exist well-known solutions and methods, the oxidation or self-oxidation of the hydrocarbons from the coal bed generate a series of compounds, reaction products over maximum admitted concentrations which give birth to a toxic atmosphere and which is hazardous for workers, at the same time inducing an error in noting the occurrence of a spontaneous combustion phenomena, a major risk for the workers and for the mineral resource. This paper represents a case study performed in one underground mine unit from Jiu Valley and presents the analysis for underground environment factors monitoring and for solutions for diminishing the OHS risk factors.

Challenges And Opportunities For Coal Gasification In Developing Countries

Energy Technology Data Exchange (ETDEWEB)

NONE

2013-10-01

Coal gasification for chemicals, gaseous and liquid fuels production can fulfil an important strategic need in those developing countries where coal is the primary fuel source and oil and gas energy security is an issue. At the same time, the establishment of major projects in such countries can be problematical for a number of technical and economic reasons, although it is encouraging that some projects appear to be moving forward. There are two developing countries where coal conversion projects to produce chemicals, gaseous and liquid fuels have been taken forward strongly. The first is South Africa, which established the world's only commercial-scale coal-to-liquids and coal-to-chemicals facilities at Secunda and Sasolburg respectively. The other is China, where there is a major gasification-based coal conversion development and deployment programme that is set to become a significant, large-scale commercial element in the nation's energy development plans. This will provide further major opportunities for the deployment of large-scale coal gasification technologies, various syngas conversion units and catalysts for the subsequent production of the required products. The role of China is likely to be critical in the dissemination of such technologies to other developing countries as it can not only provide the technical expertise but also financially underpin such projects, including the associated infrastructure needs.

The Association of State Rate Review Authority with Health Insurance Premiums.

Science.gov (United States)

Ticse, Caroline

2015-10-01

Key findings. (1) Adjusted premiums in the individual market in states with prior approval authority combined with loss ratio requirements were lower in 2010-2013 than premiums in states with no rate review authority or file-and-use regulations only. (2) Adjusted premiums declined modestly in prior approval states while premiums increased in states with no rate review authority or with file-and-use regulations only. (3) The findings suggest that states with prior approval authority and loss ratio requirements constrained increases in health insurance premiums.

Optimal Premium Pricing for a Heterogeneous Portfolio of Insurance Risks

Directory of Open Access Journals (Sweden)

Athanasios A. Pantelous

2009-01-01

Full Text Available The paper revisits the classical problem of premium rating within a heterogeneous portfolio of insurance risks using a continuous stochastic control framework. The portfolio is divided into several classes where each class interacts with the others. The risks are modelled dynamically by the means of a Brownian motion. This dynamic approach is also transferred to the design of the premium process. The premium is not constant but equals the drift of the Brownian motion plus a controlled percentage of the respective volatility. The optimal controller for the premium is obtained using advanced optimization techniques, and it is finally shown that the respective pricing strategy follows a more balanced development compared with the traditional premium approaches.

5 CFR 410.402 - Paying premium pay.

Science.gov (United States)

2010-01-01

... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Paying premium pay. 410.402 Section 410... for Training Expenses § 410.402 Paying premium pay. (a) Prohibitions. Except as provided by paragraph (b) of this section, an agency may not use its funds, appropriated or otherwise available, to pay...

12 CFR 217.101 - Premiums on deposits.

Science.gov (United States)

2010-01-01

... from paying interest on a demand deposit. Premiums, whether in the form of merchandise, credit, or cash... AGAINST THE PAYMENT OF INTEREST ON DEMAND DEPOSITS (REGULATION Q) Interpretations § 217.101 Premiums on... that is not, directly or indirectly, related to or dependent on the balance in a demand deposit account...

Premium adjustment: actuarial analysis on epidemiological models ...

African Journals Online (AJOL)

In this paper, we analyse insurance premium adjustment in the context of an epidemiological model where the insurer's future financial liability is greater than the premium from patients. In this situation, it becomes extremely difficult for the insurer since a negative reserve would severely increase its risk of insolvency, ...

Required Market Risk Premium among countries in 2012

Directory of Open Access Journals (Sweden)

Pablo Fernandez

2015-12-01

This survey also links with the Equity Premium Puzzle. It may be explained by the fact that many market participants use historical data and advice from textbooks and finance professors. Consequently, ex-ante equity premia have been high, most market prices have been consistently undervalued, and the ex-post risk premia has been also high. Many investors use historical data and textbook prescriptions to estimate the required and the expected equity premium, the undervaluation and the high ex-post risk premium are self fulfilling prophecies.

Hydropyrolysis of coal at very low pressure

Energy Technology Data Exchange (ETDEWEB)

Bi, J.; Kamo, T.; Kodera, Y.; Yamaguchi, H.; Sato, Y. [National Institute for Resources and Environment, Tsukuba-city (Japan). Energy Resources Department

1998-07-01

In the present study, Taiheiyo coal was heated under a pressure of 0.6 Torr and a temperature range of 20-800{degree}C in the presence and absence of hydrogen atoms. The yielded char, gas and liquid were measured and analyzed by TG-MS and GC-MS respectively. The result shows that the conversion of coal with hydrogen atoms is higher than that without, and more gas and liquid products are obtained in the presence of hydrogen atoms. 3 refs., 5 figs.

W(h)ither the coal industry? The long-term view

International Nuclear Information System (INIS)

Schobert, H.H.; Rusinko, F. Jr.; Mathews, J.P.

1998-01-01

Global warming--real or imaginary, friend or foe, carbon dioxide emissions a threat to the planet, benign, or good for agriculture--while the debate rages on, the debaters occasionally seem to pause long enough to agree on one point: coal is the bad guy. There is little doubt that coal combustion must continue as a major contributor to the energy economy for the near to mid-term future. It is likely, though, those environmental pressures on conventional processes for coal utilization will only intensify. This factor alone makes questionable the long-term future. Environmental issues also severely impact the metallurgical coke industry. The traditional coal industry and coal markets of the 20th century are under increasingly intense assault. But why waste coal by burning it? Steady progress is being made in two directions for using coal as a valuable hydrocarbon resource. On the one hand, continuous improvements in computer-based structural modeling, which now include the ability to calculate not only a molecular structure that is consistent with chemical facts, but also some of the physical properties and even the incorporation of water. The increasing reasonableness of such structures places one on the verge of being able to do rational organic chemistry on coals, that is, deliberately to select coals as starting materials for certain desired chemical transformations that will produce high-value chemical products in good yields. This opens a route to chemicals from coal that does not rely on by-product coal tars as the feedstock. On the other hand, excellent opportunities also exist for coals as precursors to high-value carbon materials. Anthracites in particular represent an under-exploited, and as yet poorly explored, opportunity for conversion to graphitic materials. Taking coal in both directions high-value chemicals and premium carbon products represent profitable opportunities for innovation, leadership, and new directions for the coal industry in the 21st

7 CFR 1962.29 - Payment of fees and insurance premiums.

Science.gov (United States)

2010-01-01

... 7 Agriculture 14 2010-01-01 2009-01-01 true Payment of fees and insurance premiums. 1962.29... Security § 1962.29 Payment of fees and insurance premiums. (a) Fees. (1) Security instruments. Borrowers... the service cannot be obtained without cost. (b) Insurance premiums. County Supervisors are authorized...

24 CFR 266.608 - Mortgage insurance premium: Pro rata refund.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Pro... PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.608 Mortgage insurance premium: Pro rata refund. If the Contract of Insurance is terminated by payment in full or is terminated...

Demystifying first-cost green building premiums in healthcare.

Science.gov (United States)

Houghton, Adele; Vittori, Gail; Guenther, Robin

2009-01-01

This study assesses the extent of "first-cost green building construction premiums" in the healthcare sector based on data submitted by and interviews with 13 current LEED-certified and LEED-registered healthcare project teams, coupled with a literature survey of articles on the topics of actual and perceived first-cost premiums associated with green building strategies. This analysis covers both perceived and realized costs across a range of projects in this sector, leading to the following conclusions: Construction first-cost premiums may be lower than is generally perceived, and they appear to be independent of both building size and level of "green" achievement; projects are using financial incentives and philanthropy to drive higher levels of achievement; premiums are decreasing over time; and projects are benefiting from improvements in health and productivity which, although difficult to monetize, are universally valued.

Height premium for job performance.

Science.gov (United States)

Kim, Tae Hyun; Han, Euna

2017-08-01

This study assessed the relationship of height with wages, using the 1998 and 2012 Korean Labor and Income Panel Study data. The key independent variable was height measured in centimeters, which was included as a series of dummy indicators of height per 5cm span (wages to assess the heterogeneity in the height-wage relationship, across the conditional distribution of monthly wages. We found a non-linear relationship of height with monthly wages. For men, the magnitude of the height wage premium was overall larger at the upper quantile of the conditional distribution of log monthly wages than at the median to low quantile, particularly in professional and semi-professional occupations. The height-wage premium was also larger at the 90th quantile for self-employed women and salaried men. Our findings add a global dimension to the existing evidence on height-wage premium, demonstrating non-linearity in the association between height and wages and heterogeneous changes in the dispersion and direction of the association between height and wages, by wage level. Copyright © 2017 Elsevier B.V. All rights reserved.

Clean coal initiatives in Indiana

Science.gov (United States)

Bowen, B.H.; Irwin, M.W.; Sparrow, F.T.; Mastalerz, Maria; Yu, Z.; Kramer, R.A.

2007-01-01

Purpose - Indiana is listed among the top ten coal states in the USA and annually mines about 35 million short tons (million tons) of coal from the vast reserves of the US Midwest Illinois Coal Basin. The implementation and commercialization of clean coal technologies is important to the economy of the state and has a significant role in the state's energy plan for increasing the use of the state's natural resources. Coal is a substantial Indiana energy resource and also has stable and relatively low costs, compared with the increasing costs of other major fuels. This indigenous energy source enables the promotion of energy independence. The purpose of this paper is to outline the significance of clean coal projects for achieving this objective. Design/methodology/approach - The paper outlines the clean coal initiatives being taken in Indiana and the research carried out at the Indiana Center for Coal Technology Research. Findings - Clean coal power generation and coal for transportation fuels (coal-to-liquids - CTL) are two major topics being investigated in Indiana. Coking coal, data compilation of the bituminous coal qualities within the Indiana coal beds, reducing dependence on coal imports, and provision of an emissions free environment are important topics to state legislators. Originality/value - Lessons learnt from these projects will be of value to other states and countries.

24 CFR 232.825 - Pro rata refund of insurance premium.

Science.gov (United States)

2010-04-01

... ASSISTED LIVING FACILITIES Contract Rights and Obligations Premiums § 232.825 Pro rata refund of insurance premium. Upon termination of a loan insurance contract by a payment in full or by a voluntary termination... rata portion of the current annual loan insurance premium theretofore paid which is applicable to the...

12 CFR 741.4 - Insurance premium and one percent deposit.

Science.gov (United States)

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Insurance premium and one percent deposit. 741... Insurance premium and one percent deposit. (a) Scope. This section implements the requirements of Section... payment of an insurance premium. (b) Definitions. For purposes of this section: (1) Available assets ratio...

77 FR 30377 - Health Insurance Premium Tax Credit

Science.gov (United States)

2012-05-23

... Health Insurance Premium Tax Credit AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final regulations. SUMMARY: This document contains final regulations relating to the health insurance premium tax... categories of immigrants described in the Children's Health Insurance Program Reauthorization Act. One...

78 FR 23437 - Funding and Fiscal Affairs, Loan Policies and Operations, and Funding Operations; Liquidity and...

Science.gov (United States)

2013-04-18

... capital, asset quality, earnings, interest-rate risk and liquidity of each Farm Credit bank. The CIPA... example, during the agricultural credit crisis of the mid-1980s, investors demanded high risk premiums on...-backed securities experienced credit quality deterioration, increased credit risk premiums, declines in...

Evaluation of pitches and cokes from solvent-extracted coal materials

Energy Technology Data Exchange (ETDEWEB)

McHenry, E.R.

1996-12-01

Three initial coal-extracted (C-E) samples were received from the West Virginia University (WVU) Chemical Engineering Department. Two samples had been hydrogenated to obtain pitches that satisfy Theological requirements. One of the hydrogenated (HC-E) samples had been extracted by toluene to remove ash and higher molecular weight aromatic compounds. We were unable to measure the softening point and viscosity of the non-hydro treated solid extract sample, Positive characteristics in the HC-E materials were softening points of 113-119{degrees}C, low sulfur and ash. The oxygen and nitrogen content of the HC-E samples may limit future usage in premium carbon and graphite products. Coking values were similar to petroleum pitches. Laboratory anode testing indicates that in combination with standard coal-tar pitch, the HC-E material can be used as a binder pitch.

Studies of coupled chemical and catalytic coal conversion methods

Energy Technology Data Exchange (ETDEWEB)

Stock, L.M.

1990-01-01

This report concerns our research on base-catalyzed coal solubilization and a new approach for hydrogen addition. The work on base-catalyzed, chemical solubilization is continuing. this report is focused on the hydrogenation research. Specifically it deals with the use of arene chromium carbonyl complexes as reagents for the addition of dideuterium to coal molecules. In one phase of the work, he has established that the aromatic hydrocarbons in a representative coal liquid can be converted in very good yield to arene chromium carbonyl compounds. In a second phase of the work directly related to our objective of improved methods for catalytic hydrogenation, he has established that the aromatic constituents of the same coal liquid add dideuterium in the presence of added napththalene chromium carbonyl.

24 CFR 241.825 - Pro rata refund of insurance premium.

Science.gov (United States)

2010-04-01

... Projects Without a HUD-Insured or HUD-Held Mortgage Premiums § 241.825 Pro rata refund of insurance premium... of the current annual loan insurance premium theretofore paid which is applicable to the portion of... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Pro rata refund of insurance...

24 CFR 207.252e - Method of payment of mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 207.252e Section 207.252e Housing and Urban Development Regulations Relating to Housing... Premiums § 207.252e Method of payment of mortgage insurance premiums. In the cases that the Commissioner... mortgagees, that mortgage insurance premiums be remitted electronically. [63 FR 1303, Jan. 8, 1998] ...

Economic and environmental evaluation of coal-and-biomass-to-liquids-and-electricity plants equipped with carbon capture and storage (data for figures and tables)

Data.gov (United States)

U.S. Environmental Protection Agency — Data used in the manuscript's tables and figures. Most data represent the modeled optimal capacity of the coal-and-biomass-to-liquid fuels-and-electricity (CBTLE)...

The increase in extraction yields of coals by water treatment

Energy Technology Data Exchange (ETDEWEB)

M. Iino; T. Takanohashi; C. Li; N. Kashimura; K. Masaki; T. Shishido; I. Saito; H. Kumagai [Institute for Energy Utilization, National Institute of Advanced Industrial Science and Technology (AIST), Ibaraki (Japan)

2005-07-01

We have reported that the water treatments of bituminous coals at 600 K for 1 h increased their extraction yields greatly (Energy Fuels, 2005, 18, 1414). In this paper the effect of coal rank on the extraction yields enhancement by the water treatment has been investigated using four Argonne Premium coals, i.e., Pocahontas No. 3 (PO), Upper Freeport (UF), Illinois No.6 (IL), and Beulah Zap (BZ) coals with C % (daf) in the range 67 - 90%. All the coals used show that the water treatments at 600 K increased the extraction yields greatly with a 1:1 carbon disulfide / N-methyl-2-pyrrolidinone mixed solvent (CS2 / NMP) at room temperature. While, the water treatments at 500 K or the heat treatments at 600 K without water gave little increase in the yields. Characterizations of the water-treated coals were carried out from ultimate and proximate compositions, FT-IR spectrum, solvent swelling, NMR relaxation time, and viscoelasticity behavior. The effect of extraction temperature on the extraction yield enhancement was also investigated using polar NMP or non-polar 1-MN solvent. From these results it is concluded that for high coal rank coals the loosening of non-covalent bonds is responsible for the extraction yields enhancement by the water treatment. The loosening non-covalent bonds may be {pi}-{pi} interactions between aromatic rings for PO, and both {pi}-{pi} interactions and hydrogen bonds for UF. While, for lower rank IL and BZ, which showed decrease in O% and hydrogen-bonded OH, the yield enhancements may be due to the loosening of hydrogen bonds and the removal of oxygen functional groups. 9 refs., 5 figs., 1 tab.

Premium Motorsi priimad päevad / Raigo Neudorf

Index Scriptorium Estoniae

Neudorf, Raigo

2007-01-01

Automüüja Premium Motors on edu saavutanud luksusmaasturi Hummer ning teiste USA eksklusiivsete automarkide müügiõigusega. Tabel: Rentaabel äri. Vt. samas: Palun kaks roosat Hummerit; Premium Motors hakkab sügisel Hiina maastureid müüma.

76 FR 50931 - Health Insurance Premium Tax Credit

Science.gov (United States)

2011-08-17

... Health Insurance Premium Tax Credit AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of... relating to the health insurance premium tax credit enacted by the Patient Protection and Affordable Care... be able to purchase private health insurance through State-based competitive marketplaces called...

Premium Pricing of Liability Insurance Using Random Sum Model

OpenAIRE

Kartikasari, Mujiati Dwi

2017-01-01

Premium pricing is one of important activities in insurance. Nonlife insurance premium is calculated from expected value of historical data claims. The historical data claims are collected so that it forms a sum of independent random number which is called random sum. In premium pricing using random sum, claim frequency distribution and claim severity distribution are combined. The combination of these distributions is called compound distribution. By using liability claim insurance data, we ...

An empirical study of the information premium on electricity markets

International Nuclear Information System (INIS)

Benth, Fred Espen; Biegler-König, Richard; Kiesel, Rüdiger

2013-01-01

Due to the non-storability of electricity and the resulting lack of arbitrage-based arguments to price electricity forward contracts, a significant time-varying risk premium is exhibited. Using EEX data during the introduction of emission certificates and the German “Atom Moratorium” we show that a significant part of the risk premium in electricity forwards is due to different information sets in spot and forward markets. In order to show the existence of the resulting information premium and to analyse its size we design an empirical method based on techniques relating to enlargement of filtrations and the structure of Hilbert spaces. - Highlights: ► Electricity is non-storable and the classical spot–forward-relationship is invalid. ► Future information will cause an information premium for forward contracts. ► We model this premium mathematically using enlargement of filtrations. ► We develop a statistical method testing for the information premium empirically. ► We apply the test to the 2nd phase of the EUETS and the German “Atom Moratorium”

Obstetricians' rising liability insurance premiums and inductions at late preterm gestations.

Science.gov (United States)

Murthy, Karna; Grobman, William A; Lee, Todd A; Holl, Jane L

2009-04-01

To estimate the association between professional liability insurance premiums for obstetricians and late preterm induction (LPI) rates. Data from the National Center for Health Statistics were used to identify all Illinois women pregnant with singletons at 34 weeks' gestation from 1991 to 2003. The independent association between LPI (induction between 34 and 37 weeks' gestation) rates and the previous year's obstetric malpractice insurance premiums was evaluated using linear regression. The mean annual LPI rate (5.4/1000 in 1991 to 15.2/1000 in 2003, P insurance premiums ($55,480 to $110,613, P insurance premium. Rising premiums are associated with increased frequency of LPI among women with singleton gestations.

CoalVal-A coal resource valuation program

Science.gov (United States)

Rohrbacher, Timothy J.; McIntosh, Gary E.

2010-01-01

; operating cost per ton; and discounted cash flow cost per ton to mine and process the resources. Costs are calculated as loaded in a unit train, free-on-board the tipple, at a rate of return prescribed by the evaluator. The recoverable resources (in short tons) may be grouped by incremental cost over any range chosen by the user. For example, in the Gillette coalfield evaluation, the discounted cash flow mining cost (at an 8 percent rate of return) and its associated tonnage may be grouped by any applicable increment (for example, $0.10 per ton, $0.20 per ton, and so on) and using any dollar per ton range that is desired (for example, from $4.00 per ton to $15.00 per ton). This grouping ability allows the user to separate the coal reserves from the nonreserve resources and to construct cost curves to determine the effects of coal market fluctuations on the availability of coal for fuel whether for the generation of electricity or for coal-to-liquids processes. Coking coals are not addressed in this report.

Clearwood quality and softwood lumber prices: what's the real premium?

Science.gov (United States)

Thomas R. Waggener; Roger D. Fight

1999-01-01

Diminishing quantities of appearance grade lumber and rising price premiums for it have accompanied the transition from old-growth to young-growth timber. The price premiums for better grades are an incentive for producers to undertake investments to increase the yield of those higher valued products. Price premiums, however, are also an incentive for users to...

78 FR 7264 - Health Insurance Premium Tax Credit

Science.gov (United States)

2013-02-01

... DEPARTMENT OF THE TREASURY Internal Revenue Service 26 CFR Part 1 [TD 9611] RIN 1545-BL49 Health Insurance Premium Tax Credit AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final regulations. SUMMARY: This document contains final regulations relating to the health insurance premium tax credit...

CHIP premiums, health status, and the insurance coverage of children.

Science.gov (United States)

Marton, James; Talbert, Jeffery C

2010-01-01

This study uses the introduction of premiums into Kentucky's Children's Health Insurance Program (KCHIP) to examine whether the enrollment impact of new premiums varies by child health type. We also examine the extent to which children find alternative coverage after premium nonpayment. Public insurance claims data suggest that those with chronic health conditions are less likely to leave public coverage. We find little evidence of a differential impact of premiums on enrollment among the chronically ill. Our survey of nonpayers shows that 56% of responding families found alternative private or public health coverage for their children after losing CHIP.

Indirect coal liquefaction - the first commercial CTL project in the USA

Energy Technology Data Exchange (ETDEWEB)

Radtke, K.; Battensby, D.; Marsico, C.; Hooper, M.; Mather, C. [Uhde GmbH (Germany)

2006-07-01

The polygeneration of fuels, chemical and power offers an innovative and economically advantageous way to utilise disadvantaged fuels, such as lignite, waste coal and petroleum coke, in a coal-to-liquids (CTL) plant by means of integration of three main process blocks: gasification island to convert coal into clean synthesis gas; Fischer-Tropsch synthesis to convert synthesis gas into clean liquid fuels and chemicals; and combustion of synthesis gas to produce electric power and steam. This paper describes the process and technology side of this indirect coal liquefaction project with key plant data that has been elaborated for a commercial scale CTL project, which is expected to be the first CTL plant in the USA. The plant will use the Shell Coal Gasification process. 6 figs.

Medical malpractice reform and employer-sponsored health insurance premiums.

Science.gov (United States)

Morrisey, Michael A; Kilgore, Meredith L; Nelson, Leonard Jack

2008-12-01

Tort reform may affect health insurance premiums both by reducing medical malpractice premiums and by reducing the extent of defensive medicine. The objective of this study is to estimate the effects of noneconomic damage caps on the premiums for employer-sponsored health insurance. Employer premium data and plan/establishment characteristics were obtained from the 1999 through 2004 Kaiser/HRET Employer Health Insurance Surveys. Damage caps were obtained and dated based on state annotated codes, statutes, and judicial decisions. Fixed effects regression models were run to estimate the effects of the size of inflation-adjusted damage caps on the weighted average single premiums. State tort reform laws were identified using Westlaw, LEXIS, and statutory compilations. Legislative repeal and amendment of statutes and court decisions resulting in the overturning or repealing state statutes were also identified using LEXIS. Using a variety of empirical specifications, there was no statistically significant evidence that noneconomic damage caps exerted any meaningful influence on the cost of employer-sponsored health insurance. The findings suggest that tort reforms have not translated into insurance savings.

48 CFR 2132.770 - Insurance premium payments and special contingency reserve.

Science.gov (United States)

2010-10-01

... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Insurance premium payments... GENERAL CONTRACTING REQUIREMENTS CONTRACT FINANCING Contract Funding 2132.770 Insurance premium payments and special contingency reserve. Insurance premium payments and a special contingency reserve are made...

Generalized financial ratios to predict the equity premium

NARCIS (Netherlands)

Algaba, Andres; Boudt, Kris

2017-01-01

Empirical evidence for the price-dividend ratio to be a predictor of the equity premium is weak. We argue that changes in the economic conditions and market composition lead to a time-varying relationship between prices, dividends and the equity premium. Exploiting the information in the rolling

24 CFR 213.256 - Premiums; insurance upon completion.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Premiums; insurance upon completion... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES COOPERATIVE HOUSING MORTGAGE INSURANCE Contract Rights and Obligations-Projects § 213.256 Premiums...

Increase in extraction yields of coals by water treatment: Beulah-Zap lignite

Energy Technology Data Exchange (ETDEWEB)

Masashi Iino; Toshimasa Takanohashi; Takahiro Shishido; Ikuo Saito; Haruo Kumagai [National Institute of Advanced Industrial Science and Technology, Tsukuba (Japan)

2007-01-15

In a previous paper, we have reported that water pretreatments of Argonne premium coals, Pocahontas No. 3 (PO), Upper Freeport (UF), and Illinois No. 6 (IL) at 600 K increased greatly the room-temperature extraction yields with a 1:1 carbon disulfide/N-methyl-2-pyrrolidinone (CS{sub 2}/NMP) mixed solvent. In this paper, the water treatment of Beulah-Zap (BZ) lignite has been carried out and the results obtained were compared with those for the three bituminous coals above. The extraction yields of BZ with CS{sub 2}/NMP increased from 5.5% for the raw coal to 21.7% by the water treatment at 600 K. Similar to the other three coals, the water treatments at 500 K gave little increase in the yields. The larger decrease in oxygen content and hydrogen-bonded OH and the increase in the methanol swelling ratio by the water treatment suggest that the yield enhancements for BZ are attributed to the removal of oxygen functional groups and the breaking of hydrogen bonds to a greater extent than that for IL. From the characterizations of the treated coals and the extraction temperature dependency of their extraction yields, it is suggested that, for high-coal-rank coals, PO and UF, the breaking of noncovalent bonds such as {pi}-{pi} interactions between aromatic layers and hydrogen bonds is responsible for the extraction yield enhancements. 14 refs., 3 figs., 2 tabs.

The dynamics of risk premiums in Nord Pool's futures market

Energy Technology Data Exchange (ETDEWEB)

Mork, E. [Consultant, Oslo (Norway)

2006-04-15

Premiums in futures prices are usually considered through the use of 2 models: a no-arbitrage model; and the equilibrium approach or theory of normal backwardation. The no-arbitrage approach equates futures prices with spot prices, storage costs and convenience yields, and is difficult to apply to electricity markets. This paper investigated future electricity prices in Nord Pool's futures market using an equilibrium approach, which split futures prices into an expected spot price component and a risk premium component. Three main hypotheses were used: (1) that risk premiums were present in the Nord Pool futures market during the period 1997-2004; that risk premiums in the Nord Pool futures market were smaller or absent during the period of 2000 to 2002; and, that there was a significant change in risk premiums in Nord Pool's futures market after the winter of 2002-2003 due to a change in consumer hedging behaviour. Futures prices were compared to realized spot prices in their delivery periods in order to test the hypotheses. In order to estimate the futures premiums, a 1-sample test was performed on the entire period for 1, 30, 60, and 90 days before delivery of the block or month contract. The test employed the null hypothesis that the futures premiums were 0. Premiums were positive and varied between 3.7 per cent and 9.3 per cent. The purpose of the study was to determine whether risk premiums were present. Results showed that risk premiums varied over time. Two additional hypotheses were then investigated to examine whether the presence of outside speculators reduced risk premiums, and to see if a period of high prices and volatility caused more buyers to hedge in the futures market. Results showed that in the face of volatility and higher prices, consumers do not purchase fixed-price contracts which would ultimately increase futures premiums in the market. It was concluded that premiums are an important element in the pricing of Nord Pool futures and

Risk premium and insalubrity

International Nuclear Information System (INIS)

Portela, Josmael; Figueira, Rosania Lucia

2005-01-01

The risk premium and insalubrity have been widely discussed in the legal universe/labor. The social and economic impacts interfere on the right of the professional exposed to ionizing radiation to have or not additional rights. Due to the large accidents, with world repercussion, which occurred in recent times, involving workers undergoing these radiation, these professionals are receiving special attention by the competent bodies on the right or not to risk premium and insalubrity. The professional who operates equipment that emit ionising radiation, or those working directly with radioisotopes are undoubtedly under imminent risk, even if they complied with all safety requirements, thus deserving a more careful analysis by our lawyers with respect to receive additional percentages. Recent decisions of higher Courts begin to consolidate a more just and logical reasoning on the subject

Recovering valuable liquid hydrocarbons

Energy Technology Data Exchange (ETDEWEB)

Pier, M

1931-06-11

A process for recovering valuable liquid hydrocarbons from coking coal, mineral coal, or oil shale through treatment with hydrogen under pressure at elevated temperature is described. Catalysts and grinding oil may be used in the process if necessary. The process provides for deashing the coal prior to hydrogenation and for preventing the coking and swelling of the deashed material. During the treatment with hydrogen, the coal is either mixed with coal low in bituminous material, such as lean coal or active coal, as a diluent or the bituminous constituents which cause the coking and swelling are removed by extraction with solvents. (BLM)

Characterization of solid residues from coal liquefaction processes. Phase I

Energy Technology Data Exchange (ETDEWEB)

Potter, J.; McDougall, W.M.; Kybett, B.D.; Neufeld, C.

1981-01-01

Various coal liquefaction and beneficiation processes are being investigated by independent research groups sponsored by the Canadian Federal Government. These processes include the co-processing of heavy oils and bitumen with coal, oxygen removal and hydrogenation of coal and supercritical gas extraction of coal. The end products, gaseous and liquid fuels and insoluble organic residues, vary with the experimental conditions. The physical properties and origin of the insoluble residue may influence such factors as degree of conversion, efficiency of the process, and ultimately, gaseous and liquid yields. One of the most suitable methods of assessing the nature of the insoluble residues is the use of petrography. This report deals with petrographic assessment of the coals and residues from various coal conversion processes; attempts were made to characterize the solid phases in the residues; to assess them in a quantitative manner and where possible; to correlate the results with experimental data; and to assess their effects on conversion. (30 refs.)

24 CFR 266.610 - Method of payment of mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 266.610 Section 266.610 Housing and Urban Development Regulations Relating to Housing... MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.610 Method of payment of mortgage insurance premiums. In the cases that the Commissioner deems appropriate, the...

Indian coal industry: Growth perspective

International Nuclear Information System (INIS)

Sachdev, R.K.

1993-01-01

Growth perspective of Indian coal industry and their environmental aspects, are discussed. The complete coal chain comprises of mining including preparation and processing, transport, usage and disposal of solid, liquid and gaseous wastes. Proper environmental protection measures are therefore, required to be integrated at every stage. At mining stage, land reclamation, restoration of surface damaged by subsidence and proper treatment of effluents are the minimum requirement for effective environmental protection. Since coal will continue to be the major source of commercial energy in coming decades initiative will have to be taken in making coal a clean fuel from the point of view of its usage in different industries. Washing of high ash coals for reducing the ash content will go a long way in reducing the atmospheric pollution through better plant performance and reduced environmental pollution at the power plants. (author)

The Risk Premium for Equity : Explanations and Implications

NARCIS (Netherlands)

Grant, S.; Quiggin, J.

2001-01-01

The equity premium puzzle shows that using standard parameters and setup, the Consumption-based Capital Asset Pricing Model's (CCAPM's) prediction of the premium associated with systematic risk is out by an order of magnitude.The object of this paper is to consider the implications of each of the

The new deal of coal

International Nuclear Information System (INIS)

Kalaydjian, F.; Cornot-Gandolphe, S.

2008-01-01

While coal appears as an inescapable resource to answer the energy needs of the 21. century, its highly CO 2 emitting combustion represents a major risk with respect to the requirements of the fight against climate change. In the first part of this book, the basic aspects of energy markets are explained and in particular the role that coal is going to play in the world's energy supplies. In the second part, the new coal usages are presented, which, combined with CO 2 capture and sequestration techniques, should allow to conciliate a massive use of coal and the respect of environmental constraints. This book is based on the works presented in February 2008 by the French institute of petroleum (IFP) about the new outlets of coal and the risks for climate change. Content: 1 - coal, energy of the 21. century: abundant and well distributed reserves; growing up world production; exponential world demand; international trade: still limited but in full expansion; 2 - Technologies for a CO 2 -free coal: CO 2 capture and sequestration technologies; towards poly-generation; production of coal-derived liquid fuels; 3 - Appendices: coals formation; coal in China: status and perspectives; coal in the USA: status and perspectives; coal in India: status and perspectives; COACH: an ambitious European project; CBM - E-CBM, status and perspectives. (J.S.)

Method for controlling boiling point distribution of coal liquefaction oil product

Science.gov (United States)

Anderson, Raymond P.; Schmalzer, David K.; Wright, Charles H.

1982-12-21

The relative ratio of heavy distillate to light distillate produced in a coal liquefaction process is continuously controlled by automatically and continuously controlling the ratio of heavy distillate to light distillate in a liquid solvent used to form the feed slurry to the coal liquefaction zone, and varying the weight ratio of heavy distillate to light distillate in the liquid solvent inversely with respect to the desired weight ratio of heavy distillate to light distillate in the distillate fuel oil product. The concentration of light distillate and heavy distillate in the liquid solvent is controlled by recycling predetermined amounts of light distillate and heavy distillate for admixture with feed coal to the process in accordance with the foregoing relationships.

Synthetic liquid fuels development: assessment of critical factors. Volume III. Coal resource depletion

Energy Technology Data Exchange (ETDEWEB)

Dickson, E.M.; Yabroff, I.W.; Kroll, C.A.; White, R.K.; Walton, B.L.; Ivory, M.E.; Fullen, R.E.; Weisbecker, L.W.; Hays, R.L.

1977-01-01

While US coal resources are known to be vast, their rate of depletion in a future based predominantly on coal has not been examined analytically heretofore. The Coal Depletion Model inventories the coal resource on a regional basis and calculates the cost of coal extraction by three technologies - strip and underground mining and in-situ combustion. A plausible coal demand scenario extending from 1975 to the year 2050 is used as a basis in applying the model. In the year 2050, plants in operation include 285 syncrude plants, each producing 100,000 B/D; 312 SNG plants, each producing 250 million SCF/D and 722 coal-fired electric power plants, each of 1000 MW capacity. In addition, there is 890 million tons per year of industrial coal consumption. Such a high level of coal use would deplete US coal resources much more rapidly than most people appreciate. Of course, the actual amount of US coal is unknown, and if the coal in the hypothetical reliability category is included, depletion is delayed. Coal in this category, however, has not been mapped; it is only presumed to exist on the basis of geological theory. The coal resource depletion model shows that unilateral imposition of a severance tax by a state tends to shift production to other coal producing regions. Boom and bust cycles are both delayed and reduced in their magnitude. When several states simultaneously impose severance taxes, the effect of each is weakened.Key policy issues that emerge from this analysis concern the need to reduce the uncertainty of the magnitude and geographic distribution of the US coal resource and the need to stimulate interaction among the parties at interest to work out equitable and acceptable coal conversion plant location strategies capable of coping with the challenges of a high-coal future.

Visual detection of gas shows from coal core and cuttings using liquid leak detector

Energy Technology Data Exchange (ETDEWEB)

Barker, C.E. [United States Geological Survey, Denver, CO (United States)

2006-09-15

Coal core descriptions are difficult to obtain, as they must be obtained immediately after the core is retrieved and before the core is closed in a canister. This paper described a method of marking gas shows on a core surface by coating the core with a water-based liquid leak detector and photographing the subsequent foam developed on the core surface while the core is still in the core tray. Coals from a borehole at the Yukon Flats Basin in Alaska and the Maverick Basin in Texas were used to illustrate the method. Drilling mud and debris were removed from the coal samples before the leak detector solution was applied onto the core surfaces. A white froth or dripping foam developed rapidly at gas shows on the sample surfaces. A hand-held lens and a binocular microscope were used to magnify the foaming action. It was noted that foaming was not continuous across the core surface, but was restricted to localized points along the surface. It was suggested that the localized point foaming may have resulted from the coring process. However, the same tendency toward point gas show across the sample surface was found in some hard, well-indurated samples that still had undisturbed bedding and other sedimentary structures. It was concluded that gas shows marked as separate foam centres may indicate a real condition of local permeability paths. Results suggested that the new gas show detection method could be used in core selection studies to reduce the costs of exploration programs. 6 refs., 4 figs.

Liquefaction and desulfurization of coal using synthesis gas

Science.gov (United States)

Fu, Yuan C.

1977-03-08

A process for desulfurizing and liquefying coal by heating said coal at a temperature of 375.degree.-475.degree. C in the presence of a slurry liquid, hydrogen, carbon monoxide, steam, and a catalyst comprising a desulfurization catalyst and an alkali metal salt.

Possibility of chemical products from coal

Energy Technology Data Exchange (ETDEWEB)

Harris, G A; Sinnett, C E; Swift, H E

1982-01-01

An account of the SRC-II plant, which produces solvent refined coal (SRC), a liquid product. SRC is a raw material with potential as a new source of hydrocarbons. Topics discussed include the possibilities of its use as a petrochemical feedstock; derivatives and the amounts obtained; economic assessments and expected prices. The translator of this article puts forward the view that, due to the difficulty of obtaining the type of coal needed for SRC-II, the best policy for Japanese coal liquefaction is methanol synthesis.

24 CFR 203.260 - Amount of mortgage insurance premium (periodic MIP).

Science.gov (United States)

2010-04-01

... Mortgage Insurance Premiums-Periodic Payment § 203.260 Amount of mortgage insurance premium (periodic MIP... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Amount of mortgage insurance premium (periodic MIP). 203.260 Section 203.260 Housing and Urban Development Regulations Relating to...

A new South Africa: coal exports in transition

Energy Technology Data Exchange (ETDEWEB)

Botha, R.F. [Ministry of Mineral and Energy Affairs (South Africa)

1995-11-01

Discusses aspects of the coal industry in South Africa particularly in the light of the recent political changes i.e. the ending of apartheid and the election of the South African Government of National Unity. Areas covered include: increased foreign investment; the Government`s Reconstruction and Development Programme; improved health and safety; production of coal based liquid fuels; coal reserves; power generation; and exports and terminal facilities.

Risk Premium and Central Bank Intervention

OpenAIRE

Pinar Ozlu

2006-01-01

This study examines the relation between the risk premium and central bank intervention. Forward rates are calculated for the Turkish Lira-USD exchange market and then the effect of central bank intervention on the risk premium is estimated. Using high quality daily intervention data from the Central Bank of Turkey as well as implied forward rates, an MA (21)-GARCH (1,1) model is estimated. Both purchases and sales of US dollars by the Central Bank of Turkey appear to have no effect on the si...

Clean utilization of coal

International Nuclear Information System (INIS)

Yueruem, Y.

1992-01-01

This volume contains 23 lectures presented at the Advanced Study Institute on 'Chemistry and Chemical Engineering of Catalytic Solid Fuel Conversion for the Production of Clean Synthetic Fuels', which was held at Akcay, Edremit, Turkey, between 21 July and August 3, 1991. Three main subjects: structure and reactivity of coal; cleaning of coal and its products, and factors affecting the environmental balance of energy usage and solutions for the future, were discussed in the Institute and these are presented under six groups in the book: Part 1. Structure and reactivity of coal; Part 2. Factors affecting environmental balance; Part 3. Pre-usage cleaning operations and processes; Part 4. Upgrading of coal liquids and gases; Part 5. Oxygen enriched processes; and Part 6. Probable future solution for energy and pollution problems. Separate abstracts have been prepared for all the lectures

HTGR-Integrated Coal To Liquids Production Analysis

International Nuclear Information System (INIS)

Gandrik, Anastasia M.; Wood, Rick A.

2010-01-01

As part of the DOE's Idaho National Laboratory (INL) nuclear energy development mission, the INL is leading a program to develop and design a high temperature gas-cooled reactor (HTGR), which has been selected as the base design for the Next Generation Nuclear Plant. Because an HTGR operates at a higher temperature, it can provide higher temperature process heat, more closely matched to chemical process temperatures, than a conventional light water reactor. Integrating HTGRs into conventional industrial processes would increase U.S. energy security and potentially reduce greenhouse gas emissions (GHG), particularly CO2. This paper focuses on the integration of HTGRs into a coal to liquids (CTL) process, for the production of synthetic diesel fuel, naphtha, and liquefied petroleum gas (LPG). The plant models for the CTL processes were developed using Aspen Plus. The models were constructed with plant production capacity set at 50,000 barrels per day of liquid products. Analysis of the conventional CTL case indicated a potential need for hydrogen supplementation from high temperature steam electrolysis (HTSE), with heat and power supplied by the HTGR. By supplementing the process with an external hydrogen source, the need to 'shift' the syngas using conventional water-gas shift reactors was eliminated. HTGR electrical power generation efficiency was set at 40%, a reactor size of 600 MWth was specified, and it was assumed that heat in the form of hot helium could be delivered at a maximum temperature of 700 C to the processes. Results from the Aspen Plus model were used to perform a preliminary economic analysis and a life cycle emissions assessment. The following conclusions were drawn when evaluating the nuclear assisted CTL process against the conventional process: (1) 11 HTGRs (600 MWth each) are required to support production of a 50,000 barrel per day CTL facility. When compared to conventional CTL production, nuclear integration decreases coal consumption by 66

HTGR-INTEGRATED COAL TO LIQUIDS PRODUCTION ANALYSIS

Energy Technology Data Exchange (ETDEWEB)

Anastasia M Gandrik; Rick A Wood

2010-10-01

As part of the DOE’s Idaho National Laboratory (INL) nuclear energy development mission, the INL is leading a program to develop and design a high temperature gas-cooled reactor (HTGR), which has been selected as the base design for the Next Generation Nuclear Plant. Because an HTGR operates at a higher temperature, it can provide higher temperature process heat, more closely matched to chemical process temperatures, than a conventional light water reactor. Integrating HTGRs into conventional industrial processes would increase U.S. energy security and potentially reduce greenhouse gas emissions (GHG), particularly CO2. This paper focuses on the integration of HTGRs into a coal to liquids (CTL) process, for the production of synthetic diesel fuel, naphtha, and liquefied petroleum gas (LPG). The plant models for the CTL processes were developed using Aspen Plus. The models were constructed with plant production capacity set at 50,000 barrels per day of liquid products. Analysis of the conventional CTL case indicated a potential need for hydrogen supplementation from high temperature steam electrolysis (HTSE), with heat and power supplied by the HTGR. By supplementing the process with an external hydrogen source, the need to “shift” the syngas using conventional water-gas shift reactors was eliminated. HTGR electrical power generation efficiency was set at 40%, a reactor size of 600 MWth was specified, and it was assumed that heat in the form of hot helium could be delivered at a maximum temperature of 700°C to the processes. Results from the Aspen Plus model were used to perform a preliminary economic analysis and a life cycle emissions assessment. The following conclusions were drawn when evaluating the nuclear assisted CTL process against the conventional process: • 11 HTGRs (600 MWth each) are required to support production of a 50,000 barrel per day CTL facility. When compared to conventional CTL production, nuclear integration decreases coal

24 CFR 251.6 - Method of payment of mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 251.6 Section 251.6 Housing and Urban Development Regulations Relating to Housing and... HOUSING PROJECTS § 251.6 Method of payment of mortgage insurance premiums. In the cases that the... affected lenders, that mortgage insurance premiums be remitted electronically. [63 FR 1303, Jan. 8, 1998] ...

24 CFR 236.252 - First, second, and third mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 236.252 Section 236.252 Housing and Urban Development Regulations Relating to Housing... insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second, and third mortgage insurance premiums shall apply to mortgages insured under this subpart, except: (a) Where...

PENGARUH KEBIJAKAN HARGA BBM, JUMLAH SEPEDA MOTOR, PENDAPATAN PERKAPITA TERHADAP KONSUMSI PREMIUM

Directory of Open Access Journals (Sweden)

Tri Atmojo

2017-06-01

Full Text Available Konsumsi BBM di Indonesia semakin meningkat karena meningkatnya pendapatan masyarakat, jumlah kendaraan bermotor di Indonesia. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kebijakan harga BBM, kendaraan bermotor (motor, pendapatan perkapita terhadap konsumsi BBM (Premium. Objek penelitian ini adalah konsumsi BBM di Republik Indonesia kurun waktu 1985-2014. Penelitian ini menggunakan desain penelitian dengan pendekatan kuantitatif. Analisis data menggunakan analisis Regresi Linier Berganda dengan metode Ordinary Least Square (OLS. Berdasarkan hasil penelitian dapat disimpulkan bahwa kebijakan harga berpengaruh signifikan terhadap konsumsi premium, pendapatan per kapita  berpengaruh positif terhadap konsumsi premium, jumlah sepeda motor berpengaruh positif terhadap konsumsi premium, serta harga BBM, pendapatan perkapita, dan jumlah sepeda motor secara serentak berpengaruh positif terhadap konsumsi premium. Fuel consumption in Indonesia is increasing due to rising incomes, the number of motor vehicles in Indonesia. The purpose of this study was to determine the effect of fuel price policy, motor vehicles (motorcycles, per capita income on the consumption of fuel (Premium. The object of this study is the fuel consumption in the Republic of Indonesia period 1985-2014. The design of this research study with a quantitative approach. Analyzed using Multiple Linear Regression Ordinary Least Square method (OLS. Based on the results of this study concluded that the pricing policies have a significant effect on the consumption of premium, per capita income has positive influence on consumption of premium, the number of motorcycles positive effect on premium consumption, as well as fuel prices, per capita income, and the number of motorcycles simultaneously positive effect on consumption of premium.

Log-supermodularity of weight functions and the loading monotonicity of weighted insurance premiums

OpenAIRE

Hristo S. Sendov; Ying Wang; Ricardas Zitikis

2010-01-01

The paper is motivated by a problem concerning the monotonicity of insurance premiums with respect to their loading parameter: the larger the parameter, the larger the insurance premium is expected to be. This property, usually called loading monotonicity, is satisfied by premiums that appear in the literature. The increased interest in constructing new insurance premiums has raised a question as to what weight functions would produce loading-monotonic premiums. In this paper we demonstrate a...

PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE

Directory of Open Access Journals (Sweden)

NI PUTU MIRAH PERMATASARI

2016-08-01

Full Text Available The aim of this research was to get the formula of premium reserves through the premium sufficiency method. Premium reserve is the amount of fund that is collected by the insurance company in preparation for the claim’s payment. Premium sufficiency method is gross premium calculation. To construct that formula, this research used Tabel Mortalitas Indonesia (TMI 2011, interest rate 2.5% and cost of alpha %. Based on simulation result in men premium reserve value of age 1 of 56 years propotional with insured periods, but after56 years enhancement of premium reserve value.

Health insurance premium tax credit. Final regulations.

Science.gov (United States)

2013-02-01

This document contains final regulations relating to the health insurance premium tax credit enacted by the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010.These final regulations provide guidance to individuals related to employees who may enroll in eligible employer-sponsored coverage and who wish to enroll in qualified health plans through Affordable Insurance Exchanges (Exchanges) and claim the premium tax credit.

Results of a European interlaboratory comparison on CO2 sorption on activated carbon and coals

Science.gov (United States)

Gensterblum, Yves; Busch, Andreas; Krooss, Bernhard; de Weireld, Guy; Billemont, Pierre; van Hemert, Patrick; Wolf, Karl-Heinz

2013-04-01

-laboratory comparison of high pressure CO2 sorption isotherms. I: Activated carbon" Carbon 47 ( 2009 ) 2958 -2969 Goodman, A.L., Busch, A., Duffy, G., Fitzgerald, J.E., Gasem, K.A.M., Gensterblum, Y., Krooss, B.M., Levy, J., Ozdemir, E., Pan, Z., Robinson, Jr., R.L., Schroeder, K., Sudibandriyo, M., White, C. (2004). An Inter-laboratory Comparison of CO2 Isotherms Measured on Argonne Premium Coal Samples. Energy and Fuels 18, 1175-1182. Goodman, A.L., Busch, A., Day, S., Duffy, G.J., Fitzgerald, J.E., Gasem, K.A.M., Gensterblum, Y., Hartman, C., Krooss, B.M., Pan, Z., Pratt, T., Robinson, Jr., R.L., Romanov, V., Sakurovs, R., Schroeder, K., Sudibandriyo, M., White, C.M. (2007) "Inter-laboratory Comparison II: CO2 Isotherms Measured on Moisture-Equilibrated Argonne Premium Coals at 55oC and 15 MPa", International Journal of Coal Geology 72, 153-164.

Coal liquefaction process streams characterization and evaluation

Energy Technology Data Exchange (ETDEWEB)

Robbins, G.A.; Brandes, S.D.; Winschel, R.A.; Burke, F.P.

1992-03-01

CONSOL R D is conducting a three-year program to characterize process and product streams from direct coal liquefaction process development projects. The program objectives are two-fold: (1) to obtain and provide appropriate samples of coal liquids for the evaluation of analytical methodology, and (2) to support ongoing DOE-sponsored coal liquefaction process development efforts. The two broad objectives have considerable overlap and together serve to provide a bridge between process development and analytical chemistry.

Flash pyrolysis of coal-solvent slurry prepared from the oxidized coal and the coal dissolved in solvent; Ichibu yokaishita sanka kaishitsutan slurry no jinsoku netsubunkai

Energy Technology Data Exchange (ETDEWEB)

Maki, T.; Mae, K.; Okutsu, H.; Miura, K. [Kyushu University, Fukuoka (Japan). Faculty of Engineering

1996-10-28

In order to develop a high-efficiency coal pyrolysis method, flash pyrolysis was experimented on slurry prepared by using liquid-phase oxidation reformed coal and a methanol-based solvent mixture. Australian Morwell coal was used for the experiment. The oxidized coal, into which carboxyl groups have been introduced, has the condensation structure relaxed largely, and becomes highly fluid slurry by means of the solvent. Char production can be suppressed by making the oxidation-pretreated coal into slurry, resulting in drastically improved pyrolytic conversion. The slurry was divided into dissolved solution, dried substance, extracted residue, and residual slurry, which were pyrolized independently. The dissolved solution showed very high conversion. Improvement in the conversion is contributed by separating the dissolved substances (coal macromolecules) at molecular levels, coagulating the molecules, suppressing cross-link formation, and reducing molecular weight of the dissolved substances. Oxidized coal can be dissolved to 80% or higher by using several kinds of mixed solvents. As a result of the dissolution, a possibility was suggested on pyrolysis which is easy in handling and high in conversion. 7 refs., 6 figs., 2 tabs.

Groundwater and underground coal gasification in Alberta

International Nuclear Information System (INIS)

Haluszka, A.; MacMillan, G.; Maev, S.

2010-01-01

Underground coal gasification has potential in Alberta. This presentation provided background information on underground coal gasification and discussed groundwater and the Laurus Energy demonstration project. A multi-disciplined approach to project assessment was described with particular reference to geologic and hydrogeologic setting; geologic mapping; and a hydrogeologic numerical model. Underground coal gasification involves the conversion of coal into synthesis gas or syngas. It can be applied to mined coal at the surface or applied to non-mined coal seams using injection and production wells. Underground coal gasification can effect groundwater as the rate of water influx into the coal seams influences the quality and composition of the syngas. Byproducts created include heat as well as water with dissolved concentrations of ammonia, phenols, salts, polyaromatic hydrocarbons, and liquid organic products from the pyrolysis of coal. A process overview of underground coal gasification was also illustrated. It was concluded that underground coal gasification has the potential in Alberta and risks to groundwater could be minimized by a properly designed project. refs., figs.

Plan–Provider Integration, Premiums, and Quality in the Medicare Advantage Market

Science.gov (United States)

Frakt, Austin B; Pizer, Steven D; Feldman, Roger

2013-01-01

Objective. To investigate how integration between Medicare Advantage plans and health care providers is related to plan premiums and quality ratings. Data Source. We used public data from the Centers for Medicare and Medicaid Services (CMS) and the Area Resource File and private data from one large insurer. Premiums and quality ratings are from 2009 CMS administrative files and some control variables are historical. Study Design. We estimated ordinary least-squares models for premiums and plan quality ratings, with state fixed effects and firm random effects. The key independent variable was an indicator of plan–provider integration. Data Collection. With the exception of Medigap premium data, all data were publicly available. We ascertained plan–provider integration through examination of plans’ websites and governance documents. Principal Findings. We found that integrated plan–providers charge higher premiums, controlling for quality. Such plans also have higher quality ratings. We found no evidence that integration is associated with more generous benefits. Conclusions. Current policy encourages plan–provider integration, although potential effects on health insurance products and markets are uncertain. Policy makers and regulators may want to closely monitor changes in premiums and quality after integration and consider whether quality improvement (if any) justifies premium increases (if they occur). PMID:23800017

Plan-provider integration, premiums, and quality in the Medicare Advantage market.

Science.gov (United States)

Frakt, Austin B; Pizer, Steven D; Feldman, Roger

2013-12-01

To investigate how integration between Medicare Advantage plans and health care providers is related to plan premiums and quality ratings. We used public data from the Centers for Medicare and Medicaid Services (CMS) and the Area Resource File and private data from one large insurer. Premiums and quality ratings are from 2009 CMS administrative files and some control variables are historical. We estimated ordinary least-squares models for premiums and plan quality ratings, with state fixed effects and firm random effects. The key independent variable was an indicator of plan-provider integration. With the exception of Medigap premium data, all data were publicly available. We ascertained plan-provider integration through examination of plans' websites and governance documents. We found that integrated plan-providers charge higher premiums, controlling for quality. Such plans also have higher quality ratings. We found no evidence that integration is associated with more generous benefits. Current policy encourages plan-provider integration, although potential effects on health insurance products and markets are uncertain. Policy makers and regulators may want to closely monitor changes in premiums and quality after integration and consider whether quality improvement (if any) justifies premium increases (if they occur). © Health Research and Educational Trust.

PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE

OpenAIRE

NI PUTU MIRAH PERMATASARI; I NYOMAN WIDANA; KARTIKA SARI

2016-01-01

The aim of this research was to get the formula of premium reserves through the premium sufficiency method. Premium reserve is the amount of fund that is collected by the insurance company in preparation for the claim’s payment. Premium sufficiency method is gross premium calculation. To construct that formula, this research used Tabel Mortalitas Indonesia (TMI) 2011, interest rate 2.5% and cost of alpha %. Based on simulation result in men premium reserve value of age 1 of 56 years propotio...

The impact of CHIP premium increases on insurance outcomes among CHIP eligible children.

Science.gov (United States)

Nikolova, Silviya; Stearns, Sally

2014-03-03

Within the United States, public insurance premiums are used both to discourage private health policy holders from dropping coverage and to reduce state budget costs. Prior research suggests that the odds of having private coverage and being uninsured increase with increases in public insurance premiums. The aim of this paper is to test effects of Children's Health Insurance Program (CHIP) premium increases on public insurance, private insurance, and uninsurance rates. The fact that families just below and above a state-specific income cut-off are likely very similar in terms of observable and unobservable characteristics except the premium contribution provides a natural experiment for estimating the effect of premium increases. Using 2003 Medical Expenditure Panel Survey (MEPS) merged with CHIP premiums, we compare health insurance outcomes for CHIP eligible children as of January 2003 in states with a two-tier premium structure using a cross-sectional regression discontinuity methodology. We use difference-in-differences analysis to compare longitudinal insurance outcomes by December 2003. Higher CHIP premiums are associated with higher likelihood of private insurance. Disenrollment from CHIP in response to premium increases over time does not increase the uninsurance rate. When faced with higher CHIP premiums, private health insurance may be a preferable alternative for CHIP eligible families with higher incomes. Therefore, competition in the insurance exchanges being formed under the Affordable Care Act could enhance choice.

24 CFR 236.253 - Premiums-operating loss loans.

Science.gov (United States)

2010-04-01

... Obligations for Mortgage Insurance § 236.253 Premiums—operating loss loans. All of the provisions of § 207.252a of this chapter relating to mortgage insurance premiums on operating loss loans shall apply to... Act the mortgage insurance premiums due in accordance with § 207.252a shall be calculated on the basis...

A Gas–Solid–Liquid Coupling Model of Coal Seams and the Optimization of Gas Drainage Boreholes

Directory of Open Access Journals (Sweden)

Yuexia Chen

2018-03-01

Full Text Available For a gas–solid–liquid coupling model of coal seams, previous permeability models basically supposed uniaxial strains as the boundary condition for coal reservoirs without considering the deformation caused by changes in humidity. The permeability model varies under different boundary conditions. According to the true triaxial stress state of coal reservoirs, a permeability model considering the effective stress, sorption and desorption, and wet strain was established. Based on the permeability model, the continuity equation of gas and water and the stress field equation were coupled. Then, the model was incorporated in the COMSOL suite to simulate gas drainage from boreholes in floor roadways passing through seams in a coal mine. By comparing with the measured gas flow on site, the model was verified as being reliable. Moreover, the spacing and layout shape of boreholes in floor roadways were simulated. To achieve the aim of eliminating regional outburst within 180 days and decreasing the number of boreholes so as to reduce the cost, the spacing and shape of boreholes were optimized. When the superimposed effect of the boreholes was not considered, the optimal spacing of boreholes was 3 r; if the superimposed effect was taken into account, the spacing could be set to within 3 r ≤ L ≤ R, where r and R represent the effective gas drainage radius and the influence radius of gas drainage, respectively. The borehole spacing could be appropriately increased when the boreholes were arranged in rhomboidal form. To achieve the same range of outburst elimination, the rhomboidal layout can decrease the number of boreholes to reduce cost, thus realizing the objective of this optimization process.

Trends and outlook of coal energy in Malaysia

Energy Technology Data Exchange (ETDEWEB)

Zainal Abidin Husin (Tenaga Nasional Berhad, Kuala Lumpur (Malaysia). Fuel and Materials Management Dept.)

1993-03-01

Current energy policy in Malaysia is directed towards development of natural gas resources although there is a strategy to diversify energy sources to gas, hydro, coal and oil. By the year 2000, however, coal could emerge as a major energy source. The author advocates the need for a policy direction for the coal industry - for exploration, mine planning, mixing methods, transport and regulations to ensure occupational health and safety. Malaysia has abundant coal resources but most are in Sarawak and Sabah whereas the bulk of energy demand is in the Peninsula Malaysia. A table defines known coal resources in Malaysia and a map shows their location. To ensure successful development of the coal industry, technologies must be developed to meet environmental requirements and global market competition. Several emerging technologies are mentioned: production of process-derived fuel and coal-derived liquid from sub-bituminous coal, coal liquefaction, manufacture of coal water mixture, coal beneficiation, and fluidised bed combustion. 1 fig., 1 tab.

Differing Impacts Of Market Concentration On Affordable Care Act Marketplace Premiums.

Science.gov (United States)

Scheffler, Richard M; Arnold, Daniel R; Fulton, Brent D; Glied, Sherry A

2016-05-01

Recent increases in market concentration among health plans, hospitals, and medical groups raise questions about what impact such mergers are having on costs to consumers. We examined the impact of market concentration on the growth of health insurance premiums between 2014 and 2015 in two Affordable Care Act state-based Marketplaces: Covered California and NY State of Health. We measured health plan, hospital, and medical group market concentration using the well-known Herfindahl-Hirschman Index (HHI) and used a multivariate regression model to relate these measures to premium growth. Both states exhibited a positive association between hospital concentration and premium growth and a positive (but not statistically significant) association between medical group concentration and premium growth. Our results for health plan concentration differed between the two states: It was positively associated with premium growth in New York but negatively associated with premium growth in California. The health plan concentration finding in Covered California may be the result of its selectively contracting with health plans. Project HOPE—The People-to-People Health Foundation, Inc.

Liquidity in the foreign exchange market : Measurement, commonality, and risk premiums

NARCIS (Netherlands)

Mancini, Loriano; Ranaldo, Angelo; Wrampelmeyer, Jan

2013-01-01

We provide the first systematic study of liquidity in the foreign exchange market. We find significant variation in liquidity across exchange rates, substantial illiquidity costs, and strong commonality in liquidity across currencies and with equity and bond markets. Analyzing the impact of

Employer choices of family premium sharing.

Science.gov (United States)

Vistnes, Jessica Primoff; Morrisey, Michael A; Jensen, Gail A

2006-03-01

In 1997, nearly two-thirds of married couples with children under age 18 were dual-earner couples. Such families may have a variety of insurance options available to them. If so, declining a high employee premium contribution may be a mechanism for one spouse to take money wages in lieu of coverage while the other spouse takes coverage rather than high wages. Employers may use these preferences and the size of premium contributions to encourage workers to obtain family coverage through their spouse. The purpose of this paper is to explore the effects of labor force composition, particularly the proportion of dual-earner couples in the labor market, on the marginal employee premium contribution (marginal EPC) for family coverage. We analyze data from the 1997-2001 Medical Expenditure Panel Survey--Insurance Component (MEPS-IC) List Sample of private establishments. We find strong evidence that the marginal EPC for family coverage is higher when there is a larger concentration of women in the workforce, but only in markets with a higher proportion of dual-earner households.

What drives insurer participation and premiums in the Federally-Facilitated Marketplace?

Science.gov (United States)

Abraham, Jean Marie; Drake, Coleman; McCullough, Jeffrey S; Simon, Kosali

2017-12-01

We investigate determinants of market entry and premiums within the context of the Affordable Care Act's Marketplaces for individual insurance. Using Bresnahan and Reiss (1991) as the conceptual framework, we study how competition and firm heterogeneity relate to premiums in 36 states using Federally Facilitated or Supported Marketplaces in 2016. Our primary data source is the Qualified Health Plan Landscape File, augmented with market characteristics from the American Community Survey and Area Health Resource File as well as insurer-level information from federal Medical Loss Ratio annual reports. We first estimate a model of insurer entry and then investigate the relationship between a market's predicted number of entrants and insurer-level premiums. Our entry model results suggest that competition is increasing with the number of insurers, most notably as the market size increases from 3 to 4 entrants. Results from the premium regression suggest that each additional entrant is associated with approximately 4% lower premiums, controlling for other factors. An alternative explanation for the relationship between entrants and premiums is that more efficient insurers (who can price lower) are the ones that enter markets with many entrants, and this is reflected in lower premiums. An exploratory analysis of insurers' non-claims costs (a proxy for insurer efficiency) reveals that average costs among entrants are rising slightly with the number of insurers in the market. This pattern does not support the hypothesis that premiums decrease with more entrants because those entrants are more efficient, suggesting instead that the results are being driven mostly by price competition.

The Effect of Massachusetts' Health Reform on Employer-Sponsored Insurance Premiums.

Science.gov (United States)

Cogan, John F; Hubbard, R Glenn; Kessler, Daniel

2010-01-01

In this paper, we use publicly available data from the Medical Expenditure Panel Survey - Insurance Component (MEPS-IC) to investigate the effect of Massachusetts' health reform plan on employer-sponsored insurance premiums. We tabulate premium growth for private-sector employers in Massachusetts and the United States as a whole for 2004 - 2008. We estimate the effect of the plan as the difference in premium growth between Massachusetts and the United States between 2006 and 2008-that is, before versus after the plan-over and above the difference in premium growth for 2004 to 2006. We find that health reform in Massachusetts increased single-coverage employer-sponsored insurance premiums by about 6 percent, or $262. Although our research design has important limitations, it does suggest that policy makers should be concerned about the consequences of health reform for the cost of private insurance.

Assessment of the candidate markets for liquid boiler fuels

Energy Technology Data Exchange (ETDEWEB)

None

1979-12-01

Liquid fuels can be produced from coal in a number of indirect and direct liquefaction processes. While indirect coal liquefaction has been proved commercially outside the United States, most attention in this country has focused on the direct liquefaction processes, which include the processes under examination in this report; namely, the Exxon Donor Solvent (EDS), the H-Coal, and the Solvent Refined Coal (SRC) II processes. The objectives of the study were to: compare the boiler fuels of direct coal liquefaction with residual fuel oil (No. 6 fuel oil) including physical characteristics and environmental hazards, such as carcinogenic characteristics and toxic hazard characteristics; determine whether a boiler fuel market would exist for the coal liquefaction products given their physical characteristics and potential environmental hazards; determine the advantages of utilizing methanol as a boiler fuel on a continuous basis in commercial boilers utilizing existing technology; identify the potential regional candidate markets for direct coal liquefaction products as liquid boiler fuels; determine the distributing and handling costs associated with marketing coal liquefaction products as liquid boiler fuels; determine the current regulatory issues associated with the marketing of coal liquefaction products as boiler fuels; and determine and evaluate other institutional issues associated with the marketing of direct coal liquefaction products as boiler fuels.

Optimal Premium Pricing for a Heterogeneous Portfolio of Insurance Risks

OpenAIRE

Pantelous, Athanasios A.; Frangos, Nicholas E.; Zimbidis, Alexandros A.

2009-01-01

The paper revisits the classical problem of premium rating within a heterogeneous portfolio of insurance risks using a continuous stochastic control framework. The portfolio is divided into several classes where each class interacts with the others. The risks are modelled dynamically by the means of a Brownian motion. This dynamic approach is also transferred to the design of the premium process. The premium is not constant but equals the drift of the Brownian motion plus a controlled percent...

EPR- study of paramagnetic features of brown coal from Kiyakty coal deposit after mechanic activation and electron irradiation

International Nuclear Information System (INIS)

Ryabikin, Yu.A.; Zashkvara, O.V.; Popov, S.N.; Kairbekov, Zh.K.; Ershova, Zh.R.; Kupchishin, A.I.; Kovtunets, V.A.

2003-01-01

Full text: It is known that prospected coal resources exceed, at least by order of magnitude, petroleum reserves decreasing steeply at last time as a result of world oil consumption rise. In this connection the manufacture of different liquid products from coal, especially brown coal, is issue of the day. Liquid fuel yield depends on physical-chemical characteristics and their changes owing to preliminary chemical, mechanical and radiation treatment. In this paper some results of paramagnetic characteristic study of Kiyakty deposit coal as initial one as after its mechanical treatment and electron irradiation are presented. It is discovered that in Kiyakty coal there are, at least, two fractions differed in EPR line width and concentration of free radical states they contained. First fraction has EPR line width ΔH 1 =4-5 Oe and mean free radical states concentration N 1 = 2.4·10 17 sp/g. For samples of second fraction the EPR line width ΔH 2 = 6.6-7.2 Oe and N 2 = 1.8·10 18 sp/g are typical. Thus, in the second fraction the EPR line width and free radical states concentration are greater than in the first case. Besides free radical states in coal EPR signals were found from trivalent iron ions with g-factor approximated 2 and with g=4.3. It the signals with g=4.3, are practically identical for both fractions, their concentrations are neighbour and line width is ΔH 1 = 250 Oe, then for the lines near g=2.0 situation is markedly different. For the first fraction ΔH 1 = 800 Oe whereas for the second case two signals in this g-factor range are observed. The first signal has line width ΔH 1 = 550 Oe and g=l .97, the second is more wide with ΔH 1 = 1000 Oe and g=2.02. We cannot discover significant dependence of free radical states concentration on mechanic activation time. Obviously, life times of complementary free radical states generated in process of coal activation are very low. As Fe 3+ ions, for both fractions it is observed intensity growth of their

24 CFR 266.606 - Mortgage insurance premium: Duration and method of paying.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium... AFFORDABLE MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Mortgage Insurance Premiums § 266.606 Mortgage insurance premium: Duration and method of paying. (a) Duration of payments. Mortgage insurance...

Study of mobilization and speciation of trace elements in coal pyrolysis

International Nuclear Information System (INIS)

Ting, B.T.G.

1979-01-01

Various types of coal contain high levels of a number of trace elements. Little is known of the fates of these trace elements during the conversion of coal to liquid and gaseous products. Studies were undertaken of mobilization and speciation of trace elements in coal pyrolysis, one of the major coal conversion processes. The bituminous coal was pyrolyzed to produce liquid and gaseous products. The pyrolysis products were collected in traps in an inert gas stream. In addition mildly hydrogenated coal was prepared by mixing with tetralin, a hydrogen donor solvent, at boiling temperature. In order to characterize each element specifically during pyrolysis, base samples of coal and mildly hydrogenated coal (H-coal) were spiked with heavy metal sulfides, trace metals bound to partially oxidized coal (coal humates), and halide salts prior to carrying out pyrolysis. Eight elements were investigated in this research. They are As, Br, Cl, Co, Cr, Mn, Se, and V. Pre-spiked hydrogenated coal, i.e., pulverized coal spiked with halide salts and heavy metal sulfides then hydrogenated with tetralin, was prepared and studied for the fates of these elements during pyrolysis. Chlorinated and brominated coals were also prepared to compare the volatility differences between organically and inorganically bound halogens during the pyrolysis reaction. These products and the coal char residues were analyzed for the spiked elements mainly by neutron activation analysis for the spiked elements to determine their degree of volatility. Volatility and recovery (mass balance) will be discussed for those elements that appeared highly volatile during pyrolysis. In order to understand the halogenated compounds in the pyrolysis products, gas chromatograms were taken to the collected pyrolysis products of coal, hydrogenated coal, NaCl spiked coal, NaBr spiked coal, chlorinated coal, and brominated coal

Price premium of organic salmon in Danish retail sale

DEFF Research Database (Denmark)

Ankamah Yeboah, Isaac; Nielsen, Max; Nielsen, Rasmus

2016-01-01

for organic salmon in Danish retail sale using consumer panel scanner data from households by applying a random effect hedonic price model that permits unobserved household heterogeneity. A price premium of 20% was identified for organic salmon. The magnitude of this premium is comparable to organic labeled...

77 FR 41048 - Health Insurance Premium Tax Credit; Correction

Science.gov (United States)

2012-07-12

... the health insurance premium tax credit enacted by the Patient Protection and Affordable Care Act and... DEPARTMENT OF THE TREASURY Internal Revenue Service 26 CFR Part 1 [TD 9590] RIN 1545-BJ82 Health Insurance Premium Tax Credit; Correction AGENCY: Internal Revenue Service (IRS), Treasury. ACTION...

Coal: Energy for the future

Energy Technology Data Exchange (ETDEWEB)

NONE

1995-05-01

This report was prepared in response to a request by the US Department of energy (DOE). The principal objectives of the study were to assess the current DOE coal program vis-a-vis the provisions of the Energy Policy Act of 1992 (EPACT), and to recommend the emphasis and priorities that DOE should consider in updating its strategic plan for coal. A strategic plan for research, development, demonstration, and commercialization (RDD and C) activities for coal should be based on assumptions regarding the future supply and price of competing energy sources, the demand for products manufactured from these sources, technological opportunities, and the need to control the environmental impact of waste streams. These factors change with time. Accordingly, the committee generated strategic planning scenarios for three time periods: near-term, 1995--2005; mid-term, 2006--2020; and, long-term, 2021--2040. The report is divided into the following chapters: executive summary; introduction and scope of the study; overview of US DOE programs and planning; trends and issues for future coal use; the strategic planning framework; coal preparation, coal liquid mixtures, and coal bed methane recovery; clean fuels and specialty products from coal; electric power generation; technology demonstration and commercialization; advanced research programs; conclusions and recommendations; appendices; and glossary. 174 refs.

Evaluating the impact of three incentive programs on the economics of cofiring willow biomass with coal in New York State

International Nuclear Information System (INIS)

Tharakan, P.J.; Volk, T.A.; Lindsey, C.A.; Abrahamson, L.P.; White, E.H.

2005-01-01

Plantations of fast-growing willow shrubs are being promoted as a source quality biomass feedstock for bioenergy and bioproducts in New York State (NY). In the near-term, cofiring of the feedstock--in combination with other woody biomass--with coal in existing utility power boilers is considered to be the most promising conversion method for energy generation. Despite the clear technological viability and associated environmental benefits, cofiring of willow has not been widely adopted. The relatively high production cost of the willow feedstock, which is over twice that of coal, is the primary reason for this lack of interest. Taxes that account for some of the social costs of using coal and/or incentives that appropriate value for some of the social benefits of using willow are essential for eliminating most or the entire current price differential. This paper presents an integrated analysis of the economics of power generation from cofiring willow biomass feedstock with coal, from the perspective of the grower, aggregator and the power plant. Emphasis is placed on analyzing the relative impact of a green premium price, a closed-loop biomass tax credit, and payments to growers under the proposed Conservation Reserve Program (CRP) harvesting exemption policy. The CRP payments reduced the delivered cost of willow by 36-35%, to $1.90 GJ -1 and $1.70 GJ -1 , under current and increased yield conditions, respectively. These prices are still high, relative to coal. Other incentives are required to ensure commercial viability. The required levels of green premium price (0.4-1.0 cents kWh -1 ) and biomass tax credit (0.75-2.4 cents kWh -1 ) vary depending on whether the incentives were being applied by themselves or in combination, and whether current yield or potential increased yields were being considered. In the near term, cofiring willow biomass and coal can be an economically viable option for power generation in NY if the expected overall beneficial effects

Premium growth and its effect on employer-sponsored insurance.

Science.gov (United States)

Vistnes, Jessica; Selden, Thomas

2011-03-01

We use variation in premium inflation and general inflation across geographic areas to identify the effects of downward nominal wage rigidity on employers' health insurance decisions. Using employer level data from the 2000 to 2005 Medical Expenditure Panel Survey-Insurance Component, we examine the effect of premium growth on the likelihood that an employer offers insurance, eligibility rates among employees, continuous measures of employee premium contributions for both single and family coverage, and deductibles. We find that small, low-wage employers are less likely to offer health insurance in response to increased premium inflation, and if they do offer coverage they increase employee contributions and deductible levels. In contrast, larger, low-wage employers maintain their offers of coverage, but reduce eligibility for such coverage. They also increase employee contributions for single and family coverage, but not deductibles. Among high-wage employers, all but the largest increase deductibles in response to cost pressures.

Impact of terrorism and political instability on equity premium: Evidence from Pakistan

Science.gov (United States)

MengYun, Wu; Imran, Muhammad; Zakaria, Muhammad; Linrong, Zhang; Farooq, Muhammad Umer; Muhammad, Shah Khalid

2018-02-01

The study quantifies the impact of terrorism and political instability on firm equity premium in Pakistan using panel data for 306 non-financial firms for the period 2001 to 2014. Other variables included are law & order, government regime change and financial crisis of 2007/08. The estimated results reveal that terrorism has statistically significant negative impact on firm equity premium in Pakistan. This result is robust with alternative equation specifications. The result also remains same when terrorism variable is replaced with external and internal conflict variables. Law & order variable has significant positive effect on firm equity premium, which implies that equity premium increases with the improvement in law & order situation in the country. Equity premium also increases with government stability and when there is democratic system in the country. The result also reveals that global financial crisis of 2007/08 negatively influenced the firm equity premium. The study suggests some policy implications.

Exit Options in Corporate Finance: Liquidity versus Incentives

OpenAIRE

Aghion, Philippe; Bolton, P.; Tirole, J.

2004-01-01

This paper provides a first study of the optimal design of active monitors' exit options in a problem involving a demand for liquidity and costly monitoring of the issuer. Optimal incentives to monitor the issuer may involve restricting the monitor's right to sell her claims on the firm's cash-flow early. But the monitor will then require a liquidity premium for holding such an illiquid claim. In general, therefore, there will be a trade off between incentives and liquidity. The paper highlig...

Technology assessment of various coal-fuel options

International Nuclear Information System (INIS)

Coenen, R.; Findling, B.; Klein-Vielhauer, S.; Nieke, E.; Paschen, H.; Tangen, H.; Wintzer, D.

1991-01-01

The technology assessment (TA) study of coal-based fuels presented in this report was performed for the Federal Ministry for Research and Technology. Its goal was to support decision-making of the Federal Ministry for Research and Technology in the field of coal conversion. Various technical options of coal liquefaction have been analyzed on the basis of hard coal as well as lignite -- direct liquefaction of coal (hydrogenation) and different possibilities of indirect liquefaction, that is the production of fuels (methanol, gasoline) by processing products of coal gasification. The TA study takes into consideration the entire technology chain from coal mining via coal conversion to the utilization of coal-based fuels in road transport. The analysis focuses on costs of the various options, overall economic effects, which include effects on employment and public budgets, and on environmental consequences compared to the use of liquid fuels derived from oil. Furthermore, requirements of infrastructure and other problems of the introduction of coal-based fuels as well as prospects for the export of technologies of direct and indirect coal liquefaction have been analyzed in the study. 14 figs., 10 tabs

Interdependence of life insurance service quality and premium

Directory of Open Access Journals (Sweden)

Dragan Benazić

2006-12-01

Full Text Available Insurance companies in Croatia feel the need to find new sources of competitive advantage on the Croatian life insurance market amid increasing competition and a poorly profiled offer of life insurance services. Lately, both marketing literature and practice seem to point to the shaping of a relationship between service quality and price as a possible solution to improving the position of insurance companies on the Croatian market. In providing life insurance services, the insurance companies should focus on the quality elements that offer certain benefits a client is willing to pay for. Changes in individual quality features have been evaluated differently by clients. Such differences in their evaluation of changes in the individual elements of service quality also reflect the willingness of clients to pay a suitable increase on their insurance premium. Improvements in the service quality features that are subjectively evaluated as important should lead to the client’s acceptance of a higher life insurance premium. The paper considers the interdependence between the quality of life insurance services and the premium from the aspect of the client’s willingness to pay a higher life insurance premium for a higher service quality.

24 CFR 203.22 - Payment of insurance premiums or charges; prepayment privilege.

Science.gov (United States)

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Payment of insurance premiums or... Underwriting Procedures Eligible Mortgages § 203.22 Payment of insurance premiums or charges; prepayment privilege. (a) Payment of periodic insurance premiums or charges. Except with respect to mortgages for which...

26 CFR 1.848-2 - Determination of net premiums.

Science.gov (United States)

2010-04-01

... reinsurance agreements with parties not subject to United States taxation) are treated separately and are... consideration includes— (i) Advance premiums; (ii) Amounts in a premium deposit fund or similar account, to the... parties not subject to United States taxation. (2) Net consideration determined by a ceding company—(i) In...

31 CFR 337.13 - Payment of mortgage insurance premiums.

Science.gov (United States)

2010-07-01

... insurance premiums. When book-entry debentures are being purchased prior to maturity to pay for mortgage insurance premiums, the difference between the amount of the debentures purchased and the mortgage insurance... 31 Money and Finance: Treasury 2 2010-07-01 2010-07-01 false Payment of mortgage insurance...

Literature survey of properties of synfuels derived from coal

Science.gov (United States)

Reynolds, T. W.; Niedzwiecki, R. W.; Clark, J. S.

1980-02-01

A literature survey of the properties of synfuels for ground-based gas turbine applications is presented. Four major concepts for converting coal into liquid fuels are described: solvent extraction, catalytic liquefaction, pyrolysis, and indirect liquefaction. Data on full range syncrudes, various distillate cuts, and upgraded products are presented for fuels derived from various processes, including H-coal, synthoil, solvent-refined coal, donor solvent, zinc chloride hydrocracking, co-steam, and flash pyrolysis. Some typical ranges of data for coal-derived low Btu gases are also presented.

Literature survey of properties of synfuels derived from coal

Science.gov (United States)

Reynolds, T. W.; Niedzwiecki, R. W.; Clark, J. S.

1980-01-01

A literature survey of the properties of synfuels for ground-based gas turbine applications is presented. Four major concepts for converting coal into liquid fuels are described: solvent extraction, catalytic liquefaction, pyrolysis, and indirect liquefaction. Data on full range syncrudes, various distillate cuts, and upgraded products are presented for fuels derived from various processes, including H-coal, synthoil, solvent-refined coal, donor solvent, zinc chloride hydrocracking, co-steam, and flash pyrolysis. Some typical ranges of data for coal-derived low Btu gases are also presented.

TESTING FOR RISK PREMIUMS IN THE WHEAT-FLOUR SUBSECTOR

OpenAIRE

Cotterill, Ronald W.; Salih, Hachim M.

1992-01-01

This paper specifies a model of wholesale flour price determination that incorporates risk measures for input prices (wheat) and a joint output price (millfeed). Tests using daily price data for a Buffalo flour miller indicate that risk premiums do exist. Moreover, these premiums persist in a model that incorporates hedging.

Chemistry and structure of coal derived asphaltenes and preasphaltenes. Quarterly progress report, April-June 1980

Energy Technology Data Exchange (ETDEWEB)

Yen, T. F.

1980-01-01

It is the objective of this project to isolate the asphaltene and preasphaltene fractions from coal liquids from a number of liquefaction processes. These processes consist of in general: catalytic hydrogenation, staged pyrolysis and solvent refining. These asphaltene fractions may be further separated by both gradient elution through column chromatography, and molecular size distribution through gel permeation chromatography. Those coal-derived asphaltene and preasphaltene fractions will be investigated by various chemical and physical methods for characterization of their structures. After the parameters are obtained, these parameters will be correlated with the refining and conversion variables which control a given type of liquefaction process. The effects of asphaltene in catalysis, ash or metal removal, desulfurization and denitrification will also be correlated. It is anticipated that understanding the role of asphaltenes in liquefaction processes will enable engineers to both improve existing processes, and to make recommendations for operational changes in planned liquefaction units in the United States. The objective of Phase 1 was to complete the isolation and separation of coal liquid fractions and to initiate their characterization. The objective of Phase 2 is to continue the characterization of coal asphaltenes and other coal liquid fractions by use of physical and instrumental methods. The structural parameters obtained will be used to postulate hypothetical average structures for coal liquid fractions. The objective of Phase 3 is to concentrate on the characterization of the preasphaltene (benzene insoluble fraction) of coal liquid fraction by the available physical and chemical methods to obtain a number of structural parameters.

Pyrolitics Oils in Coal Flotation

OpenAIRE

Čáblík, V.; Išek, J.; Herková, M.; Halas, J.; Čáblíková, L.; Vaculíková, L. (Lenka)

2014-01-01

The aim of this article was the research of new flotation reagents, which were formed through pyrolysis of different types of waste. Potential new flotation reagents are liquid organic phase pyrolysis of tires, plastic and wooden materials. Another goal is to achieve the coal flotation ash content quality below 10%. The results imply that it is possible to produce flotation collectors from various types of waste, which may be applicabe in black coal flotation. Producing and application of a s...

REGULATION OF COAL POLYMER DEGRADATION BY FUNGI

Energy Technology Data Exchange (ETDEWEB)

John A. Bumpus

1998-11-30

A variety of lignin degrading fungi mediate solubilization and subsequent biodegradation of coal macromolecules (a.k.a. coal polymer) from highly oxidized low rank coals such as leonardites. It appears that oxalate or possibly other metal chelators (i.e., certain Krebs Cycle intermediates) mediate solubilization of low rank coals while extracellular oxidases have a role in subsequent oxidation of solubilized coal macromolecule. These processes are under nutritional control. For example, in the case of P. chrysosporium, solubilization of leonardite occurred when the fungi were cultured on most but not all nutrient agars tested and subsequent biodegradation occurred only in nutrient nitrogen limited cultures. Lignin peroxidases mediate oxidation of coal macromolecule in a reaction that is dependent on the presence of veratryl alcohol and hydrogen peroxide. Kinetic evidence suggests that veratryl alcohol is oxidized to the veratryl alcohol cation radical which then mediates oxidation of the coal macromolecule. Results by others suggest that Mn peroxidases mediate formation of reactive Mn{sup 3+} complexes which also mediate oxidation of coal macromolecule. A biomimetic approach was used to study solubilization of a North Dakota leonardite. It was found that a concentration {approximately}75 mM sodium oxalate was optimal for solubilization of this low rank coal. This is important because this is well above the concentration of oxalate produced by fungi in liquid culture. Higher local concentrations probably occur in solid agar cultures and thus may account for the observation that greater solubilization occurs in agar media relative to liquid media. The characteristics of biomimetically solubilized leonardite were similar to those of biologically solubilized leonardite. Perhaps our most interesting observation was that in addition to oxalate, other common Lewis bases (phosphate/hydrogen phosphate/dihydrogen phosphate and bicarbonate/carbonate ions) are able to mediate

Decreasing relative risk premium

DEFF Research Database (Denmark)

Hansen, Frank

2007-01-01

such that the corresponding relative risk premium is a decreasing function of present wealth, and we determine the set of associated utility functions. We find a new characterization of risk vulnerability and determine a large set of utility functions, closed under summation and composition, which are both risk vulnerable...

The NOXSO clean coal project

Energy Technology Data Exchange (ETDEWEB)

Black, J.B.; Woods, M.C.; Friedrich, J.J.; Browning, J.P. [NOXSO Corp., Bethel Park, PA (United States)

1997-12-31

The NOXSO Clean Coal Project will consist of designing, constructing, and operating a commercial-scale flue-gas cleanup system utilizing the NOXSO Process. The process is a waste-free, dry, post-combustion flue-gas treatment technology which uses a regenerable sorbent to simultaneously adsorb sulfur dioxide (SO{sub 2}) and nitrogen oxides (NO{sub x}) from flue gas from coal-fired boilers. The NOXSO plant will be constructed at Alcoa Generating Corporation`s (AGC) Warrick Power Plant near Evansville, Indiana and will treat all the flue gas from the 150-MW Unit 2 boiler. The NOXSO plant is being designed to remove 98% of the SO{sub 2} and 75% of the NO{sub x} when the boiler is fired with 3.4 weight percent sulfur, southern-Indiana coal. The NOXSO plant by-product will be elemental sulfur. The elemental sulfur will be shipped to Olin Corporation`s Charleston, Tennessee facility for additional processing. As part of the project, a liquid SO{sub 2} plant has been constructed at this facility to convert the sulfur into liquid SO{sub 2}. The project utilizes a unique burn-in-oxygen process in which the elemental sulfur is oxidized to SO{sub 2} in a stream of compressed oxygen. The SO{sub 2} vapor will then be cooled and condensed. The burn-in-oxygen process is simpler and more environmentally friendly than conventional technologies. The liquid SO{sub 2} plant produces 99.99% pure SO{sub 2} for use at Olin`s facilities. The $82.8 million project is co-funded by the US Department of Energy (DOE) under Round III of the Clean Coal Technology program. The DOE manages the project through the Pittsburgh Energy Technology Center (PETC).

Mutual Fund Flight-to-Liquidity

DEFF Research Database (Denmark)

Rzeznik, Aleksandra

This paper examines the liquidity choices of mutual funds during times of market uncertainty. I find that when markets are uncertain, mutual funds actively increase the liquidity of their portfolio – often referred to as a ‘flight-to-liquidity.’ In aggregate, mutual fund behaviour has implications...... for the market; the market driven flight-toliquidity places upward pressure on the liquidity premium. I examine the underlying mechanisms driving fund behaviour. I show that market volatility is associated with lower fund performance and withdrawals, which causes funds to adjust the composition...... of their portfolio towards more liquid assets in order to meet potential redemptions. This causal chain is consistent with Vayanos (2004), who argues that fund managers are investors with time-varying liquidity preferences due to threat of withdrawal. Aggregated over funds, the effect is substantial: a one standard...

Mutual Fund Flight-to-Liquidity

DEFF Research Database (Denmark)

Rzeznik, Aleksandra

This paper examines the liquidity choices of mutual funds during times of market uncertainty. I find that when markets are uncertain, mutual funds actively increase the liquidity of their portfolio { often referred to as a `flight-to-liquidity.' In aggregate, mutual fund behaviour has implications...... for the market; the market driven flight-toliquidity places upward pressure on the liquidity premium. I examine the underlying mechanisms driving fund behaviour. I show that market volatility is associated with lower fund performance and withdrawals, which causes funds to adjust the composition...... of their portfolio towards more liquid assets in order to meet potential redemptions. This causal chain is consistent with Vayanos (2004), who argues that fund managers are investors with time-varying liquidity preferences due to threat of withdrawal. Aggregated over funds, the effect is substantial: a one standard...

Direct liquefaction of low-rank coals under mild conditions

Energy Technology Data Exchange (ETDEWEB)

Braun, N.; Rinaldi, R. [Max-Planck-Institut fuer Kohlenforschung, Muelheim an der Ruhr (Germany)

2013-11-01

Due to decreasing of petroleum reserves, direct coal liquefaction is attracting renewed interest as an alternative process to produce liquid fuels. The combination of hydrogen peroxide and coal is not a new one. In the early 1980, Vasilakos and Clinton described a procedure for desulfurization by leaching coal with solutions of sulphuric acid/H{sub 2}O{sub 2}. But so far, H{sub 2}O{sub 2} has never been ascribed a major role in coal liquefaction. Herein, we describe a novel approach for liquefying low-rank coals using a solution of H{sub 2}O{sub 2} in presence of a soluble non-transition metal catalyst. (orig.)

MODEL PERAMALAN KONSUMSI BAHAN BAKAR JENIS PREMIUM DI INDONESIA DENGAN REGRESI LINIER BERGANDA

Directory of Open Access Journals (Sweden)

Farizal

2014-12-01

Full Text Available Energy consumption forecasting, especially premium, is an integral part of energy management. Premium is a type of energy that receives government subsidy. Unfortunately, premium forecastings being performed have considerable high error resulting difficulties on reaching planned subsidy target and exploding the amount. In this study forecasting was conducted using multilinear regression (MLR method with ten candidate predictor variables. The result shows that only four variables which are inflation, selling price disparity between pertamanx and premium, economic growth rate, and the number of car, dictate premium consumption. Analsys on the MLR model indicates that the model has a considerable low error with the mean absolute percentage error (MAPE of 5.18%. The model has been used to predict 2013 primium consumption with 1.05% of error. The model predicted that 2013 premium consumption was 29.56 million kiloliter, while the reality was 29.26 million kiloliter.

5 CFR 890.502 - Withholdings, contributions, LWOP, premiums, and direct premium payment.

Science.gov (United States)

2010-01-01

... amount equal to the premiums for a pay period during which the employee was in a leave without pay (LWOP... for every pay period during which the enrollment continues, except for the 31-day temporary extension... 365 days. (1) An employee who is granted leave without pay (LWOP) under subpart L of part 630 of this...

75 FR 9247 - Single Family Mortgage Insurance Premium, Single Family

Science.gov (United States)

2010-03-01

... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5376-N-13] Single Family Mortgage Insurance Premium, Single Family AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notice... is soliciting public comments on the subject proposal. Lenders use the Single Family Premium...

29 CFR 778.204 - “Clock pattern” premium pay.

Science.gov (United States)

2010-07-01

... 29 Labor 3 2010-07-01 2010-07-01 false âClock patternâ premium pay. 778.204 Section 778.204 Labor... Excluded From the âRegular Rateâ Extra Compensation Paid for Overtime § 778.204 “Clock pattern” premium pay... pursuance of an applicable employment contract or collective bargaining agreement,” and the rates of pay and...

Environmental indicators of the combustion of prospective coal water slurry containing petrochemicals.

Science.gov (United States)

Dmitrienko, Margarita A; Nyashina, Galina S; Strizhak, Pavel A

2017-09-15

Negative environmental impact of coal combustion has been known to humankind for a fairly long time. Sulfur and nitrogen oxides are considered the most dangerous anthropogenic emissions. A possible solution to this problem is replacing coal dust combustion with that of coal water slurry containing petrochemicals (CWSP). Coal processing wastes and used combustible liquids (oils, sludge, resins) are promising in terms of their economic and energy yield characteristics. However, no research has yet been conducted on the environmental indicators of fuels based on CWSP. The present work contains the findings of the research of CO, CO2, NOx, SOx emissions from the combustion of coals and CWSPs produced from coal processing waste (filter cakes). It is demonstrated for the first time that the concentrations of dangerous emissions from the combustion of CWSPs (carbon oxide and dioxide), even when combustible heavy liquid fractions are added, are not worse than those of coal. As for the concentration of sulfur and nitrogen oxides, it is significantly lower for CWSPs combustion as compared to coals. The presented research findings illustrate the prospects of the wide use of CWSPs as a fuel that is cheap and beneficial, in terms of both energy output and ecology, as compared to coal. Copyright © 2017 Elsevier B.V. All rights reserved.

Fixed-premium deposit insurance and international credit crunches

OpenAIRE

Mark M. Spiegel

1996-01-01

This article introduces a monopolistically competitive model of foreign lending in which both explicit and implicit fixed-premium deposit insurance increase the degree to which bank participation in relending to problem debtors falls below its globally optimal level. This provides a channel for fixed-premium deposit insurance to inhibit credit extension in bad states, resulting in an increase in the expected default percentage and an increase in the expected burden on the deposit insurance in...

Mating motives are neither necessary nor sufficient to create the beauty premium.

Science.gov (United States)

Hafenbrädl, Sebastian; Dana, Jason

2017-01-01

Mating motives lead decision makers to favor attractive people, but this favoritism is not sufficient to create a beauty premium in competitive settings. Further, economic approaches to discrimination, when correctly characterized, could neatly accommodate the experimental and field evidence of a beauty premium. Connecting labor economics and evolutionary psychology is laudable, but mating motives do not explain the beauty premium.

26 CFR 1.163-11T - Allocation of certain prepaid qualified mortgage insurance premiums (temporary).

Science.gov (United States)

2010-04-01

... insurance premiums (temporary). 1.163-11T Section 1.163-11T Internal Revenue INTERNAL REVENUE SERVICE... insurance premiums (temporary). (a) Allocation—(1) In general. As provided in section 163(h)(3)(E), premiums... section applies whether the qualified mortgage insurance premiums are paid in cash or are financed...

The impact of HMO competition on private health insurance premiums, 1985-1992.

Science.gov (United States)

Wickizer, T M; Feldstein, P J

1995-01-01

A critical unresolved health policy question is whether competition stimulated by managed care organizations can slow the rate of growth in health care expenditures. We analyzed the competitive effects of health maintenance organizations (HMOs) on the growth in fee-for-service indemnity insurance premiums over the period 1985-1992 using premium data on 95 groups that had policies with a single, large, private insurance carrier. We used multiple regressions to estimate the effect of HMO market penetration on insurance premium growth rates. HMO penetration had a statistically significant (p market whose HMO penetration rate increased by 25% (e.g., from 10% to 12.5%), the real rate of growth in premiums would be approximately 5.9% instead of 7.0%. Our findings indicate that competitive strategies, relying on managed care, have significant potential to reduce health insurance premium growth rates, thereby resulting in substantial cost savings over time.

The impact of instant reward programs and bonus premiums on consumer purchase behavior

NARCIS (Netherlands)

Minnema, Alec; Bijmolt, Tammo H. A.; Non, Marielle C.

This study examines the impact of an instant reward program (IRP) with bonus premiums on consumer purchase behavior. An IRP is a rapidly growing form of short-term program that rewards consumers instantly with small premiums per fixed spending, where these premiums are part of a larger set of

Novel Fuel Cells for Coal Based Systems

Energy Technology Data Exchange (ETDEWEB)

Thomas Tao

2011-12-31

The goal of this project was to acquire experimental data required to assess the feasibility of a Direct Coal power plant based upon an Electrochemical Looping (ECL) of Liquid Tin Anode Solid Oxide Fuel Cell (LTA-SOFC). The objective of Phase 1 was to experimentally characterize the interaction between the tin anode, coal fuel and cell component electrolyte, the fate of coal contaminants in a molten tin reactor (via chemistry) and their impact upon the YSZ electrolyte (via electrochemistry). The results of this work will provided the basis for further study in Phase 2. The objective of Phase 2 was to extend the study of coal impurities impact on fuel cell components other than electrolyte, more specifically to the anode current collector which is made of an electrically conducting ceramic jacket and broad based coal tin reduction. This work provided a basic proof-of-concept feasibility demonstration of the direct coal concept.

5 CFR 892.301 - How do I pay my premium?

Science.gov (United States)

2010-01-01

... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false How do I pay my premium? 892.301 Section 892.301 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS PREMIUMS Contributions and...

The Phantom Gender Difference in the College Wage Premium

Science.gov (United States)

Hubbard, William H. J.

2011-01-01

A growing literature seeks to explain why so many more women than men now attend college. A commonly cited stylized fact is that the college wage premium is, and has been, higher for women than for men. After identifying and correcting a bias in estimates of college wage premiums, I find that there has been essentially no gender difference in the…

Fiscal 1999 research cooperation project report. Research cooperation on coal liquefaction technology; 1999 nendo sekitan ekika gijutsu ni kansuru kenkyu kyoryoku jigyo

Energy Technology Data Exchange (ETDEWEB)

NONE

2000-03-01

This report summarizes the fiscal 1999 research cooperation project result on coal liquefaction technology. Cooperative FS was made on coal liquefaction technology of Indonesian coal as petroleum substituting energy. To obtain the basic data necessary for the FS, study was made on the applicability of Indonesian natural minerals as catalytic materials. Promising low-cost abundant Soroako Limonite ore showed a high catalytic activity for liquefaction reaction of Banko coal, and an excellent grindability. Improved BCL process including hydrogenation process was promising for production of high-quality coal liquid superior in storage stability with less nitrogen and sulfur contents. Survey was made on the general conditions of Tanjung Enim area including South Banko coal field concerned, and the geological features and coal seam of South Banko coal field which is composed of 3 seams including coal deposits of 6.35 hundred million tons. To study the marketability of coal liquid, survey was made on the current situation of oil, oil product standards, and blendability of coal liquid. Hydrogen for the liquefaction process can be obtained by coal gasification. (NEDO)

The marriage premium and compensating wage differentials.

Science.gov (United States)

Reed, W R; Harford, K

1989-12-01

This paper proposes and tests an alternative explanation of the marriage premium that relies upon differences in workers' tastes and compensating wage differentials. A key assumption is that marital status proxies for the consumption of family goods, such as children, and that these are costly. Workers whose greater demands for family goods are taste- generated and shown to choose jobs that offer greater wage, and less non-pecuniary compensation. This creates an observed wage premium that has nothing to do with differences in workers' productivities. Supporting empirical evidence for this hypothesis is presented, including a reevaluation of previous studies.

Study on hydrogen transfer in coal liquefaction by tritium and carbon-14 tracers

International Nuclear Information System (INIS)

Nitoh, Osamu; Kabe, Toshiaki; Kabe, Yaeko.

1985-01-01

For the analysis of mechanism of hydrogenation and cracking of coal, the liquefaction of Taiheiyo coal using tritium labeled gaseous hydrogen and tritium labeled tetralin with small amounts of carbon-14 labeled naphthalene has been studied. Taiheiyo coal(25g) was thermally decomposed in tetralin or naphthalene solvent(75g) at 400--440 0 C under the initial hydrogen pressure of 5.9MPa for 30min with Ni-Mo-Al 2 O 3 catalyst(0--5g). The reaction mixture in an autoclave was separated by filtration, distillation and solvent extraction. Produced gas, oils and the solvent were analyzed by gas chromatography. The tritium and carbon-14 contents of separated reaction products were measured with a liquid scintilation counter to study the hydrogen transfer mechanism. The distribution of reaction products and the amount of hydrogen transfer from gas or solvent to the products were also determined. In hydrogen donor solvent such as tetralin, the coal liquefaction yield was independent from the catalyst, but the catalyst was effective in hydrocracking of preasphaltene and asphaltene. In naphthalene solvent, the coal liquefaction reaction hardly occured in the absence of the catalyst, because hydrogen transfer from both the solvent and gaseous hydrogen was scarce. Tritium distribution in the reaction products showed that complicated hydrogen exchange reactions between gaseous hydrogen, coal liquids and solvent came out by the presence of coal liquids and catalyst. The very small amounts of carbon-14 transferred to the liquefaction products showed that carbon exchange or transfer between solvent and coal did not take place. (author)

Recovering volatile liquids

Energy Technology Data Exchange (ETDEWEB)

Bregeat, J H

1925-07-30

The products of hydrogenation of alicyclic compounds, such as terpenes, for example, pinene or oil of turpentine, are used as washing liquids for absorbing vapours of volatile liquids from gases, such as natural gases from petroliferous regions, gases from the distillation of coal, lignite, schist, peat, etc. or from the cracking of heavy oils. Other liquids such as tar oils vaseline oils, cresols, etc. may be added.

Enhancing conservation, ecosystem services, and local livelihoods through a wildlife premium mechanism.

Science.gov (United States)

Dinerstein, Eric; Varma, Keshav; Wikramanayake, Eric; Powell, George; Lumpkin, Susan; Naidoo, Robin; Korchinsky, Mike; Del Valle, Christian; Lohani, Shubash; Seidensticker, John; Joldersma, Dirk; Lovejoy, Thomas; Kushlin, Andrey

2013-02-01

We propose the wildlife premium mechanism as an innovation to conserve endangered large vertebrates. The performance-based payment scheme would allow stakeholders in lower-income countries to generate revenue by recovering and maintaining threatened fauna that can also serve as umbrella species (i.e., species whose protection benefits other species with which they co-occur). There are 3 possible options for applying the premium: option 1, embed premiums in a carbon payment; option 2, link premiums to a related carbon payment, but as independent and legally separate transactions; option 3, link premiums to noncarbon payments for conserving ecosystem services (PES). Each option presents advantages, such as incentive payments to improve livelihoods of rural poor who reside in or near areas harboring umbrella species, and challenges, such as the establishment of a subnational carbon credit scheme. In Kenya, Peru, and Nepal pilot premium projects are now underway or being finalized that largely follow option 1. The Kasigau (Kenya) project is the first voluntary carbon credit project to win approval from the 2 leading groups sanctioning such protocols and has already sold carbon credits totaling over $1.2 million since June 2011. A portion of the earnings is divided among community landowners and projects that support community members and has added over 350 jobs to the local economy. All 3 projects involve extensive community management because they occur on lands where locals hold the title or have a long-term lease from the government. The monitoring, reporting, and verification required to make premium payments credible to investors include transparent methods for collecting data on key indices by trained community members and verification of their reporting by a biologist. A wildlife premium readiness fund would enable expansion of pilot programs needed to test options beyond those presented here. © 2012 Society for Conservation Biology.

Stop-loss premiums under dependence

NARCIS (Netherlands)

Albers, Willem/Wim

1999-01-01

Stop-loss premiums are typically calculated under the assumption that the insured lives in the underlying portfolio are independent. Here we study the effects of small departures from this assumption. Using Edgeworth expansions, it is made transparent which configurations of dependence parameters

Japan`s New Sunshine Project. 20. 1995 annual summary of coal liquefaction and gasification

Energy Technology Data Exchange (ETDEWEB)

NONE

1996-10-01

The paper described a summary of the 1995 study on coal liquefaction and gasification under the New Sunshine Project. As for coal liquefaction, a study was made of liquefaction characteristics and catalysts of various coals. Also studied were liquefaction conditions for quality improvement of liquefaction products, an evaluation method of quality of coal liquid, and a utilization method of coal liquid. In order to prevent carbonization and realize effective liquefaction, a study was conducted for elucidation of the reaction mechanism of high pressure hydrogenation. In a 150t/d pilot plant using hydrogen transfer hydrogenation solvents, the NEDOL method was studied using various catalysts and kinds of coals. This is a step prior to data acquisition for engineering, actual construction of equipment and operation. A 1t/d process supporting unit is a unit to support it. The unit conducts studies on slurry letdown valves and synthetic iron sulfide catalysts, screening of Chinese coals, etc. As to coal gasification, the paper added to the basic research the combined cycle power generation using entrained flow coal gasification for improvement of thermal efficiency and environmental acceptability and the HYCOL method for hydrogen production. 68 refs., 40 figs.

Premium Forecasting of an Insurance Company: Automobile Insurance

OpenAIRE

Fouladvand, M. Ebrahim; Darooneh, Amir H.

2002-01-01

We present an analytical study of an insurance company. We model the company's performance on a statistical basis and evaluate the predicted annual income of the company in terms of insurance parameters namely the premium, total number of the insured, average loss claims etc. We restrict ourselves to a single insurance class the so-called automobile insurance. We show the existence a crossover premium p_c below which the company is loss-making. Above p_c, we also give detailed statistical ana...

Studies on characteristics of fluid dynamics in the coal liquefaction reactor; Sekitan ekika hanno tonai no ryudo tokusei

Energy Technology Data Exchange (ETDEWEB)

Sakawaki, K.; Nogami, Y.; Inokuchi, K. [Mitsui SRC Development Co. Ltd., Tokyo (Japan); Mochizuki, M.; Imada, K. [Nippon Steel Corp., Tokyo (Japan); Tachikawa, N.; Moki, T.; Ishikawa, I. [Japan Atomic Energy Research Institute, Tokyo (Japan)

1996-10-28

To design the coal liquefaction reactor of large scale plant in future, it is important to understand characteristics of fluid dynamics within the coal liquefaction reactor. In this study, to measure the fluid dynamics of liquid phase within the coal liquefaction reactor operated under high temperature and high pressure coal liquefaction condition, neutron attenuating tracer (NAT) technique, one of the tracer test methods, was applied using 1 t/d coal treating PSU. The residence time of liquid phase within the reactor can be measured by utilizing property of neutron of being absorbed by materials. The tracer was injected at the inlets of first and third reactors, and the neutron was counted at each outlet. The concentration of tracer was derived from the discrete value, to determine the residence time distribution of liquid phase. The mean residence time of liquid phase in the single first reactor and in the total three reactors were prolonged under the severe operation conditions of liquefaction. The more severe the liquefaction operation condition was, the more active the mixing of liquid phase was in the first reactor. It was found that the progress of reaction was accelerated. 2 refs., 5 figs., 1 tab.

The Comparative Analysis of the Efficiency of Coal Liquefaction Technologies

Directory of Open Access Journals (Sweden)

Rudyka Viktor I.

2017-12-01

Full Text Available Organization of production of synthetic liquid fuels (SLF in Ukraine becomes an especially topical and at the same time complex scientific and applied task, taking into consideration criteria of the techno-ecological and economic rationality. The article presents a methodical approach to the comparative analysis of efficiency of the main methods and technologies for the synthetic liquid fuels production and a carried out testing, the results of which allowed to conclude that the most rational is the technology of indirect coal liquefaction based on coal thermal plasma gasification.

Combined production of synthetic liquid fuel and electricity from coal using H2S and CO2 removal systems

Directory of Open Access Journals (Sweden)

Elina A. Tyurina

2015-11-01

Full Text Available The main aim of the research is to continue the studies on promising technologies of coal conversion into synthetic liquid fuel (methanol. The object of study is the plants for combined production of electricity and synthetic liquid fuel (PCPs, which are eco-friendly and more efficient as compared to the plants for separate production. The previous studies on PCPs consider the systems for fine cleaning of gasification products in a simplified way. This study presents the detailed mathematical modeling of the aforementioned systems and determines the values of energy consumption and investment in them. The obtained values are used to carry out the optimization studies and find the optimal parameters of PCPs with different degree of CO2 removal from gasification products providing fine cleaning of gasification products from H2S.

Subtask 3.9 - Direct Coal Liquefaction Process Development

Energy Technology Data Exchange (ETDEWEB)

Aulich, Ted; Sharma, Ramesh

2012-07-01

The Energy and Environmental Research Center (EERC), in partnership with the U.S. Department of Energy (DOE) and Accelergy Corporation, an advanced fuels developer with technologies exclusively licensed from ExxonMobil, undertook Subtask 3.9 to design, build, and preliminarily operate a bench-scale direct coal liquefaction (DCL) system capable of converting 45 pounds/hour of pulverized, dried coal to a liquid suitable for upgrading to fuels and/or chemicals. Fabrication and installation of the DCL system and an accompanying distillation system for off-line fractionation of raw coal liquids into 1) a naphtha middle distillate stream for upgrading and 2) a recycle stream was completed in May 2012. Shakedown of the system was initiated in July 2012. In addition to completing fabrication of the DCL system, the project also produced a 500-milliliter sample of jet fuel derived in part from direct liquefaction of Illinois No. 6 coal, and submitted the sample to the Air Force Research Laboratory (AFRL) at Wright Patterson Air Force Base, Dayton, Ohio, for evaluation. The sample was confirmed by AFRL to be in compliance with all U.S. Air Force-prescribed alternative aviation fuel initial screening criteria.

Country Value Premiums and Financial Crises

Directory of Open Access Journals (Sweden)

Adam Zaremba

2014-01-01

Full Text Available The paper concentrates on the value premium across countries and contributes to the investment and asset pricing literature in three ways. First, I provide fresh evidence that the high-value countries perform significantly better than the low-value countries. Additionally, this phenomenon is indifferent to the choice of the computational currency, representative index or value indicator. Second, I demonstrate that the value effect can be successfully amplified by combining with country-level size and momentum effects. Third, I show that returns to the high-value countries deteriorate in financial crisis conditions, because the country-level value premium is negatively correlated with the credit spreads, TED spread and expected volatility. I examine data from 66 markets between years 2000 and 2013.

76 FR 40741 - Federal Housing Administration (FHA) Mortgage Insurance Premiums for Multifamily Housing Programs...

Science.gov (United States)

2011-07-11

... Administration (FHA) Mortgage Insurance Premiums for Multifamily Housing Programs, Health Care Facilities and... mortgage insurance premiums (MIPs) for FHA Multifamily Housing, Health Care Facilities, and Hospital... mortgage insurance regulation at 24 CFR 207.254 provides as follows: Notice of future premium changes will...

The Value Premium on the Danish Stock Market

DEFF Research Database (Denmark)

Risager, Ole

2005-01-01

research on this issue. The purpose of this paper is to report evidence for the Danish stock market and to test whether the value premium is a genuine long-term feature of the market or just a phenomenon that pops up now and then. To research this issue we have collected accounting and stock market data......A number of influential studies have documented a strong value premium for US stocks over the period 1963 to 1990 (Fama and French (1992), Lakonishok et al. (1994)). Stocks with low price-earnings multiples, price-book values and other measures of value are reported to have given a higher mean...... return than the high multiple growth firms. Work by Basu (1997) and others have shown that the value dominance is also a feature of the earlier market history of the United States. The value premium is reported also to exist in a number of other countries over the period 1975 to 1995 (Fama and French...

24 CFR 220.806 - Pro rata refund of insurance premium.

Science.gov (United States)

2010-04-01

... refund of insurance premium. Upon termination of loan insurance contract by a payment in full or by a... equal to the pro rata portion of the current annual loan insurance premium theretofore paid which is... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Pro rata refund of insurance...

The direct liquefaction proof of concept program

Energy Technology Data Exchange (ETDEWEB)

Comolli, A.G.; Lee, L.K.; Pradhan, V.R.; Stalzer, R.H. [New York & Puritan Avenues, Lawrenceville, NJ (United States)

1995-12-31

The goal of the Proof of Concept (POC) Program is to develop Direct Coal Liquefaction and associated transitional technologies towards commercial readiness for economically producing premium liquid fuels from coal in an environmentally acceptable manner. The program focuses on developing the two-stage liquefaction (TSL) process by utilizing geographically strategic feedstocks, commercially feasible catalysts, new prototype equipment, and testing co-processing or alternate feedstocks and improved process configurations. Other high priority objectives include dispersed catalyst studies, demonstrating low rank coal liquefaction without solids deposition, improving distillate yields on a unit reactor volume basis, demonstrating ebullated bed operations while obtaining scale-up data, demonstrating optimum catalyst consumption using new concepts (e.g. regeneration, cascading), producing premium products through on-line hydrotreating, demonstrating improved hydrogen utilization for low rank coals using novel heteroatom removal methods, defining and demonstrating two-stage product properties for upgrading; demonstrating efficient and economic solid separation methods, examining the merits of integrated coal cleaning, demonstrating co-processing, studying interactions between the preheater and first and second-stage reactors, improving process operability by testing and incorporating advanced equipment and instrumentation, and demonstrating operation with alternate coal feedstocks. During the past two years major PDU Proof of Concept runs were completed. POC-1 with Illinois No. 6 coal and POC-2 with Black Thunder sub-bituminous coal. Results from these operations are continuing under review and the products are being further refined and upgraded. This paper will update the results from these operations and discuss future plans for the POC program.

75 FR 16645 - Increase in the Primary Nuclear Liability Insurance Premium

Science.gov (United States)

2010-04-02

... Primary Nuclear Liability Insurance Premium AGENCY: Nuclear Regulatory Commission. ACTION: Final rule... impractical. The NRC is amending its regulations to increase the primary premium for liability insurance... protection requirements and indemnity agreements to increase the primary nuclear liability insurance layer...

Taking private labels upmarket : Empirical generalizations on category drivers of premium private label introductions

NARCIS (Netherlands)

Ter Braak, A.M.; Geyskens, I.; Dekimpe, M.G.

Premium private labels (PLs) are considered one of the hottest trends in grocery retailing. Still, retailers do not feel the need to introduce premium PLs in every category. Generalizing across approximately 150 categories for six retailers from two countries that already carry premium PLs for

26 CFR 1.6050H-3T - Information reporting of mortgage insurance premiums (temporary).

Science.gov (United States)

2010-04-01

... Information reporting of mortgage insurance premiums (temporary). (a) Information reporting requirements. Any... section applies to the receipt of all payments of mortgage insurance premiums, by cash or financing... premiums is determined on a mortgage-by-mortgage basis. A recipient need not aggregate mortgage insurance...

38 CFR 8.4 - Deduction of insurance premiums from compensation, retirement pay, or pension.

Science.gov (United States)

2010-07-01

...' Relief DEPARTMENT OF VETERANS AFFAIRS NATIONAL SERVICE LIFE INSURANCE Premiums § 8.4 Deduction of insurance premiums from compensation, retirement pay, or pension. The insured under a National Service life insurance policy which is not lapsed may authorize the monthly deduction of premiums from disability...

Estimated value of insurance premium due to Citarum River flood by using Bayesian method

Science.gov (United States)

Sukono; Aisah, I.; Tampubolon, Y. R. H.; Napitupulu, H.; Supian, S.; Subiyanto; Sidi, P.

2018-03-01

Citarum river flood in South Bandung, West Java Indonesia, often happens every year. It causes property damage, producing economic loss. The risk of loss can be mitigated by following the flood insurance program. In this paper, we discussed about the estimated value of insurance premiums due to Citarum river flood by Bayesian method. It is assumed that the risk data for flood losses follows the Pareto distribution with the right fat-tail. The estimation of distribution model parameters is done by using Bayesian method. First, parameter estimation is done with assumption that prior comes from Gamma distribution family, while observation data follow Pareto distribution. Second, flood loss data is simulated based on the probability of damage in each flood affected area. The result of the analysis shows that the estimated premium value of insurance based on pure premium principle is as follows: for the loss value of IDR 629.65 million of premium IDR 338.63 million; for a loss of IDR 584.30 million of its premium IDR 314.24 million; and the loss value of IDR 574.53 million of its premium IDR 308.95 million. The premium value estimator can be used as neither a reference in the decision of reasonable premium determination, so as not to incriminate the insured, nor it result in loss of the insurer.

Estimating dual deposit insurance premium rates and forecasting non-performing loans: Two new models

OpenAIRE

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; Nili, Farhad

2015-01-01

Risky banks that endanger the stability of the financial system should pay higher deposit insurance premiums than healthy banks and other financial institutions that have shown good financial performance. It is necessary, therefore, to have at least a dual fair premium rate system. In this paper, we develop a model for calculating dual fair premium rates. Our definition of a fair premium rate in this paper is a rate that could cover the operational expenditures of the deposit insuring organiz...

The U.S. health insurance marketplace: are premiums truly affordable?

Science.gov (United States)

Graetz, Ilana; Kaplan, Cameron M; Kaplan, Erin K; Bailey, James E; Waters, Teresa M

2014-10-21

The Patient Protection and Affordable Care Act requires that individuals have health insurance or pay a penalty. Individuals are exempt from paying this penalty if the after-subsidy cost of the least-expensive plan available to them is greater than 8% of their income. For this study, premium data for all health plans offered on the state and federal health insurance marketplaces were collected; the after-subsidy cost of premiums for the least-expensive bronze plan for every county in the United States was calculated; and variations in premium affordability by age, income, and geographic area were assessed. Results indicated that-although marketplace subsidies ensure affordable health insurance for most persons in the United States-many individuals with incomes just above the subsidy threshold will lack affordable coverage and will be exempt from the mandate. Furthermore, young individuals with low incomes often pay as much as or more than older individuals for bronze plans. If substantial numbers of younger, healthier adults choose to remain uninsured because of cost, health insurance premiums across all ages may increase over time.

Fair premium rate of the deposit insurance system based on banks' creditworthiness

OpenAIRE

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; Nili, Farhad

2017-01-01

Purpose: Deposit insurance is a key element in modern banking, as it guarantees the financial safety of deposits at depository financial institutions. It is necessary to have at least a dual fair premium rate system based on the creditworthiness of financial institutions, as considering a singular premium system for all banks will have a moral hazard. In this paper, we develop a theoretical as well as an empirical model for calculating dual fair premium rates. Design/methodology/approach: Our...

Microbiological desulfurization and conversion of coal

International Nuclear Information System (INIS)

Quigley, D.R.; Stoner, D.L.; Dugan, P.R.

1991-01-01

Bio processing of coal is a young and emerging technology. Until the early 1980's it consisted primarily of coal depyritization using Thiobacillus ferro oxidans to either oxidize pyritic sulfur or to alter particle wettability or floatation properties by binding to exposed pyrite inclusions. Since then, other major avenues of research have been pursued. One of these is the microbiologically mediated liquefaction of coal. Initial work indicated that microorganisms were able to transform low rank coal into a black liquid that was later identified as water solubilized by alkaline substances produced by the microbes and could be enhanced by the removal of multi valent cations from coal. Current work at the INEL involves of the identification and characterization of microorganisms that are able to alter the structure of polymeric desulfurization of coal. This work initially focused on the ability of microorganisms to oxidatively remove organic sulfur from model compounds that were representative of those sulfur containing moieties identified as being in coals (e.g., dibenzo thiophene). The work also focused on those organisms that were could remove the organic sulfur without degrading the carbon structure. While some organisms that are able to perform such these reactions will effectively remove organo sulfur from coal. These concerns stem from steric hindrance considerations and the thermodynamically unfavourable nature of reaction. Current work at the INEL involves the isolation and biochemical characterization of microorganisms that are able to desulfurize and solubilized coals that have high organic sulfur contents. (author)

Refinery Integration of By-Products from Coal-Derived Jet Fuels

Energy Technology Data Exchange (ETDEWEB)

Caroline Clifford; Andre Boehman; Chunshan Song; Bruce Miller; Gareth Mitchell

2008-03-31

designed for natural gas/fuel oil, and determining the boiler performance when firing the five fuels. Two different co-processed fuel oils were tested: one that had been partially hydrotreated, and the other a product of fractionation before hydrotreating. Task 5 focused on examining refining methods that would utilize coal and produce thermally stable jet fuel, included delayed coking and solvent extraction. Delayed coking was done on blends of decant oil and coal, with the goal to produce a premium carbon product and liquid fuels. Coking was done on bench scale and large laboratory scale cokers. Two coals were examined for co-coking, using Pittsburgh seam coal and Marfork coal product. Reactions in the large, laboratory scaled coker were reproducible in yields of products and in quality of products. While the co-coke produced from both coals was of sponge coke quality, minerals left in the coke made it unacceptable for use as anode or graphite grade filler.

Preliminary experimental studies of waste coal gasification

Energy Technology Data Exchange (ETDEWEB)

Su, S.; Jin, Y.G.; Yu, X.X.; Worrall, R. [CSIRO, Brisbane, QLD (Australia). Advanced Coal Technology

2013-07-01

Coal mining is one of Australia's most important industries. It was estimated that coal washery rejects from black coal mining was approximately 1.82 billion tonnes from 1960 to 2009 in Australia, and is projected to produce another one billion tonnes by 2018 at the current production rate. To ensure sustainability of the Australian coal industry, we have explored a new potential pathway to create value from the coal waste through production of liquid fuels or power generation using produced syngas from waste coal gasification. Consequently, environmental and community impacts of the solid waste could be minimized. However, the development of an effective waste coal gasification process is a key to the new pathway. An Australian mine site with a large reserve of waste coal was selected for the study, where raw waste coal samples including coarse rejects and tailings were collected. After investigating the initial raw waste coal samples, float/sink testing was conducted to achieve a desired ash target for laboratory-scale steam gasification testing and performance evaluation. The preliminary gasification test results show that carbon conversions of waste coal gradually increase as the reaction proceeds, which indicates that waste coal can be gasified by a steam gasification process. However, the carbon conversion rates are relatively low, only reaching to 20-30%. Furthermore, the reactivity of waste coal samples with a variety of ash contents under N{sub 2}/air atmosphere have been studied by a home-made thermogravimetric analysis (TGA) apparatus that can make the sample reach the reaction temperature instantly.

Residential consumers in the Cape Peninsula's willingness to pay for premium priced green electricity

International Nuclear Information System (INIS)

Oliver, Henry; Volschenk, Jako; Smit, Eon

2011-01-01

A number of studies have explored the willingness (i.e. stated willingness as opposed to actual willingness) of consumers to pay a premium for green electricity in developed countries. However, little is known about how this translates into an emerging economy context. This study investigates the level of willingness of residential households in South Africa's Cape Peninsula to pay a premium for electricity from renewable energy. It methodologically drew on recent contributions in the literature on norm-motivated behaviour used to identify testable factors that could influence residential consumers' willingness to pay (WTP). Interestingly, the study found a significant positive link between household income and WTP for green electricity, contrary to the findings of some previous studies. Not only are higher income households more likely to pay a premium, but typically they are also willing to pay a bigger premium. It was also further established that the view that green electricity is reliable, involvement in the recycling of waste and the belief that everyone should contribute to green electricity generation drive the WTP. - Research Highlights: →The study explored the drivers of willingness to pay (WTP) a premium for green electricity. →All the hypothesised drivers of WTP a premium were found to be significant. →Contrary to some former studies, income was found to be a good predictor of WTP and the pledged premium. →The quantum of the premium positively correlates with income levels.

The Elastic Provision of Liquidity by Private Agents

OpenAIRE

Saunders, Drew

2006-01-01

I study a model of entrepreneurial investment in which investment projects are heterogeneous with respect to their exposure to an aggregate liquidity shock. A firm that is affected by the shock will mitigate its exposure by purchasing claims issued by a firm that is not. Liabilities of the unaffected firm may earn a liquidity premium due to their fungibility; and, because they are backed by productive investment, their supply is elastic to the demand. The segmentation implies that an aggregat...

PRODUCTION OF CARBON PRODUCTS USING A COAL EXTRACTION PROCESS

Energy Technology Data Exchange (ETDEWEB)

Dady Dadyburjor; Philip R. Biedler; Chong Chen; L. Mitchell Clendenin; Manoj Katakdaunde; Elliot B. Kennel; Nathan D. King; Liviu Magean; Peter G. Stansberry; Alfred H. Stiller; John W. Zondlo

2004-08-31

This Department of Energy National Energy Technology Laboratory sponsored project developed carbon products, using mildly hydrogenated solvents to extract the organic portion of coal to create synthetic pitches, cokes, carbon foam and carbon fibers. The focus of this effort was on development of lower cost solvents, milder hydrogenation conditions and improved yield in order to enable practical production of these products. This technology is needed because of the long-term decline in production of domestic feedstocks such as petroleum pitch and coal tar pitch. Currently, carbon products represents a market of roughly 5 million tons domestically, and 19 million tons worldwide. Carbon products are mainly derived from feedstocks such as petroleum pitch and coal tar pitch. The domestic supply of petroleum pitch is declining because of the rising price of liquid fuels, which has caused US refineries to maximize liquid fuel production. As a consequence, the long term trend has a decline in production of petroleum pitch over the past 20 years. The production of coal tar pitch, as in the case of petroleum pitch, has likewise declined significantly over the past two decades. Coal tar pitch is a byproduct of metallurgical grade coke (metcoke) production. In this industry, modern metcoke facilities are recycling coal tar as fuel in order to enhance energy efficiency and minimize environmental emissions. Metcoke production itself is dependent upon the production requirements for domestic steel. Hence, several metcoke ovens have been decommissioned over the past two decades and have not been replaced. As a consequence sources of coal tar are being taken off line and are not being replaced. The long-term trend is a reduction in coal tar pitch production. Thus import of feedstocks, mainly from Eastern Europe and China, is on the rise despite the relatively large transportation cost. To reverse this trend, a new process for producing carbon products is needed. The process must be

Is there evidence that recent consolidation in the health insurance industry has adversely affected premiums?

Science.gov (United States)

Kopit, William G

2004-01-01

James Robinson suggests that recent consolidation in the insurance market has been a cause of higher health insurance prices (premiums). Although the recent consolidation among health insurers and rising premiums are indisputable, it is unlikely that consolidation has had any adverse effect on premiums nationwide, and Robinson provides no data that suggest otherwise. Specifically, he does not present data showing an increase in concentration in any relevant market during the past few years, let alone any resulting increase in premiums. Health insurance consolidation in certain local markets could adversely affect premiums, but it seems clear that it is not a major national antitrust issue.

Do "premium" joint implants add value?: analysis of high cost joint implants in a community registry.

Science.gov (United States)

Gioe, Terence J; Sharma, Amit; Tatman, Penny; Mehle, Susan

2011-01-01

Numerous joint implant options of varying cost are available to the surgeon, but it is unclear whether more costly implants add value in terms of function or longevity. We evaluated registry survival of higher-cost "premium" knee and hip components compared to lower-priced standard components. Premium TKA components were defined as mobile-bearing designs, high-flexion designs, oxidized-zirconium designs, those including moderately crosslinked polyethylene inserts, or some combination. Premium THAs included ceramic-on-ceramic, metal-on-metal, and ceramic-on-highly crosslinked polyethylene designs. We compared 3462 standard TKAs to 2806 premium TKAs and 868 standard THAs to 1311 premium THAs using standard statistical methods. The cost of the premium implants was on average approximately $1000 higher than the standard implants. There was no difference in the cumulative revision rate at 7-8 years between premium and standard TKAs or THAs. In this time frame, premium implants did not demonstrate better survival than standard implants. Revision indications for TKA did not differ, and infection and instability remained contributors. Longer followup is necessary to demonstrate whether premium implants add value in younger patient groups. Level III, therapeutic study. See Guidelines for Authors for a complete description of levels of evidence.

Ability and Willingness to Pay Premium in the Framework of National Health Insurance System

Directory of Open Access Journals (Sweden)

Aulia Abdillah Ramadhan

2015-12-01

Full Text Available Background: The National Health Insurance is one of the government’s efforts to improve community access to health services. The government has fixed the premiums to be paid by community, except for underprivileged community. The aim of the study was to identify Ability to Pay (ATP and Willingness to Pay (WTP of the national health insurance premium. Methods: A descriptive study which involved 210 housewives who were chosen by rapid survey method was conducted from September to November 2013 in Cipacing village, Jatinangor, Sumedang, West Java. Data collection was using questionnaire to obtain level of ability and willingness to pay the health insurance premium. The results were compared to the required premium by the government (Rp 22,000,-. Results: Most of the respondents were only housewives, but there were still respondents who were private workers. Most of them were 20–39 years old. About 57.6% of the respondents were able to pay for the required premium, but Only 17.4% of the them were willing to pay according to the required premium. Conclusions: The ATP of the respondents are higher compared to the WTP, meaning that most of the respondents are able to pay the requires premium but are not willing to pay it.

Estimating Premium Sensitivity for Children's Public Health Insurance Coverage: Selection but No Death Spiral

Science.gov (United States)

Marton, James; Ketsche, Patricia G; Snyder, Angela; Adams, E Kathleen; Zhou, Mei

2015-01-01

Objective To estimate the effect of premium increases on the probability that near-poor and moderate-income children disenroll from public coverage. Data Sources Enrollment, eligibility, and claims data for Georgia's PeachCare for Kids™ (CHIP) program for multiple years. Study Design We exploited policy-induced variation in premiums generated by cross-sectional differences and changes over time in enrollee age, family size, and income to estimate the duration of enrollment as a function of the effective (per child) premium. We classify children as being of low, medium, or high illness severity. Principal Findings A dollar increase in the per-child premium is associated with a slight increase in a typical child's monthly probability of exiting coverage from 7.70 to 7.83 percent. Children with low illness severity have a significantly higher monthly baseline probability of exiting than children with medium or high illness severity, but the enrollment response to premium increases is similar across all three groups. Conclusions Success in achieving coverage gains through public programs is tempered by persistent problems in maintaining enrollment, which is modestly affected by premium increases. Retention is subject to adverse selection problems, but premium increases do not appear to significantly magnify the selection problem in this case. PMID:25130764

IR and NMR characterisation of extraction products of radioactively deuteromethylated coals

Energy Technology Data Exchange (ETDEWEB)

Kozlowski, M.; Wachowska, H.; Adriaensens, P.; Gelan, J. [Adam Mickiewicz University, Poznan (Poland). Faculty of Chemistry

1999-12-01

Products of reductive methylation and deuteromethylation of two Polish coals of different rank performed in the potassium/liquid ammonia system were subjected to extraction by dichloromethane. Spectral analysis of the extracts was made. A comparison of {sup 1}H and {sup 2}H NMR spectra indicated that the cleavage of C-C bonds in methylene bridges is of substantial importance for the fragmentation of the coal structure taking place under the effect of potassium in liquid ammonia. This finding was confirmed by results of IR analysis. 25 refs., 3 figs., 2 tabs.

Review of coal-water fuel pulverization technology and atomization quality registration methods

Directory of Open Access Journals (Sweden)

Zenkov Andrey

2017-01-01

Full Text Available Possibilities of coal-water fuel application in industrial power engineering are considered and described. Two main problems and disadvantages of this fuel type are suggested. The paper presents information about liquid fuel atomization technologies and provides data on nozzle type for coal-water fuel pulverization. This article also mentions some of the existing technologies for coal-water slurry spraying quality determination.

24 CFR 252.6 - Method of payment of mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 252.6 Section 252.6 Housing and Urban Development Regulations Relating to Housing and..., AND BOARD AND CARE HOMES § 252.6 Method of payment of mortgage insurance premiums. The provisions of..., DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT...

MCBS Highlights: Ownership and Average Premiums for Medicare Supplementary Insurance Policies

Science.gov (United States)

Chulis, George S.; Eppig, Franklin J.; Poisal, John A.

1995-01-01

This article describes private supplementary health insurance holdings and average premiums paid by Medicare enrollees. Data were collected as part of the 1992 Medicare Current Beneficiary Survey (MCBS). Data show the number of persons with insurance and average premiums paid by type of insurance held—individually purchased policies, employer-sponsored policies, or both. Distributions are shown for a variety of demographic, socioeconomic, and health status variables. Primary findings include: Seventy-eight percent of Medicare beneficiaries have private supplementary insurance; 25 percent of those with private insurance hold more than one policy. The average premium paid for private insurance in 1992 was $914. PMID:10153473

24 CFR 255.6 - Method of payment of mortgage insurance premiums.

Science.gov (United States)

2010-04-01

... insurance premiums. 255.6 Section 255.6 Housing and Urban Development Regulations Relating to Housing and... PROJECTS § 255.6 Method of payment of mortgage insurance premiums. The provisions of 24 CFR 251.6 shall..., DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT...

Coal background paper. Coal demand

International Nuclear Information System (INIS)

1997-01-01

Statistical data are presented on coal demands in IEA and OECD member countries and in other countries. Coal coaking and coaking coal consumption data are tabulated, and IEA secretariat's coal demand projections are summarized. Coal supply and production data by countries are given. Finally, coal trade data are presented, broken down for hard coal, steam coal, coking coal (imports and export). (R.P.)

Effects of public premiums on children's health insurance coverage: evidence from 1999 to 2003.

Science.gov (United States)

Kenney, Genevieve; Hadley, Jack; Blavin, Fredric

This study uses 2000 to 2004 Current Population Survey data to examine the effects of public premiums on the insurance coverage of children whose family incomes are between 100% and 300% of the federal poverty level. The analysis employs multinomial logistic models that control for factors other than premium costs. While the magnitude of the estimated effects varies across models, the results consistently indicate that raising public premiums reduces enrollment in public programs, with some children who forgo public coverage having private coverage instead and others being uninsured. The results indicate that public premiums have larger effects when applied to lower-income families.

Optimal dynamic premium control in non-life insurance. Maximizing dividend pay-outs

DEFF Research Database (Denmark)

Højgaard, Bjarne

2002-01-01

In this paper we consider the problem of finding optimal dynamic premium policies in non-life insurance. The reserve of a company is modeled using the classical Cramér-Lundberg model with premium rates calculated via the expected value principle. The company controls dynamically the relative safety...... loading with the possibility of gaining or loosing customers. It distributes dividends according to a 'barrier strategy' and the objective of the company is to find an optimal premium policy and dividend barrier maximizing the expected total, discounted pay-out of dividends. In the case of exponential...

Geographic variation in premiums in health insurance marketplaces.

Science.gov (United States)

Barker, Abigail R; McBride, Timothy D; Kemper, Leah M; Mueller, Keith

2014-08-01

This policy brief analyzes the 2014 premiums associated with qualified health plans (QHPs) made available through new health insurance marketplaces (HIMs), an implementation of the Patient Protection and Affordable Care Act (ACA) of 2010. We report differences in premiums by insurance rating areas while controlling for other important factors such as the actuarial value of the plan (metal level), cost-of-living differences, and state-level decisions over type of rating area. While market equilibrium, based on experience and understanding of the characteristics of the new market, should not be expected this soon, preliminary results give policymakers key issues to monitor.

Studies of coupled chemical and catalytic coal conversion methods. Tenth quarterly report, January--March 1990

Energy Technology Data Exchange (ETDEWEB)

Stock, L.M.

1990-12-31

This report concerns our research on base-catalyzed coal solubilization and a new approach for hydrogen addition. The work on base-catalyzed, chemical solubilization is continuing. this report is focused on the hydrogenation research. Specifically it deals with the use of arene chromium carbonyl complexes as reagents for the addition of dideuterium to coal molecules. In one phase of the work, he has established that the aromatic hydrocarbons in a representative coal liquid can be converted in very good yield to arene chromium carbonyl compounds. In a second phase of the work directly related to our objective of improved methods for catalytic hydrogenation, he has established that the aromatic constituents of the same coal liquid add dideuterium in the presence of added napththalene chromium carbonyl.

Estimating the market premium in short term interest rates

OpenAIRE

Hansen, Hans Fredrik

2006-01-01

Looking at the term structure in the interest rate market one can’t help notice the evident market premium above the central banks target rate. What factors might decide this premium? By using different variations of simple regression models we see that the model is constantly lagging the real time series. Acknowledging the fact that market clearings often are subject to several equations; we’re better able to develop a sensible model using a simultaneous equilibrium model. The multiple equat...

Life-Cycle Analysis of Greenhouse Gas Emissions and Water Consumption – Effects of Coal and Biomass Conversion to Liquid Fuels as Analyzed with the GREET Model

Energy Technology Data Exchange (ETDEWEB)

Li, Qianfeng [Argonne National Lab. (ANL), Argonne, IL (United States); Cai, Hao [Argonne National Lab. (ANL), Argonne, IL (United States); Han, Jeongwoo [Argonne National Lab. (ANL), Argonne, IL (United States)

2017-06-01

The vast reserves of coal in the U.S. provide a significant incentive for the development of processes for coal conversion to liquid fuels (CTL). Also, CTL using domestic coal can help move the U.S. toward greater energy independence and security. However, current conversion technologies are less economically competitive and generate greater greenhouse gas (GHG) emissions than production of petroleum fuels. Altex Technologies Corporation (Altex, hereinafter) and Pennsylvania State University have developed a hybrid technology to produce jet fuel from a feedstock blend of coal and biomass. Collaborating with Altex, Argonne National Laboratory has expanded and used the Greenhouse gases, Regulated Emissions, and Energy use in Transportation (GREET®) model to assess the life-cycle GHG emissions and water consumption of this hybrid technology. Biomass feedstocks include corn stover, switchgrass, and wheat straw. The option of biomass densification (bales to pellets) is also evaluated in this study. The results show that the densification process generates additional GHG emissions as a result of additional biomass process energy demand. This process coproduces a large amount of char, and this study investigates two scenarios to treat char: landfill disposal (Char-LF) and combustion for combined heat and power (CHP). Since the CHP scenarios export excess heat and electricity as coproducts, two coproduct handling methods are used for well-to-wake (WTWa) analysis: displacement (Char-CHP-Disp) and energy allocation (Char-CHP-EnAllo). When the feedstock contains 15 wt% densified wheat straw and 85 wt% lignite coal, WTWa GHG emissions of the coal-and-biomass-to-liquid pathways are 116, 97, and 137 gCO2e per megajoule (MJ) under the Char-LF, Char-CHP-Disp, and Char-CHP-EnAllo scenarios, respectively, as compared to conventional jet fuel production at 84 gCO2e/MJ. WTWa water consumption values are 0.072, -0.046, and 0.044 gal/MJ for Char-LF, Char-CHP-Disp, and Char

High-performance liquid chromatographic determination of selenium in coal after derivatization to 2,1,3-benzoselenadiazoles

Energy Technology Data Exchange (ETDEWEB)

Khuhawar, M.Y.; Bozdar, R.B.; Babar, M.A. (Sindh University, Jamshoro (Pakistan). Inst. of Chemistry)

1992-11-01

High-performance liquid chromatography was examined for the determination of selenium after derivatization to 2,1,3-benzoselenadiazoles using 1,2-diaminobenzene, 1,2-diamino-4-nitrobenzene (NDAB), 2,3-diaminonaphthalene and 3,3-diaminobenzidine as derivatizing agents. Elution was carried out using a mixture of chloroform and hexane, with ultraviolet spectrophotometric detection. The 2,1,3-benzoselenadiazoles were extracted into toluene. Linear calibrations were obtained for 0-4[mu]g of selenium in 10 cm[sup 3] of solution and the detection limits were 20-50 ng of selenium in 10 cm[sup 3] of solution. The method was applied to the determination of selenium in coal samples and a shampoo using NDAB as the derivatizing reagent in acidic solution.

Fuel production from coal by the Mobil Oil process using nuclear high-temperature process heat

International Nuclear Information System (INIS)

Hoffmann, G.

1982-01-01

Two processes for the production of liquid hydrocarbons are presented: Direct conversion of coal into fuel (coal hydrogenation) and indirect conversion of coal into fuel (syngas production, methanol synthesis, Mobil Oil process). Both processes have several variants in which nuclear process heat may be used; in most cases, the nuclear heat is introduced in the gas production stage. The following gas production processes are compared: LURGI coal gasification process; steam reformer methanation, with and without coal hydrogasification and steam gasification of coal. (orig./EF) [de

Experience Studies on Determining Life Premium Insurance Ratings: Practical Approaches

Directory of Open Access Journals (Sweden)

Mirela CRISTEA

2008-01-01

Full Text Available The focus of this article is to present the modelling tehcniques used on international practice in the evaluation of right life premiums based. The knowledge and models obtained have a common element of mortality risk indicators but these are varied in different parts of the world. The common elements of these studies and models are generally based on a series of indicators which mainly point out their probability of survival and they are named the mortality indicators. These indicators represent the basis for the calculation of the premiums quotes and for the elaboration by the insurers of premium tables. The benefit for the policyholder is to obtain insurance at a fair and competitive price and for the insurer, to maintain the experience of its portfolio in line with mortality assumptions.

Advanced physical fine coal cleaning spherical agglomeration. Final report

Energy Technology Data Exchange (ETDEWEB)

1990-09-01

The project included process development, engineering, construction, and operation of a 1/3 tph proof-of-concept (POC) spherical agglomeration test module. The POC tests demonstrated that physical cleaning of ultrafine coal by agglomeration using heptane can achieve: (1) Pyritic sulfur reductions beyond that possible with conventional coal cleaning methods; (2) coal ash contents below those which can be obtained by conventional coal cleaning methods at comparable energy recoveries; (3) energy recoveries of 80 percent or greater measured against the raw coal energy content; (4) complete recovery of the heptane bridging liquid from the agglomerates; and (5) production of agglomerates with 3/8-inch size and less than 30 percent moisture. Test results met or exceeded all of the program objectives. Nominal 3/8-inch size agglomerates with less than 20 percent moisture were produced. The clean coal ash content varied between 1.5 to 5.5 percent by weight (dry basis) depending on feed coal type. Ash reductions of the run-of-mine (ROM) coal were 77 to 83 percent. ROM pyritic sulfur reductions varied from 86 to 90 percent for the three test coals, equating to total sulfur reductions of 47 to 72 percent.

Growth and variability in health plan premiums in the individual insurance market before the Affordable Care Act.

Science.gov (United States)

Gruber, Jonathan

2014-06-01

Before we can evaluate the impact of the Affordable Care Act on health insurance premiums in the individual market, it is critical to understand the pricing trends of these premiums before the implementation of the law. Using rates of increase in the individual insurance market collected from state regulators, this issue brief documents trends in premium growth in the pre-ACA period. From 2008 to 2010, premiums grew by 10 percent or more per year. This growth was also highly variable across states, and even more variable across insurance plans within states. The study suggests that evaluating trends in premiums requires looking across a broad array of states and plans, and that policymakers must examine how present and future changes in premium rates compare with the more than 10 percent per year premium increases in the years preceding health reform.

5 CFR 892.102 - What is premium conversion and how does it work?

Science.gov (United States)

2010-01-01

...) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS... FEHB insurance premium. If you are a participant in the premium conversion plan, Section 125 of the...

29 CFR 778.205 - Premiums for weekend and holiday work-example.

Science.gov (United States)

2010-07-01

... 29 Labor 3 2010-07-01 2010-07-01 false Premiums for weekend and holiday work-example. 778.205....205 Premiums for weekend and holiday work—example. The application of section 7(e)(6) may be illustrated by the following example: Suppose an agreement of employment calls for the payment of $7.50 an...

The case for risk-based premiums in public health insurance.

Science.gov (United States)

Zweifel, Peter; Breuer, Michael

2006-04-01

Uniform, risk-independent insurance premiums are accepted as part of 'managed competition' in health care. However, they are not compatible with optimality of health insurance contracts in the presence of both ex ante and ex post moral hazard. They have adverse effects on insurer behaviour even if risk adjustment is taken into account. Risk-based premiums combined with means-tested, tax-financed transfers are advocated as an alternative.

Association between rising professional liability insurance premiums and primary cesarean delivery rates.

Science.gov (United States)

Murthy, Karna; Grobman, William A; Lee, Todd A; Holl, Jane L

2007-12-01

To estimate the association between changes in Illinois professional liability premiums for obstetrician-gynecologists and singleton primary cesarean delivery rates. Data from the National Center for Health Statistics were used to identify all singleton births between 37 weeks and 44 weeks of gestation occurring in Illinois from 1998 through 2003. Primary cesarean delivery rates for women delivered between 37 weeks and 44 weeks of gestation per 1,000 gravid women eligible to have a primary cesarean delivery were calculated for each Illinois county. The annual medical professional liability premium for each county in Illinois was represented by the reported professional liability insurance rate charges (adjusted to 2004 dollars) from the ISMIE Mutual Insurance Company. Separate analyses were conducted for nulliparous and multiparous women. The independent association between county-level primary cesarean delivery rates and the previous year's insurance premiums was evaluated using linear regression models. During the study period, 817,521 women were eligible for inclusion in the analysis. The county-level mean primary cesarean delivery rate increased from 126 to 163 per 1,000 (Pinsurance premiums also rose significantly (from $60,766 in 1997 to $83,167 in 2002, Pinsurance premium increase, the primary cesarean delivery rate increased by 15.7 per 1,000 for nulliparous women. This association also was evident for multiparous women, who had an increase in cesarean deliveries of 4.7 per 1,000 for every $10,000 increase. Higher rates of primary cesarean delivery are associated with increased medical professional liability premiums for obstetrician-gynecologists in Illinois. II.

H-coal fluid dynamics. Final report, August 1, 1977-December 31, 1979

Energy Technology Data Exchange (ETDEWEB)

1980-04-16

This report presents the results of work aimed at understanding the hydrodynamic behavior of the H-Coal reactor. A summary of the literature search related to the fluid dynamic behavior of gas/liquid/solid systems has been presented. Design details of a cold flow unit were discussed. The process design of this cold flow model followed practices established by HRI in their process development unit. The cold fow unit has been used to conduct experiments with nitrogen, kerosene, or kerosene/coal char slurries, and HDS catalyst, which at room temperature have properties similar to those existing in the H-Coal reactor. Mineral oil, a high-viscosity liquid, was also used. The volume fractions occupied by gas/liquid slurries and catalyst particles were determined by several experimental techniques. The use of a mini-computer for data collection and calculation has greatly accelerated the analysis and reporting of data. Data on nitrogen/kerosene/HDS catalyst and coal char fines are presented in this paper. Correlations identified in the literature search were utilized to analyze the data. From this analysis it became evident that the Richardson-Zaki correlation describes the effect of slurry flow rate on catalyst expansion. Three-phase fluidization data were analyzed with two models.

Economic analysis of price premiums in the presence of non-convexities. Evidence from German electricity markets

Energy Technology Data Exchange (ETDEWEB)

Paschmann, Martin

2017-11-15

Analyzing price data from sequential German electricity markets, namely the day-ahead and intraday auction, a puzzling but apparently systematic pattern of price premiums can be identified. The price premiums are highly correlated with the underlying demand profile. As there is evidence that widespread models for electricity forward premiums are not applicable to the market dynamics under analysis, a theoretical model is developed within this article which reveals that non-convexities in only a subset of sequential markets with differing product granularity may cause systematic price premiums at equilibrium. These price premiums may be bidirectional and reflect a value for additional short-term power supply system flexibility.

Economic analysis of price premiums in the presence of non-convexities. Evidence from German electricity markets

International Nuclear Information System (INIS)

Paschmann, Martin

2017-01-01

Analyzing price data from sequential German electricity markets, namely the day-ahead and intraday auction, a puzzling but apparently systematic pattern of price premiums can be identified. The price premiums are highly correlated with the underlying demand profile. As there is evidence that widespread models for electricity forward premiums are not applicable to the market dynamics under analysis, a theoretical model is developed within this article which reveals that non-convexities in only a subset of sequential markets with differing product granularity may cause systematic price premiums at equilibrium. These price premiums may be bidirectional and reflect a value for additional short-term power supply system flexibility.

Coal liquefaction and gas conversion: Proceedings. Volume 1

Energy Technology Data Exchange (ETDEWEB)

1993-12-31

Volume I contains papers presented at the following sessions: AR-Coal Liquefaction; Gas to Liquids; and Direct Liquefaction. Selected papers have been processed separately for inclusion in the Energy Science and Technology Database.

12 CFR 329.103 - Premiums.

Science.gov (United States)

2010-01-01

... interest as defined in § 329.1(c). (a) Premiums, whether in the form of merchandise, credit, or cash, given... the balance in a demand deposit account and the duration of the account balance shall not be considered the payment of interest on a demand deposit account and shall not be subject to the limitations in...

5 CFR 892.202 - Are retirees eligible for the premium conversion plan?

Science.gov (United States)

2010-01-01

... conversion plan? 892.202 Section 892.202 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS PREMIUMS Eligibility and Participation § 892.202 Are retirees eligible for the premium conversion plan? No...

5 CFR 892.201 - Who is covered by the premium conversion plan?

Science.gov (United States)

2010-01-01

... plan? 892.201 Section 892.201 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS PREMIUMS Eligibility and Participation § 892.201 Who is covered by the premium conversion plan? (a) All...

Pyrolysis at low-temperature of Mequinenza coal

Energy Technology Data Exchange (ETDEWEB)

Chorower, C

1940-01-01

In the low-temperature distillation of Mequinenza coal 13 to 14.5% of tar was obtained in the carbonizing unit and 10.7 to 12.0% in the rotary drum with or without steam. The yield of semicoke was 65 to 70.5%; the gas production was 91 to 109 liter per kilogram. The tar was distilled with and without steam, the fractions were freed from phenol and paraffin and purified by treatment with H/sub 2/SO/sub 4/. The coal tested was in many respects more like mineral coal than soft coal (thus, the liquid tar was of higher specific gravity, was free from resins and lower in paraffin and higher in phenol than in the case of soft coal). The pitch content of the tar was very slight, the yield of viscous oils was high. By distillation with steam 32% of benzine was obtained. Of the high S content established in the coking 8.5% was present in the benzine, 6.3% in the motor oil and 5.6% in the lubricating oil from the tar.

26 CFR 1.822-11 - Net premiums.

Science.gov (United States)

2010-04-01

... TAXES Mutual Insurance Companies (other Than Life and Certain Marine Insurance Companies and Other Than Fire Or Flood Insurance Companies Which Operate on Basis of Perpetual Policies Or Premium Deposits) § 1...

26 CFR 1.823-1 - Net premiums.

Science.gov (United States)

2010-04-01

... TAXES Mutual Insurance Companies (other Than Life and Certain Marine Insurance Companies and Other Than Fire Or Flood Insurance Companies Which Operate on Basis of Perpetual Policies Or Premium Deposits) § 1...

26 CFR 1.823-4 - Net premiums.

Science.gov (United States)

2010-04-01

... TAXES Mutual Insurance Companies (other Than Life and Certain Marine Insurance Companies and Other Than Fire Or Flood Insurance Companies Which Operate on Basis of Perpetual Policies Or Premium Deposits) § 1...

Business Cycle and Risk Premium in the Colombian Stock Market

Directory of Open Access Journals (Sweden)

Andrés Mauricio Gómez Sánchez

2013-11-01

Full Text Available Through the Hodrick-Prescott methodology this paper presents a review about the relationship between the ex post risk premium of the stock market and business cycles observed in Colombia. Through quarterly information from the fourth quarter of 2001 to the third quarter of 2012, statistical evidence shows that the increase and decrease of ex post risk premium follow a countercyclical behavior in tune with existing research conducted about the United States and emerging economies, although with non-contemporary relationships with private consumption. In addition, it is found that in the last decade the Colombian risk premium follows a process of Auto Regressive Moving Average Models (ARMA, showing that there is no variation in at least two consecutive quarters and whose behavior is generated in part by external events at the domestic economic activity level experienced in near past periods.

The Daily Liquidity Effect in a Floor System – Empirical Evidence from the Norwegian

OpenAIRE

Syrstad, Olav

2013-01-01

This paper analyses the liquidity effect in Norway by examining the relationship between a range of liquidity variables and five different measures of the short-term interbank premium. The models are estimated on data from January 2007 and up to the end of September 2011, a period in which Norges Bank implemented its liquidity policy within a so-called floor system, and prior to the new liquidity system introduced on 3 October 2011. In a floor system the key policy rate is equal to banks’ dep...

Low severity conversion of activated coal

Energy Technology Data Exchange (ETDEWEB)

Hirschon, A.S.; Ross, D.S.

1990-01-01

The results suggest that coal contains regions with structural components significantly reactive under the hydrothermal environment. Although the specific mechanism for this process remains to be developed, this activity is reminiscent of findings in studies of accelerated maturation of oil shale, where hydrothermal treatment (hydrous pyrolysis) leads to the production of petroleum hydrocarbons. In line with what has been seen in the oil shale work, the pretreatment-generated hydrocarbons and phenols appear to represent a further or more complete maturation of some fraction of the organic material within the coal. These observations could have an impact in two areas. The first is in the area of coal structure, where immature, reactive regions have not been included in the structures considered at present. The second area of interest is the more practical one of conversions to coal liquids and pyrolytic tars. It seems clear that the hydrothermal pretreatment changes the coal in some manner that favorably affects the product quality substantially and, as in the CO/water liquefaction case, favorably affects the yields. The conversions of coals of lower rank, i.e., less mature coals, could particularly benefit in terms of both product quality and product quantity. The second portion of this project also shows important benefits to coal conversion technology. It deals with synthesizing catalysts designed to cleave the weak links in the coal structure and then linking these catalysts with the pretreatment methods in Task 2. The results show that highly dispersed catalysts can effectively be used to increase the yields of soluble material. An important aspect of highly dispersed catalysts are that they can effectively catalyze coal conversion even in poor liquefaction solvents, thus making them very attractive in processes such as coprocessing where inexpensive liquefaction media such as resids are used.

Fundamental studies of coal liquefaction

Energy Technology Data Exchange (ETDEWEB)

1995-01-01

The authors have examined the pyrolysis of Argonne samples of Wyodak and Illinois No. 6 coal in argon, undecane, Tetralin, and water. The effects of the pyrolysis on individual particles of coal were monitored visually in a cell with diamond windows capable of operation to temperature and pressures in excess of 500{degrees}C and 3000 psi. The changes in the particles from ambient to 460{degrees}C were recorded in real time on video tape, and images were then taken from the tape record and analyzed. The study showed that in argon both coals developed tars at 350{degrees}-370{degrees}C. The tars then quickly evaporated, leaving core particles remarkably similar in size and shape to the initial particles. These observations suggest that coal does not melt nor become fully liquid when heated. Nor does the softened coal undergo crosslinking to generate coke. Rather the simple loss of volatiles leaves behind the core residue as coke. Contrary to the common view, there appears to be no link between the bond-breaking processes yielding tar and the interaction of the coal with H-donors leading to liquefaction. Water as a medium was surprising in its effect. Both coals began to shrink at 300{degrees}-350{degrees}C, with the effect appearing to be more of an erosion rather than a uniform loss of substance as seen in Tetralin. The Wyodak continued to shrink to 460{degrees}C to about half its initial size. With the Illinois No. 6 coal, however, the process reversed at around 420{degrees}C, and the particles appeared to grow with the evolution of a tar, continuing to 460{degrees}C. The authors submit that this final observation is evidence for hydrothermal synthesis of hydrocarbons at these conditions.

5 CFR 550.1409 - Inapplicability of premium pay and aggregate pay caps.

Science.gov (United States)

2010-01-01

... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Inapplicability of premium pay and aggregate pay caps. 550.1409 Section 550.1409 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL... Inapplicability of premium pay and aggregate pay caps. Accrued compensatory time off under this subpart is not...

Approximations for stop-loss reinsurance premiums

NARCIS (Netherlands)

Reijnen, Rajko; Albers, Willem/Wim; Kallenberg, W.C.M.

2005-01-01

Various approximations of stop-loss reinsurance premiums are described in literature. For a wide variety of claim size distributions and retention levels, such approximations are compared in this paper to each other, as well as to a quantitative criterion. For the aggregate claims two models are

12 CFR 221.122 - Applicability of margin requirements to credit in connection with Insurance Premium Funding...

Science.gov (United States)

2010-01-01

... in connection with Insurance Premium Funding Programs. 221.122 Section 221.122 Banks and Banking...) Interpretations § 221.122 Applicability of margin requirements to credit in connection with Insurance Premium... with insurance premium funding programs. The inquiries are included in a set of guidelines in the...

77 FR 21580 - Changes in Certain Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for...

Science.gov (United States)

2012-04-10

... Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for Fiscal Year (FY) 2013 AGENCY...: In accordance with HUD regulations, this notice announces changes of the mortgage insurance premiums... mortgage. The mortgage insurance premiums to be in effect for FHA firm commitments issued or reissued in FY...

29 CFR 825.212 - Employee failure to pay health plan premium payments.

Science.gov (United States)

2010-07-01

... Family and Medical Leave Act § 825.212 Employee failure to pay health plan premium payments. (a)(1) In... obligations to maintain health insurance coverage cease under FMLA if an employee's premium payment is more... an employee's insurance in accordance with this section and fails to restore the employee's health...

Tax and the Use of Historic Returns in Estimating the Equity Risk Premium

OpenAIRE

Armitage, Seth

1998-01-01

The paper analyses the use of a historic risk premium as a proxy for the current premium allowing current tax rates to differ from historic rates. If tax rates are assumed constant, adjustments to the CAPM for an imputation system make the CAPM and cash flows to be discounted consistently with respect to tax, but do not model any effect of tax on the cost of equity. If tax rates are allowed to vary and a historic premium is used, the cost of equity is affected by the level of tax at which inv...

Calculation of benefit reserves based on true m-thly benefit premiums

Science.gov (United States)

Riaman; Susanti, Dwi; Supriatna, Agus; Nurani Ruchjana, Budi

2017-10-01

Life insurance is a form of insurance that provides risk mitigation in life or death of a human. One of its advantages is measured life insurance. Insurance companies ought to give a sum of money as reserves to the customers. The benefit reserves are an alternative calculation which involves net and cost premiums. An insured may pay a series of benefit premiums to an insurer equivalent, at the date of policy issue, to the sum of to be paid on the death of the insured, or on survival of the insured to the maturity date. A balancing item is required and this item is a liability for one of the parties and the other is an asset. The balancing item, in loan, is the outstanding principle, an asset for the lender and the liability for the borrower. In this paper we examined the benefit reserves formulas corresponding to the formulas for true m-thly benefit premiums by the prospective method. This method specifies that, the reserves at the end of the first year are zero. Several principles can be used for the determined of benefit premiums, an equivalence relation is established in our discussion.

The Daily Liquidity Effect in a Floor System – Empirical Evidence from the Norwegian Market

OpenAIRE

Syrstad, Olav

2012-01-01

This paper analyses the liquidity effect in Norway by examining the relationship between a range of liquidity variables and five different measures of the short-term interbank premium. The models are estimated on data from January 2007 and up to the end of September 2011, a period in which Norges Bank implemented its liquidity policy within a so-called floor system, and prior to the new liquidity system introduced on 3 October 2011. In a floor system the key policy rate is equal to banks' dep...

Using the Black Scholes method for estimating high cost illness insurance premiums in Colombia

Directory of Open Access Journals (Sweden)

Liliana Chicaíza

2009-04-01

Full Text Available This article applied the Black-Scholes option valuation formula to calculating high-cost illness reinsurance premiums in the Colombian health system. The coverage pattern used in reinsuring high-cost illnesses was replicated by means of a European call option contract. The option’s relevant variables and parameters were adapted to an insurance market context. The premium estimated by the BlackScholes method fell within the range of premiums estimated by the actuarial method.

5 CFR 892.206 - Can I cancel my waiver and participate in premium conversion?

Science.gov (United States)

2010-01-01

... (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL FLEXIBLE BENEFITS PLAN: PRE-TAX PAYMENT OF HEALTH BENEFITS PREMIUMS Eligibility and Participation § 892.206 Can I cancel my waiver and participate in premium...

25 CFR 103.19 - When must the lender pay BIA the loan guaranty or insurance premium?

Science.gov (United States)

2010-04-01

... insurance premium? 103.19 Section 103.19 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR FINANCIAL ACTIVITIES LOAN GUARANTY, INSURANCE, AND INTEREST SUBSIDY How a Lender Obtains a Loan Guaranty or Insurance Coverage § 103.19 When must the lender pay BIA the loan guaranty or insurance premium? The premium...

STATISTICAL ANALYSYS OF THE SCFE OF A BRAZILAN MINERAL COAL

Directory of Open Access Journals (Sweden)

DARIVA Cláudio

1997-01-01

Full Text Available The influence of some process variables on the productivity of the fractions (liquid yield times fraction percent obtained from SCFE of a Brazilian mineral coal using isopropanol and ethanol as primary solvents is analyzed using statistical techniques. A full factorial 23 experimental design was adopted to investigate the effects of process variables (temperature, pressure and cosolvent concentration on the extraction products. The extracts were analyzed by the Preparative Liquid Chromatography-8 fractions method (PLC-8, a reliable, non destructive solvent fractionation method, especially developed for coal-derived liquids. Empirical statistical modeling was carried out in order to reproduce the experimental data. Correlations obtained were always greater than 0.98. Four specific process criteria were used to allow process optimization. Results obtained show that it is not possible to maximize both extract productivity and purity (through the minimization of heavy fraction content simultaneously by manipulating the mentioned process variables.

Case studies on direct liquefaction of low rank Wyoming coal

Energy Technology Data Exchange (ETDEWEB)

Adler, P.; Kramer, S.J.; Poddar, S.K. [Bechtel Corp., San Francisco, CA (United States)

1995-12-31

Previous Studies have developed process designs, costs, and economics for the direct liquefaction of Illinois No. 6 and Wyoming Black Thunder coals at mine-mouth plants. This investigation concerns two case studies related to the liquefaction of Wyoming Black Thunder coal. The first study showed that reducing the coal liquefaction reactor design pressure from 3300 to 1000 psig could reduce the crude oil equivalent price by 2.1 $/bbl provided equivalent performing catalysts can be developed. The second one showed that incentives may exist for locating a facility that liquifies Wyoming coal on the Gulf Coast because of lower construction costs and higher labor productivity. These incentives are dependent upon the relative values of the cost of shipping the coal to the Gulf Coast and the increased product revenues that may be obtained by distributing the liquid products among several nearby refineries.

Pricing of premiums for equity-linked life insurance based on joint mortality models

Science.gov (United States)

Riaman; Parmikanti, K.; Irianingsih, I.; Supian, S.

2018-03-01

Life insurance equity - linked is a financial product that not only offers protection, but also investment. The calculation of equity-linked life insurance premiums generally uses mortality tables. Because of advances in medical technology and reduced birth rates, it appears that the use of mortality tables is less relevant in the calculation of premiums. To overcome this problem, we use a combination mortality model which in this study is determined based on Indonesian Mortality table 2011 to determine the chances of death and survival. In this research, we use the Combined Mortality Model of the Weibull, Inverse-Weibull, and Gompertz Mortality Model. After determining the Combined Mortality Model, simulators calculate the value of the claim to be given and the premium price numerically. By calculating equity-linked life insurance premiums well, it is expected that no party will be disadvantaged due to the inaccuracy of the calculation result

A diagnosis of eosinophilic esophagitis is associated with increased life insurance premiums.

Science.gov (United States)

Leiman, D A; Kochar, B; Posner, S; Fan, C; Patel, A; Shaheen, O; Keller, C Y; Koutlas, N T; Eluri, S; Dellon, E S

2018-05-24

Eosinophilic esophagitis (EoE) is a chronic disease that can be diagnosed at any age, but is not associated with malignancy and does not shorten lifespan. It remains unknown whether an EoE diagnosis affects insurability or insurance premium costs. We therefore aimed to determine whether a diagnosis of EoE affects the costs of life insurance. Our investigation was a secret shopper audit study whereby we contacted national insurance companies in the United States to evaluate the effect of a diagnosis of EoE on life insurance premiums. We constructed standardized case scenarios for males and females, including a 25-year-old and a 48-year-old without other comorbid conditions, who either had or did not have a diagnosis of EoE. Companies were asked for their best estimate for a $100,000 whole life insurance policy. Comparisons between median premiums were made using the Mann-Whitney U test. There were 20 national life insurance companies contacted and a total of 73 quotes were obtained. The median premium rate was similar for EoE and non-EoE cases at the younger age ($828 [IQR $576-1,020] vs. $756 [IQR $504-$804]; P = 0.10). However, the premium for the older case without EoE was 19% less expensive compared to a case with EoE ($1990 [IQR $1,248-2,350] vs. $2,375 [IQR $2,100-2568; P = 0.02]. This finding was not explained by sex or state of residence. Based on these findings, we conclude that life insurance premiums are significantly more expensive in the older patient case with EoE when compared to the same case without EoE. Patients with EoE and their providers should be aware of the additional cost associated with this diagnosis.

Studies in coal liquefaction with application to the SRC and related processes. Quarterly report, May-July 1983

Energy Technology Data Exchange (ETDEWEB)

Tarrer, A. R.; Guin, J. A.; Curtis, C. W.

1984-03-01

This report examines liquid-phase adsorption as a possible method of studying the interactions between coal liquids and hydrotreating catalysts. The duel purposes of this work are to develop a method to determine specific surface areas of porous catalysts and to examine how compounds commonly found in coal liquids are adsorbed on hydrotreating catalysts. The liquid-phase adsorption studies were performed at room temperature in tubing bomb reactors. Adsorption isotherms obtained from these experiments were assumed to follow Langmuir-type behavior. Compounds used in these studies included PNA compounds, a basic nitrogen containing compound, and an acidic oxygen containing compound. Various commercial grade catalysts as well as presulfided CoMo/Al/sub 2/O/sub 3/ and presulfided iron oxide were used as adsorbents. Experiments have shown that quinoline, a basic nitrogen containing compound, appears to be an excellent compound for surface area determination via liquid-phase adsorption. Adsorption of compounds such as pyrene, a PNA compound, and phenol, an acidic oxygen containing compound, may be used to determine the relative areas of different types of sites on catalyst surfaces. The sensitivity of this liquid-phase adsorption technique was evaluated by adsorbing different solutes on various catalyst surfaces. This technique shows that the adsorptivity of different coal liquids is a distinct function of the individual properties of the adsorbate as well as the properties of adsorbent used. Comparison of the adsorption properties of these coal liquids on various adsorbents may give insights as to how they adsorb on hydrotreating catalysts, how they compete for the active catalyst sites, and what types of sites the adsorbed molecules occupy. 29 references, 37 figures, 41 tables.